Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Describe the procedure for creating a new account in a banking mobile app

### Response:
The procedure for creating a new account in a banking mobile app typically involves downloading the app, entering personal information, verifying the personal information, setting up security questions/answers, and setting up features, like auto-pay or bill reminders. After the initial setup, the user can start using the app to manage transactions and accounts, pay bills, and transfer funds.