Deletion of College Scholarship Penalty

Comment: It's possible that there is a notable topic here (notwithstanding the fact that other commenters here have not yet found evidence of notability). However, not only does this appear to be |original research, but as currently written this is essentially a how-to guide or advice page -- something that |Wikipedia is not. Furthermore, this article (like far too many articles on education topics) is totally U.S.-centric but fails to acknowledge that it deals with a US-specific topic. As written, the ideal disposition of this article would be for the contributor to publish it on his/her own website as a "how-to" piece, or contribute it to an advice website for US college applicants. Alternatively, with work, I can imagine it becoming an encyclopedia article some day in the future. Because it's not appropriate for article space in its present form, it should either be deleted or sent to the contributor's user space for additional work
Stance: delete
Cited policy: Wikipedia:No original research (WP:OR||WP:NOT)