copenlu/druid huggingface dataset:
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2024-10-09): Health insurance is offered for the disabled in India. LIC Jeevan Bharti-I plan provides a congenital disability rider for lives of women. There is Nirmalya Health Insurance for people with mental disabilities, apart from other plans. [...] The government of India offers an insurance scheme called Nirmalya Health Insurance for people with mental disabilities. It provides an insurance coverage of 1 lakh at a very low premium amount. It also covers preexisting conditions and OPD treatments. [...] Persons with disabilities (PwDs) can now be enrolled under the Niramaya Health Insurance Scheme, which will be facilitated by the National Institute of Mental Health and Neurosciences (NIMHA). This initiative is administered by the National Trust under the Ministry of Social Justice and Empowerment. The scheme is eligible for spectrum disorders, cerebral palsy, intellectual disabilities, autism, and multiple disabilities, and the scheme reimburses Rs.15,000 per year for the outpatient department. Eligible candidates can reach out to the organisations registered under the National Trust for enrolment. The initial premium for PWDs below the poverty line is Rs.250 and Rs. 50 per year, while the premium for those above the poverty line is Rs.500 and Rs.250 per year.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2023-03-28): This scheme provides housing and care services throughout the life of the person with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities. [...] This scheme is to provide affordable Health Insurance to persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities. [...] A scheme to encourage people with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities for pursuing educational/ vocational courses.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2021-03-29): This insurance plan by the government offers a mediclaim policy for the physically handicapped and the mentally disabled, all over India except for Jammu and Kashmir. This government policy offers coverage for cerebral palsy, autism, multiple disabilities, and mental retardation. You can exercise this mediclaim policy for mentally challenged individuals. Also, it has the following benefits. - High Sum Insured: A high insured sum of Rs. 1 lakh is offered for the person with a disability. [...] - High Sum Insured: A high insured sum of Rs. 2 lakh is offered for the person with a disability, given that the family income is below Rs. 3 lakhs per annum.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2019-03-13): Is health insurance cover of Rs.1 Lakh being provided to the disabled persons? The fourth claim is that Rs 1 lakh health insurance cover is provided to people with autism, cerebral palsy and many other disabilities. As mentioned in the 2017-18 annual report of the DEPwD, ‘Niramaya Health Insurance Scheme is to provide affordable Health Insurance to persons with autism, cerebral palsy, mental retardation and multiple disabilities. The enrolled beneficiaries get a health insurance cover up to Rs.1 lakh, by paying a nominal fee.’ [...] As noted in the 2014-15 annual report of the National Trust, the Niramaya scheme was piloted in 2007, for two years in 10 selected districts of equal number of States and was subsequently extended to cover the entire country. The annual report also points out that Rs 1 lakh insurance coverage over a range of medical services was being provided. The only change during the current government is revision of the benefit chart.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2024-02-02): This scheme is open to people with the following disabilities: Autism, Cerebral Palsy, Mental Retardation, Multiple Disabilities. You need to be over 18 years old. [...] Any disabled person with autism, cerebral palsy, mental retardation or multiple disabilities may apply. One also needs to have the following: [...] The NIRAMAYA Health Insurance Scheme offers up to Rs. 1 lakh coverage for individuals with disabilities, covering OPD treatments, medicines, check-ups, dental care, surgeries, therapies, and alternative medicine. It also includes transportation costs. The great part is that no pre-insurance medical tests are needed, ensuring streamlined and accessible healthcare solutions for PwDs.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2024-04-20): The Government of India is implementing a scheme by name ‘NIRAMAYA’ through which the handicapped and mentally challenged persons are covered for medical treatment upto Rs. 1 lakh. Aam Admi Bima Yojana (AABY) is also a Government Social Security Scheme being administered through Life Insurance Corporation of India (LIC) that provides life/accident insurance protection to the rural and urban poor persons (including rural landless households) and people belonging to certain identified vocational groups. One such identified vocation is "Physically Handicapped Self-Employed Persons [...] The National Trust has introduced "Niramaya", an insurance scheme for persons suffering from autism, cerebral palsy, mental retardation, multiple disabilities (sclerosis) and other similar diseases. The scheme covers overall medical expenses up to `1 lakh within separate sub-limits. With an application fee of Rs.250 for APL and free incase of BPL families, the application will be processed and claims upto Rs.1 Lakh can be made on reimbursement basis and treatments can be obtained in any hospital. [...] - Persons with multiple disabilities, Cerebral Palsy & autism are not covered under this scheme.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2022-12-16): The Government of India provides insurance for differently-abled individuals through schemes called the Nirmalya Health Insurance Scheme and Swavalamban Health Insurance Scheme. [...] Under the Nirmalya Health Insurance Scheme, people suffering from mental disabilities, such as mental retardation, autism, cerebral palsy, and other disabilities that occur in the workplace, can get up to Rs.1 lakh as medical coverage for treatment, including both pre and post-hospitalization expenses. [...] The Swavalamban Health Insurance Scheme provides health coverage to people suffering from mental disorders, retardation, loco-motor disability, hearing impairment, leprosy-cured, low vision, and blindness.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2016-12-23): Who is it for: Persons with autism, cerebral palsy, mental retardation and multiple disabilities, with a valid disability certificate [...] Insurance coverage: Rs 2 lakh per annum for persons with disability and family (spouse and two children) Who is it for: Persons with mental retardation and mental disability with a valid disability certificate. People with multiple disabilities, cerebral palsy and autism are not covered in this scheme.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2015-09-30): There are many options for disabled insurance buyers. One should carefully study his needs before buying one. Also understand the tax benefits available for disabled persons.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2024-09-24): 'Niramaya' is a health insurance scheme introduced by the Government of India for children with special needs. The plan provides health insurance cover up to Rs 1 lakh to children with developmental disabilities like autism, cerebral palsy, etc. [...] While the Niramaya scheme is affordable, the question arises of whether the cover of Rs 1 lakh is sufficient for a child with developmental disabilities. These disabilities/disorders affect a child's development in his/her speech, non-verbal or gestural interaction, and social interaction with peers. This further affects the child mentally and emotionally, and he/she also needs to undergo therapy. So, the multi-disciplinary treatment that includes regular visits to a paediatrician, psychiatrist, counsellor, special educator, speech therapist, etc., can be quite expensive. Moreover, children with ASD are accident-prone, which can further add to the expenses. This is why the cover of Rs 1 lakh might not prove to be sufficient for the medical treatment of a child with special needs.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2017-04-05): Niramaya, a health insurance scheme introduced by National Trust for persons with autism, cerebral palsy, multiple disabilities and other diseases/disorders, covers overall medical expenses up to Rs 1 lakh within separate sub-limits and reimburses Rs 10,000 for therapies. But, parents ask, "Is that enough?" [...] In 2016, Star Health and Allied Insurance launched a group insurance policy for children with ASD, becoming the only product in the private sector that caters to children with autism. It has so far covered over 200 children from the Chennai-based NGO Sankalp, providing an individual sum assured of Rs 1 lakh to each child. "The policy is on a group basis and covers regular in-patient hospitalisation and certain requirements specific to the problems of the target segment such as administration of special injections like botox are covered," explains an employee, Star Health Insurance. The policy also acts as a routine mediclaim policy and covers medical and surgical therapies which require hospitalisation. "I don’t blame the companies… it’s a lifelong condition and therapies are needed for many years. But how do countries like USA do it? They pay a heavy premium and based on the child's requirements, it gets covered under insurance for certain number of hours of therapies. Also, every school offers therapy as part of the school programme that is free of cost," shares Geetha, a parent.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2019-04-23): Nirmaya is a health insurance scheme provided by the National Trust in collaboration with ICICI Lombard General Insurance. In this insurance scheme, parents can get Rs 1 lakh coverage for their special needs child with Autism, Cerebral Palsy, Mental Retardation, and Multiple Disabilities. The benefit of this plan is that there is no premium difference as per age. The policy covers regular medical check-up, hospitalization, therapy, corrective surgery, transportation, repetitive medical intervention as an in-patient, pre, and post hospitalization expenses. [...] Star health a few years back rolled a specific policy for Autism. The policy is named as Star Health Special Care and covers for a standard policy amount of Rs 3 lakh. There is no medical test but copies of medical records have to be submitted. The policy covers the hospitalization expenses much like any other basic health plan. The premium will vary as per age of the disabled covered in the policy. [...] There is no medical checkup required but all preexisting illness are covered only after 2 years of the waiting period. The policy provides coverage in 3 variants Rs 3 lakh-Rs 7 lakh and Rs 10 lakh with a restore benefit. There is no maximum age and so policy covers people well above 25 years of age. Unfortunately, the company is treating Autism as a preexisting illness and so one will have to wait for 2 years to receive any claim from the policy. The policy covers only hospitalization expenses and not regular expenses.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2015-07-17): The National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities was constituted by the Central Government as a legal entity. This was set up in the year 2000. The objectives of the Trust is to enable and empower persons with disability, facilitate support to registered organizations, deal with problems of disabled persons who do not have family support, promote measures for their care and protection in the event of loss of parents and guardians, evolve a procedure for appointment of guardians and trustees so that equal opportunities, protection of rights and full participation of such persons is ensured. The National Trust has several schemes and programmes available for persons with autism and their families. Some basic information about some of these schemes are detailed below. The details are accessible at www.thenationaltrust.co.in. [...] This is a unique health insurance scheme for persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities. This scheme provides comprehensive cover irrespective of type of disability, without any selection or exclusion criteria of the pre-existing condition. An applicant may receive insurance cover up to Rs. 1 lakh with a single premium across age bands. Services covered range from regular medical check-up to hospitalization, therapy to corrective surgery, transportation, repetitive medical intervention as an in-patient, pre & post hospitalization expenses, and cashless hospitalization in empanelled hospitals, reimbursement of claims in case of OPD services and treatment through non-empanelled hospitals. To know more, click here.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2024-09-23): Niramaya is a health insurance scheme that is specifically designed for individuals with Autism, Cerebral Palsy, Mental Retardation, and Multiple Disabilities. This scheme provides comprehensive coverage for all types of disabilities without any selection or exclusion criteria based on pre-existing conditions. The insurance coverage can go up to Rs. 1 lakh with a single premium across all age groups. The services covered under this scheme include regular medical check-ups, hospitalization, therapy, corrective surgery, transportation, repetitive medical intervention as an in-patient, pre & post-hospitalization expenses, cashless hospitalization in empanelled hospitals, reimbursement of claims in case of OPD services, and treatment through non-empanelled hospitals. [...] Under Section 80U, in case of a Person with a Disability (at least 40%) deduction of Rs 75,000 /- is allowed. In the case of a Person with a Severe Disability (80% of one or more disabilities) deduction of Rs. 1,25,000/- is allowed. Under Section 80DD – Tax Deduction of Rs 75,000 (Person with Disability of at least 40%) and Rs 1,50,000 (Person with Disability of 80 % or more) in respect of maintenance, including medical treatment of a dependent who is a person with a disability.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2023-02-28): Health Insurance Plans tailored for persons with disabilities in India ✅Plans starting @ Rs. 20/day* ✅Zero waiting period and out of pocket costs [...] This Government launched a health insurance plan that provides coverage for individuals with disabilities. It especially provides Rs. 1 lakh sum towards treating mental disabilities like autism, retardation and cerebral palsy. While buying Niramaya Health Insurance no medical tests are required. However, this policy can be availed only from the National Trust. [...] Some disabilities that may not be covered under regular health insurance plans, may be covered under a high-risk cover. However, these plans are usually expensive and offer only limited coverage for disability-related treatments.
Claim: Rs1 lakh rupees health insurance cover to people with autism, cerebral palsy and many disabilities is being provided (Govt. of India, 2018-05-26)
Evidence (2021-09-29): Coming back to the topic of disability - will people with rare, untreatable, lifelong conditions, receiving zero support from the government, be able to participate in society as effectively as others? Are they not disabled as per the definition adopted by the GoI? The fact is that the RPwD act is itself disabled. It does not do justice to the millions of people suffering from many conditions that impact the quality of life, social participation, and academic and professional outlook. The fact is that most patients struggle to fund their treatment because chronic and/or rare conditions often require expensive medications and with limited or no insurance coverage, the battle to survive and stay alive is the one that most are fighting. Education, employment, and social integration are not even in the picture.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-05-10): Google Bard, made available to all users as of 10 May 2023, functions exclusively in-browser and is not offered as downloadable software. The links embedded in these advertisements direct to malicious software, posing a risk of potentially compromising sensitive information on the systems where it’s installed. Hence, the claim made in this post is FALSE.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-11-22): Google Goes After Scammers Abusing Its Bard AI Chatbot [...] Google is flexing its legal heft with two lawsuits aimed at shutting down abuse of Google's AI chatbot, Bard, to run cyber scams. [...] "The fraudsters created social media pages and ran ads that encouraged people to 'download' Bard, our freely available generative AI tool that does not need to be downloaded," Google general counsel Halimah DeLaine Prado explained in a Nov. 13 blog post about the legal actions. Instead, victims were served up malware to compromise their social media accounts, the post added.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-05-11): - Google unveiled a slew of updates for its artificial intelligence (AI) chatbot Bard at its annual Google I/O developer conference on Wednesday, per a blog post, notably eliminating the waitlist for the tool and opening access to over 180 countries. [...] Google’s AI-fueled Bard, widely recognized as its answer to ChatGPT, is getting a swath of buzzy new features as the tech giant looks to stay competitive in an increasingly popular generative AI space. At its core, the tool has notably been updated to Google’s next-generation learning model, PaLM 2, recognized for its stronger reasoning and coding capabilities, per blog details, which could help instill a sense of maturity for the months-old offering. Among other updates, Bard will now be available to a much wider audience with the elimination of its user waitlist, inviting a new level of users to provide feedback, which has previously yielded a bit of a mixed bag as the chatbot is still in its early stages. Google also added two new languages to the tool, Japanese and Korean, with 40 additional languages slated to come soon. However, such large language models are still a nascent technology, according to Sissie Hsiao, vice president and general manager of Google Assistant and Bard, and author of the announcement.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-08-03): - Inside Google Bard’s AI Mechanism - 25 Google Bard Prompts for Social Media Advertisers - A Timeline of Google Bard’s Growth and Future Updates [...] Download the 35 Google Bard Prompts for Social Media Advertisers, your free Google Bard cheat sheet. In addition to the 25 prompts above, we’ve included 10 bonus AI prompts for digital marketers to enhance copy ideas and ad concepts. Get it today and discover Bard’s AI-driven brilliance. [...] The rise of Google Bard cements the undeniable role of AI in social media advertising. With Google Bard at your disposal, you can seize the opportunity to tap into the possibilities that Google Bard offers. As a free tool (for the time being), now is the moment to maximize its features and master the art of Bard AI prompts.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-04-20): The Financial Times reported on Thursday that Google plans on incorporating the same AI tech powering the Bard chatbot into its advertising tools. This is according to an internal Google presentation for ad buyers cited in the Financial Times report. [...] The Times also reported that there are concerns about ads spreading misinformation this way. Bard famously got basic information wrong in its own announcement, and some Google employees have had ethical concerns about the chatbot since before it launched. For what it's worth, Google apparently will have defenses in place to make sure these AI-generated ad campaigns don't do anything weird.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2024-04-16): - AI Chat: Generates creative ideas for social posts based on your custom prompts. Can be used for calendar planning, strategizing, storytelling ideas, and more.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2024-07-01): A social media chatbot is an automated program designed to interact with users on social media platforms. It uses artificial intelligence and natural language processing to engage in conversations, answer questions, and perform various tasks. [...] Tidio offers a comprehensive customer experience platform that offers AI chatbots alongside a live chat app. The platform includes a visual bot builder with an intuitive drag-and-drop interface and pre-designed chatbot templates to streamline the creation of conversational AI. This social media chatbot solution is ideal for automating customer support, answering FAQs, and engaging in conversational marketing on your social channels. [...] Social media chatbots are automated programs that operate on social networking platforms, engaging users in human-like dialogue. These tools aim to enhance communication by providing quick, accessible, and efficient interactions between businesses and their audience on popular social channels.
Claim: Social media ads propagating a downloadable variant of Google’s AI chatbot, Bard (SOCIAL MEDIA POST, 2023-05-10)
Evidence (2023-05-23): AI chatbots have only just been put into consumers’ hands, but tech giants are rushing to monetize them. For instance, shortly after Bing Chat’s arrival, Microsoft began slipping ads into the experience. Today, Google says it will do something similar, detailing its plans for running Search and Shopping ads inside its conversational AI experience in Search, via the recently announced Search Generative Experience (SGE) in the U.S. [...] Despite this labeling, some ads could be mistaken for AI chatbot responses. For instance, in a query for hiking backpacks, where Google’s AI already makes specific product recommendations, the "Sponsored" results may appear in the same list. (See below image).