copenlu/druid huggingface dataset:
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-06-01): Meanwhile, the regional and local insurers left to provide coverage are in bad shape. Just more than half of insurers based in Florida are on the state insurance regulator’s watch list due to their financial health. Six were forced to liquidate last year, another one earlier this year. And to try to stay solvent, the remaining insurers are charging rates nearly four times as high as the national average. Homeowners in the state pay private insurers about $6,000 a year, compared to a national average of $1,700. [...] In areas with high hurricane risks, such as the Atlantic coast in South Florida, the countywide averages for a Citizens’ policy range from $5,100 to $6,800. Still, in those counties it has a dominant share of the market: about 42% in Miami-Dade and 30% in Broward just to the north, along with 36% in Monroe County, which includes the Florida Keys. [...] Carletti said that while Florida’s recent legislation should help the market, it won’t be enough to roll back premiums, especially with the concerns about rising risk caused by climate change and more powerful hurricanes to come. There’s also the inflation driving up the cost to repair or rebuild homes, both from increased labor costs to higher prices for materials.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-04-01): Florida tops US for home insurance rates. What's ahead as 'explosive' hurricane season nears [...] Florida home insurance rates highest in US, and expected to climb higher [...] - Florida homeowners pay the most for home insurance, with an average annual rate of $10,996 in 2023.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2022-06-23): ST. JOHNS, Fla., June 23, 2022—With its overabundance of unneeded new roofs on homes, and flashy lawyer billboards at every turn claiming massive settlements on claims, Florida’s insurance market is on the verge of failure. Even more, this man-made catastrophe is causing financial strain on resident consumers, as the annual cost of an average Florida homeowners insurance policy will skyrocket to $4,231 in 2022, nearly three times more than the U.S. annual average of $1,544, according to an Insurance Information Institute (Triple-I) analysis. "Floridians pay the highest homeowners insurance premiums in the nation for reasons having little to do with their exposure to hurricanes," said Sean Kevelighan, CEO, Triple-I. "Floridians are seeing homeowners insurance become costlier and scarcer because for years the state has been the home of too much litigation and too many fraudulent roof replacement schemes. These two factors contributed enormously to the net underwriting losses Florida’s homeowners insurers cumulatively incurred between 2016 and 2021." [...] The typical Florida homeowners insurance policyholder paid $2,505 for coverage in 2020, the Triple-I found, and that figure rose to $3,181 in 2021. Triple-I’s analysis was based on data and analyses from Florida’s OIR, the National Association of Insurance Commissioners (NAIC), and Triple-I’s estimates of what insurers are paying today for home replacement costs (e.g., lumber).
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-10-01): Florida is a notoriously tough market for homeowners insurance due to the state’s risk level. The Sunshine State’s long coastline and narrow shape mean that much of the state is at risk for hurricane damage, wind damage and flooding. Sinkholes are also a danger to Florida homes. [...] Oklahoma is the most expensive state in the country for homeowners insurance according to rates from Quadrant Information Services, with an average annual premium of $3,659 for $250,000 in dwelling coverage, over 150 percent more than the national average. Tornadoes and strong winds are common in the state, as is seismic activity in certain areas. Eastern Oklahoma is also at risk for widespread flooding. [...] Dwelling coverage $300,000Other structures coverage $30,000Personal property coverage $150,000Loss of use coverage $60,000Liability coverage $500,000Medical payment coverage $1,000The homeowners also have a $1,000 deductible, a $500 hail deductible and a 2 percent hurricane deductible (or the next closest deductible amounts that are available) where separate deductibles apply.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-13): States with the highest home insurance rates Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year. Below, you'll see the top five most expensive states for homeowners insurance. These states are prone to severe storms, including tornadoes and hail, causing an increase in home insurance costs.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): David Chalian did not mention Michelle Obama. CNN told PolitiFact that this video was digitally altered with fake audio. In the original June 27 video clip, Chalian discussed the results of CNN polls conducted prior to the debate.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-09-24): David Marc Chalian (born July 20, 1973)[1] is an American journalist and political analyst who serves as political director for the American cable news channel CNN.[2] [...] - ^ a b CNN Profiles: David Chalian retrieved February 28, 2017 - ^ a b "Robert P. Chalian". Asbury Park Press. November 14, 1984. [...] - ^ a b c d e f g Georgetown University lecturer: "DAVID M. CHALIAN" retrieved February 28, 2017 - ^ a b Huffington Post: "David Chalian Fired From Yahoo News For Saying RNC Doesn’t Mind Watching ‘Black People Drown’ (VIDEO)" By Rebecca Shapiro August 29, 2012 - ^ a b "GOP Updates: Yahoo Bureau Chief Fired Over Slur – CNN Black Camera Women, Assaulted With peanuts (Video)". Five Towns Jewish Times. Retrieved February 28, 2017.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-30): Following the first US presidentgial debate, hosted by CNN on June 27, 2024, a 31-second video has gone viral on social media, claiming that CNN Political Director David Chalian referred to former First Lady Michelle Obama as "Big Mike". The Facebook post reads: CNN Pundit calls "Michelle" Obama BIG MIKE!! They know!!! [...] Thus, we can conclude that Chalian did not call Michelle Obama Big Mike. The 31-second-long video clip used to support this claim includes fake audio. While the first 15 seconds of the clip’s audio are genuine, the second half is fabricated.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-09-12): Instagram posts stated on September 12, 2024 in an Instagram post Former President Donald Trump admitted during the Sept. 10 presidential debate that he "blew up the Nord Stream pipeline." Instagram posts stated on September 9, 2024 in Instagram posts A Haitian woman was arrested in Springfield, Ohio, for eating a cat. Social Media stated on September 10, 2024 in social media posts Vice President Kamala Harris wore NOVA H1 audio earrings in the Sept. 10, 2024, presidential debate. TikTok posts stated on June 28, 2024 in a video CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. Vivek Ramaswamy stated on September 27, 2023 in a Republican presidential primary debate. Being transgender is a "mental health disorder." Facebook posts stated on April 24, 2021 in a Facebook post Social media posts stated: "Remember Kamala telling Joe during the debate, ‘You will do whatever the Chinese tell you! They gave your son over a billion dollars.’" Facebook posts stated on April 24, 2021 in a Facebook post "Anyone remember Kamala telling Joe during the debate: ‘You will do whatever the Chinese tell you! They gave your son over a billion dollars.’" [...] TikTok posts stated on June 28, 2024 in a video CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-07-02): FACT CHECK: No, David Chalian Did Not Mention Michelle Obama While Discussing The Presidential Debate 2024-07-02 2024-07-02
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-07-02): Snopes: No, Video Does Not Show CNN's David Chalian Referring to Michelle Obama as 'Big Mike' July 2, 2024 Snopes examines claims about CNN's coverage. Read The Full Article.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-10-01): David Chalian is CNN’s Vice President of Political Coverage and Political Director. In his role, Chalian oversees CNN’s daily political coverage across all platforms, the polling and decision desk operations, and helps guide the editorial content for the network’s special event political programming. Chalian also plays an instrumental role in the network’s daily coverage by providing on-air political analysis across the network’s programs. Prior to arriving at CNN, Chalian served as Vice President for Video Programming at POLITICO where he oversaw all of the video efforts including POLITICO LIVE special events coverage and all new video program and product development. Before that, Chalian served as Washington Bureau Chief for Yahoo! News, Political Editor and on-air political analyst for PBS NewsHour, and ABC News’ Political Director. While at the PBS NewsHour, Chalian oversaw the political coverage that won the prestigious Walter Cronkite Award for excellence in television political journalism. He won an Emmy Award as part of the team that produced ABC News’ presidential inauguration coverage in January 2009.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-29): While discussing a flash poll after CNN's June 27, 2024, presidential debate, did CNN Political Director David Chalian use a name for former first lady Michelle Obama that implied she is a transgender male? No, that's not true: Chalian did not call Michelle Obama "Big Mike." The 31-second-long video clip used to make this claim includes AI-generated fake audio. While the first 15 seconds of the clip's audio are genuine, the second half is fabricated. [...] CNN calls Michelle Obama 'Big Mike' [...] I mean, guys, at this point I don't give a shit if you bring out Gavin Newsom or maybe Hillary Clinton or even Big Mike ... uhhh, I mean, Michelle Obama. Sorry, I don't know why I said 'Big Mike.' Back to you, Jake.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-07-02): FACT CHECK: No, David Chalian Did Not Mention Michelle Obama While Discussing The Presidential Debate A video shared on Facebook claims CNN Vice President David Chalian mentioned former First Lady Michelle Obama while discussing the 2024 presidential debate. [...] "Sixty-seven percent of debate watchers in our poll said Donald Trump won the debate tonight. Joe Biden? Thirty-three percent said he won the debate tonight," Chalian appears to begin. "At this point, I don’t give a sh-t if they bring out Gavin Newsom or maybe Hillary Clinton or even Big Mike, uh, I mean, even Michelle Obama," he continues. "CNN Pundit calls "Michelle" Obama BIG MIKE!! They know!!!," the video’s caption reads.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): Did CNN's David Chalian Call Michelle Obama 'Big Mike' On Air ... [...] Following Thursday's first presidential debate of the US elections in November, a video of CNN's political director David Chalian was circulating in which the 50-year-old veteran journalist was seen referring to former First Lady Michelle Obama as 'Big Mike.' However, it is confirmed that the said video is doctored and Chalian did not say anything to that effect during the presidential debate coverage. [...] "I don’t give a sh– if they bring out Gavin Newsom or maybe Hilary Clinton or even Big Mike. I mean, even Michelle Obama. Sorry, I don’t know why I said ‘Big Mike,’" he is heard saying in the doctored video.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): No, CNN’s David Chalian didn’t call Michelle Obama "Big Mike" on air. The viral video clip was digitally altered with fake audio.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-29): The CNN video clip shared on X and TikTok following the June 27 presidential debate started off believable enough, with political analyst David Chalian announcing the results of a viewer poll. [...] But 13 seconds into the 31-second clip, Chalian appeared to let a profanity slip as he talked about other prominent Democrats: "I don’t give a sh– if they bring out Gavin Newsom or maybe Hilary Clinton or even Big Mike. I mean, even Michelle Obama. Sorry, I don’t know why I said ‘Big Mike.’" [...] Chalian never mentioned Michelle Obama. We rate the video that claimed he did False.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): No, CNN’s David Chalian didn’t call Michelle Obama "Big Mike" on air [...] But 13 seconds into the 31-second clip, Chalian appeared to let a profanity slip as he talked about other prominent Democrats: "I don’t give a sh– if they bring out Gavin Newsom or maybe Hilary Clinton or even Big Mike. I mean, even Michelle Obama. Sorry, I don’t know why I said ‘Big Mike.’" [...] Chalian never mentioned Michelle Obama. We rate the video that claimed he did False.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-30): Fact Check: Here's whether CNN's David Chalian called Michelle Obama 'Big Mike' during debate coverage ATLANTA, GEORGIA: On Friday, June 28, a video circulated on TikTok where CNN's David Chalian is seen calling former First Lady Michelle Obama ‘Big Mike’ during Thursday’s presidential debate coverage. [...] Therefore, the claim that CNN's David Chalian called Michelle Obama ‘Big Mike’ is false. This incident underscores the importance of verifying the authenticity of information before drawing conclusions.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-05-14): DAVID CHALIAN, CNN POLITICAL DIRECTOR: We should note Michael Cohen said those things after he broke with Donald Trump, not while he was in his employ. I think jurors -- who knows, is the answer. I don't know how jurors will actually feel that way. But it seems to me the very public split that these two men have had is a known thing. [...] CHALIAN: And we should just note in the transcript, we now know what the judge said to Todd Blanche in that sidebar where he said, why are you making this all about yourself? [...] Joining us now, our Senior Political Commentator Scott Jennings and CNN Political Director David Chalian.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-09-30): - ^ Chalian, David (January 31, 2010). "Michael Steele rules out 2012 White House run". ABC News. Archived from the original on February 3, 2010. Retrieved July 21, 2010.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): At the start of the debate, CNN’s Jake Tapper described how he and co-moderator Dana Bash would be approaching their roles: "Our job is to facilitate a debate between the two candidates tonight," he said. [...] Heading into the debate, CNN political director David Chalian told AP that fact-checking wasn’t the role of the moderators. [...] The White House Correspondents’ Association (WHCA) spent weeks advocating for the pool to be allowed into the CNN studio where the debate is happening. CNN and the campaigns agreed to allow still photographers in. But as for the rest of the pool, CNN ultimately decided to only permit a single print reporter to enter "during a commercial break to briefly observe the setting," the WHCA said in a statement.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): Latest False Fact-checks in Debates TikTok posts stated on June 28, 2024 in a video: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. Vivek Ramaswamy stated on September 27, 2023 in a Republican presidential primary debate.: Being transgender is a "mental health disorder." Donald Trump stated on October 8, 2020 in an interview with Fox News: The Commission on Presidential Debates wrote a letter after the 2016 presidential debates apologizing to Donald Trump. Mike Pence stated on October 7, 2020 in a debate: Says Joe Biden and Kamala Harris support abortion "up to the moment of birth." Brit Hume stated on September 29, 2020 in a Fox News interview: "I don’t think there’s any doubt (Joe) Biden’s senile." Donald Trump stated on September 29, 2020 in First presidential debate: "You said you went to Delaware State but you forgot the name of your college." Facebook posts stated on January 15, 2020 in a Facebook post: "CNN reports DemDebate had 2.3 million viewers. Trump rally had 6.7 million last night!" Viral image stated on June 27, 2019 in a post on Facebook: There were no American flags at the first Democratic presidential debate. [...] TikTok posts stated on June 28, 2024 in a video: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-29): Did CNN's David Chalian Call Michelle Obama 'Big Mike' On Air During Presidential Debate? Fact-Checking Viral Claims [...] Following Thursday's first presidential debate of the US elections in November, a video of CNN's political director David Chalian was circulating in which the 50-year-old veteran journalist was seen referring to former First Lady Michelle Obama as 'Big Mike.' However, it is confirmed that the said video is doctored and Chalian did not say anything to that effect during the presidential debate coverage. [...] "I don’t give a sh– if they bring out Gavin Newsom or maybe Hilary Clinton or even Big Mike. I mean, even Michelle Obama. Sorry, I don’t know why I said ‘Big Mike,’" he is heard saying in the doctored video.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-25): "This is a hugely consequential moment in this campaign," said David Chalian, CNN’s vice president and political director. "It’s the earliest presidential debate ever. It’s obviously a huge privilege and a huge responsibility for CNN to host it." [...] Choosing public service over pure profit, CNN offered to let other networks carry the debate feed; ABC, CBS, NBC, Fox News Channel, MSNBC, PBS and C-SPAN will all do so. The other networks also have the right to sell their own ad time during the two commercial breaks. [...] "Our job is simply to make sure that we are best prepared to facilitate and moderate the debate between the candidates," Chalian said. "That is our focus. I really try not to pay too much attention to the pre-spin or post-spin. I’m really focused on the debate itself."
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2017-01-05): It was a pivotal moment in the coverage of the night. He'd said aloud what others had until then been saying only to themselves. [...] David Chalian: "By 9:15, I think I said to my producer Terence Burlij, 'Trump may win this thing.' He looked at me like I was crazy. You could sense that the night was different." [...] David Chalian joined the CNN team at the main anchor desk for the end of the ten-hour special report. After Blitzer signed off -- "This has been a truly historic night. Trump elected President of the United States" -- there was "a complete and utter exhale" in the studio.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-28): Heading into the debate, CNN political director David Chalian told AP that fact-checking wasn’t the role of the moderators. [...] The CNN presidential debate starts at 9 p.m. ET and will run for 90 minutes. It will be moderated by CNN’s Jake Tapper and Dana Bash at the network’s studios in Atlanta. [...] The White House Correspondents’ Association (WHCA) spent weeks advocating for the pool to be allowed into the CNN studio where the debate is happening. CNN and the campaigns agreed to allow still photographers in. But as for the rest of the pool, CNN ultimately decided to only permit a single print reporter to enter "during a commercial break to briefly observe the setting," the WHCA said in a statement.
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2020-02-29): David Chalian has more:
Claim: CNN's David Chalian referred to Michelle Obama as "Big Mike" on air during presidential debate coverage. (TikTok posts, 2024-06-28)
Evidence (2024-06-27): Heading into the debate, CNN political director David Chalian told AP that fact-checking wasn’t the role of the moderators. [...] Even during commercials, CNN kept a countdown clock on its screen as Thursday's presidential debate neared, along with a camera view of the near-empty studio where the two candidates would be. [...] CNN has responded to calls from the White House Correspondents’ Association to allow an independent print reporter into the studio during tonight’s presidential debate to send out behind-the-scenes reports. The network says the event is "closed to press" — meaning that outside journalists are not allowed access to it.
Claim: Says of the coronavirus threat, “there was not a single suggestion by anyone, a doctor, a scientist, a political figure, that we needed to cancel Mardi Gras.” (John Bel Edwards, 2020-04-05)
Evidence (2020-04-05): The Carnival season in New Orleans kicked off early January and ended Feb. 25. There were few coronavirus cases in the United States at the time, and health officials then said there was no community spread. The earliest indication we found from a federal agency saying that large events may need to be canceled came Feb. 26, after Mardi Gras celebrations.