copenlu/druid huggingface dataset:
Claim: A jury “ordered Disney and Lucasfilm to pay” actor Gina Carano $115 million. (Facebook Post, 2024-06-20)
Evidence (2024-01-01): This document is a complaint filed in United States District Court for the Central District of California by plaintiff Gina Carano against defendants The Walt Disney Company, Lucasfilm LTD. … This document is a complaint filed in United States District Court for the Central District of California by plaintiff Gina Carano against defendants The Walt Disney Company, Lucasfilm LTD. LLC, and Huckleberry Industries (US) Inc. alleging wrongful termination in retaliation for social media posts expressing her personal views, and discrimination on the basis of sex. Carano was fired from her role on The Mandalorian after social media posts expressing political opinions and views. The complaint alleges that similarly situated male co-stars were not disciplined for their own social media posts expressing views.
Claim: A jury “ordered Disney and Lucasfilm to pay” actor Gina Carano $115 million. (Facebook Post, 2024-06-20)
Evidence (2024-10-06): - ^ Dalton, Andrew (February 7, 2024). "Actor Gina Carano Sues Lucasfilm And Disney Over Her Firing From The Mandalorian". TVNewsCheck. NewsCheck Media. - ^ Patten, Dominic (February 6, 2024). ""This Is The Way": Gina Carano Sues Disney For Mandalorian Axing; Elon Musk Footing Legal Bills". Deadline Hollywood. Penske Media Corporation. Retrieved February 7, 2024. [...] - ^ Giardina, Carolyn (February 2, 2024). "Mark Gustafson, Stop-Motion Veteran and Oscar Winner for 'Guillermo del Toro's Pinocchio,' Dies at 63". The Hollywood Reporter. Retrieved February 14, 2024.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-07-15): The industry-funded Insurance Information Institute found that Floridians pay the highest average home insurance premium at $6,000 a year for 2023. Florida Gov. Ron DeSantis has signed many bills that aim to reduce litigation and fraud, a driver of high insurance premiums. Industry experts hope the new laws will lead to lower premiums, but that will take time. Hurricane-prone Florida will continue to face high costs.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2022-08-09): ST. JOHNS, Fla., Aug. 9, 2022—The turmoil in Florida’s homeowners insurance market is being caused primarily by the state’s outsized number of lawsuits and its commonplace fraud schemes, according to an Issues Brief published today by the Insurance Information Institute (Triple-I). "Floridians are seeing homeowners’ insurance become costlier and scarcer because for years the state has been the home of too much litigation and too many fraudulent roof-replacement schemes," said Sean Kevelighan, CEO, Triple-I. "These two factors contributed enormously to the net underwriting losses Florida’s homeowners’ insurers cumulatively incurred between 2017 and 2021." Florida homeowners pay the highest average property insurance premium in the U.S. at $4,231, nearly three times the U.S. average of $1,544, according to Triple-I’s analysis. [...] Two major hurricanes made landfall in the state in 2017 (Category 4 Irma) and 2018 (Category 5 Michael). The past three hurricane seasons (2019-2021), however, have been relatively quiet ones for Florida. Insurers are experiencing net underwriting losses in large part because Florida is the site of 79 percent of all homeowners insurance lawsuits over claims filed nationwide while Florida’s homeowners insurers receive only 9 percent of all U.S. homeowners property insurance claims, according to the National Association of Insurance Commissioners. Floridians For Lawsuit Reform estimates 130,000 property claim lawsuits will be filed in 2022, largely due to Florida’s favorable litigation environment.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-07-29): Floridians pay $3,303 more for home insurance than national average. Here's the good news: As if Florida homeowners needed another reminder, a recent study comparing the national average of home insurance premiums found that Floridians are paying higher insurance rates than any other state. According to a recent analysis of Bankrate data conducted by real estate investor Fire Cash Buyer, Florida homeowners are paying $3,303 above the national average for home insurance.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-02-23): High homeowners insurance rates scaring away Florida homebuyers, other states face the same issue [...] Florida is in the middle of an unprecedented insurance crisis. The state has the highest homeowners' insurance rates in the country, an Insurify study found. [...] Florida isn’t alone when it comes to rising homeowners' insurance rates. Nationally, the average cost of homeowners' insurance went up by 12% for $300,000 in property coverage, Insurify’s report found. The average annual cost now sits at $1,770.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-07-19): Last year, the Insurance Information Institute (Triple-I) estimated that Florida homeowners were paying an average annual premium of $6,000—the highest in the nation. Recently, Triple-I revised this number, saying that average premiums paid by Florida consumers last year were 80 percent less than initially estimated for an average statewide premium of $3,340. [...] Citizens Property Insurance Corporation, Florida's insurer of last resort currently holding the biggest share of homeowner policies in the state, has successfully depopulated nearly 400,000 customers to the private market since last October, according to Friedlander. The insurer now counts about 1.2 million customers. [...] Despite what could be progress, Florida homeowners are still paying some of the highest insurance premiums in the country. According to Bankrate, the average cost of homeowners insurance in the Sunshine State is $5,533 per year for a $300,000 dwelling coverage policy—about 148 percent more than the national average premium of $2,230 per year for the same amount of coverage.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-27): Hurricane Helene hit Florida on Thursday night and is predicted to be one of the largest storms to affect the region. It could have a heavy impact on the state's home insurance crisis, which is the highest in the country. [...] Florida's home insurance crisis has exponentially increased in the past year, as insurance premiums reached the highest in the nation and the Sunshine State had the highest share of insurers transferring risk to reinsurance companies. [...] The home insurance crisis particularly affected those in South Florida last year, as average premiums were higher, and a recent study found that homeowners across the state paid more than $10,000 in an average annual premium in 2023.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-27): Hurricane Helene hits Florida homeowners already facing soaring insurance costs [...] As homeowners assess the damage, the storm is again drawing attention to wobbly Florida's property insurance market. Soaring premiums have squeezed homeowners, who shouldered a 45% increase in insurance rates from 2017 to 2022, according to a recent report from the Florida Policy Project. The average annual premium for a Florida homeowner is $5,500 — about 140% higher than the average U.S. homeowner's insurance premium of $2,285, according to Bankrate. The spike in costs sometimes leads people to forego insurance altogether, with some Florida residents telling CBS Miami that they've been socked with rates reaching $20,000 per year.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-27): - Sky-high insurance premiums and extreme weather have already prompted some Floridians to move. [...] The typical Florida household paid over $10,000 for home insurance in 2023, according to data from Insurify, and property insurance costs are rising at the fastest rate in 20 years, according to Capital Economics. [...] John and Natalia moved to Dell Prairie, Wisconsin, from Plantation, Florida, just west of Fort Lauderdale, when their home insurance doubled to $12,000 a year after they replaced their roof.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2022-06-24): A report from the Insurance Information Institute confirms what many Florida homeowners have suspected: Their insurance premiums are some of the highest in the nation. The annual cost of a Florida homeowners policy this year will jump to $4,231 – almost three times the U.S. average, the Institute said in a new analysis. "Floridians pay the highest homeowners insurance premiums in the nation for reasons having little to do with their exposure to hurricanes," Sean Kevelighan, CEO of the Institute, said in a news release. "Floridians are seeing homeowners insurance become costlier and scarcer because for years the state has been the home of too much litigation and too many fraudulent roof replacement schemes."
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-07-02): Florida experienced some of the sharpest home insurance premium increases in the entire country last year and had the highest share of insurers transferring risk to reinsurance companies—two factors that are closely connected, a recent study by the National Bureau of Economic Research (NBER) found. [...] The data confirms what homeowners in the Sunshine State are painfully aware of, as they struggle with skyrocketing premiums in the midst of an ongoing crisis of the sector brought about by excessive litigation, widespread fraud and the increased risk of natural disasters in Florida. [...] According to a recent study by virtual insurance company Insurify, Florida homeowners paid an average annual premium of $10,996 in 2023—the highest in the country. The national average premium in the same year was $2,377 per year. Insurify expects Florida's home insurance premiums to continue rising in the coming month, reaching a projected $11,759 by the end of the year.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-07-19): Trump is correct that Florida has the nation’s costliest highest homeowners insurance. [...] The industry-funded Insurance Information Institute found that Floridians pay the highest average home insurance premium at $6,000 a year for 2023, Mark Friedlander, an institute spokesperson, told PolitiFact. That amount is 42% higher than 2022. [...] Trump said that Florida has "the highest" homeowners insurance in the nation.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-01-11): "But if he's gonna talk about his economy, I think what we should say is, ‘Why does Florida have the highest property insurance in the country?’" Haley said in the Jan. 10 CNN debate at Drake University in Des Moines, Iowa. "Why is it that (Florida) is named the American hot spot for inflation? Why is it that his state is now known to have the highest cost of living increases?" [...] The property insurance claim rates True, although recent legislation aims to drive down rates. But we wanted to look at the other economic statistics that cast Florida in a less-sunny light. [...] Florida residents are also grappling with high insurance costs in a state with high hurricane risk. In 2022, Floridians paid the highest average home insurance premium at $6,000 a year, 42% higher than the 2022 national average premium.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-07-15): Trump is correct that Florida has highest home insurance rate in the United States [...] Trump is correct that Florida has the nation’s costliest highest homeowners insurance. [...] Trump said that Florida has "the highest" homeowners insurance in the nation.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-05-20): The average insurance rate is $2,377 annually, but homeowners nationwide are expected to see a 6% uptick in average premiums by the end of the year. That’s on top of a 20% increase over the two years prior. Also, some coastal areas and inland locales could see double-digit percentage rises this year, according to Insurify’s 2024 Insuring the American Homeowner report. Places like Florida, Louisiana and Oklahoma are expected to see the highest annual spikes in the country. The report further warns that weather forecasters are predicting a lively hurricane season, which likely will lead to additional rate increases into 2025 in many coastal areas. [...] The insurance rates homeowners pay can vary considerably across the country. Vermont homeowners tend to pay the least, at an average annual rate of $918, whereas Florida homeowners pay the highest—at nearly $11,000 annually. "The states with the highest home insurance costs are prone to severe weather events," the Insurify report explains. "Florida, Louisiana, Texas, Arkansas and Mississippi are vulnerable to hurricanes. Texas, Colorado and Nebraska face a growing wildfire risk. Nebraska, Texas and Kansas are at high risk for tornadoes, being located in an area nicknamed ‘Tornado Alley.’"
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-01-03): TAMPA, Fla. - Florida is starting another year with a continuing crisis in home insurance, and state leaders said reforms could be on the horizon. According to the Insurance Information Institute, homeowner’s insurance has increased 102% in the last three years in Florida and costs three times more than the national average. The average cost of home insurance in the Sunshine State in 2023 was about $6,000, the highest average premium in the U.S.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2022-10-05): Hurricane Ian’s widespread damage is another disaster for Florida’s already shaky insurance industry. Even though home insurance rates in Florida are nearly triple the national average, insurers have been losing money. Six have failed since January 2022. Now, insured losses from Ian are estimated to exceed US$40 billion [...] Florida’s insurance rates have almost doubled in the past five years, yet insurance companies are still losing money for three main reasons. [...] More importantly, if Citizens runs out of money, it has the authority to impose a surcharge on everyone’s policies – not just its own policies, but insurance policies across Florida. It can also impose surcharges on some other types of insurance, such as life insurance and auto insurance. After Hurricane Wilma in 2005, Citizens imposed a 1% surcharge on all homeowner policies.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-12-14): Despite the state’s involvement, many potential insureds still find it costly or difficult to get property insurance, especially in the highest-risk areas. Rising insurance costs and catastrophe-related losses can reduce property values and impede Florida’s economy.11 It is said that Florida is the riskiest property in the world for insurers to insure from a catastrophe risk perspective.12 According to the Insurance Information Institute, the average premium on a Florida homeowners’ policy is around $6,000 per year versus the U.S. average of $1,700 per year.13 In addition to homeowners’ premiums, Florida homeowners should carry a flood insurance premium at a substantial additional cost. They will be generally required to do so if they have a Citizens’ policy. [...] Martinez, Marli, "More Florida homeowners are self-insuring amid rising insurance costs, survey says," WESH, September 18, 2023. https://www.wesh.com/article/florida-rising-insurance-costs/45161582. ↩ -
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-06-28): Florida ranks among the most expensive – if not the costliest – states for home and car insurance. Still, rate increases there are not showing signs of letting up. What’s causing the upsurge? Insurance Business sheds light on this matter by digging deeper into the reasons why Florida insurance rates are going up. Read on and find out what makes the state’s insurance situation unique in this article. [...] Homeowners in Florida are paying annual premiums that are about four times higher than the national average, according to the latest figures. This is due to a combination of geographical, legislative, and economic factors. According to data gathered by this report, home insurance is costing Florida homeowners an estimated $6,000 per year compared to the national average of $1,700, in what the Insurance Information Institute (Triple-I) described to be a "man-made crisis."
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-18): Florida Leads the Nation in Highest Home Insurance Costs: Why 20% of Homeowners Pay $4K Annually Homeowners insurance costs have skyrocketed across the country in the past year, with half of the states experiencing increases of more than 10%, according to S&P Global data. And one state is taking the lion’s share in terms of homeowners paying $4,000 or more annually. Florida had the highest percentage — 20% — of homeowners paying that annual amount for homeowners insurance in 2023, according to the Census Bureau 2023 American Community Survey, released Sept. 12. [...] This article originally appeared on GOBankingRates.com: Florida Leads the Nation in Highest Home Insurance Costs: Why 20% of Homeowners Pay $4K Annually
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-10): The primary reasons for rising home insurance rates include increases in significant natural disasters and the cost of building materials. Multiple insurers have stopped selling homeowners insurance policies in high-risk states, such as Florida, which also contributes to higher costs. [...] Homeowners insurance premiums have continued to rise in recent years, up to a national average of $2,728 per year in 2024. But while many people throughout the U.S. are paying more for homeowners coverage, there are ways to try to bring your premiums down. Like any major purchase, it pays to shop around for a homeowners policy and search for the best rates for your home. You can enter your ZIP code in the tool below and follow the steps to start getting quotes from multiple providers in just a few minutes. [...] Florida insurance is so expensive because hurricanes affect homeowners in Florida more than in any other state. Florida also has a history of high levels of insurance fraud and litigated home-related claims. Because of this high propensity for property damage caused by natural disasters and other factors, insurers are either increasing rates or not doing business in Florida.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2024-09-19): Many insurers have stopped offering homeowners insurance in Florida because the state has faced many recent natural disasters, creating significant losses. Before choosing an insurer, assess its financial stability. You can look at a company’s AM Best rating to determine if it can afford to pay substantial claims. Chubb has the highest A.M. Best Rating on this list of A++, implying that it is more likely to have the funds to support its customers in a state like Florida where it is more costly to insure. [...] Homeowners in Florida face high insurance rates, claims-handling delays, constant changes in the market and a lack of competition. When looking for the right insurer, read customer reviews and only consider those with a high customer satisfaction rate. We surveyed 1,000 homeowners in March of 2024 to determine how satisfied customers were with each provider we have reviewed. We have compiled the satisfaction results for the 101 Florida respondents in the chart below: [...] According to data we from Quadrant Information Services, Florida home insurance rates have grown 36% since last year and are currently 24% higher than the national average. Based on a news report by WFSU Public Media, the state’s insurance costs have increased by 57% since 2015. This increase is primarily because of a high number of litigation issues and natural disasters.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-06-17): If that sounds like a lot, it's got nothing on Florida, where the average homeowners insurance premium is now $6,000 — up 200% from 2019, according to data from the Insurance Information Institute. [...] In addition to putting homeownership further out of reach in states already facing acute affordability crises, Florida's and California's insurance troubles are likely to prove particularly burdensome for retirees who had been counting on selling their homes to generate cash in their golden years. [...] Faced with dwindling options, more households are choosing to go without insurance altogether, known as "going bare" in the industry. The Insurance Information Institute estimates that as many as 15% of Florida homeowners have no property insurance — the highest rate in the U.S. The organization did not have an estimated figure for California.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2004-02-01): Over 40% of NFIP claims are from outside the high-risk zones [...] The NFIP uses many factors to evaluate a property’s flood risk: [...] - Contact the NFIP’s FEMA Mapping and Insurance eXchange (FMIX) Customer Services Specialist, 877-336-2627 - Email FEMA-FMIX@fema.dhs.gov, or - Visit the NFIP Community Rating System (CRS) website, https://www.fema.gov/floodplain-management/community-rating-system - Click on "Participating Communities" to see if your community is on the list of participating communities
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-10-26): But for homeowners in Florida who have mortgages and are required to carry insurance, there's little recourse except to cover the steep increases. There are reports that because of the high insurance costs, some are being forced to leave the state. In many places, including California, Colorado and Louisiana, there's been a steep rise in the cost of homeowners' insurance. But it's particularly staggering in Florida, a state that already has the highest insurance costs in the nation. Many Floridians have seen insurance premiums go up by more than 40% this year. [...] The cost of homeowners' insurance in Florida is more than three-and-a-half times the national average. There are lots of reasons — among them, the three hurricanes that battered the state in the last two years. But policymakers and the insurance industry say excessive litigation has played a major role in driving up prices.
Claim: Florida has “the highest” homeowners insurance in the nation. (Donald Trump, 2023-07-15)
Evidence (2023-09-27): Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance. [...] FEMA retains responsibility for underwriting flood insurance coverage sold under that program and by the NFIP Direct. There are more than five million policyholders nationwide and the NFIP is the nation’s largest single-line insurance program providing nearly $1.3 trillion in coverage against flood. [...] Congress established the NFIP on August 1, 1968, with the passage of the National Flood Insurance Act (NFIA) of 1968, which has been modified over the years.