### Insurance Ordinance 《保險業條例》

64N. Contracts of insurance made through persons other than licensed insurance intermediaries, etc.
(1) An authorized insurer must not enter into a contract of insurance through another person in Hong Kong unless—
(a) that person is—
(i) a licensed insurance agency or a licensed individual insurance agent appointed by the insurer; or
(ii) a licensed insurance broker company; or
(b) that person’s duties only involve clerical or administrative duties.
(2) An authorized insurer must not accept a referral of insurance business from another person in Hong Kong unless—
(a) that person is—
(i) a licensed insurance agency or a licensed individual insurance agent appointed by the insurer; or
(ii) a licensed insurance broker company; or
(b) that person’s duties only involve clerical or administrative duties.
(3) If an authorized insurer enters into a contract of insurance in contravention of subsection (1), the contract, at the option of the policy holder—
(a) is enforceable against the insurer by the policy holder despite the contravention; or
(b) is void because of the contravention.
(4) A policy holder who under subsection (3)(b) opts to void a contract of insurance before the expiry of the contract is entitled to recover any consideration paid by the policy holder under the contract.
(5) An authorized insurer which contravenes subsection (1) or (2) commits an offence and is liable—
(a) on conviction on indictment to a fine of $1,000,000 and to imprisonment for 2 years; or
(b) on summary conviction to a fine at level 6 and to imprisonment for 6 months.

### Insurance Ordinance 《保險業條例》

64P. Duty to notify Authority of change in particulars
(1) This section applies if there is a change in any of the particulars specified in subsection (2) of a licensed insurance intermediary or a responsible officer of a licensed insurance intermediary after the particulars are provided by the licensed insurance intermediary for a licence application.
(2) The particulars are—
(a) name;
(b) business or residential address;
(c) telephone number;
(d) electronic mail address; and
(e) any other particulars that are prescribed by rules made under section 129.
(3) The licensed insurance intermediary must notify the Authority in writing of any change of particulars within 14 days after the date on which the change takes place.
(4) A notification under subsection (3) must be accompanied by a prescribed fee.
(5) The Authority must, as soon as practicable after receiving a notification under subsection (3), amend any relevant particulars in the register kept under section 64O.
(6) A licensed insurance intermediary who, without reasonable excuse, contravenes subsection (3) commits an offence and is liable to a fine at level 5.

### Insurance Ordinance 《保險業條例》

64Q. Duty to notify Authority of appointment
(1) At least 14 days before an authorized insurer appoints a licensed insurance agency to carry on regulated activities in one or more lines of business as an agent of the insurer, the insurer must notify the Authority in writing of the intended appointment.
(2) At least 14 days before an authorized insurer appoints a licensed individual insurance agent to carry on regulated activities in one or more lines of business as an agent of the insurer, the insurer must notify the Authority in writing of the intended appointment.
(3) At least 14 days before a licensed insurance agency appoints a licensed technical representative (agent) to carry on regulated activities in one or more lines of business as an agent of the agency, the agency must notify the Authority in writing of the intended appointment.
(4) At least 14 days before a licensed insurance broker company appoints a licensed technical representative (broker) to carry on regulated activities in one or more lines of business as an agent of the company, the company must notify the Authority in writing of the intended appointment.
(5) The notification must be accompanied by—
(a) a prescribed fee; and
(b) the particulars that are prescribed by rules made under section 129.
(6) The Authority must, after receiving a notification under subsection (1), (2), (3) or (4), update the register kept under section 64O accordingly unless the Authority is of the view that—
(a) in relation to subsection (1), the licensed insurance agency has not complied with, or will be unable to comply with, the provisions of this Ordinance relating to a licensed insurance agency;
(b) in relation to subsection (2), the licensed individual insurance agent has not complied with, or will be unable to comply with, the provisions of this Ordinance relating to a licensed individual insurance agent;
(c) in relation to subsection (3), the licensed technical representative (agent) has not complied with, or will be unable to comply with, the provisions of this Ordinance relating to a licensed technical representative (agent); or
(d) in relation to subsection (4), the licensed technical representative (broker) has not complied with, or will be unable to comply with, the provisions of this Ordinance relating to a licensed technical representative (broker).
(7) A person who contravenes subsection (1), (2), (3) or (4) commits an offence and is liable to a fine at level 5.

### Insurance Ordinance 《保險業條例》

64R. Duty to notify Authority of termination of appointment
(1) Within 14 days after the date on which an authorized insurer terminates the appointment of a licensed insurance agency or licensed individual insurance agent, the insurer must notify the Authority in writing of the termination.
(2) Within 14 days after the date on which a licensed insurance agency terminates the appointment of a licensed technical representative (agent), the agency must notify the Authority in writing of the termination.
(3) Within 14 days after the date on which a licensed insurance broker company terminates the appointment of a licensed technical representative (broker), the company must notify the Authority in writing of the termination.
(4) Within 14 days after the date on which the appointment of a responsible officer of a licensed insurance agency or licensed insurance broker company is terminated, the agency or company must notify the Authority in writing of the termination.
(5) The Authority must, as soon as practicable after receiving a notification under subsection (1), (2), (3) or (4), amend any relevant particulars in the register kept under section 64O.
(6) A person who contravenes subsection (1), (2), (3) or (4) commits an offence and is liable to a fine at level 5.

64S. Application for varying lines of business
(1) A licensed insurance intermediary may apply to the Authority for the approval of the variation of a line of business specified in the licence of the intermediary.
(2) The Authority may approve the variation of a line of business of the applicant—
(a) on an application made in the manner specified by the Authority; and
(b) on payment of a prescribed fee.
(3) The application under subsection (1) must be accompanied by the particulars that are prescribed by rules made under section 129.
(4) The Authority must not approve the variation unless it is satisfied that the applicant is a fit and proper person to carry on regulated activities in the line or lines of business after the variation.
(5) The Authority must give the applicant a notice in writing of the result of the application made under subsection (1).
(6) If the application is rejected, the notice must include a statement of the reasons for the rejection.
(7) The Authority must, as soon as practicable after granting the approval under subsection (2), amend any relevant particulars in the register kept under section 64O.