### Pawnbrokers Regulations 《當押商規例》

1. Citation
These regulations may be cited as the Pawnbrokers Regulations.

2. Directions in and language of forms
A form prescribed by these regulations shall be completed—
(a) in accordance with any directions specified in the form; and 
(b) if an application form, in the English or Chinese language, or in both the English and the Chinese languages. (71 of 1999 s. 3)

3. Application form and licence form
(1) An application to obtain or renew a licence under section 5 of the Ordinance shall be in Form 1 in the First Schedule. 
(2) A licence shall be renewed by replacement of the expiring licence. 
(3) A licence shall be in Form 2 in the First Schedule.

4. Form of general book
The general book to be kept by a pawnbroker under section 12(1) of the Ordinance shall be in Form 3 in the First Schedule.

5. Form of ticket
The ticket to be delivered by a pawnbroker to a borrower under section 13(1) of the Ordinance shall be in Form 4 in the First Schedule.

6. Form of declaration relating to lost ticket
The statutory declaration to be taken by a pawnbroker under section 14(1) of the Ordinance shall be in Form 5 in the First Schedule.

7. Fees etc.
(1) The fee payable to the Commissioner upon the grant or renewal of a licence under section 5 of the Ordinance shall be the fee prescribed in Part I of the Second Schedule. 
(2) The sum to be tendered to a pawnbroker for expenses upon the application of any person under section 14(1) of the Ordinance shall be the sum prescribed in Part II of the Second Schedule.

8. Hours of business
(1) No goods shall be pawned, received in pawn or redeemed except between the hours of—
(a) 8 a.m. and midnight on the day preceding Lunar New Year’s Day; and 
(b) 8 a.m. and 8 p.m. on any other day. 
(2) Any pawnbroker who contravenes paragraph (1) commits an offence and is liable to a fine at level 2. (E.R. 4 of 2020)

### Pawnbrokers Regulations 《當押商規例》

9. Conditions to which licence is subject
The conditions to which a licence is subject under section 8(1) of the Ordinance are as follows—
(a) the pawnbroker shall comply with section 101(3) of the Criminal Procedure Ordinance (Cap. 221) (which section requires that where the pawnbroker has reasonable cause to suspect that any property which is being offered or delivered to him in pawn is stolen property, he shall, if he can in all reasonable safety do so, apprehend the person offering the same, and shall take possession of the property so offered) and if he does so, shall thereafter immediately inform the nearest police station; 
(b) the pawnbroker shall during the continuance of his licence carry on no trade or occupation at his place of business other than that of a pawnbroker and of the sale of goods that have become the property of the pawnbroker under the Ordinance; 
(c) the pawnbroker shall cause to be painted and kept painted in large and legible English letters and Chinese characters, over the door of his place of business, his or his firm’s name at length, with the addition of the word “Pawnbroker” after the English name and the character “押” after the Chinese name; and 
(d) the pawnbroker shall maintain, in a conspicuous place at his place of business, a clearly legible sign in both English and Chinese stating—
(i) the rate of interest on loans specified in the Second Schedule to the Ordinance; and 
(ii) that the liability of the pawnbroker under section 22 of the Ordinance for any loss or damage shall not exceed, in respect of any one article pawned, the sum specified in the First Schedule to the Ordinance, such sum being set out in figures.

### Pawnbrokers Ordinance 《當押商條例》

1. Short title
This Ordinance may be cited as the Pawnbrokers Ordinance.

2. Interpretation
In this Ordinance, unless the context otherwise requires—
Commissioner (處長) means the Commissioner of Police; 
duplicate ticket (當票複本) means a duplicate ticket delivered under section 14; 
general book (總登記冊) means the general book kept by a pawnbroker under section 12; 
goods (物品) means any goods, article or other thing which may be given as security; 
licence (牌照) means a licence granted under section 5; 
lunar month (農曆月) means a Chinese lunar month; 
pawnbroker (當押商) means a person carrying on business by advancing on interest, or for or in expectation of profit, gain or reward, any sum of money on the security of goods taken by such person in pawn; 
prescribed (訂明) means prescribed by regulations made under section 26; 
proof of identity (身分證明文件) has the meaning assigned to it in section 17B of the Immigration Ordinance (Cap. 115); 
ticket (當票) means a ticket delivered under section 13.

3. Application of Ordinance
(1) Nothing in this Ordinance shall apply to a loan by a pawnbroker of more than the sum specified in the First Schedule or to the goods pawned as security for that loan, or to the pawnbroker or borrower in relation to that loan or the goods so pawned. 
(2) Where—
(a) 2 or more loans are made by a pawnbroker to a borrower on the security of the same goods pawned; and 
(b) the total amount of the principal outstanding on all such loans at any time exceeds the sum specified in the First Schedule, 
nothing in this Ordinance shall apply to any of such loans, or to the goods pawned as security therefor, or to the pawnbroker or borrower in relation to any such loan or the goods so pawned. 
(3) Notwithstanding anything in this Ordinance a person shall not be deemed a pawnbroker by reason only of the fact of his paying, advancing or lending any sum of more than the sum specified in the First Schedule.

4. Pawnbrokers to obtain licence
(1) No person shall carry on business as a pawnbroker except under and in accordance with a valid licence. 
(2) Any person who contravenes subsection (1) commits an offence and is liable to a fine at level 5 and to imprisonment for 2 years. (Amended E.R. 3 of 2022)