A child going on to college. . . Our certificates can provide a higher return than regular savings since your funds stay on deposit for a predetermined period at a fixed dividend rate.
Terms range from three months to five years, with dividends compounded monthly.
No additional deposits are allowed. Penalty for early withdrawal. An Insured Money Management Account provides an alternative to mutual funds and provides a special savings opportunity. With an IMMA, you get a competitive high market rate, easy access to your money, and federal deposit insurance. Member Services .