Our therapist doesn't have a master's, but has a license and over 15 years experience. Lisa has formed a very tight attachment to our therapist and neither of us want to change. To make it affordable to us, her therapist is only charging us half price to keep Lisa from having to go somewhere else. Hospitals and major clinics usually have social workers on staff who can help you make financial arrangements. This is a new healthcare payment option in the US that may have benefits for some children and adults with bipolar disorders.
Unused funds continue to gain tax-free interest.
These accounts can be used to pay for insurance deductibles, co-payments, prescriptions, and medical services not covered by insurance. You'll need to check the regulations of the specific MSA plan to see what expenses will qualify. Help with medications Low-income patients may be able to get their medications for free by providing documentation to charitable programs run by pharmaceutical companies. In the US, the Pharmaceutical Manufacturers Association publishes a directory of medication assistance programs. An organization called the Medicine Program can help you and your doctor apply to indigent patient programs.