Most western nationals, including Americans, citizens of EU countries, Australians, Canadians, New Zealanders, Malaysians, Singaporeans and most South Americans do not need a visa. If you're mushroom picking, make sure you know what you're eating. Since then the markka has been reasonably low and prices are much more bearable. This would cover hostel accommodation, self-catering and no alcohol or bottled drinks. Finland's three national banks have offices all over the country, but they will charge you slightly more for exchanges than private exchange bureaux.
Travellers cheques are expensive to change.
Many Finnish ATMs will accept foreign cards on the Visa or Plus system, but if they don't take your plastic rest assured that credit cards are accepted all over the country. Tipping is generally not necessary anywhere. Service charge is usually included in restaurants' listed price. All rights reserved.