The consistency of findings over the years lends credibility to the overall estimate. In this measurement approach, respondents are asked a series of questions about specific forms of health insurance that they or other household members have available. Not surprisingly, job related insurance is the most prevalent. Given that employer or union based health insurance is so prominent, it is important to observe that there is a close link to age. Few young adults have such health insurance.
Young adults are the least likely to have insurance.
Notably, however, substantial proportions with no insurance are found for all age groups under age 65. The overlap between these programs reflects the fact that they often provide limited coverage and recipients often need supplementary support to meet medical needs. CPS data also demonstrates that the lack of insurance is also related to race and ethnicity. Household type is also related to availability of health insurance. However, all household types except those in the Armed Forces have twenty percent or more with no insurance.