Some programs may offer payment plans, or allow you to pay the portion covered by financial aid once you receive it. Some types of institutional aid will also apply to study abroad. Consult with study abroad and student financial aid officials at your home institution to determine how to apply for aid, whether you will receive your aid from your home university or from the university sponsoring the program and when and in what form your aid will be disbursed. Find out if additional loans are available. Also, many students save money to fund their study abroad programs.
Some countries allow foreign students to work while they are studying.
Consult with an advisor or the foreign embassy web page to determine the regulations for the country in which you plan to study. You might also consider a work abroad program. Most programs do not offer a wide range of housing options and each housing option has its pros and cons. Homestays will allow the greatest amount of cultural immersion, the opportunity to practice a foreign language, and frequently, home-cooked meals. However, staying in someone else's home will require a certain amount of flexibility on your part and you will need to adjust to the habits of your host family.