Ask what the inspection will include. An exceptionally thorough inspection will include a check for environmental hazards in the neighborhood. It's a great way to learn about the house and any potential concerns that may need to be addressed down the line. Get recommendations from both your real estate agent, mortgage lender and friends and relatives. Compare both prices and the thoroughness of the inspections.
Some lenders require a termite inspection from a qualified pest control company.
Other buyers just want one as a precaution. If you do hire one, get a good one. The price of a comprehensive inspection is well worth it compared to the price of termite damage after the closing. Other inspectors can check for radon, water quality and either septic or sewer problems. Lead paint inspector.