Put simply, when more information is available to consumers for comparison purposes, it puts pressure on those offering the product to be as competitive as possible. Look for these pressures to impact commission levels. There is a new book out by this title. Coming to your Web browser soon, look for an announcement in your e-mail box. Everybody talks about it.
Some people charge for it and some are better at it than others.
The good news is that agents are needed. For a large case, get a company that specializes and split the case. For small cases, you can do it yourself, but keep it simple. ISPs oppose payment of access fees, which would require them to raise their rates. Let the FCC know your thoughts.