I don't remember which class I invested in. It also provides definitions for terms that users will come across while investing in mutual funds. The Cost Calculator serves two primary purposes. First, it enables investors to compare the cost of owning funds before buying them. Second, it clearly demonstrates the effect that fees have on foregone earnings and total costs.
Total costs is the sum of the fees paid plus the foregone earnings.
Fees include payments made when the account is opened or closed as well as operating expenses. Once these fees are paid to the fund company rather than being invested in the fund, an investor foregoes earnings. Therefore, the higher the fees, the higher foregone earnings there will be. These fees, however, are relatively small. To run the cost calculator on the SEC website, you must use a JavaScript enabled browser.