Your total score does not recommend a particular mutual fund, nor does it guarantee that any mutual fund will achieve its investment objective. Mutual funds are not deposits and are not insured or guaranteed by the FDIC, or any other government agency. An investment in mutual funds involves investment risks including the possible loss of the principal amount invested. Always ask for a prospectus and read it carefully before you invest in any mutual fund. Now you can invest in stocks and bonds without being a Wall Street expert.
Some funds invest very conservatively, while others take more risk in pursuit of higher gains.
So to choose the fund that matches your goals, you have to know how much risk you can afford. We'll compute your score and bring you back to this section where you'll find other valuable information about Mutual Funds and investing your money. A mutual fund is a company that invests its shareholders' money in stocks, bonds and money market instruments. When you buy shares in a fund, your money is combined with that of thousands of other people with similar investment goals. A fund lets you take part in the stock and bond markets without worrying about which securities to buy or sell.