Gas House, Inc. v. Finally, this Court has expressed its willingness to enforce similar termination provisions. 44 N.C. App. Atlantic also contends the termination clause violates public policy because it permits State Farm to become unjustly enriched by retention of premiums paid on policies terminated under the clause. This argument is inapposite to the circumstances sub judice .
Unjust enrichment is a claim in quasi contract or a contract implied in law . . . .
Having rejected Atlantic's arguments, we conclude the trial court properly enforced the termination clause. Atlantic maintains alternatively that State Farm, irrespective of the validity of the termination clause, was required by application of the doctrine of equitable estoppel to fulfill its contractual obligations to defend and insure. Atlantic focuses upon State Farm's actions of continuous representation, admissions of coverage, and failure to cancel coverage or refund any premium. The doctrine of equitable estoppel rests upon principles of equity and is designed to aid the law in the administration of justice when without its intervention injustice would result. Investors Title Ins.