The plan pays benefits for covered diagnosed illnesses and accidents. Therefore, we strongly encourage you to review your current policy to insure that you will be covered while at college. The provincial plans offer only limited coverage for health care given outside of Canada. In many cases they cover only in an emergency or for the amount the service would cost in Canada. YOU pay the difference.
Supplemental insurance is needed.
The KnightCare plan does not have a deductible. Therefore, benefits will be payable without any initial expense to you. Yes, when prescribed by a licensed health care provider. Other benefits are payable for surgeries, anesthetist, etc. Yes, you may receive benefits for the emergency room.