A Flexible Micropayment Scheme. Appeared in the proceedings of the Financial Cryptography '97 Conference. TeleCheck , is a large processor of online check payments, and provides a number of products for accepting checks over the Internet. TeleVend allows payments for physical goods from a mobile phone, charging the amount to a phone bill or bank account. TipJar Internet Treasury allows value to be transferred between TipJar accounts using the Web.
Tipster enables voluntary payment for digital content such as music.
The actual payment method used is negotiatable. TransPoint , now merged with CheckFree , provide an EBPP scheme, allowing any party to be paid from a US checking account. WebFunds , a Java application that acts as a host and platform for payment systems such as SOX, and user features such as email payments. WebMoney transfer system, is an account based system with some anonymity, allowing transfer between temporary accounts using wallet software. Ziplock is a credit card payment system where customers receive a key code to unlock the product only after it has been downloaded and their credit card authorized.