Our most popular plans pay benefits through age 65. In order to help people return to gainful employment these plans provide a variety of rehabilitation programs. Portable Benefits Employees may convert coverage to an individual policy if they leave your employment. This is especially important for insured with medical conditions. These plans provide 24 hour coverage for disabilities resulting from accidents, sickness or pregnancy.
Some employers specifically request non-occupational coverage only, which is of course available.
Our most popular programs come with a two-year rate guarantee. This also makes budgeting more comfortable for your employees. The plan provides a weekly benefit to covered employees who become disabled due to an injury, sickness or pregnancy. Employer Choices Choose the benefit commencement date to coordinate with salary continuance - either the eighth or fifteenth day of disability. Partial disability benefits.