The recording fee, which varies by state, is paid to the county. Most states stamp the deed rather then actually affixing a stamp. Many localities collect a transfer tax whenever a property changes hands. Some collect a mortgage tax anytime a new mortgage is recorded. A grouping of other misc.
Some states require a survey before the loan can be fully approved and cleared for closing.
The actual cost is set by the title firm and has been estimated here. The cost of the wire transfer to deliver funds to the closing. All rights reserved.