Use the telephone, Internet, or ATM to get the most current information about your account. Typically this information is updated each business day. However, be aware that you may be charged a fee for this service. Ask your bank about their fees so that you are not surprised when you get your statements. Also, find out how your bank processes checks.
Some banks process the largest checks first.
If your first check bounces, all checks processed that day bounce, each with its own charge. The float time for standard checks is between two and five days. Banks may also hold checks on new accounts where the bank doesn't know you or if your check is for a large amount. Use overdraft protection. No matter how good your intentions, there can be times when you write a check for more than you have in your account.