If something goes wrong, you could lose everything from work in progress and IRS records to all your hardware and software. Insurance is definitely something you'll want to add to your to-do list. If you already have renter's or homeowner's insurance, check with your agent to see what kinds of equipment riders are available. It's often possible to purchase additional coverage for your computer equipment. Make sure, too, that your agent knows you'll be working from home.
Some companies offer a discount for people who work at home because they are at home so much.
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