The following abbreviations are used on the chart. Automatic File, means the company has signed an agreement with Medicare allowing a beneficiary's Medicare claim to be sent directly to the supplemental insurance company's computer. This agreement eliminates your need to file claims with the Supplement Company. Fee indicates a one-time application fee the company charges for expenses incurred in issuing your policy. The amount of the fee is also listed.
Smokers pay a higher rate than non-smokers do.
Policies for Males and Females have different rates. Zip means prices differ by zip code. If zip code rated, the lowest and highest premiums are shown. Only eligible members may purchase these policies. Insurance policies with a high deductible option generally cost less than those with lower deductibles.