Students don't know to go to high school counselors for information. Let schools be stricter on how T4 is disbursed based on their student population.
Schools know their student population best.
If schools disburse the full portion of the first disbursement and the student withdraws it is harder on the student to try and pay the money back. It is easier on the school and the student if only is disbursed instead of . It was a big mess. ED needs to help the schools get the training they need especially when ED changes technology. ED MUST ensure that ALL schools are trained appropriately.