The discount usually applies until the operator marries or turns age 25. Automatic Seat Belts Discount applies to cars that have automatic front seat belts. The discount applies to the base premium of medical payments coverage. The discount applies to the base premium of medical payments coverage. Elderly-Retired Discount applies to operators age 50 or older.
Some companies require the insured to be retired.
Some companies have higher discounts for ages 50 to 59 that decline for ages 60 to 69. This discount applies to bodily injury and property damage liability, medical payments, comprehensive and collision coverages. Premiums for liability and collision coverage are reduced. This discount normally only recognizes devices that sound an alarm audible at a distance or a device that actually disables the vehicle by making the fuel, ignition or starting system inoperative. This discount applies to comprehensive coverage.