If you're a small disadvantaged business don't forget the SBA's special programs just for you. You may also contact a local SBA office. Don't forget that writing letters to editors can be a neat way to get some free publicity. Recently Inc. Magazine included a mention of our website that contained some negative comments. Also, interestingly, we received considerable traffic when the first very negative comment was made.
Small businesses can have a tough time finding sources of health care benefits.
I always advise checking with any associations or organizations of which you are a member since many provide group coverage. ROTH IRA's . Be careful - your ROTH IRA may not be protected from creditors. Check with your CPA or attorney for details. Furthermore, you get a couple of minutes of backup power that will allow you to shutdown your computer in the event of a power failure.