Before you begin your home search it is a good idea to be prequalified by a reputable mortgage lender. Most Sellers expect the Buyer to be prequalified prior to making an offer to purchase a home. The following is a short list of lenders with whom I have come to expect excellent rates and service. Any of these folks would be very happy to help you determine your needs. Feel free to mention my name.
Some brokers also contract out their loan processing.
Documents Needed for Loan Application 1. Check or cash for Credit Report and Appraisal Fees. Names, addresses, phone numbers and dates worked for each employer for the past two years. Most recent pay stub. W-2s for the past two years.