Text THE TEXT TOOL With the Text tool activated, cliking on a picture will open the Text Entry window. Like in a word processor, your text attributes have to be either set before you type your text, or your text has to be highlighted while you set the text attributes. Text created as Vector must be on a vector layer. If necessary, PSP will automatically create the layer. It will have editing nodes and a rotation handle, to allow the deformation, re-position or rotation of the text block.
Text created as a Selection is just that, an empty transparent selection.
You can apply any PSP effects to it, promote it to a raster layer, paint it, etc. Text created as a Floating Selection will have the color attribute you have defined in the text entry window. Otherwise, it is similar to the text created as a selection. All 3 versions will create text horizonatlly except if the path cursor is used. But before we go into that, it is important to understand what Kerning is.