College Foundation of North Carolina Information on PLUS and Stafford loans Citibank Information on the Citiassist Loan National Student Loan Clearinghouse Information on your past and present student loans Loan Counseling Online student loan counseling from Mapping Your Future. Some families and students who do not qualify for need-based aid nonetheless seek to spread the payment of the expected family share of the student expenses over a period of months or years. Several options are available to aid students, including the North Carolina Legislative Tuition Grant and both federal and private loan programs. Students must be enrolled for a minimum of fourteen academic credits through Oct. 1 in the fall term and through the tenth classroom day in the spring term. Amounts listed on award letters are estimates only and are subject to change once the actual authorized grant is determined.
Students are responsible for any difference between the estimated and actual amounts.
The North Carolina Legislative Tuition Grant is awarded without regard to need but must count as a grant resource in any aid decision based upon demonstrated need. The variable interest rate is determined annually. Inc. P.O. Box 7354 Winston-Salem, NC 27109. Students may also contact the Office of Student Financial Aid for more information. An origination fee of 3 percent and an insurance fee of up to 1 percent are deducted from loan proceeds.