Employees and dependents will only be allowed to enroll during their initial eligibility period or if they have a qualifying event specified in the special enrollment provisions. The life and accident insurance is handled by Fort Dearborn Life Insurance Company, Chicago, Illinois. The medical care portion is self-insured by the State, and several medical plans are available. Employees who elect to participate in an HMO agree to use the HMO doctors, hospitals, and pharmacies.
Special benefits apply to mental health care and physical and speech therapy.
HMO's do not have a pre-existing condition clause and there are no deductibles. The POS plan is administered by Blue Cross and Blue Shield . Any employee who provides certification of medical coverage that was in effect within 63 days of their employment with MTSU will not be subject to the pre-existing condition clauses under the PPO and POS health programs. E-mail questions and comments to Linda Cooper or Lisa Batey .