We should not spend the Social Security surplus that we need for future retirees. We should consider allowing younger workers to put a portion of their Social Security taxes into personal security accounts to prevent the government from borrowing their retirement savings. The Federal government insures over five million employees in the Federal Employee Health Benefit Plan. This program allows each employee to choose from many health care providers offering a variety of plans. Each patient selects a plan to suit his or her individual needs.
Some people prefer a smaller co-payment while others want dental or prescription drug coverage.
Each employee is given the same budget but can tailor the coverage to his requirements. This concept could work with the Medicare program as well. It would allow flexibility by giving senior citizens control over their own health care dollars and choice on how to spend them. This is the program that covers all Congressmen and their staffs along with millions of Federal workers. I would like to see this as a possible model for Medicare recipients.