Prepaid medical plans make this worse by encouraging people to run to their doctor with every twinge. Take rheumatoid arthritis. The primary conventional treatment is suppressive drugs. Instead, I would try to adjust the person's diet, pattern of exercise, and use of natural anti-inflammatory supplements. I'd save the suppressive measures only for severe flares when they're really needed.
Standard medicine is best for dealing with traumas, crises, and life-threatening problems.
If you have alarming symptoms that might indicate disease in a vital organ, symptoms stronger than any you've had before, or symptoms that last for a longer time, go to standard medicine for evaluation. For other conditions, see if you can change them with dietary changes, relaxation methods, or herbal treatments. Two months is a fair trial. If it's the same or worse after that, then see a standard doctor. I want doctors to be aware of all the healing methods out there, their strengths and weaknesses, and how to use them.