If you have bought a package holiday from one of the large tour operators, you will probably have a 'free' rental car as part of the deal.
Some tour operators offer special pre-pay deals that include insurance fees, taxes and airport fees.
Basic third party insurance. In Florida, CDW is optional, and gives you extra cover for damage to the rental vehicle, regardless of who is at fault. It is strongly recommended. You will be responsible for any damage to the car up to its full value, regardless of fault. The rental car you are allocated will depend on the size of your party.