The title company went to close the deal, and the woman in the insurance department refused to accept the Power of Attorney. She said that it was potentially a self-serving deal for my husband and me. We protested to no avail. We were forced to delay the closing until the papers could be sent to my mother for her signature. Not only do they have a right, they have a responsibility.
Title companies issue a policy saying that the title is clear.
And given the circumstances, some years from now someone might challenge your ability to execute this and could cloud the title, which could cost them a great deal of money. You are playing both sides of the street here by representing your mother and yourself. Without a proper signature, I would have done the same thing. Frankly, it is to your advantage as well. We have no debt, and our current home is paid for.