This is because the prior existence of risk management policies are evidence that a individual or organization was not inconsiderate of the risk. For this reason, risk management policies are most effective when put in writing before there is a problem. Risk management policies need not be complex nor exhaustive, merely thoughtful. The best source for suggestions about risk management comes from your insurance carrier. McKay Insurance Co., IMBAs insurer, has spent a lot of time working on risk management for cyclists and would be happy to discuss the subject with you.
Waivers deserve special mention because they are one of the strongest risk management techniques.
A carefully drafted liability release or waiver will stand up in court. Every state has a slightly different perspective on what constitutes a valid waiver, so IMBA cannot offer specific advice for drafting waivers. We suggest that you look at the waiver of other organizations that are involved in outdoor recreation. A local ski area or climbing gym are good places to start. In any case, it would be a good idea to have a local attorney review yours if you can.