Salvation is more than fire insurance.
Salvation was planned in eternity, but made known in time. Titus was written in between Paul's two Roman imprisonments. Titus had been left by Paul on the Isle of Crete to help build up the churches there. The purpose of this letter was to encourage Titus and to remind him of his responsibility to help establish the young churches on the Island of Crete. Eternal life was promised before time began, in the eternal counsels of God.