Women have special health care needs.
The State of Illinois has passed many laws related specifically to female health care issues and insurance requirements. Here are the basic facts. A routine mammogram is an x-ray examination of the breast for the presence of breast cancer, even if no symptoms are present. These women have lumps in the breast, along with pain and tenderness. An insurer or HMO may not refuse to cover you, nor may they attach an exclusionary rider to your policy, solely because you have been diagnosed as having fibrocystic condition unless you have had a breast biopsy that indicates you are likely to incur breast cancer or your medical history shows the condition to be chronic.