Likewise, insurance bought at home or elsewhere is not accepted in the U.S. because of different systems and structures for medical payment processing. Medical Insurance provided by schools has restrictions and limitations When students do not have adequate medical coverage, most schools will provide medical and accident insurance for international students to purchase. Some schools even include student insurance in the tuition bill and international students would pay the bill without noticing the inclusion of the insurance. Actually, students have the option to choose their own coverage which can have low premium rates and a comprehensive package. Most schools will accept private insurance when the student presents proof of adequate medical coverage.
Students have to seek other coverage at a higher rate, or go without coverage.
In general, most insurance plans require co-payment and have a certain amount of annual deductible. Compare different programs before you decide.