Many say yes, I say no. Like John Murray, I divide salvation and redemption. Perhaps the names are too laden with extra meaning to be useful. Let me say security and wholeness, instead.
Time is really on our side.
This is ultimately an act of faith, and one that is fostered in a religious community. Here Jesus speaks of the first and second birth, which is the birth of the Spirit. It can renew the old. God's spirit moves within history to confirm the news which an optimistic nature infers. That is, that the very power of Being identifies with us collectively and individually.