There is never a bad time to get started investing. And there is never a good excuse for not starting. I don't care if you think you don't know enough about investing. I don't care if you think you don't have enough money. The biggest success factor influencing your portfolio is how well you harness the power of time.
Time is the great equalizer for investors.
Indeed, time is available to everyone. If time is the most influential factor on your portfolio's performance, it follows that the most important thing you can do is to get started in an investment program as soon as possible. Now I know what some of you are thinking. The stock market has soared in the last four years. Stock valuations, according to the market experts, are at all-time highs.