Sometimes the weight of these shoulds feels as heavy as the load of poor ole Atlas, who perhaps should've taken a break once in a while. Now that you are legally responsible for your own decisions, you discover that your freewill muscle has never developed. Now you're grown up. It's no wonder people are constantly looking to others to tell them what to do. It's no different in the investment world.
Truth is, there are no shoulds.
People give advice based on their own agendas, which often have nothing to do with the best interests of the person they are advising. Every day in Fooldom, we get posts and letters from investors, new AND experienced, asking us what they should do with their money. Which is why it's imperative that investors learn about the different choices for investing their money and make decisions for themselves. Nobody knows you as well as you do. Not counting, of course, your therapist.