This calculator is a guide to help you design investment portfolios for five different levels of risk. Enter your total portfolio amount, then click on your chosen Risk Profile button to calculate asset allocation percentages and values. These calculations are intended as a guide only and should not be relied upon without seeking professional advice. These are long term allocations and are not expected to change significantly from month to month or year to year. It is unlikely to retain its real value in the long term even if all after tax income is compounded, but is also unlikely to have negative returns over any period.
Taxable income is likely to be high.
This is for people who are prepared to accept a small level of risk in exchange for higher long term returns. The total portfolio value is unlikely to fluctuate very much. If all income is reinvested the portfolio should just maintain its value in real terms. Taxable income is likely to be moderately high. A portfolio expected to grow in excess of the rate of inflation but with moderate fluctuations in value.