Strokes are insurable if less than one incident occurred more than a year ago. No other cardiovascular problems can be evident for an offer ranging from standard to 4 tables. Strokes with severe complications may be eligible for guarantee issue products. Epilepsy and other seizure disorders when under control are eligible for standard issue policies. Occasional seizures result in ratings ranging from 4 to 8 tables.
Uncontrolled seizures are eligible for guarantee issue coverage.
Chronic Liver and Kidney diseases in stable condition are usually rated 4 to 8 tables. Cases that are progressive such as cirrhosis are eligible for guarantee issue coverage. Type II Diabetes or adult onset can be eligible for standard issue coverage. Both types of severe cases including evidence of microalbumin are eligible for guarantee issue coverage. Ulcerative Colitis or Ileitis can be issued standard in mild cases with no attacks in the last 2 years.