Repairs resulting from misuse or failure to properly maintain the product are not covered. Also, there may be certain pre-notice requirements which you must adhere to in order to have coverage under the service contract. Carefully compare the coverage of your warranty to the coverage offered by the service contract to decide if the service contract is worth the additional expense. You may not benefit from a service contract if the product is unlikely to need servicing or if the estimated cost of repairs is minimal. Service contracts often have deductible amounts you are required to pay.
Some expenses are limited or excluded.
In addition, you may be required to pay cancellation or transfer fees if you sell the covered product or wish to end the contract. If the service contract is offered through a local retailer or dealer, you may be limited to local service. If you move, or you are travelling when your car breaks down, you may not be able to obtain service under the contract. Consider whether the company is reputable, before you sign a contract. Investigate the company.