Meanwhile, your employer offers only 50 cents on the dollar.
Tax laws give employers lots of latitude to choose their plan s features.
In some ways, Michael Young and Dee Dee Perkins couldn't be more different. He works for a soap company in New England. She works for an Internet startup in Seattle. Additionally, she s disappointed with the number of investment choices and the fund family her employer has chosen. Still, there are other aspects of his plan that irk him.