Elective Options Elective options are primarily work and borrowing opportunities. Student Employment Possibilities Students without work-study in their package may have opportunities to work on campus after the fourth week of the fall semester. The Office of Student Financial Planning may help identify these possibilities. Students working off campus find that the Carthage Career Center provides excellent resources for locating part-time positions available in the local community. Summer employment is another key option for most students.
Significant benefits result from summer savings.
These earnings promote student involvement with the family financing plan and substantially reduce the need to borrow or make monthly payments. Possibilities Students who do not qualify for need-based aid are eligible to borrow through the Federal Unsubsidized Stafford Loan. Identical to the traditional Stafford Loan with the exception of required interest payments, this program allows every family to maximize student access to financial assistance. Other non-federal alternative loans may be suitable choices for families. Long-term borrowing may be a welcome addition to a financing portfolio.