The bank of Lumberton which was first organized in 1897, was incorporated in 1904, occupied this building until 1914 when it moved to the corner of Third and Elm Street, later becoming the National Bank of Lumberton. The building has undergone extensive alterations on the lower facade. Although the building has been severely altered in the front, the exposed rows of mousetoothing and cornice of corbelled inverted triangles remains intact at the top of the building. The building dates from around the 1900's and was the home for many years to Efird's Department Store. The circa 1895 construction date of this building is evident in the styling of the decorative brickwork along the plaza.
Vertical bands reflect the hidden structural support as well as provide decoration.
Prior to 1930, the building housed a grocery store run by Mr. Bullock on the first floor and a millinery shop on the second. The Aaron Weinstein family owned the building for several decades after 1930. This tiny storefront is a good example of Art Modern styling and is the only example of this in the commercial district. The area where the store is now located was originally an alleyway where fruit and vegetables were sold. The current store has been a grocery store, barber shop, general merchandise store and shoe store.