The NAIC has also submitted proposed legislation to Congress that would grant state insurance regulators access to the FBI's National Crime Information Center database. According to the Census Bureau, the number of uninsured Americans declined last year for the first time since 1987. Speaking of mergers, reports have Charles Schwab and Goldman Sachs holding talks about some type of business combination. Fourteen experts will address a range of issues, including estate planning with life settlements, legislation, regulation, and securitization. According to Weiss Ratings, half of America's health maintenance organizations posted financial losses last year, but the nation's 34 largest HMOs made significant profits.
Size obviously affects profitability.
Conversion is expected by mid-2001, with the major benefits to the company being flexibility and better access to capital markets. Some criticize the mutual holding company structure because of a diluted accountability to shareholders and the potential for stock abuse by senior management. Two of the best industry meetings are coming up. Workshop ONLY for those serious about doubling their production, please. Zig Zigler may have launched the future delivery system for sales and personal development training.