Whichever option you choose, make sure you understand exactly what your financial obligations are. Car insurance is another major expense. All cars must be registered with the provincial motor vehicle licensing agency where you live, and must be insured. This is the law. Car insurance can be expensive, but it protects you and other drivers in case of an accident.
Some provinces also sell insurance through provincial corporations.
Shop around for the best rates. An accident-free record will help you get a better insurance rate. You and your passengers must wear seat belts at all times when you are driving in Canada. This is the law. The use of a seat belt can save your life in an accident, and you can be fined for not wearing one.