Some people believe it's getting better out there.
I, too, have a general sense that things are calming down, at least until l look at it in perspective. A good analogy is inflation, If inflation is ticking along at 12 percent and then drops to 7 percent, we are inclined to feel better because the rate has dropped. However, the cost of goods is still higher than it was earlier, and it is getting higher all the time. It is the process of planning to protect against those risks that threaten accumulated wealth, To be effective, it must be implemented in advance of a particular risk materializing rather than after it has occurred. We do, but over the last five years or so it has become relatively common to use multiple partnerships or similar vehicles in a given planning structure, as well as more than one trust.