If you have points from speeding tickets on your driving record, they may be eliminated after you take a defensive driving course. 5 Encourage your children to take a driver-training course. You can save even more if your children can show proof of good grades, usually Bs or better. Buy a conservative car. Before you buy an exciting car, check with your insurance agent about the premiums on different models.
Sporty cars are more likely to be stolen.
7 Increase your deductibles. Think of part of your savings as dedicated to any deductibles you may pay on car, homeowner s or health insurance. If you don t need the funds, your savings can be used for other items. If you always pay higher premiums for lower deductibles, you will never have those possible savings. 8 Put all family vehicles on one policy.