Additionally, some companies mandate employee probation periods of six months or more before employer-sponsored health coverage and other benefits go into effect. The statistics are much more daunting for part-time employees. Furthermore, there are still thousands of high school and college graduates who are unemployed, many of whom are without health insurance. The thousands of graduating young adults who will not go directly into a job this summer face a number of challenges in addition to preparing for interviews and finding a job. IIAA and CPA advise young adults without health insurance to visit an independent insurance agent who can research a number of different companies that specialize in individual interim health policies to find the best deal.
Some colleges also offer graduates group interim health coverage.
Former students should check with their college or university to see if it offers such benefits. Founded in 1896, IIAA is the nation's oldest and largest national association of independent insurance agents, representing a network of more than 300,000 agents and agency employees nationwide. Its members are small businesses that offer customers a choice of policies from a variety of insurance companies. Independent agents offer all lines of insurance-property, casualty, life, health, employee benefit plans and retirement products. In addition, the non-profit organization offers families special values and discounts on products and services.