Costs go beyond tuition and fees. Room and board, books, transportation and personal or miscellaneous expenses all have to be paid. Aside from savings plans and tax credits and deductions, there are other options for paying the bills. Need-based is for families who need financial help. Merit-based is for students with a talent, such as academics, athletics or citizenship.
Scholarships are available for almost any talent under the moon.
It's just a matter of finding them. High school counselors, library reference books and the Internet are great resources for finding scholarships. Also, some companies provide scholarships for their employee's children. The previous year's income tax figures are needed on the forms, so Hall recommends getting taxes done as early as possible. Most priority financial aid deadlines are much earlier than the April 15 tax deadline.