Search Tips Targeted Search by Area Website FAQs Notice of SAI Plus enforcement action. Return to Index Commissioner Jose Montemayor said today that insurance should cover property damage sustained by Dallas renters and homeowners policyholders when an 84-inch water main broke last week. The fact is, the most commonly purchased Texas standard homeowners policies cover this kind of loss.
Similar policies exist for the contents of rental units and condominiums.
About 96 percent of Texas homeowners purchase the HO-B policy. Homeowners policy HO-A, which offers only minimal coverage and is infrequently purchased, does not cover such water damage.