Some people rely on check cashing stores to cash their payroll, government, or personal checks.
These corner stores charge customers very high fees for their check cashing needs. If you use check cashing stores, you should be aware that there are less expensive ways to cash that check. What You Should Know You can avoid paying high fees by opening or using a basic checking or savings account at a bank, savings and loan, or credit union. The monthly fees for a basic checking account are usually less than the fee a check cashing store charges to cash just one check. Even if you don't have an account, most banks, savings and loans, and credit unions will cash government and payroll checks for less than the check cashing store charges.