Students borrow directly from the University, rather than from a bank or other lender. Terms and conditions for Direct loans are the same as for the Stafford and PLUS loan programs described above. Some UC campuses offer University loans. The interest rate ranges from 5 to 9 percent, depending on the campus. Repayment usually begins six to nine months after the borrower ceases to be at least a half-time student.
Some campuses also offer short-term emergency loans to help students through temporary difficulties.
Students who qualify for financial aid also may be eligible for work-study employment. Campuses have different standards for awarding scholarships, require different supporting documents for scholarship consideration, and have different deadlines for submitting supporting documents. This information is included in the Campus Scholarship Requirements section of the Application for Undergraduate Admission and Scholarships . Otherwise, they will not be eligible for the Cal Grant and will receive other forms of aid only if funds permit. November 1-30 is the filing period for applicants for admission for fall 2000.