Cash is easily lost or stolen and seldom recovered. Cash and foreign checks should be deposited in a bank at the earliest possible time. A canceled check serves as a legal receipt for bills paid. To open an account, go to the bank of your choice and the receptionist will direct you to someone who can describe that bank's services and charges, if any. You will be required to present your passport or other photo ID when you open your account.
Some banks also require a social security number.
After you open a checking account, you will be given numbered checks preprinted with your name, address, account number and perhaps your telephone and driver's license number. You may then write checks against the balance in your account. When the check is received at the bank, the amount is deducted from your balance. You will also be given a check register in which to record all checks written and deposits made. This allows you to keep a running balance of your checking account.