Keep the materials you need in one folder, bills dates of birth, social security numbers, blank forms, instructions, for all persons who are covered by your insurance. If one of your children leaves home for whatever reason, send with him or her list of vaccinations, x-rays that are pertinent to any illness, list of childhood illnesses, this is valuable information for medical related purposes. It is wise to ask for medical records from your dentist or physician when moving or changing health care providers. Tax records files can be disposed of after 6 years. Canceled checks help to verify a bill that has been paid.
Sales slips warranties and guarantees in order to replace or fix a defective item.
Use a camcorder and videotape home inventory for insurance purposes. You can describe and note price as you walk though your home. You can also take photographs of your possessions and store them in a metal box or safe deposit box. Some banks my offer insurance against flood, fire, or theft for an extra fee. Banks are not automatically protected against such catastrophes.