Software comes to market before key technology is ready. What's missing is more important. Quicken says that's for security purposes. The shaky underpinnings of e-commerce. Too much stuff online doesn't work right.
Shopping bots report too many wrong prices.
Even individual sites do. The site for Consumer Reports lets you contribute money or become a first-time subscriber, but as far as I can tell, there's no way to renew online. Windows Me is not the answer. For personal and small-business users, the video editing in Windows Me is a cute feature for about 1 percent of users in what amounts to a Windows 98 Service Pack 2000. The underlying core is just too unstable.