Enter email below. PLUS Loans are Government backed loans for parents. In most cases, PLUS Loans are granted by private lending institutions. Direct Lending Institutions, which grant loans through the federal government, are the exceptions. If you are ready to apply for a PLUS loan now, the best place to start is the eStudentLoan LoanFinder.
Some lenders offer discounts and rebates.
The maximum amount that can be borrowed under the PLUS program depends on the annual cost of attendance and the student's financial aid package. The PLUS program requires a limited credit check. Bankruptcy does not necessarily prevent a parent from receiving an eligibility rating. If you are concerned about your credit rating, complete an early credit check for pre-approval. The eStudentLoan LoanFinder is the best way to research and compare PLUS lenders.