Concept DR enables an employer to determine coverage based on what management and employees wish to spend. If there is an existing dental plan, the benefit levels in that plan can be duplicated. Instead of complex fee schedules, the benefits need only be stated in terms of dollars spent. It can save money by lowering the cost of benefits and reducing administration expense. The employer retains total flexibility and control.
Simplicity is ensured.
Funds budgeted to pay claims stay with the employer and can earn interest. The employee identifies with the employer as the benefits provider rather than an insurance company,morale improves. They need only provide proof of payment and a simple statement from the dentist to get reimbursed. No complex claim forms. If a credit card is utilized for payment, the employee is usually reimbursed prior to receipt of the credit card billing.