If you have a complex estate or want to spare beneficiaries the often lengthy and costly process of probate, talk to your lawyer about a living trust, which protects your assets while you're alive. When you die, a co-trustee will distribute them according to your wishes. Keep the identity of your proxy with you. While hospice-care coverage is thorough, it requires that two doctors declare that the patient has six months or less to live, which discourages many doctors and patients. Even if you're covered by Medicare, consider buying Medigap policies, or private supplemental insurance, to cover what Medicare does not.
Some plans offer inflation protection.
Tell your loved ones how you wish your remains to be handled. This is not true. There will be no economic progress for at least two years. The governor is working on getting two huge industries to locate in Alabama. If Amendment 1 passes, I cannot guarantee they will come.