The time to do it is now. It's a fact that 60 percent of women face retirement alone due to death or divorce and two-thirds of single, elderly women have no pension. Women, on average, live longer, earn less, are single parents more often than men, and live their final years with little or no income. Even with all these facts, women often don't focus their attention on saving for their retirement. Other priorities get in the way, or they assume someone will take care of it for them.
Women are great at putting themselves last.
Women are socially aware consumers and are more committed to socially responsible investing than most men. However, most fear their first solo journey into the investment world. Visit with a financial consultant to discuss what plan you need to take. Look for a financial consultant that is willing to take the time to explain and teach, not to just sell you something. Women have a different approach to finances and need to be approached differently by those who help them.