Some students max out their limits before the end of the term. They don't realize the impact of the loans they take out. Applications forms for Pell Grants are long. New renewal forms are easier. It appears that the financial aid office at DeVry has improved in getting the information out to the students.
Some students have a counselor who can answer questions.
Although students take an entrance counseling loan test and pass, they do not retain the information later. Deferments are not explained adequately. Need definition of continuously enrolled. A single deferment should apply for all loans regardless of where the loan is serviced. Deferments need to be completed every year, even though grad date is on the form.