You can change or stop your contributions once each month. You choose one or two investment companies from a list of approved vendors .
Vendors offer a variety of investments, including fixed and variable annuities and mutual funds.
You may divide your savings among as many investments as your vendor will allow. You may change your investment company as often as you like. You may change investments with a single vendor as often as the vendor allows. Distributions You generally begin receiving payments from your account when you retire. Your beneficiary receives your account balance if you die.