Driving slowly and carefully also enables you to watch other cars and anticipate trouble, giving you time to change lanes and avoid a car that is out of control. Invest in a cellular phone. Even if you take precautions, an accident is possible. Although you are driving carefully, other drivers might not, and you could find yourself on the road in the middle of a storm, waiting for help to arrive. A cell phone can be a lifesaver if you are stranded, because you can call for emergency assistance without having to walk to a phone or flag down a passing driver, which can be dangerous.
Some phone companies offer low-cost cell phones which can be used strictly for emergencies.
Call your insurance company immediately. The sooner your insurance company is aware of damage to your car, the sooner they can get you back on the road. Progressive, one of the country's largest auto insurers, offer policyholders in-person claims service 24 hours a day, seven days a week. Progressive's claims representatives can come to the scene of the accident and start working on your claim as soon as it is reported to reach a fast, fair settlement. Even if you have called for assistance, it could take time for someone to reach you.