Be sure to verify the correct spelling of the names of all people that are in title to the property. Many of the closing documents are extremely date-sensitive and must be signed on the scheduled day of closing. If the Closing Agent and Processor are not aware of your request, they cannot plan accordingly. This may cause some documents to become invalid and would require another closing at a later date. Possibilities include the title insurance company or Closing Agent, attorney s office, one of the Realtor s offices and the mortgage company s office.
Standard procedures vary between states and sometimes local areas.
Make sure you know which applies to your transaction at least 24 hours prior to closing. The Closing Agent is the best person to speak with. You may be surprised how often the other parties do not communicate well and will assume the wrong answer. Every borrower has the right to a private closing . In most cases, the terms of your financing are not relevant to the other people of the transaction and need not be seen by these third parties.