A contents policy covers just about everything you would take with you if you moved. Furniture, furnishings, household goods, kitchen equipment, food and drink, televisions, video, computer and audio equipment, clothing, personal effects, and valuables up to stated limits. Boats, caravans and motor vehicles are usually insured separately. Many policies include accidental breakage of mirrors, glass tops to furniture and fixed glass in furniture.
Some policies cover accidental damage to televisions, videos, home computers and audio equipment.
You can often extend your policy to cover such items as accidental damage to all your contents. Only limited cover applies to any contents temporarily removed from your home. If there is anything you do not understand, ask for an explanation. There are usually limits on the value of any works of art, ornaments or jewellery and sometimes on high value goods like video equipment. Insurers may agree to raise these limits.