Neither situation is ideal. There is a way to process your forms without a cgi script to format it, and still have it come as a regular and readable email. Now you can have forms that send you email with readable and convenient results, without having to rely on remotely hosted form processing or putting up with attachments full of gibberish. Have the page load with the cursor already placed in a text field. Set a tabbing index for your forms.
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SITE - Master CGI Master CGI is a fantastic resource for those new to CGI as well as people with a fair amount of CGI experience. This site is owned by William Bontrager and his wife, Mari. William writes some of the most useful, easiest to install CGI programs that you'll find. Now that I know William, and know what an ethical and sincere person he is, I'm more convinced than ever that my original impression of him is the correct one. Poor, long-eared William, go tug is ear.