The Insurance Forum suggests that those most concerned about the safety of their money should limit themselves to 78 of the top companies. They include such companies as Northwestern Mutual Life and USAA Life Insurance Company. This means the Insurance Forum recommends the top 232 companies. According to the latest figure, this is still close to being on target. You can get these ratings simply by asking the agent.
Some insurance companies advertise their ratings.
You can also find publications in some libraries with many of these ratings. You can also get many of the ratings on the web site of these services. Libraries still carry some of the publications of the rating agencies, but now with computers they can give patrons ratings off the Internet. The reputation of a company for service is harder to check than its financial strength. But you can get some sense of it by the kinds of companies recommended by consumer magazine surveys.