There are a wide variety of careers revolving around technology that don't involve writing code, doing server maintenance, or creating database tables. Find the time. Make the time. There are options for learning besides traditional instructor-led classes. Explore the world of Web-based training, online tutorials, books, and local user groups.
Some people abandon their current career path and head back to school full time.
You can almost always find loan or grant financing of some sort. Find the money. Many employers will pay for your training. See if your employer offers that benefit, or look for a new employer that does. Tuition reimbursement is almost always a perk when your company employs many people who need regular training upgrades.