Shop For Best Bank Rates and Service Banking is a very competitive business. And like any business, a bank's rates and level of service can differ significantly from other banks. Look at your current banking relationship and ask yourself is you are happy with the level of service being delivered. If you have a borrowing relationship with your bank, ask them to renegotiate your interest rate and perhaps ask for a larger operating line of credit. If the bank is unwilling to budge, shop around for a bank that will work with you.
Some banks charge ridiculous fees to business accounts.
Again don't be afraid to shop around for lower rates. Your banking relationship is important to your business. Find one that offers competitive fees and serves its customers at very high levels. Remember that you are the customer. Never let a banker make you feel like they are doing you a favor by lending you money.