It may be difficult to identify builders who use panelized and modular homes. Financing Generally, panelized and modular homes qualify for traditional mortgage financing. FHA standards are designed to ensure the resale value of properties and include requirements such as minimum room sizes and window areas. If the home you select conforms to FHA standards, it expedites financing. Consumer Checklist Consider the pros and cons before deciding on any home purchase.
Tips Work with an architect or designer familiar with the constraints of modular housing.
Be sure to weigh the cost of the extra engineering and management time the modular manufacturer will charge. Remember also, since highway restrictions limit the outer box width to 14 feet, most rooms in modular homes are limited to an interior width of approximately 13 feet 2 inches in one direction when 2x4 construction is used. By Dr. Frances Graham, Extension Housing Specialist Mississippi State University does not discriminate on the basis of race, color, religion, national origin, sex, age, disability, or veteran status. Publication 1875 Extension Service of Mississippi State University, cooperating with U.S. Department of Agriculture . Published in furtherance of Acts of Congress, May 8 and June 30, 1914.