Money is not the major problem for funding research on a good idea. There is plenty of money around.
Time is the real problem.
Finding time to find money is more difficult. My mentor spoke these words to a college senior. I continue to appreciate their truth and wisdom. Few investigators at smaller institutions have time for such endeavors. Proposal preparation is usually accompanied by weeks of stress, library visits to other institutions, at least one rejection, and the need to revise, rewrite, and restart the project one or more times.