It surprising how quickly small deviations from your plan can add up and leave you lost in the financial wilderness. You'll want to develop a strategy to compare your actual income and expenses to your plan. The process will teach you what's working and what's not. Some areas will need refiguring. Somes expenses will require additional discipline to control.
Savings are also part of a thorough plan.
You'll use savings to get through unplanned rough spots on your financial journey. Let's face it, from unexpected auto repairs to medical bills, life is full of unplanned pitfalls. While we can't predict which problems will come to us, we can prepare to handle the unexpected. Most often the solution we'll use is called 'savings'. Periodically you'll want to celebrate your successes.