Credit card debt is just like a roller coaster ride. You get a great feeling after you made your purchase and you are on top of the hill. But as debt accumulates faster and faster, you get that sick feeling in the pit of your stomach as you reach the bottom of the roller coaster and get the bill. Pay off the credit cards with the highest interest rates first. If you have multiple credit cards, transfer the balances to a card with a lower interest rate.
Some cards count balance transfers as cash advances and charge an extra fee.
Once you have eliminated the balance on a credit card, immediately cancel your card. Don't mess up your credit history with a lot of open credit accounts. If your debt is really overwhelming, consider a home equity loan. The interest rate is lower than on credit cards and the interest is tax-deductible if you itemize. If you pay your bills late, you'll pay more.