Windows 95 swap file management is not very efficient if left managed by Windows. If you have a second Hard Drive where you keep some programs that you use less frequent, putting the swap file on that drive will improve it's performance, since that disk is not used so frequently as the drive with Windows 95 on it Specify a value for the Mimimum , so Windows 95 doesn't try to re-size the file down, once it isn't using it. The size of your swap file is depended on the tasks you run on your computer, use System Monitor to monitor the size of your swap file over a period of time. Open all programs you are likely to use at one time and check your swap file size. Use that value for the Minimum .
Some users only use a maximum setting, others a maximum and minimum setting.
Just experiment and find what's best in your situation. This will increase the amount of free memory available to your system, so that when you open another program it is not paged to disk immediately due to lack of free memory. Just experiment with these settings to find what works best for you. If you have more memory, Windows 95 will use the swap file less frequently. If you have MS Office installed, removing Find Fast from your StartUp folder will decrease your hard disk activity.