Assigned Risk Pool Employers unable to obtain coverage from private insurance companies or the State Insurance Fund can apply for coverage through the assigned risk pool. This option is available to Idaho employers who have large payrolls and are able to meet specific requirements. Approval for self-insurance must be granted by the Idaho Industrial Commission. There are some exemptions from Workers' Compensation Insurance. For more complete information, click the button on the right.
Unemployment insurance is required of businesses with employees.
It is a tax paid by the employer and administered by the Idaho Department of Labor. It is covered under the Taxes section of this Web site. In a recession, UI benefits offset some of the effects of job losses on a community's spending power. Because UI benefits allow unemployed individuals and their families to continue to pay their bills, it helps maintain the incomes and spending power of the stores, landlords, banks, and service providers in the community. UI softens the blow and reduces the snowball effect of job losses.