For thousands of years warts seemed no more than a nuisance. In the 1960's this all changed with the arrival of an epidemic of genital warts. Importantly, you may have contracted the virus from a prior sexual contact rather than your current sex partner. Any new growth in the genital area is suspect.
Some warts itch, some bleed, some are painful.
In general the least toxic, least destructive method that eliminates visible warts should be tried. Even if visible warts are destroyed, latent HPV remains in normal appearing skin. This accounts for recurrences and transmission in the absence of clinical warts. Hence the ongoing need for safer sex practices. Not for large areas.