State and federal regulations protect you from losing your health coverage just because you lose your job. Unfortunately, they offer little protection from high premium costs. Working couples have more to think about. If you and your spouse both get health insurance at work, you must sort out whether it makes more sense to have two policies or for one of you to cover the other. If you have kids, you need to decide who's going to cover them.
Tax breaks can help.
However, if you're self-employed or your employer offers a flexible spending account, you can get a tax break without meeting the threshold. Setting priorities 2. Making a budget 3. Basics of banking 4. Basics of investing 5.