Others choose income investments to help balance the ups and downs of the stock market. This can be especially suited for savings before retirement, when you can let your savings grow in value over time. However, experts suggest having some growth investments even after retirement, to help your money keep pace with inflation.
Some investments pay income regularly, as interest or dividends.
But the original value of the investment may remain more stable than that of other investments. For example, an apple tree produces a crop of apples each year, but the tree probably won't be worth more in the future. A bond or bond mutual fund is an example of an income investment. Some investments make money by being worth more when they're sold than when they were bought. For example, a pine tree might be worth a lot more today than it was when it was planted.