The Public Adjuster Public adjusters do similar work as the claims adjuster for the insurance company only the public adjuster represents your interests and none of the insurance company's interests. There are good public adjusters who really want to help you and will act professionally and honestly in representing you. Then again, there are public adjusters who just want to get a quick percentage of your claim. A good way to make sure you have a good public adjuster is to find out how long he or she has been in your community. If your area was just hit by a hurricane and the public adjuster just moved into town and is not in the phone book, but is on TV and on the billboards, be careful.
Some public adjusters are like TV lawyers who never try cases.
They simply hope to get enough business by advertising and then sell out for an amount that you could have gotten on your own or less. I recommend public adjusters when you have a complicated problem or an extensive claim. Public Adjuster are often prosecuted or otherwise harassed by state law. State legislators have passed laws limiting your ability to obtain and utilize a professional public adjuster in doing battle with the insurance company. It makes absolutely no sense to me that laws would be passed to make it difficult for you to obtain competent advisors to represent your interests when battling an insurance company.