This site looks at the differences in managed care consumer protections passed in the House and Senate. The comparison chart is for individuals who are privately insured through their employer. If you receive your health coverage through Medicare or Medicaid, if you do not receive coverage through your employer but purchase your own insurance, or if you receive your coverage through a public employer such as the federal government or state or local government, you are not affected by this legislation. If you receive your insurance through a private employer, how you are affected will depend on which of two methods your employer uses to provide your health coverage.
Some employers simply purchase commercial insurance for their employees.
See our report Hit and Miss for more details. State legislatures around the country have adopted some consumer protections. The report revealed that, while many states had some laws on the books, these laws do not apply to everyone in the state. What is more, no state has passed every important consumer protection. To find out which of these protections are in force in your state, click here.