Avoid salespeople who give the impression that AARP is selling or endorsing their products. AARP does not endorse any living trust product. Do your homework. If the transfers aren't done properly, the trust will be invalid and the state will determine who inherits your property and serves as guardian for your minor children. If someone tries to sell you a living trust, ask if the seller is an attorney.
Some states limit the sale of living trust services to attorneys.
Remember the Cooling Off Rule . The contract or receipt must be dated, show the name and address of the seller, and explain your right to cancel. You can write a letter and exercise your right to cancel within three days, even if you don't receive a cancellation form. You do not have to give a reason for canceling. Stopping payment on your check if you do cancel in these circumstances is a good idea.