Click the link All Newsletters that appears in the Top News box on the home page, or click News and Analysis on the blue toolbar that runs near the top of every page. You see a menu of newsletters to select from. HTML means your newsletter will be formatted the way a Web page is, with links and images. If you are using an e-mail client such as Outlook, you can use this format.
Text format is just plain text no formatting and no links.
You will need to cut and paste links from the newsletter into your browser to visit them. If you are not sure, you can select HTML and see what happens, then change your format later. Click the link All Newsletters that appears in the Top News box on the home page, or click News and Analysis on the blue toolbar that runs near the top of every page. You see a menu of newsletters to select from. Click the link that appears below the e-mail address box.