But this would also be a mistake because you have forgotten interest. Leave money alone and it becomes more money. This can be a problem if you want an excuse to require more money before you feel secure. But if you want to play the game you have to allow for interest, because you will be earning it, no matter what you do. Now I can define my term.
Transcendental money is the amount of money required to transcend time.
It makes just enough money to satisfy all your reasonable needs, wants and desires, but no more. You can do the math yourself, factor in the cost of living where you live, or want to live, it's just arithmetic to determine what your transcendental money number is. Once you have your real number, the true nature of money reveals itself. No matter how much you have, you never feel secure. Sorry, I didn't make the rules, have a talk with your god, or your dog, or whoever you turn to for spiritual guidance.