If you are unsure about what types of insurance the employee might have had, you can refer to the annual Benefits Statement sent each May to the employee s home address. This statement is published by Benefits and includes a list of insurances purchased through payroll deduction as of December 31 of the prior calendar year. If you need further assistance, contact Benefits. The Basic Life insurance, Survivor Benefit plan, Personal Accident insurance, and Business Travel and Accident insurance cannot be continued by a survivor. For other coverages, you will need to contact the specific life insurance provider to inquire about surviving dependent continuation options.
Spouses become ineligible if they remarry.
Coverage may be limited to a maximum of 36 months depending upon the employee s status at the time of death. Contact Benefits for further information. Yes, until the end of the plan year in which the employee died as per the Special Reimbursement Account Option. The estate of the deceased may continue to submit claims, up to the balance in the accounts as of the date of death, for any qualified expenses incurred during the plan year. Claims must be submitted by October 15th for expenses incurred through the prior plan year.