A. A life insurance policy guarantees protection as long as the premiums are paid and the policy is in force. When selecting a policy make sure you understand what coverage it provides such as benefits and limitations. Read the policy's sales literature carefully. Have your agent explain anything that is unclear. Whole life insurance combines protection with savings.
Variable life offers protection with an investment feature.
After determining the right kind of policy, compare those of several different companies. See which one offers you the most protection for the right amount of money, and which policy has features that make the most sense for you and your family's needs.