By maintaining a required minimum daily balance. No, a minimum balance is not required to earn interest, but keep in mind your daily collected balance determines your interest rate. Your collected balance is your daily ledger balance minus uncollected checks or debits. Each month interest accruals in excess of the service charges are automatically donated to the non-profit Louisiana or Texas Bar Foundation. Service charges in excess of interest accruals are not charged to the account.
Statements cycle on the last business day of the month.
Yes, overdraft protection is available. A business checking account can be tied to a business line of credit. Assumed Name Certificate. All loans subject to normal credit qualifications.