We all have our own spending needs and preferences. Maybe you prefer a credit card that gives you the option of paying a monthly balance off in full or over time. If not, perhaps a debit card that is directly linked to your bank account is best for you.
Some consumers enjoy using the new smart cards that store cash right on the card.
Knowing how to choose the right cards will help you take advantage of the benefits they offer. Each works differently and has its own term, fees, and protections if your card is lost or stolen. The following charts explain their similarities and differences, so that you can get the most out of each. MasterCard International Incorporated. All rights reserved.