Any profits are returned to the membership in the form of dividends, low loan rates and lower service costs. These qualifications regulate which consumers the credit union can offer membership to, and these qualifications are different for each credit union. 24 Hour Teller Machine Safety Tips Automated Teller Machines are conveniently located all around Ann Arbor and in some areas of the UM campus. While convenience of these machines cannot be denied, you must be cautious when using one.
Thefts do occur, usually late at night and in badly lit areas.
Have your card handy but not necessarily in plain view. Try to position yourself so that you are aware of people around and near you. Cancel your transaction and return later if anything or anyone seems suspicious while you're using the machine. Pocket your cash immediately and count it later. If followed after leaving an ATM, go to a public area around people.