Give them the kind of present that keeps on giving - stocks and mutual funds. Financial experts say if it cuts down your estate, you pay less taxes. They also suggest you use a 529 Plan so you can have some control of the assets, just in case your child plans a big party. College entrance test prep courses may not help Here's something thousands of college bound kids may have found out too late, SAT or ACT prep courses may not help. A new study says preparation courses for college admission tests have only a small effect on scores.
Some prep companies say they question the results of the study.
Carnival has settled a class action suit over inflated port charges. The lawsuit only covers people who sailed on a Carnival Cruise from April 1992 to June 1997. Gift certificates are very popular but check before you buy. Recently Ethel Hair Care received a call about from someone trying to redeem a gift certificate purchased in a door to door sale. The owner of Ethel Hair Care became concerned that someone was selling bogus gift certificates and says consumers should be on alert for fake gift certificates being sold.