These ever-popular seminars are offered both in English and in Spanish. A lender will assume you have done everything to protect your home before coming to them for help. We can work with you and your lender to be sure every option is explored. Not every home can be saved, but the situation can be controlled if proper decisions are made early. This requires a workable plan of action.
Time is of the essence.
Please call us for a housing appointment as soon as you realize you cannot continue making payments on time. For those who are behind in their payments, different types of assistance are available depending on whether your loan is FHA, VA or conventional. Each situation is different and needs a review of all the facts to determine the best options. Using the equity from a home that is paid off or has a low balance, a reverse mortgage allows the homeowner to receive money to supplement income, meet medical needs or home repairs. We can discuss the pros and cons, explore other options, whether you are facing immediate financial problems or merely wish to learn more.