Customers have to download and install eClient software to use this option. Now, for the past several months, account activation is usually completed in 24 hours or less . Emailing this company will always get you a response, usually within 24 hours. Refund requests are fulfilled within 24 hours. The support has always answered my questions thoroughly and quickly , eliminating the need for a back and forth email escapade that gets nothing accomplished.
Support is friendly, and easily accessible by email.
This company gets my highest recommendation, and is the ONLY company that I've used personally that I feel comfortable recommending. However, there's no way to turn this feature off. Allows you to accept credit cards online. Clients pay for access to a member's area on your website containing your downloadable product or other intangible good. That seems to be the standard.