Other central banks, including our own have been continuous sellers of the metal as well. At least the holder of those instruments recieves interest on his investment. Some companies have done very well in hedging their gold, forward-selling their future production, and this has worked to their advantage. Recently, and I'm talking about 1997-98, this sector was up each year by over 50 per cent. I think that we are in a situation now where over the next 12-18 months, that 50 per cent number could well enjoy an encore.
Second choice is in the insurance side of our financial services.
That is no reason to shy away from it. Manulife has good earnings growth, good revenue growth, and impressive management. Next sector, utilities. They are in a regulated industry, but profitable at the same time. There are only three companies in this sector, so one doesn't have a huge choice.