The associative property of multiplication tells us that we can group numbers in a product in any way we want and still get the same answer. The answer will be the same no matter which way we do it. The distributive property comes into play when an expression involving addition is then multiplied by something. It tells us that we can add first and then multiply, or multiply first and then add. The answer is the same in both cases.
Subtraction is neither commutative nor associative.
Division is neither commutative nor associative. We can add numbers in any order. We can multiply numbers in any order. We can group numbers in a sum any way we want. We can group numbers in a product any way we want.