I am interested in purchasing a policy in the next 2-3 months. I am just shopping rates. No Complete if you also want a quote for your spouse. Spouse currently smokes more than 1 pack of cigarettes a day. Spouse regularly smokes cigars, a pipe or chews, but no cigarettes.
Spouse occasionally smokes cigars, a pipe or chews, but no cigarettes.
Spouse stopped using nicotine products less than 1 year ago. Spouse stopped using nicotine products between 1 and 2 years ago. Spouse stopped using nicotine products between 2 and 3 years ago. Spouse stopped using nicotine products between 3 and 4 years ago. Spouse stopped using nicotine products between 4 and 5 years ago.