They do get caught more. Perhaps, store owners watch them more. Females also shop more than men, use it as a pastime, and are especially vulnerable to advertising Women also involved more in consumer fraud, credit-card fraud, check forgery, passing bad checks Women also constitute the bulk of welfare fraud Women who do embezzle from their employers tend to steal smaller amounts than men do. Women more likely to steal cash, men - documents. Men also more likely to work together to embezzle.
Women mostly embezzle for family needs, and men for gambling losses or living beyond their means.
Simply stated, women do not have the same opportunities to commit such crimes- gender division of labor. Some say, trend is getting worse. Other problems including the divorce rate, increased numbers of female headed households, general structural problems with the economy, and increased opportunities to commit crimes with more self-service, greater welfare, and more consumer credit. Women are more liberated, have more opportunities, more equality, less gender discrimination, and are taken more seriously by law enforcement. May still be some unofficial chivalry for the more feminine, passive offenders.