Today's tip Avoid checking with the bigger banks Studies analyzing checking account fees, rates and policies find the nation's largest financial institutions offer the worst deals.
Savvy shoppers can find better accounts at smaller or online banks.
Any sum of money that your bank accidentally credits to your account must be given back. Most banks will proceed with federal and criminal charges if you don't pay it back. More Online checking accounts Internet banks offer higher yields for interest checking accounts than traditional banks. They also offer lower minimums to open, substantially lower balance requirements for avoiding fees and lower monthly service fees. More Insufficient funds Banks commonly process the biggest checks first.