Some employers provide group health insurance for their employees that carry over into retirement.
Some plans also offer spousal and family benefits.
In many cases, your employer's group health insurance is provided at little or no cost to you. In other cases, it may be cheaper than buying private health insurance on your own. Security from cutting or eliminating benefits Employers are not required to offer health insurance benefits to retirees. To determine if your benefits are secure, review the health plan documents. If your employer has reserved the right in the SPD or other plan documents to change the terms of the plan, you may lose coverage at any time during your retirement.