Over the course of a work day, you may face the risk of injury or death. The workplace is controlled by your employer and you may be exposed to significant safety and health hazards. When an accident occurs at work the injured worker turns to workers' compensation to provide the worker and his or her family with sufficient resources to maintain an adequate standard of living, despite the disability or death of the primary bread winner.
Workers compensation is only a portion of the loss.
Because workers compensation is the only right the injured worker has against the employer, it is important for you to know your rights and make sure your employer meets its obligations under the law. If someone other than your employer is responsible, or even partly responsible, for the accident and injury you may be able to sue that third party.