Buyers are impatient,they want to pay and get their item shipped out as soon as possible. The days of mailing checks are gone. A terrific new Free service that allows you to accept credit card payments is PayPal . A lot of buyers are using this service because with a few simple clicks they can have the funds deposited to your account. You can have the money deposited to your checking account whenever you wish, I generally do a transfer once a week.
Services are Free to both buyers and sellers.
Get yourself an auction management service, these services and programs provide auction ad templates for nice looking ads, they track your auction for you and keep all your records for you, buyers addresses, amounts received, when shipped etc. All your customer information is in one location and our e-mail service has terrific Spam filters. A credit card is required to confirm your identity and it is used to pay listing fees and other associated selling fees. If you have a credit card, look at the features NextCard Visa offers. I have the money transfered to my bank here in town.