Ask about the possibility, and cost, of going to a doctor not on the list. List of hospitals. Find out which hospitals your plan contracts with. Ask about the possibility, and additional charges, for going to a different hospital of your choice. Find out how doctors are paid.
Salaried doctors have no financial incentive to offer either more or less care.
Some physicians are paid a bonus for keeping costs down, giving doctors a financial incentive to avoid referrals or costly tests. Inc. All rights reserved.