My Notebook Store and retrieve favorite vehicles, articles and more. Rates generally depend on the type of car you own and how high a risk you are to insure.
States regulate most insurance laws, so the factors differ somewhat from one state to the next.
Therefore, it's crucial to factor in insurance cost before you purchase any vehicle. You and the drivers in your household are usually the primary factors in determining insurance costs. However, rates are also strongly influenced by your choice of vehicle and the way you use it. Any specific car will affect your insurance costs primarily in the area of comprehensive and collision coverage. Here are some of the types of insurance coverage for which you might have to pay premiums.