So You're Planning a Money Management Prograram What to do to reach more people. Families are finding it hard to stretch their dollars to meet the budget. Rapidly escalating prices, particularly for food, energy, and shelter, have complicated the process of household financial management. During the past four years, an economic cycle of inflation, recession, and economic recovery has occurred.
Some economists predict the cycle is about to start again.
Understanding that such cycles will continue, the National Extension Service Home Economics' goals have indicated that successful household financial management is needed for families to maintain or enhance economic stability. This requires families to have information and skills involved in understanding household budgeting, use of credit, and financial decision making. Therefore,. we decided to study how to balance the HFM needs of families with the available Extension resources. The Study Results of this study are based on a random sample of the general population of Yuma, Arizona. During the spring of 1983, a mail survey was conducted using Dillman's Total Design Method.