Why would anyone do that, you wonder. Hogan has walked the tracks of roller coasters, as well as pored over maintenance schedules, analyzed loss histories, and interviewed countless park managers. They look at hazards most people wouldn t think about in connection with an amusement park, like wasps and E. coli.
Similar exposures characterize all parks, but no two parks risk assessments are exactly alike.
It places its amusement park general liability insurance with TIG Insurance in Dallas. Fla. Mobile carnivals have to deal with regulatory bodies in several states, and often an admitted carrier does not operate in all the states, he said. Whether an amusement park is mobile or stationary, the base criterion in evaluating it for liability insurance is the same looking for safety, Smith said. The process is extensive, but it begins with an application and a loss history. The park s loss history is crucial to underwriting.