Some are more expensive to repair. Generally these vehicles will cost more to insure. It pays to do your research before you buy. Some insurance companies give discounts to people who drive less than a pre-determined number of miles each year or drive certain distances to and from their place to work. Yes, the cost of insurance varies from place to place, even right here in York Region.
Some areas can be considerably higher.
Keep your broker informed and this may save you money. Many manufacturers offer similar model names for vehicles and insurance costs can vary. Even 2 or 4 doors or the wrong model can effect the cost . That's the kind of driver they want. A lot of companies offer discounts to drivers who also have other kinds of insurance with them such as their homes.