I was consistent. Later, she began putting money into mutual funds and CD's. But it was the consistency that paid off. And her generosity inspired matching gifts that tripled the size of her bequest, creating a scholarship fund of almost half a million dollars, directly inspiring media mogul Ted Turner to donate one billion dollars to the United Nations. I don't like to waste.
Usefulness often outlasts style.
I don't buy clothes very often, but when I do, I try to find something on sale. I'll spend a little more for something of higher quality if I have the money to spare. I think a Christmas savings account is a good idea. Every year I save and prepare to spend that money. It's crazy the way some people will get into debt at that time of the year.