Get the facts from your prospective employer. Ask what benefits you can expect to receive, as well as what you will have to pay. Payments made for Social Security and other retirement plans build toward retirement income. A job retirement plan may also be a forced savings if part or all of the amount deducted is refunded if you quit the job. Some jobs require that you join these groups and pay dues.
Some offices buy gifts for co-workers who leave the job, retire, get married, or have a baby.
Many also send flowers or other forms of condolences when a family member of co-worker dies. In any case, remember you may have to contribute occasionally. Added Household Expenses Household operating expenses could also increase. You may eat more meals away from home. If housekeeping duties are not shared by family members, you may need to hire outside help.