You should not have to answer health related questions or take a physical exam before enrolling. You cannot be enrolled without your permission. A sales person must have your permission in advance to meet in your home. The plan must provide all Medicare covered services. Preventive care, such as routine physicals, dental care, eye exams and wellness programs may also be covered.
Some plans also cover prescription drugs.
The plan coordinates your care and services. You have very little paperwork. You have the option to receive care from another physician within the plan by changing your primary care physician designation. Unlike traditional Medicare, it is not necessary to have a three day prior hospital stay before being admitted to a Medicare-approved skilled nursing facility. Limitations You must get all of your medical care and services from the plan, except emergency care or urgently needed care, unless otherwise provided by the plan.