Calculating your own financial goals For those more aggressive investors who are willing to take greater risks for the chance to make a killing in the market, there is a modified long-term investment formula. Instead of subtracting your age from 100 and investing that percentage of your money in growth investments, subtract your age from 120 and invest that percentage in growth investments. In the end though, deciding what to invest in comes down to personal preferences. Some people like to invest in certain stocks to support companies they believe in.
Some people choose to invest in government bonds because they feel it's the patriotic thing to do.
Some people have enough money to retire on and don't think the risk of further growing their fortune is worth it. For most people though, their biggest investment risk is not building their nest egg fast enough. Please include your Zacks' account number in your e-mail.