Unemployment benefits are available to persons out of work through no fault of their own.
They replace part of the income lost when you become unemployed. Although financed entirely by employer taxes, the application for benefits is considered a request from the fund and not a claim against the employer. Unemployment benefits cover most people who have worked in Minnesota for private employers or state and local governments. It does not cover people who have worked only for the railroad or in self-employment. You do not have to live in Minnesota to apply.