You may be surprised to discover how easily purchases costing only a few dollars add up. At the end of the month, review your expenditures and adjust your spending plan accordingly. Once you see where your money is going, you may want to make different choices about your spending. Live within Your Means. Many people feel they never have quite enough to live on, yet we probably all know people who manage successfully on less.
Spending is relative.
If you live within your means, you will never overspend. Shop for Value. Look for opportunities to get more value from each dollar spent. Join a warehouse or shopping club, and buy in bulk. Purchase clothing, furniture, and household goods when they are on sale.