I get more e-mail about home pages than any other subject. If you've been surfing, you've seen the many banners for free web space. The free space is for personal home pages only and come with a few rules and their advertisements. The free kits allow you some basic features only. For pages with animation, layout and design, you will need to either purchase software or pay a webmaster.
Webmasters also do web design and can be hired.
The Webmaster is usually listed at the bottom of each website out there. Charges seem to vary from place to place. The exchanging of photos online has become very trendy for those of us with scanners or digital equipment. For those of us that do not have the equipment, we are at the mercy of the photo stores. Another option, send photos by mail and have scanned.