Term insurance is generally the least expensive and least complicated type of life insurance.
FREE family fun and safety tips. Insurance Professional Designation CLU - is top credential for life insurance agents. It may take an agent up to 5years to earn a CLU designation, which is granted only after passes ten rigorous courses, possesses industry experience and commits to a strict ethical code. CFP - a designation licensed by the CFP board in Denver, covers the entire spectrum of financial planning issues, including issues.