Secondly, be wary of solicitations. Some doctors have agents scour accident reports and mail a solicitation to injured persons, promising to withhold collection until the claim settles. These doctors often charge fees exceeding what is reasonably recoverable. Insurance companies stay well aware of what local juries award and what they do not award, and unfortunate cases have occurred where the recovery was less than the total bills. Discuss this openly with the Doctor in the first visit, and be satisfied with the answer before you sign anything or authorize treatment.
Some claims take longer to settle than others.
If medical care providers start sending collection notices, contact the provider and ask if they will utilize a lien rather than a collection procedure. The lien form can be sent by the provider to the Liability Insurer to assure that the amounts are paid. Most importantly, be intimately familiar with your own condition and treatment. The surest way to maximum recovery is to fully understand what is being done and why. Choosing an attorney is more art than science.