We're on many lender-approved lists, and happy to talk with you. The mortgage should be at least 12 months old. You must have had no late payments. You must tell the lender that you wish to initiate the removal process. Your lender will then send you the paperwork you need to get started.
Some lenders like to assign their own appraisers to perform the appraisal.
Most often, they'll tell you to secure your own appraiser. A summary appraisal will include all necessary additional forms and exhibits. If you have a condominium, your lender will ask for a summary appraisal report done on an Individual Condominium Appraisal Report form. If you have a multi-family dwelling, you will need a summary appraisal report done on a Small Residential Income Property Appraisal form. See a demo report.