If yes, again congratulations. Even if your investment strategy demands that you race to the bank at the last minute every March 1st and jam all the loonies from the top of your dresser into a term deposit, you're still better off than many of your fellow citizens. Whether you're a maximizer, a last-minute minimizer, or one of the many who made no effort at all in 1998 to keep a few miserable dollars out of Paul Martin's hands, you will do better in 1999 if you spend a little time playing around on the Internet. That's where all the information is. All the help, guidance and sober counsel that you need is available there.
Trouble is, plenty of lies, scams and incompetent advice are also available there.
Let's start with where you don't begin. You don't lurk in newsgroups and chat rooms hoping to score a 'hot tip'. You use the Internet in the way it was originally intended as a fast, convenient communication tool, one that empowers you with information and knowledge. You can use that knowledge to make your own investment decisions or simply to speed up the process, through electronic transactions, of communicating your wishes to your bank or broker. The information is out there no one needs to be left in the dark.