This is the amount you pay each time you receive treatment or pharmaceuticals. This is the maximum amount you will be required to pay each year in copays and deductibles. Find out how your carrier's formulary works and what drugs are included. Your policy tells you what treatment is covered, what treatment is excluded and what the conditions for payment are. Read the policy carefully.
Some policies contain pre-existing condition limitations.
This means you do not have coverage for a pre-existing condition for a certain period of time. Click here for more information about pre-existing condition limitations. Terms 2000 Minnesota Attorney General's Office.