Asset allocation is the distribution of your investable assets among stocks, bonds, or other types of investments. Proper asset allocation spreading your risk across a variety of investment options provides you with a portfolio that enhances diversification, while remaining customized to your individual goals, objectives, and tolerance for risk. To learn more about how the Harris works with you to apply an Asset Allocation click here . Personal financial planning is a process designed to help you accomplish your goals and dreams. The process consolidates all aspects of your financial life into one coordinated plan so that every decision and activity can be viewed in the context of your specific goals.
Trusts provide valuable benefits to individuals with broad ranges of net worth.
Often trusts are more important for the family with a small estate, which needs to make every penny count. A trust can protect surviving family members from creditors and their own inexperience and also provide flexibility in dealing with younger generations whose needs or ability to handle money aren't yet clear. Having a carefully thought-out will for your estate is like having a responsible manufacturer s warranty of a product. It is protection that your wishes will be carried out. It can ensure that those you love will be protected and that your property will go only to those you want to have it.