If you don't have a will, you die intestate, and the law of your state determines what happens to your estate and your minor children. The probate court governs this process. If you opt for a living trust, make sure it's properly funded - that is, that the property has been transferred from your name to the trust. If the transfers aren't done properly, the trust will be invalid and the state will determine who inherits your property and serves as guardian for your minor children. If someone tries to sell you a living trust, ask about their background and profession.
Some states limit the sale of living trust services to attorneys.
Remember the Cooling Off Rule. If you buy a living trust in your home or somewhere other than the seller's permanent place of business, the seller must give you a written statement of your right to cancel the deal within three business days. Check out the organization with the Better Business Bureau. These marks may be used, with certain restrictions, by Better Business Bureaus and eligible companies participating in Better Business Bureau programs under a license agreement. It is CBBB policy to take action against all unauthorized use of its marks.