Title Charges 1100 Covers a variety of services performed by the title company and others. The fee paid to the escrow company for handling all the financial transfers and payments associated with the transaction. GFE provider will estimate the fee, but is is set by the closing firm you select. Pays for the service of creating your loan documents . Several documents you sign during the loan must be notarized.
Some states require an attorney handle the closing.
If you live in one of those states this is our estimated fee for their services. The mortgage company does not set this fee, and you are free to negotiate this with the attorney you select to handle your closing. Title Insurance 1108 Guarantees that your home has no other liens on the property and guarantees your undisputed ownership. All lenders require that you have title insurance on the home. Title Search 1112 Most closing firms will require the title history on your loan to be reviewed before they can issue a new title policy.