An impulse buy, whether at the mall or on the stock market, is still an impulse buy. Stick to your plan. Go For Value Undervalued stocks will help create the most growth in your portfolio. Look for bonds of companies that are out of favor too. They should be selling at a deep discount.
Tax Planning Is Important Consider income-splitting techniques.
If you're starting out, hire the best professional help you can afford. Professional advice will likely pay for itself within a short period of time. Once you become used to the market, do the research yourself. Later on in the game, switch to an online broker. Name that company.