Either they are empty because of weekends or long holidays-when the bank employees don t work, or they simply are low on money. One can hire a reliable messenger to do your banking and bill paying, including interfacing with any government agencies you may have to deal with. Some banks offer Internet on line services. But the information and on-line services are probably much less than what you may be used to. Best to trade on line with stateside brokers.
Some firms provide free insurance and customs service.
Some Doctors take stateside post grad courses. Free emergency service is available at the U.L.A. Teaching Hospital, as well as hospitals and clinics run by the state and local governments. Ambulance service is available, as is air and chopper ambulance, including international service. At the government hospitals, which includes U.L.A., the only payment expected is replacement of the drugs, etc. used in your treatment. If remaining in the hospital overnight, bring your own sheets, blanket, pillow and a friend or family member to wait on you.