Workers Own the Factories, Shops, Farms and Mines in which they work.
Workers can then invest proceeds of divestment into mutual funds as they choose.
Decisions about social investment are made collectively in local communities. Public Utilities are co-ops in which both consumers and workers share governance and profits. Power, transportation, Policing, mail and communication, Sewage and Water facilities, public records and other such community services are organized as co-ops. Governance is, in Barber's Terms, a strong democracy. But you can down- load them more easily this way.