The two programs work in combination, and both programs are administered by Student Financial Assistance Branch of Saskatchewan Post-Secondary Education and Skills Training.
Students apply for both types of loan on a single application.
In Saskatchewan the federal and provincial programs provide assistance for full-time students initially in the form of a Canada Student Loan and a Saskatchewan Student Loan. Student Financial Assistance Branch issues loan certificates. The Saskatchewan Student Loan certificate must be negotiated with the Royal Bank of Canada. To negotiate Part-time Canada Student Loans, certificates must be taken to a Participating Canada Post Retail Outlet . These loans are between the student and the federal government and are repaid to the Receiver General of Canada.