For some ideas about how to reduce your spending to meet your budget plan, read the money-saving tips that follow. Not only do you pay a finance charge, but you may be tempted to buy more than you can really afford. If you feel you must have a credit card, save it for real emergencies. Open a savings account and make regular deposits. When choosing a bank, compare monthly service charges and ask about any additional costs, such as buying checks, costs for overdrafts, and stop-payment orders.
Some banks charge a service fee for each transaction, which can add up quickly.
If you use the ATM, withdraw small amounts and don't forget to record the transactions in your checkbook. If you need help, ask for customer assistance at your bank. Housing Student Housing on campus generally provides the least expensive housing for single students. Housing fees cover the cost of rent, meals, utilities, computer labs, furniture, and programs and activities. Student family housing is also very reasonably priced.