Title - A document showing ownership of property. Title Insurance - Insurance against defects in title. Title Search - Report checks all records of a specific piece of real estate to guarantee there are no liens, encumbrances, ownership concerns, etc. Transfer Tax - In some areas, city, county, or state taxes imposed when property passes from one person to another. Variable Rate Mortgage - A mortgage loan in which the interest rate may increase or decrease at specified intervals within certain limits, based upon an economic indicator.
Some families decide to build a new home rather than purchase an existing one.
There are many quality home-builders in Greater Cincinnati offering a wide variety of styles and prices. You should also do some research on your own. Ask employers and co-workers for recommendations. Inquire about builders they or acquaintances have dealt with directly. The best way to learn about builders is to visit homes they have built and talk to the owners.