Plan ahead to make adjustments easier. Take a look at your support system of friends and relatives. For married retirees, too much time together may create new stress. Discuss the upcoming changes together. Plan for new routines and activities.
Some financial planners recommend early planning and investing for retirement.
But if you didn't get an early start, it's not too late. Begin by determining how much money you will need to live after retirement. When considering living expenses, be sure to figure in medical insurance and determine how much you will receive in Social Security benefits. Then seek professional advice from a financial planner, accountant, banker or investment broker. Be sure to take advantage of any retirement plan offered by Your employer.