Universal Life Annuities Variable Annuity Roth and Traditional IRAs Estate Planning Small Business Owners Please take a moment to tell us how we're doing by filling out a short feedback form .
Universal life is kind of a cross between whole life and term insurance .
The premium is flexible, giving you the option of paying a lower or higher amount. Of course the higher the premium paid, the higher the policy's account value becomes. The amount of insurance can be changed as circumstances change throughout life. Here's how it works. You pay premiums and we provide insurance protection.