Subject to credit approval.
Some restrictions apply.
Click here for details. The JCPenney Card is issued by Monogram Credit Card Bank of Georgia. The JCPenney Card On-line Credit Center is operated by the Monogram Credit Card Bank of Georgia, the issuer of the JCPenney Card. We encourage you to read Monogram's privacy policy and Web Site Usage Agreement , which govern the use of the JCPenney Card On-line Credit Center. Please note that this privacy policy and web site usage agreement may differ from those of any web site you may have previously visited.