Aarons place free backgrounds and wallpapers. Alphabets By Talyce . If you're designing a Web page, this is a site for you. Free for personal use. If that's not enough, also included are samples with colored text overlays.
Usage requires a linked small banner to the site.
If you subscribe to a banner service, you'll need to make up a banner, which this site provides for free. Check out these examples. Free for personal use. Main theme is children-related. Well organized and fast-loading site.