You must choose the same benefit plan for you and your family. For example, you cannot choose HMO Illinois for yourself and Blue Cross for your family. Newborn children will be covered from birth. Contact your benefits representative to complete the required form within 30 days of the birth. Your health benefits do not cover grandchildren.
Special rules apply to each type of coverage change.
If you have any type of family coverage, you may change to single coverage at any time. Contact your Loyola benefits representative to complete the required forms. Changes from single coverage to any form of family coverage are more restricted. You may change only during the annual open enrollment period, unless you have a loss of coverage or a change in family status. Changes in family status include marriage, divorce and birth or adoption of a child.