It may seem like an odd requirement at first, but the concern is that lumber may be infested before it's cobbled together to create the home. Get a title examination . A home purchase is a huge investment, so it makes sense to make sure that the seller actually owns the property and has a right to sell it. A title inspection looks at the property's history as it is shown on public records to establish a trail of ownership. Get title insurance .
Title insurance is a one-time charge that protects against title claims.
For details, ask your broker and the party that conducts closing. Get a survey . A survey shows the quantity of property being sold and it's location. There are warranties for new homes, and service contracts for existing properties. Do these various inspections and checks cost money.