If that is damaged and you do not know how to repair it, this can create a prolonged cross to bear. Then there is Spiritual weakness and lack of proper training, which can be one of the most difficult lessons of all. This is true because the Spiritual aspect affects all the other bodies. Other people have other types of crosses to bear because in this world no one is spared. This is just the nature of living in this world.
Some people have financial crosses to bear.
Other people may have the cross to bear of losing a loved one. There are natural disasters such as Earth quakes, fires, tornados, hurricanes, mud slides, floods, to name a few. Some of the crosses we bear are not necessarily personal karma, as they are collective karma or Planetary karma. The example of Planetary disasters is a good example of this. Other examples might be World War One, or World War Two.