Also, security systems are in place if the Web address of the page where your credit card information will go begins with https instead of http . You shouldn t give your password or credit card number over a connection that isn t secure. Also, you should use a password other than the one you use to log on to your computer for purchasing online. Some Web businesses give you the option of giving your credit card information over the phone, even though you re ordering online. Online Shopping Tips BBB Online Reliability and Privacy Seals Federal Trade Commission Consumer Complaint Form U.S. Postal Service Internet Fraud Complaint Center National Association of Attorneys General Curbing the Holiday Urge to Splurge Holiday Spending Tips Check Out the Privacy Policy of the Seller Most sites have posted privacy policies that describe any information that is being collected from you when you visit the site, and how that information will be used.
Some sites offer the option of opting out of the information collection process.
If the site doesn t have a privacy policy, you may not want to do business with them. Before You Buy Check out competitors prices, online and off, to be sure you re not paying too much for an item. Also factor in shipping and handling costs in the total cost of the item. Carefully Read Return and Refund Policies Return and refund policies are important when buying an item sight unseen online. Carefully read through these written policies, and print out a copy for future reference.