To reduce the number of direct mail or telephone solicitations you receive, write to the companies that are contacting you and ask to be removed from their lists. Also, watch for special billing inserts provided by some companies which let you exclude your name from their lists. You will still get some mail and calls, but this will help reduce the volume. Major credit and charge card providers do not require a telephone number for identification. To avoid a common source of fraud, do not allow your credit or charge card account number to be written on your personal check-particularly if your driver's license number is being recorded as well.
Some states forbid merchants to record credit or charge card account numbers.
Merchants are permitted to simply note whether you have a major credit or charge card as an indicator of your creditworthiness. Trans Union Consumer Relations 25249 Country Club Blvd. If the originating insurance company believes there is sensitive medical information recorded on your file, the company may require the MIB to send your medical file only to your doctor.