Discounts may be offered for enrolling multiple pets. However, pet insurance may be the answer for owners who make decisions for treatment based on cost. Instead of opting for less expensive treatment or euthanasia, owners may be able to provide their pet with what they need to live a long and healthy life. A wellness plan is offered by some companies to cover vaccinations, flea control, heartworm testing, and spaying or neutering. Some plans do not cover wellness, but will cover hereditary and congenital problems if the animal was in good health when it was insured.
Some policies have restrictions and exclusions which limit the care a patient can receive.
Various policies in the United States cover horses, cats and dogs and are mostly health insurance policies. There are a select few life insurance plans that will cover death by illness or accident. Owners of show and breeding animals have higher costs to keep their animals in top condition and often are the ones most willing to provide expensive treatment for their animals. Recommendations on this web site do not endorse any commercial products or trade names.