Broad access products are highly popular among consumers, purchasers and providers. The features that PPO plans would be eliminating are those that consumers and employers have demanded. Federal regulation of medical outcomes reporting and improvements are not necessary and not in the interest of consumers. Federal uniform standards for rapidly changing and dramatically different products will have unintended consequences. One of these consequences will be the standardization of health insurance products.
Standardization can result in less choice for consumers.
It is more appropriate to rely on the market and local state regulations to assure consumer protection while leaving room for a variety of products and the evolution of the next generation of health care products.