The Writ of Execution can also authorize the officer to tell an employer to take part of an employee's salary from each paycheck until the amount of the judgment has been paid to the creditor. There are limitations on how much of the paycheck may be taken. Even this amount is subject to being reduced. The necessary forms may be obtained from the court clerk. A writ of execution may also be issued against other payments or monies owed to you by other companies or persons.
Some payments are automatically exempt from garnishment.
These include amounts received for Aid to Families with Dependent Children, disability insurance benefits, SSI payments, social security payments, and VA disability payments. Once a judge has entered a judgment, the best course of action for the debtor to follow is to pay the amount of the judgment to the creditor or to make satisfactory arrangements with the creditor for regular payments. In Tennessee, a garnishment is good for three months unless the court notifies your employer that the garnishment has been released. The court will only do this if you have made arrangements to pay your creditor. If you make arrangements and fail to keep up your payments, the creditor may start the garnishment again.