Kids these days. Not if you're really drunk. Oh but I digress. Yes, it will hurt some. I think you should wait.
Sex is physically intimate.
You take all your clothes off and roll around together which can be really cool if you're with the right person and an absolute disaster if you're not. Think about it some more. Try talking it over with a close friend or two. Find yourself a good guy. When you're really ready you won't have to ask anyone but yourself.