The majority of our clients would agree the return of their principal is as equally important as the return on their principal. In viatical settlement transactions, participants are assured the return of their principal plus fixed interest by life insurance companies with assets in the millions, sometimes even billions, of dollars. Due to the legal reserve system and state guarantee programs, there has never been a default on a properly executed life insurance policy in the history of the life insurance industry. The legal reserve system requires life insurance companies to set aside funds to fully vest a claim within a certain time period. Information concerning your state s guarantee can be obtained through its Department of Insurance.
Viatical settlements minimize risk and maximize returns.
The purchase is backed by the financial integrity of one of the world s largest industries. A popular story is about the baseball legend, Babe Ruth. Life insurance proceeds date back to the Roman Empire. Our state lotto funds are paid through life insurance companies. High salaried athletes receive a portion of their pay through accounts established with life insurance companies.