In addition, you must take into account the costs of your social life, of buying clothing and souvenirs, of mail and other long-distance communications. Some such things will amount to less that what you spend on campus, and much will cost more. Past participants or program representatives can perhaps help you with these estimates. Any additional scholarship aid you might be able to be awarded from private or public sources. Of these categories by far the largest is federal and state aid.
Some states also have loan programs.
Repayment on all such loans is usually deferred until after you graduate. Perhaps needless to say, qualifying and applying for such monies and the process of delivery and repayment is a very complicated and time-consuming business. You therefore need the assistance of your campus Financial Aid office. Make an appointment with the person in this office who is designated to process aid for study abroad. Do this as soon as you think you might wish to study abroad.