Many insurance companies do not consider the student a part of the household any longer when he or she moves into an apartment. You may need to purchase a separate renters insurance policy which is fairly inexpensive and provides property and liability protection. To determine if you have enough coverage for your children's personal possessions at college, you should consult your insurance agent or company representative. Thieves will take any opportunity to get in your room and take something. Engrave all your possessions with an identification number such as your drivers license or social security number.
Thieves are less prone to stealing marked items because they are difficult to sell.
And if stolen, marked items will help police identify recovered property. Keep your cash or valuable items such as jewelry stored in a safe which is usually provided by dormitories. Always close your curtains, lock your windows, and arrange your room so that the stereo and television are not on display. Don't give thieves a chance to see what you have. Be selective about giving out your room or telephone number or information to friends about where you keep your valuables or cash and when you won't be home.