In addition to your residence, we have helped members with vacation homes, retirement homes, construction loans, lot loans, lake property real estate, multi-family units, hobby farms, manufactured housing, mobile homes and virtually any other purpose. Whether you need a line of credit or a specific amount for a specific time, the value of the investment in your home can qualify you for financing. If you would like a line of credit we can provide you with checks to advance your own loan whenever you want. If you need a specific amount for a designated time, we can extend credit for the time and amount you need. Each program varies in costs, rates and terms.
Some programs have no closing costs nor annual fees.
For each request we receive with an application, we will provide a written good faith estimate, which describes our very best terms and conditions for the loan programs we recommend. Equal Housing Lender. First Time Homeowner Programs Home ownership is a financial goal for most people. There are a number of programs designed to assist the first-time home purchasers in securing financing. Most people don't finance their home when interest rates are the most affordable.