But instead of simply disclosing the score as a customer service, most sites will make you pay for it. And while they have your attention, they'll try to sell you a raft of other pricey, credit-related stuff. E-Loan also gives you detailed advice on what you can do to raise your score. At the moment, you can get a free E-Loan score only once, so you might want to save it for something important. The company is considering whether to provide more frequent access.
Scores are only online.
Lenders judge how creditworthy you are using credit scores. You're marked on a scale that typically runs from 300 to 850. Your personal credit habits are compared with those of Americans in general. The more traits you share with people who have proven to be good credit risks, the higher your score. Lenders check your credit score when deciding whether to give you a mortgage, an auto loan or lease, a credit card or business loan.