That's why I need a Money Makeover. The Diva heard her plea and help is on the way. Increase budget for summer camp. Shop with a list. Resume when student loans are paid off.
Saving comes before investing.
She has some ideas, and the Diva thinks she's got what it takes to put them to work. In the meantime, she's going to work on cutting her expenses to the bone. It's not that hard to live on a bare-bones budget, but it can get awfully boring. In the unlikely event she can't figure out how to earn more and isn't able to stop the money hemorrhaging, she's going to have to think about finding cheaper housing. If that happens, she should explore the psychological and emotional aspects of her spending so history doesn't keep repeating itself.