Review beneficiary designations. If you have had a birth, death, marriage or divorce in the past year, it may be time to take a look at who gets your life insurance, pension plan or bank accounts in the event of your death. Updating a beneficiary designation takes just a few minutes. The headaches you save your heirs in the event of your untimely death will be well worth the time. Invest in yourself.
Technology continues to change the working world at light speed.
If you stand still, you will be left behind. Vow to get whatever training you need to keep your skills current and your opportunities open. Nurture your earning power. Kathy Kristof is a personal finance columnist with the Los Angeles Times. She welcomes comments and suggestions, but regrets she cannot respond personally to every inquiry.