Such a being was produced by his or her own efforts, following an optional program through freedom of choice. There is indeed a special spiritual attribute that is linked to Torah acceptance rather than to belief in general. To accept the Torah correctly you have to perceive it not only as desirable but as necessary to existence. The true meaning of na'aseh v'nishma is that Torah observance is the core of one's life. It is to observe the Torah that one was created, not to eat and drink and survive, and to observe the Torah as well while one is engaged in the practicalities of life.
Survival is the byproduct of productivity.
Every Shavuot God is willing to suspend the mountain over anyone who is willing to approach the acceptance of the Torah with the attitude of na'aseh v'nishma . God stands ready to regenerate the spiritual perception of Torah as being the core of one's existence. Your transactions are secure.