A spousal discount benefit. A variety of payment options. Easy benefits access when you need it. The United States Conference of Mayors is committed to providing a quality program at a reasonable price. The Conference s Long-Term Care Program has been designed with group discounts for cities across the nation.
Various factors determine the cost.
The younger and healthier you are when you buy a policy, the more affordable long-term care insurance is. Group rates are generally lower than rates for individual plans. Strategies for covering long-term care benefits plans include the option of the employee to apply for coverage and pay all costs. Some cities have funds already set aside which they may use to supplement a portion of their employees premium payments. In addition, purchasers of long-term care insurance could deduct their premiums.