Both PlanetPayment and WorldPay integrate with the most popular shopping carts such as InterShop and Microsoft Site Server. Amy Fear, from SmartAxis, says the service is especially popular for low-cost transactions. She points to CDIY, a site where customers can buy songs for one dollar apiece, as an example. Fear adds that prepaid cards are also popular with teens who do not have credit cards and could not buy online otherwise. For smaller shops The solutions we have examined so far are geared towards medium to large e-commerce sites.
Smaller merchants are well advised to outsource online payment processing altogether.
According to Nethery, outsourcing shields merchants from the paperwork associated with credit cards and, he says, a company dedicated to online payment processing can devote more resources to fighting fraud than individual merchants could. He adds that fraud is particularly important with international payments from the countries of the former Soviet Union. Shop for a company that is serious about international payments. Some merchants choose to work with several companies, each serving a different market. Other mechanisms Credit and debit cards will only get you so far.