The report, which was prepared by Rutgers University and funded and published by the Fannie Mae Foundation, contains 16 case studies of organizations recognized by their peers as leaders in expanding homeownership. The case study organizations range from small community-based banks and nonprofits to some of the largest mortgage lenders in the nation. Recognize that nontraditional customer or community characteristics do not necessarily entail greater credit risk. Rely on a variety of partnerships across the for-profit, nonprofit, and government sectors to develop new markets for homeownership. The case studies reveal a diverse array of strategies designed to overcome homeownership barriers created by inadequate or incorrect information, discrimination, and limited household financial resources.
Strategies vary by organization, but reflect the following broad themes and approaches.
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