We cannot be declared righteous by our own works. This righteousness from God comes through faith in Jesus Christ to all who believe. . . . Because we cannot obtain righteousness by ourselves, we need the righteousness of another, of Jesus Christ. It does not come from our observance of the law. Therefore, those who have faith in Jesus Christ, who believe that His righteousness is sufficient to cover all sin, are justified before God.
Salvation is all of grace.
Coram Deo Spend some time today reading carefully the chapter for today and the chapters listed in the For further study section below.