It says the way students are being treated is shameful and that the tax system is in a complete mess. It slams various government departments for producing complicated and outdated material.
Students face financial pressures as never before.
Mr Andrews also criticises the fact that tax matters are not part of the National Curriculum. And it says Benefits Agency staff do not do enough to make sure students understand their tax position. The current limit that most students can earn to without paying tax is 4,385 a year. The report adds that many of the UK's employers are ignorant of the student tax position and so make unnecessary deductions from wages, which are often extremely low. Even though students can claim back tax, many find this a complicated process or are not even aware they area able to.