Look to see if your union dues are tax deductable.
Some people enjoy getting a large income tax refund.
Instead, make sure you are claiming enough exemptions to break even at tax time. If having extra money at that time of year appeals to you, then take the money you saved by claiming more exemptions and have that deposited into some kind of savings account of your choice that will at least net you market value for your money. If you are looking for insurance for yourself, your family, or a small business group, try eHealthInsurance and let insurers bid for your business. DealTime - Saves you time and money shopping on the Internet.