Examination reports Periodically, every insurer is examined by its home state. Examination reports are available in the Insurance Division for your review. If you choose to read these reports, you should pay particular attention to the examiner's recommendations and comments. These useful remarks are generally found near the end of the report. Each year, every company must file a financial statement with the Insurance Division.
Some companies file such statements every three months.
These statements describe the financial condition of the insurer during the prior year. A financial statement contains the insurer's balance sheet, income statement, premium information, asset exhibits, and investment schedules. While these can be complicated, they provide some very useful insight into an insurance company's financial condition. This information is listed at the end of the page. These CPA reports supplement the insurer's annual statement and are another way of looking at the numbers.