Medicaid Long-Term Care Services provides information about its programs. Long-Term Care Insurance . For professionals and sophisticated consumers. On the positive side, the risk of needing nursing home care before age 75 is relatively low and most people will not need nursing home care for longer than a year. Your chances of needing long-term care vary with your age, health, family history and longevity, exercise habits, diet, smoking, and gender.
Women are at higher risk because they live longer and are more likely to live alone when aged.