You, or anyone living in your household, if injured while occupying an auto which does not have Massachusetts Compulsory Insurance or if struck by an auto which does not have Massachusetts Compulsory Insurance or if struck by an auto which does not have Massachusetts Compulsory Insurance. Any pedestrian , including you, if injured by your auto in Massachusetts or any Massachusetts resident who, while a pedestrian , is struck by your auto outside of Massachusetts. Benefits are paid only for expenses or losses actually incurred within two years after the accident. If the accident is in Massacchusetts, or if it is outside Massachusetts and the injured person does not sue for damages, we will pay benefits within a reasonable amount of time - usually thirty days. If the accident is outside Massachusetts and the injured person does sue, then we can wait for a settlement or judgement before paying benefits.
Some people have a wage continuation program at work.
If so, we will pay them only the difference between the total we would ordinarily pay under this Part and the amount of the program payments. We will, however, reimburse the program if it allows benefits to be converted into cash or additional retirement credit. Sometimes program benefits are reduced or used up because of payments to the person injured in an accident. In that case, we will pay for lost wages resulting from any other illness or injury that person has within one year of our last payment. The exact amount of our payments under this paragraph will be determined by Massachusetts Law.