Currently, smart cards are not capable of an embedded operating system. This would provide an easy way to personalize the card to fit customer needs. Some people predict less emphasis on materialism. Exercise machines might be as prolific as ATMs, and the gold card may be less attractive than one with more brains. Securing the future always involves flexibility and change.
Smart cards appear to combine it all.
Resources Dave Corcoran is an undergraduate at Purdue University, where he studies Computer Sciences, and is also a Knowledge Worker at Schlumberger Limited. His latest project includes the integration of smart card security tokens into the Linux operating system.