This is called co-insurance. Another expense to you is your employee contribution. This is often something you pay through payroll deduction. Your employer pays the remainder of the cost as a benefit to you. With a traditional plan, you can choose any doctor in general or specialty practice, but you may be required to get approval before hospitalization.
Traditional plans offer participants a lot of choice in selecting where to seek medical care.
However, the cost may be greater, and you may be asked to be involved with filing paperwork related to your healthcare charges. The content of this Web site is for informational purposes only. It does not replace the advice of a physician. All material is the property of OSU Medical Center, all rights reserved. Please see our disclaimer for more detail.