For those eat in the company cafeteria or a local restaurant the saving can be significant. Another, often overlooked area is the amount spent on workplace gifts, cards and cakes. In many workplaces, it's not uncommon to be asked to contribute on a frequent basis. Think of the requests during the last month and you'll begin to get an idea of how much you can save in a year. Finally, you'll want to look for savings that could be unique to your family.
Some children are especially prone to colds they pick up in daycare.
Avoiding those doctor bills would provide savings. Another family might be prone to 'treat' themselves for surviving their busy schedule. Perhaps with a slower family pace those treats wouldn't be purchased. At this point you should be able to adjust your current income and expenses with the changes. You might be surprised at the results.