All rights reserved. Automobile Insurance Automobile insurance is mandatory in all states. You must purchase a minimum amount of liability insurance in order to be able to register a vehicle so that if you injure someone and cannot pay for the damages, that person can be compensated by the insurance company. The rates for liability insurance vary from state to state and from city to city.
Young people pay more than older people.
You shop for auto insurance just like you shop for anything else. In addition, you have the option to buy collision insurance, which covers repairs to the car's body if there is an accident, and theft insurance. It's all expensive. Chapter Home Life in the USA Home Page . You'll be able to access all 18 topic areas of this site.