Identify potential MAPs. If you have a current MAP for your credit card transactions, you will want to discuss your expansion to the Internet with them. Also, your current bank may offer a convenient system. Many MAPs are banks. Banks might charge higher fees and be more particular about accepting clients, but they offer greater security and stability.
Some MAPs are independent service organizations.
They are not regulated to the same degree as banks and may be less dependable. Some even process through their own accounts and do not require you to open a merchant account in your name. However, you should be cautious about this arrangement since you may find it difficult to access your funds if there is a dispute. However, one of the best ways to find a MAP is to ask for recommendations from other companies currently doing e-commerce. Your customers want to be reassured that their information is totally secure when they place their order.