Some insurance companies offer discounts if you install a sophisticated sprinkler system and fire and burglar alarm that rings at the police station or other monitoring facility. Some insurance companies will offer discounts if all residents in your home don't smoke. See if you are eligible for senior discounts. If you' re at least 55 years old and retired, some insurance companies offer discounts. Ask about group coverage's.
Some insurance companies offer competitive rates for employers, alumni and business associations.
Compare prices with several insurance companies before buying your homeowners policy. Consult friends, consumer guides, your state insurance department and insurance agents and companies to get an idea of price ranges. Also consider the quality of service the insurance company will be able to provide as well as their financial rating. Suite 1610, Los Angeles, CA 90010. Members of the WIIS Speakers Bureau offer free presentations on a variety of insurance and loss prevention issues.