We suggest a Directive to Physicians for your consideration. For more information about them, refer to that section of this site. We recommend that all HIV testing be done anonymously to preserve your privacy. We also recommend that you test regularly. If you test positively, you will find that the medical insurance business will provide uneven support at best.
Some policies allow for the termination of benefits at any time.
Others severely limit what practices are covered. We recommend you contact support groups and agencies in this field for guidance. You cannot file joint tax returns. You cannot deduct your domestic partner as a dependent on income tax returns. For tax purposes, if you pool incomes each of you will need to apportion such items as mortgage interest, medical expenses, etc.