Review our letter policy . Collegian Editorial Board Kansas State Collegian Students must protect their credit records Credit cards can either be a blessing or a dangerous thing, depending on how they are used. But sometimes, when they aren't used, it can create a hassle.
Some students apply for the card to obtain a free T-shirt, snack or small gadget.
When the cards arrive, these students just cut them up and throw them away. Yet in the fine print, it states that if the individual does not call to cancel their card, there is an activation fee involved. When the card is not used, this can result in lower ratings from the credit bureau. This can be the case when students have cards with a large credit amount because it creates the possibility of credit problems. In terms of the university, there are some requirements when there is solicitation in the K-State Student Union.