Brokers are becoming more active but this is still very much a direct market. No standard commission scales due to newness of brokerage activity. Foreign reinsurers can operate freely in the Finnish market.
Windstorms do occur but there is no recurrent pattern.
UK Loss of Profits most common. Available but check for restrictions. Local form which can include Business Interruption and Machinery Breakdown. Gradual pollution is insurable after a survey. Occurrence forms are available but most policies are written on a Claims Made form.