The deductible, per accident exclusion and loss of use charges are all arbitrary, and can be changed. So, if what the renter is being asked to sign is onerous, the independent agent has the ability to change the contract. This, like all other terms of the contract, is easier to adjust before, rather than after the rental. Third party liability Whereas collision damage waiver refers to damage to the vehicle, third party liability refers to other damages caused by the rental vehicle, either personal or property. To the best of our knowledge, each state and province sets its own regulations concerning third party liability.
Some jurisdictions insist that it be purchased in certain minimum amounts by the rental company.
While other jurisdictions rely on the renter through independent insurance to provide coverage. The rental agency may also provide this coverage to the renter,with or without an additional charge. The renter must make sure that appropriate third party coverage is in effect. One should not be lulled into thinking that everything is covered by the credit card and so there is nothing to worry about. The amount of deductible.