That's the basic beginnings of writing an HTML file. Then you FTP the file to your server. This way, the browser will display the color you designate while the background graphic is loading. Explorer specific code, however I recommend you make it a link and let the reader choose whether or not they want to hear music. Then the reader's software will open the link for them to hear the midi.
Some people do use the other method, however it is only operational to that specific browser.
The next text you type would then be displayed 2 lines below. The Heading tags will default align to the left. There are many sites offering free use of graphics, although most will require a link to them, showing credit. You can do a search at any of the search engines and get thousands of places to look. You can also buy CDs with graphics on them.