It's not a bad idea, however, to incorporate a satellite system if you are constructing your home. Utilities Underground wiring and telephone cables are already installed in many areas. There is no charge to you for this service. This will protect you and your neighbors from having lines cut and service disrupted. When weather causes outages, repairs are made in a very reasonable time.
Some residents have generators.
It is a good idea but may not be a high priority for you. Many of us do not find the outages that much of a disruption. It is surprising how many homes are not properly grounded. This is not a utility, per se, but needs consideration. Propane for cooking, hot water, gas furnaces, gas logs in the fire place is an option to explore.