If you become disabled and unable to work because of an accident, an illness, or due to pregnancy or its complications, more than likely your income will stop completely. Unfortunately, that's when folks discover that disability can have long-term financial consequences. For instance, if you're fortunate enough to have a healthy bank account to tide you over, you may find your money goes faster than you ever thought possible.
Studies show that just one year of disability can wipe out five years of savings.
If you do qualify, you must be disabled for six full months before you can begin collecting benefits. You are eligible after two years working full-time in the Real Estate business. If it is approved, you will receive a Certificate of Insurance. Take up to 30 days to review it. If it meets your needs, pay your first premium.