This seems especially likely in complex areas such as medicine in which individuals have typically been passive recipients of professional expertise. Shop 'til your fingers drop Internet shopping malls already exist. Many of the payment mechanisms for electronic shopping are already in place. Some are based on electronic money, while others use disguised credit card numbers. For example, DigiCash users buy electronic tokens from banks, load them onto their computers and exchange them for goods and services with merchants.
Transactions are untraceable and anonymous.
With CyberCash, a user's credit card number is encrypted and can be decoded only by authorized users such as card issuers. Merchants receive notification of an approved sale but do not get the card number. The hours, they are a'changing Canada may soon have its first completely virtual trust company if Amsterdam-based ING receives necessary federal permission. Home banking services for customers of Canada's major banks and trust companies are currently more common. Customers can electronically pay bills, view account balances, transfer money, and download transaction history.