For this account type, the dividend period is monthly, for example the beginning date of the first dividend period of the calendar year is January 1 and the ending date of the first period is January 31. All other dividend periods follow the same pattern of dates. The dividend declaration period is the last day of the dividend period, and for this example would be January 31. If you close your account before dividends are credited to your account, you will not receive any unpaid dividends. The dividend rate and annual percentage yield paid on your account depends upon the tier into which your ending balance falls each day.
Tiers are the different ranges of balances as indicated above.
No more than three of the six may be made by check, draft, debit card, or similar order to a third party. If you exceed the transaction limitations set forth above in any dividend period, the transaction will be subject to an excess transaction fee and could result in this account being reclassified to another type of account with an unlimited number of monthly transactions. You agree that we may make transfers from this account to your other sub accounts during the dividend period subject to the limit of six total transactions. In person, you may make an unlimited number of deposits or withdrawal transactions at the teller window or at the automated teller machine. Checks or drafts paid on this account will not be returned in the monthly statements.