Fees may be waived for those below 18 years of age for one year. For complete liquidity and flexibility, enjoy access to your money without penalty or inconvenience. Six withdrawals or transfers are permitted per statement month, three of which may be to a third party. Direct Deposit option available. CDs are for the investor who chooses to earn fixed, higher rates of interest by depositing funds for a fixed term.
Terms vary from one month to four years.
Interest rates and annual percentage yields on new CDs are determined weekly and may change at any time. Substantial penalty for early withdrawal. A variety of IRAs are available to allow qualified wage earners to build a substantial retirement fund or save for other future investments. Qualified individuals may be allowed a tax deduction for some contributions. Traditional and Roth IRAs are available.