The stock market and bonds started their upward trend in 1981. The Dow Jones Industrial averages went from 780 to nearly 6000 within the last 15 years with only one correction in 1987. A major correction and a change in direction is overdue. Buy hard assets now before they make their upward move. True investors will buy before they see a move in markets.
Speculators buy after they see upward market momentum.
John Does or ordinary Joes usually end up with the Old Maid. They get in well after others made money and want a part of the action, but its usually too late. If you study history , especially economic history, you will find that what comes around goes around. You'll find that when interest rates drop, stocks and bonds rise in value. Interest rates have fallen since 1981, that is why stocks and bonds have increased in value.