If you issued a post dated check that is due in a weeks time, it may be a good practice to consider it withdrawn before the actual date. This will prevent you from thinking that you still have that much money on the bank. But in case of emergencies, throw away this tip. Write down the items you spend your money on. Then examine your list and try to make adjustments you can live with.
Small sacrifices add up to big savings over time.
If your employer offers direct deposit, have money sent directly to a savings account before you receive your paycheck. The theory here is you won't miss or spend what you don't see or what's already in savings. Plan a budget and stick to it. Write down the items you spend money on. Then examine your list and try to make adjustments you can live with.