In your code, you'll want to append the parameters after username.dat. For example, let's say you have the normal counter code from above, and you want to turn off reloading. The reload parameter was tacked on behind username.dat. Be sure to replace the dots in your actual code or it won't work. You can also show the time or date instead by using the display parameter.
Valid values are counter, clock, or date.
Set it to 0 for no frame. The default is 4, and values over 5 give a 3Dish effect. This parameter sets the color of the frame around the counter image. It is in RGB format. If you specify this parameter without specifying ft, the default ft becomes 5.