They aren't a charitable organization. They loan money because they want to make money. So you need to show them how their money will be protected, how you'll use their money, and how you'll pay them back. Shop around at several different banks. Some banks are more receptive to service and retail businesses, which make up the bulk of women-owned companies, than other banks.
Some banks are better with businesses that have hard assets.
The SBA's Office of Women's Business Ownership includes a business quiz to determine whether you're creditworthy, and it highlights different lending programs and other services to help women entrepreneurs. Gutner is Hers columnist for Business Week. Bid on or offer business services Web design, logo design, computer consulting, and more. Business Week Online may receive a share of any fees you pay for services. The McGraw-Hill Companies Inc. All rights reserved.