The real problems usually come from those out of town providers of travel that use mail and the telephone to make their sales. Many promise vacation plans that seem like the travel deal of a lifetime. Sometimes they tell you that you have been selected for a cruise or vacation, but you must act immediately because the deal is only available for a limited time. They ask for a credit card or bank account number to secure the deal. Make no mistake, they are professionals and can talk most people into believing them.
Seniors are their favorite victims.
Vacation Certificate plans usually offer a vacation to popular destinations at a very low price. The usually include transportation and accommodations. They are good for a minimum of 18 months. In many cases, a company will contact you and offer the certificate for free. However, you will be required to pay tax or port charges and some registration fees.