Those who commit fraud are criminals. Insurance fraud is a felony. 5 years in state prison. The California Department of Insurance Fraud Division together with district attorneys, insurers and employers will investigate and prosecute persons suspected of insurance fraud crimes. The high cost of doing business in California includes the high cost of insurance fraud.
Some people see nothing wrong in committing insurance fraud.
Insurance premiums are too high. I deserve to get something back. Fraud is about big money, and as long as that money is out there, someone will be after it. If you are solicited to commit insurance fraud, What may look like easy money can lead to hard time behind bars. An employee knowingly files a claim for an injury that did not occur at all, or for an injury that did not occur on the job or in relation to the job.