Level of cover is as detailed on the certificate. Cover is subject to the following requirements. The veterinary treatment history form completed by yourself or if recently purchased a copy of the purchase vets cert. If your horse is insured with another company and is due for renewal 12 months after purchase we may be able to offer cover subject to copy of the original purchase vets certificate, a completed veterinary treatment history form and proof of renewal. We also require a proposal form completed by the policy holder and it may be necessary to supply valuation details if required.
Underwriters reserve the right to decline cover if they so wish.
The Parties are free to choose the law applicable to this insurance Contract. Unless specifically agreed to the contrary this insurance shall be subject to English Law. Any enquiry or complaint should be addressed in the first instance to KBIS Limited. If you are still not satisfied you can ask the Insurance Ombudsman to review your case.