In addition, of the Fortune 1000, many have only reported estimated costs of remediation. But if you look at the SEC requirements, they're required to report historical and estimated costs. They aren't giving their actual costs of remediation at this time, they're just identifying what their budget is. Those will largely be insurance coverage claims, some of which have already been filed, some of which will not be filed until after the first two phases of litigation have come through. In addition, there will be indemnity claims which will be brought after the first round of lawsuits have been filed.
Some people identify five or six waves of litigation.
I sort of narrowed them down into three, but those are the types of claims that are projected at this time. It is interesting when you start to think about the statute being triggered at the sale of software, because a lot of the software that's out there is twenty, thirty, forty years old. There are many, many operating systems that have been out there that long. This is going to be a problem. So, while Y2K hasn't been broadly and publicly recognized as a problem until recently, within the computing industry it certainly has been an identified potential problem for a long time.