Another great feature is members are allowed to change the interest rate once during the term. Members can really increase earnings if they feel rates have changed significantly. There is a six-month penalty for early withdrawal. People helping people. This account will earn higher dividends.
Some restrictions apply.
Included in this program is a special Youth Term Share Certificate Account . Sometimes, if a member suffers a total loss of their vehicle, their regular insurance coverage does not pay off the entire balance on the loan. BFCU now offers special insurance to pay off that remaining balance.