Most hospital confinement charges incurred including semi-private room and board and miscellaneous expenses. Surgeon, one assistant surgeon, and anesthetist charges. Outpatient operating room expenses. Doctor's fees when hospitalized for non-surgical reasons or for an accident. Accident medical expenses.
Treatment includes initial evaluation or intake.
General Information Section - Referrals. Certain types of care and procedures are not covered by this policy. Treatment that could have been done at Hartshorn Health Service without cost. Injury sustained in consequence of skydiving, parachuting, hang gliding, or other air travel except as a passenger on a regularly scheduled flight of an air transport company. Injury sustained or sickness contracted as a result of a declared or undeclared war or any act thereof or while participating in riots or civil unrest.