Report cards and complaints Judging the quality of a health plan is by no means a science.
Some states require health plans to achieve accreditation.
Employer groups also create their own standards for rating health plans. Content of these report cards can vary, and many of them only cover HMOs, but not other types of health plans. However, detailed independent information about a health plan can be very helpful in helping you make your informed decision. In addition, other factors might help you to gauge the quality of a health plan. You might hold a health plan in lower esteem if it's the subject of class action lawsuits.