Interest payments are required monthly. These loans are secured by a first Deed of Trust. Pricing, terms, and fees are based on the building's cash flow and the borrower's credit history, financial strength, and equity position. These loans are secured by a first Deed of Trust. These loans can be unsecured or secured by personal property or real estate, and are typically used to purchase inventory or to provide short-term working capital.
Terms are usually one year in length.
Pricing and fees are based on the borrower's credit history, financial strength, and cash flow. Value is verified through a purchase order or an appraisal, and the equipment is pledged as collateral. Pricing, terms, and fees are based on the borrower's credit history, financial strength, and cash flow. Humboldt Bank services the financial needs of customer in Humboldt, Trinity and Mendocino counties.