The owner of the property is responsible for insurance for the structure. Renter's insurance can be purchased through most insurance companies. The average cost for renter's insurance is less than the cost of a movie rental a week. The Fire Department urges you to check on your insurance coverage to ensure that your family is properly protected. Rental policies usually cover your belongings up to a certain dollar amount.
Some policies provide room and board while property is being repaired.
Smoke detectors don't save lives, properly operating smoke detectors save lives. One way to guarantee your detector is operating properly is to change the battery either Saturday night, Oct. 25, or Sunday morning, Oct. 26, when you change your clock. If your smoke detector is not battery operated, you should install a battery powered smoke detector to ensure that you have protection in case of power failure. Chesterfield County firefighters also encourage you to test your smoke detector each week and to clean the unit each month. If you or someone you know needs a smoke detector, please contact the department's Fire and Life Safety Division at 748-1426.