The banks exist strictly to maximize profits for a few shareholders. The biggest difference is that while everybody talks about personal services a good idea, we actually provide it. We have a staff who really care about the people they serve. Our members and staff likely know one another on a first-name basis. If a member loses a job, he or she knows that advice and friendship is available.
Staff can help with the budget and help determine the best method to invest.
Beyond being good listeners, our staff are professionals and are constantly taking courses to renew their knowledge of financial services. We are providing banking services to areas that the banks abandoned years ago. We offer all the services that a person expects from a financial institution. Credit Unions have been innovators in the services offered. Because members wanted mortgage arrangements the best suited them, we developed the weekly and by weekly payment options.