We'll replace total losses with the latest model or, if not available, a comparable model. If you elect not to replace the watercraft, we will pay the rating base amount. The labor coverage applies when it is performed at the time and place of the disablement, while the watercraft is in the water. Pays up to the specified replacement cost limits for loss of, or damage to, your watercraft's contents that are normally used in conjunction with the boat. If you own a seasonal residence, we will accept year round storage provided the boat is located in a secure location.
Time share is unacceptable.
This product is not available in all states.