Locate and Read Your Policies. Getting your coverage depends on knowing your coverage. Many different types of property insurance policies contain coverage for your loss. Know your coverage and know who sold it to you. Give Notice of Your Claim or Loss As Soon As Possible.
Timely notice is a requirement under most insurance policies.
Too frequently, policyholders forget to notify their insurance companies. If you have a loss, notify your insurance agent or broker and your insurance company as soon as possible. When You Make A Claim, Don t Take No for An Answer. Insurance companies routinely deny claims, even if they ultimately have no basis for doing so. Be persistent the difference between coverage and non-coverage often is directly related to the determination and persistence of the policyholder.