Doctors and hospitals often expect immediate cash payment for health services. U.S. medical coverage is not always valid outside the United States. Travelers have found that in some cases, supplemental medical insurance with specific overseas coverage has proved to be useful. Croatia has a relatively low crime rate. Such crimes often occur in bus or train stations.
Violent crime is rare.
It provides useful information on guarding valuables and protecting personal security while traveling abroad. Credit cards and traveler's checks are of limited utility. Response time is generally good, though long waits may occur. Certain areas of Croatia are under the control of militia groups known to be less disciplined than police. Travelers are expected to be courteous and follow instructions, if stopped at a check point.