For more information on renter s insurance, contact your local legal office. For information on protecting your home from fire, contact the base fire prevention element. Renters insurance rates vary in cost depending on the amount of coverage and additional features. The institute s web site warns that some high value items like wedding rings need separate coverage and consumers should ask about this when buying a policy. Typically renters insurance provides coverage when someone s belongings are stolen or damaged by one of several causes specifically stated in the policy.
Several companies offer replacement insurance for items lost.