The University of Alaska provides liability coverage for all of its owned and leased vehicles. Physical damage coverage for some of its owned and all of its leased vehicles is provided at the MAU level. A special policy is maintained for fire equipment, emergency equipment, and high value mobile equipment. For more information about this policy or to view a list of vehicles currently covered under this policy see Fire and Mobile Equipment . In other words, the University provides coverage when insurance limits have been exhausted.
State law requires all vehicles maintain auto liability insurance.
Uninsured vehicles are not allowed to be driven on University business. The University does not cover physical damage to an employee's private vehicle unless there is evidence of negligence by the University and that negligence was the primary cause of the damage. If the student does not have personal coverage, it is strongly recommended that short term accident coverage, Student Special Risk Insurance, be purchased for the trip through the Fairbanks Statewide Office of Risk Management. If you should have an auto claim see Claims .