You either focus on the big salary and live it up, or you obsess about the debt and feel trapped. These students have been in school all their lives and suddenly they're set free, and now they can go out in the world and earn. I had a client who wasn't going to get engaged until he got rid of all his debt. His girlfriend was going to kill him. Don't stop your life.
Some folks go to the other extreme.
They lived in a dump for six years and drove a clunker of a car. Now they've finally made it. They want a new car, a new wardrobe and a great place to live. You kind of go hog wild at first. Struggling on six figures One of her clients, a young doctor, talked about driving a car with a hole in its floor through medical school.