Agents will commonly name either the husband or the wife. Children of driving age might also be named. My recommendation is to name both the husband and wife on the drive other car coverage schedule of covered persons. Only one premium charge is made for the two of them. This recommendation is made in light of the current social situation in this country.
Statistics indicate that about half of all marriages end in divorce.
After a divorce, the individuals generally take care of their own insurance. In the early days of a pending divorce, however, it is typical for one of the marriage partners to move out of the house. Calling an insurance agent to change their drive other car coverage is probably the last thing on that person's mind. If the person who moves out is the spouse not named on the DOC, he or she does not have coverage while driving non-owned vehicles. By showing both of their names on the DOC, both of them are covered should one of them move out of the house.