This information could drastically alter your premium. Don't mistake price comparing with bargain hunting. A cheap policy may be no better than no insurance at all. Having a company that will honor claims is, after all, why you have insurance. Check with friends about your successes on claims service when making decisions about the company.
Special rates are a good way to trim costs.
If you and your family have had drivers training, have two cars, do not smoke or drink, have had no accidents, or your car has a safety bumper, you may be entitled to special discounts. Have the company rather than the agent bill you for the premium. Pay your premium yearly rather than semiannually to save. Deductibles on collision and comprehensive physical damage coverage will allow you to do the most cost cutting. The larger the deductible provision, the lower your premium.