It all depends on you and what your goals are. Depending on what you want to achieve, the least risky investments in terms of short-term deviation may be the most risky in terms of meeting your needs. Historically, stocks have consistently been the best-performing investments. There may have been years, or periods of a few years, when stocks lost money, but they have also returned more money more often than any other investment. But don't assume from this that all risky investments necessarily have the potential for great returns.
Some investments are just bad investments.
Be sure you're compensated for the risk you take. The information provided here is intended to help you understand the general issue and does not constitute any tax, investment or legal advice. Consult your financial, tax or legal advisor regarding your own unique situation and your company's benefits representative for rules specific to your plan. All Rights Reserved.