Monitor your employees Something as simple as wasted office supplies can hurt your profitability. Take a look at what's going into your trash bins. Control how employees consume your supplies and spend your money. The only reason you have a checking account is to pay bills. Keep enough in the account to meet expenses, and put everything else in a money market account.
Some investment firms offer interest-bearing accounts that act just like checking accounts.
This means all your money is earning interest all the time. Consolidate loans Refinancing several loans into one may decrease your overall interest rate and spread the loan over a longer period of time. This will decrease your monthly payments. Write checks on a regular basis Set a specific day once a week or twice a month to pay bills. Only in an emergency, or if you can get a discount for early payment, should you write checks more often.