Insurance Your immediate insurance needs on the first day of practice are malpractice and health insurance. Once you are in practice you will also need life and disability insurance. Malpractice Insurance - You must have malpractice insurance prior to practicing at any facility or joining most medical groups. The big question is whether to go with an organization which requires a large upfront contribution, or with a company which defers or spreads out the payments over several months. Go to Risk Mx .
Some groups provide coverage for new associates.
Health Insurance - Check with your new group to see if they have a group policy, or try insweb . Make sure your health insurance starts the day you finish residency. In years past disability insurers regarded doctors as excellent risks, but today the situation is just the reverse - doctors are viewed as poor risks. What you want is specialty specific disability insurance, but this is difficult to find. Check with local physicians and your group to find out what is available.