Mortgage guarantee insurance. Home protection insurance. Wet marine and transportation insurance. Variable products are not guaranteed by the company. Any annuity contract or group annuity certificate that is not issued to and owned by an individual.
Some pension funds have such investments.
A governmental entity's employee retirement plan is covered. However, a separate law protects these policyholders. Health care service contracts include a hold harmless provision that shields the policyholder from collection by health care providers and pharmacies in the event of an insolvency. Policies issued by fraternal benefit societies. Interest rates exceeding a certain standard are subject to adjustment.