This is technically not an exemption, but it gives very broad protection to married judgment debtors in Florida. In Florida, the home of a natural person cannot be taken by a judgment creditor. Personal Property . Florida allows each debtor to arbitrarily designate certain values of their personal property as exempt from levy. This applies to all property of a debtor, including funds held in a bank account.
Separate statutes apply to motor vehicles, tools of the trade, etc.
There are many other exemptions in Florida, but they are too varied and technical to list here. If you are a creditor, feel free to email or call our office if you would like more details. The Florida statutes also provide that the wages of a person who is the head of their household cannot be garnished. This law gives the judgment debtor the ability to stop a pending wage garnishment by filing an affidavit which states that he or she is the head of a household living in Florida. The judgment creditor can overcome this allegation with a counter affidavit, and the matter will then be heard by the Court.