In small business today, it's hard to know what the right coverage is, and how to get it.
Unfortunate things happen at any stage of life.
That's why insurance is so important. It's peace of mind, so if something unfortunate does happen, at least you'll be covered. Independent producers are not contracted with any particular insurance company. When you buy insurance in today's economy, you want an advocate who will properly assess the risks you face and give you an objective analysis of what's available. It's up to you to make the final choice.