Premiums will be calculated as percentage rate of actual payroll. As a farmer you can apply for personal coverage for yourself and your spouse. If the income listed is not substantiated by actual income, the farmer will be assessed according to the industry average. Coverage of farm workers continues until it is withdrawn by written request. The WCB can terminate coverage for noncompliance with its regulations, or in the case of personal coverage, non-payment of assessment.
Wages are total earnings before deductions.
The provision of room or board or farm produce, or other taxable benefits must be included as wages. The farmer, as the employer, pays the premium which is payable one month after receipt of the application. If coverage begins after April 1st, first payment is due 30 days after application. For current information on premium rates, contact the Revenue and Employer Accounts department. The farmer and spouse pay an identical percentage of their elected personal coverage.