That's a boatload of money. It's going to be accomplished, using IT in part, to get work done. If we viewed IT as another program, it would be on the cutting room floor with a lot of other programs. However, if you view IT in a different way entirely, as something that our people must have in order to accomplish their jobs, suddenly it becomes a very different kind of entity. That's really an interesting question.
Smart cards are probably the next big deal.
People have not paid attention to what smart cards are and what they can do. Nobody ever thought that you could carry more than 640K memory around in your pocket on something the size of a credit card. You've indicated that you had fourteen people assigned to the Y2K problem. An incredible amount of their time is spent working with the Y2K database. It's a very complex database that underlies accomplishments of the Y2K task.