Savings - Explains savings and interest rates. To give students the needed background in the positive and negative aspects of credit, its impact upon individuals and the nation, and practical knowledge and understanding of the wise use of credit. Controlling Interest - Discusses whether ceilings on interest rates are a good idea. Explains the economic theory behind the arguments for and against usury ceilings, examining in particular credit card interest rates. Accompanies Controlling Interest booklet, available online or in print.
Students take a look at why credit card interest rates are so much higher than other interest rates.
A Tough Time for Home Builders and Mortgage Bankers - Students will explain interest rates and their relation to inflation. They will also explain that one of the objectives of the Federal Reserve is to adopt policies that lead to low rates of interest. Look Who's Footing the Bill - An introductory WebQuest on democracy and the national debt. Other Web Sites - This page lists web sites offering a wealth of lesson plans for teaching economics, in addition to these lesson plans. An examination of the Business Cycle of unstable swings in a market economy and how fiscal policy changes in the spending and taxing levels of government impact the economy.