A backup of your newsletter template, your membership roles or financial data does you no good if it is in your office along with the data on your hard drive and there is a fire or flood or other natural disaster in your office. Consider a relationship with a church in another state where you send them a backup copy of your most important files and they send one to you perhaps once a month. Read parts of the manual you've skipped. Check out templates. These are the predone designs that come with many programs.
Templates are fantastic ways to create great projects with little time or work.
As I travel around teaching seminars on desktop publishing, I'm amazed at how many people are not familiar with templates. I couldn't do ministry related desktop publishing without them. Think through the kind of projects you've done in the last year. Look at your clip art. If you are using the same old stuff, get a new mega set, the ones that contain 60-200,000 pieces of clip art.