The power of compounding interest will take care of your needs. Even someone working for minimum wage could do that with ease. That's all we are talking about here-choosing financial independence planning rather than the latte. Therefore, we need to create a system to automatically remove the money when we receive it. We need to transform ourselves into savers.
Savers pay themselves first.
The secret to saving is writing the check to savings first. Do it before paying other bills and obligations. Savings is a habit to be forged. There were also reserves for an investment opportunity or slow closing month. The more you make your money disappear into protected accounts, the more you will have for later.