Business Tools Downloadable checklists, model business plans, forms and other documents. Our small business online advice columnist. CCH Online Store Books on small business topics. Free E-mail Newsletter Monthly updates on developments affecting small businesses. Most employers offer group-term life insurance as an employee benefit, although other types can be offered.
Term insurance is life insurance that is in effect for a certain period of time only.
Generally, in the case of employer-provided term life insurance, the term is for as long as the employee is employed. Group-term life insurance can be offered to employees only, not to their spouses and children. Business travel accident insurance. If your employees don't travel or don' t travel much, this may not be worth your money. Split-dollar life insurance.