This long period where very few problems occur is what the MA's and extended warranties try to cover. Think of it in terms of tradeoffs . Everyone has a right to try to make a profit. However, we the consumers also have a right to educate ourselves about misleading claims that companies make and the fear tactics they use to get our money. In spite of the general unworthiness of MA's and other extended warranties, from what I've heard there are exceptions for a few products that might be worth getting an MA on.
Some examples are lawnmowers, snowblowers, digital cameras, laptops and big screen TV's.
Certain high tech electronic products such as digital cameras, laptops and big screen TV's may also benefit from an MA or extended warranty due to their fragile components, which if broken could cost more to fix than replacing the product whole. Nevertheless, despite these exceptions MA's and other extended warranties have still proven to not be worth the money in general terms. I'm just giving you the odds, not saying never Now let me clarify something here. I'm not saying here that the MA is never profitable to the consumer, or that the MA will never come in handy to people. I'm betting that most of you won't think so after you've heard what's behind it all.