The next step is to review your monthly expenditures and look for ways to reduce your spending. For example, food is a necessity, but eating lunch out every day can get costly. You may be qualified to receive financial assistance. Don't let your pride get in the way of receiving what you have a legal right to receive, such as unemployment benefits. Standing in an unemployment line is a much better option than losing your home.
Unemployment compensation is the most important option for the laid-off worker.
Requirements vary from state to state, but usually require that you have been actively employed for twenty weeks or more before the job loss. People who have lost their jobs due to company shutdowns, workforce reductions or seasonal layoffs usually qualify. It is important to file an application at the state unemployment office nearest you immediately upon notification of the layoff. Bring your termination slip, identification, last pay stub, W-2 form, Social Security card and company identification with you. Determine your time frame and make a plan.