You won't need the savings in your life insurance policy for at least 10 years. You can pay the premiums and get the coverage you need. You can find an affordable policy with good rates. The policy lasts your entire life. Part of your premium is invested for you long-term.
Savings are tax-deferred.
Add your comments to the bottom of this page. Fixed premiums are far more costly than term premiums and may prohibit you from buying the coverage you need. Most people don't have life insurance after age 65. Whole life insurance may be a less attractive investment than other investment options. You'll probably do better investing and saving on your own.