For men and women, check height, weight and blood pressure. Do a cholesterol test every five years. For women, add an annual mammography. Continue previous testing schedule. There are lots of other tests that might be suitable for some, but not all, people.
Testing depends on their personal history, family history and genetic makeup.
Most HMOs that I know of will provide at least the minimum that I suggest above. Many will pay for more, such as periodic sigmoidoscopy over the age of 50. Rattle their cages a bit. This is one doctor who makes housecalls. People with lupus often find themselves in chronicpain, but there are ways to find relief.