U.S. banks in Poland. Citibank Poland, which operates as a subsidiary, makes only secured loans and usually requires stateside or offshore security. The bank syndicates loans for large projects and helps raise funds throughout World Bank, European Investment Bank and other international banking organizations as well as commercial sources. Spot and forward transactions are available, along with risk management services for foreign currency transactions. Much of the lending is short term, with the majority of loans being short term capital financing, machinery and equipment loans, and import financing.
Security can take the form of a guarantee or comfort letter for multinationals.
The bank is more likely to make loans to multinationals that have made serious commitment to conduct business in Poland. When considering loans to individuals or small companies, the bank uses a wide range of tools to assess credit worthiness. International Financial Institutions . The World Bank is a source for the long-term financing of projects in Poland. The World Bank's International Finance Corporation provides loans and equity capital directly to private business.