With these policies, there is coverage even if the tenant or landlord has waived the subrogation rights of the insurance company. Prospects Many agents do not have any idea of the kinds of businesses that might be prospects for boiler and machinery damage insurance. A quick look at any main street in any town will reveal many. Restaurants, service stations, car washes, drugstores, offices, food stores and flower shops are examples. Boiler policies have a list of the objects that are insured by each policy.
Some policies insure more objects than others do.
Be careful of the subrogation clause. While one insurer does not deny coverage if there is a waiver of subrogation, other contracts do deny coverage if a waiver of subrogation does apply. Comparing the list of insured objects between two or more policies can give an indication of whether or not one policy is better than another.