Other groups have made different investment return choices. Here are the reasons that we avoided some of them. Some groups compensate member and non-members differently. We felt that Silicon Valley investor s are too savvy to accept a lesser return just because they re members. And it makes the bookkeeping more complicated, especially when a member converts to a non-member.
Some groups use percent discounts instead of dollar credits, but that doesn t seem fair.
However, the bookkeeping is just too complicated. Some groups differentiate between what kinds of money are eligible for which returns. This also complicates the bookkeeping and doesn t seem worth it. Some groups don t have limits on how much money can achieve a certain rate of return.