When the wind blows your ears get very cold. Get a scarf because you can wrap the scarf around your face when the wind blows. Another must wear item. If you want to see a picture so you'll know what to look for, click here . It can be bought at a shoe store or a discount store like Walmart and Ames.
Silk is great.
It's lightweight and warm but expensive. Some of the large department stores in the mall can be expensive. But you should be able to get good-quality clothing, fairly inexpensive at Walmart up on Hoosick Street or Ames in Troy Plaza. Best time to Shop is during a sale. It is a type of insulation-warm.