A child born in 1996 could expect to live 70.6 years, about 29 years longer than a child born in 1900 does. The major part of this increase is due to reduced death rates for children and young adults. By 2030, there will be about 70 million seniors, more than twice the number in 1996. The nontraditional family. Divorces, remarriages, unmarried couples and blended families are becoming the norm.
Wives are no longer at home to care for elderly relatives.
Traditional types of estate planning do not work for nontraditional families. Prenuptial agreements, living trusts, testamentary trusts and property ownership agreements are necessary. HMO sued for bad faith. An HMO lacked the expertise to treat a 13 year old girl with an eating disorder. She was referred to an in-patient program at a nearby hospital.