A demand letter is written demanding the amount due with the attached invoices from the client. The demand letter should also mention that if a suit is filed you will be attempting to recover additional and necessary attorneys' fees. It is also necessary to comply with all sections of the Federal Fair Debt and Practice Act. The demand letter should be sent certified mail return receipt requested and regular mail. After 30 days have elapsed, the client must decide whether or not to continue with the suit.
State law requires that the defendant answer the suit.
If no answer is filed, the creditor can file immediately for a default judgment. Once signed this judgment will entitle the creditor to attempt an execution and filing of the abstract of judgment in the county records. An abstract of judgment once filed with the county attaches to all real property in the debtor's name. A turnover order is another avenue available once a judgment is in your favor. A creditor is in effect getting aid from the court with an injunction or other means in order to reach property.