In case you re not sure in which group you qualify, here s a quick test to find out. If you answered yes to a majority of these, obviously you re a saver. If you answered no, you re a spender. There are personality traits that identify these two groups that have nothing to do with finances. Spenders are often spontaneous, disorganized and a whole bunch of fun to hang out with.
Savers are often conservative, over-plan their lives and have a tough time getting dates.
The trick is how to get those with spender personalities to manage their finances like savers. Secondarily, becoming more financially secure can translate into a host of personal benefits like reduced financial stress and shorter work days will enhance anyone s home life. Obviously, reclaimed work time can be parlayed into more time for family and church work. Shirley I. Wantit said while surfing to a home shopping network. I d have to do something drastic, like give up my cell phone.