Yes, all ALA programs work with students to find the best university for them. When you reach one of the upper levels in ALA you may attend classes at the university while you are finishing your English language studies. There are three ways you may do this. You can attend classes only as a visitor, as an auditor so that it is recorded at the University on the University transcript, or you may take classes for credit. ALA accepts checks, traveler's check, credit cards or bank wire transfers.
Students live either on campus in a dorm or with a homestay family.
Meals are provided by each. Yes, however, you are expected to do your own washing and drying. Yes, U.S. health care is extremely expensive. You must have health insurance while you are a student at an ALA program. ALA offers health insurance at a reasonable cost.