To receive a copy of a bank's policy, ask a teller.
Some banks also post their policies online.
A local check is a check drawn from a bank in the same federal check-processing region as the depositor's bank. Details will be outlined in a bank's brochure. Look to see if that all-important paycheck is a local or nonlocal check. One way to avoid this fate is to sign up for direct deposit. If your employer doesn't offer this, ask the bank to waive the hold on your paycheck.