People often find that they spend more money on lunch, vending machines and cigarettes than they realized. To simplify spending ask yourself how much a particular item or service is worth to you. Another method of cost-cutting is to share costs and use community resources. Instead of purchasing books, use the library. For inexpensive recreational activities use parks instead of purchasing theme park tickets.
Substitution can also be an effective cost-cutting technique.
Consider less expensive options or less expensive brands. If you enjoy something but it is not a necessity, do not give it up if it will make you miserable. For example, cable television is not a necessity, but may be cheaper than frequent trips to the movie theater. It is easy to make impulse purchases when shopping. In order to keep spending under control plan ahead by making shopping lists.