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Title insurance is a type of insurance that protects the owner or lender.
Commonly associated with closing costs on the settlement of a house or piece of property, it consists of two distinct phases. During the first phase, the title company works to define the boundaries of the real estate being purchased and also conducts a search that determines the status of the property in terms of unpaid real estate taxes and other claims. In the second phase, during the term of the mortgage, the title company protects both the owner and the lender from financial loss resulting from problems with the title that may arise due to unexpected property claims that are not excluded by the policy. Below are links to information about real estate title insurance. Lower your monthly payments, reduce or eliminate interest rates, pay only 1 monthly payment.