Access denied But there is an online banking problem that is costing thousands of customers real money. Too often, banking and share trading systems buckle under the pressure and crash. Most times it takes just a few hours, some times it takes a few days to sort out the mess. With every off-line minute ticking away, share deals are not done, bills are not paid, money is lost. In the United States, the majority of complaints to the Security and Exchange Commission about online banking is not about security, but the difficulty of logging on.
Some people still keep their money under the mattress.
Others don't use credit cards or cash machines. But with an abundance of technical problems , online banking continues to be a leap of faith.