GDA Home Paying Home Individual Dental Insurance Plans Direct Reimbursement Dental benefits for businesses Businesses have a choice when it comes to offering dental insurance to employees. Coverage amounts vary according to plan.
Some plans exclude procedures, while others provide benefits for all dental services.
By self funding, employers can save traditional outside administrative fees, applying those dollars to employee dental treatment. DR plans reimburse patients a percentage of the dollar amount spent on dental care. There are total dollar limits, but with DR, most types of treatment are covered. This way, the appropriate treatment is determined by the patient and their dentist, not an outside carrier or insurance company. DR plans allow patients to see the dentist of their choice.