Swimming pool leakage is not one of them. Swimming pools are not covered by standard homeowners policies, so you must make repairs to the pool out of your own pocket. Most of the time, if an appliance breaks and water goes all over, insurance covers it. A sewer backs up, leaving you with 6 inches of smelly flooding in your basement. Some home insurance policies automatically include coverage for sewer and drain backups, but most do not.
Special endorsements are available, at added cost, for sewers and drains.
Read your policy carefully to find out whether you have the endorsement. Water seeps from the ground into your basement, damaging your foundation and interior. The roof's damaged, and you need to replace furniture and carpets that are ruined. While you may not be reimbursed for roof repairs, because that is a house-maintenance issue, the water damage to your house is covered. Although it never hurts to remember that the bath tap's on, you are covered in the event that you forget, causing major water damage.