Everyone has to make a very personal decision about what is right for them. These questions should stimulate thought and discussion with your partner. Remember, your body belongs to you and you have a right to take care of it. People decide to not have sex for a variety of reasons. Some decide to wait for religious or moral reasons and others just do not feel they are physically or emotionally ready.
Some people decide to practise secondary virginity.
You can go for a walk on the beach together or give each other a massage, have a snowball fight , make supper together or nibble on each other's ear. As long as your sexual touching doesn't involve the exchange of body fluids, touching may be O.K. for you. Overall, nobody is ever completely sure that they are ready to have sex. If you feel comfortable with all the questions above and have had an open and sincere conversation about sex with your partner, then maybe you are ready. However, if you don't feel totally comfortable with any part of the situation -then you probably aren't ready.