Complete claim forms accurately, and respond promptly to any request for information from your insurance company. Failure to do so could delay the insurance company s payment to you or to the doctor. Some doctors work directly with the insurance company for payment, and others require you to pay and seek reimbursement yourself. Ask about payment arrangements when you receive medical treatment so you know what to expect. Paying for Insurance and Maintaining Coverage You do not have insurance until you complete an insurance application, pay your premium, and have your application accepted by the insurance company.
Some policies specify a waiting period before coverage begins.
So it is important to purchase insurance immediately upon arrival to the United States. All policies have an expiration date, when the coverage ends. Purchase insurance immediately upon arrival to the United States. Renew your insurance before the coverage expires in order to remain insured. If you don t do so, you may have a lapse in coverage, and in some cases you will not be able to purchase insurance, even by paying the premium.