They are out of Sillery, Quebec. Thank you for your reply. There are many choices for financial advisors and it is important that you understand what your advisor is saying and that you are comfortable with what he says. You should consider companies and financial advisors are properly registered and insured. It is also worthwhile to deal with companies that can sell you a range of products for diversification.
Some bonds are a good idea for many.
With regard to Internet investing, you should keep in mind that investing is for the long term, whereas short term moves tend to be more of a gamble. While discount brokers offer reduced commissions, they do not offer advice. If you are an experienced investor and trade a lot then a discount broker and the Internet may be appropriate for you. Some brokers offer different levels of service all available on the Internet. I make a trade.