Selecting the Right Life Insurance Variable Annuities Fixed Annuities At Raymond James, we listen to you like you are the only investor in the world. Combine tax deferral with the long-term growth possibilities inherent in stock and bond investments and you have an ideal retirement planning vehicle . . .
Taxes are due upon withdrawal or distribution.
The questions and answers in this presentation should help you understand more about the important role variable annuities can play in your retirement planning. No taxes are due until these earnings are paid out. The accumulation period begins as soon as you invest. You invest with one large payment if you select a single premium annuity. Or you may make one or more payments of various amounts to a flexible premium annuity.