No one will be declared righteous in his sight. We're counting on being unsinkable but we're headed for an Eternal tragedy. Jesus said pride would keep people out of Heaven, religious pride, family pride, image pride. He said we needed to become like a little child who willingly admits that he cannot make it without outside help. You see, that's why Jesus came.
Sin carries an Eternal death penalty.
It can only be paid by someone dying. And in his awesome love for you and me, God's own Son did the dying for us on His cross, and now He calls us to come to him, not proud and self-sufficient, but realizing we have nothing to contribute to our own rescue. Every day you live without that personal surrender to the Savior, is an Eternal risk. Somewhere out there in that distance, maybe not very far, is the iceberg. But you can prepare for it now and maybe miss it completely by finally getting yourself to that cross to put all your trust in Jesus.