Direct lending simply does more with less. Students deal with one lender and loan holder, with only one application, one set of guidelines and policies and ultimately one repayment servicer.
Students spend less time in red tape, more t ime making informed decisions.
Customer Service and Technical Innovation. Funds are electronically transferred dire ctly to the school and are available to students in record time. Flexibility and Savings. Students can adjust their loan amounts without repeating the entire application process, and therefore only borrow what they believe they need, not the maximum for which they are eligible. Borrowers have a wide range of repaymen t options tailored to their income to increase repayment and avoid default.