Therefore women need a larger nest egg to maintain income through retirement. Women change jobs more frequently than men - usually to relocate for spouse's employment or to raise a family. Women tend to have jobs with fewer retirement benefits and when then do have benefits they tend to receive lower retirement benefits than men.
Women tend to invest more conservatively.
Spousal protection for a portion of a husband's retirement package is based on state law. Women in some states have no rights to their husband's 401K funds. Start saving as early as possible in your own retirement fund. Learn as much about investment options as you can and build a balanced portfolio early. IRAs Women's Psychology of Investing Money Minded Women and Investing - Impact of Divorce No Fault Divorce Law Spousal protection is based on state law.