Choose from regular savings accounts, money market accounts, certificates of deposit with terms from 30 days to five years, IRA certificates of deposit, and 18 month IRA accounts.
Special investments are available for commercial accounts, as well.
The following are effective from October 10 through October 16, 2001. Substantial penalty for early withdrawal on all Certificates of Deposit. The interest rate on Citizens Savings, Money Market, NOW, or Variable IRA account may change after the account is opened. Fees could reduce the earnings on the account. Business NOW APY reflects interest earned after required liquidity reserves are deducted from average daily collected balances.