The time spent by branch personnel to appear in court regarding such losses would be greatly reduced, and in most cases eliminated. More productive time would be spent by branch personnel in providing service to the bank's account holders. Better customer assistance would be provided. The thumbprint signature on the check would not only assist in identifying the fraud suspect, but could also be used to confirm non-involvement by the account holder, the true payee of a lost or stolen check and the person who has had their lost or stolen identification used fraudulently to cash a check. The touch pad is a two-inch inkless fingerprinting device that leaves virtually no residue on the finger.
Users simply rub their fingers together and any remaining ink disappears.
The touch pad is not the same thing as an ink pad and will not leave ink on the user's finger or clothes. The presenter of the check presses the thumb of their right hand on the pad and places the impression of the finger on the face of the check between the memo and signature lines. Care of Touch Pads Touch pads should be closed when they are not being used to prevent the pads from drying out. The pads, when cared for properly, will last up to 18 months or will produce 400 to 600 impressions before having to be replaced. Bank Regulators Details of the Thumbprint Signature Program have been shared with the FBI, many Texas law enforcement authorities and bank regulatory agencies, and the program has received widespread support from these and other groups.