Below are a series of important questions that you should ask any health insurer before purchasing their policy. Click on a question for further information and for IMAN's response. There is a major difference between a comprehensive policy and one covering mainly unexpected medical emergencies. A comprehensive policy covers all unforeseen medical conditions and surgery plus recurring episodes of illness.
Some policies only cover unexpected medical emergencies.
The 'gateway' defining the level of cover is the 'Pre-existing Conditions' clause and the list of Exclusions. These are considered in greater detail below. IMAN has a 30 day Pre-existing condition period and the conditions are clearly set out on our application form. We do not have any unknown illness clause. The first difference between comprehensive health care and unexpected medical emergency policies is the pre-existing condition time period.