The department's UCC office, upon request, also searches the filed information by name. When a business applicant pledges collateral on a loan, UCC search results tell lenders whether others have filed a claim against the same collateral. The two parties in the secured transaction are called the debtor and secured party. A debtor is a borrower who owes a debt. More specifically, a debtor means the person who owes payment against a secured obligation.
Secured party means a lender, seller or other person in whose favor there is a security interest.
The fax number is only for expedited search requests from billing account customers . UCC normal business hours are Monday through Friday, from 8 a.m. to 5 p.m., Eastern Time. The UCC Section is located in the Secretary of State building in the State Secondary Governmental Complex, about 9 miles southwest of Lansing, at the corner of Crowner Drive and Billwood Highway. Turn left at the first traffic light, Crowner Drive. Follow Crowner for one full block.