In addition, it shows the number of shares you owned at the beginning and at the end, plus how your account performed during this period. What You Need From Your Statement Now that we know the common features, here's a list of the things you should check each time you get your statement. Further, if provided on the statement, compare your fund performance to that of relevant benchmarks. Make sure your money is deposited in the funds you selected and in the correct amounts. You should know that, while your contributions are required by law to be added to your account within 15 days of the end of the month in which they were made, it can take longer for loan payments to be credited.
Some companies make the credits every month, some every quarter.
You should check your plan document or human resources department to see when the company is required to post loan payments. Check your vesting. Mistakes can be made by vendors as well as company payroll departments. Some features can turn a statement from a mere data display into a valuable tool. The pie chart discussed above.