In the meantime, you can sell the stock on the Stock Exchange at the going rate. You can buy corporate bonds through a stockbroker or financial adviser. There are also unit trusts which specialise in bonds, many of which are eligible for personal equity plans. You are sent a bill each month. Usually you have a grace period up to 56 days - after which you pay the bank interest on any outstanding balances.
Some company charge an annual fee for the privilege of having their card.
The most common credit cards are Visa or MasterCard. The Delta card is a brand of debit card. These cards often look like credit cards. But as soon as you make a purchase the funds are deducted from your bank account. They can be used to withdraw money from cash machines or to pay for small purchases instead of cash or cheques.