NGOs can play an important role in helping society to agree on how to move away from unsustainable development patterns. The gender inequality that exists in Zambia can hopefully be eliminated by this type of initiative which provides business opportunities for women. In Zambia men are slowly changing their attitudes towards their female counterparts both at home and in the workplace, accepting to work together as equals. Beneficiaries of the WFTZ loans have become breadwinners in their respective homes. When WFTZ started its operations, the highest loan it could give out was ZK200,000 per person, but over time, this has increased up to about ZK1 million per individual applicant.
Women are, however, encouraged to apply as a group.
Most members are involved in selling charcoal and foodstuffs although there are some members, such as the Vwira group, who have diversified into brick making. The WFTZ holds its general meetings yearly at which audited accounts are presented to the members, financial performance discussed, progress appraised and elections for members of the board held. During this period, members provide input to determine the future of the Trust. At the United Nations World Conference on Women in Mexico City in 1975, a resolution was passed to establish an institution that would provide financial services to women. The WWB has affiliates in more than 40 countries, of which WFTZ is one.