Uncontrollable weather can ruin crops, and wreak havoc with family farm budgets.
Crop insurance offers financial protection against crop losses due to uncontrollable weather. Like any insurance plan, crop insurance pays compensation to ease some of the financial hardship if you suffer misfortune. Buying crop insurance is a smart business decision, similar to house insurance, car insurance or life insurance. Evolving to Meet Your Needs Government crop insurance has provided farmers with financial security for more than 30 years. But in the early 1990's, a decreasing number of farmers enrolled in the old crop insurance program - a sign that the program was not working for everyone.