There is the portent of stormy weather ahead, to which we had better give heed. But I am suggesting that the time has come to get our houses in order. Build a cash reserve of three to six months of cash. The key to successful saving is not putting away the leftovers after a month of payments, credit card bills, and hidden expenses. The key is making it your top priority to save five to ten percent from your paycheck every month.
Some people pay themselves religiously every month.
Getting started as soon as possible is pivotal to building a great rainy day reserve. Whether skipping out on the ten-dollar nail job or on the extra snacks from the vending machine, finding areas for saving a little extra money is not impossible. It is just a matter of changing a few habits and gaining a little foresight. Protect the things you cannot afford to lose. Protect things such as your life, family and property.