Both the rate of return required to achieve the investment goal and the risk level of the portfolio will influence the individual investor's asset allocation. As assets are added to a portfolio, the investor should keep in mind that each additional asset will affect the portfolio's rate of return as well as its level of risk. Combining assets that increase or decrease in value at different times may lessen a portfolio's level of risk. This is not intended to reflect the past or future performance of a specific investment portfolio. Next month's newsletter will cover diversification within a portfolio.
Women are much more involved in charity than men.
Women are the philanthropic decision makers in 32 percent of the households. Women share the decision making responsibility with the male in 38 percent of the households.