This card can generally be used like a Visa or Mastercard but the money is automatically deducted straight from your checking account. That way you are only purchasing items from accessible cash. This also gives you an excellent record of your spending. Next go through your budget and cut what is not a necessity. Focus your spending with an eye on value.
Small adjustments can add up to a lot of money over time.
Even a small cost adds up over time. You must decide where to make the reductions, and stick with your decision. Just remember that buying a home can put some changes into your current savings plan. Make sure you review your current savings plan with the added costs of home ownership worked in. Most people don't know the answer to this one.