Knowledge of your present situation is not optional -Annual medical exams are good. View tax planning the same way.
Time can change things.
You might be at the mercy of the IRS, Congress orother bureaucrats. General advice rarely fits a specific situation -Be cautious of using a tax plan designed for someone else. When I buy shoes I look for my size. In case of fire, you need the fire truck and the firefighter, nota lecture on the theory of fire. Implementation is important -Ask for suggestions from your planner about implementation and allow proper time for it.