You can also receive your interest monthly to provide immediate cashflow to help with living expenses or on a quarterly basis to take advantage of compounding of interest. First and foremost, that you are placing your investment through an established organization of dedicated experienced Christian business people to be used in financing Christian ministries. The fact is real estate ministry loans are safe. Independent research has proven faith based lending institutions like ours have the absolute lowest default rate when compared to banks and secular credit unions. Because we are not only accountable to you, the investors, and regulatory agencies, who provide legal oversight of investment corporations, but we are also accountable to a Higher authority.
Time is spent to get to know the ministry to insure that financing is appropriate at the time.
Ministry Partners and ECCU would rather not make the loan then make one that is financially detrimental to a ministry. To date Ministry Partners has suffered no defaults under any of its mortgage loan investments. Nor has it defaulted on or been delinquent in the payment of any interest or principal on the notes it has sold to you, our investors. Ministry Partners' goal is to serve investors by minimizing risk while providing an exceptional return. At the same time, Ministry Partners shares in the vision of the ministry seeking financing.