Okay, so it actually used a four-letter synonym for 'stuff' that isn't suitable for publication in our magazine, but you get the basic idea. With a certain sense of resignation, acceptance, and maybe even a little irony, those two words convey one of the great truths of this life.
Stuff does happen.
And if you believe that great philosopher Murphy, it usually happens at the most inopportune time. I may have only made it to Tenderfoot before moving on to other pursuits, but I did at least take that nugget of wisdom with me. Call it superstitious cynicism, but this stuff always seems to work for me. If I'm prepared for a certain eventuality, it often doesn't come to pass. It sometimes seems whenever I leave them at home, I can count on getting soaked.