Were it only that simple. Getting into debt is easy. Getting out can be a bear.
Some people have a comfort zone of acceptable debt.
When the amount rises above some arbitrary figure, they cut back temporarily, only to resume normal spending later. Additionally, it's never been easier to get into debt, with the boom in special offer credit card deals arriving every day in the mail. So, if your debt load keeps climbing, you're not alone. Information obtained from The World Almanac 2000.