Regularly Where to Keep Your Savings Beyond the Basic A Savings Pledge Make saving a priority. That simple pledge is the basis for effective money management and the first step on the road to financial fitness.
Saving does require some discipline.
But the important thing to remember is that any amount, no matter how small, will be useful. There are too many reasons to save to list them all. Getting some of the things you want out of life and providing peace of mind for your family are two that apply to almost everyone. Saving for your children's education is especially important nowadays. Putting money aside for emergencies and cushioning yourself for periodic cash-flow problems also are good reasons for saving.