Choosing a Provider There are many factors to take into account when choosing a health care provider. First, if you have your insurance through an HMO or PPO, you should choose a doctor who participates in your insurance plan. Ask your insurance company for a list. Next, ask several people which doctor they use and why. Call each potential doctor's office and find out if the doctor is accepting new patients.
Some people like to schedule a meeting to talk to their prospective doctor.
During such a meeting, you might ask about the doctor's hospital affiliation, criteria for handling emergencies and problems outside of office hours, and billing procedures. The initial meeting is also a good time to find out if you feel comfortable with the doctor's personality and philosophy. Once you select a doctor, you should also schedule an appointment for a physical examination. That will give your doctor a chance to gather important information about your health. You can later change physicians, should the need arise.