Some agencies or intermediaries may quote a fee, but later add other charges, such as post-placement fees and court costs. Ask about the payment plan. Do NOT pay 100 percent of the adoption costs in advance. Payments should be made as each step of the agency's or attorney's services are provided. Be wary of agencies or intermediaries that charge high fees, want a retainer paid in full upon application without any provisions for a refund, guarantee a child, or want you to sign disclaimers before meetings or searching for a child for you.
Some expenses are common to nearly all adoptions.
Common fees are described in the following sections.