The eligibility criteria will vary from state to state. To obtain information about any state's financial aid programs, you can write to that state's higher education agency. Generally, state programs involve competitive scholarship programs, grants, loans, minority group programs and tuition equalization programs. It is a good idea to apply as early as possible to increase your chances since state funds are limited. If you do not qualify for need-based financial assistance, consider grants and scholarships from institutional programs, community programs, foundations and business or corporate programs.
Scholarships are certainly worth the time and effort required to apply.
You can find directories that give information about many different kinds of scholarships at your local library. Club, Elks, Kiwanis, Jaycees, Chamber of Commerce and Boy or Girl Scouts. Also explore organizations associated with your field of interest such as the American Medical Association, Society of Automotive Engineers or the American Bar Association. Veterans' educational benefits are available if you are an eligible dependent of a veteran. You can get fast and free scholarship information on the Internet.