Some schemes run by banks and building societies will help people as young as 60. Later on, many people want to stay in their own homes as long as they can look after themselves or can manage with the help of local care schemes - like home helps, specialist helpers, alarm systems and meals on wheels. Age Concern, for example, provides an alarm service which allows you to summon help by pressing a button. If you need adaptations or conversions, ask your local authority about grants. A renovation grant, disabled facilities grant or home repair assistance might help with the costs of the work.
Some people move in with family or friends.
Talk to a solicitor if you're putting money into building work in a house that isn't entirely your own. Getting legal advice Take legal advice before signing property or assets over to your family. You may want to do so for tax reasons, but if you reach the point where you need nursing care, you might wish you still had your assets so that you could pay for private nursing care in your own home. If you had a crystal ball, it would make all of these decisions easier. The closest you can get is to talk over all the possibilities with friends, family and anyone else - or any organisation that can give you information and guidance.