As you look for a lender, it will not only be important to look at rates and terms, but at the lender's reputation. I will help by recommending a loan officer with whom I have had successful transactions. After you have made your loan application, we will need to contract a pest inspection of the property for termites. This should be done no earlier than 60 days nor later than 15 days before settlement. You probably will never meet the inspector, but we will receive a copy of the inspection report at or before settlement.
Settlement is the time when the money and deed are exchanged through the settlement attorney.
The attorney will coordinate the settlement by gathering all the necessary information from you, the seller, and the lender. The original deed is sent to the courthouse for recording and later delivered to you. A buyer's agent will represent you and your interests in the purchase of your home. This is different from a listing agent transaction where the buyer is not technically represented. As your buyer's agent I will always act in your best interest and help you move efficiently through the buying process.