Often, the very people who need therapy most are the very people who can least afford it. It takes training, dedication, focus, and commitment to healing to sit and witness pain daily. The money is not worth it. What IS worth it is witnessing the healing. No amount of money can equal this personal and professional satisfaction.
Therapists have budgets too.
Neither personal nor professional satisfaction pays the bills. The amount of money the therapist charges reflects the value the therapist places on the therapy provided. The percentage of that amount a client is willing to pay reflects the value the client places on the therapy provided. When a client does not pay what the therapy is worth, the therapy suffers. There is always resistance to this point.