Florida's title insurers scoffed at the Department of Insurance's evaluation because attorneys, who sell insurance on behalf of the carriers, are not regulated by the department. By law, all additional title-related charges must appear as a separate item in the closing costs. So the title search should show up as a separate item than the title insurance premium, and you should check for that. Hire a lawyer Buyers sometimes hire a lawyer to represent them at closing and to write the title insurance. Some hire a lawyer to double-check the title company's work.
Some lawyers give complete coverage, charging no more than the standard title insurance company fee.
That means the buyer gets a lawyer for free. Use your common sense Ask a title insurance company for referrals from customers or businesses. Ask your friends who have dealt with title companies. Stay away from strangers. There are roughly 20 title insurance carriers in Florida.