Limit to 30-40 minutes. Values Affect Decisions Begin communicating about money by identifying personal values. Values represent those qualities, situations and material things an individual cherishes most. Values are a product of your past experiences, present situation and expectations for the future. Some values and attitudes toward money can be traced to childhood.
Values guide decisions.
Also, the goals you establish mirror what you have chosen as important things in life. Living With Change Change, confusion and conflict are a normal part of everyone's life. Changing employment patterns and roles for men and women, along with uncertain economic times have caused us to rethink how we earn and how we spend. It is easy for family members to be guided by messages heard from the world around them. Often, the result can be a loss of knowing what is really important to each individual and to families as a whole.