You should also ignore any fees and costs not directly associated with obtaining the loan. For example, agent's fees for the purchase of the property, legal fees for the conveyancing of the property, etc. If you've chosen an ANZ loan as 'Your loan', the standard fees and rates associated with the loan are displayed along with the interest rates pertaining to the loan. You may wish to overwrite these values if you are aware that you are eligible for a discount because of a special promotion or by negotiation. If any up front fees are being funded in the loan principal, enter the loan amount in the ANZ Mortgage Comparison Rate Calculator as the loan principal, plus the fees being funded.
Some lenders charge ongoing loan administration fees.
These provide for the maintenance of the loan and can be charged monthly, quarterly or annually. When using the ANZ Mortgage Comparison Rate Calculator, be sure to ask lenders about all their ongoing administration fees and include them in the calculation. If you've chosen an ANZ loan as 'Your loan', the standard fees and rates associated with the loan are displayed along with the interest rates pertaining to the loan. You may wish to overwrite these values if you are aware that you are eligible for a discount because of a special promotion or by negotiation. A. Unlike ANZ, many other financial institutions have other ongoing fees.