You can have a modest income and adopt a child. You do not have to own a home to adopt. Adoptive families don't always pay all adoption expenses. You do not need to pay all adoption fees at once. Attorney fees to complete an adoption aren't usually high.
Some agencies have an unadvertised escort program for international adoptions.
Yes, adoption does cost money. But actual costs can vary greatly, depending on the type of adoption you choose. Adopting two children at one time. Although various agencies or countries may allow prospective adoptive parents to start an adoption while undergoing infertility treatment, adoptive parents are usually asked to stop treatments prior to undertaking an adoption. In some cases, you may be asked to prove your infertility in order to adopt an infant or a child.