But legally, the title insurance company is looking after the lender's interest, not the buyer's, because the lender is putting the cash on the line. It's a legal cost, and lawyers usually do the work. If you're buying a condominium, or a new home, you really should have an attorney check the contract. Buyers sometimes hire a lawyer to represent them at closing and write the title insurance. Some hire a lawyer to double check the title company's work.
Some lawyers give complete coverage charging no more than the standard title insurance company fee.
That means the buyer gets a lawyer for free. Ask for referrals from customers, businesses and friends who have dealt with title companies. Stay away from strangers. This is the largest decision and most important amount of money people spend in a lifetime. Home Spot is provided for your personal, non-commercial use.