Add salt, milk, soda, flour and mix well. Add wheat germ and oats and blend. Add the chips, raisins, etc. Cover and let sit overnight in refrigerator. Cool on rack.
Small cookies are crisp, larger cookies are chewy.
These cookies were developed by my grandparents to take with them on a trip around the world. 1 medium very ripe banana 1 tsp. At home, mash the banana with a fork in a small bowl. Stir in lemon juice. Add the peanut butter and stir with a fork until combined.