This is a picture of the Alfalfa Weevil.
Weevils can have both hair and scales.
Weevils are major agricultural pests but a few species have been used for biological control of weeds. This guy is a Palmetto Weevil and they can range in color from black to red and black. They are North America's largest weevil. They start as eggs laid in the leaves or damaged areas of a tree. About three days later the eggs hatch and the grubs begin to feed on the tissues of the tree.