The Regents Opportunity Grant for Graduate and Professional Students is a state program for economically disadvantaged students who are enrolled full-time in approved graduate programs at University System of Georgia schools. Awards are made in July of each year. Contact the School of Graduate Studies. Loan Programs Federal Stafford Loans are available through local lending institutions and state agencies. Students may defer repayment until six months after graduation.
Subsidized loans are loans in which the interest is paid by the federal government.
Unsubsidized loans are loans in which the student is responsible for the interest which accrues. These loans are repaid by service in Georgia after graduation. Additional Unsubsidized Stafford Loans are available to independent students regardless of need. Institutional Short-Term Loans are available to students for a maximum of sixty days. These loans are awarded solely to assist students with the payment of tuition and fees.