The road into Charlotte Lake is rough but much better than the one to Hotnarko. There are many private cabins along the shoreline as well as a forest service campsite and boat launch. Charlotte Lake's water is clear, with many rocky shoals and submerged islands. Trout are plentiful but sometimes hard to find. Fishing off one of the feeder creeks seems to produce results, and the outlet into Little Charlotte Lake is always a good bet.
Trollers do better than fly fisherman, unless there is a rise.
The insect hatches aren't prolific but the trout all seem well fed. I seldom get more than a few trout in an outing but they are all terrific fighters. They average 30 to 50 cm, but there's a chance for one much larger. I lost a few when they broke by eight-lb. test leader on the strike. On a big lake like Charlotte some caution is necessary due to winds.