Further information Option 1. Obviously, the best option is if someone else pays all or part of the legal bills.
Some people also buy annual protection against legal costs.
The first step is to check any existing policy and contact the insurer to see if the policy provides help for the incident. Some people are insured through membership of a trades union, professional organisation, or even a credit card. It is worth checking first. Be aware that the legal expenses insurer may direct you to a solicitor of their choice - which may not be close to where you live or work. If the level of cover is insufficient or does not cater for the incident in question it is now possible to buy a separate policy.