Ohio has a plan that allows parents, etc. to buy on a credit basis. So you can buy small chunks of your child s education as you can afford it or you can set up an automatic withdrawal method. Many employers offer programs that will take some of your pre-tax dollars to invest into an education program. Since you never see the money you can spend it and it will always be invested. If none of the options are available to you invest in savings bonds.
Savings bonds are cheap and are stable.
If you can t get the other parent to agree you can invest and hold them for your children until they need them. Plus they can be tax deductible. Check with a tax professional for more information. Check with an investment counselor in your area, they may have options that are better suited for your situation. Used under License.