The cheapest is pleasure, which is when you just drive on weekends for enjoyment. Finally, the work category is when you are driving to and from the office. The cheapest rate for the work category is when you drive less than 15 miles to work. Sports cars like Corvettes, Mustangs or even Probes statistically are involved in the most accidents and cost the most to buy. So, insurance is the highest for sports cars.
Standard cars cost less, so the insurance is lower.
Examples of these vehicles are Civic, Cavalier and Taurus. Driving record Your rates go up as you accumulate accidents, convictions and parking tickets. Scoring Most companies give you a score based on your credit history. Occupation matters Certain jobs, specifically bartenders and waitresses, have higher rates. They're not concerned with your drinking, but the location of car.