Credit unions offer many of the same financial products and services as banks. But, since a credit union is a non-profit organization, its sole purpose is not to make huge profits like a corporation. Credit unions are committed to service, and have been since their beginning in 1852. These guiding principles of the early credit union movement are still alive today. Credit unions may look like banks in many ways, but their primary purpose hasn't changed since 1852 - service to members.
Service is found in the form of lower fees on other products.
It is this that makes credit unions different and sets them apart from other financial institutions. It is what makes a member more than just a customer. It is people helping people. Our members are joined by a common bond and we will serve only our members. There are no outside stockholders-net earnings after expenses and capital contribution are paid out to you in dividends.