Ask departments about applying for fellowships. You work part-time while pursuing your studies. Inquire within the departments. Resident Assistantship Residence hall directors or graduate resident assistants work in the residence halls while pursuing their graduate studies. Usually, compensation includes tuition remission, a stipend and housing.
Some programs offer credit.
The federal government offers low interest loans which you begin repaying several months after graduation and repay over a long period of time. The Perkins Loan Program and Stafford Student Loans are among these. Check with the financial aid department and local banks for information. College Work Study Institutions offer part-time employment to students who demonstrate a need for financial aid. Most communities provide opportunities for work.