When consulting with your insurer prior to your trip, ascertain whether payment will be made to the overseas healthcare provider or whether you will be reimbursed later for expenses you incur. Some insurance policies also include coverage for psychiatric treatment and for disposition of remains in the event of death. While in a foreign country, U.S. citizens may encounter road conditions that differ significantly from those in the United States. The information below concerning Bulgaria is provided for general reference only, and may not be totally accurate in a particular location or circumstance. There are few sections of limited-access divided highway.
Some rural roads are in poor repair and full of potholes.
Rockslides and landslides may be encountered on roads in mountainous areas. Livestock and animal-drawn carts present road hazards throughout the country, especially during the active agricultural season. Travel conditions deteriorate during the winter as roads become icy and potholes proliferate. The U.S. embassy in Sofia advises against night driving because road conditions are more dangerous in the dark. Some roads lack pavement markings and lights, and motorists often drive with dim or missing headlights.