If they do not have it, do not deal with this person. Practical experience in giving people advice. More experience, the better. If so, ask about the supervisor s experience and if that supervisor will be checking the details of any plan the adviser gives you. Be aware of any restrictions in advice or product range.
Useful qualifications are in finance, financial planning, economics and accounting.
Needs to get full picture of your circumstances and needs. Will ask you a lot of questions. Will probably need a separate appointment to do this. Then does research and prepares a written plan for you to take away and consider. Will explain and discuss with client.