Our GISC membership number is 3240. This contains full details of the cover provided plus the conditions and exclusions which apply to it. Date Change Exclusions Changes in dates, and particularly the change of the century, could see widespread failure of computer and other systems containing computer chips, which depend on date related information in order to work properly. The making of a fraudulent claim is a criminal offence. It may be that you are required to disclose known medical conditions of such people prior to cover being issued, and you must be aware that failure to disclose such information will prejudice your position.
Some sections also have an inner limit e.g. for one item, or for valuables in total.
Where there is an excess, you will be responsible for paying the first part of a claim. You are required to take all reasonable care to protect yourself and your property and to act as though you are not insured. If you want cover for such activities you may need to arrange a specialist insurance. U.K. law allows the parties to choose the law applicable to the contract. The contract will be subject to English Law unless otherwise agreed.