Participants attending the Money Management seminar given by the CCCS in Santa Ana raised their hands assertively as Breon asked them some questions pertaining to their financial situations. Jane Delgado, who attended the seminar, said she overspends with her credit cards. I started using my credit cards to pay for everything. I bought food, paid for gas with it, and I also bought unnecessary things like chinaware when I know I have plenty of dishes at home.
Some people work hard for their money, but they find that keeping it is even harder.
Expenses for things such as cigarettes or regular visits to Starbucks can be costly. I feel like I'm going to work not to pay for my education, but for my expensive habit. As people shared their spending habits with each other, Breon gave some suggestions on how to use the budget system in managing their money. He advises keeping a balance sheet. He said it is a great way to keep track of what types of things an individual buys and how much that person spends on each item, helping eliminate unnecesary expenses.