We offer a free review on an annual basis to make sure your home and personal effects are properly insured. This plan supplements your blanket association policy. Your Personal Property and All Non-Common Area Includes Replacement Cost and Personal Liability , which will protect you from lawsuits as a result of damage you may cause to another unit. Renters Insurance Insures your personal property for fire, theft, vandalism and other perils. We replace them at today's cost , regardless of the age of the item.
Some limits apply.
Rental Property Farmers offers excellent landlord protector packages to protect you from property loss and tenant liability. We include replacement cost on your rental and loss of rents for up to one year. Vacation Home Farmers offers excellent vacation home policies when you have your main home with us. We offer a lower second home discount and all the same coverages as our home owner packages. Earthquake Insurance Two Companies to choose from, Pacific Specialty a Zurich Insurance subsidiary and Geo Vera Insuarnce Co., part of St. Paul Insurance Group, sixth largest in North America.