Security means minimizing the risk of interrupted service too.
Encryption protects data from being monitored while it is being transmitted. Inc. This Digital ID ensures that a customer looking at a page on our server is actually using our server. If they are looking at a fraudulent page, their browser will warn them that the Digital Certificate does not match. The Bank's personnel cannot see the private PIN that has been set by the customer. The customer can only transfer funds between accounts that have been pre-authorized and set up by the institution.