It is common sense to visit the bank to when it is not crowded. You'll use checks to pay for such items as rent, electric and telephone bills, insurance payments, mail-order goods, and so forth. You may also often pay by check when shopping in person. If the store doesn't know you, they will want identification, usually at least one major national credit card plus a driver's license. It is not customary or polite to ask a merchant if you can write a check for more than the balance as a means to get ready cash, except, to a limited degree, in supermarkets.
Supermarkets have special procedures for paying by check.
You'll probably have to apply for a special check cashing card with the supermarket manager, and sometimes you'll have to get each check approved by the manager before you get in line with your purchases. You'll be able to access all 18 topic areas of this site. Also you'll find a link to the guestbook.