Again, the amount will vary but the concept is the same. This is only one example of how to do it and income taxes, estate taxes and inflation can complicate it. But hopefully you get the idea. Which kind of insurance, in my humble opinion, is a function of how long you need it for. But TERM was cheaper if I held it for a shorter period of time.
Whole life is what agents make their money on due to commissions.
If he won't tell you, ask him to leave. In my opinion, its okay that the agents get commissions but just buy what you need, don't buy some huge policy. Buy the life insurance you need, not what they say. They hated that but they agreed my approach was correct. Ignore that - it makes them look too good and its not realistic.