The agency shall protect the property from further damage. The agency must separate the damaged and undamaged property. The agency must furnish a complete inventory of damaged or destroyed property, showing the amount of loss claimed. The agency shall exhibit all that remains of the property described, to representatives of Risk Management or representatives of the appointed insurance adjusting agency. The insurance carrier has the option to repair, restore, rebuild, or replace the damaged property with like kind and quality.
Time is of the essence, especially in a building loss.
In building damage loss, go ahead and clean up as quickly as possible in order to better assess the damage properly. Please provide photographs of all damage. Make an inventory of damaged items and compile pre-loss documentation. Repair or replace the items. If bid situation exists, keep copies of all bids.