There is many a slip 'twixt the cup and the lip. A good chance exists that something terrible lurks on the financial horizon. Like a great white shark rising from the deep, it moves slowly towards the shallows.
Unsuspecting investors float innocently like swimmers on the tide.
The brute rises from the depths. The victims splash unaware. No one suspects, no one prepares. The average investor thinks more about making money than about keeping it. People focus on gains or income but pay little attention to the threat of losing in a major way.