Some leases, however, contain a subordination clause, according to which the lessor can terminate lease. A landlord must always have access to the premises in emergency situations. Many leases, however, ask you to allow access to the premises between reasonable hours on business days. If you sign such a lease, this is what you will have to do. If you feel your right to privacy is violated, you should address this problem in writing and ask for notification.
Many leases recommend or require that tenant purchase renter's insurance.
This is a very good idea. Your belongings are not protected by the insurance policy of the landlord. Unless you can prove negligence on the part of the landlord, and this is not always easy, you have no protection in case of fire, theft or any other loss situation. The landlord is required by law to keep the property up to the standards of the Housing Code at all times. If the lease states that the landlord is not obligated to perform repairs, such a clause is illegal.