You must have at least Other Than Collision coverage to be eligible to purchase Extended Transportation Expenses coverage. This coverage pays for actual cash value of equipment permanently installed in your auto and accessories used with the equipment. The equipment includes car phones, citizen's band radios, scanners, and television monitors. Stereos, speakers, amplifiers, CD players, and other car audio components are not eligible for this coverage. This coverage pays to repair or replace equipment or accessories in or on your covered auto that the manufacturer did not install or apply at the factory.
Payment is based on the actual cash value of the equipment or accessories at the time of loss.
Examples of customizing equipment include window tint, pinstripes, camper shells, luggage racks, roll bar, custom wheels, bras, tonneau covers, spoilers, air dams, and ground effects equipment not installed by the auto manufacturer. Stereos, speakers, amplifiers, CD players, and other car audio components are not eligible for this coverage.