And if you can pay cash, you can save yourself a bundle in costly finance charges. Obviously, the smaller cars are a definite plus for the buyer who is looking for economy. Also, it doesn't hurt to learn a little about auto mechanics. Often you can save yourself sizable repair bills by doing your own routine maintenance. And if you are really fed up with spending so much money for the family auto, you might think about riding a bicycle or public transit, or car pooling.
Many families spend a large portion of their annual income on health care.
A healthful diet, regular exercise and sufficient sleep promote good health. Following principles like these in caring for yourself and what you have, and applying the measures outlined elsewhere in this booklet, will help you attain the objective of living within your means.