Since it is generally easier for a graduate student to qualify as an independent, parental income is usually not a factor in determining the size of your loan. Loans are interest-free as long as you maintain your studies. You should begin planning your finances at least 10 months before submitting your application to graduate school, especially since the deadline for many scholarship and awards programs predate university application deadlines. Many universities listed in this directory that offer graduate programs have provided a brief description of financial assistance programs available on campus. Where to get more information University graduate calendars provide a comprehensive look at individual program requirements, admissions criteria, tuition fees, scholarship information and university and departmental policies and procedures, including those dealing with issues such as the protection of intellectual property rights and research ethics.
Most universities now have their calendars on their Web sites as well as hardcopy versions.
Faculty members who have taught you during the course of your undergraduate studies can provide you with a valuable assessment of various programs at the next level of your academic career. They can also give you insights into the accomplishments of your prospective thesis supervisor and of his or her standing in the Canadian research community. Academic and professional journals are another important source of information in this regard. The Canadian Association for Graduate Studies offers a practical guide to graduate studies in Canada. The guide provides a wealth of common sense advice on how to choose a thesis supervisor and the various steps you'll need to take in planning your studies and assessing your progress.