We do the research. The affordable way to buy maximum protection. Also known as level term life insurance, these policies provide a low cost way to get maximum protection for a temporary period of time. Such policies build no cash value. They pay a benefit only if you die during the the policy coverage.
Premium rates increase at the end of the guaranteed policy period.
These policies have become very popular because of their low cost and the availability of relatively long coverage. Policies require that evidence of insurability be furnished at renewal to qualify for low available rates. It is important to understand the terms of any policy that you are considering before making a purchase. 4 Term Life Insurance can help you apply for coverage right over the phone. Our experienced advisors will assist you with the process and make it as easy and simple as possible.