That is why, when the stars are out, they are visible, but when the lights are out, they are invisible. And why, when I wind up my watch, I start it, but when I wind up this essay, I end it. Yes we have one. A long time ago, we recognized the need to protect your confidential records by destroying them. The normal use of our shredder is to destroy anything that could cause any type of embarrassment or financial harm to a company or individual.
Most people have a problem talking about estate planning.
However, it is important to ensure the financial security of your family. The easiest and most common tool for estate planning is gift giving. Gifts can reduce your taxable estate while passing on wealth to whomever you wish. Gifts can also serve a valuable function in income tax planning by shifting income-producing or appreciated properties to others who may be in a more favorable income tax bracket. There are advantages and disadvantages beyond taxes in giving gifts.