Personal Loans Get a fixed rate and term and fixed regular payments.
A Personal Loan doesn't require collateral like most other loans, although rates are often lower with a Commerce Bank savings or money market account, or a Certificate of Deposit as collateral. Credit Life and Disability Insurance Coverages are available on our personal loans. You're in control with a Personal Line of Credit. There is no collateral required, unlike with most other loans and lines, and you can use your line all at once or a little at a time. With a Personal Line of Credit, you'll be ready to take advantage of a great opportunity or cover an emergency.