Some of us have forgotten. Some of us are slow and stubborn learners, especially when it comes to money. Each must do as he has made up his mind to do. Offering is no accident. Oh oh, they're taking an offering.
Offering happens on purpose.
Plan on it, make provision for it. And never mind this spooky notion that you can give to the Lord without giving to your congregation. That's more of that invisible church nonsense that makes invisible church members. Make your offering to the Lord at the place where He preaches to you, where forgives you your sins, and where feeds you His body and blood. In your congregation.