Potential and new members of the committee may request a copy of this draft presentation by contacting Terry or Christine. These are paraphrased comments that accompanied a presentation of data. Please contact Frank for clarification of any details. The California model is a micro simulation model. We took all mature claims from 1993 and 1994 closed claims .
Most jurisdictions have large self-insured populations .
The Model allows us to adjust and account for these differences providing the potential for calculating the impact the changes will have across all sectors as a percentage of overall payroll. The model allows a user to enter the benefit structures. Frank reported that in California, there are very low maximum benefits. The model even allows you to change the Voc Rehab and other benefit rules for a state and then these are applied to the model. Utilization patterns will change with benefit changes We report on the elasticity of duration, for example.