A free-choice dental plan for those who want to choose any participating HMSA dental provider. Like our free-choice Preferred Provider Plan, this plan covers most dental services when needed without preauthorization.
Members pay a percentage of the total as their copayment.
Some plans include deductibles. The dental plan for members who want regularly scheduled dental care, the assurance of set copayments, and no deductibles. Members who join HMSA's Dental HMO Plan select a convenient dental network from which they and their family receive all dental care. Vision Riders Vision benefit packages can be purchased to complement any free-choice or HMO plan. Vision benefits cover annual eye exams and most of the annual costs for contact lenses or eyeglass lenses, as well as providing reasonably priced eyeglass frames every two years.