Since most states' workers compensation systems allow for managed care, the doctor may be selected by the workers comp insurance company. However, in some extreme cases, the employee may be partially or fully disabled by the injury. In that case, they're entitled to compensatory benefits for the length of the disability. If they're permanently out of work because of the injury, they collect wages permanently. The most costly injuries were amputation, carpal tunnel syndrome, and fractures.
Men are more likely to be hurt on the job than women.
Men are also more susceptible to traumatic and permanent injuries, such as those sustained in motor vehicle accidents. Women, by contrast, are more likely to file mental stress and cumulative-injury claims. They might promote this as a bonus policy feature, and if you're a small company with few safety-management resources, this can be a huge help in reducing injuries and increasing efficiency. That doesn't mean you need to rely on the insurance company for loss-control services. If you're a smaller employer, chances are you don't maintain an internal risk management department.