Use loan for a noun, meaning money lent at interest. Militate means to engage in warfare. I have to give an oral report in history class. My verbal skills need improvement. New York is also quite populous .
Proceeding means advancing or moving along a course.
Those fancy phrases are all pretense . The principal cause of Nixon's Watergate mess was his anxiety about re-election. I support your principle , but I disagree with your methods. I like pizza better than Big Macs. Students don't always turn their papers in on time, claiming that since there are too many deadlines, they're often too busy.