For most of us that can be a truly unreachable goal. We will have to work all our lives, like it or not. Then there is college for the children. The cost of one year's tuition can amount to a sizable mortgage on a home - just as retirement age approaches. Many people believe that saving for the future will help.
Saving is important.
Saving is putting money aside, developing a reserve. Saving is putting money under your mattress, or in a savings or checking account, U. S. Treasury Bills, short-term CDs or a money market account. Investing, on the other hand, can mean making money. It involves planning and being involved. Investing is an ongoing process that changes as your needs and goals change.