Medical expenses can mount very rapidly and without warning.
Anyone who has ever reviewed a hospital bill line item by line item is amazed at the number of people who treated or came in contact with the patient, and at the charges for things you never noticed or heard of while being a patient yourself. It is unlikely that any of us would withhold treatment while we wait for a cost estimate, which is all the more reason to be thoroughly familiar with your exposure before a crisis looms. You don't want to be burdened with this worry as well. Answering the following questions will help provide a basis for decision making. These are tough issues to think about.