The bank makes its profit by the interest of loans. The people deposit money and apply for these loans. The methodology of approving loans is still evolving. New methods of accepting and distributing loan capital is important in lieu of the lack of access to foreign loans, loans that not available due to political instability. Most purchases and investments need a large amount of capital at one time to succeed.
Peasants pool their money about once a week and give it to one person.
This person uses this money to make his or her investments. In Haiti, it is important to have a large amount of labor to complete certain projects, including road repair, construction, planting and harvesting crops. Between six to ten people get together to work for one person. Then, the work is exchanged between these people. For example, the group will work on one person's fields then will exchange their labor to fix a family's house.