Title insurance is smart business and is a requirement of all real estate lenders.
The buyer pays a one-time fee to insure his real estate ownership regardless of the prior ownership history of the property. Title Insurance protects you against past claims and title faults. It makes your home safely yours. Your title insurance policy is your shield of protection and will defend your ownership against loss. You pay one premium only - your protection and peace of mind last as long as you and your heirs remain in ownership.