Repaying it can be more difficult. It is helpful, when considering how much to borrow, to examine what you can reasonably expect to repay upon the completion of your academic career. Think about what other expenses and debt you will have as you begin your first job. Promissory notes detailing the terms of your loan and disclosure statements showing the loan amounts guaranteed provide valuable information on determining your loan repayment schedule. We understand that you may have to borrow to pay for your education.
Most students do.
Just use sound judgment with an eye on the future.