Before licensed insurers can conduct business in Oregon they must file their policy forms and, in some cases, their premium rates for prior approval by the Insurance Division. This prior approval requirement provides an important safeguard for the insurance-buying public in Oregon.
Premiums rates are reasonable in relation to the coverage provided.
Policy language and sales materials are clear and understandable. Competition among insurers is fair and on a sound financial basis. Workers' Compensation Rate Factor Log - a report displaying the most current approved key factors. We'd like to hear from you.