Mrs. Brenda Nagy of Longwood's Office of Human Resources is the on-campus point of contact for the College's Workers' Compensation Program. Workers' Compensation is a no-fault employee liability insurance program which insures the College against claims by employees for injuries caused or aggravated within the scope of their employment at the College. The program is centrally administered by the Division of Risk Management, like our other liability insurance programs. Questions regarding claims, appeals, return to work, documentation, and physician relations should be addressed to Mrs. Nagy. Workers' compensation programs generally provide for management and payment of care and treatment of work-related injuries, incidental travel associated with treatment, as well as wage replacement income benefits when time lost due to work related injury qualifies for such benefits.
Risk Management involves much more than administration of various insurance programs, however.
Risk management inludes the identification and response to risks presented in a plethora of different areas within any business enterprise. Insurance is a safety net and only one of many tools available to reduce or eliminate legal exposures. Risks can be assumed with or without insuring them. They can be avoided or reduced through prevention activities such as policies and training. They can be assigned, shared, or disclaimed contractually.