In addition to the issue of medical expenses not covered by insurance, many are forced to name which parent's plan will be the primary insurance and which will be secondary. This issue should be reviewed in light of the rules of all available plans. Obviously, this issue takes cooperation. It is in everyone's best interest to work together on this issue to minimize costs to both parties. Finally, both parents should agree or be ordered by the court to cooperate in processing medical claim forms.
Many insurance policies have complicated requirements to obtain plan benefits.
Both parents must be aware of those requirements and should have copies of the plan summary, claim forms and cards in their possession. This simple guideline can save time and costs. Further, especially in cases where benefits are limited to certain medical providers, both parties must be aware of the physicians caring for the children and have any necessary information regarding the children's care. Overall, if you are having difficulties in this area, you should speak with your attorney about obtaining a qualified medical domestic relations order. This order will allow you to address the matter directly with the medical provider.