Just fill in the blanks and the loan calculator will tell you how much your monthly payments will be. Always use an account that will pay you interest. There's no point to keep your money at the bank if they're not going to pay you to use your money. In the US, the Bank Rate Monitor has free information about bank rates, credit cards, and banking trends. If you have a regular bank saving account, you may want to change it to a money market account with a better interest rate.
Most money markets stay liquid and require a minimum balance.
Check out all the pros and cons with your financial institution. If you have a regular bank saving account, change it to a money market account with a better interest rate. Most money markets stay liquid and require a minimum balance. If you'd rather do your banking from home, try a virtual bank. They tend to have lower fees and will pay higher interest rates.