Under those floodwaters, the road could already be washed away. If your car does get caught in floodwaters, abandon it immediately and move to higher ground. If you live in a flood-prone area, buy flood insurance. Flood damage to your home and its contents is not covered by your homeowner's insurance policy. A 30-day waiting period is required for your flood insurance policy to become effective.
Renters can buy policies to protect their personal property.
Contact your local insurance agent to purchase flood insurance.