Rhode, of MyVesta, says his agency will not participate. He says it's not his job to send people to bankruptcy court. The revised bankruptcy law grossly oversimplifies people's credit problems behind an unworkable get-tough veneer, he says. Rhode finds that credit problems usually are symptoms of deeper troubles. People are not numbers.
People are people.
He describes a client who had such a traumatic childhood that, at age 45, he was spending in absurd ways to resolve those old issues. He was nervous about earthquakes, so he bought a travel trailer that he could live in, just in case a quake tumbled his house. And a bankruptcy attorney had told the man that his best option was to declare bankruptcy. Someone like that needs a psychologist, not a bankruptcy attorney or just a debt counselor, Rhode argues. But, under the new bankruptcy law, bankruptcy and debt counseling might be the only options offered.