Some insurance companies offer discounts to drivers who put fewer than a predetermined number of miles on their vehicles each year. No. 6 Consider insurance cost when making a move . Costs tend to be lowest in rural communities and highest in cities, where more traffic congestion occurs. Find out about discounts for automatic seatbelts or air bags . Your insurance agent should let you know about these discounts when you purchase your coverage.
Most policies give discounts for air bags and automatic seatbelts.
Ask about anti-lock brakes . Some states, including Florida, New Jersey, and New York, require insurers to give discounts for cars equipped with anti-lock brakes. Some insurance companies give the discount no matter where you live. Ask about other discounts . Plus, remember good-student discounts when you are insuring a teen driver.