Completing the Investor Questionnaire each year can be a useful exercise. Over time, you may grow more comfortable with risk and seek a more aggressive portfolio. Conversely, less tolerance for risk may make a more conservative portfolio attractive. Of course, if you sell securities to rebalance your portfolio, you may incur taxable capital gains and fees or commissions. Keep in mind that you will likely enjoy a lengthy retirement, so do not shift to an income orientation too early.
Women make up the fastest-growing group of new business owners in the United States.
Employer and employee contributions must be made on the same basis, although contributions can vary from year to year or even skip a year, provided that all employees are compensated in the same way. These plans suit companies with unpredictable cash flows. Money purchase pension plan. They can also be designed to include loan features and vesting schedules. These plans are recommended for companies with steady income.