Another valuable reason for saving your Reports to Member is that they serve as records for tax purposes. Some medical expenses may be tax deductible if the amount is higher than your adjusted gross income. Additionally, the back of your HMSA Report to Member contains helpful information such as the telephone numbers to our offices and definitions of terms we commonly use. When you receive medical services from a provider who participates with Blue Cross and Blue Shield, the provider will submit a claim to the local Blue Cross and Blue Shield plan in most cases. We recently had a baby and would like to have her covered under our insurance plan.
Most group plans require employees to contact their employer's personnel office to add dependents.
Once you inform them that you want to add your newborn baby to your plan, they will contact HMSA and we will update our records. Please keep in mind that you need to inform your employer of your wishes within 30 days of your child's birth. Otherwise, you'll have to wait until your plan's next open enrollment period. In my particular situation, Medicare makes payment toward my medical services first and then HMSA pays. Since Medicare is your primary insurance carrier, have the claims sent to Medicare first.