So, go to an experienced professional. You can't just sit there and hope you'll win the lottery. Chances are you won't. You have to work hard and prepare yourself for opportunities that will occur. When you take advantage of an opportunity, that is luck.
Money begets money.
Let's make believe that two individuals invest in the same stock. Both aren't any different except for how much money they already have. XYZ stock price doubles in a month. The poor guy is still not that much better off, but the rich guy made more than a year's salary. You see there is no difference between the two men except for how much money they originally had.