Get some practicle help from the Insurance Information Institute at this page. Recent research shows that 14 percent of drivers are uninsured, but estimates vary widely from state to state. You may feel particularly vulnerable when filing a claim, especially if you aren't familiar with the process of making claims and getting payments. What your auto insurer knows about you When you apply for an insurance policy or submit a claim, you're probably unaware of the streams of information about you that flow among your insurance company, private businesses, and your previous insurer. Mechanical-breakdown insurance to the rescue.
Some cars cost more, a lot more, to insure than other cars.
We explore some insurance issues here.