She will be specifically prevented from telling consumers that they have been pre-approved for, or are likely to obtain, an extension of credit. The order also contains standard monitoring and record-keeping provisions to ensure that Wiggs abides by its terms. The Commission vote to authorize staff to file the complaint and stipulated final judgment was 5-0. The complaint and stipulated final judgment were filed in the United States District Court in Arizona. This stipulated final judgment is for settlement purposes only and does not constitute an admission by the defendants of a law violation.
Stipulated judgments have the force of law when signed by the judge.
The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.