One of the points at which a person is not rich is the point when they realize that their debt, while insurmountable, is nevertheless inconsequential. Your lack of wealth is insignificant. Welcome to the kind of advertising that appears in the magazines that you read when you lie on the survey forms that independent market research firms send you. The survey that came with a crisp one-dollar bill enclosed for motivation. Rich people don't have time to fill out market research surveys.
Rich people keep the dollar and throw away the survey.
You carefully filled out the survey, but you lied on almost every question. You pretended that your yearly salary was ten times what it is. You indicated that you purchased two cars, diamond jewelry, and a bicycle last year. Perhaps it's simpler than that. Perhaps you were just fantasizing about what will never be.