Smart consumers do comparison shopping when looking for credit such as a mortgage or an auto loan.
It is also a good practice to engage in when shopping for a credit card plan, because the choices you make could save you money. SHOP among the various plans of credit card issuers contained in this brochure. Compare them with cards you already have and with offers you receive in the mail for the terms that best suit your spending and repayment habits. The costs and terms of the plan or plans can make a difference to how much you pay for the privilege of borrowing. Take these items into consideration along with how you pay your bills each month, whether in full or only partially.