Education and Health Ethiopia's education system is capable of providing well trained skilled and semi-skilled technical and business personnel. The country's universities, colleges and technical institutions provide professional, semi-professional and technical skills necessary for the business sector. Thousands of primary and secondary schools serve to lay the foundation for human resources development in the country. There are a number of foreign community schools in Addis Ababa. Currently, English, American, French, German, Italian, Greek and Indian community schools are offering kindergarten, elementary, junior secondary and secondary education with acceptable international standards.
Most urban centers have reasonable numbers of hospitals, health centers and clinics.
As regional governments allocate an increasing share of their budgets for the health sector, additional health facilities are being built in rural areas. Banking and Insurance Efficient banking and other financial services are available in Ethiopia. The CBE has 164 branches including one in Djibouti. The CBE and private commercial banks offer savings and checking accounts, extend short term loans, deal with foreign exchange transactions, provide mail and cable money transfer services, participate in equity investments, provide guarantee services and perform all other commercial banking activities. DBE extends short, medium and long-term loans for viable development projects, including industrial and agricultural projects.