The names have been changed to make them more amusing. Dear Mr. Adams, I am writing to you with utmost urgency from Lagos, Nigeria. This is an investment opportunity that you will not want to miss. Ten million dollars in gold bullion has been discovered in a bank account in my family's name. But due to our current cash flow situation, we cannot afford the outrageous bank processing and legal fees to take possession of this gold which is rightfully ours.
Time is of the essence.
Swinhar Dear Swindler, Mr. Adams doesn't know much about Nigeria, but everything he has heard would lead him to believe that your offer is an excellent investment opportunity with no downside risk whatsoever. Unfortunately, all of Mr. Adams' money is already tied up in the Nigerian court system and he does not have the cash to pay his attorneys to get it back. I propose that you wire Mr. Adams whatever money you do have, then he will free his money for your use. He will also send you a free toaster for doing business with him. It's a win-win scenario.