Medical Services Medical facilities are widely available. However, private hospitals and clinics which accept major credit cards are widely available. U.S. medical insurance is not always valid outside the United States. Travelers have found that, in some cases, a letter from their carrier describing supplemental medical insurance with specific overseas coverage has proved useful. A foreigner is usually covered by the Finnish social security after moving to Finland.
Most health care is provided as a public service.
Inhabitants of each municipality use the services offered by the health center for the area in which they reside permanently. The quality of public health care is equivalent to care given by private doctors. Occupational health care is organized by employers at no expense to employees. It is based on a special law intended to protect health of employees from being harmed by the nature of their work. Housing Most people in Finland own their own housing.