I have some CDs in my IRA that are to be renewed this fall. The current interest rates are a little more than 5 percent and are on their way down. I have different types of investments available to me, but I am unsure of which ones to try. As guaranteed interest rates fall, other opportunities are being considered. Understand that gain is expressed in interest to have a common expression so one can make a comparison.
More investments offer gain as the principal amount grows then a fixed amount of interest.
It would seem to me that most of us could afford a moderate amount of risk investing in America's very successful and established companies. She refuses to have a will made, saying it is unnecessary because everything is in my wife's name or held jointly. I question this. I feel that there is always a need for a will. You and I are together on this one.