Don't be fooled. Congruence is not something that can be faked. We may be able to act as if, but if our Identity and Spiritual connection are not in alignment, it will become apparent over time. The state of congruence comes about when we are aligned on all of these levels. Looking back at the example of Matt and Frank, they share many common patterns at the deeper level, but the behaviors of achieving their dreams manifest in very different ways.
Many people are great at writing out goals and action planning.
To look at them you'd think they were really sharp and successful. However, if they are behaving in ways that don't fit in with their identity and spiritual experience, they are incongruent at their deepest levels. This incongruity will manifest itself eventually. We may push the pendulum one way to achieve success, but ultimately it will swing back as a self correction. This is the danger of using will power long-term to achieve your goals.