The new blanket accident insurance product covers accidental loss of life and accidental dismemberment, including the loss of sight, speech or hearing. The product enables companies, associations and other groups to purchase accident coverage for their employees or members. The blanket product can provide 24-hour protection for losses arising out of various types of business travel or personal travel. This worldwide coverage can be extended to spouses and dependent children. The blanket accident coverage can be purchased by groups of all sizes, and policyholders may select the benefit levels that best fit their organizations' needs.
Special coverages are available to law enforcement groups and volunteer fire and rescue squads.
Programs can also be customized for credit card companies and banks. Among other things, the Travel Assistance Service helps insureds replace lost or stolen travel documents, obtain emergency funds, and locate medical care and legal services while traveling for business or pleasure. The new blanket accident product already has been approved by most states. Chubb's worldwide network includes branches and affiliates throughout North America, Europe, Latin America and the Pacific Rim. See important notice.