This headline prompted several consumers to file complaints with the Consumer Protection Division. The words appeared on a flyer enticing consumers to pay for credit help.
Many similar advertisements continue to lure consumers with promises of clean credit ratings.
But in fact, you can't buy good credit. In a time when more and more people are struggling to keep their heads above water, credit repair scams flourish. But if you have bad credit, only time, patience and timely repayment of debts will earn you a clean slate. There are two major types of credit repair scams. The second is an offer of a Visa or Master Card for people who haven't been able to obtain these cards from banks.