Special travel insurance is available, which is underwritten by AXA Insurance and has been arranged by our insurance brokers, Campbell Irvine - tel. 01737 223687. You must read the insurance certificate carefully. Changes in dates, and particularly the change of the century, could see widespread failure of computer and other systems containing computer chips, which depend on date-related information in order to work properly. Other than Medical Expenses, Hospital Benefit and Personal Accident, your certificate excludes anything directly or indirectly caused by failure of any computer hardware or software or other electrical equipment to recognise or process any date as the true calendar date. It may be that you are required to disclose known medical conditions of such people prior to cover being issued and you must be aware that failure to disclose such information will prejudice your position.
Some sections also have inner limits - eg for one item, or for valuables in total.
Where there is an excess, you will be responsible for paying the first part of a claim. However, the certificate will cover you for any activities included in the itinerary for the holiday being booked from this brochure. If you want cover for any other hazardous activities, other than those included in your itinerary, please discuss your requirements with us. UK Law allows the parties to choose the law applicable to the contract. The contract will be subject to English Law unless otherwise agreed.