Click here if you want to download the software. Life Expectancy Tables. For all Americans, and males and females.
More educated people have higher life expectancies, e.g., see below.
Life expectancy and payouts . This is for people participating in the College Retirement Equities Fund, who would be of similar status to typical financial planning clients. Note that if a couple lives to age 60, then, on average, at least one of them will live to be 93.