These provisions also incorporate the requirement that each optional unit must contain at least 80 acres of insurable macadamia trees or be located on non-contiguous land. The dollar amount of insurance chosen by the insured for each age group must have the same percentage relationship to the maximum dollar amount offered by the insurance provider for each age group. This ensures that the amount of insurance accurately reflects the value of the trees and maximizes the number of acres which are insurable. Previously, the policy contained no contract change date since it was not a continuous policy. Previously, the policy contained no cancellation date since it was not a continuous policy.
Wind is deleted because it is encompassed by the term adverse weather.
Disease and insect infestation are also excluded as causes of loss unless adverse weather prevents the proper application of control measures, causes control measures to be ineffective when properly applied, or causes disease or insect infestation for which no effective control mechanism is available. FCIC has a long standing policy of permitting certain modifications of the insurance contract by written agreement for some policies. This amendment allows FCIC to tailor the policy to a specific insured in certain instances. The new section will cover the procedures for and duration of written agreements.