Many doctors and hospitals in the State of Hawaii participate with this plan. There is a waiting period of nine continuous calendar months before you are eligible for maternity benefits. However, benefits may be paid for miscarriage, abortion or premature birth if this waiting period would have been met had the pregnancy gone the full term. If you are in a hospital or skilled nursing facility when coverage begins, we will pay benefits for covered services that are rendered after your discharge date as long as the services are a benefit under your plan's certificate. In recognition of the many ways our members attend to their health, we're proud to offer Natural Pathways, HMSA's complementary and alternative care access program.
Members pay the discounted rate in full.
HMSA does not pay any portion of the charge for products or services. Please consult your physician before taking any dietary, nutritional, herb or other supplement, before beginning any exercise program or before using any other service available through the Natural Pathways program. HealthPass HealthPass is HMSA's innovative health education and wellness program. This program is a benefit of this plan and is offered at no charge to you. Once a year, you will be eligible to participate in this program at one of HMSA's HealthPass offices conveniently located throughout Hawaii.