The death of a family member or close personal friend is a difficult subject for almost everyone. The tendency is to postpone dealing with it until the time comes. Unfortunately, when it does, survivors are expected to make many crucial financial and legal decisions. For a grieving and unprepared person, the pressure to make these decisions can seem overwhelming. It need not be.
Preparation is the key.
Following the death of a loved one, families usually rely upon the funeral director for guidance. It is important that this person be involved immediately because he or she can begin to help you make arrangements for funeral services and burials. When a loved one dies, you should seek legal advice on such matters as re-recording property deeds and the disposition of stocks, bonds, and savings. Also, the disbursement of the insured's business and estate assets, and the drawing up of a will for the widow or widower, will require immediate attention. The death certificate is the basic document you will be working with.