If your estimate is greater than your policy coverage, consult your insurance company. Make sure there is a smoke alarm on every floor of your home and test each alarm monthly. Have all fuel-burning appliances inspected by a qualified technician at least once a year, and ideally before winter. As with insuring your home, insuring your car presents you with many options, as companies offer a wide variety of types of automobile and accident coverage beyond the basic coverage. So you can customize the policy to your specific needs.
Nobody likes to think about buying life insurance.
It just reminds us of our own mortality. But if you want to protect your survivors and dependents against financial difficulties when you die, it is an effective financial planning tool. As with all other insurance policies, though, you should make sure you know what you are buying. Find out how much you know about home, car, and life insurance policies by taking our quiz . Got the package in the mail from the broker.