You may enroll during the annual Open Enrollment period to be effective the following January 1. Rensselaer pays 75 percent of the cost of your coverage. You pay the remaining 25 percent of the cost, which is deducted from your paycheck on an after-tax basis. Costs are included in your benefits kit and are distributed annually. At the present time, an option to buy additional insurance is not available.
More detailed information is contained in the Summary Plan Description.