They have become experts at filling out forms and applications. Parents, early on, should stress good grades, because it has a bearing on scholarships, says Gibson. They should also encourage a really good involvement in the community, in extra-curricular activities. He recommends that students should become well acquainted with their counselors, and admonishes, Don t be ashamed to fill out the forms. In the information age, education is more important than ever.
Some families are able to start saving when their children are small.
Some can t start until their children are older. Wayne Fujikane, education specialist with the Hawaii Department of Commerce, says families should focus on the big picture. When you save for education, it should be part of a bigger financial plan, says Fujikane. That plan may include buying a home and preparing for retirement in addition to saving for educational expenses. Go to free or low-cost seminars, he says, and take good notes.