You can get your hands on the money, with interest, in minutes at almost any bank or other financial institution once you've held a bond six months or more. Payroll savings is easy to start. You can begin with just a few dollars per pay. Just get an enrollment form from your employer and ask what amounts you can allot. You can also download an enrollment form here .
Payroll savings is flexible.
You can buy bonds for yourself or anyone you want, with a coowner or beneficiary if you wish. You can change the amount you allot per payday. Your employer may offer both Series EE and I Bonds. Ask your employer for the payroll savings brochure and an enrollment form. You can also download an enrollment form here .