Q. I know more about pricing my listings in my neighborhood than any appraiser. They do not need to price their home high to come down. In other words, an appraised listing should be priced more competitively from the beginning with little or no negotiations expected.
Most lenders are mortgage brokers who sell the loans they originate to secondary lenders.
Any and all mortgage brokers will accept Ameriapraise appraisals if the buyers and agents involved are persistent. Our client list now includes over thirty secondary lenders, one or more of which every broker in the Houston area has used on previous occasions. If your lender doesn't want to use our appraisal, ask them to pay the difference and charge the buyer only one-half the normal fee for a new appraisal. Only portfolio lenders with salaried staff appraisers who do not charge appraisal fees will decline to use our Pre-Sale Appraisals. Also, if the buyers choose not to use the appraisal, that is their option.