Consult our Stafford Contact List and Lender Comparison Chart for more information. Aid is awarded on the basis of financial need except for unsubsidized Stafford and PLUS loans. Candidates are enrolled undergraduate and graduate students working to obtain a degree or certificate. Graduate debt limit includes any Stafford loans received for undergraduate study as well. Since interest rates, repayment periods, etc., have changed frequently, continuing borrowers are advised to refer to their promissory notes or contact their lenders for precise information regarding previous loans.
Unsubsidized loans charge interest during in school periods.
Interest and principal payments for subsidized borrowers are deferred until six months after a student stops attending at least half-time. Follow instructions contained within the letter All first-time borrowers must attend a Stafford Preloan Counseling Workshop . Your loan information will be electronically transmitted from Fresno State to EdFund. Promissory Note from Guarantor. Complete form and return to lender.