Through this optional endorsement, we protect your organization by providing coverage for damages due to bodily injury or property damage arising out of the use of a non-owned vehicle by an authorized operator. We also provide defense coverage for the authorized operator if your driver has no other defense coverage. Brotherhood Mutual also provides physical damage or total loss coverage, subject to a limit and deductible, regardless of your liability. Additionally, we also provide a specified amount of money for the loss of use or loss of rental income from damage to a rented vehicle, subject to the terms of the rental agreement. Also included in this coverage is a specified sum of money to replace stolen or destroyed personal property of the vehicle occupants during overnight trips, generally, in excess of other available auto liability coverages.
More liability coverages are available.
Please contact us for more information. Whether you're sponsoring a short-term mission project, sending students to study abroad, or leading tours to the Holy Land, you need insurance protection and travel assistance that doesn't stop at the border. For just a few dollars per person per day, Brotherhood Mutual's Passport to Ministry SM policy can provide superior insurance protection for your organization and travelers when they leave the United States. This policy covers church members and visitors while participating in group activities scheduled and sponsored by the church, on or off the church premises. Included are activities such as worship services, Sunday school, various men's and women's meetings, and other group events.