Senior David Kneas no longer receives credit card offers because they have given up on him. As a senior, he doesn't have a credit card. You spend money without thinking you're spending it. Kearns said he is weary of Citibank's campaign, in part because it is to Citibank's advantage that more customers depend on credit cards. It's good to have a campaign to educate people, but it's only temporary.
People return to their old ways.
Unlike Metz and Kneas, Lindsey Rush, a sophomore, has a credit card. Like the others, she remains apprehensive about credit card companies' responsibility campaigns. It's just something I try to stay away from. Freshman Steve Sumner, however, thinks that credit cards are great. I always pay attention to how much I spend.