When used properly, credit cards are a great way for college students to build a good credit history and to manage unexpected expenses. When shopping for a credit card, be sure to apply for a credit card with a competitive interest rate and a generous interest-free grace period. This will make it easier to pay off your balance should you choose to carry one. CCCS helps consumers trim their expenses, develop workable budgets, lower finance charges and repay debts. CCCS is primarily funded by local, regional and national creditors and businesses.
Services are available in person and by phone.
Spanish speaking counselors are available.