Therefore, you can expect that the actual terms offered in a credit card application sent to you may occasionally differ from those in this Report. Frequently your questions can be answered. For example, the creditor may offer many different kinds of cards and you were sent the wrong application. All public libraries have been provided with a copy of this Report. Most libraries have facilities to allow you to copy all or some of the Report.
Permission is granted to make as many copies as needed.
This Report contains only information reported by January 15, 2001. It is likely that some issuers are not included in this Report. The Report will continue to grow in the future. You can help by letting the State Treasurer know of any credit cards not in the Report. The address and phone number is listed above.