Many students come to college to learn, grow and eventually find themselves.
Lars Eacott, a liberal arts major at CSUN, applied for a credit card. You buy things now and pay the bill when it comes. Eacott is slowly paying off his debts and has stopped charging things. However, Mary McClean, an English major, found her credit card to be very useful when her car needed a new alternator. It's too easy to spend on it, even in an emergency.