Salvation is a personal matter with any repenting sinner.
The word is nigh thee, even in thy mouth, and in thy heart that is the word of faith we preach. Simple truth believed brings the individual a forgiven past, present, and future with the living God. Yes, the sinner must ask for help as he repents of his sin. In doing so, he uses simple faith for fellowship with God through Christ. Christ Jesus took upon himself all our transgressions and the Father is satisfied with saving faith.