It is another to do something about it. Take some time this week to get a financial plan in order. In fact, pull out your calendar and schedule that time before you move to number 4. Be specific, and give yourself some goals and deadlines. Get in shape.
Winter is over and the sun is starting to shine.
If nothing else, walk a few times a week. I read recently that if the average person were to walk 2 miles 3 times a week for a year, they would lose 14 pounds without even changing their diet. Remember that this is the only body you get - take care of it, for yourself and your family. One of the key characteristics of successful people is that they are learners. That is, buy some personal or professional audio tapes and learn while you drive.