For every dollar of wealth held by white middle-aged households, black households were found to have only 27 cents, and Hispanic households about 30 cents. For both most minority households and the typical white household, Social Security remains the largest single source of wealth. Furthermore, the study concludes, the current benefit levels of the Social Security program, combined with other social benefit programs, discourage active savings programs. Emphasis on HMOs. Financial incentives will be used to encourage enrollment in HMOs, which Republicans believe will save the government money.
Medical savings accounts.
The plan may include vouchers, with beneficiaries' savings placed in accounts for future years' medical care.