Direct Reimbursement works without deductibles, waiting periods, and limitations or exclusions. Employers have several options for administration. Fewer complaints about the dental plan. No complicated benefit booklet or claim forms. Since everything is covered under a DR plan, employees have peace of mind knowing that no matter what services are provided, they will be reimbursed based on the plan design.
Reimbursement is prompt.
Employee becomes a better consumer since typically they are responsible for paying the bill and then being reimbursed. Employees know how much they are spending for dental services and can make better educated decisions about their dental care. There is no predetermination or preauthorization so employees can get the treatment they need when they need it. Employees do not have to wait for an insurance company to approve a pre-treatment plan. Reduces paperwork and red tape in the office.