Lending in Less Developed Countries Find out the bank's policy and history regarding lending and debt relief for developing countries. From the mid-1970s through the early 1980s, international banks made huge loans to less developed countries with little concern for actual development. The drastic austerity measures these banks forced on these countries to ensure debt repayment has caused tremendous cost of living increases and extreme suffering, especially among the poor. The 12 largest U.S. banks hold most of this debt. Some banks like Bank of America and J.P. Morgan have adopted more progressive approaches and helped to reduce the debt burden.
Ownership Find out who owns the bank.
By supporting banks run by women and people of color, you can promote equal opportunity and diversity. Choosing a Life Insurance Company Life insurance can provide financial security for your family, pay off your debts, and pay funeral expenses in the event of your. If you do need life insurance, the generally recommended amount is five to seven times one's annual income. There are different types of policies ranging in price and benefits. Term life insurance provides protection for a specific period of time with no cash value, at a premium based on your age.