Credit card offers- phony promises of credit cards requiring payment of fees in advance 8. Credit card loss protection- unnecessary insurance sold using scare tactics or misrepresentations 10. Unfortunately, telephone con artists have no qualms about taking advantage of vulnerable consumers by guaranteeing them big profits from working at home. Craft-making kits Victims pay for kits, spend time making the crafts, and either the company does not buy back the crafts as promised, or there is no market for the finished product. Many times the software is outdated and the training nonexistent.
Victims are also unable to find doctors who want the service.
These schemes commonly lead consumers to believe that they will receive all of the materials and training necessary to perform the work and that the company will help them find customers. Many envelope-stuffing schemes are nothing more than illegal chain letters. Operating a business from home is the same as operating any business. It takes expertise, marketing know-how, and hard work, and there is no guarantee of success. NCL's three-pronged approach of research, education and advocacy has made it an effective representative and source of information for consumers and workers.