You might also want to think about whether the services a plan offers meet your needs. Call the plan for details about coverage if you have questions. Chronic health conditions or disabilities that you or family members have. If you or anyone in your family will need care for the elderly. Care for family members who travel a lot, attend college, or spend time at two homes.
Most plans provide basic medical coverage, but the details are what count.
The best plan for someone else may not be the best plan for you. Care by specialists. Hospitalization and emergency care. Care and counseling for mental health. Services for drug and alcohol abuse.