And contributions for the optional programs are priced competitively to the marketplace. It'll give you a good idea of what's in store. More detailed information is provided to new hires. Matching Gift Medical and Dental Coverage Health care coverage is one of the most important and costly benefits for both employers and employees. The choice is yours.
Participation begins immediately upon hire.
Vesting occurs after five years of service. Employees who leave employment before retirement may take their vested account balance with them as a lump sum payment. Employees are always vested in their own contributions. A number of investment options are available. Loans and hardship withdrawals are also available.