This person can be a doctor, nurse, social worker or other similarly trained and, licensed professional. Relatives or others who assist part-time in giving care. Chronic conditions often begin inconspicuously and symptoms are less pronounced than acute conditions. A residential community providing a variety of living arrangements and services from independent living apartments to ALF and SNF care. A specified, maximum, daily, dollar amount payable on a covered period of care.
Policies offer a range of choices in ten-dollar increments.
A specified time period of covered care where no benefits are payable. Ideally, should be selected as the longest period that you could sustain care costs using your available, expendable assets. Assistance given in managing and maintaining household activities that allows you to remain safely in your home when you can not manage those activities on your own. May include meal preparation, laundry, cleaning, chores, etc. If elected, increases benefits in order to protect against the effects of inflation.