Most people are surprised to learn how little cash it actually takes to buy a home.
Once you have a workable plan about the amount of cash you need, everything else will fall into place. However, there are many ways to reduce upfront costs and cash out of pocket. There are several ways you can get some of your upfront costs covered for you. Any donation to you must be free. A written statement from the person giving you the money must be presented, stating that it is a gift free and clear.