CMHP's Board of Directors represents a cross section of the community committed to developing affordable housing opportunities. The public partners are city and county governments and federal and state programs. Private partners include financial institutions, developers, professionals, businesses, and investors. Community partners are civic and religious groups, local nonprofit organizations, and target area representatives. CMHP provides a comprehensive range of affordable housing services and has been designated as a Homeownership Center by Neighborhood Reinvestment Corporation.
Potential homeowners are prepared for mortgage qualification.
Counselors assess participants for mortgage readiness and prequalify them against established underwriting guidelines. This is achieved through individual counseling and classroom training. CMHP Sales and Mortgage Department assists customers with house selection and mortgage services. CMHP's Construction and Rehabilitation Department oversees the building and renovation of housing. CMHP makes mortgages at rates lower than conventional mortgages using relaxed underwriting guidelines and by combining first, second and sometimes third mortgages.