It is no more virtuous to be poor and lazy than it is to be rich and greedy. Both sloth and greed are listed amongst the 7 deadly sins condemned by scripture. If I am lazy and line up for hand-outs because I have no ambition or desire to better myself and my family, then woe is me. I have no immunity again social disgrace or the impoverishment that comes from sloth. But we cannot judge this or any person, thinking that all people who are poor are, ipso facto, lazy.
People can be poor because they had a poor start.
They can be poor because of age, or ill health, or because of a death in the family. Or because of divorce, or abandonment or earthquake. There are many, many causes for our being poor and destitute and it is not your task or mine to sit in judgment of the poor and powerless in our midst. It is my experience that there are not many naturally-lazy people. What the poor need so often is not a hand-out, as necessary as this may be.