Well, one of the first things that a small business should do when looking for a bank is not get caught in the trap of looking for the closest bank, or the bank in the same building or the bank right around the corner. There are a number of financial institutions that have a tremendous desire to serve and help the small and medium sized businesses. Now, the second thing that I would do, is I'd have them ask and talk to constituents of theirs. People in other business organizations, be it the Chamber of Commerce. Possibly even asking some of their own customers.
Service organizations are tremendous source of referrals for that as well.
So, I'd ask them to put together a list of potential banks. Once we have that list of potential banks in hand, I would encourage them to set up an interview process with each of the banks. They would go into the office. They would ask for a loan officer, or a business development officer. Those are the individuals that are going to have the decision-making capability to really help the business.