Many investors feel uncomfortable working with investment professionals.
This isn't surprising, given the cloudy haze surrounding much of the financial services industry. Most people find their financial advisors through referrals from friends, coworkers, accountants, or attorneys. Although this is a comfortable method for most people, it has two major pitfalls. First, in today's litigious society, professionals and laymen alike are less willing to refer you to others due to the implied endorsement. This is especially true for accountants and attorneys.