Another possibility are special programs set up in some states to provide insurance for those who can't get it in the regular market. There are other viable alternatives when insurance is not available through your employer. But, as with all comprehensive health insurance, the coverage gets expensive. This is a relatively new coverage and all the problems are still not apparent. So it probably takes more shopping and study than other kinds of insurance.
Mistakes are easy to make.
It is an expensive form of coverage, so if you buy it and then drop it in a few years, you'll have heavy losses. He is now adjunct professor of information science and technology at Cabrini College and a senior member of the Institute of Medicine.