In today's world, insurance is something that we purchase routinely for our cars, home, and business.
Most travelers never file an insurance claim.
The ones who do have a major event and file a claim or utilize the services of the company feel that the cost of the insurance was inconsequential compared to the service provided. There are several excellent travel insurance policies on the market. Travel agents have preferred suppliers that they work with on a daily basis. If there are any questions the major travel insurance companies have toll-free numbers consumers can utilize for specific questions or clarifications. If a comprehensive policy is purchased there may be no need for any additional coverage once you verify that your exposure is adequately covered and that you have met the pre-existing conditions coverage specifications.