If a boarding player cannot meet his obligations to his fellow pirates who helped him capture a ship, then he must take a credit from the bank. At the end of the game, all credit must be paid back double. The boat serves as storage for all credits that Volker will owe at the end of the game and the boat may not be used as a boat on the game board. At the end of the game all debts must be paid back double. A player starts his turn with no boats in his off-board pool.
Players now add up their treasure chest cards.
The richest player wins.