For myself and many others this is not the reason that we stay. It is not that we are not convinced that it is scriptural, of this we are in no doubt. It is the fellowship and life that keeps us. Nowhere else have we found the safety and simple freedom to share our lives in our Lord with others. It is not always peaches and cream.
Nothing ever is where sinful human beings are concerned.
Indeed the organized traditional churches actually do a good job of protecting their adherents from one another simply because of the structure and the lack of opportunity for them to interrelate. This is not so in the home churches. We are eyeball to eyeball with one another. It can be very scary for the average person to find out that there is nowhere to hide. Yet we find out that while there is nowhere to hide, there is no need to do so because we are loved.