These products are strongly supported by the American Dental Association, as well as the Oregon Dental Association as an alternative to traditional style dental plans. The employee then submits a simplified claim form to BCA for reimbursement. BCA reimburses the employee for the appropriate amount based on the benefits and maximums selected by the employer. Participating dentists will bill ODS direct, and reporting is available. With both products, the benefits are simply stated as a maximum dollar limit per year per eligible individual or a percentage thereof.
Reimbursement is based on dollar expenditures rather than on services incurred.
Additionally, employees are involved in the cost containment process with cost-sharing provisions such as annual maximums and copayments. For more information regarding these products, please feel free to contact your marketing representative. Inc. All Rights Reserved.