For him, games are a form of recreation. Andrew, on the other hand, is an upper-class elitist who has never endured misfortune. And, when it comes to crime, the police are minor obstacles - plodding idiots who couldn't solve a case even with all the clues laid out neatly for them. The first phase in the game has Andrew luring Milo to his house under the pretense of discussing the terms by which Andrew will grant his wife, Marguerite, a divorce so she can marry Milo. Much to the younger man's surprise, Andrew seems delighted to be rid of his spouse.
Marriage is the penalty.
Since he has a mistress to take care of the former, the wife has become expendable. Using his personal experience as a guideline, Andrew advises that for Milo to keep Marguerite happy, he will need a source of significant income. As a result, Andrew will get the insurance money and Milo can fence the property for a significant amount of cash. To Milo, it sounds like the perfect plan. There's only one problem - Andrew isn't serious.