So what you are saying is, we are all bound by the law of karma and it's better to give than to receive. If you love somebody, then only love is enough. Love is unconditional. Only giving, only giving, just as this earth, this universe, gives us everything. Every day we breathe in, breathe out.
Nobody pays money for that.
Living in this world, food is very important, clothes are very important, a house is very important. For all these things we must pay money. If for only ten minutes you do not breathe, you die. The universe always gives us this air. This air has no hindrance, it connects with everybody, not just human beings.