He ends up going to the business two or three months in a row. It seems he can never save enough money for emergencies. The high cost of these cash advances eat away at your paychecks and make it likely you will need to borrow again. Ask your employer for a pay advance. Some community organizations or faith-based institutions offer emergency loans.
Many credit unions offer theirmemebers small loans, lines of credit, and overdraft protection.
To prevent money shortages in the future, start a savings account. Ask if your employer offers automatic deductions from your paycheck to savings each pay. If you are continually short of money, you need some help in budgeting. See if you can get budget counseling from a local Consumer Credit Counseling Service. Check-cashing services can only charge up to 10 percent of the amount of your personal check, and the transaction cannot be renewed.