Members own and run their credit union. Members' savings deposits provide money for members who need loans.
Members usually earn higher dividends on savings and pay lower interest rates on loans.
Employees and retirees of the Commonwealth of Virginia and political subdivisions, local governments and school boards in Virginia. Students of state-funded colleges and universities. Employees and students of University of Richmond, Virginia Union University and Randolph-Macon College. Employees of approved select employee groups. Immediate family of Credit Union members, including spouses, parents, grandparents, sisters, brothers, children and grandchildren.