The Participants and Their Roles End Users of the Purchasing Card include companies and governmental agencies and their employees. Suppliers of Goods and Services accept Purchasing Card for payment. Card Issuers work directly with end users to set up the program, issue cards, and provide the electronic invoice. The card issuer uses the services of the networks and processors to facilitate card issuance, provide authorization, and provide data. Many financial institutions provide this product.
Networks facilitate the movement of transactional data between the issuer and acquirer.
Organizations in this role include Visa, MasterCard, and American Express. Merchant Acquirers set suppliers up to accept Purchasing Cards. They provide equipment or software that allows the supplier to process transactions. They facilitate payment flow, including depositing funds into the supplier's bank account.