Funds can also be transferred by bank wire. No Load Fees. The investments can be canceled at any time, without a loss of principal, and with all principal, interest and dividends payable if canceled after one year. Interest and dividend income are guaranteed by a Swiss insurance company. Swiss government regulations protect investors against either under-performance or overcharging.
Swiss annuities offer instant liquidity, a rarity in annuities.
All capital, plus all accumulated interest and dividends, can be freely accessible after the first year. Upon maturity of the account, the investor can choose between a lump sum payout, rolling the funds into an income annuity, or extend the scheduled term by giving notice in advance of the originally scheduled date. Legal Protection of Assets in Swiss Annuities Growing the wealth is important, but so is protecting it from false claimants, and Switzerland excels at this. With everything that can happen to savings, it is nice to know that there is something, somewhere, nobody can touch. They also cannot be included in a Swiss bankruptcy procedure.