Most of the markets in this niche provide loss control services which will lower cost to the client and assist the risk manager in maintaining a quality program. Markets exist that specialize in providing excess over the retained limits. Target markets include municipalities, districts, authorities, and public entity boards. Rain insurance, event cancellation, special events, and liquor liability also are written. Various A rated admitted and nonadmitted carriers are utilized.
Target markets are large municipalities to individual trustees.
Packages and individual policies are written. Carriers include National Casualty, General Star Indemnity, Coregis, and Northland. Law enforcement and public official coverages also are available. Various A rated carriers are used to place business. Public official and police professional coverages also are written.