The licensing boards and commissions should deny licenses to applicants convicted of serious crimes. For example, NRS 683A.450 empowers the Insurance Commissioner to suspend, revoke, or refuse to continue any license of a practitioner convicted of the enumerated crimes. The power to refuse a first-time applicant must be included in the statute. All applicants for professional licenses should submit fingerprints and background checks prior to being licensed. See, i.e., Tex.
Unauthorized insurers are also a problem in Nevada.
The NAIC provides model laws addressing this problem, but it is specifically recommended that the Secretary of State be empowered to refuse to file, or to cancel, or not to renew articles of incorporation for unauthorized insurers establishing a mailbox in Nevada. The Secretary of State should be required to nullify the charter of a corporation once the Insurance Commission has a final order prohibiting the corporation from transacting insurance in Nevada. The professional boards and commissions must begin to effectively discipline those businesses and individuals they are statutorily responsible for regulating. Teamwork in the fight against insurance fraud is fundamental to the enduring success of this mission. They should also be encouraged to report back to the 1999 Legislature the progress made in this regard.