These are the ticket windows of railway companies, petrol stations with shops, bakeries, etc. Supermarkets belong in this category, but show more variation in transaction times. These problems include considerable loss of turnover, unacceptable numbers of people travelling without a ticket, delays in buses and trams, dangerously long queues and considerable irritation for customers. Characteristically, many of these businesses have little or no means of alleviating the problems. Types D and E will also be seriously affected, resulting in irritation and a loss of turnover.
Supermarkets can expect their queues to explode.
Cash-handling businesses belonging to Type F will probably be least affected by the present cash changeover scenarios. The research team considers that hoarding cannot be excluded. The chaotic cash changeover will lead to suspicion and stress in the general public which will tarnish the image of the euro and of the European Central Bank. They conclude that the public must have enough euro money at its disposal directly on day one, and that consequently they should be frontloaded with euro coins, and notes as well.