Second, deal directly with people who can approve your loan when you apply. Local approvals mean you are dealing with decision-makers that know the market and will take the time to understand your situation. Fourth, choose a lender that can provide you with the customer service you desire. Choosing a lender is more than selecting the lowest rate available. You can explore your options, compare loans and rates, and even apply on-line when it is convenient for you.
Many web sites provide information and interactive capabilities.
However, you should be aware that not all sites are created equally. Some sites are referral services for lenders and brokers, and applying on-line may be challenging because with these sites your application is passed on to a lender that is chosen for you. You may have no way of knowing if it is the right lender for you. On the other hand, there are lender sites in which you deal directly with the lender - directly with the people who can approve and fund your loan. These sites can help you make smart and informed decisions about your home loan.