Health profile - A form when completed by the applicant that offers health history information and is used to determine the premium and establish coverage. Indemnity plan - A type of health benefits plan under which the covered person pays 100 percent of all covered charges up to an annual deductible. Inpatient - A patient who is staying in the hospital and receiving room, board and general nursing care. Intermediary - A company that signs a contract with the federal government to handle Medicare payments for hospital, skilled nursing facility and home health agency services. An employee who did not enroll at the first opportunity or following a qualifying event must wait until open enrollment to enroll.
Open enrollment is defined as the month preceding the employer group health plan anniversary date.
The request for application must be completed and received by Blue Cross and Blue Shield of Kansas in the month preceding the employer group health plan anniversary date. The primary goal is to deliver cost-effective health care without sacrificing quality or access. This is a notice from Medicare explaining if it approved a service and how much it paid. Medicare supplement policy - A health plan for people with Medicare coverage, also known as a Medigap plan. Medicare doesn't cover everything, so many people buy a Medicare supplement policy to help cover their health care bills.