Eligible Employers Employers associated with the AFLC are considered eligible employers. These include congregations and all corporations within the AFLC structure. Congregations may sponsor all of their employees, including pastors, teachers in schools under their jurisdiction, ministry associates, and lay employees. You are scheduled to work 30 hours per week or more. The plan is self-funded in that premiums paid are used to pay for benefits used by plan participants.
Participants share in the cost of medical expenses through deductibles and through co-payments.
A deductible is the amount you are required to pay each year before the plan pays a benefit. The AFLC plan offers participants the choice of two deductible options. The co-payment is the percentage of the cost you pay after the deductible is met. Coverage for eligible employees is effective on the date of hire. Members may participate in the life insurance plan without participating in the Medical Plan.