It's no secret.
Some people pay more than others for the same coverage.
Let's look at some of the things that affect your premium. The way you drive Accidents and tickets can make insurance more expensive. Where you live When we shop for a new home, we routinely check taxes and heating costs. If you're travelling twice as far to work as your next-door neighbor, you could expect to pay more for car insurance. Unfortunately, statistics show that this group is more accident-prone than any other, and that can drive up the premium significantly.