Think about your future. Think about the consequenses. It's true some teens decide to go ahead. But the results of your decision will fall on you. Contrary to rumor, so have lots of other teens.
Many teens are worried about hurting the other person's feelings.
I want to wait. It's just my decision. ALSO ,there are different ways to show affection for another person without having sexual intercourse. Try to avoid situations where sexual feelings become strong. Talk about your feelings and what seems right for you.