Some sellers might fear foreclosure if the buyer doesn't make their mortgage payments. Offer to prepay six to 12 months of mortgage payments at the closing, instead of a large cash down payment. Give sellers a year's worth of post-dated payment checks, so all they must do is deposit one in their bank account on the first day of each month. Accompany the buyer's agent to present the seller-finance offer so you can get acquainted with the seller. Not every home can be bought this way, but all you need is one.
Seller financing eliminates mortgage approval uncertainties.
Most sellers and their agents are not familiar with seller financing, so they must be educated on the advantages.