The policy covers a wide range of employment-related claims and offers a loss prevention program to help minimize risks. The discharge of an employee has more potential to result in litigation than any other aspect of the employee relationship. This policy covers claims by former employees that they were wrongfully terminated. It also covers claims by former employees that they resigned because they could not tolerate the work environment. The insurance covers claims by current, former or prospective employees who charge that they are the victims of discrimination on the basis of race, age, disability, religion, sex and other reasons prohibited by law.
Sexual harassment claims.
It covers sexual harassment claims against your company, including claims against supervisors and fellow employees, in all categories of harassment currently defined by the Equal Employment Opportunity Commission. The policy covers claims by employees who charge that they were the subject of an adverse employment decision solely because they disclosed an unfair or illegal practice by an employer. Other employment-related claims. Other causes of action alleged in employment litigation are covered, including libel, slander or other defamation, invasion of privacy, mental anguish, infliction of emotional distress, loss of consortium, assault, battery, breach of contract, negligent hiring, supervision, promotion or retention in connection with any other employment-related claim. It provides coverage for any written notice you receive or any administrative proceedings initiated against you seeking to hold you responsible for a wrongful employment practice.