Medicare Individual Coverage Underwriting standards are rules an insurance company uses to evaluate the risks associated with providing you with health insurance.
Some companies provide protection for individual health and dental insurance needs.
The company will review a standard health statement you complete when applying for insurance to determine if it will insure you and how much it will charge. The health statement requests medical information for the last five years. You should disclose health conditions even if they were not confirmed or diagnosed by a medical provider. be sure to indicate if you no longer have a medical problem. The company will use information from your application, health statement, and medical records to determine if you will be offered health insurance. Be sure to fill out the health statement and application completely and accurately.