This chart lists each service's rating categories. If you want to know the claims-paying ability rating of a particular insurance company, try asking an agent or a company representative. If possible, find out how the company stacks up with all of the ratings services. If you have trouble getting the information from the company itself, you may want to think twice about buying from them. You can also get the information right from the horse's mouth.
Some services even offer listings online.
Below is information about the way each company disseminates its ratings, along with information on how to contact them. Moody's Investors Service also offers its ratings for free, but you'll have to call for them. Individual reports are not available for sale. Weiss Ratings prides itself on being the only major ratings service that does not charge insurance companies to publish its ratings. Service makes perfect At this point, it's a good idea to decide how you want to buy your insurance.