Believe it or not, the IRS can be a great help. For victims in a federal disaster area, chances are very good you can recover quite a lot of the tax money you have paid in over the last few years. Work with your adjuster. He or she is the link between the current tragedy and your recovery. Adjusters are not there to reduce the value of your claim.
Most catastrophic adjusters are independents that get paid a percentage of the claim amount.
The higher the claim, the more they make. Adjusters are obligated to allow all the items your policy covers. Claimant Responsibilities - Contact your insurance company as soon as possible and carefully record on paper the information provided. Get the name and the phone number of the person providing assistance. Minimize damage as much as possible by preventing damage to structure and personal property not directly affected by the flood.