With these Internet banking, a customer can have an easy and secure direct access to their eligible Bank accounts 24 hours a day, anywhere in the world via the Internet. To use the service a user will need to have a bank account and a PC with an Internet connection. A prospective customer can complete registration form online. However, for legal reasons he will have to print this form, sign it up, and then hand it in at any of the bank's branches. A few days after the bank sends an email with the applicant's user ID and invites him to go to his nominated branch to collect his secret password.
Online banking is also available in Arabic and English for clients' added convenience.
Internet Banking in Saudi Arabia offers only a restricted range of services. Here online banking is just consumer banking. Adequate legal and appropriate physical infrastructure are essential for the quick implementation of online banking in Saudi Arabia. However, for the successful implementation of Internet banking, customers must be made to feel confident about the privacy and security issues. Moreover, the banks have to ensure quality service which is also be a very important determinant for the success of online banking.