Trying a different download location may help too. Rising early in the weekend may help also. Depending on the file size it may last a very long time before your file is downloaded. Netscape is at least 9 MB in size, Internet explorer will be a whopping 40 MB if you decide to take 'the works'. The latter will at least take a few hours to download, and probably much longer.
Patience overcomes all things, even downloading.
You could just go and surf the web in the meantime. Wait until the file is completely downloaded, the download status window will disappear. Finish Disconnect your dial up connection, close all unneeded programs, and install the downloaded software. If you like the software, put a copy of it in your filebase folder. If you don't, you'd better just uninstall the software and delete the downloaded file.