Change the target date. If you wanted to pay off your student loan in two years, and you've decided that's not realistic, you might decide to pay it off in four years. Simply writing down a commitment to continue what you are doing already can be useful, but people usually begin Money 2000 with a desire to increase their savings or reduce their debt. Through Money 2000, you will have opportunities to acquire skills and information that will help you reach your goals. There are many ways to reduce spending and control where your money goes.
People often are surprised at what they can accomplish when they put their minds to it.
So don't be afraid to set goals that stretch you a bit. After all, the purpose of Money 2000 is to help people accomplish more with their money than they have in the past. State exactly what you hope to achieve. Timing is everything. But that is a vague goal.