Just hire an expert. The problem with this scenario is you simply can't rely solely on the advice of someone else without at least speaking their language. This book will help you speak that language. Clearly, in estate planning and asset protection one size doesn't fit all. Unless you have an understanding of what you are trying to accomplish, and then an even clearer understanding of the methods by which this end can be accomplished, the endeavor is very likely to fail.
Nothing can be further from the truth.
Planning for your financial future isn't just for the wealthy. It is for those who want to keep the wealth they have without losing so much as a dime unnecessarily. Don't think it's something you do just before you die. Truth is, the sooner you do it, the more likely you are to make money, hold on to your money, and have peace of mind when you need it most. It should be noted that a will is a meaningless document until those glorious words are being spoken at your funeral.