Vehicle owners are not required to show evidence of insurance at the time of registration. Evidence of liability coverage must be carried by the motorist or in the vehicle and shown to law enforcement officers upon request. Insurance companies must issue Illinois insurance cards to their policyholders for evidence of coverage. Contact your insurance agent or company if you lose your insurance card or the company fails to send you one. Meanwhile, carry in your vehicle some other kind of proof that you have insurance such as an insurance binder, the current declarations page of your insurance policy, a certificate of insurance or the receipt for your last insurance payment.
Repeat offenders face a four-month suspension.
Your vehicle may not be driven by anyone while its license plates are suspended. If an insurance company refuses to sell you insurance, apply with other companies. If you still cannot obtain insurance, ask an insurance agent about the Illinois Automobile Insurance Plan. The plan is a state-monitored program for drivers who have difficulty obtaining insurance. When you register your vehicle, you may be issued a temporary registration permit.