Credit History Keep in mind that if you are planning to buy on credit, a prospective lender will review your credit history before deciding whether or not to extend credit to you. Insurance Coverage Idaho law requires that owners of motor vehicles maintain liability coverage on their vehicles. Shopping around may save money on insurance premiums. Consult with your insurance agent to determine what type of insurance coverage is best for you. When you purchase a vehicle you are required to pay state taxes, licensing and registration fees.
Many dealers charge a dealer documentation fee for paperwork preparation.
Dealer documentation fees are not state imposed fees and vary from dealer to dealer. This fee is negotiable. It is unlawful for a dealer to charge such fees if they have not been clearly and conspicuously disclosed in connection with the advertised price. Prepare Know which dealers are reliable and have ethical business practices. If you are considering trading in your vehicle, be sure you know its fair market value.