If the reasons for not hiring resulted from information gathered through a credit or character investigation, you must inform the applicant. If your reasons were based upon something else, you are not legally obligated to state your reasons for not hiring. In general, it is wise not to state specific reasons to the rejected candidate. At a minimum, an employee s personnel file should contain the results of any evaluations and a detailed account of any disciplinary actions taken. In general, yes.
Most states require all employers to carry workers compensation insurance.
Some states exempt employers who employ a small number of employees. Contact your local department of labor to find out the specific requirements of your state. The employee s insurance will not cover you. The employee s insurance carrier will usually not even cover the employee if the employee is using her automobile for work. Workers compensation laws of most states provides benefits for a work related injury or death of an employee, arising out of and in the course of employment.