You benefit from the expertise and research facilities of professional investment managers, who actively select and monitor investments on your behalf. And the fees for all of this are very reasonable. The types of managed investments. Superannuation Funds Superannuation is an extremely tax-effective investment vehicle. The government offers generous tax concessions to encourage you to save for your retirement.
Superannuation is an accumulation investment specifically targeted at providing for retirement.
This is why you generally do not have access to your money until you permanently retire from the workforce and have reached at least the age of 55. Unit Trusts Unit Trusts are just like holding investments in your own name, except that they have all the benefits of being managed investments. Your taxation responsibilities, on income and capital gains, are exactly the same as for investments that you hold directly. Unit Trusts are very flexible. You can elect to receive a regular income, or to re-invest all returns.