These include executive management, personnel and benefits, risk management, data processing, strategic planning, legal, and accounting and treasury. The banks offer a full range of commercial banking services to households, professionals, and small to medium-sized businesses. These include various commercial, real estate and consumer loan, leasing and deposit products. The banks offer other services, such as electronic fund transfers and safe deposit boxes, to both individuals and businesses. Results reflect an increase in loans, partially offset by a higher loss provision.
Net income reflects increased service charges.
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