Men are also more susceptible to traumatic and permanent injuries, such as those sustained in motor vehicle accidents. Women, by contrast, are more likely to file mental stress and cumulative-injury claims. They might promote this as a bonus policy feature, and if you're a small company with few safety-management resources, this can be a huge help in reducing injuries and increasing efficiency. That doesn't mean you need to rely on the insurance company for loss-control services. If you're a smaller employer, chances are you don't maintain an internal risk management department.
Safety means savings Most states allow discounts on workers comp premiums for good safety records.
Safety should be in everything you do. Involving employees in that kind of forum is extremely important, because they see themselves as being involved in the process and can take that perspective back to the rest of the employees. Vincent coupled a safety-management program with a dividend in the workers comp policy. The owners benefited from the better workplace habits, the workers were healthier and got a bonus, and in the long term, the safety program was improved.