From 1990 to 1995, Genesee and Wyoming Counties showed slight improvements in insurance coverage. Currently data on the underinsured for instance, those whose health insurance policies require high deductibles, or do not cover hospitalizations or prescriptions are not available. Gathering such data will be critical to assessing and addressing the problems associated with poor health care access in the region. A Closer Look Most Americans with health insurance receive coverage through an employer their own or a family member s. For individuals and families who do not qualify for Medicaid, but whose employers do not supply health insurance, paying for medical care can be a struggle.
Median incomes represent a wide range of earning levels.
Jobs without health benefits, however, often fall towards the low end of the pay scale. Moreover, the least expensive HMO plans generally do not include eyeglasses and dental care, and may set higher deductibles factors that can render routine care very expensive. The Western New York Healthcare Association 's September 1997 White Paper on the Uninsured in Western New York provides additional information regarding income, employment, and children who are uninsured.