They are huge. So the risk of failure is huge. And you have to get the payroll out. And you have to get the welfare checks out. So I understand that caution is required.
Nobody wants to make major mistakes.
But there needs to be some orientation toward an understanding of the more relevant technologies which exist today. Lower pay is often seen as a barrier to getting and keeping good people. But it is also a question of the people you hire. So I could add the need for different kinds of evaluation when you are doing recruiting. Every agency could say they want to hire some people who have the general profile or attributes of risk takers and entrepreneurs, and label them that way.