Health facilities in the Federated States of Micronesia are adequate for routine medical problems, but are limited in range and quality. Minor problems can be taken care of locally, but serious injuries or illnesses may require medical evacuation. Doctors and hospitals may expect immediate cash payment for health services. U.S. medical insurance is not always valid outside the United States. Supplemental medical insurance with specific coverage for overseas treatment and medical evacuation may prove useful.
Medical evacuation can be very expensive for non-ambulatory patients.
The overall crime rate in the FSM is low. However, there are occasional incidents of verbal or even physical assaults against foreigners. The loss or theft abroad of a U.S. passport should be reported immediately to the local police, and to the nearest U.S. embassy or consulate. It is available from the Superintendent of Documents, U.S. Government Printing Office, Washington D.C. 20402. Penalties for breaking the law can be more severe than in the United States for similar offenses.