The Attorney General's Insurance Fraud Prosecution Unit works closely with the New Hampshire Insurance Department's Insurance Fraud Unit, the insurance industry, and federal, state and local enforcement agencies in an effort to stop these crimes. Insurance fraud is any material misrepresentation to an insurance company made by a person claiming insurance benefits or applying for an insurance policy.
Most insurance frauds are felonies.
A felony punishable by up to 15 years in prison. I nsurance fraud is committed by people from all walks of life and in all occupations. Most people injured on the job return to work as soon as they are able. This drives up the insurance premiums for employers and causes lost employment opportunities for other, honest workers trying to make a living. The premium the employer must pay is calculated by a complex formula that assesses how much the employer pays his employees, what kind of work they do, and whether the employer has shown a history of having a safe workplace.