No annual fee, low fixed rate, and 25-day grace period. See our Rate Page for current rates and terms. Holiday and other seasonal occasion loans offered in varying circumstances. Interest on ECU loans is accrued daily - only on the unpaid loan balance. Simple interest is the most consumer-friendly computation method.
Smart buyers save money when they avoid lenders who compute interest by other methods.
If you need help paying for college, count on The Education Credit Union to be there. We are now a Partner Lending Institution with Panhandle Plains Higher Education Authority, a respected non-profit corporation dedicated to helping students achieve their educational goals. Determine the colleges to which you will apply for admission. The colleges to which you apply will send you an award letter. The award letter will tell you how much aid you might expect to receive from that college.