Nearly everyone suffers from stress in some form. The American Institute of Stress cites stress as America's No. 1 health problem, linked to all leading causes of death, including heart disease and cancer. Money is an inherent component of just about every stress factor, including job changes, illness or injury, personal loss, family changes, lifestyle changes and retirement. Money should provide you flexibility and freedom, rather than be a source of worry and anxiety. Maintain a monthly budget that helps achieve your financial goals.
Many software programs help take the hassle out of budgeting.
2.Centralize your accounts. With 24-hour access to your accounts, you can move money between accounts, and even use online bill paying services. 4.Meet with a personal financial adviser. A financial adviser can offer objective advice on, and help bring together, all aspects of your finances. 5.Consolidate or refinance debts.