Life is like going to the gym. The most painful part is deciding to go. Once you get past that, it's easy. That is why I recommend Network Marketing to them. Even if they have little money, they can still invest sweat equity for five years and begin to generate more than enough passive income to begin investing.
Many famous franchises cost a million dollars or more to buy.
I know much of Network Marketing is hard work. However, success in any quadrant is hard work. I don't want to ruin the book for you, so you will need to buy it to learn the rest, and the rest is plenty. Of course you would.