To receive a thorough evaluation for your depression, you should see a psychiatrist. Perhaps this is also the time to tackle your financial issues. Consumer Credit Counseling Services, a non-profit organization, offers assistance to individuals who have outstanding debt to creditors. In addition to offering budget counseling, they offer other financial services, all of them free. Please know that you do not have to do all of this in one day.
Recovery is a process.
Some days will be better than others. Realize that you really do have a choice in addressing these issues. If you are willing to grow spiritually, your potential for accomplishment is limitless. People who have suffered little are seldom very interesting to be around. You, on the other hand, are richly endowed with multiple layers of experiences and resulting insights that have turned you into a fascinating personality.