Most education loans have a variable rate.
Determine if the rate is indexed or linked to a published rate like the Treasury rates and how often the rate changes. Ask what your total interest charges and total indebtedness will be. You may want to pay off your loans as quickly as possible. Or you may find in the early years of repayment that you need to spread out your payments over a longer period of time. When you are shopping for a loan make sure your lender will offer flexible repayment plans that will meet your needs throughout repayment.