Older people, statistics show, are more likely to claim than younger ones. We are living longer which means there is a greater chance that healthcare cover will be used. Technology is improving all the time and even more conditions can be treated which means even more claims are made. Norwich Union Healthcare does not offer no claims bonuses because we do not want to discourage our customers from having treatment when they are in need of it. We want them to be fit and healthy.
Treatments are expensive, even the standard procedures can run into thousands of pounds.
Medicine is expensive.