Home warranties reduce the chance you'll be asked to reimburse the buyer for a breakdown of a covered component after closing. With an HMS Home Warranty, you're covered against a mechanical breakdown of a covered component for a full year, beginning the day of closing. You pay only a standard deductible for each claim. A standard deductible limits your cost for repairing a covered system, appliance or component. Provides coverage generally not offered by a homeowner's insurance policy.
Optional coverages are available for additional protection.
Four years of coverage is available for newly constructed homes. With the exception of Texas and California, where a nominal fee is assessed. Coverage subject to terms, conditions and a standard deductible per trade call. Not all coverage available in every state. Refer to warranty contract for specific coverage.