Take special care to make certain that automatic payments or direct deposits are posted. Bills that contain interest payments, such as credit cards, should be inspected. Ask about backup records. Connecticut law requires banks to keep backup records on loans and deposits for up to seven years. Consider taking out extra cash at the end of 1999.
Opinions differ on the amount.
Banks generally recommend taking what you'd normally take for a long, holiday weekend, but other experts say up to two weeks of pay is advisable. But experts also say it is risky to carry large amounts of cash or stash it in your home. Your homeowner's insurance may have liability limits should your house be robbed or burn down. Walk into your branch, and it is likely to be decked out in banners and posters with advice for doing your banking at year's end. Your teller might even be wearing a button inviting questions.