Make sure you've got a roof over your head, clothes on your back and six months' worth of cash savings built up. You also don't want to owe money to a credit card company since the interest you will be paying will be higher than the return you'll get on your 401k. Once you've done all that. Many won't invest in your retirement until you've worked there for a certain amount of time. It Discussions about jobs are going on now on the ChickBoards and Razzberry .
Some plans also allow employees to make additional after-tax contributions.
Tiare Rath is a reporter living in Beirut. Don't spend all of your graduation money. Some basic investments can pay off big time. Investing 101 Make your money grow with our guide to financial fireworks. Scrimp 'N Save Quizzes, tips and how-to's for everything money.