1999 Credit . Applicants are denied coverage and non-renewed by insurance companies because of their credit history. Applicants are denied coverage by insurance companies because they request or require an amount of insurance coverage below the minimum set by the company. Applicants are also denied coverage, charged a different rate or non-renewed because of the age, condition or type of roof, especially wood roofs and composition over wood shingle roofs. Only the 1994 study found guidelines that denied coverage and non-renewed policies because of marital status.
Percentages represent percentage of companies using the guideline by premium volume.