Returns are gross of expenses, and annualized for periods greater than one year. There is no guarantee funds will achieve these returns. 5.4 1.5 1.5 Returns are net of expenses excluding the administrative fee charged each account, and annualized for periods greater than one year. Past performance does not guarantee future results. Funds exclude international investments.
Returns are gross of expenses.
Performance indexes blend market indexes for comparison purposes to measure investment performance. There is no guarantee funds will achieve these returns. Salomon Broad Investment Grade Bond 7.5 6.9 3.1 3.1 Merrill Lynch 91-day Treasury Bills 5.4 5.4 1.5 1.5 Returns are net of expenses. Past performance does not guarantee future results. Funds include international investments.