Your actual damages, occasioned by the deceptive trade practice, are added to the injunctive relief in the legal action we take. The District Attorney's Office attempts to recover restitution for victims of consumer fraud. Prosecute consumer fraud cases that constitute violations of the criminal law when appropriate. Each party's obligations and expectations are then clearly spelled out. Get a copy of the contract for your future reference at the time you sign.
Oral promises are difficult to prove.
If you have a credit problem, contact a non-profit credit counseling service. If a salesman is legitimate, the same deal will be available tomorrow after you have had an opportunity to think it over. Always compare price and reputation. Discuss the opportunity privately with a friend. A source to begin this investigation is the Better Business Bureau.