I look forward to hearing from you. I am glad that you are looking for ways to stay home with your children. There are a lot of ways mom can reduce spending by being frugal. Some moms take in other children in a childcare situation. Be sure and check local licensing laws before you begin that business.
Some moms are able to get part time jobs at the schools their children attend.
Bookstores and women's magazines often have books and articles that give ideas on businesses that can be run out of the home. Talk to a lot of your friends and see what is working in your area. Hope you find this helpful. We all laugh. We all hurt.