New contribution rates and premium costs are effective July 1, 2000. For new regular faculty, dental, LTD, STD, and life insurance coverages are effective the first of the month following appointment and all other benefits under CMU Choices are effective the first day of appointment. All benefit coverages end on the last day worked. Regular faculty are eligible to enroll in one of two medical insurance plans, providing coverage for themselves and their qualifying dependents. You can choose not to use your primary care physician for services, however benefit restrictions, deductibles, and co-pays will apply.
Regular faculty are eligible to enroll in one of two dental insurance programs.
The orthodontic coverage is for eligible dependents who begin treatment prior to attaining age 19. There is no University contribution toward the cost of this benefit. Regular faculty are eligible for term life insurance equal to one, one and one-half, two, three, or four times one's base salary. Dependent life insurance also may be purchased by the employee. Costs depend on the coverage level and the age of the insured.