Sometimes members would simply take turns borrowing money. The system of moai is still very popular today, in Okinawa itself and amongst Okinawan communities abroad or in mainland Japan. Some people do not like to follow the complex procedures of banks in order to secure loans for constructing houses, buying cars, or for emergency use. They prefer to enlist the support of a moai. However, if one member cannot pay his contributions to the moai, the system collapses.
Some members borrow money without returning it, and some never receive what they are owed.
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