They forget to keep their insurance contracts up to date and correct. They incorrectly believe that the will directs where the insurance proceeds go. Insurance contracts are normally separate and apart from a will. Skierski recommends reviewing wills, powers of attorney and insurance documents, including SGLI, at least annually or whenever family circumstances change, such as after a divorce or when a child is born. Making sure these important legal documents are up to date and correct is something servicemembers can do for both their own and their families' peace of mind, an important element of military readiness, he said.
Members can contact their local base legal assistance office for additional information.