Reading Between the Lines M any new car dealers advertise unusually low interest rates and other special promotions.
Many factors determine whether a special offer provides genuine savings.
The interest rate, for example, is only part of the car dealer's financing package. Terms like the size of the downpayment also affect the total financing cost. A call or visit to a dealer should help clarify details about low interest loans. Some merchants limit special deals to a few days or require that you take delivery by a certain date. Some dealers promise to sell the car for a stated amount over the dealer's invoice.