Combine all of your cars under one policy. Ask about Multi-Policy Discounts. Ask about Loss or Claim Free Discounts. If you are accident and claim free, inquire about the availability of this discount. Consider the value of your older cars.
Many people still carry full coverage on vehicles with little or no book value.
The car is totaled in an accident. Inquire about Good Student Discounts. Many companies offer discounts for students away at school with high GPA's. This is especially true for students who live in cities, but go to school in a rural area. You will need a copy of your dorm or tuition receipt to prove residency and may have to change the address on your drivers license.