Comprehensive General Liability policy. Liability for the contractors or subcontractors. Comprehensive General Liability policy, or Owners and Contractors Protective Liability. Losses in excess of policy limits or need high limit of liability. Umbrella Liability Policy.
Many insurers design packages to meet specialized needs.
Such as Auto Garages, Auto Dealers, Jewelers, Furriers, Barbers and Beauty Salons, and Apartment Buildings. Competent Commercial Agents and Brokers are prepared to offer these programs. The insurance companies are not required to offer earthquake insurance on commercial property. The availability is therefore determined by the market place and individual company underwriting decisions. Here again, the agent can do the searching for you.