Make sure signs are posted in your establishment so customers know your checking cashing policy. Examine the check very carefully. The extra effort involved in carefully scrutinizing every check can pay off. When a personal check is presented to you directly, insist that it be written and signed in front of you. Always insist on proper identification.
Most places request at least two pieces of identification.
Keep in mind, if a check is stolen or forged, then the identification presented may be, too. Regardless of the type of identification you require, it is important that you compare the signature on the check with that on the identification. Be wary of individuals who take extreme care and much time in signing their names and who try to distract you while they are signing the check or while you are examining it. Set a policy for check cashing and review it with employees frequently. Before contracting with a check verification service, ask the service to provide proof from the Federal Trade Commission that it complies with the Fair Credit Reporting Act.