Repurchase agreements are used as a way to earn income on idle cash. There are two major categories of retirement plans. Non-Qualified Pension Plans , and Qualified Pension Plans . A rider on a life insurance policy that increases the death benefit of a cash value life insurance by the amount of the cash value . Child Rider , Spouse Rider , Option to Purchase Additional Insurance , Return of Cash Value , Transfer of Insured , and Waiver of Premium .
People view investment risk in many ways which can involve a number of different factors.
Good financial planning involves both understanding different types of risk and taking steps to reduce the effects of these risks. There are several types of investment risks that should be considered in any investment. Call Risk , Capital Risk , Credit Risk , Default Risk , Inflationary Risk , Interest Rate Risk , Legislative Risk , Liquidity Risk , Market Risk , Selection Risk , and Timing Risk . A measurement of the amount of investment risk that an individual is willing to assume. This amount of risk may change for an individual as their personal and economic situation changes.