Develop a balanced budget that allows each creditor to receive as much as possible. Start retiring the debt now. Begin with high interest debts first. If they're all high-interest, pay the smallest balance first. Once it's paid off, put all the available money on the next, and so on.
Most families can be debt free in three or four years.
Told you it was simple. However, it's not easy. It requires real determination and consistency. If you're having difficulty paying those you owe, keep in mind that it's always better to run toward your creditors than away from them. Creditors who've been ignored don't like to negotiate.