Although stocks offer the highest potential returns over time, they tend to suffer the biggest losses in the short term. Over the last decade, people have invested heavily in stocks to capitalize on the strong returns of the equity markets. That's the allocation where most traditional employer-run pension funds are set. That's pretty complex. Vanguard's Online Planner helps you create a personal financial plan, determine when you can afford to retire, and figure out the amount you need to set aside.
Many people check their balances too often, leading to frequent buying and selling.
It's best to review your balance only a few times a year to make sure you're meeting your goals. Thank you Mr. McNabb. January 8, 2001. Inc. All rights reserved. Vanguard Marketing Corporation, Distributor.