The Health Professions Scholarship programs are totally separate from ROTC and related only in the sense that both are federal programs. The scholarships which they provide are the only way some students can complete college. Get information about the National Health Service Corps. Like the Armed Forces Health professions Scholarships it pays for tuition and books as well as provides a stipend of for living expenses. Check with the Department of Education in your home state.
Most states have extra kinds of financial aid for students who meet certain qualifications.
Check with medical groups, churchs, etc. Marry someone who will put you through medical or dental school. The AAMC publishes a special booklet giving advice to medical students regarding managing debt. We strongly recommend you get a copy.