Lowering the Cost of Your Auto Insurance How much you pay for car insurance depends on many factors. You may be eligible for a variety of credits that can lower the cost of your auto insurance. First, take into account the price of insurance when choosing a vehicle. More expensive cars cost more to repair, maintain and insure.
Performance cars cost more to insure than family sedans a lot more.
If your car is equipped with either a Lojack or Teletrac antitheft system, the comprehensive deductible will be waived if the car is stolen. Insure all your cars with one company multi-car discounts can be substantial. Consider increasing your deductible. Try to weed out overlapping insurance. For example, if you have an excellent medical and disability plan at work, you might wish to reduce medical or personal injury coverage on your auto policy, and save the difference.