More Student checking College students can find affordable checking accounts with perks like no minimum deposit or balance required to open or maintain an account, and no monthly service charges. Banks are tailoring checking accounts based on student feedback. More Safe deposit box Your important personal papers and information related to financial transactions need to be stored in a single location, such as a fireproof box or safe deposit box. Important original documents should be protected in plastic, with certified copies made. You can stay out of ChexSystems by not writing checks without money to cover them, and keeping track of your checkbook balance.
Some banks charge a fee to close an account.
Ask for a fee schedule upfront when opening an account and scan monthly statements for changing fee notices. If the megabank fees are onerous, consider a credit union or community bank for a better deal. U.S. Highway 1, North Palm Beach, Fl. Bankrate Inc. all rights reserved. All Rights Reserved.