But once again, no one said they expect rates to fall significantly. With yield curve steepening, pressure is all on the up side. Save money by using our mortgage rate search tables to find the best deal. For the deposit index, the panel is comprised of banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel is comprised of mortgage bankers, mortgage brokers and other industry experts who are actively engaged in providing residential first mortgages to the end consumer.
Mortgage rates remain low.
Home buying season shouldn't be as crazed as it was in 1999 and 2000. For all of these reasons, now's a great time to shop for a loan. Bankrate Inc. All rights reserved.