Programs USC participates in a wide variety of programs for families who are not eligible for need-based financial aid, or who want to supplement their financial aid. Some families prefer to draw from their future earnings by borrowing funds through a loan program and extending payment over a longer period. Others prefer to minimize costs by paying in larger, single sums from their current income and assets.
Most families choose a combination.
Before choosing a program or a combination of programs, your family should review all the options and decide on the most suitable approach to financing the cost of education. Whatever approach your family prefers, a careful comparison of the programs will help your family make an informed choice. The Federal PLUS loan requires a solid credit history. Compare interest rates. All the interest rates for the listed loan programs are variable.