It is also covered extensively in the Mosaic Software foundation training course on Core functionality . A secure EFT environment ensures that the person performing the transaction is a valid customer and that the payment token is valid. A hotcard facility that has been proven in operation with 5 million hotcards is offered to acquirers. The hotcard file layout is simple to use, providing for flexible full or partial updates, a daily refresh, and automatic aging of hotcards. On hotcard detection, the transaction may be declined or the issuer may be contacted online.
Postilion interfaces to a range of hardware security modules.
PIN translation and security key management are integral features. PIN verification uses the IBM or Visa scheme. On-line PIN changing is possible. For more information, see Postilion Transaction Security in the Technical papers section. Mosaic Software offers a specialization training course on Transaction security .