Today, most underwriters are specialty underwriters for various equine operations and are more expensive and less customer-friendly than the big underwriters. Many barns operate without insurance. If this is the case, I would say the risk is too great to keep an operation running. Supplies Hay Grain Bedding Tack Pitchforks, brooms, buckets, etc. Pest control Supplies are an area where there can be a wide variance in cost.
Proper management ensures that quality is high with cost being low.
All too often, quality is fair and cost is exorbitant. Supervision of the supply area is critical to sound financial management. The planting, fertilizing, maintenance and harvesting functions are a full time job and require specialized knowledge and skills for maximum production. A significant investment must be made in equipment, seed and fertilizer if the scale is very large. The cost of this should be compared to the cost of buying the commodities on the open market.