There are limits on what insurers can charge employers with sick workers. Insurance premiums are treated the same as general business expenses under the tax code. 27 percent of workers in small firms are uninsured. A 1999 survey of workers by the Employee Benefit Research Institute and the WorldatWork found that 65 percent of workers reported that health benefits were the single most important benefit. Only 21 percent reported that a retirement savings plan was the most important benefit.
Small employers can find health insurance coverage for their workers at many points of contact.
Small employers can also now get instant quotes over the Web. Insurance brokers can help. Purchasing cooperatives are sometimes an option, and public programs may be an option for employers whose workers qualify. Below you will find links to various Web pages to assist you in getting health benefits for your workers. All Web sites operate under the auspices and at the direction of their respective owners, who should be contacted directly with any questions regarding the content of these sites.