Preferred provider organizations. Beneficiaries can obtain care from a provider network or seek outside care and still have a percentage of their medical expenses paid. Networks of doctors and hospitals will directly take on financial risk. Medicare will pay these indemnity-type insurance plans a premium for traditional benefits. The plans will determine reimbursement.
Medical savings accounts.
Up to 390,000 beneficiaries can enroll in these high-deductible insurance policies coupled with savings accounts for medical care.