The worst are the ones who don't even know they're charlatans, who think they have something to tell you when they really don't know anything. The whole premise of positive thinking is that if you think positive, positive things will happen to you. It's much better to be positive than negative. It's about using techniques to imprint directly onto the subconscious. There's two interesting things there.
People have some very faulty beliefs about money.
I like money. I see nothing but benefits from it, especially if I don't have to compromise myself for it. I have very positive beliefs about money. We could do a whole seminar on money. In fact, the subject of my next book will be money.