For example, a score of 750 may qualify you for a gold credit card, whereas a score of 675 may indicate you're a better match for a standard card. Scoring systems have varying numeric scales. A score of 875 could indicate high risk in one system and low risk in another. Some lenders may tell you your score. However, a score in isolation does not provide much information.
Scores are dynamic and change when new information is added to the credit file.
Also, lenders use different types of scores with varying numeric scales. In addition, other factors, like application information, impact lenders' credit decisions. Remember, what's considered an acceptable score varies from lender to lender depending on the loan or credit card applied for. Scores reflect credit payment patterns over time with more emphasis on recent information. Delinquent payments and collections can have a major negative impact on a score.