And the average surcharge fee is rising. A year ago that figure was 68.7 percent. The epidemic financial procedure strips consumers first of their money and eventually, in many cases, their patience. Last year, annoyed voters approved various referendums that sought to curb or ban ATM surcharges, but the federal government stepped in on banks' behalf and the laws were invalidated.
Surcharges are more prevalent now and are hitting consumers even harder than before.
Usually you get surcharged for using an ATM operated by a bank where you don't have an account. Use only ATMs belonging to your bank. This might be practical if you have an account with a big bank with lots of ATMs. If you have an account at a smaller institution, find out if it belongs to a surcharge-free ATM network of other smaller banks and credit unions. You might avoid surcharges if you go to the ATM just three or four times a month.