Not only could this discrimination occur, but for companies to access such material to discriminate is an invasion of privacy. Congress should accept the bill supported by the ACLU before the notion of genetic discrimination becomes a frightening reality. The proposed bill will prohibit insurance companies from raising premiums for policy holders who are predisposed to an illness. If companies use genetic information to decide policy rates, they will penalize people for simply having the potential to become sick or disabled. Predisposition does not guarantee developing the condition.
Many genetic diseases occur only with the right environment.
A person can have a genetic defect that often leads to a disease like breast cancer but never develop the disease. Insurance companies will use the human genome's medical breakthrough to make a profit. By banking on the possibility that someone will get sick because of predictive genetic information, these companies will be punishing people for having a poor genetic makeup. These companies will be treating people unjustly because of something they cannot control. Insurance companies argue that if customers withhold their genetic information, the companies will take unnecessary risks by insuring people with predispositions for genetic disorders.