Qualification calculator based on income Commercial real estate financing LTV means Loan to Value. Excellent credit means no late pays in last 12 months. No foreclosures or bankruptcy last 7 years. Few blemishes means few late pays in last 12 months. Foreclosure or bankruptcy over 4 years ago.
Poor credit means many late pays.
Foreclosure or bankruptcy within last 4 years. Terrible credit means currently in foreclosure, discharged from bankruptcy within last year. Our Privacy policy Improve your credit rating by the sensible use of credit.