The result is that people earn as little as possible to avoid losing the benefit, or they accept money under the table. This would provide an incentive for them to set themselves up for permanent work, or in a business. If a beneficiary's expenses are judged to be more than their income, they may qualify for a special benefit. People on special hardship benefits will also have their cases reviewed every three months. Few with any collateral.
Money is power.
Grameen introduced housing loans in 1984. Nearly 300,000 have been issued so far. Instead of having personal greed as the only motivating force we can also have social dreams as another motivating force. Source - PSI Focus. The forgotten player on the stage of local economic development is the community economic sector that exists within the larger economy.