By cutting rates, the Fed is essentially enticing Americans to heat up their credit cards. Technology start-ups, notwithstanding the noise they made in both their rise and fall, are far less important to the economy than the 100 million American households out there that have, so far, kept buying cars, houses, and much else. Things may not be so bad after all. Chairman Greenspan's muddled message. Here are nine nagging worries for the New Year.
Most shoppers are still jolly but economy and market bumps dampen holiday cheer.
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