God, please help me. My situation was bad. Although I was still current on my bills, I recognized that trouble was around the corner. I saw the gun pointed at me before the shot rang out. Staring down the barrel of financial misfortune, I knew it was only a matter of time before the trigger was pulled in my face.
People experience fear for many reasons - fear of attack, fear of injury.
But fear from money troubles can be as debilitating as the thought of your foot caught in the tracks as the freight train races towards you. While I had made some misguided financial decisions from lack of business experience, I had not intentionally run up my debt. You see, I had left medicine, my 12-year career, and started my own real estate development business. Things had initially gone very well, but suddenly that stopped. Beyond my control, a deal that I needed in order to pay my bills had fallen through.