No inflation will be offered under the ABI if your coverage is being continued in effect in a Reduced Paid Up basis as described below. You can elect this option which allows you to stop making premium payments after paying premiums for at least 3 years, and you will retain a portion of the original coverage. If you exercise this benefit, you will keep your full DMB amount, but the LMB will be reduced. There are some important exclusions to consider when applying for coverage. Read your enrollment packet carefully to ensure that you understand the limits of this coverage.
Premiums are specific to the individual.
Part One , and Part Two . Long Term Care Insurance - Special Report. This is available at your local library, or can be viewed on-line for a fee at the Consumer Reports website.