My auto insurance rates seem to keep going up.
Most states require that every registered vehicle carry some sort of auto insurance.
But even if there were no such requirements, all drivers would be wise to think carefully about how much and what kind of insurance coverage they need. According to the United States Department of Transportation, 11.4 million vehicles were involved in crashes in 1999. Before you do buy insurance, however, you should know the basics. If you are at fault in a car accident, liability insurance pays for the damages that you cause to someone else. It does not pay for your own damages.