Financial institutions must maintain a low risk approach to lending because the money they lend belongs to their depositors, not the institution itself. Venture Capitalists Venture capitalists invest in your business and become co-owners with you. They will frequently take an active part in the management of your company. They frequently ask for a controlling interest in your business. After this period of time they normally expect their interest in your business to be purchased by you or other investors.
Minimum investments vary.
SVCV offers business advising, resources, loans and equity financing to early-stage companies in the target communities of East and South San Jose, East Palo Alto, San Francisco and Oakland. Bay Area Microloan Program assists women, low-income individuals, minority entrepreneurs, and other small businesses requiring financial assistance. The program focuses on the start-up of new businesses, the expansion of existing businesses, and the creation and retention of jobs.