If you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved. This is the topic most people have difficulty with. This is the one that sets us apart. It is not just enough to believe. You must turn your life over to Christ and receive him as your savior.
Most people are scared to turn their life over to someone else.
Not to mention someone they have never met or cannot see. They are afraid of having to give up things that they enjoy doing. Doing so requires a great deal of faith. It's about life. A life far greater than you could ever imagine.