Banks or building societies may make a charge when this happens. The customer should make arrangements to fund the account against the possible re-presentation of the direct debit or get in touch with the originator and make other arrangements for payment. If a customer changes their bank or building society account, a new direct debit authority will have to be given for each direct debit and the old ones cancelled. The Future Direct debits are fast becoming the preferred way to pay regular bills. A new service allowing Direct Debit Instructions to be set up by telephone has recently been introduced.
New markets continue to be an important source of growth in direct debits.
For instance, last year around 55 million direct debits arose from the payment of mobile phone bills.