We carefully diversify our portfolio by region and type, which minimizes the occurrence of problem mortgages. Consequently, our default rate has been consistently low. When problem mortgages occur, we act quickly and aggressively. As a result, our rate of recovery has been excellent.
Residential mortgages offer generous returns and excellent stability.
This makes them very liquid. We invest your money with an eye on safe, stable growth. We diversify our investments thoroughly to minimize risk. We match the income generated by our assets to the cash flow requirements of our products. Plus, we maintain a level of capital and surplus that's more than adequate to cover losses even in a worst- case scenario.