Hurricane damage may be covered under a standard homeowners policy, but it is very important to check with your insurance provider to assure that you're covered. Ask your agent to review the policy limits, including coverage for contents. Flooding is generally not covered under standard homeowner policies, so ask your agent about flood insurance which is available through the National Insurance Flood Program. If you rent a house or apartment, talk to your agent about purchasing a renters insurance policy if you don't already have one. Keep all receipts done for work on your property.
Most insurance companies cover reasonable expenses.
Take photos or slides of damaged property and keep notes. Don't be rushed into signing repair contracts. Deal only with reputable contractors. If you're unsure about a contractor's credentials, contact your insurance claims adjuster, Chamber of Commerce, or Better Business Bureau for referrals. Make sure the contractor you hire is experienced in repair work, not just new construction.