The insolvency of employers causing the party's injury. Men are usually preemptively determined to be dependents of wage earning spouses. Parents must show destitution before being able to claim themselves as dependent upon their children. If both parents die, only a single death payment is usually required. The Jones Act provides exclusive coverage for all injuries involving navigable waters and the high seas.
Most states now require temporary non-occupational disability coverage.
Generally unemployment compensation coverage is available to supplement a workers' compensation award. An employee with a history of heart disease suffers a mild heart attack during a lunch break at the job site. Compensation will generally be provided in the following circumstances. The employee is engaged in a sedentary job position and suffers no unusual pressure at work. The employee was playing in a community softball league, wearing a company logo purchased at the employee's expense, on the previous afternoon.