Many insurers write auto insurance in New York State.
When shopping for auto insurance, please remember that if one or two agents or brokers are unable to find coverage for you, it does not mean that there is no insurer willing to insure you on a voluntary basis. No single insurance agent or broker will have contractual relations with all auto insurers doing business in New York. You should ask the particular agent or broker to identify the specific auto insurance companies to which he or she has access. However, if you cannot find an auto insurance company that will sell you an auto policy with the required coverages you need or want, the New York Automobile Insurance Plan, commonly known as the Auto Plan or Assigned Risk Plan, is a special insurance facility established under New York State law to assure that coverages are provided. Most agents and brokers licensed to place automobile insurance policies are certified to place coverage through the Auto Plan.