Do something worthwhile before it's gone. Time is infinitely valuable, because no amount of money can buy it back. Working only for the money is selling short the best hours of your days during the best years of your life. Find work that you enjoy. If you can, pay others gladly to do the work you don't enjoy.
Risk is relative.
Make peace by enfranchising the disenfranchised, empowering the powerless, and deterring the willfully destructive. Doing less than all three just makes more war. Your future is cast in quicksand. The Secret of Life is to keep your mind full, and your bowels empty. A lot of folk seem to have got this the other way round.