Unused sick leave accumulates from year to year. Upon retirement, the State matches a certain amount of the unused sick leave, and the entire balance is converted at the employee's current hourly rate to pay health insurance premiums. After 6 months of coverage in the Wisconsin Retirement System, employees are eligible for income continuation insurance. Major medical, accidental death and dismemberment, and dental coverage are features of this insurance. Some dental coverage is included in many of the group health insurance plans and the catastrophic insurance plan.
Many unions offer separate dental coverage to their membership.
The plan is available only to State employees and annuitants, including their spouse, parents, and spouse's parents. All employees are covered by the State of Wisconsin Worker's Compensation Law the day they start employment. The law covers both mental and physical harm from either accidents or occupational diseases.