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Payers can choose coverage rich or poor or in between - according to what they can afford.
Mandates will result in higher cost and more uninsured. Most employers genuinely want to take care of their employees employees are our best assets. Yes as long as we have state and federal bureaucracies that do not exhibit sufficient control to operate efficiently and prevent fraud and unscrupulous providers. Self-insurance should be used to tailor a plan to a company and control administrative costs. Some health conditions should be my option to cover.