Most importantly, because of O-power, the cardmember's actual card number remains hidden and is never transmitted online. If a CPN was lost or stolen it could not be used anywhere else, therefore protecting consumers from potential hacker attacks. O-power enables issuers to provide their cardmembers a secure environment with total control and confidence when shopping online. E-tailers can instantly benefit from the solution, which has the potential to eliminate fraud costs. Additionally, O-power is compatible with all Internet merchant systems.
Nothing is required on the part of the merchant when a consumer uses O-power.
Cardholders can access the O-card application from participating issuer Web sites. Household International Inc. AIB, the leading financial services provider in Ireland, also went live with the Orbiscom technology to their online banking customers in late August. Orbiscom Orbiscom Incorporated is a software technology service provider that is setting a new standard for controlled, protected on-line payments. Orbiscom, as the first to develop and successfully implement a Controlled Payment Number Technology, has installed O-power in Ireland, the UK and the United States. Founded in 1998, Orbiscom Incorporated is head quartered in New York with development centers in Dublin, Ireland, London, Brussels and Sydney.