For more information please visit our Loan Page. State Grants Cal Grants Available to qualifying students who are residents of California and have graduated from a California high school. You must have your GPA Verification form sent to CSAC by March 2, 2000. For more information visit the California Student Aid Commission's web site. Many banks offer alternative loans if you are not able to meet your college costs with federal or institutional aid.
Most alternative loans have higher fees and interest rates.
They generally use credit information to determine eligibility. A co-signer may also be required. Repayment usually starts immediately, but some offer deferred repayment. See our Alternative Loan Page for information on lenders.