Contact more than one cemetery for prices and services offered. Costs include the price of the burial plot, opening and closing the grave, perpetual care of the grave site, and grave liner. Think twice about buying a cemetery plot. You could move and although your body can be transported to the cemetery upon your death, that will raise the cost. Selling your plot can be VERY difficult.
Many people pre-pay for funeral services.
This, of course, is not required and many people use a life insurance policy with the intent that it be used for burial costs upon their death. As an alternative you could name your estate as the beneficiary with directions to your executor to use the funds for funeral costs. However, there is no guarantee that the face value of the policy at your death will be sufficient to cover all funeral costs. A Pre-need funeral contract is simply an agreement where payment is made by the consumer for funeral services prior to death. These contracts are typically funded by a separate insurance policy or by a trust.