Bagels the size of Frisbees. All there for lunch. At your job. Employment is most people's link to security. People can't sign up with managed care organizations on their own.
Most plans are out of that business.
It's too risky. Unhitch managed health care and employment. Yes, but less so to the country than continuing to let its sickest go without managed care. It may allow the safety net of professional judgment to stay intact. Otherwise, the net risks larger holes, torn because of physicians' unanticipated, unresolved financial conflicts of interest.