They may use bank cards, ATM cards, or credit lines to pull out more money to gamble after their money is gone. They may ask friends for money. The problem gambler will spend more time than usual in their gambling. The typical gambler might spend a couple hours a week at the casino. The problem gambler might be there every night, or for 6-8 hours at a time on their days off.
Problem gamblers see gambling as a way to either get rich or to relieve financial burdens.
They will usually give most of it back. Problem gamblers frequently gamble alone. They would rather not have their friends or family see the extent of their gambling. Problem gamblers will frequently take money needed for bills or house payments and gamble with it. They usually lose, and then begins the frantic search to find or win back the money so that important bills do not go unpaid.