I am not an expert or professional money manager. Women tend to think of money as a preserver and a comforter, not, as men do as a power tool.
Money can also buy money.
The idea of creative debt or borrowing is alien to them. Women are afraid of Ownership Everyone is afraid of ownership, to a certain extent. It Can Be Fun. Money is not something to be possessed. Money is a success symbol, and so are the toys it buys.