Many large employers offer their employees several health plans. But making sense of the differences and deciding which one is right for you and your family can be difficult. You have to understand the plans you're being offered and decide what kind of insurance you really need.
Many large employers offer their employees several health plans.
But making sense of the differences and deciding which one is right for you and your family can be difficult. You have to understand the plans you're being offered and decide what kind of insurance you really need. Indemnity plans are a basic form of health insurance. The most attractive feature of an indemnity plan is that you can choose any doctor and health care facility you like. You may also have the option to join a health plan called a Preferred Provider Organization, which allows you to choose from a range of doctors and hospitals that are all part of the same network.