The program offers coverage without medical examination or restrictions because of age, current health or pre-existing medical conditions. It is a voluntary program. Employees can change enrollment during an annual open season. Employees and the government share the cost of this insurance. For more information, please visit the Office of Personnel Management's Health Benefits website .
Participation is voluntary and the government pays up to one-third of the total cost.
This plan offers the opportunity for employees with as few as ten years of Federal service to retire as early as age 55. It also includes coverage if the employee becomes disabled, as well as survivor benefits. For more information, please visit the Office of Personnel Management's Retirement website . Both employee and agency contributions and investment earnings are tax-deferred and employees can borrow from their own TSP contributions and earnings prior to retirement age. For more information, please visit the Thrift Savings Plan website.