John P. Lonergan, Esq. I got a speeding ticket. On the surface a traffic ticket may seem like a small and petty matter.
Most people simply go to the courthouse and pay their fine.
Once you have plead guilty and paid your fine, the first thing the clerk does is notifies the Secretary of State of the conviction. At some point in the next 6 months, your insurance company will run a standard check of your driving record and will discover the ticket. To the insurance company you are now a greater risk and must pay accordingly. Once there is a conviction of record I guarantee that your premiums will increase and will not go down for about three years. If you are a younger driver or are insuring a teenage driver the increased expense will be significant.