I see large differences in mortgage rates advertised by different lenders.
Many lenders often advertise low teaser rates designed to generate phone calls.
These rates may have additional points and fees added on to the rate prior to closing, or these programs are out of reach for all but a select few individuals with perfect credit and large down payments. In addition, if you are viewing rates posted by national lenders on their web sites, the rates advertised may not be available in Massachusetts. Our rates are true and honest rate for the Massachusetts marketplace. We keep our closing costs low and free of hidden fees that other lenders add on to their rate at closing. We use the latest automated underwriting technology to evaluate your loan request.