On the far right hand side is the consumer payment history for the past 25 months. These codes reflect the monthly status of an account and are displayed for balance of loans. Collections and charge-offs are not graded. The last area is named inquiries. This is a list of companies that have inquired about the applicant,, usually for the purpose of extending new or additional loans.
Numerous inquiries lower the applicant's summary score about two points per inquiry.
Remember, if you have any questions or need assistance, please call us 626 577-8088. 626 577-8665 Review the application upon submission, make sure the information is complete and legible. Additionally, a drivers license number and date of birth are needed for criminal record and DMV reports and previous addresses are beneficial for eviction reports. Ask for a photo I.D., and compare it to the submitted application. Collect any documentation that supports additional income.