The customer is never asked to provide any personal information as part of the eCharge payment process, so it's completely non-invasive. The merchant must make a very small change to its checkout page to add the HTML code for the eCharge icon. It must also install server software that communicates with eCharge so that it knows when the purchase has been consummated on the eCharge system. The customer must have IE or Netscape 3 or above, and be willing to accept a Java applet to use eCharge. Fees, Costs, Etc.
Merchants can pick up the consumer fee, if they choose.
Delivery Guidelines Merchants can apply to become eCharge merchants directly on the eCharge site. The application is similar to a merchant bank application, but less rigorous, since payments aren't rendered until they're received. Applications are usually turned around within a week. Overall eCharge Phone is a good way for merchants to get around the Visa and MasterCard restrictions on immediate fulfillment merchants. Customers have to be willing to experiment with what is basically a new technology for most of them.