Most people comply through the purchase of personal automobile insurance.
It pays you, resident members of your family, and occupants of your auto for personal injuries caused by an uninsured motorist or a hit and run driver. No coverage for damage to your vehicle is provided. Underinsured Motorist coverage is very similar to Uninsured, except that the coverage is for personal injuries caused by a motorist with inadequate insurance. This coverage reimburses you for medical or funeral expenses or others injured or killed while riding in your car or another car. W e encourage you to call the Division of Insurance whenever you have insurance problems or insurance related questions.