A member who leaves the field of membership or moves from the area may retain his or her accounts with the credit union. The office of the credit union is at 912 S. Washington Street in Moscow where a person may join the credit union by paying a one-time fee. A minimum balance is required to keep an account open. A member has a choice of various share accounts, certificates of deposit, and IRAs. Share account dividends, based on earnings, are declared quarterly by the board of directors.
Most members can make arrangements for payroll deductions for share deposits and loan payments.
Other services available include traveler's checks, official prices of used cars, and notary services. Contributions to optional savings programs through payroll deduction are suspended while employees are on leave without pay.