You've written a number of columns with ideas about how to handle investments, especially now that everyone is wondering what will happen to the stock market. I still don't know what to do. I think most of us share your concern.
Many people are pretty smug about recent returns from the stock market.
In fact, from 1995 through 1997, the Dow Jones Average had three consecutive years with gains of 20 percent or more. But we know this can't continue forever. Should we keep investments in the stock market or switch to bonds. I think these ideas are especially pertinent to individuals who are facing retirement in the next five years. Younger investors or individuals who don't plan to retire anytime soon, can sit tight and ride out the swings in the stock market.