Everything else is checked against beliefs, spiritual needs, and the amounts and types of effort the individual puts in to achieve these desires, wants, and goals. If appropriate conditions are satisfied, the reality creator lines up the appropriate circumstances to satisfy the desire, want, or goal. If not, too bad, nothing manifests or the actions result in failure. Whenever these conditions are true a charge is made to the karmic record. Beneficial actions create credits on the record.
Records are fairly elaborate, containing details on the nature of the karmic events.
The reality creator checks the karmic record as it goes about its business of drawing in the appropriate events for each day and moment. This is done at subtle levels continuously. Get your beliefs in order. Faulty beliefs may be preventing you from creating the reality that you would prefer. Make sure you truly need what you want to create.