Are you selling or do you want to sell a product or service of your own. Let's face it. Most on-line shoppers and browsers expect a serious operation to accept credit cards. They do not favour businesses who accept only cheques or money orders via snail mail. Accepting credit cards is an integral part of running a successful internet venture.
Merchant accounts can be costly for individuals who only predict a small turnover.
They can also be hard to obtain. Fortunately, having a merchant account of your own is not essential. There are many companies available who provide a solution to this problem and allow you to accept credit cards on your site without full merchant facilities. Basically, these third party merchants allow orders to be processed on their merchant account. Some companies will also charge an additional fee per transaction.