I am living with my only living relative, my uncle who is very sick and his death is on the horizon. I'm afraid that my first time will hurt. I've heard that you really help people. Yes, I try to help and give suggestions on how to get out of a situation like yours. First, file bankruptcy.
Most people think bankruptcy is a negative, horrible thing.
It's a chance to start over financially. With no skills, you're limited to fast food places, grocery stores, 7-11's and the like. As far as the living situation is concerned, check the want adds and apartment hunter periodicals and look for someone seeking a roommate. These Mormons treat me like I have no penis. None of the girls will go out with me after I tell them I am Jewish.