If you retire at the normal Social Security retirement age, you can retire on full benefits. You also have the option to retire before the normal Social Security retirement age on a reduced benefit, or to continue working past normal Social Security retirement age and get a bonus for each year of work until you reach age 70. The normal Social Security retirement age is dependent on when you were born and can range from age 65 to age 67. Tax-deferred Investments Tax deferred investments are investments that allow you to accumulate income and defer paying taxes on those investment earnings until you begin taking withdrawals.
Past performance is no guarantee of future results.
In return for their higher growth potential, stock prices are more volaitle than those of bonds or Treasury bills. U.S. government bonds and Treasury bills, unlike stocks and corporate bonds, are guaranteed by the U.S. government as to the payment of principal and interest. If held to maturity, all bonds offer both a fixed rate of return and fixed principal value. Bonds are represented by the Lehman Intermediate Government Corporate Index. The Lehman Intermediate Government Corporate Index is composed of the Lehman Brothers Government Bonds and Corporate Bond index.