By their very nature, insurance companies are structured to pay the least amount to settle a claim they can get away with. You don't have to go to law school to handle most personal injury claims. Common sense, persistence and patience are the keys to achieving a fair and full settlement of an insurance claim. What most people need is not a lawyer to handle the process for them. What they need is information.
Personal injuries can occur in a wide variety of ways.
Much like insurance companies, the medical services industry, does not have your best interest as their primary concern. Both medical services providers and insurance companies are large impersonal organizations founded first and foremost to make a profit. They are also the two least regulated mega-profit machines that have ever developed in a free society. There is nothing inherently wrong with making a profit - it is the cornerstone of the American economy. What is cause for concern, are the methods used to make a profit in both the insurance and medical industries.