Blood, urinalysis and other diagnostic tests should also be done semi-annually or as needed. Animals under the age of six should be examined at least annually and as needed. These exams and tests should be done even if the animal appears in good health. Animal pet insurance may help reduce out of pocket costs resulting from from injury or illness. Some plans also cover routine exams, dental cleaning, spaying, heartworm medication and flea medications such as Advantage.
Most plans have annual caps and some have a schedule of benefits.
Some exclude hereditary disorders. I have had good experiences thus far with Premier Pet Insurance . Vaccines should be administered at the frequency recommended by your vet and as required by law. CSU Small Animal Vaccination Protocol for their vaccination recommendations. Following the initial puppy and kitten immunization series, cats and dogs will be boostered one year later and then every three years thereafter for all the above diseases.