So look for a card that fits your spending and payment style. If you always pay on time, choose a card with no annual fee and a grace period. If you carry a balance, look for a card with a low interest rate. You should also figure out the value to you of other features, like frequent flyer miles or a donation to charity, which many cards offer. There are also a few basics that don't change too much.
Most cards charge more interest on cash advances than on purchases.
Most will charge a late fee quickly if you miss your payment by just a few days. A flat, yearly fee for use of the card. Is a good way to compare card charges. The dollar amount you pay to use credit. Includes interest and other fees.