You protect your family with life insurance to provide for them when you are no longer around and with health coverage to provide good medical care when they re ill. Protecting means defending what you have against hardships as well as preparing for the unknown. The Annuity Board s Long Term Disability Plan replaces income you lose if you have a long-term illness or injury and cannot work. If your accident or illness leaves you disabled, your income will probably stop. Yet, you still must pay for food, utilities, the mortgage and other living expenses.
Many people plan for the untimely death of themselves or their spouse through life insurance.
However, the probability of someone suffering a major disability lasting more than 90 days is far greater than the likelihood of dying prematurely. In reality, disability coverage is as important as life insurance. Let one of the Annuity Board s long term disability plans protect what you ve worked so hard to earn. After enrolling in a plan, you will receive income every month if you become totally disabled while actively working as a full-time staff member of a participating Southern Baptist church or organization. The age at which you become disabled determines the duration of your benefits.