They offer peace of mind, but not flashy performance.
Nobody wants to talk about asset allocation.
If you're a financial planner and you allocated your clients' assets, your clients are gone. Done right, asset allocation can, indeed, keep off the rain. And the range of choices and methodologies is broader than you might think. But there is no requirement that asset-allocation funds stop there . . . Barneby uses a relatively simple method to determine where to put money and when to shift it.