That is the first step toward breaking down the artificial separation between administrative expenses and the trust funds. Many and varied. I have some, as you can see from the back of the book, very nice supporters on Capitol Hill. It's one of the features of the fraud control business. It's terribly embarrassing politically to face up to the fact that your important programs are riddled with corruption.
Nobody wants to hear that message.
Back again to the question of what kind of money you have to spend to save money. The business of how to do fraud control, even if you have the resources, is not a simple one. You've still got to run these efficient, high-volume production systems and at the same time take away from the fraud perpetrator any easy, predictable targets. It is not a simple business. And I imagine outwitting the easy targets is an ongoing business.