It is User's responsibility to keep a positive balance in his personal account. ATS operates in a special secure mode to protect User's credit card and check information when transferred via the Internet. RS will not make any charges which are not directly initiated by User. Funds may be transferred to User account also via wire money transfer, signature on file and check mailed with secure surface mail. User should contact RS before using these methods.
RS reserves the right to reject any account application.
In order to terminate the User must follow the on-line agreement procedure. Any User funds remaining in the account will be refunded within 30 days of the termination date less a 10USD closing fee. User may access their account information on-line at any time and view current account balance and list of transactions during the previous 60 days. Complete User transaction history is kept for 60 days in an active database of transactions. Older records are archived and retained for two years.