Housing authorities may run several types of housing programs for tribal members, including MHO home ownership programs. MHO participants are actually purchasing the property. When the person has paid in full for the house, or when the entire project pays off, MHO homebuyers will receive property deeds. HUD oversees the program and makes sure that the housing authority is properly following the law. When a person has problems with the property, the first thing they should do is contact the housing authority and see if the problem can be corrected.
Participants have a duty to make payments and assist in keeping the property in good condition.
If a participant is unable to make payments, the housing authority must work with them and structure a solution to the problem. It must be in writing and must be signed by both parties. If you do not follow the agreement, the housing authority may terminate the agreement and evict you from the property. If the property is suffering from a serious habitability problem, such as a leaky roof or faulty wiring, the housing authority may be able to correct it. In the MHO programs, minor repairs are the responsibility of the homebuyer.