Employees on such leave may continue benefits by paying just the employee portion for periods of time established by applicable laws and rules. After those time limits are reached, if the employee is still on leave, the employee must pay both employer and employee portions of premiums to continue coverage. If the employee on LWOP allows premium payment to become delinquent, coverage terminates. Cancellation for non-payment of premium affects an employee's benefit options upon return to active duty. Employees returning from LWOP should check their payroll deductions for any discrepancies with the coverage choices made.
Retirees pay the entire monthly premium.
Many retirees who have Medicare A and B can choose a Medicare Contract HMO, and their State subsidy may cover the entire medical and dental plan premium.