Get your bank to set up your telebanking service. You will need a PIN if you don't already have one. Once arranged, telebanking is easy. You ring the telebank number, and a pre-recorded voice will then guide you through the steps using your phone. Generally there are no base fees for signing up for telebanking services and the usual transaction fees apply.
Most banks charge an additional fee for telephone bill payments, which vary between banks.
Some banks may also charge additional fees for each telebank call, or charge after a specified number of free calls. Other banks do not charge at all. Its probably best to keep the transaction receipts. If you receive regular income, or make regular payments for some items or bills this can be done electronically through your bank. Automatic Payments You can arrange with the bank to make a regular automatic payment for a fixed amount from one account to another.