Please refer to the Dental Plan section of this book for more information. Not ALL participating physicians are listed in books provided by the plans. Please call the plan to find out if that physician participates in any of the plans offered. Do not rely on the physician's office for current information. The State cannot guarantee the continued participation of a particular provider in any of the benefit plans.
Providers have the ability to terminate their association with a plan.
If your plan physician chooses to discontinue participation in the plan, you will not be allowed to change your plan until Open Enrollment. There are so many different types of plans. PPO plans are the most expensive, followed by POS plans, and HMO plans are the least expensive. Be aware that POS and HMO plans somewhat limit your choice of providers, so you must balance your need ,.-a choose a particular provider against the premium cost of a particular plan. PPO plans allow the widest choice, followed by POS plans, and HMO plans limit your choice to a primary care physician who participates in the network.