The timing of the discharge should be the decision of the physician caring for the infant, not the insurance company. Unless you are sure you're having a girl, it's a good idea to make a decision about circumcision ahead of time. Circumcision has been practiced as a religious right for thousands of years. In the United States most boys are circumcised, but usually for social rather than religious reasons. At present, there is controversy over whether or not circumcision is advisable from a medical standpoint.
New information suggests there are potential medical benefits to circumcision.
Thus far, these reports are inconclusive. Circumcision has potential medical benefits and advantages, as well as inherent disadvantages and risks. The decision to circumcise is one best made by parents in consultation with their pediatrician. Factors affecting the decision include medical conditions, aesthetics, religion, cultural attitudes, social pressures, and tradition. While not identical to breastmilk, formulas are approximately as nutritious and digestible as human milk.