And if you believe that passive investing is superior, it's a good place around which to build your core portfolio. The first thing is to check if your tolerance for risk has been shaken. A lot of money managers are saying that they're buying heavily a lot of things that have been beaten down because they see more potential upside. But it's not going to be a straight line, so first check your tolerance for risk. Whatever you invest in, it may go down from here.
Nobody can tell where the bottom is.
And probably a good thing is to stay away from the obvious trainwrecks, like Internet funds and highly speculative sector funds. In the last seven years it's been very clear who the winners were. But the flows and performance are more spread out now, which makes it important for investors to look at long-term track records and go with managers and fund companies that have broad offerings and have worked through different market cycles. Bid on or offer business services Web design, logo design, computer consulting, and more. Business Week Online may receive a share of any fees you pay for services.