Chances are, those telephone numbers are close by. Maybe you should develop a list and keep it updated. Bill suggests, and I concur, that each of us needs to make a list of individuals to call related to our business and our financial advisors. On this list should be your insurance agent, investment advisor, financial planner or counselor, members of the company's board of directors or business advisors. Do not forget the tax prep professional for both company and personal income taxes.
Most business owners hold the reigns of power tight and let it out only as needed.
The sudden death of the business owner will leave a vacuum that might cause considerable problems. Think through the process of how your business runs today and what functions are solely yours. The issue here is succession. Maybe you should. Many loans have call provisions.