Portfolio Rebalancing . Fixed and variable annuities are available. Mutual funds provide an assortment of investment options like growth and income and the opportunity to invest in international and domestic markets. Professional Management . Professional money managers buy and sell securities that best match the fund s objectives after analyzing stock market conditions, interest rates, inflation, and the financial performances of individual companies.
Mutual funds create the possibility of higher long-term returns than conventional savings.
Of course, performance varies from fund to fund and past performance does not guarantee future returns. Qualified Plan . Mutual funds can be used as investments for your IRA, direct rollovers from company pension or profit sharing plans, or for your company retirement plan.