Again, make sure you check to see if there are student deals and accounts. You should always be aware of how much money you have in your bank account. An important part of budgeting is keeping track of your bank accounts, balancing the check book and making sure you have enough money to pay your expenses. Balancing your checkbook and knowing your savings account balance are essential when budgeting and planning for future expenses. Every time you write a check, make sure you write down the amount spent and then balance your check book.
Many people treat a checking account like a credit card and find that they end up overdrawing.
Try to avoid this at all costs as overdrawing brings a large penalty fee and your credit rating loses integrity. Although this doesn't sound important now, you will see the effects when asking for a loan or credit card later on in life. The ATM is truly one of the greatest inventions since fuzzy dice. When choosing a bank, it is important to find one with many ATM's, preferably near you, and that do not charge a fee for deposits or withdrawals. Also, avoid writing it on the back of your card, in your wallet, on your hand, or anywhere people can see.