The two basic types of life insurance are permanent life insurance and term life insurance. A wide selection traditional products and new interest sensitive and investment oriented products designed to cover the entire spectrum of individual needs are available. In addition, Variable Life and Life Account, two innovative forms of life insurance are offered through our agency. Naming your estate as beneficiary. The amount of coverage is inadequate for family financial security goals.
Policy is payable outright to minor children or grandchildren.
You have not considered setting up an irrevocable trust to own one or more of your policies. The trust is not applied directly to the policy. Have not checked to see if your business can provide insurance on a more efficient basis. Failure to match the right policy with your problem or objective. You have failed to check your policies at least every three years.