Physicians and facilities you already know and trust. OSF HealthPlans is not a program of limitations, it is a plan of choice. OSF Care Advantage will provide your care through our affiliated healthcare providers. You must use OSF Care Advantage participating providers when receiving coverage. When you do, you have no deductibles, no hidden exclusions, and virtually no paperwork.
Preventive care is covered, as are vision and hearing testing.
For visits to your personal physician, you only make a small copayment. Even if you are referred to a specialist, you pay the same small fee. All the best benefits don't mean a thing without a physician who has earned your respect. OSF Care Advantage allows you to choose a physician, often called your Primary Care Physician, from our list of participating qualified local physicians. When you need to see a specialist, your personal physician, who knows your medical history and special needs better than anyone, will refer you to the proper OSF Care Advantage specialist for your particular situation.