If two Financial Responsibility offenses occur within three years, there is a separate one-year suspension. Make sure you keep your address up to date. State law requires that drivers notify the BMV of any mailing address change. If the driver's mailing address is incorrect, it could lead to a license suspension, because Certificates of Compliance and other important notices may not be forwarded more than one year after a change of address. One in five drivers in Indiana is on the road without insurance.
Most people are law abiding.
However, uninsured drivers are a threat to all Indiana motorists, even the four out of five drivers who have insurance, by transferring the costs of their accidents to the insurance rates of responsible drivers. That's why financial responsibility is the law for all Indiana drivers. The goal of enforcement. Financial responsibility laws are designed to find uninsured motorists. Responsible drivers who are in compliance should have nothing to worry about and be able to prove coverage by having their insurance agent file the required Certificate of Compliance.