I went to Mom and asked for a loan. I know that I'm only in this situation because of Sophia, but I really should have had some savings to cover for emergencies. I let myself get caught up in Christmas, and was basically living from paycheck to paycheck. Not a good thing. Now I have just enough to survive on until I get paid again.
Mom is a lesson in budgeting.
She makes less than I do and has a mortgage on the house to pay. She always has savings at hand. I have to learn how to do that. I spend so much on things that are stupid. Lunch, for instance.