Once you have deposited some money in your account, you will then receive a chequebook, and be able to pay bills by cheque. However, if you want to use cheques to pay for purchases, hotels, rail tickets etc. A checking account also permits you to have a cash card to obtain cash from your account at cash dispensers on campus, in Lancaster, and in most towns in Britain. If your US cash card carries the Cirrus symbol, you will be able to draw cash direct from your US bank account from UK most cash dispensers. The safest and easiest way to transfer money from one country to another is by Telegraphic Transfer.
Money is wired direct from one account to another.
You need to open an English bank account before this can be done. If you have any queries about transferring money from home to the UK, your own bank should be able to advise you.