These policies generally provide coverage for 2 to 6 months. Beware of a policy that doesn't cover preexisting illnesses. Look for a policy with a large deductible and stop-loss feature. This cuts the premium by more than 50 percent. Be sure to comparison shop for cost and coverage.
Premiums vary widely.
So does the amount and type of coverage. If your spouse is employed, it may be possible to obtain coverage through his or her company policy. In addition, you may be eligible for Medicaid if you meet certain income and asset guidelines. Your tax dollars have paid for this program, so don't hesitate to take advantage of it when necessary. Policies Don't drop essential property and casualty coverage.