HMO A Health Maintenance Organization focuses on the quality of care provided to its members - with prevention and wellness as the key components of that care.
Members pay a small, predetermined copayment each time they receive health care services.
POS A Point of Service plan offers members greater flexibility and options. POS plans combine the savings of an HMO with the flexibility of a typical indemnity arrangement. If you are looking for affordability, use the in-network option of your benefit plan. PPO A Preferred Provider Option is a plan which offers an even wider selection of physicians to our members. These participating providers may be primary care doctors or specialists and PPO members are free to see any of them.