However, read the fine print. If your business were to fail or close before the lease is up, you might remain responsible for the terms of that lease. Make sure you know what you're leasing. Some companies charge leasing fees, when they are simply processing paperwork and not providing you with any hardware or software. If equipment is expensive, it might make sense to lease instead.
Many providers make their money on lease agreements.
Many times, ISOs require that you lease the equipment from them at a nonnegotiable cost. Warranties should cover the lease. Make sure you can get a loaner if something breaks, or you could be out sales. With a bit of information, some good questions and some tenacity, there is nothing to fear about getting a merchant account. By assuring that the ISO you deal with is the best fit for your business, you can charge ahead with a happy and prosperous relationship.