How to Buy 10.1. A typical SCSI desktop workstation is as much as you'll need.
Prices keep dropping, so there's a temptation to wait forever to buy.
A good way to cope with this is to configure your system on paper, get a couple of initial estimates, then set a trigger price, below the lowest one, at what you're willing to pay. Then watch and wait. When the configuration cost hits your trigger price, place your order. The advantage of this method is that it requires you to settle in your mind, well in advance, what you're willing to pay for what you're getting. That way, you'll buy at the earliest time you should, and won't stress too much out afterwards as it depreciates.