And their funds are so limited that their portfolios can have only a few stocks. Small investors run a terrific risk of major losses by picking one or two stocks that unexpectedly lose big. Such a strategy offers immediate diversification and provides a significant rate of return that, over the long run, will allow the kind of results we have illustrated. Go to the top 8. Strive for balance in life.
Moderation is an admirable objective when it comes to alcohol and exercise.
It's also a worthy goal when it comes to saving. There's no point in building a fortune without regard for enjoying life as it is lived. The true value of a fortune will, in the end, depend on how it is amassed. At the same time, principled behavior pays. Temptations to cheat and shirk abound at work.