This brochure will guide you in discovering more about the insurance coverage you may have and offer you some alternatives if your insurance does not properly cover your mental health needs. But first, if you are unfamiliar with psychotherapy, here are the answers to some questions you might want to ask. It is the process of resolving personal or family problems within the context of a confidential and trusting relationship with a well-trained, experienced professional. It is designed to fit the client's particular needs in terms of the method, frequency and length of treatment. Clinical social workers, psychologists, psychiatrists, marriage and family therapists, psychiatric nurses and professional counselors.
Medication generally works best when accompanied by appropriate psychotherapy.
Q. My health plan only provides coverage for therapists named on its panel. Your insurance sounds like a managed care plan. First of all, you should know something about managed care. Managed care companies are hired by employers or insurers to reduce costs by reviewing your treatment to determine whether your problem fits its criteria for insurance reimbursement. The primary task of the reviewer is to cut costs, and competition within the industry results in great pressure to deny treatment.