Time is your most powerful ally. It is not your enemy. Enjoy the Power of Personal Decisions. Choices about where we live and how much house we own can have far more impact on our retirement comfort than a multitude of investment decisions. Moving to a less expensive house or condo can have just as much effect.
Most people are house poor when they retire.
In one step you ll have covered the largest single item in our cost of living. Some can finance their entire retirement on the sale of their house. This is a very powerful lever. Note the lack of magic, computers, or modern portfolio theory. We don t even need to read the mind of Alan Greenspan.