Underwriting Fortis is a thorough underwriter. Health Statement and medical records is the norm, paramedic exam in rare cases. Make sure that you have a good agent that guides you through this process. The Fortis individual renewal have been generally good. With significantly reduced smoker rates, the overall Fortis average is amongst the industry lowest.
Median renewals are within the current industry averages.
Fortis generally offers the best PPO networks in each local area. For a complete national list of PPO networks that Fortis uses, click here .