They will determine whether you go through an annual accrued Review Engagement Report process each year with your accountant. Whether or not you keep up to date financial records and monitor them frequently. Who, and how the financial decisions are made on the farm. Whether the farm has written financial goals and plans, with specific time frames to achieve them. They need to know if all loan payments are up to date and if your financial information is ready before your annual review date comes up.
Risk management is important.
Some of these risk management strategies would be included under management headings. These are important questions to consider, be able to answer, and have completed. This should enable them to give your farm a better management risk rating, and this may lower your interest costs and fees charged. These upgrades could include things like taking courses in any of the aforementioned management areas, and having some illustrations as to how you are applying what you learned towards the management of your operation. Also, preparing a written business plan for your operation, and pointing out examples of how you are adhering to the plan, and implementing the strategies contained within the plan would help.