If you are determined to be permanently and totally disabled, your benefits will continue for the rest of your life. The maximum weekly wage amount for a permanent partial disability is less than the maximum for the temporary total disability because the disability is partial instead of total. Compensation is for the disability only. The law does not provide compensation for pain and suffering. Whether or not the employer believes the injury is work-related, prompt reporting to the employer is necessary and required.
Nothing can happen until the employer knows about the injury.
Employees should ensure their rights to benefits by providing the employer a written notice of the injury, no matter how minor. The employer should make sure the injured employee receives immediate medical attention to treat the injury. The employer must report the injury to the insurance company, or the administrator if self-insured, within five days of the date of the injury or within five days of the date on which the injury was reported to the employer if that is later. If the employer denies that the injury is work-related, you should determine through the employer if the injury has been reported. Medical benefits for an employee who suffers a work related injury include medical treatment to cure the injury.