Agents don't often bother with this because it is more work on their part, and frankly, many are not familiar with creative financing or financing for credit impaired persons. The more you know, the better. Being creative pays off. Many publications, materials and programs suggest to their listening audience that real estate is a great way to get rich quick. It very well may be, but not at your expense.
People looking to make a bundle in real estate often try to buy low and sell high.
They set a limit of what they will pay for a property and are not at all embarrassed to make a ridiculous offer. The caller isn't really expecting you to accept this, or even counter it. Don't get discouraged over these calls. You have done your homework and know the accurate value of your home. Understand, that these people are only trying to make money off of you.