Warm air and moisture moves over the cold trapped air. Rain falls from the warm layer onto a cold surface below becoming ice. Once in a while, cold air penetrates south across Texas and Florida, into the Gulf of Mexico. Temperatures fall below freezing killing tender vegetation, such as flowering plants and the citrus fruit crop. Wet snow and ice rapidly accumulate on trees with leaves, causing the branches to snap under the load.
Motorists are generally unaccustomed to driving on slick roads and traffic accidents increase.
Some buildings are poorly insulated or lack heat altogether. Local municipalities may not have available snow removal equipment or treatments, such as sand or salt, for icy roads. Storms tend to develop over southeast Colorado in the lee of the Rockies. These storms move east or northeast and use both the southward plunge of cold air from Canada and the northward flow of moisture from the Gulf of Mexico to produce heavy snow and sometimes blizzard conditions. Other storms affecting the Midwest and Plains intensify in the lee of the Canadian Rockies and move southeast.