One book source for comparing the tax burdens of different locations is Vacation Publications in Houston, Texas. The book compares the tax burdens for three income levels and three ranges of house values in 149 metropolitan areas and retirement towns. Thank you for your help. TX A. First, let me commend your fund choices. Many writers treat load funds like instant death but the American Funds have such low expense ratios that they are actually competitive in long term cost with many no load funds.
Performance tends to be good as well.
If you are married, you should name your wife as your beneficiary so the funds will transfer to her without a taxable event. If you aren't married, I'd still be tempted to leave the money in the account. It's tax deferred and your first withdrawal rate will be relatively low. As the required withdrawal from your qualified account increases, you can shift the emphasis on your taxable account to high growth equities, reducing your current taxes and maximizing your estate for whatever purpose suits you. In other words, you 'done good' and don't need to worry very much.