Deal with debts, negotiate with creditors and stop collection harassment. Contains sample letters, worksheets and charts to help figure out debts and create a repayment plan. If you're thinking about bankruptcy, but don't know where to start looking for information, this is the book for you. Avoid overspending, establish a budget, correct your credit report, add positive information to your credit file and maintain good credit. Features sample credit reports, text of credit reporting laws and more than 30 forms.
Most lenders offer a variety of repayment plans.
I've Already Paid Off My Student Loan What to do if the Department of Education demands payment on a loan you've paid off. What might happen if you fall behind on your payments. Getting Out of Default How to rehabilitate your loans and get back on your feet. All other related articles Take Control of Your Student Loan Debt Learn your repayment options, how to postpone repayment, how to avoid or get out of default, how to handle collection efforts and when bankruptcy might help. Your Repayment Options An eGuide that focuses on payment plans and creative strategies for getting out of student loan debt.