The plan booklets and certificates also contain the actual coverages, provisions, and limitations. See Benefit Plan Offerings, below. The following descriptions are intended to illustrate the nature of the benefit plan offerings. Actual plan provisions are contained in plan booklets available upon request. UPC utilizes a University network of physicians and facilities for all medical care except specified emergency benefits and other special arrangements.
Most benefits are subject to deductibles and copayments.
OSU Extension THP is provided for Ohio State extension faculty and staff. The Buckeye Health Plan does not utilize a network of providers. The plan has lower premiums than THP, but higher deductibles and copayments. Participants enrolled in one of the four medical plans above are also covered in a University prescription drug program that utilizes a national network of pharmacies. Participants are responsible for a co-payment for each prescription.