This consolidated plan allows employees to choose from HMO and POS plans. Advent pays a major portion of the medical plan premiums for the employee. Optional coverage is extended to spouses and families at the employee's expense. Dental and Vision insurance are processed through Missouri Consolidated Health Care Plan, but are from Delta Dental AND The Vision Service Plan . Premium cost for the dental plan is minimal to the employee and the vision plan is free to the employee.
Optional coverage is extended to spouses and families at the employee's expense.
Eligible employees may elect additional term life coverage for themselves, a spouse, and eligible dependents. These discounted premiums for any added coverage for the employee, spouse, or dependent children are payroll deducted for the employee's convenience. Added coverage under the optional plan may be converted to an individual life insurance contract and is portable under guidelines established in the controlling plan document. Term Disability Insurance is offered to eligible employees at NO cost. This service reduces your taxable income and is provided through ASI .