If you call us, we will ask you a few questions to determine your identity. We'll also need your account information and your Social Security number. After you sign up for direct deposit, your benefit will be deposited to your account within 30 to 60 days. We'll send you a letter telling you when to expect your direct deposit to begin. If you don't have an account, consider opening one at a bank, savings and loan or credit union that is convenient to you.
Most financial institutions offer a variety of accounts-some with little or no fees.
Look for one that best meets your needs. When you open an account, ask to sign up for direct deposit. Be sure to take your Social Security number when you go. If for some reason, you can't open an account at a bank, savings and loan or credit union, you may want to consider a special low-cost program the government is developing for you. When ETAs become available, Social Security will send you information about direct deposit, the ETA program and your choices.