Competition between life insurance companies and the increasing life span of the average American has caused term life insurance prices to decrease dramatically over the last 10 years. Prices can vary by hundreds of dollars a year between one company and the next. Our vast network of veteran agents, allows you access to virtually all major insurance companies.
Preferred rates are the best rates offered by an insurance company.
They are for non-smokers and smokers in good health. Personal factors such as past health history, family medical history, height, weight, cholesterol level, lifestyle, etc. Feel free to get a quote from us. If we find you a similar policy for less money you can replace the policy you currently have. However, it usually takes 4-6 weeks to process a new policy so be sure to keep your previous policy until your new one arrives.