In Israel, patients visiting a doctor, laboratory or hospital, must pay for all services, regardless of their U.S. medical coverage. Tourists visiting a hospital must by law, pay double the normal Israeli rate. If the patients receive a paid receipt, it will be in Hebrew, in a foreign currency, signed by doctors unknown to your insurance carrier and in a form unrecognizable to them. Reimbursement is questionable, or at best difficult and time consuming. An AIM bill is an approved U.S. invoice recognized by all insurance carriers and sent out by the U.S. office.
Reimbursement is routine.
It is important to note that the AIM GOLD Plan provides complete coverage at a lower cost than the deductible on most U.S. health plans and HMO's. Many HMO's demand that you visit their own medical facility in the U.S. where you signed up. Families enrolled in an HMO are required to notify their provider of each medical occurrence and obtain prior approval for medical care. It is important to know what your coverage abroad does include. AIM membership includes the cost of emergency room and hospitalization coverage.