Each benefit option carries a price tag, which is the employee s share of the cost. Benefit coverage levels include Single, Employee plus One, and Family. In the New York and Connecticut areas, Oxford HMO is available. All care must be received from a network primary care dentist.
Most preventive care is covered at no charge.
All other dental work is subject to a schedule of co-payments. Contact lenses may be chosen in lieu of the second pair of lenses and frames. The NASD believes that all employees should have some level of life insurance protection. Therefore, an employee cannot opt out of life insurance coverage. Employees are given enough benefit credits to purchase life insurance equal to 2 times their base salary.