The Graduate School of Arts and Science reserves the right to review each TIP application to determine whether it properly meets the program's terms and conditions. Eligibility is contingent upon the availability of funds within the University. An application is available online. More specific details about TIP eligibility criteria can be obtained by contacting your particular department of study or by contacting Graduate Enrollment Services . Loan Programs and Payment Plans New York University offers several loan programs and payment plans designed to meet a variety of circumstances.
Most programs are available only to U.S. citizens or permanent residents.
The subsidized Federal Stafford Student Loan Program provides low-interest loans to students through banks and credit unions. The University certifies a student's eligibility and need for these funds. Within these limits, students may borrow up to the difference between the cost of education, the family contribution, and the total of all other financial aid awards. The subsidized Stafford Student Loan interest rate for all students is variable with a cap of 8.25 percent. Interest does not accrue, however, nor does repayment begin until six months after the borrower ceases to enroll at least half-time.