These plans offer members the widest choice of providers with few restrictions on provider access. Our Prime plans are our HMO-type plan designs. Prime plans require members to choose a PCP from the plan's provider panel and obtain referrals for specialist treatment. The Choice product line includes our Open Access plans, which blend the benefits of PPO and HMO-type products. Our Choice Open Access plans are similar to our Prime plans, but offer members more flexibility and fewer HMO-type rules.
Members still select a PCP, but they can access care from other providers without a referral.
This innovative product offers employees more choice than ever. The employer purchases one of several Personal Options packages, then each employee enrolls in one of the personal health plans included in that package. Each Personal Options package offers employees choices in copayments, deductibles, provider networks, and methods of accessing care. For more information about Personal Options, click here . All PacificSource group health plans include benefits for preventive care, physician office visits, and hospital services.