It only encumbers you with a set of ethical rules. Without the license you can practice law unrestrained by these rules. The real estate sales agent will not only fill in the blanks on purchase and sales agreements, but they will also draft agreements, leases, and other documents, forms for which are available on the web. Life insurance agents will draft wills and estate plans. Many of the reforms proposed in connection with pro se litigation are premised on the notion that poor people are denied access to the courts as a result of their impoverishment, and their inability to handle matters on their own.
Poor people exist in great numbers in our society.
Some, if not below poverty levels, have insufficient economic resources to hire attorneys to represent their interests. Representation of the poor has always been a concern of the organized bar. Legal aid organizations have always been supported by the work of individual lawyers and the organized bar. The burden to assist poor people however should not fall disproportionately on lawyers. Nor should lawyers be forced into such endeavors.