Cheques are still a very popular way of paying for things. Cheques generally take up to 5 working days to clear, but most banks will allow you to draw cash on a cheque before it is officially cleared. Statements of account can be issued every month, or less frequently if you wish. Mini statements can be printed from ATMs belonging to your own bank. Overdrafts should be arranged beforehand, but small unintentional temporary overdrafts of the order of 75 Euro will usually not incur a penalty.
Many people do all their comestible shopping and pay for petrol by credit.
In general, itemised credit card bills are sent to the account holder every month. As elsewhere, credit cards can be used to draw cash at automats, but a penalty is payable. However, the range of services in itself can be a problem. Many banks have their own share dealing services if you feel like a spin on the wheel of fortune. Good luck on your travels.