After 6 months of coverage under the Wisconsin Retirement System, an employe may have group term life insurance coverage in an amount up to 5 times his or her annual salary. After 6 months of coverage in the Wisconsin Retirement System, employes are eligible for income continuation insurance. Major medical, accidental death and dismemberment, and dental coverage are features of this insurance. Employes are responsible for the entire premium. Some dental coverage is included in many of the group health insurance plans and the catastrophic insurance plan.
Many unions offer separate dental coverage to their membership.
The plan is available only to State employes and annuitants, including their spouse, parents, and spouse's parents. Employes pay the full premium. All employes are covered by the State of Wisconsin Worker's Compensation Law the day they start employment. The law covers both mental and physical harm from either accidents or occupational diseases.