Be sure to check out if your state or the federal government is willing to help out in return for future service. In many states, agreeing to set up a primary care practice in an underserved rural area or in a poor urban neighborhood can cut your overall costs significantly. The U.S. government has a number of tuition rebate programs available in return for future service. A number of small towns still give scholarships to students who agree to practice medicine there. Now is NOT the time to make other major changes in your life . . .
Medical school is already a big enough change.
It will provide you with more than your daily requirement of stress. Other parts of your life can suffer, so be cautious for a while. Students married for a few years before starting medical school have had a chance to strengthen their relationships and tend to do fine, but they find that this is a particularly poor time to have children. Here again, many med students DO successfully combine family and studies, but it will take a lot more effort. Trying to balance medical school with caring for an elderly parent will drive you up the wall.