There is a 42-day waiting period for coverage to commence. Dental Insurance Dental insurance is free to all employees and their eligible dependents. Services may be obtained from participating and non-participating providers. There is a 6-month waiting period for coverage to commence. Employees may purchase additional Life Insurance for themselves through salary deduction.
Participation is voluntary, with the full premium paid by the employee through salary deduction.
Premiums are paid by Alfred University. This is a flexible spending account program that provides state employees with the opportunity of paying for child care, elder care, or other dependent care expenses on a pre-tax basis. The benefit upon retirement is determined on length of service and wages earned. Employees may be granted entry into a lower tier based on previous NYS service. In addition, employees participating in ERS may contribute pre-tax dollars to a Tax Deferred Annuity to enhance their retirement savings.