He adds that the American presence in Chiriqui province is relatively large and is growing. Volcan and the immediate surrounding area have about 50 families, and an American community club is being discussed. Seniors enjoy many discounts and even get a break on utility bills. Household help is inexpensive. The currency is the U.S. dollar, so there's no need to be concerned about exchange rates.
Most expats keep funds both in a U.S. bank and a Panamanian bank.
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