Our program is designed to give consumers an option that s very similar to a loan, but in most cases even better. Our services will provide the client with one affordable monthly payment with significantly lower interest rates . In addition, the program allows the client to schedule when their payment will be due. We will customize your debt consolidation account to fit your budget as well as your needs. Another unique option that we have found successful with our clients is the opportunity for a debt consolidation loan after a short period of time on our debt counseling program.
Many lenders qualify applicants based on credit report activity.
Whether they are past due or over extended certainly become the deciding factors for approval. Our program will show the creditors that you are current with all payments and at the same time reducing your debt load as a result of the lower interest rates. Once a desirable credit rating has been established through our program we will forward your account history to one of our lenders for review. If approved, you will receive a buy-out of your outstanding accounts, meaning all debts listed on our program will be paid in full. If denied for the buy-out you will be encouraged to remain on the program until a lender reviews your accounts at a later date.