Savings and loan associations, also known as thrifts have either federal or state charters. The TFR is filed quarterly as of the last calendar day of March, June, September, and December. The TFR contains information filed for the reporting savings association consolidated with its subsidiaries. A federal credit union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates.
Members pool their funds to make loans to one-another.
The volunteer board that runs each credit union is elected by the members. Not for profit, not for charity, but for service is a credit union motto. Some non-federally insured credit unions also report to NCUA at the request of their state regulator. The financial data on credit unions available through this site includes all federal or state chartered credit unions and comes from the Report of Condition and Income commonly referred to as the Call Report. Some states use NCUA's call report system and require every credit union to file every quarter.