They require access to their funds immediately, want low-cost banking options, and have a right to be treated with fairness and respect. The banks recognize and are committed to being sensitive to those needs. Banks will require only two, not three, pieces of signed identification.
Photo identification is desirable but no longer mandatory.
Banks will accept sponsorships or personal references from branch staff or responsible customers known to the branch. Banks do not require a minimum deposit to open a bank account. Employment is not required to open a bank account. Banks will explain clearly to customers their hold policies for deposited funds. Direct deposit of government funds will ensure immediate access to those funds for recipients.