Market watching has made for exhilarating cocktail conversations during the last few years. Inherent Risk Investing can be as complicated as you want to make it. Or as simple. There is one certainty, however.
Risk is part of the investment landscape.
After all, nothing is guaranteed. Even a bank can fail. And if you actually did put your money in your mattress, inflation has eroded your money's buying power. Generally speaking, risk begets reward. Low returns are associated with low risk, and vice versa.