This applies even if you change employment.
New members can sign up at the office.
The most effective way to save money is by payroll deduction. The money is sent by the employer directly to the credit union. It is much easier to save before you get your check each payday than to try to save after you have made all of your purchases. Payroll deduction is also used for repayment of loans. A fixed amount is deducted from each paycheck.