Never mind that you just might be financially secure, yet emotionally miserable, if you stopped working. Everyone seems to be having a great time living off your decision to retire. Everyone that is, except you. If you want to get retirement right, you have to understand that almost everyone's interests are served by your retirement, except your own interests. Enjoying an active and productive retirement won't just happen.
Retirement is more a state of mind than a stage of life.
It's what you make of it, it's what you discover is in it for you. Retirement is doing what you want to do, even if it's work that you want to do. Here's a few rules to keep in mind if you want to make retirement work for you. Ask yourself why you want to retire. Don't do it just because you hate the daily drill of your job.