If you leave them a fortune and they do not have what you have, they will loose it very speedily. So you are making lots of money. That's an illusion. Retirement is setting on the front porch watching the sun set, if you can stay awake that long. The only thing bad about doing nothing, is that you can never get a day off.
Religious people are the most unhappy people on the face of the earth.
And I want to make a quick distinction between knowing Jesus Christ and being religious. There's a difference between having Jesus as Savior and Lord and being religious. Nothing starts a fight faster than when religious people get together. Religion will not bring you joy. And I can tell you that if you don't have joy, you're on the wrong road.