Prudence not moral cowardice. Nor worldly expediency, or policy. Beware of this.
Prudence is practical wisdom, sagacity in adapting means to ends and in foreseeing consequences.
It is imprudent to settle when a considerable minority are against it. Also, to remain under such circumstances. Also, to marry an unspiritual wife. Also to marry whilst in debt, especially if wife is poor. Or to run in debt at any time.