The San Diego County Schools Risk Management JPA coordinates OCIP Programs with its insurance broker. This applies if they are not covered under the commercial general liability policy. The comments under the section on liability insurance should be reviewed when considering vehicle liability insurance. District employees using their personal vehicles on district business are required to carry personal vehicle liability insurance. The district's vehicle liability coverage should be reviewed and, if necessary, endorsed to provide excess coverage above the employee's private vehicle limit when the employee is performing district services.
Many districts utilize volunteers for their transportation needs.
Those districts covered under the San Diego County Schools JPA are required to pass a resolution declaring volunteers as employees for the purpose of providing both excess vehicle liability insurance coverage and workers' compensation benefits. The standard commercial automobile liability insurance form may be used. It is approved by the National Bureau of Casualty and Surety Underwriters. The number of employees using personal cars in the service of the governing board should be included for the purpose of securing nonowned vehicle coverage. Physical damage coverage should generally be provided on the district's vehicles.