You can refer to the Human Resources office to get information about specific limitations and exclusions, which are included in the plan. You may also obtain a list of copayments, associated with certain procedures. The PMI Customer Relations Department will assist you in all matters pertaining to the DeltaCare program. Any full-time active employee working at least 30 hours per week is eligible for Personal Insurance. If a full-time active employee has eligible dependents, then he is eligible for dependent insurance.
Retirees have the same level of coverage as active employees .
The employee may use a participating provider or a non-participating provider. There is a freedom of choice of any provider at all times. The deductible is less, if the employee decides to use a participating provider. But during the first year a person is insured, the benefit period is the period from his or her effective date through December 31 of that year. You may refer to the Human Resources office in order to obtain a table of different types of dental procedures and a list of participating dentists.