As with most purchases, you get what you pay for. I want a plan that has long term guarantees. As with any association or group insurance program, the rates that are charged to the plan may increase or decrease each year based on claims experience for the group. The insurer, Sun Life of Canada, has priced the plan very conservatively with the expectation that rates will remain stable. Additionally, applicants who already have individual Blue Cross health coverage and apply for health coverage under the SSCA plan are automatically issued coverage simply by providing their Blue Cross certificate number.
Optional benefits require completion of a short questionnaire.
I have heard that the Wheat Pool plan uses a consultant out of Ontario as their plan administrator. The SSCA's consultant for the Member Benefit Plan is DW Anderson Consulting Group out of Moose Jaw, Saskatchewan. The consultant has several district representatives throughout Saskatchewan to serve the needs of SSCA members.