Credit cards are not charged until the program is shipped. Most orders are shipped within 24 hours, often the day the order is received. We have had numerous inquiries from brokerage houses, insurance companies, banks, and others about placing a copy of the program on the desk of everyone of their agents and customer support staff. As a result, this tool will shortly be found in the hands of many such companies who will be using it to evaluate customer inquiries about the advisability of Roth IRA conversions. A customized version of the program is available to organizations desiring to license the ability to duplicate the program in quantity for their staff or customers.
Quantity discounts are also available for the standard program.
Version 4.36 added the ability to look at every fifth year of the analysis instead of always looking at each year. 3-D graphs, the ability to enter AGI instead of entering tax rates, the ability to use a discount rate other than the inflation rate, and a number of other features. Version 4.60 added a 1st Year input in order to handle conversion years after 1998. Versions 4.61 to 4.63 made various improvements to the printing of graphs.