Student injury disrupts regular school agenda. Discussions with parents and providers are adversarial unless you pay the claim. Student withdraws due to unplanned medical expenses. School loses the tuition revenue from withdrawn student. Parents send brothers and sisters elsewhere due to this experience and so on.
Medical providers call the school looking for payment of medical bills.
Fundraising from alumni, parents and local community potentially suffers. This is the real, long-term potential of a student injury risk management strategy that does not fully integrate loss control, General Liability and Student Accident insurance coverages. Appropriately, private schools are increasingly looking at the lifetime value of each student and parent as a customer or client. A big picture, long-term view of student injury potential is necessary to maximize this value. Pays actual expenses incurred.