Any distribution must be without direct or indirect charge of any kind. The software may not be distributed in connection with any commercial venture without the prior written permission of the author. Secondary market considerations are presented for those interested in determining the approximate premium or discount on loans sold in the secondary market. Amortization schedules can be produced for fixed-rate monthly payment loans. Partners offers ten potential loan qualifying techniques, from self-help actions to loan subsidies or grants, to help qualify applicants.
Partners calculates the applicant's current potential without any subsidies or grants.
Reducing debts or increasing income, when possible, can help applicants qualify. Partners computes the amounts. Changing underwriting criteria, such as debt ratios, interest rates, or downpayments can qualify applicants. Partners provides the calculations. When subsidy loans or grants are needed, Partners determines the exact amounts.