The plans with more stringent the controls cost less and health plans with the fewest controls have the highest premium costs. Finally, we should all accept the fact that ultimately the only way to really save money on insurance is to buy less insurance. None of us will ever achieve financial success by buying more insurance. But still most of us resist the strategy of buying less insurance and putting some of our savings away for a rainy day. Share your advice now .
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Very Helpful Tony brings up some very good points on the issue of health insurance in self-employed situations. The bottom line with any employer-sponsored insurance situation is the benefit of economies of scale. Becoming part of a large group plan offers much better stability, many additional benefit options and lower cost in many instances. Matt Walus Superior Business Solutions Add your response using the box below. Consider posting your own advice on the subject.