In light of heavy snowfall so late in the season, flood danger is high, especially in mountain locations.
Many homeowners erroneously believe their homeowners insurance policy covers flood damage.
It doesn't, and up to 75 percent of the buildings in the U.S. located in areas with a high risk of flooding are not covered by flood insurance. In addition to making sure you're adequately insured, it's important to know what to do in case of flood. Western Insurance Information Service offers the following safety tips. If your home is not on high ground, know where high ground is and how to get there quickly. Keep apprised of weather conditions both where you are and upstream.