If you would like a complete plan, make an appointment with an adviser. Hood College accepts up to 70 credits, as does Columbia Union College. In general, an adviser can guide you so that your first 25 or 30 credits apply to most programs and colleges. After completing 25 credits, you are taking the risk that your course selections will not be appropriate and will be unnecessary for your ultimate program if not selected with a goal in mind. Sometimes you need to experience different courses or jobs before you can really know what you want.
Most students change their major at least once.
It just means that you may have taken courses that your new program of study does not require. Time and money. With planning, the first 60 credits towards your Bachelor's Degree can be completed at Carroll. These 60 credits comprise your Associate's degree. Most programs of study require a total of 120 credits, so you will need 60 more after you transfer.