Full Sum Assured is payable on death irrespective of payments made earlier. Fixed benefit for surgical treatment can now be availed twice, provided the first surgery is minor. Option to switch over from existing Jeevan Asha Plan.
Plan now encompasses more surgical procedures.
However, the first such periodic payment becomes due only on compliment of 3 years from the date of commencement of the policy. In case the Survival Benefit is not opted for, the policyholder can get an enhanced lumpsum benefit towards any health emergency at a later date. This enhanced benefit can be drawn maximum two times during the term of the policy. One of the two options can be exercised at the outset, and no change is allowed thereafter. Fixed Benefit will be granted subject to satisfactory pre and post-operative evidences.