Business Tools Downloadable checklists, model business plans, forms and other documents. Our small business online advice columnist. CCH Online Store Books on small business topics. Free E-mail Newsletter Monthly updates on developments affecting small businesses. People are living longer and spending more on vacations, recreation, and entertainment.
Money is more expensive to borrow.
People may be less apt to buy new homes or cars. International trade is affected by government tariffs and local labor costs and union organizations. The popularity and convenience of CD players all but eliminated the sale of record players and seriously depressed the manufacture and sale of vinyl records. Increasing costs and mandatory provisions for buildings, walkways, elevators, etc., significantly affect the overhead for a small business. People are cooking less and are more concerned about nutrition and fat in their diets.