Notice the exact form is printed again on the opposite page. Ask your spouse or another member of the family to fill out the second Talk About Money Worksheet. Don't let the other person see your responses until you both have filled out the worksheet completely. Talk about points of agreement and disagreement. You may want to use the Talk About Money Guidelines on the last page to lead your discussion.
Most families face money problems due to a lack of planning and communication.
These problems generally fall under four categories. No two persons have exactly the same values, but when there are sharp differences in values in a family, negotiation is vital. Then compare answers. The similarities and differences that turn up can spark a discussion of family money attitudes and practices. I'm basically too tight with money.