Either we keep our conscience and reduce our affluence by giving generously and helping people in need, or we keep our wealth and smother our conscience. We must choose. There is no universal answer to that question. There are no formulas nor are there Biblical categories. Materialism is not about amounts, but about attitudes .
Materialism is an obsession with gaining, holding, or protecting possessions and things.
23 Life is more than food, and the body more than clothes. They do not labor or spin. Yet I tell you, not even Solomon in all his splendor was dressed like one of these. For the pagan world runs after all such things, and your Father knows that you need them. But seek his kingdom, and these things will be given to you as well.