At OCSB, lending money is our business and we're here to help you get the money you need. The amount of the line of credit is determined by the bank and the customer, through customer interviews and information gathered.
Pricing is established on a case by case basis depending upon the perceived risk of the transaction.
Lines of credit are reviewed on an annual basis. The expiration date is established at 120 days after your fiscal year end. The loan amount will be established based upon your borrowing need. The interest rate is established on a case by case basis depending upon the perceived risk of the transaction.