He disappears, and so does your deposit. Employee Dishonesty coverage does not include an employee while having care and custody of your property outside of your premises. If you had only the Employee Dishonesty coverage, this would be an uninsured claim. However, it would be covered under Theft, Disappearance and Destruction coverage because this type of policy covers a messenger , which is defined as you, your partners and any employee while having care and custody of your property outside of your premises.
Neighborhoods have crime watches to help keep unpleasant surprises from happening.
These crime watches protect your assets from burglars and other criminals. Crime coverage is a term used generically to represent several individual coverages. It could reference an Employee Dishonesty bond only, or it could include a bond and coverages for Theft, Disappearance and Destruction, Depositor's Forgery, Robbery and Safe Burglary, Computer Fraud, Wire Transfers, Money Orders and Counterfeit Paper Currency, and even Credit, Debit or Charge Card Forgery - to name a few. However, depending on the actual coverages bound and the insurance company used, some employee thefts and thefts by third parties may not be covered. For you to have any one of the coverages mentioned on a standard crime policy, the desired coverage must be shown on the declarations page with a limit.