Results are net of management fees, and are of total returns with dividends and capital gains reinvested. There is, of course, no guarantee that future results will equal those below, nor that they will be profitable. William A. Whatmough is a principal of the firm and the senior portfolio manager. Our primary goal is to protect capital. We've had only one down quarter since the program's inception in 1992.
PSI utilizes top performing no-load mutual funds to manage assets.
All of our methods are strictly non-predictive in nature. We monitor funds daily and move into those asset classes or sectors that exhibit the most relative strength because we know they have the highest probability of future outperformance, but we don't try to anticipate them. We use Dynamic Asset Allocation which means that portfolio weightings are changed in response to market conditions. For the Fundguard program, we monitor 30 separate asset classes. There is an ebb and flow to the portfolio over time.