Of course, if your time frame has some flexibility, you might be able to raise your risk profile a little to gain greater returns. All investments have a risk of loss and mutual fund and stocks can reverse trend on any day with bad news. As you can see, assess one's risk profile can be very complicated. Even though it can be a chore, it is a necessary step before beginning to invest. Don't just jump into the market roller coaster without knowing if you can afford the ride.
Past results is no indication of future performance.
Our opinions are based on sources believed to be reliable and written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy, completeness or correctness or the results obtained by individuals using such information. Readers are urged to consult with their own financial advisors before any investment decision is made and all information contained in this information should be independently verified with other sources.