Applying for financial aid also takes time and effort. Most aid is need-based and is provided by state and federal governments.
Many states also use the form for their aid.
Locally you may find sources through your guidance counselor. As you prepare the forms and applications follow directions carefully completing all information requested. While it is cheaper to attend college locally at a public school, good educational opportunities are available at public schools instate and out of state. Never rule out private schools, however, because financial aid may make the family contribution manageable. Above all do your research thoroughly using all of your resources, including your parents, the colleges and your guidance counselor.