The higher the score, the more likely you are to pay on time. The reverse applies the lower the score. I recommend getting a free copy of your credit report once a year to prevent any headaches in the future. Only you can do this. Your mortgage broker or other financial assistant cannot order it for you.
Many people have questions regarding their credit scores.
A credit score is a gauge or predictor of how you'll perform in the future. This is a good thing because what it does is allow lenders to judge how they think you'll pay in the future even if your credit was so-so in the past. First, contact the credit bureaus and make sure that they fix the mistake. This is especially important if you have been turned down by a lender. Once the error is corrected, you can go back and ask them to reconsider.