Card companies will try boost up your credit lines so you spend more. You can do what you want, but you can't do everything you want. You're going to have to make some choices. Whatever you choose is going to cost some money. At some point there needs to be a reality check in terms of what things cost.
Most kids have no idea.
Stuff happens If you bust your budget on something you really, really want to do this week, make up for it next week. There's going to be a really great party that you're going to really want to go to. Just be prepared to buckle down on future spending to make up for it. Look ahead Whether it's a road trip with friends or an auto insurance bill, if you know a big expense is coming, start putting some money aside to pay for it. Get in touch with your roomie Contact your roommate before the semester starts and divvy up expenses.