Making appropriate arrangements for this sort of thing is just as much a part of planning a selfbuild project as choosing a brick layer or arranging for an electricity supply. Other policies sometimes required by selfbuilders are for unoccupied buildings, problems with title deeds and structural defects. Finally, do not let any of this worry you. We are all used to arranging for car insurance, and insuring a selfbuild project is just as easy, and just as important. A single premium that provides Employers Liability, Public Liability and Contract Works cover.
Options can cover plant and tools, caravans, additional public liability and existing structures.
Comprehensive insurance for selfbuilders involved in restorations, conversions and extensions to existing properties is available with the AXA Venture Policy. Insurance arrangements to deal with lost title deeds, defective titles, rights of way, old restrictive covenants etc. are dealt with by a Legal Contingency Insurance Policy. Insurance on a completed selfbuild home which cannot be occupied may require an Unoccupied Buildings Insurance Policy. Those who cannot obtain an NHBC or Custombuild warranty may need to arrange for a Structural Defects Insurance Policy. While you are managing a selfbuild project you may require a Short Term Life and Health Insurance Policy.