It is intended to provide you with a general description of these plans and does not include a full and complete description of all items affecting each benefit's coverage and exclusions. Please review all plan brochures closely and carefully for an exact disclosure of each plan's benefit payments and services. In your third month of employment you will receive the forms necessary to begin processing your application for health care. The coverage is effective the first of the month following 90 days of continuous employment.
Preventative services are at no cost.
There is zero deductible for preventative and diagnostic services, no annual maximums, most services have no wait period except for major services which only have a six month wait period. Eligibility to participate is effective the first of the month following 6 months of continuous employment. The plan allows employees to save for the future through pre-tax salary deferral which provides favorable tax benefits. MV Technical Sales, LLC has a retirement plan matching program. This Plan, for the Company's contributions, has a five year vesting schedule.