Sigma-One's standards for claim management and loss control services are far more stringent than those of most insurance companies. Members receive greater levels of service, both in the management of legitimate claims and the investigation of fraudulent claims. Members receive four loss control visits per year to make certain that they are providing a safe workplace. Since the Members own Sigma-One, they are the ones that control its operation. While Members enjoy the benefits of Sigma-One, they also must share in the risks.
Members are subject to joint and several liability.
This is a basic concept where all Members are responsible for the financial stability of the Trust. If there is a shortfall, all Members are responsible for making up the shortfall. The chances of this happening are remote. And there are tools in place to prevent against this. They must also show a willingness to work towards eliminating safety hazards and controlling claims costs.