Optional coverages are available to any employee who has selected a health insurance plan.
Optional coverages include Optional Term Life, Accidental Death and Dismemberment, Long and Short Term Disability, and Dependent Term Life Insurance. All employees are enrolled in Premium conversion, which allows the deduction of eligible insurance premiums prior to FICA and federal withholding taxes. The State pays the cost of health coverage for the employee and one-half the cost for dependents. Employees may apply for additional state contribution through the State Kids Insurance Program. The employee pays the cost, if any, of remaining premium.