The statute provides protection for financial information, not just mere names and addresses. Clearly, Congress was offering a distinction by describing financial information. We would agree, that the Act provides opt-out of information regarding credit history, employment and financial assets.
Private investigators are an integral part of the American system of civil and criminal justice.
The information we obtain regarding addresses and phone numbers is essential to our conduct of business and fulfilling obligations to consumers. We utilize this information in a variety of legal, moral ways such as finding witnesses and insurance fraud case. The service of court papers and subpoena's, which is primarily done by non-law enforcement, would be crippled by this interpretation. If we lose access to this information the only beneficiaries will be criminals and the irresponsible. We urge you to define non-public personal information in the manner that Congress intended.