This doesn't mean the way bankruptcy courts protect companies is always fair, or even makes sense. But if the price of being wrong about building a semiconductor factory in Sandoval County is permanent personal ruin, you won't build it, and 5,000 more New Mexicans try to find government jobs. Like everything else, risk has a price. If you have ever had to buy car insurance for a teen-age boy, you are painfully familiar with the price of risk. If you have ever bought a prescription drug without the benefit of insurance you are painfully familiar with the price of risk.
Pharmaceuticals can cost a fortune.
It is absolutely true some patients have to choose between their medications and paying their electricity bills. That human beings who have worked all their lives suffer because they are poor or because they chose the wrong health insurance is just plain wrong. Unfortunately, a high-risk business carries a high price. The solution is found in another risk product, health insurance, publicly funded if necessary. There are few riskier businesses than ethical drugs.