This means staying with a given fund selection over a long time period often many years. For example, as retirement approaches you may want to invest more conservatively to protect the value of your savings. There are three areas requiring you to decide how to direct the activity of your Plan investments. The Investment Contract contains sections for each of these decisions. The first decision is how much money you will contribute each pay period.
Most employers allow changes to contribution amounts every pay period.
The next decision is how you want each paycheck's contribution allocated between the investment options. You can select any combination of the 10 investment options. Your allocation of contributions may be changed every pay period under most circumstances. The last decision is whether you want to transfer funds that are already in the Plan from one investment option to another. You may transfer funds between investment options daily.