No more forgetting to post a check or hassling with bulky monthly statements. Once a month you receive a statement showing all activity on your accounts. We also provide overdraft protection for qualified members. Ask us to be approved for an overdraft protection loan that will make advances to your account. Transfers between accounts are also easy.
Most members find payroll deduction the most convenient method of making loan payments.
University employees must initiate payroll deduction authorizations and changes at the credit union office. Net pay, and other payments, such as Social Security, VA, Retirement, TIAA-CREF may be deposited automatically into your checking account. University employees must initiate direct deposit authorizations and changes at the credit union office. When you speak with a member services representative at the Chargeback Dispute Center, obtain the person's name and, if possible, an incident or case number. When the transaction is corrected, your account at Alabama Credit Union will be adjusted without further action from you.