Some insurance companies will drop you as a customer and refuse to insure you, especially if you have had other traffic tickets or DUI s. A DUI on the driving record of one member of a household can affect the premiums of every other member for that household. Insurance companies insure vehicles and not people. They assume it is likely that members of the same household may drive each others cars. If you currently have a car insurance policy, they may not find out about a DUI, at least not immediately.
Many insurance companies do random driving record checks.
If you pay your premiums on time and don t make any waves, you may increase your chances of going undetected for a while. Many car rental companies are beginning to run driver s license checks on prospective customers in an effort to minimize their losses and to avoid lawsuits. If you have a DUI or multiple traffic infractions on your driving record, it could make it hard to rent a vehicle. These items are public records. A driver in the transportation industry will be subject to annual and random driving record checks by both his employer and the employer s insurance carrier.