English Chinese Spanish window.document . Let us be your guide to smart home financing. Our mortgage program offers both traditional and non-conforming lending options. Loans Both FHA and VA are government-issued mortgage loans with fixed rates, which means stable monthly payments. They allow you to purchase a home with a lower down payment and a lower closing cost.
Qualification requirements are also less restrictive.
Conventional Fixed Rate Mortgage Loans Conventional loans offer more flexible rate options that can be used to tailor your loan to meet your specific needs. The principal and interest payment of the fixed rate loans remain the same throughout the term of your mortgage. MetroBank offers terms from 10 to 30 years. Your income level remains stable over a long period of time. The interest rate of the adjustable rate mortgage changes periodically.