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Many people are perfectly happy with their lives after reaching an advanced age.
However, some need help with things such as moving around the house, getting dressed, taking a bath, making lunch, and so on. These people need home health care or another type of care. Many Americans discover too late, the hard way, that neither Medicare nor their otherwise excellent medical or supplemental coverage pays for this type of care, and that this care is catastrophically expensive. This coverage is now reasonable in cost. Policies are more lenient and less restrictive than ever before.