However, if it were possible to compile such a work you would never read it. It would be worse than reading the Mexico City phone book when your only foreign language skill is Idaho Slang. My object will be to offer a few suggestions to simplify the issue. If you can not afford to lose it, you can not afford to go without insurance. And you cannot afford to let anyone be injured by your property.
Most people do carry property and liability insurance.
Sometimes this is motivated by the law. The law requires you to carry liability insurance in case you injure somebody with your property. Usually, people will get talked into insuring the property itself at the same time. Lenders often require insurance of the property. They want to be sure property they have loaned money against is protected.