Many insurers write auto insurance in New York State.
When shopping for auto insurance, please remember that, if one or two agents or brokers are unable to find coverage for you, it does not mean that there is no insurer willing to insure you on a voluntary basis. No given insurance agent or broker will have contractual relations with all auto insurers doing business in New York. You should ask the particular agent or broker to identify the specific auto insurance companies to which he or she has access. Most agents and brokers licensed to place automobile insurance policies are certified to place coverage through the Auto Plan. The voluntary auto insurance market in New York is competitive and affords coverage to those consumers an insurance company believes it can insure while realizing a reasonable profit.