Public comment is a fundamental part of policy making.
Administrative hearings at the Division are open to the public and commonly concern proposed insurance regulations, setting certain insurance rates, and proposed mergers and acquisitions of insurance companies. Regulatory proceedings allow members of the public to express their viewpoints on insurance issues under consideration. This typically occurs at the beginning of a proceeding. In many of these cases, before the hearing officer makes a decision, evidence will also be presented by the parties, and expert witnesses testify and are cross-examined. Therefore, the public comment portion of the hearing is a unique opportunity for you, as a member of the public, to voice concern, support, or suggestions early in the agency's decision making process.