Products are offered via a 900 number. Call costs more than advertised or product is worthless. Box contains cheap item at substantial price that was really never ordered. Promises cheap land or retirement facilities in gorgeous area. Site is poor, promise not fulfilled.
Person takes money and disappears.
You are solicited by an organization you know nothing about. Group doesn t exist or only a small fraction of the money is given to charity. You receive nothing or something worthless. Unlicenced person does nothing or does it poorly.