Private plans may only be valid in your home country or may restrict benefits available to policyholders in foreign countries. Some plans have regional coverage so you should check exactly which countries are included and excluded. You may wish to increase certain provisions, such as accident, injury, or death, if you think that certain health risks may be higher while you are abroad. As a resident of a new country, if you are to be paid in local currency, or have to pay social security or other taxes on the same basis as a national of that country, you may be eligible, like a national, for local health care. If payments for services are to be deposited by the employer directly into a bank account in your home country, or you do not meet certain residency requirements, you may not qualify for local health care benefits.
Regulations vary from country to country.
If your employer does not already have full information on provisions for coverage, inquire at a consulate of your destination country. Some countries have reciprocal arrangements with neighboring countries allowing citizens or residents to transfer their national health coverage between countries. Most businesspeople moving or traveling abroad find it advisable to take out supplemental policies, such as airlift coverage, in the event that emergencies cannot be adequately handled in the country that they are visiting. Some countries require that insurance be provided by a local insurance company and will not accept a foreign policy. Carry the policy identity card with you and keep a supply of claim forms readily available.