Convenience and Security As long as you use your Primary Care Physician, you will never have to pay deductibles or file claim forms. At the same time, you can be sure that The Rensselaer Health Plan will never prevent you from seeking care from any provider of your choice. If you live outside the area served by the network of doctors and services, you can still join The Rensselaer Health Plan and be eligible for benefits of the Traditional Plan. You will be free to select any doctor, but because you will not be able to select a network PCP, you will not be eligible for the routine and preventive-care aspects of the plan. The charts on the pages that follow explain briefly how the plans work and how the coverages compare.
More detailed information is contained in each of the Summary Plan Descriptions.