There is no charge to dispute mistakes or outdated information on your credit record. Ask the credit bureau for a dispute form and submit it with any supporting documentation. Information about a lawsuit or judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. One simple monthly payment. You're not alone.
Many people face financial crises at some time in their lives.
Whether the crisis is caused by personal or family illness, the loss of a job, or simple overspending, it can seem overwhelming, but often can be overcome. The fact of the matter is that your financial situation doesn't have to go from bad to worse. If you've been denied credit, insurance, or employment because of information supplied by a CRA, the FCRA says the company you applied to must give you the CRA's name, address, and telephone number. If you contact the agency for a copy of your report within 60 days of receiving a denial notice, the report is free. According to the attached letter, which says that my credit application was denied, your credit bureau issued the report which was used for my credit evaluation.