You will have the option of obtaining the brand name or the generic drug. There is no restriction on primary care visits. There may be restrictions on the amount of times you are allowed to see a specialist without getting a new referral. There is no limit on visits, aside from your own financial limitations. HMO plans emphasize preventing disease and keeping people healthy through preventive screening.
Many plans offer wellness programs such as stress management and stop-smoking classes.
Typically, care is sought after a condition has developed. Since this is not an organized system of care, there are no wellness or educational programs. You must pay out of pocket to receive these services. You obtain care from hospitals that contact with your health care plan. Typically, you pay little to nothing.