Know the other party to the investment, and understand who ultimately guarantees the investment and the ability of that guarantor to fulfill the investment obligation. Market risk is the risk that changes in interest rates will lower the value of an investment if it is sold before maturity. Interest-rate risk is the risk that changes in interest rates will affect your potential interest earnings. The next step in balancing safety, security, and yield is to develop a sound investment discipline for the district, set forth in written investment policies and procedures. Questions to ask about any investment decision are listed.
Many schools invest funds in pooled investments, rather than individual securities.
Checklists are provided for individual investments and for pooled investments. By Lottie L. Joiner More than 500,000 children are in the nation's foster care system, and they bring bring emotional and behavioral baggage to school every day. According to researchers, foster children are often at least one grade level behind and are more likely to be placed in special education. They also have higher absentee, tardy, and dropout rates. Education programs for foster children in California, Seattle, and New York City are described.