I would definitely hold on to it, but it's a little gutsy to buy right now. It's actually lower than it was a year ago. So now is not the time to buy. That makes me leery. The price has come down, but I think there are other companies, such as Oracle or Microsoft, that are more attractive.
People buy stock funds because they want to own stocks.
So we buy stocks because we said we would. Plus, it's hard to be a good market timer. The international economies are not doing well and are starting to do worse. When the U.S. sneezes, the rest of the world gets pneumonia. I'd stay away from foreign stocks, but if I wanted to be aggressive, I'd go for the American multinationals.