We can expect that large parts of Bangladesh, Pacific Islands, Hoquiam, Aberdeen, Olympia, and Everett will be underwater. Live below your means Link to simple living My first experience living financially independently of my parents was attending graduate school at the University of Maryland in 1970. I resolved to live on one third of my income, save one third, and give away one third. After working three years I had enough money to quit and do a three year round the world bicycle trip. You are rich when your income exceeds your needs.
Most people try to become rich by earning more money.
This is very difficult since your needs will increase as fast as your income. It is easy to become rich by decreasing your needs. There is no need to become a monk. Keep some selective luxuries in your life. This web site lives below its means.