Coverage will pay a part of the base salary, typically 60 percent, although the range for policies is 50 percent to 80 percent. Long-term disability is an affordable way to enhance your benefits package and attract employees. And if a valuable employee gets hurt, you'll want him or her to get back to work as soon as possible. Costs for long-term disability insurance have been rising, but buying a plan does not have to put a strain on your budget. Most businesses cover the entire premium for basic coverage, but it's not as costly as other benefits and it's tax deductible.
Prices depend on several factors, such as business type and age of employees.
An accounting firm of young CPAs is going to have a cheaper premium than a construction firm with middle-age workers. Earliest info on new businesses, homeowners Sales Prospecting Center Real info, real opportunities. HireSacramento Fill an opening, find a job Merchant Services Start accepting credit cards online. Office Products Special deals on equipment, supplies. Classifieds Search for business services, real estate and career opportunities.