Well, one day I added it up and realized I was spending more than I thought. So I started packing my lunch. It was also very fun to know that I would have a whopping amount to put into the savings from the money I would have spent on snacks and lunches. That money would go directly into the bank. And the lunches I made at home were much more nutritious.
Nothing seems expensive on credit.
Just writing to say that indeed this does work, and work well. My one and a half year old son gleefully helped in the garden last summer. We found cool rocks, neat bugs and great food. My beans grew high on fences, as did my gourds which we had fun with all fall. I made tee pees out of old tree branches and he loved his little morning glory fort.