This retention percentage is primarily determined by the number of winning combinations programmed into the machine. The retention percentage in Montana is between 22 and 25 percent. The card games authorized by this part are and are limited to the card games known as bridge, cribbage, hearts, panguingue, pinochle, pitch, rummy, whist, solo, and poker. No variation of poker involves only one player. It is a game played with playing cards, not with electronic images displayed on a screen.
Poker is a game of skill and chance.
It is not a game programmed so that no one wins a certain percentage of the time. After reviewing the file, the evidence and the documentation provided by acknowledged experts in the field, we conclude that the electronic game played on these machines is not poker. Accordingly, it is not authorized by the Montana Card Games Act and is consequently illegal thereunder. We find no discrepancy between this statutory definition and the operation of the gambling machines. The player activates the machine by inserting a single quarter or numerous quarters.