Guaranteed renewable coverage This type of policy cannot be canceled. The insurance company has the right to raise premiums but may need to have the approval of your state's insurance commissioner before doing so.
Most individual policyholders own non-cancelable policies.
This is what New England Financial offers. Policyholders tend to find non-cancelable policies more attractive and are willing to pay more initially to lock in the premiums until age 65, rather than risk having to forfeit their coverage should the rates climb too high. New England Financial offers a full range of disability income products you need to protect your family and your business . You can learn more about disability income insurance by looking through our glossary of disability income terms .