In the old school of thought, insurance will pay for the medical bills and cover the expenses of the damaged property. Accidents have a direct and indirect impact on camp operations. The severity of an accident or incident can actually destroy a camp forever, regardless of the amount of insurance. No one wants to deal with the costs of accidents, either directly or indirectly. However, the best approach to reducing the possibility of accidents is proactive risk management.
Risk management requires an entity to invest people, time, and money.
The end result, if effectively implemented, will save people, time, and money.