Double pane windows are effective but expensive, and take longer to pay for themselves in energy savings. Floor insulation is usually unnecessary in our climate, and may even cause condensation problems if improperly installed. Good air circulation is especially important in our damp coastal climate to prevent mildew and odors. Many local homeowners heat their entire house with one wood or pellet stove and a good air circulation system without ever turning on the furnace. Utility companies have found it cheaper to invest in energy conservation than new power plants.
Many older homes have post and pier foundations which are perfectly safe and legal.
However, some lenders don t understand this and will not finance a house without a concrete perimeter foundation. If your lender insists on this type of foundation without a good reason, get another lender. Large barns, shops and outbuildings may suit your purposes but may not have the same appeal or value to potential buyers. Traditional open fireplaces appeal to some buyers but are fast becoming energy-inefficient relics of a bygone era. Install an attractive hearth around your glass-front airtight wood or pellet stove instead.