Senior administration officials said that they made a strategic decision to collect advice from a relatively homogeneous group that excludes current members of Congress. Congressional Democrats and other detractors said the commission's make-up and narrow assignment could damage the administration's chances of persuading Congress to adopt the changes. Democrats in Congress were quick to denounce the panel. It is a huge fundamental change to privatize it and to allow people to invest their accounts on their own. If you just look at the last year of experience with the stock market, you know that that is a risky idea.
Public opinion is divided.
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