Returns shown include the reinvestment of all dividends.
The above past performance is not predictive of future results. The investment return and principal value of the Fund will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. 1996 proved a reasonable testing ground for our investment strategy. Our strategy is first, to protect the capital of our investors, and second, to grow your capital. We conceptually refer to this strategy as buying beach balls that are being pushed under the water as the water level is rising.