If your lender provides you with a letter removing their requirement for you to carry a flood insurance policy, send that letter to the insurance agent who issued your policy and ask to have that policy canceled. Typically, most insurance companies can process this refund within 60 days. Most flood insurance policies sold by insurance agents are backed by the National Flood Insurance Program. For those policies, a full refund is provided for the policy year that was in effect on the date of the Letter of Map Revision. First, consult your insurance agent.
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