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People living with life-threatening illnesses face many hurdles in their lives.
At a time when a person's income-producing ability may be diminishing and expenses increasing, for some there is a new financial solution. Viatical settlement is the sale of a life insurance policy for cash by a person who owns a life insurance policy that is insuring a person who is living with a life-threatening illness. Viatical settlement can help people regain financial control over their lives and maintain personal dignity. There is no restriction on the use of the proceeds from a viatical settlement and in some cases the settlement may be tax-free. With viatical settlement, the owner of the policy of someone facing a life-threatening illness is able to use the money in a variety of ways.