When you get back into Explorer you'll see your new folder listed alphabetically. Additional folders could be placed inside of these two, with names of months and years. The possibilities of nested folders are limited only by your own imagination. However, this can be time-consuming. Let's make it easier.
Most programs have a default folder where files go automatically as they're saved.
A shortcut will have now been created to take you instantly to this folder. Double-click it to go instantly to the target folder. Yes, Word lets you set a default folder by going to Tools, Options, File Locations. However, by following the above instructions, you can create shortcuts to multiple folders and the instructions work with any program.