What is clear is that you can control your financial situation by proper foresight. There are things that you can control. If you don't use it you're giving away free money. Let go of instant gratification. Jerry Niemiec learned this early.
Nobody wants to look down the road.
Lamkins notes that people are living longer, which in turn has changed the face of retirement. Innovations in medicine are not without their own set of drawbacks, according to Lamkins. Women are likely to outlive their husbands. It's a real fear that leaves many female retirees in dire straits because healthcare and finances are often linked to their husbands. They didn't have their own retirement plans.