The program is administered by nonprofit groups and is available in designated communities. Home Buyer's Workshops and individual counseling are offered to potential home owners. Exceptions are granted for separation, divorce, death of spouse or prior ownership of documented substandard housing. Qualifies for a fixed rate mortgage with a Participating Lender. Existing dwelling that is owner occupied, occupied by buyer, or vacant.
New construction is excluded.
Single family detached, semi- detached, townhouse, condominium apartment. Located within the mapped Community Conservation Area. This is generally described as the inner ring of suburban communities, but excludes the growth areas of White Marsh and Owings Mills, and the rural areas. Please see SELP Program Boundaries maps. The HQS certification provides assurance to the County that the dwelling is free from hazardous defects and meets basic standards for safety and livability.