A single premium that provides Employers Liability, Public Liability and Contract Works cover.
Options can cover plant and tools, caravans, additional public liability and existing structures.
You have to make water tight financial arrangements before you start and unlike a builder you do not have to search for a buyer when you finish. There are a host of inspectors and others who will be concerned about the standards of the work, and because of all this hardly any selfbuilders get into serious difficulties. However, there are some risks against which you must arrange insurance, and everyone building for themselves must be aware of them, and allow for the cost of this in their budgets. First of all, the new building will need a warranty that it has been properly built. This will probably be required by any bank or building society which is lending you the building finance, and will also be wanted by anyone buying the property from you in the future.