Larger or luxury apartments cost much more. Telephones are not included in furnished or unfurnished apartments. For this reason it is essential that each student buy additional medical insurance. Dental and maternity coverage if desired are an additional cost. If you have a medical insurance policy at home, do not assume that it is valid in the United States.
Many educational institutions require that all foreign students purchase health insurance.
These are incidental expenses such as laundry, postage and entertainment. The time required to improve English proficiency to a level sufficient to begin academic study may range from two months for advanced speakers to as much as a year for those with no English. Many foreign students assume that it will be easy to find summer employment. However, it is not easy for U.S. or foreign students to find summer jobs. Foreign students must obtain permission to work.