Overview If you were involved in an accident and intend to file a personal injury claim against the insurance company of the person that caused your injuries, you must first send a notification letter to the insurance company notifying them of the specific circumstances surrounding the accident. If you do decide to pursue a personal injury claim, it is necessary for you to determine whether you can facilitate a settlement yourself or need an attorney to help you.
Many plaintiffs are able to obtain personal injury settlements without the help of an attorney.
However, if the settlement offer is inadequate, you should contact an attorney to help you move forward to trial. Shortly after the accident, you should also expect a visit or call from an insurance adjuster from the defendant's insurance company who will assess the amount of your damages. The insurance adjuster may try to offer you a certain amount of money to settle your claim. You need to know how much your claim is worth in order to evaluate the insurance adjuster's offer. Whether you elect to hire an attorney or not, you should gather and organize evidence that will help you win your case.