UM provides for 1x annual salary at no cost to the employee and subsidizes 2x salary. Additional coverages are available at various costs. Top of the page Long Term Disability UM offers long term disability coverage to provide the employee with partial income lost due to disability resulting from accident or illness. Family coverage, as well as separate pilot coverage, is also available. The employee pays all cost.
Reduced benefits are available for early retirement.
A pre-retirement death benefit is also available. To become vested in the Retirement Program, an employee must work for the university a total of five complete full-time years of service. UM provides this benefit at no cost to the employee. Several options are available. The employee pays all cost.