Certain disabled people under 65, and people of any age who have permanent kidney failure, are also eligible. Medicare provides basic protection against the cost of health care. It does not cover all medical expenses. Medicare has two parts, hospital insurance and medical insurance. There is no limit to the number of benefit periods for hospital and skilled nursing facility care.
Monthly premiums paid by enrollees finance medical insurance.
It helps pay for doctor's services. It also pays for other medical services and supplies not covered by hospital insurance. Medicare medical insurance begins paying for coverage after an annual medical deductible is met. It pays for some of the expenses that Medicare doesn't cover. For example, some Medigap policies cover deductibles and co-payments.