Many of the investment options offered by TIAA-CREF and Fidelity Investments permit a complete, single sum, withdrawal of the entire account balance. Other options, such as installment payments, life annuities, and joint and survivor annuities, are also available. It is possible for you to choose a combination of the above options. You may withdraw contributions at any time after leaving Rensselaer. However, penalties may apply if you begin withdrawal prior to age 59 and one-half.
More detailed information is contained in the Summary Plan Description.