My regular bank will give me the best rate. When it comes time to shop for a mortgage, many people think of their local bank, where they have their checking and savings accounts, believing they'll get a better rate because they are customers. However, your local bank probably does not have the lowest rates and you should definitely do comparison shopping. A mortgage company, which specializes only in mortgage products, can offer you lower rates, and a wider variety of mortgage options. There's no money available for jumbo mortgages.
Money is available for mortgages large and small.
You simply need to talk to the right lender. At Independent Mortgage we offer the widest variety or mortgage products, and the most attractive jumbo rates in the state. I won't qualify for a mortgage because I've had some credit problems. At Independent Mortgage we understand economic circumstances have made it difficult for many people to maintain perfect credit histories, so we have available a wide variety of programs that provide mortgage money for people who have less than excellent credit. Copyright 1999 GoCheapMortgage.