The direct route is quicker and simpler and is much easier to use. If you are able to install a software progam and have an updated computer, try the download software . A really bad actor would have some trouble with this step. An operator who was in the habit of defrauding people or issuing phony credit card debits would soon be denied credit card privileges and would be out of business. That banks and credit card companies are getting very good at weeding out the fraud artists.
Most internet casinos are 'licensed' in the jurisdiction where they are physically located.
The online gaming community has also set up some self-regulating associations. However, in reality no one really regulates online gambling. Just like Al Gore's fundraising efforts there is no controlling legal authority. The player is best served by starting out small, setting up a relationship with a casino he likes, and going on from there. There are some con artists and fast operators in the business but there are a suprising number of upright, honest operators who are building a excellent reputation for themselves and the industry as a whole.