Floods cause more damage nationwide than any other natural disaster. If you live in a flood-prone area, be smart. Protect yourlsef and your family from the consequences of a flood disaster. If the community that you live in has joined the National Flood Insurance Program with a pledge to adopt flood plain management measures, you will be eligible to apply for it. Only a 5-day wait is required for your flood insurance policy to become effective.
Renters can buy policies to protect their personal property against possible flood damage, too.
A simple call to your insurance agent or broker starts the process to cover your home, possessions, and business. Your agent or broker will help you decide how much coverage you need. Make A Personal Property Inventory Make a list of your personal property. Document the contents of your home with still photographs or video. Plan A Safe Escape Route Determine where flood zones have been designated in your community.