Insurance companies that deny legitimate claims can be sneaky. If an insurance company is planning to deny your claim, it is always done in such a fashion t hat allows the insurance company to get all of its ducks in a row before telling you that your claim is being denied. Send letters frequently. Should you have to sue the insurance company to get your money, the letters can act as a graphic chronology of events made at the time of their occurrence. Some states, such as my home state of Georgia have a rather silly law that says it is not enough that you provide the insurance company all of the information required of you and submit a claim, but you must go one step further and demand payment .
Many states have bad faith laws that are effective against insurance company malfeasance.
Your attorney can pull the code section and read the annotations to see if you have a chance in Hades. Suggest your attorney review Rice v. When misfortune strikes, many good people often rally to your side. For example, when you have a automobile accident, several people may stop to render assistance. Hopefully, you will have the presence of mind to get their names and addresses.