Figure 5 shows how a pattern of consistent savings could pay off. Even at minimum wage, you can be a millionaire at age 70. There are 365 days in the average year. Not bad for scrimping for a bit. Even if you worked for minimum wage all your life, your money obviously didn't.
Money works slowly, but boy, does it work.
But here's something else to remember. You're in for a rough ride if that wheel is absent or broken. This is especially true for young people today, as the other two wheels of that tricycle are company pensions and Social Security. Whatever your age, you need to start stashing some of your earnings in a savings account that gives you a decent return. One last thing, in case I still haven't caught your attention.