Men suffer heart attacks an average of 10 years earlier in life than women do, so men are at higher risk at younger ages. Cardiovascular diseases claim the lives of more than half a million females every year - more lives than the next 14 causes of death combined. That's about a death a minute. Caregivers learn that most people do not have any protection from financial ruin if they need long-term care. With the increase in the elderly population, increased attention has been focused on the particular legal and financial planning needs of older adults.
Many people live long, healthy lives because of medical advances and healthier lifestyles.
But all people face the possibility that during some of those years they may require assistance with their personal affairs. They may also be faced with expensive long-term care bills. Failing to plan can create emotional and financial hardship on the family. They may be forced to seek guardianship over their loved one and may face financial ruin . Everyone should plan for the possibility of disability and if signs of a disabling illness are present, legal planning should begin immediately.