There is also a Long Term Disability Enhancer available. Any development of a medicolegal nature must be handled from the Risk Management Office. This insurance covers expenses incurred in skilled, intermediate and custodial care nursing homes as well as home health care and adult day care expenses. Coverage may be purchased for a spouse, parents, in-laws, and grandparents under the age of 80. Employee pays total cost.
Many people have demanding family and financial commitments.
The loss of the House Staff Officer, spouse or child could put a severe strain on surviving family members. A personal accident plan is not a protection against accidents, it is a source of funds which helps to provide financial stability to a family that has suddenly lost a loved one. House Staff are given the opportunity to protect their financial stability by participating in the Personal Accident Insurance Plan. Personal Casualty Insurance Homeowners and Renters insurance, Automobile insurance and Personal Property insurance may be arranged through this program at a discount. All Residents and Clinical Fellows are covered by professional liability insurance at hospital expense if the trainee is on an approved rotation.