But if you are stymied, give us a call or email and we'll explain one very successful way. The sale and distribution of the personal data has always been a thriving business. This effectively places it under the same FCRA umbrella as the credit histories at the bottom of the reports. Legitimate uses have been for conducting backgrounds, fraud prevention, investigations, skip tracing, debt collection and child support. Other obvious uses are intelligence gathering and marketing.
Misuse includes selling the data to stalkers and abusive spouses.
A humorous question on an exam Web Fraudster Pleads Guilty Lamar Christian, Trenton, NJ, admitted to stealing personal data of a number of senior military officers then establishing over 330 bogus credit card accounts in their names. Send us the account number. Now we are receiving emails offering access to secrets for developing information about people. Thanks, we'll pass. Diploma Mills Continue to Flourish If you are responsible for doing background investigations of employment candidates, make sure you are certain the applicant graduated from college.