Third, you must learn to live on a budget . At first a budget is distasteful, but as you learn to use it you will realize that it is the key to your financial well-being. Set aside money each month for items which you plan to purchase. There are a number of places where you can get budgeting assistance. In addition, the County Agent can show you how to get, at a very modest cost, an excellent budgeting guide from the United States Department of Agriculture.
Most churches have budget counseling available.
The United Way in each city has an agency which can give you education in money management. There is no charge for their service. Your Discharge is a valuable right. You have purchased it at a high cost. There is a high cost to you emotionally.