You should emphasize to employees, however, that they are ultimately responsible for their own financial security at retirement. Higher fees can be justified by investment performance and a good service program, which can encourage program participation and loyalty. During this time of market uncertainty, these are important considerations to keep a plan running. Find a way to review the quality of these presentations. An effective education program must address the needs of both novice and experienced investors.
Most vendors offer print materials, and about half also offer information on the Web.
If not, ask whether the vendor plans to offer education materials on the Web in the future. Look for a vendor who will provide a variety of avenues for your employees to obtain account information. Your goal as an employer is to get your workers to participate in your plan and, as in other cases, education is the linchpin for successful program implementation. Quick tips Train, don't advise. Make the distinction between investment training and advice.