The Postponement of a Claim allows the lender to ask for assurance that the company will not repay the shareholders until the secured lenders have been repaid in full. The predictability of repayment and degree of control over loan security makes the asset-based long term loan the preferred investment of most lenders and lending institutions. Provided that the equity requirement , leverage factors and asset-based security is adequate, a variety of lenders can be found to conclude these loan agreements. Term Loan Lenders. Equipment Leasing Lenders.
Most people approach the subject of borrowing money with some trepidation.
You should never view borrowing money from a commercial loan institution as begging for money. Rather, consider that you are offering the financial institution an opportunity to do business with you - to make a sale. You will be renting money from people who, in turn, are soliciting your business. Banks, credit unions, finance companies and others need your business to make their money work for them. Loans are just another commodity on a retailer's shelves, and it becomes your challenge, in conjunction with the loans officer, to find the one that best fits your circumstances.