It is important to notify your company immediately. Most policies contain a clause stating that you must report the claim promptly to ensure that the loss will be covered. It depends on the nature of the claim. Each claim must be reviewed individually, since each incident is unique. You can be assured that your claim will be handled as promptly and efficiently as possible.
Most people choose to use their health insurance when treating an accident-related injury.
When the claim is finalized, payment responsibility is settled between the insurers. In most states, your deductible is paid on comprehensive and collision losses regardless of fault. If you are not at fault, and your state allows, we will request your deductible from the at-fault party. A. No, you are responsible to pay the repair facility the amount of your deductible. We appreciate the confidence you've shown in us by choosing the American Express Property Casualty companies as your insurance carrier.