The practical purpose of ORP is to assist in long term financial planning. ORP is a useful financial planning tool, but it might require the assistance of a professional financial advisor. Many clients are not versed in the subtleties of the tax issues of tax-deferred savings and need help in interpreting the ORP results. Some don't comprehend the wonder of compounding that makes it to their advantage to exploit the tax-deferred saving opportunities available to them. We are working on it for the production version of the program.
Privacy is an issue, for sure.
That is why we do not ask users for any identification and use a randomly generated id for internal operations. You may note that each run has a separate id, so there is no memory from run to run. We purposely have no way of associating run data with individual users. We are not at this time set up to download the software. Its size, at 20 megs, is a problem.