Have a system for backing up computer files. Compile a list of key phone numbers and addresses, including state emergency management agencies, employees, key clients, contractors, suppliers, banks and insurance agents. Keep a copy off the premises. Decide how you would contact clients about your new location - by phone, newspaper ad, sign on the door, etc. Revisit the need for flood insurance .
Most property insurance excludes such coverage.
Don't wait until the storm rolls in - most policies don't kick in for 30 days. To lower your premiums take a higher deductible on your policy. Buy a package policy rather than separate policies. Discuss insurance with others in your industry to pick up on trends and tips. Some insurers will cut you a discount on business interruption insurance if you have a contingency plan to move your operations to another site.