Most people are too busy to play accountant.
Still, family budgets, retirement savings, consumer credit issues, income taxes and investments can create enough headaches for an army of full-time money managers. If you need sound financial planning advice that comes without an avalanche of market lingo and boring statistics, try these video-enhanced personal finance guides. Before you run out and spend it, remember that a fool and his money are soon parted. Whether your earnings come from babysitting or running your own company, you're never too young to learn financial responsibility . Keep your hands free of some of the hassle involved in maintaining your portfolio by diversifying in mutual funds .