They believe in themselves and maintain a positive attitude. They identify and address their obstacles. Any progress you make is a step forward. The formula states the net worth that a person should have at their age and income level. That figure is their age times their pre-tax income divided by 10.
Many ordinary people do become millionaires but it takes time, often several decades.
Like the popular game show, the greatest gains come at the end. Get started investing today because compound interest is not retroactive. Rutgers Cooperative Extension is an Equal Opportunity Employer.