Learn how to build your credit, obtain a mortgage and save for the home of your dreams.
Property is expensive in our area.
The first thing you will want to do is to look at your current budget, Your current debt load, and how much could you save towards a down payment. Try to pay off those credit cards, and use them sparingly, credit cards will weigh heavily when the lender looks at your credit report. Car payments, try to keep these low. Make sure you are making all your payments on time, especially the rent. With your child, think about school districts, and balance that out with the amount of taxes in the area,remember you will pay taxes and insurance on top of principle and interest on your loan payment.