If the bank mangled your checking account, doing nothing to correct the error is stupidity on your part. Take a deep breath, take care of the situation, and move on. After all, the people you're dealing with are stupid, and excessive commotion is just going to be wasted on them anyway. There's one benefit to all of this stupidity. That's my view, anyway.
People are stupid.
Take it as seriously as you want. It'd be stupid to think otherwise. It's a possibility that has its attractions. Sounds almost like a Bill and Ted kind of legacy, actually. As loopy as the idea that mankind can be united with rock and roll.