Money keeps the rich unbeliever from seeking salvation in the right manner - by means of God's Word. Money has no credit with God at the Last Judgment. Only imputed righteousness is acceptable with God. The Christian can also fall into error in money matters. Solomon was a rich king, but his riches crowded the Lord out.
Money can be a source of temptation.
A believer should spend his money wisely. Investigate carefully before you give. Give money for the glory of the Lord. Christian giving is a part of stewardship, and faithfulness is the first requirement. Christian giving expresses the principle of Grace.