At the outset, an attorney will help you make a better decision about whether or not you should file for bankruptcy. An attorney may be able to represent you in negotiating with creditors to restructure your debts without having to actually file for bankruptcy. Although you can fill out the forms yourself, or use a typing service to help fill out the forms, it may be a good idea to consult with an attorney for a few hours even if you plan to handle your bankruptcy yourself. In most cases, you will find one who will fit even a limited budget. If you decide to use the services of a lawyer to handle your bankruptcy, you need to find a good one.
Many lawyers specialize in doing bankruptcy work.
Some of these attorneys can do a very competent job for a relatively modest price because they delegate some of the routine matters to paralegals. Although some experts recommend using an attorney who specializes in bankruptcy, there is no reason that a competent attorney with a general law practice cannot adequately handle your bankruptcy. If you already have an attorney or know one, you can inquire if he or she handles bankruptcies. There are a number of ways to locate a good attorney. The best way is by getting a personal recommendation from a friend or relative who has used the lawyer for a prior bankruptcy.