If you pay your application fee by check and the check clears, you pass that test. Savings information is certainly not for the agent. Most employers will confirm present employment. When the rental application starts feeling like the request for a bank loan, maybe you should look elsewhere. If your application is rejected because of a bad credit report , federal law allows you to see the report for free and have it explained.
Most negative information remains on the record for seven years.
Within 30 days, ask the agent for a copy and how to contact the reporting bureaus. In a sense, the application form is a distraction. The real action is money changing hands. First, there is the wonderful credit check fee. Often times it is applied to your rent or damage deposit if you pass the test.