Each program offers different investment fund options. Between the two programs, members have a wide array of investment choices across the asset class spectrum. Members may have funds invested in one or both programs, but they can only contribute to one program at a time.
Members can transfer funds between the investment programs at any time.
The TAP is a fairly aggressive balanced fund that is intended for long-term investing. It includes some asset classes not available in the Self-Directed Investment Program. These asset classes increase the portfolio's diversification but also require it to be a monthly valued portfolio. No additional administrative fee is charged for this investment program. Funds within the Self-Directed Investment Program are valued daily.