Loan consolidation may extend your repayment term and lower your payments. While you will make lower monthly payments, you will pay more interest over the life of the loan. You pay no application fees or services. You can prepay your loan without penalty. Several repayment options are available.
Married couples can consolidate their loans into one.
Payments can be suspended under special circumstances. You are currently in grace or repayment status. No minimum loan balance is required for Ohio residents, regardless of where they attend school, or for students of Ohio colleges, regardless of their state of residency. Inc. All rights reserved.