The drafts themselves look almost exactly like checks. The holder of a debit draft negotiates the draft like a check. It may be deposited or cashed and clears the holders' bank when deposited as if it were a check. In fact, the debit draft will be returned to the customer enclosed with any other canceled checks in each monthly statement. Yes, but for some customers that would defeat the purpose of the service.
Monitor pays for the postage, checks to pay bills and printing of checks and debit drafts.
Each debit draft will be treated as a check at the customer's bank and incur per check charges if their own account has any. Mostly one to four times a month depending on a customers need. In a case where there is no problem with money and we are primarily paying bills to save someone time once a month should be fine. In a case where a person is tempted to spend any cash available debit drafting money to pay essential bills once right after each pay period may be the right answer. This number should be chosen by the customer with help from Attorney Brenner if needed.