Most home buyers buy a home the traditional way - backwards.
Then the buyers panic, suddenly realizing a home loan must be shopped for, arranged and finalized to complete the home purchase. Savvy home buyers, real estate agents, and financial consultants agree that the best way to buy and finance a home is to first arrange for a mortgage. Armed with the knowledge of how much the loan amount will be, Realtors and sellers will know you are a serious buyer. You may be able to negotiate a better price because sellers will know you're a qualified buyer. The obvious benefit is that it takes the stress and panic out of the home buying process.