Q-Network Two is comprised of health care professionals within the entire CareFirst BlueCross BlueShield PPO Network. Q-Network Two includes the majority of physicians practicing in Maryland, as well as physicians in other states. Out of pocket expenses are the highest when care is obtained at this level. In this situation, you may be required to submit a claim form. The Quality Care program does not require members to select a primary care physician to coordinate medical care.
Members select the provider of choice and pay according to the level of provider participation.
You may seek care within the same network option or switch between options at any time. Although there is no requirement for a primary care physician, members are encouraged to select a personal physician to assist in the coordination of care. Quality Care provides coverage that is mandated by the State of Maryland, and it essentially mirrors the benefits available through the state-sponsored PPO plans. Refer to the State of Maryland Summary of Benefit Guide for more information or go to the State's Employee Benefits web site .