Decide to get up thirty minutes earlier. Do this for a year, and you will add seven and one-half days to your waking world. Never buy something you don't need justs because it's on sale. When starting out, don't worry about not having enough money. Limited funds are a blessing, not a curse.
Nothing encourages creative thinking in quite the same.
Be decisive even if it means you'll sometimes be wrong. Show respect for everyone who works for a living, regardless of how trivial their job. Show respect for military personnel, teachers, police officers, firefighters. Don't waste time grieving over past mistakes. Learn from them and move on.