Second, even if the word does mean appoint by election we cannot, on that basis alone, infer a congregational vote. It could easily be the apostles, or in the context of our local churches, the Session that votes. On the contrary, I think that reason argues against a congregational vote. It seems incredible to believe that the apostles would entrust to brand new converts, many of whom were just recently snatched from paganism, the awesome responsibility of electing their own spiritual leaders. Its absence here pokes a big hole in the traditional Presbyterian interpretation.
Men have every right to manage the disbursement of their own funds.
Men have no right to tell God how to manage His church. Fifth, election by the congregation has severe practical problems. Unlike virtually any decision of the Session, there is no appeal from a congregational vote. Further, the congregation of your average Presbyterian church is a hodgepodge of doctrinal persuasions. I say it is unreasonable to do so, and God never intended it so.