Suppliers are therefore not free to exclude refunds or to insist on issuing credit vouchers. A display sign to that effect is therefore unlawful and without effect. However, it should be borne in mind that all this applies only if the goods or services are defective. Willem Reuvecamp in the Commercial Department of our Wellington office. Sam Palmer or Helen Joyce of our Auckland office.
People often delay or spend inadequate time planning their personal legal affairs.
Otherwise, in the event of illness, an accident or untimely death, you can expose your family to uncertainty, delay, extra cost and possible unhappy consequences. There are three types of joint ownership namely a joint tenancy, a tenancy in common and a joint family home. The feature of a joint tenancy is that if one of the joint tenants dies, the surviving joint tenant becomes the sole owner of the property no matter what the provisions are in the deceased's will. Unlike a joint tenancy, a tenancy in common means that on the death of one owner the surviving owner does not automatically take ownership of the share of the deceased - that share is distributed in accordance with the provisions of the deceased' s will. A joint family home is a more sophisticated form of a joint tenancy.