Back to Top Reasons for decision 10. No 1 after 24 September 1996. No 1 be reissued for a further 12 months, by which time I was assured that all of the information which is not otherwise permitted to be held will have been removed. The Tasmanian Collection Service advised that it had removed all such information from its records. While I am not required to publicly consult on determinations of this kind, I did seek the views of the Consultative Group which has assisted me in the development and review of the Credit Reporting Code of Conduct and which I continue to consult on credit reporting matters.
Membership includes representatives of peak industry bodies and consumer organisations.
No 1 for a further twelve months. The Compliance Section of my office, during its routine auditing processes, has encountered no problems with the use of pre-Act information by the CRAA nor with the operation of this particular determination. In addition, my Privacy Complaints and Enquiries Unit has received no complaints regarding the application of this determination. No 1 remain valid. In the absence of any effective means of retrospectively separating all consumer and commercial default listings, and recognising this as a transitional situation, I have determined that, until 24 September 1997, the CRAA may continue to disclose in credit reports, without beaching the Act, information about commercial defaults that was collected before 24 September 1991.