Rolling your money out may reduce investment costs substantially and open the opportunity for unlimited investment choices in your own brokerage account. In addition, when the object is to round up enough money to meet a manager's minimum requirement, we can include what is in our retirement plans. In some cases, our company's policy may prevent a pre-retirement distribution, but if that's the case, we can lobby for a change. In seeking professional help, remember that there are money managers and financial advisers. A money manager typically handles a stock portfolio.
Financial advisers gravitate more toward a total financial plan using no-load mutual funds.
An example of a local money manager with 30 years of experience is Mike O'Neill of Sage Management in Lafayette. He graduated from the University of Pennsylvania and Harvard Business School. He managed money for Putnam Funds and later was chairman of the G.T. Global Growth series of mutual funds. He is a regent of St. Mary's College and a former U.S. Marine. The world of advisers has many people of Mike's caliber, but it may take a little research to find them.