New York State offers a lot of ways to get care, and a number of protections if you have or want to buy health insurance of your own. This chapter supplies a brief overview to familiarize you with the programs available. It will also give you ways to get more information about each. Knowing your options can help you choose the best strategy.
Many people have health coverage as a benefit of being employed.
However, a sizable number of people don't have coverage through work or aren't working right now. We will start with employer-provided health insurance. Then we'll move on to options you can use if you have no coverage. If you've lost it, go to your personnel department and ask for a replacement. There are lots of things to check out in your policy.