You think global corporations and capital markets can provide the services people want, without traditional money and government. And you expect that people will be able to download and pay with Beanie Babies. E-companies will provide the goods and services people want. We have entered a new era, in which the old economic and political norms mean nothing. Sovereignty is finished.
History is kaput.
Economies of scale and scope rule. Supply creates its own demand, and demand creates its own supply. What you describe sounds amazingly like the United States in the early 1900s, when government was weak, banks issued their own currency, and robber barons called the shots. But those giants of industry became so greedy that the people demanded reform. As people say in my country, 'Give a man a krona and he has a piece of paper.