Budget planner Cut your bills Info. If you want to borrow money you must be 18 or over Barclays is a responsible lender and when considering your application for borrowing, your financial circumstances will be appraised. Credit facilities, Barclays Connect or Barclays VISA Electron cards and Barclaycard will be issued at the Bank's discretion.
Overdrafts are repayable on request.
And remember, should you run into difficulties please contact us immediately. From time to time, calls to our freephone numbers may be recorded or monitored for internal quality control. To apply for our graduate account, graduate loans or graduate overdraft you must have completed your higher education studies within the last two years. To apply for our graduate loans you must already have opened, or applied to open, a Barclays Graduate Account. If you are applying for a graduate purchases loan we will need confirmation of a firm job offer.