This process is not intended to replace the medical advice of your doctor, only to make sure you are aware of all your options before you receive care. These charges are not subject to a deductible. Second and third surgical opinions are rendered on the necessity for and advisability of elective surgery. As always, the decision about surgery is up to you and your doctor, regardless of whether or not the second or third surgical opinion confirms the need for surgery. Under preventive care, well-baby care is any routine physical exam given by a physician, other than to diagnose or treat a suspected or identified injury or illness.
Preventive care includes physicians visits while an infant is a newborn in the hospital.
X-rays, laboratory tests and other tests given as part of the exam, as long as they are billed by the physician. Also included are materials for and the administration of immunizations for infectious disease and testing for tuberculosis. Injections for allergies are not covered under preventive care.