Where you are hospitalized depends on where your primary care doctor admits patients or where the specialist he or she refers you to admits patients. If you choose a Cleveland Clinic primary care doctor or are referred to a Cleveland Clinic specialist, you would be hospitalized at the Cleveland Clinic. Be careful in your choice of a primary care physician and look into the plan's rules for referrals to specialists. The plan handbook should detail the referral procedure as well as any restrictions that apply to hospitals. If you develop a complex medical condition, or your doctor recommends treatment or surgery that you have questions about, you may want to get a second opinion.
Most health plans cover second opinions under certain circumstances.
Be sure to check the health plan's policy on reimbursement for a second opinion.