Forgue also suggested the Web as a resource for figuring out how much money you'll need to save every month for retirement or any financial goals. Figuring out where your money goes and your net worth might also inspire you to save more and trim expenses, he said. They say, 'Geez, I would love to save for retirement, but I have too much on my plastic. Even if you don't have credit card debt, chances are you can and should cut back, Gebhart added. Client Melinda DeRocker was appalled by the amount she was spending on little items like manicures and home furnishings.
Little things add up so quickly.
It was not one particular thing, but the whole picture that upset me, and I had to take a good hard look at myself. While Luttrell admits she'd rather not have to think about her finances, she knows there's no escaping it. Copyright 2000 Morris Digital Works and The Holland Sentinel.