Points are pre-paid interest and may be a deduction when filing your tax returns. On average, you will plan to live in your home a minimum of four years to benefit from paying points. Premiere delivers loans to 30 different Banks and Mortgage Companies. We have the ability to pursue the most competitve rate and terms available - predicated on the strength of your credit package and mortgage program. No lender can guarantee the absolute lowest rate.
Premiere however can assure rate and terms offered to be very competitve.
Service and Interest Rates dictate the happiness of every client. Rate locks are available in many time frames. Prior to locking your loan, clearly discuss the day that you know you can close with your loan officer. Locking on a 45 day rate lock does not serve a purpose if you are not going to close for 60 days. There are two basic types of title insurance protection - one for the mortgage lender and one for the homeowner or real estate investor.