This will allow you the opportunity to determine the maximum mortgage for which you qualify, and can result in your receiving a conditional mortgage commitment. Next, with information on your preferences as well as your financial abilities, the agent can select suitable homes for your inspection. Homes which do not meet your requirements will be eliminated, saving you much time. Then, armed with knowledge of available homes, their prices and financial requirements, you can make an informed purchase decision. Once you make that decision, the agent will assist you with the necessary paperwork, the application for a mortgage loan, and will keep you informed until the transaction is completed.
Home ownership provides financial and family security.