When first launched, these packages attracted many expatriates from the subcontinent and a large number of UAE government employees. The insurance schemes were, of course, marketed directly at that target audience with considerable success. PPP Healthcare has joined forces with Alliance Insurance, one of the biggest insurance houses in the Middle East dealing in general and life insurance. PPP Alliance has designed special health insurance packages for the local, regional and expatriate community and is now considered to be the largest medical insurance provider in the country. The cost of medical insurance is dependent on age.
Most companies have a scale of charges that increase depending on the age of the policyholder.
It doesn't take a genius to realise that the older you are, the more likely you are to become ill, and policies tend to reflect that fact. Premiums are based on a range of ages divided into bands. The premium difference from the first to last band could be more than 100 per cent, tending to prove the theory that insurance companies never take risks. The benefits provided for these premiums vary from company to company. Some will pay for visits to a GP, a specialist, any necessary operation and all hospital charges, transportation costs, home nursing, even hospital accommodation for the parents of a child being treated.