Changes in health insurance options. In 1999, family plans were too expensive. Self-funding will be in jeopardy if the cost structure stays as is. They were purchased by Anthem. In general, reimbursements have improved, but problems increased with reimbursement with prescription drugs.
Problems persist, though there is some improvement.
BL is looking at other possibilities. Northern Colorado is a difficult place to get providers into the system. In Fort Collins, there aren't many hospitals, so no competition. Poudre Valley Hospital has high quality and high costs. Emergency Rooms are not generally part of the programs.