Many appraisers view 5 to 10 homes a day, and may need help remembering the details about your home. You or your real estate agent should meet the appraiser at your home, and ask to see the appraiser's license. Licensed appraisers are usually better trained and have more experience than unlicensed ones, who may be poorly trained and unable to fairly evaluate your home. If your appraisal is lower than you expected, you can request an appraisal review. Supply the appraiser with recent home sales in your neighborhood.
Most appraisers rely on the comparable sales approach.
They base the value of your home on the value of similar homes in your neighborhood that have recently sold. If you can provide the appraiser with the addresses and sales prices of recently sold homes, it can help you get a more accurate appraisal. Provide the appraiser with your home's estimated value and a detailed list of special features that may affect its value. You should include information such as square footage, lot size, number of stories, etc., as well as any special features that may affect your home's value, like a view, a pool or spa, etc. Request that your mortgage lender provide you with a copy of your appraisal quickly and at no additional charge.