Simpler Ways to Stymie Cyberthiefs . P rivate-payments system is a nice option for paranoid consumers. But it turns out that for retailers, it's a pain in the neck.
Retailers can t track the orders through their databases.
Customers want what is fastest and most convenient. The combination of a magnetic card and a PIN code already works quite well for ATMs, with a minimal amount of fraud. Easy to remember, that number could be used to verify online transactions. The University of Oklahoma explicitly disclaims any legal liability for the contents of this page or information accessible from this page. Web pages are provided as a privilege to OU students to enhance their life long learning experience, and the opinions expressed herein are not necessarily those of the institution or its student body.