From the history of you bank account, your charge cards, and other regular patterns of spending they can discover even without your knowledge, how many chips you have for them to take. Avoid credit and you avoid the charge card history of your activity. Use your bank only to establish expenses for tax deductions and for convenience of everyday life. You do not need to lay out a complete record of the cards or chips you have. Do not fall for the line of keeping up with the Jones's.
Nice things are nice.
But once you have nice things, you do not necessarily have to change them because your neighbor has something different. Now the marketing types would have you believe you should. Ask yourself if it really makes you happier. Ask yourself how it fits in with your personal economics. That is your choice.