If you have ever been sick or injured, you know how important it is to have health coverage. But if you re confused about what kind is best for you, you re not alone. Most people have health insurance through their employer.
Most businesses offer a variety of health plans to employees as an employee benefit.
Although you may have health insurance through your work, it may not be as comprehensive as you might like. If you do not have health insurance through work, you can obtain an individual or family health policy from your insurance agent. Group insurance is typically offered through employers, although unions, professional associations, and other organizations also offer group insurance. As an employee benefit, group health insurance has many advantages. Much although not all of the cost may be borne by the employer.