Tax Reform Keep employer health insurance premium tax deduction for corporations and extend it to all businesses. Change the personal income tax exemption for employer paid health insurance premiums to a refundable tax credit. Refundable credits are those a person gets even if there is no tax owed. This can and should be done on a revenue neutral basis. Benefit Mandate Reform States must not mandate that the services of special interest providers be covered in insurance plans.
Mandates only serve to increase the demand for otherwise elective services.
Tort Reform Require that punitive judgements inure to the benefit of the state education system, not the plaintiff and not the attorney. The plaintiff can still get actual damages, pain and suffering and reasonable legal fees. Employee Choice Create programs in the employer setting that allow multiple private plans and benefit structures to be offered within the same employer group. In this way, each certificate of insurance will be owned by the employee and be portable. MSA's remove a barrier to care created by normal deductibles.