Agent status can be a key issue in dispute. A court will look at all relevant facts and circumstances to decide whether someone really was your agent. Our costs related to the claim paid to you or on your behalf. If a loss occurs to multiple agencies, we will determine to whom losses will be assigned for allocating risk assessments. Business entities under contract with you to sell licenses, permits, etc.
Property is gone but no one knows for sure when it disappeared or what happened to it.
In an office or work space that is usually occupied, this means the item was not in a known place near the time of its loss. In a vehicle or an area usually unoccupied, it means there is no physical evidence of theft or forced entry. Dishonest acts by, or unfaithful performance of your employees which are discovered after the effective date of this policy manual. Losses arising from the same event, scheme, project, employee, or group of employees are considered one occurrence. Tangible real and personal property owned by the state.