There's a lot at stake when families lose a wage-earning parent. Make sure both parents are fully covered. You know the meaning of responsibility. First, you have to take very good care of yourself. Then you have to make a plan to assure that your child could survive without you.
Life insurance is an important part of that plan.
The only way to protect the lifestyle you both work so hard to achieve is to make sure that your life insurance needs are covered. The loss of a small business owner creates a complicated financial situation which may take a serious toll on all people involved. The life insurance plans you made 20 years ago may not cover everything that is important to you and your spouse now. Term life insurance is the way to fill the gaps that changes in lifestyle and responsibilities have created.