Allows kids to be cardless on the Internet. The complex relationship it has with credit cards makes it unlikely to be used in physical stores. Convenient way to pay for information online Pointclick a micro payment method to pay for online information. Unlikely to be used widely apart from online information. Internet Clearing Corporation an escrow service tied to use of credit card payments.
Payment is made by credit card and received by wire or check.
The most versatile Digital Currencies and Payment Services are E-Gold and PayPal. E-Gold is perhaps a sounder currency to purchase and hold in the long term whereas PayPal is the most useful for small item purchases on the Internet. On occasion I have used a direct debit from my checking account. When it gets going Achex is likely to be the most useful. Simply, Achex will be the way the cardless and those who wish to be cardless can pay for everything everywhere.