Favors those with higher incomes. With health insurance costs hidden from income, most believe that they are spending someone else s money. Third party is paying for most expenditures. Individuals are indifferent or unaware of the cost of services. Health insurance has become a prepayment of medical expenses.
Premiums are unaffordable because they cover routine care.
This artificially increases demand and discourages cost-consciousness. Patient Access, Choice and Equity Act Overall Tax Objectives Give everyone sizable tax relief for basic insurance coverage. Provide a greater subsidy for those with lower incomes and greater health care needs. Place a greater emphasis on quality care by allowing market incentives to create a more efficient health care system. Allows the choice between two credits.