Money grows faster in retirement plans. Cash value is like buying. True, and sometimes it s smarter to rent. It costs more when you re older. Also, you might develop a dread disease and not qualify for coverage in the future.
Insurance premiums rise so slowly that waiting doesn t matter much.
Also, life insurance is a game of odds, and the odds that you might not qualify are very low. If you don t need insurance now, it s a better bet to add to your investments, instead. Read our Privacy Policy . Inc. All rights reserved.