These can sometimes take 3 days to process. If there is a problem with the paperwork you may miss the deadline. Have your proof of employment with you and a void cheque when you apply for the loan. So let's add this up. It seems to me that it makes sense to borrow.
Most institutions make two receipts.
One for the first 60 days of the year and one for the remaining 305 days of the year. You should have already received your receipts for contributions made in the last 305 days of 2000. Give your institution a couple of weeks to get your receipt to you for the first 60 days of 2001. Note that these receipts may be used for last year or the current year. Mutual funds and other investments should be purchased through a qualified represenative in your provice, licensed to sell these securities, and only after you have read the prospectus.