If you invest in stocks or mutual funds with a fiscal year coinciding with the calendar year, you should be receiving an annual report fairly soon in the mail. You can read the report to see how the funds are doing. This is also the time to make sure your retirement funds are correctly balanced. Over the last few years, equities have outperformed bonds. Now's the time to rebalance your accounts.
Most people make the decision and just the let money sit there.
Check Your Beneficiary Arrangement As long as you're checking your finances you might want to review your account beneficiaries. If you live in a community or marital property state, your spouse is automatically your beneficiary and you need your spouse to sign a waiver if you want to name a different beneficiary. The information provided here is intended to help you understand the general issue and does not constitute any tax, investment or legal advice. Consult your financial, tax or legal advisor regarding your own unique situation and your company's benefits representative for rules specific to your plan. Inc. All Rights Reserved.