Wis. Credit histories vary, so not everyone who applies is going to get a card. However, credit unions are known for their willingness to work with members who have little or damaged credit. We're like everyone else. Here is a sampling of credit card offers from large credit unions and large commercial issuers. They'll stretch most often to help the son or daughter of a long-time credit union member.
Relationships are big at credit unions.
They reward people with multiple accounts with discounts on rates and fees. In fact, we discourage people from just being credit card customers because we've found if you're just a credit card customer we don't know much about you and you'll probably leave. Credit unions also are more willing to work with people who are struggling to make ends meet. Iowa Community Credit Union urges members who are having trouble paying their card bills to call the credit union before they fall behind on payments. Once paid off, the member is free to reapply for another card.