Certificates of Deposit Certificates of Deposit Are available with terms from 90 days to 5 years. The annual percentage rate that is in effect on the account opening date is guaranteed for the term of the certificate. Interest is compounded monthly. Retail certificates automatically renew at maturity. There is a 10 day grace period which allows for changes to be made in the term or balance of the account.
Federal regulations require penalties for withdrawals of principal prior to maturity.
Signature based point of sale transactions are fee free. There is a fee assessed for pin based point of sale transactions and for cash withdraws made at ATMs not owned by by First Washington State Bank. There are many reasons you will need extra money over the course of your life, such as college expenses, remodeling your home, consolidating your bills, buying a new car, or purchasing a house. Whatever the reason, First Washington State Bank is committed to provide prompt, courteous service for all of your borrowing needs. Overdraft Checking Protection Will give you the ability to write checks above your account balance and avoid overdraft fees.