June home Ins. 15 per week for seasonal expenses. They could have this amount automatically deducted from their paycheck. Then as these expenses come up they have the money available. The third category you need to save for is major goals .
Major goals vary from person to person and family to family.
Your goals will change as your personal situation changes. Change in age, marital status, financial status and the economy are a few factors that may affect your goals. Before you can reach your goals, you need to know what it is you want to achieve. Use Worksheet 2-2 to make a list of your goals. If you are married, discuss your goals and your spouse's goals.