You should keep a budget notebook and write down what you spend. Listing expenses in categories gives you an accurate picture of how you spend your money. For example, you might separate direct and indirect education expenses or fixed and discretionary expenses. Whatever method you choose, make sure the categories you use are not too broad. This may result in you losing track of exact expenditures.
Housing Try to find roommates to share the rent.
Turning lights off, fixing dripping taps and turning the heat down low with a warm blanket are good ways to keep the utility bills down. Use the Off-Campus Housing Office to locate a room or apartment and a roommate. Arrange for family exchange of your room with a local student attending school in your home town. Telephone Shop around for the long-distance calling plan that suits you. Call Mom and Dad collect.