Customers who wish to pay for a purchase with an electronic check can simply select the electronic check option and enter the requested bank account information. Net encrypts the data using the same SSL3.0 encryption technology as Authorize. Net and transmits it to the secure server for posting. Transactions are automatically settled each day. If the account numbers are entered incorrectly or the account has insufficient funds, the eCheck.
Net system notifies the merchant.
Traditional merchants without commerce-enabled Web sites can also use eCheck. Net to handle periodic billings. Businesses such as health clubs, tanning salons, subscription services, ISPs, membership companies, and health care practitioners are typical examples of businesses that need the ability to periodically deduct funds from their customers' checking accounts. Of course, customer approval is always recommended, and merchants must sign a separate eCheck. Net ACH agreement to perform these types of transactions.