Some CCRCs have a nursing home on site either in a separate building or on a separate floor. Others arrange for nursing care to be given at another location. Home health, rehabilitation services, and hospice are available not only to residents of Presbyterian Homes, but also to people referred by hospitals, physicians, or family. Medical services include numerous specialists, pharmacy, and x-ray. There are a variety of types of CCRCs.
Most resident contracts fall into one of three types.
Should you need nursing home care at some point in your life, the monthly rate paid here remains about the same as that paid in the independent-living apartment or cottage. This is because most of the health care costs have been pre-paid through the entrance fee. As a rule, people fund the entrance fee through the sale of their home, and pay their monthly fee from whatever asset income or pensions on which they are living now. Services such as housekeeping, maintenance, some utilities, and transportation are included so that you no longer need concern yourself with these. There is no hard and fast rule, but generally, the people who choose Type A are those who have been planners all their lives and who are accustomed to anticipating needs that might come up.