This is the lookup table of lending institutions. See record layout. The inquiry was based on an unprecedented study of nine sets of banking and insurance industry data, including more than 24 million mortgage records. Banks and mortgage companies still do relatively little business among minorities and in minority neighborhoods. That even applies to the biggest banks, which under law must serve the entire area where they take deposits.
Lenders still reject minority mortgage applicants far more frequently than whites.
Even high-income minorities are rejected more frequently than whites with lower incomes. These patterns don't prove illegal discrimination. But taken with interviews with dozens of loan applicants, bankers, community activists, regulators and researchers, they show that barriers to minority homeownership still stand. A four-part series on how banks deny minorities home loans three times more than whites. Part One discusses how Blacks and Hispanics face significantly higher rejection rates than do whites.