Phil, desperate to get a photograph of the wave, risks his life to take a picture. He also photographs the Torch and the Sub-Mariner fighting, and during the fight, he's hit in the face with a brick. He awakens in a hospital, having lost an eye. The regular war is long over, but the wars between heroes and villains are nearly constant in New York City. Marvels routinely make the front page of the newspapers.
Normals watch on the periphery.
Then he discovers that his two daughters have been sheltering a young mutant girl, and he cannot bring himself to hate them any longer. All they can do is hope for her. Later, Phil works on a book of his Marvel photographs. New York is flooded by a villain but is saved by the Avengers. Various heroes and villains do things.