Be sure the card comes with instructions that you can understand. The FTC and the Office of New York State Attorney General filed the settlement in the U.S. District Court for the Southern District of New York on March 17, 1998. It is subject to the approval of the judge. The Commission vote to file the settlement was 5-0. The Stipulated Final Judgment and Order for Permanent Injunction is for settlement purposes only and does not constitute an admission by the defendants of a law violation.
Judgments have the force of law when signed by the judge.