The TDC benefits depend solely on amounts contributed to the plan plus investment earnings.
Employees are eligible to participate from the date of employment.
TDC provides members with their choice of seven separate investment options which include government securities mutual funds, common stocks mutual funds, guaranteed insurance contract mutual funds and individually allocated annuities. Employer contributions and earnings thereon forfeited by employees who leave employment prior to becoming fully vested are available, in the event the employee does not return to active participant status within five years, to reduce the employer s current period contribution requirement. Any such forfeitures arising from contributions, plus earnings thereon, will be used to reduce future employer contributions.