Currently, people are reluctant to buy big ticket items online, such furniture. The exception seems to be computer equipment. Airline tickets, hotels rooms, music CDs, books and software. While online sales are growing rapidly, it still represents a fraction of sales in the real world. Remember, it takes time for people to adopt new technology and modes of transactions.
Many people are reluctant to give out their credit card number over the Internet.
The automatic teller machine or ATM wasn't an overnight success either. Most analysts predict healthy growth for online sales, especially as security issues are addressed.