John proposes a Legends-style system where money can't be turned directly into units. Instead, characters have to be hired or persuaded from the ranks of the independents. This would so radically change the flavor of the game that I have a hard time imagining it. Instead of starting with clay and making YOUR GUYS out of them, with their own skills that you chose, you would be much more likely to be reusing units that already have skills and a history. This can be seen as a good or a bad thing, but in any case, it is very different than the way things are now in Olympia.
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