If you switch to Medicare coverage with an HMO you do not need a Medicare supplement policy. Shop for benefits, service and price Check the benefits in each of the 10 plans. Plan A always is a company s lowest-priced Medicare supplement policy. It contains basic benefits and must be sold by every company. Plans B through J add other benefits to fill different gaps in your Medicare coverage.
Few companies sell all policies.
In the charts on company prices, costs are shown only for the plan or plans that a company offers. There are no longer many companies offering guaranteed issue. Also called easy issue or graded life because there are no underwiting questions or physicals. A whole life insurance policy which offers level premiums. People with major health problems get these type policies.