A treatment plan is established and supervised by a doctor. Medicare Medicare provides 100 percent coverage for the first 20 days in a skilled care facility, as long as certain conditions are met. Medicare provides no coverage beyond the 100th day. Medigap Most Medigap plans cover your daily CO-payment for the 21st to 100th day of skilled care. It is provided by trained medical workers under the supervision of a doctor.
Intermediate care is less specialized than skilled care.
Medicare Certain types of intermediate care may be covered by Medicare, but only under specific conditions. For example, skilled nursing care, physical therapy, and speech therapy services provided in your home are covered by Medicare, but only if you are confined to your home and the services are ordered by a doctor. Intermediate care in a nursing facility is typically not covered by Medicare. Intermediate care received in a nursing facility is typically not covered by Medigap. Most long-term care policies provide coverage for intermediate care services provided in the home.