Overdrafts can happen to anyone.
Now, with IBC's Overdraft Courtesy, you can save yourself embarrassment and merchant fees when it happens to you. If you have or are planning to open an IBC Personal Checking Account, you should consider IBC's Overdraft Courtesy. Overdraft Courtesy is not a loan. It is a non-contractual courtesy provided by IBC that can be withdrawn at any time by the bank. There is no cost to add Overdraft Courtesy to your account.