The secure server negotiates the connection, using the Digital ID as a reference, with any Web page that is configured for it. Usually there is also a message that you've logged onto a secure page. In order to receive money for products or services over the Internet, companies need some type of order form on their Web sites and some kind of program that can process the form information. When credit card information is received from an online customer, it can be processed by traditional methods, commonly known as Merchant Services. To process credit card numbers, businesses need a merchant services account set up with a bank or third-party company.
Most retail business have a keypad that can swipe credit cards or input card numbers.
With the recent growth of personal computers, online merchant services processing can be done completely with software. On the Macintosh side, MacAuthorize allows you to log onto the computer of a merchant services company and key in the credit card number, customer name, and amount of the order directly. Various software packages like this are also available for the PC market. For companies whose product cost is small, several banks and Internet companies offer micropayment options. I've been told that there has never been a confirmed instance of someone's credit card being hijacked on the Internet, from an order form on a Web site.