Not all insurance companies use ISO forms. You will need to find out from each of your companies whether or not revisions or new forms will be adopted, and on what date the form, rule or loss cost adjustments will become effective. To accommodate the growing need for protection in the Homeowners policy for in-home businesses, ISO has developed a new optional endorsement that may be added to an existing policy. Personal Liability is extended to cover business liability for premises and products-completed operations hazards.
Protection is extended to include both personal injury and advertising injury liability.
The limit for products-completed operations hazard is the same as that for the Coverage E limit shown in the declarations. The limit for all other business liability is twice the sum of the Coverage E and F limits shown in the declarations. Please review the entire endorsement carefully before using. Listed below under the individual states, will be those that have approved this endorsement. This text will not be repeated but will refer back to this Countrywide section.