We employ one administrative person on a permanent part-time basis. Services are conducted by members of the community. There are differences, but we live in a suburban situation, drive mid-sized cars, go to shopping malls and supermarkets, work in offices and relax with TV, theatre, concerts, libraries, sports and games in the back yard with the kids. I know of no people who refuse to join because of the costs, and we make allowance for cases in need of charity in any event. Those who can afford to contribute to the communal appeal do, and those who can't don't.
Most members contribute their time to the major fund-raiser.
In other words, the proposal that Allan Lehmann puts up for discussion is in operation here in Canberra. We are a community that enjoys our Judaism, and if the price we pay is a lack of professionalism in our presentation, it is a price we are prepared to pay. Our situation forces us to all take part in our community, and we do. As we have only a small membership, it sometimes becomes difficult to find volunteers to do yet more work - some of which could possibly be subcontracted to outsiders for a fee. But that tends to be a problem of numbers of people rather than dollars, and I imagine exists in all small communities.