The unsubsidized Stafford is the second loan of choice. You can apply on the same application as the Stafford loan. Parent Loan to Undergraduate Students. You must be a dependent student to obtain a PLUS loan. Your parent, not you, is the borrower.
Interest is variable.
Your parent can borrow up to the full cost of education. Repayment starts in 30 days. We do not stock PLUS applications. Contact your bank. By law, Perkins must be given to students with exceptional financial need.