Part of the insurance stranglehold comes in the exorbitant rates charged for car, home, business and health insurance. Then, after a claim, insurers bulldoze over people who stand in the path of their profits by denying as many claims as possible and paying as little as they can get away with on the claims they are forced to honor. The health industry joins in to increase the financial pain of an injury. Medical care is controlled by a corporate health industry creating wildly expensive medical treatment and contributing greatly to outrageous health insurance costs. The lack of protection for lost worktime also hikes up individual losses.
Employers permit very limited paid time off.
Americans average less than 11 paid non-medical days off per year, by far the fewest of all the major industrial nations of the world. And as anyone who has ever been off work for any length of time knows painfully well, the American government provides precious little backup for lost days and lost jobs. Finally, our legal system twists rather than straightens an injured person's road to compensation. The legal system provides few alternatives for obtaining compensation outside of the lawyer-dominated claim and lawsuit system. Send us feedback .