If you are counseling or healing others, no matter how tiny your practice, you are already an organization, and once you become a minister you can call yourself a church which is a non-profit organization. The IRS line is open 24 hours a day. You'll want the nice hard copy forms and their explanatory publications for your permanent records, anyway. They'll send you a fat packet, let me tell ya. You don't have to call it MIC, you can name it whatever you'd like.
Many people act as their own attorney.
You can get non-profit status quite affordably. It's quite easy. An attorney is a good idea to do part one above. They are good at articles of incorporation and bylaws and can smooth things over easily at the Secty of State's office when the charter application is filed. I know people who have done it themselves, but many more use attorneys.