If damage to a University owned vehicle is the fault of a third party, Risk Management will attempt to recover money from the at-fault driver's insurance company and reimburse the appropriate department for the loss. If you do not report the accident to Risk Management, all repairs will be charged to your department account. This insurance coverage protects UNM against bodily injury and property damage claims of a third party if damage or injury is caused by negligence on the part of UNM or its employees while operating a motor vehicle in the scope of their employment at the University. Therefore, the employee's personal vehicle insurance would apply in the event of an accident, even if the vehicle is used for official University of New Mexico business.
Many insurance policies exclude work related activities from coverage.
Rental and Lease Vehicles Under construction.