Students who are unable to continue their education without additional assistance may qualify for this program. Grants are based on the funds available and do not have to be repaid. William D. Ford Federal Direct Student Loans - Subsidized Federal Stafford Loan. These low-interest loans are available to those who qualify through the lending institutions or agencies participating in the program. Unsubsidized Federal Stafford Loan - The Unsubsidized Stafford Loan provides additional funds to help students pay for educational expenses, such as tuition, books, and supplies.
Interest is charged form the time the loan is disbursed until it is paid in full.
All Education America Schools Participate in PLUS Loans PLUS Loans enable parents with good credit histories to borrow to pay the education expenses of each child who is a dependent undergraduate student enrolled at least half time. Most of the benefits to parent borrowers are identical in the two programs. For more information on these loan programs, contact the school of your choice. Winners may choose any of the curricula offered by the school. High school seniors may obtain scholarship applications from a participating high school guidance department or they may call the school for an application.