The reason is easy credit. We want it right now no matter how much it will cost us down the road. I was recently on a retreat where there were a number of pilots from Federal Express. I asked them what their number one overnight item was, thinking it was legal documents. They said it is items is from mail order catalogs.
People buy something and want it the next day.
They have not had something for ten years, they decide to buy it and decide they need it tomorrow. Last week there was a threat of a major snowstorm in the north. Some of the grocery markets sold out. Most people cannot bear the thought of suffering. Most households have enough in their pantry for at least a week of meals but heaven forbid we should have to sacrifice and eat beans for a couple of days.