The great experience of paying is close at hand after locating the school. You must endure the nine hour course after paying for the privilege of attending. This is a class most people would have never taken if given the chance. The unpleasantness associated with a speeding ticket is almost finished when you have completed the course. A reoccurring reminder of a previous mistake is evident in higher insurance rates.
Most insurance companies feel that speeding tickets make someone a higher risk.
So, to offset the risk they raise the premium. Which means it is more expensive to obtain insurance. If the insurance company decides to raise your rates by only ten dollars it can have a lasting effect. When the ticket falls off your driving the record, usually in three to five years, you have spent more than one thousand dollars more than if you had not been speeding. The insurance company raises your rates with each ticket, until they cancel the policy.