That makes sense. Because there are so many variables involved in an Internet connection, I have not yet decided which path I will finally take. The best answer is to wait a little longer and if you are happy with your present ISP, use whatever system is used now for 56K. Buy that modem, and make sure that it comes with a free upgrade option. Go to V.90 when your ISP tells you that the time is right. Digital camera I am intrigued by the new cameras which use a memory card and no film.
Picture quality is a very subjective thing.
But the pictures are not as good as with a film camera. At least, not yet. The reason has to do with the number of pixels that can be displayed. If you plan to use them on the Internet, the quality is acceptable. Even the printout on a color printer is quite good.