Standard fire perils include - fire, lightning, aircraft, explosion. Indigenous companies rarely purchase the coverage. Defense costs included within the limit. Policies can be issued on an occurrence basis. Excess Liability insurance is available in the private market.
Primary coverage is compulsory.
Extra-Territorial Benefits are not available under the Scheme. Medical Expenses and Occupational Disease Benefits are included. Employees have no right to sue. War Risks rates follow London scale. The information provided has been compiled from published sources.