Have your questions answered at our free online information session. Financial Aid Financial Aid Programs - Stafford Loans Capella University has been approved by the U.S. Department of Education to participate in the Federal Stafford Student Loan Programs. Our Title IV code is G32673. Not based on financial need and the borrower is responsible for accrued interest.
Interest begins to accrue at the time the loan is disbursed.
The interest rate on the Stafford Loan is variable and subject to change on July 1st each year. The rate is set by the federal government. There is no penalty for early loan repayment. No co-signer is required and you may apply for both the subsidized and unsubsidized Stafford Loans with one application.