Survivorship Life Insurance Health Insurance Medicare Supplement Auto Insurance Disability Insurance Home Insurance Group Insurance Cancer Insurance New Mortgage Refinance Second Mortgage Home Improvement Debt Consolidation Always consult your tax advisor and attorney when considering any loan or mortgage. Mortgage Guide Common question are answered in this portion of the guide More mortgage information can be found here . Thrifts offer savings accounts and other services as well as mortgages.
Mortgage bankers do nothing but lend money.
Mortgage brokers are not bankers and have no money of their own to lend. They act as middlemen, working with a number of lenders to find a loan to match a particular borrowers needs. By state law, brokers work for the borrower. Mortgage brokers work with many lenders including commercial banks, thrifts, and mortgage bankers. Brokers may also have access to lenders who don't have an office located in your state, but are licensed to lend money there.