So, in other words, believing on Jesus Christ is a gift granted to you and to me, not something that we manufacture. Faith in the biblical sense is not the same as faith in a good bank. If that is the case, everybody should believe. The truth is, everybody does not believe. Faith is a gift of God to you in the context of your hearing of the preaching of the gospel.
Faith comes by hearing - hearing the message of the gospel.
The first is cognition or knowledge. Biblical faith is not a leap into the dark. It is not ignorant faith. We read, We did not follow cleverly invented stories. . . That is what cults are all about.