In the event of your death before retirement, your qualified beneficiary may receive a monthly benefit based on the number of dependents or your years of service, whichever is higher. After 5 years, premiums are based on your years of service at your death and the age of your survivors when benefits began. Other Benefits Retiree Medical Benefits Medical benefits are not covered by this plan. However, if you have made the minimum required Medicare contributions, you are eligible for Medicare benefits. Comprehensive health care coverage, including prescription drug coverage, is currently available at retirement.
Retirees pay premiums for enrollment under most health care plans.
Health care benefits are not statutorily mandated. This plan does not provide a separate disability benefit. However, you are eligible to receive your account balance if you become disabled. After 5 years of service, you are eligible for lifetime disability protection. Additional Death Benefit ARP does not offer any additional life insurance or death benefits.