Simply put, FirstSource obtains price discounts from providers, which are then passed along to employers and employees. Patients retain their choice of health care providers, with built-in incentives for choosing providers within the network. Freedom of Choice Members may choose any health care provider they wish from within the statewide network and receive the benefit of the negotiated fee discounts. Members are responsible for paying an annual deductible, along with a prescribed percentage of the FirstSource allowed amount. Affordable Care for Employers and Employees With FirstSource, major medical protection is not sacrificed.
Employers also have the flexibility to choose the deductible that best fits their group's needs.
And there are no claims to file when using a PPO doctor or hospital, which reduces paperwork. FirstSource offers employers a quality product at a lower cost, and at the same time, provides predictability for the employer, the patient and the provider. FirstSource is truly a plan with something for everyone. It's no wonder FirstSource is the number-one PPO in Arkansas, serving more than 442,000 Arkansans. An additional benefit to members is the Blue Cross Blue Shield exclusive BlueCard PPO program, which allows members to take their PPO benefits and discounts with them throughout the United States.