It is not too late for the 1998 holidays to order from mail-order companies by telephone. KNOW the company s return policy. Does the retailer only have store credit. READ product descriptions. ASK about shipping costs and other service charges.
Most companies have mailing costs for catalog orders.
You are also usually responsible for postage when an item is returned by mail. Make Gift Giving a Learning Experience for Children Gift giving, especially during December, can be difficult for children. Store displays and television advertisements convince them they need everything they see. With a little help from parents, the holidays can be a good time to teach children the value of money and to help them learn good spending habits. Children need to have an active role in gift giving rather than a passive one.