Unfortunately no one knows what they are. You start with a bag full of luck and an empty bag of experience. The trick is to fill the bag of experience before you empty the bag of luck. If all you can see out of the window is water that's going round and round and all you can hear is commotion coming from the cockpit, things are not at all as they should be. In the ongoing battle between objects made of fiberglass going tens of miles per hour and the shore going zero miles per hour, the shore has yet to lose.
Good judgment comes from experience.
Unfortunately, the experience usually comes from bad judgment. It's always a good idea to keep the pointy end going forward as much as possible. Keep looking around. There's always something you've missed. Remember, buoyancy is not just a good idea.