He is also a licensed real estate broker, and has maintained an active license since 1979. Education of Hawai'i's youth has always been an important issue to Mr. Leong. You can't have everything you want - there are not enough goods and services to go around. Every time you choose something you want, you give up the opportunity for something else. People trade because both parties expect to gain - otherwise they won't trade.
Money is like anything else - it costs to use it.
The cost of using other people's money is the interest rate you pay. The higher the risk for the lender, the higher the interest rate. He is married and has three adult sons.