Avoid terminals that are in remote areas where thieves can tamper with the machine. Tear up ATM receipts. Not all ATMs have surveillance cameras. One expert estimates that only 85 percent of the nearly 200,000 ATMs in the country are equipped with cameras. Don't hand ATM debit cards to cashiers or waiters.
Experts say most card skimming occurs in retail establishments, with the help of dishonest workers.
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