These offers usually promise or guarantee money, credit or valuable prizes. According to Lance, consumers should watch for solicitations that seem too good to be true, and toss them immediately. You really have to put aside your financial hopes and fantasies. If you don't and you respond to one of these schemes, you are likely to get taken. Magazine subscription offers that ask you to call for information about a contest, prize or sweepstakes.
Prize offers that require a purchase.
Tickets for international lotteries. It is illegal to buy or sell tickets for international lotteries by phone or by mail. Business proposals that offer commissions for recruiting distributors, not for making sales. These are pyramid schemes. Pyramids will cost you money because they inevitably collapse.