Another reason to put real estate into a personal name or a grantor trust instead of a corporation is capital gains. You've got to do it today if you want your family to enjoy it tomorrow. Your lawyer is certified. If your accountant isn't a CPA, it's time to seek professional help. Inc. This part of the form speaks to your risk tolerance for the particular account that you are opening.
Low risk means that the client has little or no tolerance for risk.
Generally, the only suitable investments for that profile are a money market, short term US Bonds, or AAA fixed annuities. Moderate risk includes bonds. Even a 30 year US Treasury has moderate risk because you and I know what happens to the value of that bond if the long-term interest rates go up by a point or two. High-risk investments are stocks or equity based mutual funds. Yes, even what we all may consider low risk stocks are, in fact, high-risk investments.