Still, loss of data, if not damage to the machine can be prevented by use of a high quality surge protector. We recommend an Isobar surge protector by Tripp Lite. There are many other brands available but make certain you purchase one that is designed to be used for a computer. The typical surge protector you find at your local hardware or lawn and garden center is not designed for computer use and is apt to cause problems. It will list the equipment you own, including software, and will insure the listed items for replacement value in case of damage or theft.
Many policies extend damage coverage to lost data.
Rates are moderate, and depend on the value of the system. Typical shipping times range from two days to two weeks. The prices are lower for higher-education students. If you need assistance with the funding of an Apple Computer system, you may want to inquire about the Apple Loan. Apple Computer Inc. has set up a loan program with national banks to provide students with long term, competitive interest loans.