If you have questions please let us know and take a look at our extensive database of Frequently Asked Questions . We try our best to keep rates updated, but rates listed here may change without our notice at anytime. All companies listed here may approve your application and assign you a higher rate card. They are not required to approve you at the rate listed. Part of their instant upgrade package based on credit report.
Rewards program is restricted to accounts open and in good standing.
Annual fee may be applicable for NextCard customers who do not qualify for upgrade package. Points expire in 3 years if they are redeemed. Points can't be transferred. 25,000 free round trip ticket within the 48 contiguous U.S. and Canada on American Airlines or a Hyatt weekend. Online Account Management.