And it varies. You will always get the information electronically, meaning on diskettes or by e-mail. If you need a hard-copy, we will be glad to print one out for you. If, when we buy the package, we get account agreements, billing statements, invoices, etc., we will forward them to you when we send you the account diskettes. Usually they charge us for that media.
Every creditor is different.
This will be spelled out in the purchase agreement. All of our accounts have been cleansed of deceased and bankruptcies, but the process is imperfect. That means that you can expect to find some, but not nearly as many as we already removed. That is, you have a specified time period to return any accounts wherein the debtor is deceased or bankrupt. In addition, during that warranty period you can also return accounts that were entered into fraudulently, and of course, accounts that were previously settled.