FHM is one of the first companies in Florida to focus solely on workers' compensation and is also Florida's oldest workers' compensation company. Through experience, FHM knows the best ways to minimize risks and substantially reduce claims costs. At FHM, every policyholder is equally important and can count on receiving one of the industry's most professional, high-quality programs . We call it the FHM Touch. Policyholders call it a level of personal attention never before experienced from an insurance company.
Prevention is the most cost-effective way to keep premiums low.
FHM's innovative safety programs help avoid the cost of medical claims in the first place. And when this happens, FHM pays the claims that are legitimate and aggressively pursues those that aren't. Instigate aggressive investigations to eliminate fraudulent claims FHM's diligence in ensuring the most cost-effective care saves our policyholders hundreds of thousands of dollars. Today, over 2,000 retail, health care, service and distribution companies depend on FHM for superior workers' compensation coverage. By focusing on doing one thing, FHM is indeed able to do it well.