Just under two million of these friends are covered by health insurance policies. More than half of pets in Europe are health insured. Extraordinary measures are taken by many Americans to extend the life of their pets. Some treat cancer with chemotherapy, or spend thousands on surgical procedure. Policies are quite similar to human coverage and many terms and conditions apply to coverage.
Most policies require up front payment for routine or non-routine exams and procedures.
A percentage amount or a flat dollar amount is reimbursed once approved. Don't fall for a glossy brochure when considering coverage. Ask your pet's doctor which company seems to please the most customers. The Senate recently voted overwhelmingly to put in place patient protections when a managed care health provider delays or denies care. The bill is now with the U.S. House.