In Pennsylvania, insurance fraud is a felony crime. Misrepresentations of the truth constitute insurance fraud. It's insurance fraud and everyone pays the price. After tax evasion, insurance fraud is the second most costly white collar crime in the nation.
Insurance fraud affects everyone in the form of higher prices for insurance policies.
If insurance companies pay additional claims because of fraud, the costs of those unjustified claims are passed along to the honest policyholders who present only legitimate claims. Insurance fraud will not be condoned in Pennsylvania. Padding a claim is not a rebate to which everyone is entitled. If you are caught, you may be subject to fines, court costs and other related costs. You also could jeopardize your future ability to purchase the insurance protection you need.