Most financial aid received by Harvard Business School students is in the form of loans.
Loans carry a legal obligation to repay principal and interest under a defined repayment schedule.
All students will receive detailed information about this option once admitted. The CitiAssist Loan Program is available to all HBS students regardless of citizenship. No co-signer is required. All U.S. citizens and U.S. permanent residents who apply for financial aid should file a Free Application for Federal Student Aid as soon as they have prepared their federal income tax return. Because eligibility for some of these educational loans is dependent upon a satisfactory credit history, you should obtain a copy of your report as soon as possible to remedy any discrepancies or problems.