But It didn't hurt most law offices as much as they feared, since the big damages cases still existed. We have never understood the argument that an accident victim has a constitutional right to sue for damages and wait several years to recover, if at all, rather than simply recovering quickly from one's own insurance company. This office has refused requests from bar groups to participate in lobbying against the no-fault insurance laws. We hope all of you remain safe and healthy. But if needed, we stand ready to advise you on recovering compensation for injuries, whether by PIP benefits or litigation.
Poverty is, unfortunately, a common result of the high cost of nursing home care.
Medicare and other health insurance provide little or no coverage for this expense. In order to qualify for Medicaid, your life savings must be nearly depleted. If savings are held jointly, virtually all of a couple's assets must be exhausted, often leaving the spouse who does not need nursing home care without financial resources. With appropriate transfers of assets to irrevocable trusts, to children, or to the healthier spouse, attorneys have been able to help elderly people to arrange their assets to qualify for Medicaid without becoming destitute. But the rules are constantly changing.