Employees must choose and receive care from a Blue Cross Primary Care Physician. Northern California only. Available in IL, TX, OH, GA, MA, PA and NJ only. Employees must choose and receive care from an Aetna Primary Care Physician. Available in all locations.
Employees can choose to receive care from any provider.
However, when MetLife dental providers are used, benefits are higher. When you see a non-PPO provider, benefits are subject to reasonable and customary fees and you may owe the balance. Benefits for non-VSP providers are paid according to a reimbursement schedule. Employees can also choose to waive vision coverage. After 90 days of continuous disability, you may be eligible for additional income replacement under the Long Term Disability plan.