Federal Perkins Loans . The deferment and cancellation provisions for this loan are contained on the promissory note. The University Loan requires one or more cosigners, not including a student or a student's spouse, who must be employed full-time and who must be U.S. citizens or permanent residents. Students with financial need may be offered a Federal Work-Study award. Federal funds pay a percentage of the hourly wage, with the employer contributing the balance.
Hourly rates comply with minimum wage laws and vary with the type of work performed.
Students select from job listings which interest them and establish their work schedules with their employers. Other Resources Title VII Project Grants. A variety of scholarships are available through various companies, civic organizations, and clubs. Residents of other states may be eligible for a scholarship or grant from an agency of their home state. Veterans, reservists, and dependents of veterans whose death or disability was service-connected may be eligible for educational benefits through the U.S. Department of Veteran Affairs.