Some may not be available on film or fiche however, but can give you knowledge of their existence. Many times, local county libraries also have a copy of these family histories and you can access them there. Use it the same way you would the other option. Here the F7 key comes in quite handy as it gives you the listing with highlights of the book's content. If the highlights sound right, press F8 for the complete listing.
Many people get lucky.
If it's not the case with you, don't despair.