Loan length for ISTS projects is five years. Only farmers, rural landowners and agriculture supply businesses can apply for AgBMP money. A county and local bank may set additional terms and requirements for eligibility. Wilcox suggests that anyone interested should contact his or her local Soil and Water Conservation office for further details on the ISTS loan program. AgBMP loans are not the only way rural landowners can find financial relief.
Residents can qualify for two types of funds, either a grant or loan.
The federal Clean Water Act offers a cost-share program for ISTS projects. However, only a small number of systems are eligible. Since the watershed involves a number of counties, each county is limited to 10 septic system projects. It is not a simple loan program. However, loan programs are available through the MPCA and county watersheds.