Still other states currently prohibit payday loans. There is the possibility that they will intervene on your behalf, depending on your state's laws. Contact an attorney in your state, through Legal Aid or Legal Services offices, to see if they can assist you. You must stop the cycle however you can-get more income through a second job, take in a roommate or boarder for more income, sell an asset, or ask family and friends for help. Recently, many banks have stopped offering free checking accounts.
Many banks now charge consumers higher monthly fees and higher fees for each check.
As a result, many people cannot afford to open bank accounts, and turn to check cashing companies. Check cashers typically tack on large fees for the service of cashing checks. See if the check casher is licensed. Compare check cashing services to find the one with the lowest fees. Some states have laws that regulate check cashers.