The provisions for U.S. and other foreign firms borrowing in Botswana are liberal while local banks remain highly liquid. The country's commercial banks, however, have difficulty making long-term credit available due to the short maturity nature of their deposits and small capital bases. At present, commercial banks finance only about one-third of the annual investment taking place in Botswana. Botswana has kept its external borrowing to a minimum. OPIC's finance and insurance programs are operable in Botswana.
Eximbank financing is available to exporters for exports to Botswana.
Eximbank and OPIC have not, however, been active in Botswana in recent years. All four major commercial banks operating in Botswana have correspondent relationships with U.S. banks.