If you're looking for car payments that will usually be lower than a regular lease, try the alternative to leasing with Payment Shaver. Other loans available. Maximum loan amount allowed equals the amount in the member's Share or Share Certificate account. A loan partially secured by your credit union shares or a vehicle title. This loan offers fixed rates with variable terms.
Members use their good credit and name to secure a loan without additional collateral.
Fixed rate and terms from 12 to 60 months. Buy your dream home with the help of your credit union. A variable rate loan using the equity in a member's principal residence as collateral to purchase a second home, automobile, home improvement, pay for tuition or even to consolidate debts. The variable rate is tied to the Prime lending rate A 10 year draw period with a 15 year repayment period. A government subsidized loan that allows the borrower to defer payment or make low monthly payments until the educational period is over.