The failure to raise enough money for the budget is a sign of the sinfulness of the congregation. It is an indication that the congregation lacks commitment. As a consequence, families frequently teach children that money is sinful. We can't get along without it but, at the same time, we wish we could. This attitude does not advance personal growth or generosity.
Effective leaders understand the relative value of money.
They do not make money a preoccupation or portray it as a necessary evil. They encourage members to see money as helpful with life's necessities and life's enjoyments. They stress that giving is a simple, constructive means to advance God's mission in the world. The way in which people value money affects their giving and their living. The way in which people understand giving and stewardship affects the way they value money.