Dependent coverage is available. This coverage may be offered to part-time employees at the employer s discretion. Orthodontic coverage is not available. Benefits paid are offset by any other income received during the period of total disability. A condition for which an employee receives treatment for 3 months or less before coverage begins is considered a pre-exisiting condition and will not be covered for 12 months.
Pregnancy is considered a disability.
Option A is the standard option and offers the 1.5 times annual salary benefit. Option B is the high option and offers the 2.5 times annual salary benefit. The premium also includes an accelerated benefit, an education benefit for school-aged beneficiaries, a seat belt provision and the ability to convert the policy upon termination of employment. This coverage may be offered to part-time employees at the employer s discretion. The plan pays for accidental death or dismemberment.