There are exceptions, however. Aetna U.S. Healthcare offers individual coverage in Maine, Massachusetts, New Jersey, New York, and parts of Pennsylvania. Aetna U.S. Healthcare also offers plans to self-employed individuals in Maryland. For those enrolled in an Aetna U.S. Healthcare HMO, routine office visits are covered with a nominal copayment. An Aetna U.S. Healthcare HMO does not use claim forms and there are no deductibles for most plans.
Emergency care is covered anywhere in the world.
Cancer screening through our cancer screening programs. Coverage for mental health and substance abuse programs. Routine gynecological care without a referral. An Aetna U.S. Healthcare HMO will provide coverage for pregnancy care, including prenatal, delivery and post-partum care. Our Health Education Department offers several programs under most HMO plans to provide our members with the incentive to stay healthy.