Information presented here does not show exclusions made by particular agencies or insurance providers, e.g. for staff above 59, earning below a certain salary or on a short contract, etc. We have used a notional 20,000 to represent annual salary where the agency used a multiple to calculate its cover and we have shown all financial data in UK pounds. Not all documents provided information on the indicators we selected. Where information on particular indicators was lacking, we exclude these policies and note this in the section on Findings. Back to top Findings 1.
Figures shown are maximum sums available.
Most agencies offer a fixed weekly or monthly sum or proportion of salary payable for up to 2 years. Back to top 3. Figures shown are maximum sums available. Most agencies offer a fixed weekly or monthly sum or proportion of a salary for up to 3 years. Back to top 4.