Student scholarships are also available to young adults entering higher education programs, both academic and vocational. The policy cannot be cancelled by the HRFA except for non-payment of premium. The three most popular plans are listed on the right. Other plans are also available. The younger the child, the lower the premium.
Premiums remain unchanged over time.
Guaranteed insurability on conversion from term to whole life plans. Policy cannot be cancelled, except for non-payment. The HRFA has available financial support for youth members who attend authorized summer camps. We believe in the importance of giving children the opportunity to build their self-esteem, acquire independence, and strengthen their Christian values. Branches also conduct social, educational and cultural events.