Direct marketing companies, retailers, utility companies, and hospitals are a few examples of businesses that conduct due diligence verification to minimize the risk of financial fraud in business transactions. Enforcing Child Support Individual reference services help in tracking down parents who are delinquent in their child support obligations, particularly non-custodial parents. Uniting Separated Families Individual reference services help locate family members who may have become separated due to misfortune, illness, or even abduction. Locating Beneficiaries and Policy Holders Estate attorneys and executors use individual reference services as a cost effective means to locate missing estate heirs. Pension fund administrators use the services to locate missing beneficiaries, ensuring that these beneficiaries receive the money owed them.
Insurance companies can locate policy holders.
Locating Medical Transplant Candidates Donor organizations who find it difficult to retain accurate donor information, due to the mobile nature of our society, use the services to quickly locate lost family members or matching donors. This saves critical time and resources, which can mean the difference between life and death. Helping Government and Police with Criminal Investigations Information obtained from individual reference services can be used to locate missing persons, witnesses, suspects, and fugitives eluding law enforcement. Locating Debtors Financial institutions, hospitals, utility companies, and collection agencies can use information from individual reference services to locate debtors. Privacy and Fair Information Practices TransUnion has strict privacy protocols to protect the information used in its information reference services.