Q. I work for Target and invest regularly in Target stock and an aggressive growth fund through payroll deductions.
Retail stocks are down.
I like the overall climate of Target's business. Because you believe in your company's future, it is a good idea to buy more shares when prices are low, as long as you keep your overall portfolio in balance. Having too much of your wealth tied up in a single stock is risky. That's especially true when buying an employer's stock since your job and your retirement account end up being dependent on one company's financial health. But don't let your Target position become more than 20 percent to 25 percent of your total investments.