It s not. In kindergarten, the gold star came only after we had put away the finger paint. At college, they adamantly refused to give me a diploma till after I had completed the curriculum. And if I m not mistaken, sex and kids and other cool things are supposed to come after the wedding. Car loans defy the natural order.
Most car loans are a form of consumer debt borrowing money to buy things that go down in value.
There s another way to go. I know that most people think I m crazy when I tell you this. Car dealers don t like me. And maybe even you will write me nasty letters. I don t care.