To compare policies, these professionals often use complex mathematical formulas. Price shopping Significant price differences can be found among Homeowners Insurance Co companies for essentially the same coverage. Therefore, it is important to know how to shop around. Here are some ways. This is the simplest way to price shop.
Independent agents can place business with many insurers and are usually aware of special discounts.
To find a good agent, ask friends for a referral. Obtain quotes from a couple of different agents. Ask an exclusive agent for a quote An exclusive agent sells for one insurance company only. Go this route if you hear that a particular insurance company offers low premiums and only sells policies through its own sales force. The agent usually knows the policies inside and out.