If you've decided to declare Chapter 7 bankruptcy, this form kit will walk you through everything you need to do. Most court judgments are wiped off the slate, or discharged, in bankruptcy. A few remain, however, depending on the type of debt for which the judgment was ordered. For example, a judgment arising out of a death or personal injury due to the debtor's intoxicated driving cannot be wiped out in bankruptcy. Also, a judgment based on fraud, embezzlement or deceit will not be discharged if the creditor objects in the bankruptcy court and the judge rules that the debt should not be discharged.
Liens raise a related concern.
If the judgment creditor recorded a lien against the real estate of the judgment debtor, the lien remains after bankruptcy unless the debtor successfully petitions the bankruptcy court to have the lien removed. Send us feedback . Inc. 30 years of providing quality legal information.