So they don't affect the company's ability to borrow further. Operating lease payments commonly expire before the end of the expected useful life of the equipment. This is a premium to compensate the leasing company for assuming the risk of obsolescence of the equipment. As a rule, the rate of interest on the lease, however, is higher than for bank financing. Whether you decide to use it depends on the amount of start up capital you have in hand and how willing you are to pay your financier.
Internet portals are a dime a dozen and the landscape is littered with failures.
If you think you have a new and improved way of doing things, I'd go to venture capital firms that specialize in the Internet, like CMGI Ventures. We've covered a lot of interesting topics tonight. One of the great catalysts of the small business revolution in America has been the growth in financing for entrepreneurs. Never before have American banks been so willing to invest billions of dollars in the little guy. There is a new generation of angel and venture capital investors, many of whom are former entrepreneurs themselves, with deep pockets.