The HK Dollar is preferred for policy issuance. Many international brokers are represented in the market as well as a large number of smaller brokers. Insurer employed agents abound. Earthquake, flood, typhoon. Comprehensive forms available.
Policy can be on an occurrence form.
Coverage applies to the Insured and any licensed individual driving with the Insured's permission. Passengers are deemed to be Third Parties. Extra-Territorial benefits are not included in the Scheme. Medical Expenses and Occupational Disease benefits are included. Cargo War Risks rates follow London scale.