The end of the year is a good time to review and update your entire benefits package. Deletion of an ineligible dependent could affect your monthly premium. Children are eligible for coverage until they reach age 25. Coverage is guaranteed convertible if requested within 30 days of the child's 25 birthday, regardless of medical or psychological illness. It is the employee's responsibility to report ineligible dependents for all fringe benefits.
Most life insurances offer conversion coverage.
The dependent must apply within 30 days of the date coverage ends.