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Life begins when the kids move out and the dog dies.
For many Americans, there's a fair bit of truth to that slogan. Some 80 percent of the retirees surveyed recently for the American Association of Retired Persons owned their own homes, three-quarters of them free and clear. For many, a lifetime of earning and investing has provided a tidy income to spend on travel and recreation. The death of a husband or wife has made the family home a lonely place to be. Now's the time to consider ways to increase your income without having to sell your house.