Term Life Insurance. SVHC pays the full premium for term life insurance. Health insurance benefits are offered through a group policy with Premier Blue. SVHC pays 70 percent of the premium and the physician pays 30 percent. The physician portion may be paid with pre-tax income.
Physicians are eligible to participate in a group disability insurance policy.
The rates are typically lower than similar disability insurance purchased as an individual. Furthermore, all physicians are eligible regardless of past medical history or pre-existing condition. This insurance is purchased by the physician rather than the corporation. This allows the disability income to be non-taxable. Flexible Spending Benefits.