If there is a fixed supply, and demand grows, prices will rise. In any election, if a voter finds that all of the available choices are objectionable, rather than voting for the lesser of two or more evils, he or she should be able to vote for None of the Above. If NOTA garners more votes than any of the candidates, a new election is to be held, with none of the candidates from the prior election eligible to run in the new one. The government ought neither be mandating that people save for their retirement, nor dictating how much they will get to live on once they do retire. I think that everyone should be given the money they put into Social Security to do with as they choose.
People have the right to be irresponsible.
If they retire penniless because have spent their retirement money, they will have to depend upon the kindness of family, friends, or strangers. On the other hand, if they make savvy investments, or put away more than the minimum they would need to survive, they can retire in comfort and style. As time goes on and lifespans increase, the ratio of working to retired individuals will decrease and the Social Security shortfall will increase. Age Discrimination Age discrimination, like any other kind, is dumb. Businesspeople who eliminate some percentage of their possible customers or employees for irrelevant reasons deserve to pay the consequences, social, societal, or otherwise.