People who are disabled or have kidney failure also can get Medicare. Most people have both parts. Hospital insurance, sometimes called Part A, covers inpatient hospital care and certain follow-up care. The worker already paid for it as part of his or her Social Security taxes while he or she was working. Medical insurance, sometimes called Part B, pays for physicians' services and some other services not covered by hospital insurance.
Medical insurance is optional, and a premium is charged.
Some people are already getting Social Security benefits when they turn 65, and their Medicare starts automatically. Others must file an application. Only your state can decide if you qualify. To find out if you do, contact your state or local welfare office or Medicaid agency. Your Personal Information Is Safe With Social Security Social Security keeps personal information on millions of people.