The vast majority amassed their wealth through dogged persistence and steady accumulation. They don't spend their money. Most of us know someone who makes good money yet never has enough, their expenditures always one step beyond their income. They drive expensive cars, live in fancy houses and find themselves on a lifelong spending treadmill. Nice toys are fun, but it's difficult to accumulate real wealth when you're spending all of your efforts on working to pay for those toys.
Millionaires look for honest, responsible, loving, capable and supportive spouses.
The average millionaire is 54, male, with three kids, and has been married to the same person for 28 years. Yet few gamble. A very high proportion of them are entrepreneurs or self-employed business owners and professionals. They believe it is risky not to work for themselves. It means you are in control of your life and the profits you make are yours.