In return, Habitat families agree to build and maintain their home, repay a mortgage, learn about how to handle their personal budgets, and other issues that help the homeowner achieve self-sufficiency. Habitat is very frank about its foundation resting in the teachings of Jesus Christ. We would encourage everyone, regardless of participation in Habitat, to find a Christian church home for their own spiritual well being, growth and place of ministry. Habitat, however, is committed to upholding the federal fair housing non-discriminatory lending practices which prohibit selection based on race, creed, ethnic origin, and a host of other things. Primarily the funds come from average folks who want to see the world, and our little corner of it, made a little bit better.
Many donations come in from churches and businesses.
Also, as Habitat homeowner mortgages are repaid, these funds go into building more houses. Habitat relies on the biblical principles of not charging interest nor making a profit off the needs of our brothers and sisters. Homeowners will repay a mortgage, but it will be interest free to the homeowner, making payments affordable to families of modest means. No one at Mid-Valley Habitat is paid for their servicesthough some contracted services may be required from time to time. The West Virginia Housing Development Fund's LAMP program is designed to help Habitat groups return the values of the mortgage faster so they can build more homes quicker.