Personal guarantee of payor. Review of seller's bank statements subsequent to the sale of business showing deposits of payor's loan payments to the seller. If the above criteria is not adhered to, the business carryback note is worthless in the market. Each note is evaluated on a case to case basis. Existing and planned future notes can be appraised for present or potential value usually within 48 hours of receiving certain information in accordance with the yield requirements above.
Partial purchases are also available for larger notes.