Our staff is totally committed to our vision and mission, which appear on our Home Page. We believe that we provide more long-term value than any other Hawaii insurance carrier. Because we specialize in the Hawaii market and are Hawaii's guaranteed market, we will not desert you when things get tough. Because we are a mutual company, our policyholders are our owners. Therefore, the interests of our policyholders are the interests of our company.
Recent history proves that mainland insurance companies can be fickle.
They are dedicated to the interests of their stockholders, not the interests of Hawaii employers. It was not too many years ago that workers' compensation insurance was difficult to obtain and even more difficult to afford. Now prices are rising again, and the guys who were beating down your door are now beating a hasty retreat. We are kama'aina. Our prices are always competitive.