An eligible dependent child may not be insured as a dependent child of more than one employee. If you die as a result of a covered accident within 365 days of its occurrence, your Group Accident Coverage will pay your beneficiary your full benefit amount. Accidental dismemberment benefits. Benefits will be paid for specific losses caused by a covered accident within 365 days of its occurrence, as below. For Accidental dismemberment benefits, loss of hand or foot means complete severance through or above the wrist or ankle joint.
Loss of sight means irrecoverable loss of vision.
Loss of speech and hearing must be irrecoverable. Fingers must be completely and permanently severed through or above the third joints. A benefit is not payable for both loss of thumb and index finger on same hand, and loss of one hand, for injury to the same hand as a result of any one accident. In no event will benefits payable under this provision due to the same accident exceed the applicable Principal Sum. This benefit is payable on a monthly basis beginning with the 13th month of such paralysis for a maximum of 100 successive months provided such paralysis continues.