We aren't applying for financial aid because we know we won't qualify. Use the Millsaps Early Aid Estimator to determine whether or not you will be eligible for assistance.
Financial aid is nothing but loan programs.
Typically, at least half of all Millsaps aid packages are gift aid. Every family has different circumstances. Don't assume similar situations without completing an aid application for yourself. Family income is only one part of the federal methodology to determine your eligibility for aid. It is hard to look only at your salary to predict your aid status.