Consolidate your debts with an unsecured bill-consolidation loan. Depending on the terms, this could save you money in the long run. Examine the terms carefully to make sure it lowers your overall monthly obligation, though. Getting this loan will require another credit check, too, so it's best to do so well in advance of applying for a home loan. Consider credit or debt-management counseling if you are seriously overextended.
Most legitimate services are free or available for a minimal fee.
They can help you negotiate with creditors to temporarily abate monthly interest charges or lower your monthly rate, as well as help you develop a realistic spending plan. This Information is to be used for a reference and any questions that you may have should be directed to the appropriate Real Estate Agent. If you are interested in any of the properties contained within this web site, please contact the appropriate Real Estate Agent. If your property is listed with a Broker, this site is not intended as a solicitation of the listing. Property offered is subject to prior sale.