Your plan may have a three-tier pharmacy copay plan design. This new plan design offers you the opportunity to save money by choosing prescription medications that are less costly but equally effective. The plan design retains your freedom of choice because benefits will still be available for nearly all branded prescription drugs.
Generic drugs are pharmaceutically and therapeutically equivalent to brand-name drugs.
Preferred brand-name drugs are available at a slightly higher copay than generic drugs. Not all medications have a therapeutic equivalent on the generic or preferred list. Check with your pharmacist or your physician to see if a substitute is available. Coverage for specific services will depend on your benefits program. Be sure to read your Evidence of Coverage or Benefits Booklet for further details on your program.