This has fostered a heightened sense of community spirit in those areas, because of the social aspects of involvement. The founders of the program sought this effect, as they designed the program. Applications must be filled out and mailed to the Food Bank so that recipients may obtain an identification card. For more information about the Brown Bag Program, call the Ralph Froio Senior Center at 499-9346. In the face of rising expenses and fixed income, many seniors see the sale of their home as the only way to meet financial obligations.
Reverse mortgages can provide an answer to financial difficulties.
However, a recent article in the Berkshire Eagle warned about disreputable salespeople who are charging huge, unneccessary fees to advise elders about reverse mortgages. There are alternatives. H.O.M.E. is a non-profit agency. It is not affiliated with any bank and does not benefit directly from any decisions homeowners make. A reverse mortgage can be helpful under certain situations, but all reverse mortgages are not the same and should be undertaken very cautiously.