Life insurance is one of the necessities of life.
However, few people like paying for life insurance policies. A key factor to consider in buying term life insurance is to cover the income your family will be unable to replace. This amount of life insurance is often in the range of five to ten times your annual income. And as your income goes up, additional term life insurance will be necessary for your family to maintain its standard of living and quality of life. Check to see if your current life insurance policy is adequate to meet your family's needs today.