Key Features ALM tool is a Decision Support and Reporting tool. The reports in the ALM tool help the management to compare the performances of various branches. ALM tool will help the management in the product analysis. Complex Analytical techniques like Duration Gap Analysis and Value at Risk, for the management of Interest Rate Risk are the highlight of the system. Use of OLAP tools makes it highly scalable in terms of the number of products and entities even after the implementation.
Flexible design ensures that reports can be designed by the users, on the fly.
Most dimensions can be parameterized. Planning Period could be as short as a day. Simulation of scenarios with various interest rates. ALM tool can be used at any entity level, from a branch to head office level with appropriate security levels. The ALM tool allows transactions and analysis in all the currencies the user deals in.