Trying to collect on health claims from insurance companies can be a frustrating experience. In this morning's Eye on the Law segment, our legal expert Robert Tarver has some tips on what to do if and when your insurance company refuses to pay. Now, more than ever before, people rely on health insurance to protect them from the high cost of medical care. But health claims processors say there's been a sharp rise in the number of claims being rejected or simply ignored by insurance companies. As a result, families are sometimes saddled with medical costs they thought would be covered, and they're often left without answers.
People rely on health insurance as a safety net in time of crisis.
The very idea of insurance is that the insurance companies promise under certain conditions to pay for costs associated with medical illnesses or emergencies. These costs can sometimes be devastatingly high. It is for this reason that health insurance is such a necessity for American families. Many rejections have little or nothing to do with the substance of the claim but are casualties of a faulty processing system. We'll explore options for those whose claims have been denied by health insurance companies.