These institutions provide maximum protection from theft, fire, and other natural disasters. Records often kept in a safe deposit box are titles, certificates, including bank, birth, marriage and stock, the original of Last Will and Testament, and pictures or videos of valuable or collectibles for insurance purposes. Records at home are many and varied from bills, receipts, tax records, credit statements, bank statements, health records to instruction manuals. You want a filing system that will help you find records and information when needed with no hassle. Records carried with you are for identification, banking or credit purposes, medical information, etc.
Money talk can be an emotional subject especially when spouses have different money values.
Making choices for yourself is far easier than making choices with a partner or several family members especially about money decisions. Here are some suggestions to establish or improve the process of talking about money. You have the right and the responsibility to be clear about the things that are important to you. Respect and love grow stronger when family members understand each other's needs. Most people get upset and angry when there is a conflict over money.