My goal is to serve you by helping you improve your relationship with money and increasing your financial literacy. Hopefully, this e-zine will work towards that goal. I wish you the best for the holiday season and for the New Year. The results from a recent poll showed and interesting trend. This doesn't mean to not give any gifts, unless that is what you want to do, but to give within your means.
Many people go into serious debt during the holiday season.
The act of giving then becomes a cause of stress in future months. The biggest gift you can give yourself is not to go into debt for the holidays. Actually, making a decision not to hurt yourself financially is one of the first steps towards financial health. Dealing with money means being able to set boundaries for spending and making conscious decisions about how available monies will be used. When people have credit available via credit cards, they tend to think of credit as available money.