They fled Liberia, their homeland, in fear of death resulting from a military coup. Benedict has worked on many Habitat houses during the past 2 years. They are awaiting a visit from the Habitat Family Selection Committee. Habitat is a hand up, not a handout. It gives low-income families the opportunity to improve their own lives.
Homeowners have to work hard to build homes and pay back their own mortgages.
In that sense, Habitat is a self-help opportunity, not a charity. Habitat has never received government funding except for loans for infrastructure and land purchases. Habitat is supported by incoming mortgage payments from current homeowners, as well as donations of money, materials and labor from individuals and organizations. Prospective homeowners work on other family's homes for 175 hours and spend 25 hours in classes that teach basic skills needed for home ownership, such as basic maintenance and budgeting skills. When a family completes these requirements, construction can begin on their home, in which adult family members are also required to participate.