New workers have to be trained to replace them. Smoking workers cause more accidents and fires than non-smokers. Employers who provide health care, or health and life insurance for their workers, must now or soon pay higher insurance rates. Businesses which permit smoking bear an increasing risk that courts or other authorities will rule that such employers are financially liable for illness in non-smokers exposed to passive smoking at work. This takes money that could otherwise be spent on food, clothing and shelter.
Many smokers lose wages from work days lost from smoking-related illnesses.
Since smoking often kills smokers in their working years, smoking deprives the smoker's family of many years of income. Following a smoker's premature death, a partner, children or elderly parents may even be left destitute. Smoking raises the costs of health care necessitated by smoking-related illnesses suffered both by the smoker and the smoker's family who have been exposed to passive smoke in the home. The Costs to the Environment Tobacco is mostly flue-cured by wood in developing countries. It requires one acre of forest to cure one acre of tobacco.