But a budget doesn't have to be a bad word or painful experience. A budget is a spending plan, a guide which helps you make spending choices and helps you prioritize how you want to spend your money. You also can adjust your budget as your circumstances change. Follow the activities in the bos. You'll need your newspaper to help you learn.
Financial planners recommend the following budget plan as a starting point for young adults.
You can modify your own budget to fit your needs and expenses. Basic wants, like food, clothing and shelter, are advertised for sale or rent in newspapers. Circle those categories which must be paid first each month. Star those categories which could be trimmed back in order to control spending. Food is a basic want that is included in every budget.