All of the sudden college isn't much fun anymore. It's hard to relax when you're working yourself ragged trying to make ends meet. The best way to avoid such a fate is to map out a spending plan early in the semester and stick to it. A good plan will help you keep track of bills and get a handle on spending. We'll help you get started with some tips and a worksheet to help you plan your budgeting.
Many graduates enter the real world weighed down by credit card bills.
The debt can linger for years and years. Don't let this be you. It will catch up with you at some point. You can deal with it now or it will deal with you later. If you'd like to make a comment on this story, e-mail bankrate editors .