Available in all locations. Employees can choose to receive care from any provider. However, when MetLife dental providers are used, benefits are higher. When you see a non-PPO provider, benefits are subject to reasonable and customary fees and you may owe the balance. Benefits for non-VSP providers are paid according to a reimbursement schedule.
Employees can also choose to waive vision coverage.
After 90 days of continuous disability, you may be eligible for additional income replacement under the Long Term Disability plan. Employees have the option of selecting more or less LTD coverage based on your needs. Flexible Spending Accounts Employees may use pretax dollars to pay for expenses not fully covered by their health plans or expenses related to dependent day care, by setting aside funds in one or both accounts. You do not need to be enrolled in the Documentum medical, dental or vision plans to use this account. Eligible expenses include licensed nurseries, day care centers and individuals who provide dependent care in or outside the home.