Let us offer a word of caution about the use of private scholarship search companies which charge a fee for their services. Reputable companies can identify potential gift aid sources, but then cannot guarantee you'll receive funds. Flexible Payment Plans are available at some colleges. Payment plans allow you to spread the costs over several months. These loans are also available to families with financing needs beyond the federal student loan programs.
Repayment plans are flexible, rates are competitive, and approval is based on credit history.
Passbook Savings Loans are related to money in a savings or certificate of deposit account that serves as security for a loan. The interest rate on these loans may be lower than conventional types of unsecured loans. Insurance Policies often allow the holder to borrow against the cash value of a life insurance policy. Check with your insurance agent for loan information and terms. Don't overlook college fairs and financial aid information programs frequently offered by high schools and area colleges or college admission offices.