The definitions of local community, neighborhood, or rural district and immediate family member or household were applicable March 5, 1999.
Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild.
For the purposes of this definition, immediate family member includes stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit. It is not necessary for the primary member to join the credit union in order for the immediate family or household member of the primary member to join, provided the immediate family or household clause is included in the field of membership. However, it is necessary for the immediate family member or household member to first join in order for that person s immediate family member or household member to join the credit union. A credit union can adopt a more restrictive definition of immediate family or household.