We fish the dry side when it's hottest and the wet side when it's coldest. Mid-summer clothing is designed to keep you cool in the heat. Breathable waders offer many advantages. As the weather and water cools in the fall, add a layer of fleece. When the When fall comes add layers of insulation.
Neoprene is best when the water is very cold.
As the seasons change and the temperature drops, the precipitation often increases. Where we live it rains around 100 inches per year. We know something about dressing for wet weather. It starts with a protective shell of breathable Gortex which prevents penetration of exterior liquids while venting interior gaseous liquids. Within this water proof breathable shell you add layers of breathable insulation.