A new account is usually opened within 2 days after your completed application is submitted to the bank. Very, very few applicants are declined. Shipping is free. There are no hassles and no strict credit requirements. It does not take much training to learn, and you will be fully trained on all equipment at NO charge.
Every bank charges a discount rate to merchants.
The discount rate is the percentage of each transaction that the processing company charges to handle the transaction for you. High risk businesses may have to pay slightly more. The only cost is 5 cents per check. Other companies take up to 45 days for charges to appear as cash in my account. The money will appear in your bank account within 48-72 hours.