For members, ages 61 through 65, the limitation is one times salary. Coverage in excess of the salary limitation is subject to medical questionnaire and, in some cases, other underwriting requirements. The actual amount of insurance protection you receive is determined by the amount you decide to devote to the plan and your age. As is apparent from the documents submitted by plaintiff, this solicitation was directed to members of a Municipal Credit Union, one of which was the decedent. Notably, defendant has put forth no competent proof disputing plaintiff's assertions concerning the mail solicitation.
Normal vacation is a work day.
Thereafter, the Policy was issued to him, naming plaintiff as beneficiary. When plaintiff applied for payment under the Policy, defendant conducted an investigation and determined that decedent had been suffering from that disease for a time prior to the date of his application. On that basis, it denied plaintiff's claim for payment and attempted to have her accept a refund of the premiums and rescission of the Policy. According to plaintiff, since Annual Leave is the designation for vacation for an employee in a position as that occupied by the decedent, he worked the requisite number of days for each of the weeks in the look-back period , entitling her to receive the full payment under the Policy. Relying upon this position, plaintiff rejected defendant's offer of rescission of the Policy.