If necessary, he or she can recommend appropriate steps to take, consistent with your long-range objectives, financial goals, and attitudes about risk and reward. We value your business and want you to know that each MainStay Fund subadvisor continues to manage their Fund's portfolio according to the investment process and discipline developed over time, and consistent with the Fund's objectives and risk-management guidelines. Please read the prospectuses carefully before you invest or send money. Most MainStay Funds are offered in more than one class of shares. When deciding whether to purchase a particular class of shares, investors should consider the services desired, the investment amount, anticipated holding period, and other important factors.
Past performance is no guarantee of future results.