When you've been in an accident and sustained damages or injuries, the insurance company of the person at fault will likely contact you and offer to settle the claim immediately or in a very short period of time. The complex language of insurance policies and the hardball tactics used by some claims adjusters can often leave you feeling that you are not getting all to which you are entitled. If you've been injured in an accident, here's a look at whether hiring a personal injury lawyer can help you. Insurance companies focus on dollars, not victims Never take the first offer if you've been seriously injured. Steve Meckler, a personal injury attorney in Elyria, Ohio, says that if you've been seriously injured, never take the first offer.
Insurance companies are in the business of making a profit.
The company doesn't arm their claims adjusters with a shield of justice and righteousness. John Kovacs, another Ohio-based lawyer who handles personal injury cases, agrees. The insurance company wants to see how serious you are. The first-line claims adjuster is not going to give you the limit of what he's allowed to give. Moreover, you need to be informed about the litigation process in order to make a good decision about whether or not to take an insurance company's offer.