That isn't surprising because the objective of banks, finance institutions and major retail chains is to convince you that you don't need cash.
Instant credit is now available.
Over 80 percent of us now buy goods with charge accounts or credit cards. Someone once described shopping malls and department stores as 'temples of goods'. The colours, the lights, the displays, the hype, are all sending out messages. What they don't say is that if you go overboard or slip up or get sick, then we'll throw the book at you. I can get a little plastic card, or several, pop them into an automatic teller, push a button, and I've hit the jackpot.