Know what is covered. You don't want to get caught with a loss, especially one that is sizable, only to find out that it is not covered by your policy. At that point, it's too late. Don't buy it if you don't need it. Automotive Insurance Be mindful that unlike other lines of insurance, auto coverage is mandatory in California.
Every state requires different minimum amounts of coverage.
Liability coverage protects your assets when you are at fault in an accident. Other types of common auto coverage includes collision, which helps pay to replace or repair your auto, and comprehensive, which helps in case of theft or non-accident related damage. Auto coverage does not come cheap. That meant California ranked 11th in the nation in price. The premium a driver is charged depends on many variables.