Coverage possibilities range from well-baby visits to hospice care. Some plans pay all, some pay part, and others pay nothing at all. If you're not sure of the breadth or cost of your coverage, check your insurance policy or simply call your company's member services department. If you're interested in checking out a new insurance company, call that plan's marketing department to get the answers to your questions. Alternatively, you can also check with your employer's benefits department.
Many employers have comparative information on costs and coverage of health plans readily available.
Start thinking now about which services are most important for you and your family.