When deciding what you should do, keep in mind that the future is unpredictable, and you don't know how your company will fare down the line. If your company's stock price falls, you stand to lose a good chunk of your retirement money. If your company goes bankrupt, you'll not only lose your job, but a good chunk of your retirement money as well. The views represented above are those of the author, and the information provided here does not constitute any tax, investment or legal advice. The historical data presented are for illustrative purposes only.
Past performance is no guarantee of future results.