They claim that when their children reach the age of 10, this is the age when they need to know about investing. In fact, over a half million young people now participate in these summer programs featuring investing and the stock market. There is no doubt that parents do need to teach their children how to manage money. We are to be good stewards of everything that God has given us. Learning a good trade is indeed important.
Money management is indispensable.
Good health habits, including what to eat and how to exercise and to sleep are crucial. However, the most important thing parents or grandparents can repeatedly tell loved ones is that God has graciously created them. Tell them again and again of the love that their heavenly Father has for them in Jesus Christ. Your loved ones need to know that God's love for them was so great that He sent His Son Jesus Christ to die a bloody death on the cruel cross in order to pay for all their stumblings, all their failures, and all their sins. Oh, my friends, God is now asking you to change that.