Research on available money can easily be done through the Internet, planners say. Financial aid offices and programs use it to determine aid packages. A student's cumulative borrowing should not exceed what he expects to earn in his first year after college if he wishes to keep his head above water, planners warn. I knew I was on my own, but I knew I'd find my way. Right now, I have a 3.5 grade point average and I'm working for higher grades to get more scholarships from Towson.
Parents can also take out a home equity loan or hit up grandpa and grandma for a loan.
But if there's anything we can encourage parents to do, it is to start early. A 1915 log lodge served as the accommodations, dining room and meeting room for our group of 19. Overlooking an inlet of the Bay of Fundy, the lodge sits a quarter-mile fromthe summer home of Franklin and Eleanor Roosevelt. The couple and their five children lived on this island from 1909 through 192l, when he contracted polio that left him aparaplegic. Our six-night Elderhostel program was packed with educational insights into the private and public personas of the Roosevelts, as well as the human and natural history of this Canadian island off the northeast coast of Maine.