To help Floridians better prepare for unpredictable storms, Kolisch insurance has prepared a catastrophe manual documenting how to prepare for the hurricane season as well as what to do during and after a storm. Everyone is vulnerable to a hurricane - newcomers to Florida in the last four years and veterans of Hurricane Andrew. The Kolisch manual also addresses floods and commonly asked claims questions. For additional information about hurricane preparedness, disaster safely or insurance coverage, contact your customer service representative. Flood Insurance - To purchase or increase flood coverage we must have your order and premium before April 28th to have coverage in force on June 1st.
Floods can occur due to broken water mains, runoff from heavy rains as well as storm surges.
Now is the time to purchase coverage - prior to hurricane season. Coverage may not be bound when named storms are approaching. Review your policy to be sure you are adequately protected. Provide us with a recent bill of sale or appraisal and we'll give you a quote for broad coverage. Liability Limits - Court awards are based on damages as opposed to your ability to pay.