Most funds require higher beginning balances.
We provide this information as a source of potential opportunities for those who want to build a savings account. You'll need to check them out and determine which, if any, are suitable for your needs. There is no minimum monthly balance. You will probably need to call your financial institution to check for these types of accounts. The regulations on who can join a credit union have loosened a lot in recent years to include member of the community and family members of existing members.