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In honor of my eldest child going for her driver's test for the third time this next week, I post the following summaries, which were taken from actual insurance and police accident forms. As I approached the intersection, a stop sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident. The other car collided with mine without giving warning of its intentions. A truck backed through my windshield into my wife's face.