Some of these changes are due to the natural evolution of the planet others due to astrological conditions and yet much is also the responsibility of your human race. For your environment can still be corrected if lifestyles and greed of materialism be reassessed. Absolutely not, for this too is based on your individual purpose of being. Financial and material gain can also be a spiritual experience. Again, this goes back to the important message of balance.
Money is good, for it can build foundations and feed the hungry and clothes the poor.
Each one does deserve the comforts and the many gifts of the spirit found in your planet of Earth. Think of money as an energy just as all in your world is energy of one form or another. And energy cannot be destroyed simply changed. If one doth change their thoughts about money and revenues with a balanced and harmonious attitude and break free of greed and competition, then ye shall, indeed, live in much comfort and well being. These thought changes do require effort, for this is why you are alive.