Homeownership is good for communities, too. People who own homes are involved in their neighborhoods. They know who their Councilmen are. They know who runs the School Board. They're more likely to have their kids in school.
Prime rates are lower.
They support home improvement. They support roads. They support their schools. So those communities are very important to build in every city in this country. And that's what I want to talk to you a little bit about today.