Covers lawsuits brought by employees against the insured employer alleging wrongful discharge, discrimination or sexual harassment. Insurance is written to pay damages as well as defense costs. TOP Homeowners and Auto Addresses insurance needs of personal lines clients with coverages ranging from Tenants policies to Homeowners and personal automobiles. In addition, coverage can be provided for boats, recreational vehicles, motorcycles and classic cars. TOP Commercial Property Commercial Property insurance is any type of insurance that indemnifies an insured party who suffers a financial loss because property has been damaged or destroyed.
Property is considered to be any item that has value.
The above is for illustration only and is only a partial list of coverages available in this category. Commercial Liability may be available as a monoline or as a part of a commercial package. The purpose of a liability policy is to provide the insurance protection needed to pay the damages for which the insured is legally responsible and for the payments of attorney fees, court costs and other expenses associated with a claim or the defense of a liability suit. Commercial liability policies are divided into two broad categories - general and specialty. The occurrence form covers claims that occur during the policy term, regardless of when the claim is reported.