Private insurance is an industry regulated by both the state and federal governments.
In Arizona, the state regulatory agency is the Department of Insurance. Private insurance is designed to assist covered individuals in paying for their medical care, which may include assistive technology devices and services. Arizona's current health care system does not mandate coverage for all individuals, nor does it require policies be issued that cover all health-related needs of state residents. Covered services generally are those that relate to acute illness or injury. It is important to remember that insurance must be purchased before you actually need it and application for any insurance policy is dependent on the state of your health at the time you make application for coverage.