Our mortgage consultants design our refinance transactions to keep closing costs to a minimum and demonstrate to you how we can save you money. We make refinancing your mortgage as easy as possible. If you're ready to refinance, we are ready to help. Considerations in Refinancing To determine whether refinancing is right for you, it is important to consider your personal situation. Here are some things to think about.
Most people refinance their homes to reduce the interest rate and the monthly payment.
You may also be interested in reducing your loan term or replacing an adjustable rate loan with a fixed rate loan. Sometimes refinancing makes sense when you want to better manage your finances by consolidating existing debt or borrow for some additional reason. Your cost to refinance will vary from state to state and county to county. In all cases, your RiverBank mortgage loan consultant will design your loan program to meet your needs. The best way to determine the exact costs is to contact a RiverBank mortgage specialist who will give you a good faith estimate of the costs.