Income guidelines can restrict home buying and rehabilitation projects. Down payment and closing cost requirements and the need for a good credit history prohibit some people from obtaining homeownership. Balanced and Continuous Funding is Needed . There is a need for balanced and continuous funding from all levels of government. Consumer Awareness and Assistance is Inadequate.
More education is needed concerning how to buy a house and available programs for assistance.
Realtors and lenders need to increase their knowledge and advocacy. Greater Coordination of Services is Needed . There is a need to better coordinate services and forge greater cooperation among all the parties involved to make homeownership available to more people. There is a fragmented delivery system and a multiplicity of agencies and programs that must be brought together in order to address housing needs. A mystery of services exists as no one agency or organization has overall knowledge of what is available or responsibility for putting the pieces together.