Appraisals are required on all new loans. Buyers realize that to get a loan to purchase your home the bank or mortgage company will have to agree to the value. Many buyers believe something is wrong and will only buy at a greatly discounted price. Overpricing tends to dampen the other salesperson's attitude, making it less likely for them to show your home. Overpricing lengthens marketing time and invariably results in a lower selling price than would have been otherwise obtained.
Properties have to be shown to be sold.
Price your home so both will happen.