With an MSA, patients are free to consult doctors and specialists of their choice. They can negotiate their own cash discounts, with or without the assistance of an MSA administrator. Doctors are paid at the time of service, without costly administration.
Patients control the medical decisions with their doctors' advice, without third party intervention.
This is a refreshing contrast to the many mechanisms used today to attempt to reduce medical care spending through restrictive access to physicians, specialists, and treatments as well as unnecessary administrative and regulatory expenditures. The difference stems from a fundamentally different philosophy. The MSA is developed from the basic premise that an individual has the right to freedom of choice. The tyrannies of the British Government, including the charge that the King of Great Britain has erected a Multitude of New Offices, and sent hither Swarms of Officers to harass our People and eat out their Substance, could be held in direct comparison to the growing health care bureaucracy with similar tyrannies suffered at the hands of the very government our forefathers had established to protect us from. The ideas that founded this country are being subverted or ignored and this has resulted in many of the problems in health care.