I have not worked for money since 1969 except for the last two years. In the past 26 years I have traveled extensively, read a lot, discussed much and lived different lifestyles and spent very little money. I've had lots of Free time to observe the system, people and nature and think about what I've seen and I write about it. Those are my credentials, my sheepskin. Now for the problem.
People are mean to each other and they are pissing in their own drinking water supply.
I could show a page of examples. The real problem is that we are playing a real dumb economics game. Basically people take pay for their work and must pay for the products and services. There are a few great winners, a few mediocre winners and billions of losers. This could be called the Competitive Game.