Your mind should be adjusted perfectly, even to the mantra . All things are combined in the mantra. The total divinity is in the mantra , so even the mantra is a total thought. All spiritual practice is an attempt at maintaining total thought, complete thought, which is called perfect thought or you may even say it is God-thought. Everyone is meant for that ultimate attainment.
Nobody is excluded.
These situations in which you find yourself are due to some actions that you performed in the previous birth. They react as circumstances of your present life. Present experiences are results of past actions a previous birth or even a further birth backwards something you have done, good or bad. If you have done some good, you are well placed and you are comfortable and happy. But if you have done something opposite, you will have pin-pricks, harassments, etc.