I'm trying to get a back-up insurance for Medicare and prescriptions, which I have a lot of. This will put me on the street with nothing in less than a year. If your concern is a letter from the Social Security Administration, saying your Disability Insurance ceases the month you reach age 65, you are worrying needlessly. The only difference is an in-house bookkeeping change at the Social Security Administration. Disability benefits are paid from the Disability Insurance Trust Fund and retirement benefits from the Old Age and Survivors Insurance Trust Fund.
Monthly checks continue uninterrupted.
If your company disability insurance payment is being discontinued, this is a matter you must take up with your employer.