Therefore, the opinions and statements made in all articles and replies do not represent the official opinions of MGH and MGH Neurology. Neither is MGH or MGH Neurology responsible for the content of any articles or replies. No messages are screened for content. It doesn't seem to be too far off to me. So anything that your insurance company, medicare, medicaid or someone else pays is included in that figure.
PALS can use up that one million dollar limit on health insurance policies pretty quickly.
However, within 29 months after you become too disabled to work you will qualify for Medicare. Medicare kicks in 24 months after that. Some people have disability policies that allow them to keep their current health insurance while on Medicare. The insurance will cover some of the things that Medicare doesn't. For example going on a vent requires not just the vent but also 24 hour care to monitor it.