Prohibited except for Marine Cargo and for Liability for foreign contractors operating in Poland and coverages not available in the local market. The latter is subject to Ministry of Finance approval. Wordings and tariffs are to be approved by Government authorities. Third Party Automobile Liability is controlled. Brokers must be locally licensed.
Most indigenous brokers operate as agents.
It is suggested that BORs be filed with Insurers. There are no pooling arrangements. Standard fire perils include - fire, lightning, aircraft and explosion. Extended Coverage perils are available in the market for an additional premium charge. All companies have incorporated average clauses into their policies.