Other People's Money. The best form of investment risk. Every shepard knows his flock. The present is the future's past memories. Borrow from the experience of other industries.
Perception is Reality.
Left alone or uneducated one will draw his own conclusions based on his own ignorance. Policy Is Set at the Top. Decisions are made everywhere else. One nation's terrorist is another's freedom fighter. A necessary resource that can not be stored nor deferred for any extended period of time, i.e., health.