As I indicated, the Greek Minister of Public Order visited us at the end of last year. In relation to the G7 initiative, clearly that is available to Greece, as it is to other countries faced with terrorist problems. My Lords, in the unavoidable absence of my noble friend Lady Castle of Blackburn owing to illness, at her request and with the permission of your Lordships, I ask the Question standing in her name on the Order Paper. To ask Her Majesty's Government what percentage of the contributions paid for national insurance, pensions, occupational pension schemes and personal pensions goes on administrative costs. This represents about 1.5 per cent.
Little information is currently available about the costs of running occupational pension schemes.
The Government Actuary's Department has carried out a study and will shortly publish a report of findings in this area. The Government do not collect information on the cost of administering personal pensions. My Lords, I thank my noble friend for that Answer. As I understand the matter, there may be a policy move towards encouraging personal pension schemes in the private sector. My Lords, personal pensions are a private contract between the pension provider and individuals.