An early withdrawal from a CD will incur a penalty fee. 2129 Shattuck Ave. Always use a deposit slip if depositing cash. After you endorse a check it is as good as cash and can be used by anyone unless you have added the deposit notation and account number. Most cards can be used at any ATM anywhere, and can be used for purchases.
Many businesses now accept debit cards for payment.
A debit card works very much like a check because it takes money directly out of your bank account to make a payment. Note that some banks have fees for the debit use of a card and if an ATM at another bank is used. The card is directly linked to your bank accounts. Use a PIN that is easy to remember. If your ATM card is ever lost or stolen, notify your bank immediately .