Thus the Rabbis advise one who seeks love of G-d to reflect upon the wonders of nature and to study Torah. Yet this reflection and Torah study must be deep and contemplative. In other words it must become a meditation. The rabbis explain that one who penetrates into the workings of creation, or the depths of an idea, story, or commandment in Torah, will naturally and automatically be aroused to love of G-d. This counterbalancing of both love and fear in relation to G-d is crucial for several reasons.
Personal transformation is hard work.
The force of habit and the desire for comfort oppose one's efforts with a fury, for self improvement works against their interests by always demanding change and sacrifice. Love can only go so far. Both the animal soul and Divine Soul aspire toward unity but in proportion to their own capabilities and world views. The Divine soul seeks to dissolve itself in the Infinite Light of G-d. Its self-ness is a frustrating barrier between itself and its Beloved, like trying to pick up a penny with wool mittens.