Apply a disinfectant such as alcohol or antibiotic cream after washing with the disinfected water. Back to StormCenter Get Help Help of many kinds is available. Those agencies provide almost every kind of assistance you could need. This was the case after Fran and a major non-tropical flood in 1996. Although not meant to replace or duplicate insurance, numerous government, nonprofit, and private loans and grants may be available following a disaster.
Rules regarding casualty losses are complex.
You may want to work with an advisor such as a Certified Financial Planner licensee, tax accountant, or certified Public Accountant. You must be able to prove that a loss took place, verify its amount, establish that it was due to a specific disaster, and prove that you own the damaged property or are liable for it. Keep in mind that some costs of documenting your loss, such as appraisals or photographs, may be deductible. You cannot take a deduction for property that has been paid for, or is eligible to be paid for, by your insurance Special casualty loss rules apply in a federally declared disaster area. For example, you can amend your previous year's tax return to report current losses instead of waiting to report the losses on your current year's return.