Moyer is a Certified Divorce Planner in Deerfield Beach, one of a new breed of financial professionals who have found a market niche in the 1.1 million divorces each year in the United States. Helping clients wade through the financial quicksand, CDP's use special software to make graphs and charts that project the future impact of a proposed divorce settlement. They help negotiate a fair settlement with the valuation and division of property, pensions, retirement plans and benefit packages. They advise client on tax and insurance issues and may help prepare a financial affidavit or conduct a search for assets. What they do not do is give legal advice or supplant the role or need for a divorce attorney.
Many women find themselves in financial quicksand within months after a divorce.
Enter the certified divorce planner, a new breed of adviser who helps clients project future needs before the settlement is signed. I'm living in the same house. And I'm driving the same car. You can eat hot dogs every night, but you can't skip the mortgage payments or not pay the light bill. Certification required Six years ago, financial planner Carol Ann Wilson founded the Institute for Certified Divorce Planners in Boulder, Colo., which provides training and certification in divorce planning, as well as the Divorce Plan software.