Research shows that most students flunk when it comes to knowing about money.
Yet young people have the need to know about money. The good news is even a little bit of classroom time can make a difference. A recent study by the National Foundation for Financial Education found that just 10 hours of financial literacy instruction will prompt most teens to start saving. No matter what happens to Social Security, today's young people need to start saving and investing as early as possible. They can't afford to procrastinate or make the mistakes too many of their parents did.