Check for stains when you change clothes at night. That way you can treat them before they set. Don't put pens, keys or any sharp or heavy objects in your pockets. They can easily stain, stretch out or tear clothes. Check your husband's closet for old jackets he may have outgrown or lost interest in.
Oversize jackets can be stylish and comfortable for casual wear.
Just roll up the sleeves. Don't throw away a whole outfit because the top or the skirt doesn't fit. See if you can pair it with other items in you wardrobe. Buy holiday craft supplies the same way you do wrapping paper or cards, just after the holiday, not before. Take advantage of bargains and sales for your crafts, but don't stockpile stuff you'll never get around to using because can't pass up a great deal.