See the Health Law Site for definitions of different types of payor arrangements. The patient no longer owns an insurance policy. The insurance company now owns the patient's life and welfare. Yes we do. I care about how much health care costs.
Many people struggle to make the payments for their health care.
There must be a balance between reasonable health care expenditures for proven treatments and excessive costs for experimental treatments and over used tests and procedures. Very very rarely do denials get overturned. They often own their own hospital and outpatient facilities with everyone within its walls being an employee-such as Kaiser Permanente. Often, physician services are provided by non-physicians to further save on cash outflow. An association of physicians practicing independently, usually in their own offices, and who provide services to HMO members.