I'm told there's a good number of you in the audience who were in attendance three years ago at our first Vendor Partner Program and many more who've returned from last year's event. But even the newcomers among you are not new to Visa. Your insights, your expertise, and your sharing in our view of where global payments is headed have played a tremendous role in bringing us to where we are today. And by combining forces going forward, I'm convinced we will do no less than shape the future of payments. I mean not only what you can expect of us, but also what Visa, in turn, can expect of you.
Mutuality is, after all, at the heart of partnership.
Either we both gain from our association or cooperation becomes a meaningless exercise. I believe that the opportunities ahead of us are indeed mutually exciting. In fact, I took this job because the chance to join Visa was literally irresistible. Visa is the clear industry leader. Visa cards have more market share than all other major card brands combined.