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Accepting Credit Cards About the Author M. Declan Dunn is a Web publisher, trainer and designer with a newsletter called The Web Success Letter. Your Profits are highly recommended for anyone running or participating in a revenue sharing program. Because of high return and charge back risks, each sponsored bank has a criteria of what kinds of business they will and will not accept. That is why when you check with your local bank there is a very good chance that your application will be denied if you are anything but retail. The less risk your business is to the bank, the greater your chance of acceptance.