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Nothing is as simple as it used to be.
Court decisions and new laws are rendering privately-held companies in increasingly vulnerable to an unprecedented number of suits. The most progressive and the most conservative organizations are finding themselves exposed. In today's perilous legal environment, you have special liability needs that in many respects are not covered by your general liability insurance policy. The proliferation of federal and state laws governing employment, combined with evolving case law, make claims by employees more common and more costly. Even routine management decisions can lead to personal liability for your company's directors and officers.