Center - Health Plans Members may select from among the health plan options available in their geographic area. The basic concept of this traditional approach to group insurance is freedom of choice. An annual deductible must first by satisfied before benefits begin. For employees, the annual plan deductible is based on annual salaries. Employee deductibles and family caps are listed in the Benefit Choice Options book.
New members are subject to possible health benefit limitations based on a pre-existing condition .
The PPO hospitals provide quality inpatient and outpatient care at reduced rates, which results in savings to employees and the State. You can reduce your costs significantly by using a PPO hospital. The hospital network is subject to change each July 1 st . The Pharmacy Network consists primarily of retail pharmacies, including every major chain, and many independent community pharmacies. When you enroll in an HMO you select your doctor from the staff of a clinic or health center or from participating physicians who practice in their private offices.