We know that bad credit can happen to good people. We will make the loan. If after two years you have demonstrated to us your ability to pay your obligations, you may then apply once again to us. A complete underwriting review of your file will be conducted, and if you qualify, we will grant you a mortgage with more favorable terms . We are licensed mortgage bankers.
Lending is our business.
We believe that given a chance, most people will rehabilitate themselves, and will develop a long term relationship with us. Helping families buy or maintain their home is a good business decision for Consumer. I want to apply, but I don't want my income verified. We realize that many people are unable to substantiate their income. We have a non-income check feature as a regular part of Mortage therapy.