In Mississippi, not only do traffic violators have to pay the fine, but they may also find their insurance rate rising or the state suspending their license. Georgia is one state that suspends a driver's license after the first speeding ticket, depending on the nature of the ticket. States such as Tennessee and Virginia use a points system to make drivers use a lighter foot. After so many points, they can suspend your license. For Mississippi residents, one repercussion of speeding is higher insurance rates.
Many drivers are unaware of how insurance companies find out about their traffic violations.
Every year insurance companies check their customers' Motor Vehicle Record to assess what the next year's rates will be. Under this policy, it is possible for a New York resident to have an insurance hike due to too many speeding tickets in Mississippi. Brazzeal said in order for the information to be shared, both states have to have a previously instated mutual agreement. Under a Supreme Court decision in Pennoyer vs. Neff, this policy is legal. The decision says that under minimum contact, information can be shared.