And the public likes to know that they can get to it when they want it. In the coming months, your customers will want to know that you have done everything that can be done to become Y2K ready. You, and we, will need to answer the public's questions. It is also available as camera-ready copy on our Internet site, if you want to pull it down and print it yourself. The general public isn't the only group that has questions about where banking is going.
Most analysts believe the U.S. economy is slowing.
For some industries, the expansion is already over. The crisis in Asia has sharply reduced the demand for their exports. And the stock market reminds us that nothing lasts forever. You might have had the experience I did last week, picking up the newspaper and seeing a photograph of a bank run on page one. The bank was in Russia.