Basically, if you can't afford travel insurance, you can't afford to travel. Either click on the links below to take you to the appropriate place in this article or scroll down to get the information you need. To Be Aware Of Things to consider when buying travel insurance Policies range in price depending on where you are going and what you will be doing when you're there. If you are travelling via Asia or Africa, where you may be more at risk from health or theft, premiums may go up.
Medical cover is in many ways the most important element to look for within a policy.
If an accident occurs or you fall sick quickly, you will need to have this back up to get appropriate treatment immediately. In comparison luggage and to a certain extent cash are replaceable items that can be sorted out at a later date, when you've arrived in an area where you can process a claim form. If you will be engaging in dangerous sports or other activities deemed as potentially dangerous such as surfing, snowboarding, skiing, rock-climbing etc, policy costs may also increase accordingly. Shop around and don't forget to check the small print for what the policy will and won't cover. Comparing a few policies to each other in terms of how much they will pay up to and any extras they offer could also be a worthwhile exercise.