Less satisfied with their own financial management, but at this point don't see financial planning as relevant to their situation. Most in need of education as to the value of financial planning. Women Less knowledgeable and less familiar with financial planning tools, and less satisfied with the way they manage their own finances. Most open to benefits of certification of financial planners. African-Americans Similar situation to women.
Parents Believe their planning potential is summed up by orthodontia and college savings accounts.
Are resistant to financial planning, yet could use the most help. Under 35 Are still on the upswing in terms of earnings and not as predisposed towards future thinking. But are also more aware of the discipline of financial planning and receptive to advantages. Once retirement sets in, they are quite satisfied with their financial plan. Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.