The Donegal Insurance Group works exclusively through independent agents and we feel that the agents representing our group of companies will provide a superior level of service to you as a customer. As a service to you as an insurance consumer, we are providing information of a general nature such as discounts available and coverage options which can reduce your overall insurance costs. We highly recommend that you discuss these options with an independent insurance agent to be sure an option is right for your individual situation. If you are considering a change to another insurance carrier, it is best to start approximately 45 days prior to the expiration of your current policy. Of course, all of the discounts and credits listed are offered by the Donegal Insurance Group.
Many insurance carriers offer multiple tiers of homeowners products.
Installing safety devices such as smoke detectors, fire extinguishers, dead-bolt locks, burglar alarms, etc. will often qualify you for a safety discount. Be sure to mention the existence of these items to your agent when requesting a quote. Many companies offer renewal discounts to encourage you to continue your policy with their company. Placing your homeowners and automobile policies with the same insurance company will often qualify you for a multiple policy or account credit discount on either or both policies. Automobile Insurance Be aware of the safety features built into your automobile.