As part of this program, we also offer group disability and medical stop loss coverages. Our goal is to pool this coverage for members as we have done with the excess liability and excess workers' compensation programs. The goal of SELF has always been to provide public educational entities with the broadest coverage at the lowest cost while applying sound actuarial principles. Consistency and superior value have always been the focus of the organization. In the face of recent competition from the commercial insurance market, our strong financial position and good claims history has enabled us to reduce our rate.
SELF provides coverage solely to California public educational agencies.
We have a unique expertise in the over 1,000 school districts, County Offices of Education, and Joint Powers Authorities. When you call us, chances are we have already handled your questions with other districts or agencies. We may be able to put you in touch with similarly situated school districts. Our rates are based on our expected actual cost, plus the cost of administration. Our administration charge is less than commercial insurance companies because we are a public entity, exempt from taxes.