Always report any event, injury or inquiry which you become aware, even if you feel there is no liability or when some other party states they will accept liability.
Nothing hinders our ability to properly investigate and manage a claim more than late notice.
Late reporting also potentially jeopardizes your coverage. Avoid any problems by immediately reporting anything which may involve your business, no matter how remote it may seem. You can report any claim 7 days per week, 24-hours a day. Call the police, no matter how minor the accident may have been. Get as much information as possible, names, addresses, insurance information, model, make and year of the cars involved.