The death of a loved one can not only cause emotional loss, but can cause substantial financial loss. With the loss of an economic provider, a family may not be able to sustain the families standard of living. Mortgage payments, automobile loans, credit cards, and other debts may be overwhelming for the remaining family members. A well-organized life insurance program can give a family peace of mind. Most people have health insurance through their employer.
Most businesses offer a variety of health plans to employees as an employee benefit.
Although you may have health insurance through your work, it may not be as comprehensive as you might like. The loss of income due to a disability can be devastating to a family. A well-planned disability income policy can not only help protect you against income loss due to an injury or sickness, but it can provide you peace of mind.