Some retirement facilities combine all three levels and they are called Continuous Care Facilities. Skilled Care Facilities are nursing homes and residents may qualify for subsidy through Medicaid to live in such facilities. Every County in every State in the US is required to have an Office on Aging, as required by the Older Americans Act. If you need help finding resources for your loved one, first call your local Office on Aging. Creating a Living Trust helps an individual avoid Probate Costs after death.
Most counties offer adult day care programs as a reprieve for care givers.
Your Office on Aging can tell you where to locate Adult Day Care Programs in your area. The cost of Home Health Care services may well be fully deductible on income tax returns, hence recouping some of the cost. A portion of the cost of Assisted Living or Continuous Care Facilities are also tax deductible. Adults 85 and older are more likely to live in nursing homes. In 1997, only 11 people per 1,000 age 65 through 74 lived in a nursing home, whereas 192 people per 1,000 who we 85 or older lived in a nursing home.