Only if you don't shop around for the best loan or credit card. We are happy to answer your questions about the real world effects of different interest rates. APR is the annual percentage rate, or cost to you, on a loan. For example, let's say you open a store credit card in order to buy a stereo. CU has VISA cards and loan rates which usually cost you half as much as store cards and finance companies.
Members also find that our rates are almost always better than banks and credit card companies.
Call us or send an Email if you'd like to compare the cost of our loans to other offers. Another Way to Save on Large Purchases Shop around and check the classifieds. Many people will only shop where they have a credit card. That is not the best way to be a comparison shopper. Our cash advances are instant and completely without fees.