The beneficiary uses the money in the Medicare MSA to pay for services provided before the deductible is met and for other services not covered by the MSA Plan. Unlike other Medicare plans, there are no limits on what providers can charge above the amount paid by the Medicare MSA Plan. There you have it. All the proposed options. It is not wrong, or right, to retire.
Retirement is beyond value judgements of right and wrong.
Maybe it's time to question the unquestioned truth because the so-called American Retirement Rite isn't always a rewarding experience. Something that keeps you looking forward to life. At any rate, after writing the column, I received a number of responses from readers across the country. I'll start by sharing the letter I received from one of the retirees who agreed with me, and conclude with two notes from retirees who have their own thoughts on retirement. I opted to take early retirement after 29 years of working for the State.