We intend to promote this product vigorously. Modoritchi was created to fulfill customer needs. They said they did not want to keep paying premiums with no returns when they were never involved in accidents. We believe the product also motivates people to drive safely. Our June revenues from insurance premiums rose by 4.7 percent from the year before because of this product.
Foreign insurers offer policies in which premiums differ depending on the probability of accidents.
I think eventually policies will be those based on prefectures. Offering such policies is regulated under current Financial Supervisory Agency guidelines, but we have been analyzing data related to auto accidents and are interested in offering such policies when the guidelines are relaxed. We will introduce new, more performance-based handling fees for sales agents in the next fiscal year or later. We have been preparing to link the company to our sales agents via the Internet since last year. We plan to connect 10,000 agents, about 70 percent of the total, through the Internet as soon as possible.