The ad banner can be downloaded immediately upon sign up and they have already begun paying members. You don't have to be actually surfing and there is no limit on number of hours either. The referrals go 6 levels deep, which is excellent. This is defintely one of the top programs today. Utopiad Widespread release of the ad banner is underway and there are no maximum number or hours.
Money earned is based on percentage of advertising revenue.
Also get paid for receiving e-mail messages from their sponsors. An excellent get paid to surf program with a good adbar. You don't even have to be surfing to earn money. You can be doing anything else as long as the mouse is moving. Also, earn points through referrals which can go five levels deep.