All services rendered must be medically necessary to be eligible. Custodial care and routine services are not eligible expenses under Medicare or the PEHP Medicare Supplement Program. PEHP suggests that you review your health insurance policies to guarantee that you have adequate medical coverage without over-insuring yourself. Carefully compare policies and find the one that best suits your needs. Don t buy more policies than you need.
Duplicate coverage can be expensive and generally is unnecessary.
A single comprehensive policy is usually better than several policies with overlapping coverage. Medicare becomes available at the beginning of the month in which you turn 65, whether you are retired or still working. Medicare may be available earlier if you have certain disabilities or permanent kidney failure. If you are already receiving Social Security benefits when you turn 65, you will automatically be enrolled in Medicare and will receive a Medicare card in the mail. If not, you will need to contact your local Social Security Administration office to enroll.