Debt Consolidation and Bill Consolidation Online debt consolidation loans and bill consolidation loans online. Lenders Type of loans Advantages Limitations Commercial Banks Home improvement loan, Education loan, Personal loan, Auto loan.
Loans often cost less than at commercial banks.
Credit Unions Home improvement loan, education loan, boat, mobile loan. Membership required in organization or group. Small Loan Companies Auto loan, Personal loan, Home equity loan. Can be easy to arrange, Good credit rating not required. Brokerage Firms Margin account general purpose loans, using investments as security Can be easy to arrange with little delay in getting money.