If you apply by phone, a 1 st Internet CardSolutions representative will obtain information about you and your business, and then compile an application package with all the blanks already filled in. If you fill out our secure online application form, we will send you the paperwork by the method you indicate. If you download our application package, you get to fill in all the blanks yourself. In either case, you will have to sign the documents and return them to us with original signatures and any supporting information necessary. Setup Complete applications generally are processed in 3-5 business days.
Processing includes all underwriting and data entry.
Once on our system, your terminal or software can be programmed. If you're using Authorize. Net or another Internet-based solution, we will inform the intermediary processor that you have been set up on our system. A word about credit review Applicants frequently ask why we conduct a credit review before opening a merchant account. The answer is that merchants are liable for all fees and chargebacks associated with their accounts, and a credit review is the best indicator of a merchant's willingness and ability to meet this financial obligation.