Coverage may allow the surviving spouse or family to pay off mortgage loans or other debts, fund a college education, or provide for a comfortable retirement. From simple term to variable life insurance, Clippership Insurance Services, LLC, can suggest coverage that protects you and your family and reflects your individual situation and objectives. We've provided life insurance options to our customers since 1923, and can help you determine the adequacy of your current insurance coverage. Many people overlook these two types of insurance when considering their insurance needs. Disability insurance helps to replace your income should you become sick or disabled.
Policies vary in length and amount of payments, and in the definition of disability.
Long term care insurance can help you pay for the cost of providing personal care services when you or a member of your family is unable to provide the type of care needed due to an accident, a chronic illness, aging, or a disability. It can include institutional, home, or community-based care. A long term care policy can help you maintain your independence and preserve your personal assets. We can help you determine the right policy for your individual situation. Get a free quote .