A few simple questions can save you money. See our archive of previous tips on your money, your taxes and your financial plan. You should review your home insurance annually to see if you're adequately covered, and to see if you can save money on premiums.
Prices vary, so get at least three quotes on identical policies.
Your state insurance department may publish sample premiums that can help you comparison shop. Raise your deductible. Deductibles are the amount of money you have to pay toward a loss before your insurance company assumes responsibility. If you can afford to pay more in the event of a loss, consider doing so. The annual savings in premiums can be substantial.