May vest over time according to plan terms. May vest over time according to plan terms. May vest over time according to plan terms. Contributor's Options Employer can decide whether or not to make contribution year to year. Employee can decide how much to contribute at any time.
Employee can decide how much to contribute.
Employee makes contribution as set by plan option. The employer may match. Employer makes contribution as set by plan terms. Employer makes contributions as set by plan terms. Employer makes contribution as set by plan terms.