The excess would be 100. For sports cars, each case has to be individually assessed taking into account postcode, age, occupation, driving and claims record. For instance, a 25 year old trader living in central London with a three year no claims bonus and unlimited mileage could insure his Mazda MX5 with Footman James for approximately 1,170. An excess of 100 would apply. Footman James also offers discounts for membership of specialist car clubs such the Jaguar Enthusiasts Club, the Triumph Sports 6 Club and Club Lotus.
Many insurers now offer online quotation services with discounts for buying insurance online.
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