That makes a whole lot of difference to a person. Jim and I would like to thank all of you. We have just borrowed from you again and every transaction has been handled kindly. We appreciate your courtesy, efficiency and most of all your trust. We don't care that your interest rates are high.
Low rates mean nothing at all if they are unavailable.
You have always been reasonable with us. We appreciate your service. Our thanks to all of you. Regrettably, we cannot make loans to all those who apply. For those who can demonstrate the ability to pay, who we feel legitimately deserve our faith and confidence, we are proud to provide an important and necessary service.