Go on your own at different times of the day, and talk to neighbors and local businesses to get a feel for what it s like to live there. If the neighborhood fulfills your needs, it is time to prepare your offer. Find out about current market conditions The more demand there is for housing, the more you can expect to pay. Research prices of comparable homes sold in the area recently. Current value of the home Use HomeAdvisor to get an estimate.
Interest rates tend to fluctuate.
If interest rates are low, you may ask your lender to lock-in, or commit to that rate, that day. Use HomeAdvisor to see if you qualify for special financing arrangements, such as lower down-payment requirements. Estimate your closing costs Lenders are required to give good-faith estimates of closing costs within three days of a loan application. Schedule a final walk-through Make certain the seller has completed any repairs specified in the purchase contract and has satisfied any other contingencies involving the home s condition.