Medical costs are among the fastest rising expenses in the U.S. economy. The current health care system in America is private. There is no free or subsided medical service available to interna- tional students. It is important that you have adequate insurance covering unexpected medical expenses. There have been cases in which international students without adequate insurance coverage were unable to obtain quality medical care, or which resulted in personal financial ruin.
Many schools offer medical insurance to international students.
If the schools are paying or subsiding the premium, they may make the plan mandatory. Some schools establish insurance requirements for alternative plans. You can purchase other plans which meet the schools' requirements. Low and reasonable premium, superb coverage and trouble-free claim process are the typical characters of an ideal plan. Financial rating institutions periodically evaluate the financial situations of the insurance companies and gives them different ratings.