So go over your budget and figure out how to save more. Americans are generally thought to be lousy savers. But that underestimates our native common sense. All things considered, U.S. savings are pretty high. Understand your priorities.
People are often confused about where to put the limited sums they can save.
Build an emergency cash fund. During that period, pay the minimum on the cards. Calif. Once you have some savings, focus on reducing credit-card debt. But continue to contribute something to your savings account, developing a savings habit. When your debt is under control, build your cash to a higher level.