Student Personal Property Plan National Student Services, Inc. has designed a full service, low cost program to specifically protect the personal property of students living in residence halls, fraternity or sorority houses or off-campus apartments or houses. National Student Services, Inc. has been providing property insurance programs to thousands of students across the country since 1971. We cover all loss or damage occurring to personal property you own during the policy period. Our coverage applies only to property located within your residence. We also cover personal property you have leased for a period of at least 90 days.
Limited coverage applies to property elsewhere.
Actual cash value can't be more than the cost of repairing or replacing your property with material of the same kind and quality, nor can it be more than the limit of coverage shown on the declaration page. If you have questions about your parent's homeowners policy, show this brochure to your agent and ask for advice. Every year hundreds of insurance agents contact us for enrollment applications for their clients. Quick Quote Contact NSSI with questions or comments about this web site.