There are a number of cases involving marketing on the Internet and what is legal or illegal. But not many of those cases involve insurance producers yet. A producer will have to learn from the court cases involving people in other fields who were sued for marketing practices on the Internet. I passed the licensing exam, so I know everything I need to know. You know everything you need to know in order to get a license.
People sell insurance only for the money.
Some people are in insurance only to make money, but many are in the business for the satisfaction of helping people protect themselves from loss. Most veteran producers have stories about tearful and grateful insureds whose lives and businesses were saved from financial ruin because of an insurance policy that was there to help them in time of need. The future of the insurance profession is gloomy, and the future of the traditional agency system is doomed. Every few months for the last 20 years, someone outside of the insurance industry has come out with a pronouncement that agents are obsolete and that the traditional agency system is doomed to die. The only people that never seem to buy into that theory are the customers themselves.