IHC CompMed also features coverage for preventive care, prescription drugs, diagnostic testing, as well as inpatient, outpatient, and emergency services. All of our plans offer coverage levels to accommodate singles, single-parents, married couples, and families. Premium amounts vary depending on the plan, coverage level, and the number of hours an employee works. The plan also pays a substantial portion of restoration and orthodontia after an annual deductible. All dental care must be coordinated through a selected DentalWise dentist.
Members pay fixed co-payments for various services.
FSAs work like a savings account. You contribute an equal amount to the account through bi-weekly payroll deductions. Then, when you incur eligible expenses, you file a claim and are reimbursed on your paycheck. Eligible expenses include medical and dental insurance deductibles, and co-payments, orthodontic expenses, eyeglasses and contacts. IHC Physician .