You can get more specific advice by hiring an advisor, such as a certified financial planner. Ask the advisor to help you set goals and calculate the sums you'll need to reach them. Making careful plans this way can reduce much of the stress that couples feel over money. If nothing else, it will remind your husband about the consequences of the spending choices he's making. But in our experience, fights about money can often be the stage upon which struggles over deeper issues are acted out.
Most marriages go through a stressful period in the months after a first baby is born.
The helpless infant demands so much attention that spouses have very little left for each other. You may be wrestling with such questions as how you can make decisions together, whether everyone's needs are being met, and who controls the family's resources. To relieve some of the tension behind these issues, try bringing your child to a play group or joining a parenting group yourselves. Chatting with people going through similar experiences can give you a clearer view of the pressures spouses feel and the challenges they can face when a baby transforms their world. Finally, meeting with a therapist might give you an opportunity to work out the new roles and responsibilities of parenthood.