Successful home ownership is more likely when the home buyer is knowledgeable about the process of obtaining and maintaining a home. Check the schedule of classes offered by AHFC , or contact an AHFC-approved lender for a list of other approved courses. The first deed of trust is assumable by buyers who meet all AHFC credit and income criteria. Assumability of the second is determined by the partner agency providing the secondary financing. Income limits periodically change and are based on census area and family size.
Income is based on the annualized gross family income from all sources.