Main Findings Women and men in Ghana have distinctly different daily activities and social constraints. Women do different work than men. Women make up roughly 85 percent of the wholesale and retail trading industries and about two-thirds of manufacturing, working mostly in the informal sector. In agriculture, women usually grow food while men grow cash crops. Relatively few women work in modern or formal sector activities.
Girls receive less education than boys.
Lack of collateral partly because of weak land tenure rights may exacerbate women s difficulty in getting as much credit as they need from formal sources. Gender and Economic Productivity .A growing body of literature shows that a country s economic productivity is reduced when access to productive resources is slanted towards men. Women s ability to participate in market-related work is hampered further by time constraints such as child care and home maintenance. Women will become more productive if measures are taken to lighten these burdens. The policies of the revolving loan fund were too rigid to meet women s needs.