For example, if the policy pays for 52 weeks of treatment and your illness or injury requires 60 weeks of treatment, the insurance will only cover the first 52 weeks. You will have to pay for the treatments for the remaining 8 weeks. No insurance policy covers every medical situation. Be sure to review this portion of each policy carefully. Although unlikely, these events do occur and medical evacuation or repatriation can be expensive.
Insurance policies designed specifically for international students usually provide such benefits.
Be sure to see if the premium includes evacuation and repatriation or if these benefits cost extra. Generally when you pay a smaller premium, you will receive less coverage. Be sure the policy covers your medical needs. Some companies also have a waiting period of a month or two after you make your first payment before your coverage begins. Before your insurance policy expires, you must renew it by making new payments or you will not be covered.