Even if you do not permit the school to bill your insurance, your child must still receive all of the services in the IEP at no cost to you. If your child needs health-related services at school to obtain a free and appropriate public education, you cannot be required to pay for it. The amount and type of IEP services your child receives cannot be tied to whether the school can bill your insurance. Your child s IEP team which always includes you, the parent should develop the IEP before billing is even considered. Private health insurance is coverage you have through your employer or that you purchase yourself.
Public insurance is offered by the government through a tax-funded program.
If your child is covered under Medical Assistance or Minnesota Care, then your child has public insurance. IEP related services are the developmental, corrective, and supportive services required to help a child with a disability benefit from special education. Each private insurance plan offers different coverage for health related services. You can find out whether the services in your child s IEP are covered by your child s private insurance by checking in the written health benefit plan contract. Your insurer s customer representative can provide a copy of that contract and should be able to tell you if the services are covered under your plan.