Often when new borrowers deal with a banker, it is hard for them to learn what the banker expects of them. Bankers are reluctant to instruct customers how to be good customers for fear of appearing to lecture them.
Most borrowers learn only by many bankers' requests and experience.
Many commercial loan customers do not know what the bank expects and likes from a prospective or existing customer. This is a list of do's and don'ts for commercial loan customers to consider when dealing with a banker. Research potential lenders. Be sure of their capacity to do the loan. Get a credit report and UCC check on yourself and your business.