The sun's rays can reach through three feet of water. Even though you may feel cool in the water, the sun can still burn you. In that article, Dr. Crute noted the need for women experiencing menopause to discuss it with their doctors. When making a recommendation about HRT, the physician will look at the woman's health and family histories. It looks like HRT is somewhat protective against heart disease, so if there's a strong family history of heart disease, it would be important to consider.
Hormones also help prevent osteoporosis.
On the other hand, it's not clear if there's a relationship between taking hormones and breast cancer. It's not clear how long a woman who is taking hormones should take them. Another thing to be aware of is that when women have gone through menopause, their risk of heart disease becomes equal to a man's. Looking at diet and cholesterol at that point is important. It's never too late to lose that extra weight and start exercising as a way to help prevent heart disease.