Summary The Homeowner RRAP offers financial assistance to households in Core Housing Need who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety. Assistance may also be available to alleviate overcrowding. The forgivable assistance is available only for mandatory repairs relating to health and safety, and to extending the useful life of the property.
Repayable assistance is available for other eligible repairs, such as installing insulation.
Work carried out before the Homeowner RRAP loan is approved in writing is not eligible. This program helps fund repairs and modifications that help preserve Canada's stock of affordable housing. The maximum loan amounts available vary according to the three geographic zones. Additional assistance may be available in areas defined as remote. Forgiveness available is based on a percentage of the repair cost.