The entity must be tax supported and protected by governmental immunities. The strength of our program is the simplicity of the Public Entity and School Liability forms. It blends General Liability, Auto Liability and Public Entity Errors and Omissions coverage into one, easy to read policy. The policy contains one Insuring Agreement, one set of Definitions, one set of Exclusions and one set of Conditions. There is no back and forth between sections to determine where and if coverage is provided.
Public entities are a complicated class of business.
They require a significant amount of information to analyze exposures. If information is complete, we will work with you to provide a timely proposal. We are flexible and can offer several alternatives to serve the needs of individual accounts. Because of the level of sophistication of many public entity clients, we can offer programs excess of self-insured retentions. Self-insured retentions are a preset amount that the public entity assumes to manage claims on a primary basis.