Purchase this publication to get the latest information about the rules, compliance, pricing and more including the recent changes. It contains the latest set of rules, Credit Commissioner interpretations, examiner guidelines, profitability issues and statistics and marketing guidelines needed to make your lending program a success in today's environment. Better than a dictionary, the guide is divided into two sections with English and Spanish alphabetical listings of frequently used phrases and words to simplify reading and writing letters, contracts, agreements, business forms and transactions. The Texas Credit Law has changed once again . . . Texas usury law is complicated and restrictive, containing many traps for the unwary.
Most loans move from closing to payout without any unusual problems.
This new publication by Robin Russell, author of TBA's best-selling Texas Secured Lending Guide, is a comprehensive reference to debt collection for Texas banks. The most comprehensive guide to secured lending in Texas today, this essential desk reference provides bankers with a thorough understanding of the documentation customarily used in today's complex lending transactions. Additionally, the new 2000 edition includes an overview of the new Article 9 and the transition rules for its implementation. This lending guide has a tremendous amount of information . . . Failure to post the required statutory language may prevent you from successfully prosecuting someone who violates the prohibition or subject you to possible civil liability in the event someone is injured by a concealed handgun in your bank.