Applicants must also show they are motivated and responsible enough to participate in the program. Undergo drug screening. Complete a workshop on safe driving skills, car maintenance and car ownership. Complete a program offered through HAC on economic literacy. Good used cars are provided at low cost to working, low-income individuals, improving their ability to retain employment and meet personal responsibilities.
Participants improve their credit by taking a personal bank loan to purchase their car.
Loans will be structured in a way that will guarantee successful repayment. Participants will have access to a job counselor and other social service providers. Participants will receive reduced-cost car insurance under a group insurance program. Participants will receive driving safety and car maintenance training and assistance in getting their driver's license, if necessary.