For policyholders, we settle the claims and then work with the bondholder for financial reimbursement. Travel Guard bases the cost of its policies on the price of the trip. Travel Insurance offered by the cruise lines do not cover you if the cruise line goes out of business. Only certain 3rd party insurance companies cover that possibility. Some policies do not cover preexisting medical conditions, while others require that the insurance be purchased within seven to 14 days of making the initial cruise deposit.
Many policies purchased from the cruise lines exclude coverage for preexisting medical conditions.
Find out more about travel insurance online with Travel Guard International or visit Access America , another company that offers trip insurance.