12 Coverage dates and deadlines. What questions should I ask my health insurance carrier before applying for an Exemption from the Student Insurance Plan. The University requires that students be covered by health insurance and provides a group health insurance plan for which the fee is automatically assessed along with tuition and other fees. Tuition and fee waivers do not apply to the insurance fee. If you currently have health insurance and are considering exempting from the Student Insurance plan, please ask your health insurance carrier the following questions before applying for an Exemption.
Exemptions automatically void after three consecutive semesters of non-registered status.
If not, then in effect you or your student do not have health insurance coverage for local providers while attending school, which is nine to eleven months out of the year. Make sure your student understands they would be required to return home for services. For many students this is their first extended stay away from home. McKinley Health Center does not have evening hours and is closed on Sunday and holidays. Illness that might seem quite critical to a student in the middle of the night, may or may not be considered an emergency by a health insurance carrier.