After all, they want you to use their product and therefore have an interest in helping you be successful. Some states have small business financing authorities that issue tax-exempt development bonds that be used to finance land, buildings and equipment for manufacturing businesses. Check with your local government office for details. If you quit you employment, the loan must be repaid immediately. If you don't the amount borrowed is treated as an early distribution and is taxable.
Many foundations provide funding in the form of grants.
These should be used with care because of the excessively high rates of interest usually charged. Best way to determine what kind of business to start is to look to your own interests and abilities. Interest is paramount and the expertise can be learned. Research your interest or consider a trade school or community college. Use the Internet to search for web-based training on a variety of subjects.