And many working people are afraid their benefits will disappear before they retire. Demographics and economics are changing Social Security's playing field. In 2011, the oldest members of this generation will start to reach 65, placing an increasing burden on the Social Security system. Today there are about five people ages 20 to 64 for every American 65 or older. By 2030, however, the proportion will drop to slightly less than three to one.
Many experts say no.
They say Social Security is in excellent financial condition. And while there are reasons for concern down the road, there are also reasons for optimism. Corrections in the system must be made, but it will never go broke. While the percentage of elderly will increase in the next century, childbirth is expected to decrease. In 1965, there were 95 dependents for every 100 working-age Americans.