The University and covered employees share the cost of coverage. LONG TERM Coverage under the long term disability plan is provided by Emory for regular faculty and staff, working at least half-time. There may be a waiting period for coverage eligibility depending on the employees classification. Emory pays the full cost of this portion of the plan. All accrued leave balances must be exhausted before benefits are payable.
Employee can elect to pay for coverage on a before or after tax basis.
There are minimum and maximum contribution amounts. All contributions are vested immediately. Employee contributions may be made on a before or after-tax basis up to the IRS limits. Various waiting periods are required for part-time employees, their spouses and dependent children. Proof of relationship is required.