Below are some steps you can take to improve your current retirement plan and keep on top of your investments. Communication Address any of your concerns to your boss, management, or the benefits department. If nobody knows about your complaints nothing will be fixed.
Most employees take the passive approach and do nothing for fear of getting on the boss's bad side.
Don't approach management aggressively but rather humbly. Chances are your boss will look into it because more than likely he or she has more money at stake in the retirement plan than you do. Lobby, Lobby, Lobby Many advisors say you have to lobby. Form an employee group and educate one another. When you get your facts and information in order then approach management as a team.