This benefit allows health insurance to continue when a person goes back to work. After the Continuation of Medicare Coverage ends, the Medicare Buy-In Provision allows the disabled worker to purchase Premium HI Medicare Coverage. Beginning the month following the end of the Trial Work Period, benefits may be reinstated without an application, a new disability determination or any waiting period. Costs for items and services must be paid by the disabled individual and the expense must be reasonable and must be necessary in order for the individual to work in order to qualify as a impairment-related work expense. Social Security Disability Insurance is an insurance program run by the Social Security Administration for disabled people who have paid FICA taxes and are eligible to receive disability benefits.
Payments begin after a five-month waiting period.
Substantial Gainful Activity is work activity either as an employee or a self-employed person which indicates that a person is not disabled. Impairment-related expenses are considered in determining countable income. Months will not be counted as part of the Trial Work Period unless they are within a rolling 60-month period. Following the nine months and a cessation month, benefits are paid for two additional months. Copyright 1996-2001 National AIDS Fund.