A person looks at a vehicle for comfort, features, style, and good gas mileage. Insurance is not an option for Minnesotans. It is required by law before you can obtain your vehicle license plates or tabs.
Insurance helps cover expenses when an accident occurs.
The coverage could be medical or for car repairs. The type or amount of coverage depends on the different deductibles a person selects. Many of the items or options offered by insurance companies are mandatory if a loan is secured through a lending institution. Liability coverage pays for damages due to bodily injury and property damage to others for which you are responsible. If you are sued by the other driver, it also pays for defense and court costs.