After an accident, it's often hard to remain calm and collected, but being aware of the signs of insurance fraud can help protect you against becoming a victim. The staged accident. You're driving along a heavily traveled street when the driver in front of you brakes suddenly, for no apparent reason. You hit the vehicle in a rear-end collision. Two months later you find out a claim has been filed against you for vehicle damages and injuries that the driver sustained in the collision.
Insurance claims against the targeted driver.
After an accident, you should always call the police immediately, followed by a call to your insurance company. Suggesting that you're sorry could set you up for big liability claims against you. You've just been broadsided at a major intersection, and are waiting for the police to show up, when you're approached by someone who says he knows just the lawyer, doctor, auto body shop, or tow-truck company that can help you out. He's very convincing, and promises that if you make an insurance claim you'll get a big payout for this accident. Cappers learn of car crashes from police scanners, then show up at the scene with unsolicited advice for victims.