Later that year, an Alameda County Superior Court judge ruled that Proposition 103 should not allow insurers to adopt rates according to where customers live. It's a civil rights issue and a voter rights issue. An appeal has been filed by the plaintiffs with the state Supreme Court, asking that the appellate court's decision be overturned, so that where you live cannot be a major determinent. Jerry Davies, a spokesperson for the PIFC, a state industry trade organization, says he expects the Supreme Court to make a decision on whether to take the case in about three weeks. He would not speculate on when it might reach a final decision.
Insurance is based on predictability.
Everyone in the suburbs will be subsidizing those in the cities. However, Doug Heller, a consumer advocate with the Foundation for Taxpayer and Consumer Rights, one of the groups that filed the appeal, says that voters clearly told legislators they wanted their rates based on how they drive, not where they live when they voted for Proposition 103. It's a civil rights issue and a voter rights issue.