A load of lumber has just been delivered to the site and signed for. Over the weekend it disappears. An employee of the plumbing contractor you hired breaks his arm through his own negligence. The plumber does not have workers compensation insurance. A salesman claims whiplash from a fall he took on your construction site while trying to sell you siding.
Kids love to play on construction sites and sometimes get hurt.
Somehow a pipe was damaged and water damage is extensive. No one takes responsibility. A contractor, sub-contractor or material supplier has the right to place a lien on your property if they do not get paid for labor or material. A lien waiver is a release signed by contractors and suppliers stating that they have been paid for all labor and material that they have supplied on your project. By signing, they relinquish all rights to place a mechanics lien on your property.