He lost a significant portion of his real-estate deposit when he decided to find another job and remain in his original home. If the retired executive had tested his leisure time prior to retirement, perhaps by taking an extended vacation and renting a place in the Sun Belt, he would have known what to expect. Difficulties can also arise when one member of a married couple retires early in order to spend time with a retired spouse. Early retirement often means a loss of pension funds and other benefits, so if a couple cannot agree on a plan for their leisure years, the financial loss incurred due to retirement cannot be justified. In addition to financial concerns, retirement can also trigger psychological changes.
Jobs provide individuals with constant recognition.
In order to fill the need for recognition after retirement, social interaction and alliance with a group of like-minded people are key. Joining a club or volunteer group before leaving the job can give retirees an immediate social connection and recognition as a valued individual. When retirement is not planned by testing free time, psychological problems may also begin to affect retirees' physical health. Individuals can become depressed and anxious, feelings which can lead to a wide variety of health problems including sleeplessness and changes in eating patterns. Most failed retirees do not follow the adage that it costs less to stay healthy than to get healthy.