If you are in a residency program in dentistry. When enrollment at Marist ceases, your Perkins Loan will enter a grace period of 9 months. During this grace period, interest does not accrue. You may pay off your entire balance, without interest, during this time if you wish. The first payment of principal and interest becomes due 12 months after leaving the school or after reducing enrollment status to less than 6 credit hours per term.
Interest begins to accrue after nine months.
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