The worker is a new hire or the policy recently began. They took unexplained or excessive time off before the claimed injury or accident. The alleged injury occurred before or just after a strike, layoff, plant closure, job firings, etc. They report an alleged injury immediately following disciplinary action. History of personal injuries, workers' compensation claims, or multiple car accidents.
Job history shows many jobs held for short periods of time.
The alleged injury relates to an existing injury or health problem. They use addresses of friends, family, or post office boxes. No known permanent address and move frequently. Family members know nothing about the claim or alleged accident. Their version of the accident is not consistent, not believable.