We have a small boat that doesn't go very fast, so we're safe. The typical boating incident involves a small boat, less than 16 feet, with a motor of less than 16 horsepower or no motor at all. I've been driving boats for years, I can handle anything. Nearly 80 percent of boating incidents involve operator-controlled factors. Human error can happen anytime so be prepared by wearing a life jacket.
Life jackets come in all price ranges, and some can be purchased for only a few dollars.
Just make sure you get the right type for your planned activity and one that fits properly.