Employer has an option of managed care. 3 day waiting period. The injured person is to choose a physician from the employer's P.P.O. list. If the employer has no list, the injured person can choose the treating physician. 3 day waiting period .
Injured person can choose the treating physician.
7 day waiting period . Injured person can choose the treating physician from employer's panel list . 3 day waiting period . Injured person can choose the treating physician. 7 day waiting period .