Work together to reduce the causes of stress. Time, when well-managed, can help reduce stress. Use time efficiently when looking for a job, learning new skills, and economizing around the home. Take time to be good to yourself and your family. In times of financial difficulty, communication among family members is critical.
Financial problems affect the whole family.
Even children may feel tremendous stress. When making important decisions one way of keeping the family together with a feeling of team spirit is a family meeting. This is a simple way to bring regular discussions about family members' needs and wants into the family routine. Financial pressures mean that children, particularly teens, often face problems just as difficult as the problems their parents must face. A family meeting provides a chance to explain how family choices are affecting them.