Take a look at some of the most common myths. Millions of scholarship dollars go unclaimed every year. The statement that private scholarship dollars go unclaimed is unfounded. You can do your own search for scholarships. You or your parents can't get any financial aid because your family income is too high.
Income is only one of the criteria on which financial aid is based.
Also some scholarships are based on merit. You shouldn't even consider your first-choice school if it costs too much. Generally, the higher the total school costs, the easier it is to demonstrate eligibility for financial aid. You should apply to the school and wait to see the financial aid award letter. You may be pleasantly surprised.