In an effort to determine the effectiveness and functionality of our web site, we monitor aggregated data regarding the use of our web site. Questionnaires or surveys, during usage, are sometimes utilized to develop and improve the services offered. Therefore, questionnaires and surveys are not mandatory for our users and allow the user to choose not to participate. We may share statistical data with our affiliates, brokers, and providers for marketing purposes and the improvement and promotion of our web site services. Although we reserve the right to share this information as indicated above, this statistical data, including questionnaires and surveys, does not contain any personal information that could disclose the user s identity.
Information is provided to nonaffiliated third parties as required by federal and state law.
A cookie is a mechanism that permits a web server to send small pieces of information or text through your browser to be stored on your hard drive. This information or text allows the server to identify frequent visitors of individual web sites. We suggest that you contact the appropriate controlling authorities of these sites or review their privacy policy. While on a secure page, such as the login page, the lock icon on the bottom of web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to unlocked, or open, when you are just surfing . Only employees who need the information to perform a specific job are granted access to personally identifiable information.