Also remember to save the receipts of major purchases like television sets or computer equipment. That also helps establish your loss. Washington wildfires periodically raise the issue of fire coverage and its cost. People who live in areas susceptible to wildfires without available fire service may have more difficulty obtaining coverage, although it has traditionally been available through surplus-line brokers at an additional expense. Wildfire-threatened homeowners may be able to trim their costs indirectly by cleaning up their property to eliminate natural fuel.
Homeowners also can cut costs by looking to the construction materials used in the home.
Masonry homes or less flammable roofing material can provide a price break.