Companies do not turn these trails on because they can slow the system. Prioritize what needs to be audited the most. Then turn on the audit function only for those specific data fields. Have staff read and sign a policy covering the do's and don'ts of system usage, including everything from Internet use to passwords. These policies are getting more affordable as insurers target sales to small businesses.
Employers can deduct employee contributions up to certain age-specific limits.
Bargain with your agent and do not buy more coverage than you need. Also, do not buy any policy that gives insurers the right to refuse renewal. By building up a group of more than 15 members, you may buy a policy at a discounted rate. Do not scoff at those old standby promotional items, such as pens, calendars, mouse pads, key rings and coffee mugs emblazoned with your company name. New research shows they can bring in more business than you think.