As with any kind of insurance, the higher the deductible, the lower the premium. This clause allows the insurance company to approve the use of used parts in the repair of your damaged vehicle, which saves the company money but doesn't necessarily pass any savings on to you. Ask your agent to modify the clause to include your right to say no to used parts. You can also check with your state's Department of Insurance for the company's record of customer complaints. An auto insurance policy that generally covers five or more vehicles used for business purposes.
Laws regarding no-fault insurance vary from state to state.
Ruling on an insurance claim where the cost to repair damage to a property exceeds its actual cash value. Inc. All rights reserved.