Habitat houses are sold to partner families at no profit, financed with affordable no-interest loans. The homeowner's monthly mortgage payments are recycled into a revolving Fund for Humanity that is used to build more houses. Prices will differ slightly depending on location and the costs of land, professional labor, and materials. Houses have been built worldwide. The affiliate's family selection committee considers an applicant's level of need, willingness to become partners in the Habitat program, and ability to repay the no-interest loan.
Every affiliate follows a nondiscriminatory policy of family selection.
Neither race nor religion is a factor in choosing Habitat homeowner families. Two of Habitat's most famous and hard-working volunteers are former President Jimmy Carter and his wife, Rosalynn. Fuller had wondered if the Carters would become more involved with Habitat, and he asked for a meeting with the former President Carter. And don't be bashful. Since then, the Carters have helped immeasurably raising funds and volunteer interest, publicizing Habitat's good work, visiting overseas projects, and helping with the builds.