The PPO plan offers a flexible plan with over 50,000 doctors to choose from. You would visit that doctor for all routine office visits. If you needed to see a specialist your PCP would refer you to another provider within the HMO network.
Employees have the option to purchase supplemental life insurance to increase their coverage.
Spousal and dependent children life insurance is also available. The plan is designed to allow you to put aside tax-free dollars into an account which would be used to pay for health, vision or dental expenses not covered by insurance. The plan year runs from January 1 to December 31. All employees must re-enroll each year. Open enrollment is each November.