However, office visits by members are rare because this credit union has no tellers or cash. Combine that with a long list of value-added products, convenient services, good rates and our employee commitment to members, and you have the components for a successful 'virtual' credit union.
Electronic transactions play a major role.
Of the more than 1.3 million deposits, withdrawals and payments posted at the credit union during 1998, only 9.4 percent were processed manually. Members have access to their account histories and transaction capabilities 24 hours a day, seven days a week, via phone and Internet. The credit union also offers a loan application and approval service 24 hours a day through a third-party provider. Return to AAL's Home Page . Products of Aid Association for Lutherans are available to applicants who meet membership, insurability, U.S. citizenship and residency requirements.