For single working individuals, however, getting ill would not only mean additional expenditures but forgone family earnings as well due to reduced productivity. For the perennially vulnerable, however, there is the option of securing a medical plan. Medical plans work like the now ubiquitous prepaid mobile phone cards. Medicards also enable their holders to avail of discounts when securing services from accredited facilities. Drexel Van Soto, a training officer of Philamcare Health Systems, Inc., says securing a medical plan gives its holders immediate access to health services whenever they need it especially in the event of a serious illness.
Health is primary concern for everybody next to food.
With a medical plan, you can be assured that someone will be taking care of you should you get sick. HMOs offer preventive and curative health care services. The purchase prices of medical plans vary depending on the customer's age and medical coverage requirements. Rates, however, dip for customers in their teens up to their late 20s, the age range at which customers are said to be at their healthiest. HMOs usually extend flexible payment terms to customers, giving interested buyers a choice of monthly, quarterly, semiannual and yearly payment schemes.