What is a Credit Union What is a Credit Union A credit union is unlike any other financial institution. Owned and operated by the people it serves, every credit union is formed by a group of people wanting to control their own financial destiny. Credit unions represent deep-seeded values and a long history around cooperatives. Bringing their money together as savings and by making low-cost loans to each other, they establish a cooperative serving its members. At the heart of a credit union are goals of placing service and member's needs above all else.
Every credit union operates democratically giving each member equal voice and an equal vote.
Regardless of his or her assets in a credit union, each members has an equal say in the operations and decisions made. After specifying the region, information with the credit union name, address, and telephone number will appear. We invite you to contact a credit union in your area and speak to someone in member services who can further inform you on what it means to become a member, and see if you qualify. We would be glad to help you start enjoying the benefits of being a member of a credit union.