Food Safety 3. Grandparents' Visitation Rights 4. Several years ago, I had trouble paying my credit card bills. This wound up in my credit report, and it's making it hard for me to get a car loan now. A credit repair business has offered to fix my credit rating for a fee.
Good credit is one of the most valuable assets' a consumer can have.
It is difficult to qualify for a home mortgage or a car loan without having a good credit rating. Consumers who are desperate to restore their damaged credit rating make good targets for a credit repair scam. Credit repair and credit improvement companies promise to fix your credit and erase' negative items from your credit report. Unfortunately, while they keep the fee, these companies often are unable to deliver on their promise to repair your credit rating. Typically, a legitimate credit improvement company will write to a credit bureau, asking to have inaccurate or false items corrected or removed.