Competitive edge for smaller portfolios Essentially, Portfolio Management Package gives lenders greater competitive advantage without buying and installing a totally customized behavioral scoring system. To ensure expected results, Portfolio Management Package provides ongoing consulting from industry-experienced consultants who monitor performance and provide strategic recommendations for changes to cutoffs, policies and actions. Fast, powerful and affordable With Portfolio Management Package, Experian can deliver a comprehensive behavioral scoring solution in 60 days. To use this service, lenders send Experian their customer master file data on a daily, weekly or monthly basis. Experian processes the data through the Portfolio Management Package system and electronically delivers the results and decisioning in less than 24 hours.
Lenders can change strategy parameters through a simple overnight process.
Experian consultants evaluate each portfolio's results using a comprehensive reporting package, which includes roll rate analysis, delinquency movement, loss exposure, matrices of balance and limit by score. The flexibility of Portfolio Management Package allows it to be adapted to create custom scorecards or even a custom software system. For example, a lender using Portfolio Management Package may want to further refine its system through some customization. Experian can develop a customized scorecard based on data specific to a particular industry. Inc. All rights reserved.