Think of a snowball rolling down a hill, increasing in size and gaining speed as it collects more snow. With tax-deferral, more money is working for you than in a taxable investment. Your retirement plan features 13 investment funds that allow you to tailor an investment strategy reflecting your personal financial goals as well as your comfort level for risk. If you want to create your own investment portfolio, there are nine Select Funds available representing specific stock and fixed-income investments. Asset diversification spreads risk across different investment types such as US and international stocks, bonds, and cash-equivalents.
Diverse styles spread risk across specific investment practices such as growth and value investing.
Manager diversification spreads risk among multiple managers who practice complementary investment styles within an asset class. This philosophy's goal is to, over time, improve the possibility of higher returns and lower risks for long-term investors. Ease of Use Several features have been added to the Annuity Board retirement plans to make them easier to use. For example, the value of Annuity Board funds now is calculated daily to account for changes in the stock and fixed-income markets. You can use this system to check your account balance, transfer money among funds, change contribution allocations, or speak to a Customer Relations Specialist.