No one can claim personal credit for having believed the Bible, because even a person of very low intellectual ability can believe and understand Bible truth. Therefore, the faith system for acquiring doctrinal knowledge is perfectly fair and compatible with Grace. It is the only method of learning which is commonly available to all members of the human race. The value of faith does not lie in the strength or intensity with which a belief is held. The merit of faith lies, rather, in the idea or object which is believed.
Faith is valid only when it has a valid object.
One of the most important results of Christian growth is the progressive increase in the believer's ability to use faith. Several important factors in the development of Christian faith are listed here along with some representative Bible passages. Faith is part of the fruit of the Holy Spirit and requires the control of the Spirit for its function. Applied knowledge overflowing from the human spirit, which refers to all witnessing, requires the exercise of faith. Moving towards maturity includes the development of great faith.