X hours worked. Maximum hours accrued per year, 48. Defined benefit plan funded by Employer. Full vesting upon attaining 5 years of service. This account replaces employee social security contribution.
Employee voluntarily contributes on a pre-tax basis.
Ages 6 wks to 5 years. Choice of using any provider. Pay specific co-pay based on service. LIFE Mandatory program. Term coverage - no cash value accrual.