New York State's Children's Health Insurance Programs, Medicaid and Child Health Plus are available to children ages 18 and under in families with incomes up to 230 percent of the federal poverty level. For some families the health insurance is free. Others pay a small monthly fee depending on their income. Families with incomes over 230 percent of the federal poverty level can obtain this health insurance by paying the full premium. Families can apply for Medicaid at a local Medicaid office.
Families can also check with their doctor, clinic or local community-based organizations.
These sites may have staff to help a family fill out the application. Most Medicaid offices have walk-in hours and do not accept appointments. Families must arrive very early on the day they plan to apply. A child applies for Child Health Plus by joining an insurance plan that serves the borough, county or region in which a family lives. Once a family decides on a plan, the entire application process can be done through the mail.