The plaintiffs argue in their brief that the policies issued by LINA could be converted independent of K.S.A. 40-434. These issues were neither raised nor addressed by the trial court. Issues not raised before the trial court cannot be raised on appeal. The Court does not reach the issue of failure of consideration because the Court has determined there was no coverage. We agree with the trial court.
Insurance becomes effective on .
The application for group life insurance provided that there was a company-imposed waiting period of 30 days, except that such waiting period did not apply to original enrollment, and that employees became eligible on the first of the month following the completion of the waiting period. They then propose that such ambiguity should be construed in a manner most favorable to the claimant. This argument is at odds with other provisions of the policy. In any event, the policy issued to the decedent clearly provided that it would become effective on June 1, 1996. This does not establish that the decedent met the additional policy requirements found in the definition of an insured employee or that the plaintiffs are entitled to recover on an accidental death and dismemberment policy which, by its own terms, did not become effective until 3 days after the decedent's death.