Health insurance is necessary in the United States because of the high cost of medical care. Absent health insurance, a serious illness, injury, or major medical emergency could mean financial ruin. If an international student accepts government assistance to pay for an unexpected medical expense, that student may jeopardize his or her standing with the Immigration and Naturalization Service. Health insurance is the only protection against the cost of an unexpected emergency or illness. Baylor University has endeavored to obtain the lowest health insurance rates possible for its international students.
Group policies tend to offer the lowest rates.
Enrollment in this health insurance plan occurs automatically when you register. You may request a waiver of this coverage by completing a waiver form available in the Office of International Programs. A waiver will be granted only if you already have adequate health insurance or you would like coverage superior to that available under the group policy.