Nationally, a car is stolen about every 20 seconds. Park your car in a safe, well-lit area. Install anti-theft devices. Insurance fraud is big business, second only to income tax evasion. It's estimated that one of every 10 claims in the U.S. is fraudulent.
Insurance companies have special investigative units to look closely into suspicious claims.
Claims people get specialized training to help them detect and deny fraudulent claims. Insist on complete honesty, from yourself and others, when you're involved in a claim. Recognize that fraud against your insurance company directly affects the premium you pay. Inflating or padding your insurance claim IS fraud. Support laws that impose stiff penalties for insurance fraud.