There are two kinds of household insurance policy. Buildings insurance, which covers the structure of your home and any fixtures and fittings, and contents insurance, which covers all the furniture, furnishings and the like in your home. In fact, it covers anything you would take with you if you moved. The sum insured under a building policy must be the full rebuilding cost of your home and our calculator can help you work out the right figure. This pays for compensation if you are successfully sued You owe it to your family to make sure that they could cope, financially if you died.
Life insurance is the answer.
It guarantees financial protection to help your family manage after your death. The peace of mind that life insurance buys can help you to make clear plans for the future. Click on the heading in the left-hand column to get further information on these and many other insurance topics.