Some Republicans talk about personal responsibility. That sounds good, especially to people who are smug and, at the moment, healthy. Better that the community share individual risk and pay a fair rate, common for all. At the other end of the debate is single-payer. Many Democrats favor it and it's the centerpiece of the Progressive platform.
Every western democracy has a single-payer system in one form or another.
It's neither new nor experimental. For a brief period, I lived part of each year in Montreal. While I was insured by Blue Cross my then partner, who taught in Montreal, was insured under Quebec's single-payer system. Our child was born under that system. Critics of single-payer talk about government control of health care.