The second thing you need, not surprisingly, is a legal system. In the case of Korea, Thailand, and Indonesia, there was no effective bankruptcy law. It was impossible for us to do effective reconstruction - in fact it still is in some of those countries, notwithstanding the existence of the law on the books, because you do not have lawyers, you do not have a legal history, you do not have judges with recognized jurisdiction. So it takes a little time, and that led us to think that a legal system is only effective when you have a justice system that works. If you do not have a legal system and a justice system, it is very, very hard to deal with the question of equity, the issue of distributive justice.
Distributive justice is protected by a justice system and by a legal system.
So that was the second point. The third point was that you need financial supervision and control, at the level of banks, at the level of financial markets, at the level of capital markets, at the level of leasing, agricultural banks, the whole thing. And it has the most immediate and direct impact on the poor. So before we get to implementing our fiscal and monetary policy, you really need, in parallel, to put in place a structure or a framework on which you can build your economic program. And the fourth thing you need is a social safety net and a social structure that works.