The airbags are warped and the airbag light, abs light and the engine light are on. Which tells me that the vehicle has sustained severe smoke and heat damage that would be hard to reverse. When Kevin B. inspected the vehicle he denied damages that were obvious and did not want to repair the vehicle back to the condition it was before the loss. I told him that my wife and I were sleeping and if I have not awakened up we would have been killed in the fire. All I want is my vehicle replaced or repaired like it was the day before the loss.
Insurance companies are always suspicious of fires.
Paul needs to remain calm and try to press, firmly but politely, for the best deal he can get, which may not be nearly what he wants. Even if the vehicle is totaled, Paul will get a settlement that reflects much more depreciation than he's prepared for. My car was rear-ended. I was taken to the hospital in an ambulance. I had a previous injury and surgery on my neck that made me susceptible to injury.