Prioritize those areas where your options are limited to paying in cash, and review your alternatives where there may be another way. For example, it is not necessary to pay all cash for a delivery truck when you can rent or lease one. Next review what might serve as collateral for your loans. Unsecured means that there is no collateral granted for the loan. Secured loans mean that there are assets pledged to secure the payment in the event you are not able to pay.
Lenders go through an evaluation of the collateral to determine how much they can lend against it.
The most common split is by sales and loan size and type. You would obviously not get a car loan and a corporate loan for General Motors at the same place. Do your research. Get to the right spot. One of the worst mistakes you can make is to ask for more money than you can afford to repay.