Even if it isn't to blame, the Central bank has had the foresight to commission two mini-studies of the problem of payment that have never been made public. Fictitious debtors, creative accounting methods, the misuse of payment slips, and disregarded exchange bills, are all commonplace and are excuses that are readily used by officials who deny that a payment problem even exists. From the analysis of the National Bank it is evident that non payment has become a real threat to the banking and financial sector. Even if the Central bank isn't to blame, it can't simply walk away from this problem. Once the courts were most to blame for payment problems, but it seems that lately the problem has become so bad that it has outgrown them.
Law are another problem.
The daily newspaper Slobodna Dalmacija's accounts have been frozen for weeks, and the paper would be obligated to begin bankruptcy proceedings if the whole affair wasn't judged to be a question of state interest. Judging from these comments, it seems that the government has nothing to do with all these problems. He requested negotiations directly with the Prime Minister, and refused to negotiate with the director of the Health Care Fund and the Minister of Health. Fortunately, the general trend for the healthy normally privatized parts of industry is towards compliance in payments. The fact that debtors are coming to light is also a good sign.