Good afternoon and welcome to Viewpoint with our guest, Bill Smith. Bill, thank you for joining us. There is no way of being certain which is the best plan for you and your family.
Health insurance is a gamble.
No one knows how much or what kinds of medical care they will need next year. You should review the kinds of medical care you and covered members of your family have used in the past few years. That should give you a clue as to the kinds of care you'll need in the future, but it won't help to predict unexpected illnesses or accidents. Don't make your decision based on the chart. Benefit structures and their brochure descriptions vary, and information in the Chart can be misleading.