The household sector covers individuals except for individual enterpreneurs and farmers. Breakdown by private and public sectors are estimated on the basis of monthly balance sheets of banks. Banks under liquidation are required to report on a quarterly basis, and accordingly their deposits are included in monetary aggregates. However, banks under bankruptcy or liquidation can apply to the NBP Management Board for exemption from this reporting requirement or for determining other procedures and principles of reporting. The provisions are presented gross.
Interest is on an accrual basis and included in the specific category.
The NBP posts data according to the presentation of NBP Information Bulletin on its website.