Categoric assignments are broad and group many syndromes under the same numerical assignment, thus losing valuable information on specific genetic diseases. The Centers for Disease Control are developing statistical models for generating comprehensive reports on genetic disorders. Health insurance is considered a basic benefit by most workers. In todays health insurance market, benefits are largely controlled by the customer - employers who are purchasing health benefits for their employees and by large groups looking for the best buy for their health care dollar. Group plans far outnumber individual insurance plans.
Employers tend to choose the least expensive package which covers essential services.
Genetic services are often considered superfluous, applicable only to a few group members and therefore, not a covered benefit. Health Maintenance Organizations tend to provide only those specialty medical services available within their own staff and rarely employ a medical geneticist or counselor. Laboratory and procedural services generally fare better in the acceptance process of private insurance companies and HMOs. Not all workers, however, have a health insurance plan. These individuals and families must rely on publicly funded programs to receive genetic services.