To consolidate debt by refinancing a higher loan balance and using the cash difference to pay off credit cards, auto loans or other debts. To pay off the mortgage sooner by switching to a shorter term. Call us toll-free to find out if refinancing is right for you. Either fill out the application online or call us directly. In addition, you may choose to pay points in order to get a lower rate, or accept a higher rate in exchange for having the lender pay some or all of your closing costs.
Every situation is different.
Once you submit your loan application online you'll automatically receive a customized list of the documents you'll need to provide. We offer special loan features that include low documentation or even no documentation. Call your personal loan consultant for more details. PMI is collected monthly along with the mortgage. Within three days after your loan application is submitted you'll be sent an estimate projecting the amount of the monthly PMI payment.