Step up one level if you feel rich. Anything beyond that level is overkill for the net. Almost all modern printers can print graphics. Any printer will do. You can even live without a printer while your getting started, but they are handy.
Hard drives are a lot more reliable theses days, but they still crash sometimes.
And they are just too big to back up to diskettes. Otherwise, you won't bother to back up the hard drive very often, and you'll be sorry you didn't. Even though the latest models offer speed and great color graphics, you can use almost any personal computer to get started on the Internet. All you need is a modem and a software package called a Terminal Emulator. If you have a 9,600 bps or 14,000 bps Get rid of it.