Which is why our experienced loan consultants make an extra effort to locate loan programs that specifically address the financial needs of each client. We are based in San Francisco, California. A number of financial institutions advertise and offer home mortgages. Banks and savings and loans generally have small, in-house loan selections. Frequently, a mortgage broker can offer a loan program at a more competitive rate than the issuing lending institution.
Every borrower has an assigned loan officer, processor and closer.