The same amount of level term insurance is provided at no additional premium to your children age 15 days to 19 years and all future children you may have. Coverage is to the child's age 22, or your age 65, if earlier. Coverage on spouse and children may be converted to a permanent plan. Not available if Additional Insured Rider selected. This optional side fund may be used to build cash reserves for the future.
Interest is compounded annually, and the fund earns a competitive current interest rate.
The interest rate will never fall below a guaranteed minimum. Ask your Farmers agent for the current and guaranteed rates.