For many of us, it not only affects us financially but also emotionally. Few people seem to have answers to your questions and many people just don't understand that you are a victim, not just the merchants. We understand your frustration, anger and fears since we've been there ourselves. The fact sheets in this section will provide action guides to help you through all the steps you will face. Please let us know about any additional sheets that could help.
Identity theft is a dual crime.
Clearly the merchants are victims in this crime. While we are not attorneys-we have worked with hundreds of identity theft victims and understand this crime very well. Credit card companies have statistics that show that many of the people who claim they are victims are just trying to get out of paying a bill. In identity theft cases, the burden of proving innocence rests on the shoulders of the victim. Insist on police reports, insist that credit card companies send you copies of applications and credit slips, and insist on getting the paperwork that links your name to the imposter.