Discover how to make the best use of your employer's retirement plan, evaluate lump-sum distribution options, and reduce estate taxes through proper estate planning. Learn about various types of investments such as municipal bonds, tax-deferred annuities and mutual funds. In addition, we will cover Social Security, Medicare and ways to provide for the costs of potential long-term health care. You'll learn about diversification and asset allocation to properly position your assets according to your objectives, risk tolerance and prior investment experience. Highlighting this seminar is the development of your own personalized financial plan suited to your income, assets and objectives.
Estate planning can be manageable if a checklist approach about important matters is undertaken.
Avoiding probate, avoiding guardianship, avoiding a Medicaid spend down, reducing taxes and making sure your assets are received by the intended person are all part of what estate planning can accomplish for you. Each one of these topics, and more, will be reviewed in detail, making your understanding and comfort level about the estate planning process complete. This seminar will help you understand the probate and trust the administration process. Learn to collect files, pay debts, meet with beneficiaries, inspect safety deposit boxes, understand court petitions and appearances, file tax returns, handle cash accounting, sell assets and distribute and close the estate. Illinois code requires that all food service operators must be under the operational supervision of a certified food service sanitation manager.