Data in this release incorporate new seasonal adjustment factors for January 1993 onward. Accounts assessed interest n.a. This release is issued around the fifth business day of each month.
Footnotes appear on reverse.
Percent changes calculated from unrounded data. Comprises mobile home loans and all other loans not included in automobile or revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured. For credit card accounts, the rate for all accounts is the stated APR averaged across all credit card accounts at all reporting banks. Finance company data are from the subsidiaries of the three major U.S. automobile manufacturers and are volume-weighted averages covering all loans of each type purchased during the month.