All Michigan automobile owners must purchase no-fault insurance before registering a vehicle. Proof of insurance should be carried in the vehicle or by the driver. Be sure that you or the car owner have proper insurance coverage when borrowing a car. There are several types of automobile insurance. Liability insurance protects you if your car kills or injures someone else or damages someone else s property.
Liability insurance is the minimum required by law.
Collision insurance protects your car in case it is damaged in a single car accident, or if a collision cannot be proven to be someone s fault. Comprehensive insurance covers your loss if your car is stolen, damaged by fire, vandalism, etc. The amount you pay will depend upon many factors, such as the value of the car, the age of the driver and the past driving record of the driver. The State Farm Insurance office requirements are car title, signed by previous owner and new owner s information, international driver s license or home country s driver s license and proof of medical insurance. Also requested is a copy of the Michigan Registration form faxed to their office upon receipt from the Secretary of State s Office.