The good news is that nearly 19,000 communities in the United States and its territories that are faced with potential flooding participate in the NFIP, so the chances are excellent that flood insurance is available to you. Flood insurance is far better protection than depending on Federal disaster assistance, which is available only if a disaster is Federally declared . If you have a flood insurance policy, you can be reimbursed for all your covered losses, even if a disaster is not Federally declared. With a flood insurance policy, all you have to pay is one annual premium. Then, if you suffer losses due to flooding, you will be reimbursed for your covered losses, and you'll never have to pay a nickel back.
Flood insurance is affordable.
And of course, if you are not insured, and a Federal disaster is not declared, your home and belongings may be ruined with no hope for recovery. Protect yourself, your home, your family, and your financial future . If it does, ask for details about how to buy flood insurance. Do it today. Policies go into effect 30 days after a policy is purchased.