Surprisingly, the range of the returns for stocks is not that much larger than the range for bonds over the same period. Fools recognize that the long-term odds are overwhelmingly in our favor. We know the market shifts everyday, sometimes sharply downward. That can be absolutely gut wrenching when it occurs, but history shows us that the inexorable pressure on the stock market is upward. The biggest bang for our buck will be found in stocks.
Fools opt for stocks above all else as our vehicle of choice for growth over the long term.
Think now about your retirement. Now think about your retirement investments. The mix you have in these instruments is something you must decide for yourself. After all, you're the one that has to sleep at night. Recognize, though, that investing for retirement is a long-term goal.