According to a study conducted by the Association of Fund Raising Council, corporations and private sector organizations have over 8 billion dollars in loans, grants and scholarships available for educational pursuits. Parents earn too much money. The deadlines for applying occur only in the Fall of the school year. The private sector deadlines are passing daily, because many are set to coincide with the tax year or organizational meeting dates.
Grades are the only criteria for an award.
Many applications deal with personal, occupational, educational background, affiliations, and ethnic origins. I don't want to interfere with my financial aid. Scholarships don't always adversely affect any monies your may receive from a Pell Grant. Financial Aid is based on your previous year's income.