The Bay State tourism industry, which has been decimated in the wake of Sept. 11, shows little sign of rebounding. And a hospital chief said troubled times often cause a spike in demand for health care services. In weak economies, it becomes easier for hospitals to find workers. Elizabeth, your industry has for the longest time been seen as the pillar of the economy, while other industries haven't been able to sustain their growth, real estate has been strong. What's been driving that are the interest rates.
Interest rates are still low but consumer confidence is clearly falling.
There hasn't been any change yet, but it's too soon. Closings tend to be 60 to 90 days out, and we're still busy. So far things are strong. I have an offering on a three-family that I put together last night. There was no reason for them not to go ahead, they wanted to go ahead.