South Africa's 40 million residents look to Johannesburg as the country's commercial hub. Rarely is an H rating assigned. Limited information is available through correspondent bank relationships. Because CCs resemble a limited liability partnership, many larger companies have elected this structure, but pros and cons abound. Administrative backlogs and staff changes have hindered the efficiency of this system in recent years.
Executives can be tight-lipped about divulging information.
If ordering a credit report, allow the agency to reveal your name to the subject company. As laws regarding individuals' privacy rights grow stricter, observers worry that these laws will soon extend to company information as well. Information from the Bankers Credit Bureau Interchange's is available only to banks. Without a national database, agencies work from their own files, which must be reinvestigated. Local courts are checked for civil judgements, collections, and so on.