I can't take it anymore. From now on, this area is all yours. It's up to you whether we sink or swim. Fortunately, with the pressure on, I decided to learn how to be responsible. I got some help, grew to respect a budget, and worked my way out of the mess I had created.
Income has to exceed outgo.
That's about as basic as family finance gets. Now let me make the application to marriage. Before we discuss what I call marital banking, we need to define a few terms. A deposit is anything positive and security-producing that gives your mate energy. The list could go on and on.