New Services A company helping Local 770 members obtain mortgage loans and real estate services at the most competitive rates is providing several new services. That s in addition to personalized notary services that lets Local 770 members refinance or purchase their home without leaving their house or taking time off from work. As part of its escrow service, TCM uses an outside document-signing service that will go to members homes or places of work. They could go down by another 3 point if the Federal Reserves drops rates as it is expected to do again soon. Now is the time to refinance or buy a home because by the first of next year, interest rates are expected to climb as the economy improves, Flanagan says.
Homeowners can write off the interest payments on their state and federal taxes.
TCM owns a real estate company with un-heard of discounts to help Local 770 members find or sell a home, adds Flanagan. The same deal applies to union members who buy homes. TCM even has a credit repair or counseling company.