He is free to not shop at any particular gas station. He is free to not own or apply for a credit card. In making these choices he is applying control over his own life and beliefs. He has released himself from being a victim. In arguing for our choices and having expectations of the result of those choices he has imprisoned himself once again.
Every choice is motivated by an intention.
It is the quality of that intention that determines the quality of the outcome. If our intent is borne of anger, resentment, jealousy, or fear, we will imprison ourselves in the world of expectations and external fulfillment, which at some point in time leads to disappointment, grief, and victimhood. Know that the choice you make is as valuable to you as the opposite choice is to another. Allow others to make their choices knowing that those choices may not be appropriate for yourself. Live with your choices, accept them as yours and yours alone and allow others to do the same.