So we set a limit on what we would pay for a house, and it turned out to be what we paid almost to the dollar. While Floridians rate their wonderfully mild winters as that state's most important attribute, coastal Southern Californians bask in a year-around temperate climate produced by moderating ocean breezes. Many retirees say the topographical diversity of the area, climate, recreational and cultural opportunities and lifestyle choices are unmatched in other areas of comparable size. And if you've given up on the idea of a California retirement because you heard it was too expensive, you should reconsider, says Linda Sarnowsky. The basic tax rate is 1 percent of appraised value plus additional amounts approved by voters.
Energy costs are usually lower, and food and clothing are comparable to prices elsewhere.
And if Carlsbad or Santa Barbara seem a little rich for your budget, take a look at Fallbrook, San Marcos or Temecula. Chances are that you'll find a place that will lure you for life. Carlsbad, the Village by the Sea Jack and Gwen Nelson of Metuchen, NJ, did their homework when seeking the perfect place to spend their retirement years. We wanted a walking community with sidewalks, a college nearby and a good library. Carlsbad has a plethora of attributes that make it perfect for retirement.