The average length of a Habitat mortgage in the United States is 20 years. Internationally, mortgage length varies from 7 to 30 years. Funding comes from individuals, churches, corporations, foundations and other organizations which are moved by concern and compassion to help those in need. Families apply to local Habitat chapters. A family selection committee chooses homeowners on the basis of housing need, ability to repay the loan, family size, and willingness to volunteer time at the project.
Every chapter follows a non-discriminatory policy of family selection.
Neither race nor religion is a factor in choosing the families to receive Habitat houses. There are now more than 1,900 active affiliates located in all 50 states and the District of Columbia and in over 50 nations around the world. For additional information on how you can participate in the work of Habitat, see the Habitat International Web Site . IPs make at least a three-year service commitment. This page last modified January 2001.