We're going to discuss how your page should look now. In my opinion, there is nothing worse than a junked up web page, and there are a lot of them out there. Keep them simple, and people will find the information on your site a lot faster and easier. The first thing I have difficulty with is banners. I'm there for the content.
Frames are difficult to cope with.
My biggest objection to them is that they cut into the size of the viewable screen. This could be death for a commercial site, because it would make viewing products very difficult. Under Construction signs and text are very annoying. If you have a decent web site, you put in time every so often to keep it updated. These often brightly colored signs are another distraction to the eye and are totally unnecessary, in my opinion.