Insurers reimburse employers for costs allowable under administrative rule, such as wage subsidies.
In turn, the department reimburses insurers and self-insurers from the Workers' Benefit Fund. The EAIP probably saves on workers' compensation premium. These savings represent 2.1 percent of 1997 loss costs. Under Oregon law, the insurer or self-insurer may be able to reduce or discontinue time loss benefits if the worker refuses modified work. An employee who refuses light duty also risks termination.