Thanks to little people like me, you have lots of money. Yet, you impose mean practices and charge me multiple times for the same mistake.
Many banks offer free checking.
I have been a customer since 1995, I have rejected these other banks as they make these offers. Honestly, the account number with you is too easy to remember. I bet you did this on purpose, you cruel devil. One time I spent more money than was in my account. Thanks to that monthly fee, you kindly cover the balance for me.