The following is provided as general information about our policies. Of course, if you obtain coverage from us, the actual policy and endorsements, when issued, will determine the limits of your coverage. Minimum coverage limits on mandatory Liability Coverage are set by law.
Higher limits are at additional cost.
It also protects you and household relatives if injured in someone else's car, or by a car as a pedestrian. Uninsured and Underinsured Motorists Pays damages for qualifying bodily injury when you are legally entitled to recover from an uninsured or underinsured motorist. These coverages must be offered with every liability policy. In Indiana, you must sign a special waiver to eliminate them from your policy. Uninsured Motorists Property Damage Illinois state law requires that coverage for uninsured motorists property damage be offered to all autos with property damage liability coverage and no collision coverage.