Federal Stafford Loan Information Click here for Stafford Loan Borrowing Limits Students who apply for any Federal Stafford Loan for the first time at this University are required to attend a pre-loan counseling session before the loan will be processed by our office. Stafford Educational Loans, available to both undergraduate and graduate students, are funded through banks and other lending institutions. Both subsidized and unsubsidized Stafford Loans are available. The Stafford Loan program includes special benefits, such as the low interest rate, guaranteed not to exceed 8.25 percent.
Interest is paid by the government while the student is in school at least half-time.
Eligibility for Subsidized Federal Stafford Loans is determined by using the cost of attendance and subtracting estimated financial aid and estimated family contribution. Eligibility is further limited by student's year in school, and if the student is dependent or independent for Financial Aid purposes. Unsubsidized Federal Stafford Loans cannot exceed costs of attendance as set by the University and approved by the Colorado Commission on Higher Education yearly loan limits. Also limited by year in school and Financial Aid dependency status Because Unsubsidized Stafford Loans are not based on financial need, interest accrues from the date of disbursement. Subsidized and unsubsidized loans can be used singly or in combination to enable you to borrow up to the maximum Stafford amount for your grade level.