Interest is compounded and credited every 91 days. The short maturity and rate of return makes this a solid performer in all investment planning. Interest is compounded and credited every 182 days. For all Certificates of Deposit with maturities of less than one year we will impose a penalty equal to 90 days of interest if you withdraw any of the deposited funds before the maturity date. These investments provide the best interest available for the longer term investor.
Interest is compounded and credited annually.
Bump Rate Certificate of Deposit Maturities from one to five years are currently offered on our Bump Rate Certificates of Deposit. Interest is compounded and credited annually. This certificate allows you the freedom of upgrading the interest rate on your certificate without changing the maturity date or incurring a penalty. When the rates go up all you need to do is exercise the one-time Bump Rate option of the certificate by contacting a Personal Banker and completing a Certificate Rate Adjustment Form. All Bump Rate Certificate rules apply as explained on the Certificate Rate Adjustment Disclosure Form.