Prices will differ slightly depending on location and the costs of land, labor and materials. Habitat houses are affordable for low-income families because there is no profit included in the sale price, and no interest charged on the mortgage. The average length of a Habitat mortgage in the United States is 20 years. Families apply to local Habitat affiliates. A family Selection Committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the load.
Every affiliate follows a nondiscriminatory policy of family selection.
Neither race nor religion is a factor in choosing the families that receive Habitat houses. There are now over 1,000 active affiliates located in all 50 states and the District of Columbia. There are also more than 100 building projects coordinated by international affiliates in over 40 nations around the world. Habitat is a grass-roots movement. Concerned citizens from all walks of life come together as volunteers to form a HFHI affiliate in their community.