The PDO plan provides you with a listing of dental care specialists whom you may use as your dental care professional. The Traditional plan provides you with the freedom to choose any dentist without referring to a listing. Prudential is the preferred provider for RFI's union employees. Please refer to the Explanation of Benefits provided by the insurance carrier for a detailed description of coverage under each plan. Vision RFI offers a comprehensive vision plan with the Vision Service Plan Administrators.
Employees select an optometrist from a nationwide network of doctors.
The plan is designed to provide for regular eye examinations and benefits toward vision care expenses, including glasses or contact lenses. Please refer to the Explanation of Benefits provided by the insurance carrier for a detailed description of coverage. RFI's Section 125 is a voluntary program offered through Nicholas Hicks, that allows employees to use tax-free dollars to pay for a wide array of expenses which are not covered through our other benefit programs. Paying for these types of expenses through a spending account is like getting a discount on something you would have bought at full price. Please refer to the Explanation of Benefits provided by the insurance carrier for a detailed description of coverage.