You should keep this in mind as you look at any performance material especially now. And then there is this is a bitter taste of reality. Our fund picks had their winners, or at least some that didn't do so bad. From our Early Bird Portfolio , the American Eagle Capital Appreciation did the best. We had none of those funds.
Fees can arise when the addition of brokerage costs enter into the mix.
Factor in the costs of the brokerage and the fees can rise significantly. Those fees are paid to management, advertising and other costs. This fee can also get lower depending upon the size and age of the account. Hard to say why but several funds have popped up in recent years that are charging fees that would make some actively managed funds envious. To see the The Effect on Us Another lesson in the never ending battle of protecting what is yours.