Simply fill out our application and an account representative will review your information and help you settle on a payment that fits your budget. Evaluation of your completed application will take 24 hours. No, regardless of you credit history, whether you are over-extended or if you have late payments, you will qualify for our program. Yes, we have established relationships with various lenders that will track your payments on our program. If you are successful making payments through our program over a determined amount of time, you will be eligible for a loan that will pay off the remainder of your debt.
Lenders look for stability when considering applicants for financing.
Our program will provide just that. As long as you are receiving benefits such as lower interest rates, the creditors will discourage additional spending. Therefore, some creditors will ask that you stop using the accounts while consolidating. Yes, you are never obligated to remain on our program for any length of time. However, if you do decide to handle the bills on your own, all of the benefits offered through the program will stop.