Employees choose their own dentist, including specialists, and may change at any time. Dental offices usually file claims, and benefits can be paid directly to the dentist. The employer receives regular claims experience reports detailing claims and administration costs. This gives the employer greater accountability Disadvantages Less Predictable. Employer costs are not fixed.
Expenses vary month to month depending on utilization.
Benefits can be difficult to understand. Purchase Considerations 1. Choose a reliable administrator. Ask for references. Compare plan designs and ask about the TPA's use of UCRs.