However, there are many factors that determine the speed a web page is delivered to you. This can affect your modem's performance. The number of people who are trying to use the same Internet connections that you are using can cause degradation. Response time for the FIRE OnLine server to retrieve the information from our main servers - Archived statement retrieval can take additional time. Encryption of FIRE OnLine - For security reasons, we encrypt each page as we send it through the Internet to your computer.
Encryption causes the files to be many times larger than they actually are.
Because the files are larger, they take longer to download through the modem to your computer. Unfortunately, this is the price for protection. Your computer's processing power. Your browser has to wait for a file to be completely downloaded before it can read the encrypted files properly, and then it has to decipher the code. Depending on the resources your computer has, this can affect how long it takes your browser to decipher the web pages.