If you have more than one shareholder account or if two or more members of your household own shares, you are receiving multiple mailings of the bank's communications. You can help us control the cost of mailings by consolidating your accounts or by requesting that accounts be encoded to suppress unneeded mailings. Your stock certificates are valuable documents and should be carefully safeguarded. In addition to the market value they represent, they are tangible evidence of your share ownership in People's Bank. Do not endorse your certificates until you are ready to sell or transfer your shares.
Endorsed certificates are fully negotiable and can easily be sold if lost or stolen.
As a service to our shareholders, People's offers a safekeeping program that allows you to deposit your certificates with our transfer agent, free of charge. This safekeeping program protects your shares against loss, theft or accidental destruction and provides a convenient way for you to keep track of your shares. If you choose not to participate in People's safekeeping program, we recommend keeping your stock certificates in a safe place such as a bank safe deposit box. We also recommend you keep a detailed record of each certificate in a separate place and include in this record the certificate number, the number of shares, the cost of the shares, the date of issuance and the owner's name exactly as it appears on the face of the certificate. Mellon Investor Services will send you the necessary forms to replace the certificates.