If your bank is one of the few that charges its own customers for ATM use, try to conduct your business with a human teller whenever possible. Remember that a few banks charge a teller fee too. Consider paying for purchases with personal checks, traveler's checks, debit card and credit cards. Remember these other options may carry their own fees. If you plan to use machines a lot, find out if your bank or other institutions offer special accounts or features for ATM users.
Fees can vary, so shop around.
FDIC Consumer News, Spring 1998, p. 14.