Sixty days before the end of your current policy, contact your company or insurance agent. Discuss any changes you expect within the next year, such as adding a new driver or vehicle to the household. Make sure all price quotes you get are for the same coverages and deductible amounts. For questions about auto insurance coverages, contact the groups listed on the back of this brochure. Ask friends, neighbors and relatives for suggestions.
Independent agents are able to check with several different companies.
Direct-writing agents represent just one company. Contact both types of agents. Some agents will give price quotes over the telephone, others may want to meet with you in-person. Meet and talk with different agents and agency staff. Look for a knowledgeable agent who will provide reliable service.