First party claims also deal with such things as health insurance, medical payment coverage, disability insurance, property damage insurance, business interruption insurance and other things of that nature where the policy holder is submitting a claim under his own policy of insurance. Any instance where a policy holder is submitting a claim under his own insurance policy is considered to be first party coverage. Anytime an insurance company is dealing with a claim with their own policy holder, they have a duty to treat the policy holder reasonably and in good faith. Their failure to treat one of their own policy holders reasonably and in good faith could give rise to a claim for damages above and beyond the contract benefits. Our office handles many types of first party claims on behalf of consumers and small business owners.
Every claim is different.
Many times an insurance company's position is reasonable and denial of the claim is justified. If you are having a problem with an insurance company on a first party claim and you would like more specific advice or believe that you need help in dealing with the claim, please feel free to contact our office for a free consultation. Please let our staff know you obtained our name on the Internet and ask to speak directly with one of the attorneys to discuss your legal problem.