We review a circuit court's grant of summary judgment de novo , applying the same standards and methodology as the circuit court under Wis. Stat. 187 Wis.2d at 427. Except as otherwise provided, this section applies to every policy of insurance issued or delivered in this state against the insured's liability for loss or damage resulting from accident caused by any motor vehicle, whether the loss or damage is to property or to a person. See Wis. Stat. Instead, Enterprise maintains, Wis. Stat.
Enterprise is correct.
It is undisputed that, prior to the accident, Enterprise had obtained a certificate of self-insurance from the Wisconsin Secretary of Transportation, pursuant to Wis. Stat. The secretary may, upon the application of such a person, issue a certificate of self-insurance when satisfied that such person is possessed and will continue to be possessed of ability to pay judgments obtained against such person. It is also undisputed that although Chapter 344 establishes certain requirements for self-insuring entities, providing uninsured motorist coverage is not among them. A motor vehicle rental company operating in Wisconsin is subject to the requirements of Wis. Stat. 344.51, a section of Wisconsin's financial responsibility law for rented vehicles.