Both US and Canadian are attractive for dividends. Is there a body for funeral directors etc. I'm not sure I'd like to lodge a formal complaint, rather a comment on industry standards and the like. There is an organization of funeral directors in Ontario, I believe its called the Ontario Funeral Service Association, and it is a voluntary ethics group. In Alberta there is the Alberta Funeral Service Regulatory Board and B.C. has The Funeral Service Organization of British Columbia, but this is not a regulatory body per se.
Expenses includes rent, insurance, heating, maintenance, and so on.
I know that in every industry there's lawbreakers, but the amount of brokers etc. The securities industry is starting to tighten up the rules. Requirements for people starting in the industry are much more stringent than they were even ten years ago. If more people who have been victimized would take action instead of hiding with their embarrassment, that would have a significant effect as well. The number of these cases coming to light seems to be on the increase.