Controlling stormwater and groundwater. Knowing the rules, design considerations, and required permits. Because of public health and safety concerns, development of coastal properties may be governed by local zoning requirements. Know if your property is located in a bluff recession hazard area or a flood plain. A property may be located on a high bluff overlooking Lake Erie, or along a stream or ravine leading to the bluffs and shoreline.
Insurance is another issue to consider.
If damage doesn't have a direct relationship to a storm event, flood insurance may not cover property losses from bluff recession. However, insurance may be available if structures are in a flood plain. Potential property owners can contact local authorities to determine if the community participates in the National Flood Insurance Program and if they will be located in a flood plain. If so, policies are available through local insurance agents. A variety of local, state or federal permits are usually required for coastal construction, stream modification, wetlands displacement, or shoreline protection activities.