For MSU student health insurance, a condition resulting from injury or sickness where a covered person incurs any medical expense, takes any prescription medication or is treated for such condition within the 12 month period immediately preceding the effective date of coverage. A list of health questions that the employee completes when petitioning the Employee-Paid Life insurance company for coverage after the initial enrollment period has passed. Insurance that provides death benefit coverage for a specified period, without permanent policy benefits such as cash or loan value. MSU Employee-Paid Life is a decreasing term life insurance policy. Benefit levels decrease with the insured's age.
Employees are fully and immediately vested from their participation effective date.
The employee owns both theirs and any University contributions to the account, regardless of their length of MSU service.