Low Rate Report Site sponsor . If you feel that you can qualify for a gold card, then you should consider applying for a platinum card.
Many card issuers make little distinction between gold and platinum cards.
Platinum cards typically offer additional perks and benefits. Even if you are declined for a platinum card, you will usually be offered a gold or classic card. Appy online via CreditLand. You may not qualify for a fixed rate card. Financial institutions are banks, unless otherwise specified.