Paulsen said St. Paul once talked a director out of starting a movie with the entire cast jumping out of an airplane. He declined to identify the film. On the cast side, any injury to a major star is a delay in the film. Perhaps it's not as sexy as worrying about stunts, but insurers also work to protect film equipment. Corrosion of equipment is a threat for films being shot in tropical locations, Paulsen said.
Every film is different.
It's part of the fun of underwriting it. Insurers often have to be creative to protect their interests in underwriting a film. The film was shot in the Midwest, where that shouldn't have been a problem. However, a drought hit the Midwest that year, and the corn began to shrivel. That still wasn't enough, so we dug a trench in front of it for the actors to stand in, so the corn looked taller.