Your use of this service is your acknowledgment that you have read, understood and accepted the disclaimer. These are the 'Quotable Quotes' J . I hate to earn the same money twice. It's usually best to stick with your srategy and not try to squeeze out that last nickle. Getting emotionally involved with your investments is certain way to lose money.
Gains are cummulative.
Losses you have to make up before you make an additional dime. You pay them now or you pay them later. If not, your heirs pay them anyways. But if you have any brains, you won't. They invest for mutual funds in their little sandbox sector, subsector.