The products were selected based on above-average performance, financial strength, management stability, consistency of fund objectives and fees and expenses below the industry average. A prospectus containing more complete information, including management fees, charges and expenses is available for each product. Please read the prospectus carefully before investing.
Diversification is an important key to successful investing.
By diversifying your investments you may minimize risk, increase your return and, because no investment performs well all the time, the rewards from one type of investment can help to offset the risks from another. For long-term goals, such as retirement, you want to guard against investing too conservatively. More aggressive investments may be appropriate to outpace inflation. You may want to see Asset Allocation Mix to see which investment approach is right for you.