All believers are saints. God sees saints as righteous in Christ, with sins forgiven. The word comes from the same word as holy in the language of the New Testament, meaning separated from sin. So all believers are saints or holy ones. Before God, a believer is holy, with sins forgiven.
Grace means undeserved favor.
God's inexhaustible reservoir of grace is available to all believers. Yes, but they are also the grace and peace for daily living. Discuss the full meaning of being a saint, both in salvation and in everyday living. Discuss what it means to be a believer, a recipient of God's grace and peace. If you would like to see and download the complete Study Guide for Ephesians, click here on Talks for Growing Christians .