And, there are other types of property damage that could occur in the same accident, such as a collision with a utility pole or a house. And, being liable for those expenses could create an enormous financial burden for you and your family. There is also the risk from the people driving around without insurance. Uninsured Motorist coverage is not required by the state. Let's say you are involved in an accident caused by another party and they have neither the insurance nor resources to cover the damage done to your vehicle or person.
Insurance is purchased to protect family resources, assets and dreams.
Don't allow an auto mishap to shatter your family finances and deplete your assets.