MCHH promotes community in the neighborhoods in which it works and provides education and support to help new homeowners succeed. We firmly believe that each one of us is our brother's keeper and that as people of faith we own the problem that some of our neighbors don't have a decent place to live. Consequently we don't seek government funding, turning instead to the private sector for financial support and trying to involve as many volunteers as are willing. As opposed to charity, Habitat for Humanity embraces partnership with the poor. Every Habitat homeowner will pay full price for their house.
Homeowners have a financial stake in their homes and their communities.
Homeownership has been demonstrated to be critical to rebuilding stable communities. To us this is common sense. The whole point of affordable housing is to give a family the opportunity to have more money leftover at the end of the month to use for other important things in life. How those choices are made is entirely up to the family. However, if a household doesn't wisely manage their money, they could still be no better off, not having the money saved for their dreams, let alone repairs to their house.