Insurance is available for all three terms of the calendar year.
The Plan is considered secondary or excess insurance, meaning, if the student is covered by other valid and collectible insurance, all benefits paid by such insurance will be determined before benefits are paid by the Eastern Illinois University Plan. Please note that students participating in the Inter-Collegiate Athletic Programs are ineligible for the medical coverage cancellation. In addition to completing the Exemption Form, students must present evidence of personal health insurance coverage. The insurance coverage will become effective the day application and payment is received within the specified deadlines. The insurance fee will not be prorated and the effective date of the EIU coverage will be the date application for Reinstatement, proof of involuntary cancellation, and insurance fee are submitted to the Student Health Insurance Office or the date of termination of the other insurance, whichever is later.