When insurance has been provided by the employer, the company can help in processing the final insurance claims. In many cases the processing of insurance claims can continue for months, creating additional stress for survivors. In the case of a sudden death, if appropriate approvals could not be arranged in advance, there may be rejected claims by the insurance company. When a frustrated surviving family member needs to call the member line to finalize payment, a single call from the employer will surely expedite the process. Having the final claims processed and payment remitted to the medical provider helps in bringing closure to the situation.
Many companies offer life insurance policies for both their employees and their families.
If the death results in a distribution of funds, the family may need some assistance. They may choose not to have an immediate pay-out until they have taken care of other arrangements. If delaying the pay-out is not an option, the employer should hand deliver the payment to the surviving family members. During their highly emotional state, it is often difficult for the bereaved to look into the future and perceive how these funds will assist eventually in repairing their world. Final Paycheck Distribution - When an employee has died, the final paycheck will be distributed to the surviving family members.