Money can't buy happiness. But it sure makes misery easier to live with. The trouble with doing something right the first time is that nobody appreciates how difficult it was. Vital papers will demonstrate their vitality by moving to where you can't find them. The law of Probability Dispersal decrees that whatever it is that hits the fan will not be evenly distributed.
Indecision is the key to flexibility.
There is absolutely no substitute for a genuine lack of preparation. The facts, although interesting, are usually irrelevant. The careful application of terror is also a form of communication. Things are more like they are today than they ever have been before. Everything should be made as simple as possible, but no simpler.