Your customer can authorize you to create a draft on his or her bank account as a means of payment for your goods or services purchased over the telephone. Once you have authorization from the customer, you are in control of being paid. Increase Your Market and Your Profits. Less than half of the American buying public even owns a credit card. And you are probably already accepting checks from these customers.
Many businesses already accept checks over the phone or fax as with a credit card.
Accepting your customer's check over the phone or fax can be as easy as accepting a credit card. Ask your customer for the bank routing and account numbers, which are printed at the bottom of every check. You forward this information to the Electronic Phone Checks processing center. This depends on the volume of checks to be processed. A small per transaction fee is typical.