R ates are low again. Forget the rules. Refinancing a mortgage is simply that, replacing your current mortgage with another one for the purposes of lower payments, a shorter term or combining two loans into one. Let us show you. Little wonder that homeowners are often scared, sometimes emotional, and in a few cases even irrational.
Experience shows that almost every homeowner begins the remodeling process with emotional baggage.
If you watch television, read the newspaper, or listen to the radio, you will inevitably read or hear stories about unscrupulous home improvement contractors. In these stories, some unsuspecting homeowner was taken advantage of and lost thousands of dollars. Therefore many homeowners don't even trust professional remodelers. You're approaching the end of your home search, and you're torn between two or more homes. The decision could drive you batty.