Having looked over all the rest. I found Mike's site to be one of the best, and the most honest of them all. Honesty tends to make one legitimate all by itself. Truth does set you free. What bothers me most. .
Insurance fraud is insurance fraud, no matter how it is dressed up.
It all comes from one central agency. If a little child is denied medical treatment because it costs too much, she sits in the same room as we do. She is no different. If a car insurance goes beyond the cost affordable in premiums, with little actual return, the owners sit in our room also. If an elderly person is forced to pay for treatment because its easier than arguing with an adjuster, the elderly stand in here too.