Initial Diagnosis Insurance Initial Diagnosis of Cancer Insurance Colonial's cancer plans complement major medical coverage by helping employees pay the direct and indirect costs of cancer treatment. What this product can do for employers Employers can increase the value of their employee benefits program by adding an option that has become increasingly in demand by employees. The early detection of cancer, through the wellness screening benefit available on certain levels of this plan, may help decrease major medical claims.
Employers can provide a more comprehensive benefits program at no direct cost.
What this product can do for employees Cancer treatment is expensive and often lengthy. Initial Diagnosis of Cancer insurance coverage helps employees pay for the costs associated with this disease. Employees receive a lump-sum payment to use for the indirect costs associated with cancer, such as lost wages, living expenses and medical deductibles. Important features This coverage provides a wellness benefit on certain levels. Employees' coverage is guaranteed renewable for life, and employees can continue coverage if they change jobs or retire.