I like to use the word F.A.C.T. as an acronym for False Appearance Contradicting Truth. Facts often do contradict truth. God's Word is truth. It is not fact. Problems are facts.
Facts can change.
They change when we apply God's Truth, His Word, to the circumstances. I like that term. Many try to have faith based on sense knowledge. You can't base your faith on sense knowledge. The mind that bases its knowledge on what it has seen or heard can never conceive what good things God has given to the child of God.