Designed for the saver who desires a low balance and is less concerned about interest earnings. For further information, please e-mail us or call or stop in and visit with one of our New Accounts Representatives. CD's For the customer with time and money to invest, we offer Certificates of Deposit with varying maturities and minimum balances. Certificates of Deposit may automatically renew at maturity at current interest rates or be cashed during the ten-day calendar grace period following the maturity date. Interest earned on your Certificate of Deposit may be paid to you in various ways, such as crediting an existing account on a monthly, quarterly, semi-annual or annual basis.
Federal law requires a penalty for early withdrawal.
We offer Regular, Roth and Education Ira's. Ready Reserve approves, in advance, a personal loan to balance your account if you should overdraw. Try our handy loan calculator to determine our payment amount on a Farmers State Bank Consumer or Home Loan. Saves you time, works from your checking account and keeps your records current during the busy times. By Mail Cashier's Checks Certified Checks Direct Deposit With Direct Deposit, your payroll check, social security check or any other form of recurring payment may be sent directly to the Bank.