We insure our automobiles. We even insure our lives. There are many types of policies in the insurance market that cover our lives and mature at death. Some of these policies have a cash value that grows with the age of the policy, while other policies have no cash value. These term policies simply have a death benefit.
Life insurance is both easy to give and to receive.
In fact, life insurance is one of the many assets the donor can contribute without much assistance at all. Through life insurance, a large gift may be given to Emmanuel through the small cost of annual premiums. Now that your children have finished college, the policy is no longer needed. Or there may be other purposes for which you purchased insurance which are no longer valid. You might consider changing the beneficiary of such a policy to Emmanuel School of Religion or some other charity, especially if the policy is paid up or has any cash value.