Prospectus A fund's handbook containing information on the fund's objectives, service, fees, etc. The exposure to loss of investment as a result of changes in business conditions, domestic or foreign economies, investment markets, interest rates, relative currency rates, or inflation. Any or all of these risks may affect the market price of a security. In general, the higher the potential return on an investment, the higher the risk may be. There is generally a correlation between the amount of risk one assumes and the amount of reward one may gain as compensation for taking the added risk.
Issuers create and issue securities in order to raise money or finance their operations.
Stock Stock is the ownership of a corporation represented by shares that are a claim on the corporation's earnings and assets. Total Return A combination of income and capital return, expressed as a percentage, representing a fund's performance over a period of time. They are considered risk-free because they are issued by the U.S. government.