Works for me and helps me decide on the plan for my needs. I also know my agent will continue to be there for me after the sale. Uses expertise to make specific recommendations about plans to suit my needs and budget. A person who represents one or more insurance companies in selling insurance. An agent can explain the differences between different health products and different insurance carriers.
Insurance carriers pay agents a commission, which is a portion of the premium amount.
Agents sell insurance products, but they also educate and advise you on making informed insurance choices. Agents watch and learn the ongoing changes in the health insurance marketplace, and then help you find the coverage options for your needs. Many career insurance agents belong to associations that offer seminars, workshops, courses and other educational forums to help them stay informed. Some find it easier to review quotes and insurance information from home. Many sites also allow you to research information about the company, plan, and industry to learn more about health insurance.