The Bursar's Office bills student accounts each semester for the premiums. Spouses and Children . Spouses or children that accompany IU international students and scholars must be enrolled in the Indiana University health insurance program or have equivalent insurance coverage for the duration of their stay in the United States. Female dependents must have policies that cover the costs of pregnancy, pre-natal care and childbirth. University services may be denied if students do not show proof that dependents are fully insured .
Health insurance offers protection against high U.S. medical expenses.
It is also a convenient way for students from other countries to satisfy the legal requirement that all non-immigrants must show ability to meet all expenses and those of accompanying dependents. Some students have obtained health insurance in their home country that meets all the standards of the IU mandatory policy. These students may not have to pay the premiums for IU mandatory health insurance. If you have obtained insurance in your home country, go to the Insurance Waiver Request page. It will provide instructions for applying for a waiver.