Participate in a tax-deferred savings plan to the fullest of your ability. Your deductible contributions will not be taxed until you withdraw them upon retirement when you are in a lower tax bracket. Start saving on a regular basis. Saving a little bit of your pay will amaze you at how it will increase over time. Become informed and take control before it is too late.
Education is the key.
The more you know, the better choices and decisions you will make. Make money management a routine in your life. Make retirement a top priority. Increase your contributions to your qualified retirement plan. Sign up for financial-planning workshops.