Sounds like OCC has sort of a tough situation. I remember when the new store was built. There was much nervousness over whether or not revenues could pay for construction costs.
Drastic situations call for drastic measures.
If the situation is as serious as the tone of your message indicate then three possibilities occur to me, not necessarily in this order. Usually this means cutting staff positions. Your lender would rather be involved in working out a new plan than lose all their repayment. Bring them in early. A university owned bookstore would have had to have been paid for by them.