Contact Charcol Phone Me Charcol is a trading name of John Charcol Ltd and The John Charcol Partnership Ltd, which are both regulated by The Personal Investment Authority.
Estate planning is therefore an important consideration.
Inheritance tax becomes payable on the death of an unmarried person or on second death of a married couple. We have the ability to write joint life, second death policies which can be written in trust for the beneficiaries of your will. These policies then fall outside the estate and pay the inheritance tax bill, leaving your beneficiaries to inherit the maximum benefits of your estate. The alternative would be for your estate's assets to be sold to cover the tax bill which may not be the course you would like to take. If you would like to discuss estate planning, please contact our specialist advisers.