Optional coverages include Optional Term Life, Accidental Death and Dismemberment, Long and Short Term Disability, and Dependent Term Life Insurance. All employees are enrolled in Premium conversion, which allows the deduction of eligible insurance premiums prior to FICA and federal withholding taxes. The State pays the cost of health coverage for the employee and one-half the cost for dependents. Employees may apply for additional state contribution through the State Kids Insurance Program. The employee pays the cost, if any, of remaining premium.
Employees pay for all additional optional coverage selected.
A variety of services are provided for people unable to care for themselves, including nursing home care and care received at home, in a community-based setting, or adult day care. Purchaser pays all applicable costs through bank draft or personal check. Monthly premiums are based on the daily benefit amount chosen and age at enrollment. All TDCJ employees who participate in the group insurance program. One plan provides specific discounted treatment fees through contracted dentists.