Fill in the blanks, and take the original and the required number of copies to the clerk and then to the sheriff of the county where the losing party works or banks. Give the sheriff the address of the employer or the bank. If the garnishment is against a bank account, the losing party must also be served with a copy of the garnishment. Various procedures for the claiming of exemptions by the losing party and for the paying out of the funds by the bank are triggered by the service of the garnishment upon the losing party. Advise the losing party that the real estate cannot be sold or mortgaged until the judgment is paid in full and a release of the judgment lien has been obtained.
Execution can be complicated.
Generally, homes, appliances, jewelry, and cars are exempt from being taken for judgment. A judgment cannot be enforced against exempt property. It requires a bond for double the value of the goods for personal property and knowledge of any existing liens against the personal property or real estate. You must give the sheriff the formal legal description of the real estate. The next step is for the sheriff to sell the real estate or personal property.