It was my upbringing no doubt. My mother took the money I earned with my paper route and purchased a savings bond for me. Her example was to save for a rainy day. Never did my parents buy anything on the installment plan, nor did they buy new, if it could be purchased used. This example has occasionally led me to difficulties that could have been avoided.
Every good farm has outbuildings.
I needed a shed. The eight-mile trip from the city to the farm was negotiated with unusual success. Only one board within the structure was damaged. In the city, the building was anchored to concrete with bolts. I opted for a dirt floor and anchored the building with excess rebar from a previous concrete job.