Although some of the details have been changed, the cases appearing in this column are based on actual complaints. Leave your name, number and subject of your inquiry with the receptionist and an agent will return your call promptly. Unfortunately, criminals also have access to information which can include personal information, such as your social security number, date of birth and credit history. If your personal information falls into the wrong hands, it can wreak havoc on your credit and your life. Someone may steal your personal information for their own economic benefit, such as obtaining a credit card in your name.
Identity theft is a felony in Kansas as well as a federal crime.
Identity thieves use your personal information to exploit your good name and credit history. They may obtain credit under your name by applying for credit cards, establishing utility service, entering into rental agreements or even creating a criminal record. With access to your credit, the thief may run up a large bill and not pay it back. The thief also may use your name to file bankruptcy as an attempt to avoid detection. All these bad marks end up on your official credit report.