God promises His blessings to all who freely give and promises His curse on those who hoard, steal, covet, or idolize. There are three scripturally sound reasons for investing. Multiply to give more. The management of the wealth requires that it be invested or multiplied. Meet future family needs.
Good planning requires laying aside some of the surplus for future needs.
Further the Gospel and fund special needs. This type of giving is necessary to maintain and promote the Gospel. If the church is ever to break out of the borrowing habit, Christians who invest must maintain some surpluses and be willing to give to legitimate needs. There are four unsound reasons for investing. This decision must be made after much prayer.