The University of Houston System self-insures most of its vehicles for physical loss. Liability coverage is purchased to cover claims of others involved. The University of Houston System will be reimbursed by the insurance carrier for physical damage losses over the deductible regardless of who is at fault. The component or department will be responsible for the deductible. In the event of a claim wherein the other party is found to be at fault, the cost to repair our vehicle shall be submitted to the other party's carrier.
Liability coverage is purchased to cover claims filed by others against the university.
The University of Houston System will be reimbursed by the insurance carrier for physical damage losses over the deductible regardless of who is at fault. The component or department will be responsible for the deductible. Each component has the option of recovering the deductible expense from the appropriate department. A list of these policies is kept on file with the University of Houston System Director, Risk Management and a summary of coverages will be provided to each component's Risk Management liaison. In order to effectively coordinate the claims handling process, the University of Houston System Director, Risk Management should be notified by the campus designated Risk Management liaison in the event a loss needs to be reported to the pertinent insurer.