Human Resources departments must be some form of corporate welfare for the clueless and otherwise unemployable. I think it exists only as a place for featherbedding jobs for pals of the management. I have had hinring managers tell me they spend hours making a detailed job discription and then HR sends them 50 resumes with absolutely no connection to the job. Stuff lke photoshop graphic designers for a digital harware logic designer. As a contractor my biggest difficulty is often getting around the chair warmers in HR to get to a hiring manager that can I can actually describe my services.
HR is like the special-ed class of the corporate world.
I am not even going to mess with the cobra from my tanked startup and just go buy the 80 bucks a month catastrophic coverage from Blue Shield like I used to. Live free or die. Word of caution, you may not want to eat any canned or otherwise processed tuna for a while after. My insurance coverage ended January 31, and I have received fuckall from the insurance company in the way of paperwork. My prescriptions cost 225 a month.