Most of you have worked for employers who provide health plans and other benefits, and you were probably pretty happy about it. Employees like benefits but so do employers. The answer is generally no.
Employers adopt benefit plans because they stretch the payroll dollar.
It works by eliminating taxes and by using the employer's purchasing power to get discounts on services that employees could not get on their own. That's where you come in. In most cases, this is literally true because employee premiums are normally deducted from the employee's paycheck. But the savings don't end there. If you pay the premium or part of it, your employee gets a tax savings on the deal.