These typically are informal small group sessions which introduce you to certified financial planners and qualified advisors for pension, insurance, investments, planned giving, and banking. These companies offer free consultation prior to your having to make a commitment. Financial planning, insurance needs review, budget, and cash flow analysis are for everyone regardless of estate size. Should you decide to do business with them, payroll deduction service is available with the following companies. Employees of TIAA-CREF are salaried, not commissioned.
Investments carry no loads.
If you are a member of a Lutheran congregation, you probably already have an AAL representative. If you are not a member of a Lutheran congregation, the college contact is your AAL representative. AAL historically gives grants to Lutheran education institutions, including many to Lenoir-Rhyne. The arrangement is the same as noted above. Their primary emphasis is on financial planning.