Insurance providers should be prohibited from requesting or requiring collection or disclosure of genetic information. Insurance providers and other holders of genetic information should be prohibited from releasing genetic information without the individual's prior written authorization. Written authorization should be required for each disclosure and include to whom the disclosure would be made. The economic incentive to discriminate based on genetic information is likely to increase as genetic research advances and the costs of genetic testing decrease. Federal legislation would establish minimum protections that could be supplemented by state laws.
Insurers can still require individuals to take genetic tests.