A spouse's income is not used to determine Medicaid eligibly, but a portion may be used to help pay for the applicant's care. This occurs only when the spouse' s income is higher than the current median family income. Must be 65 years of age or older. Must meet disability requirements, includes the person would be admitted to a nursing facility in the absence of home care services. Must meet asset requirements.
Individuals can use their actual premium amount up to the limitation noted in the chart.
The amount an individual can then use for a deduction is the amount that exceeds the 7.5 percent figure . You should discuss the tax implications of purchasing long-term care insurance with your accountant or tax advisor. See OPM's Notice and all State disclaimers and permissions apply. Copyright 1997 to 2001 State of Connecticut. All rights reserved.