Visual aids allow Field Agents to give a uniform presentation. They ensure all pertinent information is presented and is presented consistently to different communities. Each box on the following pages is intended to be a separate sheet of paper. MicroStart is a programme that issues loans to individuals who are selfemployed. In order to qualify, the first rule is that potential borrowers must form voluntary groups to guarantee each other's loans.
First loans are small.
Ail loans must be paid back in six months. The next chart shows the amount each member may borrow every six months. We call these six month terms a loan cycle. Members may choose not to borrow during a loan cycle but they cannot skip loan maximums. Members may borrow less than the loan maximum, but never more.