Keyed information is available for members only. The easiest way to deal with the confusing issue of insuring your cars is to make a single call to any broker or large insurance company, ask for a quote, sign up, and get back to whatever you'd rather be doing. Let it automatically renew every year, and you'll never have to think about it again. The typical life insurance interview makes two assumptions. This is a highly personal decision, not one that can easily be summed up in a rule of thumb.
Individual circumstances vary greatly.
By Joseph M. Belth, Editor, The Insurance Forum Financial strength is the most important factor that a consumer should consider in selecting a company from which to buy life insurance, health insurance, or an annuity. During the modern history of insurance, until 1991, major life-health companies almost always met their obligations promptly. As a result, I wasn't giving the full story on the advantages of whole life insurance. ChFC It's the expectation of insurance companies that most policyholders won't carry their policies through the complete term. In other words, only a small number of 30-year policyholders would actually maintain them for the entire 30 years.