If you utilize hired personnel for your guided trips, properly identify them as employees or independent contractors. Even though employees entail added costs such as payroll taxes and worker's compensation insurance, employees are limited in their potential claims if injured while on the job. Potential Liability There are many sources of potential liability facing the guiding service. Liability also may be based in a claim for breach of contract, where the client contends the outfitter did not fulfill the terms of the contract between them - such as making a successful summit bid. Be very careful in representations made in your promotional materials or in sales pitches to potential clients.
Employees are another source of potential liability.
You must make sure they are properly trained, fully qualified and have all necessary licenses. Check their references as you may be liable if they act inappropriately toward your clients. Your equipment must be maintained according to manufacturer specifications, and should be up-graded as necessary when new technology renders your present equipment obsolete. Don't push equipment beyond its intended limits. If you modify equipment, be sure the manufacturer approves or they are made in accordance with manufacturer specifications.