For most of us, our home is by far our most valuable possession. But every year, more homes in the U.S. are damaged by floods than any other natural disaster. People who live near water are not the only ones who experience flooding.
Floods move, and can spread for miles.
They can have strong currents that, in a few moments, can sweep away everything that took a lifetime to accumulate, leaving a thick residue of mud and debris behind. It's not just high risk areas that are flooded. Between 20 and 25 percent of flood insurance claims come from a medium or low flood-risk areas. The fact is, a flood could happen to you . Flood insurance provides coverage that your homeowners insurance doesn't - coverage for damages caused by floods.