This program has two components, the subsidized portion and the unsubsidized.
Interest is deferred.
Interest accrues while you are in school. You may make payments or defer the interest and have it capitalized at the completion of your program. Exact eligibility will be determined by the Office of Student Financial Services. Additional Financing Options Independent students needing to borrow additional funding may contact appropriate lending institutions. Be sure to request information for loans beyond the Federal Family Education Programs.