If a loss covered under a Prestige Plus policy occurs, our settlement will be based on broader coverage terms and higher limits than most standard policies provide. Prestige Plus coverage for your personal property pays the full current replacement value for each covered item, with no deduction for depreciation, even if you choose not to replace the item. The coverage limits on unscheduled valuables are higher than most policies. You may increase these limits by scheduling your valuables. If you must live elsewhere because of covered damage to your home, Prestige Plus pays the amount necessary to maintain your normal standard of living until your residence is repaired.
Higher limits are available upon request.
This summary highlights some of the advantages of Prestige Plus from Fireman's Fund. For more information about these or additional coverages, talk to an independent agent or broker representing Fireman's Fund. Coverage is subject to policy terms and conditions. Available credits, options, and coverages may vary state by state.