96-6523 Appeal from the United States District Court for the Western District of Kentucky at Louisville.
Information is power, as any good attorney knows.
Nor is it surprising that some individuals seek to capitalize on general language in the FCRA and thereby construe it as allowing them access to the data they desire. We conclude, however, that the FCRA does not generally permit consumer reports to be procured for this purpose. In 1992, James and Annette Duncan purchased residential property in Bullitt County, Kentucky. The Federal Housing Authority guaranteed the loan and Bankers Mortgage Corporation served as the private lender. Less than a year after the closing, the Duncans learned that their well was contaminated with fecal coliform.