Walk ten minutes in one direction and you are having lunch at Geronimo's on Canyon Road. Walk ten minutes in the other direction and you are on the Atalaya trails behind St. Johns College. Eventually, we intend to retire there. By understanding the true costs of housing. The biggest single lever on retirement security is where we choose to live.
Insurance is inexpensive.
Real estate taxes are among the lowest in the country. Utilities, lacking temperature extremes, don't cost very much. Plus there is no pool to maintain and minimal yard work. Santa Fe isn't unique. There are areas with lower utility expenses than New Mexico.