To gauge what employees worry about most, they were asked to rate the importance to them of particular benefits issues. Put yourself in their shoes. When you're done, click on the survey results button to compare your answers with the employee results and the answers given by other employers. The use of voluntary, employee-paid insurance products is rising. Although the market for most basic insurance coverage is relatively static, supplemental coverages are expected to grow.
Employees believe voluntary products enrich a benefits package.
Employees are more likely to appreciate the availability of voluntary insurance products and payroll deduction than many employers realize. Life Insurance is a popular benefit. Most employees are under insured. The need for supplemental life insurance is real. As a rule of thumb, financial advisors typically suggest that life insurance benefits allow families at least 5 years to reestablish their income flow.