Most IPO's are usually only offered to institutional investors and restricted to individual investors. Individual investors have a strong desire for new issues which is witnesed by the sharp rise in price of a new offering on the first day of trading. But online IPO's are designed to allow the individual investor to participate and prosper from such new stock offerings. These types of IPO's are not expected to make a major impact because there is a lack of high profile companies and investment firms that are willing to use this method for new stock offerings. The securities industry faces a significant opportunity to increase its invested funds over the next several years.
Many consumers are worried about the possible collapse of the social security system.
This could mean substantial business for securities firms who can perform investment management and retirement planning services. These concerns are the direct result of the baby boom population which will presss the social security system to the limit with entitlements. By 2018, the social security syustem will pay out more benefits than it receives in contributions. By 2030, it will be bankrupt because there are not enough Generation X people to support the short fall in funds for the number of baby boomers in retirement. Therfore, there will be no funds when GenerationX people retire.