In recent years the cost of employer paid benefits has risen dramatically. While current benefit expenses adversely affect the ability for an employer to remain profitable.
Employees nevertheless continue to demand further enhancement of existing benefit plans.
Therein lies a source of employer and employee frustration. Furthermore, America's lower and middle wage earners are finding it increasingly difficult to receive individual attention when they look for insurance protection. Most agents simply can't afford to serve these individuals with their needs for smaller life and disability insurance policies. Enhance your benefits program using voluntary, payroll-deducted benefits. VEB's fills the gap left by the neglect of the Agents for individual life products who cannot afford to sell to lower and middle wage earners.