Marriage is not essential for wealth accumulation, but it helps. Married couples often enjoy economies of scale. In addition, marriage has been shown to be associated with better health than single persons. Divorce, on the other hand, can deplete financial assets due to fees for lawyers and maintaining two households instead of one. This means eating right, exercising, and getting adequate rest.
Healthy people are more productive and are more likely to get promoted and earn more.
They also live longer and get a better return on money contributed to savings plans and Social Security. To find money to invest, add up the cost of poor health behaviors such as smoking. Most millionaires invest regularly and include a healthy percentage of stock in their portfolio. Everyone can invest successfully without special knowledge or skill. One easy, low-maintenance way is to purchase index funds.