This is a brief summary of benefits and limitations . Loss of a hand or foot means complete Severance through or above the wrist or ankle joint.
Loss of sight means the total, permanent loss of sight of the eye.
You are driving or riding as a passenger in a Private vehicle and the car is equipped with seatbelts and the seatbelt was in use and properly fastened at the time of the accident. If you die, the Life Insurance Benefit in force for you on the date of your death will be paid to your beneficiary. A person is diagnosed by a Physician to have a prognosis of 12 months or less to live. Proof Of Loss Written proof must be provided within 90 days after the date of the loss. Notice of claim Notice must be given within 31 days after loss occurs or as soon as reasonably possible.