You are the only thinker in your world, and you can therefore understand that we really do create our world with our thoughts. There does seem to be a collective race consciousness, made up of past experiences and influencing us, but our own thinking is primary. Consequently, our own thinking determines whether we succeed or fail in attracting conditions necessary for us to thrive in all ways. This includes acquiring knowledge about money and how it works, as well as about people and how they work, or the principles of balance that lead to physical wellness and the overcoming of disease. Our beliefs are our thoughts that hang around a lot, and we may acquire erroneous beliefs in numerous ways, most notably in childhood.
Erroneous beliefs act as self-fulfilling prophecies.
If we understand our world as a world created by our thoughts or ideas, we can also understand the interrelatedness of everything in our lives. Certainly it involves deep and careful thinking, planning, and acting on the plans. Author Jo Coudert has compared happiness to a cat that runs away when chased, but when you are otherwise occupied, comes and rubs up against your leg. Like money, it is the by-product of other worthwhile activity, rather than something that one seeks for itself. This is another way of saying that what you give your attention to grows.