Perhaps I can satisfy both noble Baronesses. At least we start with a score of two-love. I shall try to assist them as best I can. We are also delighted to have the noble Lord, Lord Mackay, with us. I dare say she is delighted to see me back because she believes that she will get an easier ride than she had with my noble friend.
Housing is always a very sensitive issue, as is homelessness.
The noble Earl, Lord Russell, said that we hoped everyone would be housed within two years. He also said that homelessness is one of the forms of housing need. Column 19 Let me put this point to him. Homelessness is a fact. If a person is homeless, it is a fact.