Each year more than 230,000 annual accounts of companies established in Belgium are filed at the Central Balance Sheet Office . Anyone seeking to investigate a company or an economic sector can receive copies of these accounts. Some families in Belgium face difficulties in paying off their consumer credits. The Central Office for Credits to Individuals tries to prevent them from getting even deeper in debt. Companies that sell goods on credit are obliged to consult the Central Office before granting a loan.
Individuals have the right to consult their personal file and to have possible errors corrected.
The Central Office for Credits to Enterprises centralises all information concerning credits granted to companies. Each month 6,000 companies participate in the Bank's business surveys. They give detailed answers to questions regarding activity, expected orders, employment, etc. These surveys are an important source of information for the study of our country's economic expectations. The collected information forms the basis of in-depth analyses and statistics which are published in the Bank's Economic Review , in the Statistical Bulletin and on the Bank's internet site.