Federal workers, active-duty military personnel and both civilian and military retirees are all eligible for the benefit.
Employees can keep the benefit even after leaving the federal government.
OPM s proposed plans will pay for care received in nursing homes, assisted living facilities, hospice facilities or in-home care that is arranged with plan coordinators. Care provided by temporary caregivers when full-time caregivers, such as a family member, are unavailable is also covered. Under the proposal, premiums will vary based on age, term and contribution size. Participants will have to wait 90 days before their benefits kick in, though they can pay more to have a shorter waiting period, and premiums will be waived once a claim is filed. Inflation protection will be available including compound inflation, which would automatically increase the weekly benefit amount by a set percentage annually, but leave the premium unchanged.