Welcome Page First State Check - Debit Card Use your First State Check card to purchase goods or services from any merchant who can receive VISA transactions. Purchases are deducted from your checking account. If Main Street account, membership fee applies in addition to above fees. If Main Street account, membership fee applies in addition to above fees. Interest rate and annual percentage yield are subject to change weekly.
Interest is based on the average daily collected balance during the statement cycle.
The average daily collected balance is obtained by adding the collected principal in the account for each date of the statement cycle and dividing that figure by the number of days in the period. If average daily collected balance falls below minimum, interest rate and annual percentage yield are reduced to zero. We reserve the right to require 7 days notice prior to withdrawal. This method applies a daily periodic rate to the collected principal in the account each day. Interest is compounded the last day of the monthly statement cycle.