If you are unable to find a company willing to sell you insurance, ask an agent to help you make an application to the Pennsylvania Assigned Risk Plan. In order for your agent to offer you an assigned risk plan policy, he or she must be certified by the Plan. Within the Assigned Risk Plan, you may qualify for the clean risk rate. The clean risk rates are lower than the regular assigned risk rates. This pays medical bills for you and others covered on your policy regardless of fault.
Higher limits are available.
If you injure someone in a car accident, this coverage pays their medical and rehabilitation expenses and any damages for which you are found liable. If you damage someone's property in an accident and you are at fault, this coverage pays for it. Other Options under Pennsylvania's Auto Law Limited Tort Offers savings on your premiums. With this selection you retain unrestricted rights to bring suit against the negligent party. This covers bodily injury for you or your family if you are hit by an at-fault uninsured motorist.