Understanding credit risk as a manifestation of enterprise risk creates new avenues for measurement. KMV maintains one of the largest and most accurate databases of corporate default experience in the world. By linking this data with corporate performance data, we are able to continuously explore and evaluate new methods. We are committed to rigorous and objective approaches to credit. Finally, we understand value as market value, and risk as variations in market values.
Investors determine values through the information they bring to the market place.
We see financial institutions succeeding only to the extent that they can understand and act on these signals. This drives our continuing efforts to gather and interpret market values. Currently our site is designed for browsers that support frames. Please install one of these browsers and then come back to see the rest of this site. We see an enterprise's credit risk as reflecting uncertain future economic performance.