Avoiding danger is no safer in the long run than outright exposure.
Life is either a daring adventure, or nothing.
Some people claim a major factor which keeps them in dull yet secure jobs is the health insurance their employer provides. Before I explain our approach, let me mention that although it works for us, I don't claim it would work for everyone. I'm simply sharing what we do and why. Please also bear in mind that as a family, we have had our share of health problems. Needless to say, at that time her chances didn't look good.