In your optimism, you assume this means that the insurance company wants to pay your claim. No matter what you medical state is at the time, your comments may detrimental, if not fatal to your financial recovery. Such questions usually require a yes or no response. The recorded statement is a weapon that, if reluctant to pay a claim, your own insurance company will use against you. For example, assume your house just burned down.
Insurance companies employ many attorneys who practice only for that one client.
It is possible an attorney has prepared the adjuster or is present at the time of the recording. You can bet that will be well before the insurance company advises you of its intentions.