Most schools require a certain amount of coverage, and some schools even require that the student use the university's insurance program. For Czech students, the least expensive option would probably be to contact Vseobecna zdravotni pojisovna, which provides international coverage. Int'l students must pay for at least one round-trip airline ticket to and from the U.S. and the travel costs from the airport to the school location. In addition, specific expense lists may be available from individual universities. Financial assistance is based on both academic achievement and financial need and rarely exceeds tuition costs.
Financial aid is very competitive.
However, more aid is available for study and research from public and private institutions, foundations, and organizations. There tends to be more support for students in Humanities, Social Sciences, and Natural Life Sciences. Generally, most foreign students are in competition with U.S. students for financial aid. Therefore, foreign students should explore all opportunities for funding in their own country before applying for U.S.-based financial aid. General listing of financial aid options by field of study can be found here .