As such, we invite people of all faiths and walks of life together in partnership to lend a hand to those in need of better housing. It Habitat uses volunteer labor and tax-deductible donations of money and materials to build and renovate simple, decent houses in partnership with the homeowner families. We then sell these homes to our partner families at no profit, financed with zero-interest mortgages. Through capital, not charity, co-workers not caseworkers, our mission is met, one house at a time. Habitat families are people who would ordinarily find home ownership an elusive dream.
Habitat offers hope and a way out.
In order to qualify, each family must have the greatest need when compared to others applying, and have the ability to pay our mortgage with their current level of income. In short, Habitat gives each family a hand up, not a hand out.