If you are interested in helping sponsor Traffic Law. Add a Link Traffic, insurance, driving law and court procedures frequently vary among states. You should consult a lawyer who is experienced with your state's laws. The following resources are to be used only as general guides. Traffic law issues include a driver s driving record, insurance status, and points.
Insurance companies determine a driver s rates by reviewing their driving records.
Convictions and clean records usually have a bearing on insurance rates. Many states use a system called points to keep track of the number and severity of a driver s moving violations. Conviction records are sent to the driver s state department of motor vehicles. The number of points levied for moving violations varies, depending upon the state s analysis of severity. A driver may lose his or her license if a certain number of points is reached or if the violation is of a severe nature.