An employee visits the dentist of his or her choice. Treatment is determined and care is provided. Employee is responsible for paying the dentist. Payment may be in the form of a credit card, personal check or cash. For an extraordinary expense, where up front payment would be a hardship, a payment arrangement can be worked out between the employee and the dentist.
Employee submits a copy of the receipt to administrator as proof of payment.
Employee is reimbursed, according to the plan design. Direct Reimbursement is easy to design Employers can design the plan to meet their needs and budget. We will be happy to provide you with cost estimates . Has no deductibles Has no complicated schedules based on procedures. With a DR plan, there are no such things as Preventive, Basic and Major services.