At Heritage Bank, we have 80 years experience, stability and security in Central Illinois. 31-day Certificate Interest is credited to the account at maturity. 60-days to 60 months Certificates Interest is compounded and credited to the account monthly. All CD accounts have a penalty for early withdrawal. Our flexible terms and rates will help you feel confident that your IRA is keeping pace with your growing retirement dreams.
Interest is compounded quarterly and there is a penalty for early withdrawal.
This account is similar to the fixed rate IRA, but with a variable annual percentage rate, your yield may fluctuate.