To estimate eligibility use prior tax year, or if retiring, project current year's income. Deduct income taxes, Social Security contributions, union dues, and court-ordered support payments to estimate eligibility. Increases for direct services or new equipment are not covered. If husband and wife are co-owners, one of them must be 65 or older. If other persons are co-owners, all must be 65.
Limit varies by locality.
Applicant must have held title to property for at least two years. Property must be applicant's legal residence, used exclusively for residential purposes, and have no more than three units. Bring proof of income, birth and residency, and the deed. In NYC the Reduced Fare MetroCard automatically deducts correct reduced fare, and allows for a free transfer between subways and buses. Applications are accepted from November 1 through January 5.