Immediately after the declaration, disaster workers arrive and set up a central field office to coordinate the recovery effort. A toll-free telephone number is published for use by affected residents and business owners in registering for assistance. Disaster Recovery Centers also are opened where disaster victims can meet with program representatives and obtain information about available aid and the recovery process. This program also includes funding for emergency repairs to damaged homes. Loans may be for repair or replacement of homes, automobiles, clothing or other damaged personal property.
Loans are also available to businesses for property loss and economic injury.
Grants are for serious disaster-related needs and necessary expenses not covered by other programs. These may include replacement of clothing, automobiles or medical expenses. Other Disaster Aid Programs include crisis counseling, disaster-related unemployment assistance, legal aid and assistance with income tax, Social Security and Veteran's benefits. Other state or local help may also be available. If approved, an applicant will soon receive a check for rental assistance or a grant.