Disbursements are made by prenumbered check. The company projects cash-flow needs. Payrolls are met without problems. Money is set aside for expansion, emergencies and opportune purchases. Short-term financing is used when needed.
Line of credit is established with a bank.
The company understands the role of financial planning in today's highly competitive lending markets . The owner's personal resume is prepared and current. Personal financial statements have been prepared. The business has a written business plan. Source and use of funds statements exist for the past two years, with a projection for the next two years.