Likewise, if there is a loss in the family, the CRM software could trigger an offer for a small loan to cover funeral costs. As reported by the Monitor, one of the leading Internet and database consultants for bankers, Oracle Corporation, has suggested collecting more than just demographic and geographic data about customers. The Las Vegas atmosphere apparently allowed the bankers the opportunity to loosen up a bit about their true feelings towards customers. The Monitor states that, off the record, most bankers were blunt. Unless he's paying off a loan on a Lamborghini or a mortgage on a mansion, he'll be treated like an unwelcome poor relation.
Large banks consider small-time customers to be a loosing proposition.
Debit Bureau even downgrades a customer for reports of lost or stolen checks. Most banks have already begun the demeaning practice of fingerprinting walk-in customers as the first step in driving away the unwanted. The pressure to filter out unprofitable customers will be great. Audit Report notifies a bank teller's boss when an account is opened notwithstanding Debit Bureau's identification of the customer as a high risk. But don't be discouraged if you're not of the privileged class, there's a special place within the new banking system for the outcasts.