As calculation of insurance premiums differs slightly depending on the municipality, and those whose previous year's income was below a certain fixed amount will have their premiums reduced, please inquire at the Citizens' Affairs Section for more detailed information. There are two ways to pay your insurance premiums. One is paying the bill in person and the other is by automatic bank transfer. Please pay your bill at the Citizens' Affairs Section's counter, post office or financial institution by the end of each month. Your insurance premiums will be automatically transferred from your bank, credit union, agricultural cooperative, or any other financial institution account.
Insurance premiums are calculated from the month one becomes a member.
Even if you join at the end of the month, it will be calculated as one month. The month in which you become a member is based on when you registered as a resident, moved into the city or withdrew from your employer's health insurance plan, etc. The month of enrollment is not based on when you submit an application for enrollment in the National Health Insurance Plan. If you have fallen ill or been injured, present your insurance card at a participating hospital or clinic before receiving medical attention. Though nearly all hospitals in Japan accept National Health Insurance, please confirm that they will accept your insurance card prior to receiving any medical treatment.