You should think through these issues and jot down your own ideas. There are many organizations that will help you develop your notes into an effective written document. To find one that meets your needs, search in the Programs Locator . Writing a plan is important even if you aren't looking for money because it forces you to think through your ideas in a careful, structured way. A business plan is a road map for your business, explaining where you are, where you want to go, and how you expect to get there.
Good planning is key to a successful business.