It kills your dreams. It gives you an endless supply of reasons to live a life of desperation and mediocrity. Yes, I'd like to go back to school, but I just can't find the time. In life, there are either results or there are excuses. Unfortunately, most of us have too many excuses and not enough results.
Excuses are worthless.
Get rid of them. That just naturally makes things more open ended. Go for the results. Forget the excuses.