Floods are caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems, dam or levee failure. Flood damage is not covered by homeowners policies. You can protect your home, business and belongings with flood insurance from Liberty Mutual and the National Flood Insurance Program. You can buy flood insurance no matter what your flood risk is. It doesn't matter whether your flood risk is high, medium or low, you can buy flood insurance as long as your community participates in the National Flood Insurance Program.
Flood insurance is affordable.
Flood insurance is easy to get. Flood insurance is available from your local Liberty Mutual Sales Office. Flood insurance premiums can be paid by credit card. Contents coverage is separate, so renters can insure their belongings too. Whether you rent or own your home or business, make sure to ask your Liberty Sales or Service Representative about contents coverage.