Penalty pricing happens when you miss your payment due date 2 or 3 times per year. Plus, you have a real grace period of 7 days before any late charge is assessed. Read the fine print. Angry readers lash out at credit-card companies. Credit Unions offer better deals than banks on credit cards.
Late fees charged for on-time payments lead the long list of credit card horrors.
You can get cash advances 24-hours a day, at any ATM displaying the VISA or MasterCard logo. You may also get a cash advance at most financial institutions and Western Union offices. Once this is set up, overdrafts are charged to your credit card as a cash advance. Complete our convenient online application. By telephone Our loan representatives are available 24-hours a day to take your loan application.