Also keep a record of the serial numbers of your travelers cheques, and a copy of your travel insurance policy. Make sure that your travel insurance policy covers you against theft. If you do get robbed, report it to the police. You will need a police report if you want to file an insurance claim. Sometimes credit cards are used to make duplicate forms, and the client is then billed for fictitious transactions.
Flooding is India's major natural hazard.
Usually it comes from the southwest, but the southeastern coast gets the short and very wet northeastern monsoon. This monsoon brings rain from mid-October to the end of December. The monsoon can be very destructive, resulting in floods, homelessness and even death, as well as causing poor road and rail conditions.