It has happened to many college and university students, and it could happen to you. It makes sense for you to take stock of what you have and prepare to prevent its loss. We cover all loss or damage occurring to personal property you own during the policy period. Our coverage applies only to property located within your residence. We also cover personal property you have leased for a period of at least 90 days.
Limited coverage applies to property elsewhere.
If you have questions about your parent's homeowners policy, show this brochure to your agent and ask for advice. Every year hundreds of insurance agents contact us for enrollment applications for their clients. Your policy will be mailed directly to you within 4 - 8 weeks. Your cancelled check is proof of coverage. This is a guaranteed no-risk program.