The Ghost takes the chair, and sits down near the fireplace. Scrooge now asks. I am in chains, you see. I made this chain in life. It was heavy then, but now it is longer and heavier.
Every business deal forges a new link for the chain.
I never thought of my fellow man. I thought only of money. To exploit others was my business. So I am here to warn you not to follow my example. The Spectre's words do not console, but frighten Scrooge still more.