The workers bring food to the larvae, which regurgitate it back to them. With the number of larvae ebbing as the season progresses, the workers fall short of eats and go out looking. That's when you find them in your sodas and under your sandwiches. We recently married and hope to buy a home in a few years. Some of our friends have been turned down for mortgages, and we want to make sure our credit record is solid.
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Many people mistakenly believe that the more credit cards they have, the more credit-worthy they'll look to the lender. The opposite is true, says Healy. Credit reports total up the credit limits of each of your accounts. The lender might worry that if you charged up the limit on these cards, you would default on repayment. Even a pattern of applying for numerous credit cards can make lenders nervous.