A Pre-qualification is simply an opinion of what you might qualify for based on the information you give on an application. A Pre-approval on the other hand is given when all of your information has been verified and a conditional approval from a lender has been issued. In some cases we have programs that do not require a down payment and others where the down payment can be a gift or it can be borrowed. No problem we have programs where we don't have to verify your income or you can just simply state your income. We also have programs that you don't have to verify your income OR your assets.
Investors make up a large percentage of our clients.
Call us to see which program you qualify for. If you would like we can also send you our periodic newsletter with helpful hints that can save you money and insight that can help you both in financing your home and other helpful little tid-bits for everything from how to tell if an egg is hard boiled to how to avoid unneeded mortgage insurance.