Where you live. Climate can influence such expenditures as housing, utilities, and the amount and kind of clothing required. Cost of living is also much higher in some areas than in others. Almost all American families have other nationality backgrounds that reflect different attitudes and beliefs regarding family life-style. Values and goals.
Leaks are most likely to occur in the weak spots.
The following list can help you recognize yours. Paying a higher price than necessary is a leak. Make a habit of shopping around to compare prices for items and for credit if you plan to buy on time. A study showed that the same factory often produces the same quality products but attaches different labels and price tags. Buying the most expensive could mean a leak.