Paul D. Bertrand, CPCU Senior Vice President, Ext. To learn more about the rates for these programs, please call the HRH Insurance Agency directly and identify yourself as a Chorus America member. These policies are underwritten by the Chubb Insurance Company. The Celtic plans require evidence of insurability, and coverage is not automatic. Applicants are provided with a Physician Guide to select a physician for each member of the family.
Enrollment is automatic.
Enrollment is automatic. Except for California, rates do not vary by age. There is a 30-day waiting period before coverage can begin. The earliest date for coverage is the first day of the month following 30 days of your membership to Chorus America. Your dentist will provide all general care but if you need a specialist your dentist will refer you to one.