KG Funding can help collect this information and move the process along, but it can be provided directly to the funder. You can't take advantage of purchase discounts from your own vendors. You may lack the cash to be able to do the next job and might even have to turn down profitable opportunities because you can't pay your own people. You can get cash for your invoices without waiting. Companies like Georgia-Pacific and IBM factor millions of dollars each year.
Factoring is also available to companies that have only a few thousand dollars each month.
You can get cash to grow, to take advantage of new opportunities, get discounts, etc. You decide how to use the money, not a bank or VC who wants to take over your business. Factoring is not a loan, and it is not dependent upon, nor does it affect, your company's credit. Concentrate on the business and not collections. On your initial application, you'll tell us about your company and about your customers.