Without industry and frugality, nothing will do, and with them, everything. Our incomes, even after adjusting for inflation, are far greater today, making it easier to invest. The rules are straightforward, though it takes discipline and patience to stick with them. Countless people on this planet would risk their lives to have the opportunities on your doorstep, even if your doorstep is in a neglected neighborhood. Go to the top 2.Recognize the power of compound interest.
Few people can get rich from their wages alone.
But by taking advantage of compound interest, which means earning interest on your interest by letting your investment returns accumulate and build on themselves, almost anyone can get rich. Go to the top 3. Resist some small temptations today for big payoffs tomorrow. There's some wisdom in that advice. Americans can do well, however, by pondering the financial consequences of at least some of the small stuff.