Terms Search Tips Targeted Search by Area Website FAQs Notice of SAI Plus enforcement action. The only insurance that covers your home and its contents from flood waters is flood insurance offered through the National Flood Insurance Program. Bomer warns flood waters can be unpredictable. At least a third of all flood claims come from homeowners who live outside high-risk flood areas.
Flood insurance can be relatively inexpensive.
To qualify for the flood insurance program, your community must meet federal standards for minimizing property losses in flood-prone areas. The same agent who writes your home or auto policy can sell you a national flood insurance policy. With few exceptions, a flood policy takes effect 30 days after you buy it.