Allergy treatments and cosmetic treatments are not covered. Prescriptions are covered. The insurance company pays the rest. The USD health insurance plan does not pay for preventative prescriptions or birth control. International students pay their student health insurance fee to the university, and the university sends the payment to the insurance company.
Domestic students send their premium directly to the insurance company.
International students are automatically charged for Spring and Summer. Graduating students may apply for a refund no earlier than April and only when they can show that they will be graduating in May.