No service charge for this service-many other financial institutions charge a fee for cash advances. 25 day grace period. No Grace Period. Lines of Credit top A line of credit is a revolving loan which lends you funds up to a certain pre-approved limit. Funds are available for your use up to your credit limit.
Interest only accrues against the amount of money outstanding.
No collateral is required for these loans. No annual fees. Credit lines are approved for two year period. Credit Life and Disability Insurance are available. Overdraft Protection top Overdraft protection loans are a line of credit tied to your checking account and VISA check card.