The patient must either be expected to die within two years or have a chronic illness and spend the money from the settlement on medical care for the illness. The company must be licensed by a state insurance board or meet minimum standards set by the National Association of Insurance Commissioners. A family practitioner was sued for failing to detect cancer in a woman which ultimately lead to her death. The doctor had wanted a jury trial to fight the malpractice claim. The doctor sued the insurance carrier because the settlement damaged his reputation and income and shortened his career.
Insurance covers sexual harassment .
New health plan . The savings accounts are supplemented with catastrophic coverage insurance that pays any expenses over a few thousand dollars per year. The landlord had a duty to maintain the lobby in a safe condition, such as by placing mats on the floor. A worker who had a heart attack during a lunchtime volleyball game is covered by workers comp. New York firefighters and police can sue for negligence.