An information operator might say, Dial 31o-3o55. They always say no. Our chit-chat usually degrades after that. I make errors of grammar and syntax now and then that I attribute to an advanced age.
Loan is a noun, where the verb lend is required.
Not every sentence has an explicit verb, which brings up my next annoyance. Every time I hear errors like these, I visualize Dr. Rosenberg's twisted, sarcastic expression as he's about to verbally pounce on a student. By the way, this grammar instruction occurred at North Philly's Benjamin Franklin High School in the early 50s before black kids were seen as victims and teachers worried about self-esteem. Then there's the grocery store checkout line. Most often the person looks at me in shock, slowly turning into mild anger.