It takes a specialist to understand your yachting insurance needs. Ship to Shore represents several different carriers and we will write you the best policy possible for your boat. They can and will help with all your boating insurance needs. Most marinas require that you carry insurance on your boat in order to keep it in their marina. Coverage will vary depending on the marina and some will require additional liability if you liveaboard.
Lenders also require financed vessels to carry a complete insurance package.
Also check for coverage on your dinghy, equipment you may lose overboard, coverage during races, in foreign waters and even in certain times of the year, such as hurricane season or ice season and the dreaded questions regarding salvage, replacement and the like. There's a lot to insurance and a good agent is probably someone you want on your side. Not being informed as to what your coverage is and is not can be a costly lesson in asking a few questions. Ship to Shore and Romeros can answer them.