Heading into the wind is the most seaworthy position for most small boats. Approach waves at a 45o angle to keep the propeller underwater, to reduce pounding, and to provide a safer and more comfortable ride. Don't make yourself the tallest target. Keep away from metal objects that aren't grounded to the boat's protection system. The best protection against lightning is avoidance.
Lightning is random, unpredictable and very dangerous.
The best protection against lightning is avoidance. Head into shore well ahead of the turbulence. Lightning can lash out for miles in front of a storm, and it can strike after a storm seems to have passed. These clouds can be VERY large, reaching several miles high and several miles in circumference. Squall lines preceding cold fronts also produce thunderstorms.