When we were growing up, they were always there for us. But as we grow up, our parents grow old, and it's our turn to take care of them. They can no longer care for themselves, so Marcus has hired a caregiver to help them in their home. The reality of how he planned for it was inaccurate. The cost is a lot higher than people expect.
Home care is just one of the alternatives available for caring for our parents.
For those who are still ambulatory, an assisted living center may be the best choice. There's independence, but residents get help with medication, food, and daily chores. Hunt has benefitted from a charitable fund supported by the Presbyterian Church. But experts say the best way to eliminate the emotional and financial strain of our last years is long-term care insurance. You can buy a comprehensive policy for your parents or yourself to cover care at home, in assisted living, or a nursing home.