If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit. The rate used to calculate the earnings generated by the balances in Demand Deoposit Accounts is calculated by averaging the 91-day Treasury Bill auction rates for the month. A Commercial Analysis operating account must be opened in affiliation with this account. Additional banking service fees charged at standard prices. Interest is calculated daily based on the collected balance.
Interest is credited and compounded monthly.
This account is compliant with the product guidelines required by the Texas Equal Access to Justice Foundation. Interest will be paid to the Texas Equal Access to Justice Foundation, which is currently being challenged in court and could change before the next fee schedule is published.