These benefits are offered through Sun Life and the full cost is covered by Spectrum Society for Community Living. You can have web access to check on payments for any claims you have submitted. Just check a recent statement from sunlife for your account number and password, or phone their 1-800 number. The employee is responsible for the full cost of this benefit. This allows the Long Term Disability to be a tax-free benefit if an employee ever becomes disabled.
Employees can match or contribute any additional amount to assist their planning for retirement.
Spectrum contracts with Interlock for employee assistance in the form of counselling for employees and their family members. This counselling is entirely confidential and no personal reports are forwarded to Spectrum.