Adoption Agriculture Alimony Alt. Death Wrongful Employ. Subscribe to our Consumer Legal'zine. The insurance provides benefits to workers who have been hurt in the course and scope of their employment.
Every state has workers compensation laws in one form or other.
Federal employees, railroad workers and maritime employees are covered under a similar but separate system. Under state law, every employer who has a minimum number of employees must purchase and provide to his employees worker's compensation insurance to pay medical and wage replacement benefits resulting from work-related injuries. The worker's compensation laws of each state are unique, although there are several common underlying themes. Any worker injured in the course and scope of covered employment is entitled to benefits under the law. A. Covered employment is employment by a company that has sufficient employees to be required by state statutes to have worker's compensation insurance in force.