Loans must generally be repaid within 10 years. Subsidized loans are based on demonstrated financial need. An Unsubsidized Stafford Loan is available as an additional source for independent students.
Interest begins to accumulate once a loan is disbursed.
You can estimate the cost of Stafford loans from VSAC by using our loan calculator. Loans must generally be repaid within 10 years. You can estimate the cost of PLUS loans from VSAC by using our loan calculator. Students may need a cosigner to enhance their income qualification. You may take as many years to repay these loans as you take to repay your Stafford loans.