The Winning Phase . Gamblers win, lose and break even often. In this phase, the winning and losing seems an adventure. Gamblers get their thrills. The Losing Phase .
Gamblers begin losing more than they win.
More time is spent gambling to recover losses and repay loans. The Desperation Phase . Gambling becomes a full-time obsession. Life centers around getting even and paying off debts, often with borrowed or stolen money. Lies and secret loans abound.