When we decide we want to do something, we figure out how to do it. Bill Tobin started in business by borrowing his mother's credit card to buy his first lawn mower.
Every entrepreneur has money problems.
Each owner used creative thinking to find money in unexpected places. If you are just starting out in business, approach a bank after working with your local Small Business Development Center. They will teach you how to put your plan in writing and how to talk to a banker. However, if you've been in business for over a year and you have kept decent records, you can now go to a bank and establish a line of credit or even get a traditional loan. And once you have paid your dues and proven your idea works, you will need a solid relationship with a banker.