This is the most controlled type of health care plan. You must use the HMO's doctors and facilities. Medical care outside the system is not covered. A plan that allows the employee the choice of any licensed provider for covered services. A PPO is made up of groups of physicians and hospitals that contract to offer fixed discounted prices.
Employees receive the maximum level of benefits available when they use a preferred provider.
A plan that allows the employee the choice of any licensed provider for covered services. A plan that allows the employee the choice of using any licensed dentist for covered services. A plan that allows the employee the choice of any licensed dentist for covered services. This is the most controlled type of dental plan. You must use the plan's dentists and facilities.