The component can either pay the claim cost or have the department pay all or part of the claim cost. In the event of a property loss, the UH System Director, Risk Management should be notified by the component liaison and provided with pertinent data such as a photo, a description of the item, a purchase invoice or appraisal or donation documents, or any other information that will assist in determining the item's value. If an occurrence causes damage to more than one component, the deductible and the reimbursement for damages will be shared based on the percentage of total loss experienced by each. Reimbursement funds received will be deposited in the Insurance Claims Revenue Account and disbursed to each component which incurred a loss. The University of Houston System self-insures most of its vehicles for physical loss.
Liability coverage is purchased to cover claims of others involved.
The University of Houston System will be reimbursed by the insurance carrier for physical damage losses over the deductible regardless of who is at fault. The component or department will be responsible for the deductible. In the event of a claim wherein the other party is found to be at fault, the cost to repair our vehicle shall be submitted to the other party's carrier. Liability coverage is purchased to cover claims filed by others against the university. The University of Houston System will be reimbursed by the insurance carrier for physical damage losses over the deductible regardless of who is at fault.