Innovative Products Continental American offers a full line of voluntary payroll deducted insurance products that provide personal and family protection to working Americans. Provided on both standard and customized options, our product portfolio includes Disability Income, Universal Life, Accident, Cancer and Critical Illness. Product Philosophy Benefit managers face many tough decisions in today's workplace.
Employers are determined to contain and even reduce spending on benefit programs.
Healthcare costs continue to increase at an alarming rate making core benefits even more expensive to offer. The workforce has become mobile and transient, changing jobs more frequently as better offers come along. In addition, employees demand more benefit choices and options than ever before. Voluntary insurance programs can help address some of the problems that benefit managers face. Voluntary products supplement existing programs to enhance the company's benefit package.