While there is no law in the U.S. that guarantees insurance for all forms of illness, there are several steps a cancer patient can take to guard against an insurance crisis. The most important one is to find out as much as possible about your current policy or policies, and to be informed as to what your rights are. If you leave your job for any reason, you are legally entitled to keep your group insurance for a period of time depending on the size of your company and the type of insurance you have. There are also several groups that provide information about insurance. Each state has a Department of Insurance, which can help inform you of your rights in your state.
Laws affecting health insurance are largely state laws.
A call or letter can help you understand what your present and future insurance options are, and help you avoid the mistake of assuming that everything will be paid for by your insurance company. The sooner you know about your options, the better you will be able to make informed decisions about how to go about getting the right kind of care. This article brought to you by Cancer Care. All rights reserved.