Still other insurance companies are reducing their coverage for child abuse and molestation or even excluding such coverage. It's important to review your church's liability insurance policy to determine whether you have coverage for molestation, and whether that coverage is limited in some way. If possible, add specific children's activities as a rider to your church liability policy. Conversations are beginning in more and more churches. Beth J. Lueders is director of MacBeth Communications in Colorado Springs, Colorado.
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