37 million Americans have no insurance and another 22 million have inadequate coverage. Losing or changing a job often means losing insurance. Becoming ill or living with a chronic medical condition can mean losing insurance coverage or not being able to obtain it. Long-term care coverage is inadequate. Many elderly and disabled Americans enter nursing homes and other institutions when they would prefer to remain at home.
Families exhaust their savings trying to provide for disabled relatives.
Many Americans in inner cities and rural areas do not have access to quality care, due to poor distribution of doctors, nurses, hospitals, clinics and support services. Public health services are not well integrated and coordinated with the personal care delivery system. More and more Americans have had to give up insurance altogether because the premiums have become prohibitively expensive. Many small firms either cannot afford insurance at all in the current system, or have had to cut benefits or profits in order to provide insurance to their employees. Quality care means promoting good health.