But they cannot, and we suggest you tell them no thanks. Above information comes as a result of actual consumers and CreditMania research. We were not able to get a phone number for them at all. Watch for changes in policies and rates. These are usually announced via bill stuffers .
Many cards now require that monthly payments arrive on or before the due date.
And even expected by 10 A.M. of the due date. Even if you pay your balance in full each month, you might incur interest charges if your payment is late. When you are late with your payment even once, your interest rate may jump. If you are considering a balance transfer to a lower rate card, make sure your new card won t charge a cash advance fee. Before you even apply for a new card, ask if there is a fee for balance transfers.