The following is a list of most of the negative items that could appear on your credit file. They are listed in order of what many creditors would consider as best to worst. Each time someone requests a copy of your credit file this inquiry is logged and noted at the end of your report. Anyone requesting a copy of your credit profile will be listed under this inquiry section of your report. Lenders typically don't like to see a lot of inquiries on a credit report.
Excessive inquiries can lead to a credit denial as easily as bad credit.
However, not all inquires are viewed negatively. No, they do not. Instead they must report to governmental authorities and abide by the laws regulating their operations. Like any other business, credit bureaus buy and sell products to make a profit. They have no special governmental authority.