These benefits are effective on the first day of employment. For the medical insurance coverage, an employee chooses a network provider based on his or her area of residence and on which medical plan best suits his or her needs. There are two plans to choose from, Plan A or Plan B, and the difference in cost depends on the level of coverage elected. Employees must pay a premium contribution for medical and dental depending on the employee's specific needs. These amounts are deducted from each paycheck on a pre-tax basis.
Employees can fill prescriptions at a pharmacy or using a home delivery program.
Personal days can also be used as additional vacation days - employee option. Vacation days, Floating Holidays, and Personal Days accrue at the rate of 1.25 a month, but may also be used before they are accrued provided an employee does not exceed the 15 day total by December 31. Top of Page Flexible Spending Accounts Employees may use pretax dollars to pay for expenses not covered by the health plans, or expenses related to dependent day care, by setting aside funds in one or both accounts. Examples of reimbursable expenses include deductibles and co-payments. Eligible expenses include licensed nurseries, day care centers, and individuals who provide dependent care inside or outside the home.