Third, was a woman in her fifties who wa denied life insurance because of data in her MIB file. All of these were eventually satisfactorily resolved but each one required my review of the MIB records and then detailed comments in certified letters to the various companies. The new laws passed by Congress that allow banks, brokers and insurance companies to freely exchange all this information will enhance their ability to combine skills profiling, economic profiling and health profiling. We can only imagine what this will do to approval of loans, mortgages, health insurance, life insurance and to hiring practices. Errors can occur because of simple coding errors.
Errors can occur because of simple transcription errors.
The way errors occur can be entirely innocent mistakes in coding or transcription. The rules now say that in order for a claim to get paid there must be a match between certain diagnoses and certain treatments or tests performed. But who you ask and how you ask and what you ask for will make your queries more or less successful. It is well established legally that the information in the medical record belongs to the patient. However the physical record itself belongs to those person or persons who created it.