Liability We live in an increasingly litigious society. Every day you can read in the newspaper about someone suing someone else over an accident or some other perceived harm. As a homeowner, you're responsible for maintaining the condition of your property so that no one is hurt. If your negligence causes someone to be injured, you may be liable. For example, if your neighbor slips and falls on an icy sidewalk that you haven't shoveled, you could be considered negligent.
Homeowners generally have an extra duty to protect children from potential harm.
Homeowners' insurance usually includes liability protection, covering you if someone is injured on your property. In addition, you can expect your insurance to pay for the cost of hiring an attorney to defend you in court. Terms and Conditions , Copyright Policy , and Privacy Policy . The Learning Company. All rights reserved.