Second, public and private school employees and their dependants who accounted for 10.5 percent of the population. Benefits Cash benefits are nominally provided in cases of nursing care, maternity, and death. For example, maternity or delivery expenses are given to cover medical expenses incurred at non-designated facilities, including home delivery. The financial resources of the insurance system consist mainly of government subsidies and contributions paid by the insured and employers. For wage earners and public employees, contributions are based on the wages of the insured.
Employers pay half of the contributions.
The insurance programme for the self-employed is financed by government subsidy and contributions from the insured. The contributions from the insured are determined on the basis of personal income, property, and family size. The government subsidises the contributions, including the programme's administrative cost. It is supposed to subsidise 50 percent of the total expenditure of the programme, but it actually pays less than this. The definition of 'accident' now includes injuries needing four or more days of treatment.