PCP's are required to have a backup on call 24 hours a day who will treat you. Your treating physician may call M.D. Health Plan to discuss the coordination of your case. This applies to HMO plan. For life threatening emergencies, you are covered worldwide. Those who attend school away from home should schedule routine care for times when they are home.
Emergency care is covered worldwide.
Many network doctors do accept new patients and most network doctors will accept existing patients when they join the plan. Refer to the provider directory to see which doctors are accepting new patients. Most doctors join to maintain or increase their patient base. M.D. Health Plan has the largest CT HMO network. For urgent care, you may be offered an appointment with a medical partner.