EFC is calculated based on family earnings, net assets, savings, and size of family and number of family members in college. Students who apply through an early decision program commit to attending the school if admitted. Someone who is not a US citizen but is nevertheless eligible for Federal student aid. Non-citizens who hold student visas or exchange visitor visas are not eligible for student aid. Generally you must be enrolled at least half time in a degree or certificate program to qualify for financial aid.
Entitlement programs award funds to all qualified applicants.
Federal student loans are an example of such a program. The form that must be completed by students and parents applying for Federal Title IV student aid. A record of all financial aid received by students at each school attended. The Federal Direct Student Loan Program. Stafford and PLUS loans are available directly from the government rather than through commercial lenders.