None Borrower Eligibility Parents of dependent students. Financial need is not a factor.
Good credit is required, but no debt to income credit test for eligibility.
Undergraduates or graduate students enrolled at least half-time. Co-signer may be the student's parent or any other any other creditworthy person who meets criteria. Borrower and co-signer must meet debt to income credit test. International students may borrow with a U.S. Citizen or permanent resident co-signor. Repayment Begins 60 days after the receipt of the total loan proceeds.