The most distressing concern is that more and more men and women die and are injured each year because of hazing practices and alcohol-related fraternity functions. ZBT is considered a leader in the Interfraternity community because of its serious approach to risk management. If anyone violates the Risk Management Policy, the violation will eventually become known. Since adopting a Risk Management Policy, individual Brothers have been sought out and sanctioned for their violations and the Supreme Council has withdrawn the charters of over twenty chapters for violations of ZBT's Risk Management Policy. The General Fraternity's liability policy only covers the General Fraternity in cases of possible liability.
Every Chapter has some degree of risk.
Just because a Chapter does not have a house doesn't mean they can afford to be sued if something happens at a party, on an athletic field, at a community service event, or even at a Chapter meeting. Colonies will lose all ZBT recognition. If you think you have such a deal, have your insurance broker send a copy of the proposed policy to the National Office. No ZBT Chapter or Colony will be without insurance. You must find the funds.