Insurance benefits are payable at the following percentages of the amount of insurance in effect at the time of the injury. Loss of a foot means severance at or above the ankle. Loss of sight, hearing, speech and voice must be total and irrecoverable. Loss of thumb and index finger means severance at or above the metacarpophalangeal joints.
Loss includes loss of use where the loss is total and irreversible.
Only one payment will be made for injuries to the same limb resulting from any one accident. No more than 100 per cent of the amount of Accidental Death and Dismemberment is payable for all losses from any one accident. All rights reserved.