There is no monthly maintenance fee when you maintain a minimum balance in your account or a combined minimum balance in your checking and savings accounts. Overdraft protection is available through Cash Reserve. Prestige Checking For Seniors age 55 and older, Exchange Bank offers Prestige Checking, with unlimited check writing privileges, no minimum balance requirements and no maintenance fees. Exchange Bank's Express 24 ATM Card is free with Prestige Checking, and overdraft protection is available through Cash Reserve. Advantage Plus Checking Advantage Plus lets you earn competitive interest rates and enjoy unlimited check writing and ATM withdrawals.
Interest is accrued on the daily available balance.
There is no monthly maintenance fee if you maintain a minimum balance, or a combined minimum balance in your checking and savings accounts. Exchange Bank's Express 24 Card or Express 24 Plus Card is available and overdraft protection is available through Cash Reserve. Premium Checking gives you added benefits in one convenient account. With one low monthly maintenance fee, there's no need to worry about meeting a minimum balance. Receive all the personally imprinted checks you need at no additional cost to you.