Grace Period for repayment of balance purchases At least 25 days, if each month, we receive payment in full of you New Balance Total by the Payment Due Date. Because the total value of your balance transfer requests cannot exceed your available credit line, MENA will send either full or partial payments to your creditors in the order in which you've listed them. You should continue to make your monthly payments to each creditor until the balance transfer appears as a credit on that account. MBNA processes balance transfers as cash advances according to the terms of the Credit Card Agreement.
Finance charges begin accruing on cash advances from the transaction date.
There is no grace period for cash advance transactions. I have read this application and everything I have stated in it is true. I understand that the acceptance or use of any card issued will be subject to the terms of this application and the Credit Card Agreement that will be sent with the card, and I agree to be responsible for all charges incurred according to such terms. I am at least 18 years of age. I accept that MENA may, at its discretion, periodically consider any account for an automatic upgrade.