Proving the plane crashed, however, may be a bit difficult being that it is such a remote location. Then again, maybe they could have the investigators go to the island and then rescue Henry while their at it. Whoops, of course I meant they should have insurance on the plane, not the plan. So as far as they are concerned, Katie Peretti rented their plane and didn't return it. So, the company has the right to file criminal charges against the person who rented the plane and didn't return it.
Insurance has little to do with it.
Even now it would be valid. Insurance companies have exclusions that say they don't have to pay for deliberate acts of destruction. Now that would've been must see. I thought I was the only one who thought that way.