The jury must award them all of the money at one time. After deductions are made for my fees, the costs to pay for experts to testify, and the costs of litigation, the client can use what is left to pay for their past and future medical treatment and medications. Perhaps they will have enough money to put a child through college or make their life more comfortable. But consider this - I never represented a person who would not have traded all of the money which the jury awarded them if they could be healthy and pain free. No, that's not true.
Insurance companies spend huge sums of money to obtain representation in court.
The Insurance Commissioner of Maryland publishes an annual report on statistics relating to income and expenses of insurance companies. The primary concern of the jury is to determine and award fair compensation. In Maryland having more than minimum uninsured motorist coverage protects you if you are seriously hurt and the negligent driver has minimum insurance. It is inexpensive insurance you are buying for yourself if you are hurt. I am located in the historical section of old Ellicott City, across from the Howard County Circuit Courthouse.