Employers pay for injuries that occur both on and off the job.
In 1994, motor vehicle crashes killed an estimated 2,000 people while they were working and injured 323,000. Over half of the injuries forced people to miss work. They are highest in the agriculture, land transportation, heavy construction, and mining sectors. Employer costs of motor vehicle crash injuries vary widely by state and industry. Cost comparisons between states and industries are inadvisable due to differences in injury severity and completeness of reporting.