A part-time operation is OK for existing homeowner policies. To an insurance company, any level of business activity is business activity. Common activities related to your business don t fall under the heading of business activities. For example, this might include a delivery man visiting your home. These kinds of activities are business activities.
Many brokers represent more than one insurance company.
Let them do the checking. Automobile Damage due to collisions, uninsured motorist, theft, vandalism and liability related to personal use. Extent of usual business coverage is transportation to and from work. Automobile might need to be declared as a business vehicle in order to maintain coverage. Health Preventative health care and illness Computer Additional coverage beyond homeowner policies for software, hardware and data.