Reactions to the first consultation paper were varied. While some found the method effective, others said the procedure was laborious and time-consuming, and highlighted the difficulty in ascertaining whether a debtor had enough equity in a property to warrant an application for a CO effective. Applications for orders for sale are rare, partly due to the reluctance of judges to grant such orders. Most respondents said they would only apply for an order for sale if the debt was substantial and there was enough equity in the property to make the order effective. The most common garnishee is a bank or building society.
GOs are the least popular enforcement procedure.
The reason for this is that creditors usually apply for a GO only when they know a debtor's bank account is in credit or know of regular payments being made to the debtor, in which case the method can be very effective. Most of the time there is simply not enough information to make a successful application.