Insurance companies present a unique set of considerations when developing an investment program.
Typically, investments represent reserves for projected claims or to cover guaranteed payments in the form of annuities. We carefully examine the impact of taxes on investment gains both in the planning and implementation stages. Asset Allocation Asset allocation is generally considered the most important step in any investment program. We strongly agree and devote considerable effort in developing an asset allocation program tailored to meet each client's needs. We work with the clients to project liabilities and carefully match the investment program to their needs.