Look here for the answers. Start with a lender. A lender can help you explore all the options for financing your home.
Lenders can perform a pre-approval application over the phone.
Carrie Jean can refer you to two or three local lenders. As general guide, you can purchase a home with a value of two to three times your annual household income, depending on your savings and debts. There are special loan programs for first time buyers that may allow you to purchase a home. Ask the lender. Find a Realtor that makes you comfortable.