Private medical expenses and prescriptions can be claimed. The vehicle may also have suffered a reduction in value due to the fact that it has been involved in a road traffic accident, despite reasonable repair. There may be vehicle storage charges, loss of use of insurance and road tax whilst the vehicle is off the road, and loss of petrol if the vehicle is written-off. Other claims which may be made include the inconvenience of the loss of use of the vehicle, having to borrow other vehicles or even hiring vehicles pending repair. During the time the vehicle is off the road there may also be a loss of subscription to, say, the AA or RAC services.
Claims can include damage to clothing.
This can be particularly important for motorcyclists, as after an accident a helmet will be useless if it has come into contact with the road. The same applies to leathers and boots. Items in the boot of a car which are damaged may also be included in a claim. Additional wear and tear on bedding and clothing, and extra laundry and special appliances may all be claimed. The inability to undertake DIY around the house and the need to call in contractors will be important although it has to be remembered that the burden of proof is on the claimant to show that he or she did in fact do the DIY prior to the accident.