This coverage applies to personal property that is usual to the occupancy of a dwelling. The coverage applies to personal property owned or used by the insured or resident family members while the property is on the described location. The limit of insurance for this coverage is chosen by the insured. Back to list of terms. Liability coverage can be added for a residence premise as long as the insured resides in at least one of the family units.
Coverage is provided for bodily injury and property damage.
Medical payments coverage is also included in the liability supplement. The coverage will pay the necessary medical expenses for bodily injury of others when caused by action of the insured. Back to list of terms. This theft coverage endorsement is available for dwellings that are not owner-occupied. The broad theft endorsement is only available to owner-occupied dwellings and can apply to on, and off, premise theft.