Be sure you understand whom the agent or broker represents during the process. Laws vary from state to state, so clarify the level of service the agent can give. Most mortgage lenders will provide a pre-qualification free of charge and with no obligation. Choosing a home involves a great deal of selectivity. It is helpful to make lists of features you require and refer - as well as unacceptable features for your home.
Location is a vital factor in selecting a home.
Think about work commuting times, how close schools are for your children, and if conveniences such as grocery stores and dry cleaners are nearby. Also consider crime statistics, whether there is heavy traffic in the area and if the area is susceptible to flooding. Try to buy in the best area that your family can afford. Look at all of the homes in the neighborhood, as the value of the home you are considering should be close to the value of an average home in the neighborhood. Making an Offer You may choose to set the offering price based on comparable homes on the market, or you can have a professional appraisal done.