Try to do this with some detachment. The idea is to examine your year in detail, not to beat yourself up over your mistakes. Take my hand, now, we are going to plan for next year. We need some guidelines, of course, for those of you that have never planned or budgeted. Don't panic if you haven't met this exact mold.
Every situation is unique.
I only give the guidelines for those that are only now starting to budget. You will be able to compute the total income anticipated in the coming year and the corresponding percentages for each expense. From this, divide by twelve and you will have a monthly guide. Only when you have a road map familiar to you can you start to try out the little side roads. In English, that means you have to try the guidelines for a couple few months before you make any adjustments to your spending and savings plan.