This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. If your condominium unit becomes unlivable due to an insured loss, we pay for those extra costs of housing, eating expenses, etc., up to the applicable limit.
Higher limits are available.
Farmers Condominium Owners Package Policy also provides worldwide coverage for your personal property. Sudden and accidental tearing apart, cracking, burning, or bulging of a steam, hot water, or air conditioning system, or appliance for heating water. Freezing of a plumbing, heating, air conditioning system or household appliance. The acts of your pets. Pays the medical expenses for other people accidentally injured through your activities, regardless of liability.