We are not teaching them to be fully productive. My last point before I conclude - the previous speaker, Dr. Dychtwald, pointed out something enormously important. It is one of the stereotypes that is somewhat reflected in this conference. That is, that the aging problem is a uniform and unambiguous problem. The reality is that just as we had a Baby Boom, we are about to have a Grandparent Boom.
Grandparents take care of young people to an enormous degree.
If you want to get the fertility rate up, reduce some of the burden on those having children. If a young couple could look to two or three older people who have lots of time on their hands, and love to be around little kids, to bear some of the responsibility for raising them, we would reduce the cost of having children. We might well see a corresponding rise in fertility rates. For those who think I'm dreaming, we had a tax subsidy system that produced the finest housing situation in the world in the United States. There is no population in the world that is as well housed as ours, thanks to the introduction of the mortgage interest rate tax deduction.