Orthodontia is available with some plans and availability is dependent on a company's size. Usually there are no participation requirements and any number of your employees may enroll. In-network services usually require a copay. Indemnity Plans Indemnity plans provide freedom to see any dentist of your choice. You have the freedom to see any dentist of your choice.
Employees pay their dentists for treatment and are reimbursed by their employer.
Instead of paying premiums to an insurance company, the employer keeps money in a account and reimburses employees according to a predetermined reimbursement schedule.