Under the new FCRA, the creditor is now responsible to adhere to proper procedure in verifying consumer disputes You should take your challenge to the creditor by writing letters directly to that creditor. Debt Settlement requires negotiation and is usually best performed by an attorney. If we've learned one thing over the last twenty years, it's that a consumer doesn't have to live with bad credit so long as he or she is living a credit worthy lifestyle now . This article contains excerpts from the Free Credit Restoration Package available on this site. Click here to download the entire package.
Many consumers feel uncomfortable trying to repair their own credit and seek outside help.
If you need help repairing your credit, we suggest you speak with a law firm. A US based firm known as Lexington law Firms has agreed to provide a free initial consultation, answers to questions, and information about your options for affordable, legally sound help. There is no obligation, but please mention our web site when you call.