Manufactured housing is more vulnerable to fire than other forms of single-family housing.
Manufactured homes are no more prone to fire than homes built on-site.
As a matter of fact, a national fire safety study conducted by the Foremost Insurance Company shows that site-built homes are more than twice as likely to experience a fire than manufactured homes. According to this study, the number of home fires is 17 per 1,000 for site-built homes, while only eight per 1,000 for manufactured homes. Foremost Insurance Company's marketing research department took an in-depth look into the fire frequencies of manufactured homes built before the advent of the HUD Code construction and safety standards, as well as home built after the standards went into effect in 1976. Some fire resistance features of the HUD Code include strict standards for flame spread and smoke generation in materials, egress windows in all bedrooms, smoke detectors and at least two exterior doors, which must be remote from each other and reachable without passage through other doors that are lockable. Even though the frequency of manufactured home fires is less than that of site-built homes, the manufactured home fire is usually more severe in terms of property loss.