Kummer explained the types of discounts range from attending defensive driving courses and getting good grades in school to installing anti-theft and safety devices and insuring two or more cars, or a car and home, with the same company. Kummer said although only 13 states have laws requiring discounts for vehicles with anti-theft devices and seven do so for safety features, such as airbags and antilock brakes, companies voluntarily offer such discounts in virtually every state. Those include discounts for etching the VIN number on the vehicle's windows, having a safe driving record, being a young driver with good grades in school and for having more than one policy with the same company. Call us to find out if you may be eligible for auto insurance discounts you aren't receiving. The rainy season is here in California.
Heavy rains can mean heavy flooding.
Heavy flooding can mean heavy loss for your business. Now's the time to talk to our agency about flood insurance. The National Flood Insurance Program is available through IBA West and our agency. One and three year policy terms are available through the flood insurance program and all business is 100 percent reinsured by the federal government. The flood insurance program covers both your buildings and their contents for loss or damage resulting from flooding, as defined by the NFIP policy.