The users of International Financial Services Centres are becoming increasingly demanding. They expect high quality service at a reasonable cost, and access to sophisticated investment services - as well as confidentiality. Today, substantial new wealth is being generated in Asia and South America. This trend is likely to continue well in to the next century. Today's high net-worth individuals are much more demanding and financially sophisticated than those of a decade ago.
Immigrants are individuals who have moved from one country to another.
Expatriates are individuals living away from their home countries, and who express a desire to return there some time in the future.