There are private companies which can examine the relevant maps and provide reports about whether a property is located in any of these designated zones. Many sellers are ordering the reports when they decide to put their houses on the market. Most lenders will require flood insurance before they make a loan on a property that is in a designated flood zone. They also want to see enough hazard insurance to protect their investment in your property.
Insurance is generally available for most hazards.
Affordability is relative and is usually based on the value of the home. You can get more specific information from a local insurance broker. The opinions expressed are those of the authors and not Marin Homes Online nor the Marin Independent Journal. Back Use of this site signifies your agreement to the Terms of Service .