Every sponsor of a financial counseling program has a philosophy related to that program. There are no quick, pat, easy answers to financial problems. All appropriate people are involved in the financial counseling experience. Referral for appropriate help with personal, marital or other problems is made when difficulties are not inherently financial. Financial counseling conferences are informal .
Financial counseling is necessary for most people at some point in time.
Since anyone can call themselves a financial counselor, this publication serves as a guide for finding quality financial counseling when needed. Leo E. Lucas, Director of Cooperative Extension, University of Nebraska, Institute of Agriculture and Natural Resources.