Regardless, they are one and the same. Stafford loans can be Subsidized, Unsubsidized or a combination of both. For more detailed information please see our section on Stafford Loans. PLUS loans are made in the name of the parent. They are a low cost alternative to paying tuition and fees up front.
Eligibility is based on creditworthiness.
A parent may borrow up to the student's COA minus financial aid. Look at you options carefully to make sure you are getting the best aid package. Many state's administer their own grant programs. Because the number and types are so diverse, you should check with your financial aid office or state education agency to see what programs they offer. The majority of private colleges and universities as well as some public schools offer assistance of their own.