Penalties will incur if early withdrawal. 90 days of interest whether earned or not. Maturity notices mailed 10 days before maturity date. Members will receive statements quarterly. Terms range form 3 months to 3 years.
Interest is paid monthly and at maturity.
Deposits, withdrawals or changes may be made up to 10 days after maturity. Withdrawals of paid interest are permissible at any time without penalty. Prevailing interest rates will remain in effect during entire term of certificate. CD's can be used as collateral for a CD secured loan. CD's automatically renew for same term at prevailing rate.