You MUST pass the exams if you really want to succeed in this profession. There are some exceptions to that rule, but they are few and far between. Passing the exams requires tremendous discipline and drive over a long period of time, but the rewards are well worth the effort. I would also suggest that students start out working in a company where there is a functioning rotation program. Thanks For your time.
Many actuarial jobs require computer programming experience.
Your skills would certainly be in demand in many insurance organizations. I would also recommend going on some job interviews. There you will be able to ask the hiring authority how your skills would fit in. I am writing this mail to ask for your advice about my intention to become an actuary. I am a new immigrant of Canada.