We don't have any say. God handles everything. Well, that destroys free will. I have no intention nor desire to submit to fate. But I do have the desire to submit to my heavenly Father in Jesus Christ.
Fate is cold, hard, impersonal.
For he chose us in him before the creation of the world to be holy and blameless in his sight. That's the Arminian view. The initiative is always with God, never with man. Before we seek Him, God is out in search of us. Man does not have to perform first, or live up to this or that standard first.