Graphics are a very important part of web sites.
To the novice web site designer it can be a great challenge to create graphics that download quickly and compliment your web site's content. This will decrease the time it takes to download the graphics. Programs like Adobe's Image Ready and Ulead's Smart Saver Pro are useful for this task. Consult clip-art and graphics locations on the web, but pay attention to the site's disclaimer. If the site says that these images can not be used by other people or can not be used for business purposes then you need to act accordingly.