By Statute, the Board must offer Long-Term Care policies that meet the Board s requirements if the insurer requests that the policy be offered. The coverage is optional and is available to State of Wisconsin, University of Wisconsin, University of Wisconsin Hospital and Clinic employes and state annuitants including their spouses, parents and spouse s parents. Each plan has been approved by the Office of the Commissioner of Insurance. Employes may apply for coverage at any time. There is no open enrollment period because all applications are subject to underwriting.
All policies are individual contracts with the insurer.
There is no employer contribution for long-term care insurance. The employe pays the full premium. If you have questions regarding the various policies offered, please contact the insurers listed below.