These annuities have gained popularity quickly as many investors are attracted to the possibility of stock market returns on a tax deferred basis without the stock market risk. Immediate Annuities Single premium annuities that offer several payment options to the contract holder that currently offer competitive rates of interest and in some cases bonus rates of interest. Relatively new in the industry but one of the most popular today. These annuities have several investment options inside including a fixed interest rate option. These annuities permit investors to split up their money into different options.
Investors seeking high returns while minimizing risk find the diversification features attractive.
Flexible Annuities Perfect for investors who want a tax deferred investment that they may systematically add to on a consistent basis. Suitable for either traditional ira or Roth ira. Bonus Annuities Annuities that offer bonus credited rates of interest usually in the first few years of the contract in addition to the current stated rate of interest. Also very suitable for retirement plan rollovers. Copyright 2000 Annuity Brokerage Services.