Offers coverage for eligible medical expenses from hospitals, physicians, and other medical professionals regardless of where the care is provided. Employees enrolling in a POS must select a participating primary care physician to direct and manage all medical care. If an enrollee elects to receive certain medically necessary care from a nonparticipating provider, the plan has an annual deductible and co-payment for all services. Employees enrolling in a HMO must select a primary care physician to manage and direct all medical care. Except for emergency care, medical services and supplies are covered by the HMO only when arranged by the primary care physician.
Employees receive the highest level of benefits when network providers are used.
The Commonwealth supplies a comprehensive package of supplemental health benefits. Dental Plan 2. Prescription Drug Plan 3. Vision Plan 4. The Commonwealth provides liberal retirement benefits in the form of a defined benefit plan.