There are virtually no excluded risks because each risk is based on its own merits. The firm writes in all states, Puerto Rico and Hawaii. Gerling writes the property package in conjunction with the general liability. The firm uses many umbrella companies with TIG and Gerling America being the feature markets. This national underwriting manager and specialty broker offers coverage for all types of contractors.
Few markets are available for the residential general contractors in California.
The policy includes sudden and accidental pollution coverage and attachment of the MCS-90 endorsement. Workers compensation limits are established by statute. Policies are available on a brokerage basis in all states. This excess and surplus lines broker provides insurance for artisans, general contractors, roofers and environmental contractors. The firm serves agents in California only.