Kids are a joy, but at times an expensive joy.
If the month s money sometimes runs out before the month s bills, you are not alone. Many families with growing children run into a money crunch. Budgeting is a relatively painless way to cut back on spending and perhaps eliminate those short months. By planning to spend certain amounts and tracking how you do against those plans you will be more aware of how much you have to spend and be able to stop spending before it s too late. There are several software packages that will make it easier to set up and record a family budget.