Look for someone who is in the business full-time and has specialized training in life insurance. Interview two or three people to find someone compatible. Having found someone you think you'd like to work with, ask for a written proposal. Make sure you fully understand the policy being offered. If your insurance advisor can't or won't explain insurance-specific terminology or product features that are confusing or concerning to you, forget that person and start again.
Insurance is a long-term commitment.
Take the time to read your policy carefully. Make sure all the information about you is correct. If you find something in the policy that you're not happy with, you can cancel the policy and you'll receive a refund. We welcome your feedback. All rights reserved.