The Credit Union has no pre-payment penalties. Our mortgages are non-assumable loans. Complete the Residential Loan Application. Mail in or make an appointment to drop off your application. If purchasing, the sales contract is needed 3.
Loan is submitted to underwriting.
Once loan has been reviewed, an appraisal is ordered. The appraiser will contact you to set an appointment to do the inspection. After we receive the appraisal, a Mortgage Representative will contact you to give you the appraised value and confirm the loan amount. The loan will then be submitted to a Loan Officer for final approval. Once approved, the Loan will be sent to the Title Company to order title search and survey if needed.