The SAR must be mailed by the student to HCCC's Office of Student Financial Assistance. In order to be eligible to receive aid, students must be enrolled in a degree or certificate program. Financial Aid Refund Policy Students who withdraw from school or stop regular attendance will have their financial aid package prorated according to federal and institutional regulations. Applicants must demonstrate need for student aid and must have lived in New Jersey for 12 consecutive months before receiving the grant. The amount of the grant differs in value based on the students' needs, the tuition cost, and the funds available for distribution to students.
Grants are renewable annually based upon satisfactory academic progress and continued eligibility.
Federal Stafford Loan Students who are enrolled at least half-time at HCCC may apply. Students must be citizens or eligible non-citizens of the United States. The federal government will pay interest until six months after graduation, withdrawal from school, or drop in the credit load to below 6 credit hours, at which time the borrower must begin to repay the loan. Loan applications are available at most commercial and savings banks, savings and loan associations, and credit unions. The educational institution serves primarily as a certifying agent.