Neither excuse is acceptable. When this situation confronts you and you feel like you need to plagiarize think of the consequences such as being expelled from school, expelled from class, or a failing grade for the class. The best thing to do and most professors will understand, is to tell your professor the situation you are in. He might give you an extension. Top priority in college athletics should always be centered on students grades no matter how much the college is hurting for money or success.
Colleges are able to make money on other things besides sports.
Most colleges could survive without sports. Fortunately for me, I have not had to make this decision but the only advice I can give is a friend that uses you is not a true friend. A true friend would not put you in this situation. I hope this advice helps you in you first year at college. I received some of this advice from other first-year students, but most of the advice came from my family and friends.