The policy pays when you or a family member are legally liable, and it also pays court defense costs. The policy pays for damage to your car from collision or upset regardless of fault, subject to your deductible.
Labor is covered only at the site of breakdown.
The policy pays for rental reimbursement. Higher limits of coverage are available. Coverage is available only on vehicles with Collision, Comprehensive, or Underinsured Property Damage coverage. Coverage is available for the named insured and spouse ages 21 through 64. Coverage is available for vehicles purchased new since Jan. 1, 1988.