The one I mentioned would be one of them. A second one would be how can they provide more in the way of depth about a particular fund. One of the things our reps are looking for is how, beyond the numbers, they can give much more qualitative information about how the customer can make a better-informed decision. Early in the year, there were a lot of beneficiaries. Later, there was a broadening, so Oak Associates has been extremely strong, for example.
Indexing is no crime.
Then I have to ask your age. Yeah, and Schwab stock mostly. Overall, we're going to embrace a lot of these things. Today, we're already one of the bigger players in ETFs. A lot of the predictions of the demise of mutual funds are greatly exaggerated.