However, the obligation can be met by making suitable arrangements for the patient to receive emergency care somewhere else. Forever, if feasible. Otherwise, retain them until the statute of repose has expired usually seven years from the date of last treatment or last appointment. Under DA, dentists may accept assignment of benefits. Some DA plans also feature a dentist and patient co-payment feature.
Employers have the option of purchasing stop-loss insurance coverage.
The only major difference is that under some types of DA plans there may be a co-payment feature. There is no assignment of benefits. Most traditional DR plans do not offer stop-loss coverage. The FDA and the American Dental Association support the concepts of self-funded dental plans such as Direct Assignment and Direct Reimbursement. They use funds allocated through dues and membership assessments to develop marketing materials to promote the two types of plans.