These instruments generate a fixed return, which is passed on to the investors. Apart from these expected returns, there is a scope for marginal capital appreciation as well. They don't invest even a single rupee in the stock market. Income Plans disclose their portfolio at regular intervals through a statement called Fact Sheet. It always remains with the investor.
Investors have the option to exit immediately, anytime they want.
This is the in-built feature of the Income Plans. Not only that, they also offer partial withdrawal facility, where you can withdraw as little as Rs 500 from your account. Income funds give an account statement to the investors. These are very simple to use. Investor needs to fill this and give to the mutual fund.