If there are new accounts on it that you didn't open, then it's likely you are a victim of a scheme. The earlier you catch it, the fewer headaches you will endure trying to fix it. They'll pay the bills of the newly opened accounts for a few months in order to increase the credit limits and use the domino effect to parlay the accounts into many more accounts. If the scheme is detected, it will be much easier to get straightened out than if money, goods, and services have already been stolen. The Social Security Administration has regulations providing new Social Security numbers when victims can show that they have been disadvantaged through no fault of their own.
Identity theft is such a case.
The Social Security Administration has regulations providing new Social Security numbers when victims can show that they have been disadvantaged through no fault of their own. The Social Security Administration requires proof such as police reports or copies of letters written to the credit bureaus and credit card issuers before they will approve a new Social Security number. It's just been well publicized lately. There is no absolute way to prevent it. Even if you don't throw your discarded bills and bank statements in plastic bags at the curbside, there are many computer hackers around who can electronically invade databases for personal information.