Social security is the most regressive, it's a tax on jobs. Not debating why we're relying on it, but how to finance it. Looking at an indexed portfolio of equities. Economists advising in-transition governments. What's the third way.
International language is now finance.
Capitalism is happy to concentrate nationalism. Economists say save way into system. Personal savings is a dartboard. Business savings are continually internally generated funds. Makes rich people richer.