These are grouping of persons that employers typical used to make employment decisions that were dis proportionate to their legitimate business interest. In Nebraska, bargaining for a union shop is proportional to their legitimate business interests. Upon a proper delegation of authority from Congress, an administrative agency may adopt regulations with the force of law. The external separation of powers between an administrative agency and the courts results in judicial review of judicial administrative agency decisions similar to the review used by appellate courts for trial courts. However, since administrative agencies are expects on the facts courts are far less likely to find an administrative agency made a reversible error of fact.
All consumers are natural persons.
With respect to debt collection practices done in the name of the agent or the independent contractor of the creditor the debt collector will avoid creating liability for itself and its principal as long as the debt collector refrains from making statements which could mislead a reasonable consumer.