Self-employed applicants will be verified through the state. A recorded business name or corporate filing will be sufficient to meet employment requirements. A security deposit equal to a full month s rent will be required when the employment does not meet the requirements. You will be denied if you are unemployed and an alternative source of income cannot be verified. One year of verifiable rental history from a current third party landlord is required.
Home ownership is verified through the county tax assessor.
Mortgage payments must be current. Home ownership negotiated through a land sales contract is verified through the contract holder. Four years of eviction free rental history will be required. Rental history demonstrating residency, but not third party rental history, will require a security deposit to a full month s rent. A co-signer will be required when rental history does not meet third party rental criteria, but residency can be verified with parents, student housing or military housing.