Coverage is available for individuals aged 15 days to 80 years. Your cash value, death benefit, and premium are guaranteed to age 100 if the policy remains in force. You'll know up front what guaranteed cash value accumulation to expect each year. You can access your cash value through policy loans. Excess credits build Cornerstone's value by increasing the death benefit and cash value.
Excess credits buy more insurance and increase the amount paid at death.
It allows the policy owner to access up to 50 percent of the policy's face amount if the insured is diagnosed with a terminal condition that will likely result in death within 24 months. Customize your policy with Cornerstone Whole Life riders.