A front-end design requires you to pay the sales charge up front, reducing your annual expenses and eliminating withdrawal charges . A back-end design invests all of your money right away, but withdrawals may be subject to a charge. Both designs offer banding, which rewards larger investments with reduced charges. Guaranteed Death Benefit Taking care of loved ones is an important goal. You can choose to receive income for life, a specific number of years or through a systematic withdrawal program.
All investments have some kind of risk.
It's up to you to choose what kind and how much you're comfortable with. Start by filling out a personal investor profile with your Northwestern Mutual Financial Network Representative. This will help you determine your attitude toward risk, time horizons and objectives. You can then customize your asset allocation strategy to match your profile. And because the asset classes of your portfolio will perform differently, over time your asset allocation can stray from its original mix.