We offer 15 and 30 year fixed rate VA loans. The United States Department of Agriculture-Rural Development Division offers loan programs in all areas of Alaska excluding Fairbanks, Anchorage and Juneau. These loans are advantageous to the low to moderate income borrower, offering a lower down payment and interest rate. Loans AHFC is our Alaska investor, and offers several programs with lower interest rates that can be tied to our Conventional, FHA, VA, and USDA-RD loans. If you are a first time home buyer or fit in to low to moderate income, or if you are building or purchasing a brand new home your loan officer has excellent options from AHFC to work with to get you the lowest interest rate and down payment.
All loans are subject to credit approval, acceptable collateral and available equity.
Alaska Pacific Bank Loans are available on property located in Southeast Alaska.