Magic of life doesn't have guarantees. It just offers it all, but you have to make the final choice. Life is something like a movie ending I saw in Montreal during World's Fair in 1976. The theatre in the Czechoslovakian pavilion was showing a movie giving the audience a choice for its ending. You had a choice by pushing the buttons located on the side of your chair, to command a happy or tragic ending of the movie.
Life is very similar.
All we have to do is make the right choices. Generally through our lives we try to tread safely, we do not take many unnecessary chances. We are afraid to go on a limb. Unfortunately safe and proven ways are seldom very rewarding or exciting. Mortgaged houses, cars, and regular yearly holidays etc. make up their life.