You can get this information from such sources as the Kelley Blue Book or Edmund's. If that is factored into your automobile purchasing decision, you not only will save money on your insurance premiums, you'll also be driving a car that insurance companies have rated highly for safety. By the way, the National Traffic Safety Administration estimates that alcohol use is a factor in more than 60 percent of all accidents. Exercises First complete all exercises assigned by your instructor. Then, complete any additional exercises that will help you achieve the learning objectives of this lesson.
Every state has laws that require or encourage automobile liability insurance coverage.
Homeowner's insurance covers the cost of living elsewhere while your home is being repaired after a fire. The Special Form of homeowner's insurance includes all risks, such as loss or damage from floods or earthquakes. In an accident, bodily injury liability coverage compensates both individuals in the driver's car and people in other cars for medical expenses. A higher deductible will reduce the amount paid for collision and comprehensive physical damage coverage. Most insurance companies offer reduced insurance premiums if you have smoke detectors, a fire extinguisher, dead bolt locks, and a burglar alarm system.