Deposit is fully refundable upon the successful conclusion of your rental. Return to Rental Rates page Some basics to understand the terms, what questions should you ask, and where will you get the answers you need.
Insurance is required by law to some extent, but it's also just common sense.
RVers need to understand the product called insurance, and to provide adequate coverage to give you peace of mind. The underwriter determines whether the risk is acceptable and the company can make a profit it on it. The other big player is the claims department. All states are regulated by commissions which determine which products can be sold, what coverages can be offered, and even influence rates. It depends by what your policy says and what State your in.