The underwriting process utilized in the insurance industry is heavily dependent upon personal information. The information is used to assess past experience and unique risk characteristics to estimate future claims experience. Their estimate of your future claims determines your underwriting acceptability and the premiums you pay. Therefore, it is very important to know and verify the information insurance companies have access to and rely upon.
Insurance companies obtain personal information from many sources.
The most direct source of this information of course, is from the policy holder. However, they also get personal information from various reporting bureaus. You can review your personal information by following an appropriate link to the right.