When we forgive someone easily and quickly. When we compromised or gave up what we wanted so our partner could have something they wanted. Deposits are made when we share intimacy and sincere affection and appreciation. When the account is low, chances are very few deposits have been made. There is a tension in the relationship, similar to when you're broke and not sure where any new money might come from.
Little things become big things and our patience grows thin.
Criticism, blame, or displays of disrespect are common withdrawals. When we fail to show acceptance, or consideration, or when we disregard our partner's needs and interests, we make withdrawals. When he fails to call, when she points out his weaknesses, when he makes fun of her in public, withdrawals are made. When couples fight often, their emotional accounts are typically low. Little things set them off.