The FTC has closedc the discussion group listserver as of Jan. 31, 1997. While many people have contributed to the ideas presented here, I am the sole person responsible for this page. I don't get paid. I didn't get asked to do this. I don't work for anyone else.
Items listed in red are changes made recently.
Limits and requirements on credit agencies, information brokers, and other commercial information bureaus. Limit access only for certain pre-approved categories of reasons. Each category entails only pre-determined portions of the record. Limit access to certain groups of regulated and licensed individuals or to entities the subject has granted permission to access their information. Require positive ID of ALL recipients, and independently verify such ID and qualifications to access the information requested.