By default, don't create the toolbar, etc. Give the window focus, this pops it to the front on most systems. Talking about money may be one of the toughest parts of your job.
Information is the key.
When you know exactly where you stand in your industry, your market, and your location, talking dollars makes a lot more sense. Try these resources to learn more. Find these and other groups here. You will if you subscribe to some of the daily, weekly, and monthly benefits publications available online. Consultants Flexible benefits.