Refunds are earned if an employer keeps claim costs below a certain level. Penalties can results if claim costs exceed a breakeven threshold. Retro's popularity continues to grow at an extraordinary rate. Employers can enjoy the benefits of Retro on either an individual or group basis. Group programs, similar to large group insurance pooling, tend to provide the employer with greater refund potential at a lower level of risk than individual programs.
Individual programs provide more flexibility.
We currently represent the following groups. If you believe that you would fit into one of these groups, please call Craig Smith.