When an investment rises in value, it appreciates. A market in which stock prices are generally going down over a period of time.
Bonds generally have less risk and offer lower potential returns than stocks.
Bull Market A market in which stock prices are generally going up over a period of time. The profit derived from the sale of securities sold at a higher value than the original purchase cost. The profit is then passed on by the mutual fund to the shareholders. The plan your company has established to help you save and invest money for your retirement. Compounding Growth your accounts experience when you reinvest any interest, dividends, and capital gains.