The driver of a truck travelling at an excessive rate of speed collides with another vehicle that changed lanes without signalling.
Insurers agree to arbitrate the respective liability of the two drivers.
An electrical shock from a home appliance causes paralysis to a woman's finger. Arbitrators are asked to determine whether the accident was caused by the negligence of the electrical contractor who installed the wiring, the negligence of the appliance installer or the negligence of the manufacturer. A controversy results when a car veers out of control and strikes a newspaper stand and several pedestrians. The insurer of the newspaper stand, the insurer of the auto manufacturer and the driver's insurer are unable to agree on their responsibilities and turn to arbitration for resolution. These examples show how arbitration is a useful and rewarding way for insurers to settle claims between them.