In most cases, the widow has to bear the brunt of poor financial and investment planning. Joseph J. Janiczek's Top Three Always List 1. Always put the power of consistent action in your favor. Success comes from good judgment. Good judgment comes from experience.
Experience comes from taking consistent action.
Always have a written asset allocation plan, written financial freedom plan and a written estate plan. Your assets and income will grow more consistently, retain more of their value and you'll achieve more of your objectives. The bottom-line is that you will sleep much better because you will be on the path to achieving absolute financial freedom. Mr. Joseph Janiczek is President of The Rotary Club of Denver Southeast, a 94-member service club with numerous community service and international service projects. Mr. Janiczek is Past President of The Rotary Club of Denver Southeast Foundation, of which he continues to serve on the board.