We can tailor a broad range of coverages to fit your needs. The following is provided as general information about our policies. Of course, if you obtain coverage from us, the actual policy and endorsements, when issued, will determine the limits of your coverage. Minimum coverage limits on mandatory Liability Coverage are set by law.
Higher limits are at additional cost.
It also protects you and household relatives if injured in someone else's car, or by a car as a pedestrian. These two coverages pay damages for qualifying bodily injury when you are legally entitled to recover from an uninsured or underinsured motorist. Collision Coverage Collision pays, less your deductible, for damage to your car as a result of an accident with another car or a collision with almost anything else. Collision coverage is available only with a deductible, although there may be times when your deductible is waived. Comprehensive Coverage Suppose a tree falls on your car, or a stone shatters your windshield.