PTD benefits are paid for life at the same rate as TTD benefits. The weekly benefits are based on the number of dependents and the worker's wage. I addition funeral expenses are also paid up to a statutory maximum. 7 Employer Approaches to Minimizing Workers' Compensation Claims Companies need to take some of the burden off the workers compensation system by becoming involved in their employees' training and reentry. The recent enormous increase in workers' compensation claims has been partly a result of indifference on the part of companies, who have left resolution of the incident to workers' compensation alone.
Employers can use several approaches in minimizing their workers' compensation claims.
Employers who act in this manner are taking advantage of a gap between the federal law and state workers' compensation laws. Proponents of counting workers' compensation time towards the leave threshold say that it reduces administrative and staffing problems, and say may discourage workers' compensation fraud. However, these approaches may not produce effects immediately. The best way to reduce workers' compensation claims in the short term is still to eliminate unsafe behaviors in the workplace. False and exaggerated claims and premium fraud are making workers compensation fraud the fastest growing segment of insurance fraud.