It will help her to be sure, but her motivation, as with all of us, must come from within. It seems to me that it is probably a combination of the two. However, it has been my experience that, once one's basic needs have been met, if good progress can be made towards the mental aspiration of well being, material benefits often follow. Therefore, they believe that it is possible to purchase happiness. Sure they are sometimes left with quite a collection of toys, an appearance of the American Dream, if you will, but they are not truly happy.
Happiness is an illusive thing.
The poor man keeps on searching, while not letting himself see, and the rich man keeps on wanting to buy, that which is absolutely free.