Your credit union offers a wide array of fixed rate first and second mortgages with terms from five to thirty years. With this loan, you establish a line of credit as needed for a period of five or six years. You can be pre-approved for your home loan before you start to shop for your house. Now all you have to do is find your dream home. For most first mortgages, you can lock into an interest rate for up to 60 days with no charge.
Longer locks are available for a fee.
All loans subject to credit approval. All normal lending policies apply.