This program guarantees each member comprehensive, coordinated services on a prepayment basis. Until recently, most people had little choice but to enroll in a conventional medical insurance plan. Most insurance plans pay only a portion of expenses and require deductibles and coinsurance.
Little control is exercised over how medical services are delivered.
Medical, surgical, hospitalization, and preventive services such as routine check-ups, well baby care, and immunizations are included. Whether your needs are as basic as a routine exam or as critical as major surgery, the goal is the same. As a member, you make key choices. Your personal physician may be a perdiatrician, family medicine, or internal medicine physician. When a member requires hospitalization or specialist care, it is available.