If you purchase Select Drug Formulary medications, your copayment is based on your use of generic or brand name prescriptions from the Select Drug Program list. Many drugs are manufactured by only one company, which advertises and sells its product under a special trade name. In many cases, they are quite expensive. That is why your share of the cost is higher for brand name prescriptions. The federal government requires proof that generic drugs are as effective as their brand counterparts.
Generic drugs are almost always much less expensive than the corresponding brand name drug.
The Select Drug Program uses an extensive participating pharmacy network. You are not required to pre-select a pharmacy. A national network of chain and neighborhood pharmacies will recognize and accept your prescription identification card. Take your prescription identification card to a pharmacy that participates in the PAID network. Many pharmacies in your area recognize and accept your prescription identification card, including large chains and many neighborhood pharmacies.