Generally, however, we pay a higher dividend. Your Regular Share Account also serves as your share of membership in the credit union. CheckingPlus Accounts offer all the benefits of free checking. In the case of an overdraft, funds are automatically transferred, up to your credit union. Social Security and retirement checks can be directly deposited as well.
IRAs provide an ideal tax shelter and retirement savings plan.
And you'll find our IRA rates are extremely competitive. To help you with your IRA investment, or for information on your tax responsibilities, you can consult with our financial counselor or your tax advisor. Certificates offer investment opportunities with both long and short terms, ranging from 3 months to 12 months. In addition, special certificates are offered on occasion. Christmas Club Accounts provide you with a special dividend earning rate in an account that's separate from your normal Share Account, so you can feel confident the money will be there for you when you need it most.