Some Medigap policies offer these coverages and some do not. Some managed care plans offer these coverages and some do not. If you are interested in learning about the availability of palliative care for terminally ill patients, raise these questions with your current and prospective health plan representative. Medicare does not provide coverage for people who travel outside the United States. If you travel or live outside the country, you should ask about plan coverages available to you in a foreign country.
Elderly people require more routine and preventive care services than working adults.
Included in this group of services is an annual physical examination that may help identify disease in its earliest and most treatable stage. Ask about the availability and cost of these services before selecting one health plan over another. Some locals offer such coverage through a welfare fund or a Medigap policy. Some retirement systems may offer these coverages under their health plan provisions, and many Medicare managed care entities also provide these coverages. Check with your local and retirement system to see if coverage is already available to you.