The New Spirit Secured Credit Card looks like any other Fashion Bug Charge Card. Your account will be paid if you lose your job, become disabled, take a covered leave of absence from work, or in the even of the death of you or your spouse or co-cardholder. Benefits and rates vary by state. When there are no charges on your account or no balance from the previous month, you pay nothing for this benefit. Benefits and rates vary by state.
Enrollment is easy.
The primary cardholder can enroll if he or she is between the ages of 18 and 65, and the Fashion Bug account is not delinquent. Age limits vary by state. Payment Payer covers the primary cardholder for disability, unemployment, leave of absence, and death. The co-cardholder or spouse is also covered for the death benefit. A claim form will be mailed to you.