Rebuild with materials less likely to be damaged by water, such as tile rather than carpeting. Anchor fuel tanks with metal straps and fasteners to prevent them from overturning or floating away. Secure shelves and water heaters to nearby walls. Home owners insurance does not cover flood damage. Federal flood insurance purchased through your insurance agent or company, is the only guaranteed flood insurance coverage available for your home.
Floods can occur anywhere.
Our Township is a lake community with many dams. An area that is near a levee or a dam is at risk of levee or dam breakage. People who face even moderate flood risks should get insurance. Flood Insurance backed by the Federal Government is available to any home owner, renter or business owner whose property is in a community that participates in the National Flood Insurance Program. The Township of West Milford participates in the National Flood Insurance Program.