Alternatively, the Post Office offers a 'voucher system' whereby you can pay off you rego in instalments. You make the first payment when you collect you book. Make sure you keep your receipts as a record. Decorate solid cardboard boxes with a scarf for a bedside table. Be ingenious - this is the time to do it when you're a poor student.
Housing Find cheaper accommodation if necessary, or take in a boarder to share costs.
Negotiate with your landlord if you know when you may be tight on funds, and let them know in advance, well in advance if possible, that you may be experiencing financial difficulty. They may be able to offer solutions if you are a good tenant, and more willing to accommodate your needs. If you can cook, make a cake, biscuits or such, or maybe marinate some sundried tomatoes or make some pots of oil up with fresh herbs. Wrapping paper can consist of butchers paper decorated with handpainting or other painted decorations. Any money left over soon accumulates.