Low closing costs . Borrowers must also pay other closing costs, such as real estate taxes, insurance, recording fees, etc. The amount of such costs will vary with the value of the house, amount financed, location of the property and other relevant factors. Immediate rate commitment . Rates are set at the time of loan application and are fixed for 90 days from the date of the loan commitment.
Longer commitments are available for an additional fee.
Pre-approval program . Get pre-approved for a specific mortgage loan amount. No Appraisal Loans . For low loan to value loans, an appraisal may not be needed. We accept mortgage loan applications, by appointment, at all of our branches .