Flood insurance is the best way to protect yourself before the flood hits. Flood damage often goes way beyond that of house and home. Flood victims not only lose their homes and treasured possessions, but rebuilding costs also eat up life savings, retirement funds, and children's college educations.
Floods can happen anytime, anywhere.
Between 25 and 30 percent of all claims paid by the NFIP are for policies outside the SFHAs. Don't wait until a flood is coming to purchase your policy. It normally takes 30 days after a purchase for a flood insurance policy to go into effect.