The same is true of funds with value versus growth styles. Often, yesterday s hot manager cools off, while a previously unnoticed manager shoots to the top of the charts. The Second Dimension Within a given asset class, your portfolio is diversified among different management styles. The Third Dimension Within each management style, your portfolio is diversified among different managers. Any financial investment program entails investment risk.
Efficiencies invests in mutual funds which are sub-ject to fluctuations in market value.
Your investment, when redeemed, may be worth more or less than your original investment. Past performance is no guarantee of future results. By periodically rebalancing your Efficiencies portfolio, we work to ensure that you maintain your selected asset allocation. The portfolio begins with the desired allocation. Well Cash accumulates and the profile shifts.