Liability Insurance - Liability is what is required in Georgia to operate a motor vehicle.
Liability insurance is broken down into two coverages.
They are bodily injury and property damage coverage. Bodily injury coverage covers the other party's injuries caused by you if you are at fault in the accident. Property damage coverage covers the other party's damage to their vehicle caused by you if you are at fault in the accident. This coverage applies no matter who's fault the accident is. Medical Payments coverage is not required in Georgia and is available at an extra cost.