But, while you may not avoid a flood, flood insurance can lessen its financial impact. Flood Coverage Standard homeowners insurance does not cover flood damage. Instead, you must purchase special flood insurance to cover that risk.
Flood insurance pays for covered losses quickly.
Government loans and grants may take some time and not cover what was lost. Your insurance agent can give you coverage information or a no-obligation quote for flood insurance. To find a CPCU agent or broker, click here . Flood Safety Tips Flash floods kill more people each year than any other natural disaster. Take these items with you when you evacuate.