Systems of Health Insurance 1. The health insurance system is intended to protect the health and livelihood of workers and their families through the provision of benefits for medical fees or lost income due to injury or illness. Dependents of persons insured are also provided similar benefits. Childbirth Lump sums are provided for childbirth. Insurance premiums Insurance premiums are calculated based on monthly salary.
Insured workers pay half of the insurance premiums and employers pay the other half.
Health insurance booklets are given to workers after the company submits notices to the local social insurance office. The National Health Insurance is a system offering benefits for medical fees for illness and injury, among other item, from mutual aid funds. Persons insured National Health Insurance applies to registered aliens who have lived in Japan for one year or more and are not enrolled in other medical insurance plans, including Health Insurance, or registered aliens who the mayor recognizes will stay for at least one year. Lump sums for childbearing Lump sums for childbirth and childcare are provided. When person insured dies, funeral expenses are provided.