When the employee chooses to use a participating provider, co-pays are due to primary care providers and specialists. Deductibles and prescription co-payments vary widely. Delta Care Delta Care is a Dental HMO plan that contains co-payments for services provided. Premiums are cheaper than Delta Dental and details and information concerning this plan will be furnished during the New Employee Orientation. Vision benefits are provided through Cole Managed Vision.
Any amount charged over the allowance is the responsibility of the covered employee.
Additional lens options are available at a reduced retail cost. This basic insurance may be combined with optional insurance in multiples of the employee s annual salary. Dependent life insurance is also available for spouse and children, in set face amounts of coverage. This law provides that terminated employees and dependents may obtain extended Health, Dental, and Vision insurance coverage up to 18 months. The act also provides for coverage of spouse and dependents of an employee when death, legal separation or divorce occurs for up to 36 months.