HMOs hire lawyers to write rigged contracts to justify delay and denial of healthcare. Contracts control how your doctor practices medicine. Click here to find out about how HMO lawyers use their poison pens against patients. HMOs hide their contracts, so patients don't have facts.
Doctors get a commission for each prohibition.
A few words of caution . Use some type of guaranteed and certified delivery such as USPS certification including a return receipt. Because HMOs know that if the patient's request isn't traceable, they can throw it in the trash, a dirty trick of bureaucrats. Also be warned that HMOs don't like providing patients with addresses, even for routine correspondence. They don't want patients to create written records that can be used to hold them accountable.