Lender wants property repaired or cleaned prior to close. Lender raises rates, points, or costs. Borrower does not qualify because of late addition of information. Lender requires at last minute, a re-appraisal. The borrower does not like the fine print in the loan documents that is received three days before close.
Lender misplaces a file.
The lender does not simultaneously ask for information from the buyer, they ask for it in bits and pieces. Lender pulls a bait and switch on the Buyer. Lender did not remove underwriting conditions in a timely manner. Federal Express package doesn t arrive on time. Lender does not deliver closing documents to escrow in timely manner.