If plans are underwritten, whether for health, life, disability income or whatever type of insurance, the final rate will be determined by the underwriter. This is where a good agent's experience is extremely helpful. We want to be realistic upfront so you can make a good decision with good information and find what is best for you. I hope you find the site helpful. You are protecting your most important asset, you and your family's health.
Health insurance is unlike any other insurance.
Most of the insurance you carry you will probably never or rarely use. I can guarantee that you will either at some point or perhaps often need your health insurance. You will need doctors, hospitals and other health professionals. Shop by selecting a financially strong insurance company and a plan with solid benefits. Have a budget, then stay with the best choice and raise the deductible or the percentage to stay in your budget.