As I said and as the figures published on Monday showed, the savings ratio has increased to 5.5 per cent. Moreover, in every quarter under this Government, the ratio has been higher than the depths that it reached, in 1988, under the previous Tory Administration. Furthermore, since the previous general election, personal sector net financial wealth is up by 31 per cent. We also have robust levels of long-term saving in the economy. After the general election, when he and every other Labour Member have been returned, will my right hon.
Friend is right.
I shall be very happy to meet a delegation at any time to discuss how we can build on that successful programme. Does my right hon. Yes, given the damage of boom and bust and instability and the 3 million unemployed, Conservative Members should be ashamed of their record when they were in government. As my hon. Friend said, that Government threw people on the scrap heap and did not give them an opportunity to save.