These radically changing patterns in expectations, population and wealth will continue to create political and economic instabilities. The users of International Financial Services Centres offshore tax planning are becoming increasingly demanding. They expect high quality service at a reasonable cost, and access to sophisticated investment services - as well as confidentiality. This trend is likely to continue well in to the next century. Today's high net-worth individuals are much more demanding and financially sophisticated than those of a decade ago.
Immigrants are individuals who have moved from one country to another.
Expatriates are individuals living away from their home countries, and who express a desire to return there some time in the future.