Jubilee decides to butt in and write to Stephen's estranged brother when she finds out that Stephen's finances are in dire shape. The fact that this is absolutely none of her business is glossed over, because she's sure it's for Stephen's own good. Jubilee's brother, Micah, has been injured at a Wentworth mill, of course, and therefore hates all Wentworths. There's a scheming almost-fianc e mucking about in the background. Tad loves Jubilee.
Jubilee loves Stephen.
Stephen loves Jubilee, or at least her body, and his behavior during the second half of the book diminished his stature as a hero, at least in my eyes. There's a Big Misunderstanding. The actions of the characters seemed implausible at times. Stephen is presented as fearful of loving and losing, but he willingly agrees to let Jubilee take Tad away from home. And this after he's known her for only a couple of weeks.