Families pay a low monthly premium, based on the plan chosen and the number of children covered.
Monthly premiums for SFHP enrollees are less than for enrollees in Blue Cross, Blue Shield, Health Net or Kaiser. The health plans are responsible for 20 outpatient visits per year for evaluation, crisis, and treatment for conditions that can show benefit from relatively short-term intervention. The health plan is also responsible for medication and laboratory services to treat those mental health conditions. In addition, the benefit includes substance abuse counseling. The basic benefit also includes 30 days psychiatric inpatient hospitalization per year.