This web site is designed to only provide general information and is not directed toward providing legal or medical advice or establishing an attorney-client relationship.
Laws vary from state to state and are constantly changing.
Proper legal advice requires an analysis of your specific factual circumstances. You should promptly contact an experienced attorney if you think you have a case. The other party is called a defendant. You are the plaintiff. The defendant takes the Complaint to his or her insurance company, which delivers it to its lawyers.