There are many different web sites where you can learn about good designing techniques. You can use Jeff Glover's advice on sucky and savvy techniques. He incorporates various links leading you to his opinions on the best techniques. Loud Background Images - Totally agree. Frames - If you have THAT large of a list, make another page.
Frames definitely suck.
Image Maps - Pictures or parts of pics you can click on and go there. Large, but useful. ALT Tag Your Images - Less wait time. If you don't wanna limit yourself to viewers, make plug ins optional . Although you may not understand the implications of these terms yet, you will soon learn that not all browsers are the same, and platforms and settings are determined by each Internet surfer.