I finished, got my Ph.D., and was hired as an assistant professor at a city university. Graduate school is not cheap. Working on a master's or a Ph.D. is expensive, and professional programs such as medical school or law school cost even more. During the years you are in school, you have to give up the income you'd earn if you were working. But lack of cash should not stop you.
Help is available.
It may not be easy to find the funds you need, but it can be done. In this chapter we talk about the best sources of funds, where to look, and how to tap them. The first thing to do is to examine the figures. If you are going to a state university, it makes a big difference whether you are a resident in terms of the amount of tuition you are charged. If you are not from the state where you will be going to school, see if the department can tell you what you have to do to become a resident.