I agree, there is waste and fraud in businesses, in churches, and in charities, but I doubt if all of the waste and fraud from all three areas combined would compare to the waste and fraud of government. Everything else in our society is accountable to someone.
Government is accountable to no one, to nothing but itself.
Victim Status Libertarians don't hold that people aren't victims, and some few may even be victims of circumstance. Most victims in this country are victims of government. Such restrictions may be, and often are, imposed by covenant. When such restrictions are put in place by a court as settlement of a lawsuit, those who desire the restriction should be required to reimburse the owner for all costs and for the loss of use for as long as they wish the restriction to be in place. If they lapse in payment that should be the end of it and their case dismissed with prejudice.