Typically charge cards do not charge interest, but if you fall behind late fees can apply. The maximum amount of credit available on your credit card. Your credit report is available from credit bureaus such as Equifax, Experian and TransUnion. A card issued by a bank that directly accesses and pulls available funds from a bank account, typically a savings or checking account. The collective charges of using a credit card.
Finance charges consist of interest costs, late fees, etc.
A period of 20 to 30 days between the transaction date and the billing date when the transaction can be paid off without interest. An initial, lower APR provided by the credit card company to entice consumers to use their credit card. A fee charged to the Cardmember when their payment has not been received by the specified due date. An alpha-numeric code used as a security measure with debit and credit cards to authorize transactions such as cash advances. When your billing statement shows no outstanding balance and no new charges have been incurred.