You're in the process of making a tough, unpopular, and, hopefully, rewarding choice. Whether you've always dreamed of writing the great American novel, of teaching the principals of sanitation or algebra to children in Somalia, or just aren't ready for the responsibility of adult life, there should be some help here for you. Make a list. Make a list of all of the fabulous things you've ever wanted to do. After the high of making your wish list, this should bring you back down to earth.
Health insurance is another big issue.
Finally, in the finance sweepstakes, do a careful tally of how much money you have, how much you can make before graduation, and how much you have to make to do the various things on your wish list. Believe it or not, your college career center doesn't only have information about consulting jobs. Go on the Web to find out more about interesting programs. This is the best place to learn about the federal programs such as the Peace Corps, or Teach America, as well as teaching English in other countries, or graduate school programs. Evaluate your skills.