Cooperation Cooperation between localities allow for targeted growth of affordable housing where needed and reaching each localities fair share between localities and the states. Such tools include regional compacts within and between states. Compacts allow for coordination of targeted growth areas and addresses the fair share development. Public-private Cooperation between public and private entities involves state programs or agencies working with local organizations or employers to promote affordable housing. Private-private Cooperation between private and private involves lending institutions, organizations, and communities taking initiatives with affordable housing.
Affordable housing plays a key role in the diverse distribution of a city population.
Today exclusion and isolation due to social class and income levels threatens that diversity. Practices of affordable housing attempt to fight the discrimination that causes this problem. This battle is done on two fields, one is the amount and location of rent affordable housing and the other is the amount and location of possible ownership. It is also to the benefit of local governments to have higher rents for a larger tax base for that locality. As a result of the lack of new affordable housing construction, low-income households must locate themselves in the slum areas of a city where poverty is high and living conditions are low.