The point of title insurance is to secure your claim to property and protect your investment against hidden defects in the title, which could put your ownership of that property in question. If you are forced to defend your title in court, the title insurance company will defend the title at no expense to you. If there is a defect in your title which cannot be eliminated, title insurance protects you from financial loss, reimbursing you up to the full amount of the policy - generally, the full amount of your loss, and keeping you in possession of your property. Unlike other forms of insurance, title insurance requires modest, one-time only premium , paid at the closing of the sale and purchase. The protection afforded by title insurance to you and your heirs continues in effect forever, even after you sell your property.
Many companies sell title insurance.
However, because property ownership is defined strictly by legal rights, an attorney trained and licensed in the complexities of real estate law is best qualified to issue your title insurance policy. Please contact us to let us know if you are buying or selling and we will respond back to you quickly. Click here to send us some preliminary information first. E-Mail us your comments or questions. Equal housing opportunity.