The Fund provides the broadest protection and coverage available for third-party claims and suits arising out of law enforcement activities as specified under Florida Statutes.
Coverage is extended to protect the city's law enforcement functions.
The Fund responds to policy and procedure errors and omissions as they pertain to the department and its operations. As with any other policy or program, there are certain exclusions that apply, and those items that are excluded under the Fund Agreement can usually be covered under some other form of insurance. These exclusions are minimal and far fewer than those contained in any other policy and program. One major exclusion is claims against the police chief or city by current employees, former employees, and applicants for employment. The claims range from discrimination in hiring and firing to wrongful termination and everywhere in between.