The initial outlay of cash for an adoption is large and this often restricts adoption to people in the upper financial tiers. This restricts the pool of potential parents even though many prospective parents have an income level that would allow them to comfortably raise children. We are most interested in providing sufficient funds that will allow an adoption to proceed. Currently we fund only international adoptions. The amount we will loan prospective parents depends upon the total cost of the adoption and upon the financial status of the applicants.
Loans are for a period of five years.
The interest rate of the loan is set to be just high enough to cover possible inflation increases during the life of the loan. Our goal is to help prospective parents with the large initial outlay of money that is required to proceed with an adoption. We are not trying to cover the total cost. The capital of the foundation can be used to help more families if we impose maximal loan limits. The maximal limit will be reviewed yearly and adjusted according to the prevailing cost of an adoption.