If you're at a single-player table, you may spread to a total of 5 hands, if you wish. Anyway, the games are styled after those found in many famous locations. It appears early, but if you surrender and the dealer has a natural, you lose the entire bet. I lost only the original bet. Pairs may be resplit up to 4 hands, though Aces may not be resplit and receive only one card.
Insurance is available.
Three decks, dealer hits A-6, double only on 10 and 11, no double after split, late surrender is allowed and insurance is offered. You may split to a total of 4 hands. Ace is available . Pairs may be split to 4 hands but split Aces receive only one card. Insurance is offered.