No benefit will be payable under Cancellation Insurance if you do not cancel the insured trip within 48 hours of the cause of cancellation arising. If covered injury or sickness delays your return to the original departure point more than 10 days beyond the original return date, no benefits will be paid unless you are confined to a hospital. In addition, no benefit will be payable if you receive substitute transportation to the scheduled return destination or to rejoin the trip or tour. The benefits provided will be paid only on an excess basis over and above any benefits or services provided by any other valid or collectible insurance or other form of indemnity. Expenses incurred after coverage terminates are excluded.
Insurance premiums are non-refundable.
In event of trip cancellation notify Heavenly Tahoe Vacations and your travel agent without delay. All rights reserved. Do not duplicate or redistribute in any form.