Consider, though, if the savings are enough to offset the risk of footing the entire cost of repairing or replacing the vehicle. If you're shopping for a car, consider how your choice will affect premiums. Some insurers increase premiums for cars more susceptible to damage or occupant injury, and lower rates for those that fare better than the norm. Consider joining a car or van pool, or finding other transportation to work. If you reduce your driving mileage enough, you may lower your premiums.
All coverages are subject to all policy provisions and applicable endorsements.
For further information, see your State Farm agent.