Include in the financing proposal your explanation of any accurate negative credit information. Otherwise, when it's uncovered, you are presumed to be a liar. Past behavior is a predictor of future behavior. Applicants who fail the character test do not get funded. Capacity is what you can do.
Investors specialize in selected industries because they know what to look for in management.
Whereas banks like to see steady, controlled growth, investors need very rapid, above-average growth. Conditions are externals impacting your business that you cannot control but to which you must respond. They can be threats or opportunities such as technology, competition, regulation, and economic or social changes. Your response to judgemental conditions should be strategic planning. Neither wants to deal with internally focused companies likely to be blindsided by external factors.