If you don't have time to produce really good-quality artwork, then you'll have to settle for one of the other formats. To make your story more vivid, use the active forms of verbs whenever possible. Ranma's head was flattened by the giant spatula. Ranma's head was actively flattened by the giant spatula. Ranma was a rotting, maggot-infested corpse who would not be attending any more parties.
Inspiration is known to originate from ancient Greek deities called the muses.
When trying to come up with a story idea, the best method is to sit around and wait for your muse to come by. Trap the sucker in a cage and make the muse write all of your fanfiction. Writing is hard work, so you don't want to have to do it yourself, especially since the muse is probably in your country illegally and can therefore be forced to work for no pay. Just try to fake it. Character thoughts should be included in such a way as to not interrupt the flow of the story, and never quoted the same way that actual spoken dialog is.