Full List Credit Cards Home Page Banking Services Internet Banking Online Bank Checking Account Savings Account Money market Account Home Equty Line of Credit Mortgage Loans Home Equity Loans Ebanks and E Banking Home Refinance Refinance Mortgage Credit repair organizations have aquired a negative reputation over the years because so many of them engage in dubious activity which often veers into the illegal and certainly the unethical. It is very tempting for debt ridden consumers and those with poor credit histories to be tempted by such services which often make bold promises to clean up credit reports and wipe out bad records. Many such companies are very common on the Internet, for one.
Legal activists point out that credit repair organizations are generally to be avoided.
Beyond the problem of their questionable practices, there is nothing these companies can legally do which the consumer cannot do for themselves. It is certainly cheaper to do these yourself given that credit repair companies often charge very high fees for their services. There are a number of steps to take if you insist on using such companies. There are also a number of laws governing the activities of their activities which you should be aware of. If you decide to correct your credit problems by yourself, begin by visiting our Fix Your Own Credit Problems page.