Additionally, the world's population is offshore business increasingly expecting higher standards of living and improved work opportunities. These radically changing patterns in expectations, population and wealth will continue to create political and economic instabilities. Governments in both the developed and the developing world will have no option but to continue to levy high taxes to meet these expectations and the associated costs of providing new and improved infrastructure. They expect high quality service at a reasonable cost, and access to sophisticated investment services - as well as confidentiality. Today's high net-worth individuals are much more demanding and financially sophisticated than those of a decade ago.
Immigrants are individuals who have moved from one country to another.
Expatriates are individuals living away from their home countries, and who express a desire to return there some time in the future.