The good news is that it's gotten easier to get credit, and, in turn, a good credit rating. We're here to dispel the myths about credit and give you the low-down on your own credit history and tips on how to develop good credit. Remember, the player with the most credit cards isn't necessarily the one who wins, which is why we're here to make sure you don't blow your credit rating.
Credit cards are convenient, great to have around in a pinch and handier than a checkbook.
There are even some things, like renting a car that you just can't do without one. How To Use Your New Card. And the banks, credit card companies and other financial institutions know your financial secrets. If you played by the rules and actually paid your credit card bills, then you've probably got a good credit rating, maintaining it can be a little more complicated. There are a lot of varieties and brands of cards floating through the mail these days from the Platinum to the Gold.