These are all real-life examples, pointing to the need for fraud awareness and fraud fighting in the workplace. Fraud can also take the form of malingering, where an employee complains of unseen ailments or prolongs a legitimate claim to avoid returning to work. Committed by employers who underreport payroll, misclassify workers, or mislead the insurer about prior claims. Fraud isn't perpetrated only by employees.
Fraud affects coworkers too.
Many employees have no idea that someone committing fraud has a very negative impact upon them personally. Most folks collecting workers compensation benefits rightfully deserve these benefits, but some take advantage of the system. Injured workers who shun treatment from a doctor or physical therapist might find themselves under scrutiny, because their reluctance to seek treatment could be viewed as an attempt to cover up a phony injury. An employee who is known to be disgruntled or knows they are about to be laid off, and makes a workers comp claim, may be committing fraud because he or she is unhappy with the employer. Tips for combating workers comp fraud Verify references and background information carefully.