Your responsibilities have just doubled and term life insurance can allow your new family to maintain your current lifestyle. As an employer, one of the most effective benefits you can offer is life insurance. Term life insurance rates have been decreasing for the last several years. Electronically provided term life insurance information from various Web sites allow life insurance to be sold more economically. Life insurance, and specifically, term insurance, provide great value to consumers.
Insurance Paying for life insurance is painful, but few can do without it.
The key is to buy life insurance only for losses, such as your income, that you or your family can not replace. Avoid narrowly defined life insurance policies that only cover specific loss of life, such as accidents, plane crashes or cancer. You're better off with insurance for any loss of life for a small increase in premium. Don't skimp on life insurance. But remember that people with no dependents may not need life insurance at all.