The roof can be lifted off and blown some distance. Once the roof is gone, the walls immediately below the roof are easily blown over. Other patterns of failure include buildings shifting or being blown off foundations when tie-down systems are inadequate. Damage from flying missiles and debris is also common. Glass doors and windows are particularly vulnerable.
Heavy objects carried by the wind can cause significant structural damage.
Flying objects can penetrate windows, allowing wind forces to enter a building. Openings in the shell of your homes, such as windows and doors, provide a point of entry for strong winds that can result in structural damage. Windows and doors can be punctured by flying objects or compromised by direct wind pressure. Insurance companies outside of the Fund's program also provide residential property insurance that includes coverage for hurricanes. In addition, many private insurance companies provide hurricane insurance for commercial property risks and for other lines of insurance.