He thinks a Y2K glitch has deposited illegal money in her account. She goes to the safety of Almost, Arizona where his friend T.J. McCall is sheriff. The two opposites feel the immediate attraction and begin to fall in love, but must contend with the money launderers who have traced Tess to Arizona. Even if they live, they know she belongs in Boston while he belongs in Almost. The fast-paced story line contains humorous elements mostly provided by the secondary cast who want the charming lead couple to remain together.
Indian mysticism adds a bit of local flavor to the mix.