Compare information about car features, cost and reliability to narrow the field to one or two models in your price range that you are interested in. Once you have decided on a couple of models that interest you, you can read about the models that interest you in more detail by looking at Consumer Reports at the public library or looking on the Internet for information about comparative car values. It can also be helpful to ask friends and family for recommendations on a car salesman to use. Shop around and see where you get the best terms. Don't forget the possibility of financing a car with a loan from a relative.
Interest rates are different for new and used cars.
Usually, the interest rate is slightly higher for a used car than for a new one. Sometimes the interest rate is slightly lower if you borrow money for less time. At the end of the lease, you give the car back. Many new cars are promoted by advertising the amount of their monthly lease payment instead of a sticker price. One reason car dealers do this is to focus the customer's attention on an affordable monthly price instead of on the total purchase price of the car.