Rural Housing Programs Single Family Housing USDA Rural Development makes loans and grants to provide rural residents with safe and affordable homes.
Eligibility is based on adjusted household income.
Section 502 Direct Loans are available to low and very low income applicants. Section 502 Guaranteed loans, made by mortgage lenders, are available to moderate income families who have limited down payment ability. Section 504 Repair Loans and Grants are available to very low income homeowners.