This is the alternative version of the navigation menu on the left hand side of the page. This is to be used if you have JavaScript turned off, or your browser doesn't support JavaScript. This is particularly true for start-up businesses. Lenders want to know if the loan is fully secured. Remember that banks are not traditional risk takers and want to know how they will be re-paid.
Banks require visible assets that can be used as collateral.
Banks seldom furnish start-up money. Finally, do a search on the Internet using key words for the type of start-up business you are investigating. Your personal credit history is considered for a business loan because it gives the lender a history of your personal money management, demonstrates repayment of debts and it lets the lender know of existing debts including references, liens, delinquencies, bankruptcies, student loans, etc. It's also important because if your business is a sole proprietorship or individual, there in no difference in credit history for loan purposes. However, if you business is a corporation, partnership, trade company, etc.