We are prepared to finance transactions which may not be acceptable to banks and major finance companies. Some adverse credit, unproven or limited income, and beneficiaries may be acceptable provided we can obtain security over Real Estate. Security property may be owned by the Borrower or a Guarantor. Personal Loans For debt consolidation, home improvements, holidays, car purchase unexpected bills, etc. Your vehicle may also be used as security in which case we register a security against that vehicle.
Interest rates vary depending on the type of security, security margin and credit history.
Repayment figures are available on request. Please contact us with your specific requirements and we can advise the costs and repayments relating to your loan. Interest only payments on a monthly basis are required. The principal needs to be repaid within the 18 month term so you must have a plan to do this e.g. property is on the market or you are looking for long term finance to replace us. Some loans will require your solicitor or ours to document the loan and register the mortgage.