I would like a preview of the site. A credit rating is an opinion as to the issuers capacity to meet its financial obligations in a timely manner.
Credit Ratings help in differentiating and distinguishing oneself from others.
Due to credit rating the issuer has potential of enhanced access to borrowed funds. Rating can manifest itself in the form of not only lower interest rates but also wider range of funding alternatives with varying terms of maturity and diversity of lending institutions. Institutional investors usually operate under strict investment guidelines that often require the securities in which they invest to carry a credit rating assigned by a recognized rating agency, such investment guidelines hence exclude unrated borrowers from their pool of potential investments. The process of rating is an independent, external review of the management, its strategies and corporate performance. Credit rating also contains information, which is valuable to capital market investors.