Download the Ornate Mask here. Apply the gold-glitter preset using the default settings, then apply Filter Factory A Pool Shadow with the following settings. This is what your image should look like. I clicked twice to get a darker color. You can download the floral.bmp file here .
Flood fill the new layer with the darker blue.
Merge the layers. Apply the gold-glitter preset, then the Filter Factory A Pool Shadow using the same settings as before. Here is the final image. I used the Black Chancery Font for writing this tutorial. You can download it here.