But this cover is almost never 24 hours a day worldwide - some only cover them whilst inside the school gates. It is also true that more accidents occur in the real world out of school. However protective parents can be - children need to play and discover things for themselves. Children cross roads, ride skateboards, roller blade, cycle, swim , do gymnastics, climb all over adventure playgrounds, just playing in the garden, all as part of their daily fun. Each of these has benefits and carries a degree of inherent risk.
Many accidents are minor with a few tears and no long lasting effect.
But, some have effects that last forever - if the unthinkable happened, the financial benefits provided by our child cover insurance could be a vital contribution to a child's recovery and continued quality of life. It is easy to pretend accident may never happen or that it will be to someone else. But, accidents are not always preventable, so insurance provides protection and a greater peace of mind.