Many times, these benefits include attractive options for the caregiver. An elderly parent or spouse is likely to be a Medicare beneficiary. Learn all you can about Medicare. If this seems overwhelming, there are people who can help. Each state has an insurance counseling assistance program.
Information is only useful if it can be used.
Establish a system for keeping track of important information such as living wills, insurance documentation and property titles. Useful numbers such as bank accounts, Social Security and Medicare numbers should be kept handy. For instance, if your insurer tells you a certain service won't be covered, find out why. Maybe a doctor's note is all it takes to have a service or piece of equipment paid for by insurance. Planning ahead can keep you from feeling overwhelmed.