Any additional title insurance for the lender is a cost to the buyer. Lenders will also require an appraisal to assure the value of the home is no less than what you agreed to pay. They will request a survey of the property. You might also be required to pay the surveyor for an elevation certificate. This will show whether or not your property is in a flood zone and will require flood insurance.
Major carriers have limitations on how many policies they can issue per month.
Timing is critical. One of the first priorities after your contract for sale and purchase is fully executed is for us to secure insurance for your home. I will work with you to make sure you have coverage in place for closing. Possession In Vero Beach, unless agreed upon otherwise, you will receive the keys to your home at the closing. The seller will have moved out prior to closing and we will do a walkthru of the home just prior to attending closing to inspect the condition of the home and that all repairs have been made.