You never have to worry about the safety of your investment. You are paid the principal and interest due you when you cash your bond. Savings bonds can help you save for education or retirement purposes. Bonds can be replaced if lost, stolen, or destroyed. Series EE Bonds interest rates are based on market yields of actively traded Treasury notes and bonds.
Interest is added to the value every month and is compounded semiannually.
They can earn interest up to 30 years. You can name up to two individuals as coowners or as owner and beneficiary on a bond. Series I Bonds make it an ideal way to build up savings you simply don't want to risk. What can be more comforting than knowing that you own an investment that guarantees you returns over and above the rate of inflation for 30 years. Series I bonds are sold at face value and grow with inflation protected earnings for up to 30 years.