But it's worth a try. A phone call is all you're risking. Cash advances are especially prone to 'special charges'. Beside the fee, you'll be charged interest from the day of the cash advance. One other area is not misleading, but sure is expensive.
Many banks push their cards by promoting the low monthly minimum payments.
What that means is that you owe them more money and are accruing interest charges on a greater amount. The more you borrow, the more they make. It might seem like they're doing you a favor, but those interest payments can be a cruel master. Well, I guess it's that you must take control of your situation and beware of those who would try to fool you. Much as we don't like it, reading the fine print is necessary to protect yourself.