Merchants, not consumers, are the biggest losers when it comes to credit card fraud. As you leave college, kick off your new life by making educated financial decisions about credit. Choosing from all the options is the hard part. Free credit reports for the unemployed. Tips for transferring balances and eliminating high-stress debt.
Consumers lose even as rates fall.
There's a limit to how low some variable-rate credit cards will go, no matter what the Fed does. A recent survey shows card issuers are still cranking up the costs of using a credit card. The pros and cons of financing a motorcycle with a credit card. June Poll Many cardholders have been in a good mood this year since the Fed has decreased rates several times this year. Trivia Test your knowledge of credit card history.