In every cloud there is a silver lining. Transform negative events in to new positive beginnings. The struggle is good for the soul. Only those who risk going too far can possibly find how far they can go. The race of life is not won by the swift or bright, but by those who keep on running.
Happiness comes from the pursuit of a worthwhile goal.
Pay yourself first. Money is a tool to be used to accomplish your goals. Write your goals down and set a specific time to accomplish them. Someday is never. These people are the ones who wrote their goals down and accomplished them.