This is a NO fee account. Dividend rates are determined by your account balance. Certificate accounts offer a preferred rate in exchange for your commitment to leave funds on deposit for a set period of time.
Early withdrawals are subject to a dividend penalty.
We offer certificates with maturities of 180 days to 4 years. The investments may be in a passbook or share certificate. This can be done in a passbook or a share certificate. It can be used to save for taxes or for homeowners insurance. We can help you set up a plan.