In most cases, people who own their own home and have savings or investments are interested in protecting their estate from the high cost of Long Term Care. This is a free needs analysis. You are under no obligation for this unique and valuable service. In most cases, the best insurance plans are fully integrated policies that pay for Home Health Care, Assisted Living Care, and Nursing Home Care. Many forms of cancer are underwritable after a waiting period depending on the severity and class of the cancer.
Heart problems vary.
Angioplasty and by-pass surgeries are underwritable after a waiting period. If a walker or wheelchair is used, the person is not insurable. If a person is in care in a Nursing Home, Assisted Care Living center, or receiving Home Health Care, they are not insurable. If you have a question about a particular health issue, please email us and ask. We'll answer your specific question.