The National Consumer Forum is concerned about the excessive power of Credit Bureaus. Credit Bureaus are governed by a Code of Conduct drafted by the Association of Credit Bureaus. The Code, drafted without consultation with consumer representatives, only applies to bureaus that are members of the association. A copy of the NCF's Position Paper on the Code is available from this web site.
Many consumers complain that they are wrongly listed.
Often such cases take a long time to resolve. The NCF invites you to share your experience about Credit Bureau listings, comments and suggestions you think must be implemented to make Credit Bureaus accountable and to improve consumers' access to credit. Your personal information will be treated with absolute confidentiality. It will not be divulged to any other party without your consent.