Thank you and good morning. Every so often, experience reminds me that careful planning and consideration often do not survive contact with reality.
Life is unpredictable.
For example, a lot of thought must have gone into the signature system used with credit cards. The system is simple and, you might think, effective. But several weeks ago, I was signing a receipt for a bank credit card purchase at a supermarket when the checker noticed that I had never signed my name on the back of the card. He informed me that he could not complete the transaction unless the card was signed. He explained that it was necessary to compare the signature on the credit card with the signature I just signed on the receipt.