Unfortunately many people simply accept health insurance denials without question. Such blind compliance is often a mistake.
Insurance companies bank on their members' ignorance of their insurance policy.
This issue becomes exceptionally acute with those families dealing with a chronic or terminal illness. By taking time to follow certain steps, insurance problems can be prevented and perhaps an insurance denial overturned. Read your policy carefully and review it at least once year. Make sure your physician and other healthcare providers understand your financial position and what your insurance does and does not cover. Otherwise your claim can, and probably will be, denied.