The homeowners' Market Assistance Program improves the chances of fulfilling that dream, he said. And being able to go straight to the insurance department makes it easier to use the program, he added. This will help Texans who live in parts of the state that see severe weather such as tornadoes, hurricanes and hail storms, which can make buying affordable homeowner insurance difficult, Davis said. Applicants must provide documentation showing they were unable to buy insurance from licensed companies during the past year. Before Montemayor's rule change this week, insurance buyers had to file Market Assistance Program applications with licensed local insurance agents.
Applicants can still file with a local agent or through the toll-free insurance department number.
Callers who don't live in an eligible ZIP code will be offered insurance department rate guides, which help Texans shop for the best deals in either auto or residential insurance. All rights reserved.