Some areas may be asked to evacuate before others in order to keep traffic moving. Areas will be asked to evacuate based on the expected path and intensity of the storm. Some New Yorkers believe that serious flooding only occurs in other areas of the country. This cannot be further from the truth. New York City is a low-lying coastal city that is very susceptible to flooding.
Flooding is a fact of life in New York.
In fact, flooding is a national problem. To make matters worse, losses due to flooding are not covered under most homeowners or business insurance policies. Until the late 1960s, most property owners were unable to get insurance against flood damage. Private insurance firms, aware of the potential for catastrophic losses, were unwilling to assume the financial risk alone. This put the burden on taxpayers to provide costly disaster relief to a growing number of flood victims.