It's not without its limitations, though. For example, you can't download full statements or transactions, or order a banker's draft. Until the level of service offered by a high street branch is matched online, you'll still need to pick up the phone or visit your local bank. If you're an existing Co-operative Bank customer, you should have a go at managing your accounts online. One thing to remember is that banking is a personal thing, and what one person may find appealing with one bank could be disagreeable to another.
Internet banking is no different.
There's no reason for you to migrate from your current bank to another just for its Internet services and you'll still find yourself picking up the phone or visiting a branch now and again. But if your bank has an online service, it's worth using for the services it does offer. It'll be a few years yet before Internet banking becomes mainstream, so for now it may be the case of which one feels right to you and which is more suitable to your current lifestyle. All rights reserved. Reproduction in whole or in part in any form or medium without express written permission of ZDNet is prohibited.