Each subsidiary is licensed in its own name. There has been no filing with this Department or the county clerk by the subsidiaries to use a brand name. However, the parent company's brand name is used in advertising services that are provided solely by the subsidiaries. No mention is made in the advertisement of the name of the subsidiaries.
All business generated as a result of the mailing is placed with the subsidiaries.
N. Y. Ins. No person, firm, association or corporation shall act as an insurance agent, insurance broker, reinsurance intermediary or insurance adjuster in this state without having authority to do so by virtue of a license issued and in force pursuant to the provisions of this chapter. Pursuant to N. Y. Ins. The licensee must use that name in advertising or transacting business unless he applies and gets permission from the Department's Licensing Bureau to use another name and makes the proper filing with the county clerk. If the licensee uses a name, other than the one he is licensed under, he is, in essence, doing business without a license in violation of N. Y. Ins.