Life Insurance Needs for life insurance can vary widely.
It is usually best to explore an individual s requirements in order to determine which type and how much life insurance is best. Term insurance and universal life insurance are the two basic types of life insurance. Universal life insurance is more costly, but the insured can arrange to use the proceeds accumulated in the investment portion of the policy to fund major purchases, college, retirement, etc. during the lifetime of the insured, and the death benefit may also be available. To get more information click on the image.