Here are some things to consider when investigating an organization that wants your health care business. Rates Everyone wants affordable rates but beware of rates that sound too good to be true.
Health care is very expensive.
Others will only guarantee rates for six months, which could wreak havoc on a county's budget. By then, your county may not be able to find coverage elsewhere and many counties are forced to stay with their carriers because of employees with serious illnesses or high-risk conditions. Poor service, a common problem with low-cost plans, is a major reason employers change health care plans. Evaluate the real cost benefit of a plan over a multi-year period. Look at the overall value not just the bottom line.