Every life reaches a point of crisis.
Mine came last week, when I owed late fees at every video store within a five block radius of where I live. No more skulking into the store, dropping off a movie, then heading off down the block to take out a new membership at some other video place. No, I had finally worn out my welcome at every video store in my neighborhood. There's only so many times you can watch the tape head cleaner videotape before you realize it's time to face the music. I reached that point, paid the fee, and I'm happy to say that I now have my borrowing privileges back.