Beware of any loan assumption where you are not formally released from liability for your mortgage debt and contracts of sale. Check with a lawyer or your mortgage company before entering into any deal involving your home. If you're selling the house yourself to avoid foreclosure, check to see if there are any complaints against the prospective buyer. You can contact your state's Attorney General, the State Real Estate Commission, or the local District Attorney's Consumer Fraud Unit for this type of information. We are not a lender or broker.
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