However, loan programs are available through the MPCA and county watersheds. While AgBMP loans have a maximum interest rate of 3 percent, MPCA loans vary from county to county. It is up to the county what they want to charge as interest. We are hoping counties stay at the 3 percent. Since most MPCA grant and loan programs require a matching grant from either a county or watershed, it is a competitive process.
Local entities submit proposals to the state for funds.
MPCA awards only a certain number of watersheds each year. Counties awarded money for ISTS projects can offer landowners money for septic system upgrades. Blomme recommends contacting the county environmental office for funding information. They should know what programs are available, whether it is watershed money or AgBMP, and who to talk to about getting funds. Funding for these types of improvements are in jeopardy.