You never really learn to swear until you learn to drive. The sooner you fall behind, the more time you'll have to catch up. A clear conscience is usually the sign of a bad memory. If you must choose between two evils, pick the one you've never tried before. Plan to be spontaneous tomorrow.
Hard work pays off in the future.
Laziness pays off now. Borrow money from pessimists - they don't expect it back. Women are from earth. Deal with it. Age is a very high price to pay for maturity.