Employers can meet the diverse needs of their employees with this plan by providing the various levels of salary coverage, elimination periods and benefit periods available. What this product can do for employees Between the ages of 35 and 65, seven out of ten workers will suffer a disability lasting 3 months or longer 1 . This translates into almost immediate earnings loss for an employee who has no short-term disability protection. With this plan, employees who become disabled from a covered loss can start receiving benefits after an elimination period. Important features Employees can continue this coverage if they retire or change jobs, and their plan is guaranteed renewable until age 65.
Employers can choose from a variety of benefit periods and a selection of elimination periods.