So we work overtime to have some extra spending money, and pay a little extra on a bill or two. But every time we think we are going to be able to get ahead, we are hit with some other unexpected expense, but this time, our credit cards are maxed out. But we have to take care of this unexpected expense, so we go out and open up another credit card. And the vicious cycle continues. It s up to us, to figure out if our spending is spinning out of control and if it is, how we are going to begin managing it.
Finances are the number one cause for divorce in American today.
Take time to stop and think how many times you have fought over bills or not having money to purchase something one of you has wanted. Debt causes undue stress which can escalate into many physical as well as mental health problems. The more debt we incur, the less freed money we have to follow our dreams. Debt has a way of preventing home maintenance and auto repairs. Debt prevents us from enjoying life.