In the transportation business, every cloud has a dark lining for someone. Heavy snowfall can make roads and railroad tracks impassable. Low temperatures can cause icing on planes.
Dry periods can bring levels in certain waterways too low for certain types of shipping.
A Weather Risk program can't clear the roads or runways for you, but a carefully structured policy could kick in with a payout that would keep you in business long enough to ride out the storm. A trucking concern specializing in the delivery of delicate, frozen cargo goes to market with a money-back guarantee if the temperature in the container rises above a certain point. Their trucks are heavily insulated and equipped with back-up systems. Even so, when weather conditions are extremely hot on the route, the trucks must add extra insulation, which cuts the cargo space in half, and also only can travel at night, which increases labor costs. A Kemper Weather Risk Program with coverage tied to the average of temperatures at three specified stations on the route.