T he costs of an adoption vary depending upon the circumstances of the adoption.
Agency fees are usually the largest cost associated with a private adoption.
Public agencies are generally less expensive than private agencies. In a private independent adoption, birthmother living expenses and medical care would be the most costly portion of the expenses. F ollowing is a list of costs commonly associated with a private, independent adoption. Please keep in mind that some or all of these costs may be required in any given adoption and that they vary greatly. For example, one birthmother may have insurance or public assistance to pay for her medical insurance while another birthmother may not.