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International travel is an exciting adventure but also poses many unpredictable situations.
One of the most serious is the risk of injury or illness in a foreign country. Unfamiliarity with a different culture and medical system is intensified without the proper resources to assist you in securing medical care and covering the associated costs. While traditional medical plans offer fine domestic coverage, few are designed for international use or visitors. Even those that offer limited benefits do not normally cover medically supervised emergency evacuations, emergency reunions or repatriation. Additional complications are caused by different languages, currency conversion, inexperienced international claims administration, and time differences.