Westcore Funds offers equity funds, bond funds, and a money market fund to help investors achieve a diverse portfolio. Risk and return have a direct relationship. Generally, the greater the level of risk, the greater the expected return. Different types of funds are subject to different levels of risk. On average, the following risk spectrum shows the level of risk with the type of investment.
Diversification is one of the best means to reduce investment risk.
As an investor, you need to determine your own level of risk tolerance before investing. Specific investments may differ. The income dividends distributed during the tax year is taxed as ordinary income. Even if the money is reinvested into the fund, the investor pays taxes on the distribution in the year it was distributed. Mutual funds provide investors with a Form 1099 detailing information concerning distributions for tax computation and filing.