Others may want to save money by picking an efficient plan or by paying for more routine costs themselves. Only helps those with employer-based coverage. Favors those with higher incomes. With health insurance costs hidden from income, most believe that they are spending someone else s money. Third party is paying for most expenditures.
Individuals are indifferent or unaware of the cost of services.
Health insurance has become a prepayment of medical expenses. Premiums are unaffordable because they cover routine care. This artificially increases demand and discourages cost-consciousness. Patient Access, Choice and Equity Act Overall Tax Objectives Give everyone sizable tax relief for basic insurance coverage. Provide a greater subsidy for those with lower incomes and greater health care needs.