This interactive tool lets you search the tax consequences of surrenders, exchanges, cash value, dividends, loans, and early payouts. Accelerated death benefits can provide cash for the terminally ill The income from an accelerated death benefit is not subject to federal income tax, and in some states, is not subject to state income tax. We tell you how this coverage will pay big if you die in a plane crash or lose an arm at the zoo. A group of former insurance agents consults on class action cases and illegal sales practices. Here's how to exit this investment.
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Access before retirement How tapping this fund may ease a crunch. What novices need to know. We look at how cash value accumulates and what you can do with it. A possible tax deduction for insureds. Cigar smokers' life insurance Cheaper than policies for cigarette puffers.