But that same portability makes them as easy to get at as a piece of carry-on luggage. Like theft, a damaged laptop can mean the loss of access to the information inside the machine. The difference is you don't have to worry about somebody else getting to that information. Either way, relying on a laptop as the only source for the data is dangerous. The answer is back up and back up and back up.
Information needs to be backed up every day.
Then if the laptop is stolen or broken, it's only a monetary loss. And insurance will cover that. No one offers an insurance policy that covers the loss of information, though. There are two choices when it comes to backup systems. Backing up the input on the laptop is an effective way to ensure access to the data whether the laptop is stolen or damaged.