That is what their staff is there to help with. Members of Congress have staff in their local offices to address constituency issues. Also, be sure to check with your nearest SBA office . It is important to establish a banking relationship when you are going into business. You will need a checking account in order to take care of routine business needs.
Many banks offer low cost small business accounts.
The monthly fees are low on these accounts. It is best to call around to get a copy of their prices on these accounts. Also, if you believe that you will be applying for a small business loan down the road, it helps to make contact with a small business lender or the branch manager at the bank that you will be using. It is also good to set up an introductory meeting to introduce yourself and to tell them about your business or your business idea. This way they can watch the development of your business over the next few months or longer and will be up to speed when you need a loan.