Losing the ring is bad enough, but not being able to replace it is worse. Just in time for this Valentine s Day, Chubb has created a unique insurance program for engagement rings that fills such coverage gaps and is easy to purchase. The coverage is easy to purchase for several reasons. The program is available regardless of whether or not the policyholder has other personal insurance with Chubb and regardless of the value of the ring.
Loose stones qualify as long as they are set within a reasonable time period.
The program also makes it easier for a couple without a homeowners policy to obtain insurance. Since we will insure any ring on its own, this is no longer a distraction for couples as they prepare for their weddings. The ring is automatically covered wherever you travel. Market value coverage . This provides you with the freedom to choose if and where to replace your ring.