Plus, we have access to proven experience in finding the best plan for you and your organization. The choice is yours as to what level of service you would like. When you are looking for a DBL policy, cost is a key consideration since state regulations mandate that all coverage be the same, regardless of insurer. The Omnibus WC Reform Act of 1996 not only significantly reduced rates for most nonprofits, it created competitive rating plans and credits. Through our licensed insurance subsidiary Council Services Plus , members receive quality Group Term Life and Voluntary Payroll deducted life insurance at affordable group rates.
Employers can choose to give their employees a flat amount or a percentage of their salary.
We can also offer policies with no deductible to agencies with less than 50 employees. Great American Insurance Company provides discounts to our members who agree to comply with the guidelines of this safety group. The secret to lowering insurance costs over time is to lower your risks. Participants in these three-hour seminars receive information on general, professional, and board liability plus tips on how to solicit bids for coverage. Our expert staff conducts regular trainings throughout the state each year.