Applications are in credit risk and marketing.
SMR Research Corp. began developing this technology in 1997 and completed the work in 1999. SMR believes that its development of SC technology is the single most important advance in the firm's 16-year history. SMR executed an exclusive, long-term agreement with a single lender for this application of the technology. In collections, SC technology already has yielded extraordinary results. SC scores were applied in a December blind test to more than 100,000 existing accounts.