It is important to note that life insurance may be subject to federal taxes. If you do not elect basic or optional coverage when you are first eligible and later decide to enroll, our insurance company requires you to submit Proof of Insurability. Acceptance is not automatic. LTD insurance provides you with a monthly income in the event you have a disability that extends beyond three months. How long the benefit continues is determined by the age at which the disability occurs, and is subject to review based on on-going medical certification.
Coverage becomes effective the first day of the month following one year of employment.
New employees may be eligible to participate immediately if they had similar coverage from a former employer within three months of employment at Wheaton. If you do not elect coverage when you are first eligible and later decide to enroll, our insurance company requires you to submit Proof of Insurability. Acceptance is not automatic. Workers' Compensation Wheaton provides Workers' Compensation for job-related injuries or accidents. If you are injured on the job, report your injury immediately to the Human Resources Department.