Privacy A wholly-owned subsidiary of Virginia Financial Corporation. Fixed-rate mortgages are available with a minimal down payment. Planters adjustable-rate mortgages offer limited documentation requirements which allow for faster loan closings and lower closing costs. Construction Loans Construction Loans are available with convenient, helpful terms that allow the customer to concentrate on building and not borrowing. Consumer Loans Planters offers auto loans, as well as installment and short-term loans for personal financial needs.
All loans are simple-interest with no prepayment penalties.
Student Loans Planters participates in the Guaranteed Student Loan Program, offering Stafford Loans to students, as well as Federal Plus Loans. Commercial Loans Commercial Loans tailored to meet the needs of local businesses are available at Planters. Commercial mortgage loans are available for the purchase of investment property. You can also borrow money to start a business, finance your working capital needs or purchase machinery or equipment.