Walk or ride a bicycle instead of using a car for short trips. Evaluate automobile insurance policies to make sure you are adequately covered. You may be able to reduce premiums by increasing your deductibles on collision and comprehensive. If your employment is seasonal, arrange with your agent to have insurance bills due when you are working. Medical Expenses Maintain good health habits.
Good nutrition can cut down on illness and tooth decay.
Learn the symptoms of common diseases in order to determine when seeing a doctor is advisable. Early treatment of many diseases or injuries is often least expensive. Consider taking classes on first aid or baby care offered by community agencies such as the Texas Agricultural Extension Service and the Texas Department of Health. Shop around for doctors and dentists whose fees are reasonable. You may find it less expensive to stick with the same doctor or dentist to avoid duplication of tests and records.