Here's what you need to think about before you pony up your hard-earned cash. Be clear about who you're dealing with. You can't afford a case of mistaken identity. Be on the lookout too, for appeals that make you cry instead of think. Overly emotional appeals should be a warning signal.
Excessive pressure is another red flag.
There's no need to rush. Better still, don't wait to get a call or a letter in the mail. Find groups that you like, whose goals, missions and programs you believe in, that you've heard good things about from people in your circle then open your wallet, points out Borochoff. Do your homework Ask for detailed information, like an annual report which should summarize programs, tell you who's on the board, and other important facts. Get a copy of the organization's IRS Form 990, that has financial data, like how much money the group took in and how that money was spent.