Among major population segments they are second only to retirees in terms of their likelihood to vote. Public policy on a wide range of issues has a significant impact on homeowners and home ownership. These include such core issues as the mortgage interest deduction, capitol gains taxation on the sale of the home, real estate laws and home financing policy and practice. However these are not the only issues that significantly affect homeowners and home ownership.
Housing is the single greatest monthly expense for most homeowners.
Those costs leave many homeowners with little extra discretionary spending capability. Therefore any policy that substantially impacts the cost of living inevitably affects many homeowners. For this reason homeowners must understand significant issues affecting them, must express their views to officials at the federal, state and local level, and must vote at each level. The American Homeowners Grassroots Alliance provides assistance in all three to time-challenged homeowners. AHGA focuses primarily on issue analysis and education, identifying the core elements of each issue from the perspective of the average homeowner and presenting them to both homeowners and policymakers in a concise and understandable fashion.