Pay off the balance on a credit card immediately. Interest charges are expensive. You will be tempted to buy more with credit, and it is difficult to monitor how much you spend. Make certain you have the money to pay for the items that you charge. Back to Top Resist Wasteful Habits.
Little indulgences add up fast.
Buy a water filter and fill a water jar instead of buying bottled water. Don't smoke and save thousands of dollars a year. Use the Power of Compound Interest. Have a list of items you need when you go into a store and don't buy on impulse. Don't use a credit card.