Through volunteer labor, efficient management, and tax-deductible donations of money, materials and labor. Habitat houses are sold to partner families at no profit, and financed with affordable, no-interest loans. The partner families monthly mortage payments go into a revolving fund which is used to build more houses. Prices of houses will differ slightly depending on location, land costs, labor, materials and construction design. A Family Selection committee chooses partner families based on their level of need, their willingness to become partners with Habitat and their ability to repay the loan.
Every affiliate follows a non-discriminatory policy of family selection.
Neither race nor religion is a factor in choosing the families that receive Habitat houses. Habitat complies with the Fair Housing Act of Equal Housing Opportunity. Habitat makes applications available for new homes from January thru February 28th of each year. Applications are available for all persons meeting the qualifications listed below and all applications must be post marked no later than February 28th. Single parent or two parent family.