One thing, however, is for sure. If your home has a view it is worth a lot more money when you go to sell it. Real estate professionals have a variety of ways in identifying this commodity. The list goes on and on. While the ultimate value of the home will always be what someone is willing to pay for it, this can sometimes make the financing tricky.
Appraisers do take into account what type of view is afforded from the home.
However, because this is a subjective opinion the results can lead to wild swings in appraised value. A house two doors away could have sold for a much lower price due to its inferior view. The appraiser however is limited in determining that because they do not have access to the interior of that comparable sale and can only assume the view is the same. This might sound like a small matter to deal with, but when you consider the value placed on view properties it can mean a difference of big dollars. More importantly, if the appraised value does not meet the purchase price then the amount of the loan you can obtain on the property will be reduced.