The massive media coverage of the Y2K Bug has resulted in the spending of billions of dollars, mostly in the U.S., in order to fix the problem. In all likelihood, the telephones will function properly and the lights will stay on. Essentially, prudent people prepare for the changeover and should treat the Y2K incident as if preparing for a severe snow or ice storm. Redeposit the money once the crisis passes. If there is no problem, you will consume them.
Full tanks provide safer storage than empty tanks.
Prepay January tax bills if possible. For people with a portable gas grill, make sure to have full propane tanks on hand. If taking medicine, keep an extra month's prescription on hand. During the year 2000, it will be important to check all bills carefully looking for irregularities or mistakes. Small vendors are likely to have more problems than larger ones.