IBHS - Flood Preparedness Tips .
Floods happen, and they happen beside rivers, on the coast, in deserts and on city streets.
You don't have to lose your home and possessions to rampaging waters, however. It's never too early to prepare and you can take several basic steps right now to protect your family and your home from disaster. If your house is in a participating community, you live in a flood zone. Consult the same sources to determine if your home is in a Special Flood Hazard Area, which has at least a one percent chance of being flooded in any given year. Whether you live near a river or on the ocean's shore, you should know the expected flooding level in your area.