Also, include in this file a Personal Earnings and Benefits Statement from the Social Security Administration. Ask for Form SSA-7004. Create a paper file on companies or agencies you deal with on a regular basis . The list should include electricity, water, telephone, cable TV, as well as credit card providers and mortgage holders. Include copies of bills received and payments made in case questions arise.
Computer errors occur even in the best of times.
Keep paper copies of all significant transactions between now and June 2000. This will help you avoid billing errors. Consider adjusting your withholding allowances so that your tax bill evens out with the amount held. Some experts say that for the next few years its better for you to owe the government a small amount than having the government owe you. If there's a computer glitch, you may experience delays in getting your refund.