It will take care of your mother's monthly medical bills. We don't need the fixed deposit. I am not sure how long I will live. I know you and your brother do not need the money now. The stock market is not for us to invest in.
Bank fixed deposits are safer.
I shut up. When my father retired from government service he earned Rs 7,000 per month. He sent his children to school, married off his daughter, bought a flat, and has been a frequent traveler to his relatives and children for the past 20 years. In my 35 years I have never ever seen or heard him borrowing a penny. Two years ago, when my sister shifted her home to another city, my father went on a shopping spree.