Never leave small children unattended during flooding conditions. Everyone lives in a flood zone. Flood damage is not covered by homeowners policies. You can buy flood insurance no matter what your flood risk is. Flood insurance is affordable.
Flood insurance is easy to get.
Contents coverage is separate, so renters can insure their belongings too. There is a 30-day waiting period before the coverage goes into effect. Federal disaster assistance should not be solely relied upon. When a flood elevation certificate is required for a City of Asheville flood permit, it is mandatory that the latest revision of this certificate be completed. FEMA strongly encourages the use of the electronic version of the flood elevation certificate.