By consolidating your credit, you can lower your monthly payments, reduce the number of payments you make each month and ultimately get out of debt faster. Riggs offers a number of ways to consolidate your credit. A Riggs associate will help you decide which makes the most sense for you. The equity you have in your home is often a substantial asset. With a home equity loan, you can put that asset to work for you to consolidate your other credit obligations.
Interest rates are typically low and usually tax-deductible.
It has no annual fee and a lower interest rate than credit cards. Use it to easily consolidate your current credit. Refinancing Refinancing your current mortgage can help you obtain cash to consolidate your current credit obligations. And while you're reducing your debt, you can also reduce your mortgage's interest rate or improve your repayment terms.