American Medical Security American Medical Security of Howard will continue to push its individual plan sales, which have been more profitable than group sales. In a conference call with analysts after the company reported first quarter earnings, Sam Miller, chairman, president and chief executive officer, said he expects overall membership will remain flat in 2001 after a decline in 2000. He said premiums were growing 2 percent to 3 percent faster than claims costs. Miller said the company is expecting to have half its business in individual plans. Advantages of individual or group business include fewer regulatory restrictions, including the ability to accept or decline applicants.
Federal law requires guarantee issue of group plans.
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