Family life is going down in uncontrollable spiral. There is no time for anything else, and nothing else matters. Lying, manipulation, dissembling, and complete deflection of criticism typify this period. Externalization of blame and complete lack or accountability are hallmarks of this phase. Acute anger at others who will not participate in the lie of his or her existence is typical.
Financial affairs are disastrous.
Bills are unpaid, and family is knowledgeable, suffering, and powerless. Phones go unanswered. The gambler wants it to end and contemplate suicide, which is a more frequent consequence than people imagine. Death is viewed as the only exit strategy. Rock bottom is generally the only point of possible remedial action.