During this time, you can cancel the contract without paying any fees. Many AGs have toll-free consumer hotlines. Check with your local directory assistance. Credit Bureau explains how consumer reporting agencies work and your rights under the Fair Credit Reporting Act. Credit Report explains how you can legally improve your credit report .
Debt offers tips on dealing with debt.
Credit Scams cautions you about credit-related scams and how to avoid them. Credit Sites lists resources for additional information.