It must be done with absolutely no pretense to get real life scenarios, which can be considered extremely relevant.
Health care is already a right.
I am not aware of any individual who has been turned away because of their inability to pay. The bigger question is how much the cost has been driven up because of the write-off factor to the provider of those who don't or can't pay. A major reason for bankruptcy in this country is due to unpaid medical bills, which place peoples finances in jeopardy. This factor needs to have a value, because it is a cost, which has not been scrutinized. We'll scrutinize our minimal utility bills much greater because there is an evaluation of cost, which is not apparent in the health insurance business.