In the United States, the most popular system is known as the USGA Handicap System . It is the result of years of work and study and is the model for sensible and fair computation of handicaps. You join a club. Check your nearby public golf facilities, which usually have clubs on site to which you may be invited. There are also clubs which are not attached to a golf course.
Golfers gather to play together, compete, and obtain handicaps.
Often these clubs are associated with large employers. Check with your own state association for leads. All you need is ten people. Get together and adopt your by-laws. The answer is no.