It worries me no end. Bail-outs keep happening. Then they got stuck as prices kept falling. I am prepared to hold for 5 years. I have a small position in it.
Dividend looks interesting.
Your points are good. Govts recover money ill-spent through taxation. Good luck with your firm. Subscribed during initial allotment. Recently., the NIIT CEO has went on record that the Education market is flattening.