For more general rate information or to apply today, contact the friendly people in our Credit Department. The general procedure is to find a home you would like to buy, apply with our Credit Department. and close your loan with one of our area reps in your region a mutually convenient time. Yes, we finance manufactured homes on land with land mortgages. We also finance homes in parks, subdivisions, condominium ownership developments and co-ops in most of the states we do business in. Any home 1970 or newer is eligible for financing with us.
Good credit is a very relative concept, but generally speaking the credit has to be reasonably good.
For more information, see our General Credit FAQ . Closing costs can be financed when you refinance if you have sufficient equity in your home. The most accurate way to determine closing costs is to contact your Area Rep. 8. There is no fee whatsoever to apply with us. In most cases, we respond to a completed application within 24 hours of application.