Maximum Annual Limits Cumulative Program Limits Subsidized Stafford based on financial need. This interest rate does not include OSF's cost-saving benefits.
Government pays the interest on behalf of the borrower while in school, grace and deferment.
The graduate debt limit includes any Stafford Loans received for undergraduate study. Unsubsidized Stafford not based on financial need. This interest rate does not include OSF's cost-saving benefits. Borrower pays accumulated interest.