NU intends to break even on this service and would probably shut it down if it lost money continually. Premiums charged to us are expected to be below private insurance premiums with the same coverage. A side benefit is that NU spends little time fighting with enrollees over whether a service is covered. Regular NU employees are covered for health insurance in plans unrelated to the student one. Their insurance premiums are deducted, perhaps monthly.
Coverage is broad, and is identical for grad students, undergrads, and dependents.
The price to be in the plan varies for these three categories, adjusting partly for the differences in benefits actually paid out to each category. Two-thirds of enrollees are grad students. Comparative information on health insurance coverage at other universities, from Northwestern's Office of Risk Management. Comparative information on Northwestern's hospitalization plan.