Coverage of pregnancy and related conditions is not always provided in health insurance polices purchased by individuals. Group health insurance through employment must cover pregnancy to the same extent as other temporary medical conditions. No law requires that employers pay for health insurance for their employees. Persons who are unable to get health insurance due to a previous medical condition or disability can buy it through the Minnesota Comprehensive Health Association. MinnesotaCare Families who do not have health insurance may be eligible for a state-sponsored plan called MinnesotaCare .
Eligibility is based on income, residency and access to other insurance.
Participants in MinnesotaCare must be permanent Minnesota residents and adults without children must live in the state for six months in order to be eligible. If you have health insurance at work or if you are covered on a spouse's work policy, you are entitled to continue that policy for a limited time even after employment ends. In both circumstances, you may be required to pay the entire premium, including the part previously paid by the employer, if any. Ask the employer about the insurance benefits available to you if your status changes. Premiums for these policies vary widely depending upon the coverage, the car's value, the company, your claims history and whether or not you are considered a high risk driver.