User agrees to pay Mo-Net, Inc. Online rates and pricing are incorporated into this Agreement by reference. Inc. We may suspend User's access to the service if User exceeds his or her credit limit unless prior arrangements have been made. User is responsible for charges at the time the service is used and Mo-Net, Inc. may apply the amount due to the User's credit card at any time. User expressly agrees that User will pay all reasonable costs of collection including court costs and rea sonable attorney's fees.
Fees are due in advance of the period for which service is provided, and are non-refundable.
Any account for which a returned check is received will be immediately debited for the amount of the check, and if that action causes the account to be delinquent, the account will be suspended until payment of the amount due, plus the returned check fee is received. Much of the information available on the Internet is patented, copywritten or trademarked and the property of the copyright, trademark or patent holder. Mo-Net, Inc. will suspend any User's account upon receipt of notice of a User's potential or actual infringement of intellectual property laws. User agrees to indemnify and hold harmless Mo-Net, Inc. from any infringement User's potential or actual infringement of applicable intellectual property laws. The Internet is a decentralized network of computer systems throughout the world.