Dental insurance insures employees against a portion or all of the cost associated with dental care.
Generally, eligible employees are those employees working at least 30 hours or more. However, so long as an employee is working at least the minimum hours prescribed by the insurance carrier, the employer can determine the minimum number of hours it wishes to mandate as the hourly minimum. For example an employer could say that in order to be eligible for group benefits, an employee must be working at least 35 hours per week. Generally, dental insurance carriers require that at least 1 employee be participating in a voluntary plan. However, with these minimal particpation requirements, premiums will be more expensive.