Money IS an issue.
Image quality is important, but so are fps.
I think the GTS is too expensive. The annihalator MX is NOT DDR in contrary t what it sais on the box. As for what card you should get, well The Radeon has better image quality and is more future proof and the GeForce GTS has more raw power. NOW, it would not be wise to suggest waiting for the next-generation video cards until next month. Anyways, seriously, don't get the Creative GeForce2 MX DDR, why you ask.