A check is a safe and conven- ient form of payment. Put all check information as far to the left on each line as possible. When filling in the written amount, draw a line through any remaining space. Write the written amount so it is easy to read. Always use a pen when filling out a check, never a pencil or felt-tip marker.
Illegible scrawls are easy to forge.
To avoid alteration, write out the date instead of using numerical abbreviations. Make sure that the written amount is exactly the same as the numerical amount. If the two differ, the written amount is considered legally binding. Be as specific as possible when you write the name of the payee. For example, if you have a mortgage and a credit card account at the XYZ Savings and Loan and you send in a check payable to XYZ Savings and Loan, it may be credited to either account.