House insurance on the web in the UK House Insurance on the Web in the UK House insurance policies are often overlooked by people looking to cut costs and save themselves some money. In fact, around a quarter of UK households are not protected by any form of house insurance. That is despite the fact that over 1 in 3 of us will get burgled at some point in our lives. Not to mention the damage that fire, storms, flooding and other catastrophes can cause. Around six million households are throwing themselves open to severe financial loss in the event of burglary or some other nasty occurrence.
House insurance provides varying levels of cover against such unhappy events.
There are two basic types of house insurance that it is advisable to take out to protect your property. This protects the basic structure of your property, such as the walls, roof and foundations. This protects your belongings and possessions that are not part of the fabric of your house. Many people get their buildings cover in with their mortgage and usually have an option to get contents policy as well. Oddly enough, when the two are purchased together, you end up with one policy called buildings and contents insurance.