You are under no obligation to purchase any of these options as a condition of renting. When you purchase Hertz' LDW, which is not insurance, you will not be held responsible for damage to the Hertz car in the event that any damage should occur, provided the damage was not the result of any prohibited use of the car. Limited accidental death and dismemberment benefits are also provided to passengers who may be injured in an accident but only while they are occupants of the rental vehicle. PEC covers the Personal Effects owned by and for the personal use of the renter and others traveling with the renter against loss or damage. Coverage is in effect during the entire course of the rental period and responds to loss or damage to the insured property while it is in the rental vehicle.
All losses are subject to a deductible.
The above information is an overview of Hertz' Optional Protection Products. There are many important terms and conditions, including exclusions and rates, that you should also know. So before accepting or declining any type of coverage, you should refer to the following information for complete details. In the event of any other loss or damage to the car, regardless of fault, your financial responsibility extends to the full value of the car at the time of rental, less its salvage value, plus expenses for towing, damage appraisal and an administrative fee. By accepting LDW, you will be relieved of all financial responsibility for loss or damage to the rental car, whether or not you have insurance to cover such damage.