Some pension funds have such investments. A governmental entity's employee retirement plan is covered. However, a separate law protects these policyholders. Health care service contracts include a hold harmless provision that shields the policyholder from collection by health care providers and pharmacies in the event of an insolvency. Policies issued by fraternal benefit societies.
Interest rates exceeding a certain standard are subject to adjustment.
Return to the article index. Shopping Checklist Find a reliable, licensed agent. Gather all possible facts about an insurance company, its agent, and its policy before you make a decision. The Oregon Insurance Division has publications that can help. Check with at least two rating organizations, as each looks at different things when assigning ratings.