The basics of understanding the system including how to read your credit report, scoring, and knowing your rights. How to establish a good credit rating and restore a poor one. Your rights when dealing with collection agencies and credit repair organizations. Methods of getting out of debt and strategies for debt reduction. How to survive the home loan process - stress free.
Good credit is a necessity rather than an option.
Here you'll discover proven ways to achieve financial security and freedom. You can attain, maintain, and retain good credit. Buy an extra copy for someone you know who is just starting out, considering bankruptcy, or in bondage from too much debt. If you are among the millions of Americans who make good incomes but never seem to have enough money, you will want this book. Engaging and accessible, it teaches you how to fundamentally alter your approach to personal finance so you can break free of a dependence on credit while accumulating the cash reserves to take its place.