All certificates have the benefit of monthly excess cash.
Fitch believes the amount of credit enhancement will be sufficient to protect the certificateholders. I and the group II mortgage loans, respectively. Inc. The group I mortgage loans consist of a pool of fixed and adjustable-rate, fully amortizing and balloon, first lien conventional conforming residential mortgage loans having an original term of no more than 30 years. Interest and principal payments will be distributed on the 25th day of each month commencing in May 2001. A certificates until the step-down date has been reached.