Having concluded that the problem was not universal, the RBI still went ahead and proposed, on April 23, a few amendments on bank financing of equities and bank investments in shares. The RBI had also suggested as far back as March 2000 that banks create a high-level risk management committee within 18 months. That apart, banks need to improve their understanding of the changing environment and develop credit evaluation systems. Still, the increasing complexity of risks faced by banks does require sophisticated tools. There are other tools and techniques like the value at risk model.
Banks can extract information from the existing executive information support system in use.
It is also a great way to end a composition that begins with several questions.