Hailstorms have a devastating effect on homeowners' insurance rates.
The cost of replacing hail-damaged roofs increases the cost of homeowners insurance in Texas. Although you can't control the weather, you can save money on homeowners insurance by installing a hail-resistant roof. Savings range from 1 to 35 percent on homeowners insurance and 3 to 46 percent on dwelling insurance. The actual discount amount depends on where you live and the type of roof installed. Insurers will offer discounts for nonmetal roofs to homeowners who install hail-resistant roofs on or after February 17, 1998.