Standard fire perils include - fire, lightning and explosion. Traditionally only available for Contractors related risks. Usual form is UK Loss of Profits. Negotiable and available. Boiler explosion, Machinery Breakdown, Business Interruption are usual.
Inspections are mandatory.
Wordings must be approved by the appropriate authorities. Product Liability, Contingent Automobile and Employer's Liability coverages are available. Product Recall insurance is not available in the Portuguese market. Coverage applies to the Insured and any licensed individual driving with the Insured's permission. Passengers are deemed to be Third Parties.