In addition, you will pay the difference between the provider's charges and Oxford's usual, customary and reasonable allowances. Your family relies on you for financial protection. This high deductible program provides a supplement to your basic medical program. Applicants in good health can also receive further discounts. Home Care Benefit - First UNUM's Nursing Home and Home Care insurance can be structured to pay benefits when care is provided in a facility or a home.
Home care can be from a family member or friend, or from a professional caregiver.
We can arrange to have a Long Term Care specialist meet with you to discuss your needs. No claim forms, deductibles or annual maximums when you go to any network dentist. This plan is provided through Universal Health Systems. Additional savings on Hearing Aids, vitamins and nutritional supplements are included. If for any reason a member is not happy with a purchase at the retail locations or through the mail, the merchandise may be returned within 30 days for a exchange or full refund.