All of the funds in ConsumerSearch Fast Answers are at least five years old. Consistent management . Check to see that there were no major changes in the fund's management in at least the past five years. The funds in Fast Answers have especially strong, tenured management teams. There's no point getting great returns if most of the money ends up in someone else's pockets.
Experts say it's best to choose a no-load fund, that is, a fund with no sales charge.
Many funds also charge what are called 12b-1 fees, which pay for marketing, and sometimes for the salaries of its managers. Look for a fund with a expense ratio of less than 1 percent. Our Consensus Report shows how many times products are top-ranked by reviewers included in our All The Reviews Reviewed chart. Heritage Capital Appreciation All of the funds chosen more than three times by experts appear in ConsumerSearch Fast Answers. Where To Get Your Questions Answered Planet Feedback is a service that allows you to either ask questions about products, or to seek help in disputes with manufacturers or vendors.