Your intent isn t borrowing, it s establishing credit. And you ll do that by making a steady series of purchases and paying every credit card bill on time and in full, which means that you ll never pay any interest. More on that in a bit. The longer you hold a job, the better you look. If you have other sources of income be sure to list these too.
Every little bit helps.
If someone pays you in cash, make out an invoice, mark it Paid and get it signed. Make sure that the money you earn can be used to prove your ability to earn more of it. You may be asked to list some of your regular expenses such as rent and car insurance. If you have money invested in mutual funds, CDs, stocks, bonds, gold, or pork belly futures, write it down. These things suggest that you know how to handle your money.