This decision reinforces the fact that the cost of auto insurance is largely driven by our habits behind the wheel. The decision in the 2001 private passenger auto insurance rate case marks the 5 th time in seven years that a reduction in the average rate has resulted. In the next 30 days, insurers may file with the Division of Insurance for permission to charge less than the established rate for 2001. The Division's web site will again be regularly updated as applications are filed and decisions issued. In the coming weeks, insurers may file group discounts with the Division of Insurance.
Consumers can realize additional savings by qualifying for an approved group.
Check with your agent, insurer or employer.