If the employer is already participating under the Basic group life plan, a new resolution is needed to participate in the Spouse and Dependent plan, Supplemental plan, or Additional plan. Included at the back of this booklet is a blank resolution. A sample resolution is also included for your convenience. The resolution must be certified by the WRS agent for that employer or, for non-WRS pension plans only, by the authorized employer representative. After a resolution is filed, ETF will provide you with enrollment materials.
Basic coverage is a prerequisite for all other coverages.
They are required to give Evidence of Insurability in order to enroll for Additional coverage. Supplemental and Spouse and Dependent coverage is not available to those over age 70. The evidence of insurability application for Basic or Supplemental life insurance must be received by the insurer prior to the employee reaching age 55 and for the Spouse and Dependent plan prior to age 70. The Minnesota Life Insurance Company is the primary insurer with Employers Life Insurance Company of Wausau, EPIC Life Insurance Company, National Guardian Life Insurance Company and Sentry Life Insurance Company, functioning as reinsurers. The group life insurance plans are optional with each participating employer.