Inflation riders are also available. Most such benefits intend only construction of enablements for handicapped assistance, such as ramps for wheelchairs and bathroom handrails - and this is done for the purpose of avoiding a nursing home confinement, and the daily benefits that would otherwise be required to be paid by the policy. This wonderful benefit means that after 90 continuous days of nursing home confinement or Care under the Nursing Home benefit, or the Alternate Plan, premiums of the Policy are not payable until and unless the insured ceases requiring care. This means that the Maximum benefit is an amount of money from which benefits are drawn. Assure Your Care Nursing homes have extensive waiting lists.
Home care is increasingly expensive.
The best way to assure your care is to have insurance that will cover these expenses. Without insurance, people risk financial devastation, and the possibility that care will not be affordable. This Long-Term Care Policy can provide the protection that assures that the insured will have the funds they expect if and when the time comes that care is needed for either nursing home or home care. Involve Family Families wish to be involved in the care of their loved ones. Oftentimes children must sacrifice their jobs to care for their loved one.