Coverage is worldwide for emergency services and other authorized care.
Authorizations All non-emergency services provided outside of UHS must receive prior authorization or your claim may not be paid. This includes all care received from community providers and all hospital services. If you are out of the area and require care that is of medical necessity please contact the Student Health Insurance Office for authorization. To find a Blue Cross Prudent Buyer provider in your area you can go to the Blue Cross nationwide network one of two ways. You can call the member service number on the back of your health insurance card or go to the Blue Cross web site.