Checkbook Basics Online Training Contact Us ATM and debit cards come with responsibility. The following advantages and disadvantages will help you decide if they are right for you. You can get cash from your account 24 hours a day.
Debit cards are easier to get than credit cards.
You don't have interest charges like you do with a credit card. You don't need to withdraw lots of cash before traveling. Some banks, credit unions and stores charge a fee when you use a debit card. When you buy something with a debit card the money is taken from your account immediately. You have to keep track of ATM slips and debit card receipts.