But it is a faculty that contrives desire through creation of the self. Consciousness creates time, which creates self, which encourages striving, which leads to grasping. The wheel of unfulfilment continually turns on the ground of striving. Upon attaining a level of fulfillment, we set a higher goal and re-energize striving. Natural desire is immediate desire.
Derived desire is rationalized desire in support of later satisfying of natural desires.
Money for instance, or social standing, reputation, etc. They constitute cultural structures that bank goodwill for later exchange. Fame and recognition are strong examples of a sinning need. Leading to imbalance and mental suffering. Banking for later satisfying is normal for a rational being, but can easily be abused.