A credit report from Coastal Credit Bureau contains various credit information about where an applicant works and lives and their credit history . This information includes how they pay their bills, their current credit cards and charge accounts as well as their history of repaying loans. The report provides information about whether they have ever filed for bankruptcy or have been sued for not paying money that they owed. It may also show if they've ever been arrested.
Credit reports are useful in many situations.
Landlords, property managers, and real estate agents obtain credit reports on prospective tenants when they apply to lease or rent a home. Employers routinely use them as the first step in accessing the background history of prospective employees. Businesses use credit reports to evaluate other businesses before buying, contracting, or selling goods and services, or consummating business relationships. Coastal Credit Bureau uses Accurate Credit Bureau for Tenant Checks and Employment Credit Reports and Credit 411 for personal tri-merged credit reports from the three major Credit Reporting Agencies.