Premiums are paid in full by the college. Coverage begins on the date of full-time employment. The Medical College may grant a leave of absence for personal reasons, medical or educational reasons. Approval of leave is based on need and the operational requirements of the department. Approval and administration of leave is in accordance with provisions of the federal and state acts.
Coverage begins the first of the month following the employee's date of hire.
Single and family coverages are available through payroll deduction. The PCO is a network of Medical College physicians, medical professionals and institutions who provide medical care to the college's employees. Whenever a PCO network provider is used, the employee will not pay an annual deductible or co-insurance. For this reason, MCW offers an alternative arrangement. If this arrangement is used, employees will pay an annual deductible and co-insurance for covered medical services.