The cost to continue coverage is 102 percent of the total cost. Otherwise, enrollment may take place during the open enrollment period to be effective January 1 of the next year or within 30 days of a family status change. This coverage includes an equal amount of accidental death and dismemberment insurance. Otherwise, setting or rescinding a limit may occur during the open enrollment period to be effective January 1 of the next year. Dependent life insurance may also be purchased.
Coverage is effective the first of any month, subject to insurance company approval.
A spousal benefit is available for 100 or 50 percent of the employee benefit. 24 hour year round emergency assistance is available to covered employees and dependents when traveling 100 or more miles from home. Coverage is effective the first day of the month following receipt of your election form by Human Resources. Employees may make this election at any time. Retirement Program Regular or fixed-term employees working 20 hours or more per week and scheduled to work 720 hours or more per fiscal year may enroll in the Rensselaer Defined Contribution Retirement Program.