Always try to be modest. If you think nobody cares about you, try missing a couple of payments. Drugs may lead to nowhere, but at least it's the scenic route. I'd kill for a Nobel Peace Prize. On the last Geraldo.
Chastity is curable, if detected early.
Love may be blind, but marriage is a real eye-opener. Hell hath no fury like the lawyer of a woman scorned. Bills travel through the mail at twice the speed of checks. Hard work pays off in the future. Laziness pays off now.