Long Term Disability Insurance. Provided through UNUM, this coverage pays if you are disabled from your current job or any job over 90 days. Cost is dependent on amount of desired coverage. Long Term Care Insurance. Provided through UNUM, the coverage pays for in-home care or care provided by a long term care facility.
Cost depends on the amount of coverage selected.
Retirement Tax Sheltered Annuities. Your contributions can be invested in mutual funds on a pre-taxed basis using these providers. Tax Deferred Annuity. This option is very similar to taxed sheltered annuities. It allows an employee to defer a certain portion of their income, choosing to be taxed after reaching retirement age.