All investments involve some risk.
If, for example, you put your money in a vehicle that guarantees a certain return, you run the risk of not achieving a greater return if other financial vehicles perform well. You'd be wise to put your retirement monies into a variety of vehicles and to know your tolerance for risk. Be sure you understand the different investment opportunities, obtain good advice and get into the habit of regularly putting a sum of money into retirement investments that are right for you. By getting an early start on investing for retirement, you'll walk out the door with your last paycheck, confident of your financial future. You'll be ready to explore new horizons and enjoy the freedom retirement brings.