Included in the mortgage quest is information on home-loan alternatives, such as adjustable rate mortgages. However, Albrecht neglects to explain new 97 and even 100 percent home loans for borrowers with good incomes and credit. The author occasionally lapses into statements that seem to make no sense. Nobody I ever heard of makes a high purchase offer for a home, expecting to negotiate downward. For example, Albrecht emphasizes the traditional location considerations, then switches into a discussion of alternative types of housing, such as condos and townhouses.
Abundant checklists help readers focus on details that are the most critical to their home choices.