Chiropractors are covered up to the policy limits in effect at the time the claim is reported. An Occurrence policy covers claims that arise from incidents that occur during the policy period, regardless of when the actual claim is filed. An insurance limit is the amount of coverage available under the policy. We offer many coverage options to coordinate with contractual requirements. It provides coverage for claims arising out of incidents that occurred during the policy period, but which are not actually reported until after the policy expired.
All chiropractors pay is their determined premium.
There are no year-end fees if premiums were insufficient to cover claims paid that year. No Purchasing Group Fees ChiroSecure does not add any additional charge to attain coverage under this program. We can provide a comprehensive package of property and liability coverage for an office and its contents. In addition, we offer a workers compensation plan. These payments are not deducted from the limits of the policy and are paid in addition to any judgment or settlement.