The insurance company will use a skilled, trained insurance adjuster whose job is to pay you the least for your injuries. When both sides do their best, justice wins and you will be compensated adequately. It is always best to promptly contact a lawyer to learn of the rules and procedures of injury cases. After the evaluation by the insurance company physician, the insurance company may order you to stop medical care and eventually decline to pay your medical bills. The insurance adjuster may also contact you frequently to try to negotiate an early settlement.
Adjusters are highly competent in negotiating settlements on behalf of the insurance company.
If you decide to consult with an attorney, talk to one who is familiar with injury claims rather then one who rarely handles such cases. The insurance adjuster works for the benefit of the insurance company and is not impartial. You should protect your own interests. Be particularly careful not to sign just anything. Read any document that you are asked to sign very carefully.