The claim involves damages by reason of a theft of a motor vehicle insured for loss under a comprehensive policy obtained by the agent and issued by the insurance company. At the time of the issuance of the policy claimant represented that he was a resident of a suburban community in New Jersey and that the vehicle would be principally garaged in that community. Actually, plaintiff was, and is, a resident of New York. The vehicle was garaged there and was stolen while parked there. The denial of payment by the insurance company is based on issues unrelated to residence.
Claimant asks the attorneys to prepare and file a complaint.
During the course of the suit interrogatories will be propounded and will have to be answered. Other discovery may also take place. The statutory and evidentiary basis for the attorney-client privilege is set out in Evid . The foundation of the privilege is grounded in the need for full and frank communication between lawyer and client. A rule requiring disclosure serves to destroy the element of trust necessary for a lawyer to adequately serve his client.