Stafford Loan applications are available at local lending institutions. The Federal Unsubsidized Stafford Loan may be available to those students who do not qualify for the subsidized loan. The PLUS Program enables parents of dependent students to borrow the cost of education minus financial aid. PLUS loan borrowers begin repayment 45 days after receipt of the loan. The interest rate is fixed annually.
Applications are available through participating lenders.
Additional Family Loan Programs. TERI is a variable-rate loan. Both programs offer loans up to the cost of education minus other financial aid.