The Bailee Liability Policy covers damage to customer's goods only if the insured is legally liable for the damage. The Bailee s Customers Policy covers damage to customers' goods without regard to the bailee's liability. The sign coverage form is used to insure neon fluorescent, automatic or mechanical electric signs, and lamps. All covered signs must be written on a schedule with a limit of insurance shown for each item on the schedule. The primary purpose of the equipment dealers coverage form is to insure the stock in trade of dealers in agriculture and construction equipment.
Coverage is provided for customers equipment in the care, custody, or control of the named insured.
The coverage can be written on a reporting basis or non reporting basis. The commercial articles coverage form is used to cover photographic equipment and musical instruments used on a commercial basis. Coverage is provided for photographers, motion picture producers, professional musicians, and others. The form is not intended to provide coverage for dealers of these types of property. Coverage can be written on a schedule or blanket basis.