A common myth about neutering is that it will change the cat's basic personality. In reality, he won't suffer any emotional reaction or identity crisis as a result of neutering. It will also make him less likely to bite. Another myth is that he'll become frustrated and miss sex. This is also erroneous.
Cats have no concept of sexual identity or ego.
The cost of spaying and neutering depends on the sex, size, and age of the pet, the veterinarian's fees, and other factors. But it's a one-time cost and a small one, when compared to all the benefits. Having a litter and caring for the mother and her kittens through two months of pregnancy and another two months until the litter is weaned is expensive. You can call your local animal shelter, which may operate its own clinic. It may be able to refer you to a local clinic that offers subsidized services.