Coverage can be extended to apply to personal effects kept in storage. The AFSA Plan allows you to insure Valuable Articles for their appraised value and provides that losses be settled for the full amount agreed. Section One Personal Effects Floater Personal Effects coverage is available for property at your premises outside the United States, as well as for property placed in storage anywhere in the world. When selecting a limit for Personal Effects coverage, you should estimate an amount that accurately reflects the total cost to replace your personal effects at today's prices. This coverage is intended for personal effects such as household furniture, appliances, and clothing.
Coverage is worldwide.
This coverage is only for property that is placed in storage no more than 6 months before the inception date of your policy. Loss or damage occurring while personal property is in international transit. This exclusion, however, does not apply to accompanied baggage, nor to articles which are scheduled under the Valuable Articles Insurance. Loss or damage caused by the perils of war, expropriation, or any nuclear reaction. Loss or damage caused by mechanical breakdown, neglect, wear and tear, or breakage of fragile articles.