Coverage begins at the time an employee leaves his or her home or workplace and end when he or she returns to his or her home or regular workplace. The plan is fully paid by the University. Long Term Disability Plan Purpose. When first hired or benefits eligible, individuals are eligible to participate in the LTD plan after one year of continuous service and age 24. After initial eligibility, an individual may apply to participate in the LTD Plan by submitting an application showing evidence of good health.
Benefits are monthly and are prorated for any partial month.
At the time of hire or initial benefits eligibility, an enrollment form should be completed for LTD coverage selecting or waiving coverage. After initial eligibility, an individual may apply for LTD coverage by submitting an application and showing evidence of good health.