While my caretakers are not licensed, they know my care better than anyone else. It was not as if they were untrained or unqualified and a danger to my health. On the custodial care issue, by definition custodial care is defined as routine care to maintain the current physical condition. Before the accident I was paying for and receiving from my caregivers approximately three hours per day of custodial care. The managed care company's plan does not cover custodial care.
Convalescent care is defined as care received while recovering from an illness or injury.
From the second the car struck me and until I have fully recovered from the injury and am released from my doctors' care, I have and will be receiving convalescent care. The insurance plan does cover convalescent care. I have one more issue. This issue is regarding the managed care company delaying and refusing to pay for physical therapy. After the accident, I was bedfast for four and a half months receiving no therapy at all per doctors' orders.