How an Individual Uses SHIP Health care under this plan is provided by various groups of health care practitioners, suppliers, agencies, programs, and facilities called Select Providers who have agreed to join with Blue Cross and Blue Shield of Iowa to offer each student affordable health care. One hundred percent of the hospitals and more than 4,000 physicians in Iowa participate with the Alliance Select plan. Students are urged to take advantage of The University of Iowa Student Health Service when they need health care. Laboratory and X-ray services are available at Student Health Service.
Any charges incurred for such services are the responsibility of the student.
SHIP may be used to pay for these services up to the payment limits of the plan. Family members are not eligible to use The University of Iowa Student Health Service. To receive the greatest benefits from SHIP, dependents are advised to use the physicians from the Alliance Select Provider list. Drugs Coverage for Prescription Drugs is limited to those provided as an inpatient, or as an outpatient of a hospital, due to an accidental injury, medical emergency, or surgery. Dental Services are limited to accidental injuries treated within seven days of the injury and limited surgical corrections to the jaw, mouth, and accessory sinus.