Tips for Reducing College Costs Credit Counseling Consumer Credit Counseling Service helps people solve debt problems by providing free, confidential counseling and education services. CCCS counselors have helped thousands of people solve debt problems and gain financial control. CCCS is not a government agency. It s a non-profit organization whose staff members have the training and experience to help you help yourself. In many cases, CCCS assists consumers by contacting their creditors and arranging lower monthly payments.
All contact is kept strictly confidential.
Before making a decision on how to handle a financial problem, give CCCS an opportunity to help. To find a CCCS office near you, contact your local United Way office or visit the United Way of Texas website.