Even if you do not participate in the investment accounts you will be able to purchase higher levels of life insurance coverage on yourself, spouse and eligible dependent children. The coverage will be provided by Zurich Insurance Company. As a benefit of participating in the Personal Accident Insurance you will be covered under a compre-hensive travel service plan at no additional charge. The coverage is provided through Worldwide Assistance Services and provides comprehensive travel services that are accessible to travelers 24 hours per day, year-round, with a single phone call. Assistance is provided if you have a medical emergency, need legal or personal assistance, and are on a trip at least 100 miles from home.
Assistance ranges from helping locate lost luggage to providing medical evacuation.
When you enroll in Personal Accident Insurance you will receive a brochure outlining the benefits provided through Worldwide Assistance Services and an identification card. Worldwide Assistance Services coverage currently is not pro-vided when traveling in Afghanistan, Bosnia, Kampuchea, Somalia, El Salvador, Guyana or Lebanon, and is subject to change. Before traveling outside of the United States you should contact Worldwide Assistance Services to determine if the country you will be traveling to has been added to the list of non-covered countries. Periodically analyzing your financial obligations can help you determine what would happen to your loved one's in the event of your premature death. Remember that life insurance is designed to protect against the loss of income that would occur if a wage-earning family member dies.