Additionally, each year you will be notified of a guaranteed optional increase period when you can increase the coverage you currently have without providing medical evidence. Coverage for children cannot be increased during that period. The monthly premiums for Individual and Family Group Life Insurance are automatically deducted from your payroll check one month in advance of coverage. For example, the premium deduction from your October 1 check is for October coverage. Advantages Coverage may be effective almost immediately after date of hire.
Dependent coverage is available.
Children covered to age 25 even if married or no longer dependent on the employee for support. Provides annual opportunity to increase coverage without evidence of insurability. Premium waiver is available if disabled. Living benefits may be available to insured persons with serious or terminal illness. Disadvantage Coverage is not continued at termination or retirement.