Check the Rates Back to the Top Stocks Stocks can be another element of your investment plan allocation. Stocks can range in risk from fairly conservative utility stocks to risky aggressive growth technology stocks. As a Stockholder, you own a representative piece of a company. The fortunes of that company are represented by every share of stock. No financial institution guarantee.
Bonds have a fixed payout at maturity.
The market value of bonds can fluctuate, especially for longer term bonds. If a bond is held to maturity, you will receive the face value of the bond. If, however, you decided to sell a bond prior to maturity, you will subject yourself to interest rate risk. A change in interest rates can cause a bond to become worth more or less than you originally invested. No financial institution guarantee.