A preacher was telling his flock that God did not intent them to be poor. Believe, pray and get rich. This is known as prosperity theology and there are many who Christians who live by it. They say, name it and claim it . I worry about the debt load that some people carry.
Credit is available to all sorts of people.
And in point of fact, few of us have the monetary resources not to use credit as a way of financing what we need now. I could not have financed two university students without borrowing. I never save enough to buy a car and houses - well thank God for mortgages. But so many people use all their available credit to get stuff and more stuff. And then they find their lives utterly unbearable as they try to get out from underneath a bone-crushing load of debt.