Dr. Margaret Kern, associate professor at Mississippi State University's College of Veterinary Medicine, said she knows of no pet insurance offered in Mississippi. With the medical treatments now available from veterinarians, pet owners are able to keep their pets healthier and help them live longer. But with the increase in available treatments is an increase in expenses. New treatment options available for pets include chemotherapy, radiation, tumor removal, hip replacement, organ transplants and sophisticated diagnosis procedures. These are all expensive procedures and pet insurance can help pay for these treatments.
Companies offer various plans to cover different types of pets and certain needs of individual pets.
Plans range from covering vaccinations and routine care to those that cover pets already sick with cancer or another illness. Discounts may be offered for enrolling multiple pets. However, pet insurance may be the answer for owners who make decisions for treatment based on cost. Instead of opting for less expensive treatment or euthanasia, owners may be able to provide their pet with what they need to live a long and healthy life. A wellness plan is offered by some companies to cover vaccinations, flea control, heartworm testing, and spaying or neutering.