Cardholders confirm their intention to transact when selecting their virtual card for payment.
Cardholders have the option to pre-authorize payments to a merchant for specific periods of time, for example to make recurring payments. Cardholders pre-authorize their transactions through a variety of media, including over the telephone, on their home banking website or on their payment portal. If the disposable card number is fraudulently replayed the transaction will fail. In the case of Internet debit payment, this combination is particularly powerful, as it allows issuers to meet debit networks' stringent security requirements and thus enable their current debit offer for the Internet.