This summary is intended to provide a brief description of the fringe benefits available to Chowan College employees. Additional coverage may be obtained at the employee's expense. Long Term Disability Insurance Long term disability insurance is provided to all full time, regular employees.
Benefits are payable beginning with the ninety-first day after the disability began.
The benefit will be equal to sixty percent of the employee's monthly rate of earnings at the time disability began. The plan provides coverage of a variety of open-access inpatient and outpatient services, including, but not limited to, general medical expenses, psychiatric counseling, and treatment for chemical dependency. A Health-Net physician and prescription card are also included. Through enrollment in the group medical plan, Chowan College offers a dental plan which provides preventive care and coverage of various expenses incurred by the employee. An explanation of eligible expenses, deductibles, and limitations is available in the Summary Plan Description.