Second, in order to turn the profit he needs to pay off both the original capital loan and the interest, he's got to drive any number of competitors out of business. That a single farmer would profit enough to buy an SUV is simply unrealistic. It's the same thing we see everwhere. Bank of America takes over the world. No, Morgan Stanley-Dean Whitter.
Corporate cannibalism abounds.
But again, interest and a lack of any such physical standard work together. I think you're right on. Agriculture is the worst place possible to allow for a profit modus operandi. But they wouldn't be sitting on the piles of money if it weren't for their unearned interest earnings. I concur explicitly.