All returns represent past performance.
Annualized total returns reflect changes in share prices, the reinvestment of all dividends and capital gains, and the effects of compounding. Since performance varies, annualized total returns, which assume a steady rate of growth, differ from the Fund's actual total return for the years indicated. NAV returns do not include sales charges. The value of an investment fluctuates so that shares, when redeemed, may be worth more or less than the original investment. Since share prices and yields are subject to fluctuation, current yields should not be considered an indication of future results.