I grew up in moderate circumstances. And I always tried to teach my children the importance of avoiding excess, being careful and using money conservatively and respectfully. Today they are very good about money. My son is getting his MBA, but before that, he had a job as a biotech analyst at an investment fund. Take it in cash.
Cash is king.
Don't take options. When I was chairman at Sears, I would sometimes assist in campus recruiting. They'll be driven by your character and your intensity, and by your willingness and ability to continue to learn. Second, your success will also be driven by your communication capabilities. You can have a great idea, but if you can't explain it to anyone, it's not a great idea anymore.