Fees could reduce earnings on the account. Annual yields on maturities of certificates of deposit less than 90 days are calculated using the simple interest method. Annual yields on maturities 90 days and over are calculated using quarterly compounding. If a certificate is automatically renewable, it will be renewed at the rate in effect at United Bank on the maturity date. In the event a certificate does not renew, no interest is payable after the last maturity date.
Certificates are subject to substantial penalties for early withdrawal.
Fees could reduce the earnings on Interest Checking, Premier Savings and Money Market Investment accounts.