This DROP information was taken from the Division of Retirement's web site .
DROP allows an employee to simultaneously earn a salary and a retirement income.
Provides additional financial security if the DROP accumulation is rolled over into an eligible retirement plan. Careful estate planning will help to insure the proper usage of your DROP accumulation after death. Serves as a financial basis for you to start a new business, make a major purchase, pay off debts, or return to school and change your career. If you want to work beyond the 60-month limit that DROP allows, you cannot do so with an FRS employer for one year without foregoing retirement benefits. Consideration should be given that there will be a negative impact on your social security benefit if you stop working after DROP, but before you are eligible for social security.