In today s competitive market place, choice is aplenty. This will ensure that your debts do not swell too quickly. A good scheme to take advantage of is that offered by American Express. The American Express blue also boasts a great cost-saving Balance Transfer feature that allows you to speed up debt clearance. You should also look for cards with the lowest annual fees or those that offer fee waiver for the first couple of years, as well as those that give free supplementary cards.
Different issuers offer different programmes.
A consolidated account with a clear statement showing your total deposits, loans, investments and card outstandings each month will definitely help you manage your finances better. To many, the strength of the brand name and reputation count. The credit card can be a status symbol bringing with it access to exclusive clubs, private airport lounges, prestigious hotels and resorts plus special events and experiences not open to the public. Examples include the Visa Platinum from Standard Chartered in Malaysia, DBS Bank s, OUB s, UOB s and American Express Platinum Cards. Of course, there are the gold cardholders who are a notch above the classic cardholders in terms of prestige and privileges accorded.