This program allows you to keep your health insurance when you can no longer work or when you can only work part time. If you expect to have trouble paying your medical premiums, apply for help immediately. Even though the law does not apply to small companies, there companies often have policies allowing people to continue their insurance after they leave. The New Jersey HICP will only be used to pay for insurance that you already have and are in danger of losing. The completed application must be returned to the New Jersey HICP Office.
All medical information is kept strictly confidential.
The New Jersey HICP coordinator will work with your employer or former employer and your insurance company to make the payments. The program will pay for 18 or up to 29 months of premiums, based upon disability status. The law requires that you act within 60 days of leaving your job or of changing to part-time work if you wish to continue your health insurance coverage.