The next step is to take a good hard look at the items you listed. It's important to remember that this is your budget, and nobody can tell you how to make it. That's part of the fun. The idea is to make a budget you can live with. It can get depressing looking at those hard cold numbers.
Debt is even worse, though.
Say it's payday. Not only will you have to turn down the date you have on Saturday night, but you won't be able to buy that new pair of shoes you're drooling over and your car insurance is due. And you're supposed to be saving for college. It seems like there are so many places for your paycheck to go, it can make you regret you're even getting one. Budgeting means gaining control.