Click on any of the questions in the Table of Contents listed below, to go directly to the answer. Some plans tilt more than others towards certain withdrawal options.
Annuities are commonest with pension plans.
The other types of plan favor the other options. But in many plans, all or most options are available, and combinations may be available. You may want to preserve the tax shelter as long as possible, by withdrawing no more than you need. Timing your withdrawal can be a factor, too. Withdrawals before age 59 risk a tax penalty.