The DMP sets up a payment schedule for you to re-pay your debts. You send funds to CCCS each month, which are then disbursed to each of the creditors on your program. Among them are the possibility of negotiating lower creditor interest rates and the elimination of ongoing late fees. In order to participate in a DMP, all credit cards must be surrendered and all accounts closed. You will need to provide current account balances, as well as income information at the time or your phone counsel.
All information is kept completely confidential.
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