38 is old enough to know better and young enough to get better. It's fun to play between the sheets. You shouldn't have to wear foul weather gear every time you sail. Topside are more comfortable than wing tips. In the rat race the rats always win.
Anchor lines are more important then bottom lines.
Boat bum is a term of endearment, not a bad rash. Surfing is more fun on a boat than on a computer. In sailing, like life, the journey is more important than the destination. Find your tradewind and follow it. Smell the sea air, feel the thrill of the wheel, the challenge of the sea can offer you the means to drop out if you choose.