But it may not be what you really need. We are not in business to sell insurance. But we do know more about insurance, the mechanics of insurance, how best to use insurance and what you need to look for in a policy than many sellers of insurance. We help companies decide what insurance to buy before they go to an insurance agent or broker. That assures that you get what you need and want and only what you need and want.
Commercial insurance continues to be the most prominent risk transfer mechanism for many businesses.
We can help you get the most from it. Many of the new deregulation statutes permit insurance purchasers who meet certain criteria to be free of an insurer's rate and form filings. This creates incredible opportunties for qualifying enterprises to improve their insurance position. One of the prominent requirements, however, is for the enterprise to have a professional risk manager either on staff or under contract. We can perform that function for you as a part-time risk manager.