Yes, money speaks.
Debt speaks more.
They have been cursed and banned and labeled usurious throughout the history of monetary-based society. We picture the poor couple, just starting out, who need to buy a car to commute to work. Indeed, debt has solved many problems and, within limits, is a good thing. We are living on borrowed time. Foreign countries, especially Japan, which have succumbed to the worldwide slump have dumped money into the American economy, hoping to weather their own economic problems.