Six major sections are covered in this guide.
Advice is based on years of experience from policy holders and agents alike.
Typical Exclusions 1. Quality Life Insurance Companies Described Before considering any life insurance plan it is important to investigate the company offering coverage. First, a company without adequate reserves to pay claims should be avoided. Consider as your minimum standard that the insurance company should have at least one of the top 3 ratings for financial strength, or claims paying ability. Always photocopy your applications and any form bearing your signature.