Changing the locks, hiding the car keys, watching for the oven being left on and more. The house was a potential minefield on a daily basis. Facing all of these issues is a challenge for any family. Addressing them in advance is never easy. Parents become children.
Children become caregivers.
Sibling rivalry and frustrations add to the emotional cauldron. Many parents don't talk about money - it's taboo. The infamous sandwich generation -the baby boomers with kids in college and facing a crunch for their own retirement are very vulnerable to this situation. There is a physical, emotional and financial component to a parent or a spouse facing a long term, debilitating disease. Insurance can lessen some of the impact.