Conservative is an old, stuffy attitude that allows life to pass you by and makes you sound old and boring. By the time you are 45 years old, you should be getting a glimmer of what age has in store for you. Certainly it should be dawning on you that your will not have enough time to do everything in life. Therefore, you must do what is important. Men become more gentle, more submissive, less interested in power, and more interested in learning about intimacy and relationships.
Age offers wisdom to many.
Most lose their fear of death after middle age. Intellect and curiosity can increase with age. There is less stress and even less dissatisfaction for most people as they age. And if you are approaching retirement without the best retirement income in the world, take heart. There will be more and better work opportunities for older workers in the future.