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Deep pockets seem to produce their own financial dilemmas, though.
Millionaires are divided over whether to use their savings to maintain their high standard of living after retirement or to fortify their family finances over the short term. And a mere million isn't enough for many of Fairfield County's wealthy to retire comfortably, said financial planner Peter Nagle. It's not a lot, that's for sure. An overwhelming nine out of 10 respondents credit their own hard work and intelligence for their current wealth, although nearly half have received an inheritance or a substantial gift. But millionaires do feel an obligation to help others.