Liberty Mutual Disability Colonial Life and Accident Disability Income of North Carolina Premiums for the Disability Income Plan of North Carolina are paid for by Appalachian State University.
Benefits are payable for one year.
The benefits are payable until the employee becomes eligible for an unreduced retirement benefit . Unreduced benefits are payable at age 65 with five years of creditable service , age 60 with 25 or more years of creditable service, or 30 years of creditable service. Long-term benefits are reduced by any primary Social Security benefits the employee is receiving or after three years, would have been eligible to receive. This plan offers supplemental insurance benefits in addition to any State disability benefits for which you may be eligible. Benefits received from Liberty Mutual are NOT taxable under Federal Income Tax Laws since the employee pays the premiums.