A clear conscience is usually the sign of a bad memory. If you must choose between two evils, pick the one you've never tried before. A fool and his money are soon partying. If you think nobody cares about you, try missing a couple of payments. Hell hath no fury like the lawyer of a woman scorned.
Bills travel through the mail at twice the speed of checks.
Hard work pays off in the future. Laziness pays off now. Half the people you know are below average. A conscience is what hurts when all your other parts feel so good. And Dot Com was a comely woman, broad of shoulder and long of leg.