Accident Medical Protection Who is covered This plan provides Accident Medical Insurance for all participants of the activity as specified on the enrollment form. Coverage up to one year of the date of injury. Nor does the policy cover loss caused by, or contributed to or resulting from sickness, disease, suicide or attempted suicide, self-inflicted injury, declared or undeclared war, or injuries covered by an occupational benefits plan, other insurance or public assistance programs. Nor does the policy cover loss caused by, contributed to or resulting from injury sustained while riding in any non-commercial aircraft, using a recreational vehicle or snowmobile, participating in illegal activities, or being under the influence of alcohol or drugs. General Liability Protection Who is covered This coverage will pay on behalf of the named and additional insureds, the sum which the insured is legally obligated to pay for bodily injury and property damage liability arising from any sanctioned event or activity.
Coverage is excess to other collectible insurance.
Limited Medical Payments resulting from your event or activity. Premium must be received within 72 hours of binding coverage. Waivers must be signed by all participants. A sample of the waiver will be provided upon request. If a signed waiver has not been filed at the time of the incident, the athletic participant will forgo participant legal liability coverage.