Many people have both a checking account for their daily expenses and a savings account for reserve funds. It is easy to transfer money from one account to the other as needed. Be aware that you must pay yearly taxes on interest earned on the money which is kept in a savings account. Hours for branch banks sometimes vary. All banks are closed on Sunday and most holidays.
Banks provide a number of services for the customer.
If you have any problems or questions, there is always an official at the bank who will help you and answer your questions. Banking machines are usually open 24 hours a day. To be able to take advantage of this convenient service, you need a personal bank card from your bank. You must apply for the card at your bank. This PIN number may range from 4 to 7 numbers or letters.