The Pharisee spoke the truth, but his trust was in performed externals. God possessed his body, but not his heart. Obedience is meaningless and powerless unless the person's heart belongs to God. Primary heart expressions are faith and repentance. Heart responses are a part of the person's conversion.
Conversion is primarily a heart process.
Conversion from the heart begins the process of transformation of personal life and behavior. Permission is granted to freely copy and distribute with text unchanged, including author's name.