Whatever the amount, your gift to the Annual Fund is important because it has an immediate and tangible impact on students, faculty and academic programs. Annual Fund gifts may be restricted to a particular college or program or left unrestricted to be used by the University where the need is greatest. A pledge may enable a donor to consider a more significant gift than would have been otherwise possible. Terms for payment on pledges are flexible and at the discretion of the donor.
Cash is often the most convenient form of giving.
Cash gifts are fully deductible for federal income tax purposes, provided deductions are itemized. Securities may be made as outright gifts, as a payment on a pledge, or to establish a planned gift. Stock certificates may be assigned directly to the Montana State University-Billings Foundation or may be electronically transferred through the donor s broker. The average market value of the stocks on the date of transfer will determine the value of the gift for tax purposes. In addition to receiving federal and state tax deductions based on the full fair market value, capital gains tax is avoided when stock is transferred directly to the Foundation.