If you think nobody cares about you, try missing a couple of payments. Drugs may lead nowhere, but at least it'sthe scenic route. I'd kill for a Nobel Peace Prize. On the last Geraldo. Love may be blind, but marriage is a real eye-opener.
Bills travel through the mail at twice the speed of checks.
Hard work pays off in the future. Laziness pays off now. Borrow money from pessimists-they don't expect it back. Half the people you know are below average. 99.99999 percent of lawyers give the rest a bad name.