The benefit entitlements include health insurance, life insurance, worker's compensation, retirement, deferred compensation, and an attractive leave program. Employees may choose from four health benefit options, all of which are fully paid for the employee and all dependents.
Coverage begins on the first day of employment and there is no pre-existing exclusion clause.
Employees may obtain care outside the network but the deductible and co-payment for all service received is paid by the employee. Employees enrolling in an HMO must select a primary care physician to manage and direct all medical care. This option is offered in lieu of the Basic Option to eligible employees who reside in the five-county Philadelphia area. Employees are vested after 10 years of service. Normal retirement is either age 60 or any age with 35 years of service.