Besides the creditors holding secured claims on the vehicles, Debtor's only other secured creditor holds an interest in some furniture, most of which has been or will be turned over to the creditor. A small amount is for business debts and medical care. The balance is for consumer goods. His attempts at post-secondary education over the past several years have not been successful. He recently gave up a part-time job to spend more time with his son.
Debtor currently lives with a woman.
She is an hourly employee at a discount store and has limited earnings. They split the rent, but do not share other expenses. Debtor and the woman recently had a child together. She argued that Debtor filed his Chapter 7 petition in bad faith as an attempt to force her into bankruptcy also. Debtor responded with a general denial.