For your eligible dependents, you may choose from three coverage levels. Employees Eligibility You may enroll in the supplemental group life insurance plan if you are enrolled in the Montana University System's Basic Life Insurance Plan. Evidence of Insurability For new employees and their dependents who enroll within 31 days of the date they are eligible, proof of good health is not required. After 31 days, or if you later wish to increase coverage, you will be required to furnish evidence of insurability. New dependents may be enrolled within 31 days of being acquired.
Dependent coverage is effective the same day as employee coverage.
Your newborn children are automatically covered without an increase in cost if you already have a child covered under this plan. If you do not already have children covered under the plan, you may apply for coverage for a newborn when it is 14 days old. Dependent coverage ends when your coverage ends or when dependents reach the limiting age. If you become totally disabled before age 60, your coverage will remain in force without payment of premium as long as you remain disabled. Continued insurance coverage is subject to the reductions and terminations shown in the plan contract.