Coverage applies to accidents that occur on the insured premises or any location when caused by action of the insured. The insured may select higher limits for an additional premium. Back to list of terms. Section II of the renters policy provides liability coverage for personal loss exposures. The insuring agreement under Coverage E provides liability coverage if a claim is made, or suit is brought, of bodily injury or property damage.
Coverage is provided for the named insured and members of the insured's household who are relatives.
The insured may increase this limit for an additional premium. In addition to the basic limit, Coverage E also provides additional coverage for defense costs, providing first aid to others, damage to property of others, and loss assessment charges. Back to list of terms. This is the primary limit of insurance coverage for the HO-4 policy. Coverage C provides worldwide coverage for personal property of the insured.