How much you participate on each trip is entirely up to you. The same goes for the daily agenda. A typical day might include a short swim before breakfast off the bow of the boat, a sail to a deserted island beach for a sport of snorkelling, fishing, island exploring and sunbaking. Or you might just want to kick back on the deck and read a book. How much you do is entirely up to you.
Accommodation varies with each boat.
However, most fully crewed charters feature individual bunk beds in shared cabins or private cabins for couples. The advantage of sailing on a fully crewed charter is thus not only a savings in monetary terms but a relaxed, stress-free holiday where all you have to do is enjoy yourself. The cooling trade winds brushing through the region help keep the temperature stable throughout the year so packing is hardly a problem. July is the coolest month, January the warmest. Seasons tend to be dictated by school holidays rather than the weather, so some of the best sailing can be had during the off-peak periods, particularly in winter.