Ostomy care or supply coverage is never one of the features promoted in insurance advertisements. The first service representative you talk to may not even know what an ostomy is. Sometimes the claims representative who decides what to pay for may also not know. Learn how to appeal their decision if you feel it is wrong. It is your right.
Chapter III reviews the fundamentals on selecting suppliers.
Every policy and insurer is different, so it is vitally important that when you are changing health insurance policies, that you double-check the details of the new policy's restrictions. For instance, some policies will put a limit on the total amount they will pay out for pre-existing conditions in the first 6 to 12 months of the policy. As was said above, most health insurance policies consider an ostomy the equivalent of a prosthesis, e.g., an artificial leg or arm. Always check with your employer or insurance provider if you have any questions. Even if you are not yet on Medicare, whatever cuts Medicare devises will likely be copied by many insurers.