Confusion Due to Similar or Identical Names Despite a careful investigation to prevent it, confusion of identity is possible. For example, a person's title to his or her land, established thirty years ago, may be under the name Jonassen and the taxes may still be paid under that name - but the lawsuits, marriages, divorces, wills and other actions may be under a simplified family name such as Johnson, Johnston, Jonson, or even Jansen. Or two members of the same family might have the same name, as in the case of father and son - and the title may be in one while the deed is executed by the other having no title. A document may be missed in searching. Entries or indexing in records may be in error.
Clerical mistakes are infrequent, but they do happen.
Yes, with a Sterling Title insurance policy. Under the terms of a Sterling Title insurance policy, you are protected against risks and insured against loss. If a loss is sustained, you are protected up to the full amount you policy, which usually is equal to the full purchase price you paid for the property. And Sterling Title pays promptly. My lender has a mortgage title insurance policy on my property.