A Federal Stafford Student Loan can help you reach your higher education goals. Sandy Spring National Bank, lender code 821446, is a participant in the Federal Family Education Loan Program. This means that the Bank can make Federal Stafford Student Loans to qualifying students for their college education. Easy to Qualify You must be a citizen of the United States, a U.S. National, or eligible non-citizen. In addition, you must be enrolled as at least a half-time student at an eligible educational institution and be in good standing at that institution.
Additional qualifications apply.
Please see Stafford Student Loan Master Promissory Note Packet. Low Rates and Fee Interest rates on a Federal Stafford Student Loan are lower than rates on personal loans. There is a loan origination fee which will be deducted from the loan amount. No Payments Until You Leave School Monthly payments begin six months after you graduate or cease to be enrolled at least half-time. To Start You may start the Financial Aid process as early as your Junior year in high school.