The effective date of coverage will be the policy date assigned by the Home Office and shown on the policy specification page, not the application date. The spouse, if covered under the policy, becomes the new insured upon the insured's death. A grace period of 31 days is granted for payment of premium falling due after the first premium is paid. The policy remains in force during the grace period. This is an Accident Only policy which does not pay for any loss from sickness.
Coverage is for on and off the job accidents.
Provides supplemental medical expense coverage. This brochure highlights some features of the policy but is not the insurance contract. Only the actual policy provisions control. The policy itself sets forth, in detail, the rights and obligations of both the insured and the insurance company. Upon notice of and proof of service in such forces, we will return the pro-rated portion of the premium paid for any period of such service.