AL gives you the power to address these risks with one policy throughout your lifetime. Adjusting to life circumstances You initially choose the premium and protection combination that fits your needs. You can change those combinations over time. If your family grows, or your income and responsibilities increase, Adjustable Life's unique features will allow you to adjust your life insurance program to your new circumstances. Shifting toward accumulation Cash value life insurance allows you to accumulate savings on a tax-deferred basis.
Cash value can be an important source of income for the future.
You can also access cash value through a policy loan or by using partial surrenders of policy cash values. Loans and withdrawals will decrease cash value and death benefits. How adjustable life works Adjustable Life insurance allows you to shift your emphasis from protection to accumulation by increasing or decreasing either your insurance amount or premium that goes to accumulation. Contact a financial advisor or registered representative to find out more about AL or Children's Adjustable Life. Services Securian Fin.