We have an opportunity to change that. The Internet is a space where that is possible to do. I expect a flourishing of money systems in the coming years. First, currencies are national, an assumption based on 19th century emergence of nation-states. This pits people against each other, collectively.
Competition is built into the money system.
Greed and the breakdown of community that everybody is complaining about correlate with the use of competitive money systems. But there were no money exchanges in monastic communities. Some money systems can preserve this gift mechanism. Example of money systems that preserves the gift aspect of communal energy exchange are formal systems for keeping track of the value of goods or services exchanged between members of a defined group. These differ from national currency because they are valid only within the group.