General liability insurance is a form of insurance designed to protect owners and operators of businesses from a wide variety of liability exposures. These exposures could include liability for accidents that occur on the employer's premises, for products sold by the insured, or a dissatisfaction with work completed by the insured. There are also specialized forms of liability insurance. For example, Workers' Compensation is form of liability insurance that protects a firm against claims from job-related injuries or illnesses. Befriend a broker Almost always, the broker is the liaison between you and the insurance company.
Brokers make a living out of matching businesses up with appropriate insurance.
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