Coverage begins on the first day of the month following employment, if the employee is actively at work on that day. Various deductibles are available. Cost increases with age. Additional life insurance is available through the State Retirement System plan. Withdrawal is triggered by termination of employment or retirement.
All contributions are tax deferred until the time of withdrawal.
State employees may be covered by the Delta Dental Plan. There are two dental plans available. The preventive is required with the health plan. The option, which provides coverage for restorations etc. is voluntary. Money from earnings can be set aside, on a pre-tax basis, to pay for eligible dependent care expenses.