You'll free up more time, energy and money for the things you really want in your life. For at least a year I have been advising you and others to simplify your financial life by having your bills automatically deducted from your checking account. What I went through to straighten it out has made me change my tune about automatic deductions. I talked with Wachovia, a large regional bank that had just recently bought out my smaller local bank. I tried to plead my case as a new customer, a victim of a billing error, etc.
Automatic deductions are fine, but only for bills of a fixed amount.
You operate a business selling information, products or services online. Business is good - until you start getting chargebacks from customers who say they never ordered anything from you. If your product is something consumers can actually receive over the web, such as information or artwork, it's even more difficult. SET is currently being tested worldwide. We don't have any liquid savings, only retirement savings.