The QQQ, for instance, is made up of the Nasdaq 100 - or the 100 Nasdaq stocks with the largest market capitalization. That's not to say there's no value in investing with someone else, especially if you're new to the market. But be sure to agree upon buy and sell rules before you purchase your first stock. Some investing groups, for instance, may agree to buy only stocks with at least three years of earnings growth and will sell any stock that falls below the 200-day moving average. It's not too far of a step to assume a law enforcement agency could come asking for this information and track down individuals.
Cookies are computer files that can be used to track Net users' online movements.
But I'm also very aware of my own Peter Principle. I may be bumping up against the glass ceiling of my own mediocrity. They created positions like vice president of electricity to figure out what it means.