An experienced personal injury lawyer, who knows how insurance companies work, is the best person to do this. You pay only if you win. A key benefit of using a lawyer for personal injury claims is the contingency fee. A contingency fee is a fee that's paid only if you win. It is typically paid out of the recovery.
Contingency fees are great because they let anyone who has a good case get legal help.
Because of contingency fees, accident victims who don't have much money can win claims against large insurance companies. You will likely get more money. For most accident victims, this is the main reason for using a lawyer. If you needed surgery, you would not operate on yourself. Not only will a lawyer make recovering damages a lot easier, but you'll have a better chance of recovering money, and you'll likely get more money.