FEMA expects to initiate phase two and three of the study in FY1997. These phases are also to be conducted in close cooperation with state CZM agencies. The desirability of coastal living has produced an accelerating migration to the coasts with construction of primary and vacation homes, and attendant commercial and recreational development. Although federal programs such as the NFIP have imposed increasingly stringent and more expensive requirements for new construction in coastal areas, coastal population and development continue to increase. This is accomplished by prohibiting the sale of flood insurance in designated CBRA areas.
Development continues in coastal areas for a variety of reasons.
Also, developers may sometimes find non-federal support for flood insurance as well as infrastructure such as roads, bridges, and sewage treatment. Continued coastal development has resulted in increasing damage and higher federal, as well as non-federal, relief costs in the aftermath of recurring hurricanes and storms. Sources and References for Further Information National Academy of Sciences, Committee on Coastal Erosion Zone Management. Managing Coastal Erosion through the National Flood Insurance Program. National Academy Press, 1989.