You may elect to apply for participation in this plan at anytime during the year. For more information, contact Liberty Mutual. The effective date is the first of the month following the payroll deduction. When you have ValueChoice, you have the opportunity to select benefits that meet your individual needs. The effective date is the first of the month following your first deduction.
All deductions are on a post-tax basis.
For more information and rates, please contact y our Colonial Representative at the above number.