Kids, by nature, are charitable. Parents can nurture their children s charitable tendencies by helping them identify charitable programs, letting them choose their own charities and offering to match each holiday donation. Explain your holiday buying decisions .
Children learn most of their money habits by watching their parents.
Think about the money-related activities your children observe during the holidays, especially gift shopping. Then talk to your kids about these activities, including why you do what you do, and the role of money in your holiday celebrations. Analyze holiday ads together . Advertising has a big influence on kids during the holidays. Parents can help their kids understand this influence by talking to them about the ads they see.