An insurance adjuster, who denies recommended surgery, therapy, or medicine without a hearing to establish reasonable cause, shall be held criminally liable for damages. Any insurance carrier, who would threaten a doctor to modify diagnosis or treatment, shall be held criminally liable. Insurance carriers shall provide job training for handicapped and assistance with job placement after medical release. A non governmental citizen watch dog committee be allowed to observe hearings and follow individual cases to ensure that health care and other benefits are not interfered with. This committee shall be comprised a health care providers and injured workers group representatives, vocational, medical rehabilitation specialist, and social workers.
All medicals are to be covered for life.
Evidence of willful fraud by insurance companies will be prosecuted by the state. Claimants shall eligible for damages. A fraud unit to investigate complaints will be kept available to all claimants. The test results and final response shall be made available to the claimant and his attorney as well as the carrier and board within 7 days of it's final written evaluation. Both carrier and claimants IMEs shall carry equal weight under the law.