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Features of the original document layout such as columns, tables, line and letter spacing, pagination, and margins will not be preserved in the text version. If you need the complete document, download the WordPerfect version or Adobe Acrobat version, if available. We find that U.S. carriers' settlement rate for Iceland is at or below the Commission's benchmark settlement rate. Our action today will permit U.S. carriers to route traffic between the United States and Iceland outside the traditional settlements system, enabling them to offer U.S. international service at reduced rates. We expect that such activity will, in turn, exert increased pressure to lower settlement rates further and reduce consumer prices.