This disclosure contains information about our Variable Interest Rate, Home Equity Line of Credit. You should read it carefully and keep this copy for yourself.
All terms described below are subject to change.
If these terms change, other than the Annual Percentage Rate and you decide, as a result, not to enter into an agreement with us, you are entitled to a refund of any fees you paid to us or anyone else in connection with your application. You could lose your home if you do not meet certain obligations in your agreement with us. If you fail to meet the terms of repayment, or if you act or fail to act in a way that adversely affects our security interest or other tights in the Security Property, or if you have committed fraud or made a material misrepresentation in connection with the account, we may, subject to the Governing Law, terminate the plan, require payment in full of the entire outstanding balance in a single payment and cause the Security Property to be sold and the proceeds of such sale to be applied to your obligation to us. You agree to pay any reasonable costs of protecting, retaking, repairing or selling the Security Property. When the condition which caused the suspension of advances or reduction of your maximum credit limit no longer exists, the original terms of your agreement will be reinstated.