Our right to appeal under the workers' compensation system is guaranteed by law and is free. No Confidentiality Through the private insurance company directly or by processing your claim form, your employer often has access to private medical information about you. By looking at the US system we can see how workers suffer as a result of privatized workers' compensation. In order to appeal disallowed claims they must go to the courts. Lawyers are costly.
Delays are lengthy.
Since coverage is provided by a variety of insurance companies, all of which are set up to make a profit, the administrative costs are more expensive than in the Canadian system. Medical costs as well are more costly in the United States since they do not have Medicare. Benefit levels are as little as half provincial WCB benefit levels. The largest workers' compensation insurance carrier in the US, Liberty Mutual, has set up shop in Canada in a big way, poised to take over workers' compensation. Liberty representatives and other insurance companies have traveled throughout Canada lobbying for privatization, with Liberty producing a five volume document arguing for private insurance for workers' compensation.