After the class, he uses the PennCard as a photocopy card. Next he swings by the ATM and transfers money from his checking account to his PennCard. When he swipes his PennCard for lunch, the meal is automatically charged to his dining bill. And after catching another class, he uses the PennCard to call Mom and Dad from a corner pay phone. Returning to his dorm room, he swipes the card to enter the building.
College students test out the cashless society.