No application fee is required. Generally 3-year awards. For students in sciences and humanities. Annual announcements appear in early September. Students must apply on own.
Awards are portable.
All UM doctoral departments eligible. However, the actual amount a borrower may receive annually or in total depends on federal funding and is based on criteria established by the Office of Financial Assistance Services. Loan applications are available from the Office of Financial Assistance Services as well as from local banks, credit unions and savings and loans. Six months after the student ceases to be at least half-time, repayment begins and interest accrues. Repayment may be extended over ten years.