The day following the payment being made, we will send out a receipt to you confirming the booking. We also offer Trip Insurance at an additional cost. The coverages may vary, but the primary purpose is to protect your investment in case you, your traveling companion or a family member suffers an injury, sickness or death, forcing you to cancel the cruise. It may also cover cancellations if your home is made uninhabitable by a natural disaster, or you or your traveling companion are directly involved in a traffic accident while enroute to departure. It also covers a variety of other potential problems, such as trip interruption, trip delay, baggage protection, medical protection and emergency assistance.
All cruise lines impose cancellation penalties as the departure dates nears.
Again, they set their own rules, so the time periods and amounts may vary, but generally the penalties begin 60 days from departure. If you have purchased the insurance, and the insurance company determines your reason for cancelling is covered by the policy, their will be no cancellation penalty.