We've all heard the stories about stolen credit card numbers, hackers, viruses, and Internet scams. The financial services community is rapidly developing ways for e-companies and customers to transfer funds over the Internet to pay for products or services bought on a Web site. E-banks are online banks that allow for these types of payments while providing a high degree of security. Stats and Facts Encryption is the scrambling of digital messages using math algorithms so that only the sender and receiver can read the message. The encryption used by secure servers helps thwart these types of crimes.
Certificates are another helpful security measure.
Certificates are sort of like an official electronic identification card for a company. When a person wants to know for certain that they are at the correct Web site, they simply request the digital certificate. These electronic IDs are managed by third parties that guarantee the authenticity of the certificate to help protect visitors from phony Web sites that only look like the real thing. Nothing is more frustrating than bad customer service, yet it seems that for most companies, good customer service should be renamed lip service. However, one of the greatest benefits of the Internet is the ability for companies to easily communicate with their customers.