Also, it is a violation of the law to knowingly write a bad check. Be sure to have sufficient funds in an account to cover the amount of every check written. Some type of checking account is virtually a necessity. Checks allow payment of bills without having to carry large sums of cash. Most businesses in Connecticut will accept checks if the account is with a local bank and the signer has some identification to show.
Banks usually charge a few dollars for printing such checks.
When cashing a check one needs some form of identification, usually a driver's license or university I.D. with picture. Checking accounts generally are not free. Most banks charge a monthly service fee for processing checks. A savings account is for saving for special uses. You will find different banks offering savings accounts with varying rates of interest depending upon the terms of the account.