We have an opportunity to change that. The Internet is a space where that is possible to do. I expect a flourishing of money systems in the coming years. First, currencies are national, an assumption based on 19th century emergence of nation-states. This pits people against each other, collectively.
Competition is built into the money system.
Greed and the breakdown of community that everyone is complaining about correlate with the use of competitive money systems. But there were no money exchanges in monastic communities. Examples of money systems that preserve the gift aspect of communal energy exchange are formal systems for keeping track of the value of goods or services exchanged between members of a defined group. These differ from national currency because they are valid only within the group. For example, a local currency in your town could be an exchange arrangement that a number of people would agree to.