That's The Banker's Secret in a nutshell. For starters, you'll need a piggy bank. Pop the pennies you pinch and your pocket change into it religiously. When you pay your credit card bill, use those nickels and dimes to save a fortune. Stocking up is better than putting money in the bank.
Business is slow.
Many merchants and service providers now have to be more flexible. Pretend you're shopping in an exotic, faraway market. Barter opportunities abound. I'll fill Johnny's cavities, if you'll paint my family's portrait. Nancy and I trade ripe tomatoes for some of Rose's delicious, canned tomato sauce.