Members of the State Health Plan or one of the HMO plans are covered for this benefit at no cost.
Benefits begin after the waiting period has been met.
The cost is based on your salary and age. Benefits are not paid for an injury or sickness caused by a pre-existing condition until you have been insured for at least 12 months or treatment free for 12 months immediately preceding the date of disability, whichever occurs sooner. Members of the South Carolina Retirement System who have five years of retirement service credit may apply for disability retirement, and if approved, receive a monthly benefit for life. Benefits are calculated as if the member were age 65.