Loss of valuable papers through negligence or theft while off premises. Merchandise inventory Damage or destruction of merchandise through natural or man- caused disaster. Reported at cost with allowance for old, obsolete, and unsaleable merchandise. Fixed coverage through destruction by natural or man-caused disaster. Includes debris removal.
Cost is paid by employee.
Group Life Policy . The company pays the balance of the premium. Cost not available. Evaluate the risk management attitudes of Mr. Gwin and the risk and insurance management program of Bedsole-Gwin. In the light of the new organizational structure, suggest improvements in the risk management program and justify each.