Explain your holiday buying decisions . Children learn most of their money habits by watching their parents. Think about the money-related activities your children observe during the holidays, especially gift shopping. Then talk to your kids about these activities, including why you do what you do, and the role of money in your holiday celebrations. Analyze holiday ads together .
Advertising has a big influence on kids during the holidays.
Parents can help their kids understand this influence by talking to them about the ads they see. Make volunteering a family holiday tradition . Volunteering is a great way to spend holiday time with family because it emphasizes the spirit of giving. Talk about values and money . We may not always realize it, but our financial decisions and actions demonstrate our values about money.