The program includes professional liability, business property and liability, and worker's compensation. Kemper Insurance and Underwriters at Lloyd's-London are the carriers. The professional liability policy is a true medical professional liability contract and covers negligent acts, errors or omissions resulting from acupuncture professionals. Outstanding prices are available for new graduates as well as senior practitioners. Prices are customized to fit each practitioner.
Coverage is also available for prior acts.
Discounts are offered for groups, part-time practitioners and new graduates. The second program is a business owners policy specifically designed for medical offices. The policy provides comprehensive protection for virtually every aspect of your practice. It covers computers, telephone systems, electrical, heating and air conditioning equipment, personal property of others, patient files, water damage, accounts receivable, interruption of practice for up to 12 months, advertising liability, employee dishonesty and theft, debris removal, personal injury such as libel and slander, and other areas of liability. The third part of the new Alliance program is a Worker's Compensation policy for employees, which is required in most states.