Click here to see the quarterly performance of each of the IVA's available investment options. The investment return and principal value of the IVA will fluctuate so that an investor's units, when redeemed, may be worth more or less than their original cost. Please read the prospectus carefully before you invest or send money. Investors should consider their financial ability to continue purchasing units during periods of falling share prices when the value of their investments may be declining. The account value of each pocket is composed of the paid premium and interest attributable to that premium.
All interest is tax-deferred until withdrawn.
Up to 12 percent of the total value is available for withdrawal each year without a withdrawal penalty. After five years, withdrawal penalties do not apply. One of the benefits of this type of arrangement is that income taxes are calculated with an exclusion ratio, which spreads the return of your principal over a portion of the payout period . AUL is authorized to do business in every state of the United States except New York. This Web page is in no way to be construed as an offer for the sale of securities or insurance products in unauthorized states or countries.