Our standard application applies for Visa and Mastercard acceptance. After your merchant I.D. is approved you can setup American Express, Discover and Diner's Club. A separate application is required for the cards above. Once the transaction has been approved your customer's charges are deposited directly from our credit card processor to your bank account. Transaction deposits range from 24-72 hours from the date of the transaction.
Any customer has the right to dispute a credit card charge from the card's issuing bank.
If a charge is challenged, a retrieval request will be sent to the merchant asking for proof that a sale had been made by the customer. In addition, the merchant's credit card processor has the right to discontinue service for many reasons. And finally, a merchant should take due diligence to protect against someone trying to order merchandise with stolen cards by becoming familiar with the process. The numerical portion of a consumer's address is sent along with the transaction data and is matched against the address that is registered with the consumer's credit card from their issuer's bank. Currently, a match or mismatch is simply reported back to the merchant and does NOT result in a transaction decline.