She also is barred from misstating how consumers' bank account or credit information will be used and from withdrawing money from consumers' checking accounts or billing charges to their credit cards without first obtaining express written authori zation from the consumer. There also are provisions designed to ensure that any scholarship search service she offers provides a useful service to consumers. The consent order was filed in U.S. District Court for the Northern District of Georgia, Atlanta Division, on Feb. 11, and was approved by the court on Feb. 12. The Commission vote to approve the settlement for filing was 5-0. This consent order is for settlement purposes only and does not constitute an admission by the defendant of a law violation.
Consent orders have the force of law when signed by the judge.