Coverage applies regardless of any prior medical condition.
During medical school, premiums are paid in full by the School. The policy provides options for expanding your coverage after leaving the School of Medicine, but premiums then become the responsibility of the insured. Sign up takes place on Orientation Day, the first day of the new third year's clerkship year. Representatives from the insurance company will be present to explain and answer questions about the policy. They are also present at the Clerkship Meeting, held in the spring of the second year to present initial information on the program.