Responsibility is the second important aspect of character. Your child is born thinking her life is your problem. But part of growing character is helping her to take ownership over her life and to see her life as her problem. Reality is the ability to accept the negatives of the real world. You need to help her deal with sin, loss, failure, and evil, not only in herself, but in others and in the world.
Competence is key to character.
Children need training to develop their God-given gifts and talents. They need to develop their skill not only in specialty areas such as art, sports, or science, but also in everyday matters, such as decision making, judgment, and work ethics. Morality is an internal sense of right and wrong. The development of a conscience is a process. Worship is essential to being a person of character.