Unfortunately, businesses that incur a serious loss and which are not covered by business interruption insurance frequently never reopen. The property section of your policy does not include coverage for cash. It is therefore advisable to add some form of crime coverage to your policy. Employee Dishonesty Theft of stock, equipment or cash by employees. Broad Form Money and Securities Theft of cash by someone other than an employee.
Coverage is available for cash inside or outside the premises.
Separate limits are normally shown for each. This is the broadest form of cash coverage available. This is the most restricted form of crime coverage in that there must be an actual robbery or hold up. Again, coverage is available for inside and outside the premises with separate limits shown. If your equipment and stock are insured for fire and extended coverage, you may wish to add burglary coverage.