The elderly are especially vulnerable. Health is endangered. People's health and lives are endangered by swindlers who sell nonexistent health policies or perform quack medical care to illegally inflate health insurance claims. Premiums stay high. Auto and homeowner insurance prices stay high because insurance companies must pass the large costs of insurance fraud to policyholders.
Consumer goods cost more.
Prices of goods at your department or grocery store keep rising when businesses pass higher costs of their health and commercial insurance onto customers. Honest businesses lose money. Businesses lose millions in income annually because fraud increases their costs for employee health coverage and business insurance. Innocent people are killed and maimed. People and even animals also are murdered for life insurance money.