Utilities Arachnophilia Excellent HTML Editor. If nothing else, get it just to read the inspirational CareWare defintion in the About section. There really are genuinely good people. I've used it for every graphic on this site. Offers color reduction and re-sizing.
Content is king, but graphics sure look nice.
3D Text Maker Excellent resource offered by gifoptimizer. It's the one that got me started on this whole endeavor. A great site with dozens of well categorized free services. Well organized and updated regularly. CGI Resource Hundreds and hundreds of scripts, written for a variety of platforms, categorized for easy browsing, and including reviews.