Our PPO Plan combines the value of managed care with the flexibility of a traditional indemnity plan. The PPO Plan allows members the freedom to visit any dentist. However, members receive maximum savings when they visit a Mutually Preferred Provider. With the PPO Plan, members are not required to obtain referrals and are not required to select a primary dentist. The vision program is not insurance, but provides discounts on eye exams and eyeglasses at participating providers.
Discounts are immediately available - there are no waiting periods.
There are no claim forms, vouchers, or approvals required. ProtectPay - Disability Income Protection Disability Income protection provides income replacement benefits should you become disabled as the result of an accident or illness. For voluntary, we offer short, intermediate and long-term disability plans. Employees may select the level of term life insurance coverage that best meets their individual needs. Financial Institutions Division.