Agents have found that when a customer is dissatisfied it threatens other insurance business in place. Estimated Replacement Value, normally based on retail selling price, is isolated and stands out for quick evaluation. This format assures inclusion of critical information as missing descriptions are visually obvious. Stone information details the necessary specifics for determination of value. Multiple stones are easily handled, and like-kind stones can be grouped together.
Color photographs provide a visual representation of the item.
Item sales receipt information identifies the store and date of sale. Successfully completed formal classroom insurance appraisal training in jewelry. The recommended training is the Certified Insurance Appraiser in Jewlery course , offered by the Jewelry Insurance Appraisal Institute. Appraiser acknowledges that the jewelry analysis was done in a gem lab and that all normal and usual tests were performed to properly identify and grade appraised items. Appraiser also makes basic warrantees and agrees to use jewelry industry standard GIA nomenclature.