By e-mailing the merchant's logo and any background graphics to Authorize. Net the page can take on a custom appearance. Optional text can be added by filling in the displayed fields. Net system automatically settles batches at the end of each day. The transaction data is sent to the appropriate merchant's processing bank which then funds the merchant's bank account in typically 2-3 days.
Any customer has the right to dispute a credit card charge from the card's issuing bank.
If a charge is challenged, a retrieval request will be sent to the merchant asking for proof that a sale had been made by the customer. In addition, the merchant's credit card processor has the right to discontinue service for many reasons. And finally, a merchant should take due diligence to protect against someone trying to order merchandise with stolen credit cards by becoming familiar with the process. AVS is a service that is built into the authorization process to help prevent fraudulent transactions. The numerical portion of a consumer's address is sent along with the transaction data and is matched against the address that is registered with consumer's credit card from their issuer's bank.