Be sure you meet the eligibility requirements and understand that you are free to cancel at any time. In PA, the maximum benefit is applicable to life and disability coverage only. Benefits are not payable on purchases made during the claim period. In PA, disability benefits are not payable for preexisting conditions that occurred within 6 months prior to the effective date. Exclusions vary by state, please read your certificate for details.
Coverage is effective as of the effective date shown on the issued certificate.
In New York, life and disability coverage is provided by Bankers American Life assurance Company, One Blue Hill Plaza. P.O. Box 1565, Suite 1436, Pearl River, NY 10965. Certificate provisions very by state. Coverage's are only available as a package. Read your certificate carefully for full details of coverage and exclusions.