The Vermont Legislative Research Shop A Comparison of Worker's Compensation Policies for Arkansas, Colorado, Indiana, Maine, New Hampshire, Oregon, and Vermont Workers compensation serves as an insurance program to cover any injury or illness that originated from a work-related event. A tabular comparison of worker's compensation policies between Vermont and six other strategically selected states will reveal the complexity of the policies and the variation among the states. States were selected based on their geographic location, population size, and state industries. Arkansas and Indiana permit voluntary coverage and Maine covers all agricultural workers except seasonal or casual. Numerical exemptions All surveyed states, except Arkansas, have no exemptions based on the number of employees.
Arkansas policy allows exemptions when an employer has three or less employees.
State workers compensation method of payment Vermont, unlike the other survey states, relies on a method of payment through agreement as opposed to direct payment methods. Medical benefits and method of physician selection provided by workers compensation statutes in the U.S. Vermont in accordance with all other surveyed states, except Arkansas, provides benefits with no time or monetary limits. Vermont, Arkansas, Colorado, Indiana, and Oregon all schedule awards paid upon termination of TTD benefits. Maine pays directly after the accident, while New Hampshire pays concurrently. Vermont, Arkansas, Colorado, Indiana, and Maine do not schedule reduced awards because of receipt of TTD benefits.