One strong advantage, according to the U.S. Department of State, is that they also help cover the exorbitant cost of medical evacuation in the event of an accident or serious illness. As part of the coverage, these companies usually offer emergency consultation by telephone. They may refer you to the nearest hospital or call directly to obtain help for you. If you need an interpreter, they may translate your instructions to a health care worker on the scene. Another benefit that is normally part of such coverage is payment for the return of remains to the United States in case of death.
Accidents happen at home, also.
You and your family could have a medical emergency while traveling several hundred, or thousands, of miles away from your home town. In considering coverage that provides assistance for medical emergencies, you may also want to consider what benefits and services are offered in the United States.