Benefits are subject to change based upon the group's benefit plan.
Members don't have to pay up front, submit a claim form and then wait for reimbursement. If members go outside the network for preventive services, they are not covered. Office visits to non-network physicians cost members more. Members can use non-network providers for these services, but they're required to pay the deductibles and copayments. Group clients may contact the sales office in their region for more information.