General Information For Your Investing . Returns on money-market funds are usually less than stocks and bonds over long periods of time. Their primary goal is to provide safety, liquidity and yield with little risk of a decline in principal value. The TempCash portfolio, a money market mutual fund, invests in short-term instruments. Investing in Fixed-Income Securities Bonds and investment contracts are designed to provide income and safety of principal.
Bonds are debt obligations paying a fixed-income rate over a set period of time.
They can be issued by the U.S. government and the U.S. government agencies, as well as by cities, states, municipalities, and corporations. Investment contracts offer stability of principal and a competitive rate or return attractive to conservative investors. Investing in multiple investment contacts also provides diversification. Investing in Stocks Stock funds are designed to provide capital appreciation by investing in common stocks of companies whose sales and profits are expected to grow. In the long-term, stocks may offer the greatest potential for increasing the value of your savings and keeping ahead of inflation.