Insurance Agents Insurance Agents Insurance agents sell policies to individuals and businesses for protection against losses. Insurance agents and brokers help individuals, families, and businesses pick the best insurance policy. Agents talk to clients about their needs and resources. They then recommend amounts and types of insurance.
Agents keep records, make reports, and help clients settle insurance claims.
In addition, agents collect premiums. Many agents also offer financial planning services. These agents are licensed to sell mutual funds, annuities, and other securities. Agents keep in contact with their customers to make sure their needs are being met and to get referrals. Property and casualty agents sell insurance that pays for losses from auto accidents, fires, or thefts.