Many residence halls close during academic vacations. Students who cannot return home during these periods must find other arrangements for living and eating. These extra costs are not included in room and board contracts. Ask the housing office of the institutions you are considering about policies regarding academic vacations. If it is necessary to find housing after you arrive, at least a short stay in a hotel or YMCA may be necessary.
Costs are lower in rural areas, higher in urban areas.
Larger or luxury apartments cost much more. Telephones are not included in furnished or unfurnished apartments. For this reason it is essential that each student buy additional medical insurance. Dental and maternity coverage if desired are an additional cost. If you have a medical insurance policy at home, do not assume that it is valid in the United States.