Limits and deductible are stand alone and do not erode the general liability limit or deductible. Defense is included within the policy limits. Pollution Liability - Time Element Insurance Liberty Mutual understands the critical nature of pollution hazards. Our time element pollution liability endorsement provides coverage for losses resulting from a pollution release that is discovered within six days and reported within 30 days. Limits and deductible are stand alone and do not erode the general liability limit or deductible.
Defense is within limits.
Liberty Mutual offers a general liability endorsement that covers expenses incurred in withdrawing or recalling a product including communication expense, overtime compensation, and product disposal costs. Protective Liability Insurance Successfully managing a major construction project requires the project manager to follow strict scheduling and budget guidelines. Liberty has combined 80 years of construction underwriting experience with hands-on knowledge to develop an owners and contractors protective policy that saves money and offers protection. We understand that each construction job is different and will tailor a program to fit the unique needs of each contractor. Our program allows the project manager to combine the workers compensation and general liability coverages for all individual contractors working on a construction project.