Other discounts may apply for long-time customers. Your affiliation with alumni associations, employers, or business organizations could qualify you for group discounts. Ask for discounts on auto through to home insurance. Insuring more than one vehicle with a company. Approved defensive driving courses.
Car safety features such as anti-lock brakes, air bags, alarm systems, or automatic seat belts.
A 'sporty' car is more expensive to insure than the family wagon as are cars that are expensive to repair or high-theft cars . Burglar alarms, security systems, deadbolts, fully-secured communities, Neighborhood Watch Programs, smoked detectors, fire extinguishers, and automatic sprinkler systems save money. Purchase additional coverage. This needs calculator shows typical expenses, such as funeral costs, that your survivors will face after your death. Decide whether term or whole life policies suit your needs.