Certificates of Deposit. Since they offer a predictable rate of return, you'll always know in advance what you'll have. This is crucial if you're counting on a particular amount of money for a house down payment or college tuition bill. In exchange for those higher returns, you'll probably have to watch the value of your nest egg drop from time to time. Balanced mutual funds.
Balanced funds own a mix of both stocks and bonds.
The bottom line here is that there is no perfect investment that will fit all your needs all the time. By using this site, you agree to our Terms of Service . Your privacy is important to us. For information, please read our Privacy Policy . All rights reserved.