Willis Corroon Melling Ltd. Most people are dismayed when they find out how much it will cost to have a son or daughter driving. Insurance premiums are based on statistics and according to those statistics, young drivers cause the most and have the largest accidents.
Alcohol is often a factor.
First, ensure that the young adult takes a driver training course. Second, maintain parental control of the use of the family vehicle. If the weather is bad or circumstances seem unsafe, don't let the young person drive. Remember, a claim by a child listed on the policy directly affects premiums and the ability to purchase insurance through regular markets.