As interest rates have fallen, so has income from investments like savings accounts, bonds and CDs. Put some money into higher-risk investments that offer more return. Pay off higher-interest debt instead of saving some of the money. I like the security.
Credit now wears the crown in America.
Here's some guidance to ensure you're smart about your credit card usage and some tools to help you find the best credit-card deals out there. In addition to her columns, she answers questions in our message board. Post yours in the Your Money message board. Try Microsoft Money for Free Microsoft Money will automatically create reports and charts to show you the taxes you pay. All rights reserved.