Long-term care coverage is one good way to deal with the high cost of care. Sixty percent of Americans over age 65 will need some form of long-term care. Typically, neither health insurance nor Medicare covers long-term care. If you plan for this risk today, you will have a way to meet this serious financial concern in the future. The CalPERS Long-Term Care Program provides quality coverage that is more affordable than before, with the new lower cost plans to fit everyone's needs.
All premiums are age-related.
The younger you are, the less a plan costs. It will be mailed shortly before the 2000 application period begins.