Costa Rica has one of the finest health care systems in the world and it is available to all at affordable costs. Health insurance can be purchased through the national insurance company and premiums are roughly one fifth those of equal coverage in the States. Most doctors in Costa Rica have received training in the United States or Europe and are highly qualified. Firsts for many major operations in Latin America have been performed here. Costa Rica has both private and public health care systems.
Banking is always a question.
New private banking services will provide the competition necessary for many public service changes. Until this competition kicks in, however, the services available in State banks may seem third-worldly to most foreigners. Costa Rica's mail service does not have a good reputation. Theft of valuables is rampant, undelivered mail is common, and service to the public is spotty, at best. Efforts are being made to improve the system, but so far little improvement is evident.