You can find the answer to the question through several web sites. With that information, you go to the web sites and figure out how your retirement plans look. I recommend planning for retirement at both 62 and 65-so ask for at least two forms. If you want to work later in life, that s fine, but plan for the possibility of earlier retirement in case of changing plans. Vanguard s cash reserves pays the best of the big funds.
Cash reserves is nothing more than a checking account.
If you have an account with Vanguard s cash reserves, then by telephone you can exchange money from cash reserves to a particular Vanguard fund. You can write a check on the account 10 days after a deposit by check has been made. Vanguard publications on mutual funds are very good and free. All of the funds have web sites. Subscribe to Morningstar FundInvestor.