Child support judgments remain on your credit report seven years from the date the judgment is filed. Civil and small claim judgments remain seven years from the date the judgment is filed. City, county, state and federal tax liens remain seven years from the filing date of the lien. There are different types of inquiries, and they remain on your report for different periods of time. Most inquiries remain for two years.
All inquiries remain a minimum of one year from the date the inquiry was made.
Some inquiries, such as employment or preapproved offers of credit, are seen only by you. All negative information on your credit report will be deleted with time. That gives you the opportunity to resolve your credit problems and rebuild a good credit history. Positive credit information remains on your credit report indefinitely, making your credit report a great benefit for you in obtaining and using financial services. Thanks for asking, Maxine Sweet is Experian's vice president of consumer education.