After the first year, benefits fall way off. Consider ditching the card, unless you're a budding Bob Villa. You get 1 percent for all other charges. Neither has an annual fee. The page focuses on cash-back reward programs, but includes links to many other major rewards programs.
All info is free.
This consumer group offers a booklet with summaries of about 45 rebate offers, including terms and a cost vs. reward analysis. The group offers a nifty search engine on its Web page that allows consumers to find cards suited to their needs, such as a low interest rate, long grace period or special rebate. It's free to use, but you'll need to call the credit-card company for details about the program. E.W. Scripps Publications , All Rights Reserved. Site users are subject to our User Agreement .