Dental Insurance Dental insurance coverage for non-unit employees begins the first of the month that follows 60 days of continuous employment. You may elect either individual or family dental insurance coverage. There is no employee cost for the premium. If you enroll in life insurance, your coverage will begin on the first of the month that follows 60 days of continuous employment. You pay the full premium for optional life insurance.
Cost is based on age and the amount of insurance.
Employees who become state retirees may continue life insurance coverage. If you are absent due to a personal illness or injury on the date that LTD insurance would otherwise have become effective, the effective date is deferred until you are actively at work for one day. The coverage replaces a percentage of regular pay after you have been totally disabled for 90 consecutive days. You pay the full premium for LTD insurance. The cost is based on your age and annual salary.