Dependent coverage is available.
Employees are required to pay for dependent coverage and share in employee coverage. A choice of plans is available and if dependents are enrolled in the health insurance plan, they are also enrolled in the dental plan. The plan provides a benefit for vision examinations, lenses, frames and contact lenses with co-payment when services are provided by participating providers. Term life equal to an employee's annual salary is provided by the employer. Optional term coverage up to a maximum of four times the annual salary is available for an employee to purchase.