The possibility of losing money or not gaining value in an investment. A form of account registration in which two or more individuals share an undivided interest in an account. A minor may not be a joint tenant. Also called below investment-grade bonds, these bonds are generally issued by a corporation of questionable financial strength or without a proven track record. Below investment-grade bonds tend to be more volatile and provide higher yields than do bonds with superior ratings.
Contributions are tax deductible, and earnings accumulate on a tax-deferred basis.
The ease with which an asset can be converted into cash. The load is included in the price of the fund's shares. This Web site is authorized for distribution only if accompanied by a prospectus . Please read it carefully before investing. Inc. Please read these Legal Disclosures .