SEP-IRAs are not perfect, though. Instead, employees must rely only on the generosity of their employer, who can contribute on a pre-tax basis. From the employer's point of view, the plan doesn't necessarily incent employees to save for the future as features like matching contributions don't exist. This just means that you'll need to find other ways to ensure that employees will stick around. Quick tips Fair enough.
All retirement plans require that employer contributions be consistent across all employees.
No playing favorites here. When checking options, see if employees have full flexibility about where they can invest their funds. Not every company does. The McGraw-Hill Companies Inc. All rights reserved.