The plaintiff has offered no evidence that the decedent's death could be contributed to anything other than a suicide. On a motion for summary judgment, the movant has the initial burden of showing the absence of a genuine issue of material fact. All legitimate factual inferences must be made in favor of the non-movant. Before finding that no genuine issue for trial exists, the court must first be satisfied that no reasonable trier of fact could find for the non-movant. The application of the law to the facts in this instance is clear, and a lengthy discussion is unnecessary.
All evidence points to the decedent's death as a suicide.
The plaintiff has presented no evidence to the contrary. The insurance policy contained a suicide exclusion written in clear, precise, and unambiguous terms. It is settled law in Mississippi that where an insurance contract is plain and unambiguous, it shall be construed as written, like any other contract. Furthermore, suicide exclusions have historically been enforceable. Therefore, the court finds that the defendant's motion for summary judgment should be granted.