Both also provide exemptions that allow you to keep certain assets, although exemption amounts vary. Personal bankruptcy usually does not erase child support, alimony, fines, taxes, and some student loan obligations. Also, unless you have an acceptable plan to catch up on your debt under Chapter 13, bankruptcy usually does not allow you to keep property when your creditor has an unpaid mortgage or lien on it. Credit Bureau explains how consumer reporting agencies work and your rights under the Fair Credit Reporting Act. Credit Report explains how you can legally improve your credit report .
Debt offers tips on dealing with debt.
Credit Scams cautions you about credit-related scams and how to avoid them. Credit Sites lists resources for additional information.