Version 4.60 added a 1st Year input in order to handle conversion years after 1998. A customized version of the program is available to organizations desiring to license the ability to duplicate the program in quantity for their staff or customers. Previously, version 4.00 added minimum distribution changes due to death of the owner or spouse and handling of spousal rollovers as well. Version 3.10 added the ability to handle Roth IRA minimum distributions. Roth IRA required minimum distributions do not start until after the death of the IRA owner.
Customized versions are available for interested organizations.
For a description of the mechanics of the minimum distribution rules, see Gregory Kolojeski's article on Required Minimum Distributions for Traditional and Roth IRAs . The lifetime minimum distribution rules as described are incorporated in the software. The Investment Scenario Generator software may be used to help determine this allocation. Be sure to also check out the rest of their ISG Planning web site .