You can also visit the Company Doctor's web site. I need it right now but have no money to pay for it and no collateral, but trust me. Not unless you were willing to lose your investment in the truck, because that's probably what would happen. Successful business people take reasonable and prudent risks, but the above scenario involves serious uncertainty.
Business people expect to make a profit and be paid for their products in a timely manner.
Otherwise their businesses won't succeed. Now alter the above scenario. I need it right now but have no money to pay for it and no collateral, but trust me. Bankers sell a product just like any other business. Their product is the money they lend, and their profit is the interest they charge.