Such rates are incorporated by reference into this Agreement. 3.2 User is responsible for and must provide all telephone and other equipment and services, including any and all local or long-distance telephone charges, necessary for connecting to Universal Law Inc. 3.3 Payment of User's Account balance is due monthly and, unless the Account is a qualified business Account, must be made by credit or debit card designated by User for Universal Law Inc. use and transactions. Monthly access charges and publication costs are payable in advance on a monthly basis and are non-refundable. If User's Account is a qualified business Account and approved by Universal Law Inc. for corporate billing, charges will be accumulated, identified by User identification number, and invoiced on a monthly basis. User's Universal Law Inc. Account number.
All charges are to be paid in the currency in which billed.
3.42 Universal Law Inc. reserves the right to refer User's Account to a third party for collection for any amounts which remain unpaid after 120 days from the billing date. Modification of Terms and Services. User is responsible for reviewing such changes and User's non-termination or continued use of Universal Law Inc. after such changes are posted constitutes User's acceptance of this Agreement as modified by the posted changes. 4.2 Universal Law Inc., at its sole discretion and without prior notice, may discontinue or revise any or all aspects of the services it provides. Such changes include, but are not limited to, access procedures, and hours of operation, menu structures, commands, documentation, vendors and services offered.