The most important step for your financial future is planning of Financial resources. It is the proper planning which can keep you away from Financial obstacles. You should think about your goals.
Daily life keeps getting in the way.
But just take a vacation from all of it, and spend just a few minutes getting to know your future. One person's early retirement is 45 and another's is 62. Be creative and as specific as possible. After all, this is the rest of your life. Answer who, what, and where for each of those dreams.