The credit report is already done, and the terms are subject to the appraisal of the house you intend to purchase. It is easier to negotiate with a home seller, and closing the transaction usually takes a shorter period of time. Pre- approval also makes the home buying process less stressful knowing that you're already approved. The following form will be sent directly to your lender of choice for pre-qualification. A loan officer should respond by a phone call or letter.
All information is held in strict confidence.
1st National Mortgage Serves Illinois. This is for pre-qualification purposes only and does not guarantee that credit will be extended.