A fundamental concern is the interplay between regulatory access and third-party access through public records laws, litigation discovery and other means. I am pleased with the cooperative efforts of the industry in coming to agreement on areas of concern. The review focuses on court decisions, the position taken in NAIC model laws, and state practices and positions. The paper includes conclusions and recommendations and several appendices of helpful information. It is the nation's oldest association of state government officials, consisting of insurance regulators from the 50 states, the District of Columbia, and four U.S. territories.
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