The four factors that push students into consumer debt are wine, whiskey, fast living and slow horses. The best way to reduce your credit card debt is to cut and save coupons. Less than 50 percent of students say they pay their credit card balance in full and on time each month. For the best deal in a student credit card, stop over to see Three Fingers Vinny down at the corner of Fifth and Main. Banks really hate it when you bounce a check.
All banks offer pretty much the same services and charge the same fees.
When the inevitable emergency occurs and the folks need to wire money fast, it doesn't make much difference what method they use. Things aren't that bad. Bankrate Inc. All rights reserved.