For students demonstrating financial need, the loan is subsidized, with interest paid for them during school enrollment. The loan is also available on an unsubsidized basis for those without need, but interest is paid during school enrollment. Graduate and self-supporting students are eligible to borrow more than the above amounts. The assistance is in the form of monthly stipends dependent on enrollment status. Details should be secured from the Office of Records and Registration on the Albany campus.
Direct grants are available to Vietnam era veterans.
Native Americans may be eligible for assistance for undergraduate study from both New York and Federal sources. New York State also provides grants and scholarships to students who concentrate in specific fields of study - including Education, Nursing, Physical Therapy and Occupational Therapy. While separate application procedures are required for state-sponsored aid programs, information and guidance can be secured from the Sage offices of Financial Aid.