Banks don't exist to serve you. They exist to make a profit. You are a part owner, meaning you have to opportunity to participate in Credit Union affairs, attending the annual meeting, or even serving on the Board of Directors, Supervisory Committee, or other volunteer position. No bank wants you on its Board of Directors. Interguild understands the special needs of people in the Entertainment Industry, because that's where our members are employed.
Banks serve a much wider constituency.
They cannot concentrate on the needs of individuals in a particular industry. Last, but certainly not least, we are a stable, friendly, neighborhood type of institution with people and policies that are there for you from year to year. At banks, policies are changed whenever they feel like it, and you're lucky if you see the same teller two times in a row.