That's very common in this industry. We're a little more friendly in that regard. More affordable and safer than check-cashing stores and pawn shops, credit unions are now offering more services, making them an attractive alternative to megabanks. Nationally, more than 60 percent of all workers have access. Consumers can check with their employers or their spouse's employer to see if they offer credit unions.
Adult children can join their parents' credit unions, and vice versa.
If you don't know if your community has a credit union, the CUNA Web site has a credit union locator. Bankrate Inc. All rights reserved.