State law also gives my office greater authority to investigate and prosecute property owners who violate these laws. My office has received a federal grant to prevent the expansion and development of colonias along the border. The grant has helped fund education and outreach programs, as well as the investigation of illegal subdivisions and enforcement of the law. My office will continue to file lawsuits seeking injunctive relief, damages, and civil penalties against subdividers who violate state laws designed to prevent colonias. With the assistance of the federal grant and through the enforcement of state laws, we are working to ensure that no Texas family's dream of a new home becomes a nightmare.
Creditors have the right to collect debts.
However, state and federal law limits the methods that may be used. Federal law prohibits professional bill collectors from contacting you at work if you have advised them in writing not to do so. Federal law also prohibits bill collectors from calling you at home before 8 a.m. or after 9 p.m., unless the collector knows such times are convenient for you. In addition, the Texas Debt Collection Act provides additional safeguards for consumers. These rules apply to anyone trying to collect a consumer debt in Texas.