Make specific recommendations and tailor plans to suit your special needs and budgets. Review your plans periodically to update coverage and limit costs. Serve as your advocate and advisor in dealing with insurance companies, doctors and hospitals, and government agencies involving claims, services and regulations. Help you as a business owner communicate benefits packages to employees and demonstrate how various provisions can complement personal and government financial plans. Buying health insurance benefits is different than buying books and music.
Benefits are complex and they are critically important.
Health care coverage protects both a family's health and its finances. Purchase the wrong book, and you're out a few dollars. Purchase the wrong health care coverage, and the consequences are far more significant. Insurance advisors are licensed and regulated by state insurance departments. Prospective advisors receive training regarding insurance and applicable laws before taking a qualifying exam for licensing.