The amount and type of life insurance you buy depends on your special needs and what you can afford. Wise business partners take out life insurance on each other to protect their business from financial loss should one partner die. This is also one form of Business Insurance. Disability insurance benefits a person and his or her family should that person become disabled and unable to work. Health insurance can include medical coverage as well as protection against dental, drug, therapeutic, ambulance, physical aid, such as crutches or a wheelchair, and optical expenses.
Coverage is available from government, employer group policies and private insurance companies.
Ask an insurance agent or broker about speciality insurance for business and industry as well. Finding a new insurance representative Purchasing insurance is part of financial planning. A long-term financial plan prepares everyone for the unexpected. A good insurance agent or broker is helpful and reliable and fits into the group of professionals who can assist in putting your financial house in order. Finding a good insurance broker or agent is often as simple as checking the Yellow Pages Directory and asking friends, family and business associates who they deal with.