FTE are eligible for dental coverage. The employee or spouse are not eligible for orthodontic services. The family plan covers dependent children through December of the year in which they reach age 25. The covered employee must declare the child as an income tax deduction and the plan administrator may require documentation proving IRS tax dependency. Failure to meet the change deadline will result in loss of conversion coverage privilege.
Coverage is effective the first of the month following employment.
The Medical College of Ohio pays the monthly insurance premium for full-time employees. Part-time employees pay the full premium or cost as determined by the plan's third party administrator. The long term disability program funded by the Medical College of Ohio is designed to provide monthly income and other benefits for active full-time faculty, administrative, grandfathered limited contract, salaried, and resident employees, who are totally and continuously disabled as defined by the insurance carrier. Detailed information of coverage is available in the long-term disability policy booklet available in the Human Resources Department. If an illness or accident is such that an employee may be totally disabled, a determination shall be made among the employee, the employee's physician, and the appropriate administrative officer as to whether or not the employee shall use his or her six month Medical College of Ohio interim salary continuation benefit.