Minneapolis Public Schools Minneapolis offers two health plan options that are fully-insured managed care plans and are licensed HMOs in the State of Minnesota. The district contributes the amount of the low cost health plan and employees must pay the difference if they choose the higher cost option. The general rule in Minneapolis is that they do not pay health insurance for retirees. The city of New York offers its employees numerous options to choose from for their health care. The basic coverage under some of the health plans do not require employee contribution, while others require a payroll deduction.
Additional benefits are available through optional Riders on most of the plans.
Dependents and spouses are eligible for coverage with the city of New York. Retirees are eligible for health coverage if they have five years as a member of the retirement system and employed by the City immediately prior to retirement for at least 20 hours per week. Newark Public Schools New Jersey State has a health benefit plan which covers major medical, hospitalization, prescription , vision and dental. Health benefits provided to teachers and the family are paid by the district. The State of New Jersey continues coverage after retirement if an employee has 25 years of service at the State's expense.