Besides the operating of a vehicle, you may face threats to your financial security from children playing with neighbors, golf course mishaps and unfortunate incidents involving guests. You don't have to be a millionaire to be sued like one. But the issue goes beyond just judgments. Chubb provides a personal excess policy with all of these features in most states 1 . If your insurer doesn't offer these, call us or request a price quotation from the home page.
Automobile accidents are the most common cause of lawsuits among individuals.
A first class legal defense is expensive. It is not uncommon for individuals to incur defense costs that are equal to or greater than the amount of the settlement. Chubb estimates that 6 out of 10 drivers on the road have inadequate or no insurance. See important notice.