Employees share in some costs with most deductions taken on a pretax basis according to Section 125 guidelines. Dental Insurance MSA has a self-funded plan with payment based on a fee schedule. All employees and their dependents may use the services of the Employee Assistance provider which include phone consultation, problem assessment and resource referral. Employees are also eligible for some personal counseling sessions. Additional term life insurance can also be purchased.
Coverage begins on the first day of the month following two full months of employment.
Savings Plan Employees are offered the opportunity to defer some of their pre-tax income to fund supplemental retirement benefits. They may also qualify for MSA's matching funds. Each year, MSA's Board of Directors determines the amount of current profits to be contributed to the employees' profit sharing plan. Voluntary Savings Employees may make voluntary, after-tax deposits to this savings plan for personal savings. Benesave MSA has a flexible benefit plan that allows eligible employees to pay for health and dental premiums, some medical expenses and dependent care using pre-tax dollars.