The debtor must makes this objection by filing a form with the court. Debtor is a federal employee or in the military. You can garnish the wages of most federal employees, including someone on active military duty, but the process may prove cumbersome. You must serve the federal agency for which the employee works with a form called an Application for Federal Employee Commercial Garnishment. You must mail the form to the agency's office.
Debtor receives public benefits or payments from pension plan.
Social Security benefits can never be garnished. Unless your judgment is for child or spousal support, you can't garnish unemployment insurance, workers' compensation awards, relocation benefits or disability or health insurance benefits. Garnishing payments made from a retirement plan is also very difficult. If the debtor receives these benefits, you may be better off looking elsewhere for payment. All the forms and instructions to collect a California judgment.