ABA is committed to preserving and promoting a prosperous community banking environment.
Community bankers represent the heart and soul of America's communities and are indispensable to the future of our nation's economy. This report reflects the views of concerned community bank leaders who are interested in better serving their local customers and communities. The ABA brings together all categories of banking institutions to best represent the interests of the rapidly changing industry. Moreover, an ABA study found that 25 percent of a typical small community bank's operating expenses went to comply with regulations. The high tax burden and compliance cost associated with tax laws and regulations makes it more difficult for community banks to provide affordable credit to small businesses and consumers throughout this country.