Depending on your situation, one or all might make financial sense. Choose a few highly rated insurance companies, then contact them for a quote. Once you have all the quotes, you'll be able to compare premium costs and any policy differences. Pay careful attention to any exclusions in the policies. You might be surprised to find that quotes for the exact same coverage can vary by hundreds of dollars a year, depending on the insurer.
Auto insurance is definitely one area where it pays to shop around.
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