What one person wants out of life can be different from what another person wants. What people have in life also differs greatly. Individuals face life and its financial challenges from a wide array of starting points. Some people have access to a great deal, including opportunities for education, training, working, and acquiring income. Others have access to very little and face different challenges and opportunities.
Different cultures have differing attitudes to money and material things.
The same is true of various religions. No matter what the differences, however, everyone can set goals for what they want out of life and for what they think is important. And everyone will face decisions related to earning money, spending money, saving money, and so on. To guide these decisions, we each need a set of goals. Setting goals is the first step in taking control of money matters in your life.