The problem is, concern for safety is always juxtaposed with market forces. What is safest may cost too much, and the managers may veto it. Often the problem comes down to communication. Those building the technologies have a hard time getting the message across to those who are buying and selling it, and those worried about it often lack the wherewithal to become well-informed. Information technology is on the surface much safer than devastating technologies like nuclear weapons, but as information becoms increasingly available about who we are and what we own and want, privacy becomes especially important.
Computers are easy to break into.
Other students say it was a hacker who did it. The loans were insured, rumor has it. Too often the perpetrators of such crimes are rewarded by jobs in computer security rather than punished. That should stop. For example, many libraries these days are short on cash.