Getting disentangled in divorce is as much about assigning responsibility for the payment of debts as it is dividing up property. You may already know what you owe. Most of us do. If your spouse has been secretive about financial affairs, however, or if your spouse is unable to resist spending money and taking on debts, you may be totally unaware of how much debt is involved. The easiest way to find out what kind of debts you and your spouse owe is to get a credit report.
Credit reports are a little like the weather.
Equifax Credit Information Services, Wildwood Plaza, Suite 500, Marietta, GA 30067. Consumer Assistance Center, P.O. Box 749029, Dallas, TX 75374. Trans Union . 760 Sproul Road, Springfield, PA 19064. You and your spouse may have a shared credit history that you don't know all about.