Advertising has a big influence on children's attitudes toward money and possessions. Parents who want to curb their children's exposure to marketing messages can limit television and surfing the Internet. Better yet, parents can talk with their kids about the ads they see. Set a good example .
Children learn most of their money habits by watching their parents.
Talk about values and money . We may not always realize it, but our financial decisions are based on our values. Children learn a lot by hearing their parents talk about their financial situation and by observing how their parents deal with money and financial pressure. Parents will want to consider which values most influence their finances, and then think about the best way to share those values with their kids. Teach wants vs. needs .