Coverage is based on account ownership.
After your Farmers State Bank checking application has been approved, you will receive Farmers State Bank's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days. After your Farmers State Bank checking application has been approved, you will receive Farmers State Bank's routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone. Account information is available with our Customer Service Representatives during business hours at any of our offices .