Medical Bills and Insurance Italian hospitals require a deposit upon admission and full payment of all bills upon the patient's release. The same holds true for any out-patient diagnostic tests and for physicians' services. Should a student be hospitalized or require out-patient medical care, he or she should be prepared to pay by credit card. All payments must be made when services are rendered. Students are advised to obtain receipts in order to be reimbursed by U.S. insurance companies.
Companies usually require itemized receipts.
Receipts should be sent back immediately to parents to expedite the insurance reimbursement. Most out-patient and hospitalization fees can be paid immediately by any major credit card such as American Express or Visa . Loyola University Chicago and the Italian government require students to have international medical insurance. Students must provide acceptable proof of such coverage. It is advised that students and their parents inform themselves thoroughly about the extent of their benefits and the conditions for collecting them from their insurance companies.