The Controller determines who the bankers are, who plays the role of the Central Banker, how many consumers are created, and how much currency each consumer has at the beginning of the simulation. The Controller also ends the simulation, and can influence the rate of consumer economic activity. The Consumers At the begining of each simulation, consumers are created and given units of currency. None of the human participants have any direct control over individual consumers, although the Controller can influence the general rate of consumer activity. A consumer does this by randomly choosing another consumer and giving it some currency.
Consumers also spend money by attempting to pay off their loans.
Borrow money . A consumer may take out a loan from its bank. Each consumer is only allowed to have a single loan at a rate of interest fixed at the time the loan is made. Change Banks . At random intervals a consumer may examine how much it has in its checking account, how much it owes in loans to its bank, and what its net costs of doing business are.