Some bank branches in hotels, however, keep longer hours. Jakarta has several international banks but money can also be changed in hotel cashiers and authorized money changers. Daily exchange rates are published in newspapers. The US dollar is the most readily accepted currency. Most major tourist destination areas have foreign exchange facilities, but for travel to remote areas, it is advisable to change money and travellers cheques in advance.
Credit cards are acceptable only at major hotels, restaurants and travel agencies.
Shopping Major cities in Indonesia have shopping complexes, supermarkets and department stores where prices are fixed. Shops are usually open all week including Sundays. In smaller cities, shops may be closed between 1.00 pm and 5.00 pm. Bargaining is customary in small shops and markets, the art of which is to start at half the asking price and slowly increase your offer until a compromise is reached. Remember it helps to smile while bargaining.