If you have medical charges that are covered by the policy, you must initiate the payment process. Come to the Insurance Office, Room 217 Hartshorn Health Service, to obtain a claim form. General Information Benefits are provided for each sickness or injury that has not been treated or for which no expense has been incurred within the six months immediately preceding the effective date of coverage . If there has been treatment or expense during this time, the Insured Person must be covered for six continuous months after the effective date of coverage during which no treatment or expense has been incurred in order to qualify for benefits for such injury or sickness. The aforementioned six month periods are waived in the event the Insured Person had been covered by qualifying previous coverage within 90 days prior to the effective date of this coverage.
Benefits are payable for covered expenses incurred during the term insured.
Please ask at the Student Insurance Office for requirements and claim process. If claims are incurred as a result of another person's negligence, the insurance company has the right to seek reimbursement. In addition, treatment for mental and nervous conditions, alcohol and chemical dependency, are covered in compliance with colorado mandated benefits . This meets the federal mandate for international students and their dependents. Yes, Catastrophic Major Medical coverage is part of the insurance plan.