Eggs are laid on the soil. After hatching, the larvae crawl about until they locate and attach to a suitable host. The larvae do not burrow into the skin, but inject a salivary fluid which produces a hardened, raised area around them. Body fluids from the host are withdrawn through a feeding tube. Larvae feed for about 4 days and then drop off and molt to nonparasitic nymphs and adults.
Chiggers feed on a variety of wild and domestic animals, as well as humans.
Most people react to chigger bites by developing reddish welts within 24 hours. Intense itching accompanies the welts, which may persist for a week or longer if not treated. Bites commonly occur around the ankles, waistline, armpits, or other areas where clothing fits tightly against the skin. Besides causing intense itching, chigger bites that are scratched may result in infection and sometimes fever. Chiggers in North America are not known to transmit disease.