While on vacation it is only natural to reach for your credit card to pay for your plane ticket or souvenirs. Also, working at an unpaid internship can cause the bills to pile up if there is no other source of income. Credit cards should not be used for shopping sprees, convenience spending or as a source of income. Instead students should use their credit cards wisely. Make sure you read the fine print before you sign up for a new credit card, initial interest rates usually only apply to the first few months.
Credit cards are a great way to establish credit.
A maxed-out credit card does not improve credit ratings and can keep you from future private loan eligibility, so limit how many purchases you make. Avoid cash advances because the interest rates are much higher than on credit card balances and there are cash advance fees for each transaction. The job board contains graduate assistant postings and off-campus positions. The job board is located on the first floor of the administration building across from the Business Office. If you have any questions about the job board or the postings on it please contact the Central Financial Aid Office.