Dialing in runs the risk of busy signals, something that's not a problem accessing via the Web. But the Web runs other risks. With the ability to swap money remotely and not have a teller able to recognize your face or check a signature, people may get a little edgy about moving money online. One of the reasons banks were so slow to enter electronic commerce was because they were so conservative. Banks waited to make sure adequate encryption technology was available.
Bankers laud PC banking's conveniences.
That's the really nice thing. You don't have to make time during the day when you're trying to work. First National Bank has about 20 people using its PC banking system while it is still in the testing phase. It should be ready July 13, after three years of planning, Luppino said. Nationwide, there are about 380 interactive bank websites out of a total 3,600 bank websites, according to Hall.