The best annuity is one that is flexible enough to meet your changing financial circumstances, has a track record of solid performance and is backed by a company with the financial strength to deliver on its promises. All interest is tax-deferred until it is withdrawn. Up to 12 percent of the total value is available for withdrawal each year without a withdrawal penalty. After seven years, withdrawal penalties do not apply. FLEX IV is a deferred annuity which offers ongoing premium flexibility and competitive fixed interest rates.
All interest is tax-deferred until it is withdrawn.
Up to 12 percent of the total value is available for withdrawal each year without a withdrawal penalty. After 10 years, withdrawal penalties do not apply. The IVA is a tax-deferred retirement vehicle. It offers 20 investment options from fund managers including Alger, AUL, Calvert, Fidelity, T. Rowe Price and American Century. You may transfer from one investment option to another, with no cost and no capital gains.