But receiving it is another matter. You can have the money credited to a credit card easily enough. But if you want it sent to a bank account, Citi requires paperwork sent via snail mail, and that's not convenient. C2it also has other features unlikely to appeal to consumers who compare the product with PayPal. So if someone steals your bank account number and starts transferring money, good luck.
Consumers have more fraud protection for online transactions if they use a credit card.
Citi lets new customers opt out of receiving marketing materials from third parties. But it forces customers to accept Citi marketing literature through the mail unless they write a letter requesting to be taken off the mailing list. This is the kind of marketing trap Netizens despise. I expect my mailbox will soon be flooded with countless unwanted Citi promotions. There should be a simple opt-out check box for all marketing materials.