The second is a remote contactless card in which the card can be read from a distance, such as at a toll booth. Existing magnetic stripe cards have limited capacities to carry information. A smart card carries more information than can be accommodated on a magnetic stripe card. Trying to respond to this question is like asking the cost of a car without defining whether it is a used VW or a news Rolls Royce. There are markets for both disposable and reloadable cards.
Disposable cards work well for an event and as a collectible card.
Disposable is also desirable when people are traveling or visiting a location and may only want to purchase a stored value card for a specific amount of time. It would be more appropriate that the stored value application be reloadable. This customer would tend to be someone who uses their stored value on a frequent basis perhaps for public transportation, corporate cafeteria etc. and wants to be able to reload the card on a periodic basis rather than have to buy a new card each time. Smart cards actually offer more security and confidentiality than other financial information or transaction storage vehicles. A smart card is a safe place to store valuable information such as private keys, account numbers, passwords, or valuable personal information.