Hopefully someone is not reading this article and thinking about you. But if by chance this dialog is one that overflows from your mouth - don't despair.
All people have the choice to change.
We all have minds and make decisions daily - these such decisions are what form our lives. Every person on this earth has the power of choice. You can choose to go left or right, up or down, stop or go. You can choose to budget your money today or spend it without thinking tomorrow. It's not the phone companies fault a payment is late or the debt ratio we carry on our credit cards.