Maximum annual total applies to total combined subsidized and unsubsidized. To be eligible a student must meet federal criteria as independent student or parents must have been denied a PLUS loan.
Additional information is available on our repayment page.
Also, there are Interactive Calculators on the U.S. Department of Education Direct Loan site that provide detailed descriptions of all plans, examples of payments for each plan and the means to calculate your own payments for each plan. However, you are encouraged to complete all applicable materials for need-based aid in order to receive consideration for other forms of aid including federal and University grant.