Amica Marine Insurance - boat insurance and yacht insurance policy coverage options. Coverage is provided by either an Amica Boat or Yacht policy depending on the size and value of the vessel. Unlike the very limited protection afforded by the Homeowners policy, Boat and Yacht policies provide broad comprehensive coverage especially suited to the unique marine environment. Marine coverage from Amica is especially valuable since we pay for all physical loss or damage to your insured property with some specific exceptions.
Coverage applies whether afloat or on shore.
Towing coverage and pollution damage liability coverage are provided at no additional cost. In both the Boat and Yacht policies, the deductible is waived in the event of a total loss. The Boat policy is written on an actual cash value basis and provides for year-round navigation. You must see the policies for full details of each of the coverages. Contact an Amica representative for more information on Amica's Marine Coverage.