Some states have lemon laws that pertain to some used cars. When solicited by a charity, almost all of the money you contributed must go to the intended charitable purpose. Charitable organizations are not obligated to spend a certain percentage on their stated charitable purpose. Charities that hire professional fund-raisers will have higher overhead costs to meet, so may spend less on the actual cause. Consumers should ask if the caller is a paid solicitor or a volunteer for the charity and what percentage of the donation will actually go to the charity.
Credit cards used for identification purposes can turn out to be a costly mistake.
Con artists with access to your credit card number and expiration date may make unauthorized charges against your card. It is illegal for sweepstakes promotions to require any type of purchase or payment. Entrants who do not purchase magazines must be given the same chance of winning publisher sweepstakes as those who do make purchases. Merely giving someone you checking account number may result in their making withdrawals for your account. You may not know this has happened until you receive you next statement.