We strongly urge you to think about insurance and make sure that you are covered. Most insurance covers emergencies, but most college students' health problems are not what insurance plans call emergencies. Make sure you have a copy of your insurance card, and your drug card, if there is one. Insurance plans are different. You need to find out what your plan covers.
Different plans cover different services.
For example, some plans cover drugs, some don't. Some plans cover physical therapy services, some don't. Again, it is important that YOU know what your plan covers. Students file their own claims at BGSU . The Health Service provides a standard insurance claim form which lists all charges.