Generally, you should contact a carrier representative directly for information about the investment selections offered, and calculating your annual contribution limit. Once you have selected a carrier, completed an enrollment form, and obtained your contribution limit, you are ready to complete a payroll deduction form. This form initiates the payroll deduction. Participation with more than one carrier is permitted. You may change your amount as often as once a month, and you may terminate the agreement for amounts not yet earned.
All agreements are subject to the annual maximum exclusion allowance calculation.
Once you have determined your annual contribution and asset allocation, you are ready to complete the enrollment form and return it to the Office of Human Resources. The Office of Human Resources can provide you with information for this Plan. On the next page you will find a comparison of the voluntary supplemental retirement plans. This comparison is general in nature and subject to change. Since the applicable laws and regulations are intricate, you should consult a company representative or other qualified financial or tax professional before making a decision about which of these plans best meets your investment objectives.