It's a responsibility. If you go to the stock market because you want excitement, then sooner or later you will lose. So, the purpose of an investment policy is simply to ensure that your continuous process never breaks down. Visualize yourself looking back when you're 80 years old, reviewing whether you invested your money wisely. The best plan, for most of us, is to commit to buying some index funds and do nothing else.
Benign neglect is the secret to long-term investing success.
A. Watch a pro football game, and it's obvious the guys on the field are far faster, stronger and more willing to bear and inflict pain than you are. I don't want to play against those guys either. But I don't have to play against them. Then they all work for me for free, because stock prices express the best judgment of all the investors out there. Most of the time, those prices are approximately right, so most of the time you'll be wrong if you second-guess them.