They are referred to as Gift Aid because the student does not have to pay them back after they have completed their education. SELF HELP AID Self Help Aid comes in the form of Student Loans and student Work Study . Work Study is student employment, generally on campus, that allows the student to work approximately 10 hours per week while school is in session. Paychecks are received twice monthly and W2s are produced at the end of the year. Student Loans can be applied for through the Office of Financial Aid.
Debt counseling is available and in fact is mandatory.