Employer Group plans and Retiree Benefits are also available. Participants have a both a Core Benefits package, and a number of Optional Benefits to choose from to enable them to tailor coverage to meet their specific personal needs.
Coverage is fully portable.
Participants can also select one or more of the Optional Benefits , allowing them to choose the type and level of coverage that best suits their needs and budget. The Application form includes the monthly premium rates, and is designed for quick and easy enrolment. Follow the links below to review the coverage options available. All participants are covered by the mandatory Core Benefits . Coverage can be customized by selecting any of the available Optional Benefits .