Back to Work, Back to School, Back to Football Practice, etc. Autumn is a very Traditional period, a time of strong Rituals and the celebrating of strange annual holidays like Halloween and Satanism and the fateful Harvest Moon, which can have ominous implications for some people. They will happen. Your driveway will ice up, your furnace will blow up and you will be rammed in traffic by an uninsured driver in a stolen car. Autumn is always a time of Fear and Greed and Hoarding for the winter coming on.
Debt collectors are active on old people and fleece the weak and helpless.
They want to lay in enough cash to weather the known horrors of January and February. There is always a rash of kidnapping and abductions of school children in the football months. Pre-teens of both sexes are traditionally seized and grabbed off the streets by gangs of organized Perverts. They will happen. Your driveway will ice up, your furnace will blow up and you will be rammed in traffic by an uninsured driver in a stolen car.