To apply for a TD Bank credit card, just click here to find the card you want , fill out an application and submit it. If you qualify, you'll receive your card in the mail in 2-3 weeks. Most TD Bank credit cards charge a lower interest rate on outstanding balances than gasoline companies or retailers. In many cases, yes. Responsible use of your first credit card can be a good way to start building a positive credit record.
Credit cards are a secure way of purchasing goods and services.
With the use of holograms and other technical devices, forgery is becoming increasingly difficult. And if your card is lost or stolen, a phone call is all it takes to stop unauthorized use of your card and to get it replaced. Banks compete for your business, and some of the ways they do that is by charging different fees and offering different features and benefits with their credit cards. Some have lower interest rates while others have a wider range of features. It is best to initiate the phone connection yourself and to only deal with a legitimate organization.