Protect your purse or wallet, especially when traveling or in crowded situations. Save all receipts, and compare them to your monthly statement. Keep a master list in a secure place at home with all account numbers and phone numbers for reporting stolen or lost cards. Always report lost or stolen cards to the issuing company immediately. This limits any unauthorized use of your card and permits the company to begin the process of issuing a new card.
Crime can be random.
But there are steps that limit your chances of becoming a victim.