A budget is a financial action plan that tells you what you are going to do . The difference between dreams and goals is the difference between wanting something to happen and causing something to happen. Setting goals as a couple creates a mutually agreed-upon map for your life together. The goal is the driver, and the budget is the vehicle. The goal drives the budget.
All couples have hopes, dreams, assumptions and expectations that are unspoken to each other.
It is these unspoken assumptions that create problems. 10 - Drawing a Portrait of Your Money Life Ch. Then you can fix the outside. We have a negative number in our budget. And no matter what we cut, we still don't have enough money.