The total cost of transportation or all inclusive travel package including lodging, meals, car rental and recreation, must have been paid or prepaid with your Royal Bank USD Visa Gold card and arranged by an Authorized Agent. The insured causes are Illness, Injury or death affecting you, your Spouse or a Dependent Child, or a Travelling Companion, and Hospitalization or death in a Covered Person's or a Travelling Companion's immediate family. There are other insured causes such as default of a contracted travel supplier, Hospitalization or death of a host, a call to jury duty and damage to principal residence. Please refer to the Insured Causes and Benefits section of your Certificate for complete details. The coverage begins at the time of purchase of prepaid travel, accommodations and recreation arrangements.
Coverage ends at the time of the scheduled departure.
A. Coverage will apply to that part of the prepaid Trip that was arranged by an Authorized Agent, provided you paid the entire cost with your Royal Bank USD Visa Gold card. This plan will only cover any excess cost over and above the travel rewards provided by these two plans. Please note, prepaid hotel accommodations and recreation must have been arranged by an Authorized Agent and purchased with your Royal Bank USD Visa Gold card. This plan does not cover the value of the loss of Frequent Flyer Plan points, however, your Royal Rewards points will be reinstated. Yes, this plan does not cover losses by or arising from any condition of sickness or Injury or a related condition, for which the Covered Person had received treatment within 90 days immediately preceding the date of purchase of the transportation or travel package.