The em-ployee must enroll in this program in order for the spouse to receive coverage. The plan may be continued at retirement or termination of employment through direct billing. This program provides an income benefit as well as a benefit to continue contributions to the faculty member's retirement plan during a period of disability prior to age 65. Duke pays the total cost of this program. All faculty are eligible to use PAS, as are their immediate family members.
All services are confidential, and provided at no charge.
The premiums for the coverage you select will be deducted from each paycheck during the year. These accounts are then used to reimburse participants with tax-free dollars for eligible expenses paid throughout the plan year ending June 30. There is a four week waiting period before disability benefits become payable after the onset of a disability and benefits are payable up to a maximum of four months following the onset of disability. This is a voluntary program that faculty can choose to purchase. Premiums are paid through payroll deduction.