Your individual policy's premiums can increase or decrease due to number of factors like the number and type of driving violations you have, or the number and type of accidents you have. Changes in the vehicles insured, the coverages provided or the drivers insured under the policy may also result in changes to your policy' s premiums. Also, your premium can increase or decrease if any of the information you provide in your application is different from the information you provided when we prepared your quotation. We do have an umbrella policy available in most states. If you are interested in getting a quote, please send us an e-mail or give us a call and we will get back to you.
Companies have different requirements.
If you are eligible for our auto program, our company would certainly allow you to obtain an umbrella policy from another insurance company. However, you should check with the company offering the umbrella policy for their requirements. The coverage on your covered auto transfers to rental cars which are rented on a short term basis for personal reasons. If you have more than one car on your policy , the broadcast coverage on your policy will transfer to the rental car. We do have preferred repair shops in certain geographic locations.