The employer should explain, at the time of making the offer to the prospective employee, that participation in direct deposit is a condition of employment and that the employee is expected to comply with the Law. The impact will be negative on our lower paid people. Unless the employees qualify for a exemption otherwise, they will be required to open an account. A new account will have to be opened. It is impossible to define every situation.
Additional justification is required.
Approval will depend upon the justification provided. The approved exemption will remain in effect. However, we would encourage participation if circumstances change which would allow for participation. It is a good business practice. This is the mere adoption of a best business practice.