The Montana University System offer a comprehensive Employee Group Benefits Plan, called Choices.
Children are eligible for preventive dental coverage only.
There are separate Plan documents for Life Insurance, Accidental Death and Dismemberment, and Long-Term Disability Plans. The Medical and Dental Benefits are self-insured. Premium contributions go directly into a fund, which is used to pay the cost of benefits for Plan Participants who experience illness or injury. In order to keep the Plan financially sound and affordable, it is important that all Plan Participants use their benefits responsibly. Plan Participants are expected to pay a portion of their medical costs in the form of deductibles and copayments.