FDIC Institutions Find a Credit Union PayPal - Beam Money by Email Welcome to PayPal, a free service that makes paying friends as easy as sendingan email. The Changing World of Banking Banking has changed in many ways through the years. Banks today offer a wider range of products and services than ever before, and deliver them faster and more efficiently. But banking's central function remains as it has always been.
Banks are vital to the health of our nation's economy.