Your checking account statement that comes monthly from the bank. Your checkbook register or check stubs. Pencil and eraser. Place the canceled checks into numerical order. Look at the statement and compare the actual canceled check with the amount of the check as noted on the statement.
Banks make errors now and again.
Go through your check stubs or register and check off each one that has been enclosed with this statement. Look on the statement for any bank charges, such as the cost of checks, service fees or overdraw fees. Enter these bank charges in your check register and deduct the amount just as you would if you'd written a check for this amount. Look on the statement for automatic or direct withdrawals you may have authorized, such as insurance payments, or Freedom Account transfers. Make sure these are deducted in your register just as if you'd written a check for that amount.