You can order the book, published by Little Brown and Company, from our online store . The vast majority of Americans die without wills, and the consequences vary greatly with individual circumstances. Every adult should think about making a will, and the need grows as your assets and family ties increase.
Couples also have each other to think about.
Also, any property going to a minor child in such a situation would be subject to an expensive court-appointed guardianship, which could eat up any inheritance. If you are single, with few assets, you probably don't need one. That person would get full ownership of the item upon your death. The potential downside of this is that you are giving the co-owner an interest in that property for life, and you may not be able to change your mind. Financial accounts can also be jointly held and will pass directly to anyone you name.