Coverage is effective the first of the month following the start date.
For an additional cost, you may select one of the dental plans at the time of enrollment. You may also use a physician or hospital of your choice outside of the Cigna PPO network. Employees must choose a primary care physician who manages your health care needs. The participating dentists in the Cigna Dental Plan agree to discounted fees and participants pay as per fee schedule. Provides participants the flexibility of using any dentist from PPO network.