Leagues may purchase their insurance from any source, but coverage must be at least comparable to that provided by the low rate plan through Little League Baseball. An excess provision with a deductible is included in the Little League blanket accident policy that no longer obligates the payment of medical expenses covered by any other insurance compensation. This in no way affects the broad benefits of protection available to all leagues, but it does prevent unwarranted double payments to parents for accident coverage purchased by the local league. Little League accident insurance covers eligible participants while traveling directly, without delay, to and from the field as well as during practice sessions and games. The benefits include provisions for accident, death or dismemberment and also for medical expenses.
Coverage also extends to volunteers involved in authorized activities.
Please understand it is not acceptable for managers or coaches to go to practice and ask parents to help coach without prior appointment of the league President. This program, supported by Musco Sports Lighting and CNA Insurance, shares the best safety ideas of volunteers, and has been extremely successful. Local leagues can even receive discounts and qualify for bonuses by participating in ASAP The 1997 accident insurance credit of 10 percent for leagues that submitted a qualified safety program by the announced deadline was increased to 20 percent starting in 1998. Blanket accident coverage is underwritten by an insurance company, not Little League Baseball, Incorporated. Any organization which handles other people's children and allows the public to come in as spectators is liable to be taken into court if accidents occur.