That's why most people get their health insurance from their boss. Then families would be free to buy the kind of health insurance plan they want and need, rather than a plan chosen for them by somebody else. Families would regain control over their health-care decisions. Some people would still choose HMOs to save money. Participants can choose from 350 health insurance plans nationwide.
Competition keeps costs comparatively low, quality high, and customers happy.
To understand how crazy the current system of health insurance is, just imagine if Americans were forced to get their car insurance from their employers. Then there would be a struggle over whether coverage should be expanded to include oil changes. Of course, we don't get our car insurance from our employers. We buy it ourselves with our own money, and if we don't like one insurer we're free to switch to another. Maybe it's time we tried the same approach with health care.