Each member of the District is an insured while acting on behalf of Rotary. Volunteers are additional insureds. Rotary Trust Fund Foundations are insureds. Rotaract and Interact Clubs are considered part of the club that is sponsoring them. Named Insured definition includes community and civic programs such as Gift of Life, Youth Exchange and others.
Coverage is provided for hired and non-owned auto.
This coverage is excess coverage over the primary liability insurance covering the vehicle. Coverage for vehicles owned by Rotary is not available under this program. Umbrella liability does not extend over this coverage. Liquor legal liability and host liquor liability are provided. Coverage is provided for watercraft you do not own that is less than 26 feet long and not being used to carry persons or property for a charge.