All material is and remains the property of the individual contributors.
No material may be reproduced in any form for commercial gain. Educational organizations using this material are asked to provide proper credit and we would appreciate knowing when and how you are using the material. Please treat the materials that we have provided on these Web pages as you would a paper publication. The works presented here are copyrighted as a collective work under copyright laws. In other words, you may not copy, republish, redistribute or exploit in any manner any materials from these Web pages without the express written permission of Tom Ledoux and Associates.