Although Amsterdam casualties will tell you it's possible to scrape by on only one stolen bike a day, the Netherlands is not really a budget buy. There are a lot of free activities to stretch your budget, especially in Amsterdam in summer. Changing money in the Netherlands is a breeze. Any post office will change cash or travellers' cheques, and change bureaus are as common as chip-shops in large towns.
Banks generally offer the best exchange rates, but the service can be slow.
Tipping is not compulsory in the Netherlands, but rounding up the bill is always appreciated in taxis, restaurants and pubs with table or pavement service. If you're eating out in a group, it is common to split the bill, but don't suggest 'going Dutch' as the expression is unknown here. Don't bother trying to bargain, though the Dutch themselves sometimes manage to get away with it at flea markets. We encourage you to verify any critical information with the relevant authorities before you travel. This includes information on visa requirements, health and safety, customs, and transportation.