Through support of the credit card companies, the bill was voted down 50-38. So there are ways to buy consciously, and one thing to keep in mind is that according to the Financial Consolidation Service, there are over 2,000 students who earn a bad credit rating each week from irresponsible credit card use. This is not a promising statistic. Do not let yourself fall into this category. Build smart credit now and take your future into account.
Credit cards are good to have around in a pinch.
Just remember to analyze your budget and spend responsibly. Your future will thank you for it. They also have a credit calculator so you may calculate how long and how much it will take to pay off your balances.