What it's NOT is some bottomless sugar bowl that stays full to the brim no matter how many dampened fingers are poked into it.
Disposable income is a limited resource.
It doesn't come anywhere near covering everything the people who have it would like it to. Or, buy a lottery ticket. And that's where it could get tricky. Before 1976, Canadians wishing to buck the odds bought tickets on the Irish Sweepstakes. It was the only choice we had.