It will apply no more than 3 times for a person in a calendar year. The exam will be completed at the employee's or dependent's expense. Coverage for both Medical and Life Insurance will cease upon obtaining age 70. Once an employer has chosen which benefit amount to offer, all employees to be covered by the group medical plan must have the same benefit amount. This medical and life plan is designed for missionaries who work outside the U.S. and Bermuda.
Coverage is provided for missionaries who return to the U.S. on furlough.
During the first 30 days of furlough, Overseas rates would apply, thereafter, U.S. rates apply. Coverage for furloughed employees is not to exceed 12 months. All applicants to the medical and group life program must complete and submit an evidence of insurability form and enrollment application. Approval of coverage is contingent on Aetna's acceptance of applicant and dependents based on medical histories provided. This is only a brief summary with highlights of the Medical and Non-Medical coverages.