It doesn t matter whether the income is taxable. As a general rule, you cannot sell or give away what you own to get Medi-Cal. Your spouse can't either. But, your spouse will still have income and assets if you go into a nursing home. This means income, assets and anything you own jointly, with your spouse, or anyone else.
Assets belong to the person whose name is on the title.
If more than one name is on the check or the title, for Medi-Cal, the income or the asset belongs to the joint owners in equal shares. Some assets are not counted. There is no limit on how much these can be worth. One car for the family. There is no limit on what it can be worth.