The risk manager, business manager, or a designated representative of the governing board should be trained in proper claims handling procedures. Improper handling can result in the loss of important statutory defenses or in a default judgment. Members of the San Diego County Schools Risk Management JPA have a claims department and designated legal counsel available to assist them. Non-JPA districts should consult with County Counsel or contract counsel whenever any liability claim is presented against the district. The policy includes as insureds the school district, general contractor, and sub-contractors.
Coverage applies to work at the construction side.
The San Diego County Schools Risk Management JPA coordinates OCIP Programs with its insurance broker. This applies if they are not covered under the commercial general liability policy. The comments under the section on liability insurance should be reviewed when considering vehicle liability insurance. District employees using their personal vehicles on district business are required to carry personal vehicle liability insurance. The district's vehicle liability coverage should be reviewed and, if necessary, endorsed to provide excess coverage above the employee's private vehicle limit when the employee is performing district services.