We believe in helping make dreams come true especially when those dreams involve purchasing a home. Charter Lending, a subsidiary of Charter Bank, has the products you need and the service you demand to make getting your mortgage as easy as possible. That s why we offer many types of mortgage loans, allowing you to choose the plan that works best for you. Just take a look. To estimate the maximum mortgage that you can afford, use our Mortgage Qualification Calculator .
ARMs are an attractive option in a stable or declining rate environment.
Your initial interest rate is typically lower than comparable fixed rate mortgages, providing lower interest costs in the early years. If rates rise, you're protected by annual and lifetime interest rate caps. You choose the length of your mortgage from our many options and benefit from stable monthly payments over the term of the loans. We have a full-array of fixed rate mortgages with no costs or points to you. If you have limited upfront cash, an FHA loan may be your best ticket to home ownership.