Snack bars, cooking facilities, and liquor exposures can be found in amusement parks, bowling centers, miniature golf, and tennis and racquetball centers. Workers compensation is showing signs of firming in several geographical regions, not only in leisure risks but also in many classes of business. One of those is HPP Group. They specialize in monoline workers compensation for the leisure and nonprofit social organizations. According to Ralph Blust, senior vice president of High Performance Programs Group, they write in all states except monopolistic states.
Coverage is written on a guaranteed cost basis.
Blust states that the qualifications are three years in business, prior workers compensation coverage for three years, and maximum experience modification of 1.30. Driving ranges should take precautions against having more than one party on the tees at a time. Proper spacing between drivers also can prevent injury to a nearby participant. Loss control measures play a big part in minimizing claims with leisure risks. In most states, a state inspector must inspect amusement park rides.