You'll simplify bookkeeping and avoid late payment penalties. If you use ATM cards, keep receipts so you can balance your statements at the end of the month. If you have too much month left at the end of your money, re-examine your budget. Official Records Documents, such as a Social Security card, driver's license, insurance policies, bank accounts, deeds, vehicle titles and wills should be changed to your married name. You may also want to change your payroll withholding because the marriage penalty can result in higher joint taxes.
Banking When shopping for a bank, ask for a list of their services, interest rates and fees.
Checking account fees vary widely and can include the cost of check printing, check processing, ATM fees and charges if your account balance drops below a specified amount. Your credit card choice should take into account the annual percentage rate, fees, late payment charges and the grace period before your purchases incur finance charges. Saving Create an emergency fund to cover six months' living expenses. Then, you can save for other goals. To make saving easier, have your paycheck automatically deposited at the bank or credit union with a portion transferred to savings.