Auto-Owners Insurance Company, Respondent, vs. AutoTraac, Inc., et al., Appellants, Robert Estes, et al., Defendants. This opinion will be unpublished and may not be cited except as provided by Minn. Stat. Appellants, Robert Estes, et al., Defendants. Presiding Judge, Lansing, Judge, and Thoreen, Judge. Occasionally, appellants take inoperable automobiles from customers as payment for their services.
Appellants then repair the inoperable automobiles at cost.
In late 1994, a customer traded an inoperable Plymouth Voyager for work on another automobile. After that time, Greenwood drove the Voyager on two test runs and used it twice for transporting customers and automobile parts. One evening, Greenwood went to the shop, intending to drive his own Pontiac LeMans to a customer's home. While driving home in the Voyager, he was involved in an automobile accident. Auto-Owners denied coverage for the accident.