If you do not buy your insurance through your employer, you should contact your state insurance commission for information and help with insurance problems. Some states still allow insurance companies to refuse coverage or charge more for coverage when a person has a history of cancer. The ADA says that employers must provide certain types of help to persons with disabilities, if they need the help to perform their job. This type of help is called reasonable accommodations. The law says that reasonable accommodations must not cause undue hardship to the employer.
Accommodations are often very simple.
If you look closely at this list, you will see that many accommodations cost little or nothing. Even if accommodations are expensive, the employer may save money by providing accommodations. Also, an employer gets special benefits for helping an employee with a disability to return to work. Here are some ways to solve problems that a worker with a disability might have. A shortened workday or flexible schedule, so a worker can rest or keep medical appointments or take treatments.