Start setting aside money as soon as possible so that you don t have to foot the whole bill at once. Whenever possible, pay with cash. If you must charge items, make sure you can pay off your charges within three months. CCCS is a non-profit, community service organization that provides professional guidance, counseling and debt management assistance to consumers. CCCS is primarily funded by national, regional and local creditors and businesses.
Counseling is available in person and by phone.
Spanish speaking counselors are available.