Our special personal property endorsement provides broader coverage and includes losses such as breakage, destruction, mysterious disappearance and loss caused by an employee theft from your customer's premises. Your membership can be in the name of your corporation or partnership. The earliest your membership and insurance will take effect is the date of postmark on your envelope. If you would like your membership to start later than the date of postmark please indicate the date you would like on your membership application. If you use independent contractors we consider them the same as employees unless they carry their own insurance.
Coverage is provided for accidental breakage, mysterious disappearance and theft.
Yes, coverage is provided for transportation of pets in an automobile. This coverage pays for the cost of installing new locks at a customers premises because you lost their key. Medical payments is third party coverage. This does not apply to you or your employees. This could be done without the other party starting a lawsuit.