If you're interested in buying a home in a planned community that assesses a monthly homeowner's fee, investigate the terms thoroughly. Such fees can be raised without notice at any given time. Find out the original and current fees. Ask if the fee covers home insurance, pest control, outside irrigation and lighting or landscape maintenance. If you're paying a hefty fee just to support ever-increasing liability insurance for the community pool that you rarely use, a home in that community might not be worth it to you.
Banks are more likely to lend to someone with that security than to someone who has just moved.
The city planning offices of Myrtle and North Myrtle Beach are vaults of information for prospective homebuyers and current homeowners. City planners and building inspectors are on hand to offer advice concerning everything from flood zones to future developments. These factors and many more affect everything from your insurance rates to future land values.