HFM's Right to Change this Policy HFM reserves the right to change or update this Privacy Policy, or any other HFM policy or practice, at any time without notice to any users of HFM Web sites. Any changes or updates will be effective immediately upon posting to the Web sites. However, due to the inherent nature of the Internet as an open global communications vehicle, HFM cannot guarantee that this information will be absolutely safe from intrusion by others, such as hackers. Any unauthorized access to or use of the HFM Web sites or information collected and maintained by the HFM Web sites should be immediately brought to the attention of HFM at the customer service e-mail address below. HFM will investigate, and if necessary take action to prevent or halt, any violation of this Privacy Policy of which it becomes aware.
Cookies are an industry standard.
They may be used by some HFM Web sites, including this one, and are used by many other major Web sites. A cookie itself does not gather any personally identifying information. They track where you travel on the HFM Web sites and what you look at. In doing so, a cookie may enable HFM to relate your use of the Web sites to personally identifying information that has already been submitted. Cookies allow us to improve our service to you by giving us information about your use of the HFM Web sites so that we can provide the content and services you seek.