Often, comprehensive insurance includes a daily rental provision that pays a certain amount toward a rental car in conjunction with a theft claim. Like collision, comprehensive coverage generally includes a deductible. The deductible is the amount of the loss you agree to pay or absorb in the event of an accident. That means you absorb the deductible amount every time you make a claim. Choosing a higher deductible reduces the cost of your insurance.
Coverage includes medical expenses and lost wages.
Property Damage Property Damage is liability coverage for damage to another's personal property, such as an automobile, house or fence, in a collision where you are at fault. This coverage handles medical bills and funeral expenses for you or a passenger injured while riding in your vehicle. Coverage extends to you or a family member when riding as a passenger in someone else's vehicle or when struck by a vehicle when on foot. Costs are covered up to the amount specified by the policy. Personal injury coverage pays a broader range of medical costs than does Medical Payments coverage.