I started in banking with Continental Bank as a credit analyst. I was interested in being involved in corporate finance and providing capital to companies. I was looking for a way to broaden my experience and provide financing solutions for businesses beyond what commercial banks typically provide. We have financed distribution companies, database companies, manufacturing companies, Internet security companies, and commercial finance companies, printing companies and others. The key component we look for is the company s ability to service its senior and subordinated debt from its cash flow.
All firms are eligible with the exception of real estate developers and real estate investors.
Firm's must have an operating history and be generating revenue and positive cash flow. What is your relationship with venture capitalists or other forms of equity. Venture capitalists usually work with companies that have much larger capital needs, so we rarely have any direct relationship with them in our deals. We work with few companies that have the goal of seeking venture capital or doing an IPO in the short term. Occasionally we work with companies that have angel investors.