The Bible never says don't borrow . But it does say that borrowing money has consequences. Look at this verse closely, you will see that it is true that if you do not have the collateral to cover a loan, you are at the mercy of the lender. The Bible encourages saving. Contentment comes in our relationship with the Lord and not from material things.
Debt can have severe consequences in our lives.
Christians need to learn delayed gratification . We need to save for our expenditures. If you get in a hurr y, you will end up poor. I will make a list of all debts, including credit-card debt. Develop a plan for getting out of debt as soon as possible without jeopardizing tithe.