From what I know the QBank work is very relevant. However, I must admit that I don't know as much as I would like, so any information you can post would be really useful. My name is Scott Jackson. Glenn - In line with Ian's and Carl's comments.
Account is an overloaded term.
And how do authorization, etc. Steve - What we are looking at in the alliance. Match the systems to cost. And they could set their own costs. There seems to be a lot of agreement on this.