This risk can be avoided by investing only in U.S. stocks and bonds. Although there is no way to eliminate each of the investment risks, there are ways to reduce the overall risk of your portfolio. Another is to align your investments with your various financial goals. Money that will be needed in the near future should be kept in money market funds, while money that will not be needed until later may be invested more aggressively, possibly in stock funds or longer-term bond funds. FACT Women are increasing their representation in high-status occupations.
All mutual funds have expenses, but some are much more costly to own than others.
And there is no evidence that higher costs lead to better performance. You should pay careful attention to all the fees and expenses charged by a fund because they directly reduce your investment return. Not all mutual funds impose loads, but all funds have ongoing operating expenses that are deducted from the fund's income before that income gets distributed to shareholders. Beware of sales loads charged up front as a percentage of the sum invested. Vanguard strives to keep its expenses low.