It includes coverage for furniture, appliances, clothing, and other household goods. Additional coverage may be purchased for those types of items. The policy pays the necessary increase in living expenses while your home is unlivable due to a covered loss. This coverage protects against losses for which you are liable resulting from bodily injury or property damage suffered by others. This coverage pays medical expenses to guests injured on your property, even though you are not legally responsible for the injury.
All coverages are subject to policy terms, conditions, and exclusions.
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