By 1999, all beneficiaries must have their monthly benefits deposited in their bank account. We also pay Social Security benefits to people who have worked long enough under Social Security. Often, people can get both Social Security and SSI benefits. Social Security pays retirement benefits, disability benefits, and survivors benefits. Retirement benefits go mostly to people 62 or older and their families.
Disability benefits go to people with disabilities and their families.
Survivors benefits are paid to the families of workers who have died. Some Social Security and SSI rules are the same. You must be unable to do any kind of work to be considered disabled under both programs. Other Social Security and SSI rules are different. For example, after we decide a person who has filed for Social Security disability benefits is disabled, we do not pay benefits for five months from the date we say the disability began.