There are also series for interest rate differentials between NOK and DEM, the theoretical ECU, Basket countries, Market countries and EMU countries. Financial institutions' average interest rates on deposits from the private and municipal sector. The decision to follow movements in rates on loans to and deposits from the private and municipal sector is based on the key position of this sector in a credit indicator context. Norway's institutional sector classification is based on SNA 1993, which was implemented in Norwegian credit market statistics with effect from 1 January 1996. The codes in brackets refer to the institutional sector classification in SNA 1993.
All interest rates are nominal middle rates.
Parallel effective rates are also calculated. The series for other maturities are automatically obtained from Reuters. Therefore, these series are not of the highest quality. The definition of interest rate varies from country to country. The highest bid rate at 4 p.m. on the Oslo Stock Exchange.