The Insurance Package Listed below are some of the basic elements available in typical automobile insurance policy. The medical costs of injury that you cause to other people, loss of income for someone you injure and the cost of your legal defense if you are sued and determined to be at fault in the event of an accident involving injury or death Property Damage Liability Claims against you for damage to someone else s property caused by the auto.
Coverage varies by state.
Covers you as a pedestrian for these same events Covers expenses not adequately covered by an underinsured driver. In addition to these standard coverages, optional coverages such as rental reimbursement, towing, vehicle customization and sound receiving equipment, to name a few, are available. You can buy these and other optional, or add-on, coverages for an additional premium, depending on your particular needs. Name Relationship to applicant Date of birth Sex Marital Status Occupation Number of convictions for moving violations in past three years.