Click here to download or upgrade your free copy of Adobe Acrobat Reader Policy Features. School entity, board, all past and present board members, officers, trustees, directors, all employees, volunteers, student teachers, Booster clubs, PTOs and PTAs . Cost of defense Paid in addition to the limit of liability, subject to an amount equal to limit of liability. Hiring, termination and promotion claims Covered for defense costs and damages except for salary damages. Covered unless cause is bodily injury or personal injury.
Civil rights claims Covered unless underlying cause is bodily injury.
Discrimination claims Covered unless underlying cause is bodily injury or personal injury. No coverage for damages. Failure to effect or maintain insurance Covered for defense costs. There is no sublimit and no coverage for damages. Employee benefits Covered for defense costs.