In most provinces, there is no law that requires doctors to have malpractice insurance, but most do. Generally, doctors cannot obtain a hospital appointment to perform hospital procedures without proof of insurance coverage. Before commencing a medical malpractice lawsuit, it is important that the lawyer obtain information about the amount of insurance coverage that a doctor may have. Most hospitals do have insurance, and it would be very unusual to find a hospital that did not have insurance. Generally, nurses negligence is covered by the hospital s insurance policy that they work at.
Dentists generally have insurance policies.
However, most importantly, if he does make a mistake, the insurance is there to help his patient who has been inadvertently injured. There is also something discomforting about any doctor that feels adversarially enough towards his patients that he is willing to practice without insurance coverage. This medical malpractice web site is intended to provide general information to consumers and lawyers about Canadian medical malpractice legal issues. It is not intended to be a substitute for obtaining legal advice from a qualified lawyer about your specific situation.