If you redeem your loan in full or in part within three years, a charge equivalent to interest discount received must be paid. The cost of any life assurance is not included in the typical example. The total amount payable including the Creditcare Silver premium would be 8,808.96. If you choose the optional courier service an additional 35 will be payable one month before your first monthly repayment. Delivery may take longer at weekends or in outlying areas.
All overdrafts are repayable on demand.
You would then make 36 monthly payments of 184.90. If you decided to purchase the vehicle at the end of the period, the option to buy price would be 4,635.90. This would be payable one month after your final normal monthly payment. Written quotations are available on request. There will be an additional mileage charge which will not exceed 13.25p per mile if you exceed the agreed contract mileage.