Those institutions with 25 or fewer applications may collect and report data in paper form. Once there, click How to File. If you choose not to use the software provided by the FRB you must use software that conforms exactly to the file specifications used by the FRB to process the data.
Banks can also file HMDA-LARs electronically over the Internet.
Questions about filing your HMDA-LAR via the Internet should be directed to the HMDA Assistance Line. Review of Calendar Year 1999 HMDA-LAR for Accuracy National banks are reminded that civil money penalties may be assessed for violations of the HMDA data collection and reporting requirements. If you use census tract numbers from an appraiser, remember that you are responsible for using accurate numbers. National banks are reminded that the Office of Management and Budget established the Missoula, Montana, MSA effective June 30, 1998. The Missoula, Montana, MSA comprises Missoula County, Montana.