For people over70 years old, medical insurance is given only after the approval of the Insurance head office. This Overseas Mediclaim Insurance is applicable only to Indian Citizens. Foreign nationals have to take insurance only in their country. Application form is available with the insurance companies anywhere in India. If you are in Chennai then application form is available with me.
Different rates apply to different age groups.
But they should do so before the time period for which the Insurance is taken expires. Otherwise they have to take the insurance in the US and pay in dollars which is very expensive. The Overseas Mediclaim Insurance policy provides indemnity for medical expenses necessarily incurred for treatment of illness and diseases first contracted or injury first sustained during the insured period of overseas travel subject to the policy terms and conditions. Indian Nationals undertaking bonafide journeys abroad for business or official work or holiday or for employment and studies. This policy is also available to foreign nationals resident India.