No limit should be set on the number of investment units needed for retirement because of limited borrowing ability. Remember, the tax saving will offset the borrowing costs. The limit should be guided according to the foregoing table. The purpose of a tax shelter is to maximize one's investment leverage now so that at maturity the client will have the optimum investment size. All investments have similar complications.
All investments run in cycles.
Equity gain are not linear. Not only do you have to invest wisely, you eventually have to have to dispose of your investment wisely. No matter the type of investment being disposed, one typically has two costs. Firstly , the cost of selling real estate, would include sales commission, legals, etc. Everything has a liquidation cost.