They will assist you in making the necessary arrangements and help answer any questions. In addition, call your local funeral home. No, making pre-arrangements means that the vital information needed for the death certificate is taken and placed on file. The type of service can be selected at this time too. A person may wish to pre-pay for their own funeral.
Any money paid to the funeral home is placed into a trust account.
The account is under the person's name and not the funeral home. This prevents the funeral home from accessing the account and protects the individual pre-paying. There are also different types of trusts that can be used. Some earn a higher interest rate. Others allow for payments over time.