All of JFCU's adjustable rate products are determined by adding a specified margin to the 1-Year Treasury Bill rate.
Annual caps limit the interest rate increase from one adjustment period to the next.
Lifetime caps limit the interest rate increase over the life of the loan. These funds will be applied toward having your property appraised and obtaining your credit report. The fee will be refunded to you at the time of closing. Actual costs will vary depending on the loan amount and the location of your property. ARM 3 Year ARM 1 Year ARM Current Rates You can also estimate mortgage payments using our Mortgage Payment Calculator .