Fannie Mae's goal is to be the secondary market partner of choice for the largest institutions, for the smallest institutions, and for everybody in between. We want our partners to win. And we will do everything we can to help you win. But we know that winning is not easy in the mortgage business, with all the new challenges in the industry. You have new community investment requirements.
Competition is fierce.
And the e-commerce revolution is shaking the ground under our feet. Fannie Mae is grappling with these challenges too. We have a lot of competition too - and they're going to extraordinary lengths to make things even more interesting for us. And when it comes to e-commerce, we have a third of our entire work force and a new division of our company focused on keeping us on the technology curve. But we are more interested in our customers' issues, because if you're struggling it's our problem.