If debtor fails to cooperate in resolving the debt we make final pre-legal collection attempts. We send our update and recommendations to the Client, including details on forwarding claim to affiliated attorneys. The Client authorizes forwarding the claim and we send it to our affiliated attorneys that are located near the debtor. We instruct them to work and investigate the claim for 60 days. If the Client decides not to authorized forwarding the claim, it is worked an additional 60 days then the file is closed.
Attorney sends update and recommendations.
If they recommend initiating legal action they will provide us with their suit requirements. When we receive suit requirements from the Client, the lawsuit is prepared and filed. When we do not received suit requirements or when the client is unwilling to litigate the attorneys will work on the claim for another 60 days then close it. The complaint is served. Attorneys file for default judgment if no answer is filed by debtor.