When computers were first being developed in the sixties, memory was costly and scarce. To save enormous sums of money and two precious bytes of memory, programmers used a two-digit year instead of the standard four. The Year 2000 issue is simply the ability of a computer system and its software to understand and manage any constraints around this date change. Bank and savings institutions are required by federal regulators to have plans in place to get their systems Y2K ready. The Hardin County Savings Bank takes the Y2K problem very seriously, and has been working on the problem since 1995.
Banks have decades of experience in back-up planning.
Following unexpected events such as floods, tornadoes or fires, banks are often the first to be up and running. Y2K is an expected event and contingency plans will be in place for all systems as needed. Your daily banking routine generally should not be affected. However, you may encounter some delays in service or processing. The Hardin County Savings Bank is working diligently to identify potential delays, and determine alternate methods to accommodate your banking needs.