The contracts are purchased primarily from franchised new car dealerships. Distinguished from other lenders in the automobile financing marketplace in a variety of ways, the company's goal is to have branch offices in each of its markets. This creates a local presence, allowing local automobile dealers access to staff familiar with the account relationship, the market and the dealer. Branch managers have the autonomy to make credit decisions and the ability to respond to credit requests within one or two hours.
Decentralized operations produce a high-quality loan portfolio by balancing volume and quality.
Marquette Consumer Finance, Inc. was established in 1998.