The good news is that after a few weeks of this, it'll become a habit and you'll realize that all your bills are being paid and you still have enough money left over for the Ginsu knives that somehow became essential to your happiness. This applies to all aspects of your budget. So meditate, do yoga , use subliminal messages, whatever you have to do to get it through that noggin, but learn it. Don't adopt the attitude that you'll do it at the end of week - if it's in a separate account, it'll be much easier to avoid spending it. Procrastination is a surefire way to kill your budget.
Credit cards Get out of the habit of using credit cards.
If you already owe a ton, go to your bank to consolidate the debt - it'll save you interest charges. There're tons of sites about budgets out there, but here are a few to get you started. If you're already the frugal, budget-minded type, most of this is probably old news. So good luck, financial warrior.