Saving your finances keeps you in a position to contribute to your learning and to acquire your needs. You should assist people who are consciously pursuing their development. All people who are consciously pursuing their development are always ready to assist others in such pursuits. You should do likewise. You should respect other people's right not to pursue their development.
All people reach the point of readiness at different times.
People are evolving at different rates and people have different levels of understanding, so be patient. You should not be sexually active with people who are not consciously pursuing their development. Being sexually active with people who are not pursuing their higher development weakens all parties. I will give more details on this as you go on since this is a very important and detailed area. If you have questions post them there for responses.