T he principal method for recovering significant sums for the survivor is through personal injury actions. And if you have a viable action, the survivor may recover many times the medical bills in lost wages as well.
Car accidents are the best example of personal injury actions.
I f someone other than the survivor caused the accident, then the survivor can make a claim. If the survivor caused the accident, then no claim can be made. In many car accident cases, both drivers may be at fault. If the survivor was the driver, then the survivor can recover if the other driver was more at fault. If it is difficult to determine who was more at fault , a claim should be made.