I'd have the Rams listed at least 6-1, if not higher. Offense should improve since WRs will come back healthy and offensive coordinator will be in his second full season working with QB Steve McNair, and defense is one of the league's best. This is an insane line. If Colts were an NFC team, this line might be justifiable. QB Peyton Manning still doesn't play well on the road.
Colts have an average defense.
And, Jim Mora has a horrible career playoff record. Without home field advantage throughout playoffs, this team is probably gone in the first round. Only because Bucs play in the NFC are they listed this high. But very lackluster offensively. If Baltimore doesn't lose more than a starter or two to free-agency, this is still the team to beat, along with Tennessee.