However, your new health coverage is not required to take into account any days of creditable coverage that you had before a significant break in coverage. Prohibition of discrimination based on health factors Special enr o llment opportunities for people who lose other group health coverage or gain new dependents, such as a spouse or a child Requirements for certificates of creditable coverage Guaranteed availability of group health plans for small business employers Generally, guaranteed renewal of all group health plans at the option of the employer. Simply log on, pick the situation that applies to you, answer a series of questions, and you will be directed to an answer tailored to your needs. Your responses are confidential and secure. All you need is an Internet connection and Web browser software.
Consumers covered by individual or group health coverage can get answers to their questions.
Your answers are NOT stored or collected.