The Following Limitations Also Apply to These Policies Payment of disability benefits is limited to 24 months for each period of continuous disability caused or contributed to by mental disorder. However, this limitation will not apply while you are continuously confined to a hospital, as defined below, if you are confined at the end of the 24 months. Payment of disability benefits is limited to 24 months during your entire lifetime for disability caused or contributed to by your use of alcohol, alcoholism, use of any drug, including hallucinogens, or drug addiction. Rest homes, nursing homes, convalescent homes, homes for the aged, and facilities primarily affording custodial, educational, or rehabilitation care are not Hospitals. The information provided here is intended only as a summary, and other restrictions may apply.
Any coverage issued is subject to the terms of that policy.