A service in the community - non profit motive where only administration costs are recovered from internal currency.
Consent is required at all times.
There is no obligation to trade. Account holders have control of movement of lets units in and out of their accounts and all accounts start at zero. No money is deposited or distributed in accounts. The unit of currency is normally seen as equivalent to national currency. This is guidance only and the units are not linked to the currency or transferable for it.