Mutual Funds Bank Certificates Certificates of deposit are an extremely safe investment and ideal for the risk averse, or those wishing to preserve capital.
Certificates offer a guaranteed rate of return and guaranteed principal base.
Bank certificates are typically used in short term investment situations or where the investor is looking for safety of principal. Back to the Top Stocks Stocks can be another element of your retirement plan allocation. Stocks can range in risk from fairly conservative utility stocks to risky aggressive growth technology stocks. As a Stockholder, you own a representative piece of a company. The fortunes of that company are represented by every share of stock.