T wo Georgia-based companies claim that they will change the way design and construction firms evaluate and purchase commercial auto, workers' compensation, professional liability, and directors and officers liability insurance products. Based in Alpharetta, Ga., the firm is supported by several A-rated national insurance companies. Online Xpert Tools, built by Thoughtmill of Atlanta, Ga., simplifies how businesses submit their risk information and purchase insurance, claim company officials. Customers fill out a risk profile and submit it in a secure area of the site. Participating insurance companies have three business days to evaluate needs and offer a competitive price.
Customers then receive a premium quote and can purchase coverage on line.