Whether you're a first-time home buyer or buying for the tenth time, the financial costs of buying your new home are a major concern.
Costs run into thousands of dollars per transaction.
The type of mortgage you get, whether it is a fixed-rate mortgage or adjustable rate and paying points, or not paying points, can make a major difference in your monthly payment. Mortgage terms are sometimes misunderstood, and the whole process can seem overwhelming. The internet has made an abundance of information available and checking the daily mortgage rates is only a mouse click away. Applying for loans online is also possible through hundreds if not thousands of organizations. I have gathered here information and links to pages that will help you to better understand what would typically be associated with the home buying process.