Look out for the warning signs and ask yourself if there have been any major changes. Become familiar with the language of insurance as you begin to shop. Remember this is an ongoing process. You should be prepared to do a thorough review on an ongoing basis. The following publications from the Oregon Insurance Division can help you to make better insurance choices.
All publications are free unless noted.
Part One A ranking of companies in five lines of insurance. A cross-tabulation of complaints by type and disposition. The annual report made by the insurance company to the Insurance Division. This report details a company's assets, liabilities, receipts and payments, and other information required by the division. Annuity An insurance policy that provides a fixed income to the policyholder or other beneficiary for a lifetime or over a limited number of years.