Some credit unions also operate their own machines. A few machines are located at the offices of the credit unions. It might not last forever. About 79 million U.S. consumers are member-owners of and receive all or part of their financial services from the nation's 10,824 credit unions. The credit union movement takes great pride in resolving its own problems and has been extremely active politically in preserving its unique consumer-oriented sector of the financial services industry.
Credit unions are more than financial institutions.
A credit union board of directors is elected by and from the members, with each saver getting one vote, regardless of the amount of savings. Board members almost always serve without remuneration. The state and national organizations include regulators, share insurers, trade associations, correspondent credit unions, known as corporate credit unions, and service organizations. Credit unions have an 8.7 percent share of the consumer savings market, an 11. 9 percent share of the consumer credit market, and an 18.8 percent share of the automobile loan market.