First you want to positively identify just what the insect is in order to determine the proper control action to take, if necessary. Even if it is termites you have plenty of time to make an informed decision on the course of action. Don't let anyone scare you with a need to rush and make an immediate decision. The Formosan termite is a problem in Louisiana and south Florida but not yet a problem in Georgia. Termites and ant workers should not be easily confused.
Ant workers are dark red or black and move about in the open.
They also have a noticeable pinched waist. The worker termites are a gray-white in color and generally slower moving than ants. The wings of the termite reproductives are opaque with both the front and hind pair appearing equal in size and shape. Ant reproductives have transparent wings with the front pair being larger than the hind pair. Finally, the antennae of termites stick out fairly straight from the head and look like a string of beads.