Having an ATM on-site reduces bad check costs. ATM's enable customers to obtain cash from their accounts without having to write a check. Since the transactions are on-line, cash is only dispensed to customers with available funds, eliminating your risk. You provide the customers with access to funds thus eliminating your exposure to fraud.
ATMs also increase sales.
Having an ATM in your store allows you to put cash in your customers hands before they make a purchase decision. By strategically locating merchandise near your ATM, or on the way from the ATM to the cash register, you can increase the likelihood that a customer will buy an impulse item. We do keep a constant eye on surcharging debates as well as other activities that may impact our business. The fact to remember is that customers always have a choice. They can always go to their bank and avoid the surcharge fee.