It's hard to believe but some credit cards will charge you to close an account. One way to avoid this is to read everything in advance and make sure you don't enter into such an agreement. Once you're familiar with these terms, you will be a better position to compare credit card services and, maybe, save some money in the process. Consumer Credit Counseling Service of the Gulf Coast Area, Inc. is a non-profit, community service organization that provides professional financial guidance, counseling and debt management assistance to consumers. CCCS is primarily funded by national, regional and local creditors and businesses.
Counseling is available in person and by phone.
Spanish speaking counselors are available.