If your answer is nothin' or not much, you're not alone but then again you're keeping some dangerous company. You can invest your dollars by making a loan to someone or by buyiung something that you own and control.
Bonds are a loan and stocks are ownership.
So if you wait to pay yourself until after all of your collectors are paid, you will save exactly never and save exactly nothing. Don't keep reading without those items. Chances are that you will open that account in a Bank, Credit Union or Savings and Loan. In truth, your deposit is a loan from you to the Bank, Credit Union or Saving and Loan. And so it is in prestige, in achievement, in education, in welfare and power.