As a result, the Insurance Company may consider it necessary to increase premiums or change benefits to maintain Plan stability. However, no increase may take effect without prior review and approval by the IEEE Individual Benefits and Services Committee. Your coverage can only be terminated if you discontinue your membership in the IEEE, you fail to pay your premiums when due, you perform an act or practice that constitutes fraud, or intentional misrepresentation of material fact, or if the Group Policy is terminated. If you should die, your surviving spouse and eligible children may continue their coverage if it was in force at the time of your death, in accordance with the provisions of the Policy. They can help you find a participating physician in your area, or out of your area if you need care while traveling.
All calls are confidential.
You must call the Care Line for pre-admission certification prior to being admitted to the hospital. Your request will be reviewed to determine if the hospital is the appropriate setting for your treatment. An initial length of stay will be approved, and the need for continued confinement will be reviewed with your physician during your hospital stay. Once you are accepted into the Plan, you will have a 31-day grace period for your payment of renewal premium contributions. This information is only a brief description of the principal provisions and features of the Plan.