Life starts jumping when we actively make things happen, instead of passively having things happen to us. Don't give up on yourself. Wrestle with your problems, your ambitions, your attitudes. Make a plan to accomplish. Don't worry about the mistakes of the past.
Complacent people close their minds to new ideas and new growth.
The opposite of complacency is excitement to grow and learn. Open your mind to new ideas, and evaluate them objectively. Figure out what's the best long-term investment. Apply fresh ideas to everyday life. Suppose that you're bored silly with the drudgery of house cleaning, but you can't afford to hire a maid.