The income protection plan, underwritten by Washington National Insurance Company, provides a monthly benefit should you be unable to work during a period of certified total disability due to personal illness or accident. Rates are based on the waiting period selected and salary level chosen. You may participate in any one of the benefit levels up to the maximum level according to your salary. Benefits under this plan are paid directly to you and are tax-free. Also available is a hospital indemnity plan, which includes a daily hospital benefit, nondisabling injury benefit, limited medical reimbursement benefit and an accidental death and dismemberment benefit.
Coverage is available for the employee, spouse and dependent children.
All children must be insured for the same amounts. All coverage added at this time is subject to evidence of good health. The coverage is portable which allows you to take this insurance program with you if and when your employment status changes.