The services include rehabilitative, nursing, and social care mainly for elderly people, however, often young people require these services as well. The most common services that long-term care provides are those that help people with activities of daily living. These activities include bathing, dressing, eating, and assistance in taking medicine. Long-term care facilities provide skilled nursing and rehabilitative care when so ordered by a physician and are supervised by skilled medical personnel consisting of licensed nurses and therapists. As with most services, the costs of Long-term care can vary.
Costs depend on the level of attention needed, the services provided, and geographic location.
Due to the different levels of care provided by each individual type of facility costs are rarely comparable. In home care is also quite expensive. These visits can run between two and four hours a day. As a general rule, since the premiums are determined by age the younger you are the cheaper the premiums will typically be. The premiums on most policies will stay at the same level throughout your life.