Set aside an hour each week to look at your ATM receipts and debit card statements and make sure they match what you have noted in your checkbook. Most banks have automated recordings which let you listen to the last several transactions at your leisure. Make the math easy. This will make all that adding and subtracting much easier and it will pad your account a little. This will reduce the chances of you bouncing a check.
Banks make a lot of money off fees.
Make sure you are aware of everything your bank is deducting from your account. The tale of a former credit card slave. Get out of plastic prison fast with help from our tip-filled guide. Control Yourself How to make sure you don't spend all your dough on gifts. Plus, avoiding the debt trap .