Homeowners polices do not provide coverage for business related liability claims that occur at your home. Nor do they provide temporary relocation expense for your home business in the event the premises are not usable as the result of a covered loss. Most homeowner's policies provide very limited coverage for your business equipment. Increased equipment coverage may be added to your homeowner's policies for an additional premium, but business liability coverage and temporary relocation expense cannot. This is a brief description of the coverage offered under the Blanket Home Business personal Effects Policy and applies only to Platinum Plus Members of the association in good standing.
Coverage is excess and is subject to limitations and exclusions.
The loss must occur at your residence premises. This protection does not provide products liability protection. All burglary and theft claims will require you to file and submit a police report.