This will enable the secure order form to appear on the customer's screen, for their credit card information to be entered. Can I customize the Authorize. Optional text can be added by filling in the displayed fields. The transaction data is sent to the appropriate merchant's processing bank which then funds the merchant's bank account in typically 48-72 hours. Often the discount fee is taken from the total amount before being forwarded.
Any customer has the right to dispute a credit card charge from the card's issuing bank.
If a charge is challenged, a retrieval request will be sent to the merchant asking for proof that a sale had been made by the customer. In addition, the merchant's credit card processor has the right to discontinue service for many reasons. And finally, a merchant should take due diligence to protect against someone trying to order merchandise with stolen cards by becoming familiar with the process. AVS is a service that is built into the authorization process to help prevent fraudulent transactions. The numerical portion of a consumer's address is sent along with the transaction data and is matched against the address that is registered with the consumer's credit card from their issuer's bank.