If an Association or Board elects to do so and pays the appropriate fee, coverage can be extended to recreational sports. There is a three day waiting period for time-loss. This is an occurrence policy which means that a covered claim must be reported during the coverage period. Coverage includes defense costs and is excess of any other valid and collectible insurance. Coverage includes a 52 week incurral period.
Coverage extends to include travel to and from a covered activity.
Coverage is subject to a 14 day deductible period. The amount payable is based on a weekly average of games officiated. Coverage is provided on a claims made basis.