Yes - the Consulate has a good relationship with a panel physician who will point you in the right direction. My husband had successful Lasik eye surgery here. We have a large sheep dog who has been very happy with her vet. Though she doesn't like the kennel, we have been pretty pleased with the care. Fall is quite colorful and one realizes quickly why the RED maple leaf is on the Canadian flag.
Air conditioning is a necessity in the summer.
Winter is cold and snowy. Only if you don't spend any. In addition, restaurants have food and liquor taxes. Some folks don't bother with the paperwork. We set up an account with Esso for gasoline and this facilitates getting the tax off.