Individuals have the right to request their own reports. Businesses need to meet certain requirements such as a background proof under permissible purpose under federal law, on-site inspection of the business, a business license, and a signed contract requiring the business to use the information obtained accordingly. Information included on your credit report contains such items as your name, social security number, age, and employment history. It also indicates anyone requesting information with or without your knowledge. On your credit report you will find a list of creditors from retail stores, mortgage companies, and other creditors.
Credit reports show in detail the status of each account as reported by credit grantors.
Credit reports also indicate warning signs of financial trouble such as high debts, applications for too many credit cards or loans, and late payments. The information that you have entered on our system is used to verify your identity. This information stays on our secured database for request verification. We do not resell your information to any other individuals, organizations or businesses. For more information, review our privacy statement.