Reimbursement and deductibles vary depending on whether you choose a member or a non-member dentist. Other Benefits MDL also offers life insurance and accidental death and dismemberment coverage at no charge. Supplemental life insurance is available at an additional cost. Short term disability coverage is available which you can elect to have and pay for. MDL pays for a base plan for long term disability.
Additional coverage is available at an additional charge.
This information is intended as a general description of the MDL medical and dental benefits. It is not a contract. MDL also offers Health Care and Dependent Care Expense Accounts so health care and dependent day care expenses can be paid with before-tax dollars.