If I owe you money, you aren't going to forget about me. Debting also allows people to feel deep shame that they have been carrying around for many years. Misbehaving with money is a great way to get in touch with and express the shame. Think of how you feel when you bounce a check, forget to pay an overdue bill, don't balance your checkbook or have to talk to a creditor about making a payment late. That feeling is shame.
Anger also acts itself out through debting.
People who often borrow money from their parents and don't pay it back, are expressing anger. It's a way of withholding. There are some tell-tale signs that you have a debting habit. Chronic under-earning Bouncing checks often Money pain can get very serious. Unfortunately, it's not something people talk about easily.