Do not cheat one another. Do not lie. Today The role of banks today is varied. Banks store, use, monitor, and increase our savings. They handle the flow of our money in and out of our accounts from checks and credit cards to electronic banking.
Banks keep track of the up and down motion of our accounts.
If used properly, banks are very important tools for money management. The important thing to remember is that banks don't want to see businesses or individuals fail. If you get financially over your head, the bank loses not only their money but future loans with you. Don't forget that a bank is a business. If you are unhappy with your present bank, you can change.