Since no two applications are alike, no two rates are ever the same. We want to give you the best rate we can, and your circumstances and completed application help us to determine that. We often can quote several rates for different programs for which you are qualified. Since we price each loan individually, and don't have just one rate for this or that, we cannot quote rates without a completed application. Then you need a completed application.
Applications are available in a number of ways.
You can request one at our office in person. You may request an application via the telephone by pressing 46 at our voice mail greeting. You may obtain an application from a fax machine by pressing extension 46 from your fax machine at the voice mail greeting. The application will ask a number of questions. Most members find that completing an application can take several minutes.