We will be comparable to the best practices within two to three years. Equity accounting will come in next year. There are probably some areas where we need to go further. The norms are changing, and the trend is towards greater transparency and disclosure. There is no reason for us not to be among the best.
Banks understand that in the new environment investors want more information.
We are working on a five-year program. We are starting from an environment where foreign banks have a significant share of the market. We will now bring even more competition and level the playing field over around five years. We will publish our plans in a month or two. The plan will not be a full five-year road map.