Be careful not to confuse the meaning of these names. In Mini Baccarat the Player does not refer to the players around the table and the Bank does not refer to the house. Once all bets are down the dealer will draw two cards for the Player and two for the Bank . The cards are turned over and the totals announced to the table. A maximum of three cards may be taken either for the Player or the Bank in order to achieve a card total as close to nine as possible.
All cards count as their face value.
Kings, Queens, and Jacks are counted as ten, Aces count as one. If the two cards drawn total more than ten the last number represents the value of the hand. If the Bank's hand total is closer to nine all players who wagered on Bank would be paid at even money. All those who wagered on Player and Tie would have their bets collected. All Player and Bank wagers are paid even money.