Lafayette Bank and Trust's Net Connect online banking product uses industry approved security technology. After verifying that your choice is not in use by any other customer, you will be given a password that you MUST change the very first time you log into Net Connect. Keep your user ID and password absolutely confidential . The higher the number of bits used to encrypt your information the more secure it is and 128 is the highest available commercial method in use today. A digital signature is a piece of data that is sent with an encoded message to uniquely identify the originator and to verify that the message has not been altered since it was sent.
Digital certificates are electronic files that act like a kind of online passport.
They are issued by a trusted third party, a Certificate Authority, which verifies the identity of the certificate's holder. Certificate Authorities entrench an individual's or an organization's public key along with other identifying information into each digital certificate and then cryptographically sign it as a tamper-proof seal, verifying the integrity of the data within and validating its use. The Digital Certificate can not be copied or compromised. Thus Digital certificates are synonymous with an individuals fingerprints in the fact that they identity the individual without question. They protect data exchanged online from theft or tampering.