Any TLIE policy may be endorsed to vary from specimen policies provided to you. Policy provisions may be added or deleted depending upon underwriting circumstances. The Regular Policy generally provides more comprehensive coverage than the Basic Policy. Pricing of the Regular Policy is more complex and, in most cases, higher than the Basic Policy. Higher limits and excess coverage may be available under the Regular Policy as well.
Deductibles apply to expenses, losses and settlements.
The Regular Policy does not exclude punitive and exemplary damages, mental anguish and emotional distress damages, or securities activities coverage. This page was last updated on May 29, 2000.