You're the boss. So ask your questions to determine competence, trust worthiness, and a willing spirit. Recommendations will be appropriate to your unique objectives. They will come from a knowledge of fundamental economic and business facts, not just other opinions and charts. You will get explanations of both the advantages and disadvantages of the proposed instruments and alternative investment strategies.
Conservative diversification is an effective, time-tested approach.
Properly done, it is the reasoned rationing of capital, not complacent confusion. However, your plan must reflect your unique situation and preferences. John S. MacBeth, MBA, is an investment adviser with CIBC Wood Gundy where he helps individuals and families plan and execute investment strategy. Before the 1987 crash his newsletters were recommending reduced share holdings. In February 1994, a special letter to clients recommended holding cash rather than bonds or stocks.