So long as there is no county court judgement against that person, the credit reference agencies that most banks use will clear the name. But these databanks do not include criminal court judgements since they are not in the public domain. The logic, as far as the banks are concerned, is that they are not under any obligation to explain why one person is more of a commercial risk than another. Application forms are structured to yield the credit score pass mark that will open a cheque-book. One is marrying a name with an address and a credit history.
Computers affect every aspect of our lives.
They are in supermarkets, banks, hospitals and the school classroom. And it's very often children who bring them into the home too. One in eight children at secondary school in Britain has access to a personal computer. Peer pressure is beginning to act as it once did when some people had a television set and others did not. So if you haven't got a personal computer at home, this is where to start.