Value Design Model Flexplan Employers may choose some or all of the following types of benefits. Value Design professionals can work effectively with the employer's agent of choice, or shop the marketplace to find the coverage best-suited to the employer's needs. Group Health Employee contributions are made on a pre-tax basis, producing FICA savings for the Employer. A medical HMO is available in many areas.
Coverage is self-funded with stop loss protection.
Dental Fully insured indemnity dental coverage. May be waived by employees. Managed dental care is growing rapidly. A dental HMO or PPO would be an attractive future plan enhancement, as networks become available. Two levels of coverage are offered.