If an employee waives coverage, all of the pro-rated monies allocated towards coverage will be forfeited back to the Employee Benefits Trust Fund. Coverage would be effective the first of the month following the date the application is accepted by the County's insurer. If the reason for waiving coverage when previously eligible was due to being covered under other major medical or similar insurance program and such coverage has been involuntarily terminated, employees may apply for coverage under the County plan. Credit for prior coverage will be granted if the County's plan begins no later than 63 days following the involuntary loss of prior coverage. Therefore, it is important that application for coverage is made as soon as possible after loss of other prior coverage occurs.
Coverage is effective the first of the month following date of application.
If coverage under the County's plan does not begin within 63 days from the date the prior coverage has been terminated, employee must wait until the annual open enrollment period in which to apply and enroll for coverage. 19.2 Continuation of Medical and Dental Insurance . When an employee has terminated employment, or is on unpaid leave status for the period approved by their Department Head, the employee may be eligible for continuation of group medical and dental insurance coverage up to but not exceeding the maximum period required by law. To qualify, a continuation form, available in the Human Resources Department, must be completed and submitted within 60 days of the event causing loss of coverage or notification of loss of coverage, whichever is later. The employee is responsible for paying the premium by the first day of each month, for that month's coverage, to the Human Resources Department.