Credit reports from credit bureaus contain credit information such as credit card payment history.
Credit bureaus collect and maintain enormous databases with this information. They collect personal information such as names, addresses, and social security numbers as well as credit information such as loans, credit cards, lawsuits, bankruptcies and payment history. This information is provided to companies and individuals in the form of a credit report. Experts recommend you obtain a copy of your personal credit report at least once a year to ensure its accuracy.