EDS approaches it totally differently. Our delivery is a continuum from A.T. Kearney, our boardroom level management consulting business, to business process management, backroom type services, e-business and information solutions, running and maintaining solutions. We have a spectrum that goes from the boardroom to the backroom. With the forces of technology change and globalisation we're seeing consolidation not only in newer industries but also more established ones, particularly in the finance industry. What do you think of the IT services opportunity that this consolidation brings.
Banks have a number of things they're challenged with.
They have a number of legacy systems that have served them well for a long time. These legacy systems have to be updated. Y2K was only the first drop in the bucket of where they have to go. Two, there's the entire notion of online banking, wireless online banking, with multiple vehicles, not just ATMs. I'm willing to venture and be bold enough to say that the ATM will be a relic, a dinosaur in the next two to three years.