The garnishee is usually, but not always, your employer. No one can collect a debt from you through the garnishment procedure in the State of Wisconsin until they have first obtained a judgment. It is important that you realize that a judgment is not an order for you to pay a particular sum of money. It is a determination by the Court that you owe that sum of money to whomever is claiming it. This means that if you have not appealed from the judgment, you can no longer argue about whether or not the money is owed.
All argument is now over and that issue is decided.
Property Other Than Earnings. To proceed against you directly, a creditor must obtain a Writ of Execution from the court. Under the terms of the writ the sheriff can go to your residence and repossess property to satisfy the amount of judgment. This does not mean that he can take everything of value. There is a long list of items which cannot be taken.