Again, most lenders require you to buy this coverage if you're financing your car. Within limits, you can usually choose the amount of your deductible for this coverage. It will pay for your losses and damages, including your medical bills, lost wages, and pain and suffering. It usually makes sense to purchase the same level of this coverage that you have for bodily injury liability.
Any driver wants to get the best car insurance rates possible.
And there are many companies offering deals any day of the week. But you also want to go with a company that will not only treat you well in the event of a claim, but still be around when you need to file one. First, talk to friends . Sometimes the best way to find a good insurance company is to ask people you trust about their experiences. Most will be happy to tell you their tales of woe.