Morgan Stanley DW Inc. is not the lender. DW Inc. a financial or other benefit. You are free to shop around to determine that you are receiving the best services and the best rate for these services. If you elect not to pay the origination fee, you could pay a higher interest rate. If you elect to pay discount points your interest rate will be lower.
All information is subject to change without notice, as are all loan products and terms.
Consult your tax advisor regarding the deductibility of interest and before making any tax related borrowing decisions. While we will work hard to serve your financial needs, the information contained herein does not constitute a guarantee of any kind, or offer to make any specific loan. Loans are available only in the United States of America and no attempt is made to advertise or offer loans in any other country. Home-equity lines of credit are not available in Texas. A lender's title insurance policy is required on the real estate that will be the collateral for your mortgage.