You may name anyone as a beneficiary. If no benefit percentage is designated proceeds from your insurance will be distributed amongst beneficiaries. Your life insurance proceeds will go to your estate. Contact the NEA Member Services Center to obtain a change of beneficiary form. Refer to the rate chart.
Coverage is available to both spouse and dependent children.
Dependent children include your natural children, legally adopted children and each of your stepchildren, foster children, and a domestic partner's children who depend on you for support and maintenance. The child must be unmarried, at least 14 days old but less than 21 years old. Full time students will be covered until age 25. Written proof of total disability must be provided to the Prudential Insurance Company of America. Your beneficiary would be entitled to the balance of your scheduled benefit amount at the time of your death.