If you don't have much down and your credit is good, this could be your loan. This is not a government loan. Usually there is an income limit that the borrower cannot exceed. This depends on the county you live in.
Credit needs to be good.
Should have established credit. In some cases, the down payment can be a Gift. If this doesn't work for you, we may be able to obtain a FHA loan, please click here for info on FHA loans . Your Friendly Mortgage Lender Lighthouse Home Loans is an Equal Housing Lender.