I put my body tag in an include text file. It may look a little confusing at first but it saves a lot of time once you get the hang of it. In order to use SSI includes, you have to have a .htaccess file in your main html directory. You have seen it before but it bears repeating - use width and height tags for ALL images. You have to use them for all images or the browser won't finish loading your text until all the images load up.
Control characters load more quickly than a graphic.
The easiest way is to create a table and use a very narrow cell to act as the vertical line. For the line to show up on Netscape browsers, you need to include content in the table cell. Your text here. Go to AltaVista or Infoseek . This will only tell you about sites that are registered with AltaVista or Infoseek.