As long as your income is appropriate for the loan applied for. We offer a wide variety of loans for individuals that have serious credit issues. This is my first home. Your income is all that will be necessary to qualify for a loan. In other words, how much income do you have coming in versus bills that you pay out.
Different loans allow different ratios.
We have many loan programs available that accept both foreclosure and bankruptcy. Usually it is 2 to 3 week process.