Credit Unions, from their inception, were designed to be different from other financial institutions. These members pool their money, which is then available to lend to their fellow members. Unlike a bank, a credit union cannot offer its services to just anyone. You must share the common bond and be within its field of membership.
Common bonds can center around employment, residence, or association.
Employees of the Credit Union. Persons retired as pensioners or annuitants from the Agency. Select Employee Groups or Member Companies Immediate family member eligibility is available to spouse, child, sibling, parent, grandparent and grandchild, even if not living in the same residence. Household member eligibility applies to persons living in the same residence and who maintain a single economic unit. Additionally, the immediate family member of each household member who joins could also join because eligibility is then tied to the member.