You may decrease your coverage at any time. This insurance can be taken with you at the same premium when you leave state government. The plan has a 120 day elimination period. You have 120 days to enroll as a new employee. You have to enroll in this program each year.
Credit is given the last day of the month in which it is earned.
Monthly balances are carried forward continuously until the maximum is reached. Credit is given the last day of the month in which it is earned. Monthly balances are carried forward continuously. No maximum accrual. Twelve holidays are observed by the state.