Why A Perfectly Sane Person Would NOT Give The Bucks Back 10. If we bounce a check, we cannot go to the bank and explain it to be a mistake and get our money back. TV Nation's Corporate Crimefighting Chicken recently did an expose on outrageous bank charges. He found proof that banks are bilking us for billions of dollars in NSF charges. Banks use a money making scheme called fractional reserve banking .
Banks act like they are a government institution.
But I remember that they are similar to my dry cleaner. It doesn't add up to me that banks save themselves big money by installing ATM's, but then charge us to use them. Something deep in my gut tells me banks just aren't in the business of community service, goodwill or decency. He even went out and bought a new trench coat so he would look good for the 'gala event' which they detailed in the literature. Poor guy, he wouldn't even listen to his friends telling him it was not real.