For persons under 65 years of age, visits to a chiropractor, physiotherapist, naturopath or massage therapist are limited to 12 per calendar year. For persons 65 or older, the annual limit is 15. Recipients of MSP's Premium Assistance Program are not required to pay this charge. Non-medically required services, such as cosmetic surgery. Hospital and ambulance services are covered under other Ministry of Health Programs.
Any excess cost is the beneficiary's responsibility.
Additional benefits, such as chiropractic and physiotherapy, are not covered outside the Province. These claims must be submitted within six months of the date of service. Cost of medical care outside Canada can be much higher than the amounts payable by MSP and by extended health care plans. For complete protection, additional medical insurance should be purchased from a private insurance company. If you intend to leave the Province specifically to obtain medical treatment, your attending physician in BC must write to MSP and receive prior approval for the payment of services.