Includes information about family history or genetic test results indicating your risk of developing a health condition. Group Health Plan. See also Fully Insured Group Health Plan, Self-Insured Group Health Plan. Guaranteed Issue . A requirement that health plans must permit you to enroll regardless of your health status, age, gender, or other factors that might predict your use of health services.
All health plans sold to small employers in Idaho are guaranteed issue.
All basic, standard, and catastrophic individual health plans are guaranteed issue, although if you are uninsured you may have to wait for an open enrollment period to buy coverage. Plans that are guaranteed issue can turn you away for other reasons. See also Basic Health Plan, Catastrophic Health Plan, Standard Health Plan. Guaranteed Renewability . A feature in health plans that means your coverage cannot be canceled because you get sick.