In addition, we are always available to provide telephone, fax or e-mail assistance to our insureds. One common theme in all these documents is the increasingly stringent requirement for indemnification of the purchasing entity from the vendor. The Community Transportation Portfolio assists in eliminating the possibility of a costly omission by providing Additional Insured Coverage-Required by Written Agreement or Contract. This coverage provides blanket additional insured coverage, without naming the entity, for all entities that required this coverage within the contract document or agreement. The endorsement eliminates the need to constantly monitor contracts and agreements to assure compliance as the transit system develops working relationships with outside entities.
Coverage is added to both the general liability and automobile policies.
Sometimes the operator will assist the passenger into the clinic or doctor's office. This is an exposure not contemplated in the standard CGL policy. The standard policy makes reference to products that are delivered to a particular concern, but not people. We modified the policy and had language inserted to include 'people' in the policy. Finally, Ellis emphasizes the importance of the broker and independent agent to his agency.