Information, time, money, energy, and skills are the resources most often used. These resources help individuals and families shape their values and attitudes, as they strive to reach their goals. Goals are realized by decision making and problem solving. Essentially, as individuals and families identify their needs and wants through the resource management process, they will realize the full extent of the goals they pursue through planning, implementing and evaluating. Individuals, families and youth will acquire knowledge and develop skills that will enhance their ability to function effectively in the marketplace.
Consumer protection is the process of protecting the interest of consumers through policies.
LifeSmarts the ultimate consumer challenge is an educational opportunity that develops the consumer and marketplace knowledge and skills of teenagers.