Ltd. The policy is designed for law firms of two or more attorneys with good claims history. Coverage is offered through licensed insurance brokers on a nonadmitted basis in all states except Alaska, California, Connecticut, Florida, Hawaii, Maine, Massachusetts, Michigan, Rhode Island and Texas. The insured has the right to consent to the insurer's choice of defense counsel. The policy is designed for employers with fewer than 500 employees. It provides coverage for claims alleging discrimination, sexual harassment, failure to employ or promote, or wrongful termination or discipline.
Coverage is triggered by an allegation.
EPLI protects the corporate entity, directors, officers and other current or future employees.