Identify goals and objectives, minimize taxes and estate costs while maximizing family security and integrating government programs. Save for children's education by investing in funds. Review desired retirement age, integrate OAS , CPP , company pension, RRSP , etc. Determine contribution levels to achieve your goals. Receive higher pension benefits and still provide for your spouse.
Benefits can extend to other beneficiaries.
Registered or non-registered. Income for your lifetime and your spouse or income for a guaranteed period. Reduce taxes on your current income and invest in a tax sheltered account - have tax reductions immediately, not when you file your tax returns. Monthly payment plus plans available. Guaranteed certificates from one to ten years.