Thus, community groups will be able to track loans in rural areas by census tracts or block numbering areas. The 1996 and 1997 data will have some inaccuracies in instances where a borrower provided a rural route number, PO Box, or post office address instead of a street address. The actual location of the small business may differ. It does not report on whether the application was denied, withdrawn by the applicant, incomplete, or whether the loan was approved but not accepted by the applicant. Community Development Data Lenders report the total dollar amount and number of their community development loans.
Community groups can compare the total amount of community development lending of banks and thrifts.
At this point, however, community development lending is not reported by census tracts, making it difficult to analyze such lending in specific neighborhoods.