Available to every driver in South Carolina, it is insurance which will compensate an injured party when there is insufficient liability coverage to provide adequate compensation. Every year hundreds of thousands of Americans are injured due to dangerous and defective products. Each year hundreds of thousands of people are injured in this country due to the carelessness of medical personnel. This type of injury is compensable under the law. One of the leading causes of injury and death in this country by accidental means involves premises which are defective or dangerous in some way.
Commercial establishments have an obligation to maintain their premises in a safe condition.
The law requires that a commercial establishment inspect their premises for defects and dangerous conditions. The law also requires that if a dangerous condition is detected, a commercial establishment has an obligation to cure that defect and remove the danger. If the defect cannot be cured or the danger cannot be removed immediately, then the commercial establishment has an obligation to guard its customers from the location of the dangerous condition. If the condition cannot be cured and cannot be guarded against, then the law requires the commercial establishment to warn against a condition. The warning must be meaningful in that it must apprise the customer of the nature of the danger and the location of the danger and how the danger may be avoided.