Fill out the Alcohol History questionnaire Underwriting alcohol histories is difficult due to the lack of available information on which to develop a complete picture and mortality assessment.
Alcohol abuse ranks third as a cause of death, behind heart disease and cancer.
The alcohol associated mortality risk is higher for women than men and in those younger than 40. This equals 6 mixed drinks or a 750 ml bottle of wine or a six-pack of beer in one day. Using these tools, the underwriter works to develop as complete a picture as possible.