Tourists can open bank accounts with around Rp 50.000. This will give you an ATM card which you can use at many out lets in Indonesia, Singapore and Malaysia with a limit of two million rupiahs per day, but you may have to wait about a week to ten days for your card. At the BNI, you can have three types of account. Savings Account . Passbook, ATM card.
Account earns interest.
Deposit Account . Deposit for one month minimum, with a roll over. Good interest rate. Dollar Plus Account . Cash remains in Dollars and earns interest, but you cannot with draw dollars.