If someone wants to send you a encrypted message, they encrypt it with your public key and you decrypt the message with your private key. The set of policies, technology and functions required to provide public key encryption and digital certificates. SiteCertain is powered by public key cryptography and digital certificates, and an identification and authentication process that ABAecom undertakes. SiteCertain is free to ABA members. Trust is the essential ingredient for on-line commerce.
Banks are historic trusted entities.
On-line banking, electronic commerce, the Internet, these all require an extension of that trust if they are to truly flourish.