When the giver puts the charity into the hands of the poor without being asked. When the giver puts the charity into the hands of the poor only after being asked. When the giver gives less then he should but does so cheerfully. When the giver gives less then he should and does so begrudgingly. As it is written above, Tzedakah can come in many forms.
Charity starts with oneself.
As we embark on a New Year, we remember the special nature of these holy days and try our best to live up to the promises we will make throughout the coming year.