After testing the program for a couple of weeks, I'm very impressed. Each bears on the others and, unlike many earlier planning tools at sites elsewhere on the Web or included in packaged software, this program recognizes that reality. Navigator Plus presumes that few people have the time or patience to enter in one sitting all of their pertinent financial data. I say fully flexible because at any point along the analytical trail that you want to drill down to enter more detail, you can do so and then return to the Quick Path. For instance, in an analysis of college savings, you can alter the rates of return you expect on your investments, the rate of annual increase you expect in college costs, how much you expect to save a year, and other variables.
Assumptions underlying the program's analyses are easy to find.
Neat graphs and printable tables are all over the place, plus there are many helpful educational asides. In stock options, the difference between the exercise price and the fair-market value of the stock at the time of exercise. Navigator Plus isn't perfect. In several spots, such as the pages that describe the elements of a chart, I found myself squinting at tiny type. One afternoon, while clicking on a button that promised to lead me to a lesson on the probate process, my screen did indeed freeze.