Up to two visits are allowed per year for these treatments. Convenient payroll deduction. Premiums are automatically deducted from your paycheck. By purchasing dental coverage through the workplace, you save time because you don't have to shop around for coverage. Toll-free telephone number which will direct you to specially trained staff that can answer your questions quickly and efficiently.
All coverage is subject to reasonable and customary fee guidelines.
ReliaStar uses the 80th percentile of fee data from an independent contractor to determine reasonable and customary fees. Dental charges in excess of the reasonable and customary fees are the participant's responsibility. You can purchase dental coverage for yourself and your family, choosing from any one of the following coverage categories. Pretaxing the premium may benefit you because it allows you to pay the premium using dollars which have been deducted from your salary before federal and state taxes are withheld. The dental services covered by this insurance fall into four main categories that are shown below.