Passengers of private vehicles and pillion riders are also deemed covered. There are certain exclusions. This is used for personal purposes. Accessories are to be specified separately under electrical and non-electrical items. Premium is calculated on cubic capacity and value of vehicle.
Accessories are to be specified.
Theft of accessories is not covered, unless the vehicle is stolen at the same time. Accessories extra, as specified. Accessories extra, as specified. P.A. benefits to others travelling in the vehicle. No claim bonus is a special discount given for every claim-free year.