Ok, I said I am sorry, that was uncalled for. They go hand in hand. If not for the financial sales profession, there would be no financial planning profession. I disagree again. The kids you refer to earn more, on average, than you do.
Capitalism rewards the best and most intelligent efforts with commensurate financial rewards.
Your jealousy is manifest in your posts. Jealousy is the tribute mediocrity pays to success. Ok, Brent, whatever. I offer all three choices - commissions, fees, or a combination. LONG AS there are outfits hiring kids and training them on how to sell financial products to naive consumers.