Single Parent Central - Money Home Page Personals Boards Bookstore Writer's Guidelines .
Discretionary spending is usually where the most money is being wasted.
However, it s also the spending we have the most control over. A candy bar for the kids, a latte before work, movie tickets, magazines, are all examples of discretionary spending. These are items we elect to spend our money on rather than have to spend our money on. Every time you buy that latte before work ask for a receipt. Every time you buy the magazine at the grocery store checkout stand keep the receipt.