Cut corners where ever possible and put the money in your savings. Put your money to work for you. Keep three months living expenses in a money market fund - other funds should be invested where they will earn a higher return. Consumer Credit Counseling Service of the Gulf Coast Area, Inc. is a non-profit, community service organization that provides professional financial guidance, counseling and debt management assistance to consumers. CCCS is primarily funded by national, regional and local creditors and businesses.
Counseling is available in person and by phone.
Spanish speaking counselors are available.