To stop contributing to your account, just let your Payroll office know in writing that you no longer wish to contribute. Investments You may invest with up to two outside investment vendors, dividing your contribution amount either by specific dollar amounts or percentages. However, your total contribution cannot exceed your maximum contribution limit. You may change vendors at any time, as often as you like. And, you may change vendors for already invested money, for future contributions or for both.
Any investment involves some risk.
Often, those investments with the most risk also have the highest potential for growth. You may want to talk to a number of vendors and carefully review their investment options, charges and past investment performance before making a choice. You may also want to consult a professional investment advisor about the best types of investments for your personal situation. You must pay federal income tax on your TDA savings as you receive payments. In the case of your death, a beneficiary named by you at the time you enroll in your TDA will become the owner of your account.