Money is divided into shares and distributed. The time limit for bidding on each item is two minutes. Bidding is allowed by anyone who received a share of the money division. Exceptions to this can be allowed by unanimous decision of the characters involved. Bidding must be done in increments of silver.
Bidding can use all monetary assets of the character.
Borrowing is not allowed. Items owned by a character prior to the start of bidding can be sold to other characters, and the proceeds used in the bidding process. This must be done within the two minute time limit of the item being bid on or in no more than five minutes time between items. Services can also be bought and sold in this way as long as they obey the time limits already established and cash changes hands immediately. After all items have been successfully distributed to their new owners and corresponding item experience given, all monies accumulated during the auction are totalled up and divided into the same number of shares that the treasure money was divided into.