If you are having a hard time saving, consider having money automatically deducted from your paychecks and put in your company's 401k, an earmarked savings account or a mutual find account. Financial goal setting will give you a sense of direction and help you determine what's realistic and not so realistic. By following these simple recommendations, you will be well on the way to establishing the firm financial foundation necessary for a comfortable retirement, your children's college education or your other financial needs. Consumer Credit Counseling Service of the Gulf Coast Area, Inc. is a non-profit, community service organization that provides professional financial guidance, counseling and debt management assistance to consumers. CCCS is primarily funded by national, regional and local creditors and businesses.
Counseling is available in person and by phone.
Spanish speaking counselors are available.