That figures to 13.19 percent for the last 4 years. Now try it over the last 5 years. In any single year, the difference between the compound and simple growth rate is nil. But the power of compounding is one of the wonders of the world and the difference grows year after year. It's not an evil plot.
Businesses cater to their prime customers.
Young people are not suffering from age discrimination. The moral dilemma comes when a board of directors hasn't sufficient ethical grounding to make a distinction between top management bonuses gained by increasing productivity with the same head count and increasing productivity by reducing head count.