Refund of Premium Full refund of premium is made if written request is received by Gateway Administrator prior to the Effective Date of coverage. Premium is considered fully earned and is not refundable for any term of coverage issued for 6 months or less. If you are issued a Period of Coverage for 7 or more consecutive months, and must return to your Home Country or Country of Residence earlier than expected, unused premium for remaining whole months exclusive of the first 6 months, will be refunded. Remaining whole months are calculated from the date written notice is received up to the termination date of the Period of Coverage in effect. Premium, Eligibility Criteria, Plan Benefits, Limitations and Exclusions are subject to change.
Coverage is issued according to plan specifications and rates in effect at time of enrollment.
For any term of coverage more than 15 days, full Monthly rates apply. The 15-day term cannot be combined with full month term on the same Application form. If paying by credit card, mail OR fax your Application.