Any unused holiday time shall not be cumulative from year to year. In addition, holidays may not be accrued for monetary reimbursement. Holiday schedules shall be made available in the Program Director's Office. This is through Independent Health. Other Health Maintenance Organization type coverage is available at the monthly premiums listed below.
All plans carry a prescription card.
None of the carriers have a pre-existing condition clause. Your coverage is effective on the first of the month following your start date. I residents will sign up for health insurance during Incoming Residents Week and those residents starting on July 3rd should report to the University of Buffalo for health insurance information as well as for their physical. Residents who begin after July 3rd should contact Cheryl Kishbaugh in the Graduate Medical Education. Health insurance contracts are one year in duration and transfer to another carrier within that time is not possible.