The Auto Insurance Center Boat Insurance Boat Insurance Boat insurance or watercraft insurance, as it is sometimes called, can cover many different types of watercraft. Boats, big and small, from cabin cruisers to bass boats to jet skis. Even jet-propelled and commercial fishing boats fall into this category. Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometime called hull coverage.
Availability varies by state and by insurance company.
Many insurance companies will not insure these popular watercraft, but you'll find our rates very low. Get a quote now . As you research boat insurance policies, here are a few things to consider. Some policies may restrict coverage from certain waterways, such as the Great Lakes or Gulf of Mexico. If you fish commercially, be certain your policy does not exclude commercial use.