Check the online database of credit unions . Visit the West Virginia Credit Union League's online credit union locator. You'll hear an electronic message that includes the name and telephone number of a person in your state who can help you find a credit union. A bank is a commercial business established in order to make money from its customers to product profits for its stockholders. All members have one vote each in the cooperative, regardless of how much or little money they have in their accounts.
Credit unions are often able to provide financial services in a very cost effective manner.
Credit unions pay a variety of local taxes, service fees and other costs. In that credit unions do not make profits, they do not have any profits on which to pay taxes. The FDIC was established to insure banks. West Virginia credit unions are among the most secure financial institutions in the nation. Only one percent of credit union loans are for commercial purposes.