Fresh news delivered to you every day. Visit our Circulation department for print subscription information. Decide how much you're willing to spend overall, and break it down for each person on the list. And don't forget the incidentals such as new clothes for holiday parties or gas and tolls to see grandma.
Credit cards are convenient - too convenient.
And they charge usurious interest rates. Spending is easier to control if you're watching a bankroll melt before your eyes. Keep a tally. OK, so you've ignored everything I've said so far. At least you can keep a running list of what you've spent.