No one is listening until you make a mistake. The problem with the gene pool is that there is no lifeguard. A clear conscience is usually the sign of a bad memory. If you think nobody cares about you, try missing a couple of payments. I'd kill for a Nobel Peace Prize.
Bills travel through the mail at twice the speed of checks.
Half the people you know are below average. It's like jogging on the inside. Middle age is when you choose your cereal for the fiber, not the toy. If you can remain calm, you just don't have all the facts. Eat a live toad first thing in the morning, and nothing worse can happen to you for the rest of the day.