I hear you ask. Let me explain.
Banking is no exception.
It is a rare bank ATM that stays open after 7pm or over the weekend personal checks are unknown credit cards are far less prevalent than elsewhere the use of credit cards over the Internet is deeply mistrusted and debit cards, introduced last year, are regarded as a dangerous novelty Internet consumer banking is still in the highly experimental stage. The ubiquitous convenience stores have already provided a solution of a kind. Already it is possible to pay utility bills, etc. Other e-commerce providers have also started to use the bricks and mortar network of the convenience stores to reinforce the electronic network of the Internet. In the convenience store round the corner from my house, I can use an in-store ATM, receive goods ordered over the Internet, use the Net to download music files, and so on.