In addition to three health plan choices, employees also may enroll in dental, vision, disability, life and accidental death and dismemberment insurance programs. The district also provides supplemental insurance as well as prepaid legal services and a flexible spending account program. Exhibit 6-7 provides an overview of the various types of benefits provided to district employees and shows the number of employees enrolled in each plan. Exhibit 6-7 Overview of Benefit Plans and Enrollment Plan General Description Number of Enrollees Employee Monthly Premium Health Plan Makes health care available through a network of health care providers and offers a prescription drug plan. Or employee may use any provider through an indemnity plan option but will pay a specified percentage of expenses after a deductible.
Care is available outside of network at a reduced benefit level.
Disability Pays monthly income if employee becomes disabled and is unable to work. Provides a lump-sum benefit to beneficiary if employee dies. Also provides benefits if employee dies or loses a limb in an accident. Supplemental Insurance Provides additional protection against cancer and hospital intensive care. Flexible Spending Accounts Allows employee to set aside pre-tax dollars for unreimbursed medical, orthodontia and dependent care expenses.