Several agents recommended that you have money put aside to live on for several months. Most jobs are commission-based, which means that you take a percentage of everything you sell. The good thing about insurance is that you have residual income. You'll be paid a commission every year as long as that client holds the policy. So when you're in your fifties, you'll still be paid a commission every year on the policy you sold to someone when you were twenty-five, as long as that person renews the policy.
Agents cite the ability to really help people and provide a valuable service.
If you can survive the first few years, the money is good. If you're just coming out of school or are new to an area, you don't know anyone with any money to spend on insurance. Rookie insurance agents have two choices to obtain new clients. It's a professional environment with an office setting, but you'll sometimes spend a lot of time in the car or in someone's home. Starting out for a young person is stressful.