How many accounts are reported for bank cards, travel and entertainment cards, department store cards, installment loans, and so on. Delinquency on accounts. Too few bank revolving accounts. Too many bank or national revolving accounts. Too many accounts with balances.
Consumer finance accounts.
Account payment history too new to rate. Too many recent inquiries in the last 12 months. Too many accounts opened in the last 12 months. Proportion of balances to credit limits is too high on revolving accounts. Amount owed on revolving accounts is too high.