Michael Kelly Mort Kondracke Ch. The celebration means the credit-card company puts photographs of photogenic puppies and kittens on the card.
Consumers can pick a card featuring a cute golden retriever puppy hugging a ball.
Or two kittens with their heads sticking out of pots. Or four puppies in a barrel. The offer waives any application fee and includes an introductory interest rate of zero percent. The fine print points out that starting in 2002, the interest rate will be the prime rate, plus 11.8 percent. Thus, financial institutions can profit handsomely from cardholders' runaway debt.