Permitted except for compulsory coverages. The are also no restrictions on the servicing of non-admitted policies by brokers or claim adjusters. Longer term policies generally have annual cancellation provisions.
Brokers are common.
There is also an efficient agency system in The Netherlands. Commissions cannot be paid to foreign brokers not licensed in The Netherlands. Newly appointed brokers will not earn commissions on business placed by the previous broker. Available - basically follows UK Loss of Profits. Boiler explosion may be covered under the Fire policy.