Managers and executives profit 4 - 16 times more than their staffs. Companies with less than 100 employees are the most vulnerable to fraud and abuse. The banking industry is the third greatest loser, following the real estate financing and manufacturing industries.
All people have reasons for behaving as they do.
All people have developed behavior patterns. No person changes an established behavior pattern without a significant reason. The principle of cause and effect applies to the relationship between a change in some aspect of a person's life, and an accompanying change in that person's behavior. One of the investigator's best tools for both prevention and investigation is the continuing awareness of people, and understanding the significance of the behaviors those people display. Predictable Embezzlements are rhythmic, cyclic and predictable crimes.