If it hasn't already merged, the odds are good that during the next five years, your bank will merge into a larger operation. At the beginning of 2001, eight of the top 50 banks were in that situation. Many retained employees may lose focus in the face of uncertain futures and increased workloads. Service package changes .
Acquirers often evaluate and change existing packages.
Administrative paperwork . Establishing new account numbers, signature cards and preparing bank resolutions. Systems interruptions . As systems are integrated, anticipate unusual outages and unavailability. The bank should be very responsive during this period, when business retention is a primary responsibility.