In the past ten years, the number of claims arising from younger drivers has increased. The percentage of serious accidents involving drivers of commercial vehicles, who are younger than age 25, had nearly doubled between the early and late 1990s. The most common types of automobile accidents are rear-end collisions and intersection accidents. Investigating exactly when an accident occurred can also provide valuable insight on accident causes. This may be a result of increased congestion during summer vacation moths.
Accidents also tend to occur more frequently during the week than on weekends.
Fridays tend to be the worst. This could be the result of added congestion as people are making weekend trips or the result of employees driving more hazardously in their eagerness to return home. Finally, more claims occur toward the end of the workday than at any other time of the day. Of all contributing factors, obeying traffic safety laws is most directly under the driver s control. If a driver violated traffic and safety laws, the chance of being involved in an accident increased.