The following products are not available in all states. Benefits, limitations, and exclusions may vary by state. Credit insurance provides assistance to help pay off an insured's loan commitments when they cannot.
Available coverage includes protections from an illness, accident or death.
Credit Life Insurance Pays the loan balance in full, up to the policy maximum, when the insured debtor dies. Survivors are protected from any liability. Credit Disability Insurance Helps to make the monthly loan payments for the insured, up to the policy maximum. Members are assured their finances will not be disrupted due to accident or illness. Oxford Life is presently developing a web-based application that will allow credit unions and credit union members to view their information online.