You will not have to wait for your check or worry about it being lost or stolen. You do not have to go to the bank to cash or deposit your check. Using direct deposit with a bank account is an important step in becoming financially independent. You can write checks and pay your monthly bills more easily. A bank account helps you get other services your bank may offer.
Direct deposit saves the state money.
If you do not have a bank account, you should consider opening one now to use direct deposit. Some financial institutions may give you a free checking or savings account when you use direct deposit. Some may pay you interest on your account. Before you open an account, you should compare the banking services in your area. If you need help, talk to your financial worker.