Health Preventative health care and illness Computer Additional coverage beyond homeowner policies for software, hardware and data. Business Property Damage or loss to business equipment in the home office. More extensive coverage for damage or loss to business inventory and equipment. Can include basis coverage for business liabilities, loss of earning, and errors and omissions. Liability Visitors to your property for business purposes.
Basic liability covers slip and fall, dog bites, etc.
General Liability Accidents to either you or another party while doing business away from home. More extensive coverage than basic liability. Can provide special liability coverage to protect against claims and damages that result from the rendering of services or sale or products. Disability Loss of income and earning if unable to work for an extended period of time due to illness or injury. Business Interruption Losses from inability to conduct business due to fire, flood or disaster, most often requiring that you close or relocate your home office.