Additional guidelines apply.
This loan offers a Fixed rate for the full term of the loan, up to 30 years. With the fixed rate conversion option for a one-time fee, this program offers the savings of a variable rate and the security of a fixed rate. For greater flexibility, try our FIT Rate, a variable rate loan with a two-year Fixed Initial Term rate. After the first two years of predictable monthly payments, enjoy the added benefits of a variable rate. 2000 GreenPoint Financial Corp. All rights reserved.