This requires an experienced advisor who has all the appropriate licenses, which may need to include a mortgage broker license in some jurisdictions. Veteran financial planner, Bill Nelson, RFC of Dayton, has always counseled his clients on the loss of growth opportunities when excessive capital is tied up in home equity. This requires a long- term view and careful planning, but the impact on spendable retirement income is substantial. We refer to this concept as 'Net Planning' and it can produce dramatic results. Things happen on the Internet with an alarming speed.
Big money can flow very swiftly in pursuit of major opportunities.
He is also developer of the Text Library System used by 3,000 planning firms.