A Consumer Guide to Repairing Bad Credit. The Authoritative Guide to Consumer Credit Repair. Orders are shipped within 24 hours. Credit bureaus are empowered with governmental authority. Rather, they must adhere to the government authorities and laws overseeing their operations.
Credit bureaus are like any other business.
They buy and sell products and services to turn a profit. No special authority exists. This goes for all types of bankruptcy including Chapter 13, wage earner. Bankruptcy is not a clean slate. Every account included in the bankruptcy will be so noted in your credit file.