The banker and the player each draw two cards. If either the player or banker total 8 or 9, both automatically stand, no exceptions. If the player's total is 6 or 7, the player stands. If the player stands, the banker hits on a total of 5 or less. If the player's total is 5 or less, the player automatically hits and the banker gives the player a third card.
Banker always draws a third card.
Once the final cards are dealt, the one with the total closest to 9 wins.