This privacy statement explains what information is collected on HFM Web sites, including this one, how the information is used, and who has access to it. If you are younger than 16 you must get permission from your Mom or Dad to provide your name or any information about yourself in this Web site, whether in response to a form, in a chat room or on a bulletin board. HFM does not collect any personally identifying information from this site without the knowledge and consent of the individual concerned. Such information is collected only through voluntary online questionnaires which appear from time to time on some HFM Web sites. Cookies Cookies are pieces of information that a Web site transfers to a visitor's hard drive in order to identify the visitor and provide information to the host server.
Cookies are an industry standard.
They are may be used by some HFM Web sites, including this one, and are used by many other major Web sites. Cookies allow us to improve our service to you by giving us information about your use of the HFM Web sites so that we can provide the content and services you seek. A cookie itself does not gather any personally identifying information although it may enable HFM to relate your use of the Web sites to personally identifying information that has already been submitted. Cookies track where you travel on the HFM Web sites and what you look at. Most web browsers can be set to inform you when a cookie has been sent to you and provide you with the opportunity to refuse that cookie.