The insurance company or the one who agrees to pay the losses. Predetermined payment due from policyholder on a regular basis to keep the insurance policy in full force. The illegal practice of excluding individuals or groups of people from purchasing insurance for reasons other than risk based underwriting decisions. Rating Agencies Consumers can call the following independent rating agencies to get information on the financial strength of insurance companies. Ask if the rating you are getting is the highest possible from that rating agency.
Consumers can get up to four ratings free per call.
They provide five free ratings per call. Let us hear from you.