Click here . If the DVC members can't use their points, they are willing to sell them to nonmembers.
DVC resorts are very appealing.
You also enjoy the perks reserved for WDW resort guests like early entrance to the parks and the use of Disney transportation. Because the transaction requires quite a bit of trust, I would open up a PayPal account and pay the deposit and balance with a credit card. PayPal allows payments to individuals by credit card and they have a buyer protection plan. It only takes a few minutes to set up and both parties can feel safe. If the DVC member doesn't want to open a PayPal account, I would contact another member.