Secured Credit Card A credit card that requires you to show assets as collateral for approval, usually by depositing cash into a associated checking or saving account. The sum of the Monthly Finance Charge, Minimum Finance Charge, and Transaction Finance Charge. These are fees that card issuers assess for handling special transactions on your credit card account. Examples include cash advances and special purchases such as casino checks and lottery purchases. Unsecured Credit Credit issued without collateral.
Customers qualify based on credit history and financial strength.
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