This is when the shoulders lead the downswing, thus making the angle of attack very steep. You'll actually put more loft onto the club if this is the tendency of your swing. If you're trying to hit one of the deluxe Tiger Woods models of 7 degrees loft, I'm afraid you'll never get it airborne. And, no, you don't have to spend hundreds of dollars for equipment to find something that suits your game. Try out some demos at area pro shops, driving ranges and discount stores.
Confidence is the key to picking out new equipment.
I'm looking to buy custom-fit clubs or at least find out the exact length, weight, head size, shaft stiffness, etc. that I need for my swing. I've been playing golf for about 20 years. My handicap is around a 15 due to lack of play lately. I live in the Austin area. Many sets were sold, and over time, the custom-fit business tapered down.