I am working on a new computer theory and need a grant to continue. The Small Business Innovation Research program may be of use to your business. They are currently accessed electronically, through the SBA Online Bulletin Board. You may also be able to access the information on SBIR through your public library or local university. Many of the loan programs require that the business owners attend training on how to start and manage a business in order to qualify for a loan.
All programs require a business plan.
More than one -third of all microloans go to women business owners. Apply for a business loan at your bank. If financing is unavailable on reasonable terms from the lender, ask the bank to submit your loan application to SBA for consideration. In partnership with your local bank, SBA may offer a Government guaranty of a loan to be made by that lender. Credit-worthy potential small business owners and existing small businesses who require capital to start or expand their small business may find that SBA's financial assistance programs can help them secure the financing that they need.