If an investor holds a load fund over a number of years, amortizing the load further reduces expenses. When comparing similar funds, consider the expense ratio, the sales load, and the amount of time the fund will be owned. It may be possible that a load fund's total expenses are the same, or even less than, those of a no-load fund. And if that's the case, you are getting the advice of a broker for free. Broker involvement can increase investor comfort levels.
Brokers are in the business of watching investments.
They pay attention to issues such as style drift and management changes and can recommend when to sell. And knowing when to sell can be more important than knowing when to buy. The information is not intended to be construed as investment advice nor is it an endorsement of any product, service, strategy, individual or organization. Always research your investments thoroughly and understand how they may affect your individual circumstances before committing your money. Please refer to the Terms and Conditions for additional information.