You can contact us for an inventory booklet. The completed booklet and a set of photos or a video of your property will help settle a loss quickly and fully. You don't have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is more common.
Automobile accidents are probably the most common source of serious claims.
This policy supplements your basic automobile liability with extra million-dollar layers of protection. It also covers other types of catastrophic claims such as a neighbor's child drowning in your pool or the delivery man being seriously injured by falling over your child's toys. The cost of this coverage is very modest. This coverage has two parts. The first is the liability section of the policy.