The life insurance is provided by Provident Life and Accident Insurance Company, Chattanooga, Tennessee. Employees may enroll during the initial 30-day enrollment period when they are first employed with a guaranteed issuance. After the initial enrollment, employees may apply for coverage during the annual enrollment period from October 15 through November 15. A health questionnaire will be required and application can be denied. Premiums are lower and increase with age.
Coverage is available for the employee, spouse and children.
Universal life insurance offers a death benefit, cash accumulation and policy loans. Level premiums are set that will not increase with age. For additional information, please contact the HRS office at extension 2929. E-mail questions and comments to Linda Cooper or Lisa Batey.