This is a great time of year for clearance sales. We could see empty shelves when the December shopping season is in full swing. Deals on electronic items aren't as good as on most other items. Get a head start on the savings. The laws governing these fake credit cards were developed in a different era and carry anti-consumer terms.
Banks push consumers to carry and use a debit card because they are so profitable.
Banks get huge fees each time a card is used and often four times the fees of a traditional credit card purchase. Clark recently received solicitation to start using a Continental Airlines debit card that promises one OnePass mile for ever dollar purchased using the card. Fine print reveals that the mileage offer applies only on traditional purchases that do not require a PIN identification. For example, the free miles do not accrue on supermarket purchases when asked to key in your secret four-digit code. Clarks feels that all debit card purchases require a PIN entry.