The card is authorized for use only by the employee whose name appears on the card. Other family members or individuals are not permitted to use the corporate American Express card. This program does not provide for loaning a card to a third party. This provides coverage 24 hours a day on all business trips as long as certain transportation costs are charged on the card. These include car rentals, train, bus, ship or other common carriers with the exception of taxi cabs.
Coverage begins after a card member charges tickets or a rental car and leaves home or the office.
Coverage continues on through the business trip and ends when a card member returns home or to the office as long as the trip is under 30 days. When a card member charges a car rental anywhere in the world with the card, they are automatically covered for up to the full value of the car for collision damage repairs, damage or loss due to theft, fir or vandalism and charges by the car rental company. Simply decline the collision damage waiver offered by the car rental company. This is not a primary coverage. These coverages are in excess of any amounts payable by the common carrier responsible for the loss.