You should consider it a scam anytime you are told to pay in any manner to receive anything you have won, or that you have to pay to enter a contest. Telemarketers, or persons writing you, about a sweepstakes or contest, must tell customers how to enter the contest and what the odds are of winning. You should not have to pay to receive any award or prize. Telemarketers Are Limited in Their Sales Approaches. Give misleading information while they are trying to sell something.
Access bank accounts without the customer's written permission.
Keep a list of people that do not want to be contacted again. Announce the total cost of the item or service being sold and any restrictions or conditions related to receiving the item or service. Point out that the sale is final or non-refundable before asking for credit card or bank account information. A legitimate debt should be mailed with all information pertaining to the date of purchase, a signed contract or purchase order. If you believe you have been a victim of a SCAM, you have some resources for assistance.