Coverage is available for the named insured and spouse ages 21 through 64. Coverage is available for vehicles purchased new since Jan. 1, 1988. This coverage protects you in case the unpaid balance of a loan exceeds the value of the vehicle at the time of loss. We will pay the difference if we decide not to repair or replace your vehicle. To purchase this coverage, you also must purchase Collision and Comprehensive coverage.
All coverages are subject to policy terms, conditions, and exclusions.
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