The maximum amount you can buy - This will depend on your health. If you qualify - Anyone not dead can buy life insurance. Go here to choose a type of life insurance coverage. The cost There are many ways to lower the cost of a burial . Many policies can go into effect the day of the postmark on the application.
Burial policies are usually low benefit, so there is low risk on the part of the company.
If there is a medical exam - That will vary according to the amount you apply for and if you think you can pass one. If you are in bad health , there is no point in you getting refused coverage, so you should apply for a guaranteed issue type policy. If pre existing conditions are covered - Once you are approved, full coverage in is effect. There is a two year exclusion on suicide or fraud on all life insurance. If the premiums can increase - Most premiums are set, but some companies can increase their premiums if they do so for everyone, while others have a set increasing amount, or will increase it based on inflation.