Benefits include some medical and hospital expenses and physical disability compensation, but not loss of earnings outside New Zealand. Actions for damages may not be brought in New Zealand courts, partly because of the ACC scheme, and personal travel insurance should therefore cover accidents. No serious diseases are carried by these insects, though travellers from overseas may come out in itchy lumps in reaction to being bitten by them until they adapt. Visitors planning to bring quantities of pharmaceuticals into New Zealand should have a certificate to avoid difficulties with customs. Many drugs sold over the counter in other countries are often not available in New Zealand without a prescription.
Chemists also sell cosmetics and insect and sun protections.
The clarity of the air in New Zealand allows more ultraviolet radiation to reach the earth than is the case elsewhere, especially since the hole in the ozone layer began opening over the Antarctic. Travellers from the Northern Hemisphere winter are especially susceptible to sunburn, unless adequate precautions are taken. Some major carriers have excellent provision for people with disabilities, but all prefer advance notice of your access needs so they may prepare in advance. This allows use of carparking which is specially provided for people with disabilities throughout the country. Under New Zealand law, guide and hearing dogs may accompany you anywhere there is public access but, unfortunately, no animal may pass directly into New Zealand.