Contrary to what leftists want us to believe, individualism does not mean looting others to satisfy one's desires. Nor does it mean unconcern for others. Individualism is rooted in the fact that, unlike animals, man must think if he wants to live. Looting others is not compatible with individualism. Helping loved ones in emergencies is.
Benevolence is impossible in a society where people violate each others' rights.
If an emergency arises, it's benevolence that motivates a person to help victims get back on their feet. And it's individualism that makes a person capable of helping others. Thankfully, emergencies are not the norm, and so helping others is a marginal issue in life, not the standard of morality. If I were handicapped and thus dependent on the generosity of others, I would much prefer living in a society that embraces individualism. The more technology and wealth people create the less generosity it would take to address my needs, and more than enough generosity would be available.