As a business solutions company, Fair, Isaac provides accurate, objective risk assessment tools to lenders.
Credit scoring is one such tool.
Fair, Isaac develops the software used by banks and credit reporting agencies to generate scores, but Fair, Isaac does not calculate credit scores or have access to them. When you apply for a loan, your bank sends a request to one of the national credit reporting agencies to run a credit bureau score. The credit bureau then uses Fair, Isaac's software to calculate a score from your credit bureau report. Once the score is calculated, it is returned to your lender. Ask us for more information on Fair, Isaac solutions.