There is an initial six-month waiting period when first application is made, so the coverage becomes effective six months after applying, and runs for one year. Renewal should be applied for within 30 days before expiration of coverage. To apply for medical insurance for domestic employees, the employer should accompany the worker to the IMSS office that serves our area. Each should present personal identification and the employee should furnish two toma o infantil photos. The employee will fill out a questionnaire and may be given a medical examination.
Coverage is after the initial six-month waiting period.
The family medical coverage is quite broad, but does exclude esthetic surgery and some other treatments as well as eyeglasses and hearing aids. Dental treatment is limited to extraction, fillings and cleaning. The insurance can be a valuable safety net, especially in case of catastrophic medical expenses. Advantages of IMSS Cost. This also covers close family members - spouse and children.