They know who got how much and where to go to recover the amount of money they paid for the individual's benefit. Many states are not shy about asking for their share of the trust. This kind of estate recovery program was pioneered by the state of Oregon. States are finding this is an excellent method to increase revenues, enabling them to provide more services or service more people without increasing taxes. Wisconsin has delegated the responsibility to recover the money to the counties.
Counties receive a percentage of the amount they collect.
Before qualifying for Medicaid in Wisconsin, the person must complete an Estate Recovery Program Disclosure Sheet. This is used to recover money after the Medicaid beneficiary dies. The agent should take the time to find out what his state and county are doing regarding estate recovery. It likely will open his eyes. Sharing you knowledge will help more people understand the limits of Medicaid and the value of long-term care insurance.