LTC Alternatives, Inc., an independent broker, is licensed by John Hancock Life Insurance Co. to offer this valuable protection to eligible group members. Benefits are payable for skilled, intermediate, or custodial care in the home, assisted living facilities, adult day care centers and nursing homes. A wide range of services are included in the policy coverage such as homemaker and care advisory services. A facility-only policy is also available. With the rapidly rising cost of care, you and your family can maintain independence, choice and access to quality care if you plan ahead.
Coverage is surprisingly reasonable and affordable.
Premiums are based on age and health, but once issued the policy is guaranteed renewable. Leonard J. Mankin, the president and licensed agent of LTC Alternatives, Inc., has the knowledge and experience to help you decide not only if insurance is appropriate but will help design a plan to fit your needs.