Privateers gain column shifts both for Naval Combat and Naval Invasion. Some of the native levels listed on the Expedition Log are incorrect. For some reason, Alan Moon chose to remove the German Banker rules from the Second Edition, although the ad copy on the back of the box still talks of an optional fifth player. These rules are a fairly abstract simulation of 16th Century fiscal realities, and are included for players who wish to increase the scope and dimension of the game. There should be at least three players in the game other than the Banker player if this option is to work well.
All rules are as in the standard game, except as noted below.
Players should note that this option places a premium on economics and diplomacy, and that the German Banker player has quite a bit of control over the destinies of the different countries. One player takes the role of the German Bankers. In essence, he plays a somewhat inactive position, controlling destiny though finance. Villegagnon, Ribaut, and Personne. In addition, Gonneville is available during Game-Turns 2 and 3, not 1 and 2.