Many homeowners are actually reducing their payment and interest rate by trading in an adjustable-rate mortgage that has adjusted to levels above today's fixed rates. The new year and today's low rates create a good time to review your financial situation. Lenders such as First Chicago NBD even have made it easier for procrastinators. We have made it easier, faster and less expensive to refinance. A major change is our Rapid Reply program that grants loan officers the authorization to give immediate approval.
Customers only have to wait for the appraisal on their home.
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