We offer an online program that provides an instant coverage analysis. We also offer guidelines for investigation and case evaluation. Information on both premises claims and claims arising from ongoing operations are included in the premises resource. Bodily injury or property damage claims may arise from insured premises or operations of the insured away from the premises. Coverage may be under the Personal Liability section of a homeowners form or Coverage A of a commercial policy.
Construction claims under a separate category.
Coverage for products liability is under Coverage A but only if Products and Completed Operations coverage is indicated as included in the Declarations. Professional liability claims arise from a contracted service, rather than a product or operation. If the insured's business is providing a professional service coverage would be under a professional liability policy. Directors and Officers liability is also included in this resource area. A third party libel and slander action does not trigger a potential for coverage or a duty to defend under a rental dwelling insurance policy.