Cars over 7 years old don't depreciate and insurance is lower. Where to shop Garage sales and swap meets. Sellers take lower offers toward the end of the day. Thrift stores - check periodically as the better items don' t last. Auc tions through the post office, police depts, etc.
Car Never buy a new car.
Never buy a used one without checking its ratings in Consumer Reports Annual Buying Guide and having your mechanic drive it. Cars owned by the elderly usually have low milage. Don't buy a car that's been in a wreck or has rust. Thus avoid cars from snowy climates. Legal You can often avoid lawyers when you divorce, make a will, sell your house, or file for bankruptcy.