Try using wallpaper. Comic strips from the newspaper also work great for kid's gifts. Also, when you buy your Christmas wrapping paper, be sure to buy paper that can be used on other occasions, like pretty silver patterns, or solid colors. Keep an eye out at thrift stores for inexpensive wallpaper leftovers. Mixing and matching blouses, sweaters, skirts, pants, vests and blazers makes for many outfits on a small budget.
CARS Never buy a completely new car.
You can save thousands of dollars buying a rental car that hat has only been used one year. Buy one with 5,000 or less miles on it. These cars usually have been well maintained and serviced. You can also buy them from Dealerships. Also, plan your buying for the end of the year, when the new models are in.