These minimize employee exposure by reducing or mitigating the hazard at the source. Ergonomics - Matching of machines and people to increase efficiency by expanding productivity, improving working conditions. This coverage can be provided by either keeping a claims-made policy in force, or it can be purchased separately by policy endorsement. Extended Reporting Coverage is required to ensure that coverage will be in place in future time periods to protect against today's wrongful professional acts, errors, or omissions. The fidelity bond will reimburse the employer for any loss incurred due to this kind of performance.
Coverage applies in transit, on site and while partially installed.
Occurrence limits are available for each accident or event, subject to the aggregate limit. Most liability policies are written on an occurrence basis, and it is normally thought to be a preferred coverage arrangement. Any vendor handling, disposing, or transporting hazardous materials should have this protection to protect themselves and the County. Specific insurance wording may be required from Risk Management since pollution liability policies are always claims-made, and standard insurance agreements are not used by pollution insurers. Separate insurance for professional activities is necessary because all professional liability is excluded from the Commercial General Liability policy.