Writer A story is being written about you almost every day. Millions of people can read it without asking you. What they think about you after reading the story can make your life blissful or miserable. Sooner or later, we all need credit in some fashion or another. As manager of the Central Division of Credit Data of West Texas, he is in charge of the credit bureau operation covering 18 counties in the Big Country.
Credit bureaus help both individuals and credit granters.
They help consumers get credit, and they assist business in determining who are the safest bets to get credit. Have a good credit history report, get a loan. Have a bad credit history report, don't get a loan. As you pay your monthly bills, many of the companies report that to credit bureaus around the nation. Only businesses that are members of the bureaus can report or get your credit history, Bailey said.