People in business for themselves and unpaid volunteers may not be covered. Maritime workers and federal employees are covered by similar laws. If you have a question about coverage, ask your employer. Any injury or illness is covered if it s due to your job. Everything from first-aid type injuries to serious accidents are covered.
Coverage is automatic and immediate.
What You Have To Do Immediately notify your supervisor so the employee can get medical help right away. If it s more than a simple first-aid injury, the employer will give a claim form so the employee can describe the injury, and how, when and where it happened. Complete the claim form and return it to the carrier as soon as possible. Prompt reporting is the key to prompt benefits. Additional payments are made if the injury results in a permanent disability or death.