Chances are greatest that you'll join a credit union that is affiliated with the type of work you do. Roughly 77 percent of all credit unions are occupation-based. Work-related credit unions often cater to members through products geared around family activities and leisure outings. The management information specialist and his wife took their two children to Disney World, thanks to a vacation package offered by his credit union. The perks are certainly a plus, but the general appeal to become a credit union member has become obvious.
Credit unions offer traditionally low rates on credit cards, savings and checking accounts.
If neither your employer, relatives nor neighbors are affiliated with a credit union, there's still hope. Each state has a credit union league that will pinpoint which credit unions you are eligible to join. For a list of contacts, look at our interactive map . Weigh your options Credit unions continue to woo potential members by expanding their automated teller machine networks and offering more innovative products such as online brokerage services and electronic bill payment. Compare fees, Kidwell says.