In the UK, we provide protection to millions of children and to those who educate them. Our years of experience have taught us that just providing insurance is not enough - you need to work to reduce the risks in the first place. Three years ago, in the wake of some terrible tragedies in which schoolchildren died while on school visits, we undertook to create a risk management programme to help those who organised school trips to make them safer. Research has shown time and time again that most accidents can be traced back to a failure in planning. It is our firm belief that taking insurance cover without risk management fails to address the entire issue.
Children have accidents in school, on school trips, at home or just down the park.