If you've already started saving, put some of the money in a CD or short-term mutual fund instead of a savings account. You'll earn more interest. To cut down on vendor costs, do some of the work yourself. Such as making your own centerpieces and favors. Believe it or not - hire a wedding consultant.
Couples tend to think that hiring a wedding consultant can be expensive.
If you create a budget and give it to a wedding consultant, they will do their best to make the most of it. In many cases, a wedding consultant will save you money. You'll have to cut down on wedding expenses and try to do much of the work on your own. Do the same for your fianc and then add the two totals together.