InsureHelp can co-support it with the agent and make that happen. We can help them bring the program across the country, but they would still own the program. But if the agent wants to limit a program's distribution to only a couple of states, he says that's fine too. With new programs being added on an ongoing basis, Bergstein notes that agents may wish to deselect a line of business that InsureHelp may have recently added to its menu of products. You may not want to promote the program from InsureHelp.
Agents can readily handle the deselection process online.
On the other hand, though, that means the agency doesn't get any new business through the InsureHelp marketing efforts for that line of business. Richard Savino points out that agents or brokers can bring their ideas for programs to InsureHelp as well. He says even if an agency has never built a program before, InsureHelp will evaluate the proposed program and present it to the various carriers that do business with InsureHelp to try to get the program created and to bring it online. Not only will we help agencies get their existing program online, we'll help them create new programs. We encourage this type of activity.