The Major Medical plan includes most of the same providers as the Double Gold plan. Full time employees must enroll in a health insurance plan. The benefit levels may vary between the two options. Employees may waive dental insurance if proof of other dental coverage is provided. The monthly premiums for dental insurance coverage may be paid out of the city's monthly contribution toward health insurance if a balance remains after payment for the monthly health insurance premium.
Benefits become available after three months of absence from work due to a qualifying disability.
Coverage on the basic insurance becomes effective on the first day of the month following the first 30 calendar days of employment. Additional term life insurance for employees and their dependents is available at low group rates. The monthly premiums for any or all of the life insurance coverage available to employees may be paid out of the city's monthly contribution toward health insurance if a balance remains after payment for the monthly health insurance premium. Police and Fire Fund. Employees become fully vested in PERA benefits after three consecutive years of contributions to their PERA account.