Primary and excess benefits for usual customary expenses incurred to treat injuries resulting from a covered accident. Students of a co-operative school, preschool, kindergarten, elementary, junior high and Highschool can benefit from this important insurance. This coverage provides a first line of defense, by allowing claimants to be eligible for accident benefits without filing a lawsuit and proving negligence, as well as enhancing client relationships. Employer assumes cost of occupational and disease arising out of and in the course of employment without regard to negligence. Both occupational accident and occupational disease are covered.
Coverage is available through several admitted carriers in California.
By co-ordinating and facilitating the injured employee's early return to work in either a full time or modified work capacity allowing the employer to maintain a maximum workforce productivity. Litigation coordinators have expertise and resources to defend litigation claims on behalf of policyholders. Effective subrogation reduces total claims cost be reducing every possible dollar from third parties responsible for causing an employee injury. The ability to tailor prices for the educational industry comes only with knowledge and experience. Companies offer a range of products for customers of any size by the use of fair pricing and providing a long term stable market for all policyholders.