Once a check or money order is cashed, that's it. And, in the US, consumers paying by credit card receive several very important protections. Most importantly, if a product never arrives, the consumer can write the credit card company within 60 days of making the charge disputing it. The credit card company can then remove the charge from consumer bill. Try asking the convenience store clerk that sold you a money order to go get your money back for you.
Consumers have substantially similar rights in many other countries.
Consumers are still paying offline and in the most unsafe methods possible. Businesses across the globe have bombarded consumers with messages both online and off that doing business online is safe. That it is okay to give out a credit card number to a secured website. In fact, IFW has not received a single complaint of someone s credit card number being stolen while it was being transmitted to a legitimate merchant. We have heard of plenty of consumers who got scammed after giving their account number to a crook, but that s a different story.