This law is administered by the Division of Credit Practices, Federal Trade Commission, Washington DC 20580. If you are contacted by a debt collector, your best defense against unfair tactics is to know your rights. You should read the FTC's brochure on Fair Debt Collection Practices and contact the FTC to report any violations. For more information, check out the FTC press release . This consent decree is for settlement purposes only and does not constitute an admission by the defendants of a law violation.
Consent decrees have the force of law when signed by the judge.
NFIC is a project of the National Consumers League. All rights reserved.