The program is only for Texans who live in 411 ZIP codes rated underserved for residential insurance, said Jim Davis, an insurance department spokesman. The Market Assistance Program includes dozens of ZIP codes in 16 area communities, including Taylor County, records show. This will help Texans who live in parts of the state that see severe weather such as tornadoes, hurricanes and hail storms, which can make buying affordable homeowner insurance difficult, Davis said. Applicants must provide documentation showing they were unable to buy insurance from licensed companies during the past year. Before Montemayor's rule change this week, insurance buyers had to file Market Assistance Program applications with licensed local insurance agents.
Applicants can still file with a local agent.
Callers who don't live in an eligible ZIP code will be offered insurance department rate guides that help Texans shop for the best deals in auto or residential insurance. E.W. Scripps Publications , All Rights Reserved. Site users are subject to our User Agreement . We also have a Privacy Policy .