On the creditor side, the bill will have a particularly adverse impact on the payment of domestic support to women and children. By design, H.R. 833 will increase the amount of funds being paid to unsecured creditors, and it therefore should come as no surprise that such payments will often come at the expense of other, less-aggressive creditors, such as women and children owed alimony and child support. This problem is by no means insignificant given that an estimated 243,000-325,000 bankruptcy cases involved child support and alimony orders during the most recent years. These changes will help foster an environment where unsecured and credit card debt is far more likely to compete against alimony and child support obligations in the state law collection process. Both the domestic creditor and the commercial credit card creditor could pursue the debtor and attempt to collect from post-petition assets, but not in the bankruptcy court.
Bankruptcy is a zero-sum game.
If credit card companies are allowed to get more of the debtor's property in bankruptcy and after the case is over, then there will be less for other creditors, including children. It's simple arithmetic, you do the math.