This calculator will help you determine if trading in your annuity makes sense. Calculator Surprisingly, the roster of investment offerings should not be much of a factor in your decision. Most annuities offer comparable fund menus. And they often feature accounts managed by the same investment firms, such as Fred Alger, Fidelity, Janus, T. Rowe Price and Putnam. But no matter how well these firms and their accounts may have performed in recent years, as with any other investment, they can't guarantee future performance.
All variable annuities require a prospectus, and the fees are detailed in a table near the front.
He's considering splitting his MetLife stash between annuities sponsored by Fidelity and Janus. No bells and no whistles. Low fees, he contends, are what matter most. Freeland is right. Instead, he says, they should search for a better annuity deal, especially if their surrender-charge period has expired.