Declining CDW is applicable for most U.S., Canada, and Western Europe car rentals. However, it is important to note that there are exceptions to declining CDW coverage, such as the renting of vans, luxury or exotic vehicles, etc. Please refer to the list options below. UBC American Express Corporate Card Drivers using the UBC American Express corporate card for payment receive CDW coverage on most vehicles for periods not exceeding 31 days. The cardholder must be present at the time of rental and must remain the principal driver of the vehicle throughout the coverage period.
Coverage is available for secondary drivers provided they are listed on the rental agreement.
Vehicles not covered by American Express include expensive or exotic automobiles, trucks, off-road vehicles, recreational vehicles, campers, trailer and certain vans. The responsibility for knowing if credit card insurance is adequate is the renter's. In the event of accident, American Express must be contacted within 48 hours. Please refer to your American Express agreement, or contact American Express directly for further clarification. It applies to rentals anywhere in North America.