Because it's member-owned, a major goal of CPR is to reduce the operating expenses of the member agencies. Providing the lowest prices on the products and services it offers, CPR's pricing simply recovers its costs and provides adequate reserves to respond effectively to member requests. Quality Products and Services Cooperative Processing Resources offers a wide array of services, equipment and software to fill its members' information processing needs. Current offerings include technical support of the cooperative's Debt Management System, data processing and office equipment, commercial software, telecommunication services, consulting, training and documentation. By eliminating paperwork, such as the printing of checks and the cost and delay of postal delivery, these services provide major benefits to debt counseling service agencies, creditors and consumers.
Creditors reap the added benefit of improved cash flow.
Other qualifications include current permits and licenses as required by applicable state and Federal law's, and evidence of an annual certified audit by an independent CPA of the agency's trust and operating accounts and of the handling of client funds. An unpaid board of directors fitting specific criteria as defined in the CPR bylaws. The use of a reasonable percentage of annual operating expenses on educational programs for the community.