If your appointment date is the second of the month or later, your insurance will be effective the first of the following month. You are responsible for complying with the procedures of your insurance plan. Insurance premiums are made by payroll deduction. You are responsible for all applicable deductible and copayment amounts. You must enroll within your first 31 days of your appointment and you may apply for coverage for yourself and your dependents.
Dependent coverage is available for eligible dependents at a reduced premium.
Your effective date for health insurance is based on your appointment date and the signature date on your enrollment form. If your appointment date is the first of the month and your signature date is the first of the month, your insurance will be effective the first of the month. If your appointment date is the first of the month and your signature date is the second of the month or later, your insurance will be effective the first of the following month. You may obtain dental claim forms from the School of Medicine Human Resources office. Clinical Fellows and Trainees may purchase up to three times their annual salary.