If not in breach of agreement hirer limited to amount of excess agreed to on contract. Hitting kerbs or driving over medium strips and damaging the undercarriage the driver would be liable. Each case looked at individually. Liable for overhead and underbody damage regardless of cause when no other vehicle is involved Excess Excess applies but can be reduced by optional insurance. Excess amount can vary eg. driving in the bush, driving at night Excess applies but can be reduced by optional insurance.
Company encourage hirers to take out excess insurance.
Excess applies but can be reduced by optional insurance. Not in their terms and conditions.