Where You Want to Go In Alice in Wonderland, Alice comes to a fork in the road and asks the Cheshire Cat which path to take. The cat asks Alice where she s going, and when she says she doesn t know, the cat grins and says, Then it doesn t matter. Likewise, before you can design a succession plan, you must determine your goals for the bank. Only then can you determine the best course for reaching those goals. Turn Call Center Into Profit Center Studies show that customers value convenience most when it comes to choosing a bank.
Convenience means more than just location.
It also includes whether a bank offers its customers information about their accounts and access to funds 24 hours a day, seven days a week. Call centers can be an effective way to give customers the convenience they demand. Call centers provide community banks with a way to compete with Internet banking and voice response systems offered by their larger competitors, while offering a human link to customers who want convenience but who are reticent about dealing strictly with machines. The bank s budget and strategic goals for the call center will determine which of these systems to implement. Specialized technology lets a customer enter an account number and request an agent.