There are no points charged on any of our real estate loans. Plus, many of them may be processed with a limited appraisal or county tax assessed value, saving you the cost of a full fee appraisal. Contact our Loan Department for more information. Variable rate loans may change every April 1st and October 1st, depending on the Wall Street Prime rate and your margin. Over the life of the loan, the rate will never increase more than five total percentage points nor decrease more than one total percentage point from the starting rate.
All fees are subject to change without notice.
For details, contact our loan department.