It could be helpful for claimants to take photographs of damaged property, said Marc Paquet of Allstate Canada. He said water should be drained from plumbing and heating systems. If water freezes in pipes, they could break. The storm is still happening. We can't even speak to the companies because they're not available.
Agricultural insurance is a specialized field and policies vary widely.
Insurance coverage for damage by freezing rain may vary among policies for homeowners and tenants. Damage to property, homes or cottages caused by falling branches or trees is usually covered. Damage to trees, shrubs and exterior antennae isn't usually covered. Damage to vehicles from fallen branches or trees is covered under the comprehensive section of an automobile policy. However, this coverage isn't mandatory so policyholders should check their policy.