The Synergy Card is not a credit card. It is a pre-paid debit card, so we do not report payments to the credit bureaus. You cannot receive cash back on your Synergy Card. Platinum and Gold Merchants provide the highest discount to Synergy World. Cardholders receive the best value at Platinum and Gold Merchants.
Cardholders can always increase the purchasing power by referring others.
Silver Merchants provide a lower discount to Synergy World, therefore cardholders have a lower purchasing power at Silver Merchants. Cardholders can always increase their purchasing power when they refer others. Bronze Merchants provide an even lower discount to Synergy World, therefore cardholders have a low purchasing power at Bronze Merchants. Most of our National and Regional Merchants are Bronze Merchants. Cardholders can always increase their purchasing power when they refer others.