You only need the 'packages only' option upon install, not the 'packages plus demos' or 'full developer kit' install options. WebFunds as above. All of which must be configured as described above. The distribution includes some contracts, but these are not installed. It should show a browse dialog with some files.
Contracts are files with a .asc suffix.
It will appear on the contracts browser in the main box. Transfer any amount from one account to itself. Transfer a zero payment from any account to any other account. Troubleshooting If WebFunds reports that it cannot get through to the servers, it may be that your firewall is blocking outward connections. WebFunds uses HTTP protocols, but is directed to non-HTTP ports by the servers.