Most are minor, requiring little, if any, medical attention. However, a number of children do need extensive medical treatment, resulting in unexpected medical expenses for the family. If parents already have medical or dental insurance, this coverage can help fill-in the gaps that are often left by deductible, limitations, and exclusions to health insurance. If parents have no other medical insurance, these accident policies provide primary coverage. R ead the student accident insurance brochure carefully when you receive it.
All insurance has certain limitations and exclusions.