Gulf offers a broad and diversified portfolio of products and programs in its carefully defined specialty markets. Most of its products are distributed on a direct basis through retail independent producers. In other cases, program administrators provide underwriting, service, and policy issuance for producers on Gulf's behalf. For a few specialized programs, the insurer looks to a designated wholesale distribution system. A retail independent agent, he explains, can work either directly with the insurer or through its designated program administrators.
Any agent can gain access to our facilities.
No contract is required. We're also a major player in trucking and transportation, and another market-leading product line is umbrella business. A key to success in these and other specialty lines, Watson emphasizes, is underwriting expertise. Our philosophy is to hire the best underwriters and give them the tools they need to do their job. We're a firm believer in delivering a superior package of product, underwriting, claims, and service.