Repayment begins 6 months after student ceases half-time enrollment. Eligibility for subsidized Stafford is based on need and features deferment of principal and interest. Same loan maximums exist for unsubsidized as for subsidized. Available to parents of dependent undergraduate students. Repayment of principal and interest begins 60 days after receiving loan.
Annual maximum is cost of educaton minus other financial aid.
Deferment of principal and interest may be an option. A creditworthy co-signer with a stable income is usually required. Credits earned at another institution must be preapproved for transfer to Kutztown University. Transient Graduate Students Transient graduate students, not yet fully accepted into a graduate degree program, are not eligible for federal student loans or other aid. A variety of private alternative loans are available to help cover educational expenses.