No one benefits from bad credit. Credit bureaus encourage consumers to repair bad credit. Good credit benefits everyone in the credit reporting process. As a consumer whose payment patterns are detailed in credit reports, you expect to be rewarded for your responsible use of credit with new financial opportunities. Repairing your credit helps you get the credit you've earned and deserve.
Bad credit can prevent that from happening.
Review your credit report carefully. Look for any inaccuracies and negative information. If you discover any inaccurate information, simply follow the instructions on the last page of your credit report to dispute and correct it. Inaccurate information will be changed or deleted. You can change the damage negative information does to your ability to get credit.