I suppose if I get a decent job, I can increase my payments or I will be able to have investments sufficient to offset the interest on my loan. Reality, however, is that I made a choice not based on money. I chose to work for you, a choice I will never regret. Partially, I suppose, but I do have a higher purpose here. It's a question of crucial importance.
Accessibility is crucial in two key ways.
First, the government has a responsibility to ensure that post-secondary education is accessible to all based solely on academic merit. The government assumed that responsibility voluntarily when it signed the Universal Declaration of Human Rights. Both at the federal and provincial levels, the commitment to this statement has been unilaterally mediocre. Beyond a few perfunctory tokens of lip service, government has done nothing to change a system they admit doesn't work. Perhaps you find notions of providing accessibility unnecessarily altruistic.