Of course no two are ever alike just as no two situations are ever identical. But invariably the basics are the same. A needy person is reaching out to find hope. A broken spirit is searching for a solution. And little by little, as we all work together, take one step at a time to change the direction we're heading, things start to change.
Debts begin to diminish instead of build.
Savings start to build instead of diminishing. Giving is increased as our hearts start to experience gratitude. Lives are changed, marriages are put back together, kids learn that there's something good in waiting and yearning rather than having everything they want right this minute. I'm sure you would become quickly suspicious of me if you were to find out that I knew the answers and solutions to your financial problems but refused to share them with you. I was withholding the very most important information that you were searching for and desperately needed.