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ANY new business involves risk.
The proportion of new businesses that fail within their first two years of operation is much higher than those that succeed. Whether you can afford the risk of your business failing depends on your own individual circumstances. If you are continuing in full-time paid employment and your business is something you start in your spare time for a little extra cash to see how it goes before quitting your job, then you are more likely to be able to afford the risk of that business ultimately not succeeding. All of a sudden the risk of your new business failing looms very large indeed. One way of reducing that risk is to consider buying a franchised business.