Disability income insurance can help you meet your responsibilities by paying a monthly income, directly to you, when you are sick or hurt and unable to work. It is great as a primary income replacement plan or as a supplement to your salary continuation or group disability plan. After you have been totally disabled because of injury or sickness for the elimination period selected, your policy begins payment of the monthly income while you are totally disabled up to the maximum benefit period you chose. This is a brief example of some of the coverages and limits available. It is not a contract, binder of coverage nor recommendation of coverage.
All coverages are subject to the terms and conditions contained in the policy and endorsements.
Karen A. Cappello, Coordinator of the Financial Focus column, specializes in providing financial services with a personal touch. You can reach Karen at 299-8081 .