They come from academia. We want to have things done. That is why so many things came out wrong, because only one guy out of 5,400 knew it was done at all. The governor is imposing a new culture based on openness and regulations. And he is enforcing rules in the industry at large, much to the dismay of bankers used to the old back-scratching that critics say laid the foundations of Thailand's crisis.
Any guy can get any exemption from any law if they knew the right guy.
The governor is changing that, not with new laws but by enforcing the old laws. That has bankers steamed, especially as they are being held accountable for actions taken before the new regime came in. Many financeers say that as long as they did not commit actual fraud, they should not be punished for bending rules no one was bothering to enforce. The governor acknowledges their point, but is unapologetic. But no one would believe that next time would be any different from last time.