Even if our children are involved in the church children's ministry, good spiritual habits begin at home. Your children should see you praying and reading the Bible. If you provide them with quality devotional materials and teach them to be quiet on the inside, they will have a firm spiritual life foundation. Parents must first have clarification about their own beliefs and be grounded in the Bible. Then they must have the courage to let their children see those beliefs lived out every day.
Children learn about money naturally.
Teaching them its value must be intentional. One method is giving an allowance. As they shop, teach them comparison shopping and wise consumerism. They won't learn to handle money if they never get to spend it, whether wisely or unwisely. Most important, instill in them the value of tithing and saving.