Some divers have learned the hard way that not every policy covers every situation. Insurance can be a life-saving bargain, or a waste of cash that lulls you into a false sense of security. The difference depends on the coverage you choose. To help you get the best protection for your money, our Dive Doc has sifted through the fine print to answer the most common questions about dive accident insurance. Don't count on it.
Coverage varies from one insurance policy to the next.
Unfortunately, even finding out if you're covered may be difficult. My efforts to educate her were met by long pauses on her end of the phone. The important thing is to get all promises in writing. Ask your health insurance company if your policy covers hyperbaric chamber treatments, and how many treatments are covered. It's also important to find out if your health insurance covers the costs of medical evacuation to a chamber and what deductibles you'll be responsible for.