We receive our funding from various sources, including grants and fees for specialized education projects. Most funding comes from voluntary contributions from participating creditors. Our Debt Management Plans serve the dual role of helping you repay your debts and helping creditors receive the money owed to them. Creditors are usually very cooperative with CCCS, waiving or reducing finance charges or fines, reducing payments or bringing past due accounts current. . . because you have taken the initiative to seek CCCS's professional guidance. To learn more about what we do, click here.
All counseling is completely confidential and free.
Learn About Bankrupcy Because the consequences of bankruptcy are so far-reaching, it is important for you to gather as much information as possible before making this decision. The Federal Trade Commission enforces credit laws that protect your rights with regard to credit. Take this test to find out how much you know about credit. What We Do. Learn about what CCCS does.