In 1989, TechnoServe introduced inventory credit in Ghana. Inventory credit is the use of securely stored goods as collateral for commercial loans. This achievement is particularly significant given the prevailing interest rate of 42 percent charged on the loans. TechnoServe believes that the key to its programs' successes is hiring local nationals, who are often less expensive and more qualified than expatriates. By using its knowledge of the field, TechnoServe successfully advocated for changes in host government import rules, which adversely affected rural cooperatives, thus ensuring a healthier small business environment.
Development management is practiced in an increasingly ideological manner.
Cash crops are a valid option for them to pursue.