Other users of the internet can gain access to company's confidential files. Conflicts between single market principle of home country rules. Establish a cross border redress. Hacking is a problem for cyber money. Well developed venture capital market.
Alternative payment means to credit cards such as smart cards.
Skilled labour required which leads to increased training costs. High risks for investors. Government could subsidise e-business training. Lower access costs by deregulation of telecommunications market. Decrease trade barriers to encourage global exchange.