Despite years of claims by insurance companies that rates would go down following enactment of tort reform, we found that tort law limits enacted since the mid-1980's have not lowered insurance rates in the ensuing years. States were then arranged into three categories, depending on the number of tort law limits passed and the length of time has been in place and analyzed. Now we can prove that such promised benefits are illusory, and that all these laws really do is limit the right of the injured to get a fair recovery from responsible parties. This report now proves that the expected rate reductions were a scam. Legislators who voted for these reforms based on insurance industry claims that rates would go down were mislead, and should reconsider their support for these unfair laws.
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The report contains several color charts.