Our lending representatives have years of experience in financing, mortgage closing and home equity calculation. Whether its a new car, a new kitchen or a new home, we can help you get the cash to close the deal. Contact Us for details on how to get started. If you need business lending, check our Business Services Page. A personal secured or unsecured extension of credit with the promise of repayment within a predetermined period of time.
All retail loans are simple interest loans.
The rate of interest is determined by the length of the loan and whether the customer selects a variable rate or fixed rate of interest. Variable rate loans will change annually on the anniversary date of the loan and will be the same as the current twelve months fixed rate. Special rate discounts may be given to customers with deposit or business relationships with the bank. Offers good, credit worthy customers the ability to make major purchases and repay over a period of time. An extension of credit for the purpose of a Real Estate purchase or the refinance of an owner-occupied residence, with the promise of repayment within a predetermined period of time.