Consistently, men underestimate the women's contribution to household income. Women may also minimise their own economic contributions. In northern Haiti, for example, one community bank member said that she didn't have an economic activity. A critical issue is who sets and changes the rules. Informal economy rules include customs, and verbal agreements enforced by social pressure, as opposed to the official laws and regulations of the formal economy.
Conflict exists over who makes the decisions in the grey area between the household and the market.
Social norms and laws tend to discrim-inate against rewarding or protecting women adequately in their work. Equal pay for comparable work is one example of such discrimination. Framers take twice as long to make a basket than weavers, but receive more than double the pay. To change this situation, both gender norms and the group's personnel policies need to be altered. It is a problem when development policies are designed for 'informal sector enterprises' as if the 'sector' were homogenous.