The pool, through interlocal agreement, offers first dollar coverage and a range of deductibles. TAC can provide coverage for all emergency vehicles owned or leased by the county for such necessary county services as law enforcement, emergency medical or fire protection. As an added convenience, reports on new or substitute automobiles are required only on an annual basis and the Pool waives its rights of subrogation for any person or organization for which the county has agreed to provide such a waiver . Coverage is provided for additional insureds as required by contracts entered into by the county on a blanket basis. In late 1989, TAC expanded its coverages to offer a companion product to its auto liability program.
Coverage is on an actual cash value basis.
Different deductibles may be selected for varying types of county vehicles and the county can carry auto physical damage coverage on only designated vehicles while carrying auto liability on the entire fleet. The program is administered by a five member board of trustees of county officials. Care has been taken in the design of the coverage to provide for contingent losses. Established under the TAC Property and Casualty Self Insurance Fund pursuant to Article 715c, Tex. Crime Coverage TAC's newest self-insurance program, organized in October 1991, offers coverage for employee dishonesty, forgery, theft, disappearance and destruction of money and securities and robbery and safe burglary for property other than money and securities.