As lead re-insurer, HRMF provides services ranging from audits and special acceptance reviews to competitive analyses, contract analyses, manual development and product development. HRMF offers specific and aggregate excess of loss reinsurance on either a portfolio or a facultative basis.
All prospects receive rapid turn-around time to maximize their opportunity for analysis.
The company provides first dollar carve out reinsurance or reinsurance excess of the self-insured retention. Our Organ Transplant Network is an integral part of this program. It brings managed care to organ and bone marrow transplant claims. Through benefit and rating incentives, patients are directed to preferred centers of excellence. High quality treatment, patient advocacy, product differentiation, and cost controls are benefits for the plan sponsor.