Your company is able to invest in funds and investments that are not available to individuals in the US due to SEC restrictions. There are almost no limits on the type of investments it can make, anywhere in the world. These investments also accrue tax-deferred as long as they are part of the insurance reserve. There are two reasons. Mr. Molnar likes the British Virgin Islands due to its excellent captive insurance legislation and infrastructure.
Cost is also a factor.
This is too expensive for most small companies. The BVI is much more affordable. Messrs. Turner and Molnar have developed techniques to allow high net-worth individuals to take advantage of the legislation and tax savings. There are some excellent asset protection aspects to the program as well. By law, insurance reserves cannot be attached by creditors launching an action against the principals since these funds have been set aside to cover potential claims.