Document ID: EPA-HQ-OPPT-2002-0080-0001
Agency: epa
Document Type: Notice
Title: Lead-Based Paint  Activities; State of North Dakota Lead-Based Paint Program
Posted Date: 2003-01-08T05:00Z

4
.

0PN=
2~
02­
0080­
0001
Federal
RegisterJVol.
68,
No.
5
/
Wednesday,
January
2003
/
Notices
8,
1059
Wisconsin
and
the
Michigan
Public
ENVIRONMENTAL
PROTECTION
Service
Commission.
AGENCY
Comment
Date:
January
21,2003.
,

12.
Calpine
California
Equipment
Finance
Company,
LLC
[
Docket
No.
ES03­
1%
0001
[
OPPT­
2002­
0080;
FRL­
7282­
81
Lead­
Based
Paint
Activities;
State
of
North
Dakota
Lead­
Based
Paint
Program
Take
notice
that
on
December
18,
2002,
Calpine
California
Equipment
Finance
Company,
LLC
(
Calpine
Finance)
submitted
an
application
pursuant
to
section
204
of
the
Federal
Power
Act
seeking
authorization
to
issue
long­
term
debt
in
an
amount
not
to
exceed
$
250
million,
AGENCY:
Environmental
Protection
Agency
(
EPA),
ACTION:
Notice;
requests
for
comments
and
opportunity
for
public
hearing.

Calpine
Finance
also
requests
a
waiver
of
the
Commission's
competitive
bidding
and
negotiated
placement
requirements
at
18
CFR
34.2.
Comment
Date:
January
14,2003.

Standard
Paragraph
Any
person
desiring
to
intervene
or
to
protest
this
filing
should
file
with
the
Federal
Energy
Regulatory
Commission,
888
First
Street,
NE.,
Washington,
DC
20426,
in
accordance
with
Rules
211
and
214
of
the
Commission's
Rules
of
Practice
and
Procedure
(
18
CFR
385.211
and
385.214).
Protests
will
be
considered
by
the
Commission
in
determining
the
appropriate
action
to
be
taken,
but
will
not
serve
to
make
protestants
parties
to
the
proceeding.
Any
person
wishing
to
become
a
party
must
file
a
motion
to
intervene.
All
s&
h
SUMMARY:
On
October
4,2002,
EPA
received
an
application
from
the
State
of
North
Dakota
requesting
authorization
to
administer
a
Program
in
accordance
with
section
402
of
the
Toxic
Substances
Control
Act
(
TSCA).
Included
in
the
application
was
a
letter
signed
September
26,2002,
by
the
Governor
of
North
Dakota.
stating
that
the
State's
Lead­
Based
Paint
Abatement
Program
is
at
least
as
protective
of
human
health
and
the
environment
as
the
Federal
program
under
TSCA
section
402.
Also,
included
was
a
letter
from
the
Attorney
General
of
North
Dakqta,
certifying
that
the
laws
and
regulations
of
the
State
provided
adequate
legal
authority
to
administer
and
enforce
TSCA
section
402.
North
Dakota
certifies
that
its
program
meets
the
requirements
for
approval
of
a
State
program
under
section
404
of
TSCA
and
that
North
Dakota
has
the
legal
authority
and
ability
to
implement
the
appropriate
elements
necessary
to
motions
or
protests
should
be
filed
on
b
enforce
the
program.
Therefore,
or
before
the
comment
date,
and,
to
the
pursuant
to
section
404,
the
program
is
extent
applicable,
must
be
served
on
the
deemed
authorized
as
of
the
date
of
applicant
and
on
any
other
person
submission.
If
EPA
finds
that
the
designated
on
the
official
service
list.
program
does
not
meet
the
requiremetits
This
filing
is
available
for
review
at
the
for
approval
of
a
State
program,
EPA
Commission
or
may
be
viewed
on
the
will
disapprove
the
program,
at
which
Commission's
Web
site
at
http://
time
a
notice
will
be
issued
in
the
ww.
ferc.
gov,
using
the
"
FERRIS"
link.
Federal
Register
and
the
Federal
Enter
the
docket
number
excludin
last
three
digits
in
the
docket
num
f
the
program
will
be
established.
Today's
er
notice
announces
the
receipt
of
North
field
to
access
the
document.
For
Dakota's
application,
provides
a
45­
day
assistance,
please
contact
FERC
Online
public
comment
period,
and
an
Support
at
oppentunity
to
request
a
public
hearing
FERCOnZineSupport@
ferc.
gov
or
toll­
on
the
application.
free
at
(
866)
208­
3676,
or
for
TTY,
DATES:
Comments
on
the
application
contact
(
202)
5024659,
Protests
and
must
be
received
on
or
before
February
interventions
may
be
filed
electronically
24,2003.
via
the
Internet
in
lieu
of
paper;
see
18
ADDRESSES:
Submit
all
written
CFR
385.2601(
a)(
l)(
iii]
and
the
instructions
on
the
Commission's
Web
comments
and/
or
requests
for
a
public
site
under
the
"
e­
Filing"
link.
The
hearing
identified
by
docket
ID
number
Commission
strongly
encourages
2002­
0080
(
in
duplicate]
to:
Amanda
eIBctronic
filings.
Hasty,
Environmental
Protection
Agency,
Region
VIII,
8P­
P3T,
999
18th
St.,
Suite
300,
Denver,
CO
80202­
2466.
Linwood
A.
Watson,
Jr.,
Comments,
data,
and
requests
for
a
Deputy
Secretary.
public
hearing
may
also
be
submitted
[
F'R
Dot.
Xi­
376
Filed
l­
7­
03;
8:
45
am]

EILLING
CODE
6717­
61­
P
electronically
to:
hasty.
amanda@
epa.
gov.
Follow
the
instructions
under
Unit
V.
of
this
I
document.
No
information
claimed
to
be
Confidential
Business
Information
(
CBI)
should
be
submitted
through
e­
mail.
FOR
FURTHER
INFORMATION
CONTACT:
Dave
Combs,
Regional
Toxics
Team
Leader,
999
18th
St.,
Suite
300,
BP­
P3T,
Denver,
CO.
80202­
2466;
telephone
(
303)
312­
6021;
e­
mail
address:
combs.
dav&
epa.
gov,

SUPPLEMEMARY
INFORMATION
I.
General
A.
Does
this'Notice
Apply
to
Me?
This
notice
is
directed
to
the
public
in
general.
This
notice
ma
however,
be
of
interest
to
firms
and
in
cr
lviduals
engaged
in
lead­
based
paint
activities
in
North
Dakota.
Since
other
entities
may
also
be
interested,
the
Agency
has
not
attempted
to
describe
all
the
specific
entities
that
may
be
affected
by
the
notice:
If
you
have
any
questions
regarding
the
applicability
of
this
notice
to
a
particular
entity,
consult
the
person
listed
under
FOR
FURTHER
INFORMAnON
CONfACT,

3.
What
is
the
Agency's
Authorityfor
Taking
this
Action?
On
October
28,1992,
the
Housing
and
Community
Development
Act
of
1992,
Public
Law
102­
550,
became
law.
Title
X
of
that
statute
was
the
Residential
Lead­
Based
Paint
Hazard
Reduction
Act
of
1992.
The
Act
amended
TSCA
(
15
U.
S.
C.
2601
et
seq.)
by
adding
Title
IV
(
15
U.
S.
C.
2681­
92),
titled
"
Lead
Ex
l
osure
Reduction."
ection
402
of
TSCA
(
15
U.
S.
C.
2682)
authorizes
and
directs
EPA
to
promulgate
final
regulations
governing
lead­
based
paint
activities
in
target
housing,
public
and
commercial
buildings,
bridges
and
other
structures.
On
August
29,1996
(
61
FR
45777)
(
J?
RL­
5
3
t­
39­
9),
EPA
promulgated
final
TSCA
section
402/
404
regulations
governing
lead­
based
paint
activities
in
target
housing
and
child­
occupied
facilities
(
a
subset
of
public
buildings).
These
regulations
are
to
enspre
that
individuals
engaged
in
such
activities
Ez
are
properly
trained,
that
training
a
programs
are
accredited,
and
that
Lt.,
individuals
engaged
in
these
activities
z
o.
t3;
0
are
certified
and
follow
documented
I
­
r;
rl
work
practice
standards.
Under
section
CQ
­@.
­­
2:'
2
404
[
15
U.
S.
C.
2684),
a
State
or
Indian
Tribe
may
seek
authorization
from
EPA
s
zs
to
administer
and
enforce
its
own
lead­
m,
St3
based
paint
activities
pro
ram.
States
and
Tribes
that
cfl
59
oose
to
apply
Iu
for
program
authorization
must
submit
m
a
complete
application
to
the
appropriate
Regional
EPA
Office
for
review.
EPA
will
review
those
applications
within
180
days
of
receipt
of
the
complete
application.
To
receive
EPA
approval,
a
State
or
Tribe
must
demonstrate
that
its
program
is
at
least
as
protective
of
human
health
and
the
environment
as
the
Federal
program,
and
provides
for
adequate
enforcement
(
sect­
ion
404(
b)
of
TSCA,
15
U.
S.
C.
2684
(
b)).
EPA's
regulations
(
40
CFR
part
745,
subpart
Q)
provide
the
detailed
req&
rem&­&
a
State
or
Tribal
program
must
meet
in
order
to
obtain
EPA
authorization.
A
State
may
choose
to
certify
that
its
lead­
based
paint
activities
program
meets
the
requirements
for
EPA
authorization,
bv
submitting
a
letter
signed
by
the~
G&
ernor
or
t&
e
Attorney
General
stating
that
the
program
meets
the
requirements
of
section
404(
b)
of
TSCA.
Upon
submission
of
such
certification
letter,
the
program
is
deemed
authorized
until
such
time
as
EPA
disapproves
the
program
application
or
withdrawals
the
ap
lication.
8
e&
ion
404(
b)
of
TSCA
provides
that
EPA
may
approve
a
program
a
only
after
providing
notice
an
B
plication
an
opportunity
for
a
public
hearing
on
the
application.
Therefore,
by
this
notice
EPA
is
soliciting
public
comment
on
whether
North
Dakota's
application
meets
the
requirements
for
EPA
approval.
This
notice
also
provides
an
o$$
ortunity
to
request
a
piblic
hearing
on
the
anDlication.
If
EPA
finds
that
th8
prograg
ioes
not
meet
the
requirements
for
autb.
orization
of
a
state
program,
EPA
will
disapprove
the
program
application,
at
which
time
a
notice
will
be
issued
in
the
Federal
Register
and
the
Federal
program
will
be
established
in
North
Dakota.
II.
State
Program
Description
Summary
This
summar
is
provided
in
accordance
WI
d
40
CFR
745.324(
a)(
4).
The
applicant
has
provided
th8
following
summary
of
their
lead
program.
The
2001
North
Dakota
Legislative
session
adopted
changes
to
North
Dakota's
Century
Code
(
NDCC)
23­
25,
"
Air
Pollution
Control
Law."
These
changes
authorized
North
Dakota's
Department
of
Health
(
NDDH)
to
adopt
and
enforce
certain
requirements
of
40
CFR
part
745,
subpart
L,
into
the
North
Dakota
Administrative
Code
(
NDAC).
The
NDDH
began
amending
the
NDAC
in
January
2002,
The
amendments
to
the
NDAC
were
adopted
in
accordance
with
the
administrative
rule
practices
requirements
contained
in
NDCC
28­
32
titled
"
Administrative
Agencies
Practice
Act."
On
April
19,2002,
a
public
hearing
was
held
to
consider
comments
on
the
proposed
administrative
rule
amendments.
Comments
were
accepted
for
30
days
before
and
30
days
after
the
public
hearing.
A
regulatory
analysis
including
the
classes
of
people
probably
affected,
probable
impact
including
8conomic
impact,
probable
impact
to
the
Department
and
alternative
methods
considered
were
prepared
and
made
available
prior
to
the
start
of
the
public
comment
period.
In
addition,
the
Department
prepared
a
takings
assessment
(
economic
analysis)
and
a
stringency
determination
in
conjunction
with
the
reaulatorv
analvsis.
On
June
`
i8,
2002,
the&
ate
Health
Council
adoDted
the
final
rule.
On
August
1,2dO2,
the
North
Dakota
Legislative
Council
published
the
North
Dakota
Administrative
Code
(
NDAC)
33­
15­
24
titled
"
Standards
for
Lead­
Eased
Paint
Activities,"
to
adopt
certain
orovisions
of
40
CFR
mu­
t
745.
subnart
i,
into
the
North
Dak&
a
AdminisGative
Code.
The
rule
became
effective
Seotember
1.2002.
bn
August
15,
2002,
a
public
hearing
was
held
regarding
North
Dakota's
intent
to
segk
EPxauthorization
of
its
lead­
based
paint
program.
Comments
were
accepted
for
30
days
before
and
30
days
after
the
public
hearing.
No
comments
were
received
concerning
North
Dakota's
intent
to
seek
EPA
authorization
of
its
program.
NDAC
33.
15­
24
references
with
minor
changes
the
requirements
contained
in
40
CFR
745.220,
"
Scope
and
Applicability,"
§
745.223,
"
Definitions,"
$
745.225,
"
Accreditation
of
Training
Proaams:
Target
Housing
and
ChildrOcc;
pied
Facilities,"
$
745.226,
"
Certification
of
Individuals
and
Firms
Engaged
in
Lead­
Based
Faint
Activities:
Target
Housing
and
Child­
Occunied
Facilities."
3
745.227,
`
Work
Practice
Standards
for
Conducting
Lead­
Based
Paint
Activities:
Target
Housing
and
Child­
Occupied
Facilities,"
and
$
745.233,
"
Lead­
Based
Paint
Activities
Requirements."
Minor
changes
were
made
to
these
sections,
The
term
"
certification
of
companies"
was
replaced
with
"
licensing
of
companies."
The
term
"
certification"
was
reserved
for
individuals.
The
terminology
change
was
made
for
clarification
and
ease
of
implementation
when
discussing
requirements
with
the
regulated
comniimiiy.
All
references
to
EPA
grandfather
clauses,
which
precevded
the
rulemaking,
were
deleted.
i)
efinitions
including
cliewable
surface,
drinline,
lead­
based
Daint
hazard,
wipe
sample,
dust
lead
ha`
zard,
paint
&
ad
­
hazard,
soil
lead
hazard,
work
practice
requirement
and
renovation
were
adopted
from
40
CFR
745.63,745.65,
and
745.83.
Elevated
blood
lead
level
concentration
was
changed
from
20
micrograms
per
deciliter
to
10
micrograms
per
deciliter
to
follow
the
U.
S.
Center
for
Disease
Control
(
CDC]
guidelines.
Notification
requirements
were
added
to
NDAC
33­
X­
24­
03,
The
notification
requirements
contain
provisions
for
notification
to
the
State
prior
to
beginning
lead­
based
paint
abatement
activities
and
prior
to
conducting
lead­
based
paint
abatement
courses.
Also,
fees
for
certification
of
individuals,
licensing
of
companies
and
accreditation
of
lead­
based
paint
courses
were
established
in
NDAC
33­
15­
N­
04.
Several
other
minor
changes
were
made.
These
changes
are
discussed
in
more
detail
in
a
document
titled,
"
Summary
of
Proposed
North
Dakota's
Lead­
Based
Paint
Rules,
January
2602."
The
North
Dakota
Lead
Activities
program
will
be
administered
by
the
North
Dakota
Denartment
of
Health.
Division
of
Air
duality.
The
N&
b
'
Dakota
Department
of
Health
began
impl8menting
its
program
on
the
day
the
rule
became
effective,
September
1,
2002.
Additional
information,
copies
of
the
documents
referenced
above
and
application
forms
for
licensing
and
certification
may
be
obtained
by
contacting
the
North
Dakota
Department
of
Health
at
(
701)
328­
5188.
In
accordance
with
40
CFR
745.324(
d),
"
Program
Certification,"
the
Governor
of
North
Dakota
submitted
a
self­
certification
letter
to
the
EPA
Administrator
on
September
26,2002,
certifying
that
the
State
program
meets
the
requirements
contained
in
40
CFR
part
745,324(
e)(
2)(
i)
and
(
e)@)(
ii).
Included
in
the
application
was
a
letter
from
the
Attorney
General
of
North
Dakota,
certifying
that
the
laws
and
regulations
of
the
State
provided
adequate
legal
authority
to
administer
and
enforce
TSCA
section
402.
Therefore,
as
of
September
26,2002,
the
State
of
North
Dakota
is
authorized
to
administer
and
enforce
the
lead­
based
paint
program
under
TSCA
section
402,
until
such
time
as
the
Administrator
disapproves
the
application
or
withdraws
the
State's
Prosram
authorization.
III.
Federal
Overfiling
TSCA
section
404(
b)
(
15
U.
S.
C,
2684(
b))
makes
it
unlawful
for
any
person
to
violate,
or
fail
or
refuse
to
comply
with,
any
requirement
of
an
approved
State
or
Tribal
program.
Therefore,
EPA
reserves
the
right
to
exercise
its
enforcement
authority
under
TSCA
against
a
violation
of,
or
a
failure
or
refusal
to
comply
with,
any
requirement
of
an
authorized
State
or
Tribal
program.
Federal
Register/
Vol.
68,
No.
5
/
Wednesday,
January
8,
2003
I
Notices
1061
The
official
record
for
this
action,
as
well
as
the
public
version,
has
been
established
under
docket
ID
number
2002­
0080.
Copies
of
this
notice,
the
State
of
North
Dakota's
authorization
IV.
Public
Record
and
Electronic
Submissions
action
is
not
a
"
major
rule"
as
defined
by
5
USC.
804(
2).

List
of
Subjects
in
40
CFR
Part
180
Environmental
protection,
Hazardous
substances,
Lead,
Reporting
and
recordkeeping
requirements.
.
.
application,
and
all
comments
received
on
the
application
are
available
for
inspection
in
the
Region
VIII
office,
from
8
a.
m.
to
4
p.
m.,
Monday
through
Friday,
excluding
legal
holidays.
The
docket
is
located
at
EPA,
Region
VIII,
and
8P­
P3T,
999
18th
St.,
Suite
300,
Denver
CO
80202.
Dated:
December
12,2002.
Robert
E.
Roberts,
Regional
Administrator,
Region
VIII*
[
FR
Dot.
03­
337
Filed
l­
7­
03;
8:
45
am]

BILLING
CODE
6566­
66­
6
Commenters
are
encouraged
to
structure
their
comments
so
as
not
to
contain
information
for
which
CBI
claims
would
be
made.
However,
any
information
claimed
as
CBI
must
be
marked
"
confidential,"
"
CBI,"
or
with
some
other
appropriate
designation,
and
a
commenter
submitting
such
information
must
also
prepare
a
nonconfidential
version
(
in
duplicate)
that
can
be
placed
in
the
public
record.
Any
information
so
marked
will
be
handled
in
accordance
with
the
procedures
contained
in
40
CFR
part
2.
Comments
and
information
not
claimed,
as
CBI
at
the
time
of
submission
will
be
placed
in
the
public
record.
FEDERAL
MARITIME
COMMISSION
Ocean
Transportation
Intermediary
License;
Applicants
Notice
is
hereby
given
that
the
following
applicants
have
filed
with
the
Federal
Maritime
Commission
an
application
for
license
as
a
Non­
Vessel
Operating
Common
Carrier
and
Ocean
Freight
Forwarder­
Ocean
Transportation
Intermediary
pursuant
to
section
19
of
the
Shipping
Act
of
1984
as
amended
(
46
U.
S.
C.
app.
1718
and
46
CFR
515).

Electronic
comments
can
be
sent
directly
to
EPA
at:
hasty.
amandaQepa.
gov.
Electronic
comments
must
be
submitted
as
an
ASCII
file
avoiding
the
use
of
special
characters
and
any
form
of
encryption.
Comments
and
data
will
also
be
accepted
on
disks
in
WordPerfect
5.1/
6.1
or
ASCII
file
format.
All
comments
and
data
in
electronic
form
must
be
identified
by
the
docket
ID
number.
Electronic
comments
on
this
document
may
be
filed
online
at
many
Federal
Depository
Libraries.
Information
claimed
as
CBI
should
not
be
submitted
electronically.
Persons
knowing
of
any
reason
why
the
following
applicants
should
not
receive
a
license
are
requested
to
contact
the
Office
of
Transportation
Intermediaries,
Federal
Maritime
Commission,
Washington,
DC
20573.

Non­
Vessel
Operating
Common
Carrier
Ocean
Transportation
Intermediary
Applicants
V.
Submission
to
Congress
and
the
Comptroller
General
The
Congressional
Review
Act,
5
U.
S.
C.
801
as
amended
by
the
Small
Business
Regulatory
Enforcement
Fairness
Act
of
1996,
generally
provides
that
before
certain
actions
may
take
effect,
the
agency
promulgating
the
action
must
submit
a
report,
which
includes
a
copy
of
the
action,
to
each
House
of
the
Congress
and
to
the
Comptroller
General
of
the
United
States.
EPA
will
submit
a
report
containing
this
action
and
other
required
information
to
the
U.
S.
Senate,
the
U.
S.
House
of
Representatives,
and
the
Comptroller
General
of
the
United
States
prior
to
publication
of
this
document
in
the
Federal
Register.
This
Jetstream
Freight
Forwarding,
Inc.
dba
Jetstream,
21804
Marine
View
Drive
South,
Suite
C,
Des
Moines,
WA
98198,
Officers:
Sara
Barnes,
Director
of
Operations
(
Qualifying
Individual),
Bryan
Jennings,
President.
JJB
Trucking
Service
Inc.,
333
N.
Broad
Street,
Elizabeth,
NJ
07201,
Officer:
Bertha
Trimmio,
President
(
Qualifying
Individual).
Non­
Vessel
Operating
Common
Carrier
and
Ocean
Freight
Forwarder
Transportation
Intermediary
Applicants
Full
Service
Logistics,
Inc.,
2100
Huntington
Drive,
Suite
7,
San
Marino,
CA
91108,
Officer:
Mei
Tung
Tsang,
C.
E.
O.
(
Qualifying
Individual).
Q
Follow
Shipping,
Inc.,
815
Fairview
Avenue,
Bldg.
#
l,
Fairview,
NJ
07022,
Officers:
Timothy
Cheng
Liang,
President
(
Qualifying
Individual).
Northtrans
Shipping
Inc.,
17246
S.
Main
Street,
Gardena,
CA
90248,
Officers:
Herbert
Lo,
President
(
Qualifying
Individual),
Matthew
Leung,
Exec.
Vice
President.
ECAC
Incorporated,
1146
Atlantic
Avenue,
Brooklyn,
NY
11216,
Officer:

3
Emeka
J.
Ukasoanya,
President
(
Qualifying
Individual).
Consolidation
Shipping
&
Logistic,
(
USA)
Inc.,
219
Stuyvesant
Avenue,
Lyndhurst,
NJ
07071,
Officers:
Edwin
E.
Romero,
President
(
Qualifying
Individual),
Tario
Mahmood,
Chairman.

Ocean
Freight
Forwarder­
Ocean
Transportation
Intermediary
Applicant
Kraus
International
Shipping
Co.,
1400
E.
Clement
Street,
Suite
100,
Baltimore,
MD
21230,
Officers:
Brenda
A.
Lang,
Secretary
(
Qualifying
Individual),
Diane
Kraus,
President.
Dated:
January
3,
2003.
Theodore
A.
Zook,
Assistant
Secretary.
[
FR
Dot.
03­
317
Filed
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03;
8:
45
am]

BILLING
CODE
6736­
01­
P
FEDERAL
RESERVE
SYSTEM
Formations
of,
Acquisitions
by,
and
Mergers
of
Bank
Holding
Companies
The
companies
listed
in
this
notice
have
applied
to
the
Board
for
approval,
pursuant
to
the
Bank
Holding
Company
Act
of
1956
(
12
U,
S.
C.
1841
et
seq.)
(
BHC
Act),
Regulation
Y
(
12
CFR
Part
225),
and
all
other
applicable
statutes
and
regulations
to
become
a
bank
holding
company
and/
or
to
acquire
the
assets
or
the
ownership
of,
control
of,
or
the
power
to
vote
shares
of
a
bank
or
bank
holding
company
and
all
of
the
banks
and
nonbanking
companies
owned
by
the
bank
holding
company,
including
the
companies
listed
below.
The
applications
listed
below,
as
well
as
other
related
filings
required
by
the
Board,
are
available
for
immediate
inspection
at
the
Federal
Reserve
Bank
indicated.
The
application
also
will
be
available
for
inspection
at
the
offices
of
the
Board
of
Governors.
Interested
persons
may
express
their
views
in
writing
on
the
standards
enumerated
in
the
BHC
Act
(
12
U.
S.
C.
1842(
c)).
If
the
proposal
also
involves
the
acquisition
of
a
nonbanking
company,
the
review
also
includes
whether
the
acquisition
of
the
nonbanking
company
complies
with
the
standards
in
section
4
of
the
BHC
Act
(
12
USC,
1843).
Unless
otherwise
noted,
nonbanking
activities
will
be
conducted
throughout
the
United
States.
Additional
information
on
all
bank
holding
companies
may
be
obtained
from
the
National
Information
Center
website
at
www.
ffiec.
gov/
nici.
Unless
otherwise
noted,
comments
regarding
each
of
these
applications
must
be
received
at
the
Reserve
Bank
indicated
or
the
offices
of
the
Board
of