Document ID: FEMA-2017-0033-0002
Agency: fema
Document Type: Notice
Title: Agency Information Collection Activities: Submission for OMB Review; Comment Request; National Flood Insurance Program- Mortgage Portfolio Protection Program (MPPP)
Posted Date: 2018-02-07T05:00Z

[Federal Register Volume 83, Number 26 (Wednesday, February 7, 2018)]
[Notices]
[Pages 5447-5448]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2018-02374]

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DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

[Docket ID FEMA-2017-0033; OMB No. 1660-0086]

Agency Information Collection Activities: Submission for OMB 
Review; Comment Request; National Flood Insurance Program--Mortgage 
Portfolio Protection Program (MPPP)

AGENCY: Federal Emergency Management Agency, DHS.

ACTION: Notice and request for comments.

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SUMMARY: The Federal Emergency Management Agency (FEMA), as part of its 
continuing effort to reduce paperwork and respondent burden, invites 
the general public to take this opportunity to comment on a 
reinstatement, without change, of a previously approved information 
collection for which approval has expired. FEMA will submit the 
information collection abstracted below to the Office of Management and 
Budget for review and clearance in accordance with the requirements of 
the Paperwork Reduction Act of 1995. The submission will describe the 
nature of the information collection, the categories of respondents, 
the estimated burden (i.e., the time, effort and resources used by 
respondents to respond) and cost, and the actual data collection 
instruments FEMA will use.

DATES: Comments must be submitted on or before March 9, 2018.

ADDRESSES: Submit written comments on the proposed information 
collection to the Office of Information and Regulatory Affairs, Office 
of Management and Budget. Comments should be addressed to the Desk 
Officer for the Department of Homeland Security, Federal Emergency 
Management Agency, and sent via electronic mail to 
[email protected].

FOR FURTHER INFORMATION CONTACT: Requests for additional information or 
copies of the information collection should be made to Director, 
Records Management Division, 500 C Street SW, Washington, DC 20472, 
email address [email protected] or 
Kelly Bronowicz, Industry Management Branch Chief, FIMA, FEMA, 202-557-
9488, [email protected].

SUPPLEMENTARY INFORMATION: Federal lenders and federally regulated or 
sponsored lending institutions may not make, increase, extend, or renew 
any loan secured by improved real property located in a special flood 
hazard area (SFHA) unless the building and any personal property 
securing the loan is covered by flood insurance for the life of the 
loan. See Flood Disaster Protection Act of 1973 (FDPA) Sec.  102 (Pub. 
L. 93-234; 42 U.S.C. 4012a). The Administrator of the Federal Emergency 
Management Agency (FEMA) carries out the National Flood Insurance 
Program (NFIP) to enable interested persons to purchase insurance 
against loss resulting from physical damage to or loss of real or 
personal property arising from flood in the United States. See National 
Flood Insurance Act of 1968 (NFIA) (Pub. L. 90-448, title XIII; 42 
U.S.C. 4001 et seq.).
    In general, individual mortgagees subject to the requirements of 
the FDPA obtain and maintain flood insurance for their individual 
properties. When individual mortgagees to not obtain required flood 
insurance, the NFIP's Mortgage Portfolio Protection program (MPPP) 
allows covered lenders to ensure compliance with the requirements of 
FDPA by selling making available special coverage for the lender's 
entire mortgage portfolio. See 44 CFR 62.23(l). In order sell MPPP 
policies, private insurance companies participating in the NFIP's Write 
Your Own (WYO) Program must apply for and annually renew their election 
to voluntarily participate in the MPPP.
    This proposed information collection previously published in the 
Federal Register on October 24, 2017 at 82 FR 49222 with a 60 day 
public comment period. FEMA received one anonymous public comment that 
was not relevant to the information collection. This information 
collection expired on December 31, 2016. FEMA is requesting a 
reinstatement, without change. The purpose of this notice is to notify 
the public that FEMA will submit the information collection abstracted 
below to the Office of Management and Budget for review and clearance.

Collection of Information

    Title: National Flood Insurance Program--Mortgage Portfolio 
Protection Program (MPPP).
    Type of information collection: Reinstatement, without change, of a 
previously approved information collection for which approval has 
expired.
    OMB Number: 1660-0086.
    Form Titles and Numbers: None.
    Abstract: FEMA needs the information to ensure that private 
insurance companies that join the NFIP's WYO Program meet all state and 
federal requirements for insurance companies. Requirements include a 
good business record and satisfactory rating in their field. There is 
no other way to obtain this information because it is specific to each 
company that applies to join the NFIP.
    Affected Public: Business or other non-profits.
    Estimated Number of Respondents: 341.
    Estimated Number of Responses: 341.
    Estimated Total Annual Burden Hours: 171 hours.
    Estimated Total Annual Respondent Cost: $9,309.47.
    Estimated Respondents' Operation and Maintenance Costs: $0.
    Estimated Respondents' Capital and Start-Up Costs: $0.
    Estimated Total Annual Cost to the Federal Government: $27,468.05.

Comments

    Comments may be submitted as indicated in the ADDRESSES caption 
above. Comments are solicited to (a) evaluate whether the proposed data 
collection is necessary for the proper performance of the agency, 
including whether the information shall have practical utility; (b) 
evaluate the accuracy of the agency's estimate of the burden of the 
proposed collection of information, including the validity of

[[Page 5448]]

the methodology and assumptions used; (c) enhance the quality, utility, 
and clarity of the information to be collected; and (d) minimize the 
burden of the collection of information on those who are to respond, 
including through the use of appropriate automated, electronic, 
mechanical, or other technological collection techniques or other forms 
of information technology, e.g., permitting electronic submission of 
responses.

    Dated: January 26, 2018.
William H. Holzerland,
Senior Director for Information Management, Office of the Chief 
Administrative Officer, Mission Support, Federal Emergency Management 
Agency, Department of Homeland Security.
[FR Doc. 2018-02374 Filed 2-6-18; 8:45 am]
 BILLING CODE 9111-52-P