DOI: 10.3886/icpsr02466.v2
title: Evaluation of the Partnership for Long-Term Care (PLTC) [California, Connecticut, Indiana, and New York]: Surveys of PLTC/non-PLTC Insurers, Purchasers/Nonpurchasers of PLTC Insurance, and Purchasers of non-PLTC Insurance, 1995-1996
title: Version 2

description: These surveys were conducted to evaluate the Partnership
for Long-Term Care (PLTC), a project in which the Robert Wood Johnson
Foundation awarded grants to four states -- California, Connecticut,
Indiana, and New York -- to work with private insurers to create
long-term care insurance policies that were more affordable and
provided better protection against impoverishment than those generally
available. PLTC policies combine private long-term care insurance with
special Medicaid eligibility standards that protect assets of the
insured once private insurance benefits are exhausted. Four parts
constitute this collection. Parts 1 and 2 consist of data from a
survey of PLTC insurers and of non-PLTC insurers, respectively. Both
of these surveys gathered information on marketing methods,
underwriting procedures, case management, sales, views on the PLTC,
and reasons for participating or not participating in the PLTC. Part 3
comprises data from a survey of purchasers and nonpurchasers of PLTC
policies, which included questions about health status, insurance
coverage, opinions on long-term care insurance, financial planning for
long-term care, income, assets, and demographic and social
characteristics, such as sex, date of birth, education, race, Hispanic
origin, marital status, household size, number of living children, and
employment. Part 4 contains data from a survey of Californians who
purchased non-PLTC long-term care insurance before and after the
implementation of the PLTC in California. This survey covered the same
topics as the survey of purchasers/nonpurchasers of PLTC insurance.
description: Survey of PLTC Insurers: The entire universe was sampled
 with an 83-percent response rate. Survey of Non-PLTC Insurers:
 Purposive sample, sampled with a 59-percent response rate, largely
 based on data from the National Association of Insurance Commissioners
 (NAIC) on premiums and covered lives as of 1994, plus input solicited
 from the four PLTC states, the PLTC National Program Office, the
 Health Insurance Association of America, NAIC, and other long-term
 care insurance researchers. Survey of Purchasers of PLTC Insurance: A
 random sample was drawn for New York, and the entire universe was
 sampled for Indiana, Connecticut, and California, with an overall
 response rate of 71 percent. Survey of Nonpurchasers of PLTC
 Insurance: The sample was selected using random-digit dialing, with a
 62-percent response rate. Survey of California Purchasers of Non-PLTC
 Insurance: A sample of purchasers of non-PLTC long-term care insurance
 sold by three of the PLTC insurers was selected, with a 55-percent
 response rate for the pre-PLTC sample and a 56-percent rate for the
 post-PLTC sample. These three insurers made up an estimated 11-20
 percent of the sales of non-PLTC long-term care policies in California
in 1994 and did not represent the full non-PLTC market in that state.
description: Datasets: 
DS0: Study-Level Files
DS1: Survey of PLTC Insurers
DS2: Survey of Non-PLTC Insurers
DS3: Survey of Purchasers/Nonpurchasers of PLTC Insurance
DS4: Survey of California Purchasers of Non-PLTC Insurance
description: Survey of PLTC Insurers: All of the 24 insurers
participating in PLTC as of July 1, 1996. Survey of Non-PLTC Insurers:
Long-term care insurers not participating in PLTC with a market
presence in at least one of the four PLTC states (California,
Connecticut, Indiana, New York). Survey of Purchasers of PLTC
Insurance: Individuals who purchased a PLTC policy within the time
frame April 1, 1993, through March 31, 1995, for New York, Indiana, and
Connecticut and through June 30, 1995, for California. Survey of
Nonpurchasers of PLTC Insurance: Persons 55-75 years of age not
covered by Medicaid residing in the PLTC states. Survey of California
Purchasers of Non-PLTC Insurance: Residents of California who
purchased a long-term care policy other than a PLTC policy from
selected insurance carriers from January 1, 1994, through July 31,
1994 (before the implementation of the PLTC in California) and from
September 1, 1994, through March 31, 1995 (after the implementation of
the PLTC in California).
description: The SAS transport files were created by the SAS
CPORT procedure.The data maps are provided as ASCII text files
and the codebook is provided as a Portable Document Format (PDF) file.