title: Ð¡ÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Securitization of mortgage assets
Creators: name: Ð®ÑÐ°ÑÐ¾Ð²Ð°, ÐÐ½Ð°ÑÑÐ°ÑÐ¸Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2021
Subjects: Ð¸Ð¿Ð¾ÑÐµÐºÐ°
Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ
mortgage
mortgage lending
securitization

description: ÐÐ°Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¿Ð¾ÑÐ²ÑÑÐµÐ½Ð° Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð² ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð². ÐÐ±ÑÐµÐºÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ - Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÐµ Ð°ÐºÑÐ¸Ð²Ñ. ÐÑÐµÐ´Ð¼ÐµÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ - ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð² ÐºÐ°Ðº ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð°Ñ ÑÐµÑÐ½Ð¸ÐºÐ°. Ð¦ÐµÐ»Ñ - Ð°Ð½Ð°Ð»Ð¸Ð· Ð¾ÑÐ¾Ð±ÐµÐ½Ð½Ð¾ÑÑÐµÐ¹ ÑÐ¾Ð²ÑÐµÐ¼ÐµÐ½Ð½Ð¾Ð¹ Ñ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð² Ð¸ ÑÐ°Ð·ÑÐ°Ð±Ð¾ÑÐºÐ° Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð½Ð¾Ð¹ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¾ÑÐµÐ½ÐºÐ¸ Ð¾Ð±ÑÐµÐ¼Ð¾Ð² ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸. ÐÐ°Ð´Ð°ÑÐ¸, ÐºÐ¾ÑÐ¾ÑÑÐµ ÑÐµÑÐ°Ð»Ð¸ÑÑ Ð² ÑÐ¾Ð´Ðµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ: 1. ÐÐ·ÑÑÐµÐ½Ð¸Ðµ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¾Ð³Ð¾ ÑÐ¾Ð´ÐµÑÐ¶Ð°Ð½Ð¸Ñ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð², ÐµÐµ ÑÐ°ÑÐ°ÐºÑÐµÑÐ¸ÑÑÐ¸Ðº, Ð²Ð¸Ð´Ð¾Ð², Ð° ÑÐ°ÐºÐ¶Ðµ ÑÐ¾ÑÐ¼Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ ÑÐ¾Ð²ÑÐµÐ¼ÐµÐ½Ð½Ð¾Ð³Ð¾ Ð¼ÐµÑÐ°Ð½Ð¸Ð·Ð¼Ð° Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð¹ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð² Ð Ð¾ÑÑÐ¸Ð¸. 2. ÐÐ½Ð°Ð»Ð¸Ð· Ð·Ð°ÑÑÐ±ÐµÐ¶Ð½Ð¾Ð³Ð¾ Ð¾Ð¿ÑÑÐ° ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð²: Ð¡Ð¨Ð, ÑÑÑÐ°Ð½Ñ ÐÐ¡, Ð¯Ð¿Ð¾Ð½Ð¸Ñ. 3. ÐÐ½Ð°Ð»Ð¸Ð· ÑÐ´ÐµÐ»Ð¾Ðº ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð°ÐºÑÐ¸Ð²Ð¾Ð² Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ Ð¾Ð±Ð»Ð¸Ð³Ð°ÑÐ¸Ð¹ Ð² Ð Ð¾ÑÑÐ¸Ð¸ Ð·Ð° 2020 Ð³Ð¾Ð´. 4. ÐÑÑÐ²Ð»ÐµÐ½Ð¸Ðµ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð² Ð²Ð»Ð¸ÑÐ½Ð¸Ñ COVID-19 Ð½Ð° Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ. 5. ÐÐ¾ÑÑÑÐ¾ÐµÐ½Ð¸Ðµ ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ¾Ð¹ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¸ Ð¿Ð¾Ð´ÑÐ²ÐµÑÐ¶Ð´ÐµÐ½Ð¸Ðµ Ð²ÑÐ´Ð²Ð¸Ð½ÑÑÐ¾Ð¹ Ð³Ð¸Ð¿Ð¾ÑÐµÐ·Ñ Ð¾ Ð²Ð»Ð¸ÑÐ½Ð¸Ð¸ ÐºÐ¾ÑÐ¾Ð½Ð¾Ð²Ð¸ÑÑÑÐ½Ð¾Ð¹ Ð¸Ð½ÑÐµÐºÑÐ¸Ð¸ Ð½Ð° ÑÐ¸ÑÐ»Ð¾ ÑÐ´ÐµÐ»Ð¾Ðº Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð¹ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ð¸. Ð Ð°Ð±Ð¾ÑÐ° Ð¿ÑÐ¾Ð²ÐµÐ´ÐµÐ½Ð° Ð½Ð° Ð±Ð°Ð·Ðµ Ð´Ð°Ð½Ð½ÑÑ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¾Ð½Ð½Ð¾-Ð°Ð½Ð°Ð»Ð¸ÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð¿Ð¾ÑÑÐ°Ð»Ð° Â«ÐÐÐ.Ð Ð¤Â» (Â«ÐÐÐÐÂ»). Ð ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐµ Ð¿ÑÐ¾Ð²ÐµÐ´ÐµÐ½Ð½Ð¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð° Ð¿ÑÐ¸ Ð¿Ð¾Ð¼Ð¾ÑÐ¸ ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¸Ñ ÑÐ°ÑÑÐµÑÐ¾Ð² Ð±ÑÐ»Ð° Ð¿Ð¾Ð´ÑÐ²ÐµÑÐ¶Ð´ÐµÐ½Ð° Ð²ÑÐ´Ð²Ð¸Ð½ÑÑÐ°Ñ Ð³Ð¸Ð¿Ð¾ÑÐµÐ·Ð° Ð¸ ÑÐ´ÐµÐ»Ð°Ð½Ñ Ð²ÑÐ²Ð¾Ð´Ñ Ð¾Ð± Ð¾ÑÑÑÑÑÑÐ²Ð¸Ð¸ Ð²Ð»Ð¸ÑÐ½Ð¸Ñ COVID-19 Ð½Ð° Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÑ ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ. Ð¤Ð°ÐºÑÐ¾Ñ Â«ÑÐ¸ÑÐ»Ð¾ Ð·Ð°Ð±Ð¾Ð»ÐµÐ²ÑÐ¸Ñ ÐºÐ¾ÑÐ¾Ð½Ð¾Ð²Ð¸ÑÑÑÐ½Ð¾Ð¹ Ð¸Ð½ÑÐµÐºÑÐ¸ÐµÐ¹Â» Ð±ÑÐ» Ð¿ÑÐ¸Ð·Ð½Ð°Ð½ ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ¸-Ð½ÐµÐ·Ð½Ð°ÑÐ¸Ð¼ÑÐ¼ Ð² Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÑÐµÐ¼Ð¾Ð¼ ÑÑÐ°Ð²Ð½ÐµÐ½Ð¸Ð¸ Ð¼Ð½Ð¾Ð¶ÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ ÑÐµÐ³ÑÐµÑÑÐ¸Ð¸.
description: This work is devoted to the study of the securitization of mortgage assets of commercial banks. The object of research is mortgage assets. The subject of the research is the securitization of mortgage assets as a financial technique. The goal is to analyze the features of modern mortgage assets securitization and develop a predictive model for assessing securitization volumes. Tasks that were solved in the course of the study: 1. Studying the economic content of securitization of mortgage assets, its characteristics, types, as well as the formation of a modern mechanism for mortgage securitization in Russia. 2. Analysis of foreign experience in securitization of mortgage assets: USA, EU countries, Japan. 3. Analysis of transactions of securitization of mortgage assets and mortgage bonds in Russia in 2020. 4. Identification of factors influencing COVID-19 on mortgage securitization. 5. Construction of a statistical model and confirmation of the hypothesis put forward about the influence of coronavirus infection on the number of mortgage securitization transactions. The work was carried out on the basis of the information and analytical portal "DOM.RF" ("AHML"). As a result of the analysis, using econometric calculations, the hypothesis was confirmed and conclusions were drawn about the absence of the impact of COVID-19 on mortgage securitization. The factor "the number of cases of coronavirus infection" was found to be statistically insignificant in the analyzed multiple regression equation.