title: ÐÑÐµÐ½ÐºÐ° Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ Ð±Ð°Ð½ÐºÐ¾Ð² Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹)
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Estimation of commercial bank liquidity (on the example of banks with basic licenses)
Creators: name: ÐÐµÐ»ÑÐ½Ð¸ÐºÐ¾Ð²Ð°, ÐÐ°Ð½Ð½Ð°
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2022
Subjects: Ð±Ð°Ð½ÐºÐ¸ Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹
Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°
Ð¿Ð¾ÐºÐ°Ð·Ð°ÑÐµÐ»Ð¸ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸
Ð´ÐµÑÐµÑÐ¼Ð¸Ð½Ð°Ð½ÑÑ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸
ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ðµ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÑÑ
banks with basic license
liquidity of commercial banks
liquidity rates
liquidity determinants
liquidity management

description: Ð¢ÐµÐ¼Ð° Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ: Â«ÐÑÐµÐ½ÐºÐ° Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ Ð±Ð°Ð½ÐºÐ¾Ð² Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹)Â». Ð¦ÐµÐ»Ñ Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ: Ð°Ð½Ð°Ð»Ð¸Ð· Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ Ð±Ð°Ð½ÐºÐ¾Ð² Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹ Ð½Ð° Ð¾ÑÐ½Ð¾Ð²Ðµ Ð¼ÐµÐ¶Ð´ÑÐ½Ð°ÑÐ¾Ð´Ð½Ð¾Ð¹ Ð¼ÐµÑÐ¾Ð´Ð¾Ð»Ð¾Ð³Ð¸Ð¸, Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ðµ Ð¾ÑÐ½Ð¾Ð²Ð½ÑÑ Ð´ÐµÑÐµÑÐ¼Ð¸Ð½Ð°Ð½Ñ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ Ð´Ð»Ñ Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ñ ÑÑÑÐ°Ð³Ð¾Ð² ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÑÑ Ð±Ð°Ð½ÐºÐ°. ÐÐ»Ñ Ð´Ð¾ÑÑÐ¸Ð¶ÐµÐ½Ð¸Ñ Ð¿Ð¾ÑÑÐ°Ð²Ð»ÐµÐ½Ð½Ð¾Ð¹ ÑÐµÐ»Ð¸ Ð±ÑÐ»Ð¸ Ð¿Ð¾ÑÑÐ°Ð²Ð»ÐµÐ½Ñ Ð¸ ÑÐµÑÐµÐ½Ñ Ð·Ð°Ð´Ð°ÑÐ¸: - Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ñ Ð¿Ð¾Ð´ÑÐ¾Ð´Ñ Ðº Ð¾ÑÐµÐ½ÐºÐµ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ Ð² Ð¼ÐµÐ¶Ð´ÑÐ½Ð°ÑÐ¾Ð´Ð½Ð¾Ð¹ Ð¿ÑÐ°ÐºÑÐ¸ÐºÐµ Ð¸ Ð½Ð° Ð²Ð½ÑÑÑÐµÐ½Ð½ÐµÐ¼ ÑÑÐ½ÐºÐµ - Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ñ Ð¾ÑÐ½Ð¾Ð²Ñ Ð´Ð¸ÑÑÐµÑÐµÐ½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð½Ð¾Ð³Ð¾ Ð¿Ð¾Ð´ÑÐ¾Ð´Ð° Ðº ÑÐµÐ³ÑÐ»Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ Ð±Ð°Ð½ÐºÐ¾Ð²; - Ð´Ð°Ð½Ð° ÑÐ°ÑÐ°ÐºÑÐµÑÐ¸ÑÑÐ¸ÐºÐ° Ð±Ð°Ð½ÐºÐ°Ð¼ Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹; - Ð¿ÑÐ¾Ð²ÐµÐ´ÐµÐ½ Ð°Ð½Ð°Ð»Ð¸Ð· Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ Ð±Ð°Ð½ÐºÐ¾Ð² Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹ Ð¸ ÑÐ´ÐµÐ»Ð°Ð½Ñ Ð²ÑÐ²Ð¾Ð´Ñ Ð¾ ÑÐ¾ÑÑÐ¾ÑÐ½Ð¸Ð¸ Ð±Ð°Ð½ÐºÐ¾Ð²; - Ð²ÑÑÐ²Ð»ÐµÐ½Ñ Ð¾ÑÐ½Ð¾Ð²Ð½ÑÐµ Ð´ÐµÑÐµÑÐ¼Ð¸Ð½Ð°Ð½ÑÑ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸ Ð±Ð°Ð½ÐºÐ¾Ð² Ð¸ Ð²ÑÑÐ²Ð»ÐµÐ½Ñ Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾ÑÑÐ¸ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÑÑ Ð½Ð° Ð¾ÑÐ½Ð¾Ð²Ðµ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°. ÐÐ±ÑÐµÐºÑÐ¾Ð¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ²Ð»ÑÑÑÑÑ Ð±Ð°Ð½ÐºÐ¸ Ñ Ð±Ð°Ð·Ð¾Ð²Ð¾Ð¹ Ð»Ð¸ÑÐµÐ½Ð·Ð¸ÐµÐ¹Â Ð Ð¤. ÐÑÐ¸ Ð²ÑÐ¿Ð¾Ð»Ð½ÐµÐ½Ð¸Ð¸ ÑÐ°Ð±Ð¾ÑÑ Ð² ÐºÐ°ÑÐµÑÑÐ²Ðµ ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¾Ð¹ Ð±Ð°Ð·Ñ Ð±ÑÐ»Ð¸ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ñ Ð½Ð¾ÑÐ¼Ð°ÑÐ¸Ð²Ð½Ð¾-Ð¿ÑÐ°Ð²Ð¾Ð²ÑÐµ Ð°ÐºÑÑ, ÑÑÐµÐ±Ð½ÑÐµ Ð¿Ð¾ÑÐ¾Ð±Ð¸Ñ, ÑÐ¿ÑÐ°Ð²Ð¾ÑÐ½ÑÐµ Ð¸Ð·Ð´Ð°Ð½Ð¸Ñ, Ð½Ð°ÑÑÐ½ÑÐµ ÑÑÐ°ÑÑÐ¸. Ð ÐºÐ°ÑÐµÑÑÐ²Ðµ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ Ð±Ð°Ð·Ñ Ð²Ð·ÑÑÑ Ð´Ð°Ð½Ð½ÑÐµ Ð¾ÑÑÐµÑÐ½Ð¾ÑÑÐµÐ¹ Ð±Ð°Ð½ÐºÐ¾Ð² Ð½Ð° ÑÐ°Ð¹ÑÐµ Ð¦ÐµÐ½ÑÑÐ°Ð»ÑÐ½Ð¾Ð³Ð¾ ÐÐ°Ð½ÐºÐ° Ð Ð¾ÑÑÐ¸Ð¸. Ð ÑÐ°Ð±Ð¾ÑÐµ Ð±ÑÐ»Ð¸ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ñ ÑÐ°ÐºÐ¸Ðµ Ð¼ÐµÑÐ¾Ð´Ñ Ð½Ð°ÑÑÐ½Ð¾Ð³Ð¾ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ, ÐºÐ°Ðº Ð°Ð½Ð°Ð»Ð¸Ð·, ÑÐ¸Ð½ÑÐµÐ·, ÑÐ¾ÑÐ¼Ð°Ð»Ð¸Ð·Ð°ÑÐ¸Ñ, Ð¾Ð±Ð¾Ð±ÑÐµÐ½Ð¸Ðµ, Ð° ÑÐ°ÐºÐ¶Ðµ Ð¿ÑÐ¸ÐµÐ¼Ñ ÐºÐ¾ÑÑÐµÐ»ÑÑÐ¸Ð¾Ð½Ð½Ð¾-ÑÐµÐ³ÑÐµÑÑÐ¸Ð¾Ð½Ð½Ð¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°.
description: Topic of the issuance qualification work is âAssessment of the liquidity of the banking sector (based on the use of a banking license)â. The purpose of the final qualification work: analysis of the liquidity of banks with the main license based on international methodology, identification of the main determinants of liquidity to determine the levers of bank liquidity management. To achieve this goal, the following tasks were set and solved: - explored approaches to assessing liquidity in international practice and in the domestic market; - explored the foundations of a differentiated approach to the regulation of banks; - given the characteristics of banks with a basic license; - an analysis of the liquidity of banks with a basic license was carried out and conclusions were drawn about the state of banks; - the main determinants of banks' liquidity were identified, and the possibilities of liquidity management based on the analysis were identified. The object of the study are banks with a basic license of the Russian Federation. As a theoretical basis when performing the work there were used normative legal acts, textbooks, reference books, and scientific articles. As an information base, data from bank reporting on the website of the Central Bank of Russia was taken. The work used such methods of scientific research as analysis, synthesis, formalization, generalization, as well as methods of correlation and regression analysis.Â Â