title: ÐÐµÑ Ð°Ð½Ð¸Ð·Ð¼Ñ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÑÐ¸ÑÐºÐ¾Ð¼ Ð² Ð¸Ð½ÑÐµÑÐ½ÐµÑ â ÑÐ¸Ð½Ð°Ð½ÑÐ°Ñ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Internet risk management mechanisms â finance
Creators: name: Ð¦Ð¸ Ð§Ð¶Ð¸
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2020
Subjects: Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÑ
Ð¼ÐµÑ Ð°Ð½Ð¸Ð·Ð¼ Ð¿ÑÐµÐ´Ð¾ÑÐ²ÑÐ°ÑÐµÐ½Ð¸Ñ ÑÐ¸ÑÐºÐ¾Ð²
P2P ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
Ð¸Ð½ÑÐµÑÐ½ÐµÑ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐµ ÑÐ¸ÑÐºÐ¸
internet finance
risk prevention mechanism
p2p loaning
internet financial risks

description: ÐÑÐ½Ð¾Ð²ÑÐ²Ð°ÑÑÑ Ð½Ð° ÑÐµÐºÑÑÐ¸Ñ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼Ð°Ñ Ð´Ð¾Ð²ÐµÑÐ¸Ñ ÑÐµÑÐ¸ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð², Ð²Ð¾Ð¿ÑÐ¾ÑÐ°Ñ Ð±ÐµÐ·Ð¾Ð¿Ð°ÑÐ½Ð¾ÑÑÐ¸ Ð¸ Ð¿ÑÐ°Ð²Ð¾Ð²ÑÑ Ð²Ð¾Ð¿ÑÐ¾ÑÐ°Ñ Ð² ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ð¸ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð² ÐÐ¸ÑÐ°Ñ, ÑÐ¼Ð¿Ð¸ÑÐ¸ÑÐµÑÐºÐ¸ Ð¸ÑÑÐ»ÐµÐ´ÑÐµÑ ÑÐ°ÐºÑÐ¾ÑÑ, Ð²Ð»Ð¸ÑÑÑÐ¸Ðµ Ð½Ð° ÑÐ¸ÑÐº, Ð² ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-Ð¸Ð½ÑÑÐ¸ÑÑÑÐ°Ñ Ð¸ Ð¸Ñ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸Ð¸ Ñ ÑÐ¾ÑÐºÐ¸ Ð·ÑÐµÐ½Ð¸Ñ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ Ð¸Ð½ÑÑÐ¸ÑÑÑÐ¾Ð² Ð¸ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ Ð¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°ÑÐµÐ»ÐµÐ¹. 
ÐÑÐ½Ð¾Ð²Ð½ÑÐµ Ð½Ð¾Ð²Ð¾Ð²Ð²ÐµÐ´ÐµÐ½Ð¸Ñ Ð²ÐºÐ»ÑÑÐ°ÑÑ Ð² ÑÐµÐ±Ñ:
1. Ð ÑÑÐ¾Ð¼ Ð¿Ð¾Ð´ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ð¸ 1 Ð¸Ð·ÑÑÐ°ÑÑÑÑ ÑÐ°ÐºÑÐ¾ÑÑ, Ð²Ð»Ð¸ÑÑÑÐ¸Ðµ Ð½Ð° ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐ¹ ÑÐ¸ÑÐº Ð² Ð¸Ð½ÑÐµÑÐ½ÐµÑÐµ, Ñ ÑÐ¾ÑÐºÐ¸ Ð·ÑÐµÐ½Ð¸Ñ Ð¸Ð½ÑÐµÑÐ½ÐµÑ-ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ ÑÑÑÐµÐ¶Ð´ÐµÐ½Ð¸Ð¹, Ð² ÑÐ°ÑÑÐ½Ð¾ÑÑÐ¸, P2P-Ð¾Ð½Ð»Ð°Ð¹Ð½-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ Ð² ÐºÐ°ÑÐµÑÑÐ²Ðµ Ð¾ÑÐ½Ð¾Ð²Ð½Ð¾Ð³Ð¾ Ð¾Ð±ÑÐµÐºÑÐ° Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ, Ð¿ÑÑÐµÐ¼ ÑÐ±Ð¾ÑÐ° Ð¸ ÑÐ¾ÑÑÐ¸ÑÐ¾Ð²ÐºÐ¸ 199 P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð² Ñ 2008 Ð¿Ð¾ 31 Ð°Ð²Ð³ÑÑÑÐ° 2014 Ð³. Ð­Ð¼Ð¿Ð¸ÑÐ¸ÑÐµÑÐºÐ¾Ðµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼Ð½Ð¾Ð¹ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ Ð¿Ð¾ÐºÐ°Ð·Ð°Ð»Ð¾, ÑÑÐ¾: ÑÐ¸ÑÐº ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ P2P Ð·Ð½Ð°ÑÐ¸ÑÐµÐ»ÑÐ½Ð¾ Ð¿Ð¾Ð»Ð¾Ð¶Ð¸ÑÐµÐ»ÑÐ½Ð¾ ÐºÐ¾ÑÑÐµÐ»Ð¸ÑÑÐµÑ Ñ Ð½Ð¾ÑÐ¼Ð¾Ð¹ Ð´Ð¾ÑÐ¾Ð´Ð½Ð¾ÑÑÐ¸, ÑÑÑÐ°Ð½Ð¾Ð²Ð»ÐµÐ½Ð½Ð¾Ð¹ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ð¾Ð¹ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ P2P, Ð¾Ð½ ÑÑÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾ Ð¾ÑÑÐ¸ÑÐ°ÑÐµÐ»ÑÐ½Ð¾ ÐºÐ¾ÑÑÐµÐ»Ð¸ÑÑÐµÑ Ñ ÑÑÑÐ°Ð²Ð½ÑÐ¼ ÐºÐ°Ð¿Ð¸ÑÐ°Ð»Ð¾Ð¼ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ P2P, Ð° ÑÐµÐ¼ Ð±Ð¾Ð»ÐµÐµ ÑÐ°Ð½Ð½ÐµÐµ Ð¸Ð¼Ñ Ð´Ð¾Ð¼ÐµÐ½Ð° Ð²ÐµÐ±-ÑÐ°Ð¹ÑÐ° Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ P2P ÑÐ¾Ð·Ð´Ð°ÐµÑÑÑ 1. 
2. Ð Ð´Ð°Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÐµ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·ÑÐµÑÑÑ Ð¼ÐµÐ¶Ð´Ð¸ÑÑÐ¸Ð¿Ð»Ð¸Ð½Ð°ÑÐ½Ð°Ñ Ð¿ÐµÑÑÐ¿ÐµÐºÑÐ¸Ð²Ð° Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ð¹, ÑÐ¾ÑÐµÑÐ°ÑÑÐ°Ñ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¸ ÐÐÐ¢, Ð¿ÑÐ°Ð²Ð¾Ð²ÑÐµ Ð½Ð¾ÑÐ¼Ñ, ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐµ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¸ Ð¸ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¸ ÑÐ»ÐµÐºÑÑÐ¾Ð½Ð½Ð¾Ð¹ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐ¸Ð¸, Ñ Ð°ÐºÑÐµÐ½ÑÐ¾Ð¼ Ð½Ð° ÐºÐ¾Ð½ÑÑÐ¼ÐµÑÑ Ð´Ð»Ñ ÐºÐ¸ÑÐ°Ð¹ÑÐºÐ¾Ð³Ð¾ Ð¼ÐµÑÐ°Ð½Ð¸Ð·Ð¼Ð° Ð¿ÑÐµÐ´Ð¾ÑÐ²ÑÐ°ÑÐµÐ½Ð¸Ñ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ ÑÐ¸ÑÐºÐ¾Ð² Ð² Ð¸Ð½ÑÐµÑÐ½ÐµÑÐµ.
description: Based on the current Internet finance network trust issues, security issues and legal issues in the development of China's Internet finance, this article empirically studies the risk influencing factors of Internet financial institutions and their use from the perspective of Internet financial institutions and Internet financial users The main factor of Internet finance. 
The main innovations of this article include:
1. This sub-study 1 studies the factors that affect Internet financial risk from the dimensions of Internet financial institutions, specifically taking P2P online lending as the main research object, by collecting and sorting 199 P2P loans from 2008 to August 31, 2014 Empirical research on the problem platform revealed that the risk of P2P lending is significantly positively correlated with the rate of return set by the P2P financing platform; it is significantly negatively correlated with the registered capital of the P2P lending platform; 1. The older the domain name of the P2P lending website, the lower the risk of P2P lending; when the location of the P2P lending platform is located in 11 provinces and cities in easter the risk of P2P lending is lower.
2. This article uses an interdisciplinary research perspective, combining ICT technology, legal norms, financial technology, and e-commerce technology, focusing on countermeasures for China's Internet financial risk prevention mechanism.