title: Ð Ð°Ð·Ð²Ð¸ÑÐ¸Ðµ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² ÐÐÐ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: The development of mortgage lending in China
Creators: name: Ð¥Ð°Ð½Ñ ÐÐ°Ð¹ÑÐ·Ð¸Ð½Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2020
Subjects: Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
Ð¸Ð¿Ð¾ÑÐµÐºÐ°
ÑÐ°ÐºÑÐ¾ÑÑ ÑÑÐ½ÐºÐ°
Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ
Ð¿ÑÐ¾ÑÐµÐ½ÑÐ½Ð°Ñ ÑÑÐ°Ð²ÐºÐ°
mortgages lending
mortgages
market factors
mortgage loan models
interest rate

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description: The subject of the graduate qualification work is âThe development of mortgage lending in PRCâ. This work is devoted to the study of the mortgage market in China. 
The object of the study is mortgage lending. The subject of work is mortgage lending in China. 
The thesis goal is a comprehensive analysis of the institutional environment of mortgage lending in China, its problems and development prospects. 
The first section of the thesis describes the theoretical aspects of mortgage lending, the history of emergence and development, examined mortgage lending models, such as extended-open, balanced-autonomous, averaged-open and the features of their application. 
The second section is devoted to the analysis of the Chinese's mortgage market based on which market participants and the main mortgage programs of Chinese banks were identified. The dynamics of the number of credit organizations - participants in the mortgage lending market was also considered. Also in this section, a structure of credit organizations operating in the mortgage lending market in the PRC on 01.01.2018 was compiled and the main factors of the market development were highlighted. Based on the analyzed materials, it was concluded that the institutional aspect of the housing lending market in China is characterized by a decrease in the number of credit institutions, expansion of mortgage programs, caused mainly by an increase in the number of borrowers of such loans. 
The third section examined the prospects for the development of mortgage lending in China and provides an example of calculating mortgages. In the conclusion of the section, it was concluded that at present, the development of the mortgage market in China would be facilitated by an increase in housing construction, lower interest rates on mortgages and an increase in special government programs and benefits for the population.