title: ÐÐ¿Ð¾ÑÐµÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ Ð¸ Ð¿ÐµÑÑÐ¿ÐµÐºÑÐ¸Ð²Ñ ÐµÐ³Ð¾ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð² Ð Ð¤ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐÐ Ð¡Ð±ÐµÑÐ±Ð°Ð½Ðº)
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Mortgage lending and the prospects for its development in the Russian Federation on the example of PJS Sberbank
Creators: name: ÐÐ°Ð»ÑÐµÐ², ÐÐ»Ð°Ð´Ð¸ÑÐ»Ð°Ð²
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2020
Subjects: Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÐ¹ ÐºÑÐµÐ´Ð¸Ñ
Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÐ¹ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¹ Ð¿Ð¾ÑÑÑÐµÐ»Ñ
Ð¼Ð¾Ð´ÐµÐ»Ñ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ
Ð¼ÐµÑ Ð°Ð½Ð¸Ð·Ð¼ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ
ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð°Ñ Ð¾Ð±ÐµÑÐ¿ÐµÑÐµÐ½Ð½Ð¾ÑÑÑ
mortgage
mortgage loan portfolio
lending model
mortgage lending mechanism
financial sustainability

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description: The subject of the graduate qualification work is Â«Mortgage lending and the prospects for its development in the Russian FederationÂ».
The object of the study is the PJS Â«SBERBANKÂ».
The aim of the final qualification work is to develop recommendations aimed at improving the efficiency of mortgage lending in Sberbank.
The research is based on the bank's financial indicators, the conclusions have been drawn on the current state of mortgage lending at Sberbank.
The list of recommendations was developed to improve the efficiency of mortgage lending at Sberbank PJSC. There are such measures as: mortgage loan for the purchase of a car space or garage; mortgage program aimed at reducing of the interest rate on a mortgage loan.
A forecast has been made on bank income on a loan for the purchase of a car space / garage; on interest income of the bank on a mortgage loan.
The implementation of measures of increasing the effectiveness of mortgage lending will lead to the fact that the bank will be able to get a positive economic effect, since the measures can not only increase the interest of clients in mortgage programs of the bank, but also increase the bank's income.