title: Ð¡Ð¾Ð²ÐµÑÑÐµÐ½ÑÑÐ²Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð¼ÐµÑ Ð°Ð½Ð¸Ð·Ð¼Ð° Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ Ð¾ÑÐ³Ð°Ð½Ð¾Ð² Ð²Ð»Ð°ÑÑÐ¸ Ð² ÑÑÐµÑÐµ Ð¿ÑÐ¾ÑÐ¸Ð²Ð¾Ð´ÐµÐ¹ÑÑÐ²Ð¸Ñ Ð»ÐµÐ³Ð°Ð»Ð¸Ð·Ð°ÑÐ¸Ð¸ (Ð¾ÑÐ¼ÑÐ²Ð°Ð½Ð¸Ñ) Ð´ÐµÐ½ÐµÐ¶Ð½ÑÑ ÑÑÐµÐ´ÑÑÐ², Ð¿Ð¾Ð»ÑÑÐµÐ½Ð½ÑÑ Ð¿ÑÐµÑÑÑÐ¿Ð½ÑÐ¼ Ð¿ÑÑÐµÐ¼ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÑÐ¼ÐµÐ½Ð¸Ð¸)
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Improving the mechanism of activities of authorities in the field of counteraction to legalization (laundering) of money obtained in crime (by the example of Armenia)
Creators: name: ÐÐ°Ð¿Ð°Ð½ÑÐ½, ÐÑÐ¸Ð³Ð¾Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2023
Subjects: Ð¿ÑÐ¾ÑÐ¸Ð²Ð¾Ð´ÐµÐ¹ÑÑÐ²Ð¸Ðµ Ð¾ÑÐ¼ÑÐ²Ð°Ð½Ð¸Ñ Ð½ÐµÐ»ÐµÐ³Ð°Ð»ÑÐ½ÑÑ Ð´ÐµÐ½ÐµÐ¶Ð½ÑÑ ÑÑÐµÐ´ÑÑÐ² Ð¸ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÑÐµÑÑÐ¾ÑÐ¸Ð·Ð¼Ð° (Ð´Ð°Ð»ÐµÐµ ÐÐÐ/Ð¤Ð¢)
Ð¾ÑÐ¼ÑÐ²Ð°Ð½Ð¸Ðµ Ð´ÐµÐ½ÐµÐ³
Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð°Ñ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ°
ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ ÑÐµÑÑÐ¾ÑÐ¸Ð·Ð¼Ð°
anti-money laundering and terrorism financing (AML/CFT)
money laundering
public policy
terrorism financing

description: ÐÐ±ÑÐµÐºÑÐ¾Ð¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ²Ð»ÑÐµÑÑÑ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð°Ñ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ° ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ð¸. ÐÑÐµÐ´Ð¼ÐµÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ â ÑÐ¾ÑÑÐ¾ÑÐ½Ð¸Ðµ, ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð¸ Ð¿ÐµÑÑÐ¿ÐµÐºÑÐ¸Ð²Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ. Ð¦ÐµÐ»ÑÑ ÑÐ°Ð±Ð¾ÑÑ Ð¸Ð·ÑÑÐµÐ½Ð¸Ðµ ÑÐµÐºÑÑÐµÐ³Ð¾ ÑÐ¾ÑÑÐ¾ÑÐ½Ð¸Ñ Ð¸ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ ÑÐµÐ°Ð»Ð¸Ð·Ð°ÑÐ¸Ð¸ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ, Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ðµ ÑÑÑÐµÑÑÐ²ÑÑÑÐ¸Ñ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼ Ð¸ ÑÐ°Ð·ÑÐ°Ð±Ð¾ÑÐºÐ° Ð¿ÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ð¸Ð¹ Ð¿Ð¾ Ð¸Ñ ÑÐµÑÐµÐ½Ð¸Ñ. ÐÑÐ»Ð¸ ÑÐµÑÐµÐ½Ñ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ðµ Ð·Ð°Ð´Ð°ÑÐ¸: â ÑÐ°ÑÐºÑÑÑÐ¸Ðµ Ð¿Ð¾Ð½ÑÑÐ¸Ñ Ð¸ ÑÐ¾Ð´ÐµÑÐ¶Ð°Ð½Ð¸Ñ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ; â Ð¸Ð·ÑÑÐµÐ½Ð¸Ðµ Ð½Ð¾ÑÐ¼Ð°ÑÐ¸Ð²Ð½Ð¾-Ð¿ÑÐ°Ð²Ð¾Ð²ÑÑ Ð¾ÑÐ½Ð¾Ð² ÑÐµÐ°Ð»Ð¸Ð·Ð°ÑÐ¸Ð¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ; â Ð¾ÑÐµÐ½ÐºÐ° Ð·Ð°ÑÑÐ±ÐµÐ¶Ð½Ð¾Ð³Ð¾ Ð¾Ð¿ÑÑÐ° ÐÐÐ/Ð¤Ð¢; â Ð¸Ð·ÑÑÐµÐ½Ð¸Ðµ Ð¸ Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ ÑÑÑÐµÑÑÐ²ÑÑÑÐ¸Ñ Ð¼ÐµÑ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ; â Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ðµ Ð½Ð°Ð¸Ð±Ð¾Ð»ÐµÐµ Ð°ÐºÑÑÐ°Ð»ÑÐ½ÑÑ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼ ÑÑÑÐµÑÑÐ²ÑÑÑÐµÐ¹ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ; â Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ° Ð¸ Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾Ð¹ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ ÑÐµÐ°Ð»Ð¸Ð·Ð°ÑÐ¸Ð¸ Ð¿ÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ð½ÑÑ Ð¼ÐµÑ. ÐÐºÑÑÐ°Ð»ÑÐ½Ð¾ÑÑÑ ÑÐµÐ¼Ñ Ð¾Ð±ÑÑÐ»Ð¾Ð²Ð»ÐµÐ½Ð° ÑÐµÐ¼, ÑÑÐ¾ Ð² Ð½Ð°ÑÐµ Ð²ÑÐµÐ¼Ñ Ð±Ð¾ÑÑÐ±Ð° Ñ Ð¾ÑÐ¼ÑÐ²Ð°Ð½Ð¸ÐµÐ¼ Ð´ÐµÐ½ÐµÐ³ Ð¸Ð³ÑÐ°ÐµÑ Ð²Ð°Ð¶Ð½ÑÑ ÑÐ¾Ð»Ñ Ð² Ð¿Ð¾Ð´Ð´ÐµÑÐ¶Ð°Ð½Ð¸Ð¸ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¾Ð¹ ÑÐµÐ»Ð¾ÑÑÐ½Ð¾ÑÑÐ¸ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²Ð°. ÐÑÐ¾ÑÐ¸Ð²Ð¾Ð´ÐµÐ¹ÑÑÐ²Ð¸Ðµ Ð¾ÑÐ¼ÑÐ²Ð°Ð½Ð¸Ñ Ð´ÐµÐ½ÐµÐ³ Ð¸ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÑÐµÑÑÐ¾ÑÐ¸Ð·Ð¼Ð° ÑÐ²Ð»ÑÐµÑÑÑ Ð¾Ð´Ð½Ð¸Ð¼ Ð¸Ð· Ð²Ð°Ð¶Ð½ÐµÐ¹ÑÐ¸Ñ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ð¹ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐ¸ÐºÐ¸ Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐ¸ ÐÑÐ¼ÐµÐ½Ð¸Ñ. ÐÑÑÐ¾ÑÐ½Ð¸ÐºÐ°Ð¼Ð¸ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸ Ð²ÑÑÑÑÐ¿Ð¸Ð»Ð¸ Ð´Ð°Ð½Ð½ÑÐµ Ð¾ÑÐµÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð½Ð°ÑÑÐ½Ð¾ - Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°ÑÐµÐ»ÑÑÐºÐ¾Ð¹ Ð»Ð¸ÑÐµÑÐ°ÑÑÑÑ, Ð¾ÑÐ¸ÑÐ¸Ð°Ð»ÑÐ½ÑÑ ÐÐ½ÑÐµÑÐ½ÐµÑ-ÑÐµÑÑÑÑÐ¾ Ð² , ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð¸ Ð°Ð½Ð°Ð»Ð¸ÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð°Ð³ÐµÐ½ÑÑÑÐ². Ð Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÐµ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ñ ÑÐ»ÐµÐ´ÑÑÑ Ð¸Ðµ Ð¸Ð½ÑÑÑÑÐ¼ÐµÐ½ÑÑ Ð¸ Ð¼ÐµÑÐ¾Ð´Ñ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ: ÑÐ±Ð¾Ñ Ð¸ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð´Ð°Ð½Ð½ÑÑ, Ð°Ð½Ð°Ð»Ð¸Ð· Ð½Ð°ÑÑÐ½ÑÑ Ð¸ÑÑÐ¾ÑÐ½Ð¸ÐºÐ¾Ð², Ð¸Ð·ÑÑÐµÐ½Ð¸Ðµ Ð¸ Ð¾Ð±Ð¾Ð±ÑÐµÐ½Ð¸Ðµ, ÑÑÐ°Ð²Ð½ÐµÐ½Ð¸Ðµ, Ð¼Ð¾Ð´ÐµÐ»Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ, ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¸Ð¹ Ð°Ð½Ð°Ð»Ð¸Ð·, ÑÐ¸ÑÑÐµÐ¼Ð½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð·, ÑÐ¾ÑÐ¼ÑÐ»Ð¸ÑÐ¾Ð²ÐºÐ° Ð²ÑÐ²Ð¾Ð´Ð¾Ð² Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ. ÐÑÐ¸ Ð¿Ð¾Ð´Ð³Ð¾ÑÐ¾Ð²ÐºÐµ ÑÐ°Ð±Ð¾ÑÑ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ñ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ðµ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¾Ð½Ð½ÑÐµ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¸, Ð¼ÐµÑÐ¾Ð´Ñ Ð¾Ð±ÑÐ°Ð±Ð¾ÑÐºÐ¸ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸, Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¾Ð½Ð½ÑÐµ ÑÐ¸ÑÑÐµÐ¼Ñ (Ð±Ð°Ð·Ñ Ð´Ð°Ð½Ð½ÑÑ): Ð¾Ð±ÑÐ°Ð±Ð¾ÑÐºÐ° Ð¼Ð°ÑÑÐ¸Ð²Ð¾Ð² Ð´Ð°Ð½Ð½ÑÑ Ñ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸ÐµÐ¼ Excel; Ð¾Ð±ÑÐ°Ð±Ð¾ÑÐºÐ° ÑÐµÐºÑÑÐ¾Ð²Ð¾Ð¹ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸ Ñ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸ÐµÐ¼ Word; Ð±Ð°Ð·Ñ Ð´Ð°Ð½Ð½ÑÑ Ð¿ÑÐ°Ð²Ð¾Ð²Ð¾Ð¹ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸ ÐÐ¾Ð½ÑÑÐ»ÑÑÐ°Ð½ÑÐÐ»ÑÑ Ð¸ ÐÐ°ÑÐ°Ð½Ñ; Ð²Ð¸Ð·ÑÐ°Ð»Ð¸Ð·Ð°ÑÐ¸Ñ Ð¿ÑÐµÐ´ÑÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ Ð´Ð°Ð½Ð½ÑÑ Ñ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸ÐµÐ¼ PowerPoint. ÐÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ñ Ð¼ÐµÑÑ Ð¿Ð¾ ÑÐ¾Ð²ÐµÑÑÐµÐ½ÑÑÐ²Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ°Ð±Ð¾ÑÑ ÐÐÐ/Ð¤Ð¢ Ð² ÑÑÑÐ°Ð½Ðµ, Ð¿ÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ñ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ ÐÐÐ/Ð¤Ð¢ Ð¸ Ð¿ÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ñ Ð°ÐºÑÑÐ»ÑÐ½ÑÐµ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼Ñ ÐÐÐ/Ð¤Ð¢ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ. ÐÐ¾Ð²ÑÐµ Ð¸ ÑÑÐ¾Ð²ÐµÑÑÐµÐ½ÑÑÐ²Ð¾Ð²Ð°Ð½Ð½ÑÐµ Ð¼ÐµÑÑ ÐÐÐ/Ð¤Ð¢ Ð¼Ð¾Ð³ÑÑ Ð±ÑÑÑ Ð¿ÑÐ¸Ð½ÑÑÑ Ð¸ ÑÐµÐ°Ð»Ð¸Ð·Ð¾Ð²Ð°Ð½Ñ Ð² Ð ÐµÑÐ¿ÑÐ±Ð»Ð¸ÐºÐµ ÐÑÐ¼ÐµÐ½Ð¸Ñ.
description: The subject of the study is the state, efficiency and prospects for the development of the state AML / CFT policy in the Republic of Armenia. The purpose of the work is to study the current state and effectiveness of the implementation of the state AML / CFT policy in the Republic of Armenia, identify existing problems and develop proposals for their solution. The following tasks were solved: â disclosure of the concept and content of the AML/CFT policy in the Republic of Armenia; â study of the legal framework for the implementation of AML / CFT in the Republic of Armenia; â assessment of foreign experience in AML/CFT; â study and evaluation of the effectiveness of the existing AML/CFT state policy measures in the Republic of Armenia; â identification of the most urgent problems of the existing AML/CFT policy in the Republic of Armenia; â assessment of the effect and possible effectiveness of the implementation of the proposed measures. The relevance of the topic is due to the fact that in our time the fight against money laundering plays an important role in maintaining the economic integrity of the state. Countering money laundering and terrorism financing is one of the most important directions of the state policy of the Republic of Armenia. The sources of information were data from domestic research literature, official Internet resources, statistical and analytical agencies. The following research tools and methods were used in the final qualification work: collection and analysis of statistical data, analysis of scientific sources, study and generalization, comparison, modeling, theoretical analysis, system analysis, formulation of research conclusions. In preparing the work, the following information technologies, methods of information processing, information systems (databases) were used: processing of data arrays using Excel; processing of text information using Word; databases of legal information ConsultantPlus and Garant; visualization of data presentation using PowerPoint. Proposed measures to improve the work of AML / CFT in the country, proposed directions for the development of AML / CFT and analyzed the current problems of AML / CFT in the Republic of Armenia. New and improved AML/CFT measures can be adopted and implemented in the Republic of Armenia.