title: ÐÑÐµÐ½ÐºÐ° ÐºÑÐµÐ´Ð¸ÑÐ½ÑÑ , Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¾Ð½Ð½ÑÑ Ð¸ ÑÑÐ½Ð¾ÑÐ½ÑÑ ÑÐ¸ÑÐºÐ¾Ð² ÐÐ°Ð½ÐºÐ° ÐÐ¸ÑÐ°Ñ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Assessment of credit, operational and market risks of the bank of China
Creators: name: ÐÑÐ¾ Ð®Ð¹Ñ ÑÐ½
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2021
Subjects: ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¹ Ð±Ð°Ð½Ðº
ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐµ Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¸
ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ
ÑÐ¸ÑÐºÐ¸
ÑÐ¸Ð½Ð°ÑÐ¾Ð²ÑÐµ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÑ
Ñommercial bank
credit operations
efficiency
risks
financial results

description: ÐÑÐµÐ´Ð¸ÑÐ½ÑÐµ Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¸ ÑÐ²Ð»ÑÑÑÑÑ Ð¾Ð´Ð½Ð¾Ð¹ Ð¸Ð· Ð²Ð°Ð¶Ð½ÐµÐ¹ÑÐ¸Ñ ÑÑÐµÑ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°. ÐÐ°Ðº Ð¿Ð¾ÐºÐ°Ð·ÑÐ²Ð°ÐµÑ Ð°Ð½Ð°Ð»Ð¸Ð·, ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¼Ð¸ Ð±Ð°Ð½ÐºÐ°Ð¼Ð¸ Ð¸Ð¼ÐµÐµÑ Ð¼Ð½Ð¾Ð¶ÐµÑÑÐ²Ð¾ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼, Ð² ÑÐ¾Ð¼ ÑÐ¸ÑÐ»Ðµ Ð¸ Ð² Ð½Ð°ÑÑÐ¾ÑÑÐµÐµ Ð²ÑÐµÐ¼Ñ. ÐÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð¸ Ð¿ÑÐ¸Ð±ÑÐ»ÑÐ½Ð¾ÑÑÑ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð²Ð»Ð¸ÑÐµÑ Ð¼Ð½Ð¾Ð¶ÐµÑÑÐ²Ð¾ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð², Ñ ÑÐ¾Ð¼ ÑÐ¸ÑÐ»Ðµ Ð¸ Ð²Ð½ÐµÑÐ½ÑÑ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ°Ñ Ð¾Ð±ÑÑÐ°Ð½Ð¾Ð²ÐºÐ° Ð¸ Ð¿Ð¾Ð»Ð¸ÑÐ¸Ðº Ð Ð¾ÑÑÐ¸ Ð½Ð° Ð²Ð½ÐµÑÐ½ÐµÐ¹ Ð°ÑÐµÐ½Ðµ Ð¸ Ð´Ð¾ÑÐ¾Ð´Ñ Ð½Ð°ÑÐµÐ»ÐµÐ½Ð¸Ñ, Ð° ÑÐ°Ðº Ð¶Ðµ Ð²Ð½ÑÑÑÐµÐ½Ð½ÑÑ ÑÑÐµÐ´Ð° ÑÐ°Ð¼Ð¾Ð³Ð¾ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°. ÐÐºÑÑÐ°Ð»ÑÐ½Ð¾ÑÑÑ ÑÐµÐ¼Ñ ÑÐ°Ð±Ð¾ÑÑ Ð·Ð°ÐºÐ»ÑÑÐ°ÐµÑÑÑ Ð² Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾ÑÑÐ¸ Ð¿ÑÐ¸Ð½ÑÑÐ¸Ñ Ð¼ÐµÑ Ð¿Ð¾ ÑÐ¾Ð²ÐµÑÑÐµÐ½ÑÑÐ²Ð¾Ð²Ð°Ð½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÑ Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¹ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°. Ð¦ÐµÐ»Ñ Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ: Ð°Ð½Ð°Ð»Ð¸Ð· Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¹ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð¼ Ð±Ð°Ð½ÐºÐµ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ)) ÐÐ¾ÑÑÐ¸Ð¶ÐµÐ½Ð¸Ðµ Ð´Ð°Ð½Ð½Ð¾Ð¹ ÑÐµÐ»Ð¸ Ð¿Ð¾ÑÑÐµÐ±Ð¾Ð²Ð°Ð»Ð¾ ÑÐµÑÐµÐ½Ð¸Ðµ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ñ Ð·Ð°Ð´Ð°Ñ: 1. ÐÐ·ÑÑÐ¸ÑÑ ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¸Ðµ Ð°ÑÐ¿ÐµÐºÑÑ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼Ð¸ Ð¾Ð¿ÐµÑÐ°ÑÐ¸ÑÐ¼Ð¸ Ð² ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð¼ Ð±Ð°Ð½ÐºÐµ: Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ (ÑÑÑÐ½Ð¾ÑÑÑ, ÑÑÑÑÐºÑÑÑÐ°, ÑÐ»ÐµÐ¼ÐµÐ½ÑÑ); Ð¾ÑÐ¾Ð±ÐµÐ½Ð½Ð¾ÑÑÐ¸ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼Ð¸ Ð¾Ð¿ÐµÑÐ°ÑÐ¸ÑÐ¼Ð¸ Ð² ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð¼ Ð±Ð°Ð½ÐºÐµ. 2. ÐÑÐ¾Ð²ÐµÑÑÐ¸ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼Ð¸ Ð¾Ð¿ÐµÑÐ°ÑÐ¸ÑÐ¼Ð¸ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ): Ð¾Ð±ÑÐ°Ñ ÑÐ°ÑÐ°ÐºÑÐµÑÐ¸ÑÑÐ¸ÐºÐ° ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ); Ð°Ð½Ð°Ð»Ð¸Ð· ÐºÑÐµÐ´Ð¸ÑÐ½ÑÑ Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¹ ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ). ÐÐ±ÑÐµÐºÑÐ¾Ð¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð´Ð°Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ) ÐÑÐµÐ´Ð¼ÐµÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ - Ð°Ð½Ð°Ð»Ð¸Ð· Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¹ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð¼ Ð±Ð°Ð½ÐºÐµ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐÐ Â«ÐÑÐ½Ðº Ð¾Ñ Ð§Ð°Ð¹Ð½Ð°Â» (ÐÐ)). ÐÐ»Ñ Ð½Ð°Ð¿Ð¸ÑÐ°Ð½Ð¸Ñ ÑÐ°Ð±Ð¾ÑÑ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð»Ð¸ÑÑ ÑÑÐ°Ð´Ð¸ÑÐ¸Ð¾Ð½Ð½ÑÐµ Ð¼ÐµÑÐ¾Ð´Ñ ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°, Ð° ÑÐ°ÐºÐ¶Ðµ ÐºÐ¾Ð¼Ð¿ÑÑÑÐµÑÐ½ÑÐµ ÑÐ¿Ð¾ÑÐ¾Ð±Ñ Ð¾Ð±ÑÐ°Ð±Ð¾ÑÐºÐ¸ Ð´Ð°Ð½Ð½ÑÑ, Ð° ÑÐ°ÐºÐ¶Ðµ Ð¿ÑÐ¸ÐµÐ¼Ñ ÑÐ°Ð±Ð»Ð¸ÑÐ½Ð¾Ð³Ð¾ Ð¸ Ð³ÑÐ°ÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð¸Ñ Ð¿ÑÐµÐ´ÑÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ.
description: Credit operations are one of the most important areas of activity of a commercial bank. As the analysis shows, lending by commercial banks has many problems, including at the present time. The effectiveness and profitability of lending is influenced by many factors, including the external economic situation and the policy of Russia in the external arena and the income of the population, as well as the internal environment of the commercial bank itself. The relevance of the topic of the work is the possibility of taking measures to improve the credit operations of a commercial bank. The purpose of the final work: analysis of lending operations in a commercial bank (on the example of JSCB "Bank of China" (JSC)) Achieving this goal required solving the following tasks: 1. To study the theoretical aspects of credit operations management in a commercial bank: bank lending (essence, structure, elements); features of credit operations management in a commercial bank. 2. Conduct an analysis of credit operations management (for example, Bank of China (JSC): general characteristics of Bank of China (JSC); analysis of credit operations of Bank of China (JSC). The object of the study of this work is the Bank of China JSCB (JSC) The subject of the study is the analysis of lending operations in a commercial bank (on the example of JSCB Bank of China (JSC)). To write the work, we used traditional methods of statistical analysis, as well as computer methods of data processing, as well as methods of tabular and graphical representation. The information base was the bank's financial statements, Internet sites containing information on the research topic. The methodological basis of the study was the educational and monographic literature of domestic scientists of economists, devoted to the problems of auditing credit transactions, ensuring economic security, articles of periodicals, special literature on financial management and economic security management.