title: ÐÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Assessment of efficiency of digital banks
Creators: name: ÐÑÐ»ÐµÐ¹ÐºÐ¾, ÐÐ°ÑÐ°Ð»ÑÑ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: ÑÐ¸ÑÑÐ¾Ð²Ð¸Ð·Ð°ÑÐ¸Ñ
ÑÐ¸ÑÑÐ¾Ð²Ð¾Ð¹ Ð±Ð°Ð½Ðº
ÐºÐ¾ÑÑÐµÐ»ÑÑÐ¸Ð¾Ð½Ð½Ð¾-ÑÐµÐ³ÑÐµÑÑÐ¸Ð¾Ð½Ð½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð·
ÑÐ¸ÑÑÐ¾Ð²Ð°Ñ ÑÑÐ°Ð½ÑÑÐ¾ÑÐ¼Ð°ÑÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð²
ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²
digitalization
digital bank
correlation and regression analisys
digatal transformation banks
efficiecy of digital banks

description: Ð¦ÐµÐ»ÑÑ Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð².
ÐÐ»Ñ Ð´Ð¾ÑÑÐ¸Ð¶ÐµÐ½Ð¸Ñ ÑÐµÐ»Ð¸ ÑÐ°Ð±Ð¾ÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ñ Ð¿Ð¾Ð´ÑÐ¾Ð´Ñ Ð´Ð»Ñ Ð¾ÑÐµÐ½-ÐºÐ¸ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ð¸ Ð²ÑÐ±ÑÐ°Ð½ ÐºÐ¾ÑÑÐµ-Ð»ÑÑÐ¸Ð¾Ð½Ð½Ð¾-ÑÐµÐ³ÑÐµÑÑÐ¸Ð¾Ð½Ð½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð·.
ÐÑÐ¾Ð²ÐµÐ´ÐµÐ½ ÑÑÐ°Ð²Ð½Ð¸ÑÐµÐ»ÑÐ½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÑÐ°Ð´Ð¸ÑÐ¸Ð¾Ð½Ð½ÑÑ Ð¸ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð² Ð¸ Ð¸Ð·ÑÑÐµÐ½Ñ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¿Ð¾ÑÑÑÐ¾ÐµÐ½Ð¸Ñ ÑÐ¸ÑÑÐµÐ¼Ñ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð².
ÐÑÐ¾Ð²ÐµÐ´ÐµÐ½ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÐ¸ÑÑÐ¾Ð²Ð¸Ð·Ð°ÑÐ¸Ð¸ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¾Ð³Ð¾ ÑÐµÐºÑÐ¾ÑÐ° Ð² Ð Ð¾ÑÑÐ¸Ð¸ Ð¸ Ð¼Ð¸ÑÐµ, Ð° ÑÐ°ÐºÐ¶Ðµ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÐ¾ÑÑÐ¾ÑÐ½Ð¸Ñ ÑÐ¾ÑÑÐ¸Ð¹ÑÐºÐ¸Ñ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð² ÑÐµÑÐµÐ· ÑÐ¸ÑÑÐµÐ¼Ñ Ð¾Ð±ÑÐ·Ð°ÑÐµÐ»ÑÐ½ÑÑ Ð½Ð¾ÑÐ¼Ð°ÑÐ¸Ð²Ð¾Ð² ÐÐ°Ð½ÐºÐ° Ð Ð¾ÑÑÐ¸Ð¸.
ÐÐ¾ÑÑÑÐ¾ÐµÐ½Ñ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð´Ð»Ñ Ð¾ÑÐµÐ½ÐºÐ¸ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð². Ð ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð²ÑÑÐ²Ð»ÐµÐ½Ñ ÑÐ°ÐºÑÐ¾ÑÑ, Ð²Ð»Ð¸-ÑÑÑÐ¸Ðµ Ð½Ð° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ ÑÑÐ½ÐºÑÐ¸Ð¾Ð½Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð². ÐÑÐ»Ð¾ Ð²ÑÑÐ²Ð»ÐµÐ½Ð¾ Ð²Ð»Ð¸ÑÐ½Ð¸Ðµ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ñ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð²: ÐºÐ¾Ð»Ð¸ÑÐµÑÑÐ²Ð¾ ÐºÐ»Ð¸ÐµÐ½ÑÐ¾Ð² Ð¸ ÐºÐ¾Ð»Ð¸-ÑÐµÑÑÐ²Ð¾ ÑÐ¾ÑÑÑÐ´Ð½Ð¸ÐºÐ¾Ð² Ð±Ð°Ð½ÐºÐ°, ÐºÐ¾Ð»Ð¸ÑÐµÑÑÐ²Ð¾ Ð¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°ÑÐµÐ»ÐµÐ¹ Ð¼Ð¾Ð±Ð¸Ð»ÑÐ½ÑÐ¼ Ð¿ÑÐ¸Ð»Ð¾Ð¶ÐµÐ½Ð¸ÐµÐ¼, Ð´Ð¾Ð»Ñ ÑÑÐ°Ð½Ð·Ð°ÐºÑÐ¸Ð¹, ÑÐ¾Ð²ÐµÑÑÐ°ÐµÐ¼ÑÑ ÑÐµÑÐµÐ· ÑÐ¸ÑÑÐ¾Ð²ÑÐµ ÐºÐ°Ð½Ð°Ð»Ñ ÑÐ²ÑÐ·Ð¸.
description: The purpose of the qualifying work is to assessment the effective-ness of digital banks. 
To achieve the goal of the work, the approaches to the assessment of the efficiency of commercial banks were studied and the correlation and regression analysis was chosen.
The comparative analysis of traditional and digital banks is carried out, and models of construction of system of digital banks are studied.
The analysis of digitalization of the banking sector in Russia and the world, as well as the analysis of the state of Russian digital banks through the system of mandatory standards of the Bank of Russia.
Models for evaluating the effectiveness of digital banks are con-structed as a result of research the factors influencing efficiency of func-tioning of digital banks are revealed. The influence of the following factors was revealed: the number of customers and the number of employees of the Bank, the number of users of the mobile application, the share of transactions made through digital communication channels.