title: ÐÐ»ÑÑÐµÑÐ½Ð°ÑÐ¸Ð²Ð½ÑÐµ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐµ Ð¸Ð½ÑÑÑÑÐ¼ÐµÐ½ÑÑ Ð´Ð»Ñ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¼Ð°Ð»ÑÑ Ð¸ ÑÑÐµÐ´Ð½Ð¸Ñ Ð¿ÑÐµÐ´Ð¿ÑÐ¸ÑÑÐ¸Ð¹ Ð² Ð Ð¾ÑÑÐ¸Ð¸
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Alternative financial instruments for financing small and medium enterprises in Russia
Creators: name: ÐÐ°Ð¼Ð·ÑÐ»Ð¸Ð½Ð°, ÐÐ¸Ð°Ð½Ð°
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2023
Subjects: Ð¼Ð°Ð»ÑÐ¹ Ð¸ ÑÑÐµÐ´Ð½Ð¸Ð¹ Ð±Ð¸Ð·Ð½ÐµÑ
Ð°Ð»ÑÑÐµÑÐ½Ð°ÑÐ¸Ð²Ð½ÑÐµ Ð¸Ð½Ð²ÐµÑÑÐ¸ÑÐ¸Ð¸
ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐµ Ð¸Ð½ÑÑÑÑÐ¼ÐµÐ½ÑÑ
ÐºÑÐ°ÑÐ´Ð»ÐµÐ½Ð´Ð¸Ð½Ð³
ÑÑÐ½Ð¾Ðº ÑÐµÐ½Ð½ÑÑ Ð±ÑÐ¼Ð°Ð³
alternative investments
crowdlanding
small and medium-sized businesses
financial instruments
securities market

description: ÐÐºÑÑÐ°Ð»ÑÐ½Ð¾ÑÑÑ ÑÐµÐ¼Ñ Ð¾Ð±ÑÑÐ»Ð¾Ð²Ð»ÐµÐ½Ð° Ð²Ð°Ð¶Ð½Ð¾Ð¹ ÑÐ¾Ð»ÑÑ Ð¼Ð°Ð»Ð¾Ð³Ð¾ Ð¸ ÑÑÐµÐ´Ð½ÐµÐ³Ð¾ Ð±Ð¸Ð·Ð½ÐµÑÐ° Ð² ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ð¸ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÐºÐ¸ Ð Ð¾ÑÑÐ¸Ð¸. Ð Ð°ÑÐ¿ÑÐ¾ÑÑÑÐ°Ð½ÐµÐ½Ð¸Ðµ Ð°Ð»ÑÑÐµÑÐ½Ð°ÑÐ¸Ð²Ð½ÑÑ Ð¼ÐµÑÐ¾Ð´Ð¾Ð² ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¿Ð¾Ð¼Ð¾Ð³Ð°ÐµÑ ÑÐ¾ÑÑÑ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð´Ð°Ð½Ð½ÑÑ Ð¿ÑÐµÐ´Ð¿ÑÐ¸ÑÑÐ¸Ð¹. Ð¢Ð°ÐºÐ¶Ðµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð´Ð°Ð½Ð½Ð¾Ð³Ð¾ Ð²Ð¾Ð¿ÑÐ¾ÑÐ° Ð¸Ð¼ÐµÐµÑ Ð¿ÑÐ°ÐºÑÐ¸ÑÐµÑÐºÑÑ Ð·Ð½Ð°ÑÐ¸Ð¼Ð¾ÑÑÑ Ð´Ð»Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð¿ÑÐµÐ´Ð¿ÑÐ¸Ð½Ð¸Ð¼Ð°ÑÐµÐ»ÑÑÑÐ²Ð° Ð² Ð Ð¾ÑÑÐ¸Ð¸. ÐÑÑÐ¾ÑÐ½Ð¸ÐºÐ°Ð¼Ð¸ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸ Ð²ÑÑÑÑÐ¿Ð¸Ð»Ð¸ Ð´Ð°Ð½Ð½ÑÐµ Ð¾ÑÐµÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð½Ð°ÑÑÐ½Ð¾-Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°ÑÐµÐ»ÑÑÐºÐ¾Ð¹ Ð»Ð¸ÑÐµÑÐ°ÑÑÑÑ, Ð¾ÑÐ¸ÑÐ¸Ð°Ð»ÑÐ½ÑÑ ÐÐ½ÑÐµÑÐ½ÐµÑ-ÑÐµÑÑÑÑÐ¾Ð² Ð¸ Ð°Ð½Ð°Ð»Ð¸ÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð°Ð³ÐµÐ½ÑÑÑÐ² Ð¦ÐµÐ»ÑÑ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð¼ÐµÑÐ¾Ð´Ð¾Ð² ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¼Ð°Ð»ÑÑ Ð¸ ÑÑÐµÐ´Ð½Ð¸Ñ Ð¿ÑÐµÐ´Ð¿ÑÐ¸ÑÑÐ¸Ð¹ (ÐÐ¡Ð) Ð¸ Ð°Ð½Ð°Ð»Ð¸Ð· ÐºÑÐ°ÑÐ´Ð»ÐµÐ½Ð´Ð¸Ð½Ð³Ð¾Ð²Ð¾Ð¹ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ. Ð Ð¿ÑÐ¾ÑÐµÑÑÐµ Ð²ÑÐ¿Ð¾Ð»Ð½ÐµÐ½Ð¸Ñ ÑÐ°Ð±Ð¾ÑÑ Ð±ÑÐ»Ð¸ ÑÐµÑÐµÐ½Ñ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ðµ Ð·Ð°Ð´Ð°ÑÐ¸: - ÐÐ·ÑÑÐµÐ½Ñ ÑÑÐµÐ¿ÐµÐ½Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð¸ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼Ñ ÐÐ¡Ð Ð² Ð Ð¾ÑÑÐ¸Ð¸; - ÐÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°ÑÑ Ð¼ÐµÑÐ¾Ð´Ñ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÐÐ¡Ð; - ÐÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð° Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÑ ÐºÑÐ°ÑÐ´Ð»ÐµÐ½Ð´Ð¸Ð½Ð³Ð¾Ð²Ð¾Ð¹ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ Â«ÐÐ¾ÑÐ¾ÐºÂ» Ð¿Ð¾ ÑÐ¸Ð½Ð°Ð½ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÐÐ¡Ð; - ÐÐ¾Ð»ÑÑÐµÐ½Ð¾ ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¾Ðµ ÑÑÐ°Ð²Ð½ÐµÐ½Ð¸Ðµ, Ð¿Ð¾Ð·Ð²Ð¾Ð»ÑÑÑÐµÐµ ÑÑÑÐ°Ð½Ð¾Ð²Ð¸ÑÑ ÑÐ°ÐºÑÐ¾ÑÑ, Ð¾ÐºÐ°Ð·ÑÐ²Ð°ÑÑÐ¸Ðµ Ð²Ð»Ð¸ÑÐ½Ð¸Ðµ Ð½Ð° Ð²ÐµÐ»Ð¸ÑÐ¸Ð½Ñ Ð¿ÑÐ¾ÑÐµÐ½ÑÐ½Ð¾Ð¹ ÑÑÐ°Ð²ÐºÐ¸ Ð´Ð»Ñ ÐÐ¡Ð -Â  Ð·Ð°ÐµÐ¼ÑÐ¸ÐºÐ¾Ð² ÐºÑÐ°ÑÐ´Ð»ÐµÐ½Ð´Ð¸Ð½Ð³Ð¾Ð²Ð¾Ð¹ Ð¿Ð»Ð°ÑÑÐ¾ÑÐ¼Ñ Â«ÐÐ¾ÑÐ¾ÐºÂ» - ÐÑÐµÐ½Ð¸ÑÑ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ. Ð ÑÐ¾Ð¾ÑÐ²ÐµÑÑÑÐ²Ð¸Ð¸ Ñ ÑÐµÐ»ÑÑ Ð¸ Ð·Ð°Ð´Ð°ÑÐ°Ð¼Ð¸ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð±ÑÐ»Ð¸ Ð¾Ð¿ÑÐµÐ´ÐµÐ»ÐµÐ½Ñ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ðµ Ð¼ÐµÑÐ¾Ð´Ñ: ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¸Ð¹ Ð°Ð½Ð°Ð»Ð¸Ð·, ÑÑÐ°Ð²Ð½Ð¸ÑÐµÐ»ÑÐ½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð·, ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¾Ðµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ. Ð Ð°Ð·ÑÐ°Ð±Ð¾ÑÐºÐ° ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¾Ð¹ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¿ÑÐ¾ÐµÐºÑÐ° Ð¿ÑÐ¾Ð²Ð¾Ð´Ð¸Ð»Ð°ÑÑ Ñ Ð¿Ð¾Ð¼Ð¾ÑÑÑ Ð¿Ð°ÐºÐµÑÐ° MS Office (Excel).
description: Object of research: methods of financing small and medium-sized enterprises. The aim of the work is to study the methods of alternative financing of small and medium-sized enterprises (SMEs) and the analysis of the crowdlanding platform. The research set the following goals: - Studied the degree of development and problems of SMEs in Russia; - Analyze the methods of financing the activities of SMEs; - Analyzed the activities of the Potok crowdlending platform for financing SMEs; - An econometric equation has been obtained that makes it possible to establish factors influencing the interest rate for SMEs - borrowers of the Potok crowdlending platform - Evaluate the results of the study. In accordance with the purpose and objectives of the study, the following methods were identified: theoretical analysis, comparative analysis, econometric research. The relevance of the topic is due to the important role of small and medium-sized businesses in the development of the Russian economy. The spread of alternative financing methods helps to increase the financing of these enterprises. Also, the study of the relevance of this issue has practical significance for the contribution to the development of entrepreneurship and the economy of the country. The sources of information were the data of domestic scientific research literature, official Internet resources and analytical agencies. The econometric model of the project was developed using MS Office (Excel).