title: An Empirical Study of Factors Influencing Performance of Listed Commercial Banks in China
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Ð­Ð¼Ð¿Ð¸ÑÐ¸ÑÐµÑÐºÐ¾Ðµ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð², Ð²Ð»Ð¸ÑÑÑÐ¸Ñ Ð½Ð° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð»Ð¸ÑÑÐ¸Ð½Ð³Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ð² ÐÐ¸ÑÐ°Ðµ
Creators: name: ÐÐ°Ð½ Ð¢Ð°Ð¾Ñ ÑÐ°
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2024
Subjects: economic value added (EVA)
commercial banks
performance evaluation
influencing factors
multiple linear regression
chinese listed banks

description: Ð ÑÑÐ¾Ð¹ Ð´Ð¸ÑÑÐµÑÑÐ°ÑÐ¸Ð¸ Ð¸Ð·ÑÑÐ°ÑÑÑÑ ÑÐ°ÐºÑÐ¾ÑÑ, Ð²Ð»Ð¸ÑÑÑÐ¸Ðµ Ð½Ð° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð»Ð¸ÑÑÐ¸Ð½Ð³Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ð² ÐÐ¸ÑÐ°Ðµ, Ð¸ Ð² ÐºÐ°ÑÐµÑÑÐ²Ðµ Ð¸Ð½Ð´ÐµÐºÑÐ° Ð¾ÑÐµÐ½ÐºÐ¸ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·ÑÐµÑÑÑ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ°Ñ Ð´Ð¾Ð±Ð°Ð²Ð»ÐµÐ½Ð½Ð°Ñ ÑÑÐ¾Ð¸Ð¼Ð¾ÑÑÑ (EVA). ÐÑÐµÐ´Ð¼ÐµÑÐ¾Ð¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ²Ð»ÑÑÑÑÑ Ð²Ð¾ÑÐµÐ¼Ñ Ð»Ð¸ÑÑÐ¸Ð½Ð³Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ð² Ð¿ÐµÑÐ¸Ð¾Ð´ Ñ 2008 Ð¿Ð¾ 2022 Ð³Ð¾Ð´. Ð¢ÐµÐ¼Ð° ÑÑÐ¾Ð³Ð¾ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ â Ð°Ð½Ð°Ð»Ð¸Ð· EVA ÑÑÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² Ð¸ Ð²Ð»Ð¸ÑÑÑÐ¸Ñ Ð½Ð° Ð½Ð¸Ñ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð² Ñ ÑÐµÐ»ÑÑ Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ñ ÐºÐ»ÑÑÐµÐ²ÑÑ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð², Ð²Ð»Ð¸ÑÑÑÐ¸Ñ Ð½Ð° ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÑÑ Ð´Ð¾Ð±Ð°Ð²Ð»ÐµÐ½Ð½ÑÑ ÑÑÐ¾Ð¸Ð¼Ð¾ÑÑÑ (EVA) Ð»Ð¸ÑÑÐ¸Ð½Ð³Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð² ÐÐ¸ÑÐ°Ñ Ñ Ð¿Ð¾Ð¼Ð¾ÑÑÑ ÑÐ¼Ð¿Ð¸ÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°, ÑÑÐ¾Ð±Ñ Ð¿Ð¾Ð¼Ð¾ÑÑ ÑÑÐ¸Ð¼ Ð±Ð°Ð½ÐºÐ°Ð¼ ÑÐ»ÑÑÑÐ¸ÑÑ ÑÐ²Ð¾Ð¸ Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¾Ð½Ð½ÑÐµ Ð¿Ð¾ÐºÐ°Ð·Ð°ÑÐµÐ»Ð¸ Ð¸ Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾ÑÑÐ¸ ÑÐ¾Ð·Ð´Ð°Ð½Ð¸Ñ ÑÑÐ¾Ð¸Ð¼Ð¾ÑÑÐ¸. ÐÐµÑÐ¾Ð´Ð¾Ð»Ð¾Ð³Ð¸Ñ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð¿ÑÐ¸Ð½ÑÐ»Ð° ÑÐ¾ÑÐµÑÐ°Ð½Ð¸Ðµ ÐºÐ°ÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð³Ð¾ Ð¸ ÐºÐ¾Ð»Ð¸ÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°, Ð° Ð°Ð½Ð°Ð»Ð¸Ð· Ð¼Ð½Ð¾Ð¶ÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð»Ð¸Ð½ÐµÐ¹Ð½Ð¾Ð¹ ÑÐµÐ³ÑÐµÑÑÐ¸Ð¸ Ð¿ÑÐ¾Ð²Ð¾Ð´Ð¸Ð»ÑÑ Ñ Ð¿Ð¾Ð¼Ð¾ÑÑÑ Ð¿ÑÐ¾Ð³ÑÐ°Ð¼Ð¼Ð½Ð¾Ð³Ð¾ Ð¾Ð±ÐµÑÐ¿ÐµÑÐµÐ½Ð¸Ñ Eviews. Ð ÐµÐ·ÑÐ»ÑÑÐ°ÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð¿Ð¾ÐºÐ°Ð·ÑÐ²Ð°ÑÑ, ÑÑÐ¾ Ð»Ð¾Ð³Ð°ÑÐ¸ÑÐ¼ Ð²Ð¾Ð·Ð½Ð°Ð³ÑÐ°Ð¶Ð´ÐµÐ½Ð¸Ñ ÑÑÐºÐ¾Ð²Ð¾Ð´Ð¸ÑÐµÐ»ÐµÐ¹, ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½Ñ Ð´Ð¾ÑÑÐ°ÑÐ¾ÑÐ½Ð¾ÑÑÐ¸ ÐºÐ°Ð¿Ð¸ÑÐ°Ð»Ð°, Ð»Ð¾Ð³Ð°ÑÐ¸ÑÐ¼ ÑÐ°Ð·Ð¼ÐµÑÐ° Ð°ÐºÑÐ¸Ð²Ð¾Ð², ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½Ñ Ð¿Ð¾ÐºÑÑÑÐ¸Ñ Ð½ÐµÑÐ°Ð±Ð¾ÑÐ°ÑÑÐ¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð² Ð¸ ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½Ñ ÑÐ°ÑÑÐ¾Ð´Ð¾Ð² Ðº Ð´Ð¾ÑÐ¾Ð´Ñ ÑÑÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾ ÑÐ²ÑÐ·Ð°Ð½Ñ Ñ EVA, Ð² ÑÐ¾ Ð²ÑÐµÐ¼Ñ ÐºÐ°Ðº ÑÐ°ÐºÑÐ¾ÑÑ ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½ÑÐ° ÐºÑÐµÐ´Ð¸ÑÐ° Ðº Ð´ÐµÐ¿Ð¾Ð·Ð¸ÑÑ Ð¸ ÑÑÑÑÐºÑÑÑÑ ÐºÐ°Ð¿Ð¸ÑÐ°Ð»Ð° Ð½Ðµ Ð¿ÑÐ¾ÑÐ¾Ð´ÑÑ ÑÐµÑÑ Ð½Ð° Ð·Ð½Ð°ÑÐ¸Ð¼Ð¾ÑÑÑ. Ð¡ÑÐ°ÑÑÑ ÑÐ°Ð·Ð´ÐµÐ»ÐµÐ½Ð° Ð½Ð° ÑÐµÑÑÑÐµ ÑÐ°ÑÑÐ¸: Ð² Ð¿ÐµÑÐ²Ð¾Ð¹ ÑÐ°ÑÑÐ¸ Ð¿ÑÐµÐ´ÑÑÐ°Ð²Ð»ÐµÐ½Ñ Ð¿ÑÐµÐ´ÑÑÑÐ¾ÑÐ¸Ñ, ÑÐµÐ»Ñ, Ð·Ð½Ð°ÑÐµÐ½Ð¸Ðµ Ð¸ Ð¼ÐµÑÐ¾Ð´Ð¾Ð»Ð¾Ð³Ð¸Ñ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ; Ð²Ð¾ Ð²ÑÐ¾ÑÐ¾Ð¹ ÑÐ°ÑÑÐ¸ ÑÑÑÐ°Ð½Ð°Ð²Ð»Ð¸Ð²Ð°ÐµÑÑÑ ÑÐ¸ÑÑÐµÐ¼Ð° Ð¾ÑÐµÐ½ÐºÐ¸ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð±Ð°Ð½ÐºÐ¾Ð² Ð½Ð° Ð¾ÑÐ½Ð¾Ð²Ðµ EVA, Ð° ÑÐ°ÐºÐ¶Ðµ ÑÐ°ÑÑÑÐ¸ÑÑÐ²Ð°ÑÑÑÑ Ð¸ Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÑÑÑÑÑ Ð·Ð½Ð°ÑÐµÐ½Ð¸Ñ EVA Ð²Ð¾ÑÑÐ¼Ð¸ Ð±Ð°Ð½ÐºÐ¾Ð²; Ð² ÑÑÐµÑÑÐµÐ¹ ÑÐ°ÑÑÐ¸ Ð¸Ð·ÑÑÐ°ÑÑÑÑ ÑÐ°ÐºÑÐ¾ÑÑ, Ð²Ð»Ð¸ÑÑÑÐ¸Ðµ Ð½Ð° EVA, Ð¿Ð¾ÑÑÐµÐ´ÑÑÐ²Ð¾Ð¼ ÑÐ¼Ð¿Ð¸ÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð°Ð½Ð°Ð»Ð¸Ð·Ð°; Ð° Ð² ÑÐµÑÐ²ÐµÑÑÐ¾Ð¹ ÑÐ°ÑÑÐ¸ Ð¾Ð±Ð¾Ð±ÑÐ°ÑÑÑÑ Ð²ÑÐ²Ð¾Ð´Ñ Ð¸ Ð²ÑÐ´Ð²Ð¸Ð³Ð°ÑÑÑÑ Ð¿ÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ð¸Ñ Ð¿Ð¾ ÑÐ»ÑÑÑÐµÐ½Ð¸Ñ, ÑÑÐ¾ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¾ Ð½Ð° Ð¿ÑÐµÐ´Ð¾ÑÑÐ°Ð²Ð»ÐµÐ½Ð¸Ðµ ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð§ÐµÑÐ²ÐµÑÑÐ°Ñ ÑÐ°ÑÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð¾Ð±Ð¾Ð±ÑÐ°ÐµÑ Ð²ÑÐ²Ð¾Ð´Ñ Ð¸ Ð²ÑÐ´Ð²Ð¸Ð³Ð°ÐµÑ Ð¿ÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ð¸Ñ Ð¿Ð¾ ÑÐ»ÑÑÑÐµÐ½Ð¸Ñ. ÐÐ±ÑÐµÐ¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð¾Ð³ÑÐ°Ð½Ð¸ÑÐµÐ½ Ð²Ð¾ÑÐµÐ¼ÑÑ Ð¿ÐµÑÐµÑÐ¸ÑÐ»ÐµÐ½Ð½ÑÐ¼Ð¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¼Ð¸ Ð±Ð°Ð½ÐºÐ°Ð¼Ð¸, ÐºÐ¾ÑÐ¾ÑÑÐµ Ð¼Ð¾Ð³ÑÑ Ð½Ðµ Ð±ÑÑÑ Ð¿Ð¾Ð»Ð½Ð¾ÑÑÑÑ ÑÐµÐ¿ÑÐµÐ·ÐµÐ½ÑÐ°ÑÐ¸Ð²Ð½ÑÐ¼Ð¸ Ð´Ð»Ñ Ð²ÑÐµÐ¹ Ð¾ÑÑÐ°ÑÐ»Ð¸. Ð ÑÐ°Ð·Ð´ÐµÐ»Ðµ Ð·Ð°ÐºÐ»ÑÑÐµÐ½Ð¸Ñ Ð³Ð¾Ð²Ð¾ÑÐ¸ÑÑÑ, ÑÑÐ¾ Ð¿ÑÑÐµÐ¼ ÑÐºÑÐµÐ¿Ð»ÐµÐ½Ð¸Ñ ÑÐ²ÑÐ·Ð¸ Ð¼ÐµÐ¶Ð´Ñ Ð²Ð¾Ð·Ð½Ð°Ð³ÑÐ°Ð¶Ð´ÐµÐ½Ð¸ÐµÐ¼ ÑÑÐºÐ¾Ð²Ð¾Ð´Ð¸ÑÐµÐ»ÐµÐ¹ Ð¸ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑÑ, Ð¾Ð¿ÑÐ¸Ð¼Ð¸Ð·Ð°ÑÐ¸Ð¸ ÑÐ°ÑÐ¿ÑÐµÐ´ÐµÐ»ÐµÐ½Ð¸Ñ Ð°ÐºÑÐ¸Ð²Ð¾Ð² Ð¸ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÐ°Ð¿Ð¸ÑÐ°Ð»Ð¾Ð¼, Ð° ÑÐ°ÐºÐ¶Ðµ ÑÐ»ÑÑÑÐµÐ½Ð¸Ñ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼Ð¸ ÑÐ¸ÑÐºÐ°Ð¼Ð¸ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ðµ Ð±Ð°Ð½ÐºÐ¸ Ð¼Ð¾Ð³ÑÑ ÑÐ²ÐµÐ»Ð¸ÑÐ¸ÑÑ ÑÐ²Ð¾Ñ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÑÑ Ð´Ð¾Ð±Ð°Ð²Ð»ÐµÐ½Ð½ÑÑ ÑÑÐ¾Ð¸Ð¼Ð¾ÑÑÑ, ÑÐµÐ¼ ÑÐ°Ð¼ÑÐ¼ Ð¿Ð¾Ð²ÑÑÐ°Ñ ÑÐ²Ð¾Ð¹ Ð¿Ð¾ÑÐµÐ½ÑÐ¸Ð°Ð» ÑÐ¾Ð·Ð´Ð°Ð½Ð¸Ñ ÑÑÐ¾Ð¸Ð¼Ð¾ÑÑÐ¸.
description: This thesis investigates the factors influencing the performance of listed commercial banks in China and uses economic value added (EVA) as an evaluation index. The subjects of the study are eight listed commercial banks between 2008 and 2022. The theme of this study is to analyse the EVA of these banks and their influencing factors, with the aim is to identify the key factors affecting the economic value added (EVA) of Chinas listed commercial banks through empirical analysis to help these banks improve their operational performance and value creation capabilities. The research methodology adopted a combination of qualitative and quantitative analysis, and multiple linear regression analysis was conducted through Eviews software. The results of the study show that the logarithm of executive compensation, capital adequacy ratio, logarithm of asset size, non-performing loan coverage ratio and cost-to-income ratio are significantly related to EVA, while the factors of loan-to-deposit ratio and equity structure fail the significance test. The paper is divided into four parts, the first part introduces the background, purpose, significance and methodology of the study; the second part establishes the bank performance evaluation system based on EVA, and calculates and analyses the EVA values of eight banks; the third part explores the factors affecting EVA through empirical analysis; and the fourth part summarizes the findings and puts forward suggestions for improvement, which is aimed at providing theoretical The fourth part of the study summarises the findings and puts forward suggestions for improvement. The scope of the study is limited to eight listed commercial banks, which may not be fully representative of the whole industry. The conclusion section states that by strengthening the link between executive compensation and performance, optimising asset allocation and capital management, and enhancing loan risk management, commercial banks can increase their economic value added, thereby enhancing their value creation capacity.