title: ÐÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ð¹ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÑÑÐ°Ñ Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¹ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐ Ð¡Ð Â«ÐÐ²Ð°Ð´ÑÐ°ÑÑ Ð¿ÐµÑÐ²ÑÐ¹ Ð²ÐµÐºÂ»)
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Ðvaluating the effectiveness of insurance companies (on the example of JSC Â«Twenty first centuryÂ»)
Creators: name: Ð¨Ð¸ÑÐ¾ÐºÐ¾ÑÑÐ´ÐµÐ½ÐºÐ¾, ÐÐ¸ÑÐ°Ð»Ð¸Ð¹
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2023
Subjects: ÑÑÐ°Ð²Ð½Ð¸ÑÐµÐ»ÑÐ½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð·
ÑÑÑÐ°Ñ Ð¾Ð²Ð¾Ð¹ ÑÑÐ½Ð¾Ðº Ð Ð¤
ÑÐ±ÑÑÐ¾ÑÐ½Ð¾ÑÑÑ
Ð¾ÑÑÐµÑÐ½Ð¾ÑÑÑ Ð¦ÐµÐ½ÑÑÐ¾Ð±Ð°Ð½ÐºÐ°
ÑÑÑÐ°Ñ Ð¾Ð²Ð°Ñ Ð¾ÑÑÐ°ÑÐ»Ñ
ÐÐÐ¡ÐÐ
ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½ÑÐµÑÐºÐ¾Ðµ ÑÐµÑÐµÐ½Ð¸Ðµ
comparative analysis
russian insurance market
loss ratio
Central Bank reporting
insurance industry
management decision

description: Ð¦ÐµÐ»ÑÑ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ð¹ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÑÑÐ°ÑÐ¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¹ Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ ÐÐ Ð¡Ð Â«ÐÐ²Ð°Ð´ÑÐ°ÑÑ Ð¿ÐµÑÐ²ÑÐ¹ Ð²ÐµÐºÂ». ÐÑÐ»Ð¸ ÑÐµÑÐµÐ½Ñ ÑÐ»ÐµÐ´ÑÑÑÐ¸Ðµ Ð·Ð°Ð´Ð°ÑÐ¸: 1. ÐÑÑÐ»ÐµÐ´Ð¾Ð²Ð°ÑÑ ÑÐµÐ¾ÑÐµÑÐ¸ÑÐµÑÐºÐ¸Ðµ Ð¾ÑÐ½Ð¾Ð²Ñ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ ÑÑÑÐ°ÑÐ¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¹ Ð² Ð Ð¾ÑÑÐ¸Ð¹ÑÐºÐ¾Ð¹ Ð¤ÐµÐ´ÐµÑÐ°ÑÐ¸Ð¸. 2. ÐÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°ÑÑ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð¾-ÑÐ¾Ð·ÑÐ¹ÑÑÐ²ÐµÐ½Ð½ÑÑ Ð´ÐµÑÑÐµÐ»ÑÐ½Ð¾ÑÑÑ ÐÐ Ð¡Ð Â«ÐÐ²Ð°Ð´ÑÐ°ÑÑ Ð¿ÐµÑÐ²ÑÐ¹ Ð²ÐµÐºÂ». 3. ÐÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°ÑÑ ÑÐ±ÑÑÐ¾ÑÐ½Ð¾ÑÑÑ ÐÐÐ¡ÐÐ Ð² ÑÐ°Ð·ÑÐµÐ·Ðµ ÑÐµÐ³Ð¸Ð¾Ð½Ð¾Ð² Ð Ð¾ÑÑÐ¸Ð¹ÑÐºÐ¾Ð¹ Ð¤ÐµÐ´ÐµÑÐ°ÑÐ¸Ð¸. 4. Ð Ð°Ð·ÑÐ°Ð±Ð¾ÑÐ°ÑÑ Ð¸ Ð¾ÑÐµÐ½Ð¸ÑÑ ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð¼ÐµÑ Ð¿Ð¾ ÐºÐ¾Ð½ÑÑÐ¾Ð»Ñ Ð·Ð° ÑÐ±ÑÑÐ¾ÑÐ½Ð¾ÑÑÑÑ ÐÐÐ¡ÐÐ Ð² ÐÐ Ð¡Ð Â«ÐÐ²Ð°Ð´ÑÐ°ÑÑ Ð¿ÐµÑÐ²ÑÐ¹ Ð²ÐµÐºÂ». ÐÐºÑÑÐ°Ð»ÑÐ½Ð¾ÑÑÑ ÑÐµÐ¼Ñ Ð¾Ð±ÑÑÐ»Ð¾Ð²Ð»ÐµÐ½Ð° Ð½ÐµÐ¾Ð±ÑÐ¾Ð´Ð¸Ð¼Ð¾ÑÑÑÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¹ Ð² ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ð¸ ÑÐ²Ð¾ÐµÐ¹ ÑÐ¸Ð»Ð¸Ð°Ð»ÑÐ½Ð¾Ð¹ ÑÐµÑÐ¸ Ñ ÑÐµÐ»ÑÑ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸Ñ Ð½Ð¾Ð²ÑÑ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¹ Ð¸ Ð²ÑÑÐ¾Ð´Ð° Ð½Ð° Ð¼Ð°ÑÑÐ¾Ð²ÑÐµ Ð¿ÑÐ¾Ð´Ð°Ð¶Ð¸. ÐÑÐ¸ Ð½Ð°Ð¿Ð¸ÑÐ°Ð½Ð¸Ð¸ ÑÐ°Ð±Ð¾ÑÑ Ð±ÑÐ» Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½ Ð¿Ð°ÐºÐµÑ Ð¾ÑÐ¸ÑÐ½ÑÑ Ð¿ÑÐ¾Ð³ÑÐ°Ð¼Ð¼ Ð¾Ñ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¸ Microsoft, Ð° Ð¸Ð¼ÐµÐ½Ð½Ð¾: MS Excel, MS Word. ÐÑÑÐ¾ÑÐ½Ð¸ÐºÐ°Ð¼Ð¸ Ð¸Ð½ÑÐ¾ÑÐ¼Ð°ÑÐ¸Ð¸ Ð²ÑÑÑÑÐ¿Ð¸Ð»Ð¸ Ð´Ð°Ð½Ð½ÑÐµ Ð¾ÑÐµÑÐµÑÑÐ²ÐµÐ½Ð½Ð¾Ð¹ Ð¸ Ð·Ð°ÑÑÐ±ÐµÐ¶Ð½Ð¾Ð¹ Ð½Ð°ÑÑÐ½Ð¾-Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°ÑÐµÐ»ÑÑÐºÐ¾Ð¹ Ð»Ð¸ÑÐµÑÐ°ÑÑÑÑ, Ð¾ÑÐ¸ÑÐ¸Ð°Ð»ÑÐ½ÑÑ ÐÐ½ÑÐµÑÐ½ÐµÑ-ÑÐµÑÑÑÑÐ¾Ð² Ð¸ Ð°Ð½Ð°Ð»Ð¸ÑÐ¸ÑÐµÑÐºÐ¸Ñ Ð°Ð³ÐµÐ½ÑÑÑÐ². ÐÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½ Ð±Ð»Ð°Ð³Ð¾Ð¿ÑÐ¸ÑÑÐ½ÑÐ¹ ÑÐµÐ³Ð¸Ð¾Ð½ Ð´Ð»Ñ Ð¿ÑÐ¾Ð´Ð²Ð¸Ð¶ÐµÐ½Ð¸Ñ Ð¿ÑÐ¾Ð´Ð°Ð¶ ÐÐÐ¡ÐÐ, Ñ Ð¾ÑÐ½Ð¾Ð²Ð½ÑÐ¼Ð¸ ÑÐ°ÑÑÐµÑÐ°Ð¼Ð¸ Ñ ÑÑÐµÑÐ¾Ð¼ Ð¾ÑÑÐ°ÑÐ»ÐµÐ²ÑÑ Ð¾ÑÐ¾Ð±ÐµÐ½Ð½Ð¾ÑÑÐµÐ¹, Ð¿Ð¾ÑÐµÐ½ÑÐ¸Ð°Ð»ÑÐ½Ð¾Ð¹ Ð¿ÑÐ¸Ð±ÑÐ»ÑÑ Ð¸ ÑÑÐ¾ÐºÐ°Ð¼Ð¸ Ð¾ÐºÑÐ¿Ð°ÐµÐ¼Ð¾ÑÑÑÑ Ð¿ÑÐ¾ÐµÐºÑÐ°.
description: The aim of the work is to assess the effectiveness of the activities of insurance companies on the example of JSC IC Â«Twenty first centuryÂ». The following tasks were solved: 1. To study the theoretical foundations of the activities of insurance companies in the Russian Federation. 2. To analyze the financial and economic activity of JSC IC Â«Twenty first centuryÂ». 3. To analyze the unprofitability of CASCO in the context of the regions of the Russian Federation. 4. To develop and assess the effectiveness of measures to control the loss ratio of CASCO in JSC IC Â«Twenty first centuryÂ». Relevance of the topic is conditioned by the necessity of companies to develop their branch network in order to use new technologies and to enter mass sales. When writing the work used a package of office programs from Microsoft, namely: MS Excel, MS Word. The sources of information were the data of domestic and foreign scientific-research literature, official Internet-resources and analytical agencies. A favorable region for the promotion of CASCO sales was proposed, with basic calculations taking into account industry specifics, potential profit and the payback period of the project.