title: ÐÐ½Ð°Ð»Ð¸Ð· ÐºÑÐµÐ´Ð¸ÑÐ½Ð¾Ð³Ð¾ ÑÐ¸ÑÐºÐ° ÐºÐ¸ÑÐ°Ð¹ÑÐºÐ¾Ð³Ð¾ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½Ð¾Ð³Ð¾ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Credit risk analysis of chinese state commercial bank
Creators: name: Ð¥Ñ Ð®Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¹ ÑÐ¸ÑÐº
Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²ÐµÐ½Ð½ÑÐ¹ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¹ Ð±Ð°Ð½Ðº
ÑÑÐµÐ´ÑÑÐ²Ð°
ÐºÐ¾Ð½ÑÑÐ¾Ð»Ñ ÑÐ¸ÑÐºÐ¾Ð²
Ð¼ÐµÑÑ
ÐÐ¸ÑÐ°Ð¹

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description: The existence of high credit risk will create a number of obstacles to the development of commercial banks. In the current international situation, based on the current situation with credit risks of commercial banks, strengthen in-depth analysis of problems, scientifically improve measures to prevent and control credit risks, and reduce credit risks to a minimum. This is of great importance for further enhancing the international competitiveness of state-owned commercial banks, ensuring the stability of Chinaâs financial industry, maintaining strong economic growth and preventing financial crises. First, it introduces the background value of the topic and the status of the study at home and abroad. Secondly, the current situation with the credit risk of commercial banks is described in detail, then the internal and external causes of poor lending to commercial banks in China are analyzed and measures are proposed to improve the credit status of the bank.
Finally, based on the current economic situation and credit status, it was proposed to develop individual housing loans, rural loans and loans for SMEs. This will reduce credit risk and increase profits.