title: ÐÑÐ¸Ð¾ÑÐ¸ÑÐµÑÑ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ ÑÐ¸ÑÑÐµÐ¼Ñ Ð¿Ð¾ÑÑÐµÐ±Ð¸ÑÐµÐ»ÑÑÐºÐ¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² ÐÐ¸ÑÐ°Ðµ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Priorities of development of a consumer loan system in China
Creators: name: ÐÐ¸ ÐÑÑ Ð°Ð¾
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2020
Subjects: ÐºÐ¾Ð½ÑÐµÐ¿ÑÐ¸Ð¸ Ð¿Ð¾ÑÑÐµÐ±Ð»ÐµÐ½Ð¸Ñ
Ð¿Ð¾ÑÑÐµÐ±Ð¸ÑÐµÐ»ÑÑÐºÐ¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
ÑÑÐ¾Ð²ÐµÐ½Ñ ÑÐ±ÐµÑÐµÐ¶ÐµÐ½Ð¸Ð¹ Ð¶Ð¸ÑÐµÐ»ÐµÐ¹
ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½Ñ Ð­Ð½Ð³ÐµÐ»Ñ
concepts consumption
consumer loans
level of savings of residents
rate of Engel

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description: Theme of final qualification work: "Priorities for the development of a consumer credit system in China."
This work is devoted to the study of factors influencing the development of consumer lending, the study of strategic proposals on how to develop consumer credit in China.
Tasks that were solved during the study: 1. Study of the current situation in the consumer credit market of China and the gap with developed countries 2. Identification of factors affecting consumer credit in China 3. Research of factors and empirical analysis 4. Development of a plan for a consumer development strategy credit of China. The paper analyzes 8 indicators over 12 years. A model calculation of panel data on the level of development of consumer loans in 31 provinces and cities of China was carried out, which made it possible to use these data to study factors affecting consumer credit in various regions and to propose a strategy for the development of consumer lending in China.
The results of an empirical analysis of factors affecting the development of consumer lending in my country are consistent with the theoretical results of the analysis. The income level of residents is the most significant positive factor affecting consumer credit, and the level of savings has a significant negative impact on the level of consumer lending in my country, and the recommendation data for increasing personal income will allow residents of different regions of China to obtain higher consumer creditworthiness, which determined practical significance of the work.