title: Ð Ð°Ð·Ð²Ð¸ÑÐ¸Ðµ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² ÑÑÐ»Ð¾Ð²Ð¸ÑÑ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¾Ð³Ð¾ ÑÐ¿Ð°Ð´Ð°
title: Ð¼Ð°Ð³Ð¸ÑÑÐµÑÑÐºÐ°Ñ Ð´Ð¸ÑÑÐµÑÑÐ°ÑÐ¸Ñ
titleType: Subtitle
Creators: name: ÐÐ°Ð¼Ð¸Ð½Ð¸Ñ, Ð Ð¾Ð·Ð°Ð»Ð¸Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2016
Subjects: Ð¸Ð¿Ð¾ÑÐµÐºÐ°
Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
Ð¶Ð¸Ð»Ð¸ÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¸Ðµ ÐºÑÐ¸Ð·Ð¸ÑÑ
mortgage
mortgage lending
housing lending
economic crises

description: Ð¦ÐµÐ»Ñ ÑÐ°Ð±Ð¾ÑÑ - Ð°Ð½Ð°Ð»Ð¸Ð· Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² Ð Ð¾ÑÑÐ¸Ð¸ Ð² ÑÑÐ»Ð¾Ð²Ð¸ÑÑ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¾Ð³Ð¾ ÑÐ¿Ð°Ð´Ð°. Ð ÑÐ¾Ð¾ÑÐ²ÐµÑÑÑÐ²Ð¸Ð¸ Ñ ÑÐºÐ°Ð·Ð°Ð½Ð½Ð¾Ð¹ ÑÐµÐ»ÑÑ Ð² Ð´Ð¸ÑÑÐµÑÑÐ°ÑÐ¸Ð¸ ÑÐ°ÑÑÐ¼Ð¾ÑÑÐµÐ½Ð° ÑÑÑÐ½Ð¾ÑÑÑ Ð¸ Ð°ÐºÑÑÐ°Ð»ÑÐ½ÑÐµ Ð¿ÑÐ¾Ð±Ð»ÐµÐ¼Ñ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² Ð Ð¾ÑÑÐ¸Ð¸, ÐµÐ³Ð¾ Ð¸Ð½ÑÑÐ¸ÑÑÑÐ¸Ð¾Ð½Ð°Ð»ÑÐ½ÑÐµ Ð°ÑÐ¿ÐµÐºÑÑ, Ð¿ÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð° Ð·Ð°ÑÑÐ±ÐµÐ¶Ð½Ð°Ñ Ð¿ÑÐ°ÐºÑÐ¸ÐºÐ° Ð¶Ð¸Ð»Ð¸ÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ. ÐÑÐ¼ÐµÑÐµÐ½Ð¾, ÑÑÐ¾ Ð³Ð¾ÑÑÐ´Ð°ÑÑÑÐ²Ð¾ ÑÐ²Ð»ÑÐµÑÑÑ ÑÑÐ°Ð±Ð¸Ð»Ð¸Ð·Ð°ÑÐ¾ÑÐ¾Ð¼ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ, Ð¿Ð¾ÐºÐ°Ð·Ð°ÑÐµÐ»ÑÐ¼Ð¸ Ð´Ð¾ÑÑÐ¸Ð¶ÐµÐ½Ð¸Ñ ÑÐµÐ»ÐµÐ¹ ÐºÐ¾ÑÐ¾ÑÐ¾Ð³Ð¾ ÑÐ²Ð»ÑÑÑÑÑ Ð´Ð¾ÑÑÑÐ¿Ð½Ð¾ÑÑÑ Ð¶Ð¸Ð»Ð¸ÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÑÐ¸ÑÐ¾ÐºÐ¸Ð¼ ÑÐ»Ð¾ÑÐ¼ Ð¸ ÑÐ°Ð·Ð²Ð¸ÑÐ¾ÑÑÑ Ð²ÑÐ¾ÑÐ¸ÑÐ½Ð¾Ð³Ð¾ ÑÑÐ½ÐºÐ° Ð¸Ð¿Ð¾ÑÐµÐºÐ¸. ÐÐ° Ð¾ÑÐ½Ð¾Ð²Ðµ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÐºÐ¾-Ð¼Ð°ÑÐµÐ¼Ð°ÑÐ¸ÑÐµÑÐºÐ¾Ð³Ð¾ Ð¼Ð¾Ð´ÐµÐ»Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¿Ð¾Ð»ÑÑÐµÐ½Ñ Ð²ÑÐ²Ð¾Ð´Ñ Ð¾ ÑÐ¾Ð¼, ÑÑÐ¾ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ðµ Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð² Ð Ð¾ÑÑÐ¸Ð¸ Ð·Ð°Ð²Ð¸ÑÐ¸Ñ Ð² Ð¿ÐµÑÐ²ÑÑ Ð¾ÑÐµÑÐµÐ´Ñ Ð¾Ñ Ð²Ð²Ð¾Ð´Ð° Ð¶Ð¸Ð»ÑÑ Ð² ÑÐºÑÐ¿Ð»ÑÐ°ÑÐ°ÑÐ¸Ñ, Ð¸ Ð²Ð¾ Ð²ÑÐ¾ÑÑÑ - Ð¾Ñ Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾ÑÑÐ¸ ÑÐµÐ°Ð»Ð¸Ð·Ð¾Ð²Ð°ÑÑ ÑÐ¿Ð¾ÑÐ¾Ð±Ð½Ð¾ÑÑÑ Ð²Ð·ÑÑÑ Ð¸Ð¿Ð¾ÑÐµÑÐ½ÑÐ¹ ÐºÑÐµÐ´Ð¸Ñ, ÑÐ¾ ÐµÑÑÑ Ð¾Ñ Ð´Ð¾ÑÐ¾Ð´Ð¾Ð² Ð½Ð°ÑÐµÐ»ÐµÐ½Ð¸Ñ. Ð¡ÑÐ¸Ð¼ÑÐ»Ð¸ÑÑÑ Ð´Ð°Ð½Ð½ÑÐµ ÑÐ°ÐºÑÐ¾ÑÐ½ÑÐµ Ð¿ÑÐ¸Ð·Ð½Ð°ÐºÐ¸, Ð²Ð¾Ð·Ð¼Ð¾Ð¶Ð½Ð¾ Ð·Ð°Ð¿ÑÑÑÐ¸ÑÑ ÑÐ¸ÑÑÐµÐ¼Ñ Ð¶Ð¸Ð»Ð¸ÑÐ½Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ, ÐºÐ¾ÑÐ¾ÑÐ°Ñ, Ð´Ð°Ð¶Ðµ Ð² Ð¿ÐµÑÐ¸Ð¾Ð´Ñ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¸Ñ ÑÐ¿Ð°Ð´Ð¾Ð², Ð¿ÑÐ¸Ð²Ð¾Ð´Ð¸Ñ Ð² Ð´ÐµÐ¹ÑÑÐ²Ð¸Ðµ Ð¼ÐµÑÐ°Ð½Ð¸Ð·Ð¼ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð¾Ð³Ð¾ Ð¼ÑÐ»ÑÑÐ¸Ð¿Ð»Ð¸ÐºÐ°ÑÐ¾ÑÐ°, Ð²Ð¾Ð·Ð´ÐµÐ¹ÑÑÐ²ÑÑ Ð½Ð° ÑÑÑÐ¾Ð¸ÑÐµÐ»ÑÑÑÐ²Ð¾ Ð¸ ÑÐ¼ÐµÐ¶Ð½ÑÐµ Ñ Ð½Ð¸Ð¼ Ð¾ÑÑÐ°ÑÐ»Ð¸, Ð¸ Ð² ÐºÐ¾Ð½ÐµÑÐ½Ð¾Ð¼ ÑÑÐµÑÐµ Ð¾ÑÑÐ°Ð¶Ð°ÐµÑÑÑ Ð½Ð° ÑÐ¾ÑÑÐµ ÐÐÐ ÑÑÑÐ°Ð½Ñ.
description: The work purpose - analysis of mortgage lending in Russia in an economic downturn. In the thesis the essence and actual problems of mortgage lending in Russia, its institutional aspects are considered, foreign practice of housing crediting is analysed. It is noted that the state is the stabilizer of mortgage lending which indicators of achievement of the objectives are availability of housing crediting to wide layers and development of the secondary market of a mortgage. On the basis of economic-mathematical modeling it has been concluded that the development of mortgage lending in Russia depends first of all on an input of housing in operation, and the second it depends on the ability to implement the ability to get a mortgage loan, that is, from the income of the population. Stimulating these factorial signs, it is possible to start system of housing crediting which puts in action the mechanism of the financial animator even during the periods of economic recessions, influencing construction and branches, adjacent to them, and eventually it is reflected in GDP growth of the country.