title: ÐÐ¸Ð²ÐµÑÑÐ¸ÑÐ¸ÐºÐ°ÑÐ¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½Ð¾Ð³Ð¾ Ð¿Ð¾ÑÑÑÐµÐ»Ñ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Diversification of the loan portfolio of commercial banks
Creators: name: ÐÐ¸ÑÐ·Ð¾Ð², Ð¥Ð¾Ð¶Ð¸Ð°ÐºÐ±Ð°Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: Ð¾Ð¿ÑÐ¸Ð¼Ð¸Ð·Ð°ÑÐ¸Ñ
ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¹ Ð±Ð°Ð½Ðº
ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ðµ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼ Ð¿Ð¾ÑÑÑÐµÐ»ÐµÐ¼
ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¸Ðµ Ð¼Ð¾Ð´ÐµÐ»Ð¸
Ð°Ð½Ð°Ð»Ð¸Ð·
Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ
ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÑÐµÑÐºÐ¾Ðµ Ð¾Ð±Ð¾ÑÐ½Ð¾Ð²Ð°Ð½Ð¸Ðµ
optimization
commercial bank
loan portfolio management
econometric models
analysis
research
economic feasibility

description: Ð¦ÐµÐ»ÑÑ Ð´Ð°Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ Ð² Ð¿ÐµÑÐ²ÑÑ Ð¾ÑÐµÑÐµÐ´Ñ ÑÐ²Ð»ÑÐµÑÑÑ Ð¿Ð¾Ð¿ÑÑÐºÐ° Ð´Ð°ÑÑ Ð¾Ð´Ð½Ð¾Ð·Ð½Ð°ÑÐ½ÑÐµ Ð¾ÑÐ²ÐµÑ Ð½Ð° ÑÐ¾, ÐºÐ°ÐºÐ¸Ð¼ Ð¾Ð±ÑÐ°Ð·Ð¾Ð¼ ÑÐ°ÐºÐ¾Ð¹ Ð¼ÐµÑÐ¾Ð´ ÑÐ¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐ¼ Ð¿Ð¾ÑÑÑÐµÐ»ÐµÐ¼, ÐºÐ°Ðº Ð´Ð¸Ð²ÐµÑÑÐ¸ÑÐ¸ÐºÐ°ÑÐ¸Ñ, Ð² Ð´ÐµÐ¹ÑÑÐ²Ð¸ÑÐµÐ»ÑÐ½Ð¾ÑÑÐ¸ Ð²Ð¾Ð·Ð´ÐµÐ¹ÑÑÐ²ÑÐµÑ Ð½Ð° Ð¿Ð¾ÐºÐ°Ð·Ð°ÑÐµÐ»Ð¸ ÑÐ¸ÑÐºÐ° Ð¸ Ð´Ð¾ÑÐ¾Ð´Ð½Ð¾ÑÑÐ¸ Ð² Ð±Ð°Ð½ÐºÐ°Ñ Ð Ð¾ÑÑÐ¸Ð¸.
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description: The purpose of this work is primarily to try to give an unambiguous answer to how such a method of credit portfolio management as diversification actually affects the risk and profitability indicators in Russian banks.
The aim of the study is to develop a qualitative methodology based on theoretical and applied works to analyze the impact of the level of diversification on credit risk and profitability in Russian banks, which could have a recommendatory character for a credit institution in real practice. 
The work is structured as follows: General aspects of the organization of risk management and profitability of the loan portfolio in order to identify patterns applied in the future. Secondly, more importantly, this part will analyze various econometric studies on the diversification of loans in the banking systems of different countries of the world. With the help of theoretical and practical knowledge, on the basis of the author's judgments, the methodology of the study will be developed. Work with the collected data, their sources and justification of the choice are described. Practical research, evaluation of the constructed model, final conclusions on it. Finally, the last part consists of concluding comments and generalization of all the work done, assumptions about the subsequent development of this topic, the significance of the results, their possible application in real life.