title: ÐÐµÑÑÐ¿ÐµÐºÑÐ¸Ð²Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ ÑÐ»ÐµÐºÑÑÐ¾Ð½Ð½ÑÑ Ð´ÐµÐ½ÐµÐ³ Ð² Ð Ð¾ÑÑÐ¸Ð¸
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Prospects for the development of electronic money in Russia
Creators: name: Ð¤Ð°Ð½Ñ ÐÐ°Ð¾ÑÐ¸
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2023
Subjects: ÑÐ»ÐµÐºÑÑÐ¾Ð½Ð½ÑÐµ Ð´ÐµÐ½ÑÐ³Ð¸
ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐ¹ ÑÑÐ½Ð¾Ðº
Ð¿Ð»Ð°ÑÐµÐ¶Ð½Ð°Ñ ÑÐ¸ÑÑÐµÐ¼Ð°
ÐºÑÐ¸Ð¿ÑÐ¾Ð²Ð°Ð»ÑÑÐ°
Ð¿ÐµÑÑÐ¿ÐµÐºÑÐ¸Ð²Ñ
ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ðµ
Ð·Ð°ÐºÐ¾Ð½Ð¾Ð´Ð°ÑÐµÐ»ÑÑÑÐ²Ð¾
ÑÐ¸ÑÐºÐ¸
electronic money
financial market
payment system
cryptocurrency
perspectives
development
legislation
risks

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description: The object of research is the electronic payment system of the Russian Federation. The purpose of the study is to analyze the prospects for the promotion of cryptocurrencies and electronic money in the Russian market. Methods and methodology of research: comparative analysis, analysis of scientific literature, statistical analysis of data, method of expert assessments, testing of hypotheses. The scientific methodology of the research is based on a systematic approach to identifying problems. The methodological basis of the study was the works of: Fridman M., Schwartz A., Smitina J., Belongia P., Keynes J., Krugman P., Chen S., Li Yu., Guo Yu., Xu S., Kochergin D., Guriev S., Chauma D., Enuganti V., Hanna A., Potapenko D. and other specialists. In the course of the work, the processes of development of the Russian and world electronic money markets were analyzed, a forecast was made of tax revenues from cryptocurrencies until 2027, and a set of measures was developed to introduce qualitative changes in the existing electronic money system in Russia to increase its security and ease of use by citizens of the country. The novelty of the work lies in the systematization of the advantages of introducing the digital ruble into the payment system of the Russian Federation, the recommendations of the mechanism for protecting the rights of consumers of the digital ruble, the development of a set of measures to combat money laundering in the field of electronic money and the proposal to create a new mobile payment service similar to the existing one in China. Analysis and systematization of indicators was carried out using MS Office(Excel). Based on the results obtained, conclusions are drawn about the possibility of introducing a decentralized digital currency in Russia, as well as the practical use of the results on the creation of a mobile payment service.