title: ÐÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð¿ÐµÑÑÐ¿ÐµÐºÑÐ¸Ð² ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð¼Ð¾Ð±Ð¸Ð»ÑÐ½ÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ Ð² ÐÐ¸ÑÐ°Ðµ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: A study of the development prospects of mobile payments in China
Creators: name: Ð¢ÑÐ½Ñ ÐÐ½ÑÐ½
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: Ð¼Ð¾Ð±Ð¸Ð»ÑÐ½ÑÐ¹ Ð¿Ð»Ð°ÑÐµÐ¶
ÑÑÐ½Ð¾Ðº ÐÐ¸ÑÐ°Ñ
Ð¾ÑÑÐ°ÑÐ»ÐµÐ²Ð¾Ð¹ Ð°Ð½Ð°Ð»Ð¸Ð·
Ð¶Ð¸Ð·Ð½ÐµÐ½Ð½ÑÐ¹ ÑÐ¸ÐºÐ» ÑÑÐ½ÐºÐ°

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description: With the rapid development of smart phones, mobile communication technology and mobile e-Commerce, China's mobile payments entered a period of rapid development. Mobile payments are widely used in online and offline payment. Now this is the main trend in the payment industry.
However, there are many problems in the development of mobile payments. All these problems seriously hinder the healthy development of China's mobile payment industry.
Based on the new payment policy and industry data, this dissertation analyzes the current situation in China's mobile payment industry with three aspects of market structure, consumer behavior and market efficiency using structural behavior efficiency analysis. This article argues that China's payments market is a monopolistic competition. 
There are many acquisitions and mergers in the market, which contributes to the development of mobile payments business and the formation of competitive advantages. The thesis also uses life cycle analysis and economic cycle theory to show that China's mobile payment industry is in a growth stage with high prospects for growth. However, the rapid development of mobile payments has caused a number of problems, including frequent risks, imperfect laws and regulations, unfair competition in the industry, account management is not standardized, the mechanism of information protection is not perfect, and so on. Therefore, on the basis of an analysis of the causes of the problem, some relevant countermeasures and proposals are presented in the present document.