title: ÐÐ½Ð°Ð»Ð¸Ð· ÑÐ¸ÑÐºÐ¾Ð² P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ ÐºÐ¾Ð½ÑÑÐ¼ÐµÑÑ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: P2P risk analysis and countermeasures
Creators: name: ÐÑ Ð§Ð¶Ð¸Ð¿ÑÐ½
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2021
Subjects: Ð¿ÑÐ°Ð²Ð¾Ð²ÑÐµ ÑÐ¸ÑÐºÐ¸
ÐºÑÐµÐ´Ð¸ÑÐ½ÑÐµ ÑÐ¸ÑÐºÐ¸
ÑÐµÑ Ð½Ð¸ÑÐµÑÐºÐ¸Ðµ ÑÐ¸ÑÐºÐ¸
Ð¾Ð¿ÐµÑÐ°ÑÐ¸Ð¾Ð½Ð½ÑÐµ ÑÐ¸ÑÐºÐ¸
legal risks
credit risks
technical risks
operational risks

description: Ð¢ÐµÐ¼Ð° Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ: Â«ÐÐ½Ð°Ð»Ð¸Ð· ÑÐ¸ÑÐºÐ¾Ð² P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ ÐºÐ¾Ð½ÑÑÐ¼ÐµÑÑÂ». Ð¦ÐµÐ»ÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ²Ð»ÑÐµÑÑÑ Ð²ÑÐ¿Ð¾Ð»Ð½Ð¸ÑÑ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÐ¸ÑÐºÐ¾Ð² P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¸ ÐºÐ¾Ð½ÑÑÐ¼ÐµÑÑ. ÐÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ðµ Ð²ÑÐ¿Ð¾Ð»Ð½ÑÐ»Ð¾ÑÑ Ð½Ð° Ð±Ð°Ð·Ðµ Â«ÐÐ°Ð¿Ð»Ð°Ð½Ð°âÐÐ°Ð¹ÐµÑÐ°Â» ÐÑÐµÐ´Ð¼ÐµÑ ÐÐÐ  ÑÐ¸ÑÐºÐ¸ P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ. ÐÐµÑÐ¾Ð´Ñ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ: ÐÐ° Ð¿ÐµÑÐ²Ð¾Ð¼ ÑÑÐ°Ð¿Ðµ Ð¾Ð±ÑÑÐµÐ½Ð¸Ñ Ð¼Ð¾Ð´ÐµÐ»ÐµÐ¹ Ð½ÐµÐ¾Ð±ÑÐ¾Ð´Ð¸Ð¼Ð¾ Ð¿Ð¾ÑÑÑÐ¾Ð¸ÑÑ Ð³ÑÐ°ÑÐ¸ÐºÐ¸ ÑÑÐ½ÐºÑÐ¸Ð¹ Ð²ÑÐ¶Ð¸Ð²Ð°ÐµÐ¼Ð¾ÑÑÐ¸, Ð¾ÑÐµÐ½ÐµÐ½Ð½ÑÐµ Ð¼ÐµÑÐ¾Ð´Ð¾Ð¼ ÐÐ°Ð¿Ð»Ð°Ð½Ð°â ÐÐ°Ð¹ÐµÑÐ° ÑÑÐ¾Ð±Ñ Ð¿ÑÐ¾Ð´ÐµÐ¼Ð¾Ð½ÑÑÑÐ¸ÑÐ¾Ð²Ð°ÑÑ ÑÑÐ°Ð±Ð¸Ð»ÑÐ½Ð¾ÑÑÑ ÑÐ°ÐºÑÐ¾ÑÐ¾Ð², Ð²Ð»Ð¸ÑÑÑÐ¸Ñ Ð¿ÑÐ¸ Ð¾ÑÐµÐ½ÐºÐµ Ð¼Ð¾Ð´ÐµÐ»Ð¸ ÐÐ¾ÐºÑÐ°, Ð² Ð·Ð½Ð°ÑÐµÐ½Ð¸Ð¸ Ð¿Ð¾ ÑÐ¼Ð¾Ð»ÑÐ°Ð½Ð¸Ñ Ð±ÑÐ»Ð¸ ÑÑÑÐ°Ð½Ð¾Ð²Ð»ÐµÐ½Ñ ÑÐ°Ð·Ð»Ð¸ÑÐ½ÑÐµ Ð¿ÐµÑÐ¸Ð¾Ð´Ñ Ð²ÑÐµÐ¼ÐµÐ½Ð¸. ÐÑÐ½Ð¾Ð²Ð½ÑÐµ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÑ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ: - ÐÑÐµÐ´ÑÑÐ°Ð²Ð»ÐµÐ½Ð½ÑÐµ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¿Ð¾Ð·Ð²Ð¾Ð»ÑÑ Ð½Ð°Ð¼ Ð¿ÑÐ¾Ð²ÐµÑÑÐ¸ Ð²ÑÐµÑÑÐ¾ÑÐ¾Ð½Ð½ÑÑ Ð¾ÑÐµÐ½ÐºÑ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ Ð¾Ð´Ð½Ð¾ÑÐ°Ð½Ð³Ð¾Ð²Ð¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð½Ð° Ð³Ð¾ÑÐ¸Ð·Ð¾Ð½ÑÐµ Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ. - ÐÑÐµÐ´Ð»Ð¾Ð¶ÐµÐ½Ð½ÑÐ¹ ÑÑÐµÐ½Ð°ÑÐ¸Ð¹ Ð¿Ð¾Ð´ÑÐ¾Ð´ Ð¼Ð¾Ð¶ÐµÑ Ð±ÑÑÑ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½ Ð´Ð»Ñ Ð¾ÑÐµÐ½ÐºÐ¸ ÑÐµÐ°Ð»Ð¸Ð·Ð°ÑÐ¸Ð¸ ÑÐ°Ð·Ð»Ð¸ÑÐ½ÑÑ Ð²Ð°ÑÐ¸Ð°Ð½ÑÐ¾Ð² ÑÑÑÐ°ÑÐµÐ³Ð¸Ð¸ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ ÑÐ¾ÑÑÐ¸Ð¹ÑÐºÐ¾Ð¹ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸ÐºÐ¸ Ð¸ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð¾-ÐºÑÐµÐ´Ð¸ÑÐ½Ð¾Ð³Ð¾ ÑÐµÐºÑÐ¾ÑÐ°. ÐÐ±Ð»Ð°ÑÑÑÑ Ð¿ÑÐ¸Ð¼ÐµÐ½ÐµÐ½Ð¸Ñ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐ¾Ð² ÐÐÐ  ÑÐ²Ð»ÑÐµÑÑÑ P2P- ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ Ð¾Ð½Ð»Ð°Ð¹Ð½ Ð¿Ð¾ Ð²ÑÐµÐ¼Ñ Ð¼Ð¸ÑÑ. ÐÐ°ÑÑÐ½Ð¾Ð¹ Ð½Ð¾Ð²Ð¸Ð·Ð½Ð¾Ð¹ ÑÐ²Ð»ÑÐµÑÑÑ Ð¾Ð±Ð¾Ð·Ð½Ð°ÑÐ¸Ð»Ð¸ ÑÐ¸ÑÐºÐ¸ P2P-ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð¾Ð½Ð»Ð°Ð¹Ð½ Ð¸ Ð¿ÑÐµÐ´Ð»Ð¾Ð¶Ð¸Ð»Ð¸ ÑÐ¾Ð¾ÑÐ²ÐµÑÑÑÐ²ÑÑÑÐ¸Ðµ ÑÐµÑÐµÐ½Ð¸Ñ. ÐÑÐ²Ð¾Ð´Ñ. ÐÐ°Ð´Ð°ÑÐ¸ ÐÐÐ  ÑÐµÑÐµÐ½Ñ, ÑÐµÐ»Ñ Ð´Ð¾ÑÑÐ¸Ð³Ð½ÑÑÐ°, Ð¾Ð¿ÑÐµÐ´ÐµÐ»ÐµÐ½Ð° Ð¾Ð±Ð»Ð°ÑÑÑ Ð¿ÑÐ¸Ð¼ÐµÐ½ÐµÐ½Ð¸Ñ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐ¾Ð².
description: The theme of the final qualifying work: "Analysis of risks of P2P lending and countermeasures". The aim of the study is to perform a P2P lending risk analysis and countermeasures. The study was carried out on the basis of "Kaplan-Meier". The subject of FQP is the risks of P2P lending. Research methods: At the first stage of training the models, it is necessary to plot the graphs of the survival functions, estimated by the Kaplan â Meier method, in order to demonstrate the stability of the factors influencing the assessment of the Cox model, different time periods were set at the default value. The main results of the study: - The presented models will allow us to conduct a comprehensive assessment of the development of peer-to-peer lending on the forecast horizon. - The proposed scenario approach can be used to assess the implementation of various options for the development strategy of the Russian economy and the financial and credit sector. The field of application of the results of the WRC is P2P online lending around the world. Scientific novelty is identified the risks of P2P lending online and proposed appropriate solutions. Conclusions. The tasks of the WRC have been solved, the goal has been achieved, the scope of the results has been determined.