title: ÐÑÐµÐ½ÐºÐ° ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð¾Ð¹ ÑÑÑÐ¾Ð¹ÑÐ¸Ð²Ð¾ÑÑÐ¸ Ð¸ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÑÐ¿Ð¾ÑÐ¾Ð±Ð½Ð¾ÑÑÐ¸ ÑÑÑÐ°Ñ Ð¾Ð²ÑÑ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ð¹ (Ð½Ð° Ð¿ÑÐ¸Ð¼ÐµÑÐµ Ð¡ÐÐ "Ð ÐÐ¡Ð-ÐÐ°ÑÐ°Ð½ÑÐ¸Ñ" Ð¸ ÐÐÐ Ð¡Ð "Ð Ð¾ÑÐ³Ð¾ÑÑÑÑÐ°Ñ ")
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Assessment of financial stability and solvency of insurance companies (on the example of IJSC "RESO-Garantia and PJSC IC "Rosgosstrakh")
Creators: name: ÐÑÑÐ¸Ð¿Ð¾Ð²Ð°, ÐÐ¸ÐºÑÐ¾ÑÐ¸Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2021
Subjects: ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²Ð°Ñ ÑÑÑÐ¾Ð¹ÑÐ¸Ð²Ð¾ÑÑÑ
ÑÑÑÐ°Ñ Ð¾Ð²Ð°Ñ ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ñ
Ð¿Ð»Ð°ÑÐµÐ¶ÐµÑÐ¿Ð¾ÑÐ¾Ð±Ð½Ð¾ÑÑÑ
ÐºÐ¾ÑÑÑÐ¸ÑÐ¸ÐµÐ½ÑÑ Ð»Ð¸ÐºÐ²Ð¸Ð´Ð½Ð¾ÑÑÐ¸
ÐºÐ»Ð°ÑÑÐ¸ÑÐ¸ÐºÐ°ÑÐ¸Ñ
financial stability
insurance company
payment capacity
liquidity rates
classification

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description: The object of the research is the insurance companies IJSC Â«RESO-GarantiaÂ» and PJSC IC Â«RosgosstrakhÂ». The purpose is to analyze the financial stability and solvency of the research objects, to develop measures to improve the financial condition of IJSC Â«RESO-GarantiaÂ». On the basis of theoretical sources on financial stability and solvency, the main indicators were identified to determine the financial condition of insurance companies. The relevance of the study is due to the fact that financial stability is one of the most important indicators of the state of an insurance company, this assessment is an important problem due to strong competition in the insurance market. Ðn analysis of approaches to the classification of factors influencing the activities of companies and methods of managing them, classification by the level of solvency was carried out, the types of financial stability of insurance companies are presented. Research objectives: to characterize insurance companies and indicators of financial stability, to describe the methodology for calculating and providing these indicators, to analyze the objects of research, to assess the state of the companies, to propose measures to improve financial stability. An analysis was also made of the current state of IJSC Â«RESO-GarantiaÂ» and PJSC IC Â«RosgosstrakhÂ» in the insurance market, financial stability and solvency of these companies. A detailed study and calculations revealed that the position of the companies in question is critical (pre-crisis). Measures were proposed leading to an increase in the financial stability of the insurance company IJSC Â«RESO-GarantiaÂ».