title: Ð¡ÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¸Ñ Ð°ÐºÑÐ¸Ð²Ð¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Securitization of bank assets
Creators: name: ÐÐ¸Ð½ÐºÐµÐ²Ð¸Ñ, ÐÐ»ÐµÑÑ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ
Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¸Ðµ Ð°ÐºÑÐ¸Ð²Ñ
ÐºÐ¾Ð¼Ð¿Ð°Ð½Ð¸Ñ ÑÐ¿ÐµÑÐ¸Ð°Ð»ÑÐ½Ð¾Ð³Ð¾ Ð½Ð°Ð·Ð½Ð°ÑÐµÐ½Ð¸Ñ
Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¸Ðµ ÑÐ¸ÑÐºÐ¸
ÑÐµÐºÑÑÑÐ¸ÑÐ¸Ð·Ð°ÑÐ¸Ñ Ð² Ð Ð¾ÑÑÐ¸Ð¸
Ð¸Ð¿Ð¾ÑÐµÐºÐ°
Ð¸Ð¿Ð¾ÑÐµÑÐ½Ð¾Ðµ
Ð¶Ð¸Ð»Ð¸ÑÐ½Ð¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
securization
banking assets
special purpose vehicle
banking risks
securities in Russia
mortgage
housing mortgage lending.

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description: The object of the research is securitization of bank assets.
The purpose of the work is to analyze the characteristics of securitization as an innovative technology to attract financing and transfer risks, and identify ways to solve the problems of the Russian market for securitization of mortgage lending.
To achieve the goal of the work, the essence of securitization was considered, the author's definition was given. The differences of securitization from traditional financing methods are determined.
The types and mechanisms of securitization are characterized, their advantages and disadvantages are revealed. The possibility of risk sharing as the main principle of securitization is substantiated. The features of securitization of mortgage lending in the Russian Federation are analyzed.
 As a result of the analysis, the main problems of the Russian mar-ket for securitization of housing mortgage lending were identified and ways to solve them were proposed. Development of sites for multi-originator transactions as a way to attract medium and small banks to the Russian securitization market is recommended.