title: ÐÑÐ°Ð²Ð¾Ð²Ð¾Ðµ ÑÐµÐ³ÑÐ»Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¾Ð³Ð¾ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ ÑÐ¸Ð·Ð¸ÑÐµÑÐºÐ¸Ñ Ð»Ð¸Ñ
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: Legal regulation of bank lending to individuals
Creators: name: ÐÑÑÐ¸ÐµÐ², ÐÐ°Ð¼ÑÐ°Ð½
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2020
Subjects: Ð±Ð°Ð½Ðº
ÐºÑÐµÐ´Ð¸ÑÐ½Ð°Ñ Ð¾ÑÐ³Ð°Ð½Ð¸Ð·Ð°ÑÐ¸Ñ
Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¾Ðµ ÐºÑÐµÐ´Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ðµ
ÐºÑÐµÐ´Ð¸ÑÐ½Ð°Ñ Ð»Ð¸Ð½Ð¸Ñ
ÑÐ¸Ð·Ð¸ÑÐµÑÐºÐ¾Ðµ Ð»Ð¸ÑÐ¾-Ð·Ð°ÐµÐ¼ÑÐ¸Ðº
bank
credit institution
bank lending
credit line
individual borrower

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description: The work includes such issues as the concept and legal nature of the loan agreement, the legal status of the parties under the bank loan agreement, the essential and mandatory conditions of the bank loan agreement for individuals, the legal mechanism for concluding and executing the loan agreement and the parties' responsibility for non-compliance with the terms of the loan agreement. The work also pays attention to the specifics of the justification of court decisions when considering claims of individuals-borrowers. The subject of the research work is the regulatory legal acts of the Russian Federation regulating legal relations in the field of lending by banks to consumer borrowers. The purpose of the research work is to develop theoretical and practical proposals aimed at improving the legal regulation of bank lending to individuals in the face of changes in Russian legislation and law enforcement practice. The methodological basis of the research work is a set of methods of scientific knowledge, among which the leading place is held by the dialectic method, which justifies the interdependence of all socio-economic processes, including in the field of protecting the rights of borrowers as consumers of credit services. The practical significance of the research work lies in the fact that the results can be used to develop regulatory legal acts that ensure the effective functioning of the institution of lending to individuals in modern Russia and regulate the legal aspects of concluding and executing a consumer credit agreement.