title: Ð¡Ð¾Ð²ÑÐµÐ¼ÐµÐ½Ð½ÑÐµ ÑÐ¸ÑÑÐ¾Ð²ÑÐµ Ð°ÐºÑÐ¸Ð²Ñ: Ð¼ÐµÑÑÐ¾, ÑÐ¾Ð»Ñ Ð¸ ÑÑÐµÐ½Ð´Ñ ÑÐ¸ÑÑÐ¾Ð²ÑÑ Ð²Ð°Ð»ÑÑ ÑÐµÐ½ÑÑÐ°Ð»ÑÐ½ÑÑ Ð±Ð°Ð½ÐºÐ¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: Modern digital assets: the place, role, and trends of Central Bank Digital Currencies
Creators: name: ÐÐ°ÐºÐ¾Ð²Ð¸Ñ, ÐÑÐµÐ½Ð¸Ñ
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2022
Subjects: Ð¦Ð¸ÑÑÐ¾Ð²ÑÐµ ÐÐ°Ð»ÑÑÑ Ð¦ÐµÐ½ÑÑÐ°Ð»ÑÐ½ÑÑ ÐÐ°Ð½ÐºÐ¾Ð²
Ð¦Ð¸ÑÑÐ¾Ð²Ð¾Ð¹ ÑÑÐ±Ð»Ñ
ÐºÑÐ¸Ð¿ÑÐ¾Ð²Ð°Ð»ÑÑÐ°
ÐÐ¸ÑÐºÐ¾Ð¸Ð½
ÑÑÐµÐ¹Ð±Ð»ÐºÐ¾Ð¸Ð½Ñ
Central Bank Digital Currency
Digital ruble
cryptocurrency
Bitcoin
stablecoins

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description: The subject of the thesis is âModern digital assets: the place, role, and trends of Central Bank Digital Currenciesâ. The given work is devoted to analyzing Central Bank Digital Currencies (CBDCs) as a digital asset designed to leverage advantages of modern digital and financial technologies, while preserving the sovereignty of the state when issuing and controlling money circulation, and to developing methodology of detection of potential countries for the Central Bank Digital Currencies launch.The research set the following tasks: 1. Analyze the prerequisites for the emergence of digital assets. 2. Study the features and risks of cryptocurrencies and stablecoins. 3. Explore the domain names as a modern investment tool. 4. Reveal trends in the introduction of Central Bank Digital Currencies. 5. Examine the world experience in the introduction of CBDC. 6. Consider the Digital ruble as the third form of monetary unit.7. Conduct the assessment of the readiness of the Russian market participants for the introduction of the Digital Ruble. 8. Analyze the motives for the introduction of a CBDC and determine the relevant variables. 9. Construct the correlation models of the potential of national economies for the implementation of the Central Bank Digital Currencies. 10. Assess the potential of foreign and Russian economies for the implementation of the Central Bank Digital Currencies. The dissertation was carried out based on publicly available reports and materials of the Bank of Russia, official statements of representatives of the Bank of Russia, scientific articles, and researches on digital assets. The analysis was conducted by the Bivariate correlation statistical methods of the Pearson correlation, the Spearman-rank correlation, and Kendall-rank correlation via Python programming language. The research reveals the process underlying blockchain transactions and the main risks of cryptocurrencies such as high volatility, anonymity of transactions contributing to the development of illegal activities, a threat to the welfare of citizens and the financial stability of the economy. Features of stablecoins and the specifics of investing in domain names were also analyzed. At the same time, the introduction of CBDCs potentially promises to significantly reshape payment infrastructure at both the domestic and international levels.We define a Central Bank Digital Currency as central bank money in a digital form that will be used along with cash and non-cash money, performing all the functions of money and being equivalent to all three forms of the same currency. That is, on the one hand, it is a new form of money, on the other hand, it is a substitute for traditional fiat money. During the research 14 core features of CBDCs have been identified, covering the CBDC instrument, the underlying system, and the broader institutional framework in which they exist. On the Russian market the question of issuing a digital ruble becomes particularly relevant as the share of non-cash trade turnover in total consumer spending is constantly growing. At the moment, the development of the digital ruble is at the testing stage with 12 local banks. Testing of the Digital Ruble in real operations and on bank customers is planned in 2023. In the course of the research, the authors identified the main factors that can assess the degree of readiness of businesses and citizens to implement digital ruble, according to which it can be recognized that there is a high potential for the adoption of innovative financial technologies in Russia. Statistical calculations have revealed that there are 6 countries in Europe, 4 countries in America, 7 countries in Asia, and 10 countries in Africa that have the higher potential for the introduction of Central Bank Digital Currencies, since their socio-economic indicators are more correlated with those of the Bahamas, Nigeria, and China, which have already implemented the CBDCs or have become significantly advanced in testing projects and serve as a benchmark for the introduction of Central Bank Digital Currencies. In addition, it is justified that a prudent socio-economic policy on the introduction of the Digital Ruble is needed in the Russian Federation.