title: Ð¡Ð¸ÑÑÐµÐ¼Ð° ÑÐ°Ð½Ð½ÐµÐ³Ð¾ Ð¿ÑÐµÐ´ÑÐ¿ÑÐµÐ¶Ð´ÐµÐ½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° Ð±Ð°Ð½ÐºÐ¾Ð²: Ð²ÑÑÐ²Ð»ÐµÐ½Ð¸Ðµ ÐºÐ»ÑÑÐµÐ²ÑÑ Ð¸Ð½Ð´Ð¸ÐºÐ°ÑÐ¾ÑÐ¾Ð²
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð¼Ð°Ð³Ð¸ÑÑÑÐ°
titleType: Subtitle
title: System of early warning of bankruptcy of banks: identification of key indicators
Creators: name: ÐÑÑÐ°ÐµÐ²Ð°, ÐÐ°ÑÐ¸Ð½Ð°
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2018
Subjects: ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ð¹ Ð±Ð°Ð½Ðº
Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð¾
Ð¼Ð¾Ð´ÐµÐ»Ð¸ Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ
ÑÐµÐ¹ÑÐ¸Ð½Ð³
ÑÑÐ°ÑÐ¸ÑÑÐ¸ÑÐµÑÐºÐ°Ñ Ð¼Ð¾Ð´ÐµÐ»Ñ
ÐºÐ¾Ð¼Ð¿Ð»ÐµÐºÑÐ½Ð°Ñ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ°
ÑÐµÐ½Ð·ÑÑÐ¸ÑÐ¾Ð²Ð°Ð½Ð½Ð°Ñ Ð¼Ð¾Ð´ÐµÐ»Ñ

description: Ð¦ÐµÐ»ÑÑ Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÑÑÐµÑÑÐ²ÑÑÑÐ¸Ñ Ð¼ÐµÑÐ¾Ð´Ð¸Ðº Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° ÐºÑÐµÐ´Ð¸ÑÐ½ÑÑ Ð¾ÑÐ³Ð°Ð½Ð¸Ð·Ð°ÑÐ¸Ð¹, Ð° ÑÐ°ÐºÐ¶Ðµ ÑÐ°Ð·ÑÐ°Ð±Ð¾ÑÐºÐ° Ð¸ Ð¿ÑÐ¸Ð¼ÐµÐ½ÐµÐ½Ð¸Ðµ Ð°Ð²ÑÐ¾ÑÑÐºÐ¾Ð¹ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ¸ Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° Ð±Ð°Ð½ÐºÐ¾Ð² Ð½Ð° ÑÐ°Ð½Ð½Ð¸Ñ ÑÑÐ°Ð´Ð¸ÑÑ.
ÐÐ»Ñ Ð´Ð¾ÑÑÐ¸Ð¶ÐµÐ½Ð¸Ñ Ð¿Ð¾ÑÑÐ°Ð²Ð»ÐµÐ½Ð½Ð¾Ð¹ ÑÐµÐ»Ð¸ Ð±ÑÐ»Ð¾ Ð¾Ð¿ÑÐµÐ´ÐµÐ»ÐµÐ½Ð¾ Ð¿Ð¾Ð½ÑÑÐ¸Ðµ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð°, Ð¿ÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ñ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ¸ Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ°, Ð¸Ð·ÑÑÐµÐ½Ð¾ Ð¿Ð¾Ð»Ð¾Ð¶ÐµÐ½Ð¸Ðµ Ð±Ð°Ð½ÐºÐ¾Ð²ÑÐºÐ¾Ð¹ Ð¾ÑÑÐ°ÑÐ»Ð¸ Ð½Ð° ÑÐ¾Ð²ÑÐµÐ¼ÐµÐ½Ð½Ð¾Ð¼ ÑÑÐ°Ð¿Ðµ Ð¸ ÑÐ°Ð·ÑÐ°Ð±Ð¾ÑÐ°Ð½Ð° Ð°Ð²ÑÐ¾ÑÑÐºÐ°Ñ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ° Ð¿ÑÐ¾Ð³Ð½Ð¾Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¾Ð³Ð¾ Ð±Ð°Ð½ÐºÐ° Ð¿Ð¾ÑÑÐµÐ´ÑÑÐ²Ð¾Ð¼ Ð¿ÑÐ¸Ð¼ÐµÐ½ÐµÐ½Ð¸Ñ ÑÐºÐ¾Ð½Ð¾Ð¼ÐµÑÑÐ¸ÑÐµÑÐºÐ¾Ð¹ Ð¼Ð¾Ð´ÐµÐ»Ð¸ Tobit.
ÐÑÐµÐ´Ð»Ð°Ð³Ð°ÐµÐ¼Ð°Ñ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ° ÑÐ°Ð½Ð½ÐµÐ³Ð¾ Ð¿ÑÐµÐ´ÑÐ¿ÑÐµÐ¶Ð´ÐµÐ½Ð¸Ñ Ð±Ð°Ð½ÐºÑÐ¾ÑÑÑÐ²Ð° Ð±Ð°Ð½ÐºÐ¾Ð² Ð±ÑÐ»Ð° Ð°Ð¿ÑÐ¾Ð±Ð¸ÑÐ¾Ð²Ð°Ð½Ð° Ð½Ð° Ð´ÐµÐ¹ÑÑÐ²ÑÑÑÐ¸Ñ Ð¸ Ð¾Ð±Ð°Ð½ÐºÑÐ¾ÑÐ¸Ð²ÑÐ¸ÑÑÑ ÐºÐ¾Ð¼Ð¼ÐµÑÑÐµÑÐºÐ¸Ñ Ð±Ð°Ð½ÐºÐ°Ñ. Ð ÐºÐ¾Ð½ÐµÑÐ½Ð¾Ð¼ ÑÑÐµÑÐµ, Ð² ÑÐ¾Ð´Ðµ ÑÐ°Ð·ÑÐ°Ð±Ð¾ÑÐºÐ¸ Ð¸ Ð°Ð¿ÑÐ¾Ð±Ð°ÑÐ¸Ð¸ Ð¼ÐµÑÐ¾Ð´Ð¸ÐºÐ¸ Ð±ÑÐ»Ð° Ð²ÑÑÐ²Ð»ÐµÐ½Ð° ÐµÐµ Ð°Ð´ÐµÐºÐ²Ð°ÑÐ½Ð¾ÑÑÑ, Ð²ÑÑÐ¾ÐºÐ°Ñ ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð¸ Ð»ÐµÐ³ÐºÐ¾ÑÑÑ Ð² Ð¿ÑÐ¸Ð¼ÐµÐ½ÐµÐ½Ð¸Ð¸.
description: The purpose of the final qualifying work is the analysis of existing methods for predicting bankruptcy of credit institutions, as well as the development and application of the authorâs methodology for predicting bank failures in the early stages.
To achieve this goal, the concept of bankruptcy was defined, methods for predicting bankruptcy of a commercial bank were analyzed, the status of the banking industry at the current stage was studied, and the authorâs methodology was developed to predict the bankruptcy of a commercial bank using the Tobit econometric model.
The proposed method of early warning of bankruptcy of banks was tested on existing and failed commercial banks. Ultimately, during the development and testing of the methodology, its adequacy, high performance and ease of use were revealed.