title: ÐÐ½ÐµÐ´ÑÐµÐ½Ð¸Ðµ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ ÐºÐ°Ðº ÑÐ¿Ð¾ÑÐ¾Ð± ÑÐ½Ð¸Ð¶ÐµÐ½Ð¸Ñ Ð·Ð°ÑÑÐ°Ñ ÑÑÐ°ÑÑÐ½Ð¸ÐºÐ¾Ð² ÑÐµÑÐ²Ð¸ÑÐ°
title: Ð²ÑÐ¿ÑÑÐºÐ½Ð°Ñ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð°Ñ ÑÐ°Ð±Ð¾ÑÐ° Ð±Ð°ÐºÐ°Ð»Ð°Ð²ÑÐ°
titleType: Subtitle
title: The using of fast paymentsâ system as a way to reduce the costs of service participants
Creators: name: Ð­ÑÑÐ¸Ð±Ð°ÑÐ¾Ð²Ð°, ÐÐ¹ÑÐ°Ð½
Publisher: name: Ð¡Ð°Ð½ÐºÑ-ÐÐµÑÐµÑÐ±ÑÑÐ³ÑÐºÐ¸Ð¹ Ð¿Ð¾Ð»Ð¸ÑÐµÑÐ½Ð¸ÑÐµÑÐºÐ¸Ð¹ ÑÐ½Ð¸Ð²ÐµÑÑÐ¸ÑÐµÑ ÐÐµÑÑÐ° ÐÐµÐ»Ð¸ÐºÐ¾Ð³Ð¾
Year: 2019
Subjects: ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÐµ ÑÐµÑ Ð½Ð¾Ð»Ð¾Ð³Ð¸Ð¸
ÑÐ¸ÑÑÐ¾Ð²Ð¸Ð·Ð°ÑÐ¸Ñ
ÑÐºÐ¾ÑÐ¸ÑÑÐµÐ¼Ð°
ÑÐ¸ÑÑÐµÐ¼Ð° Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹
Ð¼ÐµÐ¶Ð´ÑÐ½Ð°ÑÐ¾Ð´Ð½ÑÐ¹ Ð¾Ð¿ÑÑ
Ð±Ð°Ð½ÐºÐ¸
financial technologies
digitalization
ecosystem
fast payment system
international experience
banks

description: ÐÐ±ÑÐµÐºÑÐ¾Ð¼ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ ÑÐ²Ð»ÑÑÑÑÑ ÑÑÐ°ÑÑÐ½Ð¸ÐºÐ¸ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹.
Ð¦ÐµÐ»ÑÑ Ð²ÑÐ¿ÑÑÐºÐ½Ð¾Ð¹ ÐºÐ²Ð°Ð»Ð¸ÑÐ¸ÐºÐ°ÑÐ¸Ð¾Ð½Ð½Ð¾Ð¹ ÑÐ°Ð±Ð¾ÑÑ ÑÐ²Ð»ÑÐµÑÑÑ Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð²Ð½ÐµÐ´ÑÐµÐ½Ð¸Ñ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹.
Ð ÑÐ°Ð¼ÐºÐ°Ñ Ð¸ÑÑÐ»ÐµÐ´Ð¾Ð²Ð°Ð½Ð¸Ñ Ð±ÑÐ»Ð¸ Ð¸Ð´ÐµÐ½ÑÐ¸ÑÐ¸ÑÐ¸ÑÐ¾Ð²Ð°Ð½Ñ Ð¾ÑÐ½Ð¾Ð²Ð½ÑÐµ Ð½Ð°Ð¿ÑÐ°Ð²Ð»ÐµÐ½Ð¸Ñ ÑÐ°Ð·Ð²Ð¸ÑÐ¸Ñ ÑÐ¸Ð½Ð°Ð½ÑÐ¾Ð²ÑÑ ÑÐµÑÐ½Ð¾Ð»Ð¾Ð³Ð¸Ð¹, Ð¿ÑÐ¾Ð°Ð½Ð°Ð»Ð¸Ð·Ð¸ÑÐ¾Ð²Ð°Ð½Ð¾ ÑÐµÐºÑÑÐµÐµ ÑÐ¾ÑÑÐ¾ÑÐ½Ð¸Ðµ ÑÐ¸ÑÑÐµÐ¼Ñ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ Ð² Ð Ð¾ÑÑÐ¸Ð¸, Ð¿ÑÐ¾Ð²ÐµÐ´ÐµÐ½ ÑÑÐ°Ð²Ð½Ð¸ÑÐµÐ»ÑÐ½ÑÐ¹ Ð°Ð½Ð°Ð»Ð¸Ð· ÑÐ¸ÑÑÐµÐ¼ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ Ð·Ð° ÑÑÐ±ÐµÐ¶Ð¾Ð¼, Ð´Ð°Ð½Ð° Ð¾ÑÐµÐ½ÐºÐ° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÐ¸ Ð²Ð½ÐµÐ´ÑÐµÐ½Ð¸Ñ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ Ð² Ð Ð¾ÑÑÐ¸Ð¸.
Ð ÑÐµÐ·ÑÐ»ÑÑÐ°ÑÐµ Ð±ÑÐ»Ð° Ð²ÑÑÐ²Ð»ÐµÐ½Ð° Ð½ÐµÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸Ñ Ð±Ð°Ð½ÐºÐ°Ð¼Ð¸ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹. ÐÐ»Ñ ÑÐ¸Ð·Ð¸ÑÐµÑÐºÐ¸Ñ Ð»Ð¸Ñ Ð¸ÑÐ¿Ð¾Ð»ÑÐ·Ð¾Ð²Ð°Ð½Ð¸Ðµ ÑÐ¸ÑÑÐµÐ¼Ñ Ð±ÑÑÑÑÑÑ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹ Ð°Ð½Ð°Ð»Ð¾Ð³Ð¸ÑÐ½Ð¾ ÑÐ¸ÑÑÐµÐ¼Ðµ Ð¿Ð»Ð°ÑÐµÐ¶ÐµÐ¹, ÑÐµÐ°Ð»Ð¸Ð·ÑÐµÐ¼Ð¾Ð¹ ÐÐÐ Â«Ð¡Ð±ÐµÑÐ±Ð°Ð½ÐºÂ». ÐÐ¸ÐºÐ°ÐºÐ¾Ð¹ ÑÐºÐ¾Ð½Ð¾Ð¼Ð¸Ð¸ Ð·Ð°ÑÑÐ°Ñ Ð² Ð´Ð°Ð½Ð½Ð¾Ð¼ ÑÐ»ÑÑÐ°Ðµ Ð½Ðµ Ð¾ÑÑÑÐµÑÑÐ²Ð»ÑÐµÑÑÑ. Ð¢Ð¾Ð»ÑÐºÐ¾ Ð´Ð»Ñ ÑÑÐ¸Ð´Ð¸ÑÐµÑÐºÐ¸Ñ Ð»Ð¸Ñ Ð±ÑÐ»Ð° Ð´Ð¾ÐºÐ°Ð·Ð°Ð½Ð° ÑÑÑÐµÐºÑÐ¸Ð²Ð½Ð¾ÑÑÑ Ð²Ð½ÐµÐ´ÑÑÐµÐ¼Ð¾Ð¹ ÑÐ¸ÑÑÐµÐ¼Ñ.
description: The object of the study are members of the system of fast pay-ments.
The purpose of the final qualifying work is to assess the effective-ness of the implementation of the fast payment system.
As part of the study, the main directions of development of finan-cial technologies were identified, the current state of the payment system in Russia was analyzed, a comparative analysis of fast payment systems abroad was carried out, and the effectiveness of the implementation of a fast payment system in Russia was assessed.
As a result, the inefficiency of the use of fast payments by banks was revealed. For individuals, the use of the fast payment system is similar to the payment system implemented by Sberbank. There is no cost savings in this case. Only for legal entities has been proven the effectiveness of the system being implemented.