Title: Fair credit reporting /
Authors: Rodriguez, Anthony, 1958-; Carter, Carolyn L.; Ogburn, Willard.; Faulkner, Joanne S., 1938-; Ogburn, Willard.
Publisher: National Consumer Law Center,
Year: 2002
Subjects: Consumer credit Law and legislation United States
Contents: Introduction -- Scope : consumer reports and consumer reporting agencies -- Furnishing information to consumer reporting agencies -- A consumer's right to learn what is in file -- Furnishing consumer reports to users -- Notices concerning consumer reports -- Inaccurate consumer reports -- Obsolete information -- Investigative consumer reports -- Litigating credit report disputes -- Private remedies -- Public enforcement -- Non-litigation solutions for consumers with blemished or insufficient credit histories -- Credit scoring -- Credit repair agencies -- Privacy protection -- Append. (A) Fair Credit Reporting Act, other federal statutes and regulations -- (B) Summary of federal and state laws on consumer reporting and theft of identity -- (C) FTC official staff commentary -- (D) Text of selected Federal Trade Commission informal staff opinion letters with FCRA sectional index -- (E) FTC and FRB model forms -- (F) Sample credit reports, consumer reporting agency forms -- (G) Sample Credit Bureau contract and universal data form -- (H) Enforcement orders against consumer reporting agencies -- (I) Sample pleadings and other litigation documents -- (J) Consumer's guide to credit reporting -- (K) Fair credit reporting websites.