premise: SBA loans , which may be made to small manufacturers , small business pools , wholesalers , retailers , service establishments and other small businesses ( when financing is not otherwise available to them on reasonable <mask> ) , are to finance business construction , conversion , or expansion ; the purchase of equipment , facilities , machinery , supplies , or materials ; or to supply working capital .
hypothesis: the proper context for <mask> here should be (usually plural) a statement of what is required as part of an agreement