premise: Even if you have a lot more entries in that section than I do , knowing what you owe gives you a feeling of control over your situation . If you do n't know where you are , you ca n't get where you want to go . It would be like someone dropping you off in the middle of a forest goodness - knows - where and then someone telling you to get to New York . Why does knowing what you owe givs you a feeling of control over your situation ?
hypothesis: Because you ca n't get where you want to go .