premise: In our doubtful economy , citizens need to consider various alternatives to fight the attack of undue costs . The most significant bills that citizens come across every day are those for dwelling , real estate loan payment or lease , and periodical vehicle notes along with insurance . The bills may grow utterly depending on the season of the year that arouses extra methods . Why must a person deal with these bills and debts ?
hypothesis: The undue costs will be what drive down the economy .