premise: After 15 years of paying premiums to Allstate , I have finally started the process of shopping for a new insurance company . I ca n't say I ' ve been unhappy with Allstate but it 's time to see if they are truly giving me a good deal or not . A couple things have caused me to do this . Why is it a good idea to shop for insurance regularly ?
hypothesis: Sometimes your current insurance will be too complacent with you .