premise: Theft by Check occurs when a person issues or passes a check with the intent of depriving the owner of property or service available in exchange for the check (1) knowing he or she does not have an account at the financial institution printed on the check or (2) knowing there is an open account at this institution but there isn't enough money to make payment on the check.
hypothesis: Xena writes a check to the Posey Patrol for flowers for her mother's birthday. The check bounces. The bank notifies her that it covered the check anyway but that her account will be charged $15 for this service. This situation is the best example of Theft by Check.