premise: The internet is a convenient place to search for vast amounts of information and to conduct online shopping. However, it has been noted that there is an increased rate of fraud when individuals have purchased items over the internet. The two most popular types of fraud perpetrated on the internet are Rogue Trading and Identity Fraud. Rogue trading is attempted by dishonest individuals who may advertise their items using false descriptions. There may actually be cases where the items do not even exist. Rogue traders are also deceitful when they purposely advertise items without delivery or transportation rates. These rates are then revealed towards the end of the buying process, by which time the individuals payment details may have been received and it may possibly be too late to cancel the transaction. Identity fraud occurs when fraudulent traders gain access to your personal details, such as your credit card number. In most cases an item is usually delivered, hence the buyer will also have to give details of their address. These two personal details combined usually make it easier for a fraudster to withdraw money from their victims bank account.
hypothesis: Fraud is universally prevalent on the internet