cheaptrix/billsum-US_congress_and_house huggingface dataset:
Interagency Pandemic Guidance for Consumers Act

To require the Federal financial regulators to issue interagency regulatory guidance in order to provide forms of relief to borrowers and customers during pandemics and major disasters, to continue to operate and provide services and lending, and to require such regulators to conduct testing with financial institutions to assess pandemic or disaster preparedness, and for other purposes. 1. Short title This Act may be cited as the Interagency Pandemic Guidance for Consumers Act 2. Interagency pandemic guidance (a) Guidance Not later than the end of the 60-day period beginning on the date of enactment of this Act, the Federal financial regulators shall issue interagency regulatory guidance on preparedness, flexibility, and relief options for consumers in pandemics and major disasters, such as deferment, forbearance, affordable payment plan options, and other options such as delays on debt collections and wage garnishments. (b) Updates The Federal financial regulators shall update the guidance required under subsection (a) as necessary to keep such guidance current. 3. Pandemic preparedness testing (a) In general Not later than the end of the 2-year period beginning on the date of enactment of this Act, and every 5 years thereafter, the Federal financial regulators shall carry out testing along with the institutions regulated by the Federal financial regulators to determine how effectively such institutions will be able to respond to a pandemic or major disaster. (b) Report After the end of each test required under subsection (a), the Federal financial regulators shall, jointly, issue a report to Congress containing the results of such test and any regulatory or legislative recommendations the regulators may have to increase pandemic preparedness. 4. Definitions In this Act: (1) Federal financial regulators The term Federal financial regulators (2) Major disaster The term major disaster 42 U.S.C. 5170 42 U.S.C. 5174 42 U.S.C. 5191

Summary: Interagency Pandemic Guidance for Consumers Act This bill directs financial regulators to issue interagency guidance regarding consumer debt relief options (e.g., deferment, forbearance, and affordable payment plans) in the event of a major disaster or pandemic. Financial regulators must also test financial institutions' response to a pandemic or major disaster every five years and report the results to Congress.
Cost Estimates Improvement Act

To amend the Congressional Budget Act of 1974 to provide that any estimate prepared by the Congressional Budget Office or the Joint Committee on Taxation shall include costs relating to servicing the public debt, and for other purposes. 1. Short title This Act may be cited as the Cost Estimates Improvement Act 2. CBO and JCT estimates to include debt servicing costs (a) In general The Congressional Budget and Impoundment Control Act of 1974 ( 2 U.S.C. 621 407. Estimates to include debt servicing costs and a list of duplicative activities (a) Cost of debt service Any estimate prepared by the Director of the Congressional Budget Office under section 402, and any estimate prepared by the Joint Committee on Taxation, shall include, to the extent practicable, the costs (if any) of servicing the public debt. (b) List of duplicative activities Any estimate prepared by the Director of the Congressional Budget Office or the Joint Committee on Taxation shall include a list of any Federal agencies, programs, and initiatives with fragmented, overlapping, or duplicative goals or activities covered by the legislation. . (b) Clerical amendment The table of contents of such Act is amended by inserting after the item relating to section 402 the following: 407. Estimates to include debt servicing costs and a list of duplicative activities. .

Summary: Cost Estimates Improvement Act This bill requires cost estimates prepared by the Congressional Budget Office or the Joint Committee on Taxation to include (1) the cost of servicing the public debt; and (2) a list of any federal agencies, programs, and initiatives with fragmented, overlapping, or duplicative goals or activities covered by the legislation.
To temporarily provide for Federal insurance of transaction accounts during the COVID-19 emergency.

To temporarily provide for Federal insurance of transaction accounts during the COVID–19 emergency. 1. Insurance of transaction accounts (a) Banks and savings associations (1) Amendments Section 11(a)(1) of the Federal Deposit Insurance Act ( 12 U.S.C. 1821(a)(1) (A) in subparagraph (B)— (i) by striking The net amount (i) In general Subject to clause (ii), the net amount ; and (ii) by adding at the end the following new clauses: (ii) Authorization for insurance for transaction accounts Notwithstanding clause (i), the Corporation may fully insure the net amount that any depositor at an insured depository institution maintains in a transaction account. Such amount shall not be taken into account when computing the net amount due to such depositor under clause (i). (iii) Transaction account defined For purposes of this subparagraph, the term transaction account 12 U.S.C. 461 ; and (B) in subparagraph (C), by striking subparagraph (B) subparagraph (B)(i) (2) Prospective repeal Effective January 1, 2022, section 11(a)(1) of the Federal Deposit Insurance Act ( 12 U.S.C. 1821(a)(1) (A) in subparagraph (B)— (i) by striking deposit clause (ii), the net amount deposit (ii) by striking clauses (ii) and (iii); and (B) in subparagraph (C), by striking subparagraph (B)(i) subparagraph (B) (b) Credit unions (1) Amendments Section 207(k)(1) of the Federal Credit Union Act ( 12 U.S.C. 1787(k)(1) (A) in subparagraph (A)— (i) by striking Subject to the provisions of paragraph (2), the net amount (i) Net amount of insurance payable Subject to clause (ii) and the provisions of paragraph (2), the net amount ; and (ii) by adding at the end the following new clauses: (ii) Authorization for insurance for transaction accounts Notwithstanding clause (i), the Board may fully insure the net amount that any member or depositor at an insured credit union maintains in a transaction account. Such amount shall not be taken into account when computing the net amount due to such member or depositor under clause (i). (iii) Transaction account defined For purposes of this subparagraph, the term transaction account 12 U.S.C. 461 ; and (B) in subparagraph (B), by striking subparagraph (A) subparagraph (A)(i) (2) Prospective repeal Effective January 1, 2022, section 207(k)(1) of the Federal Credit Union Act ( 12 U.S.C. 1787(k)(1) (A) in subparagraph (A)— (i) by striking (i) paragraph (2), the net amount Subject to the provisions of paragraph (2), the net amount (ii) by striking clauses (ii) and (iii); and (B) in subparagraph (B), by striking subparagraph (A)(i) subparagraph (A) (c) COVID–19 emergency defined In this section, the term COVID–19 emergency 42 U.S.C. 4121

Summary: This bill temporarily removes deposit insurance limits for transaction accounts at depository institutions and credit unions. The limits are reinstated January 1, 2022.
To require the Board of Governors of the Federal Reserve System to provide zero-interest loans to minority depository institutions and community development financial institutions to combat COVID-19, and for other purposes.

To require the Board of Governors of the Federal Reserve System to provide zero-interest loans to minority depository institutions and community development financial institutions to combat COVID–19, and for other purposes. 1. Loans to MDIs and CDFIs (a) In general During the COVID–19 emergency period, the Board of Governors of the Federal Reserve System shall provide zero-interest loans to minority depository institutions and community development financial institutions to help mitigate the economic impact of COVID–19 in low-income, underserved communities. (b) Asset limitation Subsection (a) shall only apply to minority depository institutions and community development financial institutions with less than $1,000,000,000 in assets. (c) Interest To resume 18 months after pandemic Notwithstanding subsection (a), the Board of Governors shall charge interest on loans made pursuant to subsection (a) after the end of the 18-month period beginning at the end of the COVID–19 emergency period, at a rate to be determined by the Board of Governors based on the interest amount charged under the discount window lending programs. (d) COVID–19 pandemic defined In this section, the term COVID–19 emergency period 42 U.S.C. 4121

Summary: This bill requires the Federal Reserve Board to provide interest-free loans to small minority depository institutions and small community development financial institutions during the COVID-19 (i.e., coronavirus disease 2019) emergency period. The board must charge interest on these loans beginning 18 months after the end of the emergency period.
No CHINA Act

To restrict the use of funds made available in appropriations Acts for fiscal year 2020 for the benefit of any United States or foreign person subject to the control of the People’s Republic of China. 1. Short title This Act may be cited as the No Chinese Handouts In National Assistance Act No CHINA Act 2. Restriction on use of funds (a) In general None of the funds appropriated or otherwise made available in appropriations Acts for fiscal year 2020 may be obligated or expended for the benefit of any United States or foreign person subject to the control (as such term is defined in section 721(a)(3) of the Defense Production Act of 1950 ( 50 U.S.C. 4565(a)(3) Provided (b) Waiver The President, in consultation with the Secretary of State, may waive the restriction under subsection (a) on a case-by-case basis if the President determines it is in the national security interests of the United States to do so.

Summary: No Chinese Handouts In National Assistance Act or No CHINA Act This bill generally prohibits funds made available during FY2020 from being expended for the benefit of any U.S. or foreign individual or entity subject to control by China's government. This restriction shall not apply to Taiwan or any Taiwanese entities. (China considers Taiwan a province of China.) The President may also waive this restriction for U.S. national security interests.
To correct technical omissions relating to international financial cooperation, and for other purposes.

To correct technical omissions relating to international financial cooperation, and for other purposes. 1. Technical corrections (a) Environment cooperation commissions; North American Development Bank Section 601 of the United States-Mexico-Canada Agreement Implementation Act ( Public Law 116–113 , other than sections 532 and 533 of such Act and part 2 of subtitle D of title V of such Act (as amended by section 831 of this Act), is repealed (b) Protective orders Section 422 of the United States-Mexico-Canada Agreement Implementation Act (134 Stat. 64) is amended in subsection (a)(2)(A) by striking all that follows through , the administering authority all that follows through Agreement, the administering authority (c) Dispute settlement Subsection (j) of section 504 of the United States-Mexico-Canada Agreement Implementation Act (134 Stat. 76) is amended in the item proposed to be inserted into the table of contents of such Act relating to section 414 by striking determination determinations (d) Effective date Each amendment made by this section shall take effect as if included in the enactment of the United States-Mexico-Canada Agreement Implementation Act. (e) North American Development Bank: limitation on callable capital subscriptions The Secretary of the Treasury may subscribe without fiscal year limitation to the callable capital portion of the United States share of capital stock of the North American Development Bank in an amount not to exceed $1,020,000,000. The authority in the preceding sentence shall be in addition to any other authority provided by previous Acts.

Summary: This bill revises provisions implementing the United States-Mexico-Canada Agreement (USMCA) to preserve certain environmental agreements under the North American Free Trade Agreement and makes technical corrections to specified provisions implementing the USMCA. In addition, the bill allows the Department of the Treasury to subscribe to additional callable capital of the U.S. share of capital stock of the North American Development Bank.
To amend section 327 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to clarify that National Urban Search and Rescue Response System task forces may include Federal employees.

To amend section 327 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act to clarify that National Urban Search and Rescue Response System task forces may include Federal employees. 1. Federal employees and National Urban Search and Rescue Response System task forces Section 327 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5165f (p) Federal employees Nothing in this section shall be construed to mean that a task force may not include Federal employees. In the case of a Federal employee detailed to a task force, the sponsoring agency shall enter into an agreement with the relevant employing Federal agency. . April 2, 2019 Committed to the Committee of the Whole House on the State of the Union and ordered to be printed

Summary: This bill amends the Robert T. Stafford Disaster Relief and Emergency Assistance Act to specify that National Urban Search and Rescue Response System task forces may include federal employees.
To amend the Internal Revenue Code of 1986 to allow for a 5-year carryback of operating losses of small businesses, and for other purposes.

To amend the Internal Revenue Code of 1986 to allow for a 5-year carryback of operating losses of small businesses, and for other purposes. 1. 5-year carryback of operating losses of small businesses (a) In general Section 172(b)(1) (D) Carryback for 2020 net operating losses of small businesses due to COVID-19 (i) In general If an eligible small business elects the application of this subparagraph with respect to an applicable 2020 net operating loss due to COVID-19, subparagraph (A)(i) shall be applied by substituting shall be a net operating loss carryback to each of the 5 taxable years preceding the taxable year of such loss shall not be a net operating loss carryback to any taxable year preceding the taxable year of such loss (ii) Applicable 2020 net operating loss For purposes of this subparagraph, the term applicable 2020 net operating loss (I) the taxpayer’s net operating loss for any taxable year ending in 2020, or (II) if the taxpayer elects to have this subclause apply in lieu of subclause (I), the taxpayer’s net operating loss for any taxable year beginning in 2020. (iii) Election Any election under this subparagraph shall be made in such manner as may be prescribed by the Secretary, and shall be made by the due date (including extension of time) for filing the taxpayer’s return for the taxable year of the net operating loss. Any such election, once made, shall be irrevocable. Any election under this subparagraph may be made only with respect to 1 taxable year. (iv) Eligible small business For purposes of this subparagraph, the term eligible small business 15 U.S.C. 632(a) . (b) Anti-Abuse rules The Secretary of the Treasury or the Secretary’s designee shall prescribe such rules as are necessary to prevent the abuse of the purposes of the amendments made by this section, including anti-stuffing rules, anti-churning rules (including rules relating to sale-leasebacks), and rules similar to the rules under section 1091 (c) Effective date The amendments made by this section shall apply to net operating losses arising in taxable years ending after December 31, 2019.

Summary: This bill allows certain small businesses (fewer than 250 employees) a 5-year carryback of net operating losses incurred in 2020 due to COVID-19 (i.e., the coronavirus disease 2019).
To help small business broadband providers keep customers connected.

To help small business broadband providers keep customers connected. 1. Keeping Critical Connections Emergency Fund (a) Definitions In this section— (1) the term Commission (2) the term covered program (A) provides a customer with free or discounted broadband service, or free upgrades of existing service to meet certain capacity and speed needs, due specifically to the presence of a student in the household of the customer who needs distance learning capability; or (B) refrains from disconnecting broadband service provided to an existing customer due to nonpayment or underpayment if the customer— (i) has a household income, at the time of the nonpayment or underpayment, that does not exceed 135 percent of the Federal poverty guidelines (as determined by the Secretary of Health and Human Services); (ii) is unable to make a full payment due specifically to the economic impact of the national emergency described in paragraph (3); and (iii) provides sufficient documentation to the provider to show that the customer meets the criteria under clauses (i) and (ii); (3) the term COVID–19 emergency period 50 U.S.C. 1601 (4) the term small business broadband provider (b) Funding (1) Appropriation Out of any funds in the Treasury not otherwise appropriated, there is appropriated to the Commission $2,000,000,000 for fiscal year 2020, to remain available until expended, to reimburse small business broadband providers for the costs of carrying out a covered program. (2) Rules The Commission shall promulgate rules on an expedited basis, and without regard to section 553 of title 5, United States Code, regarding the provision of reimbursements to small business broadband providers under paragraph (1).

Summary: This bill provides funds with which the Federal Communications Commission shall reimburse small business broadband providers for costs incurred during the COVID-19 (i.e., coronavirus disease 2019) emergency period to voluntarily (1) provide free or discounted service to students in need of distance learning capacity, or (2) refrain from disconnecting low-income households that cannot afford to make a full payment.
COVID-19 REAL ID Relief Act of 2020

To extend the deadline for States to meet the requirements of the REAL ID Act of 2005 due to COVID–19. 1. Short title This Act may be cited as the COVID–19 REAL ID Relief Act of 2020 2. Extension of compliance deadline The Secretary of Homeland Security shall grant to States an extension until October 1, 2021, to meet the requirements of section 202 of the REAL ID Act of 2005 ( 49 U.S.C. 30301 Public Law 109–13 50 U.S.C. 1601

Summary: COVID-19 REAL ID Relief Act of 2020 This bill requires the Department of Homeland Security to grant states an extension until October 1, 2021, of the deadline by which they are required to meet requirements under the Real ID Act of 2005 due to the national emergency declared by the President as a result of COVID-19 (i.e., coronavirus disease 2019). (Currently, travelers must obtain REAL ID-compliant driver's licenses by October 1, 2020, in order to board domestic flights).
Chinese Government COVID-19 Accountability Act

To direct the President, in consultation with the Secretary of the Treasury, to develop and carry out a strategy to seek reimbursement from the People’s Republic of China of funds made available by the United States Government to address the Coronavirus Disease 2019 (COVID-19). 1. Short title This Act may be cited as the Chinese Government COVID-19 Accountability Act 2. Findings Congress finds the following: (1) The United States economy has been severely affected by the Government of the People’s Republic of China’s controls on media reporting that limit coverage of the Coronavirus Disease 2019 (COVID-19). (2) United States Government senior officials have expressed concerns about the completeness and timeliness of information China is reporting on COVID-19 and about the overall economic impact of COVID-19 in the United States. (3) China should be held financially responsible for funds made available by the United States Government to address COVID-19. 3. Executive strategy to seek reimbursement from China of funds made available by the United States Government to address COVID-19 (a) Executive strategy The President, in consultation with the Secretary of the Treasury, shall develop and carry out a strategy to seek reimbursement from the People’s Republic of China of funds made available by the United States Government to address COVID-19. (b) Report Not later than 1 year after the date of enactment of this Act, and annually thereafter, the President shall submit to the appropriate congressional committees a report on the strategy required under subsection (a) and its implementation. (c) Appropriate congressional committees defined In this section, the term appropriate congressional committees (1) the Committee on Appropriations, the Committee on the Budget, and the Committee on Ways and Means of the House of Representatives; (2) the Committee on Appropriations, the Committee on the Budget, and the Committee on Finance of the Senate; and (3) the Joint Economic Committee.

Summary: Chinese Government COVID-19 Accountability Act This bill directs the President to develop and carry out a strategy to get China's government to reimburse the U.S. government for funds made available to address COVID-19 (i.e., coronavirus disease 2019).
To rescind the appropriation made to the Kennedy Center in the Coronavirus Aid, Relief, and Economic Security Act.

To rescind the appropriation made to the Kennedy Center in the Coronavirus Aid, Relief, and Economic Security Act. 1. Rescinding appropriation for Kennedy Center in CARES Act (a) In general The Coronavirus Aid, Relief, and Economic Security Act is amended by striking the item relating to the John F. Kennedy Center for the Performing Arts. (b) Effective date Subsection (a) shall take effect as if included in the enactment of the Coronavirus Aid, Relief, and Economic Security Act.

Summary: This bill rescinds the appropriation to the John F. Kennedy Center for the Performing Arts provided for in the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The CARES Act appropriated $25 million to the center to prepare for and respond to COVID-19 (i.e., coronavirus disease 2019).