Equal Access to Abortion Coverage in Health Insurance (EACH Woman) Act of 2015

To ensure affordable abortion coverage and care for every woman, and for other purposes. 1. Short title This Act may be cited as the Equal Access to Abortion Coverage in Health Insurance (EACH Woman) Act of 2015 2. Findings Congress makes the following findings: (1) Affordable, comprehensive health insurance that includes coverage for a full range of pregnancy-related care, including abortion, is critical to the health of every woman. (2) Neither a woman’s income level nor her type of insurance should prevent her from having access to a full range of pregnancy-related care, including abortion services. (3) No woman should have the decision to have, or not to have, an abortion made for her based on her ability or inability to afford the procedure. (4) Since 1976, the Federal Government has withheld funds for abortion coverage in most circumstances. As a 2013 analysis by the Guttmacher Institute shows, this affects women of reproductive age in the United States who are insured through the Medicaid program, as well as women who receive insurance or care through other Federal health plans and programs. (5) Moreover, 25 States also prohibit abortion coverage in private insurance plans within or beyond health insurance marketplaces under the Patient Protection and Affordable Care Act, according to an analysis of State policies by the Guttmacher Institute. (6) A report by the Center for Reproductive Rights details how restrictions on abortion coverage interfere with a woman’s personal decisionmaking, with her health and well-being, and with her constitutionally protected right to a safe and legal medical procedure. (7) Restrictions on abortion coverage have a disproportionate impact on low-income women, women of color, immigrant women, and young women, according to reports by both the Center for American Progress and the Guttmacher Institute. Also according to the reports, these women are already disadvantaged in their access to the resources, information, and services necessary to prevent an unintended pregnancy or to carry a healthy pregnancy to term. 3. Abortion coverage and care regardless of income or source of insurance (a) Ensuring abortion coverage and care through the Federal Government in its role as an insurer, employer, or health care provider The Federal Government shall— (1) ensure coverage for abortion care in public health insurance programs including Medicaid, Medicare, and the Children’s Health Insurance Program; (2) in its role as an employer or health plan sponsor, ensure coverage for abortion care for participants and beneficiaries; and (3) in its role as a provider of health services, ensure abortion care is made available to individuals who are eligible to receive services in its own facilities or in facilities with which it contracts to provide medical care. (b) Prohibiting restrictions on private insurance coverage of abortion care (1) Federal restrictions The Federal Government shall not prohibit, restrict, or otherwise inhibit insurance coverage of abortion care by State or local government or by private health plans. (2) State and local government restrictions State and local governments shall not prohibit, restrict, or otherwise inhibit insurance coverage of abortion care by private health plans. 4. Sense of Congress It is the sense of the Congress that— (1) the Federal Government, acting in its capacity as an insurer, employer, or health care provider, should serve as a model for the Nation to ensure coverage of abortion care; and (2) moreover, restrictions on coverage of abortion care in the private insurance market must end. 5. Rule of construction Nothing in this Act shall be construed to have any effect on any Federal, State, or local law that includes more protections for abortion coverage or care than those set forth in this Act. 6. Severability If any portion of this Act or the application thereof to any person or circumstances is held invalid, such invalidity shall not affect the portions or applications of this Act which can be given effect without the invalid portion or application.

Summary: Equal Access to Abortion Coverage in Health Insurance (EACH Woman) Act of 2015 This bill requires the federal government: (1) to ensure coverage for abortion care in public health insurance programs including Medicaid, Medicare, and the Children's Health Insurance Program; (2) as an employer or health plan sponsor, to ensure coverage for abortion care for participants and beneficiaries; and (3) as a provider of health services, to ensure that abortion care is made available to individuals who are eligible to receive services in its own facilities or in facilities with which it contracts to provide medical care. The federal government may not prohibit, restrict, or otherwise inhibit insurance coverage of abortion care by state or local governments or by private health plans. State and local governments may not prohibit, restrict, or otherwise inhibit insurance coverage of abortion care by private health plans. The bill expresses the sense of Congress that: (1) the federal government, acting in its capacity as an insurer, employer, or health care provider, should serve as a model for the nation to ensure coverage of abortion care; and (2) restrictions on coverage of abortion care in the private insurance market must end.