Know Your Housing Rights Act of 2020

To require Federal agencies to develop and provide notice to tenants of housing relief provided by Federal actions to respond to the COVID-19 pandemic, and for other purposes. 1. Short title This Act may be cited as the Know Your Housing Rights Act of 2020 2. Notices regarding renter rights (a) Notice Not later than the expiration of the 7-day period beginning on the date of the enactment of this Act, the Secretary of Housing and Urban Development, the Secretary of Agriculture, the Secretary of Veterans Affairs, and the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, at the direction of the Director of the Federal Housing Finance Agency, shall each establish a notice for renters of dwelling units owned by, assisted by, or subject to any mortgage held, made, insured, guaranteed, or securitized by such agency or enterprise, to inform such renters of any rights, relief, and assistance relating to occupancy in such dwelling units that is available under statutory, regulatory, and other actions in response to the emergency declared on March 13, 2020, by the President under section 501 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5191 (b) Content The notice established pursuant to subsection (a) shall include a statement— (1) explaining the effect of the eviction moratorium in section 4024 of the CARES Act ( Public Law 116–1136 15 U.S.C. 9058 (A) section 4024(b) of the CARES Act prohibits landlords of certain rental covered dwellings for nonpayment of rent or other fees or charges charg[ing] fees, penalties, or other charges (B) such protections apply only during the 120-day period that began upon enactment of the CARES Act (March 27, 2020); (2) that the moratorium under the CARES Act does not terminate the tenant’s obligation to pay rent; (3) that tenants will owe any rental arrearages that accrue during the moratorium under the CARES Act; and (4) that tenants are encouraged to contact their landlord if they are having trouble paying their rent. (c) Terms Each of the Secretaries specified in subsection (a) and each of the enterprises specified in such paragraph, at the direction of the Director of the Federal Housing Finance Agency, shall— (1) make the notice established pursuant to subsection (a) available on the internet, on a website of such agency or enterprise, in a readily available, publicly accessible, and user-friendly manner, not later than the expiration of the 7-day period beginning on the date of the enactment of this Act; (2) develop a version of such notice for public housing agencies and owners of rental dwelling units described in subsection (a) not later than the expiration of the 7-day period beginning on the date of the enactment of this Act to provide to tenants of such dwelling units; and (3) require such public housing agencies and owners to provide such notice to tenants of such dwelling units, not later than the expiration of the 7-day period that begins upon development of such notice pursuant to paragraph (2), by electronic mail, traditional mail, and posting in common areas of multifamily structures containing such dwelling units. (d) Other requirements Any notice established or developed pursuant to subsection (a) or (c) of this section shall comply with the following requirements: (1) Accessibility of notices Such notices shall inform renters that the notice is accessible, in at least all existing languages for which each such agency or enterprise currently has translations available, to individuals with limited English proficiency and people with disabilities, in accordance with Americans With Disabilities Act of 1990 and section 504 of the Rehabilitation Act 1973, and how to access the notice in such other languages. (2) Fair housing and anti-discrimination Such notices shall inform renters of their rights under the Fair Housing Act, including describing how renters can file fair housing complaints and informing them of Fair Housing Initiative Program and Fair Housing Assistance Program grantees in the area. (3) Housing counseling Such notices shall inform renters of housing counseling agencies in the area that are approved by the Department of Housing and Urban Development.

Summary: Know Your Housing Rights Act of 2020 This bill requires certain federal agencies to notify renters of federally assisted dwelling units of the rights, relief, and assistance available to them in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency. The notice must explain, for example (1) the effect of the eviction moratorium established by the CARES Act, (2) tenants' continuing obligation to pay rent, and (3) various fair housing protections. The notice must be sent out within seven days of the bill's enactment.