COVER Act

To support efforts to provide intensive, individualized assistance for enrolling in health care coverage. 1. Short title This Act may be cited as the COVid Enrollment Response Act COVER Act 2. Intensive, individualized assistance for enrolling in health care Section 1311(i)(6) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18031(i)(6) (1) by striking Grants under this subsection shall be made from (A) In general Grants under this subsection shall be made from funds appropriated under subparagraph (B) and ; and (2) by adding at the end thereof the following: (B) Appropriation (i) Amount Out of any funds in the Treasury not otherwise appropriated, there are hereby appropriated, to carry out this subsection, $150,000,000 for fiscal year 2020, and $600,000,000 for fiscal year 2021. (ii) Allotments (I) In general Payments of allotments under this subparagraph shall be made as soon as possible and remain available until expended. (II) Number of uninsured Fifty percent of the funds appropriated under this subparagraph for a fiscal year shall be expended in annual allotments for a State and the District of Columbia in proportion to the number of uninsured individuals in such State or District during calendar year 2018, as demonstrated by American Community Survey State-level data. (III) Recipients of unemployment insurance Fifty percent of the funds appropriated under this subparagraph for a fiscal year shall be expended in quarterly allotments for a State and the District of Columbia in proportion to the average number of recipients of unemployment insurance in the State or Districts, including all categories of assistance, during the most recent calendar quarter for which data are available from the Department of Labor. (iii) Use Notwithstanding any other provision of this subsection, funds described in this subparagraph shall be— (I) used at any point during the calendar year to facilitate enrolling individuals into and maintaining individuals’ coverage in State Medicaid plans under title XIX of the Social Security Act, State Children’s Health Insurance Programs under title XXI of such Act, qualified health plans, COBRA continuation coverage, group health plans offered to furloughed employees on the same terms they are offered to other employees, and other health coverage programs sponsored by States and localities, with counseling and assistance provided by entities that assume a fiduciary duty to act in such individuals’ best interests; (II) used to develop relationships with State workforce agencies (and, at the entity’s option, employers) through which an entity funded through this subparagraph reaches out to individuals losing employment and helps them enroll into minimum essential coverage; (III) awarded to organizations (which may include agencies of States or political subdivision using hired or rehired employees) with a demonstrated capacity to perform the duties specified in paragraph (3) (extended, for purposes of this subparagraph, to include all programs described in subclause (I)) and this subparagraph, including relationships with and experience in successfully serving laid-off and furloughed workers, residents of rural areas and communities of color, low-income individuals, members of immigrant families, and other historically underserved populations; (IV) awarded to organizations, within each State, that include at least two organizations located in the State serviced by such organizations, at least one of which is a community-based and consumer-oriented nonprofit group; and (V) used to supplement rather than supplant other funding, staffing, and programming provided under this subsection. (iv) Definition For purposes of this subparagraph, the term COBRA continuation coverage section 4980B section 125 .

Summary: COVid Enrollment Response Act or the COVER Act This bill provides funds through FY2021 for the navigator program for health insurance exchanges (a program through which entities receive funding to provide education and enrollment assistance), particularly to help unemployed individuals and other specified populations obtain coverage.