If You Like Your Health Plan, You Can Keep it Act

To amend the Patient Protection and Affordable Care Act to ensure that individuals can keep their health insurance coverage. 1. Short title This Act may be cited as the If You Like Your Health Plan, You Can Keep it Act 2. Amendment to the Patient Protection and Affordable Care Act (a) In general Part 2 of subtitle C of title I of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18011 et seq. 1251. Freedom to maintain existing coverage (a) No changes to existing coverage (1) In general Nothing in this Act (or an amendment made by this Act) shall be construed to require that an individual terminate coverage under a group health plan or health insurance coverage in which such individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2013. (2) Continuation of coverage With respect to a group health plan or health insurance coverage in which an individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2013, this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply to such plan or coverage, regardless of whether the individual renews such coverage. (b) Allowance for family members To join current coverage With respect to a group health plan or health insurance coverage in which an individual was enrolled during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2013, and which is renewed, family members of such individual shall be permitted to enroll in such plan or coverage if such enrollment is permitted under the terms of the plan in effect as of such date of enrollment. (c) Allowance for new employees To join current plan A group health plan that provides coverage during any part of the period beginning on the date of enactment of this Act and ending on December 31, 2013, may provide for the enrolling of new employees (and their families) in such plan, and this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply with respect to such plan and such new employees (and their families). (d) Effect on collective bargaining agreements In the case of health insurance coverage maintained pursuant to one or more collective bargaining agreements between employee representatives and one or more employers that was ratified before December 31, 2013, the provisions of this subtitle and subtitle A (and the amendments made by such subtitles) shall not apply until the date on which the last of the collective bargaining agreements relating to the coverage terminates. Any coverage amendment made pursuant to a collective bargaining agreement relating to the coverage which amends the coverage solely to conform to any requirement added by this subtitle or subtitle A (or amendments) shall not be treated as a termination of such collective bargaining agreement. (e) Definition In this title, the term grandfathered health plan . (b) Effective date The amendment made by subsection (a) shall take effect as if included in the Patient Protection and Affordable Care Act ( Public Law 111–148

Summary: If You Like Your Health Plan, You Can Keep it Act - Amends the Patient Protection and Affordable Care Act (PPACA) to prohibit anything in the Act from being construed to require an individual to terminate coverage under a group health plan or health insurance coverage in which the individual was enrolled during any part of the period beginning on the date of enactment of PPACA (March 23, 2010) and ending on December 31, 2013. Allows: (1) continuation of coverage under a group health plan or health insurance in which an individual was enrolled during any part of such period, regardless of whether the individual renews such coverage; (2) family members of the individual to join coverage under such a plan that is renewed; (3) new employees to join a group health plan that provides coverage during any part of such period; and (4) continuation of coverage maintained pursuant to a collective bargaining agreement that was ratified before the end of such period.