I would like to add that C H Douglas and the Social Credit movement be added to this list Major Douglas gave testimonies before the Select Standing Committee on Banking and Commerce 1923 The MacMillan Committee on Finance and Industry which includes exchanges between Douglas and J M Keynes and the Alberta Agricultural Commission Douglas did understand how capital requirements work and was quite critical of the gold standard and totally dismissivie of those who advocate full reserve or 100 reserve banking The article on Social Credit has been re written