Changes Hi I have made the changes to the article What I ended up with is slightly different than what I submitted below I welcome your input I tried to maintain the core and format of the orginal article I thought that the original article only gave the insurance industry point of view so I retained that and added the health insurance reformers or consumers point of view I didn t want to get too technical or statistically is that a word since this is a general interest encyclopedia I learned about the wik from an article in the Atlanta Journal Constitution April 17 I have created an account Since I m new I m not sure about procedures so feel free to tell me if I mess up Jim The preceding unsigned comment was added by talk contribs