JustBeenPaid Some editors have been adding information about JustBeenPaid JBP an indefinitely sustainable program to this article as an example of a legitimate HYIP The only thing that makes this program sustainable is that its proprietor can restart it by switching from a Ponzi scheme 2 per day payout to a pyramid scheme matrixes where 80 comes in on the bottom level and 60 is paid out on the top level Both of these schemes operate by taking money from people within the program to pay people within the program although the pyramid scheme part actually pays out less by funneling money to the operators JBP meets both the definition of an HYIP by promising unrealistically high returns in a short period of time as a Ponzi scheme and the definition of a pyramid scheme by generating income purely from within the program