Tumblar kudin yanar gizo ko sabis na hada sabis ne da aka bayar don haɗa yiwuwar ganowa ko 'gurbata' kuɗin yanar gizo tare da wasu, don rufe hanyar komawa asalin asusun. Yawancin lokaci ana yin hakan ta hanyar haɗa kuɗin kuɗaɗe daga abubuwan shiga da yawa don babban lokaci da bazuwar, sannan tofa su zuwa adireshin da aka nufa. Kamar yadda aka tara dukkan kuɗin tare sannan aka rarraba su a lokutan bazata, yana da matukar wahala a gano ainihin tsabar tsabar tsabar tsabar tsabar. Masu tayar da tarzoma sun taso don inganta rashin sani na da tada zaune tsaye akan cryptocurrencies, yawanci bitcoin (saboda haka mahaɗin Bitcoin ), tunda agogo suna ba da jagorar jama'a na duk ma'amaloli. Tumbla suna karɓar kuɗin ma'amala na jimlar tsabar kuɗin da aka gauraya don samun riba, yawanci 1-3%. Haɗawa yana taimakawa kare sirrin sirri kuma ana iya amfani dashi don halatta kuɗi ta hanyar haɗa kuɗin da aka samu ba bisa ƙa'ida ba. Haɗa ɗimbin kuɗi na iya zama ba bisa ƙa'ida ba, kasancewa ya saɓa wa ƙa'idodin ƙa'idodi .