First find the total number of M&Ms: 108 chocolate chips / 3 chocolate chips / 1 M&M = <<108/3/1=36>>36 M&Ms
Then add that number to the number of chocolate chips to find the total number of pieces of chocolate: 36 M&Ms + 108 chocolate chips = <<36+108=144>>144 chocolates
Then divide the total number of chocolates by the number of cookies to find the number of pieces of chocolate per cookie: 144 chocolates / 48 cookies = <<144/48=3>>3 chocolates/cookie
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