First find the amount of Cary's raise by multiplying $10 by 20%: $10 * .2 = $<<10*.2=2>>2.
Then add Cary's raise to her initial wage to find her wage after one year: $10 + $2 = $<<10+2=12>>12.
Then multiply that wage by 75% to find Cary's wage after her pay cut: $12 * .75 = $<<12*.75=9>>9.
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