bluuebunny/crossref_metadata_2025_split huggingface dataset:
Pengaruh Literasi Keuangan, Sikap Keuangan dan Self-Efficacy terhadap Pengelolaan Keuangan Ibu Rumah Tangga
Authors: Pradinaningsih Novia Ayu , Wafiroh Novi Lailiyul 
Published: July 2022

This research is aims to determinate the effect of financial literacy and financial attitudes on homemakers financial management with self-efficacy as moderating variabel. The approach method in this reseach is the quantitative approach using the WarpPLS 7.0 analysis program. Methods of data collection using a questionnaire. The sample of this research is 148 houswives in Perumahan Green Bangil. The study result shows that financial literacy, financial attitudes, and self-efficacy have a significant effect on financial management of homemakers, financial literacy and financial attitudes do not affect effect on the financial management of homemakers moderated by self-efficacy.
Keywords: Financial Literacy; Financial Attitudes; Financial Management of Homemakers; Self-Efficacy.
Analisis Perbandingan Kinerja Keuangan UMKM Pengusaha Kena Pajak dengan UMKM Non Pengusaha Kena Pajak
Authors: Arifin Zaenal , Jati I Ketut 
Published: July 2022

This study aims to compare the financial performance of MSMEs for Taxable Entrepreneurs and MSMEs for Non-Taxable Entrepreneurs for the 2017-2019 period by using several financial ratios. The design of this research is comparative descriptive. Sampling used double sampling technique, namely quota sampling and purposive sampling. So that the resulting number of samples is 10 MSMEs of Taxable Entrepreneurs and 10 MSMEs of Non-Taxable Entrepreneurs with a total of 30 MSMEs of Taxable Entrepreneurs and 30 MSMEs of Non-Taxable Entrepreneurs. The method of data analysis in this study is descriptive analysis to determine the average performance of SMEs and hypothesis testing with independent sample t-test. The results of this study indicate that MSMEs of Taxable Entrepreneurs have better performance and have differences based on the ratio of Gross Profit Margin and Return on Assets, while in the Inventory Turnover ratio there is no difference between MSMEs of Taxable Entrepreneurs and MSMEs of Non-Taxable Entrepreneurs.
Keywords: Financial Performance; MSME; Taxable Entrepreneur.
Portrait of the polemic of Fraud In Conventional and Sharia Insurance Company
Authors: Kristiana Deranika Ratna , Hatta Atika Jauharia 
Published: July 2022

This study examines the effect of fraud on insurance companies, both conventional and sharia insurance, from 2017 to 2021. This study aims to describe the existence of fraud committed through systems or humans, whether intentional or unintentional, even in Conventional and Sharia Insurance companies. The independent variables used are financial stability, financial targets, manager supervision ineffectiveness, auditor turnover, board turnover, and dualism positions. The insurance companies sampled in this study are listed on the Indonesia Stock Exchange and meet the criteria in this study. This study shows that financial stability affects fraud detection in financial statements. External pressure affects fraud detection, while the external pressure variable, ineffective supervision, auditor replacement, director change, and dualism position do not affect detecting fraudulent financial statements.
Keywords: Fraud; Financial Stability; External Pressure; Ineffective Supervision; Change Of Auditor; Change Of Directors; Dualism Position.
Dampak Covid-19 Pada Kinerja Saham Sektor Perdagangan, Jasa & Investasi Dan Aneka Industri
Authors: Novianti Neva , Herawati Herawati , Putri Tyara Dwi , Zaitul Zaitul 
Published: July 2022

The COVID-19 pandemic has hit almost all countries in the world, including Indonesia. For this reason, Indonesia has implemented PSBB measures to overcome the spread of the virus. This study intends to explore the impact of Covid-19 on stock returns in the trade, services & investment sectors and various industries and see the relationship between these sectors. The data used are financial report data, stock prices and the number of confirmed cases of Covid 19 with an observation period of 14 days before the PSBB was implemented, namely from 27 March 2020 and 14 during PSBB. The total sample is 163 companies. This research methodology adopts a panel data regression approach. Research shows that the increase in the number of confirmed cases of Covid-19 has no effect on stock returns. However, during the PSBB period, the trade, services and investment sectors showed a significant positive effect on stock performance. In addition, the two sectors studied also showed different results.
Keywords: Covid-19; PSBB; Stock Returns.
Dynamic simulation and parametric analysis of green roofing in buildings
Authors: Malik F. Elmzughi , Zuhaira M. Alhafi 
Published: July 2022

Enhancing energy efficiency and performance of the buildings and improving the air quality are acquisition during the cooling and heating seasons. According to the 2010 report by General Electricity Company of Libya, electrical energy consumption by residential sector account for approximately 39% of total demand in Libya. The green roof technologies in buildings are one of the main methods for using energy economically and reducing CO2 emission. The economic parameters such as the vegetation thickness and its thermal conductivity for the green roof, the electrical energy cost, coefficient of performance and EER all affect CO2 emission and total cost of the buildings. This study focuses on the impact of these parameters on the application of green roofs as well as degerming the optimum vegetation thickness and thermal conductivity of vegetation layer. Tripoli's degree days were used as one of methods to achieve these calculations or the results. The green roof and mathematical models were performed to find energy savings, and payback, and CO2 reductions. This study focuses on investigating these parameters that affect the green roof for external building based on life-cycle cost analysis (an economic model). As a result, the total cost increased from 6.7 to 23.05 $/m2; while CO2 emission decreased from 2.5 to 1.52 kg/m2/years with increasing the electricity costs which includes the effects of Interest rate on CO2 emission and total cost. Total cost decreased from 16.7 to 14.9 $/m2; while CO2 emission increased from 1.85 to 1.94 kg/m2/years with increasing the Interest. An increase in COP (Coefficient of Performance) and EER (Energy Efficiency Ratio) causes the CO2 emission to decrease from 2.2 to 1.51 kg/m2/years and from 2.08 to 1.37 kg/m2/year and total cost to decrease from 18.3 to 12.9 $/m2 and from 17.4 to 11.76 $/m2. The total cost and CO2 emission are increased from 13.7 to 16.5 $/m2 and from 0.34 to 1.74 kg/m2/years with increasing the thermal conductivity of vegetation. And the effects of degree day on CO2 emission and total cost, the total cost and CO2 emission are decreased from 18.6 to 14.67 $/m2 and from 2.45 to 1.55 kg/m2/years with increasing the degree day.
Evaluación Computacional de la Arquitectura de la Matriz de Cultivo en la Electrofisiología Cardíaca
Authors: Rosales Ricardo Maximiliano , Mountris Konstantinos , Doblaré Manuel , Mazo Manuel , Pueyo Esther 
Published: July 2022

Los cardiomiocitos derivados de células madre pluripotentes inducidas humanas (hiPSC-CMs) que se cultivan en matrices bioimpresas han mostrado resultados prometedores en el campo de la medicina regenerativa. El trasplante de estos cultivos en áreas dañadas del ventrículo puede contribuir a restaurar la función cardíaca. Sin embargo, la arritmicidad latente debida a la reducción en la propagación del frente de onda eléctrico del complejo hiPSC-CMs-matriz requiere una caracterización más profunda. El objetivo de este trabajo es investigar el impacto de la arquitectura de la matriz en el tiempo de activación (TA) del tejido a través del uso de métodos computacionales.
Modelos electrofisiológicos in silico de hiPSC-CM en combinación con el método de elementos finitos y el modelo monodominio se emplearon para simular la actividad eléctrica en complejos de hiPSC-CMs-matriz. Se ajustaron la alineación de las fibras y el acoplamiento intercelular para obtener mapas de TA simulados similares a sus pares experimentales. Además, se evaluaron matrices con poros rectangulares, auxéticos y hexagonales alargados, con el fin de determinar la estructura más biomimética en términos de anisotropía tisular y velocidad de propagación del potencial de acción.
Los cultivos con poros hexagonales alargados en 60 grados alcanzaron una activación más fisiológica que las arquitecturas restantes. Esto es debido a la mayor alineación en paralelo a la dirección de propagación de las células en esta estructura. Por lo tanto, los hexágonos alargados minimizarían el riesgo de generar alteraciones proarrítmicas significativas de este procedimiento.
Alejandro Aparici - Efecto de la degradación enzimática del colágeno mediante colagenasa en el aneurisma aórtico a través del ensayo de inflado
Authors: Aparici Gil Alejandro , Peña Estefanía 
Published: July 2022

Un aneurisma aórtico es una dilatación patológica en un segmento de la aorta que tiene tendencia a expandirse y, en último caso, romperse con resultados fatales en la mayoría de casos.
El objetivo es el estudio de la mecánica de la pared aórtica durante el proceso de degradación y que resulta en un aneurisma aórtico.
Todo ello nos permite tener un conocimiento más profundo de cómo la pared arterial modifica sus propiedades durante el proceso de degradación hasta la aparición de una fractura
Ammonia Oxidation Mixtures at High Pressure
Authors: García Ruiz Pedro , Abengochea Miguel , Castejón Daniel , Bilbao Rafael , Abián María , Alzueta Uxue 
Published: July 2022

El amoníaco se puede quemar directamente sin emisiones de CO2 y se puede quemar en mezclas con CH4 y H2. El presente trabajo aborda el conocimiento de la conversión a altas presiones de NH3 y sus mezclas con CH4 y H2, así como el desarrollo de un modelo cinético idóneo para describir el proceso de combustión del amoniaco.
Finite Volume Non-hydrostatic Pressure Model for the Simulation of Landslides
Authors: Echeverribar Isabel , García Navarro Pilar , Brufau Pilar 
Published: July 2022

A Finite Volume (FV) numerical scheme previously designed for the hydrostatic Shallow Water Equations (SWE) is extended to compute non-hydrostatic pressure (NHP) in order to simulate dispersive waves. These waves are usually generated by landslides and are of importance in coastal alarm systems. The model is validated in 1D comparing with laboratory measurements and the results highlight the importance of including the NHP terms in the model to achieve a good agreement between numerical and experimental results.
Sistema de realidad virtual para exploración 3D con visión protésica simulada
Authors: Santos Villafranca María , Pérez Yus Alejandro , Bermúdez Cameo Jesús , Guerrero José J. 
Published: July 2022

Los recientes avances en las prótesis visuales han demostrado que es posible restaurar parte de la visión en determinados casos de deficiencia visual, aunque con limitaciones como la baja resolución o un campo de visión reducido. Para experimentar más fácilmente se utilizan los simuladores de prótesis visuales (SPV).
Se presenta un SPV inmersivo, flexible y realista mediante un sistema de realidad virtual, de forma que se puedan explorar entornos creados por un ordenador integrando el movimiento real de la cabeza del usuario en la simulación gracias a las gafas de realidad virtual Oculus Rift DK2 y permitiendo un desplazamiento por el escenario mediante un mando o joystick para poder explorar el entorno de la forma más completa y realista posible.
The BEE Model with Live Virtual Classroom to Enhancing Creative Works
Authors: Sitthimongkolchai N. , Viriyavejakul C. , Tuntiwongwanich S. 
Published: July 2022

Online learning is recognized as an effective teaching method and tool, widely integrated into different teaching and learning strategies to provide quality education at different levels. However, the field of design education does not have extensive research into online learning, delivery, and assessment. This study developed an online learning model for design disciplines to improve creative work effectively. This paper describes an empirical study to test the BEE model outcomes developed following previous research. This present study has focused on the intensity of the live virtual classroom in every step to compare differences in the scores of creative works. Therefore, the assumption was that Thai undergraduate design students who learned with the BEE model through live classroom learning (experimental group) would have at least one element of the creative work scores compared to the group learning through the traditional online teaching method (control group). Furthermore, we conducted a multistage randomized sample of 66 participants, divided into an experimental group of 33 participants and a control group of 33 subjects. To compare the scores of creative works, the test of creative works assessment rubric was used to collect the data. Then, they were analyzed using the MANOVA statistical test. The results found at least one element of them, and the average creative work scores of the experimental group showed that they were significantly higher than the control group (p<0.05). Doi: 10.28991/ESJ-2022-SIED-08 Full Text: PDF
PENGARUH KUALITAS LAYANAN DAN PERSEPSI HARGA TERHADAP KEPUASAN DAN LOYALITAS PELANGGAN PADA UD. PETRA STAMPS
Authors: Sidharta Helena , Patricia Sara 
Published: July 2022

Penelitian ini memiliki tujuan untuk menguji dan menganalisis Pengaruh Kualitas layanan dan persepsi harga terhadap kepuasan dan loyalitas pelanggan pada UD. Petra Stamps. Responden dari penelitian ini berjumlah 114 responden dimana sudah sesuai dengan kriteria yang ditetapkan di awal penelitian. Metode analisis yang digunakan dengan Regresi Linier Berganda dan diolah menggunakan Smart PLS 3.0. Hasil yang diperoleh dalam penelitian ini adalah kualitas layanan berpengaruh positif terhadap kepuasan pelanggan, oleh karena itu sangatlah penting bagi UD. Petra Stamps untuk terus melakukan peningkatan terhadap layanan yang diberikan agar dapat terus meningkatkan kepuasan setiap pelanggan. Persepsi harga juga berpengaruh positif terhadap Kepuasan pelanggan, dengan kata lain persepsi harga yang dimiliki oleh UD. Petra Stamps akan mempengaruhi kepuasan dari setiap pelanggannya, oleh karena itu persepsi harga yang dimiliki UD. Petra Stamps perlu lebih diperhatikan dan ditingkatkan lagi agar tetap bisa mencapai kepuasan pelanggan yang maksimal. Kepuasan pelanggan secara langsung berpengaruh terhadap loyalitasnya oleh karenanya kepuasan pelanggan wajib diperhatikan. Selain itu, kualitas layanan dan Persepsi harga juga berpengaruh langsung terhadap Loyalitas pelanggan, oleh karenanya Petra Stamps harus terus melakukan inovasi dan juga peningkatan baik dari segi kualitas layanan, persepsi harga dan juga kepuasan setiap pelanggannya hal ini bertujuan agar loyalitas pelanggan pada UD. Petra Stamps dapat terus mengalami peningkatan sehingga UD. Petra Stamps dapat terus bertahan dan mampu memenuhi setiap kebutuhan setiap pelanggan.
SYSTEMATIC REVIEW PROGRAM PEMASARAN CROSS SELLING PERUSAHAAN WARALABA PADA MASA PANDEMI
Authors: Jariyah Mufidatul , Sakdiyah Ni'matus , Fitriyah Hadiah 
Published: July 2022

This stydy aims to provide an overview of a marketing program that is suitable for running a business, especially a franchise business during the COVID-19 pandemic, which has not yet been confirmed. To achieve this goal, the researchers chose a systematic literature review research method as a method in determining these goals. With the method of collecting data through a previous research on a scientific journal system with the theme of the research discussing a research that has to do with the cross selling marketing program as the main discussion in this study. The results of this study indicate that the most effective cross selling marketing program as an option in surviving the COVID-19 pandemic situation for a franchise business is to emphasize a promotion without ruling out other marketing programs.
Penelitian ini bertujuan untuk memberi gambaran program pemasaran yang sesuai untuk dijalankan sebuah usaha bisnis terutama pada usaha bisnis waralaba di masa pandemi covid-19 yang masih belum dipastikan masa tersebut berakhir. Untuk mencapai tujuan tersebut maka peneliti memilih metode penelitian systematic review sebagai metode dalam menetukan tujuan tersebut. Dengan metode mengumpulkan data melalui sebuah penelitian-penelitian terdahulu pada sebuah sistus jurnal ilmiah dengan tema pada penelitiannya membahas sebuah penelitian yang ada kaitannya dengan program pemasaran cross selling sebagai bahasan utama dalam penelitian ini. Hasil penelitian ini menunjukkan bahwa program pemasaran cross selling yang terefektif menjadi sebuah pilihan dalam bertahan disituasi masa pandemi covid-19 untuk sebuah usaha bisnis waralaba adalah menekankan pada sebuah promosi tanpa menyampingkan program-program pemasaran yang lain.
EVALUASI STRATEGI BERBASIS VALUE CHAIN ANALYSIS DALAM MEWUJUDKAN COMPETITIVE ADVANTAGE
Authors: Patricia Eunike , Andono Fidelis Arastyo 
Published: July 2022

to the environment. As happened to UD. XYZ, over the time, sales from UD. XYZ has decreased, and shows a decline in the company's competitive advantage, due to the emergence of new competitors in the brick industry and the decline in people's purchasing power in the property industry because of the Covid-19. This study uses a qualitative approach, interpretivism which will discuss the performance evaluation of the strategy conducted by UD. XYZ through value chain analysis to increase the company's competitive advantage. The value chain analysis used will be adjusted to the value chain framework based on Michael E. Porter theory which consists of primary activities and support activities to assess the company's competitive position in the industry and determine the right strategy whether differentiation strategy or cost leadership strategy to increase competitive advantage.
Keywords: competitive advantage, value chain, differentiation, cost leadership

Abstrak - Perkembangan globalisasi yang begitu pesat, mengharuskan perusahaan untuk berkembang dan menyesuaikan diri dengan lingkungan saat ini. Seperti yang terjadi pada UD. XYZ, seiring dengan berjalannya waktu, penjualan dari UD. XYZ ini mengalami penurunan, begitu pula dengan keunggulan bersaing perusahaan yang juga menurun, akibat munculnya pesaing baru dalam industri bata dan penurunan daya beli masyarakat di industri properti sebagai respon dari pandemi Covid19. Penelitian kali ini menggunakan pendekatan kualitatif interpretivism yang akan membahas tentang evaluasi kinerja strategi yang ditetapkan oleh UD. XYZ melalui analisis value chain untuk meningkatkan competitive advantage perusahaan. Analisis value chain yang digunakan akan disesuaikan dengan framework value chain berdasarkan teori Michael E. Porter yang terdiri dari primary activities dan support activities untuk menilai posisi persaingan perusahaan di industri, dan menentukan strategi yang tepat, baik strategi diferensiasi maupun strategi keunggulan biaya.
Kata Kunci: competitive advantage, value chain, diferensiasi, keunggulan biaya
ANALISIS MANAJEMEN KEUANGAN RUMAH TANGGA DAN KEUANGAN NEGARA DAMPAK PANDEMI COVID-19 MENURUT PERSPEKTIF EKONOMI SYARIAH
Authors: Yuliastuti Rika 
Published: July 2022

The research’s title is An Analysis of Household Financial Management and State Finances During the Covid-19 Pandemic According to the Sharia Economic Perspective. The background of this research is the condition of the outbreak of the COVID-19 pandemic in all countries in 2020. The move to close the economic sector has an impact on household finances and state finances.
The purpose of this study is to analyze household financial management and state finances during the COVID-19 pandemic from a sharia economic perspective. The method used in this study is a descriptive qualitative method approach using content analysis techniques.
From a study conducted on various literatures, the following points are shown. First, should follow the example of the Prophet in managing family financial spending by using the principles of a simple lifestyle. When managing shopping, prioritize needs, not wants. Second, the expenditure should be regulated based on the amount of income. When an epidemic occurs which results in reduced income, some spending must be cut. Third, keep spending your wealth on infaq, shodaqoh etc when you are free or when you are short of sustenance. Fourth, set the largest allocation for mass basic needs. As for the regulation of state finances according to the sharia economy in an epidemic condition, all income owned by the state is allocated to meet the basic needs of the people. Especially the basic needs of each household and the fulfillment of health needs. In the Islamic economic system, there is a solution to rearrange regulations on macro and micro economic aspects to become sharia-based.
Assessment of Combined Oral Contraceptive Pill Side Effects among Women Attending Maternal Child Health Centers in Erbil
Authors: Alhagbaker Jawdat Mamand , Shreen Nazar Ali , Saeed Awaz Aziz , Muhammad Madiha Abbas 
Published: July 2022

Purpose: Studies exploring the adverse effects of oral contraceptive pill (OCP) use among women living in Erbil/Iraq are lacking. This study aimed to assess the patterns of use and associated side effects among women in Erbil.
Patients and methods: A face-to-face questionnaire survey inquiring about demographic information and issues related to the use of OCPs and related side effects was completed by 235 women who had used OCPs at least once in their lifetime.
Results: The women exhibited positive attitudes towards OCP efficacy and safety, positively associated with their patterns of use. The following common side effects of OCPs were reported: pain (69.4%), vision problems (60%), headache and fatigue (59%), speech impairment (53%), irregular bleeding and breast tenderness (52%), nausea (51%), chest pains (40%), chloasma (37%), weight gain (33 %), abdominal pain (28%), shortness of breath (26%), swelling (20 %), spotting (12%), and allergy (7%).
Conclusion: The study revealed that women who have many side effects toward OCPs nevertheless tend to use them appropriately. However, educational programs are advisable to improve knowledge about OCP use among women in Erbil.