bluuebunny/crossref_metadata_2025_split huggingface dataset:
Occupational Stress and its Perceived Negative Impact on the Health and Performance of the Employees of a Banking Call Center
Authors: Staicu Elena-Alina , Vasiluţă-Ștefănescu Marius 
Published: August 2022

Abstract
Professional stress is a challenge for many companies that want to keep their employees within the organization on one hand and to ensure their performance through a comfortable working environment on the other. This study investigated and evaluated the perceptions of 14 male employees (French and Romanian speakers) working in the same banking call center in Timisoara regarding the causes and effects of work-related stress. The applicability of this study is to develop possible strategies and practices for controlling and reducing work-related stress in order to decrease the high staff turnover. The elaboration of this research is based on the concepts of occupational stress, its effects on the perceived emotional and physical health of the employees but also on their performance and motivation at work. To carry out this qualitative research, we used a semi-structured interview guide written in both Romanian and French, since half of the interviewees are Romanians, and the other half are North Africans from Tunisia, Morocco, and Algeria. The main topics on which the interview guide questions were developed are the following: personal and professional experience, working schedule, work rate, performance, motivation, mental and physical health and how all the aforementioned contribute to professional mobility. The research results show that the employees performance and motivation at work are indeed affected by the perceived occupational stress, but it is not the main reason why they consider changing the current job. For most of the interviewed employees, the individual life goals, ambitions, and future projections are the ones influencing them to look for another job position after gaining the desired experience within the call centers.
Black-or-White of Online Lending in Indonesia: Conventional Platform or Sharia Scheme (A Netnography Study)
Authors: Qadri Resi Ariyasa , Nabilah Iffah , Ambarwati Ria Dewi 
Published: August 2022

The numbers of Islamic fintech online loans providers continue to grow during the Covid-19 outbreak. The goal of this research is to look into Islamic fintech-based online loan transactions from an Islamic law and accounting perspective. This study used the interpretive netnography approach, with documentation technique serving as the data collection method, and explanation building tact as the data analysis method. This study found that the use of conventional online loan schemes was having negative consequences, such as an increase in occurrences of despair and suicide among borrowers. Sharia fintech, through its profitless online lending scheme, may reduce the bad effects of the conventional scheme. From the praxis perspective, this research aids to raise public knowledge on avoiding the use of unlawful conventional online loan mechanism. In the future, this research is expected to improve the development of online loans and Islamic fintech research.
Keywords: Islamic fintech, netnography, accountability, p2p lending, sharia financial accounting
Uncovering the Dark Side of Ponzi Schemes Through Money Game
Authors: Haryadi Bambang , Wahyudi Imam , Hayati Nur 
Published: August 2022

Ponzi schemes with new looks and faces can divert people's views against the suspicions of investment organizers under the guise of Ponzi schemes. The purpose of this study is to reveal the dark side of the practice of Ponzi schemes through money games from the user's perspective. This study uses a qualitative method with a phenomenological approach, the selection of this method is used to achieve the research objectives. Collecting data using observation, interviews, and documentation. The results show, HIPO implementing a Ponzi scheme under the guise of a money game, this can be seen in the work system used by recruiting people and raising funds through offering investment packages as a trap as well as containing elements of gambling. Symptoms of the end of the HIPO as a fraudulent investment are shown through changes to the system and policies by the founders so that members cannot withdraw funds.
Keywords: ponzi scheme, money game, dark side
Asset Misappropriation Employee Fraud: A Case Study on an Automotive Company in Indonesia
Authors: Setiawan Nanang , Tarjo Tarjo , Haryadi Bambang 
Published: August 2022

This study is aimed to provide an exploration of asset misappropriation employee fraud and its prevention program on an automotive company in Indonesia. This study is a case study researches collecting data by document analysis and interviews with ten informants from various departments to obtain more in-depth information about the occurrence of fraud. This study found that the most popular types of fraud on automotive company are manipulation of customer account payments (lapping), embezzlement of customer deposits that are not deposited to the company (skimming) and theft of inventory. The driving factors for committing fraud are financial pressure, lifestyle extravagant, opportunities for fraud, and lack of understanding of fraudulent behavior. Employee fraud disrupts company’s operations, consumes work time and manpower, and damages the business reputation. Fraud causes the company to incur unnecessary financial losses and expenses that will affect the company's sustainability in the future.
Keywords: asset misappropriation, employee fraud, automotive company
Financial Management Accountability of Mosque in Covid-19 Pandemic: The Religious and Humanist Side Exploration
Authors: Fitria Yunita , Diyanti Ferry , Bone Hariman 
Published: August 2022

The pandemic of Covid-19 influences the behaviour of worship places in doing their accountability. Indeed, it is difficult to trace the truth of the source and amount of the donated funds. The study's objective is to explore the accountability mechanisms of places of worship by exploring them in the context before and during the COVID-19 pandemic. The study is also to explore the religiosity and humanistic side of financial managers in running their duties at the mosque. This research is qualitative research using a phenomenological approach with semi-structured interview methods. This study found that accountability before and during the pandemic has a similar practice in terms of financial accountability. Interestingly, an increasing source of funds was found during the pandemic. There is additional shopping for Wi-Fi to support the mosques’ activities. The accountability of mosque financial management consists of religious (self-connection with God) and humanism (honest, trusting and responsible).
Keywords: accountability, covid-19 pandemic, mosque, religiosity, humanist
COVID-19 Pandemic on MSMEs in Bandar Lampung
Authors: Yuliansyah Yuliansyah , Listyaningsih Erna , Sariningsih Eka , Indriani Wiewiek 
Published: August 2022

The COVID-19 pandemic has an impact on the global economy, including MSMEs. The purpose of this study was to determine the impact of COVID-19 on the financial performance and labor of MSMEs in the Bandar Lampung banana chip center, as well as the impact of labor on financial performance and labor as an intervening factor. The data collected were analyzed using Partial Least Square. It was found that the COVID-19 pandemic had an impact on financial performance and labor. Additionally, labor had an influence on financial performance. The main strength in this study is the discovery of direct and indirect effects of the COVID-19 pandemic on financial performance, with labor acting as an intervening variable between the COVID-19 pandemic and financial performance. This finding implies that people are used to the new normal life namely by carrying out routine activities while implementing health precautions to avoid the COVID-19 transmission.
Keywords: COVID-19 pandemic, the effect of COVID-19 pandemic, MSME
Perspective Contradiction Regarding Competition and Financial Stability in the Banking Sector: Review of Literature
Authors: Safitri Ni Wayan Noviana , Wiksuana I Gusti Bagus Wiksuana , Sedana Ida Bagus Panji , Baskara I Gde Kajeng 
Published: August 2022

This study aims to provide a systematic literature review (SLR) on the scope, measurement, and impact of competition on banking stability. PRISMA technique was used to undertake a meta-analysis of scientific articles. After applying all of the criteria, a total of 42 relevant studies were discovered. Previous research has examined the relationship between banking stability and competition in a variety of countries around the world, and has produced two opposing viewpoints, namely competition fragility and competition stability. The first perspective gets more support. When it comes to the measurement instrument, most studies use the Lerner index to quantify the intensity of competition. It is also discovered that the GMM (Generalized Approach of Moment) approach is widely used. Future research can examine each indicator's strengths and weaknesses further so that it can be used to gauge banking competition in accordance with the banking systems examined in each nation, yielding reliable results.
Keywords: competition, stability, banking
The Effect of Trust and Related Party Transaction on Firm Value
Authors: Ramadhani Raihan , Diantimala Yossi , Arfan Muhammad 
Published: August 2022

This study examines the effect of trust and related party transactions on firm value. The total observation in this study is 185 banking companies listed on the Indonesia Stock Exchange for the 2016-2020 period. Multivariate analysis is employed to test the hypothesis. The results illustrate that the trust and related party transactions have a positive and significant effect on firm value. This implies that the disclosure of the word 'trust' in the management discussion and analysis report (MD&A) reflects that the company's ethical culture and good management responsibility in managing the business convince investors to invest. The increase in debt-related party transactions shows that it is easier for the companies to receive funding to finance the company's operational activities and increase investment rather than making loans with the third parties which seems to be complicated to approach.
Keywords: trust, related party transactions, firm value, MD&A
Ownership Structure, Tax Risk, and Tax Avoidance in Indonesia Manufacturing Companies 2016-2020
Authors: Mangoting Yenni , Yuliana Oviliani Yenty , Valencia Ellen , Utomo Claresta Puguh Mettasari 
Published: August 2022

There has not been much research on how management uses tax risk to engage in aggressive tax avoidance in an uncertain business environment. This research aims to see how family and institutional ownership influence the relationship between tax risk and tax avoidance as moderating proxies. The study was conducted on manufacturing companies listed on Indonesia Stock Exchange between 2016 and 2020. Thirty-six companies were selected as the sample using the purposive sampling method. This quantitative research used Ordinary Least Square. The results show that family ownership can strengthen the relationship between tax risk and tax avoidance, while institutional ownership fails to moderate. Family shareholders significantly influence company management when selecting how to utilize the tax risk connected with each business strategy. Family shareholders prioritize the protection of the company’s image over maximizing profits with high risk.
Keywords: tax avoidance, tax risk, family ownership, institutional ownership, resource based-view theory
The Role of Female and Millennial Directors on the Environmental Performance of Indonesian SOEs
Authors: Wardhani Dian Kusuma , Purwinanti Eiffeliena Nur'aini , Priandi Muhammad 
Published: August 2022

The Indonesian Ministry of SOEs seeks to increase the proportion of female and millennial directors on the SOE board of directors to improve the environmental performance of SOE. This study aims to obtain empirical evidence of female and millennial directors' influence on the environmental performance of SOE. The results indicate that female directors have a negative effect on environmental performance. The proportion of female directors is only a political reason to meet the quota requirements for women directors on the SOE board of directors. They only practice tokenism without having management power over the environment. Conversely, millennial directors have a positive impact on environmental performance. Robustness testing shows the same results as the primary research model and proves that this study's findings are robust. This research has implications for The Ministry of SOEs to increase millennial directors' representation to improve SOE corporate governance and obtain high environmental performance.
Keywords: female directors, millennial directors, environmental performance
Eksperimental Campuran Etanol 96 persen dengan Premium terhadap Kinerja Mesin
Authors: Agus Winoko Yuniarto , Syahirin Syahirin 
Published: August 2022

Pada saat ini banyak komunitas otomotif menggunakan sepeda motor sebagai kompetisi dan banyak orang berlomba-lomba untuk meningkatkan performa mesin, menanggapi hal tersebut sangat menarik untuk melakukan penelitian yang lebih mendalam mengenai pencampuran premium dengan etanol. Tujuan dari penelitian ini adalah pencampuran etanol 96% dengan premium diharapkan dapat meningkatkan kinerja mesin. Etanol memiliki fungsi sebagai octane booster, jadi etanol mampu meningkatkan oktan dari premium itu sendiri. Bahan bakar dengan nilai oktan yang tinggi dibutuhkan untuk mengimbangi tekanan kompresi yang tinggi pula. Penelitian ini menggunakan metode ekperimen dengan menggunakan sepeda motor 115 cc. Pengujian daya dan torsi menggunakan alat dynamometer. Semua data didapat dari pengamatan langsung dilapangan, selanjutnya ditampilkan dalam bentuk tabel dan grafik yang kemudian dijelaskan menjadi kalimat yang mudah dibaca, mudah dimengerti dan kemudian ditarik kesimpulannya. Hasil penelitian menunjukkan ada perubahan daya, torsi dan BMEP jika dicampurkan dengan etanol 96%. Daya dan torsi tertinggi dihasilkan pada bahan bakar campuran E25% sebesar 6,27 HP dan torsi tertinggi sebesar 5,26 Nm. BMEP tertinggi dihasilkan pada bahan bakar campuran E25% sebesar 11,99 Psi.
At this time many automotive communities use motorcycles as a competition and many people are competing to improve engine performance, responding to this it is very interesting to do more depth research on blending premium with ethanol. The purpose of this research is mixing 96% ethanol with premium is expected to improve engine performance. Ethanol has a function as an octane booster, so ethanol is able to increase the octane of the premium itself. Fuel with a high octane rating is needed to compensate for the high compression pressure. This study uses an experimental method using a 115 cc motorcycle. Testing power and torque using a dynamometer. All data obtained from direct observations in the field, then displayed in the form of tables and graphs which are then explained into sentences that are easy to read, easy to understand and then draw conclusions. The results showed that there was a change in power, torque and BMEP when mixed with 96% ethanol. The highest power and torque is produced on the E25% mixed fuel of 6.27 HP and the highest torque of 5.26 Nm. The highest BMEP is produced in the E25% fuel mixture of 11.99 Psi.
Avaliação da presença de sintomas de ansiedade e depressão em estudantes de medicina em Sergipe
Authors: Rollemberg Gabriela de Santana Mendes , Aragão Antonio Juviniano Santana de , Silva Ana Maria Fantini 
Published: August 2022

A presença de transtornos psiquiátricos durante a formação acadêmica é comum, sendo os depressivos e ansiosos os mais presentes. A depressão e a ansiedade são transtornos multifatoriais que envolvem diversos aspectos que devem ser levados em consideração para sua avaliação, acompanhamento e tratamento. Essas patologias podem afetar a vida acadêmica do estudante, fazendo com que o mesmo abandone suas atividades, saia de seu círculo social ou até mesmo desista do curso. Esta pesquisa avaliou a presença de sintomas de ansiedade e depressão em 143 estudantes do curso de medicina, com amostras semelhantes em cada ano do curso da Universidade Federal de Sergipe - Campus Lagarto. Os participantes responderam dois questionários, o BDI (Beck Depression Inventory) e o BAI (Beck Anxiety Inventory) em aplicações coletivas presenciais em intervalos de aulas. Os resultados principais evidenciaram que 25,87% dos estudantes apresentaram algum grau de ansiedade de leve a grave, e 24,47% de depressão de leve a grave. A maior prevalência se encontrou no sexo feminino (68,57% dos casos de depressão e 70,27% dos de ansiedade, ambos de leve a grave) e índices significativamente mais altos de depressão no segundo ano (45,45% dos casos moderados e 66,67% dos graves), e de ansiedade no segundo ano (55,56% dos casos moderados e 50% dos graves) e no quinto ano (37,5% dos graves), que corresponde ao início do internato. Estes resultados mostram a importância da avaliação e acompanhamento do bem-estar emocional dos estudantes durante a graduação e da criação de serviços de apoio à saúde mental dos estudantes.
Pacientes sob cuidados de médicos residentes em supervisão apresentam tempo de internação psiquiátrica mais prolongada?
Authors: Prá Vinicius Brum , Balan Alexandre Balestieri , Pellizzaro Raphaela Santos , Silva Paulo Roberto Antunes da , Costa Ana Paula , Schwarzbold Marcelo Liborio , Diaz Alexandre Paim 
Published: August 2022

Objeti vo: O treinamento de médicos residentes pode ter impacto na duração de procedimentos em saúde, com repercussão no tempo de internação e aumento de custos. O objeti vo deste estudo foi comparar a duração da internação de pacientes sob cuidados de médicos residentes com a duração da internação de pacientes sob cuidados apenas de médicos assistentes. Métodos: Trata-se de estudo observacional, realizado com dados obti dos do Serviço de Arquivo Médico e Estatí sti co (SAME) do Insti tuto de Psiquiatria de Santa Catarina, São José (SC), Brasil. Os dados relati vos ao período compreendido entre 1º de janeiro de 2007 e 31 de dezembro de 2014 foram coletados pelo grupo de pesquisadores, e a parti r dos mesmos, foi computado o tempo médio de internação para cada ano, de 2007 a 2014. Resultados: O período compreendido neste trabalho, entre 2007 e 2014, incluiu um total de 13.971 internações e reinternações. Não encontramos diferença estati sti camente signifi cati va em relação à média total do tempo de internação de pacientes sob cuidados de médicos residentes em supervisão comparado ao tempo de internação de pacientes sob cuidados de médicos não preceptores. Na análise estrati fi cada para sexo, entre os 8 anos observados, houve diferença entre os grupos apenas nos anos de 2007, 2013 e 2014, referente à enfermaria feminina. Conclusão: O presente estudo sugere não haver impacto signifi cati vo no tempo médio de internação em pacientes com transtornos psiquiátricos agudos quando sob cuidados de médicos residentes.
Estudo preliminar do acesso as bulas de medicamentos destinadas a portadores de deficiência visual
Authors: Leite Bruna , Danciguer Guanaes Lais 
Published: August 2022

O presente estudo tem por objetivo avaliar o cumprimento da RDC 47/2009 no que tange ao fornecimento das bulas em formato especial destinadas aos pacientes com deficiência visual. Foram selecionadas aleatoriamente 10 indústrias farmacêuticas e um medicamento o qual a empresa detém o registro do medicamento. Os Serviços de Atendimento ao Consumidor foram contatados a fim de solicitar o fornecimento da bula em formato especial conforme preconizado pela RDC 47/2009. Durante o atendimento, foi avaliado o tipo de bula em formato especial disponibilizado, a facilidade no processo de solicitação, o tempo de atendimento, o tempo de envio da bula, a cobrança pelo serviço, bem como se no sítio da empresa continham a bula passível de conversão em áudio e com letra ampliada. Das 10 indústrias contatadas, 6 enviaram a bula em formato especial. Sendo 6 bulas em áudio e 1 bula em braile. Os sítios eletrônicos das indústrias não cumpriam o inciso 2 do artigo 40 não disponibilizando a bula em formato digital passível de conversão em áudio e com fonte ampliada. Dentre, as 6 indústrias que enviaram a bula, para duas empresas foram necessários mais de um contato telefônico e nenhuma empresa cobrou pelo serviço prestado. Mesmo após 12 anos da publicação da RDC 47/2009, as indústrias farmacêuticas ainda não a cumprem em sua totalidade e o acesso a bulas em formato especial pelos deficientes visuais podem ainda ser um problema.
The Evolution of the Ammonia Synthesis Catalyst 'AmoMax®-CASALE'
Authors: D'Alessandri John , Filippi Ermanno , Panza Sergio , Estenfelder Marvin , Reitmeier Stephan J. , Reitzmann Andreas , Biasi Pierdomenico , Eckert Rene 
Published: August 2022

Despite the Haber-Bosch process being more than 100 years old, only incremental improvements have been achieved until recently. Now, by combining the catalyst expertise of CLARIANT and the engineering knowledge of CASALE, a breakthrough has been realized. AmoMax®-Casale is a new ammonia synthesis catalyst jointly developed by Casale and Clariant particularly for use in Casale ammonia converters. AmoMax®-Casale is a customized evolution of the well-known, wustite-based catalyst, AmoMax® 10. While retaining the same superior resistance to ageing, poisoning and mechanical strength, AmoMax®-Casale is significantly more active. This feature allows to reduce the loop recycle rate and the loop pressure and/or to increase the ammonia production. The higher activity of AmoMax®-Casale contributes to improve the overall operating efficiency either by saving energy, or by increasing significantly the plant capacity. This article will describe in detail the successful development of AmoMax®-Casale, explain advantages and commercial benefits based on concrete plant simulations and share the start-up experience of the first commercial reference.
Electret-thermal analysis of dielectric objects
Authors: Zotov S. V. , Kadolich Zh. V. , Tsvetkova E. A. , Kravtsov A. G. 
Published: August 2022

The development of methodological tools for studying the most possible range of the objects of dielectric nature is an urgent task. We present the results of studying dielectric objects by the method of electret-thermal analysis (ETA). Electrophysical changes in dielectric objects were studied taking into account polarization effects and electret state. The ETA data of ultrahigh molecular polyethylene, polyvinyl alcohol, human blood, synovial fluid, starch-containing polymer biodegradable compositions, chitosan, and vegetable oils are presented. Analysis of the spectra of thermally stimulated currents obtained during tests revealed that ETA method is characterized by high information content regarding various dielectric objects.Thermally stimulated current response makes it possible to identify and interpret phase phenomena occurring upon heating of the objects, including those accompanied by electrophysical processes of transfer and relaxation of the electret charge. The results obtained can be used to improve the methodology for analyzing electrophysical changes in dielectric objects.