bluuebunny/crossref_metadata_2025_split huggingface dataset:
THE BROKER: COGNITIVE PROWESS FOR BUSINESS START-UP PERFORMANCE
Authors: Johnson Egwakhe , Anuoluwapo Abdullahi , Folorunso Akande , Jones Umukoro 
Published: December 2022

Purpose: Many methodological and empirical perspectives on the broker between entrepreneurship education and business start-up performance have been prescribed and implemented. However, limited empirical evidence exists on applying cognitive characteristics as a mediator. Hence, this study focused on the National Youth Service Corps (NYSC) members in Lagos State.

Design/methodology/approach: The cross-sectional survey research design was used, and data were obtained from 406 graduate entrepreneurs at the National Youth Service Camp (NYSC) before registering with SAED-BOI (Bank of Industry), Lagos State 2021 NYSC 21A, and Stream 1 Batch. The total enumeration technique was applied after the sample filtration criteria were established.

Findings: Hierarchical regression analysis results using an SPSS add-on called process analysis found cognitive characteristics significantly mediated the relationship between entrepreneurship education and business start-up performance in Lagos State Nigeria.

Research, Practical & Social implications: The broker (cognitive prowess), is required if entrepreneurship education and business start-up performance must survive, expand, and flourish in different sectors.

Originality/value: The findings is paramount to the trade industry (start-up ecosystem) and education sector as it would serve as a reliable source of information on the necessary and effective entrepreneurship education mix required to boost business start-up performance.
The Effect of Labor Input, Construction Cost, and Building Permits on Production Construction With Structural Equation Modeling, Evidence from Europe
Authors: Nasution Abdillah Arif , Muda Iskandar , Ulfah Yasara , Erlina Erlina , Nedelea Alexandru-Mircea 
Published: December 2022

Purpose : This study examines the impact of labor input, construction costs, and building permits on production construction.

Theoritical Framework : Nowadays, construction projects are growing. Construction projects require serious management because the larger the project, the more complex the dependence on one job to another in order to achieve the desired results.

Design/Methodology/Approach : The secondary data explore from European data obtained from Eurostat from 2016 to 2019. Analyzing and proving hypotheses using Smart PLS software.

Findings : The labor input has impact on production construction. The Construction Cost and Building Permits are not impcat to the Production Construction. Efforts to increase business creation should be a development priority in Europe. This is not only related to efforts to achieve the demographic bonus, but also efforts to achieve increased welfare for the Europe community.

Research implication : Regional revenue is money that goes into the regional treasury. In implementation of decentralization, regional revenues consist of revenue and financing. Regional income is a recognized right of local government as in the period concerned, while regional financing is all revenues that need to be paid back and/or expenses that will be received back, either in the relevant fiscal year as well as in other fiscal years next.

Practical implication : There is potential for the development and energy sources, increasing mastery of technology and quality of human resources, development of strategic industries, increasing sector between European and non-European countries.

Social implication : The construction sector is one sector that can create jobs and encourage the transfer of technology that is useful for social aspects.

Originality/Value : Enhancement productivity and quality of human resources to be important factor in the effort to reach the potential bonus demographics in Europe. In an effort to achieve demographic bonus opportunities, then in European countries it is expected focus on improving job creation and business for the population young age due to the number of young people which is relatively less. If this population group has the ability increase revenue and productivity, then the country's economy can be improved which in turn can promote growth economy in achieving the demographic bonus in future.
Model of Sharia Governance and Escalation of Performance of Sharia Cooperatives
Authors: Roziq Ahmad , Shulthoni Moch. , Sulistiyo Agung Budi , Anugerah Eza Gusti 
Published: December 2022

Purpose: This study aims to analyze a sharia governance model and its impact on the efficiency, information asymmetry, risk, and performance of sharia cooperatives.

Theoretical framework: The purpose of the sharia cooperative is to improve the welfare of its members and the community's interest and participate in building the economy of Indonesia based on sharia principles (Sudjana and Rizkison, 2020).

Design/methodology/approach: The type of research used is explanatory research to test the hypothesis. This study uses data analysis techniques using the smartPLS program. The research uses purposive sampling with sharia cooperatives located in 4 districts in Indonesia with a total sample of 165 cooperatives.

Findings: The study's results found that the efficiency variable has a significant positive effect on the performance of the sharia cooperative. Information asymmetry has a nonsignificant negative impact on efficiency and the performance of sharia cooperatives. Information asymmetry has a significant positive effect on the risk of financing. The risk of financing has a nonsignificant negative effect on the performance of the sharia cooperative. Sharia governance has a significant positive impact on efficiency, information asymmetry, and the performance of sharia cooperatives but has a nonsignificant positive effect on the risk of financing.

Research, Practical & Social implications: Further research is necessary to expand the research location, multiply the study's sample and variables and involve the cooperative members as respondents.

Originality/value: The management of the sharia cooperative needs to apply sharia governance to improve efficiency and follow sharia provisions to maximize the performance of sharia cooperatives.
Determinants of Community Decisions To Lend Money To Loaners
Authors: Sungkawaningrum Fatmawati , Hartono Sri , Holle Mohammad H. , Gustiawan Willson , Siskawati Eka , Hasanah Niswatun , Andiyan Andiyan 
Published: December 2022

Purpose: To meet the needs of the public, the government has provided an official financial institution, which is subject to a certain series of administrations with all the calculations. The problem is that not all community members understand access to finance at these financial institutions. There are Islamic banking, BMT, and Sharia KSPPS, but in borrowing money they choose moneylenders. This problem is influenced by the ease of borrowing money from moneylenders, which are more flexible and the method of payment can be adjusted according to a special agreement between the customer and the moneylender. Disbursement of funds that can be done at any time according to the time needed, without being bound by conditions that are considered complicated by the customer. As a form of compensation, the interest charged by moneylenders is high and burdensome for the borrower. The risk of high-interest rates is often not taken into account by the borrower.

Design/Methodology/Approach: The method for developing public financial literacy is what the moneylender's practice as the object of observation. To be realized as an effort for educational methods is to conduct an analysis of moneylenders in the community and explore how people depend on moneylenders, evaluate financial behavior in the community, deconstruct financial behavior and re-conceptualize public financial behavior.

Findings: Socialization and acceleration of the marketing of financial products from the BMT, or official government financial institutions need to be carried out to prevent the level of community dependence on moneylenders, including by expanding financial literacy in the community, establishing management education methods, and implementing finance that is more inclusive in the community.

Research, Practical & Social Implications: The necessities of life for each individual in the community will certainly not be the same, to be able to fulfill the purpose of these needs it is financed by the availability of funds or financial means. There are members of the community who are relatively able to meet their financing needs, but not a few of the community have not met their needs.

Originality/Value: This study seeks to help the government and society in Indonesia to have a good education in terms of financial literacy, people need information and knowledge that currently in Indonesia there are many formal and legal financial institutions to help financial problems faced by people in Indonesia. Indonesian people are no longer just dependent on moneylenders or illegal financial institutions, which will instead trap them into new financial problems.
The Effect of Cloud Computing's Advantages and Components on Time Savings and Data Privacy for the Quality of Electronic Banking Services
Authors: Elkhaldi Abderrazek Hassan , Abdullah Ghaith Arkan 
Published: December 2022

Purpose: The study aims how the advantages and components of cloud computing affect time savings and data confidentiality to improve the standard of electronic banking services for private Iraqi commercial banks

Theoretical framework: the purpose of the study to measure the benefits the Cloud computing and impact of the quality of electronic banking in services of saving time and confidentiality of data to know if we can serve bank customers in the future.

Design/methodology/approach: The study relied on the descriptive approach through the use of a questionnaire tool to measure the relationship between the variables.

Findings: The analysis revealed that, in both of its two dimensions, there is a statistically significant correlation between the advantages of cloud computing and the quality of electronic banking services. The two variables of the quality of electronic banking services and the components of cloud computing are statistically significantly correlated.

Research, Practical & Social implications: The social repercussions of the benefits of the results of the study through the findings it’s; the most essential of which is to guarantee that the provided electronic banking service is as simple to use as possible. This removes the state of fear that could prevent some people from using electronic services because they lack the necessary knowledge.

Originality/value: the value of the study's originality by measuring the relationship between the cloud computing and electronic banking services; this study is a subject which has not been reviewed in the literature previously in Iraqi environment.
A prospective study of various services utilization under the WADI project of NABARD by Tribal Women of Goalpara District
Authors: Sheikh Nasir Uddin , Narayanan Raja 
Published: December 2022

Purpose: The purpose of the Study is to evaluate challenges and opportunities of various services utilization under the WADI project of NABARD by Tribal Women of Goalpara in the prospective of study design.
Theoretical Framework: There is a significant role of the National Bank for Agriculture and Rural Development (NABARD) in the socio-economic development of India in the perspective of the development of a sustainable development approach of livelihood for underprivileged people in the backward regions of India. In these consequences, a project of Wasteland Development in India (WADI) is a master plan NABARD for socio-economic development in the backward region of India, especially for promoting a sustainable development approach for scheduled tribes of India.
Approach: The study is based on the review of related literature to study the various service utilisations under the WADI projects in the Goalpara district of Assam. For the purpose of the study various literatures, books, magazines, papers, newspapers and articles have been reviewed. Literature search revealed 121 articles or 99 abstracts, and citations showed 22 investigations. 39 publications did not meet the study's inclusion requirements, and 32 abstracts were rejected, 23 from non-English sources. 27 relevant peer-reviewed publications were chosen based on the inclusion criteria.
Finding and social Implications: The findings of the study show that the implementation of master projects of NABARD is based according to the socio-economic and cultural practices of tribal communities in the Goalpara district of Assam because these tribes are inherited in their cultural landscape, and this cultural landscape represents their association with agroforestry. From these perspectives, it is found that the Goalpara district is the most backward region of Assam, where scheduled tribes account for the major proportion of the population of the district. Additionally, the role of NABARD is to promote and lead the mechanism of women empowerment through projects of WADI in the Goalpara district. However, it is also found that many challenges and problems emerged in the implementation of WADI projects due to the lack of transport and communication facilities in the Goalpara district of Assam.
Originality/Value: In these consequences, it can be valued that NABARD is providing a sustainable approach to socio-economic development for scheduled tribes through the help of NGOs and organizations of the central government and state government of Assam. A depth analysis was conducted to understand the mechanism of role of the tribal community in the context of WADI projects of NABARD in the perspective of tribal abundant zone of Assam in India.
A Study on the Promotional Methods Carried out by the Agro Retailers from Farmer’s Perspective: Theni District, Tamil Nadu
Authors: R Koushik. , R Shobana. 
Published: December 2022

Background: Unlike other organized retailbusinesses agro retail business does not have any territorial rights to avoid competition. There are many new agro retailers who have entered the market and also the agromanufacturers by themselves have direct connect with these retailers to monitor the sales and movement of goods these days.
Purpose: The purpose of this study is to explore the promotional methods and strategies carried out by the agro retailers to influence farmers which results in repeat purchases.
Theoretical framework:‘The repeat purchase by a customer is due to the benefits that he or she seeks from the retailer and how the purchasing behavior of the consumer changes over the time’ by Jacob, Frank. (2014).‘Customer retention is concerned with the relationship between the customer and the retailer on a long term and a main outcome of it is customer making repeat purchases from the same retailer’ according to Sohail M.S. (2012).Thus a repeat purchase by a customer can be the benefits they get from the retailer or the relationship that the retailer maintains. So this study will compare the monetary benefits like credits, discounts and offers provided by the retailer with the relationship factor between the farmer and the retailer.
Objectives: To find out the various promotional factors by agro retailers to make farmers to revisit their shop for purchase. Secondly, to measures the effective promotional methods by agro retailers which results in more number of repeat purchases by the farmers
Methodology: TargetTheni district has 94 villages. In which 120 farmers were selected through cluster random sampling.A questionnaire is developed to collect the primary data and also secondary data is collected to augment the information acquired through primary data for counsel
Findings: The study discovers the effective promotional methods adopted by the agro retailers which make the farmers to do repeat purchases from their retail shop. This paper also deliberates the inference of the research discoveries and also provides few directions for future research with some limitations
Research, Practical & Social implications:This study suggests the managers of agro manufacturers to design a marketing plan with effective road map of strategies and the findings of the study will be helpful for agro retailers to frame their marketing plan and budget accordingly in order to increase the customer loyalty. If all agro manufacturers, retailers and farmers go hand in hand then it might support the growth of agricultural sector in India
Originality/Value: The study contributes to the research in rural marketing in two ways: At first, the methodological contribution, which is the introduction of monetary and non-monetary promotional approach in agro retail industry and secondly the theoretical contribution, which is uncovering of invisible value formation in the farmer retailer relationship.
Online Formative Assessment Practices Among Academics of Tertiary Education in Sokoto State, Nigeria
Authors: Yusof Ibnatul Jalilah , Mohamad Siti Khadijah , Bello Mansur , Supie Hawa Syamsina Md , Ismail Lukman Hakim 
Published: December 2022

Purpose: This study examines the effect of two main factors, that is, lack of knowledge of ICT, and the availability of ICT facilities such as hardware, software, and internet access, which identified to be the common barriers towards practicing online formative assessment.

Theoretical framework: Many educational institutions have been urged to adopt online learning due to the development of communications and digital device technology as well as the COVID-19 pandemic that ravaged the world in the previous two years. The shift from offline to online mode affects how formative assessment should be conducted during teaching and learning. The lack of knowledge of information and communication technology (ICT) and ICT facilities are prevalent in Nigeria.

Design/methodology/approach: This study employed a survey design to examine online assessment feedback practice as well as factors contributing to the practices among 256 academics in one tertiary education in Sokoto. Descriptive and inferential statistical analyses were used.

Findings: Online formative assessment feedback practice is at low level due to lack of knowledge of software applications and facilities.

Research, Practical & Social implications: Government needs to invest more on educational technology by providing adequate ICT facilities in tertiary institutions in Sokoto, as well as offering suitable trainings on ICT literacy for academics.

Originality/value: Online formative assessment contributes to enhancement in educational attainment and efficiency in learning and teaching.
Evaluation of Awareness and Perception of Islamic Microfinance Institutions and Higher Education Institutions in Indonesia Towards the Implementation of Sharia Governance: Dyad's Perspective
Authors: Zulpahmi  , Nugroho Arif Widodo , Sumardi  , Wibowo Bagus Pamungkas 
Published: December 2022

Purpose: This study aims to evaluate and compare the awareness and perceptions of Islamic microfinance institutions and higher education institutions in Indonesia related to implementing Sharia Governance.

Theoretical framework: Academic and professional institutions can play an important role in promoting awareness and knowledge of Islamic banking and finance.

Design/methodology/approach: This study involved two criteria for a sample of respondents: standards from Islamic microfinance institutions, which include Baitul Maal wat Tamwil (BMT) also known as Islamic Microfinance Institutions and Badan Pembiayaan Rakyat Syariah (BPRS) known as Sharia Smallholder Financing Banks in DKI Jakarta province, as well as university students. Descriptive analysis using Likert scale-based questions was used in reviewing evaluations related to this study. The dyad perspective, which includes the view of microfinance institutions and higher education institutions, is needed in research to find out and compare awareness and perceptions between the two research objects related to knowledge about Sharia Governance.

Findings: Based on the studies that have been carried out, it can be concluded that there is still a lack of knowledge, information, and insight from students related to the implementation of Sharia governance compared to Microfinance Institutions.

Research, Practical & Social implications: We suggest for students to increase the information gap between students. Universities can also review the curriculum related to special courses that explain sharia governance.

Originality/value: The research focusing on the dyadic perspectives of the implementation of shariah governance according to Islamic Microfinance Institutions and Higher Education Institutions in Indonesia.
A University Control Systems Development Using the Strategic of Sustainability: Survey Study in the Iraqi Private Universities
Authors: Mahdi Nedhal Aziz , Abass Zeina Khdier 
Published: December 2022

Purpose: The research aims to try to develop university monitoring systems based on sustainable development indicators, by formulating a proposed path for the possibility of integrating its dimensions within the strategy of the Iraqi private universities.

Theoretical framework: The university's strategy is to fulfill its social responsibility towards society and the environment to achieve value for stakeholders associated with Iraqi universities in the long term.

Design/methodology/approach: The research sample they are final statements and financial reports issued by the Board of Supreme Audit for the number of private Iraqi universities; there are 30 universities. As well as management reports issued by the concerned authorities for universities in Baghdad for the Iraqi private universities in the capital for the period (2016.2017). The questionnaire was used as research tool;

Findings: Non-application of international accounting and auditing standards in private Iraqi universities, which highlights the lack of preparation of long-term reports in private Iraqi universities for sustainable development in future.

Research, Practical & Social implications: the sustainability report represents a structured presentation of the economic, environmental and social performance of the economic unit, thus helping to maximize the long-term value of the unit.

Originality/value: Presenting a proposed path for the Iraqi private universities to develop university control systems by integrating the university's strategy with the sustainability strategy