bluuebunny/crossref_metadata_2025_split huggingface dataset:
Penerapan Asas Proporsionalitas Dalam Perjanjian Kredit Berbasis Online
Authors: Pane Eryandi Putra 
Published: May 2022

Asas proporsionalitas dalam sebuah kontrak kredit online harus diperhatikan agar salah satu pihak tidak dirugikan hanya karena adanya kebebasan berkontrak antar kedua belah pihak dalam membuat suatu perjanjian karena pada dasarnya suatu perjanjian berawal dari suatu perbedaan kepentingan di antara para pihak. Untuk itu penelitian ini bertujuan untuk menganalisis penerapan asas proporsionalitas dalam perjanjian kredit online pada aplikasi x, dengan menggunakan penelitian hukum yuridis normatif dan bersifat deskriptif. Pendekatan penelitian yang digunakan yaitu pendekatan perundang-undangan dan pendekatan konsep. Data yang digunakan terdiri dari data sekunder yang dikumpulkan dengan teknik studi pustaka. Hasil penelitian menunjukkan, asas proporsionalitas dalam perjanjian kredit pada aplikasi x tidak diterapkan, hal tersebut dilihat dari dari fase prakontrak, pembentukan kontrak, dan pelaksanaan kontrak. Terlebih dapat dilihat dalam klausul-klausul yang dikemas dalam perjanjian kredit yang melemahkan posisi debitur.
Penerapan Undang-Undang Tindak Pidana Korupsi Terhadap Kejahatan Manipulasi Data Agunan Dalam Pengajuan Kredit Pada Bank BUMD
Authors: Hasibuan M. Harris Sofian , Kalo Syafruddin , Purba Hasyim , Mulyadi Mahmud 
Published: May 2022

Tujuan penelitian ini mengkaji tentang kedudukan Undang-Undang Pemberantasan Tindak Pidana Korupsi terhadap Undang-Undang Perbankan berdasarkan asas lex specialist sistematis, dan mengkaji keterkaitan keuangan negara didalam suatu kegiatan perbankan yang merupakan Badan Usaha Milik Negara/Daerah. Setelah itu, akan di analisis pula pertimbangan hakim dalam menerapkan Undang-Undang Pemberantasan Tindak Pidana Korupsi terhadap kejahatan manipulasi data agunan dalam pengajuan kredit pada Bank BUMD berdasarkan Putusan Nomor 103/Pid.Sus-TPK/2018/PN Mdn. Temuan menyatakan bahwa kedudukan UU Perbankan lebih didahulukan penerapannya daripada UUPTPK karena adanya asas Lex Specialist Systematis pada Pasal 14 UUPTPK yang menjadi suatu batasan dalam menerapkan UUPTPK sebagai pemidanaan. Keuangan BUMN/D perbankan berbadan hukum persero bukan lagi bagian dari Keuangan Negara. Keuangan Negara/Daerah sebagai modal pada BUMN/D adalah Penyertaan modal pemerintah pusat/daerah yang dialihkan kepemilikan kekayaan negara/daerah menjadi kekayaan yang dipisahkan sebagai modal pada BUMN/D karena harus mempunyai kekayaan sendiri terlepas dari pada kekayaan umum Negara/Daerah. Meskipun terdakwa adalah orang melakukan perbuatan secara sengaja, namun peneliti tidak sependapat terhadap putusan yang diberikan Majelis Hakim kepada Terdakwa, karena perbuatan terdakwa terjadi dalam ruang lingkup Perbankan sehingga perbuatan terdakwa hanya merugikan keuangan Bank bukan keuangan Negara, serta tidak sesuai dengan asas Lex Specialist Systematis yang terdapat pada Pasal 14 Undang-Undang Pemberantasan Tindak Pidana Korupsi.
Strategic Flexibility and its Impact on Raising the Performance of Banks
Authors: Mohsin Hayder Jerri , Al-Frijawy Jawad , Hameed Ahmed Talib , Hani Laith Yousef Bani , Al-Alawnh Noor Aldeen Kassem 
Published: May 2022

Strategic issues are the core of the work of business organizations and occupy the main pillar of the work of commercial banks, whose fields of work and their competitive environment have developed. Strategic flexibility has become an urgent and binding issue for the commercial banking sector to keep pace with environmental changes and developments and raise the performance of banks to keep pace with environmental developments. The research aims to delve into two very important variables by doing The commercial banking sector, which is flexibility The strategy and performance of the banks. Six commercial banks were chosen to be happy with the research (Baghdad, Iraqi investment, Gulf, investment development, Al-Mansour, Babylon). A member of bank managers, people's officials, and accountants in commercial banks. The data were subjected to statistical analysis by applying the statistical program (spss). The results demonstrated an impact on the overall level of the two variables. The study (strategic flexibility, bank performance) The findings revealed the existence of relationships between (banking service flexibility, competitive flexibility, investment flexibility, and human resource flexibility). And bank performance at the sub-dimension level (financial dimension, customer dimension, internal operations dimension, education and growth dimension). The study came to a set of conclusions and suggestions.
"Let's Put the Background to the Foreground" - nostalgi, turisme og iscenesættelse af en dansk kolonial fortid på de tidligere vestindiske øer
Authors: Østegaard Hansen Pernille 
Published: May 2022

“LET’S PUT THE BACKGROUND TO THE FOREGROUND” - NOSTALGIA, TOURISM AND THE EVOCATION OF A DANISH COLONIAL PAST ON U.S. VIRGIN ISLANDS
When Denmark in 1917 sold the West Indies to the United States, official Danish colonialism came to an end. However, the transfer of the islands did not break Danish ties to its former colony. Instead, a group of Danish companies on the islands materialised the idea of an affective bond between the former colony and Motherland. Accordingly, ‘Island Danes’ on and off the islands expressed productive nostalgia and contributed to the creation of a space for tourism on the islands in the decades after 1917. For returnees to Denmark the nostalgia was often amplified. Through their heavy involvement in memory work, they came to form the national-romantic narrative of the colonial past in Danish public memory. Moreover, their efforts to remember – and remind Danes of - the history of Denmark on the islands, became entangled with the islands’ tourism strategy – developed by an inspired Danish tourist chief, and effected in part by the associations Friends of Denmark and The Danish West Indian Society. This way, by reproducing the past and staging a Danish culture on the islands, they indirectly attempted to take ownership over the history of the islands.
Det stof som middelalderen er gjort af – Om Game of Thrones-tapetets middelaldermediering
Authors: Preisler Skovgaard Ane 
Published: May 2022

The Game of Thrones Tapestry is a hand-woven and hand-embroidered tapestry which depicts key moments from the HBO TV series Game of Thrones in the style of the Bayeux Tapestry. By analysing particular aspects of its imagery and materiality, the article states that the Game of Thrones Tapestry confirms the way that the Middle Ages are also depicted in the TV series as a time of brutality, barbarism and permeable grotesque bodies, or in short, as the contrast to Modernity. With reference to Art historian Hans Belting’s image theory, it is suggested that one way in which the tapestry confirms this idea of the Middle Ages is through the properties of its medium because as a symbolic body it resembles the Grotesque Body by being permeable and transformable. Because of the tapestry’s ability to mediate the conception of the Middle Ages that characterises the fictional world of Game of Thrones in general, the article proposes that the tapestry can be regarded as a very suitable medium for the images of Game of Thrones which may also explain why this tapestry was created.
Modernitetens sine qua non – Islamisk middelalderfilosofi og moderne reformisme
Authors: Gori Olesen Mattias 
Published: May 2022

The trope that modern Europe , emerging from its Dark Ages, is indebted to the Islamic Middle Ages is widespread. The article traces this ‘Islamic medievalism’ back to Muslim discourses of the late 19th and early 20th century. Focusing on the Egyptian intellectual Muhammad Lutfi Jum’a’s (1886-1953) portrayal of medieval Islam and its philosophers as well as his mobilization of these within a reformist ideology, it argues the following: Firstly, that Jum’a’s medievalism, perceiving medieval Islamic philosophy as the sine qua non of European modernity, is indebted to readings of European orientalist histories of philosophy, demonstrating how medievalism emerged from a global discursive formation. Secondly, that Jum’a mobilized the medievalist argument and the philosophers to argue for the possibility of an alternative counter-modern Muslim and Eastern modernity where the materialist and disenchanting tendencies of European modernity are negated – a vision he shared with other so-called Easternist thinkers, who conceived of Muslim countries as belonging to a broader East ranging from North Africa to Japan.
Taxonomic and functional alterations in the salivary microbiota of children with and without severe early childhood caries (S-ECC) at the age of 3
Authors: Tang Zhe , Xu Wenyi , Zhou Zhifang , Qiao Yanchun , Zheng Shuguo , Rong Wensheng 
Published: May 2022

Background
Primary dental caries is the most prevalent oral disease among preschool children, which can cause severe damage to teeth and even affect the mental well-being of children. Various studies have demonstrated that the oral microbiome plays a pivotal role in the onset and development of dental caries. However, it remains uncertain about the key microbial markers associated with caries, owing to the limited evidence.

Methods
Fifteen S-ECC children and fifteen healthy controls were selected from three-year-old children in this study. Their clinical data and oral saliva samples were collected. Shotgun sequencing was conducted to investigate the microbial differences and the relevant functions between the two groups.

Results
We observed no apparent difference in oral microbial community diversity between the two groups. Still, at the genus/species levels, several characteristic genera/species such as Propionibacterium, Propionibacterium acidifaciens, Prevotella denticola, Streptococcus mutans and Actinomyces sp. oral taxon 448/414 increased significantly in S-ECC children, compared with the oral health group. Furthermore, we found that functional pathways involving glycolysis and acid production, such as starch and sucrose metabolism, fructose and mannose metabolism, glycolysis/gluconeogenesis, were prominently up-regulated in the high-caries group.

Conclusions
Our study showed that dental caries in children were associated with the alterations in the oral microbiota at the composition and functional levels, which may potentially inspire the exploration of microbial diagnosis or therapeutic treatments.
Label‐Free Detection and Translocation Dynamics Study of Single‐Molecule Herceptin Using Solid‐State Nanopores
Authors: Hu Rui , Lu Wenlong , Wei Guanghao , Nan Hexin , Li Juan , Zhao Qing 
Published: May 2022

AbstractHerceptin (or trastuzumab) is an important therapeutic monoclonal antibody (mAb) used in the treatment of HER2‐positive breast cancer. Real‐time counting and characterization of Herceptin is a fundamental step in the field of disease‐related diagnosis and therapy. Solid‐state nanopore‐based biosensors have been proved to hold great potential in characterizing the properties of proteins at the single‐molecule level for in vitro diagnosis. Here, the label‐free detection and detailed translocation dynamics study of Herceptin using solid‐state nanopores are demonstrated. By constricting nanopore size close to the size of Herceptin, the detection sensitivity and temporal resolution have been significantly improved, allowing the delicate probing of the structural information of single‐molecule Herceptin. Therefore, three types of Herceptin translocation events are identified through nanopores, single‐level, multi‐level and spike‐like events, emerged at different voltages regimes, indicating the unfolding kinetics of Herceptin under electric field. The potential influence of a high electric field on complex biomolecules is highlighted and a novel prospective platform is provided for label‐free detection of single‐molecule therapeutic monoclonal antibodies via solid‐state nanopores as a miniaturized biomedical device.
Near‐Direct Band Alignment of MoTe2/ReSe2 Type‐II p‐n Heterojunction for Efficient VNIR Photodetection
Authors: Jaffery Syed Hassan Abbas , Dastgeer Ghulam , Hussain Muhammad , Ali Asif , Hussain Sajjad , Ali Muhammad , Jung Jongwan 
Published: May 2022

AbstractVisible near infrared (VNIR) transition‐metal dichalcogenides (TMDs) photodetectors have attracted attention due to their unique electronic and optoelectronic properties. Herein, the photodetection performance of a novel MoTe2/ReSe2 van der Waals heterojunction (vdW HJ) diode is studied in the VNIR region. Density functional theory calculations reveal the formation of type‐II band alignment, which is beneficial for the design of a MoTe2/ReSe2 HJ diode with better optoelectronic properties. A superb rectification ratio of ≈1 × 104 is obtained via gate engineering, in which the ambipolar nature of MoTe2 enables a transition from p+–i to n–n+ state. In addition, the diode exhibits an excellent figure of merit for photodetection. The excellent diode performance is demonstrated by a high responsivity of 5.6 × 102 A W−1, an excellent detectivity of 8.1 × 1013 jones, and an external quantum efficiency of 9.5 × 102. Moreover, fast rise and decay times of 2 and 4 ms, respectively, are observed under illumination. The significant improvement is attributed to the combination of an intra‐TMD band‐to‐band transition and an inter‐TMD charge transfer process in the MoTe2/ReSe2 vdW HJ. This study provides an opportunity for advancing the prospects of TMDs in next generation optoelectronics.
Temperature‐Dependent Fatigue Characterization of Flexible Cellulose Nanocrystal Strain Sensor
Authors: Huang Bing‐jing , Li Zhen‐hai , Li Jian‐Chang 
Published: May 2022

AbstractThe flexible cellulose nanocrystal (CNC) strain sensors have gained attention owing to their great promising in human motion detection, electronic skin, and soft robotics. However, the effect of bending on the mechanical performance of the sensor altered by the variation of temperature is a key limitation to their potential. Here, the temperature‐dependent bending fatigue of the CNC‐graphene oxide‐Ag nanoparticles (NPs) strain sensor is systematically investigated, in which the sensitivity of the sensor is attenuated to 20% with the decreasing temperature from 30 to −30 °C after bending over 10 000 times. The finite element studies and theoretical calculations indicate that the interfacial crack can be caused by the stiffness mismatch between the Ag NPs and CNC at different temperatures. Under room temperature, the destruction and recombination of the hydrogen bonds network at the interfacial crack can effectively increase the dissipation of energy and hinder the development of cracks with repetitive bending stress. However, under low temperature, such recombination processes are broken by the formation of ice crystals in the CNC/Ag NPs interfacial cracks. The ice crystals accelerate the crack propagation and eventually make the CNC sensor suffer from deterioration.
Novel Graphene‐Based Foam Composite As a Highly Reactive Filter Medium for the Efficient Removal of Gemfibrozil from (Waste)Water
Authors: Khalil Ahmed M. E. , Han Lei , Maamoun Ibrahim , Tabish Tanveer A. , Chen Yu , Eljamal Osama , Zhang Shaowei , Butler David , Memon Fayyaz A. 
Published: May 2022

AbstractGraphene‐based materials have emerged as alternative adsorbents, but their success in removing pharmaceutical contaminants has been limited due to degradation caused by restacking and limited control over their sizes and porosities. Driven by this issue, in the current study, to counteract the restacking behavior, graphene sheets are supported on a thread/rod‐like matrix structure in a boron nitride foam material, and a novel porous composite foam‐supported graphene is synthesized. The as‐prepared novel composite offers extraordinary features, such as high absorption kinetics, large available surface area, high porosity (>98%), ecofriendliness and cost‐effective synthesis, and excellent affinity to emerging pharmaceutical contaminants. When batch‐testing graphene‐based foam material and porous graphene nanosheets to remove gemfibrozil (GEM) from wastewater samples, rapid adsorption kinetics (<5 min) are exhibited by the graphene‐based foam. Column filter studies are conducted for both materials to test their performance in removing GEM from distilled water, synthetic graywater, and actual wastewater. Overall, the foam composite‐based filter marginally outperforms the sand‐supported graphene filter and significantly outperforms the unsupported graphene filter. A numerical MATLAB model is developed to simulate the reactive solute transport of GEM influent through the foam filter. Also, a formal sensitivity analysis is conducted to identify the key parameters influencing the model results.
All 3D Printing Shape‐Conformable Zinc Ion Hybrid Capacitors with Ultrahigh Areal Capacitance and Improved Cycle Life
Authors: Liu Yu , Zheng Shuanghao , Ma Jiaxin , Wang Xiao , Zhang Liangzhu , Das Pratteek , Wang Kai , Wu Zhong‐Shuai 
Published: May 2022

AbstractAqueous zinc ion hybrid capacitors (ZIHCs) with notable advantages like cost‐effectiveness and safety are promising new‐generation electrochemical energy storage devices (EESDs). However, unsatisfactory areal capacitance, zinc dendrites, and rigid form factor of typical aqueous ZIHCs impede their further practical applications. Herein, a protocol is developed for 3D‐printing shape‐conformable ZIHCs, including hierarchically porous microlattice cathode, metal anode stabilizer, quasisolid gel electrolyte, and plastic packages, through direct ink writing and fused deposition modeling methods. Among these components, microlattice cathodes with a high mass loading density of 22.8 mg cm−2 effectively improve the areal capacitance of ZIHCs, and the metal anode stabilizer sufficiently inhibits dendritic growth to prolong the cycle life of ZIHCs. As a result, the obtained all 3D‐printed ZIHCs deliver a high areal capacitance of 4259 mF cm−2 as well as a considerable energy density of 1514 μWh cm−2, surpassing most reported ZIHCs. The 3D‐printed metal anode stabilizer endows ZIHCs with better cycling stability with almost no capacitance loss after 10 000 cycles. Impressively, the ZIHCs can easily be manufactured into shape‐conformable devices encapsulated by 3D‐printed polylactic acid package, demonstrating their viability. Therefore, this all 3D‐printing strategy provides a general and innovative methodology for constructing customized EESDs.
A Novel Solid Oxide Electrolysis Cell with Micro‐/Nano Channel Anode for Electrolysis at Ultra‐High Current Density over 5 A cm−2
Authors: Cao Junwen , Li Yifeng , Zheng Yun , Wang Shubo , Zhang Wenqiang , Qin Xiangfu , Geng Ga , Yu Bo 
Published: May 2022

AbstractSolid oxide electrolysis cells (SOECs) are regarded as promising candidates for the next generation of energy conversion device due to their extremely high conversion efficiency. However, the electrolysis current density should be further increased to meet the demands of large‐scale industrial application in the future. Here, a novel anode configuration for SOEC is reported that achieves an ultra‐high current density of 5.73 A cm−2 for at least 4 h. To the best of the authors’ knowledge, such current density surpasses the record of present state‐of‐the‐art research. The unique stability under such high current density is attributed to the novel SOEC constructed with a La0.6Sr0.4CoO3−δ anode catalyst nano‐layer to promote oxygen generation, vertically aligned micro channel anode scaffold to accelerate oxygen release, and integrated anode–electrolyte interface to improve the interfacial strength. The novel SOEC successfully demonstrates stable steam electrolysis under an ultra‐high current density of 5.96 A cm−2 at 800 °C under the constant operating voltage of 1.3 V, corresponding to a hydrogen production rate of 2.5 L h−1 cm−2.
Management and organization construction status and development suggestions of aged‐friendly medical institutions in mainland China
Authors: Geng Hongli , Wang Qiuyun , Cui Jinlong , Gu Qiuyan , Long Jianjun 
Published: May 2022

AbstractThe increasing number of regions have begun to construct age‐friendly medical institutions to further promote the “successful aging” of the elderly in mainland China. This study deeply analyzes the development status of age‐friendly medical institutions abroad and describes the policies, research, evaluation, and certification of different countries. This study focuses on the current construction status of age‐friendly medical institutions in mainland China. With the issuing of several national policies, mainland China has established a top‐down system for the construction of age‐friendly medical institutions, which has been gradually implemented in the actions of medical institutions. On the whole, the goal and evaluation standard are clear and the action is rapid. However, it also faces many challenges and problems. This study puts forward various suggestions for the construction of age‐friendly medical institutions, such as increasing manpower and financial investment and carrying out evidence‐based research. In particular, we should pay attention to promoting a bottom‐up construction system, understand the actual needs of the elderly, pay attention to the personal experience of the elderly, and fully mobilize the active and full participation of the whole society.
Genetic testing to gain diagnostic clarity in neurofibromatosis type 2 and schwannomatosis
Authors: Burns Rebecca , Niendorf Kristin , Steinberg Kathleen , Mueller Amy , Ly Ina , Jordan Justin T. , Plotkin Scott R. , Hicks Stephanie R. 
Published: May 2022

AbstractNeurofibromatosis type 2 (NF2) and schwannomatosis (SWN) have distinct genetic etiologies but overlapping phenotypes. Genetic testing may be required for accurate diagnosis, which is critical for determining prognosis, screening recommendations, and treatment options. Our study aimed to compare the efficacy of germline‐only versus paired (germline and tumor) genetic testing for clarifying the diagnosis in patients with features of NF2 and SWN. We performed a retrospective chart review of patients referred for NF2/SWN genetic testing at Massachusetts General Hospital from 2015 to 2020. Logistic regression analysis was performed to assess factors associated with diagnostic clarity. Overall, paired testing had 8.5 times greater odds of providing diagnostic clarity than germline‐only testing (p < 0.01). Among patients who underwent paired testing, those who had analysis of two or more tumors had the greatest likelihood of gaining diagnostic clarity, with odds 13 times greater than patients who underwent germline‐only testing (p < 0.01). Paired testing with analysis of one tumor significantly increased the odds of diagnostic clarity over germline‐only testing by a factor of 6.5 (p < 0.01). These results have implications for genetic testing strategies and counseling patients about genetic testing utility. They also support the routine use of testing in individuals with suspected NF2 or SWN and improved insurance coverage for paired testing within this population.
Cosmic microwave background anisotropies seeded by incoherent sources
Authors: Riazuelo A. , Deruelle N. 
Published: May 2022

AbstractThe cosmic microwave background anisotropies produced by active seeds, such as topological defects, have been computed recently for a variety of models by a number of authors. In this paper we show how the generic features of the anisotropies caused by active, incoherent, seeds (that is the absence of acoustic peaks at small scales) can be obtained semianalytically, without entering into the model dependent details of their formation, structure and evolution.