bluuebunny/crossref_metadata_2025_split huggingface dataset:
Analisis Sistem Pengelolaan Keuangan Pembiayaan Syariah Dengan Akad Murabahah
Authors: Riyani Ade , Pratama Gama , Surahman Surahman 
Published: July 2022

Baitul Mal wa Tamwil (BMT), the general role of BMT is to finance in accordance with Sharia law. This study aims to determine how the financial management system of Islamic financing with murabahah contracts at KSPPS NU Artha Berkah. This study uses qualitative research with data collection techniques used are interviews or interviews, documentation and recording. The results of this study are that the murabahah contract is one of the most dominant contracts in KSPPS NU Artha Berkah. Among its products are funding and financing products. In non-performing financing or bad loans, it is known from an NPF of 3.78%, so to avoid this the KSPPS uses the 5C principle, namely Character, Capacity, Capital, Collateral, and Condition
Abstrak
Baitul Mal wa Tamwil (BMT), peran umum BMT adalah membiayai sesuai dengan hukum Syariah. Penelitian ini bertujuan untuk mengetahui bagaimana sistem pengelolaan keuangan Pembiayaan syariah dengan akad murabahah pada KSPPS NU Artha Berkah. Penelitian ini menggunakan penelitian kulitatif dengan teknik pengumpulan data yang digunakan adalah wawancara atau interview, dokumentasi dan pencatatan. Hasil penelitian ini adalah bahwa akad murabahah termasuk salah satu akad yang paling dominan di KSPPS NU Artha Berkah. Diantara produk-produknya antara lain produk pendanaan dan pembiayaan. Dalam pembiayaan bermasalah atau kredit macet diketahui dari NPF 3,78%, sehingga untuk menghindarinya pihak KSPPS menggunakan prinsip 5C, yaitu Character, Capacity, Capital, Collateral, dan Condition
Strategi Dalam Menghimpun Dana Zakat, Infaq Dan Shodaqoh
Authors: Pratama Gama , Novita Novita , Aziz Abdul 
Published: July 2022

This study aims to determine how the strategy for collecting zakat, infaq and shodaqoh funds at Laznas PPPA Daarul Qur’an Cirebon. The method used in this research is to use qualitative research methods, the data analysis method used in this research is descriptive analysis method, the data collection method used in this research is to use interview techniques or interviews and observation. From the results of the research, it is known that there are strategies implemented by Laznas PPPA Daarul Qur’an Cirebon, namely as follows: 1) Determining the purpose of the amount of fund raising to be achieved, 2) Making plans for activities and programs that are currently, 3) Making budget plans for activities, 4) Make a calendar of work activities, 5) Make a calendar of activities, 5) Monitor and evaluate regularly, UPZ, Corporate Zakat/CSR, and Activities carry out routine monitoring and evaluation, what has been done and the amount. To obtain zakat, infaq and shodaqoh funds, Laznas PPPA Daarul Qur’an, has 2 strategies, namely: 1) Directly (Offline) by conducting, Tellefundraising, Program Cooperation, Fundraising Events Cooperating with da’wah institutions, Opening donation service outlets, Distributing brochures contains programs owned by Laznas PPPA Daarul Qur’an).
Abstrak
Penelitian ini bertujuan untuk mengetahui bagaimana strategi penghimpunan dana zakat, infaq dan shodaqoh di Laznas PPPA Daarul Qur’an Cirebon. Metode yang digunakan dalam penelitian ini adalah menggunakan Metode penelitian kualitatif, metode analisis data yang digunakan pada penelitian ini dilakukan dengan metode analisis deskriptif, metode pengumpulan data yang digunakan dalam penelitian ini adalah menggunakan teknik interview atau wawancara dan observasi. Dari hasil penelitian diketauhi bahwa ada strategi yang diterapkan oleh Laznas PPPA Daarul Qur’an Cirebon yaitu sebagai berikut: 1) Menentukan tujuan besarnya nilai penghimpunan dana yang akan dicapai, 2) Membuat rencana kegiatan dan program yang sedang berjalan, 3) Membuat rencana anggaran kegiatan, 4) Membuat kalender kegiatan kerja, 5) Mengidentifikasi sumber-sumber pendanaan, sumber sumber pendanaan bisa berupa, Personal (Retail), UPZ, Zakat Perusahaan/CSR, dan Event Melakukan monitoring dan evaluasi secara rutin, terhadap apa yang telah dikerjakan dan besarnya. Untuk memperoleh dana zakat, infaq dan shodaqoh Laznas PPPA Daarul Qur’an, memiliki 2 strategi yaitu: 1)Secara Langsung (Offline) dengan melakukan, Tellefundraising, Kerjasama program, Fundraising EventMelakukan kejasama dengan lembaga dakwah, Membuka gerai layanan donasi, Membagikan brosur yang berisikan prograng-program yang dimilki oleh Laznas PPPA Daarul Qur’an).
Exploring Funding Models in ‘’No-Fee’’ Schools in Cape Town: Evidence from Selected Public Primary Schools.
Authors: Beyonyi Eugene Y 
Published: July 2022

Purpose: The explicit goal of education funding policy is to raise educational standards by addressing historical financial disparities. This study, explored the funding models in three no-fees public primary schools within the Western Cape Education Department in Cape Town. The specific objective of this study was to explore and discuss the funding models’ initiatives of schools in resources scarce communities in Cape Town.
Methodology: A qualitative research model was adopted for the investigation. Semi-structured guided questions were used to obtain the data. Using intentional sampling, which selects individuals based on their backgrounds and expertise, a total of nine people was recruited. Three school principals, three chairs of the governing body, and three administrators of the school's finances made up the group of participants. Due to the COVID-19 pandemic, data were recorded using telephone conversations. The researcher used a thematic data analysis approach to analyse the data after recording and meticulously transcribing the talks. Individual interviews, participant data, and document analysis were all merged by the researcher in order to make the research conclusions credible.
Findings: As a result, it was determined whether the information from the case study and the interviews headed in the same direction. Additionally, the researcher gave each participant a chance to confirm that the facts were what they had provided as data. The study indicated that despite receiving 75% of their income from the government, certain no-fee public primary schools still had a high level of resource reliance. A sizeable part of school funding—25%—comes from voluntary donations. The funding attempts, however, have not succeeded in bringing in the money the schools sorely need. Due to government rules, schools feel they have too little money left over and are unable to make significant improvements. The study also showed that fundraising campaigns have an impact on education since they interfere with class time. Additionally, the study demonstrates that learner’s social competition has increased as a result of selling products on campus to raise extra money since learners whose parents cannot afford it do not want to feel afraid or humiliated.
Recommendations: Selected schools should raise funds using stronger and more innovative funding initiatives rather than traditional, hands-on approaches. The government should rethink amending schooling policies to legally accord schools to collect fees, since studies show that parents in low-resource communities are removing their children from low-resource schools to well-resource schools. Governments also need to rethink school policy changes to give schools the flexibility to make significant budget changes.
Financial Literacy and Financial Inclusion: A positivist view of Proprietors of Small and Medium Enterprises in Fort Portal City, Western Uganda
Authors: Kobugabe Christine , Rwakihembo John 
Published: July 2022

Purpose: The study aimed at examining the relationship between financial literacy and financial inclusion among proprietors of SMEs in Fort portal City, Western Uganda.
Methodology: The study was anchored on a positivist paradigm, adopting cross-sectional and correlational designs. One hundred sixty-five proprietors of small and medium enterprises (SMEs) were purposively selected from 297 proprietors of registered SMEs operating in all Divisions of Fort Portal City in Western Uganda. Data were collected using a structured self-administered questionnaire from the proprietors who formed the unit of inquiry per SME. Pearson correlation and standard regression were used as the primary data analysis techniques.
Findings: The study established that financial literacy is significantly positively associated with financial inclusion. Financial literacy accounted for 28% of the variance in financial inclusion among proprietors of SMEs in Fort Portal City.
Unique contribution to theory, practice, and policy: The study uniquely contributes to financial inclusion literature by providing further evidence on the positive relationship between financial literacy and financial inclusion among proprietors of SMEs in Fort Portal city, Western Uganda. The study findings have supported the financial literacy theory of financial inclusion, which assumes that “financial literacy increases people’s willingness to participate in the formal financial sector.” It was recommended that proprietors of small and medium enterprises orient their strategic decisions towards increasing their financial literacy to improve their financial inclusion.
Audit Committee Independence and Financial Performance: A Quantitative Assessment of Private Limited Companies In Uganda
Authors: Rwakihembo John , Kamukama Nixon , Nsambu Fredrick Kijjambu 
Published: July 2022

Purpose: Correlation of the financial performance and audit committee independence of private limited companies is the grounds that the study sought to explore.
Methodology: The questionnaire was used to gather measurable data by utilising a cross-sectional strategy from the 394 companies picked in central as well as Western Uganda. Two methodologies, correlation and regression tactics, were deployed to carry out analytical, empirical data processing.
Findings: Nonetheless, the study did not find any connection between the financial performance and audit committee independence of private limited companies institutions in Uganda.
Recommendation: The study therefore endorses a blended structure of directors not only in executive posts to constitute an auditing committee. Consequently, this would eradicate information asymmetry and ensure flawless monitoring of management.
Analysis and Risk Assessment of Insulin-Potentiating Elements in Addua (Balanites Aegyptiaca) Leaf, Seed and Bark.
Authors: Sympa Audu Haruna , Lookman Balogun Oladimeji , Muhammad Sambo Sani , Adeshina Ogunleye Jelil , Umar Maigari Maryam 
Published: July 2022

Purpose: This study investigated certain trace elements having therapeutic properties related to diabetes mellitus and to look into the health risk assessment of the elements. The investigated samples were the bark, leaf and seed of Balanites aegyptiaca, desert date (Addua). These plants are traditionally used in the management of diabetes in Eritrea, Egypt, and Ethiopia.
Methodology: The elemental analysis was conducted using Flame Emission Photometer and Atomic Absorption Spectroscopy (AAS) techniques. The accuracy of the methods was verified using in-house reference materials (CRMs) and no significant differences were observed between the measured and certified values.
Findings: The analysis displayed variable concentrations of the different trace elements found to be in the permissible limit defined by WHO. The metals are in the order of decreasing concentrations in the bark sample K > Ca > Mg > Co > Fe > Cu > Zn > Mn. In the leaf, the ranking order is K > Ca > Mg > Fe > Zn > Mn. The seed sample appeared in the order K > Ca > Mg > Fe > Zn > Mn. The THQ for the non-carcinogenic risk were all < 1 for all metals and the various exposure pathways. The trend is same for HI for both children and adults. This is a pointer to the fact that no immediate danger due to presence of potential carcinogens. Furthermore, the study revealed the order of pathway in the following decreasing order HIingestion > HIdermal > HIinhalation and most of all, the HI values for adults generally higher than that of the children. However, this suggests that adults are at greater risks of and could be more susceptible to potential carcinogenic risk from continual exposure.
Recommendation: The findings calls for concern on the regular use of some of the infusion from this plant.
Value Creation and Firm Innovativeness of Small and Medium-Sized Enterprises in Ogun State, Nigeria
Authors: Akpa V O , Shodunke O O , Makinde O G , Nwankwere  I A 
Published: July 2022

Background: Small and medium-sized enterprises are globally viewed as an important force driving economic development and employment creation in both developing and developed countries, which is well acknowledged. However, the performance of SMEs in developed and developing economies has been slow and in some cases even collapsed due to a number of challenges such as the inability to respond to rapidly changing market demand, technical advancements, and capacity constraints related to knowledge, innovation and creativity all of which have negatively impacted on SMEs' performance leading to inability to sustain SMEs competitive advantage, decline in sales-growth, profitability and reduced innovative-capability. Extant studies have attempted to elucidate on the challenges of SMEs and the attendant supposed solutions, conversely, most of the extant research focus more on developed countries than developing countries such as Nigeria.
Purpose: This study examined the effect of value creation on firm innovativeness of small and medium-sized enterprises in Ogun State, Nigeria.
Methodology: The study adopted a survey research design. The population was 2,465 registered small and medium scale enterprises in Ogun State, Nigeria. A sample size of 432 was determined using Cochran formula. Proportionate stratified sampling technique was adopted. A validated questionnaire was used to collect data. Cronbach’s alpha reliability coefficients for the constructs ranged from 0.79 to 0.92. The response rate was 87.9%. Data were analyzed using descriptive and inferential statistics.
Findings: Findings revealed that value creation components had significant effect on innovativeness (Adj.R2 = 0.792; F (3,407) = 522.888, p < 0.05). The study concluded that value creation had a significant effect on firm innovativeness of SMEs in Ogun state, Nigeria.
Recommendation: The study recommended that value creation components enhanced small and medium enterprises’ innovativeness and therefore, owners/managers should continually create value in other to enhance SMEs innovativeness.
Resource Allocation and Innovativeness of Selected SMEs in Lagos State, Nigeria.
Authors: Odusote O Y  , Akpa V O  
Published: July 2022

Purpose: Small and medium scale enterprises (SMEs) play an essential role in the maintenance of a stable and viable economy, such as continuous employment creation. Besides, by cooperation, SMEs play a significant role in the production process by providing raw materials for large organisations to aid smooth operations. To support SMEs, efforts have been tailored towards ensuring that SMEs can compete favourably amongst themselves and perform at par if not better than their counterparts in other countries. However, in developing countries such as Nigeria, SMEs are seen to be struggling with poor innovativeness. It is observed that the innovativeness of Nigerian SMEs has been in a huge decline and has been attributed to factors such as poor resource allocation. Therefore, this study examined how resource allocation affects innovativeness of SMEs in Lagos State, Nigeria.
Methodology: The study adopted a survey research design. The population of the study was 8,396 owners and managers which is the total number of registered SMEs in Lagos State, Nigeria. A sample size of 481 owner/managers of SMEs sampled using the researcher advisors table of sampling. Data was collected using a valid and reliable questionnaire with a Cronbach alpha value greater than 0.7. Data were analyzed using both descriptive and inferential tools. Linear, Multiple and Hierarchical Regression Analysis were used to determine the effect of the variables using Statistical Package for Social Science (SPSS) version 25.0.
Findings: The study revealed that resource allocation had significant effect on innovativeness in selected SMEs in Lagos State, Nigeria (β = .290, t = 7.163, R2 = 0.098, p < 0.05). The study concluded that resource allocation affects innovativeness in selected small and medium scale enterprises in Lagos, State, Nigeria.
Recommendation: The study recommended that SMEs should focus on a better approach to managing and allocating their resources. This will help to ensure that innovation is resource-driven and can have the tendency on ensuring productivity improvement.
Pengaruh Kepuasan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan pada Klinik Hamami Palembang
Authors: Plorania Anggita 
Published: July 2022

Abstract
This study aims to inspect the effect of job satisfaction and work motivation on employee performance at the Hamami Clinic in Palembang. The sample was selected using a saturated sample technique. Data from 30 respondents were collected through a questionnaire. This study applied multiple linear regression methods to analyze data. The result evinces that simultaneously job satisfaction and work motivation have a significant and positive effect on employee performance. This insight is can benefit Hamami Clinic. To improve employee performance, the clinic leaders should optimize job satisfaction and motivation.
Abstrak
Penelitian ini bertujuan untuk menginspeksi pengaruh kepuasan kerja dan motivasi kerja terhadap kinerja karyawan di Klinik Hamami Palembang. Sampel dipilih menggunakan teknik sampel jenuh. Data 30 responden dikumpulkan melalui kuesioner. Studi ini mengimplementasikan metode regresi linier berganda untuk menganalisis data. Hasil analisis menunjukkan bahwa secara simultan kepuasan kerja dan motivasi kerja berpengaruh signifikan dan positif terhadap kinerja karyawan. Temuan ini bermanfaat bagi Klinik Hamami Palembang. Untuk meningkatkan kinerja karyawan, maka pemimpin klinik sebaiknya mengoptimalkan kepuasan dan motivasi kerja.
Pengaruh Work from Home terhadap Kinerja Guru SD Negeri 27 Palembang pada Masa Pandemi Covid-19
Authors: Vania Dera Tita , Marnisah Luis , Purnamasari Endah Dewi 
Published: July 2022

Abstract
This study aims to analyze the effect of work from home on the performance of teachers in SD Negeri Palembang City. Data of 27 respondents were collected through questionnaires and analyzed using the simple linear regression method. The result unveils that work from home has a significant and positive effect on teacher performance. In theory, this study enriches the literature on teacher performance during the Covid-19 pandemic. In practical terms, the finding in this study may be deployed as a basis for the government and policy makers to improve the performance of primary teachers in Indonesia during the pandemic.
Abstrak
Penelitian ini bertujuan untuk mengetahui apakah ada pengaruh work from home terhadap kinerja guru SD Negeri Kota Palembang. Jumlah sampel dalam penelitian ini berjumlah 27 orang karyawan. Teknik pengumpulan data dalam penelitian ini adalah dengan cara kuesioner. Data dianalisis dengan menggunakan model analisis regresi linier sederhana. Berdasarkan hasil uji t dengan spss antara work from home (X) terhadap produktivitas kerja (Y) didapatkan angka t hitung sebesar 2,223 dengan nilai signifikansi (0,05/2= 0,025), maka dapat disimpulkan bahwa work from home secara parsial berpengaruh positif dan signifikan terhadap kinerja Guru. Karena t hitung> t table (2,223>2,05954) maka Ho ditolak. Berdasarkan signifikansi, jika signifikansi <0,05 maka Ha diterima, dan jika signifikansi >0,05 maka Ha ditolak dan Ho diterima. Karena signifikansi pada hasil uji t kurang dari 0,05 (0,036 < 0,05) maka Ha diterima da Ho ditolak.
Development of a Rasch-Calibrated Test for Assessing Implied Meaning in Patients With Schizophrenia
Authors: Lee Shih-Chieh , Chen Kuan-Wei , Huang Chien-Yu , Li Pei-Chi , Hsieh Ton-Lin , Lee Ya-Chen , Hsueh I-Ping 
Published: July 2022

Abstract
Importance: Patients with schizophrenia tend to have severe deficits in theory of mind, which may limit their interpretation of others’ behaviors and thereby hamper social participation. Commonly used measures of theory of mind assess the ability to understand various social situations (e.g., implied meaning or hinting, faux pas), but these measures do not yield valid, reliable, and gender unbiased results to inform interventions for managing theory-of-mind deficits. We used understanding of implied meaning, which appears to be a unidimensional construct highly correlated with social competence, as a promising starting point to develop a theory-of-mind assessment.
Objective: To develop a Rasch-calibrated computerized test of implied meaning.
Design: Cross-sectional design.
Setting: Psychiatric hospitals and community.
Participants: 344 participants (240 patients with schizophrenia and 104 healthy adults).
Results: We initially developed 27 items for the Computerized Implied Meaning Test. After inappropriate items (12 misfit items and 1 gender-biased item) were removed, the remaining 14 items showed acceptable model fit to the Rasch model (infit = 0.84–1.16; outfit = 0.65–1.34) and the one-factor model (comparative fit index = .91, standardized root mean square residual = .05, root-mean-square error of approximation = .08). Most patients (81.7%) achieved individual Rasch reliability of ≥.90. Healthy participants performed significantly better on the test than patients with schizophrenia (Cohen’s d = 2.5, p &lt; .001).
Conclusions and Relevance: Our preliminary findings suggest that the Computerized Implied Meaning Test may provide reliable, valid, and gender-unbiased results for patients with schizophrenia.
What This Article Adds: We developed a new measure for assessing theory-of-mind ability in patients with schizophrenia that consists of items targeting the understanding of implied meaning. Preliminary findings suggest that the Computerized Implied Meaning Test is reliable, valid, and gender unbiased and may be used in evaluating patients’ theory-of-mind deficits and relevant factors.