bluuebunny/crossref_metadata_2025_split huggingface dataset:
PERSEPSI TERHADAP SIKAP DAN MINAT PENGGUNA LAYANAN INTERNET PADA PERUSAHAAN JASA ASURANSI
Authors: Kusnadi Dedi 
Published: June 2022

The background of this research is to analize what is the effect of consumers perception to their attitude and intention towards of their actual usage on internet insurance service. There is a rapid growth in number of internet usage and users in Indonesia until 2012 for 55 million people users, thus its giving a good business opportunity in industry. For the finance business industry, the internet insurance service adoption is at the introduction stage. There are several differences between internet insurance service and common service. Therefore the insurance company needs to have a good insight of their consumer perceptions towards of internet insurance usage for improving their services. The Structural Equation Modelling used to analising the data collected proceeds by LISREL 8.70. The results of this research are there are revelations of positif effect for trust, perceived usefulness and perceived ease of use towards of attitudes and intentions to internet insurance services actual usage, howevere there are no revelations of positif effect for trust towards of intention to use.

Penelitian ini dilakukan untuk menganalisis pengaruh faktor-faktor persepsi terhadap sikap dan minat konsumen dalam hal ini nasabah asuransi untuk menggunakan layanan internet asuransi. Teknologi internet yang makin berkembang baik penggunaannya dan jumlah penggunanya di Indonesia yaitu 55 juta orang pada tahun 2012, memberikan peluang bisnis yang baik. Pada industri jasa keuangan maka industri asuransi masih baru pada tahapan awal dalam menyediakan jasa layanan produk-produk asuransi. Dengan adanya perbedaan karakteristik dari transaksi jasa layanan menggunakan media internet dibandingkan layanan transaksi langsung, merupakan suatu hal yang penting bagi pihak perusahaan jasa asuransi untuk lebih memahami hal-hal apa yang dapat mempengaruhi konsumen mereka dalam menentukan keputusan menggunakan jasa layanan transaksi internet. Metode yang digunakan untuk menganalisa pengolahan data adalah dengan SEM (Structural Equation Modelling) dengan menggunakan perangkat lunak LISREL 8.70. Penelitian ini menemukan bahwa ada pengaruh dari faktor-faktor persepsi kepercayaan, kegunaan dan kemudahan penggunaan terhadap sikap nasabah yang kemudian mempengaruhi minat untuk menggunakan layanan internet asuransi. Juga ditemukan bahwa tidak adanya pengaruh dari faktor persepsi kepercayaan terhadap minat nasabah untuk menggunakan layanan transaksi internet asuransi.
KEPUASAN KLIEN DAN KEGUNAAN LAPORAN AUDIT EKSTERNAL STAKE HOLDER (PERSPEKTIF KLIEN AUDIT)
Authors: Ismail Tubagus 
Published: June 2022

The purpose of the paper is to test a structural equation model (SEM) of client satisfaction with the audit, and of client perception of the usefulness of the audit to external stakeholders. A questionnaire was mailed to audit clients, i.e. of manufacturing go public companies in the province of Banten; 57 useable questionnaires were returned. Data were processed using the SEM software Partial Least Square (PLS). The data suggest that auditors face difficulties in handling divided loyalties, as audit clients perceive a strong relationship between client satisfaction and usefulness to external stakeholders. The higher auditors competence is perceived to be by the clients, the more satisfied they are with the audit and the more useful they believe the audit is to external stakeholders. The more skeptical the auditor is perceived to be by the clients, the less satisfied they are with the audit and the moreuseful they believe the audit is to external stakeholders. The findings extend previous results, the better the relationship with the auditor is perceived to be by the clients, the more satisfied they are with the audit and the less useful they believe the audit is to external stakeholders. The study addresses an issue most auditing research has not explicitly considered: the distinction between client satisfaction with the audit and client perceptions of the usefulness of the audit to external stakeholders.

Tujuan dari artikel ini adalah untuk menguji model persamaan struktural (SEM) atas kepuasan klien, audit, dan persepsi klien tentang kegunaan audit kepada pemangku kepentingan eksternal. Responden penelititan ini adalah 57 klien audit, yang bekerja di perusahaan manufaktur go public di Provinsi Banten. Data diolah dengan menggunakan softwareSEM Partial Least Square (PLS). Hasil penelitian menunjukkan bahwa auditor menghadapi kesulitan dalam menangani kesetiaan yang terbagi bagi, antara harus berada pada posisi kepuasan klien dan kegunaan kepada para pemangku kepentingan eksternal. Semakin berkompeten auditor, semakin puas klien audit dan lebih bermanfaat untuk stakeholdereksternal. Semakin skeptis auditor yang dianggap oleh klien, semakin kurang puas mereka klien audit dan semakin berguna untuk stakeholdereksternal. Semakin baik hubungan dengan auditor yang dianggap oleh klien, semakin puas klien audit dan kurang berguna bagi stakeholdereksternal. Penelitian ini membahas masalah penelitian audit belum secara eksplisit dipertimbangkan.
ANALISIS TINGKAT KEPUASAN NASABAH BANK, PENERAPANMETODEANALYTICAL HIERARCHY PROCESS
Authors: Arlian Ujang , Puji Lestari Etty 
Published: June 2022

The development of the banking industry continues to progress over time. History has recorded that the banking industry advances occur after the deregulation package. Impact after the deregulation package that is increasing the number of private banks in Indonesia.Both private banks and state banks/enterprises vying to attract customers. Regional Development Bank (BPD), which has changed its name to the name of the province in Indonesia is also trying to implement a variety of strategies to encourage people to do deposits. The purpose of this study is to determine the level of satisfaction of bank customers who are in Lebong. The analytical method used is Analytical Hierarchy Process (AHP). Using four (4) criteria such as facilities, products, services, and security as a comparison between the two banks. The results showed that the criteria for the facility is a major factor in determining the level of customer satisfaction.Then followed the safety criteria for second place while the third and fourth position are the criteria of products and services.

Perkembangan industri perbankan terus mengalami kemajuan dari waktu ke waktu. Sejarah telah mencatat bahwa kemajuan industri perbankan terjadi setelah masa paket deregulasi. Dampak setelah masa paket deregulasi yaitu bertambah banyaknya bank swasta di Indonesia. Baik bank swasta maupun bank BUMN/BUMD berlomba-lomba untuk menarik nasabah. Bank Pembangunan Daerah (BPD) yang telah berubah nama menjadi nama provinsi di Indonesia juga berupaya dengan menerapkan berbagai strategi untuk mengajak masyarakat melakukan simpanan. Tujuan penelitian ini yaitu untuk mengetahui tingkat kepuasan nasabah perbankan yang terdapat di Kabupaten Lebong. Metode analisis yang digunakan adalah Analytical Hierarchy Process (AHP). Menggunakan 4 (empat) kriteria seperti fasilitas, produk, pelayanan, dan keamanan sebagai pembanding diantara kedua bank tersebut. Hasil penelitian menunjukkan bahwa kriteria fasilitas merupakan faktor utama didalam menentukan tingkat kepuasan nasabah. Kemudian disusul kriteria keamanan diposisi kedua sedangkan diposisi ketiga dan keempat ialah kriteria produk dan pelayanan.
FAKTOR-FAKTOR YANG MEMPENGARUHI PENCIPTAAN KEMAKMURAN DALAM MERGER DAN AKUISISI
Authors: Norhamida Hana 
Published: June 2022

One of the company strategies to remain existing and developing in the creating of wealth as by merger and acquisition. Researchs say that some factors may influence it. This paper will explain some factors that may influence the wealth-creation for stock holder of acquisitor/bidder and target firm. The measurement of wealth used by public company do not require any financial statement analysis like measurement of value creation performance, because measurement of wealth rely on stocks market. The wealth-creation in the merger and acquisition transaction through abnormal return may be influenced by many factors as the following: acquisition type, form of payment, quantity of bidder, level of diversification, ownership distribution, management performance, firm size, and regulation.
acquisition, merger, wealth-creation.
DAMPAK KEBIJAKAN DESENTRALISASI FISKAL TERHADAP TRANSFORMASI EKONOMI DI PROVINSI JAWA BARAT
Authors: Arief Dirgantoro Muhammad , Mangkuprawira S , Siregar H , Sinaga B.M 
Published: June 2022

The objectives of this research are : (1) to analyze structural economic transformation in West Java Province, (2) to analyze linkage inter sector on economic transformation process inter farm, industry and other sectors, (3) to analyze impact of fiscal decentralization to economic growth and structure economic transformation in West Java Province. In order to answer the above, a simultaneous equity model was established, consisting of 32 structural equities and 15 identity equities. Furthermore, this research used data pooling where data were analyzed with descriptive analysis, econometrics model, as well as predictions using a variety of policy scenario alternatives. Model was then estimated by 2SLS method with SYSLIN procedures, while prediction simulation was performed by using SIMNLIN procedures. In its development era, West Java province have done transformation of economy. During this economy structure transformation process, the decrease on agricultural sector contribution was automatically increase contribution on industry, but it was not increase contribution on other sector. The increase on local taxes receipt gave positive impact on output growth, and it gave economy structure transformation. The increase personel current expenditure gave positive impact on agriculture output growth and economic ratio. The increase development expenditure for agriculture gave positive impact on output growth agriculture and economic ratio, but it gave negative impact on total output growth. The increase expenditure for infrastructure gave positive impact on output growth, ang it gave economy structure transformation.
PENGARUH KOMITMEN TERHADAP PERUBAHAN PADA INTENSI KELUAR
Authors: Widaharthana I Putu Esa 
Published: June 2022

This study was attempted to explain individual responses to change and further review the implementation of the components of any changes related to the success of organizational change. The data were analyzed using simple and hierarchical regression analysis to test the relationships among commitment to change, coping with change, and turnover intention. The results demonstrated that 5 out of 10 hypothesis were supported. The results were also demonstrated that coping with change mediate the negative relationship between commitment to organizational change and turnover intention.
Penelitian ini berusaha menjelaskan respon individu untuk mengubah dan selanjutnya mengkaji pelaksanaan komponen dari setiap perubahan yang berkaitan dengan keberhasilan perubahan organisasi. Data dianalisis dengan analisis regresi sederhana dan analisis regresi hirarkis untuk menguji hubungan antara komitmen terhadap perubahan, mengatasi perubahan, dan niat keluar. Hasilnya menunjukkan bahwa 5 dari 10 hipotesis didukung. Hasil juga menunjukkan bahwa mengatasi perubahan memediasi hubungan negatif antara komitmen terhadap perubahan organisasi dan niat keluar.
PENGARUH ORIENTASI WIRAUSAHA DAN KAPABILITAS JEJARING USAHA TERHADAP PENINGKATAN KINERJA UKM DENGAN KOMITMEN PERILAKU SEBAGAI VARIABEL INTERVIENING (Studi Empiris pada Sentra UKM Batik di Sragen, Jawa Tengah)
Authors: Lukiastuti Fitri 
Published: June 2022

In order to be able to seize the opportunities that a dynamic operating environment opens up, entrepreneurial SMEs have to reconfigure their existing asset base and processes. This study explores the effect of behavioral commitment on entrepreneurial orientation process and a firms reconfiguring network capabilities on performance by using survey data from 105 owners/manajers of batik SMEs in Sragen batik centrer, Central Java. Our findings indicate that indirectly, a SMEs entrepreneurial orientation have higher influence on SMEs performance through behavioral commitment; and reconfiguring network capabilities have an effect on its international performance and provide empirical support for the dynamic capability view of the firm. Entrepreneurial orientation process combined with behavioral commitment reconfiguring capabilities constitutes a potential source of competitive advantage.
Dalam rangka untuk mendapatkan peluang usaha di lingkungan yang dinamis dan terbuka, UKM yang berorientasi wirausaha harus mengkonfigurasi lagi proses-proses bisnis dan asset yang dimiliki saat ini. Studi ini mengeksplorasi pengaruh komitmen perilaku terhadap proses orientasi wirausaha dan pengaruh konfigurasi kapabilitas jejaring perusahaan/UKM terhadap kinerja usaha. Penelitian ini menggunakan metode survey. Data yang digunakan berasal dari 105 pemilik/manajer UKM batik di sentra batik Kabupaten Sragen. Temuan dari penelitian ini adalah: secara tidak langsung orientasi wirausaha mempunyai pengaruh yang lebih besar terhadap kinerja usaha UKM yang dimediasi oleh variabel komitmen perilaku; dan rekonfigurasi kapabilitas jejaring usaha mempunyai pengaruh terhadap kinerja internasionalnya dan memberikan bukti dukungan empiris terhadap pandangan kapabilitas dinamis perusahaan. Proses orientasi wirausaha dikombinasikan dengan komitmen perilaku mekonfigurasi lagi kapabilitas yang menjadi sumber potensial keunggulan daya saing.
ANALISIS PENGARUH TINGKAT PENGUNGKAPAN TERHADAP LIKUIDITAS SAHAM
Authors: Irma Irma  
Published: June 2022

Penelitian ini berfokus pada pengaruh tingkat pengungkapan informasi perusahaan terhadap tingkat likuiditas saham yang diwakili oleh indikator-indikatornya seperti spread relatif, total depth dan depth to relatif spread. Penelitian ini menggunakan pendekatan analisis konten dalam menghasilkan indeks pengungkapan dengan menggunakan data saham perusahaan yang terdaftar di Kompas 100. Analisis regresi digunakan dalam menguji pengaruh tingkat pengungkapan terhadap likuiditas saham. Dari hasil penelitian, ditemukan bahwa tingkat pengungkapan memiliki hubungan negatif dengan spread relatif, artinya adalah semakin tinggi tingkat pengungkapan informasi perusahaan, maka tingkat spreadrelatif saham akan semakin rendah. Sebaliknya semakin tinggi tingkat pengungkapan informasi, maka tingkat total depth dan depth to relatif spread saham akan semakin tinggi. Hasil penelitian ini menunjukan bahwa spread relatif yang rendah, total depth yang tinggi dan depth to relatif spread yang tinggi menghasilkan likuiditas saham yang tinggi juga. Kesimpulannya, pengungkapan informasi yang dilakukan oleh perusahaan pada laporan tahunan masih menjadi perhatian investordalam berinvestasi.
The purpose of this study is to evaluate the effect of disclosure level on liquidity indicators, such as relative spread, total depth, and depth to relative spread.This study adopts content analysis approach in generating disclosure index using data from annual reports of firm listed in Kompas 100. This study uses regression analysis in testing the effect of disclosure level to liquidity indicators.This study provide empirical evidence to support the effect of disclosure level to liquidity indicators. This study finds that firms with higher disclosures have lower relative bid-ask spreads, higher total depth, and higher depth to relative spread, resulting in unambiguous conclusion regarding disclosure quality and disclosure quality. These result lead to a conclusion that disclosure in annual reports still be a matter of consideration interest and important to investor.
White Paper on European Patient Needs and Suggestions on Chronic Type 2 Inflammation of Airways and Skin by EUFOREA
Authors: De Prins Louise , Raap Ulrike , Mueller Tara , Schmid-Grendelmeier Peter , Haase Christiane H. , Backer Vibeke , Fokkens Wytske , Benoist Linda B. , Prokopakis Emmanuel , Doulaptsi Maria , Hopkins Claire , Claeys Nele , Teeling Thijs , Cypers Lindsay , Cools Leen , Bjermer Leif H. , Diamant Zuzana , Wahn Ulrich , Scadding Glenis , Bachert Claus , Walther Peter , Patel Sunni R. , Van Staeyen Elizabeth , Hellings Peter 
Published: June 2022

BackgroundType 2 inflammation underlies the chronicity of disease in subgroups of patients with asthma, chronic rhinosinusitis with nasal polyps (CRSwNP) and atopic dermatitis (AD), that often co-exist. Although several studies have investigated the unmet needs of asthma, AD and CRSwNP as such, little is known about the similarities and differences in experiences and perspectives of the current management of patients with comorbid Type 2 inflammatory diseases.AimsTo improve insight into the common and organ-specific needs of patients with Type 2 inflammation and comorbidities, allowing the formulation of recommendations to better address these needs in the future.MethodologyThis qualitative study was conducted between July 2021 and December 2021 using semi-structured face-to-face or telephone interviews with patients suffering from year-long severe chronic Type 2 inflammation and at least one co-morbid inflammatory condition. Seven participating academic centers in Europe interviewed asthma (Copenhagen and Leuven), CRSwNP (London, Amsterdam and Crete) and/or AD (Oldenburg and Zurich) patients on patient characteristics, disease severity, shortcomings of current care pathways and suggestions for improvement of care. Transcripts were analyzed using an inductive thematic analysis approach.ResultsEighty-one patients with severe Type 2 inflammation and comorbidities were interviewed. Similar needs were recognized by patients with Type 2 inflammation, with both a lack of coordination in care and a lack of a real cure reported as being most frustrating. However, several needs are specific to asthma, CRSwNP and AD. Suggestions for improvement of care were generic across diseases, such as the implementation of a multidisciplinary approach, the improved facilitation of access to better treatments, the increase of general awareness on disease burden, and better educational programs for healthcare providers and patients. Of note, patients with CRSwNP also stated the need for alternatives to sinus surgery, whereas patients with asthma requested better medical care to prevent exacerbations and patients with AD would warmly welcome the reimbursement of emollients.ConclusionPatients with asthma, CRSwNP and AD have shared unmet needs that need to be addressed by physicians, the academic community and health policy makers. This survey provides unique recommendations made by patients for the implementation of better care.
Healing Field: Using Alternating Electric Fields to Prevent Cytokine Storm by Suppressing Clonal Expansion of the Activated Lymphocytes in the Blood Sample of the COVID-19 Patients
Authors: Abadijoo Hamed , Khayamian Mohammad Ali , Faramarzpour Mahsa , Ghaderinia Mohammadreza , Simaee Hossein , Shalileh Shahriar , Yazdanparast Seyed Mojtaba , Ghabraie Bahman , Makarem Jalil , Sarrami-Forooshani Ramin , Abdolahad Mohammad 
Published: June 2022

In the case of the COVID-19 early diagnosis, numerous tech innovations have been introduced, and many are currently employed worldwide. But, all of the medical procedures for the treatment of this disease, up to now, are just limited to chemical drugs. All of the scientists believe that the major challenge toward the mortality of the COVID-19 patients is the out-of-control immune system activation and the subsequent cytokine production. During this process, the adaptive immune system is highly activated, and many of the lymphocytes start to clonally expand; hence many cytokines are also released. So, any attempt to harness this cytokine storm and calm down the immune outrage is appreciated. While the battleground for the immune hyperactivation is the lung ambient of the infected patients, the only medical treatment for suppressing the hypercytokinemia is based on the immunosuppressor drugs that systemically dampen the immunity with many unavoidable side effects. Here, we applied the alternating electric field to suppress the expansion of the highly activated lymphocytes, and by reducing the number of the renewed cells, the produced cytokines were also decreased. Applying this method to the blood of the COVID-19 patients in vitro showed ∼33% reduction in the average concentration of the three main cytokines after 4 days of stimulation. This method could carefully be utilized to locally suppress the hyperactivated immune cells in the lung of the COVID-19 patients without any need for systemic suppression of the immune system by the chemical drugs.
Early and Midterm Outcomes of Type II Hybrid Arch Repair for Complex Aortic Arch Pathology
Authors: Liu Yanxiang , Zhang Bowen , Liang Shenghua , Dun Yaojun , Guo Hongwei , Qian Xiangyang , Yu Cuntao , Sun Xiaogang 
Published: June 2022

BackgroundThe hybrid arch repair (HAR) is an appealing surgical option in the management of aortic arch diseases. The aim is to evaluate the short and mid-term outcomes of type II HAR involving replacement of the ascending aorta, arch debranching, and zone 0 stent graft deployment in diverse arch pathologies.Methods200 patients with various diffuse aortic pathologies involving the arch were enrolled between 2016 and 2019. Complex arch diseases included acute type A dissection (n = 129, 64.5%), acute type B dissection (n = 16, 8.0%), aortic arch aneurysm (n = 42, 21.0%) and penetrating arch ulcer (n = 13, 6.5%). Mortality, morbidity, survival and re-intervention were analyzed.ResultsThe overall 30-day mortality rate was 8.0% (16/200). Stroke was present in 3.5% (7/200) of the general cohort and spinal cord injury was occurred in 3.0% (6/200). Multivariable logistic analysis showed that cardiac malperfusion and CPB time were the risk factors associated with 30-day mortality. The mean follow-up duration was 25.9 months (range 1–57.2 months), and the 3-year survival rate was 83.1%. On Cox regression analysis, age, diabetes, cardiac malperfusion and CPB time predicted short and mid-term overall mortality. A total of 3 patients required reintervention during the follow-up due to the thrombosis of epiaortic artificial vessels (n = 1), anastomotic leak at the site of the proximal ascending aorta (n = 1) and the type I endoleak (n = 1).ConclusionsType II HAR was performed with satisfactory early and mid-term outcomes in complex aortic arch pathologies.