bluuebunny/crossref_metadata_2025_split huggingface dataset:
Sociodemographic Determinants of Financial Literacy Levels
Authors: Castañeda Francisco , Ormazábal Francisco , Cisternas Carla 
Published: October 2022

Abstract
This article analyses the sociodemographic determinants associated with the financial literacy levels of the Chilean population based on three dimensions: (1) knowledge; (2) behaviour; and (3) attitude. The study draws from data of the first and, thus far, the only national survey that has measured financial competency, conducted in 2016 by the Organisation for Economic Cooperation and Development (OECD), funded by the Financial Market Commission (CMF in Spanish) and the Andean Development Corporation (CAF in Spanish). It analyses the impact sociodemographic factors such as sex, age, education, and employment situation have on the financial literacy level of the population surveyed (N = 1.224). For each dimension, logistic regression models were adjusted consistent with the global financial literacy index. This method aimed to calculate, based on these variables, the probability that an individual may possess adequate knowledge, behaviour, and financial attitude. The findings indicate that a person between 30 and 60 years old, with a high education level, who earns a high income, will have a greater probability of possessing an adequate financial literacy level.
Does Adapting an Elimination Strategy Insulate the New Zealand Stock Market Against the COVID-19 Pandemic?
Authors: Chong Fennee 
Published: October 2022

Abstract
The objective of this study is to provide insights on whether NZX 50 and sectorial indices of different industries in New Zealand have been impacted differently under the influence of COVID-19 and the measurements that government have taken in responding to the global pandemic. Results indicated that the New Zealand businesses are not immune from this pandemic despite the New Zealand government’s “go hard, go early” measure to eliminate the spread of Coronavirus. Statistical findings show that stock market and sectorial performances between the pre- and post-global pandemic period are significantly different. Most of the industries reported poorer performances except Healthcare and Consumer Staples. In addition, the NZX 50 and sectoral indices reported a significant relationship with the S&P 500 indicating that as the world become more integrated, stock market performances are displaying co-movements while responding to major events.
Social Media Customer Relationship Management and Business Performance: Empirical Evidence from an Emerging Market
Authors: Dogan-Sudas Hatice , Kara Ali , Cabuk Serap , Kaya Kadir 
Published: October 2022

Abstract
The purpose of this paper is to investigate how social media marketing engagement efforts mediate the relationships between CRM and the business performance. We argue that social media marketing engagement efforts used by the companies will enhance the positive influence of CRM on business performance. We used Hunt and Morgan’s (1995) resource–advantage theory (R-A theory) as the theoretical framework for understanding the relationship between CRM and business performance mediated by online social media marketing efforts. Data for the study is collected using face-to-face personal surveys conducted with n=152 top management team members of randomly selected companies across a broad spectrum of industries located in Turkey. The study findings indicate that traditional CRM approach had positive effect on firm performance, but the relationship was partially mediated by the social media marketing engagement (SCRM) activities. The strength of the relationship along with the explained variance improved when SCRM was introduced into the structural model. This study provides additional empirical support for the role of the SCRM in modern organizations. It fills the gap in the literature in shedding light to the value of SCRM in the context of an emerging market environment to realize the full benefits of CRM.
Impact of CSR Expenditure Compliance on Firm Value Using P/B-Roe Valuation Model and Instrumental Approach
Authors: Gupta Pradeep Kumar , Garg Arunesh 
Published: October 2022

Abstract
This paper examines the impact of corporate social responsibility (CSR) expenditure compliance on firm value in the context of the Indian firms by applying instrumental approach of the stakeholder theory and the P/B-ROE valuation model. The study hypothesizes that CSR expenditure compliance will positively affect the firm value. Price-to-book (P/B) ratio of the firm is used as a proxy of the firm value. The sample of firms is selected from NSE-500 Index companies for the period of five years from 2014-15 to 2018-19 and the method adopted is a portfolio grouping approach to form a cross-sectional portfolio regression model. The results reveal that CSR expenditure compliance negatively influences firm value. Thus, instrumental approach which hypothesizes that CSR initiatives improve firm performance is not supported. However, to form a cross-sectional portfolio regression model by using portfolio grouping approach is found to be more appropriate than the individual cross-sectional regression model.
Improving Performance Feedback Perceptions Through Motivating Language Use
Authors: Doreen Hanke , Albi Alikaj , Prity Patel 
Published: October 2022

Abstract
This study examines the link between leader motivating language and follower performance feedback perceptions It also explores whether follower/leader gender compositions moderate this relationship. Results show that a follower’s performance feedback perceptions benefit from a leader’s use of motivating language. This relationship is further positively moderated by the presence of certain follower/leader gender matches and mismatches. The results provide support for a stronger use of motivating language in diverse workforces. This characteristic gives motivating language the potential to support diversity in organizations. Implications of the study’s findings and future avenues for research are discussed. Considering the increasing need for more effective performance reviews, motivating language might be one of the future tools to increase their positive perceptions and ultimate success, especially in a diverse workforce.
Industrial Variety, Firms and Resilience
Authors: Kato-Vidal Enrique L. 
Published: October 2022

Abstract
Recessions and natural disasters continually slow down the economy. The scale of the effects depends on the origin of the crisis, the response capacity, among other factors. The objective of this article was to study the impact of the recession due to covid-19 on business creation. Using indicators of related and unrelated variety, the industrial diversity of 16 states of Mexico was measured. The main source of information was administrative data. The results show that a region with higher related industrial diversity has greater resilience and more firms. In times of crisis, these results could be used to assess the loss of businesses, given the type and scale of industrial variety.
Analyzing the Impact of Corruption on Income Levels Disparity Between Countries
Authors: Lazhar Labed , Ridha Boucenna Mohammed , Cherif Benzouai Mohamed 
Published: October 2022

AbstractThe study aimed to analyze the impact of corruption on economic growth, for a sample of 131 countries, during the year 2018. Three indicators of corruption were used. The economic growth variable was an ordered variable that arranges the country’s income into four categories of income. A set of control variables was also used. The relationship between the variables was analyzed using Ordered Probit and Ordered Logit Models. Three model parameters were estimated using STATA software. The results of the study showed that the three indicators of corruption had a negative and significant impact on the income levels of the studied countries. The results also showed that each income level has specific threshold values for corruption indicators. The higher the level of corruption in a country than that threshold. The greater the need for an effective anti-corruption policy. And allocate more funding for its success.
The Objectives of the Europe 2020 Strategy and Romania’s Achievements
Authors: Paul Lucian 
Published: October 2022

Abstract
The Europe 2020 strategy comes amid a deep economic crisis and long-term challenges: globalization, pressure on resource use and climate change. The Europe 2020 strategy seeks solutions to the 2008 crisis through action at an European level, based on the broad coordination of economic and fiscal policies among member states. The solutions adopted by the European Commission involve a number of common objectives, which do not take into account the level of development of each Member State. However, the Commission leaves it to Member States to set a national level of targets which may differ from what has been set at the European level, depending on their needs. This strategy has been implemented at Member State level with the help of the National Reform Programs and monitored throughout the European Semester. Romania has established its own values for all the objectives of the “Europe 2020” Strategy, and the results it obtained require an analysis.
Sustainability Reporting by Disclosing Economic, Social and Environmental Performance
Authors: Nugrahani Tri Siwi , Artanto Dwi Ari 
Published: October 2022

AbstractThis study examines the effect of sustainability reporting on financial performance from economic, social and environmental dimensions. The research sample consisted of 31 companies that published sustainability reports during 2015-2019. The results showed that the economic and environmental dimensions showed a negative effect on ROA. This means that companies that disclose economic and environmental performance will reduce the achievement of ROA. while disclosure of social performance will not affect ROA. This study proves that the theory of stakeholders is not sufficient to meet the achievement of profitability and companies need to look at the substantive aspects of sustainability reporting.
Financial Literacy: An Exploratory Analysis in Portugal
Authors: Tavares Fernando Oliveira , Almeida Luís Gomes , Soares Vasco Jorge , Tavares Vasco Capela 
Published: October 2022

Abstract
This work aims to verify, through an exploratory factor analysis, which are the determinants of the financial literacy of the Portuguese over 18 years old. The quantitative method is used, by using a questionnaire survey, and 839 surveys were obtained. It is observed that the factors resulting from the exploratory factor analysis are: (1) planning and financial goals to 1-2 years, (2) long-term savings and (3) the taste for numerical calculation. We analyse the statistically significant differences between means regarding gender, school education, the existence of household budgets and age. It is concluded that it is important to obtain some financial training at the beginning and throughout life, to better be able to make the financial family planning, to make applications with better return and to reduce the financial risk of the family. It is concluded that the closer to the retirement age, the more people tend to save, since during retirement income usually decreases.
Stimulating the Productivity of the Knowledge Workers
Authors: Todericiu Ramona , Beca Delia 
Published: October 2022

Abstract
The growing importance of creative knowledge workers as a resource of particular significance for the growth of organizations is becoming one of the greatest challenges of the knowledge-based economy. An organization that employs knowledge workers, is an organization that can develop itself. One characteristic of knowledge workers is that they are creative and always driven by a desire for change. Therefore, wherever they see an opportunity to develop or a problem that can be solved implicating a lower cost it represents an opportunity for the organization. In the end, if the organization knows how to cherish its knowledge workers, will have an advantage on the market that it activates, but also, will be easier for it to attract more knowledge workers. The purpose of the paper is to familiarized the readers with all these concepts, how can be influenced and stimulated knowledge worker productivity, for better understanding of their importance for modern organizations. We are aware that only the presentation of the theory of a complex economic concept is not enough, that s why we realized and present in the paper a case study about how much employees know about knowledge worker, employee satisfaction and employee productivity, constructed using information gathered from people around the globe throughout a survey.
Islamic Banking and Loyalty: Service Quality, Intimacy or Religious Driven?
Authors: Yusfiarto Rizaldi , Nugraha Septy Setia , Pambudi Dwi Santosa , Pambekti Galuh Tri 
Published: October 2022

Abstract
Islamic banking is an essential element in the development and establishment of Indonesia’s economy, for that it is crucial for management to have a good marketing strategy to be sustainable. Thus, this research aims to explore the route of consumer loyalty by emphasizing religiosity, intimacy, and service quality as the factors of consumer satisfaction of Indonesian Islamic banking. This study applies a structural equation model (SEM) to analyze data collected from 308 Islamic bank consumers in Indonesian Islamic communities and Islamic institutions. The empirical results show that the service quality dimensions (PAKSERV scale); tangibility, reliability, assurance, sincerity, personalization, and formality play an essential role in increasing consumer satisfaction and consumer loyalty. There is no direct relationship between consumer religiosity and consumer loyalty, whereas consumer intimacy and service quality have a direct positive impact on consumer satisfaction and consumer loyalty. Furthermore, consumer satisfaction act as fully mediating role between service quality and consumer loyalty. Practically, the findings of this study can be used by Islamic banking management to focus on modifying service quality by emphasizing the dimensions of sincerity, personalization, and formality. And stay focused on the customer relationship with the company
Fostering Innovation in Romania. Insights from the Smart Specialization Strategies
Authors: Claudia Ogrean , Mihaela Herciu 
Published: October 2022

Abstract
Innovation has invariably been a precursor to development and competitiveness, while creating (at least temporary) barriers to differentiate between its leaders and its laggards. Although Europe is ranked the second most innovative region in the world, the EU faces a significant innovation divide, that is attenuating its footprint on the global competitiveness arena and weakening its mission of enhancing the wellbeing of all Europeans. The EU’s goal of the twin (green and digital) transition brings innovation (in its broadest sense) in the spotlight, while the EU Cohesion Policy (aiming to remedy the disparities between countries and regions) heavily relies on the smart specialization strategy as main methodology for reinforcing national and regional innovation eco-systems. In this context, the objectives of the paper are: (1) to explore Romania’s innovation performance (and profile over time) within the EU and identify the strengths and weaknesses of Romania’s innovation ecosystem – based on the analysis of the European Innovation Scoreboard (EIS) data; (2) to examine and assess how Romania and its eight development regions address the innovation challenges through their smart specialization strategies 2021(2)-2027 – based on the content analysis of the (national and regional) S3s using QDA Miner v6.0.
أثر استراتيجية التسريع المعرفي في اكتساب المفاهيم الإسلامية عند طالبات الصّف الرابع الأدبي
Authors: Mahmoud Raed Idris , Aziz Amal Ibrahim 
Published: October 2022

هدف البحث التعرف إلى " أثر استراتيجية التسريع المعرفي في اكتساب المفاهيم الإسلامية عند طالبات الصّف الرابع الأدبي " اعتمد الباحثان على المنهج التجريبي، ذي المجموعتين المتكافئتين ذي الاختبار البعدي، تألف عينة الدراسة (66) طالبة من طالبات الصف الرابع الأدبي للعام الدراسي (2019-2020) وزعنَّ على مجموعتين، المجموعة التجريبية(34) طالبة الآتي درسنَّ وفق استراتيجية (التسريع المعرفي) وعدد المجموعة الضابطة (32) طالبة الآتي درسنَّ وفق (الطريقة الاعتيادية)، كوفئت مجموعتا البحث بحسب متغيرات (العمر الزمني, المعدل العام للصف الثالث المتوسط, درجة التربية الإسلامية في الصف الثالث المتوسط, اختبار حاصل ذكاء, التحصيل العلمي للوالدين) أعد الباحثان أداة تمثلت اختبار المفاهيم الإسلامية المكون من (30) فقرة من نوع الاختيار من متعدد, بعد التأكد من صدقه, وأُستخرج معامل الثبات له والبالغ(0,83) وطبق الباحثان الأداة على أفراد مجموعتي البحث، والتي استغرقت تنفيذها كورس دراسي واحد، وبعد أنهاء التجربة تم جمع البيانات وتحليلها إحصائياً أظهرت النتائج ما يأتي:
وجود فروق ذات دلالة إحصائية بين المجموعة التجريبية والضابطة في اختبار المفاهيم الإسلامية لصالح المجموعة التجريبية .
وفي ضوء النتائج السابقة خرج الباحثان إلى مجموعة من الاستنتاجات والتوصيات والمقترحات...
International students’ language socialization in New Zealand tertiary institutions: A spatial analysis
Authors:   , Soltani Behnam 
Published: October 2022

<p>Student mobility is part and parcel of internationalization of higher education in this globalizing world. Although previous research in language socialization has examined international students’ socialization at a discoursal level, this research drawing on Lefebvre’s (1991) triads of space, investigates the socialization of three international students who speak English as a second language (L2) at a New Zealand university at a spatial level. Students’ investments, positionings, negotiations in the perceived, conceived, and lived aspects of space are analyzed by taking into account these students’ challenges on a day-to-day basis in their new social spaces. Data are presented from diaries, interviews, class observations, field notes, video/audio recordings, class materials, and institutional documents. This research analyzes how the students negotiate discourses as they participate in the oral practices of their university courses. It further investigates how they construct their identities and how others construct these students’ identities in their classroom communities of practice. In addition, it examines these students’ imagined social space and its effect on their learning trajectories. The theoretical frameworks of language socialization (Schieffelin & Ochs, 1986a), the production of space (Lefebvre, 1991), second language learning as identity construction (Norton, 2010), and the community of practice concept (Meyerhoff & Strycharz, 2013; Wenger, 1998) are drawn upon to present an ecological perspective of the identity construction of such students into their new, complicated academic spaces. By triangulating the data and bringing together the constructs mentioned above, this study provides us with analytical generalizations (Duff, 2008a) and sheds light on our conceptualization of experiences of second language learners’ identities in their new academic social spaces by introducing a novel way of looking at the theory of language socialization. Finally, this study compares the cases and makes suggestions for present and future international students, instructors, institutions that admit international students, and mentions future research pathways. </p>
Socio-Cultural Interest and Motivational Barriers for Female Sports Participation in Pakistan: A Comparative Study of Universities and Colleges
Authors: Raza Muhammad , Ya Ling Huang , Hamdani Syed Muhammad Zeeshan Haider , Hadier Syed Ghufran 
Published: October 2022

Purpose: The core objective of this study was to analyze the situation of Pakistani females' sports participation and examines which different Socio-Cultural, Interest and Motivational barriers currently play negative role towards their sports participation and how these barriers can be reduced by taking up the steps under the feministic approach in sports which is based on the social cognitive theory of Bandura.
Methodology/Evidence Acquisition: In order to get deep insight, the researcher employed mix-method research methodology which was based on both qualitative and quantitative research design. Qualitative data of 8-HODs and quantitative data of 592-female students from the 8 selected public colleges and universities in Southern Punjab-Pakistan was collected through close-ended and open ended questionnaires with convenient sampling technique. For quantitative data analysis, SPSS v.20 and for qualitative data analysis MS Excel v.10 were used as statistical tools.
Conclusionsː Regarding socio-cultural factors (Family Support, Religious & Cultural Limitations), findings of this study show that the relationships of family support, interest and motivation with their sports participation is significant and positive but the religious & cultural limitations has insignificant and negative impact on female sports participation. Although these socio-cultural factors are not much supportive in the colleges as compare to the universities, but overall, their parents’ negative attitude, expectations for academic performance and unawareness regarding sports benefits, females feel uncomfortable, less passion and interest in sports participation. Further, it was also found, in both universities and colleges, that Islamic dress code, male permission, no proper changing rooms, cultural conflicts, mix-gender sports, vulgarity, less freedom of solely movement, discouragement by society/culture are the major dimensions of religious and cultural limitations towards sports participation. Along with new dimensions and locality, the current study was a first attempt to provide the practitioners, policy makers and researchers to understand the issues of cultural and religious, interest and motivation and family support towards female sports participation in Pakistan.
The Implementation of Spiritual and Financial Accountability in Islamic Boarding School
Authors: Wati Ratna , Ardini Lilis , Fidiana Fidiana 
Published: October 2022

Islam views that accountability should not only be aimed at humans but also Allah. Pesantren, one of the Islamic-based religious institutions, has aided in addressing the educational demands of a wider segment of society. There are ongoing requests for pesantren to display accountability in more suitable ways as they obtain money from stakeholders. Since Islam believes that accountability should not only be financially oriented but is aimed at worshipping Allah and obtaining blessings, the current research aimed to introduce critical themes of pesantren accountability. We were interviewed ten key informants of Assalafi Al Fithrah Islamic Boarding School, Surabaya. By using phenomenology as a method, we found three themes of accountability. First, spiritual accountability is reflected by has a sincere heart and a noble goal. They work for more reasons than just financial aim and welfare, but to do their khidmah (dedicate or submission).They hope to assist both the students and the neighborhood surrounding the Islamic boarding school by offering welcoming places of prayer and by holding frequent Islamic preaching events. In term of program accountability, every activity or program at an Islamic boarding school must be reported in order to ensure that it is accountable. Each program is also widely published using the official Islamic boarding school web site and social media. Financial accountability is reflected by the adaptation of PSAK 45 in the preparation of financial statements. The Islamic boarding school, on the other hand, concluded that financial reporting should not be restricted to paper reporting exclusively. Real responsibility for Islamic boarding schools comes from publicly disclosing their development, at a greater sermon attended by the wider community.