bluuebunny/crossref_metadata_2025_split huggingface dataset:
ANALISIS HYBRID CONTRACT PADA PRODUK GADAI iB EMAS DALAM PRINSIP EKONOMI ISLAM DI PT. BRI SYARIAH KCP GRESIK
Authors: Kurniah Devi 
Published: July 2023

Penelitian ini membahas tentang mekanisme gadai iB emas di PT. BRI Syariah KCP Gresik dan hybrid contract pada produk gadai iB emas di PT. BRI Syariah KCP Gresik dalam prinsip ekonomi Islam. Penelitian ini menggunakan metodologi kualitatif deskriptif dengan jenis penelitian lapangan (field rescarch), yang mana penelitian ini dalam bentuk lapangan yaitu dengan terjun langsung kelapangan untuk menggali hybrid contract yang tergabung dalam produk gadai emas di PT. BRI Syariah KCP Gresik,serta mengkaji akad-akad yang dilaksanakan dalam produk gadai iB emas tersebut. Pengumpulan data dilakukan dengan cara wawancara dengan pimpinan kepala cabang pembantu Gresik, brand operation supervisor, penaksir gadai, dan nasabah. Hasil penelitian yang diperoleh dalam penelitian ini menyatakan bahwa mekanisme gadai iB emas di PT. BRI Syariah KCP Gresik terdiri dari beberapa tahapan. Pertama calon nasabah terlebih dahulu harus memiliki rekening tabungan BRI Syariah. Kedua, membayar biaya-biaya dalam gadai iB emas. Ketiga, Prosedur Pencairan, Keempat, Posedur Pelunasan .Penentuan biaya pemeliharaan pada gadai iB emas di BRISyariah KCP Gresik bergantung pada nilai pinjaman. Produk gadai iB emas menggunakan tiga akad dalam satu transaksi. Penggabungan tiga akad ini disebut juga dengan hybrid contract . Dalam penerapan hybrid contract pada produk gadai iB emas di PT. BRI Syariah KCP Gresik belum sesuai dengan prinsip ekonomi Islam. Karena dalam penggabungan tiga akad yaitu akad qará¸, akad rahn, dan akad ijÃ¢rah mengakibatkan terjadinya ketidakadilan antara pihak bank dan nasabah. Seharusnya dalam penarikan biaya administrasi tidak berdasarkan padaberat emas namun didasarkan pada biaya operasional yang dikeluarkan untuk administrasi dan biaya pemeliharaan tidak berdasarkan nilai pinjaman namun berdasarkan pada biaya yang rill dikeluarkan untuk biaya pemeliharaan dan penyimpanan emas.
ANALISIS AKURASI TIMBANGAN DIGITAL MARHUN DALAM PENGAMBILAN KEPUTUSAN PEMBERIAN MARHUN BIH KEPADA NASABAH DALAM PERSPEKTIF TEORI LOAD CELL DI PT PEGADAIAN SYARIAH CABANG BLAURAN
Authors: Munawar Ahmad 
Published: July 2023

Penelitian ini berjudul â€œAnalisis Akurasi Timbangan Digital Marhun Dalam Pengambilan Keputusan Pemberian Marhun Bih Kepada Nasabah Dalam Perspektif Teori load cell di PT Pegadaian Syariah Cabang Blauranâ€. Penelitian ini bertujuan untuk menguraikan tentang bagaimana hubungan penerapan timbangan digital marhun dalam pengambilan keputusan pemberian marhun bih kepada nasabah PT Pegadaian Syariah Cabang Blauran. Serta bagaimana akurasi penggunaan timbangan digital marhun terhadap menentukan nilai taksiran dalam perspektif teori load cell.
Data penelitian diperoleh dari data internal Pegadaian Syariah Cabang Blauran berupa file, buku panduan dan wawancara secara langsung dengan pihak pegadaian syariah yaitu para penaksir yang menangani penaksiran marhun (barang jaminan) serta literatur pendukung yang relevan dengan permasalahan yang diangkat dalam penelitian ini. Selanjutnya dianalisis menggunakan metode deskriptif analisis.
Hasil penelitian yang diperoleh menunjukkan bahwa penerapan timbangan digital marhun (barang jaminan) dalam pengambilan keputusan pemberian marhun bih telah sesuai dengan teori pengambian keputusan yaitu berdasarkan intuisi, rasional, fakta, dan pengalam. Selain itu pengambian keputusan juga dipengaruhi oleh beberapa faktor yaitu keadaan intern organisasi, tersedianya informasi yang diperlukan, dan kecakapan pengambilan keputusan.
Faktor yang memengaruhi keakurasian timbangan digital dipengaruhi oleh alat yang terpasang didalam timbangan yaitu load cell. Load cell menentukan tingkat keakurasian timbangan. Kerusakan load cell dapat dipengaruhi oleh beberapa faktor yaitu permasalahan mekanik, karena beban kejut, kondisi lingkungan, dan pengaruh ketahanan bodi (resistance to ground).
IMPLEMENTASI UNDERWRITING PADA PENERBITAN POLIS DI AJB BUMIPUTERA 1912 DIVISI SYARIAH CABANG SIDOARJO
Authors: Rahmawati Dian , Laily Ummiy Fauziyah 
Published: July 2023

Jurnal ini adalah hasil penelitian yang berjudul â€œImplementasi Underwriting pada Penerbitan Polis di AJB Bumiputera 1912 Divisi Syariah Cabang Sidoarjoâ€. Penelitian ini bertujuan untuk menjawab pertanyaan mengenai bagaimana implementasi Underwriting pada Penerbitan Polis di AJB Bumiputera 1912 Divisi Syariah Cabang Sidoarjo, faktor-faktor apa yang dipertimbangkan underwriter dalam Seleksi Risiko pada Penerbitan Polis asuransi AJB Bumiputera 1912 Syariah Cabang Sidoarjo dan Implementasi Penerapan Underwriting Syariah di AJB Bumiputera 1912 Divisi Syariah Cabang Sidoarjo. Metode penelitian yang digunakan adalah pendekatan kualitatif deskriptif. Pengumpulan data dilakukan dengan observasi, dokumentasi dan wawancara secara langsung dengan informan, dalam penelitian ini yaitu pihak AJB Bumiputera 1912 Divisi Syariah Cabang Sidoarjo. Hasil penelitian menyatakan : Pertama : tahapan field underwriting, seleksi kesehatan dan seleksi financial calon tertanggung, penentuan besarnya premi, pengecekan berkas serta proses penerbitan dan percetakan polis. Kedua : faktor-faktor yang dipertimbangkan underwriter yaitu usia, jenis kelamin dan jenis pekerjaan. Ketiga : Dalam penerapan underwriting mengandung prinsip-prinsip syariah diantaranya adil dan seimbang, transparan, serta bebas riba>, ghara>r, maysi>r.
STRATEGI COLLECTION DALAM PENANGANAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN MURABAHAH KONSUMTIF DI BNI SYARIAH KANTOR CABANG PEMBANTU UNIT MIKRO SIDOARJO
Authors: Umam Achmad Fawaizul , Nurlailah Nurlailah 
Published: July 2023

Dalam produk pembiayaan di perbankan syariah, salah satu bentuk pembiayaan penyaluran dana adalah pembiayaan mura@bahah. Pembiayaan murabahah merupakan jual beli barang pada harga asal dengan tambahan keuntungan yang telah disepakati antara pihak bank dan nasabah. Produk pembiayaan murabahah yang ditawarkan oleh pihak BNI Syariah KCP Unit Mikro Sidoarjo dapat dibagi menjadi 2 hal, yaitu pembiayaan murabahah produktif dan pembiayaan murabahah Konsumtif. Pembiayaan murabahah konsumtif merupakan salah satu bentuk pembiayaan yang mendominasi di Bank BNI Syariah KCP Unit Mikro Sidoarjo. Merujuk data tabel pembiayaan murabahah konsumtif di BNI Syariah KCP unit mikro Sidoarjo pada tahun 2015 (Rp 8.840 Milyar), 2016 (Rp 12.043 Milyar), 2017 (Rp 14.776), diketahui dalam setiap tahunnya selalu mengalami peningkatan.
Sebelum terjadinya akad murabahah konsumtif pihak bank syariah melakukan analisis pembiayaan, bertujuan untuk mengurangi risiko pembiayaan bermasalah atau non performing finance. Penanganan pembiayaan bermasalah BNI Syariah KCP Unit Mikro menggunakan devisi collection. Devisi collection adalah devisi khusus untuk menangani pembiayaan nasabah yang bermasalah dan menjadikan pembiayaan itu lancar kembali.
PENGARUH RETURN ON ASSET, RETURN ON EQUITY, DAN FINANCING TO DEPOSIT RATIO TERHADAP TINGKAT BAGI HASIL DEPOSITO MUDHARABAH
Authors: Laili Ummiy Fauziyah , Faza Zulfikar 
Published: July 2023

Penelitian ini bertujuan untuk menguji pengaruh return on asset, return on equity, dan financing to deposito ratio terhadap tingkat bagi hasil deposito mudharabah di Bank Umum Syariah pada periode 2012-2017. Penelitian ini menggunakan metode kuantitatif. Data yang digunakan dalam penelitian ini adalah data sekunder dan time-series yang diperoleh dari laporan keuangan Bank Umum Syariah dan Statistik Keuangan Bank Indonesia. Sampel yang digunakan yaitu laporan tahunan selama tahun 2012-2017 pada 9 Bank Umum Syariah. Analisis regresi dilakukan untuk uji signifikansi pengaruh pengaruh return on asset, return on equity, dan financing to deposito ratio terhadap tingkat bagi hasil deposito mudharabah. Hasil penelitian ini memberikan bukti bahwa: (a) return on asset berpengaruh negatif signifikan terhadap tingkat bagi hasil deposito mudharabah dikarenakan bank meningkatkan laba dengan menurunkan tingkat bagi hasil deposito mudharabah yang merupakan dana mahal, (b) return on equity tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah dikarenakan deposito mudharabah tidak termasuk dalam unsur modal, (c) financing to deposit ratio berpengaruh positif signifikan terhadap tingkat bagi hasil deposito mudharabah dikarenakan pada saat bank menurunkan financing to deposit ratio maka bank akan meningkatkan tingkat bagi hasil tabungan maupun giro dan menurunkan tingkat bagi hasil deposito mudharabah dikarenakan tabungan dan giro yang merupakan dana murah akan mengurangi resiko pengeluran biaya dari deposito mudharabah.
Implementasi Akad Mudharabah Mutlaqah Pada Tabungan Haji IB Amanah Terhadap Profitabilitas PT Bank Pembangunan Daerah Jawa Timur Tbk.
Authors: El Nadia Nada , Masadah  , Muhammad Yazid  , Muhammad Iqbal Surya Pratikto  , Nurul Fatma Hasan  
Published: July 2023

Penelitian ini bertujuan untuk menjawab pertanyaan mengenai bagaimana implementasi akad Mudharabah Mutlaqah pada Tabungan Haji IB Amanah dan bagaimana pengaruhnya terhadap profitabilitas PT Bank Pembangunan Daerah Jawa Timur Tbk. Jenis penelitian yang dilakukan dalam penelitian ini adalah penelitian lapangan dengan menggunakan metode penelitian kualitatif dan pendekatan deskriptif. Hasil penelitian yang diperoleh menunjukkan bahwa, 1) Implementasi akad mudharabah mutlaqah pada Tabungan Haji IB Amanah di PT Bank Pembangunan Daerah Jawa Timur Tbk sudah sesuai dengan ketentuan fatwa DSN-MUI No.02/DSN-MUI/IV/2000 Tentang Tabungan dengan prinsip mudharabah. 2) Bank mendapatkan bagian 90% atas bagi hasil Tabungan Haji IB Amanah, profitabilitas yang diperoleh Bank dari Tabungan Haji IB Amanah di tahun 2019 adalah Rp17.998.535.314 menyumbang 1,31% dari laba tahun berjalan senilai Rp1.376.505 T. Kemudian, profitabilitas yang diperoleh Bank dari Tabungan Haji IB Amanah di tahun 2020 adalah Rp18.503.080.413 menyumbang 1,25% dari laba tahun berjalan senilai Rp1.488.962 T. Sedangkan profitabilitas yang diperoleh Bank dari Tabungan Haji IB Amanah di tahun 2021 sebesar Rp19.340.802.000 menyumbang 1,27% dari total laba tahun berjalan 2021 senilai Rp1.523.070 T.

This study aims to answer questions about how implementing the Mudharabah Mutlaqah contract on Hajj IB Amanah Savings affects the profitability of PT Bank Pembangunan Daerah Jawa Timur Tbk. This study's research type was field research using qualitative research methods and a descriptive approach. The research results obtained show that; 1) The implementation of the mudharabah mutlaqah contract on IB Amanah Hajj Savings at PT Bank Pembangunan Daerah Jawa Timur Tbk is following the provisions of the DSN-MUI fatwa No.02/DSN-MUI/IV/2000 concerning Savings with the principle of mudharabah. 2) The Bank gets a 90% share of the profit sharing of the Amanah Hajj IB Savings; the profitability obtained by the Bank from the Amanah Hajj IB Savings in 2019 is IDR 17,998,535,314 contributing 1.31% of the profit for the year amounting to IDR 1,376,505 T. Then, the profitability obtained by the Bank from the IB Amanah Hajj Savings in 2020 was IDR 18,503,080,413, contributing 1.25% of the current year’s profit of IDR 1,488,962 T. Meanwhile, the profitability obtained by the Bank from the Amanah Hajj IB Savings in 2021 was IDR 19,340,802,000 contributed 1.27% of the total profit for the year 2021 of IDR 1,523,070 T.
Logical Culture and Freedom: Logic in Soviet and Post-Soviet Society
Authors: Tulchinskii G.L. 
Published: July 2023

The article contains an attempt to comprehend the phenomenon of Soviet logic. This phenomenon is paradoxical in its own way. On the one hand, the logic and methodology of science was in the 1960s and early 1980s a numerous and very active movement in Soviet scientific life. These were frequent large-scale conferences, many publications. In fact, it was a kind of scientific subculture, which united part of the intellectual elite. On the other hand, there were not large-scale disciplinary results, disciplinary scientific journals. The main thesis of this work is “Soviet logic was more than logic”. The ideological pressure on the humanities, especially philosophy, contributed to the formation of the attractiveness of the image of logic as a rational intellectual activity, acquiring in an atmosphere of general half-knowledge the philosophical professionalism oasis. Moreover, logic has acquired the status of almost the only “ecological niche” in philosophy, relatively independent of the ideology of the sphere of professional thought. The last 15 years of the 20th century were years of reforms and transformations that removed extra-disciplinary centripetal factors. This gave rise to a powerful centrifugal impulse. The logicians jumped in different directions, finally doing what they could not do before. Since the beginning of the 21st century, this situation has turned into a degradation of the scientific logical culture, negative consequences for the development of Russian logic as a scientific discipline, and the displacement of logic to the periphery of artificial intelligence research.
Evaluation of Antioxidant Activity of Balanites Roxburghii Planch. Fruit Extracts
Authors: Kinjal H Dr. Shah 
Published: July 2023

Antioxidant potency of fruits of Balanites roxburghii Planch.crude methanol and its fractionated extracts (hexane, ethyl acetate, methanol and water) have been investigated, employing three different established in vitro testing systems, such as scavenging activity on 1,1-diphenyl-2-picrylhydrazyl (DPPH) radicals, reducing power assay and β-carotene method. The methanol extract of fruits of Balanites roxburghii Planch.showed the best DPPH scavenging activity with the lowest EC 50 34 μg/ml, followed by the ethyl acetate (EC 50 39 μg/ml), hexane (EC 50 48 μg/ml) and water extract (EC 50 54 μg/ml). The reducing power of Balanites roxburghii Planch. fruit extracts increased steadily with increasing concentrations and varied significantly with different concentrations. The methanol and ethyl acetate extracts appeared to possess the highest significant reducing activity among the extracts. The stronger reducing power in the methanol and ethyl acetate extracts was probably due to the concentration of antioxidant compounds like flavonoids and phenolics in the extract. In the β-carotene bleaching assay, the antioxidant activities of all the fruits extracts gradually increased with increasing concentration of the extracts and varied significantly with different concentrations. The water extract showed the lowest significant antioxidant activity, while the methanol extract showed the highest significant antioxidant activity. The high antioxidant activity of methanol extract tested using β-carotene model may be correlated with the high phenolic content of the methanol extract. In conclusion, antioxidant study suggested that fruits of Balanites roxburghii Planch. are potential source of natural antioxidants. However, further investigations on in vivo antioxidant activities are highly recommended
Driving Iron plasmas to stellar core conditions using extreme x-ray radiation
Authors: Lee Hae Ja , Vinko Sam , Humphries Oliver , Galtier Eric , Royle Ryan , Kasim Muhammad , Ren Shenyuan , Alonso-Mori Roberto , Heimann Phillip , Liang Mengning , Seaberg Matt , Boutet Sébastien , Aquila Andrew A , Brown Shaughnessy , Hashim Akel , Makita Mikako , David Christian , Seniutinas Gediminas , Chung Hyun-Kyung , Dyer Gilliss , Wark Justin , Nagler Bob 
Published: July 2023

Abstract

We report here on experiments where we have created and diagnosed exactly solid-density iron plasmas at temperatures in excess of 10 million Kelvin (～ 1 keV) and electron densities greater than 2×1024 cm−3. This has been achieved by focusing the sub-100-femtosecond output of the Linac Coherent Light Source (LCLS) x-ray laser at photon energies between 7100 and 9000 eV onto solid iron foils at intensities in excess of 1020 Wcm−2. The path that these plasmas take through electron density/ temperature space as they are heated traverses conditions comparable to those within the cores of stars on the main sequence ranging from 0.1 to 100 solar masses, as shown in Fig. 1, and approaches temperatures of relevance to emission seen from Galaxy clusters (1). Comparison of the x-ray emission from these hot, dense, iron plasmas with detailed atomic-kinetics calculations reveals a rich array of physics including confirmation of the charge states produced, the effects of the high electron density on the position of the continuum, and a measure of the impact of the dense nature of the plasma on collisional ionisation rates.
Patient Awareness about regional anesthesia; A Cross-Sectional Study of Cesarean Section Patients in Al-Zahrawi Hospital
Authors: Al-bouhlala Mohamed , Polo Rita , Ali Diaa Haj , Rakmani Najwa 
Published: July 2023

Abstract
Introduction:
Regional anesthesia consists of infiltrating a peripheral nerve with an anesthetic agent and blocking transmission to avoid or relieve pain. Regional anesthesia has a strong role in minimizing post-operative pain, decreasing narcotic use and PONV, and, therefore, speeding discharge times. However, as with any procedure, regional anesthesia has both benefits and risks. Regional techniques are increasingly utilized in clinical practice for cesarean delivery to minimize opioid consumption, reduce pain, improve postpartum recovery, and facilitate earlier discharge as part of enhanced recovery protocols
Methods
An observational, cross-sectional study between Jan 2023 and Apr 2023 enrolled a sample of women > 15 years old, who were referred to the Al-Zahrawi Hospital in Damascus, Syria. A paper questionnaire was conducted and the women were followed up personally by the research team and their answers were reviewed in detail with an explanation and clarification of all the items of the questionnaire and vague concepts by the women.
Results
The final sample size was 430 participants depending on the Open Epi site, with a confidence interval of 95%. Every participant has signed the informed consent. 118 cases were excluded, leaving 312 cases for which the research and statistics were conducted.
Conclusion
All pregnant women should be asked about the preferred type of anesthesia. Also, it is very important to give pregnant women specific advice and educate them about Anesthetic procedures
An Automated Breast Cancer Diagnosis Framework using a Proficient PVSS-CGRNN Classification Model
Authors: Kavishree  
Published: July 2023

Abstract

The most common type of cancer that affects women worldwide is breast cancer. After lung, it is the second most cause of the greatest number of cancer deaths among women. A positive research outlook is essential for classifying breast cancer to increase the rate of early diagnosis and prolong the lives of sufferers. For this purpose, the different types of medical image processing mechanisms are developed in the existing works. Still, it is facing some significant problems regarding overfitting, high segmentation error, increased false predictions, and deployment complexity. Therefore, this research intends to develop an innovative and automated breast cancer diagnosis framework using a Piece Variation based Semantic Segmentation (PVSS) - Continuous Gate Recurrent Neural Network (CGRNN) classification mechanisms. Here, the PVSS mechanism is implemented to accurately segment the normalized breast image for improving the classifier's training and testing operations. Then, an Energy based Textural Histogram (ETH) feature extraction algorithm is used to obtain the relevant features for increasing the accuracy of detection. Finally, the CGRNN model is utilized to accurately categorize the healthy and abnormal breast images based on the optimized parameters. To fine tune the parameters of the classifier, an advanced Red Fox Optimization (RFO) algorithm is utilized that provides the best solution to select the parameters. During the evaluation, the performance and results of the proposed PVSS-CGRNN mechanism is validated and compared by using various metrics.
Comparing the Effect of Vagiheal Gel and Estromarin Cream on Atrophic
Vaginitis in Postmenopausal Women-A Randomized Clinical Trial
Authors: Vakilinan Katayon , Najdi Nazila , Bekhradi Reza , Shokrpoor Maryam , Mirzaie Fatemeh , Seydi Fatemeh 
Published: July 2023

Propose:
This study was done to reduce atrophic vaginitis.

Aim:
This study aimed to compare the effects of Vagiheal Gel and Estromarin in reducing atrophic
vaginitis.

Methods:
This study was a randomized clinical trial with a parallel design. 70 postmenopausal women
who had dyspareunia and were referred to the health clinics of Arak, Iran were included in this study.
Patients were assigned to one of the 2 groups of Vagiheal or Estromarin. The patients in the Estromarin
group were provided with 0.625 mg/g vaginal cream for intravaginal use 2.5 grams for 21 nights.
After one week of medicinal rest, they were prescribed 2.5 grams of intravaginal cream for another 21
nights, and then, one week of medicinal rest was considered. The patients in the Vagiheal group were
prescribed 2.5 grams of Vagiheal Gel by inserting the applicator into the vagina when sleeping for 7
consecutive nights, then as a maintenance treatment for 2 times a week for 2 months. The severity of
the symptoms was measured by a visual Analog scale(VAS) before, 2 weeks, 1 month, and 2 months
after starting the program. The data were analyzed using T-test, Mann-Whitney, Chi-square, and
Friedman test.

Results:
The results of atrophic vaginitis follow-up processes showed that the mean of dryness, itching,
and burning of the vagina in both groups significantly decreased after the intervention (p=0.01);
however, the decrease of these symptoms in the dyspareunia group was more obvious in Vagiheal gel.

Conclusion:
It seems that Vagiheal gel is a suitable alternative to atrophic vaginitis treatment.