bluuebunny/crossref_metadata_2025_split huggingface dataset:
ANALISIS POTENSI PERBANKAN SYARIAH DI INDONESIA DALAM MEMPERTAHANKAN EKSISTENSI PADA ERA DIGITAL
Authors: Rosida Ika Nazilatur 
Published: January 2023

<p><strong>Abstrak</strong></p><p>Penelitian ini memiliki tujuan untuk menganalisis potensi yang dimiliki oleh Lembaga perbankan Syariah di Indonesia dalam mempertahankan eksistensi pada era digital. Adapun potensi yang dimiliki untuk mempertahankan eksistensi pada era digital adalah skill dan keterampilan sumber daya insani, pemanfaatan teknologi semaksimal mungkin melalui adanya fintech, regulasi yang menjadi payung hukum bagi pelaksanaan praktik perbankan Syariah di Indonesia. Penelitian ini merupakan penelitian Library Research. Data yang digunakan adalah jenis data sekunder yang merupakan data pustaka dari membaca dan mencatat yang berasal dari buku online, journal, artikel ilmiah. Teknik analisis data yang digunakan adalah analisis isi dengan metode korelasional. Hasil penelitian menunjukkan bahwa, dalam menghadapi tantangan di era digital, diperlukan peningkatan skill pada Angkatan kerja di Indonesia dalam memahami penggunaan teknologi Internet of Things (IoT) dalam industri, pemanfaatan teknologi digital untuk memacu produktivitas dan daya saing, penggunaan teknologi digital pada pelaku industri, dan inovasi teknologi pada produk perbankan.</p><p> </p><p> </p><p> </p><p><strong>Abstract </strong></p><p><em>This research aims to analyze the potential of Islamic banks in Indonesia to maintain its existence in the digital era. The potential of Islamic Banking in Indonesia to maintain its existence in the digital era are skills of human resources, utilizing the technology through optimizing the existence of fintech, the regulations that become the legal law shelter for the implementation of Islamic banking in Indonesia. This research is research library research. The data used is a type of secondary data which is library data from reading and taking notes from online books, journals, scientific articles. Data analysis technique employed by content analysis with correlation method. The results of the research show, in facing the challenges of the digital era, it is necessary to develop the skills of the workforce in Indonesia in understanding the use of Internet of Things (IoT) technology in industry, the use of digital technology to spur productivity and competitiveness, the use of digital technology in industry players, and technological innovation in banking products.</em></p><p><em> </em></p><p><strong><em>Keywords</em></strong><em>: Potential, Existence, Islamic Banking </em></p>
ANALISIS MAQASHID SYARI’AH PADA KEBIJAKAN RESTRUKTURISASI DALAM MENGATASI PEMBIAYAAN BERMASALAH AKIBAT PANDEMI COVID 19 (STUDI KASUS BANK BTN SYARIAH MEDAN)
Authors: Masyhuri Muallif , Tarigan Azhari Akmal , Lubis Fauzi Arif 
Published: January 2023

<p><strong>Abstract<br /> </strong><em>The provision of financing in Islamic banks always carries the risk of payment difficulties that occur in Islamic banks the same as conventional banks, causing financing problems. To overcome this problem, Islamic banking applies the same thing as conventional banks, namely financing restructuring in overcoming problem financing. In this study, the problem that occurred was the COVID-19 pandemic which caused the business and business sectors to experience market problems due to government regulations to keep themselves at home. So the bank, in this case Islamic banking, took action to answer the problem of non-performing financing by restructuring to save banking liquidity and also the finances of customers who had difficulty paying due to the covid 19 pandemic. This study used a qualitative approach using the Publish and Perish software tool to collect journal articles relevant to the purpose of this study. The collected articles were analyzed for content (content analysis) and analyzed with the maqashid shari'ah theory to see the suitability of saving problematic financing for customers and banks during the covid 19 period to achieve benefit for both. The findings in this study are that in improving the performance of banks in carrying out non-performing financing, banks must analyze social problems that occur to find solutions due to the Covid 19 Pandemic which causes economic problems that result in problematic financing</em>.</p><p> </p><p>Keyword : <em>maqashid shari'ah, restructuring, non-performing financing</em></p>
Economic Empowerment Of Women Costumers Through The Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District
Authors: Veni Dea Lora , Lubis Fauzi Arif , Daulay Aqwa Naser 
Published: January 2023

<p><strong><em>Abstract - The Future Package (PMD) financing product is a financing provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life using the Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of the The Future Package (PMD) program at BTPN Syariah MMS Bank, Tanjungbalai Selatan District in an effort to empower the economy of female customers. Second, to determine the impact on customers in Tanjungbalai Selatan District with the The Future Package (PMD) at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The results of the study conclude that first, as a whole, 90% of BTPN Syariah Bank has carried out the stages of financing requirements in accordance with the provisions. However, there is a less than optimal role of companion given by Bank BTPN Syaariah (maintenance). Second, the Future Package (PMD) 80% has a positive impact on the welfare of female customers in Tanjungbalai Selatan District to improve the economy of both families and communities. Those who want to open a business and increase business capital are helped by the Future Package program, although there are some customers who have not felt the impact of the Future Package (PMD) because of the less than optimal role of the companion given to them.</em></strong></p><p><strong> </strong><strong>Keyword : Community Economic Empowerment, Murabahah, Wakalah, Paket Masa Depan (PMD).</strong></p>
The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University
Authors: Muslih Muslih , Maylani Trifa 
Published: January 2023

<p><strong><em>Abstract - The purpose of this study was to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population in this study were students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra with a total of 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, accidental sampling technique with the criteria for concentration of financial management students in 2017 and 2018 Stambuks. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, Financial Literacy has a positive and significant effect on Financial Knowledge in students of the Faculty of Economics. and Business University of Muhammadiyah North Sumatra.</em></strong></p><p><strong> </strong><strong>Keyword : </strong><strong>Financial Literacy, Financial Behavior, Financial Knowledge</strong><strong>.</strong></p>
The Importance of Ethics And Social Responsibility In International Business
Authors: Pratiwi Dara Citra 
Published: January 2023

<p><em><strong>Ethics is defined as a person's beliefs about whether certain decisions, behaviors, or actions are right or wrong. Therefore what determines ethical behavior differs from one person to another. For example, someone who finds money on the floor of an empty house may believe it's perfectly fine to pick it up, while another may feel obligated to return it to the lost items section. The concept of ethical behavior usually refers to behavior that is accepted by general social norms. Unethical behavior is behavior that is not in accordance with general social norms. Ethical behavior in business is something that is important for the survival of the business itself. Businesses that do not have ethical behavior will be detrimental to the business itself, especially when viewed from a long-term perspective. A healthy business is not only a profitable business, but a healthy and good business is that in addition to being a profitable business, it is also a business that is morally good and has a sense of responsibility that can be implemented.</strong></em></p><p><strong> </strong><strong>Keywords: Business Ethics, Social Responsibility, International Business</strong></p><p> </p>
SWOT Analysis: Marketing Strategy Of Apotek Sawojajar Mas To Increase Sales And Competitiveness
Authors: Yuwana Siti Indah Purwaning , Fadah Isti 
Published: January 2023

<p><strong><em>The change in the service orientation of the pharmaceutical industry from product-oriented to patient-oriented and the high public need for pharmaceutical products, especially after Indonesia experienced the COVID-19 pandemic, became an excellent opportunity for the development of the pharmacy business in Indonesia. Apotek Sawojajar Mas is one of the pharmacies in Malang City which has had an increased turnover in the last three years through the pandemic. The rapid development of the number of pharmacies in the city of Malang gives people many choices. The intense competition in the pharmacy requires owners to think of innovative strategies to increase sales and competitiveness. This study aimed to analyze the SWOT strategy to increase the sales and competitiveness of Apotek Sawojajar Mas. Data was collected through documentation, field observations, and interviews with pharmacy owners, employees, and consumers. The results show that Apotek Sawojajar Mas is in the first quadrant, which means it can implement the SO strategy to increase sales. The results of this study provide views to other pharmacy businesses on what strategic factors need to be improved and replaced to increase competitiveness in seizing the market in Malang City.</em></strong><strong></strong></p><p><strong> </strong></p><p><strong>Keywords <em>:</em></strong><em> </em><strong>Pharmacy, Sales, Competitiveness, Strategy, SWOT</strong></p>
Determinants of Intention To Adopt E-Wallet: Considerations For MSMEs Going Digital
Authors: Apriani Ari , Wuryandari Nur Endah Retno 
Published: January 2023

<p><strong><em>This study aims to determine whether MSMEs' intentions to adopt e-wallets are influenced by perceived ease of use, perceived risk, and promotion. Naturally, the findings of this study should be considered by MSMEs actors in their decision to adopt e-wallets and switch to digital payment methods because MSMEs must be able to adapt to conditions both during and after the pandemic by utilizing E-Wallet as a method of payment. This study relied on quantitative descriptive research to develop its concept, and previous studies carried out the research. The data that will be managed with the help of the Smart PLS tool will be distributed to a total of 250 respondent populations in the Jabodetabek area. The results of this study state that perceived ease of use and perceived risk have a positive and significant effect on the intention to adopt an e-wallet. In contrast, the promotion does not affect the intention to adopt an e-wallet. From the results of this study, it can be a consideration for MSME players to switch to digital and expand payment facilities with e-wallets that are easy to use and low risk so that consumers feel comfortable making payments.</em></strong></p><p><strong><em> </em></strong></p><strong>Keywords: E-Wallet, Intention to Adopt, Perceived Ease of Use, Perceived Risk, Promotion, MSMEs</strong><p> </p>
On the Apostasy of Tiberius Julius Alexander
Authors: Appelbaum Alan 
Published: January 2023

Abstract
In the hope of shedding some light on what it meant to be “Jewish” in the first century CE, and perhaps in other times, this article will closely examine what “everybody knows” about Tiberius Julius Alexander – that he was an apostate from Judaism – by carefully considering the arguments of earlier writers and critiquing them, in light of the events of his distinguished military and governmental career. It will also consider some remarks of his uncle Philo that others have thought relevant, and will offer an alternative narrative of his role as second in command of the Roman army in the Jewish War.
Gottesbund und Gnade im Deuteronomium
Authors: Braulik Georg 
Published: January 2023

Abstract
Deuteronomy connects three covenants, of the Fathers, that at Horeb, and that at Moab. These have different views on the future pardon of Israel, should it transgress the prohibitions of images and of foreign gods, and should the wrath of God and the covenant curses be realised. With reference to J. J. Krause’s “Die Bedingungen des Bundes”, this contribution demonstrates that neither Deuteronomy nor the Ancient Near East know any automatism regarding blessing and curse, and that YHWH is the free Lord and Partner of the covenant. Yet, He remains true to the covenant that He has sworn to the Patriarchs (Dt 4:31; 9:27). Therefore, He will enable Israel in exile to turn to Him (4:30) and on experiencing the logic of the covenant, He will circumcise their hearts (30:6). Then Israel will keep the foremost commandment of love for God and the provisions of the Deuteronomic Torah (30:6, 10) and live in abundant blessing. The Mosaic prophecy of Israel’s pardon surpasses the future turn in salvation history predicted in the epilogue of the Holiness Code (Lev 26:42–45).
Das Gleichnis vom ungerechten Haushalter (Lk 16,1–8)
Authors: Dochhorn Jan 
Published: January 2023

Abstract
The present article proposes what can be labeled an ecclesiological interpretation of the highly debated parable of the unjust steward. Jesus (probably the Historical Jesus) adhorts his followers to practice solidarity – also in financial matters – towards each other, something that obviously works pretty well among criminals (who keep together since one knows about the skeletons in the closet of the other and vice versa). It is typical of the narrative humor of the Historical Jesus that he makes his audience learn from criminal subjects; learning from others, even criminals is a Jesuanic strategy that should not be underrated in research on the Historical Jesus. Apart from presenting a new interpretation of the parable of the unjust steward, this article aims at documenting forgotten research about this text, especially from the 19th century and from some patristic sources, e.g. an exegetical tradition attributed to Theophilus of Antioch cited by Jerome (see n. 2).
Ezekiel 14,10–11: ‘The Beatings Will Continue until Morals Improve’?
Authors: Lyons Michael A. 
Published: January 2023

Abstract
In Ezekiel’s argument about idolatrous inquirers and persuadable prophets (Ez 14,1–11), how – if at all – does the restoration envisioned in V. 11 relate to the punishment envisioned in V. 10? In this essay I will assess a variety of older arguments about the relation of V. 11 to the preceding verses. In light of its outlook and vocabulary, I will argue that V. 11 has been composed in light of other passages in the book that emphasize divine transformation in the process of spiritual restoration.
Integrasi Nilai Keislaman dalam Soal Hots Matematis
Authors: Ariawan Rezi , Rugayah  , Effendi Leo Adhar , Sarah Yuli Dwi 
Published: January 2023

Pengembangan soal HOTS akhir – akhir ini menjadi topik hangat yang banyak didiskusikan oleh para kalangan pendidik. Pendidik diharapkan dapat melakukan perubahan dari yang sebelumnya melakukan pengembangan soal yang berbentuk Low Order Thinking Skills (LOWS) menjadi soal yang berbentuk High Order Thinking Skills (HOTS). Selain keberadaan soal HOTS yang dianggap penting, terdapat aspek lain yang bisa diintegrasikan dalam soal HOTS tersebut, yaitu nilai keislaman. Nilai keislaman di pandang sebagai sebuah solusi yang dapat membantu untuk mengatasi karakter buruk peserta didik tersebut. Kegiatan pelatihan ini dilakukan kepada 40 guru – guru matematika SMP yang tergabung ke dalam MGMP Matematika Rayon II Kabupaten Pelalawan, 8 – 10 September 2022. Kegiatan pelatihan ini dilakukan dengan melibatkan 3 orang dosen dan 1 orang mahasiswa program studi pendidikan matematika FKIP Universitas Islam Riau. Kegiatan pelatihan ini dilakukan dengan tiga tahapan yaitu tahap eksplorasi, elaborasi dan konfirmasi. Metode pelaksanaan dalam kegiatan ini yaitu ceramah, tanya jawab dan diskusi. Instrumen pengumpul data yang digunakan yaitu lembar angket kepuasan mitra dan lembar wawancara identifikasi kemampuan guru dalam menyusun soal HOTS terintegrasi nilai keislaman. Hasil dari identifikasi kemampuan guru dalam menyusun soal HOTS terintegrasi nilai keislaman diperoleh informasi bahwa masih terdapat guru yang belum pernah mengikuti pelatihan menyusun soal HOTS, menganggap soal HOTS tidak penting bagi siswa, nilai keislaman penting untuk diintegrasikan dalam soal, namun masih sulit. Selanjutnya berdasarkan angket kepuasan mitra, diperoleh informasi bahwa secara keseluruhan mitra merasa puas terhadap kegiatan pelatihan ini dengan persentase kepuasan sebesar 92,75% dengan kriteria sangat baik. Rekomendasi dari kegiatan ini adalah agar dilakukan kegiatan pelatihan lanjutan
Workshop Implementasi Kurikulum Merdeka bagi Kepala Sekolah SMP Kabupaten Indragiri Hulu
Authors: Suanto Elfis 
Published: January 2023

Keunggulan Kurikulum Merdeka yaitu (1) lebih sederhana dan mendalam karena kurikulum ini akan fokus pada materi yang esensial dan pengembangan kompetensi peserta didik pada fasenya, (2) tenaga pendidik dan peserta didik akan lebih merdeka karena bagi peserta didik, tidak ada program peminatan di SMA, peserta didik memilih mata pelajaran sesuai minat, bakat, dan aspirasinya, (3) bagi guru, mereka akan mengajar sesuai tahapan capaian dan perkembangan peserta didik. Namun yang menjadi permasalahan sekolah-sekolah di INHU terutama SMP belum siap dan belum memahami dengan baik tentang implementasi kurikulum mardeka di sekolah. Untuk itu lah dipandang penting untuk dilaksanakan workshop implementasi kurikulum merdeka bagi kepala sekolah SMP se-Kabupatan INHU. Adapun metode pengabdian dibagi ke dalam tiga tahapan yaitu tahap persiapan, tahap implementasi, dan tahap pelaporan. Workshop Implementasi Kurikulum Merdeka Bagi Kepala Sekolah Menengah Pertama (SMP) Kabupaten Inderagiri Hulu dilakukan secara tatap muka selama dua hari. Hasil pengabdian menunjukkan mereka sangat senang, menerima dengan baik, dan worshop ini telah dapat memberikan gambaran yang jelas terkait implementasi kurikulum merdeka di satuan pendidikan SMP. Diharapkan sudah mempu mengiplementasikan di sekolah.
Analisis Perilaku Gasab dalam Kehidupan Sehari-hari Santriwati Kelas 1 Tsanawiyah di Pondok Pesantren Miftahul Ulum Jakarta Selatan
Authors: Ramadhan Yokha Latief , Dahuri Allaya Sabina , Sururin Sururin 
Published: January 2023

Gasab is a behavior in the form of using other people's belongings without the permission of the owner first. Gasab, as a violation of norms in Islamic boarding schools, occurs continuously. As a place for students to study and study religion, Islamic boarding schools have fostered a high sense of togetherness and solidarity in the pattern of relationships between students, which is the cause of gasab behavior among students. The items that are raped are items that are often used in the daily lives of students, such as shoes, sandals, dippers, clothes, and other items.
Study of Terracotta Art with Special Reference to Shiva
Authors: Chaudhary Avadhesh Kumar 
Published: January 2023

Under ancient Indian art, man's desires and imaginations also include his religious and spiritual beliefs. The artist's art is influenced by nature, inner impulse, social traditions and cultural heritage. The religious social system here is completely reflected in Indian art. Religion and art have been a strong part of human life and they complement each other. Art has been the medium of religion since ancient times, often art has been used for the purpose of clarifying religion and religious beliefs. The devotee attains self-satisfaction by worshiping his deity only through architecture and sculpture. Most of the ancient Indian works of art are the product of the devotional spirit of the devotee towards his deity. The proximity of art and religion is the main reason for the establishment of artistic traditions and development. In the ancient art only the transformation of the spiritual imagination of man is found.
Abstract in Hindi Language:
प्राचीन भारतीय कला के अन्तर्गत मनुष्य की इच्छाओं तथा कल्पनाओं में उसकी धार्मिक तथा आध्यात्मिक मान्यताएँ भी सम्मिलित हैं। कलाकार की कला पर प्रकृति, आन्तरिक आवेग, सामाजिक परम्पराओं तथा सांस्कृतिक विरासत का प्रभाव पड़ता है। भारतीय कला में यहाँ की धर्मप्रधान सामाजिक व्यवस्था पूर्णतया प्रतिबिम्बित है। धर्म तथा कला मानव जीवन के प्रबल अंग रहे हैं तथा वे एक दूसरे के पूरक हैं। प्राचीन काल से ही कला धर्म का माध्यम रही हैं प्रायः कला का उपयोग धर्म तथा धार्मिक मान्यताओं के स्पष्टीकरण के निमित्त किया जाता रहा है। स्थापत्य एवं मूर्ति कला के माध्यम से ही भक्त अपने आराध्य देव की अर्चना करके आत्मसन्तुष्टि प्राप्त करता है। अधिकांश प्राचीन भारतीय कलाकृतियाँ अपने आराध्यदेव के प्रति भक्त की समर्पित भावना की उपज हैं। कला तथा धर्म का समीप्य ही कलात्मक परम्पराओं तथा विकास की स्थापना का मूल कारण है। प्राचीन कला में मानव की आध्यात्मिक कल्पना का ही रूपान्तर मिलता है।
Keywords: कर्म, ज्ञान, भक्ति, शिव, मोक्ष, कल्याण