bluuebunny/crossref_metadata_2025_split huggingface dataset:
Strategi Pendayagunaan Zakat Produktif untuk Pemberdayaan Ekonomi Mustahik Era Pandemi Covid-19:
Authors: Hasibuan Nurlaila , Imsar, Imsar, , Harahap Rahmat Daim 
Published: January 2023

This study takes the topic of the problem, namely how the strategy for utilizing productive zakat is carried out by LAZNAS IZI North Sumatra in empowering the mustahik economy during the COVID-19 pandemic. Where since the COVID-19 pandemic, the utilization of zakat at LAZNAS IZI North Sumatra has experienced various obstacles. The purpose of this study is to see and find out what strategies must be carried out by LAZNAS IZI North Sumatra in dealing with the problems that occur in the management of productive zakat during the COVID-19 pandemic by using SWOT analysis, especially in efforts to empower the mustahik economy. This research uses a descriptive approach to the type of qualitative research, so this research is included in the type of descriptive qualitative research, where this research explains or describes situations or circumstances that will be studied thoroughly and in depth. The data collection technique used in this research is the method of observation, interviews, and documentation. The results of this study are the strategies carried out by LAZNAS IZI North Sumatra in empowering the mustahik economy during the COVID-19 pandemic, namely by maximizing zakat collection by utilizing online media, conducting intensive supervision of the program's progress, adding social networks as partners in zakat management and looking for new innovations that can support the operational activities of the institution, especially during this COVID-19 pandemic. The effect of utilizing productive zakat on economic empowerment of mustahik during the COVID-19 pandemic is very large, this can be seen from the level of income of mustahik after and before receiving zakat funds. Furthermore, the inhibiting factors in the utilization of productive zakat will then be overcome with new strategies and supporting factors so that the mustahik economy can be empowered. This research is expected to be an evaluation material for the improvement of LAZNAS IZI North Sumatra in the future on how to optimize the collection of zakat funds, distribution and utilization of zakat so that the vision and mission of the institution can be achieved. Then it can be a reference for further researchers, especially those related to the management of productive zakat and it is hoped that there will be an update every year.
Keywords: Strategy, Utilization of Productive Zakat, Empowerment, COVID-19.
Pengaruh Pemberian Kredit Usaha Rakyat Syariah terhadap Perkembangan Usaha Pedagang Mikro di Pasar Leuwiliang
Authors: Makki Inkad 
Published: January 2023

The method in this study is a quantitative method, taking data directly from the object of research in this case the Leuwiliang Market by presenting facts or facts that occur in the field observed through observations, field notes and distributing questionnaires to traders with a Likert scale. This study aims 1) To determine the process of providing Sharia People's Business Credit (KUR) in the Leuwiliang market? 2) To know the development of micro merchant business in Leuwiliang Market? 3) To determine the effect of Sharia People's Business Credit on Micro Trader Business Development in Leuwiliang Market? with the results of the product Moment coefficient (rxy ) = 0.724, if it is converted to the value of degrees of freedom for the value of N = 50, namely the 5% significance level is 0.273, while for the 1% level it is 0.354, considering that rcount is 0.724, it is greater than rtable, either in the 5% or 1% significance level. So it can be concluded that the correlation between the variables X and Y there is a strong or high correlation.
Key words : Islamic Curriculum and Micro Merchant Business
Penerapan Etika Bisnis Islam Dalam Transaksi Jual Beli di Pasar Tradisional:
Authors: Rahmawati Nurul Tari , Kosim Mulyadi , Sutisna Sutisna 
Published: January 2023

Traditional market is a place that is able to bring together sellers and buyers to transact directly, which provides daily needs. When compared to super markets or other large stores that also provide basic needs, traditional markets have advantages that can be seen from the availability of much more complete materials at prices that are certainly more affordable. When viewed from an Islamic perspective, the application of business ethics is a key or important point for traders to be successful. But unfortunately, not many people know about the proper application of business ethics based on Islamic law. Seeing these problems is certainly a great interest to study more deeply about the application of Islamic business ethics in buying and selling transactions that take place in traditional markets. The place that will later become the location of data collection is the Leuwiliang market. The lack of public understanding, especially traders, regarding the existence of business ethics and Islamic business ethics in the world of trade is certainly a big one. This could be based on several factors. Starting from selfishness or self-greed, the influence of the surroundding environment, and the lack of literacy from traders. Some people may already understand that it is not only office workers who have the rules, but also traders. Especially if the world of trade is with Islamic values. This study uses a qualitative method by conducting interviews with traders and buyers in the Leuwiliang Traditional market. The results show that certain traders and buyers already know about Islamic Business Ethics, but in practice there are still a handful of perpetrators who commit fraud such as lacking scales, hoarding goods, and monopolizing trade in the market. So it means, the application of Islamic Business Ethics has not been fully implemented in the Leuwiliang Traditional market.
Keywords: Traditional Markets, Islamic Business Ethics, Traders, Buyers.
Analisis Pemahaman Masyarakat Terhadap Bank Syariah Indonesia (BSI) Setelah Merger
Authors: Hidir Nashrullah , Kara Muslimin , Yunus Ayu Ruqayyah 
Published: January 2023

Many factors prevent Muslims from accessing Islamic banking or banking that adheres to Qur'anic principles including a lack of university research, support from Islamic organizations and public knowledge of the practice. One of these factors is the fact that most people are not aware of Islamic banking, which prevents them from seeking out this financial institution. Moreover, most people have no knowledge of sharia law also known as Islamic finance although it is practiced by many banks around the world. This study explores public opinion about the existence of Islamic banks in Indonesia and their investment choices. It also investigates future investment prospects and Islamic banking products. This study uses qualitative data analysis methods derived through inductive and deductive methods. Furthermore, participants were found to have substantial knowledge about Islamic banks in Makassar. People are attracted to Islamic banks because they are implemented according to sharia principles. Many respondents stated that one of the reasons they like Islamic banking is because it is safer and more secure. Other reasons include avoiding usury and feeling proud to be a Muslim which some consider an advantage from an Islamic perspective.
Keywords: Sharia, Sharia Bankin, Understanding
Pengaruh Inklusi Keuangan dan Bank Syariah terhadap Kemiskinan di Indonesia
Authors: Maulidina Ayu , Nawawi M. Kholil , Devi Abrista 
Published: January 2023

Indonesia's Muslim population is 229 million, which only accounts for 6.18% of the Islamic banking market share in national finance. This is evidenced by the fact that 92 million adults in Indonesia do not have access to financial or banking services. Compared to other ASEAN countries such as Malaysia, Thailand and Singapore, the low life expectancy of the Indonesian people shows that Islamic finance is not yet so inclusive. This study is here to determine the effect of Financial Inclusion on Poverty in Indonesia and to determine the effect of Islamic Banks on Poverty in Indonesia. This study uses an associative quantitative research type, using the variable Financial Inclusion (Islamic Bank Third Party Funds) and the variable Islamic Bank (Islamic Banking Financing) to find out whether there is an effect of these variables on the dependent variable, namely Poverty (Amount of Poverty). The data collected is secondary data and time series data. In this study using panel data regression method which is processed using Eviews 9. The findings in this study are: First, Financial Inclusion is not significant to Poverty Second, Islamic Banks are significant to Poverty. 1.) It is recommended to be able to provide new product variants in order to reach the potential of the community who have not been reached by Islamic financial inclusion and Islamic financing 2.) It is recommended that this research can be used as a material consideration when making strategies for Financial Inclusion, Islamic Banking, and Poverty so that can have more impact on the wider community 3.) It is recommended to be able to use other indicators of the variables that the author uses so that they are more varied so that we can all reach the inclusiveness of Islamic finance in Indonesia.
Keywods: Financial Inclusion, Islamic Banks, Poverty, Panel Data Regression, and Eviews 9.
Analisis Dampak Covid-19 Terhadap Pelaku Usaha Mikro Kecil dan Menengah (UMKM)
Authors: Khasaniyah Siti Robiyatul , Muhlisin Sofian 
Published: January 2023

At the end of 2019, the world was shocked by Coronavirus Disease 2019, or what we often call Covid-19, this outbreak that has spread widely even across continents. Especially when it entered the middle of May 2021, the Covid-19 pandemic had soared to more than 163.218 million cases and even reached 3.384 million deaths. Covid-19 also had a major impact on economic growth in Indonesia, where previously economic growth in Indonesia was 5.3%, and some people predict that Indonesia's economic growth now only reaches 2% is obviously very different from before the existence of Covid-19. The impact that is most felt by MSME actors in Sukajadi Village Bogor District is a drastic decrease in income due to the difficulty of getting buyers there may also be some business actors whose income has increased, but how can they survive in the conditions of the Covid-19 pandemic. This study uses 2 quantitative and qualitative methods in its direction: Paired Sample test with SPSS 16 software to measure the influence of income of MSME actors before and after the covid-19. From the results of the t-test (test) in this study, it is known that the Covid-19 variable has a significant positive effect on the income of MSME actors before and after the existence of Covid-19. Meanwhile, efforts to stabilize people's income use descriptive qualitative.
Keywords: Covid-19, MSMEs, Income, Stability Efforts
Analisis Pengambilan Keputusan Nasabah Non Muslim Dalam Memilih Produk Mitra Iqra (Plus):
Authors: Meianti Ardhia , Yusrizal Yusrizal 
Published: January 2023

This exploration was directed looking back to analyze the impact of iqra accomplice items (in addition to) on non-Muslim clients and at the degree of item, advancement, and cost on buying choices of non-Muslim clients at PT. Bumiputera Medan Sharia Life Insurance. The exploration that the creator utilizes is field research utilizing subjective elucidating through information assortment methods.
Keywords: Non-Muslim Product Purchase Decision, Promotion Level, And Price
Peran Kepemimpinan Terhadap Kinerja Pegawai di BAPPEDA Provinsi Sumatera Utara
Authors: Hanifah Lutfiah , K. Kamilah 
Published: January 2023

Leadership is one of the factors that determine employee performance in an organization. The leadership role is carried out by a leader, the success of an organization depends on the leadership role of the leader. The purpose of this study was to describe the role of leadership on employee performance in BAPPEDA, North Sumatra Province. This study uses a qualitative method with a descriptive approach, the research location is at the North Sumatra Province BAPPEDA office in March 2022. There are 3 informants in the study, namely the head of the North Sumatra Province BAPPEDA, the Head of the General and Civil Service Subdivision and 1 Employee Staff. Data collection techniques through observation, in-depth interviews and documentation. Based on the results of the study, it is known that the leadership role of the head of BAPPEDA of North Sumatra Province has been carried out optimally and has a positive effect on employee performance. Although it has not been fully implemented well, every year there is an increase in employee discipline and performance.
Keywords: role, leadership, performance
Analisis Faktor Faktor yang Mempengaruhi Keputusan Nasabah dalam Memilih Produk KPR Syariah: Studi kasus Bank BTN Syariah KCU Kota Bogor
Authors: Nuryani Iin , Kosim Ahmad Mulyadi , Yono Yono 
Published: January 2023

Home is a basic necessity other than clothing and food. For Indonesians, the home is a reflection for everyone, both individuals and families.Population growth, lifestyle, technological advances and increasingly advanced and dynamic socioeconomic needs make the problem of housing and settlement a sustainable problem and even more increasing every year. This study aims to find out whether perception, promotion and service factors influence customer decisions in choosing Sharia KPR products at Bank BTN Syariah KCU Bogor City. This research method uses quantitative methods using multiple linear regression analysis with the help of SPSS software version 20. The data collection technique in this study used interviews and questionnaires with the announcement of all KPR products of Bank BTN Syariah KCU Bogor City, totaling 200 people.The sempel retrieval technique uses a non-probability sampling technique with a total of 100 sempels using the slovin formula. From several hypotheses proposed, the results of the research obtained show that the variables of perception, promotion and service simultaneously have a significant effect on customer decisions in choosing Sharia KPR products at Bank BTN Syariah KCU Bogor City.From the results of this study, the advice that can be given is that Bank BTN Syariah needs to provide an evaluation of effective promotion and socialization in order to maintain customer interest, and there is a need for innovative and creative promotions to attract more customers, and must be more aggressive in providing an understanding of Sharia mortgages to the wider community both in the city and in rural areas.
Keywords : Perception, promotion, service, customer decisions
Analisis Faktor yang Mempengaruhi Minat Mahasiswa Dalam Memilih Karir sebagai Entrepreneur Muslim di Bogor
Authors: Hakim Luqman , Hamdani Ikhwan , Gustiawati Syarifah 
Published: January 2023

Indonesia's potential to experience a recession is around 3 percent and is one of 15 countries that have the potential to experience a recession in 2023. One of the factors that Indonesia cannot avoid the impact of the upcoming 2023 Economic Recession is the distribution of goods and services in society and the power of money. Some of the impacts of the recession that have been felt by the Indonesian people are when there was a massive layoff in the e-commerce industry this year, which is the biggest job absorbing place for millennials. While being an employee may no longer be the best choice, entrepreneurship is the answer of choice for millennials to create new job opportunities. This study aims to analyze the factors that influence student interest in choosing a career as a Muslim entrepreneur in Bogor. This study uses a quantitative approach method. The number of samples in this study were 100 respondents. The data collection technique used a questionnaire. This questionnaire was conducted through an online form. Then the data obtained from the questionnaire was processed using IBM SPSS 22. Data analysis used multiple linear regression. The results showed that the factors that related and influenced the entrepreneurial interest were GPA, attitudes, motivation and parental occupation, while the parents' perception and income had no influence on entrepreneurial interest.
Keywords: internal factors, external factors, entrepreneurial interest
Strategi Pemasaran Produk Pembiayaan Cicil Emas di Bank Syari’ah Indonesia: Studi Kasus Bank Syari’ah Indonesia KCP Sudirman
Authors: Afifah Lula Akmal , Kosim Ahmad Mulyadi , Hakiem Hilman 
Published: January 2023

This study aims to find out how the marketing strategy used in gold instakkment financing products at Bank Syariah KCP Bogor Sudirman. And also obstacles in marketing gold installment products at Bank Syariah Indonesia KCP Bogor Sudirman. The research method used is qualitative, while data collection is interview and documentation. The results show that BSI KCP Bogor Sudirman uses STP (segmentation, targeting, positioning), the market mix which includes product strategy, price, place, promotion, people, physical evidence, and processes on gold installment financing products. And also by using 5A marketing which includes aware, appeal, ask, act, and advocate. After implementing the marketing strategy, BSI KCP Bogor Sudirman activates the stages of marketing strategy in all lines by looking at the conditions of strengths and weaknesess as well as changes in the enviroment so that they can find out whether the strategy implemented is right on target or not. And further enanche the development of employee capabilities in convincing the public to trust the islamic banking becomes better because banks are service businesses.
Keyword: Marketing Strategy, Gold Installment Product, Islamic Bank
Determinan Keputusan Stock Split:
Authors: Sirait Mikha Elisa Sestriayu , Wiyono Gendro , Maulida Alfiatul 
Published: January 2023

This research examine whether Price to Book Value, Return on Investment and Current Ratio affect a company's decision to do Stock Split. This study uses a type of quantitative research, with purposive sampling technique. Thus, this study took a sample of 31 companies that carried out stock split corporate actions listed on the Indonesia Stock Exchange (IDX) for the 2018-2021 period. Data collection is carried out by secondary data, namely in the form of financial reports on companies that carry out stock split activities. The amount of data used was 124 samples, but there were 61 outlier data, so the total sample was 63. The data were analyzed using SPSS 26.0 and using software assistance software programs Microsoft Excel 2016. From the research conducted, it is found that Price to Book Value, Return on Investment and Current Ratio did not significantly influence the company's decision to do Stock Split as evidenced by the significant value of each variable greater than 0,05.
Keywords: Price to Book Value, Return on Investment, Current Ratio, and Stock Split
Peran Industri Rumah Tangga pada Usaha Kerupuk Jangek sebagai Sarana Meningkatkan Ekonomi Keluarga di Desa Persatuan Kec. Pulau Rakyat Asahan
Authors: Sinulingga Cahya Purwati , Tambunan Elya Ramadhani , Anshari Habilla , Simanjuntak Indah , Putri Nst, Yohana Ariska , Zainarti Zainarti 
Published: January 2023

The research conducted in the persatuan village of Pulau Rakyat sub-district aims to find out how the cracker home industry is able to survive and what are the ways this home industry can do to increase its competitiveness so that it continues to increase. The research method used is a qualitative method. The subjects are home industry owners who have been running their home industry for 20 years. The data obtained is described qualitatively. The results of the study show that in maintaining the home industry so that it can carry out its role, which includes aspects of marketing sustainability. Home industry owners in the Unity village have their own strategy in maintaining their home industry.
Keywords: The Role of Home Industry, Family Economy, Social Network Strategy
Pengaruh Keadilan Distributif, Keadilan Prosedural, dan Keadilan Interaksional Terhadap Kepuasan Kerja Pegawai Di PT PLN (Persero) UP3 Yogyakarta
Authors: Hastari Elmalia Yuniar , Kirana Kusuma Chandra , Subiyanto Didik 
Published: January 2023

The purpose of this study was to determine distributive justice, procedural justice, and interactional justice which have a significant positive effect on employee job satisfaction at PT PLN (Persero) UP3 Yogyakarta. In this study, researchers used quantitative research methods, as the population were employees of PT PLN (Persero) UP3 Yogyakarta with a sampling technique, namely the saturated sample technique. The method of collecting data with a questionnaire. The analysis technique used is multiple linear regression. The results of the study found that distributive justice, procedural justice, and interactional justice had a significant positive effect on employee job satisfaction.
Keywords: Distributive Justice, Procedural Justice, Interactional Justice, Job Satisfaction
Pengaruh Likuiditas, Solvabilitas dan Efisiensi Modal Kerja Terhadap Profitabilitas Pada Perusahaan Subsektor Kosmetik dan Keperluan Rumah Tangga yang Terdaftar di BEI Periode 2017-2022
Authors: Sari Bekti Fatma , Wiyono Gendro , Sari Pristin Prima 
Published: January 2023

This study aims to analyze the effect of Liquidity (CR), Solvency (DER), and Work Capital Efficiency (WCT) on Profitability (ROA). This type of research used is quantitative research. The sampling method in this study used a purposive sampling technique. The samples used in this study were 6 companies in the cosmetics and household goods subsector that were listed on the IDX for 2017-2022 with data processed as many as 32 financial reports. The data were analyzed using multiple linear regression analysis and the classical assumption test which were obtained using the SPSS version 22 program. From the research conducted, it was found that partially the variables liquidity (CR), solvency (DER) and working capital efficiency (WCT) had a positive effect and significantly to profitability (ROA). The results of the study simultaneously show that the variables of liquidity, solvency, and working capital efficiency have a significant effect on profitability
Keywords: liquidity, solvency, working capital efficiency, and profitability
Pengaruh Daya Tarik Terhadap Keputusan Pembelian Produk Asuransi Jiwa Syariah (PRUcinta) pada PT Prudential Syariah Binjai
Authors: Zahra Audina Rizka , Yusrizal Yusrizal 
Published: January 2023

This study focuses on the effect of attractiveness on purchasing decisions for sharia life insurance products (PRUcinta) at PT. Prudential Syariah Binjai. Thus, this study aims to analyze the influence of attractiveness on purchasing decisions for sharia life insurance products (PRUcinta) at PT. Prudential Syariah Binjai. The method used in this study is to use a qualitative method that will reveal the social meaning of the phenomenon obtained through the research subject. The results achieved are the influence of the process of a product, service, process and tariff on purchasing decisions of sharia life insurance products at PT. Prudential Syariah Binjai.
Keywords: influence, attractiveness, decision