bluuebunny/crossref_metadata_2025_split huggingface dataset:
Impact of Financial Inclusion on Women Entrepreneurs in India: An Empirical Study
Authors: Rani Vosuri Sandya , Sundaram Natarajan 
Published: June 2023

Purpose: Researchers, practitioners, government leaders, as well as other stakeholders keep expressing a great deal of interest mostly in the close connection between economic inclusion with women having entrepreneurship on a both national and international scale.

Theoretical framework: The fundamental objective is still to increase women's access to finance so they can engage in entrepreneurship. The latest evidence exploring the connection between women's entrepreneurship as well as financial inclusion has generated an assortment of findings that are more conventional than reality.

Design/methodology/approach: This study looked into how financial inclusion affected the functioning of women-owned enterprises in Vellore, Tamilnadu, India. One thousand two thousand seventy-four (1,274) women-owned Small and medium enterprises, Small and Medium Businesses (MSMEs) registered with MSME made up the participants in this investigation, as well as three hundred fifty-seven (357) MSMEs being chosen as such sample size.

Findings: The research used structured questionnaires and in-person interviews to collect data. Multiple Regression (Ordinary Least Square Estimate), as well as Pearson Product Moment Correlation Coefficient, were used to examine the data. Findings indicated that the efficiency of women-owned enterprises is positively and significantly impacted by financial inclusion.

Research, Practical & Social implications: In hopes of reducing the gender disparity in financial intermediation, it is advised that the administration put laws and legislative regulations in place.

Originality/value: Recognizing the crucial role that women-owned businesses play in the country's economic expansion and continue to increase gender diversity to foster an atmosphere of innovation.
Identification of the Ability of External Auditors to Detect Audit Fraud
Authors: Ginanjar Yogi , Lestari Ayu Gumilang , Mulyani Hani Sri , Rahmayani Meli Wida , Hernita Nita , Riyadi Wulan 
Published: June 2023

Purpose: To find out the determinants of Detect Audit Fraud.

Theoretical framework: Professional skepticism, auditors' ability and detect fraud. This topic was adopted from several theoretical studies and previous research which was incorporated into a single factor influencing external auditors to detect to audit fraud.

Design/methodology/approach: This study used a quantitative approach with an explanatory design using a survey method. The sample in this study were auditors who were members of KAP with a total sample of 61 samples. This study uses a 5-point Likert scale to collect research data.

Findings: The results of the study show that 1) The independent variables Professional skepticism and auditors' abilities have a positive and significant effect on external auditors detecting to audit fraud with a large effect of 71.6%, while the remaining 29.4% are other factors not included in this model; 2) Professional skepticism and auditors' abilities have a positive and significant effect on external auditors detecting to audit fraud; 3) The auditors' ability variable has no effect on external auditors detecting to audit fraud.

Research, Practical & Social Implications: We recommend a future research agenda related to external auditor detect to audit fraud as a result of analytical skills and audit delay to become an integral role model.

Originality/value: Most of the previous studies only used variables partially and no one has broken down KAPs by region. However, a thorough and complete description of these factors along with the specifications of an auditor who has specific experience is the target of the importance of our research.
The Role of Digitalization Performance on Digital Business Strategy in Indonesia MSEMs
Authors: Sudrajad Ahmad Iman , Tricahyono Dodie , Al-Amin  , Zuwardi  , Yulianti Eka Budi , Irnayenti  , Ahmad  , Rosmawati Wati 
Published: June 2023

Purpose: Aim of this study to get a clearer picture of the benefits of implementing digital business strategy (digitalization capabilities that supported by digital literacy) in MSMEs.

Theoretical framework: The existence of MSMEs (Micro, Small and Medium Enterprises) is an important part of the Indonesian economy which has an impact to the smallest layer. Every business entity in every industry and every size is affected by digitalization, all companies must confront their strategic orientation and develop a digital strategy that is right for them.

Design/methodology/approach: The data analysis used Partial Least Square and Structural Equation Modelling. We use purposive sampling technique, and the survey data was collected online during October-December 2021 and the respondents was MSME practitioner in 18 provinces in Indonesia.

Findings: The results of the study found variables that had a positive and significant effect: digitalization capability on digitalization performance, digital literacy on digitalization performance, digital literacy on perceived financial performance, digitalization performance on perceived financial performance. The digitalization capability has no positive and significant effect on perceived financial performance. However, through mediating the digitalization performance, digitalization capability has a positive and significant impact on perceived financial performance. The value of R2 is 57% & 63% which shows the influence of the independent variables (digitalization capability & digital literacy) is strong enough on digitalization performance & perceived financial performance in this study.

Research, Practical & Social implications: study show that perceived financial performance in digitalization has not become a top priority for MSME actors because digitalization is still considered an additional cost.

Originality/value: The study is the first in the digital business strategy for MSEMs area discuss the role of digitalization performance.
Statistical Approach on Perception of Employees Attainments in the Milieu of Non-Public Organisations
Authors: Kalimuthu Lakshmi Priya , Devaraj Ponmary Pushpa Latha , Aruna Kasinathan , Dhanabalan Mercy Lydia , Selvaraj Annie Priyadharsini , Ramkumar Gowtham , Balasubramaniam Madhumitha 
Published: June 2023

Purpose: The aim of this study is to comprehend the various syndromes that influence the performance of individual employees and other factors that have an impact on employee’s performance.

Theoretical framework: Employees are encouraged by management to help facilitate the transition to the new market scenario. Only a balance between work life and family will enable an individual to have a peaceful and healthy life. Indeed, the two factors mentioned above are important considerations for living standards.

Design/methodology/approach: This paper aims to investigate the factors that influence employee performance in non-public organization’s context. The study involves 145 employees from non-public organizations, 56.55% male and 43.44% female, of ages 27 to 45 years. The participants were selected at random from well-known non-public organizations. This study employed a descriptive-quantitative research design.

Findings: The findings show that job-related training, working conditions, family background, workload, and digital knowledge all have a significant impact on employees’ performance.

Research, Practical & Social implications: This study considers job-oriented training, working conditions, work load, employee’s family back ground and their digital knowledge to measure employee’s performance. However clear communication,defining roles,trust leadership and and other variables could also be considered by future researchers on this study.

Originality/value: Using statistical Modelling in understanding Perceptions on employee’s performance was hardly adopted in these types of studies and other variables could also be considered by future researchers on this study.
Economic Empowerment and Collaboration of Urban Slum Arrangement: Review the Kotaku Program in Kendari City
Authors: Arisandi  , Muthalib Abdul Azis , Gamsir  , Saenong Zaenuddin , Balaka Muhammad Yani 
Published: June 2023

Purpose: Evaluating the slum handling program, slum typology, and factors that are challenges (gaps) for socio-economic empowerment in participatory handling of slums.

Theoretical framework: Focus on several theories and concepts about slum settlements, criteria for slum houses, typologies, and empowerment. The subject matter is built from the results of research gaps, phenomena, and empiricism so as to give rise to research positions and novelty.

Design/methodology/approach: This research uses a qualitative approach. Involved 38 key informants, and 53,066 households observed in determining the typology (non-informants). Data were obtained through in-depth interviews, observation, and FGD. Data credibility with data source triangulation techniques.

Findings: Finding a gap between program objectives and the decline in slum settlements, where the implementation program is running well but the area of slum settlements has actually increased. The majority of settlements (typology) are in the category of "heavy slums and light slums". There are five targets for program empowerment, only one namely collaboration is considered good, while others (institutional aspects, human resources, business development, and environmental development) are not good.

Research, Practical & Social implications: Reviewing the criteria for poor households, and techniques for determining areas (slums). Next is the Central Government through the relevant ministries to review the database of budget allocations and other processes for determining the amount of funding allocations so as to avoid data manipulation to obtain additional allocations of funds to the regions.

Originality/value: Disclosure is factual with a qualitative approach to participation.
Knowledge Management of Students in the Universities in the Digital Economic Context
Authors: Ly Luong Cong 
Published: June 2023

Purpose: This article uses a system of knowledge and knowledge management theories to build a knowledge management model for university students in Vietnam in the context of a controlled digital economy. The values ​​related to the reliability of the model are accepted as appropriate to research to raise awareness and promote the role of knowledge management for Vietnamese students.

Theoretical Framework: Based on the theoretical basis of knowledge management, build a model of knowledge management of students in the context of the digital economy. Research using PLS-SEM techniques with SmartPLS3.3 software to evaluate and test the influence of factors affecting the knowledge management of students. Based on four main factors affecting students' knowledge in universities in the context of the digital economy: knowledge sharing, knowledge collection, knowledge creation, and knowledge application.

Method: The author used a quantitative survey method to evaluate the hypotheses: Knowledge sharing; Collecting knowledge; knowledge creation; knowledge application. The author of the study surveyed students of universities in Vietnam through a questionnaire. Survey questions with a Likert scale of five levels (1 being “strongly disagree” to 5 being “strongly”. consent”) applies. A total of 351 students from the universities were randomly selected for data collection. The data was analyzed using SmartPLS33 software, and the structure was modelled program (SEM-PLS).

Findings: The test results show that knowledge application is the factor that has the most significant influence on knowledge management students' consciousness. Knowledge applications help students take advantage of opportunities to create new knowledge. Knowledge must go through the process of building, transforming and maintaining in usage and action.

Practical & social implications: In the current context, the application of technology will help expand the reach of knowledge, and the process of sharing knowledge between students will become faster, more efficient, and more fruitful. Therefore, universities must disseminate knowledge to learners about the importance of knowledge management awareness through propaganda and sharing sessions.

Originality values: This study helps learners about the importance of knowledge management through propaganda and sharing sessions. Help learners understand the role of knowledge management, thereby forming habits and plans to maximize their knowledge management ability to increase your competitive advantage.
A Study on Lapsation of Insurance Polices of Select Insurance Companies
Authors: Velmurugan R , Kalimuthu M , Karthik S , Madraswale Maksud A , Kumar K Srivignesh , Prakash M 
Published: June 2023

Purpose: Lapsation is the discontinuation of payment of premia for reasons other than the death of a policy holder. A majority of insurance companies notice that half of their policyholders do not pay their insurance premia regularly leading to an increase in lapsation of policies. Increase in lapsation not only affects the policyholders’ welfare but also insurance companies’ business growth. So, the present study was carried out to determine where lapsation rate is high and to offer solutions to reduce the rate of lapsation.

Design/Methodology/Approach: The present study is descriptive in nature. A carefully constructed questionnaire was used to gather the study's pertinent data. Data were collected from life insurance company employees in Tamilnadu using the convenience sampling method. The questionnaire includes inquiries about different policy kinds, distribution methods, agent information, and different commission structures.

Findings: Result of cross tabulation discloses that high rate of lapsation rate is noticed with term and endowment insurance policies both at LIC and private insurance companies. High rate of lapsation is noticed under insurance policies distributed by direct sale teams of insurance companies. Further, it is noticed that lapsation rate is high in Private insurance companies, where insurance agents receive low commission. Lapsation rate is low at Public and Private Insurance companies, where insurance agents receive high and moderate level of commission.

Practical Implications: The result of the study will be immensely useful to policyholders in particular and insurance companies in general. Reduction in policy lapsation rate will assist policyholder to reap the benefit of availing insurance policies and aids life insurance companies to expand their business volume to a greater extent.

Social Implications: Life insurance companies not only safeguard interest of policyholders but also invests their excess amount of premium in corporate securities, thereby assists not only growth of industries but also Indian economy as well. Lapsation of insurance policies may affect transfer of excess premium towards industry investment. Thus, the present study assist to understand the reason for lapsation of policies and to offer suitable suggestions to reduce rate of lapsation and assist not only growth of insurance companies but also economy too.

Originality/Value: Questionnaire is employed for collecting first hand data. By contacting the life insurance company employees in person data required for the study has been gathered.
The Quotative System in Spanish and English Youth Talk. A Contrastive Corpus-based Study
Authors: Palacios Martínez Ignacio Miguel 
Published: June 2023

The speech of teenagers is rich in narratives, with the direct reproduction of speech, thoughts, and non-lexical material often introduced through the use of quotatives. This paper aims to compare such quotative markers in English and Spanish.. Findings indicate that both Spanish and British teenagers make use of a wide range of specific quotatives in their speech. For example, in English go and (be) like prevail clearly over general reporting verbs such as say, think and ask. In Spanish, we also find a system of both general reporting verbs (decir, ‘say’, contar, ‘tell’, preguntar ‘ask’) and those more typical of teenager speech (y yo…. ‘and I ...’, en plan ‘like’, es como “it's like”, saltar , ‘come up with’, etc). However, in Spanish the latter represent only 25 percent of the total, compared to almost 50 percent in English. Linguistic factors (grammatical person, aspect, tense, content of the quote) seem to constrain differently the choice and function of the quotatives observed in the teen talk of English and Spanish.
Caracterização Morfométrica das Microbacias Hidrográficas do Parque Estadual Nova Baden, MG
Authors: Fonseca Júnior Ariovaldo Machado , Santos Gilsonley Lopes dos , Delgado Rafael Coll , Pereira Marcos Gervasio 
Published: June 2023

Unidades de conservação são ambientes de preservação e conservação dos recursos naturais. As unidades são delimitadas muitas das vezes considerando os divisores hidrológicos englobando uma ou mais unidade hidrológica. As menores unidades hidrológicas consideradas no plano de manejo dessas unidades são as microbacias hidrográficas. Assim, o objetivo desse estudo foi a realização da análise morfométrica de duas microbacias hidrográficas (Trilha dos Troncos e Sete Quedas) do Parque Estadual Nova Baden, Lambari-MG. A caracterização da morfometria e dos fatos topográficos das microbacias foi obtida a partir do Modelo Digital de Elevação na resolução espacial de 12,5m obtido pelo sensor Alos Palsar. As microbacias do Parque Estadual Nova Baden em função das características morfométricas apresentadas (fator de forma; densidade de drenagem e índice de circularidade) são pouco susceptíveis a ocorrência de enchentes. Ambas as microbacias possuem um padrão característicos quanto à distribuição dos atributos do relevo (declividade, orientação e radiação global), o qual está associado a topografia de encosta da Serra da Mantiqueira. Apesar da proximidade entre as microbacias existem particularidades entre elas em função das condições morfométricas e do relevo, as quais precisam ser consideradas na definição das estratégias de manejo da unidade de conservação.Palavras-chave: unidade de conservação, Mata Atlântica, relevo, recursos hídricos. Morphometric Characterization of the Watersheds of Nova Baden State Park, MGA B S T R A C TWater infiltration is a key process in groundwater-river recharge. However, it is poorly known in the Brazilian Tropical Savanna (biome with different natural ecosystems, such as savannas, native grasslands, and forests). Thus, we carried out a review on soil water infiltration in different natural ecosystem types within the domains of the Brazilian Tropical Savanna. We collected articles from the Web of Science, Periódicos CAPES, and Scholar Google databases. We found 15 articles (including 22 assays) with studies prevailing in the Midwest region of Brazil. The mean and median infiltration capacity of all studies was 792 and 567 mm h-1, respectively. The majority of the studies (12 articles) did not clearly define which specific type of ecosystem was studied. Furthermore, most of the studies were carried out in Oxisols. Generally, the studies had a low sample size to characterize soil properties. A better description of ecosystem type, as well as a more significant sample size, are needed to understand infiltration in natural ecosystems of the Brazilian Tropical Savanna. Given the limitations of the studies available, our review showed that it is still too early to synthesize and to make an in-depth discussion on such topic in such huge and heterogeneous biome.Keywords: conservation unit; Atlantic forest; relief; water resources
Barred: Why the Innocent Can't Get out of Prison
Authors: Beety Valena 
Published: June 2023

For three decades, the innocence movement has focused on proving “factual innocence” with DNA evidence. Substance. But as Professor Medwed details, far more people are wrongly convicted than those who can rely on exculpatory DNA evidence. DNA has been crucial to exposing the many causes of wrongful convictions: faulty forensic evidence, police and prosecutor misconduct, mistaken eyewitnesses, unreliable informants, false confessions, and racism. DNA opens the doors to recognizing these other causes of wrongful convictions. But what next?
Barred walks us through the procedural bars and barriers at each step a wrongly convicted person takes toward freedom. As Medwed describes it, “the rule regime is stacked against the innocent, contrary to the popular belief that the postconviction process is full of escape hatches from the prison cell, those imaginary ‘technicalities’ that let people loose…. You can have evidence of innocence – and no one willing to hear it.”
Through the pages of Barred, Medwed turns us to procedure for the next stage of innocence work. If it is procedure that creates the bars, then it is those bars we must bend to free innocent people.
Pengaruh Cekaman Kering terhadap Respon Pertumbuhan Cabai Merah pada Fase Vegetatif
Authors: Airlangga Rahmadani Primanindita , Sudarsono  , Amarillis Shandra 
Published: June 2023

Cekaman kering dapat menyebabkan berbagai macam perbedaan morfologi dan fisiologi meskipun tanaman berasal dari spesies dan varietas yang sama. Perbedaan ini disebabkan oleh mekanisme tanaman dalam beradaptasi dan bertahan hidup di lingkungan kering. Respon yang paling umum terjadi antara lain penurunan laju pertumbuhan dan jumlah stomata, yang menyebabkan penurunan angka produksi. Studi tentang pengaruh cekaman kering sering dilakukan saat atau setelah periode produksi untuk menentukan pengaruh cekaman pada produksi. Namun, penelitian ini berfokus pada pengaruh cekaman kering terhadap respon pertumbuhan pada vase vegetatif tanaman. Tanaman yang digunakan adalah empat varietas cabai merah, dua varietas merupakan varietas hibrida, dan dua berasal dari varietas bersari bebas (OPV). Penelitian ini bertujuan mengidentifikasi pengaruh cekaman kering pada varietas cabai merah yang berbeda selama masa vegetatifnya. Rancangan percobaan yang digunakan adalah rancangan acak lengkap (RAL). Cabai merah hibrida. Gada dan Panex, serta cabai merah OPV, Anies dan Seloka, ditanam dengan perlakuan penyiraman konstan dan perlakuan kering. Pengamatan pertumbuhan dilakukan dua kali, mulai usia 3 minggu setelah tanam (MST) hingga 7 dan 11 MST. Pertumbuhan vegetatif dan generatif tanaman secara umum terhambat pada kondisi tercekam kekeringan, kecuali pada bobot basah, akar dan bobot basah total yang justru bertambah pada kondisi cekaman kering. Terdapat interaksi antara bobot kering buah cabai dan perlakuan cekaman yang diberikan.
Kata kunci: Anies IPB, Capsicum annuum L., Gada F1, Panex 100 F1, Seloka IPB, varietas hibrida, varietas bersari bebas
A FAST COMPUTATION FOR EIGENVALUES OF CIRCULANT MATRICES WITH ARITHMETIC SEQUENCE
Authors: Guritman Sugi , Jaharuddin  , Mas'oed Teduh Wulandari , Siswandi  
Published: June 2023

In this article, we derive simple formulations of the eigenvalues, determinants, and also the inverse of circulant matrices whose entries in the first row form an arithmetic sequence. The formulation of the determinant and inverse is based on elementary row and column operations transforming the matrix to an equivalent diagonal matrix so that the formulation is obtained easily. Meanwhile, for the eigenvalues formulation, we simplify the known result of formulation for the general circulant matrices by exploiting the properties of the cyclic group induced by the set of all roots of as the set of points in the unit circle in the complex plane, and also by considering the specific property of arithmetic sequence. Then, we construct an algorithm for the eigenvalues formulation. This algorithm shows a better computation compared to the previously known result for the general case of circulant matrices.