bluuebunny/crossref_metadata_2025_split huggingface dataset:
Financial Inclusion and Inclusive Growth in Nigeria Between 1981 and 2017
Authors: Maku Olukayode , Lawal Raheem , Soyemi Caleb , Adenaike Abayomi 
Published: December 2022

The paper examines the long-run relationship between financial inclusion and growth in Nigeria for the period 1981-2017.Using data from the Central Bank of Nigeria statistical bulletin 2018 and the World Development Indicator 2018, the study applies econometrics to examine effects of credit to private sector, money supply, Interest rate and Government Expenditure on Per capita Gross Domestic Product. The results of the ARDL show that financial inclusion increases inclusive growth and makes easy access to loan for investment. The study also validates the finance led growth hypothesis and establishes that finance causes growth in Nigeria. Given the findings, policy makers need to focus more on long run financial policies that can enhance the effectiveness of the financial sector (both money and capital markets) in promoting growth. Additionally, the government should work to provide an enabling environment and create awareness to enhance public trust in the country’s financial system.
JEL Classification: O40
Effect of Diaspora Remittances on Small Medium Scale Enterprises (SMEs) in Nigeria
Authors: Ojapinwa Taiwo 
Published: December 2022

Diaspora remittance flows to Nigeria have been increasing over time. However, the effect of this increase on theperformanceof SMEs has not been adequately studied. Many researchers have contended that if diaspora remittances are well invested, they could contribute immensely to bridging the SMEs financing gap of N617. 3 billionannually. Thus, this study uses time series data on Nigeria from the World Bank’s World Indicators Database for a period to examine the effect of diaspora remittances on SMEs. The study employs robust ordinary least squares (ROLS) to handle issues of outliers. The results show that diaspora remittances have a positive and significant effect on SMEs' performance in all the examined models. Hence, due to their positive effect on theperformance of SMEs in Nigeria, the government should formulate policies to leverage the increase of diaspora remittances, which would provide an alternative window forfinancing SMEs.
JEL Classification: C22, E51, F24, L29
Growth and Redistribution Components of Changes in Poverty Measures: Household Budget Survey Analysis 2000/01 and 2007
Authors: Kirama Stephen 
Published: December 2022

This study estimates the impact of growth and income distribution on poverty in Tanzania using Household Budget Surveys’ data for 2000/01 and 2007. The analysis is done by decomposing the change in poverty into growth effect and redistribution effects using the Datt-Ravallion (growth and inequality decomposition). The decomposition of the changes in poverty has been done at the national level. Findings show that the changes in poverty observed in Tanzania are not reflected in the scenario that inequality remained constant over the period. The changes in poverty were expected to be much larger than what is presented in the official statistics. Using the FPL, the decrease is only 1.97%, while in actual fact it was supposed to have decreased by 16.3% during the 2007 growth period, and by 29.2% using the BNPL. If growth in mean consumption was constant as observed in 2001, using the BNPL the change in inequality would have increased poverty by 42.7% (27.03&) in 2001 (2007) growth period. Using the FPL, if growth in mean consumption was constant as observed in 2001, the change in inequality would have increased poverty by 40.9% (14.35) for the 2001(2007) growth period. The implication of the Datt-Ravallion decomposition is that though the growth effect is important in poverty reduction, redistribution would have a significantly positive impact on poverty alleviation. The growth in mean income amidst constant inequality would have had a substantial impact on poverty changes. In addition, policies that address issues of inequality—i.e., redistributive policies—could enhance the positive effects of growth on poverty alleviation more effectively.
JEL Classifications: Q54
Javni spomin na ustreljene na Suhem bajerju v Ljubljani
Authors: Smiljanić Ivan 
Published: December 2022

Na Suhem bajerju pod Golovcem v Ljubljani so bile med prvo svetovno vojno izvrševane smrtne kazni nad osumljenci, obtoženimi protidržavnega delovanja. Identiteta večine vse do danes ni znana. V Kraljevini SHS so bili usmrčeni slavljeni kot junaške žrtve avstrijskega režima. V časopisju se je Suhi bajer pojavljal v okviru političnih obračunavanj. Od sredine 20. let so na bajerju potekale žalne svečanosti, ki jih je vodila Orjuna. Poseben odbor je leta 1934 na bajerju postavil spomenik ustreljenim, leta 1939 pa so bili posmrtni ostanki prekopani v kostnico na Žalah. Danes sta lokacija bajerja in spomenik zapuščena.
PENGARUH SERVICESCAPE DAN KUALITAS PELAYANAN CUSTOMER SERVICE TERHADAP KEPUASAN PENGGUNA BANDAR UDARA INTERNASIONAL ADI SOEMARMO SURAKARTA
Authors: Sri Haryati Eni , Purbaningrum Chely 
Published: December 2022

Servicescape merupakan layanan yang diberikan untuk menghubungkan antara perusahaan dan pengguna jasa dalam berinteraksi di lingkungan fasilitas perusahaan. Dalam meningkatkan lingkungan fasilitas dan kualitas pelayanan Bandar Udara Internasional Adi Soemarmo Surakarta perlu memberikan kepercayaan mencakup keselamatan, keamanan dan kenyamanan kepada pengguna jasa. Dari hal tersebut penelitian ini bertujuan untuk mengetahui pengaruh Servicescape dan Kualitas Pelayanan Customer Service terhadap Kepuasan Pengguna di Bandar Udara Internasional Adi Soemarmo Surakarta. Penelitian ini menggunakan metode kuantitatif. Populasi penelitian adalah penumpang di Bandar Udara Internasional Adi Soemarmo Surakarta tahun 2020 yang berjumlah 543.168 dan sampel sebanyak 100 responden. Dengan kriteria responden yaitu yang melakukan perjalanan minimal 2 kali dari Bandar Udara Internasional Adi Soemarmo Surakarta. Data yang digunakan adalah data sekunder berupa dokumentasi dan data primer yang diperoleh langsung melalui kuesioner yang dibuat google form disebarkan melalui media sosial WhatsApp dan Instagram. Data analisis menggunakan software SPSS 23 dengan analisis regresi linear berganda, uji T, uji F, dan koefisien determinasi (r2). Hasil analisis data uji T diperoleh nilai signifikansi variabel X1 terhadap Y sebesar 0,000 < 0,05 dan variabel X2 terhadap Y sebesar 0,000 < 0,05 yang artinya berpengaruh signifikan dan positif. Analisis data uji F diperoleh nilai signifikansi variabel X1 dan X2 terhadap Y sebesar 0,000 < 0,05 yang artinya berpengaruh signifikan dan positif secara bersama-sama. Analisis data Koefisien Determinasi (r2) dari Adjusted R Square sebesar 0,689. Artinya bahwa variabel X1 dan X2 terhadap Y dapat di artikan bahwa pengaruh Servicescape dan Kualitas Pelayanan Customer Service terhadap Kepuasan Pengguna Customer Service di Bandar Udara Internasional Adi Soemarmo Surakarta adalah sebesar 68,90%.
PENGARUH BRAND IMAGE DAN KUALITAS PRODUK TERHADAP LOYALITAS PELANGGAN MELALUI KEPUASAN PELANGGAN SEBAGAI VARIABEL INTERVENING
Authors: Munfaqiroh Siti , Sandy Agung Anastasius Mario , Priyo Sugiharto Didik 
Published: December 2022

Tujuan penelitian ini adalah untuk mengetahui (1) pengaruh brand image dan kualitas produk terhadap kepuasan pelanggan, (2) pengaruh brand image dan kualitas produk terhadap terhadap loyalitas pelanggan, (3) pengaruh brand image dan kualitas produk terhadap loyalitas pelanggan melalui kepuasan pelanggan sebagai variabel intervening. Objek penelitian yang dipilih dalam penelitian ini adalah pelanggan tuperware di Kota Malang. Data dikumpulkan melalui metode kuesioner yang diisi secara langsung oleh 100 responden Metode pengambilan sampel yang digunakan adalah nonprobability sampling. Teknik pengambilan sampel yang digunakan adalah convenience sampling. Adapun teknik analisis yang digunakan dalam penelitian ini yaitu uji validitas, uji reabilitas, uji asumsi klasik, uji t, dan analisis jalur (path analyse). Berdasarkan hasil uji hipotesis (1) ada pengaruh antara variabel brand image dan kualitas produk terhadap kepuasan pelanggan, (2) ada pengaruh antara variabel brand image dan kualitas produk terhadap loyalitas pelanggan, (3) secara tidak langsung brand image dan kualitas produk melalui kepuasan pelanggan mempunyai pengaruh yang signifikan terhadap loyalitas pelanggan.
ANALISIS TINGKAT SUKU BUNGA SERTIFIKAT BANK INDONESIA (SBI), INFLASI DAN NILAI KURS DOLLAR AS TERHADAP HARGA SAHAM
Authors: Herdini Anita , Sudaryo Yoyo , Sofiati (Efi) Nunung Ayu 
Published: December 2022

Perkembangan zaman saat ini, sangat mempengaruhi berbagai aspek kehidupan. Dengan kemudahan teknologi pada era digitalisasi saat ini, berinvestasi di Pasar Modal yang semakin mudah untuk diakses oleh masyarakat. Di dalam pasar modal, investasi saham merupakan bentuk investasi yang paling diminati. Salah satu investasi saham yang memiliki risiko tinggi adalah investasi pada perusahaan perbankan. Seorang investor tentunya membutuhkan banyak informasi sebelum melakukan investasi. Informasi tersebut digunakan untuk menganalisis perusahaan mana yang sahamnya dapat menguntungkan. Penelitian ini bertujuan untuk menganalisis pengaruh Tingkat Suku Bunga SBI, Inflasi, dan Nilai Kurs Dollar AS terhadap Harga Saham perusahaan Bank BUMN yang listing di Bursa Efek Indonesia periode 2014-2018.
Data diperoleh dari Indonesia Stock Exchange (IDX) dan situs resmi Bank Indonesia dengan periode waktu tahun 2014 sampai 2018. Jumlah populasi penelitian ini adalah 6 perusahaan dan jumlah sampel sebanyak 4 perusahaan dengan melewati tahap purposive sampling. Teknik analisa yang akan dipakai dalam penelitian ini adalah regresi linier berganda untuk memperoleh gambaran yang menyeluruh mengenai hubungan antara variabel satu dengan variabel yang lain.
Hasil penelitian menunjukkan bahwa variabel Suku Bunga SBI, Inflasi, dan Nilai Kurs Dollar AS berpengaruh signifikan terhadap Harga Saham pada perusahaan Bank BUMN. Hasil uji determinasi juga menunjukkan bahwa harga saham dipengaruhi oleh ketiga variabel yaitu Suku Bunga SBI, Inflasi, dan Nilai Kurs Dollar AS memiliki pengaruh sebesar 86%. Hasil penelitian ini diharapkan ketiga variabel tersebut dapat dijadikan pedoman, baik oleh pihak manajemen perusahaan dalam pengelolaan perusahaan, maupun oleh para investor dalam menentukan strategi investasi.
ANALISIS GAYA KEPEMIMPINAN DAN KOMPENSASI TERHADAP MOTIVASI KARYAWAN DAN IMPLIKASINYA TERHADAP KEPUASAN KERJA
Authors: Hidayat Edy Suhendi , Dayona Gurawan , Sofiati (Efi) Nunung Ayu 
Published: December 2022

Perkembangan bank sangat menjanjikan di industri keuangan menempati peran yang sangat penting dalam sektor ekonomi, terutama dalam mendukung pengembangan usaha mikro, kecil dan menengah semakin ketat persaingan antar bank, maka pelayanan yang bank berikan harus lebih optimal sehingga perusahaan mampu memenangkan persaingan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh Gaya Kepemimpinan dan Kompensasi Terhadap Motivasi Karyawan dan Implikasinya Terhadap Kepuasan Kerja pada PT Bank Rakyat Indonesia (persero) Tbk.
Responden dalam penelitian ini adalah Seluruh Karyawan Di PT Bank Rakyat Indonesia (persero) Tbk, jumlah responden 200 responden dengan menggunakan teknik pengambilan sample yang disebut random sampling. Penelitian ini menggunakan analisis struktural equation model (SEM) dengan bantuan program AMOS.
Hasil penelitian ini menunjukan bahwa : 1) Gaya Kepemimpinan dan Kompensasi berpengaruh positif terhadap kepuasan kerja karyawan, 2) Kepuasan kerja karyawan berpengaruh positif terhadap pelayanan, 3) Kualitas pelayanan dan kepuasan karyawan berpengaruh positif terhadap loyalitas nasabah.
Peneliti disini melakukan penelitian Dengan peneliti lain pada bank - bank BUMN yang diantara nya Bank Rakyat Indonesia, Bank Mandiri, Bank BNI, Bank BTN dengan batasan permasalahan
#cubank no Twitter:
Authors: Concha Wagner Rodrigo Arratia 
Published: December 2022

Em junho de 2021, a cantora Anitta foi anunciada como nova membro do conselho de administração da Nubank. Após o anúncio, usuários contrários à contratação criaram a #cubank, provocando um ciberacontecimento, amplificado pela crítica da artista ao governo Jair Bolsonaro. A empresa cancelou uma coletiva e clientes solicitaram os cancelamentos de cartões e contas. Mensagens com a hashtag foram coletadas no Twitter utilizando-se o Netlytic. Cinco perfis publicaram mais de 60% das mensagens coletadas; os tweets mais compartilhados eram críticas aos que desaprovaram a parceria; menos de 25% dos tweets mencionaram boicote e/ou cancelamento; e o perfil do Nubank não interagiu com a hashtag. Pesquisas futuras podem explorar o gerenciamento de crises quando marcas buscam o endosso de celebridades.
Livro e multimodalidade:
Authors: Ribeiro Ana Elisa 
Published: December 2022

A concepção de livro não está dada, e as abordagens para seu estudo podem se alinhar ao que vem sendo chamado de multimodalidade, em especial à luz dos trabalhos de Gunther Kress, na conciliação entre tecnologias analógicas e digitais. Aqui fazemos uma reflexão atenta à obra Literacy in the new media age, sobre aspectos ainda pouco discutidos no Brasil. A intenção é iluminar e ampliar proposições que Kress (2003) sugeriu como questões para a leitura e o livro no século XXI. Diante das possibilidades de materialização dos livros – para smartphones e e-readers, por exemplo –, destacamos o fato de as telas serem hoje fundamentais para o consumo de textos e discursos. O livro é abordado numa concepção plural, bibliodiversa, evitando fortemente as ideias de competição e exclusividade.
Aspectos analíticos sobre a abordagem da pauta racial na Radioagência Nacional
Authors: Mustafá Izani , Sousa Leila , Carvalho Michelly , Brito Nayane de 
Published: December 2022

A campanha #VidasNegrasImportam em 2021 ganhou as ruas e as redes sociais denunciando o racismo estrutural e institucional. Foi mobilizada em todo o mundo por conta da morte de George Floyd, homem negro, assassinado pela polícia de Minneapolis, Minnesota, nos Estados Unidos. O objetivo deste artigo é analisar, por meio de uma pesquisa exploratória, as produções e a abordagem da pauta racial pela Radioagência Nacional a partir da busca por cinco palavras-chave: Negro, Racismo, George Floyd, Preconceito e Preto. O estudo está delimitado entre 25 de maio de 2020 e 25 de maio de 2021. Constatamos a visibilidade da pauta racial nas narrativas da agência, mas consideramos que outros temas e abordagens sobre a luta e a resistência da população negra continuam invisibilizados na narrativa jornalística diária.
Sector Diversity among IT Professionals in the Timing of Blockchain Adoption: An Attitudinal Perspective
Authors: Akman Ibrahim , Turhan Cigdem 
Published: December 2022

Blockchain technology has the potential to reshape the conventional ways of processes and transactions on digital platforms. Much of the attention surrounding blockchain is mainly focused on the technical and organizational aspects. Comparatively, little effort has been targeted towards understanding the attitudinal issues in blockchain adoption. This study aims to explore the role of attitudinal forms behind the intended timing of IT professionals’ blockchain adoption, with an emphasis on the differences between the public and private sectors. A survey method was used where the data was collected from 208 IT professionals from public and private sector establishments in order to investigate how the different attitudes of the participants as well as the differences in their work sectors affect their intention to adopt blockchain. The data collected was analysed with ordinal logistic regression and the results indicate that the participants’ affective, normative and pessimistic attitudes have a significant effect on the timing of blockchain adoption, and that these effects show differences among the IT professionals from the public and private sector. The findings are believed to provide valuable information to researchers and strategists in forecasting the future evolution of the blockchain technology in terms of individual utilization. The results also will provide feedback to managers of different sectors in making decisions regarding blockchain adoption, developers of blockchain services, as well as individuals who are interested in using blockchain.
METODE TECHNOLOGY ACCEPTANCE MODEL (TAM) PADA SISTEM INFORMASI TUGAS AKHIR PROGRAM STUDI ILMU KOMPUTER UNIVERSITAS NUSA CENDANA
Authors: Umanailo Ali , Rumlaklak Nelci D. , Widiastuti Tiwuk 
Published: December 2022

The absence of an information system related to research results in the Computer Science study program, Faculty of Science and Engineering, Nusa Cendana University resulted in the limited provision of research information services in this study program because the scope of delivering information to the wider community was limited. In this research, planning, design and development of a research information system is carried out which will later be used to publish research results in order to provide a source of knowledge about research in study programs to the wider community. The Waterfall system development method uses a Descriptive Analysis approach and refers to five perceptions. The Technology Acceptance Model (TAM) method is used to measure user satisfaction with the system being built. The test was carried out using 59 test data collected directly from prospective students using the system. The test results got a satisfactory value with each perception value, namely: Perceived Ease Of Use of 82.18%, Perceived Usefulness of 81.69%, Attitude Toward Using of 76.90%, Behavioral Intention To Use of 79% and Actual Technology Usage is 81% with an average overall perception percentage of 79.98% and is in the good/high category.
Keywords: Information System, Study Program, Waterfall, Technology Acceptance Model (TAM).
Pengabdian Kepada Masyarakat Politeknik Mandiri Bina Prestasi Dalam Wisuda PAUD Dian Bersinar Foundation Medan
Authors: Diana Sinta , Sianipar Selvie , Harianja Riodinar 
Published: December 2022

Dian Bersinar Foundation Medan merupakan yayasan nirlaba (independen) dalam memajukan pendidikan melalui penyelenggaran Pendidikan Anak Usia Dini (PAUD) bagi anak pinggiran rel kereta api. Akhir dari program pembelajaran tersebut dilakukan secara resmi dalam sebuah acara akademis dalam bentuk kegiatan wisuda. Tujuan Pengabdian Kepada Masyarakat Politeknik Mandiri Bina Prestasi dalam wisuda Pendidikan Anak Usia Dini(PAUD) Dian Bersinar Foundation Medan adalah memberi pelayanan kepada masyarakat yang menunjang pelaksanaan tugas umum Pemerintah melalui pemberian paket berupa tas dan beberapa buku serta alat tulis. Bantuan ini diharapkan sebagai penyemangat bagi siswa PAUD untuk melanjutkan pendidikannya ke sekolah dasar. Pemberian paket ini diserahkan langsung kepada 12 anak usia dini dengan dihadiri pihak Dian Bersinar Foundation, Medan, Tim Politeknik Mandiri Bina Prestasi (tiga dosen dan dua mahasiswa) serta para orangtua siswa. Metode yang digunakan dalam kegiatan ini adalah dengan metode pendekatan/persuasive dan obervasi. Hasil obervasi sebelum wisuda, para pekerja sosial sedang mencari donator untuk kontribusi paket wisuda. Keberadan dan peran aktif Politeknik Mandiri Bina Prestasi Medan, wisuda terlaksana dengan baik dan berkesan karena setiap anak mendapat paket tas. Ke depannya Pengabdian Kepada masyarakat dapat dikembangkan lagi dalam kerja sama yang lebih nyata ,di Yayasan Dian Bersinar Foundation Medan, seperti pendampingan kegiatan belajar mengajar, pelatihan, dan kesenian.
Pengembangan Modul Keuangan Pada Aplikasi Point of Sales Berbasis Android
Authors: Bangkalang Dwi Hosanna , Setiyawati Nina 
Published: December 2022

Pada kegiatan pengabdian masyarakat ini dilakukan penambahan modul keuangan pada aplikasi point of sales yang telah diimplementasikan sebelumnya di UMKM Marikh Salatiga. Hal ini dikarenakan belum terakomodirnya permasalahan arus keuangan yang membutuhkan beberapa akun yang berbeda. Selain itu dibutuhkannya pengaturan komisi online food. Pengembangan modul ini diharapkan dapat mengakomodasi arus keuangan di Marikh Salatiga sehingga menghindari ketidaksesuaian nominal saldo dari keseluruhan akun serta dapat terpantau secara real time.

Dari kegiatan PM dengan mitra Marikh Salatiga dapat disimpulkan bahwa modul keuangan yang diimplementasikan pada aplikasi point of sales membantu Marikh Salatiga mempermudah pemantauan posisi saldo di berbagai akun metode pembayaran serta dapat memberikan informasi arus keuangan yang lebih valid.
Promosi Kesehatan Upaya Pencegahan COVID 19 Bekerja Sama Dengan Relawan Mahasiswa dan Desa Dilem
Authors: Setyaningrum Yahmi Ira , Puriastuti Alifia Candra 
Published: December 2022

The COVID 19 was spread in the word, also in Indonesian. The spread so fast became pandemic. STIKes WCH contribute to handle the pandemic disaster by promote and preventive action to minimized illness in Dilem village. The objective of the community service is minimized infect virus by health promote. Method education health with coordinated between LPPM STIKes WCH, voluntary COVID, head village Dilem. The activity was database people transmission from out city, disinfection spay, health promote to prevent COVID 19 by 3M activity. 3 M are using mask, wash hand, keep social distance. The result show community cooperative in this activity. The spray disinfection activity was doing without any problem. Health promote was increase knowledge community and active participate to provide facility to prevent contagious disease. The conclusion from the community service activity to decrease spreads infection by persuade people. The hope from next activity health promote add topic about nutrition to increase immune.
Compendio de novedades florísticas y nuevas especies no incluidas en Flora Briofítica Ibérica
Authors: Guerra Juan , J. Cano María 
Published: December 2022

Se recopilan las novedades florísticas y nuevas especies de musgos descritas, que afectan al territorio del proyecto científico/editorial Flora Briofítica Ibérica y no se encuentranrecogidas en los volúmenes correspondientes, ya que fueron publicadas con posterioridad a la aparición de los mismos. Un total de 27 especies se han añadido a la flora de musgos de la península Ibérica y Baleares desde 2006.
New records and new species of mosses, which affect the territory of the Flora Briofítica Ibérica project, are compiled. These taxa are not included in the corresponding volumes, since they were reported or described after the publication of their respective monographs. In all 27 species have been added to the moss flora of the Iberian Peninsula and the Balearic Islands since 2006.
Urartu Bürokrasisi’ne Dair Notlar ve İdari Açıdan Krali Kentlerin Konumu
Authors: TAN Armağan 
Published: December 2022

Urartu olarak adlandırdığımız kültürel ve siyasal tanımlamanın çekirdeğini krali kentler oluşturur. Birçoğu arkeolojik kazılarla tespit edilmiş olan bu kentler mimari, çanak çömlek ve diğer buluntular yardımıyla Urartu materyal kültürünün en net biçimde ortaya çıkarıldığı yerlerdir. Ancak bu şehirlerin idari ve bürokratik yapı içerisindeki konumlarına ilişkin bu netlikte tanımlamalar yapılamamıştır. Bunda ele geçirilen yazılı kayıtların genellikle tekdüze krali propaganda metinleri olmasının payı bulunur. Fakat kısıtlı olsa da mevcut bazı tablet ve bürokratik kayıtlar Urartu krali şehirlerinde yerleşik bulunan bazı idari mevkiler ve kişiler hakkında ipuçları sunar. Bu unvanlar ve yöneticiler ise genel çerçeve içerisinde değerlendirildiğinde daha anlamlı bir hal alır.
Bu genel yapının ise yazının ve dolayısıyla bürokrasinin krali şehirlerdeki konumu hakkında fikir yürütülerek anlaşılabilmesi mümkün olabilmektedir. Bu kapsamda yapmaya çabaladığımız değerlendirmeler sonrasında krali şehirlerde bulunan en üst düzey yöneticilerin LÚNAM unvanına sahip kişiler olabileceğini düşünmekteyiz. Bu kavram genellikle eyalet valisi oldukları bilinen LÚEN.NAM ile karıştırılabilmektedir. Ancak Urartu eyaletlerinin yöneticileri olan bu kişiler ve idari yapı açısından eyaletler krali şehirlerden çok farklı bir konuma sahiptir.