bluuebunny/crossref_metadata_2025_split huggingface dataset:
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH UNTUK MENABUNG DI BANK KALBAR SYARIAH CABANG SINGKAWANG
Authors: Wahab Wahab 
Published: September 2023

Peranan perbankan dalam perekonomian rakyat saat ini sangat penting untuk memudahkan dan melancarkan berbagai sektor ekonomi di Indonesia. Selain turut serta dalam usaha menstabilkan keadaan perekonomian di Indonesia, perbankan ditiap daerah juga turut mendukung dan menciptakan iklim yang kondusif bagi usaha–usaha yang ada di wilayah tersebut.Salah satu faktor yang paling mendasar di dalam masyarakat terhadap minat menabung yakni faktor pendapatan masyarakat itu sendiri. Banyak masyarakat memiliki tingkat pendapa tan yang berbeda sehingga minat menabung setiap individu juga berbeda. Jenis penelitian yang akan peneliti gunakan yaitu pendekatan bersifat Field Reserch (penelitian lapangan) dan mengambil suatu obyek untuk dianalisa dan memfokuskan pada suatu masalah yang akan diteliti dengan menggunakan studi kasus. Penelitian kualitatif adalah sua tu prosedur penelitian yang menghasilkan data deskriptif berupa tulisan dan prilaku yang diamati dari subyek itu sendiri. Hasil Penelitian Faktor apa saja yang mempengaruhi minat nasabah untuk menabung di Bank Kalbar Syariah Cabang Singkawang tidak terlepas dari marketing mix (bauran pemasaran) yang terdiri dari empat unsur yakni product (produk), price (harga), place (tempat), dan promotion (promosi). Hal ini sangat mempengaruhi minat nasabah untuk menabung di Bank Kalbar Syariah Cabang Singkawang karena produk yang ditawarkan ses uai dengan prinsip Islam, bebas riba, harga pembukaan rekening tabungan yang terjangkau, lokasi yang strategis sehingga memudahkan nasabah untuk melakukan transaksi, dan dengan adanya promosi minat masyarakat untuk menabung semakin meningkat .
STRATEGI PELAYANAN DALAM MENINGKATKAN LOYALITAS NASABAH PADA KOPERASI SYARIAH BMT MASJID RAYA SINGKAWANG
Authors: Gustina  
Published: September 2023

Abstrak: Strategi Pelayanan Dalam Meningkatkan Loyalitas Nasabah Pada Koperasi Syariah BMT Masjid Raya Singkawang. Penelitian ini dilatar belakangi adanya peningkatan jumlah nasabah di Koperasi Syariah BMT Masjid Raya Singkawang dari tahun 2014 sampai 2019. Sehingga perlu upaya untuk meningkatkan loyalitas nasabah. Tujuan penelitian ini untuk mengetahui 1) strategi pelayanan dalam meningkatkan loyalitas nasabah; 2) langkah-langkah dalam menerapkan strategi pelayanan untuk meningkatkan loyalitas nasabah. Jenis penelitian lapangan dengan menggunakan pendekatan kualitatif. Teknik pengumpulan yaitu observasi dan wawancara berdasarkan data primer yang ada dilapangan, dan data sekunder berupa buku-buku, jurnal, penelitian terdahulu, dan dokumen yang berkaitan dengan penelitian ini. Hasil penelitian 1) Strategi pelayanan dalam meningkatkan loyalitas nasabah, yaitu: Bukti fisik (fasilitas fisik), Reliabilitas (keandalan), responsivitas (daya tanggap), Keamanan, Komunikasi dan Pengertian (simpati); 2) langkah-langkah dalam menerapkan strategi pelayanan untuk meningkatkan loyalitas nasabah, yaitu: mendengarkan keluhan nasabah, melakukan pelayanan sesuai dengan peraturan, menunjukan sikap keterbukaan, memerlakukan nasabah dengan baik, serta memberikan pelatihan khusus kepada setiap karyawan.
Kata Kunci: Strategi Pelayanan; Loyalitas Nasabah; Koperasi Syariah
IMPLEMENTASI PRINSIP SYARIAH TERHADAP GADAI EMAS PADA PT. BANK SYARIAH MANDIRI KANTOR CABANG SAMBAS
Authors: Yasir Ahmad 
Published: September 2023

Penelitian untuk mengetahui implementasi prinsip syariah terhadap gadai emas pada PT Bank syariah mandiri kantor cabang sambas. Prinsip syariah yang digunakan oleh Bank Syariah Mandiri Kantor Cabang Sambas sudah sesuai dengan Fatwa MUI yang menyatakan bahwa Rahn emas dibolehkan berdasarkan prinsip Rahn. Dibuktikan dengan akad qard untuk mengikat jaminan ketika terjadi pembiayaan dan Akad Ijarah (simpanan) dalam penitipan Emas kepada bank serta nasabah wajib membayar biaya penitipan sesuai dengan kesepakatan dan ketetentuan bank, biaya penyimpanan dan pemeliharaan barang didasarkan pengeluaran yang nyata diperlukan. Dalam transaksi gadai emas menggunakan prinsip syariah sesuai dengan hukum dasar muamalah, bahwa segala sesuatu dibolehkan kecuali ada larangan dalam Al-Quran atau As-Sunnah yang dapat menjadikan transaksi itu hukumnya haram. Implementasi Prinsip syariah yang diterapkan dalam transaksi gadai emas juga sesuai dengan Fatwa MUI, akad yang digunakan dalam transaksi gadai emas adalah akad Qardhul Hasan (biaya administrasi), biaya surat hilang, biaya penjualan, dan akad Ijarah yang dijelaskan kepada pihak nasabah agar tidak ada unsur kecurigaan apabila pihak pelaksana gadai meminta uang selama proses gadai berlangsung hingga selesai.
Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Profitabilitas Bank Umum Syariah
Authors: Taqyudin Yudin , Permatasari Regita , Ariffin Muhammad 
Published: September 2023

Profitability is a measure of the success of a company or a bank. The higher the level of profitability of a bank, the survival of the bank will be more guaranteed. In this study profitability with the Return On Asset (ROA) indicator. In an effort to increase Sharia Commercial Bank Return On Assets (ROA) channeling working capital financing, namely mudharabah financing and musyarakah financing. The purpose of this study was to determine the effect of Mudharabah Financing and Musyarakah Financing on the Profitability (ROA) of Islamic Commercial Banks. This research was conducted using quarterly financial data at Bank BNI Syariah and Bank Syariah Bukopin 2015-2019 as samples. The results showed that mudharabah financing had a positive and significant effect on Return On Assets and Musyarakah Financing had a positive and significant effect on Return On Assets. Mudharabah financing and musyarakah financing simultaneously have a significant effect on return on assets.
Keywords : Mudharabah Financing, Musyarakah Financing, Return On Asset
Pengaruh Promosi Penjualan Dan Kualitas Layanan Terhadap Loyalitas Konsumen Fanatic Coffee Bogor
Authors: Kusumayanti Diah , Christie G. B. Giovanno , Mulyana Mumuh 
Published: September 2023

The growth of coffee shops, especially in the city of Bogor at this time is very rapid, giving rise to trade competition for each coffee shop in order to get consumers who are loyal to the coffee shop itself. Every coffee shop competes to get consumers who are loyal to the coffee shop. The purpose of this study was to analyze the effect of sales promotion and service quality on customer loyalty at Fanatic Coffee Bogor. The number of respondents was 175 respondents who were taken using a questionnaire. Processed with SPSS version 20, the results of the study are (1) Sales Promotion has a positive and partially significant effect of 5.462. (2) Service quality has a positive and partially significant effect of 10.326. (3) Sales Promotion and Service Quality together have a positive and significant effect simultaneously of 188,412 on Customer Loyalty. So it can be concluded that in this study the variables of Sales Promotion, and Service Quality play a role or contribute to Customer Loyalty with an R-square value of 68.7% while the rest is explained by other variables.
Keywords : Sales Promotion, Service Quality, Customer Loyalty
Literature Review Opini Moderasi Beragama
Authors: Ningsih Heny Triya 
Published: September 2023

Abstract
Moderation opinions that are massively rolled out by the government, especially the Ministry of Religion of the Republic of Indonesia, are still interesting to investigate about the deepening of the root facts or causes of the widespread opinion of religious moderation. Looking at the history that can be said to be harmonious between religions even before Indonesia's independence. The purpose of this study is to link the most important cause and synchronize it with the meaning of the word from the cause. Synchronization will also be carried out with public policy theory and civil society involvement in social conflict management. The method used in this study is a literature review research which refers to sources that are considered relevant and from the main sources. The results of the literature review show that there is ambiguity in taking the meaning of radicalism which is considered the main cause of the emergence of moderation opinions, the involvement of civil society by the government to parties who are considered radical or who are considered to carry radical ideas along with experts in their fields, no valid sources are found that explain this. Then joint efforts in handling conflict as part of conflict management must be able to distinguish between violent/radical conflict. These efforts are important to give full rights to the community and minimize new conflicts.
Keywords: Moderation, Public Policy, Radicalism
DESEDUCAR É PRECISO!
Authors: MARTINS Francisco André Silva 
Published: September 2023

O presente trabalho se materializa em forma de um ensaio e traz consigo reflexões sobre a educação básica, as práticas historicamente empreendidas nas instituições educacionais, suas limitações e potencialidades quanto ao processo formativo de sujeitos autônomos e críticos na atual conjuntura social, bem como permanências, potenciais conflitos e mudanças. Ao ser proposto por um professor que atua na Educação Básica no Ensino Fundamental II e Ensino Superior com a formação de professores em um curso de licenciatura, o trabalho busca concatenar os elementos contraditórios da realidade empírica e a discussão de conceitos que servirão se alicerce para o debate proposto. O objetivo principal é fomentar e ampliar o debate sobre o processo formativo atual dos estudantes nas instituições escolares, suas intenções e práticas, como também suas possíveis contradições. Nesse mesmo c	aminho, a busca é também por promover a reflexão dos docentes quanto a suas práticas e responsabilidades profissionais diante de um contexto social de violento agravamento das desigualdades sociais no país. Por meio do diálogo com as reflexões de autores como Paulo Freire; István Mészáros; Carlos Rodrigues Brandão, Moacir Gadotti; bell hooks , dentre outros, algumas alternativas são vislumbradas. Face à um modelo de educação pautado nos ideais de uma sociedade capitalista cabe refletir sobre quais sujeitos se quer formar para o futuro dessa sociedade e quais caminhos a seguir.
PARTISIPASI MASYARAKAT DALAM MENGEMBANGKAN DESA WISATA GEDEPANGRANGO
Authors: Nirvana Adelia Trisna  
Published: September 2023

This research is motivated by community participation issues found in the presurvey, which include the role of information, leadership, local organizations, and village government in the development of tourism villages in Gedepangrango Village, Sukabumi District. This research aims to (1) understand the role of information, (2) evaluate leadership, (3) examine the role of local organizations, and (4) assess the role of village government in community participation.
This research adopts Kurniantara and Pratikno's theory, which identifies the role of information (including forms of information and information media), leadership (involving leadership patterns), the role of local organizations (related to organizational duties and functions), and the role of village government (focusing on coordination and collaboration with related agencies).
This research methodology is qualitative using a descriptive approach. Data were collected through interviews, observations, and documentation, then analyzed by data reduction, data presentation, and conclusion drawing. Four informants were selected using purposive sampling and snowball sampling techniques. The research objects included the Head of Gedepangrango Village, the Pokdarwis Supervisor, and two local communities involved in tourism development.
The results showed that community participation in tourism village development has not been optimal. Influencing factors include the lack of an effective information role, inadequate leadership, unclear roles of local organizations, and a fairly good role of the village government. The conclusion of this study is that because some indicators of each dimension are still not appropriate, community participation in tourism village development in Gedepangrango Village, Sukabumi District, has not been well achieved.
PELAYANAN PERUSAHAAN DAERAH AIR MINUM (PDAM) TIRTA BUMI WIBAWA DI KOTA SUKABUMI
Authors: M. Sauki  , Rinrin Nuraeni  
Published: September 2023

This study evaluates the services of the Regional Drinking Water Company (PDAM) Tirta Bumi Wibawa Kota Sukabumi by focusing on five dimensions of public service quality: Reliability, Responsiveness, Assurance, Empathy, and Physical Evidence. The research method is qualitative with a descriptive approach, involving in-depth interviews with informants, and testing the validity of the data with the Credibility test.

The results showed that the service of PDAM TBW Sukabumi City was generally good. However, there are shortcomings in the Empathy dimension related to communication and in the Physical Evidence dimension related to physical facilities. The conclusion of this study is that PDAM TBW in Sukabumi City performs well overall, but needs to improve aspects that are still less than optimal. Suggestions include increasing socialization through the PDAM's official social media for more accurate information and updating pipes to improve water flow and quality.
The Relationship between Internet Gaming Addiction and Sleep Quality in the Mobile Legend Bang-Bang Online Game Community
Authors: Irna Ramadhini Fadilla , Saputra Evan 
Published: September 2023

Moment Indonesia is experiencing this development very technological _ fast , wrong One development such technology _ The fastest growing thing in Indonesia is online gaming. Research This own objective For know is there is connection between internet gaming addiction and quality Sleep on mobile legend bang-bang online game community . Study This use method quantitative . Respondent on research This as many as 100 people from the legend mobile online game community . Election respondent use purposive sampling technique , namely with set criteria certain as sample research . Data processing uses Pearson Product Moment correlation for prove hypothesis . From the results obtained that its sig (2-tailed ) value is 0.002. Which means 0.002 < 0.025 then Ho is rejected and Ha accepted so that obtained results exists connection between internet gaming addiction and quality sleep.
L’horizon marin, le littoral, la ria et le port sous la plume des hagiographes bretons à l’époque carolingienne et au plein Moyen Âge
Authors: Bourgès André Yves 
Published: September 2023

Comme l’avait fait remarquer Jean-Christophe Cassard, les ateliers de production hagiographiques bretons médiévaux étaient en majorité situés à proximité ou à faible distance du littoral : l’horizon marin était donc celui des hagiographes qui le transposaient souvent à leurs héros, d’autant plus aisément que, dans un grand nombre de cas, la tradition faisait venir ces derniers de l’île de Bretagne. Raconter la vie des saints concernés, c’était donc en particulier évoquer le rivage et les rias de la péninsule armoricaine et décrire/nommer les lieux de débarquement sur les îles à proximité des côtes et sur le continent : autant de détails à vocation d’effet de réel, qui donnent de précieux renseignements, corroborés par les textes plus tardifs sur les novi sancti, sur le réseau portuaire ainsi que sur l’espace situé entre la côte et les fonds d’estuaires, véritable « territoire » d’une population qui mérite d’être qualifiée « riveraine » plutôt que maritime.
Understanding the Challenges of Providing Holistic Nursing Care for Persons with Diabetes: A Nigerian Perspective
Authors: Olorunfemi Olaolorunpo 
Published: September 2023

AbstractThe aim of this research is to explain the current level of nursing care for people with diabetes in Nigeria, as well as the numerous challenges involved in providing appropriate nursing care. The main issue discovered was a lack of specialized diabetes nursing education, which should serve as the foundation for nurses working in endocrinology settings. Other issues include insufficient diabetes nursing care facilities and a lack of dedicated diabetes centers, which forces diabetes patients to be, managed in general wards. It is therefore recommended that a strong framework be put in place, such as the establishment of diabetes training schools and the development and strengthening of the nursing curriculum, which has a high potential for improving nurses’ knowledge and abilities to care for people with diabetes in Nigeria.
The Degree of Practicing of Basic Stage Teachers of E-Learning Skills in Jerash Governorate as Related to Some Variables
Authors: Zureikat Donia Sami Uqla 
Published: September 2023

This study aimed at identifying at the degree of practicing of basic stage teachers of e-learning skills in Jerash Governorate from their point of view, the study followed the descriptive methodology. To collect data, a questionnaire was developed, consisting of (30) items, the validity and reliability of the instrument have been verified through applying on a sample of (185) teachers chosen by using stratified random sample method. The results of the study showed that the degree of practicing of basic stage teachers of e-learning skills in Jerash Governorate from their point of view as a whole was medium, The results indicated that there were no statistically significant differences at level (α ≤ 0.05) between the average responses of the estimates of the individuals of the study sample in the degree of practicing of basic stage teachers of e-learning skills to variables of sex, and years of experience in the total score, and for all fields. In light of the results, the study recommended a set of recommendations, the most important of which are: Integrating the skills of the e-learning, especially e-learning management skills in the into in-service training programs for teachers.
Longer-term outcomes of medicine and pharmacy students at Cardiff University after undergraduate therapeutics and prescribing interprofessional education
Authors: Muir David , Richards Catherine , John Dai Neale 
Published: September 2023

Background: Studies have reported students’ satisfaction with and learning from undergraduate interprofessional education (IPE). However, there is insufficient research reporting on any longer-term effects of IPE. The objective is to assess the longer-term impact of learning by 3rd/4th year medical and pharmacy students 12-24 months after a therapeutics/prescribing IPE session.
Methods: Semi-structured interview transcriptions were explored inductively using thematical analysis, and deductively by using the Modified Kirkpatrick’s evaluation model. Exactly 34 interviews were conducted.
Results: Inductively, six themes were identified: preparedness; students as learners and teachers; knowledge/skills development; application of learning; session value; and suggestions for change. Deductively, participants found the session enjoyable and interesting (level 1), had modified attitudes of peers (level 2a), acquired knowledge and skills (level 2b), and, those in employment, provided examples of behavioural change (level 3). No organisational change (level 4) or improved patient outcomes (level 5) were reported.
Conclusion: Both medical and pharmacy participants were able to recall a therapeutic/prescribing IPE session that took place 12-24 months earlier. Participants emphasised the usefulness of interacting with peers, increasing their understanding of each others’ roles, improving communication skills and applying learning within practice. Those developing IPE should consider early consistent delivery, utilise multidisciplinary faculty members and ensure an appropriate student knowledge gap.
Aleut tattoos: tools, paints, ornament, signification
Authors: Понкратова И.Ю. , Лбова Л.В. , Лебедева Л.С. 
Published: September 2023

Традиция декорирования тела является одной из древнейших смысловых практик в истории человечества. В статье предлагается реконструкция традиции татуировок у алеутов, одного из древнейших народов Северной Пацифики. В научный оборот вводятся материалы коллекции, собранной И.Г. Вознесенским (фонды МАЭ имени Петра Великого РАН (Кунсткамеры)), а также этнографические описания и археологические данные. Анализ инструментария для татуировок показал особое отношение к этим предметам, их статус и значимость процедуры. На основе анализа инструментов, красящих пигментов, орнамента выявлены особенности татуирования у алеутов. В качестве краски после предварительной обработки использовались уголь, белая известь, медная руда, кровь. Этнографические материалы показывают, что для нанесения татуировок у алеутов служили голова, туловище, нижние и верхние конечности; особое внимание вызывают орнаментальные зоны — лицо (щеки, подбородок), передняя часть предплечья, спина, руки и ноги. Основные виды орнамента — геометрический, предметный, зооморфный и растительный. Предложена гипотеза понимания процесса татуажа как одного из ключевых традиционных элементов культуры у населения коренных жителей Тихоокеанского побережья Азии и Америки. Современные алеуты отказались от татуировок на лице и теле, но в то же время ряд проектов, реализуемых в Канаде и США, направлен на сохранение традиций татуировки.
One of the oldest semantic practices in the history of mankind is the tradition of decorating the body. The article proposes a reconstruction of the tattoo tradition among the Aleuts. This is one of the oldest peoples of Northern Pacifica. Materials of the collection collected by I.G. Voznesensky (funds of the Peter the Great Museum of the Russian Academy of Sciences (Kunstkamera)), and ethnographic descriptions and archaeological data are presented. The analysis of tattoo tools showed a special attitude to these subjects, their special status and the significance of the procedure. The analysis of tools, colouring pigments, and ornaments revealed the peculiarities of tattooing among the Aleuts. After pretreatment coal, white lime, copper ore, blood were used as paint. According to ethnographic materials, the Aleuts tattooed their heads and bodies. They especially tattooed such ornamental areas as the face (cheeks, chin), the front of the forearm, back, arms, and legs. The hypothesis of understanding the process of tattooing as one of the main traditional elements of culture among the indigenous population of the Pacific coast of Asia and America is proposed. Modern Aleuts have abandoned tattoos on the face and body, but at the same time, there are projects in Canada and the USA that are aimed at preserving tattoo traditions.