bluuebunny/crossref_metadata_2025_split huggingface dataset:
Understanding generational differences for financial inclusion in Kenya
Authors: Korir Lilian , Hack-Polay Dieu 
Published: November 2023

Purpose The purpose of this paper is to estimate the effect the five different generations and the key financial inclusion indicators of gender, education and location (rural–urban) in exacerbating disparities in financial inclusion in Kenya. This paper considers whether the five generational cohort groups in Kenya differ on the financial inclusion determinants and behaviour as predicted by common generational stereotypes.Design/methodology/approach The authors applied a multinomial logistic regression approach to nationally representative household survey data from Kenya to estimate the effect that key financial inclusion indicators have on belonging to one of the five generations: Z, Y, X, baby boomers and traditionalists.Findings The authors found significant links between all tested variables and financial inclusion. The authors found an access gap between Generations X and Y, with the latter being more prone to access and use financial services and products. These differences are compounded by gender and rurality. People in rural locations and women generally were found to have less access to financial services and products, thus causing significant exclusion of a large proportion of the population.Practical implications The research has important implications for governments, financial institutions and educational providers, notably on targeted policies and programmes that strategically aim to eliminate disparities and promote greater financial inclusion, denoting the value of such variables as generational differences and gender inclusivity.Originality/value This paper deepens the understanding of differences that can divide generations on financial inclusion.
Critical perspective on consumer animosity amid Russia-Ukraine war
Authors: Akhtar Naeem , Khan Huda , Siddiqi Umar Iqbal , Islam Tahir , Atanassova Iva 
Published: November 2023

Purpose
Consumer animosity in the wake of Russia–Ukraine war has gained significance in consumer behavior research. In this line, this study aims to examine the critical influence of consumer animosity in developing brand attitude and its ensuing outcomes – brand boycott behavior and brand-country image – the moderating role of perceived intrusiveness on the relationship between consumer animosity and brand attitude and the moderating role of altruism between brand attitude and behavioral outcomes.

Design/methodology/approach
Using the data obtained from 411 European consumers, data analysis was performed using structural equation modeling to examine the proposed relationships.

Findings
The findings revealed a strong negative influence of consumer animosity on brand attitude, which eventually leads to brand boycott behavior and a negative brand-country image. This work also confirmed the boundary condition of perceived intrusiveness on the effect of consumers’ animosity on brand attitude. Furthermore, the authors validated the moderating effects of altruistic behavior on the relationships between brand attitude and boycott behavior and brand-country image.

Research limitations/implications
This study offers theoretical, practical and policy implications in international marketing domain. The authors acknowledged a few shortcomings and made some recommendations for future research.

Originality/value
In the context of the Russian–Ukraine war, this study creates a novel conceptual framework based on consumer animosity. In the current scenario, provide critical perspective on how European customers’ animosity to Russian brands develops their adverse attitudes. This study also highlighted the alternatives to Russian brands when they were boycotted during the Russia–Ukraine war.
How phygital customers’ experience transforms the retail banking sector? Examining customer engagement and patronage intentions
Authors: Kumar Jitender , Rana Sudhir , Rani Garima , Rani Vinki 
Published: November 2023

PurposePhygital emerges as a promising phenomenon, as it uses innovative technologies to connect digital spaces and physical places that provide customers with an interactive and unique experience. Drawing the stimuli–organism–response (S-O-R) framework, the study aims to examine the phygital customer experience by using key drivers and their effect on customer engagement (CE), trust (TRU) and patronage intentions (PI).Design/methodology/approachData were obtained by using convenience sampling from 389 respondents from northern parts of India between December 2022 and February 2023. After checking reliability and validity, “variance-based structural equation modeling” has been applied to obtain results.FindingsThe outcomes reported that stimuli constructs such as customer brand experience (CBE), service quality (SQ) and emotions during the service (EDS) significantly influence organism (CE). However, pain points (PP) have a statistically insignificant impact on CE. Further, the outcomes also reveal a positive relation between organism and response variables (i.e. CE, TRU and PI).Practical implicationsThis study’s results offer strategic insights to enhance CE and PI, ultimately contributing to the advancement of the retail banking industry. The financial service provider must prudently interrelate digital and physical platforms to make the customer journey fruitful.Originality/valueTo the best of the authors’ knowledge, this study is the first to look at the effect of key drivers on the PI of active retail banking customers in national capital region, India by using the S-O-R framework.
Double diffusive MHD squeezing copper water nanofluid flow between parallel plates filled with porous medium and chemical reaction
Authors: T. Chandrapushpam , Bhuvaneswari M. , Sivanandam Sivasankaran 
Published: November 2023

Purpose
This paper aims to explore the double diffusive magneto-hydrodynamic (MHD) squeezed flow of (Cu–water) nanofluid between two analogous plates filled with Darcy porous material in existence of chemical reaction and external magnetic field.

Design/methodology/approach
The governing nonlinear equations are transformed into ordinary differential equations by means of similarity transforms, and the coupled mass and heat transference equations are resolved analytically with the application of differential transform method (DTM). The effects of different relevant parameters on velocity, temperature and concentration, including the squeeze number, magnetic parameter, Biot number, Darcy number and chemical reaction parameter, are illustrated with figures. In addition, for various parameters, the local skin friction coefficient, local Nusselt number and local Sherwood number are computed and are graphically displayed.

Findings
It is observed that the squeeze number has a direct relationship with Sherwood number and an inverse relationship with skin friction as Biot number increases. With enhanced Biot numbers, the temperature value increases during both squeeze and non-squeeze moments, but the temperature values are higher for squeeze moments compared to the other case.

Practical implications
This research has potential applications in various large-scale enterprises that might benefit from increased productivity.

Social implications
The results are useful to thermal science community.

Originality/value
Unique and valuable insights are provided by studying the impact of chemical reaction on double diffusive MHD squeezing copper–water nanofluid flow between parallel plates filled with porous medium. In addition, this research has potential applications in various large-scale enterprises that might benefit from increased productivity.
Nexus between mandatory ESG disclosure regulation and abnormal stock returns: a study of an emerging economy
Authors: Desai Rajesh 
Published: November 2023

Purpose
This study aims to study the response of the stock market to the announcement of compulsory environmental, social and governance (ESG) disclosure regulation in the context of the Indian economy – one of the largest emerging economies. The study also examines the role of carbon sensitivity and pre-ESG disclosure.

Design/methodology/approach
Daily stock price data of 940 listed companies has been collected for 276 trading days to compute abnormal returns. The current study is based on event study methodology to analyze the announcement effect of disclosure regulations. Furthermore, to check the robustness of results, cross-sectional regression has been applied to correct for potential heterogeneity.

Findings
Results of the event study signify that the equity share market has reacted positively and significantly to the mandatory ESG disclosure regulation. Furthermore, the study also confirms the mitigating role of carbon sensitivity and pre-ESG disclosure as carbon nonsensitive (non predisclosure) firms have witnessed a more intense effect of regulation as compared to sensitive (predisclosed) corporations.

Practical implications
Current findings assist managers in understanding investor perception toward nonfinancial disclosures. Corporate managers can use disclosure as a tool to enhance the firm value and reduce information asymmetry by providing relevant information. Furthermore, policymakers can use the findings of present research to disseminate the advantages of adopting ESG disclosure practices thereby improving the transparency and governance among business firms.

Originality/value
To the best of the author’s knowledge, this study is the first to provide empirical evidence on the market response to compulsory ESG disclosure framework in the emerging context of India. Furthermore, considering the infancy stage of ESG research, the present research contributes to the body of knowledge by empirically testing the disclosure theories.
Pneumococcus downregulates the molecular weight of the extracellular domain of the epidermal growth factor receptor of alveolar epithelial cells
Authors: Isono Toshihito , Hirayama Satoru , Domon Hisanori , Terao Yutaka 
Published: November 2023

AbstractPneumococcus is themajor cause of bacterial and invasive pneumococcal infections. Disrupting the alveolarepithelial barrier is an important step in the pathogenesis of invasivepneumococcal infections. The epidermal growth factor receptor (EGFR) maintainsthe integrity of the alveolar epithelial barrier. In this study, we showed that secretory pneumococcal molecules decrease the molecular weight of EGFR without peptide degradation and inhibit alveolar epithelial cell proliferation via EGFR.
Constraints on avian seed dispersal reduce potential for resilience in degraded tropical forests
Authors: Hatfield Jack H. , Banks‐Leite Cristina , Barlow Jos , Lees Alexander C. , Tobias Joseph A. 
Published: November 2023

Abstract

Seed dispersal is fundamental to tropical forest resilience. Forest loss or degradation typically leads to defaunation, altering seed transfer dynamics and impairing the ability of forested habitats to regenerate or recover from perturbation. However, the extent of defaunation, and its likely impacts on the seed dispersers needed to restore highly degraded or clear‐felled areas, remains poorly understood in tropical forest landscapes.

To quantify defaunation of seed‐dispersing birds, we used field survey data from 499 transects in three forested regions of Brazil, first comparing the observed assemblages with those predicted by geographic range maps, and then assessing habitat associations of frugivores across land cover gradients.

We found that current bird assemblages have lower functional diversity (FD) than predicted by species range maps in Amazonia (4%–6%), with a greater reduction in FD (28%) for the Atlantic Forest, which has been more heavily deforested for a longer period.

Direct measures of seed dispersal are difficult to obtain, so we focused on potential seed transfer inferred from shared species occurrence. Of 83 predominantly frugivorous bird species recorded in relatively intact forests, we show that 10% were absent from degraded forest, and 57% absent from the surrounding matrix of agricultural land covers, including many large‐gaped species. Of 112 frugivorous species using degraded forest, 47% were absent from matrix habitats. Overall, frugivores occurring in both intact forest and matrix habitats were outnumbered by (mostly small‐gaped) frugivores occurring in both degraded forest and matrix habitats (23 additional species; 64% higher diversity).

These findings suggest that birds have the potential to disperse seeds from intact and degraded forest to adjacent cleared lands, but that direct seed transfer from intact forests is limited, particularly for large‐seeded trees. Degraded forests may play a vital role in supporting natural regeneration of small‐seeded tree species as well as providing a ‘stepping‐stone’ in the regeneration pathway for large‐seeded trees. We propose that both intact and degraded forests will support the restoration potential of tropical forest landscapes, and that bird‐assisted seed dispersal can be enhanced by maintaining buffer zones of degraded or secondary forests around remaining intact forest patches.

Read the free Plain Language Summary for this article on the Journal blog.
Does financial development really spur industrialization in sub‐Saharan African countries?
Authors: Kinda Somlanare Romuald , Sawadogo Relwendé 
Published: November 2023

AbstractIndustrialization constitutes one of the strategies of structural transformation in many sub‐Saharan African (SSA) countries. In this paper, we re‐examine the effect of financial development on the industrialization of 35 SSA countries over the period 1996–2018. Contrary to previous work, we formulate the hypothesis that there exists a threshold of financial development beyond which financial development positively influences industrialization. Using the dynamic panel threshold regression model, and system generalized methods of moment models, we find two main results. First, financial development has a negative and significant impact on the development of industrialization. Secondly, the findings show the existence of a nonlinear relationship between financial development and industrialization development. Thus, we find that financial development has a negative effect on industrialization below the threshold while the effect is significantly positive on industrialization in countries whose financial development is above the threshold. The results are stable to the different robustness tests used. These findings highlight the need for SSA countries to develop better financial institutions if they hope to boost the manufacturing sector.
The elusiveness of strategic HR partnering: Using paradox theory to understand tensions surrounding the HR business partnering role
Authors: Bennett Hadyn , McCracken Martin , O’Kane Paula , Brown Travor 
Published: November 2023

AbstractHuman resource business partnering is an established mechanism for the advancement of strategic HR. While much research has reported on relationships between partners (HRBPs) and line managers, relationships between partners and other aspects of the HR function are less well understood, as is the interplay between HRBP‐LMP and HRBP‐HR relationships. Through the use of paradox theory and case study methodology centred on a large public sector health care authority, we found these two sets of relationships to be operating paradoxically within an operational frame of reference, thereby constraining the establishment of strategic partnering.
MAPHIS—Measuring arthropod phenotypes using hierarchical image segmentations
Authors: Mráz Radoslav , Štěpka Karel , Pekár Matěj , Matula Petr , Pekár Stano 
Published: November 2023

Abstract

Animal phenotypic traits are utilised in a variety of studies. Often the traits are measured from images. The processing of a large number of images can be challenging; nevertheless, image analytical applications, based on neural networks, can be an effective tool in automatic trait collection.

Our aim was to develop a stand‐alone application to effectively segment an arthropod from an image and to recognise individual body parts: namely, head, thorax (or prosoma), abdomen and four pairs of appendages. It is based on convolutional neural network with U‐Net architecture trained on more than a thousand images showing dorsal views of arthropods (mainly of wingless insects and spiders). The segmentation model gave very good results, with the automatically generated segmentation masks usually requiring only slight manual adjustments.

The application, named MAPHIS, can further (1) organise and preprocess the images; (2) adjust segmentation masks using a simple graphical editor; and (3) calculate various size, shape, colouration and pattern measures for each body part organised in a hierarchical manner. In addition, a special plug‐in function can align body profiles of selected individuals to match a median profile and enable comparison among groups. The usability of the application is shown in three practical examples.

The application can be used in a variety of fields where measures of phenotypic diversity are required, such as taxonomy, ecology and evolution (e.g. mimetic similarity). Currently, the application is limited to arthropods, but it can be easily extended to other animal taxa.
Multivariate analysis of physical–chemical and biological parameters along wheat growth (Triticum aestivum L.) and the effects of a phosphorus‐solubilizing bioinoculant
Authors: de Souza Nikolas Mateus Pereira , Dill Ricardo Eugenio , Fagundes David Gabriel dos Santos , Cagliari Alexandro , Rieger Alexandre 
Published: November 2023

AbstractTwo plots (10 ha each) of Triticum aestivum L. wheat crop were analysed, one with a phosphorus‐solubilizing bioinoculant (bioinput) and another without the bioinput (control). Traditional physical–chemical variables and four enzymes were analysed: arylsulfatase (AS), β‐glucosidase (β‐G), acid phosphatase (AP), and N‐acetyl‐β‐d‐glucosaminidase (NAG). These variables were considered by Hierarchical Cluster Analysis (HCA) and partial least squares‐discriminant analysis (PLS‐DA). The HCA separated 100% correctly the control and bioinput samples along the wheat phenological stages (Feekes‐Large scale). The PLS‐DA model was constructed with seven latent variables and obtained 100% accuracy, explaining a variance of 97.05% in calibration and 93.13% in cross‐validation. The control soil had a productivity of 57.8 bags per hectare, while the soil with bioinput had a productivity of 60.8 bags per hectare. Furthermore, soil with the bioinput presented higher concentrations of the enzymes AS, β‐G, and AP in the final phenological stages.
Extension for Community Healthcare Outcomes fetal alcohol spectrum disorder (ECHO FASD): Tele‐mentoring program to increase healthcare capacity for FASD diagnosis
Authors: Cole Lynn L. , Petrenko Christie L. M. , Kautz‐Turnbull Carson , Rockhold Madeline N. , Ciurzynski Susan M. 
Published: November 2023

AbstractBackgroundChildren with fetal alcohol spectrum disorder (FASD) often experience delayed, missed, or incorrect diagnosis due to low FASD awareness and diagnostic capacity. Current strategies to expand awareness and diagnostic capacity are insufficient or impractical.MethodsThis project examined the feasibility of Extension for Community Healthcare Outcomes (ECHO) tele‐mentoring to train community clinicians about FASD. Participants attended ten 1‐h weekly ECHO sessions that included presentations, vignettes, and discussions. Measurement utilized Bowen's feasibility domains.ResultsRobust webpage traffic yielded 19 participants (demand). Fidelity scores, hub team field notes, and participant ratings indicated feasibility based on acceptability, implementation, practicality, and adaptation. Clinicians' knowledge and confidence improved and case‐based diagnostic accuracy was high (limited efficacy).ConclusionsECHO FASD is a feasible training method that shows promise in increasing diagnostic capacity across many geographic regions.
Climate change affects the early‐life history of a freshwater turtle in a severely drying region
Authors: Santoro Anthony , Chambers Jane M. , Ebner Brendan , Beatty Stephen J. 
Published: November 2023

AbstractFreshwater turtles are one of the most threatened vertebrate groups. Climate change is a major threat to these species, with impacts affecting all life‐history stages. There is currently a limited understanding of how changes in climate may alter the environmental triggers for hatching and emergence from the nests of freshwater turtle hatchlings. This precludes making predictions about how climate change may impact freshwater turtle recruitment success. The southwestern snake‐necked turtle (Chelodina oblonga) is endemic to south‐western Australia, a global biodiversity hotspot that has undergone severe climatic drying. Recruitment failure is thought to be occurring in many populations of the species. However, there is little understanding as to how environmental change may be influencing recruitment. This study aimed to: (1) determine the incubation duration and hatching and hatchling emergence success of C. oblonga, (2) determine if the species exhibits hatching or emergence synchrony and/or delayed emergence and (3) quantify the effects of temperature and rainfall on hatchling emergence. Using this information, the study assesses how climatic drying and warming may be impacting C. oblonga's early life‐history. Between 2018 and 2020 nest sites were monitored around a large urban wetland with weekly assessments of egg and hatchling status. Incubation duration and hatching and hatchling emergence success were calculated, and generalized linear models were built to determine how temperature and/or rainfall predicted emergence. Hatchlings either emerged shortly after hatching or overwintered in the nest, and both hatching and emergence were asynchronous. Both emergence periods were positively associated with temperature and rainfall. This study reveals that incubation duration, hatching success, hatchling emergence and survival are all likely to be impacted by recent and projected climate change, and especially drying. Warming and drying are predicted for many temperate regions globally, and it is therefore important that their impacts on the early life history of freshwater turtles be better understood.
From the organ bath to the whole person: a review of human colonic motility
Authors: Wattchow David A. , Brookes Simon J. , Spencer Nick J. , Heitmann Paul T. , De Giorgio Roberto , Costa Marcello , Dinning Phil. G. 
Published: November 2023

AbstractMotor function of the colon is essential for health. Our current understanding of the mechanisms that underlie colonic motility are based upon a range of experimental techniques, including molecular biology, single cell studies, recordings from muscle strips, analysis of part or whole organ ex vivo through to in vivo human recordings. For the surgeon involved in the clinical management of colonic conditions this amounts to a formidable volume of material. Here, we synthesize the key findings from these various experimental approaches so that surgeons can be better armed to deal with the complexities of the colon.