bluuebunny/crossref_metadata_2025_split huggingface dataset:
Estimating the excess of interests paid by consumers when applying an upper rate. The case of Spain
Authors: Cruz Rambaud Salvador , Ortega Perals Paula 
Published: January 2024

Purpose
The framework of this paper is financial mathematics and, more specifically, the control of data fraud and manipulation with their subsequent economic effects, namely, in financial markets. The purpose of this paper is to calculate the global loss or gain, which supposes, for the borrower, a change of the interest rate while the contracted loan is in force or, in another case, the loan has finished.

Design/methodology/approach
The methodology used in this work has been, in the first place, a review of the existing literature on the topic of manipulability and abusiveness of the loan interest rates applied by banks; in the second place, the introduction of a mathematical-financial analysis to calculate the interests paid in excess; and, finally, the compilation of several sentences issued on the application of the so-called mortgage loan reference index (MLRI) to mortgage loans in Spain.

Findings
There are three main contributions in this paper. First, the calculation of the interests paid in excess in the amortization of mortgage loans referenced to an overvalued interest rate. Second, an empirical application shows the amount to be refunded to a Spanish consumer when amortizing his/her mortgage loan referenced to the MLRI instead of the Euro InterBank Offered Rate (EURIBOR). Third, consideration has been made to the effects and the possible solutions to the legal problems arising from this type of contract.

Research limitations/implications
This research is a useful tool capable of implementing the financial calculation needed to find out overpaid interests in mortgage loans and to execute the sentences dealing with this topic. However, a limitation of this study is the lack of enough sentences on mortgage loans referenced to the MLRI to get some additional information about the number of borrowers affected by these legal sentences and the amount refunded by the financial institutions.

Originality/value
To the best of the authors’ knowledge, this is the first time that deviations in the payment of interests have been calculated when amortizing a mortgage.
Thank you, government! Your support facilitated my intention to use mobile payment in the new normal era
Authors: Ling Pick-Soon , Lim Xin-Jean , Wong Lim-Jin , Lee Kelvin Yong Ming 
Published: January 2024

Purpose
This study aims to investigate the key determinants predicting users’ behavioural intention (BI) in adopting mobile payment (m-payment) in the new normal era.

Design/methodology/approach
The mobile technology acceptance model (MTAM) was extended through attitudes, perceived trust, perceived risk and personal innovativeness (PI) with government support (GS) functioning as a moderator. A total of 245 valid responses were gathered from Malaysian m-payment users with purposive sampling and subsequently evaluated through partial least square-structural equation modelling.

Findings
Mobile usefulness and PI significantly predicted user BI to use m-payment. Based on the moderation analysis, GS strengthened attitude-based impacts on BI towards m-payment adoption.

Practical implications
The empirical outcomes provide stakeholders with pivotal implications to develop holistic policies and strategies that potentially catalyse m-payment usage in the new normal era.

Originality/value
This research expands the current body of knowledge by assessing the factors impacting m-payment usage intention in the new normal era. The four aforementioned MTAM elements and GS (moderator) were recommended to boost model workability and offer novel evidence from a distinct viewpoint.
True Elements: leveraging opportunities for growth
Authors: Kumar V V Ravi , Bhatt Vimal 
Published: January 2024

Research methodology
The research methodology used for this case study follows a comprehensive approach, combining both primary and secondary sources to ensure a well-rounded understanding of the subject. Primary sources include in-depth interviews with the founders of the company, providing valuable firsthand insights into their experiences and decision-making processes. Multiple company visits were also conducted, enabling a closer examination of the operational aspects and allowing for a more holistic perspective on the case. Complementing these primary sources, secondary sources were used, consisting of a diverse array of articles from leading journals, newspapers, magazines and other reputable sources. These secondary sources offer a broader context and perspective, enriching the case study’s content and ensuring a robust foundation for classroom discussion and analysis.

Case overview/synopsis
True Elements was a clean health food brand that emerged from the vision of Mr Sreejith Moolayil and co-founder, Mr Puru Gupta, who recognized the potential of promoting healthy foods in India inspired by the health-conscious lifestyle that they observed during their work tenure in China. The co-founders began their entrepreneurial journey in 2011 with “Healthy World” kiosks inside IT company campuses in Delhi, Mumbai and Pune. However, early challenges surfaced as the target market narrowed. Undeterred, the founders sought innovative solutions to expand their reach and created “True Elements” – a brand that resonated with health-conscious consumers given its positioning as a clean and minimally processed food brand devoid of chemicals, preservatives and added sugars. True Elements excelled in the online market and catered to a few offline markets. To sustain and augment their success, the entrepreneurs sought a strategic partnership and succeeded with Marico Ltd. However, challenges remained on the horizon. One was the need to appeal to a new target group: the 25–45 age group with a lower monthly income of INR 30,000. Another pressing question was exploring the entry into the modern trade sector.

Complexity academic level
This case can be taught in undergraduate and post-graduate business management programs for marketing, strategy and innovation and entrepreneurship related courses. Apart from that, this case can also be discussed in incubator programs as cases highlighting entrepreneurship can facilitate discussions among early-stage founders, providing practical insights and lessons for their ventures. This case also can be discussed very effectively in management classes for working executives.
Terrorism and economic complexity in Africa: The unconditional impact of military expenditure
Authors: Emeka Ekene ThankGod , Ogbuabor Jonathan E. , Ekeocha Davidmac O. 
Published: January 2024

AbstractFollowing the rising wave of terrorism in Africa, particularly in the last decade, this study investigated the effect of terrorism on economic complexity in the region as well as the moderating role of military expenditure in the terrorism–economic complexity relationship. A panel of 34 African economies was used over the period 2010–2021. The study also used the dynamic system generalized method of moments framework. We find that the unconditional effect of terrorism on economic complexity in Africa is predominantly negative and significant, and that military expenditure in the region has been ineffective in moderating this adverse effect. This finding remained robust regardless of whether terrorism is measured by the number of terrorism incidents, fatalities, injuries, or hostages. However, our results showed that industrialization, urbanization, and governance institutional quality are potent channels for promoting economic complexity in Africa. Among others, the study emphasized the need for policymakers and leaders in Africa to collaborate at the level of the African Union to address the detrimental effects of terrorism on the continent.
International friendship cities, spatial spillover effect and urban export growth: Evidence from China
Authors: Zhou Jianjun , Cao Tingting 
Published: January 2024

AbstractUsing a spatial econometric model, this study investigates the impact of international friendship cities on urban exports in China at the city level. The results demonstrate a significant spatial spillover effect of international friendship cities on China's urban exports, benefiting not only the local area but also the neighbouring cities. Mechanism tests indicate that international friendship cities foster export growth in both local and adjacent cities by accumulating international social capital. Additionally, we identify a spatial spillover interval (within 700 km) and a siphonic interval (beyond 800 km) in the effect of international friendship cities on the urban exports of surrounding cities. This study sheds light on the role of international friendship cities in driving urban export growth in China.
Trans‐gender things: Objects and the materiality of trans‐femininity in Ming‐Qing China
Authors: Huang Aixia 
Published: January 2024

AbstractThis article demonstrates that objects, more specifically the trans usage of objects that disrupted and rearticulated the normative alignment of objects, sexed bodies and gender embodiments, served a formative role in helping male‐assigned individuals to cross gender boundaries and achieve trans‐femininity in Ming‐Qing China. The examined objects include the foot‐binding cloth for the feminine bodily image of bound feet, the embroidery needle for ‘womanly work’ and concealing underwear for feminine, penetrated sexual acts. This object‐oriented heuristic offers a new culturally specific approach to trans history beyond identarian frameworks and foregrounds the material multiplicity of trans formations and embodiments in Ming‐Qing China.
Rosemary: Unrevealing an old aromatic crop as a new source of promising functional food additive—A review
Authors: Qiu Kaidi , Wang Sasa , Duan Fangfang , Sang Zihuan , Wei Shanshan , Liu Hongxin , Tan Haibo 
Published: January 2024

AbstractRosemary (Rosmarinus officinalis L.) is one of the most famous spice plants belonging to the Lamiaceae family as a remarkably beautiful horticultural plant and economically agricultural crop. The essential oil of rosemary has been enthusiastically welcome in the whole world for hundreds of years. Now, it is wildly prevailing as a promising functional food additive for human health. More importantly, due to its significant aroma, food, and nutritional value, rosemary also plays an essential role in the food/feed additive and food packaging industries. Modern industrial development and fundamental scientific research have extensively revealed its unique phytochemical constituents with biologically meaningful activities, which closely related to diverse human health functions. In this review, we provide a comprehensively systematic perspective on rosemary by summarizing the structures of various pharmacological and nutritional components, biologically functional activities and their molecular regulatory networks required in food developments, and the recent advances in their applications in the food industry. Finally, the temporary limitations and future research trends regarding the development of rosemary components are also discussed and prospected. Hence, the review covering the fundamental research advances and developing prospects of rosemary is a desirable demand to facilitate their better understanding, and it will also serve as a reference to provide many insights for the future promotion of the research and development of functional foods related to rosemary.
Is it possible to predict which patients are most likely to benefit from intra‐articular corticosteroid injections? A systematic review
Authors: Shekleton Florence E. , Donovan Richard L. , Wylde Vikki , Whitehouse Michael R. 
Published: January 2024

AbstractAimIntra‐articular corticosteroid injections (IACIs) can reduce osteoarthritis‐related pain, with differing levels of response across patient groups. This systematic review investigates what is known about the positive and negative predictors of outcomes in patients with osteoarthritis who undergo IACIs.MethodsWe systematically searched the Medline, Embase, and Cochrane databases to May 2023 for studies that evaluated patients undergoing IACIs for osteoarthritis and reported on predictors of outcomes in these patients.ResultsEight studies were included. Two were placebo‐controlled trials, six were observational studies. Due to the heterogeneity of outcomes and variables between the studies, it was not possible to pool the results for formal meta‐analysis. Higher baseline pain, older age, higher BMI, lower range of movement, higher Kellgren‐Lawrence radiographic score, joint effusion, and aspiration were shown to be predictors of a positive response to IACIs in some of the included studies. However, other studies showed no difference in response with these variables, or a negative correlation with response. Sex, smoking, mental health status, hypertension/ischaemic heart disease, diabetes mellitus, duration of symptoms, and socioeconomic status did not demonstrate any correlation with the prediction of positive or negative outcomes after IACIs.ConclusionSeveral patient features have been identified as positive predictors of outcomes following IACIs. However, this systematic review has identified inconsistent and variable findings across the existing literature. Further research with standardization of IACI administration and outcome measures is required to facilitate further analysis of the reliability and significance of predictive factors for response to IACIs.
How do users compare the costs between nicotine vaping products and cigarettes? Findings from the 2016–2020 International Tobacco Control United States surveys
Authors: He Yanyun , Liber Alex , Driezen Pete , Thompson Mary E. , Levy David T. , Fong Geoffrey T. , Cummings K. Michael , Shang Ce 
Published: January 2024

AbstractBackground and AimsNicotine vaping products (NVPs) can potentially help adult tobacco users quit smoking. This study evaluated how adult consumers compare the costs between NVPs and cigarettes.MethodWe used data from the US arm of the 2016–2020 International Tobacco Control Four Country Smoking and Vaping (ITC 4CV) surveys to perform a multinomial logit model with two‐way fixed effects to measure how perceived cost comparisons are associated with NVP and cigarette taxes, use patterns, NVP device types and individual sociodemographic factors.ResultsHigher cigarette taxes are associated with a greater likelihood of perceiving NVPs and cigarettes as costing the same for the overall population and among people who exclusively smoke, and a lower likelihood of perceiving NVPs as more expensive among people who exclusively vape, compared with lower cigarette taxes. Pre‐filled cartridge and tank users are more likely to perceive NVPs as less expensive than cigarettes, compared with people who use other types of NVPs. The associations between taxes and perceived cost comparison were more pronounced among males, younger and low‐income populations.ConclusionsHigher cigarette taxes are associated with perceived financial incentives for nicotine vaping products (NVPs) over cigarettes, whereas NVP taxes are not associated with perceived cost comparison between NVPs and cigarettes.
Evaluating three strategies of genome‐wide association analysis for integrating data from multiple populations
Authors: Zhong Zhanming , Li Guangzhen , Xu Zhiting , Zeng Haonan , Teng Jinyan , Feng Xueyan , Diao Shuqi , Gao Yahui , Li Jiaqi , Zhang Zhe 
Published: January 2024

AbstractIn livestock, genome‐wide association studies (GWAS) are usually conducted in a single population (single‐GWAS) with limited sample size and detection power. To enhance the detection power of GWAS, meta‐analysis of GWAS (meta‐GWAS) and mega‐analysis of GWAS (mega‐GWAS) have been proposed to integrate data from multiple populations at the level of summary statistics or individual data, respectively. However, there is a lack of comparison for these different strategies, which makes it difficult to guide the best practice of GWAS integrating data from multiple study populations. To maximize the comparison of different association analysis strategies across multiple populations, we conducted single‐GWAS, meta‐GWAS, and mega‐GWAS for the backfat thickness of 100 kg (BFT_100) and days to 100 kg (DAYS_100) within each of the three commercial pig breeds (Duroc, Yorkshire, and Landrace). Based on controlling the genome inflation factor to one, we calculated corrected p‐values (pC). In Yorkshire, with the largest sample size, mega‐GWAS, meta‐GWAS and single‐GWAS detected 149, 38 and 20 significant SNPs (pC < 1E‐5) associated with BFT_100, as well as 26, four, and one QTL, respectively. Among them, pC of SNPs from mega‐GWAS was the lowest, followed by meta‐GWAS and single‐GWAS. The correlation of pC among the three GWAS strategies ranged from 0.60 to 0.75 and the correlation of SNP effect values between meta‐GWAS and mega‐GWAS was 0.74, all showing good agreement. Collectively, even though there are differences in the integration of individual data or summary statistics, integrating data from multiple populations is an effective means of genetic argument for complex traits, especially mega‐GWAS versus single‐GWAS.
Identification of population‐informative markers from high‐density genotyping data through combined feature selection and machine learning algorithms: Application to European autochthonous and cosmopolitan pig breeds
Authors: Schiavo Giuseppina , Bertolini Francesca , Bovo Samuele , Galimberti Giuliano , Muñoz María , Bozzi Riccardo , Čandek‐Potokar Marjeta , Óvilo Cristina , Fontanesi Luca 
Published: January 2024

AbstractLarge genotyping datasets, obtained from high‐density single nucleotide polymorphism (SNP) arrays, developed for different livestock species, can be used to describe and differentiate breeds or populations. To identify the most discriminating genetic markers among thousands of genotyped SNPs, a few statistical approaches have been proposed. In this study, we applied the Boruta algorithm, a wrapper of the machine learning random forest algorithm, on a database of 23 European pig breeds (20 autochthonous and three cosmopolitan breeds) genotyped with a 70k SNP chip, to pre‐select informative SNPs. To identify different sets of SNPs, these pre‐selected markers were then ranked with random forest based on their mean decrease accuracy and mean decrease gene indexes. We evaluated the efficiency of these subsets for breed classification and the usefulness of this approach to detect candidate genes affecting breed‐specific phenotypes and relevant production traits that might differ among breeds. The lowest overall classification error (2.3%) was reached with a subpanel including only 398 SNPs (ranked based on their mean decrease accuracy), with no classification error in seven breeds using up to 49 SNPs. Several SNPs of these selected subpanels were in genomic regions in which previous studies had identified signatures of selection or genes associated with morphological or production traits that distinguish the analysed breeds. Therefore, even if these approaches have not been originally designed to identify signatures of selection, the obtained results showed that they could potentially be useful for this purpose.
Genome‐wide association analysis revealed new QTL and candidate genes affecting the teat number in Dutch Large White pigs
Authors: Deng Michao , Qiu Zijian , Liu Chenxi , Zhong Lijing , Fan Xinfeng , Han Yuquan , Wang Ran , Li Pinghua , Huang Ruihua , Zhao Qingbo 
Published: January 2024

AbstractTeat number (TNUM) is an important reproductive trait of sows, which affects the weaning survival rate of piglets. In this study, 1166 Dutch Large White pigs with TNUM phenotype were used as the research object. These pigs were genotyped by 50K SNP chip and the chip data were further imputed to the resequencing level. The estimated heritabilities of left teat number (LTN), right teat number (RTN) and total teat number (TTN) were 0.21, 0.19 and 0.3, respectively. Based on chip data, significant SNPs for RTN on SSC2, SSC5, SSC9 and SSC13 were identified using genome‐wide association analysis (GWAS). Significant SNPs for TTN were identified on SSC2, SSC5 and SSC7. Based on imputed data, the GWAS identified a significant SNP (rs329158522) for LTN on SSC17, two significant SNPs (rs342855242 and rs80813115) for RTN on SSC2 and SSC9, and two significant SNPs (rs327003548 and rs326943811) for TTN on SSC5 and SSC6. Among them, four novel QTL were discovered. The Bayesian fine‐mapping method was used to fine map the QTL identified in the GWAS of the imputed data, and the confidence intervals of QTL affecting LTN (SSC17: 45.22–46.20 Mb), RTN (SSC9: 122.18–122.80 Mb) and TTN (SSC5: 14.01–15.91 Mb, SSC6: 120.06–121.25 Mb) were detected. A total of 52 candidate genes were obtained. Furthermore, we identified five candidate genes, WNT10B, AQP5, FMNL3, NUAK1 and CKAP4, for the first time, which involved in breast development and other related functions by gene annotation. Overall, this study provides new molecular markers for the breeding of teat number in pigs.
Architectural design, facilities and family participation in neonatal units in Spain: A multicentre study
Authors: Solís‐García Gonzalo , Cambra‐Rufino Laura , Piris Borregas Salvador , Carrasco Pérez Andrea , López Maestro María , De la Cruz Bértolo Javier , Moral Pumarega María Teresa , Pallás Alonso Carmen Rosa 
Published: January 2024

AbstractAimThe architecture of neonatal units plays a key role in developmental strategies and preterm outcomes. The aim was to evaluate the design of Spanish neonatal units and its impact on the participation of parents in neonatal care.MethodsA web‐based survey was sent to all level III Spanish neonatal units, including questions about hospital data, architectural design, facilities and family participation.ResultsThe study included 63 units. Most units (87%) had part or all the intensive care patients located in open bay units, while 54% had at least one individual patient cubicle. Single family rooms, defined as those including enough space and furniture for family members to stay with the infant without restrictions, were available in 8 units (13%). Eighteen units (29%) had a structured programme of family education. Units with single family rooms were more likely to have parental participation in rounds (p < 0.01), safety protocols (p = 0.02), oxygen management (p < 0.01) and nasogastric tube feeding (p = 0.02), as well as to allow siblings to participate in kangaroo care (p < 0.01).ConclusionWidely variable architectural designs and policies were found in Spanish neonatal units. The presence of single family rooms may have impacted the participation of parents in neonatal care.