bluuebunny/crossref_metadata_2025_split huggingface dataset:
Dimensions of financial inclusion in India: a qualitative analysis of bankers perspective
Authors: Kandpal Vinay 
Published: November 2023

Purpose
This qualitative study aims to examine bankers’ perspectives regarding financial inclusion, the challenges it faces and the scope for improvement. This research proposes a financial inclusion model, considering the inputs received by bankers. Financial exclusion of different sections is an issue common to emerging countries.

Design/methodology/approach
Data for qualitative research were collected through interviews with bank officials. The information was gathered from 32 bankers from India’s several zones (North, South, West and East). The data were collected from bankers from different public and private sector banks. Thematic analysis was performed up to the point of saturation to study the response received from bankers.

Findings
Bank-related issues such as frequent computer problems, network connectivity problems, costs, a shortage of bank branches, fewer transactions through automated teller machines and a shortage of banking staff affect customers’ confidence in formal banking. Banking services are disrupted by a lack of trust in banking correspondents (BCs), as they are not regular employees of banks. Limits on daily transactions discourage high-value customers from using BCs and kiosks. The time spent on administrative formalities impacts customers. Financial inclusion is affected by availability, accessibility, usage and affordability. Digital financial literacy is essential for ease of transaction, but awareness about financial products helps protect customers from cyber scams. The findings of this research would benefit financial institutions globally in developing their businesses and helping to achieve financial inclusion and the United Nation’s sustainable development goals (SDGs).

Originality/value
This research paper undertakes a qualitative analysis of the views collected from bankers. Bankers are crucial stakeholders in the successful implementation of the National Financial Inclusion Policy of the Government of India. Bankers’ perspectives will be important not only for India and its researchers but also in the global context, as the UN’s SDGs focus on leaving no one behind.
Variable shifts in bird and bat assemblages as a result of reduced‐impact logging revealed after 10 years
Authors: Harris Arianne E. , Maharaj Gyanpriya , Hallett Matthew , Thomas Raquel , Roopsind Anand , O'Shea Brian J. , Bicknell Jake E. 
Published: November 2023

Abstract

Selective logging is the most widespread driver of land‐use change in biodiverse and carbon‐rich tropical forests. However, the effects of selective logging on biodiversity are less than those associated with other drivers of forest degradation. A suite of recent research has shown that reduced‐impact logging (RIL) results in few or no changes to biological assemblages. But because this logging technique is relatively new, most studies have only considered short‐term impacts.

We address this research gap by quantifying changes in biodiversity assemblage as a result of RIL over the longer term. We comprehensively sampled bird and bat assemblages pre‐logged, 1 year after, and 10 years after RIL in Guyana, using a before‐after control‐impact (BACI) sampling design. We compared bird and bat assemblages in each timeframe, and additionally appraised the impact of time since logging, and the number of trees harvested across the suite of species which we further divided between different feeding guilds, disturbance sensitivity and vertical stratification of forest use.

We found that 1 year after logging only minor changes could be detected, but 10 years later richness had slightly declined in some groups, while others had shown complete recovery. Nectivorous and insectivorous birds, and carnivorous bats declined in richness, while carnivorous birds, showed a clear recovery to a state akin to pre‐logging. This indicates that for some niches a subtle, but long‐term relaxation effect may be occurring, whereby extinction debts are realized long after the initial disturbance, while other groups have either recovered or not changed after logging.

Assemblage changes were also predicted by vertical stratification of forest use, with avian species using the understorey and mid–upper levels of the forest being most affected.

Synthesis and applications: Our study demonstrates how best practice forestry and logging can maintain healthy vertebrate populations over the long term. Forestry concessions that adopt techniques of low‐harvest RIL and are managed for their long‐term timber provision through extension of regeneration times beyond 10 years after harvest, are likely to benefit from the ecosystem services provided by biodiversity, while also making a valuable contribution to the global conservation estate.
L'impact de la crise russo‐ukrainienne sur les marchés financiers africains
Authors: Gbongue Florent Kanga , Okou Cyrille Gueï , Mezui Cédric Mbeng 
Published: November 2023

RésuméLes effets de la crise russo‐ukrainienne sur le capital‐risque marché au sens de Bâle II/III, sont quantifiés pour près de 87% de la capitalisation boursière du continent. Notre méthodologie combine le modèle ARMA‐GJR‐GARCH, la théorie des valeurs extrêmes (TVE), la théorie des copules et la simulation, afin de capter les distributions conditionnelles des rendements. Nos résultats révèlent que la crise russo‐ukrainienne constitue un facteur de risque important pour les marchés financiers africains, en ce sens que l'on observe une augmentation des capitaux à risque en période de crise T2 (2022–2023), de l'ordre de 1% à 18% en référence à la distribution normale. Toutefois, l'effet additionnel de cette crise, de l'ordre de 0,05% à 15,07%, est évalué comparativement aux résultats de la période de référence T1 (2017–2019). A cet effet, cette étude plaide pour des mesures visant à atténuer le risque de marché, notamment la diversification des produits financiers et instruments de couverture, ainsi que le renforcement de la base des investisseurs locaux, qui participe à la stabilité des marchés financiers africains.
Negation in Contact: French and Occitan
Authors: Bach Xavier C. A. 
Published: November 2023

AbstractDevelopment of negative markers along the lines of the well‐known Jespersen's Cycle occurred in a wide number of languages. This article investigates the possibility of contact playing a role in such developments in Lengadocian Occitan. The evolution of negation in Lengadocian Occitan followed two main lines. It first developed a postverbal negative marker ges, until increased contact with French from the fifteenth century onwards meant that the language initially adopted the two main postverbal negative markers of French pas and point, in the form of their cognates pas and ponch. In the early modern period (fifteenth to eighteenth century), prolonged contact with French was a key factor in the ultimate selection of pas as the sole postverbal marker. But the pace of grammaticalisation of this marker in Occitan was quicker and went further than in French, in that from the eighteenth century pas is often the sole negative marker, and that it starts early on to appear together with negative polarity items. This means that when the preverbal negative marker disappears, negative concord is maintained, contrary to modern spoken French.
Non‐destructive optical sensing technologies for advancing the egg industry toward Industry 4.0: A review
Authors: Ahmed Md Wadud , Hossainy Sahir Junaid , Khaliduzzaman Alin , Emmert Jason Lee , Kamruzzaman Mohammed 
Published: November 2023

AbstractThe egg is considered one of the best sources of dietary protein, and has an important role in human growth and development. With the increase in the world's population, per capita egg consumption is also increasing. Ground‐breaking technological developments have led to numerous inventions like the Internet of Things (IoT), various optical sensors, robotics, artificial intelligence (AI), big data, and cloud computing, transforming the conventional industry into a smart and sustainable egg industry, also known as Egg Industry 4.0 (EI 4.0). The EI 4.0 concept has the potential to improve automation, enhance biosecurity, promote the safeguarding of animal welfare, increase intelligent grading and quality inspection, and increase efficiency. For a sustainable Industry 4.0 transformation, it is important to analyze available technologies, the latest research, existing limitations, and prospects. This review examines the existing non‐destructive optical sensing technologies for the egg industry. It provides information and insights on the different components of EI 4.0, including emerging EI 4.0 technologies for egg production, quality inspection, and grading. Furthermore, drawbacks of current EI 4.0 technologies, potential workarounds, and future trends were critically analyzed. This review can help policymakers, industrialists, and academicians to better understand the integration of non‐destructive technologies and automation. This integration has the potential to increase productivity, improve quality control, and optimize resource management toward sustainable development of the egg industry.
Efficacy of everolimus‐based therapy in advanced triple‐positive breast cancer: Experience from three cancer centers in China
Authors: Tan Yujing , Jiang Hanfang , Ma Fei , Wang Jiayu , Zhang Pin , Li Qing , Tian Xinzhu , Xu Binghe , Zhao Weihong , Fan Ying 
Published: November 2023

AbstractBackgroundTriple‐positive breast cancer (TPBC) is highly invasive and lacks well‐established treatment strategies, especially in patients with advanced stage disease. This study aimed to explore the efficacy of everolimus in patients with metastatic TPBC (mTPBC) in a multicenter real‐world setting.MethodsA total of 2518 cancer patients who received everolimus‐based therapy were enrolled from three cancer institutes in China from 2014 to 2022. Their clinicopathological characteristics were collected from medical records. The indicators for the efficacy of everolimus were progression‐free survival (PFS), objective response rate (ORR) and clinical benefit rate (CBR).ResultsWe collected 79 HER2‐enriched patients that were treated with everolimus‐based therapy, 43 of whom were mTPBC. The most commonly used therapeutic combinations was everolimus plus endocrine therapy (18/43, 41.9%). Among all combinations, everolimus plus chemotherapy plus trastuzumab developed the longest PFS of 10.9 months (95% CI: 1.5–20.3). Seventeen patients (32.6%) with mTPBC received everolimus as frontline treatment (1 L/2 L/3 L, FL), and 26 patients (67.4%) as backline treatment (>3 L, BL). Among all the population, the median PFS for everolimus was 4.5 months (range: 3.0–6.0), ORR was 30.2%, and CBR was 48.8%. PFSFL of 10.9 months was significantly longer than 4.0 months for PFSBL (p = 0.003, HR = 0.31, 95% CI: 0.14–0.67). ORRFL was 41.2%, showing no significance compared to ORRBL of 23.1% (one‐sided p = 0.11). CBRFL was observed better of 76.5% versus CBRBL of 46.2% (one‐sided p = 0.026).ConclusionEverolimus as frontline treatment achieves clinical benefits for Chinese patients with mTPBC, which may provide some references for the management of Chinese mTPBC patients.
Aging‐associated decline in vascular smooth muscle cell mechanosensation is mediated by Piezo1 channel
Authors: Luu Ngoc , Bajpai Apratim , Li Rui , Park Seojin , Noor Mahad , Ma Xiao , Chen Weiqiang 
Published: November 2023

AbstractAging of the vasculature is associated with detrimental changes in vascular smooth muscle cell (VSMC) mechanosensitivity to extrinsic forces in their surrounding microenvironment. However, how chronological aging alters VSMCs' ability to sense and adapt to mechanical perturbations remains unexplored. Here, we show defective VSMC mechanosensation in aging measured with ultrasound tweezers‐based micromechanical system, force instantaneous frequency spectrum, and transcriptome analyses. The study reveals that aged VSMCs adapt to a relatively inert mechanobiological state with altered actin cytoskeletal integrity, resulting in an impairment in their mechanosensitivity and dynamic mechanoresponse to mechanical perturbations. The aging‐associated decline in mechanosensation behaviors is mediated by hyperactivity of Piezo1‐dependent calcium signaling. Inhibition of Piezo1 alleviates vascular aging and partially restores the loss in dynamic contractile properties in aged cells. Altogether, our study reveals the signaling pathway underlying aging‐associated aberrant mechanosensation in VSMC and identifies Piezo1 as a potential therapeutic mechanobiological target to alleviate vascular aging.
From indirect to direct rule? Transnational policy planning bodies and global governance in the COVID crisis
Authors: van der Pijl Kees 
Published: November 2023

AbstractThe origins of contemporary supra‐national power go back to the second British Empire, which, unlike the first, faced organized labor as a potential revolutionary force. The formation of the Rhodes–Milner Group was meant to better manage the formation of the public mood, and the Boer War in South Africa demanded close integration of imperial affairs. A central figure in the Rhodes–Milner Group, Lord Esher, was also the architect of the Committee of Imperial Defense, created to take up the latter task. Esher's idea of a secretariat confidentially preparing solutions to issues of the day before they emerged in the public domain was introduced into the structure of international organizations after World War I and the Russian Revolution. Escher also laid the foundations of today's model of transnational politics in which groups such as Bilderberg or the Trilateral Commission and many others, shape certain areas of consensus before the public is allowed to make its voice heard. In this process, the circumvention of democracy has assumed the nature of an outright assault on it. In the process the World Economic Forum, formally joining forces with the United Nations, has become the most visible supranational body applying direct rule.
A nationwide birth cohort in Japan showed increased risk of early childhood hospitalisation in infants born small for gestational age
Authors: Ohyama Asami , Matsumoto Naomi , Tamai Kei , Washio Yosuke , Yoshimoto Junko , Yorifuji Takashi , Tsukahara Hirokazu 
Published: November 2023

AbstractAimTo examine associations between children being born small for gestational age and childhood hospitalisation following term and preterm births.MethodsThis study included 34 564 children from a nationwide population‐based longitudinal survey starting in 2010, comprising 32 603 term births and 1961 preterm births. Children's hospitalisation history was examined during two observational periods, 6–18 and 6–66 months of age. Logistic regression analysis was conducted, adjusting for child and parental confounders, with children born appropriate for gestational age as reference.ResultsChildren born small for gestational age were more likely to be hospitalised during early childhood than those born appropriate for gestational age. The odds ratio (95% confidence interval) for hospitalisation from 6 to 66 months of age was 1.19 (1.05–1.34) in term children born small for gestational age and 1.47 (1.05–2.06) for preterm children born small for gestational age, compared with those born appropriate for gestational age. The risk of hospitalisation from 6 to 66 months of age in children born small for gestational age was observed for bronchitis/pneumonia.ConclusionWe observed the adverse effects of small for gestational age on hospitalisation during early childhood in both term and preterm births, particularly for bronchitis and pneumonia.
Immigrants and trade union membership: Does integration into society and workplace play a moderating role?
Authors: Jima Bedaso Fenet , Jirjahn Uwe 
Published: November 2023

AbstractWe hypothesize that incomplete integration into the workplace and society implies that immigrants are less likely to be union members than natives. Incomplete integration makes the usual mechanism for overcoming the collective action problem less effective. Our empirical analysis with data from the Socio‐Economic Panel confirms a unionization gap for first‐generation immigrants in Germany. Importantly, using the presence of a works council as an indicator of workplace integration and contacts with Germans as an indicator of integration into society, the analysis shows that the immigrant‐native gap in union membership is heterogeneous. The gap is smaller for immigrants working in firms with a works council and having social contacts with Germans. Our analysis also confirms that the gap is decreasing in the years since arrival in Germany.
Longitudinal association of conduct and emotional problems with school exclusion and truancy: A fixed effect analysis of the UK Millennium Cohort Study
Authors: Villadsen Aase , Cameron Claire , Evans John , Van Herwegen Jo , Hill Vivian , Hurry Jane , Roberts Amelia , Wyse Dominic , Johansen Thure 
Published: November 2023

BackgroundThere is a need for causally stronger research on the association between child mental health and school exclusion and truancy. This study examines school exclusion and truancy in relation to both conduct and emotional problems and considers these problems both as predictors and as outcomes of school exclusion and truancy.MethodThe sample included 15,236 individuals from the Millennium Cohort Study, a UK longitudinal birth cohort study. Conduct and emotional problems were assessed from childhood to adolescence (age 7, 11, 14 and 17 years), and reports of school exclusion and truancy were collected at age 11 and 14. Fixed effect analyses were used.ResultsIncreases in conduct problems and emotional symptoms were associated with subsequent exclusion (OR 1.22, [95% CI 1.08–1.37] and OR 1.16, [1.05–1.29], respectively). Emotional symptoms, but not conduct problems, predicted truancy (OR 1.17, [1.07–1.29]). These estimates were similar for males and females. Exclusion was associated with an increase in conduct problems at age 14 (0.50, [0.30–0.69]), and for males, it was associated with an increase in emotional symptoms both at age 14 (0.39, [0.12–0.65]) and 17 (0.43, [0.14–0.72]). Truancy was associated with an increase in conduct problems at age 14 (0.41, [0.28–0.55]), and for females also at age 17 (0.22, [0.03–0.42]), and it was associated with increased emotional symptoms at age 14 (0.43, [0.25–0.62]) and 17 (0.44, [0.21–0.66]), which was similar for males and females.ConclusionResults indicate a bidirectional association between emotional symptoms and school exclusion and truancy, as an increase in these symptoms was associated with later truancy and exclusion, and emotional symptoms increased following both school events. For conduct problems, the association was bidirectional for school exclusion, but unidirectional for truancy as these symptoms did not lead to truancy, but an increase in conduct problems was observed after both exclusion and truancy.
Associations between urbanization and the home language environment: Evidence from a LENA study in rural and peri‐urban China
Authors: Ma Yue , Zhang Xinwu , Pappas Lucy , Rule Andrew , Gao Yujuan , Dill Sarah‐Eve , Feng Tianli , Zhang Yue , Wang Hong , Cunha Flavio , Rozelle Scott 
Published: November 2023

AbstractIn low‐ and middle‐income countries, urbanization has spurred the expansion of peri‐urban communities, or urban communities of formerly rural residents with low socioeconomic status. The growth of these communities offers researchers an opportunity to measure the associations between the level of urbanization and the home language environment (HLE) among otherwise similar populations. Data were collected in 2019 using Language Environment Analysis observational assessment technology from 158 peri‐urban and rural households with Han Chinese children (92 males, 66 females) aged 18–24 months in China. Peri‐urban children scored lower than rural children in measures of the HLE and language development. In both samples, child age, gender, maternal employment, and sibling number were positively correlated with the HLE, which was in turn correlated with language development.
Single crowns in the posterior maxilla supported by either 11‐mm long implants with sinus floor augmentation or by 6‐mm long implants: A 10‐year randomized controlled trial
Authors: Guljé Felix L. , Raghoebar Gerry M. , Gareb Barzi , Vissink Arjan , Meijer Henny J. A. 
Published: November 2023

AbstractObjectivesTo compare the clinical performance of single crowns in the posterior maxilla supported by either 11‐mm long implants combined with maxillary sinus floor augmentation (MSFA) surgery or by 6‐mm long implants during a 10‐year follow‐up period.Materials and MethodsSubjects were randomly allocated to receive one 11‐mm long implant in combination MFSA or to receive one 6‐mm long implant without any grafting. Twenty‐one implants in 20 patients were placed in the 6‐mm group and 20 implants in 18 patients were placed in the 11‐mm group. Both groups were followed by clinical and radiographic examinations up to 10 years. Patients' satisfaction was also scored before treatment.ResultsTwo patients died and eight patients moved during the follow‐up. Two patients lost an implant in the 6‐mm group and one implant was lost in the 11‐mm group (implant survival 89.5% and 90.9%, respectively). From loading to 10 years' follow‐up, mean ± SE marginal bone loss in the 6‐mm group and 11‐mm group was 0.18 ± 0.10 mm and 0.26 ± 0.12 mm, respectively, without a significant difference between the groups at 10 years (p = .650). In both groups, indices scores for plaque, calculus, gingiva and bleeding were low as well as mean pocket probing depth. Patients' satisfaction at 10 years was high in both groups; mean overall satisfaction in the 6‐mm group and 11‐mm group was 9.6 ± 0.6 and 9.2 ± 0.8, respectively (p = .168).ConclusionsPlacement of 6‐mm implants or 11‐mm implants combined MFSA are equally successful during a 10‐year follow‐up period when applied for supporting a single restoration.