bluuebunny/crossref_metadata_2025_split huggingface dataset:
SUSTAINABLE SMART CITIES: THE ROLE OF FINTECH IN PROMOTING ENVIRONMENTAL SUSTAINABILITY
Authors: Chinonye Esther Ugochukwu  , Onyeka Chrisanctus Ofodile  , Chinwe Chinazo Okoye  , Olatunji Akinrinola  
Published: March 2024

Sustainable smart cities are at the forefront of urban development, striving to balance economic prosperity with environmental sustainability. This Review delves into the critical role played by Financial Technology (Fintech) in advancing environmental sustainability within smart city initiatives. Fintech innovations are instrumental in optimizing resource management, enhancing citizen engagement, and fostering collaborative governance models, thereby contributing to the overarching goal of creating sustainable urban ecosystems. Through a historical perspective, this Review traces the evolution of sustainable smart cities, highlighting the transformative impact of technological advancements and the integration of Fintech solutions. From early urban planning concepts to the emergence of smart technologies in the 21st century, the evolution of sustainable smart cities underscores the importance of leveraging innovation to address urban challenges. The rise of Fintech has further accelerated this evolution, offering innovative financial services tailored to support green finance, renewable energy investment, and sustainable infrastructure development. Fintech platforms enable efficient allocation of resources, facilitate transparent and secure transactions, and empower citizens to participate in sustainable initiatives. By integrating Fintech solutions into urban development strategies, cities can unlock new opportunities for environmental sustainability while fostering economic growth and social equity. Looking ahead, the integration of sustainable smart cities and Fintech holds immense potential to address pressing environmental challenges such as climate change, pollution, and resource depletion. As cities continue to embrace digital transformation and adopt data-driven approaches, the role of Fintech in promoting environmental sustainability will become increasingly crucial. By leveraging historical insights and embracing emerging technologies, cities can chart a path towards a more resilient, inclusive, and environmentally sustainable future. This Review underscores the importance of collaboration among stakeholders, including governments, businesses, academia, and civil society, to drive collective action and accelerate the transition towards sustainable smart cities.
Keywords: Sustainable, Smart Cities, Fintech, Promoting, Environmental.
ADVANCING FOOD SAFETY THROUGH IOT: REAL-TIME MONITORING AND CONTROL SYSTEMS
Authors: Michael Alurame Eruaga  
Published: March 2024

This paper proposes the development of an Internet of Things (IoT)-based real-time monitoring and control system for food safety management. By leveraging IoT sensors and devices throughout the food production and distribution process, this system aims to continuously monitor food safety parameters, providing immediate data to prevent contamination and ensure compliance with safety standards. In response to the critical need for enhanced food safety measures, this concept paper proposes the implementation of IoT (Internet of Things) technology to advance food safety through real-time monitoring and control systems. The global food industry faces significant challenges in ensuring food safety throughout the supply chain, including inefficiencies, delays in response to potential hazards, and increased risks of contamination. Traditional methods of monitoring and controlling food safety often lack real-time capabilities and are prone to human error. The proposed solution focuses on introducing an IoT-based system for real-time monitoring of critical food safety parameters such as temperature, humidity, and the presence of pathogens. This system will leverage a combination of sensor technologies, data analytics, and communication protocols to continuously monitor environmental conditions and potential hazards throughout the food supply chain. Key components of the proposed system include IoT sensors and devices, a centralized monitoring platform, data transmission infrastructure, and integration with existing food safety management systems. Advanced data analytics techniques, including machine learning algorithms, will be employed to analyze collected data, identify patterns, trends, and anomalies, and develop predictive models to anticipate potential hazards. The implementation strategy outlined in this concept paper includes comprehensive assessment and planning, deployment of IoT sensors, establishment of data collection and transmission infrastructure, data analysis and insights, integration with existing systems, and training and capacity building. By following this strategy, stakeholders can proactively manage food safety risks and ensure the integrity and safety of the food supply chain. Advancing food safety through IoT-based real-time monitoring and control systems holds great promise in revolutionizing the way food safety is managed, safeguarding public health, enhancing consumer trust, and ensuring a safer and more reliable food supply for consumers worldwide.
Keywords: Food Safety, Real Time, Monitoring, IoT.
DIGITAL BANKING REGULATIONS: A COMPARATIVE REVIEW BETWEEN NIGERIA AND THE USA
Authors: Onyeka Chrisanctus Ofodile  , Olubusola Odeyemi  , Chinwe Chinazo Okoye  , Wihelmina Afua Addy  , Adedoyin Tolulope Oyewole  , Omotoya Bukola Adeoye  , Yinka James Ololade  
Published: March 2024

This paper presents a comprehensive comparative review of digital banking regulations in Nigeria and the United States of America. The primary objective is to analyze and contrast the regulatory frameworks governing digital banking in these two countries, with a focus on understanding their impact on financial stability, consumer protection, and innovation in the banking sector. The methodology involves a detailed examination of existing literature, regulatory policies, and legal documents pertaining to digital banking in both Nigeria and the USA. This is complemented by interviews with key stakeholders in the banking industry, including regulators, bank executives, and fintech experts.
Key findings reveal significant differences in the regulatory approaches of Nigeria and the USA. Nigeria's digital banking regulations are found to be more focused on promoting financial inclusion and mitigating systemic risks, reflecting the country's developing economic status and the need to address a large unbanked population. In contrast, the USA's regulations are more comprehensive and sophisticated, emphasizing consumer protection, data security, and maintaining a competitive market environment. The study also highlights the challenges and opportunities presented by these regulatory frameworks, particularly in terms of fostering innovation and adapting to emerging technologies in the banking sector. The conclusion underscores the importance of a balanced regulatory approach that safeguards the interests of consumers and the stability of the financial system, while also encouraging innovation and competition. The paper suggests that both Nigeria and the USA can learn from each other's regulatory practices to enhance their digital banking ecosystems. This comparative review provides valuable insights for policymakers, financial institutions, and other stakeholders in the global banking industry, aiming to navigate the complexities of digital banking regulation in a rapidly evolving technological landscape.
Keywords: Digital Banking, Regulatory Frameworks, Nigeria, USA, Financial Inclusion, Cybersecurity, Consumer Protection, Central Bank of Nigeria (CBN), Federal Reserve, Fintech.
EFFECTIVE STAKEHOLDER RELATIONSHIP MANAGEMENT IN THE OIL & GAS SECTOR: A CONCEPTUAL AND REVIEW PERSPECTIVE
Authors: Stella Emeka-Okoli  , Tochukwu Chinwuba Nwankwo  , Christiana Adanma Otonnah  , Ekene Ezinwa Nwankwo  
Published: March 2024

Effective stakeholder relationship management (SRM) is imperative for the sustainable operation of companies within the oil and gas sector. This review provides a conceptual framework and review perspective on the strategies, challenges, and outcomes associated with SRM in this industry. The oil and gas sector operates within a complex web of stakeholders including governments, local communities, investors, employees, suppliers, and environmental organizations. Building and maintaining positive relationships with these stakeholders are essential for securing operational licenses, maintaining social license to operate, and fostering a conducive environment for business continuity. Drawing from existing literature, this review elucidates the key components of effective SRM in the oil and gas sector. Firstly, proactive engagement and communication emerge as fundamental strategies. Companies need to identify stakeholders, understand their interests and concerns, and engage with them transparently and consistently throughout project lifecycles. Secondly, fostering mutual value creation is crucial. Companies must seek win-win solutions that align their business objectives with stakeholders’ interests, thereby promoting long-term partnerships and trust. Thirdly, robust grievance mechanisms are necessary to address conflicts and grievances promptly and fairly, preventing escalation into legal or reputational crises. Despite its importance, SRM in the oil and gas sector faces several challenges. These include inherent power imbalances between companies and stakeholders, socio-political tensions in resource-rich regions, and the dynamic nature of stakeholder expectations. Additionally, the sector operates in a volatile market environment characterized by fluctuating oil prices and regulatory uncertainties, further complicating SRM efforts. The outcomes of effective SRM in the oil and gas sector are multifaceted. Beyond mitigating operational risks and enhancing reputational capital, it contributes to fostering social license to operate, facilitating access to capital and talent, and promoting sustainable development in host communities. Effective SRM in the oil and gas sector requires a proactive, value-driven, and adaptive approach. By integrating stakeholder considerations into strategic decision-making processes, companies can navigate complex socio-political landscapes, mitigate risks, and create shared value for all stakeholders involved.
Keywords: Management, Oil and Gas, Conceptual, Perspective, Relationship.
REVIEWING THE ROLE OF BIG DATA ANALYTICS IN FINANCIAL FRAUD DETECTION
Authors: Philip Olaseni Shoetan  , Adedoyin Tolulope Oyewole  , Chinwe Chinazo Okoye  , Onyeka Chrisanctus Ofodile  
Published: March 2024

Financial institutions grapple with the escalating nature of fraudulent activities, necessitating innovative and timely detection methods. The review underscores the transformative potential of Big Data Analytics, emphasizing its pivotal role in the ongoing fight against fraud. Delving into the specifics, the paper explores diverse data sources, such as transaction and user behavior data, alongside external data from sources like social media, employing machine learning algorithms and predictive modeling for anomaly detection and risk assessment. Real-time processing emerges as a critical component for swift and effective fraud identification. Critically addressing implementation challenges, including data quality assurance and privacy concerns, the paper showcases case studies of successful Big Data Analytics implementations, highlighting their positive impacts on fraud prevention and financial security. Looking ahead, the review anticipates the role of emerging technologies like blockchain and artificial intelligence in enhancing fraud prevention strategies, emphasizing integration with cybersecurity for robust defense against sophisticated attacks. The paper concludes with recommendations for financial institutions, advocating collaborative efforts and information sharing within the industry. In summary, the review underscores the transformative contributions of Big Data Analytics to financial fraud detection, shaping the future of fraud prevention strategies and fortifying the resilience of the global financial ecosystem..
Keywords: Big, Data, Analytics, Finance, Fraud, Detection.
ENGAGING ADOLESCENTS IN FAMILY THERAPY: THE ROLE OF ENGLISH SLANG AND DIGITAL COMMUNICATION NORMS IN THERAPEUTIC SETTINGS
Authors: Mary Omoboye  , Nkechi Emmanuella Eneh  
Published: March 2024

ABSTRACT
Adolescence is a critical stage marked by rapid cognitive, emotional, and social development, often presenting challenges within familial relationships. Family therapy serves as a vital intervention to address these challenges, yet engaging adolescents in the therapeutic process can be complex. This review explores the significance of English slang and digital communication norms in facilitating rapport and effective communication between therapists and adolescents in family therapy settings. In contemporary society, English slang and digital communication have become integral aspects of adolescent culture. Adolescents frequently employ slang terms and digital platforms to express themselves, communicate with peers, and navigate their identities. However, these informal modes of communication may pose barriers in traditional therapeutic settings where formal language is often prioritized. Recognizing the importance of meeting adolescents on their own communicative terms, therapists are increasingly integrating slang and digital communication norms into family therapy sessions. By incorporating familiar language and mediums, therapists can create a more inclusive and relatable environment, fostering trust and engagement with adolescent clients. Moreover, the utilization of slang and digital communication norms in family therapy promotes authenticity and enhances the therapeutic alliance between adolescents and therapists. Adolescents feel understood and validated when therapists demonstrate an awareness and acceptance of their linguistic and technological preferences, leading to increased participation and investment in the therapeutic process. However, the integration of slang and digital communication in family therapy requires careful consideration and ethical awareness. Therapists must balance the use of informal language with maintaining professional boundaries and respect for cultural diversity. Additionally, therapists should remain mindful of the potential implications of digital communication, including privacy concerns and the blurring of therapeutic boundaries. Understanding and incorporating English slang and digital communication norms are essential for effectively engaging adolescents in family therapy. By embracing adolescents' preferred modes of expression, therapists can foster meaningful connections, facilitate communication, and promote positive therapeutic outcomes within the familial context.
Keywords: Adolescent, Family, Therapy, Slang, Digital, Communication, Norm, English.
ORGANIZATIONAL PSYCHOLOGICAL BULLYING: THE PLIGHT OF THE YOUTH AND THE PHYSICALLY IMPAIRED
Authors: Zimkhitha. F Juqu  , Hlalele Matebese  
Published: March 2024

This research critically examined organizational psychological bullying directed towards vulnerable individuals, namely the youth and the physically impaired, who face difficulties accessing employment opportunities globally. Unlike prior studies that focused on internal organizational bullying, this research investigated external factors beyond organizational structures. By conducting desktop research, the study aimed to provide insights that support a more inclusive work culture. The study developed the 60/30 model, proposing retirement at the age of 60 or after 30 years of service to promote inclusivity in the labor market, especially for historically marginalized individuals. It recommended that governments amend labor laws, review employment policies, and collaborate with stakeholders to create customized employment initiatives. Moreover, it suggested further research using quantitative or mixed methods approaches to validate these findings. The study further advocates positive transformations within the industrial and organizational psychology by advancing workplace diversity and inclusivity.
Keywords: Marginalized Individuals, Organizational Bullying, Physically Impaired, Psychology, Victims, Youth.
LEGAL FRAMEWORKS AND TAX COMPLIANCE IN THE DIGITAL ECONOMY: A FINANCE PERSPECTIVE
Authors: Beatrice Oyinkansola Adelakun  , Joseph Kuba Nembe  , Bisola Beatrice Oguejiofor  , Chidiogo Uzoamaka Akpuokwe  , Seun Solomon Bakare  
Published: March 2024

In the wake of rapid digitalization, the landscape of commerce has undergone a profound transformation, presenting unprecedented challenges to traditional tax systems and legal frameworks. This abstract examines the evolving dynamics of tax compliance within the digital economy through the lens of finance. The digital economy encompasses a broad spectrum of economic activities facilitated by digital technologies, including e-commerce, digital platforms, and virtual currencies. These innovations have blurred the boundaries of traditional tax jurisdictions, leading to complexities in determining tax liabilities and enforcement mechanisms. As such, the adequacy of existing legal frameworks in addressing tax challenges posed by the digital economy has come under scrutiny. From a finance perspective, ensuring tax compliance in the digital economy involves understanding the intricate interplay between technology, business models, and regulatory frameworks. Digital businesses often operate across multiple jurisdictions, exploiting loopholes and jurisdictional discrepancies to minimize tax obligations. Such practices have raised concerns regarding tax fairness and the erosion of tax bases, prompting policymakers to explore new regulatory approaches. One key aspect of addressing tax compliance in the digital economy is the development of international cooperation and coordination mechanisms. Given the transnational nature of digital transactions, effective tax enforcement requires collaboration among countries to combat tax evasion and profit shifting. Initiatives such as the Base Erosion and Profit Shifting (BEPS) project by the OECD seek to establish common standards and guidelines for taxing digital businesses. Moreover, the emergence of innovative technologies, such as blockchain and artificial intelligence, presents both opportunities and challenges for tax authorities. While these technologies offer potential solutions for enhancing tax administration and enforcement, they also introduce new complexities, such as the anonymity of transactions and the difficulty of tracking digital assets. Navigating the complexities of tax compliance in the digital economy requires a multifaceted approach that integrates legal, technological, and financial perspectives. By fostering international cooperation, leveraging technological innovations, and adapting regulatory frameworks, policymakers can mitigate tax challenges and promote a fair and sustainable tax system in the digital age.
Keywords: Tax, Digital Economy, Finance, Legal, Review.
ASSESSING THE IMPACT OF CLIMATE CHANGE ON HVAC SYSTEM DESIGN AND PROJECT MANAGEMENT
Authors: Wisdom Ebirim  , Favour Oluwadamilare Usman  , Danny Jose Portillo Montero  , Nwakamma Ninduwezuor-Ehiobu  , Emmanuel Chigozie Ani  , Kehinde Andrew Olu-lawal  
Published: March 2024

In the face of rapidly changing climate conditions, the field of HVAC (Heating, Ventilation, and Air Conditioning) system design and project management is confronted with a myriad of challenges. This review delves into the critical importance of assessing the impact of climate change on these aspects and highlights key considerations for industry professionals. Climate change poses multifaceted challenges to HVAC system design and project management, primarily due to its influence on temperature patterns, extreme weather events, and evolving energy demands. Rising global temperatures necessitate innovative approaches to cooling systems, with a focus on energy efficiency and sustainable practices. Furthermore, the increasing frequency and intensity of heatwaves and extreme cold spells demand HVAC systems that can adapt dynamically to fluctuating environmental conditions. The review underscores the significance of incorporating climate projections and future-proofing strategies into HVAC system design. By leveraging predictive modeling techniques and climate data, engineers can optimize system performance, minimize energy consumption, and enhance indoor air quality amidst changing climatic conditions. Additionally, the integration of renewable energy sources such as solar and geothermal technologies is explored as a means to mitigate the environmental impact of HVAC systems and reduce reliance on fossil fuels. Effective project management in the context of climate change entails proactive risk assessment and mitigation strategies. Project managers must anticipate potential disruptions arising from extreme weather events, supply chain disruptions, and regulatory changes influenced by climate policies. Adopting adaptive project management methodologies enables stakeholders to respond swiftly to emerging challenges and ensure project resilience in the face of climatic uncertainties. This review underscores the imperative for industry stakeholders to embrace a proactive approach towards assessing the impact of climate change on HVAC system design and project management. By prioritizing resilience, sustainability, and innovation, professionals can navigate the complexities posed by climate change and contribute towards a more resilient built environment.
Keywords: Climate Change, HVAC, Project Management, System Design, Review.