bluuebunny/crossref_metadata_2025_split huggingface dataset:
Equity Holdings of Australian Baby Boomers-Comparing Life Cycle Phases
Authors: West Tracey 
Published: March 2024

ABSTRACT
This study aims to quantify the role of equity holdings in the asset portfolios of baby boomers over the accumulation and consolidation life cycle phases, and characteristics of baby boomer households that hold equities. The results did not confirm the hypothesis that baby boomer households have increased direct equity ownership in the consolidation phase and it is likely that the global financial crisis (GFC) reduced baby boomer household investment in equities. It may be of comfort to policy makers that baby boomer households are not at peak levels of equity market volatility exposure in this important pre-retirement consolidation phase.
Financial Attitude, Knowledge, Investment Behaviour and Satisfaction Among the Clients of Comprehensive Financial Planning Services
Authors: Baek H. Young , Kim Doseong , Oh Jong 
Published: March 2024

ABSTRACT
We investigate whether and how financial planning (FP) services affect the clients’ financial behaviour and satisfaction through the changes in financial attitude and knowledge. Our sample includes 216 clients for whom an independent FP firm performed all six steps of comprehensive FP from April 2012 to February 2015 in Korea. Our results indicate that attitude towards FP, financial knowledge, and satisfaction improved after FP services were completed. Additionally, clients reduced discretionary expenses and increased savings and investments by almost 20 per cent of median income. Positive behavioural changes are attributed to the changes in financial attitudes, but not to the changes in financial knowledge, which are instead related to client satisfaction. Our results support the role of independent financial planners in improving the clients’ financial behaviour and satisfaction, which can lead to a sustainable relationship between FP professionals and their clients.
Learning to Produce a Financial Plan: Student Perceptions of Integrating Knowledge and Skills
Authors: Cull Michelle 
Published: March 2024

ABSTRACT
Tertiary education can play an essential role in ensuring that financial planners are professionally equipped to develop strategies and solutions that holistically address a client’s circumstances and needs. Survey findings of undergraduate university students in this study reveal differing perceptions of learning the high-level skill of developing strategies and solutions within the process of Personal Financial Planning (PFP). Such differences are found to be associated with demographic groupings of age, gender, first language, home country and work experience. The findings suggest that financial planning programs offered by higher education institutions need to be designed to promote and assess deep learning through cohesive curriculum, practical modelling and work experience opportunities. The study also suggests that there is a need for additional research into the relationship between student perceptions and student performance in assessment tasks requiring students to produce a financial plan.
Career Outcomes of Financial Planning Students
Authors: West Tracey , Johnson Di , Webb Anna 
Published: March 2024

ABSTRACT
In a competitive job market, a traditional university qualification that delivers technical knowledge, in itself, does not guarantee graduate employment (Crebert, et al. 2004). This study sought to determine which personal characteristics, skills and attributes lead to successful employment after graduating from financial planning degrees across Australian financial institutions. We find that education providers can do more to develop a number of skills, including interpersonal communication, negotiating, marketing and being a team player, and that there may be gender differences in role preferences and pathways into a financial planning career. This study found that both students and employers are seeking more professional awareness throughout financial planning degree programs including learning outcomes regarding interpersonal communication, teamwork and leadership, analytical skills, presentation skills, enterprising skills such as developing business plans and marketing, as well as more mentoring programs and internships to develop more generic skills in graduates to help meet employers’ high expectations. This study also suggests that students’ work expectations could be better managed regarding entry pathway options, but also presents an optimistic outlook for existing students preparing for a career in financial planning.
Predicting Financial Risk Tolerance and Risk-Taking Behaviour: A Comparison of Questionnaires and Tests
Authors: Grable John E. , Hubble Amy , Kruger Michelle , Visbal Melissa 
Published: March 2024

ABSTRACT
The purpose of this study was to compare and contrast the concurrent, convergent, and predictive validity of a variety of risk tolerance tests and questionnaires. The tested measures represent tests and scales derived from economic and psychometric theory. It was determined that tests based on economic theory had similar predictive power, implying that economic measures provided some degree of convergent validity across measures. Only the psychometric risk tolerance measure, however, was found to be correlated to other indicators of risk tolerance and risk-taking. Results from this exploratory study suggest that a questionnaire developed using psychometric theory appears to offer superior predictive insight into financial risk-taking, at least when compared across the measurement techniques examined in this study.
Übersetzungsstrategien und -prozesse in Hänsel und Gretel-Übersetzungen
Authors: Tanrikulu Lokman , Özer Gözde 
Published: March 2024

Abstract
The story of Hansel and Gretel, published by the German Brothers Grimm, has been translated from German to Turkish many times by many translators. In this context, our study aimed to examine the translation approaches, processes and strategies of translation works produced by different translators and in different years. The sentences forming the source text were selected at random and their equivalents were searched for in three different translation texts. Our research evaluated general translation strategies and included the similarities/differences found in the source and target translation works. As a result, it can be seen that translation strategies such as addition, rearrangement, enlargement and reduction are applied. Our study was examined according to Gideon Toury‘s goal-directed translation theory and tried to determine within the framework of adequacy and acceptability using examples.
Neural-Network-Based Model for Trailing-Edge Flap Loads in Preliminary Aircraft Design
Authors: Stephan Ralph , Heyen Cedric , Stumpf Eike , Ruhland Johannes , Breitsamter Christian 
Published: March 2024

Accurately predicting the forces and moments acting on trailing-edge devices under different flight conditions is a critical aspect in the design of the kinematics and actuation for high-lift or variable-camber applications. However, accurate modeling without elaborated computational fluid dynamics (CFD) analyses in the subsonic and transonic regimes needs a sophisticated model. Thus, the objective of this paper is to create such a model that accurately predicts the forces and moments acting on flaps during different flight conditions while remaining applicable to the preliminary aircraft design. The target values in this model are the three-dimensional (3D) forces and moments on the flap, which were obtained through 3D CFD simulations. The chosen input values required for the model include two-dimensional airfoil data, and wing geometry data for three different aircraft types: short-, medium-, and long-range, including a high-aspect-ratio configuration. Among several potential approaches, a neural network was deemed to be the most promising for predicting the target values. The neural network was used as a regression tool to accelerate the model development process in the preliminary aircraft design. Consequently, multiple studies were conducted on how the setup of the neural network, including the number of neurons, activation functions, and initialization, influences the results. The results reveal that the developed neural network accurately predicts the flap forces and moments with a mean deviation of under 2% for the vertical force [Formula: see text] and the lateral force [Formula: see text] and under 4% for the moment [Formula: see text].
Waverider Design Using Osculating Method
Authors: Liu Chuanzhen , Bai Peng 
Published: March 2024

Because of the requirements of payload capability, flight range, and maneuverability, hypersonic aircraft demand high aerodynamic performance. Waveriders have attracted significant attention because of their high lift-to-drag ratios in hypersonic states. Many methods to design waveriders have been proposed for more than 60 years, among which the osculating method features unique advantages in terms of design space, efficiency, and flexibility. Moreover, nearly all waverider design methods can be realized using this approach. This paper presents an overview of research on waverider design methodologies using osculating theory developed until 2023. The design theory and detailed implementation of the osculating cone method are first described, followed by the progress and improvement of the method and the derived osculating flowfield method. The planform-customized waverider from the osculating cone method, which has developed rapidly in recent years, is discussed emphatically. In addition, the connection between the osculating cone and other waverider design methods is plotted to show its powerful applicability. The application of the osculating waverider in practical aircraft design is also summarized. Finally, some perspectives and suggestions for future development are concluded.
Assessment of canalis sinuosus, rare anatomical structure using cone-beam computed tomography: A prospective study
Authors: Devathambi T. Jones Raja , Aswath Nalini 
Published: March 2024

Objectives:This prospective study was performed with cone-beam computed tomography (CBCT) images for evaluating canalis sinuosus (CS), determine its location and diameter in relation to gender, age, and distances from important structures, including floor of nasal cavity, incisive foramen, edge of buccal cortical bone, and palatal cortical bone.Material and Methods:The scans of 650 patients in total were included in this prospective analysis. Gender, age, the position of the CS, its presence or absence, diameter, and its location in reference to the adjacent teeth were the factors that were noted.Results:The study had 301 female participants and 349 male participants, with a mean age of 42.19. Compared to females, males had a statistically higher frequency of CS. Higher age groups showed a higher presence of CS in comparison to the other age groups. The mean distances of these parameters on the left and right side did not differ significantly. Nonetheless, the distance on both sides between CS and nasal cavity floor for males and females, as well as the diameter and border of buccal-palatal cortical bone on the right side, were statistically significant different. On the left side, both genders demonstrated significance in buccal cortical margin and nasal cavity floor. IIn addition, in females, the diameter of the CS on the right and left sides differed on average. The associations between age and number of CS, CS diameter, and number of CS versus sex were all extremely weak. Overall, the study findings showed that CS is a typical anatomical feature in anterior maxillary region, irrespective of age, or gender.Conclusion:The bony canal, CS is an obscure feature located in the frontal region of the maxilla. Surgeons can avoid complications by being aware of the auxiliary canals derived from this structure. With the use of CBCT, it is now feasible to examine the course of CS as it passes through the maxillary sinus’s anterolateral wall with better radiological accuracy has already been documented.
PSYCHOLOGY IN THE PERSPECTIVE OF INTERPERSONAL COMMUNICATION: URGENCY AND THEORY
Authors: Ibrahim Malik , Riyadi Agus , Rahmani Tafida Kayla , Alamsyah Sirhan , Syaifudin Muhammad , Mawarni Aprilia Tri 
Published: March 2024

AbstrakUrgensi psikologi di dalam ilmu komunikasi interpersonal menjadi salah satu instrumen yang membantu komunikator untuk mengetahui dan memahami karakteristik ataupun kepribadian komunikan. Komunikasi interpersonal tidak bisa berlangsung secara efektif untuk mencapai tujuan komunikator ketika dalam proses interaksi dengan komunikan tidak menggunakan ilmu psikologi. Penelitian ini bertujuan untuk menganalisis urgensi psikologi dalam perspektif komunikasi interpersonal dan teori-teori psikologi komunikasi interpersonal. Penelitian ini menggunakan jenis penelitian kualitatif dengan pendekatan kepustakaan, sedangkan jenis data yang digunakan adalah data sekunder. Teknik pengumpulan data menggunakan dokumentasi yakni mengambil data dari berbagai buku, jurnal dan laporan riset. Hasil penelitian menunjukkan bahwa urgensi psikologi dalam perspektif komunikasi interpersonal akan menjadi efektif dan berdampak secara signifikan ketika dikolaborasikan dengan psikologi, karena tanpa adanya psikologi proses komunikasi interpersonal akan terhampat bahkan sulit untuk mencapai tujuan yang dikehendaki oleh seorang komunikator. Teori psikologi komunikasi interpersonal terdiri dari teori interaksi simbolik, teori manajemen koordinasi makna, teori pelanggaran harapan, dan teori keterlibatan interaksi. Abstract The urgency of psychology in the science of interpersonal communication is one of the instruments that helps communicators to know and understand the characteristics or personality of communicants. Interpersonal communication cannot take place effectively to achieve the communicator's goals when in the process of interaction with communicants do not use psychology. This study aims to analyze the urgency of psychology in the perspective of interpersonal communication and psychological theories of interpersonal communication. This research uses qualitative research with a literature approach, while the type of data used is secondary data. The data collection technique uses documentation, namely taking data from various books, journals and research reports. The results showed that the urgency of psychology in the perspective of interpersonal communication will be effective and have a significant impact when collaborated with psychology, because without psychology the interpersonal communication process will be hampered and even difficult to achieve the desired goals of a communicator. The psychological theory of interpersonal communication consists of symbolic interaction theory, meaning coordination management theory, expectation violation theory, and interaction involvement theory.
Penerapan metode pembelajaran SQ3R untuk meningkatkan membaca pemahaman pada siswa kelas III SD Negeri Kalicacing 02 Salatiga
Authors: Nafisah Romadoni , Koeswanti Henny Dewi 
Published: March 2024

Penelitian ini bertujuan meningkatkan keterampilan membaca pemahaman pada siswa kelas III. Penerapan model pembelajaran SQ3R (Survey, Question, Read, Resite, Review) sebagai upaya peningkatan kemampuan membaca pemahaman pada siswa kelas III di SD Negeri Kalicacing 02 Salatiga. Penelitian ini berbentuk Penelitian Tindakan Kelas (PTK) yang dilaksanakan secara bertahap dengan 2 siklus. Disetiap siklusnya memiliki 4 tahapan yaitu, perencanaan, pelaksanaan, pengamatan serta refleksi. Metode pembelajaran SQ3R dilaksanakan pada siklus 1 dan siklus 2. Pada setiap siklus guru menerapkan langkah-langkah pembelajaran sesuai dengan langkah SQ3R. Langkah-langkah SQ3R diawali dengan survey yaitu membaca ulasan, question yaitu bertanya tentang bacaan, read yaitu membaca keseluruhan, resite yaitu menjawab pertanyaan, kemudian review yaitu mencatat apa yang penting dalam bacaan dan membacanya kembali. Subjek penelitian pada kelas III yang berjumlah 15 siswa yang terdiri dari 3 siswa perempuan dan 12 siswa laki-laki. Data penelitian diambil dengan observasi dan tes membaca pemahaman. Observasi dilakukan oleh observer untuk mengetahui keefektifan penerapan metode SQ3R di dalam kelas, sedangkan tes membaca pemahaman dilakukan dengan mengacu pada rubrik keterampilan membaca pemahaman. Berdasarkan pelaksanaan penelitian menunjukkan presentase ketuntasan peserta didik meningkat secara signifikan pada pra siklus 20%, mengalami kenaikan pada siklus 1 menjadi 53% serta pada siklus 2 menjadi 80%. Maka, penerapan SQ3R dapat dikatakan berhasil meningkatkan kemampuan membaca pemhaman pada siswa kelas III SD Negeri Kalicacing 02 Salatiga.
Campur kode pada dialog antartokoh film Kapal Goyang Kapten sutradara Raymond Handaya
Authors: Ramaida Ramaida , Erni Erni 
Published: March 2024

Tujuan penelitian yaitu untuk mendeskripsikan, menganalisis, menginterpretasi, dan menyimpulkan bentuk-bentuk dan faktor penyebab terjadinya campur kode pada dialog antartokoh film kapal goyang kapten. Dalam penelitian ini data diperoleh dari semua tuturan yang teridentifikasi sebagai bentuk-bentuk dan faktor penyebab terjadinya campur kode pada dialog antahtokoh yang berjumlah 35 data. Langkah pengumpulan data yang digunakan adalah simak, dan catat. Sedangkan teknik analisis data yang digunakan yaitu pengumpulan data, reduksi data, penyajian data, simpulan, dan verifikasi. Hasil dalam penelitian ini ialah terdapat beberapa bentuk campur kode dan faktor penyebab terjadinya campur kode dalam dialog antartokoh film kapal goyang kapten. Dari hasil dan juga pembahasan terdapat 11 bentuk kata, 7 berbentu frasa, 5 berwujud perulangan kata, 7 berwujud indiom dan 5 berwujud klausa. Terdapat juga faktor-faktor penyebab terjadinya campur kode dalam tuturan.
Complex-coordination sports are an element of building forms of organizing youth development in the conditions of education and life of future teachers
Authors: Kozytska Alla , Pshenychna Larysa 
Published: March 2024

The article examines the scientific basis for the formation of physical and health competence of students, emphasizing the specifics of work and the principles of managing physical training in the cornerstones of higher education. The main respect is given to the promotion of these principles in life by future teachers.
The authors of the article analyzed the health, development, and spiritual abilities of folding-coordination sports, including dance aerobics, as a way of increasing the effectiveness of the organization of physical education of students. It is necessary to organize dance aerobics, which includes theoretical and practical aspects, as well as elements of choreography, acrobatics, gymnastics, and dance. Emphasis is placed on the novelty of these types of sports for the development of not only physical fitness, but also acrobatic, gymnastic and dance training.
The article highlights the problem of nervous-emotional and mental tension of students, which may result from insufficient physical activity, lack of attention to the start and completion regime, as well as irrational eating. The author emphasizes that these factors negatively affect the health, physical development, and level of physical preparedness of students.
Based on many studies in Galusa, physical education of important initial principles that prepare future readers, learn about the need to explore new technologies to build prestige among students of the highest level. I'm healthy. It is understood that this prestige lies in the specific motivation, knowledge of the behavior of a particular characteristic, as well as the result of the student’s hard work.
Next Generation Casting Materials for Fossil Power Plants
Authors: Roberts S. , Leese R. , Birks S. 
Published: March 2024

Abstract
The necessity to reduce carbon dioxide emissions of new fossil plant, while increasing net efficiency has lead to the development of not only new steels for potential plant operation of 650°C, but also cast nickel alloys for potential plant operation of up to 700°C and maybe 750°C. This paper discusses the production of prototype MarBN steel castings for potential plant operation up to 650°C, and gamma prime strengthened nickel alloys for advanced super critical plant (A-USC) operation up to 750°C. MarBN steel is a modified 9% Cr steel with chemical concentration of Cobalt and tungsten higher than that of CB2 (GX-13CrMoCoVNbNB9) typically, 2% to 3 Co, 3%W, with controlled B and N additions. The paper will discuss the work undertaken on prototype MarBN steel castings produced in UK funded research projects, and summarise the results achieved. Additionally, within European projects a castable nickel based super alloy has successfully been developed. This innovative alloy is suitable for 700°C+ operation and offers a solution to many of the issues associated with casting precipitation hardened nickel alloys.
Review of the European Developments of MarBN Steel for USC Power Plants
Authors: Polomski Bartosz , Vanstone Rod 
Published: March 2024

Abstract
Current demands of the power generation market require components with improved materials properties. The focus is not only on the higher operation temperatures and pressures but also more frequent cycling to accommodate the energy produced from renewable sources. Following the successful developments of steels within the COST 501, 522 and 536 programmes, further advances are being researched. As nickel superalloys remain an expensive option for coal power plants, there is a significant drive for improvements of 9-12% Cr steels to meet new demands. The most promising of the potential candidates identified for 650°C application is MarBN steel (9Cr-3Co-3W-V-Nb). This paper reviews the current state of European developments on MarBN steel. Work on this alloy has been carried out for the last 5 years. Initial projects focused on development of the cast components. UK IMPACT and following INMAP projects successfully demonstrated manufacturing capabilities of large casting components. More recent collaborations aim to develop full-size boiler components and large rotor forgings as well as further examine the properties in the operating conditions (i.e. corrosion and oxidation resistance, creep-fatigue behaviour). Additionally significant focus is placed on modelling the behaviour of MarBN components, in terms of both microstructural changes and the resulting properties.
Creep-Fatigue Life and Damage Evaluation of Ni-Based Alloy 617 and Alloy 740H
Authors: Zhang Shengde , Takahashi Yukio 
Published: March 2024

Abstract
Creep-fatigue lives of nickel-based Alloy 617 and Alloy 740H were investigated to evaluate their applicability to advanced ultrasupercritical (A-USC) power plants. Strain controlled push-pull creep-fatigue tests were performed using solid bar specimen under triangular and trapezoidal waveforms at 700°C. The number of cycles to failure was experimentally obtained for both alloys and the applicability of three representative life prediction methods was studied.
Creep Failure of a Gamma Prime-Strengthened Alumina-Forming Austenitic Stainless Steel
Authors: Hu B. , Baker I. , Kernion S.J. , Yamamoto Y. , Brady M.P. 
Published: March 2024

Abstract
Alumina-forming austenitic stainless steels (AFAs) are potential materials for boiler/steam turbine applications in next generation fossil fuel power plants. They display a combination of good high temperature creep strength, excellent oxidation resistance and low cost. A recently-developed AFA alloy based on Fe-14Cr-32Ni-3Nb-3Al-2Ti (wt.%) shows better creep performance than a commercially-available Fe-based superalloy. In this paper we used scanning electron microscopy and transmission electron microscopy to study the fracture surfaces and cracking behavior in relation to the precipitates present in creep failure samples of this alloy tested at either 750°C/100 MPa or 700°C/170 MPa. It was found that most cracks are formed along the grain boundaries with precipitate-free zones beside the grain boundaries potentially providing the path for propagation of cracks.