bluuebunny/crossref_metadata_2025_split huggingface dataset:
Deposit insurance and financial inclusion
Authors: Alley Ibrahim 
Published: August 2024

PurposeDeposit insurance activities aimed at achieving financial stability and depositor protection often align with financial inclusion programmes of other financial safety-net participants. However, there is limited empirical evidence in the literature on the role of deposit insurance (DIS) in financial inclusion. This study bridges this gap by analysing data from 143 countries to assess the impact of DIS on financial inclusion along the dimensions of access and usage.Design/methodology/approachThis study uses the random effect and the generalized methods of moments (GMM) regression models to estimate the effects of deposit insurance on financial inclusion.FindingsOur results show that, in addition to positive impacts from other policy drivers such as income per capita, economic growth and banking and financial sector development, the practice of an explicit deposit insurance system (EDIS) significantly promotes financial inclusion. However, merely having any form of DIS, as proxied by IADI membership, shows limited potential. Based on the data-informed reliability of our findings, we recommend that countries aiming to deepen financial inclusion should consider adopting or intensifying the practice of EDIS alongside existing programmes.Originality/valueThere is limited or scanty empirical evidence in the literature, if there exists any, that indicates that financial inclusion progress actually benefits from deposit insurance. This study therefore contributes to the literature by providing an empircal evidence on the positive impact of deposit insurance on financial inclusion.
Potential customers’ intention to use Islamic banking products in Cameroon: the mediating effect of attitude
Authors: Hamadou Issa , Hamidi M. Luthfi , Yumna Aimatul 
Published: August 2024

Purpose
This study aims to examine factors influencing potential customers’ intention to patronize Islamic banking products in Cameroon.

Design/methodology/approach
To achieve this, a structured questionnaire was used with 318 respondents, and 300 were usable for analysis with a respondent rate of 94%. The study used SEM-PLS to analyze the data.

Findings
The findings suggested that attitude, religious motivation, awareness, subjective norm and relative advantage significantly affect potential customers intention toward Islamic banking products, while perceived regulatory and perceived innovation are insignificant. Furthermore, attitude substantially mediates the relationship between religious motivation, awareness, subjective norm, relative advantage and perceived innovation.

Research limitations/implications
However, this study focused on potential customers living in Muslim zones; future research should compare users and nonusers of Islamic banking products in both Muslim and non-Muslim zones to capture a big picture about customers’ perceptions of Islamic banking products in Cameroon.

Practical implications
The results of this study contribute to the literature by providing a new framework that combines the theories of planned behavior and diffusion of innovation theory and provides managerial implications at the level of Islamic finance operators. Meanwhile, this research offers some policy recommendations that can help boost the development of Islamic finance in Cameroon and promote financial inclusion.

Originality/value
To the best of the authors’ knowledge, this is the first research about potential customers’ intention to use Islamic banking products in Cameroon.
Improving client risk classification with machine learning to increase anti-money laundering detection efficiency
Authors: Reite Endre Jo , Karlsen Johan , Westgaard Elias Grefstad 
Published: August 2024

Purpose
This study aims to describe and empirically explore a new method for bank anti-money laundering (AML) systems using machine learning models. Current automated money laundering detection systems are notorious for flagging many false positives, causing bank employees to spend unnecessary time manually checking transactions that do not constitute money laundering. Decreasing the number of false positives can free up resources for investigating money laundering.

Design/methodology/approach
This study uses unique bank data on small- and medium-sized enterprises (SMEs) to examine how various client risk classification models can predict future suspicious transactions. This study explores various sources of client risk data and machine-learning approaches.

Findings
Client risk classification models can accurately predict suspicious future transactions. Adding accounting data and credit score information to client risk classification dramatically improves accuracy. This makes it easier to balance the risk of missing suspicious transactions with the need to reduce the number of false positives.

Practical implications
The suggested approach with readily available data sources and a focus on classifying client risk in a dynamic model can help banks significantly improve their efficiency by targeting their AML efforts toward the riskiest clients.

Originality/value
To the best of the authors’ knowledge, this study is the first to empirically explore machine learning in client risk classification, document how machine learning in client risk classification can significantly reduce false positives by incorporating novel, but readily available sources, such as credit risk and accounting data.
Knowledge management as a driver of economic performance in the Spanish wine industry: the mediating role of open innovation
Authors: Martínez-Falcó Javier , Sánchez-García Eduardo , Marco-Lajara Bartolomé , Słoniec Jolanta 
Published: August 2024

PurposeThis study investigates the influence of Knowledge Management (KM) on the Economic Performance (EP) of wineries in Spain and examines the intermediary role of Open Innovation (OI) in this relationship, also considering the effects of the age of the winery, its size and its affiliation to a Protected Designation of Origin (PDO) as control variables to refine the causality analysis.Design/methodology/approachA theoretical framework derived from existing literature underpins this study, which employs Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze data gathered from 196 wineries across Spain during the period from September 2022 to January 2023.FindingsThe analysis demonstrates a positive correlation between the implementation of KM practices and the EP of the wineries studied. Additionally, it identifies OI as a partial mediator in the relationship between KM and EP.Originality/valueThis research contributes to the academic discourse by outlining the benefits of KM, particularly in the Spanish wine sector, given that, to the authors' knowledge, there are no previous studies that have examined the catalytic effect of KM on OI and EP in this context, which supports the generation of new academic knowledge.
Linking systems thinking with citizenship education at the university
Authors: Astaíza Martínez Andrés Felipe , Rojas León Gina Alexandra 
Published: August 2024

PurposeResearchers from different disciplines have advocated for the incorporation of Systems Thinking in higher education in various fields such as environmental studies, engineering, economics and management. Nevertheless, educational experiences that seek to integrate the systems approach and citizenship education are not numerous and have not been sufficiently documented. This research paper presents classroom research aimed at understanding how Systems Thinking and citizenship education are articulated within a general education course.Design/methodology/approachThe research was designed using Grounded Theory within an exploratory-descriptive approach. To collect data, the following techniques were used: participant observation, focus group and documentary analysis. The data analysis was carried out through the constant comparative method in its open, axial, selective and theoretical contrast coding phases.FindingsThe data analysis highlights the potential of Systems Thinking within the context of Citizenship Education as a comprehensive set of cognitive, affective and methodological tools. Moreover, it sheds light on the pedagogical practices, the teaching strategies and the type of socioemotional interactions in the classroom that are key elements in promoting citizenship attitudes, ideas and behaviors.Originality/valueThe research underscores the importance of a systemic vision of education that explicitly incorporates social-emotional learning and experiences of citizen participation beyond the classroom where students can build new knowledge from first-hand interactions with processes of social transformation.
Experience as a double-edged sword: CEO experience and power on breakthrough innovation
Authors: Ma Dechao , Wu Weiwei 
Published: August 2024

PurposeIn recent years, the trend of hiring external CEOs has become increasingly prevalent. However, the impact of these CEOs' prior experiences in different firms on the innovation of their successor firms has not received sufficient attention. Drawing on upper echelons theory and management power theory, this study explores the non-linear relationship between prior CEO experience and breakthrough innovation, as well as the moderating effects of different types of CEO power.Design/methodology/approachWe selected China’s A-share listed manufacturing companies as samples and used zero-inflated Poisson regression to verify the hypothesis. We employed instrumental variable methodology to address potential endogeneity issues and conducted robustness tests by substituting core variables, changing measures, adding additional control variables, and shrinking the core variables.FindingsWe conclude that there exists an inverted U-shaped relationship between prior CEO experience and breakthrough innovation. Furthermore, we analyze the effects of formal and informal CEO power on the role of prior CEO experience in breakthrough innovation and find that the inverted U-shaped relationship is contingent upon the level of CEO power.Originality/valueThe findings extend research on CEO succession and offer a reference for firms aiming to hire external CEOs with prior experience to foster breakthrough innovation.
Insights into the current state of electronic health records adoption and utilisation in Tanzanian public primary healthcare facilities: a survey study
Authors: Mwogosi Augustino , Mambile Cesilia 
Published: August 2024

Purpose
This study aims to investigate the adoption and use of electronic health record systems (EHRS) in Tanzanian public primary healthcare institutions. The study’s objectives include understanding the factors that affect EHRS adoption, identifying implementation challenges and evaluating the effect of EHRS usage on healthcare delivery. By addressing these research goals, the study aims to contribute insightful information on the current level of EHRS adoption in Tanzanian primary healthcare facilities and contribute to developing strategies to improve EHRS deployment and healthcare in the nation.

Design/methodology/approach
This study combined quantitative and qualitative data using a mixed-methods methodology. Both data types were collected and analysed concurrently using a concurrent triangulation approach. The study aimed to comprehend the variables that affect the adoption and use of EHRS in Tanzanian public primary healthcare institutions. Eleven regions spanning various geographic locations and urban–rural dynamics were chosen as research sites. A survey of 122 healthcare employees was conducted with a sample of 31 healthcare facilities. The questionnaire had closed-ended and open-ended questions to gather quantitative and qualitative data. Descriptive statistics and thematic analysis were used in data analysis. Throughout the investigation, ethical standards and confidentiality precautions were observed.

Findings
Several factors affect the adoption and use of EHRS. Perceived usefulness and use, support and training, interoperability, data security and privacy, business culture and leadership are all factors. Inadequate infrastructure, power interruptions, duplication of effort and a lack of data analytic expertise were among the difficulties. Among the effects were improvements in data management, service delivery and coordination, productivity and efficiency, medical supply inventory control, billing and revenue collection.

Originality/value
This study, which complements earlier research that has concentrated chiefly on specialised healthcare settings, gives new insights by investigating the adoption and utilisation of EHRS, especially in primary healthcare institutions. The findings give policymakers and healthcare professionals in Tanzania and other nations vital information to help them decide whether to embrace and use EHRS in primary healthcare.
Ecology and conservation under ageing and declining human populations
Authors: Marini Lorenzo , Batáry Péter , Carmenta Rachel , Gaston Kevin J. , Gordon Rowena , Macinnis‐Ng Cate , Mori Akira S. , Nuñez Martin , Barlow Jos 
Published: August 2024

Abstract

Much research and media attention has revolved around the environmental impacts of growing global human populations. While the conclusions remain contested, these assessments have largely neglected the ecological and conservation impacts of other key regional processes such as declining populations, ageing demographics and rural‐to‐urban migration.

These demographic shifts are increasingly prevalent across many regions of the world, and will have significant direct effects on natural resource management and biodiversity conservation by altering individual consumption patterns, land use, land stewardship and natural disturbances. Given that the scientific foundation around this topic is still developing, we first present an initial examination of some of the key environmental impacts, aiming to elevate awareness and encourage further research in these areas.

Beyond the ecological implications, declining populations, ageing demographics and rural‐to‐urban migration carry intricate social and cultural consequences that can affect people and nature interactions. Ecological studies that focus on single dimensions of biodiversity or ecosystem responses often overlook these complexities. Demographic changes are likely to be accompanied by shifts in environmental attitudes and connections with nature, all of which will influence our capacity to adapt to or mitigate environmental changes. Finally, environmental policy and practice frameworks are potentially unprepared and their success could be sensitive to these socio‐cultural and demographic shifts.

Synthesis and applications: This brief overview demonstrates that population decline, ageing and rural‐to‐urban migration can have extensive implications for biodiversity and the socio‐cultural relationships between people and nature. However, the significance, dynamics and consequences of these processes are still largely overlooked. We believe that these changes warrant specific attention from the research, policy and practice communities, as understanding the outcomes and feedbacks associated with depopulation, ageing populations, loss of culture and tradition and ecological change could aid in designing landscapes and informing management that enhances both human well‐being and biodiversity conservation.
The odorant‐binding protein genes obp67 and obp56d‐like encode products that guide oviposition site selection in the Asian tiger mosquito, Aedes albopictus
Authors: Zhao Siyu , Liu Hongkai , Wu Yiming , Wu Peilin , Fu Junyu , Yang Huijuan , James Anthony A. , Chen Xiao‐Guang 
Published: August 2024

AbstractAedes albopictus is an important vector of arboviruses and prefers small containers of stagnant water as oviposition sites. One of the mechanisms mosquitoes use to search for suitable oviposition sites is relying on odor cues from prospective sites and their surroundings. The genetic and molecular bases of this behavior are not known for Ae. albopictus. Oviposition site‐searching behavior can be separated into 2 stages: container location and water detection. We applied a glue compound to the antennae and the maxillary palps of adult females to mask their ability to detect molecules that may guide them to preferred oviposition sites. Treatment of the antennae significantly reduces the location index (P < 0.001), indicating a decreased ability to find oviposition sites, whereas no significant difference was observed in mosquitoes with maxillary palps treated with the same glue compound (P > 0.05). The detection time, measured as the duration from contact with the water surface to the deposition of the first egg, was extended in mosquitoes with treated antennae or maxillary palps, supporting the conclusion that olfaction is involved in the detection of oviposition site. Transcriptomic analysis identified differentially expressed olfactory‐related genes, including obp67, obp56d‐like, obp19d‐like and obp67‐like. RNA interference (RNAi)‐mediated knockdown of obp67 and obp56d‐like significantly affected the location index and detection time, respectively. Cas9/guide RNA‐mediated knockout of obp56d‐like resulted in a prolonged detection time, compared with the wild type (P < 0.05). These findings help to elucidate aspects of the olfactory mechanisms involved in Ae. albopictus oviposition site selection, and provide a basis for the development of mosquito surveillance and control strategies.
Common‐garden experiment reveals outbreeding depression and region‐of‐origin effects on reproductive success in a frequently translocated tortoise
Authors: Loope K. J. , DeSha J. N. , Aresco M. J. , Shoemaker K. T. , Hunter E. A. 
Published: August 2024

AbstractHuman‐mediated animal movement can expose wildlife populations to novel environments. Phenotypic plasticity can buffer against the challenges presented by novel environments, while adaptation to local ecosystems may limit resilience in novel ecosystems. Outbreeding depression during the mixing of disparate gene pools can also reduce reproductive success after long‐distance movement. Here, we use a ‘common‐garden’ population of gopher tortoises (Gopherus polyphemus), translocated from numerous sites across the state of Florida, USA, to a mitigation site in the north‐west (panhandle) region to assess whether geographic origin, outbreeding effects, and behavioral plasticity influence reproductive success in this threatened keystone species. We found that females from north‐east Florida produced clutches with lower hatching success than females from other regions. We detected regional differentiation in nest site selection behavior in the common environment of the translocation site, though these differences did not mediate the regional effect on hatching success. We also found evidence for outbreeding depression: hatching success declined with increasing parental geographic and genetic distances, dropping from 93% to 67% across the range of observed parental genetic distances. Together, these results suggest that newly admixed populations may suffer reproductive costs due to historical population differentiation, and that undetected outbreeding depression could significantly hamper conservation efforts for this species and others undergoing a variety of human‐mediated movements.
Measuring the time‐varying market efficiency in the prewar and wartime Japanese stock market, 1924–1943
Authors: Hirayama Kenichi , Noda Akihiko 
Published: August 2024

AbstractThis study examines the adaptive market hypothesis in the prewar and wartime Japanese stock market using a new market capitalization‐weighted price index. First, we find that the degree of market efficiency varies over time and with major historical events. This implies that the hypothesis is supported in this market. Second, we find that the variation in market efficiency observed in this study is significantly different from that in previous studies. Finally, as government intervention in the market intensified throughout the 1930s, market efficiency declined as the war risk premium rose, especially from the time when the Pacific War became inevitable.
Differentiating optic neuropathies using laser speckle flowgraphy: Evaluating blood flow patterns in the optic nerve head and peripapillary choroid
Authors: Yamaguchi Chiaki , Kiyota Naoki , Himori Noriko , Omodaka Kazuko , Tsuda Satoru , Nakazawa Toru 
Published: August 2024

AbstractPurposeTo compare blood flow (BF) impairment patterns in different optic neuropathies using laser speckle flowgraphy (LSFG).MethodsThis retrospective study enrolled 24 eyes of 24 patients with non‐arteritic anterior ischemic optic neuropathy (NAAION), 59 eyes of 59 patients with optic neuritis (ON), 677 eyes of 677 patients with open‐angle glaucoma (OAG), and 110 eyes of 110 controls. The patient backgrounds of all groups were compared. Ophthalmologic findings were evaluated, adjusting for age, sex, blood pressure, pulse rate, and underlying systemic diseases with 1:1 optimal propensity score matching. We used LSFG to obtain optic nerve head (ONH) vessel‐area mean blur rate (MBR; ONH‐MV), ONH tissue‐area MBR (ONH‐MT), and choroidal MBR. The NAAION and ON groups were compared with the control and OAG groups.ResultsBest‐corrected visual acuity was worse in the NAAION, ON, and OAG groups than in controls (p < 0.001). Circumpapillary retinal nerve fibre layer thickness was higher in the NAAION and ON groups and lower in the OAG group than in controls (p < 0.001). Compared to controls, the NAAION and OAG groups had significantly lower ONH‐MV, ONH‐MT, and choroidal MBR (p < 0.05). Additionally, the NAAION group had lower ONH‐MV and choroidal MBR than the OAG group (p = 0.003 and p < 0.001, respectively) but no difference in ONH‐MT (p = 0.857). The ON group had significantly lower ONH‐MV and choroidal MBR compared to the controls (p < 0.001 and p = 0.022, respectively) but no difference in ONH‐MT (p = 0.773).ConclusionOptic neuropathies showed different patterns of ocular BF impairment. Therefore, LSFG can be a useful tool for differentiating optic neuropathies.
Beyond average outcomes: A latent profile analysis of diverse developmental trajectories in preterm and early term‐born children from the Adolescent Brain Cognitive Development study
Authors: Menu Iris , Ji Lanxin , Bhatia Tanya , Duffy Mark , Hendrix Cassandra L. , Thomason Moriah E. 
Published: August 2024

AbstractPreterm birth poses a major public health challenge, with significant and heterogeneous developmental impacts. Latent profile analysis was applied to the National Institutes of Health Toolbox performance of 1891 healthy prematurely born children from the Adolescent Brain and Cognitive Development study (970 boys, 921 girls; 10.00 ± 0.61 years; 1.3% Asian, 13.7% Black, 17.5% Hispanic, 57.0% White, 10.4% Other). Three distinct neurocognitive profiles emerged: consistently performing above the norm (19.7%), mixed scores (41.0%), and consistently performing below the norm (39.3%). These profiles were associated with lasting cognitive, neural, behavioral, and academic differences. These findings underscore the importance of recognizing diverse developmental trajectories in prematurely born children, advocating for personalized diagnosis and intervention to enhance care strategies and long‐term outcomes for this heterogeneous population.