bluuebunny/crossref_metadata_2025_split huggingface dataset:
Would credit scoring work for Islamic finance? A neural network approach
Authors: A. Abdou Hussein , T. Alam Shaair , Mulkeen James 
Published: May 2014

Purpose– This paper aims to distinguish whether the decision-making process of the Islamic financial houses in the UK can be improved through the use of credit scoring modeling techniques as opposed to the currently used judgmental approaches. Subsidiary aims are to identify how scoring models can reclassify accepted applicants who later are considered as having bad credit and how many of the rejected applicants are later considered as having good credit, and highlight significant variables that are crucial in terms of accepting and rejecting applicants, which can further aid the decision-making process.Design/methodology/approach– A real data set of 487 applicants is used consisting of 336 accepted credit applications and 151 rejected credit applications made to an Islamic finance house in the UK. To build the proposed scoring models, the data set is divided into training and hold-out subsets. The training subset is used to build the scoring models, and the hold-out subset is used to test the predictive capabilities of the scoring models. Seventy per cent of the overall applicants will be used for the training subset, and 30 per cent will be used for the testing subset. Three statistical modeling techniques, namely, discriminant analysis, logistic regression (LR) and multilayer perceptron (MP) neural network, are used to build the proposed scoring models.Findings– The findings reveal that the LR model has the highest correct classification (CC) rate in the training subset, whereas MP outperforms other techniques and has the highest CC rate in the hold-out subset. MP also outperforms other techniques in terms of predicting the rejected credit applications and has the lowest misclassification cost above other techniques. In addition, results from MP models show that monthly expenses, age and marital status are identified as the key factors affecting the decision-making process.Originality/value– This contribution is the first to apply credit scoring modeling techniques in Islamic finance. Also in building a scoring model, the authors' application applies a different approach by using accepted and rejected credit applications instead of good and bad credit histories. This identifies opportunity costs of misclassifying credit applications as rejected.
The dynamics of capital structure in the presence of zakat and corporate tax
Authors: Azura B.T. Sanusi Nur 
Published: May 2014

Purpose
– The purpose of this paper is to determine the impact of wealth tax (zakat) and corporate tax (CT) on the firm's capital structure. The pioneering works of capital structure were introduced by Modgliani and Miller (1958). Subsequently, these studies were extended by other authors such as Elton and Gruber (1970), Miller (1977), DeAngelo and Masulis (1980), Mackie-Mason (1990), Harris and Raviv (1991), Rajan and Zingales (1995) and Booth et al. (2001). The diversity of the study covers from the advantage of CT to the cost of debt financing. The empirical evidence has also been applied to different countries with a good data access and different legal and accounting environments. However, this study is still relevant especially on the advantages of wealth tax, and the utilization of Islamic debt and equity financing to the firm's capital structure.

Design/methodology/approach
– The study uses the sample of Malaysian firms that are listed in the Kuala Lumpur Stock Exchange. The cross-sectional and time-series data covering 422 companies from 1996 to 2000 are compiled from the database published by the Kuala Lumpur Stock Exchange. All the sample firms are listed as a syariah company that normally pays the wealth tax. These data, then, are used to examine the effects of several explanatory variables, i.e. wealth tax and CT, and several controlled variables on firm capital structure decisions.

Findings
– The results showed that, first, the significance of wealth tax is consistent with the argument that firms that pay high wealth tax should be financed with relatively more debt. Second, as the CT rate is raised, firms are subjected to lower CT rates which would lead them to utilize more debt in their capital structures. Third, a significant relationship exists between age, size, return on assets, volatility, industry classification, tangible assets and bankruptcy with the capital structure.

Originality/value
– This paper viewed the tax benefits and the zakat payments in isolation. However, the tax deductions and the zakat payments are both expected to influence the capital structure decisions. The paper will study this decision and reveal the determinants that influence the capital structure decisions in general and the specific choice of payments, i.e. tax and zakat payments.
Natural-cultural landscape heritage at Ritidian, Guam
Authors: T. Carson Mike 
Published: May 2014

Purpose
– Landscapes bear potential as heritage resources, unifying natural and cultural history that can be experienced today in special preserved areas. The paper aims to discuss these issues.

Design/methodology/approach
– Geoarchaeological investigation 2006-2011 explored this potential at the Ritidian Unit of Guam National Wildlife Refuge.

Findings
– As experienced today, the Ritidian landscape heritage embodies the complex outcomes of a 3,500-year record of ecology and evolution.

Research limitations/implications
– A long-term perspective of unified natural-cultural history will increase scientific accuracy and enhance visitor experience of landscapes of heritage resources.

Practical implications
– Sustainable development of landscape heritage can occur most successfully in cases of thorough research in areas of protected and managed ecosystems with reasonable public access.

Originality/value
– The detailed results in this case may serve as a model example for other studies and programmes developing landscapes as heritage resources.
Wedding cultural heritage and sustainable development: three years after
Authors: Pereira Roders Ana , Van Oers Ron 
Published: May 2014

Purpose
– This paper is an editorial to JCHMSD's Volume 4, Issue 1 and its selection of papers. The purpose of this paper is to reflect upon the first three years of editorship, reporting a critical self-assessment on the progress achieved today in relation to JCHMSD's initial aims and objectives, embedded in the state-of-the-art.

Design/methodology/approach
– The paper builds upon editorship observations exchanged among the editorial team over the last three years and a literature review on the 42 papers published in JCHMSD. The literature review focuses primarily on: purposes and design/methodology/approaches. The ways forward sets a research agenda, challenging those contributing to the unexplored questions with their research and/or practices, to join the JCHMSD community and enable a broader audience to, at least, learn from them.

Findings
– JCHMSD's three aims have been achieved. The journal is publishing innovative research and practices, relating cultural heritage management and sustainable development, developing both skills and knowledge, with contributions from authors worldwide. A global aim being targeted by a rich variety of disciplines and approaches, from factual economy to critical anthropology. Approaches so far have been primarily qualitative, exploring pilot projects or case studies. Unfortunately, some conclusions of the papers lacked self-reflection, contextualizing findings to the explored case study, methods and sources.

Originality/value
– More than providing answers or secret recipes, this paper aims to raise questions and draft a research agenda of relevance for JCHMSD's readership, reflecting on the state-of-the-art and selected papers in relation to their purposes and design/methodology/approaches. It also positions 2011 UNESCO Recommendation on the Historic Urban Landscape in this challenging discussion.
Sustainability of Lithuanian villages with churches and landscape
Authors: Karvelyte-Balbieriene Vilma , Grazuleviciute-Vileniske Indre 
Published: May 2014

Purpose
– The purpose of this paper is to analyze the historical, cultural, and social significance and the role in landscapes of Lithuanian villages with churches and to formulate the hypothetical framework for their revitalization and consequent sustainable development of country's rural landscape.

Design/methodology/approach
– The methodology of the research encompassed the desktop study (analysis of literature, archival data, maps, and statistical data) and the analyses on site (observation, measurements, and recording in photographs of buildings and urban structures).

Findings
– The findings of the research include the analysis of the historical development of country's rural settlements with the religious function, formulation of the notion of the contemporary village with church, identification of the contemporary network of country's villages with churches and analysis of their current socioeconomic and sociocultural situation and the role in rural landscape. The results of the analyses were used formulating the hypothetical framework for the revitalization of the villages with churches and the sustainable development of the rural landscape.

Originality/value
– The analysis of literature demonstrated that Lithuanian villages with churches and their significance for the sustainable development of country's rural landscape are paradoxically neglected subjects. Meanwhile, the foreign experience has demonstrated that historic rural settlements, including the settlements with the religious function, are important not only as separate cultural assets but also can play an important role in the identity, viability, and the sustainable development of rural landscapes. Thus the findings of the research demonstrating the peculiarities and potential of Lithuanian villages with churches can be used in the fields of heritage preservation, landscape management, and rural development.
Managing historic resources in active farming landscapes
Authors: Swensen Grete , Sætren Anne 
Published: May 2014

Purpose– To counteract processes of landscape deterioration, marginalisation and loss of cultural heritage due to rural restructuring of farming in late-modern Norwegian society, an agricultural landscape scheme started up in 2009. The purpose of this paper is to examine the way this recently introduced strategy of directing particular resources to a group of selected agricultural landscapes contributes in instigating integrated landscape management and to gain insight in the role cultural heritage play.Design/methodology/approach– The authors ask how potential conflicts between local interpretations of cultural heritage and the assessments made by authoritative heritage managers are expressed in the initial planning documents.Findings– While the reasoning and selection of the two areas are strongly influenced by the authoritative heritage discourse, the agricultural landscape scheme is nonetheless open to local adaptations and adjustments, and the two plans vary both in form and contents due to the major stress put on active involvement of farmers to render long-term management feasible.Research limitations/implications– Examination of the role cultural heritage plays is part of a larger research project where problems related to biodiversity, legal implication and public participation are dealt with separately.Originality/value– The study will provide important results for future adjustments and potential enlargement and has transfer value to conservation schemes in other European countries.
Investigations for statistically controlled investment casting solution of FDM-based ABS replicas
Authors: Singh Rupinder , Singh Gurwinder 
Published: May 2014

Purpose
– The purpose of the present study is to investigate statistically controlled investment casting (IC) solution of fused deposition modeling (FDM)-based ABS replicas.

Design/methodology/approach
– The work started with the identification of the benchmark/component. Prototypes (to be used as pattern) were built on FDM with ABS plastic material, followed by IC. The measurements on final casting prepared were made on the co-ordinate measuring machine (CMM) from which international tolerance (IT) grades were calculated to establish the dimensional accuracy of the components.

Findings
– This study further highlighted the cast component properties (like hardness and surface finish) for suitability of this process. Final castings produced are acceptable as per international standard organization (ISO) standard UNI EN 20286-I (1995).

Originality/value
– This process ensures development of statistically controlled IC solution as technological prototypes and proof of concept at less production cost and time.
Basics and applications of rapid prototyping medical models
Authors: Negi Sushant , Dhiman Suresh , Kumar Sharma Rajesh 
Published: May 2014

Purpose
– This study aims to provide an overview of rapid prototyping (RP) and shows the potential of this technology in the field of medicine as reported in various journals and proceedings. This review article also reports three case studies from open literature where RP and associated technology have been successfully implemented in the medical field.

Design/methodology/approach
– Key publications from the past two decades have been reviewed.

Findings
– This study concludes that use of RP-built medical model facilitates the three-dimensional visualization of anatomical part, improves the quality of preoperative planning and assists in the selection of optimal surgical approach and prosthetic implants. Additionally, this technology makes the previously manual operations much faster, accurate and cheaper. The outcome based on literature review and three case studies strongly suggests that RP technology might become part of a standard protocol in the medical sector in the near future.

Originality/value
– The article is beneficial to study the influence of RP and associated technology in the field of medicine.
The influence of phylogenetic relatedness on species interactions among freshwater green algae in a mesocosm experiment
Authors: Venail Patrick A. , Narwani Anita , Fritschie Keith , Alexandrou Markos A. , Oakley Todd H. , Cardinale Bradley J. 
Published: May 2014

Summary

A long‐standing hypothesis in ecology and evolutionary biology is that closely related species are more ecologically similar to each other and therefore compete more strongly than distant relatives do. A recent hypothesis posits that evolutionary relatedness may also explain the prevalence of mutualisms, with facilitative interactions being more common among distantly related species. Despite the importance of these hypotheses for understanding the structure and function of ecological communities, experimental tests to determine how evolutionary relatedness influences competition and facilitation are still somewhat rare.

Here, we report results of a laboratory experiment in which we assessed how competitive and facilitative interactions among eight species of freshwater green algae are influenced by their relatedness. We measured the prevalence of competition and facilitation among 28 pairs of freshwater green algal species that were chosen to span a large gradient of phylogenetic distances. For each species, we first measured its invasion success when introduced into a steady‐state population of another resident species. Then, we compared its growth rate when grown alone in monoculture to its growth rate when introduced as an invader. The change in the species' population growth rate as an invader (sensitivity) is used as a measure of the strength of its interaction with the resident species. A reduced growth rate in the presence of another species indicates competition, whereas an increased growth rate indicates facilitation.

Although competition between species was more frequent (75% of interactions), facilitation was common (the other 25% of interactions). We found no significant relationship between the phylogenetic distance separating two interacting species and the success of invasion, nor the prevalence or strength of either competition or facilitation. Interspecific interactions depended more on the identity of the species, with certain taxa consistently acting as good or bad competitors/facilitators. These species were not predictable a priori from their positions on a phylogeny.

Synthesis. The phylogenetic relatedness of the green algae species used here did not predict the prevalence of competitive and facilitative interactions, rejecting the hypothesis that close relatives compete strongly and contesting recent evidence that facilitation is likely to occur between distant relatives.
Modified Lysozymes as Novel Broad Spectrum Natural Antimicrobial Agents in Foods
Authors: Aminlari Ladan , Mohammadi Hashemi Marjan , Aminlari Mahmoud 
Published: May 2014

AbstractIn recent years much attention and interest have been directed toward application of natural antimicrobial agents in foods. Some naturally occurring proteins such as lactoperoxidase, lactoferrin, and lysozyme have received considerable attention and are being considered as potential antimicrobial agents in foods. Lysozyme kills bacteria by hydrolyzing the peptidoglycan layer of the cell wall of certain bacterial species, hence its application as a natural antimicrobial agent has been suggested. However, limitations in the action of lysozyme against only Gram‐positive bacteria have prompted scientists to extend the antimicrobial effects of lysozyme by several types of chemical modifications. During the last 2 decades extensive research has been directed toward modification of lysozyme in order to improve its antimicrobial properties. This review will report on the latest information available on lysozyme modifications and examine the applicability of the modified lysozymes in controlling growth of Gram‐positive and Gram‐negative bacteria in foods. The results of modifications of lysozyme using its conjugation with different small molecule, polysaccharides, as well as modifications using proteolytic enzymes will be reviewed. These types of modifications have not only increased the functional properties of lysozyme (such as solubility and heat stability) but also extended the antimicrobial activity of lysozyme. Many examples will be given to show that modification can decrease the count of Gram‐negative bacteria in bacterial culture and in foods by as much as 5 log CFU/mL and in some cases essentially eliminated Escherichia coli. In conclusion this review demonstrates that modified lysozymes are excellent natural food preservatives, which can be used in food industry.
Consumer Sensory Analysis of High Flavonoid Transgenic Tomatoes
Authors: Lim Wansang , Miller Rebecca , Park Jungeun , Park Sunghun 
Published: May 2014

AbstractTomatoes have ameliorative effects on cardiovascular disease and cancer. In this study, metabolic engineering of flavonoids was utilized to improve the nutritional value of tomatoes by increasing flavonol and anthocyanin content. Total flavonol content was significantly increased in both the peel and flesh using the onion chalcone isomerase (CHI) gene. The Delila (Del) and Rosea1 (Ros1) genes from the snapdragon Antirrhinum majus were concomitantly expressed to produce an anthocyanin‐rich tomato which was purple in color. Sensory evaluation by a panel of 81 untrained consumers revealed no significant difference in liking of color or texture between CHI, Del/Ros1, and wild‐type tomatoes. Consumers reported marginal but significantly higher preference for the flavor and overall liking of CHI tomatoes over Del/Ros1 and wild‐type tomatoes. This study is the first to report the results of sensory tests of transgenic tomatoes by a consumer panel representing the general consuming public.
DNA barcoding of Murinae (Rodentia: Muridae) and Arvicolinae (Rodentia: Cricetidae) distributed in China
Authors: Li Jing , Zheng Xin , Cai Yansen , Zhang Xiuyue , Yang Min , Yue Bisong , Li Jing 
Published: May 2014

AbstractIdentification of rodents is very difficult mainly due to high similarities in morphology and controversial taxonomy. In this study, mitochondrial cytochrome oxidase subunit I (COI) was used as DNA barcode to identify the Murinae and Arvicolinae species distributed in China and to facilitate the systematics studies of Rodentia. In total, 242 sequences (31 species, 11 genera) from Murinae and 130 sequences (23 species, 6 genera) from Arvicolinae were investigated, of which 90 individuals were novel. Genetic distance, threshold method, tree‐based method, online BLAST and BLOG were employed to analyse the data sets. There was no obvious barcode gap. The average K2P distance within species and genera was 2.10% and 12.61% in Murinae, and 2.86% and 11.80% in Arvicolinae, respectively. The optimal threshold was 5.62% for Murinae and 3.34% for Arvicolinae. All phylogenetic trees exhibited similar topology and could distinguish 90.32% of surveyed species in Murinae and 82.60% in Arvicolinae with high support values. BLAST analyses yielded similar results with identification success rates of 92.15% and 93.85% for Murinae and Arvicolinae, respectively. BLOG successfully authenticated 100% of detected species except Leopoldamys edwardsi based on the latest taxonomic revision. Our results support the species status of recently recognized Micromys erythrotis, Eothenomys tarquinius and E. hintoni and confirm the important roles of comprehensive taxonomy and accurate morphological identification in DNA barcoding studies. We believe that, when proper analytic methods are applied or combined, DNA barcoding could serve as an accurate and effective species identification approach for Murinae and Arvicolinae based on a proper taxonomic framework.
How ready are we to move species threatened from climate change? Insights into the assisted colonization debate from Australia
Authors: Hancock Nola , Gallagher Rachael 
Published: May 2014

AbstractAssisted colonization, the intentional movement of species beyond their native range, has been proposed as a climate change adaptation tool for biodiversity conservation. The risks and benefits of its implementation are still being debated but already the climate is changing, species are moving and the pressure on at‐risk species must therefore be increasing. However, instances where moving species beyond their natural range purely for conservation purposes due to climate change are few, and the opportunity for science to inform practice is limited. Here we survey active participants in flora translocations and/or flora conservation in Australia in order to investigate the gap between theoretical and conceptual ideas about assisted colonization and to gauge preparedness for its implementation. We found that actions that mitigate proximal threats are preferred over those that move species beyond their current range. A lack of knowledge of species biology and ecology is an impediment to the acceptance of assisted colonization. In addition, prohibitive costs and the potential increased risk of the spread of diseases, pests and/or pathogens are viewed as more important obstacles of successful assisted colonization than potential for invasion at the recipient site. Full approval from all stakeholders at the source and recipient sites was found to be the most important factor for the successful assisted colonization of flora.