bluuebunny/crossref_metadata_2025_split huggingface dataset:
Empowering Financial Services: The Transformative Impact of AI on FinTech Innovation
Authors: Muhammad Tayyab , Yaseen Asad , Shah Kriya 
Published: September 2024

Purpose: This study examines the transformative role of Artificial Intelligence (AI) in the financial services industry, particularly in the FinTech sector. By exploring AI applications such as personalized banking, fraud detection, credit scoring, and algorithmic trading, the paper analyzes how AI enhances operational efficiency and customer experience.
Material and Methods: Using case studies from leading financial institutions, the paper highlights both opportunities and ethical concerns, such as data privacy and algorithmic bias.
Findings: The study found that AI enhances detection by analyzing vast datasets to spot suspicious patterns and anomalies that human auditors may miss, improving compliance and reducing financial crime risks. AI streamlines loan underwriting processes by evaluating a broader range of data, such as payment history and social media behavior, providing more accurate risk assessments. The study also revealed that algorithmic trading uses AI to automate and optimize trades at speeds and scales impossible for human traders. AI systems analyze real-time market data and execute trades within milliseconds, capitalizing on fleeting opportunities in the stock market. By incorporating machine learning, these systems can adapt and improve over time, becoming more effective in predicting market trends and managing risk.
Implications to Theory, Practice and Policy: It expands the understanding of how AI can reshape financial interactions, enhancing personalization, fraud detection, and credit assessment. From a practical standpoint, it highlights real-world applications, such as robo-advisors and algorithmic trading, offering insights into how institutions can implement AI responsibly. On a policy level, the study underscores the importance of regulatory frameworks addressing data privacy, algorithmic fairness, and transparency, advocating for collaboration between regulators and financial institutions to ensure ethical AI deployment.
PERANAN PIKIRAN DALAM PANDANGAN ROMO PANDIT JINARATANA KAHARUDDIN
Authors: Mettadewi Wong  
Published: September 2024

Sekolah Tinggi Agama Buddha (STAB) Nalanda yang menyelenggarakan pendidikan tinggi keagamaan Buddha, bertugas menyiapkan calon guru yang mempunyai kecerdasan spiritual. Salah satu kecerdasan spiritual yang harus dimiliki adalah pengendalian diri. Bila setiap manusia, termasuk para mahasiswa, menyadari peranan pikiran dalam kehidupan makhluk dan akibat-akibatnya, maka mereka akan berusaha mengendalikan diri. Pikiran yang terkendali akan mengakibatkan ucapan dan perbuatannya juga menjadi baik, sehingga akan memberikan ketenangan dan kebahagiaan. Peranan pikiran yang penting dalam kehidupan makhluk ini akan ditinjau dari sudut pandang Romo Pandit Jinaratana Kaharuddin, seorang pakar Abhidhamma yang membabarkan Abhidhamma pertama kali di Indonesia. Dengan mengetahui perjuangan Romo Pandit J. Kaharuddin, generasi muda Buddhis diharapkan dapat menghargai jasa-jasa beliau dan mengikuti teladannya. Penelitian ini dilakukan dengan menggunakan metode kualitatif naratif, dengan menampilkan sosok Romo Pandit J Kaharuddin dan pandangannya tentang peranan pikiran dalam kehidupan makhluk. Peneliti mengumpulkan data -data dari mengadakan wawancara langsung dengan Romo Pandit Jinaratana Kaharuddin untuk mengetahui biografi kehidupan Romo Pandit J. Kaharuddin, perjuangannya dalam mengembangkan pembelajaran Abhidhamma di Indonesia, dan pandangannya tentang pikiran adalah raja kehidupan. Peneliti juga mengadakan wawancara dengan Ibu Abhayahema Kaharuddin (isteri Romo Pandit J. Kaharuddin) dan dua orang siswa utama Romo Pandit J. Kaharuddin, yaitu Romo Ir. Selamat Rodjali dan Ibu Silvia Lam, S.E. Romo Pandit J. Kaharuddin merupakan seorang pakar Abhidhamma yang telah berjasa dalam mengembangkan Abhidhamma pertama kali di Indonesia, yaitu kepada para mahasiswa-mahasiswi Akademi Buddhis Nalanda, Jakarta, pada bulan September 1979. Beliau merupakan satu-satunya orang dari anggota Sangha Pertama di Indonesia (yang bernama Sangha Suci Indonesia) yang masih hidup saat ini, yang telah berusia 80 tahun. Pandangan beliau tentang pikiran adalah Raja Kehidupan sangat memotivasi umat Buddha untuk mengelola pikirannya dengan baik, mengendalikan pikirannya agar selalu terkonsentrasi ke hal-hal yang baik, sehingga ucapan dan perbuatannya juga menjadi baik. Ini sesuai dengan nasihat Sang Buddha yang berbunyi “Sacitta pariyo dapanam” atau “Sucikan pikiran” ; ini merupakan singkatan dari Abhidhamma Pitaka.
PERAN GURU DHAMMASEKHA DALAM MENUMBUHKAN RASA NASIONALISME MELALUI KETERAMPILAN BERCERITA BUDDHIS
Authors: Sujiono  
Published: September 2024

Penelitian ini bertujuan untuk mendeskripsikan Peran guru Dhammasekha Surya Jaya di Temanggung dalam menanamkan rasa nasionalisme melalui keterampilan bercerita Buddhis. Penelitian ini adalah penelitian naturalistik. Teknik pengumpulan data menggunakan wawancara, observasi dan dokumentasi. Validitas data menggunakan triangulasi sumber dan metode. Teknik analisis data menggunakan model analisis interaktif. Hasil penelitian ini adalah: Peran guru Dhammasekha Surya Jaya di Temanggung dalam menanamkan nasionalisme dengan menggunakan Abhiha Jātaka. Selama pembelajaran, para guru menghubungkan isi Abhiha Jātaka untuk menanamkan rasa nasionalisme. Para guru memasukkan rasa nasionalisme kepada siswa. Para guru menggunakan gambar untuk menjelaskan Abhiha Jātaka. Penggunaan media mampu menghadirkan pembelajaran yang menyenangkan, tidak membosankan dan menyemangati siswa. Para guru mendorong siswa untuk mempraktikkan sikap saling membantu, mencintai tanah air, perkembangan cinta, dan kesetiaan. Para guru mengatur siswa untuk menceritakan kembali kisah Jataka yang dipelajari dengan menggunakan bahasa dan interpretasi mereka sendiri. Para Siswa dipersiapkan untuk loyal kepada Negara Kesatuan Indonesia.
Hubungan Antara Intensitas Pelaksanaan Konseling Dengan Toleransi Penyesuaian Diri Remaja
Authors: Jeny Harianto  
Published: September 2024

Hubungan antara Intensitas Pelaksanaan Konseling dengan Toleransi Penyesuaian Diri Remaja, Penelitian, Dharma Acariya, Sekolah Tinggi Agama Buddha Nalanda. Penelitian ini bertujuan untuk meningkatkan intensitas konseling pada siswa, meningkatkan kemampuan guru pembimbing sebagai koselor profesional, dan untuk meningkatkan keterampilan guru dalam konseling, Hipotesis yang diajukan terbukti ada hubungan antara intensitas pelaksanaan konseling dengan toleransi penyesuaian diri remaja sebesar r = 0,090 ,tetapi lemah yang artinya guru pembimbing berperan, tetapi tidak memberi efek pada toleransi penyesuaian diri remaja. Untuk taraf significan 5% t tabel lebih besar dari t hitung 1,67 > 0,85 yang berarti hubungan antara intensitas pelaksanaan konseling dengan toleransi penyesuaian diri remaja taraf significan 5% tidak significkan. Instrumen yang digunakan untuk mengumpulkan data adalah kuesioner yang berpolakan pada skala likert. Hasil analisis data menunjukan peran guru pembimbing baik di tiga sekolah buddhis daerah Jakarta Barat dan Utara. Guru pembimbing menyediakan waktu untuk siswa konseling, sehingga siswa merasa terbantu. Hasil penelitian ini diharapkan dapat memberikan masukan yang berguna kepada sekolah Buddhis dalam meningkatkan peran guru pembimbing di sekolah.
Analisis Potensi Wisata Desa Pandean Kecamatan Gondang Kabupaten Nganjuk Sebagai Desa Wisata
Authors: Badai Elsadhai Budiarti  , Qonita Lindawati  , Avita Agustin Listiawan  , Jonathan Alfino Julianto Mangar  , Firmansyah  Firmansyah  
Published: September 2024

Pandean is one of the villages in Gondang District, Nganjuk Regency. This village is one of the largest shallot producers in Nganjuk. In addition, Pandean also has community’s small bussiness and also tourism attraction that can support it to become a tourist’s attraction in Pandean Village. The natural potentials in Pandean Village can be used as the main attraction of Pandean, agrotourism. With good management and routine training, Pandean Village can be used as a tourist village that competes with other tourist villages, especially in the East Java.
Pengaruh Kualitas Pelayanan, Harga Dan Kepercayaan Terhadap Loyalitas Pelanggan Pada Jasa Pengiriman J&T Express Cabang Kedoya Raya 2
Authors: Holifatun Fatonah  , Rani Rani  , Purwatiningsih  Purwatiningsih  
Published: September 2024

This study aims to analyze the effect of service quality, price and trust on customer loyalty at J&T Express Kedoya Raya 2 branch. This type of research uses descriptive quantitative. Theauthors in this study are all J&T Express Kedoya Raya Branch Customers 2. Determination of the number of research samples using accidental sampling techniques, namely by multiplying the analyzed indicators by multiplier factors so that as many as 100 samples are obtained. The collected data was analyzed using the SPSS 25 program. The results showed that: (1) service quality did not have a significant effect on customer loyalty at J&T Express Kedoya Raya Branch 2, (2) price did not have a significant effect on customer loyalty at J&T Express Kedoya Raya Branch 2, (3) trust had a significant effect on customer loyalty at J&T Express Kedoya Raya Branch 2, (4 ) s 53.3% of the variables of service quality, price and trust simultaneously have a significant influence on customer loyalty at J&T Express Kedoya Raya Branch 2.
Pengaruh Imbal Jasa Penjaminan Terhadap Pertumbuhan Laba PT. Jamkrindo Tahun 2021-2023
Authors: Anggie Efanda  
Published: September 2024

Guarantee is an important aspect in business activities to reduce risk and increase the trust of business actors. Guarantee also plays a crucial role in supporting the company's profit growth. This study aims to analyze the effect of guarantee fees on PT Jamkrindo's profit growth from 2021 to 2023. This study uses PT Jamkrindo's financial data from annual reports for the period studied. The results of the analysis show that guarantee fees have a significant effect on PT Jamkrindo's profit growth. The increasing demand for guarantee services indicates an increase in company profits in the study period. On the other hand, fluctuations in market conditions and economic factors have a significant impact on PT Jamkrindo's financial performance, but these effects can be overcome with the right risk management strategy.
Implementasi Budaya Kerja Dan Gaya Kepemimpinan Terhadap Peningkatan Kinerja Karyawan
Authors: Anggada Abim Pramudya  , Muhammad Rouf Purnama  , Ninnes Sri Andarbeni  , Putri Nurjayanti  , M. Isa Anshori  
Published: September 2024

In the goal for the development of the organization many factors must be pursued. One of them is work culture. It is important for an organization to pay attention to and follow the culture that is and will continue to run, and develop in order to continue to control the culture that continues to run in a positive and profitable direction for the organization. Culture has a very important potential to have an effect on the organization. Work culture is one of the supporting factors for the organization to develop. Work culture is created from the habits adopted by the organization to be used as a reference for where the organization's goals are running. The application of work culture in the organization has a very important role because it relates to the attitudes and behavior of human resources in the organization. Culture includes general management policies, procedures, strategic objectives and actions. In its application, each company has a different culture, this is what distinguishes one company from another. Culture can be said to be an image for the company, therefore it needs to be directed in a positive direction in order to have a positive impact and image for the organization. The development and management of a good culture requires the role of a leader, without a leader an organization will not be able to run towards its goals. Leadership style is very important for leaders to manage the HR they lead with their respective assigned tasks. This study aims to determine the relationship between work culture and leadership style to improve employee performance in the company using a literature study approach. Which approach to literature study is carried out by collecting and reviewing theoretical references that are in accordance with the case obtained. So that the results of the literature review obtained show that work culture and leadership style have a positive and significant impact on improving employee performance. Leadership will be a determining factor for success in a company. This is because leadership is the focal point of significant change in the company, leadership becomes an impactful personality. Leadership is an art in creating corporate fit and stability.
Penentuan Kadar Meloksikam Sediaan Tablet Dari Berbagai Apotek Yang Terdapat Di Rantau Prapat Secara Spektrofotometri – UV
Authors: Risma Fauziah Pasaribu  , Anny Sartika Daulay  , Ridwanto Ridwanto  , Rafita Yuniarti  
Published: September 2024

Meloxicam is a non-steroidal anti-inflammatory drug that can relieve arthritis symptoms, such as inflammation, swelling, and muscle stiffness and pain, by acting as an inhibitor of enzymes that produce prostaglandins. In the Indonesian Pharmacopoeia Edition V (2014), the determination of sugar tablet content was carried out using high performance liquid chromatography. This method is expensive compared to the spectrophotometric method. The purpose of this research is to find an alternative method that is simple and inexpensive but provides good accuracy.
This research was descriptive in nature using spectrophotometry-UV method, with 0.1 N NaOH Methanol as a solvent. The samples used in this study were 4 generic meloxicam tablets. The test parameters of this research included the preparation of Standard Mother Solution I (LIB I). Maximum wavelength, Linearity Protection of the Calibration Curve and Determination of the Concentration of Meloxicam in Tablet Preparations.
From the results of testing the samples, generic meloxicam tablets were taken from PT. (Dankos pharma) 102.47 ± 0.9868%; generic meloxicam tablets (PT. Etercon Pharma) 98.05 ± 1.0930%; generic meloxicam tablets (PT. Mahakam Beta Farma) 99.79 ± 1.046%; generic tablets (Triman) 101.21 ± 2.4345%. All the tablets specified meet the general strength requirements, that is, the active ingredient content is not less than 90% and not more than 110% of the amount stated on the label.
KẾT QUẢ CHĂM SÓC GIẢM ĐAU SAU PHẪU THUẬT NỘI SOI ĐẶT THANH NÂNG NGỰC TẠI BỆNH VIỆN NHI TRUNG ƯƠNG
Authors: Nguyễn Văn Sáng , Đinh Hồng Kỳ , Thiều Tăng Thắng , Trần Hùng , Nguyễn Thị Xuyến , Nghiêm Đình Văn , Tô Mạnh Tuân , Nguyễn Minh Khôi 
Published: September 2024

Trong phẫu thuật nội soi đặt thanh nâng ngực tại Bệnh viện Nhi Trung Ương, đau sau phẫu thuật làm giảm khả năng vận động của bệnh nhân, ảnh hưởng xấu đến chức năng hô hấp, tăng tỷ lệ các biến chứng sau phẫu thuật và dẫn tới hội chứng đau mạn tính sau mổ. Giảm đau ngoài màng cứng đoạn ngực được coi là tiêu chuẩn vàng đối với điều trị đau sau phẫu thuật lồng ngực. Chúng tôi tiến hành nghiên cứu nhằm đánh giá hiệu quả giảm đau ngoài màng cứng cho người bệnh sau phẫu thuật nội soi đặt thanh nâng ngực với thuốc tê Bupivacain 0,125% phối hợp thuốc giảm đau Fentanyl 2 mcg/ml truyền 4 - 6ml/giờ. Phương pháp nghiên cứu: mô tả tiến cứu, thực hiện từ tháng 6/2023 đến tháng 12/2023 trên 112 người bệnh. Kết quả nghiên cứu cho thấy phương pháp giảm đau qua catheter ngoài màng cứng trong phẫu thuật nội soi đặt thanh nâng ngực cho hiệu quả giảm đau tốt cả khi nghỉ ngơi và vận động của người bệnh, ít tác dụng phụ. Ngày thứ nhất sau phẫu thuật, chỉ có 9,83% người bệnh có điểm VAS 3 - 4 và cần dùng thêm thuốc giảm đau. Trên 90% người bệnh có điểm VAS 0 - 2 cả khi nghỉ và khi vận động trong 3 ngày sau mổ. Tỷ lệ người bệnh không đau, đau nhẹ VAS 0 - 2 khi vận động từ 72,32 % ngày thứ nhất tăng lên 91,96% tại ngày thứ hai sau phẫu thuật. Về tác dụng không mong muốn: nôn (1,80%), buồn nôn (9,82%) ở ngày đầu sau phẫu thuật; tê bì chân tay (2,70%), ngứa (1,80%) với tỷ lệ rất thấp. Kết quả hài lòng của người bệnh ở mức cao (86,60%), mức rất hài lòng đạt kết quả rất cao 36,60%. Kết luận: Mức độ hài lòng của người bệnh với hiệu quả giảm đau ngoài màng cứng cho người bệnh phẫu thuật nội soi đặt thanh nâng ngực đạt tỷ lệ cao, tác dụng không mong muốn tỷ lệ thấp.
Nanoparticle-Based Drug Delivery Systems: Advances and Challenges in Nanomedicine
Authors:   Department of Microbiology, Osmania, University, Hyderabad-TS, India, Kumara Kuthadi Shanti , Vedulla Madhavi , Sanganabhatla Divya , Chahande Shalini Jiwan , Azra Bibi	Hafsa ,   Department of Pharmacy, University College of Technology, Osmania University, Hyderabad-TS, India,   Department of Biochemistry, Seth Kesarimal Porwal College of Arts and Science and Commerce, Kamptee, Afiliated to Rashtrasant Tukadoji Maharaj Nagpur University, Maharashtra, India,   Department of Botany, Anwarul Uloom College. 11-3-918, New Mallepally, Hyderabad, Telangana, 500001, India
Published: September 2024

Nanoparticle-based drug	delivery systems have garnered signiicant attention in the ield	of	nanomedicine due to their potential to revolutionize drug delivery and therapy.	This paper	comprehensively	reviews	the latest advancements	in the design, fabrication,and clinical	applications	of	nanoparticle-based	drug	delivery	systems.	The	introduction	outlines	the	fundamental	concepts	of	nanoparticlebased	drug	delivery,	elucidating	their	unique	advantages	and	challenges.	The	subsequent	section	delves	into	the	advancements	in	nanoparticle	design	and	fabrication	techniques,	showcasing	the	diversity	of	approaches	in	tailoring	nanoparticles	for	speciic	therapeutic	purposes.	Overcoming	biological	barriers,	particularly	targeting	and	penetration,	is	discussed	in	detail,	emphasizing	strategies	to	enhance	the	eficiency	of	drug	delivery	to	target	sites.	Clinical	applications	and	success	stories	demonstrate	the	transformative	impact	of	nanoparticle-based	drug	delivery	in	various	therapeutic	contexts.	Despite	remarkable	progress,	challenges	and	future	directions	are	explored,	highlighting	the	need	for	addressing	issues	such	as	safety,	scalability,	and	regulatory	approval.	In	conclusion,	this	paper	provides	a	comprehensive	overview	of	the	advances	and	challenges	in	nanoparticle-based	drug	delivery	systems,	offering	insights	into	their	potential	to	reshape	the	landscape	of	modern	medicine.
The Effect of Work-Related Stress on Workers' Performance in Public Service Organizations in Tanzania: A Case Study of the Tanzania Fertilizer Regulatory Authority
Authors: Magesa Ruth , Mtey Kanty P.F. 
Published: September 2024

This paper sought to enrich the prevailing scanty understanding of the less known effect of work-related stress on workers’ performance among public service organizations in Tanzania. The study took place at the Tanzania Fertilizer Regulatory Authority headquarters, Dar Es Salaam, Tanzania. This paper sought to address three specific objectives, namely: firstly, to examine the level of awareness of work-related stress in the study area; secondly, to assess factors influencing work-related stress among workers in the study area; and lastly, to assess the effect of work-related stress on workers’ performance in the study area. Anchored in Control Theory, the research employed a descriptive case-study design involving 60 respondents selected through simple random sampling technique from a target population of 110 employees across two departments at the Tanzania Fertilizer Regulatory Authority (TFRA). Data collection was conducted through questionnaires, interviews, and literature reviews, with qualitative data analyzed via content analysis and quantitative data through descriptive statistics. Based on the analyzed data, the findings revealed awareness of work-related stress among organizational employees being high, medium, or low level and no idea among the respondents in the study area, while the majority of respondents were highly aware of the existence of work-related stress in their workplace. On the other hand, the study findings revealed that demand resulted from the workload of responsibilities in the workplace with major stressors such as control, role, change, relationships, and support. The study concluded that positive effects of stress include providing a quick burst of energy, decreased sensitivity to pain, an increase in immunity, and lastly, heightened memory levels, while negative effects of stress on the welfare of the employees include affecting employees’ health, lowering workers’ concentration, affecting employees’ relationships, affecting decision-making ability, disturbing employees’ work schedules, and lastly, lowering immunity. Based on the study findings, the study hereby recommends that the public service agencies need to regularly conduct routine awareness programs on work-related stress as well as designing work-related stress management practices for employees in modern workplaces. This will be useful in increasing employees’ commitment towards the ultimate goal of attaining long-term organizational performance and productivity.
REVISÃO DAS CONTRIBUIÇÕES DO LASER DE BAIXA INTENSIDADE NA CICATRIZAÇÃO E RECUPERAÇÃO EM TRATAMENTOS ODONTOLÓGICOS
Authors: Santos Lucas Matheus Jorge Oliveira dos , Barbosa Rafael Lima , Pires Lilian Gomes Soares , Verde Giselle Maria Ferreira Lima , Neves Tereza Maria Alcântara 
Published: September 2024

Esse artigo buscou revisar a literatura sobre o uso do laser de baixa potência na cicatrização e recuperação em tratamentos odontológicos. A pesquisa foi conduzida por meio de uma revisão bibliográfica qualitativa, abrangendo estudos publicados entre 2019 e 2024 nas bases de dados SciELO, Web of Science e Scopus. Os descritores utilizados incluíram “Laser de baixa intensidade”, “Tratamentos odontológicos”, “Cicatrização” , “Laserterapia” e ‘’Regeneração Tecidual’’. Foram identificados dez estudos que atendiam aos critérios de seleção. A análise dessas publicações indicou que o laser de baixa potência é uma ferramenta promissora na odontologia, sendo empregado em áreas como cirurgias, periodontia, tratamento da hipersensibilidade dentinária, ortodontia, exodontia e endodontia. O laser demonstrou eficácia na aceleração da regeneração celular e na cicatrização de tecidos danificados, quando comparado a outras terapias. No entanto, o estudo ressalta a necessidade de mais pesquisas para aprofundar o entendimento sobre os benefícios do laser de baixa potência na prática odontológica.