bluuebunny/crossref_metadata_2025_split huggingface dataset:
KONSEP PEMBIAYAAN DALAM PERBANKAN SYARI’AH
Authors: Ilyas Rahmat 
Published: August 2016

<p><em>THE FINANCING CONCEPT IN SHARIA BANKING. Defrayal or financing is funding provided by one party to another to support the planned investment, either by themselves or institution. In other words, the financing is funding incurred to support the planned investment. Financing terms in effect means that I believe, I trust. The word financing means (trust) that means financial institutions as s</em>}<em>a</em>&gt;<em>h</em>} <em>ib al-ma</em>&gt;<em>l put their trust in someone to carry out the given mandate. The fund should be used properly, fairly, and must be accompanied by a bond and the terms are clear and mutually beneficial for both parties. Each financial institution has syari’ah philosophy to seek the pleasure of Allah. to obtain good in the world and the hereafter. Therefore, any activities of financial institutions which feared deviate from the guidance of religion should be avoided. In the implementation of the financing, Islamic bank must fulfill two very important aspects, namely: (1) syar’i aspect, where in each realization of financing to customers, the Islamic bank must be oriented to the Islamic Shariah; and (2) the economic aspect, which is still considering the gains, both for banks and for Shariah bank customers.</em></p><p align="center"><strong>K</strong><strong>eywords: </strong><em>Financing, Islamic Banking, Islamic Financial</em><em> Institutions</em></p><p> </p><p><em>P</em><em>embiayaan atau financing adalah pendanaan yang diberikan oleh suatu pihak kepada pihak lain untuk mendukung investasi yang telah direncanakan, baik dilakukan sendiri maupun lembaga. Dengan kata lain, pembiayaan adalah pendanaan yang dikeluarkan untuk mendukung investasi yang telah direncanakan. Istilah pembiayaan pada intinya berarti I believe, I trust, saya percaya, saya menaruh kepercayaan. Perkataan pembiayaan yang berarti (trust) berarti lembaga pembiayaan selaku sa</em>} <em>h</em>&gt; <em>i</em>} <em>b al-mal</em>&gt; <em>mena</em><em>r</em><em>u</em><em>h kepercayaan kepada seseorang untuk melaksanakan amanah yang diberikan. Dana tersebut harus digunakan dengan benar, adil, dan harus disertai dengan ikatan dan syarat-syarat yang jelas dan saling menguntungkan bagi kedua belah pihak. Setiap lembaga keuangan syari’ah mempunyai falsafah mencari keridaan Allah swt. untuk memperoleh kebajikan di dunia dan akhirat. Oleh karena itu, setiap kegiatan lembaga keuangan yang dikhawatirkan menyimpang dari tuntunan agama harus dihindari. Dalam pelaksanaan pembiayaan, bank syari’ah harus memenuhi dua aspek yang sangat penting, yaitu: (1) aspek syar’i, di mana dalam setiap realisasi pembiayaan kepada para nasabah, bank syari’ah harus tetap perpedoman pada syari’at Islam; dan (2) aspek ekonomi, yakni tetap mempertimbangkan perolehan keuntungan, baik bagi bank syari’ah maupun bagi nasabah bank syari’ah.</em></p><p><strong>K</strong><strong>ata kunci: </strong><em>P</em><em>embiayaan, perbankan syariah, lembaga keuangan syariah</em></p>
Potential Severity of Phase Trapping in Petroleum Reservoirs: An Analytical Approach to Prediction
Authors: Saboorian-Jooybari Hadi , Pourafshary Peyman 
Published: August 2016

Summary
This study focuses on the evaluation and diagnosing of the potential severity of petroleum reservoirs for establishment of phase traps. In this area, very few diagnostic methodologies have been presented in the literature. Unfortunately, there is no universal agreement on the key influential factors in a phase-trapping phenomenon because each of the correlations was established on the basis of different sets of reservoir parameters (e.g., k,ϕ,Swi,σ) by use of the results of a number of aqueous-phase-trap tests over a limited range of rock and fluid properties. In the present work, an accurate technique is presented on the basis of the infiltration theory for prediction of the potential severity of phase-trapping damage. The fluid-saturation distribution around a well is analytically derived by linearizing and solving the governing partial-differential equation (PDE). Then, the calculated saturation profile in the vicinity of the wellbore is used to develop a new analytical diagnostic index, which is called a phase-trapping index (PTI). Knowing the fact that the saturation of the affected zone may be reduced to the irreducible rather than the initial value because of the capillary mechanics of the formation, interpretation guidelines are proposed to identify the regions that are susceptible to intense, serious, medium, and weak damage.
Compared with other correlations, PTI offers several advantages such as generality, being founded on theory, and taking into account most of the key influential parameters. An example of a synthetic tight gas reservoir is presented to clearly demonstrate how the new technique can be applied.
Estimation of GHG Emissions from Water Reclamation Plants in Beijing
Authors: Fan Yupeng , Bai Yanying , Jiao Wentao 
Published: August 2016

ABSTRACT: A procedure for estimating Greenhouse gas (GHG) emissions from a wastewater reclamation plant in Beijing was developed based on the process chain model. GHG emissions under two typical water reclamation treatment processes, the coagulation‐sedimentation‐filtration traditional process and advanced biological treatment process, were examined. The total on‐site GHG emissions were estimated to be 0.0056 kg/m3 and 0.6765 kg/m3 respectively, while total off‐site GHG emissions were estimated to be 0.3699 kg/m3 and 0.4816 kg/m3. The overall GHG emissions were 0.3755 kg/m3 under the type 1 treatment, which is much lower than that under the type 2 of 1.1581 kg/m3. Emissions from both processes were lower than that from the tap water production. Wastewater reclamation and reuse should be promoted as it not only saves the water resources but also can reduce the GHG emissions. Energy consumption was the most significant source of GHG emissions. Biogas recovery should be employed as it can significantly reduce the GHG emissions, especially under the type 2 treatment process. Considering the wastewater treatment and reclamation process as a whole, the type 2 treatment process has advantages in reducing the GHG emissions per unit of pollutant. This paper provides scientific basis for decision making.
A Spike Cocktail Approach to Improve Microbial Performance Monitoring for Water Reuse
Authors: Zimmerman Brian D. , Korajkic Asja , Brinkman Nichole E. , Grimm Ann C. , Ashbolt Nicholas J. , Garland Jay L. 
Published: August 2016

ABSTRACT: Water reuse, via either centralized treatment of traditional wastewater or decentralized treatment and on‐site reuse, is becoming an increasingly important element of sustainable water management. Despite advances in waterborne pathogen detection methods, low and highly variable pathogen levels limit their utility for routine evaluation of health risks in water reuse systems. Therefore, there is a need to improve our understanding of the linkage between pathogens and more readily measured process indicators during treatment. This paper describes an approach for constructing spiking experiments to relate the behavior of viral, bacterial, and protozoan pathogens with relevant process indicators. General issues are reviewed, and the spiking protocol is applied as a case study example to improve microbial performance monitoring and health risk evaluation in a water reuse system. This approach provides a foundation for the development of novel approaches to improve real or near‐real time performance monitoring of water recycling systems.
High Permeate Recovery for Concentrate Reduction by Integrated Membrane Process in Textile Effluent
Authors: Sudhakar M. , Vijayalakshmi P. , Nilavunesan D. , Thiruvengadaravi K.V. , Baskaralingam P. , Sivanesan S. 
Published: August 2016

ABSTRACT: The textile dyeing industry consumes a significant amount of high‐quality water for processing, which stresses water resources. In recent decades, technologies have been developed to recover water from wastewater. This study describes the high recovery (greater than 92%) of reusable water from an industrial‐scale hosiery dye‐water recovery facility, consisting of three stages of reverse osmosis and ultrafiltration. The effluent was pre‐treated before the membrane process was performed to prevent biofouling. The process performance results in the generation of a consistent water quality that is required for dyeing operations. An average feed flux of 15 l/m2h was maintained in the reverse osmosis membrane by regular chemical dosing and cleaning. The integrated membrane process achieved a permeate with a pH of 6.5 and total dissolved solids (TDS) of 160 mg/l, with no other contaminants, which is of sufficient quality for reuse in the cotton hosiery dyeing process.
Axillary Accessory Breast Tissue Mimicking Lipoma
Authors: Echchaoui Abdelmoughit , Daoud Ghattas 
Published: August 2016

Accessory breast tissue is rare congenital condition which occurs in 0.4-6% of women, it is usually bilateral, asymptomatic and commonly present in axilla. Diagnosis is difficult when it is unilateral with absence of areola and nipple, it can be made by ultrasonography. Surgical excision is warranted in case of functional symptoms or aesthetic discomfort. Herein, we report a case of right-sided accessory breast in a 36-year-old woman manifested in axillary swelling, clinically argued for a possible lipoma. Diagnosis was confirmed by ultrasonography and histological examination followed by surgical excision which relieved functional symptoms with significant cosmetic improvement.
PEMBUATAN MOCAF (MODIFIED CASSAFA FLOUR) DENGAN PROSES FERMENTASI MENGGUNAKAN BEBERAPA JENIS RAGI
Authors: Amri Erismar , Pratiwi Putri 
Published: August 2016

Cassava is tropical plants, productive and easily cultivated so it is expected to be one of the solutions to improve Indonesia's national food security. Mocaf is fermented cassava flour products using microorganisms. Mocaf is expected to replace the use of wheat flour which its necessity is escalated through the ages, while the area of wheat as a raw material is not fitted the climate of Indonesia. This research performed some sort of branded food yeast for producing Mocaf, taken for instance Fermipan, Saf-Instant yeast, tempe raprima yeast, tapai yeast, and unbranded bread yeast. It also would be analyzed the effect of soaking cassava with salt before fermentation, to nutrients generated by Mocaf. The objective of this research was knowing the types of yeast and fermentation process that is best in improving the nutritional quality of Mocaf. The best produced Mocaf in this research was made from fermented Mocaf using tapai yeast which was soaked with salt. It produced the highest level of protein i.e 40.860%, with low water levels i.e 6.640 %.
UPAYA GURU BIMBINGAN DAN KONSELING MEMPERSIAPKAN PESERTA DIDIK DALAM MEMILIH SEKOLAH LANJUTAN DI SMP NEGERI KOTA PADANG
Authors: Suarja Septya 
Published: August 2016

Unit secondary education has an important role in helping the success of the students in choosing a school . For the process of implementation of the service is focused on the field of personal development and learning of learners . This study aims to reveal , describe and analyze the efforts of BK teachers prepare students in select schools . This study included descriptive analysis with quantitative approach. 30 samples from 8 school teachers BK SMP Padang selected by purposive sampling technique . Instruments used the Likert scale model . Data were analyzed using simple statistical techniques (techniques percentage) . Based on the findings of this study concluded efforts BK teachers prepare students in select schools in the category enough . Thus the efforts of teachers needs to be improved BK BK service program and service implementation BK.
SELF CONCEPT AND SELF EFFICACY AS A GROUND POINTS IN A SOCIAL ACTIVITIES (AN ANALYSIS OF PSYCHOLOGY PERSPECTIVE : A SOCIAL COGNITIVE THEORY)
Authors: Alfaiz Alfaiz , Yandri Hengki 
Published: August 2016

Self Concept and Self Efficacy As A Ground Point In A Social Activities (An Analysis Of Psychology Perspective : A Social Cognitive Theory). This analysis was based on the latest research in 2014 which concern of researcher about education system number 20th 2003 “... an intelligence and a capabilities that they need for people and a nation”. Education not only as transfer of knowledge but an experience, readiness and such a faith to a self capabilities and self identity of a student in their social activities like a career readiness. A faith of capabilities is known as self efficacy and self identity is a self concept. These variable was tested at research in 2015 and has been found that these variable has a contribution to career readiness. Analysis is continued to discuss and note as a ground point in social activities in psychology perspective. It’s found a self concept and self efficacy together have a contribution to a career readiness with a significant correlation, although in coefficient t-tes not have a significant. Then, there was a significant effects of all variables to career readiness. In a social cognitive theory perspective, human can be learn only through observation and interaction that shape a self concept and self efficacy. This found will be analyze and describe as a self concept and self efficacy as s ground point in social activities. So this analysis will discuss further the implication to individual social activities like a career readiness with using psychology perspective: Social Cognitive Theory.
PERTUMBUHAN CHROOCOCCUS DISPERSUS DALAM MEDIA LIMBAH CAIR PABRIK MINYAK KELAPA SAWIT
Authors: Amri Erismar 
Published: August 2016

Research on the effect of palm oil mill effluent medium on Chroococcus dispersus growth had been done. The research was an experimental study with complete random design with 8 treatment (sediment and anaerob wastewater with concentration 25%, 50%, 75% and 100%). The growth curve was made based on the value of optical density (OD) measured at a wavelength of 680 nm. Chroococcus dispersus best growth seen at sediment wastewater medium with concentration of 100% and at anaerob wastewater medium with concentration of 75%.
Por Mais Terras que Eu Percorra...
Authors: Maestri Mário , Ortiz Helen 
Published: August 2016

O presente estudo enfoca a trajetória do sargento Manoel Raimundo Soares como militante político e homem idealista. Tido como um dos principais fundadores do “Movimento dos Argentos”, ocorrido em maio de 1963, foi perseguido e executado no ano de 1966, em Porto Alegre pelo regime militar instaurado no Brasil em 1964, cujo “processo criminal ajuizado foi arquivado por caducidade, sem que a mulher tivesse recebido o pagamento da pensão vitalícia e indenização por dano moral”.
Histórias de Vida: A Saga de Imigrantes Franceses em São Paulo (Século XIX)
Authors: Bivar Vanessa Dos Santos Bodstein 
Published: August 2016

A presente pesquisa analisa a imigração na província de São Paulo, na segunda metade do século XIX, especialmente a imigração espontânea francesa cujos figurantes, ao fixarem residência em meio à opulência cafeeira, recriaram múltiplas estratégias de sobrevivência, permitindo que os fragmentos de sua vidas sejam observados nos entremeios históricos - econômicos e sociais da cidade de São Paulo.
A narrativa histórica nos livros didáticos, entre a unidade e a dispersão
Authors: Rocha Helenice 
Published: August 2016

Considerando a complexidade posta na análise dos livros didáticos, neste texto aprofundamos um aspecto relativo à discursividade presente nos textos dos livros didáticos de história. A partir de análise de uma coleção aprovada no PNLD 2011, pretendemos discutir a manutenção da unidade da narrativa histórica apresentada ali, no que se refere às tomadas de posição no tratamento dos temas presentes nessas narrativas, nos livros que compõem essa coleção.
A Didática da História em fontes documentais relacionadas à formação de professores
Authors: Urban Ana Claudia 
Published: August 2016

O texto tem a intenção de problematizar elementos acerca da formação de professores de História. As análises apresentadas intencionaram refletir sobre a constituição do código disciplinar da Didática da História, por meio da análise de fontes como: ementários de cursos de formação de professores, a legislação da década de 1960 e a atual diretriz do curso de formação de professores de História. Estas fontes são consideradas os “textos visíveis” na esteira do pensamento de Fernandez Cuesta (1998).Palavras-chave: Didática da História; tormação de professores; ensino de história.
Formação de professores na licenciatura intercultural indígena: povo Potiguara e as disciplinas de história
Authors: Apolinário Juciene Ricarte 
Published: August 2016

O artigo aborda, de forma reflexiva, a criação do Projeto Pedagógico do Curso de Licenciatura em Educação Indígena, UFCG – Povo Potiguara, especialmente no tocante às experiências das práticas pedagógicas das disciplinas de História do Brasil e História Indígena. O Projeto foi produzido coletivamente entre indígenas e professores da UFCG para a elaboração de uma proposta de educação superior intercultural, em destaque a formação do professor indígena na área de História.Palavras-chave: Licenciatura intercultural indígena; povo Potiguara; disciplinas de História
Forecasting Taxes: New Evidence from Analysts
Authors: Bratten Brian , Gleason Cristi A. , Larocque Stephannie A. , Mills Lillian F. 
Published: August 2016

ABSTRACT
We provide new evidence about how analysts incorporate and improve on management ETR forecasts. Quarterly ETR reporting under the integral method provides mandatory point-estimate forecasts by management, but firms must record certain “discrete” tax items fully in the quarter in which they occur, polluting these forecasts. We investigate management ETR accuracy, analysts' decisions to mimic management's estimate, analysts' accuracy relative to each other or to management, and dispersion. Our comprehensive analysis reveals that analysts deviate from management more and are more accurate relative to management as complexity increases, with real effects on EPS accuracy and dispersion. In contrast to prior research that analysts ignore or are confused by taxes, we provide evidence that analysts pay attention to taxes and improve on management estimates. Based on our evidence that management's quarterly ETRs have less predictive value in the presence of discrete items, we suggest standard-setters reexamine the discrete item exception to require more disclosure.
Product Market Competition and Managerial Disclosure of Earnings Forecasts: Evidence from Import Tariff Rate Reductions
Authors: Huang Ying , Jennings Ross , Yu Yong 
Published: August 2016

ABSTRACT
This study examines the effect of product market competition on managerial disclosure of earnings forecasts using large reductions in U.S. import tariff rates to identify an exogenous increase in competition for domestic firms in U.S. product markets. Our difference-in-differences estimations show that tariff reductions are associated with a significant decrease in management forecasts of annual earnings by U.S. domestic firms. Further, this decrease is more pronounced when the tariff rate reduction triggers a greater increase in imports and when the forecasts are likely to incur higher proprietary costs. Our findings are consistent with competition from existing rivals reducing voluntary disclosure through increased proprietary costs.
Domestic Asset Tracing: Identifying, Locating and Freezing Stolen and Hidden Assets
Authors: Pacini Carl J. , Hopwood William S. , Sinclair Debra T. 
Published: August 2016

ABSTRACT
The rate of recovery of stolen and hidden assets from fraud and other schemes is low. This paper explores two steps of the investigative sequence in pursuing domestic (onshore) asset recovery when the objective is to recover specific assets (or their equivalent value) lost to fraud or hidden for some other purpose: asset identification and location (tracing) and asset freezing. Before pursuing asset tracing and freezing, an attorney, a forensic accountant, and a client must consider various factors, including the cost and likelihood of recovery, as well as whether there are third parties (e.g., banks, lawyers, and accountants) from whom recovery may be sought. It is necessary to obtain certain basic identifying information for any suspect or target, as well as their associates, relatives, and friends. This information can be gleaned from electronic databases, surveillance, covert operations, interviews, and other sources. This article also covers the places where assets can be hidden, as well as the various asset freezing measures available in the U.S., such as attachment, replevin, garnishment, lis pendens, and injunctions. Numerous useful websites and databases are noted throughout the paper (a list is available as a downloadable Word document, see Appendix A). The article concludes with an analysis of the importance of protecting the attorney-client privilege for a non-testifying forensic accountant.
Dapagliflozin Enhances Fat Oxidation and Ketone Production in Patients With Type 2 Diabetes
Authors: Daniele Giuseppe , Xiong Juan , Solis-Herrera Carolina , Merovci Aurora , Eldor Roy , Tripathy Devjit , DeFronzo Ralph A. , Norton Luke , Abdul-Ghani Muhammad 
Published: August 2016

OBJECTIVE
Insulin resistance is associated with mitochondrial dysfunction and decreased ATP synthesis. Treatment of individuals with type 2 diabetes mellitus (T2DM) with sodium–glucose transporter 2 inhibitors (SGLT2i) improves insulin sensitivity. However, recent reports have demonstrated development of ketoacidosis in subjects with T2DM treated with SGLT2i. The current study examined the effect of improved insulin sensitivity with dapagliflozin on 1) mitochondrial ATP synthesis and 2) substrate oxidation rates and ketone production.

RESEARCH DESIGN AND METHODS
The study randomized 18 individuals with T2DM to dapagliflozin (n = 9) or placebo (n = 9). Before and after 2 weeks, subjects received an insulin clamp with tritiated glucose, indirect calorimetry, and muscle biopsies.

RESULTS
Dapagliflozin reduced fasting plasma glucose (167 ± 13 to 128 ± 6 mg/dL) and increased insulin-stimulated glucose disposal by 36% (P &lt; 0.01). Glucose oxidation decreased (1.06 to 0.80 mg/kg ⋅ min, P &lt; 0.05), whereas nonoxidative glucose disposal (glycogen synthesis) increased (2.74 to 4.74 mg/kg ⋅ min, P = 0.03). Dapagliflozin decreased basal glucose oxidation and increased lipid oxidation and plasma ketone concentration (0.05 to 0.19 mmol/L, P &lt; 0.01) in association with an increase in fasting plasma glucagon (77 ± 8 to 94 ± 13, P &lt; 0.01). Dapagliflozin reduced the ATP synthesis rate, which correlated with an increase in plasma ketone concentration.

CONCLUSIONS
Dapagliflozin improved insulin sensitivity and caused a shift from glucose to lipid oxidation, which, together with an increase in glucagon-to-insulin ratio, provide the metabolic basis for increased ketone production.