bluuebunny/crossref_metadata_2025_split huggingface dataset:
Durasi Membaca Buku Merupakan Faktor Risiko Terjadinya Miopia Pada Siswa Sekolah Dasar: Studi Perbandingan Rural dan Urban Area
Authors: Martiningsih Wahju Ratna , Devi Fitria , Novitasari Andra , Ratnaningrum Kanti 
Published: September 2019

Latar Belakang: Kelainan refraksi merupakan salah satu penyebab ganggunan penglihatan. Miopia merupakan salah satu kelaian refraksi dan anak-anak merupakan kelompok yang menderita kelainan refraksi berupa miopia. Kebiasaan membaca merupakan salah satu faktor peneybab miopia. Penelitian ini bertujuan untuk mengetahui perbedaan faktor risiko penderita miopia pada anak Sekolah Dasar (SD) yang ada di urban area dan rural areaMetode: Penelitian observasional analitik dengan pendekatan cross sectional dengan teknik purposive sampling. Sampel merupakan siswa SD Negeri 03 Sidomukti (rural area) dan SD Hj. Isriati Baiturrahman 1 (urban area) kelas 4,5, dan 6. Kriteria eksklusi meliputi kelaianan konginetal mata, infeksi, atau pasca operasi intraokuler. Data penelitian menggunakan data primer berupa kuisioner dan pemeriksaan visus. Analisis menggunakan uji chi square.Hasil: Dari 214 sampel terdiri dari 116 sampel rural area dan 98 sampel urban area, hanya faktor durasi membaca buku pada sampel di rural area yang berhubungan dengan terjadinya miopia (p=0,016), sedangkan faktor riwayat keluarga, konsumsi sayur atau buah, jarak baca, intensitas menonton TV, intensitas menggunakan komputer, intensitas menggunakan gadget, aktivitas luar ruangan hari sekolah, dan aktivitas luar ruangan hari libur tidak berhubungan dengan terjadinya miopia pada sampel rural maupun urban area.Kesimpulan: Lama membaca buku berhubungan dengan terjadinya miopia pada rural area.
Analisis Kelayakan Usaha Kecil dan Menengah Pengelolaan Dodol Nanas Tulimario Desa Tangkit Baru Muaro Jambi
Authors: Kurniawan Bambang , Andriani Ade 
Published: September 2019

Tulisan ini bertujuan untuk mengetahui ketersediaan bahan penunjang dodol nanas, keuntungan dan prospek perkembangannya di Desa Tangkit Baru Kabupaten Muaro Jambi. Metode penelitian yang digunakan dalam penelitian ini adalah pendekatan deskripktif. Hasil analisis ini disajikan dalam angka dan diinterpretasikan dalam suatu uraian. Temuan penelitian menunjukkan bahwa bahan penunjang dodol nanas di Desa Tangkit Baru seperti gula pasir dan tepung terigu masih tersedia, UKM dodol nanas ini juga menguntungkan. Keuntungan yang diperoleh dalam setahun sebesar Rp173.077.680, dan prospek perkembangannya semakin maju, dengan membuat varian baru seperti dodol nanas crispy dan produk lain yang memperluas pangsa pasar.
Penilaian Portofolio: Sikap terhadap Mata Pelajaran Kimia dan Hasil Belajar
Authors: Putra Darma 
Published: September 2019

Tujuan penelitian ini adalah untuk mengetahui korelasi penilaian portofolio dan sikap terhadap mata pelajaran kimia dengan hasil belajar. Hampir semua jenjang pendidikan formal menggunakan tes tertulis sebagai alat untuk mengevaluasi kemampuan peserta didik. Padahal dalam kenyataannya tes tertulis tidak selalu dapat diandalkan untuk mengukur kemampuan peserta didik. Portofolio yang mempertimbangkan dokumen tentang kerja peserta didik yang produktif yang menunjukan bukti tentang apa yang dapat dilakukan oleh peserta didik, bukan apa yang tidak dapat dikerjakan (dijawab atau dipecahkan) oleh peserta didik diprediksi memiliki kontribusi dalam meningkatkan hasil belajar. Penelitian ini adalah penelitian kuantitatif menggunakan metode korelasi diskriptif. Sebagai populasi adalah siswa-siswa Kelas X MAN Model Kota Jambi. Sampel penelitian kelas X Mia 3 yang diambil secara acak Dalam penelitian ini teknik pengumpulan data menggunakan teknik studi dokumentasi untuk memperoleh data tentang hasil penilaian portofolio (X1) dan hasil belajar Kimia (Y), dan angket untuk memperoleh data sikap terhadap mata pelajaran Kimia (X2). Instrumen tes untuk memperoleh data hasil belajar. Instrumen telah divalidasi dan reliabel. Data penelitian yang diperoleh bersifat normal, homogen, dan linear. Kesimpulan dari penelitian ini adalah.(1) Terdapat hubungan positif yang signifikan antara hasil penilaian portofolio dan hasil belajar, (2) Terdapat hubungan positif yang signifikan antara sikap terhadap pelajaran Kimia dengan hasil belajar, (3) Terdapat hubungan positif dan signifikan antara penilaian portofolio dan sikap terhadap pelajaran Kimia secara bersama-sama terhadap hasil belajar. Konsekuensi logis dari hasil penelitian ini, dalam pembelajaran Kimia, diperlukan metode penilaian yang bervariasi yaitu seyogyanya menggunakan penilaian portofolio, pembelajaran kimia seharusnya dijadikan sebagai wahana dalam menumbuhkan sikap terhadap mata pelajaran kimia.
Optimalisasi Politik Pendidikan Nasional melalui Manajemen Berbasis Sekolah
Authors: Indrawan Irjus 
Published: September 2019

Centrally system of education which implemented by the government does not address the needs of the community and students and hinders the occurrence of democracy in the implementation of education, this is because the centralized system forces and applies uniform policies nationally, therefor the target of the central education policy does not reach the target and not as expected because each region has different diversity, interests and potential of human resources and natural resources. In the current education policy, the autonomy of education is one of the positive policies, because it does not stop in districts and cities, but this policy is directly to schools as the spearhead of the implementation of education. One policy system that is considered good at the school level is what is known as the School Based Management Model (SBM). SBM is one model of education management based on school autonomy or independence in determining the direction, policy and course of education. In the process of implementing SBM education, the community must be included, because the community is the first and foremost layer of the education process. This means that the process of education, quality of education, facilities, and goals of education are also the responsibility of the community.
Peran Pengadilan Agama Kediri Dalam Penyelesaian Sengketa Ekonomi Syariah
Authors: Marwanti Ryana 
Published: September 2019

The formulation of this thesis problem has three aspects, those are: (1) How is the authority of Religious Court of Kediri in resolving sharia economics disputes before the Decision of the Constitutional Court No. 93 / PUU-X / 2012, (2) How is the authority of the Religious Court of Kediri in the settlement of the sharia economics dispute after the Decision of the Constitutional Court No. 93 / PUU-X / 2012 (3) How is the role of Religious Court of Kediri in resolving the sharia economics dispute after the Constitutional Court Decision No. 93 / PUU-X / 2012?The Research method used is qualitative method since this research describing an object in accordance with reality that is about the role of religious court of Kediri. Technique of collecting data is through interviewing and recording, while the data that has been obtained is analyzed by using descriptive analysis technique with deductive inductive pattern.Based on the results of the research and the discussion done it can be summarized as follows: 1. The Judges of Religious Court of Kediri disagree if the sharia banking dispute must be resolved through the General Court. Based on the reason that the operational activity in Sharia Bank uses sharia principles, therefore if there is a dispute then the resolution is in the Religious Court instead of General Court. 2. The Judges of Religious Court of Kediri argue that it is true if the resolution of the sharia banking dispute is the absolute authority of the Court within the Religious Court. 3. The role of Kediri Religion Court in facing the existence of authority in the resolution of Shariah economic dispute after the Decision of the Constitutional Court No. 93 / PUU-X / 2012 is through following the technical training of sharia economic dispute resolution held by the Supreme Court and Financial Services Authority, following the education and training held by the courtroom of the Supreme Court and Ibnu Saud University of Saudi Arabia and reading many books related to the sharia economic.On the basis of the results above, the researcher suggests to Judge of Religious Court of Kediri to be able to improve the quality especially in the field of sharia economy and the law of agreement and hopefully for the further researcher can analyze and examine more about sharia economic disputes both litigation and non litigation. Key words: Religious Courts, Shari'a Economics, Constitutional Court
Analisis Pelaksanaan Akad Murabahah Pada Produk Pembiayaan Modal Kerja di BMT UGT Sidogiri Kediri
Authors: Purnaningrum Dian 
Published: September 2019

Atas dasar peraturan yang berkaitan dengan murabahah baik yang bersumber dari fatwa DSN maupun PBI, perbankan syariah melaksanakan pembiayaan murabahah. Namun demikian, dalam praktiknya tidak ada keseragaman model penerapan pembiayaan murabahah karena beberapa faktor yang melatarbelakanginya. Pembiayaan merupakan salah satu pokok tugas bank, yaitu pemberian fasilitas penyediaan dana untuk memenuhi kebutuhan pihak pihak yang merupakan defisit unit.Tujuan dalam penelitian ini adalah: (1) Untuk mendeskripsikan pelaksanaan akad murabahah pada produk pembiayaan modal kerja di BMT UGT Sidogiri Kediri. (2) Untuk mendeskripsikan analisis hukum Islam terhadap pelaksanaan akad murabahah pada produk pembiayaan modal kerja di BMT UGT Sidogiri Kediri.Penelitian ini adalah penelitian kualitatif, yaitu berupa suatu prosedur penelitian yang menghasilkan data deskriptif berupa ucapan atau tulisan dan perilaku yang dapat diamati dari orang-orang (subjek) itu sendiri. Sumber data menjadi bahan pertimbaangan dalam penentuan metode pengumpulan data. Sumber data terdiri dari data primer dan data sekunder. Teknik analisa data yang digunakan tiga cara, yaitu: reduksi data, penyajian data, dan penarikan kesimpulan.Kesimpulan hasil penelitian ini adalah: (1) Pembiayaan modal kerja di BMT UGT Sidogiri Kediri sangat abstrak, hal ini karena proses transaksi beralih antara nasabah dengan supplier atau pemasok, sehingga memungkinkan nasabah apakah akan benar-benar membelanjakan dana pembiayaan tersebut untuk membeli barang atau tidak. Berkaitan dengan harga, dalam pelaksanaan akad murabahah pada pembiayaan modal kerja pada BMT UGT Sidogiri Kediri untuk penentuan pembiayaan lebih tergantung pada besar kecilnya agunan yang disertakan oleh nasabah, padahal dalam murabahah, harga haruslah disesuaikan dengan pengeluaran untuk pembelian baran yang riil. (2) Penentuan persentase margin berdasarkan tingakat plafon pembiayaan yang dilakukan oleh BMT UGT Sidogiri Kediri menjadikan seperti bunga. Karena besar kecilnya keuntungan harus ditentukan bersama sesuai kesepakatan bersama pula. Selain itu, tidak diperbolehkan menyesuaikan lamanya jangka waktu pembiayaan karena dalam Islam melarang konsep time value of money, karena jika itu yang terjadi maka akan sama halnya denga bunga. Penandatanganan akad dilakukan bersamaan (murabahah dan wakalah) oleh pihak bank dan nasabah menyebabkan ketidakjelasan akad, mekanisme pebelian dan kepemilikan barang yang diperjual belikan serta menjadikan akad tersebut rusak. Kata Kunci: Akad Murabahah, Pembiayaan Modal Kerja.
Penerapan Manajemen Risiko Kredit Pada Pembiayaan Syariah di Koperasi As Sakinah Sidoarjo
Authors: Laila Nur 
Published: September 2019

Credit risk is one of the most frequent risks in tough financing such as on financing using ijarah and murabahah contracts in Sharia financial institutions. The reason is due to mistakes in the analysis of financing applications and lack of cooperative readiness in managing and anticipating the possibility of risk exposure in the institution. In other hand, sharia cooperatives follow the principle of lost and profit sharing that requires a careful cooperative in managing their business in order to achieve the expected profit target.As Sakinah Cooperation Sidoarjo which has been operating for 19 years only experienced credit risk less than 1%. Therefore, this study is aimed to firstly understand and describe to what extent the implementation of risk management in sharia financing in As Sakinah Cooperation Sidoarjo is, and secondly, to understand and describe the credit risk settlement scheme that occurs in sharia financing in As Sakinah Cooperation Sidoarjo.This research used qualitative method, using a case study approach. Data are collected through interview technique at main source and documents and regulation of the cooperation as secondary data source. The data were analyzed through 3 (three) steps. They are data deduction, data display and conclusion and verification.The results show that the role of the group and the joint responsibility system become the key in reducing credit risk Keywords: management, risk, credit, Ijarah, Murabahah.
Strategi Perbankan Syariah Dalam Menghadapi Pembiayaan Dengan Akad Mudharabah Yang Bermasalah (Studi di Bri Syariah Pamekasan)
Authors: Arifin Samsul 
Published: September 2019

Islamic banking has a main function to distribute funds to the community in need in the form of financing. Financing is a large part of the assets of sharia banks that must be maintained in term of quality. Financing is one of the functions of sharia banks by distributing funds to the community in need (user of funds). One of the contracts used by sharia banks in distributing funds in the form of financing is mudharabah contract. The mudharabah contract is a profit-sharing agreement when the shohibul mall /rabbul mall provides capital (100 percent) to mudharib, to engage in productive activities in which the profit generated will be divided among them according to the agreement specified in the contract.This study is aimed to know and understand how the application of mudaraba contracts and banking strategies in overcoming a financing with mudaraba contracts that are problematic, and to know and understand whether the applied strategy is in accordance with the Fatwa (policies) of DSN MUI.The method used in this research is descriptive qualitative research method or naturalistic research because the research is done on natural condition (natural setting). This descriptive qualitative research method is used to get in-depth data, a data that contains meaning.The findings of the research done in BRI Syariah Pamekasan in facing the financing problems with the mudharabah contract, found two problems. First, the problem arising from the internal banking itself, this problem occurs when BRI Syraiah employees do not run the SOP (procedures) that has been set. Second problem is the external factor of banking. This problem occurs because mudharib/ fund manager has moral hazard. For example, by not using the funds for productive business but used for consumptive costs.Efforts done by BRI Syariah Pamekasan dealing with mudharabah financing problem is by using two approaches. First, the pre-customer approach. This approach focuses on selecting prospective customers both in terms of behavior/ character and business run. Second, the post-customer approach. This approach is carried out when the financing has been distributed to customers and experiencing non-performing financing. This is done by monitoring and restructuring Keywords: Financing, mudharabah contract, banking strategy.
Analisi Pembiayaan Ar-Rahn untuk Usaha Mikro (Arrum) pada PT. Pegadaian Syariah (Persero) Cabang Blauran Surabaya
Authors: Ervina Eva , Wahab Abdul 
Published: September 2019

Abstrak Rumusan masalah dalam penelitian ini dapat dirumuskan sebagaimana berikut: Pertama, bagaimanakah strategi pemasaran pembiayaan Arrum pada produk PT. Pegadaian Syariah (persero) Cabang Blauran Surabaya? Kedua, bagaimanakah analisis pembiayaan Arrum pada PT. Pegadaian Syariah (persero) Cabang Blauran Surabaya? Ketiga, apakah pembiayaan Arrum pada PT. Pegadaian Syariah (persero) sudah sesuai dengan hukum ekonomi syariah? Penelitian ini bertujuan untuk lebih mendalami segala aspek kehidupan, disamping itu juga merupakan sarana untuk mengembangkan ilmu pengetahuan, baik dari segi teoritis dan praktis.Penelitian ini bersifat fenomenologi dengan deskripsi-analisis, yaitu menggambarkan bagaimana analisis terhadap pembiayaan Arrum di PT. Pegadaian Syariah (Persero)Cabang Blauran. Setelah data dikumpulkan kemudian diolah dan dianalisa dengan analisa kualitatif dengan logika induktif.Dari penelitian yang telah dilakukan, dapat ditarik kesimpulan: pertama, strategi yang digunakan dalam pemasaran pembiayaan pada PT. Pegadaian Syariah Kantor Cabang Blauran yaitu Produk,distribusi, promosi, dan harga serta sudah diaturdalamPedoman OprasionalGadaiSyariah yang berlaku umum, tetapi tergantung cabang yang berbeda-beda. Kedua, mekanisme pembiayaan Ar-Rum adalah mudah dengan persyaratan yang tidak rumit. Ketiga, pembiayaan Ar-Rum sudah berjalan sesuai dengan Fatwa Dewan Islam NasionalNo. 25/DSN-MUI/III/2002 Tanggal 26 Juni 2002.Harapannya dari penelitian ini kedepannya Pegadaian perlu mensosialisasikan produk-produk yang ditawarkan oleh Pegadaian Syariah. Khususnya pada produk pembiayaan Arrum serta pihak Pegadaian Syariah agar tetap mempertahankan keramahan dalam pelayanan, bahkan perlu ditingkatkan agar nasabah merasa nyaman dan senang atas pelayanan yang diberikan oleh pegadaian. Kata Kunci: Perbankan syariah, rahn dan usaha mikro.
Jual Beli on line (E-Commerce) ditinjau dari Perspektif Hukum Islam
Authors: Wakhidah Wakhidah , Thohari Chamim 
Published: September 2019

AbstrakE-Commerce has a new phenomenon in a trading transation that done by a modern society. Because it’s a new model of transaction, so the istrution law from the moslem scholars has been not founded in any classic fiqh books. Based on the reality, the ulama must to discover its law in Islam pass through ijtihad. The problems which it will be answered pass through this research limited to the following questions: (1) How is implementation of e-commerce? (2) How is implementation of e-commerce perspective of Islamic law? This research is a library research with a normative law research model. It is a research model which purposed to know the relation between arrangements of law and the law norms or the law principels. This research also using comparative approach to seek suitability between the law of e-commerce and fiqh legal maxim. The results of the research there are: (1) The implementation of e-commerce can be explained that consumers choose items to be purchased from the seller's website, then consumers transfer a number of prices to the seller's account and finally the seller sends goods to consumers (2) Based on the fiqh legal maxim, e-commerce is permitted as long as not found some forbidden elements by Islamic law which it incontrary with the Islamic muamalah principels. The conclusion is the implementation of online buying and selling can be explained that consumers choose items to be purchased from the seller's website, then consumers transfer a number of prices to the seller's account and finally the seller sends goods to consumers. As for the review of Islamic law on online buying and selling is permissible as long as there are no elements that are prohibited in Islamic shari'ah which can forbid it and not contradict the principles of muamalah. Keywords: E-Commerce, Islamic Law, Fiqh Legal Maxim, Fiqh Muamalah.
Analisis Hukum Bunga Bank Ditinjau dari Perspektif Maqashid Syariah
Authors: Isnaeni Sya Rifah 
Published: September 2019

The background of this research is the exixtance of the difference opinion between ulama and moslem scholars about the law of interest in Islam, which is until now still not discovered the solusion opinion and it make interesting for the researcher to make a research about the object more deep and more wide. But the researcher will not use Islamic law perspective as analysis basic, the researcher will use the objectives of sharia as analysis basic.This research is limited by several problems as following: (1) Why bank interest is needed by conventional banks? And (2) How is the law of interest if observed from the objectives of syariah (maqashid sharia)?This research is a library research. In this research the researcher choose to use a conceptual approach because the purposes which need to be achieved trouhg this research is to result an Islamic law thought about the law of interest which is not being bounded by the opinions or theories launched by majority of the moslem scholar. So this research can originally refer to the objectives of the sharia as what has been agreed by majority of ulama.The results of this research there are: (1) the interest is a money amount addition which have to paid by bank to the costumer based on the loan percentage that given by bank to their customer. Bank interest is used for the Bank's operational costs, if there is no interest instrument, it is likely that the Bank will not be able to survive. And (2) there are three opinions of ulama’s law judgments about the law of interest, it is forbidden (haram), permitted (halal) and dubious (shubhat). If this law opinions observed based on the objevtives of sharia, the researcher can make a conclusion that the opinion which is permit the interest is the most according to the objectives of sharia, and it is related to the concept of hifz al-nafs (take care of soul) and hifz al-mâl(take care of property) than the opinion whih has been forbid the interest. The permitted law of interest in the concept of hifz al-nafs (take care of soul) can be located in the dharuriyah, hajiyah and tahsiniyah degrees. While The permitted law of interest in the concept ofhifz al-mâl(take care of property)can be located in the dharuriyah and hajiyah degrees. Keywords: Interest, Usury, Maqashid Sharia, hifz al-nafs (Take care of soul), hifz al-mâl (Take care of Property).
STUDI KOMPARATIF ANTARA TEORI BELAJAR DALAM PERSPEKTIF BARAT DAN ISLAM
Authors: Arsyadana Addin 
Published: September 2019

Learning is a necessity and plays an important role because human beings are born weak who do not know and cannot do anything; they only have physical and spiritual potential (QS. al-Naḥl [16]: 78). Therefore, human beings are affected by how they are learning in which reason is the most vital element in their learning processes. A number of learning theories have been produced due to the urgency of learning which are categorized into two paradigms: the West and the East (Islam). This article attempts to examine comparatively the two perspectives of learning theories and their influence on Islamic education in particular. This article argues that even though Western learning theories have different orientations from that of Islam, Muslims still adopt those theories uncritically, even in Islam based universities which are still applying conventional learning theories.Keywords: Teori Belajar, Barat, Islam
LEMBAGA PENDIDIKAN ISLAM DI INDONESIA: KAJIAN DESKRIPSI-ANALITIK MODEL LEMBAGA PENDIDILAN ISLAM
Authors: Maunah Binti 
Published: September 2019

Islamic educational institutions, in general, play a significant role in the world of education. Through a learning process, these institutions should be able to bring students towards national education goals and become a mirror for other educational institutions. This article attempts to examine Islamic educational intuitions, both formal and informal, in Indonesia focusing on their models. The discussion centers on two largest models of Islamic educations institutions in Indonesia, which pesantren (non-formal) and madrasah (formal). It is true that diversification of Islamic educational institutions supported with clear objectives and focused on professionaldifferentiation is a good, effective, and efficient way of education. Nevertheless, this article argues that such diversification will only lead to duplications, uselessness and ineffectiveness if the term means only pseudodiversification with outer and artificial purposes.Keywords: Lembaga Pendidikan Islam, Pesantren, Madrasah