bluuebunny/crossref_metadata_2025_split huggingface dataset:
Non-performing loans decision making in the Romanian banking system
Authors: Pop Ionuț-Daniel , Chicu Nicoleta , Răduțu Andrei 
Published: March 2018

Abstract
Non-Performing Loans (NPLs) are representing nowadays one of the main challenges for the banking systems all over the world. Therefore, a sustainable decision-making process should be implemented, for minimizing the effects of credit risk. The current paper uses a dynamic panel regression model to present the determinants of NPLs for the largest five banks of the Romanian Banking System during 2007-2016. A Generalized Method of Moments (GMM) regression is used and defined under three different types of variables: bank specific indicators, macroeconomic indicators and qualitative variables. Other studies illustrated also the determinants of NPLs in various banking systems from all around the world, such as Japan, China or several CEE countries (especially the emergent ones). After an in-depth analysis of the literature and Romanian market, the following variables were found to be relevant and were introduced into a dynamic data panel model: unemployment rate, annual average growth rate of gross domestic product, return on equity (ROE), loan to deposit ratio (LTD). The existing literature presents ROE as having a negative impact on NPLs, unemployment rate being positive correlated with NPLs and a negative relationship between economic growth and such loans. Our contribution to the current literature is represented by the introduction of two additional qualitative variables (Board Risk Management Ratio (BRMR), as the proportion of risk managers within the Board of Directors of each bank in question and the Expert Aggregate Priority Vector (EAPV), as the aggregated perceived risk regarding the NPLs). The decision of introducing these variables relies on previous research made in this area, results being validated by experts from the Romanian Banking System, according to the BASEL III and NBR criteria. The results of the current paper are consistent with the existent literature, the correlations and impact of the variables being relevant for the subject matter.
The need for digital and soft skills in the Romanian business service industry
Authors: Foerster-Pastor Foerster-Metz Ulrike Stefanie , Golowko Nina 
Published: March 2018

Abstract
The Romanian Business Service Sector developed fast in the last decade. Today it employs more than 120 000 Head Counts and continuously grows. However, companies claim not to get the right skills from employees to pursue the digital transformation from a mere service sector towards a more value-added service. Since it has a very young working population with an average age between 26 and 35 years, it is increasingly important to review the employability skills needed by this industry to safeguard the continuation of the sector. So far, Romanian studies have been deducted reflecting the skills needed from the sector. In the first instance, these studies used the questionnaire methodology or global surveys mostly on a very holistic view (ABSL, 2017; Boşcor and Băltescu, 2014). This paper shows a new approach by deriving the skills needed by employers from their own database: job descriptions of entry positions published in companies or job boards were analyzed within a specified period, allowing an accelerated approach to defining skills needed without a too high time delay given the rapid progressing digitalization. The job descriptions are analyzed by using the method of qualitative content analysis according to Mayring (2014) using specific criteria based on the literature review of employability skills. Key findings confirm demand for hard skills such as languages and IT skills such as Office Suits, Development Environments as well as higher demand for soft skills especially analysis and problem solving induced by digitalization.
New data on the distribution of Parnopes grandior (Pallas, 1771) (Hymenoptera: Chrysididae) in northern Poland: habitat conditions propitious to this rare cuckoo-wasp species
Authors: Twerd Lucyna , Banaszak Józef 
Published: March 2018

Abstract
Parnopes grandior is a species that until recently was on the brink of extinction in Poland. Current data, however, indicates that it is expanding north-westwards. Most records of this species come from after the year 2000, primarily in northern Poland, especially in the north-eastern part of the country. Simultaneously, our research has shown that anthropogenic habitats like sand quarries and military training grounds are optimal sites for P. grandior.
First record of Stenopelmus rufinasus Gyllenhal, 1835 (Coleoptera: Curculionidae) from Poland
Authors: Wanat Marek 
Published: March 2018

Abstract
Stenopelmus rufinasus, a North American weevil introduced to Europe along with the invasive aquatic fern Azolla filiculoides, has been recorded from Poland for the first time. Its locality is a natural oxbow lake of the River Odra in Wrocław, the only city in Poland where A. filiculoides has been repeatedly recorded over the last dozen years. The diagnostic characters of this weevil species, its biology, current distribution in Europe and its prospects in Poland are discussed.
Impact of refugee population on development: A comparative analysis for the case of host economies
Authors: Kouni Mohamed 
Published: March 2018

Abstract
This study was carried out to investigate the relationship between refugees and development in host economies from a macroeconomic point of view. The results obtained show that this relationship is non-linear. The empirical results demonstrate that refugees have a positive and significant direct effect in high and lower-middle-income countries. A positive and significant indirect effect of refugees through labor force and RD channels is also present in the same groups. In upper-middle-income and low-income countries, the direct effect of refugees is negative and significant. Similarly, the indirect effect of the refugee population on development through labor force channel is also negative and statistically significant. However, the indirect effect of refugees through RD channel is statistically significant only for the low-income country group.
Cardiovascular risk factors in a Roma sample population from Romania
Authors: Weiss Emma , Japie Cristina , Balahura Ana Maria , Bartos Daniela , Badila Elisabeta 
Published: March 2018

Abstract

Background. The Roma population has a high prevalence of cardiovascular risk factors, higher mortality, and shorter life expectancy. It is found in the largest number in Romania, but published data are still scarce here. We studied cardiovascular risk factors and disease along with target organ damage on a population of Roma inhabitants from Bucharest, Romania.

Methods. This cross-sectional study enrolled 806 Roma subjects (18-83 years), in a community-based participatory research manner. Demographics included anthropometric data, a questionnaire on social status, education, medical history, and health deleterious behaviors. Medical evaluation included clinical examination, blood pressure, ankle-brachial index, pulse wave velocity measurements, blood tests (complete blood count, lipid profile, glucose, creatinine, uric acid), dip-stick microalbuminuria, dilated fundoscopy, ECG, and echocardiography.

Results. Prevalence of all cardiovascular risk factors was high, peaking in abnormal lipid metabolism (82.13%), heavy smoking (63.02% including ex-smokers) and obesity (50.99%). The first and the latter were actually similar to the general population in Romania. Almost half of subjects were at high or very high risk for fatal cardiovascular disease.

Conclusions. The study shows that the Roma population in a more affluent region in Romania shares a similarly high cardiovascular burden to their surrounding community.
ANÁLISE MICROBIOLÓGICA E FÍSICO-QUÍMICA DE UMA ESTAÇÃO DE TRATAMENTO DE ESGOTO DA CIDADE DE SANTA FÉ DO SUL- SP
Authors: Fernando DIAS Caio , Leonel PEREIRA Érick Vinícius , Marcolino DIAS Vinicius , Moreira de SOUZA Andreia Estela 
Published: March 2018

A qualidade e eficiência de uma estação de tratamento de esgoto (ETE) é regulamentada de acordo com os parâmetros físicos, químicos e microbiológicos. A qualidade do efluente final deve passar por um controle rigoroso quanto aos padrões pré-estabelecidos, diminuindo os riscos ambientais. Embora a ETE de Santa Fé do Sul seja monitorada pela CETESB (Companhia Ambiental do Estado de SÃ£o Paulo) um estudo científico sobre sua eficácia nunca foi realizado. O presente trabalho objetivou avaliar a eficácia do tratamento de esgoto de uma Estação de Tratamento de Santa Fé do Sul/ SP como forma de analisar impactos resultantes no ambiente. Para isso, foram analisadas amostras de três pontos da ETE: chegada do esgoto, lagoa de depuração e efluente. Verificou-se a contaminação microbiológica pelo análise das unidades formadoras de colônias (UFC) em meio de cultura, pH, Demanda Bioquí­mica de Oxigênio (DBO) e condições físicas do local. Em relação a DBO, o esgoto recebido é classificado como forte (DBO maior que 400 mg/L). O efluente (tratado) apresentou DBO 210 mg/L, com redução inferior a 60 mg/L ou inferior a 80% em relação ao inicial, sendo inapto para lançamento no ambiente. O pH variou entre 7 e 9, estando dentro dos valores permitidos pela legislação vigente. A contaminação microbiana apresentou índices maiores do que o permitido pela legislação (109-1010 UFC/100mL). As bactérias predominantes foram principalmente bacilos gram-negativos. Os resultados indicam que o efluente da ETE analisada não está apto para lançamento, devendo o seu tratamento ser adaptado a fim de evitar impactos ambientais.
The Trajectories of Perennial Crops Cover Change in Relationship with Forest Cover Change in Bao Lam District, Lam Dong Province
Authors: Toan Le Quang , Cu Pham Van , Thanh Bui Quang 
Published: March 2018

Abstract: The expansion of perennial crops area plays an important role for supporting the human livelihood in the Central Highlands, so have negative impacts on deforestation and sustainable development. Remote sensing and GIS were used to analyze the trajectories of perennial crops cover change in relationship with deforestation. The Logistic regression models were used to analyze proximate reasons and spatial changing determinants of main land cover changes for the period 2004-2016 of Bảo Lâm district. The result show that the perennial crops changes are indicator for deforestation in Bảo Lâm district with high deforestation rate 0,8% per year caused by the expansion of annual crops, blind area and the expansion of perennial crops. The facile accessed forest and suitable forest area for perennial crops have more destroyed. The trajectories of perennial crops and forest cover changes are important scientific towards sustainable development.
EKOKRITIK DALAM CERPEN INDONESIA MUTAKHIR
Authors: Candra Afry Adi 
Published: March 2018

Literary work as a means of a humanitarian mission having the role of the rise of the in the context of social life. Short stories as one kind of literary work , in present-day also keeps growing. Various issues related to the environment for an integral part in the development of the short stories in Indonesia. Ecocriticism is subjects who specializes in an effort to “plumbed” the links between literary work to the environment. This research focus on study literary work short stories who raised issues of on environment today in Indonesia. The image of the results obtained , that engineering telling / style and a moral message taken up in a few short stories titled environment increasingly more varies. This opportunity can be used in full as a saving the environment and rescue literary work , short stories main. Literary work ( short stories ) can be “wind fresh” for both. Moreover environmental phenomenon that happens in society the recent very alarming directness of creatures in the future.
INTERFERENSI BAHASA JAWA KE DALAM BAHASA INDONESIA MAHASISWA PROGRAM STUDI PENDIDIKAN BAHASA DAN SASTRA INDONESIA DALAM PERKULIAHAN KEPROTOKOLAN
Authors: Pitoyo Andri 
Published: March 2018

This study to describes the form of lexical interference of Javanese language into Indonesian language in the protocolly lectures, the form of morphological interference of Javanese language into Indonesian Language, and the syntactic of interference form Javanese language into Indonesian language. This research uses qualitative descriptive research method, with contextual linguistic research strategy, that is language research with structural analysis on speech of language user society. Sources of data in this study as the form of a speech the students of Educational language and Indonesian literature programs FKIP Kediri who studied in the protocolly lectures for odd semester 2016. This study to analyze the findings of Javanese language interference in oral speeches of participants in the subjects of protocolly lectures in Educational language and Indonesian literature programs. The instrument of this research is self-researcher because the research is in the form of oral discourse. The techniques of data collection are using the technique of recording note and recording. While the data analyze was used the interactive model including reduction data, presentation data, and conclusion. The results of this study indicate that of the three types of lexical interference is the most when compared with morphological interference and syntax interference. It can be seen from the number of lexical interference data found in student speech transcripts. Syntactic interference ranks for the second, then the third order of morphological interference.
PEER ASSESSMENT FOR IMPROVING WRITING DESCRIPTIVE TEXT OF THE TENTH GRADERS OF SENIOR HIGH SCHOOL SETIA BUDHI SEMARANG
Authors: Widyawati Wiwik Yully 
Published: March 2018

The problems of the study can be formulated as follows (1) How effective is peer assessment technique applied to students with low and high grammar ability in writing descriptive text?, (2) How effective is teacher assessment technique applied to students with high and low grammar ability in writing descriptive text, (3) Is there any significant interaction among grammar ability, peer assessment technique and writing ability. The research design employed in this study was Experimental Design (factorial design) consisting of a pre test, and post test for control group design and Experiment group. This research involved three variables which consisted of dependent variable (writing ability), independent variable (Peer Assessment Technique) and Grammar ability as moderator. This study found that peer assessment technique can be used to give practice in writing as well as in conducting this technique for teaching writing because it had given effect to the student writing descriptive text. It can be proven from the students’ score. Through this technique, the students could develop and improve their skill either in writing, grammar or vocabulary. They also became responsible to asses their friend’s work and increased their motivation. So, this technique of peer assessment should be used to improve English writing and grammar skill and an English teacher must improve his knowledge in English teaching method so the goal of teaching is gained.
Efektivitas Seed Coating dan Biopriming dengan Rizobakteri dalam Mempertahankan Viabilitas Benih Cabai dan Rizobakteri selama Penyimpanan
Authors: Madyasari Ita , Budiman Candra , , Syamsuddin , Manohara Dyah , Ilyas Satriyas 
Published: March 2018

ABSTRACTThe objective of the study was to obtain the best coating formula for hot pepper seeds, and evaluate the effect of seed coating and biopriming with rhizobacteria on viability of hot pepper seeds and rhizobacteria during storage. Experiment 1 was arranged in a completely randomized design with one factor i.e. 11 coating formula. Experiment 2 was arranged in a nested plot design with two factors, storage period (0, 4, 8, 12, 16, 20, and 24 weeks) as main factor and seed treatment consisted of 11 treatments (control, seed coating with E1+F2B1, ST116B, CM8; biopriming 24 h with E1+F2B1, ST116B, CM8; biopriming 48 h with E1+F2B1, ST116B, and CM8; priming metalaxyl) as nested factor. Result of experiment 1 indicated that the best coating formula for hot pepper seed was sodium alginate 2.5% and was used in experiment 2. Experiment 2 showed that seed coating and biopriming with rhizobacteria were able to maintain seed viability (79-89%) for 24 weeks of storage at 27-30 0C as compared to priming metalaxyl (54%). Biopriming E1+F2B1 24 h or CM8 48 h resulted in the highest index of seed vigor after 24 weeks of storage. Population of rhizobacteria in seed tissue decreased in bioprimed seeds from 105-107 cfu g-1 to 104 cfu g-1 after being stored for 24 weeks. Keywords: rhizobacteria isolates, seed treatment, seed vigor, sodium alginate ABSTRAK Penelitian ini bertujuan mendapatkan formula coating terbaik pada benih cabai dan mengevaluasi pengaruh seed coating dan biopriming dengan rizobakteri dalam mempertahankan viabilitas benih cabai dan rizobakteri selama penyimpanan. Percobaan 1 menggunakan rancangan acak lengkap satu faktor yang terdiri atas 11 formula coating. Percobaan 2 menggunakan rancangan petak tersarang dua faktor, periode simpan (0, 4, 8, 12, 16, 20, dan 24 minggu) sebagai faktor utama dan perlakuaan benih yang terdiri atas 11 perlakuan (kontrol, seed coating dengan E1+F2B1, ST116B, CM8; biopriming 24 jam dengan E1+F2B1, ST116B, CM8; biopriming 48 jam dengan E1+F2B1, ST116B, dan CM8; priming metalaksil) sebagai faktor tersarang. Hasil Percobaan 1 menunjukkan bahwa formula coating terbaik untuk benih cabai ialah natrium alginat 2.5% dan digunakan pada percobaan 2. Percobaan 2 menunjukkan bahwa seed coating dan biopriming dengan rizobakteri mampu mempertahankan viabilitas benih (78-89%) selama 24 minggu penyimpanan pada suhu 27-30 0C dibandingkan priming metalaksil (54%). Biopriming E1+F2B1 24 jam atau biopriming CM8 48 jam menghasilkan indeks vigor paling tinggi setelah disimpan selama 24 minggu. Populasi rizobakteri di dalam jaringan benih menurun pada benih yang diberi perlakuan biopriming dari 105-107 cfu g-1 menjadi 104 cfu g-1 setelah disimpan selama 24 minggu.Kata kunci: isolat rizobakteri, natrium alginat, perlakuan benih, vigor
ANALISIS KESULITAN MENULIS KARYA ILMIAH SEDERHANA SISWA KELAS IX SMPN 3 SINGOSARI
Authors: Fannies Shinta Aulia 
Published: March 2018

This study describes sutdents handicaps in writing simple scientific works in terms of paper. The handicaps were focused on organizing (1) title, introduction development, (3) defining problems, (4) citating and references, (5) factors causing problems in writing papers. The study used descriptive design assigning the IX graders of SMPN 3 Singosari, Malang. The study revealed that Students’ problems in developing scintific work is high emphasizing in three factirs: lacking of knowledge on scintific writing, lacking of reading, and shortage of time allotment to practice writing. Identification of the writing aspects showed that initial scintific writing is obvious. Defining title comes first as the shortage, and development of background appears the most problems. Conceptually, defining problem is complex and students are failed to formulate. In addtiion, cetating in the text is more complex and writing references indicate mechanical failure that needs more practices and considerable writing.
EVALUASI IMPLEMENTASI KURIKULUM 2013 DI MADRASAH ALIYAH
Authors: Siskandar Siskandar 
Published: March 2018

This study describes success factors and obstacles of implementation of 2013 Curriculum at Islamic Senior Schools (Madrasah Aliyah). This study used qualitative approach. Data were collected using participatory observation, in-depth interview, Focus Group Discussion, and document analyses. Subject consisted of: school principal, vice principal, students, students’ parents, and school committee each of which was selected using snowball sampling techniques. Data were triangulated using process of checking, recheck and cross-check. The research revealed that: (1) success factors of implementation were: (a) completeness of curriculum infrastructure, (b) teacher competency, (c) principal leadership, (d) school facilities, (e) school environment and culture, and (f) effectiveness of monitoring and evaluation of curriculum inplementation; (2) obstacles of implementation included: false perception upon new 2013 curriculum, and shorts implementation on instructional design, classroom teaching, assessments, application of IT, teaching facilities and school management.
PENDIDIKAN DALAM PERSPEKTIF STRUKTURAL FUNGSIONAL
Authors: Maunah Binti 
Published: March 2018

This article describes education position in the perspective of functional-structure. The researcher evaluated and compared various literatures including empirical sources from reseaches as document for review. Primary data were obtained from recent literatures searching in December 2015. Data were verified and discussed in a round table discussion and peer-debriefers, involving Islamic teachers team. Revisions were made after round tablediscussion aspiring comments and suggestions from the forums. The findings or analysis showed that (1) functional-structure theory focuses on social integration, social stability, value concencus emphasizing harmony perspective and equalibrium, and (2) Education in the functional-structure perspective is encouraged in line with social harmony, equality, and concencus among society to transform social values.
KENDALA PELESTARIAN OLAHRAGA MASYARAKAT SEBAGAI MATERIAL CULTURE PADA GENERASI MUDA PERKOTAAN: A GROUNDED RESEARCH
Authors: Azahari Abd. Rahman 
Published: March 2018

Abd. Rahman Azahari This study describes constraints affecting social sport as material culture received minor perception for young generation and the sport is left in modern information technology. This study used grounded research emphasizing an indepth data analysis to achieve wise phenomenon. Data were collected using participatory observation and indepth interviews. Two traditional Dayak sports in Central Kalimantan were observed: menyipet (to blow with a pipe) and balago in January to July 2015, involving sport organization heads, cultural heads, sport teachers, coaches, and athletes as informants. Data were analyzed using open coding, axial coding and selective coding from Strauss and Corbin. The study revealed: (1) internal problems include: monotonous rules of the games, no more funs, hard to train, and do not serve to earn money; (2) external problems include: lack of coordination between government offices, limited invitation games, complex government regulation and policy, restricted facilities for traditional sports.
PENGGUNAAN INSTRUMEN ASESMEN OTENTIK DALAM PEMBELAJARAN MEMBACA KRITIS TEKS EKSPOSISI PADA SISWA SMK DI BIMA
Authors: Arwan Arwan 
Published: March 2018

This study aims to identify the authentic assessment forms used in learning critical reading of texts exposition. In this research, using qualitative methods with this kind of phenomenology. The results of this research is the description of the form of the process assessment and the results assessment are used in learning to read critically of exposition text. The process assessment in the form of a attitude journal to know the attitude of learners in learning. Indicators in this attitude journal included spiritual attitudes and social attitudes. the results assessment in the learning are used to determine the success of learners in understanding of exposition text. The assessment instrument made corresponding with SK, KD, and indicators of learning. The use of authentic assessment is impressive in learning to read critically is not implemented by all teachers. Understanding of learners tend to be determined globally.