bluuebunny/crossref_metadata_2025_split huggingface dataset:
Are small finance banks acting as catalysts for financial inclusion in India? A phenomenological study
Authors: Joshi Girish , Kohli Bindya , Nalawade Sandeep 
Published: July 2021

Purpose
This paper aims to investigate whether small finance banks (SFBs) in India are working towards financial inclusion through qualitative studies.

Design/methodology/approach
This paper uses a phenomenological approach in which semi-structured interviews were conducted with the employees of two SFBs in Mumbai with different specializations. Employee experience was captured to grasp, interpret and code data for the creation of different themes.

Findings
This research shows that the current literature on financial inclusion is inadequate to explain the behavior of the needy in India. Study found multiple themes of financial inclusion, namely, financial literacy, self-esteem, use of technology, prompt repayment, credit identity, cross-referencing and financial stability. Although overall results are positive, to generalize the results, SFBs need to spend some more time in business. The findings of this study can be of global benefit to micro-finance organizations of a similar scale to achieve financial inclusion and business improvement.

Research limitations/implications
This qualitative study was performed at a single location and with a limited sample size, which underlines the need for repeated exercises at multiple locations with a larger sample size to establish a broader logical generality. It also points out the need for a study of employee themes to enhance the business processes of SFBs.

Originality/value
To the best of the authors’ knowledge, this qualitative study is first attempt to figure out the extent of work done by SFBs in India in promoting financial inclusion. Themes related to financial inclusion can provide further thought process for policymakers for financial inclusion and business improvement. Findings refer not only to Indian organizations but also to small banks around the world to recognize the underpinnings of financial inclusion and what small banks and micro-finance institutions can do to make it meaningful.
Basel III in India: a double-edged sword
Authors: Rizvi Noor Ulain , Kashiramka Smita , Singh Shveta 
Published: July 2021

Purpose
This paper aims to develop a holistic understanding of the state of implementation of the Basel III regulation in India. It offers essential insights related to its impact on the macroeconomy, non-performing assets, capital flows and modifications required for the Indian banking sector. Another central aspect of this study is the identification of challenges faced by bankers in implementing Basel III in India.

Design/methodology/approach
A survey was conducted with the help of a well-structured close-ended questionnaire. It was based on six themes identified after a comprehensive review of the literature. Seven experts validated the construction of the questionnaire. A total of 18 responses (42.8%) were received.

Findings
The findings substantiate the importance of Basel III regulations. Although high costs and roadblocks are involved in its implementation, yet, the benefits are notable. Banking experts sense the necessity to modify the Tier 1 ratio, risk-weights and ratings. It is felt that credit ratings will impact the capital and investment flows received by India.

Research limitations/implications
The number of responses limits the ability to conduct several statistical tests.

Practical implications
The findings support the industry’s view that Basel III focuses more on industrialized countries and that many emerging countries lack the technology and infrastructure to implement it.

Originality/value
Since the implementation of Basel, the norm is a continuous process; the findings provide vital insights to regulators and academicians focusing on the Indian banking sector about its current state to aid in developing a future roadmap. This paper delivers important values as follows: a holistic view of banking experts on Basel III in India, required modifications, its impact and future scope of research in this area.
An investigation on energy consumption and part quality of stereolithography apparatus manufactured parts
Authors: Hui Jizhuang , Yan Zhiqiang , Lv Jingxiang , Liu Yongsheng , Ding Kai , Chan Felix T.S. 
Published: July 2021

Purpose
This paper aims to investigate the influences of process parameters on part quality, electrical energy consumption. Moreover, the relationship between part quality and energy consumption of UTR9000 photosensitive resin fabricated by stereolithography apparatus (SLA) was also assessed.

Design/methodology/approach
Main effect plots and contour maps were used to analyze the interactions and effects of various parameters on energy consumption and part quality, respectively. Then, a growth rate was used defined as the percentage of the value of energy consumption (or the part quality) of the sample compared to the minimum value of the energy consumption (or the same part quality), to jointly analyze relationships between part quality and energy consumption on a specific process parameter.

Findings
The part qualities can be improved with increased energy consumption via adjusting layer thickness, without further increasing energy consumption through adjusting laser power, over-cure and scanning distance. Energy consumption can be highly saved while slightly decreasing the tensile strength by increasing layer thickness from 0.09 mm to 0.12 mm. Energy consumption and surface roughness can be decreased when setting laser power near 290 mW. Setting an appropriate over-cure of about 0.23 mm will improve tensile strength and dimensional accuracy with a little bit more energy consumption. The tensile strength increases nearby 5% at a scanning distance of 0.07 mm compared to that at a scanning distance of 0.1 mm while the energy consumption only increases by 1%.

Originality/value
In this research, energy consumption and multiple part quality for SLA are jointly analyzed first to accelerate the development of sustainable additive manufacturing. This can be used to assist designers to achieve energy-effective fabrication in the process design stage.
Rob Gray (1952–2020): A personal perspective on his achievements at the University of Dundee in the 1990s
Authors: Collison David 
Published: July 2021

Purpose
This paper aims to pay tribute to Rob Gray’s achievements at the University of Dundee in the 1990s – a significant period in the development of the field of social and environmental accounting research.

Design/methodology/approach
Memories and reflections.

Findings
A personal perception of Rob’s drive, motivations and generosity of spirit.

Originality/value
A portrayal of someone who deserves to be remembered for what he accomplished, and for the collegiate and supportive example he set for others in pursuing social and environmental awareness and responsibility.
Empirical testing of a model on supply chain management adoption in India using the case study method
Authors: Sahu Srichandan , Rao Kambhampati Venkata Satya Surya Narayana 
Published: July 2021

Purpose
The purpose of this study is to empirically test a theoretical model on supply chain management (SCM) adoption in India.

Design/methodology/approach
The present study used a multiple case research method to study the phenomenon. The findings are based on analysis of the SCM adoption processes in three large manufacturing organizations from the aluminium, steel and fertilizer industries.

Findings
The present study tested four propositions. Three of the propositions were empirically validated and one proposition was revised. The key findings are: one, a lack of recognition by an organization of higher advantages because of SCM adoption as compared to the costs leads to SCM non-adoption. Two, a lack of organizational readiness factors such as a collaborative and innovative culture, higher absorptive capacity and slack resources leads to the non-adoption of SCM. Three, a lack of institutional pressure and marketing activities of the SCM vendors on an organization lead to the non-adoption of SCM.

Originality/value
The major contribution of the present study is that it has empirically validated the theoretical model for SCM adoption in India. The findings of the present study have both theoretical and practical implications. Theoretically, a model of SCM adoption was validated. The study provides managerial connotations for SCM vendors, consultants, practitioners and policy implications for policymakers.
Have institutional investors stocks portfolio strategies affected oil prices in a financialization context?
Authors: Focacci Antonio 
Published: July 2021

PurposeThe purpose of this paper is to investigate whether management strategies implemented by non-commercial traders may be identified as a key factor in affecting oil price paths in the conventional pre- and post-financialization periods.Design/methodology/approachBy using a vector autoregressive approach the dynamic analysis of the daily stock indexes for some of the most important world economies and the oil prices is conducted starting from 1992 to the end of 2020.FindingsThe findings do not support the idea that the financial markets act as a privileged conduit in transmitting the shocks to the oil spot quotations.Originality/valueSuch a direct assessment has not been previously proposed in literature wherein – under a financial perspective – the returns are generally taken into consideration.
Market knowledge impacts on product and process innovation: evidence from travel agencies
Authors: Chen Kuan-Yang , Altinay Levent , Chen Po-Yuan , Dai You-De 
Published: July 2021

PurposeThe purpose of this paper is to examine the relationship between the attributes of market knowledge (depth/breadth) and particular types of (process/product) innovation. The mediating mechanism of ambidextrous (exploratory/exploitative) capabilities is also investigated.Design/methodology/approachData from 153 travel agencies from two phases of data collection in Taiwan were analyzed using the structural equation modeling method.FindingsMarket knowledge depth directly and positively impacts product and process innovation. Market knowledge breadth indirectly and positively impacts product and process innovation. Ambidextrous capabilities affect process and product innovation and mediate the effect of market knowledge breadth on the two innovations.Research limitations/implicationsThis study provides different theoretical views, such as dynamic capability and organizational learning, to supplement the explanation of knowledge-based theory in the relationship between market knowledge and innovation.Practical implicationsThis study encourages firms to accumulate market knowledge depth and breadth and facilitate ambidextrous capabilities for innovation.Originality/valueSeldom has research explored the relationships between the attributes of market knowledge and types of innovation simultaneously to extend the input-process-output context. This study has done so and forwards the possibility that ambidextrous capability is critical mechanism.
High gain antenna for n260- & n261-bands and augmentation in bandwidth for mm-wave range by patch current diversions
Authors: Wadhwa Deepinder Singh , Malik Praveen Kumar , Khinda Jaspal Singh 
Published: July 2021

Purpose
A compact low-cost antenna structure is proposed to augment the impedance-bandwidth in mm-wave range. Beside it, the paper also aimed to enhance high gain for n260 and n261-bands, suitable for futuristic communication systems.

Design/methodology/approach
Design consists of radiating patch and a partial ground plane with semi-circle arc for smooth flow of current. The lower corners of patch are gradually clipped away to make the patch nearly elliptical. Further, two tilted slots at an angle α = 15° are etched at the edges of the patch to augment bandwidth for mm-wave range. These slots divert the periphery current of semi elliptical patch towards center portion of antenna which ensures the participation in radiation of central portion of patch. The upper corners are also clipped away to limit the copper losses and smoothly flow of current. The proposed antenna is designed using HFSS and it is structured on inexpensive FR4 substrate of size 27.5 × 20 mm2.

Findings
It supports enormous −10 dB bandwidth of 5.86–40GHz (148.89%) even though use of high loss-tangent material and high gain for 28 GHz (27.50–28.35 GHz) n261–band and 37 GHz (37–38.6 GHz) and 39 GHz (38.6–40GHz) n260–bands with a peak-gain of 8.76 dBi, 10.8 dBi and 9.92 dBi, respectively.

Originality/value
The proposed methodology of design is very useful to enhance impedance bandwidth to cover all C–, X–, Ku–, K– and Ka–band even though use of low cost material with high loss tangent. In recent literature, the designs were implemented with a costly material and having very low loss tangent and covers partial suggest bands.
Application of Industry 4.0 in LPG condition monitoring and emergency systems using IoT approach
Authors: Hasan Md. Zahid , Ahammed Rubel 
Published: July 2021

Purpose
The Purpose of this research is to initiate the “Fourth Industrial Revolution” by using the Internet of things (IoT), which can be applied to flammable gas condition monitoring and detection of gas leakage and activate fire extinguisher in case of fire accidents. Liquefied petroleum gas (LPG) leakage and explosions cause many injuries and death each year. By developing an automated and remote LPG ppm condition monitoring and fire extinguisher activation system with the help of a cyber-physical system, the rate of accidents and injuries can be reduced to a significant amount.

Design/methodology/approach
The IoT enabled the sensors to transmit LPG concentration value reading to a mobile app or cloud server and control actuators by connecting all in the same network. In case of a fire accident, the solenoid valve automatically or can be activated by an android application manually, which will be pre-installed in mobile phones. Another advantage of this system is that the gas cylinder or flammable particle source can be closed by closing the solenoid valves attached to their outlets. The first challenge of Industry 4.0 is to develop a cyber-physical system where all physical entities can be monitored and controlled over the internet or another way remotely or from a single point.

Findings
This fire extinguisher system can be used everywhere and in all types of firefighting because all types of fire extinguishers are commercially available in cylinders where solenoid valves can be used instead of conventional valves. This system will reduce human effort in the fire safety system and reduce the number of losses owing to fire accidents by taking all actions automatically and from a safe distance. The reliability analysis of this system indicated that the working condition for the best outcome is 20–35°C and the baud rate of the controller should be 11.5 kHz.

Originality/value
The study of pieces of the literature summarizes that this work is unique in terms of the application of Industry 4.0 in the fire safety system and reliability analysis of this system helped to determine the operating condition for the best performance of this system. Some LPG condition monitoring system was developed using IoT before but had many limitations such as working capability during load shading or emergency cases.
Population reinforcement and demographic changes needed to stabilise the population of a migratory vulture
Authors: Oppel Steffen , Saravia Victoria , Bounas Anastasios , Arkumarev Volen , Kret Elzbieta , Dobrev Vladimir , Dobrev Dobromir , Kordopatis Panagiotis , Skartsi Theodora , Velevski Metodija , Petrovski Nenad , Bino Taulant , Topi Mirjan , Klisurov Ivaylo , Stoychev Stoycho , Nikolov Stoyan C. 
Published: July 2021

AbstractOne approach to stabilise small and declining populations is to breed individuals in captivity and release them into the wild to reinforce existing populations while working to reduce threats. Population reinforcement programmes require long‐term commitments to be successful and can divert limited resources from other conservation measures. A rigorous evaluation whether reinforcement can stabilise a population is therefore essential to justify investments.Many migratory species incur high mortality during their first migration, and releasing captive‐bred birds at an older age may therefore benefit reinforcement programmes for migratory birds. We examine whether a small and declining population of a long‐distance migratory raptor—the Egyptian VultureNeophron percnopterus—can be stabilised using population reinforcement that reduces mortality during the first migration. We used an integrated population model to evaluate realistic reinforcement and survival improvement scenarios to estimate how many captive‐bred birds would need to be released to stabilise the population.Survival probability of wild juveniles during their first year (0.296; 95% CI 0.234–0.384) was too low for a stable population (population growth rate 0.949; 95% CI 0.940–0.956), but captive‐bred juveniles released in their second calendar year had improved survival (0.566; 95% CI 0.265–0.862) during their first year in the wild.Reinforcement of 15 birds per year for 30 years was insufficient to achieve a neutral or positive population growth rate. However, reinforcement reduced the probability of extinction by 2049 from 48% without reinforcement to <1% if 12 or more birds were released every year for 30 years. A 6% increase in annual survival probability would likely lead to a stable population without any reinforcement.Synthesis and applications. Although releasing captive‐bred birds can reduce high juvenile mortality during first migration and assist in postponing local extinction, further improvements of survival in the wild are required to safeguard a migratory population where threats in the wild will persist for decades despite management.
General anaesthetics as ‘awakening agents’? Re‐appraising the evidence for suggested ‘pressure reversal’ of anaesthesia
Authors: George Ben M. , Pandit Jaideep J. 
Published: July 2021

AbstractIncreasing ambient pressure has been suggested to reverse general anaesthesia and provides support for the ‘lipid theory’. Anaesthetic dissolution into cell membranes is said to cause their expansion to a critical volume. This triggers a sequence of events as basis of a unitary theory of anaesthestic mechanism. Pressure is argued to restore membrane volume to below critical level, reversing this process. We wished to review the original literature to assess internal consistency within and across papers, and to consider if alternative interpretations were possible. A literature search yielded 31 relevant ‘pressure reversal’ papers for narrative review, and 8 papers that allowed us to re‐plot original data more consistently as ‘dose‐response’ curves for the anaesthetics examined. Original studies were heterogenous for end‐points, pressure ranges, species, and agents. Pressure effects were inconsistent, with narcosis at certain pressures and excitation at others, influenced by carrier gas (e.g., nitrogen vs helium). Pressure reversal (a right‐ or downward‐shift on the re‐plotted dose‐response curves) was evident, but only in some species and at certain pressures and anaesthetic concentrations. However, even more striking was a novel ‘awakening’ effect of anaesthetics: i.e., anaesthetics reversed the narcotic effect of pressure, but this was limited to certain pressures at generally low anaesthetic concentrations. Contrary to the established view, ‘pressure reversal’ is not a universal phenomenon. The awakening effect of anaesthetics – described here for the first time ‐ has equal evidence to support it, within the same literature, and is something that cannot be fully explained. Pressure cannot meaningfully be used to gain insight into anaesthetic mechanisms because of its heterogenous, non‐specific and unpredictable effects on biological systems.
Molidustat for the treatment of anemia in Japanese patients undergoing peritoneal dialysis: a single‐arm, open‐label, phase 3 study
Authors: Akizawa Tadao , Nobori Kiyoshi , Matsuda Yoshimi , Taki Kentaro , Hayashi Yasuhiro , Hayasaki Takanori , Yamamoto Hiroyasu 
Published: July 2021

AbstractThis 36‐week, open‐label, single‐arm, phase 3 study investigated the safety and efficacy of molidustat in Japanese patients with renal anemia undergoing peritoneal dialysis. Molidustat was titrated every 4 weeks to maintain Hb levels within the target range (≥11.0 and <13.0 g/dL). The primary efficacy outcome was the responder rate, defined as the proportion of patients who met all of the following criteria: (1) mean Hb levels in the target range during the evaluation period (Weeks 30–36); (2) ≥50% of Hb values within the target range during the evaluation period; and (3) no rescue treatment before the end of the evaluation period. Overall, 51 patients received molidustat. The responder rate (95% CI) during the evaluation period was 54.9% (40.3, 68.9). Overall, 98.0% of patients experienced at least 1 adverse event during the study. No deaths were reported. Molidustat maintained Hb levels in the prespecified range in more than half of the patients and was well tolerated.
Metabolic engineering of Escherichia coli for biosynthesis of β‐nicotinamide mononucleotide from nicotinamide
Authors: Liu Yang , Yasawong Montri , Yu Bo 
Published: July 2021

SummaryThe β‐nicotinamide mononucleotide (NMN) is a key intermediate of an essential coenzyme for cellular redox reactions, NAD. Administration of NMN is reported to improve various symptoms, such as diabetes and age‐related physiological decline. Thus, NMN is attracting much attention as a promising nutraceutical. Here, we engineered an Escherichia coli strain to produce NMN from cheap substrate nicotinamide (NAM) and glucose. The supply of in vivo precursor phosphoribosyl pyrophosphate (PRPP) and ATP was enhanced by strengthening the metabolic flux from glucose. A nicotinamide phosphoribosyltransferase with high activity was newly screened, which is the key enzyme for converting NAM to NMN with PRPP as cofactor. Notably, the E. coli endogenous protein YgcS, which function is primarily in the uptake of sugars, was firstly proven to be beneficial for NMN production in this study. Fine‐tuning regulation of ygcS gene expression in the engineered E. coli strain increased NMN production. Combined with process optimization of whole‐cell biocatalysts reaction, a final NMN titre of 496.2 mg l‐1 was obtained.