bluuebunny/crossref_metadata_2025_split huggingface dataset:
Trust building in mobile money and its outcomes
Authors: Osakwe Christian Nedu , Okeke Titus Chukwuemezie , Kwarteng Michael Adu 
Published: June 2021

Purpose
To examine the key factors that can engender initial trust in mobile money and to also determine whether initial trust can contribute to the perceived value of mobile money, use and recommendation intentions. More specifically, this paper, based on initial trust building model, aims to identify the institutional, cognitive and socially related factors enhancing initial trust in mobile money and its relationship with perceived value, use and recommendation intentions.

Design/methodology/approach
A self-administered questionnaire was used to collect data from 781 research participants. Variance-based structural equation modelling was used to examine the proposed research model.

Findings
This research shows the importance of the institutional factor of structural assurance, in conjunction with perceived firm reputation and communicability, in engendering initial trust in mobile money and, in turn, enhancing perceived value, use and recommendation intentions. The research further confirms the mediating influence of perceived value in the relationships between initial trust, use and recommendation intentions.

Originality/value
The originality of this work lies in the development and empirical confirmation of the research model and which together contributes to an increase understanding of initial trust building in mobile money acceptance. Value-wise, this work has the potential to inform managerial and public policy interventions by helping mobile money operators and policymakers’ rollout essential and even sophisticated financial services like borrowing using the mobile phone for the financially under-served in developing and trust-deficit settings.
Prominence of organic image in tourist destinations: Indian leisure tourism narrative
Authors: Dogra Jeet , Karri Venkata Rohan Sharma 
Published: June 2021

Purpose
The process of understanding a tourist begins with an extensive evaluation of tourist’s perceptions about a destination. Though destination image has been widely discussed in tourism literature since the 1970s, little attention has been given to organic image despite its relative significance. First, this study aims to clear the existing ambiguity in the cognitive component of destination image by organizing and structuring the extant literature.

Design/methodology/approach
This exploratory study then seeks to identify the salient organic image attributes in tourists’ consideration for travel options through the application of repertory test. Respondents’ statements on 25 competing destinations in Madhya Pradesh, India were transcribed verbatim for analysis. A measure of frequencies and commonality among 12 construct themes was then carried out.

Findings
Along with history, heritage and culture, this study found tourists to have considered organic image attributes associated with destination stereotypes as important discriminators between competing leisure tourist destinations. Moreover, the elicitation of context-specific attributes along with a note in the pattern of tourist responses highlighted the merits of repertory test when presented with different category triads.

Originality/value
This study differs from other organic image studies as it evaluates the prominence of organic image in the context of leisure tourism. Being one of the few studies to have extensively discussed the organic image component, this study contributes to the progression of organic image literature.
Comparison of the effects of help-seeking and product-claim direct-to-consumer advertising (DTCA) and the underlying mechanism
Authors: Darmawan Ida , Xu Hao , Huh Jisu 
Published: June 2021

Purpose
The purpose of this paper is to evaluate the differential effects of help-seeking and product-claim direct-to-consumer advertising (DTCA) on consumers’ attitude toward the ad, intention to seek information and intention to see a doctor. This paper also seeks to examine the underlying mechanism of these effects and the moderating role of advertising literacy.

Design/methodology/approach
An online experiment was conducted with 130 adults who experienced narcolepsy symptoms and experimental stimuli promoting a fictitious drug for narcolepsy.

Findings
Help-seeking DTCA generated lower persuasion knowledge activation than product-claim DTCA, resulting in lower skepticism, more favorable attitude toward the ad and higher behavioral intentions. The effects of ad type were stronger among consumers with higher advertising literacy.

Originality/value
This is the first study that provides a thorough examination of the underlying mechanism of the differential effects of help-seeking vs product-claim DTCA as well as the roles of consumers’ advertising literacy on ad outcomes.
Neuromarketing genetics: a systematic review of literature
Authors: Goecking Otto Herman Pedreira , De Muylder Cristiana Fernandes , Martins Henrique Cordeiro , Felisberto João Luiz da Matta 
Published: June 2021

PurposeThe main goal of this paper is to systematically evaluate the bibliographic production on neuromarketing from 1945 to 2018, with an emphasis on consumer behavior, to identify possible convergence of interests among health and marketing fields.Design/methodology/approachThis article was based on a systematic literature review (SLR) with the intention of investigating research related to neuromarketing by means of network analysis of citations.FindingsThe research reveals that there are formed networks in the health and management areas, but they are insufficient to enhance the neuromarketing results. Ethics has been mentioned in some studies, but the maps do not suggest that it is a developing field. Similar results can be seen within the sales area that can be capitalized on by research of gains related to consumer behavior.Research limitations/implicationsOne limitation of this study was the use of only one database (Web of Science®) that published several works from 1945 to the present time, but certainly has not exhausted the possibilities of research in the area.Originality/valueThis article helped to highlight the importance of ethics in clinical and business processes using neuroimaging, which could be an easy way to understand the behavioral and physiological mechanisms.
All for one? The Paycheck Protection Program distribution disparity
Authors: Kickul Jill , Griffiths Mark D. , Robb Colleen C. , Gundry Lisa 
Published: June 2021

PurposeGiven the previous research on the disparities of lending rates and their relationship with lending institutions for women-owned and minority-owned businesses, the study poses the research question: How much Paycheck Protection Program (PPP) funding was distributed to women-owned and minority-owned businesses in comparison to other firms? Additionally, as the purpose of the PPP funding was to assist small businesses in retaining their workforce, the authors pose a second research question: Of those who received PPP funding, how many jobs on average were retained? And importantly related to our first research question, are there differences across gender and race in the average number of jobs retained?Design/methodology/approachThis is one of the first empirical studies with an initial sample size of 661,218 loans from July 2020 that examines whether the United States PPP had the intended impact to save jobs in small businesses and to examine any reported differences across gender and race in loans issued and jobs saved.FindingsThe authors find that significant differences exist between women- and men-owned businesses across all five loan categories, with male-owned firms receiving over 80% of PPP loans. However, women-owned firms saved more jobs on average across all but the largest loan category. Significant differences were also found between minority- and White-owned businesses with minority-owned businesses generally saving more jobs on average across most loan categories.Research limitations/implicationsA limitation of this study pertains to certain missing data that were not reported by participants. While a participant may have included their gender, they may not have included their race. Therefore, the varying sets of data may not be a reflection of the same individuals. Additionally, the industries were not included in this analysis, which may shed light on the job creation differences across gender and race.Practical implicationsMany of the industries that have been significantly impacted have been the tourism, restaurant and hospitality sectors, and knowing “where the money was allocated” can assist policymakers in allocating additional funds to those businesses, especially those who did not receive funding in the initial first waves of PPP.Originality/valueThis is one of the first empirical studies that examine over 600,000 loans and found that women-owned firms saved more jobs across all loan categories except the largest loans. Significant differences were also found between minority- and White-owned businesses with minority-owned businesses generally saving more jobs on average across most loan categories.
Impact of corruption on bank soundness: the moderating impact of Shari’ah supervision
Authors: Hussain Khan Mushtaq , Fraz Ahmad , Hassan Arshad , Zohaib Hassan Kazmi Syed 
Published: June 2021

PurposeThis study aims to examine whether the soundness of Islamic banks is differently affected by corruption compared to conventional counterparts. Moreover, the Shari’ah supervisory board (SSB), as a cornerstone of Islamic banking and representing a multi-layer corporate governance model, is expected to moderate the influence of corruption on soundness for Islamic banks.Design/methodology/approachThis study considers a unique sample of 1,528 observations on 71 Islamic banks and 120 conventional banks operating in 11 emerging and developing Muslim countries over the 2010–2017 period. This study uses generalized least squares regression model and the coefficients are estimated by using random-effects estimator. In addition, to overcome a potential endogeneity concern for corruption and bank stability relationship, this study uses Two-Stage Least Squares regression instrumental variable estimator.FindingsThe authors find consistent evidence that higher levels of corruption adversely impact the soundness for conventional banks, in favor of the sand the wheel hypothesis in the corruption–development nexus. However, as expected, this study finds a less negative impact of corruption on soundness of Islamic banks. Moreover, SSB moderates the relationship between corruption and soundness of Islamic banks. The findings are robust to a battery of alternative checks.Research limitations/implicationsFindings of the paper regarding the detrimental impact of corruption on bank soundness justify the urgency of the anti-corruption campaigns in these countries, particularly for conventional banks. Moreover, the findings provide support for the positive contribution of SSBs to overcome the adverse effect of corruption on soundness of Islamic banks and thereby underscoring the need for enforcement and regulatory mechanism for SSBs to be more effective.Originality/valueTo the best of the authors’ knowledge, this is the first study to examine the moderating impact of Shari’ah supervision on the relationship between corruption and soundness of Islamic banks.
Risk, efficiency and financial performance in the GCC banking industry: Islamic versus conventional banks
Authors: Hidayat Sutan Emir , Sakti Muhammad Rizky Prima , Al-Balushi Raqiya Ali Abdullah 
Published: June 2021

PurposeThe purpose of this study is to critically evaluate how conventional and Islamic banks trade off risk, efficiency and financial performance in their business models, to investigate how patterns of risk and efficiency vary between conventional and Islamic banks and to critically evaluate how the profitability of conventional and Islamic banks varies following the financial crisis.Design/methodology/approachThis study uses univariate and multivariate statistical techniques by investigating 12 Islamic banks and 34 conventional banks operating in the Gulf Cooperation Council (GCC) region has been studied over the period 2011–2018.FindingsThe results suggest that Islamic and conventional banks differ not in the levels of efficiency, risk and profitability, but rather in how risk and efficiency influence banks’ financial performance. Islamic banks are found to be less influenced by the adverse effects of credit risk, which is consistent with the risk-sharing nature of Islamic financing. However, the results only hold for return on assets (ROA) and return on equity (ROE) while the net interest margin is observed to be negatively influenced by credit risk. Lower cost-income efficiency is also found to boost ROA and ROE of Islamic banks which could be attributed to a larger share of non-interest revenues due to Sharīʿah-compliance.Research limitations/implicationsFrom a theoretical point of view, this study helps to understand the risk, efficiency and financial performance of Islamic banks in comparison with conventional banks.Practical implicationsThe results of this study can serve bank managers, regulators and shareholders. Policymakers should encourage a more risk-sharing structure of Islamic financing as it brings less adverse effects of credit risk and increases income sustainability for Islamic banks. The present study may help bank managers to improve the financial performance of their firms by controlling risk and efficiency. The study results also have implications for shareholders and depositors of Islamic and conventional banks as they should have a predetermined position about the level of credit risk and efficiency in each banking system.Originality/valueThe foremost contribution is that this is one of the few studies to compare risk, efficiency and financial performance of Islamic and conventional banks in the GCC region. By using the latest data, this paper hopes that the findings will be more relevant than previous studies to the current situation of the banking industry in the region.
Co-production for or against the university: student loneliness and the commodification of impact in COVID-19
Authors: Cooper Fred , Jones Charlotte 
Published: June 2021

PurposeThis paper explores the dissonance between co-production and expectations of impact in a research project on student loneliness over the 2019/2020 academic year. Specific characteristics of the project – the subject matter, interpolation of a global respiratory pandemic, informal systems of care that arose among students and role of the university in providing the context and funding for the research – brought co-production into heightened tension with the instrumentalisation of project outputs.Design/methodology/approachThe project consisted of a series of workshops, research meetings and mixed-methods online journalling between 2019 and 2020. This paper is primarily a critical reflection on that research, based on observations by and conversations between the authors, together with discourse analysis of research data.FindingsThe authors argue that co-producing research with students on university contexts elevates existing tensions between co-production and institutional valuations of impact, that co-production with students who had experienced loneliness made necessary space for otherwise absent support and care, that the responsibility to advocate for evidence and co-researchers came into friction with how the university felt the research could be useful and that each of these converging considerations are interconnected symptoms of the ongoing marketisation of HE.Originality/valueThis paper provides a novel analysis of co-production, impact and higher education in the context of an original research project with specific challenges and constraints. It is a valuable contribution to methodological literatures on co-production, multidisciplinary research into student loneliness and reflexive work on the difficult uses of evidence in university contexts.
The recognition and management of delirium superimposed on dementia
Authors: Robertson Margaret 
Published: June 2021

PurposeThis essay was written as a university assignment for an expert dementia practice module as part of the Masters in Applied Professional Practice. This paper aims to provide a critical discussion of the recognition and management of delirium superimposed on dementia.Design/methodology/approachThe findings of this paper showed that the recognition of delirium superimposed of dementia is not well recognized, but early intervention and management can result in preferential outcomes. This requires the use of appropriate recognition tools and for all health-care staff to have specific training within this area.FindingsEducation is imperative to improving delirium recognition.Research limitations/implicationsEducation is imperative to improving awareness.Practical implicationsThe research implications of this paper demonstrate that appropriate training and education of health-care staff is imperative for the timely recognition of delirium and the improvement of care.Originality/valueThis paper was undertaken as an assignment for the University of Highlands and Islands.
Protein extraction from catfish byproducts and physicochemical properties of the protein isolates
Authors: Zhang Yan , Chang Sam K. C. 
Published: June 2021

AbstractIn order to optimize protein recovery from catfish byproducts by alkaline extraction, the effects of different factors, including particle size, mince‐to‐water ratio, pH, and extraction time were investigated. It was found that a protein recovery of about 30% could be achieved. Increases in pH (pH 10.5, 11, and 11.5) not only improved protein recovery, but also increased protein denaturation evidenced by decreased solubility, decreased α‐helix, increased β‐sheet, and increased random coil. The color and texture of gels made from protein isolate were greatly affected by the pH values used for protein extraction. For the gels made from fillet mince, and protein isolates extracted at pH 10.5, 11, and 11.5, the “L” values were 78.96, 60.38, 57.74, and 54.39, the breaking forces were 205, 492, 585, and 458 g, and deformation values were 10.59, 8.07, 6.73, and 5.04 mm, respectively. Electrophoresis revealed protein degradation during alkali‐aided extraction with MHC, the most predominant band, showing about 50% decrease in comparison with fillet mince. It also demonstrated that gelation not only caused cross‐linking, but also autolysis with 53%, 56%, 59%, and 81% decrease in MHC intensity for fillet mince, protein isolates extracted at pH 10.5, 11, and 11.5, respectively. Fillet mince and protein isolates exhibited different storage modulus patterns during temperature sweep, implying different gelation mechanisms. This study proved the protein extracted from catfish byproducts was potential to be utilized as edible food components especially in gel making.Practical ApplicationCatfish byproducts, which account for 70% of total weight and 50% of total protein of catfish, are normally used as animal feed, fertilizer, or even waste. This study demonstrated the potential of the utilization of catfish wastes to develop edible food components. This could reduce the total processing waste being discarded into the environment and nutrient loss, therefore increasing profitability of catfish industry.
The Relationship between Fe Mineralization and Magnetic Basement Faults using Multifractal Modeling in the Esfordi and Behabad Areas (BMD), Central Iran
Authors: NABILOU Masoumeh , AFZAL Peyman , ARIAN Mehran , ADIB Ahmad , KHEYROLLAHI Hassan , FOUDAZI Mohammad , ANSARIRAD Parviz 
Published: June 2021

AbstractMultifractal modeling is a mathematical method for the separation of a high potential mineralized background from a non‐mineralized background. The Concentration‐Distance to Fault structures (C‐DF) fractal model and the distribution of the known iron (Fe) deposits/mines seen in the Esfordi and Behabad 1:100,000 sheets from the Bafq region of central Iran are used to distinguish Fe mineralization based on their distance to magnetic basement structures and surface faults, separately, using airborne geophysical data and field surveys. Application of the C‐DF fractal model for the classification of Fe mineralizations in the Esfordi and Behabad areas reveals that the main ones show a correlation with their distance from magnetic basement structures. Accordingly, the distances of Fe mineralizations with grades of Fe higher than 55% (43% < Fe ≤ 60%) are located at a distance of less than 1 km, whereas for surfacial faults with grades of 43% ≤ Fe ≤ 60%, the distances are 3162< DF ≤ 4365 m from the faults. Thus, there is a positive relationship between Fe mineralization and magnetic basement structures. Also, the proximity evidence of Precambrian high‐grade Fe mineralization related to magnetic basement structures indicates syn‐rifting tectonic events. Finally, this C‐DF fractal model can be used for exploration of magmatic and hydrothermal ore deposits.
Biostratigraphy and Sequence Stratigraphy of the Tarbur Formation (Maastrichtian) from Iranian Zagros Foreland Basin, Southwest of Iran
Authors: GHANBARLOO Hossein , SAFARI Amrollah , VAZIRI‐MOGHADDAM Hossein 
Published: June 2021

AbstractShallow carbonate deposits (Tarbur Formation) were formed in the Zagros foreland basin with dynamic tectonics during the Maastrichtian age. From the viewpoint of reconstruction of depositional conditions in these deposits, studies of biostratigraphy, microfacies, microtaphofacies, and sequence stratigraphy were performed in a single area at Tang‐e Shabi Khoon, northwest of Zagros. Based on the identification of two assemblage zones consisting of benthic foraminifera in these strata, the formation was deposited during the middle to late Maastrichtian. The number of cycles in test size and type of coiling in Loftusia decreased from the study area toward the northwest of the Neotethys basin. The input of clastic sediments affected the distribution of Loftusia and rudists in the study area. Nine microfacies, six microtaphofacies, and one terrigenous facies (shale) were identified based on the sedimentary features. These deposits of the middle‐late Maastrichtian were deposited on a homoclinal carbonate ramp. The platform can be divided into restricted and semi‐restricted lagoon, shoal, and open marine environments. In the study area, the deposits of the Tarbur Formation were deposited during four third‐order depositional sequences. Local fault activities affected the formation of depositional sequences in the study area.