bluuebunny/crossref_metadata_2025_split huggingface dataset:
Comparison of Effects Antibiotics and Natural Honey and Extracts of Plants on Escherichia coli Growth Isolated from Different Pathogenic Cases
Authors: AL-Sa'ady Amal Talib , Al-Mawla Yasser Haider 
Published: December 2024

تضمنت الدراسة الحالية 200 عينة سريرية توزعت بين اربع حالات مرضية ( اخماج الحروق_ اخماج الجروح –الاسهال- التهاب المسالك البولية) وبواقع 50 عينة لكل حالة. امتدت مدة البحث من شهر ايلول (2016) ولغاية شهر اذار (2017).
تم عزل وتشخيص 403 عزلة بكتيرية وكان من ضمنها 329 عزلة للبكتريا السالبة لصبغة كرام فمثل منها 48.9% لبكتريا الاشيريشيا القولونية E.coli، وعند مقارنة نسبة عزلات الاشيريشيا القولونية E.coli كانت لها اعلى نسبة وهي 72.2 % في اخماج المسالك البولية.
أبدت جميع عزلات بكتريا E.coli مقاومة تامة لمضادات البنسلينات والسيفالوسبورينات وحساسية عالية لمضاد Nitrofurantion بغض النظر عن مصدر عزلها في حين اختلفت حساسيتها لبقية المضادات بأختلاف مصدر العزل.
عند دراسة الفعالية التثبيطية للعسل الطبيعي بالتراكيز ( 30% ,25% ,15% ,10% ) أظهر تأثيرا مثبطا واضحا لنمو عزلات بكتريا الاشيريشيا القولونية بغض النظر عن مصادر عزلها وكانت قيمة اوطأ تركيز مثبط (MIC) له ( 15% ) أما في حالة المستخلصات الكحولية للنباتات الطبية ( الثوم ، الآس ، الحبة السوداء ، الحرمل ) فقد تأثر مفعولها التثبيطي بنوع النبات فقط اذ كان تأثير مستخلص الثوم هو الأقوى في هذا المجال والذي أعطى معدلات اقطار تثبيط ( 32.0 – 20.1 ملم).
Strategi Guru PAI dalam Meningkatkan Kecerdasan Spritual Siswa Melalui Pendekatan Humanistik
Authors: Lestari Mia , Supardi Supardi , Lubna Lubna 
Published: December 2024

Penelitian ini bertujuan untuk mengetahui bagaimana stategi guru PAI dalam meningkatkan kecerdasan spiritual siswa melalui pendekatan humanistik. Adapun dalam penelitian ini menggunakan metode kualitatif dengan studi kepustakaan (library research), dengan jenis metode deskriptif. Teknik pengumpulan data dilakukan dengan pengumpulan dari artikel, buku, e-book. Sedangkan dalam melakukan analisis data tahap pertama melakukan mengidentifikasi masalah, tahap kedua menelaah berbagai macam sumber, dan tahap ketiga menarik sebuah kesimpulan. Hasil penelitian ini menunjukkan bahwa strategi yang dapat digunakan oleh guru PAI dalam meningkatkan kecerdasan siswa melalui pendekatan humanistik yaitu (1) dengan mengetahui dan memahami karakter siswa dari gaya belajarnya; (2) guru PAI dapat menggunakan berbagai macam metode pembelajaran; (3) menggunakan media pembelajaran yang variatif; (4) guru PAI melakukan pengelolaan kelas nyaman dan kondusif; (5) guru berperan sebagai fasilitator; (6) pendekatan secara lebih intensif dan inklusif dengan siswa; (7) guru mendorong siswa untuk berpikir kritis; (8) integrasi nilai-nilai agama Islam; (9) refleksi dan aktivitas pribadi siswa (berdiferensiasi) untuk menelusuri tentang keinginan siswa di dalam kelas.
The Impact of Energy-Efficient Technologies on the Development of the Agricultural Industry
Authors: Andriushchenko Kateryna , Liezina Anastasiia , Slavkova Alla , Logvinov Pavlo , Lavruk Vitalii , Petrukha Serhii , Storozhenko Andrii 
Published: December 2024

The increase in the population as a whole gradually requires solving the issues of continuous development of the agro-industrial complex in all directions and components. This development is accompanied by an increase in energy consumption, in the total balance of which electricity occupies a significant share. The purpose of this study is to develop a mathematical model of the use of infrared means for heating agro-industrial premises, which affects the formation of energy-saving and energy-saving processes of enterprises. The agrarian potential of Ukraine was analyzed and compared with other countries of the world for awareness, analysis and relevant conclusions regarding energy consumption and frugality. This helped, based on calculations and foreign experience, to prove the effectiveness of the proposed mathematical model. And its empiric results of application in the form of the use of a copper plate allowed to prove efficiency due to the reduction of electricity consumption in the conditions of maintaining the temperature regime of industrial-type premises not higher than 22–26 0C when the equipment is operating at an output power of 40 W. The results of the research are the development of the existing theoretical foundations of ensuring the effective use of energy resources in agricultural organizations and can be used by economic entities and regional authorities for the purpose of making informed decisions in the field of energy-saving policy development in the agricultural sector.
SYSTEMATIC COMPOSITION, STRATIGRAPHIC DISTRIBUTION AND EVOLUTIONARY DEVELOPMENT OF GREEN ALGAE OF THE FAMILY PALAEOBERESELLACEAE MAMET ET ROUX IN VISEAN SEDIMENTS OF DONBAS
Authors: Sukhov Oleh A. 
Published: December 2024

Brief information on the history of the study of green algae of the family Palaeoberesellaceae Mamet et Roux is given. Their systematic composition and stratigraphic distribution in the Visean deposits of the Donets Basin are analyzed. The results of the research permitted to distinguish three assemblages with paleoberezelides. It was found that the boundary of the lower assemblage takes place below the existed boundary between the Tournaisian and Visean stages, namely at the base of the Dokuchaevian Horizon. The upper Visean boundary cannot be traced by paleoberezelides. No algae were found in the siliciclastic deposits of the Stylian Horizon. The systematic and quantitative composition of algae of the family Palaeoberesellaceae Mamet et Roux became impoverished during the Visean. In Late Visean they played a subordinate role in relation to the other groups of algae. Nevertheless, they continued to evolve from quite primitive ones with a small set of morphological features, to more structured genera: appearance of pores, simple, dichotomously branched and with multiple branching. These features are generic of dasicladal algae, which were common in the Pensylvanian time (Berger S., Kaever M.J., 1992). The significant variability of this group and the complexity of their definition in thin sections is shown. In general, there are three paleoberezide assemblages in the Visean of Donbas: the assemblage characteristic of the Dokuchaevian and Glybokian horizons of the Upper Tournaisian−Lower Visean, the assemblage of the Sukhian Horizon of the Lower Visean and the assemblage of the Donetskian and Mezhevian horizons of the Upper Visean.
Formation of Udmurt rap
Authors: Shibanov Victor Leonidovich 
Published: December 2024

Udmurt rap was an attempt to expand the horizons of the national literary and musical culture of the early 21st century, which was dominated by ethnofuturism at that time. The object of analysis is the Udmurt-language rap texts of P. Shibanov, B. Anfinogenov and A. Pikulev, who released their albums in the period 2008–2018. The purpose of the study is to identify the national characteristics of Udmurt rap texts. The leading research method is descriptive-analytical, using comparative techniques. The results of the analysis are as follows. P. Shibanov depicts the life of Udmurt students in a dormitory; adaptation to the modern city is presented in different aspects. B. Anfinogenov writes his texts in the style of an ethno-soundtrack, mixing Udmurt, Russian and English. His hero is self-sufficient in that he is an Udmurt and can represent his nation in the global world. A. Pikulev is paving the way from the rap subculture to the artistic and literary beginning; images of nature occupy an important place. Udmurt rap is not an expression of protest sentiments; it is aimed at improving the status of the native language.
Early radiological reduction of periventricular anastomosis after direct bypass surgery for adult moyamoya disease
Authors: Yamada Hiroki , Funaki Takeshi , Fushimi Yasutaka , Yamao Yukihiro , Hidaka Yu , Kikuchi Takayuki , Mineharu Yohei , Okawa Masakazu , Yoshida Kazumichi , Chihara Hideo , Miyamoto Susumu , Arakawa Yoshiki 
Published: December 2024

OBJECTIVE
Periventricular anastomosis (PA), a recently recognized cause of hemorrhage in moyamoya disease, is reducible after bypass surgery. The timing of the reduction, however, remains poorly understood. The objectives of the present study were to demonstrate radiological reduction of PA occurring within 48 hours after surgery and to identify factors associated with reduction.

METHODS
This retrospective cohort study included patients aged 16 years or older who were diagnosed with moyamoya disease and underwent direct bypass surgery. PAs were assessed using sliding thin-slab maximum intensity projection MR angiography images acquired before surgery and on postoperative day 1. The signal ratio of PA, the ratio of the signal value of the medullary artery to that of the brain parenchyma, was measured at the same point on automatically aligned baseline and postoperative images. The location of bypass was defined as either targeted or nontargeted to the PA.

RESULTS
A total of 68 PAs were analyzed. The signal ratio of PA significantly decreased (mean change [95% CI] −0.16 [−0.21 to −0.11]), while that of cerebellar arteries increased (mean change [95% CI] 0.20 [0.09–0.31]). The interrater reliability measurement of the signal ratio change was excellent (intraclass correlation coefficient 0.94). Multivariate linear regression analysis revealed that targeted bypass (regression coefficient [95% CI] −0.1063 [−0.1558 to −0.0569]) and cross-sectional area of the donor artery (regression coefficient [95% CI] −0.1317 [−0.2101 to −0.0534]) were significant factors contributing to signal reduction of the PA. Analysis of the receiver operating characteristic curve revealed that early signal reduction well predicted late-phase reduction (area under the curve 0.78).

CONCLUSIONS
PA could be reduced within 48 hours after direct bypass surgery, suggesting an early preventive effect against hemorrhage. Early reduction, a potential predictor for late-phase reduction, might be promoted by targeted bypass surgery.
Comparative analysis of intraoperative MRI and early postoperative MRI findings in glioma surgery patients
Authors: Otani Yoshihiro , Higaki Fumiyo , Fujii Kentaro , Ishida Joji , Shimazu Yosuke , Hirano Shuichiro , Kemmotsu Naoya , Suruga Yasuki , Imoto Ryoji , Mizuta Ryo , Kegoya Yasuhito , Inoue Yohei , Umeda Tsuyoshi , Hokama Madoka , Yasuhara Takao , Hiraki Takao , Kurozumi Kazuhiko , Ichikawa Tomotsugu , Tanaka Shota , Date Isao 
Published: December 2024

OBJECTIVE
The extent of resection (EOR) is an important prognostic factor for both low- and high-grade gliomas. Intraoperative MRI (iMRI) has been used to increase the EOR in glioma surgery. While a recent study reported differences between iMRI and early postoperative MRI (epMRI), their specific relationship to postoperative clinical symptoms remains unclear. This study aims to compare the differences between iMRI and epMRI in glioma surgery.

METHODS
A retrospective assessment was conducted on 43 patients with glioma who underwent surgery with iMRI and for whom no additional resection was performed after iMRI. The study evaluated the discrepancies in EOR, surgically induced contrast enhancement (SICE), and diffusion-weighted imaging (DWI) abnormality between iMRI and epMRI. EOR was defined as gross-total resection (GTR), near-total resection, subtotal resection (STR), or partial resection (PR) for enhancing lesions, and GTR, STR, or PR for nonenhancing lesions. In addition, the relationship between postoperative neurological findings and iMRI findings was evaluated.

RESULTS
Discrepancies in EOR were observed in 2 (11.1%) of 18 cases with nonenhanced lesions and 1 (4.0%) of 25 cases with enhanced lesions. The positive rate of SICE was 25.0% on iMRI and 67.9% on epMRI. Enhancement at the resection cavity was the most frequent pattern in both iMRI and epMRI. The positive rate of enhancement of the resection cavity was strongly increased on epMRI compared with iMRI, potentially mimicking residual tumor. The positive rate of DWI abnormality was 73% on iMRI and 89.2% on epMRI. Among the 10 patients who showed no DWI abnormality on iMRI, 6 exhibited DWI abnormality on epMRI (the late-developing group). Two patients developed new neurological deficits postoperatively, and both showed DWI abnormality on both iMRI and epMRI. No patient in the late-developing group developed postoperative neurological deficits.

CONCLUSIONS
Overall, iMRI demonstrated more accurate EOR and less SICE compared with epMRI. Although the positive rate of DWI abnormality was lower on iMRI than on epMRI, the late-developing group showed no postoperative neurological deficits. Therefore, iMRI is more useful in assessing accurate EOR and detecting postoperative neurological deficits than epMRI.
Maintaining stability at the lumbosacral-pelvic region in adult spinal deformity surgery without sacroiliac joint fusion: are 4 pelvic screws superior to 2 pelvic screws?
Authors: Mohanty Sarthak , Stephan Stephen R. , Mikhail Christopher , Platt Andrew , Bakhsheshian Joshua , Hassan Fthimnir M. , Lewerenz Erik , Lombardi Joseph M. , Sardar Zeeshan M. , Lehman Ronald A. , Lenke Lawrence G. 
Published: December 2024

OBJECTIVE
The objective of this study was to compare a multiple pelvic screw fixation strategy (dual bilateral 4 pelvic screw fixation [4PvS]) with the use of single bilateral 2 pelvic screw fixation (2PvS), with the aim of addressing lumbosacral junction stability.

METHODS
This analysis is a single-center, retrospective review of ASD patients treated between 2015 and 2021. All patients had a minimum 2-year follow-up and spinal fusion to the sacrum without sacroiliac fusion and met at least one radiographic and procedural criterion: pelvic incidence–lumbar lordosis ≥ 20°, T1 pelvic angle ≥ 20°, sagittal vertical axis ≥ 7.5 cm, scoliosis ≥ 50°, three-column osteotomy, or spinal fusion of ≥ 8 levels. Two sacropelvic fixation methods were compared: 4PvS versus 2PvS. Primary outcomes included spinal implant-related reoperation and screw breakage, while secondary outcomes included reoperation for symptomatic pelvic screws, screw loosening or bending, L5–S1 pseudarthrosis, and patient-reported outcomes. Propensity score matching and inverse probability of treatment weighting (IPTW) were used to minimize selection bias and estimate causal treatment effects. Clinical outcomes were assessed using conditional multivariable logistic regression.

RESULTS
In this study of 406 patients (67.98% female, mean age 64.48 years), 349 patients (85.96%) received 2PvS and 57 (14.04%) received 4PvS. Age (OR 1.081, 95% CI 1.027–1.145) and total number of osteotomies (OR 1.180, 95% CI 1.048–1.355) emerged as independent predictors of receiving the 4PvS technique. In unmatched cohorts (n = 406), 2-year implant-related reoperation rates (p = 0.1896) and pelvic screw breakage rates (p = 0.2498) were not significantly different between groups. However, in the 4:1 propensity score–matched cohort, the 2-year reoperation rate (10.53% for 2PvS vs 3.51% for 4PvS; OR 3.27, 95% CI 1.10–9.74 [p = 0.0312]) and the pelvic screw breakage rate (9.21% for 2PvS vs 3.51% for 4PvS; OR 2.87, 95% CI 1.08–7.63 [p = 0.0349]) were significantly higher among the 2PvS groups. The IPTW analysis confirmed these findings, with reoperation rates of 10.45% for 2PvS and 1.18% for 4PvS (p = 0.0244) and pelvic screw breakage rates of 8.72% and 1.18%, respectively (p = 0.0477). A safety assessment revealed comparable operative times and intra- and perioperative complications between the two techniques.

CONCLUSIONS
Patients who underwent 4PvS demonstrated significantly lower 2-year implant-related reoperation and pelvic screw breakage rates compared with 2PvS, with no differences in intraoperative or perioperative complications.
Pengaruh Exchange Rate, Tunneling Incentive Dan Mekanisme Bonus Terhadap Keputusan Perusahaan Melakukan Transfer Pricing
Authors: Devi Novita  , Teti Chandrayanti  , Yuli Ardiany  
Published: December 2024

Penelitian ini bertujuan untuk menganalisis dan menentukan :1) Pengaruh Exchange Rate secara parsial terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. 2) Pengaruh Tunneling Incentive secara parsial terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. 3) Pengaruh Mekanisme Bonus secara parsial terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. 4) Pengaruh Exchange Rate, Tunneling Incentive dan Mekanisme Bonus secara simultan terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. Populasi dalam penelitian ini jumlahnya 177 perusahaan lalu sampelnya berjumlah 12 perusahaan yang memakai teknik purposive sampling. Sementara analisis datanya memakai deskriptif serta regresi linier berganda. Adapun hasil uji hipotesisnya diperoleh : 1) Exchange Rate secara parsial tidak berpengaruh signifikan terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. 2) Tunneling Incentive secara parsial berpengaruh positif dan signifikan terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI antara 2018-2020. 3) Mekanisme Bonus secara parsial tidak berpengaruh signifikan terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020. 4) Exchange Rate, Tunneling Incentive serta Mekanisme Bonus secara simultan signifikan memengaruhi Transfer Pricing Pada Perusahaan Manufaktur di BEI antara 2018-2020. Kemudian pada uji Koefisien Determinasi (R2) didapatkan angka 0,937, yang mana pengaruh Exchange Rate, Tunneling Incentive serta Mekanisme Bonus Terhadap Transfer Pricing Pada Perusahaan Manufaktur di BEI Periode 2018-2020 adalah sebesar 93,7%, sedangkan 6,3% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini.
PERANCANGAN APLIKASI SISTEM INFORMASI AKUNTANSI PERSEDIAAN BERBASIS WEBSITE PADA BUMDES MULTIGUNA DESA SIDOMULYO MADIUN
Authors: Nugrahaningsih Putri , Tiaramurti Galuh , Rahmawati Labbaika Dwi Ayu , Arista Denty , Saputra Zaim Arif Eko 
Published: December 2024

Peningkatan teknologi informasi membuat sistem informasi keuangan yang efisien semakin penting, terutama di BUMDes. Penelitian ini bertujuan untuk membangun Perancangan Aplikasi Sistem Informasi Akuntansi Berbasis Website Pada Badan Usaha Milik Desa (BUMDes) Multiguna Desa Sidomulyo. Penelitian ini dilatarbelakangi dengan masalah yang ada pada BUMDes terkait pengelolaan bisnis agar efisien dan menyediakan fasilitas pembayaran digital yang aman dan mudah diakses, kemudian dibangun rancang aplikasi sistem informasi akuntansi sesuai dengan kebutuhan. Metode yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Pengujian menggunakan blackbox testing menyajikan hasil wawancara yang sudah direduksi dan dianalisis. Proses pengembangan sistem menggunakan metode waterfall, yang terdiri dari analisis kebutuhan, desain, pengembangan, dan pengujian. Sistem ini dibuat untuk mempermudah pencatatan transaksi, meningkatkan ketepatan laporan, serta transparansi keuangan. Hasil penelitian yaitu terbentuknya aplikasi sistem informasi akuntansi berbasis website yang dapat digunakan dan berjalan dengan baik dilihat dari setiap deskripsi pengujian serta output yang dihasilkan dari Sistem Inventaris, Persediaan, Profil, dan Pembayaran Online. Dari hasil penelitian ini menunjukkan bahwa penggunaan aplikasi sistem informasi akuntansi memberikan solusi praktis kepada BUMDes sehingga laporan menjadi lebih akurat, entry data yang lebih teroganisir, proses operasional menjadi lebih efektif dan efisien. Penelitian ini juga memberikan kontribusi terhadap literatur mengenai penerapan teknologi informasi bagi BUMDes.
PENGARUH TINGKAT PEMAHAMAN DAN KEPEDULIAN PELAKU UMKM TERHADAP IMPLEMENTASI GREEN ACCOUNTING DALAM MENINGKATKAN KEBERLANJUTAN BISNIS
Authors: Pramita Indraswari I Gusti Agung Ayu , Pradnyani I Gusti Agung Arista , Budiadnyani Ni Putu , Dewi Putu Pande R. Aprilyani 
Published: December 2024

Tujuan penelitian ini adalah mengetahui pengaruh pemahaman dan kepedulian pelaku UMKM dalam implementasi green acoounting. Kegiatan produksi UMKM di bidang fashion seringkali memberikan dampak buruk terhadap lingkungan sekitar. UMKM dianggap memiliki kewajiban untuk memahami dan mengimplementasikan konsep green accounting dalam menjalankan kegiatan usahanya karena dalam memproduksi produknya kadangkala menghasilkan limbah yang dapat mencemari dan merusak lingkungan. UMKM dapat menggunakan strategi green accounting, yaitu dengan memasukkan biaya lingkungan pada sistem akuntansi yang digunakan. Adanya strategi green accounting yang digunakan UMKM, dapat meningkatkan nilai etika bisnis sehingga dapat meningkatkan kepercayaan masyarakat terhadap perusahaan. Penelitian ini menggunakan data primer yang diperoleh dari penyebaran kuesioner. Teknik pengumpulan data yaitu menggunakan kuesioner yang akan disebar di UMKM. Teknik analisis yang digunakan dalam penelitian ini adalah regresi linier berganda. Hasil dari penelitian ini menemukan bahwa pemahaman, dan kepedulian pelaku usaha UMKM berpengaruh positif dan signifikan terhadap penerapan green accounting.
ANALISIS RASIO LIKUIDITAS, SOLVABILITAS DAN PROFITABILITAS PADA KOPERASI SERBA USAHA LINCHEN
Authors: Tahik Paskalia Rulyani , Ariani Mintarti , Wibowo Joshi Maharani 
Published: December 2024

Analisis keuangan sangat dibutuhkan dalam suatu perusahaan. Berdasarkan penelitian sebelumnya, kinerja keuangan pada saat pandemi COVID-19 masih dikatakan kurang sehat. Oleh sebab itu, tujuan penelitian ini adalah menganalisis rasio keuangan guna memperoleh informasi tentang kinerja keuangan Koperasi Serba Usaha Linchen saat COVID-19 dan setelah COVID-19. Metode yang digunakan yakni deskriptif kuantitatif mengenai kinerja keuangan melalui rasio likuiditas, rasio solvabilitas, dan rasio profitabilitas. Didapatkan data berupa laporan posisi keuangan dan Sisa hasil usaha (SHU) tahun 2020 & 2021 untuk periode saat pandemi COVID-19 dan tahun 2022 & 2023 untuk periode setelah pandemi COVID-19. Hasil penelitian menunjukan bahwa pandemi COVID-19 sangat mempengaruhi kinerja keuangan Koperasi Serba Usaha Linchen. Hal ini dilihat dari pengukuran rasio likuiditas (current ratio), rasio solvabilitas (debt ratio), dan rasio profitabilitas (return on equity) yang dianggap kurang baik pada saat pandemi yang diakibatkan karena kegiatan operasional yang kurang maksimal. Namun setelah pandemi COVID-19 kinerja keuangan mengalami perkembangan yang cukup signifikan sehingga dinilai sangat baik. Oleh karena itu, Koperasi Serba Usaha Linchen harus meningkatkan kegiatan operasional sehingga kinerja keuangan tetap meningkat. Rekomendasi implementatif yang harus dilakukan oleh pihak Koperasi Serba Usaha Linchen untuk mempertahankan dan meningkatkan kinerja keuangan yakni mengurangi hutang jangka panjang dan pembiayaan kegiatan operasional, serta mampu menyusun anggaran pendapatan belanja dan mengawasi pelaksanaannya secara berkala.
ANALISIS TINGKAT LITERASI KEUANGAN DAN LITERASI TEKNOLOGI INFORMASI PADA UMKM TERAS MALIOBORO DUA TAHUN 2024
Authors: Sari Enita Melisa , Wulandari Ika 
Published: December 2024

Penelitian ini bertujuan untuk mengetahui tingkat literasi gabungan antara literasi keuangan dan literasi teknologi informasi pada UMKM. Penelitian ini dilakukan dengan menggunakan pendekatan kuantitatif. Data yang digunakan dalam penelitian ini dalah data primer. Pengumpulan data primer dilakukan dengan cara wawancara dan observasi pada pedagang UMKM di kawasan Teras Malioboro Dua. Hasil penelitian menunjukkan bahwa (1)literasi keuangan pada UMKM di Teras Malioboro Dua berada pada kategori tinggi yaitu 82%, (2) literasi teknoilogi informasi pada UMKM Teras Malioboro Dua berada pada kategori sedang yaitu 79,83%, (3) kombinasi literasi keuangan dan literasi teknologi informasi pada UMKM Teras Malioboro Dua berada pada kategori tinggi yaitu 80,91%. Tingkat literasi keuangan dan literasi teknologi ini sangat bermanfaat bagi para pelaku UMKM dalam mengelola keuangan usahanya dengan baik dan memanfaatkan teknologi informasi untuk keuntungannya.