bluuebunny/crossref_metadata_2025_split huggingface dataset:
ANALISIS LAKU PANDAI (BRANCHLESS BANKING) PADA AGEN PERBANKAN (STUDI DI KOTA BIMA)
Authors: Muniarty Puji , Nurhayati Nurhayati , Purnama Ita 
Published: March 2021

Penelitian ini bertujuan untuk mengetahui efektivitas layanan laku pandai (branchless banking) pada agen perbankan (Studi di Kota Bima). Jenis penelitian yang digunakan yaitu deskriptif menggunakan pendekatan pendekatan kualitatif conclusive dengan survey deskriptif. Populasi dalam penelitian ini yaitu seluruh agen46 BNI yang ada dikota bima sejumlah 163 dan sampel penelitian 8 agen46 BNI dengan purposive sampling dengan 80 responden yang menggunakan jasa layanan laku pandai. Waktu penelitian yaitu selama 3 bulan dari bulan Mei sampai dengan bulan juli 2019. Teknik analisis data yang digunakan yaitu uji validitas, uji reliabilitas dan uji t test one sample. Berdasarkan uji validitas bahwa seluruh item pertanyaan valid karena nilai Correted Item Total Correlation > 0,3 sedangkan uji reliabilitas Reliability Statistics diatas nilai Cronbachâ€™s Alpha sebesar 0, 817 > 0,60 yang artinya reliabel. Nilai t hitung lebih besar dari nilai t tabel (67,912 > 1,99) artinya efektivitas layanan laku pandai (branchless banking) dari yang diharapkan sangat efektif.
ANALISIS DISKRIMINAN USAGE BARRIER, VALUE BARRIER, RISK BARRIER, TRADITION BARRIER, DAN IMAGE BARRIER TERHADAP HAMBATAN FUNGSIONAL DAN HAMBATAN PSIKOLOGIS
Authors: Putri Roshita Sasqhia , Giri Refi Rifaldi Windya 
Published: March 2021

Layanan dan teknologi yang dimiliki Traveloka telah mampu memiliki nilai dan keuntungan yang lebih baik daripada layanan para pesaingnya. Karena adanya persaingan bisnis, Traveloka tidak boleh lengah dan harus mengantisipasi sejak awal, salah satunya dengan mengidentifikasi nonpengguna Traveloka.
Penelitian ini mengidentifikasi 3 kelompok non-adopter Traveloka, yaitu postponers, opponents, dan rejectors. Pengumpulan data dilakukan dengan menyebarkan kuesioner secara online melalui google forms dan secara offline kepada non-adopter Traveloka di Indonesia. Pengolahan data dilakukan menggunakan software SPSS 23 dengan metode analisis diskriminan. Dari kuesioner yang disebar, diperoleh 212 responden yang terdiri dari 42 responden postponers, 145 responden opponents, dan 25 responden rejectors.
Dari hasil penelitian ini, variabel yang paling membedakan diantara ketiga grup adalah variabel Usage Barrier (14,274) dan Risk Barrier (7,143) dengan angka Sig. di bawah 0,05. Hal ini menunjukkan non-adopter masih belum mengetahui kegunaan yang ditawarkan dan risiko yang akan dirasakan ketika menggunakan layanan Traveloka.
UPAYA PENINGKATAN PENERIMAAN PAJAK MELALUI PENJUALAN BERBASIS E COMMERCE PADA UMKM KOTA TANGERANG SELATAN
Authors: Sukarno Sukarno , Wifasari Septi , Setyawan Budi 
Published: March 2021

E-commerce sebagai bentuk pemanfaatan teknologi informasi banyak diminati oleh kalangan pelaku bisnis Usaha Mikro, Kecil dan Menengah (UMKM). Kementerian Koperasi dan Usaha Kecil Menengah (Kemenkop UKM) melaporkan di bulan November 2017 sebanyak 3,79 juta usaha mikro, kecil, dan menengah (UMKM) sudah memanfaatkan platform online dalam memasarkan produknya. Penelitian ini bertujuan untuk mengetahui potensi penerapan pajak e-commerce, perkembangan peningkatan jumlah UMKM berbasis e-commerce dan seberapa besar dampak penerapan pajak e-commerce terhadap kelangsungan usaha pada UMKM di Kota Tangerang Selatan. Penelitian ini menggunakan metode kualitatif deskriptif dengan menggunakan data yang diperoleh berdasarkan observasi melalui wawancara dan dokumentasi dengan tulisan yang sistematis kemudian ditafsirkan dan ditarik kesimpulan. Hasil penelitian menunjukkan bahwa para pelaku UMKM di Kota Tangerang Selatan sebagian besar telah memanfaatkan platform e-commerce dalam usahanya namun potensi pajaknya belum dapat digali secara maksimal akibat dari belum adanya database UMKM.
PENERAPAN MANAJEMEN RISIKO UNTUK MEMINIMALISIR RISIKO KREDIT MACET PADA PT BPRS BAHARI BERKESAN
Authors: Pratama Rheza , A. Samiun Aspiati 
Published: March 2021

Penelitian ini ingin memberikan gambaran tentang penerapan manajemen risiko pembiayaan/kredit dalam meminimalisir kredit macet pada PT BPRS Bahari Berkesan. Metode yang digunakan adalah pendekatan deskriptif kualitatif, deskriptif kualitatif adalah metode penelitian yang berlandaskan pada filsafat postpositivisme, digunakan untuk meneliti pada kondisi obyek yang alamiah dimana peneliti adalah sebagai instrument kunci, analisis data bersifat kualitatif dan hasil penelitian kuantitatif lebih menekankan makna dari pada generalisasi.
Hasil Penelitian ini menunjukan bahwa: (1). Faktor-faktor penyebab terjadinya kredit macet adalah kelemahan pegawai menganalisa kredit, karena lemahnya kebijakan, SOP (Standar Oprasional Prosedur), dan kurangnya informasi yang diterima bank. (2). Bahwa manajemen risiko BPRS Bahari Berkesan pada umumnya sudah menunjukkan hasil yang sesuai dengan yang diharapkan, yaitu terkait dengan prinsip-prinsip penerapan manajemen risiko pembiayaan/kredit. Begitu juga dengan Peraturan Bank Indonesia (PBI) dan Peraturan Otoritas Jasa Keuangan (P-OJK) yang dinilai sudah bisa menjadi pedoman yang cukup efektif dalam pengelolaan risiko pembiayaan/kredit.
ANALISIS HUBUNGAN ANTARA FINANCIAL LITERACY DAN FINANCIAL DISTRESS (STUDI PADA DEWASA MUDA DI PROVINSI DKI JAKARTA)
Authors: Fitra Nurwinda  , Dewi Andrieta Shintia 
Published: March 2021

Pertumbuhan ekonomi DKI Jakarta selalu lebih tinggi dibandingkan pertumbuhan ekonomi Jawa dan Nasional memberikan dampak positif pada kesejahteraan masyarakat DKI Jakarta, diimbangi oleh meningkatnya pendapatan masyarakat. Dengan meningkatnya pendapatan masyarakat DKI Jakarta, menyebabkan gaya hidup masyarakat cenderung konsumtif. Gaya hidup konsumtif yang tidak diimbangi oleh financial literacy dapat mengakibatkan berbagai efek negatif salah satunya adalah stres keuangan.
Penelitian ini bertujuan untuk mengetahui hubungan antara financial literacy dan financial distress pada Dewasa Muda di Provinsi DKI Jakarta. Metode penelitian menggunakan metode kuantitatif. Populasi dari penelitian ini sebanyak 1.750.102 orang dan sampel terpilih sebanyak 400 orang. Teknik analisis menggunakan analisis deskriptif dan analisis korelasi pearson product moment.
Berdasarkan hasil yang diperoleh, tingkat financial literacy tinggi dan tingkat financial distress sedang. Selain itu, penelitian ini menunjukan terdapat hubungan positif kuat antara financial literacy dan financial distress pada Dewasa Muda di Provinsi DKI Jakarta.
Spory o Młyn Górny w Bieńczycach w latach 1792-1838
Authors: Godek Andrzej Edward 
Published: March 2021

Podkrakowska wieś Bieńczyce stanowiła część uposażenia proboszcza parafii pw. św. Floriana na Kleparzu, stanowiąc przy tym główne źródło jego dochodu. W XVIII i XIX w. rozegrał się w niej konflikt pomiędzy młynarzami a gromadą i ks. Antonim Krząnowskim, a po jego śmierci z ks. Franciszkiem Kolendowiczem.Kolejno następujący po sobie trzej młynarze z Młyna Górnego zaniedbywali obowiązki, wskutek czego stan młyna ulegał systematycznemu pogorszeniu. Artykuł podejmuje problematykę przyczyn, przebiegu oraz skutków toczonych w latach 1792–1838 sporów o młyn.
Jezuici a reformacja w syntezach szkoły lelewelowskiej. Lelewel, Moraczewski i Schmitt
Authors: Zieliński Sławomir 
Published: March 2021

W artykule poddano analizie najważniejsze prace o charakterze syntetycznym i podręcznikowym pióra Joachima Lelewela i najwybitniejszych przedstawicieli jego szkoły: Jędrzeja Moraczewskiego i Henryka Schmitta. Dzieła te analizowano pod kątem roli jezuitów w zwalczaniu reformacji. Jezuici, według lelewelistów, nie tylko odegrali kluczową rolę w pokonaniu protestantyzmu i zwycięstwie kontrreformacji, ale także przyczynili się do upadku państwa. Szkoła Lelewela odegrała kluczową rolę w upowszechnieniu się mitu jezuickiego w historiografii polskiej.
Problem niszczenia śladów dołkowych na obszarze Polski, zachowanych na elewacjach wybranych świątyń gotyckich
Authors: Pauch Seweryn 
Published: March 2021

Prezentowany tekst porusza kwestię zmniejszania się liczby tzw. śladów dołkowych. Przytoczono w nim skrótowo genezę owych dołków, wskazując na najbardziej prawdopodobne źródła ich powstania. Opierając się na literaturze przedmiotu, przywołano opinie badaczy, którzy zauważyli i odnotowali poruszany w tytule artykułu problem. Na ich podstawie omówione zostały czynniki prowadzące do zanikania dołków. W konkluzji zwrócono uwagę na potrzebę ochrony rzeczonych artefaktów, mogących wskazywać na istnienie w przeszłości nieznanej nam praktyki.
"Krakowskie" woluminy z dawnej biblioteki bernardynów na Karczówce pod Kielcami
Authors: Kardyś Piotr 
Published: March 2021

Artykuł prezentuje ustalenia dotyczące „krakowskiej” proweniencji niektórych woluminów z dawnej biblioteki bernardynów na Karczówce, które obecnie znajdują się w zasobie Biblioteki Wyższego Seminarium Duchownego w Kielcach. Konwent Braci Mniejszych Obserwantów posiadał od początku swojego funkcjonowania (lata 30. XVII w.) wiele starodruków (zapewne też rękopisów liturgicznych) przekazanych przez władze zakonne prowincji, jak również krakowskich kanoników i profesorów uniwersyteckich. Ich identyfikację umożliwiły zachowane proweniencje oraz inne notki, m.in. wskazujące na konkretne przeznaczenie.
UPAYA MENINGKATKAN KETERAMPILAN MENULIS TEKS EKSPLANASI DAN HASIL BELAJAR BAHASA INDONESIA DENGAN METODE INKUIRI PADA SISWA KELAS XI IPS 1 SMA NEGERI 3 METRO
Authors: Kesuma Cik Ayu 
Published: March 2021

The result of skill and learning becoming by write explanation methode inquity XI IPS 1 SMAN 3 Metro. Data method by observation, document,and interview (test and non test). Skill texs explanation prasiklus 79,25, siclus I to 96,83 increased 17,58%, the result of prasiklus 5 to siklus I become 7, increased 2%. Skill write texs explanation by siklus II become 108,91, increased 12,08%, the resulth of learning siclus I rates 7 a,d siklus II rates 8, increased 1%. Siklus III skill write tex explanation become 200,16, increased 91,25%, the result of leaning score 9, increased 1%. The conclusion: skill tex explanation prasiklus rates 79,25%, at siklus I score 96,83%, siclus II score 108,91. And siclus III score 200,16%. The result learning praciklus 5, siclus I become 7, siclus II,8, and siclus III become 9, the rates from praciklus 2%, siklus I to siclus II become 1%, and siclus III be 1%.
Examining the Web Design and Quality of Information to User Satisfaction : The Case of Student at Sekolah Tinggi Ilmu Ekonomi INABA Bandung
Authors: Priambodo Evan Yuri 
Published: March 2021

This study aims to see how user satisfaction with website services in terms of aspects of web design and quality of information. The first hypothesis in this study is that there is a positive and significant influence between web design on user satisfaction with website services at the Sekolah Tinggi Ilmu Ekonomi INABA Bandung. The second hypothesis in this study is that there is a positive and significant influence between web design on user satisfaction with website services at the Sekolah Tinggi Ilmu Ekonomi INABA Bandung. The population in this study were students in Class A of the Sekolah Tinggi Ilmu Ekonomi INABA Bandung, amounting to 39 people. The sampling method was carried out by total sampling. Data were collected through questionnaires and analyzed using multiple regression methods. The results showed that web design has a positive and significant influence on user satisfaction with website services at the Sekolah Tinggi Ilmu Ekonomi INABA Bandung. The quality of information has a positive and significant effect on user satisfaction with website services at the Sekolah Tinggi Ilmu Ekonomi INABA Bandung. The quality of information has the most dominant influence on user satisfaction at the Sekolah Tinggi Ilmu Ekonomi INABA Bandung
Keywords:web design, quality of information, user satisfaction
Projeção do diâmetro de árvores de Hevea brasiliensis por meio de modelos mistos não lineares
Authors: Barros Sandro da Silva , Silva Jeferson Pereira Martins , Silva Evandro Ferreira da , Santos Jeangelis Silva , Mendonça Adriano Ribeiro de , Silva Gilson Fernandes da , Rodrigues Nívea Maria Mafra 
Published: March 2021

O estudo teve como objetivo avaliar a acurácia de modelos mistos não lineares na projeção do crescimento em diâmetro de árvores individuais de Hevea brasiliensis. A área de estudo está localizada no município de Linhares, Espírito Santo e possui área total de 784 m². As árvores estão plantadas no espaçamento de 2,0 x 2,0 m. As medições do diâmetro a 1,3 m do solo das árvores foram realizadas anualmente dos dois aos 14 anos de idade. Foram ajustados três modelos não lineares considerando efeitos fixos e efeitos aleatórios, sendo estes os modelos de Pienaar e Schiver, Mitscherlich e Chapman-Richards. A avaliação das estimativas geradas pelos modelos mistos e fixos foi realizada, tanto para o ajuste como para a projeção, com base no coeficiente de correlação (r), viés [V (%)], relative root mean square error [RMSE(%)]. O desempenho dos modelos de regressão quando considerado também efeitos aleatórios foi superior aos modelos de efeito fixo, sendo capaz de modelar a heterocedasticidade e a autocorrelação observada na análise gráfica dos ajustes dos modelos com efeito fixo. O RMSE mais baixo dos modelos de efeito fixo foi 4,53% e para o efeito misto foi 3,71%. Quando comparado o valor de RMSE da projeção, o menor valor obtido com o modelo de efeito fixo foi de 22% e com efeito misto de 4,38%. A utilização de modelos de efeitos fixos e aleatórios resultou em ganhos significativos de acurácia, boa aplicação em dados agrupados e permitiu modelar a heterocedasticidade e a autocorrelação dos dados.
Avaliação da exposição ocupacional de trabalhadores frentistas de postos de combustíveis utilizando como biomarcadores celulares frequência de micronúcleos e alterações citogenéticas
Authors: Silva Bianka Raiany , Cândido Wesley Pimenta , Silva Marcela Miller Rodrigues da , Castro Elaine Scheidegger , Meneguelli Mayra , Schons Sandro Vargas , Da Silva Francisco Carlos 
Published: March 2021

O objetivo deste estudo foi identificar os principais distúrbios fisiológicos, relacionados às atividade laboral de trabalhadores expostos aos compostos BTEX (Benzeno, Tolueno, Etil Benzeno e Xileno) e os danos genéticos causados em função do grau de exposição, assim como, a intercorrelação desses, com as características sociodemográficas dos trabalhadores de postos de combustíveis de Ji-Paraná/RO. O estudo foi realizado com um grupo de 120 voluntários, sendo formado por 80 trabalhadores de postos de combustíveis e 40 indivíduos que não executam a mesma função, considerados como grupo controle. As características sociodemográficas dos indivíduos do estudo foram obtidas por meio da aplicação de um questionário semiestruturado. Após, esses, foram divididos em 3 grupos para a coleta de amostras da mucosa oral e análise citológica. O grupo 1 (GE1) composto por 40 trabalhadores expostos aos BTEX e usuários de bebida alcoólica e tabagistas; o grupo 2 (GE2) formado por indivíduos exposto, com igual número de trabalhadores, e não usuários de bebidas alcoólicas e tabagista. Esses grupos também foram subdivido por idade. O grupo três (GC) foi considerado como testemunha. Os resultado das análises citológicas da presença de micronúcleos e anormalidades celulares (cariorréxe, binucleação, brotamento e apoptose), demonstram que os indivíduos dos grupos expostos apresentam maior prevalência de danos genéticos e anormalidades celulares em comparação ao grupo controle, além de que, os indivíduos de faixa etária entre 26 à 55 anos apresentaram maior frequência de micronucleos. Observou-se ainda que quanto maior for o tempo de exposição aos combustíveis, maior é a incidência dos sinais clínicos e danos genéticos as células da mucosa oral.
Exploring radiation measurement after Fukushima: When media ecology meets citizen science
Authors: Abe Yasuhito 
Published: March 2021

While various scholars have investigated the role of citizens in generating scientific data after the Fukushima Daiichi nuclear disaster under the labels of citizen science and citizen sensing, this essay draws on media ecology and explores its potential theoretical usefulness for enhancing our understanding of post-Fukushima citizen science practices. Taking Marshall McLuhan’s perspective of technology as a medium, this article creates a theoretical framework for foregrounding the role of a measurement device (of radiation levels, in this case) in extending its user’s body and mind. In doing so, this essay attempts to contribute to the fields of media studies and Science, Technology, and Society (STS).
Health examination results and work environment factors affecting urinary 8-hydroxy-2′-deoxyguanosine levels
Authors: Watanabe Sintaroo , Li Yun-Shan , Kawasaki Yuya , Ootsuyama Yuko , Kawai Kazuaki 
Published: March 2021

Abstract

Objective
Oxidative stress is considered to cause lifestyle-related diseases, including cancer. Urinary 8-hydroxy-2′-deoxyguanosine (8-OHdG) is widely analyzed as an oxidative stress marker. We extensively scrutinized the relationships between 8-OHdG levels and lifestyle choices as carcinogenic factors.

Methods
In this study, we investigated health examination results and working conditions affecting urinary 8-OHdG levels in 503 male workers.

Results
The urinary 8-OHdG level was positively associated with high blood sugar and leanness in smokers. In addition, urinary 8-OHdG tended to increase with organic solvent or hydrochloric acid exposure, as well as long working hours. On the other hand, the urinary 8-OHdG level was negatively associated with high plasma LDL-cholesterol levels in non-smokers and anemia.

Conclusion
According to the results, anemia decreased the oxidative stress, regardless of smoking status, while leanness or high blood sugar increased the oxidative stress in smokers, and the presence of plasma cholesterol contributed to the lower oxidative stress in non-smokers. Certain types of occupational exposure may cause oxidative stress. The measurement of urinary 8-OHdG at annual health checks may be a useful biomarker for preventing lifestyle- and work-related diseases.
Surface Plasmons and Visible Light Iniferter Initiated Polymerization for Nanolocal Functionalization of Mesoporous Separation Layers
Authors: John Daniel , Stanzel Mathias , Andrieu‐Brunsen Annette 
Published: March 2021

AbstractAlthough the technological relevance of mesoporous ceramic polymer hybrid materials is well accepted, missing functionalization concepts enabling 3D nanoscale local control of polymer placement into mesoporous materials, including thin films, and ideally using controlled polymerization techniques limit the application potential. Here, nanolocal functionalization of mesoporous separation layers using controlled, visible light iniferter initiated polymerization allowing responsive polymer functionalization locally limited to the irradiated spot is introduced. Thereby, two visible light sensitive iniferters, s‐p‐trimethoxysilylbenzyl‐S´‐dodecyltrithiocarbonate and 4‐cyano‐4‐((dodecylsulfanylthiocarbonyl)sulfanyl)pentanoic acid, are developed for polymer functionalization of mesoporous films in a grafting from and a grafting through approach. 3D nanolocal polymer placement close to the proximity of the plasmonic field source is demonstrated by combining these visible light iniferter initiated polymerizations with optical near field modes, such as localized surface plasmon resonance (LSPR). As the location of the LSPR in mesoporous films can be controlled by placing metal alloy nanoparticles into these films and film thicknesses can be adjusted, this strategy is applied for precise positioning of polymers into mesoporous films with nanolocal control in three dimensions and thus reduces the gap in precision of functional group positioning between technological and biological nanopores.
Enhancing Oxygen Reduction Activity and Cr Tolerance of Solid Oxide Fuel Cell Cathodes by a Multiphase Catalyst Coating
Authors: Niu Yinghua , Zhou Yucun , Lv Weiqiang , Chen Yu , Zhang Yanxiang , Zhang Weilin , Luo Zheyu , Kane Nicholas , Ding Yong , Soule Luke , Liu Yuchen , He Weidong , Liu Meilin 
Published: March 2021

AbstractIntermediate temperature solid oxide fuel cells (IT‐SOFCs) are cost‐effective and efficient energy conversion systems. The sluggish oxygen reduction reaction (ORR) and the degradation of cathodes are critical challenges to the commercialization of IT‐SOFCs. Here, a highly efficient multiphase (MP) catalyst coating, consisting of Ba1−xCo0.7Fe0.2Nb0.1O3−δ (BCFN) and BaCO3, to enhance the ORR activity and durability of the state‐of‐the‐art lanthanum strontium cobalt ferrite (La0.6Sr0.4Co0.2Fe0.8O3−δ, LSCF) cathode is reported. The conformal MP catalyst‐coated LSCF cathode shows a polarization resistance (Rp) of 0.048 Ω cm2 at 650 °C, about one order of magnitude smaller than that of the bare LSCF. In an accelerated Cr‐poisoning test, the degradation rate of the catalyst‐coated LSCF electrode is 10−3 Ω cm2 h−1 (0.59% h−1) over 200 h, only one fifth of the degradation rate of the bare LSCF electrode at 750 °C. In addition, anode‐supported single cells with the MP catalyst‐coated LSCF cathode show a dramatically enhanced peak power density (1.4 W cm−2 vs 0.67 W cm−2 at 750 °C) and increased durability against Cr and H2O. Both experimental results and density functional theory‐based calculations indicate that the BCFN phase improves the ORR activity while the BaCO3 phase enhances the stability of the LSCF cathode.
Parallel Dislocation Networks and Cottrell Atmospheres Reduce Thermal Conductivity of PbTe Thermoelectrics
Authors: Abdellaoui Lamya , Chen Zhiwei , Yu Yuan , Luo Ting , Hanus Riley , Schwarz Torsten , Bueno Villoro Ruben , Cojocaru‐Mirédin Oana , Snyder Gerald Jeffrey , Raabe Dierk , Pei Yanzhong , Scheu Christina , Zhang Siyuan 
Published: March 2021

AbstractDislocations play an important role in thermal transport by scattering phonons. Nevertheless, for materials with intrinsically low thermal conductivity, such as thermoelectrics, classical models require exceedingly high numbers of dislocations (>1012 cm–2) to further impede thermal transport. In this work, a significant reduction in thermal conductivity of Na0.025Eu0.03Pb0.945Te is demonstrated at a moderate dislocation density of 1 × 1010 cm–2. Further characteristics of dislocations, including their arrangement, orientation, and local chemistry are shown to be crucial to their phonon‐scattering effect and are characterized by correlative microscopy techniques. Electron channeling contrast imaging reveals a uniform distribution of dislocations within individual grains, with parallel lines along four <111> directions. Transmission electron microscopy (TEM) shows the parallel networks are edge‐type and share the same Burgers vectors within each group. Atom probe tomography reveals the enrichment of dopant Na at dislocation cores, forming Cottrell atmospheres. The dislocation network is demonstrated to be stable during in situ heating in the TEM. Using the Callaway transport model, it is demonstrated that both parallel arrangement of dislocations and Cottrell atmospheres make dislocations more efficient in phonon scattering. These two mechanisms provide new avenues to lower the thermal conductivity in materials for thermal‐insulating applications.