bluuebunny/crossref_metadata_2025_split huggingface dataset:
СРАВНИТЕЛЬНАЯ ХАРАКТЕРИСТИКА РЫНКА ИПОТЕЧНОГО ЖИЛИЩНОГО КРЕДИТОВАНИЯ В РОССИИ И МАРИЙ ЭЛ
Authors: Бурков А.В. , Пшеничнов Р.В. 
Published: February 2025

Ипотека уже давно стала локомотивом строительной отрасли в Российской Федерации. С внедрением мер поддержки ипотечного рынка правительство начинало антикризисные меры в 2014 году, в дальнейшем планомерно опуская ключевую ставку, что способствовало развитию рынка жилья и ипотеки. Но несмотря на снижение ставки, не для всех категорий граждан ипотека стала доступной. На региональном уровне с учётом более низкой маржинальности продукта проблемы выражены наиболее ярко. В статье проведён анализ динамики рынка жилья и ипотеки, а также на примере отдельно взятого региона проведён сравнительный анализ. В результате были выявлены региональные особенности рынка, а также сформированы рекомендации по дальнейшему развитию сферы ипотечного кредитования.
Introduction. Mortgage became a driver of Russian construction sector a long time ago. Introducing the supporting measures of the mortgage market, the government started the anti-crisis measures in 2014. Thus, the key rate was systematically cutting which contributed to the development of housing and mortgage market. Despite the lowering of the rate, the mortgage became affordable not for everybody. At a regional level, the problem is more pronounced due to lower marginality of the product. The article offers an analysis of the housing and mortgage market dynamics. A comparative analysis also was conducted based on the example of a particular region. In light of this, regional peculiarities of the market were revealed and recommendations on further mortgage credit sector development were determined. The research is aimed at revealing and studying the statistical regularities in the mortgage credit sector in Russia and at a regional level (Mari El Republic). The authors paid a particular attention to the use of such methods as frequency domain analysis, table and graphic methods presentation of research results. The authors gave a recommendation for further development of the market of mortgaging that included the use of market situation forecasting both for the inner goals of a certain bank and at a state level, impossible without a sound statistical analysis of existing problems.
ЛОКАЛИЗАЦИЯ ТРАНСАКЦИОННЫХ ИЗДЕРЖЕК КАК ЭФФЕКТИВНЫЙ ИНСТРУМЕНТ УПРАВЛЕНИЯ ПУБЛИЧНЫМИ ЗАКУПКАМИ
Authors: Харламов А.В. , Белокрылов К.А. 
Published: February 2025

В работе обоснована дуальность политики в области государственных расходов, противоречивость которой сглаживается на основе совершенствования управления публичными закупками как рыночным механизмом использования госрасходов. Выявлены рыночные принципы и функционал управления закупками государства, эффективная реализация которых обеспечивает повышение транспарентности и конкурентности рынка закупок. Показано, что цифровизация управления публичными закупками несколько повышает трансакционные издержки поставщиком, что позволило обосновать направления их локализации и в целом предложить систему мер по модернизации управления публичными закупками в условиях ускорения их цифровизации.
Introduction. The duality of policy in government expenditures is grounded. The inconsistency of such policy is smoothed over through the development of public procurement management as a market mechanism for government expenditures using. The market principles and functionality of procurement management in a state are considered. The goal of the research is to elaborate the tools for transaction costs localization when increasing the transparency of public procurement to ensure the industrial requirements of organizations of the socialized sector. Results. A monographic analysis of public procurement management based on the OOO "Rostovvodstroi" and "TransTeleKom" was carried out. The authors demonstrated that digitization of public procurement management led to a slightly increase of transaction costs by a supplier. It made it possible to ground the vector of their localization and offer the system of measures for modernization of public procurement management in the context of accelerated digitization. The substantive characteristics of the vector of localization of transaction costs of procurement procedure demonstrates that the balance between strict managerial regulation and freedom of action of ordering customers and participants in tenders is reasonably required. Conclusion. The offers in public procurement management modernization (implementation of software that supports the artificial intellect and robotic process automation, optimization of the supply chain by assessing the lost cost savings, provision of data security based on the strategy of cyberdefense, usage of the technology of artificial intellect to prevent from the dishonesty of supplier with the history of the concluded with him/her contracts, implementation of negative reputation rating of entrepreneur-supplier, invitation of producers for large-scale public procurements instead of their agents) are offered.
ЦИФРОВЫЕ ЭКОСИСТЕМЫ: ОСОБЕННОСТИ, ПРЕИМУЩЕСТВА, НЕДОСТАТКИ
Authors: Лисовская И.А. 
Published: February 2025

В статье рассмотрены особенности цифровых экосистем, рассматриваемых в качестве новой бизнес-модели. Дана краткая характеристика ведущих российских экосистем. Выявлены основные преимущества и недостатки деятельности бизнес-экосистем.
Introduction. Today the term “digital ecosystems” is often used in the theory and practice of business. Ecosystems take a significant place both in foreign and Russian economies, they are rapidly developing. At that, there is no regulatory control of their activity in Russia, and key aspects of their functioning shall be considered. The goal of the research is to study the digital ecosystems as one of the types of modern business models and reveal their major features, which is necessary to assess their impact on the national economy. Results. In the study, particular attention is paid to the definition of the term “ecosystem” and “digital ecosystem”. The features of development of Yandex, Sber, and Mail.ru Group (largest Russian ecosystems) were analyzed. Major features of digital ecosystems, including modularity, adaptation of each participant in the system to its general demands, high dependency of the participants in the system relative to each other, etc. were determined. Advantages and problems of business ecosystems related to their active development and domination in certain market sectors were revealed. Conclusion: 1) digital ecosystem is a new transformation type of business models, showing high performance and development rates. Today there is no regulatory control of business ecosystems activity in Russia, and there is no standard conceptual construct. However, the draft of the Concept for digital ecosystems regulation has been elaborated and it is widely discussed; 2) Yandex, Sber, and Mail.ru Group are the largest ecosystems in Russia. They сover many Russian market sectors, and continue to expand; 3) digital ecosystem offers advantages to all its participants: customers, “management office”, suppliers of goods and services. At the same time, they bear some risks and problems for national economy development. Thus, features of their functioning shall be carefully reviewed to construct an efficient system of regulatory control, including anti-monopoly.
ВЗАИМОСВЯЗЬ ИНСТИТУТОВ С ВОСПРОИЗВОДСТВОМ И НАКОПЛЕНИЕМ ЧЕЛОВЕЧЕСКОГО КАПИТАЛА
Authors: Власов М.В. , Тухтарова Е.Х. 
Published: February 2025

В статье представлен анализ взаимосвязи воспроизводства и накопления человеческого капитала с действующими в стране институтами. В работе использованы библиографический, компоративный, логико-структурный методы анализа. Результаты проведённого анализа продемонстрировали, что несмотря на известную положительную взаимосвязь между человеческим капиталом и успешным экономическим развитием, важнейшим актором по созданию которого являются институты, в российском научном поле эти проблемы изучены недостаточно глубоко. В связи с актуальностью проблемы воспроизводства и накопления человеческого капитала для нашей страны полагаем, что данное исследование может быть интересно управленцам на региональном и федеральном уровне, а также специалистам по стратегическому развитию территорий, развитию кадров для инновационной экономики.
Introduction. For long term and successful economic development, human resources effective use takes on a particular importance. Thus, it is important to use the existing skills to the full, contribute to the growth in skills accumulation, and bring them in line with the topical and practical objectives of the country. The goal of the study is to define the correlation and influence of institutions and the institutional environment with the elements of human capital. To study the correlation of human capital with acting institutions, the bibliographical, corporate, and logico-structural methods were used. Results. The article offers an analysis of correlation of reproduction and accumulation of human capital with the existing institutions in the country. According to the results obtained, it was concluded that despite the positive correlation between the human capital and successful economic development, the institutions of the family and state were an important factor. Moreover, the effect of human capital development becomes stronger with the effective correlation of the two factors. This study may be interesting for managers of regional and federal importance as well as for the specialists in the strategic development of regions, development of the employees for the innovative economy.
ПОДХОДЫ К ФОРМИРОВАНИЮ КОМПЕТЕНТНОСТНЫХ МОДЕЛЕЙ И ИНДИВИДУАЛЬНЫХ ТРАЕКТОРИЙ ОБУЧЕНИЯ
Authors: Цай Е.Л. , Горохов А.В. 
Published: February 2025

Предметом исследования в данной работе является совокупность проблем, связанных с реализацией подходов к формированию компетентностных моделей и траекторий обучения, контролем их реализации в образовательной среде. С помощью компетентностного и процессного подходов рассмотрены взаимосвязанные процессы в сфере обучения студентов высшей школы для условий дистанционного обучения, применено графическое моделирование процессов с использованием нотации IDEF0. Рассмотрена возможность оценки освоенности компетенций. Исследована возможность интеграции рассматриваемых подходов с учётом специфики их применения.
Introduction. Learning management system is primarily aimed at enhancing the education quality, understood as enhancement of education institution activity as well as improvement of its efficiency and performance. The goal of the study is to reveal the specificity of the use of competency-based and process approaches for the formation of the competency-based models in the context of remote learning. The subject of the study is the totality of problems, associated with the implementation of the approaches for the formation of competency-based models and learning paths, and control of their implementation in the educational environment. Using the competence-based and process approaches, the interrelated processes in education of students were considered for remote learning conditions and the graphic simulation of processes with the IDEF0 notation was applied. The possibility to assess the level of competence knowledge was considered. The possibility for the considered approaches integration with an account of their specificity for use was studied. Conclusion. The offered approach enables to identify the participants of the process of the individual learning paths formation and their interaction; to determine the sub-processes, necessary to establish and implement the individual learning paths; to reveal the management actions, developing the requirements of the process; to find the problems and to develop a proposal for the process improvement in order to ensure the target level of education quality. To assess the effectiveness of the process implementation, the competencies indication including universal, general professional and professional competencies as well as the quantitative indicator measuring their absence (defects of education) are used. They supplement the competency-based approach, responsible for the content of the educational process. Despite the specificity of the two considered approaches (competency-based and process approaches), it is the system approach makes the methodological framework. This approach enables to reveal both advantages and disadvantages of each approach and develop the framework for their combined use.
Теоретико-методолОгические аспекты формирования региональной инвестиционной политики на принципах экономичеСКой безопасности
Authors: Смоленникова Л.В. 
Published: February 2025

Обобщены и систематизированы разноаспектные теоретико-методологические и прикладные исследования, проводимые в рамках инвестиционной проблематики, с целью выделения общих закономерностей в управлении инвестициями, инвариантно проявляющимися в различных регионах. Определены концептуальные подходы к управлению региональными инвестиционными процессами, сформирован адаптивный механизм управления инвестициями региона на основе принципов экономической безопасности.
Introduction. The solution of a problem of balanced, integrative, and system development of a region determines the topicality of the issues of investment processes boosting and efficient management building based on the principles of economic security. The goal of the study is to develop the awareness about the role of a state as a regulator of investment processes and to develop a theoretical and methodological framework for investment policy formation based on the principles of economic security with the implementation of the meso-level into “macro- - micro-“ model which is based on the neo-classical postulates. Results. With the use of grounding and systematization of different theoretical and methodological and applied researches on the investment problems, a historical and logical construction of key definitions of the “regional investment policy” category (investment management) based on the principles of economic security was carried out. The role of the state as the regulator of investment processes, modern methods and tools of enforcement for the participants of investment process to determine the common patterns in investment management, invariantly appearingin different regions, was studied. The authors prove that overcoming of the negative phenomena and processes in the context of economy transition to a new technological mode requires the removal of the imbalances in regional development, increase of investment and business activities in regions, which results in the importance of regional investment policy formation based on the principles of economic security and taking into account the factors at the meso-level (goals and tasks of socio-economic development in a region, industrial potential, resources capability, standards of living, etc.).The issues of regional investment policy formation are discussed with regard to the concept of geotrion as an integral philosophical understanding of the economy, where the economy interrelated with the nature in the context of the territory and population, is the key element. This enables to systematize the destructive factors influencing the security of regional development, to develop the system of indicative figures for the analysis and monitoring of economic security which also includes the investment security. Conclusion. The study of the state of economy in regions by geotrion elements enables to make correcting of regional mechanisms and tools of investment policy and develop high priority measures for the sustainable and safe development.
ЕВРОПЕЙСКИЙ ОПЫТ ПРАВОВОГО РЕГУЛИРОВАНИЯ ВЫСШЕГО ОБРАЗОВАНИЯ: НА ПРИМЕРЕ СЛОВАЦКОЙ РЕСПУБЛИКИ
Authors: Смирнова Е.Е. , Чайкова А. 
Published: February 2025

Словацкая Республика и Российская Федерация являются участниками Болонского процесса. В каждом государстве имеется национальная система правового регулирования высшего образования, отражающая особенности развития данной сферы деятельности.
Introduction.European integration has long acquired a sustainable vector of development. Its expansion through higher education was built into the general logic of the European consolidation. The rapid creation of the European Higher Education Area was enabled by the top-down nature of the integration at the outset: the ministries of education of the Bologna Process member states acted as its initiators and intermediaries. The Slovak Republic signed the Joint Declaration of the European Ministers of Education on June 19, 1999 and became involved in the construction of the European Higher Education Area. The theoretical basis of the study is constituted by the works of European and Russian researchers in the field of higher education development: M. Holická, M. Pol, Ya. I. Kuzminova, I.D. Frumina, G.I. Gladkova, D.P. Platonova, and others. The present work aims to explore the European experience of legal regulation of higher education by studying the case of the Slovak Republic. Conclusions. Based on the analysis of the international and national regulations governing the system of higher education in the Slovak Republic, the following conclusions should be made: 1. The basis for the regulation is formed by international acts, including those implementing the Bologna Process; 2. The higher education legislation of the Slovak Republic is aimed at the international integration of the national education within the framework of the European Higher Education Area; 3. The Slovak Republic is open to interaction with countries outside the European Union: to this end, intergovernmental higher education acts are adopted.
АНАЛИЗ УПРАВЛЯЕМОСТИ ПРОЦЕССА ОБУЧЕНИЯ МЕТОДОМ КОНТРОЛЬНЫХ КАРТ ШУХАРТА
Authors: Цай Е.Л. 
Published: February 2025

Освещаются вопросы процессного управления и его применения в различных отраслях народного хозяйства. В статье акцентируется внимание на такой отрасли, как образование, обращение к которой вызвано дебатами о достоинствах и недостатках дистанционных форм обучения. Применён метод анализа статистической управляемости процесса, произведён расчёт контрольных карт Шухарта, определены периоды, где процесс был нестабильным.
Introduction. The quality of the learning process is always high on the agenda. Educational institutions implement the State standards developed for them, the teaching staff prepares methodological materials, designs curricula and assessment tools, and interacts with students in the electronic educational environment. But what do we know about the statistical controllability of the learning process? What are its validation and verification? Is the learning process eligible to be considered from the process approach perspective? The questions became particularly topical during the rapid transition of the education system to distance learning formats. The study aims to analyze the process of conducting interim assessments of student progress, using the case of an individual university department, by means of the Shewhart control charts method and to identify the causes and conditions of the process implementation. The objectives of the study are to make control charts based on the data collected about the process, and present the charts visually as graphs; analyze the results obtained; determine the process variation characteristics. Today, the quality of learning processes is assessed in accordance with the principles of quality management system, where learning is considered as a system and as a process that has itsinputs (customer requirements) and outputs (customer satisfaction). In order to manage the entire educational process, it is necessary to manage its subprocesses. Processes require continual measurement, analysis, and improvement. However, it is only possible to measure and analyze processes when the accumulated data array allows. In this paper, an attempt is made to analyze one of the learning processes using data collected over a four-year period and by employing the Shewhart control charts method. Conclusion. The study of the process "conducting interim assessments", which was carried out at an individual university department during four years, showed that in the period 2020-2021 there were special causes of variation in the process; the presence of these causes characterizes the process as unstable and unpredictable. The most significant cause was the transition to distance learning. Special reasons require a case-by-case approach to decision-making, as well as special attention to "accuracy" as a characteristic of variation.
УЧЁТ ESG-ФАКТОРОВ В УПРАВЛЕНИИ ИННОВАЦИОННЫМИ ПРОЕКТАМИ
Authors: Шигапова А.А. 
Published: February 2025

В рамках статьи анализируется актуальность учёта нефинансовых ESG-факторов в процессе управления инновационными проектами. Рассмотрены ключевые компоненты ESG-подхода, их влияние на показатели деятельности организаций. Сформулированы выводы о необходимости учёта ESG-факторов наряду с финансовыми показателями в инвестиционной и проектной деятельности организаций. В качестве практических рекомендаций выступает учёт ESG-факторов в дополнительной интегрированной премии за риск в ставке дисконтирования в рамках стоимостного управления инновационными проектами.
Introduction. The implementation of innovative projects is driven by increased uncertainty, which justifies the need for a thorough analysis of the factors that can potentially affect a project. Due to the nature of non-financial factors, there is quite a wide variety of them and numerous approaches to their definition and classification. However, the ESG approach to defining non-financial factors that have a substantial impact on the objects of management becomes increasingly important now. The ESG approach determines the significance of Environmental, Social and Governance factors and relates closely to the sustainable development issues gaining momentum from year to year. This article aims toanalyze the necessity and validity of taking into account the non-financial ESG factors in the process of managing innovative projects. Results. At present, the ESG agenda is not only relevant, but also essential from the point of view of investment. Numerous studies present the specificities of taking ESG risks into account. However, the issue of accounting for ESG risks in innovation project management has not been adequately covered in literature to date. The inherent non-financial nature of ESG factors hinders their quantification in practice. Conclusion. ESG factors need to be taken into account in innovation project management and can be considered an additional integrated risk premium in the discount rate.