bluuebunny/crossref_metadata_2025_split huggingface dataset:
The supply side of product differentiation in the Italian mortgage market
Authors: Del Prete Silvia , Demma Cristina , Rossi Paola 
Published: July 2020

PurposeThis paper aims to propose a new indicator of product differentiation in the mortgage market and use it to examine how the double crisis, local market competition and bank-specific characteristics have influenced the supply of non-conventional mortgages in Italy.Design/methodology/approachThis paper uses a special Bank of Italy’s survey on 400 Italian banks over the period 2006–2013, to compute a new indicator for product differentiation in the mortgage market. This paper considers mortgage with non-conventional characteristics: loan-to-value ratio greater than 80%; duration longer than 30 years or with a flexible maturity. This paper estimates probit and ordinary least squares (OLS) models using panel data at bank-time level.FindingsThe findings suggest that during the double crisis that hit the Italian economy between 2008 and 2013, the diversification process in the Italian household mortgage market slowed down. Controlling for banks’ and local markets’ this study finds that larger, less risky banks and those that have adopted scoring systems are more likely to offer non-conventional mortgages; moreover, banks operating in more competitive markets and in markets where other banks offer non-conventional loans tend to diversify their supply more. Most of these indications are confirmed by analyzing the quantities actually granted. These results suggest that the structure of the local markets does matter, and that there could be a non-price competition effect among banks in providing differentiated mortgage contracts.Originality/valueThe indicator, computed using data at bank level drawn from a special Bank of Italy’s survey, goes beyond the standard approach on product differentiation followed in the empirical literature, mainly base on the dichotomy between fixed and variable lending rates. Furthermore, to best of the authors’ knowledge, so far there is no empirical evidence on the supply-side factors that influenced the diversification of mortgages’ contractual terms during the crisis; particularly, there is no evidence on the role of local market competition and bank-specific features. This paper contributes to fill this gap in the literature.
Measuring social housing dimensions: a case study of urban areas in Algeria
Authors: Djafri Riadh , Mohamed Osman Mariana 
Published: July 2020

Purpose
The purpose of this study is to develop a measurement model and measure the dimensions of Residential Quality and Housing Adequacy (RQHA), Social Housing Provision (SHP) and Residents’ Quality of Life (RQOL) by social housing residents in Batna city, Algeria.

Design/methodology/approach
This study used a quantitative approach through the distribution of a self-administered questionnaire. A total of 373 useable questionnaires were collected from social housing residents in Batna city and used for the analysis. The data were analysed using descriptive statistics, exploratory factor analysis with principal component analysis through SPSS and confirmatory factor analysis using AMOS.

Findings
The measurement model revealed good fit of indices indicating that RQHA is presented by three sub-constructs, namely satisfaction with housing adequacy, satisfaction with current neighbourhood and satisfaction with housing design. In addition, the constructs of SHP and RQOL were measured by seven items each. The measurement model provides empirical evidence of the correlation between RQHA, SHP and RQOL constructs.

Practical implications
The findings of this study contribute significantly to government, housing stakeholders, architects, project managers and urban planners in the context of social housing policymakers, design, planning and construction. The finding would be helpful to ameliorate housing quality, adequacy, provision and RQOL in terms of social housing scheme.

Originality/value
This study identifies the correlation between constructs (RQHA, SHP and RQOL) and their dimensions in the context of social housing in Batna city by validating a measurement model using CFA.
Do intrinsic rewards matter for real estate agents?
Authors: Mosquera Pilar , Soares Maria Eduarda , Oliveira Daniela 
Published: July 2020

PurposeRewards’ management has long been used as a panacea to promote job satisfaction and labour retention. However, the relationship between these variables is not clearly defined in the real estate industry, due to the scarcity of empirical studies. The purpose of this study is to evaluate the role of both satisfaction with intrinsic rewards (SIR) and satisfaction with extrinsic rewards (SER) on job satisfaction and turnover intention in the real estate industry.Design/methodology/approachUsing a sample of 220 employees from the three largest real estate agencies in Portugal, the study analyses a conceptual framework and tests hypotheses by using partial least squares (PLS), along with importance-performance map analysis (IPMA).FindingsResults indicate that both SIR and SER have a positive impact on job satisfaction. However, SER has a stronger impact on job satisfaction. Satisfaction with rewards and job satisfaction are negatively related to turnover intention. Job satisfaction mediates the relationship between satisfaction with rewards and turnover intention. Results also show gender and age differences. SIR is more important for women and younger agents. SER has similar importance for men and women, but higher importance for older agents.Research limitations/implicationsFindings of this study extend the existing literature on rewards satisfaction and turnover intention to the context of the real estate industry. They present a contribution to the current debate on extrinsic vs intrinsic rewards for this particular industry.Practical implicationsFollowing the results of this research, real estate managers should consider intrinsic rewards because they also play a role for job satisfaction and turnover intentions. Human resource managers should consider identifying employees’ needs and motivations and then implement adequate strategies to promote their job satisfaction because it plays a mediating role between satisfaction with rewards and turnover intention. Reward strategies should also consider gender and age differences by giving women and younger agents more recognition, responsibilities and other intrinsic rewards because they are important for their job satisfaction.Originality/valuePrevious studies on real estate agents rewards appear to have only focussed on extrinsic rewards. To the best of the knowledge, this is the first study to analyse the effects of SIR on job satisfaction and turnover intention in the real estate industry. Also, to the best of the knowledge, this study is original in the use of IPMA to detect gender and age differences.
Culinary attributes and technological utilization as drivers of place authenticity and branding: the case of Vascitour, Naples
Authors: Vrontis Demetris , Basile Gianpaolo , Tani Mario , Thrassou Alkis 
Published: July 2020

Purpose
This paper aims to identify and elucidate the culinary territorial (regional) characteristics that may support the development of stakeholder relations with and perceptions of a territorial system. It further focuses on these support interactions between destination managers and stakeholders and how online technology can transform them into a word-of-mouth source.

Design/methodology/approach
The authors present a theoretical framework, stemming from a case study of a tour operator and its technological (social media, etc.) dynamics on the relational aspects between destination management and stakeholders. Through a combination of qualitative tools and secondary data analysis, this paper analyzes the interrelationships of authenticity and place-as-brand concept, considered as the set of human characteristics associated with a brand in a “living like” travel experience.

Findings
Culinary tourism is seen as a relevant and significant factor in facilitating interaction between the destination community and its stakeholders, and a meaningful element, which when technologically communicated and enhanced, strengthens both the perception and the brand image of a destination.

Practical implications
Such new technology-enhanced insights into tourists’ experience could be exploited to plan and implement destination management and development strategies in a way that would be expected, accepted and welcomed by stakeholders, including tourists themselves. In this context, this paper presents and prescribes the role of culinary characteristics and stakeholder relationship management to develop new culinary business models and different destination community approaches toward practical implementation at both the individual (business) and the collective (authorities) levels.

Originality/value
The proposed framework fills the gap in the role of culinary tourism resources particularly in those areas where food has no viable certification even if it essentially constitutes a manifestation of traditions.
Evolutionary paths of performance measurement and management system: the longitudinal case study of a leading SME
Authors: Sardi Alberto , Sorano Enrico , Ferraris Alberto , Garengo Patrizia 
Published: July 2020

Purpose
The literature highlights the relevance of performance measurement and management system in small and medium enterprises (SMEs) to face the current competitive environment. However, a number of studies investigate how performance measurement and management system is effective for evolving and how contingency factors could influence this change. Newer experiences are sporadic and rarely investigated by researchers and practitioners. The purpose of this study is to identify the feasible evolutionary path of performance measurement and management system in leading SMEs to respond to current business challenges. Furthermore, it aims to contribute to the understanding of the role of key contingency factors influencing this evolution.

Design/methodology/approach
A longitudinal case study, based on retrospective and real-time investigations, is performed to investigate the primary evolutions of the performance measurement and management system and its key determinants.

Findings
The findings highlight two evolution paths, increasing the maturity of performance measurement. The first path highlights a strong command and control of performance management; the second path shows a democratic and participative of performance management. Moreover, management information system, organizational culture and management style are highlighted as key contingency factors in the change of performance management.

Originality/value
The authors contribute to knowledge in performance measurement field, showing how the efforts for developing performance measurement and management system in a leading SME could determine two different evolutionary paths. Furthermore, the paper describes the increasing role of organizational culture, management style and management information system in performance management evolution, as well as the relevance of online chats and social media in performance management activities.
The influence of subjective characteristics of social network sites on consumers' word-of-mouth sharing
Authors: Li Yan , Wu Ruijuan , Li Dongjin 
Published: July 2020

PurposeThe purpose of this paper is to examine how subjective characteristics of social network sites (SNSs) affect consumers' positive and negative word-of-mouth (WOM) sharing.Design/methodology/approachThe data used for this study were obtained from an online survey with a sample size of 369 consumers. Structural equation modeling was performed to test hypotheses and examine the research questions.FindingsThe authors found that the perceived anonymity of an SNS is negatively correlated with its perceived interpersonal closeness of friends, and the number of friends in an SNS is positively correlated with its perceived interpersonal closeness of friends. With regard to positive WOM, the perceived anonymity of the SNS has a significant negative influence on consumers' WOM, and both perceived interpersonal closeness and the number of friends have a significant positive influence on consumers' WOM. But, in the case of negative WOM, only perceived interpersonal closeness of friends has a significant positive influence on consumers' WOM.Practical implicationsWhen attempting to promote positive WOM, marketers should choose consumers who possess the “right” subjective characteristics of SNSs (i.e. low anonymity, high interpersonal closeness of friends and a large number of friends). At the same time, marketers should monitor the emergence of consumers' negative WOM, especially those consumers who have a high level of interpersonal closeness of friends in SNSs, and respond to the content of negative WOM without delay.Originality/valueThis study investigates the influence that subjective characteristics of SNSs have on consumers' WOM sharing and therefore contributes to the literature on the antecedents of WOM generation and also contributes to the research that compares positive WOM with its negative counterpart.
Microstructural evolution and micromechanical properties of SAC305/CNT/CU solder joint under blast wave condition
Authors: Ismail Norliza , Jalar Azman , Abu Bakar Maria , Safee Nur Shafiqa , Wan Yusoff Wan Yusmawati , Ismail Ariffin 
Published: July 2020

Purpose
The purpose of this paper is to investigate the effect of carbon nanotube (CNT) addition on microstructure, interfacial intermetallic compound (IMC) layer and micromechanical properties of Sn-3.0Ag-0.5Cu (SAC305)/CNT/Cu solder joint under blast wave condition. This work is an extension from the previous study of microstructural evolution and hardness properties of Sn-Ag-Cu (SAC) solder under blast wave condition.

Design/methodology/approach
SAC/CNT solder pastes were manufactured by mixing of SAC solder powder, fluxes and CNT with 0.02 and 0.04 by weight percentage (Wt.%) separately. This solder paste then printed on the printed circuit board (PCB) with the copper surface finish. Printed samples underwent reflow soldering to form the solder joint. Soldered samples then exposed to the open field air blast test with different weight charges of explosives. Microstructure, interfacial IMC layer and micromechanical behavior of SAC/CNT solder joints after blast test were observed and analyzed via optical microscope, field emission scanning microscope and nanoindentation.

Findings
Exposure to the blast wave induced the microstructure instability of SAC305/Cu and SAC/CNT/Cu solder joint. Interfacial IMC layer thickness and hardness properties increases with increase in explosive weight. The existence of CNT in the SAC305 solder system is increasing the resistance of solder joint to the blast wave.

Originality/value
Response of micromechanical properties of SAC305/CNT/Cu solder joint has been identified and provided a fundamental understanding of reliability solder joint, especially in extreme conditions such as for military applications.
Learning by doing: an undergraduate lean A3 project in a Kuwaiti bank
Authors: Alnajem Mohamad 
Published: July 2020

PurposeThis case study shows how methods of lean philosophy can be successfully taught to undergraduate students and applied to improving a real-world loan process. Students were instructed to use newly acquired classroom skills to analyse and improve a bank loan process in Kuwait.Design/methodology/approachThis study involved an initial gemba walk through the bank. A case study format with direct observation and semi-structured interviews was adopted by 27 undergraduate students to identify waste, analyse the loan process and develop an efficiency plan.FindingsThe results revealed that undergraduate students could quickly learn basic lean principles and techniques and utilize them in a real-world situation to significantly improve a bank loan process. Areas of waste included over-production, over-processing, defects in procedure, under-utilized skills, wasted motions and poor time management. Suggested corrective measures were expected to reduce loan processing time by 30%.Practical implicationsIncreasing costs and competition in the business environment make efficiency improvements imperative, and it was shown that students can play a major role in applying lean principles to a bank loan process while gaining knowledge and skills highly valued in industry. Universities have the opportunity to create a valuable learning experience for undergraduate students in applying classroom skills to solving a real-life problem.Originality/valueThis is the first study of a novel classroom technique for teaching undergraduate students to apply lean techniques in a Kuwaiti bank.
Sharing economy disrupting aviation: travelers’ willingness to pay
Authors: Sarlay Sabine , Neuhofer Barbara 
Published: July 2020

Purpose
The sharing economy (SE) has transformed the tourism industry and continues to disrupt multiple sectors in the global business landscape. This paper aims to investigate the potential of the SE entering the aviation sector and examines travelers’ willingness to pay (WTP) a premium for shared private air travel.

Design/methodology/approach
The context for the empirical study was the platform JetSmarter, one of the emerging SE platforms in the private aviation sector. A quantitative survey with a random sampling method was adopted to measure customers’ WTP premium prices.

Findings
The results reveal a glaring interest of commercial air travelers in flying on a shared, private aircraft and show significant differences in the WTP for private aviation. The findings highlight a difference of WTP between customer segments, including Northern American and European customers, as well as business and leisure travelers.

Originality/value
The study makes a three-fold contribution to theory and practice. First, it bridges SE literature and the WTP construct, and with that, expands the understanding of pricing behaviors in a SE context. For tourism businesses, the study is valuable in that it offers concrete pricing suggestions for SE services when aimed at a premium rather than a budget customer segment. Third, the study is novel in that it taps into the aviation sector as a subsector of the SE ecosystem and offers critical implications suggesting the potential of the SE disrupting traditional aviation businesses.
A Safer Housing Agenda for Women: Local Urban Planning Knowledge and Women's Grassroots Movements in Medellín, Colombia
Authors: Gutiérrez Rivera Lirio 
Published: July 2020

AbstractThis essay looks at the process through which women's grassroots movements in Medellín, Colombia, were effective in ensuring that a gender perspective was incorporated into the city masterplan with the aim of making Medellín a safer city for women. Drawing on interviews with activists of the Mesa de Trabajo Mujer de Medellín (MTMM), one of the largest networks among women's grassroots movements, and interviews with officials working at the Office of the Secretary for Women and the Department of Planning, I argue that women's grassroots movements are actors in the urban planning process in Medellín. Focusing on the MTMM's agenda for safer housing, I show how the house represents a process that involves women's knowledge, relationships and experience. Furthermore, I show how housing acquires political meaning, becoming the site of negotiations between the MTMM, state urban planning practitioners and the local government.
Cost‐effectiveness of HPV‐based cervical screening based on first year results in the Netherlands: a modelling study
Authors: Jansen EEL , Naber SK , Aitken CA , de Koning HJ , van Ballegooijen M , de Kok IMCM 
Published: July 2020

ObjectiveWe aim to compare the cost‐effectiveness of the old cytology programme with the new high‐risk human papillomavirus (hrHPV) screening programme, using performance indicators from the new Dutch hrHPV screening programme.DesignModel‐based cost‐effectiveness analysis.SettingThe Netherlands.PopulationDutch 30‐year‐old unvaccinated females followed up lifelong.MethodsWe updated the microsimulation screening analysis (MISCAN) model using the most recent epidemiological and screening data from the Netherlands. We simulated both screening programmes, using the screening behaviour and costs observed in each programme. Sensitivity analyses were performed on screening behaviour, utility losses and discount rates.Main outcome measuresCervical cancer incidence and mortality rates, number of screening tests and repeat tests, colposcopy referrals by lesion grade, costs from a societal perspective, quality‐adjusted life years (QALYs) gained and cost‐effectiveness.ResultsThe new Dutch cervical cancer screening programme decreased the cervical cancer mortality by 4% and the incidence by 1% compared with the old programme. Colposcopy referrals of women without cervical intra‐epithelial neoplasia grade 2 or worse, increased by 172%, but 13% more QALYs were still achieved. Total costs were reduced by 21%, mainly due to fewer screening tests. Per QALY gained, the hrHPV programme cost 46% less (€12,225) than the cytology programme (€22,678), and hrHPV‐based screening remained more cost‐effective in all sensitivity analyses.ConclusionsThe hrHPV‐based screening programme was found to be more effective and cost‐effective than the cytology programme. Alternatives for the current triage strategy should be considered to lower the number of unnecessary referrals.Tweetable abstractFirst results after implementation confirm that HPV screening is more cost‐effective than cytology screening.
Genome scans for selection and introgression based on k‐nearest neighbour techniques
Authors: Pfeifer Bastian , Alachiotis Nikolaos , Pavlidis Pavlos , Schimek Michael G. 
Published: July 2020

AbstractIn recent years, genome‐scan methods have been extensively used to detect local signatures of selection and introgression. Most of these methods are either designed for one or the other case, which may impair the study of combined cases. Here, we introduce a series of versatile genome‐scan methods applicable for both cases, the detection of selection and introgression. The proposed approaches are based on nonparametric k‐nearest neighbour (kNN) techniques, while incorporating pairwise Fixation Index (FST) and pairwise nucleotide differences (dxy) as features. We benchmark our methods using a wide range of simulation scenarios, with varying parameters, such as recombination rates, population background histories, selection strengths, the proportion of introgression and the time of gene flow. We find that kNN‐based methods perform remarkably well compared with the state‐of‐the‐art. Finally, we demonstrate how to perform kNN‐based genome scans on real‐world genomic data using the population genomics R‐package popgenome.
Taking Cultural Goods Seriously: Geographical Indications and the Renegotiation Strategies for the Korea‐EU FTA
Authors: Park SunHee 
Published: July 2020

AbstractGiven the possible renegotiations of the Korea–European Union FTA, this study focuses on the geographical indications (GIs) system included under the Korea–EU FTA and proposes a strategy for Korea to utilize GIs effectively. GIs have been gaining greater importance as a way to safeguard cultural goods in the global trade market against the impact of globalization. For Korea to utilize GIs to its advantage, the EU’s strategy during the Korea‐EU FTA negotiations can be a useful reference. That strategy is one that is centered on the protection of the EU’s GI products in other countries, rather than in the Korean market. This ‘roundabout strategy’ of the EU is one which Korea can apply in order to realize its goal to differentiate its own products from those made by its neighboring countries, Japan and China. The lesson Korea can learn from the EU’s roundabout strategy is that GIs based on locality and traditions can not only play a role as a source of potential economic revenues but also as an effective assertion of national cultural identities which are often overshadowed by the prominence of the larger region.