bluuebunny/crossref_metadata_2025_split huggingface dataset:
Metodologi Ilmu Ekonomi Islam Monzer Kahf
Authors: Ubaidillah Ahmad 
Published: September 2020

Science, including Islamic economics, is a systematic knowledge acquired in certain ways agreed upon by scientists. Certain ways to acquire such schematic knowledge are called methodologies. Science is obtained through investigation or investigation. But not every investigation can be called a legitimate and recognized way to gain the knowledge. Science has certain ways or processes called research. Thus, the methodology is in fact the ways or scientific research techniques. The technique here means ways of conducting an investigation and assessing the findings or evidences, ie judging whether the finds are true or false. After seeing how important the methodology is in building a discipline, especially the discipline of Islamic economics, this paper will try to answer the question: how is the methodology offered by Monzer Kahf to build Islamic economics? The research method used in this research concerns types, approaches, sources and data types, data collection techniques, data analysis techniques. The type of this research is library research, namely research conducted by taking and collecting data from the literature related to the issues discussed. Sources of research data obtained are from the existing literature, by collecting primary and secondary data. Primary data in this study refers to the books and other research journals by Monzer Kahf. The secondary data in this research is obtained from books, magazines, journals, articles, and so forth, written by other writer. Analytical technique used is descriptive-analytical analysis method. The results show that the task of describing the Islamic economic system consists of two parts. First, Islamic economists have to find the theory of the components of the economic system and its internal relations. Second, they are to investigate the economic validity and power of the system. Essentially, the approach used to find the Islamic economic system is similar to the approach used to find the general theories and rules of fiqh. Economics as one of the social sciences needs to develop a path to history to explore its experiences and determine the direction of long-term economic life. Islamic economists must revise conventional economic theory to recognize and separate biased postulates. In other words, refining theories is full of the dogmatic, doctrinal, and moral views of the experts and the environment.Â Keywords: Islamic Economics, Methodology, Monzer Kahf
Fondasi Etis Ekonomi Pada Masa Rasulullah (Sebuah Kajian Historis-Normatif)
Authors: Fathurrahman Ayief 
Published: September 2020

It is certainly undeniable that in Islam the source of ethics in the line of life is the Prophet Muhammad, including ethics of economic activity. Islam which was the beginning of its glory in the time of the Prophet Muhammad also had the concept of an economic system that should be used as a lesson and reference materials. Therefore, this paper will explain the economic activities of the pre-Islamic Arabs as a comparison with the economic activities that have been straightened out by the Messenger of Allah, which includes an initial strategy to build the economy of Medina, fiscal policy, so as to achieve social equity. The result of research shows that the economic activity of the pre-Islamic Arabs had become the World Trade Center, both in the southern part of the Arabian Peninsula which was managed by the Saba kingdom and the Himyar government with the dominant agricultural sector having fertile land. It is also supported by the presence of the Maarib giant dam. In the northern part of the Arab, Hijaz (Makkah) which was influenced by outsiders such as Persia and Rome, with the most prominent trade sector, because the territory was barren and arid, but the geographical location was strategic as a place for the caravans to stop. The economic characteristics of the Prophet's time were social-religious which emphasized cooperative work participation applied to Muhajirin and Ansar which led to increased income distribution and welfare. This is where the concept of economic democracy of the Prophet is seen which does not have to be interpreted as the enactment of the principle of equal treatment, because according to the Prophet the Have Not needs to get a partial treatment. In principle, the Messenger of Allah highly prioritizes the achievement of mutual welfare.Â Keywords: Economic Ethical Foundation, Historical-Normative Study, Rasulullah Era
Perlindungan Hukum Terhadap Wisatawan Dalam Rangka Pemanfaatan Produk Dan Jasa Pariwisata Syariah (Halal Tourism)
Authors: Jaelani Elan 
Published: September 2020

Tourism is one of the five priority development sectors in 2017 set by President Joko Widodo, in addition to the food, energy, maritime sectors, as well as industrial zones and Special Economic zones (KEK). Based on data from the Central Statistics Agency (BPS), the contribution of the tourism sector to Indonesia's foreign exchange is experiencing growth from year to year. This article aims to examine the field of sharia tourism (halal tourism) in terms of understanding and perspective in the field of sharia law and economics, and specifically directed to the discussion of legal protection for tourists in the context of the utilization of sharia tourism products and services (halal tourism). Sharia tourism sector (halal tourism) is a new field and is a part of Indonesia's efforts in developing and developing sharia economic and business systems as an alternative to the country's economic development. Through this research, it is found that the implementation of sharia tourism activities (halal tourism) in Indonesia still does not have adequate legal instruments and specifically regulates sharia tourism activities, including the legal rules related to legal protection of tourists. Through this research, it is found several legal instruments that can be used as alternatives in the framework of efforts to provide legal protection for the use of Islamic tourism products and services. The legal instruments include UU No. 8 of 1999 concerning Consumer Protection and UU No. 33 of 2004 concerning Halal Product Guarantee, in both legal instruments there are at least several provisions that can be used as guidelines and legal umbrella, among them are; related to the fulfillment of the right of tourists to get halal food and beverage products; the right of tourists to get services in accordance with sharia principles; the right of tourists to avoid misconduct, khurafat, pornography, liquor, and drugs; and fulfillment of tourist rights to access to worship.Â Keywords: Sharia Tourism, Consumer Protection Law, Halal Security Law, DSN-MUI Fatwa
Strategi Pengembangan Produk Bank Syariah Di Indonesia
Authors: Mukhlisin Ahmad , Suhendri Aan 
Published: September 2020

At present Islamic banking is growing rapidly, along with these developments various types of Islamic Bank products are also growing, where product innovation is the key to Islamic banking to be more competitive and more rapidly developed in accordance with the needs of the community. Product development strategies are one aspect of a marketing strategy. Banking product development is an effort to increase customers by introducing new banking products. The strategy of developing banking products is an effort to increase the number of customers by developing or introducing new banking products. Innovation and creativity in product creation are one of the main keys in this strategy. In general, every Islamic bank in running its business has five operational principles, namely as follows: Principles of pure savings, the principle of profit sharing, the principle of buying and selling, the principle of rent, and the principle of service (fee). Product development strategies are part of a corporate strategy. Islamic banks provide many options for the community to obtain financing that does not only depend on one type of bank with its products, if Islamic banks are able to read the potential of the region and the needs of the population is owned by Islamic banking, the development of Islamic banking products is a necessity for Islamic banks those in the region to be able to answer the needs of the community. This condition can occur can not be separated from the support of DPS who must be active and innovative and be with each bank in the area. As well as product marketing strategies must be carried out by conducting strategic alliances with mass media (radio, television and print media) and event organizers in the form of exhibitions (expo), so that these products are widely known and directly felt by the public at large. In certain expos such as people can directly register for sharia credit cards or make financing requests for the purchase of sharia products that are on display. Through this strategy Islamic banks can get a lot of success, both in increasing portfolios and marketing new products.Â Keywords: Product Development Strategy, Indonesia Shariah Bank
Etos Kerja Islam Dan Ketahanan Usaha Kerajinan Tangan
Authors: Ubaidillah Ahmad , Khoir Misbahul 
Published: September 2020

The objectives of research include; first, to describe what local Islamic working ethos are as the basis for the resilience of songkok, whip and slap handicraft businesses in Serah Panceng Gresik Village. Second, to describe the resilience of the songkok, whip and slap handicraft business in the village of Serah Panceng Gresik. This study is a qualitative-descriptive study with the aim of understanding the phenomena experienced by the subject of research including behavior, perception, motivation, and action holistically by utilizing various scientific methods. Data collection methods include; Observation, In-depth Interview or Focus Group Discussion, Documentation. Data analysis techniques include: processing and preparing data for analysis, reading the entire data, analyzing in more detail by coding data, considering detailed instructions that can help the coding process, giving descriptions that will be presented in the report, interpreting and interpreting data. The results showed that in Serah Village local Islamic working ethos were preserved by the community, such as alms giving, reading dziba', reading tahlil, attending haul akbar, and reading sholawat together every Friday. Although in the tradition it does not involve songkok, whip, and slap directly, there is a good impact to support the resilience of songkok, but not whip, and slap production. Religious rituals by praying together asking Allah to facilitate and carry out business in production songkok, whip, and slap are an expression of gratitude for what God gave to the people of Serah Village. All economic activity done by Serah community is meant to get Godâ€™s willing.Â Keywords: Islamic Working Ethos, Handicraft Businesses
Telaah Terhadap Praktik Akad Wadiâ€™ah Di Perbankan Syariah
Authors: Fathurrahman Ayif 
Published: September 2020

Even though Islamic banking through its programs has socialized sharia products to the general public, there are still some people who do not understand a number of sharia products, even though when examined about the benefits, all Islamic products certainly have their respective functions and roles in the economic life of the people. In connection with it, the products of the Islamic bank does not escape the problems. In practice, there are findings that might reduce the level of public interest if allowed to continue without the actions of Islamic banks. In addition, even in a sharia perspective, it is necessary to review how the contract should be implemented so that it does not harm both parties, both the bank and the customer. The article intends to examine more deeply about one of the sharia products, namely wadi>â€™ah (safekeeping services). This product is a deposit fund service where depositors can take the funds at any time, where the bank is not obliged but is allowed to give bonuses to customers. In this paper, the author tries to trace the wadi>â€™ah contract and its application in Islamic banking and tries to analyze the basis agreed upon by the National Sharia Board (DSN). Based on the literature review and the application of wadi>â€™ah in Islamic banking, the authors conclude for a while that there is nothing that shows a discrepancy with Islamic principles. However, in practice, it is still very necessary to develop.Â Keywords: Wadi>â€™ah, Islamic Bank, National Sharia Board
Paradigma Islam Tentang Kemiskinan Dan Solusi Pemecahannya
Authors: Subhan Moh. 
Published: September 2020

Poverty is a complex and multidimensional problem because it relates to the inability of a person to access economics, politics, socio-culture, and participation in society. This phenomenon will never disappear from the face of the earth, although statistically the poverty rate can be minimized. The types of poverty are very much dependent on their perspective, there is relative poverty and absolute poverty. There are also natural poverty, cultural poverty, and structural poverty to minimize poverty can be done appropriately, when the factors causing poverty arise. Factors that cause poverty in general are internal, external and repressive theology. Naturally there is no human being who wants himself poor, because the poor conditions often make someone marginalized in his social life. Therefore, poverty must be eradicated and combated together to make humans dignified and protected materially and morally. Islam considers that poverty is not something that cannot be changed, therefore it is necessary to have tactical and strategic steps to make changes from poor conditions to being capable and dignified. To alleviate poverty, Islam has varied ways and alternatives, including reconstruction of theology of poverty, building collective awareness of eradicating poverty, and building an individual work ethic.Â Keywords: Islamic Paradigm, Islamic Solution, Poverty Minimization
Pembangunan Ekonomi Islami Menurut Fahim Khan Dan Umer Chapra: Sebuah Kajian Komparatif
Authors: Fitriyah Wiwin 
Published: September 2020

Every economic system in the world is the ultimate goal of creating a prosperous, just and equitable life. The effort to achieve this goal is economic development. The highest achievement in the Islamic economic system is the fulfillment of fala>h}, while fala>h} can be achieved by fulfilling the concept of maqa>s}id shari>ah, meaning say, preservation of beliefs, soul, spirit, heredity and property. Some theories about economic development strategies are often formulated by conventional economists framed by the ideology of capitalism and socialism. But the idea can not be separated from the critical projector. In the ranks of contemporary Islamic economic thinkers, criticism of Western development strategies is accompanied by an alternative offer. The object of this research is the reflection of Fahim Khan and Umer Chapra on economic development. This research uses qualitative method, with comparative descriptive analysis technique. From the existing data, the author tries to describe the two objects of research and analyze it, then compare the results of two research objects. After knowing the location of equations and differences, the authors analyze the factors that underlie it. The results show that there are similarities with the problems faced by developing countries. This is the high rate of unemployment or overwork. Fahim Khan also proposes economic development strategies for surplus countries by opening up and animating entrepreneurship as well as institutional support based on a partnership with the system (profit and loss sharing). If the theory of Chapra has nothing to do with the strategy it proposes, it is only the result of the criticism of capitalist and socialist existence that has failed to overcome the problems facing the developing countries. Its strategy focuses on four important elements: moral filters, correct motivation, socio-economic restructuring and the role of the state. There are 5 characteristics that influence the factors that cause the differences and similarities between Fahim Khan's and Umer Chapra's theories on economic development: action, context, history, power, and ideology.Â Keywords: Fahim Khan's Theory, Umer Chapra's Thoughts, Islamic Economic Development
Mekanisme Pasar Dan Regulasi Harga Perspektif Ibn Taimiyah Dan Ibn Khaldun: Sebuah Kajian Komparatif
Authors: Muthmainnah Nur 
Published: September 2020

The role of Islamic economics in regulating the mechanism of market activity at this time is a very important factor, for the advancement and development of world economy in general and especially for the nation of Indonesia, this now the rate of theÂ economy is still quite slow, after the monetary crisis in this country. As well as the regulation (determination) in the Islamic economic concept of determining is done by market forces namely the power of demand and offer. The research is the result of qualitative research that aimed answering the question of how Ibn Taimiyah thought about market mechanism and price regulation, how Ibn Khaldun thought about market mechanism and price regulation, and how the comparative analysis of Ibn Taimiyah and Ibn Khaldun's thought about market mechanism and price regulation. The research approach used a comparative descriptive or comparison approach, the data collection is done by reviewing the books.ofÂ figures Islamic economic thinkers. The results of the research of Ibn Taimiyah and Ibn Khaldun's thought about market mechanisms and price regulation, Ibn Taimiyah and Ibn Khaldun opinion that the ups and downs of prices in the market are determined by the level of demand and offerÂ by a goods and prohibit the interference of any party in determining the price during the market is normal, and in the minds of the two figures there are some differences and equation in explaining about market mechanism and price regulation.Â Keywords: Ibn Taimiyah, Ibn Khaldun, Market Mechanism and Price Regulation
Pengaruh Pembiayaan Murabahah Dan Musharakah Terhadap Profitabilitas Di Bprs Madinah Lamongan Periode 2014-2017
Authors: Wahyuni Wahyuni 
Published: September 2020

Financial report is data which can provide an illustration and information. The information that is given is a description of enterprise at some point or another certain or at a particular period. Financial report is an analysis used to know the meaning of set forth in the number that such financial statement so that beneficial for the users. In addition, by analyzing the influence of an financial report can be seen divorce or funding murabahah and musharakah in effecting company profitability. This research attempts to answer the question of how the influence of murabahah financing to profitability in BPRS Madinah Lamongan, how the influence of musharakah financing to profitability in BPRS Madinah Lamongan, and how the influence of murabahah financing and musharakah simultaneously on the profitability in BPRS Madinah Lamongan. This research is quantitative model which describes the phenomena of objects research and take conclusionsÂ based on figures the statistical analysis. Data collection is carried out by interviews from employees of BPRS Madinah Lamongan and documentation with the methods for data collection of financial report BPRS Madinah Lamongan 2014-2017 Period. The results of research shows that first, murabahah financing has an influence on the profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. Second, musha>rakah financing has no influence to profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. And third, murabahah financing and musharakah together fit to influence to profitability in BPRS Madinah Lamongan 2014-2017 period. This is proven with F test that produceÂ significant values â‰¥ 0,05.Â Keywords: Murabahah and Musharakah Financing, Profitability, BPRS Madinah Lamongan
Analisis Perbandingan Kinerja Layanan Keuangan Korporasi Di Indonesia (Studi Kasus Pada PT. Bank Mega Tbk dan PT. Bank Mega Syariah)
Authors: Fathurrahman Ayif , Thalib Harun 
Published: September 2020

In Indonesia, the banking economy in carrying out its functions is based on the principle of prudence. The main function of banking is to collect funds from the public, and at the same time channel public funds and support the implementation of national development in order to increase the level of equitable development, national economic growth and national economic stability, towards improving the better living standards of the people. It is stated in Act Number 10 of 1998 concerning banking, that banks as business entities collect funds from the public in the form of deposits and distribute them to the public in the form of credit and or other forms in order to improve the standard of living of the community. The purpose of this research is to analize the financial performanceÂ comparison between Bank Mega (conventional) and Bank Mega Syariah from 2012 to 2018, by using these financial ratio aspects: CAR (capital adequacy ratio), NPL (non performing loan), ROA (return on assets), BOPO (biaya operasional dan pendapatan operasional), LDR (loan to deposit ratio). The data used in this research is the secondary data obtained from banking statistics issued by Otoritas Jasa Keuangan (OJK) from 2012 to 2018, with using Independent Sample T-Test analysis methode in SPSS 16 software. The result shows that there is a significant difference in LDR, NPL,BOPO ratio and no significant difference in CAR and ROA ratioÂ between PT Bank Mega Tbk, (conventional) and PT Bank Mega Syariah In financial performance aspect, PT Bank Mega Tbk is better. However, in liquidity aspect, PT Bank Mega Syariah is better.Â Keywords: PT Bank Mega Tbk, PT Bank Mega Syariah, CAR, NPL, LDR, BOPO, ROA
Implementasi Maqasid Al-Shariâ€™ah Dalam Manajemen Strategis Syariah
Authors: Toha Mohamad , Rozikin Khoirur 
Published: September 2020

The problem faced by developing countries is the welfare of its citizens. Welfare is an important part of a country. Even the purpose of establishing a country is nothing but the welfare of its people. Various ways, rules, methods, tools, approaches and policies have been tried and carried out by the state in order to achieve these welfare goals. Not only are people in a country that wants to prosper, many companies in developing countries want welfare in the companies they manage. But these companies tend to use conventional strategic management concepts in this modern era. In fact, these companies still experience various problems, both internal and external problems. They incur huge costs to implement various modern management models, but some are lacking and do not bring satisfaction. The implementation of maqa>s}id al-shari>â€™ah as the making of Islamic law in strategic management is very rarely used, both in terms of economy and government, people are more likely to use conventional strategic management concepts proposed by scientists from the west. This is what causes fraud or dishonesty in managing a company. Therefore this paper is intended to examine the implementation as a form of Islamic law in sharia strategic management. This paper explains that the concept of conventional strategic management is considered a failure in regulating one's behavior towards a better organization. The implementation of maqa>s}id al-shari>â€™ah as making Islamic law in sharia strategic management is considered by the author as a better alternative than conventional strategic management concepts.Â Keywords: maqa>s}id al-shari>â€™ah, islamic law, sharia strategic management