bluuebunny/crossref_metadata_2025_split huggingface dataset:
Pendekatan Keilmuan Terhadap Fenomena Keagamaan
Authors: Thaib Erwin Jusuf 
Published: September 2020

In general, the teachings of Islam which are written in the Qur'an and the Hadith only recognize two forms related to their form of determination, the first is in the form of qath’i as a doctrine that has a definite meaning, remains in its implementation and does not change. This is usually related to matters relating to religious principles and worship. The second form which is zhanni is a doctrine that is dynamic both in meaning and form of its implementation. This is mainly related to muamalah problems. Related to the two things above, the approach to various religious phenomena is polarized towards the two things. Religious phenomena that are qath'i use the ta'abbudi approach which in principle uses more submission in the name of faith in the omnipotence of God Almighty. As for the religious phenomena that are zhanni, the approach used is ta'aqquli which emphasizes the power of logic and rationality of human reason.
Membangun Fondasi Keilmuan Ekonomi Islam: Telaah Metodologi Muhammad Akram Khan
Authors: Ubaidillah Ahmad 
Published: September 2020

Throughout my experience in tracking down and reading books on faith-based economics, in this case Islam, there are no books that specifically list the title of "Islamic economics". If there is, it is only initiated or introduced. Most books coming down to us still use the titles starting with the word, for example, system, concept, principle, or the doctrine of Islamic economics. Why do the authors of the book Islamic economics seem not dared to give his book title with label "science"? I presume that Islamic economics has not been considered as a science. In building a science, methodology is required. Islamic Economics also requires a well-established methodology to build the foundation of science. The study answers questions; how is methodology which is offered by Muhammad Akram Khan to build Islamic economics. The method used in this research is the study of literature with qualitative approach.The result of study concludes that Khan offers methodology of Islamic economics, if summarized, written as follows: First, Islamic economics uses a framework derived from the texts of divinity (revelation). Second, Islamic economics uses the inductive method, which gives witness to the truth or falsity assumptions and predictions about the two criteria of rationality and empirical evidence. Third, Islamic economy is built on ethical values such as justice, virtue, moderation, sacrifice, caring for others, in the analysis, as behavioral parameters. Fourth, Islamic economics is a normative discipline. Islamic Economics investigates ways and means to change the existing economy with Islamic economy. Fifth, Islamic economics ask different questions with conventional economics. Its attention is on welfare (falah) human and creating social and institutional conditions that maximize falah in society. Clearly, Islamic economics strongly supports research programs that help maximize falah. Furthermore, Khan elaborates several issues related to the methodology that often appears in the forum of Islamic economists. There are some problems that Khan proposes, they are the interaction with modern economics, the role of revelation, assuming ideal Islamic society, and the general theory of Islamic economics.Â Keywords: Â Islamic Economics, Methodology, Muhammad Akram Khan
Kritik Ekonomi Islam Terhadap Pemikiran Karl Marx Tentang Sistem Kepemilikan Dalam Sistem Sosial Masyarakat
Authors: Kambali Muhammad 
Published: September 2020

The theory of Karl Marxâ€™s Historical Materialism states that system of ownership is a necessity in the social system. Marx declares the social system development takes place in five stages. The first stage is primitive-communal society has have not recognized the system of ownership. The second stage is the stage of division of labor and the emergence of ownership. The third stage is formation of feudal society. The fourth stage is development of a capitalist community. The final stage is stage of development of the social system which is the formation of a socialist-communist society. If seen from ownership, the social-communal system is divided into three sections; the stage of primitive-communal society, the division of labor and the stages of ownership, and phase of the ownership elimination. According to Marx, the ownership of proletariat workers system suffers exploitation and alienation. Both of these things can only be solved by removing the ownership system which is replaced by the role of collective ownership. For Islamic economics, exploitation and alienation experienced by the proletariat workers are the result of inconsistencies in wealth management and distribution system in the capitalist system, not proprietary. Islamic Economics is looking at the role of individuals in managing their wealth and their distribution pattern.Â Keywords: Historical Materialism, Ownership, Exploitation, Alienation
Pertumbuhan Lembaga Reksadana Syariah Di Indonesia
Authors: Zakariya Mukhamad 
Published: September 2020

The development of capital markets in Indonesia is encouraging. It brings a positive impact on the development of the investment system in accordance with the basic principles of sharia, in the capital markets sector in Indonesia, or better known by the term Islamic capital market. Islamic capital market is developed with the aim of accommodating the needs of Muslims in Indonesia that performs investment in capital market products in accordance with the basic principles of sharia. As we know that Indonesia is a country with a predominantly Islamic population makes Indonesia has a potential market for Islamic products. The problems of this study are the factors that influence the growth and development of Sharia Mutual Funds in Indonesia until 2014. The purpose of this study is to determine the factors that affect the growth and development of Sharia Mutual Fund in Indonesia, in particular on the list of Sharia Mutual Funds issued by OJK (Financial Services Authority) to 2014. This research is a qualitative research that does not test the hypothesis, but is intended to gain a deeper understanding of the various variables describing the past circumstances or phenomenon is happening today. The data used in this research is secondary data. This research is conducted by analyzing data collected by the author, which is derived from the issuer's financial statements, related websites, journals of sharia economic, sharia economic papers and other related sources. The analysis technique used by the author in this study is descriptive-qualitative method, a method that is done by collecting data, compiling and interpreting the results in order to obtain a clear picture of the growth and development of Sharia Mutual Funds in Indonesia until 2014. The results of this study shows that the main factor affecting the growth and development of Sharia Mutual Fund in Indonesia is the active role of government, both in terms of regulation or other supports, affecting various aspects, such as the development of product innovation.Â Keywords: Mutual Funds, Islamic Mutual Fund, the Government of Indonesia
Menelisik Hukum Jual Beli Kredit Melalui Kajian Tafsir Al-Quran
Authors: Ulum Khozainul 
Published: September 2020

In fulfilling the needs, human beings tend to do various ways and always looking for ease. In the context of the fulfillment of economic needs, for example, not everyone can get easy access to be able to get the needs. The purchasing power of each person always refers to the stability of the amount of income earned every day or every month. Therefore, it is not surprising that payment system in transaction of buying and selling that try to make easy for consumer to get what is wanted, that is credit payment. In Islam, payments in credit transactions are known as nasÄ«ah. This paper will trace the arguments of the Quran that are related to the payment of sale and purchase on credit.Â From the Quranic interpretation of sura al-Baqarah verse 282 and 283 above with respect to the transaction on credit, it can be summarized as follows. First, the transaction on credit in Islam is not forbidden and not makruh. In other words, it is allowed even though the price of goods sold in credit is more expensive than the price in cash. Second, in a transaction on credit, it is ordered to make record and witness to the requierments and conditions of the transaction. The purpose of these records and testimony is to safeguard the rights of each transactor and to avoid disputes in the future. In this case, ulama have difference on the form of such recording and testimonies. One side believes that the order is obligatory (wajib), and the other side thinks it sunnah. According to me, after seeing the purpose of record and testimony of the above transactions, the record and testimony in the transaction is wajib.Third, transaction made in cash (yadan bi yadin), according to the author, is also required to record and testimony. This is a form of caution, because at the moment there are many disputes in transactions that arise in the community, even though they have done the recording and testimony. Fourth, note of treaty and the receipts included in each transaction at the present have an important meaning to safeguard the rights and obligations of each party conducting the transaction. Moreover, note of treaty and receipt are a valid and concrete evidence explaining the truth of the transaction.Â Keywords: Credit Sale, Quranic Interpertation Approach
Kontekstulisasi Dan Reposisi Fungsi Wakaf Dalam Upaya Meningkatkan Kesejahteraan Umat
Authors: Subhan Moh. 
Published: September 2020

The discourse on waqf recently appears the back to the surface. It not only discusses about the opinion of the fiqh scholars who have no uniform about understanding and nature waqfÂ itself, but also to reform and optimize waqfÂ in order to do more, namely to superintend the social problems of society, related to the prosperity of the economy of the people. Therefore, contextualization and repositioning of waqf institutions becomes a necessiry for immediate implementation. The function and role of waqf is very large in supporting the development and progress of the muslims. Therefore the management of waqf must be able to be optimized. Tragically the management of waqf in Indonesia is still not maximized, so there are some waqf property abandoned in its management, some even missing. This is due to the waqf management still uses traditional-consumptive management pattern. Efforts to develop waqf to be productive and productive, there are four things to note; Institutional aspect, accounting aspect, auditing aspect and aspect of nadhir. If these four aspects can be met, then the utilization of waqf will be more efficient. There are several forms of models that can be run by the manager of waqf, such as by holding Sharia banks as a partner with schema of murabahah, istisnaâ€™, ijarah muntahiyah bi al-tamlik (financial leasing with purchase option), muzaraâ€™ah, qard al-hasan, musharakah (partnership) and mudarabah muqayyadah.Â Keywords: Contextualization, Repositioning of Waqf, Prosperity of the People
Dilema Wakaf Timur Kuran Perspektif Maqashid Al-Shari'ah
Authors: Aprilianto Dwi 
Published: September 2020

Waqf is an established institution in Islamic religion, and belongs to the category of community worship whose position is very important as capital and means in achieving the welfare of the people. However, in practice there have been many deviations from the origin of the purpose of waqf. Therefore, a new orientation on waqf is needed, so that waqf can contribute effectively to the welfare of the people. It must meet four factors including, legal certainty status, right and proper pledge of waqf, effective management of waqf. The importance of waqf development certainly has implications on how the management of waqf in providing utilization for the community. Waqf management is required to be professional, trustworthy, transparant, and accountable. This article explains the criticism of Timur Kuranâ€™s dilemma about the waqf system which is a lot of deviation from the goal of essensial waqf.Â Therefore, a new orientation on waqf is required, so that waqf can contribute effectively to the welfare of the people. But in the other hand, Kuran does not offer concrete solutions or create a theory about the norms of Islamic economic activity to replace or revise the norms put forward by Islamic economists. To be a criticism of the dilemma, this article also sees from the side of maqashid al-shariâ€™ah in waqf also oriented to the present interest for the achievement of development social-oriented productive property, and the result will also be felt together by maslahah â€˜ammah community. Kuran based his view of the unbelievable sources of the orientalists. As Kuran believes, Islamic economics is a fundamentalistist doctrine, rigid, rigid and only excavated from traditional Islamic sources.Â Keywords: Timur Kuran, Waqf, Maqashid al-Shariâ€™ah Perspective
Penyelesaian Utang Impor, Juâ€™alah Dan Sertifikat Bank Indonesia Syariah (SBIS) Perspektif Fatwa DSN-MUI
Authors: Ulum Khozainul 
Published: September 2020

Sharia financial Institution is one of the economic supporters of Indonesia. It is evidenced by the number of Islamic financial institutions that have sprung up this year, both sharia bank and non-bank sharia financial institution. It accommodates the aspiration and need of the society. The public is given the widest opportunity to establish a bank based on sharia principles, including convert from commercial banks whose business activities are based on conventional patterns into sharia patterns. The more sharia financial institutions that emerge, the more products offered by Islamic financial institutions to customers with the level of risk that can be overcome. The writing aims to answer the formulation of problem of settlement of import debts, contract of juâ€™a>lah and Sharia Certificate of Bank Indonesia (SBIS) in perspective of DSN-MUI fatwa. The result of research shows that in the DSN-MUI fatwa, it is explained that the settlement of imported debt or we know as letter of credit (L/C) may use the kafa>lah contract by taking a fee. It is also explained that one of the forms of kafa>lah contract is kafa>lah bi al-ma>l which is the application of kafa>lah contract which guarantees the payment of goods or debt repayment. This guarantee may be provided by the sharia bank to its customers in return for a fee. For the settlement of import debt there are several contracts that can be used, namely the contract of h}iwa>lah bi al-ujrah, waka>lah bi al-ujrah, and kafa>lah bi al-ujrah The Sharia Certificate of Bank Indonesia which used to be wadi>â€™ah with Wadi>â€™ah Certificate of Bank Indonesia which is now changed with Sharia Certificate of Bank Indonesia uses juâ€™a>lah contract. In this contract, Bank Indonesia pays the repayment upon maturity of SBIS with the relevant sharia banking record having performed and achieving the objectives expected by Bank Indonesia. If the sharia banking concerned is not able to achieve the desired objectives or stipulated by Bank Indonesia in terms of monetary control based on sharia principles, the relevant sharia banking will not receive any compensation from Bank Indonesia.Â Keywords: Import Debt Settlement, Juâ€™a>lah, Sharia Certificate, Bank Indonesia, DSN-MUI Fatwa
Analisis Kompetensi Agen Asuransi Kasus Bumi Putera Syariah Palembang
Authors: Sahirrudin Sahirrudin , Panorama Maya , Listiawati Listiawati 
Published: September 2020

The success of a company needs employees who are competent, experienced and strong. Islamic insurance companies certainly require employees who have knowledge about insurance in accordance with Islamic sharia principles. In the case of the Islamic insurance company Bumi Putera Palembang in 2015 to 2016 there are 40 insurance policyholders who worked in a government agency to terminate the employment relationship between the insurance and policyholders. This is because there is no transparency related to monthly installment payments that should be proven by a deposit or proof of receipt of payment in full by the field agent to the policy holder. This is not in line with the principles of Islamic insurance, namely avoiding the elements of gharar, maysir and usury. Islam emphasizes aspects of justice, likes and likes and togetherness faces risks in every effort and investment pioneered. This aspect is the concept offer to replace gharar, maysir and riba that have been happening in conventional institutions. The focus of research is on the competency of agents (wakalah) in the sharia Islamic Bumi Putera insurance company in the city of Palembang. The result is obtained from the conclusions of six indicators and evidenced by the table of productive reports of agents related to product marketing that human resources in agents /wakalah Bumi Putera Syariah Life Insurance have not described competency and professionalism. This can be seen from the lack of insurance products sold, attitudes to field issues and the achievement of the target customers determined by the company.Â Keywords: Insurance Agent Competency, Bumi Putera Syariah
Paradigma Sistem Kapitalisme Dan Islam Tentang Welfare State
Authors: Kambali Muhammad 
Published: September 2020

Welfare state or better known as the term prosperous is a form of actualization of idealism that upholds the values of humanism. It containS a set of ideal ideas on how the state is able to serve its people. Capitalism as a modern economic system, which is first demonstrated by humans, built the concept of the walfere state on the philosophy of laizes fair, which manifested itself in a free market system that uphold the value of free faith liberalism. The state in the capitalist system has a famous role with the term minimal role which in the term Adam Smith is said to be no intervesion. These roles include defense security, enforcement of justice and providing and maintaining certain public facilities and institutions. While the concept of walfere state in Islam is an effort to synergize worldly material interests with the spiritual interests of ukrowiyah. In addition, the concept of the welfare state in Islam is also based on the principles of Tawhid, al-Adl and khilafah. The role of the government in the Islamic conception includes fulfilling basic needs and guaranteeing the achievement of spiritual values. The fundamental difference between the two views of this system lies in the aspect of its philosophical foundation.Â Keywords: Walfare State, Laizes Fair, Tauhid, al-â€˜Adl
Etika Bisnis Islam Dan Kelangsungan Usaha Aqiqah Service Centre (ASC) Di Gresik
Authors: Khoir Misbahul , Subhan ZA Moh. Ah. 
Published: September 2020

The idea of this research comes from the experience of researchers who, since married two years ago, is faced with a family environment that grows up and carries on their lives for generations through Aqiqah businesses service. The Aqiqah Service Center (ASC) is the first and oldest aqiqah service center in Gresik because it has been more than 50 years and has contributed to the formation of an Islamic generation by serving, assisting, and facilitating the intentions of Muslim parents in the city of students in Gresik and its surroundings in making goats goat for their children. The research will answer two questions: (1) What is the difference between Islamic business ethics and non-Islamic business ethics, and (2) How is the urgency of Islamic business ethics in the business continuity of the Aqiqah Service Center (ASC) in Gresik? This study is a qualitative-descriptive study with the aim of understanding the phenomena experienced by the subject of research including behavior, perception, motivation, and action holistically by utilizing various scientific methods. Data collection methods include; observation, in-depth interview or focus group discussion, and documentation. Data analysis techniques include: processing and preparing data for analysis, reading the entire data, analyzing in more detail by coding data, considering detailed instructions that can help the coding process, giving descriptions that will be presented in the report, interpreting and interpreting data. The result of research shows that The difference between islamic business ethics and conventional is in terms of; sources, motives, paradigms, foundations and basic foundations. The business of the ASC (Aqiqah Service Center) UD. H. M. Arba'i in Gresik, besides looking for qi>mah ma>diyyah (material value), but also must be able to obtain and give two other orientations, namely qi>mah khulu>qiyyah and qi>mah ru>h}iyyah. Qi>mah khulu>qiyyah is a noble moral value which becomes a necessity that arises in business activities, so as to create an Islamic fraternity, between business managers and employees, as well as between sellers and buyers. Qi>mah ru>h}iyyah means, the business act is intended to get closer to Allah SWT. In other words, when carrying out a business activity, it must be accompanied by an awareness of the relationship with God. This is what is meant, that every Muslim act is worship. Charity worship is material, while awareness of the relationship with God when doing business is called the spirit.Â Keywords: Islamic business ethics, Aqiqah Service Centre
ANALISIS STRATEGI PENGAWASAN PENGGUNAAN PEMBIAYAAN MODAL KERJA AKAD MUDLARABAH PADA NASABAH BMT BINA UMMAT SEJAHTERA CABANG BABAT LAMONGAN
Authors: Putri Anggie Windya Eka , Ulum Khozainul 
Published: September 2020

The outlay of financial capital is one kind of financial budgetings used to support the investment and development of business. It also can be used by entrepreneurs to expand their enterprises and even those who intend to start running their business. In BMT Bina Ummat Sejahtera (BUS) branch of Babat Lamongan, the outlay of job financial capital applies the contract of mudlarabah. The process of applying the contract of mudarabah, however, appears certain risk and side effect towardÂ the members of BMT BUS branch of Babat Lamongan when the outlay is given. So, BMT BUS branch of Babat Lamongan is doing supervision and control during the process. This research aims at revealing the strategies used to supervise the application process of the outlay of job financial capital using contract mudlarabah for members of BMT BUS branch of Babat Lamongan and how the strategies of analysis control applied to analyse the application process of the outlay of job financial capital using contract mudlarabah for members of BMT BUS branch of Babat Lamongan. This research is a qualitative research. The data collection is conducted by doing interview, observation and documentation. The data analysis method used is descriptive analysis. The research findings reveal that control strategy of the use of outlay of job financial capital using contract mudlarabah in BMT BUS branch of Babat Lamongan uses two controls. They are direct and indirect control. The direct control applies the preventive and repressive control strategy. Whereas the indirect control applied to supervise and observe the installment report of membersâ€™ payment and the cash flow of the members while running their business. The strategy of analysis control to supervise the use of outlay of job financial capital using contract mudlarabah implemented in BMT BUS branch of Babat Lamongan is good enough.Â Keywords: Controlling, Outlay of job capital and Contract mudlarabah