bluuebunny/crossref_metadata_2025_split huggingface dataset:
Dematerialization of banking products and services in the digital era
Authors: Hadad Shahrazad , Bratianu Constantin 
Published: October 2019

Abstract
The primary purpose of this research is to present the evolution and current state of knowledge regarding the dematerialization of banking products and services in the digital age. The paper discusses the central issues regarding the dematerialization of money, the dematerialization of securities and the dematerialization of the contract, trends with direct impact on the possibility of dematerializing the products and services offered by banking institutions, by means of an investigative discourse and viewpoint into and over the shift from tangible to intangible monetary assets. It mainly explores the impact of dematerialization on certain processes performed by banks (customer enrollment and management) and on certain products and services offered by banks (payment services, lending services, etc.) from the perspective of the latest technological innovations and the influence exerted by fintech companies. The chapter clearly establishes the synergy link between environmental factors (increased competition, technological advance, legislative changes) and the ability of banking institutions to adapt to new conditions by changing the business model. The research ends with a series of conclusions regarding the way in which the tendencies towards dematerialization affect the activity and the business model adopted by the banking institutions. The content of the research report is useful both to the managers in the financial field and to the authorities that legislate this field, especially to those in Romania, who can use the conclusions of the report to elaborate policies in order to advance the degree of digitization of the Romanian banking system.
Possibility of Company Goodwill Valuation: Verification in Slovak and Czech Republic
Authors: Podhorska Ivana , Valaskova Katarina , Stehel Vojtech , Kliestik Tomas 
Published: October 2019

Abstract
The paper deals with the possibilities of company goodwill valuation and verification. The value of company goodwill is still an actual issue for the scientific community. Goodwill as an economic phenomenon has attracted the attention of economic experts since the nineteenth century. Nowadays, there are many approaches to goodwill valuation. However, its identification and quantification are still a challenge. The paper aim is to identify significant sources of company goodwill creation and their verification on the sample of 2 European countries with the similar business environment, political stability and regulatory platform - Slovak and Czech companies. The sample for the identification of significant sources of company goodwill creation consists of the financial statements of Slovak companies in 2015. The sample for data verification consists of the financial statements of Slovak and Czech companies in 2016. The paper identifies the determinants of goodwill creation by multiple regression analysis. The paper also verifies the total explanatory power of these determinants by matrixes of changes. Volatility and deviation of the results are captured by descriptive statistical methods. The paper’s results point to a necessity to identify the key determinants of goodwill creation. They bring the construction of an econometric model for company goodwill valuation. It could be used to compute the value of company goodwill of the individual companies in the Slovak economic conditions.
Total neoadjuvant treatment of locally advanced rectal cancer with high risk factors in Slovenia
Authors: Tuta Mojca , Boc Nina , Brecelj Erik , Omejc Mirko , Anderluh Franc , Ermenc Ajra Secerov , Peressutti Ana Jeromen , Oblak Irena , Krebs Bojan , Velenik Vaneja 
Published: October 2019

Abstract

Background
In the light of a high rate of distant recurrence and poor compliance of adjuvant chemotherapy in high risk rectal cancer patients the total neoadjuvant treatment was logical approach to gaining acceptance. We aimed to evaluate toxicity and efficiency of this treatment in patients with rectal cancer and high risk factors for local or distant recurrence.

Patients and methods
Patients with rectal cancer stage II and III and with at least one high risk factor: T4, presence of extramural vein invasion (EMVI), positive extramesorectal lymph nodes or mesorectal fascia (MRF) involvement were treated with four cycles of induction CAPOX/FOLFOX, followed by capecitabine-based radiochemotherapy (CRT) and two consolidation cycles of CAPOX/FOLFOX before the operation. Surgery was scheduled 8–10 weeks after completition of CRT.

Results
From November 2016 to July 2018 66 patients were evaluable. All patients had stage III disease, 24 (36.4%) had T4 tumors, in 46 (69.7%) EMVI was present and in 47 (71.2%) MRF was involved. After induction chemotherapy, which was completed by 61 (92.4%) of patients, radiologic downstaging of T, N, stage, absence of EMVI or MRF involvement was observed in 42.4%, 62.1%, 36.4%, 69.7% and 68.2%, respectively. All patients completed radiation and 54 (81.8%) patients received both cycles of consolidation chemotherapy. Grade 3 adverse events of neoadjuvant treatment was observed in 4 (6%) patients. Five patients rejected surgery, 3 of them with radiologic complete clinical remissions. One patient did not have definitive surgery of primary tumor due to unexpected cardiac arrest few days after sigmoid colostomy formation. Among 60 operated patients pathological complete response rate was 23.3%, the rate of near complete response was 20% and in 96.7% radical resection was achieved. Pathological T, N and stage downstaging was 65%, 96.7% and 83.4%, respectively. Grade ≥ 3 perioperative complications were anastomotic leakage in 3, pelvic abscess in 1 and paralytic ileus in 2 patients. The rate of pathologic complete response (pCR) in patients irradiated with 3D conformal technique was 12.1% while with IMRT and VMAT it was 37% (p < 0.05). Hypofractionation with larger dose per fraction and simultaneous integrated boost used in the latest two was the only factor associated with pCR.

Conclusions
Total neoadjuvant treatment of high risk rectal cancer is well tolerated and highly effective with excellent tumor and node regression rate and with low toxicity rate. Longer follow up will show if this strategy will improve distant disease control and survival.
Initial Analysis of Helicopter Impact on Hospital Helipads
Authors: Krzymień Wiesław , Cieślak Sławomir 
Published: October 2019

Abstract
The need to quickly provide assistance to victims of accidents or seriously ill has created the need for the construction of helipads at selected hospitals. Their operation and the conditions of use are governed by regulation of the Ministry of Health on Hospital Emergency Ward (SOR) and rules required by the Civil Aviation Authority.
The direct vicinity of the helipads causes impact of landing and departing helicopters on buildings, people and hospital equipment as well as the construction of the airfield. This article presents vibroacoustic impact of helicopters on helipads’ measurement methods and the results of the preliminary measurements to estimate the impact of Helicopter Air Rescue (LPR) on adjacent buildings and surroundings.
GENIUS LOCI IN WOT BATU
Authors: Chandra ; Caecilia S. Wijayaputri Khairi Ilman 
Published: October 2019

Abstract- In a modern environment, the existence of genius loci is starting to become rare. Places seem to lose their defining characteristics and this diminishes people’s experience with them. In 2015, Sunaryo succeeded in building Wot Batu as a place that can exemplify a “man-made place” created in “modern” times that can showcase the existence of a genius loci. Therefore, this research discusses the factors that contribute to the emergence of genius loci and how it emerged in Wot Batu. This research employs a descriptive-qualitative approach. The researcher analyzes theories that are related to definitions of, factors that constitute place, and types of genius loci, which are then utilized to provide an observation of the object. The data that is gathered consist of organizations of spatial structure and articulation of concrete properties. In addition, the researcher also interviewed Sunaryo Sutono about the background of Wot Batu. The researcher identifies and classifies said data in a table of factors that constitute place which are then summarized to serve as a basis for explaining the genius loci that is established in Wot Batu. In Wot Batu, the creator’s strong intent to express spiritual meanings is accomplished in a specific way. The complexity of that spiritual understanding is manifested in its spatial structures and concrete properties that are impressively detailed. The ideas and personal life experiences that were once only found in Sunaryo Sutono’s mind are brought into the world as a very specific place, and those things eventually coalesce into a totality and form genius loci that is meaningful to its user. Key Words: genius loci, Wot Batu, Sunaryo, Ciburial Bandung
INFLUENCE OF MASS ‘U’ FORM IN LINE UP FORMATION TOWARDS AIR MOVEMENT ON SUPPORTING THERMAL COMFORT IN OUTSIDE SPACE OF APARTMENT LANDMARK RESIDENCE, BANDUNG
Authors: Marcella ; Nancy Yusnita Nugroho Gabriela 
Published: October 2019

Abstract- Indonesia with the characteristics of tropical climate requires control in design to achieve thermal comfort both in outside space and inside space. One of the factors that can affect thermal comfort is the pattern of air movement and air velocity. Landmark Residence Apartment is one of the new apartments in Bandung, with mass ‘U’ form in line up of new partially awakened. The newly constructed 'U' mass formation forms the characteristic of the two different masses, the space side in the closed A mass with the characteristic of the centered space as well as the side in the open mass B. this apartment become an object of research to determine the factors of order and mass form to the characteristics of air movement as well as thermal comfort in the outside space as a space of activities in residents. The method used in this research is descriptive-quantitative with simulation software Flow Design to know the air movement and measurement of thermal comfort factor at the point of population and sample which have been determined. This thermal factor will be analyzed using CET Nomogram method, so it generates thermal comfort level in outer space which will be associated with order and mass form of apartment. By using analysis of air movement patterns and CET Nomogram, it is seen that thermal comfort level in the outside space Landmark Residence apartment is more affected by wind velocity. The mass 'U' form with the back to wind direction will produce high wind velocity on the outside space of the building's side, while on the inner side of the 'U' form will form the shadow of the wind and the pattern of turbulence air movement affecting the achievement of different thermal conditions. The 'U' mass sequence lined up can also cause air movement on the inner side of closed A mass not getting enough air movement compared to open mass B with better airflow pattern. The pattern of air movement on the inner side of mass A can be at any time higher when the wind velocity enters the gap between the masses. Key Words: apartment, outside space, mass ‘U’ form in line up, air movement, thermal comfort.
Rancang Bangun Sistem Monitoring dan Pembatasan Zona Operasional Kendaraan Bermotor Roda Dua berbasis Website dan Arduino
Authors: Nugraha Arief , Subianto Mochamad , Swastika Windra 
Published: October 2019

Two-wheeled motorized vehicles provide a separate role in shortening travel time and can also save travel costs compared to using public transportation (city transportation). With the availability of motorized vehicle facilities for students, parents do not have to bother with their child's business going to school, so children can go to their own school. However, the presence of motorized vehicles brought by students to school resulted in a decrease in parental supervision of their children. Therefore, this study aims to create a monitoring and control system for website-based motor vehicle operations with the help of Arduino Uno, Neo Ublox 6M GPS Module, and SIM900 GSM Shield which is installed into a motorized vehicle that is useful as a motor vehicle controller. Using this system can increase parental supervision of children when using motorized vehicles. Arduino installed in motorized vehicles then waits for the GPS signal from the Neo Ublox 6M GPS Module, after that the GPS data will be sent to the web service using the SIM900 GSM Shield. The web service will calculate the distance between 2 points, that is, the zone of the zone with the location of the prototype after comparison with the size of the zone that has been determined, if the calculation results exceed the zone, the prototype will turn off the engine. From the results of GPS accuracy testing using HDOP has produced a good rating and the use of the GPS NEO module is feasible to be used as the current location data provider and also the prototype response to the zone has been tested and produces an average value of 14.8 seconds.

Keywords: GPS, Arduino Uno, GPS Neo Ublox 6M module, GSM Shield SIM900, Vehicles monitoring system, web service.
Penerapan Metode Waterfall Dan Webqual 4.0 Pada Pengembangan Website Dealer Asa Mandiri Motor
Authors: Pinontoan Meldy Saimon , Rachmat Antonius , Delima Rosa 
Published: October 2019

Abstract — Asa Mandiri Motor Dealer is one of the companies involved in the sale and purchase of used motorcycles. The problem that occurs at Asa Mandiri Motor Dealer is the decline in customer visits due to the lack of strategic location of the main dealer. The purpose of establishing a system for developing Asa Mandiri Motor dealer through the Waterfall method website is to measure the quality level using the webqual 4.0 method and the Importance Performance Analysis (IPA) to determine the assessment tests and improvements that are required to improve the service to users and customers through the website.In this study, the author also tested the waterfall method using black box testing to determine the level of functionality on the site, and using tests on the quality level of the site to make recommendations for improvements through quadrant analysis in the Webqual 4.0 method and the Importance Performance Analysis (IPA). This test was conducted on 50 respondents based on the type of respondent (client, non-client (general public), administrator). The results of the study show that the website can be accessed online, the level of website functionality that meets the design requirements, still has a gap value of -0.07, which means that the site is still not in accordance to the needs of users with relatively small scores and author has made improvements to the indicators (INF1, INF2, INF3, USA4, USA5), but no further testing has been done.

Keywords— Waterfall, Webqual 4.0, Importance Analysis, Black Box Test
Website Information Security and Privacy Concerns in 4IR: The Moderating Role of Trust in B2C e-Commerce
Authors: Mofokeng Thabang 
Published: October 2019

The technology devices introduced in recent years are not only vulnerable to Internet risks but are also unable to elevate the growth of B2C e-commerce. These concerns are particularly relevant today, as the world transitions into the Fourth Industrial Revolution. To date, existing research has largely focused on obstacles to customer loyalty. Studies have tested e-commerce models guided by the establishment of trusting, satisfied and loyal consumers in various international contexts. In South Africa, however, as an emerging market, there has been limited research on the success factors of online shopping.This study examines the influence of security and privacy on trust, seen as a moderator of customer satisfaction, which in turn, has an effect on loyalty towards websites. Based on an exhaustive review of literature, a conceptual model is proposed on the relationships between security and privacy on the one hand, and customer trust, satisfaction and loyalty on the other. A total of 250 structured, self-administered questionnaires was distributed to a purposively selected sample of respondents using face-to-face surveys in Johannesburg, South Africa. A multivariate data analysis technique was used to draw inferences from the data. With an 80.1% response rate, the findings showed that privacy and security do influence customer trust; security strongly influences customer trust and weakly influences satisfaction. In South Africa, customer loyalty towards websites is strongly determined by satisfaction and weakly determined by trust. Trust significantly moderates the effect of customer satisfaction on loyalty. The study implications and limitations are presented and future research directions are suggested.
PENYULINGAN MINYAK NILAM DENGAN MENGGUNAKAN ENERGI MATAHARI SEBAGAI SUMBER PEMANAS
Authors: Syahputra Muhammad Rezi , Rihayat Teuku , Jazuli Muhammad , Riskina Shafira 
Published: October 2019

Provinsi Aceh merupakan daerah penyumbang minyak nilam terbesar di Indonesia. Namun sebagian besar masih diusahakan oleh petani nilam, kebanyakan dari mereka masih menggunakan kayu bakar, gas dan listrik konvensional yang merupakan energi tidak ramah terhadap lingkungan dan ketersediaannya sewaktu waktu dapat berkurang, dimana kayu bakar, gas dan listrik konvensional yang digunakan sebagai pemanas untuk proses penyulingan. Penelitian ini bertujuan untuk memanfaatkan energi sinar matahari yang tidak pernah habis, dan energi tersebut dimanfaatkan dengan mengunakan panel surya yang menghasilkan energi listrik yang digunakan sebagai energi untuk menghidupkan pemanas listrik untuk memanaskan air pada proses penyulingan. Hasil penyulingan Minyak nilam dalam penelitian ini menggunakan analisa standart menurut SNI 06-2385-2006. Berdasarkan hasil penelitian dengan metode uap pada temperatur 1000ºC menghasilkan rendemen penyulingan tertinggi pada temperatur penyulingan 135ºC dan waktu penyulingan selama 6 jam, yaitu 3,77% serta hasil terendah diperoleh pada temperatur penyulingan 120ºC dan waktu penyulingan selama 6 jam yaitu 2,30% dengan kadar Patchouli Alkohol nilainya sekitar 31,115% - 44,00%. Secara signifikan hasil penelitian menunjukan bahwa rendemen minyak meningkat dengan peningkatan temperatur penyulingan
دور المرأة في الخدمات الاجتماعية دراسة تطبيقية عن مدينة الكوت
Authors: كزار لطيف هاشم , رزاق ستار ترف 
Published: October 2019

تواجه المرآة في العراق والعالم العربي العديد من التحديات مثلها مثل بقية النساء في المناطق الأخرى من العالم بما في ذلك عدم المساواة في الجنسية وغياب الموارد الأساسية مثل الوقت والمال. ومما يفاقم من هذا الوضع، الطبيعة المحافظة لهذه المجتمعات لتصعب المسألة بشكل اكبر على المرأة في عملية اتخاذ القرار للمشاركة بشكل منفتح في العمل والحصول على الدعم المعنوي ومشاركتها بالعمل ومن اهمها الخدمات الاجتماعية من اهم انواع الخدمات التي تقدمها الدولة لسكان المجتمع وخاصة الخدمات التي تقدمها مؤسسات الدولة ومنها الخدمات الاجتماعية . مثل خدمات كبار السن والايتام وذوي الاحتياجات الخاصة. وكذلك الخدمات التعليمية والبلدية والخدمات الصحية وغيرها من الخدمات الاخرى المتعلقة بحياة الفرد.
والتاريخ العالمي مفعم بإنجازات الرجال وإسهاماتهم في عمليات التنمية، ومنذ وقت طويل، لم يتم وضع أي اعتبار لموقف النساء في البناء المجتمعي بنفس المستوى بل تم اعتبارها على أنها في المرتبة الثانية. بان المرأة في جميع أنحاء العالم - ولاسيما في العالم العربي- يتم تصنيفها ضمن المجموعات الضعيفة والمهمشة ، وفي ذات الوقت وبشكل منظم ، يسعي المجتمع على تثبيت عملية التكيف الاجتماعي للمرأة لتقبل بوضعها المهمش . وبالرغم من وجود مبدأ المساواة بين الرجل والمرأة كما ورد في ميثاق الأمم المتحدة الصادر عام 1945وإعلان الأمم المتحدة لحقوق الإنسان الصادر عام 1948، لازالت غالبية الدول في العالم العربي بحاجة للاهتمام بموضوع تمكين المرأة في عملية التنمية بشكل كامل. وفي الحقيقة، تؤكد الأدلة بان العاملين في مجال التخطيط التنموي في الدول العربية يعملون بفرضية أن البرامج التي تفيد جزء من المجتمع (الرجال) ستفيد بشكل تلقائي وتنساب إلى الجزء الأخر (النساء). ففي العديد من المجتمعات العربية ، هناك جهود واعية من خلال سن قوانين و ممارسة العادات والتقاليد التي تكرس تهميش المرأة. ونتيجة لذلك، برزت العديد من المبادرات المستجيبة للقضايا المتعلقة بحقوق المرأة و في المنتديات العلمية ومنها مؤتمر الأمم المتحدة للمرأة في بيجين. كل هذه الجود موجهة نحو تمكين المرأة بهدف خلق فرص لها لتتمكن من تحقيق كامل قدراتها. كما أن التمكين الاقتصادي للمرأة قد برز بنفس القدر كجانب مهم ومستدام لتسريع عملية التنمية في الدول النامية. ومنذ مؤتمر بيجين عام 1995، فان العبء المتزايد والثابت للفقر في أوساط النساء شكل جانبا حيويا لخطة عمل بيجين كما انه ظاهرة تم التعامل معها في الأهداف لتنمية المرآه في العمل . وان مشاركة للمرأة في العمل ترتبط بالبناء الاجتماعي الذي قد يكون محفزاً لها أو عائقاً أمامها, وعلى طبيعة الحرية التي يمنحها المجتمع للمرأة كاندماجها في الجمعيات, والمنظمات المهنية, والنقابية, والأحزاب السياسية, والهيئات التمثيلية. إذ تعد المشاركة السياسية للمرأة في العملية السياسية وادارة شؤون المجتمع المدني من المؤشرات الدالة على تطور المجتمع وديمقراطية نظام الحكم في الدولة([i]).

[i] - سامي مهدي صالح العزاوي ، الوضع الأسري للمرأة العراقية وانعكاساته على المشاركة في العملية السياسية ، مركز أبحاث الطفولة والأمومة ،مجلة جامعة ديالى للعلوم الانسانية ، العدد27، 2009، ص45 .
معوقات الاتصال في المجال التربوي من وجهة نظر التدريسيين في مدارس محافظة واسط
Authors: الدلفي نزار ياسر خيرالله 
Published: October 2019

يهدف هذا البحث إلى: التعرف على معوقات الاتصال في المجال التربوي من وجهة نظر التدريسيين في المدارس الحكومية لمحافظة واسط. وقد استعمل الباحث منهج البحث الوصفي, وتحدد مجتمع البحث بتدريسيي مدارس محافظة واسط الحكومية من حملة الشهادات العليا ( الماجستير والدكتوراه) ، وقد بلغ عدد أفراد المجتمع (109) تدريسي وتدريسية. وشملت عينة البحث جميع أفراد مجتمع البحث لصغر حجمه حيث استجاب منها (102) تدريسيا وتدريسية أي ما نسبتة 95 % . وقام الباحث ببناء استبيان لمعرفة معوقات الاتصال في المجال التربوي من وجهة نظر التدريسيين في مدارس محافظة واسط، تم التحقق من صدقه الظاهري بعرضه على مجموعة من المحكّمين والخبراء , وصدق الاتساق الداخلي لفقرات الاستبيان كما تم التحقق من ثباته بطريقتين هما كرونباخ الفا وأظهرت هذه الطريقة درجة 89 % نسبة ثبات للمقياس ككل , وطريقة التجزئة النصفية التي أظهرت درجة 86 % نسبة ثبات المقياس ككل . وتكونت أداة البحث من خمسة مجالات و (83 ) فقرة وكما يأتي :

المجال الاول : معوقات متعلقة بالمرسل / المدرس بواقع (21) فقرة.
المجال الثاني: معوقات متعلقة بالمستقبل / الطالب بواقع (21) فقرة.
المجال الثالث: معوقات متعلقة بالرسالة الاتصالية / المحتوى بواقع (19) فقرة.
المجال الرابع: معوقات متعلقة بوسيلة الاتصال / قناة الاتصال بواقع (9) فقرات.
المجال الخامس: معوقات متعلقة بالبيئة الاتصالية / بيئة الاتصال بواقع (13) فقرة.

وزعت نسخ الاستبيان بصورة مركزية من قبل المديرية العامة لتربية واسط / شعبة البحوث والدراسات كما أنها استلمت كذلك, واعتمد الباحث الوسائل الإحصائية المناسبة مستعينا بالحقيبة الإحصائية SPSS والتي أظهرت النتائج الآتية:
إن معوقات الاتصال والتواصل التربوي التي تواجه المدرسين من وجهة نظر التدريسيين من حملة الشهادات العليا في مدارس محافظة واسط الحكومية جاءت مرتبة كالآتي :

أكثر المجالات أثرا في معوقات عملية الاتصال والتواصل هو مجال بيئة الاتصال.
المجال ذا الأثر الثاني في معوقات الاتصال والتواصل هو مجال وسيلة الاتصال .
جاء مجال المعوقات التي تتعلق بالمستقبل / الطالب في المرتبة الثالثة من حيث الأثر في معوقات عملية الاتصال والتواصل التربوي .
أصبح مجال المعوقات التي تتعلق بالرسالة الاتصالية في المرتبة الرابعة من معوقات عملية الاتصال والتواصل التربوي من وجهة نظر التدريسيين .
أما مجال المعوقات التي تتعلق بالمرسل / المدرس جاءت في المرتبة الخامسة والأخيرة.