bluuebunny/crossref_metadata_2025_split huggingface dataset:
Approaches to developing an internal model for assessing the long-term probability of default for corporate borrowers in the "retail" segment»
Authors: Васильева Альфия 
Published: June 2020

Аннотация
Данная работа является следующим этапом исследовательской работы авторов в рамках разработки подходов к моделированию кредитного риска, с учетом требований МСФО 9, для российских банков. Данный стандарт внедрен был внедрен во всем мире с 1 января 2018 года (в том числе и на российском банковском рынке) в соответствии правилами которого требуется уточнение действующих моделей оценки кредитного риска. В основу МСФО (IFRS) 9 положен подход «ожидаемых кредитных потерь» (ECL/ОКП). Новая бизнес-модель кардинально меняет подход к формированию резервов, в том числе благодаря учету влияния макроэкономических показателей на их величину.
Целью настоящей статьи является построение модели оценки вероятности дефолта корпоративных заемщиков сегмента «Торговля» за весь срок действия активов, в соответствии с требованиями МСФО 9.
Разработка модели в рамках настоящей работы проведена на данных реального Банка[1], поэтому результаты и методы, применяемые в рамках настоящей работы могут быть использованы как коммерческим банкам, так и регулирующими органами в рамках реализации проектов по внедрению МСФО (IFRS) 9. Практическая ценность данной работы также определяет ее научную новизну, так как данная работа представляет собой одно из первых исследований в области долгосрочной вероятности дефолта на реальных данных российских корпоративных клиентов коммерческих банков.
В рамках настоящей работы вероятность дефолта в течение срока жизни финансового инструмента (life-time PD/ lt PD) производится на основе параметрической модели, при этом в рамках настоящей задачи были исследованы два класса распределений (двухпараметрическое распределение Вейбулла и модифицированное распределение Вейбулла). Результаты разработки модели представлены в настоящем отчете.
[1] В силу конфиденциальности информации авторы не раскрывают название банка, данные по портфелю которого были использованы, а также наименования его клиентов
THE EFFECT OF SUPERVISION IMPLEMENTATION TOWARDS TEACHER PERFORMANCE AT SMKN BUSINESS MANAGEMENT GROUP IN PADANG CITY
Authors: Ermita Ermita 
Published: June 2020

This research aimed to obtain information on: Performance of teachers, Implementation of supervision and significant influence between the implementation of the supervision to the teachers performance at SMKN Business and Management in Padang. The hypothesis of this research is the implementation of academic supervision significantly affect to the teachers performance. The population this research are 125 people all of teachers. Samples 76 people were taken using Random Sampling. Instrument of research using questionnaire with Likert scale models that have been tested for validity and reliability. Data were analyzed using correlation and simple regression techniques with the help of statistical program SPSS version 20.0 IBMM. The results showed that: the performance of teachers enough category in the level of achievement of 71.49%. Implementation of supervision by the principal enough category in the level of achievement of 69.14% and Implementation of supervision by the principal positive effect on the performance of teachers at SMK Business and Management Group in Padang City of 9.3
Analysis of Educators and Education Staff Management in Primary School Quality Improvement
Authors: Sunaengsih Cucun , Jatnika Jamil , Alifia Silvy Lafthi , Latifah Latifah , Solihah Endang 
Published: June 2020

Educators and education staff are primary aspects of education that contribute to school quality improvement. High-quality educators and education staff will lead to high-quality school. However, not all educators and education staff have good quality, due to low-quality management. With this in mind, this study aims to discover the implementation of educators and education staff management in a primary school in West Java, Indonesia. It is found that (1) the ideal ratio of educators and staff has not been achieved, (2) temporary educators are far from being prosperous, in terms of monetary compensation, and (3) training programs for educators and education staff are very limited. These finding indicate that the planning and development process for educators and education staff require an in-depth analysis.
Indicators of Good Principal Leadership Based on Principal, Teachers, and Administration Staff Perspectives in The Era of Industrial Revolution 4.0
Authors: Senjaya Aan Juhana 
Published: June 2020

Research relating to the leadership of principals in Indonesia generally uses indicators from various theories and literatures. In fact, principal, teachers and staff who are directly involved with the activities of school principals, of course, they have their own criteria and indicators relate to good principal leadership. This study aims to explore and find the good principal leadership indicators based on principals, teachers, and administration staff perspectives. An open question about the characteristics of a good principal ledership was asked to 124 respondents (12 principals, 93 teachers, and 19 administrative staff). The answer is directed and written at least 3 characteristics words. Furthermore, 670 statement as answers were analyzed qualitatively to take the similarity of meaning and there are 36 Statements with different meaning. Quantitative analysis is done to sort the indicators based on Response Indeks (RI). The results show there are 29 indicators, namely: Wise, Honest, To be responsible, Role models, Discipline, Assertive, Charimatic, Mastering IT, Fair, Smart, Visionary, Transparent, Democratic, Responsive, Open, Friendly, Protect, Humble, Communicative, Motivator, Souled leader, Able to solve problems, Creative, Loyal, Professional, Social soul, Self-Cofidence, and Trustful.
Influencing International Students’ Learning Readiness and Their Performance in Selected Chinese Universities
Authors: Jin Liu , Ghani Muhammad Faizal A. 
Published: June 2020

Local research on international students at Chinese universities is often related to the challenges that they encounter. The research on the impact of such challenges on their academic achievement, such as their learning readiness is still lacking. Therefore, this study aims to analyze the influence of international student learning readiness on their achievement. To address the research objective, a quantitative research involving 275 selected international students with origins in Central Asia, South Asia, Southeast Asia, the Middle East and North Africa and Europe was carried out. Questionnaires were distributed and the data were analyzed using descriptive statistical methods such as mean and percent, and a inferential statistical method (logistic regression). This study found that international students’ learning readiness influenced their achievement in the aspects of content knowledge, cognitive skills, study skills and strategies, and habits of success with p0.05. The finding is available for stakeholders, especially researchers, to carry out further research in identifying the effectiveness of their learning readiness to overcome the challenges that were found by previous researchers.
Effect of vitamin D3 (cholecalciferol) levels on the development of cognitive and psychoemotional disorders in patients with cerebrovascular disease
Authors: Lobzin Sergey V. , Shvartsman Grigoriy I. , Pervova Evgenia M. , Chistova Inga V. , Yurkina Ekaterina A. 
Published: June 2020

In recent years, the problem of vascular cognitive impairment is becoming increasingly important due to the increasing prevalence of cerebrovascular disease. The aim of this study was to determine the relationship between 25(OH)D, highly sensitive CRP, interleukin-1, interleukin-6 and cognitive function in patients with cerebrovascular disease and to assess their impact on quality of life.
Materials and methods. 58 patients with cerebrovascular disease aged 3181 years were examined. The comparison group consisted of 24 patients, comparable in age and sex, without the studied pathology. In the study, patients were determined by the level of 25(OH)D, interleukin-1, interleukin-6, highly sensitive CRP in peripheral blood. All patients underwent neuropsychological, psychometric examination and study of their quality of life.
Results. In the study, the level of 25(OH)D in patients with cerebrovascular disease was lower compared to the group without this pathology. Concentrations of interleukin-1, interleukin-6, and highly sensitive CRP in patients in the main group were statistically significantly higher than in those in the comparison group. Higher concentrations of highly sensitive CRP, interleukin-1, and interleukin-6 were found in patients with low vitamin D availability. The study obtained direct correlations between the level of 25(OH)D in peripheral blood and the results of neuropsychological testing (MMSE, MoCA, FAB, Schulte tables (performance), the Drawing hours test) and the inverse with the degree of workability (Schulte tables). An inverse correlation of average strength was observed between the results of psychometric testing and the level of 25(OH)D in peripheral blood. The study confirmed the relationship between the level of 25(OH)D in peripheral blood and quality of life indicators, in the form of a direct correlation.
Conclusion. The study found that the higher the concentration of 25 (OH)D and the lower the level of interleukin-1, interleukin-6, and highly sensitive CRP in the peripheral blood, the less likely it is to develop cognitive and psychoemotional disorders. The study confirmed the relationship between the level of 25(OH)D and quality of life indicators.
Estimating Near-Surface Rigidity from Low-Frequency Noise Using Collocated Pressure and Horizontal Seismic Data
Authors: Wang Jiong , Tanimoto Toshiro 
Published: June 2020

ABSTRACTWe propose a single-station approach to estimate near-surface elastic structure using collocated pressure and seismic instruments. Our main result in this study is near-surface rigidity (shear modulus) structure at 784 EarthScope Transportable Array (TA) stations in operation from mid-2011 to the end of 2018 using coherent horizontal seismic and pressure signals at 0.02 Hz. We isolate time periods for which surface pressure change is the dominant excitation source for seismic signals by searching for data windows with large pressure variations and high-seismic-pressure coherence. We emphasize the importance of using horizontal seismic components for two reasons: first, horizontal seismic signals are significantly higher than vertical signals at 0.02 Hz due to ground tilt, and second, we can analytically compute the predicted horizontal signals without an assumption of atmospheric pressure wavespeed (which is required for predicting the vertical excitation). Sensitivity kernels from 0.01 to 0.05 Hz show that this pressure–seismic coupling is mostly dependent on rigidity shallower than 50 or 100 m. Our estimates of shallow elastic structure show good spatial agreement with large-scale surface geological features. For instance, stations in the Appalachian Mountains mostly have high rigidity, whereas low-rigidity sites dominate the Mississippi Alluvial Plain. Because of the lack of measured velocity profiles, we quantitatively validate our approach by comparing with VS30 models that are based on proxies such as topographic slopes and large-scale surface geology. We estimate near-surface rigidity at 784 TA stations, where these locations have no prior structure information. Our method provides independent information for seismic hazard studies.
Disparities among pediatric hospital admissions according to gender
Authors: Mehdi Asim Hassan , Riaz Kinza , Ghazal Nimra , Kamran Nighat Seema , Saboohi Erum , Malick Abdul Hadi Hassan , Tariq Anas Bin 
Published: June 2020

<p class="abstract"><strong>Background:</strong> The objective of the study was to determine the pattern of disparities among paediatric hospital admissions according to gender.</p><p class="abstract"><strong>Methods:</strong> This retrospective observational study was done at pediatric ward of Al-Tibri Medical College and Hospital Karachi from June 2018 to May 2019. Pediatric patients below 12 years of age admitted to the pediatric ward of the hospital were included while patients who were admitted for less than 24 hours, refused for consent by parent/guardian, surgical or ICU pediatric patients were excluded. SPSS was used for data analysis. Quantitative data included age, gender, diagnosis and seasonal variation, expressed as frequency in percentages and chi-square test was applied to test for significance. </p><p class="abstract"><strong>Results:</strong> Among 734 pediatric hospital admissions, 423 (58%) were males and 311 (42%) females. Highest percentages of pediatric admission in both genders were infants after which second most patients were from the 1-4 years group in both genders (p=0.01). 215 patients of acute gastroenteritis were male while 142 females. Among patients admitted with respiratory disease, 56 were males while 48 were females. 52 male patients were admitted with viral fever while 34 patients admitted were females (p=0.01).</p><p class="abstract"><strong>Conclusions:</strong> Our study reported a significant difference among gender variances in pediatric hospital admissions. Overall, not only males were predominant in admission to pediatric wards, they were also found to be predominant in disease categorization. Further studies set to determine the reasons behind such gender differences would help in determining plans accordingly to improve outcome of diseases.</p>
Revisiting conventional adenoidectomy using technology
Authors: Gangadhar S. Kiran , Thingujam Sonee , Poduval Jayita 
Published: June 2020

<p class="abstract"><strong>Background:</strong> Adenoidectomy is one of the most frequently applied surgical procedures in the paediatric population, either alone or in conjunction with tonsillectomy and/or insertion of ventilation tubes. The main purpose of the adenoidectomy is to eliminate the nasopharyngeal respiratory pathogens and to remove nasal airway obstruction. Aim of the study was to compare the outcomes of conventional and endoscopic assisted curettage adenoidectomy.</p><p class="abstract"><strong>Methods:</strong> In this comparative study, 50 patients were divided into 2 groups. Group 1 (25 patients) underwent endoscopic curettage adenoidectomy and group 2 (25 patients) underwent conventional curettage adenoidectomy. Intraoperative time, complications and postoperative pain were recorded. </p><p class="abstract"><strong>Results:</strong> 72% in group 1 and 64% in group 2 had grade 2 adenoid hypertrophy. 68% in group 1 and 64% in group 2 had a moderate degree of obstruction in lateral view of soft tissue X-ray nasopharynx. The mean time taken for surgery in group 1 was 13.29±3.28 minutes, and in group 2,6.28±2.31 minutes. Minimal loss of blood was recorded in group 1 with less than 20 ml, whereas in group 2, the blood loss was high; 30% of patients had blood loss more than 30 ml. In group 1, the mean VAS was 3.25 and 2.55 in group 2 2.55. In group 1, 4% of patients had primary haemorrhage and in group 2, 8% of patients had primary haemorrhage. No patient had velopharyngeal dysfunction in either group.</p><p class="abstract"><strong>Conclusions:</strong> More operative time but less blood loss were noted in endoscopic adenoidectomy. Intraoperative visualisation of the nasopharynx in endoscopic procedures showed no significant advantage over conventional adenoidectomy.</p>
The Vices against the Virtue of Temperance among the Atyap Cultural Heritage of Africa: A Philosophical Approach
Authors: Abui Abui Abraham 
Published: June 2020

Wady odpowiadające cnocie umiarkowania w kulturowym dziedzictwie szczepu Atyap: podejście filozoficzne
W dyskursie moralnym cnoty wciąż zajmują centralne miejsce. Dzieje się tak, ponieważ dyskusje o moralności obracają się wokół pojęć cnoty i wady. Bierze się za pewnik, że wynikiem cnót są czyny dobre moralnie, natomiast wady prowadzą do czynów złych, powszechnie potępianych. Etycy cnót opierają swoje argumenty na założeniu, że czyny ludzkie są bezpośrednio połączone bądź to z cnotą, bądź z wadą. Każdej cnocie odpowiada nadmiar lub deficyt, którego przekroczenie wiąże się z przeciwną jej moralną dyspozycją, nazywaną wadą. W takim wypadku, powinna istnieć jakaś ustalona miara, na której podstawie rozróżniamy między cnotą a wadą. Jakie kryteria obowiązują w przypadku ustalania takiej miary? Co więcej, istnieje tradycyjny podział cnót na kardynalne i poboczne: jakie dokładnie cechy moralne winna mieć cnota, by być określona jako kardynalna? W artykule autor podejmuje próbę analizy jednej z tak zwanych cnót kardynalnych, mianowicie umiarkowania. Szczególny nacisk został położony na pojęciach wstydu i honoru, rozumianych w duchu dziedzictwa kulturowego szczepu Atyap. Celem autora jest znalezienie tych cech, które odpowiadają za ustanowienie umiarkowania cnotą kardynalną oraz podjęcie próby wyznaczenia miary, która odpowiada za wady związane z pojęciem umiarkowania.
Communication Petterns Of Coaches And Students In Cultivating Discipline Of Memorizing The Qur’an
Authors: Qudratullah Qudratullah , Aswinda Nor , Najamuddin Najamuddin 
Published: June 2020

This research aims to determine the pettern of communication between Coaches and students in disciplining the memorization of the Qir’an at the Baitul Al-Muqarramah Foundation in Bone Regency. Qualitative research methods are used in this research by conducting interviews. Interviews wew conducted with informants who were Coaches at the Baitul Al-Muqarramah Foundation in Bone Regency. The results showed the Coaches in the Baitul Al-Muqarramah Foundation used verbal and nonverbal communication. There are two communication petterns that are used there are also two namely interpersonal communication petterns and group communication petterns. The petterns of group communication is more dominant used in this foundation, while interpernonal communication is usually applied to students who are less optimal in directing group communication. Where the pettern of group communication is more dominant applied in the process of direction every day. As with interpersonal communication, this communication pettern is usually applied to a particular situation. For axample, there is one student who cannot be fostered if trough the communication petterns of the group. Proven trought group communication implemented by the Coach, able to discipline student to memorize the Qur’an and make student achieve targets that have been determined with a dominant scale. Even trought this group communication, the time of a Coach can be more efficient than interpersonal communication which requires the trainer to meet one-onone with his students. The obstacle factors of the Coaches are so unable to discipline the memorization of the Qur’an by their students namely; first, the psychological factors and habit factor od the students.
PRESTASI MOTOR DIESEL DENGAN OPTIMALISASI SISTEM INTAKE MANIFOLD PAK SYS (PERFORMANCE AIR INTAKE SYSTEM) TURBO FAN AXIAL
Authors: Awal Udin Ahmad Robiul , Adityo Adityo 
Published: June 2020

The development of motor vehicle technology has urgency of increasing the efficiency for the engine of fuel requirements that will be used in the combustion process to produce output parameters. One of the elements for an effective combustion process for the fuel mixture composition is the quantity and the air capacity to be supplied for each cylinder. The construction of intake manifold is one of minor losses for requirement capacity of air when intake suction take occured. The addition of Axial Fan in the intake manifold system of diesel motors is expected to meet the air supply capacity and minimize minor losses, so the performance engine like : volumetric efficiency, torque and power increased. Fundamental of air Intake System Performance Method to inducting (forces) amount of the air through Fan Axial Double Blade blades. This study uses a quasi-experimental method that compares the intake manifold with or without the installation of axial (standard) fan to the torque and power generated from four diesel motors (4) steps. From the test obtained an average torque increase of 22%, with the highest torque at the beginning of 1150 rpm engine speed of 41.8 Nm, while the average power increase of 13% with a power rating of 8 KW at 2200 rpm engine speed. While the volumetric efficiency experienced an average increase of 6% with a significant percentage of engine speed of 2200 rpm which reached 98.8%.
Keywords: Torque, Power, Diesel, Intake Manifold, Axial Fan
ANALISIS EFISIENSI ENERGI FLOW BATERAI LEAD ACID KEADAAN STATIS DAN DINAMIS
Authors: Ghufron Muhammad , Kurriawan Pranata Budi , Istiroyah Istiroyah , Cholisina Perwita Anik 
Published: June 2020

Charging-discharging research was conducted on Redox Flow battery (RFB) using Pb as cathode, PbO as anode, and H2SO4 solution as electrolyte. The research was done by using static and dynamic methode. The experimental shows that RFB was succesfully created and show secondary battery characteristic (charge and discharge graph). According to the charge-discharge characteristic for 5 cycles RFB, shows that the RFB capacity is 1800 mAh when RFB on the static mode while RFB in dynamic mode, the capacity is 2900 mAh. Based on the graph, it was found that the energy efficiency of RFB in the static mode is 50,1% and 71,1% for dynamic mode.
Keywords: Charging, discharging, RFB, Energy eficiency
ANALISA TRANSPORTASI PALM OIL MILL EFFLUENT DARI PABRIK KELAPA SAWIT KE PEMBANGKIT LISTRIK TENAGA BIOGAS DI RIAU
Authors: Eka Ardhi Wahyu , Nur Hasan Iqbal , Nur Khumaidah 
Published: June 2020

The delivery of Palm Oil Mill Effluent (POME) by the Palm Oil Mill (POM) of Tanah Putih (60,000 tons / year) and POM Sei Buatan (30,000 tons / year) through the river ship represents 78% of POME's total supply requirement for Biogas Power Plant (BPP) Tandun, Riau. How to get recommendations on routes, ship types and most optimum ship sizes is important. The optimization is done by analyzing the transportation including the investment and then comparison between the modes with some alternative routes on the existing segment, the actual condition limitation and the minimum criterion of total cost. The result of analysis shows that for POME delivery the optimum route is port to port using 1 unit of SPOB vessel with 1,500 ton capacity for each segment. The optimum ship type is Self Propelled Oil Barge (SPOB) when compared to Self Propelled Container Barge (SPCB) and Landing Craft Tank (LCT) and Tank Truck with 8 ton capacity. The total cost for ship procurement is Rp 8,035 billion. The amount of POME delivered can generate 9 million kWh of electrical power. Total revenues from electricity sales and electricity cost savings of the factory amounted to Rp 8.774 billion, resulting in a gross profit of Rp 739 million
Keywords: Transportation Analysis, Palm Oil Mill Effluent, Biogas Power Plant