bluuebunny/crossref_metadata_2025_split huggingface dataset:
FINANCIAL TECHNOLOGIES’ IMPACT ON THE DEVELOPMENT OF BANKING
Authors: Ya. A. Shmuratko  , S. A. Sheludko  
Published: March 2020

The development of financial technologies, so-called FinTech, has fundamentally changed the architecture of the modern financial services market, significantly affecting the role of banks in it. These changes determine the need of new approaches for the market behavior of both banks (to maintain competitive positions) and regulators (in order to prevent potential crisis phenomena).
It is substantiated that at the present stage of development of financial-credit intermediation, determinants of competitive behavior of banks are nonconventional factors such as a degree of freedom to enter the market, an information asymmetry, a level of services and marketing support, an emergence of electronic channels for banking products’ distribution, the development of electronic payment systems and transfers of other banking information.
It is investigated main approaches to the definition of financial technologies (FinTech). It is justified the necessity of distinguishing this concept and the FinTech segment, it is proposed to define financial technologies in the narrow sense as the provision of financial services by non-banking institutions using modern information technologies, which is rationalizing the analysis of the FinTech’s role in the banking.
In the article it is identified and characterized external (caused by the objective development of society and fundamental changes in the banks’ environment) and internal (caused by the need of maintaining the competitive positions by banks) factors of financial technologies’ development.
It is proved that the FinTech’s impact on banking is determined by changes in the structure of the financial services market, a decrease in barriers to entry the market, and an increase of its spatial coverage. The development of FinTech leads to lower costs and higher efficiency of banks, increased competition in the banking environment, reduced information asymmetry, increased financial inclusion, but at the same time leads to the generation of new financial and technological risks for banks.
MONETARY AND FINANCIAL POLICY OF UKRAINE: THEORETICAL-EMPIRICAL CONNECTIONS AND PRIORITIES OF STATE REGULATION
Authors: T. H. Vasyltsiv  , O. I. Klipkova  , R. L. Lupak  , N. G. Mitsenko  , I. P. Mishchuk  
Published: March 2020

The essential characteristics of the monetary policy of the state as a system of measures and instruments of state regulation of the monetary sphere, the direction of state influence on monetary and credit relations are specified. Its subjects and objects are identified, principles, goals and modes are defined. The relationship between the formation and implementation of monetary policy and the strengthening of financial security of the state are shown. Using the method of the main components, an integrated assessment of the state of monetary and security of Ukraine in 2000, 2005, 2010—2018 was conducted. The weighting coefficients of Ukraine’s monetary security indicators are determined and its integral values are calculated. The highest level of influence of such indicators was identified as the ratio of the monetary aggregate M3 to GDP (23,3 %), the ratio of GDP to the volume of the monetary aggregate M2 (22,5%), the amount of cash to GDP (22,6 %). The conclusion was made that the level of monetary and credit security of Ukraine in 20132018 was decreasing. The lowest was the value of monetary and security of the state in 2016 — 0,49 (on a scale from zero to one), in 2018 the index rose to 0,51, but its value is low. The existence of a statistically significant link between monetary and financial security of Ukraine is empirically assessed and established. For the period 2000-2018, the determination coefficient was 0,86. Accordingly, the tendency to lower the level of monetary security leads to a virtually parity deterioration of the state financial security. The strategic priorities of the state policy of the development of monetary and credit sphere in the context of ensuring the financial security of the state are grounded. Strategic priorities of state regulation are defined: ensuring the price stability and stability of the national monetary unit, strengthening the stability of the banking system, its creditworthiness, forming a high-quality exchange-exchange rate environment, the development of the stock market, and improving the institutional principles of state regulation of the monetary sector. Identified measures, the implementation of which allows to achieve the identified strategic priorities and improve the financial security parameters of Ukraine.
BEHAVIORAL FINANCE: THEORETICAL BACKGROUND AND EMPIRICAL EVIDENCE
Authors: I. Lyutyy  , M. Knir  , N. Plieshakova  , O. Plieshakova  
Published: March 2020

The purpose of this paper is to provide insights into achievements of scientific studies in various fields which have been reflected in modern finance, particularly in behavioral finance, as well as to consider some patterns of individual behavior which influence the effectiveness of investments in the financial market. The paper is based on the review of the existing theoretical in different fields of study. The necessity of studying behavioral finance as an important direction of modern financial science is considered. The main theories from different fields of studies which influence the formation of behavioral finance as a scientific direction are highlighted. The empirical evidence of some aspects of the irrational behavior and its influence on the effectiveness of the financial processes. The findings are likely to be useful for practitioners and researchers to gain knowledge about the background of behavioral finance. From a practical point of view, the possibility of synthesizing various approaches to people's behavior allows us to use the obtained results in building more efficient processes in the financial environment. The paper contributes to the discussion about the rational and irrational behavior and its influence on the processes in finance.
THE MAGNITUDE AND NATURE OF THE SHADOW ECONOMY IN UKRAINIAN BORDER REGIONS
Authors: Kh. M. Prytula  , S. L. Shults  , A. V. Samilo  , V. O. Maslov  
Published: March 2020

The peculiarities of the formation and functioning of the shadow sector of economy of the border regions of Ukraine have been considered. It has been substantiated the importance of studying the nature of the emergence of the shadow economy and finding the effective tools for leveling the preconditions for its development.
The main regularities and indicators of the emergence and growth of the shadow economy have been outlined. Among them there are the levels of tax burden and social protection, regulatory measures, the quality of social services, the number of self-employed, etc. It is substantiated that the important direction of reducing the shadowing of economic processes is to stimulate the socio-economic development of territories. Positive tendencies of economic development, availability of sufficient opportunities for employment and obtaining decent remuneration for their work, etc., suspend the processes of shadowing in the economy of any country and its regions.
The level of the shadow economy has been estimated based on direct and indirect approaches. It has been found that given the importance of retail trade in the economy of the border regions (borderline location, active participation of local residents in the local border traffic, more significant share of services, etc.) and relatively lower levels of socio-economic development, the share of unaccounted economic activity in the official economy of the territories is higher compared to its average in the country.
The results of an expert survey of representatives of local authorities on the issues of socio-economic development of the border areas under the terms of the EU-Ukraine Association Agreement have been presented. In particular, the main reasons for the shadowing of the economy, types of economic activity in which the share of economic activity, which is in the "shadow", is the highest, etc. have been outlined.
It has been revealed that the illegalization of economic activity and population’s income in the medium- and long-term time period creates preconditions for the outflow of production factors (including the workforce) abroad and reduces investment attractiveness of Ukrainian border territories. In addition, the negative impact of border trade is strengthened by forming of substantial dependence on import of certain types of goods, discouraging the development of domestic production; by avoiding the payment of taxes and therefore — the shortfall in revenues to local budgets, etc.
ФІНАНСОВА МЕДІАЦІЯ — НЕОБХІДНІСТЬ І ОСОБЛИВОСТІ НОРМАТИВНО-ПРАВОВОЇ РЕАЛІЗАЦІЇ
Authors: V. V. Sergienko  , N. N. Sylenko  
Published: March 2020

Проаналiзовано концептуальнi підходи до формування правової позиції під час застосування процесу медіації як процедури альтернативного врегулювання спору згідно з проєктом закону України про медіацію. На жаль, проблеми забезпечення альтернативних способів несудового захисту сторін під час урегулювання спору між сторонами в галузі цивільного, трудового, сімейного чи адміністративного права на законодавчому рівні не було вирішено, що негативно впливає на судову практику.
Наголошується на важливості впровадження в Україні інституту альтернативних способів урегулювання спорів шляхом застосування процедури медіації в розв’язанні проблеми реалізації права кожної особи. Адже це сприятиме поліпшенню доступу громадян до правосуддя та скороченню навантаження на суди, у зв’язку з чим допоможе скоротити строки розгляду справ i відсоток оскаржуваних рішень, зменшити судові витрати, поліпшити якість судових рішень та досягнути примирення між сторонами.
У зв’язку з цим метою статті є розроблення пропозицій щодо внесення змін до законопроєкту про медіацію, зокрема, наголошується на необхідності передбачити на законодавчому рівні відповідальність сторін спору, а також детальніше окреслити перелік обставин, які унеможливлюють нейтральність медіатора, та наслідків недотримання медіатором заборони щодо участі у медіації спорів, у яких він має особистий інтерес. На нинішній день у законі не відображені санкції, які можуть застосовуватися до медіатора за невиконання ним його обов’язків щодо процесу медіації.
Саме тому одним з основних призначень нашого дослідження є привернення уваги вчених до необхідності формування загальновизнаного понятійного апарату професійної відповідальності, у тому числі і понятійного апарату професійної відповідальності медіаторів, оскільки його відсутність негативно впливає на юридичний практику. Наявність гармонійної системи професійної відповідальності медіатора може виступати потужним стимулом надання якісних послуг з медіації, а потім і одним з вагомих факторів розвитку інституту медіації. При цьому вбачається, що в ході подальшого розвитку медіації в Україні та зростанні кількості медіаторів це питання матиме актуальний характер і вимагає свого подальшого наукового вивчення та законодавчого врегулювання.
CURRENT ASPECTS OF TRANSFORMATION OF ECONOMIC RELATIONS: CRYPTOCURRENCIES AND THEIR LEGAL REGULATION
Authors: N. M. Pantielieieva  , N. V. Rogova  , S. M. Braichenko  , S. V. Dzholos  , A. S. Kolisnyk  
Published: March 2020

The article is devoted to the analysis of transformation of economic relations due to the emergence of such phenomenon as cryptocurrency. It is substantiated that its appearance is connected with the development of the information society, the formation of the virtual economy and the spread of digitization processes in all spheres of economic activity. It is proved that despite the innovative nature of the revolutionary character and the considerable potential for stimulating radical changes in the sphere of economic relations and economic model of modern society, the cryptocurrency is a confirmation of the evolution of money. From the point of view of the theory of money, the ability of cryptocurrency to perform the functions of money (measures of value, means of payment and medium of exchange, accumulation, world money), as well as new specific functions — social, regulatory, indicative and others, — have been proved.
Analysis of the practice of cryptocurrencies spread gave the opportunity to reveal their characteristic features on grounds of the format of money, unit of account, legal status, money creation, stability of payment, mechanism of exchange, regulation and supervision, risks, etc. In addition, the positive properties of cryptocurrencies and their possible negative effects are identified.
It is emphasized that the adoption and active spread of cryptocurrencies leads to the transformation of economic relations, and more precisely, the objective formation of a new system of economic relations as a compensator of the negative manifestations of a modern economic society, which, at the same time, has exacerbated to some extent the threats to the traditional monetary system. This is confirmed by the tendencies of the development of the cryptocurrency market, changes in the position of the central banks of the countries of the world from rigid rejection to the development of national cryptocurrencies, including in Ukraine.
The problematic aspects of determining the legal status of cryptocurrencies in the regulation of cryptocurrency in Ukraine from the point of view of civil-law relations and relatively criminal-law context have been identified. It is concluded that it is necessary to determine the legal status of cryptocurrency in Ukraine, taking into account the position of the leading countries of the world.
UNIVERSITY INNOVATIVE HUBS AS POINTS OF GROWTH OF INDUSTRIAL PARKS OF UKRAINE
Authors: I. Britchenko  , N. Kraus  , K. Kraus  
Published: March 2020

The purpose of the article is generalization of features of expediency of the creation of innovative parks in Ukraine. Practical output of the results consists in the discovered success factors of the activity of innovative parks in Ukraine in order to create new opportunities of innovation development of the country.
Current organizational and functional system of innovative entrepreneurship of Ukraine is an imperfect, complex and by all indications, is in the process of formation. It is assumed that infrastructure of international educational innovative hub can structurally corrected according to the area which operates a hub that is: stimulate the dialogue between academics, businessmen and government officials; provide an interactive exchange of explicit and implicit knowledge; generate shared vision on adaptation measures of dynamic environment.
Evaluation of the results of scientific and pedagogical activities of working group of innovative hub should be made for following indicators: development of skills of teaching and research work; introducing of innovative approaches for practical individual activity; formation of innovative approaches for collective practical activity; working on the chosen scientific and methodological theme.
Main advantage of proposed university innovative hubs is that laid all necessary foundations in order to high school could be as soon as effectively integrate the results of university, academic and sectoral sciences of Ukraine, well as advanced research results of scientific world community in the development and implementation of innovative projects and development innovation
The Concepts “Cultural Imperialism” and “Empireness” Between Postcolonial and Cultural Studies Approaches
Authors: . Gudova I.V 
Published: March 2020

In this article, the author asks how we can combine postcolonial and cultural studies approaches in relation to the analysis of the concepts of ”cultural imperialism” and ”empireness”. That these terms should be included in functional academic vocabulary is an indisputable fact: postcolonial studies penetrate the humanities, including the philosophy of culture and cultural studies. The article is based on the works of D. Bachmann-Medick, O. Boyd-Barrett, and H. Munkler. Based on the theory of the latter, this paper presents an interpretation of the concept of ”emireness”. In conclusion, the most promising areas of research at the junction of the two methodologies are considered, namely, the study of how mass culture is utilized in building the policy of cultural imperialism.
Keywords: cultural imperialism, empireness, postcolonial studies, H. Munkler
Fashion for Malachite, Malachite in Fashion
Authors: L.A. Budrina 
Published: March 2020

The interest in malachite as a symbol had been gradually formed throughout the XIX century. The beginning of the next century attracted North America to the stone. In the mid-XX century, the designers turned to malachite as the basis for making recognizable prints that benefited from the gorgeous material with less expensive means. At the beginning of the XXI century, the fashion for malachite print has been restored, gradually comprising an increasing number of fashion designers. The interest in the color and pattern of the stone can become one of the starting points for the promotion of the Urals.
Keywords: malachite, fashion, Tony Duquette, Fornasetti, Dolce & Gabbana, Christian Louboutin, Monique Lhuillier
Contemporary Art in the Cultural Space of the Metropolis
Authors: I.M. Lisovets 
Published: March 2020

One of the most important features of modern art is its existence in the everyday urban culture and active transformation of the latter. The purpose of the article is to analyze the presence of art in the space of the modern metropolis and its influence on the culture. A special role here belongs to the current urban art practices, which turned out to be necessary for the development of Russian cities of the third millennium and their inhabitants. Using the socio-cultural and philosophical-aesthetic methodology to analyze the contemporary art in the context of urban culture, the author refers to the space of Yekaterinburg, which is a megacity of the third millennium. By way of concretization, the article addresses the results of a study of the cultural environment of the Ural capital called “Yekaterinburg Pulse”, which determined the features, status and problems of the megacity.
Keywords: urban art practices, metropolis, language and institutions of modern art, culture space of Yekaterinburg.
Investigation of the effect of chemotherapy on cytomegalovirus reactivity in patients with solid organ tumors
Authors: DEMİREL Aslıhan , NUR PİLANCI Kezban , İNAN Neşe , İRİS Nur Efe , BAYGÜL Arzu , DEMİR Gökhan , SÖNMEZ Emine 
Published: March 2020

Objectives: Chemotherapy induces an immunosuppressive state in patients with solid organ tumors. Cytomegalovirus (CMV) reactivation as a result of immunosuppression causes a severe clinical manifestation. However, in this group, CMV infections developing due to reactivation were not adequately discussed in the literature. The aims of this study were to determine the incidence of CMV reactivation after chemotherapy, to evaluate the contribution of chemotherapy to reactivation, to determine the incidence of asymptomatic and symptomatic infections and to investigate the results of the treatment.Methods: A total of 93 patients with solid tumors were included in the study. Weekly blood samples were collected from the patients for three weeks before and after chemotherapy. Quantitative analysis of DNA was detected using CMV PCR kit (GeneProof CMV PCR kit, Bruno, Czech Republic). Diagnosis and treatment of patients were retrospectively reviewed.Results: Of the patients, 65.6% were female and 34.4% were male. The mean age was 55 ± 12 years. The most common cancer types among the patients were breast cancer in 45.2%, lung cancer in 15.1%, and colon cancer in 12.9%. The mean leukocyte count of the patients was 7,647/mm3. CMV DNA was not detected in any patient. According to this result, none of the patients had CMV reactivation after chemotherapy. Conclusions: In this study including patients with solid organ tumors with mild to moderate level of immunosuppression CMV DNA was not detected in any patient. Based on this finding no standard prophylaxis was required for CMV in this group of patients.
Creating a pathway to employability in a Business School: developing professional practice through collaboration
Authors: Leopold Katherine , Reilly Dawn 
Published: March 2020

Within Business Education, our students study technical skills and gain commercial knowledge which will equip them for their future careers. In addition, our students need to develop the ‘soft skills’ which employers are looking for when they recruit graduates. To create a pathway to employability, we have used a collaboration between a module leader and a Business School employability consultant to support second year students. We set out how we have included the consultant in planning and delivering specific topics within the module, and in giving formative feedback to students. In this way we have embedded employability skills in the curriculum and built a relational pathway to the Business School’s careers support for students.
Integrated Approach in the Control and Management of Skin Neglected Tropical Diseases in three health districts of Côte d’Ivoire
Authors: Koffi Aboa Paul , Yao Théodore Ange Kouakou , BAROGUI Yves Thierry , Diez Gabriel , Djakeaux Simplice , Zahiri Marie Hélène , Sopoh Ghislain Emmanue l , Santos Silvia , Kingsley Asiedu , Johnson Roch Christian , Assé Henri 
Published: March 2020

Abstract
Background Neglected Tropical Diseases (NTDs) comprise 20 communicable diseases that are prevalent in rural poor and remote communities with less access to the health system. For an effective and efficient control, the WHO recommends to affected countries the implementation of integrated control interventions that take into account the different co-endemic NTDs in the same community. However, implementing these integrated interventions involving several diseases with different etiologies, requiring different control approaches and driven by different vertical programs remains a challenge. We report here the results and lessons learned from a pilot test of this integrated approach based on integrated screening of skin diseases in three co-endemic health districts of Côte d'Ivoire, a West African country endemic for Buruli ulcer, leprosy and yaw. Method This cross-sectional study took place from April 2016 to March 2017 in 3 Districts of Côte d’Ivoire co-endemic for BU, leprosy and yaws. It was carried out in 6 stages: identification of potentially co-endemic communities; stakeholder training; social mobilization; mobile medical consultations; case detection and management; and a review meeting. Results We have included in the study all patients with ‘skin signs and symptoms at the screening stage who accepted voluntarily to be screened. In total, 2310 persons screened had skin lesions at the screening stage. Among them, 07 cases were diagnosed as Buruli ulcer. There were 30 leprosy cases and 15 yaws detected. Other types of ulcerations and skin conditions have been identified and represent the majority of cases detected. We learned from this pilot experience that integration can be successfully implemented in co-endemic communities in Côte d’Ivoire. Health workers are motivated and available to implement integrated interventions instead of interventions focused on a single disease. However, it is essential to provide capacity building, a minimum of drugs and consumables for the care of the patients detected, as well as follow up of detected patients including those with other skin conditions. Conclusions The results of this study show that the integration of activities can be successfully implemented in co-endemic communities under the condition of a staff capacity building and a minimal care of the detected patients.