bluuebunny/crossref_metadata_2025 huggingface dataset:
THE INFLUENCE OF HOMO IPHONE ON TRENDS, LIFESTYLE AND BUYING DECISIONS IN CASE STUDY ON GEN Z
Authors: Peptiana  , Andi Azhar
Published: January 2025

This article is a literature study that aims to understand the influence of "Homo iPhone" on trends, lifestyles, and purchasing decisions of generation Z. This study is expected to provide deeper insight into the interaction between technology trends, social identity, and consumer behavior of generation Z in choosing premium products such as the iPhone. The results of the study indicate that factors such as brand image, product quality, and iPhone technological innovation play a significant role in shaping purchasing decisions of young consumers. In addition, the digital lifestyle and strong social influence among generation Z also strengthen the appeal of the iPhone as a symbol of status and identity. The research object uses online libraries and other academic sources. The research method used is a quantitative method with literature studies sourced from scientific journals and open e-books.
ESC 2023 Cardiomyopathy Guidelines: Key Updates and Implementation
Authors: Abdullaev Timur , Tsoi Igor
Published: January 2025

To summarize and highlight the main changes in the ESC 2023 cardiomyopathy guidelines, focusing on practical implications for clinical implementation.Background. The 2023 ESC guidelines on cardiomyopathies introduce significant updates in diagnostic criteria, terminology, and treatment protocols. These guidelines aim to provide comprehensive approaches for diagnosis and management.Materials and methods. A review of the 2023 ESC guidelines and relevant literature was conducted to outline the changes in diagnostic approaches and treatment standards.Results. The ESC 2023 guidelines introduced revised diagnostic criteria for cardiomyopathies, added new terms such as non-dilated left ventricular cardiomyopathy (NDLVC), and updated treatment specifications, emphasizing personalized approaches and genetic considerations.Conclusion. The ESC 2023 guidelines provide essential updates that refine the diagnosis and treatment of cardiomyopathies, promoting improved clinical practices.
ЭПИКАРДИАЛЬНЫЙ ЖИР КАК ПРОГНОСТИЧЕСКИЙ МАРКЕР ПРИ СЕРДЕЧНО-СОСУДИСТЫХ ЗАБОЛЕВАНИЯХ
Authors: Ким A , Срожидинова Н , Шек А , Фозилов Х
Published: January 2025

The leading cause of death worldwide is cardiovascular disease. In addition to the known factors leading to CVD, in recent years much attention has been paid to obesity as one of the components of cardiometabolic syndrome. In this case, visceral obesity serves the development of various heart pathologies, leading to myocardial ischemia, the appearance of cardiac arrhythmias, as well as the progression or development of chronic heart failure. In addition to the typical sites of fatty tissue deposition, there is an area of accumulation that directly contributes to the progression of CVD - epicardial fat (EAT). Normally, EAT serves as a mechanical barrier and protects the heart from external influences. However, when it accumulates excessively, a meta-inflammatory process occurs, similar to that which develops in adipose tissue of any localization, leading to the release of proinflammatory cytokines and disruption of endothelial dysfunction, thereby being a trigger for destabilization.
Epigean-Hypogean Continuum concept
Authors:   National Institute of Research and Development for Biological Sciences, sector 6, 296 Splaiul Independentei, Bucharest, Romania, Pacioglu Octavian , Amarioarei Alexandru ,   National Institute of Research and Development for Biological Sciences, sector 6, 296 Splaiul Independentei, Bucharest, Romania, Jones J. Iwan ,   School of Biological and Chemical Sciences, Queen Mary University of London, London, E1 4NS, UK
Published: January 2025

Subterranean streams represent unique heterotrophic ecosystems, usually supported by organicmatter imported fromthe surface. Traditionally, the biological communities from subterranean streams were characterized as simple associations, with low diversity and species abundance, comprising mostly aquatic invertebrates connected by few trophic links compared with those of the surface. However, these features have not yet been described in the wider context of fluxes of energy and nutrients through food webs along a gradual switch from autotrophy (dominated by photosynthesis) towards heterotrophy (dominated by detritus) following the surface−subterranean continuum. Combining the most recent predictions of Ecological Stoichiometry and theMetabolic Theory of Ecology, the Epigean-Hypogean Continuum concept (Pacioglu et al., 2021) provides a theoretical framework aiming to explain the patterns observed along the surface−subterranean continuum in streams.
Molecular phylogeny of endemic subterranean species of the genus Trichoniscus (Isopoda: Oniscidea) from North-Western Oltenia
Authors:   “Emil Racoviţă” Institute of Speleology of the Romanian Academy, Calea 13 Septembrie 13, Bucharest, 050711, Romania, Opran Robert , Giurginca Andrei ,   “Emil Racoviţă” Institute of Speleology of the Romanian Academy, Calea 13 Septembrie 13, Bucharest, 050711, Romania, Stefan Andrei ,   ”Grigore Antipa” National Museum of Natural History, Șos. Kiseleff, no. 1, 011341 Bucharest, Romania, Hillebrand-Voiculescu Alexandra ,   “Emil Racoviţă” Institute of Speleology of the Romanian Academy, Calea 13 Septembrie 13, Bucharest, 050711, Romania
Published: January 2025

The genus Trichoniscus (Isopoda: Oniscidea) consists of 103 different species, according to Encyclopedia of Life (2024), spreading over the entirety of the European continent and parts of North America. Most of the species in this genus live in the upper layers of the soil, while some species are subterranean, living in caves and anthropic underground cavities, such as mines and tunnels.
Complementary approach embedding conventional culture-based and proteomic tools for deciphering the microfungal diversity of Isverna Cave ecosystem
Authors:   Faculty of Biology, University of Bucharest, Splaiul Independenței 91-95, 050095 Bucharest, Romania, Grigore Georgiana-Alexandra , Tănase Emilia Andreea ,   Faculty of Biology, University of Bucharest, Splaiul Independenței 91-95, 050095 Bucharest, Romania, Șocherel Andreea ,   Faculty of Biology, University of Bucharest, Splaiul Independenței 91-95, 050095 Bucharest, Romania, Drăgușin Virgil ,   “Emil Racoviţă” Institute of Speleology of the Romanian Academy, Calea 13 Septembrie 13, Bucharest, 050711, Romania, Popescu Roua Gabriela ,   Independent Research Association, 012416 Bucharest, Romania, Marinescu George Cătălin ,   Independent Research Association, 012416 Bucharest, Romania, Găitănaru Elena-Cristina ,   Faculty of Biology, University of Bucharest, Splaiul Independenței 91-95, 050095 Bucharest, Romania, Chifiriuc Mariana Carmen ,   Faculty of Biology, University of Bucharest, Splaiul Independenței 91-95, 050095 Bucharest, Romania
Published: January 2025

The unlighted and oligotrophic caveworld contains a multitude of microorganisms that inhabit various surroundings and substrates, from air to water, from plant remains to calcite. Among them, fungal species are ubiquitous colonizers of any niche offered by this scarce environment.
Preliminary results of the analysis of allochthonous clastic sediments in Tatra caves inferred from scanning electron microscopy: implication in depositional processes and provenance
Authors:   Institute of Geography and Spatial Management, Faculty of Geography and Geology, Jagiellonian University, Str. Gronostajowa 3a, Kraków, 30-387, Poland, Siemek Dawid , Woronko Barbara ,   Department of Climatic Geology, Faculty of Geology, Warsaw University, Str. Żwirki i Wigury 93, Warsaw, 02-089, Poland, Szczygieł Jacek ,   Institute of Earth Sciences, Faculty of Eart Sciences, University of Silesia, Str. Będzińska 60, Sosnowiec, 41-200, Poland
Published: January 2025

The record of Early-Mid Pleistocene glaciations is unclear, and in the mountains, it is only vestigially preserved (Hughes, 2022)Alternatively, remnants of glacial deposits could be found in caves, considered one of the best archives of paleoclimate, paleogeographic, tectonic, and hydrogeological data because they preserve sediments for a long time (White, 2007)
Chinese Diplomatic Political Language: Conceptual Dimensions, Historical Evolution, and Diplomatic Art
Authors: Anastasiya Shcharbinina
Published: January 2025

This paper delves into the multifaceted nature of Chinese diplomatic political language, examining its conceptual delineation, historical evolution, and the distinctive artistry with which Chinese diplomats employ it. We explore the varying interpretations of diplomatic political language, from its role as a necessary tool for communication between nations to its embodiment of the art of diplomacy, and its function as a mode of communication that can be both form and substance. Through case studies and historical analysis, we demonstrate how Chinese diplomats' adept use of language contributes to the protection of national interests and the advancement of diplomatic objectives, showcasing the unique wisdom and charm of Chinese diplomacy.
Harmony of Heaven, Earth and Human: An Aesthetic Anthropological Analysis of the Guqin’s Timbres
Authors: DING Man
Published: January 2025

This article explores the three tonal qualities, open string tones, stopped string tones, and harmonics, in traditional Chinese Guqin music from the perspective of aesthetic anthropology, examining their multifaceted connotations in terms of instruments, the body, and culture. First, it elucidates the complexity of music as a form of human behavior, transcending the traditional framework of classical musicology by viewing musical practice as a cultural act. Second, it provides an in-depth analysis of the three tonal qualities in guqin performance, delving into the intricate relationships between playing techniques, hand gestures, and aesthetic philosophy. It highlights how the coordination of the right hand plucking the strings and the left hand pressing the strings produces distinct aesthetic effects in terms of volume, pitch range, and timbre, reflecting the individuality, cultural background, and habits of the performer. Finally, the article explores the harmony of sound and its connection to the harmony of heaven, earth, and humanity, shedding light on the spiritual significance of qin practice as a path of cultivation.
Exploring the Nexus Between Market Transparency, Information Sharing, and Service Consumption in China: A Theoretical Inquiry
Authors: Zhao Liang , Hu Chaoran
Published: January 2025

Advancing the high-quality development of service consumption is a fundamental strategy for the Chinese government to expand domestic demand, promote employment, and stabilize economic growth. This paper, after systematically reviewing the impact of market transparency, information sharing, and the level of service consumption in the Chinese market, proposes two theoretical hypotheses. These hypotheses are then empirically tested using panel data from 30 provinces in China from 2012 to 2022. The study finds that market transparency not only directly enhances the level of service consumption but also indirectly promotes it through the facilitation of information sharing. Consequently, the Chinese government should foster a more transparent market transaction environment, strengthen the construction of information infrastructure, encourage high-level openness in the service sector, and support the development of new scenarios and new business forms in service consumption, to further unleash the potential of service consumption.
Biosecurity and Biosafety Measures to Control Disease Transmission Between Humans, Animals and Environment
Authors: Saba Tabish  , Fatima Batool  , Maqsood Ahmad  , Mirza Muhammad Arslan Azam  , Qurat-ul-Ain  , Asadullah  , Hammad Riaz  , Muhammad Aqib  , Hammad Ahmed Hashmi  , Sohail Ahmad  , Anum Sabir
Published: January 2025

Biosecurity and biosafety are essential for avoiding and limiting disease transmission among humans, animals, and the environment. Given the rising incidence of zoonotic outbreaks like COVID-19 and avian influenza, it is essential to establish comprehensive frameworks incorporating biosecurity measures across all industries. This study aimed to assess the effectiveness of biosecurity and biosafety protocols in mitigating disease transmission at the human-animal-environment interface. A mixed-methods strategy was employed, incorporating field observations, surveys, environmental sampling, and laboratory analysis at three study sites: live animal markets, livestock farms, and wildlife conservation areas. Statistical and geographic modeling tools were employed to analyze data about compliance rates, contamination levels, and the effects of biosafety interventions. The findings indicated that adherence to biosecurity standards was greatest at livestock farms (75%) and least in live animal markets (45%), with a notable correlation between awareness levels and compliance rates (r = 0.78, p < 0.01). Environmental sampling revealed significant contamination levels in markets, with a pathogen detection rate of 65%. Biosafety protocols, including personal protective equipment and animal isolation, were observed to decrease infection rates by 10% following deployment. Notwithstanding its contributions, the study is constrained by its geographic scope and sample size, potentially impacting the generalizability of its findings. These findings emphasize the necessity of focused interventions, stakeholder education, and comprehensive environmental monitoring to improve biosecurity. Future research must concentrate on broadening study areas, incorporating advanced technologies, and assessing the long-term effects of biosecurity frameworks. This research enhances global health security by offering actionable insights for policy formulation and practical execution.
Meeting the Needs of All Students: How Student Teachers Identify Individualization
Authors:   Northern Michigan University, Anderson Derek L. , Lubig Joe ,   Western Oregon University, Smith Markisha
Published: January 2025

This qualitative phenomenological study examines how 64 student teachers from a mid-sized rural Midwestern university identify and address their students' individual needs. Through analysis of 4,668 journal entries, the study reveals that student teachers employed 27 different methods across four themes: cultural, behavioral, social, and curricular. While they demonstrated various strategies for classroom management and differentiated learning, there was a notable deficiency in addressing students' cultural needs.
Conceptualising the Epistemic Dimension of Academic Identity in an Age of Neo-Liberalism
Authors:   James Cook University, Adam Raoul J.
Published: January 2025

This paper explores the epistemic dimension of neoliberalism in the context of higher education. Much critical commentary depicts neoliberalism negatively in terms of knowledge commodification, marketisation, productivity agendas, accountability regimes, bureaucratisation, economic rationalism and micro-managerialism. The paper offers a conceptual model (Binary Epistemic Model) to theorise the implicit epistemic conflict between some academic identities and the neoliberal paradigm. The model is used to support a paradoxical two-part thesis: (1) that neoliberalism, in its naïve form, is a threat to the necessary epistemological diversity of the academy, and (2) that epistemological diversity has a space, albeit a contested space, for neoliberal identities and ways of knowing. The premise for the model is that it offers a dialectical and evaluativistic way of understanding the influence of neoliberalism in the academy.
SAFETY AND EFFICACY OF PITAVASTATIN IN DYSLIPDEMIC/HYPERLIPIDEMIC PATIENTS
Authors: Tariq Ali
Published: January 2025

Background: Dyslipidemia and hyperlipidemia are prevalent conditions worldwide, characterized by abnormal lipid levels such as elevated LDL cholesterol, total cholesterol, or triglycerides, which increase the risk of cardiovascular diseases. Statins are widely used for lipid management, with pitavastatin emerging as a promising option due to its potent lipid-lowering effects and favorable safety profile. This study evaluates the safety and efficacy of pitavastatin in dyslipidemic and hyperlipidemic patients.
Objective: To assess the safety and efficacy of pitavastatin in reducing LDL cholesterol, total cholesterol, and triglycerides in dyslipidemic and hyperlipidemic patients.
Methods: A randomized controlled trial (RCT) was conducted, enrolling 200 participants aged ≥18 years with dyslipidemia or hyperlipidemia. Participants were randomized in a 1:1 ratio to receive either pitavastatin 4 mg or placebo once daily for 12 weeks. Randomization was performed using a computer-generated sequence, with blinding maintained for participants, investigators, and staff. The primary endpoint was the percent change in LDL cholesterol levels from baseline to week 12. Secondary endpoints included changes in total cholesterol, triglycerides, HDL cholesterol, and adverse events. Laboratory evaluations were performed at baseline and at weeks 4, 8, and 12.
Results: Of the 200 participants, 52% were male, with a mean age of 55 years. The pitavastatin group achieved a significant 29.6% reduction in LDL cholesterol levels compared to 1.2% in the placebo group (p<0.001). Total cholesterol levels decreased by 22.4% in the pitavastatin group versus 1.6% in the placebo group (p<0.001). Triglycerides were reduced by 12.9% in the pitavastatin group compared to 0.9% in the placebo group (p=0.01). HDL cholesterol levels showed no significant difference between groups (-1.5% vs. -0.8%, p=0.36). Adverse events were reported by 16% of participants in the pitavastatin group and 12% in the placebo group, with no statistically significant difference (p=0.36).
Conclusion; Pitavastatin demonstrated significant efficacy in reducing LDL cholesterol, total cholesterol, and triglycerides in dyslipidemic and hyperlipidemic patients, with a safety profile comparable to placebo. These findings support its role as an effective therapeutic option for managing dyslipidemia and hyperlipidemia.
Perlindungan Hukum Kreditur Dan Pemilik Jaminan Dalam Pelaksanaan Perjanjian Kredit Dengan Jaminan Tanah Milik Orang Lain
Authors: Istighfarin Meralda Amala
Published: January 2025

Problems in society are growing as time goes on. One of the most popular issues right now is banking and security. The authors took research on the implementation of credit agreements for the parties with the insurance of other people's land and made it a research title. The author explains how legal protection is intended for creditors and bail owners when debitors of awanprestation and turns out the land guaranteed cannot be executed because the bailee doesn't know if the land is charged with charge rights. The new creditors found out that the debtors listed in the credit agreement weren't real people. The owner also knew the land had been charged with rights when his property was to be executed. This research is a normative legal study with a support of empirical data. Study data collected through library study, document studies and interviews. Analysis is done using qualitative data analysis method.This research shows the use of credit and legal protection for creditors and the owner of bail that is with an altruistic and restitution lawsuit that creditors can do. Other than that, An attempt to obtain creditors' legal protection can also do by filing a criminal report on fraud committed by debtors. Then, after the court issued a legal verdict, it remained, Creditors can file a lawsuit against the law and compensate for the fraud committed by debtors. his research is a normative legal study with a support of empirical data. Study data collected through library study, document studies and interviews. Analysis is done using qualitative data analysis method.This research shows the use of credit and legal protection for creditors and the owner of bail that is with an altruistic and restitution lawsuit that creditors can do. Other than that, An attempt to obtain creditors' legal protection can also do by filing a criminal report on fraud committed by debtors.Then, after the court issued a legal verdict, it remained, Creditors can file a lawsuit against the law and compensate for the fraud committed by debtors.
Keywords : Credit-Execution, Guarantee, Land, Legal Protection
Akibat Hukum Notaris Menggunakan Website Pribadi Dalam Memberikan Pelayanan Jasa Kepada Masyarakat
Authors: Kinasih Nadia Pitra , Himma Azizahtul
Published: January 2025

The use of Notary websites is now widely used by Notary Public groups in various regions. As we know, it has not been specifically regulated in the Law on the Position of Notaries or the Code of Ethics regarding websites as intermediaries between clients and Notaries. This legal vacuum has caused Notaries to start opening services via personal websites. However, there are still pros and cons related to the use of electronic media in Notary services through websites that are currently being carried out, whether the use of websites or other electronic media is allowed or not in Notary Services and their legal consequences. The type of research used is the normative legal research method. The approach used is the statutory and conceptual approach which is analyzed using qualitative methods. The results of this study indicate that first, the use of electronic media in Notary services through websites is permitted as long as it only provides legal consultation or counseling in the civil field. While the use of electronic media in Notary services through websites that is prohibited is on the Notary's personal website containing elements of self-promotion such as including the name and title of office, exposing Notary activities on the website such as photos with clients. Second, the legal consequences for Notaries regarding the use of electronic media in Notary services are the imposition of sanctions on Notaries if they are proven to have carried out self-publication which can bring down the honor and dignity of the Notary's position in the form of a written warning and can even be subject to punitive sanctions, namely in the form of temporary dismissal, even honorable dismissal. or disrespect.
Keywords : Notary; Website; Services.
Criminal Sentence For Child Perpetrators In the Criminal Act of Sexual Interculation
Authors: Nurjanah Ovinia , Tanuwijaya Fanny , Prihatmini Sapti
Published: January 2025

Children are the next generation of the nation who must be given attention, supervision, rights and protection from all forms of violence. However, child protection has a very important existence, especially in cases of child crime. Children are indeed vulnerable to crime, therefore children need extra supervision from parents and from the government through a law that regulates the protection of children from a crime. One of the criminal acts committed by children is sexual intercourse. Like the case decided by the Kolaka District Court No. 4 / Pid.Sus-Anak / 2020 / PN.Kka concerning the crime of sexual intercourse committed by children. The public prosecutor charged the child with violating Article 81 paragraph (1) and (2) in conjunction with Article 76D of Law No. 17 of 2016 concerning the Stipulation of Government Regulation in Lieu of Law No. 1 of 2016 concerning the Second Amendment to Law No. 23 of 2002 concerning Child Protection into Law in conjunction with Article 55 paragraph (1) ke-1 of the Criminal Code. Furthermore, the identity of children in conflict with the law must be kept confidential. In the decision of the Kolaka District Court No. 4/Pid.Sus-Anak/2020/PN.Kka which does not obscure the identity of the child. In fact, Article 10 of the Supreme Court Decree No. 144 of 2007 concerning Disclosure of Information in Court regulates the obligation to obscure the identity of children in conflict with the law (ABH). Therefore, this needs to be discussed further. In this study, the author uses a normative legal research type (Legal Research) with a statutory and conceptual regulatory approach. The conclusion of this discussion is that the child perpetrator has fulfilled the elements of "committing violence or threats of violence, forcing children. Furthermore, related to the identity of the ABH, it must be kept confidential in print and electronic media, in order to maintain the confidentiality of the child's identity so that there are no bad assumptions in the public.
Keywords: Child Sexual Crime; Child Identity; Child Protection.
Legal Utility of Consumer Protection Law For Bread Containing Hazardous Substances
Authors: Safirah Asharin Sindy
Published: January 2025

Food is a basic need of society which is included in primary needs. Food needs are one of the human rights that must be fulfilled, both processed and unprocessed food. Processed food such as bread is also a public choice. The distribution of bread from producers as business actors to the hands of consumers certainly goes through a series of processes to detect the presence or absence of hazardous ingredients in the bread. The role of BPOM is very important in monitoring food circulating in the community. However, there are still many business actors who use hazardous materials to produce their products. The process of registering products with BPOM does not guarantee that business actors will continue to use ingredients that are safe for consumption. In practice, business actors use ingredients that are not in accordance with the composition at the time of product registration. Although BPOM has carried out its duties in monitoring the circulation of food in the community, the product has been circulating for a certain period of time which will certainly cause harm to consumers. This raises questions related to the expediency of the Consumer Protection Law as a consumer protector where the law should make people feel happiness and pleasure in consuming products, not sadness due to losses, as the theory of expediency put forward by Jeremy Bentham. Normative juridical research type as well as statutory and conceptual approaches will be used to find the benefits of consumer protection law for consumers of bread containing hazardous ingredients and ways to achieve these benefits. The benefits of consumer protection law will be achieved if supervision, enforcement of consumer protection law and BPSK empowerment are maximized in litigation dispute resolution to increase consumer satisfaction.
Keywords : Legal Utility, Jeremy Bentham, Consumer
Keabsahan Perkawinan Beda Agama Pasca Surat Edaran Mahkamah Agung Nomor 2 Tahun 2023
Authors: Assegaf Muhammad , Rato Dominikus , Ali Moh.
Published: January 2025

Marriage is a sacred and noble procession to build a household that is considered legitimate from a religious and state perspective. Positive law prohibits interfaith marriages as stated in SEMA No. 2 of 2023 concerning Judges' Instructions in Adjudicating Cases of Applications for Registration of Marriages Between People of Different Religions and Beliefs. However, the judge in Stipulation Number 423/PDT.P/2023/PN.Jkt.Utr granted the request for registration of interfaith marriage applications. The legal research used in this article is normative juridical, based on an internal perspective that is able to provide legal arguments when conflicts, ambiguities, or legal gaps are found. The results of the study show that the judge's considerations in Stipulation Number 423/PDT.P/2023/PN.Jkt.Utr are inappropriate in using the legal basis. The judge is of the view that Catholicism and Protestant Christianity are still within the same scope of faith so that they are in harmony. However, the judge did not refer to SEMA Number 2 of 2023 as a legal basis for deciding the case, did not consider the norm of Article 2 paragraph 1 of the Marriage Law, did not consider the rejection from the Dukcapil Office, did not consider evidence in the form of the Applicants' Identity Cards, and finally the Judge did not consider the prohibitions of each of the Applicants' religions. The Judge should have made a decision based on the correct legal basis as a consideration so that in the future there would be no more inappropriate decisions.
Keywords : Marriage; Different Religion; Judge Consideration
Tanggung Jawab Asuransi Astra Terhadap Tertanggung Atas Kehilangan Sepeda Motor Yang Masih Dalam Proses Kredit
Authors: Purwasaputri Bella Adinda , Yasa I Wayan , Kusuma Ajeng Pramesthy Hardiani
Published: January 2025

The Insured receives goods in the form of a motorbike on credit and then installments are made to complete the payment in full in accordance with the policy agreement between the Astra Insurance Company and the Insured. The Insurer's guarantee for loss or damage to motor vehicles provided to the Insured in the policy is coverage for collision, impact, overturning, falling over, wrongdoing, malicious acts, theft preceded or followed by acts of violence, fire, wheel damage due to accidents, and reasonable costs incurred for maintenance or transportation to a repair shop. The responsibility provided by Astra Insurance is based on the Standard Indonesian Motor Vehicle Insurance Policy based on partial loss or total loss. The insurance claim given is in cash, according to the market price of the motorbike at the time of the incident minus the amount of outstanding installment debt. The method used in this research is normative juridical legal research. The focus of legal research is by examining the application of rules or norms in applicable positive law. The author uses a statutory regulatory approach and a conceptual approach. The result of study is the liability given based on partial loss is calculated based on the cost of repairs required or replacement of damaged vehicle parts, and the total loss given is calculated based on the actual price, namely the market price of the motor vehicle at the time of the loss. Insurance claims given by Astra Insurance are in the form of cash, not in the form of vehicle units according to the initial installment contract. Astra Insurance will replace a number of losses with money based on the market price of the motorbike at the time of the incident minus the amount of installment debt still owed.
Keywords : Astra Insurance ; Credit; Insurance Rerponsibility.
Factors Affecting Postgraduate Students’ Perceptions of Qualitative Research at the University Level
Authors: Abid Nimmi
Published: January 2025

The study aimed to investigate the factors affecting postgraduate students’ perceptions about qualitative research at the university level. The study was quantitative. The sample of study consisted of 105 conveniently selected scholars (83 M.Phil. & 22 PhD) from IER at the University of the Punjab, Lahore, Pakistan The self-developed questionnaire was used to collect the data. The questionnaire was validated through expert feedback, and the reliability of the questionnaire was calculated through Cronbach’s alpha coefficient. 84. The collected data were analyzed using an independent sample t-test and a one-way ANOVA. However, significant gender differences were observed regarding two factors: problems related to respondents and lack of generalizability. Program-wise, differences emerged for sampling problems and language barriers. Sessions-wise differences were noted for sampling issues and researcher-related problems. Lastly, research design differences were significant for the quality of qualitative research and problems related to researchers. The study recommended that faculty training on planning, executing, and analyzing qualitative research might be conducted regularly. There is a need to improve students’ attitudes by emphasizing lectures, assigning qualitative tasks, and providing adequate resources and support.
Exploring the Effect of Inter group Conflicts on Students’ Self-Confidence and Self-Determination
Authors: Bilal Ahmed Faridee  , Muhammad Tahir Khan Farooqi  , Usama Shakoor
Published: January 2025

The impact of intergroup disputes on university students’ self-determination and self-confidence has yet to be examined separately in any research concentrating on conflict and its various forms. This study aimed to fill that gap by exploring how such conflicts influence these psychological constructs. The data for this descriptive study were gathered using a multistage random sampling procedure. Three hundred eighty-six students from six universities spread throughout three Punjabi areas made up the sample. AMOS 21 was used to create the structural equation model, a statistical technique that allows for the analysis of complex relationships between observed and latent variables. The study’s conclusions showed that students’ self-confidence and sense of self-determination were impacted by intergroup conflict. Findings are aligned with social identity theory, which suggests that intergroup interactions enhance personal and collective self-esteem. Findings have recommended that the interaction technique be used to foster group harmony to encourage self-determination and self-assurance. Implementing intergroup dialogue programs may serve as an effective strategy to achieve the goal.
Mirror of Desire: The Lacanian Study of Faiqa Munsab’s This House of Clay and Water
Authors: Ijaz Nimra , Zafar Mahnoor
Published: January 2025

The study tends to explore Faiqa Munsab’s (2017)This House of Clay and Water through the lens of Lacanianpsychoanalysis to highlight the complexities of the minds ofPakistan’s minorities. This research further examines the themesof desire, alienation, and identity fragmentation as depictedthrough the characters of Bhanggi, Sasha, and Nida. Moreover,the study displays the social issues and internal psychologicalconflicts using Lacanian psychological development stages likethe Mirror, the Symbolic, and the Real. To analyze these stagescritically, this study adopts a qualitative approach to portrayhow the outcaste characters in Pakistan develop alternativeidentities to cope with psychological problems. Thus, through thepsychoanalysis of Nida and Bhanggi, it is quite clear that societyplays a pivotal role in forming the psychology of minoritiesand can result in identity fragmentation and alienation. It isrecommended that future scholarly research should explore theimpact that Pakistani society creates on an individual’s psyche.
AI-Driven Data Analytics and Automation: A Systematic Literature Review of Industry Applications
Authors: Apu Kutub Uddin
Published: January 2025

This study systematically examines the transformative role of AI-driven data analytics and automation across diverse industries, providing a comprehensive synthesis of findings from 110 high-quality peer-reviewed studies with a cumulative citation count exceeding 15,000. Employing the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) methodology, the review explores AI applications in manufacturing, healthcare, finance, retail, and governance, focusing on advancements, benefits, and challenges. The findings reveal significant improvements in operational efficiency, accuracy, and decision-making, such as a 30% increase in fault detection accuracy in manufacturing and over 90% diagnostic precision in healthcare. AI's role in fraud detection, risk assessment, customer service, personalized marketing, and resource allocation further underscores its transformative impact. However, challenges related to data quality, availability, and privacy remain persistent barriers to broader AI adoption. By consolidating insights from a large body of literature, this study provides a detailed understanding of the potential and limitations of AI-driven data analytics and automation, serving as a foundational resource for researchers, practitioners, and policymakers aiming to leverage AI for innovation and efficiency across industries.
Building an Inclusive Society (Speech Impaired) by Applying Educational Values at TPQ Ibn Ummi Maktum
Authors: Fathallah Majed  , Ariq Dzulnazmi  , Nashwa Umamy  , Difaul Husna
Published: January 2025

This research aims to analyze the implementation of inclusive education at TPQ Ibnu Ummi Maktum, an Al-Quran educational institution designed to provide equal access to all individuals, including those with disabilities. Using a qualitative approach, this research explores learning methods, challenges faced, and the role of teachers in supporting the success of inclusive education. Data was collected through interviews, observation and document analysis. The research results revealed that TPQ Ibnu Maktum runs three main programs: regular classes, sign classes, and Braille classes. The learning methods applied, namely qiroah and kitabah, are designed to meet the needs of students with various limitations. Despite experiencing challenges such as limited numbers of teaching staff and lack of public awareness, TPQ has succeeded in having a positive impact, including changing society's attitudes towards inclusivity. Collaboration with various parties, including Ahmad Dahlan University, strengthens TPQ's capacity to offer inclusive education. This research recommends intensive training for teaching staff, especially for Braille classes, as well as the development of a more comprehensive curriculum to increase the effectiveness of learning for students with special needs.
La présélection informelle comme stratégie organisationnelle pour contrer la pénurie de directions d’école franco-ontariennes
Authors: Foka Marthe , IsaBelle Claire
Published: January 2025

Depuis quelques décennies, plusieurs contextes scolaires mettent en évidence une pénurie de directions d’école. Des études suggèrent que la pratique de la présélection informelle, communément appelée la « tape sur l’épaule », influencerait l’accès au poste de direction d’école. Cette pratique a cependant fait l’objet de peu de recherches. Notre étude vise à mieux comprendre la pratique de la présélection informelle dans les écoles francophones de l’Ontario afin de répondre au défi de la pénurie des directions d’école. Les résultats d’un sondage, auquel ont participé 60 personnes, indiquent que la présélection informelle est mise en place dans le contexte scolaire franco-ontarien, et comporte des avantages qui pourraient servir de levier contre la pénurie de directions d’école. Ces résultats apportent un éclairage nouveau sur les apports de la présélection informelle et contribuent à enrichir la réflexion sur les stratégies de gestion à déployer afin d’endiguer la pénurie de directions d’école.
Effets des mutations des structures déconcentrées de l’éducation au Sénégal en contexte de gestion axée sur les résultats
Authors: Anne Abdoulaye , Sall Amadou Diop , Sakho Ibrahima
Published: January 2025

Depuis 2012, le Sénégal a adopté la gestion axée sur les résultats (GAR) comme stratégie de gouvernance de l’éducation, en lien avec les évolutions organisationnelles imposées par un contexte international postbureaucratique visant l’amélioration des pratiques et de la performance. Le présent article analyse les effets des mutations organisationnelles des Inspections de l’Éducation et de la Formation (IEF), structures intermédiaires déconcentrées, et parties prenantes importantes des contrats de performance signés entre les paliers central, intermédiaire et local. À la lumière des changements organisationnels opérés, les performances des IEF ont été étudiées en vue de voir si ces dernières ont influencé l’environnement de ces structures. Le cadre théorique, inspiré du modèle de production de la performance de Van Dooren et de ses collaborateurs, a permis d’identifier les objectifs, les intrants et les activités mobilisés par les IEF pour produire des résultats et des effets sur l’environnement de la gouvernance de l’éducation. La méthodologie suit deux étapes : d’abord, une analyse textuelle relative à l’organisation et au fonctionnement des IEF en vue d’étudier les mutations organisationnelles; ensuite, des entrevues individuelles menées auprès de treize actrices et acteurs, soit un du Ministère et douze d’un échantillon de quatre IEF, en vue de recueillir leurs impressions sur les mutations organisationnelles et leurs effets sur l’environnement de ces IEF.
English-Lithuanian parallel cybersecurity corpus - DVITAS v2.0
Authors: Mickevič Jolanta , Utka Andrius , Rackevičienė Sigita , Rokas Aivaras , Bielinskienė Agnė , Mockienė Liudmila , Laurinaitis Marius
Published: January 2025

English-Lithuanian parallel corpus DVITAS v2 includes original English texts on cybersecurity and their Lithuanian translations aligned on the sentence level. Version 1 of the corpus was compiled for the bilingual terminology extraction project DVITAS together with English-Lithuanian comparable corpus. The current 2nd version of the corpus features expansion of the 1st version containing additional 27 files and metadata information. The parallel corpus includes the EU legal acts and other documents from the time period of 2006-2022. The documents have been extracted from the EUR-Lex database and other EU institutional repositories. There are 107 aligned files in TMX format in English and Lithuanian, as well as 214 raw files (107 in English, and 107 in Lithuanian) within the dataset. The total size of the corpus is 1.97m words (EN-1.08m; LT-0.88m). The corpus contains 53,792 aligned segments.
Identification of the problems of tax incentives application to human capital in Russia
Authors: Vasil'chenko Anna Dmitrievna
Published: January 2025

The subject of this research is to identify the problems of applying tax incentives for the development of human capital in Russia. Currently, in Russia, as in many other countries, the government uses various tax incentive tools to develop human capital. Tax incentives for the development of human capital are designed to encourage businesses and individuals to invest in education, healthcare, entrepreneurial activity and higher living standards, which should ultimately lead to economic growth and competitiveness of the country. However, despite the government's efforts, the use of tax incentives for the development of human capital in Russia faces a number of problems. Lack of financial resources, low efficiency of existing mechanisms, administrative barriers, low awareness, etc. – all these are serious obstacles to the effective use of tax incentives for the development of human capital. The research methodology consists of a comparative analysis of tax systems and instruments for stimulating the development of human capital in Russia and abroad. In this article, the author classifies and analyzes the problems of using tax incentives for the development of human capital in Russia, as well as suggests ways to increase the effectiveness of tax incentives for the development of human capital in Russia. The author presents a systematic vision of the problems of using tax incentives for the development of human capital in Russia. These problems of using tax incentives for the development of human capital in Russia are: economic problems, administrative problems, social consequences of using tax incentives and problems of information awareness about tax incentives. The practical significance of the study is to identify and classify the areas of work of the legislative and law enforcement branches of government for a comprehensive solution to these problems of using tax incentives for the development of human capital in Russia.
A Characterization of the Impact Toughness of Hot-rolled HSLA Steel
Authors: Hamryszczak Tomasz , Śleboda Tomasz , Lypchanskyi Oleksandr , Pańcikiewicz Krzysztof
Published: January 2025

Due to the wide use of HSLA steels in difficult conditions, e.g. at low temperatures, it is extremely important to test the impact strength of these steels. This is equally important because most of those structures are made by welding these steels, and the welding process itself has a significant impact on the properties of joints and welding zones. In this work, the authors analyzed two selected representative HSLA steels rolled in the Krakow branch of ArcelorMittal Poland S.A. – the only place in Poland where HSLA steels in the form of hot-rolled strips can be produced on an industrial scale. Impact tests were performed in accordance with technical acceptance standards, and then the fracture surfaces after impact tests were characterized using light and scanning microscopy. In the next part of the work, a set of previously gathered data were analyzed to determine the influence of thermomechanical rolling process parameters on the level of impact strength and the influence of chemical composition on it.
Fragmentation and aggregation of cyanobacterial colonies
Authors: Sinzato Yuri Z , Uittenbogaard Robert , Visser Petra M , Huisman Jef , Jalaal Maziyar
Published: January 2025

Fluid flow has a major effect on the aggregation and fragmentation of bacterial colonies. Yet, a generic framework to understand and predict how hydrodynamics affects colony size remains elusive. This study investigates how fluid flow affects the formation and maintenance of large colonial structures in cyanobacteria. We performed experiments on laboratory cultures and lake samples of the cyanobacterium
Microcystis
, while their colony size distribution was measured simultaneously by direct microscopic imaging. We demonstrate that EPS-embedded cells formed by cell division exhibit significant mechanical resistance to shear forces. However, at elevated hydrodynamic stress levels (exceeding those typically generated by surface wind mixing) these colonies experience fragmentation through an erosion process. We also show that single cells can aggregate into small colonies due to fluid flow. However, the structural integrity of these flow-induced colonies is weaker than that of colonies formed by cell division. We provide a mathematical analysis to support the experiments and demonstrate that a population model with two categories of colonies describes the measured size distributions. Our results shed light on the specific conditions wherein flow-induced fragmentation and aggregation of cyanobacteria are decisive and indicate that colony formation under natural conditions is mainly driven by cell division, although flow-induced aggregation could play a role in dense bloom events. These findings can be used to improve prediction models and mitigation strategies for toxic cyanobacterial blooms and also offer potential applications in other areas such as algal biotechnology or medical settings where the dynamics of biological aggregates play a significant role.