bluuebunny/crossref_metadata_2025 huggingface dataset:
PENDIDIKAN ISLAM DI KESULTANAN SAMBAS AWAL ABAD XX
Authors: Safitri Yesi , Mujahidin  , Yusnita Henny
Published: January 2025

This research is about Islamic Education in the Sultanate of Sambas in the early twentieth century (Study on Development of Madrasah al-Sulthaniyah in 1916-1936 AD). Islamic education in the Sultanate of Sambas in the early twentieth century was the beginning of a school called Madrasah al-Sulthaniyah. This ancient school was a school that was established only for the relatives of the sultan and the children of the ulama, while the children of the common people were not allowed to experience education. In addition, the author also examines the development of Madrasah al-Sulthaniyah which was founded in 1916, and examines the background of the change of Madrasah al-Sulthaniyah to Tarbiyatul Islam in 1936. Madrasah al-Sulthaniyah has a significant role in the Sultanate of Sambas at that time, because this madrasah is able to produce future generations who continue the development of Islamic teachings, namely by establishing a madrasah called Madrasah Asasun Najah. The Asasun Najah Madrasah was founded by Murad Kasim, a graduate of Madrasah al-Sulthaniyah. In addition, the graduates of Madrasah al-Sulthaniyah are also assisting teachers at the madrasa. The development at Madrasah al-Sulthaniyah became rapid because of the presence of Sambas youths who had studied in Egypt and Mecca, including Muhammad B Radioi Imran, Ahmad Fawzi and Abdurrahman Hamid as well as reforms at Madrasah al-Sulthaniyah regarding the curriculum and the influence of the Middle East. Furthermore, the change of Madrasah al-Sulthaniyah into Tarbiyatul Islam was caused by the existence of colonial schools using Dutch so that students were interested in learning it.
TRADISI BEPAPAS SEBAGAI MEDIA DAKWAH DI DESA SUMBER HARAPAN KECAMATAN SAMBAS
Authors: Berti Eni , Manja
Published: January 2025

The Sambas Malay community has its own cultural diversity and grows in accordance with the development of the culture itself so that it can be used as a medium for preaching. The tradition of bepapas is a culture that has lasted a long time in the Sambas community, which has been carried out from their ancestors to the present. Bepapas as a moment to seek pleasure and blessings from God, is a sign of gratitude to the Creator. In the community in Sumber Harapan Village, the tradition of bepapas has been accepted and developed until now and is adapted to the principles of Islam and religion for human life. The purpose of this research is to find out and obtain information about: (1) Bepapas tradition which is used as a medium of preaching in Sumber Harapan Village (2) The message of dakwah contained in the Bepapas tradition.
This type of research is qualitative research with an ethnographic approach. The data sources used are primary data and secondary data. The data collection technique is done by using observation, interview and documentation. The data analysis technique was carried out by data reduction, data presentation and verification and drawing conclusions. The technique of checking the validity of the data was carried out by using triangulation techniques (pengecekan) and member checking (pengecekan).
The results of this study conclude that the bepapas tradition carried out in Sumber Harapan Village is used as a means of increasing dakwah in implementing Islamic values, as well as expressions of gratitude through prayers offered to Allah SWT. The construction of the message contained in the bepapas tradition through the tools used in the ritual process has religious spiritual values ​​and values. Dakwah messages contained in the implementation of the bepapas ritual of tepung tawar are divided into three main things, including messages of faith, messages of morality and messages of sharia. The message of faith in the form of faith in Allah SWT. includes pillars of faith, namely faith in qadha and qhadar to believe and in the form of an obligation to be grateful. The moral messages contained in the bepapas tradition are takwakal and sincere to the provisions of Allah SWT. Morals in society, namely, helping each other, manners, and morals in socializing in society. The sharia message contained in the bepapas tradition is a message from the aspect of worship which includes the obedience and obedience of a servant to Allah SWT. namely doing everything in accordance with the Shari'a and Islamic values, and the sharia message of the muamalah aspect, namely the creation of good relations and harmony in society and the obedience and obedience of a servant to His commands.
Exploring the critical factors of depot maintenance on weapon systems in South Korea
Authors: Hur Yongdo
Published: January 2025

Weapon system maintenance is essential for ensuring the operational availability of equipment while enhancing its performance and quality. Depot maintenance, as a core component of national defense logistics, involves the periodic disassembly, repair, and performance enhancement of weapon systems that have reached their endurance limits during the wear-out failure. It is critical for sustaining performance and achieving target operational rates. However, the current depot maintenance strategy in the Korean military primarily relies on the bathtub curve model, which may inadequately reflect variations in failure rates caused by differences in operating environments and sub-component characteristics. In addition, aging maintenance infrastructure and escalating costs of advanced weapon systems pose significant challenges to meeting operational targets. To overcome these limitations, a proactive approach is needed—one that prepares maintenance facilities and support equipment in advance, integrates depot maintenance with performance upgrades, and reduces unnecessary resource consumption. Enhancing the depot maintenance strategy is vital for improving the operational readiness of weapon systems and advancing the expertise of national defense operations. The current study identifies key factors affecting the effectiveness of depot maintenance and presents a research model designed to enhance weapon system operational rates and strengthen defense capabilities. By accurately determining equipment life cycles and incorporating performance improvements, the proposed model offers actionable insights for optimizing depot maintenance strategies in contemporary military operational environment.
Determination of Operational Costs of PT. Antam Tbk. West Kalimantan Bauxite Mining Business Unit: Types of Letter of Credit (LC), Terms of Letter of Credit (LC), and Transaction Efficiency
Authors: Fajar Herdiaman Indra , Ali Hapzi
Published: January 2025

This article conducts a study related to the Determination of Operational Costs of PT. Antam Tbk. West Kalimantan Bauxite Mining Business Unit: Types of Letter of Credit, Terms of Letter of Credit, and Transaction Efficiency. The research objects were obtained through online literature reviews such as Google Scholar, Semantic Scholar, and other academic online media as research objects. The main objective of this study is to formulate hypotheses regarding the influence of these variables for future research. The research method uses Systematic Literature Review and Library Search with the utilization of Artificial Intelligence (AI) to obtain related research, sourced from open access journals and e-books. The results of this study are: 1) Types of Letter of Credit affect Operational Costs; 2) Terms of Letter of Credit affect Operational Costs; and 3) Transaction Efficiency affects Operational Costs.
The Influence of Leadership Style And Work Culture on Teacher Performance (Study Of Teachers at Sma Negeri 24 Bandung)
Authors: Rahmawati Sovi , Jusdijachlan R , Ridwan S
Published: January 2025

The aim of this research is to determine and analyze: (1) Leadership Style (2) Work Culture; (3) Teacher Performance; and (4) The influence of leadership style and work culture on teacher performance at SMAN 24 Bandung City, both simultaneously and partially. The research method used in this research is a descriptive survey and an explanatory survey, the unit of analysis in this research is employees in the SMAN 24 Bandung City environment with a sample of 56 people. The type of investigation is causality, and the time horizon in this research is cross-sectional. Based on the research results, it was found that the leadership style at SMAN 24 Bandung City is good, the work culture at SMAN 24 Bandung City can generally be said to be good, the current performance of SMAN 24 Bandung City is considered good. Leadership Style and Work Culture simultaneously influence the performance of SMAN 24 Bandung City. However, partially the dominant Leadership Style influences Performance rather than Work Culture. Because work culture predominantly influences performance, being the first priority in improving performance, SMAN 24 Bandung City is expected to consistently maintain current work habits and culture, so that they are able to work more professionally.
Pengelolaan Arsip Aktif Menggunakan Aplikasi Surat Menyurat Elektronik Aplikasi Negara (SULTAN) di Dinas Perpustakaan dan Arsip Kabupaten Bandung Tahun 2024
Authors: Anggita Delia Putri , Alamsah Deliarnoor Nandang , Kasman Andi
Published: January 2025

This archive is needed to support the administrative and bureaucratic activities of each agency, which functions as a memory center, decision-making tool and authentic evidence from the agency. This study discusses the management of active archives using the State Electronic Correspondence Application (SULTAN) application at the Bandung Regency Library and Archives Service in 2024. This study uses qualitative research because of several considerations, namely first, this method presents the nature of the relationship between researchers and respondents directly, and using this method researchers can balance the value patterns that want to be studied more deeply. The results of the study show that although this application helps in the efficiency of active archive management, there are still several obstacles that cause active archive management to not be fully implemented in accordance with applicable provisions, such as at the archive creation stage, it is known that there are still often obstacles in making official manuscripts and also inappropriate numbering. At the stage of using the archive, the problems found are in active archive service activities, there are no regulations and SOPs related to borrowing archives for both internal and external parties. At the active archive maintenance stage, it is known that there is no filing feature that is in accordance with archival rules in the SULTAN application. Seeing the existing problems, it can cause the risk of hampering archive management in the SULTAN application. This study provides recommendations to improve the efficiency of active archive management using the SULTAN application at the Bandung Regency Library and Archives Service.
Komponen Utama Pengembangan Kurikulum dan Langkah-Langkah Pengembangannya
Authors: Fadli Ahmad Ilham , Pahrudin Agus , Jatmiko Agus , Koderi Koderi
Published: January 2025

The curriculum is an idea in the implementation of education, without the formation of the curriculum, the results of learning are not directed and have no definite goals. The purpose of this research is to find out the main components of curriculum formation before the curriculum is developed into a better curriculum. The research method used in this research is library research. Data collection techniques by exploring data through literature review, reading, reviewing, and recording data from various sources of relevant articles, journals and books. The results of this research on curriculum development elements are expected to help in solving educational problems in developing the curriculum at this time.
Hubungan Pengetahuan Kebiasaan Konsumsi Jajanan Cepat Saji Serta Kesehatan Mulut Terhadap Kejadian Tonsilitis pada Anak SMP Swasta Amal Luhur
Authors: Barasa Elisabet , Lubis Yuliani Mardiati , Tambunan Andika Zayani
Published: January 2025

Tonsilitis merupakan peradangan umum pada tonsil yang sering terjadi pada anak-anak akibat kebiasaan makan tidak sehat dan kurangnya perhatian terhadap kebersihan mulut. Penelitian ini bertujuan untuk menganalisis hubungan antara pengetahuan mengenai konsumsi jajanan cepat saji dan kebersihan mulut terhadap kejadian tonsilitis pada siswa/i SMP Swasta Amal Luhur Medan. Penelitian menggunakan desain observasional analitik dengan pendekatan cross-sectional, melibatkan 32 sampel siswa/i berusia 12–15 tahun yang diambil secara purposive. Data diperoleh melalui kuesioner yang mencakup pengetahuan kebiasaan makan, kebersihan mulut, dan kejadian tonsilitis, kemudian dianalisis menggunakan uji chi-square. Hasil menunjukkan hubungan signifikan antara pengetahuan kebersihan mulut dan kejadian tonsilitis (p=0,01) serta antara kebiasaan konsumsi jajanan cepat saji dengan tonsilitis (p=0,02). Responden dengan kebersihan mulut buruk memiliki risiko lebih tinggi untuk mengalami tonsilitis dibandingkan dengan yang menjaga kebersihan mulut. Kesimpulannya, pendidikan kesehatan mengenai kebersihan mulut dan dampak jajanan cepat saji diperlukan untuk menurunkan prevalensi tonsilitis di kalangan siswa sekolah. Studi ini merekomendasikan penguatan program edukasi kesehatan serta revisi kebijakan menu kantin sekolah untuk menyediakan pilihan makanan yang lebih sehat.
Modeling Uncertainties Through Employing Single-Valued Neutrosophic Multi-Attribute Decision-Making
Authors: Zhang Yingxin , Li Ting , Yang Fan , Qiao Lei
Published: January 2025

The significance of performance evaluation for venture capital in small and medium-sized technology startups lies in helping investors understand the effectiveness of their capital investment and assess the company's growth potential and market prospects. The performance evaluation of risk investment in small and medium-sized high-technology venture enterprises involves the application of MADM. In this study, we explore the generalized weighted geometric Bonferroni mean (GWGBM) operator for MADM, utilizing single-valued neutrosophic sets (SVNSs) to handle uncertainty and vagueness in MADM processes. The study begins by introducing the single-valued neutrosophic number GWGBM (SVNNGWGBM) operator, which is specifically designed to aggregate decision-making criteria under SVNSs. Following this, MADM methods based on the SVNNGWGBM are developed and discussed. To demonstrate the practical application of this approach, an illustrative case study is provided, focusing on the performance evaluation of risk investment in small and medium-sized high-technology venture enterprises.
Citizen Science for Transition to Sustainability and SDG Monitoring in an Italian River Basin
Authors: Sanna Venere Stefania , Di Grazia Francesco , Capineri Cristina , Polvani Alessio
Published: January 2025

The direct involvement of the public in data collection and analysis can be a powerful tool to fill information gaps, while simultaneously improving community influence on urban planning and land management policies. Using a robust case study, this paper shows how Citizen Science (CS) data can support complex sustainability transitions. In a study of the Ombrone River Basin (ORB) in Italy, the paper shows how data produced by a large group of citizen participants was integrated into official datasets on land use and water quality, demonstrating the potential for this method in supporting the monitoring of Sustainable Development Goal (SDG) indicators at the local level. In addition, through scenario analysis including a reforestation hypothesis, the paper offers useful pointers for leveraging and optimising the voluntary participation of non-professional scientists in the various stages of research and innovation activities, in support of data-driven policies and planning that take environmental sustainability into account.
Sediment Characteristics Study at Sharm Obhur, the Red Sea using Multibeam Backscatter
Authors: Hashem Hatem , Shamji V R
Published: January 2025

Sharm Obhur, situated approximately 35 km north of Jeddah City along the Red Sea coast, is a prominent recreational area with diverse benthic habitats. Accurate mapping of seabed sediments is critical for characterizing marine ecosystems and elucidating benthic habitat distribution in this region. This study underscores the importance of assessing sediment distribution patterns in Sharm Obhur, particularly due to the prevalence of recreational activities and navigational traffic. This research investigates sediment dynamics in Sharm Obhur, a coastal creek near Jeddah, utilizing Multibeam Echo Sounder (MBES) backscatter data and grab sample analyses. The study focuses on understanding sediment distribution patterns and their implications for coastal management. MBES technology provides high-resolution data on seafloor composition and roughness, essential for assessing sediment types and bedforms. Through spatial alignment of MBES data with ground truth sediment samples, we analyze sediment characteristics and validate findings. Results indicate predominant sand presence with detectable mud in deeper channels and northern anthropogenically impacted areas. Gravel deposits correlate with coral formations near the creek edges. Tidal influence is evident, with increased sand presence at the creek entrance. The study demonstrates MBES backscatter's efficacy in mapping sediment distributions and seabed characteristics, benefiting marine science and coastal management. This research enhances knowledge of sediment transport processes, facilitating informed decision-making for sustainable coastal development and conservation efforts.
Photophysiology Response Of Montipora Sp. To High Temperature and High Nitrate Stress
Authors: Tengku Tengku Fara , Nur Fiqah Hashima  , Ernina Abu Bakar  , Tan chun hong
Published: January 2025

Coral reef health has declined significantly around the world as a result of anthropogenic  activities and natural environment changes, such sewage pollution and climate change due to global warming. These significant threats can interrupt coral’s fluorescence yield and also modify the zooxanthellae performance, which can lead to bleaching events if prolonged stress. Nowadays, other than using zooxanthellae density to determine coral’s health, numerous study starts to focus more on observing the effective quantum yield, Y(II) of corals by using Pulse Amplitude (PAM) fluorometer, as it is an effective and non-lethal way in determining coral’s health. In this study, there are two objectives to be achieved which are i) To measure the effective quantum yield of Montipora sp. before and after nitrate and temperature stress and ii) To calculate the zooxanthellae density of Montipora sp. after nitrate and temperature stress. Montipora sp. that was exposed to high nitrate (HN), high temperature (HT) and high nitrate with high temperature (HNHT) treatment exhibited the decrement of their Y(II) reading and zooxanthellae density after 48 hours exposure. Major decrease of Y(II) resulted from the HN treatment while major drop of zooxanthellae is caused by HT treatment. For future studies,  longer term experiment duration, various coral species and molecular studies should be done to understand the photoinhibition process and its effect to the coral body system.
Benthic Foraminiferal Distribution in the Red Sea coastal sediments, Shalateen Area, Egypt: Environmental Biomonitoring Implications
Authors: Fares Islam , El-Kahawy Ramadan M. , W. Hussein Ahmed , Abu El Ghar Mohamed S. , Helal Sobhi A.
Published: January 2025

The Red Sea coast is overcrowded by many international and local harbors, particularly Shalateen harbor, that imposes environmental threats on the marine biota. The Shalateen ecosystem is assessed using benthic foraminifera, a sensitive proxy to environmental change. This study investigated the relationship between ecological parameters and benthic foraminifera distribution in the Shalateen site, a coastal area on the Red Sea facing increasing environmental deterioration. A total of 17 stations were sampled, and their benthic foraminiferal contents were analyzed. The findings revealed enriched benthic foraminiferal assemblages, dominated by Miliolida and Rotaliida, where counted morphological deformities in foraminiferal tests were observed and counted. Siamese twins, wrong direction of coiling, and aberrant chambers are the depicted test abnormalities. They are higher in the miliolids than rotaliids. A statistical analysis identified two distinct foraminiferal assemblages; group 1 is associated with shallow, high-energy habitats with elevated salinity and carbonate content, while group 2 occupies deeper waters with higher organic matter and finer sediments. The environmental-based foraminiferal indices (FAI, FI, FMI and AEI) highlighted that the stations in the nearby harbor have higher environmental impacts than the offshore stations. These findings provide crucial baseline data for future environmental management and conservation efforts in this vulnerable ecosystem.
First Descriptions of the ocean-collected first Crabs of Etisus sp. (Crustacea: Brachyura: Portunidae) from the Saudi Arabian Red Sea
Authors: Naqoor Nada , Austin Anand
Published: January 2025

No first crab of the genus Etisus has been described yet. Thirty five megalops of an Etisus sp. were collected from Obhur Creek, Jeddah, Saudi Arabia and reared in the laboratory upto first crab stage. These first crabs were identified using molecular barcode methods and morphologically described herein and compared with those of the two species of Xanthoidean crabs, Eurytium limnosum and Leptodius exaratus. Apart fromsome minor variations, three characters differentiate the first crabs of the present study with those of the other two species: presence of several minute spines on the basal segment of the peduncle of antennule, presence of crista dentate in the endopod of third maxilliped and serrated lateral margins of third abdominal segment.
Seaweed: A Multifaceted Marvel Driving Global Sustainability and Environmental Health
Authors: Waheed Muhammad Abdul , Fatima Adil  , Barrah Maryam  , Faria Shammas
Published: January 2025

This article explores the potential of seaweed as a sustainable resource for the environment. Seaweed has been traditionally consumed as food by coastal communities and used as animal feed, but it also has applications in other industries. Seaweed can capture carbon and can also provide a habitat for fish species. Seaweed reduces the use of antibiotics and boosts the immune system. Several types of seaweed are often utilized in medications in their raw form. It is an important biorefinery feedstock it is used to produce a variety of materials like cosmetic products, polymeric substances (Protein, cellulose), agrifood, and food supplements with several health advantages. seaweed has the best nutritional profile and higher polysaccharides % making it the best choice to use as a fuel resource.Seaweed farming is a simple eco-friendly approach to sustainable development and provides massive biomass for the production of food and related products in the food, pharmaceutical, cosmetic, and agro-industries. Seaweed production significantly contributes to catalyzing sustainable aquaculture by providing food to aquaculture species. All three types of red, brown, and green seaweeds have been extensively used in various wastewater treatment processes as they can store high concentrations of nitrogen in their tissues. Seaweed is an enriched source of bioactive compounds that affect the rumen microbiome, enhance rumen digestibility, and check the levels of CH4 production in livestock. Seaweeds also act as bioindicators and bioremediator of eutrophied areas. Moreover, seaweeds are important bio-resource of renewable energy.
Implementation of Ruin Probability Model in Life Insurance Risk Management
Authors: Lianingsih Nestia , Hidayana Rizki Apriva
Published: January 2025

This study examines the implementation of the ruin probability model in risk management in life insurance companies. The main focus of this study is to evaluate how factors such as initial surplus, premium revenue level, and claim frequency affect the ruin probability of insurance companies. Using the collective risk model approach and relevant claim distribution, this study develops two methods to calculate the ruin probability: an analytical approach and a Monte Carlo simulation. The simulation results show that increasing the initial surplus and premium level significantly reduces the ruin risk, while increasing the claim frequency increases the ruin probability. In addition, the gamma claim distribution is more suitable for modeling claims in life insurance than the exponential distribution. Model validation is carried out by comparing the prediction results with historical data of insurance companies, which shows a high level of accuracy. This study provides important insights for insurance companies in designing more effective and optimal risk management strategies
Risk Analysis Using Poisson-Pareto Models to Estimate Reserve Funds for Catastrophic Diseases in National Health Insurance
Authors: Okta Y Setyo Luthfi , Pangestika Almira Ajeng , Salih Yasir
Published: January 2025

Catastrophic diseases such as heart disease, cancer, stroke, and kidney failure pose significant financial burdens on national health insurance systems due to their high treatment costs and frequency. This study utilizes the Poisson-Pareto model to analyze aggregate claims and determine premium loading for these diseases, ensuring the financial sustainability of the National Health Insurance program. Using secondary data from 2018 to 2023, we estimate the parameters for frequency and severity distributions, calculate the expected aggregate claims, and derive the required premium loading at various confidence levels. The results show that heart disease accounts for the highest reserve fund allocation, while kidney failure requires the lowest. These findings emphasize the importance of preparing sufficient reserve funds to manage financial risks associated with catastrophic diseases. The proposed approach provides a robust framework for national health insurance providers to maintain financial stability and optimize resource allocation for high-cost diseases.
Risk Prediction and Estimation of Corporate Product Claim Reserve Funds in Insurance Companies Using the Extreme Value Theory
Authors: Maelowati Indah Dewi , Mayaningtyas Chibi Adinda
Published: January 2025

Every human action involves risk, and in the insurance industry, customer claims are the biggest risk that companies face. This risk must be managed effectively through claim prediction, especially for corporate products. This research analyzes the risk of claims at insurance companies using the Extreme Value Theory (EVT) method, which can estimate extreme risks. Identification of extreme values in claims data is done through the EVT approach, namely Block-Maxima (BM). Generalized Extreme Value (GEV) distribution parameter estimation is performed, followed by prediction of claim risk using Value at Risk (VaR) and estimation of claim reserve funds. The results show that the GEV approach with a 95% confidence level is most suitable for predicting claim risk. Based on these results, the company requires a claim reserve fund of IDR 100,798,248,000 to deal with potential losses due to extreme claims.
Bankruptcy Risk Analysis in Manufacturing Companies in Indonesia using the Conan & Holder Model, J-UK Model, and Taffler Model
Authors: Djonaputra Khalifa Adli , Nadira Rana Syifa
Published: January 2025

This study aims to analyze the bankruptcy risk of manufacturing companies in Indonesia using three different bankruptcy prediction models: the Conan & Holder Model, the J-UK Model, and the Taffler Model. To predict the bankruptcy risk with each model, historical financial data from several manufacturing companies listed with the Financial Services Authority (OJK) is used. This research concludes that the combination of these three models provides valuable insights in efforts to enhance the resilience and stability of the manufacturing sector in Indonesia by offering a more comprehensive approach to identifying and managing bankruptcy risks in manufacturing companies. This research is expected to contribute to the development of more effective risk management strategies for the manufacturing industry in Indonesia.
Comparison of Altman Z-Score Model and Springate Model in Predicting Financial Distress: Case Study of FMCG Companies in Indonesia
Authors: Dailami Ahmad , Erifianto Mochamad Kardofa
Published: January 2025

Financial distress is a serious threat to the sustainability of a company. This study aims to evaluate the ability of the Altman Z-Score model and the Springate model in predicting the possibility of financial distress in FMCG companies. By comparing the performance of the two methods, this study is expected to provide recommendations for the most appropriate method to use in monitoring the company's financial health. The results of this study have important implications for investors, creditors, and company management in making investment and risk management decisions.
Comparative Analysis of Altman and Grover's Methods in Predicting Bankruptcy Using the McNemar Test (Case Study: Vehicle Insurance Company in Indonesia)
Authors: Siahaan Roy Donald Pangeran , Rizqullah Muhammad Rifan Marsa
Published: January 2025

Vehicle insurance is an important component of automotive financing and consumer protection, which includes various forms of protection that protect the vehicle and its owner. Predicting the bankruptcy of a vehicle insurance company is also very important for vehicle insurance companies to be able to identify potential financial problems as early as possible and take the necessary corrective actions. The Altman and Grover model can be a way to analyze bankruptcy in company. In this study, PT. Asuransi Astra Buana, PT. Allianz Utama Indonesia, PT. Sinar Mas Insurance, and PT. BCA Insurance are used as the analyzed company. The McNemar Test conducted in this study shows that the two methods do not have significant differences in result, so the two methods will relatively have same results.
Analysis of the Impact of High Inflation on Present Value Calculation in Investment in Indonesia
Authors: Azzahra Syanna Nabila , Widiana Fani Almira , Azzahra Fathimah
Published: January 2025

Inflation is a crucial economic indicator that significantly impacts investment decisions. In Indonesia, inflation has shown substantial fluctuations due to factors such as global commodity prices, monetary policy, and domestic demand. This study aims to analyze the impact of high inflation on present value (PV) calculations in investment contexts, particularly in long-term projects. Present value, a method for assessing future cash flows based on their current value, is influenced by the discount rate, which tends to rise with inflation. Using data from 2015–2023, this research compares two inflation scenarios (1.56% and 6.38%) and calculates the PV of an investment with a future value of IDR 1,000,000 over 5 years. The results show a significant decrease in PV under high inflation, from IDR 925,497 to IDR 733,999, indicating that inflation erodes the purchasing power of future cash flows. Furthermore, the analysis highlights the more significant impact of inflation on sectors with higher cash flow projections, such as infrastructure. The study underscores the need for investors to consider inflation when making investment decisions to manage risks and maximize returns.
The Application of Compound Interest in Investment Portfolios
Authors: Janardana Komang , Wiriandi Daffa Ibrahim
Published: January 2025

Effective long-term investment requires a well-structured strategy supported by detailed analysis. The compound interest model serves as a pivotal tool in assessing potential returns on investments by illustrating how interest accumulates on both the initial capital and previously accrued interest. This study delves into the application of compound interest within investment portfolios, aiming to elucidate its impact on long-term growth trajectories. By investigating various factors, such as investment duration and compounding frequency, the research highlights the intricate mechanisms driving investment expansion. A robust understanding of these elements is crucial for making informed financial decisions. The insights gained from this research are intended to equip investors and financial advisors with practical strategies for optimizing portfolio performance and achieving superior investment results, ultimately contributing to the advancement of more sustainable long-term investment practices.
Annuity in Advance for Rental Properties: Profit and Risk Analysis for Owners of Student Rental Homes Near Campus
Authors: Sabrina Amirah Nur , Nabila Hella Rizwa
Published: January 2025

Nowadays, the rental homes business in the area around the campus offers significant profits for its owners, this is due to the large number of students who migrate so they choose to live in rental homess, but on the other hand this can also cause various risks, including fluctuations. Maintenance costs and high occupancy rates. This can make rental homes owners' income unpredictable and make it difficult to create long-term financial goals. Using an upfront annuity model, where the owner receives rental payments at the start of the period, is one way to lower this risk. rental homes owners can guarantee more consistent cash flow and make more accurate income predictions by applying this concept. The aim of this research is to examine how the application of the advance annuity model affects the income and risks of rental homes owners. This study will assess how advance annuities contribute to income stability and reduce the uncertainty that often occurs in rental homes operations by using comprehensive financial techniques. Apart from that, this analysis will also consider various external factors that can influence occupancy levels, such as campus policies and economic conditions. It is hoped that the findings from this research will provide useful insights for rental homes owners in maximizing profits while managing risks more effectively, so that they can adapt to ever-changing market dynamics. Therefore, this strategy can be a smart alternative for rental homes owners in optimizing their business performance around campus.
Feasibility Analysis of Establishing a Gudeg Jogja Business Using the Net Present Value (NPV) Method in the City of Jakarta
Authors: Putri Mutiara Silvia , Trianandra Fiona
Published: January 2025

This research aims to analyze the feasibility of establishing a Jogja gudeg business in the city of Jakarta using the Net Present Value (NPV) method. Gudeg, as a typical Yogyakarta culinary specialty, has quite large market potential in Jakarta considering the high public interest in traditional and unique foods. This research will examine various aspects, including technical analysis, financial analysis, and sensitivity analysis. Financial analysis will focus on NPV calculations to measure the added value of investments in the long term. It is hoped that the results of the research will provide a clear picture of the potential success of the Jogja gudeg business in Jakarta and become a reference for prospective entrepreneurs who are interested in the culinary business.
Comparative Analysis: Value at Risk (VaR) with Parametric Method, Monte Carlo Simulation, and Historical Simulation of Mining Companies in Indonesia
Authors: Darmawan Muhammad Rizky , Widyono Fathi Atha Putra
Published: January 2025

This study aims to conduct a comparative analysis between three Value at Risk (VaR) calculation methods, namely the Parametric (Variance-Covariance) method, Monte Carlo Simulation, and Historical Simulation, in measuring market risk in mining companies in Indonesia. The mining industry in Indonesia faces the risk of high commodity price volatility, thus requiring an appropriate approach in measuring potential financial losses. This study uses historical stock data from several major mining companies in Indonesia to analyse the difference in results between the three VaR methods. This study found that the smallest VaR value is owned by PTBA company. Along with the level of stability shows that PTBA company is more stable than other companies. This is inversely proportional to the TINS company which has a large VaR value and high volatility.
DIVERSITY AND ABUNDANCE OF CORAL REEF FISHES, GIVING EMPHASIS ON THE LARGE PREDATORS AT CHAGAR HUTANG BAY, REDANG ISLAND
Authors: SYAFRUDDIN RAHMAN , TOLEN NICHOLAS , YUSUF YUSRI , RUSLI MOHD UZAIR , BACHOK ZAINUDIN , MOHD ABDULLAH MAIZAH
Published: January 2025

The Chagar Hutang Bay, located on Pulau Redang, Terengganu, serves as a critical nesting site for green sea turtles (Chelonia mydas). Despite its ecological significance, there remains a paucity of information regarding the diversity and abundance of coral reef fishes, particularly large predatory species, within the sanctuary site. To address this knowledge gap, the present study employed baited remote underwater video (BRUV) surveys to assess the fish assemblages across different reef zones, namely the shoreline, mid-reef, and fore-reef areas. A comprehensive analysis of nine one-hour BRUV surveys revealed a remarkable diversity of coral reef fishes, identifying 55 distinct species from 43 genera and 18 families. The fore-reef zone exhibited significantly higher fish density compared to other surveyed areas, underscoring its importance as a key habitat within the bay. Notably, large predatory fish species comprised 4.7% of the total fish abundance, with four predatory groups, including trevallies, groupers, blacktip reef sharks (Carcharhinus melanopterus) and barracudas, documented in Chagar Hutang Bay. Among these predators, the blacktip reef shark and the groupers emerged as the dominant species. This study provides valuable insights into the coral reef fish diversity and abundance in Chagar Hutang Bay, highlighting the presence of key predatory species and emphasizing the need for targeted conservation efforts to protect this ecologically significant marine habitat.
GREEN INITIATIVES AND CARBON EMISSION IN MALAYSIA
Authors: ABDUL RASHID SITI ZULFAIKHA , MUHMAD SITI NURAIN
Published: January 2025

This research study examines the relationship between green initiatives and carbon emissions in Malaysia, with a particular focus on the years 2010-2021. The objective of this study is to investigate green initiative, environmental investment, policy on carbon emission, size, and ROA, that influence carbon emissions in Malaysia. The analysis reveals a weak negative correlation between ROA and TA, signifying that larger total assets are associated with a decrease in carbon emissions. However, these results are significant as they indicate potential relationships between environmental regulations, policy on carbon emissions, company profitability, and total assets. This research contributes significantly to the ongoing discourse surrounding green initiatives and their impact on carbon emissions in Malaysia. The results emphasize the importance of sustainable practices and call for a more profound understanding of how environmental investments translate into emissions reductions. Furthermore, the study underscores the need for more effective policy measures and incentives to encourage businesses to adopt green initiatives as part of their environmental stewardship efforts. Ultimately, this research paves the way for further exploration and policy considerations in the pursuit of a greener and more sustainable future for Malaysia.
Quality support of an innovation-oriented enterprise
Authors: Davydenko Volodimir , Suvorova Irina
Published: January 2025

The article is devoted to the quality support of innovation-oriented enterprises. The article describes theoretical and practical aspects of the development of innovation-oriented enterprises. The classical approaches to the management of innovation-oriented enterprises are highlighted. The methods of managing innovation-oriented enterprises are analyzed. Extended explanations of the methods of managing innovation-oriented enterprises are provided. The main reasons that lead to resource losses are considered. An analysis of the basic tools and methods that can be used in the implementation of quality management of innovation-oriented enterprises is carried out. The possibilities of obtaining benefits from the introduction of new and advanced quality assurance technologies that work to increase competitiveness are considered. The tools based on the innovative type of development of industrial enterprises are considered. The main areas of improvement in the management system of innovation-oriented enterprises are identified. Critical aspects in the management system of innovation-oriented enterprises have been identified. The possibilities of using modern methods of management of innovation-oriented enterprises are analyzed. The classical models of management of innovation-oriented enterprises are specified. The main advantages of using the methods of management of innovation-oriented enterprises are proposed. Recommendations for further research in the field of management of innovation-oriented enterprises have been provided.
Economic analysis of airline pricing: retrospective analysis and current state
Authors: Kobets Illia , Kulyk Sofiia , Boiarynova Kateryna , Rochshyna Nadiia
Published: January 2025

The article provides an in-depth analysis of airline ticket pricing, tracing its historical evolution and exploring current trends. The article provides a detailed description of the structure and components of airline ticket pricing, as well as the impact of factors on this process. The research examines the development of airline pricing from the early 20th century, when aviation was a luxury reserved for the wealthy, to its current state as a competitive and affordable industry. Key historical milestones are discussed, including the introduction of computerised reservation systems in the 1960s, the US Airline Deregulation Act of 1978, and the emergence of low-cost airlines in the 1980s and 1990s. These developments have led to fundamental shifts in the pricing of airline tickets, which made it possible to transform the aviation landscape by reducing fares and expanding access to air travel. At the same time, the article discusses economic and technological factors that influence airfare changes, such as deregulation, fuel costs, global crises and consumer demand. The article analyses dynamic pricing strategies supported by sophisticated modern airline pricing algorithms, which allow carriers to adjust fares in real time in line with market conditions. The study also highlights important events that have influenced pricing trends, such as the 2008 financial crisis and the COVID-19 pandemic, showing how airlines have quickly adapted to economic shocks by adjusting their pricing structures. In addition, the study delves into the speed and frequency of price fluctuations, highlighting airlines' responses to real-time data and global changes. The implications of these price dynamics are assessed, identifying their impact on industry profitability, passenger accessibility and other economic consequences. Airlines benefit from revenue optimisation through dynamic pricing, while passengers face challenges in navigating variable fares. Thus, the results of the study, namely the economic analysis of airline pricing, provide an opportunity to identify the complex interaction of factors that shape airline prices. The results highlight how technological advances, competitive pressures and changes in consumer behaviour continue to redefine the airline market, offering valuable insights into the factors driving the evolution of airline affordability.
International experience in business process management: relations between Ukraine and the Republic of India
Authors: Zahorodnia Alona , Sharma Manish
Published: January 2025

The article explores the concept and classification of business processes, their role in ensuring the efficient operation of enterprises, and creating competitive advantages. Global trends in business process management (BPM) are analyzed, with a focus on India’s and Ukraine’s experience.
The key areas of cooperation between Ukraine and India are examined, particularly in the fields of trade, technological solutions, and digitalization. The main challenges and prospects of bilateral relations in the context of current geopolitical and economic changes are outlined. Special attention is given to the potential of leveraging India’s experience for the development of business processes in Ukraine, which can contribute to strengthening economic resilience and global market integration.
The main of Effective BPM strategies in supply chain management improve logistics, reduce delays, and ensure transparency.
Communications management in modern enterprises: strategic, operational and tactical approaches
Authors: Dabizha Vira , Druha Dmytro , Pyskun Volodymyr
Published: January 2025

This article explores the role of communication as a fundamental element of enterprise management and its influence on internal and external organizational processes. The study examines the concept of "communication" from multidisciplinary perspectives, including sociology, psychology, and management science, emphasizing its importance for effective decision-making and interaction within organizations.
Special attention is paid to the levels of communication management  strategiс, operational, and tactical  each of which has specific goals, methods, and tools. The proposed methodological approach to communication management highlights the significance of modern digital platforms, feedback systems, and innovative strategies to improve the efficiency of information exchange.
The article concludes that the implementation of an integrated communication system enhances an organization's competitiveness, supports corporate culture development, and provides a foundation for sustainable and innovative growth.
Pengaruh Era Digital pada Pola Asuh Anak dapat Menjadi Faktor yang Signifikan dalam Keharmonisan Keluarga
Authors: Suharsono Judi , Andrianata Mufid , Fithrianto M Novan , Wiyono Agung Abdul Rahman
Published: January 2025

Era digital telah membawa dampak signifikan pada pola asuh anak dan keharmonisan keluarga, dengan peluang dan tantangan. Di sisi positif, alat digital seperti media sosial dan panggilan video memperkuat koneksi keluarga, memungkinkan komunikasi jarak jauh, dan mempererat hubungan emosional. Namun, penggunaan perangkat digital yang berlebihan dapat mengganggu waktu berkualitas keluarga dan mengurangi interaksi langsung. Anak-anak menghadapi risiko seperti paparan konten tidak pantas, ketergantungan teknologi, serta gangguan pola tidur dan aktivitas sosial. Untuk menjaga keharmonisan keluarga, penting menemukan keseimbangan. Menetapkan batasan penggunaan teknologi, mendorong komunikasi terbuka, dan mengutamakan interaksi langsung dapat mengurangi dampak negatif sekaligus mempertahankan manfaat konektivitas. Keluarga perlu beradaptasi dengan perubahan ini secara bijak untuk mendukung hubungan yang sehat dan perkembangan positif di era digital.
Impact of Communication on Project Success; with Mediating Role of Employee Efficiency
Authors: Gul Jeffery , Rasheed Rizwan , Usman Muhammad , Majid Ali
Published: January 2025

The purpose of this study is to empirically analyze the relationships between communication, employee efficiency and project success. The extent literature has developed the direct relationship between communication to project success. However, the present study is introducing the intervening variable which is employee efficiency. Therefore, the present study is of significance, as we are proposing that antecedents which can bring lead to project success. The quantitative methodology will be adopted and the sample size will be of 300 people related to of different sectors. SPSS will be used to test the hypothesis. The relevance of the results and conclusions will be interpreted and discussed focusing the influence and role of communication on relevant behavior dimensions, such as employees efficiency leading to project success.