bluuebunny/crossref_metadata_2025 huggingface dataset:
Evolution of the Use of Therapeutic Fibrinogen Concentrate in the Massive Bleeding Guidelines
Authors: Palomero Rodríguez Miguel Ángel , Jimenez Fatima Martinez , Ruiz Inocencia Fornet , Casabon Elisa Salvador , Garcinuno Sara Claver
Published: August 2024

Fibrinogen concentrate was approved for the first time in the European Union by the German Federal Ministry of Health on January 4th, 1966. Since then, its use has been shown to be effective and well-tolerated in numerous clinical studies with congenital or acquired fibrinogen deficiency. In this review, we analyze the evolution of the indications for the use of fibrinogen concentrate in massive bleeding guidelines in three main clinical scenarios of acquired hypofibrinogenemia, such as cardiac, obstetric, and polytrauma patients.

In cardiac surgery, the administration of fibrinogen has become a noteworthy tool in the management of perioperative haemostasis. The implementation of therapeutic algorithms, together with the use of viscoelastic coagulation tests, has allowed a faster and more personalized diagnosis and treatment of perioperative bleeding. In obstetrics, fibrinogen administration has evolved significantly over the years to a part of the management of massive obstetric haemorrhage, with early administration of fibrinogen now considered important in cases of hypofibrinogenemia during haemorrhage, helping to effectively correct coagulopathy and improve maternal outcomes. Currently, the implementation of protocols based on point-of-care viscoelastic testing has proven to be useful in the management of obstetric haemorrhage. In polytrauma patients with severe bleeding, fibrinogen administration is recommended based on clinical criteria and prior to laboratory test outcomes. After this first approach, guidelines recommend goal-directed coagulation management based on the results of viscoelastic tests and, in their absence, classical laboratory tests are recommended.
Buckwheat: An Underutilized Himalayan Crop with Multifaceted Nutraceutical Benefits
Authors: Raina Kirti , Kumari Ruchika , thakur Palak , Sharma Rohit , Chaudhary Ashun
Published: August 2024

The human population is growing and alternate food options are needed to provide food and nutritional security to mankind. Reduced agricultural output as a result of climate change and increased demand for grains because of continuous population growth have created a gap between demand and supply of food. Buckwheat is a pseudocereal crop plant with high nutritional value that can be included as an alternate food in our diet. It is a traditional crop plant grown in the high mountains of the Himalayas for food as well as fodder. It completes its life cycle in 3-4 months, so is mostly grown as a second crop in between main crops like maize and barley. It also acts as a green manure by improving the phosphorus content of the soil. Buck-wheat has high nutritional value as it is rich in essential amino acids, vitamin B, trace elements, and other nutrients. The main bioactive compounds identified in buckwheat are rutin, quercetin, isoquercetin, d-chiroinositol, resveratol, and vitexin, which are responsible for its pharmacolog-ical properties. Research focused on value addition by exploring its nutritional, pharmaceutical, and other alternative uses of commercial importance, is needed for reviving buckwheat cultiva-tion practices and its conservation. Considering the multifarious applications of buckwheat, this review summarizes the currently available knowledge on the agronomic and nutraceutical sig-nificance of buckwheat to project its value as a future crop in the avenue of agriculture and functional food
PENGARUH SUKU BUNGA KREDIT, INFLASI, DAN NILAI TUKAR TERHADAP JENIS PENYALURAN KREDIT
Authors: Eltania Merry
Published: August 2024

One of the ways to handle the impact of the Covid-19 pandemic on the economic sector is by increasing credit distribution, which is considered capable of encouraging an increase in a country's economic activity. This quantitative study aims to identify the effect of credit interest rate, inflation, and exchange rate on the types of commercial banks’ credit distribution in Indonesia using multiple linear regression. This research uses secondary. Information about interest rate was obtained from Statistics Indonesia, while data about inflation, exchange rate, and the three types of credit distribution channel was acquired form Bank Indonesia. The types of credit are consumptive, investment, and working capital credit. This study finds that interest rate has a significant and negative effect on the three types of credit distribution channel and that inflation positively and significantly affects the three types of credit distribution channel. However, the effect of inflation on the credit channel is different from the theory and the researcher’s presumption, similar to the effect of exchange rate. Exchange rate positively and significantly affects investment credit, but it does not significantly influence consumptive and working capital credit.
WHAT FACTORS DETERMINE INDONESIA ECONOMIC GROWTH AND HOW DOES THE U.S. AND CHINA TRADE WAR AFFECT IT?
Authors: Herenda Agil Muhammad , SS Vietha Devia
Published: August 2024

This study aims to analyze the factors that determines economic growth in Indonesia and to see whether trade war does affects economic growth in Indonesia. The variable analyzed were exports, imports and inflation as independent variables using secondary monthly data from 2017 to 2020 as samples, and the variable of trade war itself as a dummy. Gross Domestic Product is used as a dependent variable to measure the economic growth. The statistical methods applied are descriptive statistics, classical assumption test, multiple regression model, and paired sample t-test. The findings showed that exports positively influenced economic growth, while imports and inflation does not. Trade war, however, has a favorable influence on trade war, showing a different result obtained from the paired sample t-test.
ANALISIS PERILAKU KONSUMEN TERHADAP PENGGUNAAN PLATFORM DIGITAL BANK (Studi Pada Generasi Z Kota Malang)
Authors: Calista Donabella Belinda , Manzilati Asfi
Published: August 2024

Technology and an increasingly developing economy that has an efficient impact on the use of cash. When using cash to transact with a large enough value it becomes inefficient. Crimes such as robbery, theft and counterfeiting cause people to have a fear of storing or carrying large amounts of cash. The purpose of this study was to determine how the influence of service quality, convenience, innovation, and trust on customer satisfaction in using the bank's digital platform. The research sample used was 200 people from Generation Z in Malang City. The research method used is a type of quantitative research with data analysis techniques using logistic regression. The results show that simultaneously service quality and convenience have an effect on customer satisfaction in using the bank's digital platform, while partially innovation and trust have no significant effect on customer satisfaction in using the bank's digital platform. banks need to increase innovation through digital banks they have and provide.
ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN SESUDAH PENERAPAN BRANCHLESS BANKING DI INDONESIA
Authors: Dizzahara Izhellia Oktatubela , Sakti Rachmad Kresna
Published: August 2024

To improve financial inclusion, the government, through the Financial Services Authority (OJK), organized the Branchless Banking (Laku Pandai) program which aims to flatten the provision of formal financial institutions access. In this program, banks can expand their reach without constructing physical offices through collaboration with bank agents as financial intermediaries. This study aims to analyze the banking financial performance using CAMEL method on each Conventional Commercial Banks before and after the implementation of Branchless Banking in year of 2010-2019. This study uses a quantitative approach with the comparative research type and using non-parametric statistical test equipment (Wilcoxon signed-rank test) on its hypothesis test. Sample determination uses a purposive sampling technique resulting in the usage of 7 Conventional Commercial Banks (BRI, Mandiri, BTPN, BCA, BTN, BNI, and BPD Kaltim) as samples in this study. The results showed that in the CAR ratio, there were 7 banks that experienced significant differences. In the NPL ratio, there were 4 banks with significant differences. There were 3 banks that experience significant differences in NPM ratio. While, there were 6 banks with significant differences in its ROA. Last, the LDR ratio showed 6 banks that experience Branchless Banking in Indonesia.
PENGARUH PENERAPAN GREEN BANKING TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA PERIODE 2016-2021
Authors: Asfahaliza Adinda Nabila Putri , Anggraeni Puspitasari Wahyu
Published: August 2024

Climate change is one of the global issues that attract public concern these days. The banking sector is inseparable from the responsibility to protect the environment even though it does not directly contribute to environmental damage. Banks can apply environmentally friendly practices in their operational activities or also called green banking. This study aims to analyze the effect of implementing green banking on the profitability of commercial banks listed on the Indonesia Stock Exchange for the period 2016-2021. The application of green banking as an independent variable is projected by the Green Banking Disclosure Index (GBDI) and green banking products consisting of the number of ATM units and the frequency of M-banking transactions. Meanwhile, profitability as the dependent variable will be projected with Return on Assets (ROA). Panel data regression analysis was used to determine the effect of the independent variable on the dependent variable. The research findings reveal that partially the number of ATM units has a positive and significant effect on ROA, while GBDI and the frequency of M-banking transactions have a negative and insignificant effect on ROA. However, simultaneous testing found that the implementation of green banking projected by GBDI, Number of ATM Units, and Frequency of M-banking Transactions had a positive and significant effect on profitability.
ANALISIS PENGARUH INKLUSI KEUANGAN MELALUI LAYANAN FINTECH P2P LENDING TERHADAP HUMAN DEVELOPMENT INDEX INDONESIA
Authors: Muharni Riska Dwi , S. S Vietha Devia
Published: August 2024

Financial inclusion is closely related to a system that ensures the accessibility, availability and use of the formal financial system for all economic actors. Through the use of fintech, it can accelerate the expansion of public access to financial services so as to increase financial inclusion. Increasing financial inclusion is expected to have an effect on increasing the Human Development Index. This study aims to determine how the effect of financial inclusion through fintech services specifically for p2p lending services on the Human Development Index in Indonesia, using access indicators, availability indicators, and usability indicators as the independent variable and the Human Development Index as the dependent variable. This research is a type of quantitative research using multiple linear regression analysis that uses secondary data, in the form of statistical report data on Indonesian fintech and the human development index starting from January 2019 to December 2021. The results of the analysis show that partially the indicators of access, availability and usability have an effect on significant to the Human Development Index in Indonesia. Simultaneously, all indicators of financial inclusion through fintech p2p lending services have a significant effect on the Human Development Index in Indonesia.
IDENTIFIKASI FAKTOR PENENTU PROFITABILITAS BPR KONVENSIONAL DI PROVINSI BALI
Authors: Devy Tripeny Rosmala , Al Muizzuddin Fazaalloh
Published: August 2024

Profitability is the bank's ability to gain profits which can show good bank performance. The purpose of this study was to determine the effect of capital adequacy, credit risk and liquidity risk on BPR profitability with a sample of 47 BPRs for the 2017-2021 period. The analysis technique in this study used multiple linear regression analysis techniques. Based on the test results that have been carried out, capital adequacy (X1) and credit risk (X2) have a negative effect on BPR profitability and liquidity risk (X2) has a positive effect on BPR profitability in the Province of Bali. The implication of this research is that BPR’s determine the appropriate lending ceiling based on capital considerations that can later have an impact on BPR profitability.
PENGARUH INSTRUMEN DERIVATIF MINYAK MENTAH, INDEKS DOLAR AS, INDEKS SAHAM UNGGULAN, SUKU BUNGA FED DAN INFLASI AS TERHADAP HARGA FUTURES EMAS: ANALISIS PERIODE 2012-2021
Authors: Ilmi Laduni Ilham
Published: August 2024

Gold futures have gained significant attention from investors in recent years, as demonstrated by the increasing trading volumes on the Jakarta Futures Exchange. Gold futures as a popular derivative instrument offers attractive returns and the potential to optimize portfolio allocation, making it one of the most preferred asset classes for investors. This study aims to analyze the influence of key factors such as the US dollar index, S&P 500 stock index, US inflation, FED funds rate, and crude oil futures on gold futures prices. The aim of the study is to provide investors, financial practitioners, and academics with a better understanding of the factors that can influence gold futures prices. This study utilized Error Correction Model as the research method, which effectively addresses the challenges associated with non-stationary time series data and enables the identification of short-term and long-term relationships among variables. The results show that the US dollar index has an inverse relationship with gold futures prices, influencing both the short and long-term. In the long run, an increase in the S&P 500 stock index and US inflation is anticipated to drive up gold futures prices. However, the impact of FED fund rates on gold futures prices is insignificant, primarily due to their low volatility. In addition, crude oil futures, as an alternative asset, have an adverse impact on gold futures prices over the long term.
PENGARUH PENGETAHUAN INVESTASI DAN PERSEPSI RISIKO TERHADAP MINAT MAHASISWA DALAM INVESTASI SAHAM DI PASAR MODAL
Authors: Verdiana Ninda Eka , Ashar Khusnul
Published: August 2024

Stock investment is the most interested investment in Indonesia, which is dominated by generation Z or millennials. However, millennials are synonymous with having a hedonistic lifestyle and a higher level of consumption so they must be wise in managing finances and require qualified knowledge and risk perception if they want to enter the capital market. The purpose of this study is to find out how influential investment knowledge and risk perception are on students' interest in investing in stocks in the capital market. This study used a non probability sampling technique with purposive sampling to determine the minimum respondents with the help of the Slovin formula with an error precision of 5%. The method used is a quantitative approach with the Partial Least Square – Structural Equational Modeling data analysis technique with the help of SmartPLS software. The results of the test hypothesis indicate that the investment knowledge variable (X1) has an influence with a significant T-Statistical result of 8,651 on the buying interest variable (Y) with a p-value of 0.000 meaning that increasing students' knowledge of investment is one way to arouse their interest in investing. Then the second hypothesis of the test results indicates that the risk perception variable (X2) has an influence with a significant T-Statistical result of 3,596 on the buying interest variable (Y) with a p-value of 0.000.
KONDISI BANK BUMN PERIODE SEBELUM DAN SESUDAH PENGUMUMAN PROGRAM PENEMPATAN UANG NEGARA
Authors: Bhaktiyana Arif Kiyat , Fadli Faishal
Published: August 2024

This study aims to analyze the impact of the State Money Placement Program on company value, stock prices, and stock abnormal returns at state-owned banks, which is based on the various effects of PEN policies on the economy. The method in this study is the Event Study and also performs a T-test to see the differences in the variables before and after the event period. The variables used are firm value from Tobin's Q calculations, daily closing stock prices, and daily stock abnormal returns. This study found that there was an impact of the State Money Placement program on company value, stock prices, and abnormal returns on shares of BUMN Banks. Where the impact resulted in differences in company value and stock prices in the period before and after. However, there is no difference in abnormal returns, this is due to significant daily abnormal returns that recur before the day of the event, which indicates that investors have responded and rated it as a good signal before the day of the event. This investor response was made possible due to the news that has been circulating regarding government policies to overcome the economic crisis due to the Covid-19 pandemic.
ANALISIS PENGARUH RISIKO KREDIT DAN PERMODALAN TERHADAP PROFITABILITAS MELALUI PERTUMBUHAN KREDIT
Authors: Manurung Wanda Valeria , Bintoro Nugroho Suryo
Published: August 2024

Along with the deceleration of global and domestic economy, the profitability of banks is also decreasing. Such degradation must receive sufficient attention as it can reduce people’s trust and bank’s business sustainability if not addressed properly. The objective of this research is to assess the effects of credit risk and capital on profitability both directly and indirectly through the mediation of credit growth. Using purposive sampling technique, banks member of HIMBARA (Association of State-Owned Banks) from the first quarter of 2012 to the fourth quarter of 2021 were selected as the sample. The data was processed using panel data regression and path analysis. This study finds that NPL and CAR negatively and significantly influence credit growth, that NPL negatively and significantly affects ROA, that CAR and credit growth have no effect on ROA, and that credit growth does not mediate the effects of NPL and CAR on profitability.
PENGARUH REVEALED COMPARATIVE ADVANTAGE, LUAS LAHAN, NILAI TUKAR, INFLASI, DAN PERTUMBUHAN EKONOMI TERHADAP EKSPOR KOPI DI BERBAGAI NEGARA
Authors: Shabri Muhammad Ivan , Saputra Putu Mahardika Adi
Published: August 2024

The purpose of this study is to determine how the influence of revealed comparative advantage, land area, exchange rate and economic growth on coffee exports of 4 world countries in 2010-2020.  This study used a quantitative research approach. The results of the study said that each variable, namely revealed comparative advantage, land area, exchange rate and economic growth on coffee exports of 4 world countries in 2010-2020 had a significant influence.  With an expansion in land area, it can increase the amount of coffee that can be harvested and produced so that it can affect a country's export performance. The occurrence of exchange rates cannot be separated from the deappreciation or appreciation of each exchange rate in each country. With a decrease in the exchange rate, it can affect community or government activities in carrying out activities in the form of exports.  The value of coffee exports we see the superiority of the commodity by measuring its comparative index owned by the country, it will be compared. Economic growth can be determined due to an increase in goods and services produced by a country. So that the demand for certain goods increases and will affect the exports of a particular country. Inflation can occur due to high public consumption, excess market liquidity that triggers speculation and distribution of goods that are not smooth.
PENGARUH MANAJEMEN MODAL KERJA TERHADAP PROFITABILITAS BANK DI BURSA EFEK INDONESIA
Authors: Nathalie Divina Grace Yuliantika , Fadjar Nurman Setiawan
Published: August 2024

Working capital management in banking is important for the management of liquid assets. The development of digitization requires banks to provide larger capital for company development while still being able to generate profits for the bank. This research aims to identify the influence of working capital management on bank profitability. The research model uses panel data with research objects consisting of 36 conventional commercial banks listed on the Indonesia Stock Exchange from 2017 to 2021. Partially, this research found a significant positive relationship between Quick Ratio, Investing Policy Ratio, Loan to Deposit Ratio, Debtors Collection Period, Creditors Payment Period, and Loan Losses Provision to Return On Assets. This research also shows a significant impact of working capital management on bank profitability.
ANALISIS MODEL PREDIKSI FINANCIAL DISTRESS PERUSAHAAN BANK KONVENSIONAL MELALUI KOMPONEN RGEC
Authors: Edvandry Mohammad Reynaldy Amareza , Maski Ghozali
Published: August 2024

Banking companies are engaged in the financial sector which tend to pose a high risk in their operational activities than other companies in different sectors. If the risks arising from the operational activities of bank companies are not managed properly, then this can lead to bank failure problems that can threaten the country's monetary stability. In this paper, the authors aim to formulate a financial distress prediction model to identifying and predicting conventional bank companies that will experience financial distress problems. To achieve this goal, the authors use the discriminant analysis method by using 8 independent variables that represent each RGEC component such as NPL, Cash Ratio, Managerial Ownership, Institutional Ownership, Proportion of Independent Commissioners, ROA, NIM and CAR to the financial distress as the dependent variable with a nominal scale. Based on the test results, the authors found that there were 4 independent variables that were able to predict financial distress like NPL, Cash Ratio, ROA and NIM with an accuracy of 95.83%, where this value met the validation requirements in discriminant analysis and could be used to predict financial distress in other conventional bank companies.
PENGARUH LAYANAN DIGITAL PERBANKAN,TINGKAT KOMPETISI, DAN EFISIENSI TERHADAP PROFITABILITAS PERBANKAN
Authors: Ayu Panrita Ramadhanty
Published: August 2024

This study aims to find out how mobile banking, internet banking, the level of competition, and efficiency affect banking profitability based on the fluctuation of ROA in 2015-2021 and the increase in the number of digital banking service transactions in 205-2021. This study uses panel data regression to see the effect of the independent variables on the dependent variable. The dependent variable in this study is Return on Assets (ROA), with independent variables Mobile Banking (X1), Internet Banking (X2), Competition (X3) which is proxied by the Lerner index, and Efficiency (X4). This research shows that there is a positive impact on Competition (X3) and a negative impact on Efficiency (X4) on ROA (Y), and the Mobile Banking (X1) and Internet Banking (X2) variables have no impact on ROA(Y).
PENGARUH PENGGUNAAN QRIS, PENDAPATAN, TABUNGAN dan GAYA HIDUP TERHADAP PERILAKU KONSUMTIF
Authors: Yudiana Alifah Arum
Published: August 2024

Needs are things that must be fulfilled in life. Humans cannot be separated from consumption activities to meet their daily needs. Humans also not only fulfill their basic needs but also their desire to get satisfaction. This gives rise to consumptive behavior. In addition, the development of an increasingly easy payment system also makes it easier for someone to consume. Income, savings and lifestyle also play a role in a person's consumption activity. This study aims to find out how the influence of the use of QRIS, income, savings and lifestyle on consumptive behavior so that later it is expected to be able to find out the factors that influence broader consumptive behavior. This research uses multiple linear regression method. The results of this study indicate that the use of QRIS, income and savings have no effect on consumptive behavior and lifestyle has a significant effect on consumptive behavior.
ANALISIS VARIABEL YANG MEMENGARUHI PEMILIHAN PRODUK TABUNGAN BRITAMA PERIODE TAHUN 2023
Authors: Wimardu Dessylla Duarthe , Susilo
Published: August 2024

The purpose of this study was to determine the effect of initial deposit variables, monthly administration fees, labor force perceptions of their work, income, and promotions on prospective customers' decisions in choosing BritAma savings products compared to other savings products at PT. BRI (Persero), Tbk Kepanjen Branch Office and find out what factors have the most dominant influence on the decision. The author uses the Logistic Regression method or Logistics Model Analysis (LOGIT) to analyze qualitative data that reflects the choice between two alternatives. The results show that the initial deposit and income variables have a positive and significant effect, while the monthly administration fee variable has a negative and significant effect on customer decisions. Meanwhile, the labor force's perception of their work and promotions does not have a significant effect on customer decisions. The results of this study can be used as a benchmark for banking, especially PT. BRI (Persero), Tbk to improve its work efficiency in order to gain the trust of the public to save their funds in the bank.
PEMETAAN RISIKO SISTEMATIS & PEMBENTUKAN PORTOFOLIO OPTIMAL SAHAM INDEKS LQ45 DENGAN MODEL INDEKS TUNGGAL
Authors: Chloe Paquita Maria Angelina , Hascaryani Tyas Danarti
Published: August 2024

Systematic risk is one of the most important aspects of portfolio investment. The market uncertainty has led to systematic risk changes, especially during the Covid-19 outbreak. Systematic risk might not be diversified but it is possible to avoid high systematic risk by choosing low systematic risk stocks. By knowing the beta (systematic risk) distribution, investors can choose low systematic risk stocks for their portfolio. The aim of this research is to build optimal portfolio by considering systematic risk distribution among LQ45 index. This research found that the Financial sector has the highest systematic risk while the Consumer Goods sector has the lowest systematic risk. This study also finds that portfolio risk can be reduced by choosing low-systematic risk stocks.
ANALYSIS OF CREDIT DISBURSEMENT OF NATIONAL PRIVATE BANKS IN 2011-2021 PERIOD (CASE STUDY OF NATIONAL PRIVATE BANKS WITH UNHEALTHY LIQUIDITY)
Authors: Putu Devi Agustina Prayoga  , Hascaryani Tyas Danarti
Published: August 2024

Bank is an institution with an intermediary function as collecting public funds and channeling them in the form of credit. According to its function in extending credit, bank liquidity conditions are very important in order to minimize the risk of default and other systemic risks. Private banks, which are the most common type of bank in Indonesia, have several banks with unhealthy levels of liquidity because they exceed Bank Indonesia's liquidity provisions. This research was conducted to find out how the influence of sources of funds, profitability, credit risk, monetary and macroeconomic policies affect private bank lending with unhealthy liquidity. This study consists of 8 samples which will be processed using panel data regression on E-Views with data sourced from secondary sources. The results show that sources of funds and credit risk have a significant effect on lending and profitability, monetary policies and macroeconomic have no effect on it.
ANALISIS DAMPAK SHOCK PERTUMBUHAN EKONOMI MITRA DAGANG UTAMA TERHADAP PERTUMBUHAN EKONOMI DAN KETERBUKAAN PERDAGANGAN INDONESIA
Authors: Purwanto Muhammad Rizqy , Rachmad Kresna Sakti
Published: August 2024

This study aims to analyze the response of Indonesia's economic growth and Indonesia's trade openness with each trading partner to economic growth shocks in Indonesia's main trading partners. This study uses a quantitative approach with the VAR / VECM method by analyzing the impulse response between variables, using time-series data. The sample used in this study amounted to 378 annual data from 1981-2022 sourced from the World Bank and IMF. The results obtained from the response test show that there is a positive response from Indonesia's economic growth to shocks to US economic growth, and a negative response from Indonesia's trade openness with the United States. There is a positive response from Indonesia's economic growth to China's economic growth shocks, and a negative response from Indonesia's trade openness with China. There is a positive response of Indonesia's economic growth and trade openness with Japan to Japan's economic growth shocks. There is a negative response from Indonesia's economic growth and trade openness with Malaysia to shocks in Indonesia's economic growth with Malaysia.
PENGARUH RISIKO SUKU BUNGA THE FED, RISIKO INFLASI, DAN RISIKO KURS RUPIAH TERHADAP IHSG
Authors: Monica Aurenshia , Fitanto Bahtiar
Published: August 2024

There are external (macro) factors such as monetary and fiscal policies that companies can’t control. The rise in interest rates, the depreciation of exchange rates, and the inflation would cause high fluctuations in capital markets. This research aims to analyze the impact of interest rates, Rupiah exchange rate risk against the Dollar, and inflation rates on Composite Index. The approach used is a quantitative approach with the Error Correction Model (ECM) analysis method during the period 2017 – 2022. Independent variables include The Fed's interest rate risk, inflation risk, and Rupiah exchange rate risk, while the dependent variable is stock prices. The research results show that the risk of the Fed interest rate and the risk of the Rupiah exchange rate against the Dollar had a negative and significant effect, while inflation risk had no significant effect on the Composite Index.  This research is expected to provide benefits for investors, policy makers, stock regulators, and readers to see the analysis of changes in stock prices due to changes in macroeconomic variables.
PENGARUH LITERASI KEUANGAN, HERDING, DAN HEURISTIK TERHADAP KINERJA INVESTASI MAHASISWA DI INDONESIA
Authors: Karimah Haifa Asma , Suman Agus
Published: August 2024

This study aims to analyze the influence of financial literacy, herding, and heuristics on the investment performance of university students in Indonesia. The first issue in this study is the small number of investors caused by the motivation and return of investment, and the second issue is the discovery of anomalies in the capital market. The main theory used as a reference in this research is Behavioral Finance theory.  This type of research is quantitative with primary data using a Likert scale, tested by the Partial Least Square method. The results in this study indicate that financial literacy and heuristics have a positive and significant effect on investment performance. In addition, herding has a positive but insignificant influence on investment performance. This research has a contribution as a source of new information and reference in the development of science, especially with studies related to investment, capital markets, financial behavior, and other related topics.
PENGARUH LEMBAGA KEUANGAN MIKRO TERHADAP PENGEMBANGAN UMKM (Studi Pada Pinjaman Koperasi di Kabupaten Mojokerto, Jawa Timur)
Authors: Arini Silvia Nurfita , Nurul Badriyah
Published: August 2024

This research aims to find out how microfinance institutions, especially cooperatives, influence the development of MSMEs with variables, namely the amount of financing and cooperative interest rates, influencing the development of MSMEs from the perspective of business profits. This research uses quantitative research methods with multiple linear regression analysis tools. The data used in this research is primary data obtained using questionnaires from respondents, namely 55 MSMEs in Mojokerto Regency. In this research, research results found that the variables of the amount of financing and interest rates set by cooperatives had an effect on the development of MSMEs (in terms of increasing turnover). From the results of this research, it is recommended that MSME players make more use of cooperatives as a place to obtain financing with the aim of developing MSMEs. And MSME players must be more able to distribute their business funds so that capital problems do not become an obstacle in developing their business.
THE MAIN FACTORS THAT ESTABLISH THE WELFARE OF CORPORATE SOCIAL RESPONSIBILITY’S BENEFICIARIES OF PERTAMINA FOUNDATION
Authors: Gema Alfatira , Pangestuty Farah Wulandari
Published: August 2024

Social welfare has grown to be a crucial component of national development policies. At the same time, important to aware that less prosperous communities, including the homeless, street children, child labourers, and migrant workers, are the primary recipients of social assistance. Social welfare is a condition of human life created when various social problems can be managed properly. This understanding places social welfare as the goal of development activities. Corporate social responsibility is one of the programs considered as one that can contribute to the welfare of society. This research aims to analyse, confirm, and then conduct research to gather facts and conclusions regarding the main factors that establish the welfare of corporate social responsibility beneficiaries of the Pertamina Foundation. This quantitative research using surveys through google form to Pertamina Foundation's beneficiaries using a Likert scale. This research also uses SEM methods with LISREL as a tool. The result shows that CSR- Economic Aspect (X1), CSR-Social Aspect (X2) and CSR-Environmental Aspect (X3) positively and significantly influences the welfare of Pertamina Foundation’s beneficiaries.
PENGARUH ORIENTASI PASAR DAN INOVASI PRODUK TERHADAP DAYA SAING DAN KINERJA PEMASARAN
Authors: Maylista Sylvia , Wijayanto Gatot , Henni Noviasari
Published: August 2024

This study aims to determine the effect of Market Orientation and Product Innovation on Competitiveness and Marketing Performance of Culinary MSMEs in Pekanbaru City. The population in this study is MSMEs that have Micro Small Business Permits (IUMK), which are 331 MSMEs, and the sample used in this study is 181 MSMEs using the slovin formula. Data collection was carried out through distributing questionnaires to Culinary MSME owners in Pekanbaru City. The analytical technique used in this study is path analysis with the help of SPSS to see the effect of the dependent variable on the independent variable. The results showed that market orientation and product innovation had a positive and significant effect on competitiveness. Market Orientation, Product Innovation and Competitiveness have a positive and significant impact on Marketing Performance. And Competitiveness positively and significantly mediates the effect of Market Orientation and Product Innovation on Marketing Performance on Culinary MSMEs in Pekanbaru City.
PENGARUH KREDIBILITAS CELEBRITY ENDORSER, CITRA MEREK, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN
Authors: Faradiba Seti Fahni , Hussein Ananda Sabil
Published: August 2024

In the current era of globalization, which is growing rapidly, it is the main attraction for local and foreign entrepreneurs to invest in the industrial sector, one of which is in the culinary industry in Indonesia which has an important role in economic growth in the country. This research aims to discover the effect of Celebrity Endorser’s Credibility, Brand Image, and Product Quality on Purchase Decision. The type of this research is the explanatory research which explains the relationship and influence between one variable and other through hypothesis testing. The samples of this research consist of 120 respondents. Furthermore, the respondents are the visitors and have been consume Geprek Bensu Malang City. Thus, this research uses a sampling technique with a non-probability sampling method. This research using multiple linear regression. The data were analyzed using SPSS (Statistic Product and Services Solution) for Mac version 24. The result of this research indicates that partially and simultaneously celebrity endorser’s credibility, brand image, and product quality have a significant effect on purchase decision.
PENGARUH LABEL HALAL, KUALITAS PRODUK DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN PRODUK YANG DIKONSUMSI SETIAP HARI
Authors: Kornitasari Yenny , Faidah Anis Mutifatul
Published: August 2024

This research is aimed to explore the effects of halal label, product quality, and price on the decision to purchase daily consumer products by Islamic economics students of universitas brawijaya classes of 2017 to 2019. Variables used in this research are: label halal, product quality, and price as independent variables. Meanwhile the dependent variable in this research is purchase decision. This research used quantitative method, employs multiple linear analysis regression using SPSS 26. Primary data is collected through distributing questionnaires. The sampling technique used was probability sampling in which every member of the population has the same opportunity to become the research sample using the simple random sampling method. Validity and reliability test were done before doing data analysis. After that, the linkert scale data was converted into interval data by using MSI (Method of Successive Interval) before doing multiple linear regression. The regression results show that the halal label, product quality, and price simultaneously affect purchasing decisions. And partially the three independent variables, halal label, product quality and price, have a significant effect on purchasing decisions.
PENGARUH KUALITAS PELAYANAN TERHADAP PEMBELIAN ULANG DAN PROMOSI SEBAGAI MODERASI
Authors: Toman Ezra  , Sunaryo Sunaryo
Published: August 2024

The purpose of this study is to analyze the effects of service quality on the repeat purchase made by the customers of Superindo branch of Tlogomas in Malang city with promotion as the moderator. This research is categorized as explanatory research as it observes the quality of variables that explain certain phenomena, as well as explain or prove the relationships or influences between variables. Using non-probability sampling method and purposive sampling technique, a number of 160 people were selected as the respondents. The population in this study are consumers of Superindo Tlogomas Branch who have made purchases at least 2 times. The location of this research is Superindo Tlogomas Branch which is located on Jl. Raya Tlogomas No. 5a District Lowokwaru. The data was analyzed using multiple linear regression in SPSS 20. This study finds that service quality has positive and significant effects on repeat purchase, that service quality and promotion positively affect repeat purchase, and that promotion fully moderates the relationship between service quality and repeat purchase.
THE EFFECT OF SOCIAL MEDIA ON CUSTOMER LOYALTY MEDIATED BY CUSTOMER RELATIONSHIP MANAGEMENT
Authors: Suryanto Nadira Maysa , Sri Palupi Prabandari
Published: August 2024

Several marketing approaches in the digital marketing era are marketing products and gaining consumer reach through several relationships between marketers and con-sumers before, during, and after product purchases. To overcome business competition in the garment sector, the company's efforts to maintain the company's existence are to focus on building relationships with cus-tomers. The research aims to investigate the effect of Social Media on Customer Loyalty Mediated by Customer Relationship Management on Vido Garment. This study employed quantita-tive and explanatory methods to determine the relationship between the variables through hypothesis testing. The study was conducted using a purposive sampling method with a total sample of 160 Vido Garment customers who had placed orders through question-naires distributed online and offline. The data collected had been processed using Partial Least Square (PLS) with the help of SmartPLS 3 software. The hypothesis testing used a bootstrapping system to get the T-Statistic and P-Value values. This study indicates that Social Media has a positive and significant effect on Customer Loyalty Mediated by Customer Relationship Management.
PENGARUH PANIC BUYING TERHADAP KEPUTUSAN PEMBELIAN
Authors: Faatikah Thufailah Cintantya , Yuniarinto Agung
Published: August 2024

Consumers’ purchase decision in response to the Covid-19 pandemic, in which they buy goods in remarkably large quantities due to perceived scarcity, is called panic buying. The objective of this quantitative research is to identify and analyse the effect of perception, fear of the unknown, coping behaviour, and social psychology on purchase decisions made in Indomaret convenience stores or minimarkets in Malang. The samples are 151 people with the minimum age of 17 years who have made any purchase at Indomaret outlets in Malang. The results of the multiple linear regression analysis indicate that fear of the unknown, coping behaviour, and social psychology significantly influence the purchase decision made in Indomaret convenience stores in Malang, while the effect of perception is insignificant. This means that consumer’s decision to make purchases at Indomaret outlets is determined by fear of the unknown, coping behaviour, and social psychology. Therefore, Indomaret convenience stores in Malang need to increase the effect from aspects that are directly seen by their customers.
PENGARUH E-SERVICE QUALITY, E-WORD OF MOUTH, DAN E-CUSTOMER TRUST TERHADAP REPURCHASE INTENTION PENGGUNA E-COMMERCE
Authors: Mahendra Adiyatma Rozan , Mugiono
Published: August 2024

Massive development especially in technology will remain in Indonesia. Such advancement drives internet-based service providers, in this case Gojek Indonesia, to make use of technological innovations. In order to stay in the competition, the company has to encourage their customers to make repurchases through their offers. The goal of this research is to identify the effects of e-service quality, e-word of mouth, and e-customer trust on the repurchase intention of Gojek users with productive age in Malang city. Using non-probability sampling method and purposive sampling technique with the criteria of Gojek user with the minimum age of 17 years living in Malang city who have made at least two purchases through the application, 115 people were selected as the respondents of this explanatory research. The results of the questionnaire were preliminary assessed using validity and reliability tests, while classical assumption test was conducted prior to the multiple linear regression analysis in SPSS version 25. This study finds that e-service quality, e-word of mouth, and e-customer trust partially have positive and significant effects on repurchase intention. This fact indicates that increases in e-service quality, e-word of mouth, and e-customer will be followed by higher repurchase intention among Gojek users in Malang city.
PENGARUH PRODUCT, PRICE, PLACE, PROMOTION, PEOPLE & PHYSICAL EVIDENCE TERHADAP LOYALITAS PELANGGAN GRIND COFFEE
Authors: Rangga Wardana Ilham Sucipto , Sunaryo
Published: August 2024

At this time there are so many coffee shop businesses, the emergence of a coffee shop business that is currently rapidly bringing a new impact on lifestyle. With a new lifestyle cre­ated by the current generation, pulling coffee shop competition to a new level where the best can survive the competition. This research aims to assess and analyze the effect of pro­duct, price, place, promotion, people, and physical evidence on the loyalty of the customers of Grind Coffee in Pasuruan city. The data of this quantitative explanatory research was har­vested through Likert-scaled questionnaires distributed to the coffee shop’s 85 customers me­eting the criteria as re-quired by purposive sampling technique. Here validity and re­li­a­bi­lity testing were per-formed, and the analyses were conducted using multiple linear re­gre­s­sion in SPSS for Windows version 24. This study finds that product, price, people, and phy­sical evidence positively and significantly affect customer loyalty, while place and promotion did not have any significant effect on the loyalty.
Pengaruh Store Atmosphere dan Price Fairness Terhadap Customer Loyalty dengan Customer Satisfaction sebagai Variabel Mediasi
Authors: Sebastian Jose Juan , Pradana Bayu Ilham
Published: August 2024

The objective of this research is to identify the effects of store atmosphere and price fairness on the loyalty of Niwa Garden’s customers with the mediation of customer satisfaction. This quantitative research seeks the causal relationship between store atmosphere, price fairness, customer loyalty, and customer satisfaction. From the population of the coffee shop’s customers, 160 people were selected as the respondents using non-probability sampling method and purposive sampling technique with the criteria of people with the minimum age of seventeen years who have dined in the shop at least once. Here path analysis was used, supported by validity testing, reliability testing, and classical assumption test. The hypotheses were tested using F test, t-test, and Sobel test, performed in SPSS 29. This study finds that store atmosphere and price fairness significantly influence the customer satisfaction, that store atmosphere significantly affects customer loyalty, and that price fairness does not significantly influence customer loyalty. Furthermore, customer loyalty mediates the effects of store atmosphere and price fairness on customer loyalty.
 
Abstrak
Penelitian ini bertujuan untuk mengetahui pengaruh Store Atmosphere dan Price Fairness terhadap Customer Loyalty dengan Customer Satisfaction pada pelanggan Coffee Shop Niwa Garden. Jenis Penelitian ini adalah penelitian kuantitatif yang bertujuan unntuk mencari hubungan sebab akibat antara variabel Store Atmosphere, Price Fairness, Customer Loyalty, dan Customer Satisfaction. Penelitian ini menggunakan sampel sebanyak 160 responden yang diambil dari populasi pelanggan Coffee Shop Niwa Garden. Pengambilan sampel menggunakan teknik non-probability sampling yaitu purposive sampling. Karakteristik sampel yang dipilih yaitu, minimal berusia 17 tahun dan pelanggan yang pernah melakukan Dine-In di Coffee Shop Niwa Garden minimal satu kali. Teknik analisis data dalam penelitian ini menggunakan Path Analysis yang ditunjang dengan Uji Validitas, Uji Reliabilitas, dan Uji Asumsi Klasik. Uji hipotesis dilakukan menggunakan Uji-F, Uji-t, dan Uji sobel dengan menggunakan program SPSS 29. Hasil penelitian menunjukkan bahwa varibael Store Atmosphere dan Price Fairness memiliki pengaruh yang signifikan terhadap variabel Customer Satisfaction. Kemudian variabel Store Atmosphere berpengaruh signifikan terhadap Customer Loyalty, namun variabel Price Fairness tidak berpengaruh signifikan terhadap variabel Customer Loyalty. Variabel Customer Loyalty berhasil memediasi pengaruh antara Store Atmosphere dan Price Fairness terhadap Customer Loyalty.