bluuebunny/crossref_metadata_2025 huggingface dataset:
Determinant Variables that Affect the Financial Performance of Islamic Banking in Indonesia
Authors: Nurun Nikmah Amanatun Nisfah , Abdul Ghofur Ruslan , Noviarita Heni
Published: August 2023

This study aims to analyze whether there is an influence of Islamic Corporate Governance, Islamic Social Responsibility, Intellectual Capital, Sharia Bank Indonesia Certificates and Profit Sharing Levels on the Financial Performance of Islamic Commercial Banks in Indonesia for the 2016-2020 period. The type of data used is secondary data obtained from the financial reports of banks, BI and OJK through published institutional reports which were analyzed using multiple linear regression with the help of the E-Views 10 Program. The results of this study are the variables Islamic corporate governance, Islamic social responsibility, and Islamic corporate governance. intellectual capital, and Bank Indonesia Sharia Certificates partially have no effect on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. while the Profit Sharing Variable has an effect on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020. Variables Islamic Corporate Governance, Islamic Social Responsibility, Intellectual Capital, Bank Indonesia Sharia Certificates and Profit Sharing Levels Simultaneously on the Financial Performance of Islamic Commercial Banks in Indonesia in 2016-2020.

Keywords: Islamic Bank, Financial Performance, Quantitative
Competitiveness of Gross Regional Domestic Product and Its Effect on Economic Development in Palopo City, South Sulawesi Province
Authors: Arno Abd. Kadir , Ilham Ilham
Published: August 2023

The research aims to analyze the sub-sectors which are the basis of the economy and the competitiveness of the Gross Regional Domestic Product of the City of Palopo and to analyze the Effects of Economic Growth on the Economic Development Index of the City of Palopo, Province of Sulawesi. This research is a descriptive study with a quantitative approach. The data needed in this study are secondary in the form of a time series from 2011 to 2021. This research uses the documentation method from the Central Bureau of Statistics and other related agencies to collect data and information. The techniques used are Location Quotient analysis, Klassen typology, Shift Share, and regression. The findings of this study are that Palopo City has an economic base of electricity, gas, and clean water, Water Procurement, Waste Management, and Recycling, Construction, Trade, Hotels, and Restaurants, Transportation and Warehousing, Financial and Insurance Services Real Estate, Government Administration, Defense, and Compulsory Social Security, Health Services and Social Activities, Other Services. Even though the competitive sub-sectors in Palopo City are the processing industry, gas, electricity and clean water, commerce, hotels, restaurants, transportation, and warehousing, this research also concludes that economic growth in Palopo City does not influence Human Development Index.

 Keyword:  Gross Domestic Product, Location Quotient, Klassen Typology, Shift Share, IPM
Employee Performance Viewed from Discipline, Motivation and Work Environment:
Authors: Yudistiawan Anggy , Istiatin Istiatin , Sudarwati3 Sudarwati
Published: August 2023

The goal of this research was to ascertain how employee performance at PT. Semarang Autocomp Manufacturing Indonesia Semarang City was impacted by discipline, motivation, and the workplace environment. A descriptive quantitative method was utilized by the researchers. The study was carried out at PT Semarang Autocamp Manufacturing Indonesia and would last around three months, from January to March 2023. The 50 participants in this research were all PT Semarang Autocamp Manufacturing Indonesia workers. All 50 workers of PT Semarang Autocamp Manufacturing Indonesia were the sample in this research. Non-probability sampling was employed by researchers. As a result of this research, employee performance at PT. Semarang Autocomp Manufacturing Indonesia Semarang City is simultaneously and significantly impacted by discipline, motivation, and work environment. The outcomes of work environment, motivation, and discipline have a simultaneous and considerable impact on employee performance at PT. Semarang Autocomp Manufacturing Indonesia Semarang City, according to the t test.

Keywords: Discipline, Motivation, Work Environment, Employee Performance.
Perilaku Konsumsi Mahasiswa Dalam Memanfaatkan Dompet Digital:
Authors: Suhardi Auliya Ahmad , Siregar Saparuddin , Dharma Budi
Published: August 2023

The advancement of time and technology that continues to develop brings enormous changes to various sectors of life today. This change is the presence of new innovations in digital-based financial and payment systems, namely the presence of e-wallets. The purpose of this study is to determine the consumption behavior of students in utilizing digital wallets, whether using a digital wallet makes them consumptive or can plan their finances in the future. This research was conducted using a descriptive qualitative method. The research results show that the use of digital wallets has an influence on student consumptive behavior. This can be seen from the consumption behavior of students in utilizing digital wallets. where students use digital wallets to fulfill all their needs, be it shopping online, paying electricity bills, credit, data, then ordering online transportation, ordering food and drinks and so on.

Keywords: consumption behavior, digital wallet, and students
Pengaruh Reward dan Motivasi Kerja terhadap Kinerja Karyawan pada PT Aquafarm Nusantara
Authors: Liska Febrianti Liska Febrianti , Marliyah Marliyah , Rahmadi Nur
Published: August 2023

As implemented by PT Aquafarm Nusantara, which offers cash and salary bonuses to workers who meet production goals. The organization's prize framework depends on assessing representative execution, with the expectation that giving honors to all workers will rouse them to work better. PT. Aquafarm Nusantara is a company that raises and cares for fish. Better Normally Tilapia, which is created for homegrown and global business sectors, is the organization's top notch item. PT. Aquafarm Nusantara employs registered representatives from nearby cities in its operations in North Sumatra and Central Java. considering the repercussions of the meeting with HRD that was led by a scientist at PT. Aquafarm Nusantara has various issues, including numerous workers who keep on overlooking organization approaches. as well as the quantity of representatives whose result isn't as per organization objectives. This happened in light of the fact that PT Aquafarm Nusantara representatives didn't grasp the reason for giving approvals and cautioning letters to rouse them to work on their exhibition, and a few workers were careless and believed the approvals and cautioning letters to be minor, bringing about a lessening in the nature of execution. representative execution. Thus, authorizations and admonitions gave by HRD couldn't stop representatives. Scientists are keen on taking the title "The Impact of Remunerations and Work Inspiration on Representative Execution at PT Aquafarm Nusantara" by taking a gander at the issues referenced previously).

Keywords: reward, work motivation, employee performance
Peluang dan Tantangan Bank Syariah di Indonesia Dalam Mempertahankan Eksistensi di Era Digital
Authors: Setiawan Junet Andi , Mugiyati Mugiyati
Published: August 2023

The purpose of this research is to describe the opportunities and challenges of Islamic banks in maintaining their existence in the digital era. The research method used is literature study, by compiling relevant data which is then analyzed using a descriptive approach. The results of the study show that the digital era has provided very promising opportunities for the advancement of the world of Islamic banking, this is because the majority of Indonesian people are Muslim and are supported by many internet users in Indonesia, then the digital era also makes it easier for Islamic banking to promote its products. In addition, Islamic banking also faces the challenge of having to present qualified and competent human resources, guaranteeing protection for its customers, and the most important challenge in facing this digital era is building Cyber ​​Security that is not easy to hack, skiming and safe from malware attacks. Then, in order to maintain its existence in the digital era, Islamic banking has presented a strategy by innovating digital finance by providing good service to its customers, through digital banking such as phone banking, internet banking, SMS banking, and mobile banking.

Keywords: Islamic bank, Opportunities, Challenges.
Analisis Rasio Likuiditas dan Profitabilitas untuk Mengetahui Kinerja Keuangan pada PT Astra Internasional Tbk
Authors: Nurika Himda , Hemuningsih Sri
Published: August 2023

To assess the financial level of a company can be done by analyzing the company's financial statements. To find out whether the company's financial condition is in good condition, various analyzes can be carried out, one of which is ratio analysis. The purpose of this study was to determine the financial performance of PT. Astra Internasional Tbk in 2019 – 2021, in terms of financial ratio analysis. The analytical method used is descriptive qualitative analysis, where the data collection method is in the form of a library method, with secondary data types and internal and external data sources. The research shows that the results of financial statement analysis using liquidity ratio measurements, namely the Current Ratio, Quick Ratio with the results of the analysis showing that: the liquidity ratio has increased every year, so that the company's condition is categorized as liquid, while the profitability ratios are Profit Margin, Return on Assets and Return on Equity for profitability ratios show that the company's return on assets has increased so that the company can be said to be more productive than the previous year.

Keywords: liquidity ratio, profitability ratio
A Concerning Variable in Lazada E-Commerce During the Covid-19 Pandemic is Web Appearance and Product Variety's Impact on Buying Interest with Trust:
Authors: Miyati Sri Lestari , Welsa Henny , Cahyani Putri Dwi
Published: August 2023

This study aims to identify: 1) The impact of website appearance on buying attention; 2) The impact of product type on buying attention; 3) The impact of website appearance on belief; 4) The impact of product type on belief, and 5) The impact of confidence on buying attention. All customers who have transacted via Lazada make up the population of this research. Purposive sampling is the technique used in this study to collect examples. One hundred twelve responders who were given an online questionnaire received the information. The Sobel Test is used to analyze the data collected. According to the study, website appearance influences positive and significant buying attention, product type influences negative buying attention, website appearance influences positive and significant belief, product type influences positive and essential belief, and confidence influences positive and significant buying attention. Results of the Sobel test show whether confidence may mediate between the effects of product category and website design on consumer attention.
E-Money sebagai Instrument Pembayaran Micro Payment Dalam Perspektif Maqashid Syariah
Authors: Niam Siti Khozinatun , Hidayatulloh Muhammad Haris
Published: August 2023

The current rapid development of technology has penetrated all aspects, including financial institutions with the existence of e-money digital financial services. The use of E-money as a payment system has shifted payment methods from cash to non-cash by the general public and Muslims. Then it is necessary to carry out a sharia review related to the use of e-money regarding the mechanism for using e-money, the contract used, and a review of sharia maqasyid. The type of research used is library research using descriptive analysis techniques. The results of the Electronic Money Transaction Mechanism (e-money), namely the operator can only be carried out by the issuer himself or another party, the operator who provides the infrastructure for its implementation. This then provides security guarantees for its users in transactions. Electronic money (e-money) in mashed shari'ah. guaranteed security, and guaranteed halal in the transaction. The contract is used in Electronic Money (e-money). Sales Purchase Agreement, Wadi'ah Agreement, and Ijarah Agreement. This contract is used when the issuer hires the services of a merchant who provides payment services.

Keywords: Electronic Payment E-money, Maqashid Syariah
Pandangan Fiqh Mu’amalah terhadap Transaksi Non-Fungible Token (NFT)
Authors: Fahmi Much Maftuhul , Julaihah Umi
Published: August 2023

Non-Fungible Token (NFT) is one of the most popular digital assets traded by the global community. This phenomenon is increasingly popular with the news that Ghazali was able to earn billions of rupiah. The NFT phenomenon encourages researchers to carry out analyzes related to the law of transactions in it and its validity according to the fiqh mu'amalah of the four schools of thought. This study uses a literature study approach by collecting data and information related to NFT and the views of several scholars regarding the pillars of a sale and purchase contract (bay') which include: NFT as ma'qud 'alaih, cryptocurrency as tsaman or mal, seller and buyer, and shighat (contract). This research resulted in two findings. First, NFT is a mal in the fiqh mu'amalah review. NFTs are categorized as meaningful malls because they are useful for copyrighted works and can be fully owned (hiyazah). Second, NFT transactions are legally valid 'because they have fulfilled all the conditions and pillars of the sale and purchase contract (bay'). Cryptocurrency as a transaction tool in NFTs is legal and meets the requirements to be categorized as a mall and recognized as a hiwalah contract. The two actors (al-'aqidan) and shighat in NFT transactions have also met the conditions.
Pengaruh Return on Asset, Earning per Share dan Price to Book Value terhadap Harga Saham: Studi Pada Perusahaan LQ45 yang Terdaftar di Bursa Efek Indonesia
Authors: Sapta Maria Beatrixon , Wiyono Gendro , Rinofah Risal
Published: August 2023

This study aims to examine the effect of Return On Assets (ROA), Earning Per Share (EPS) and Price To Book Value (PBV) on stock prices. The research took samples of LQ45 companies listed on the Indonesia Stock Exchange. The sampling technique used purposive sampling. This purposive sampling method is a sample selection method based on predetermined population characteristics. The sample in this study is 32 LQ45 companies listed on the Indonesia Stock Exchange in 2016-2020. In research using secondary data sources in the form of financial reports. While the data collection method used is the collection technique. In this study, the data analysis technique used was multiple linear analysis supported by the classical assumption test. The results of this study are that Return On Assets (ROA) has a negative and insignificant effect on stock prices, Earning Per Share (EPS) has a positive and significant effect on stock prices, Price To Book Value (PBV) has a negative and insignificant effect on stock prices. So the conclusion is that Earning Per Share (EPS) has a positive and significant effect on stock prices, while Return On Assets (ROA) and Price To Book Value (PBV) have a negative or insignificant effect on stock prices.

Keywords: Return On Assets (ROA), Earning Per Share (EPS), Price To Book Value (PBV), Stock Price
Pengaruh Good Corporate Governance Terhadap Kinerja Keuangan
Authors: Putri Hastini Busarotun Ika , Muhammad Rifqi
Published: August 2023

This study aims to determine the effect of the implementation of sharia and corporate governance on the performance of Islamic banks in Southeast Asia. This study uses a collection of data collected manually on sharia and corporate governance variables from 25 Islamic banks from 5 Southeast Asian countries for the period 2014-2020. The types of statistical analysis carried out are descriptive statistics, panel data regression, and static regression tests. The results of this study reveal that the variables related to Islamic corporate governance are more influential in determining the financial performance of Islamic banks. The regression results of the sharia supervisory board, board of directors meetings, board of commissioners meetings, remuneration and nomination committees, and risk monitoring committees of firm size have a positive effect on increasing financial performance, while audit committees and company age do not have a positive effect on increasing financial performance. This study enriches the understanding of Islamic corporate governance, corporate governance and the financial performance of Islamic banks in Southeast Asia
Analisis Pengaruh Electronic Word of Mouth (E-Wom) dan Celebrity Endorser terhadap Purchase Decision Melalui Brand Image sebagai Variabel Intervening:
Authors: Lukitaningsih Ambar , Hutami Lusia Tria Hatmanti , Indahsari Mahastuti Nur
Published: August 2023

This study aims to analyze the influence of electronic word of mouth (E-WOM) and celebrity endorsers on purchase decisions through brand image as an intervening variable (study on Emina Cosmetics consumers). The population used in this study were consumers of Emina Cosmetics. This research used a type of questionnaire that used Google Form as a research tool. The research method used is a non-probability sampling technique with the purpusive sampling method. The sample used was 80 respondents. The data obtained from the questionnaire were then processed and analyzed using model provisions (classical assumption test), hypothesis testing using partial test (t), F test, determination test (R2), and sobel test using the SPSS 25 program. The results of this study show that brand image can mediate electronic word of mouth (E-WOM), brand image can mediate celebrity endorser, electronic word of mouth (E-WOM) has a significant positive effect on purchase decisions, celebrity endorsers have no effect on purchase decisions, and brand image has a significant positive effect on purchase decisions.

Keywords: electronic word of mouth (e-WOM), celebrity endorser, brand image, purchase decisions
Pengaruh Profitabilitas, Kepemilikan Manajerial, dan Karakter Eksekutif terhadap Nilai Perusahaan:
Authors: Erawati Teguh , Ghafuur Feby Al
Published: August 2023

This study aims to examine the effect of profitability, managerial ownership and executive character on firm value. The sample used in this study is a manufacturing company listed on the Indonesia Stock Exchange (IDX) for 2016-2021. Sampling in this study used a purposive sampling method and obtained 22 companies with data processed from 123 annual financial reports. The data analysis method used is multiple linear regression analysis. The results in this study state that profitability has a positive effect on firm value, managerial ownership does not have a positive effect on firm value, executive character has a positive effect on firm value.

Keywords: Profitability, Managerial Ownership, Executive Character and Firm Value
Pengaruh Kualitas Pelayanan dan Harga terhadap Loyalitas Pelanggan pada Graha Air Minum Isi Ulang Tirta Segah Trenggalek Melalui Kepuasan Pelanggan
Authors: Budi Tony Prastyo , Hartiningtyas Lativa
Published: August 2023

In order to boost customer satisfaction and loyalty, Indonesia's free market forces business owners to raise prices and service quality. At Graha Air Refill Tirta Segah Trenggalek, This study uses customer satisfaction as an intervention to determine the relationship between price, service quality, and customer loyalty. This study, which took a quantitative approach, utilized associative research. The people who bought Graha Water Refill Tirta Segah Trenggalek were the people in this study, and 100 samples were taken from them. The sampling was done using purposeful sampling, and the research time was from Agust to September 2022. For data collection, a Google Form-based online questionnaire was utilized. According to the findings of this study, price has a positive and significant impact on customer loyalty, service quality has a positive and significant impact on customer satisfaction, and service quality does not have a significant impact on customer loyalty. Price also has a positive and significant impact on customer loyalty, customer satisfaction has a positive and significant impact on customer loyalty, and service quality does not have a significant impact on customer loyalty. cost through client steadfastness and customer loyalty at Graha Air Top off Tirta Segah Trenggalek.

Keywords: Price; quality of service; customer satisfaction; and repeat business
Analisis Strategi Pemasaran Terhadap Peningkatan Nasabah Produk Pembiayaan Warung Mikro
Authors: Rusdy Yahdi Ilal , Alfin Aidil
Published: August 2023

The member of Mandiri Syariah Bank KCP Pangkalan Tanjung Pati Micro Stalls Financing customers is still very small, then the target and realization of the disbursement of Mandiri Syariah Bank KCP Pangkalan Tanjung Pati Financing have also not been achieved so further steps are needed to increase Micro Warung Financing customers. used is field research (field research), which is descriptive qualitative, data sources used are primary data and secondary data. Data collection techniques through observation and interviews, at BSM KCP Base Tanjung Pati. Namely researching directly the research object to see how the marketing strategy (Marketing Mix) on micro shop products attracts customer interest. The key informant in this study is the Micro Marketing section. The results of the study show that marketing strategy is very important in attracting customer interest, namely by marketing mix and steps to attract customers' interest in Micro Warung products by monitoring microfinance customers, developing variations of Micro Warung Financing products and conducting socialization with the community in various media so that people understand on the benefits of Micro Stalls Financing.
Analisis Trading Volume Activity dan Abnormal Return Sebelum dan Sesudah Stock Split pada Perusahaan yang Listing di BEI Tahun 2019-2022
Authors: Rahayu Hidayati Amelia , Desitama Faizal Satria
Published: August 2023

This study was conducted with the aim of seeing the difference in trading volume activity (TVA) and abnormal stock returns before and after the stock split on issuers listed on the Indonesia Stock Exchange for the 2019-2022 period. This research uses a quantitative approach, with the type of research being an event study. The event study analysis period was carried out with an observation period of 5 days before the stock split, 1 day after the stock split, and 5 days after the stock split, so that the number of research periods was 11 days. The population in this study was 380, while the sample used was 34 issuers. The sampling method used is purposive sampling. This study used a secondary type of data source, where the entire data was obtained from the official website or website of the Indonesia Stock Exchange (IDX). The variables used are independent variables in the form of stock splits, as well as dependent variables in the form of TVA and abnormal returns. Meanwhile, the data collection techniques used in this study are literature studies and documentation studies. The test results for the TVA variable using the Wilcoxon signed-rank test showed that there was a difference in TVA before and after the stock split action by the issuer. Meanwhile, testing for abnormal return variables using paired sample t-tests, shows the results that there is a difference in abnormal stock returns both before and after the stock split action by issuers.

 Keywords: Trading Volume Activity, Abnormal Return, Stock Split
Analisis Kebijakan dan Strategi Bisnis PT Avo Inovation Technology
Authors: Andarini Sonja , Ikaningtyas Maharani , Firjatullah Cynarawita , Wulan Dewi Candra
Published: August 2023

The development of the digital era is growing rapidly until now. Digitalization has spread to various fields, especially in the business sector. Almost all companies, from small to large, use digitalization as their marketing policy and strategy. This study aims to analyze the influence of the digital era on company business policies and strategies. The research method used is descriptive qualitative. The researcher conducted an analysis referring to the relevant data. Examines the theory with the influence between variables from data collected from journals and articles for the last five years. The results of this study indicate that the digital era has an influence on the company's business policies and strategies.

Keywords: Business, Policy, Strategy, Avoskin.
Pengaruh Etos Kerja, Iklim Kerja Dan Motivasi Kerja Terhadap Prestasi Kerja Karyawan Warung Padang Upik Yogyakarta
Authors: Damare Ocsalino , Prayekti Prayekti , Septyarini Epsilandri
Published: August 2023

The purpose of this study was to determine the effect of work ethic, work climate, and work motivation on employee performance. This study used a questionnaire as a data collection tool and multiple linear regression as a data analysis tool. The research sample is 50 with saturated sampling technique. The findings of the research are stimulants that the independent variables, namely, work ethic, work climate and motivation have a positive and significant effect on the dependent variable, namely work performance.
Analisis Pengaruh Budaya Organisasi, Program Magang, Dan Pelatihan Online Terhadap Kesiapan Calon Tenaga Kerja :
Authors: Suyanti Ana , Subiyanto Didik , Chandra Kirana Kusuma
Published: August 2023

The purpose of this study is to explain the influence of organizational culture, internship programs, and online training on the readiness of prospective workers. This research will be conducted at the Faculty of Economics, University of Sarjanawiyata Tamansiswa on students who follow the organization. This study is a quantitative study and primary data were taken using questionnaires in nonprobability sampling census on 35 respondents. The Data was collected through google Forms, then processed using multiple linear regression analysis. The results showed that culture has a significant effect on the readiness of prospective workers. As for the internship program and online training has no influence on the readiness of job candidates. The results of this study are expected to be able to prepare students to become prospective workers who are ready to plunge in the world of work.
Effect of Current Ratio, Debt to Equity Ratio and Debt to Asset Ratio on Return on Assets in Mining Companies in the Coal Sub-Sector
Authors: Rohmawati Lailia , Mursito Bambang , Pawenang Supawi
Published: August 2023

In the coal industry world with intense competition, it causes competition to develop and involves the importance of the organization's monetary exhibition. Concentrating on the organization's monetary performance is vital in terms of solvency, liquidity and solvency ratios. This study expects to decide the impact of CR, DER and DAR, on ROA in coal mining companies. It is hoped that it will provide knowledge about the impact of CR, DER, and DAR on ROA. This research is in the form of quantitative descriptive with secondary data types. the population of coal area mining organizations recorded on the IDX in 2018-2021 totaled 23 companies. Samples with purposive sampling amounted to 10 mining companies in the coal sector. The data collection method uses the annual financial report data documentation method. tested by multiple linear regression analysis. CR has signifficant negatif impact, DER has signifficant negatif impact, DAR has signifficant positif impact on ROA in Mining Companies in the Coal Sector. The consequences of the Assurance Coefficient Investigation got 83.5% where ROA can be made sense of by the free factors CR, DER, and DAR. Furthermore, can develop this research using other independent variables considering that there are still other independent variables such as Asset Turnover, EPS, TATO and other variables that can affect ROA.

Keywords: CR, DER, DAR, ROA
Tinjauan Islam tentang Praktek Hybrid Contract pada Perusahaan Otobus Handoyo
Authors: Rusydi Abdul Fatah
Published: August 2023

PO Handoyo is a bus company with a unique innovation, namely the implementation of a hybrid contract. One of the hybrid contract practices implemented by POs. Handoyo is the purchase of bus tickets including meals. Hybrid contract is an agreement between two parties to carry out a contract in which there are two or more contracts. This research aims to provide an understanding of what a Hybrid Contract is, and how it is practiced at PO Handoyo, as well as how the Islamic view of the application of the Hybrid Contract on buying trans Java-Sumatra bus tickets includes eating at PO Handoyo. The type of research used in this study is qualitative and literature using primary and secondary data sources. The results of this study are that the application of hybrid contracts in purchasing trans Java-Sumatra bus tickets including is a permissibility and does not belong to multiple contracts which are forbidden.
Analisis Komparatif Profitabilitas PT Bank Panin Syariah Sekuritas Sebelum dan Sesudah Go Public
Authors: Ramadhan Ahmad , Windari Windari
Published: August 2023

Before going public, PT Bank Panin Syariah Sekuritas had an increase in profits; however, after going public, the company's situation declined. To boost the company's profitability, PT. Bank Panin Syariah Sekuritas must be able to make the most of the money raised during the IPO process. The purpose of this study is to compare the profitability of PT. Bank Panin Syariah Sekuritas prior to and following its IPO. The approach employed in relation to the ideas advanced relates to profitability ratios, including Return On Assets (ROA), which is used as a gauge of a company's capacity to conduct business activities. If the proceeds from the company's IPO are invested in its ongoing business operations, then

Keywords: Profitability Ratios, Performance, go public
Pengaruh CAR, NPL, dan NIM terhadap Profitabilitas Bank Umum yang Listing di Bursa Efek Indonesia
Authors: Ranti Wiranti , Yudiantoro Deny
Published: August 2023

Penelitian ini memiliki tujuan untuk menguji dan menganalisis pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Net Interest Margin (NIM) terhadap Profitabilitas Bank Umum yang Listing di Bursa Efek Indonesia tahun 2015-2021. Populasi terdiri dari 46 bank umum yang listing di BEI. Kemudian, sampel dipilih melalui teknik purposing sampling dengan menetapkan 6 Bank Umum sebagai objek penelitian. Metode penelitian menggunakan regresi data panel yang diukur dengan program E-views 12. Hasil analisis penelitian ini menunjukkan bahwa secara parsial variabel CAR berpengaruh positif dan signifikan terhadap profitabilitas, sedangkan variabel NPL dan NIM berpengaruh negatif dan signifikan terhadap ROA. Selanjutnya secara simultan variabel CAR, NPL, dan NIM mampu mempengaruhi profitabilitas sebesar 45,2% dan 54,8% sisanya dipengaruhi oleh variabel lain yang tidak diteliti.
What are the factors of unhealthy financial behavior in the Muslim community of Metro Lampung City?
Authors: Nurlaili Nurlaili
Published: August 2023

Financial behavior is one of the important things to be able to control personal finances, if healthy and good financial behavior can certainly manage cash flow well, the opposite can happen. Healthy and good financial behavior can certainly climb the level of prosperity. However, unhealthy and bad financial behavior will definitely reduce welfare status. Unhealthy financial behavior in this study is caused by people who are entangled in debts, have a consumptive nature, and have low self-awareness toward saving activities. The purpose of this study is to recommend to the Regional Government and the Central Government synergize with each other, building the mindset of the people on the outskirts of the metro city to rise together to climb the ladder of prosperity. The government is expected to be able to provide soft skill training for these people because most of the jobs for the people on the outskirts of Metro City are as laborers in the market. The results of this study, factors that lead to unhealthy financial behavior are caused by a low understanding of financial literacy because these people do not understand saving activities at the bank, do not understand insurance, and investment, have insufficient financial income, understand poor financial attitudes unfavorable and the influence of a strong external locus of control so that the outskirts of Metro City are entangled in debt and unhealthy financial behavior.

Keywords:  Financial Literacy, Financial Attitude, Income, Locus Of Control, Financial Behavior
Penyelesaian Sengketa Perjanjian Syariah pada Lembaga Keuangan Syariah
Authors: Herawan Jajang , Athoillah Mohamad Anton
Published: August 2023

Settlement of Sharia Agreement Disputes in Islamic Financial Institutions is a positive endeavor to provide legal certainty for justice seekers. The settlement of muamalah disputes in the Islamic tradition has been carried out since the time of the Prophet Muhammad. This is done through a court mechanism known today as litigation and through shulh, fatwa, tahkîm, mazhalim, and hisbah or what is known today as non-litigation. The forms of muamalah dispute resolution that operate in special Islamic financial institutions (LKS) that are currently in effect are almost the same as those that were in effect at the time of the Prophet. The path of litigation through the judiciary and the path of non-litigation through peace or alternative dispute resolution is known in fiqh as shulh, while the route through arbitration or in fiqh terminology is called tahkîm.

 Keywords: Dispute Resolution, Sharia Agreement, Islamic Financial Institutions
Dampak Karakteristik Pemasaran Syariah terhadap Kepuasan Nasabah Produk Deposito Mudharabah di Bank Mitra Syariah Gresik Kantor Kas Menganti
Authors: Febrianti Nia , Ardyansyah Farid
Published: August 2023

The research conducted by this researcher is something that can be used to understand the importance of applying the characteristics of Islamic marketing and the importance of customer satisfaction for a bank. This study aims to determine how the impact of sharia marketing characteristics on customer satisfaction in deposit products made by Bank Mitra Syariah Gresik. This field research used a qualitative approach, using primary data and secondary data. Then retrieve data sourced from interviews with banks and customers and supporting data, namely through journals and the internet as a reference for relevant researchers. The data testing method used by researchers is data triangulation. The type of triangulation used in this research is source triangulation, namely by checking the data obtained through 3 (three) sources. The results of this study indicate that the characteristics of sharia marketing that have been carried out by Bank Mitra Syariah employees have had a good impact on customers. In marketing deposit products, Bank Mitra Syariah employees have implemented the characteristics of sharia marketing. The characteristics of sharia marketing are theistic (rabbaniyah), ethical (akhlaqiyyah), realistic (al-insaniyyah), and humanistic (al-waqi'iyah). Customers are satisfied with the characteristics of sharia marketing implemented by employees of Bank Mitra Syariah Gresik.

 Keywords: Islamic Marketing Characteristics; Customer Satisfaction; Deposit Product
Analisis Financial Distress Dengan Menggunakan Metode Springate Pada Perusahaan Sektor Pariwisata Dan Transportasi Yang Terdaftar Di Bei Pada Tahun 2018– 2020
Authors: Nashohah Dalilatun , Barizi Toha
Published: August 2023

Tujuan dari penelitian ini adalah untuk mengetahui perusahaan mana saja yang memiliki indikasi kebangkrutan di sektor pariwisata dan transportasi, yang keduanya mengalami keterpurukan pasca merebaknya pandemi covid-19. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan menggunakan data sekunder. Sampel dalam penelitian ini adalah 51 perusahaan yang terdiri dari 20 perusahaan yang terdaftar di sektor pariwisata dan 31 perusahaan yang terdaftar di sektor transportasi. Penelitian ini menemukan bahwa pada sektor pariwisata rata-rata berada pada kategori bangkrut, hanya terdapat 6 (30%) perusahaan pada kategori aman dengan spesifikasi 4 perusahaan pada kategori sehat dan 2 perusahaan pada kategori sehat dengan ancaman kebangkrutan dari total 20 emiten. Sedangkan sisanya sebanyak 14 (70%) perusahaan berada dalam kategori bangkrut. Demikian juga sektor pariwisata rata-rata masuk kategori bangkrut. Jumlah perusahaan di bidang pariwisata sebanyak 31 perusahaan, hanya 4 perusahaan yang termasuk dalam kategori sehat. Sedangkan 28 perusahaan sisanya berada dalam kategori tidak sehat (bangkrut). Artinya, sebanyak 90% mengalami kebangkrutan sementara hanya 10% sisanya yang mengalami kondisi sehat.
Analisis Employee Engagement, Komitmen Organisasi, Rotasi Pekerjaan dan Kompensasi terhadap Kinerja Karyawan pada PT. Asuransi Jasindo Syariah
Authors: Al Akbar Nasa , Sukarno Gendut
Published: August 2023

Employee performance is the result or performance of employees who are assessed in terms of quality and commitment based on work standards set by the company. This study aims to determine the effect of Employee Engagement, Organizational Commitment, Job Rotation and Compensation on Employee Performance. It is expected to make considerations for decision makers in the company. The population in this study is employees PT Asuransi Jasindo Syariah as many as 39 people, with the sampling method is the Census or Saturated method. The data analysis technique in this study uses Partial Least Square (PLS). From the results of data analysis it can be concluded that: 1) employee engagement has a positive and significant effect on employee performance, 2) organizational commitment has a positive and significant effect on employee performance, 3) job rotation has a negative and insignificant effect on employee performance, and 4) compensation has an effect positive and significant impact on employee performance.

Keywords: Employee Engagement, Organizational Commitment, Job Rotation, Compensation, Employee Performance
Analisis Impementasi Pinjaman Tanpa Jaminan pada Baznas Provinsi Sumatera Utara untuk Pengembangan Usaha Pedagang Kaki Lima
Authors: Salshabilla Eka Adinda , Amsari Syahrul
Published: August 2023

This research was conducted with the aim of analyzing the problematic settlement of unsecured financing, the factors that cause the weakness of the unsecured loan system and minimize the risks that occur in unsecured financing applied by BAZNAS of North Sumatra Province. In this study, qualitative research was carried out which consisted of interviews, observation and documentation. The results of the research were obtained in solving problematic unsecured loan financing, namely by extending the loan period, extending the installment period or changing the amount of installments. The factors that cause the weakness of this unsecured loan system is the internal factor which lacks thoroughness in checking the authenticity of documents and the ease of providing loans to customers. In minimizing the risks that occur in unsecured loans, namely rescheduling installment payments or repayments that have been taken by the customer, rearranging and rearranging the conditions contained in the terms of the unsecured loans provided by BAZNAS North Sumatra and the process of rearranging loan / credit conditions involving the borrower in question to ease the loan repayment process.

Keywords: Problematic Financing, Weak Loan System, Risk
The Relationship Between the use of Personal Protective Equipment (PPE) and Symptom of Skin Disease in Scavengers
Authors: Zamli Zamli , Ryadinency Resty , Yuliastuti Sri , Montolalu Fredy Chandra
Published: August 2023

The objective of the research To analyze the relationship between personal protective equipment (PPE) and symptom of skin disease in scavengers at TPA Mancani, Palopo City in 2022. The research design is a quantitative cross sectional, which analyzes the relationship between the dependent and independent variables. The dependent variable in this study is skin disease, while the independent variable is the use of personal protective equipment. July to August 2022 at TPA Mancani, Palopo City, 2022. The sample uses a total sampling of 40 responden. The results of the study showed that There is a relationship between personal protective equipment (PPE) and complaints of skin disease in scavengers at TPA Mancani, Palopo City in 2022, with a value P = .016.
PELAKSANAAN PUTUSAN KOMISI PENGAWAS PERSAINGAN USAHA
Authors: Dwiatmodjo Himawan
Published: August 2023

Tujuan penelitian ini adalah untuk mengetahui bagaimana pelaksanaan putusan KPPU, hambatan-hambatan KPPU dalam melaksanakan putusannya dan mengetahui upaya-upaya yang dilakukan KPPU untuk mengatasi hambatan-hambatan dalam pelaksanaan putusannya. Penelitian ini merupakan penelitian yang bersifat yuridis normatif yaitu mencakup penelitian terhadap asas-asas hukum, sistematika hukum. perbandingan hukum, yang diperoleh dari penelitian kepustakaan guna memperoleh data sekunder. Penelitian hukum normatif merupakan penelitian kepustakaan yang menggunakan data sekunder atau data pustaka. Selanjutnya dilakukan pula penelitian lapangan (empiris) untuk memperoleh data primer guna menunjang dan melengkapi data sekunder tersebut.Pembentuk undang-undang memandang UU No. 5 tahun 1999 mempunyai dua aspek, yaitu aspek perdata dan pidana terhadap upaya hukum atas pelaksanaan putusan KPPU. Kedua upaya hukum tersebut mempunyai akibat hukum yang berbeda bagi pelaku usaha. Permintaan penetapan eksekusi kepada pengadilan Negeri adalah untuk melaksanakan sanksi administratif yang dikenakan KPPU. Sementara itu, penyerahan putusan kepada penyidik adalah proses untuk menerapkan sanksi pidana UU No. 5 tahun 1999.Penelitian ini menemukan bahwa Pelaksanaan Putusan KPPU secara perdata berdasarkan Pasal 46 UU No. 5 tahun 1999 jo. Pasal 7 Perma No. 3 tahun 2005 kenyatannya Pengadilan Negeri atas permohonan eksekusi yang diajukan oleh KPPU hanya sebatas menerbitkan aanmaning (teguran agar melaksanakan putusan) kepada pelaku usaha tereksekusi. Pengadilan Negeri belum pernah menerbitkan penetapan eksekusi atas permohonan eksekusi yang diajukan oleh KPPU. Seharusnya Pengadilan Negeri mengeksekusi putusan KPPU yang dimohonkan kepadanya. Pelaksanaan Putusan KPPU secara pidana berdasarkan Pasal 44 UU No.5 tahun 1999, yaitu KPPU menyerahkan putusannya kepada penyidik untuk dilakukan penyidikan lebih lanjut sesuai dengan hukum acara pidana yang berlaku. Pelaksanaan putusan secara pidana juga belum pernah diterapkan oleh KPPU. Dalam pelaksanaan putusan KPPU, terdapat banyak hambatan sehingga putusan KPPU tidak dapat dilaksanakan. Namun demikian, KPPU terus berupaya agar putusannya dapat dilaksanakan oleh pelaku usaha sehingga tercipta persaingan usaha secara sehat antar pelaku usaha
RESTORATIF JUSTICE SEBAGAI BENTUK PERLINDUNGAN HUKUM TERHADAP ANAK YANG MELAKUKAN TINDAK PIDANA KEKERASAN YANG MENGAKIBATKAN LUKA BERAT (Studi Kasus Putusan Pengadilan Negeri Bangkinang Nomor 7/Pid.Sus-Anak/ 2022/PN Bkn)
Authors: Santoso Budi , Akhyar Adil , Danialsyah Danialsyah
Published: August 2023

Pelatihan kerja dapat dilakukan sebagai bentuk tanggungjawab anak terhadap perbuatan yang dilakukannya sekaligus memulihkan prilaku negatif anak menjadi prilaku yang positif dimasa mendatang. Rumusan masalah ini adalah bagaimana pengaturan hukum restoratif justice  terhadap anak yang melakukan tindak pidana kekerasan yang mengakibatkan luka berat, bagaimana pertanggungjawaban pidana  terhadap tindak pidana kekerasan yang mengakibatkan luka berat yang dilakukan oleh anak, bagaimana pertimbangan hakim terhadap anak sebagai pelaku tindak pidana kekerasan yang mengakibatkan luka berat menurut putusan Nomor 7/Pid.Sus-Anak/2022/PN Bkn.Kesimpulan dari pembahasan adalah pertanggungjawaban pidana  terhadap tindak pidana kekerasan yang mengakibatkan luka berat yang dilakukan oleh anak adalah berupa Pelatihan Kerja di Balai Rehabilitasi Sosial Anak Memerlukan Perlindungan Khusus (BRSAMPK) Rumbai di Pekanbaru karena telah memenui semua unsur  Pasal 80 Ayat (1) UU Nomor 23 Tahun 2002 tentang Perlindungan Anak Jo UU Nomor 11 Tahun 2012 tentang Sistem Peradilan Pidana Anak
PERAN POLRI DALAM PENCEGAHAN DAN PENANGGULANGAN TAHANAN YANG MELARIKAN DIRI (Studi Di Kepolisian Sektor Percut Sei Tuan)
Authors: Putra Panca Sarjana
Published: August 2023

Penahanan dilakukan pihak berwenang dalam hal ini oleh Kepolisian terhadap seorang tersangka yang melakukan tindak pidana. Pengaturan hukum terhadap tahanan yang melarikan diri  diatur dalam KUHAP dan  Peraturan Kepala Kepolisian Negara Republik Indonesia Nomor 4 Tahun 2015 Tentang Perawatan Tahanan Di Lingkungan Kepolisian Negara Republik Indonesia  bahwa perawatan tahanan di Lingkungan Polri dilaksanakan dengan prinsip legalitas, yaitu dalam melaksanakan perawatan tahanan berdasarkan peraturan perundang-undangan, profesional, yaitu dalam melaksanakan perawatan tahanan sesuai dengan kemampuan dan kompetensi yang dimiliki, akuntabilitas, yaitu dalam melaksanakan perawatan tahanan dapat mempertanggung jawabkan tindakannya secara yuridis, administratif, dan teknis, prosedural, yaitu dalam melaksanakan perawatan tahanan setiap tindakan melalui mekanisme dan tata cara sesuai dengan ketentuan peraturan perundang-undangan. Upaya yang dilakukan Polsek Percut Sei Tuan dalam pencegahan dan penanggulangan tahanan yang melarikan diri agar tidak terulang kembali adalah melakukan pengejaran terhadap tahanan yang  melarikan diri, melakukan pengecekan rutin untuk melihat keamanan dan kesehatan para tersangka, meriksa gembok, jeruji besi dan setiap serah terima, anggota wajib cek jumlah tahanan yang ada, cek kesehatan tahanan.
The Role of Women Crisis Center (WCC) Nurani Perempuan in Handling Sexual Violence Cases in Padang City
Authors: Maharani Putri Diva Febrin
Published: August 2023

This article discusses the role played by one of the non-governmental organizations (NGOs) in the city of Padang, namely the Women Crisis Center (WCC) Nurani Perempuan in handling cases of sexual violence in the city of Padang. The method used in this study is a descriptive qualitative method using sources relevant to the research topic. The results of this study use indicators of the role of NGOs which show that the role carried out by WCC Nurani Perempuan has fulfilled three role indicators, namely the role as a countervailing power seen through its actions in leading demonstrations and mobilizing masses as well as conducting audience activities with the government. The role as an intermediary institution between the community and the state is seen through assisting victims with counseling services and providing safe houses as well as providing policy proposals through monitoring and evaluation activities. The role of an institution that carries out the mission of community empowerment is seen through conducting gender socialization, conducting community meetings, and disseminating information about sexual violence through the distribution of pamphlets on the WCC Nurani Perempuan social media page.