bluuebunny/crossref_metadata_2025 huggingface dataset:
PENGARUH RETURN ON ASSETS (ROA), RETURN ON EQUITY (ROE), NET PROFIT MARGIN (NPM), DAN GROSS PROFIT MARGIN (GPM) TERHADAP HARGA SAHAM PERBANKAN SYARIAH PERIODE TAHUN 2014-2018
Authors: Bi Rahmani Nur Ahmadi
Published: January 2023

Laporan keuangan khususnya yang terkait dengan ROA, ROE, NPM, dan GPM adalah salah satu informasi penting yang digunakan oleh investor untuk menilai kinerja perusahaan. Penelitian ini bertujuan untuk mengetahui dan mempelajari pengaruh variabel ROA, ROE, NPM, dan GPM terhadap harga saham perbankan syariah periode 2014-2018. Objek penelitian ini adalah bank Syariah yang telah menerbitkan Laporan Keuangan periode 2014-2018. Data yang digunakan adalah data sekunder berupa data tahunan yang diambil dari laporan tahunan masing-masing bank. Hasil penelitian menunujukan Return On Assets (Roa), Return On Equity (Roe), Net Profit Margin (Npm), Dan Gross Profit Margin (Gpm) memiliki pengaruh yang signifikan terhadap Harga Saham perusahaan perbankan di Indonesia
INTEGRASI INTERKONEKSI EKONOMI PANCASILA DAN EKONOMI ISLAM
Authors: Salihin Agus
Published: January 2023

Abtrac

This research was conducted in order to provide information about the integration of the Pancasila economic system and Islamic economics. An economic system based on Pancasila values is a joint effort based on family and mutual cooperation. Article 33 of the 1945 Constitution aims to maximize people's prosperity by means of the economy must be arranged based on economic democracy, where the prosperity of the people takes precedence over the prosperity of individuals or small groups. The purpose is in line with the word of God in sura QS Al-Hujurat verse 10 and QS. Al Maidah verse 2 and at-Taubah verse 71. Then in the Islamic view, Pancasila economy is an economic system that is in accordance with the spirit of Islamic Economics. Both systems have the same goal to realize social justice and economic prosperity for all humanity.

 

Keywords: Pancasila Economy, Religion and Islamic Economy.

 

Abstrak

Penelitian ini dilakukan agar dapat memberikan informasi tentang integrase sistem ekonomi Pancasila dan ekonomi islam. Sistem ekonomi yang berlandaskan pada nilai-nilai pancasila, merupakan usaha bersama yang berasaskan kekeluargaan dan kegotong-royongan. Dalam Pasal 33 UUD 1945 bertujuan untuk kemakmuran rakyat secara maksimal dengan cara Perekonomian harus disusun berdasar demokrasi ekonomi, di mana kemakmuran masyarakat lebih diutamakan dari pada kemakmuran individu atau kelompok-kelompok kecil. Tujuan tersebut sejalan dengan firman allah dalam surah QS Al-Hujurat ayat 10 dan QS. Al Maidah ayat 2 dan at-Taubah ayat 71. Kemudian dalam pandangan Islam, ekonomi pancasila merupakan sistem perekonomian yang sesuai dengan semangat Ekonomi Islam. Kedua sistem tersebut memiliki kesamaan tujuan untuk mewujudkan keadilan sosial dan kesejahteraan ekonomi bagi seluruh umat manusia.

 

Kata Kunci : Ekonomi Pancasila, Agama dan Ekonomi Islam.
Analisis Loyalitas Pelanggan Muslim Berbelanja Fashion Pada Pasar Inpres I di Kisaran
Authors: Chairina Chairina , Harahap Isnaini , Nst Yenni Samri Juliati
Published: January 2023

Tujuan dari penelitian ini adalah untuk mempelajari langsung dan tidak langsung antara variabel produk, harga, pelayanan, dan keputusan pembelian terhadap loyalitas pelanggan muslim pembelian fashion di Pasar Inpres I tradisional di Kisaran. Metode Penelitian ini menggunakan kuantitatif dengan analisis jalur dan sampel sebanyak 100 responden. Hasil penelitian ini menunjukkan bahwa variabel produk, harga, dan pelayanan menentukan terhadap keputusan pembelian sebesar 66,6% dan sisanya sebesar 33,4% diperlukan oleh variabel lain. Sedangkan variabel produk, harga, pelayanan, dan keputusan pembelian terhadap loyalitas pelanggan muslim membeli fashion di Pasar Inpres I Tradisional di Kisaran dengan kontribusi sebesar 70,9% dan sisanya sebesar 29,1% dibutuhkan oleh variabel lain.
ANALISIS DETERMINAN YANG MEMPENGARUHI PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH DI INDONESIA
Authors: Dwiawani Putri , Sudarsono Heri
Published: January 2023

This study aims to analyze the determinants of murabahah financing as seen from microeconomic factors such as Third Party Funds, Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Return On Assets (ROA), Financing to Deposit Ratio (FDR), and BOPO as well as from macroeconomic factors such as BI rate and Inflation that are seen as having an effect in the short and long term. Analysis in this study uses secondary time series data taken from monthly data of OJK and BPS, namely from January 2015 to July 2020. Observation used as many as 67 observations and analysis methods used is Auto-Regressive Distributed Lag (ARDL) with Eviews 9 application. The results obtained from this study are in the short term variables that do not affect Murabahah Financing in Sharia Commercial Banks including CAR, ROA, NPF, BOPO, and Inflation. Meanwhile, Third Party Funds and FDR have a positive relationship and have a significant influence on Murabahah Financing. Then, the BI Rate affects Murabahah Financing but the relationship is negative. In the long term, the variable that has a positive and significant influence on Murabahah Financing is CAR. On the other hand, the NPF and BI Rate have a negative and significant effect on Murabahah Financing. While the rest, DPK, ROA, FDR, BOPO, and Inflation had no effect Murabahah Financing in Sharia Commercial Banks significantly in the long term.
KONSEP MURABAHAH DALAM DIKTUM FILSAFAT EKONOMI ISLAM
Authors: Al-Butary Burhanuddin
Published: January 2023

This article explores the concept of murabaha, in the dictum of Islamic economic philosophy. Murabahah is a form of sale and purchase in which the seller offers his merchandise by stating the price which is the sum of the acquisition price by adding a certain amount as profit. The focus of the discussion here is how a transaction is said to be murabaha? How are the instructions of the Qur'an and hadith regarding murabaha? How is the dictum of Islamic economic philosophy against murabaha? The research method used is literature, and other related references. This article provides a final review that the concept of murabahah by implementing it based on tauhid, justice and maslahah because obeying the instructions of the Qur'an and hadith is an obligation for every Muslim convert. It would be better if someone understands trading as an art as well as worship and kindness, so that it becomes motivation and passion for the perpetrators.
PROBLEMATIKA PERILAKU KONSUMEN LEMBAGA KEUANGAN DAN PERBANKAN ISLAM
Authors: Harahap Darwis , Lubis Rahmat Husein
Published: January 2023

This study aims to determine the problems that exist in consumer behavior in Islamic financial and banking institutions. To find out this, a research was conducted on consumer behavior especially at Islamic Banks. This study uses a qualitative approach using secondary data. The results of the analysis show that there are several consumers behavior problems related with their intention and interest towards Islamic banks namely: religious/beliefs, culture factor and social factors, personal factors, psychology, motivation, perception, learning process, attitudes, ease and speed of processing, location and physical attributes, price, employee service.
IMPLEMENTASI IDZ (INDEKS DESA ZAKAT) PADA MASYARAKAT DESA SELAT BESAR KECAMATAN BILAH HILIR KABUPATEN LABUHAN BATU
Authors: Imsar I , Kamilah K , Pitriyanti Sinta
Published: January 2023

The study, entitled Implementation of Zakat Village Index in Selat Besar Village Communities, Bilah Hilir District, Labuhan Batu Regency. This study aims to answer questions about the feasibility of Selat Besar Village, Bilah Hilir District, Labuhan Batu District in receiving zakat funds by BAZNAS. This research uses mixed methods, which is a combination of qualitative and quantitative methods. The analytical tool used is the Zakat Village Index or IDZ with the calculation of the multi-stage weighted index method. This study aims to analyze the Selat Besar village and measure whether it is prioritized to be assisted by zakat funds or not. The results showed that Selat Besar village was categorized as Good with a value of 0.54 and was interpreted to be included in the Fairly Good category, which means that the Village of Selat Besar could be considered to be assisted by BAZNAS with zakat funds.
ANALISIS STRATEGI PERTUMBUHAN PEMBIAYAAN BANK SYARIAH DARI BANK KONVENSIONAL MELALUI TAKE OVER
Authors: Atika Atika , Imsar Imsar , Marliyah Marliyah
Published: January 2023

Strategy Sales Growth Financing Bank Syariah melalui Take Over dari Bank Konventional Berdasarkan Prinsip Syariah. Penelitian ini untuk menjelaskan bagaimana cara perbankan syariah dapat berkembang lebih baik lagi dengan melakukan pembiayaan secara take over (pengalihan hutang) atau hiwalah sesuai dengan alternatif yang ditawarkan oleh fatwa DSN MUI Nomor : 31/DSN-MUI/VI/2002 tentang pengalihan piutang. Penelitian ini menggunaan pendekatan kualitatif dengan metode studi kepustakaan (library research) dimana data-data diperoleh dari buku, jurnal, maupun catatan penelitian terdahulu. Hasil penelitian menunjukkan bahwa fatwa DSN-MUI Nomor : 31/DSN-MUI/VI/2002 memberikan 4 alternatif dalam melakukan take over. 4 alternatif tersebut merupakan rangkaian akad qard, ijarah, murabahah, syirkah al milk dan ijarah muntahiyah bit at tamlik. 
IMPELEMENTASI SAK 45 – LAPORAN KEUANGAN NIRLABA PADA MASJID MUHAMMADIYAH KOTA MEDAN
Authors: Harahap Riva Ubar , J Januri , Sanjaya Surya
Published: January 2023

Penelitian ini bertujuan untuk melakukan kajian guna memberikan informasi tentang penerapan akuntansi mesjid di lingkungan mesjid Muhammadiyah di Kota Medan. Selanjutnya akan menyusun rekomendasi aksi kunci/tindakan untuk menyusun laporan keuangan masjid yang sesuai dengan Standar Akuntansi Keuangan (SAK) No. 45. Menurut SAK No. 45 laporan keuangan untuk masjid terdiri dari laporan posisi keuangan, laporan aktivitas, laporan arus kas, dan catatan atas laporan keuangan. Pada umumnya pengurus atau penanggungjawab yang menerima amanat dari masyarakat di sekitar lingkungan masjid, terkait dengan konsep akuntabilitas. Akuntansi sebagai sarana pertanggungjawaban akuntabilitas merupakan bagian yang integral dengan laporan keuangan masjid, sehingga suatu laporan keuangan perlu disajikan oleh masjid sesuai SAK No. 45. Dari hasil pengamatan bahwa umumnya Masjid Muhammadiyah masih menggunakan pendekatan akuntansi berbasis kas. dan belum menerapkan PSAK 45 karena sumberdaya manusia belum mampu menerapkan akuntansi berbasis akrual.
IMPLEMENTASI HIBAH KANTOR DIREKTORAT JENDRAL PERBENDAHARAAN (DJPB) MELALUI PEMANFAATAN BARANG MILIK NEGARA (BMN) BEKAS PAKAI
Authors: Nasution Siti Sarah , Hasan Asyari
Published: January 2023

The purpose of this research is to find out how the implementation of the role of BMN DJPB grants to the community economy. It is hoped that the grant from BMN DJPB can improve the standard of living of the Muslim community. The research methodology used in this research is qualitative descriptive using methods of study literature and policies / regulations related to research problems. While the analysis method used is SWOT analysis. The results showed the transfer of state-owned goods through the grant mechanism is still very little done. Out of a total of 34,283 units of state-owned goods that were abolished, the transfer by grant mechanism was only 1,454 units or 4% of goods were given from all goods. The implication of this study is that it produces maximum benefits for the people and for the economy to create prosperity. Thus, state-owned goods obtained using state budget funds must also produce maximum benefits for the people.
STUDI LITERATUR CASH WAQF CROWDFUNDING DI INDONESIA
Authors: Al Jawi Amin , Soemitra Andri
Published: January 2023

This study aims to reveal the concepts and motives behind the phenomenon of the development of the crowdfunding platform which is currently booming in Indonesia, especially cash waqf crowdfunding. Literature study, content analysis and descriptive qualitative are the types and approaches used in this research. The results showed that cash waqf crowdfunding is a type of donation crowdfunding which in Islam is included in the Islamic philanthropic scheme in addition to zakat, infaq, alms and qurban. The motivation for the crowdfunding platform is the empowerment of the poor with the spirit and approach of religion, humanity (social) and culture (gotong royong, NKRI and Bhinneka Tunggal Ika). Then there are 8 wakif motivations in cash waqf which are clustered into 3 aspects/approaches, namely religious aspects/approaches, including: (i) religious religiosity/emotional, (ii) empathy altruism, (iii) human interest, (iv) platform credibility. Socio-cultural aspects/approaches include: (i) reinforcement or social influencers, (ii) the spirit of gotong royong and Bhinneka Tunggal Ika. As well as aspects/approaches of information technology, including: (i) performance expectations, (ii) effort expectations, and (iii) facilitating conditions.
IMPLEMENTASI ETIKA BISNIS ISLAM TERHADAP SISTEM RESELLER DAN RELEVANSINYA DALAM UNDANG-UNDANG PERLINDUNGAN KONSUMEN
Authors: Alam Azhar , Herianingrum Sri , Lestari Tata Leni , Nurrahman Aditya
Published: January 2023

This study is to find out about the practice of the reseller system at Beteng Trade Center and to find out the implementation of Islamic business ethics on the reseller system at Beteng Trade Center and its relevance in the Consumer Protection Act (UUPK). Primary data sources were obtained through interviews with two suppliers, ten resellers, and three consumers. This study's secondary data sources were obtained from various literature, laws, and regulations. This study shows that the reseller system mechanism at Beteng Trade Center uses an indirect distribution strategy and has met the requirements of the reseller system. The implementation of Islamic business ethics on the reseller system has fulfilled the rights of consumers and the obligations of business actors following the principles of Islamic business ethics in the form of honesty, fairness, trustworthiness, openness, and no element of fraud. Consumer protection in the reseller system at Beteng Trade Center is by UUPK because it meets the rules of UUPK Article 4 No 8, Article 4 letter D, Article 7 letter F and Article 7 letter D regarding consumer protection. This research can be a reference for managing reseller systems and applying Islamic business ethics associated with consumer protection laws. This research contributes to the analysis of Islamic business ethics in the application of the reseller system and the study of related consumer protection laws.
HARMONISASI PENGUKURAN KINERJA BANK SYARIAH: MAQASID SHARIAH INDEX DAN RASIO KEUANGAN
Authors: Shabri Husni , Rodoni Ahmad
Published: January 2023

This paper aims to analyze the performance of Islamic Rural Banks in West Sumatra Province. This paper uses the quantitative method. The population of this research was all Islamic Rural Banks in West Sumatra Province of seven banks.  The paper uses The seven Islamic Rural Banks annual reports within 2018-2020 from website Otoritas Jasa Keuangan (OJK). The analysis uses the Integrated Maqashid al-Shariah based Performance Measure (IMSPM). The results showed that the performance of the Islamic Rural Banks in the Maqashid Syariah Index with the highest achievement on the object of faith (din) for a period of three years. The study found that there were no activities for the Islamic Rural Banks on the object of  intellect ('aql) and on the object of posterity (nasl).The results of performance measurement with the IMSPM model can be a notification for Islamic Rural Banks in West Sumatra regarding more efforts to realize maqashid shariah in the Islamic banking industry.
PENGARUH PERTUMBUHAN EKONOMI, TINGKAT PENDIDIKAN DAN PENGANGGURAN TERHADAP TINGKAT KEMISKINAN DI PROVINSI SUMATERA SELATAN DALAM PERSPEKTIF EKONOMI ISLAM TAHUN 2017-2020
Authors: Asmananta Laura Nindya , Siska Emi Yulia , Sahroni Abdullah
Published: January 2023

This study aims to determine the relationship between economic growth, education level, and unemployment on poverty levels in the province of South Sumatra in 2017 – 2020. The method in this study is quantitative with secondary data obtained from the Central Statistics Agency of South Sumatra and a sample of 17 districts and cities. The data analysis technique used is the panel data regression method with E-Views 10. The results of this study indicate that economic growth, education level, and unemployment have a significant effect on the poverty level simultaneously, while partially the level of education and unemployment influence the poverty level and the opposite of economic growth has no impact on the level of poverty.
ANALISIS BIBLIOMETRIK TENTANG RISET STRATEGI PEMASARAN BANK SYARIAH
Authors: Hakim Lukmanul , Angraeni Fenny Mei
Published: January 2023

The marketing of Islamic banks has become an interesting topic in recent
decades, along with the development of the halal industry in various countries. It is
normal that there is a lot going on about the absence of conventions among
academics. This is natural because they also experience other disciplines such as
the study of innovation, information systems, and entrepreneurship which are still
in the stage of scientific development. The purpose of this study is to review the
strategies carried out by Islamic banks by providing extensive bibliometric analysis
to answer research or in bibliometric terms called RQ. RQ1 Shows research trends
on Islamic Bank Marketing based on the number of articles per year, RQ2 research
Top 10 peer-reviewed journals with the most publications, RQ3 top article authors
from peer-reviewed published articles and Hussainey K has been the most
productive, RQ4 is a publication in the field that comes from several other subjects
and disciplines, RQ5 main topics and research in the field visualizing the network
describing 8 clusters, RQ6 topics topics for the future, RQ7 this author's country
which provides the most publications and collaboration between authors, and RQ8
of the most influential articles based on citations in research.
Implementation Of SWOT Analysis In Marketing Strategy For Murabahah Finance Products PMG-ASN Motorcycles During COVID 19 Pandemic
Authors: Aslami, M.Si Nuri , Hadi Lubis Kevin Mifthah
Published: January 2023

Abstract— This study's findings include a marketing strategy, specifically the marketing of PMG-ASN Motorbike Murbahah financing products, implemented by PT. Bank Sumut during the Covid 19 pandemic, which includes several strategies, namely: picking up balls, building networks, providing excellent service and providing satisfying facilities to increase customer trust and satisfaction, so that custodians feel more secure. According to the SWOT analysis findings, PT. Bank Sumut has taken the risk of competing in a competitive market while also offering innovative products to customers. SO Strategy (potentially lucrative opportunities): Expanding market share, expanding collaboration with motorcycle dealers in North Sumatra, and building relationships with academics, government officials, and business leaders. WO strategy (Weakness Opportunities): Specifically, implementing a ball pick strategy, enhancing consumer loyalty, and improving product quality are examples of WO strategies. A strategic treat strategy (ST strategy) involves partnering with government departments and other dealers to define marketing objectives and improve service quality. A second technique is executing more excellent promotion through various media and establishing an effective and efficient marketing plan (Weakness Treats, or WT).

Keywords: SWOT, marketing strategy, Covid Pandemic 19, Motorcycle PMG- ASN Products
Determinant Of Entrepreneurial Intention
Authors: Lestari Nasution Annio Indah , Suryono Aulia Indriani
Published: January 2023

Abstract - The high percentage of educated unemployment rate in North Sumatra whom graduated from universities and diplomas is caused by the low supply of employment, high-income expectations, as well as skills that do not fit into the needs of employment providers. Therefore, students and undergraduates should be able to overcome this problem by becoming entrepreneurs and even creating the employement. In other words, students should have intention in entrepreneurship or interest in starting business. The purpose of this study was to determine the influence of several contexts that influence entrepreneurial intentions. This research is quantitative research. The number of samples in this study was 68 people who came from students majoring in Islamic Economics, UIN North Sumatra. Data collection was carried out by distributing questionnaires. This study uses multiple linear regression analysis with the IBM SPSS Version 23.0. The results of this study indicate that there is a positive but insignificant influence between the family context variables on entrepreneurial intentions and a positive and significant influence between the educational context variables on entrepreneurial intentions, while the constraints context variable in starting a business does not have a significant effect on entrepreneurial intentions. Simultaneously, the context of the family, education, and the barriers to starting a business have a significant effect on entrepreneurial intentions as indicated by the significant value of F <α (0.001 <0.05).

Keywords: Entrepreneurial Intention, Family, Education, Obstacles of Starting Business
Degradation Of The Mosque’s Roles In Sharia Maqashid Perspective
Authors: Jannah Nurul
Published: January 2023

Abstract— Looking at the sharia maqashid, the role of the mosque in the time of the prophet was in the “tahsiniyah” position, but in the modern era the role of the mosque was in the “dharuriyah” position, so the degradation of the mosque’s. This study aims to determine and understand the degradation of the role of the mosque from the view of the sharia maqashid and try to provide a renewal  concept on  to the role of mosques in the modern era. This research is a field study using qualitative approach using observation, quetionnaires, and interviews. The results of the analysis show that the mosque building, mosque management still has not been felt by Muslims, by looking at the perspective of the sharia maqashid, Muslims still have not fulfilled their basic needs (dharuriyah needs) meaning that the welfare of worshipers is still low which is a barrier to continue the role of the mosque in the time of the Prophet. Then the findings of this study offer the concept of renewing the role of the perspective of sharia maqashid mosque

 Keywords: Degradation; Role; Mosque; Maqashid Syariah; Welfare
Perception Analysis of Employees On Sharia Insurance At UPT. BP2MI
Authors: Andriani Atika , Rahma Tri Inda Fadhila
Published: January 2023

Along with the development of sharia insurance today, it is undeniable that many people, in general, do not know or do not understand sharia insurance which is considered new. Because so far, many people only know about conventional insurance because this type of insurance first appeared compared to sharia insurance. The problem studied in this journal, namely how the understanding of UPT employees. BP2MI against sharia insurance. This research aims to find out how the perception of UPT employees. BP2MI against sharia insurance. To reveal these issues in-depth and comprehensively, the researchers used qualitative methods that provided information and facts about the perceptions of UPT employees. BP2MI on sharia insurance data is analyzed to answer these problems. From the results of this study, it was found that. There are still many people who equate Sharia Insurance and Conventional Insurance, and there are still many people who do not know and become customers of Sharia Insurance. Due to the lack of socialization, promotion, and Sharia Insurance.

 
Keywords: Perception, Sharia Insurance
Analysis Of The Impact Of Financial Literacy And Financial Behavior On Millennials' Investment Decisions
Authors: Hani Fathi , Rosdiana Riska , Hudaya Agung
Published: January 2023

This study aims to examine the impact of the financial literacy qualitative method and use a descriptive, comprehensive way of static analysis. The data used are primary data obtained by questionnaire techniques on 100 respondents millennials aged 18-39 years. The data is analyzed using Multiple Linear Regression Analysis. Instrument testing uses validation and reliability testing. The results show that financial literacy and financial behavior had a significant positive impact on millennial investment decisions.

 

Keywords: Financial Literacy, Financial Behaviour, Investment Decisions
The Effect of Work Motivation And Work Discipline On Employee Satisfaction At The Main Branch Office Of Medan 20000 With Loyalty as A Moderating Variable
Authors: Pratama Siswa , Losi Nanda Tia
Published: January 2023

This study aimed to find the effect of work motivation and discipline on team member satisfaction at the main branch office of Medan Post Office 20000, with loyalty as a moderating variable. The population in this study amounted to 91 employees and samples as many as 51 UPL employees as respondents. This type of research data was quantitative data with primary data sources. The data analysis technique used multiple linear regression analysis and moderating regression. The results showed that work motivation (X1) had a positive and significant effect on employee satisfaction, while Work discipline (X2) had no significant effect on employee satisfaction. Work motivation (X1) and discipline of work (X2) positively and significantly affected employee satisfaction. Work motivation x loyalty (X1Z) had a positive and significant effect on employee satisfaction with a value of t-count 10,098 > t-table 2,009 with a positive sign and a significance level of 0.000 <0.05. Work discipline x loyalty (X2Z) had a negative and significant effect on employee satisfaction with a t-count of 5.625 > t-table 2,009 with a negative sign and a significance level of 0.000 <0.05.

 

Keywords: Work Motivation, Work Discipline, Job Satisfaction, Loyalty
Implementation of Islamic Business Ethics In Small And Medium Micro Enterprises (Msmes) In Jambi City
Authors: Aldo Rudi , Mutia Agustina , Nazori Muhammad
Published: January 2023

This study discusses implementing Islamic business ethics in micro, small and medium enterprises (MSMEs) in Jambi City. This research is a qualitative descriptive study, with data collection methods, namely interviews, observation, and documentation, and data analysis techniques, namely data reduction, data presentation, and conclusion drawing. The informants in this study were MSME actors, namely MSME owners, employees, buyers, and the local community. The results of this study indicate that the MSME actors at Telanai Pura Jambi City have understood Islamic business ethics, believing that all transactions carried out are by Islamic teachings. MSME actors have also implemented Islamic business ethics principles, namely the principle of unity (tawhid), the focus of justice ('Adl), the principle of free will (Ikhtiar), the principle of responsibility (responsibility), and the principle of honesty (Siddiq). The application of these principles has been implemented into managed MSMEs, namely in the form of friendly and courteous service to customers, not neglecting prayer times, being generous, behaving honestly and fairly in the business being undertaken, selling good and decent goods, setting reasonable prices, always instilling an attitude of responsibility in doing business and always trying and believing that only Allah SWT is the one who controls the sustenance of his servants.

 

Keywords : Islamic Bussines Ettic, MSME Actors
The Effect Of Innovation To Increase Growth Islamic Banking: Comparison of Islamic Banking Growth In Indonesia and Pakistan
Authors: Pranajaya Ade , Dharma Budi
Published: January 2023

This article aims to see and compare the development of Islamic banking in Pakistan and Indonesia, with innovation indicators as the primary comparative justification. This study uses quantitative justification on available secondary data related to the growth of Islamic banking and qualitative justification that compares the impact of innovation on the development of these banking. The essential findings are that Islamic banking in Indonesia has very rapid growth compared to Pakistan, which incidentally has operated Islamic banking for a longer time. There are several reasons for these findings, including the population and distribution of Indonesia's territory, which is much larger than Pakistan. However, today's banking challenges are more widely accepted by Indonesian Islamic banking, where technological factors heavily influence growth. Therefore growth occurs by adapting innovations in banking organizations in Indonesia. Innovation is carried out by applying technology in banking business processes and strategic actions, such as the merger of Islamic banks to form the strength of Indonesia's most prominent Islamic bank.

 
Keywords: Islamic Banking, Innovation, Pakistan Islamic Banking, Indonesian Islamic Banking.
 
Absalom’s Rebellion and David’s Flight (2 Sam 15): The Emergence of the Ideal King David
Authors: Kim Daewook
Published: January 2023

David’s depiction in 2 Sam 15 shows his absolute faith in YHWH and his sole reliance on Him. This portrayal accords with Dtn 17,14–20 and contrasts sharply with the characterization of Absalom. The description of Ittai’s oath in YHWH’s name is deemed an example of adherence to YHWH by non-Israelites. The narrative portrays the ideal relationship between the people (the Israelites and foreigners) and YHWH. It is construed to depict the essential objective of the Deuteronomists in the postexilic period. Consequently, 2 Sam 15 does not belong to the so-called Succession Narrative; instead, it represents a Deuteronomistic narrative accomplished by the Deuteronomists in the postexilic period to express their theological ideals and opinions.
Die Funktion von Lk 17,1–10 im Mittelteil des Evangeliums
Authors: Busse Ulrich
Published: January 2023

In Lk 17:1–10, the evangelist has combined three logia from Q and another of uncertain origin into a new literary unit. At first glance, this composition seems to have no internal connection with the preceding and following narratives. The state of affairs forces us to ask about the editorial intention. Luke takes the three pieces of tradition and forms a parenesis for his current Christian readers. The latter live in an already socially tiered community of all social classes, from poor to rich, young and old, free and slave, male and female, Jews and Non-Jews. Mindful of their own moral frailty, they are to learn to live together harmoniously and to trust in the power of their faith. Especially their leaders from the upper class are supposed to be aware of their status definition thus traced back to Jesus: to be and to remain slaves of God in all their actions. In the literary process, motifs from the entire middle section of the gospel are taken up throughout the text and applied to the new community situation. The so-called “Reisebericht” is altogether no journal, but parenesis.
Die unverschämte Freiheit der Kinder Gottes – Jesuanische Impulse für eine Erneuerung der Kirche
Authors: Tiwald Markus
Published: January 2023

The brazen freedom of God’s children as Jesus has announced it – being free like the “birds of the air” or carefree like the “lilies of the field” (Matt 6:25–33) – is induced by Jesus’ optimism that the reign of Satan has already been broken. This leads him to a Copernican turn in the paradigm of purity: Not impurity is contagious, but the purity of God’s upcoming reign will pervade everything and enables Jesus to touch impure persons and even dine with them. Jesus’ optimism could be helpful for today’s church, to lose reservations against modern developments in our society as also in human sciences. A development of church’s doctrine in these points is already projected by the biblical encyclicals since Leo XIII. and should not cause fears anymore.
Pengelolaan dan Pengembangan Wakaf Produktif: Studi Interkoneksi Bank Umum Syariah (BUS) dengan Lembaga Filantropi Islam
Authors: Syaifullah Hamli , Idrus Ali , Muttaqien Muhammad Khaerul , Agustin Al Zuhra Ayu Diah
Published: January 2023

This research focuses on the management and development of productive waqf through an interconnected pattern between Islamic Commercial Banks (BUS) and Islamic Philanthropic Institutions at Bank Syariah Indonesia (BSI) and BSI Maslahat. This research is based on 3 questions, there are: (1) what is the interconnection pattern of Islamic Banks with Nadzir Institutions in the development of productive waqf?; (2) what is the significance of the management and development of productive waqf in Islamic Banks with the Nadzir Institution?; and (3) is it possible for waqf funds to become funding for strengthening Islamic Bank assets? There are 2 sources of data used in this study, namely: (1) data in the form of documents in the form of financial reports, company websites, and other supporting documents; and (2) interview data with respondents. The data that has been obtained, then analyzed using qualitative analysis using the Miles & Huberman interactive model. Referring to the research questions, answers were obtained, including: (1) the pattern of interconnection that occurs between Bank Syariah Indonesia (BSI) and BSI Maslahat is a symbiotic interconnection of mutualism; (2) Islamic banks must actively control waqf management carried out by nadzirs; and (3) cash waqf can be an instrument to increase the liquidity of Islamic Banks.Waqf Management;Interconnection; and Islamic Bangking Liquidity
Pengaruh Motivasi Belajar dengan Hasil Belajar Mata Pelajaran PKn Siswa Kelas V Sekolah Dasar
Authors: Wati Dita Prihatna , Fatayan Arum
Published: January 2023

Dari hasil penelitian mengenai motivasi belajar pada hasil belajar PKN siswa kelas V yang dilakukan di SDN Sudimara 11, bisa diambil simpulan bahwasanya pengujian linearitas regresi menyatakan tingkat Sig. 0,000 < 0,05 maka model regresi bisa digunakan berarti HO ditolak dan Ha diterima, oleh karenanya bisa dinyatakan adanya pengaruh antara motivasi belajar pada hasil belajar PKN siswa. Dan hasil uji Rxy hitung diperoleh r-hitung sebesar 0,85 > 0,24 artinya rhitung lebih tinggi dari rtabel, yang artinya terdapat pengaruh antar motivasi belajar terhadap hasil belajar PKN peserta didik di SDN Sudimara 11. Berdasarkan uji thitung didapatkan thitung 12,58 > ttabel 0,24 berarti adanya korelasi linear antara motivasi belajar pada hasil belajar PKN dan terdapat koefesiensi determinasi sebanyak 72,25 % memberi konstribusi pada hasil belajar PKN, dan sebanyak 27,25% dipengaruhi oleh faktor lainnya.
Strategi Pembentukan Karakter Kepemimpinan pada Peserta Didik melalui Ekstrakurikuler Pramuka di SMP Negeri 8 Surabaya
Authors: Syafitri Kurnia , Listyaningsih Listyaningsih
Published: January 2023

This study aims to describe strategies for building leadership character in students through the Scout extracurricular at SMP Negeri 8 Surabaya. This study uses a descriptive qualitative research method. The theory used in this research is Thomas Lickona's character education theory. Data collection techniques in this study used in-depth interviews and observation. Informants in this study consisted of school principals, vice principals for student affairs, Scoutmasters and units, and students. The data analysis technique in this study used the Miles and Huberman model which consisted of data reduction, data display, and conclusion drawing/verification. The results obtained in this study indicate that the strategy for building leadership character in students through the Scout extracurricular at SMP Negeri 8 Surabaya is (1) Providing exemplary leadership of Scoutmasters using the among system, (2) Leadership training for students includes character building, team building, and problem solving, (3) Implementation of the team system in Scout extracurricular activities, and (4) Application of rolling leaders in Scout extracurricular activities. Through this strategy, the leadership character according to the teachings of Ki Hajar Dewantara consisting of Ing Ngarsa Sung Tuladha, Ing Madya Mangun Karsa, and Tut Wuri Handayani can be formed in students.
Pengaruh Waktu Reaksi Pembuatan Biodiesel dari Minyak Jelantah dengan Bantuan Katalis Bassa NaOH terhadap Sifat Fisika dan Kimia Produk Biodiesel
Authors: Mukminin Amirul , Megawati Eka , Ariyani Debora , Warsa I Ketut , Monde Junety , Sapril Sapril
Published: January 2023

The effect of the transesterification reaction time of 0.6% mass % NaOH catalyst in the formation of methyl ester (biodiesel) made from used waste cooking oil as raw material 6 times usage and methanol 1: 5 mass has been studied at 60°C. The reaction times used were 30, 40, and 45 minutes. All samples resulting from the transesterification reaction have been studied for their chemical and physical properties. Parameters of chemical properties included in the Indonesian National Standard (SNI) for all samples were % FFA, pH, while the water content was above the SNI standard. The physical property parameters for all samples that meet SNI are only flash point, color and 90% distillation. While the density of all test samples was lower than the SNI which was set at 850-890 Kg/m3, the results obtained for reaction times of 30, 40 and 45 minutes were 828, 833 and 836 Kg/m3 respectively. The highest yield was owned by a reaction time of 40 minutes, namely 80%. As for the reaction time of 35 and 45 minutes respectively 79 and 65%.
Antropologi hukum sebagai cahaya hukum dari kehidupan manusia
Authors: julianti Iis
Published: January 2023

Antropologi secara etimologis berasal dari bahasa Yunani. Kata Anthropos berartimanusia dan logos berarti ilmu pengetahuan. Jadi, antropologi adalah ilmu yang mempelajari manusia. Oleh karena itu antropologi di dasarkan pada kemajuan yang telah dicapai ilmu pengetahuna sebelumnya
Experiment ended
Authors: Evans Isabelle
Published: January 2023

The Potential of Fake Meat Exploring the Benefits and Challenges
MANFAAT FILSAFAT HUKUM DARI KACA MATA SEORANG PENSTUDI HUKUM
Authors: Angelina Tiara Dwi
Published: January 2023

Filsafat hukum relevan untuk membangun kondisi hukum yang sebenarnya, sebab tugas filsafat hukum adalah menjelaskan nilai dasar hukum secara filosofis yang mampu memformulasikan cita-cita keadilan, ketertiban di dalam kehidupan yang relevan dengan pernyataan-kenyataan hukum yang berlaku, bahkan merubah secara radikal dengan tekanan hasrat manusia melalui paradigma hukum baru guna memenuhi perkembangan hukum pada suatu masa dan tempat tertentu. Filsafat Hukum merupakan instrumen dalam menggali ide untuk mencapai suatu keadilan. Dalam kehidupan sehari-hari seringkali terjadi pelanggaran hukum baik itu di masyarakat maupun dalam pemerintahan.
Emotional responses to COVID-19 stressors increase avoidance of health information and access to care
Authors: Gustafson Christopher R. , Brooks Kathleen R. , Meerza Syed Imran Ali , Yiannaka Amalia
Published: January 2023

The COVID-19 pandemic, like other crises, has had direct and indirect impacts on people’s lives, many of which have been negative. However, there is little evidence about how COVID-19 affects decision-making. Emotional responses to COVID-19- related stressors, such as local cases and income loss, provide a pathway for these stressors to affect decision-making. In this study, we examine linkages between exposure to COVID-19-related stressors—focusing on temporally specific local case counts and loss of income due to the pandemic—and behaviors for important health decisions with both individual (accessing health care) and societal (accessing information about antimicrobial resistance (AMR)) relevance. In the analysis of two health behaviors that use data from 1) a custom AMR survey and 2) the U.S. Census’s Household Pulse Survey, which asked about accessing healthcare, we find that exposure to COVID-19 stressors significantly increases feelings of hopelessness. Higher levels of hopelessness are associated with an increased probability of avoiding health information about AMR and foregoing or delaying needed medical care. Mediation analysis confirms that hopelessness is an important pathway through which COVID-19-related stressors affect avoidance behaviors. Our results suggest that large- scale crises may diminish action on other important personal and societal health issues facing humanity through emotion-mediated changes in decision-making.
Pengaruh aplikasi youtube terhadap pemerolehan bahasa kedua anak umur 8 tahun
Authors: Olda Erin Stevia
Published: January 2023

Sarana komunikasi utama dalam kehidupan manusia di dunia ini adalah bahasa, baik dalam bentuk tulisan, lisan, maupun yang hanya berupa simbol tertentu. manusia tidak dapat berkomunikasi tanpa Bahasa, karena manusia adalah makhluk sosial yang harus berinteraksi dengan manusia lain mau tidak mau. Dalam interaksi pasti ada komunikasi dan dalam komunikasi itu pasti ada bahasa. Pemerolehan bahasa kedua secara alamiah atau secara spontan adalah pemeroleh bahasa kedua yang terjadi dalam komunikasi sehari-hari, bebas dari pengajaran atau pimpinan guru. Pemerolehan bahasa seperti ini tidak ada keseragaman karena setiap individu memperoleh bahasa kedua dengan caranya sendiri. Yang paling penting dalam cara ini adalah interaksi dan komunikasi yang mendorong pemerolehan bahasa kedua.
Perjalanan dari Restoran McDonald (The Founder)
Authors: Ryanto Romario
Published: January 2023

Film ini mengisahkan tentang seorang Salesman bernama Ray Kroc yang berhasil mengubah restoran cepat saji inovatif yang terbesar di dunia. Pada tahun 1954, Ray Kroc ialah seorang salesman keliling yang gagal menjual mixer milkshake merk Prince Castle. Meskipun dia memiliki istri yang suportif, Ethel, dan telah menabung cukup banyak untuk menjalani kehidupan yang sederhana dan nyaman di Arlington Heights, Illinois, namun dia mendambakan lebih banyak hal lain. Ray juga mengamati banyak restoran drive-in yang dia coba jual berjalan tidak efisien, dengan waktu tunggu yang lama untuk pesanan.
Melihat Filsafat Hukum dalam Sudut Pandang Ilmu Hukum
Authors: Fanzuri M. Faizal
Published: January 2023

Filsafat hukum merupakan bagian dari filsafat umum karena ia menawarkan refleksi filosofis mengenai landasan hukum umum. Objek dari filsafat hukum ada pada hukum itu sendiri sebab hukum berkaitan erat dengan norma-norma yang mengatur perilaku manusia.Filsafat hukum merupakan bagian dari filsafat tingkah laku (etika) yang mengkaji hukum secara mendalam sampai kepada inti atau dasarnya yang disebut sebagai hakikat hukum atau merupakan filsafat yang mengkaji hukum secara filosofis. Filsafat berarti mencintai kebijaksanaan dalam mencari pengetahuan akan hakikat segala sesuatu, sedangkanhukum berusaha menjadi pedoman dalamkehidupan antar sesama manusia, maka filsafat hukum dapat diartikan sebagai kebijaksanaan dalam menetapkan kebijakan.
Experiment ended
Authors: Hong Fei
Published: January 2023

The Impact of Science on Climate Change: Investing in Carbon Removal Technology
Franchise Sebagai Tombak Awal Dalam Berbisnis
Authors: Akbar Dimas Naufal Maulana
Published: January 2023

Waralaba atau Franchise adalah metode mendistribusikan produk atau layanan di mana pemilik waralaba berpartisipasi sebagai pemilik merek atau nama dagang dan sistem bisnis. Alasan waralaba adalah bisnis terbaik untuk pemula adalah karena waralaba memiliki model bisnis yang telah teruji dan terbukti efektif, sehingga waralaba memiliki risiko paling kecil dibandingkan dengan memulai bisnis baru, juga karena bisnis semacam ini biasanya mengadopsi sistem pembayaran.
Joy Perjuangan Wirausaha Muda Wanita Membangun Bisnis
Authors: Angelina Priskila
Published: January 2023

Joy merupakan sebuah film yang disutradarai oleh David O. Rusell yang menceritakan tentang perjalanan hidup seorang ibu rumah tangga yang berasal dari Log Island, yaitu Joy Mangano. Joy adalah salah satu orang yang suka menciptakan sesuatu yang indah dan unik di kamarnya, impian tersebut didukung oleh nenek dari ibunya (mimi). Ia juga menjadi orang tua tunggal yang membutuhkan pengorbanan dan perjuangan yang besar karena harus merawat dan membesarkan kedua orang anaknya. Ia pun juga mengurus rumahnya dan harus bekerja untuk menafkahi kedua anaknya karena mantan suaminya tidak bekerja bahkan tidak bisa diandalkan.
Differential expression of CRAT in pancreatic cancer.
Authors: Mamoor Shahan
Published: January 2023

Cancer is a leading cause of death and pancreatic cancer is among the most lethal cancers (1, 2). We mined published microarray datasets (3, 4) to determine in an unbiased fashion and at the level of the transcriptome genes most differentially expressed in the primary tumors of patients with pancreatic cancer, pancreatic adenocarcinoma (PDAC). We found significant differential expression of the gene encoding carnitine O-acetyltransferase, CRAT, when comparing pancreatic tumors to the tissue of origin, the pancreas. CRAT mRNA was present at significantly lower quantities in tumors of the pancreas as compared to normal pancreatic tissue. Analysis of human survival data revealed that expression of CRAT in pancreatic tumors was correlated with overall survival in patients with pancreatic adenocarcinoma. CRAT expression changes may be important for the initiation or progression of human PDAC.
Aplikasi Asuhan Keperawatan Jiwa Pada Nn. N Dengan Gangguan Risiko Perilaku Kekerasan Di Ruang Mawar
Authors: Nainggolan Lestari
Published: January 2023

Violent behavior is a maladaptive response to anger, the result of extreme anger or panic. Violent behavior that arises in schizophrenic clients begins with feelings of worthlessness, fear and rejection by the environment so that individuals will withdraw from interpersonal relationships with other people. The purpose of this writing is to provide mental nursing care to Mrs. N at Prof.DR.M Mental Hospital Ildrem Medan. Descriptive writing method, namely case studies by conducting nursing care to patients with risk problems of violent behavior with the implementation strategy (SP) of care carried out for 5 days on Nn. N. Data collection techniques were carried out using interview techniques, observation and physical examination. Nursing problems found in Mrs. N is the risk of violent behavior. With management for 5 days, Mrs. N can control the risk of violent behavior by means of physical exercise 1: deep breathing, physical exercise 2: hitting the bed and pillow, taking medication regularly, communicating assertively or speaking kindly, and spiritually. Suggestions in managing patients with violent behavior risk problems are expected that with this study medical staff can build a trusting relationship with clients so that good communication can emerge and clients can express their problems in order to achieve the nursing process, the role of the family to visit clients and take care of current clients live alone and provide sufficient support and attention to the client in order to speed up the client's healing process
The Impact of Science on Fake Meat: Balancing Cost and Ethics
Authors: Han YouAI
Published: January 2023

The Impact of Science on Fake Meat: Balancing Cost and Ethics
Experiment ended
Authors: Robinson Jonny
Published: January 2023

The Impact of Investing in Environmental Values: A Critical Analysis