bluuebunny/crossref_metadata_2025 huggingface dataset:
A Study On The Growth And Performance Of Service Sector In Kerala-With Special Refeernce To Kollam.
Authors: V Manu
Published: October 2019

This study attempts to review, the growth and performance of service sector in Kerala. The service sector usually covers a wide range activities from the most sophisticated information technology (IT) to simple services provided by the unorganized sector like the services of the plumber, mason, barber etc. National Accounts classification of the services sector incorporates trade, hotels, and restaurants; transport, storage and communication, financing, insurance, real estate, and business services; and community, social and personal services. In World Trade Organization (WTO) and Reserve Bank of India (RBI) classification, construction is also included in services sector.
Celebrities Or Celetoids?: Analyzing the Difference between Achieved and Ascribed Celebrities
Authors: Islam Mehak
Published: October 2019

Celebrity has become a defining characteristic of our mediatized societies. It is ever-present in the news and entertainment industry boosted by formats such as reality TV, DIY (do it yourself) websites, talk radio and so on. ‘The Demotic Turn’ was coined by Graeme Turner in Understanding Celebrity as a means of defining the expanding growth of ‘ordinary’ while they modify themselves into the content of media through various reality shows, several DIY platforms, and widely, via ‘celebrification.’ It is generally defined as the process by which ordinary people or public figures are transformed into celebrities; for instance, film stars, public figures, celebrity politicians. This transformation from ordinary person to celebrity can be seen as a media ritual that both confirms this separation and legitimates the ‘myth of the media centre’, or the myth that the media are the essential gatekeepers to the imagined society’s centre. Celebrities are manufactured by the celebrity industry which produced and further help to sell other commodities and this can’t be equated with the democratization. This whole process of formation of celebrity leads to his conversion into ‘celetoid’ or a short-lived public figure. This paper tries to examine the role which this mass-mediated fame plays within the construction of cultural identities.
Roald Dahl’s Narration Executive Ability for Fictionalization in His Children’s Novels
Authors: Adhithya R. , Latha N.
Published: October 2019

This paper tends to make a study on the narrative technique which is an indivisible part of the novel which has been employed by Roald Dahl in his children’s novel. As the value of narrative technique lies in its appropriate usage as per the need, Dahl employed the right technique at the right place which conveyed his wonderful ideas to the readers and make them feel magical. Though there are various narrative devices applied by the novelists to explain, explore and objectify their themes or ideology. Dahl perfectly familiar with these narrative devices is essential for the creation, imagination as well as better understanding of fiction. Roald Dahl, being the world’s number one story teller of 20thcentury children’s literature used the techniques which pulls the reader attention into his novels.
Hrm Practices In Commercial Banks: A Discriminant Analysis Among Public And Private Sector Banks
Authors: ROY E. RUSHIT GNANA , JEGAN P.
Published: October 2019

Since the banking industry is a knowledge based industry it is essential to transfer the staff recruited into valuable human resources for the banks. It can be done by the provision of adequate skills, knowledge, competences and talents to the human resources. The investment n HRM is essential and inevitable in banking industry, since the return on investment on HRM practices for higher than its cost. With this background, that rate of implementation of HRM practices is banks was analysed. The study revealed that implementation of HRM practices at private sector banks are higher compared to public sector banks. The public sector banks should realise the importance of implementation of HRM practice in order to enrich their performance.
Governance Disclosure on the Internet by Leading Indian Public Sector Companies
Authors: Singh Harmandeep , Singh Arwinder
Published: October 2019

Nowadays, internet satisfying people with different services related to different fields. The profit, as well as non-profit organization, uses the internet for various business purposes. One of the major is communicated various financial as well as non-financial information on their respective websites. This study is conducted on the top 30 BSE listed public sector companies, to measure the extent of governance disclosure (non-financial information) on their web pages. The disclosure index approach to examine the extent of governance disclosure on the internet was used. The governance index was constructed and broadly categorized into three dimensions, i.e., organization and structure, strategy & Planning and accountability, compliance, philosophy & risk management. The empirical evidence of the study reveals that all the Indian public sector companies have a website, and on average, 67% of companies disclosed some kind of governance information directly on their websites. Further, we found extreme variations in the web disclosure between the three categories, i.e., The Maharatans, The Navratans, and Miniratans. However, the result of Kruskal-Wallis indicates that there is no such significant difference between the three categories. The study provides valuable insights into the Indian economy. It explored that Indian public sector companies use the internet for governance disclosure to some extent, but lacks symmetry in the disclosure. It is because there is no such regulation for web disclosure. Thus, the recommendation of the study highlighted that there must be such a regulated framework for the web disclosure so that stakeholders ensure the transparency and reliability of the information.
A Study On Women Entrepreneurship Of Self Help Groups In Kanniyakumari District
Authors: Benjamin C.
Published: October 2019

Women entrepreneurs are playing vital role of the global business environment and important for the sustained economic development and social progress. In India, though women are playing key role in the society, but still their entrepreneurial ability has not been properly tapped due to the lower status of women in the society. The main purpose of this paper is to find out the status of women entrepreneurs in Kanniyakumari District. The main purpose of this paper is to find out the status of women entrepreneurs in Kanniyakumari District. This paper includes rational grounds behind the women entrepreneurship. Another main purpose of this paper is to analyse that are those policies adequate for the growth of entrepreneurship.
The Turmoil Of India In The Twilight Years Of British Empire – In Nayantara Sahgal’s Novel “Mistaken Identity”
Authors: KATYAYANI M. , RANI K. USHA
Published: October 2019

Nayantara Sahgal is the author of nine Novels, ten works of non-fiction and wide-ranging literary and political commentary. She has received the Sahitya Akademi Award, the Sinclair Prize and the Commonwealth Writer’s Prize.

The Novel “Mistaken Identity” is an elegant, adroitly constructed, mordantly written story of the playboy Bhushan singh, son of the Raja of Vijaygarh. He is arrested and thrown into jail and charged with treason.

The Novelist successfully depicts the British officers’ partial Judgements, tortures of Indian National Activists and the prison rules.

As news of violent world events penetrates the prison walls – civil war in Turkey, the rise of Mussolini, Gandhi’s Dandi March, mass arrests, the death of hunger-strikers in Lahore – Bhushan discovers that fate has played a cruel trick on him.

The present paper is an attempt to bring out the story of a love and obsession that brilliantly summons up the turmoil of India in the twilight years of empire.
Online Negotiation Process, Liquidation and Settlement in KARVY Stock Broking
Authors: Reddy Muddam Nikhil , Rajyalakshmi G.
Published: October 2019

In the earlier days, only brokers and companies utilized to hump way to the round hold mart but now online trading Bharat, of trading ensures trading for all. Internet also gives the required operation and acquisition on the hold activity as recovered as a precise reasoning of the happening of prices.

There are galore websites that talk clear upbringing materials and dealing simulators that grow really susceptible and are cost-efficient for beginner`. Possibility traders can easily seek websites of all the content that would be required.
Socioeconomic Challenges faced by Basin’s People in India
Authors: Tripathy Biplab , Mondal Tanmoy
Published: October 2019

India is a subcontinent, there huge no of people lived in river basin area. In India there more or less 80% of people directly or indirectly depend on River. Ganga, Brahamputra in North and North East and Mahanadi, Govabori, Krishna, Kaveri, Narmoda, Tapti, Mahi in South are the major river basin in India. There each year due to flood and high tide lots of people are suffered in river basin region in India. These problems destroy the socio economic peace and hope of the people in river basin. There peoples are continuously suffered by lots of difficulties in sort or in long term basis. Few basin regions are always in high alert at the time of monsoon seasons. Sometime due to over migration from basin area, it becomes empty and creates an ultimate loss of resources in India and causes a dis-balance situation in this area.
Environmental Concerns In Chidambaram Town: Problems, Causes And Solutions
Authors: Kumar S. Arul , Baksh S. Allah
Published: October 2019

Our Planet faces a variety of troubling issues that stem from man-made contamination. Many of these leads to environmental problems. As time has passed however, scientists have discovered that population growth and rapacious conception of the planet’s natural resources continue unabated, they would pose serious threats to the survival of our species, as well as to the survival of millions of others. This paper searches the level of awareness about environment and its problem list among the public of Chidambaram Town and to explore the reason for environment problems and its possible solutions.
A Search for Redemption and Mystical Union: An Analysis of O’Connor’s “Greenleaf” and “The Lame Shall Enter First”
Authors: Jacob Manju
Published: October 2019

Flannery O’Connor is one of the modern spiritual writers and is identified with labels like Catholic writer, Hillbilly Thomist, Southern novelist, grotesque stylist etc. She deserves another equally convincing label–O’Connor the Mystic–her claim to be considered a mystic being based on the many instances of the description of mystic experience and the operation of grace in her motifs. Flannery O’Connor highlights her religious outlook of God in a nontraditional manner and allows others to obtain grace through her literature. Though faith underpins all of her work, she does not use it in a didactic manner as a medium to preach. Her short stories can be viewed as a search for redemption in Christ. These stories are quests which involve the hero’s recognition of his vocation and end in his eventual ordination. There is an initial rebellion against belief, a crisis in faith, and a resolution in a ‘moment of grace’ in her stories. For O’Connor, the very act of writing was itself a redemptive process. Though O’Connor’s works follow the features of Eastern as well as Western mysticism, the present study concentrates on the Christian mystical elements in O’Connor’s “Greenleaf” and “The Lame Shall Enter First” as O’Connor was a Catholic writer.
Effect of Plyometric Training on Strength Endurance of Male Hostel Students
Authors: Kundukulam Mary Varghese
Published: October 2019

The purpose of the present study was to find out the effect of plyometric training on strength endurance of young male hostel students. To achieve the purpose twenty (n = 20) young male students were selected as subjects and their age ranged between 18 and 25 years. They were divided into two equal groups, each group consisted of ten (n = 10) subjects. The group I underwent plyometric training (PTG), and group II acted as a control (CG) who did not exposed any special training apart from their regular activities. The training period for this study was limited to five days in a week for eight weeks. Abdominal strength endurance was selected as a criterion variable of this study and it was measured by using bent knee sit-ups. The analysis of covariance (ANCOVA) was applied as a statistical tool. In all cases 0.05 level of confidence was fixed to test the significance, which was considered as an appropriate. It was concluded from the result of the study that there was a significant improvement (p ≤ 0.05) due to plyometric training on abdominal strength endurance as compared to control group.
Financial Deepening and its Impact on the Credit Culture in Bihar
Authors: Kumar Ashok
Published: October 2019

Ancient India (especially during the Maurya and the Gupta empires) had an organized private credit dispensation system. Although there were no banks in the modern sense of the word, but the merchant guilds did have systematic procedure of evaluating, vetting and sanctioning of credit to its members. The system was not open to the general public but then, the membership of the guild could be acquired quite easily by anyone desirous and serious enough to do business in the specific area that a particular guild promoted. This system of credit dispensation remained in India till the advent of the British East India Company.
Impact Of Visual Impairment Among With Cerebral Palsy
Authors: V JEMIMAH. , NAGALAKSHMI P.
Published: October 2019

Visual impairment and Cerebral Palsy is often a significant component of multiple handicapping conditions affecting individuals. Early identification of visual impairment and treatment helps the children overall development in the sensory and motor skills through vision training. Often the visual problems are not noticed and seems unidentified due to the primary disability of Cerebral Palsy .Identification of the visual conditions like Cortical visual impairment, Field loss and visual problems of refractive errors and Strabismus at the early stage and the constant training in the visual skills will improve their functional vision and skills to a great extent. The purpose of the study is to identify the prevalence of visual conditions among cerebral palsy and the impact of the vision training in the visual skills of the children with cerebral palsy. In this descriptive study , purposive sampling techniques was used on 30 children having eye conditions of  Cortical visual impairment, Refractive errors who underwent complete clinical and functional assessment at vasan eye care hospital ,Chennai were included in this study. This study states that children with the secondary problems of eye conditions need to be diagnosed at the earliest so that their visual skills on optical and optical perceptual skills may be improved to a great extend especially in their educational activities. The evaluation and management of the visual problems of this population can therefore greatly facilitate their rehabilitation. A thorough clinical assessment coupled with a functional evaluation was useful in planning suitable rehabilitation for these children in a comprehensive manner.
A Study Of Integrated Township For Development Of Mahalunge-Man Project In Pune Region Comparative With Other Township
Authors: Mane Haridas , Ahire Hemanshu , Kolhe Atul
Published: October 2019

An Integrated Township is a self sustainable township to provide Amenities and Facilities to Residential, Commercial, Recreational, Public etc required by a fully groomed Township. Integrated Townships can be defined as "The Housing schemes that provide affordable housing to various sections of the society in urban areas of the State". Integrated townships are the way to go as they bring together all the elements that customer's demand which is "walk to work' lifestyle, shopping complexes, facilities for leisure and entertainment. The purpose of this study is to give insight into integrated townships, research the development of integrated township project going on in Mahalunge - Man area and suggest ways to improve it by analyzing its pros and cons by comparing it to Other City.
Study On Financial Performance Using Ratio Analysis Of Gsfc Ltd. & Gnfc Ltd., Gujarat”.
Authors: Prajapati Pratik
Published: October 2019

The present study of the research title on “A Study on Financial Performance using Ratio Analysis of GSFC ltd. & GNFC ltd”. Gujarat Financial Associate in tending analysis cited budget analysis or accounting analysis refers to an assessment of the viability, stability and profitableness of a business, sub-business or project. The most plans behind this study are to research the money operative position of the corporate. This analysis is completed with facilitate of secondary information that is gathered from the annual report of the corporate. The financial performance is measured by exploitation numerous money tools like profitableness magnitude relation, financial condition magnitude relation, comparative statement, etc. supported the analysis, findings are arrived that the corporate possesses enough funds to satisfy its debts & liabilities, the profit-and-loss statement of the corporate shows sales of the corporate inflated once a year at sensible rate and profit conjointly increased once a year.
A Study On Kattam Vedic Art As An Example Of Infographics
Authors: KUNNUMPURATH BIJU , R SRUTHI
Published: October 2019

Infographics is the sort of communication which is gaining popularity day-by-day. Using elements of design in an efficient and organised manner, infographics provides its users the desired information in a very subtle and crisp manner. Information conveyed through an infographic is not only visually appealing but also very easy to grasp. Kattam is a technique which has been used by vedic astrologers in South India for thousands of years. This research tries to examine kattam, its features and analyse if it can be considered as an example of infographics.
Narrative conventions: What contribute to competitive prime time television News Discussions?
Authors: D’Souza Vidisha Madonna
Published: October 2019

Television News has been a resorted platform for Indian viewers over the past decades. A majority of Indian viewers are known to trust this platform for its highly expected one-stop, credible, professionally opinionated sense of reporting.  News channels have become platforms for celebrity journalists and anchors to exercise their authority. News organisations have become backbones of information and public opinion and journalists and their organisational agenda have taken this forward.  With bold and competitive strategies used to enable news presentations, it is essential to examine and recognize existing Television news narrative conventions and practices that have gained momentum in recent years. Through a qualitative analytical approach taken for this research study, it is clear that narrative conventions exist and modify, thus producing fashionable and modernized forms of presentation techniques during prime time. With a clear organisational norm and genre of discourse shared by Indian English television channels today, the paper highlights persisting organisational norms, unconventional discourses, rhetoric (audio and visual) and music – a contributing element as existing contributors of narrative conventions.
Violence against Women in Taslima Nasrin’s Lajja
Authors: Meenakshi Ms
Published: October 2019

Bangladeshi English literature consists of all those literary works written in the English language in Bangladesh and by the Bangladeshi diaspora. Some of its prominent writers are Rabindranath Tagore, Begam Rokeya,Tehmima Anam, Taslima Nasrin and so on. The name of Tagore shows that the origin of Bangladeshi literature can be traced to pre-independent Bengal. The writers of Bangladesh use English as a medium to connect to the rest of the world. It is used as a medium to contribute to the world literature. They also find it a tool to show the real conditions of Bangladesh to the world. Writers like Taslima Nasrin details many of the issues of the nation in her magnum opus Lajja. One of those issues is the violence against women in Bangladesh. In one of her interviews, she states that everything she has written is for the oppressed women of Bangladesh. She further stated that she has wrung her heart out into her words.  She has consistently been criticizing the patriarchal society of the nation for its bad treatment of women.
The Sun Also Rises: An Experiential Travelogue of the Twenties
Authors: Arpita Sawhney
Published: October 2019

Ernest Hemingway is admittedly one of the most outstanding American writers of the twentieth century. The literary lion of the twenties, he has been a colourful personality all through his life.  In the words of Archibald Macleish, he was “famous at twenty-five; thirty a master.”  The Sun Also Rises, widely considered as Hemingway’s best novel, is a brilliant achievement in organizing post-war tensions, pressures, and situations. It offers a concentrated picture of the 1920s.
Impact of CSR on Financial Performance of Banks: A Case Study
Authors: Memon Sundas , Waqar Sethar  , Adnan Pitafi  , Wasim Uddin
Published: October 2019

The aim of current study is to investigate the impact of CSRRI on bank’s financial performance. For this purpose, ROA, EPS and PAT are taken as proxies for measuring bank’s financial performance by using time series and panel data. The time span is from 2004 to 2017. The current study used HBL and MCB bank for analysis. The dependent variables are ROA, EPS and PAT while independent variables are CSRRI and bank size.

To estimate the model, the current study used quantitative data to analyse the results by using descriptive analysis, correlation analysis, and multiple regression analysis.

The findings of the current study revealed that the slope coefficient of intercept and CSRRI are positive except bank size which is negative in three models. In short, the CSRRI can

Further, CSR reporting may provide welfare for both banks and econometric models suggests that socially responsible banks can not only attract large numbers of customers but also increases profitability.
PERAWATAN DIRI SEBAGAI FAKTOR RISIKO KECACATAN PADA PENDERITA KUSTA
Authors: Herawati Cucu
Published: October 2019

Latar Belakang: Kecacatan yang dialami oleh penderita kusta menyebabkan berbagai dampak diantaranya dampak sosial, psikologis, dan ekonomi. Dampak sosial yang dialami penderita yaitu terisolasi dari pergaulan karena adanya stigma dan dsikriminasi, masalah psikologis menimbulkan stres, cemas dan depresi, serta dampak ekonomi dapat meningkatkan kemiskinan karena kurangnya produktifitas penderita. Maka diperlukan upaya pencegahan supaya tidak mengalami cacat diantaranya dengan perawatan diri. Tujuan penelitian ini untuk mengetahui hubungan antara pendidikan, pendapatan, tipe kusta, dan perawatan diri terhadap cacat tingkat II kusta. Metode: Jenis penelitian ini adalah penelitian analitik dengan desain Cross Sectional. Total populasi 43 penderita dengan jumlah sampel pada penelitian ini sebanyak 35 responden. Teknik pengambilan sampel pada penelitian ini menggunakan teknik cluster sampling, untuk menentukan mana saja yang termasuk sampel dari tiap Puskesmas menggunakan teknik simple random sampling. Metode pengumpulan data dilakukan dengan wawancara dan telaah dokumen. Hasil: Didapatkan tidak ada hubungan antara tipe kusta (p=0.234) dengan cacat tingkat II dan terdapat hubungan yang signifikan antara pendidikan (p=0.042), pendapatan (p=0.009), dan perawatan diri (0.001) dengan cacat tingkat II di Kabupaten Cirebon Tahun 2019. Nilai OR perawatan diri sebesar 11.73 maka perawatan diri yang kurang mempunyai risiko 12 kali terjadinya cacat tingkat II dibandingkan dengan yang melakukan perawatan diri baik. Kesimpulan: Perlunya peningkatan peran aktif penderita untuk mencari informasi tentang penyakit kusta dan meningkatkan perilaku kebiasaan perawatan diri yang rutin untuk mencegah terjadinya cacat.
Effects of Social Skills on Early Childhood Independence
Authors: Rusmayadi Rusmayadi , Herman Herman
Published: October 2019

The purpose of the study was to determine the effect of social skills on children's independence. The research method is a survey that explains the causal relationship between path analysis and a quantitative approach. In the study found that there is a significant relationship between Social Skills with Independence. The closeness of the relationship between interpersonal and Independence is reinforced by the results of testing the hypothesis that there is a positive direct effect of Interpersonal Intelligence on Independence. The results showed there was a direct influence of Social Skills on the Independence of kindergarten children. Hypothesis testing results indicate the research hypothesis is accepted. Thus it can be interpreted that there is a significant direct effect of Social Skills on the Independence of Kindergarten children.
Cultural And School Factors As Predictors Of Mathematics Teachersâ€™ Use Of Information And Communication Technology (ICT) For Instruction In Ogun State
Authors: Oladimeji Olafare Festus , Mwuese Boor Charity , Mary Taiwo Oyeladun , Olugbade Adeyanju Lawrence
Published: October 2019

This study aims to find out if culture and school factors serve as predictors of mathematics teachersâ€™ use of information and communication technology for instruction in secondary school. The sample for this study comprises 171 secondary schoolsâ€™ teachers from 17 government-owned secondary schools in Ogun State, Nigeria. Data were collected through a questionnaire. The result shows that culture does not serve as a predictor of mathematics teachersâ€™ use of ICT for teaching but school factors serve as a predictor of mathematics teachersâ€™ use of ICT for teaching. It was also discovered that there was no significant relationship between culture and school factors as predictors of mathematics teachersâ€™ use of ICT for teaching. Based on these findings, it was concluded that the obtainability of ICT facilities and other factors in school is important to mathematics teaching..
THE EFFECT OF PERFORMANCE AUDITS ON GOVERNMENT APPARATUS ON THE QUALITY OF PUBLIC SERVICES IN BANJARSARI SUB-SUB-DISTRICT SURAKARTA
Authors: Dewi Maya Widyana , Budianti Nisa
Published: October 2019

This study examines the effect of performance audit of the government apparatus on the quality of public services in the Banjarsari sub-sub-district of Surakarta. This research method is descriptive with a qualitative approach. As for the location of the study in Banjarsari sub-district, the research population consisted of 92 people, consisting of the sub-district apparatus and the community in Banjarsari Sub-district. The purpose of this study was to find out (a) the effect of quality audit on work results, audit the quantity of work and audit timeliness on the quality of public services partially; (b) Effect of quality audit on work results, audit quantity of work results and audit timeliness of quality of public services simultaneously; (c) Which performance audit variable is the most influential on the quality of public services in Banjarsari Sub-district. The data obtained from interviews, collected and processed using the SPSS 23 For Windows Program. The results of the study are (a) quality audit of work results and audit of timeliness have a partial effect on the quality of public services, while auditing the quantity of work is not; (b) quality audit of work results, audit of quantity of work and audit of timeliness simultaneously affect the quality of public services; (c) The most influential performance audit variable is the audit of work quality.
IMPROVING REGIONAL ORIGINAL INCOME WITH TAX RECEIPT, REGIONAL RETRIBUTION AND REGIONAL WEALTH MANAGEMENT RESULTS IN SOLO RAYA
Authors: Suprihati Suprihati , Kristiyanti LMS , Hajir M.
Published: October 2019

This study uses secondary data, which comes from the realization of District / City Regional Revenues in the Surakarta Residency 2012-2016 Fiscal Year. The data analysis using multiple linear regression analysis with the help of SPSS 20. The results of the study indicate that tax revenue has a significant effect on the Original Revenue of District / City Regions in the Surakarta Residency. Whereas the regional retribution does not have a significant effect on the Original Revenue of District / City Regions in the Surakarta Residency. Regional wealth management has a significant effect on the District / City Regional Original Revenue in the Residency. Tax revenues, regional retributions and management of regional wealth together influence the Original Revenue of District / City Regions in the Surakarta Residency. The calculation results show that tax revenue has a value of beta coefficient of 0.442 which is greater than the variable regional levies and regional wealth management. This shows that tax revenue is more dominant in influencing the Original District / City Revenue in the Surakarta Residency.

Keywords : tax revenue, regional retribution, management of regional wealth, local revenue.
RISK OF RETURNING DEPOSITO INVESTMENT RESULTS
Authors: Gunanto Djoko Sigit
Published: October 2019

The purpose of this study is to understand the risk and return on investment of mudharabah deposits in Islamic banks using the Value at Risk (VaR) approach. The objects in this study are quarterly financial reports of Bank Syariah Mandiri, Bank BRI Syariah, and Bank Muamalat for three years, 2015-2017. VaR analysis results show that the average investment risk of mudharabah deposits for 3 years at Bank Syariah Mandiri was in 2015 amounted to 6.61% and net return of -0.53%, in 2016 the risk of 0.14% and net return of 3.21 %, in 2017 the risk is 0.17% and the net return is 0.32%. BRI Syariah Bank in 2015 was 0.08% and net return was 4.28%, in 2016 the risk was 0.07% and the net return was 3.77%, in 2017 the risk was 0.08% and the net return was 42.81% . and Bank Muamalat was in 2015 amounted to 0.63% and a net return of 0.04%, in 2016 a risk of 0.40% and a net return of 0.08%, in 2017 a risk of 0.14% and a net return of 0.26% . In addition there are differences in the level of risk and net return on Bank Syariah Mandiri, Bank BRI Syariah, and Bank Muamalat with a significant probability (p-value) for a risk level of 0.005 and a net return of 0.045. From the level of risk and net return for three years, BRI Syariah Bank is a bank that has a prospective value.

Keywords: VaR, Risk, Return, Mudharabah Deposit
IMPACTS OF LABOUR SHORTAGE ON ORGANIZATION PERFORMANCE: A CASE STUDY MINISTRY OF WATER AND IRRIGATION-TANZANIA
Authors: Matemani James Kalimanzila
Published: October 2019

Labour shortage is the most challenging factor in economic growth in Tanzania particularly in Water and Health sectors. The Ministry of Water currently is facing critical labour shortage particularly technical staffs and engineers in both rural and urban water Offices. This problem have caused by many factors including, lack of promotion, lack of motivation, job mishmash, and low salary. This paper analysis and demonstrated recognition and good working environment as the key players in retaining labour and removing labour shortage in an organization. Many scholars demonstrates low salary and promotion as the only key players and forget about good working environment and recognition. The objective of this study is to investigate the scope and impacts of labour shortage on organizational performance. Likewise, the study have more significant in reminding the organization about the values of Human Resources for its development. In analyzing the study problem in this study conceptual and theoretical framework have been used.

The study have used both qualitative and quantitative method in collecting and analyzing data obtained from different sources. Likewise this study have used hypothesis and theories to describe the results. The results of this finding is described through figures percentages and statistics chats which shows the importance and significant of promotion and good working environment in employees retention.

All in all Tanzania suffers from considerable human resources constraints including inadequate staffing, imbalances in deployment and retention of professional water technical experts and supporting staffs, hence poor service delivery and economic stagnation, here the government must create good policies and proper environments to the workers.
ANALYSIS FINANCIAL PERFORMANCE OF RURAL BANKS IN INDONESIA
Authors: Sofyan Mohammad
Published: October 2019

During the period 2006-2019 many rural banks were liquidated by Indonesia Deposit Insurance Corporation (LPS) which have an impact on the performance of rural banks. This study aims to determine the effect of CAR, LDR, OCOI and NPL on the ROA of Rural Banks in Indonesia. The results of the study show that CAR, LDR, and OER have a significant effect on ROA. Every increase in operating costs will result in a decrease in pre-tax profit which results in a decrease in ROA. NPL has no significant effect on ROA. because rural bank has a large CAR ratio to cover credit risk.
THE ANALYSIS OF PUTUKREJO VILLAGE GOVERNMENT READINESS IN FORMING BUMDES AS A DEVELOPMENT EFFORTS OF RURAL COMMUNITIES BASED ON CREATIVE ECONOMY
Authors: Wahyu Agung Minto
Published: October 2019

The purpose of this study is to determine the readiness of the village government in forming BUMDes as well as the factors forming these readiness as an effort to empower rural communities based on creative economy. This study uses qualitative methods with a case study approach. The case study was conducted at BUMDes “Barokah” owned by Putukrejo Village, Gondanglegi District, Malang Regency. The results of the study confirms that the Putukrejo Village Government has a fairly good readiness in forming BUMDes. It is proven by the development of business units that are very helpful in empowering local rural communities. In addition, BUMDes “Barokah” also seeks to empower the community based on creative economy by establishing the tourist attraction, Sumber Sira Market, which is used to manage the products of the community creativity.
Türkiye’deki Güç Sisteminde Karga Arama Algoritması Kullanılarak Ekonomik Yük Dağıtımı
Authors: ANDİÇ Cenk , ÖZTÜRK Ali , TOSUN Salih
Published: October 2019

Enerjinin talebinin artması ile elektrik güç sistemlerinin çalışmasının planlanması ve en uygun koşullarda işletilmesi son zamanlarda artarak önem kazanmaktadır. Ülkemizde ve dünya genelinde talep edilen elektrik enerjisi oldukça yüksek oranla termik yakıtlı santraller tarafından karşılanmaktadır. Ekonomik Yük Dağıtım (EYD) probleminde termik yakıtlı santrallerin yakıt maliyetleri azaltılarak şebekenin işletilmesi amaçlanmaktadır. Bu çalışmada sezgisel yöntemlerden biri olan Karga Arama Algoritması (KAA) uygulanarak Türkiye’de kullanılan 400 kV’luk, 6 adet termik yakıtlı santrali bulunan 14 baralı bir güç sisteminde EYD problemi çözülmüştür. Yapılan çalışmada, jeneratörlerin üretim limit değerleri, hat kayıpları ve üretim-tüketim güç dengesi dikkate alınılarak sistemin toplam yakıt maliyetini en aza indirgemek için jeneratörlerin optimum çalışma şartları belirlenmiştir.
AVERAGE INSOLATION INTERPOLATED BY THE KRIGAGEM METHOD FOR THE STATE OF PERNAMBUCO – BRAZIL
Authors: Kozmhinsky Marcelo , De Medeiros Raimundo Mainar , De Holanda Romildo Morant , Silva Vicente de Paulo
Published: October 2019

The objective of this study was to characterize the climatic conditions of insolation in the State of Pernambuco through interpolation, elaborating maps representative of the monthly and annual distribution, besides the low variability and high insolation by the kriging method for the period 1962 to 2016. The data of insolation used Were provided by the National Institute of Meteorology (INMET), comprising the same period of study. The development of this paper was based on simplified statistical data for eight municipalities that compose the INMET meteorological network. The records indicate the incidence of sunshine above normal patterns in the hinterland and high sertão, conditioned by low cloud cover, temperature fluctuations above normal and occurrences of fires. The method of interpolation of the insolation data by the kriging model indicated optimal levels of significance when extended to the other regions of Pernambuco showing similar climatic conditions to the values used of the stations worked. The kriging of monthly and annual insolation data and the low and high sunshine months served to compose the spatial distribution maps being an alternative to generate reliable estimates with maps of greater representativity.
SOIL PHYSICAL CHARACTERISTICS NEAR THE RESERVOIR OF THE LUIZ GONZAGA HYDROELECTRIC POWER PLANT - PE
Authors: Silva Silvanete S. da
Published: October 2019

The erosive processes generated at the reservoir banks affect the quantity and the water supply, causing serious environmental and economic consequences. The objective of this study was to define the erosive laminar process in the surroundings of the reservoir of the Hydroelectric Power Plant. To perform the evaluation in sixteen areas, Echanced Thematic Mapper Plus images were used from Ladsat 7 satellite, RGB color composition and 543 bands, with nine classes of use and occupation of the areas, as well as the methodology with erosion pins. The pedological survey revealed a variation in the taxonomic classes, such as: Eutrophic Regolithic Neosol (area 1); Eutrophic Littoral Neosol (areas 2, 3, 4, 12 and 13); Optical Quartzene Neosol (areas 4, 6, 7, 8, 9, 10, 11 and 16); Luvissolo Crômico Órtico (area 5); And Eutrophic Haphol Plantain (area 15); The physical characterization of the soils and the soil loss of the marginal debulking (ranging from the very low to severe level) studied were susceptible to erosive processes. Soil loss in the studied areas varied from 85.00 to 205.20 kg ha-1ano-1.
À EROSÃO PLUVIAL EM CARUARU – PE, BRASIL
Authors: França Manoel Vieira , Ferraz Juan Xavier , De Medeiros Raimundo Mainar , Holanda Romildo Morant
Published: October 2019

No Brasil e em especial no município de Caruaru, a erosão causa a perda de produtividade agrícola com a redução da área, o assoreamento e a contaminação dos corpos d´água por fertilizantes e agrotóxicos nos recursos hídricos e a perda da sua biodiversidade. Para estimar o índice de erosividade pluvial, utilizou-se da metodologia proposta por  Wischmeier e Smith, Lombardi Neto. O fator R permite avaliar o potencial erosivo das chuvas de determinado local. Objetiva-se a estudar a variabilidade da precipitação e do índice de erosividade da chuva mensal e anual com base na equação universal de perda do solo, sua probabilidade e seu tempo de retorno, fornecendo informações relevantes ao setor agropecuário para realizações de planejamentos com melhores fontes de segurança visando a instalação de projetos e sua produção sustentável, além da possibilidade de fechamento de áreas degradadas transformando-as em sistemas de capitação de água de chuva em barroquinhas para manutenção da água do solo. Os usos do solo aceleraram os processos erosivos e, devido a isto, há predomínio da morfogênese em detrimento da pedogênese as quais necessitam de readequação do uso do solo. Essa readequação pode ocorrer tanto pela modificação do uso, quanto através de práticas de mecânicas de conservação do solo. O principal agente erosivo no município de Caruaru é o uso do solo sua ocupação e práticas conservacionistas, pois as classes de agricultura com solo exposto que predominam a área de estudo, são utilizadas sem muitas técnicas.
Climatological diagnosis and precipitation trend in Cabaceiras - PB, Brazil
Authors: De Holanda Romildo Morant , De Medeiros Raimundo Mainar
Published: October 2019

The analysis of trends in historical rainfall series is important to verify the interannual and decadal climatic variability in order to identify how climate changes can modulate these temporal patterns of variability. We analyzed the temporal distribution of the historical series and the rainfall trend for the municipality of Cabaceiras - PB and a study with linear regression and measures of central tendency and dispersion of the monthly and annual rainfall indices. Based on the results it was verified that the median is the measure of central tendency most likely to occur; The rainy season occurs between February and July, with an average value of 278.9 mm, corresponding to 82.5% of the annual precipitation. The months of maximum rainfall occur between March and April and those with the lowest rainfall indexes center in the months of October and November; It was verified in the linear regression analysis of the historical series of precipitation of the period from 1926 to 2011, the trend of greater variability of precipitation is centered between the months of February to June, which has high rainfall rates for the region and the smaller ones Pluviometric indexes is centered between the months of October and December, which has low rainfall indexes.
TRIAS POLITICA DALAM PERSPEKTIF FIKIH SIYASAH
Authors: Gusmansyah Wery
Published: October 2019

According to the concept of the trias politica Montesquieu, in every government there are three kinds of powers, namely the legislative power, the executive power, on matters pertaining to the law of nations; and judicial power on matters that depend on civil law ". According to him, these three types of power must be separate from each other, both about the task (function) and the equipment (organ) that organize it. Basically, the concept of trias politica does not conflict with the jurisprudence of siyasah. The implementation of this power-sharing can be seen in the time of the khulafaurrasyidin. At that time the executive power held by a caliph, the legislative power held by the Council of Shura, and the power of the judiciary held by Qadhi or judge. Then, during the second caliphate of Umar bin Khattab, the division of power between the executive, the legislative, and the judiciary was elaborated by law. At this time, Umar bin Khattab made a law that separates the executive and legislative powers, with the aim that the qadhi as the holder of the judicial power in deciding cases can be free from executive influence
PERLINDUNGAN HUKUM HAK KEKAYAAN INTELEKTUAL TERHADAP TINDAKAN PELANGGARAN PEMBAJAKAN BUKU ELEKTRONIK MELALUI MEDIA ONLINE
Authors: Mike Etry
Published: October 2019

This time progress of science and technology and the increase of national development activities make the sociaty in various aspects of life also experienced an increase therefore the effort of creation and renewal of a legislation is required to be guaranteed a legal certainty. As well as in the field of science art, and literature are closely related to the problem of Intellectual Property Rights, because increasing of technology activities marked by the emergence of innovative new discoveries but unfortunately in the middle development of science and technology sector is not supported by public awareness and market participants to be honest in understanding the importance of protecting Intellectual Property Rights on a product produced by someone. The rise of piracy toward books that happening at this time indicates the weakness of the enforcement of copyright in Indonesia. Books in electronic format should be able to provide a solution to the high price of textbooks but in fact precisely this book in electronic format becomes easier to be plowed online by irresponsible elements to be reproduced in order to gain individual benefits only
USUL FIKIH: REKONSTRUKSI METODOLOGIS DALAM DINAMIKA HUKUM ISLAM
Authors: Efrinaldi Efrinaldi
Published: October 2019

The philosophical-historical analysis on Islamic law amid the society is becoming an increasing focus of attention, especially for academicians. Their debates, to some extend, are nearly touching even the sacralized matter. But it is also regrettable that what  they have discussed so far are merely the problems on the surface and considered trivial as they do not touch  the core of the problem likes establishing a new-accepted and relevant theory. What they have done or discussed are merely repetitive. The point to be discussed here is the sacralization of the thoughts and blind following toward one  thought of school. Employing the philosophical-historical analysis on Islamic law and it relationship with the Islamic jurisprudence and comparing it with the contemporary methodology, this writing is aimed at looking for new formula on the Islamic  jurisprudence reasoning with the development of methodology of Islamic studies.
PENDAMPINGAN APLIKASI BUKU BAHASA INGGRIS PRAKTIS BAGI PEDAGANG SOUVENIER DI PASAR SENI TAMAN NARMADA
Authors: Arafiq Arafiq , Hanafi Nurrachman , Husni M Muhammad , Syahdan Syahdan , Yusra Kamaluddin
Published: October 2019

Taman Narmada merupakan salah satu obyek wisata yang berada di Kecamatan Narmada Kabupaten Lombok Barat. Taman Narmada menjadi salah satu andalan wisata bagi Kabupaten Lombok Barat, Seperti halnya obyek-obyek wista lainnya, Taman Narmada menjadi destinasi yang lumayan sering dikunjungi oleh wisatawan lokal maupun mancanenagara. Dengan kehadiran wisatawan tersebut, masyarakat dapat membuka lapangan usaha yang baru, misalnya membuka usaha yang menawarkan kuliner dan juga souvenier. Oleh karana itu masyarakat harus diberdayakan untuk dapat memberikan pelayanan yang baik dan berkualitas kepada para wisatawan sehingga keberlangsungan hidup mereka dan keluarganya kedepan dapat terjaga dan ditingkatkan. Kegiatan pengabdian kepada masayarat ini bertujuan untuk memberikan Pendampingan terhadap aplikasi buku praktis Bahasa Inggris bagi pedagang souvenier di Pasar Seni Taman Narmada, Kecamatan Narmada Kabupaten Lombok Barat yang mencakupi percakapan-percakapan tentang welcome tourists, introducing to tours, explaining safety rules, dan etiquette, showing places of interest.  aspek kosa kata tour guide vocabulary, dan contoh rekaman tour guide speech. Kegiatan pengabdian kepada masyarakat ini dilaksakan dengan metode partisipatif sehingga diharapkan semua peserta aktif terlibat dalam kegiatan pelatihan, mulai dari perencanaan, pelaksanaan, sampai pada tahap evaluasi. Hasil kegiatan ini sangat bermanfaat bagi masyarakat mitra karena dengan kegiatan tersebut mereka dapat mengetahui, mempraktekkan pengalaman selama kegiatan berlangsung dalam memperkenalkan souvenier, mengatakan harga dan transakasi, menunjukkan dan menjelaskan tempat-tempat yang menarik di taman narmada.