bluuebunny/crossref_metadata_2025 huggingface dataset:
CÁC YẾU TỐ ẢNH HƯỞNG ĐẾN SINH KẾ CỦA LỰC LƯỢNG LAO ĐỘNG TRONG CÁC NGÀNH NGHỀ: TỔNG KẾT CÁC NGHIÊN CỨU THỰC NGHIỆM TẠI VIỆT NAM
Authors: Vân Mai Thị , Thăng Đoàn Vinh
Published: January 2024

Nghiên cứu này được thực hiện nhằm tổng kết các kết quả nghiên cứu thực nghiệm về ảnh hưởng của các yếu tố đến sinh kế của lực lượng lao động làm việc trong các ngành nghề khác nhau tại Việt Nam. Phương pháp tổng quan tài liệu một cách hệ thống được sử dụng để tìm kiếm, chọn lọc và đánh giá các nghiên cứu có liên quan đến chủ đề nghiên cứu. Kết quả cho thấy có sự nhất quán của các kết quả nghiên cứu trước đây về một số yếu tố có ảnh hưởng tích cực đến kết quả sinh kế của lực lượng lao động. Cụ thể, chất lượng lao động, diện tích đất nông nghiệp, số lượng và giá trị các phương tiện sản xuất, số nguồn thu nhập, sự hỗ trợ của địa phương và vốn xã hội có mối quan hệ đồng biến với kết quả sinh kế. Tuy nhiên, dường như chưa có sự đồng thuận giữa các học giả về vai trò của vốn vay, khả năng tiếp cận vốn vay và kinh nghiệm của lực lượng lao động đến kết quả sinh kế của bản thân họ. Từ đó, các hiểu biết tổng quát cũng như các khoảng trống nghiên cứu được xác định, góp phần định hướng cho việc xây dựng các chính sách về sinh kế và các nghiên cứu thực nghiệm trong tương lai.
BÀN VỀ VIỆC TƯƠNG TÁC TRONG QUÁ TRÌNH HỌC TẬP KHI GIẢNG DẠY TRỰC TUYẾN
Authors: Thành Tô Vũ , Ngọc Phạm Viết , Sinh Phạm Trường
Published: January 2024

Trong những năm gần đây, việc giảng dạy trực tuyến cũng đã được nhiều tác giả quan tâm nghiên cứu, đồng thời khẳng định việc tích hợp E-Learning trong dạy và học là một xu hướng tất yếu. Đồng thời, học tập trực tuyến đã trở thành một phần quan trọng của giáo dục bậc cao. Trên thế giới đã có không ít các nghiên cứu về vấn đề này, tuy nhiên nhiều nhà giáo dục vẫn băn khoăn về việc làm thế nào để áp dụng đào tạo trực tuyến một cách có hiệu quả. Việc môi trường học trực tuyến sẽ mang lại những lợi ích gì cho sinh viên và những yếu tố nào ảnh hưởng đến sự hài lòng của sinh viên khi tham gia những chương trình học trực tuyến. Bài báo này đã tiến hành tổng hợp hơn 30 tài liệu nghiên cứu về vấn đề này, từ đó tổng hợp và bàn luận, phân tích những ý kiến quan điểm của mỗi tác giả về ảnh hưởng của việc tương tác trong quá trình giảng dạy trực tuyến, cũng như những gợi mở về việc khai thác các ứng dụng trong giảng dạy với 3 mô hình tương tác trong quá trình giảng dạy trực tuyến, đó chính là tương tác giữa người học với giảng viên; người học với người học và người học với tài liệu. Đồng thời, bài báo cũng chỉ ra còn nhiều khoảng trống nghiên cứu về tính tương tác và khẳng định tầm quan trọng của nó trong việc giảng dạy trực tuyến.
QUẢN LÝ HOẠT ĐỘNG GIÁO DỤC VĂN HÓA TRUYỀN THỐNG CHO HỌC SINH TRUNG HỌC CƠ SỞ
Authors: Tuấn Nguyễn Minh , Châu Đinh Cầm , Liu Lê Thị Quỳnh
Published: January 2024

Văn hóa là bản sắc của dân tộc, văn hóa còn thì dân tộc còn, văn hóa mất thì dân tộc mất, cho nên việc giữ gìn, phát huy văn hóa truyền thống của dân tộc là vấn đề sống còn của mỗi quốc gia. Nghiên cứu này nhằm làm rõ thực trạng và đề ra những giải pháp góp phần nâng cao chất lượng quản lí hoạt động giáo dục văn hóa truyền thống cho học sinh cấp trung học cơ sở. Trên cơ sở tổng hợp, phân tích, hệ thống hóa những kết quả nghiên cứu đã công bố, nhóm nghiên cứu đưa ra những giải pháp cụ thể. Các biện pháp quản lí hoạt động giáo dục truyền thống văn hóa dân tộc cho học sinh cấp trung học cơ sở đều xuất phát từ yêu cầu nâng cao chất lượng và hiệu quả giáo dục, đáp ứng yêu cầu giáo dục toàn diện cho học sinh. Kết quả nghiên cứu là những giải pháp có thể áp dụng và triển khai tại nhiều trường học, trên cơ sở phù hợp với đặc điểm lứa tuổi của người học và điều kiện của từng nhà trường, địa phương.
Konsekuensi Hukum Pengalihan KPR Subsidi Tanpa Persetujuan Kreditur
Authors: Umar Wahyudi
Published: January 2024

Program Subsidi KPR pemerintah bertujuan untuk membantu masyarakat berpenghasilan rendah memiliki rumah layak huni. Namun, seringkali terjadi pengalihan KPR bersubsidi tanpa persetujuan kreditur oleh penerima KPR, yang berpotensi menimbulkan konsekuensi hukum. Di Indonesia, kasus pengalihan KPR subsidi semakin marak. Oleh karena itu, perlu dilakukan penelitian tentang konsekuensi hukum dari pengalihan KPR bersubsidi tanpa persetujuan kreditur. Penelitian ini bertujuan untuk mengetahui konsekuensi hukum dari pengalihan KPR bersubsidi tanpa persetujuan kreditur. Penelitian ini menggunakan metode penelitian hukum normatif, yang menggunakan pendekatan peraturan perundang-undangan dan kaidah-asas hukum yang berlaku. Data diperoleh melalui studi literatur dan analisis peraturan perundang-undangan terkait KPR bersubsidi, serta putusan pengadilan terkait kasus pengalihan KPR subsidi. Hasil penelitian menunjukkan bahwa pengalihan KPR bersubsidi tanpa persetujuan kreditur dapat memiliki konsekuensi hukum yang serius bagi penerima KPR dan pihak-pihak yang terlibat dalam pengalihan tersebut. Penerima KPR dapat kehilangan hak atas rumah yang diambil dengan KPR bersubsidi, sedangkan pihak yang terlibat dalam pengalihan dapat dikenakan sanksi pidana dan denda.
AİLE YAPISININ GİRİŞİMCİLİK EĞİLİMİ VE GİRİŞİMCİLİK NİYETİNE ETKİSİ
Authors: Tefek Ali , Çakıcı Ayşehan
Published: January 2024

Girişimcilik; ekonomik kalkınma ve refaha ulaşmanın itici gücü, yenilik ve yaratıcılığın kaynağıdır. Üniversite öğrencileri girişimcilik potansiyeline sahip gençlerdir. Bu gençlerin girişimcilik eğilimini ve girişimcilik niyetini etkileyen faktörlerin belirlenmesi, onların nasıl desteklenmeleri gerektiğine ilişkin doğru stratejiler belirlenmesine yardımcı olabilir. Bu araştırma, bireyin kişiliğinin şekillenmesinde en önemli faktörlerden birisi olan aile yapısının, girişimcilik eğilimi ve girişimcilik niyetine etkisini belirlemek amacıyla yapılmıştır. Araştırma verileri, 2021-2022 eğitim-öğretim yılı bahar dönemi içinde Mersin Üniversitesi Çiftlikköy Kampusundaki sekiz fakültede öğrenim gören son sınıf öğrencilerinden yüz yüze ve bırak topla tekniğiyle toplanmıştır. Verilerin analizinde, tanımlayıcı istatistiklerin yanı sıra doğrulayıcı faktör analizi ve regresyon analizinden yararlanılmıştır. Analiz sonucuna göre; aile yapısı, girişimcilik eğilimi boyutları olan başarı ihtiyacı, risk alma eğilimi, kendine güven, yenilikçilik ve kontrol odaklılığı pozitif yönde etkilemektedir. Girişimcilik eğilimi boyutları olan başarı ihtiyacı, risk alma eğilimi ve belirsizliğe karşı tolerans girişimcilik niyetini pozitif yönde etkilerken; kendine güven, yenilikçilik ve kontrol odaklılık girişimcilik niyetini negatif yönde etkilemektedir. Ayrıca aile yapısının girişimcilik niyetini düşük düzeyde etkilediği bulgusu da elde edilmiştir.
THE INFLUENCE OF COMMUNITY PARTICIPATION ON THE PERFORMANCE OF LOCAL GOVERNMENT PROJECT AT URBAN WEST REGION ZANZIBAR
Authors: Foum Mohamed Khamisa , Alfred Matoka Dr Chacha
Published: January 2024

The study sought to examine the influence of community participation on the performance of local government authority's development projects in Zanzibar. A positivist research philosophy was used. A quantitative approach was employed and an explanatory design was also used in this study. Structured questionnaires were used to collect data from 273 sample that were drawn using stratified sampling from 858 populations from the Urban West Region in Zanzibar. Descriptive statistics, correlation and linear regression were used to analysis data. The study found that the independent variable community participation was positive, statistically and significantly related to development project performance in Urban West Region. Based on the findings the study recommends that Local government authorities should develop and implement policies that encourage and support community participation in all stages of development projects
THE INFLUENCE OF MOTIVATION STRATEGIES ON EMPLOYEE’S RETENTION IN PRIVATE UNIVERSITIES IN TANZANIA: EXPERIENCES FROM CATHOLIC UNIVERSITY COLLEGE OF MBEYA (CUCoM)
Authors: Mamkhumbi Genovefa
Published: January 2024

This research aimed to assess the influence of motivation strategies on employee retention in private institutions, using the Catholic University College of Mbeya as a case study. The study focused on the effects of extrinsic rewards, intrinsic rewards, and career development on retention. Employing a cross-sectional descriptive research design with a quantitative approach, the study utilized a sample size of 50 respondents selected through simple random sampling. Data were collected through a questionnaire and analyzed descriptively using SPSS version 20.0. Results showed that extrinsic rewards, intrinsic rewards, and career development significantly influence employee retention at the Catholic University College of Mbeya. The study concludes that combining extrinsic and intrinsic rewards with career development initiatives enhances long-term retention, emphasizing the importance of these factors in human resource strategies for private organizations
ORGANIZATIONAL CULTURE AND PERCEIVED FINANCIAL PERFORMANCE IN SELECTED COMMERCIAL BANKS: AN EMPIRICAL STUDY FROM NEPAL
Authors: Shrestha Rohit Kumar , Kumar Poudel Rajesh
Published: January 2024

The objectives of this research were to examine the association of corporate culture with perceived financial performance and to determine the influence of corporate culture on perceived financial performance in selected Nepalese commercial banks. This study was a descriptive and causalcomparative research design that was carried out through the survey technique. A quantitative technique was applied for this study. Primary data were used for the study. In Nepal, there are currently a total of 20 commercial banks that were statistical population organizations of the study. Among them, Agricultural Development Bank Limited (ADBL) and Rastriya Banijya Bank Limited (RBBL) as government-owned and managed banks, Prabhu Bank Limited as a public sector bank, and Himalayan Bank Limited (HBL) as a joint venture bank were taken as sample organizations. The sample size of this study was 287, which is based on the purposive sampling technique. Inferential statistics were used to analyze the data. The findings show that strong correlations were found among independent variables and perceived financial performances in sampled commercial banks. Adaptability and involvement have a significant positive influence on perceived financial performance. On the contrary, consistency has an inverse and insignificant influence on financial performance. On the other hand, mission has a positive and insignificant influence on perceived financial performance. It can be concluded that adaptability and involvement have a strong influence on financial performance, however, consistency and mission do not. Further studies may be carried out in other public and private sectors including other variables and techniques. Banking organizations have to adopt appropriate organizational culture as new managerial methods to accomplish super financial performance in the current kaleidoscope-changing circumstances
The Influence of the Parental Autonomy Support on the Aggression of an Adolescent: Focused on the Mediating Effect of the Social Withdrwal and the Depression
Authors:   The Correction Welfare Society of Korea, Jeong Il-Young
Published: January 2024

This study’s aim was to invest the mediating effect of the social withdrawal and the depression of an adolescent inside the direct path that the parental autonomy support have effected to the aggression of an adolescent. So as an analysis target, this study have selected a total of 2,384 cases in a third year of middle school from 3th wave of Korean Children and Youth Pannel Survey(KCYPS). This study have applied Structural Equation Modeling(SEM) associated by AMOS 18.0, and sobel test for finding out a significance of the mediating path. Through an above reseach method, this study have produced a reseach result as below. First, this study haven’t verified the direct path’s significance that the parental autonomy have effected to the aggression of an adolescence. Second, this study have found out the mediating effect of the social withdrawal and the depression. Based on the presented research result, this study have suggested a practical implication decreasing an aggression of an adolescence and the suggestion for the prior research.
Professor Emeritus Chun Jung-Hwan's criticism of the Korean Jessica Bill's Ideology
Authors:   The Correction Welfare Society of Korea, CHUNG JUNG HWAN
Published: January 2024

Legal sanctions against sex offenders include punishment and security measures.
There has been a diversification of punishment and security measures for increasing sex crimes until 2022, there were various security measures, including electronic anklets and disclosure of personal information. But, the recidivism of sex offenders remains un diminished. Therefore, legislation was announced for security measures called the Korean Jessica bill by the Ministry of Justice in October 2023.
But, the Korean Jessica bill by the Ministry of Justice in October 2023 is a stronger system than the United States Jessica Bill's contents and is being criticized for double punishment and so on. But, problems against the Korean Jessica bill by the Ministry of Justice are mainly pointed out on the legal side and there is no criticism in terms of the legislation ideology. Because the most important content of the bill is the legislative ideology, First, I write a history of security measures for sex crimes, and then I describe the problems in the ideological aspect of the Korean Jessica bill by the Ministry of Justice in an my original way.
A Study on the Problems and Countermeasures of the Personal Disclosure System of Sex Offenders
Authors:   The Correction Welfare Society of Korea, Lee DongIm
Published: January 2024

The personal disclosure system for sex offenders is intended to send a warning message to local residents to be careful not to be harmed because ex-sex offenders live around them. However, the current personal information disclosure system is not becoming a current photographic information, and the unclear residence and actual residence have resulted in unknown consequences even though actual sex offenders live around them. In addition, organizations that handle personal information disclosure have not been able to proceed smoothly due to diversification such as the Ministry of Justice, the Ministry of Gender Equality and Family, and the National Police Agency. The purpose of this study is to find countermeasures against these problems.
The scope of the study is to examine the theoretical research of the personal disclosure system based on related laws and research papers, and to find practical countermeasures by deriving various problems through Internet articles, domestic and international research papers, and research reports.
As a result of the study, the disclosure of sex offenders needs to be divided into low-risk and high-risk groups, and intelligent CCTV should be installed and managed in front of the subject's house to inconsistency between residential and actual residence and current photo information. Personal information disclosure management shall be unified into one institution so that the work can be carried out smoothly. When the Ministry of Gender Equality and Family notifies parents or institutions with children and adolescents of the registration of sex crimes, it should take a video of the body or walking scene in addition to the personal information of the sex offender and send the video information so that children and adolescents can see it. Only in this way will children and adolescents be able to clearly recognize that they are sex offenders when they meet a person subject to personal information disclosure on the street.
KONSENTRASI DAN FREKUENSI PEMBERIAN PUPUK MAJEMUK BERTEKNOLOGI NANO UNTUK MENINGKATKAN PERTUMBUHAN DAN HASIL PANEN TANAMAN OKRA (Abelmoschus esculentus)
Authors: Setya Wibowo Agung , Endrawati Tri , Sarjani Alvita , Puspitorini Palupi
Published: January 2024

Okra (Abelmoschus esculentus) is a tropical vegetable with numerous benefits that can adapt to tropical climates. Meeting the demand for okra requires a technological package to enhance its crop yield. One approach to improving okra yield involves the use of economically efficient nano-technology compound fertilizers, which enhance nutrient absorption by plants through direct nutrient release absorbed by the plant roots. This research aims to investigate the interaction between the concentration and frequency of nano-technology compound fertilizer application on the growth and yield of red okra (Abelmoschus esculentus). The study employs a two-factor randomized block design. The first factor involves different concentrations of nano-technology compound fertilizer with four treatments: P1: 2 ml/L, P2: 4 ml/L, P3: 6 ml/L, and P4: 8 ml/L. The second factor pertains to the frequency of nano-technology compound fertilizer application with three treatments: S1: Irrigation once a week, S2: Irrigation twice a week, and S3: Irrigation thrice a week. Each treatment consists of three replications. Observational variables include plant height, leaf count, stem diameter, flower count, fruit count, fruit diameter, fruit length, and fruit weight. The results of this research: application of nano-technology compound fertilizer at a concentration of 2 ml/L with a frequency of thrice a week significantly promotes the growth in plant height and stem diameter of okra. Furthermore, the application of nano-technology compound fertilizer at a concentration of 6 ml/L with a frequency of thrice a week significantly influences fruit diameter, fruit length, and fruit weight in okra plants.
“The best year” / “I struggled with everything”: Widening participation experiences of pandemic online learning
Authors: Toivo Wilhelmiina , Nordmann Emily , Hutchison Jacqui , Browitt Alison , MacKay Jill R D
Published: January 2024

Improving retention and graduate outcomes for students from a widening participation (WP) background is key to achieving more equitable outcomes. However, evidence suggests WP students experienced different challenges to their peers during the Covid-19 pandemic. With a focus on the pivot to online learning, we explored how WP students experienced HE during this time to understand which practices supported students’ access to education and which may have exacerbated existing inequalities. Data were collected across six focus groups from two Scottish universities (N = 23). While we found many similarities between WP students’ experiences and the broader student population, our findings also suggest coming from a position of relative disadvantage magnifies both positive and negative elements of online learning. Based on these findings, recommendations are made for pedagogical practice to enhance the experience of WP students specifically but can also be applied to the student population more generally.
Consistency analysis of assessment boards in University Entrance Examinations in Spain
Authors: Veas Alejandro , López-Pina José Antonio
Published: January 2024

Introduction: University Entrance Examinations (EBAU in Spanish) is a nationwide program for assessing student achievement levels in Spain and determining access to public undergraduate degrees. Considering the need to measure the progress of rater performance, this paper analyses rating data from the June 2018 exam sitting in the Valencian Community, Spain. Methodology: A total of 54 assessment boards and 3000 students from five public universities were observed. The Many-Facet Rasch model (MFRM) was used as an extension of the one-parameter Rasch measurement model. All facets involved in analyses (examination board severity, subject difficulty, and group performance) were located on a common underlying linear scale. Results: Results showed large inconsistencies in the rating process with differences in severity levels of many subjects both within and between universities. Moreover, extreme differences were detected among subjects associated with health or biological sciences (Chemistry, Physics) as well as those related to the Humanities and Social Sciences (Latin or History of Spain). Conclusions: This study may serve as a starting point toward a reflective debate on the need to apply better criteria ensuring comparability of examination standards in Spain.
Penggelapan Pajak: Peran Gender, Religiusitas, dan Love of Money
Authors: Ganinda Faishal Prahatma , Hidayatulloh Amir
Published: January 2024

Tujuan penelitian ini adalah untuk menganalisis faktor-faktor yang memengaruhi wajib pajak untuk menggelapan pajak. Populasi penelitian ini adalah wajib pajak orang pribadi di Daerah Istimewa Yogyakarta. Sampel penelitian ini adalah wajib pajak orang pribadi di Kabupaten Kulon Progo. Teknik pengambilan sampel menggunakan purposive sampling, dengan kriteria wajib pajak orang pribadi yang memiliki nomor pokok wajib pajak. Pengumpulan data dilakukan dengan menyebar kuesioner kepada responden yang memenuhi kriteria. Responden penelitian ini berjumlah 117 responden. Teknik analisis data menggunakan Partial Least Square dengan bantuan WarpPLS. Penelitian ini memperoleh hasil bahwa gender berpengaruh terhadap religiusitas intrinsik, penggelapan pajak, dan love of money. Sedangkan, gender tidak berpengaruh terhadap religiusitas ekstrinsik. Penggelapan pajak dipengaruhi oleh religiusitas intrinsik dan love of money, sedangkan religiusitas ekstrinsik tidak berpengaruh terhadap penggelapan pajak. Religiusitas intrinsic dan religiusitas ekstrinsik tidak memoderasi pengaruh gender terhadap penggelapan pajak, sedangkan love of money memoderasi pengaruh gender terhadap penggelapan pajak.
Pengujian Praktik Manajemen Laba Dengan Kualitas Audit Sebagai Variabel Pemoderasi
Authors: Alexander Nico
Published: January 2024

This study aims to obtain empirical evidence of the effect of the independence of commissioners and audit committees on earnings management and to test audit quality as a moderating variable can strengthen the relationship between the independence of commissioners and audit committees on earnings management or weaken the relationship between the independence of commissioners and audit committees on earnings management. Audit quality as a moderating variable, because high quality auditors strengthen supervision of management so that the profits reported in the financial statements are more transparant and free from misstatements. Manufacturing companies listed on the Indonesia Stock Exchange from 2017 to 2020 were used as samples and 94 companies were selected using purposive sampling method. This study uses path analysis to test the hypothesis. The results showed that the independence of commissioners and audit committees can reduce earnings management behavior by management. Supervisory activities by independent commissioners and audit committees are more effective in reducing opportunistic behavior by management, so that information can be more transparent and have higher quality. This study also provides results that higher audit quality can strengthen the relationship between audit committee independence and earnings management. This study provides information to investors and companies that to prevent earnings management, they can add commissioners and audit committee members from outside the company and also use qualified auditors in providing opinions.
Factors Influencing Purchase Intention in Mobile Shopping Applications with Satisfaction as Moderating Variable
Authors: Sari Yuni Tisna Kumala , Aryanto Hepy Hefri , Peranginangin Pulung
Published: January 2024

Mobile shopping applications have become popular in the Indonesian e-commerce industry, as mobile shopping provides a distinct shopping experience compared to browser-based shopping. This study seeks to investigate the attitudes of mobile shopping application users as they relate to purchase intention, with satisfaction acting as a moderating variable. Investigating these factors, it gives insights into the aspects that influence user satisfaction and purchase intention which can help business design sales and marketing strategies. This study also aims to fill gaps in the existing literature by categorizing perceived benefits into social value and hedonic value in order to determine their impact on satisfaction when users are using the mobile shopping application. Using online surveys, 307 Indonesian respondents are collected in total. This study's empirical findings indicate that perceived usefulness, perceived enjoyment, perceived risk, social value, and hedonic value are significant predictors of customer satisfaction (STT). Surprisingly, Satisfaction (STT) is found to be insignificantly influenced by Perceived of Use (PEU). Satisfaction (STT) was then found to have a significant effect on users’ purchase intention.
Analisis Ketepatan Model Prediksi Financial Distress pada Perusahaan Sektor Properti dan Real Estate
Authors: Anjarwati Resi , Resmi Siti
Published: January 2024

The study aims to analyze differences in the accuracy of the financial distress prediction model using Altman Z-Score , Zmijewski, Springate, and Grover for property and real estate sector companies listed on the Indonesia Stock Exchange in 2021. The sampling method uses non- probability sampling with a purposive sampling method. The number of samples used in this study were 63 companes. The data analysis method used is to test the accuracy of the prediction model and the chi square test. The result of this study indicated that there are differences in the accuracy of financial distress predictions using four models, Altman Z-Score, Zmijewski, Springate, and Grover for property and real estate sector companies listed on the Indonesia Stock Exchange.
Teknologi Sistem Informasi Akuntansi dalam Minat Penggunaan Layanan Pembayaran Digital
Authors: Triwijaya Indah , Puspitasari Elen
Published: January 2024

Technological advancements have advanced quickly. Today's civilization successfully and efficiently mixes technologies with commerce. Everyone will find it simpler to do online transactions anytime, anywhere by using digital payment systems. The Accounting Information System have role to encourage utilizing digital payment. The aims of this study is to identify the variables that affect people's interest in utilizing digital payment systems with technology of accounting information system as a framework. There are 220 responses were recruited for this research. Regression analysis for hypotheses testing. According to the study's findings, interest in utilizing digital payment systems is significantly influenced by perceived usefulness, perceived ease of use, perceived trust, and perceived security.
Evaluasi Kinerja Perbankan Indonesia Pasca Pandemi Covid-19 Menggunakan Metode Hellwig
Authors: Perdana Djaja , Adityaputra Stephanus Andi
Published: January 2024

The increase in non-performing loans during the Covid-19 pandemic forced the government to establish a credit restructuring policy for banks in Indonesia. Through this policy, it is expected that banks in Indonesia will be able to reduce the credit risk that arises and improve their financial performance. This study aims to evaluate the effectiveness of credit restructuring policies on the financial performance of Indonesian banks by measuring the variability of performance scores between banks with a multi-criteria decision-making (MCDM) approach using the Hellwig method and a comparison test between periods using the Wilcoxon Signed Rank Test. This research sample consists of 43 banks listed on the Indonesia Stock Exchange during 2020-2022. Evaluation using the Hellwig method obtained the score and performance ranking of each bank which was grouped into 5 categories, from very low to very high. in 2022, BACA and BEKS have very low scores and rankings. While BBSI and ARTO have very high scores and rankings. The comparative test results prove that the financial performance of Indonesian banks in 2022 is higher than in 2020 and 2021. The restructuring policy is proven to be able to improve banks performance in Indonesia and the effectiveness of the policy has reached its highest achievement in 3rd year since it was implemented.
Pengujian Efektivitas dan Kemudahan Penggunaan Financial Technology Terhadap Kinerja UMKM
Authors: Kurniawan Angga , Suyanto Suyanto , Nuraini Rizqy Anisa
Published: January 2024

This study was objected to analyze the influence of Effectiveness, and Ease of Using Financial Technology on the Performance of Micro, Small and Medium Enterprises Study on Go-pay Merchants in Metro City. The population in this study was 65 respondents. The sampling technique in this study was Purposive Sampling Technique. Data analysis in this study used SPSS version 22 through multiple linear tests. The results of this study outcame that effectiveness partially or simultaneously influences the performance of micro, small and medium enterprises in the study of Go-pay Marchants in Metro City. But the ease of using Financial Technology did not significantly influence the performance of Micro, Small and Medium Enterprises
Pemanfaatan Teknologi Marketing Dan Inovasi Produk Terhadap Keunggulan Bersaing Untuk Meningkatkan Kinerja Pemasaran
Authors: Feranika Ayu , Meisak Despita , Borroek Maria Rosario , Hanum Muthia
Published: January 2024

This study aims to empirically prove the effect of using social media and product innovation on competitive advantage to improve marketing performance. This research is a quantitative research with data analysis tools used Structural Equation Modeling (SEM) in the AMOS 2.6 program. The results of this study prove and conclude that marketing technology and product innovation have an effect on competitive advantage, and competitive advantage has an effect on marketing performance. Theoretically, this study confirms that there is a positive relationship between factors that influence competitive advantage, namely the use of marketing technology and product innovation, as well as a positive relationship between competitive advantage and marketing performance, where the findings in this study support many similar research results.Competitive advantage plays a role in improving marketing performance, to increase competitive advantage it is necessary to utilize marketing technology and innovate products.
Akuntabilitas Dana Desa Berbasis Kompetensi Aparatur Desa, Partisipasi Masyarakat, Pemanfaatan Teknologi Informasi dan Sistem Pengendalian Internal
Authors: Purwati Purwati
Published: January 2024

Ensuring accountability in the management of village funds is crucial within village governance to enhance public trust in every program or activity conducted by the government for the benefit of the community. Challenges related to the mismanagement or misallocation of village funds by local authorities often stem from the inadequate competencies of village officials, limited involvement of the community in decision-making regarding village programs, and the absence of information technology infrastructure, including network instability, at the village offices across various villages. These elements are thought to influence the responsibility associated with overseeing village funds. This study aims to address two key questions: first, whether the competence of village officials, community engagement, and the adoption of information technology affect the accountability of village fund management; and second, to explore the accountability of village fund management from the standpoint of Islamic economics. The aim of this research is to is to investigate whether the competence of village officials, community involvement, and the utilization of information technology positively impact the accountability of village fund management, as well as to explore the level of accountability in village fund management. This research is a quantitative research where the population in this study was obtained from 12 villages with 110 respondents. The sampling technique used was purposive sampling. Data was obtained by documentation and questionnaires using multiple linear regression analysis. The results of this research show that Village Apparatus Competence, Community Participation, Use of Information Technology and Internal Control Systems each have a positive and significant effect on village fund accountability.
El costo de la libertad. La asociación de comerciantes chilenos y rioplatenses en la financiación de la expedición libertadora de San Martín al Perú
Authors: Palza Becerra Héctor
Published: January 2024

This article examines the mechanisms used to finance the liberation expedition of General José de San Martín to Peru. In this context, the investigation will analyze the details that contributed to the constitution of the association of Chilean and River Plate merchants that provided funds to the San Martin company. Furthermore, this will also serve to identify the participants and point out the benefits they received from this commercial concert.
Comparative Hygienic Assessment of the Composition of Ash and Dust Fractions
in Ambient Air of the Area Affected by Emissions from a Thermal Power Station:
Improving the Accuracy of Human Health Risk Assessment
Authors: Zaitseva Nina V. , Kleyn Svetlana V. , Andrishunas Alena M. , Balashov Stanislav Yu.
Published: January 2024

Introduction: The relevance of the study is determined by a great number of functioning thermal power stations that operate using solid fuels (40 %) and are a source of ambient air pollution posing human health risks.
Objective: A comparative hygienic assessment of the component, disperse, and morphological composition of fly ash and airborne particles in the area surrounding a coal-fired power station for the purpose of increasing the accuracy of human health risk assessment.
Materials and methods: We have used unified and approved methods for hygienic assessment of ambient air quality; hazard identification and health risk assessment; scanning electron microscopy and micro-X-ray fluorescence spectroscopy of component, disperse, and morphological structure of fly ash and airborne particulate matter.
Results and discussion: Large coal-fired thermal power plants emit about 36 chemicals. Over 59 % of brown coal ash particles are calcium, magnesium, iron, silicon, aluminum, sodium, potassium, sulfur, and phosphorus compounds. Particles found in fly ash and ambient air of the surrounding area have similar components and dispersion, are predominantly less than 10 µm in diameter with the sphericity index ranging from 0.4 to 1.0. Maximum allowable concentrations (MAC) of seven chemicals are exceeded in the study area: up to 3.3 single MAC, up to 1.4 average daily MAC, and up to 1.5 average annual MAC, with the estimated contribution of the thermal power stations of about 40 %. We have also established increased non-carcinogenic health risks with the dust fractions alone generating risk levels as high as 5.5 HQac, 2.4 HQch, and 6.9 HIch, which are rated as “high” and “alerting”. Identified solid particles (aluminum, magnesium, calcium, etc.) are more significant risk factors compared to unidentified particulate matter and can cause respiratory and circulatory diseases, diseases of the eye, etc., which requires their quantification. These chemicals are not included in air emissions inventory lists and are, therefore, not monitored. As a result, health risks posed by economic activities of thermal power stations may be underestimated.
Comprehensive Analysis of Disease Incidence and Children’s Health Risk
Assessment at the Regional Level
Authors: Martsev Anton A.
Published: January 2024

Introduction: The key to sustainable development and well-being of a state is the health of children, which is a social and individual value. In the context of negative demographic trends observed in our country, health maintenance in the child population is becoming the most urgent task of healthcare at both the regional and federal levels. Disease incidence in children is one of the main indicators of public health, most objectively characterizing both its general condition and the degree of effects of various environmental factors.
Objective: A comprehensive analysis of disease incidence in the child population and health risk assessment within the region.
Materials and methods: Official statistical collections “Health of the Population of the Vladimir Region” by the Medical Information and Analytical Center for the pre-pandemic period of 2001–2019 were used to analyze incidence rates in the child population (aged 0–14 years) of the Vladimir Region by 16 ICD-10 disease categories, both for the region as a whole and each of its districts taken separately. The assessment of the probable disease risk was based on determination of epidemiological risk indicators. Data analysis was performed using StatSoft Statistica 12.
Results: The results demonstrated a rising trend in the child disease incidence in the Vladimir Region with the rate exceeding the national average and diseases of the respiratory system prevailing. A significant 2.5-fold increase in the number of neoplasms gives rise to concern. Long-term incidence rates varied significantly between the administrative areas of the region. The analysis of epidemiological risk helped establish territories with a very high risk of neoplasms and respiratory diseases in children.
Conclusion: Further research should be aimed at identifying factors that have an adverse effect on children’s health in the municipalities in order to minimize their impact, which is the main task of public health monitoring.
Consumption of Dairy Products in the Russian Federation: A Retrospective Analysis
Authors: Keshabyants Evelina E. , Denisova Natalia N. , Martinchik Arseniy N. , Smirnova Elena A.
Published: January 2024

Introduction: The article presents the results of analyzing the dynamics of consumption of milk and dairy products in the Russian Federation in 1990–2022 and their role in nutrition as a source of essential nutrients.
Objective: To analyze the dynamics and past trends in the consumption of milk and dairy products in Russia.
Materials and methods: We analyzed patterns of milk and dairy product consumption based on data of the following surveys: annual sample surveys of household budgets conducted by the Federal State Statistics Service (Rosstat) in 1990–2022; sample observations of diets carried out by Rosstat in the years 2013 and 2018, and the Russian monitoring of the socio-economic situation and health status of the population in 1994–2012.
Results: We have noted a positive upward trend in the frequency of consumption of milk and dairy products by the population; yet, in general, their consumption remains below the recommended rational values. The greatest increase in consumption was noted for fermented milk products, yogurt, sour cream and cream, cottage cheese and curd mass, cheese and feta cheese. At the same time, we established that only 74.5 % of adults and children over a year old include milk and fermented milk products, 47.6 % – cottage cheese and curd products, and 54.5 % – cheese in their diet daily or several times a week. A decrease in the consumption of milk and dairy products by the population, especially children, can be considered as a serious risk factor for the development of deficiencies of the most important essential nutrients (calcium and vitamins) and such related diseases as osteopenia and osteoporosis.
Conclusion: The necessity of developing and implementing targeted educational programs for various population groups on healthy eating with an emphasis on the role of dairy products in nutrition, their contribution to supply of macro- and micronutrients, as well as recommendations on including at least 2 to 3 servings of dairy products in the daily diet, both for children and adults, is substantiated.
Analysis of the Relationship between Names and Quality of Various Groups
of Food Products
Authors: Shcherbakov Grigory D. , Bessonov Vladimir V. , Shakhvaliyeva Elina S.-A.
Published: January 2024

Introduction: The analysis of food names is an important task aimed at solving two problems, namely, determining the relationship between research results and individual words used and, as a result, obtaining a reliable, from the point of view of food quality, classification within subgroups.
Objective: To analyze the relationship between the names of food products and their micro- and macronutrient composition.
Materials and methods: The research object was the whole aggregate of the results of testing bakery products, processed meat products, and milk carried out within the framework of the Federal Project on Public Health Promotion in 2020–2021 by laboratories of the Russian Federal Service for Surveillance on Consumer Rights Protection and Human Welfare (Rospotrebnadzor). We applied such linguistic analysis methods as tokenization, noise word removal, stemming, and N-gram analysis.
Results: For bakery products, we selected words and their parts enabling us to divide samples into previously obtained groups with different contents of sodium, protein, and fat. For processed meat products, classified by the sodium and fat contents, we also compiled a list of words allowing a reverse classification by name. For fluid milk, we obtained a negative result since the products with the established low calcium content did not differ from other groups in terms of names and their parts.
Conclusions: The analysis of food names has demonstrated the potential for classifying foods by their names in order to assess their likely micro- and macronutrient composition. It is necessary to conduct a number of further studies aimed at expanding the list of analyzed product groups, especially those included in the consumer basket.
DEMYSTIFYING A NEW FRAMEWORK FOR ADOPTION OF FINANCIAL TECHNOLOGY AMONG WOMEN MICRO ENTERPRISES
Authors: Tahir Putri Rozita , Sudarmoyo Nur Farhana
Published: January 2024

This is a conceptual paper to demystify a new framework for adoption of Financial Technology (FinTech) among women microenterprises (WMSME) in Peninsular Malaysia who are involved in traditional home-based businesses that rely heavily on cash on delivery as payment system. Previous epidemics experience suggests that COVID-19 impact vulnerable groups and amplify any existing social and economic inequalities that are faced by women micro enterprises (WMSME). While the Malaysian government has allocated RM230million in financing to assist women entrepreneurs affected to manage liquidity and increase business capacities, little has been done on improving the financial digital literacy that would improve the business transactions through adoption of FinTech. Because of the infectivity rate of the virus through manual cash payment, adopting FinTech that is a combination of financial services and information technology, is crucial to facilitate business transactions. The use of FinTech in Malaysia is not optimal because of the high cost to switch to technology, lack of understanding of the use of FinTech, and limited ability of rural communities to apply FinTech. It is even more difficult for WMSME that operate from home who have limited exposure to sophisticated business transactions outside their home. Factors relevant to WMSMEs are proposed as the theoretical framework to demystify the intention to adopt FinTech to suit the home-based business. Purposeful sampling in which an online survey is proposed to be used as primary data collection and subsequently analyze with statistical tools to meet the objectives of determining the relationship between perceived ease of use and intention to adopt FinTech among WMSMEs, examining the relationship between financial literacy and intention to adopt FinTech among WMSME, examining the relationship between government incentives and intention to adopt FinTech among WMSMEs in line with the aim to demystify the fundamentals for future research and practice.
THE FACTOR INFLUENCING WORK STRESS: A SYSTEMATIC REVIEW
Authors: Zubir Azlizamani
Published: January 2024

This paper examines the work stress related to role conflict, work environment, and organizational issues in influencing employee motivation, morale, and performance within the organizational setting. This paper also examines the impact of environmental unpredictability on staff stress levels within the organization. This paper is purely a library-based method. This paper systematically reviews and analyses the content of various literature and sources, including journal articles, books, government websites, and reports. The paper incorporates the critical components of Cooper's Stress Model (1988), including role conflict, work environment, and organizational issues. The findings indicate that employees who experience elevated stress levels face detrimental health consequences and negative work-related encounters within the organization. It may result in impaired cognitive functioning, temporary memory deficits, and, in severe cases, compromised information retrieval abilities and reduced task focus. This paper would contribute to the body of knowledge towards more in-depth research on job stress and work performance.
criança com deficiência
Authors: Rosa Kaciana Nascimento da Silveira , Antunes Mitsuko Aparecida Makino
Published: January 2024

Este artigo apresenta uma análise das primeiras experiências de escolarização de crianças com deficiência nos séculos XVIII, XIX e início do século XX, por meio dos trabalhos de Jacob Rodrigues Pereira (1715-1780), Jean Marc Gaspard Itard (1774-1838), Edouard Séguin (1812-1880) e Maria Montessori (1870-1952), identificando pressupostos metodológicos que contribuíram para a constituição da área da Educação Especial e da Psicologia. Trata-se de uma pesquisa histórica que considera a produção teórica na área da educação especial e da psicologia, contemplando a leitura e a análise de livros, artigos, teses, dissertações e, principalmente, textos e obras completas de autoria dos educadores pesquisados. As análises apontaram que, ao proporcionarem condições de aprendizagem e desenvolvimento para crianças com deficiência, os trabalhos desses educadores contribuíram para a constituição histórica da educação especial, bem como apresentam as raízes do processo hoje denominado de inclusão social.
Analisis Faktor Penentu Potensi LP2B Menggunakan Analytical Hierarchy Process (AHP) Berdasarkan Persepsi Stakeholder (Studi Kasus : Kota Samarinda)
Authors: Purwanto Muhammad Qoirul , Dewanti Ajeng Nugrahaning , Pratomo Rahmat Aris , Syafitri Elin Diyah
Published: January 2024

Lahan Pertanian Pangan Berkelanjutan (LP2B) disusun pemerintah untuk menjaga keberlanjutan lahan pertanian di tengah pesatnya perkembangan industri global, yang sering mengakibatkan penurunan signifikan dalam sektor pertanian. Meski sektor pertanian merupakan penyedia kebutuhan pokok sandang dan pangan suatu negara, area persawahan yang terdaftar sebagai LP2B memiliki potensi untuk terus menyuplai bahan pangan. Penelitian oleh Putri (2015) menunjukkan bahwa perubahan fungsi lahan pertanian disebabkan oleh permintaan lahan untuk industri, perumahan, dan jaringan jalan, yang juga diperkuat oleh hasil studi Jean, Djuharyanto, dan Nurdiani (2021) yang menyimpulkan bahwa pertumbuhan penduduk, jumlah industri, luas lahan perumahan, dan jumlah hotel memiliki dampak signifikan terhadap perubahan fungsi lahan sawah di Kabupaten Bogor. Kota Samarinda sebagai lokasi studi telah menerbitkan Peraturan Daerah Nomor 06 Tahun 2021 tentang Perlindungan Lahan Pertanian Pangan Berkelanjutan (PLP2B) yang menetapkan 1.230 hektar atau sekitar 1.7% total luas kota sebagai LP2B dengan tujuan menjaga keseimbangan ekosistem dan mencegah alih fungsi lahan pertanian. Meski demikian, peraturan ini kurang mempertimbangkan persepsi stakeholder yang penting dalam mengakomodasi karakteristik wilayah, yang dapat memberikan wawasan dan membantu merumuskan strategi yang lebih efektif dan berkelanjutan (Prakoso dan Munandar, 2020). Penelitian ini menggunakan metode Analytical Hierarchy Process (AHP) dengan 11 variabel dan menghasilkan variabel sistem irigasi merupakan variabel dengan bobot tertinggi dan indeks penanaman merupakan variabel dengan bobot terendah.