bluuebunny/crossref_metadata_2025 huggingface dataset:
ANALISIS WACANA PESAN DAKWAH DALAM BUKU MUHAMMAD AL-FATIH 1453 KARYA FELIX Y. SIAUW
Authors: Darmawansah Darmawansah
Published: July 2023

Penelitian ini berjudul Analisis Wacana Pesan Dakwah dalam Buku Muhammad Al-Fatih 1453 Karya Felix. Y. Siauw.  Tujuan dari penelitian ini adalah untuk menganalisis bagaimana wacana pesan dakwah dalam buku Muhammad Al-Fatih 1453 Karya Felix. Y. Siauw. Penelitian ini menggunakan metode kualitatif kajian kepustakaan (library reseach) dengan menggunakan analisis wacana model A. Teun Van Djik. Hasil penelitian menunjukkan bahwa: Pesan dakwah yang terkandung dalam buku Muhammad Al-Fatih 1435  karya Felix J. Siauw bab Stairway to Constantinopel (tangga menuju Kontantinopel) adalah pesan aqidah yaitu: Iman kepada Allah, iman kepada Rasul Allah, iman kepada kitab-kitab Allah, iman kepada Hari Kiamat. Pesan Ibadah yaitu: shalat fadhu dan sunat, membaca al-Qur’an dan berdoa, pesan akhlak yaitu; sabar dan tawakkal. Sedangkan analisis pesan dakwah dengan model Teun Van Djik adalah elemen tematik yakni Stairway to Constantinopel (tangga menuju Kontantinopel). Sedangkan elemen skematiknya menggunakan story dimulai dari Bisyarah Nubuwwah Rasulullah yang menjadi semangat kaum Muslim, sehingga terjadi ekspidisi ke wilayah yang sikuasai oleh bangasa Romawi dan Persia dengan tujuan akhir adalah kota Konstantinopel. Untuk analisis sintaksis kata ganti penulis (komunikator) menggunakan kata ganti orang ketiga tunggal dan jamak. Segi stilistic penulis  kata atau bahasa Indonesia yang baku dengan sasaran masyarakat Indonesia seluruhnya.
DAMPAK MEDIA SOSIAL TERHADAP PENGEMBANGAN KONSEP DIRI PADA REMAJA DI SMKS HUMANIORA PANTON LABU
Authors: Khaidir Muhammad
Published: July 2023

ABSTRACT: This research is entitled The Impact of Social Media on Self-Concept Expansion toward Teenager at SMKS Humaniora Panton Labu, The objectives of this study how are students’ behavior in social media at SMKS Humaniora Panton Labu and the impact of social media on students self-concept expansion at SMKS Humaniora Panton Labu. The type of research used is qualitative design by field research, the sources of data used consist of primary data sources in the form of interviews, observations and documentation in the field of research, and secondary data sources in the form of books, journals and publications related to research problems. Data collection techniques are structured interviews, observation and documentation. The results of this study show students’ behavior in media social at SMKS Humaniora is quite varied, such as the use of social media as self-existence media by uploading photos or videos, as a source of inspiration and self-development for talent expansion and as a communication media with friends in cyberspace. The impact of social media on self-concept expansion toward students at SMKS Humaniora Panton Labu consists of two namely positive and negative. Most of positive self-concepts experienced by students at SMKS Humaniora such as raise self-confidence, able to recognize self-potential, more creative and innovative, easier to control emotions, brave to express opinions and grow up tolerance for differences. While negative self-concepts such as had low self-esteem, pessimistic, unsure of their own abilities and often comparing their failures with the other achievements.
HUBUNGAN PENGETAHUAN TENTANG KESEHATAN GIGI DAN MULUT DENGAN PERILAKU MENGGOSOK GIGI PADA ANAK USIA SEKOLAH SDN CIPINANG BESAR UTARA 10 PAGI JAKARTA TIMUR
Authors: Eny Kusdiah
Published: July 2023

Dental and oral health is a support for achieving optimal body health. How to brush your teeth properly is very important to teach children because it greatly affects the level of dental hygiene. The purpose of this study was to see the relationship between school-age children's knowledge of oral and dental health and tooth brushing behavior in Grades 1A and 1B of SDN Cipinang Besar Utara 10 Pagi. This study design uses descriptive correlative with a cross sectional approach. The sampling technique is total sampling. The sample in this study were 66 students. The results of this study showed that 46 students (69.7%) lacked knowledge and 45 students (68.2%) had bad tooth brushing behavior. Statistical test results using the Chi Square test with a value of ρ = 0.003 when compared with α = 0.05, then ρ value <0.05. This shows that Ha is accepted. It can be concluded that in this study there is a relationship between dental and oral health knowledge in school children and brushing behavior in Class 1A and 1B SDN Cipinang Besar Utara 10 Pagi. Suggestions for schools are that it is hoped that they can work together with the local health center to provide health education on tooth brushing behavior in an effort to improve dental and oral hygiene.
Peranan Guru Bimbingan dan Konseling dalam Meningkatkan Perilaku Prososial Siswa Pada Pembelajaran Daring
Authors: Utami Sri , Sari Rezky Permata , Renata Dian
Published: July 2023

Prosocial behavior needs to be developed in everyday life by students, including online learning activities. In fact, there were still students who are still unable to behave prosocially in online learning. The role of Guidance and Counseling (BK) teachers is needed as a unit for providing assistance to improve it. This study aims to determine how the role of BK teachers in improving students' prosocial behavior in online learning. This research is a qualitative research with descriptive type. The data in this study were obtained from seven informants, namely principal, vice principal of student affairs, three BK teachers and two students. The five informants are primary data sources. The secondary data obtained through the results of a literature review. Data were collected through interview techniques, observation, and documentation notes. The data were analyzed by componential analysis of the Miles and Huberman model. The data were validated through triangulation technique. The results of the study indicate that the counseling teacher in improving prosocial behavior performs the roles of facilitator, corrector, mediator, and advisor.
Peran Teknik-Teknik Konseling Pra Nikah Dalam Membantu Calon Pasutri di Kantor Kua Marbau
Authors: Ningsih Esti Cahya , Rambe Siti Rahma , Abdurrahman Abdurrahman
Published: July 2023

Tujuan penelitian ini dilakukan adalah untuk mengetahui Pendampingan pernikahan yang dimana program kesiapan pernikahan, pengajaran dini dan upaya membantu pasangan menikah yang direncanakan oleh pegawai KUA marbau. Metode penelitian yang digunakan adalah metode kualitatif dengan memanfaatkan prosedur pengumpulan data melalui wawancara, observasi dan dokumentasi koresponden dari penelitian ini ialah kepala kantor KUA Merbau. Hasil penelitian yang diperoleh bahwa setiap calon suami dan istri persiapan akan diberikan arahan oleh BP4dan konseling agama Islam di kantor urusan agama wilayah Marbau. Materi tersebut berisi tentang keistimewaan dan komitmen suami istri, keluarga bersama, dan calon pasangan diharapkan datang ke penyuluhan. Menindaklanjuti temuan penelitian ini maka, kepala KUA marbau sebaiknya lebih mengoptimalkan layanan kepada calon pasangan suami dan istri, agar calon pasangan suami dan istri mendapatkan bimbingan secara penuh.
Study Layanan Well Being Santri Melalui Konseling di Pesantren Muhammadiyah dan NU Pekalongan
Authors: Setyawan Muhammad Adin
Published: July 2023

This study aims to determine the well being services of students through counseling in Islamic boarding schools. Wellbeing is very important for students in order to achieve an independent, prosperous and happy person. To achieve good well being, good counseling is needed. Research using qualitative methods. The results of the study show that the Muhammadiyan and NU Islamic boarding schools in Pekalongan, which are the objects of research, have provided counseling services including basic services; individual interest and planning services; responsive service; and systems support services. It's just that this service can only be accessed by students during school hours. Santri do not get adequate counseling services while at the pesantren. Counseling services that are most frequently performed by students are social services, followed by personality, career, and study services. Career services have included many preventive programs carried out by guidance and counseling teachers, but responsive services are still dominated by social, personality and learning services.
The Relationship Between The Intensity of Watching Korean Dramas With The Attitude Of Academic Procrastination Of UIN Jakarta Students In Era Of The Pandemic
Authors: Firdaus Arini Bunga , Nurhuda Salastia Paramita , Wahyunengsih Wahyunengsih
Published: July 2023

This study is an initial study to determine and analyze the relationship between the intensity of watching Korean dramas and the academic procrastination attitude of UIN Jakarta students during the Covid-19 pandemic. The object of this research is the relationship between the intensity of watching Korean dramas and the attitude of academic procrastination. In the research instrument, researchers use Google Forms or online questionnaires. The method used by the researcher is descriptive quantitative method with correlational technique. The subjects in this study were UIN Jakarta students from various faculties and majors, but the researchers used a random sampling technique, which was taken as many as 30 students. In processing the data using Microsoft Excel 2019 using the correlation formula. The results in the study show a correlation coefficient of r = 0.1232 with a significance of p = 0.000 (p < 0.01) so the conclusion of this study shows that there is no positive and significant relationship between the intensity of watching Korean dramas and the academic procrastination attitude of UIN Jakarta students in the era of the Covid-19 pandemic. Or it can be said that there is also a very weak correlation between the intensity of watching Korean dramas and the attitude of academic procrastination UIN Jakarta students in the Covid-19 pandemic era. Because most UIN Jakarta students watch Korean dramas only for refreshing from the fatigue of the existing tasks, after that students immediately return to their college assignments without delaying for long.
Efektivitas Teknik Cognitive Restructuring Untuk Mengurangi Perilaku Bullying Siswa
Authors: Novianti Ayu Annisa , Wibowo Bangun Yoga , Prabowo Arga Satrio
Published: July 2023

Penelitian ini bertujuan untuk menguji keefektifan teknik cognitive restructuring yang dilaksanakan melalui layanan konseling individu untuk mengurangi perilaku bullying pada siswa kelas VIII E SMP Negeri 1 Kragilan. Penelitian ini menggunakan metode penelitian eksperimen. Desain eksperimen yang digunakan adalah Single Subject Research (SSR) dengan desain A-B-A. Subjek penelitian merupakan satu orang siswa yang memiliki perilaku bullying dan termasuk kedalam kategori bullying tinggi. Data yang diperoleh dianalisis menggunakan statistik deskriptif, kemudian ditampilkan dalam bentuk tabel dan grafik. Hasil penelitian menunjukkan bahwa persentase rata-rata pada baseline 1 sebesar 93% dengan stabilitas 100%, pada kondisi intervensi memperoleh persentase rata-rata sebesar 55% dengan stabilitas 50% dan pada kondisi baseline 2 memperoleh rata-rata sebesar 42% dengan stabiitas 100%. Data tersebut menunjukkan adanya penurunan sebanyak 51% dari kondisi baseline 1 sampai dengan baseline 2 dengan overlap data 0% yang menunjukkan bahwa pemberian intervensi dengan teknik cognitive restructuring dapat berpengaruh baik terhadap penurunan perilaku bullying.
Hubungan Antara Regulasi Diri dengan Penyesuaian Diri Siswa MTS Al-Fithrah Meteseh Semarang
Authors: Khoirunnisa Salsabila , Hariyadi Sigit
Published: July 2023

Remaja awal pada jenjang Sekolah Menengah Pertama belum tentu memiliki penyesuaian diri yang baik dalam lingkungan barunya dan tidak bisa menghadapi hambatan-hambatan yang ada pada dirinya. Terlebih jika lingkungan sebelumnya berbeda jauh dari sebelumnya seperti halnya di Pondok Pesantren dimana tuntutantuntutan pondok pesantren yang sangat dimungkinkan berbeda dengan tuntutantuntutan ketika belum berada di pesantren, seperti tuntutan kemandirian, tuntutan tanggung jawab, dan tuntutan akademik. Tujuan penelitian adalah untuk mengetahui hubungan antara penyesuaian diri dengan regulasi diri siswa yang tinggal di Pondok Pesantren di Mts Al-Fithrah Meteseh Semarang. Metode yang digunakan adalah kuantitatif korelasional dengan menggunakan total sampling yaitu sebanyak 65 siswa. Pengumpulan data dilakukan menggunakan skala psikologis regulasi diri dan skala psikologis penyesuaian diri. hasil penelitian ini menunjukkan adanya hubungan antara regulasi diri baik dalam penetapan standar dan tujuan, observasi diri, evaluasi diri, reaksi diri, dan refleksi diri sebesar 58,8%. Semakin tinggi regulasi diri siswa, maka semakin tinggi pula penyesuaian dirinya. Penelitian ini memberikan gambaran dan ilmu baru mengenai regulasi diri dan penyesuaian diri di lingkungan boarding school dengan nuansa religious untuk mencetak lulusan yang berkualitas.
Dampak Bullying Terhadap Perkembangan Kemampuan Sosial Siswa di SMP Negeri 2 Selomerto
Authors: Febriana Amelia , Hariyadi Sigit
Published: July 2023

Tujuan penelitian ini yaitu untuk mengetahui bentuk bullying, tingkat perkembangan kemampuan sosial, dampak bullying terhadap perkembangan kemampuan sosial siswa korban bullying dan upaya untuk menimalisir terjadinya bullying. Penelitian ini dilatarbelakangi oleh fenomena adanya kasus bullying di SMP Negeri 2 Selomerto. Metode penelitian ini menggunakan desain penelitian kualitatif dengan jenis penelitian studi kasus. Subjek penelitian dalam penelitian ini berjumlah 5 (lima) siswa korban bullying. Instrumen pada penelitian ini adalah peneliti sendiri. Teknik pengumpulan data yang digunakan yaitu teknik triangulasi dengan menggabungkan pengumpulan data menggunakan angket, wawancara dan dokumentasi. Teknik analisis data yang digunakan pada penelitian ini mengacu pada konsep Miles & Huberman dengan langkah-langkah pengumpulan data, reduksi data, penyajian data dan penarikan kesimpulan. Hasil pada penelitian ini menunjukkan bahwa dampak bullying mengakibatkan perkembangan kemampuan sosialnya korban terganggu.
Survei Tingkat Religiusitas Siswa
Authors: Ichsania Hiyya , Ismanto Heri Saptadi , Hidayat Rahmawati
Published: July 2023

This study aims to provide an explanation of the level of religiosity of students which currently shows a number of problems among adolescents that occur due to a lack of independence in religious aspects. This research is a type of survey research with a quantitative approach. The population in this study was class XI KJIJ SMK Negeri 7 Semarang which consisted of two classes. The research sample of 36 students was determined through a saturated sample. The level of religiosity is presented based on indicators. Based on the results of data analysis according to predetermined category intervals, it shows that all indicators of the level of student religiosity show scores in the High category, even though the criteria for indicators of religious experience students show lower results than the achievements on other indicators such as indicators of belief, religious practice, religious appreciation and religious knowledge.
Profil Prokrastinasi Akademik Siswa SMK Negeri di Kota Serang
Authors: Agustina Fisca Fitri , Rahmawati Rahmawati , Khairun Deasy Yunika
Published: July 2023

This study aims to find out the general description of academic procrastination in State Vocational School students in Serang City. The type of research used was a descriptive study with a sampling technique using proportional random sampling with a total sample of 336 students in Serang City, divided into 8 schools. The measurement tool used is the academic procrastination scale which consists of aspects, namely delays in starting or completing the tasks at hand, delays in doing assignments, time gaps between plans and actual performance and carrying out other activities that are more enjoyable, which as a whole consists of 37 statement items . The data analysis technique uses a quantitative descriptive method. The results of the study showed that the level of academic procrastination in students in the high category was 3.1%, medium was 89%, and low was 7.1%. Therefore, the academic procrastination of State Vocational High School students in Serang City is in the moderate category. After analyzing the results of the research and obtaining categorization, the guidance and counseling program design was made based on the needs of the student.
Pengaruh Art Therapy untuk Menurunkan Stres Akademik pada Mahasiswa
Authors: Utami Weny Nurrohmah , Nurmala Meilla Dwi , Prabowo Arga Satrio
Published: July 2023

This study aims to examine the effect of art therapy techniques carried out through individual counseling services to reduce academic stress on guidance and counseling students at FKIP Untirta Batch 2020. This study used an experimental research method. The experimental design used was Single Subject Research (SSR) with an A-B-A design. The research subject was one student who experienced academic stress. The data obtained were analyzed using descriptive statistics, then displayed in the form of tables and graphs. The results showed that the average percentage at baseline 1 was 74% with 100% stability, in the intervention conditions it obtained an average percentage of 37.8% with 33.3% stability and in baseline 2 conditions an average of 36% with 100% stability. The data shows a decrease of 36% from baseline 1 to baseline 2 with a data overlap of 0% which indicates that providing interventions with art therapy techniques can have a good effect on reducing academic stress.
Comparison Analysis of “Safe Investment”
Authors: Juwita* Ratna , Rahayu Fitri , Sari Mia Andika
Published: July 2023

This study aims to compare the return; risk; and coefficient of variation in gold; money market mutual funds; and government bonds in 2016-2021, as well as to determine the best investment instruments for investors. The data of this study are the historical monthly closing price of ANTAM's gold, NAV per unit of Manulife Indonesia Money Market Fund, and yield government bond series FR0056. The analytical method used in this study is a comparative method consisting of the Kruskal-Wallis test and further tests with Mann-Whitney. The results indicate significant differences between returns on gold and government bonds, returns on money market mutual funds and government bonds, and no significant difference between returns on gold and money market mutual funds. In terms of risk, it is known that each investment instrument has different risks, so choosing one investment instrument will provide a smaller risk. 

Keywords: Return; Risk; Coefficient of Variation; Gold; Mutual Funds; Bonds

 

Penelitian ini bertujuan untuk mengetahui perbandingan imbal hasil; risiko; dan koefisien variasi pada emas; reksa dana pasar uang; dan obligasi pemerintah tahun 2016-2021, serta untuk menentukan instrumen investasi terbaik bagi investor. Data pada penelitian ini adalah data bulanan harga penutupan emas ANTAM, NAB per unit Reksa Dana Pasar Uang Manulife Indonesia, dan imbal hasil obligasi pemerintah seri FR0056. Metode analisis yang digunakan adalah komparatif yang terdiri dari uji Kruskal-Wallis dan uji lanjut Mann Whitney. Hasil penelitian menunjukkan terdapat perbedaan yang signifikan antara imbal hasil emas dan obligasi pemerintah, imbal hasil reksa dana pasar uang dan obligasi pemerintah, serta tidak terdapat perbedaan yang signifikan antara imbal hasil emas dan reksa dana pasar uang. Dilihat dari segi risiko diketahui bahwa setiap instrument investasi memiliki risiko yang berbeda, sehingga memilih salah satu instrument investasi akan memberikan risiko yang lebih kecil.

Kata Kunci: Imbal hasil; Risiko; Koefisien Variasi; Emas; Reksadana; Obligasi
Macroeconomic Effect on Sukuk Growth with Inflation as A Moderation Variable
Authors: R.* Wardatul Wahidah , Haryono Slamet , Tahir Muh.
Published: July 2023

This study aims to determine the macroeconomic variables of the BI Rate, the amount of money in circulation, and the Jakarta Composite Index on the growth of corporate sukuk in Indonesia with inflation as a moderating variable. This research is quantitative research whose data sources were obtained from the Financial Services Authority, Bank Indonesia, and PT. Indonesia stock exchange. There are 24 samples from the 2019-2020 period which are used with data analysis techniques. The results showed that the variables BI Rate, Money Supply, and Composite Stock Price Index had no effect on the growth of corporate sukuk in Indonesia, but inflation was able to moderate the BI rate, Total Money Supply, and Jakarta Composite Index on the growth of corporate sukuk in Indonesia. The impact of this study shows that the increase in the BI Rate, Money Supply, and Composite Stock Price Index will be followed by an increase in corporate Sukuk in Indonesia, conversely if the BI rate, money supply, and JCI decrease, the corporate Sukuk in Indonesia will decrease.

Keywords: Sukuk; BI Rate; Money Supply; Composite Stock Price Index; Inflation

 

Abstrak

Penelitian ini bertujuan untuk mengetahui variabel makroekonomi BI Rate, Jumlah Uang Beredar, Indeks Harga Saham Gabungan terhadap pertumbuhan sukuk korporasi di Indonesia dengan inflasi sebagai variabel moderasi. Penelitian ini merupakan penelitian kuantitatif yang sumber datanya diperoleh dari Otoritas Jasa Keuangan, Bank Indonesia, dan PT. Bursa Efek Indonesia. Terdapat 24 sampel dengan periode 2019-2020 yang digunakan dengan teknik analisis data. Hasil penelitian menunjukan variabel BI Rate, Jumlah Uang Beredar, Indeks Harga Saham Gabungan tidak berpengaruh terhadap pertumbuhan sukuk korporasi di Indonesia, akan tetapi inflasi mampu memoderasi BI rate, Jumlah Uang Beredar, dan Indeks Harga Saham Gabungan terhadap pertumbuhan sukuk korporasi di Indonesia. Dampak pada penelitian ini menunjukkan meningkatnya BI Rate, Money Supply dan Indeks Harga Saham Gabungan akan di ikuti meningkatnya Sukuk korporasi di Indonesia, sebaliknya jika BI rate, money suplay dan IHSG mengalami penurunan mengakibatkan Sukuk korporasi di Indonesia mengalami penurunan.

Kata Kunci: Sukuk; BI Rate; Jumlah Uang Beredar; Indeks Harga Saham Gabungan; Inflasi
The Influence of Non-Performing Loans on Profitability at Bank Rakyat Indonesia Persero Tbk
Authors: Sutisnawati* Yayah , Anggraeni Fifi Amalia
Published: July 2023

The purpose of this study is to obtain developments to what extent the influence of Non-Performing Loans (NPL) on Profitability (ROA). The method used in this research is descriptive and verification method by testing the hypothesis. From the research results, data analysis shows that the influence of variable X or non-performing loans on profitability is 70.4% and the remaining 29.6% is influenced by other variables not tested in this study. Besides that the t-table is still in the area of HO rejection, so HO is rejected and H1 is accepted, so it can be concluded that Non-Performing Loans have a significant effect on Profitability (ROA) at PT. Bank Rakyat Indonesia, Tbk. Therefore, through the research of PT. Bank Rakyat Indonesia, Tbk is expected to increase the profit value by taking into account the NPL value analysis.

Keywords: Non-Performing Loans (NPL); Profitability (ROA); Bank; hypothesis; Profit

Abstrak

Tujuan penelitian ini adalah untuk memperoleh perkembangan sejauh mana pengaruh Non Performing Loan (NPL) terhadap Profitabilitas (ROA). Adapun metode yang digunakan pada penelitian ini adalah metode deskriptif dan verifikatif dengan melakukan uji hipotesis. Dari hasil penelitian analisis data menunjukkan bahwa Pengaruh variabel X atau non perfoming loan terhadap Profitabilitas sebesar 70,4% dan sisanya 29,6% dipengaruhi variabel lain yang tidak diuji dalam penelitian ini. Selain itu t-tabel masih berada didaerah penolakan HO maka HO ditolak dan H1 diterima, sehingga dapat disimpulkan Non Performing Loan berpengaruh signifikan terhadap Profitabilitas (ROA) pada PT. Bank Rakyat Indonesia, Tbk. Oleh sebab itu, melalui penelitian PT. Bank Rakyat Indonesia, Tbk ini diharapkan dapat meningkatkan nilai laba dengan memperhatikan analisis nilai NPL.

Kata Kunci: Kredit bermasalah (NPL); Profitabilitas (ROA); Bank; Hipotesis; Laba
Calculation of Indonesian Pension Funds Using Group Self Anuitization Method and Makeham Mortality Law
Authors: Anggraeni* Andini Setyo , Rahmadani Suci , Utama Rifki Chandra , Handayani Vitri Aprilla
Published: July 2023

This study aims to calculate Indonesian pension funds using the Group Self Anuitization method and Makeham's death law. The calculation of the GSA method is almost the same as the calculation of an annuity for life, so the price determination procedure includes calculating the level of annuity payments. The death rate is projected by Makeham Mortality Law based on Indonesian Mortality Table IV. Based on an analysis with the same premium amount, it is known that the benefits of male pension funds are greater than women for each age at which benefits are paid, pension funds paid to policyholders increase from 2019-2021 and decrease in 2022, the higher the entry age payment of pension funds, the benefits obtained will be even greater

Keywords: Group Self Annuitization; Pension Fund; Makeham Law; Premiums; Annuity

 

Abstrak

Penelitian ini bertujuan untuk menghitung dana pensiun Indonesia dengan menggunakan metode Group Self Anuitization dan hukum kematian Makeham. Perhitungan pada metode GSA hampir sama dengan perhitungan anuitas seumur hidup, sehingga prosedur penentuan harga meliputi perhitungan tingkat pembayaran anuitas. Angka kematian diproyeksikan oleh Hukum Kematian Makeham berdasarkan Tabel Mortalita Indonesia IV. Berdasarkan analisis dengan besaran premi yang sama, diketahui bahwa manfaat dana pensiun laki-laki lebih besar dari perempuan untuk setiap usia masuk pembayaran manfaat, dana pensiun yang dibayarkan kepada pemegang polis meningkat dari tahun 2019-2021 dan menurun pada tahun 2022, semakin tinggi usia masuk pembayaran dana pensiun maka manfaat yang diperoleh akan semakin besar.

Kata Kunci: Annuitisasi Diri Kelompok; Dana Pensiun; Hukum Mortalita Makeham; Premil; Anuitas
Transforming Financial Behavior of Students: The Impact of Learning Contributions and Financial Literacy
Authors: Syafrudin Oding , Komarudin* Munir Nur , Maulana Yasir , Masruroh Rina , Herdiansyah Muhamad Ferdi
Published: July 2023

This study aims to investigate how learning and financial literacy influence financial behavior. It employs an explanatory research approach to examine the relationship between learning in tertiary institutions, financial literacy, and students' financial behavior. The study focuses on the population of students in the Faculty of Economics and Business at the University of Kuningan, with a sample size of 100. The findings indicate that both learning and financial literacy, when considered together, significantly contribute to financial behavior. Individually, both learning and financial literacy have a positive and significant impact on financial behavior. The study highlights the strong influence of financial literacy on student financial behavior and underscores the significant role of learning in shaping such behavior.

Keywords: Learning Contribution; Financial Literacy; Financial Behavior; Explanatory Research; Student

 

Abstrak

Penelitian ini bertujuan untuk mengetahui pengaruh kontribusi pembelajaran dan literasi keuangan terhadap perilaku keuangan. Metode yang digunakan dalam penelitian ini adalah eksplanatori (explanatory research) yang mengkaji kontribusi antara pembelajaran di perguruan tinggi dan literasi keuangan terhadap perilaku keuangan mahasiswa. Populasi dalam penelitian ini merupakan seluruh mahasiswa Fakultas Ekonomi dan Bisnis Universitas Kuningan. Sampel dalam penelitian ini berjumlah 100. Hasil penelitian secara simultan kontribusi pembelajaran dan literasi keuangan berpengaruh dan signifikan terhadap perilaku keuangan. Secara parsial baik kontribusi pembelajaran ataupun literasi keuangan berpengaruh positif dan signifikan terhadap perilaku keuangan. Hasil penelitian ini menunjukkan bahwa literasi keuangan sangat mempengaruhi terhadap perilaku keuangan mahasiswa. Selain itu dilihat dari kontribusi pembelajaran sangat berdampak terhadap perilaku keuangan mahasiswa.

Kata Kunci: Kontribusi Pembelajaran; Literasi Keuangan; Perilaku Keuangan; Eksplanatori; Mahasisw
PENERAPAN ALGORITMA K-NEAREST NEIGHBOR DAN FITUR EKSTRAKSI N-GRAM DALAM ANALISIS SENTIMEN BERBASIS ASPEK
Authors: Nurhidayat Robi , Dewi Kania Evita
Published: July 2023

Pertumbuhan dan perkembangan teknologi yang begitu cepat dan pesat menjadikan membeli produk secara online semakin meningkat dan disukai yaitu membeli produk kecantikan. Banyak pertimbangan untuk mengetahui kualitas dari produk, salah satu caranya yaitu melihat ulasan produk kecantikan. Tujuan dari penelitian untuk mengevaluasi performansi dari metode K-Nearest Neighbor dan fitur ekstraksi N-Gram dalam melakukan analisis sentimen berbasis aspek pada produk kecantikan. Metodologi yang digunakan adalah pengumpulan data, preprocessing, ekstraksi fitur N-Gram, pembobotan kata dengan TF-IDF, klasifikasi dengan K-Nearest Neighbor ,Multi Label dengan binari ova, dan terakhir evaluasi performansi. Pembagian data dibagi menjadi tiga skenario yaitu 80:20, 70:30:, dan 60:40. Pengujian dilakukan dengan dataset original dan data yang diseimbangkan menggunakan metode Random Over Sampling. Hasil pengujian menunjukkan bahwa data yang seimbang menghasilkan nilai akurasi yang lebih baik daripada data yang tidak seimbang. Pada KNN dengan nilai k = 1 pada dataset seimbang, menghasilkan akurasi tertinggi. Akurasi pada aspek aroma, harga, kemasan dan  efektivitas secara berturut-turut adalah 91,9%; 95,4%; 98,6%; 88,8%. Berdasarkan hasil pengujian yang telah dilakukan pada setiap aspek, didapatkan akurasi tertinggi dengan nilai akurasi 98,6% dari aspek kemasan pada skenario data 80:20.
Uso de tocilizumab en artritis reumatoide en México
Authors: Barile-Fabris Leonor Adriana , Sicsik-Ayala Sandra Araceli , Hernández-Cabrera María Fernanda , Tinajero-Nieto Lizbet , Xibillé-Friedmann Daniel , Castro-Colin Zully , Carrillo-Vázquez Sandra , Ramírez-Santillán Katia
Published: July 2023

Background and objective. Rheumatoid arthritis (RA) is a chronic and inflammatory disease affecting millions of people and making an enormous economic impact. The healthcare coverage for RA in Mexico is limited and the biologic drugs are conditioned to mild or severe disease, or to failure or inappropriate response to the conventional synthetic disease-modifying antirheumatic drugs (DMARDcs). The objective of this article was to determine whether if there is enough evidence supporting the efficacy of tocilizumab (TCZ) as the first-line treatment for RA, administered as monotherapy or in combination with DMARDcs. Material and Methods. A rheumatology expert group conducted a systematic review of the literature in order to analyze the efficacy and safety of TCZ as a biologic DMARD in combination with DMARDcs and as monotherapy in patients with RA. The group used the search strategy known as 6S for evidence-based medicine. Results. A total of 44 articles were analyzed. For clinical evidence, we found randomized controlled trials (RCT) showing more significant benefit in the groups, which received TCZ alone or in combination, according to the evaluation made with clinimetric tools. These six trials had at least a 52-week follow-up (up to 260 weeks) and included 3,413 subjects. Two RCT —including 1,479 patients— identified that the most frequent adverse event was rhinopharyngitis. Discussion. There is enough evidence to suggest that TCZ may be administered in patients with failure to biologics or as a first-line treatment, both in combination with methotrexate (MTX) (or other drugs) and in intravenous or subcutaneous monotherapy. TCZ is an effective and applicable alternative for the Mexican population in first line and in failure to DMARD, with or without MTX.
Oncoguía de cáncer de ovario 2020
Authors: Gallardo Rincón Dolores , Alamilla García Gabriela C. , Salcedo Hernández Rosa Angélica , Bahena González Antonio , Álvarez Gómez Rosa María , Arango Bravo Eder Alexandro , Cano Blanco Claudia , Cantú de León David , Cetina Pérez Lucely del Carmen , Coronel Martínez Jaime , Espinosa Romero Raquel , Galicia Carmona Tatiana , Morales Vásquez Flavia , Isla Ortiz David
Published: July 2023

The epithelial ovarian cancer is the second gynecological cancer cause of death worldwide and has a high lethality. In Mexico, it is diagnosed primarily in advanced stages. The main risk factor is genetic, specifically the BRCA1/2 mutations. Specialists from Instituto Nacional de Cancerología developed Oncoguía de cáncer de ovario 2020 in a consensus they conducted, based on their expertise and the analysis of the current evidence. They contain risk factors, screening, diagnostic elements (clinical and histologic), classification, and the treatment, which may be surgical, cytoreduction in patients with recurrent disease, chemotherapy (adjuvant, intraperitoneal, neoadjuvant), antiangiogenic agents, and the use of PARP inhibitors. These guidelines also describe the recurrent disease management of platinum-sensitive and platinum-resistant patients, as well as the use of immunotherapy.
A Sufficient Descent Dai-Liao Type Conjugate Gradient Update Parameter
Authors: Onuoha Oluwaseun B.
Published: July 2023

In recent years, conjugate gradient methods have gained popularity as efficient iterative techniques for unconstrained optimization problems without the need for matrix storage. Based on the Dai-Laio conjugacy condition, this article presents a new hybrid conjugate gradient method that combines features of the Dai-Yuan and Dai-Laio methods. The proposed method addresses the numerical instability and slow convergence of the Dai-Yuan method as well as the potential poor performance of the Dai-Laio method in highly non-linear optimization problems. The hybrid method solves optimization problems with faster convergence rates and greater stability by combining the advantages of both methods. The resulting algorithm is shown to be more effective and reliable, and theoretical analysis reveals that it has sufficient descent properties. The proposed method's competitive performance is shown through a number of benchmark tests and comparisons with other approaches, indicating that it has the potential to be an effective approach for complex, unconstrained optimization.
Viscosity Measurement Results of a Commercially Available Universal Design Food (UDF: Can be Crushed with the Longue) using the Line Spread Test (LST)
Authors: Ito Sahoko , Kondo Shoko , Hirabayashi Mayumi , Katayama Naomi
Published: July 2023

In Japan, which is a super-aged society, people need the nursingcare foods in recent years.For the prevention of aspiration pneumonia, there is a demand for safe and delicious nursing care foodfor not only patients but also senior citizen. To create food for swallowing that can be easily prepared even at ordinary homes, among the previous studies that have already been reported, using a type of universal design food,but that can be crushed with the tongue, for which the results have not yet been shown, is suitable or not for nursing care food is not sure. To obtain theviscosity, we investigated using eight types of thickeners and reported them.After adding 1 g, 2 g, and 3 g of each of the eight types of thickeners to commercially available shrimp gratin, a line spread test (LST) was performed using a superficial thickness measuring plate (manufactured by Saraya Co., Ltd.). As a result, by adding 1 g, it was possible to obtain a thick viscosity of 30 mm or more and less than 32 mm, which is thought to promote safe swallowing. Eight kinds of thickeners are commercially available products containing xanthan gum, among which the thickener containing xanthan gum, calcium lactate, and trisodium citrate showed the highest viscosity. In the future, it will be necessary to investigate the effects of thickeners on universal design foods (UDF) that can be crushed with the tongue and have different nutritional values.
Formula Budgeting and the Financing of Public Higher Education: Panacea or Nemesis for the 1980s?
Authors: Gross Francis
Published: July 2023

The financing of higher education has continued to remain a sensitive issue since the first state dollar was appreciated. Consequently, college officials and legislators have explored various ways of providing for the objective and equitable distribution of state funds to higher education. In recent years, concern has centered around the viability of formula funding—a practice which has gained widespread acceptance (or, at least, utilization) during the last twenty-five years.
Sonata-Strophic Form: To Clarify the Concept (On Examples from Russian Choral Music)
Authors: Григорьева Г.В.
Published: July 2023

Цель статьи — дополнить методику анализа хоровых произведений с помощью уточнения термина «сонатно-строфическая форма». Затрагиваются вопросы его генезиса, рассматриваются родственные термины ― «куплетно-сонатная форма», «сонатная строфичность», «бинарная форма». Содержание поэтического текста, а также изменения строфики первоисточника — повторы слов, синтагм, строк (вторичный синтаксис) — анализируются как структурообразующие факторы, влияющие на появление сонатности. Материалом для исследования становится русская хоровая музыка, в частности хоры Танеева. Сонатно-­строфическая форма без разработки анализируется на примере хора Чайковского «Девицы, красавицы» из оперы «Евгений Онегин». Хор Гречанинова «Осень» на стихи А. Майкова рассматривается как образец старинной (двухчастной) сонатно-строфической формы. Приводятся подробные схемы анализов.

The article supplements the methodology for analysing choral works by clarifying the term “sonata-strophic form.” The questions of its genesis are touched upon related terms are considered―“couplet-sonata form,” “sonata strophic,” and “binary form.” The content of the poetic text and changes in the stanza of the source―repetitions of words, syntagmas, lines (secondary syntax)―are analysed as structure-forming factors influencing the appearance of the sonata. Russian choral music, particularly Taneyev’s choirs, becomes the research material. The sonata-strophic form without development is analysed on the example of Tchaikovsky’s choir “Come, ye Maidens” from the opera “Eugene Onegin.” Grechaninov’s choir “Autumn” to the verses by A. Maikov is considered an example of an old (two-part) sonata-strophic form. Detailed schemes of analysis are given.
At the Piano It’s the Same as Before
Authors: Скигин С.Б.
Published: July 2023

Эссе известного музыканта состоит из двух частей: первая — искрометное автобиографическое описание нелегкой и нескучной жизни пианиста-концертмейстера, вторая — не только остроумная, но и ценная памятка для всех желающих овладеть изысканным и недооцененным искусством аккомпанемента.

The essay of the famous musician consists of two parts: the first one is a sparkling autobiographical sketch about the uneasy and unboring life of an accom­panist; the second part of the paper is a witty and, last but not the least, helpful tutorial for all adepts of refined and underrated art of accompaniment.
Diagnosis and Treatment of Non-Motor Symptoms of Parkinson’s Disease
Authors: Аленикова О.А.
Published: July 2023

Немоторные симптомы при болезни Паркинсона (БП) имеют недофаминергические и дофаминергические механизмы и широко варьируют по своей природе, диапазону и клиническим проявлениям, приводя к значительному ухудшению качества жизни и социальной дезадаптации. В связи с этим немоторные проявления БП всегда должны оцениваться параллельно с моторными симптомами заболевания. В данной статье рассматриваются клинические особенности когнитивных, эмоционально-аффективных, вегетативных и поведенческих нарушений, а также расстройств сна и бодрствования у пациентов с БП. Также представлены основные подходы к их диагностике и лечению, которое должно проводиться с пониманием патофизиологических механизмов немоторных симптомов с учетом клинической картины заболевания в целом, побочных эффектов принимаемых пациентом противопаркинсонических препаратов и других факторов.

Non-motor symptoms in Parkinson’s disease have non-dopaminergic and dopaminergic mechanisms and vary widely in nature, range and clinical manifestations leading to a significant deterioration in life quality and social maladaptation. In this regard, non-motor manifestations of PD should always be evaluated in parallel with the motor symptoms of the disease. This article discusses the clinical features of cognitive, emotional-affective, autonomic and behavioral disorders, as well as sleep and wakefulness disorders in patients with PD. The main approaches to their diagnosis and treatment are also presented, which should be carried out with an understanding of the pathophysiological mechanisms of non-motor symptoms, taking into account the clinical picture of the disease as a whole, side effects of antiparkinsonian drugs taken by the patient, and other factors.
Epidemic Parotiditis in the Republic of Belarus: the Importance of Laboratory Verification of the Diagnosis
Authors: Ермолович М.А. , Самойлович Е.О. , Семейко Г.В. , Михаленко А.О.
Published: July 2023

Целью исследования являлся анализ заболеваемости эпидемическим паротитом в Республике Беларусь за период 2013–2022 гг. на основании результатов лабораторного обследования пациентов и филогенетического исследования возбудителя. За десятилетний период в стране официально зарегистрировано 38 случаев эпидемического паротита, заболеваемость составила менее 1 случая на 1 млн населения. С использованием серологических и молекулярно-генетических методов за это время обследовано 1013 пациентов с подозрением на эпидемический паротит. Диагноз подтвержден у 29 (2,7%) из них, в том числе у 19 жителей Республики Беларусь и 10 иностранных граждан, которые не включаются в национальную регистрацию. Лабораторно подтвержденные случаи составили 50% из официально зарегистрированных. При расширенном обследовании 103 пациентов с исключенным диагнозом эпидемического паротита у 13 (12,6%) обнаружен генетический материал других вирусов: вируса Эпштейна – Барр (5,8%), цитомегаловируса (4,9%), энтеровируса (1,9%). Из 5 генотипированных вирусов паротита 4 принадлежали к разным генетическим вариантам генотипа G и 1 – к генотипу F, что свидетельствует об их завозном характере. Проведенное исследование подтверждает спорадический характер заболеваемости эпидемическим паротитом в Республике Беларусь благодаря успешной вакцинопрофилактике и отсутствие эндемичной циркуляции вируса паротита.

The purpose of the study was to analyze the incidence of epidemic parotiditis in the Republic of Belarus for the period 2013-2022 based on the results of laboratory examination of patients and phylogenetic study of the pathogen. Over a ten-year period, 38 cases of epidemic parotiditis were officially registered in the country, the incidence was less than 1 case per 1 million population. During this time, 1013 patients with suspected epidemic parotiditis were examined using serological and molecular genetic methods. The diagnosis was confirmed in 29 (2.7%) of them, including 19 residents of the Republic of Belarus and 10 foreign citizens who are not included in the national registration. Laboratory-confirmed cases accounted for 50% of the officially registered cases. In an extended examination of 103 patients with an excluded diagnosis of epidemic parotiditis, 13 (12.6%) revealed genetic material of other viruses: Epstein–Barr virus (5.8%), cytomegalovirus (4.9%), enterovirus (1.9%). Of the 5 genotyped parotiditis viruses, 4 belonged to different genetic variants of genotype G and 1 to genotype F, which indicates their imported nature. The study confirms the sporadic nature of the incidence of epidemic parotiditis in the Republic of Belarus due to successful vaccination and the absence of endemic circulation of the parotiditis virus.
An integrated model of psychotherapeutic support in the system of therapy for COVID-19 patients
Authors: Leshchyna I.V.
Published: July 2023

Introduction. To date, it has been already established that COVID-19 has a negative impact not only on the physical condition, but also on the mental health of the population in every country of the world. Many people have a fear of coronavirus, which is usually associated with the possible risk of infection, the lack of pathogenetic treatment, unpredictable course of the disease, as well as total uncertainty. All of the above causes negative psychological reactions. according to a scientific review published by the World Health Organization, global prevalence of anxiety and depression increased by a quarter of a percent in the first year of the COVID-19 pandemic.

The aim of the study was to develop an integrated model of psychotherapeutic support for patients with COVID-19.

Materials and Methods: а comprehensive clinical-psychopathological and psychodiagnostic examination of 125 patients with COVID-19 and non-psychotic mental disorders, of both sexes, with an average age of 36.0±3.4 years, was conducted.

Results. The findngs of the clinical-psychopathological study suggest that the clinical picture of non-psychotic mental disorders in the examined patients is represented by astheno-neurotic, anxious, depressive and cognitive syndromes. The psychotherapeutic program included indivi­dual and group psychotherapy and psychoeducation. An important component of the psychothe­rapeutic support program was psychoeducation aimed at developing an adequate system of ideas about the neurotoxic impact and consequences of COVID-19, understanding the main psychopathological syndromes caused by the disease, involving patients in active participation in treatment, and teaching methods of overcoming immersion in the disease.

Conclusions. The analysis of the clinical findings of using the developed program showed a positive dynamic of the emotional state, a decrease in the expressiveness of anxiety-depressive symptoms, a positive transformation of coping strategies, the transition of non-constructive types of attitudes to the disease into adaptive, constructive ones, and an increase in the quality of life.

Keywords: professionally important qualities, nuclear terrorism, hostages, performance of professional functions, neuropsychological stability, NPP control panel operators.
A Fuzzy Modelling of a Hybrid MCDM Method for Supplier Selection
Authors: Zahid Erum , Rahman Zoheb , Maleki Mojtaba
Published: July 2023

This article examines the significance of supplier selection in the procurement process, which has grown in prominence as a result of globalization and outsourcing. When selecting the best suppliers, supply chain managers must consider a variety of quantitative and qualitative aspects, as these have a substantial impact on supply chain performance. Multi-criteria decision-making (MCDM) approaches can help in this process by taking into account many competing considerations. However, due to uncertainties and ambiguity, supplier selection is a complex process, and fuzzy multi-criteria decisionmaking approaches can be used to determine the best supplier for the company's key operations. This research suggests a hybrid MCDM strategy that makes use of fuzzy modeling to help with complex decision-making processes. Organizations can improve their supply chain performance by selecting the best supplier based on numerous parameters such as cost, quality, delivery time, and supplier reputation.
A katona egyéni ellenállóképessége és a harci helyzetek pszichoszomatikus hozadékai
Authors: Varga Nóra
Published: July 2023

A katonai ellenállóképesség a hadviselés létfontosságú aspektusa, amely lehetővé teszi a fegyveres erők számára, hogy alkalmazkodjanak, ellenálljanak és felépüljenek a támadásokból és stratégiai sokkokból. A pszichológiai, fizikai és társadalmi ellenállóképesség előmozdításával a NATO fokozza tagállamai képességeit és felkészültségét a változó biztonsági kihívások hatékony kezelésére. A jövő biztonsági környezete egyre inkább megköveteli a kognitív képességek fejlesztését és a fokozottabb figyelem fordítását a mentális állóképesség karbantartására. A következőkben az ezeket meghatározó tényezőket vesszük górcső alá.