bluuebunny/crossref_metadata_2025 huggingface dataset:
José ('el abate') Marchena como lexicógrafo desde la Biblioteca Virtual de la Filología Española (BVFE)
Authors: Cazorla Vivas Carmen
Published: April 2024

La presente investigación se enmarca en la historia de la lexicografía del español, concretamente se acerca y presenta un repertorio lexicográfico del que casi no se tenía noticia, salvo por su aparición entre la nómina de obras de su autor en algunas de sus biografías, pero que no ha sido estudiado. Se trata de Nuevo diccionario manual francés-español (Burdeos, 1821) de José Marchena. Se analizará este repertorio lexicográfico tanto en la macroestructura como en la microestructura, prestando especial atención al léxico incluido y a la marcación diatécnica. Este estudio contribuirá a completar la historia de la lexicografía del español en un siglo, el XIX, que destaca por la profusión de diccionarios, tanto monolingües como bilingües.
Legal Protection for Creditors Regarding Default and Unilateral Transfer of Fiduciary Guarantee Vehicles Based on the Principle of Justice
Authors: Hirwansyah Hirwansyah , Heber Ambuwaru Jesse
Published: April 2024

Indonesian people generally buy private vehicles by using credit facilities or making monthly payments to finance companies to own their vehicles. Vehicles purchased on credit are bound by using fiduciary guarantees prone to being pawned, rented out and transferred by the debtor unilaterally. The reason was due to default so that the fiduciary guarantee vehicle was diverted so that it could be confiscated by POLRI investigators to be used as evidence. As a result of the unilateral transfer of the debtor, the creditor suffers a loss, so that the creditor must be legally protected. The purpose of this research is to find out and analyze the legal protection for credit related to violations and diversion of vehicles based on the principle of justice. The method in this research is qualitative research with empirical and normative juridical approaches. Empirical juridical research prioritizes secondary data, books, laws and regulations and examines positive legal principles from literary data and comparative law. The fiduciary giver must be responsible, carry out his obligations and keep the collateral object under his control. However, in reality it does not rule out the possibility of the Fiduciary Guarantee object changing hands or transferring control to a third party because it is transferred by the debtor, usually due to economic factors. The existence of Law no. 42 of 1999 concerning guarantees in Indonesia which are lex specialis derogat legi general, is one of the legal principles which implies that specific legal rules will override general legal rules.
The Effect of Musyarakah, Mudharabah, and Murabahah Financing on The Financial Performance of Sharia Commercial Banks in Indonesia
Authors: Afrizal Yosa , Aliamin Aliamin , Shabri M.
Published: April 2024

This study aims to determine the effect of musharakah, mudharabah, and murabahah financing on the financial performance of Sharia Commercial Banks in Indonesia. This type of research is quantitative research. This research uses secondary data in the form of annual financial reports of Sharia Commercial Banks in Indonesia for the period 2010-2019 sourced from the Financial Services Authority (OJK) website. Through purposive sampling technique, 11 bank samples were obtained which produced 96 observational data. The results of the analysis show that musharakah financing does not affect the financial performance (ROA) of Sharia Commercial Banks in Indonesia, while mudharabah and murabahah financing has a positive and significant effect on the financial performance (ROA) of Sharia Commercial Banks in Indonesia. it is concluded that the greater the value of musharakah financing distributed is not a guarantee that financial performance (ROA) will increase. This is because musharakah financing is financing with a profit-sharing system that has a very high risk where if the company experiences losses, the bank will also bear the loss of business run by entrepreneurs. Nevertheless, Islamic banking is expected to maintain and increase the amount of profit-sharing based financing such as musharakah.
The Effect of Reeds and Washed Rice Water on The Growth and Production of White Oyster Mushroom (Pleurotus Ostreatus)
Authors: L Limbongan Yusuf
Published: April 2024

This study aims to determine the effect of reeds as a planting medium and washed rice water on the growth and production of white oyster mushroom. The research was conducted in April-July 2021 in Polopadang, Kapala Pitu District, North Toraja Regency.The research was carried out in the form of a factorial experiment with 2 different factors arranged in a randomized block design (RBD), namely: As the treatment used Imperata and washed rice water. Imperata (reeds) as 1st factor consists of three treatment levels, namely R0 = control, R1 = 10% Reeds, R2 = 20% reeds, while washed rice water as 2nd factor consists of five treatment levels, namely W0 = control, W1 = 10 ml of washed rice water, W2 = 20 ml of washed rice water, W3 = 30 washed rice water, W4 = 40 ml of washed rice water. The results showed that the treatment of 10% Imperata (L1) and 10 ml water leri (L2) gave the best results on the growth and production of white oyster mushrooms in this case, namely: number of mushroom pin head, fresh fruit body weight, and mushroom diameter.  Number of pin head and diameter of mushroom hood have a positive and significant correlation to weight of mushroom, each with a correlation coefficient 0.799 and 0.807. This research implies that the use of reeds and rice washing water in the cultivation of white oyster mushrooms has promising potential. This combination can promote mold growth, reduce production costs, and contribute to financial sustainability.
A new genus of Cicadellini (Hemiptera: Cicadellidae) from the Oaxacan Cloud Forest, with taxonomic notes on allied red-striped genera
Authors: Pinedo-Escatel Jorge Adilson , Blanco-Rodríguez Edith
Published: April 2024

Cicadellinae is a relatively large subfamily of leafhoppers (Hemiptera: Cicadellidae) with a cosmopolitan distribution with most genera known to occur in the Neotropics. Mexico houses nearly 16% of the total genera and most are endemic, inhabiting threatened native forests. Here, a new unusual Mexican genus, Christopherus gen. nov., is described to accommodate a new species of Cicadellini, C. mictlantecuhtli sp. nov., collected in the endangered Cloud Forest of Sierra Juárez, Oaxaca State of Mexico, based on dry-pinned museum specimen data. The new taxa can be separated from other Neotropical Cicadellini genera easily using male genitalia features: (i) pygofer without processes, (ii) segment 10th without processes, (iii) paraphysis absent, and (iv) edeagus with single basal atrial process elongate and asymmetrical. The monotypic genus Gillonella with its type species, G. ampulla Nielson & Godoy, 1995, are redescribed. A detailed extensive morphological description and discussion to distinguish the new genus from allied red-striped Neotropical genera in Mexico, Central America, and South America are given. Distributional data for new taxa within Mexican forests is also provided.
The Relationship Between Service Quality and Individual Characteristics with Patient Satisfaction of Teledentistry Service Users at RSGM Universitas Muhamadiyah Yogyakarta
Authors: Alifa Ilmazura Chindy
Published: April 2024

Teledentistry is the use of information and communication technology in treatment, counseling, education, to improve dental and oral health during the COVID-19 pandemic. Teledentistry services as a medium for dental and oral health consultation need to pay attention to the quality of service and individual characteristics which are the main determinants of health services. The purpose of the study was to identify the relationship between service quality and individual characteristics with patient satisfaction of teledentistry service users. Cross sectional type of research. The technique of taking subjects using simple random sampling. The number of respondents was 125 renpondents. The research instrument uses servqual with Likert scale and patient satisfaction instrument with Likert scale. Respondents filled in individual characteristic data consisting of age, gender, education level and occupation. Data analysis in this study used pearson correlation test and multiple linear regression test. The Pearson correlation test showed that there was a relationship between service quality (p = 0.001) and age with patient satisfaction (p = 0.001) and there was no relationship between sex (p = 0.076), education level (p = 0.542) and occupation (p = 0.363) with patient satisfaction using teledentistry services. The results of multiple linear regression tests showed a significant relationship between service quality (?= 0.126; p= 0.001) and age (?= -0.044; p=0.025) with patient satisfaction using teledentistry services at RSGM Universitas Muhammadiyah Yogyakarta. The better the quality of service, the higher the level of patient satisfaction, the younger the age, the higher the level of patient satisfaction. There is no influence of gender, education level and occupation on patient satisfaction of teledentistry service users at RSGM Universitas Muhammadiyah Yogyakarta.
Tinjauan Kasus Kegawat Daruratan Maternal Dan Neonatal Di Puskesmas Andalas Padang
Authors: Mailita Weni , Ririn Ririn
Published: April 2024

Kegawatdaruratan Maternal merupakan kejadian berbahaya yang dapat mengancam jiwa akibat dari masalah kehamilan, persalinan, atau nifas. Kegawatdaruratan Neonatal merupakan kejadian yang mengancam jiwa bayi baru lahir usia 0-28 hari. Terdapat jumlah kematian ibu bersalin 1 orang di wilayah kerja Puskesmas Andalas dan  kematian  neonatal  terdapat  8  orang.  Tujuan  dari  penelitian  ini adalah untuk mengetahui kasus kegawatdaruratan maternal dan neonatal di Puskesmas Andalas Padang tahun 2022. Penelitian ini menggunakan metode  penelitian deskriptif. Data diperoleh secara retrospektif dari rekam medik pasien yang mengalami kegawatdaruratan maternal dan neonatal di Puskesmas Andalas Padang tahun 2022. Kasus kegawatdaruratan  Maternal  yang  sering  terjadi  di  Puskesmas Andalas adalah  Ketuban  Pecah  Dini  dengan  jumlah  28  kasus (37,8%). Karakteristik Umur maternal yang mengalami kegawatdaruratan terbanyak dari rentan usia 20-35   tahun dengan jumlah kasus 51 kasus (68,9%). Paritas 2-3 dengan jumlah kasus 37 (50%). Luaran kasus rujukan dengan kondisi sehat 72 kasus (97,3 %) dan mengalami  komplikasi  2 kasus (2,7%). Kasus   kegawatdaruratan   yang   terjadi   di   Puskesmas   Andalas terbanyak   adalah  Ketuban   Pecah   Dini   dengan   karakteristik  umur maternal yang sering mengalami kegawatdaruratan rentan umur 20-35 tahun dan paritas 2-3, Puskesmas Andalas telah melakukan prosedur klinik sebelum merujuk dengan melakukan stabilisasi pasien sebelum dirujuk dan merujuk pasien kegawatdaruratan pada rumah sakit PONEK terdekat dengan luaran kasus rujukan keadaan maternal sebagian besar sehat sampai pada rumah sakit PONEK.
Kepuasan Masyarakat Terhadap Pelaksanaan Program Corporate Social Responsibility (Csr) Pt. Pertamina Patra Niaga Integrated Terminal Panjang
Authors: Indah Lestari Nurul Fajri , Hasanuddin Tubagus
Published: April 2024

Penelitian ini bertujuan untuk menganalisis tingkat kepuasan masyarakat terhadap program Corporate Social Responsibility (CSR) PT Pertamina Patra Niaga Integrated Terminal Panjang. Penelitian ini merupakan studi kasus. Sampel adalah Penerima manfaat program CSR sebanyak 30 orang. Teknik pengambilan sampel untuk kepuasan masyarakat adalah sensus. Metode analisis data menggunakan analisis deskriptif dengan menggunakan analisis analisis indeks kepuasan masyarakat (IKM). Hasil penelitian menunjukkan bahwa kepuasan masyarakat terhadap program Kabarti Green Village berada pada kategori “Baik” (IKM = 87,52).
Layanan Masyarakat Administrasi Desa Berbasis Digital Melalui Media Whatsapp Di Desa Seminai
Authors: Setyawatiningsih Sri Catur , Pangabean Alexander Parmonangan , Al Mufid M.Zaki , Hanifah Nur Addini , Syah Fitri Suci  Nur Aini , Asmoro Dasih Tri Anita
Published: April 2024

Desa Seminai merupakan desa yang terletak di Kecamatan Kerinci Kanan, Kabupaten Siak,Provinsi Riau. Luas wilayah Desa Seminai adalah 1.928 Ha.Jumlah penduduk di Desa Seminai adalah sebanyak 2.391 jiwa, yang terdiri dari 1.230 jiwa laki-laki dan 1.161 jiwa perempuan yang terbagi dalam 3 wilayah dusun.Seiring bertambahnya jumlah penduduk setiap tahun, maka bertambah pula populasi masyarakat untuk mengurus layanan administrasi masyarakat di Desa Seminai.Di masa New Normal ini kita disarankan untuk tidak melibatkan diri dalam keramaian.Salah  satu  solusi  alternatif  terhadap tuntutan tersebut adalah dengan pemanfaatan teknologi informasi di bidang pemerintahan,seperti  media  pelayanan  online  berbasis  WhatsApp.Melalui WhatsApp diharapkan pelayanan yang diberikan kepada masyarakat dapat berjalan dengan cepat dan efisien dalam bidang pelayanan publik.Oleh karena itu,digitalisasi layanan publik melalui WhatsApp dapat meminimalisir adanya keramaian dalam kegiatan pelayanan masyarakat.Sejalan dengan tujuan tersebut, kelompok kukerta di Desa Seminai pada tahun 2022 melakukan kegiatan pengabdian kepada masyarakat dengan melakukan kegiatan pelayanan masyarakat berbasis digital melalui WhatsApp yang bertujuan untuk memberikan manfaat bagi masyarakat di Desa Seminai.
Analisis Data Guna Meningkatkan Optimasi Perusahaan
Authors: Diana Nopianti Putri
Published: April 2024

Ruangguru berkomitmen untuk meningkatkan kualitas sumber daya manusia dan menyiapkan mahasiswa agar siap untuk bersaing di dunia kerja. Melalui program Studi Independen, Ruangguru menyediakan kesempatan bagi mahasiswa untuk meningkatkan kompetensi melalui proses pembelajaran yang praktis dan mendalam. Mahasiswa akan dibekali oleh pelatihan online berbasis kompetensi yang difasilitasi oleh Ruangguru agar menjembatani pengetahuan pada industri kerja yang tidak termasuk dalam kurikulum pada perguruan tinggi. Penulis menggunakan algoritma machine learning random forest untuk merancang model prediksi produk mana yang akan mencapai target dan memprekdiksi penjualan tahun berikutnya pada final project di studi independen Ruangguru. Proses pelaksanaan studi independen di Ruangguru telah selesai dan berjalan dengan cukup baik. Program Data, Business Analytics & Operations Bootcamp yang ada pada studi independen di Ruangguru berjalan dengan sangat baik
Analisis Penerapan Hukum Dalam Tindak Pidana Korupsi (Putusan Pengadilan Nomor 32/Pid.Sus-Tkp//2021/Pn.Mdn Dan Nomor 28/Pid.Sus-Tkp/2021/Pn.Mdn)
Authors: Sinulingga Rafidah , Ablizar Madiasa , Yunara Edi , Mulyadi Mahmud
Published: April 2024

Penelitian ini merupakan studi pustaka terhadap hukum dalam tindak pidana korupsi. Penelitian ini bertujuan untuk menganalisis penerapan hukum dalam tindak pidana korupsi (putusan pengadilan nomor 32/pid.sus-tkp//2021/pn.mdn dan nomor 28/PID.SUS-TKP/2021/PN.MDN). Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Jenis data yang digunakan dalam penelitian ini adalah data kualitatif, yang dikategorikan menjadi dua jenis, yaitu data primer dan data sekunder. Sumber data diperoleh melalui teknik penelitian kepustakaan (library study) yang mengacu pada sumber yang tersedia baik online maupun offline seperti: jurnal ilmiah, buku dan berita yang bersumber dari sumber terpercaya. Hasil penelitian menyimpulkan bahwa Teori hukum progresif  yang berpandangan bahwa hukum bukan sekedar sarana, bahkan tumbuh berkembang bersama perkembangan masyarakat. Hukum tidak dapat memaksakan terwujudnya ketertiban masyarakat, tetapi hukum itu yang harus menyesuaikan terhadap kepentingan manusia, karena hukum dibuat untuk manusia, bukan sebaliknya. Teori ini menjawab permasalahan terhadap dasar pertimbangan hakim dalam menjatuhkan putusan terkait dengan putusan Putusan Pengadilan Negeri Medan No. 28/Pid.Sus/Tpk/2021/Pn.Mdn Dan Putusan Pengadilan Negeri Medan No. 32/Pid.Sus/Tpk/2021/Pn.Mdn.
Pemanfaatan Herbal Habbatussauda (Nigella Sativa) Untuk Meningkatkan Imunitas Tubuh Mahasiswa Biologi Uin Sunan Gunung Djati Bandung
Authors: Shofi Muthmainah Sani , Supriyatna Ateng
Published: April 2024

Tujuan dari penelitian ini adalah untuk mengetahui efektivitas dan pemanfaatan herbal habbatussauda sebagai upaya untuk meningkatkan imunitas tubuh mahasiswa biologi UIN Sunan Gunung Djati Bandung. Cuaca ekstrim ditengah padatnya aktivitas perkuliahan mahasiswa biologi UIN Sunan Gunung Djati Bandung pasca pandemi COVID-19 menyebabkan penurunan daya tahan tubuh dan membuat tubuh lebih rentan terhadap infeksi penyakit. Disamping itu, kurangnya paparan sinar matahari dan olahraga juga dapat menurunkan imunitas tubuh sehingga perlunya mengkonsumsi herbal penambah imun yang dapat menurunkan peradangan tubuh akibat hasil oksidasi pada tubuh. Metode penelitian yang digunakan adalah metode deskriptif kualitatif dengan pendekatan studi pustaka dan mewawancarai 10 responden. Tanaman herbal dengan potensi aktivitas antiradang diperlukan karena dapat membantu melawan infeksi virus dan bakteri.
Pengaruh Financial Distress Dan Mekanisme Tata Kelola Perusahaan Terhadap Konservatisme Akuntansi Dengan Leverage Sebagai Variabel Moderasi
Authors: Khairunnisa Khairunnisa
Published: April 2024

Konservatisme akuntansi diterapkan sebagai penyeimbang sikap oportunis manajemen agar memiliki sikap kehati-hatian dalam penyusunan laporan keuangan untuk menghadapi ketidakpastian ekonomi masa mendatang serta dapat mengambil keputusan yang memadai bagi para pihak berkepentingan. Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh financial distress, kepemilikan institusional, kepemilikan manajerial, komisaris independen terhadap konservatisme akuntansi dengan leverage sebagai variabel moderasi. Data sekunder digunakan dalam penelitian ini yang diperoleh dari annual report perusahaan subsektor makanan dan minuman yang tercatat di Bursa Efek Indonesia tahun 2019-2022, dan diperoleh jumlah sampel sebanyak 64 data menggunakan metode purposive sampling. Sedangkan analisis data yang digunakan adalah Moderating Regression Analysis. Hasil penelitian ini menunjukkan bahwa bahwa financial distress, kepemilikan manajerial, komisaris independen tidak berpengaruh terhadap konservatisme akuntansi, sedangkan kepemilikan institusional berpengaruh positif. Variabel leverage hanya mampu memoderasi pengaruh financial distress terhadap konservatisme akuntansi, namun tidak dapat memoderasi pengaruh kepemilikan institusional, kepemilikan manajerial dan komisaris independen terhadap konservatisme akuntansi. Saran bagi peneliti selanjutnya untuk dapat menambah atau mengubah variabel yang diteliti, membedakan pengukuran konservatisme akuntansi dan memperluas objek serta tahun penelitian. Penelitian ini diharapkan dapat memberikan informasi pentingnya pelaporan keuangan konservatif kepada investor sebelum melangsungkan investasi pada perusahaan serta sebagai pengembangan dari pengetahuan yang telah ada dalam perusahaan subsektor makanan dan minuman.
Porovnání růstu douglasky tisolisté a smrku ztepilého podle dat lesních hospodářských plánů a osnov
Authors: Matějka Karel , Mondek Jan
Published: April 2024

Forest management documents related to the whole Czech Republic contain detailed information about the state of forest stands and tree species. A subset of the data was prepared for stands of Douglas-fir (Pseudotsuga menziesii; 46,929 records) and Norway spruce (Picea abies; 37,761 records from stands where Douglas-fir was also present). Growth models for both species were constructed in the form of simplified Korf ’s function. The data set was divided into subsets according to forest vegetation (altitudinal) zones (FAZ) and groups of edaphic categories. On acidic habitats, both tree species reached maximum growth rate in the 5th FAZ. However, on habitats affected by water this occurred in the 4th FAZ. In the model example at the age of 140 years, Douglas-fir shows an average of 4% higher stand volumes in comparison to Norway spruce, while the felling volume as part of thinning, or left in the stand to decay, is about 32% higher in Douglas-fir.
Cardiologia Teoria e Prática - Edição XIII
Authors: Barroso L. de Freitas Guilherme , Castro de Almeida Camilla
Published: April 2024

Este livro traz trabalhos sobre um dos sistemas vitais para nossa vida, responsável pelas principais incidências de mortalidade e morbidades, o sistema cardiovascular. Ele possui o coração como ator principal, caracterizado por batidas e frequências
CUSTOMERS PERCEPTION ON ONLINE FOOD DELIVERY: A CASE STUDY OF KARNATAKA STATE
Authors: Philomina
Published: April 2024

Internet technology has its influence on almost every sector. Day to day activities of human beings is incomplete without the internet technology. We are depending on smart phones for many major tasks we do every day. Today in every single minute thousands of android applications are being downloaded from the Google play store. Over the last couple of years internet and mobile phones became integral part of human life. Today online food delivery applications are rapidly increasing. Slowly these platforms are expanding to all the major cities of the state. Due to the increasing demand and competition these food delivery platforms are giving more offers and other benefits to the consumers. This research paper aims to discuss the most preferred online food delivery service by consumers and to examine how food delivery services are satisfied their consumers. The area of the study is Karnataka state. 210 respondents were selected based on simple random sampling method. The study concludes that online food delivery services are working as a bridge between hotel business and consumers. They make people life’s easy and people also depending on online food delivery services.
IMPACT OF TECHNOLOGY ON ENGLISH LANGUAGE TEACHING AND LEARNING: DIGITAL PEDAGOGY FOR GLOBAL CITIZENS
Authors: Sowmya P  , Hoblidar Nischitha S
Published: April 2024

The advent of technology has significantly impacted language teaching and learning approaches, necessitating a fusion ofvirtual platforms and traditional resources like textbooks and classrooms. This integration has become indispensable in theconstantly evolving global landscape. The emergence of innovative digital models for teaching and learning has opened upnew possibilities and experiences. Digital pedagogy is gradually replacing traditional language teaching methods, enablingblended teaching, flipped learning, student-paced learning, learner-centric learning, self-learning, collaborative learning,project-based learning, VAK learning, gamification, and more. To meet these dynamic requirements, various futuristic digitaltools for teaching and learning are gaining popularity. This research paper aims to explore the significance, scope, andinfluence of digital pedagogy in the digital era. Additionally, it investigates the effectiveness of different tools available formaking the teaching and learning of the English language engaging and enjoyable, using a combination of qualitative andquantitative research methodologies. The paper also addresses the challenges posed by this paradigm shift in Englishlanguage education for undergraduate students.
Análisis jurídico del derecho de morir dignamente en Perú: Marco legal y perspectivas futuras
Authors: García Rengifo Viviana
Published: April 2024

El estudio plantea como objetivo la evaluación exhaustiva y crítica del marco legal existente en Perú en relación con el derecho de morir dignamente, se adoptó un enfoque de investigación jurídica y documental, perteneciente al análisis cualitativo, donde se exploraron artículos científicos previos. Obteniendo como resultados que la muerte digna en Perú, como en otros países, involucra debates legales, éticos y médicos; es por ello que se destaca la importancia de respetar los derechos humanos y la autonomía del paciente, incluyendo el derecho a decisiones informadas sobre el tratamiento médico y el final de la vida. La diversidad de enfoques en diferentes países refleja diferencias culturales y éticas, desde la legalización de la eutanasia en algunos lugares hasta la prohibición en otros. Es importante notar que la legislación sobre la muerte digna puede cambiar con el tiempo, reflejando cambios en la percepción pública y la comprensión de los derechos del paciente. En última instancia, el análisis legal del derecho a morir dignamente en Perú debe considerar aspectos nacionales e internacionales, aprovechando lecciones aprendidas de otros países para encontrar un equilibrio entre los derechos humanos, la autonomía del paciente y las consideraciones éticas en el contexto peruano. La muerte digna es un tema complejo que merece un enfoque completo y comprensivo desde una perspectiva global.
“Supporting Mathematics Instruction Through Community”
Authors: Amidon Joel C. , Trevathan Morgan L. , Bledsoe Evie , Slaton Margaret
Published: April 2024

From the Archives highlights articles from NCTM’s legacy journals, previously discussed during MTLT Journal Club.
GPS: The Arithmetic and Harmonic Triangles
Authors: Powers Robert A. , Chamberlin Michelle T.
Published: April 2024

Growing Problem Solvers provides four original, related, classroom-ready mathematical tasks, one for each grade band. Together, these tasks illustrate the trajectory of learners' growth as problem solvers across their years of school mathematics.
April Toolsʼ Day
Authors: Bay-Williams Jennifer , Martinie Sherri
Published: April 2024

Select a day in April to use manipulatives or other tools to engage students in mathematical reasoning and the joy of mathematics.
Direito à educação e controle do Ministério Público nas políticas de transporte escolar e fechamento de escolas no Piauí
Authors: Farias Emerson de Souza , Viana Masilene Rocha
Published: April 2024

Este artigo aborda a problemática do direito à educação básica no estado do Piauí e examina o controle exercido pelo Ministério Público estadual nas políticas de fechamento de escolas e de transporte escolar no Piauí no período de 2011 a 2021. No tocante aos aspectos metodológicos, a pesquisa foi desenvolvida a partir da perspectiva quanti-qualitativa, mediante análise documental dos processos extrajudiciais relativos ao direito à educação, das normativas nacional e estadual sobre a temática e análise de relatórios e estudos relacionados ao transporte escolar no Piauí, ao fechamento de escolas e à evasão escolar na cidade de Teresina e em diálogo com a produção bibliográfica já produzida a respeito. Como resultado foi identificado um crescimento substantivo do número de escolas fechadas no Piauí, ao mesmo tempo em que se destacam as ações públicas voltadas para o transporte escolar, embora o serviço fornecido esteja sujeito a muitas adversidades. Frente a essas questões, a atuação do Ministério Público do Piauí vem se dando principalmente a partir da mediação extrajudicial, e guardando significativa proximidade com a ênfase na eficácia do controle e da redução de gastos públicos com a educação, o que aponta desafios dessa instituição para efetivamente fazer valer seus propósitos de assegurar direitos sem cair nas armadilhas que os fazem retroceder.
BANK TIZIMIDA ICHKI AUDITNI TASHKIL QILISHDA XALQARO STANDARTLARNI QO'LLASH XUSUSIYATLARI
Authors: Tuychiyev Alisher
Published: April 2024

Yangi O'zbekiston – yangicha iqtisodiy munosabatlar, yangicha iqtisodiy dunyoqarash, degani. Shu bois mamlakatimiz iqtisodiy tizimi to'liq qayta qurilmoqda, bozor mexanizmlarini amalda joriy etish boshlandi. Bugun elektron kartochkadagi pullarni bankomatlar orqali naqd pulga aylantirish, xorijiy valyutalarni sotib olish va kursdagi tafovut bilan bog'liq muammolar tarixda qoldi.
TIJORAT BANKLARI LIKVIDLILIK DARAJASINING MUSTAHKAMLIGINI TA’MINLASHDA ZAMONAVIY XORIJ TAJRIBASINING O’RNI
Authors: Xudayberganov Azamat
Published: April 2024

Mamlakatimiz iqtisodiyoti tez sur’atlarda rivoj topayotgan bir davrda bank tizimining o’rni ham beqiyos ahamiyatlidir. Ayniqsa mustaqillikning dastlabki davridan boshlab ta bugungi kun taraqqiyotimizda, makroiqtisodiy barqarorlikni ta’minlashda va yuqori o’sish sur’atlarini saqlab qolish jarayonida bank tizimni doimiy isloh qilish, shuningdek tijorat banklarining moliyaviy barqarorligini va ishonchliligini mustahkamlashga qaratilgan chora – tadbirlar doimiy amalga oshirilmoqda. Xususan qisqa muddatda iqtisodiyotda chuqur tarkibiy o’zgarishlar jarayonini amalga oshirishga yordam bergan O’zbekiston Respublikasini yanada rivojlantirish uchun ishlab chiqilgan “Harakatlar strategiyasi” doirasida ilg’or xorijy tajribada qo’llaniladigan samarali vositalardan va bank nazorati bo’yicha Bazel Qo‘mitasining talablaridan foydalangan sharoitda bank tizimining mustahkamlashga qaratilgan keng qamrovli chora- tadbirlar amalga oshirildi.
МЕТОД ОБОЛОЧКИ ДАННЫХ (DEA) ОПРЕДЕЛЕНИЯ ЭФФЕКТИВНОСТИ ИНВЕСТИЦИЙ КОММЕРЧЕСКИХ БАНКОВ
Authors: Абуталипов Марс
Published: April 2024

Проблеме оценки эффективности коммерческих банков на протяжении многих десятилетий уделяется достаточное внимание, результатом чего явились многочисленные работы многих исследователей. Среди традиционно широко используемых подходов коoпределению эффективности банков, в качестве основных можно выделить следующие:1. рейтинговая система; 2. коэффициентный анализ; 3. финансовый анализ, анализ системы показателей; 4. параметрический и непараметрический подходы.
ЗАМОНАВИЙ ШАРОИТДА БАНК ФАОЛИЯТИНИ ТАШКИЛ ЭТИШ ХУСУС
Authors: Зиядуллаев Зукҳриддин
Published: April 2024

Жаҳон молия бозорларидаги беқарор молиявий-иқтисодий вазият билан ажралиб турадиган замонавий иқтисодий ривожланиш даврида Ўзбекистон банкларининг асосий вазифаси мижозлар базасини сақлаб қолиш ва янги мижозларни жалб қилишдир. Ўсиб бораётган банклараро рақобат банкларга ушбу муаммонинг ечимини топиш учун шартшароитларни белгилайди. Иқтисодиётнинг рақамли трансформацияси шароитида банк харажатларини камайтиришга қаратилган ички жараёнлар самарадорлигини ошириш жараёни муҳим рол ўйнайди.
LIZINGLI INVESTITSIYALASH MEXANIZMINI TAKOMILLASHTIRISH USULLARI
Authors: Kadirov Аbdurashid
Published: April 2024

Bugungi kunda taraqqiy etgan mamlakatlarda lizingli investitsiyalash mexanizmini takomilashtirishning makroiqtisodiy jihatlari tadqiq etilganiga qaramay, lizing kompaniyalari tomonidan investitsiyalashning yangicha mexanizmlarini ishlab chiqish dolzarb masala hisoblanmoqda. Jahonda lizingli investitsiyalash mexanizmini takomillashtirishning xududiy jihatlarini tadqiq etishda asosiy kapitalga investitsiyalar ko‘rinishidagi moliyaviy oqimlarni iqtisodiyotning real sektoriga yo‘naltirish va lizing bozori sub’ektlari o‘rtasida barqaror iqtisodiy aloqalarni o‘rnatish muhimligiga e’tibor qaratilmoqda. Lizing bozorining imkoniyatlari va salohiyatidan samarali foydalanish o‘rta muddatli istiqbolda milliy iqtisodiyotni rivojlantirish strategiyasining ustuvor yo‘nalishlarini amalga oshirishga ta’sir ko‘rsatadi.
К ВОПРОСУ ЭФФЕКТИВНОСТИ БАНКОВСКОГО КРЕДИТОВАНИЯ РЕАЛЬНОГО СЕКТОРА ЭКОНОМИКИ
Authors: Усманов Анвар
Published: April 2024

Главными принципами кредитования предприятий реального сектора экономики, которые применяются в современной практике функционирования коммерческих банков, являются, как известно: предоставление денег в виде кредита под процент; и предоставление кредита под залоговое имущество стоимостью как минимум 125 процентов от суммы кредита.
IQTISODIYOTNI RIVOJLАNTIRISH SHАROITIDА SOLIQ MАЪMURIYATCHI-LIGINI TАKOMILLАSHTIRISHGА ZАMONАVIY АXBOROT KOMMUNIKАTSIYA TEXNOLOGIYALАRINI YANАDА KENG JORIY ETISH YO‘LLАRI
Authors: Boltaev O‘ktam
Published: April 2024

Respublikamizda davlat organlari tomonidan ko‘rsatilayotgan xizmatlarning barchasining elektron ko‘rinishga o‘tkazish borasida salmoqli ishlar olib borilmoqda. Bu yo‘nalishda hukumatimiz tomonidan bir qancha qaror va farmonlar qabul qilindi hamda ishlar takillashtirilmoqda.
YANGI O’ZBEKISTONDA SOLIQ MAMURIYATCHILIGINI TAKOMILLASHTIRISH ORQALI MAKROIQTISODIY BARQARORLIKKA ERISHISHNING USTUVOR YO’NALISHLARI
Authors: Jumaniyozova Feruza
Published: April 2024

Soliqlar davlatni kelib chiqishi bilan bog'liq. Soliqlarning iqtisodiy mohiyati davlat bilan huquqiy va jismoniy shaxslar o‘rtasida vujudga keluvchi obyektiv majburiy to‘lovlarga asoslangan moliyaviy munosabatlar orqali xarakterlanadi.
ФИНАНСОВАЯ ГРАМОТНОСТЬ НАСЕЛЕНИЯ: СОДЕРЖАНИЕ, ЗНАЧЕНИЕ И ОСНОВНЫЕ НАПРАВЛЕНИЯ
Authors: Ашурова Олтин , Саидмурадов Фаридун
Published: April 2024

В результате социально-экономических реформ, реализуемых в нашей стране в последние годы, процессы формирования рыночных отношений набирают обороты, значительно возрастает значение использования рыночных механизмов в регулировании экономических явлений и процессов.
OZIQ-OVQAT XAVFSIZLIGI BILAN TA’MINLASHNING MOLIYAVIY IMKONIYATLARI
Authors: Masharipova F.
Published: April 2024

Oziq-ovqat xavfsizligi davlatning milliy xavfsizligining asosi bo‘lib xizmat qiladi. Ushbu tushuncha kishilar faol va sog‘lom hayot kechirishi uchun zarur bo‘lgan yetarli miqdordagi xavfsiz oziq-ovqatdan jismoniy va iqtisodiy foydalanish imkoniyatiga ega bo‘lgan vaziyat bo‘lib hisoblanadi. Bu borada jahon oziq-ovqat xavfsizligi to‘g‘risidagi Rim deklaratsiyasi (1996-y.) qabul qilingan bo‘lib, unda har bir insonning yetarli oziq-ovqat va ochlikdan xalos bo‘lish huquqiga mos keladigan xavfsiz va to‘yimli oziq-ovqatdan foydalanish huquqini ta’minlash uchun javobgarlikni mavjudligi ta’kidlangan
ПОВЫШЕНИЕ ФИНАНСОВОЙ ГРАМОТНОСТИ НАСЕЛЕНИЯ И РАЦИОНАЛЬНОЕ УПРАВЛЕНИЯ БЮДЖЕТНО-НАЛОГОВОЙ СИСТЕМОЙ - ФАКТОР УРОВНЯ БЛАГОСОСТОЯНИЯ
Authors: Тошпулатова Мадина
Published: April 2024

Повышение финансовой грамотности населения обладает исключительно положительными чертами для всей отечественной экономики и особенно актуально в условиях, существующих санкционных ограничений. На рисунке 1 схематично представлены составляющие финансовой грамотности.
AKSIYALARNI OMMAVIY JOYLASHTIRISH AMALIYOTINI TASHKIL ETISHNING NAZARIY ASOSLARI
Authors: Saidov Jasurbek
Published: April 2024

Bizga ma’lumki, biznesni yuritish jarayoni juda murakkab jarayon bo‘lib, uni yuritishning tashkiliy ko‘rinishini tanlash yangidan tashkil etilayotgan biznes tuzilmalari uchun ham, ma’lum bir yillar mobaynida faoliyat yuritib kelayotgan tadbirkorlik tuzilmalari uchun ham muxim jarayon hisoblanadi.
Selection Best Policy in the Solar Wind Energy under Magnitude of the Area for the Ranking of Alternatives (MARA) Method
Authors: Abdel Aal Samah Ibrahim , Nabeeh Nada A.
Published: April 2024

The deployment of solar and wind energy technologies has witnessed remarkable growth globally.  Solar wind energy requires careful grid management and the development of energy storage technologies to ensure a stable and reliable electricity supply. The selection policy for solar and wind energy is crucial to promoting the efficient and effective deployment of renewable energy technologies. This study provides an overview of the critical considerations and criteria for the selection policy for solar and wind energy projects. It emphasizes the importance of site suitability, resource assessment, technological feasibility, economic viability, environmental impact, community engagement, and regulatory compliance. By implementing a robust selection policy, policymakers and stakeholders can ensure the successful implementation of solar and wind energy projects that contribute to a sustainable and low-carbon energy future. This study builds a framework with three stages. In the first stage, we make the decision matrix between criteria and alternatives by the experts and decision makers. In the second stage, we compute the criteria weights by the average method. In the final stage, we used the Magnitude of the Area for the Ranking of Alternatives (MARA) Method to rank the alternatives. We used 10 criteria, and 15 policies to select the policies in solar wind energy. The results concluded that the proposed method could provide a new method to rank alternatives and select the best policy in solar wind energy. Moreover, the proposed method can introduce simpler and more flexible methods.
Critical reading of systematic review articles
Authors: Laursen David Ruben Teindl , Brorson Stig , Lundh Andreas , Møller Ann Merete , Nejstgaard Camilla Hansen , Rosenberg Jacob , Hróbjartsson Asbjørn
Published: April 2024

A systematic review provides an overview of primary studies investigating a given research question, e.g., the effect of a certain treatment. Individual study results are sometimes synthesised in a meta-analysis. A critical reader should consider whether the systematic review is relevant and reliable, e.g., does it follow a protocol, address the risk of bias, and consider potential heterogeneity. PRISMA 2020 guideline recommends a minimum set of items that should be reported in a systematic review article, and AMSTAR 2 and ROBIS are tools for critical appraisal of systematic reviews.
Các yếu tố ảnh hưởng đến lòng trung thành của khách hàng cá nhân sử dụng dịch vụ Mobile banking tại các NHTM trên địa bàn tỉnh Đồng Nai trong giai đoạn cách mạng công nghệ số 4.0
Authors: Bùi Văn Thụy , Tiên Lê Thủy , Huỳnh Phạm Thanh Tâm  , Lê Nguyễn Anh Thư
Published: April 2024

Lòng trung thành của khách hàng khi sử dụng các sản phẩm dịch vụ luôn được các ngân hàng quan tâm, đặc biệt là các yếu tố ảnh hưởng đến lòng trung thành của họ. Mục tiêu của nghiên cứu nhằm xác định những yếu tố quan trọng ảnh hưởng đến lòng trung thành của khách hàng cá nhân trong việc sử dụng dịch vụ Mobile banking tại các Ngân hàng Thương mại tại tỉnh Đồng Nai thông qua phương pháp nghiên cứu định lượng. Dữ liệu thu thập được từ khảo sát 320 khách hàng ở Đồng Nai hiện đang sử dụng dịch vụ Mobile banking. Kết quả nghiên cứu cho thấy rằng, 66.3% sự biến thiên trong lòng trung thành của khách hàng sử dụng dịch vụ Mobile banking được giải thích bởi sự hiệu quả, sự đáp ứng, sự bảo đảm, thiết kế, sự đồng cảm, ưu đãi, thói quen, chi phí chuyển đổi. Dựa trên các kết quả này, nhóm tác giả đề xuất một số giải pháp nhằm giúp các NHTM trên địa bàn tỉnh Đồng Nai duy trì lòng trung thành của khách hàng trong tương lai.
Các yếu tố ảnh hưởng đến sự hài lòng của khách hàng đối với chất lượng dịch vụ của các doanh nghiệp logistics trên địa bàn tỉnh Bình Dương
Authors: Nguyễn Thị Kim Hiệp  , Phạm Thị Duy Chương  , Đặng Thị Hằng  , Ngô Thị Hồng Hạnh  , Nguyễn Duy Thắng  , Đường Xuân Hướng
Published: April 2024

Nghiên cứu được thực hiện nhằm mục đích xác định các yếu tố ảnh hưởng đến sự hài lòng của khách hàng sử dụng dịch vụ logistics trên địa bàn tỉnh Bình Dương. Tác giả sử dụng phương pháp nghiên cứu định tính kết hợp nghiên cứu định lượng. Nghiên cứu định tính tác giả thảo luận với 10 chuyên gia là những người làm việc lâu năm tại các doanh nghiệp logistics trên địa bàn tỉnh Bình Dương. Nghiên cứu định lượng dữ liệu nghiên cứu được thu thập từ 200 khách hàng doanh nghiệp sử dụng dịch vụ của các doanh nghiệp logistics trên địa bàn tỉnh Bình Dương. Kết quả nghiên cứu cho thấy yếu tố chất lượng vận hành, chất lượng nhân sự liên hệ, chất lượng thông tin, chất lượng tùy biến và đổi mới và chất lượng nguồn lực, ảnh hưởng quan trọng đến sự hài lòng của khách hàng. Từ kết quả nghiên cứu, tác giả đề xuất một số hàm ý quản trị nhằm giúp các doanh nghiệp logistics nâng cao sự hài lòng của khách hàng.
Factors affecting the intention of purchasing life insurance in Dong Nai province
Authors: Lữ Phi Nga  , Nguyễn Quốc Huy  , Trần Thị Thanh Thủy
Published: April 2024

Life insurance not only plays a role in financial protection and savings for individuals and families, but also contributes to ensuring social security and sustainable economic development. Therefore, the article aims to determine the factors affecting individual customers' intention for buying life insurance in Dong Nai province. On that basis, the authors propose that the implication of corporate governance contributes to increasing the intent to purchase life insurance products. In the research paper, the authors used a qualitative method through document research, studying documents related to the research topic. Quantitative research was carried out with a sample of 350 customers, multiple linear regression analysis, and identified five factors with a significance level of 5%. Finally, the authors have proposed five governance implications in order of priority: Safety, social influence, convenience, ease of use, and benefits. Research results contribute to orientation for insurance organizations to improve the quality of life insurance products to better serve customers.
Factors affecting operational risk management of Vietnam commercial banks in Dong Nai province
Authors: Phan Thành Tâm  , Hoàng Minh Đạt  , Trần Vũ Hoài Hạ
Published: April 2024

Operational risk management and supervision are essential as a bank's reliable shield to prevent violations of banking risk management principles. Using the convenient sampling method, the authors surveyed 336 valid answer sheets, corresponding to 350 managers and staff working at Vietnam commercial banks in Dong Nai province. Research results show that there are 5 factors affecting operational risk management with a significance level of 5%, with an adjusted R2 coefficient of 0.604, which means that the built multiple linear regression model. The fit for the data set is 60.4%, meaning the model explains 60.4% of the variation in operational risk management due to 5 impact factors. Finally, the authors propose five policy implications that contribute to improving operational risk management, corresponding to the five factors in order of priority: Operational risk management related to organizational structure the highest standardized regression coefficient of 0.468, and the leadership perspective on operational risk management with the lowest standardized regression coefficient of 0.159.
Phân tích uốn tĩnh của tấm FGM không hoàn hảo
Authors: Nguyễn Đình Dư  , Nguyễn Bá Ngọc Thảo
Published: April 2024

Bài báo lần đầu tiên sử dụng phương pháp giải tích để nghiên cứu đáp ứng uốn tĩnh của tấm làm bằng vật liệu biến đổi chức năng (FGM) không hoàn hảo về sự phân bố vật liệu, trong đó vật liệu tấm được tạo ra từ hai thành phần chủ yếu là gốm và kim loại. Phương trình cân bằng của tấm được thiết lập dựa trên lý thuyết biến dạng cắt dạng hàm lượng giác và nguyên lý công khả dĩ, lý thuyết tính toán được kiểm chứng thông qua so sánh với các công trình đã công bố. Bài báo cũng khảo sát một số yếu tố vật liệu, hình học đến đáp ứng uốn tĩnh của tấm, các kết quả nghiên cứu là tài liệu tham khảo có giá trị đối với các nhà thiết kế, chế tạo kết cấu FGM trong thực tế.
Nghiên cứu quy trình sản xuất mứt vỏ bưởi (Exocarpium Citri Grandis) đông trùng hạ thảo (Cordyceps Militaris)
Authors: Đoàn Thị Tuyết Lê  , Phạm Thị Hồng Nhung  , Trần Thị Ngọc Huyền
Published: April 2024

Quả bưởi cung cấp nhiều chất dinh dưỡng tốt cho sức khỏe. Tuy nhiên, ngoài việc sử dụng phần thịt quả thì vỏ bưởi chưa được khai thác và sử dụng nhiều là một hạn chế lớn, chưa tận dụng triệt để hết giá trị của quả bưởi mang lại. Ngày nay, nhu cầu sử dụng các loại thảo dược như đông trùng hạ thảo có tác dụng phòng và chữa bệnh đã trở nên phổ biến. Vì thế, nghiên cứu này được tiến hành nhằm xây dựng quy trình sản xuất mứt vỏ bưởi đông trùng hạ thảo, tạo ra một sản phẩm mới lạ, tốt cho sức khỏe, góp phần đa dạng hóa sản phẩm và nâng cao giá trị kinh tế. Nghiên cứu này tiến hành khảo sát nồng độ dung dịch muối natri clorua, thời gian ngâm ethanol, tỷ lệ đường, nhiệt độ sấy và tỷ lệ đông trùng hạ thảo. Kết quả cho thấy để khử đắng, vỏ bưởi được ngâm trong dung dịch muối natri clorua 5% trong 4h, tiếp theo ngâm trong ethanol có nồng độ 40o trong 4h, để tạo độ ngọt thì tỷ lệ đường : vỏ bưởi là 5:10, nhiệt độ sấy mứt là 45oC trong 2h, tỷ lệ đông trùng hạ thảo : vỏ bưởi là 2:50. Sản phẩm không còn vị đắng, có vị the nhẹ, giữ được mùi thơm đặc trưng của vỏ bưởi, có vị ngọt hài hòa, có lớp bột đông trùng hạ thảo bám bên ngoài, trạng thái tốt. Sản phẩm đạt tiêu chuẩn an toàn và chất lượng thực phẩm.
AN EXAMINATION OF ZAKAT INSTITUTIONS' LEVEL OF PRODUCTIVITY BEFORE AND FOLLOWING THE COVID-19 PANDEMIC
Authors: Ardiani Ninda
Published: April 2024

This study aims to analyze the productivity of zakat institutions in Indonesia before and during the COVID-19 pandemic. The potential of zakat in Indonesia is quite large, but in terms of channeling it is still not optimal. The lack of standardization in the management of zakat has resulted in inappropriate collection and distribution of zakat. Whether or not the zakat institution is optimal in carrying out its operational activities can be seen from the productivity of the zakat institution. One of the methods that can be used to analyze performance efficiency is by using the non-parametric Malmquist Productivity Index (MPI) method. The Zakat Institution which is the object of the research shows fluctuations in productivity in each research period. The period during the pandemic has more value than before the pandemic. During the COVID-19 pandemic, LazisMu showed excellent development in terms of productivity.
EKSPLORASI BUDAYA INDONESIA: WORKSHOP UDENG PACUL GOWANG DAN BATIK ECO PRINT DENGAN MAHASISWA UNIVERSITI MALAYA
Authors: Nur Pratiwi Elena Dwi , Prastyo Dwi , Budi Sartika Septi
Published: April 2024

Indonesia menghadapi era society 5.0, tentu timbul dampak sosiologis yang bisa mengancam identitas bangsa Indonesia sendiri. Salah satu urgensi terkait penguatan identitas nasional dalam menghadapi society 5.0 adalah untuk tetap menjaga kearifan lokal. Kearifan lokal tidak hanya menjadi bagian penting dari identitas budaya dan kebangsaan Indonesia, tetapi juga memiliki potensi untuk memberikan solusi dalam menghadapi masalah sosial dan budaya yang ada. Salah satu kota UMKM terbanyak di Indonesia adalah Sidoarjo. Daerah ini memiliki berbagai kaya akan budaya kearifan lokal setempat salah satunya yakni udeng. Udeng pada umumnya dipakai untuk penutup kepala saat kegiatan upacara atau festival budaya oleh para pegawai atau aparatur negara di lingkungan Sidoarjo. Namanya, udeng pacul gowang dari batik khas Sidoarjo. Metode penelitian menggunakan 3 tahapan dalam kegiatan workshop yakni pendahuluan, pelaksanaan dan penutup. Dengan diadakannya worshop, mahasiswa Universitas Malaya memperoleh pengetahuan budaya kearifan lokal daerah setempat bukan hanya dari segi bidang edukasi tetapi juga dari segi ekonomi.
PROGRAM UMAYA: UMKM MANDIRI DAN BERDAYA
Authors: Fikri M. Andi
Published: April 2024

The problems experienced by PANCASONA the  Small and Medium Business Enterprises (UMKM) are generally in the marketing and branding   process. If we are examine further,  the  first one special problems in Pancasona UMKM  there are limitations in product marketing due to a lack of understanding of digital marketing. profitable in promoting products effectively due to the lack of strong branding. Based on the problems were observed regarding the products in Pancasona UMKM. Then carry out an analysis of the potential of the small and Medium business enteeprises  in Pancasona (UMKM) and determine a several activity programs it will be implemented on  The Small and Medium Business enterprises PANCASONA UMKM , by carrying out companion and innovation programs for Pancasona UMKM to optimize the business potential of the, the small  and medium program "PANCASONA" Independent and Empowered by The aim is empower the Small and Medium Business Enterprises (UMKM) in the region to be more independent and empowered. Some of the priority programs will be carried it out are creating banner designs, creating product knowledge and designing digital marketing via social media (Instagram).