bluuebunny/crossref_metadata_2025 huggingface dataset:
Tinjauan Literasi Keuangan Bagi Santri Pondok Pesantren Madura: Studi Kasus Pondok Pesantren Syaichona Kholil Kabupaten Bangkalan
Authors: Qomaro Galuh Widitya , Septiana Aldila
Published: September 2020

Need priority scale arrangement is done to avoid the behavior of irrational consumption. It also must pay attention to the financial capabilities to avoid greater expenditure than income. Therefore, to make the right economic decisions in consuming and avoid luxurious lifestyle, it is necessary for us understanding financial literacy. Financial Literacy is knowledge to manage finance. One of the intelligences that must be possessed by modern men is financial intelligence, namely the intelligence in managing personal assets, especially in managing personal financial assets. The object of research in this paper is students at traditional Muslim School at traditional Muslim at school of Syaichona Kholil Bangkalan District, where students at traditional Muslim School are students who live far apart from parents equipped with knowledge in managing finances and allowance. Are the students at traditional Muslim School able to coordinate his finances in traditional Muslim School? Based on the result of the research, it can be described as follows: the concept of someone's financial literacy can be seen from the his/her cognitive process or knowledge which he has in managing finance, and his/her attitudes toward personal finance that will affect his financial behavior or decision in managing finance. From the existing theory, it is adapted based on basic knowledge as well as financial attitudes for teenagers with age of 13-18 years. A review of financial literacy for students at traditional Muslim School ofÂ  Syaichona Kholil Bangkalan District is appraised by simplicity and mutual sharing among fellow who is able to maintain an individual life as a social creature in the environmental diversity of the community. This sense of solidarity and kinship is needed to bring students at traditional Muslim School into real life after they no longer live in traditional Muslim School of Syaichona Kholil Bangkalan Regency.Â Keywords: Financial Literacy, Traditional Muslim School, Syaichona Kholil
Pemberdayaan Wakaf Uang Sebagai Upaya Peningkatan Kesejahteraan Masyarakat
Authors: Subhan ZA Moh. Ah.
Published: September 2020

Waqf is a form of worship that has a high sense of solidarity towards human beings. Its existence has greatly helped the development of proselytizing in Islamic countries. But, in the implementation of the waqf is limited only in the construction of worship and education places. This is because the understanding of most people who say that waqf can only be done with immovable property such as land. Whereas on the other hand, there are other ways of waqf that has far more great benefit than immovable object, that is waqf of money. The waqf of money is a strategic step to improve the welfare of the community by investing in Islamic financial institutions with the principle of profit sharing (mudharabah and musyarakah), rent (Ijarah), murabahah or by opening a business. The results of the management of money waqf are then used for social purposes such as to improve Islamic education, Islamic hospital construction, assistance of economic empowerment of the community as well as the aid of religious facilities and infrastructure. After understanding the great potential of the money waqf, it is necessary for us to do. First, we must change the understanding of the waqf conception that has been believed by the Indonesia community up till now that waqf is limited to the immovable endowments. Second, the socialization on existence of waqf money along with its concept to society is has to be done. Third, the certificate of money waqf should not be with a large nominal value. There should be at least a fraction of 20,000, 10,000 or even 5000, so that community participating in this money of waqf becomes more. Fourth, the benefits of productive endeavor of the waqf fund should be immediately channeled to the eligible community as it relates to the belief of waqif and so that the community knows about the benefits of the money waqf soon. Fifth, the disbursement of profit to the poor should not only be money, but also a business that can elevate their economy. Sixth, management of money waqf should not only be in sharia financial institutions, but also in the community such as mosques, madrasah or non-governmental organizations. In this way, it will facilitate the scope of the community and can increase the amount of community participation in waqf.Â Keywords: Â Money Waqf, Cash Waqf, Community Prosperity
Manajemen Pembiayaan Bank Syariah: Sebuah Perkenalan
Authors: Chadziq Achmad Lubabul
Published: September 2020

The two main functions of banking are fund raising and channeling of funds. Distribution of funds in conventional banks with those contained in Islamic banks has an essential difference, both in terms of names, contracts, and transactions. In the conventional banking, channeling of this fund is known as credit while in sharia banking called as defrayal. Unlike the definition of credit that requires the debtor to repay the loan by giving interest to the bank, the defrayal based on sharia principles, the loan repayment with profit sharing is based on the agreement between the bank and the debtor. For example, defrayal with the principle of sale and purchase which is intended to buy goods, while those who use the principle of lease is intended to obtain services. The profit-sharing principle is used for cooperative efforts aimed at obtaining goods and services at once. Financing is a very important activity because with the financing, it will be obtained the main source of income and become a supporting case of the bank business continuity. Conversely, the management of bank which is not good will cause problems and cessation of business bank. Therefore, it is necessary to have a good sharia-financing management so that the distribution or financing to the customer can be effective and efficient in accordance with the objectives of the company and Islamic sharia itself. In this paper, author tries to explain how the concept of sharia financing management itself so that it is expected, both writer, colleague, student, and the public can better understand the management of Islamic finance.Â Keywords: Financing Management, Sharia Bank
Teori Permintaan Dan Konsumsi Inter-Temporal Antara Islam Dan Konvensional
Authors: Afif Mochammad
Published: September 2020

Islamic economic view on demand and consumption is relatively equal with conventional economics, but there are limits for individual to behave economically in accordance with the rules of sharia. In Islamic economics, Islamic norms and morals, which are Islamic principles in conducting economic activities, are factors that determine an individual or society in conducting economic activities, so that Islamic economic theory is different from the theory of conventional economics. Demand is from the consumer and supply is from producer. Both of these are central to an economic problem because these two things make market work. Therefore, before looking at whether policy or event is capable of affecting the economy, we must first see the effect on demand and supply, including The object of discussion is the issue of inter-temporal consumption, that is consumption executed in two times, namely the present (first period) and the future (second period). Instruments that may affect the volume of money are allocated for consumption in either the first or second period includ: First, Zakah; the imposition of zakat in the first period 1 (Z1)) will reduce m1 allocated to C1. If there is no savings or lending in the first period, then final spending (m1 = FS = C1 +Z1) is same with m1. Second, Infaq or shadaqah; the expenditure of infaq or shadaqah in the first period will reduce the m1 allocated to C1. There is no savings or lending in the first period, then final spending equals m1. Third, rate of profit or profit sharing (rp); if in the first period there is a portion of m1 allocated in the form of savings and is invested, then the final spending the second period (FS2) equals m2 the number of m1 saved is added with the rate of profit (rp) (FS2 = m2 + (1 + rp) m1 ).Â Keywords: Inter-temporal, Consumption, Demand, Islam, Conventional
Developing The Quality Of Islamic Corporate Culture On Islamic Bank In Indonesia
Authors: Fasa Muhammad Iqbal
Published: September 2020

Financial institutions and contemporary business today have been transformed into a sharia-based financial institution and business. However, this change of a new transformation is done systemically by system and not implemented by culture. Thus, despite the growth of Islamic bank is so high, polemics is increasingly unsettled. Based on this, the necessary of transformation of corporate culture has to change based on Islamic values to create sustainable development and competitive advantage. This paper attempts to offer relevant ideas based on Islamic corporate culture. At the end of this paper, the author offers the characteristics of Islamic corporate culture, corporate culture in Islamic bank in Indonesia, and the development of quality of Islamic corporate culture on Islamic bank in Indonesia. This paper concludes that Islamic corporate culture has a major role in increasing employee motivation, employee work ethic, job satisfaction, employee's prestigious behavior and employee performance. Thus, it is important for Islamic banks to develop the quality of corporate culture based on Islamic values.Â Keywords: Islamic Corporate Culture, Islamic Bank, Sustainable Development
Metodologi Ilmu Ekonomi Islam Monzer Kahf
Authors: Ubaidillah Ahmad
Published: September 2020

Science, including Islamic economics, is a systematic knowledge acquired in certain ways agreed upon by scientists. Certain ways to acquire such schematic knowledge are called methodologies. Science is obtained through investigation or investigation. But not every investigation can be called a legitimate and recognized way to gain the knowledge. Science has certain ways or processes called research. Thus, the methodology is in fact the ways or scientific research techniques. The technique here means ways of conducting an investigation and assessing the findings or evidences, ie judging whether the finds are true or false. After seeing how important the methodology is in building a discipline, especially the discipline of Islamic economics, this paper will try to answer the question: how is the methodology offered by Monzer Kahf to build Islamic economics? The research method used in this research concerns types, approaches, sources and data types, data collection techniques, data analysis techniques. The type of this research is library research, namely research conducted by taking and collecting data from the literature related to the issues discussed. Sources of research data obtained are from the existing literature, by collecting primary and secondary data. Primary data in this study refers to the books and other research journals by Monzer Kahf. The secondary data in this research is obtained from books, magazines, journals, articles, and so forth, written by other writer. Analytical technique used is descriptive-analytical analysis method. The results show that the task of describing the Islamic economic system consists of two parts. First, Islamic economists have to find the theory of the components of the economic system and its internal relations. Second, they are to investigate the economic validity and power of the system. Essentially, the approach used to find the Islamic economic system is similar to the approach used to find the general theories and rules of fiqh. Economics as one of the social sciences needs to develop a path to history to explore its experiences and determine the direction of long-term economic life. Islamic economists must revise conventional economic theory to recognize and separate biased postulates. In other words, refining theories is full of the dogmatic, doctrinal, and moral views of the experts and the environment.Â Keywords: Islamic Economics, Methodology, Monzer Kahf
Fondasi Etis Ekonomi Pada Masa Rasulullah (Sebuah Kajian Historis-Normatif)
Authors: Fathurrahman Ayief
Published: September 2020

It is certainly undeniable that in Islam the source of ethics in the line of life is the Prophet Muhammad, including ethics of economic activity. Islam which was the beginning of its glory in the time of the Prophet Muhammad also had the concept of an economic system that should be used as a lesson and reference materials. Therefore, this paper will explain the economic activities of the pre-Islamic Arabs as a comparison with the economic activities that have been straightened out by the Messenger of Allah, which includes an initial strategy to build the economy of Medina, fiscal policy, so as to achieve social equity. The result of research shows that the economic activity of the pre-Islamic Arabs had become the World Trade Center, both in the southern part of the Arabian Peninsula which was managed by the Saba kingdom and the Himyar government with the dominant agricultural sector having fertile land. It is also supported by the presence of the Maarib giant dam. In the northern part of the Arab, Hijaz (Makkah) which was influenced by outsiders such as Persia and Rome, with the most prominent trade sector, because the territory was barren and arid, but the geographical location was strategic as a place for the caravans to stop. The economic characteristics of the Prophet's time were social-religious which emphasized cooperative work participation applied to Muhajirin and Ansar which led to increased income distribution and welfare. This is where the concept of economic democracy of the Prophet is seen which does not have to be interpreted as the enactment of the principle of equal treatment, because according to the Prophet the Have Not needs to get a partial treatment. In principle, the Messenger of Allah highly prioritizes the achievement of mutual welfare.Â Keywords: Economic Ethical Foundation, Historical-Normative Study, Rasulullah Era
Perlindungan Hukum Terhadap Wisatawan Dalam Rangka Pemanfaatan Produk Dan Jasa Pariwisata Syariah (Halal Tourism)
Authors: Jaelani Elan
Published: September 2020

Tourism is one of the five priority development sectors in 2017 set by President Joko Widodo, in addition to the food, energy, maritime sectors, as well as industrial zones and Special Economic zones (KEK). Based on data from the Central Statistics Agency (BPS), the contribution of the tourism sector to Indonesia's foreign exchange is experiencing growth from year to year. This article aims to examine the field of sharia tourism (halal tourism) in terms of understanding and perspective in the field of sharia law and economics, and specifically directed to the discussion of legal protection for tourists in the context of the utilization of sharia tourism products and services (halal tourism). Sharia tourism sector (halal tourism) is a new field and is a part of Indonesia's efforts in developing and developing sharia economic and business systems as an alternative to the country's economic development. Through this research, it is found that the implementation of sharia tourism activities (halal tourism) in Indonesia still does not have adequate legal instruments and specifically regulates sharia tourism activities, including the legal rules related to legal protection of tourists. Through this research, it is found several legal instruments that can be used as alternatives in the framework of efforts to provide legal protection for the use of Islamic tourism products and services. The legal instruments include UU No. 8 of 1999 concerning Consumer Protection and UU No. 33 of 2004 concerning Halal Product Guarantee, in both legal instruments there are at least several provisions that can be used as guidelines and legal umbrella, among them are; related to the fulfillment of the right of tourists to get halal food and beverage products; the right of tourists to get services in accordance with sharia principles; the right of tourists to avoid misconduct, khurafat, pornography, liquor, and drugs; and fulfillment of tourist rights to access to worship.Â Keywords: Sharia Tourism, Consumer Protection Law, Halal Security Law, DSN-MUI Fatwa
Strategi Pengembangan Produk Bank Syariah Di Indonesia
Authors: Mukhlisin Ahmad , Suhendri Aan
Published: September 2020

At present Islamic banking is growing rapidly, along with these developments various types of Islamic Bank products are also growing, where product innovation is the key to Islamic banking to be more competitive and more rapidly developed in accordance with the needs of the community. Product development strategies are one aspect of a marketing strategy. Banking product development is an effort to increase customers by introducing new banking products. The strategy of developing banking products is an effort to increase the number of customers by developing or introducing new banking products. Innovation and creativity in product creation are one of the main keys in this strategy. In general, every Islamic bank in running its business has five operational principles, namely as follows: Principles of pure savings, the principle of profit sharing, the principle of buying and selling, the principle of rent, and the principle of service (fee). Product development strategies are part of a corporate strategy. Islamic banks provide many options for the community to obtain financing that does not only depend on one type of bank with its products, if Islamic banks are able to read the potential of the region and the needs of the population is owned by Islamic banking, the development of Islamic banking products is a necessity for Islamic banks those in the region to be able to answer the needs of the community. This condition can occur can not be separated from the support of DPS who must be active and innovative and be with each bank in the area. As well as product marketing strategies must be carried out by conducting strategic alliances with mass media (radio, television and print media) and event organizers in the form of exhibitions (expo), so that these products are widely known and directly felt by the public at large. In certain expos such as people can directly register for sharia credit cards or make financing requests for the purchase of sharia products that are on display. Through this strategy Islamic banks can get a lot of success, both in increasing portfolios and marketing new products.Â Keywords: Product Development Strategy, Indonesia Shariah Bank
Etos Kerja Islam Dan Ketahanan Usaha Kerajinan Tangan
Authors: Ubaidillah Ahmad , Khoir Misbahul
Published: September 2020

The objectives of research include; first, to describe what local Islamic working ethos are as the basis for the resilience of songkok, whip and slap handicraft businesses in Serah Panceng Gresik Village. Second, to describe the resilience of the songkok, whip and slap handicraft business in the village of Serah Panceng Gresik. This study is a qualitative-descriptive study with the aim of understanding the phenomena experienced by the subject of research including behavior, perception, motivation, and action holistically by utilizing various scientific methods. Data collection methods include; Observation, In-depth Interview or Focus Group Discussion, Documentation. Data analysis techniques include: processing and preparing data for analysis, reading the entire data, analyzing in more detail by coding data, considering detailed instructions that can help the coding process, giving descriptions that will be presented in the report, interpreting and interpreting data. The results showed that in Serah Village local Islamic working ethos were preserved by the community, such as alms giving, reading dziba', reading tahlil, attending haul akbar, and reading sholawat together every Friday. Although in the tradition it does not involve songkok, whip, and slap directly, there is a good impact to support the resilience of songkok, but not whip, and slap production. Religious rituals by praying together asking Allah to facilitate and carry out business in production songkok, whip, and slap are an expression of gratitude for what God gave to the people of Serah Village. All economic activity done by Serah community is meant to get Godâ€™s willing.Â Keywords: Islamic Working Ethos, Handicraft Businesses
Telaah Terhadap Praktik Akad Wadiâ€™ah Di Perbankan Syariah
Authors: Fathurrahman Ayif
Published: September 2020

Even though Islamic banking through its programs has socialized sharia products to the general public, there are still some people who do not understand a number of sharia products, even though when examined about the benefits, all Islamic products certainly have their respective functions and roles in the economic life of the people. In connection with it, the products of the Islamic bank does not escape the problems. In practice, there are findings that might reduce the level of public interest if allowed to continue without the actions of Islamic banks. In addition, even in a sharia perspective, it is necessary to review how the contract should be implemented so that it does not harm both parties, both the bank and the customer. The article intends to examine more deeply about one of the sharia products, namely wadi>â€™ah (safekeeping services). This product is a deposit fund service where depositors can take the funds at any time, where the bank is not obliged but is allowed to give bonuses to customers. In this paper, the author tries to trace the wadi>â€™ah contract and its application in Islamic banking and tries to analyze the basis agreed upon by the National Sharia Board (DSN). Based on the literature review and the application of wadi>â€™ah in Islamic banking, the authors conclude for a while that there is nothing that shows a discrepancy with Islamic principles. However, in practice, it is still very necessary to develop.Â Keywords: Wadi>â€™ah, Islamic Bank, National Sharia Board
Paradigma Islam Tentang Kemiskinan Dan Solusi Pemecahannya
Authors: Subhan Moh.
Published: September 2020

Poverty is a complex and multidimensional problem because it relates to the inability of a person to access economics, politics, socio-culture, and participation in society. This phenomenon will never disappear from the face of the earth, although statistically the poverty rate can be minimized. The types of poverty are very much dependent on their perspective, there is relative poverty and absolute poverty. There are also natural poverty, cultural poverty, and structural poverty to minimize poverty can be done appropriately, when the factors causing poverty arise. Factors that cause poverty in general are internal, external and repressive theology. Naturally there is no human being who wants himself poor, because the poor conditions often make someone marginalized in his social life. Therefore, poverty must be eradicated and combated together to make humans dignified and protected materially and morally. Islam considers that poverty is not something that cannot be changed, therefore it is necessary to have tactical and strategic steps to make changes from poor conditions to being capable and dignified. To alleviate poverty, Islam has varied ways and alternatives, including reconstruction of theology of poverty, building collective awareness of eradicating poverty, and building an individual work ethic.Â Keywords: Islamic Paradigm, Islamic Solution, Poverty Minimization
Pembangunan Ekonomi Islami Menurut Fahim Khan Dan Umer Chapra: Sebuah Kajian Komparatif
Authors: Fitriyah Wiwin
Published: September 2020

Every economic system in the world is the ultimate goal of creating a prosperous, just and equitable life. The effort to achieve this goal is economic development. The highest achievement in the Islamic economic system is the fulfillment of fala>h}, while fala>h} can be achieved by fulfilling the concept of maqa>s}id shari>ah, meaning say, preservation of beliefs, soul, spirit, heredity and property. Some theories about economic development strategies are often formulated by conventional economists framed by the ideology of capitalism and socialism. But the idea can not be separated from the critical projector. In the ranks of contemporary Islamic economic thinkers, criticism of Western development strategies is accompanied by an alternative offer. The object of this research is the reflection of Fahim Khan and Umer Chapra on economic development. This research uses qualitative method, with comparative descriptive analysis technique. From the existing data, the author tries to describe the two objects of research and analyze it, then compare the results of two research objects. After knowing the location of equations and differences, the authors analyze the factors that underlie it. The results show that there are similarities with the problems faced by developing countries. This is the high rate of unemployment or overwork. Fahim Khan also proposes economic development strategies for surplus countries by opening up and animating entrepreneurship as well as institutional support based on a partnership with the system (profit and loss sharing). If the theory of Chapra has nothing to do with the strategy it proposes, it is only the result of the criticism of capitalist and socialist existence that has failed to overcome the problems facing the developing countries. Its strategy focuses on four important elements: moral filters, correct motivation, socio-economic restructuring and the role of the state. There are 5 characteristics that influence the factors that cause the differences and similarities between Fahim Khan's and Umer Chapra's theories on economic development: action, context, history, power, and ideology.Â Keywords: Fahim Khan's Theory, Umer Chapra's Thoughts, Islamic Economic Development
Mekanisme Pasar Dan Regulasi Harga Perspektif Ibn Taimiyah Dan Ibn Khaldun: Sebuah Kajian Komparatif
Authors: Muthmainnah Nur
Published: September 2020

The role of Islamic economics in regulating the mechanism of market activity at this time is a very important factor, for the advancement and development of world economy in general and especially for the nation of Indonesia, this now the rate of theÂ  economy is still quite slow, after the monetary crisis in this country. As well as the regulation (determination) in the Islamic economic concept of determining is done by market forces namely the power of demand and offer. The research is the result of qualitative research that aimed answering the question of how Ibn Taimiyah thought about market mechanism and price regulation, how Ibn Khaldun thought about market mechanism and price regulation, and how the comparative analysis of Ibn Taimiyah and Ibn Khaldun's thought about market mechanism and price regulation. The research approach used a comparative descriptive or comparison approach, the data collection is done by reviewing the books.ofÂ  figures Islamic economic thinkers. The results of the research of Ibn Taimiyah and Ibn Khaldun's thought about market mechanisms and price regulation, Ibn Taimiyah and Ibn Khaldun opinion that the ups and downs of prices in the market are determined by the level of demand and offerÂ  by a goods and prohibit the interference of any party in determining the price during the market is normal, and in the minds of the two figures there are some differences and equation in explaining about market mechanism and price regulation.Â Keywords: Ibn Taimiyah, Ibn Khaldun, Market Mechanism and Price Regulation
Pengaruh Pembiayaan Murabahah Dan Musharakah Terhadap Profitabilitas Di Bprs Madinah Lamongan Periode 2014-2017
Authors: Wahyuni Wahyuni
Published: September 2020

Financial report is data which can provide an illustration and information. The information that is given is a description of enterprise at some point or another certain or at a particular period. Financial report is an analysis used to know the meaning of set forth in the number that such financial statement so that beneficial for the users. In addition, by analyzing the influence of an financial report can be seen divorce or funding murabahah and musharakah in effecting company profitability. This research attempts to answer the question of how the influence of murabahah financing to profitability in BPRS Madinah Lamongan, how the influence of musharakah financing to profitability in BPRS Madinah Lamongan, and how the influence of murabahah financing and musharakah simultaneously on the profitability in BPRS Madinah Lamongan. This research is quantitative model which describes the phenomena of objects research and take conclusionsÂ  based on figures the statistical analysis. Data collection is carried out by interviews from employees of BPRS Madinah Lamongan and documentation with the methods for data collection of financial report BPRS Madinah Lamongan 2014-2017 Period. The results of research shows that first, murabahah financing has an influence on the profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. Second, musha>rakah financing has no influence to profitability in BPRS Madinah Lamongan 2014-2017 period. It is otherwise based on the partial test. And third, murabahah financing and musharakah together fit to influence to profitability in BPRS Madinah Lamongan 2014-2017 period. This is proven with F test that produceÂ  significant values â‰¥ 0,05.Â Keywords: Murabahah and Musharakah Financing, Profitability, BPRS Madinah Lamongan
Analisis Perbandingan Kinerja Layanan Keuangan Korporasi Di Indonesia (Studi Kasus Pada PT. Bank Mega Tbk dan PT. Bank Mega Syariah)
Authors: Fathurrahman Ayif , Thalib Harun
Published: September 2020

In Indonesia, the banking economy in carrying out its functions is based on the principle of prudence. The main function of banking is to collect funds from the public, and at the same time channel public funds and support the implementation of national development in order to increase the level of equitable development, national economic growth and national economic stability, towards improving the better living standards of the people. It is stated in Act Number 10 of 1998 concerning banking, that banks as business entities collect funds from the public in the form of deposits and distribute them to the public in the form of credit and or other forms in order to improve the standard of living of the community. The purpose of this research is to analize the financial performanceÂ  comparison between Bank Mega (conventional) and Bank Mega Syariah from 2012 to 2018, by using these financial ratio aspects: CAR (capital adequacy ratio), NPL (non performing loan), ROA (return on assets), BOPO (biaya operasional dan pendapatan operasional), LDR (loan to deposit ratio). The data used in this research is the secondary data obtained from banking statistics issued by Otoritas Jasa Keuangan (OJK) from 2012 to 2018, with using Independent Sample T-Test analysis methode in SPSS 16 software. The result shows that there is a significant difference in LDR, NPL,BOPO ratio and no significant difference in CAR and ROA ratioÂ  between PT Bank Mega Tbk, (conventional) and PT Bank Mega Syariah In financial performance aspect, PT Bank Mega Tbk is better. However, in liquidity aspect, PT Bank Mega Syariah is better.Â Keywords: PT Bank Mega Tbk, PT Bank Mega Syariah, CAR, NPL, LDR, BOPO, ROA
Implementasi Maqasid Al-Shariâ€™ah Dalam Manajemen Strategis Syariah
Authors: Toha Mohamad , Rozikin Khoirur
Published: September 2020

The problem faced by developing countries is the welfare of its citizens. Welfare is an important part of a country. Even the purpose of establishing a country is nothing but the welfare of its people. Various ways, rules, methods, tools, approaches and policies have been tried and carried out by the state in order to achieve these welfare goals. Not only are people in a country that wants to prosper, many companies in developing countries want welfare in the companies they manage. But these companies tend to use conventional strategic management concepts in this modern era. In fact, these companies still experience various problems, both internal and external problems. They incur huge costs to implement various modern management models, but some are lacking and do not bring satisfaction. The implementation of maqa>s}id al-shari>â€™ah as the making of Islamic law in strategic management is very rarely used, both in terms of economy and government, people are more likely to use conventional strategic management concepts proposed by scientists from the west. This is what causes fraud or dishonesty in managing a company. Therefore this paper is intended to examine the implementation as a form of Islamic law in sharia strategic management. This paper explains that the concept of conventional strategic management is considered a failure in regulating one's behavior towards a better organization. The implementation of maqa>s}id al-shari>â€™ah as making Islamic law in sharia strategic management is considered by the author as a better alternative than conventional strategic management concepts.Â Keywords: maqa>s}id al-shari>â€™ah, islamic law, sharia strategic management
Pengembangan Motion Comic Berbasis Kearifan Lokal dalam Berpikir Aljabar di Sekolah Dasar
Authors: Pratiwi Vira , Nurketi Nunuy , Putri Faradiba Catur
Published: September 2020

Berpikir Aljabar merupakan kemampuan yang dibutuhkan di abad 21. Kemampuan berpikir aljabar adalah keahlian dalam memecahkan permasalahan yang belum diketahui penyelesaian nya melalui pemisalan yang tepat dan cara yang ditemukan sendiri. Temuan penelitian terdahulu terdapat hambatan dalam berpikir aljabar, yakni epistemology obstacle, didactical obstacle, conceptual obstacle. Selain itu, minimnya kajian mengenai media pembelajaran yang digunakan untuk membiasakan siswa berpikir aljabar sejak sekolah dasar. Tujuan penelitian ini akan mengembangkan media pembelajaran motion comic berbasis literasi digital. Metode yang diguanakan adalah Research and Develovment (R&D) yang melibatkan 10 siswa sekolah dasar kelas IV. Media pembelajaran motion comic berbasis local wisdom memiliki muatan materi matematika yang kontennya disesuaikan dengan kearifan lokal.
Lembar Kerja Siswa SMP Untuk Kemampuan Pemecahan Masalah Open-Ended Teorema Phytgoras
Authors: Puspa Juwita Ramadhani Mutia , Ariani Nyayu Masyita
Published: September 2020

Penelitian ini bertujuan untuk menghasilkan Lembar Kerja Siswa dengan model pembelajaran Open-Ended untuk kemampuan pemecahan masalah matematis siswa SMP. Penelitian ini dilakukan dengan model pengembangan 4-D dimodifikasi sesuai dengan penelitian yang dilakukan sampai menghasilkan LKS yang valid dan praktis menjadi 3 tahapan yaitu:  dengan tahap pendefinisian, tahap perancangan, dan tahap pengembangan. Penelitian ini dilakukan pada tanggal 10 Maret 2020 dilaksanakan di SMP Negeri 57 Bengkulu Utara. LKS ini telah dinyatakan valid oleh 3 validator. Berdasarkan analisis hasil dan angket respon siswa diketahui bahwa LKS yang valid ini telah praktis dengan nilai rata-rata kepraktisan 4,1 yang berada pada rentang kepraktisan .
Lembar Kerja Siswa untuk Kemampuan Penalaran Matematis Siswa SMP Kelas VIII
Authors: Yuwita Aulia Mawar , Ariani Nyayu Masyita
Published: September 2020

Penelitian ini bertujuan menghasilkan Lembar Kerja Siswa untuk kemampuan penalaran matematis siswa SMP dengan model pembelajaran Auditory Intellectually and Repetition. Subjek yang menjadi fokus penelitian adalah siswa SMPN 20 Kota Bengkulu kelas VIII. Digunakan model 4-D dalam pengembangan LKS ini. Penelitian ini dilakukan pada tanggal 27 Januari-27 Februari 2020. LKS yang dihasilkan telah valid berdasarkan pertimbangan 3 validator dan uji Q Chochran. Uji Q Chochran menunjukkan hasil Q hitung lebih kecil dari tabel taraf signifikasi , yang artinya ketiga validator sepakat bahwa LKS valid. Hasil yang didapatkan pada uji kepraktisan memenuhi kriteria kepraktisan tinggi dengan skor keprakatisan rata-rata secara keseluruhan adalah sebesar 3,53.
Noise and Vibration in the Vivarium: Recommendations for Developing a Measurement Plan
Authors: Turner Jeremy G
Published: September 2020

Noise and vibration are present in every room of laboratory animal vivaria, with great variability from room-to-room and facility-to-facility. Such stimuli are rarely measured. As a result, the many stakeholders involved in biomedical research, (for example, funding agencies, construction
personnel, equipment manufacturers, animal facility administrators, veterinarians, technicians, and scientists) have little awareness of the effects such stimuli may have on their research animals. Noise and vibration present a potential source of unrecognized animal distress, and a significant,
uncontrolled and confounding variable in scientific studies. Unmeasured and unrecognized noise and vibration can therefore undermine the fundamental goals of the 3R's to refine animal models and reduce the number of animals used in biomedical and behavioral research. This overview serves to
highlight the scope of this problem and proposes a series of recommended practices to limit its negative effects on research animals and the scientific data derived from them. These practices consist of developing a written plan for managing noise and vibration concerns, assessment of noise
and vibration both annually and whenever unexpected changes in the facility or animals are observed, and for maintaining levels of chronic noise below thresholds that might cause animal welfare concerns or disruptions in ongoing studies.
Explorando el Impacto Psicológico del Proceso de Deportación en Inmigrantes
Authors: López Anna , Torres Fernández Ivelisse , Rodríguez Jessica , Cisneros Jesús , Castro Juventino
Published: September 2020

El propósito de este estudio cualitativo es explorar el impacto psicológico del proceso de deportación en inmigrantes mexicanos. Este estudio utilizo un enfoque fenomenológico para analizar las entrevistas realizadas a 10 individuos que fueron deportados de los Estados Unidos. El análisis de datos reveló la presencia de tres categorías principales: El Trauma de la Deportación, Volver a Empezar, y Las Cicatrices Emocionales. La primera categoría principal, El Trauma de la Deportación, se dividió en dos sub-categorías: El miedo a lo desconocido y El sentirse vulnerables. La segunda categoría principal, Volver a Empezar, se dividió en tres sub-categorías: El sentirse fracasado, Adaptarse a una nueva vida, y Los sueños no realizados. La ultima categoría principal, Las Cicatrices Emocionales se dividió en dos sub-categorías: Depresión y Tristeza. Implicaciones, limitaciones y sugerencias para investigaciones futuras también son presentadas.
Comparison of Fully Convolutional Networks (FCN) and U-Net for Road Segmentation from High Resolution Imageries
Authors: Ozturk Ozan , Sarıtürk Batuhan , Seker Dursun Zafer
Published: September 2020

Segmentation is one of the most popular classification techniques which still have semantic labels. In this context, the segmentation of different objects such as cars, airplanes, ships, and buildings that are independent of background and objects such as land use and vegetation classes, which are difficult to discriminate from the background is considered. However, in image segmentation studies, various difficulties such as shadow, image blockage, a disorder of background, lighting, shading that cause fundamental modifications in the appearance of features are often encountered. With the development of technology, obtaining high spatial resolution satellite imageries and aerial photographs contain detailed texture information have been facilitated easily. Parallel to these improvements, deep learning architectures have widely been used to solved several computer vision tasks with an increasing level of difficulty. Thus, the regional characteristics, artificial and natural objects, can be perceived and interpreted precisely. In this study, two different subset data that were produced from a great open-source labeled image sets were used to segmentation of roads. The used labeled data set consists of 150 satellite images of size 1500 x 1500 pixels at a 1.2 m resolution, which was not efficient for training. In order to avoid any problem, the imageries were divided into smaller dimensions. Selected images from the data set divided into small patches of 256 x 256 pixels and 512 x 512 pixels to train the system, and comparisons between them were carried out. To train the system using these datasets, two different artificial neural network architectures U-Net and Fully Convolutional Networks (FCN), which are used for object segmentation on high-resolution images, were selected. When the test data with the same size as the training data set were analyzed, approximately 97% extraction accuracy was obtained from high-resolution imageries trained by FCN in 512 x 512 dimensions.
Zabilježbe prema novom Zakonu o zemljišnim knjigama
Authors: Kontrec Damir
Published: September 2020

Novi Zakon o zemljišnim knjigama iz 2019. godine donio je određene
novine u institutu zabilježbi, posebice kod određivanja zabilježbe izvanrednog
pravnog lijeka. U radu se govori o pretpostavkama za određivanje zabilježbi
prema odredbama Zakona o zemljišnim knjigama, kada se pojedina zabilježba može
brisati, ali se iznose i dvojbe i sporna pitanja koja su se već javila u
sudskoj praksi zemljišnoknjižnih sudova.
SPOUSAL VIOLENCE IN THE ERA OF COVID-19 LOCKDOWN: THE IMPLICATION OF SOCIOECONOMIC DISTRESS AND CONTEXTUAL FACTORS
Authors: Oguntayo Rotimi , A.o Popoola , Opayemi 'Remi Sunday , R Faworaja Omolara , O Olaseni Abayomi
Published: September 2020

Globally, there are overwhelming evidence on the increasing spate of domestic violence among couples during the coronavirus lockdown. However, there are limited empirical studies that have explored the role of socioeconomic distress on spousal violence occurrence during the enforced lockdown in Nigeria. This study investigated how contextual, socio-demographic factors, economic distress interplay with spousal violence (SV) during enforced lockdown due to COVID-19. A web-based cross-sectional study utilizing snowballing sampling technique was adopted. Participants were recruited via social media platform, Facebook and WhatsApp using google form from March 3 to April 4, 2020. 356 participants (141 males and 215 females) responded to questionnaire containing socioeconomic, demographic information and Composite Abuse Scale (CAS); which was used to assess spousal violence. Result showed that living conditions of couples, income status and job status had significant influence on SV. However, gender, religion affiliation, type of family, and spouse’s tribal affiliation had no significant influence on SV. The study concluded that contextual factors and socioeconomic distress exert significant implications on spousal violence. It was recommended that government at all levels should be objective in the distribution of palliative measures to combat socio-contextual and economic distress among residents to achieve a spousal violence free society among Nigerians during and in future pandemic lockdown.
Time to Intervene: A Continuous-Time Approach to Network Analysis and Centrality
Authors: Ryan Oisín , Hamaker Ellen
Published: September 2020

Network analysis of ESM data has become popular in clinical psychology. In this approach, discrete-time (DT) vector autoregressive (VAR) models define the network structure with centrality measures used to identify intervention targets. However, VAR models suffer from time-interval dependency. Continuous Time (CT) models have been suggested as an alternative but require a conceptual shift, implying that DT-VAR parameters reflect total rather than direct effects. In this paper we propose and illustrate a CT network approach using CT-VAR models. We define a new network representation and develop centrality measures which inform intervention targeting. This methodology is illustrated with an ESM dataset.
“Only your first yes will count”: The impact of pre-lineup instructions on sequential lineup decisions
Authors: Horry Ruth , Fitzgerald Ryan J , Mansour Jamal K.
Published: September 2020

When administering sequential lineups, researchers often inform their participants that only their first yes response will count. This instruction differs from the original sequential lineup protocol and from how sequential lineups are conducted in practice. Participants (N = 896) viewed a videotaped mock crime and viewed a simultaneous lineup, a sequential lineup with a first-yes-counts instruction, or a sequential control lineup (with no first-yes-counts instruction); the lineup was either target-present or target-absent. Participants in the first-yes-counts condition were less likely to identify the suspect and more likely to reject the lineup than participants in the simultaneous and sequential control conditions, suggesting a conservative criterion shift. The diagnostic value of suspect identifications, as measured by partial Area Under the Curve, was lower in the first-yes-counts lineup than in the simultaneous lineup. Results were qualitatively similar for other metrics of diagnosticity, though the differences were not statistically significant. Differences between the simultaneous and sequential control lineups were negligible on all outcomes. The first-yes-counts instruction undermines sequential lineup performance and produces an artefactual simultaneous lineup advantage. Researchers should adhere to sequential lineup protocols that maximize diagnosticity and that would feasibly be implemented in practice, allowing them to draw more generalizable conclusions from their data.
Superior communication of positive emotions through nonverbal vocalisations compared to speech prosody
Authors: Kamiloglu Roza Gizem , Boateng George , Balabanova Alisa , Cao Chuting , Sauter Disa
Published: September 2020

The human voice communicates emotion through two different types of vocalisations: nonverbal vocalisations (brief non-linguistic sounds like laughs) and speech prosody (tone of voice). Research examining recognisability of emotions from the voice has mostly focused on either nonverbal vocalisations or speech prosody, and included few categories of positive emotions. In two preregistered experiments, we compare human listeners’ (total n = 400) recognition performance for 22 positive emotions from nonverbal vocalisations (n = 880) to that from speech prosody (n = 880). The results show that listeners were more accurate in recognising most positive emotions from nonverbal vocalisations compared to prosodic expressions. Furthermore, acoustic classification experiments with machine learning models demonstrated that positive emotions are expressed with more distinctive acoustic patterns for nonverbal vocalisations as compared to speech prosody. Overall, the results suggest that vocal expressions of positive emotions are decoded more successfully when expressed as nonverbal vocalisations compared to speech prosody.
Inklusion von Menschen ohne Internet in zufallsbasierte Onlinepanel-Umfragen
Authors: Cornesse Carina , Schaurer Ines
Published: September 2020

Manche Menschen nutzen das Internet nicht oder nur eingeschränkt. Insofern sich diese Menschen, die das Internet nicht nutzen, von Internet-Nutzenden unterscheiden, kann dies ein Problem für probabilistische Onlinepanels darstellen, die Rückschlüsse auf die Allgemeinbevölkerung ziehen möchten. Im vorliegenden Beitrag werden daher zwei Strategien zur Inklusion von Menschen ohne Internet vorgestellt, vor dem Hintergrund der existierenden Literatur kritisch diskutiert, und um neue Erkenntnisse aus dem German Internet Panel und dem GESIS Panel ergänzt.