bluuebunny/crossref_metadata_2025 huggingface dataset:
STRATEGI PEMASARAN DIGITAL ANYAMAN PANDAN DI KAWASAN PERDESAAN ANYAMAN PANDAN KABUPATEN KEBUMEN
Authors: Imade Yoga Prasada  , Setyawati Harini Abrilia , Saridewi Larasati Puspita , Hanung Ami Nilmala , Puspajanati Rizqika
Published: September 2022

Anyaman pandan merupakan salah satu produk unggulan di Kabupaten Kebumen. Saat ini pemasaran produk anyaman pandan masih menggunakan cara-cara konvensional, sehingga lingkup pemasaran produk menjadi terbatas. Oleh karena itu, penelitian ini dilakukan menentukan strategi penerapan pemasaran digital anyaman pandan di Kawasan Perdesaan Anyaman Pandan Kabupaten Kebumen. Penelitian ini menggunakan data primer dengan 50 responden penelitian. Data dianalisis dengan menggunakan metode SWOT. Hasil penelitian menunjukkan bahwa strategi terbaik yang dapat dilakukan untuk menerapkan pemasaran digital adalah dengan menggunakan strategi agresif.
Peran citra merek pada pengalaman menggunakan uang elektronik
Authors: Saputri Ika Puji , Randyantini Vely , Nurcahyo Bagus
Published: September 2022

The purpose of this study was to examine the effect of brand image on customer experience in the use of electronic money. Where for the purposes of testing the hypothesis using the dimensions of customer experience sense, feel, think, act and relate. Respondents in this study were users of electronic money issued by Bank Mandiri and BCA as many as 110 respondents with a minimum use of 3 months. Collecting data using a questionnaire and this study in assessing the hypothesis using path analysis. Based on the empirical evidence obtained, the results of this study are known that the brand image variable has a positive effect on customer experience in using electronic money, especially the experience of feeling the ease of refilling, use for payment transactions and the breadth of the reach of electronic money.
Pengaruh keahlian forensik, skeptisme profesional, dan tekanan anggaran waktu terhadap kemampuan auditor dalam mendeteksi kecurangan (fraud)
Authors: Budiantoro Harry , Fajriyah Nurul , Lapae Kanaya
Published: September 2022

This study aims to examine the effect of forensic expertise, professional skepticism, and time budget pressure on the ability of auditors to detect fraud (Fraud) partially or simultaneously. The research method used is quantitative research methods and uses primary data that is the Public Accounting Firm (KAP) in the Central Jakarta Region. The sample used as many as 10 public accounting firms (KAP) through the convenience sampling method. The analytical method used is multiple linear regression sing SPSS application version 25. The results of this study indicate simultaneously the variables of Forensic Expertise, Professional Skeptism, and Time Budget Pressure have a significant effect on Auditor's Ability to Detect Fraud (fraud). Furthermore, the variable of forensic expertise and professional skepticism partially has a positive effect on the ability of auditors to detect fraud, and the variable time budget pressure does not affect the ability of auditors to detect fraud.
Persepsi nasabah terhadap kualitas pelayanan pada BMT yadika bangil
Authors: Anwar Khoirul , Suriyok Khamdan
Published: September 2022

The focus of this research is customer perceptions of service quality with a research focus on BMT Yadika Bangil. The purpose of this study was to determine how much service quality at BMT Yadika Bangil. This research method is descriptive quantitative, the subject of this research is the customer as the population. The sampling technique used is simple random sampling using Purposive sampling, with a total of 93 respondents. This research instrument uses primary data sources. From the theory according to Zeithaml. Parasuraman and Berry contain 5 indicators, namely reliability (X1), responsiveness (X2), confidence (X3), empathy (X4), and tangibles (X5). To analyze the data using a one-sample hypothesis test for the left side test. Based on the results of the study, the quality of BMT Yadika Bangil services is approaching the maximum. The calculation results state that from the expected value and quality of market service the t count > t table (6.05 > 1.66159) and is supported by the results achieved, namely 86.4 percent of the expected value.
Persepsi pegawai pemerintah mengenai faktor-Faktor yang mempengaruhi fraud di sektor pemerintahan kabupaten sidoarjo
Authors: Ningrum Granita Dwi Matdia Suci , Triani Ni Nyoman Alit
Published: September 2022

This study aims to examine the effect of Internal Control, Enforcement of Regulations, Compensation Suitability, Organizational Commitment, and Organizational Ethical Culture on Fraud in the government sector of Sidoarjo Regency empirically. This study used quantitative method. This study used primary data that obtained from the distribution of questionnaires. The technique that had taken in this study is the census sampling technique (saturated sampling), so the research sample obtained 161 respondents including government employees who work in finance and procurement of goods/services at the Sidoarjo Regency government agency office. Based on the tests that had been carried out, the results of the study showed that the variables of regulatory enforcement, compensation suitability, and organizational ethical culture have a positive effect on fraud, while the variables of internal control and organizational commitment do not affect fraud.
Pengaruh kinerja CSR terhadap biaya utang dengan kualitas audit sebagai variabel moderasi di Indonesia
Authors: Anriasa Lundi , Leon Farah Margaretha , Purba Yosephina Endang
Published: September 2022

This study aims to examine the effect of corporate social responsibility performance on the cost of debt and audit quality as variables that can moderate the relationship between corporate social responsibility performance and the cost of debt. The control variables in this study consisted of firm size, tangbility, ROA, PBV, betarisk, dividends, and NDT. This study adds the leverage control variable as a novelty from previous research. Data collection was conducted using a purposive sampling method sourced from the annual reports of manufacturing companies listed on the Indonesia Stock Exchange (IDX) with certain criteria so that the number of samples in the study was 23 companies. Eviews 10 was used to test the hypothesis using the panel data regression analysis technique. The results of this study indicate that the performance of corporate social responsibility has a significant negative effect on the cost of debt. In addition, audit quality is able to moderate the effect of social responsibility performance on the cost of debt in a significant positive direction. The results of the control variables show that firm size, tangibility, ROA, and betarisk have a significant negative effect on the cost of debt. Meanwhile, the PBV and dividend variables have no effect on debt cost, whereas the NDT and leverage variables have a significant positive effect on debt cost.
Analisis keandalan, kepastian dan penerimaan teknologi terhadap penggunaan kartu kredit pemerintah
Authors: Yadnya I Dewa Gede Sayang Adi
Published: September 2022

Electronic transactions in government operational activities are carried out strictly and comply with regulations on both sides, namely financial transaction regulations regulated by government authorities and state financial management regulations. Strict management of electronic transactions, especially government credit cards, is carried out to prevent fraud, create reliable financial reports and protect against the risk of loss to the apparatus and the state. This study aims to analyze the factors that influence the interest in using KKP by government officials. The method used in this research is quantitative method using online questionnaires to credit card users who work in government units/organizations in the territory of Indonesia. Researchers used the Partial Least Squares (PLS) approach with Smart PLS to test the above assumptions based on SEM. The results of this study indicate that the p value <0.05 with a positive beta value which indicates that the good reliability of government credit cards will affect the effectiveness of user satisfaction. So that the reliability and certainty of government credit cards affect user satisfaction. In addition, it is known that the satisfaction of government credit card users is able to strengthen the relationship between perceived convenience and perceived usefulness.
Pengaruh strategi korporasi terhadap kinerja perusahaan foods & beverages di Indonesia selama pandemi covid-19
Authors: Satya Candra Harry , Nugroho Antonius Agung , Patria Harry
Published: September 2022

This study aims to analyze 4 F&B companies listed on the Indonesia Stock Exchange (IDX), namely PT Indofood Sukses Makmur Tbk. (INDF.JK), PT. Mayora Indah Tbk. (MYOR.JK), PT Garudafood Putra Putri Jaya Tbk. (GOOD.JK), and PT Siantar Top Tbk. (STTP.JK). This study uses secondary data obtained from Yahoo Finance for the period March 11, 2020 to March 31, 2022. By using a Monte-Carlo simulation. Based on the results of the Monte-Carlo simulation, the sharpe ratio increased to 261.87% and volatility decreased to 43.16%. These results show that investment in the F&B sector in Indonesia is still very profitable and even experienced a fairly large increase in returns compared to before the COVID-19 pandemic. This is also in line with the government's prediction that with the economic recovery after the pandemic, the F&B industry sector in Indonesia will also grow. This study also found that during the COVID-19 pandemic, there was a significant change in the weight of the optimal investment portfolio, where GOOD.JK's performance far outperformed the other 3 companies due to the successful implementation of their corporate strategy in 2020 and 2021.
Determinan terhadap perkembangan UMKM di Kabupaten Pemalang
Authors: Handayani Nurdiana , Badjuri Achmad
Published: September 2022

Several factors that support the economic growth of a country, namely the existence of MSMEs. Micro, small and medium enterprises (MSMEs) can open or expand employment opportunities and contribute to economic growth. In addition, MSMEs can ease the task of the state in overcoming poverty and increase per capita income because MSMEs play a major role in the Indonesian economy. This study aims to determine the effect of financial literacy and financial technology (Fintech) on the development of MSMEs in Pemalang Regency. This research uses a qualitative research. The research was conducted in Pemalang Regency. Data sources are primary data with data collection methods, namely direct interviews at the object of research and secondary data support from the Pemalang Regency Diskoperindag. Data analysis used multiple linear regression. The results of the study show that financial literacy has a positive and significant effect on the development of MSMEs in Pemalang Regency. Financial technology (Fintech) related to payments has no effect on the development of MSMEs in Pemalang Regency. Meanwhile, financial technology (Fintech) related to funding has a negative and significant impact on the development of MSMEs in Pemalang Regency.
Pengaruh profit sharing, inflasi, kurs dan BI rate terhadap kuantitas deposito mudharabah pada Bank Umum Syariah di Indonesia periode 2015-2019
Authors: Nazmudin Nandang , Mubarokah Isroyatul
Published: September 2022

New patterns of illegal or fraudulent capitalization have been proposed. in public fraud throughout 2019. The model in question is the concept of sharia capitalization in the form of anti-usury capitalization. seeing an increase in fraud capitalization. There were 80 in 2017, 108 in 2018, and 444 fraudulent capitalization entities investigated by the task force in 2019. One of the sharia capitalizations that are said to be fraudulent capitalizations is the plantation capitalization of Kampung Kurma. In this research, what will be discussed is the impact of profit sharing, inflation, exchange rates, and BI interest rates on total deposits in Mudharabah. This research has purpose to know influence of Profit sharing, Inflation, Exchange Rate,and BI Rate on The Amount of Mudharabah Deposits in Sharia Commercial Ban contained in the Financial Service Authority.. The period of this research is 5 (fiver) years, starting from 2015 until 2019.The design of this research is applied research. The population in this research includes Islamic Commercial Bank wich are included in State-Owned Enterprises (BUMN) during the 2015 until 2019. The sampling technique used was purposive sampling and research data as many as 44 of 3 (tree) sample companies. The data analysis method used is multiple linear regression using SPSS version 21.00 and Microsoft Excel 2019.The result showed that Profit sharing, Inflation, Exchange Rate,and BI Rate are selamaeously not effect significantly on The Amount of Mudharabah Deposits to the value significance of 0,781, 0,375, 0,091 and 0,450.
Pengaruh Current Ratio, Return On Equity, Earning Per Share, dan Debt To Equity Ratio Terhadap Harga Saham pada Perusahaan Infrastruktur yang Terdaftar di Bursa Efek Indonesia
Authors: Virgia Clariza Aninda , Khoiriawati Novi
Published: September 2022

This study aims to determine the effect of the Current Ratio, Return On Equity, Earning Per Share, and Debt to Equity Ratio on the Stock Prices of Infrastructure Companies listed on the IDX for the 2018—2021 period. This study uses quantitative methods. the data source is secondary data, namely in the form of financial statements of infrastructure companies listed on the IDX for the 2018-2021 period. The type of research used is causal associative. The sampling technique used is purposive sampling technique. The total sample was 173 samples. The data analysis techniques used are classical assumption test, hypothesis testing, and panel data regression analysis. The results of the study show that partially the current ratio and return on equity have no significant effect on stock prices in infrastructure companies listed on the IDX for the 2018-2021 period. Meanwhile, earnings per share and debt to equity ratio have a significant influence on stock prices in infrastructure companies listed on the IDX for the 2018-2021 period. Simultaneously, the current ratio, return on equity ratio, earnings per share, and debt to equity ratio have a significant influence on stock prices in infrastructure companies listed on the IDX for the 2018-2021 period.
Latar belakang keahlian keuangan direktur utama, struktur kepemilikan yang terkonsentrasi, dan kualitas laporan keuangan pada perusahaan Indonesia
Authors: Kristiawan Nicolas Bayu
Published: September 2022

One of the characteristics of the president director who plays an important role in determining the quality of financial reports is the background of the chief director's financial expertise. The main director with a financial background has a deep understanding of accounting and financial issues, better understands the risks of manipulated financial statements, gives more attention and supervision to accounting records and internal audits, and better understands the type of information investors want. The purpose of the study was to examine the effect of CEO financial expertise on financial reporting quality and the moderating effect of concentrated ownership structure on the relationship between the two variables. The population in this study were companies listed on the IDX in 2013-2018. The sample selection used random sampling with the final sample size was 92 companies and the total observations were 552 observations. The results of this study indicated that CEO financial expertise had a positive effect on financial reporting quality. Furthermore, the results of this study also showed that concentrated ownership structure weakened the positive influence of CEO financial expertise on financial reporting quality.
Analisis faktor-faktor yang mempengaruhi repurchase intention dengan brand loyalty sebagai intervening
Authors: Sentoso Anthony , Dino Dino
Published: September 2022

In the modern era, competition in the business world is getting tougher. Many entrepreneurs have sprung up to present products with various interesting innovations in order to be able to compete in intense market competition. The purpose based on this research is to discuss the shopping population's interest, entitled Analysis of the Influence of Factors Affecting Brand Loyalty on Repurchase Intension in Cosmetic Facial Cleansing Soap. Statistical software is used to process the data. Researchers tested the hypothesis that aims to determine the effect between variables where this relationship is causal. In this study, the data that the researcher will use is primary data. The results of the discussion on the findings on hypotheses I to VI can be summarized that the relationship between the brand loyalty variable on the repurchase intention  has a relevant bond. The conclusions in this study indicate the influence of various different variables on repurchase intention which was carried out on 300 respondents.
Analisis dampak pandemi covid-19 terhadap usaha kerajinan tenun Toraja
Authors: Matasik Ade Lisa , To’alla’ Verti , Mantong Agustinus , Tangdialla Randi
Published: September 2022

This study aims to determine the impact of the Covid-19 pandemic on the Toraja weaving craft business in the Unnoni weaving group, Lembang Sa'dan Tiroallo, Sa'dan District, North Toraja Regency. By using this type of quantitative research, data collection techniques are carried out by means of observation, interviews and documentation by comparing the income data of the Unnoni weaving group before and during the Covid-19 pandemic using trend analysis from 2018-2021. The results show that the impact of the Covid-19 pandemic has caused a decrease in income for the Toraja Weaving handicraft business of the Unnoni Group which has also affected the performance of the business. The chain of Covid-19 distribution has resulted in the Toraja people having to stop all their activities, especially at the rambu tuka' and rambu solo' events which usually make their weaving crafts much in demand by buyers, but because of this, there are no orders for cloth and it creates business income. weaving craftsmen decreased and hampered the business.
Analisis variabel yang mempengaruhi sikap dalam membayar pajak bumi dan bangunan di kecamatan pasar kliwon Surakarta
Authors: Mawarni Diyah , Saharsini Astuning
Published: September 2022

This reseacrh aims to determine the effect of taxpayer income, taxpayer awareness, quality of tax services and tax sanctions on compliance with paying land and building taxes in Pasar Kliwon District. The sampling technique in this study used purposive sampling for 100 land and building taxpayers with the criteria of owning or building a house or building locasted in Pasar Kliwon District. The data used are primary data obtained through a questionnaire. Data analysis in this study used multiple linear regression analysis with the help of SPSS version 19. The result of this study showed that taxpayer income, taxpayer awareness, and also the quality of tax services have a significant effect on tax compliance. On the other hand, tax sanctions have no significant effect on tax compliance. Synchronously, (simultaneously) taxpayer income, taxpayer awareness, quality of tax services, and tax sanctions affect tax compliance.
Pemberdayaan masyarakat melalui pengembangan wisata alam di Nagari Sitanang Kecamatan Ampek Nagari Kabupaten Agam Sumatera Barat
Authors: Thoyib NST Abdullah Muhammad , Francisca Sherlly Cindya
Published: September 2022

This study aims to find out how the process of community empowerment through the development of natural tourism in Nagari Sitanang is carried out both from the problem analysis process and assessing regional potential, program planning, program implementation and the monitoring/supervision process. This research was conducted using a qualitative approach with a descriptive type of research. Primary data sources are Wali Nagari Sitanang, Nagari Sitanang apparatus, managers and communities involved in the empowerment process. Secondary data sources include data which are archives and documentation on community empowerment. The results of this study concluded that. First, the process of identifying potential areas and identifying problems is carried out using the PRA method. The potential possessed by Nagari Sitanang is the Batu Bagiriak Workshop. The problem found in Nagari Sitanang is the lack of community capacity in developing the Batu Bagiriak Workshop. Second, the program planning process, program planning using the FGD method and SOAR analysis, the results are increasing the capacity of the managers of the Batu Bagiriak Sarasah, mutual cooperation in cleaning the tourist sites of the Batu Bagirriak Sarasah, making stairs down, making changing rooms and building a prayer room. Third, the process of implementing the program, starting with outreach to the community, increasing the capacity of managers, making parking lots and making places to sell. Fourth, the monitoring process, the monitoring process is carried out periodically by holding meetings once a month.
Pengaruh Keterbatasan Sistem Informasi dan Otoritas Pengambilan Keputusan terhadap Akuntabilitas Kinerja Instansi Pemerintah Daerah
Authors: Sapulette Shella Gilby , Limba Franco Benony
Published: September 2022

This study aims to empirically analyze the influence of information system limitations and decision making authority on performance accountability of local government agencies by using quantitative approach and is tested using SPSS 24. This research was conducted in 10 districts/ cities in Maluku province with the sample amounted to 96 employees. Sampling technique used purposive sampling method. The results of this study show that the information system limitations do not affect the performance accountability of local government, while the decision making authority affect the performance accountability of local government at the 5% significance level.
Peran gender diversity dewan perusahaan dalam menentukan kebijakan dividen di Indonesia
Authors: Utomo Mohamad Nur , Kaujan Kaujan , Syahran Syahran , Ulum Akhmad Samsul
Published: September 2022

Dividend policy becomes very important especially with the presence of gender diversity on the company's board. This study aims to empirically examine the role of women's gender on the board of commissioners and the board of directors in determining dividend policy. The research sample uses companies that pay cash dividends listed on the Indonesia Stock Exchange in the 2015-2019 period. Data analysis using SEM-PLS method with WarpPLS 8.0 application. The results showed that the gender diversity of the board of commissioners had a negative effect on dividend policy. The results of the analysis show that the negative effect of the gender diversity of the board of commissioners on dividend policy is non-linear which has a U-curve pattern. Meanwhile, the gender diversity of the board of directors has a positive effect on dividend policy. In general, the research results are in line with the agency theory which uses an increase in dividend payments to reduce the occurrence of agency problems.
Etika dalam kepemilikan dan pengelolaan harta serta dampaknya terhadap ekonomi Islam
Authors: Efendi Nur , Nurhasanah Neneng , Saripudin Udin
Published: September 2022

The issue of ownership is regulated extensively in Muamalah fiqh in the fields of Al-Mal (property) and Al-Milk (property). Regarding ownership, it is regulated so that there is no violation of one's rights by other individuals, because humans have a tendency towards material things. Islamic recognition of property rights is reflected in the concept of haq al-adami, protection of individual ownership is also regulated in Islam by determining sanctions against people who rob them. This study aims to determine how the concept of Islam in regulating individual ownership rights and how the ethics that must be obeyed in the context of property ownership. This study uses secondary data with data collection methods carried out by means of library research, namely by studying, exploring and citing theories or concepts from a number of literatures such as journals, books, and others. The results of the study that the rules of ownership in Islam have implications for the potential for Islamic economic development, good application of the rules of ownership can have implications for reducing the amount of poverty and economic equity in society.
Pengaruh literasi dan pendapatan terhadap keputusan berwakaf uang melalui LKS-PWU di Kota Surabaya
Authors: Fatkhan Fatkhan , Anwar Moch. Khoirul
Published: September 2022

The purpose of this study was to determine the effect of literacy and income levels on cash waqf decisions at islamic financial institutions receiving cash waqf in the city of surabaya. The independent variable in this study consisted of 2 variables, namely literacy and income, while the dependent variable in this study was the decision to endow cash in lks-pwu. This study uses a quantitative method with a sample of 100 respondents. The questionnaire was distributed using right and wrong answers according to the guidelines of the indonesian waqf board ilw in measuring literacy levels. While the statements for other variables use a likert scale. The results of this study indicate that the literacy variable has an effect on the cash waqf decision variable in lks-pwu surabaya city. In addition, the income variable also affects the cash waqf decision variable in lks-pwu. The results of the coefficient of determination test (r square) show that literacy and income variables have a simultaneous effect of 37.7% on the decision to endow cash in lks-pwu.
Efek penghindaran pajak pada nilai perusahaan dengan pelaporan berkerlanjutan sebagai moderator
Authors: Yanti Lili , Tanujaya Kennardi
Published: September 2022

The value of the company can increase or decrease due to tax evasion. The increase in company value was caused by the takeover of potential state assets to shareholders. Companies carry out tax avoidance practices by reducing the amount of tax that should be paid to get high profits so as to increase the value of the company. Research on the topic of tax avoidance on company value still has different results from previous research so it still needs to be researched with the context in developing countries, namely in Indonesia. This study aims to test the effect of tax avoidance on company value and with the existence of sustainability reporting as a moderator. This study used quantitative data taken from companies listed on the Indonesia Stock Exchange from 2016 to 2020. Hypothesis testing using the panel regression method. The results showed that tax avoidance had no significant influence on the value of the company and the moderation of sustainability reporting on tax avoidance had a negative influence but not significant impact.
Pengaruh kompetensi sumber daya manusia dan pemanfaatan teknologi informasi terhadap kualitas laporan keuangan bumdes di wilayah Kecamatan Karangrejo
Authors: Khoirunisa Nanda Anggi , Khoiriawati Novi
Published: September 2022

This study aims to determine the effect of human resource competence and the use of information technology on the quality of BUMDes financial reports on 13 BUMDes in Karangrejo District. The method used in this research is quantitative with the type of associative research. The sampling technique used is saturated sampling or census, with a total sample of 39 respondents. Data analysis in this study used data instrument tests (validity test and reliability test), classical assumption test (normality test, multicollinearity test, and heteroscedasticity test) and hypothesis testing (coefficient of determination test, F test and T test) using the SPSS version. 25 for windows. The results of this study indicate that partially the variable of human resource competence has a significant positive effect on the quality of BUMDes financial reports and the use of information technology variables does not have a positive effect on the quality of BUMDes financial reports. Meanwhile, simultaneously, the variables of human resource competence and the use of information technology have a significant positive effect on the quality of BUMDes' financial reports
Pengaruh penerapan E-SPT, pengetahuan dan sosialisasi perpajakan terhadap kepatuhan wajib pajak orang pribadi
Authors: Mahpudin Endang , Ikhsan Sugiyanto
Published: September 2022

The purpose of this study is to ascertain and evaluate the impact of E-SPT Implementation, Knowledge, and Socialization on Personal Taxpayer Compliance in TelukJambe Village. A questionnaire-based primary data set was used in the study, which employed quantitative methodologies. 620 persons participated in the study's population. In this study, 86 respondents made up the sample. Purposive sampling is the sampling method employed. The findings revealed that Socialization had no major impact on people's tax payer compliance, knowledge had a substantial impact, and the implementation of E-SPT had no significant impact on taxpayer compliance. E-spt, knowledge, and socialization all have an impact on tax payer compliance.
Pengaruh electronic word of mouth, gaya hidup dan kepercayaan terhadap keputusan pembeli online melalui shopee
Authors: Tammu Rahma Gusmawati , Palimbong Stefani Marina
Published: September 2022

The purpose of this study was to identify the influence of Electronic Word of Mouth, lifestyle, and trust on online purchasing decisions through shopee on students of the Faculty of Economics, UKI Toraja Management Study Program. The type of research conducted is descriptive quantitative. The data analysis technique used multiple linear regression. The results showed that there was no influence of electronic word of mouth on purchasing decisions. There is no influence of lifestyle on purchasing decisions. There is an influence of trust on online purchasing decisions. Electronic Word of Mouth, lifestyle, and trust have a significant simultaneous effect on purchasing decisions on the Shopee application through shopee for students of the Faculty of Economics, UKI Toraja Management Study Program.
Perancangan sistem informasi pengajuan dan simulasi perhitungan kredit oleh nasabah berbasis android pada bank BJB Cabang Soreang Bandung
Authors: Nur Kartini Karin , Halimah Siti , Ranti Resmi , Almamalik Lukmanulhakim
Published: September 2022

A loan or credit is a form of banking service. The rapid development of digital technology has encouraged the banking industry to implement digitalization in its services, including customer credit services to improve the quality of its services. Bank BJB Soreang Branch already has a digital application for credit services for customers. However, this application does not yet have features that makes it easy for customers to apply and simulate credit calculations by themselves. This study aims to design an information system for submitting and simulating credit calculations by customers at Bank BJB Soreang Branch. To develop this information system, UML diagrams are used as the modeling method and the prototype method as the design method. This android-based system was built using Kodular and FireBase software as the database. The results of this study are in the form of an application designs that can be used at Bank BJB Soreang Branch to assist state civil servants and retirees in applying for and conducting credit simulations independently so that the service for the customer credit application process at Bank BJB Soreang Branch is even better.
Analisis kinerja keuangan pada PT.Mustika Ratu Tbk di Bursa Efek Indonesia periode 2017-2020
Authors: Hannifa Utami Resky
Published: September 2022

This study aims to determine the financial performance of PT.Mustika Ratu Tbk. The period 2017-2020 using the Du Pont System method. The population in this study is the entire annual financial report (annual report) with samples in the form of a balance sheet and income statement of PT. Mustika Ratu Tbk. for the last four years (2016-2020). The data collection technique used is the documentation technique. The results of this study indicate that in 2017-2020 the financial performance of PT. Mustika Ratu Tbk. using the Du Pont System method during 2017-2020 showed good financial performance. This can be seen from the state of return on equity which is above the company's industry standard average.
Development of a Research Mentorship Program for Minority Students at a Southeastern Predominately White Institution
Authors: Hunter Josalin J. , James Jeremy , Sayers Addie , Cherry Sabrina T. , Sellon Alicia M. , Hohn Kris L. , Roberto Anka , Bishop-James Destini
Published: September 2022

Mentorship is an underestimated asset that focuses on growth and accomplishments and offers broad forms of support to students from marginalized populations, including intersectional and overlapping identities.  This article aims to identify the gaps in current literature regarding mentorship, propose an adaptive mentorship model and identify the model's strengths in practice. Traditional mentorship models focus on one specific aspect of student identity, and this gap marginalizes an individual's identity's duplicity or multi-faceted complexity. Such models often offer great educational support but dismiss the value of high-impact research. High-impact research has been shown to positively impact marginalized communities because it allows the unique opportunity to engage in all stages of research. The model described in this paper is grounded in principles of collaboration and cooperation across an interdisciplinary team. Each faculty mentor and mentee possess intersectional and overlapping identities adding unique perspectives and resilience to the work they engage in. This resilience is united with various intersectional study complexities in behavioral sciences, medicine, social studies, and humanities. Thus, it offers a strengths-based experience that widens student opportunities and challenges unitary models of peer-peer/peer-to-adult mentorship patterns.
АНАЛІЗ ЗАСТОСУВАННЯ ЗАХИСНИХ ПЕРЕШКОД ПІД ЧАС ПЛАНУВАННЯ ОБОРОННОГО БОЮ ЗА СТАНДАРТАМИ НАТО
Authors: Окіпняк Дмитро , Окіпняк Анатолій , Шеремета Олег , Резуненко Дмитро , Чмир Микола
Published: September 2022

Досвід війни України проти росії показав, що ефективність операцій залежить безпосередньо не від чисельності особового складу, а від якості його підготовки та грамотного підходу до планування та ведення бойових дій, від правильного розподілу озброєння та інших ресурсів, необхідних для забезпечення операцій. Не виключенням є і сучасні підходи до управління інженерним забезпеченням бойових дій, зокрема, виконання основних заходів інженерної підтримки, починаючи від заходів, які спрямовані на підвищення мобільності своїх військ і заходів зі зниження мобільності військ противника, до заходів підвищення живучості і заходів загальної інженерної підтримки. Варто зазначити, що під час планування та ведення оборони, чи то позиційної, чи маневреної, одними з першочергових заходів із інженерної підтримки є заходи з улаштування та утримання інженерних загороджень. На сьогоднішній день, провівши аналіз доктринальних документів країн-членів Північноатлантичного договору та керівних документів ЗС України щодо питань, пов’язаних з улаштуванням та утриманням інженерних загороджень, можна зробити висновок, що існує ряд відмінностей та підходів, починаючи з етапу планування, улаштування, і закінчуючи етапом утримання системи інженерних загороджень. Відповідно до вимог доктринальних документів країн-членів НАТО щодо організації виконання заходів зі зниження мобільності військ противника всі перешкоди умовно поділяються на існуючі, посилюючі та хибні. Звичайно, і порядок, і правила їх улаштування значною мірою відрізняються від принципів та підходів, які застосовуються інженерними підрозділами ЗС України. Аналіз та порівняння основоположних вимог до улаштування та утримання загороджень, включаючи вимоги країн учасниць блоку НАТО, дасть можливість визначити роль та місце системи інженерних загороджень під час організації оборони, її мету, функції та особливості організації, в тому числі за стандартами НАТО, дослідити особливості та основні відмінності щодо застосування тактичних та захисних перешкод, зони відповідальності та ефекти від них, розглянути порядок улаштування та утримання захисних перешкод, пріоритетність та черговість улаштування поясів захисних перешкод.
СТВОРЕННЯ ТЕХНІЧНОГО ЗАВДАННЯ: УНИКНЕННЯ ПОМИЛОК ТА ОСНОВНІ ПАРАДИГМИ
Authors: Краліна Ганна
Published: September 2022

Розглядаються питання створення технічного завдання, яке є первинним, основним документом, яким керуються на всіх стадіях розробки проекту. Доведено, що розробка технічного завдання є дуже важливим і відповідальним процесом, а помилки, допущені на цьому етапі розробки, можуть привести до дуже тяжких наслідків. Детально розглянуто етапи підготовки технічного завдання на розробку програмного забезпечення. Перераховані неточності та помилки, яких можна припустись при створенні технічного завдання, розглянуто чого саме потрібно уникати при розробці технічного завдання. Після проведення вичерпного аналізу, дослідження понять, структури, етапів створення технічного завдання, наведено поради щодо написання користувачем правильного завдання, над яким можна працювати і які складають основу взаємовідносин між замовником рішення і фахівцем.
СУТНІСТЬ КІБЕРЗЛОЧИННОСТІ ТА СПОСОБИ БОРОТЬБИ
Authors: Любавіна Вікторія
Published: September 2022

У статті розкрита сутність протиправних дій у сфері інноваційних технологій, що завдають шкоди інтересам нашої держави, організаціям та громадянам в цілому. Проаналізовано, що однією з основних проблем боротьби з кіберзлочинами є прогалини у чинному законодавстві. У статті розкрита сутність «кіберзлочинності», розглядаються особливості злочинів у сфері комп'ютерної інформації відповідно до чинного кримінального законодавства України, проведений аналіз особистості комп'ютерного злочинця. Також висвітлені окремі види кіберзлочинів. Інформаційні технології роблять людей більш вразливими перед широким спектром загроз, і тому автором запропоновані також запобіжні заходи, які можуть прийняти користувачі Інтернету та комп'ютерів, щоб захиститися від кібератак.
S2P: Sustainable service pricing in cloud ecosystems
Authors: Dibaj Seyed Mohammad Reza
Published: September 2022

Energy efficiency, which has emerged as a top priority in cloud ecosystems, is the outcome of appropriate pricing mechanisms and resource allocations. Static pricing mechanisms are the most dominant approaches, which are simple to implement for the service providers and easy to understand for the service users. Inaccurate price calculation and low efficient resource allocation in static pricing mechanisms made researchers discover other solutions to overcome these issues. Double auction mechanisms are among the most appropriate dynamic models. The main challenge of conventional double auction mechanisms is not considering the cloud ecosystems’ specifications, such as dynamic online features. The term dynamic refers to the variable parameters in cloud ecosystems that constantly change. In dynamic online methods, we customize our pricing models

based on ever-changing and current parameters. Moreover, we continuously optimize these methods to attain optimal results. In the thesis, firstly, we define a  Dynamic Online Double Auction Mechanism (DODAM) for the IaaS environment, which covers a broader range of IaaS parameters by considering the dynamic online features of such markets. DODAM provides an appropriate price scheduling for service providers and service users by considering cloud dynamic online features. Cloud secondary market is a new paradigm in IaaS ecosystems. In these markets, brokers and reseller buyers have attained their resources from service providers of the cloud primary markets in the form of timed packages and repackage them into smaller chunks. As unsold packages do not transfer to the next intervals, brokers and reseller  buyers need to sell their packages as much as possible. We develop a mechanism design that includes a market-based pricing model and a resource allocation algorithm in such markets as our second contribution. By formulating the inherent competitive features in cloud secondary markets in the third contribution, we improve the pricing and resource allocation mechanisms in such competitive ecosystems. In the last contribution, we proposed a  Priority-based Dynamic Online Double Auction Model (PB- DODAM), considering the perishability and time constraints of traded resources in IaaS secondary markets. The provided experimental results show that all proposed mechanisms drastically increase resource  utilization and the overall utility.
Mad and disabled realities within academic integrity at the university level of education
Authors: Guerrisi Nicolas Annunziato
Published: September 2022

Researched in the study was the occupation of academic integrity/the handling of plagiarism at the university level of education related to students of the Mad and/or learning disability communities. My research questions were: a)  how have Mad students and/or students with learning disabilities experienced the handling of plagiarism?” and b) “how attentive are the academic integrity documents at Ryerson University to students of the Mad and/or learning disability communities”. A semi-structured interview collected participant data, while review of three documents collected textual data. A thematic analysis of this data revealed the negative experience of the handling of plagiarism and the unsatisfactory attentiveness of academic integrity at the university level, where ableism and disablism are implicated. Discovered amongst the data was the inacceptable and potentially harmful approaches at the university level for students of the Mad and/or learning disability communities, and the need for these to be remedied.

remedied.
Numerical Distribution Functions of Likelihood Ratio Tests for Cointegration
Authors: MacKinnon James G , Haug Alfred A , Michelis Leo
Published: September 2022

This paper employs response surface regressions based on simulation experiments to calculate asymptotic distribution functions for the Johansen-type likelihood ratio tests for cointegration. These are carried out in the context of the models recently proposed by Pesaran, Shin, and Smith (1997) that allow for the possibility of exogenous variables integrated of order one. The paper calculates critical values that are very much more accurate than those available previously. The principal contributions of the paper are a set of data files that contain estimated asymptotic quantiles obtained from response surface estimation and a computer program for utilizing them. This program, which is freely available via the Internet, can be used to calculate both asymptotic critical values and P values. 
Finite-element Modeling of Elastic Surface Modes and Scattering from Spherical Objects
Authors: Falou Omar , Kumaradas J. Carl , Kolios Michael
Published: September 2022

 A finite-element model of wave propagation using COMSOL Multiphysics (COMSOL Inc., Burlington, MA) was developed to solve the problem of high frequency ultrasound scattering from spheres. This model is used to predict ultrasound backscatter from cells for ultrasound tissue characterization. In this work, the backscatter from an elastic sphere was used to validate the computational model against analytical solutions (Faran theory). Agreements between analytical and finite element solutions were found in the scattered far-field over a range of frequencies of interest (10 - 70 MHz). Oscillations of the elastic sphere at various resonance frequencies (peaks in the power spectrum) were also investigated. The resonance frequencies predicted by the analytical solutions corresponded to surface modes. A systematic relationship between the resonance frequency and its corresponding surface mode was found. The oscillations of the elastic sphere were visualized at these resonances. An ultrasound scattering model by a single cell is also presented. The model treats the cell as an elastic sphere (nucleus) surrounded by a fluid shell (cytoplasm). Comparison of the theoretical backscatter predicted by the model and experimental measurements for Acute Myeloid Leukemia (AML) cell is also shown. Finally, the implications of these results on the prediction of ultrasound backscatter from cells, and on ultrasound tissue characterization techniques are discussed. 
Exploring the Effects of Teacher-Student Verbal Interaction on Effects of Adolescent Learning Efficacy Based on Satir's Iceberg Theory
Authors: Wu Zewen , Liao Caiyi , Jie Xiaoqi , Peng Yuanyu
Published: September 2022

Teaching is an important process of teacher-student verbal interaction, which plays a significant role in improving students' academic performance and enhancing their healthy physical and mental development. In order to investigate the influence of teacher-student verbal interaction on secondary school students' learning efficacy and to understand how teachers' language affects adolescents' self-efficacy, this paper adopts questionnaires and interviews founded on Satir's iceberg theory to gather data on teacher-student relationships and their learning efficacy from eight secondary school students in four regions, including Fujian and Sichuan. Quantitative analysis is conducted by SPSS 26.0 to study the effect of teacher-student verbal interaction on secondary school students' learning efficacy. The study indicated that positive and good verbal interactions could enhance adolescents' learning efficacy. Teachers can utilize Satir’s iceberg theory to touch the psychological world under the iceberg and assist students in enhancing their learning efficacy through more accurate verbal behaviors.
Visual Literacy Education in LIS Programs: A Survey
Authors: LaVey A.M.
Published: September 2022

This 2022 study follows up on a 1999 study of visual literacy education in American Library Association-accredited library and information studies programs. Using the Association for College and Research Libraries’ Visual Literacy Competency Standards for Higher Education, the article analyses those standards vis-à-vis current educational offerings in professional librarianship programs to discover if these program offerings are properly preparing a visually literate workforce.
Librarian/Yoga Teachers: Uncovering a Unique Population
Authors: Benson Megan , Mofford Kari
Published: September 2022

A survey was created to determine whether or not there is a community of librarians/library workers who are also certified to teach yoga. The survey helped to identify the size of the community and explored the participant’s experiences associated with the dual skills sets. Results show there are strong benefits for those library workers who have their yoga certification, but there are also concerns and challenges that demonstrate a need for a more formal community and further research.