bluuebunny/crossref_metadata_2025 huggingface dataset:
Post-Kolonialisme Perkembangan Peradaban dan Filsafat Pendidikan Islam
Authors: Nurhalim Nurhalim , Ma'mur Ilzamudin , Gunawan Agus , Syam Ahmad Bazari
Published: June 2023

Post-Kolonialisme masih menjadi perdebatan dan fenomena menarik, seiring perkembangan peradaban tidak dipisahkan dari pendidikan. Penelitian ini bertujuan mengetahui perkembangan peradaban post-kolonialisme dalam tinjauan filsafat pendidikan. Penelitian menggunakan metode kualitatif dengan pendekatan studi literarur bersumber dari buku dan jurnal serta analisis tematik. Hasil penelitian menunjukkan bahwa perkembangan peradaban post-kolonialisme masih menciptakan pemikiran kebarat-baratan (westernisasi) dalam perspektif Islam menghasilkan pemisahan agama dengan bidang lainnya (sekulerisme) termasuk pendidikan. Sistem pendidikan sekuler terbentuk akibat kolonialisme di sebagian besar negara mayoritas muslim. Merekonstruksi filsafat pendidikan Islam dengan upaya transformasi pendidikan secara bertahap dan berkelanjutan serta mengedepankan sikap moderasi beragama di Indonesia. Perspektif post-kolonialisme berpotensi menciptakan sistem pendidikan Islam dan berorientasi pada perkembangan Islamic worldview sebagai peradaban mencerahkan. Implikasi penelitian dengan sistem pendidikan Islam bermoderasi beragama dan mencerahkan dapat mengembangkan peradaban serta menghindari kolonialisasi baru.
Pengembangan Nilai Pendidikan Karakter Islami di Masa Pandemi COVID-19 (Studi Analisis di Universitas Islam Sumatera Utara)
Authors: Sembiring Nurhaizan , Lubis Parlaungan , Aura Ghaffariel Insani
Published: June 2023

Pandemi corona yang telah melanda di beberapa negara, termasuk Indonesia, membawa dampak yang signifikan terhadap dunia pendidikan, corona virus merupakan suatu penyakit menular yang bisa dicegah lewat beberapa cara. Salah satunya dengan menghindari dan membatasi keramaian. Berdasarkan hal tersebut pemerintah mengintruksikan untuk melaksanakan kegiatan dengan bekerja dan belajar dari rumah. Tentu saja, terjadi perubahan dalam metode pembelajaran, dari pembelajaran dengan sistem tatap muka menjadi tatap maya dengan mengandalkan jaringan dan kuota data internet dengan sistem kecanggihan aplikasi pada teknologi, yakni aplikasi google meet, zoom dan whatsapp. Pembelajaran dengan tatap maya dengan berbagai apliaksi tersebut, diharapkan mampu melaksanakan pembelajaran sekaligus mengembangkan nilai pendidikan karakter di masa tatap muka. Berdasarkan hasil dari angket yang telah terjawab, secara optimis nilai-nilai karakter islami masih dilaksanakan dengan penuh efektif, yakni masih terlaksana dan terjaga nilai etika/tata krama dengan dosen dan mahasiswa, melaksanakan tugas dan tanggung jawab perkuliahan dengan mengerjakan dan mempresentasekan tugas dengan baik serta kecerdasan dalam menggunakan teknologi yang sekaligus menjadi new culture dalam pembelajaran di masa pandemi saat ini.
Students’ Self-Efficacy in Science Learning based on Gender
Authors: Rahmadani Amalia , Jumadi Jumadi , Wilujeng Insih , Suyanta Suyanta , Afikah Adilah
Published: June 2023

This study aims to determine students’ self-efficacy in Science learning. In addition, this study also aims to determine whether there is a difference of students’ self-efficacy in Science learning according to gender. The research subjects were 34 students SMP Negeri 14 Yogyakarta consisting of 14 female students and 20 male students. The research instrument used is a questionnaire containing four indicators of self-efficacy in Science learning and 13 sub-indicators. The research analysis used is descriptive statistics and T-test. The results showed that the students' self-efficacy in Science learning is at a moderate level with a mean of 3.66. The mean in the female group is 3.68 (moderate) and the male group is 3.65 (moderate). The results of the T-test analysis showed that there is no difference in students’ self-efficacy in Science learning between groups of female and male students. The results of this study only contain a small sample, therefore it is hoped that there will be further research using a wider sample
Study of Physics Concepts in Cave Exploration Activities to Develop Physics Edupark Digital Book for Senior High School Students
Authors: Anwar Pratiwi Ineke , Rifai Hamdi , Ferdinal Ferdinal , Zulaikah Siti , Husna Husna , Lisa Tessa Destia Putri , Fitriani Dini
Published: June 2023

Even though the concept of physics is very important in daily activities, the cave exploration activities (caver and or cave tourists) are not based on of physics concepts. In addition, the teachers do not realize that through caves and it exploration activities can be used to learn the physics concepts. This research aims to study the physics concepts in caving activities where it used to develop of physics edupark digital books for senior high school students. This is preliminary research that part of research and development method by using the Plomp model where the study consists of teacher, student, and material potential analysis. This study has been resulting that many concepts while cave exploration activities. It can be used to lean the physics concepts then developing an Edupark physics digital enrichment book as a demand of the Merdeka’s Curriculum. The learning activities growth from the abilities of students who emphasize contextual learning where the students building meaningful understanding through learning and optimizing technology in learning
Usage of a Senggani Fruit Vinegar (Melastoma Affine D. Don), to Improve Feed Efficiency and Lower Blood Glucose Levels in Hyperglycemia white Rats (Rattus Norvegicus L.)
Authors: Safrida Safrida , Adinda Raissya , Muhibbudin Muhibbudin , Khairil Khairil , Asiah M.D , Ulhusna Fitrah Asma
Published: June 2023

Pancreatic beta cells may suffer harm as a result of hyperglycemia. This study examined the effect of Senggani fruit vinegar on blood sugar levels in hyperglycemic white rats. Conditions associated with hyperglycemia may result in an abundance of free radicals, a lack of antioxidants, and damage to pancreatic beta cells. One category of reactive oxygen species (ROS) are the free radicals produced by hyperglycemia. Because the senggani fruit's flavonoids have strong antioxidant properties, they can reduce blood sugar levels. Using a completely randomized design, which was divided into 6 treatments and 4 repeats, this research was applied to the experimental approach. The Variant Analysis algorithm was used to analyze the study's data (ANOVA). Blood glucose levels were among the variables measured. gathered information that explains how giving rats vinegar made from the senggani fruit lowers their blood sugar levels. It is evident that the administration of senggani fruit vinegar (Melastoma affine D. Don) has a positive impact on lowering blood glucose levels in hyperglycemia in white rats (Rattus norvegicus L.).
Growth and Body Composition of Spiny Lobster (Panulirus homarus) Reared with Short-Term Fasting
Authors: Sekartadji Pranawengrum , Ekawati Arning Wilujeng , Fadjar Mohamad
Published: June 2023

Slow growth rate tends to be a challenge in the cultivation of spiny lobster (P. homarus) because it impact on long rearing periods and high operational costs, especially for feeds. Short-term starvation or fasting has known to allow the minimum feed usage without inhibiting biota growth, also improves digestive function, reduces the amount of water-soluble nutrient metabolites, and reduces operational costs. Spiny lobster (P. homarus) measuring 50.0 ± 10.0 g was reared for 6 weeks in floating net cages. Lobsters were fasted at intervals of 1 fasting day/1 day of feeding, 1 fasting day/2 days of feeding, and fed daily. Survival, growth, and feed efficiency of spiny lobster (P. homarus) were analyzed. Higher growth rate and energy retention were found in spiny lobster (P. homarus) reared with short-term fasting system.  Lower FCR also found in the same rearing system. Spiny lobster (P. homarus) body content indicate its ability to store nutrient in mucle and hepatopancreas in order to adapt to starved condition. Short-term fasting can improve growth and feed efficiency in spiny lobster (P. homarus) cultivation
Ekploitasi Anak Dibawah Umur Oleh Orang Tua Sebagai Pengemis Jalanan di Kota Mataram
Authors: Anugraha Zakaria , Suryanti Ni Made Novi , Suud Suud
Published: June 2023

ABSTRAK

Penelitian ini memiliki tujuan guna melakukan deskripsi: (1) Bentuk eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram (2)Faktor-faktor yang mempengaruhi eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram,(3) Dampak eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram. Penelitian ini menerapkan pendekatan kualitatif dengan metode studi kasus. Teknik penggumpulan data pada penelitian ini dengan menerapkan wawancara semi terstruktur, observasi nonpartisipan serta dokumentasi. Selanjutnya, data dilakukan analisis dengan tahapan reduksi, penyajian, serta penarikan kesimpulan. Hasil penelitian ini menemukan (1) Bentuk eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram yaitu: (a) Eksploitasi fisik; (b) Eksploitasi sosial. (2) Faktor-faktor yang mempengaruhi eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram yaitu; (a) Faktor Ekonomi; (b) Faktor Lingkungan.(3)  Dampak eksploitasi anak selaku pengemis jalanan oleh orangtua di Kota Mataram yaitu: (a) Mengganggu ketertiban lalu lintas; (b) Membuat resah pengguna jalan; (c) Menumbuhkan sikap ketergantungan; (d) Anak mengalami sakit fisik dan bermasalah disekolah

Kata Kunci: Eksploitasi Anak Sebagai Pengemis, Bentuk Eksploitasi,Faktor Eksploitasi, Dampak Eksploitasi Anak
Pernikahan Dini dan Kesehatan Reproduksi Perempuan di Desa Dasan Lekong Kecamatan Sukamulia Kabupaten Lombok Timur
Authors: Zalilah Siti rohmi , Syafruddin Syafruddin , Suryanti Ni Made Novi
Published: June 2023

Tujuan penelitian ini untuk : 1)  mengetahui faktor yang penyebab pernikahan pada usia dini; dan 2) mengetahui dampak pernikahan usia dini terhadap kesehatan reproduksi perempuan. Penelitian ini menggunakan pendekatan penelitian kualitatif dengan metode studi kasus. Proses pengadaan data dilakukan dengan observasi, wawancara, dan dokumentasi. Penelitian ini menggunakan analisis data kualitatif dengan menggunakan tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa faktor penyebab pernikahan usia dini yaitu, 1) pendidikan, 2) adat, 3) lingkungan keluarga. Adapun dampak pernikahan usia dini tehadap kesehatan reproduksi perempuan yaitu rendahnya edukasi mengenai kesehatan reproduksi perempuan disebabkan oleh pendidikan masyarakat yang rendah sehingga menyebabkan terjadinya Polycystic Ovary Syndrome (PCOS) dan Infeksi Menular Seksual (IMS).
A Three-Year Review of Birth Weight Pattern Among Term Deliveries in Bowen University Teaching Hospital, Ogbomoso, Nigeria
Authors: Ogunlaja OA , Bakare TY , Bobo T , Ogunlaja IP , Fawole AA , Olasinde Y
Published: June 2023

Background: Birth weight is a commonly used indicator of newborn maturity and health and a reliable predictor of postnatal survival. There is a need to determine the birth weight pattern and maternal factors that influence the birth weight in babies delivered at term.
Objective: To determine the birth weight pattern and maternal factors influencing the birth weight of babies delivered at term.
Methods: In this retrospective, descriptive study, the hospital records of all pregnant women who had childbirth at term in Bowen University Teaching Hospital (BUTH), Ogbomoso, Nigeria, from 01 January 2018 to 31 December 2020, were retrieved. Data on birth weight and maternal obstetric factors were retrieved for analysis.
Results: The mean age of the mothers was 30.52 ± 5.23 years. A total of 1072 deliveries were recorded during the study period. These consisted of 580 (54.1%) males and 492 (45.9%) females, with a male-to-female ratio of 1.18:1. The caesarean section rate was 37.7%. The mean birth weight was 3.15±0.56 kg, and male babies had a higher mean weight (3.186±0.535kg vs 3.14±0.493kg). Normal birth weight (NBW) was recorded among 90.3%, while low birth weight (LBW) and high birth weight (HBW) were 6.7% and 3.0%, respectively. Only maternal comorbidities (p = 0.0001) and number of gestation (p = 0.0001) were significantly associated with birth weight.
Conclusion: Maternal and foetal factors influenced the birth weights of the babies. Implementing measures to minimise the risk of delivering babies with abnormal birth weights is essential to improve newborn survival.
İbn Rüşd’de İrade Teorisi ve İrade-Siyaset İlişkisi
Authors: AKGÜN Tuncay
Published: June 2023

İbn Rüşd’ün irade kavramına yüklediği anlam teolojisini, ontolojisini, epistemolojisini, ahlâk felsefesini ve üzerinde duracağımız siyaset felsefesini etkilemiştir. İradenin kaynağının ne olduğu ya da özgürlükle olan ilişkisinin ne olduğu sorusundan sonra belki de onun en önemli boyutu pratik/eylem ile doğrudan ilişkili olmasıdır. Pratik boyut bireysel planda ve toplumsal planda karşımıza çıkmaktadır. Bireysel planda daha ziyade ahlâk temelinde tartışılan iradenin toplumsal boyutta ilişkili olduğu en önemli konu ise siyasettir. Gerek İslâm dünyasında gerek Batı’da filozofların siyaset ile ilgili felsefî yapıtlar ortaya koymaları felsefenin toplumdan kopuk bir alan olmadığını gösteren önemli bir işarettir. Aslında siyaset, değer alanının temel sorusu olan “Nasıl mutlu olabilirim?” sorusunun “Nasıl mutlu olabiliriz?” şeklinde toplumsal düzeyde sorulduğu ve cevabının arandığı bir alandır. Makalede İbn Rüşd’ün irade anlayışı, irade ile siyaset arasında kurduğu ilişki ve siyaset felsefesindeki temel görüşleri Siyasete Dair Temel Bilgiler isimli tercüme şerhi merkeze alınarak ortaya konulacaktır. İbn Rüşd genel metodolojisinin siyaset felsefesinde de uygulamıştır. Bu metodoloji de göze çarpan ilk şey hakikat olduğu iddia edilen bilginin ne tür bir bilgi olduğunun sorgulanmasıdır. Bu bilgi ‘burhanî’ (kesin kanıta dayalı) bilgi olmalıdır. Yine onun metodolojisinde öne çıkan diğer bir önemli unsur nedenselliktir. Gerek pozitif bilimlerde gerekse sosyal bilimlerde neden-sonuç ilişkisini gözeten İbn Rüşd, bu anlamda rasyonellik ve bilimsellik ilkesini sürekli göz önünde tutmuş ve siyaset felsefesini de bu temel ilkeler çerçevesinde oluşturmuştur. İbn Rüşd, metafizik temelli bir siyaset felsefesi benimsememiştir. Siyaset ona göre dünya ile ilgili olan ve insanların bu dünyada mutlu yaşayabilmelerini tayin ve temin eden bir bilimdir. Bu yüzden siyaset akıl ve irade temelinde oluşturulmalıdır.
Tevhidin Ulûhiyyet, Rubûbiyyet ve İsim-Sıfat Şeklinde Tasnifinin Tarihî Süreci ve Kritiği
Authors: AKIN Murat
Published: June 2023

Kelâm ilmi kaynaklarında tevhid bahsi, Allah’ın varlığı ve birliği etrafında şekillenmektedir. Zamanla tevhidin ulûhiyyet, rubûbiyyet ve isim ve sıfat şeklinde kısımlara ayrılarak incelendiği; içerik bakımından ise klasik kaynaklardan farklılaştığı görülmektedir. Her ne kadar tevhid konusu izah edilirken ulûhiyet ve rubûbiyyet gibi kavramlar ilk dönemlerden itibaren kaynaklarda geçse de sistematik olarak söz konusu kavramları tevhidin alt başlıkları halinde ilk defa ele alan kişinin İbn Teymiyye (ö. 728/1328) olduğu ifade edilmektedir. Ondan sonra bu şekilde tasnifler yapılarak tevhidin incelenmesi özellikle Selefî anlayış tarafından devam ettirilmektedir. Tevhidin bu şekilde kısımlara ayrılarak izah edilmesi, teolojik açıdan aykırı fikirlerin doğmasına sebep olmuş ve tevhid, itikadî bir mesele olmaktan çıkıp sosyal hayatı etkilemiştir. Başka bir ifadeyle bu anlayış, tevhidin sınırlarını itikadî sahanın dışına çıkararak amelî boyutu da tevhidin içeriğine dâhil etmiştir. Böylelikle amelî yönden eksiklikler itikadî açıdan tekfir edilmeye sebep olmuştur. Öyle ki toplumda bazı insanları ve özellikle de inananları ayrıştırıcı, dışlayıcı ve ötekileştirici olumsuz tesirleri söz konusu olmuştur. Bu tür yaklaşımların dayandırıldığı teolojik zeminin ise tevhidin ulûhiyyet ve rubûbiyyet şeklinde kısımlara ayrılması olduğu görülmektedir. Oysa tevhid, Allah’ın varlığına ve birliğine imanı gerektirdiği gibi; barış, güven ve birlik temelinde tüm insanlara saygı ve merhametle davranmayı da gerektirmektedir. Bu düşünceler etrafında çalışmamızda öncelikle tevhidin ulûhiyyet, rubûbiyyet ve isim ve sıfat şeklinde tasnif edilmesinin tarihi süreci ele alınacak ve daha sonra kelâm ilmi açısından kritiği yapılmaya çalışılacaktır.
Muhammed Ziyâeddin Taşkesânî (Taşkesenli) ve Sarf Risâlesi
Authors: ESİN Mehmet Nezir
Published: June 2023

Arapça, kelime hazinesi ve gramer açısından geniş bir dildir. Cahiliye döneminde Arapların şehir hayatından ziyade göçebe/bedevi bir hayat yaşamalarının bir sonucu olarak yazı geleneği tam anlamıyla gelişim göstermemiştir. Bu nedenle Arapça söz varlığı temelde sözlü (şifâhî) ve işitsel (semâî) kültüre dayanmaktaydı. Bu durum Arapçanın asli yapısını büyük ölçüde korumaya bir vesile teşkil etmekteydi. Ancak İslam fetihleriyle toprakların genişlemesi neticesinde bir taraftan diğer dillere karşı Arapçayı koruma öbür taraftan ise yeni Müslüman olan kavimlere Arapçayı öğretme gibi amillerden dolayı tedvin faaliyeti erken dönemlerde başlamıştır. Tedvin edilen kurallar, zamanla konularına göre müstakil birer ilim haline gelmeye başlamıştır. Bu ilimlerden biri de Arap dilinin kelime yapısını inceleyen sarf ilmidir. Sarf ilmi, dilin temel bileşenleri olan kelimeleri incelediğinden ilk dönemden itibaren dilcilerin ilgi odağı olmuş ve bu alanda birçok eser kaleme alınmıştır. Söz konusu eserlerden bir tanesi de son dönem Osmanlı ulemasından Muhammed Ziyâeddin Taşkesânî’nin (ö. 1914) Kitâbu sarfin sağîrin adlı risâlesidir. Bu çalışmada öncelikle sarf ilmi hakkında kısaca bilgi verildikten sonra müellifin hayatı, eserleri, Kitâbu sarfin sağîrin adlı risâlesi ve bu risâlede takip ettiği yöntemin yanı sıra risâlenin muhtevası ve sarf ilmine katkısı incelenmiştir. Çalışmanın sonunda da el yazması eserin tenkitli neşrine yer verilmiştir. Neşirde Diyanet Yazma Eser Kütüphanesi, nr. 6513-I’deki mecmua içerisinde bulunan mevcut tek nüshası esas alınmıştır.
Hz. İbrâhim’in Kurbanlık Oğlu Meselesi
Authors: EFE Zekeriya
Published: June 2023

Hz. İbrâhim (as), tevhit inancını yaymak için başta Bâbil hükümdarı Nemrut olmak üzere pek çok kişiyle mücadele etmiş, hayatı bu mücadeleler içerisinde geçmiş, yaşamı boyunca nice imtihanlarla karşı karşıya kalmıştır. Bunlardan birisi, belki de en zor olanı da oğlunu kurban etme emrini alması, yani zebîh meselesiyle imtihan olmasıdır. Zebh, kurban etmek, kesmek anlamına gelirken zebîh ise kurbanlık, kurban edilen/kesilen anlamına gelmektedir. Zebîh (أَذْبَحُكَ/seni kurban ediyorum) ifadesi şeklinde Kur’ân’ı Kerim’de Hz. İbrâhim’in kurban etmek için kesim yerine götürülen oğlu için kullanılmaktadır. Bu olayın gerçekleşmiş olması şüphesiz bir hakikattir. Ancak oğlun kim olduğu ise tartışılmaktadır. Bu nedenle bu konu bu çalışmada araştırılarak kurbanlık oğlun hangi oğul olduğu ortaya konulmaya çalışılmıştır. Kur’ân’ın Saffât sûresinde ifade edilen zebîh meselesinin öne çıkan iki adayı vardır. Adaylardan ilkini İsmâil (as) oluştururken diğer tarafını ise kardeşi İshak (as) oluşturmaktadır. Yine bu çalışmada aynı zamanda babaları tarafından kurban edilme emrini aldıktan sonra emre itaate önem veren, bu emre muhatap olduğu için annesinin üzülmesinden endişe duyan oğulun bu iki oğuldan hangisinin olduğunu ortaya çıkarmak amaçlanmıştır. Kur’ân’ın ilgili âyetleri incelenmiş ve konu ile ilgili literatür taraması yapılmış, bu tarama sonucu kaynaklar tespit edilmeye çalışılmıştır. Yaşanmış bu öykünün önemini vurgulayan muhaddis ve müfessirlerin yorumlarına başvurulmuş, tarama yapılırken sadece İslâmî kaynaklarla yetinilmemiş, bu konu hakkında Ehl-i Kitap dediğimiz diğer din mensuplarının kaynakları incelenerek bu konu hakkındaki görüşlerine de değinilmiştir.
Varoluşun Tınısı: Modernite ve Yaşama Sanatının Yitimi, Adem İnce
Authors: BAYRAK Vahide Nur
Published: June 2023

İnsan yaratılışı itibariyle hem çevresini etkileyen hem de çevresinden etkilenen bir varlık olmuştur. İnsanın çevresinden etkilenen bir varlık olması hasebiyle içinde yaşadığı ve içerisinden geçtiği dünyanın dönemlerinden de etkilenmesi kaçınılmazdır. Nitekim küreselleşme ile dünyayı etkisi altına alan modernite insanı merkezi bir konuma taşımış fakat bu esnada da insana has özelliklerin yitimine sebep olmuştur. İncelediğimiz kitabımız da insanın bu savruluşunu ele almaktadır. Yazar kitabın ortaya çıkış serüvenini; ‘‘modernite ile şekillenmiş olan geç modern dünyanın hâlihazırdaki sorunları karşında neleri yitirdiğimizi İslâmî bir yaklaşımla yeni bir kavramsallaştırma’’ üzerinden ele alma çalışması olarak ifade etmektedir. Aynı şekilde incelediğimiz kitapta tını kavramının yeni bir analizi yapılarak literatüre katkı sağlanmaktadır. Ayrıca ele alınan konular açıklanırken sık sık benzetmelere yer verilmektedir. Kitabın devamında ise tını yitimine bağlı 10 başlık altında farklı yitimlerden söz edilmektedir. Toplamda 231 sayfadan oluşan kitap açıklayıcı ve konuyu irdeleyici bir üsluba sahiptir. Nispeten kelime tahlillerine çok girilmiş olsa da okuyucuyu kitabın son sayfasına kadar sürüklemektedir.
TINJAUAN HUKUM POSITIF DAN EKONOMI SYARIAH TERHADAP JUAL BELI TANAH TANPA AKTA TANAH DI DESA SANA LAOK KEC. WARU KAB. PAMEKASAN
Authors: Lillah Moh Fad , Suhartono Suhartono
Published: June 2023

Certificate of land rights as a strong means of proof against land registration. The guarantee of legal certainty to holders of land rights is accommodated in Law Number 5 of 1960 concerning Agrarian Principles and further regulated in Government Regulation Number 24 of 1997 concerning Land Registration. With the existence of a land certificate, it becomes strong in its ownership and becomes proof if asked to have a dispute over the land This study aims to explore the practice of buying and selling land without a land certificate and interpreting the practice of buying and selling land without a deed with a review of Islamic Economic Law. The type of research conducted by researchers is a type of field research using a phenomenological approach, data collection techniques are obtained by seeking answers about the meaning of a phenomenon while data analysis techniques are obtained by completely describing the phenomena experienced by the research. subject. The results of this study can be concluded that according to Islamic law buying and selling land without land certificates in Sana Laok Village is said to be valid and in accordance with Islamic law even though there is no evidence (certificate) because no one feels a loss. In accordance with the Qur'an (Q.S. Al-Baqarah [2]: 275), which explains that Allah has justified buying and selling and forbidding usury, and the Qur'an (Q.S. An Nisa [4]: 29), and there is no coercion and both sellers and buyers love each other suma or willingly even though there is no evidence (deed) and are honest with each other, because honest people will be in the hereafter with the prophets, martyrs and shiddiqin.Keywords: Positive Law Review, Islamic Economic,Buying And Selling land
PROGRESIVITAS PENGELOLAAN DAN PENGEMBANGAN WAKAF UANG DI INDONESIA
Authors: Etihed Sudirman , Zainab Zainab
Published: June 2023

In comparison to other Islamic nations, Indonesia has a very high cash waqf potential because the majority of its citizens are Muslims. Waqf is a way of goodness in Islam and has numerous virtues, hence it has a huge potential for growth. Indonesians are still competing to donate their best assets for waqf for both social and religious reasons. The large potential of the waqf must be followed by good management and development as well. This research uses descriptive analytical method with a qualitative approach. The findings of this study indicate that the potential for cash waqf will continue to increase along with the number of Indonesian Muslim population which is estimated to reach 237.56 million people, and to maximize the potential for cash waqf can be done by investing waqf funds in LKS products and/or Islamic financial instruments . Then the distribution of the profits from the cash waqf will be distributed toexcuse me This can be done with direct community development and empowerment programs managed by Nazhir waqf. or it can also be distribution of profits from cash waqf investments by carrying out community development and empowerment programs through partnerships with other empowerment institutions that meet institutional and professional eligibility criteriaKeywords : Cash Waqf, Nazhir, Development
Problematika Penerapan Mudharabah Mutlaqah di BMT UGT Nusantara Capem Blega Bangkalan
Authors: Hakim Edi Lukman
Published: June 2023

AbstractBMT Nusantara Blega Bangkalan Branch is one of the Islamic financial institutions that runs its business with a profit-sharing system without usury. One of the products is mudharabah mutlaqah financing. The fact shows that public interest in mudharabah mutlaqah financing is still very minimal. This research uses a qualitative approach with a case study approach. The research results are known. First, Mudharabah mutlaqah BMT Nusantara Financing for the Blega Bangkalan Branch did not run smoothly, this was caused by a lack of understanding of entrepreneurs in Blega village regarding the BMT mechanism and its products, to overcome this problem BMT UGT Nusantara implemented a solution in the form of understanding for entrepreneurs who did not understand the mudharabah financing mechanism mutlaqah, this aims to eliminate the negative stigma of entrepreneurs in Blega village related to this financing. The settlement of mudharabah mutlaqah financing problems is also accompanied by risk management by BMT UGT Nusantara, this aims to prevent similar problems in the futureKeywords: Problematics, Mudharabah Mutlaqah Financing, BMT UGT
Ympäristönsuojelulaki vuotaa: turvekiista tunnustuskamppailuna
Authors: Möttönen Sakari , Salo Miikka , Litmanen Tapio , Konttinen Esa
Published: June 2023

Tutkimme Keski-Suomessa pitkään jatkunutta turvekiistaa selvittämällä kyselyllä ja haastatteluilla kansalaisten käsityksiä turvetuotannosta ja sen vesistövaikutuksista. Tutkimuksemme osoittaa, että poliittis-hallinnollinen järjestelmä ei ole kyennyt täyttämään ympäristönsuojelulain tavoitetta turvata kansalaisille terveellinen ja viihtyisä ympäristö ja parantaa kansalaisten mahdollisuuksia vaikuttaa ympäristöä koskevaan päätöksentekoon. Lailla ei ole edellytyksiä säännellä kaikkia niitä luontoa hyödyntäviä toimintoja, joiden kansalaiset kokevat saastuttavan vesiympäristöään. Tämä puute näkyy esimerkiksi turpeennoston kaltaisissa toiminnoissa, jotka aiheuttavat vesistöjen hajakuormitusta eri paikoista ja eri tavoin. Maaseudun asukkaat pitävät epäoikeudenmukaisena sitä, että heidän vesiympäristöään saastutetaan, jotta kaupunkeihin saadaan halpaa lämpöenergiaa. Epäoikeudenmukaisuuden tunne johtuu seuraavista tekijöistä: (1) Viranomaiset perustavat vesien tilan arvioinnin tieteelliseen ja tekniseen tietoon ja sulkevat pois ristiriitaiset tiedot ja kansalaisten kokemukset. (2) Vesien pilaantumisesta kärsiviä ihmisiä ei tunnusteta turpeenottoa koskevan sääntelykehyksen osallistujiksi. (3) Kansalaisiin vaikuttaa viranomaisten ja poliitikkojen välinpitämättömyys vesien tilasta kärsivien ihmisten huolia kohtaan. (4) Ihmisten välittömään ympäristöön liitettyjä kulttuurisia ja sosiaalisia arvoja ei pidetä merkityksellisinä turpeenottoa koskevassa sääntelykehyksessä. Turvekiistan analyysi paljastaa tarpeen parantaa deliberatiivisen demokratian toimintaa ympäristöhallinnossa.
Nitel araştırmalarda araştırmacının rolü ve araştırmacı günlükleri
Authors: Fındıklı Selda , Saygın Emine Pınar
Published: June 2023

Nitel araştırmaların çoğalmasıyla beraber nitel araştırmacının sorumluluklarının da vurgulanması gündeme gelmektedir. Nitel araştırmacının nicel araştırmacıdan farklı rol ve sorumluluklara sahip olması beklenmektedir. Nitel araştırmanın etkin ve yararlı olması büyük ölçüde araştırmacının becerisine bağlıdır. Çünkü nicelden farklı olarak nitel araştırmalarda; araştırmacı sadece veri toplayıp çeşitli yöntemlerle analiz edip raporlama yapmamakta; araştırmanın kurgusuna dahil olup, empati kurmakta kimi zaman katılımcılarla beraber olay ve olguları deneyimlemekte ve bu sayede kazandığı bakış açısıyla sonuçları yorumlamaktadır. Araştırmacı günlüklerinin önemi tam da bu noktada ortaya çıkmaktadır. Araştırmacı, veri kaynağı ve kendisini bir üst bakışla değerlendirme kanalı olarak araştırmacı günlüklerini kullanabilmektedir. Günlüklerin, araştırma sürecinin nasıl yaşandığının bir anlamda içsel sunumunu ortaya koymaları bakımından sürece ve ürüne yönelik katkıları bulunmaktadır. Araştırmacı, çalışmasının bağlamını yansıtabilmek adına günlüğündeki alıntıları kullanarak yaşanılanların aktarımında projeksiyon görevini gerçekleştirirken; günlüğün geçmişe yönelik analize tabi tutulabilecek ürün olması önemli bir yardımcıdır. Araştırmacı günlükleri betimsel detayları yansıtmasının ötesinde, nitel araştırmalarda önemli olan “inandırıcılık” kavramının sağlanmasında da çok önemli bir veri kaynağıdır. Bu araştırmada nitel çalışmalarda araştırmacı günlüklerinin önemi ve gerekliliği tartışılmaktadır.
Plato’s Academy and the “Roman Market”: A Case Study in “Humanities Education” During Times of Crisis or Recession
Authors: Wick David Philip
Published: June 2023

The innovative (and sometimes painful) story of Athens’ self-transformation from a self-defined and self-confident independent city-state to a culture-market and service economy that discovered it could thrive best by selling its heritage to others is one I have written on in the past from a number of angles. To the elite of Athens, both community leaders and leaders in the city’s culture, the most poignant stories may have been those of the city’s schools, in particular the school that defined (for traditionalists who were not themselves philosophers) what “Athenian philosophy” meant: the Academy, the school of Plato. I should like in this short study to follow the leaders, the ‘scholarchs’ of that school – all of them ‘working philosophers’ as well as what we would call administrators – who successfully adapted it to survive through, and draw on the clientele of, the last three generations or so of the Roman Republic. I should like to see if these behaviors and characters – and they, while they do not always fit what we expect from a classical philosopher, make more sense if understood by the school’s ‘driving clientele,’ and finally what sort of story this adds up to.
Distribution and Nature of Bioethical Research by Mediterranean Authors on the Example of the Croatian Bioethical Journals
Authors: Eterović Igor , Guć Josip
Published: June 2023

Taking the basic goals of the scientific project “EUROBIOMED” (Croatian Science Foundation, HRZZ IP-2020-02-7450) as a starting point, the research investigates an important segment of bioethical production by Mediterranean authors. All main Croatian journals officially dedicated to bioethical research are taken into consideration as a corpus of research: Jahr – European Journal of Bioethics, Synthesis philosophica, and Filozofska istraživanja (Philosophical Investigations). Methodologically, only scientific and professional articles are taken, the criteria for defining articles as “bioethical” were given by leaning on bibliometric characteristics, and the considered approaches for content analysis were presented. Three dimensions are analysed. First, the research reveals all Mediterranean countries from which bioethical authors come. Second, topics that are represented in those works are described and categorized under mentioned methodological criteria. Third, the methodology applied in those articles is critically analysed and debated in the mentioned project’s framework. Apart from the distribution of authors from Mediterranean countries, the results have broader significance for the issues of representation of Mediterranean topics and methodology concerning bioethics in general, and, indirectly, say much about the relevance of all three mentioned journals in this context, i.e. their place and significance in the bioethical dimension of enriching and contributing to the Mediterranean Studies. Keywords: bioethics, Mediterranean, Croatia, journals, content analysis, Mediterranean studies, EUROBIOMED project
Analisis Komparasi Tiang Pancang dan Tiang Bor pada Gedung FEB UPN Veteran Jatim
Authors: Asih Nur Sukma , Solin Dian Purnamawati , Kartini Wahyu
Published: June 2023

Recently, have been applied widely in infrastructure in Indonesiam especially if the new building was built around another building. Therefore, bore pile is considered the most suitable for this case. In this research,  the pile which ere previously in existing condition as group drilled piles were modified into single bore pile. The result of this study indicate that the use of single borepile is considered very safe in terms of bearing capacity, deflection and settlement
Pemetaan Ancaman Bencana Banjir di Kecamatan Indra Makmur Kabupaten Aceh Timur Provinsi Aceh
Authors: Fadhlurrahman Rofif , Siswoyo Hari , Asmaranto Runi
Published: June 2023

Persoalan bencana banjir sering kali melanda Kecamatan Indra Makmur. Hujan intensitas tinggi disertai pendangkalan sungai mengakibatkan meluapnya sungai di Kecamatan Indra Makmur. Tujuan dilakukannya penelitian ini adalah untuk menilai indeks ancaman banjir dan memetakan sebarannya di lokasi penelitian. Nilai indeks ancaman banjir ditentukan berdasarkan tiga parameter yaitu kemiringan lereng, tutupan lahan, dan curah hujan yang berpedoman pada metode SNI:8197 dengan modifikasi parameter curah hujan berupa hujan rancangan kala ulang 50 tahun sesuai metode PUPR. Selanjutnya indeks ancaman banjir akan dipetakan sebarannya secara spasial di lokasi penelitian. Akurasi peta ancaman banjir ditentukan melalui validasi dengan membandingkan hasil model dan historis ketinggian banjir dalam 5 tahun terakhir menggunakan matriks konfusi. Hasil kajian ancaman banjir di lokasi penelitian didominasi kawasan dengan kelas ancaman sedang hingga tinggi. Validasi model ancaman banjir di lokasi penelitian memberikan hasil akurasi sebesar 83.33% dimana tingkat akurasi antara model dengan data historis lapangan baik. Hasil pemetaan ancaman banjir dapat digunakan sebagai rekomendasi untuk menentukan arahan mitigasi bencana banjir di lokasi penelitian.
Construction of eco-crossing on traffic roads in areas of preserved nature
Authors: Šukurica Elma , Đukanovic Jovana
Published: June 2023

With the implementation of the project "Reconstruction and modernization of the main road M-18 Podgorica-Danilovgrad", which was financed by the EBRD, an upgrade and reconstruction of the 15 km long section was carried out. In this project, which included: widening of the road from 2 to 4 lanes, reconstruction of bridges, construction of new roundabouts and installation of water drainage systems, special attention was paid to environmental protection. As the section of the road is located within a key biodiversity area, during the preparation of the project numerous biodiversity studies have been carried out, all in accordance with domestic and international standards in the field of environment. During construction, numerous environmental protection measures were implemented, and one of them is the construction of an eco-crossing for animals that will enable the safe crossing of animals from one side of the road to the other. These are alternative crossings over or under major roads, in areas of preserved nature, which aim to disrupt the way of life of wild animals as little as possible and prevent their extermination, i.e., to contribute to species conservation. In addition to this, fenced openings are left on the dividing island so that the animals have enough natural light. The goal of this report is to show that, with the adaptation of the project solution, the ecological value of the project area was preserved, and that this example of adapting the road to its living space represents a successful campaign in raising environmental awareness.
KEBIJAKAN PENDAPATAN DAN KEBIJAKAN BELANJA EKONOMI ISLAM
Authors: Sumirah R.R. Dhewi Putri Ayu
Published: June 2023

Kebijakan pendapatan ekonomi islam mencakup pendistribusian yang adil, menghindari riba (bunga) dan ikut berpartisipasi dalam pemilikan dan pengelolaan modal oleh warga masyarakat, termasuk menciptakan lingkungan yang kondusif untuk pemilikan kembali aset.Kebijakan belanja ekonomi Islam berfokus pada pembangunan kesadaran berbelanja dan mengajarkan nilai-nilai akhlak yang terkait dengan berbelanja, seperti mengingatkan masyarakat untuk mengeluarkan dana dengan bijaksana.
Pondok Pesantren sebagai Basis Pencetak SDM Ekonomi Islam yang Berkualitas
Authors: Fitri Rati Saktia
Published: June 2023

Indonesia merupakan salah satu negara yang memiliki kemampuan dalam pengembangan sistem ekonomi Islam. Dalam proses tersebut, diperlukan adanya peranan yang efektif dalam mengembangkan ekonomi Islam secara merata dan berkelanjutan serta adanya proses internalisasi nilai-nilai ekonomi Islam kepada seluruh masyarakat, khususnya generasi muda sehingga terciptanya SDM yang berkualitas dalam memajukan sistem perekonomian Islam.Pondok pesantren di Indonesia memiliki peran yang besar dalam proses edukasi dan internalisasi nilai-nilai ekonomi Islam. Dimana pengajaran tersebut sangat mumpuni apabila diajarkan di lingkungan pondok pesantren.Karya tulis ini menggunakan pendekatan kualitatif yang disusun dengan menggunakan metode pengumpulan data dari berbagai sumber kepustakaan serta studi kasus. Subjek dalam penelitian ini adalah pondok pesantren di Indonesia secara umum.Penulisan karya tulis ini akan membahas mengenai (1) Apa saja nilai-nilai ekonomi Islam yang merupakan dasar pengembangan ekonomi Islam? (2) Bagaimana proses internalisasi nilai-nilai ekonomi Islam yang sempurna di pondok pesantren? (3) Apa saja dampak dari proses internalisasi yang sempurna?Hasil dari penelitian karya tulis ini adalah (1) Nilai-nilai ajaran ekonomi Islam terdiri dari lima nilai dasar ysng bersifat universal dan komprehensif, yaitu nilai ketuhanan (tauhid), nilai keadilan (‘adl), nilai kenabian (nubuwwah), nilai pemerintahan (khilafah), serta nilai hasil (ma’ad). (2) Internalisasi nilai-nilai ekonomi Islam akan sempurna apabila proses yang dilakukan menyeluruh dan berkelanjutan, selain ada proses penanaman nilai-nilai, teori, juga disertai pengaplikasian di lingkungan internal maupun eksternal pondok pesantren. Proses tersebut mencakup a) Melakukan pembaharuan sistem pendidikan yang ada agar lebih mengenal nilai-nilai ekonomi Islam. b) Pembentukan organisasi ekonomi Islam dalam sistem pendidikan. c) Pembentukan jaringan koperasi dan BMT di lingkungan internal dan eksternal pondok pesantren. (3) Dampak dari internalisasi tersebut ialah mencetak SDM ekonomi Islam yang berkualitas, akademisi ekonomi syariah yang berkompeten, serta praktisi ekonomi Islam yang berkomitmen tinggi memegang teguh nilai-nilai ekonomi Islam.
X-ray-Guided Radiofrequency Ablation for Liver Cancer
Authors: Asad Abbas Kamran Khan
Published: June 2023

X-ray-guided radiofrequency ablation (RFA) is an effective minimally invasivetreatment option for liver cancer. This technique involves the use of X-ray imaging guidance toaccurately deliver thermal energy to the tumor, resulting in tumor destruction. In this paper, weprovide an overview of X-ray-guided RFA for liver cancer, including its principles, procedure,and clinical outcomes. We also discuss the advantages and limitations of this technique andhighlight its role in the management of liver cancer
Strategi bmt dalam mengentaskan kemiskinan
Authors: FAJAR
Published: June 2023

Cara bmt mengentaskan kemiskinan di masyarakat
DETERMINATION OF INTER-WELL SPACE CONDUCTIVITY USING NEW DIAG-NOSTIC METHODOLOGY
Authors: Isazade Namig
Published: June 2023

Existing methods of hydrodynamic research have been analyzed, in particular methods of inter-wellbore space detection and their main drawbacks have been determined. The article presents a new method of productive horizon detection using electroparamagnetic resonance signal from mag-netic com-posit containing spinning macroheterocycle which characterizes the presence and/or ab-sence of cross-flow in the interwell space of fluid injected to the drilling area through the pumping wells. The received information about the waterflooded formation state and degree of its drainage is the base for determination of more preferable location coordinates of additional injection wells in the field development grid. The above-said studies prove the efficiency of the suggested method and are expected to contribute greatly to cost reduction while drilling the wells.Keywords: waterflooding, formation detection, electroparamagnetic resonance, magnetic compo-site, interwell flow.
FCRL3 is a differentially expressed gene in brain metastatic human breast cancer.
Authors: Mamoor Shahan
Published: June 2023

Metastasis to the brain occurs in a significant fraction of patients with breast cancer (1-3). We mined published RNA-sequencing and microarray data (4, 5) to compare primary and metastatic tumor transcriptomes for the discovery of genes associated with brain metastasis in humans with metastatic breast cancer. We found that Fc receptor like 3, encoded by FCRL3, was among the genes whose expression was most different in the brain metastases of patients with metastatic breast cancer as compared to primary tumors of the breast. FCRL3 mRNA was present at decreased quantities in brain metastatic tissues as compared to primary tumors of the breast. Expression of FCRL3 in primary tumors was correlated with patient overall, distant metastasis-free, and recurrence-free survival. Modulation of FCRL3 expression may be relevant to the biology by which tumor cells metastasize from the breast to the brain in humans with metastatic breast cancer.
Improvement of Library Facilities as a Place for Literacy for SDN 2 Jaten Students
Authors: Rochman Kurniawan Nur
Published: June 2023

This study aims to determine the condition of the library at SDN 2 Jaten. As its function, the library is used as a place for student literacy. A good library should have adequate facilities, starting from spatial planning, book collections, and other supporting infrastructure for student learning such as learning media or visual aids. The results showed that the library conditions at SDN 2 Jaten were inadequate. In terms of spatial planning, the library room is instead used as a classroom. From the book collection, the majority of books in the SDN 2 Jaten library are textbooks containing subject matter from several past curricula. In addition, there are books and teaching aids in damaged or unkempt condition. Retrieval of data using observation techniques, interviews and documentation. By implementing three stages, namely the preservation, conservation, and restoration stages, library repairs can be fulfilled. As a result, the library can be reused as it should be, namely as a place for students to study and facilitate students when carrying out literacy activities.
LAPTM4B is a differentially expressed gene in brain metastatic human breast cancer.
Authors: Mamoor Shahan
Published: June 2023

Metastasis to the brain occurs in a significant fraction of patients with breast cancer (1-3). We mined published RNA-sequencing and microarray data (4, 5) to compare primary and metastatic tumor transcriptomes for the discovery of genes associated with brain metastasis in humans with metastatic breast cancer. We found that lysosomal protein transmembrane 4 beta, encoded by LAPTM4B, was among the genes whose expression was most different in the brain metastases of patients with metastatic breast cancer as compared to primary tumors of the breast. LAPTM4B mRNA was present at increased quantities in brain metastatic tissues as compared to primary tumors of the breast. Expression of LAPTM4B in primary tumors was correlated with patient overall, distant metastasis-free and recurrence-free survival. Modulation of LAPTM4B expression may be relevant to the biology by which tumor cells metastasize from the breast to the brain in humans with metastatic breast cancer.
MRI Techniques for Evaluating Response to Cancer Treatment
Authors: Asad Qureshi Liaqat Sial
Published: June 2023

Magnetic resonance imaging (MRI) has become an indispensable tool in cancer management,providing valuable information for evaluating the response to treatment. This paper reviews thevarious MRI techniques used to assess treatment response in cancer patients. It explores the roleof functional MRI, diffusion-weighted imaging (DWI), dynamic contrast-enhanced MRI (DCEMRI), and magnetic resonance spectroscopy (MRS) in monitoring treatment effects. Additionally,the challenges and limitations associated with these techniques are discussed. Understanding thecapabilities and limitations of MRI techniques for evaluating response to cancer treatment isessential for optimizing patient care and improving treatment outcomes
Diagnostic Applications of MRI in Abdominal Cancer Imaging
Authors: Farat Nawaz Saeed Koser
Published: June 2023

Magnetic Resonance Imaging (MRI) has emerged as a valuable diagnostic tool in the imagingevaluation of abdominal cancers. With its excellent soft tissue contrast and multiplanar imagingcapabilities, MRI offers detailed anatomical and functional information that aids in the detection,characterization, staging, and treatment planning of abdominal malignancies. This abstractprovides an overview of the diagnostic applications of MRI in abdominal cancer imaging,highlighting its advantages, challenges, and future directions
PROGRAM PEMBELAJARAN NONFORMAL BERKELANJUTAN UNTUK MENDUKUNG PENINGKATAN KUALITAS SDM EKONOMI SYARIAH DI INDONESIA
Authors: Fitri Rati Saktia
Published: June 2023

Indonesia adalah negara yang sangat berpotensi dalam mengembangkan perekonomian syariah. Namun, untuk dapat terus mengembangkan potensi ekonomi syariah saat ini, Indonesia masih mengalami krisis sumber daya manusia (SDM). Pendidikan ekonomi syariah di tingkat pra-perguruan tinggi memiliki peran yang sangat fundamental dalam proses pembentukan SDM ekonomi syariah sejak dini. Namun, saat ini upaya untuk mewujudkan pendidikan ekonomi syariah di tingkat sekolah menengah belum terelealisasi dengan matang. Maka, selain dengan adanya regulasi pemerintah, penulis menawarkan solusi inovatif berupa program pembelajaran nonformal bernama SHARE (Sharia Economic Revival), yang sekaligus sebagai media pengenalan ekonomi syariah untuk mendukung peningkatan ketertarikan generasi muda terhadap ekonomi syariah serta mendukung peningkatan kualitas SDM ekonomi syariah di Indonesia.Tujuan dari penulisan karya tulis ini adalah untuk memaparkan penerapan serta konsep SHARE sebagai program pembelajaran nonformal untuk mendukung peningkatan kualitas SDM ekonomi syariah di Indonesia. Karya tulis ini merupakan jenis penelitian deskriptif dengan menggunakan pendekatan kualitatif serta sumber data yang digunakan berasal dari sumber data sekunder. Hasil pembahasan karya tulis ini ialah : program pembelajaran SHARE merupakan salah satu bentuk Lembaga Pendidikan Non Formal (LPNF) yang berbentuk Lembaga Pendidikan dan Pelatihan (LPDP) berdasarkan UU Sisdikna, program SHARE memberikan fasilitas pembelajaran berupa pelatihan, kunjungan, hingga kursus, dimana pada akhir kegiatan pembelajaran, peserta didik diharapkan telah mendapatkan pengetahuan yang mumpuni mengenai ekonomi syariah serta dapat mempelajarinya secara lebih mendalam melalui berbagai media pembelajaran lainnya, seperti buku terkait ekonomi syariah dan kursus (e-learning) yang akan diberikan secara gratis kepada setiap peserta didik.
Peran BMT dalam Membangun Ekonomi Umat
Authors: Iqbal Muhammad Akhyar
Published: June 2023

Tingkat Pertumbuhan ekonomi merupakan indikator yang paling utama dalam menentukan perkembangan BMT di masa yang akan datang. Hal ini disebabkan bahwasanya perkembangan BMT sangat tergantung pada tingkat kesejahteraan masyarakat dan tingkat pertumbuhan ekonomi mereka mampu dijadikan mitra BMT. Dengan kata lain, BMT dapat eksis dan berperan jika ada komunitas masyarakat yang secara ekonomi mendukung keberadannya.