bluuebunny/crossref_metadata_2025 huggingface dataset:
IMPLEMENTATION OF FINTECH IS THE BANK'S COMPETITIVE ADVANTAGE
Authors: Kloba Lev
Published: June 2024

The article examines the application of FinTech in banks, the main factors of their emergence and development, and the competitive advantages of the influence of innovative financial technologies in the banking system. Scientific works were analyzed to systematize the main trends in the development of banking innovations in Ukraine and argue the relevance of financial technologies in banking operations in conditions of digitalization. The influence of innovative financial technologies on the competitive advantage of banks in the modern context of the development of FinTech companies has been studied, as well as the involvement of Ukrainian banks in cooperation with FinTech companies. An analysis of the interaction of the leading banks of Ukraine with FinTech products was carried out, namely, the interaction with international FinTech products and the list of Internet banking services provided by the banks were considered. Prospects for research in this context are innovative financial technologies that banks use and determine their competitive advantage.The article presents an overview of the impact of innovative financial technologies on banks, identifies competitive advantages and challenges that are directly related to this process, and also provides recommendations for using innovative financial technologies in the banking system.
STATE MANAGEMENT OF FINANCIAL PROVISION OF THE HEALTH CARE SYSTEM IN UKRAINE
Authors: Shalko Myroslava , Domina Oksana , Kotsiurubenko Ganna , Melnyk Daryna , Yevtushenko Nataliia , Korobko Igor
Published: June 2024

The purpose of the article is to study the state and results of state management of financial support in the field of health care in Ukraine. The methodological basis of the article is dialectical methods of scientific knowledge: analysis and synthesis, critical analysis, logical abstraction, comparison, abstract-logical and statistical analysis. It pointed out the need to expand the state management of the financial support industry beyond the function of allocation of budgetary resources. It noted that the insufficiency of the budget requires the consolidation of available resources and opportunities for the proper provision of the medical industry, unification efforts of subjects of all forms of ownership, and all sources of funding. It indicated that the problems of health care budgeting in Ukraine lead to an increase in the risks of deterioration of the population's health and give grounds to predict an increase in the share of own funds in the volume of financing of the industry, which will lead to an increase in the volume of illegal payments for medical services and a deterioration in the solvency of the population. This will form the preconditions for the growth of social tension. Directions for improving the efficiency of state management of financial support are proposed. The low level of salary incentives for medical workers, in particular doctors, creates the problem of providing quality medical services. It is proposed to introduce regional structures, which should become a mechanism for regional diversification of budget funds aimed at health care, coordination of financial resources of communities and private funds, etc. The expansion of public-private partnerships is proposed, in particular, the use of comprehensive state management measures to stimulate the development of private medical institutions as a reserve for the provision of medical services in crisis conditions. Specific measures to improve the efficiency of state financial support to the industry are proposed.
ОСОБЛИВОСТІ ТА ПЕРСПЕКТИВИ РОЗВИТКУ ІНДУСТРІЇ ГОСТИННОСТІ В УКРАЇНІ
Authors: Гузар Уляна , Голод Андрій , Паска Марія , Петришин Наталія , Тесля Ольга , Тихоновський Максим
Published: June 2024

Стаття присвячена дослідженню трансформаційних процесів розвитку індустрії гостинності в Україні на сучасному етапі. Об’єктом дослідження є трансформаційні процеси, які вплинули на розвиток індустрії гостинності впродовж 2010-2023 років. Виявлено, що основними причинами бурхливого розвитку індустрії гостинності у XX ст. є чинники середовища, серед яких економічні, соціальні, демографічні чинники та безпекові. Проаналізовані чинники трансформації індустрії гостинності на базі наявних статистичних даних, які чітко вказують на зміни, що відбувалися на сучасному етапі розвитку галузі. Одними з головних чинників, які мають опосередкований вплив на розвиток індустрії гостинності, є економічні чинники, адже невеликі коливання в економіці можуть змусити людей витрачати менше чи більше в індустрії гостинності. Виявлено, що в результаті зростання кількості населення, а відповідно коефіцієнту природного приросту, збільшується потенціал гостинності, а саме кількість гостей, нарощування трудових ресурсів, підвищення ефективності діяльності, прибутковості закладів гостинності. Досліджені міжнародні чинники впливу на розвиток індустрії гостинності, які відіграють значну роль у формуванні бюджету країни та її інвестиційної привабливості. Здійснено аналіз трансформаційних процесів розвитку індустрії гостинності на основі статистичної інформації щодо підготовки кваліфікованого персоналу в закладах освіти, а також запропоновані авторське тлумачення економічної категорії «безпека індустрії гостинності» та модель формування інституційного середовища в індустрії гостинності в умовах кризи. Результати дослідження можуть стати підґрунтям при розробленні стратегії розвитку індустрії гостинності в Україні в умовах виходу із кризи та розв’язанні питань, пов’язаних із управлінням ризиками.
EXPLORING THE INTERPLAY OF ENTREPRENEURS' AWARENESS, PERCEPTION AND INTENTION IN DRIVING DIGITALIZATION FOR MSMES: A FOCUSED INSIGHT INTO SIDBI'S ROLE
Authors: Shama  , Shahid Mazhar Syed , Mittal Prabhat , Fatima Rizvi Arisha , Sardar Khan Farhina , Rehman Anis ur
Published: June 2024

Business dynamics have undergone a remarkable transformation in recent years, primarily driven by the digital revolution. Micro, Small, and Medium Enterprises (MSMEs) are recognized as the cornerstone of economic growth and development, and their adaptability to this digital era is paramount.This empirical investigation explores the complex relationship between entrepreneurs' awareness, perceptions, and intentions and their influence on the adoption of digitalization, with a focus on the digital initiatives of the Small Industries Development Bank of India (SIDBI), which aims to transform MSMEs digitally. Various constructs, such as entrepreneurs' awareness, perceptions, and intentions, are used to evaluate digital adoption in small businesses. By examining entrepreneurs' levels of awareness, perceptions, and intentions, we aim to uncover the fundamental factors that shape their strategic choices regarding digital adoption.This study employs structural equation Modeling (SEM) through AMOS and adopts an explanatory survey method. It involved engaging Indian MSMEs with a total of 300 participants. Of these, 220 successfully submitted fully filled-out questionnaires through Google Forms.It is noteworthy that the examination of the research model revealed promising results by meeting the thresholds of CFI, RMSEA, and other similar measures. Findings reveal that entrepreneurs' awareness and intention positively influence digital adoption in MSMEs, whereas entrepreneurs' perception has no significant influence on digital adoption in MSMEs.This study has significant practical implications for policy formulation, entrepreneurial decision-making, collaborative efforts, risk mitigation, and future research directions in the context of digitalization within the MSME sector.
КЛАСИФІКАЦІЯ ПРОБЛЕМНИХ СИТУАЦІЙ У РОЗВИТКУ РЕГІОНІВ УКРАЇНИ
Authors: Семигуліна Ірина , Ярошенко Ігор , Красноносова Олена , Михайленко Дар’я , Тур Олена
Published: June 2024

У статті обґрунтовано доцільність формування класифікації проблемних ситуацій у розвитку регіонів України, що враховує індивідуальні територіальні особливості та специфіку умов їхнього розвитку, використовує встановлені міжвидові взаємозв’язки проблем внутрішнього й зовнішнього характеру та є актуальною в сучасний період функціонування нашої держави, зокрема під впливом наслідків воєнної агресії.За результатами дослідження розглянуті питання: аналізу поняття й сутності регіональних проблем і проблемних ситуацій; інформаційне узагальнення їх різновидів; установлення взаємозв’язків і  всередині певного виду, і між видами в цілому; можливості практичного використання при формуванні обґрунтованих управлінських рішень для подальшого розвитку України та її регіонів і територій.Запропонована класифікація проблемних ситуацій дозволяє врахувати широке й різностороннє коло регіональних проблем щодо забезпеченості територій ресурсами; можливостями, умовами й сферами їх використання; оцінити спроможності щодо управління ними в різних напрямах розвитку та на різних інституційних рівнях; акцентувати увагу на пріоритетності створення умов для безпечності життєзабезпечення й функціонування регіонів в Україні.Використання запропонованої класифікації дозволяє надалі формувати й узагальнені пріоритети, і конкретизовані пропозиції щодо формування стратегічних напрямів регіонального розвитку; застосовувати програмно-проєктний підхід при виборі інструментарію його реалізації залежно від наявних актуальних потреб і майбутніх перспектив розвитку країни та її територій.
ANALYSIS AND ASSESSMENT OF THE COMPETITIVE POTENTIAL OF THE TOURISM INDUSTRY ENTITIES: A METHODICAL APPROACH
Authors: Ierko Iryna , Kovalska Liubov , Pohrebskyi Taras , Golub Gennadii , Demianchuk Olena , Gazuda Sergij
Published: June 2024

The article highlights the issues of developing a methodical approach to the analysis and assessment of the competitiveness capability of tourism industry (TI) entities. The main tasks of the study include the analysis of the existing methodical approaches to the assessment of the competitive potential (CP) of business entities and the level of TI development, the justification of the author's methodical approach based on the criteria of transformation of the CP, which allows to determine the level of balance between providers of tourist services and their consumers. The author's methodical approach to the analysis and assessment of the CP of the subjects of the TI is substantiated. The main features of the methodical approaches to assessing the competitive potential of TI entities (CPTIE) are the use of quantitative assessment methods, wide coverage of indicators, an assessment of the entity's strengths and weaknesses, its competitive advantages and relevant conditions for sustainable development, extensive use of the rank method. The proposed methodical model consists of 5 blocks: Block 1 – justification of research elements; Block 2 – determination of research areas; Block 3 – selection of indicators system; Block 4 – calculation of the integral index; Block 5 – transformation of the CPTIE depending on the level of balance/imbalance between suppliers and consumers of tourism services. Each of the blocks contains structural elements of analytical research. The results of the study indicate that the proposed methodical approach to the assessment and analysis of the CPTIE can be used as a basis for developing differentiated approaches to the assessment of transformational changes depending on the phase of their current state.
STATISTICAL METHODS FOR MANAGING RISKS IN PLANNING FOREIGN ECONOMIC AND LOGISTICS ACTIVITIES FOR SUSTAINABLE DEVELOPMENT OF THE ENTERPRISE
Authors: Ivanova Maryna , Sannikova Svitlana , Varyanichenko Olena , Kharin Serhii , Boichenko Mykola , Riabyk Hanna
Published: June 2024

The article examines the topical issue of risk management in foreign economic and logistics activities, which is closely related to the enterprise’s chosen strategy and ensures its sustainable development. The study considers the issue of developing a hedging strategy using statistical methods since adequate forecasting allows predicting the impact of external environment factors on the exchange rate, which will allow the enterprise to timely predict and mitigate the risks in foreign economic and logistics activities. The authors have used general scientific and special methods of systemic and structural analysis to clarify the directions of sustainable performance and risk management tools; formulate the goals and steps in choosing a strategy of hedging; compare the methods of foreign exchange rate risk hedging and perform correlation and regression analysis of factors that impact exchange rate under crisis conditions. The purpose of the paper is to study the specifics of ensuring the sustainable performance of an enterprise using statistical methods in risk management for planning foreign economic and logistics activities. The authors have proposed a definition of a hedging strategy based on the concepts, approaches, and ideas of asset and/or investment management with the aim of reducing loss through hedging instruments, whose feasibility can be substantiated by statistical methods. It has been found that the formation and successful implementation of a hedging strategy requires the use of statistical analysis in order to timely predict fluctuations in exchange rates. The findings of the research were tested based on the performance of PrJSC "Linde Gas Ukraine". In the strategy of hedging the exchange rate risks, it has been proposed to simultaneously open a foreign currency deposit and take a loan in the national currency to replenish the company's working capital. The perspective of further research is the implementation of the proposed hedging strategy and assessment of its effectiveness.
ECONOMIC AND LEGAL ASPECTS OF PROVIDING INNOVATIVE DEVELOPMENT OF THE ECONOMY IN THE CONDITIONS OF INCREASED INFLUENCE OF FACTORS OF A MILITARY NATURE: THE EXPERIENCE OF UKRAINE AND THE COUNTRIES OF CENTRAL AND EASTERN EUROPE
Authors: Blikhar Viacheslav , Patsula Olga , Vinichuk Mariia , Tesliuk Yaryna , Kashchuk Mariana
Published: June 2024

The purpose of the article is to analyze the state of innovative development of the economy of Ukraine and the countries of Central and Eastern Europe and to identify the problems of its provision in the conditions of martial law. The results of the study prove that factors of a military nature have an ambiguous effect on stimulating the innovative development of the country's economy. It has been established that economic evolution through innovation is a prerequisite for strengthening its competitiveness in countering modern challenges and threats. The results of the empirical study made it possible to find out that during the large-scale aggression of Russia on the territory of Ukraine in 2022, a decrease in the level of innovative economic development was also observed in the countries of Central and Eastern Europe. It was established that in 2023, the countries of the analyzed group managed to increase the indicators of innovative activity of business entities and the parameters of the innovative development of the economy. Important problems in ensuring economic progress through innovative activity have been identified: (1) shortcomings of the legislation regulating the innovation sphere; (2) lack of formation of a unified innovation infrastructure; (3) significant tax burden; (4) lack of an effective system of taxation and provision of tax benefits and preferences; (5) lack of effective investment mechanisms in the field of innovation; (6) low level of technological capacity of production facilities; (7) imperfection of the education system; (8) low level of financing of research activities; (9) focus on the export of raw materials and dependence on high-tech imports. In order to ensure sustainable innovative development of the country's economy, it is necessary to create appropriate conditions for the development of innovative potential, activate the creation of cross-border innovation clusters, and strengthen the country's investment attractiveness.
DIGITALLY DRIVEN MODEL OF A CLIMATE-NEUTRAL ECONOMY IN TERMS OF GLOBAL FINANCIAL CAPACITY
Authors: Maksymova Iryna , Kurylyak Vitalina , Mietule Iveta , Arbidane Ilyta , Kurilyak Maksym
Published: June 2024

The article explores the conditions and drivers for the development of a climate-neutral economy model, emphasizing the pivotal role of digital transformation. A crucial lever in deploying this model is the proactive engagement of international financial entities within the realm of global green financing. The study highlights the instrumental role of green funds as key players in shaping global financial capacity and providing multilateral support for climate change adaptation worldwide. It delves into the overarching frameworks and mechanisms of such assistance. Employing a systematic analysis alongside case studies of the Green Climate Fund's projects, the authors aim to identify the most impactful sectors for cultivating a climate-neutral economy. The research identifies four essential segments for achieving climate neutrality: digitalization for climate, strengthening the financial capacity and business sustainability, rethinking ecosystem development, and community empowerment. The investigation draws on extensive data regarding the execution of 240 climate projects across major beneficiaries of climate finance in Eastern Europe, Africa, the Asia-Pacific, and Latin America. It shows that modern climate finance demonstrates signs of geopolitical dependency and polarization in global influence. The findings argue for bolstering the regional presence of climate funds to increase the financial capacity to implement climate-neutral projects at the local level. The article underscores the scale of financial support required across each segment, as well as the leading role of pre-project preparation. The authors substantiate the overarching and twofold role of digitalization in the model of a climate-neutral economy. The digital transformation produces a whole cluster of independent and versatile IT products for green businesses, industries and governance. On the other hand, digitalization creates an informational environment and a powerful digital infrastructure for better efficacy of other crucial segments. Specifically, it provides digital decisions for financial solvency and sustainability of green businesses in terms of green lending, grants and Fintech; strengthens information awareness and involvement of vulnerable communities in green economy processes; promotes digital support for overall ecosystem adaptation.
STRATEGY FOR IMPROVING PRODUCT QUALITY IN THE CONTEXT OF ENHANCING FINANCIAL PERFORMANCE INDICATORS OF AGROINDUSTRIAL ENTERPRISES
Authors: Lapychak Nazariy , Krasivskyу Orest , Frunza Svetlana , Peretiatko Liuba , Prots Roman
Published: June 2024

The main purpose of the article is to justify the most optimal strategy for improving product quality for agroindustrial enterprises in Ukraine. The object of study is the production of the agroindustrial complex of Ukraine. The scientific task involves forming a modern scientific approach to assessing the options for strategies to improve the quality of production of agroindustrial enterprises in Ukraine. The research methodology involves the application of the BOCR method, which consists of modelling with the establishment of expected positive outcomes, additional costs, new opportunities, and potential risks in the context of improving the financial performance of agroindustrial enterprises. Within the framework of the BOCR method, the expert analysis method was used to compare the objects of study through the auxiliary Delphi method. As a result of the conducted research, an information basis was created for the development and implementation of the most optimal strategy for improving product quality for agroindustrial enterprises in Ukraine. The innovation of the obtained results lies in the fact that, through a series of criteria, two potential strategies for improving product quality for agroindustrial enterprises in Ukraine were compared and the most optimal was chosen in the context of improving the financial condition. The prospects for further research should focus on applying the formed approach to comparing and selecting the optimal mechanisms for implementing these strategies.
LEVERAGING BIG DATA TECHNOLOGIES FOR ENHANCED PUBLIC PARTICIPATION IN PUBLIC FINANCIAL MANAGEMENT
Authors: Krynytsia Sergii , Hordei Oksana , Kovalenko Yuliia , Dankevych Alla , Boldov Andrii
Published: June 2024

The article is devoted to the topical issues regarding the implementation of Big Data technologies in public finance management. The application of Big Data has the potential to enhance transparency and accountability in the use of budgetary resources, increase trust in government, improve the efficiency of budget resource utilization, better understand citizens' needs, and engage the public in public finance management. The purpose of the study is to explore theoretical, methodological, and practical aspects, as well as to develop recommendations for the implementation of Big Data processing and analysis technologies to enhance public participation in public financial management. The article examines traditional methods of civil engagement in the budgetary process, identifies their disadvantages, and explores Big Data technology potential based on Computational Linguistics and Machine Learning to strengthen public participation. Developments in sentiment analysis and opinion mining have been adapted to the field of public finance. A generative model for analyzing public sentiment on social networks regarding public finance management has been constructed and tested. The approaches developed for using Big Data technologies can be implemented in the field of public finance to enhance public participation in their management as advisory tools for the realization of representative democracy and require further theoretical elaboration and practical application to improve the analysis of alternative sentiments, prevent manipulation of public opinion, and abuse within the network.
ФОРМУВАННЯ СУЧАСНОЇ МОДЕЛІ ФІСКАЛЬНОГО РЕГУЛЮВАННЯ ЛІСОГОСПОДАРЮВАННЯ ЯК ВАЖЛИВА ПЕРЕДУМОВА ІННОВАЦІЙНОЇ ТРАНСФОРМАЦІЇ ЛІСОВОГО СЕКТОРА УКРАЇНИ
Authors: Голян Василь , Марчук Юрій , Погуляйко Юрій , Матрунчик Дмитро , Дзюбенко Олександр
Published: June 2024

Розширене відтворення лісоресурсного потенціалу значною мірою залежить від оптимальності та стимулюючої спрямованості моделі фіскального регулювання лісогосподарювання, яка забезпечить еквівалентні фіскальні вилучення частини доданої вартості та лісоресурсної ренти, а також збалансований вертикальний і горизонтальний розподіл цих вилучень у системі публічних бюджетних і позабюджетних фондів.Мета дослідження полягає в розробленні концепту сучасної моделі фіскального регулювання лісогосподарювання, яка передбачає встановлення оптимальної величини фіскальних вилучень і забезпечення необхідних стимулів стосовно розширеного відтворення та комплексного використання лісоресурсного потенціалу й створення фінансово-інвестиційного підґрунтя інноваційної трансформації лісового сектора національної економіки з урахуванням викликів воєнного часу, євроінтеграційних векторів соціально-економічного розвитку та наслідків корпоратизації лісових господарств.Установлено, що при формуванні сучасної моделі фіскального регулювання лісогосподарювання ключового значення набуває визначення оптимального рівня фіскального навантаження на діяльність постійних лісокористувачів, методологічним підґрунтям якого виступає використання фіскального оптимуму Лаффера (кривої Лаффера), що передбачає встановлення залежності між оптимальним рівнем ставок фіскальних вилучень і загальними надходженнями податкових та неподаткових платежів до публічних бюджетів і позабюджетних фондів.Для забезпечення параметризації процесів виробництва продукції, робіт і послуг лісового господарства як бази нарахування податкових та інших фіскальних платежів, а також урахування широкого спектра нелінійних процесів, які відбуваються в ході розширеного відтворення та господарського освоєння лісоресурсного потенціалу, використано виробничу функцію Кобба-Дугласа. З метою врахування рівня фіскального навантаження на процеси лісовідтворення та лісовідновлення при дотриманні функціоналу максимізації продукції, робіт і послуг лісового господарства проведено заміну параметрів у виробничій функції Кобба-Дугласа, що дало можливість у результаті здійснення певного комплексу ітерацій трансформувати її в квадратичну функцію параболи і врешті визначити оптимальний рівень фіскального навантаження на діяльність сектора державних лісових господарств через знаходження похідної першого порядку.
СТАЛИЙ РОЗВИТОК АГРАРНИХ ІННОВАЦІЙНО ОРІЄНТОВАНИХ ПІДПРИЄМСТВ ЗАСОБАМИ ЛОГІСТИЧНОГО МЕНЕДЖМЕНТУ
Authors: Писаренко Володимир , Баган Надія , Собчишин Віталій , Гаврих Роман , Жуховський Іренеуш , Мошенець Наталія
Published: June 2024

У статті визначені ключові аспекти забезпечення та діагностики сталого розвитку аграрних інноваційно орієнтованих підприємств засобами логістичного менеджменту. Акцентовано увагу на важливості вдосконалення логістичного менеджменту, який відіграє значну роль у забезпеченні ефективного руху сільськогосподарської продукції від виробника до споживача. Визначено, що ефективний логістичний менеджмент спроможний забезпечити сталий розвиток аграрних інноваційно орієнтованих підприємств, які через специфіку своєї діяльності особливо ризикують на ринкові. Діагностику сталого розвитку аграрних інноваційно орієнтованих підприємств засобами логістичного менеджменту запропоновано здійснювати методом транспортного лінійного програмування. Цей метод апробовано на прикладі діяльності чотирьох інноваційно орієнтованих аграрних підприємств: ДП «ДГ «Степне» Полтавського району, ПП «ім. Калашника» Полтавського району, ТОВ «Агрофірма «Зоря-Агро» Миргородського району та ТОВ «Промінь-приват» Миргородського району. Отримані результати дозволяють будь-якому підприємству з використанням інструментарію лінійного програмування моделювати стратегію сталого розвитку аграрних інноваційно орієнтованих підприємств засобами логістичного менеджменту.
FOREIGN EXPERIENCE OF CORPORATE SOCIAL RESPONSIBILITY
Authors: Azarenkova Galyna , Azarenkov Serhii , Tarabanovskyi Petro , Golovko Olena , Kalinina Kateryna
Published: June 2024

In today's dynamic business landscape, the concept of social responsibility has gained prominence, prompting enterprises to reassess their roles and responsibilities in society. This article undertakes a thorough examination of the definitions of social responsibility proposed by a multitude of authors and scholars. By synthesizing these perspectives, we aim to provide a nuanced understanding that guides enterprises in their pursuit of ethical, sustainable, and socially impactful practices.The primary objective is to comprehensively investigate the relationship between Corporate Social Responsibility (CSR) initiatives and business performance across various industries and geographic regions. Specifically, the article aims to achieve the following:

Analyze the Effectiveness of CSR Practices: The article seeks to assess the effectiveness of different CSR initiatives undertaken by businesses.
Measure Financial and Non-Financial Performance Metrics: The study will evaluate the impact of CSR initiatives on both financial performance indicators (e.g., revenue, profitability, stock performance) and non-financial metrics (e.g., brand reputation, customer loyalty, employee satisfaction).
Assess Stakeholder Perceptions and Expectations: Understanding the perspectives of key stakeholders, including consumers, investors, employees, and regulatory bodies, is crucial in evaluating the effectiveness of CSR initiatives.
Explore Industry and Regional Differences: Business environments vary significantly across industries and geographic regions, leading to diverse approaches to CSR adoption and implementation.
Identify Opportunities and Challenges: examine the challenges and limitations associated with CSR implementation.

This article provides actionable insights for businesses to leverage CSR initiatives effectively. By aligning CSR practices with stakeholder expectations, leveraging industry insights, and addressing associated challenges, companies can foster sustainable business practices. This not only optimizes business performance but also contributes positively to society. Integrating CSR into corporate strategies emerges as imperative for driving long-term success and societal impact, highlighting the importance of responsible business practices in today's dynamic landscape.
LEGAL REGULATION OF FINANCIAL INTELLIGENCE OF ENTERPRISES IN THE CONDITIONS OF INCREASING INFLUENCE OF MODERN FACTORS
Authors: Blikhar Mariia
Published: June 2024

The purpose of the article is to study the peculiarities and problematic aspects of the legal regulation of financial intelligence of enterprises in the conditions of increasing influence of modern factors. Based on the results of the conducted research, it was established that at the current stage of the functioning of the national legal system, the organizational and legal mechanisms for regulating financial intelligence at the enterprise level are weak and require revision, improvement and strengthening. It was established that when considering financial intelligence at the enterprise level, the main emphasis is placed on its structural component, such as competitive intelligence. The ambiguity and specificity of the legal basis for the regulation of financial intelligence of enterprises have been revealed, the main difference of which is the formation of legal norms in interdependence with the peculiarities of the country's legal system and its affiliation to the Anglo-Saxon or Romano-Germanic legal system. It has been proven that the financial intelligence system functions successfully at such well-known global companies as Procter & Gamble and Motorola. The main problems of the introduction and implementation of intelligence activities at enterprises were identified, most of which are due to the insufficient number and inefficiency of the management of information, labour and technological resources of the economic entity. The main vectors of improving the legal regulation of financial intelligence of enterprises in the conditions of increasing influence of modern factors are proposed, in particular: (1) the urgency and necessity of implementing the legislative regulation of the economic and legal category "financial intelligence of an enterprise" is substantiated; (2) the necessity of enshrining at the legislative level the basic organizational and legal principles of increasing responsibility for committing acts related to the unauthorized receipt, use and transfer of information at the enterprise has been proven.
Overview of Knowledge, Attitudes and Behavior of Jakarta Online Ojek Drivers Regarding Hearing Impairment Due to Use of Earphones
Authors: Antaricia Christine Yunita Stefanie ,   Departement of The Ear Nose Throat Head and Neck Fakultas at Univesitas Kristen Indonesia Hospital, Jakarta., Utomo Bambang Suprayogi Resi , Adrian David Martin , Embula Stephanie Maria ,   Departement of The Ear Nose Throat Head and Neck Fakultas at Univesitas Kristen Indonesia Hospital, Jakarta.,   Departement of The Ear Nose Throat Head and Neck Fakultas at Univesitas Kristen Indonesia Hospital, Jakarta.,   Departement of The Ear Nose Throat Head and Neck Fakultas at Univesitas Kristen Indonesia Hospital, Jakarta.
Published: July 2024

Hearing loss due to noise or Noise Induced Hearing Loss (NIHL), a disorder that cannot be cured, is permanent, irreversible and preventable. The aim of the research was to determine the knowledge, attitudes and behavior of online motorcycle taxi drivers in Jakarta regarding hearing loss due to the use of earphones. This research took place from March - April 2023. The research design used was descriptive research with a cross sectional study approach. The number of samples for this research was 61 respondents based on the Lemeshow formula. The data collection technique uses a Google form link that has been created, then the data is processed using univariate analysis. The research results showed that 50 respondents (82%) were in the good knowledge category, 60 respondents (98.4%) were in the attitude bad, and 38 respondents (62.3%) were categorized as good behavior.
MENATAP MASA DEPAN: SUATU GAGASAN AWAL KONSEP DAN PERENCANAAN PEMBANGUNAN MUSEUM ‘FUTURISTIK’ DI BATANG, JAWA TENGAH
Authors: Lestari Nofa Farida , Sulistyo Ary , Wulantuti R.O Sry
Published: June 2024

Kebudayaan dan museum tidak dapat terpisahkan. Dalam menghadapi era ketidakpastian, kebudayaan dituntut bisa memprediksi (aposteriori) tentang masa depan. Pendekatan yang dilakukan dalam ilmu sejarah dan arkeologi adalah melihat keterhubungan masa lalu, masa kini dan masa depan. Kajian ini merupakan studi awal suatu gagasan tentang ketermungkinan pembangunan museum futuristik di Kabupaten Batang, Jawa Tengah. Metode dalam penulisan adalah kualitatif melalui desk study ini terdiri dari pengumpulan data, pengolahan data, dan interpretasi. Berdasarkan hasil kajian, museum sejatinya sudah berorientasi pada people-oriented dan bukan lagi artefact-oriented. Hal ini sejalan dengan prinsip-prinsip pembangunan berkelanjutan, peningkatan kesadaran publik tentang pentingnya warisan alam dan budaya, serta mendukung pembangunan ekonomi daerah. Kabupaten Batang bisa mengambil peran tersebut sebagai salah satu daerah dengan daya tarik pesisir Jawa. Dengan demikian tema-tema museum pesisir dan industri dapat diterapkan. Narasi yang dibangun pun mencerminkan nilai-nilai nasionalisme, ekologis, dan futuristik, dan bukan lagi museum-museum yang terkesan ‘kolonial’.
IMPLEMENTASI DATA FORWARDING SERVER DALAM PENGELOLAAN DATA UGM COCOA TEACHING AND LEARNING INDUSTRY, BATANG, JAWA TENGAH
Authors: Kusuma Enas Dhuhri , Suwastono Addin , Yesmin Pebrianto Della
Published: June 2024

UGM Cocoa Teaching and Learning Industry (CTLI) merupakan pabrik milik UGM yang berfokus pada pengolahan biji kakao yang terletak di Kabupaten Batang, Jawa Tengah. Selain itu, CTLI juga memiliki peran sebagai badan riset dan inovasi dengan tujuan menemukan pengetahuan dan terobosan teknologi baru dalam industri kakao. CTLI dalam melakukan pengolahan biji kakao telah menggunakan mesin berteknologi tinggi sehingga data – data pada mesin dapat terekam. Pada awal berdirinya, CTLI berlangganan layanan Mindsphere dari Siemens untuk melakukan pengumpulan dan manajemen data sehingga data dapat tersimpan dengan baik pada database pabrik. Tetapi saat ini, CTLI memberhentikan langganan Mindsphere sehingga data produksi tidak dapat tersimpan ke dalam database. Dalam rangka mengatasi masalah tersebut, digunakanlah protokol komunikasi OPC UA untuk mendapatkan data dari sistem pabrik dan meneruskan data tersebut menggunakan Node-RED yang kemudian disimpan ke dalam database pabrik. Database ini bersifat lokal yang tersimpan di PC CTLI sehingga untuk mengakses dari jarak jauh dapat dilakukan menggunakan Anydesk. Data yang telah tersimpan dalam database dapat digunakan untuk melakukan pengembangan maupun optimalisasi operasional CTLI di kemudian hari.
PERSEPSI PEGAWAI KANTOR URUSAN AGAMA (KUA) KECAMATAN BALIKPAPAN TIMUR TENTANG BIMBINGAN PRA NIKAH
Authors: Faishol Imam , Thohiroh Nafisatun
Published: June 2024

Pre-marital guidance has become a regulation of the Ministry of Religion. With the aim of providing an understanding of domestic life in realizing a sakinah mawaddah wa rahmah family, and can minimize the occurrence of disputes, violence and even divorce.
Bride and groom in East Balikpapan sub-district participated in a pre-wedding guidance program for initial debriefing for prospective brides at KUA provided by BP4 (Marriage Advisory, Guidance, and Preservation Agency). Through this program, the prospective bride and groom will be required to attend pre-wedding classes or guidance for approximately 16 hours of meetings to obtain a certificate which will later be used as a requirement when carrying out a marriage at the KUA.
The KUA employee of East Balikpapan District agrees with the existence of pre-marital guidance. That way the bride and groom get education for their readiness, regardless of the assumption that people who are getting married do not need to take part in these activities. However, the optimality of pre-wedding guidance carried out at the KUA of East Balikpapan District is only like a supplement, sufficient but not optimal, in the implementation of pre-wedding debriefing there are still many shortcomings, such as short time and the material provided is also lacking in depth.
ANALISIS YURIDIS SISTEM E-COURT DAN E-LITIGASI PADA CERAI GUGAT BEDA KEWARGANEGARAAN DI PENGADILAN AGAMA (STUDI PUTUSAN NO. 309/Pdt.G/2020/PA.Btg DAN NO. 313/Pdt.G/2021/PA.Dps)
Authors: Suardi Suardi , Alfitri Alfitri , Darmawati Darmawati
Published: June 2024

This paper was appointed by the author to find out and analyze the problems faced by the judges of the Religious Courts in resolving divorce cases from different countries, to find out and analyze the basic considerations and legal basis used by the panel of judges in resolving the case. The results of this study are as follows: (1) Constraints in the delivery of letters, due to the very far distance from the Defendant's residence. Therefore, the application of the e-litigation system is needed to solve the problems faced by the judges of the Religious Courts in handling divorce cases against different nationalities. Although the e-litigation system still requires evaluation from the Supreme Court regarding the registration process where the parties are required to attend the trial, this is because e-litigation registration can only be done after the mediation process fails. While the mediation process requires the presence of both parties. (2) The Verstek decision handed down by the panel of judges in deciding the divorce lawsuit with case numbers 309/Pdt.G/2020/PA.Btg and number 13/Pdt.G/2021/PA.Dps, in general, has been fully fulfilled. This was due to the absence of the Defendant during the trial. On the other hand, this Verstek decision is to realize the achievement of the principle of justice, which is carried out quickly and at low cost.
IMPLEMENTASI MANAJEMEN SYARIAH DAN STRATEGI BISNIS DENGAN SYIRKAH MUDHARABAH DALAM MELAKUKAN EKSPANSI BISNIS PADA ISTANA LAUNDRY DI SAMARINDA
Authors: Mubarak Muhammad Sirajul Amin , Tahir Muhammad , Mahrus Moh.
Published: June 2024

The purpose of this research study is to determine the implementation of sharia management with syirkah mudharabah in conducting business expansion at the Laundry Palace in Samarinda and business strategies in expanding business at the Laundry Palace in Samarinda. The research method used is a type of field research (field research). Researchers used a triangulation approach in collecting data. Data collection techniques using interviews / interviews, field observations and documentation. The data analysis model in this study follows the concept given by Miles & Huberman. Miles & Huberman namely data reduction, data presentation, verification or data inference and conclusions. The results of this research are: 1) Implementation of sharia management with syirkah mudharabah in conducting business expansion at the Laundry Palace based on management functions, namely: a) Planning (planning), b) Organizing, c) Actuating, and d) Controlling (controlling). Meanwhile 2) Implementation of business strategies in conducting business expansion at Istana Laundry based on the basic elements of strategic management, namely: a) Environmental observation using SWOT analysis, b) Strategy formulation based on the results of SWOT analysis, c) Implementation of strategies carried out by Istana Laundry from the results of the formulation strategy and d) Evaluation.
PENGARUH GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS BANK UMUM SYARIAH
Authors: Musdalifah Musdalifah
Published: June 2024

GCG (Good Corporate Governance) is an important thing in company. The company who already proved this systems will tend to have a good governance as well.
The data used in this research is secondary data which are the financial statements of the islamic common bank In Indonesia periods 2011-2016. The data  sources in this research were obtained through annual reports. The population used in this research took five samples of islamic banks in indonesia with the sampling technique by purposive sampling.
This research using simple linear regression method. Based on the results of hypothesis testing shows that good corporate governance variable to profitability  variable has positive effect and the results of the analysis described that GCG has effect significantly to profitability with thitung = 2,567 (t hitung > t tabel). The meaning is GCG is very influence to ROE.
IMPLEMENTASI ILMU SOSIO ANTROPOLOGI DALAM KEHIDUPAN BERMASYARAKAT ( STUDI ANALISIS HUBUNGAN ANTARA AGAMA, FILSAFAT DAN KEINDAHAN )
Authors: Sujito Ernata Hadi
Published: June 2024

Beauty comes from the word beautiful which means good, scenic, beautiful, cute, and so on. Things that contain beauty are all the results of art and the universe created by God. Very wide area of ​​beauty for humans. Therefore when, where, and anyone can enjoy beauty. Beauty is synonymous with truth. Both have the same value; timeless and has an ever-increasing appeal. What does not contain truth is not beautiful. Beauty is universal. Since the 18th century, this notion of beauty has been struggling with philosophers. Beauty can be distinguished as an abstract quality and as a certain thing that is beautiful. According to the breadth of beauty, there are three definitions, namely beauty in a broad sense, in a purely aesthetic sense, and in a limited sense in relation to vision. Beauty in a broad sense contains ideas of goodness, character, laws, thoughts, opinions, and so on. Beauty in an aesthetic sense is called "symetria", so the broadest understanding of beauty includes artistic, natural, moral, and intellectual beauty. Beauty in a purely aesthetic sense includes the aesthetic experience of a person in relation to everything he absorbs. Beauty in a limited sense is the beauty of form and color. The characteristics of beauty concern the essential qualities of all objects that contain unity, balance, harmony, symmetry, and contrast. From these characteristics it can be concluded that beauty is composed of the harmony and contradiction of lines, colors, shapes, tones, and words.
Me Time Dalam Ayunan TRADISI BAAYUN ANAK SUKU BANJAR
Authors: Indrayani Rusmiati
Published: June 2024

The aim of this study was to describe the function of Baayun tradition on child psychology. The method used was descriptive qualitative with ethnographic approach to studying the Banjar ethnic with a natural setting. The focus of cultural research tends to be phenomenological. The roles and functions of individual and social culture are related to the mindset, behavior and traditions of surviving societies as well as cultural efforts in maintaining their lives. All existing realities are understood naturally as they are, so that phenomenological understanding of the symptoms of tradition focuses on the reciprocal relationship between the functions of the children's beyond tradition and the life (culture) of Banjar Tribe substantively.The results showed that there was three traditional functions of child psychology, including; (1) The function of the directive as a tool to instil disciplinary character values and to obey the rules of sleeping hours for their benefit; (2) The informative function, namely the educational space in the cognitive realm that contains religious knowledge, such as regarding the attributes of Allah and the knowledge of the Prophet's morals. Information on faith education and akhlakul karma is conveyed by parents by singing a lullaby called bakery;3) Affective function is the most important function for the child's psyche. In adulthood, the security and cherished feelings that reside in the memory provided.
KARAKTERISTIK MATA PELAJARAN FIQH IBADAH ( Menelisik Hasil Pembelajaran Fiqh Melalui Pengamalan Ibadah Siswa)
Authors: Tauhid Moh
Published: June 2024

Each learning activity will end with a learning outcome or so-called learning achievement. Learning achievement is a valuable material for students, namely to improve the ways of further learning. Until now the learning achievement is still used as a benchmark to determine the quality of students. Learning achievement is the abilities possessed by the students after he received his learning experience.
 The study of jurisprudence is useful to determine the attitude and wisdom in drawing conclusions and apply the rules of fiqih to the facts that exist so as not to cause unnecessary excesses due to the priority scale of its application. Do not behave ifrath, which is more than the limit and not also bertkap tafrith, which is less than the limit. Studying the science of fiqih is useful as a benchmark to behave in living life and life. By studying the science of jurisprudence, also we will know the rules in detail about the duties and responsibilities of man against his Lord and his obligations in social life. By studying the science of jurisprudence also we will know the command of Allah and the prohibition of Allah, halal, haram, which is void and which is fasid.
The practice of worship, such as exercising thaharah well and rightly as an absolute requirement to be able to perform other worship such as the five-time prayer is something very urgent in the life of a Muslim. With the learning achievement of jurisprudence, of course the practice of worship the result is very maximum, because in fiqih discussed about the provisions of how humans perform worship as a form of servantship to Allah swt.
KONSEP PENCATATAN HUTANG PIUTANG DALAM AL-QUR’AN (Tinjauan Tafsir Kabir Mafatikhul Ghaib Karya Imam Fahrurrazi)
Authors: Fahruddin Achmad
Published: June 2024

Guidance from God to humans in living life in order to be safe in this world and the hereafter is implemented in the form of sharia. The purpose of the implementation of the Shari'a is for the benefit of humans in order to provide benefits and also so that humans avoid damage (mafsadah) in the world and the hereafter. The shari'a that Allah has given to humans is in the form of sharia in worship and also muamalah. Sharia in muamalah, among others, is in the form of sharia in buying and selling, leasing, accounts payable and others. In the debt law, which in Arabic is called dain, it is contained in Q.S. Al-Baqarah (2) verses 280, 282 and 283.
Verses 282-283, which is the longest verse in the Al-Qur'an, contain the concept or procedure for recording accounts payable. In this paragraph there is a sentence amr or an order to record accounts payable in any non-cash transaction, whether it is a non-existent transaction or a transaction of large value. The sentence amr in this verse is interpreted differently by the commentators. There are commentators who state that the sentence amr in the verse indicates an obligatory commandment. However, according to the mufufasir, it states that the amr in the verse shows a mandatory meaning, but only shows the meaning of circumcision or recommendation, which is written in the book by Imam Fahrurrazi, namely Tafsir Kabir Mafatikhul Ghaib.
WAKAF UANG DENGAN PENDEKATAN FIQIH KONTEMPORER
Authors: Setiyowati Supami Wahyu
Published: June 2024

Wakaf yang berbentuk uang tunai dilakukan baik dari perseorangan, organisasi maupun seseorang atau kelompok orang yang mewakili badan hukum yang diwakafkan untuk dikelola oleh para nazhir wakaf. Wakaf tunai adalah penyerahan aset wakaf berupa uang tunai yang tidak dapat dipindahtangankan dan dibekukan selain untuk kepentingan umum yang tidak mengurangi ataupun menghilangkan jumlah pokoknya, sedangkan dana wakaf yang terkumpul selanjutnya dapat digulirkan dan diinvestasikan oleh nadzir ke dalam berbagai sektor usaha yang halal dan produktif, sehingga keuntungannya dapat dimanfaatkan untuk pembangunan umat dan bangsa secara keseluruhan  Artikel dimulai dengan review wakaf uang, diperkuat dengan bukti-bukti dalam Al-Qur'an dan hadīs tentang wakaf.