bluuebunny/crossref_metadata_2025 huggingface dataset:
SIMILARITY MEASURES OF PYTHAGOREAN FUZZY SETS WITH APPLICATIONS TO PATTERN RECOGNITION AND MULTICRITERIA DECISION MAKING WITH PYTHAGOREAN TOPSIS
Authors: Hussain Zahid
Published: July 2021

The construction of divergence measures between two Pythagorean fuzzy sets (PFSs) is significant as it has a variety of applications in different areas such as multicriteria decision making, pattern recognition and image processing. The main purpose of this study to introduce an information-theoretic divergence so-called Pythagorean fuzzy Jensen-Rényi divergence (PFJRD) between two PFSs. The strength and characterization of the proposed Jensen-Rényi divergence between Pythagorean fuzzy sets lie in its practical applications which are very closed to real life. The proposed divergence measure is utilized to induce some useful similarity measures between PFSs. We apply them in pattern recognition, characterization of the similarity between linguistic variables and in multiple criteria decision making. To demonstrate the practical utility and applicability, we present some numerical examples related to daily life with the construction of Pythagorean fuzzy TOPSIS (Techniques of preference similar to ideal solution). Which is utilized to rank the Belt and Road initiative (BRI) projects. Our numerical simulation results show that the suggested measures are well suitable in pattern recognition, characterization of linguistic variables and multi-criteria decision-making environment.
OPTIMIZATION OF DISSIMILAR FRICTION STIR WELDED ALUMINUM PATES (2024 T3 AND 7075T6) BY USING DIFFERENT METHODS
Authors: Hussien Rasha M .
Published: July 2021

Friction stir welding (FSW) has many advantages when compared with another fusion welding. The experimental analysis and optimization of friction stir welding (FSW) were done to obtain desired mechanical properties of dissimilar aluminum welded plates (2024T3 and 7075T6). The friction stir welding process was done on aluminum plates (2024T3 and 7075T6) for different three rotating speeds (710, 1120 and 1800), three welding speeds (25, 50 and 77), three different steel tools (Square, cylindrical and Hexagonal) and 2° title angle. The different tests of welding were done according to the orthogonal matrix of experimental design analysis, then a tensile test was done to calculate the ultimate stress to get the welding efficiency. The optimum welding environment led to the maximum efficiency was obtained by these methods (Taguchi, Particle Swarm Optimization and new modified Particle Swarm Optimization). Particle swarm optimization (and its new modification) used an artificial neural network to find the relation between the input and output parameters. The results showed that when the rotating speed is increased and welding speed is decreased (but this conclusion depends on tool shape) the welding efficiency is increased. The present study showed that the modified PSO is the best method to find the optimum welding environment as compared with experimental results
NUMERICAL ITERATIVE METHOD OF OPEN METHODS WITH CONVERGE CUBICALLY FOR ESTIMATING NONLINEAR APPLICATION EQUATIONS
Authors: Qureshi Umair Khalid
Published: July 2021

Finding the single root of nonlinear equations is a classical problem that arises in a practical application in Engineering, Physics, Chemistry, Biosciences, etc. For this purpose, this study traces the development of a novel numerical iterative method of an open method for solving nonlinear algebraic and transcendental application equations. The proposed numerical technique has been founded from Secant Method and Newton Raphson Method, and the proposed method is compared with the Modified Newton Method and Variant Newton Method. From the results, it is pragmatic that the developed numerical iterative method is improving iteration number and accuracy with the assessment of the existing cubic method for estimating a single root nonlinear application equation.
Connecting Theory and Practice: Pre-service Science Teachers’ Adoption and Implementation of the Demonstration Method
Authors: Mutende Rose Atieno , Akala Winston , Imonje Rosemary K
Published: July 2021

This study examined adoption and implementation of the demonstration method by Bachelor of Education (BEd) Science students’ during teaching practice (TP), which lasted 14 weeks. Data were collected using questionnaires and interview schedules. The data analysis techniques comprised descriptive and inferential analysis. Findings indicated that i) the school-based experiential learning as designed and implemented is not sufficient to modify the Bed (Science) students’ prior frame of reference for the integration of interactive instructional practices in the demonstration method; ii) despite pedagogical supervision, the pedagogical knowledge and repertoire of skills learnt was not sufficient to effect a major increase in the instructional practices implemented; iii) the Bed (Science) students’ developmental needs persisted to the end of teaching practice because the pedagogical support provided on TP was not sufficient to address them; iv) although pre-service teachers have the potential for immediate improvement of their adoption and implementation of interactive instructional practices, they require a clear frame of reference before exposure to the context of their professional work without which they cannot effectively leverage a significant paradigm shift. The study provides several recommendations based on the findings.
Gamification in Higher Education (Case Study on a Management Subject)
Authors: Bencsik Andrea , Mezeiova Adriana , Samu Bernadett Oszene
Published: July 2021

In today’s education systems, new solutions are required for educators to raise and maintain the interest of young people (from primary school to higher education). The aim of the study is to present a self-developed gamification solution and its application in higher education in economics. The method, the process, and experiences presented in the study were tested within the framework of a management subject. The gamification model, based on an extensive literature review, was elaborated with the help of a self-developed method. Prior to the development of the process, students’ opinions on their experiences and expectations for current educational methods were surveyed. After the end of the semester, our students were asked on their feedback, and a national survey was conducted in higher education institutions about the experiences with gamification solutions. The positive consequences of the application of our own model, can be traced in the students’ continuous and year-end performance (a higher level of task solutions and better grades) and also in their feedback. Although the subject of the test semester was a management-type subject, the logic of the model can be applied within the framework of any other subject and in any higher education institution as well.
Teachers’ Classroom Management Styles and Student-Teacher Connectedness and Anxiety
Authors: Obispo Ray T , Magulod Gilbert C , Tindowen Darin Jan C
Published: July 2021

The type of classroom management style employed by educators has a considerable impact on their interactions with students. The goal of this study is to understand more about faculty members' classroom management methods and how they communicate with their students in higher education. A combination of quantitative and qualitative analysis techniques was used in this investigation. Instructors emphasized an authoritative classroom management style, which they claimed was an essential factor for successful teaching, according to the report. Students were found to be satisfied with the types of relationships they had with their teachers. However, when teachers are classified according to their profile variables, there is a noticeable difference in their classroom management types. Furthermore, there is no significant association between instructors' classroom management styles and the types of relationships that students develop. The qualitative results of this study indicate that teachers use a range of classroom management styles. The transcripts revealed that, from the viewpoint of teachers, the classroom management style is a combination of democratic and authoritative types.
Online Learning in the Quran Reading Class during Covid-19 Pandemic
Authors: Yahya Muhammad Wildan Bin H. M , Rahman Taqia , Siddiq Asep Ahmad , Parihat Parihat
Published: July 2021

The COVID-19 pandemic has forced higher-education institutions to switch to emergency online learning. This situation has also challenged the Muslim communities and institutions across the world to shift to the online mode of teaching Quran and Islamic studies. This research explored undergraduate students’ and instructors’ perceptions of the emergency online learning of Quran reading in Indonesia. Several aspects were analysed to compare the students’ perspective towards face-to-face class versus online learning, including class interaction, learning experience, motivation, satisfaction and comfort level. The study also compared students’ Quran reading performance in the online-learning setting with the records from a traditional face-to-face class during the previous year. The survey and performance data were obtained from 923 students. The findings indicated no significant difference in students’ performance between Quran reading classes in face-to-face and online classroom settings. Furthermore, although students and instructors felt that some aspects had changed, they generally tended to accept the Quran class in online mode. This is likely because, amidst the pandemic, students and instructors have no other options except to adapt to the rapid change and embrace the transition. Nevertheless, the study indicated signs of fatigue and reduction in the students’ acceptance of the Quran online learning over time.
Pre-service Social Sciences Teachers’ Reflections on a Teacher Preparation Program
Authors: Paul Nwati Munje , Thuthukile Jita
Published: July 2021

The need for quality education in South Africa and beyond encourages research that interrogates the preparation of pre-service teachers and their ability to teach in the classroom after graduation. This qualitative paper focuses on the reflections of final year pre-service Social Sciences teachers in a South African public university. Gibbs’ reflective cycle is used as a lens. We used open-ended questions to gather data from 19 pre service Social Sciences teachers to explore their preparedness and readiness to teach in future. The research process constituted two phases. Phase one was implemented from 10 February 2020 to 9 March 2020 and phase two occurred in July 2020. Phase two was necessitated by the negative educational implications of COVID-19. Findings indicated that the participants faced challenges pertaining to content knowledge, which was aggravated by the introduction of online learning due to COVID-19. Despite these challenges, participants remained resilient and optimistic toward the teaching profession. Deducing from their voices, we recommend clarification of content in Social Sciences core subjects of History and Geography. Balanced tuition for content knowledge and pedagogy is recommended. Ongoing professional development is needed for academic advisors concerning subject specifications and for lecturers to empower them about remote teaching, communication, and technological skills to improve teaching and learning. Regular monitoring by the teaching and learning unit in the faculty is required to identify challenges and to intervene where necessary. The varied challenges of online learning also warrant the equipping of students with the necessary resources to facilitate learning.
Kaponjärbron Göteborg - The Future of Footbridges in Göteborg
Authors: James Stephen
Published: July 2021

This paper focuses on the design development of a ground-breaking pedestrian bridge project in Göteborg, Sweden. Building on the city's rich automotive and ship-building industrial heritage; Ramboll's proposal is for an ultra-lightweight FRP structure, thought to be the first of its kind in Sweden.

At less than ¼ the weight of an equivalent structure in steel, the FRP structure requires reduced foundations, imposes minimal loading on the fragile historic walls, and will greatly ease buildability. The use of advanced composites allows this to be achieved with a graceful, organic monocoque form that appears to float above the waterline.
Kecanggihan Teknologi Informasi, Partisipasi Manajemen, Pengetahuan Manajer Akuntansi Dalam Efektivitas Sistem Informasi Akuntansi PT Indah Yatama Air Cargo Jateng
Authors: Suprihati Suprihati , Kristiyanti LMS
Published: July 2021

This type of research used in this research is quantitative methods. This study uses primary data obtained through questionnaires. Respondents in this study were users of accounting information systems at PT Indah Yatama Air Cargo in Surakarta and Semarang, as many as 36 respondents. The sampling technique used was saturated sampling or census. The data analysis method in this study used multiple linear regression analysis. The results showed that the variable of information technology sophistication had a positive and significant effect on the effectiveness of the accounting information system, while the management participation and knowledge management variables had no significant effect on the effectiveness of the accounting information system. Meanwhile, simultaneously the results of this study indicate that the variables of technological sophistication, management participation, and knowledge of accounting managers have a significant effect on the effectiveness of accounting information systems. The coefficient of determination shows a value of 54,0%, the remaining 46,0% is explained by other variables outside of this study.
“NEW SAKPOLE” SEBUAH ALTERNATIF KEBIJAKAN PEMBAYARAN PAJAK KENDARAAN BERMOTOR DI ERA PANDEMI COVID-19
Authors: Budiman Faris , Kismartini Kismartini , Herawati A Rina
Published: July 2021

Permasalahan yang diangkat dalam penelitian ini adalah bagaimana inovasi “New Sakpole” sebagai strategi pelayanan publik berbasis e-government untuk pembayaran pajak kendaraan bermotor di Jawa Tengah. Berdasarkan rumusan masalah tersebut, penelitian ini bertujuan untuk mendeskripsikan inovasi “New Sakpole” sebagai strategi pelayanan publik berbasis e-government untuk pembayaran pajak kendaraan bermotor oleh Pemerintah Jawa Tengah. Teori yang digunakan dalam penelitian ini adalah teori kebijakan publik dan inovasi. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Teknik analisis data yang digunakan yaitu analisis kualitatif (reduksi data, sajian dan penarikan kesimpulan). Hasil penelitian menunjukkan bahwa “New Sakpole” sebagai inovasi kebijakan publik pemerintah Jawa Tengah dalam hal mendorong masyarakat untuk taat dan disiplin dalam membayar pajak kendaraan bermotor. Kebijakan tersebut sangat efektif karena dapat memangkas waktu dan tenaga masyarakat, serta tidak menimbulkan kerumunan orang. Kebijakan publik “New Sakpole” sebagai salah satu inovasi pemerintah Jawa Tengah merupakan terobosan yang belum pernah dilakukan oleh pemerintah lainnya. Kebijakan tersebut dapat ditiru oleh pemerintah lainnya dalam rangka untuk mendongkrak pemasukan sektor perpajakan, khususnya sektor pajak kendaraan bermotor.
INOVASI “NEW SAKPOLE” SEBAGAI STRATEGI PELAYANAN PUBLIK BERBASIS E-GOVERNMENT UNTUK PEMBAYARAN PAJAK KENDARAAN BERMOTOR DI JAWA TENGAH
Authors: Budiman Faris , Astuti Retno Sunu
Published: July 2021

The problem raised in this study is how the innovation of "New Sakpole" as an e-government-based public service strategy for motor vehicle tax payments in Central Java. Based on the formulation of the problem, this study aims to describe the "New Sakpole" innovation as an e-government-based public service strategy for the payment of motor vehicle taxes by the Central Java Government. The theory used in this research is the theory of public policy and innovation. This study uses a qualitative approach with a descriptive method. The data analysis technique used is qualitative analysis (data reduction, presentation and conclusion). The results of the study indicate that "New Sakpole" is an innovation of the Central Java government's public policy in terms of encouraging people to be obedient and disciplined in paying motor vehicle taxes. This policy is very effective because it can cut people's time and energy, and does not cause crowds of people. The public policy of "New Sakpole" as one of the innovations of the Central Java government is a breakthrough that has never been done by other governments. This policy can be imitated by other governments in order to boost the income of the tax sector, especially the motor vehicle tax sector.
Pengaruh Pelatihan, Motivasi, Dan Kepuasan Karyawan Terhadap Kinerja Karyawan Di UD. Rahman (Sidotopo Wetan, Surabaya)
Authors: Rahmawan Raynaldy Rizky , Adiwati Mei Retno
Published: July 2021

This research aims to find out the Effect of Training, Motivation, And Employee Satisfaction on Employee Performance. This study used questionnaires that used scoring techniques on likert scale techniques. The sample in this study is that all members of the population are sampled, namely Workers who work in UD. RAHMAN numbered 32 people. Analytical Techniques and Hypothesis Testing Techniques Analysis using PLS (Partial Least Square). The results of this study showed that training does not have a significant influence on employee performance, motivation has a significant effect on employee performance, satisfaction does not have a significant influence on employee performance.

Keywords: Effect of Training, Motivation, Employee Satisfaction, Employee Performance
THE ROLE OF WHATSAPP IN TEACHING VOCABULARY TO THE STAFFS OF UMBUL PONGGOK KLATEN
Authors: Safitri Lia Ardiana
Published: July 2021

This study was conducted with the aim of knowing the significant role of WhatsApp in teaching vocabulary, especially staff learning achievement which was limited to vocabulary achievement as measured by a vocabulary test at Umbul Ponggok Klaten. Participants in this study amounted to 30 people consisting of 15 men and 15 women. All participants will learn English as a foreign language using WhatsApp to learn new vocabulary items via their mobile, tablet or laptop. Participants' English level will be measured. Random sampling procedure was carried out. To carry out the research, a true experimental design was used. The participants were assigned to two experimental and control groups. The assessment instrument in this study used a pre-test and post-test. The results showed that the use of the WhatsApp application in teaching vocabulary to the Umbul Ponggok Klaten staff was able to improve the achievement of new English vocabulary mastery of the Umbul Ponggok Klaten staff which was getting better.
PENGARUH KOMPENSASI, BEBAN KERJA DAN PERSEPSI JENJANG KARIR DENGAN KEPUASAN KERJA SEBAGAI PEMEDIASI TERHADAP LOYALITAS PERAWAT (STUDI PADA RUMAH SAKIT SWASTA TIPE D DI KABUPATEN BANYUMAS)
Authors: Nurcahyanti Khusnul KA. , Kuswandani Dyah Retno
Published: July 2021

Loyalty is a person’s attitude to maintain his job and do the job with maximum. Loyalty level’s can be seen from the turnover, some things that become loyalty factoris job satisfaction, compensation, work load, and career ladder perception. This study aims to determine statistically the influence of variable compensation, workload and perception with job satisfaction as a mediator of nurse loyalty in Type D Private Hospital in Banyumas Regency. The research sampling method using propotional random sampling amounted to 40 nurses. Data collection techniques by survey by distributing questionnaires. The method of analysis used is regression analysis. From the results of this study can be concluded that job satisfaction, compensation, and career ladder perception have an effect on nurse loyalty, work load does not have an effect on loyalty, compensation and perception of career ladder influence to job satisfaction and work load does not have an effect on to nurse job satisfaction.

Keywords : compensation, workload, perception of career, satisfactio
Konsep TASBIH: Jembatan Antara Ekspektasi dan Realita Marketer Syari’ah dalam Mencapai Target
Authors: Kartika Arista Fauzi
Published: July 2021

This paper is to determine the expectations and realize of marketers sharia when selling of Islamic banking products. Which is expected to keep holding on to the principles of Islam to achieve the target given to marketers sharia as the amanah of Islamic banks to benefit apart from the material as money, as well as immaterial, as the pleasure of Allah, gratitude, blessings sustenance, etc. Then used the concept TASBIH (Tazkiyah, Amanah, Silaturahmi, Binniyat, Ikhtiar, and Harta) to be able to align to the affairs of the world and the hereafter.
Strategi Dalam Menciptakan Kesejahteraan Masyarakat Melalui Rekonstruksi APBN: Telaah kritis dari Kitab Al-Amwal
Authors: Syamsuri Syamsuri
Published: July 2021

There are at least two approaches taken by the government to deal with the problem of poverty or create prosperity, namely through fiscal policy and monetary policy. In this article, the author will examine the fiscal policies that should be carried out by the government using the reallocation method of state revenue and expenditure funds or the so-called APBN. Several Muslim figures have studied the problem solving, such as, As-Syaibani and Umar bin Abdul Aziz. However, the author focuses on the contribution of Muslim scholar who was born from Byzantine descent in 154/1858, namely Abu Ubaid, his brilliant idea as outlined in the book Al-Amwal in order to create the mashlahat of society in a country. By using a qualitative method with the library research approach and assisted by the final character study approach, it can be concluded that some strategies according to Abu Ubaid are a solution in creating social welfare, namely Zakat, fa'I, khumus, kharja, and jizyah. As well as regarding the import and export of goods, Abu Ubaid uses a strategy of not having zero tariffs in international trade, excise on staples is cheaper, and there are certain limitations to be subject to excise. This means that when goods enter into a country, there is a cut or excise that enters zakat.
SOCIAL ENTREPRENEURSHIP, CAREER CHOICE AND RELIGIOSITY: ZISWAF INSTITUTION PERSPECTIVE
Authors: Anggoro Yudhi , Realita Tasnim Nikmatullah , Anggoro Yudhi , Aditama Roni Angger
Published: July 2021

Social entrepreneurship or social entrepreneurship has become an increasingly prominent topic. The development of social-based and oriented business units shows an increasing trend in line with the increasing public awareness of social problems that occur. Philanthropic institutions as a form of Social Entrepreneurship have taken on many social roles since several years ago. However, there are not many research results that examine it from a human resource perspective. Is it possible that being amil is a career choice? Is a question that has not been answered through scientific studies. This paper will examine these problems through a literature study that begins with a description of career theories and continues with a description of the research results that have been carried out. Special attention is paid to the relationship between career choice and religiousity because the ZISWAF institution is an institution based and driven by the principles of Islamic teachings.
Analisis Moderasi Religiusitas Pada Pengaruh Pendidikan, Pengalaman dan Motivasi Terhadap Kinerja Pegawai Pemprov Sumut
Authors: Marpaung Muslim , Ridwan M , Sriani Sulastri , Silalahi Purnama Ramadani
Published: July 2021

Abstract

The low budget absorption capacity of Regional Apparatus Organizations (OPD) and cases of corruption involving government employees reflects the low awareness of employee religiosity and has an impact on the lack of performance of government employees. This study aims to analyze and evaluate the performance of employees within the Provincial Government of North Sumatra in terms of education, experience, motivation with religiosity as a moderating variable. This study uses a quantitative approach. Data analysis used the Moderated Regression Analysis (MRA) test. The results obtained that partially, experience and motivation have a significant effect on the performance of the North Sumatra Provincial Government employees. But partially, education has no significant effect on the performance of the North Sumatra provincial government employees. Simultaneously, education, experience and motivation have a significant effect on the performance of the North Sumatra Provincial Government employees. Meanwhile, Religiosity strengthens the influence of Education, Experience, and Motivation on Employee Performance.
TINJAUAN PRINSIP SYARIAH PRODUK UANG ELEKTRONIK DI INDONESIA: STUDI KASUS PADA PRODUK E-MONEY BANK SYARIAH MANDIRI
Authors: Nurhasanah Nurhasanah , Maulana Agung , Rusdiyanto Aris
Published: July 2021

The issue raised in this research is to discuss an evaluation of the sharia principles of electronic money (called E-Money) product owned by Bank Syariah Mandiri towards the operational mechanisms encompass transaction, flow, contract and managerial aspects of this product. This study aims to analyze E-Money product from a sharia perspective using the benchmark of fiqh muamalat which has been contained in the DSN-MUI fatwa, and related laws and regulations. The method used in this research is descriptive qualitative research. By using the method of content analysis and using interviews, involved observation, this research uses documentation study as the data collection technique. The conclusion from the writing of this thesis is that from a review of sharia principles, there are sharia problems in the aspect of the contract, this is because this product does not have a contract nomenclature in product operations that creates ambiguity (Gharar), as well as from the transaction aspect because the bank does not restrict or control goods which are sold by merchants in collaboration with banks, so it is feared that they can be used to buy non-halal goods.
Sedekah QR (SQR): Charity System in Modern Era
Authors: Al Faridho Awwal Muhammad
Published: July 2021

Badan Amil Zakat Nasional (Baznas) has launched a donation system with QR code on Friday, December 22th 2017. Baznas’ Deputy Chief, Arifin Purwakananta said the usage of QR code was the first in alms services. Other than using QR code, Baznas also cooperated with various online multipayment services such as Go-Pay and OVO. Observing such trends, by using research with qualitative and quantitative approach and modifying both Theory of Planned Behavior and Technology Acceptance Models, this research aims to formulate the concept of cashless alms donation payment done by every feasible mosque and to discover society’s interest toward alms donation using QR code. Therefore, there need to be a synergy between Otoritas Jasa Keuangan (OJK) as financial transaction supervisor and Dewan Masjid Indonesia (DMI) as the highest position in mosques’ management in Indonesia. This direct collection approach done by this service is expected to increase mosques’ welfare and the communities around mosques so that the equality of welfare to all mosques can happen
Analisis terhadap Hadis Dasar Hukum Fatwa DSN No : 12/DSN-MUI/IV/2000
Authors: Wicaksono Munandar Harits
Published: July 2021

Debt has become commonplace to meet the needs of human life. However, because it is only a loan, it must be returned. But sometimes not everyone can do it at the agreed time. Therefore, Islam offers a solution in the form of a hawalah contract. The National Sharia Council then issued a fatwa regarding this matter to strengthen it by mentioning several hadiths as its legal basis. With qualitative methods and literature study, the authors describe the understanding that can be drawn from this hadith. Based on the research results, it was found that there were many differences of opinion in the details of the hawalah contract. Then it was also discovered that one of the hadiths that was used as a reference did not have a degree of shohih and the hadith also did not lead directly to the hawalah contract.
Peranan Bank Wakaf Mikro dalam Pemberdayaan Ekonomi Masyarakat di Purwokerto
Authors: Hidayat Syarif , Makhrus M
Published: July 2021

This article aims to determine the role of the Micro Waqf Bank in the economic empowerment of the community in Purwokerto by optimizing the management of productive waqf. This type of research is qualitative descriptive with data collection techniques of interviews, observation, and documentation. Data analysis was carried out through synchronization between the research data and the theory that would support the conclusions of this study. The results of this study indicate that the role of community economic empowerment carried out by BWM Amanah Berkah Nusantara is through the provision of micro-business financing to poor people who have businesses or people who intend to have a business. The financing is given at a predetermined nominal according to the business priority scale and without the use of collateral. Communities who receive financial assistance are provided assistance in developing religious businesses and guidance, so that empowerment activities can have an economic and spiritual impact.
Analisis Kinerja Keuangan Bank Umum Syariah Melalui Pendekatan Islamicity Performance Index
Authors: Hayati Safaah Restuning , Ramadhani Mutiah Hanifah
Published: July 2021

This study aims to determine how the financial performance of Islamic commercial banks in Indonesia through the islamicity performance index approach for the period 2013-2017, by the principles of justice, halalness, and purification. This study using quantitative descriptive research. The number of banks sampled are five Islamic commercial banks in Indonesia that have been selected, through a purposive sampling technique first. These banks are BRI Syariah, BNI Syariah, Mandiri Syariah, BCA Syariah, and Victoria Syariah. The type of data used is secondary data taken from the financial statements of each islamic commercial bank that is sampled. Through the islamicity performance index approach, the results of this study indicate that the financial performance of islamic commercial bank is unsatisfactory, based on the average of the variables that have been processed in accordance with predicate valuation standards.
Organizational Citizenship Behavior Islamic Perspective (OCBIP) pada Organisasi Tidak Berbasis Islam
Authors: Usman Usman
Published: July 2021

Organizational Citizenship Behavior (OCB) is a behavior performed by an individual or employee voluntarily helping each other without expecting an award or reward from the organization or company. This study aims to investigate the role of spirituality in the workplace and job characteristics on job satisfaction and Organizational Citizenship Behavior (OCBIP), especially in organizations that are not affiliated with Islam. The sample of this research is 122 respondents of BLU UPTD Trans Semarang employees and analyzed using Structural Equation Modeling (SEM). The results indicate that in an organizational environment that is not based on Islam,, spirituality in the workplace and job characteristics have a positive effect on job satisfaction and OCBIP.
Dimensi E-Servqual dan Dampaknya Terhadap E-Satisfaction Layanan Mobile Banking
Authors: Hayani Nurrahmi , Alsukri Saipul
Published: July 2021

This study aims to determine the effect of e-servqual on e-satisfaction on mobile banking customers. The population in this study was all customers of BRI Syariah at State Islamic University sultan Syarif Kasim. The sampling method in this study uses non probability sampling with a purposive sampling technique where this technique takes samples with certain considerations. The data used are primary data and secondary data. Data analysis method used is multiple linear regression methods. The results showed the facts of the six e-servqual variables offered in this study, only the fulfillment, privacy, and responsiveness variables have a significant relationship. While the 3 other variables namely efficiency, reliability and contact do not have a significant influence on e-satisfaction customers of BRI Syariah mobile banking in UIN Suska Riau. These six e-servqual variables have an effect of 62.7% on the e-satisfaction variable while the remaining 37% are approved by other variables not included in this study.
Analisis Efektivitas Kebijakan Moneter Dalam Perspektif Konvensional dan Syariah Terhadap Inflasi di Indonesia Tahun 2013-2020
Authors: Dwihapsari Rindani , Kurniaputri Mega Rachma , Huda Nurul
Published: July 2021

This scientific research was conducted to see the effect and how the effectiveness of the monetary policy transmission mechanism from both conventional and sharia perspectives to tackle inflation in 2013-2020. The conventional monetary policy transmission mechanism can be seen from the total conventional bank credit (LOAN), the interest rate on Bank Indonesia Certificates (SBI), and the average yield on Government Securities (SUN). Meanwhile, sharia monetary policy can be seen from the yield rates on Bank Indonesia Sharia Certificates (SBIS), total Islamic bank financing (FINC) and the average yield of State Sharia Securities (SBSN). Through the Vector Error Correction Model method, it is found that the SBI results have a significant negative effect so that if the interest rate increases by one percent it will reduce inflation. Unlike the case with the effectiveness as measured by the Impulse Response Function (IFR) and Forecast Error Variance Decomposition (FEVD), where conventional monetary policy is fast in controlling the inflation rate compared to Islamic monetary policy. However, the magnitude of Islamic monetary policy is greater than conventional monetary policy.
Perilaku Berzakat di Masa Pandemi COVID-19
Authors: Napitupulu Rodame Monitorir , Lubis Rini Hayati , Sapna Fahrina Putri
Published: July 2021

The impact of the pandemic COVID-19 resulted in the weakening of the State economy causing a decrease in individual income, in contrast to the collection of zakat during the pandemic increased, the increase in zakat funds is inseparable from the behavior of muzakki, then from the purpose in the study how muzakki behavior in paying their zakat during the pandemic COVID-19, and how the response or response muzakki to the management of BAZNAS this study explored the approach of mix method with random sampling techniques numbered 396 respondents. The data was obtained based on the results of an online questionnaire through a google form. The results of this study showed that the behavior of charity during the pandemic COVID-19 does not affect in giving zakat even though it is in the red zone, in all respondents have done zakat, especially zakat fitrah which is often done in the month of Ramadan, as for zakat payments made in mosques or directly. However, the majority muzakki paid zakat through zakat institution because of credibility, transparency, and accountability reason.
ANALISIS DAYA SAING DAN FAKTOR-FAKTOR YANG MEMPENGARUHI EKSPOR PRODUK ALAS KAKI INDONESIA KE AMERIKA SERIKAT DITINJAU DALAM PERSPEKTIF EKONOMI ISLAM
Authors: Laili Nur
Published: July 2021

Footwear is one of Indonesia's leading export commodities. However, this achievement is still far from the target set by the Indonesian Ministry of Industry, namely growth of 10% annually. The aim this study are to analysis of Indonesia's competitiveness of footwear products exported to the United States, factors affect Indonesian footwear exports to the US and the Islamic economy view competitiveness and the factors affecting exports. The method used is a quantitative method. Using the RCA analysis and multiple linear regression analysis. The data taken from this research is secondary data. The results showed that the RCA index>1, then the export of Indonesian footwear products to the US was competitive in the world. Partially, US GDP and the exchange rate have a positive and significant effect on Indonesian footwear exports to the US, prices have a positive and insignificant effect on Indonesian footwear exports to the US, and production has a negative and insignificant effect on Indonesian footwear exports to the US. Simultaneously, US GDP, exchange rates, prices and production together influence the export of Indonesian footwear to the US. Competition from an Islamic economic perspective is highly recommended, but it must be healthy as explained in Q.S Al-Baqarah:148 where every country is prohibited from committing fraud, one of which is the dumping technique.

Keywords: RCA, US GDP, Exchange Rates, Prices, Production, Footwear Exports, Islamic Economic Perspective.
Metode Penentuan Akad pada Transaksi Uang Elektronik
Authors: Hadikusuma Sofwan
Published: July 2021

This paper is intended to explain the methods used by experts in determining the contracts used in electronic money transactions. The focus of this paper is not only on contract determination, but how a contract is embedded in electronic money transactions. This research is a qualitative research wich uses descriptive-analytic method. Data obtained from secondary sources such as books, journals, websites, and relevant documentation. The results showed that in principle, there are two methods in determining the contract in a muamalah transaction. The first method uses the editorial approach (words) which focuses on the contract words, and the second uses the substance (meaning) approach which considers the contract based on the aims and objectives of the contract as seen from the form of the agreement as well as the rights and obligations obtained by each party. Regarding the topic of discussion, it can be concluded that the determination of the contract in electronic money transactions uses a meaningful approach. That because the consideration used in determining the electronic money contract is based on the form of the transaction that occurs between the parties, not just the existing words.
IMPLEMENTATION OF FINANCING AGREEMENT MUSYARAKAH AGAINST CUSTOMER IN SHARIA BANK PERIODE 2018 (Study: Bank Pembiayaan Rakyat Syariah Bangka Belitung)
Authors: Setiawan Yudi
Published: July 2021

Agreement is a where action one person or people bind your self against or more persons. In general people are free to make agreement not tied to particular shape can be made oral or writtrn. Financing is provision of funds or bill whinc in the equation with it. Musyarakah is a partnership agreement thet the benefits and risk will be borne together as agreed. Customers are parties who use the services of islam bank and UUS, syariah bank is a that runs is business activities based on syariah principles. Research method used in this research Empirical Juridical. The perpuse of this study is to find out how the Implementation in musyarakah financing and what are the obstcles that occur in the implementation, the implementation of the musyarakah financing agreement, implementation on the basis of syariah principles and agreement of bots parties, then in the implementation there are barriers thet the customers in this case does not perform it’s obligation in accordance eith the contents of the agreement thet has been made. In setting the matter, the ways of deliberation between the two parties do not find an agreement on the matter, then to resovle the matter is pursued by legal means throught the courts or through the arbitration body. Problem in change of islam is conducted in tree ways, nemaly though the road of peace, trough thes road the bank and with rescheduling done, then two road of arbitration, and then though the road of justice.
ANALISIS PEMIKIRAN KEUANGAN PUBLIK IBNU TAIMIYAH VS KEBIJAKAN FISKAL KEYNESIAN
Authors: Minarni Minarni
Published: July 2021

This article examines Ibn Taimiyyah’s thoughts in Islamic Public Finance as contained in several of his books, including the book Majmu’ Fatawa, Al-Siyasah al-Syar’iyyah fi Islah al-Ra’i wa al-Ra’iyyah and the book Al-Hisbah fi al-Islam aw Wazifah al-Hukumah al-Islamiyah. Furthermore, these thoughts are compared with the concept of fiscal policy proposed by John Maynard Keynes in his book The General Theory of Interest and Money. This research is literature study using comparative methods and qualitative descriptive analysis. The results of this study indicate that Ibn Taymiyyah’s thoughts on public finance have the advantage of Islamic values based on the Qur’an and the Sunnah, upholding the values of justice, is oriented towards material and spiritual welfare, the existence of a hisbah institution which acts as a supervisor, sources of state revenue paying attention to the aspects of halalness, emphasizing the zakat sector and managing of public ownership. As far the allocation of state expenditures in accordance with the provisions of Islamic law and the benefit of the people. Whereas Keynes fiscal policy is based on man-made regulations, emphasizes state revenue from the tax sector, and is oriented towards material welfare. However, the two concepts have similarities in several state expenditure allocations, including defense and security costs, salaries of state officials, and construction of public facilities. In addition, there are similarities, the role of the state in overcoming unemployment and alleviating poverty.
PENGARUH INFLASI, KURS, DAN HARGA EMAS TERHADAP PENYALURAN RAHN (STUDI PADA BANK SYARIAH MANDIRI)
Authors: Soekapdjo Soeharjoto
Published: July 2021

Indonesia, with a Muslim majority population, has made Islamic financial institutions develop rapidly. To meet community needs, Bank Syariah Mandiri developed alternative financing, by issuing gold pawn products (Rahn). Aims of this study is to determine factors that influence Rahn distribution. Used regression method with quarterly data in 2011-2018. Dependent variable is Rahn distribution and inflation, exchange rate and gold price as the independent variable. Result shown that inflation and gold price have a positive and significant effect on Rahn's distribution, while the exchange rate has a negative and significant effect on Rahn's distribution. For this reason, financial institutions can develop gold pawns by utilizing financial technology, and Government needs to maintain stable inflation and exchange rates in order to increase economic growth and income distribution.
Penyaluran Dana Bank Syariah Melalui Pembiayaan Murabahah, Istishna, dan Ijarah Sebelum dan Selama Pandemi Covid 19
Authors: Afkar Taudlikhul , Purwanto Teguh
Published: July 2021

Impact of the Covid-19 pandemic in Indonesia is not only in the productive sector but has an impact on the financial sector such as conventional and Islamic financial institutions including banking. Islamic banks have business activities through murabaha, istishna', and ijara financing for sale and purchase and lease types. The impact felt by the banking sector can be seen from the existence of financing problems. The purpose of this research is to compare the conditions of sharia financing before and during the Covid-19 pandemic. The method used is the paired sample t-test with a sample of Islamic banks in Indonesia. The results show murabaha and istisna' financing has increased, while ijara financing has decreased during the Covid-19 pandemic.
Implementasi Profit and Loss Sharing Petani Padi Ditinjau dari Perspektif Ekonomi Islam
Authors: Herlangga Julio Basuki
Published: July 2021

Abstrak

In Kaibeso, there is a profit sharing system in agriculture done among paddy farmers, and it is called paron system. Paronsystem is used by Kadibeso people as a way to share the work profit between farmers and rice field owners. This system has been preserved among farmers, especially those in Kadibeso village. This system,which is similar to profit sharing system in Islamic economy,becomes the accounting system for capital owners (rice field) and the cultivators. In Islamic economy system, this cooperation between capital owners (rice field) and the cultivators is called Muzara’ah and Mukhabarah.The metod used in this research is qualitative method- a research done to understand the phenomena experienced by the subject of the research such as behavior, perception, mitivation, and action. The data used in this reseacrh consist of primary and secondary data.Paron system is line with Islamic economic system because it does not lease ice field but give the right to farmers to cutivate. It is already in line with Al-Quran and Haditd.

Key word : Paron, Islamic economy, Muzara’ah, Mukhabarah.
Pengaruh PSAK 108, Produk Unit Linked terhadap Asumsi Going Concern Perusahaan Asuransi Syariah di Indonesia
Authors: Suyatna Nano
Published: July 2021

It is recommended that tomorrow's risk is anticipated in Islam, the applicant can use Sharia Life Insurance. The problem is the emergence of insurance companies that fail to pay, so that customer expectations are lost. This study aims to provide input in choosing the right insurance company and add insight for those interested in insurance. The research method used is descriptive quantitative research methods. The results showed that: a. the positive influence between the application of PSAK 108 and the survival of sharia insurance companies partially, b. the positive influence between unit-linked products and the viability of sharia insurance companies partially, c. the positive influence between the application of PSAK 108 and unit-linked products with the survival of the Islamic insurance company together. The viability of sharia insurance companies will survive, if the consistent implementation of article 108 and sharia unit-linked products that are safe from the influence of the JCI in investing, and use good governance. The fact is from the data that there are companies that have large liquid assets that still survive, but there are also insurance companies with low capital that remain strong (high risk high return) in maintaining the going concen assumption.
PENGARUH HARGA PROPERTI RESIDENSIAL DAN KEBIJAKAN FINANCING TO VALUE TERHADAP STABILITAS PERBANKAN SYARIAH DI INDONESIA
Authors: Fatoni Ahmad
Published: July 2021

This study aims to analyze the effect of residential property prices and Financing to Value policies on the stability of Islamic Commercial Banks in Indonesia. This study uses secondary data, namely time series data from all Islamic Commercial Banks in Indonesia during the period March 2010 to December 2020. The model used in this study is the Error Correction Model (ECM). The results of the study found that the Residential Property Price Index of small and medium types in the long term has an influence on the stability of Islamic Commercial Banks. However, each of them supports a different hypothesis, namely the collateral value hypothesis and the deviation hypothesis. Meanwhile, it was found that in the long and short term the Financing to Value policy had an influence on the stability of Islamic Commercial Banks in Indonesia.

Keywords: Islamic Banking Stability, Property Price, Financing to Value
IMPLEMENTASI STRATEGI DALAM PENANGANAN PEMBIAYAAN MACET DI BMT UGT SIDOGIRI TANGGULANGIN
Authors: Alam Mustika Nur
Published: July 2021

This study aims to determine the implementation of strategies in handling bad financing at BMT UGT Sidogiri Tanggulangin due to a decrease in the nominal amount deposited by members due to the economic crisis during the Covid-19 pandemic, to deal with these problems, BMT UGT Sidogiri has a good strategy. The research results show that the strategies that have been used by BMT UGT Sidogiri Tanggulangin to deal with non-performing financing are proven to be able to overcome the problems that occur and have a good impact on customer responsibilities and obligations. This study uses qualitative research methods in order to clearly address the problems that occur and the strategies implemented by BMT UGT Sidogiri.

Keywords: Bad Financing, BMT Ugt Sidogiri