bluuebunny/crossref_metadata_2025 huggingface dataset:
Financial Factors Determining CAREs Ratings
Authors: Gupta Rahul
Published: December 2019

Rating agencies evaluate a number of qualitative and quantitative factors while assigning rating to a particular company. Standard mathematical formulas do not exist for determining credit ratings. Instead, credit rating agencies use their experience and judgement in assigning ratings. What factors rating agencies consider significant in providing ratings to the companies is an important question. The present study aims to contribute to the above mentioned area by identifying the financial determinants of credit ratings assigned to Indian companies by CARE, one of the top rating agencies of India. Ordered probit analysis is used on unbalanced panel data with credit rating as the dependent categorical variable and six financial factors viz. size, liquidity, profitability, interest coverage, leverage, and growth as the independent variables. Results from ordered probit analysis indicate that the likelihood of credit ratings to be on higher side is more with increase of size, liquidity, profitability, interest coverage, growth and with a decrease in leverage. Further, size, profitability, and leverage are found to be statistically significant factors at the 1% level, liquidity and growth at the 5% level and interest coverage at the 10% level.
Liquidity Gap Report for Stress Testing Structural Liquidity Risk
Authors: Schmitt Eugenia
Published: December 2019

The need to focus on banks funding structure and stress testing in an explicit way arose as a consequence of the crisis of past decades. Liquidity risks usually occur as a consequence of other kinds of risks, hence analysing scenarios in a prospective manner is essential for the assessment if the bank can fulfill its obligations as they come due and if its funding costs are appropriate. The structural liquidity risk and the degree of the liquidity mismatch can be measured based on the liquidity gap analysis, where expected cash-in- and outflows, divided in different time-buckets are depicted. The liquidity gap report (LGR) shows if a liquidity shortcoming appears in the future and how high is the amount a bank would have to pay, if any hedging were not possible. This paper shows how to build a comprehensive LGR which is the base for both, liquidity and wealth risk evaluation. To improve the accuracy of the forecast, the counterbalancing capacity will be incorporated into the LGR. This tool is a methodological basis for quantitative and qualitative risk assessment and stress testing.
Building Information Modeling (BIM): From theory to practice BIM: Von der Theorie zur Praxis
Authors: A Eicher,
Published: December 2019

Building Information Modeling (BIM): From theory to practice BIM: Von der Theorie zur Praxis
Current survey of the German Association of Surveying: Open data as driver for start-ups? Aktuelle Umfrage des DVW: Open Data als Treiber für Start-ups?
Authors: R Seuß, , C Kany,
Published: December 2019

Current survey of the German Association of Surveying: Open data as driver for start-ups? Aktuelle Umfrage des DVW: Open Data als Treiber für Start-ups?
All our projects are closely linked to geodata" "Alle unsere Projekte sind eng mit Geodaten verbunden"
Authors: A Eicher,
Published: December 2019

All our projects are closely linked to geodata" "Alle unsere Projekte sind eng mit Geodaten verbunden"
Determinants of Trading Decision: An Experiential Examination
Authors: Sharma Gunjan , Singh Tarika , Awasthi Suvijna
Published: December 2019

In the midst of increasing globalization, the past two decades have observed huge inflow of outside capital in the shape of direct and portfolio investment. The increase in capital mobility is due to contact between the different economies across the globe. The growing liberalization in the capital market leads to the growth of various financial products and services. Over the past decade, the Indian capital market has witnessed numerous changes in the direction of developing the capital markets more robust. With the growing Indian economy, the larger inflow of funds has been fetched into the capital markets. The government is continuously working on investor’s education in order to increase retail participation in the Indian stock market. The habits of the risk-averse middle class have been changing where these investors started participating in the Indian stock market. It is an explored fact that human beings are irrational and considering this fact becomes imperative to investigate factors that influence the trading decisions. In this research, ‘an attempt has been made to investigate various factors that affect the individual trading decision’. The data has been collected from various stockbroking firms and from clients of those stockbroking firms their opinions were recorded by means of a questionnaire. Data collected through the structured questionnaire, 33 questions were prepared which was given to the 330 respondents on the basis of convenience sampling out of which 220 individuals filled questionnaire, the total of 200 questionnaires was included in the study after eliminating the incomplete questionnaire. Various factors are being explored from the literature and then with the help of factor analysis some of the most influential factors have been explored. Factors like overconfidence, optimism, cognitive bias, herd behavior, advisory effect, and idealism are the factors which influenced the trading decision of the investors the most. Such kind of a study is contributing in the area of behavioral finance as a trading decision is an important aspect while investing in the stock market. And this kind of study would be helping and assisting financial advisors to strategies for their clients in making the right allocation and also the policy maker and market regulators to come up with better reforms for the Indian stock markets.
A Comparative Study on Financial Performance of Shariah Compliant Stocks and Conventional Stocks in India
Authors: K Saidalavi , Farooqi MD Rashid
Published: December 2019

Islamic Equity Market consist the companies which follow the Shariah norms in their business activities to be Shariah compliant. The objectives of this study are to examine the performance of select Shariah-compliant shares listed in BSE (Bombay Stock Exchange), India and to compare the performance of Shariah-compliant stocks with select conventional stocks. The study reveals that the performance of Shariah-compliant stocks is better than conventional stocks during the select period of study and the return of Shariah-compliant securities is less volatile than the conventional securities.
Intergeo: From the billboard to the legend
Authors: A. Eicher
Published: December 2019

Intergeo: Von der Plakatwand zur Legende
Effect of Enterprise Risk Management on Firm Value: Empirical Evidence from Non-Financial Firms in Pakistan
Authors: Nasir Nouman
Published: December 2019

This research examines the effect of enterprise risk management on firm value in Pakistan. Further, this study empirically examines company characteristics that establish the execution of an enterprise risk management system. Using a sample of final dataset of 83 non-financial firms located in Pakistan. The sample included non-financial firms from the year 1999 to 2015 and so up to seventeen observation years per company. As in context of Pakistan, most of the organizations are already implement an ERM programs and establish specialized ERM departments because the ERM is now a global term and has become increasingly relevant because of the growing difficulty of risk and an additional development of regulatory frame works. For the empirical evidences, data collected from non-financial firms listed at the Pakistan Stock Exchange (PSX). Results of logistic regression shows that Capital Opacity, Profitability, Financial Leverage, Firm Size and Slack have positive impact on the implementation of an ERM system but Industrial diversification, Industry and Return on Equity are negatively related to an ERM engagement. The results of ordinary least square regression finds positive relationship between use of an ERM and firm value.
Intergeo 2018 - Premiere des DDGI gelungen
Authors: P. Loef
Published: December 2019

Intergeo 2018 - Premiere des DDGI gelungen
Empirical Evidence of the Impact of Bank-Specific Factors on the Commercial Banks Performance: The CAMEL Model and the case of Ethiopian Banks
Authors: Kuhil Abdurezak Mohammed
Published: December 2019

The study has investigated one of the key research questions: how bank-specific factors are related to bank performance? The model constructed is framed based on the commonly used supervisory tool to monitor bank performance: CAMEL. This consists of elements such as Capital Adequacy, Asset Quality, Management, Earning and Liquidity. It has used six variables representing each of the components and runs a regression model based on fixed and random models. The outcome shows that many of the bank-specific factors have a significant statistical relationship with performance measures. Despite the mixed result in the various models, the study explored that a bank’s capital holding, asset quality and business diversification, cost control and liquidity positions are important parts of the management decisions that have a significant influence on its performance.
Testing the Relationship between Liquidity and Stock Returns in the Palestinian Banks Listed in the Palestine Exchange
Authors: Darwish Marwan Jumah
Published: December 2019

This study examines the relationship between liquidity and stock returns in the Palestinian banks listed in the Palestine Exchange over the period July 2009–July 2018. The study uses three liquidity measures: trading probability (TP), turnover rate (TR), and the measure of Amihud (2002), ILLIQ. The results of Pearson’s correlation test showed a positive correlation between tow liquidity measures (TP and ILLIQ) and stock returns, and the results of fixed-effect model showed a significant effect for the same tow liquidity measures (TP and ILLIQ) on stock returns. So, in the context of Palestine, TP and ILLIQ seem to appear better measures for liquidity; thus, the investors can use these two measures of liquidity to predict the stock returns of the Palestinian banks.
Trend analysis Intergeo 2018
Authors: C. Marx , B. Schwab , S.H Nguyen
Published: December 2019

Trendanalyse Intergeo 2018
Recording of water levels by means of mobile augmented reality
Authors: F Fuchs-Kittowski , S. Burkard
Published: December 2019

Erfassung von Wasserständen mittels mobile Augmented Reality
Are Regulatory Measures Influencing Bank Performances: The Ethiopian Case
Authors: Lelissa Tesfaye Boru , Kuhil Abdurezak Mohammed
Published: December 2019

The study has explored the impact of selected regulatory variables on performances applying a panel regression on 18 commercial banks in Ethiopia for the period 1999-2015. The variables used in the model are directly derived from the extant regulatory approach used by the Central Bank to regulate the banking business. The literature review also shows that most of them are enacted in other countries with few exceptions and mainly related to bill purchase requirements. The model constructed, therefore, has established and finds a statistically significant relationship in some of the regulatory variables with performance measures. The most important findings of this study relate to the negative affect of some of the recent policy directions from the regulator on performances. For instance, branch growth and bill purchases have a statistically significant negative relationship with bank performances. This should be one of the areas requiring policy flexing from the regulatory side in the future. Nevertheless, other policy direction such as capital growth requirement remains a positive contributor to performances. More specifically, the study finds that exchange rate has a positive and statistically significant relationship with the profit models. Despite the benefit of a depreciating local currency and a stable foreign currency type to shield them from currency fluctuation, it allowed banks to earn a policy profit. The depreciation of Birr permitted banks to enjoy a profit from their foreign currency holdings in the form of daily asset revaluations. Nevertheless, many of the variables (prudential regulatory variables) used in this study (interest rate, reserve rate, number of new entrant banks, and level of entry capital) are not statistically significant to influence on bank performances.
Conceptualising the Linkages between Financial Development, Human Development, and Income Inequality: Cross-Country Evidences
Authors: Sen Avisek , Laha Arindam
Published: December 2019

In the present era of finance capitalism, it is a great challenge for any country to strengthen its financial sector so as to realise the vision of financial inclusive society. Beside this major challenge, the government has to ensure the well-being of the society. Well-being of the society is not only indicated by the income level of an individual, but also by the noneconomic factors like health and education level of the people. But now-a-days, more and more emphasis is given on the concept of well-being of the population in the context of limiting role of GDP in ensuring equitable distribution of wealth. Formulation of a policy in achieving both the policy objectives (i.e., development of financial sector and ensuring well-being of the population) essentially calls for an understanding on the linkages between financial development and well-being of the population. In this context, this paper attempts to develop a conceptual framework on the linkages between the financial development and the human well-being in the context of inclusive development paradigm. In addition, this paper also tries to conceptualise the theoretical framework on the implications of financial development and/or human well-being on the level of income inequality or the other way round. The empirical analysis in this paper shows that there is positive and significant bidirectional relationship between the financial development and human development across selected countries of the world. Government intervention in the development in the financial sector (or achieving a higher level of well-being of the population) can also reduce the extent of inequality in the distribution of income.
Impact of Risk Tolerance and Demographic Factors on Financial Investment Decision
Authors: Baruah Mitali , Parikh Abhishek Kirit kumar
Published: December 2019

Risk tolerance is popularly used in the personal financial planning industry to understand an investor’s attitude towards risk. In the twenty-first century, it is very important for the various investment firms, fund managers, financial planners to understand financial investment decisions of an investor for developing a strategy for the sale of their investment products in market. However, financial decisions of an individual not only depend on financial risk-tolerance level, but also upon different demographic factors. Thus, this study is undertaken to develop a model that helps in understanding impact of risk tolerance and demographic factors jointly on investment decision, especially, a decision related to level of investment. Also, investor may be having higher risk tolerance for the calculative investment but may be having lover risk tolerance in speculative investment. So, based on extensive literature support, this research has tried to propose a model for understanding the impact of investment risk tolerance, capital risk tolerance, speculative risk tolerance, and six important demographic variables jointly on investment decision. Thus, this study would be helpful to investment firms in understanding impact of risk tolerances and demographic variables jointly on level of investment of investors, which can be used for designing a strategy or investment product to offer to the investors with different levels of financial risk tolerance and different demographic profiles.
Urbane träume urbane träume
Authors: A. Eicher,
Published: December 2019

Urbane träume urbane träume
Explicit time discretization programming approach to risk modelling
Authors: Mandal Anandadeep , Sharma Ruchi
Published: December 2019

In this paper we formulate an explicit time discretization model for modeling risk by establishing an initial value problem as a function of time. The model is proved stable and the scaled-stability regions can encapsulated the volatile macroeconomic condition pertaining to financial risk. The model is extended to multistage schemes where we test for convergence under higher-order difference equations. Further, for addressing advection problems we have used Runge-Kutta method to propose a multistep model and have shown its stability patterns against general and absolute stability conditions. The paper also provides second-order and forth-order algorithm for computational programming of the models in practice. We conclude by stating that explicit time discretization models are stable and adequate for changing business environment. Keywords: Explicit time discretization; Runge-Kutta Method; algorithms; computational programming; risk modeling.
30 years of Z_GIS and a little more
Authors: B. Zagel
Published: December 2019

30 Jahre Z_GIS und ein bisschen mehr
Intergeo 2018 - Premiere of the German Umbrella Organization for Geoinformation (DDGI) was successful
Authors: P. Loef
Published: December 2019

Intergeo 2018 - Premiere des DDGI gelungen
Smart Beetles und GeoIT-Buzzwords - Rückblick auf das Geosystems User Group Meeting 2018
Authors: H. Weigand
Published: December 2019

Smart Beetles und GeoIT-Buzzwords - Rückblick auf das Geosystems User Group Meeting 2018
Adoption and Diffusion of Electronic Banking by Customers: Critical Analysis of Empirical Evidences
Authors: Kaur Kamalpreet , Kaur Mandeep
Published: December 2019

Electronic banking is the new trend significantly adopted by banking sector worldwide due to its wider scope for the customers as well as banks at large. It has potential to hold great promises for bankers to grab huge business opportunities. In the present study, the diverse literature available worldwide on the adoption and diffusion of e banking has been explored to identify the significant constructs which enable innovation to diffuse among the customers and ultimately lead to its adoption. Its main purpose is to understand the trend of various research aspects prevailing in the field of banking and related to the adoption of innovative services by customers. In order to review the relevant literature, research papers have been collected from the referred journals related to innovation, marketing and banking. Qualitative approaches have been used in order to analyse and compare the main findings as well as applicability of the research papers. Hence, using an interpretative and critical approach through content analysis of the studies reviewed, the important measures viz. Research Methodology, Sample size, Respondents’ profile, Model applied and Significant Constructs have been taken into account for further inquiry. This study builds up a strong conceptual framework for the researchers by thoroughly analyzing the empirical studies of last 11 years i.e. from 1999 to 2009 which further links the consumers’ perceptions and orientation to practical implications. Keywords: Adoption and Diffusion Models, Electronic banking, Technology, Literature Review, Content Analysis.
Management Dimensions in the Hospitality Management Curriculum
Authors: Gumacial Dionalyn S.
Published: December 2019

This study aims to evaluate the management dimension of BS Hospitality Management curriculum. This rests on the theory that there are alternative processes that may serve as bases for curriculum development in OBE. The study avers that such alternative reverse engineering methods can be just as effective as the results of the formal OBE curriculum development. Descriptive method is use in the study in identifying the sufficiency of the different management dimensions in the Hospitality Management curriculum. Data gathered were taken from a descriptive survey conducted with different department heads of hotels using a Management Competency Assessment Form (MCAF). Findings of this study show that some major subjects of the BS Hospitality Management curriculum have insufficient time allocation for students to be able to completely develop the desired management dimensions, hence, the necessity to revisit the said curriculum.
Assessment of Admission and Retention Policies and Procedures of a Chartered Higher Education Institution
Authors: Pantallano Erlinda S. , P. Betache Elvie Mae
Published: December 2019

Abstract
Globalization and Economic Growth: Evidence from Nigerian Economy 1980 – 2017
Authors: Cookey  , Clement Boma , Stanley Okorie
Published: December 2019

This study examined the effect of globalization on growth of Nigerian Economy from 1980 to 2017. The used secondary data sourced mainly from the Central Bank of Nigeria Statistical bulletin and the SWISS Economic Institute (KOF). A multiple regression model which has economy growth, proxy by real gross domestic product as the dependent variable and globalization disaggregated into overall globalization, economic globalization, social globalization, and political globalization as the independent variables was estimated using Engle-Granger (1979) Error correction model approach. The unit root test shows that all the variables are integrated of order 1(1), while the co-integration test result revealed that the variables are co-integrated. Estimates from the error correction models show that overall globalization had positive and significant effect on economic growth, while political globalization had positive, but insignificant impact on economic growth. It was therefore recommended that government should create conducive macro-economic environment and invest in critical infrastructure to position the economy for positive globalization effects.
Investigating the Factors Affecting Consumer Affiliation to Brand
Authors: Mehranrohanikahrizi  , Saeedsedaghati  , Akrammastandehi
Published: December 2019

Since consumers are the turning point of all marketing activities. Successful marketing begins with the understanding of why and how consumers behave. In today's competitive world, most companies emphasize customer preservation as the key to success. The present study is, in terms of purpose, of applied research type, because the findings The research can be used to solve executive issues. In other words, after performing statistical tests and discussing and concluding, we can examine the factors affecting brand equity. This research is also causally causal due to the nature and research approach because it seeks to investigate the impact between variables. The data gathering method is also a descriptive and correlational research and qualitative data type. The statistical population of this research is Samsung mobile phone customers in Tehran. The most important methods for data collection are this Research is library studies and field studies.
Analysing the Contributions of Early Travellers in the History of Kerala
Authors: SS KARTHIK KUMAR
Published: December 2019

“Man’s curiosity for things and enquiry for food and shelter from one place to another gave birth to travel and travel led to tourism.”[i] From time immemorial man’s thirst for journeying is unquenchable, which has resulted in the spread of Human civilisation to all parts of the globe. Travels in the more advanced stages of our civilisation was done with an intent on Exploration, Diplomacy, Commerce, Knowledge etc. With Trade and Commerce being the main motivation behind travel rather than for pleasure in the early ages, the travellers were mostly consisting of Merchants, Pilgrims or Scholars.

Conscious travels were undertaken to explore and see the world as it had progressed. And a new phenomenon of travelling in pursuit of leisure came to being and in course of time the concept of tourism got new meaning and acquired importance, as travelling exclusively for pleasure constitutes the main theme of tourism in these days.

 

                                                

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Reimagining the Growth and Development of Tourism in Travancore with Special Emphasis on Kanya kumari

SAFEED R

Abstract

One of the wealthiest and most developed state in the British India was Travancore, which was situated on the south of the Indian Subcontinent. The princely state was blessed with nature and the geographical features are entirely distinct from other places in India. The modern industry like tourism got spatial attention from the government from the beginning of the twentieth century and it accepted several plans for attracting visitors to its tourist spots. A few tourist destinations, which were in pathetic condition were elevated to high standard and world class facilities were arranged to meet the demands of the travelers. Kanyakumari, the land of rising sun was situated on the south of Travancore got special consideration and government made necessary arrangements for the growth and development of Kanyakumari as a tourist destination.

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Reimagining the Growth and Development of Tourism in Travancore with Special Emphasis on Kanya kumari
Authors: R SAFEED
Published: December 2019

One of the wealthiest and most developed state in the British India was Travancore, which was situated on the south of the Indian Subcontinent. The princely state was blessed with nature and the geographical features are entirely distinct from other places in India. The modern industry like tourism got spatial attention from the government from the beginning of the twentieth century and it accepted several plans for attracting visitors to its tourist spots. A few tourist destinations, which were in pathetic condition were elevated to high standard and world class facilities were arranged to meet the demands of the travelers. Kanyakumari, the land of rising sun was situated on the south of Travancore got special consideration and government made necessary arrangements for the growth and development of Kanyakumari as a tourist destination.
Impact Of Goods And Services Tax (Gst) On Sole Proprietor- An Analysis Of Autotrophs Awareness With Special Reference At Erode, Namakkal And Salem Districts In Tamilnadu
Authors: .Praveenadevi D , Sakthivel M.
Published: December 2019

Goods and Services Tax is a tax on the supply of goods, or services or both except taxes on the supply of the strong liquor for human consumption. GST is a broad tax levy on manufacture, sale and consumption of goods and services at a national level. The present research has been conducted to examine the impact of GST on the performance of business. Data was collected with a primary source through questionnaires and designed with well- structured on five point likert scale. The sample size of the study is 110 businessmen of Erode, Namakkal and Salem. One sample t test was used as the statistical tool for analysis. The findings’ highlights that there is no significant impact of GST on business.
Analysis of the Background for the Failures of Poverty Alleviation Programmes Special Reference to Trincomalee District, Sri Lanka
Authors: Sangjeli S. , Mustafa A.M. M.
Published: December 2019

Poverty is the main problem in the world. In fact, poverty is recognized as the main factor that influence for the economic growth of a country. Apparently, many regions are still have the problem of poverty and make effort to reduce poverty. Consequently the scholars found the factors affecting poverty alleviation programmes are  community participation, integrative framework, knowledge, stakeholder engagement, network, safety and security, redeployment, state of the programme, legislation and support, governance, political factors, corruption, lack of involvement, communication problems, problems of rural development programme, social sector and poverty, unemployment and the labor market, vulnerability of the poor, poor targeting. In collecting data Quantitative, methods were used. The primary data was gathered from Divisional secretariats staffs who are directly involved in the poverty alleviation Programmes has considered for this research in the Trincomalee district. There are 11 divisional secretariat in the district. Therefore, 500 questionnaires issued to those division. The analysis shows that political factors has a very strong correlation while communication and involvement has strong correlation. Moreover, knowledge has a negative correlation
Evolution and Growth of Cyber Crimes: An Analys on the Kerala Scenario
Authors: KUMAR S S KARTHIK
Published: December 2019

Crime is a common word that we always hereof in this era of globalization. Crimes refer to any violation of law or the commission of an act forbidden by law. Crime and criminality have been associated with man since time immemorial.

Cyber crime is a new type of crime that occurs in these years of Science and Technology. There are a lot of definitions for cyber crime. It is defined as crimes committed on the internet using the computer as either a tool or a targeted victim. In addition, cyber crime also includes traditional crimes that been conducted with the access of Internet. For example hate crimes, telemarketing Internet fraud, identity theft, and credit card account thefts. In simple word, cyber crime can be defined as any violence action that been conducted by using computer or other devices with the access of internet.
Re-Appraising Taxation in Travancore and It's Caste Interference
Authors: S REVATHY V
Published: December 2019

Travancore , one of  the Princely  States in British India and later  became the Model  State in British  India carried a significant  role in  history when analysing  its system  of  taxation. Tax is one of the chief means for acquiring revenue and wealth. In the modern sense, tax means an amount of money imposed by a government on its citizens to run a state or government. But  the  system  of  taxation in  the  Native  States  of  Travancore had an unequal character or discriminatory character and  which was bound  up with  the  caste system.  In the case of Travancore and its society, the so called caste system brings artificial boundaries in the society.[1]
Second World War and Its Repercussions: Impetus on Poverty in Travancore
Authors: R SAFEED
Published: December 2019

In the first half of the twentieth century the world witnessed two deadliest wars and it directly or indirectly affected the countries all over the world. The First World War from 1914-1918 and the Second World War from 1939-1945 shooked the base of the socio-economic and political structure of the entire world. When compared to the Second World War, the First World War confined only within the boundaries of Europe and has a minimal effect on the other parts of the world. The Second World War was most destructive in nature and it changed the existing socio-economic and political setup of the world countries.
Performance of an Economy System Using Linear Algebraic Solution
Authors: Yusuf Darius P.B. , Koko K.M. , Mok Yusuf Usman
Published: December 2019

This study is set out to examine a linear algebra approach to economy. The Leontief input-output model was used to determine the production vector for goods and services. Data were collected from three different sectors of the economy; they are poultry farm, a gas depot and a textile store. The result shows that the production vector x is positive which in turns implies that the Leontief input-output model is a good approach to determine the profitability of an economic system.
A Study on Employees Perception Factors on Employer Branding In Private Universities
Authors: Bagirathi M. , Magesh Dr.R.
Published: December 2019

Employer branding is the process of managing and influencing your reputation as an employer among job seekers, employees and key stakeholders.  It encompasses everything you do to position your organization as an employer of choice. Employer branding is an interesting topic among entrepreneurs and researchers, as it is considered a new instrument for helping companies gain strategic advantage over their competitors .Determining the main components of positive employer branding perception in order to adequately manage it has become a real challenge. This study aims to investigate employer branding components of current employees. The data for the study has been gathered through a survey of 100 university employees of well-known information; Employer brand is an increasingly growing crucial topic that looms vast in the minds of huge human resources, recruitment and marketing. Employer branding is the latest and current trend in every organization today.
Credit Risk Management in Royal Insurance Corporation of Bhutan Limited (RICBL) and Bhutan Insurance Limited (BIL): Comparative study
Authors: Singh Dr. Kriti Bhaswar
Published: December 2019

Credit risk is one of the main risks that affects banking as well as non-banking institution in an economy. The present research work aims to evaluate credit risk management practices of Royal Insurance Corporation of Bhutan Limited and Bhutan insurance limited, currently only two insurance companies in Bhutan.  Primary data using structured questionnaire is collected.  Analysis of the data reveals the key area which needs appraisal and modification to improve organization’s asset quality.   Among ten variables identified as obstacle in CRM tested, majority of obstacle in CRM is due to lack of risk awareness and stringent regulatory requirement which was perceived by the employees of both organizations.
A Critical Study on Impact of Advertisement on Airtel Mobile Service Users with Special Reference to Bhagalpur City
Authors: Chand Gyan , Singh Dr. Rajeev Kumar
Published: December 2019

In the 21st century, mobile has developed as basic framework to interface residents, organizations, and networks the same to new chances. However for an excessive number of networks, the guarantee of fast, affordable, and reliable telecom access remains unrealized. Mobile connectivity has been changing our lives today and contacting the correct group of spectators made simple by telecom specialist co-op and consumer loyalty which changes over into deals. In this publicizing assume imperative job in coming to the unreached as far as online administrations. In this specific circumstance, an endeavour has been had to investigate the effect of promoting on offers of Airtel mobile services.
A Study on Socio Economic Profile of Women Entrepreneurs in Salem District
Authors: Palanivelu Dr.V.R. , Venkatesan P.
Published: December 2019

Women entrepreneur is regard as a person who accepts a challenging role to quench their behavior needs and to become economically independent by making appropriate adjustments in both family and social life. They are frequently on the look-out for new and innovative conduct which leads to strong economic participation. Their performance, ability, skill and knowledge, their insight in business and a pushing desire to do something positive are the reasons for women to ascertain and handle organized industries and take up difficult venture. The common factors of women entrepreneurs related to the family and the community has behavior on entrepreneurship. The economic factor act as a support for financial support to develop the entrepreneurship.
Emotional Intelligence and Job Performance.
Authors: Roy Dr. Amitabh , Tiwari Dr.Akhilesh
Published: December 2019

The era of business and commerce have witnessed the swift in alternation towards globalization and competitiveness among the organization. Expanding technological advancement and development of service industry runs as an inseparable unit growing performance demands. In order to ensure remarkable performance the human resource today is required to perform physically and emotionally. Thus,emotional intelligence (EI)is acquired crucial importance in the field of human resource, EI is the ability to sense ,understand and effectively apply power and acumen of emotions to a source as a human energy ,information, connection and influence.
The Impact of GST on Leather Manufacturing Sector in Vellore District
Authors: Prakasam C.
Published: December 2019

The Indian economy is entered into globalization. A number of Free Trade Agreements (FTAs) have been signed in recent times. This will allow imports into Indian duty-free or at very low duties. Hence, there is a need to have a nation-wide simple and transparent system of taxation to enable the Indian Industry to compete not only internationally, but also in the domestic market. Goods and Service Tax or GST as it is known is a game-changer in the Indian Economy.Amidst economic crisis across the globe, India has posed a beacon of hope with ambitious growth targets, supported by a bunch of strategic undertakings such as the Make in India and Digital India campaigns.
Women Entrepreneur and Women Empowerment - A Study with reference to Leather Goods Making Women in Vellore City
Authors: Prakasam C.
Published: December 2019

Women entrepreneurs have been socially, economically, politically and institutionally empowering is the real women empowerment. Women are entering into the business and make the commercial goods for consumption and involving in marketing for their goods advertisements and sales. They are also involved in major functional management aspects. Women and financial inclusion are the emerged inherent concepts in the world economy. Recently, commercial banks in India are targeting the micro-credits in a larger level of disbursements that have been taken place due to the genuine repayment during the corporate willful default of repayment at a major portion of the credit. The government of India and RBI are articulated and gave instructions to the commercial banks to provide and to concentrate the women entrepreneurs through various modes of plans, policies, projects, and visions. Many problems are associated with the production, distribution, quality and control.
A Comparative Study of India and Brics Nations’ Public Health Care with A special reference to India’s Position
Authors: Mohan Mr. R. , Jayaraman Dr. K.
Published: December 2019

Public health care is an important public good in a modern society. At the domestic extent, it has been development in the commitment of the BRICS nations as Brazil, Russia, India, China and South Africa to rise up public health care financing. In the international level, it is observed by the global community progress on the three health-related Millennium Development Goals. In spite of successes in curbing infectious diseases and curtailing CMR and MMR, old risks continues and new challenges emerge, coming post the 2008 global financial meltdown, the present slower economic growth and increasing economic inequality. The BRICS nations see these obstacles and have started cooperation on public health delivery.
Determination of Optimal Reserve between Two Machines in Series with the Repair Time has Change of Distribution after the Truncation Point
Authors: Vivekanandan T. , Sachithanantham S.
Published: December 2019

In inventory control, suitable models for various real life systems are constructed with the objective of determining the optimal inventory level.  A new type of inventory model using the so-called change of distribution property is analyzed in this paper. There are two machines M1 and M2  in series and the output of M1 is the input of M2. Hence a reserve inventory between M1 and M2 is to be maintained. The method of obtaining the optimal size of reserve inventory, assuming cost of excess inventory, cost of shortage and when the rate of consumption of M2  is a constant, has already been attempted.  In this paper, it is assumed that the repair time of M1  is a random variable and the distribution of the same undergoes a change of distribution  after the truncation point X0 , which is taken to be a random variable.  The optimal size of the reserve inventory is obtained under the above said  assumption . Numerical illustrations are also provided.
Citation Tools and Reference Management Software for Academic Writing
Authors: Vijai Dr. C. , Natarajan Dr. K. , Elayaraja Mr. M.
Published: December 2019

The correct citation of references is an honor to original ideas of previous authors and to avoid plagiarism. Currently, researchers can easily find, cite and store references using citation management software. This paper is discussed how to use popular citation management software (Zotero •Mendeley •EndNote •RefWorks •Citavi •PaperPile •JabRef •Papers •Docear) and reference tools in academic writing. The citation management software is very helpful for academic writing. Exactly what the name suggests: Reference management software used to manage the references in a document and information about a publication,book, journal article, video, etc. This study is based on the available sources from various university online libraries worldwide. This study very uses full for researchers, authors, reviewers, editors and the researcher community.
Creative Strategy Used in Electronic Advertising
Authors: Omer Abdalaziz Dr. Maha Mustafa
Published: December 2019

The study aims at the technological developments that are taking place in the world and have impacted on all sectors and fields and imposed on the business organizations and commercial companies to carry out their marketing and promotional activities within the electronic environment. The most prominent of these developments is the emergence of the concept of electronic advertising which opened a wide range of companies and businessmen to advertise And to promote their products and their work easily through the Internet, which has become full of electronic advertising, and in light of that will discuss the creative strategy used in electronic advertising;
Employees Performance Characterization due to Organizational Politics in Jordan
Authors: Albloush Dr. Ahmad , Taha Dr. Sadi , Nassoura Dr. Abdelrahim , Masoud Najeb , Bohra Om Prakash
Published: December 2019

This study explores the effect of organizational politics (OP) on employees' performance. This study uses data from employees' performance in 22 directorates of regions in the Greater Amman Municipality (GAM), Jordan. Data collected through face to face interviews with 11 heads of the administrative sections in directorates of regions in GAM. The interview results show that there are many employees their performance is weak or unsatisfactory.
The Role of the Media in establishing the Mental Image of Organization’s Reputation
Authors: Al-Obaidi Dr. Entisar
Published: December 2019

The use of the concept of a mental image includes several knowledge fields and different scientific disciplines. Its use in contemporary social research has become more apparent in communicative and media studies in general, as well as its abundance in the fields of philosophy, psychology, social psychology and other Knowledge.
The Association between Organizational Structure Resource Decision Making and Communication in Athletics Clubs of Ethiopia: Contingency Theory Perspective
Authors: Gebremeskel Tadesse , Shivappa Hasrani , Ibrahim Yassin , Dahamodharan Mathivanan
Published: December 2019

The purpose of the study was to examine the association between organizational structure, resource, decision making and communication of athletics clubs in Ethiopia. The researcher used descriptive survey design followed with cross sectional. Stratified sampling technique was employed to select the sample clubs based on the regional states (n=25) and (n=129) coaches and managers were selected through census survey. The data collection instrument was questionnaire. SPSS version 20 was used to analyze the non-parametric statistics (chi-square test). The chi-square test result at the level of significance (p <_ 0.05) revealed that organizational structure has an association and depend on the resource, decision making and communication of the athletics clubs.
Analysis of Selected Conventional and Sharia Compliance Mutual Funds in Oman
Authors: Khan Dr. Khaliquzzaman , Naem Dr. Meraj
Published: December 2019

Investment in mutual funds in Oman is getting more acceptable among the Omanis and other resident communitiesespecially in sharia compliance funds. This is a comparative study that aims to evaluate risks and returns of selected mutual funds in Oman for the period of 2016 till June 2018 from the perspective of passive investors in Oman. Till date there are three Sharia funds in Oman and all the three were launched in 2013. This research investigates the performance of mutual funds on the basis of average returns and the risks involved in the selected conventional and sharia funds applying different tools such as Sharpe ratio, Sortino ratio, Treynor ratio, and Jensen alpha. The study shows that there has been no significant difference in performances between the shariacompliance mutual funds and the selected conventional funds.
A Scatter Searchhybrid Approach For Team Orienteering Problem
Authors: Alkhazaleh Hamzah , Abdallah Nahel , Ibrahim Amer , Habli M.A. , Zeki Tawfik
Published: December 2019

The Team Orienteering Problem (TOP) is a particular vehicle routing problem in which the aim is to search a fixed number of paths that maximize the scores associated with a set of given locations within a limited time. This paper proposes a scatter search hybrid approach (SSHA)to deal with the TOP. It uses some new operators, called reference set queen bee-method to initializing and updating the RefSet, and greedy select parentsto selecting pairs from a reference set for the combination method to generate a new solution. Furthermore, to improve the quality of the solution, a local search is employed, called steepest descent to exploreneighbourhood in a fully deterministic manner and then selects the best neighbour. Experiments conducted on the standard benchmark of TOP clearly show that proposed approach outperforms the solving methods in the scientific literature. Our algorithm detects all but one of the best known solutions. A statistical test was conducted to determine the algorithm that performed better compared with the others.
Determinants of M-Commerce Adoption: An Empirical Study
Authors: Abdallah Nahil , Alkhazaleh Hamzah , Ibrahim Amer , Habli Mohamad , Zeki Tawfik
Published: December 2019

M-commerce has very rapidly developed into a very powerful way of reaching out to the consumer. M-commerce has been a massive success in terms of users’ adoption in some markets like Japan, while, astonishingly, not as thriving in others. However, its acceptance and level of adoption are low in Palestine compared to other countries. The research main objective is to classify the key variables that influence the acceptance of M-commerce among higher education students in Palestine by developing an M-commerce adoption Model based on an extension of the Technology Acceptance Model (TAM).  A total of 430 questionnaires were collected and analyzed using Structural Equation Modelling (SEM) technique. The findings revealed that perceived usefulness, perceived ease of use, personnel innovation, security and privacy, subjective norms, and perceived trust are found to have an important effect on consumer behavioral intention to adopt M-commerce. These results will benefit stakeholders involved in M-commerce activities such as service providers, retailers, consumers, academicians, and students.
Exploiting Short Range Tracking For Assets Security in Block Chain—A Competitive Approach
Authors: Azeemi Naeem Z , Srivastava Riktesh , Basheer Omar al , Habli M.A. , Naem Meraj
Published: December 2019

Most organizations are adopting a mindful strategy withal, at first centering their investigation of RFIDs at the bed level afore advancing towards every item unit put away in a container. Amid the most recent decade, most associations have executed venture wide applications and mix stages. These usages have dispersed advantages in terms of information synchronization and data streams inside the association, and with exchanging accomplices giving profitable contributions for arranging and advancement of timetables and reporting. Nonetheless, computerized information catch and following in bona fide time has been a noteworthy bottleneck, influencing the office of associations to streamline their interests in production network arrangements.