bluuebunny/crossref_metadata_2025 huggingface dataset:
Study on the Contribution of Different Pore Throat Sizes to Oil Displacement Efficiency in Fracture-Pore Tight Sandstone Reservoir
Authors: Zhou Xing
Published: September 2024

The pore throat and fracture system of tight sandstone reservoir are complex, the reservoir is highly heterogeneous, and the production often decreases rapidly, the development degree is low, and the development effect of water injection is poor. CO2 injection is an important means to supplement formation energy and achieve efficient reservoir development in tight reservoirs. Based on nuclear magnetic resonance technology (NMR) and high temperature and high pressure physical flow simulation experiment system, the contribution of different scales of pore throat and fracture to the improvement of oil recovery in different phases of CO2 -crude oil system is studied. The results show that the contribution of mesopores, macropores and fractures to oil displacement efficiency in the supercritical CO2 displacement stage reaches 74.58%. In immiscible CO2 displacement stage, the contribution of micropores, small pores and medium pores to oil displacement efficiency reached 73.27%. In the miscible CO2 displacement stage, the contribution of micropores and small pores to oil displacement efficiency reached 52.32%. In the supercritical CO2 displacement stage, the contribution of oil displacement efficiency is mainly provided by macropore throats and fractures. The contribution of immiscible and miscible CO2 displacement stage to oil displacement efficiency mainly comes from small pore throat with smaller scale.
Analysis of The Influence of Automotive Brand Purchasing Intentions In Batam City
Authors: Tjoa Kevin , Saputra Suyono
Published: September 2024

Purpose – This research aims to identify the influence of brand trust attitudes, brand image, risk perception, word of mouth promotion, brand awareness, and brand trust on automotive brand purchase intentions.
Methodology/approach – This research aims to test hypotheses using quantitative research methods based on the philosophy of positivism. Data was collected from automotive brand buyers in Batam City using questionnaires as the main data collection tool, as well as literature studies to support relevant information.
Findings – Attitude does not significantly influence purchase intentions when purchasing automotive brands (p-value > 0.05), but plays an important role in increasing trust (p-value=0.000). Brand awareness and brand image have a significant positive impact on purchase intention (p-value=0.000), indicating that good brand recognition and image increase purchase intention. In contrast, perceived risk does not influence purchase intention. Even though trust has no effect, word of mouth has a significant positive impact on purchase intentions, indicating that brand reputation in society influences consumers' purchase intentions.
Novelty/value – This research significantly contributes to the understanding of the factors that influence consumer purchasing decisions in the context of automotive brands. The conclusion shows that attitude has a key role in building consumer trust in automotive brands, while brand awareness and brand image have a significant positive impact on purchase intentions. The research results also highlight the importance of word of mouth in shaping purchase intentions, with perceived risk not playing a significant role in consumers' purchase decisions. The practical implications of these findings can help automotive companies design more effective marketing strategies.
Factors Affecting Profit Quality in Non-Bank Financial Sector Companies
Authors: Alfina Alfina Maharani , Wiwik Wiwik Utami
Published: September 2024

Purpose –PeThis study aims to analyze the effect of profit growth, capital structure, investment opportunity set, and audit committee on profit quality in non-bank financial sector companies listed on the Indonesia Stock Exchange (IDX) from 2019 to 2021.
Methodology/approach –This research is a causal research with a quantitative approach. Secondary data in this study were obtained from the Indonesia Stock Exchange (IDX) or the company's official website. The sampling method used the purposive sampling method and obtained 45 companies with 3 years of research. The analysis technique used is multiple linear regression analysis with the IBM SPSS version 25 application.
Findings –The results of this study indicate that profit growth has no effect on profit quality, capital structure has a significant positive effect on profit quality, investment opportunity set has a significant negative effect on profit quality, and the audit committee has no effect on profit quality.
Novelty/value –This study proves that the investment opportunity set is a factor that drives an increase in the quality of company profits as proxied by the Market to Book Value of Assets Ratio.
Consolidación de la multiplicación a través del juego en un alumno con aptitud sobresaliente motriz
Authors: Mariscal Hernández Pedro Luis , Velducea Velducea Wilberth , Soto Valenzuela Ma. Concepción , Franco Díaz Pamela , Barreras Villavelazquez Teresa de Jesús
Published: September 2024

La presente investigación se centra en la aptitud sobresaliente motriz  de un alumno de quinto grado de primaria.
En la mayoría de las ocasiones en el ámbito educativo solo se llega a la identificación de alumnos sobresalientes, pero no se llega a la intervención.
Los alumnos con aptitudes sobresalientes presentan necesidades específicas, las cuales si no se atienden pueden convertirse en barreras para el aprendizaje y la participación como problemas de conducta, aunado a esto también tiene áreas de oportunidad como lo es en este caso, donde se observó dificultad con las multiplicaciones. Por lo que se diseñó un programa de intervención mediante el juego, para que el estudiante fortalezca y aplique la multiplicación en el ámbito escolar y vida diaria. Su aplicación considera a su grupo escolar con la intención de favorecer la inclusión y evitar prácticas tradicionales y poco activas. A la vez, se trabaja en la necesidad educativa específica empleando esquema corporal y la utilización del cuerpo.
Para el desarrollo de una investigación de este tipo, es necesaria la colaboración de la familia del estudiante, profesores de grupo, maestros de educación física y sobre todo del psicomotricista
Palabras clave: Aptitud sobresaliente, AS psicomotriz, juego, multiplicación, barreras para el aprendizaje
FACTORS AFFECTING THE NON PERFORMING LOAN
Authors: Sari Pipit Buana
Published: September 2024

Credit is accounts receivable which represents the cash that delayed its acceptance, so the presence of bad credit is a factor that can make the weak condition of an institutional financial and non-financial. This study aims to determine the influence of factors internal and external to the Non-Performing Loan on PT. Bank Rakyat Indonesia Tbk. This study uses the method of descriptive qualitative. The study population is the debtor in the PT. Bank Rakyat Indonesia Tbk Branch Binjai as many as 172 people and take 6 people, customers, as the sample of the study. Researchers use interview techniques to gather research data. Then based on the results of the research can be concluded there is the influence of internal factors  which causes bad credit in some the absence of a clear separation between the personal property and company. If viewed from the side of the externalities then factor the causes of the credit jammed the misuse of credit made by the customer to the business that they manage. So it can be said that there is an influence between the internal and external factors on bad credit on PT. Bank Rakyat Indonesia Tbk Cabang Binjai. If implementation and management of internal factors and external customers are less good then it will cause a reduction in revenue on the business customer so resulting in bad credit at PT. Bank Rakyat Indonesia, Tbk Branch of Binjai.
The Use of Simulation Techniques to Enhance English Speaking Skills of EFL Secondary School Students
Authors: Kamrach Sornsawan , Sriwichai Chuanpit
Published: September 2024

This study aims to compare the English speaking skills of EFL secondary school students in Thailand before and after using simulation techniques, to investigate the progress of the students’ speaking skills, and to study the students’ attitudes towards simulation techniques. The study used a quasi-experimental research design with a one-group pre-test and post-test and involved ten grade-eight students in the 2/2021 semester. The participants learned through five simulations: Asking and offering help, Buying and selling, Asking and giving directions, Making a phone call, and Giving suggestions. The data were collected through a speaking pre- and post-test, with a rubric based on pronunciation, fluency, grammar, and vocabulary, and also through semi-structured interviews. The data were analyzed using percentage, mean, standard deviation, inter-rater reliability analysis, Wilcoxon Signed Rank Test, and content analysis. The findings show that the post-test scores were significantly higher than the pre-test scores at P < 0.05 for all simulations. Moreover, the post-test scores for Simulation Five were significantly higher than the post-test scores for Simulation One, indicating the progress of the students’ speaking skills. Additionally, the students expressed positive attitudes towards simulation techniques, as they were able to learn new vocabulary, practice real-life situations, and increase their self-confidence. However, learning through simulations could make students anxious when they are worried about finding the correct and appropriate words. This result suggests that it is essential to build students’ vocabulary knowledge before having them participate in simulations.
Narrating Trauma as Victims of Human Trafficking in China: A Study on Select North Korean Memoirs
Authors: Priyanka. F Keziah , J Sharon
Published: September 2024

The memoirs titled In Order to Live; A North Korean Girl's Journey, to Freedom and; A Thousand Miles to Freedom: My Escape from North Korea are written by Yeonmi Park and Eunsun Kim two women who managed to escape from North Korea. They went through an experience of being forced into labour in China as victims of trafficking. In their memoirs these authors vividly depict the pain that comes with being exploited. The main aim of this study is to analyse how memoirs can effectively address the issue of trafficking. These remarkable women skilfully use the memoir genre to make a personal plea for action. They strategically make choices appeal to readers emotions openly share their distressing experiences and support their stories with research and evidence that connect their experiences with the broader problem of human trafficking in China. This study clearly shows that both these memoirs emphasize the importance of the memoir genre in advocating for rights. It also highlights how survivor memoirs have the potential to inspire advocacy and involvement, in combating trafficking.
EFL Parents' Empowerment: Using Supplementary Videos for Engaging EFL Parents with Their Children in Meaningful Speaking Tasks at Home
Authors: Minalla Amir Abdalla
Published: September 2024

The traditional EFL classroom is no longer enough to provide sufficient possibilities for EFL learners' verbal engagement, which has become one of the most challenging for EFL teachers inside classroom settings. This study aims to extend EFL children's oral interactions outside classroom settings by providing their parents with bilingual explainer videos and video materials designed for this purpose. The study uses interviews, pretests, and posttests as tools for data collection, and participants of the control and experimental groups were taught the same content via the traditional method. However, the supplementary videos (explainer videos & video materials) were only used to be shown to the parents of the experimental group's participants. Data analysis revealed that the experimental group’s participants whose parents employed the supplementary videos outperformed much better than the control group's participants whose parents just depended on the students’ books. Hence, bilingual explainer videos and material videos are useful tools for helping EFL parents extend speaking practices with their children at home. The children's spoken performance in several areas of the language has improved dramatically. The participants progress from nodding their heads to delivering two complex phrases. Thus, it suggests designing supplementary videos to serve as a guide for EFL parents to engage in verbal interactive tasks with their children at home.
Pengaruh Kompensasi dan Beban Kerja Terhadap Kinerja Pegawai Honorer dengan Motivasi Sebagai Variabel Intervening pada Sekretariat Daerah Kota Solok
Authors: Yulianis Yulianis , Yulasmi Yulasmi , Zefriyenni Zefriyenni
Published: September 2024

The background of this study is based on the phenomenon of low performance of honorary employees which is allegedly influenced by lack of compensation and unbalanced workload. This study aims to analyze the effect of compensation and workload on the performance of honorary employees with work motivation as an intervening variable in the Solok City Regional Secretariat. This study uses a quantitative method with a survey approach, where data is collected through the distribution of questionnaires to 103 honorary employees who are the research samples. The data analysis technique used is Structural Equation Modeling (SEM) to test the relationship between the research variables. The results of the study indicate that compensation has a positive and significant effect on work motivation and employee performance. In contrast, workload shows a negative influence on work motivation but is not significant on employee performance. Additionally, work motivation is proven to be a significant intervening variable in mediating the effect of compensation on the performance of honorary employees. This study implies that increasing compensation can enhance employee motivation and performance, while excessive workload may decrease work motivation
A Survey of Scam Exposure, Victimization, Types, Vectors, and Reporting in 12 Countries
Authors: Houtti Mohamed , Roy Abhishek , Gangula Venkata Narsi Reddy , Walker Ashley
Published: September 2024

Scams are a widespread issue with severe consequences for both victims and perpetrators, but existing data collection is fragmented, precluding global and comparative local understanding. The present study addresses this gap through a nationally representative survey (n = 8,369) on scam exposure, victimization, types, vectors, and reporting in 12 countries: Belgium, Egypt, France, Hungary, Indonesia, Mexico, Romania, Slovakia, South Africa, South Korea, Sweden, and the United Kingdom. We analyze six survey questions to build a detailed quantitative picture of the scams landscape in each country, and compare across countries to identify global patterns. We find, first, that residents of less affluent countries suffer financial loss from scams more often. Second, we find that the internet plays a key role in scams across the globe, and that GNI per capita is strongly associated with specific scam types and contact vectors. Third, we find widespread underreporting, with residents of less affluent countries being less likely to know how to report a scam. Our findings contribute valuable insights for researchers, practitioners, and policymakers in the online fraud and scam prevention space.
Factors Associated with Help-Seeking Among Online Child Sexual Abuse Material Offenders
Authors: Insoll Tegan , Soloveva Valeriia , Díaz Bethencourt Eva , Ovaska Anna Katariina , Nurmi Juha , Paju Arttu , Aaltonen Mikko , Vaaranen-Valkonen Nina
Published: September 2024

The proliferation of child sexual abuse material (CSAM) online is a global epidemic. Recently, programs to prevent child sexual abuse perpetration are being developed, and mounting evidence suggests that these measures can mitigate the risk of abuse. This study investigates the factors associated with help-seeking among CSAM offenders to inform efforts to increase uptake and strengthen effectiveness of such interventions. We analyze survey responses from 4,493 individuals who self-report to use CSAM. 55.0% of respondents report that they would like to stop using CSAM; however, only 13.8% have sought help, and only 3.2% have accessed help. The respondents most likely to want to stop using CSAM are those who report difficulties with mental health, in daily life, and related to use of CSAM. The respondents most likely to have sought treatment include those who report that they have sought contact with children, have experienced self-harm or suicidal thoughts, are in contact with other offenders, experience difficulties related to CSAM and in daily life, and view CSAM depicting toddlers and infants. We complement the findings with insights from a survey of 255 help-seeking individuals participating in an online self-help program to stop CSAM use.
Algorithmic Impact Assessments at Scale: Practitioners’ Challenges and Needs
Authors: Ashar Amar , Ginena Karim , Cipollone Maria , Barreto Renata , Cramer Henriette
Published: September 2024

Algorithmic Impact Assessments (AIAs) are often suggested as a tool to help identify and evaluate actual and potential harms of algorithmic systems. While the existing literature on AIAs provides a valuable foundation, critical understanding gaps remain, including the lived experiences of practitioners who implement assessments and a lack of standardization across industry. Such gaps pose significant risks to the usefulness of assessments in the responsible development of algorithmic systems. By conducting 107 assessments with practitioners who build personalization, recommendation, and subscription systems at a large online audio-streaming platform and 8 semi-structured stakeholder interviews, we attempt to bridge this gap by identifying practitioners’ challenges when applying AIAs that might hinder their effectiveness. The paper analyzes whether harms described in the literature related to machine learning and recommendation systems are similar to the concerns practitioners have. We find that the challenges practitioners encounter can be grouped into three categories: technical and methods, infrastructure and operations, and resourcing and prioritization. We also describe ways for teams to more effectively mitigate concerns. This paper helps bridge gaps between the theory and practice of AIAs, advances understanding of the potential harms of algorithmic systems, and informs assessment practices to serve their intended purpose.
The Settlement by International Arbitration of Sports-Related Disputes: Lessons to Be Learned
Authors: Raouf Mohamed Abdel
Published: September 2024

International sports arbitration shares many characteristics with other forms of international arbitration. However, over the years, it has developed its own distinctive features, which are tailored to the specific needs of the sports industry and its users. This article provides an overview of the salient features of international sports arbitration before identifying the potential lessons to be learned from the settlement by international arbitration of sports-related disputes. In doing so, it focuses on arbitration at the Court of Arbitration for Sport (CAS) as well as those lessons that can transcend contextual limits.
Regulating Sports Disputes at the National Level: Requirements and Recommendations for Proceedings before National Sports Tribunals
Authors: Quinn Brianna , Muller Alasdair
Published: September 2024

Sports disputes are routinely subject to private resolution procedures, whether before internal bodies within the sports organisation itself, or before external fora such as, for example, the Court of Arbitration for Sport (CAS), Sport Resolutions, or the Bahrain Chamber for Dispute Resolution, under their sports arbitration rules. This article presents some key requirements and recommendations for proceedings before national sports tribunals. Given the breadth of the concept of “sports disputes,” however, it is difficult to distil requirements and recommendations that (should) apply across the board in proceedings before national sports tribunals. The article is, therefore, focused on some of the more interesting or challenging elements specific to sports-related proceedings.
Sliding mode path following control of a 4WS mobile robot
Authors: Tan Pham Minh
Published: September 2024

This paper presents a method of applying a combination of the sliding mode control (SMC) and target guidance algorithm to control a four-wheel-steering mobile robot (4WS) to follow the trajectory with small curvature, based on visual information captured by a single camera. A mathematic model of four-wheel-steering mobile robot were also used, the proposed controller ensure stability and robustness when operating under uncertainties and disturbances. The process of synthesizing control laws is strictly mathematically guaranteed. Research results are calculated, simulated, and tested on Matlab.
Circular RNA: The evolving potential in the disease world
Authors: Sharma Aarti , Bansal Cherry , Sharma Kiran Lata , Kumar Ashok
Published: September 2024

Circular RNAs (circRNAs), a new star of noncoding RNAs, are a group of endogenous RNAs that form a covalently closed circle and occur widely in the mammalian genome. Most circRNAs are conserved throughout species and frequently show stage-specific expression during various stages of tissue development. CircRNAs were a mystery discovery, as they were initially believed to be a product of splicing errors; however, subsequent research has shown that circRNAs can perform various functions and help in the regulation of splicing and transcription, including playing a role as microRNA (miRNA) sponges. With the application of high throughput next-generation technologies, circRNA hotspots were discovered. There are emerging indications that explain the association of circRNAs with human diseases, like cancers, developmental disorders, and inflammation, and circRNAs may be a new potential biomarker for the diagnosis and treatment outcome of various diseases, including cancer. After the discoveries of miRNAs and long noncoding RNAs, circRNAs are now acting as a novel research entity of interest in the field of RNA disease biology. In this review, we aim to focus on major updates on the biogeny and metabolism of circRNAs, along with their possible/established roles in major human diseases.
AN EXPERIMENTAL INVESTIGATION ON EFFECT OF CONCRETE BY USING PARTIAL REPLACEMENT OF EGG SHELL POWDER IN CEMENT ALONG WITH E-WASTE AS COARSE AGGREGATE
Authors: Sindhuja M , Bavaji Kommadi Abdul
Published: September 2024

The imagination of a world without concrete isimpossible. It is a soul of infrastructures. Concrete is necessary to gain strength in structures. Conventional concrete, which is the mixture of cement, fine aggregate, coarse aggregate and water, needs curing to achieve strength. Concrete is a counterfeit material in which the totals both fine and coarse are reinforced together by the bond when blended with water. The solid has turned out to be so prominent and essential in view of its natural, concrete acquired an upheaval uses of cement. Concrete has boundless open doors for creative applications, plan and development methods. Its extraordinary adaptability and relative economy in filling extensive variety of necessities has made it is exceptionally focused building material. This project focuses on concrete, keeping importance to this, an attempt has been made to develop strength in concrete incorporating recycling waste. As part of the project cement partially replaced with egg shall powder and e- waste as coarse aggregate Comparative studies were carried out for compressive strength, tensile strength and flexural test for conventional and material concrete mixture introducing new recycling materials
AN ANALYSIS OF MORNING CONVERSATION AT BASIC SPEAKING LEVEL AT GENTA ENGLISH COURSE PARE KEDIRI
Authors: Isnan Achmad , Ronaldi Ahmad
Published: September 2024

This research concerns with the study of morning conversation at basic speaking level at Genta English Course. This research used descriptive qualitative design. This research aimed to know what is the teaching learning process in morning conversation and what are students’ response in morning conversation at Genta English Course at basic speaking level. In this research, the researcher observed the process of teaching speaking that happened there. The techniques of collecting data were observation, questionnaire, and documentation. The researcher used an observation sheet to observe the teaching and learning process to understand how speaking is taught, the researcher gave the questionnaire to students to realize what students' response, and documentation to take photos and videos. The conclusion are the teacher opened the class by reciting Basmalah and praying together, called roll the students, give a topic some questions, and asked the students to practice about it. And the result was good and made students more active to speak English. It means morning conversation can develop students’ speaking ability and make students more active to interact and communicate with others by English.
Implementasi Sikap Moderasi Beragama Pada Santri Pondok Pesantren
Authors: Budiyanto Fichri Husam Rafi Irfanuddin
Published: September 2024

Penelitian ini berupaya mendeskripsikan implementasi sikap moderasi beragama pada santri pondok pesantren Miftahul Ulum Susukan Ungaran Timur Kabupaten Semarang. Penelitian ini diteliti karena pertama, kemunculan konflik sosial yang mengatasnamakan agama ditengah masyarakat dan fatwa bahwa alumni pendidikan madrasah atau pondok pesantren sebagai pelaku aksi radikalisme dan terorisme atas nama Islam. Tujuan penelitian ini untuk mendeskripsikan 1) pandangan santri terhadap sikap moderasi beragama; 2) kebijakan pengasuh pondok terhadap sikap moderasi beragama; 3) implementasi sikap moderasi beragama di pondok pesantren Miftahul Ulum Susukan Ungaran Timur Kabupaten Semarang. Penelitian ini menggunakan jenis penelitian lapangan (field research) dan bersifat kualitatif deskriptif. Sumber data dalam penelitian ini meliputi sumber primer yakni wawancara kepada pengasuh pondok, ustad, pengurus pondok santri dan sumber sekunder yang berupa foto-foto kegiatan terkait implementasi sikap moderasi beragama. Pengumpulan data ini dilakukan dengan melakukan wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa pandangan santri pondok pesantren Miftahul Ulum Susukan terhadap moderasi beragama adalah membudidayakan Islam yang baik, sopan santun terhadap sesama santri, selalu memilih jalan tengah dalam bersikap serta menghargai dan tidak membedakan satu sama lain. Kebijakan kiai dalam memberikan pemahaman sikap moderasi beragama pada santri adalah doktrinisasi sikap moderat, pembiasaan prilaku, pembelajaran sorogan kitab kuning, memberikan pemahaman Islam merupakan agama yang membahagiakan. Implementasi sikap moderasi beragama diantaranya adalah pembiasaan sikap moderasi beragama, menghormati nonmuslim, bijaksana dalam bersikap dan memahami karakter sesama santri dan tidak mudah bersifat dendam.
Kata Kunci: Sikap, Moderasi Beragama, Santri Pondok Pesantren
IMPLEMENTASI PROJEK PENGUATAN PROFIL PELAJAR PANCASILA (P5) DALAM PERMAINAN TRADISIONAL NUSANTARA DI SEKOLAH MENENGAH PERTAMA
Authors: Qonitah Niswah
Published: September 2024

Penelitian ini bertujuan untuk mendeskripsikan Projek Penguatan Profil Pelajar Pancasila (P5) dengan topik Permainan Tradisional Nusantara meliputi perencanaan, pelaksanaan, dan evaluasi P5. Penelitian ini menggunakan metode kualitatif deskriptif di SMP Negeri 2 Jombang. Pemerolehan data yang digunakan dalam penelitian ini adalah wawancara, observasi, dan dokumentasi dengan narasumber yaitu koordinator P5, fasilitator, dan beberapa peserta didik kelas VII. Hasil penelitian menunjukkan bahwa, Pertama, perencanaan P5 terdiri dari membentuk tim, mengidentifikasi tingkat kesiapan satuan pendidikan, merancang dimensi, tema dan alokasi waktu, menyusun modul ajar, serta merancang strategi pelaporan hasil projek. Kedua, pelaksanaan P5 meliputi tahap pengenalan tentang permainan tradisional nusantara, kontekstualisasi dengan mempraktikkan permainan tradisional nusantara, dan aksi nyata berupa drama dolanan tradisional nusantara. Ketiga, evaluasi P5 berupa penguatan karakter dari permainan tradisional nusantara sebagai wujud melestarikan budaya bangsa.
Strategic renewal and its impact on enhancing the strength of expertise: A survey study of a sample of private banks – Baghdad
Authors: Al-Mulla Hamid Ali Ahmed , Khalif Nisreen H
Published: September 2024

The study aims to form comprehensive intellectual visions and clear perceptions about the relationship between strategic renewal and the strength of expertise in light of the major changes in the business environment and the knowledge-based economy, in an attempt to generalize the model and the extent of its applicability in the Iraqi environment. The study was launched from an intellectual problem represented by the existing intellectual disparity due to the novelty of the subject and to bridge the knowledge gap between philosophical proposals and application, with the aim of identifying the impact of strategic renewal in enhancing the strength of expertise. The study relied on the descriptive analytical approach by deriving hypotheses and testing them based on a questionnaire distributed to (124) senior management, employees, and managers of departments and divisions in a sample of private commercial banks in Baghdad. To analyze the data, statistical methods and tools were used to analyze the data through statistical programs (SPSS), (AMOS 23). The results showed the validity of all the main and sub-hypotheses of the study. Based on that, a set of conclusions were formulated that recommend the necessity for private commercial banks to increase investment in strategic renewal and focus on renewing ideas and developing banking services provided to customers and keeping pace with developments in banking services provided in developed countries.
Using magnetic marketing tools to enhance the financial performance of the Iraqi general insurance company
Authors: Hamid Zainab Rafid , Ibrahim Maha Sabah
Published: September 2024

The research aims to use magnetic marketing tools across its dimensions of (message, market, and media) to enhance the financial performance of the Iraqi General Insurance Company, as well as to identify the strengths and weaknesses in the company’s performance. Adopting the descriptive approach And Analytical Data and information were collected through the financial statements, annual reports and statistics of the company under study, relying on the annual reports issued by the Iraqi Insurance Bureau, as well as the performance evaluation indicators issued by the Federal Financial Supervision Bureau, represented by (the index of relative importance of insurance activity revenues, and production follow-up indicators) The fulfillment of plans, the development of production, the productivity of producers, the number of documents, and the loss rate) for the years (2018-2022). The research reached a set of results, the most important of which was that adopting magnetic marketing tools would enhance the revenues of insurance activity, reflected in the financial performance of the researched company.
Dear teachers, Do you know? The era of teaching is over, only learning prevails
Authors: Kumar Shah Rajendra , Basnyat Samjhana
Published: September 2024

Traditional teacher-centered teaching causes significant difficulties for both teachers and students. In this model, the teacher is active, delivering knowledge, while the student remains passive, attempting to absorb it. This approach often results in frustration for students as they struggle to memorize the teacher's words without truly understanding the subject matters. Traditional teaching methods not only cause suffering and pain for both teachers and students, but they also stifle students' creativity. These methods promote rote memorization of the teacher's words. Therefore, it is urgent to replace traditional teaching with more effective learner centred approaches. The main objective of this study is to analyze the pain, suffering, and challenges I faced with traditional teaching methods and how these experiences prompted changes in my pedagogy. I used multiple paradigms, and autoethnography as a strategy of inquiry, which combines personal experience and writing. I selected three participants based on their availability and willingness to be interviewed: a former colleague who teaches social studies and two of my former social studies students. In this study, I present my teaching experiences at the school level in the first section and at the university level in the second section. Initially, while teaching at the school level, I adopted traditional teacher centred teaching methods. Gradually, I recognized the weaknesses in these methods. Despite this realization, my teaching approach remained teacher-centered during my time at the school level. When I began teaching at the university level, I realized the need to improve my pedagogical practices. Consequently, I adapted my pedagogical practices to meet the needs of the students. This student-centered teaching method enabled the development of the knowledge, skills, and competencies I aimed to cultivate in them.
Using the Altman’s Z-score formula to assess the bankruptcy risk of state - owned construction enterprises in Vietnam
Authors: Thi Khanh Van Hoang , Quoc Toan Nguyen , Van Tuan Le
Published: September 2024

In the current economic situation affected by epidemics, wars, recessions, etc., construction enterprises in Vietnam in general and state – owned construction enterprises in particular face many difficulties to maintain performance efficiency. On the other hand, the policies of restructuring and equitization of state-owned enterprises also have a strong impact on the financial management of construction enterprises in Vietnam. This study uses data from financial statements of 22 state-owned construction enterprises in Hanoi from 2017 to 2021 to calculate the Altman Z-score formula. The Altman Z-score is a linear combination of four or five common business ratios, weighted by coefficients. Z-scores are used to predict corporate defaults and an easy-to-calculate control measure for the financial distress status of enterprises with high reliability. The research results show that a few enterprises are in the "safe" zone and "grey" one while most are in "distress" zone. The cause of inefficient business performance is that the revenue and profit ratio to total assets of state-owned construction enterprises to decrease sharply, the ratio of working capital to total assets is low. Moreover, the ratio of equity to total debt is the most important reason for the low Z-score, which means predicting a high risk of bankruptcy in state-owned construction enterprises. The evidence base from the research results is used to propose 5 solutions to reduce the risk of bankruptcy and improve the efficiency of financial management of enterprises.
Learning styles according to Entwistle model and their relationship to mathematical excellence among scientific fifth-grade female students
Authors: Sultan Naithel Maysoon , Fouad Jawad Lina
Published: September 2024

The objective of the present study is to determine the nature and direction of the correlation between mathematical excellence and learning styles as defined by the Entwistle, model in fifth-grade scientific female students. The descriptive correlational approach was implemented by the two researchers to accomplish the research objectives. A scale was developed to assess the learning styles of female students in the sample in accordance with the Entwistle, model. : (Knowledge, understanding, application, analysis, synthesis, evaluation, systematic thinking, creativity), and the research community was determined by the female students of the scientific fifth grade in the morning preparatory and secondary schools of the General Directorate of Education of Baghdad/Al-Karkh I, which were chosen randomly and consisted of (204) students, the data were statistically analyzed using the (23-SPSS) program, and the t-test was employed to calculate the arithmetic mean, the hypothesized average of the scale, the standard deviation, the Cronbach alpha equation, and the Pearson correlation coefficient of the students in order to confirm the validity and reliability of the two tools. The researchers obtained a variety of results, such as the statistically significant correlation between mathematical excellence among fifth-grade scientific female students and each learning style according to the Entwistle, model. This suggests that the female students in the study have well-developed mathematical excellence. The researchers propose that comparable investigations be implemented at different educational levels.
The use of artificial intelligence in education in the light of security Culture according to the opinions of Hungarian and Turkish youth
Authors: Csiszárik-Kocsir Ágnes , Revák Bernadett
Published: September 2024

Today, the importance of information security in education is increasingly emphasised. For members of generations X, Y and Alpha, ICT tools have become everyday objects of use, making it essential that teaching methods adapt and innovate accordingly. In particular, it is important that students learn to use data and devices safely, and the necessary guidelines should be integrated into the educational process. The six principles of security set out by the OECD apply to both students and teachers and provide guidance for users. Safety awareness is central to the development of a safety culture. In addition to knowledge and competences, safety culture also includes awareness and intentionality, which are essential for future success. There are many dimensions and aspects of awareness, but perhaps the most important in the context of education is the development of the digital dimension. However, it is also important to teach young people about the safe use of artificial intelligence and the limits of its applicability. The aim of our study is to examine how young people use the opportunities offered by digitalisation in educational institutions, with a particular focus on the use of AI and the perceptions and visions of its use. We will interpret this through an intercultural lens, comparing the intercultural characteristics and attitudinal differences of Hungarian and Turkish youth based on a questionnaire survey conducted in both countries.
An alternative fuzzy time series forecast model combined generalized fuzzy logical relationship, natural partitioning, and adaptive defuzzification
Authors: Farikhin  , Sam’an Muhammad , Surarso Bayu , Irawanto Bambang , Waluyo Aji Bibit
Published: September 2024

This paper, we propose generalized fuzzy logical relationships based on natural partitioning and adaptive defuzzification. The proposed method provides a better approach to improve performance by producing a good evaluation of the forecasted value. This study aims to minimize forecasting errors for each data series. The general suitability of the proposed model was tested by implementing it in the fore- casting of student enrollments at the University of Alabama. In order to show the superiority of the proposed model over existing methods, the results obtained have been compared with evaluations such as MSE, RMSE, MAE, MAPE, and forecasting error errors for each time series data. Comparative studies show that the proposed method is superior to existing methods for all evaluations provided.
Reflections on the definition of quality of education and a focus on its significance for contemporary Muslim societies
Authors: Jebli Samir , Foulad Rida , Amellah Saif , Sahib Amal-Oudiî , Bouaziz Abdelhaq
Published: September 2024

The quality of education is considered a pillar of development and prosperity in contemporary societies. This importance has given rise to a titanic quantity of scientific publications. However, there is no consensus on the meaning of quality in education. The present literature review aims to show the different approaches used to discuss educational quality in the absence of a universal definition. The quantitative analysis in this work has been conducted to formulate important remarks, among which, the existence of confusion between education and teaching and the importance given to employability as a major objective. To remedy the various shortcomings and flaws, and in order to properly define the quality of education, a change of approach was called for. To define the ideal of education, a philosophical approach was taken as a starting point. In addition, a reflection on how this quality should be defined for contemporary Muslim societies was proposed.
Examining macroeconomic factors and environmental sustainability: An OLS regression analysis of the impact of exports, imports, governmental budget, and oil products on CO2 emissions in Jordan
Authors: Atyeh Mohamad , Damrah Sadeq
Published: September 2024

This study aims to investigate the relationship between macroeconomic factors and CO2 emissions. The study used a sample of data covering the period from 1991 to 2019 and employed ordinary least squares (OLS) method to estimate the relationship. The study found that there is a strong relationship between CO2 emissions and the macroeconomic factors of exports, imports, governmental budget, and oil products. The R-squared value of 0.717668 suggests that these variables explain approximately 72% of the variation in CO2 emissions. The coefficients for exports, imports and oil products are statistically significant at the 5% level. A negative coefficient for exports indicates that an increase in exports is associated with a decrease in CO2 emissions. On the other hand, a positive coefficient for imports suggests that an increase in imports is associated with an increase in CO2 emissions. Additionally, the positive coefficient for oil products indicates that an increase in oil product consumption is associated with a significant increase in CO2 emissions. The coefficient for the government budget variable is not statistically significant, which suggests that changes in the government budget do not have a significant impact on CO2 emissions. The results are robust and reliable as the assumptions of linearity, normality and homoscedasticity of errors were met. The study results could help policy makers in taking potential actions to mitigate CO2 emissions in the country.
The importance of institutional capacity in drinking water supply system governance: A policy evaluation from border area
Authors: Lidvina Bere Mau Marialaeta , Sriyana Sriyana , Purnaweni Hartuti , Lituhayu Dyah
Published: September 2024

In most developing countries, the equal access to clean and potable water is a major challenge faced by many communities. This research aims to evaluate water supply system governance policies as well as potential springs, constraints and problems related to the water needs of border communities. This research is a descriptive study using a qualitative approach. The qualitative approach looks at policies, institutions, conflicts, and problems faced, as well as looking at data on water sources, socio-economic challenges, culture, and local wisdom. The research location was in Belu Regency, on the Indonesia-Leste Timor border. Research informants were representatives of local government, academics and the community. The problems faced are the underdevelopment of piped networks due to budget constraints, low capacity and quality of human resources, and the absence of specific regulations governing the Drinking Water Supply System (SPAM). The study area has springs spread across 11 subdistricts, with raw water potential ranging from 0.5 to 250 liters per second. Most of these water sources are good for community consumption, but some have not been optimally utilized so that they cannot be fully utilized to meet the needs of the population. The results show that SPAM management policies can be implemented to a certain extent, but have not yet run optimally because they still require capacity building and competence of the apparatus and local communities and an increase in the role of local governments to help implement central government policies in relation to assistance tasks and as a tool for deconcentration of the central government. In conclusion, the potential of raw water sources has not been fully utilized due to the challenges of infrastructure development and the limited capacity of human resources and budgets. Without good management and institutional support, communities will continue to face problems related to access to clean water.
Regulating advanced biomedical technologies: A modern criminal law perspective
Authors: Hakobyan Anush , Sargsyan Adelina , Bayanduryan Hovhannes , Manukyan Nonna
Published: September 2024

This study explores the urgent need for criminal law to address the advancements in biomedical technologies, particularly focusing on cloning. It highlights the dichotomy between the potential therapeutic benefits of cloning technologies, such as combating hereditary diseases, and their possible misuse. The paper discusses international legal frameworks and declarations, such as the United Nations Declaration on Human Cloning and the Council of Europe Convention on Human Rights and Biomedicine, which seek to navigate the ethical and legal challenges of cloning. The distinction between therapeutic and reproductive cloning is emphasized, with therapeutic cloning offering significant medical advancements raising profound ethical concerns, particularly regarding the moral status of the embryo. The paper critiques the current legislative landscape in the Republic of Armenia, which it finds insufficient in addressing the complexities introduced by these technologies, suggesting a need for comprehensive legal reform to safeguard human dignity and genetic integrity within the context of modern medicine.
Enhancing accountability through web based disclosure practices of foundations in Malaysia
Authors: Iffah Ghazali Nurul , Afiqah Md Amin Nur , Fadhilah Rina
Published: September 2024

The accountability of non-profit organizations (NPOs) in managing public funding is at risk due to numerous cases reported on the misappropriation of funds and falsifying the reporting information of NPOs. Often, NPOs have been criticized as less efficient and transparent in managing public funds for targeted beneficiaries. As the public trust is deteriorating, alternative reporting could be pertinent to enhance transparency and accountability of NPOs towards stakeholders and the public at large. Therefore, this paper aims to analyse the extent of disclosure among 122 foundations in Selangor and Kuala Lumpur through web-based reporting. This paper used a content analysis approach to gather information in relation to web-based reporting adapted from the Web-based Accountability Index from Gandini et. al (2012) and Nair et. al (2022). The findings indicated the foundations in Malaysia show an average of accountability discharged through websites’ reporting. The foundations were also unlikely to publish financial information and social reporting as compared to other general information. The findings also suggested NPO communities the significant use of web-based technologies as a mechanism to gain and sustain stakeholders’ trust and confidence towards public funds’ accountability.