bluuebunny/crossref_metadata_2025 huggingface dataset:
Keuangan Publik Ibn Taimiyah dan Permasalahan Pajak Pada Era Kontemporer
Authors: Susilo Adib
Published: July 2024

Good public finance management becomes an important thing to create peopleâ€™s welfare. In the management of public finances, the countryâ€™s largest incomes are tax and customs. The injustice of tax distribution is a major problem facing our goverment. In Islam, the discourse on public finance and taxes has been a long and serious study. The management of public finances and taxes according to Ibn Taimiyyah is an interesting study to be presented in this study, and then relating it to the tax problems faced at this time. This article is a literature research that reveals the management of public finances according to Ibn Taimiyyah . By the content analisys, this reasearch concluded that in the public financial mecanism, Ibn Taimiyyah classified the main countryâ€™s income (ghanimah, fai, zakat) and secondary (amwal fadhla, luqatah, usr, etc) of the state as well as for what income is incurred through neat administration (diwan). Meanwhile, the solution offered as a policy for tax fraud is to provide punishment and reward, tax amnesty and reporting taxpayer wealth and finance.
Keyword: Public Finance, Tax, Shariah Economic
Analisis Manfaat (Maslahat) BMT Ditinjau Dari Persepsi Pengusaha Mikro
Authors: Mujtahidah Hikmah
Published: July 2024

Welfare is an aim of every human life. Usaha Mikro Kecil Menengah (UMKM) is one effort to achieve the aim. However, in practice, there are many difficulties faced by the entrepreneurs of UMKM, including in terms of capital/material. BMT is a financial institution based on cooperative with the principle of cooperation. One goal of BMT is to empower small entrepreneurs to grow the bussiness up and nd be able to compete ith the others. This research is the field reserch that ill analyze the benefits of BMT from the micro entrepreneursâ€™ perspective in Gresik, which involves several informants as primary sources. This study concludes that the financing done by BMT Nurul Jannah Petrokimia has benefits to micro entrepreneurs, such as asset increase, sales / earnings increase, income increase, and stability of the business undertaken. Other benefits are business assistance programs and empowerment of religious activities.
Kontribusi Pekerja Wanita dalam Meningkatkan Kesejahteraan Keluarga dan Proses Pengambilan Keputusan dalam Keluarga
Authors: Kusmayadi Rudy Catur Rohman
Published: July 2024

Woman role for a family in this decade is really controversial and debatable which attract many interest especially related with gender issue. Thus, government launch regulation RI No 23 year 2004 about decision of abandoning any violence in a family that related with rule no 3 point b about gender equality. Woman equality proposes woman and man have equal status and condition to gain human right fully, potential and life of family proportionally. In accordance with the previous case, the more woman work to help their husband for improving family prosperity. Besides, need and demand of life grows high which encourage woman to work outside their house. This case is supported by global economic condition especially for the main need of family which days by days the price is growing higher. Concerning on those concepts, the more woman who work to help their husband for improving family prosperity since need and demand in family grows high. In addition, in a family, woman is demanded to be able manage money well in relation with economic condition which is still unstable because the salary of husband cannot afford need and demand of family. Keyword: gender equality, woman worker, decision taker.
Pengaruh Kualitas Pelayanan terhadap Loyalitas Nasabah Tabungan BSM
Authors: Aziz Ervin Kumala
Published: July 2024

This research tries to reveal about the quality of service and its effect on customer loyalty of product tabungan BSM in Bank Syariah Mandiri KC. XXX Malang city. In this study used a quantitative approach to the type of explanatory research and conducted through surveys. The samples used were 100 respondents, using simple random sampling technique, using service quality dimension including compliance, reliability, responsiveness, assurance, empathy, and tangibles as an independent variable and customer loyalty of product tabungan BSM as an independent variable. Data analysis using IKP (Index of Service Quality) as well as simple linear regression processed with the help of Microsoft Excel and SPSS 21.
The results of this study, seen from the level of service quality indicate that the quality of service at Bank Syariah Mandiri KC. XXX Malang city is satisfactory. This is indicated by the mount IKP of all dimensions with an average of IKP of 4,05 if converted to 81.00. The results of simple linear regression analysis on R square show that 37.6% of service quality variables an able to endowment or contribute to customer loyalty of product tabungan BSM, and the remaining 62,4% is explained by other reasons beyond the variables studied in this study. Simple linear regression test shows loyalty service, which means if all independent variables are worth (0) then the value of -4,629, if the value of service quality increases 1% then customer loyalty up 25,4% and vice versa. While the hypothesis test, through T test and F test shows the quality of service influence on customer loyalty product tabungan BSM KC. XXX Malang city, with t-count 7,683>t-table 1,98, and f-count 59,035>f-table 3,94.
Keyword: Quality of Service, Customer Loyalty, Tabungan BSM
Pemikiran Ibn Taimiyah Tentang Regulasi Harga Pasar Dalam Islam
Authors: Zia Ulhaq Muhamad , Achiria Siti
Published: July 2024

The market has a very important role in the economy. Islam recognizes the existence of market mechanisms if the market runs perfectly. The problem that often occurs is the distortion in the market that impedes the economy, so Islam considers the need for government intervention in price-fixing. This paper aims to find out the concept of Ibn Taimiyah's thoughts regarding the regulation of market prices in Islam. The method used is library research using descriptive analysis method. One of Thought Economy Ibn Taimiyah explained that the price was determined by the strength of demand and supply. If the price increase is due to fraud and the inequality of the market mechanism, the government must implement a policy in determining prices. If there is a natural price increase, the government does not have the authority to set prices. Therefore, the thought of Ibn Taimiyah provides an understanding of what happened in the past but can be expected for the present state of life of the people.
Analisis Dampak Corporate Governance terhadap Tax avoidance Pada Perusahaan Pertambangan Listed di Bursa Efek Indonesia (BEI)
Authors: Auddina Eka Mya
Published: July 2024

This research is intended to analyze the influence of corporate governance towards tax avoidance. The method of research is descriptive quantitative. The type of data in this study using secondary data sourced from the company's annual report which is accessible through www.idx.co.id. The population in this research is the mining company listed on the Indonesia stock exchange totaling 41 companies with some specific criteria so as to generate a sample of research a number of 10 companies. The data analysis techniques used to influence corporate governance against tax avoidance is the data panel. Variables used in measuring corporate governance is the composition of the Board of Commissioners are independent, the composition of the audit committee, and the managerial ownership. The results of this study is that the Board of Commissioners of the independent variables are declared to tax avoidance. Furthermore, the audit Committee stated variable effect on tax avoidance. Managerial ownership variables are declared to have no effect against tax avoidance. While Ssimultaneously, corporate governance is declared to tax avoidance. Based on research results, there are still some companies that they do tax avoidance by using measurements of the current etr. Then the management of the company is expected to pay more attention to any action or decision taken with regard to corporate taxes. While the Government is expected to be more rigorous in supervising the company in order for the payment of taxes in accordance with the tax burden thus spared from losses arising from the payment of taxes is not optimal.
Potret Perilaku Konsumsi Mahasiswa-Santri Pondok Pesantren Mahasiswa UII dan Pondok Pesantren Mahasiswa Pandanaran Komplek IV Yogyakarta
Authors: Qamaruddin Muhammad
Published: July 2024

In order to meet the needs of life, humans are required to carry out consumption activities by using and utilizing goods and services. The purpose of this study was to conduct an in-depth analysis related to the consumption behavior of the Santri Islamic Boarding School Students and Islamic Boarding Schools in Sunan Pandanaran Campus IV Yogyakarta. This research is qualitative, the method of collecting data is by doing some questionnaires, observations, interviews, and documentation. The results of the data analysis are continued in the descriptive analysis. The results of this study showed that the consumption behavior of students in both Islamic Boarding in-line with the principles of Islamic teaching.
Pengaruh Kualitas Layanan Bank Muamalat Indonesia Kantor Cabang XXX terhadap Kepuasan Nasabah Produk Tabungan
Authors: Nuzulullaeli Afiatun , Hakim Rahmad , Purwadi Agus
Published: July 2024

Quality of service is the most important aspect in the service industry, including the banking industry. The purpose of this study is to conduct an in-depth analysis related to the effect of service quality on customer satisfaction on savings products at Bank Muamalat Indonesia XXX Branch Office. This type of research is quantitative. Data collection methods in this study were questionnaire and documentation. Data analysis uses validity test, normality test, classic assumption test, and multiple linear analysis test using SPSS. The results found that simultaneous service quality affected the satisfaction of savings customers at Bank Muamalat XXX Branch Office. Partially, variable physical evidence (tangible), reliability (reliability), guarantee (assurance), and empathy (empahty) have a significant effect on customer satisfaction. While responsiveness does not significantly influence customer satisfaction.
Analisis Faktor-Faktor yang Mempengaruhi Pembiayaan Bermasalah Pada Bank Syariah di Indonesia dengan Pendekatan Error Correction Model (ECM)
Authors: Nasir Mohammad Dendi Abdul , Khomariyah Nunuk
Published: July 2024

This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against  Non Performing Financing (NPF) to Syariah Bank in Indonesia. This research was quantitatif, used a secondary data sourced from Indonesian Bank in Januari 2011 to June 2018. The data analyzed with statistic method using Error Correction Model (ECM). The result found that in the  Financing to Deposit Ratio (FDR) variable of Syariah Bank has a significant impact on the NPF, while asset variable, inflation and exchange are not have a significant impact. While in the long term, asset variable and inflation has a significant impact to Syariah Bank NPF, the FDR variable and exchange are has not a significant impact.
Akumulasi Beban Berganda Zakat dan Pajak dalam Perspektif Hukum Islam
Authors: Wahyuni Sri
Published: July 2024

This study aims to determine the perspective of Islamic law on the double burden accumulation of zakat and tax. This study use a qualitative aaproach with the type of library research and use the content-descriptive analysis. This research founds many fundamental differences between zakat and tax, so that the unification of zakat and tax according Islamic law is based on the quran and hadith as well as the ijtihad of the thought of scholars, the accumulation of zakat and tax is irrelevant. Some suggestions have implication that there is a need for profesional zakat management which is directly handled by to govemment. By establishing a zakat institution which is equal to the director general of taxation accompanied by laws as with the establishment of trax institution, so as maximize zakat income which will be used to improve the standard of living of the community.
Pengaruh Net Profit Margin (NPM), Earning Per Share (EPS), Produk Domestik Bruto (PDB) Dan Inflasi terhadap Harga Saham Perusahaan Yang Terdaftar di Jakarta Islamic Index (JII) Tahun 2014-2018
Authors: Masliyah Lilik , Jamil Akhmad Sobrun , Zuana Muhammad Mujtaba Mitra
Published: July 2024

This study aims to determine the effect of Net profit margin (NPM) and earnings per share (EPS), gross domestic product (PDB) and inflation on share prices of companies listed on the Jakarta Islamic Index (JII) during 2014-2018, both partially and simultaneously. The population in this study are all companies that are consistently listed on the Jakarta Islamic Index for 5 periods. The samples in this study were 15 companies obtained by purposive sampling technique. Analysis of the data used is panel data analysis. The results showed that the NPM variable partially had a significant effect on stock prices, while EPS, GDP and inflation had no significant effect.  Simultaneously the variables NPM, EPS, GDP and inflation affect stock prices.
Analysis of Factors Affecting Non-performing Financing at Islamic Banks in Indonesia Using Error Correction Model Approach
Authors: Mohammad Dendi Abdul Nasir  , Nunuk Khomariyah
Published: July 2024

Banking plays a very important role in the country's economy. Financing of Islamic Banking certainly has non-performing financing. Worsening the NPF ratio means Syariah Bank has a high level of financial problems. This research aims to analyze the influence of internal factors (asset and financing deposit ratio) and external factors (inflation and exchange) against NPF to Syariah Bank in Indonesia. This research used a secondary data sourced from Indonesian Bank from January 2011 to June 2018. With using Error Correction Model (ECM) this research's result shows that in the short term only the FDR variable that has a significant impact on the NPF, while the asset variable, inflation, and exchange aren't influential. Then in the long term, asset variable and inflation influence significantly against Syariah Bank NPF, Whereas FDR variable and exchange aren't influential.
Antecedents of Consumer Behavior at Islamic Bank in Indonesia
Authors: Miftachul Ulum  , Mun’im Abdul
Published: July 2024

The emergence of Islamic banking is based on conventional banking activities that prioritize the interests of gaining profits that are prohibited by Islam and economic aspects which are based on transferring business risks to one party. This study aims to analyze the antecedents of consumer behavior at Islamic Bank in Indonesia. This research is qualitatif, using documentation as method of data collection. Analysis data using qualitatif method. The results found that consumer behavior is influenced by several factors, namely: environmental influences, individual differences and influences, and psychological. However, the process of consumer behavior that is built with the fundamentals of Islamic sharia will provide benefits for a better life in the world and life in the hereafter becomes the ultimate goal of life.
Productive Waqf Empowerment Through the Community Development Program
Authors: Windia Agustin , Hisanah Rivia
Published: July 2024

Waqf is one of the instruments in Islamic economics that aims to achieve goals in Islamic economics, namely realizing a prosperous community life. An integrated productive waqf empowerment program has been implemented by the Dompet Dhuafa waqf institution through the Community Development program in the Madina Zone.This study aims to determine the stages of community empowerment in the Madina Zone which are assessed for effectiveness in terms of business unit growth and to determine the implementation of economic empowerment programs in the Madina Zone area. This type of research is a type of descriptive qualitative research. The results of this study conclude that measurement and analysis of several business units under study, namely Rumah Kemasan, Ornamental Fish Cultivation and Dayamart retail. During this pandemic, those types of businesses studied have significant decrease in turnover and activity. This study also sees the need for waqf managers (nazhir) who not only understand waqf and waqf governance but also explore the managerial aspects of the type of business that is fostered and assisted.
The Effect of Social Media-Based Digital Marketing Toward Increasing Income of MSMEs Gondanglegi Malang in Islamic Economic Perspective
Authors: Noviyanti Ririn , Azizah Fathin Nur
Published: July 2024

Advances in technology support the sophistication of information and communication technology. This has an impact on the economic sector. That way, the economic system must innovate so that it can be in line with and in line with today's life. One of the innovations that can be done is to use a digital marketing strategy. Digital marketing is the use of digitization which is used as a forum for promotion related to products and services owned by business actors to customers through an approach strategy with an online system. According to previous research, the most active internet users in Indonesia are on social media with around 60.4%. That way marketing through social media is expected to fully contribute to economic progress. The purpose of this study was to determine digital marketing from an Islamic economic perspective and to analyze the effect of social media- based digital marketing on increasing MSME income in Gondanglegi District, Malang Regency. This type of research uses descriptive quantitative. This data collection technique used a questionnaire which was distributed to 30 MSME actors in Gondanglegi District who carried out marketing methods using social media. The results of the study show that digital marketing strategies are permissible from an Islamic perspective. In addition, statistical analysis shows that there is a significant influence between social media-based digital marketing on increasing MSME income in Gondanglegi District, Malang Regency
The Role of Zakat, Infaq and Sadaqah in the Post-Disaster Economic Recovery of MSMEs: Case Study at Baznas Central Sulawesi Province
Authors: Safitri Nadia , Hakim Rahmad , Amalia Rahmi
Published: July 2024

This study aims to determine the role of zakat, infaq and shadaqah Baznas Central Sulawesi Province in the Economic Recovery Efforts for Post-Disaster Business Actors in Palu City. This type of research was a case study approach. Data collection techniques in this study were interviews, documentation, and observation. The data analysis technique used in this research uses the data analysis model of Miles, Huberman, and Saldana. The result of this study indicate that the role of Zakat, Infaq, and Sadaqah Baznas Central Sulawesi Province in the Economic Recovery Efforts for Post-Disaster Business Actors in Palu City was very important. This was indicated by the increase in the income of business actors more than double the previous income with an average nominal percentage of 259% from ten business actor informants. With the increase in the income of these business actors, they can support their families far more adequately than before so that the economic level of the families of business actors increases, this was an indication that the post-disaster economic recovery carried out by the National Amil Zakat Agency of Central Sulawesi Province has been realized with satisfactory results.
The Concept of Musyarakah in Surah Al Kahfi verse 79
Authors: Hakim Arif Luqman , Abror Ahmad Syifa'ul
Published: July 2024

In social muamalah, especially in terms of transactions, there are contracts included in it, including sale and purchase contracts and capital. the concept of capital contracts in Islam is known to be two things, namely mudharabah and musyarakah. In the context of the dynamics of today's society, it is musyarakah that is often used rather than mudharabah in the scope of business and property ownership. In the Qur'an itself, there are three verses that explain about musyarakah, including; the 12th verse in Surah an-Nisa', the 38th verse in Surah ash-Shad, and the 79th verse in Surah al-Kahf. This research tries to discuss more deeply the concept of musyarakah contained in Surah Al-Kahf verse 79 and compares it with the hadiths and opinions of the madzhab imams. This research uses the method of literature (library research). Then the conclusion is obtained, namely that the 79th verse in Surah al-Kahf explains the concept of musyarakah, namely there is the concept of ownership of property owned by several people using the Shirkah Amlak Jabar/Ijbari contract. The contract is a joint ownership contract, whether the contract is consented to or not. In this case, it is joint ownership that occurs from the cause of inheritance.
Halal Travel Decision Analysis (Case Study: Visitors to Pilgrimage Tourism at Pringsewu District)
Authors: Wulandari Ayu , Junaidi Heri , Maftukhasholikhah
Published: July 2024

Traveling is an activity that is done to unwind and get entertainment. Usually, tourist attractions have inherent value or culture, natural beauty and history. The example is pilgrimage tourism in the Pringsewu district which has a historical value from scholars in Lampung. This study uses a quantitative approach with the aims to examine the effect of promotion and innovation on halal travel decisions from 2016-2022. The measurement this study using SPSS statistical tools, secondary data using questionnaires and documents contained in BPS Lampung 2016-2022. Researchers came to the conclusion that (1) the promotion variable has a positive effect on halal travel decisions to visit pilgrimage tourism. (2) innovation variables have a positive effect on halal travel decisions on pilgrimage tourism visitors in Lampung Pringseweu district.
Determinants of Consumer Purchase Decision in Home Industry Product: A Case Study on Shrimp Cracker Home Industry
Authors: Arfamaini Revi
Published: July 2024

The development of the digital world today forces MSMEs to adapt in order to survive and thrive. Currently, many merchants complained that their sales had decreased, which resulted in a decrease in turnover. Therefore, MSMEs should be able to adapt by the digitalization of industry and trade. However, the current problems of MSMEs are not far away and still revolve around the same thing, namely capital. this study aims to investigate whether the variables of WoM, distribution channels, and product quality affect the decision to buy shrimp crackers and how these independent variables affect the dependent variable. This study is a quantitative study with multiple regression analysis. Based on data analysis and discussion this study found partially WoM (X1) influence purchase decision (Y) while product quality (X2) also influence purchase decision (Y) as well as distribution channels (X3) at shrimp cracker MSMEs at Tunjungan Village. Meanwhile, simultanousely all IV (X1, X2, and X3) are influence the DV (Y) with R2 about 0.661 or in other word 66.1% of DV are influenced by IVs.
Effect of Human Resources and Financial Administration Budget Absorption in Higher Education Institutions in Islamic Perspectives
Authors: Hasan Ibnu , Sardimi Sardimi , Nurul Wahdah
Published: July 2024

Budget absorption is a government instrument through fiscal policies in moving the economic wheels. The government expenditure sector aims at supporting community welfare development. Budget absorption per quarter at the IAIN Palangka Raya is in slow category. The research aims to identify the effect of human resources and financial administrative on budget absorption at the IAIN Palangka Raya. The research is a quantitative research with multivariate correlation approach. Population of the research includes stakeholders who handle the budget at the IAIN Palangka Raya. The research sample consists of 27 respondents. Data collection carries out through questionnaires and documents. Data resulted from the questionnaires are analyzed using multiple linear regression analysis. The research results indicate that human resources (HR) and financial administration have no effect on budget absorption with bootstrapping value of 0.597 and 0.480, respectively. The results suggest that the level of human resources and financial administration has no effect on budget absorption at the IAIN Palangka Raya
Transformation of Rahn's Thought Development as Sharia Capital Business
Authors: Suherli Ian Rakhmawan
Published: July 2024

This research writes about the transformation of the development of rahn (sharia pawn) thinking as a sharia capital business. Rahn or sharia pawn was originally seen as a tabarru' (social) contract to help, but developed into a tijarah (commercial) contract that had economic benefits. The writing explains the legal basis of rahn from the Quran, Hadith, fiqh rules, to the laws and fatwas of DSN MUI. The development of rahn thought is discussed from the time of Prophet Muhammad SAW, Khulafaur Rashidin, Abbasid, to contemporary times. It also explained the terms of pawn goods (marhun), the types of contracts in rahn, and the potential of rahn as an instrument of sharia financing today. In conclusion, rahn thought has undergone a transformation from tabarru' to tijarah. Rahn has the potential to become a profitable sharia capital business that is free from usury, in addition to the potential for new types of intangible goods as valuable and valuable goods that can be used as al marhuun (collateral).
Mathematical Model of Love Dynamics in the Story of the Romantic Legend of the Mandar Tribe
Authors: Rifandi Muhammad , Apriyanto Apriyanto , Alnisari Alnisari
Published: July 2024

In this study, the mathematical model of love is discussed based on the legend of the Mandar tribe area in West Sulawesi Province. Love is an active action / activity carried out by humans towards other objects, in the form of self-sacrifice, empathy, attention, affection, help, obey words, follow, obey, and want to do whatever the object wants. This study aims to determine the mathematical model for the dynamics of love in the story of two lovebirds contained in the legend of Mandar and determine the equilibrium point and analyze the stability of the mathematical model of their love dynamics so that simulations and interpretations of mathematical models of dynamics can be carried out. Based on the model obtained, it can be known how the dynamics of love that occur between kaco and cicci based on several possible cases that can occur between the two of them. By using maple software, an equilibrium point is obtained consisting of two types of equilibrium points, namely the equilibrium point of the mathematical model of love if there is no struggle from kaco  ' and the equilibrium point of the mathematical model of love if there is a struggle from kaco'.
The Effect of Problem-Based Learing On Students’ Mathematics Problem Solving Ability
Authors: Yulyana Yulyana , Hamid Hariaty , Anwar Azwar
Published: July 2024

The purpose of this study was to determine the effect of problem-based learning on students' mathematics problem solving ability at SMA Negeri 1 Tanjung Palas Tengah. This research is an experimental research with pretest- posttest control group design. The population in this study were all grade XI students at SMA Negeri 1 Tanjung Palas Tengah. The sample was drawn using cluster random sampling technique and the research sample was obtained, namely class XI IPA 1 with a total of 15 students as an experimental class and class XI IPA 2 with a total of 15 students as a control class. The data collection technique in this study was a written test. Data analysis in this study used descriptive analysis, namely the average and standard deviation and prerequisite tests, namely normality test and homogeneity test for initial data and hypothesis testing using independent sample t-test statistical test. The results of the descriptive analysis showed that the average pretest score in the experimental class was greater than the average pretest score in the control class, which was 59.87 in the experimental class while in the control class it was 52.87. While the posttest value in the experimental class was 79.93, while in the control class it was 65.33. Based on the results of the independent sample t-test analysis with a significant level of 5% (α = 0.05). Thus H0 is rejected and H1 is accepted, so it can be concluded that the problem-based learning model affects the problem solving ability of class XI students of SMA Negeri 1 Tanjung Palas Tengah.
Opportunities and Strategies for Accelerating Digital Transformation: Spatial Distribution Analysis and Clustering Using K-Medoids Method In South Sulawesi, Indonesia
Authors: Idris Aditya
Published: July 2024

The increase in internet usage among the population in South Sulawesi prsesents a golden opportunity for accelerating digital transformation efforts. This can be leveraged to boost economic growth, particularly by maximizing the key sectors in South Sulawesi. The aim of this study is to analyze the spatial distrubution and perform clustering of the regencies/cities in South Sulawesi based on digital transformation indivators, as well as to determine the multiplier effect on other regions in Sulampua. The research method employed is quantitative, utilizing descriptive analysis and clustering analysis of regencies/cities in South Sulawesi with the K-Medoids method. The results show that spatially, the distribution of internet users, e-commerce users and SMEs using the internet have quite varied patterns and reveal a high disparity in service users among regencies/cities in South Sulawesi. Meanwhile, the clustering results indicate that the regencies/cities in South Sulawesi are balanced between cluster 1 and cluster 2, each consisting of 12 regencies/cities. It was found that cluster 2, which includes regencies and cities in South Sulawesi, has better variable values in almost all variables comparated to the regencies/cities in cluster 1. Generally, cluster 2 dominates all the variables used, while cluster 1 is only superior in the variable of the number of SMEs. The suggestions and policy recommendations for the government based on this study on the acceleration of digital transformation with spatial distribution and clustering analysis can help create on environment that supports sustainable digital economic growth. With coordinated and collaborative policy strategies, South Sulawesi can achieve significant acceration in digital transformation.
Analytical Evaluation of Ava River Quality for Domestic Purposes
Authors: Chime A.C  ,   Institute of Management and Technology, Enugu., Asogwa E.A  , Iloabaichie, I.C  , Amujiogu J.O  ,   Institute of Management and Technology, Enugu.,   Institute of Management and Technology, Enugu.,   Enugu State University of Science and Technology, Agbani.
Published: July 2024

Since declining water quality has the potential to significantly alter the hydrological cycle, it has become a worldwide concern. In the last ten years, human activity has had a remarkable impact on the environment due to an unprecedented rise in population, a rapid rate of urbanization, intensification and expansion of agricultural practices and other factors. These factors have resulted in the progressive and ongoing degradation of resources, particularly surface water. In this research study, Ava River Quality was analyzed due to the continuous application of inorganic fertilizers, herbicides and pesticides for crop production and management at the Green Land Vegetable Farm Cluster of Ugboezeji, Abakpa Nike Enugu East LGA stream segment. The continuous application has been found to impact positively on crop quality and yield, but negatively on the quality of water at the downstream segment of the irrigation areas. Biological oxygen demand, nitrate, phosphate, copper and cadmium levels in the water samples analyzed at the downstream segment exceeded the maximum acceptable limit of World Health Organization (2011). It was observed that the amount of inorganic fertilizers, herbicides and pesticides applied by the farmers are quite higher than the quantity required for optimum yields, but inappropriate techniques and timing of application resulted in the occurrence of excess chemicals being flushed into the Ava River. Therefore, it is important to apply strict regulatory strategies and measures in order to safeguard the water body from pollution caused by unfavorable anthropogenic activities, as climate change poses a threat to the preservation of the water bodies' quality for agricultural and residential purposes.
Analysis of Consumer Responses to Ready to Wear Dresses with Batik Motifs
Authors: Hidayah S.Si Lilik Masruroh ,   Department of Fashion, Universitas Negeri Yogyakarta, Indonesia., Jessylia  , Rahayu Anggun Tri Mukti Kukuh , Suprihatin M. Si. Dra. Sri Emy Yuli ,   Department of Fashion, Universitas Negeri Yogyakarta, Indonesia.,   Department of Fashion, Universitas Negeri Yogyakarta, Indonesia.,   Department of Fashion, Universitas Negeri Yogyakarta, Indonesia.
Published: July 2024

The recent development of batik-patterned fabric has been very diverse. Currently, batik motifs are often combined with various more modern designs. This research was carried out with the aim of 1) providing the latest picture of how familiar batik motifs are when combined with the latest designs 2) providing a new experience of more realistic design with video rendering and visualization in CLO3D 3) training writers to be able to create digital patterns as well as visual displays of designs with CLO3D 4) train writers to work together in teams. This research uses a qualitative survey method by utilizing Google Form as a survey tool supported by literature studies by reading online journals and articles. The results obtained were the overall design with 35 responses, satisfied with the design so that the design was declared to have achieved the target.
Evaluating the Role of STEM Education in Empowering Secondary School Students
Authors: Dr. Chitra S  ,   Assistant Professor, Sree Narayana Training College, Nedunganda.
Published: July 2024

In recent years, the global emphasis on STEM (Science, Technology Engineering, and Mathematics) education in secondary schools has grown significantly, driven by the recognition of its pivotal role in preparing students for the complexities of the 21st-century workforce. STEM education transcends traditional disciplinary boundaries, emphasizing critical thinking, problem-solving, and innovation—the cornerstones of technological advancement and economic competitiveness. The present study delves into the relevance of STEM education in secondary schools, exploring its impact on students’ academic development, career readiness, and the broader societal implications. By examining current research, trends, challenges, and future prospects, this investigation aims to provide a comprehensive understanding of how STEM education equips students with essential skills and knowledge to navigate and contribute meaningfully to our increasingly STEM-oriented world. This study was conducted using the survey method with 50 secondary school teachers as the study samples. The data were collected using opinionnnaire and analyzed using quantitative descriptive analysis. The study results revealed that STEM education implemented at secondary school level helped in the development of the higher cognitive abilities of the learners, such as problem solving, critical thinking, creative thinking etc.
Improvements of the Bandwidth and Radiation Characteristics of a 5G Mobile Communications Microstrip Antenna with a Novel Wedge Shaped Substrate Design
Authors:   LR2E Laboratory, ECAM-EPMI school of engineering, Cergy, France., Chahine Mouhamad S Abou , Arnaout Mohamad ,   Department of Electrical and Electronics Engineering, International University of Beirut, Beirut, Lebanon., Tangour Fatma ,   LR2E Laboratory, ECAM-EPMI school of engineering, Cergy, France., Shahine Mohamad-Youssef Abu ,   Department of Electrical and Electronics Engineering, International University of Beirut, Beirut, Lebanon.
Published: July 2024

In this study, a new approach for the design of microstrip antenna is proposed. The resonant frequency of the proposed antenna is 3.55 GHz allowing it to operate in the mobile network current 5G band (the mid band). The design approach is based on a wedge shaped substrate having relative low thickness at the level of the feed line and a higher thickness at the level of the radiating patch. The FR4 wedge substrate based design of 6 mm linear slope enhance the radiation by 9% and the bandwidth by 10.3 % while degrading the return loss by 2.3 dB with respect to a standard box substrate based antenna design of the same dimensions. To remedy the degradation in terms of S11, the rectangular inset feed line is replaced by a trapezium one which re-enhance the return loss by 3.4 dB and then making it better than the original one.
UMIT Project Management System
Authors: Morey Dr. Anita ,   Assistant Professor, Department of Information Technology, Usha Mittal Institute of Technology, SNDT Women's University, Mumbai (Maharashtra), India., Chile Tanvi , Jadhav Sejal , Shah Seher ,   Student, Department of Information Technology, Usha Mittal Institute of Technology, SNDT Women's University, Mumbai (Maharashtra), India.,   Student, Department of Information Technology, Usha Mittal Institute of Technology, SNDT Women's University, Mumbai (Maharashtra), India.,   Student, Department of Information Technology, Usha Mittal Institute of Technology, SNDT Women's University, Mumbai (Maharashtra), India.
Published: July 2024

Usha Mittal Institute of Technology evaluates students' projects through multiple stages over various semesters. To manage all the project functionality and evaluation of these projects per student using an automated system, we proposed the UMIT Project Management System. Currently, UMIT handles all the project work manually. The UMIT has many phases of the projects. In the Third year semester-VI, there is Project I, which has two phases Project I-A and Project I-B. In the Final year semester-VII students have Project II with phases as Project II-A and Project II-B. Similarly, in Final Year semester-VIII there is Project III with phases Project III-A, Project III-B, Project III-C, and Project III-D. All these phases have their rubric format for the evaluation. Managing all these phases with specific rubric formats and calculation of marks is very complicated on a manual basis. To perform all the project-related activities like submission of synopsis, evaluation schedule, group forming, guide allocation, Rubric mark sheet, etc. UMIT Project Management System is developed. By alleviating manual burdens associated with project evaluations, the UMIT PMS enhances accuracy and transparency, fostering an organized academic environment focused on quality and innovation. Its user-friendly design ensures accessibility for all users, promoting efficiency and innovation in project management.
"Unravelling Hierarchy in Japanese Workplaces an Exploration of Cooperation Between Japanese and Western Research Laboratories"
Authors: Dujarric Dr. Florence ,   Department of Languages, Institut Supérieur de Mécanique de Paris, Saint-Ouen, Ile de France, France.
Published: July 2024

Effective global collaboration hinges on understanding cultural nuances, notably evident in Japan's organizational dynamics. While often perceived as hierarchical, Japanese structures defy simplistic categorization, as revealed by this qualitative study led by a French scholar. By interviewing Japanese and Western researchers, the research navigates through discordant perspectives, challenging conventional Western views. While some uphold a top-down structure, others advocate for a more egalitarian interpretation, reflecting Japan's nuanced reality. Central to this exploration is deference, shaping interactions and decision-making in Japanese workplaces through linguistic and non-verbal cues. This deference emphasizes mutual respect and collaboration rather than solely denoting power dynamics. Moreover, collective decision-making, a cornerstone of Japanese organizational culture, fosters ownership and commitment among team members, contrasting with Western hierarchical models. In summary, this research illuminates Japan's complex organizational dynamics, highlighting the importance of cultural reflexivity in fostering effective intercultural collaborations. Understanding nuances like deference and collective decision-making is crucial for navigating the complexities of global partnerships and overcoming misinterpretations.
A Study on Gender Gap in Financial Inclusion with Special Reference to Kancheepuram District
Authors: Dr. R. Ramki  ,   Assistant Professor (Selection Grade), Department of Commerce, Hindustan Institute of Technology & Science, Chennai (Tamil Nadu), India.
Published: July 2024

Financial inclusion is defined as availability of financial services to a large segment of the population at a reasonable cost, such as savings, investment, borrowing, insurance and pension etc., to vast section of society at affordable cost. The essence of financial inclusion is to ensure delivery of various financial services, such as savings bank accounts for savings and transactions, availability of low-cost credit, and insurance and pension services. The main objective of this paper is to analyze the gender gap in financial inclusion. The primary data have been collected from Kancheepuram district of Tamil Nadu. The sample size for the study is 480. The findings of the study shows that the Financial Inclusion Gender Gap in Kancheepuram District is much higher than that of other parts of the country, both in banking and non-banking segments.
Formal Communication: Vital in Development of Mutual Understanding among Members of Organizations
Authors: Kapur Dr. Radhika ,   Pedagogy and Organizational Culture in Nursery Schools, Delhi University, New Delhi, India.
Published: July 2024

In all types of organizations, all the members, irrespective of their job positions in the hierarchy need to put into operation formal communication. The information in terms of work-related matters is communicated among individuals within organizations. Within all types of organizations, there are some job duties, which are carried out on an individual basis, whereas, there are others, which are carried out through working in collaboration and integration with others. In cases of individual job duties as well, ideas and viewpoints are exchanged in terms of various factors with other individuals. Hence, formal communication is regarded as worthwhile and efficacious. The individuals need to put emphasis on honing technical skills. These are the skills, which are facilitating in making use of various types of technologies. The individuals, belonging to all job positions are required to ensure, they put into operation the techniques, which would be facilitating in doing well in one’s job duties, achieving desired goals and objectives and leading to up-gradation of overall structure of the organizations. Furthermore, progression is facilitated among members and overall structure of the organizations, when mutual understanding is developed among all the members. Therefore, formal communication is vital in development of mutual understanding among members of organizations. The main concepts that are taken into account in this research paper are, understanding the meaning and significance of formal communication, measures to be put into operation in reinforcing formal communication and formal communication leads to progression of human resources and organizations.
Recognition of Job Duties and Responsibilities: Indispensable in Leading to Up-gradation of Career Prospects
Authors: Kapur Dr. Radhika ,   Pedagogy and Organizational Culture in Nursery Schools, Delhi University, New Delhi, India.
Published: July 2024

In all types of organizations, all the members, belonging to all job positions in the hierarchy are required to carry out different types of job duties and responsibilities. These are manageable as well as complicated, these are put into operation in more amount of time or can be less time-consuming and these are carried out on one’s own or through working in co-ordination with other members. Hence, throughout their jobs, in order to be successful, all the members need to be well-informed in terms of different types of job duties and responsibilities. Furthermore, they need to put emphasis on leading to up-gradation of different types of skills and abilities. In addition, individuals need to inculcate the traits of morality, ethics, diligence and conscientiousness. These are essential in order to do well in one’s job duties and responsibilities and generating desired outcomes. Furthermore, one will render an important contribution in achieving organizational goals and leading to up-gradation of overall structure of the organizations. Therefore, it is well-understood, recognition of job duties and responsibilities is indispensable in leading to up-gradation of career prospects. The main concepts that are taken into account in this research paper are, recognition of job duties and responsibilities is facilitating in leading to progression of human resources and organizations, understanding the meaning and significance of job duties and responsibilities and measures to be implemented in carrying out job duties and responsibilities in a well-organized manner.
Encouraging Motivation Among Employees: Vital in Leading to Up-Gradation of Overall Structure of the Organizations
Authors: Kapur Dr. Radhika ,   Pedagogy and Organizational Culture in Nursery Schools, Delhi University, New Delhi, India.
Published: July 2024

The main objective of this research paper is to understand that among employees, it is necessary to lead to up-gradation of motivation levels. As a consequence, the mind-sets of the individuals will be stimulated and they will render an important contribution in putting in efforts to their best abilities in carrying out tasks and activities in an effective manner. The individuals in leadership positions are required to implement various factors, which would be facilitating in leading to up-gradation of motivation levels. The different types of factors are, giving of rewards, incentives, promotional opportunities, increase in pay, paid leaves, paid vacations and so forth. The job duties and responsibilities are manageable as well as complicated. These are put into operation on an individual basis or in groups comprising of two or more individuals. Hence, in order to carry these out in a well-ordered manner, one needs to ensure, they are well-aware in terms of various types of ways. Furthermore, one needs to put into operation different types of methodologies and procedures in an effective manner. As a consequence, one will contribute efficiently in doing well in one’s job duties and generating desired outcomes. Hence, one will be able to meet the expectations of individuals in leadership positions. Therefore, encouraging motivation among employees is vital in leading to up-gradation of overall structure of the organizations. The main concepts that are taken into account in this research paper are, understanding the meaning and significance of motivation among employees, measures to be implemented in encouraging motivation among employees and advantages of encouraging motivation among employees.