bluuebunny/crossref_metadata_2025 huggingface dataset:
Persepsi Konsumen terhadap Produk Halal dari UMKM: Dampak terhadap Keputusan Pembelian
Authors: Hidayati Bela Shafira
Published: August 2024

Penelitian ini menginvestigasi persepsi konsumen terhadap produk halal dari Usaha Mikro, Kecil, dan Menengah (UMKM) serta dampaknya terhadap keputusan pembelian. Penelitian dilakukan untuk memahami faktor-faktor yang memengaruhi preferensi konsumen terhadap produk halal, termasuk kepercayaan terhadap kehalalan, kualitas produk, harga, dan faktor emosional. Metode penelitian kualitatif digunakan dengan mewawancarai 30 responden yang dipilih secara purposif dari berbagai latar belakang demografis. Hasil penelitian menunjukkan bahwa konsumen cenderung memilih produk halal yang tidak hanya memenuhi standar kehalalan yang diakui, tetapi juga memiliki kualitas yang baik, harga yang bersaing, serta citra merek yang positif. Perbedaan preferensi konsumen juga terlihat berdasarkan faktor demografi seperti usia, pendidikan, dan latar belakang agama. Selain itu, penelitian juga menyoroti pentingnya dukungan dari segi regulasi dan infrastruktur dalam pengembangan produk halal dari UMKM. Regulasi yang jelas dan ditegakkan dengan baik terkait sertifikasi halal, pengawasan produksi, serta infrastruktur produksi dan distribusi yang memadai diidentifikasi sebagai faktor pendukung utama dalam meningkatkan kepercayaan konsumen dan daya saing UMKM.Penelitian ini memberikan rekomendasi untuk penguatan regulasi terkait kehalalan produk, peningkatan infrastruktur produksi dan distribusi, serta pendidikan dan pelatihan bagi UMKM dalam mengembangkan produk halal mereka. Implikasi dari penelitian ini diharapkan dapat mendukung pengembangan UMKM dan memperluas pasar produk halal di masa depan
Peran Komunikasi Internal Karyawan Dalam Meningkatkan Kinerja Di PT Jaya Kencanamas Farma
Authors: Deviani Elmira , . Suroso , Anggela Flora Patricia
Published: August 2024

PT Jaya Kencanamas Farma, is a pharmaceutical health sub-distributor company that began operating in 2022. The objectives of this study include internal communication in the dimensions of internal communication, internal communication relationships or interactions, and barriers in internal communication. Using a descriptive qualitative approach research method, this research involves interviews, observations, and documentation studies as data collection methods and uses data source triangulation validity techniques. The results showed that internal communication in the company PT Jaya Kencanamas Farma has an important role in improving employee performance. The conditions of internal communication dimensions both vertically and horizontally at PT Jaya Kencanamas Farma are mutually sustainable to carry out work processes that are structural in nature, personal and group communication relationships are also carried out optimally to improve performance but there are major obstacles in internal communication in the form of miscommunication that occurs due to lack of clarity in the direction of communication and message interpretation. Various efforts have been made by the company to improve the quality of internal communication to improve employee performance.
Manajemen Sumber Daya Manusia Di Bank Syariah: Tantangan dan Peluang Dalam Era Digital
Authors: Ardista Rini , Kusuma Aditya Putra , Munandar Asep Nur Imam
Published: August 2024

This study aims to identify the key opportunities and challenges faced by human resource management (HRM) in Islamic banks in addressing the digital era. The research employs a literature review method to evaluate various sources relevant to this topic. The findings reveal that the rapid digitization in the banking industry has created new requirements, including the need to enhance digital competencies among staff. These digital skills are crucial for employees to adapt to continuously evolving systems and technologies. The main challenge is the need to upskill and retrain the workforce to equip them with the necessary expertise to operate the digital technologies used in banking operations. HRM must ensure that employees possess relevant technical skills, analytical abilities, and the capability to quickly adapt to technological changes. This process requires significant resource allocation for the continuous education and skill development of employees. Digital transformation brings changes to the work culture in Islamic banks. The implementation of digital technology fosters a more flexible and collaborative work environment, which in turn affects the composition and dynamics of work teams. The recruitment process also needs adjustments to attract talent with digital competencies who can quickly adapt to technological advancements. Islamic banks should seek candidates who not only possess technical skills but also adhere to Sharia values. In the other hand, employee retention strategies should include attractive career development programs and competitive incentives to retain top talent.
Pendapatan Asli Daerah Dan Dana Alokasi Khusus Terhadap Belanja Daerah Pada Kabupaten/Kota Provinsi Sumatera Barat
Authors: Putri Cantika Rahmanda , Putra Gerry Hamdani
Published: August 2024

This research aims to test whether there is an influence of local original income and special allocation funds on regional spending at the Central Statistics Agency (BPS) of West Sumatra. The population in this study were 19 West Sumatra Regencies/Cities at the West Sumatra Central Statistics Agency (BPS). The samples used were 57 samples from the West Sumatra Central Statistics Agency (BPS). The sampling technique used documentation techniques. The research method used is quantitative with data sources in the form of secondary data. The data analysis method uses multiple linear regression analysis with Eviews 9. The results of this research provide empirical evidence that partially the variables of local original income and special allocation funds have a positive effect on regional spending. Simultaneously, the variables of local original income and special allocation funds have a positive effect on regional spending.
Revolutionizing Real Estate: AI-Driven Insights from Historical Data for Smart Property Decisions
Authors: Veluru Chandra Sekhar ,   United States
Published: August 2024

AI can empower the real estate sector to fundamentally transform property valuation, analyze market trends, and make investment decisions. In exploring this further, this paper will explore how the AI-driven insights drawn from historical data increase real estate operations' accuracy, consistency, and efficiency.
Insider Threat Detection and Mitigation
Authors: Gunuganti Anvesh ,   USA
Published: August 2024

Insider threats have been discussed in this review based on two selected articles adopting the SWOT analysis. It outlines the advantages and disadvantages of the existing approaches and technologies used in the detection, gaps in resources, funding, and organization, opportunities to advance cooperation and development of new methods and strategies, and risks in the extrapolation of tactics and compliance issues. The information presented focuses on the prevention and control of insiders and the major strategies proposed, stressing the use of technological, behavioral, and organizational measures. Further studies should focus on the use of analytics, communication with stakeholders, and adjustments in security management to improve an organization's protection against insider threats.
Developing New Framework for Vendor Risk Assessment by Comparative Analysis
Authors: Bodipudi Akilnath ,   Cyber Merger and Acquisition, Sr Security Engineer, Common Spirit Health, Salt Lake City, Utah, USA
Published: August 2024

Vendor risk assessment is a critical component of comprehensive risk management strategies, particularly in an era characterized by complex supply chains and increasing reliance on third-party vendors. This paper aims to provide a comparative analysis of prominent vendor risk assessment frameworks, including NIST SP 800-1C1, ISO 27001, and the Shared Assessments Program’s Standardized Information Gathering (SIG) questionnaire. By evaluating these frameworks against key criteria such as comprehensiveness, scalability, regulatory compliance, and ease of implementation, this study identifies their respective strengths and weaknesses. Furthermore, the paper explores the development of a tailored vendor risk assessment framework designed to address the unique challenges and requirements of specific industries. Through case studies and expert interviews, the proposed framework is tested and validated to ensure its effectiveness in mitigating vendor-related risks while enhancing overall organizational resilience.
Administrative management model and emergency services in Public Hospitals
Authors: Velasco Chere Miguel Angel , Olvera Pluas Johanna Gabriela , Castellanos Martillo Richard Omar , Castro Romero Oswaldo Socrates , Garcia Guzman Tatiana Anabel
Published: August 2024

This paper analyzed the importance of administrative management in emergency services in public hospitals. A satisfaction survey was applied to people visiting certain health centers to know more precisely the factors that cause some discomfort among visitors. The main results show that it is necessary to strengthen public hospitals' management models to make them more effective and efficient in emergency care. This feature is essential to ensure user satisfaction and contribute to the commitment of the health center to guarantee timely and efficient patient care. Thus, it is necessary to implement an administrative management model based on the theories of Max Weber and Peter Druker, who have developed proposals that contribute significantly to suitable emergency management.
Peran Pemoderasi NPF dalam Pengaruh Financing Growth dan CAR terhadap Profitability H
Authors: Toyibah Masmuna Hayatun , Yuliani Yuliani , Muhammad Husni Thamrin Kemas
Published: August 2024

The aim of the study was to examine the effect of financing growth and Capital Adequacy Ratio (CAR) on profitability with Non Performing Financing (NPF) as moderation with a sample of 6 Islamic commercial banks registered with the Financial Services Authority during the 2011-2020 period. The analysis technique used is Moderated Regression Analysis (MRA). The results showed that financing growth had a positive and significant effect on profitability (ROA and ROE). CAR has a positive and significant effect on profitability (ROA), but not significant on profitability (ROE). In addition, the research results also show that NPF is not able to moderate the effect of financing growth on profitability (ROA and ROE). Conversely, NPF moderates by weakening the effect of CAR on profitability (ROA and ROE). In other words, profitability is expected to decrease because the use of bank capital is not optimal due to the large NPF value. This research contributes to Islamic commercial banks to carry out financing effectiveness and carry out CAR efficiency so that performance can improve financial performance.
Jaminan Produk Makanan Halal Pedagang Kaki Lima di Kawasan Religi Sunan Ampel Perspektif Undang-Undang No. 33 Tahun 2014
Authors: Abdillah Fikri , Fahrullah A’rasy
Published: August 2024

The Sunan Ampel religious area is one of the places labeled as halal tourism in Indonesia, especially in Surabaya. Halal tourism is a vehicle or entertainment for the community in which there are religious elements from tombs to entertainment venues with an Islamic atmosphere. Of course halal tourism must guarantee the halalness of the entire halal tourism area, from location to consumption products. Halal in Indonesia has been regulated by the government through laws to government regulations and clerical fatwas. Law No. 33 of 2014 is one of the regulations that contains matters relating to halal certification and regulates the obligation of halal certification for macro and micro businesses throughout Indonesia. Street vendors are included in micro businesses that should be mandatory for halal certification, but according to observation data and observations made at street vendors in the Sunan Ampel religious area, there are still many street vendors who do not understand or do not understand halal certification. As evidenced by the ingredients that are still vague because they do not know the clarity of the ingredients used, starting from the unclear slaughter process, naming products that still contain kufr and falsehood, the hygiene of some traders that has not been guaranteed in accordance with the rules of the existing regulations in Law. No. 33 of 2014 and regulations relating to halal certification.
Empowering the Community’s Economy through Productive Zakat : A Comparative Study of Yusuf Al-Qardhawi’s and Sahal Mahfudh’s Thoughts
Authors: Khasanah Maulida , Maulidya Perdana Oggy
Published: August 2024

The reality of Muslims suffering from poverty is inversely proportional to the ideals of Islam which calls for poverty alleviation, especially through zakat. The ineffectiveness of zakat is due to the fact that its distribution is still consumptive, not productive. Therefore, this study aims to examine the thoughts of Yusuf al-Qardhawi and Sahal Mahfudh who pay serious attention to productive zakat as a medium for community economic empowerment. This research is classified as a normative and qualitative approach in the form of a literature study to examine data sources that contain the thoughts of Al-Qardhawi and Sahal. The main formulation is to compare al-Qardhawi and Sahal's thoughts on community economic empowerment through productive zakat in terms of background thought, main ideas, subjects, target objects, standard limits and operational steps. The results of this study have two findings. First, Al-Qardhawi proposes the idea of ​​community economic empowerment by improving zakat management, good subjects, distribution with Priority Fiqh principles, theoretical-idealist operational steps. Second, Sahal proposes the idea of ​​community economic empowerment aimed at community economic problems and improving zakat management, good subjects, zakat distribution in accordance with the provisions of Islamic jurisprudence, and practical theoretical implementation steps
Pengaruh Celebrity Endorsement Bintang Emon dan Social Media Marketing Terhadap Purchase Intention melalui Brand Trust Pada Smartphone Samsung: Studi Kasus pada Konsumen Smartphone Samsung di Kota Yogyakarta
Authors: Utami Pramestyi , Udayana IBN , Kusuma Ningrum Nonik
Published: August 2024

Industri 4.0 berasal dari gagasan Revolusi Industri Keempat revolusi industri terjadi empat kali. Revolusi industri 4.0 telah merubah banyak hal misalnya cara kita berkomunikasi. Saat ini kita dapat berkomunikasi dengan mudah melalui smartphone. Berdasarkan pembahasan diatas tujuan dari penelitian adalah menguji pengaruh purchase intention, celebrity endorsement, social media marketing dan brand trust sebagai variabel intervening. Penelitian ini bersifat kuantitatif dengan mengambil 100 sampel pada konsumen produk smartphone Samsung di Kota Yogyakarta. Pengambilan sampel dilakukan menggunakan metode non-probabilitas dan menggunakan teknik pengambilan sampel yaitu purposive sampling. Pengumpulan data dilakukan secara online dengan cara pengiriman link kuesioner kepada responden. Data dianalisis dengan menggunakan aplikasi IBM SPSS. Hasil penelitian ini menunjukkan bahwa variabel celebrity endorsement (X1) berpengaruh signifikan positif terhadap brand trust (Z) dengan nilai 0.000. Kemudian variabel social media marketing (X2) berpengaruh signifikan positif terhadap brand trust (Z) dengan nilai 0.000. Variabel brand trust (Z) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.000. Selanjutnya variabel celebrity endorsement (X1) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.020. Serta variabel social media marketing (X2) berpengaruh signifikan positif terhadap purchase intention (Y) dengan nilai 0.042. Selain itu hasil penelitian juga menunjukkan bahwa brand trust mampu berperan sebagai variabel intervening pengaruh celebrity endorsement dan social media marketing terhadap purchase intention konsumen produk smartphone Samsung di Kota Yogyakarta.
Analisis Rasio Likuiditas dan Profitabilitas untuk Mengetahui Kinerja Keuangan pada PT Astra Internasional Tbk
Authors: Nurika Himda , Hemuningsih Sri
Published: August 2024

To assess the financial level of a company can be done by analyzing the company's financial statements. To find out whether the company's financial condition is in good condition, various analyzes can be carried out, one of which is ratio analysis. The purpose of this study was to determine the financial performance of PT. Astra Internasional Tbk in 2019 – 2021, in terms of financial ratio analysis. The analytical method used is descriptive qualitative analysis, where the data collection method is in the form of a library method, with secondary data types and internal and external data sources. The research shows that the results of financial statement analysis using liquidity ratio measurements, namely the Current Ratio, Quick Ratio with the results of the analysis showing that: the liquidity ratio has increased every year, so that the company's condition is categorized as liquid, while the profitability ratios are Profit Margin, Return on Assets and Return on Equity for profitability ratios show that the company's return on assets has increased so that the company can be said to be more productive than the previous year.
Pengaruh Pengungkapan Corporate Social Resposibility terhadap Manajemen Laba: Studi Empiris pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2017-2021
Authors: Sihotang Melyana , Setyo Gideon
Published: August 2024

The purpose of this study was to examine the effect of Corporate Social Resposibility disclosure on earnings management with the proxies Cash Flow of Operation (CFO), Production Cost (PROD), and Discretionary Expense (DISR) in manufacturing companies listed on the IDX in the 2017–2021 period. The type of research used in this study is quantitative. The number of samples in this study was 10 companies, so the total sample was 50, which were selected using the purposive sampling method. The results showed that the disclosure of Corporate Social Resposibility had no effect on earnings management with the proxies Cash Flow of Operation (CFO) and Discretionary Expense (DISR), while the disclosure of Corporate Social Resposibility had an positive effect on production cost (PROD).
Penyelesaian Sengketa Perjanjian Syariah pada Lembaga Keuangan Syariah
Authors: Herawan Jajang , Anton Mohamad
Published: August 2024

Settlement of Sharia Agreement Disputes in Islamic Financial Institutions is a positive endeavor to provide legal certainty for justice seekers. The settlement of muamalah disputes in the Islamic tradition has been carried out since the time of the Prophet Muhammad. This is done through a court mechanism known today as litigation and through shulh, fatwa, tahkîm, mazhalim, and hisbah or what is known today as non-litigation. The forms of muamalah dispute resolution that operate in special Islamic financial institutions (LKS) that are currently in effect are almost the same as those that were in effect at the time of the Prophet. The path of litigation through the judiciary and the path of non-litigation through peace or alternative dispute resolution is known in fiqh as shulh, while the route through arbitration or in fiqh terminology is called tahkîm.
Tinjauan Islam Tentang Praktek Hybrid Contract Pada Perusahaan Otobus Handoyo
Authors: Fatah Abdul
Published: August 2024

PO Handoyo is a bus company with a unique innovation, namely the implementation of a hybrid contract. One of the hybrid contract practices implemented by POs. Handoyo is the purchase of bus tickets including meals. Hybrid contract is an agreement between two parties to carry out a contract in which there are two or more contracts. This research aims to provide an understanding of what a Hybrid Contract is, and how it is practiced at PO Handoyo, as well as how the Islamic view of the application of the Hybrid Contract on buying trans Java-Sumatra bus tickets includes eating at PO Handoyo. The type of research used in this study is qualitative and literature using primary and secondary data sources. The results of this study are that the application of hybrid contracts in purchasing trans Java-Sumatra bus tickets including is a permissibility and does not belong to multiple contracts which are forbidden.
Persepsi Tentang Pengaruh Lingkungan Sosial, Lokasi, Pengetahuan dan Religiusitas Masyarakat Terhadap Keputusan dalam Penggunaan Produk Penghimpunan Dana di Bank Syariah Indonesia Cabang Trenggalek
Authors: Helfmia Ristyanty Karta Eka Praja  , Syafrudin Arif Marah Manunggal
Published: August 2024

Currently, a sharia-based economy has begun to gain ground, especially the banking sector by implementing the principles of openness and profit sharing which are felt to be able to provide justice for its customers. Society is a segmentation that has potential for saving activities. The purpose of this research is to find out whether the social environment, location, knowledge and religiousness of the community influence decisions regarding the use of fund collection products at Bank Syariah Indonesia, Trenggalek Branch. This research is quantitative research. The population in this study were residents of Gador Village, Durenan District, Trenggalek Regency. The sample consisted of 209 residents. The sampling technique is purposive random sampling technique. The data collection method is a questionnaire distributed to respondents from October-December 2023. This research using multiple linear regression data analysis techniques. The results of the t test show that partially the Social Environment has no influence on Product Use Decisions, Location has an influence on Product Use Decisions, Knowledge has an influence on Product Use Decisions, and Religiosity has an influence on Product Use Decisions. Meanwhile, the results of the F test simultaneously, Social Environment, Location, Knowledge and Religiosity have an influence on Product Use Decisions
Strategi Transformasi Digital Pengembangan Bisnis di PT Gemilang Indonesia Sukses Mulia
Authors: Andi Irman Patiroi  , Nimmi Zulbainarni  , Irman Hermadi
Published: August 2024

Digital transformation has become an urgent need for organizations that want to remain relevant and competitive in today's digital era. However, in the face of the wide choice of business development strategies available, decision making can become complicated. Therefore, this thesis proposes a systematic and structured approach using the Analytical Hierarchy Process (AHP) method to identify and evaluate the most appropriate business development strategies in the context of digital transformation. This research integrates qualitative and quantitative approaches by utilizing a comprehensive literature review and in-depth AHP  analysis. Thus,  this thesis not only understands the key factors influencing the success of digital transformation, but also offers a clear framework for measuring and prioritizing alternative strategies. Through the AHP application, various criteria and sub-criteria relevant to digital transformation are identified and ranked according to their importance. The results of this evaluation then provide more focused guidance in selecting business development strategies that can optimize the use of digital technology, minimize risks and achieve long-term business goals. Thus, this thesis not only makes a theoretical contribution to the understanding of digital transformation, but also makes a practical contribution by providing a methodology that can be applied by business leaders and decision makers in guiding business development strategies in this digital era.
Optimalisasi Strategi Segmentation, Targeting And Positioning dalam Meingkatkan Keunggulan Bersaing pada Franchise Teh Poci
Authors: Bella Mega Riswanti  , Rusdi Hidayat Nugroho
Published: August 2024

Teh Poci Franchise is growing to meet the demand of the community. To date, thousands of franchise brands and thousands of stores have spread throughout Indonesia. Pot Tea Franchise entrepreneurs must continue to innovate and improve shortcomings so that customers do not switch to other products because many rivals appear over time. Based on the results of this study, it is found that (1) Geographic segmentation, in its marketing, the products offered are not only spread in the UPN Veteran East Java area but spread in the East Surabaya area as a potential area in targeting the target market to meet consumer wants and needs. (2) Age 15 - 60 years targeting students who need a refreshing cold drink for activities on campus. (3) Teh Poci positions itself compared to other competitors in terms of taste quality and affordable prices. (4) The existence of several dominant teapot franchises around the UPN Veteran East Java campus can show that the teapot franchise is still superior to several existing competitors.
Word Of Mouth To Mediate Consumer Knowledge And Religiosity Towards The Decison To Settle As Sharia Bank Clientele
Authors: Nasiruddin Iqbal , Yayuk Sri Rahayu
Published: August 2024

This study aims to investigate the impact of consumer knowledge and religiosity on individuals choosing to become clients of Sharia banks, with word of mouth serving as the mediating variable. Employing a quantitative approach and purposive sampling techniques, the research focused on 145 respondents, primarily students from Islamic universities in Malang, including State Islamic University Maulana Malik Ibrahim, Islamic University of Malang, and Muhammadiyah University of Malang, who were already clients of Sharia banks. Questionnaire data were distributed and collected via Google Forms. The findings indicated that consumer knowledge alone did not directly influence the decision to become a Sharia bank client; however, it significantly affected word of mouth. Similarly, religiosity demonstrated a comparable impact on word of mouth and the decision to settle as  a Sharia bank client. Consumer knowledge significantly influenced the decision to settle as a clientele through the full mediation of word of mouth, whereas religiosity had a significant effect on the decision, partially mediated by word of mouth.
Pengaruh Net Profit Margin, Return On Equity dan Earning Per Share Terhadap Harga Saham Perusahaan Sektor Energi: Studi pada Perusahaan Bursa Efek Indonesia Periode 2018-2022
Authors: Satriaji Vinatra  , LiA Nirawati
Published: August 2024

The capital market serves as a platform for the trading of long-term financial instruments to businesses or governments seeking funding for expansion and development, particularly in this study, equities (stocks). This research aims to investigate the impact of stock price fluctuations within the energy sub-sector, which is comparatively higher than most other sectors. To achieve this, the researcher utilizes profitability ratios, namely Net Profit Margin (NPM), Return On Equity (ROE), and Earnings Per Share (EPS), concerning the stock prices of companies within the energy sub-sector listed on the Indonesia Stock Exchange (BEI) during the period from 2018 to 2022. This study adopts a quantitative descriptive approach, with a population of 74 companies. Multiple Linear Regression is employed as the data analysis technique. Based on the results of the F-test analysis, the computed F-value is 3.962, surpassing the critical F-value of 3.08, indicating that NPM, ROE, and EPS collectively influence the stock prices of the energy sub-sector listed on the BEI from 2018 to 2022. Meanwhile, the t-test results reveal respective t-values for NPM, ROE, and EPS as 1.020, -1.244, and 2.779, against a critical t-value of -1.982 and 1.982. Consequently, only EPS exhibits partial influence on stock prices, whereas NPM and ROE do not exert partial influence on the stock prices of the energy sub-sector listed on the BEI during the period from 2018 to 2022.
Analisis Pengaruh Strategi Brand extension terhadap (re)purchase intention dan e-WOM intention Nasabah Bank BCA Xena Maharani
Authors: Xena Maharani
Published: August 2024

One of the industries that Covid-19 is a "good accelerator" for is the banking industry, which is rapidly adopting new technologies and digitalizing its operations. The banking sector in particular, as well as other financial services industries generally, are shifting more and more towards online and digital value generation due to the rapid advancements in technology. This study aims to examine how the brand extension strategy of the parent brand influences the purchase intention and e-WOM intention of customers on brand extensions in the banking industry, specifically Bank BCA. This relationship is mediated by brand perceived value of the brand extension. Data were collected using an online survey to Bank BCA customers and 255 responses were successfully gathered for further data analysis. This study employed a structural equation modelling (SEM) using Smart-PLS to test the hypotheses. As a result, brand attitude and brand loyalty of Bank BCA have a positive and significant effect on brand perceived value of Bank BCA Digital. Brand perceived value of Bank BCA Digital has a positive and significant effect on (re)purchase intention and e-WOM intention of Bank BCA Digital.
Kepentingan Ekonomi Indonesia melalui Perjanjian Indonesia – Uni Arab Emirates Comprehensive Economic Partnership Agreement (IUAE-CEPA)
Authors: Oxanna Jean Wa’Uina  , Novriest Umbu W. Nau  , Roberto Octavianus Cornelis Seba
Published: August 2024

Indonesia and the United Arab Emirates have maintained a harmonious bilateral relationship since the establishment of diplomatic relations in 1976. In the economic sector, dynamics relationship between the two countries reached a peak with the agreement of the comprehensive IUAE-CEPA. Indonesia subsequently leveraged this cooperation as an implementation of economic diplomacy to fulfill its national economic agenda. Therefore, this study aims to understand Indonesia's economic interests through the Indonesia-United Arab Emirates Comprehensive Economic Partnership Agreement (IUAE-CEPA). The author uses the theory of liberalism and the concept of national interest as analytical tools. The type of research conducted is qualitative research using descriptive methods. The author also collects data and information through literature studies, then summarizes and analyzes this data using data reduction techniques to draw conclusions. The results of the study indicate that IUAE-CEPA provides significant opportunities to accelerate the achievement of Indonesia's economic interests by obtaining a trade surplus through the utilization of non-oil and gas sectors, increasing investment commitments, implementing export market diversification policies to the Middle East region, and the prospects for developing its halal economic sector.
Pengaruh Nilai Tukar, Jumlah Uang Beredar, Laju Inflasi, Suku Bunga BI Terhadap Penyaluran Kredit Bank Umum di Indonesia dan IHSG
Authors: Immi Fiska Tarigan
Published: August 2024

This study aims to analyze the exchange rate, money supply, inflation rate, bank interest rates on lending from commercial banks, to the composite stock price index and analyze how much the relationship between lending and the composite stock price index. This research is based on data from 2019 to 2023. This research is categorized as quantitative research with secondary source data obtained from national financial reports. Then the analysis was carried out using multiple linear regression and hypothesis analysis to answer the formulation of research problems. The results show that all factors studied have an influence on bank credit growth. The effect only shows simultaneous influence while partially it does not significantly affect credit growth. as well as all the factors studied have an influence on the composite stock price index both partially and simultaneously. In addition, in the research conducted, credit growth affects the composite stock price index which is quite high, namely 0.629 and this is included in the strong category.
The Russian-Ukrainian Invasion of Capital Markets in Southeast Asia Continues.
Authors: Muhammad Yusron  , Puji Endah Purnamasari
Published: August 2024

The purpose of this study is to investigate whether there are any abnormal changes in return, trading volume activity, and the variability of security returns prior to and during the time of the Russian-Ukrainian invasion. A total of eighty companies operating in the energy industry from Indonesia, Malaysia, Singapore, the Philippines, and Thailand make up the sample. The study utilizes secondary data from the financial statements of each individual financial institution. The purpose of this method is to determine whether there are changes in anomalous returns, trading volume activity, and security return variability between the time before the Russian-Ukrainian invasion and the time of the invasion. There are considerable disparities between the pre-event and post-event periods in Indonesia with regard to the level of trade activity that happened during both times. In addition, when it comes to testing the variability of security returns, there is a distinction between the pre-event and post-event periods in each of the five countries.
Penganggaran Berbasis Kinerja pada Dinas Perumahan, Kawasan Permukiman dan Pertanahan Kota Bekasi
Authors: Marissa Julia Zahra  , Candradewini
Published: August 2024

The Bekasi City Government strives to achieve good governance through regular performance and program evaluations to ensure that each budget is utilized optimally, providing maximum benefits to the community, and supporting the achievement of strategic government targets. The Housing, Urban, and Land Affairs Department of Bekasi City (Disperkimtan Kota Bekasi) has the task of drafting policy and strategy documents, including handling drinking water management. The implementation of drinking water management is translated through the Water Supply System Management and Development Program (SPAM), which is implemented using performance-based budgeting. However, the implementation of this program has not been optimal. The purpose of this study is to describe the performance-based budgeting on the water supply system management and development program of the Housing, Urban, and Land Affairs Department of Bekasi City. This study uses the theory of the performance-based budgeting cycle (Bappenas in Hadiwijoyo and Anisa, 2019), which consists of eight stages: setting programs, setting activities or sub-activities, setting targets, setting types and quantities of inputs, calculating budgets with standard costs, implementing activities and accountability, and performance measurement. The study's findings show that the implementation of performance-based budgeting on the water supply system management and development program in the Housing, Urban, and Land Affairs Department of Bekasi City has not been optimal in the aspects of setting input types and quantities, implementing activities and spending, and performance measurement.
Pengaruh Teknologi Informasi, Kompetensi dan Independensi, terhadap Kualitas Audit Dengan Etika Auditor sebagai Variable Mediasi
Authors: David Nehemia Sabarwan  , Hexana
Published: August 2024

evaluating the competence and independence of auditors in order to ensure audit quality. While information technology may not directly impact audit quality, it does have a significant effect on auditor ethics. Additionally, the study finds that auditor ethics plays a crucial role in determining the overall audit quality. Strengthening the auditor ethics intervention further enhances the effect of information technology on audit quality. However, the competence and independence of auditors do not have a significant impact on audit quality, regardless of the auditor ethics intervention. These findings emphasize the need to focus on auditor competence, independence, and ethics to maintain and improve audit quality, and highlight the potential benefits of integrating information technology in auditing processes.
Pengaruh Digital Tranformation, Asset Intensity, dan Employee Intensity terhadap Cost Stickiness Dimoderasi oleh Ukuran Perusahaan
Authors: Mutiara Nurani  , Hexana Sri Lastanti
Published: August 2024

The economic instability caused by the Covid-19 pandemic has resulted in a deceleration of economic growth in Indonesia. Consequently, corporate management needs to judiciously manage costs to ensure the sustainability of the company. Many companies continue to face significant burdens amidst declining sales, indicating the presence of cost stickiness within the companies. This study aims to investigate the impact of digital transformation, asset intensity, and employee intensity on cost stickiness in the manufacturing industry. It employs a quantitative research approach utilizing secondary data extracted from the financial reports of companies listed on the Indonesia Stock Exchange (IDX) from 2020 to 2022. The sample comprises 73 manufacturing companies. Data analysis is conducted using Eviews version 10. The findings reveal that digital transformation, asset intensity, and employee intensity collectively account for 8.3% of the variance in cost stickiness, while the remainder is influenced by other factors not examined in this study. Therefore, managerial decisions regarding cost management are crucial for the company's sustainability.
Analisis Beban Kerja terhadap Kinerja Karyawan Melalui Stres Kerja Sebagai Variabel Intervening pada PT Bank Sumut Cabang Stabat
Authors: Syafa Davy Baihaqi Saragih  , Yeni Absah  , Anizar Anizar
Published: August 2024

This research aims to analyze the influence of workload variable on employee performance through work stress as an intervening variable at PT Bank Sumut of Stabat Branch. This study was used a quantitative method with the census method as a sampling technique and the structural equation model (SEM) method as a data analysis technique. The population in this study was 57 which the entire population was the sample. The data collection method used a questionnaire and data analysis was assisted by SmartPls 4. Based on the analysis, it was found that workload had a negative and insignificant effect on employee performance with T-Statistic value of 1.3467 and p-value of 0.178. The workload has a positive and significant effect on work stress with T-Statistic value of 2.771 and p-value of 0.006. The work stress has a positive and significant effect on employee performance with T-Statistic of 2.427 and p-value of 0.015. The workload has a positive and significant effect on employee performance through work stress with T-Statistic value of 2.585 and p-value of 0.010.
Pengaruh Faktor-Faktor Perilaku Konsumen terhadap Keputusan Pembelian Online pada Pengguna E-Commerce Shopee dengan Buying Intention sebagai Variabel Intervening
Authors: Rizky Fernando  , Nurvita Trianasari  , Eva Nurhazizah
Published: August 2024

The increase in the number of internet users supported by technological advances has encouraged changes in consumer lifestyles who now prefer to shop online. Nowadays, simple online shopping methods are available, especially through e-commerce which offers many choices according to customer desires and preferences. The huge opportunity from the level of internet usage and access to online shopping applications has created increasingly fierce competition in the future. This research aims to explore consumer behavior using Shopee, an e-commerce platform with a large impact in the realm of online commerce in Indonesia. In the purchasing decision making process, especially in the realm of online purchasing, there are various factors that influence consumer behavior. Therefore, this research aims to identify factors that are considered relevant in determining purchasing decisions, including cultural, social, personal, psychological and purchasing intention factors. This research uses data from 185 Shopee e-commerce users to analyze the factors that influence purchasing decisions. The results show that culture has the greatest influence on purchasing decisions, while social factors have no influence. Buying Intention is influenced by culture, personal, and psychology, and significantly influences purchasing decisions. It is hoped that the findings from this research can become a reference for stakeholders in e-commerce, especially sellers and service providers, to create effective strategies to maintain business continuity and increase competitiveness in the e-commerce market. As well as an in-depth understanding of the factors that influence consumer purchasing decisions can help e-commerce face the challenges of intense competition and take advantage of opportunities that exist from increased internet use and access to online shopping applications.
Pengaruh Service Quality terhadap Customer Satisfaction pada Aplikasi Tokopedia
Authors: Netia  , Maya Irjayanti
Published: August 2024

As technology advances, human activities become easier, including shopping. E-commerce is now the main choice for many people to shop online comfortably and efficiently. Tokopedia is one of the leading e-commerce platforms in Indonesia with the highest number of monthly web visits. However, there are still many complaints regarding service quality which can affect user satisfaction and application rankings on the App Store and Play Store. This research measures the influence of service quality on customer satisfaction by focusing on the aspects of convenience, reliability, ease of use, fulfillment and security. The research method used was quantitative with non-probability sampling on 155 Tokopedia user respondents who had a history of purchase transactions. Data was collected through an online questionnaire and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The research results show that service quality has a positive and significant influence on customer satisfaction. Tokopedia needs to increase transaction security with advanced encryption, improve delivery speed, product quality and service responsiveness. Intuitive interface design and features that make it easier to navigate and use the app are also important. Technical reliability, speed of response and accuracy of service will strengthen customer satisfaction and Tokopedia's position in the e-commerce market.
Dampak Implementasi Risiko Kredit, Risiko Likuiditas, Modal Bank, Ukuran Bank Terhadap Profitabilitas
Authors: Keisha Alvera Herwina Sadie  , M. Hendri Yan Nyale
Published: August 2024

This research aims to assess the impact of credit risk, liquidity risk, bank capital, and bank size on the profitability of banking companies listed on the Indonesia Stock Exchange during the period 2021-2023. Employing a quantitative method, the study explores correlations among variables using secondary data from annual reports, utilizing purposive sampling. Multiple linear regression analysis reveals that credit risk (NPL), bank capital (CAR), and bank size (Ln Assets) negatively influence profitability (ROA), whereas liquidity risk (LDR) has a positive impact on profitability. The study suggests enhancements in risk management and capital augmentation to bolster bank profitability.
Analisis Kesehatan Keuangan dan Implikasinya Terhadap Profitabilitas BPR
Authors: Budi Santoso  , Sunarto
Published: August 2024

This research aims to analyze CAR, NPL, BOPO and LDR on profitability in BPRs in the Semarang city area. The population of this research is the quarterly financial reports of BPR Semarang city for the 2019-2022 period. The sample in this research is the quarterly financial report of BPR Semarang city. Using the convenience sampling technique, a research sample of 82 observations of quarterly financial reports was obtained. The analysis technique uses multiple linear regression. The results show that CAR has no positive effect on ROA, while NPL and BOPO have a negative effect on ROA, and LDR has a positive effect on ROA. The results of this research can be used by OJK to help maintain financial system stability and protect customers by increasing the effectiveness of supervision. Apart from that, it can also formulate more effective policies in encouraging the growth and profitability of BPR, so that ultimately it can increase public trust in the financial sector.
Pengaruh Intangible Asset dan Aktivitas Riset terhadap Kinerja Perusahaan Serta Dampaknya terhadap Pergerakan Harga Saham: Studi pada Perusahaan Manufaktur yang Terdaftar di BEI
Authors: Bella Sindi Luvita Riyani  , Rio Johan Putra
Published: August 2024

In Indonesian innovation organizations, this study takes a gander at how elusive resources and innovative work (Research and development) exercises influence organization execution and stock cost developments. This topic is important because innovation and intangible assets are important in the knowledge-based economy era. Using a quantitative procedure with the model are creating associations recorded on the IDX, this study looks at data from financial plan outlines, through and through gatherings, and company reports. The findings demonstrate that the organization's stock cost and presentation are significantly influenced by immaterial resources. The organization's presentation and stock cost are unaffected by research projects, which is unusual. The stock price itself has a significant impact on the company's performance in the interim
Tinjauan Hukum Fiqih Muamalah Terhadap Sistem Komisi dalam Program Tiktok Affiliate
Authors: Najib Muhammad Iqbal  , Muhammad Hamdi
Published: August 2024

This study aims to review the system commission in the TikTok Affiliate program from the perspective of muamalah fiqh law. The background of this research is based on the rapid development of digital businesses and social media, especially TikTok, which opens up new economic opportunities through affiliate programs. The research method used is qualitative with a descriptive-analytical approach, involving literature studies, in-depth interviews with physicists and digital business practitioners, and analysis of documents related to the TikTok Affiliate program. The results of the study show that the system in TikTok Affiliate reflects the principles of fairness and transparency regulated in fiqh muamalah. The program allows for a proportional commission sharing with the content creator's efforts, and provides a clear and transparent monitoring mechanism. However, to ensure compliance with sharia, it is important that the products promoted by creators are halal products and that all provisions regarding commissions are explained in detail to avoid the element of gharar (uncertainty). The conclusion of this study confirms that the commission system in TikTok Affiliate can be considered in accordance with the principles of fiqh muamalah, as long as all parties involved ensure that transactions are carried out fairly, honestly, and transparently, and the products promoted are in accordance with halal provisions.
Pengaruh Kehandalan Pegawai dan Fasilitas Terhadap Brand Image dan Implikasinya pada Loyalitas Pasien di Rumah Sakit Umum Natama Kota Tebing Tinggi
Authors: Devi Juni Anisah Simare Mare  , Ade Trianty  , Eka Mayastika  , Limega Candrasa
Published: August 2024

This study aims to determine the Influence of Employee Reliability and Facilities on Brand Image and Its Implications on Patient Loyalty at Natama General Hospital, Tebing Tinggi City. The research method used is a quantitative method using the help of Smart PLS version 3.0 which was collected from the results of distributing questionnaires to Patients at Natama General Hospital. The analysis method used in this study is to use an instrument test, namely a validity and reliability test. measurement model (outer model) namely validity test, reliability test, then structural model (inner model) including: coefficient of determination / r-square (r2), goodness of fit model and hypothesis testing with t-statistic test and indirect effect test (indirect effect). The results of SPSS in this study are Employee Reliability Does Not Affect Brand Image, Facilities Affect Brand Image, Employee Reliability Does Not Affect Patient Loyalty, Facilities Affect Patient Loyalty, Brand Image Does Not Affect Patient Loyalty, Brand Image Cannot Mediate the Relationship Between Facilities and Patient Loyalty, Brand Image Cannot Mediate the Relationship Between Reliability and Patient Loyalty.