bluuebunny/crossref_metadata_2025 huggingface dataset:
« Comme si elles avaient part à la raison »
Authors: Solignac Laure
Published: November 2022

La distinction entre ce qui est rationnel et ce qui ne l’est pas, si structurante pour la fin de l’Antiquité et le Moyen Âge, empêche-t-elle de concevoir une condition animale commune aux bêtes et aux hommes, et surtout la possibilité d’une entente et d’une intelligence entre eux ? Cet article montre que cette distinction agit comme un obstacle épistémologique dans la cosmologie et l’anthropologie du cistercien Guillaume de Saint-Thierry, pour qui la raison constitue à la fois le sommet de la vie animée et la faculté qui met irrémédiablement l’homme à part. C’est sous la pression d’une expérience, celle de François d’Assise, que cette distinction, sans jamais être annulée, se trouve suspendue chez les auteurs franciscains qui méditent sur la vie du Poverello  : « comme si elles avaient par à la raison », les bêtes forment avec François d’Assise une communauté de créatures qui se comprennent grâce à une intelligence plus vaste que la rationalité humaine.
Mémoire et mouvement
Authors: Decaix Véronique
Published: November 2022

Cet article est consacré à l’étude de la mémoire des animaux dans les commentaires latins au De memoria et reminiscentia d’Aristote de la fin du xiii e  siècle. Il s’intéresse plus particulièrement au lien entre mémoire et mouvement chez les animaux supérieurs. Contre une approche mécaniste qui explique les mouvements des animaux comme une réponse à un stimulus extérieur, l’argument central consiste à montrer qu’il est possible de trouver le motif présidant à leurs mouvements dans leur expérience, et qu’ainsi le rapport entre mémoire et mouvement devrait faire l’objet d’une réévaluation. Dans cet article, nous tâchons de défendre une approche intentionnelle du mouvement et de la mémoire animale, s’appuyant sur l’opération de l’estimative, et mettant en lumière la rationalité des comportements animaux.
Les textiles dans les tombes gauloises à dépôt de crémation en vase métallique : usages pratiques, mises en scène et perspectives anthropologiques (seconde moitié du vie s.-ve s. av. J.-C.)
Authors: Desplanques Elsa
Published: November 2022

L’omniprésence des usages textiles dans les pratiques funéraires anciennes est aujourd’hui bien attestée par les découvertes archéologiques. Au cours de la phase Hallstatt D2-3 et de La Tène A, un groupe de dépôts de crémation en vases métalliques, circonscrit dans le centre-est de la Gaule, illustre à la fois la diversité et la cohérence des gestes conduisant au dépôt textile au sein d’un phénomène funéraire d’ampleur européenne. L’interprétation de la disposition des fragments identifiés sur les objets suggère des différences sémantiques entre le drapé simple, l’emballage multiple, l’imitation d’un vêtement porté ou le dépôt de bandes étroites. Ces dispositions peuvent être combinées pour un même récipient, ce qui implique une grande quantité de pièces de tissu qui sont, par ailleurs, d’une qualité souvent exceptionnelle.
Educators for export: Soviet teachers in Africa and Asia during the Cold War
Authors: Applebaum Rachel
Published: November 2022

From the early 1960s through the late 1980s, the Soviet government sent thousands of its citizens to Africa and Asia to work as teachers in secondary schools and higher education institutions on assignments lasting one to three years. These teachers served as the Soviet Union’s foot soldiers in the field of education, an important theater of the Cold War. Using reports from the Soviet Ministry of Education and post-Soviet memoirs, the article examines these educators’ experiences in classrooms, in teachers’ lounges, and at home. It is structured around two central questions: what did these educators teach, and what, in turn, did they learn? The article argues that the experiences of many Soviet teachers in Africa and Asia appear to have reinforced their identification with the Soviet project.
Expectations versus reality: Cuban students’ encounters with late Soviet socialism
Authors: DeSisto Isabelle
Published: November 2022

Between 1960 and 1991, thousands of Cubans earned degrees from Soviet universities and professional-technical schools. Using interviews and archival documents, the article traces those students’ experiences during the late socialist period and the years preceding the Soviet collapse. Contrary to their expectations, many Cuban students witnessed glaring inconsistencies in everyday expressions of socialist values and, over time, became increasingly troubled by the paradoxes of late socialism in the Soviet Union. While Cubans were welcomed as socialist brothers and received a comprehensive education, they also noticed waning ideological commitment and simmering ethnic tensions among their Soviet peers. These contradictions did not diminish their gratitude toward the Soviet Union but did make them question whether their host country was truly a beacon on the path to developed socialism. Cuban students’ testimonies reveal not a singular narrative, but rather the complex interactions between two socialist nations at different stages of development and with different visions of the future.
Microfinance and Gender Discrimination
Authors: Brahmachary Avijit
Published: November 2022

Gender bias retards economic growth. In India women face gender discrimination, specifically male bias, both within the household and in the workplace. It is widely assumed that microfinance will have a positive impact on women's income, employment, self-worth through self-help group. Further, it has a strong positive effect on women empowerment and thereby reduces gender discrimination prevailing in the society. In this chapter, the extent of vulnerability between male and female SHG members have examined using vulnerability index, which is constructed considering different quantitative and subjective issues. For this, the micro level data have been collected from the state of West Bengal (India). The index value in the study shows that female is 56% more vulnerable than male even after joining in SHG and, therefore, requires large policy attention and intervention from different agencies to minimize such discrimination.
Empowering Marginalized Women Through Entrepreneurship
Authors: Nawaz Faraha
Published: November 2022

The purpose of this chapter is to analyze some positive life changes happened through micro-finance-driven entrepreneurship development among a sample of marginalized women in Bangladesh. The chapter is based on both primary and secondary data collected from two villages in Rajshahi district in Bangladesh. The author argues that when poverty is reduced, women are better able to meet their practical gender needs; however, they are not empowered unless they are also able to meet their strategic gender needs. The author also argues in this chapter that although entrepreneurship development empowers women, it cannot bring empowerment to all women equally at all levels. In the concluding remarks, the author contends that although many women are empowered at the household level, very few are empowered at the community level.
Women Entrepreneurs and Microfinance Institutions
Authors: Hameed Waseem Ul , Basheer Muhammad Farhan , Iqbal Jawad , Nisar Qasim Ali , Meo Muhammad Saeed , Razzaq Shazma
Published: November 2022

The objective of this chapter is to highlight the important relationship between microfinance institutions and women entrepreneurs in new venture creation. This chapter is proposed because women-empowerment is one of the crucial issues worldwide. In certain parts of the world, women are bound to customs, norms, beliefs, which are unique. These issues are found to promote social problems and hinder the economic contribution from women. In this direction, microfinance institutions are playing a vital role to promote women-empowerment through providing various opportunities to create new ventures. New venture creation increases the women social and economic empowerment through income generation. Various microfinance factors such as micro-credit, micro-saving, micro-insurance, and micro-training/skill development have a significant positive contribution to create new ventures. Finally, this chapter could be beneficial for microfinance institutes, state bank and government in making the strategies to enhance women-empowerment through new venture creation.
Using Mudarabah for Micro-Enterprises of Refugees
Authors: Kachkar Omar
Published: November 2022

This chapter examines the prospects and challenges of using the Mudharabah (profit-sharing partnership) instrument to extend microfinancing to refugees in microenterprise support programs. According to the literature, many Muslim refugees voluntarily exclude themselves from microfinance programs due to the element of interest that is strictly prohibited in Islam. Mudarabah as a Shari'ah-compliant mode of finance represents one potential instrument that complies with the religious teachings of Muslim refugees and could assist in the financial inclusion of many of them. Despite the inherent risks of Mudarabah such as moral hazard and adverse selection, some successful stories are remarkably encouraging. This chapter is proposing a model for a microenterprise support program based on Mudarabah. The chapter concludes that Mudarabah is a viable mode of finance provided that best practices in implementing Mudarabah as well as microfinance programmes are well adopted and observed.
Dynamics of Group Lending Mechanism and the Role of Group Leaders in Developing Countries
Authors: Nkwocha Obinna Udodiri , Hussain Javed , El-Gohary Hatem , Edwards David J. , Ovia Ernest
Published: November 2022

Group lending mechanisms have increasingly become popular among microfinance providers in recent years. This is largely due to its ability to leverage joint liability to increase loan repayments whilst promoting an entrepreneurial spirit among borrowers. Meanwhile, a group-lending mechanism is also very important in promoting women's empowerment through cooperative engagements of all group members. However, the effectiveness of the group lending methodology in the delivery of microfinance within a developing country context is largely under-researched. Using data from extensive focus groups interviews of women borrowers held in Nigeria among participants from 150 different groups, this article analyses the dynamics of group lending mechanism (group formation, peer monitoring, pressure and support). The article widens the current narrow literature on group leaders by providing a detailed empirical account of the activities of group leaders in a microfinance intervention. The findings showed that because group leaders are primarily held liable for loan delinquency of group members, they are more highly motivated than other members to monitor and pressure members. The results also suggest that while group leaders were found to perform vital roles, some of these group leaders abused their positions in ways that undermine group cohesion and microfinance sustainability. Lastly, the article introduces the “multiple card phenomenon” in group-based microfinance intervention.
Empowering Community Through Entrepreneurship Training and Islamic Micro-Financing
Authors: Md Saad Norma , Mohammad Mustafa Omar , Haneef Mohammed Aslam
Published: November 2022

Community economic development is a relatively new strategy employed to increase employment, income, and entrepreneurship activities in small town and communities. The Centre for Islamic Economics, International Islamic University Malaysia (IIUM) has initiated a smart partnership with CIMB Islamic Bank to offer entrepreneurship training and Islamic microfinance facility to the poor in Malaysia. This project adopts several modes of Islamic microfinance financing instruments which include equity-based and debt-based financing. The program aims to educate the communities surrounding the IIUM campus with entrepreneurship knowledge and skill in addition to giving Shariah-compliant micro-financing facility for them to implement their business ideas. CIMB Islamic, which is the main partner for this project, provides funds for Islamic microfinance facilities and IIUM contributes expertise in providing entrepreneurship trainings to the communities located near IIUM campus. It is hoped that this smart partnership would empower the surrounding communities and create more successful entrepreneurs.
The Evolution of Microfinance Products to Promote Microentrepreneurship Towards Social Progress of African Countries
Authors: Chummun Bibi Zaheenah
Published: November 2022

Microfinance deployment is an important measure of development to the low-income entrepreneurs and households in their journey of poverty and social upliftment in the African countries. Microfinancial services, which were previously randomly available to the low-income, financially excluded households are presently a possible pathway to improve the way they could utilize to develop their small businesses and achieve their business goals. Although the provision of microfinancial services in the African countries continue to grow, the results show that the microfinance organizations are not strategically market-prone in the delivery of services. In this era of fierce competition, key marketing strategies and approaches are required such as the need for proper market orientation and planning, competitive edge in their marketing mix, training and development, among others to promote social progress to the low-income entrepreneurs.
Gender, ICT, and Micro-Loans for Small Business Operations in Ghana
Authors: Etim Alice S. , Etim David N.
Published: November 2022

In many underserved communities in Sub-Saharan Africa (SSA), including those in Ghana, there are microfinance institutions (MFIs) that provide small non-collateralized loans (or micro-loans) to entrepreneurs, including women entrepreneurs. The micro-lending activities, especially those channeled through entrepreneurship programs, were reported as being helpful and allowed for financial inclusion. However, Anaman and Pobbi evaluated performance and reported that some of the MFIs were becoming a burden because of steep interest rate charges and loan default, raising a need for borrowers to use relevant information and communication technology (ICT) tools and services to support business operations. This chapter reports a study on the differences in attitudes of female versus male borrowers of micro-loans and their use of ICT to support small business operations in Ghana.
Depth of Outreach and Financial Sustainability of Microfinance Institutions
Authors: Zainuddin Mohammad , Yasin Ida Md. , Mahi Masnun , Akter Shabiha
Published: November 2022

Microfinance institutions tend to rely on donations and subsidies to achieve their social objective of outreach to the poor. Over the years, the industry has experienced tremendous growth, with donor funding pouring in. The question, however, arises whether microfinance firms can operate and continue to serve the poor clients on cost-covering basis without ongoing subsidies. There has been a growing tendency in the industry, which was traditionally a domain of not-for-profits, to embrace commercialization and pursue profitability to ensure self-sustainability. This chapter makes an empirical revisit to an inconclusive research question: Is there a trade-off between microfinance outreach and sustainability? Based on data for 1,232 microfinance firms from 43 countries, the study confirms the existence of trade-off between the two bottom lines of microfinance.
Factors Affecting Loan Repayment Performance of Microfinance Institution Borrowers
Authors: Mohammed Akalewold Fedilu , Wobe Mesfin Hirpato
Published: November 2022

This study investigated the factors that affect the loan repayment performance of Omo Microfinance Institution borrowers at Wondo Genet Woreda, Ethiopia. Both primary and secondary data were used in the study. The required data were collected from 225 borrowers of Omo Microfinance. Respondents were selected by a stratified random sampling technique. Both qualitative and quantitative methods of analysis were used. The findings of the study revealed that 44.9% of borrowers in the study area did not repay the amount of money they borrowed as per credit schedules. The major factors that affect the loan repayment performance of borrowers were their sex, educational level, family size, borrowing experience, timelines of loan, repayment period and advisory visit.
Microfinance for achieving Sustainable Development Goals
Authors: Arora Manpreet , Singh Swati
Published: November 2022

This chapter focuses on the possibilities of exploring the areas where credit intervention can be done by the government in the form of schemes which are dependent on sustainable business practices. Nature has provided us abundance of raw material which if used wisely can help to remove poverty across the globe; on the same hand we can preserve the natural resources also if we use sustainable practices. In the current scenario where the world is facing pandemic and natural calamities, the time has to come to focus on sustainable rural micro financing activities which can not only solve the problem of linking the deprived sections of society with the mainstream, but it can also help them to improve their standard of living, and simultaneously, it can take care of various environmental issues too.
Interest-Free Micro-Finance Without Any Religious Connotation
Authors: Ibrahim Badr El Din A.
Published: November 2022

The purpose of this chapter is twofold: to investigate the relevance and the significance of interest-free formulae for conventional microfinance in non-Muslim countries, (with no religious connotation), and to lay out the foundation of a global interest-free microfinance model. The major result is that the interest-free Musharakah is just a simplified limited liability with limited duration conventional partnership. Sales-based Murabahah can also be a rewardable complement to interest. Islamic Ijarah is a leasing formulae also practiced in Europe and Africa. Salam is not far from conventional forward contact. Other finance formulae can also be used by conventional lenders to ‘complement' the interest rate. These results, contrary to the general belief, concluded that investment formulae of the two systems are not far from each other. Moreover, interest-free formulae are practiced in Africa without being related to Islam. This indicate that if we look at the interest-free formulae from the point of view of their usefulness, and not from a religious point of view, these will have universal applications without being identified as Islamic. The chapter lays out the foundation of a global interest-free microfinance model capable of serving Muslims and non-Muslims alike.
Islamic and Conventional Micro-Financing in the MENA Region
Authors: Berguiga Imene , Ben Said Yosra , Adair Philippe
Published: November 2022

The performance of MicroFinance Institutions (MFIs) is analysed for the period 2004-2015. Sample consists of 67 MFIs in the Middle East and North Africa region. It includes a subsample of 18 Islamic MFIs (IMFIs), whereof Solebusiness grants exclusively Islamic financial services and Window provides both Islamic and conventional services. A model of simultaneous equations with interacting variables tests seven hypotheses addressing financial performance, social performance, and the social and financial performance relationship. Conventional MFIs (CMFIs) experience higher financial performance than IMFIs and Window experiences higher financial performance than Solebusiness; IMFIs do not experience higher social performance than CMFIs; whether conventional or Islamic, MFIs face a financial vs. social performance trade-off.
Anti-N-methyl D-aspartate Receptor Encephalitis in India
Authors: Chowdhury Debashish , Panda Ashwin K. , Gupta Ashutosh , Chowdhury Samiran , Duggal Ashish , Koul Arun
Published: November 2022

Anti N-methyl D-aspartate receptor encephalitis (NMDAR-E) though rare, is currently considered as the commonest antibody mediated encephalitis in the world. No review on perspectives of NMDAR-E from India is available. The aim of the study was to review all the cases of NMDAR-E reported from India until June 2021 in terms of clinical features, diagnosis, and treatment, and perform a comparison of adult and paediatric cases. A literature review of NMDAR-E case reports/case series published from India till June 2021 was done. Demography, clinical profile, triggers, electroencephalography (EEG), neuroimaging, treatment details and outcomes were analysed. Sixteen case series and 35 case reports with a total of 249 cases were analysed. 82% of cases were from paediatric age group. The female to male ratio was 3:1. Psychiatric deficits, movement disorders, seizures, and language abnormalities were the most common clinical features. MRI brain abnormalities were seen in 45% patients. Electroencephalographic abnormalities were seen in 85% of patients. Infective triggers (herpes simplex virus and various other agents) were reported in 11% of the cases. Pediatric patients as compared with adults had more encephalopathy, autonomic dysfunctions, and normal imaging whereas the latter had more cognitive dysfunctions and delta brush pattern in electroencephalography (p<0.005). Therefore, to conclude, this literature review suggests that overall, the clinical spectrum of Indian cases is like cases described from other parts of the world. However, most reported cases from India belonged to paediatric age group who had more encephalopathy, autonomic dysfunctions, and normal brain imaging compared to adults. A few novel infectious agents as triggers were described from India.
Sytuacja prawna wraku RMS Titanic
Authors: Bugajski Dariusz Rafał
Published: November 2022

The legal protection of the RMS Titanic Almost immediately after the Titanic sank on 15 April 1912, proposals were advanced to salvage the ship from her resting place. The wreck was ultimately discovered on 1 September 1985. This article will discuss the application of the 1982 UN Law of the Sea Convention and the 2001 UNESCO Convention on the Protection of the Underwater Cultural Heritage and the development of the law of salvage through orders of the courts with respect to the protection of the wreck of the RMS Titanic and her artifacts. The paper will discuss the matter of ownership and other legal titles to such property. The 2001 UNESCO Convention on the Protection of the Underwater Cultural Heritage applies to all traces of human existence having a cultural, historical or archaeological character which have been submerged for at least 100 years. Thus, 15 April 2012 marks the moment when the Titanic wreckage became protected under this Convention. The Titanic lies currently in international waters, outside of the exclusive jurisdiction of any State. Legal jurisdiction over the seabed may change when Canada extends its Continental Shelf under the 1982 UN Law of the Sea Convention. Niemal natychmiast po zatonięciu RMS Titanic 15 kwietnia 1912 r. pojawiły się pomysły jego wydobycia. Szczątki Titanica zostały odnalezione 1 września 1985 r. W artykule podjęto zagadnienie zastosowania przepisów Konwencji Narodów Zjednoczonych o prawie morza z 1982 r. i Konwencji UNESCO o ochronie podwodnego dziedzictwa kulturowego z 2001 r. do ochrony szczątków RMS Titanic oraz zagadnienie ewolucji tejże ochrony w świetle orzecznictwa sądów krajowych. Przedmiotem badań jest także własność i inne tytuły prawne związane z wrakiem Titanica. Konwencja UNESCO z 2001 r. ma zastosowanie do wszystkich śladów ludzkiej egzystencji mających znaczenie kulturowe, historyczne lub archeologiczne, które są zatopione od ponad 100 lat. Od 15 kwietnia 2012 r. Titanic i jego artefakty są chronione na podstawie tej Konwencji. Obecnie szczątki tego liniowca spoczywają na wodach międzynarodowych poza wyłączną jurysdykcją jakiegokolwiek państwa. Jurysdykcja w stosunku do dna morskiego może się zmienić, kiedy Kanada rozszerzy swój szelf kontynentalny zgodnie z Konwencją o prawie morza z 1982 r.
SME FINANCING OF COMMERCIAL BANKS IN BANGLADESH: POLICY DIRECTIONS BASED ON SME LOAN BORROWERS’ VIEW
Authors:   Lecturer, Faculty of Business Administration, CCN University of Science and Technology, Cumilla, Bangladesh, Rahid Abu Obida
Published: November 2022

The importance of bank financing for the growth and development of Small and Medium Enterprises is extensively documented in the literature. SME finance is essential not only to starting an SME business but also to enhance the growth of the business. Unfortunately, SME businessmen are facing difficulties in getting and repaying all kinds of financing in Bangladesh. Moreover, because of financing problems, SMEs cannot enter the manufacturing industry spite many potentialities. This research aims to identify key financing obstacles encountered by Bangladeshi SMEs and recommend policy guidelines to tackle those obstacles. Necessary data were collected through a structured questionnaire from 200 SME loan borrowers of 10 commercial banks by using a simple random sampling technique. Descriptive analysis was performed to analyze collected data. The findings indicate some constraints related to SME financing, such as higher interest rates, complex documentation, etc. SME borrowers face various obstacles before and after the sanction of SME loans. Although some initiatives related to SME financing have been adopted recently, most are not yet implemented. Moreover, SMEs' existing financing policies are inadequate, poorly designed, and inconsistent.
Reinforced Brick Masonry in Urbanization of Rwanda Secondary Cities
Authors: Mbereyaho Leopold , Kayode Adewole Kazeem , Manishimwe Rachel , Manishimwe Juscare , Ishimwe Justine
Published: November 2022

To ensure equitable development for all the regions of Rwanda and to limit migration into and prevent congestion of Kigali, the capital city of Rwanda, the Rwandan government has embarked on the development of secondary cities. Consequently, there is the need to provide affordable and safe buildings in the proposed secondary cities. This study investigated the feasibility of using reinforced masonry bricks (RBM) for constructing buildings in the Rwandan secondary city in Muhanga District as an alternative to using reinforced concrete (RC) presently in use in the Kigali based on the availability of clay as the raw material for the production of masonry bricks needed for RBM. Questionnaires were administered and interviews were conducted to establish the level of acceptance of RBM for constructing building in Muhanga. The comparison of the costs of construction building using RBM and RC and the other advantages of RBM over RC for constructing buildings the Rwandan secondary city in Muhanga District are presented.
DETECTING MALICIOUS TWITTER BOTS USING MACHINE LEARNING
Authors: Sopinti Chaitanya Raj  , B.Srinivas.S.P.Kumar
Published: November 2022

In today's world, Twitter is used often & has taken on significance in lives about many
individuals, including businessmen, media, politicians, & others. One about most popular social networking sites, Twitter enables users towards share their opinions on a range about subjects, including politics, sports, financial market, entertainment, & more. It is one about fastest methods about information transfer. It significantly influences how individuals think. There are more people on Twitter who mask their identities for malicious reasons. Because it poses a risk towards other
users, it is important towards recognise Twitter bots. Therefore, it is crucial that tweets are posted through real people & not Twitter bots. A twitter bot posts spam-related topics. Thus, identifying bots aids in identifying spammessages. Twitter account attributes are used as Features in machine learning algorithms towards categorise users as real or false. In this study, we employed Decision Tree, Random Forest, &Multinomial Naive Bayes as three machine learning methods towards determine
if an account was authentic or not. algorithms' accuracy & classificationperformance are compared. Multinomial Naive Bayesmethod has an accuracy about 89%, Random Forest algorithm about 90%, & Decision Tree algorithm about 93%. As a result, it can be seen that Decision tree performs among greater accuracy than Random Forest & Multinomial Nave Bayes.
Pendekatan Al-Qur’an dalam Membina Akhlak Siswa Melalui Kegiatan Keagamaan Di Madrasah Ibtidaiyah
Authors: Bahri Samsul
Published: November 2022

Tujuan penelitian. Pertama, untuk mengungkapkan mengapa pendekatan al-Qur’an penting dalam membina akhlak siswa melalui kegiatan keagamaan. Kedua, untuk mengungkapkan bagaimana implementasian pendekatan al-Qur’an  dalam membina akhlak siswa di Madrasah Ibtidaiyah Nahdlatul Wathan Mengkuru. Ketiga, untuk mengungkapkan bagaimana hasil implementasi pendekatan Al-Qur’an dalam membina  akhlak siswa di Madrasah Ibtidaiyah Nahdlatul Wathan  Mengkuru. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Lokasi penelitian ini dilakukan di Madrasah Ibtidaiyah Nahdlatul Wathan Mengkuru. Tehnik pengumpulan data dalam penelitian ini, observasi, wawancara, dokumentasi. Tehnik menganalisis data dalam penelitian ini yakni analisis filosofis deskriptif, yaitu menguraikan serta memaparkan data dari hasil temuan-temuan yang peneliti peroleh memalaui obsevasi, wawancara, dan dokumentasi. Pengecekan keabsahan data dilakukan menggunakan uji kreadibilitas,uji transferability, uji dependability, uji konfirmability. Hasil penelitian ini menunjukkan bahwa pendekatan al-Qur’an  memiliki urgensi yang penting untuk diterapkan di Madrasah Ibtidaiyah Nahdlatul Wathan Mengkuru. Untuk membina akhlak siswa melalui kegiatan keagamaan yang dilakukan di Madrasah Ibtidaiyah Nahdlatul Wathan Mengkuru.
Strategi Guru PAI untuk Meningkatkan Religiusitas Peserta Didik Muslim di SMA
Authors: Alwi Saputra Muhammad , Yunita Yenni
Published: November 2022

Penelitian ini dilatar belakangi masih ada terdapat rendahnya religiusitas peserta didik muslim. Fokus penelitian ini adalah bagaimana upaya guru pendidikan agama Islam dalam meningkatkan religiusitas peserta didik muslim (studi kasus SMAN 1 Bandar Petalangan Kab. Pelalawan). Penelitian ini bertujuan untuk mengetahui bagaimana strategi guru pendidikan agama Islam dalam meningkatkan religiusitas peserta didik muslim karena masih ditemukan permasalahan tentang religiusitas yang rendah dimana beberapa peserta didik belum memahami dan mengamalkan nilai-nilai keislaman. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus. Subjek pada penelitian ini adalah Guru Pendidikan Agama Islam di SMAN 1 Bandar Petalangan, Kab. Pelalawan. Sedangkan yang menjadi objek penelitian ini adalah upaya guru pendidikan agama Islam dalam meningkatkan religiusitas peserta didik muslim. Setelah meneliti langsung di lokasi penelitian, maka peneliti mengambil kesimpulan bahwa: Guru Pendidikan Agama Islam dalam meningkatkan religiusitas peserta didik muslim di SMAN 1 Bandar Petalangan, Kab. Pelalawan tergolong Baik, guru sudah berupaya semaksimal mungkin dalam meningkatkan religiusitas peserta didik muslim dengan cara memberikan keyakian dan pemahaman terhadap Allah SWT, malaikat, Nabi. Memberikan doktrin agama Islam yang benar, memperingati hari besar Islam, muhadaroh, sholat dzhuhur secara berjamaah, guru memberikan pembelajarandan contoh dari sikap akhlak yang baik, membiasakan budaya Islam, saling menghormati sesama warga sekolah, membaca al-Qur’an dan mempelajarinya
End-To-End Gender Determination by Images of an Human Eye
Authors: Paladugu Yasaswini , Sekaran Dr. Ramesh
Published: November 2022

For immediate gender classification based on face eye images, a convolutional neural network (CNN) is presented. The suggested architecture has much less design complexity than previous CNN systems used for pattern recognition. With the use of computer vision, we can train a computer to recognize and classify things in the physical world. In this view, computer vision entails developing mathematical models that can simulate how a human's visual system and brain work. The goal is to teach computers how to recognize objects in pictures and movies. The science of computer vision and imaging makes extensive use of CNNs, a type of deep neural network. Object recognition, picture labeling, and similarity grouping are all possible with the help of convolutional neural networks (CNNs). The Sequential model will be our starting point. Last but not least, CNN is constructed using a number of layers, including an input layer, an output layer, and multiple hidden layers. Additionally, fully connected layers, convolutional, an activation function layer (typically ReLU or Softmax), normalisation layers, and pooling layers are all included in a CNN's hidden layers. This network was trained with a Sequential model, binary cross volatility as the loss function, and RMSProp as the operator. Dphi data set, which contains around 9000 pictures, is used to evaluate the suggested CNN solution. As a result of our efforts, we are able to attain a 95.78% success rate in In less than 0.27 milliseconds, a neural network can analyze and label a 32 x 32 pixel facial image, giving it the ability to scan more than 3700 images per second. A training converges within 5 epochs. These findings demonstrate that the suggested CNN is a viable method for instantaneous gender recognition.
A Systematic Review on Tanpin Kandri Based Crime Prediction
Authors: K Vijay , Prakash Amal
Published: November 2022

Predictive policing refers to the potential preventive measure to fight crimes in the modern age. Crimes are social issues that have a negative effect on society. The number of cases filed under the Indian Penal Code (IPC) in 2020 increased by over 430 percent compared to the same year-ago period. Data analytics is the process of inspecting, transforming, and modelling unstructured data into useful information. Predictive policing and crime analytics with Artificial intelligence increase attention among a multifarious scientific community. Crime pattern analysis is the computational approach to examining aspects of volume crime for the purposes of prevention where it either targets one crime or a series of discrete crimes for detection. Currently, there are not many sufficing analysis methods for the Law and order agencies. By using the Tanpin Kanri model, a Japanese business strategy, this idea makes decision points on what crime and at what rate. Crime analysis functions are generally focused on seven key areas: crime pattern detection, target profiles, forecast crime rates, resource allocation, and criminal investigations, according to a study by the International Association of Chiefs of Police. Generally, it is implemented for the most recurring crimes. This idea helps in the prevention of crimes using crime forecasting and gives a unique perspective on the areas one may not be aware of. Thus crime prediction is a valuable strategy to identify and profile those areas which are at risk, and those can be prevented.
The Impact of Current in Resistance and Inductance of Rl Circuit in the Applications of Stochastic Differential Equations Using Caputo-Fabrizio Derivative
Authors: D Piriadarshani , M Maheswari , G Kavitha , N Geetha Lakshmi
Published: November 2022

In this research article, the circuit thus designed here, can also be implemented in electrical substations, where in the reactors are used to control the flow of current, thereby regulating the inductance and resistance values. The optimum values of Inductance and Resistance found through this circuit, facilitates optimum flow of electricity, reduces the power loss due to inductance, also eases the burden on reactors in regulating power supply.
The Impact of Current in Resistance and Inductance of Rl Circuit in the Applications of Stochastic Differential Equations Using Caputo-Fabrizio Derivative
Authors: Piriadarshani D. , Maheswari M. , Kavitha G. , Lakshmi N. Geetha
Published: November 2022

In this research article, the circuit thus designed here, can also be implemented in electrical substations, where in the reactors are used to control the flow of current, thereby regulating the inductance and resistance values. The optimum values of Inductance and Resistance found through this circuit, facilitates optimum flow of electricity, reduces the power loss due to inductance, also eases the burden on reactors in regulating power supply.
The Competency Assessment of Hospitality Management Educators and the Hospitality Industry
Authors:   Lyceum of the Philippines University, Manila, Philippines, Aileen P. Sarmiento, , Faye S. Layo, Pamela Dianne ,   2University Of Southern Mindanao, Kabacan North Cotabato, Philippines
Published: November 2022

Hospitality management education has been a widely studied area. It has been studied by many authors by which and is still in deliberation in a true meaning. As the hospitality industry and a service-oriented area, most of the programs put more weight on industry demands and expectations, and opinions. As a result, most of the relevant program studies tend to focus on the employer’s perspective, with very few focusing on the actual recipients and providers of education. The study was conducted to determine the competency assessment of hospitality management educators and hospitality industry employees in the province of Cotabato. A descriptive-correlational research design was utilized, and respondents were selected through random sampling. In addition, the scope of the extent of literature either focused only on one discipline (restaurant) or on hospitality in general, leaving the comparison of the relevant competencies between the core industries of hospitality, hotel management, and food and beverage management and the universities Furthermore, the weighted mean with its corresponding verbal description was used to determine the competency assessment of hospitality management educators and the hospitality industry, and spearman-rank correlation to determine the relationship between competencies taught by hospitality management educators and competencies demanded by the hospitality industry. Results show that competencies taught by hospitality management educators have no significant relationship to the responses in the competencies demanded with a correlation coefficient of 0.304 and a probability of 0.103 and there was a significant relationship between the competencies taught and demanded by the hospitality Industry in Cotabato, Province.
Advantages of Metformin Therapy for Diabetic Foot Ulcer Prevention and Mitigation
Authors:   Ministry of Health, Saudi Arabia, Alsubayti Ahmed Ata
Published: November 2022

Introduction: Diabetes foot is one of the most common complications of diabetes. Metformin treatment may aid in lowering the prevalence of diabetic foot ulcers in diabetic patients. Study objectives: The purpose of this study was to look into the prevalence of diabetic foot ulcers among diabetic patients attending out-patient, as well as the impact of metformin treatment on the development of diabetic foot ulcers. Methodology: To collect data from diabetic patients' files, a retrospective design was used. Demographic variables such as gender and age were included in the study, as well as clinical variables such as diabetes duration, metformin treatment, and diabetic foot ulcer status. Data was gathered and entered into SPSS version 20 for analysis. Descriptive features of statistical analysis included frequency, percentage, mean, and standard deviation. Various statistical models, such as the Chi-square test, One Way Anova, and Pearson's correlation, were used to investigate the relationship between variables. If p 0.05, the significance was accepted. Results: The study included 62 diabetic patients with an average age of 56.9511.98 years. The males were 33 (53.2%), the duration of diabetes was 7.55.86 years, metformin was prescribed to approximately 66% of patients, the mean metformin dose was 1617.32649.49 mg, and the prevalence of DF was 8.1%. There were no significant relationships between DF and gender or metformin use (p>0.05). Both the One-Way Anova Test and the correlation test revealed that DF was significantly related to DF. Conclusion: The current study found that metformin treatment is significantly associated with metformin dose and could protect diabetic patients from developing DF.
Practicality of Fluid Physics E-Module Oriented Problem Authentic Wetland Use Contextual Teaching and Learning Approach
Authors:   Computer Education, Lambung Mangkurat University, Banjarmasin, Indonesia, Mahardika Andi Ichsan
Published: November 2022

Electronic teaching materials that are related to everyday life and in accordance with the environment around students, namely the wetland environment are still not available in schools. The purpose of this research and development is to produce an fluid physics electronic module (E-Modul) oriented of wetland that is suitable for use in learning. The specific purpose of this article is to describe the practicality of the E-Module. This research and development use the ADDIE (Analyze, Design, Develop, Implement, Evaluate) model. The e-module that has been developed has been tested at Insan Madani Islam High School Banjarmasin. Practicality data was obtained through a questionnaire instrument for student responses. Data were analyzed descriptively qualitatively and quantitatively. The results of data analysis indicate that the E-Module is practical because the results of the student responses meet the practical category. It was concluded that the wetland-oriented E-Module of Fluid Physics has been practical for use in learning.
Listening Behaviour and Assertive Communications in Preventing Switching Intentions of Hospital Customers
Authors:   Universitas Al Azhar Indonesia, Jl. Sisingamangaraja, Kebayoran Baru, Jakarta Selatan, Indonesia, Kussusanti Kussusanti
Published: November 2022

Several studies have shown that listening behavior affects customer satisfaction, which in turn has a negative effect on switching intention. In addition, customer behavior intention is also influenced by assertive communications. Does this apply in the context of non-face-to-face communication, such as a hospital call center? The role of hospital call center officers is becoming increasingly important in the midst of the COVID-19 pandemic. Officers must answer community questions and provide the latest information. Several studies have not seen the effect of listening behavior and assertive communication on call center officers. Using quantitative methods, the research population was hospital patients in Indonesia who contacted the call center at least once in the last 6 months. Primary data was collected using a questionnaire in Google Docs format that was sent directly via e-mail and Instagram direct messages to respondents. This online survey technique is carried out in a web-based selfadministered manner. After testing the validity and reliability, the results of this study prove that listening behavior and assertive communication affect switching intention. In addition, corporate reputation is also proven to moderate the influence of listening behavior and assertive communication on switching intention.
Law Enforcement of Habib Rizieq Shihab in the Criminal Justice System between Certainty of Law and Justice
Authors:   Fakulty of Law, Diponegoro University Semarang, Andre Gusti Muhammad
Published: November 2022

Law enforcement against Habib Rizieq Shihab is law enforcement that's too forceful it's a criminal offense. Whereas the rules that are broken by the accused are not a crime but merely a violation. This study aims to impose a convicted criminal against the accused habib rizieq shihab based on a substantiated criminal justice system. The methodology used was normative juridical. Research has found that Habib Rizieq Shihab's deed which was acclaimed as a violation by general counsel counsel, should not need to end with idling, sufficient by a humanistic approach to restoring justice. For it is not a work personified as a crime. Law enforcement merely approaches a legal certainty, without substantiating justice.
Real options-based Valuation of Infrastructure Expansion: The Case of a Brazilian Port
Authors: Godinho Pedro
Published: November 2022

This study uses a Monte Carlo-based real options approach to analyse the expansion of a port. A stochastic model is defined for the project and a methodology is proposed for determining the optimal moment for expanding the terminal. The model is applied to a terminal of the Santarém port, in Brazil, but it can be easily extended to other types of infrastructures, resorting to a common spreadsheet and a simulation add-in. The application of the model and the methodology allow the quantification of both the possibility of expanding the terminal and the flexibility to determine when to expand. We conclude that deterministic cash flow models, based on the expected value, may lead to important biases in projects with capacity constraints. We also conclude that the expansion option may have a high value, which is strongly determined by the initial conditions, and that the expansion thresholds (the values of demand that trigger the expansion) change significantly along the project. The study proposes a methodology to determine the optimal expansion timing that can be used to evaluate other cases. The simulation model proves to be easy to apply and adapt to different initial conditions and to other contexts.
Risk-Adjusted Loan Pricing
Authors:   (University of Essex, UK and University of Rome III, Italy, Fiordelisi Franco , Palego Carlo ,   Banca di Asti, Richetto Annalisa ,   Intesa Sanpaolo, Scardozzi Giulia ,   (Università degli Studi Internazionali di Roma, Italy
Published: November 2022

We analyze what are the main pricing components for performing loans. By exploiting a survey conducted by the authors in AIFIRM (2021), we provide empirical evidence about whether and to what extent various pricing criteria are related to interest income within the internal model framework. Our main findings are that banks’ interest income is positively related to the adoption of advanced internal risk-based models, the calculation of the break-even rate, and the implementation of the risk-adjusted profitability measures in the pricing, while it is negatively linked to higher market competition, a decentralized pricing function (allowing more customeroriented loans prices). The results make urgent to monitor and develop improve current risk models to support both central offices and the sales network in the process of formulating loan prices and monitoring the value consequently created.
The Effect Of Price Perception And Promotion On Consumer Satisfaction Of Gojek Online Transportation Service Users In The City Of Tasikmalaya
Authors: Wulansari Kiki , Ari Arisaman Ari Arisman , Barin Barlian Barin Barlian
Published: November 2022

This study aims determine and analyze the effect price perception and promotion partially and simultaneously on consumer satisfaction at gojek online transportation user Tasikmalaya City. The method used in this reseach is quantitative method with a consumers survey approach with a sample of 100 respondents. Data collected in the form of data is carried out using a qustionnaire technique. Data analysis in this survey uses multiple regression analysis, correlation coefficient determination using SPSS software. The results of the survey that the price perception and promotion simultaneously and partially have a significant on consumer satisfaction.