bluuebunny/crossref_metadata_2025 huggingface dataset:
Preparation o f Balanced Scorecard a s Performance Measurement Instrument In P P . Kecap Maja Menjangan
Authors:   Management Study Program, Faculty of Economics and Business, Pakuan University, Bogor City, 16129 West Java, INDONESIA, Irawan Arie Wibowo , Mohamad Zaki Nur Amalina ,   Faculty of Business, Economics, and Social Development, Universiti Malaysia Terengganu, 21300 Kuala Terengganu, MALAYSIA
Published: July 2022

This study aims to (1) formulate and describe the BSC strategy map under the company’s vision, mission, and strategy, (2) formulate the design of performance measurement system based on the BSC concept (3) measure the performance that has been achieved with BSC approach and analyze the results. The lag of indicators used by PP. Kecap Maja Menjangan is a net profit/loss margin and sales growth rate and a level of customer satisfaction index regarding the quality, price, and reputation of the product from the customer perspective. The internal business process is measured through revenue per cost (R/C) growth and the proportion of new product revenue to TR, while the level of employee satisfaction is measured through initiatives, risk tolerance, direction, integration, supervision, identity and motivation, and reward system as the lag indicator for learning and growth. The final score of 72,91 percent indicates the good overall performance of the company (although not optimal). The company performed well on all three non-financial perspectives marked by achievements above 75 percent. While the achievement of a financial perspective that showed below average results in this research period indicates the influence of external factors outside the analysis (such as the increase in the price of raw materials and fuel) that indirectly affect financial performance. Implementation of BSC plan on PP. Kecap Maja Menjangan could be done with the following stages: (1) Review of BSC design, (2) communicate the design and setting individual objectives, (3) strengthen the annual plan and budget, and (4) conduct monthly evaluations. The failure and success of BSC implementation should be viewed positively
Nükleer Güç Santrali Projelerine İlişkin Uyuşmazlıkların Çözümünde Tahkim
Authors: YARDIM Burcu
Published: July 2022

Ülkemizin sürdürülebilir enerji arz güvenliğini sağlama hedefi doğrultusunda elektrik enerjisi üretim portföyümüzde nükleer güç santrallerine payı giderek artan bir biçimde yer verilmesi planlanmaktadır. Milletlerarası ticari uyuşmazlıkların olağan çözüm yolu haline gelmiş bulunan tahkim, nükleer güç santrali projelerine ilişkin uyuşmazlıkların çözümü söz konusu olduğunda da geleneksel devlet yargısına nazaran öne çıkmaktadır. Çalışmada Türkiye’nin nükleer enerji görünümü hakkında açıklamalar yapılmakta ve “Türkiye Cumhuriyeti Hükümeti ile Rusya Federasyonu Hükümeti Arasında Türkiye Cumhuriyetinde Akkuyu Sahası’nda Bir Nükleer Güç Santralinin Tesisine ve İşletimine Dair İşbirliğine İlişkin Anlaşma”da yer alan tahkim şartı milletlerarası tahkim anlaşmasının unsurları çerçevesinde bir değerlendirmeye tâbi tutulmaktadır. İlaveten, nükleer güç santralleri ile ilişkili uyuşmazlık örneklerine yer verilmektedir.
The effect of gas emissions components on the growth of Chlorella vulgaris microalgae
Authors:   National Technical University of Ukraine “Igor Sikorsky Kyiv Polytechnic Institute”, Vdovychenko A. , Golub N. ,   National Technical University of Ukraine “Igor Sikorsky Kyiv Polytechnic Institute”
Published: July 2022

The annual growth of environment anthropogenic impact, in particular, the increase of gaseous emissions amount leads to the need of their disposal. A promising solution for this problem may be the use of microalgae to absorb carbon dioxide and oxides of nitrogen and sulfur. It is important to determine the cultivation conditions for further establishment of rational parameters for the gaseous emissions disposal, which will increase the profitability of the process, reduce environmental pollution and obtain biomass for further use. The aim of the work is to analyze studies of the gaseous components impact on the growth and development of microalgae Chlorella vulgaris. The task is to determine the effect of oxides of carbon, nitrogen, sulfur and gaseous emissions on the growth and development of microalgae Chlorella vulgaris. The typical composition of gaseous emissions from a coal-fired thermal power plant based on water vapor, oxides of carbon, nitrogen, and sulfur, which can be assimilated by microalgae cells, is considered. Carbon dioxide in this mixture is 12±2 %, which is a rational concentration for growing biomass of adapted strains. However, when applying a high concentration of CO2 to the culture medium, it is necessary to stabilize the pH, because increasing the carbon dioxide content in the culture medium leads to acidification, while the consumption of CO2 by microalgae in photosynthesis increases the pH value. It is determined that nitrogen oxides, the main part of which is NO, in concentrations up to 100 ppm contribute to the accumulation of biomass and synthesis of nutrients in cells. It is necessary to reduce the concentration of sulfur oxides to 60–100 ppm and avoid their gradual accumulation, as this leads to acidification of the environment and cell death. When using Chlorella vulgaris to purify biogas from CO2 and H2S, the concentration of hydrogen sulfide should not exceed 100 ppm to eliminate its inhibitory effect on cell growth.
Effect of Cr (III) ions on respiration parameters of the allospecies of Planorbarius corneus s. L. (Mollusca, Gastropoda, Planorbidae) of the hydrological network of Ukraine
Authors:   Zhytomyr Ivan Franko State University, Babych Yu. , Stadnychenko A. ,   Zhytomyr Ivan Franko State University, Uvayeva O. ,   Zhytomyr Polytechnic State University
Published: July 2022

The peculiarities of the influence of Cr (III) ions within the concentrations of 0.5 MPC to 3 MPC were studied on the indicators of pulmonary and direct diffuse respiration in snails of the “western” and “eastern” genetic vicariant allospecies of Planorbarius corneus s. lato in the hydrological network of Ukraine. These mollusсs, like all Pulmonata, have a bimodal respiration pattern. Oxygen is obtained by pulmonary respiration from the air, and by direct diffuse (surface) respiration from the water. Pulmonary respiration is performed with true lungs in both allospecies, while diffuse respiration is caused by the inflow of oxy­gen through the thin-walled cell membranes of the epithelial surfaces of their bodies into the cells of neighboring tissues. To P. corneus s. l., Cr (III) ions are an eхogenous toxicant of localized action with high cumulative properties. The presence of snails of both “western” and “eastern” allospecies in a contaminated Cr (III) medium was associated with the primary accumulation of this microelement in their hepatopancreas, followed by redistribution of the cumulant between other tissues and organs of the mollusсs poisoned due to the circulation of their liquid internal environment, the hаemolymph. At 0.5 MPC of Cr (III) in the environment containing the specimens of both allospecies, the parameters of their pulmonary and diffuse percutaneous respiration were in the range of normal values. That was the latent phase, the longest of all phases of the patholo­gical process of poisoning. The increase in the concentration of Cr (III) to the level of MPC, and then to 2 MPC was accompanied by an increase in the respiratory activity of mollusсs in response to the concentrations of involved toxicants, which corresponded to the phase of stimulation of the poisoning process. At 3 MPC Cr (III), there was a sharp drop in the values ​​of all studied parameters of both respiratory modes in the experimental animals to a level lower than the values ​​obtained for the control group. The values of studied parameters of both pulmonary and diffuse respiration were significantly lower for the snails of the “eas­tern” allospecies than for those for “western” allospecies at all used Cr (III) concentrations, This indicates a greater sensitivity and lesser tolerance of snails of the “eastern” allospecies to the action of the toxic factor under discussion.
Influence of different cultivation technologies on the number of main ecological and trophic groups
Authors:   Institute of Agroecology and Environmental Management, NAAS, Beznosko I. , Gorgan T. ,   Institute of Agroecology and Environmental Management, NAAS, Mosiychuk I. ,   Institute of Agroecology and Environmental Management, NAAS, Buniak O. ,   Nosiv Selection and Research Station of the Myronivka Institute Wheat named V.M. Remesla, NAAS, Ternoviy Yu. ,   Skvyra Research Station of Organic Production of the Institute of Agroecology and Nature Management, NAAS
Published: July 2022

During 2021 on the basis of stationary field experiments, which are located in of the Skvyra Research Station of Organic Production (Kyiv region), the Nosivka selection research station (Chernihiv region), the Institute of Vegetable and Melon NAAS (Kharkiv regions) and in a private farm of organic production FOP Shanoilo (Chernihiv region) were studied of the quantitative composition of soil micromycetes under different agricultural crops: winter wheat, oats, rye, barley and onions. The research was conducted on different cultivation technologies: traditional, organic and mixed. Weather conditions during the research vegetation period differed for agrometeorological indicators. The characteristic feature was a contrast of differences in air temperature and unequal distribution of rainfall, which affected the composition of the soil mycobiocenosis. The vegetation period of 2021 in Kyiv region was characterized by sufficiently moist (HTC 1,7), and in Chernihiv and Kharkiv regions drought prevailed (HTC 0,6). Adverse weather conditions such as drought and waterlogging of the soil contributed to changes in the number of mycobiomes of the studied soils. Mycobiota are integral homeostatic components that affect what determines its important functions and the possibility of a continuous cycle substances. It is shown that cultivation technologies depending on the system of fertilizer and crop protection affect the formation of soil mycobiome. The of stationary field experiments that characterized by typical chernozem are more stable and balanced structure of soil microbiocenosis than low-fertile sod-podzolic soils, where the number of major ecological and trophic groups of micromycetes under different crops was twice as lower. It was found that each plant variety has a specific mycobiome of the rhizosphere, depending on the available soil group. It is determined that the number of major ecological and trophic groups inhabiting the rhizosphere of different crops depends from phase development of plant, soil and climatic conditions, soil type, fertilizer system and the cultivation technology and type of crops.
Transformation of collembola communities of flood habitats of the Transcarpation lowland under the influence of draining melioration
Authors:   Uzhgorod National University, Goblyk K. , Kaprus I. ,   Ivan Franko National University of Lviv, Orlov O. ,   State Museum of Natural History, NAS of Ukraine, Ragulina M. ,   State Museum of Natural History, NAS of Ukraine
Published: July 2022

Collembola’s communities of flood complexes in the Transcarpathian lowlands and changes in their taxonomic, biotopic and ecological structures under the influence of hydrotechnical melioration on the example of Latoritsa River were investigated. Two types of biotopes: natural (floodplain meadows of river valleys) and hydro-ameliorated (lowland hay meadows) have been studied. Because of our research, 46 species of Collembola were discovered in the meadow biotopes of natural and transformed floodplain complexes. In the meadow habitats of the meliorated floodplain (dammed from the river), the total species richness is greater than in the flooded (37 species). The upper litter and deep-soil forms of colembols are predominated in the life forms spectrum of the natural floodplain. The spectrum of biotope groups, which dominated eurytopic and meadow-steppe species groups, together make up 46% of the total diversity. Hydrotechnical melioration of the floodplain leads to an increase in Entomobryidae and Hypogastruridae families and a decrease in Neanuridae, compared to undrained part of floodplain. Members of all major families of Collembola presented in a composition of investigated taxonomical groups. Hydrotechnical melioration of the floodplain leads to an increase in the species richness of the Entomobryidae and Hypogastruridae families and the reduction of Neanuridae. Thus, the transformation of the investigated floodplain complexes causes a noticeable increase in the number of meadow, meadow-steppe and meadow-forest species in the fragmentized Colembolla taxocenes, a significant decrease in the forest, meadow-bogs species and the total elimination of near-water ones. So, in the spectra of the hygroprefe­rence, a decrease in the representation of hygrophilic and hygro-mesophilic Collembola complexes due to their substitution by xero-mesophilic and xeroresistant groups were recorded for a certain ecological vector. The ecological structure destruction of Collembola communities, which are reflected through a appreciable reconstructions of taxocenes and changes of their structural and functional integrity, indicate a negative transformations in floodplain complexes under the hydrotechnical melioration.
Influence of aquatic environmental factors on the distribution of naked amoebae in waters of Zhytomyr region (Ukraine)
Authors:   Zhytomyr Ivan Franko State University, Patsyuk M. , Konstantynenko I. ,   Zhytomyr Ivan Franko State University
Published: July 2022

In the reservoirs of Zhytomyr region we have identified 26 species of naked amoebae. The most common amoebae were Mayorella cantabrigiensis, Korotnevella stella, Vannella lata, Cochliopodium actinophorum; the average position in terms of frequency of occurrence is occupied by species Saccamoeba stagnicola, Thecamoeba striata, Stenamoeba stenopodia, Mayorella vespertilioides, Vexillifera bacillipedes, Vannella sp., Vahlkampfia sp. (4); the least common – Rhizamoeba sp. (1), Deuteramoeba mycophaga, Saccamoeba sp. (1), Saccamoeba sp. (3), Thecamoeba quadrilineata, Thecamoeba verrucosa, Thecamoeba terricola, Thecamoeba sp., Paradermamoeba valamo, Paradermamoeba levis, Korotne­vella diskophora, Ripella sp., Acanthamoeba sp., Flamella sp., Willaertia magna. Steno­xidic species include K. diskophora, T. terricola, T. quadrilineata, and eurioxidic species include Rhizamoeba sp. (1), D. mycophaga, S. stagnicola, Saccamoeba sp. (1), Saccamoeba sp. (3), T. striata, T. verrucosa, Thecamoeba sp., S. stenopodia, P. valamo, P. levis, M. cantabrigiensis, M. vespertilioides, K. stella, V. bacillipedes, Ripella sp., V. lata, Vannella sp., Acantha­moeba sp., C. actinophorum, Flamella sp., Vahlkampfia sp. (4), W. magna. High levels of concentration of dissolved organic substances in water Rhizamoeba sp. (1), D. mycophaga, S. stagnicola, T. striata, T. quadrilineata, S. stenopodia, P. valamo, P. levis, M. cantabrigiensis, M. vespertilioides, K. stella, K. diskophora, V. bacillipedes, Ripella sp., V. lata, Vannella sp., Acanthamoeba sp., C. actinophorum, Vahlkampfia sp. (4)., sensitive to this factor was Saccamoeba sp. (1); Saccamoeba sp. (3), T. verrucosa, T. terricola, Thecamoeba sp., Flamella sp., W. magna belong to stenobiontic species in relation to organic substances dissolved in water. Polytactic, monotactic, flamellian, lens-like, striate, rugose, lingulate, lanceolate, fan-shaped, mayorellian, dactylopodial, acanthopodial, branched, eruptive morphotypes of amoebae have been identified. Morphotypes of amoebae withstand similar values of hydrophysical and hydrochemical factors of the aquatic environment with such amoebae.
Perception and understanding by addressee in dialogue with text: psycholinguistic aspects
Authors:   Lomonosov Moscow State University, Chizhova Larisa A.
Published: July 2022

The article deals with the activity of the addressee of a communicative act, i.e. the formation of skills for decoding texts of various types, polycode and homogeneous, with components of a verbal nature – texts representing different genres of oral, written, printed literature and the media. The study of the motivation and goal-setting of the addressee of a text during its decoding includes the study of the epistemological and ontological aspects of human activity in dialogue with the text. Particular attention is paid to the hypertext construction in the process of interpreting the text meaning by the addressee in developing a critical attitude to the influence of the text creator as a stimulus for personal growth for the addressee of the act of communication, the skills of countersuggestivity, in deepening understanding of the text.
Different protocol bar designs made of polyether ether ketone (PEEK) and metal: an analysis of mechanical behavior
Authors: Franco Amanda Gonçalves , Alberto Pinheiro de Carvalho Geraldo , Candido Dias Sérgio , Venturin Ramos Elimário , Batista Gonçalves Franco Aline
Published: July 2022

Objective: To assess the flexural strength (FS) of protocol bars on implants made of polyether ether ketone (PEEK) and metal. Methods: Thirty PEEK bars and thirty metal bars (control) were manufactured in three different cross-sectional designs (n = 10): rectangular solid bar (R); T-shaped bar (T); and inverted-T shaped bar (T-inv). The 30 cm bars were screwed onto Cone Morse implants measuring 3.75 x 11.0 mm and subjected to FS test on a universal testing machine (0.5 mm/min), with load applied to the pontic. Then, the counter-torque (CTorque) was measured on the screws following the test. Results: Both the PEEK and metal bars showed the highest FS values for the R-type design, followed by the T and T-inv designs.  On average, FS values of PEEK bars for the T and T-inv designs were, respectively, 32.5% and 47.2% smaller than the R-shaped bars. On metal bars, the T and T-inv designs showed values 19.9% and 30.5% smaller than that found for the R design. However, regardless of design, the Ni-Cr bars showed consistently higher FS values. CTorque was not affected by material, but the R design showed higher values. Conclusion: The bar design influences FS. Regardless of design, metal bars show higher FS relative to PEEK. On the other hand, CTorque was not affected by material; in terms of design, the R-shaped bars showed lowest CTorque and T and T-inv showed no statistical difference.
Visita Domiciliar do Cirurgião Dentista para pacientes Acamados
Authors: Maria Gonçalves Furtado Ramos Luciana , Venturin Ramos Elimario , Furtado Ramos Julia
Published: July 2022

Objetivo: O objetivo deste estudo foi identificar as ações e atividades exercidas pelo cirurgião-dentista durante as visitas domiciliares dos pacientes acamados. Metodologia: Uma revisão da literatura sobre as ações e atividades exercidas pelo cirurgião-dentista durante as visitas domiciliares aos pacientes acamados foi realizada. As fontes de dados foram portarias e normas técnicas do Ministério da Saúde, dados de base eletrônicos: MEDLINE - Literatura Internacional em Ciência da Saúde e Google Acadêmico. Considerações Finais: O cirurgião-dentista participa como componente ativo da equipe de Saúde da Família e apresenta papel fundamental na visita domiciliar desenvolvendo atividades de: promoção em saúde por meio da motivação e educação em saúde para o paciente e sua família; proteção e prevenção em saúde bucal como orientar higiene bucal e cuidados com prótese ao paciente, aplicação tópica de flúor e escovação supervisionada; tratamento clínico por meio de identificação de lesões orais. Além disso, o profissional estabelece uma rede de comunicação participativa com a família, coordenando o cuidado do paciente acamado com a saúde familiar, tendo como consequência uma maior humanização da atenção e do cuidado em saúde bucal.
Implementation of Syndicated Credit Agreements by Conventional Commercial Banks during the COVID-19 Pandemic
Authors:   Airlangga University, Sabrie Hilda Yunita , Tasya Ananda Amalia , Taufik Harven Filippo , Tanusaputri Anita Maharani , Utomo Yusuf Arif
Published: July 2022

The global spread of COVID-19 in 2020 has led to a decrease in lending and an increase in bank credit risk due to a decline in debtor performance. As an effort to mitigate this impact, banking authorities in various countries have issued guidelines related to easing loan terms and conditions for debtors affected by COVID-19. The Indonesian government through the OJK has issued several national economic stimulus policies that provide concessions to debtors affected by COVID-19. This study will focus on discussing the concept of syndicated credit agreements in Indonesia and the syndicated loan restructuring policies that are enforced in normal times and during the COVID-19 pandemic. As for the discussion, a comparison of rules and policies in other countries will also be presented, as comparison material for review. This study found that there are similarities in the legal construction of ordinary credit agreements and syndicated loans so that the OJK Regulation No.11/POJK.03/2020 and its amendments can be applied to syndicated loans as well. The leniency given to debtors in terms of restructuring during the pandemic includes the quality of restructured loans, approval mechanisms, ceilings, restructuring period.
Fenofibrate Attenuates Radiation-Induced Oxidative Damage to the Skin through Fatty Acid Binding Protein 4 (FABP4)
Authors: Sun Chuntang , Song Bin , Sheng Wenjiong , Yu Daojiang , Yang Tingyi , Geng Fenghao , Fang Kai , Jiao Yang , Zhang Jie , Zhang Shuyu
Published: July 2022

Background: Radiation facilities and radioactive materials have been widely used in military, industry, medicine, science and nuclear facilities, which has significantly increased the potential of large-scale, uncontrolled exposure to radiation. The skin is one of the radiosensitive organ systems and radiation-induced skin injury remains a serious concern after ionizing radiation exposure. Our previous report indicates the involvement of the peroxisome proliferator-activated receptor pathway in the response of skin tissues to ionizing radiation. PPARα is a member of the PPAR nuclear hormone receptor superfamily, which can be activated by fibrate ligands. However, the protection of fenofibrate against ionizing radiation in skin keratinocytes and fibroblasts has not been described. Methods: The PPARα mRNA levels in irradiated and nonirradiated skin tissues of rats were determined by real-time assay. The expression of PPARα, and FABP4 were evaluated by western blot and IHC assay. The cell proliferation was detected by colony formation. The γH2AX foci and ROS levels in irradiated WS1 cells with FABP4 overexpression than in control cells were performed by Immunofluorescence assay. Results: We found that PPARα expression was lower in the irradiated skin tissues of mouse, rat, monkey, and human patients than in their nonirradiated counterparts. PPARα fenofibrate significantly decreased radiation-induced ROS and apoptosis in a dose-dependent manner in human keratinocyte HaCaT and skin fibroblast WS1 cells. Moreover, fenofibrate significantly decreased radiation-induced ROS and malondialdehyde (MDA) levels in electron beam irradiated skin tissues of rats. Mechanistically, the proximal promoter of fatty acid binding protein 4 (FABP4) harbored three binding sites of PPARα and fenofibrate stimulated the transcription of FABP4 in skin cells. FABP4 overexpression decreased radiation-induced ROS and γH2AX foci. FABP4 inhibitor BMS309403 abrogated the ROS-eliminating activity as well as the lipid-accumulating role of fenofibrate, indicating that FABP4 mediates the radioprotective role of fenofibrate. In addition, FABP4 overexpression significantly decreased radiation-induced oxidative damage in vivo. Conclusions: These results confirm that fenofibrate attenuated radiation-induced oxidative damage to the skin by stimulating FABP4.
التَّفْوِيضُ الإلهيّ لِملوك الدَّوْلَة السّاسانِيَّة (226- 637م) فِي ضَوْءِ الْمُعْطِيَاتِ التّارِيخِيَّة والآثارية
Authors: عبُّود سمَّار سعد
Published: July 2022

يُسلط هذا البحث الضَّوء على مُعتقد التَّفويض الإلهيّ لملوك الدّولة السّاسانيّة (226-637م)، والَّذي يعني الاختيار الإلهيّ لملوكهم، وكذلك تفويض الآلهة للملوك بأن يكونوا نواباً عنهم في الأرض، فضلاً عن دعمهم من قبل الآلهة في مسيرة حكمهم، ورعاية مصالح دولتهم وحفظها.

تَضَمَّنَ البحث أكثر من مطلبٍ، الأوّل مِنها: سيُقدّم نُبذة عن التّفويض الإلهيّ في حضارات الشّرق الأدنى القديم، وفيه يُجذّر لِهذا المُعتقد الّذي اِقتبسه الإيرانيون مِن بِلاد الرّافِديْن، ومِصر القديمة، وتأثّروا في هذا المُعتقد بِما كان سائِداً في بِلاد عيلام. بينما يستعرض المطلب الثّاني: الجذور التّاريخيّة لِمُعتقد التّفويض الإلهيّ في العصور التّاريخيّة الّتي سبِّقت السّاسانيّين، وهُم الميديين والأخمينيين، والفرثيين، لمّا له مِن تواصِل في السّيْر على المُعتقد نفسه عِند السّاسانيّين. وجاء المطلب الثّالِث: لِلحديث عن مُعتقد التّفويض الإلهيّ في ضوْء المُعطيات التّاريخيّة الّتي استمديتها مِن النّصّوص الأفستائية، وكِتاب الشهنامة لِلفِردوْسي، والكِتابات السّاسانيّة القديمة. ويستعرض المطلب الأخير ويحلل مُعتقد التّفويض الإلهيّ في ضوْء المُعطيات الآثارية الّتي تتضمّن المنحوتات البارِزة في النُّقوش السّاسانيّة في تخت جمشيد وطاق بُستان، وكذلِك ما تضمّنته النُّقوش على المسكوكات النَّقديَّة.
الدائن والمدين في العراق القديم
Authors: حازم محمد هبة , حنون عطية عبد الرحيم
Published: July 2022

البحث هو محاولة لإبراز صورة واضحة عن الديون وأهميتها في المجتمع العراقي القديم والأنظمة والقوانين التي تضبط حق الطرفين من القوانين كالعقود والضمانات التي تُعيد حقوق الطرفين كرهن أفراد الأسرة او المدين نفسه وزوجتهِ ورهن الأملاك أيضاً وحددت المدة التي يرهن بها الأشخاص ، إضافة إلى المعاملة الحسنة التي يجب ان تُقام بين الدائن والمرتهن، هذا ولم يكن للدائن حق التصرف بإجبار الفتاة المرهونة في حالة بلوغها عنده على الزواج إلا بعلم وموافقة أبيها واخوتها، وفي بعض الحالات التي يصعب بها سداد الدين كان يحق للدائن قلع الشعر وثقب أذنيهِ وتصبح الرهينة من العبيد.

    وتبين ايضاً ان الديون كانت شائعة التداول بين الناس في المجالات الاقتصادية حيث تهدف إلى مساعدة المُعسرين وذوي الحاجة والتخفيف عن كاهل المدين ولوحظ وجود فروق يسيرة بين عقد الدين وعقد القرض بدون فائدة، وهما يختلفان عن بعضهما من حيث الصياغة والغرض.
المرأة في الحضارات الإنسانية القديمة
Authors: محسن عبد الله كفاح , عبد الرحمن يونس رجاء
Published: July 2022

ظهرت في حضارة بلاد الرافدين القديمة أول الشرائع المكتوبة التي أعطت للمرأة أهمية كبيرة في نصوصها، مما يدل على وعي المجتمع بدور المرأة وعلى الوزن الكبير للمرأة في الحياة الاقتصادية والسياسية والاجتماعية في الأزمنة المبكرة للحضارة الإنسانية. وفي شريعة اشنونا، نجد أن القواعد أصبحت أكثر وأعطت حماية إضافية للمرأة.
تأثير الطوفان في العراق القديم على الطوفان في بلاد اليونان وأوجه التشابه والاختلاف بينهما
Authors: عويد كاظم سناء
Published: July 2022

لقد تطرقت هذه الدراسة للطوفان في حضارتي العراق واليونان القديمتين، ومدى تأثير الطوفان في العراق القديم على الطوفان في اليونان القديم ؛ وكيف عدّ الطوفان في الحضارتين احد اسلحة الالهة التي استطاعت بواسطتها تدمير البشرية كما تناولت الدراسة ايضاً الآلهة التي احدثت الطوفان وكيف كانت طبيعة هذا الطوفان ومدته والخلود الذي منحته الآلهة لأبطال الطوفان الذين ساعدوا على بقاء البشرية والحفاظ عليها من الفناء.
مسكوكات ملوك الدولة الاخمينية (522-359 ق.م) دراسة تاريخية
Authors: علي حواس ابتسام , حبيب ابراهيم خلود
Published: July 2022

أسس كورش الثاني(559-529ق.م)([i]) الامبراطورية الاخمينية لكنها توسعت سياسياً واقتصادياً في عهد داريوش الاول(522-486ق.م)([ii]) الذي أحدث تغييرات كثيرة في امبراطوريته , إذ أنه أول من سك وضرب المسكوكات النقدية بأسمه , فدراسة مسكوكات الملوك الاخمينيين في الواقع تساعدنا كثيراً في فهم النظام الاداري والمالي في ايران القديمة, فأغلب المصادر التاريخية تذكر ان المسكوكات الذهبية الاخمينية كانت تسمى داريك (Daric) والفضية تسمى شيكل (Schekel) فالتجارة مع دول الجوار ودفع مستحقات الجنود المرتزقة كانت بالشيكل الذي يزن نحو 6/5 غرام , ويتضمن بحثنا الموسوم مسكوكات ملوك الدولة الاخمينية (522-359ق.م) دراسة تاريخية, مقدمة وتمهيداً وثلاث مباحث خُصص الأول منها لإلقاء نظرة عامة على مسكوكات الملوك الاخمينيين وتطرق الثاني منها الى تفاصيل المسكوكات المعدنية للملوك الاخمينيين (الذهبية والفضية والنحاسية), في حين درس الثالث منها مسكوكات مرزبانات العهد الاخميني (الملوك والحكام التابعين) الذين اقدموا على سك عملات في مناطقهم بأمر الحكومة المركزية, فضلاً عن الاستنتاجات التي توصل اليها الباحثان وقائمة بالمصادر والمراجع الخاصة بالبحث وقد اقتبس الباحثان معلوماتهما من عدد كبير من الكتب والمراجع الفارسية فضلاً عن عدد من الكتب الانكليزية والعربية ومن الله التوفيق.

 

هوامش الدراسة

[i])) مؤسس الامبراطورية الفارسية الأخمينية التي توسعت تحت حكمه لتضم جنوب غرب آسيا، ومعظم آسيا الوسطى ، وعُدت امبراطوريته اكبر امبراطورية شهدها العالم حتى ذلك الحين , وخلال حكمه الذي دام 29 سنة، حارب كورش بعض أعظم الدول آنذاك، ومنها الدولة الميدية، الدولة الليدية، الدولة البابلية الحديثة. لم يتقدم كورش باتجاه مصر، فقد مات في عام 529 ق.م لكن ابنه قمبيز الثاني قام بغزو مصر خلال فترة حكمه القصيرة.للمزيد يُراجع: محمد داندامایف، تاریخ سیاسی هخامنشیان. ترجمه: فرید جواهر کلام, تهران: انتشارات نشر وپژوهش فرزان روز, تهران,1389ش,ص89-92.

[ii]))  صهر كورش الثاني تولى الحكم عام 522 ق. م .كان شديد الشبه بكورش ، ونجح في  توسيع الإمبراطورية الاخمينية ، واهتم بإدخال المشاريع الجديدة على الحكم والبلاد معاً , وقسم داريوش مملكته الى عشرين منطقة ادارية عرفت كل منها باسم مَرزُبانية - أي ولاية فارسية خاضعة لحكم مرزُبان – يُعين عادة من بين السكان المحليين. وكان كل واحد من هؤلاء مسؤولاً تجاه الملك بصفته رئيس الحكومة المركزية , مع تمتّعه بدرجة لابأس بها من حرية الحكم الذاتي , وكان داريوش يراقبهم بواسطة شرطته السرية مراقبة شديدة.للمزيد يُراجع:

Shapur Shahbazi, A (1996). " Darius  iii. Darius I the Great". Encyclopædia Iranica. New York: Columbia University,p.41-50.
منهج النقد التاريخي عند أبو الفدا (732هـ/1331م) في كتاب المختصر في أخبار البشر
Authors: يابر عويد شمخي
Published: July 2022

يتكون البحث من تمهيد، وعناوين مهمة تتعلق بمنهج النقد التاريخي عند أبي الفداء، تضمن التمهيد شرحاً موجزاً عن ابي الفدا واهتماماته العلمية والسياسية، أما العنوان الأول فقد جاء تحت عنوان (منهجه في نقد المصادر التاريخية)، إذ تم التطرق من خلاله إلى أسلوبه العلمي الدقيق في تصحيح التواريخ القديمة، والتثبت منها، أما العنوان الثاني فقد جاء تحت عنوان (منهجه في نقد الروايات التاريخية) وقد انحسر في نقطتين مهمتين جاءت النقطة الأولى تحت عنوان (منهجه في تصحيح الروايات) وتحدثنا عن قدرته العالية في تفسير وتحليل الأحداث التاريخية وترجيح أهم الأسباب التي دفعت لحدوثها، في حين تحدثت النقطة الثانية عن منهجيته في المقارنة والترجيح بين الروايات .
دور العبيد في الاقتصاد الإسلامي في العصر العباسي
Authors: محمد جودي أحمد
Published: July 2022

اهتمت الدولة العباسية بالعبيد والذين اختصوا بخدمة الخلفاء فقد كان الخلفاء العباسيين يكثرون من شراء الرقيق , وبمرور الزمن وكثرة اعدادهم قوي نفوذهم وسلطانهم في الدولة حيث اصبح سمة بارزة , وكان لهم دورا بارزا في تسير امور الدولة وخاصة الجوانب الاقتصادية المختلفة وهذا هو موضوع درسته حيث قسمت البحث الى فقرات تضمنت تسمية العبيد وانواع العبيد ونشأتهم ومصادر جلبهم من الحروب والى السبي وغيرها وكذلك تطرقت الى دورهم الاقتصادي ومشاركتهم في الجانب الزراعي والتجارة والصناعة والمهن .
حوار النبي(ص) مع المشركين في ضوء مرويات الإمام الصادق(عليه السلام) (صلح الحديبية انموذجاً)
Authors: حسن فلاح البدري صباح
Published: July 2022

يعد الحوار فطرة إنسانية ملازمة للبشرية عبر تاريخها الطويل ، وهو اسلوب مهم لحل الخلافات دون اللجوء الى العنف والقتال، وجاء الدين الإسلامي ملبياً لمتطلبات هذه الفطرة  وفق أصول وقواعد تجعله يسير في الاتجاه الصحيح .

     تعد السيرة العطرة للنبي(r) انموذجا يقتدي به المسلمون وقد تجسدت تلك السيرة في موقف كثيرة ، ومن تلك المواقف هو حواره المشركين الذي اقتصرنا على جزء منه هو صلح الحديبية الذي كان له اهمية كبرى في مسيرة الدعوة الاسلامية، وقد كان لائمة اهل البيت( عليهم السلام) دورا كبيراً في نقل السيرة النبوية الصحيحة فهم عدل القرآن الكريم وأحد الثقلين الذين وصَّى بهما النبي(r)، وهم عترته الذين أذهب الله تعالى عنهم الرجس وطهَّرهم تطهيراً، وقد كان الامام الصادق(عليه السلام) اكثرهم نقلا لسيرة النبي(r) لأسباب معروفة فقد اورد اهم الاحداث التي رافقت الصلح والغاية منه والنتائج التي ترتبت عليه لذلك جاء بحثنا بعنوان:(حوار النبي(r) مع المشركين(صلح الحديبية انموذجاً) في ضوء مرويات الامام الصادق(عليه السلام))
مدينة مالقة وأبرز علمائها
Authors: عباس نصيف خالدة
Published: July 2022

بعد ان سقطت الدولة الاموية في المشرق الاسلامي تمكن عبد الرحمن الداخل اول الامراء الامويين في الاندلس من الهرب من بطش العباسيين والعبور الى شبه الجزيرة الايبيرية وتمكن من جمع المؤيدين حوله واسس دولة عظيمة ممتدة وتمكن من السيطرة على المدن الاسبانية الواحدة تلو الأخرى وكانت مالقة من ضمن المدن التي تمكن الامويين من طرد الاسبان منها وضمها الى الاندلس الدولة الاسلامية الاموية الجديدة وقد ارتأيت أن القي الضوء على هذه المدينة وان أسلط عليها النور لمعرفة جزء بسيط من الحياة السياسية وغيرها مما مرت به مالقة، وكلنا يعلم ان المدن الأندلسية قد زخرت بالعلماء والمفكرين الا اننا سوف نعرج على سيرة أبرزهم اذ ان المصادر شحيحة بتفاصيل حياتهم ونشاطاتهم.
جمعية بيوت الأمة في البصرة 1936-1940 دراسة تاريخية
Authors: فنجان الامارة ابراهيم , شهيد جبر الخفاجي حيدر
Published: July 2022

حفل تاريخ مدينة البصرة الاجتماعي بظهور عدد كبير الجمعيات التي قدمت نشاطاً اجتماعياً ملحوظاً، ويتضمن موضوع البحث احدى هذه الجمعيات الاجتماعية التي ظهرت في لواء البصرة في ثلاثينيات القرن الماضي، ويقف وراء تأسيسها وظهورها نخبة من رجال الانسانية المحبين لعمل الخير، وتقديم افضل الخدمات الاجتماعية للفقراء من المجتمع البصري، وعل اثر ذلك جاءت الدراسة لتكشف النقاب عن هذه الجمعية التي سطع نورها عام 1936 كفرع من الفرع الرئيس لها في بغداد الذي تأسس عام 1935، وقسم البحث الى محاور عدة كان في مقدمتها نبذة عن تأسيس فرع بغداد عام 1935، بينما ركوز المحور الثاني على تأسيس الجمعية في البصرة ونظامها الداخلي وهيئتها الادارية، اما المحور الثالث فسلط الضوء على مالية الجمعية، بينما جاء المحور الاخير ليكشف عن نشاطات واعمال الجمعية في الجانب الاجتماعي والجانب الصحي.
العمالة الوافدة وأثرها في الاقتصاد السعودي 1960- 1990
Authors: رزاق حمود عمر
Published: July 2022

تعد ظاهرة الاعتماد على العمالة الأجنبية في المملكة العربية السعودية التي وجدت منذ القدم أذ اعتادت بعض العائلات الغنية على الاعتماد على أفراد يقدمون خدمات للأسرة السعودية فضلاً عن قيامها برعاية المواشي والزراعة ورعاية المنزل والأطفال وكان هؤلاء الرقيق يندمجون مع ملاكهم ويعتبرون كـأحد أفراد الأسرة ومع تغير الأحوال واكتشاف النفط وجدت حاجات ملحة للاستعانة بالكفاءات العمالية المتخصصة في الإدارة والتقنية للمساعدة على تنفيذ الخطط التنموية فقد برزت حاجة المملكة العربية السعودية الى اليد العاملة لاسيما شركة أرامكو(*) النفطية التي احتاجت إلى الخبرة والعمالة الأجنبية لاستغلال احتياطاتها النفطية الهائلة .

قسم البحث إلى ثلاث محاور تناول الأول البدايات الأولى لانتشار العمالة الوافدة في المملكة العربية السعودية وفيه برزت حاجة المملكة العربية السعودية إلى اليد العاملة لاسيما الأجنبية لاستغلال الاحتياطات النفطية الهائلة , أما المحور الثاني فقد تضمن حجم وخصائص العمالة الوافدة في المملكة العربية السعودية وبينا فيه إلى أن عملية النهضة والتطور التي شهدتها المملكة العربية السعودية تحتاج إلى أعداد كبيرة من العمالة الوافدة ذات الخبرات المتعددة والغير متوفرة في داخل المملكة , بينما عالج المحور الثالث تأثير العمالة الوافدة على الواقع الاقتصادي للمملكة العربية السعودية أذ أن النمو في فرص العمل فاق عدد السعوديين الملتحقين بالقوى العاملة الأمر الذي أدى الى شعور الحكومة السعودية بمخاطر زيادة تدفق العمالة إلى البلاد , لذلك لجأت الى أتباع خطة واضحة للتقليل من القوى العاملة الأجنبية وفي مقابل ذلك عملت توفير الأيدي العاملة من الداخل .
ANALISIS KINERJA PERSIMPANGAN JALAN ABDULLAH DAENG SIRUA- JALAN AHDYAKSA BARU DI MASA PANDEMI COVID-19
Authors: Desi Natsar
Published: July 2022

Persimpangan Simpang Jalan Abdullah Daeng Sirua Barat– Jalan Abdullah Daeng Sirua Timur – Jalan Adhyaksa baru merupakan salah satu simpang yang ramai di area Makassar dimana area simpang merupakan kawasan commercial yang terdapat di pusat kota Makassar. Sehingga ketika jam sibuk dan ketika akhir pekan terjadi arus lalu lintas yang padat/ramai sehingga menyebabkan antrian kendaraan dan keterlambatan perjalanan. Berdasarkan fakta tersebut, maka diperlukan analisis kinerja yang komprehensif pada simpang bersinyal Jalan Abdullah Daeng Sirua – Jalan Abdullah Daeng Sirua – Jalan Adiyaksa dengan dilakukan perhitungan menggunakan metode MKJI. Dari hasil analisis didapatkan hasil tingkat pelayanan pada Jalan Abdullah Daeng Sirua Barat – Jalan Abdullah Daeng Sirua Timur – Jalan Adhyaksa baru pada masa pandemi covid-19 kondisi persimpangan sudah tidak memenuhi kapasitas jalan berada pada tingkatan pelayanan F. Yaitu di masa setelah perpanjangan jam malam pada bulan Januari 2021 tundaan rata-rata sebesar 72,2974 smp/detik dan di masa perpanjangan PPKM Level 4 pada bulan juli 2021 tundaan rata-rata sebesar 558,7899 smp/detik semua tundaan berkisar antara >60 smp/detik.
Reduction of Gray Water and Run-off in a Residential Environment with Rain Garden Model (Case Study "Settlements in Makassar City")
Authors: Desi Natsar
Published: July 2022

Residential neighborhoods produce wastewater originating from soapy water, oil, and similar wastes which are included in the gray water category, as well as rainwater runoff from tiles and those that fall in the house, so the best way to consider is to install a water treatment system. integrated waste. The purpose of this study is to identify a Rain Garden model that is suitable for application in the residential areas of Makassar City. The method used is by identifying the suitability of the Rain Garden land, calculating the dimensions, and making the right Rain Garden model. From the results of the study it was concluded that the Rain Garden model for the reduction of gray water and rainwater runoff in the Makassar City residential environment was designed to have three cropping variations. Time to fill RG with the design of the design of Gray Water discharge reservoir and runoff discharge based on water loss in the …
Công nghệ
Authors: Cranier Louis
Published: July 2022

Công nghệ (tiếng Anh: technology) là sự phát minh, sự thay đổi, việc sử dụng, và kiến thức về các công cụ, máy móc, kỹ thuật, kỹ năng nghề nghiệp, hệ thống, và phương pháp tổ chức, nhằm giải quyết một vấn đề, cải tiến một giải pháp đã tồn tại, đạt một mục đích, hay thực hiện một chức năng cụ thể đòi hỏi hàm lượng chất xám cao.
Kesuksesan dan Kejatuhan Bisnis Motorola Sang Pelopor Ponsel
Authors: Winenda Nathaniel Ryan Putra
Published: July 2022

Motorola merupakan produsen pelopor dalam teknologi telpon seluler. Studi ini bertujuan untukmengetahui alasan penurunan (fall) pada bisnis Motorola. Studi ini menggunakan studi kasustunggal pada bisnis Motorola yang bergerak di bidang teknologi dengan analisis business modelcanvas, business pattern, business environment & value proposition canvas
Nghiên cứu gian lận báo cáo tài chính tiếp cận theo thuật toán rừng ngẫu nhiên
Authors: Hung Dang Ngoc
Published: July 2022

Nghiên cứu sử dụng các thuật toán rừng ngẫu nhiên dựa trên lý thuyết tam giác gian lận, đểxem xét ảnh hưởng của các yếu tố đến gian lận báo cáo tài chính của các doanh nghiệp ở Việt Nam,sử dụng bộ dữ liệu bảng với 2235 quan sát trong giai đoạn 2014 - 2020. Nghiên cứu xem xét các mức chênh lệch lợi nhuận trước và sau kiểm toán trên 5%. Kết quả dự báo theo thuật toán rừng ngẫu nhiên đạt ở mức 91%. Đồng thời nghiên cứu đã xác định yếu tố ảnh hưởng lớn nhất là sự ổn định tài chính của doanh nghiệp. Nghiên cứu này có giá trị khi ứng dụng trong việc đánh giá tình trạng gian lận báo tài chính của doanh nghiệp khả năng dự báo với độ chính xác cao.
THE IMPACT OF CAPITAL STRUCTURE ON THE ENTERPRISE VALUE: APPROACHING BY THRESHOLD REGRESSION
Authors: Hung Dang Ngoc
Published: July 2022

The paper examined the impact of capital structure (CP) on the firm value in Vietnam. The study applies the threshold regression model of Hansen (1999, 2000). We considered if there existed a threshold of CP and how CP affected the firm value at each threshold. Research data included 440 listed enterprises on the Vietnam stock market from 2011 to 2020. The findings have found that CP was inversely related to the firm value, which was determined at three different thresholds. In addition, the size of the business had a positive relationship with firm value and the growth rate of revenue had a reverse relationship at a low level to firm value. However, when testing with short-term liabilities and debt ratios, there is no threshold. This study comprehensively examined CP’s impact on the value of non-financial enterprises and for each particular industry. This study was conducted in listed companies on the Vietnam stock market — an emerging economy that demonstrated the reverse impact of CP on firm value.
Decreased Posttraumatic Stress Disorder Symptoms Following Lucid Dream Healing Workshop
Authors: Yount Garret
Published: July 2022

Objective: Recent investigations of lucid dreams – dreams with a veridical awareness of dreaming - suggest that this unique form of dreaming may be useful for promoting healing due to the lucid dreamer’s capacity for goal-directed action in the dream. Methods: Following a prospective, within-participant research design, 49 adults experiencing chronic post-traumatic stress disorder (PTSD) symptoms were recruited to a 6-day online lucid dreaming healing workshop. The primary outcome was self-reported PTSD symptom severity, measured using the PTSD Checklist for DSM-5. Secondary outcomes included the degree of distress caused by nightmares and measures of well-being. Salivary alpha-amylase biomarker was assessed as an exploratory measure with four of the participants who collected saliva samples each morning. Results: Most participants (n = 37) achieved at least one lucid dream during the workshop and over half of those participants (n = 25) enacted a healing lucid dream plan as intended. Compared to baseline values, significant improvements were observed in PTSD symptom scores, nightmare distress, and well-being. Salivary alpha-amylase awakening response profiles for two participants enacting healing lucid dreams were consistent with a pattern of stress reduction, compared to controls. Conclusion: Future studies are warranted that incorporate experimental conditions designed to distinguish effects unique to dream lucidity and to explore the mechanisms of action underlying health benefits experienced following healing lucid dreams.
Socio-emotional adjustment throughout the COVID-19 pandemic: A longitudinal study of elementary school-aged children from low-income neighborhoods
Authors: Busch Julian , Haehner Peter , Spierling Sarah , Leyendecker Birgit
Published: July 2022

Children’s socio-emotional adjustment during the COVID-19 pandemic could depend on their pre-pandemic risk to heightened socio-emotional distress and available resources. In a sample of elementary school-aged children from low-income neighborhoods in Germany, we investigated children’s socio-emotional adjustment throughout two pandemic-related school closing periods of 5 months each and determinants that could determine their successful adjustment. On three occasions before and after school closing, home-room teachers reported on the distress of 365 children (Mage=8.45, 53% female) and provided information on their family backgrounds and internal resources. We studied child pre-pandemic risk of low socio-emotional adjustment based on low basic care by families and group membership (i.e., recently arrived refugee, deprived Roma family). We studied child resources regarding families’ home learning support during school closings and selected internal resources of the children (German reading skills, academic ability). Results showed that children’s distress did not increase throughout the school closings. Instead, their distress remained at constant levels or even decreased. On pre-pandemic risk, only low basic care was linked to higher levels of distress and worse trajectories. On child resources, home learning support, academic ability, and German reading skills were inconsistently linked to less distress and better trajectories depending on the school closing period. Our findings suggest better-than-expected socio-emotional adjustment of children from low-income neighborhoods during the COVID-19 pandemic.
Fill the Earth and Subdue It: Christian Nationalism, Ethno-Religious Threat, and Nationalist Pronatalism
Authors: Perry Samuel , McElroy Elizabeth , Schnabel Landon , Grubbs Joshua B.
Published: July 2022

What fuels both enthusiasm for increasing “American” birth rates and fears about their decline? Citing the prevalence of fertility campaigns in authoritarian regimes characterized by ethno-nationalist Christianity, we theorize that, in addition to patriarchal attitudes, perceived ethno-cultural threat and desire for ethno-cultural dominance substantially drive “nationalist pronatalism” (promoting fertility to strengthen “the nation” and avoid national decline). We expect pronatalist ideology focused on American births is associated with (1) belief that dominant cultural group members (Whites, Christians, men) are threatened and (2) White Christian nationalism—an ideology that looks to conform American identity and values to those of a traditionalist, ethnicized Christianity. Recent, nationally-representative data reveal Christian nationalist ideology is the second strongest predictor of support for nationalist pronatalism, second only behind patriarchal attitudes. This association is stronger for men and virtually non-existent among Blacks. The belief that Whites or Christians face “the most discrimination” as opposed to various minorities also predicts nationalist pronatalism. Contemporary support for pronatalist ideology focused on American births is thus undergirded not only by attitudes that subordinate women but (1) an ethno-racially contingent ideology that insists the United States should reflect and institutionalize traditionalist Christian culture and (2) perceptions that Christians and Whites are persecuted.
Стратегия и тактика цифровой трансформации производственно-логистических систем
Authors: Myasnikova Olga
Published: July 2022

Статья посвящена вопросам управления цифровой трансформацией производственно-логистических систем. Выделены стратегии социально-экономической трансформации производственно-логистических систем под влиянием цифровизации. Описаны тактические решения цифровых преобразований производственно-логистических систем. Определены меры по цифровизации отдельных элементов, в том числе ресурсного состава, системы управления и цикла исполнения, процессов взаимодействия с клиентами и партнерами по бизнесу.
Роль цифровых технологий в обеспечении устойчивого развития
Authors: Kodaneva Svetlana
Published: July 2022

Участившиеся за прошедшие годы природные катастрофы и эпидемии зоонозного происхождения приводят к существенному социально-экономическому ущербу. Становится все более очевидным, что достижение Целей устойчивого развития ООН должно базироваться на обеспечении, прежде всего, экологической устойчивости. Это требует принятия мер по снижению негативного антропогенного воздействия на окружающую среду и по адаптации к неблагоприятным последствиям изменения климата. В настоящей статье анализируется, какую роль могут играть цифровые технологии в решении этих задач.
Цифровая трансформация банковского сектора России : возможности и риски для банков и их клиентов
Authors: Lebedeva Irina
Published: July 2022

Статья посвящена изменениям, происходящим в банковском секторе в условиях цифровой трансформации в России. Выявлены основные факторы, обуславливающие цифровизацию банковских услуг. Проведена оценка ее влияния на структуру банковского рынка, на деятельность его участников и на качество банковских услуг. Проанализирована трансформация потребностей клиентов банков.
Цифровизация механизмов комплаенс-контроля в компаниях топливно-энергетического комплекса России
Authors: Ishutin Alexander
Published: July 2022

В статье рассматриваются проблемы цифровизации механизмов комплаенс-контроля в компаниях топливно-энергетического комплекса России. Проанализирована актуальность данной функции. Рассмотрены подходы к определению понятия «комплаенс» и «комплаенс-контроль». Определены механизмы комплаенс-контроля, наиболее подверженные цифровизации или реализуемые преимущественно в ручном режиме без использования цифровых технологий. Рассмотрены основные барьеры для цифровизации механизмов комплаенс-контроля в топливно-энергетических компаниях России. Подчеркнута взаимозависимость между уровнем цифровой трансформации компании и эффективностью системы комплаенс в организации.