bluuebunny/crossref_metadata_2025 huggingface dataset:
PENGARUH KINERJA PERUSAHAAN TERHADAP HARGA SAHAM SEKTOR PERDAGANGAN, JASA DAN INVESTASI YANG TERDAFTAR DI ISSI PERIODE 2012-2017
Authors: Shanty Armeita Maya , Prasetyo Ari
Published: October 2020

This research aims to determine the effect of current ratio, total asset turnover, return on assets, debt to equity ratio, and earnings per share partially or simultaneously to stock prices of trade, services and investment sectors registered in ISSI for period 2012-2017. This research uses quantitative approach by using secondary data in the form of financial statements of stock of trading sector price, services dan investments registered in the ISSI in year 2012-2017. Regression result by using technique of panel data analysis with Eviews 10. The results of this study indicate that simultaneously variable of current ratio, total assets turn over, return on asset, debt to equity ratio, and earnings per share have significant effect to stock price of trading sector, services and investment registered in ISSI. Partially variable of current ratiohave positive and significant influence, total assets turn over have negative influence and not significant, return on asset have positive and significant influence, debt to equity ratio have negative and significant effect, earning per share have positive and significant effect to stock of trading sector price , services and investments registered in the ISSI period 2012-2017.
PENGARUH INSTRUMEN SERTIFIKAT BANK INDONESIA (SBI), PASAR UANG ANTAR BANK (PUAB), SERTIFIKAT BANK INDONESIA SYARIAH (SBIS), PASAR UANG ANTAR BANK SYARIAH (PUAS) TERHADAP M2 DI INDONESIA PERIODE 2009-2016
Authors: Rachman Sakinah , Herianingrum Sri
Published: October 2020

This study aims to determine to know the relationship of short term and long term of dualism monetary instrument, in conventional there is SBI, and PUAB, money supply (M2) and in islamic instrument there is SBIS,PUAS and money supply (M2). The approach used is a quantitative approach using VAR/VECM. The results of the analysis most contribution most retrieved from M2 variable. While conventional instrument rated the more stable and able to provide higer valure campared to islamic instruments. The result showed that variable of SBIhave positive significant corelation in long term and has contributions reached 10,1%. PUAB variable showed that have significant in long term by giving contribution of 4,68%. Next in islamic instrument, SBIS significant on long term by providing a contribution amount 1,01%, while PUAS have a significant in long term with contribution reached 25,27%. The results of the analysis most contribution most retrieved from M2 variable.
PROSES KELEMBAGAAN DAN PERATURAN PEMERINTAH PADA LEMBAGA AMIL ZAKAT
Authors: Putri Bonita Almira , Sukmana Raditya
Published: October 2020

This study is aimed to shows and identification of Amil Zakah Institution responses about management of zakah rules by governance in strategic responses to institutional processes views. The researcher also want to see the LAZ perspectives about the changes of the regulations which is being problem for the past a year in Indonesia. Research approch is qualitative approach explanatory. Data collection interviews with the informants in case study object. Object of this research is LAZ YDSF Surabaya because they are the oldest inEast Java Province and is founded in Surabaya. Technique analysis is using descriptive narrative and pairing pattern. This research shows that LAZ YDSF is not include in acquiesce response, because there are some regulations that needed to be compromised with the government. Purpose of this research is want to see a new perspective from Amil Zakah Institutions in Indonesia in order to make the best coordination and sinergisity with government to build a better country
FAKTOR-FAKTOR YANG MEMPENGARUHI SURPLUS UNDERWRITING DANA TABARRU’ PADA PERUSAHAAN ASURANSI JIWA SYARIAH
Authors: Alifianingrum Rosyda , Suprayogi Noven
Published: October 2020

This study aims to determine factors that affect surplus underwriting of tabarru‟ fund on Sharia Life Insurance in Indonesia. The factors used in this study is net contribution, claim expenses and investment return. This study used is panel data regression with Econometric Views (EViews) 8.0 as statistical analysis software. The samples are 14 Sharia Life Insurance, consists of 13 Islamic business units and 1 full sharia. During 2011 to 2015, the hypothesis test result showed the factors affecting surplus underwriting of tabarru‟ fund is net contribution, claim expenses and investment return always showed significant effect partially or simultaneously to the surplus underwriting of tabarru‟ fund on sharia life insurance.
FAKTOR DETERMINAN PENYEBAB NON PERFORMING FINANCING PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA PERIODE 2008-2015
Authors: Putra Fary Adisetya , Mawardi Imron
Published: October 2020

The goal of this research is to determine the factors that caused the problematicfunding of Bank Pembiayaan Rakyat Syariah in Indonesia during the period of 2008-2015. The method of research used is the quantitative approach. The sample of the research is Bank Pembiayaan Rakyat Syariah which is taken every three months for each variable during the period of 2008-2015. The analysis technique used is multiple regression analysis and the result is Y = 5,076 – 0,743PDB + 0,018FDR + 0,047BOPO + 0,040Inflation + 0,024AverageFunding, with R2 registration 0,749 or 74,9%.The result of the partial test shows that economic growth has a significant effect. The result of the simultaneous test shows that the five variables have significant effects in the problematic funding of Bank Pembiayaan Rakyat Syariah in Indonesia.
DETERMINAN CADANGAN KERUGIAN PENURUNAN NILAI PADA BANK SYARIAH DI INDONESIA
Authors: Damayanti Ristra Ayu , Suprayogi Noven
Published: October 2020

This study aims to determine factors that affect loan loss provisions on Sharia Banks in Indonesia such as the financing compotition of cost plus transaction, financing compotition of profit loss sharing, non performing financing, gross domestic products and inflation. This study used panel data regression with Econometric Views (EViews) 8.0 as statistical analysis software. The samples are 11 Islamic Banks in Indonesia. During first quarterly 2012 to secondquarterly 2016, the hypothesis test result showed the factors the financing compotition of cost plus transaction, financing compotition of profit loss sharing, non performing financing, gross domestic products have significant result affecting loan loss provisions on Sharia Banks in indonesia
ANALISIS FAKTOR YANG MEMPENGARUHI TINGKAT INITIAL RETURN (STUDI PADA PERUSAHAAN NON KEUANGAN YANG TERMASUK DALAM INDEKS SAHAM SYARIAH INDONESIA YANG MELAKUKAN INITIAL PUBLIC OFFERING PADA TAHUN 2012-2016)
Authors: Widihartanto Dhedi , Prasetyo Ari
Published: October 2020

Iinitial return is a positive return that investors get from underpricing conditions where there is a positive difference between the stock price in the secondary market and the stock price in the primary market on the first day of trading on the stock exchange.This research tries to examine the influence of financial information (Return on Equity, Debt to Equity Ratio, Total Asset Turnover and Price Earning Ratio) and non financial information (offered stock percentage and firm size) on initial return. The sample for this research are 44 non financial firm that include in Indonesia Sharia stock index (ISSI) during period of 2012-2016. This research use multiple regression as analytical methods.The results of this research indicate that financial information (Return on Equity, Debt to Equity Ratio, Total Asset Turnover, Price Earning Ratio) and non-financial information (offered stock percentage and firm size) provide no significant effect on the initial return either partially or simultaneously
KINERJA KEUANGAN PADA PERUSAHAAN ASURANSI SYARIAH DI INDONESIA DAN PERUSAHAAN ASURANSI SYARIAH DI MALAYSIA PERIODE 2013-2015
Authors: AMANI ZATA ATIKAH , Sukmaningrum Puji Sucia
Published: October 2020

The purpose of this research is to determine the differences in financial performance of Islamic insurance in Indonesia and Islamic insurance in Malaysia during the period of 2013-2015. This research method uses quantitative methods, and using sample of three Islamic insurance companies in Indonesia and eight Islamic insurance companies in Malaysia. Subsequently, do different test by using Mann-Whitney Test and Independent Sample T-Test. Assessment of financial performance is measured by the ratio of change of surplus ratio,underwriting ratio, incurred loss ratio, commission ratio, management ratio, premium growth ratio, and retention ratio. The data used is secondary data which is being collected of annual financial report from 2013-2015. The comparison shows that there’s significant difference in, underwriting ratio, andthere are no significant differences in surplus ratio, incurred loss ratio, commission ratio, management ratio, premium growth ratio, retention ratio.
PERAN SOCIAL TRUST FUND DALAM MENINGKATKAN USAHA MIKRO MASYARAKAT MISKIN (STUDI KASUS PENERIMA MANFAAT SOCIAL TRUST FUND DOMPET DHUAFA SEMARANG)
Authors: Siliwangi Muhammad Windi , Rosyidi Suherman
Published: October 2020

This research is aimed to know the role of Social Trust Fund in increasing microbusinesses of poor society by Dompet Dhuafa Semarang. This things can be increase from based on assets, sales turnover, income and stability of business of the benefit recipients after following economic program of Social Trust Fund (STF). This research uses a qualitative approach with a case study method to understand the problem to be investigated. Technique that used to determine the informen in this research is purposive sampling. Results of this research indicate that economic program Social Trust Fund (STF) has succeeded have a role in increasing micro business of the poor society the benefit recipients Social Trust Fund (STF) in Semarang, measured from the increase of assets, sales turnover, income and stability of business
EFEKTIVITAS BANK WAKAF MIKRO DALAM MENGURANGI KEMISKINAN (Studi Kasus LKMS Denanyar Sumber Barokah)
Authors: Safitri Revita Adelia , Sukmana Raditya
Published: October 2020

This study aims to investigate the effectiveness of Bank Wakaf Mikro (BWM) in reducing poverty. The case study approach on LKMS Denanyar Sumber Barokah. This study uses quantitative methods conducted by questionnaire tools to collect the data. The sampling method used was purposive sampling method and obtained 84 people. This study goes beyond data measurement using paired sample t-test. The findings of this study is BWM financing is effective in reducing poverty. Most of respondents can increase their income after receiving BWM financing. The results of this study indicate that products of BWM have helped the customers in reducing their poverty.Keywords: Sharia Microfinance, Micro Waqf Bank, Poverty
PENGARUH BANK SYARIAH YANG DIKELOLA BERDASARKAN PRINSIP SYARIAH SERTA FITUR DAN FASILITAS PRODUK PERBANKAN SYARIAH TERHADAP MINAT MENABUNG MASYARAKAT DI SURABAYA
Authors: Priambodo Bobby Raditya , Septiarini Dina Fitrisia
Published: October 2020

This study aims to determine the Effect of Compliance with Sharia Compliance Management and Sharia Banking Product Features and Facilities Against the Interests of Surabaya People in Saving in Islamic Banking. The research method used is a quantitative approach. This study uses primary data by distributing questionnaires. In this study the authors used a saturated sampling technique found in Non-Probability Sampling. The analysis techniques used are validity and reliability tests, classic assumption tests, hypothesis tests. Based on the results of the study indicate that there is a one-way relationship on several variables, namely sharia compliance and product features and facilities to save interest.Keywords: Sharia Complience, Sharia Banking Product Facilities, Sharia Banks
PENGARUH SUKU BUNGA, NILAI TUKAR, DPK, DAN NPF/NPL KPR TERHADAP PENYALURAN KPR PERBANKAN DI INDONESIA
Authors: Rohman Muchammad Atho'ur , Zulaikha Siti
Published: October 2020

This study aims to determine the effect of interest rates, exchange rates, third party funds and NPF / NPL Mortgages on the distribution of banking mortgages in Indonesia. It is intended that Islamic banks are able to make optimal policies in the distribution of mortgages and mitigation so that the Islamic banking market share can develop. The data required is secondary data from the Indonesian Banking Statistics report, Islamic Banking Statistics, and Indonesian Economic and Financial Statistics for the period October 2014 - May 2019. Based on Multiple Linear Regression, it is known that the simultaneous test results of all variables together have a positive significant effect in the distribution of banking mortgages, and in the partial test it is known that the interest rates and third party funds have a significant positive effect on mortgages in sharia and conventional banking. The exchange rate has a significant positive effect on Islamic banking mortgages, and a significant negative effect on conventional banking mortgages. NPF / NPL mortgage has an insignificant positive effect on the mortgages of both banks. So it can be concluded that the variable interest rates, exchange rates, and third party funds affect the distribution of Islamic banking mortgages and conventional banking mortgages, while the variable NPF / NPL mortgages have no effect.Keywords: Interest rates, exchange rates, third party fund, non performing finance, non performing loan
PERAN NAZHIR DALAM MENGELOLA HASIL WAKAF UANG PADA BADAN WAKAF INDONESIA JAWA TIMUR
Authors: Prasinanda Risca Putri , Widiastuti Tika
Published: October 2020

This research aims at determining the competence of Nazhir on its efforts to manage cash waqf to empower productive society. Analysis technic done on this study is descriptive qualitative with case study method where this research is done by doing direct observation, taking documentation and all the data provided, and interviewing all the related parties to this matter, so that the data gained are able to answer all the research questions. The result of this research show that Indonesian Waqf Board has done its duty in accordance with the Regulation no 41 year 2004 to manage and develop cash waqf properly, it needs human resources which are reliable, professional, knowledgeable in economics, perseverance, and having strong commitment. Therefore, cash waqf institution has a really strategic role on creating a productive waqf in Indonesia, therefore a training is needed to the waqf managers (nazhirs), a continuous socialization from academicians, ulamas, sharia economics practicians, either from seminar, training, preaches, or mass media articles.Keywords: Baitul Mal Wat Tamwil, Financing Fund, Prosperity, SME, Maqasid shariah
IMPLEMENTASI FATWA DSN-MUI PADA PRODUK ARRUM HAJI DI PEGADAIAN SYARIAH CABANG BABAKAN SURABAYA
Authors: Luthfina Aulia Nabila , Qulub A. Syifa'ul
Published: October 2020

Arrum Haji products are one of the product innovations developed by Sharia Pawnshops precisely in 2016 after the banning of hajj bailout products offered by Islamic banking. In its development, Arrum Haji products cannot be separated from obstacles. One of them is that not many people know the whole product of Arrum Hajj and sharia whether or not the product. So that this study will explain the entire Arrum Haji product and review its Islamic compliance based on the provisions of the DSN-MUI Fatwa. This study uses qualitative methods with descriptive case study strategies. The object of this study is the Babakan Surabaya Islamic pawnshop. Data retrieval is done by interviewing 4 informants consisting of 3 sharia pawnshops staff Babakan Surabaya and General Secretary of the DSN-MUI in East Java. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results showed that the Arrum Haji product was an innovation for hajj bailout products whose operations had followed the provisions of the DSN-MUI fatwa. Arrum Haji products are not the same as hajj bailout products, because both have different ujrah systems.Keywords: Shari’a Pawnshop, Arrum Haji Products, Sharia Compliant, DSN-MUI
PERILAKU KONSUMSI ISLAMI PARA ALUMNI PONDOK PESANTREN DALAM MENCAPAI KESEJAHTERAAN ISLAM (STUDI KASUS ALUMNI PONDOK PESANTREN ISLAM MIFTACHUS SUNNAH SURABAYA)
Authors: Ridho Muhammad Ali , Zaki Irham
Published: October 2020

Islamic boarding school can train a santri’sIndependence and it can be reflected after a santri becomes an alumni, such from economic welfare. This study aims to determine whether the consumption practice of alumni Islamic boarding school is in line with Islamic welfare or not. The research method used is descriptive qualitative approach by using case studyon alumni of Miftachus Sunnah Islamic boarding school. Data collection is done by in-depth interview, observation, and documentation. The validation technique used by source and technique triangulation. The analysis technique used is Miles- Huberman’s.The five areas of maqashid sharia in dharuriyyat level stand as an indicator of Islamic welfare. The results showed that the consumption practice of alumni of Miftachus Sunnah based on the values (justice, responsibility, and guarantee) and basic principles (efficiency, adequacy, freedom, balance, and solidarity) of Islamic economic behavior in the achievement and guarding of maqashid sharia indicate the suitability. Key words: Consumption behavior, values of Islamic economic, principal of Islamic economic, and maqashid sharia.
MANAJEMEN RISIKO PEMBIAYAAN MUSYARAKAH MUTANAQISAH DI BANK MUAMALAT INDONESIA KC MAS MANSYUR SURABAYA
Authors: Langi Gea Papurane , Mawardi Imron
Published: October 2020

This research is done to see any risks that happened in Islamic bank, which can damage the bank. While it aims to find out the strategy used by Bank Muamalat Indonesia (BMI) to reduce the risk faced and often happened in the field. The research method uses a qualitative approach with a case study method. Data collecting was done by relating proposed questions and the conclusion made from the result of the interview with Branch Manager (BM), Relation Manager, and Remedial BMI of Branch Office of Mas Mansyur. The result of this research showed that BMI of Mas Mansyur Branch Office had done the process of risk management by identifying risk in the manner of finding out the existing risks which are financing risk; market risk; and ownership risk, measuring and monitoring the risks in the manner of doing measurement to find out and see any reason that causes those risks exist, and controlling and managing the existing risks in Musyarakah Mutanaqisah (MMQ) financing in the manner of ways that have already determined by BMI of Mas Mansyur Branch Office. The last is by monitoring the risks in MMQ financing at BMI of Mas Mansyur Branch Office.Keywords: Risk Management, Risk, Financing, Musyarakah Mutanaqisah, Bank Muamalat Indonesia
PERSEPSI KEGUNAAN, KEMUDAHAN PENGGUNAAN, KEAMANAN DAN PRIVASI SERTA KEPERCAYAAN DALAM PENGGUNAAN ZAKAT ONLINE: DENGAN PENDEKATAN TAM
Authors: Wiharjo Bahana , Hendratmi Achsania
Published: October 2020

This research aim to examine the effect of perception usefulness, ease of use,  security and privacy and trust on online zakat in Indonesian. The sample of this study is the Muslim community in Indonesian who have fulfilled the provisions to pay zakat as many as 31 respondents. The data use are primary data collected using a questionnaire through google form. Indicators of research variables are measured using differential semantic scales 1 to 7. This study proves that usefulness, security and privacy as well as thrust have a significant positive on the use zakat online. Effect on the ease of use the result has a significant negative effect on the use of zakat online. The study also found that the criteria of individuals (respondent) who were relatively young and male were not problematic with the complexity of the online zakat website.Keywords: ease of use, usefulness, security and privacy, trust, online zakat usage, zakat
KEBIJAKAN KEPEMIMPINAN WALIKOTA SURABAYA DALAM MENGAMBIL KEPUTUSAN DI BIDANG EKONOMI YANG BERBASIS MAQASHID SYARIAH
Authors: Kartika Dara Wira , Fauzi R. Moh. Qudsi
Published: October 2020

This study aims to analyze the Surabaya Mayor's leadership policy in making decisions related to the economy and viewed from the perspective of maqashid sharia, namely in fulfilling the basic needs of religion, soul, mind, lineage and wealth. This study uses qualitative methods with a case study approach. The method used in this study is domain analysis to look at the mayor's policies in Surabaya with the fulfillment in the economy seen from the side of the Surabaya city budget. The results of this study are that when viewed from the written budget data it is not balanced between the fulfillment of maqashid sharia. But, judging from the way the mayor of Surabaya in making policies was in accordance with maqashid sharia.Keywords: Public Policy, The Mayor's Leadership in Surabaya, Mayor of Surabaya, Maqashid Sharia
PENGARUH KOMPOSISI PEMBIAYAAN NON BAGI HASIL DAN FINANCING TO DEPOSIT RATIO (FDR)TERHADAP PROFITABILITAS PADA PT BANK MUAMALAT INDONESIA TAHUN 2012-2016
Authors: Wibowo Renanda Rosita , Filianti Dian
Published: October 2020

The purpose of this study is to analyze the relationship of non profit sharing and FDR to profitability in PT Bank Muamalat Indonesia. The approach used is a quantitative using multiple linear regression analysis techniques. The results of this study indicate that partially non-profit sharing is not significant to ROA, partially FDR has a significant negative effect to ROA, non profit sharing and FDR simultaneously significant effect to ROA at PT Bank Muamalat Indonesia.Keywords: Non profit sharing, Financing to Deposit Ratio, Return On Assets, multiple linear regression
PERAN LEMBAGA AMIL ZAKAT MUHAMMADIYAH (LAZISMU) SURABAYA DALAM PEMBERDAYAAN UMKM PEREMPUAN DI SURABAYA MELALUI PEMANFAATAN DANA INFAQ DAN SHADAQAH
Authors: Izdihar Rahadita Azda , Widiastuti Tika
Published: October 2020

The purpose of this study was to find out the role of LAZISMU in empowering female MSMEs in Surabaya through the use of infaq and shadaqah funds. The research method used was descriptive qualitative approach by using case study method. Data collection was done by indepth interview and documentation. The data validation was done by data triangulation. The analysis was done by doing data reduction, data presentation, and drawing conclusion. The result was that LAZISMU Surabaya had a role in empowering female MSMEs in Surabaya through the program Bina Mandiri Wirausaha (BMW). This can be seen in the indicators of the success of MSMEs, namely capital, income, sales volume, production output, religiousness and ability to give alms.Keywords: Empowerment of UMI, LAZISMU, Dana Infaq and Sadaqah
PERAN PEMBERDAYAAN BANK SAMPAH DALAM ISLAM (STUDI KASUS PADA BANK SAMPAH INDUK SURABAYA)
Authors: Alfarisyi Ahmad Thoriq , Fauzi R. Moh. Qudsi
Published: October 2020

This research aims to describe the role of Bank sampah induk Surabaya in empowering the customer's economy from an Islamic perspective. Viewed from an increase in customer empowerment by maddi (material) and ma'nawi (non material). This research uses a descriptive qualitative approach with a case study method. The results of this study were that the four informants experienced increased fulfillment of basic needs, increased income, increased strength, and increased charity, as well as increased environmental hygiene security after joining as customers of Bank sampah induk Surabaya. Maddi (material), managing and sorting its own waste into an economically valuable item and can be saved, it is clear that the empowerment carried out by the Bank Sampah Induk Surabaya is able to improve the economy of its customers in groups and individuals. and ma'nawi (non material), the maintenance of environmental security is the most obvious impact felt by the reduction in the amount of waste because people are beginning to realize the importance of protecting the environment. In addition, by saving in a waste bank, customer charity will also increase along with the increase in people's income.Keywords: Role of Waste Bank, Empowerment in Islamic Perspective, Economy of Natural Resources and Environment, Customer Welfare
PROGRAM PEMBERDAYAAN EKONOMI MUALAF: STUDI KASUS PROGRAM KAMPUNG INSPIRATIF DAN MANDIRI DESA KLEPU OLEH LMI
Authors: Satria Muhammad Affan , Qulub A. Syifa'ul
Published: October 2020

This study aims to understand the role of LMI in Klepu’s muslim convert economic empowerment. This research is a descriptive qualitative study using a case study method. The data in this study were obtained through interviews with program manager of LMI in Madiun, the assistant of the local community, and also the recipients of the program. The results of this study indicate that LMI has a role in economic empowerment of Klepu’s muslim convert, including: as a community facilitator, as a liaison or support between economically supported Muslims with the help of converts who are one of the groups who can receive zakat; utilize existing resources and skills in Klepu Village; To support the agreement of stakeholders, LMI; and providing skills training needed by recipients of the LMI program in Klepu Village.Keywords: Klepu’s Muslim Convert, LMI, economic empowerment
EFEKTIVITAS ZAKAT DALAM MENGURANGI KEMISKINAN DI JAWA TIMUR MENGGUNAKAN TEKNIK BASIC NEEEDS DEFICIENCY INDEX (BNDI)
Authors: Fatmawati Arum , Sukmana Raditya
Published: October 2020

This research aims to test the role of zakat to reduce poverty in the East Java period 2015-2017 by using the index that was recently developed, Basic Needs Deficiency Index. The research method used is qualitative approach with case study strategy. This research formulated BNDI index to measure the deficiency and effectiveness of zakat in resolving poverty. Data required is the total population that its income was below the poverty line in every city of East Java, and also total zakat, which was distributed by BAZNAS East Java in every city of East Java. The results obtained from the BNDI calculation have been able to explain the effectiveness of zakat for reducing poverty and inequality in East Java. The result of calculation, which was a high value or approaching value 1, explains that zakat that was distributed by BAZNAS East Java is not effective in reducing poverty in East Java. Furthermore, the result of this research shows that some cities had the highest BNDI and lowest BNDI as well. Hopefully, this result could be considered to use by the policymaker to improve the effectiveness of zakat in reducing poverty.Keywords: Zakat, Poverty, Basic Needs Deficiency Index (BNDI)
Faktor Stagnasi Penghimpunan Wakaf Uang Pada LAZ Kota Surabaya
Authors: Anwari Shabrina , Ryandono Muhammad Nafik Hadi
Published: October 2020

The research aims to discover factors which affected in stagnation of Cash Waqf collection in LAZ Surabaya. Involving three Zakat Institution; YayasanYatimMandiri, Yayasan Dana Sosial Al-Falah, and BaitulMaalHidayatullah. Research method used with qualitative descriptive approach. Data collection has been using with depth interviews and documentation and validation with source-triangulation technique. Analysis technique used is phenomenology qualitative analysis. Research result conveyed as whole practice of Cash Waqf collection used by three of LAZ. Based on analysis by researcher, besides program innovation expert is highly-demands in Cash Waqf for three institutions.Keywords: Cash Waqf, LAZ, Stagnation, Factors, Collecting
PENGUKURAN EFISIENSI DAN PRODUKTIVITAS RUMAH ZAKAT INDONESIA DENGAN METODE INDEKS MALMQUIST
Authors: Pratama Fahrizal Rizky Putra , Cahyono Eko Fajar
Published: October 2020

The results obtained from the Malmquist Productivity Index seen from the TFP Change score indicate Rumah Zakat Indonesia has an increase in productivity from 2010 to 2017. This was added to the score of more than 1,000 in 2014 and 2015. In carrying out its functions as a manager of zakat, improving the performance of Rumah Zakat in Indonesia in its early years - the beginning of its formation has not been 100% efficient in carrying out its functions, but fulfilling the time of Rumah Zakat has been able to activate its functions efficiently. Evidenced by the last 3 years Rumah Zakat has an efficiency level of 100% and shows Rumah Zakat is an National Amil Zakat Institution (LAZNAS) which has an efficient performance.Keywords: Malmquist, Rumah Zakat, Efficient, Productivity
PERBEDAAN RISK AND RETURN DEPOSITO MUDHARABAH PADA BUS DI INDONESIA (PERIODE 2015-2017)
Authors: Cholilah Noer , Shofawati Atina
Published: October 2020

This research analyzes the level of potential risks and returns received by customers from mudharabah deposit investments. In this study the authors also analyzed the relationship between the two variables whether they have differences in.The research method used is a descriptive quantitative approach. The sample in this study were 9 Islamic Commercial Banks which included: Bank Syariah Mandiri, Bank Muamalat Indonesia, BRI Syariah, BNI Syariah, BCA Syariah, Panin Syariah Bank, Syariah BTPN Bank, Maybank Syariah Indonesia, and Bank Syariah Bukopin. The results of this study indicate that there are significant differences between the risks with investment in mudharabah deposits in Islamic Commercial Banks. The support of this hypothesis is based on the average value of Risk on mudharabah deposit investment in Islamic Commercial Banks of -0.06448, and a significance value of 0.038 (p <0.05). This shows that the two variances are not the same and different.Keywords: Risk, Yield, futures investment, mudharabah deposits
PENGARUH LEMBAGA KEUANGAN MIKRO SYARIAH (LKMS) BERKUALITAS TERHADAP PENINGKATAN KEUNTUNGAN USAHA MIKRO KOTA DEPOK
Authors: Riyadi Aditya Hadid , Effendi Jaenal , Nursyamsiyah Tita
Published: October 2020

Micro-enterprises generally have the potential to improve people's living standards and have contributed to economic growth in Indonesia. In its development process, capital is the biggest problem faced by micro enterprises due to the number of microbusinesses that are still unbankable. The existence of alternative financial institutions other than banks that can overcome these problems is needed. Islamic microfinance institution (LKMS) or commonly known as BMT is the best solution to solve the capital problem of micro enterprises. Easy access to financing for microenterprises and mutually beneficial profit sharing system, LKMS has become a solution for the development of member’s business. This study aims to analyze the effect of islamic micro financial institution (LKMS) on the increase of profit of microenterprises in Depok City using Ordinary Least Square (OLS) method. The result of research shows that there is a significant influence of the increase of profit of microenterprises after financing in LKMS.Keywords: Financing, LKMS, Microenterprises, OLS
Zakat Produktif Dalam Meningkatkan Kualitas Pendidikan Mustahiq Ditinjau Dari Standar Penilaian Pendidikan, Standar Proses, dan Standar Sarana Prasana (Studi Kasus LAZ Inisiatif Zakat Indonesia Cabang Jawa Timur)
Authors: Putra Dimas Rizky Syah , Widiastuti Tika
Published: October 2020

Zakat productive is the utilization of zakat through productive management and empowerment processes, which in practice is carried out by channeling capital into mustahiq which is then managed to fulfill their welfare in the future. This research aims to analyze the role of productive zakat managed by LAZ IZI which has a role in improving the quality of mustahiq education in the Surabaya City. The results of this research indicate that productive zakat funds managed by LAZ IZI play a role in educational assessment standards in the form of increasing GPA for students and report cards for students, then in standard processes in the form of increases in study hours, training and activeness of intra and extra organizations, and the role in standard facilities and infrastructures in the form of increasing learning needs equipment such as notebooks, textbooks, stationery, and other facilities.Keywords : Productive Zakat, Mustahiq, Education Quality
IDENTIFIKASI PENGELOLAAN WAKAF PRODUKTIF PADA PIMPINAN DAERAH MUHAMMADIYAH LUMAJANG
Authors: Mayasari Hilda Gita , Qulub A. Syifa'ul
Published: October 2020

This study aims to describe management of productive endowments managed by the Regional Leadership Muhammadiyah Lumajang where in this case a nazhir appointed by the United Muhammadiyah to manage the productive endowments. This research uses descriptive qualitative approach by using case study strategy. Analytical techniques based on theoretical prepositions follow theoretical prepositions that guide case studies. Data validity technique using triangulation technique, that is test the credibility of data that have been obtained by correcting through some technique, like interview, observation, and documentations. The results show that Muhammadiyah Regional Leaders have managed their assets or productively in order to achieve the benefit of Moeslims in Lumajang District. Endowments management conducted by PDM Lumajang is divided into four business charities, namely religion, education, health, social and economic. In the management of productive endowments PDM Lumajang can do several things, namely to perform management functions in the implementation of productive endowments and create jobs for local communities.Keywords: Productive Endowments, Muhammadiyah, Economic Independence
Pengelolaan Dan Penyaluran Dana Zakat dalam Program yang Bekerjasama dengan Mitra di Baitul Maal Manfaat Surabaya
Authors: Andaru Yurina Dewi , Mintaroem Karjadi
Published: October 2020

This research aimed to find out the way of management and distribution of zakat fund in Manfaat Mitra Mandiri (M3) program existed at Baitul Maal Manfaat Surabaya. The method used was descriptive method with case study. This research also used interview, documentation, and direct observation techniques. The results of the research showed that the management and distribution systems of zakah fund in this program were a co-operation with partners, and then the partners gave the fund to the party of Baitul Maal Manfaat Surabaya to manage. After mustahik has received loan assistance, she must make installment payments on a monthly basis, up to ten months from the time the loan was received. Mustahik would pay the payments and it would be given to the parties of Baitul Maal Manfaat Surabaya, and after that they collected it and gave it back to the partners that were suitable to the Manfaat Mitra Mandiri (M3) program.Keywords:Distribution, Zakah Fund, Baitul Maal, Mustahik
PENGARUH SERTIFIKAT BANK INDONESIA SYARIAH (SBIS), JUMLAH UANG BEREDAR (JUB), DAN TINGKAT INFLASI TERHADAP NILAI TUKAR RUPIAH ATAS DOLLAR AS PERIODE 2012-2017 DI INDONESIA
Authors: Maghfiroh Lailatul Isfa , Widiastuti Tika
Published: October 2020

The Purpose of this research is to Find out the effect of macro economics factor including syaria economics like SBIS, JUB, and Inflation Rare in effect to Exchange rate Agaisnt US Dollar, in Long Term or Short Term in 2012-2017. This Research is a quantitative research using data time series. method used in this research is multiple linear regression with monthly data in 2012-2017 period. this research use data gained from the Central Statistic Agency (BPS) and Indonesia Economic Finance Statistic (SEKI). Result of this Research showed partialy, Bank of Indonesia Syaria Certificate and Total Issued Money are positively and significantly effecting exchange rate against US Dollar in 2012-2017 Period, in the other hand Inflation Rate are negatively and not significantly effecting the exchange rate against US Dollar in 2012-2017 Period. Simultaniously, Bank of Indonesia syaria Ceritificate (SBIS), Total Issued Money (JUB), and Inflation Rate are significantly effecting the exchange rate against US Dollar in 2012-2017 Period.Key Words : Exchange Rate, SBIS, JUB, Inflation
ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT BAGI HASIL TABUNGAN DEPOSITO MUDHARABAH PADA PERBANKAN SYARIAHDI INDONESIA PERIODE 2012 -2016
Authors: Halimatussa’idah Halimatussa’idah , Septiarini Dina Fitrisia
Published: October 2020

The purpose of this research is to analyze the effect of Non Performing Financing,Operational Efficiency Ratio, BI Rate and inflation toward the rate of return mudharabah deposits islamic bank industries in Indonesia start from January 2012 until December 2016. This research use quantitative approach. The analysis method used in this research is time series regression using eviews 9.0 program. This research used saturation sampling. Sample that used in this research were taken from Islamic Bank Statistic issued by OJK, while BI Rate and Inflation taken from www.bi.go.id. The result show that Non Performing Financinghas no effect on the rate of return mudharabah deposits, Beban Operasional Pendapatan Operasional has no effect on the rate of return mudharabah deposits. While BI Rate has positive and significant on the rate of return mudharabah deposits, and than variabel inflation has negative and significant on the rate of return mudharabah deposits. All of the independent variables in this research are simultaniosly significant on the rate of return mudharabah deposits.Keywords: Non Performing Financing(NPF), Operational Efficiency Ratio (BOPO), BI Rate, inflation, the rate of return mudharabah deposits
PERAN LMI DALAM PEMBERDAYAAN EKONOMI MASYARAKAT MISKIN MELALUI PROGRAM GADUH TERNAK BAROKAH DI KABUPATEN TRENGGALEK
Authors: Wulanda Diah Ayu , Faizah Siti Inayatul
Published: October 2020

Gaduh Ternak Barokah is a program established by the Infaq Management Institute to empower the poor who have the ability to raise livestock to meet their daily needs. This program is a collaboration between breeders and the Infaq Management Institute where capital is provided in the form of livestock, namely goats. Breeders row livestock with their own energy and the ability to raise livestock only and later the results of animal husbandry were divided according to mutual agreement. This Gaduh Ternak Barokahis programmed to the economically disadvantaged society of Banaran, Depok Village, Bendungan suburb, Trenggalek Regency. This research aims at determining the role of Gaduh Ternak Barokah program on alleviating the poor society of Banaran, Depok Village, Bendungan suburb, Trenggalek regency based on prosperity indicators. The research approach is qualitative descriptive and uses a case study strategy. The informants in this study consisted of those who received assistance from the program, namely farmers. The technique of determining informants in this study used purposeive sampling techniques and data collection techniques were carried out through interviews and direct observation. Based on the research result, it is shown that Gaduh Ternak Barokah has a role on improving the farmers’ wealth in the point of view of prosperity.Keywords: Role, Empowerment, Farmers, Animal Husbandry Program
PERAN PEMBIAYAAN PRODUK ARRUM BPKB PT PEGADAIAN SYARIAH DALAM MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH DI KOTA SURABAYA
Authors: Novriansyah Muh , Herianingrum Sri
Published: October 2020

In 2017, Bank Indonesia (BI) stated that the contribution of MSMEs was very large in encouraging economic growth with values reaching Rp. 850 trillion per year. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. This study aims to analyze the role of financing for ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in developing MSMEs in the city of Surabaya. The results of this study indicate that the financing of ARRUM BPKB products managed by PT. Pegadaian Syariah plays a role in facility standards in the form of increasing assets and facilities and infrastructure, then in the guidance standard there isa form of increasing knowledge about tips in entrepreneurship, management skills, accounting skills and marketing abilities, and roles in financing standards in the form of increased business turnover resulting in the development of business owned by customers of PT. Sharia Pawnshop.Keywords: Sharia pawnshops, ARRUM BPKB products, MSMEs
DETERMINAN TERHADAP YIELD SUKUK RITEL NEGARA (STUDI TAHUN 2009 – 2017)
Authors: Fitriyah Nida Laili , Ryandono Muhammad Nafik Hadi
Published: October 2020

Retail Sukuk is one of the sukuk series of SBSN issued the first time in 2009 which is enough to attract public interest. The purpose of this study is to find out and analyze the effect of macro variables (inflation and GDP), profit sharing of mudharabah deposits and JII indices to the dependent variable that is the yield of government retail sukuk in the secondary market. This research is a quantitative research with multiple linear regression method that is processed using Eviews8 software.Keywords: Inflation, GDP, mudharabah deposit share, JII, Yield yield of government retail sukuk, SBSN
TEKNIK MITIGASI RISIKO PEMBIAYAAN PEMILIKAN RUMAH (PPR) SYARIAH PADA DEVELOPER PROPERTI SYARIAH
Authors: Sa’diyah Nur , Suprayogi Noven
Published: October 2020

The purpose of this study is to find out the technique of risk mitigation in home ownership financing (PPR) conducted by PT Indo Tata Graha. This study uses qualitative approach with descriptive case study strategy. The data in this study were obtained through primary data in the form of interviews and secondary data in the form of documentation. The results of this study indicate that the risk of home ownership financing (PPR) consists of risks of cancel, default risk, risk of miss manage and the risk of delays in the delivery of goods). To minimize the occurrence of losses and impacts due to risk, Sharia Property Developer has risk mitigation carried out which is divided into two stages, namely before the occurrence of risk and after the occurrence of risk.Keywords: house ownership financing (PPR), PT Indo Tata Graha, risk in house ownership financing, risk mitigation of sharia property developer
PENGUKURAN KINERJA REKSA DANA PADA REKSA DANA SYARIAH DAN REKSA DANA KONVENSIONAL DI INDONESIA PERIODE 2008 – 2018
Authors: Azmi Zulfiyah , Fianto Bayu Arie
Published: October 2020

This research measured and compared the performance between Islamic mutual funds and conventional mutual funds using Sharpe Ratio, Treynor Index, Jensen Alpha, Modigliani Measure, Appraisal Ratio, and Adjusted Sharpe Ratio. This research used quantitative approach with panel data that was measured by using different test and it aimed to find out the comparation of the samples. This research used Net Asset Value (NAV), Joint Stock Price Index, BI Rate to find out return and risk that will be implemented on the measured methods. The results of the research based on T-test are that there is no significant difference of performance between Islamic mutual funds and conventional mutual funds, except the Appraisal Ratio method that shows the difference on Islamic mutual funds that has a better performance.Keywords: Sharpe Ratio, Treynor Index, Jensen Alpha, Modigliani Measure, Appraisal Ratio, Adjusted Sharpe Ratio
A invenção do regional e a roda como ritual: uma abordagem crítica da tradição do choro
Authors: Costa Rodrigo Heringer
Published: October 2020

A evocação dos regionais como referência exclusiva de instrumentação vinculada à tradição do choro é recorrente nas narrativas de músicos contemporâneos. Na literatura, porém, nota-se a presença de uma maior diversidade de instrumentos e formatações engajadas na performance do gênero, durante o período de sua concepção. No intuito de compreender o hiato entre ambas as perspectivas, aproximo o choro do conceito de tradição cunhado por Anthony Giddens. Atravessada pela ideia de permanência, a tradição também se sujeita a diversas disputas práticas e discursivas entre seus agentes por domínio de seus sistemas abstratos, podendo, assim, transformar-se. Partindo desta constatação, destaco a subordinação de tais mudanças, no caso do choro, a negociações ocorridas em seu espaço ritual: a roda. Argumento, por fim, que os regionais se firmaram – a partir de negociações rituais diversas – como parte de uma tradição inventada do choro, que contribui para padronizar e particularizar, no presente, a heterogeneidade de formações instrumentais dedicadas à performance do gênero na passagem do século XIX ao XX. Os dados a fundamentar tais percursos e conclusões foram extraídos da literatura, de processo de observação participante em uma roda de choro na cidade de Belo Horizonte e de entrevistas com músicos dedicados à performance do gênero.
Os jesuítas e a música nos territórios germânicos católicos (1648-1705)
Authors: Kerr Dorotéa Machado , Griman Caio Amadatsu
Published: October 2020

Neste artigo mostraremos o papel fundamental da Companhia de Jesus para o desenvolvimento da música nos territórios germânicos católicos entre o fim da Guerra dos Trinta Anos (1648) e a morte do imperador Leopoldo I (1705). Inicialmente, será examinada a conexão íntima entre os colégios jesuíticos e a aristocracia germânica católica, assim como a influência destas instituições educacionais na vida musical da Áustria e da Baviera. Em seguida, discorreremos sobre uma das principais produções artísticas organizadas pelos jesuítas, o drama escolar. Nesta parte será observado como a música passou, paulatinamente, a ser imprescindível para os empreendimentos teatrais da Ordem. Por fim, discutiremos a importância da Companhia para a elaboração e publicação de canções vernaculares católicas em alternativa às composições luteranas.
Implementação de um sistema composicional semiaberto a partir da similaridade entre conjuntos de classes de notas
Authors: Braga Vinicius , Penchel João , Chagas Igor , Furman Rodrigo , Proença Pedro , Pitombeira Liduino
Published: October 2020

Este trabalho descreve a formalização e aplicação de um sistema composicional, denominado Similare, que articula micro e macroestrutura tomando como base as relações de similaridade entre conjuntos de classes de notas. Após o exame detalhado dos dois referenciais que dão sustentação teórica ao trabalho (sistemas composicionais e similaridade), o sistema foi definido e, a partir dele, duas obras foram planejadas: uma para quarteto de cordas e outra para piano solo. Durante o processo de pesquisa, aplicativos em Python foram elaborados para auxiliar os compositores na manipulação dos conjuntos.
Analysis the Age of Pregnant Woman and Stages of Hypertension as Risk Factors of Preeclampsia Eclampsia on Pregnant Women in Dr. Murjani General Hospital Sampit at June Periode 2018
Authors: Gustiani Herli
Published: October 2020

Abstract: Preeclampsia is a syndrome characterized by an increase in blood pressure and proteinuria that appears in the second trimester of pregnancy which is always recovered in the postnatal period. Preeclampsia can be influenced by many factors, but the analysis of risk factors for preeclampsia in Dr. Murjani Hospital has never been done, especially in relation to the pregnant women age, history of pregnancy, abortion, and stages of hypertension. Thus, this research needs to be done. This research was analytical study with cross sectional approach, which aims to explain the relationship between the age of pregnant women and the stages of hypertension with preeclampsia. Research subjects were patients who came to Dr. Murjani Hospital on 28 May-9 June 2018. Data were collected from the Medical Record section and analyzed by t-test to compare the average of two groups (normal and preeclampsia). Chi Square test with 95% confidence interval was used to find out the relationship between two variables. The results showed that there was no relationship between the age of pregnant mother with preeclampsia incident in Dr. Murjani Hospital, but the stages of hypertension is related with preeclampsia incident in Dr. Murjani Hospital. Keywords: preeclampsia, stage of hypertension, the age of pregnant women