bluuebunny/crossref_metadata_2025 huggingface dataset:
AKSIYADORLIK JAMIYATLARIDA KORPORATIV MADANIYATNI RIVOJLANTIRISH ISTIQBOLLARI
Authors: Akramova Nazokat
Published: January 2025

Aksiyadorlik jamiyatlarida korporativ madaniyatni takomillashtirish yo‘nalishlarini aniqlash uchun uning afzalliklari va muammolariga e’tibor qaratish lozim. Samarali korporativ madaniyat aksiyadorlik jamiyatlari faoliyati va uzoq muddatli istiqbollariga bevosita ta’sir qiladi. Bunday madaniyat aksiyadorlik jamiyatlari muvaffaqiyatining eng muhim omillaridan biri bo‘lib, raqobatdosh ustunlikni saqlab turishda muhim hisoblanadi. Shuningdek, u korxonadagi shaxslarning axloqiy fazilatlariga, fidoyiligiga, mehnat unumdorligiga, jismoniy sog‘lig‘iga va jamoada ishlaydigan odamlarning hissiy farovonligiga ta’sir qiladi. Ushbu maqolada aksiyadorlik jamiyatlarida uchrayotgan korporativ madaniyat muammolari tahlil qilingan va ularga samarali yechimlar topish yo‘llari belgilab berilgan. Hamda korporativ madaniyatning muhimligi va uning kompaniya faoliyatidagi o‘rni, shuningdek, madaniyatning iqtisodiy ko‘rsatkichlarga ta’siri ko‘rib chiqilgan. Muammolar sifatida korporativ madaniyatning yetarli darajada shakllanmagani, xodimlar o‘rtasidagi muloqotning zaifligi, etika va qadriyatlarga rioya qilinmasligi kabi jihatlar tahlil qilingan. Yechimlar sifatida esa korporativ madaniyatni shakllantirishda strategik yondashuvlar, muntazam ta’lim va tarbiya dasturlari, ochiq muloqot va ishonch muhitini yaratish, shuningdek, etika kodekslarini ishlab chiqish va joriy etish taklif qilingan. Tadqiqot aksiyadorlik jamiyatlari uchun korporativ madaniyatni yaxshilash va samarali boshqarish bo‘yicha amaliy tavsiyalarni beradi.
“ИҚТИСОДИЙ БАРҚАРОРЛИК” ТУШУНЧАСИГА ЗАМОНАВИЙ ЁНДАШУВЛАР ҲАМДА УНИНГ АСОСИЙ КЎРСАТКИЧЛАРИ ТИЗИМИ
Authors: Абдуллаева Севарахон
Published: January 2025

Мақолада бугунги кундаги долзарб иқтисодий тушунчалардан бири бўлган иқтисодий барқарорлик атамасининг иқтисодчи олимлар томонидан шакллантирилган таърифлари тадқиқ этилган бўлиб, миллий иқтисодиётни барқарор ривожланганлигини ифодаловчи кўрсаткичлар тизими ёритилган.
САВДОНИНГ РИВОЖЛАНИШ ТЕНДЕНЦИЯСИ ВА УНГА ТАЪСИРЭТУВЧИ ОМИЛЛАРНИ СТАТИСТИК БАҲОЛАШ
Authors: Мухамедова Азиза
Published: January 2025

Мақолада ижтимоий-иқтисодий ўзгаришлар шароитида савдо хизматларини ривожлантириш тизимини баҳолашнинг назарий ва услубий жиҳатларини шакллантириш ва ривожлантиришнинг умумий масалалари кўриб чиқилган. Ишни тақдим этиш жараёнида савдо хизматларини ривожлантириш тизимини баҳолашнинг асосий элементлари умумлаштирилган ва   унинг функциялари тизимлаштирилган, ривожланиш омиллари ўрганилган, шунингдек, савдо хизматларини ривожлантириш тизимини баҳолашнинг роли ўрганилиб, савдо ва миллий иқтисодиётни барқарор ривожлантириш платформасини шакллантиришда савдо хизматларини ривожлантиришга эътибор берилган.
ҚЎШИЛГAН ҚИЙМAТ СOЛИҒИНИ УНДИРИШ AМAЛИЁТИНИ ТAКOМИЛЛAШТИРИШНИНГ КOМПЛЕКС-МAҚСAДЛИ ДAСТУРИ ВA ПРOГНOЗИНИ ИШЛAБ ЧИҚИШ
Authors: Уразматов Жонибек
Published: January 2025

Жаҳонда кейинги йилларда қўшилган қиймат солиғини ундириш механизмини такомиллаштириш масалаларга қаратилган илмий изланишларга алоҳида эътибор берилмоқда. Пул-кредит ва бюджет-солиқ сиёсатининг ўзаро уйғунлигини таъминлаш, солиқ маъмурчилигини бугунги кун талабларига мослаштириш, қўшилган қиймат солиғининг бюджет даромадларини шалланишидаги ўрнини кучайтириш, «узлуксиз қўшилган қиймат занжири»ни вужудга келтириш, даромад ва харажатларнинг ноқонуний айланмасига чек қўйиш каби масалалар мазкур мақолада ёритилган.
ҚЎШИЛГАН ҚИЙМАТ СОЛИҒИ БЎШЛИҒИНИ АНИҚЛАШДА ЎЗБЕКИСТОН ТАЖРИБАСИ
Authors: Ҳотамов Комил , Юсупов Жасурбек
Published: January 2025

Ушбу мақолада қўшилган қиймат солиғидаги бўшлиқ, унинг моҳияти, аниқлаш тартиби ва бу борада Ўзбекистон тажрибаси бўйича ўрганишлар ўтказилган. Тадқиқотлар асосида, қўлланилган қўшилган қиймат солиғи бўшлиғини ҳисоблашдаги камчиликни асослаб, хулоса шакллантирилган.
La importancia de la comprensión lectora en la redacción académica de proyectos educativos en los estudiantes universitarios
Authors: Sánchez Flores Erick Alexander , Yagual Campoverde Susana Marisela
Published: January 2025

El desarrollo de la compresión lectora y la redacción académica en los estudiantes pertenecientes a la educación superior en la actualidad se presenta como una problemática para la elaboración de trabajos académicos, por lo que en el presente trabajo investigativo se tuvo como objetivo el diagnosticar los niveles de comprensión lectora y redacción académica de los estudiantes universitarios pertenecientes al Instituto Superior Tecnológico Simón Bolívar. Para la elaboración de dicho proyecto se consideró necesario el estudio de fuentes bibliográficas consideradas relevantes sobre todo de trabajos realizados por universidades y publicaciones en revistas digitales con investigaciones similares a las variables de estudio propuestas en este proyecto investigativo. La metodología aplicada tiene un enfoque mixto, con un diseño descriptivo y correlacional, la población son los estudiantes de la Carrera de Desarrollo Integral Infantil y la muestra estuvo conformada por treinta y cinco estudiantes, se realizó la recolección de datos a través de la observación directa en el aula, actividades y encuestas a los estudiantes. Los resultados obtenidos son visualizados de manera gráfica mediante tablas y tabulaciones, también debidamente analizados bajo el programa informático jamovi, dichos resultados indican que es necesaria una intervención pedagógica; lo que implica contar con plan de acción para los estudiantes universitarios; en el cual se implementen actividades de formación en la enseñanza-aprendizaje de la redacción académica y la comprensión lectora en sus tres niveles: literal, inferencial, critico valorativo.
Innovación social: un camino hacia la transformación energética de comunidades rurales
Authors: Echevarría Gómez María del Carmen , Pérez Gutiérrez Rosabell , Vega García Yudith , Muñoz Hidalgo Ariel Ramón
Published: January 2025

Los retos sociales son un motor clave para impulsar la innovación social, generando transformaciones socioeconómicas y soluciones sostenibles que fortalecen el desarrollo comunitario. El Proyecto Fuentes Renovables de Energía en Cuba ejemplifica cómo estos desafíos pueden catalizar cambios profundos. Este proyecto analizó la introducción de soluciones energéticas en cinco comunidades campesinas en el centro de Cuba, utilizando un enfoque cualitativo fenomenológico para captar las vivencias de los actores locales. Los resultados mostraron un claro avance hacia la innovación social, reflejado en la participación de la comunidad y la adopción de las tecnologías. Estas energías renovables no sólo transformaron la infraestructura energética, sino que también impactaron el tejido social y económico. Las comunidades no solo integraron las nuevas fuentes de energía en sus prácticas diarias, sino que este proceso fomentó el empoderamiento local y la gestión autónoma de los recursos. El proyecto evidenció que la innovación social va más allá de lo técnico, generando un cambio en el acceso a servicios, la cohesión social y las oportunidades económicas, mejorando la calidad de vida. Así, el Proyecto Fuentes Renovables de Energía como apoyo al Desarrollo Local no solo resolvió una necesidad energética, sino que impulsó un modelo de desarrollo sostenible basado en la participación y la gestión comunitaria, fortaleciendo la resiliencia local.
Implementación de la tecnología blockchain en el Registro de la Propiedad en el Ecuador
Authors: Alcivar Cruz Sandra Gabriela
Published: January 2025

Los sistemas registrales son fundamentales en la sociedad, ya que garantizan la seguridad jurídica en la adquisición de bienes, por el cual, esta investigación se enmarca en la implementación del blockchain como una solución innovadora para mejorar la seguridad, transparencia y eficiencia en los registros públicos ecuatorianos. Se establecen lineamientos para su correcto funcionamiento, considerando aspectos legales y tecnológicos, considerando que la modernización del sistema registral ecuatoriano es esencial para asegurar la propiedad y promover el desarrollo económico. Destacando, que la adopción de blockchain puede ofrecer mayor protección contra alteraciones, agilizar los procesos de inscripción y generar confianza entre los usuarios. Además, se presenta el análisis de experiencias exitosas en otros países y la discusión académica sobre tecnologías emergentes contribuirán a evaluar la viabilidad de implementar blockchain en Ecuador.
Sostenibilidad ambiental y social a través de la economía circular en institutos técnicos y tecnológicos
Authors: Pino Ávila Carmen , Jácome Álvarez Orfa , Vásquez Soriano Mario , Peña Lage Reynaldo Federico
Published: January 2025

La economía circular propone un enfoque renovado para el desarrollo económico y la sostenibilidad del planeta. Se basa en compartir, reutilizar, reparar, renovar y reciclar materiales y productos existentes, generando un valor adicional al prolongar su vida útil. La educación desempeña un papel crucial para comprender, acelerar y fomentar este modelo. En la mayoría de los centros de educación superior en el Ecuador, especialmente en los Institutos Superiores Técnicos y Tecnológicos, el estudio de la economía circular aún no se encuentra integrado en los planes de estudio, ni es parte de su funcionamiento. El problema a resolver fue ¿Cómo los principios de la economía circular pueden ser aplicados de manera efectiva en estos institutos, considerando los aspectos económicos, ambientales y sociales? Para resolverlo se planteó como objetivo general: Diseñar un modelo que permita la implementación de la economía circular en los Institutos Técnicos y Tecnológicos (ITT), desarrollando un enfoque de sostenibilidad ambiental y social. La investigación tuvo un enfoque mixto, es aplicada, descriptiva y exploratoria. Se evidenció desconocimiento de esta temática en las instituciones y la no existencia de un modelo que permita implementar las prácticas de economía circular. Se diseñó un modelo apoyado en un sistema de estrategias que deben conducir a una formación más sostenible, innovadora y consciente, con un impacto positivo tanto en la educación como en el entorno social y ambiental.
Credit Card Fraud Detection in the Banking Sector: A Comprehensive Machine Learning Approach for Information Security
Authors: Mousa Mahmoud Abdallah M. M.
Published: January 2025

In the context of computers, cybersecurity is experiencing significant technological development, and the changes have been driven by its operations in recent years. The secret to creating an intelligent and automated security system is to extract patterns or insights from cybersecurity data and create a matching data-driven model. One of the main problems, and threats to information security, is fraud. Credit card fraud detection (CCFD) is a significant issue for consumers, businesses, and banks, mostly because of the growth of computerized financial transactions. Because of this, a methodology for detecting fraud is presented that uses state-of-the-art machine learning (ML) techniques. The methodology in this research is a carefully chosen set of state-of-the-art ML algorithms that are particularly made for accurate CCFD problems. The technique uses a wide range of ML models to handle large-scale problems with a large number of transactions. Three ML models are used in this study, such as logistic regression (LR), random forest (RF), and XGBoost. These models are trained for accurate results of CCFD. Four evaluation metrics are used in this study to evaluate the ML models, such as accuracy, precision, recall, and f1 score. The results show that the RF model has the highest accuracy of 99.65%, followed by the XGBoost, with 99.963% accuracy, and the LR model, with 99.934% accuracy. The study's summary gives banking organizations, governmental organizations, and legislators crucial knowledge to help them fight against the harm that credit card theft does to customers, businesses, and the economy at large. By offering an ML-driven solution to the fraud problem, our work solves it and opens the door for further advancements in this important field.
Harnessing Statistical Analysis and Machine Learning Optimization for Heart Attack Prediction
Authors: Elhawy Samar L.
Published: January 2025

Artificial intelligence (AI) and the decisions derived from data are pivotal arms in almost any field nowadays; in consequence, statistical analysis and machine learning (ML) have been used in biomedical research, especially in the early diagnosis of complicated disorders such as heart diseases. Early-stage prediction of cardiovascular disease can guide physicians towards better and early treatment and improved outcomes. Here, we utilize ML tools for the enhancement of clinical decision-making based on the digital metadata of the patient. The dataset comes from UCI repository and Applied methods include descriptive statistics for better understanding, correlation/covariance to tell if there is a relationship between explanatory features such as chest pain and target values, classification analysis to explore the disease and evaluate the model, Risk factor analysis to mark the most significant inputs for algorithms, clustering techniques to group patients with similar profiles, logistic regression (LR) and comparing the results after optimization using grid search method, K-means clustering, random forest (RF), ROC curve and AUC to assess the model's ability to diagnose patients. Then applying perceptron algorithm. Suitably, with simple ML algorithms, we can predict the prognosis of the disease with high accuracy
Optimizing Animal Classification through Convolutional Neural Networks
Authors: Sobhi Abdulrahman Aladdin , Abbas Abdulrahman Mohamed , Alkellezli Tareef S. , Eassa Mohamed
Published: January 2025

Efficient and accurate wildlife monitoring in their natural habitats is crucial for conservation efforts. This project introduces an algorithm to identify wildlife species using image recognition, facilitating streamlined monitoring processes. Manual identification proves challenging with a diverse range of species, making automated classification essential. The application of robust deep learning algorithms enables effective wildlife recognition and classification, aiding in the prevention of wildlife-vehicle collisions, tracking of animals, and mitigation of poaching activities. By leveraging a dataset of wildlife images, the algorithm learns to categorize animals accurately, contributing to the preservation of biodiversity. Moreover, the proposed approach demonstrates promising results in classification accuracy, suggesting its potential to enhance existing wildlife conservation practices. The integration of such technological advancements into conservation strategies offers a scalable and efficient solution to address challenges in wildlife management. This research underscores the importance of employing innovative technologies to safeguard vulnerable species and their habitats in the face of increasing human-wildlife interactions and environmental threats.
El Estado Evaluador y la Educación Neoliberal en México y Chile. Un Análisis Comparativo
Authors: García González Angélica
Published: January 2025

El presente trabajo tiene como propósito fundamental demostrar que en México se observa una avanzada similar a la de Chile en términos de política educativa neoliberal. El análisis expone cómo el "Estado Evaluador", caracterizado por una fuerte rendición de cuentas y medición de resultados, se desarrolló en ambos países bajo influencias similares del neoliberalismo, aunque con diferencias significativas en su implementación y consecuencias. La metodología utilizada fue el análisis comparativo cualitativo, que tiene la intención de destacar la importancia de los contextos históricos y políticos en los análisis comparativos y la necesidad de capturar las configuraciones complejas entre los casos (Dietrich Rüschemeyer, 2003). Las similitudes encontradas en ambos países, es que el neoliberalismo consolidó una importante intervención estatal en materia de política educativa, centrando sus esfuerzos en la evaluación y regulación de las políticas, favoreciendo de este modo, las demandas del sistema empresarial. Las diferencias relacionadas con el actuar del “Estado Evaluador”, es que en Chile afecta principalmente a los estudiantes, imponiéndoles estándares de desempeño que perpetúan las desigualdades sociales y económicas, así como su endeudamiento a futuro. Y para el caso de México el actor educativo más afectado ha sido el profesorado, quienes han vivido la precarización laboral de una forma sumamente radical (salarios insuficientes y contratos temporales) entre otras afectaciones. El análisis revela que la lógica del mercado se ha infiltrado de manera profunda y diferenciada en los sistemas educativos de Chile y México. Ambos países enfrentan consecuencias graves en sus sistemas educativos, pero con dinámicas específicas.
De la formación académica al emprendimiento: Entrada al sector privado cultural de las cantantes del Instituto Universitario de Bellas Artes de la Universidad de Colima
Authors: Corona Delgado Mariana Del Rocio , León Arana Adriana
Published: January 2025

Este artículo de revisión analiza el proceso de diseño, implementación y consolidación de Polymnia Producciones, una empresa cultural femenina enfocada en la música, con el objetivo de explorar su modelo como herramienta para fomentar el emprendimiento cultural en mujeres. A través de un enfoque metodológico mixto que combina técnicas cualitativas y cuantitativas, se recolectaron datos mediante entrevistas semiestructuradas, encuestas y observación directa durante las distintas fases del proyecto. Los resultados obtenidos destacan el impacto positivo en las participantes, quienes adquirieron habilidades tanto artísticas como empresariales, fortaleciendo su autonomía y empoderamiento. Además, se evidenció que la sostenibilidad financiera sigue siendo uno de los mayores retos, a pesar de la diversificación de servicios y la promoción cultural. El análisis también revela que el emprendimiento cultural femenino contribuye al desarrollo económico local, aunque requiere de un mayor apoyo institucional y políticas públicas que faciliten el acceso a recursos financieros. Los hallazgos sugieren que Polymnia Producciones ofrece un modelo replicable que combina creatividad, formación empresarial y compromiso con la comunidad, sirviendo como base para futuros proyectos similares en el ámbito cultural femenino.
Seeing and Not Seeing: Unexplained Phenomena in Science
Authors: Krase Jerome
Published: January 2025

Why, beyond competitive and pecuniary interests, do scientists disagree with each other when presented with the same evidence. As they are also ordinary social beings much can be explained by their different socialization experiences and especially their professional education. To better understand these difficulties it is suggested here that a visual ethnographic approach might be of value. Metaphorically scientists are either unwilling or unable to "see" the validity of the evidence presented to them. Therefore in order to demonstrate such valid yet varying interpretations of the same data, this brief visually enhanced essay focuses on two photographs that might defy agreement among viewers as each depends upon either prior knowledge and/or different orientations to the subject/object.
Unexplained Phenomena in Science
Authors: Andreacchio Marco
Published: January 2025

While the enterprise of modern science seeks to explain phenomena, its own methodology (viz., the scientific method) tends to blind scientists both to phenomena in their original, pre-scientific context and to the very nature or essential motive of science. In order to explain phenomena as they are we need to see them on their own ground or in their own genesis. This applies to the phenomenon of science, as well. Science itself begs to be explained pre-scientifically, or more precisely it begs for an explanation unfolding out of an exploration of the hiatus between science and its pre-scientific world. Only by standing phenomenologically in the interstice between the scientific and the pre-scientific can we truly explain the phenomenon of science, thereby exposing ourselves to an understanding of phenomena as they are and not merely as they are supposed to be relatively to ends alien to them.
Emotions on the Battlefield: Towards A Sociological Analysis
Authors: Malešević Siniša
Published: January 2025

The focal point of this article is the relationship between emotions and close-range fighting. Emotions play a central role in warfare. Nearly all soldiers who encounter combat zones experience intense emotional reactions. Some of these emotions are negative, such as fear, panic, anger, rage, or shame, while others are more positive, including pride, elation, joy, or exhilaration. Some scholars argue that there is inherent uniformity of emotional reactions on the battlefield. However, recent studies indicate that the emotional dynamics in the combat zone are more complex and flexible. Following this research, I argue in this article that there are pronounced historical and cultural differences in the emotional responses of fighters in combat zones. Facing the same realities of close-range fighting, soldiers tend to display different emotional reactions and these reactions are more variable as the cultural and historical contexts change.
Le Sénégal entre islamisation et colonisation : métissage culturel ou culturicide ?
Authors: SAMBA Moussa
Published: January 2025

Abstract. The last millennium has seen Africa completely shaped by people supposedly
invested with a divinely civilizing mission. The trans-Saharan conquest (Islamization)
and the transatlantic conquest (colonization), which lasted nearly 1100 years, were both
of rare violence with events that left indelible traces in Africa. They have provoked
massacres at all levels, to such an extent that questions are being raised about their
genocidal and "culturicidal" characteristics. The fact remains that from this fierce
encounter was born a new Africa with new characteristics to be attributed to the plastic
character of the human. This article, which gives the example of Senegal, offers us the
opportunity to question the history of these conquests and their consequences today from
a cultural, religious and political point of view : the victory of cultural mixing. These
developments are preceded by a conceptual elucidation of the terms genocide, culturicide
or ethnocide.
Keywords : islamisation, colonisation, cultural mixing, culturicide, Senegal
PENERAPAN METODE DISKUSI UNTUK MELATIH KETERAMPILAN BERPIKIR KRITIS SISWA DI SEKOLAH DASAR
Authors: Mohammad Rizky Maulidi  , Andreyano Firmansyah
Published: January 2025

Metode pembelajaran adalah salah satu aspek yang sangat penting dan merupakan model yang digunakan seorang pendidik untuk menyampaikan materi pembelajaran, sehingga tujuan dan proses pendidikan berlangsung efektif dan tercapai dengan baik, dengan hal ini metode pembelajaran sangat dibutuhkan dalam sekolah, khususnya bagi pembelajaran di dalam kelas. Metode diskusi dimaksudkan untuk merangsang siswa dalam belajar dan berpikir secara kritis dan mengeluarkan pendapatnya secara rasional dan objektif dalam pemecahan suatu masalah sehingga dengan metode ini diharapkan proses pembelajaran akan lebih mengarah pada pembentukan kemandirian siswa dalam berpikir dan bertindak. Dalam kehidupan sehari-hari manusia sering kali dihadapkan pada persoalanpersoalan yang tidak dapat dipecahkan hanya dengan satu jawaban atau satu cara saja, tetapi perlu menggunakan banyak pengetahuan dan macam-macam cara pemecahan dan mencari jalan yang terbaik. Penelitian ini dilakukan dengan menggunakan metode SLR dan menggunakan metode kuantitatif untuk mendapatkan informasi dari guru di SDN BABAN 1 terkait penerapan metode diskusi untuk melatih keterampilan berpikir kritis siswa di sekolah dasar.
ANALISIS PEMANFAATAN APLIKASI RUMAH BELAJAR SEBAGAI ALAT BANTU ASESMEN PADA PEMBELAJARAN Di SDN ROMBEN GUNA II
Authors: Feri Aprillah  , Laila nur fadilah  , Moh Taufiq Ilham
Published: January 2025

Penelitian ini bertujuan untuk menganalisis pemanfaatan aplikasi Rumah Belajar sebagai alat bantu asesmen dalam pembelajaran. Aplikasi Rumah Belajar yang dikembangkan oleh Kementerian Pendidikan, Kebudayaan, Riset, dan Teknologi Republik Indonesia, menawarkan berbagai fitur edukatif yang dapat mendukung proses pembelajaran, termasuk dalam hal asesmen siswa. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus pada sejumlah sekolah yang menerapkan aplikasi Rumah Belajar dalam kegiatan belajar mengajar. Hasil penelitian menunjukkan bahwa aplikasi ini mempermudah guru dalam melakukan asesmen formatif, memberikan umpan balik secara cepat, serta memonitor kemajuan belajar siswa secara lebih efektif. Aplikasi ini juga membantu siswa untuk melakukan evaluasi diri dan meningkatkan keterlibatan mereka dalam pembelajaran. Namun, terdapat beberapa tantangan, seperti keterbatasan akses internet dan kurangnya pemahaman teknis dari sebagian guru dalam memanfaatkan fitur-fitur aplikasi secara maksimal. Secara keseluruhan, aplikasi Rumah Belajar dapat dijadikan alat bantu asesmen yang efektif jika didukung oleh pelatihan yang tepat untuk pendidik dan infrastruktur teknologi yang memadai.
Analisis Dampak Fintech terhadap Efisiensi Operasional dan Kinerja UMKM
Authors: Fitriani Bela , Mansur Chadi Mursid
Published: January 2025

This research aims to explore the role of Financial Technology (Fintech) as a strategic tool in supporting the growth and development of the Micro, Small, and Medium Enterprises (MSMEs) sector in Indonesia. Through the Literature Review method with a descriptive qualitative approach, this study analyses various literatures to understand the positive impact of Fintech on operational efficiency and capital accessibility for MSMEs. The study revealed that Fintech lending is able to expand MSMEs' access to financing, reduce transaction costs, and improve financial literacy among businesses. In addition, Fintech acts as a catalyst in building a more modern, innovative, and competitive business management system. This research is expected to provide strategic insights for MSME players, policy makers, and other stakeholders in optimising Fintech to support the sustainability and growth of the MSME sector in the digital era. With the right technological adaptation, MSMEs can maximise the potential of Fintech while expanding opportunities for growth in the future.
Authentic Assessment in Kurikulum Merdeka: Benefits, Challenges, and Implementation Strategies
Authors: Ramadhani Robi'ah Wisda
Published: January 2025

Authentic assessment plays a crucial role in enhancing the relevance and effectiveness of education, particularly within the framework of Kurikulum Merdeka. This study aims to explore the benefits, challenges, and implementation strategies of authentic assessment in Indonesian schools. Using a qualitative approach through a systematic literature review, data were collected from scholarly articles, academic books, and official documents. The findings reveal that authentic assessment enhances student engagement, motivation, 21st-century skills, and provides actionable feedback for continuous improvement. Key challenges include significant time and resource requirements, maintaining consistent assessment standards, and the lack of teacher training. Proposed strategies include professional development programs, resource allocation, and the development of comprehensive guidelines. These findings highlight the importance of support systems to ensure the effective integration of authentic assessment, aligning with Kurikulum Merdeka’s goal of preparing students for real-world challenges.
SOCIAL EMOTIONAL LEARNING ON STUDENTS’ LEARNING MOTIVATION TO YOUNG LEARNERS
Authors: Sri Sulis Kurniawati
Published: January 2025

This study investigates the impact of Social Emotional Learning (SEL) on the learning motivation of young learners. SEL, a framework that integrates social and emotional development into the learning process, plays a crucial role in shaping students' attitudes and behaviors toward education. By utilizing a Systematic Literature Review (SLR) method, this research synthesizes findings from various academic sources to understand how SEL programs enhance motivation among young learners. The study identifies key strategies within SEL, such as fostering self-awareness, empathy, and effective communication, that contribute to creating a positive and engaging learning environment. Findings from the review suggest that SEL implementation not only improves students’ motivation but also supports their overall academic and emotional development. This research provides valuable insights for educators and policymakers seeking to incorporate SEL into early education systems, aiming to foster more motivated and emotionally resilient learners.
Pengaruh Word of Mouth dan Testimoni Online terhadap Keputusan Pembelian Produk Skincare G2GLOW
Authors: Riski Indah Pratama  , Putri Eka Gianti  , Pio Risqi Fil’ilmi  , Pupung Purnamasari
Published: January 2025

Keputusan pembelian konsumen saat ini tidak lagi sepenuhnya didasarkan pada iklan konvensional, melainkan pada rekomendasi interpersonal seperti Word of Mouth (WOM) dan testimoni online. Penelitian ini menganalisis pengaruh Word of Mouth (WOM) dan testimoni online terhadap keputusan pembelian produk skincare G2GLOW, dengan menitikberatkan pada sinergi antara kedua variabel tersebut dalam konteks pemasaran digital. Dengan menggunakan pendekatan kuantitatif melalui survei yang melibatkan 100 responden, penelitian ini mengukur dampak WOM dan testimoni online secara individu maupun simultan. Hasil analisis menunjukkan bahwa WOM memiliki pengaruh signifikan terhadap keputusan pembelian, terutama karena tingkat keaslian yang tinggi dan sumber informasi yang bersifat personal. Sementara itu, testimoni online, dengan jangkauannya yang luas, memberikan validasi tambahan yang memperkuat keputusan konsumen. Kedua metode ini terbukti saling melengkapi dalam menciptakan pengaruh optimal terhadap perilaku pembelian konsumen. Penelitian ini memberikan implikasi strategis bagi G2GLOW, seperti memanfaatkan program referensi untuk WOM dan secara aktif mengelola testimoni online guna meningkatkan efektivitas pemasaran. Kombinasi strategi ini, yang didukung oleh inovasi digital, dapat memperkuat daya saing G2GLOW di pasar skincare yang kompetitif.
Identifying Criteria for a Successful Marriage: A Grounded Theory Study
Authors: Nikooy Maryam , Asgharirad Ali Akbar , Najari Forushani Samaneh , Mehregan Mohammad
Published: January 2025

Objective: This study aims to identify the criteria for a successful marriage through a qualitative approach using grounded theory methodology.

Methods: This qualitative study employed grounded theory with a systematic approach. Participants included 12 married individuals from Iran, selected through purposive sampling. Data were collected via semi-structured interviews, analyzed using open, axial, and selective coding following Strauss and Corbin’s method. Lincoln and Guba’s criteria for trustworthiness were applied to ensure the reliability of findings.

Findings: The study identified five paradigms: central factors, causal factors, contextual factors, facilitating factors, and outcomes, encompassing 11 main categories, 21 subcategories, and 45 initial codes. The central category of "couple interactions" included emotional regulation, mutual understanding, intimacy, commitment, and satisfaction as key indicators of a successful marriage. Causal factors included initial attraction, emotional maturity, and family interactions during courtship, while facilitating factors highlighted family support. Contextual factors such as economic, cultural, familial, and individual aspects were also significant.

Conclusion: The findings emphasize that successful marriages are influenced by a combination of individual, relational, and contextual factors. Practical applications include incorporating these insights into premarital counseling, marital therapy, and educational programs to promote emotional well-being, mutual understanding, and satisfaction in marital relationships.
The Role of Socio-Cultural Factors (Cultural Values of Marriage and Perceived Social Support) in Partner Selection Criteria
Authors: Kheradmanesh Behnaz , Mokhtari Masoumi Alamdarloo Saeed , Mazaheri Mohsen
Published: January 2025

Objective: The present study aimed to examine the role of socio-cultural factors (cultural values of marriage and perceived social support) in the criteria for partner selection among students of Shiraz city.

Methods: This research employed a descriptive and correlational design. The statistical population consisted of all students of Islamic Azad University, Shiraz branch, who were studying in the year 2022. A sample of 377 individuals (235 females and 142 males) was selected using a multi-stage cluster sampling method. The participants were assessed using the Marriage Cultural Values Questionnaire (Delkhomoush, 2013), the Multidimensional Perceived Social Support Scale (Zimet et al., 1988), and the Partner Selection Criteria Questionnaire (Schwartz & Hassebrook, 2012). After collection, the questionnaires were edited using SPSS software, and 26 items were analyzed at both descriptive and inferential levels.

Findings: The analysis of the findings using multiple regression in a simultaneous method revealed that intellectual self-construal, emotional self-construal, hierarchical cultural values, and perceived social support significantly and positively influenced the partner selection criteria of the participants. Additionally, the results from the stepwise multiple regression analysis indicated that among the socio-cultural factors, intellectual self-construal had the most substantial role in partner selection criteria.

Conclusion: Therefore, in the modern era, with the development of individuals' socio-economic status, partner selection criteria have become more individualistic and oriented towards personal love and affection.
Examining the Role of Social Networks and Subjective Norms within Rusbult's Investment Model Framework to Predict the Stability of Marital Relationships in Divorce-Seeking Couples
Authors: Nadi Zahra , Mami Shahram , Ahmadi Vahid , Sayehmiri Kourosh
Published: January 2025

Objective: The primary aim of this study was to integrate the role of social networks and subjective norms into the theoretical framework of the investment model of relationships to predict marital stability among divorce-seeking couples in the city of Ilam.

Methods: This research employed a correlational design. The statistical population included all divorce-seeking couples in Ilam during 2019–2020 who visited family courts, counseling centers, and divorce registry offices. A sample of 160 participants was selected using convenience sampling. Data collection utilized the following instruments: the Marital Instability Index (Edwards et al., 1987), the Social Networks in Marital Relationships Scale (researcher-developed, 2019), the Subjective Norms in Marital Relationships Scale (researcher-developed, 2019), and Rusbult’s Investment Model Scale (1980). Data analysis was conducted using path analysis via AMOS version 23.

Findings: The findings indicated that the tested model exhibited acceptable fit. Significant positive correlations were found between marital satisfaction and marital commitment, while significant negative correlations were observed between the quality of alternative relationships and marital commitment. Additionally, relationship investment and marital commitment were significantly positively correlated. A significant relationship was identified between marital commitment and marital instability at the level of p<0.05. However, no significant relationship was observed between social networks and marital commitment or between subjective norms in marital relationships and marital commitment. Furthermore, the results demonstrated that marital commitment mediated the relationship between satisfaction with the relationship and marital instability (p≤.05), the quality of alternative relationships and marital instability (p≤.05), relationship investment and marital instability (p≤.01), and subjective norms and marital instability (p≤.05). However, marital commitment did not significantly mediate the relationship between the influence of social networks in marital relationships and marital instability.

Conclusion: Based on the findings and the role of subjective norms and social networks within Rusbult’s investment model, the results of this study can be utilized in counseling centers to enhance and prevent the instability of marital relationships.
Validation of the Emotional Responses to Sexual Infidelity Scale in Individuals Affected by Sexual Infidelity
Authors: Aghili Seyed Mojtaba , Charkhandeh Fatemeh , Mirani Arastoo
Published: January 2025

Objective: The aim of the present study was to validate the Emotional Responses to Sexual Infidelity Scale in individuals affected by sexual infidelity.

Methods: This research employed a descriptive-analytical validation approach. The statistical population comprised individuals affected by sexual infidelity by their spouses, who sought assistance from psychological counseling centers and the Dispute Resolution Council in the city of Gorgan in 2023. A sample of 415 individuals was selected using a sample size estimation method. Data were collected using the Emotional Responses to Sexual Infidelity Scale developed by Turliuca & Scutarua (2014). After evaluating content validity, exploratory and confirmatory factor analyses were performed to assess construct validity. Cronbach’s alpha coefficient was used to examine reliability, and Pearson’s correlation coefficient test was applied for further investigation of the main research variables. Analyses were conducted using SPSS and AMOS24 software.

Findings: Confirmatory factor analysis findings demonstrated that the single-factor model of the Emotional Responses to Sexual Infidelity Scale exhibited good fit, based on the following indices: RMSEA = 0.05, CFI = 0.92, TLI = 0.91, and IFI = 0.92. The reliability of the 27-item Emotional Responses to Sexual Infidelity Scale was determined to be 0.81 based on Cronbach’s alpha. The content validity of the questionnaire exceeded 0.99. Bartlett’s test yielded a chi-square value of 748.65, degrees of freedom of 105, a significance level of 0.001, and KMO = 0.77.

Conclusion: The results indicate that the present scale has favorable psychometric properties for use in the Iranian population of individuals affected by sexual infidelity. It can be employed as a reliable instrument in future research and diagnostic contexts.
Consequences of Online Extramarital Relationships from the Men's Perspective: A Qualitative Study
Authors: Hajizadeh Zeinab , Lotfi Kashani Farah , Vaziri Shahram , Ahi Qasem
Published: January 2025

Objective: The aim of this study is to qualitatively analyze the consequences of online extramarital relationships from the perspective of men.

Method: This research was conducted using a qualitative approach, employing content analysis. Based on the principle of theoretical saturation, twelve men participated in this study. Semi-structured interviews were used for data collection, and MAXQDA software was used for coding and categorizing the data.

Findings: The consequences of online extramarital relationships among men can be classified into two main categories and five subcategories. The results indicate that hiding the relationship while maintaining marital life, public disclosure, divorce, and separation are among the consequences of online extramarital relationships from the men's perspective.

Conclusion: In conclusion, this study highlights the complex dynamics of online infidelity among men in Mashhad, Iran, revealing key themes such as relationship concealment, marital dissatisfaction, and the impact on trust and family stability. The findings underscore the importance of understanding cultural and individual factors in the context of extramarital relationships and provide a foundation for future research on the psychological and relational consequences of online infidelity.
The Perspectives of Family Specialists on the Socio-Cultural Challenges of Family Therapy Interventions in Iran: A Qualitative Study
Authors: Ordukhani Maryam , Kachooei Mohsen , Keshmiri Morteza
Published: January 2025

Objective: The present study aimed to explore the socio-cultural challenges of family therapy. This applied research utilized a qualitative phenomenological approach.

Methods: The study population consisted of specialists in various fields of couples and family therapy in Tehran province during the years 2022-2023, who met the inclusion criteria for the study. The inclusion criteria were psychologists or counselors with a Master's or Doctoral degree who had at least five years of experience in one of the family-related fields and were willing to collaborate in the research. A purposive, snowball sampling method was used, continuing until data saturation was reached, with a final selection of 15 specialists. Semi-structured interviews were used for data collection, and the data were analyzed using an inductive thematic analysis approach.

Findings: The findings revealed 24 initial concepts, 5 sub-themes, and 2 main themes as the socio-cultural challenges and factors that perpetuate these challenges. Ineffective application of existing family therapy theories in response to societal changes, social harms affecting family systems over time, and socio-cultural-economic damages were among the sub-themes of challenges. Differences in opinions regarding the strengthening of theory-building and the approach to localizing interventions without relying on existing theories were identified as factors that sustain these challenges.

Conclusion: This study offers a new perspective on the impact of societal context on the effective or ineffective implementation of interventions based on non-native theories, providing an alternative approach to examining the issues of cultural insularity in interventions, beyond considerations of religion and written documents in research.
Effectiveness of Integrative Systemic-Psychodynamic-Behavioral Couples Therapy on Marital Quality of Life in Dysfunctional Couples Referred to Counseling Centers
Authors: Pourmeydan Somayeh , Mehrabizadeh Honarmand Mahnaz , Hashemi Seyyed Esmaiel , Abbaspour Zabihollah
Published: January 2025

Objective: The aim of this study was to evaluate the effectiveness of integrative systemic-psychodynamic-behavioral couples therapy on marital quality of life in dysfunctional couples referred to counseling centers in Ahvaz.

Methods: The research design was a single-case experimental design. The study population included all dysfunctional couples who visited counseling centers in Ahvaz in 2019. A convenience sampling method was used, selecting three couples with low marital quality of life, who then received integrative systemic-psychodynamic-behavioral couples therapy over 12 sessions, each lasting 1.5 hours. The Perceived Marital Quality Dimensions Questionnaire (Fletcher et al., 2000) was used in this study. To analyze the data, visual analysis, the stability index, and the percentage of improvement were used.

Findings: The results showed that the stability index during both the treatment and follow-up phases was significant. The overall percentage of improvement also indicated that the effectiveness of integrative systemic-psychodynamic-behavioral therapy on marital quality of life in dysfunctional couples, based on Blanchard’s classification, fell within the "slight improvement" category during both the treatment and follow-up phases, which generally suggested the success of the intervention in improving marital quality of life in dysfunctional couples.

Conclusion: Based on the findings, it can be concluded that integrative systemic-psychodynamic-behavioral couples therapy can lead to an improvement in marital quality of life.
Investigating the Effect of Storytelling on Academic Engagement and Academic Buoyancy of Elementary School Students in Babol
Authors: Zolfaghar Kharrat Khadijeh , Sadati Seyedeh Zahra
Published: January 2025

The purpose of this study was to examine the effect of storytelling on academic engagement and academic buoyancy among male elementary school students in the city of Babol. This applied research was a quasi-experimental study. The statistical population of this research included all male elementary school students in Babol in 2022, totaling 18,900 individuals. Out of this population, 30 students were selected through convenience sampling and divided into two groups: an experimental group and a control group. The intervention consisted of twelve two-hour sessions over a period of 60 days, based on the protocol by Mousavi and Baghuli (2019). Data collection tools included the standardized Academic Engagement Questionnaire by Fredricks, Blumenfeld, and Paris (2004), and the standardized Buoyancy Questionnaire by Martin and Marsh (2006). Both questionnaires demonstrated high validity and reliability, with Cronbach's alpha coefficients of 0.88 and 0.86, respectively. Data were analyzed using descriptive statistical techniques (frequency tables, bar charts, central tendency indicators such as mean and mode, and dispersion indicators like standard deviation) and inferential statistics (ANCOVA and MANCOVA models) in SPSS 22 software. The results of this study indicated that storytelling positively impacts the academic engagement and academic buoyancy of male elementary school students in Babol.
Cultural Views on Physical Disabilities Before and After Fulfilling Accessibility
Authors: NURMIATI Dwi Rahayu , HAPSARI Nurliana Cipta , TAFTAZAN Budi Muhammad
Published: January 2025

Yakkum Emergency Unit (YEU) is a non-governmental organization that focuses on emergency disaster response. YEU also has a mandate to provide protection and provide for the needs of vulnerable groups, including people with physical disabilities. One of the programs designed is to provide household level accessibility for people with physical disabilities. This includes providing emergency lights, installing handrails, making ramps, and repairing bathrooms. The purpose of this research is to identify cultural views towards physical disability before and after compliance with accessibility. This shows a comparison of society's views towards physical disability before and after the action including accessibility by the YAKKUM Emergency Unit which includes an evaluation of how stigma, perception and handling of individuals are carried out. physical disabilities change or do not change over time. This research uses qualitative methods. Qualitative research is suitable for cultural research because it uses data collection techniques such as data reduction and drawing conclusions. Previously, society had a stigma or negative perception towards individuals with physical disabilities, but after this intervention, there was an increase in social acceptance and inclusion for them. The role of the YAKKUM Emergency Unit in meeting accessibility needs in Ciputri Village is very important. Concrete steps such as building accessibility infrastructure have a real impact on the quality of life for individuals with physical disabilities in the community.