bluuebunny/crossref_metadata_2025 huggingface dataset:
The Genesis of the Implementation of Forensically Significant Information (by Operative Units of the National Police and Bank Security Services) Obtained During the Preliminary Expert Forensic Investigation of Plastic Means of Payment
Authors:   National Academy of Internal Affairs, Kyiv, Ukraine, Nesen Olha , Chuprina Olena ,   National Academy of Internal Affairs, Kyiv, Ukraine, Pavlovska Nataliia ,   Kyiv National Economic University, Kiev, Ukraine, Soroka Iryna ,   National Academy of Internal Affairs, Kyiv, Ukraine, Kharchenko Serhii ,   National Academy Internal Affairs, Kyiv, Ukraine
Published: April 2023

The development of market relations made for appearance of new practice in Ukraine. Bank operations, commerce agreements and mutual payments are conducted by means of plastic charge means (hereinafter PCM). Nowadays it is PC Market, which is developing dynamically in Ukrainian economy. It is to advantage of initiators, who introduce plastic cards (hereinafter PC) into practice, in particular, banks, to obtain commission, expand business spheres on different scale, broad consumer services and attract more clients. The cited above makes business of commercial structures promising and profitable. In their turn PC holders have some advantages. They need not have a huge sum of cash on them, fulfill some ceremonial functions characteristic of other ways of cashless settlement. PC facilitates obtaining goods and services on credit automatically without drawing up operations in a bank directly. Very soon settlements through PC can take leading stand among Cashel payments due to their universality and advantages.
Pedagogical Co-Creation as a Condition for Training Future Music Teachers to Lead Folklore Groups
Authors:   Dragomanov Ukrainian State University (Kyiv, Ukraine), Shevchuk Petro
Published: April 2023

The article examines the phenomenon of co-creation as a condition for the professional growth of future music teachers. The content of creative interaction of future teachers-musicians both during classroom work and in the process of production practice is highlighted. The author of the article draws attention to the fact that the process of co-creation has a positive effect not only on student learning, but also on the development of the teacher himself, improves his creative abilities, deepens knowledge and creative skills. Such interaction is the best possible means of establishing a working atmosphere in the artistic team, and also has a developmental impact on the practical activities of future music teachers in direct work with students. Based on the works of modern researchers of this issue, the author comes to a conclusion about the use of special forms and methods of professional training for ensemble management, the development of a number of personal qualities for creative communication. The work provides examples of interaction and useful co-creation of teachers and students. The author offers ways to overcome problems and misunderstandings on the way to productive interaction between members of the artistic team.
COVID-19 outbreak impact on the wellbeing of migrants in U.S. college towns: The Case of Gainesville, Florida
Authors: Abukhalaf Amer Hamad Issa , Naser Abdallah Y , von Meding Jason , Cohen Sharon L , Mehdipour Haleh , Abusal Deyaaldeen M
Published: April 2023

A major characteristic of U.S. college towns is the continuous influx of migrants who come to study and work under a visa. Unfortunately, these groups are underrepresented in pandemic and disaster studies. Migrants can be more vulnerable in the face of pandemics due to the limited access to resources, cultural differences, and social discrimination. The main goal of our study is to help close this research gap by answering the following research questions: How did the COVID-19 outbreak impact the wellbeing of migrants in Gainesville, Florida? And how did the changes in visa regulations and deportation threats during the COVID-19 outbreak affect the anxiety and depression levels among migrants in Gainesville, Florida? The data was collected through a mixed-methods approach. This involved semi-structured interviews with eleven migrants from Gainesville. Following the interviews, we conducted a cross-sectional survey based on previously validated depression and anxiety questionnaire tools (PHQ-9 and GAD-7), and it was completed by 165 migrants from Gainesville. Three main themes resulted from the qualitative analysis of the interviews; 1) Emotional struggles and socioeconomic challenges, 2) Discrimination and lack of government and institutional support, and 3) Communication challenges. Simultaneously, due to the visa changes, the survey sample had mild to moderate depression and anxiety levels on average based on the PHQ-9 and GAD-7 scales. Our findings offer practical policy insights which can help in developing effective and equitable pandemic and disaster risk-reduction strategies.
A Villain in Disguise in the Management of Painful Peripheral Neuropathy: A Case Report
Authors: Upadhyay Prateek , Mitra Sukanya , Ahlawat Prashant
Published: April 2023

Tuberculosis is widely prevalent in India and the patients often require holistic management of the disease, the related complications, adverse effects of treatment, and long-term sequelae. We present here a case of a 17-year-old male who presented with painful peripheral neuropathy to the pain clinic with excruciating pain. A thorough history, clinical examination, work-up, and treatment resulted in the alleviation of the patient’s pain over 6 weeks. We aim to bring into notice the under-reported role of Cycloserine in addition to Linezolid as inciting agent in peripheral neuropathy, necessary alterations, and advocate for a holistic approach in pain clinics.
Digital Transformation of Service Enterprises: Assessing Influence Factors
Authors:   Northwest A & F University, Feng Wei
Published: April 2023

The article raises the topic of assessing the readiness of enterprises in the service sector of Kazakhstan for digital transformation. The information base of the study is the balanced data panel of the Bureau of National Statistics of the Agency for Strategic Planning and Reforms of the Republic of Kazakhstan, which includes 17 regions of Kazakhstan, surveyed for the period from 2016 to 2021 on 13 indicators. The number of observations of 17 regions over 6 years determines the total volume of the combined sample, equal to 100. The method of correlation and regression analysis was used to solve the problem of assessing the readiness of service enterprises for digital transformation, which allows us to describe the object of study in the most compact and comprehensive way to cover the main processes of digitalization of the service sector in the regions of Kazakhstan. The performed calculations and the constructed regression model did not allow any of the put forward research hypotheses to be refuted. The significance of the factors described in the scientific literature for the development of new sectors and the adaptation of the service sector to digitalization processes has been confirmed. In the current socio-economic conditions, the most significant factors for the formation and development of new sectors of the economy in Kazakhstan, as well as the creation of conditions and opportunities for the creative implementation of professionals are: a high concentration of human capital (the share of the employed population with higher education, the share of students in the population); conditions for the development of information technology (the cost of information technology, the number of enterprises and individual entrepreneurs in the service sector, the availability and quality of IT).
Interaction of universities, the state, and enterprises of the mining and metallurgical complex of the Pavlodar Region of the Republic of Kazakhstan
Authors:   Almaty Management University, Myrzakhmet M. , Zhanabayeva Zh. ,   L.N. Gumilyov Eurasian National University, Myrzakhmet Zh. ,   L.N. Gumilyov Eurasian National University
Published: April 2023

Uniform development of territorial-industrial complexes is the main goal of the state's regional policy. Here, the key point is the development of centers and the improvement of the use of regional features. The article explores the interaction of universities, business, and the state in the Pavlodar region of the Republic of Kazakhstan. The issue of intensifying this process is due to the super-task to increase the competitiveness of the territory at the macroeconomic and international levels, where the university, in a single link "state-university-production", can become a certain point of growth of the regional economy. Using the webometric method, an analysis of the potential of three blocks was carried out: universities, enterprises, and the region. Large universities in the educational field demonstrate greater cooperation, small universities that focus on the local market are more active.
About the concept of "Listening State" and the role of local governments in its implementation
Authors:   Khoja Akhmet Yassawi International Kazakh-Turkish University, Tubekova D. , Bakirbekova A. ,   Kh. Dosmukhamedova Atyrau University, Baimbetova A. ,   L.N. Gumilyov Eurasian National University
Published: April 2023

Local Self-Government in Kazakhstan is at the initial stage of its development, since the role and significance level requires due attention and further implementation. The process has been continuing for 30 years, and for the time being we cannot observe the intended outcomes. We constantly inquired about the development of Local Self-Government through the introduction of foreign experience in many scientific and public platforms and statements of high-ranking officials. It is imperative to revise the legislative framework and the approved concepts, considering the opinion and mentality of the population in order to achieve the standards of developed countries. Local Self-Government bodies should be intimately connected to public associations, since they represent interests and true voice of the nation. Moreover, the local community can also provide a precise assessment of the activities of executive bodies, since they can witness all the performance from the inside. In this regard, the article focuses on researching the problem of interaction of local executive bodies with the population, determining the reasons for the lack of consistency of Local Self-Government in dealing with citizens' appeals and the sluggish activity of state bodies. The main purpose of the study is to elaborate recommendations for enhancing the role of Local Self-Government in order to implement the "Listening State" concept. In the process of conducting the research and writing the article, the following methods were used: the ADF unit root test, the Granger causality test, regression analysis, quantitative method of analysis and sociological survey. Achieving this goal is possible by solving the following tasks: an analysis of the current state of the Local Self-Government system, an examination of the main factors affecting the participation of citizens in solving issues of local importance, an analysis of the state of interaction between citizens and local executive bodies.
Key trends in the development of the payment system of Kazakhstan
Authors:   M.H.Dulati Taraz Regional University, Kozhabekov S. , Sugurova A. ,   Academy of Logistics and Transport, Zholdasbaeva T. ,   Caspian Public University
Published: April 2023

The COVID-19 pandemic not only brought fear into society, but also became the impetus for technological progress and the start of a new culture of people. If until 2020, most retailers believed that their main sales channel was stores, and online was more of an image move, then the pandemic has changed the whole idea about e-commerce. The financial technology market at the international level has made a huge leap up over the past two years, this can be seen by the following growth: Revolut – from $ 5.5 billion. up to $30 billion, Klarna – from $640 million to $45.6 billion, Kaspi.kz with $12.9 billion. US up to $22.3 billion. These are isolated examples, but there are a lot of them. Companies whose main activity is financial technology are directly involved in making payments [1]. Today, the demand for contactless payment methods is unprecedented. Equally high is the demand for fast transaction settlements, instant payments, e-money, and other alternative payment methods. We bring to your attention an analysis of the key trends in the development of the Kazakhstan payment system.
Loan portfolio management of commercial banks of the Republic of Kazakhstan in conditions of increasing cross-border impact of sanctions on the economy
Authors:   L.N. Gumilyov Eurasian National University, Iskakova Z. , Gusmanova Zh. ,   Karaganda University of Kazpotrebsoyuz, Kurmanalina A. ,   E.A. Buketov Karaganda University
Published: April 2023

In this article, we have considered the main aspects of managing the loan portfolio of commercial banks of the Republic of Kazakhstan in the context of increasing cross-border impact of sanctions on the economy. Factors such as high credit risks, non-repayment of the loan, inefficiency of banks' lending activities, deterioration of the quality of the loan portfolio, the degree of riskiness of credit policy require optimization of the process of managing the loan portfolio of a commercial bank. The trends of gradual growth of the loan portfolio since the beginning of 2019 are considered. The quality of the loan portfolio of commercial banks in Kazakhstan was analyzed. The role and importance of credit portfolio management in the development of the country's economy and the well-being of the population is determined. The article discusses the theoretical aspects of the management of the loan portfolio, its role in the development of the economy of Kazakhstan, for the analysis of the current state and trends in the development of lending, official statistical data of the National Bank of the Republic of Kazakhstan were used. The analysis of the loan portfolio in the context of the regions of Kazakhstan, as well as its structure by economic sectors, is carried out. The main problem areas in the effective management of the loan portfolio are identified. The author's recommendations on improving the areas of improving the quality and management of the loan portfolio are proposed.
The impact of Green practices on Banks’ profitability
Authors:   Al-Farabi Kazakh National University, Birzhanova A. , Nurgaliyeva A. ,   Narxoz University
Published: April 2023

The article empirically tests the relationship between “green banking” practices and banks’ profitability on the example of the five largest Kazakhstani banks. The authors built a multiple linear regression model with such independent variables as Time and Cashless payments as a proxy for green banking. The results found that pairwise correlations between Time and Return on Assets, and between Cashless Payments and Return on Assets, are high. However, the findings could not establish a strong positive relationship between “green banking” and profitability, since the coefficients were not statistically significant. This could be explained by model limitations and data unavailability. However, several studies (in the case of China, Bangladesh, and Kenya) could establish a positive correlation between green banking and financial performance. We believe further research could refine our model by including more observations or choosing other estimators for green banking
The use of modern technologies for remote sensing of the earth in the state audit
Authors:   L.N. Gumilyov Eurasian National University, Bekturova A. , Sembiyeva L. ,   L.N. Gumilyov Eurasian National University, Bekenova A. ,   Kazakhstan Institute of Information Technology and Management
Published: April 2023

In this article, the authors consider tools for using Earth remote sensing data (hereinafter referred to as remote sensing) in state audit and financial control, which contribute to achieving a better audit and justification of calculations when planning government expenditures. The article highlights the data of remote sensing images on the sinking of Atbasar. The authors believe that data from remote sensing satellites can be used when conducting an electronic state audit. This paper also highlights the possibility of evaluating the effective application of international auditing standards in Kazakhstan, requiring transparency and accountability, through the criterion of using remote sensing data in audit. The necessity of developing a unified audit database with an indication of the effectiveness of the use of modern remote sensing technologies and the application of the requirements of international standards is considered. In addition, the possibilities of remote sensing data analysis for the analysis of the most risky areas prone to natural disasters and the development of insurance instruments in this direction, thereby reducing the budget burden, were considered. Since modern technologies it is possible to verify the validity of expenses and the international audit community has a global document, the authors suggest using the possibilities of technological progress to further improve the methodology of state audit. The standards of the higher audit bodies (hereinafter referred to as INTOSAI) are considered from the point of view of the methodological basis for the use of new technologies. The authors analyzed the application of standards in order to use them in Kazakhstan practice.
Formation of innovative integrated structures in the agricultural sector of Kazakhstan
Authors:   L.N. Gumilyov Eurasian National University, Moldashbaeva L. , Seisenbayeva Zh. ,   M.Auezov South Kazakhstan University, Nurasheva K. ,   M.Auezov South Kazakhstan University
Published: April 2023

Over the years of independence, Kazakhstan has developed as a country in transition to the market, achieved significant results. Although innovations are actively conquering some industries, the country lags behind in terms of technological development. Using the example of the agricultural sector, it is shown how to increase the technical, technological, organizational and economic level of production by integrating personal subsidiary farms. The purpose of the study is to study the exciting technological structures in the economy of Kazakhstan and, using example of the agro-industrial complex, to develop proposals for the creation of innovative integrated structures with more advanced forms of management and a combination of industries that form a chain of a new value creation. Methods of analytical-comparative, general scientific and system analysis were used to solve the main problem. The projected structure is a collective property, where the owners are shareholders, and the income is distributed according to the contribution made. Shareholders and their family members can work at this enterprise and receive wages for their work. In market conditions, such associations make it possible to ensure a high speed of capital movement between organizations of different industries in order to quickly saturate the market with food
Kazakhstan Food security at the present stage of development
Authors:   Seifullin Kazakh Agro Technical Research University, Bulkhairova Zh. , Primbetova S. ,   Makhambet Utemisov West Kazakhstan University, Kossymbayeva Sh. ,   Caspian University of Technologies and Engineering after S.Yessenov
Published: April 2023

In this article, the authors consider the current state of food security in Kazakhstan. The main purpose of the article is to assess food security in Kazakhstan. Today, 9.2% of the world's population faces food insecurity, namely the consumption of insufficient food, as a result of which a person experiences hunger. It is worth noting that the economic consequences of the epidemic and the measures taken to prevent it have led to an increase in food prices and there is often an economic unavailability of healthy food in the world. In the course of the study conducted by the authors, it was revealed that in the conditions of recent events, the severity of food insecurity is aggravated. Therefore, in the context of innovative development, Kazakhstan is increasingly focusing on food security issues. The article considered the current state of agricultural production development: namely, the gross harvest of agricultural crops and the production of certain types livestock products in Kazakhstan for 2018-2022. The authors also analyzed Kazakhstan profile in more detail according to the data of the global food security index. The global food security index is considered in more detail, which includes the level of availability and consumption of food, the availability and accessibility of food, the level of food quality and safety. In the course of the analysis, the main directions of ensuring food security were proposed, such as: the growth of agricultural competitiveness and product quality, the development of export-oriented production, the development of breeding and genetic and technical and technological modernization of the agro-industrial complex, the introduction of high-tech technologies, etc.
Bab edh-Dhra', Numeira, and the Biblical Patriarchs: a Chronological Study
Authors:   ,   Andrews University, Udd Kris
Published: April 2023

Problem. Bab edh-Dhra' and Numeira have been identified by archaeologists as possible candidates for two of the biblical cities of the plain, but their existence in the Early Bronze Age III is too early to match the biblical narrative (Gen 19) by many chronologies of ancient Canaan. This study sought to determine if there is sufficient flexibility in the archaeological and biblical chronologies to make the identification of Bab edh-Dhra' and Numeira with the cities of the plain a viable interpretation. Method. The range of dates possible for both the archaeological data and the biblical narratives was analyzed. For the archaeological data this involved a study of the absolute dates for contemporary periods in Mesopotamia and Egypt, with particular emphasis on the trends in dating for both areas over the last century or so, as well as a study of radiocarbon dating in the region for this time period. For the biblical narratives the study consisted of a review of the spectrum of absolute dates that have been suggested for the patriarchs. The results of these two datasets were then compared for possible overlap. Results. Chronologies for both Mesopotamia and Egypt have been steadily lowered over the past century, and it is not clear that the trend is over. This trend has not been yet fully embraced by mainstream archaeology in Syria/Palestine. Radiocarbon was found to generally favor higher dates, but the method has problems that render it inconclusive by itself. The absolute dates possible for the patriarchs span a lengthy period, the early end of which may overlap the newer low chronologies for Mesopotamia and Egypt. Conclusions. Combining the new lower archaeological chronologies and the higher dates for the patriarchs indicates the possibility that Bab edh-Dhra' and Numeira could be two of the biblical cities of the plain. Further investigation into this possible identification is merited.
The Influence and Use of Daniel in the Synoptic Gospels
Authors:   ,   Andrews University, Vetne Reimar
Published: April 2023

Scholars have always been aware of influence from the book of Daniel in the Synoptic Gospels. Various allusions to Daniel have been discussed in numerous articles, monographs and commentaries. Now we have for the first time a comprehensive look at all the possible allusions to Daniel in one study. All the cases are discussed and given an assessment of either 'no allusion', 'uncertain allusion', 'possible allusion', 'probable allusion', or 'certain allusion'. After reviewing the most common terminology and methodology used in scholarship in the area of literary influence (ch. 1), the bulk of the cases are discussed one by one in the following chapter (ch. 2), except those dealing specifically with the 'Son of Man' (ch. 3), the Olivet Discourse (ch. 4), and the 'Kingdom of God' (ch. 5). A concluding chapter summarizes the findings and shows some specific themes where the book of Daniel has influenced the Synoptics. The result of this study is that Daniel has shaped the language and phraseology of many sayings in the Gospels to a larger degree than many of us have thought, and that a fresh understanding of the Synoptic Jesus' strategy for kingdom-building appears.
Structure and Mission Effectiveness: a Study Focused on Seventh-day Adventist Mission to Unreached People Groups Between 1980 and 2010
Authors:   ,   Andrews University, Guerrero Abraham
Published: April 2023

The present study examines the impact of the Seventh-day Adventist Church's structure on mission effectiveness in taking the gospel to unreached people groups between 1980 and 2010. A historical descriptive study, this dissertation's theory base includes structure from an anthropological perspective; structure, mission, and effectiveness from an organizational perspective; and church structure and mission effectiveness in Christian history. The impact of structure on mission effectivenessis evaluated in the present work by looking for patterns in history in which the structure has been either a facilitator or a hindrance for establishing churches among those who have not been reached with the gospel. This work surveyed previous studies on the different areas of the theory base, and its primary sources include annual statistical reports and other documents from the General Conference of Seventh-day Adventists and their Office of Archives, Statistics, and Research, as well as board minutes and denominational journals. The findings reveal that, although the Seventh-day Adventist Church organization was started with missionary concerns in mind and has clearly defined its mission, its current performance metrics do not reveal much about the organization's effectiveness in achieving its mission. These measures--as reflected in the Annual Statistical Reports --as well as all administrative decisions, including but not limited to Interdivision Employee assignment, Thirteenth Sabbath School projects selection, and evangelistic/institutional employee ratios, should be better aligned with the mission of reaching the unreached. It is also necessary to nurture a healthier, mutually affirming, government/industries-like relationship between the church's formal structure and the many semi-autonomous mission structures that have been born within the church, a relationship where the denomination regulates but not administrates its mission structures, and where mission structures actually engage in mission instead of wasting time and energy in demonstrating they do the work better than the demomination's structure.
Beyond the American Dream : Tales of Hispanic Mutimillionaires Who Rose Above Poverty after Immigrating to the United States
Authors:   ,   Andrews University, Norton Ricardo
Published: April 2023

Problem. A review of the literature on Hispanics reveals the absence of academic studies on the conditions and life experiences that helped poor Hispanic immigrants become multimillionaires after arriving to the U.S. at 18 years of age and older and without conversational English. Most Hispanic immigrants live in poverty right after arriving to the U.S. and only a few become multimillionaires. A study on how they rose above poverty has the potential to uncovering useful information for other poor immigrants who are still looking who seek financial success. Such study will also add to the larger body of literature information regarding the experiences and factors that contributed to poor immigrants reaching the multimillionaire status. Methodology. This qualitative multi case study recruited four Hispanic multimillionaire immigrants who immigrated to the U.S. in poverty and with limited communication skills in the language of the land. Participants were interviewed to uncover their life experiences and the factors that contributed to their financial success. Following the inductive nature of qualitative inquiry for data collection and analysis, once data saturation for each individual case was achieved, a cross-case study was performed to uncover overlapping factors associated with the phenomenon. Results. Data analysis uncovered 17 major factors contributing to becoming financially successful in the U.S. Salient among the factors were a progressive non-conformist attitude that led participants to seek more profitable job opportunities. Interviewees also placed education high in among the factors associated with their success. Education prepared them to face challenges analytically and made them marketable in a very competitive job-market. Finally, real estate investment was notoriously conspicuous in the research. The net worth of participants was principally determined by the value of their real estate possessions. Conclusion. This research reveals that poor Hispanic immigrants who arrive to the U.S. in poverty and with limited knowledge of English can become multimillionaires. Their human capital, such as mental fortitude, vision, and resolve, made them succeed financially where others failed.
A New Nonlinear Autoregressive Exogenous (NARX)-based Intra-spinal Stimulation Approach to Decode Brain Electrical Activity for Restoration of Leg Movement in Spinally-injured Rabbits
Authors:   Department of Medical Physics and Radiology, North Khorasan University of Medical Sciences, Bojnurd, Iran., Younessi Heravi Mohamad Amin , Maghooli Keivan ,   Department of Biomedical Engineering, Science and Research Branch, Islamic Azad University, Tehran, Iran., Nowshiravan Rahatabad Fereidoun ,   Department of Biomedical Engineering, Science and Research Branch, Islamic Azad University, Tehran, Iran., Rezaee Ramin ,   International UNESCO Center for Health-related Basic Sciences and Human Nutrition, Faculty of Medicine, Mashhad University of Medical Sciences, Mashhad, Iran.
Published: April 2023

Introduction: This study aimed at investigating the stimulation by intra-spinal signals decoded from electrocorticography (ECoG) assessments to restore the movements of the leg in an animal model of spinal cord injury (SCI). Methods: The present work is comprised of three steps. First, ECoG signals and the associated leg joint changes (hip, knee, and ankle) in sedated healthy rabbits were recorded in different trials. Second, an appropriate set of intra-spinal electric stimuli was discovered to restore natural leg movements, using the three leg joint movements under a fuzzy-controlled strategy in spinally-injured rabbits under anesthesia. Third, a nonlinear autoregressive exogenous (NARX) neural network model was developed to produce appropriate intra-spinal stimulation developed from decoded ECoG information. The model was able to correlate the ECoG signal data to the intra-spinal stimulation data and finally, induced desired leg movements. In this study, leg movements were also developed from offline ECoG signals (deciphered from rabbits that were not injured) as well as online ECoG data (extracted from the same rabbit after SCI induction). Results: Based on our data, the correlation coefficient was 0.74±0.15 and the normalized root means square error of the brain-spine interface was 0.22±0.10. Conclusion: Overall, we found that using NARX, appropriate information from ECoG recordings can be extracted and used for the generation of proper intra-spinal electric stimulations for restoration of natural leg movements lost due to SCI.
A Study on the Development of Stress Testing Model for Korean Banks: Optimal Design of Monte Carlo Simulation and BIS Forecasting
Authors:   The Institute of Management and Economy Research, Won Chaehwan , Yang Jinyul
Published: April 2023

Purpose - The main purpose of this study is to develop the stress test model for Korean banks by exploring the optimal Monte Carlo simulation and BIS forecasting model.
Design/methodology/approach - This study selects 15 Korean banks as sample financial firms and collects relevant 76 quarterly data for the period between year 2000 and 2018 from KRX(Korea Excange), Bank of Korea, and FnGuide. The Regression analysis, Unit-root test, and Monte Carlo simulation are hired to analyze the data.
Findings - First, most of the sample banks failed to keep 8% BIS ratio for the adverse and severely Adverse Scenarios, implying that Korean banks must make every effort to realize better BIS ratios under adverse market conditions. Second, we suggest the better Monte Carlo simulation model for the Korean banks by finding that the more appropriate volatility should be different depending on variables rather than simple two-sigma which has been used in the previous studies. Third, we find that the stepwise regression model is better fitted than simple regression model in forecasting macro-economic variables for the BIS variables. Fourth, we find that, for the more robust and significant statistical results in designing stress tests, Korean banks are required to construct more valid time-series and cross-sectional data-base.
Research implications or Originality - The above results all together show that the optimal volatility in designing optimal Monte Carlo simulation varies depending on the country, and many Korean banks fail to pass sress test under the adverse and severely adverse scenarios, implying that Korean banks need to make improvement in the BIS ratio.
How Does The Capital Market Respond To Diversity Management? Lessons From The U.S. Firms’ Valuation With Respect To Their LGBT Policies
Authors:   The Institute of Management and Economy Research, Oh Hannah , Kim Sang-Joon
Published: April 2023

Purpose - This study starts with the question of whether the capital market is likely to give positive valuations to companies that pursue diversity in their management and corporate governance structure. In this study, minority gender identity is considered as a diversity issue in management that has a socially negative perception.
Design/methodology/approach - This study analyzed the relationship between corporate value in the capital market and the policies of companies that advocated minority gender identities, based on listed U.S. company data.
Findings - This study finds that companies that support minority gender identities had a lower Tobin’s q value than companies that did not. However, in the case of authenticity in terms of corporate governance diversity, the study finds that companies that advocate minority gender identities rather receive high firm valuation. In particular, companies with a high percentage of female directors show high corporate value even when implementing policies that support minority gender identities.
Research implications or Originality - This study explores the capital market’s response to diversity using past data in the U.S., but provides more practical implications for how companies should respond to a situation where an advocacy policy, based on more social recognition, for LGBT groups is established in Korea.
The Effect of Inaccurate Quality Signaling under Information Asymmetry
Authors:   The Institute of Management and Economy Research, Huh Seung
Published: April 2023

Purpose - This study attempts to provide a new theoretical perspective on the quality signaling and its impact on a market under information asymmetry, focusing on how the accuracy and the cost of quality signaling affect sellers’ and buyers’ profit, suggesting appropriate designs of quality signaling methods which mitigates information asymmetry.
Design/methodology/approach - In order to examine the effect of quality signaling on strategic interactions within the market, we establish an analytic model where market outcomes are determined by seller’s quality claim and price, and buyers are risk-neutral. By investigating this analytic model through relevant game trees, we find the subgame perfect Nash equilibria of the market and predict related market outcomes based on sellers’ quality signaling strategy.
Findings - Our analytic model shows counterintuitive results that seller profit will be the lowest with inaccurate quality signaling and the highest with no quality signaling, mostly due to the certification cost. Consequently, sellers should proceed with caution if the quality signaling is less than accurate, as it may backfire. We believe that this is due to the fact that the inaccuracy of quality signaling causes some confusion and uncertainty in both sellers and buyers’ decision to maximize profit, making it hard for sellers to predict buyers’ behavior.
Research implications or Originality - Although the sources and types of quality signaling errors have been investigated in the literature, there has not been satisfactory understanding regarding how inaccuracy of quality certification affects specific market outcomes. We expect that our theoretical model would provide important implications on how to utilize quality signaling to solve adverse selection issues in markets under information asymmetry.
The Effect of Compulsive Hoarding of Consumers on Product Type(Hedonic/Utilitarian) Purchase Intention
Authors:   The Institute of Management and Economy Research, Kim Na-Ye , Bae Jung-Ho
Published: April 2023

Purpose - The purpose of this study is to examine the influence of the compulsive hoarding behavior of consumers on the intention to purchase hedonic and utilitarian types of products.
Design/methodology/approach - The online and offline survey was conducted and a total of 210 domestic data were collected. Simple and multiple regression analysis and ANOVA were conducted to analyze the data.
Findings - First, the consumers’compulsive hoarding behavior had a significantly positive influence on the purchase intention. According to the analysis results of the sub-factors, however, only ‘Difficulty Discarding' had a significant influence on the purchase intention, while ‘Clutter' and ‘Acquisition' did not. Second, as the results of identifying the moderating effect by product type in the purchase intention in accordance with the consumers’compulsive hoarding behavior, their compulsive hoarding behavior had a significant influence on only the intention to purchase hedonic products but not on the intention to purchase utilitarian ones. Similarly, the results of analyzing the sub-factors showed that only‘Difficulty Discarding' significantly influenced the intention to purchase hedonic types of products, but ‘Clutter' and ‘Acquisition' were not significantly influential to both the hedonic and utilitarian types of products.
Research implications or Originality - First, this study is meaningful in that it expanded the research discussion on compulsive hoarding behavior by conducting empirical research on this behavior in the general public, which is unlike the previous studies that focused on only severe pathological compulsive hoarding behavior. Second, it identified that the consumers’compulsive hoarding behavior could cause purchase behaviors that were different depending on the type of product by searching the purchase intention with divided types of products (hedonic and utilitarian).
Are Longer and More Negative Online Reviews More Helpful? - The Mediating Role of Consumers' Perceived Usefulness of Reviews
Authors:   The Institute of Management and Economy Research, Zhang Weiyu , Li Xinyue , Kim Moon-Seop
Published: April 2023

Purpose - This study investigates how review length and sentiment impact consumers' purchase intentions, using real online reviews as the data source. The study aims to understand how the length and tone of a review affect a potential buyer's decision-making process when considering a purchase.
Design/methodology/approach - A 2 (comment length: long vs. short) × 2 (comment sentiment: positive vs. negative) × 2 (product type: practical vs. hedonic) experiment was conducted.
Findings - Results indicate that longer reviews have a greater impact on consumers' perceived usefulness compared to short reviews, but do not affect purchase intentions. Review sentiment is found to have a stronger impact than review length, especially for negative sentiment. The study also suggests that consumers pay more attention to reviews of practical products, and that reviews have less influence on hedonic products.
Research implications or Originality - The implications of these findings are relevant for both merchants managing reviews and consumers reviewing products.The results of this research could help businesses and marketers optimize their online review strategies to maximize their impact on consumer behavior.
A Case of Determining Control when Holding Voting Rights of Less Than a Majority: A Step-by-step Review to Determine whether the Power is Retained
Authors:   The Institute of Management and Economy Research, Kim Ji-Young , Oh Myeong-Jeon
Published: April 2023

Purpose - The purpose of this study is to examine the process of determining control in a situation where investors hold less than a majority of the voting rights of the investee through case.
Design/methodology/approach - In this study, the various and complex considerations presented in K-IFRS 1110 ‘Consolidated Financial Statements’ were systematically classified and stratified.
Findings - First, the agreement to delegate voting rights does not necessarily have to be documented, but it can be said to be substantive rights right only if it is not of the nature that one party can discontinue at any time. Second, if it is clear that investors do not have power due to the relative size of voting rights and the degree of stock dispersion, there is no need to review the past shareholders' meeting resolutions and additional facts and circumstances.
Research implications or Originality - This study expects to minimize errors in applying the standards by classifying and stratifying the various considerations presented in K-IFRS 1110 into first and subsequent considerations. In addition, it is expected to contribute to reducing practical confusion in determining control by presenting a step-by-step review through case on whether or not to have power to judge control when holding voting rights of less than a majority.
A Study on the Affecting Factors of Job Satisfaction of Migrant Labor Focused on Korean Industry
Authors:   The Institute of Management and Economy Research, Kim Sung-Gug , Oh Ka-Young
Published: April 2023

Purpose - This study is a study on the factors affecting job satisfaction of foreign migrant workers (focusing on domestic automobile industry workers) to examine the impact of foreign workers on the corporate management of Korean manufacturers in Korean society.
Design/methodology/approach - A survey was conducted on 152 foreign laborers who lived in Korea. First, an exploratory factor analysis was performed to confirm reliability and validity. Second, an multiple regression was conducted based on the reliability and exploratory factor analysis results. Third, the mediation regression by checking the effect of organizational commitment.
Findings - The acculturation and organizational fairness were found to have a great influence on job satisfaction, and this study found that perceived acculturation had an effect on job satisfaction through the mediating effect of organizational commitment. In addition, organizational fairness was also found to have an effect on job satisfaction as a mediating effect of organizational commitment.
Research implications or Originality - It was to provide meaningful implications for foreign workers in the current Korean labor market. Based on the results, the corporate competitiveness of Korean manufacturers should be further secured.
Understanding Consumer Perceptions of Luxury Vintage Fashion
Authors:   The Institute of Management and Economy Research, Liu Tungyun , Sung Sijun , Chae Heeju
Published: April 2023

Purpose - The purpose of this study is to research how the different types of experiences affect consumer’s recognition in terms of luxury vintage fashion products, and what kinds of value consumer can achieve.
Design/methodology/approach - The study is based on the means-end chain (MEC) approach for an in-depth understanding of consumers’ recognition systems through conducting the laddering interview technique. Above all, the research conducted a pilot test to gain attributes of consumer experiences about luxury vintage fashion products from Korean and Taiwanese.
Findings - It is found that not only by actual purchase, experience without purchasing also can lead to consumers’ self-fulfilment and self-accomplishment, which filled the lack of relevant literature in the luxury vintage industry. In addition, the study sorted out the channels that consumers approach LVF products, which provide a classification reference for future research related to the luxury vintage consumer.
Research implications or originality - As consumers can gain a lot kind of value through LVF products, luxury brands can attract consumers by using vintage as a market strategy. For luxury marketers, by running LVF shopping mall online or opening LVF stores, not only allow consumers’ attach with LVF products but also can further lead to the purchase behaviors. In addition, consumers who are interested in LVF are those who are aware of the authenticity, uniqueness, and rarity of the brand. Due the fact, these consumers may be interested in the topic of sustainability.
The Influence of Risk-Taking Propensity and Personality characteristics on Entrepreneurship Intention of Chinese college student: Focused on the Moderating Effect of Entrepreneurship education
Authors:   The Institute of Management and Economy Research, Wen Kaifeng , Kim Moon-Hong
Published: April 2023

Purpose - Due to the outbreak and spread of COVID-19, companies have reduced their hiring needs in the short term, reducing employment opportunities for most university students and putting pressure on their employment since 2019. This study aims to improve university students' employment options and increase the possibility of entrepreneurship.
Design/methodology/approach - In this study, a research survey is conducted on 4-year Chinese university students who have received entrepreneurship education courses, and statistical tests are conducted using SPSS 26.0 and PROCESS 3.3 model 1. The main focus of the study is on the effects of risk perception and five personality factors on entrepreneurial intentions of Chinese university students and the effect of entrepreneurship education on the moderation of entrepreneurial intentions.
Findings - The results of the study show that the risk perception of Chinese university students have a significant effect on the will to start a business. Five personality factors have a significant effect on entrepreneurial intentions. Entrepreneurship education has a moderating role in the relationship between risk perception and entrepreneurial intention, and the entrepreneurship education support has a moderating role in the relationship between the influence of five personality factors and entrepreneurial intentions.
Research implications or Originality - The results of the study reveal that Chinese university students' exposure to entrepreneurship education support positively influenced entrepreneurial intentions. Such results imply that university students gain information and knowledge related to entrepreneurship through the entrepreneurship education support, which leads to positive perceptions and motivation towards entrepreneurship.
Analysis of success factors of transition: Focusing on monetary and employment policy in the Czech republic
Authors:   United European Research Society, Kim Shinkyu
Published: April 2023

Judging that factors that enabled the Czech Republic to pursue rapid, continuous and comprehensive reforms immediately after the transition were the effective control of inflation and unemployment, the purpose of this paper is to examine factors that succeeded in price and employment stability through monetary and employment policies. This article confirms that the Czech Republic succeeded in quickly addressing hyperinflation and high unemployment through austerity monetary policy and active employment policy, which served as an asset for continuous reform implementation. This fact suggests lessons for other countries that are promoting or will promote economic reform, that can only pursue further reforms with the support of the people only when they achieve price and employment stability.