bluuebunny/crossref_metadata_2025 huggingface dataset:
Relationship Between Violence, Empathy and Aggression
Authors: Shah Syeda Nadia
Published: May 2019

One of the basic purpose of this study is to determine gender differences and relationship of violence with that of empathy and aggression. The total sample of the study contained sixty-four (N=64) University students with the age range on 20-25 years. The sample included thirty-two (n=32) male and thirty-two (n=32) female students of University of Peshawar. The results revealed the significant difference on violence between male and female university students males scored significantly higher on violence scale as compared to females. A negligible negative correlation was found between violence and empathy. It was concluded from the finding of the present study that males are more violent than females but there is no significant relation between violence, empathy and aggression.
Impact of Religiosity on Psychological Wellbeing
Authors: Rehman Ishrat , Javed Radma
Published: May 2019

The aim of this study was to find out the association between religiosity and psychological wellbeing that included anxiety, loneliness and life satisfaction. The sample of the study comprised of three hundred and ninety-five (N= 395) subjects that included two hundred and fort-nine (n=249) males and one hundred and forty-six (n=146) females with mean age of 21.19. Consistent with other research studies, correlation statistics suggested that a strong negative association existed between religiosity and anxiety (r=-.198), also strong negative relationship between religiosity and loneliness (r=-.192) while life satisfaction significantly positively correlated with religiosity in female only (r=.328) but in male the correlation was not significant (r=-.052). It is concluded from the findings of the study that religiosity is an integral part of the psychological well being of an individual.
Corporal Punishment: Parents Perception in District Malakand, Khyber Pakhtunkhwa, Pakistan
Authors: Ali Nayab , Shah Mussawir , Alam Intikhab , Ahmad Shakeel
Published: May 2019

This paper shed light on parent’s psychological perception about children corporal punishment in District Malakand, Khyber Pakhtunkhwa, Pakistan. A total of 202 respondents (parents) were selected through simple random sampling procedure to portray information. Chi square χ2 and Gamma statistics were used to determine the level of association and strength and direction of relationship. Majority of the respondents i.e. 82.7% had opined that corporal punishment increases aggressiveness in children, it promotes depression (82.2%), fear and terror 153(75.7), eliminate confidence and damage IQ of children146 (72.3). Moreover, at bivariate level a positive (γ=.977) with significant relationship (P<0.05) was discovered between corporal punishment increases aggressiveness with corporal punishment. A positive (γ=.972) with significant relationship (P<0.05) was discovered between corporal punishment promotes depression with corporal punishment. Similarly, A positive (γ=.954) with significant relationship (P<0.05) was discovered between corporal punishment stimulate nervousness with corporal punishment. A positive (γ=.944) with significant relationship (P<0.05) was discovered between corporal punishment leads to fear and terror with corporal punishment. A positive (γ=.914) with significant relationship (P<0.05) was discovered between corporal punishment eliminate confidence with corporal punishment. A positive (γ=.913) with significant relationship (P<0.05) was discovered between corporal punishment damage IQ of children with corporal punishment. Apositive (γ=.915) with significant relationship (P<0.05) was discovered between corporal punishment decline feelings of sympathy with corporal punishment. It is concluded from the study findings that corporal punishment results in emotional distress, lack of confidence, increase aggressiveness, fear and terror, depression, damage IQ of children etc. Regular periodic refreshers courses need to be arranged by the education department to emphasize the worse effects of corporal punishment and certain psychological assessment tests of children at school by medical officers to mitigate the social and psychological distress, as resulted from use of corporal punishment.
Study of Self-Esteem of Orphans and Non- Orphans
Authors: Sethi Mifrah Rauf , Asghar Madiha
Published: May 2019

The aim of the study was to explore the relationship and difference between Self-esteem, social, physical and self- competence and academic self-concept among Orphans and Non-orphans. The total sample consisted of three hundred and twenty five (N=325) children, comprising of one hundred and fifty (n=150) orphans and one hundred and seventy five (n=175) non-orphans. The children are divided into four (4) groups namely: institutionalized orphans are hundred (n=100), institutionalized non-orphans are ninety (n=90), non- institutionalized orphans are fifty (n=50) and non- institutionalized non-orphans are eighty-five (n=85). Boys and girls were taken from different schools and orphanages of Peshawar with the age range of 13 to 16 years. Tools used in the study included self-esteem and a demographic questionnaire. Non-probability sampling technique is used and data is analyzed by using t-test, analysis of variance (ANOVA), inter scale correlation, logistic regression, and chi-square test to explore the difference and relationship between these variables. The findings of inter-scale correlation reveal a significant relationship between self-esteem, social, physical and self- competence and academic self-concept among orphans and non- orphans. Analysis indicated that orphan children have higher level of self-esteem as compared to non-orphans. The research concludes that non-orphans hold better social and physical competence than orphans and the research suggest that more work needs to be done on orphans to better understand the problems.
Causes of Smoking in College Students
Authors: Jamal Izaz , Ahmad Bashir , Khan Imran , Zulfiqar Fatima , Asghar Syed Sameer
Published: May 2019

This study was aimed at investigating smoking and causes of cigarette smoking among college students of Warsak Road Peshawar. The sample consisted of forty (N=40) students of Warsak Model School and College and Peshawar Public School and College. Average age of the students was 18.7. Among the 100 students, 40 were smokers while 60 were non-smokers. Convenient sampling technique was used for selection of the sample. Structured survey questionnaire was used for data collection. The objectives of the study were To provide an initial estimate on the frequency of cigarette smoking among students of college level on Warsak road Peshawar and explore causes of smoking in these students. Cross-sectional study design was used. The study was a small scale one due to limited financial resources and a short time frame. Students were busy in their annual exams and thus could not fully co-operate. The results revealed the main reasons for smoking were fashion and style, tension due to studies and family problems. Twenty-five (n=25) out of forty (n=40) students smoke more than 2 cigarettes per day. Out of forty (N=40) smoker students twenty-four (n=24) were introduced to smoking by their friends, 10 students by class-fellows, three (n=3) by relatives, one(n=1) by parents, two (n=2) by other people. 54 out of 60 non-smokers agreed that smoking is a bad habit. Cigarette smoking is very common among college students. Further in depth research is recommended to assess the frequency of smoking on a larger scale. Health education and awareness should be promoted in young adults in order to decrease the frequency of smoking.
The Seven Habits of Highly Effective People (Book Review)
Authors: Rehman Salma , Nasir Nazma
Published: May 2019

DR STEPHEN R COVEY was born in 1932. He spent most of his life in Utah with his family. Sadly, he died in a bicycle accident as he was seriously injured in that accident and lost his precious life, at the age of 79 years on July 16, 2012.

Dr. Covey has graduated from Harvard University in MBA and has served mostly at Brigham Young University as a professor of business management and organizational behavior. In addition to it he has also completed his doctorate from Brigham Young University.

Covey is a co-founder of Franklin-Covey organization specializes in the application of Covey’s principal-centered approach to leadership and management. Across the world Thousands of other organizations, including many of the Fortune 500 companies, have adopted his innovative techniques on leadership, teamwork, and customer-focused service.
Comparison of Single Child Family Adolescents and Adolescents with Number of Siblings
Authors: Iqbal Amara , Kazmi S. Farhana
Published: May 2019

The aim of the present study was to ascertain the difference between adolescents belonging to only child family and adolescents belonging to number of siblings. To main objectives of the study were to examine that the difference between self esteem, quality of life and personality type of adolescents belonging to only child family and the association between the self esteem, quality of life and personality type of adolescents belonging to only child family. Population of the present study comprised of hundred (N=100) participants. The sample included fifty (n=50) (only child) adolescent who is the only child of their biological parents and fifty (n=50) adolescents having number of siblings studying in different schools, colleges and universities of Abbottabad, Mansehra, and Haripur. Urdu version of “Riffai Self esteem inventory”, “World health organization quality of life questionnaire” and Eysenck personality questionnaires (2007) were used for data collection. t-test was used to analyze the data. Finding showed that that there is a difference between the scores of participants who were the single child of their parents and subject belonging to number of children family.
Delinquency an Outcome of Parenting
Authors: Asghar Madiha , Iqbal Hina
Published: May 2019

The aim of the study was to investigate and compare the role of parental discipline and parental relationship in detained delinquents and non-delinquents. Current study assessed parental factor associated with delinquency. Total sample comprised of two hundred (N=200) delinquents and non- delinquents with the age range of 10-18 year (M=15.76, SD= 1.93). Sample of one hundred (n=100) male juvenile delinquents was selected from different jails of Khyber Pakhtunkhawa. And One hundred (n=100) male non juvenile delinquents were selected from different schools of Khyber Pakhtunkhwa through convenient sampling. It was hypothesized that that delinquent will score lower on parental relation and parental discipline. t- test, multiple regression and Logistic regression was used to explore the independent factor influencing delinquency. There were significant difference between delinquents and non- delinquents on the quality of parental relationship and parental discipline. It was revealed from the findings of the study that parenting factors contribute in delinquency. It has been found that most of juvenile commit criminal activity due to broken family such as parental separation, parental marital conflicts, and hostile behavior towards each other. Another noteworthy finding was harsh parent and strict parental discipline was found to be a pertinent contributor of delinquency. It was concluded that parental discipline and parental marital relationship significantly contribute towards delinquency in children and adolescents.
Depressive Symptoms Among Asthmatic and Non-Asthmatic Patients Attending Khyber Teaching Hospital (KTH), Peshawar
Authors: Zulfiqar Fatima , Asghar Syed Sameer
Published: May 2019

The purpose of the present research was to investigate the difference between the depressive symptoms among asthmatic and non-asthmatics. The total sample consisted of sixty (n=60) participants that included thirty (n=30) asthmatics and thirty (n=30) non-asthmatics both males and females. Convenient sampling technique was used in sample selection. The Beck Depression scale was used. Data was collected from the asthmatic patients in the Khyber Teaching Hospital. It was hypothesized that asthmatics will have more depressive symptoms than the non-asthmatics. The results supported the hypothesis (p<0.01). The female asthmatics scored slightly higher on scale of depression than male asthmatics.
Changing Attitude Towards Women Education, An Outcome of Benefits of Women Education in Rural Area
Authors: Khan Hamayon , Jadoon Mushtaq Ahmad , Khan Alamgeer , Jawad Muhammad , Sarir Saima , Shah Anwar
Published: May 2019

Female constitute half of country population but still facing problem in almost all sectors of life in the male dominating Pakistani society. The major aim of the present study was to find out the benefits of female education as factor affecting their parent’s attitude towards education. Data for the study were collected from two hundred and fourteen (N=214) respondents belonging to two selected villages of district Bannu. A significant association was found among attitude about female education and by getting education females would become good housewives, good mothers, would be able to get better life partners, would bring up their children in a better way and could help their children in educational and social problems. Furthermore they would have job opportunities, would be socio- economically empowered, would make sensible decisions in important matters and they would be less likely to marry early. On the basis of encouraging findings of the study about expected benefits of female educations it is recommended that government and non-government organizations should keep people aware by highlighting these benefits which will ultimately motivate parents to provide education to their female children.
The Way Women Leads Educational Industries: An Evaluation of Female Leadership Style
Authors: Baqutayan Shadiya Mohamed Saleh , Raji Fauziah
Published: May 2019

Leadership is a topic that comes up in most discussions, yet the focus is mainly on male’s leadership as role models, and it has avoided the female leadership style. Thus this qualitative paper focuses on the female leadership effectiveness in Malaysia. The purpose is to gain more understanding about female leadership style as a socially constructed phenomenon at organizational level. Thus, it examines how female leaders interacted with their organization members. The study was conducted across a small number of women leaders in education industry who are policy makers among Malay Muslim origin of their experiences in leadership positions. The data were analyzed accordingly; the result concluded that the monitor, coach, face-to-face communication, bottom line management, and observation are the dominant leadership style in the education sector of Malaysia.
Relationship Between Authentic Leadership, Work Engagement and Job Stress among Employees of Telecommunication Organizations
Authors: Dar Fatoom , Bukhari Imran , Hamid Mahak
Published: May 2019

The present study aimed to study the relationship between the perception of authentic leadership, work engagement and job stress among the employees of telecommunication sector in the Rawalpindi/ Islamabad region of Pakistan. The sample consisted of 200 employees taken from different telecommunication sectors from Rawalpindi/ Islamabad, ranging between ages 22- 60. Authentic leadership questionnaire by Walumbwa Wang, Wang, & Schaubroeck (2010) to measure authentic leadership, work engagement scale by Schaufeli, Salanova, Gonzalez-Roma, and Bakker (2001) to measure employee engagement at work and job stress scale by Parker and De-Cotiis (1983) to measure job stress was used. The results of the present study showed that significant positive correlation exist between authentic leadership, work engagement (.49**) and its dimensions vigor (.36**), dedication (.39**), and absorption (.53). In the present study results of regression analysis showed that authentic leadership was the significant predictor of work engagement and its dimensions. While no significant. relation was found between authentic leadership and job stress, as well as job stress and work engagement. Male employees rated themselves high on self- assessment questionnaire of authentic leadership. Women rated themselves higher on job stress while men rated themselves higher on work engagement. No significant age, experience, income or educational differences were found.
Socio-Economic and Psychological Problems of the Senior Citizens of Pakistan
Authors: Alam Amir , Ibrar Muhammad , Khan Parveen
Published: May 2019

All human beings are susceptible to numerous problems in life however the elderly population is much more vulnerable to such issues. The number of elderly population is increasing particularly in the developing countries. In 2050, it is estimated that the world will have more aged people than the children less than 15 years (Muhammad, 2013). Although elderly have better contributed in the development during their productive time, however, their contribution has not been acknowledged. They are not properly cared by their family members rather they are abused mentally and physically. They have weak economic status due to their weak physical and mental health. They are not allowed to be involved in decision making. These deprivations and deplorable condition have led them to be dependent on others. In Pakistan till now, no social policy has been devised which could have been influential in the solution of the elderly problem. This literature based study highlights the problems of the senior citizens of Pakistan.
The Role of Locus of Control in Pro Environmental Attitude and Behavior of Youth
Authors: Nazneen Lubna , Asghar Madiha
Published: May 2019

The purpose of the present study was to find out the role of locus of control in pro environmental attitude and behavior of youth. Sample of the study consisted of six hundred and ninety-two (N= 692) male and female adolescents, with age range 18-25 years and educational background of Intermediate, BS and Masters, from Peshawar Khyber Pakhtunkhwa. A self-constructed environmental attitude questionnaire, and a locus of control scale, was administered to the subjects selected through convenient sampling method. According to results moderate locus of control was found to be significant predictor of environment friendly attitude in youth. This research will help to focus on the ways to create awareness in youth by arranging workshops and recognizing people with moderate locus of control can help in a better way to promote environmental friendly attitude and behavior. Limitations of the study as well as implications for future research and practice were also discussed.
Socio-Psychological Effects of Emigration on Left Behind Women in Buner, Khyber Pakhtunkhwa, Pakistan
Authors: Khan Adnan , Alam Intikhab , Rehman Ubaidur
Published: May 2019

The present study was conducted to ascertain the socio- psychological effects of emigration on left behind families in district Buner, Khyber Pakhtunkhwa, Pakistan. The data was collected from 367 sampled respondents, which were selected from four union councils of four tehsils of district Buner. The data was analyzed by using simple percentages and frequency. The chi-square statistics was used to determine association between independent variable and dependent variable. The study concluded that wives of emigrants faces loneliness; there was more tension in left behind families; basic needs like emotional needs were not fulfilled; conflict has been develop between spouses; emigration of husband force wives to leave the houses for buying of daily needs, goods; in laws start interference and objections on female outside activities. Moreover, the rate of divorce has not been increased after emigration; emigrant’s wives were discriminated by in laws. It is recommended that migrant should increase visiting home or shift their family to abroad to reduce tensions and conflict.
Relationship Between Temperament and Video Game Addiction among Youth
Authors: Asghar Madiha , Noor Maryam
Published: May 2019

The aim of the present study was to explore the association of temperament and video game addiction among video game addicts and video game non addicts in Peshawar. The total sample consisted of eight hundred and twenty-one (n=821) youth with the age range of 13 to 18 years, comprising of one hundred and fifty five (N=155) video game non-addicts and six hundred and seventy-six (n=676) video game addicts. Convenient sampling and non-probability sampling techniques were used for collecting the data from different schools of Peshawar. The video game addicts were differentiated on the basis of cut off score of 70 and above on the measure of problematic video game addictions test. The study compared video game addicts and non-addicts on the scale of Early Revised Adolescents Questionnaire. The findings of the research indicated that video game addicts face more problems related to personality and temperament than the non-video game addicts. Further findings revealed that video game addicts scored high on elements of aggression and depress mood as compared to video game non-addicts. Further research studies are required to explore the positive outcomes of games and the role of teachers and parents in pushing youth towards these technological games so that primary prevention programs and counseling strategies are offered for the negative consequences of video games.
Impact of Self Efficacy on Personal Growth among Distance Learners
Authors: Batool Iram , Bajwa Ruqia Safdar , Bibi Hamida , Shah Asghar Ali
Published: May 2019

Self-efficacy is the person’s complete belief on his or her abilities that he or she succeeds in a specific situation. Different activities covered by Personal growth which develop aptitudes, improve identity and boost our quality of life. The present study was intended to explore the impact of self-efficacy on personal growth among distance learners. It was deeply focused on new emerging trend of distance learning in Pakistan. Data was collected through simple random sampling from participants (males and females) aged 20-32. For the purpose of data collection two scales were used in this research i.e., Personal Growth Initiative Scale (PGIS -II; Robitschek, Ashton, Spering, Geiger, Byers, Schotts, & Thoen, 2012) and Self Efficacy scale (Schwarzer &Jerusalem,2000). Analysis of the data revealed that there is a significant impact of self-efficacy on personal growth. No gender differences were found on personal growth Initiative and self-efficacy. The findings conclude that the present study will be fruitful in uplifting the society’s emerging trend of distance learning and to provide quality education to the door step of every member of the society.
Parenting Styles, Coping Strategies and Life Satisfaction of Parents Having Children with Down Syndrome
Authors: Zia Tooba , Akram Fozia
Published: May 2019

The present study explores the relationship among Parenting styles, Coping Strategies and Life Satisfaction of parents having children with Down syndrome. Purposive sampling and comparative study were used to select the sample. A sample consisted of (N=100) parents mothers and fathers of Down syndrome children were taken from different government and private institutes of Faisalabad. The sample was further divided into (n=50) mothers and (n=50) fathers of Down syndrome children. The age range of participants was taken 30-55 years above. Parenting Styles Dimension Questionnaire (PSDQ) translated Urdu version by (Batool, 2013). Coping Response Inventory (CRI) translated Urdu version by (Mahmood & Sheraz, 2012) and Life satisfaction scale (LSS) Urdu version translated by (Mahmood, 2013) were used for data collection. Pearson Product Moment Correlation Coefficient and Independent Sample T-Test were calculated for statistical analysis. Findings indicates that male parents of Down syndrome children scored high on Authoritative and permissive parenting styles and it’s also showed that male parents of Down syndrome children have scored high on the scale of approach coping styles .Through that study it indicates that male parents use more approach coping styles than female parents. And male parents are equally satisfied with their lives. This study aims to use effective coping strategies and parenting styles to improve the quality of life of parents of those who are having children with disability. It also aims to increase the role of the clinical psychologist in the treatment of those children who are suffering from disability or psychological illness and also psych educate parents those are directly or indirectly taking pain of their children.
Socio-Psychological Effects of Emigration on Left Behind Women in Buner
Authors: Khan Adnan , Alam Intikhab , Rehman Ubaid Ur
Published: May 2019

The present study was conducted to ascertain the socio- psychological effects of emigration on left behind families in district Buner Khyber Pakhtunkhwa. The data was collected from 367 sampled respondents, which were selected from four union councils of four tehsils of district Buner. The data was analyzed by using simple percentages and frequency. The chi- square statistics was used to determine association between independent and dependent variables. The study concluded that wives of emigrants faces loneliness; there was more tension in left behind families; basic needs like emotional needs were not fulfilled; conflict has been develop between spouses; emigration of husband force wives to leave the houses for buying of daily needs, goods; in laws start interference and objections on female outside activities. Moreover, the rate of divorce has not been increased after emigration; emigrant’s wives were discriminated by in laws. It is recommended that migrant should increase visiting home or shift their family to abroad to reduce tensions and conflict.
Impact of Motivation Behind Volunteerism on Satisfaction with Life among University Students
Authors: Emad Farkhanda , Ali Saima Masoom , Sardar Hina
Published: May 2019

Volunteering is any action in which time is offered wholeheartedly to give advantage to other persons, assembling or cause. Purposive sampling technique was applied for collecting information. The sample of this study consisted of students (N=184) including male (n =83) and female (n=101) students of different universities of Karachi. Besides demographic sheet two instruments were used they included Volunteer functions inventory and satisfaction with life scale for data collection from the university students. Through Volunteerism, volunteers achieve physical and mental health as well. Objective of this study was, to investigate the association of motivation behind volunteerism on satisfaction with life among university students. Further study also investigated the gender difference on the variable of motivation behind volunteerism. The current study was conducted in the different academic institutions of Karachi. After review of the detailed literature following hypothesis was formulated; (a) there would be a predictive relationship between motivation behind volunteerism and satisfaction with life among university students, (b) there would be a significant gender difference on the variable of motivation behind volunteerism, and (c) there would be a significant gender difference on the variable of satisfaction with life between among university students. In order to investigate the results of the sample volunteer functional inventory and satisfaction with life were used. The findings of study shows that motivation behind volunteerism is a significant predictor of satisfaction with life among university students, further findings shows that there is significant difference on the variables of motivation behind volunteerism between male and female university students. Moreover there is a significant gender difference on the variable of life satisfaction exists.
Effect of Terrorist Attack of December 16, 2014 on Academic Performance of School Children of Peshawar
Authors: Syed Fatima , Asghar Madiha , Tara Gulshan
Published: May 2019

The purpose of study was to determine the effect of traumatic events of December 16, 2014 on level of trauma of the children of Peshawar and the effect of traumatic experience their academics performance. Total sample consisted of two hundred (N=200) students with age range of 14-16 years (M=14.59, SD=1.128). Data was collected from the students of Army Public School and College System. Warsak road Peshawar and other three Schools on Warsak road included, Peshawar Public School, Peshawar Model School for Girls and Warsak Model School. Random sampling technique was used to recruit the study participant. Demographic information sheet, the Impact of Event Scale- Revised, Self-constructed questionnaire for measuring the Academic Performance of the students before and after traumatic experience of the students. Result showed that the terrorist attack effect the mental health of the students, students reported significant effect on their academic performance.
Prevalence of Marital Conflicts among Women Diagnosed with Postpartum Depression
Authors: Shah Asghar Ali , Mazhar Saima , Akhter Irum Naz , Zahra Mussarat , Saber Tajvur Parveen
Published: May 2019

The present research was on the prevalence of marital conflicts among women having postpartum depression and from general population. The sample was of 100 women, including 50 women having postpartum depression and 50 from general population. The data was collected after one week of child birth. The hypothesis was “the marital conflicts will be higher in women with postpartum depression than women from general population”. The hypothesis was tested by using chi-square test, highly significant results revealed that postpartum depression negatively effect the marital relation. Similarly, women with postpartum depression revealed difficulty in understanding themselves and they blamed themselves comparing them with women without postpartum depression. Women with postpartum depression blamed themselves when things went wrong and created troubles for themselves.
STRATEGI MANAJEMEN KAS (CASH MANAGEMENT) DALAM RANGKA OPTIMALISASI DANA PADA YAYASAN INSAN MADANI SEJAHTERA (YIMS) TAHUN 2004-2009
Authors: Anwar Yuli
Published: May 2019

cash management strategy (cash management) in order to optimize the foundation fund civil insan prosper (yims) year 2004-2009. Cash management strategy (cash management) in order to optimize the funds on Madani Insan Sejahtera Foundation (Yims) include: revenue from the year 2004 amounting to Rp. 18,250,500.00 until 2009 to Rp. 559,454,000.00 or 300 times increase. Similarly, expenditure in the form of compensation, public health services, skills training, caring teachers and preachers, the economic empowerment of the ummah, qurban from 2004 amounting to Rp. 17,787,500.00 until 2009 to Rp. 559 005 100 is almost 300%. The channeling of funds up to 98% - 102% from 2004 to 2009. The remaining funds are used for operational reserves the foundation. The Foundation expects an increase in revenue from activities that are funded in accordance mission of the foundation is: (1) to provide services to the community through empowerment programs that integrate educational programs, health, economy and skills. (2) Being a liaison between the haves with the community through the distribution of funds can not afford the social, charity, infaq, shodaqoh and humanitarian funds. (3) Establish partnerships with both private institutions, government or other social institutions in reducing social problems in the community. Keywords : cash management
PENGARUH TINGKAT SUKU BUNGA PINJAMAN DAN VOLUME PINJAMAN TERHADAP RETURN ON ASSETS (ROA) PADA PT. BPR MITRA DAYA MANDIRI PERIODE TAHUN 2008 SAMPAI 2010
Authors: Fauzi Rizki Ahmad
Published: May 2019

Bank as a business organization has become a tool and a means of supporting the liquidity of the business , as a consequence, banks are required to become a business organisasasi proper and prudent in the distribution of funds in the form of credit . It has been recognized correctly by the community because the business function other than as a financial intermediary bank , also the agent of development that have an obligation to support the equitable distribution of national development efforts . Thus the function of banking business as the source of funds and lending function must be balanced in order to create proper banking .Interest Rate Loans positive and significant impact on Return on Assets ( ROA ) . This suggests that the higher the Loan Interest Rate Return on Assets ( ROA ) acquired banks will be even greater because of the higher Interest Rate Loans , the greater the income received from the debtor banks because the rate of return on bank loans . The greater the bank's profitability ( ROA ) obtained by the bank , which means the financial performance has improved or increasedVolume of Loans positive and significant impact on Return on Assets ( ROA ) . This suggests that the greater the volume of loans then Return on Assets ( ROA ) acquired banks will be even greater because of the greater volume of loans , the higher the income received from the debtor banks because the rate of return on bank loans . The greater the bank's profitability ( ROA ) obtained by the bank , which means the financial performance has improved or increased . Adjusted R Square value of 0.121 indicates that 12.1 % of the dependent variable of financial performance proxied by ROA can be explained by the two independent variables , namely interest rates and credit and loan volumes , while the remaining 87.9 % is explained by other factors outside the regression model analyzed . This study did not escape from the limitations . Limitations contained in this research can be seen from the value of Adjusted R Square which can only explain 12.1 % or a fraction of the variance of dependent variable , while 87.9 % is influenced by other factors that are not included in the model so that there are many variables that influence but not included in this model . Given the tremendous influence of the independent variable on the dependent variable , it is suggested the need for caution in generalizing the results of this study . Based on the results of statistical tests , the three variables that partially have a significant effect , Interest Rate Loans has the highest influence on ROA , as evidenced by the Beta value of the variable size of the company showed a number greater volume of loans amounting to 1,050 .Keywords : loan rates , loan volume , return on assets
EVALUASI PENCATATAN TRANSAKSI SIMPANAN PIHAK KETIGA DALAM KAITANNYA DENGAN PELAPORAN KEUANGAN PT. BANK NUSANTARA PARAHYANGAN
Authors: Fauzi Rizki Ahmad
Published: May 2019

Bank is an institution acting as financial intermediary between those who have money and those who needs funds. The important role of the bank as financial intermediary in concrete action is to collect and to distribute public funds efficiently and effectively.Fund sources of the bank is divided into three categories, namely: the first party funds (from the bank it self), the second party funds (on loan from outside parties), and third party funds (from the public, it is the most important source of funding for operational activities by the bank). The goal of this research is to find out how the operational procedure and transaction recording of the third party funds (savings, time deposits, and demand deposits) such as account bookkeeping, depositing, withdrawal, interest accounting, administration costs, closure, and evaluation of the correlation between transaction recording of the third party funds and finance reporting of PT. Bank Nusantara Parahyangan. The research conducted by the author is on PT. Bank Nusantara Parahyangan Bogor Branch located in Jalan Surya Kencana No. 99, Bogor 16126. PT.Bank Nusantara Parahyangan is a foreign exchange bank and perceptions bank. The result of this research shows that the operational procedure applied by PT. Bank Nusantara Parahyangan Bogor Branch associated with the third party funds can be said as good enough in accordance with Finance Accounting Standard Code (PSAK No.31, Revised: 2000), about banking accounting, just exactly at recognition of interest charge. It is as well in  accordance with Government Regulation on interest tax as high as 20% and it is final to savings balance (savings, time deposits, and demand deposits) above Rp.7.500.000,00. The conclusion is the implementation of the procedure, transactions recording related to the third party funds and finance reporting of PT. Bank Nusantara Parahyangan Bogor Branch is adequate and has followed the guideline in Finance Accounting Standard Code (PSAK No.31, Revised: 2000).Keywords : The Transaction of the Third Party Funds; Finance Reporting
ANALISIS OPTIMALISASI PENJUALAN FURNITURE MELALUI LINIER PROGAMMING DENGAN METODE SIMPLEKS PADA PT CAHAYA SAKTI MULTI INTRACO BOGOR
Authors: Prasetya Syarief Gerald
Published: May 2019

PT. Cahaya Sakti Multi Intraco is a trading company engaged in the procurement of furniture has a variety of types and a variety of brands. In the course of his business face several obstacles in planning the allocation handling products. From one brand alone was encountered problems in the combination of the products offered. Olympic brand is the core product to penetrate the domestic furniture market. Fluctuations in demand for goods erratic from one period to another period resulted in a shortage or oversupplyProducts PT Cahaya Sakti Multi Intraco ie Kitchen Set ( KS ), Cabinet Decorative ( LH ), Wardrobe ( LP ), Desk Study ( MB ) and other furniture products ( OT ). There are several obstacles in the selling of each of these products are: 1 ). The type of vehicle ( truck ) is used to fit furniture consisting of a capacity of 5,500 kgs ( Ants ) , 10,500 kgs ( Elephant ) , 13,500 kgs ( Container 20 ' feet ) , 15,000 kgs ( Double ankle ) , and 27,000 kgs ( Container 40 " feet / Tronton ) . 2 ) Maximum capacity warehouse Branch consisting of : A maximum value of 700 million ( Small Branch ) . 1,000 million ( Branch Intermediate ) , 1.600 million ( Big Branch ) . 3 ). Request for furniture products : KS as much as 4,200 units , as many as 2,600 units LH , LP as many as 11,500 units , as many as 5,200 units of MB and OT . as many as 7,000 units . Discussion of the results obtained by a linear function which aims to maximize sales ie sales = 363 X1 + 830 X2 + X3 604 + 347 + 366 X4 and X5 linear equations of the constraints that exist , namely : Freight truck type vehicle Ants = 23X1 + 8x2 + 24X3 + 22X4 +50 x5 ≤ 5,500,000 grams , Elephant = 44X1 + 15X2 + 46X3 + 43X4 +95 x5 ≤ 10,500,000 grams , Container 20 " = 56X1 + 19X2 + 59X3 + 55X4 +122 x5 ≤ 13,500,000 grams , Double ankle = 63X1 + 21X2 + 66X3 + 61X4 +135 x5 ≤ 15,000,000 grams , Container 40 " = 113X1 + 38X2 + 119X3 + 110X4 +244 x5 ≤ 27,000,000 grams and warehouse capacity Capacity Big Branch = 617X1 + 173X2 + 954X3 + 784X4 +1.0499 X5 ≤ 1,600,000,000 smu , Branch Intermediate = 386X1 + 108X2 + 596X3 + 490X4 +656 x5 ≤ 1,000,000,000 smu , and Small Branch = 270X1 + 76X2 + 417X3 + 343X4 +459 700 000 000 X5 ≤ smu , furniture Request KS ( X1 ) = ≤ 4,200 units , LH ( X2 ) = ≤ 2,600 units , LP ( X3 ) = ≤ 11,500 units , MB ( X4 ) = ≤ 5.200 , and OT ( X5 ) = ≤ 7,000 units units Total sales of Olympic brand furniture acquired PT Cahaya Sakti Multi Intraco per month is Rp . Rp 14,995,000.00 or a year . 179,940,000.00 assuming the acquisition of sales in accordance with the objective function and constraint functions remain.Keywords : optimization , sales , linear programming
ANALISIS PIUTANG TERHADAP LIKUIDITAS PERUSAHAAN (Studi Kasus pada PT. Telekomunikasi Indonesia Tbk. dan PT. Indosat Tbk.)
Authors: Wihananto Adri
Published: May 2019

As according to section 3 association of company, PT csope. Single Telecommunications of especial Tbk Activity and especial activity scope of company is to carry out domestic telecommunications sevice, which cover telephone, telex, telegram, satellite, customer circuit, electronic letter and peripatetic communications service and cellular, In order to quickening telecominications medium development and make Company as operator have internastional level to, and also improve technology, membership and knowledge all its employees, in the year 1995. Company have work is equal to all partner in development, and management pengoprasian of telecommunications medium in five from seven regional division through is same job pattern of Operation (“KSO”)As according to section 3 Assocition of Company, especial activity and scope activity of PT. Indosat Tbk cover to make a move in the field of multimedia and telecommunications in Indonesia give amenity to all its customer for the case of question in around telecommunications (seluler, SLI, etc), denunciating, guidance subscribe to, purchasing of maiden card of GSM prabayar/ CDMA/ internet prabayar card/ refill voucer, and/ or payment of invoice, direct etc in place. PT. Telecomunications Indonesia Tbk and PT. Indosat Tbk conduct sale creditly as a mean to improve sale volume, because at the higtht of sale volume hence directly can improve provite. Credit sales will result the happening of receivable, the duration receivable turn into cash in company can be measured with receivable turn overratio and period gathering of receivable. Receivable turn over And period gathering of tardy receivable can influence company likuiditas storey; accepted Excelsior credit sales, hence progressively lower company likuiditas storey; level conversely progressively lower accepted credit sales, hence excelsior mount company likuiditasTo measure or analyse credit sales storey; level used by formula which consist of : receivable turn over ratio, and period ratio gathering of receivable. While to mesure company likuiditass storey; level used by likuiditas ratio, that is : ratio current/ fluent ratio, ratio quick/ ratio quicly, and ratio cash/ cash ratio. Storey level Sale of PT. High Telecomuniations Indonesia Tbk enough with good company likuiditas level of fluent ratio, ratio quickly and cash ratio under 100% indicating that company find difficulties finance in fulfilling obligation short-range or fluent debt on time. While at PT. Indosat Tbk, mount from high sale enough, with level mount good company likuiditas of fluent ratio, ratio quickliy and cash ratio below/ under 100 % indicating that company find difficulties finance in fulfilling obligation short-range or fluent debt on time.Keywords: accounts receivable, the company's liquidity.
ANALISIS TINGKAT RISIKO INVESTASI PADA SAHAM PERBANKAN YANG GO PUBLIC (Studi Kasus pada Saham BBNI dan BNII di Bursa Efek Indonesia Tahun 2007 – 2010)
Authors: Wihananto Adri
Published: May 2019

Indonesia's banking industry experienced ups and downs in recent years. Triggering high inflation volatility of performances and declines of stocks, which greatly affect the performance of Indonesian banks. The increase of stocks indicates the higher interest rates. Higher interest rates could inhibit lending that led to the decline in performance and declines of stocks listed at BEI. Seeing the Indonesian banking industry has not stabilized, the logical consequence faced by investors when deciding to make investments in the banking sector is uncertainty or risk. Risk will always overshadow in any investment decisions taken by investors. This study attempted to compare the level of investment risk from the two banking groups to determine which groups are more risky, so investors could know where a decent investment to be chosen. This study aimed to determine the level of risk groups of state-owned banks, private banks, the level of risk groups by using the trend method, and whether there are differences in risk of both groups.The research methodology used is the descriptive method approach to comparative. The data used is two banking shares listed on the Indonesia Stock Exchange consists of three state-owned bank shares (known as PT. Bank Negara Indonesia Tbk) and private banks (PT. Bank Internasional Indonesia Tbk) during the period 2007 - 2010. The calculation of both the stocks level of risk using standart deviasi, regresion, corelation by using SPSS 17.0 and have statistic test of two parties. From the calculations showed that there was difference in risk between state-owned banks and private banks. With words both state-owned banks and private banks not have the same risk. Due to the influnce of the policies issued by the goverment against the state-owned bank. Result of the statistical tests to PT. Bank Negara Indonesia Tbk. obtained didn’t significant result for the 0.002 with a significance level of 0.05, it can be concluded that there is no influence between the level of risk with the level of returns in the stock of BBNI. Based on the result of statistical tests on significant result obtained PT. Bank Internasional Indonesia Tbk. at 0.05 with a significance level of 0.05, it can be concluded that there is influence between the level of risk with the level of returns in the stock of BNII.Key words: Private Banks, State-owned Bank, the Level of Risk, the Level of Return.
PENGARUH PENAMBAHAN JUMLAH WAJIB PAJAK, PEMERIKSAAN PAJAK, PENAGIHAN PAJAK, DAN KEPATUHAN WAJIB PAJAK TERHADAP PENERIMAAN PAJAK
Authors: . Waluyo
Published: May 2019

The purpose of this research is to examine the effect of addition of Taxpayer Number, Tax Audit, Tax Billing and Taxpayer Compliance toward tax revenue in simultaneously and partially. This research is done by using a multiple linear regression analysis model. The object of this research are tax office Tigaraksa for the period of 2009-2012. Data are collected from annual report of Tax Office Tigaraksa for the period of 2009-2012, consist of the number of additionaltaxpayer, number ofeffectivetax payers, the realization oftax assessments , the amount oftax arrears,number ofactual disbursement oftax arrears,tax revenue target,tax revenue, andthe reportednumber oftax returnsThe results of this research are (1) increasing the number of taxpayers effect on tax revenue, (2) tax audit effect on tax revenue, (3) tax collection has no effect on tax revenue, (4) tax compliance effect on tax revenue, (5) the addition of the taxpayer, tax audits, tax collection and tax compliance simultaneously affect the tax revenue.Keywords : Addition Taxpayer Number, Tax Audit, Tax Assessment,Tax Compliance, Tax Revenue
Políticas públicas de educación superior universitaria: expansión/inclusión.
El caso de las extensiones áulicas universitarias en la Provincia de Buenos Aires - Argentina
Authors: Zelaya Marisa
Published: May 2019

En este trabajo se presenta algunos aspectos teórico- metodológicos de un proyecto de investigación, titulado “Políticas públicas de educación superior universitaria: expansión/inclusión. El caso de las extensiones áulicas universitarias en la Provincia de Buenos Aires - Argentina”, anclado en el Núcleo de Estudios Educacionales y Sociales (NEES). Esta investigación, representa un trabajo de integración de algunos estudios previos referidos a la temática sobre la relación entre Estado, Sociedad y Universidad. Dando continuidad a esta línea de investigación, se aborda específicamente la expansión universitaria en las últimas décadas a través de las “Extensiones Áulicas” en nuestro país, en particular en la provincia de Buenos Aires.

En este sentido se hace necesario señalar que la indagación acerca de las “extensiones áulicas” o nuevas formas de organización de la enseñanza universitaria, como es el caso de estudio de las “Extensiones Universitarias de Las Flores”, interesa para analizar las reconfiguraciones del mapa universitario de esta región que le otorga otras dinámicas al proceso de expansión y diversificación del sistema universitario.

El desafío de esta investigación radica en las posibilidades de aportar una mayor y más profunda comprensión tanto en el campo de la educación superior como en el de conocimiento y el de las políticas públicas universitarias del proceso de reconfiguración del sistema de educación superior universitario.