bluuebunny/crossref_metadata_2025 huggingface dataset:
Analysis of Vaginal Candidiasis Prevalence Among Bangladeshi Women in Relation to Menstrual Hygiene and Other Risk Factors: A Cross-Sectional Study
Authors: Gomes Bristy Gloria , Islam Mohammad Rafiqul
Published: March 2024

Vaginal candidiasis, which is an infection of the female reproductive system, continues to be a leading risk factor of morbidity, which negatively impact the physical and mental health of women worldwide. Despite widespread awareness, vaginal candidiasis is still seen as a minor health issue in many impoverished nations like Bangladesh. This study aimed to examine and evaluate the prevalence of vaginal candidiasis and its association with menstrual hygiene and other risk factors among reproductive-aged women by cross-sectional study. In this research study 37.30% of women (91 out of 244 patients) tested positive with vaginal candidiasis. From this study is was found that patients in their early and peak reproductive years are more susceptible to illness. The highest prevalence was seen among the participants who aged between 15-34 years (33%), which followed by 20.9% patients are from 35-44 years age group and 70.3% of patients were married. The most common symptoms patients faced in this study are irritation and swelling near genital area (24.8%), unusual vaginal discharge (22.6%), itching near genital area (20.4%), pain or burning sensation during urination (16.8%) and painful intercourse (11.7%). Besides, risk factors that caused the disease in patients to be found are, poor menstrual hygiene (35%), unsafe intercourse (38%), non-cotton and unclean undergarment (18.6%), use of over the counter antibiotic (14.2%), diabetes (8%), infected sexual partner (3.4%), STD (3%) and menopause (0.8%). Another major part of the study is to know about the relation between menstrual hygiene and vaginal candidiasis. About 33% of the women use cloth and another 33% use both sanitary napkin and cloth as an absorbent. It is also observed that 74.7% women change the absorbent only about 1-2 times per day. Though, Vaginal Candidiasis is a type of mild infection for most the cases still it needs to be given importance as it can cause troublesome and serious complications such as recurrent infection, candidemia etc.
Intelligent approaches for early prediction of learning disabilities in children using learning patterns: A survey and discussion
Authors: Patil Shailesh , Apare Ravindra , Borhade Ravindra , Mahalle Parikshit
Published: March 2024

Learning disabilities in children occur in early childhood age. These disabilities include dyslexia, dysgraphia, dyscalculia, ADHD, etc. These children face difficulty in academic progress in life. Difficulties include reading, writing, and spelling words, despite these students possessing normal or above-average intelligence. The learning gap between these students and others increases with time. As a result, these students become less motivated, find it difficult to progress in life, and struggle with employment opportunities. Children with these symptoms often have emotional consequences, including frustration and low self-esteem. These disabilities range around 10 to 15% of the total population, which is considerably high. There is an immense need for early diagnosis to provide them with remedial education and special care. Researchers have proposed a diverse range of approaches to detect learning disorders like dyslexia, one of the most common learning disorders. These approaches include the detection of LD using eye tracking, electroencephalography (EEG) scan, detection using handwritten text, the use of a gaming approach, audiovisual approaches, etc. This paper critically analyses recent contributions of intelligent technique-based dyslexia prediction and provides a comparison. Among the mentioned techniques, it is found that detection using eye tracking, EEG, and MRI are costly, complex, and non-scalable. In contrast, detection using handwritten text and a gaming approach is scalable and cost-effective. A character-based approach is presented as word formation is difficult for children for whom English is a second language. Also, in early childhood, children make fewer mistakes in character writing. An experimental setup for handwritten text-based detection is done using the CNN model, and future opportunities for learning disabilities detection are discussed in this paper.
Management control tools for Moroccan industrial companies: Application of Target Costing and Artificial Intelligence
Authors: Merjane Salim , Touili Chaimaa , Khalil Mouaad , Touili Karima , Fikri Mohammed
Published: March 2024

Technological advances and intensified competition on world markets have led to product diversification, forcing companies to adjust their production and marketing strategies using modern management tools. However, to meet the complex challenges posed by cost management and production process optimization, an essential dimension to consider is the integration of artificial intelligence into the Target Costing process. The main objective of this article is to detail the implementation of this Japanese method in the Moroccan context, focusing in particular on Moroccan industrial companies. To achieve our goal, an extensive literature review has been undertaken. However, there is a lack of documentation concerning the understanding of this method and its impact on Moroccan industrial companies. In order to better understand this relationship, we undertook a literature review focusing on the role of this instrument within industrial companies in Morocco, adopting an analytical approach. It should be noted that Target Costing is a mechanism for adapting companies to the Moroccan environment, encouraging organizational change in response to the needs of the Moroccan market while ensuring its sustainability. It also fosters collaboration between stakeholders, as well as compliance with Moroccan regulations and standards, helping to preserve the competitive edge of Moroccan industrial companies. In the Moroccan context, the adoption of artificial intelligence as part of Target Costing could bring significant benefits to industrial companies. These include a better understanding of local market needs, optimization of production processes to meet changing demands, and more informed decision-making when defining product selling prices. This study presents contributions from both academic and managerial perspectives, although it does raise certain limitations linked to the scarcity of articles and publications in the Moroccan context.
USO DE KHAN ACADEMY EN UN CURSO UNIVERSITARIO DE CÁLCULO DIFERENCIAL E INTEGRAL
Authors: Alpízar Vargas Marianela , Páez Páez Christian , Córdoba Hernández José
Published: March 2024

Las herramientas tecnológicas fueron de gran utilidad para el proceso de enseñanza y aprendizaje de diversos cursos durante el periodo de la pandemia causada por el COVID 19, algunas de ellas dieron resultados positivos y, por ende, se pueden seguir utilizando, aunque las clases regresaran a modalidad presencial. El objetivo de este artículo es describir el uso dado a la plataforma Khan Academy en un curso de cálculo diferencial e integral, donde participaron tres profesores y sus respectivos estudiantes; además, se presenta la percepción que tuvieron los estudiantes acerca del uso de dicha plataforma, la cual fue recolectada por medio de un cuestionario aplicado de manera virtual. Entre los principales resultados se encuentran que, según la opinión de los estudiantes, el uso de Khan Academy en el curso de cálculo es de gran utilidad porque les permite reforzar los conocimientos y les permite practicar; además, recomendarían que este recurso se siga utilizando en este curso.
STRATEGI MARKETING DALAM MENINGKATKAN DAYA SAING KOPERASI DI BMT SIDOGIRI CAPEM WARU
Authors: Kadir Abdul , Kunaifi Aang , Zainuddin Zainuddin
Published: March 2024

Strategi adalah langkah-langkah yang harus dijalankan perusahaan untuk mencapai tujuan. Kadang-kadang langkah yang harus dihadapi terjal dan berliku-liku, namun ada pula langkah yang relatif mudah. Strategi markerketing yang dilakukan oleh BMT ini dengan cara jemput bola serta melakukan pendekatan-pendekatan atau terjun langsung kepada masarakat seperti orang-orang pasar khususnya pasar Waru. Dengan niat mejalin silaturrahim  dengan mereka supaya mudah untuk melakukan transaksi setor dan tarik tunai. Peningkatan Daya Saing yang dilakukan oleh BMT UGT Sidogiri Capem Waru Pamekasan ini sudah memiliki kemampuan untuk menunjukkan hasil yang lebih baik, lebih cepat dan lebih bermakna. kemampuan menegakkan posisi yang menguntungkan dan sudah sesuai dengan prinsip maqashid syariah dimana dalam mempromosikan produk dan jasanya BMT ini bersaing secara sehat tidak pernah memberikan informasi yang dapat menjatuhkan pesaing serta menerapkan prinsip bisnis syariah yang diajarkan Rasulullah SAW yaitu baik, cerdas, transparan, komunikatif, rendah hati, jujur, dan dapat dipercaya serta memberikan pelayanan yang terbaik.
Entre el bosque y los árboles. Utopías menores en El Salvador, Nicaragua y Uruguay
Authors: Gould Jeffrey Lawrence
Published: March 2024

Este libro presenta casos de experimentos sociales en El Salvador, Nicaragua y Uruguay. En estos espacios, donde florecía la comunicación horizontal y multiclasista, el concepto de utopías menores de Jay Winter es apropiado. Esta obra rastrea lo que él llama las ‘visiones de transformación parcial’, que coexistían temporalmente con las grandes narrativas de transformación social, pero después perdieron su lugar propio en el récord histórico. Los trabajadores agrícolas en Chinandega, minifundistas en Morazán y obreros fabriles en Montevideo, conquistaron espacios para defenderse en medio de graves crisis sociales-económicas y políticas, pero también crearon nuevas relaciones sociales y una experiencia de trabajo colectiva y libertadora.
América Latina en la vorágine de la crisis. Extractivismos y alternativas
Authors:   Universidad de Guadalajara, Veltmeyer Henry
Published: March 2024

América Latina se ha visto sacudida, en el curso de las últimas dos décadas, por los impactos de una triple crisis. La primera, causada por los avances del modelo extractivista, la segunda por la degradación ambiental y la tercera y más reciente, ocasionada por la pandemia de covid-19. Ante la urgente necesidad de buscar alternativas de desarrollo, este libro propone dejar en claro que una crisis, cualquiera que esta sea, representa una oportunidad que debilita las estructuras rígidas, restrictivas y dominantes del sistema capitalista, la cual abre paso a fuerzas de cambio y transformación que nos permiten emprender el camino hacia un futuro mejor.
Acuerdo de París: Retos del mundo y retos de Jalisco—Perspectiva de la movilidad eléctrica
Authors:   Universidad de Guadalajara, Okabe Dr. Taku , Contreras Pacheco Kathia Darhian ,   Universidad de Guadalajara
Published: March 2024

El calentamiento global es un reto que debe enfrentarse entre todos los países del mundo. En 2015 se estableció el Acuerdo de París, con el propósito de procurar no utilizar el combustible fósil. Lo transcendental de este Acuerdo es, a diferencia del Protocolo de Kioto, invitar a todos los países, sean desarrollados o en vías de desarrollo, para frenar el calentamiento global. Frente a la realidad de que los vehículos son una de las mayores fuentes de la emisión del gas de efecto invernadero y la posibilidad de una nueva industria, se discute actualmente el mayor uso de los vehículos eléctricos. Jalisco pretende ser líder de la fabricación de este tipo de vehículos e intenta también la implantación de energía limpia. El presente trabajo reflexiona acerca del esquema de Acuerdo de París y las metas que tienen los principales países para ello, incluyendo México, y analiza la perspectiva de vehículos eléctricos que puedan propiciar la reducción de la emisión de gas de efecto invernadero, sobre la base de la importancia de la industria automotriz en México.
El paradigma del metabolismo urbano desde la perspectiva de los sistemas complejos hacia la sustentabilidad
Authors:   Universidad de Guadalajara, Mejía Rodríguez Dr. Jorge Antonio
Published: March 2024

El objetivo del ensayo reside en abordar el paradigma del metabolismo urbano desde la perspectiva metodológica de los sistemas complejos y multidisciplinares, como instrumentos vinculantes para el estudio y gestión de la sustentabilidad. La conclusión preliminar es que el metabolismo urbano representa un ejemplo de la construcción vinculante en ciernes de los modelos complejos y multidisciplinares para el abordaje urgente de la transición energética de las ciudades hacia la mitigación del cambio climático global y el colapso ambiental prevalecientes en la sociedad actual.
La gestión de la oferta de agua: el caso de la zona metropolitana de Guadalajara
Authors:   Universidad de Guadalajara, Torres Rodríguez Alicia , Morán Martínez Francisco ,   Universidad de Guadalajara
Published: March 2024

En este documento se analizan algunas estrategias basadas en el modelo de gestión de oferta para el abastecimiento de agua potable a la zona metropolitana de Guadalajara. Para ello, se examina el comportamiento de variables relacionadas con políticas centradas en la gestión de oferta, como el diseño de proyectos y construcción de infraestructura hidráulica por parte de instituciones oficiales y con base en las in versiones realizadas se establece un método de análisis para determinar el impacto del costo hundido generado a raíz de no hacer uso de las obras de infraestructura ya construidas. Como parte del modelo de gestión del agua con base en la demanda, se integran algunas estrategias de uso eficiente de este recurso mediante alternativas de tecnologías ahorradoras de agua para implementarse en el ámbito doméstico. Se concluye que los modelos de gestión del agua históricamente en México y particularmente en la zona metropolitana de Guadalajara (ZMG) se han venido utilizando los recursos hídricos asociados a políticas de oferta donde el argumento institucional se ha basado en que para satisfacer la creciente demanda de agua por el constante crecimiento poblacional, es indispensable la construcción de nuevas fuentes de abastecimiento, sin tomar en cuenta otras alternativas de solución.
Using ICT in Printing: Economic Transformation, Evolution and Prospects
Authors:   National Technical University of Ukraine «Igor Sikorsky Kyiv Polytechnic Institute», Makatora Alona V. , Makatora Dmytro A. ,   National Technical University of Ukraine «Igor Sikorsky Kyiv Polytechnic Institute», Kubanov Ruslan A. ,   Institute of Innovative Education Kyiv National University of Civil Engineering and Architecture
Published: March 2024

The purpose of the study is to determine the peculiarities of the use of information and communication technologies in the printing industry; to substantiate the feasibility of technological transformation in terms of the prospects for economic development of the selected industry. Processing of primary data to provide the user with the necessary information is the main task of using information technology in the printing industry. Three main blocks – knowledge base, decision-making and intellectual interface – make up the structure of an intelligent printing system. In terms of decision-making, an intelligent printing system is defined as an information and computer system with artificial intelligence that solves problems without human intervention, in contrast to an intelligent system where the operator is involved in the decision-making process. The following types of intelligent systems are identified: intelligent information systems, expert printing systems, computational and logical systems, hybrid intelligent systems, reflex intelligent systems. It is noted that taking into account market trends, adapting to the environment and quickly adjusting their development strategy to occupy their niche in the market is important for the successful functioning of publishing and printing companies. According to the authors, this is possible based on using ICT in printing. Integrating modern technologies into the printing industry can positively influence efficiency and competitiveness. Adopting digital technologies will allow printing companies to be more flexible and respond quickly to changing market conditions, which is important for its development. In conclusion, it can be said that information and communication technologies have a great potential for the transformation of the printing industry in Ukraine. Companies will be able to automate and optimise production processes, reduce costs and improve product quality through the introduction of modern technologies. In addition, by introducing new print formats and creating specialised products for the digital market, the development of information technology will expand the range of services. According to the authors, this approach will help Ukrainian companies to compete internationally and take their products to new markets, helping to develop the whole industry. In addition, there will be a stimulus for innovation and the development of new services, which in turn will contribute to the growth of the industry as a whole
Methodological Aspects of Primary Data Collection: A Comparison of the Behavior of Consumers of Car Wash Services in Ukraine, Europe and the USA
Authors:   V. N. Karazin Kharkiv National University, Chala Tеtyana G. , Savchenko Dmytro B. ,   V. N. Karazin Kharkiv National University
Published: March 2024

The article focuses on the analysis and comparison of behavioral models of consumers of car washing services in Ukraine, the countries of the European Union and the United States, as well as the identification and analysis of key factors influencing the choice and preferences of consumers in the context of using these services. In the course of the study, numerous surveys devoted to the analysis of consumer preferences in the market of car wash services are considered, the most thorough of which are conducted every three years by the International Carwash Association (ICA). The general aspects of the methodology for analyzing consumer behavior in the market of car wash services in Ukraine, which corresponds to similar studies of the US and European markets, have been identified, a questionnaire has been developed and an online survey of car owners using Google forms has been conducted. To ensure the representativeness of the study based on the theory of sampling observation, the required number of respondents to be interviewed to establish the values of the selected features has been calculated (412 people have been interviewed). The study was conducted according to four main directions: coverage of consumers of car wash services by market segments; advantages in the provision of car wash services; barriers to the provision of car wash services; differentiation of consumer preferences. In the course of the analysis, it is found that in Europe the average frequency of using car wash services is 10.5 times a year, in the USA – 13.6, in Ukraine – 13.2. The results of surveys of service consumers in Europe and Ukraine showed a high level of loyalty to professional car washes compared to the United States. 74% in Europe and 66% in Ukraine prefer exclusively professional car washes, while in the USA this figure is only 44%. The high environmental awareness of consumers in Europe has been determined, where 70% of respondents believe that washing at a car wash is safer for the environment than washing at home. The benefits of digital marketing and customer engagement through electronic communication, especially through email and Facebook, are considered.
Development of Small Business in Ukraine: Factors of Influence and Current Trends
Authors:   V. N. Karazin Kharkiv National University, Gontareva Iryna V. , Mykhailenko Daria H. ,   V. N. Karazin Kharkiv National University
Published: March 2024

The article examines the main trends in the development of small entrepreneurship in Ukraine. The state of functioning of small enterprises during the period of pandemic and active hostilities on the territory of the State is allocated. On the basis of the carried out analysis, the main trends and regularities of functioning of small business entities have been formed. It is proved that not only the development of small entrepreneurship contributes to increasing the economic component of the development of the State, but it also reduces social tension in society due to the creation of jobs and employment. It is substantiated that the influence of external factors is regulated at the national or regional levels, while the influence of internal factors is regulated by the actions of an individual enterprise. It is determined that territorial communities and local self-government bodies play an important role in the development and support of small entrepreneurship, since it is the local milieu where the needs of small business are much better understood, as well as the influencing factors they encounter in their activities. It is determined that the introduction of new technologies that meet European standards and quality norms for domestic enterprises is a difficult task, primarily due to the lack of financial resources. The directions of improving the development and support of small business during the wartime and in the post-war periods of economic recovery are allocated. An algorithm for regulating the activities of small business entities has been proposed. Measures to stimulate the development of small entrepreneurship in financial, regulatory, and production areas are substantiated.
Conceptual Modeling of the Development of Synthetic Liquid Fuel Production in Ukraine
Authors:   Research Centre for Industrial Problems of Development of NAS of Ukraine, Kyzym Mykola O. , Khaustova Viktoriia Ye. ,   Research Centre for Industrial Problems of Development of NAS of Ukraine, Shpilevskiy Volodymyr V. ,   Research Centre for Industrial Problems of Development of NAS of Ukraine
Published: March 2024

The article is devoted to conceptual modeling of the development of synthetic liquid fuel production in Ukraine. Conceptual models of development, as well as its scientific, analytical, institutional and organizational support are substantiated. A system of principles and tasks of modeling under the conditions of implementation of certain scenarios has been developed, the basis of which is the political and economic position of the country, which corresponds to: the wartime and post-wartime states, the period of recovery and stabilization of the economy. The factors and results of the development of the national production of synthetic liquid motor fuel (SLMF), system relationships between the elements of the models are determined. In general, the modeling complex is an integral system of conceptual provisions for the use of available resources, the creation of production, the organization and control of the results of investment and economic activity. The article carries out several simulations, completing them by a parametric model of development of production of synthetic liquid motor fuel, which, on the basis of data on the formed scenarios, made it possible to prove that the development of the production of SLMF in Ukraine can ensure a reduction in the country’s external oil dependence from 12 to 17%.
Transparency in the Provision of Financial Sustainability in the Context of Digitalization
Authors:   National Aviation University, Arefieva Olena V. , Piletska Samira T. ,   National Aviation University, Lobur Yurii O. ,   National Aviation University
Published: March 2024

The aim of the article is to develop a model for the formation of a strategy for providing the financial sustainability of enterprise in the context of digitalization. The necessity of an effective operating system, which makes it possible to make the right managerial decisions in a timely and quick manner, using a certain set of methods and tools for their implementation, has been proved. As a result of the study, it is determined that the management of financial resources of enterprise is the key to its effective activity and determines the priority of ensuring the financial stability of economic entities, since unstable financial indicators of the enterprise’s operation reduce its solvency, hinder development and, in some cases, can lead to bankruptcy. The article determines that the strategy for ensuring financial stability in a broad sense is a program of step-by-step actions and measures in the system of development strategy, aimed at constant support of the sustainable functioning of the company’s finances in long-term development and the system of relations with the external and internal environment in the context of increased transparency, which leads to the achievement of the main goal. Taking into account the peculiarities and specifics of the operation of enterprises under the influence of transparency of processes in the context of digitalization and instability of the economy, a model for improving the strategy for providing the financial stability of enterprise has been proposed, which: contains a set of basic provisions that substantiate the logic of the process of improving the enterprise strategy; is situational in nature; has a set of factors influencing the dynamics of growth and the composition of criteria for considering alternative options for possible development scenarios and assessing the effectiveness of the strategy for ensuring the financial stability of the enterprise. Prospects for further research in this direction are the development of methods for assessing the level of digitalization of enterprise.
Mechanism for Managing the Transparency of the Development of Industrial Enterprises in the Context of Convergence of Investment Processes on a Synectic-Compensatory Basis
Authors:   V. N. Karazin Kharkiv National University, Zaitseva Anna S.
Published: March 2024

It is determined that under the current conditions of intensification of competition struggle between domestic industrial enterprises and increasing market pressure from foreign competing firms, there is an urgent issue of highlighting the process of managing development transparency as one of the most important criteria for efficiency of the activities. The mechanism for managing the transparency of enterprise development on a synectic-compensatory basis, which is implemented in the context of convergence of investment processes, is formed due to the complex reflection of the dynamism and variability of economic interests and parametrization of the effective process of their balancing in a dynamic model of formation and use of the development potential of enterprises and in the presence of high quality of managerial decisions in comparison with competitors, which provides industrial enterprises with a competitive position in the market and forms a sustainable level of their development. That is, the effectiveness of managing the transparency of the development of industrial enterprises in the context of convergence of investment processes will be determined by the ability of the management system to achieve the set goals, outlining the need for their systematic and analytical research. It is appropriate to assess the quality and efficiency of the management system at industrial enterprises through the construction of a balanced system of signifiers and indicators, which is the basis for assessing the effectiveness of enterprises’ operation and is aimed at achieving their strategic goals. The unity of the backbone basis of the developed management mechanism in accordance with the managerial efficiency is confirmed by the consolidation of the elements of its construction, which is actualized in the format of accumulation of changes as a reflexive reaction to the processes of transformation. This allows to comprehensively manage all components of transparency in the development of enterprises in order to increase their efficiency, optimal organization of investment, supply, production and sales activities of the enterprise, reduce logistics costs, provide production with the necessary material resources and their effective use, optimize material, financial and information flows.
Transformation of the Financial System of Ukraine in the Sustainable Development Context
Authors:   National University «Chernihiv Polytechnic», Рopelo Olha V. , Gonta Olena I. ,   National University «Chernihiv Polytechnic»
Published: March 2024

The article proves that current challenges require new approaches to the functioning of the financial sector, which opens up a wide space for the implementation of innovative strategies and financial instruments aimed at achieving the sustainable development goals and ensuring balanced economic, social and environmental growth. The ranking positions of Ukraine according to the data of the Environmental Efficiency Index were studied and the necessity of the processes of the financial system transformation was substantiated. The key goals that guide the development of green financing in Ukraine and determine its strategic direction have been determined. A component analysis of financial instruments was carried out in terms of the relationship between the main components of sustainable development. It has been studied that green bonds play a key role in ensuring sustainable financing and development, which occurs at the expense of attracting capital to projects aimed at supporting environmental initiatives, the development of renewable energy sources and infrastructure. It is substantiated that the promotion of financial stability will be a key aspect of the successful transformation of the financial system of Ukraine in the context of sustainable development.
Financial Diagnostics of Enterprises in the System of Financial Controlling
Authors:   Central Ukrainian National Technical University, Ischenko Nina A.
Published: March 2024

The aim of the article is to substantiate the expediency of applying financial diagnostics as part of the system of financial controlling of enterprises. The article discusses the essence and main tasks of financial diagnostics of enterprises. It is determined that the purpose of financial diagnostics is to assess the dynamics of enterprise development and the formation of a strategy and tactics for further activities. Methods of financial diagnostics of enterprises in the system of financial controlling are proposed, which includes five following stages: 1. Diagnostics of financial sustainability of enterprise. 2. Diagnostics of liquidity and solvency of the enterprise. 3. Diagnostics of the company’s business activity. 4. Diagnostics of the profitability of the enterprise. 5. Diagnostics of the level of financial potential of the enterprise. A diagnostics of the financial condition of an agricultural enterprise was carried out according to the proposed methodology and it was found that in 2020 and 2021 the enterprise had an unstable financial condition and an average level of financial potential, in 2022 the company was threatened with bankruptcy, and it had a crisis financial condition and a low level of financial potential. It is found that the stability of the financial condition of the agricultural enterprise can be restored provided that the working capital is augmented by increasing the profitability of economic activity. The necessity of using the mechanisms of financial stabilization as part of the system of anti-crisis financial controlling is substantiated. Financial stabilization of the agricultural enterprise will be consistently carried out in the following main stages: elimination of insolvency; restoration of financial sustainability; changing the financial strategy in order to accelerate economic growth. Each stage of financial stabilization of the agricultural enterprise corresponds to certain mechanisms: operational, tactical and strategic.
Financial Sustainability of Small Business Entities: Features and Principles of Preservation in Crisis Conditions
Authors:   Ivan Franko National University of Lviv, Shushkova Yuliia V. , Fatsiievych Roman Ya. ,   Interregional Academy of Personnel Management
Published: March 2024

The article emphasizes the relevance of the formation and implementation of public policy for the development of the small business sector in the conditions of wartime, in particular in the aspect of minimizing the negative impact of existing financial threats to the sustainable functioning of its representatives. The aim of the study is to identify the features and determine the principles of the State policy of maintaining the financial stability of the small business sector in a crisis. The novel problems of guaranteeing the financial stability of small businesses in Ukraine in the conditions of wartime are identified. The essential and semantic characteristics of the concept of «financial sustainability» at the level of the small business sector have been developed. It is asserted and then proved that this is the very state of development of the financial and credit system and the economic environment of entrepreneurial activity, in which the financial threats of deterioration of the financial and economic condition of a critical mass of small businesses are minimized. On this basis, the leading objects of the State policy are: fair competition; absence of the transaction and transformation costs; availability of external investments and loans; acceptable cost of raising and using capital; development of financial and credit infrastructure; an effective system of financial risk insurance. The features of management of financial sustainability of entities of the small business sector are determined by such management functions as analysis, planning and regulation of the financial condition, organization, motivation, and control. The main challenges and threats to the financial stability of Ukrainian business in the conditions of wartime are identified. An instrumentarium for countering the challenges and threats of financial destabilization of the subjects of the small business sector of Ukraine has been elaborated and substantiated, which should be implemented in the following areas: application of progressive methods of anti-crisis financial management; supplementing traditional approaches with progressive levers and mechanisms of financial management; introduction of effective additional financial instruments; development of institutional and legal support for the processes of strengthening financial sustainability; modernization of information and analytical support of financial management in the field of monitoring and development and implementation of policies to guarantee the appropriate level of financial sustainability of business.
Non-State Pension Funds: The Current State and Development Prospects in Ukraine
Authors:   Kyiv National Economic University named after Vadym Hetman, Maister Anna V. , Kulahina Iryna I. ,   Kyiv National Economic University named after Vadym Hetman
Published: March 2024

The aim of the article is to analyze the current state of functioning of non-State pension funds, define their main problems and prospects for development. According to the legislation, Ukraine has a three-tier pension system, the third level of which is the system of non-State pension provision, the basis of which is constituted by non-State pension funds. A non-State pension fund is an institution or organization that collects and invests pension contributions and maintains individual pension accounts for participants in the pension system. Non-State pension funds manage investments, using the accumulated money reserved for retirement to ensure the growth and preservation of participants’ retirement savings. The main goal of their investment activities is to generate sufficient income for future pension payments. The non-State pension funds play an important role in mobilizing financial resources and forming the investment potential of the pension system. The main indicators of activity of non-State pension funds are analyzed, namely: the number of concluded pension contracts, the total number of NSPF participants, the total value of NSPF assets, pension contributions, pension payments, and the amount of investment income. The problems that impede the effective functioning of non-State pension funds are classified as: economic, demographic, legal, investment, and psychological. The most important problem hindering the development of the system of non-State pension provision, including the functioning of non-State pension funds, is the non-perception of it as an alternative to the State-based system. The effective operation of non-State pension funds in the country depends on many factors, including the standard of living of the population, as well as the development of financial market infrastructure. Measures to intensify the activities of non-State pension funds in the financial market of Ukraine in the current economic conditions are substantiated. It is noted that the intensification of the activities of non-State pension funds will help reduce the burden on the Pension Fund of Ukraine and the State budget of our country.
The Role of Digital Transformation of the Credit Services Market in the Innovative Development of the National Economy
Authors:   Environmental Management and Tourism of the Chernihiv Polytechnic National University, Zabashtanskyi Maksym M. , Zabashtanska Tatiana V. ,   National University «Chernihiv Polytechnic»
Published: March 2024

The article is devoted to the study of the role of existing trends of digital transformation in stimulating the innovative development of the national economy. It has been proven that the processes of digital transformation in today's conditions affect almost all spheres of life in society. The leading role of the implementation of digital transformation processes in ensuring sustainable economic development, forming the prerequisites for bringing the country's economy closer to more progressive technological systems is substantiated. The need to implement a system approach to the innovative development of the national economy, which must be implemented on a permanent basis, is emphasized. Attention is focused on the fact that the level of readiness of the national economy for innovative development is determined by its resource provision, among which a significant role belongs to financial provision. According to the results of the analysis of the financial state of the national banking system, the existing digital transformations of the credit services market, the feasibility of using its financial potential to ensure the innovative development of the State's economy is substantiated. It has been proven that the implementation of the strategic vector of the development of the national economy, aimed at innovative development, as well as close cooperation with the international banking system, will require the development of new and the application of existing digital transformations of the credit services market. An author's approach to revealing the role of digital transformation of the credit services market in the innovative development of the national economy is proposed, aimed at considering the interests of all participants in this process, ensuring the macro-financial stability of the State and forming the necessary potential for its sustainable development. The key advantages of the digital transformation of the credit services market, as a significant source of financial resources necessary for the implementation of strategic innovative development of the State, have been determined. The need to deepen methodological approaches to the development of the credit services market in the context of its dynamic digital transformation, as a significant component of resource provision for the innovative development of the national economy, is substantiated.
A Scientific and Methodological Substantiation of the Conceptual Model for Studying the Factors of Perception of Bioeconomic Transformation in Management
Authors:   Vinnytsia National Technical University, Vostriakova Viktoriia I.
Published: March 2024

The introduction of the conceptual foundations of the bioeconomy in the process of economic transformations contributes to sustainable development, ensuring the achievement of environmental, social, and economic goals. Despite the fact that numerous domestic and foreign scientists position the bioeconomy as a key sector of sustainable transformation, there is still a lack of a comprehensive set of factors that characterize the sustainable management of an organization in the sector of bioeconomy. Our research is directed towards developing a methodological approach to identifying the factors influencing the introduction and implementation of sustainable management business strategies in the bioeconomic sector. The aim of the article is to develop a comprehensive methodology and a conception for studying the factors of perception of bioeconomic transformation by the management of organizations in the bioeconomic sector using triangulation of research methods. Within the framework of the carried out study, the choice of the studied industries and sectors of the agro-industrial complex of Ukraine, also their characteristics that are important for bioeconomic transformation, are substantiated. The studied sectors include five main areas: agricultural engineering; food industry; storage and sale of finished products of the agro-industrial complex (in the part of packaging); bioenergy; scientific and scientific-technical activities. The selected sectors cover all components of the agri-food supply chain to the consumer. A methodological approach to assessing the perception of bioeconomic transformation at the managerial level has been developed and the conceptual model for empirical studying of the perception of bioeconomic transformation of enterprises in selected sectors of the agro-industrial complex in the inter-raw material and inter-sectoral contexts has been proposed. The proposed methodology forms a conceptual framework for determining the priority factors influencing the choice of appropriate business strategies in the bioeconomy.
Improvement of the Theoretical Foundations of the Formation of the Strategy of Business Structures
Authors:   Institute of Economics and Management of the National University, But-Gusaim Oleksandr H.
Published: March 2024

The study focuses on a detailed analysis and evaluation of the key elements that foster the development of more effective and adaptive business strategies. The study found that the process of creating business strategies reflects a variety of approaches, ranging from traditional methods to modern innovative solutions. The main approaches are divided into: business value creation, targeted planning and integrated measures. It is revealed that modern business strategies are evolving, taking into account a wide range of important aspects, including environmental and social benchmarks of sustainable development. It is also noted that the development of information technology contributes to approaches to business strategies, forcing companies to be more flexible and quickly adapt to changes. It is found that the development and selection of business strategies are fundamental to the success of each company, requiring a thorough analysis of external and internal factors that affect its opportunities and risks. It is noted that the external environment affects the availability of resources and determines the competitive position of an enterprise, while the internal environment determines the internal capabilities and potential of an organization to implement strategic plans. It is emphasized that the effectiveness of a strategy is ensured by continuous collection of information about the external and internal environment, evaluation of results and making adjustments to the strategy in accordance with changes in the external and internal environment of the enterprise. It is emphasized that understanding the needs and expectations of stakeholders, such as customers, employees, suppliers, shareholders, government and the local community, is key to creating effective strategies that contribute to the achievement of the company's goals. It is indicated that the choice of a particular strategy largely depends on stakeholders and resources. It is also emphasized that in the context of strategic planning, the resources of enterprises need to be transformed, in particular, staff – into intellectual capital, current assets – into innovations, capital investments – into sustainable development technologies, and information – into interaction. The practical significance of the topic is to improve the process of forming effective business strategies, which contributes to the competitive advantage and sustainable development of the company.
The Security-Oriented Development of the Enterprise: Vectors, Opportunities, Threats
Authors:   Volodymyr Dahl East Ukrainian National University, Ivchenko Anatolii H.
Published: March 2024

The article examines that the orientation of enterprise development to its security is caused by a high level of uncertainty, especially of the external environment of its activity. The content of the concept of «security-oriented development of enterprise» is disclosed, its distinctiveness from the development of enterprise is shown. The vectors of security-oriented development of enterprise (product, technological, market and organizational) are analyzed and their place in the architecture of security-oriented development of enterprise is shown. The security-oriented development of an enterprise is possible in the presence of certain prerequisites that lay down its initial provisions, assumptions, and prerequisites. The prerequisites for the security-oriented development of an enterprise are divided into two groups by their nature – opportunities and threats. The contents of the concepts of «opportunities for security-oriented development of enterprise» and «threats to security-oriented development of enterprise» are disclosed, their general lists are provided. Opportunities and threats to the security-oriented development of enterprise are divided into real, potential, and unpredictable. The probabilistic nature of potential and unforeseen opportunities and threats to the security-oriented development of enterprise is shown. The similar nature of opportunities and threats to the security-oriented development of enterprise is disclosed and their common feature – dynamism, due to which they do not remain static, but are constantly changing, is revealed, which should be taken into account in decisions on the development of enterprise and ensuring its security. The features of solving the issue of the priority of choosing the vector of development with the subsequent formation of a set of necessary changes in the activities of an enterprise or the formation of a set of possible changes as the basis for choosing a vector of its development are shown. It is noted that in order to overcome the limitations of qualitative assessment of opportunities and threats to the security-oriented development of enterprise it is necessary to find ways to quantify them, which, although quasi-quantitative, will be a more objective assessment.