bluuebunny/crossref_metadata_2025 huggingface dataset:
Sexual Harassment: A Threat To Gradual Women Emancipation
Authors: Riaz Shamreeza
Published: June 2020

This article is an attempt to highlight gender-based attitude of society towards women. Women comprise approximately 50% of the total population of Pakistan; Pakistan cannot afford to keep half of its citizens inactive and their potential as participants in development and progress untapped. Nothing more than the misogynist view of women as weak in physical power and deficient in mental faculties has marred the upward movement of societies. Women who defy this erroneous obscurantist conceptualisation and step into public domain are forced either to step back or to make compromises with the situation at the cost of their self-esteem and dignity. This deviant social behaviour is identified as sexual harassment of women. Sexual harassment of women exists beyond geographic spaces, across historic times, and today is prevalent in all societies, developed or underdeveloped. Women are sexually harassed within the safe havens of their homes too. This paper examines how a combination of factors, including religious interpretations, social norms, state negligence, and bad governance result in creating and than perpetuating an antiwomen environment that breeds sexual harassment and solidifies patriarchal structures. The last section of this paper cites reported cases of sexual harassment at workplace that happened between 2001 and 2011. Summing up, the paper offers some suggestions to minimise work-place sexual harassment of women.
Socio-religious contributions of Hazrat Khadeeja (RA)
Authors: Farnaz Sofia , Jabeen Farzana
Published: June 2020

Hazrat Khadija (RZ) has the privilege of being the first wife and first sahabiyah of Rasool Allah (Sal Allaho Alaihi Wasalam). She belonged to a famous Arabian family of Quraish. Social and religious services of Hazarat Khadija for Islam are un-parallel. She encouraged Rasool Allah (Sal Allaho Alaihi Wasalam) during his Divine Mission. Moreover, she spent her wealth in the way of Allah which health muslims to cope with initial economic problems in the earlier days of Islam. During her 25 years of companionship with Rasool Allah (Sal Allaho Alaihi Wasalam) Hazrat Khadijah (RZ) remained sincere and loyal to Islam.
Women Trafficking In Pakistan: Gravity Of The Menace And Causes
Authors: Cheema Farooq-e-Azam , Zarif Tayyaba , Nisa Aziz –un–
Published: June 2020

The objective of this project paper is to gauge various factors underlying the internal and transnational trafficking of girls, women and children in Pakistan and to review the gravity and blueprint of the menace. Besides, this study endeavors to identify the most vulnerable section of the population in Pakistan in particular. This research work is primarily based on a review of secondary literature and interviews with the trafficking victims and the officials of the agencies engaged in prevention of human trafficking and the officials from certain NGOs working towards rehabilitation of the victims. Primary data was collected through interviews with the trafficking victims to get first hand information about their ordeals in order to secure an outlook into the dynamics of menace of domestic trafficking in Pakistan. For that purpose, 65 abused women were interviewed, majority of them lodged in the shelter houses in Karachi. Besides, this study also used periodic reports produced and published by various independent international bodies. Study concludes that poverty is the main underlying factor for this menace that leads to their economic and sexual abuse. Besides, gender disparity, abysmal literacy rate among the women in rural areas, and unawareness about legal privileges, lack of political and administrative will behind enforcement of anti-trafficking laws are also the contributing factors. Study found that these factors act in combination to bring about plight of the women in this region. Outcomes of this study have wide ranging practical implications including recommendations on identifying the factors that cause such trafficking and, accordingly, discovering the sections of society more vulnerable to internal and transnational trafficking. The study found that internally displaced people are usually more exposed to this menace. The study also highlighted internecine role of the law enforcement agencies especially the police.
Domestic Violence: Prevalence And Its Psycho-Social Impacts On Women In Pukhtoon Society
Authors: Khattak Mamoon Khan , Bangash Aamir Khan , Michael Sabir , Khattak Zubaida Khatoon
Published: June 2020

The women are affected by many forms of violence; most often inside the most secure environments i.e. of their own homes. Women are suffering in our societies due to socio-cultural values, misinterpretation of religious teachings, their subordinate status and lack of legal protection. The impacts of domestic violence go beyond the family and affect not only the victims but society as a whole. The basic purpose of this research was to know the views and experience of married women about psycho social impacts and forms of domestic violence on their status. Women crises center of District Kohat, Khyber Pakhtunkhwa Pakistan was the universe of the study. The research sample was comprised of 30 married women. The data were collected through the interviews schedule and questionnaire with the subjects.
The Quranic Issues And Injunctions About Dowry Money
Authors: Auj Muhammad Shakil
Published: June 2020

Dower is a gift presented to the bride from bridegroom at the time of marriage. This is a token from a husband to his wife which shows that he will continue his services and gifts to his wife in future also. Moreover, he will also be responsible for her needs of food and cloth. Some people, who say that dower is a return of something or service, it is wrong, because dower is not a cost of women but it is for the increase of social status of a women. In Pakistani societies payment of dower is very rare. Commonly it is considered as a tradition to write only. At the time of marriage ceremony it is usually not paid, but it is considered obligatory and compulsory at the time of separation by means of divorce. This misunderstanding is occurred due to the ignorance of the Holy Quran. In the following article all the problems related to dower are explained comprehensively in the light of Holy Quran.
Media Discourse And Gender: Issues Of Reconstruction Of Gender Ideologies In Pakistani Television Advertisements
Authors: Rasool Sarwet
Published: June 2020

Traditionally Pakistani society exhibits stereotypical patriarchal gender ideologies in all spheres of life. Pakistani media also operates under the same patriarchal framework of received definitions of gender. When it comes to Pakistani television advertisements, to ensure social acceptability, typically they represent men and women in their perceived gender roles. However, recently a wave of change can be noticed in these advertisements as many advertisements challenge and/ or reconstruct gender ideologies implicitly or explicitly. In the current research advertisements selected from diverse domains including edibles, cell phones and services, beauty products and toiletries denote a change across gender stereo-typicality. The paper investigates whether, how far and in what ways gender roles and ideologies are challenged and reconstructed; and what thematic, linguistic and extra linguistic strategies are used in Pakistani television advertisements. It is expected that the paper will provide insights into the processes of reconstruction of gender ideologies in Pakistan.
Sex Preference Of Offspring, Induced Abortion / Menstrual Regulation (MR) And Legal Issue In Bangladesh
Authors: Hasan Anjelika
Published: June 2020

Sex preference of offspring is very strong in Bangladesh associated with socioeconomic and cultural reasons and as a result, parents desperately want to get firstborn boy. Many couples are distressed, if they are unable to produce the first male offspring. Under the circumstances, if they detect the first child is girl at the embryonic stage, in many cases, the parents are interested to terminate the pregnancy through induced abortion in the shade of menstrual regulation (MR). The focus of this paper is to examine to what extent the pregnant women terminate their fetus through induced abortion under the shade of Menstrual Regulation (MR) in avoiding the girl child.
Elder Women’s Socio-Economic Problems And Their Impact: A Feminine Perspective On Experiencing Old Age Problems In Karachi, Pakistan
Authors: Riaz Sakina , Darakhshan Mahe , Rauf Samina
Published: June 2020

This study was conducted from the period of October to December 2013 with a selected population of elderly women who belongs to urban and rural areas of Karachi. The aim of the study was to investigate the Socio-economic conditions, health status, psychological condition, living style and also social support mechanisms among the elderly women in both rural and urban areas. Stratified random sampling method was used to collect the data. A sample of 300 female senior citizens was selected from two different communities of two union councils namely, “Jut Lines” and the “Central Jacob Line” of Jamshed Town from urban area and two from Malir town to represent the rural population of Karachi, Pakistan. The respondents were interviewed through a formulated questionnaire that was crosstranslated into Urdu language to determine the participant’s socio-economic problems. The study respondents belong to different walks of life and they participated voluntarily in this study. Similar studies are needed to be conducted in other community settings for recommending appropriate changes in public behavior towards elder women problems’ in our society.
Innovative Design of an Elliptical Trainer with Right Timing of the Foot Trajectory
Authors: Chen Fu-Chen , Tzeng Yih-Fong , Hsu Meng-Hui
Published: June 2020

The existing elliptical trainer cannot provide the user with the real jogging exercising mode and does not meet the principles of ergonomics. The purpose of this paper is to propose and study an innovative elliptical trainer that imitates the right timing of the foot trajectory while jogging. First of all, this study proposes and illustrates the structure and function of the innovative elliptical trainer with quick-return effect. Then, by using vector-loop method and motion geometry of the mechanism, the proposed innovative mechanism is studied kinematically. A design example is presented for interpreting the design process. At last, the foot trajectory of the innovative elliptical trainer is analyzed and confirmed. The simulation results confirm that the timing of the foot trajectory of the foot support members satisfies the principles of ergonomics, and keeps the user’s legs from injury.
Efektifitas Pemuridan KEKAL dalam Membimbing Gereja Menuju Kedewasaan Rohani
Authors: Orles Orles
Published: June 2020

The church is a collection of believers sanctified by God and allied in the name of Jesus. The church was founded by the Lord Jesus. Therefore, service to the church must not be ignored. Congregational growth to spiritual maturity must be the focus of church service. Discipleship of Small Bible Groups (KEKAL) is one of the strategies of the Pontianak Anugerah Baptist Church to guide the congregation towards spiritual maturity. The problem is that there has been no attempt to evaluate the effectiveness of ministry through KEKAL discipleship in guiding congregations to grow spiritually mature. Therefore, the purpose of this study is to see the effectiveness of KEKAL discipleship in guiding the church to grow. The research method used in this research is descriptive-quantitative. The data collection is done by using a closed questionnaire. Through this research, it was found that the KEKAL discipleship program had an effective role in guiding the church to spiritual maturity. This small group discipleship strategy can be one of the strategies for the church to guide church members to mature in Christ.Gereja adalah persekutuan orang-orang percaya yang dikuduskan oleh Allah dan bersekutu di dalam nama Yesus. Gereja didirikan oleh Tuhan Yesus. Oleh karena itu, pelayanan terhadap gereja tidak boleh diabaikan. Pertumbuhan jemaat kepada kedewasaan rohani harus menjadi fokus pelayanan gereja. Pemuridan Kelompok Kecil Alkitab (KEKAL) adalah salah satu strategi Gereja Baptis Anugerah Pontianak untuk membimbing jemaat menuju kedewasaan rohani. Permasalahannya adalah belum ada usaha untuk mengevaluasi keefektifan pelayanan melalui pemuridan KEKAL dalam membimbing jemaat bertumbuh dewasa secara rohani. Oleh sebab itu, tujuan penelitian ini adalah untuk melihat efektifitas pemuridan KEKAL dalam membimbing jemaat bertumbuh. Adapun metode penelitian yang digunakan dalam penelitian ini adalah deskriptif-kuantitatif. Pengumpulan datanya dilakukan dengan menggunakan angket tertutup. Melalui penelitian ini ditemukan hasil bahwa program pemuridan KEKAL berperan secara efektif dalam membimbing jemaat menuju kedewasaan rohani. Strategi pemuridan kelompok kecil ini dapat menjadi salah satu strategi bagi gereja untuk membimbing anggota jemaat agar dewasa di dalam Kristus.
As intermitências da morte
Authors: Melo Miquéias Lopes , Silva Maria Socorro Siqueira , Nascimento Vanessa Kelly Gonçalves , Carvalho Rosália Maria Mourão
Published: June 2020

No decorrer da apreciação dos princípios da dignidade humana, direito à vida e autonomia, examinamos os conceitos relacionados à intervenção da morte: eutanásia, ortotanásia, suicídio assistido e distanásia, com base em diversas linhas de pensamento do ordenamento jurídico. E paralelamente a obra de José Saramago, consideramos algumas preposições da colisão entre o direito à vida, a forma como o código penal o aborda e elencamos no presente artigo as formas de morte digna.

(Imagem de Public Co por Pixabay)
Representações dos corpos femininos nas capas da Revista TPM
Authors: Lima Samanta Petersen Rocha , Said Gustavo Fortes
Published: June 2020

Em uma sociedade em midiatização, as revistas femininas ajudam a legitimar e a disseminar estereótipos, padrões de comportamento e reforçam diversas crenças, dentre elas, de como deve ser a relação entre a mulher e seu corpo, sendo este muitas vezes associado a um padrão estético ideal. Neste sentido, o objetivo principal dessa pesquisa é analisar como a Trip Para Mulher (TPM), uma revista que se propõe a ir contra os padrões pré-estabelecidos, apresenta em suas capas a questão da estética corporal da mulher para analisar se a publicação apenas reafirma o padrão ideal já consagrado ou se ela mostra em seu conteúdo uma maior diversidade corporal, uma vez que é de suma importância que a mulher possa compreender que ela não precisa se enquadrar em determinados padrões estéticos para ser feliz. Como estratégia metodológica foi utilizada a análise de conteúdo (BARDIN, 2016) de três edições da referida revista, de forma que, como resultado, pudemos perceber que nos títulos das chamadas de capas a TPM tenta desconstruir a ideia de que a mulher precisa ser magra e que a relação com o seu corpo não deve se basear no seu peso corpóreo. Contudo, as modelos que protagonizam as capas ainda possuem um corpo que mesmo não sendo o ideal, ou seja, que esteja totalmente dentro do padrão pré-estabelecido pela sociedade e pela mídia, ainda não foge totalmente dele.

(Imagem Revista TRIP)
Theoretical contributions on the midiatization and regionalization of communication
Authors: Fortaleza Keynayanna Késsia Costa , Cabral Éverton Oliveira , Rigo Larissa Bortoluzzi
Published: June 2020

Since the 1980s, an intense process of Midiatization and Regionalization of Communication has been observed in Brazil. Such sociocultural, economic and technological changes reflect on the evolution of media processes, being present in the modes of organization and functioning of the media with society. This article, produced through a case study (YIN, 2005), addresses the business and communication altogether of the Claudino Group, Coca-Cola and Fiat, which through the structuring and development of a regional media retain public and establish a positive image of its brand in the Brazilian media context. For theoretical construction purposes, the concepts of the following authors were considered: Fadul (2007), Neto (2008), Peruzzo (2009), Lima (2005), Melo (2006), Braga (2012) and Branco (2012). We note that the actions developed in the context of the communication of both organizations ended up building and implementing new interactional processes, also triggering the influence of the organization on the culture of a given locality.
(Image by Sasin Tipchai from Pixabay)
Improving the Students’ Reading Comprehension by Using Think Talk Write (TTW)
Authors: Rosita Yuliana , Karman
Published: June 2020

This research was designed to improve the students` reading comprehension through Think Talk Write at the first-grade students of SMKN 1 Lasusua. The research problem was “The reading comprehension of the first- grade students of SMKN 1 Lasusua is low”. The design of this research was collaborative Classroom Action Research (CAR).In this research, there were two cycles. The first cycle was not success because the result of the students’ test did not fulfill the KKM, so there was the next cycle. The second cycle was success because the result of the student test achieved the KKM mandatory by the school. In addition, this research must get score of 70 to fulfill the Minimum Mastery Criterion – Kriteria Ketuntasan Minimal (KKM). It could be seen in the average score, it was 68.6 in the first cycle, and there were only 17 students from 35 students got greater score than or equal 70. This score increased to be 74.77 in the second cycle, there were 26 from 35 students got score greater than or equal 70. It means that this research was successful. Based on the findings, the conclusion is Think Talk Write strategy could improve the students` comprehension in reading at the first-grade students of SMKN 1 Lasusua.
EFFEKTIVITAS KOTAK SUARA BERBAHAN DUPLEKS PADA PEMILIHAN UMUM SERENTAK TAHUN 2019 DI PULAU LEGUNDI KABUPATEN PESAWARAN
Authors: Ima Ima Nur Imani
Published: June 2020

ABSTRAK

Pemilu adalah salah satu upaya dalam mempengaruhi rakyat secara persuasif (tidak memaksa) dengan melaksanakan aktivitas retorika, hubungan politik, komunikasi massa, lobi dan aktivitas lainnya. Agar terciptanya pemilu yang berkualitas dan berintegritas diperlukannya faktor-faktor pendukung perlengkapan pemungutan suara di antaranya yakni kotak suara. Adapun kotak suara yang digunakan pada Pemilu Serentak 2019 adalah  yang terbuat dari dupleks. Kotak suara ini diragukan kualitasnya oleh sejumlah kalangan, lantaran dianggap tidak kokoh sehingga menimbulkan kekhawatiran akan terjadinya kecurangan. Didalam penelitian ini Penulis ingin melihat apakah effektif penggunaan kotak suara berbahan dupleks khususnya di Kepulauan Legundi Kabupaten Pesawaran pada Pemilu Serentak 2019. Mengingat Pulau Legundi merupakan daerah kepulauan yang memerlukan kehati-hatian dalam pendistribusian logistik terutama kotak suara yang berbahan dupleks. Penelitian ini menggunakan metode analisis deskriptif kualitatif. Analisa data dilakukan dengan analisis deskriptif dengan menelaah berbagai sumber data yang diperoleh mengenai penggunaan kotak suara berbahan kardus atau dupleks pada Pemilihan Umum Serentak 2019. Hasil dari  penelitian penulis menyimpulkan bahwa penggunaan kotak suara dupleks di Pulau Legundi berjalan secara effektif dengan tercapainya indikator-indikator effektivitas yakni pemahaman program, tepat sasaran, tepat waktu, tercapainya tujuan dan perubahan nyata.

Kata Kunci : Effektivitas, Kotak Suara, Pemilu Serentak 2019
ANALISIS BEBAN KERJA KELOMPOK PENYELENGGARA PEMUNGUTAN SUARA (KPPS) MENGGUNAKAN METODE FTE (FULL TIME EQUIVALENT) PADA PEMILIHAN UMUM SERETAK TAHUN 2019 DI KABUPATEN BANGKA TENGAH
Authors: Cecep Ricky Febriansyah
Published: June 2020

The 2019 Simultaneous Elections became a very heavy and broad workload for the Voter Organizer Group (KPPS). This is because KPPS must serve voters as many as 5 (five) ballots. KPPS expenses occur before, voting and counting and afterwards. The weight of the KPPS caused them to be exhausted, thus interfering with the voting and counting process, even causing work accidents such as illness and death. For this reason, work load calculation using the FTE (Full Time Equivalent) method is required. FTE method by dividing the work with real time. This research method is located at TPS 02 Padang Baru Village, Pangkalan Baru Subdistrict, Central Bangka Regency because KPSS has miscalculated so that the ballot box must be opened at the time of plenary at the PPK level (District Voting Committee). The method used by using work sampling in the process of counting votes conducted by KPPS at the TPS. From the FTE calculation results, the KPPS workload is included in the overload category, averaging above 2. With this FTE data as a recommendation for organizing elections so as not to provide a heavy workload for KPPS.
ANALISIS PENGEMBANGAN USAHA PRODUK UNGGULAN DAERAH Studi Kasus OVOP Jambu Biji Merah (Psidium Guajava) Kelompok Tani Audisi Miskin Merdeka Depok
Authors: Syakur Uung Muhammad , Hakim Adril
Published: June 2020

Keberadaan sumber daya lokal yang melimpah di setiap wilayah di Indonesia belum bisa sepenuhnya dimanfaatkan secara maksimal, sehingga belum ada peningkatan kesejahteraan masyarakat di sekitarnya. Konsep one village one produk (OVOP) atau disebut juga satu desa satu produk (SDSP) hadir untuk berusaha memanfaatkan sumber daya lokal menjadi sebuah produk yang unik dan bernilai bisnis yang tinggi melalui perpaduan potensi budaya dan kearifan lokal, dengan segala kreatifitas untuk mencapai kemandirian bersama.Penelitian ini dilakukan dengan tujuan untuk menemukan sebuah jawaban tentang sebuah konsep keberlanjutan program dan kemandirian kelompok dalam pengembangan produk unggulan jambu biji merah program pemberdayaan ekonomi masyarakat melalui konsep OVOP, dan model pembiayaan usaha pengolahan jambu biji merah dengan bank syariah.Dari hasil penelitian, konsep keberlanjutan program pengembangan produk buah jambu biji merah dalam pemberdayaan ekonomi masyarakat sehingga menjadi sebuah kelompok usaha yang mandiri, dilakukan melalui dibentuknya kelembagaan lokal berbentuk Koperasi Produksi memiliki peran dalam mewujudkan keberlangsungan program/ bisnis dan menumbuhkan kemandirian kelompok bisnis, yaitu mengelola kegiatan operasional produksi, mengelola keuangan dalam memenuhi kebutuhan konsumtif anggota kelompok, dan mengelola keuangan bisnis dengan mengakses modal ke lembaga keuangan syariah melalui pembiayaan mudharabah.Kata Kunci : peningkatan nilai tambah (value added), one village one product (OVOP)/ satu desa satu produk, model pembiayaan mudharabah pada agroindustri jambu biji merah.AbstractThe research had been done with aim to find out the respond about a concept of sustainability program and independence group in developing seed product guava in society economic empowerment through OVOP conceptual, and model of financial business management guava with Islamic bankingFrom this research, the concept of sustainability product development program guava in empowerment economic society become an independence business group, conducted through be formed a local institutions like production cooperation which have role to realize program/business sustainability and grow business group independence, that are to manage production operational activity, manage financial in order to fulfill consumptive need group members , and manage business financial by accessing fund to shariah financial institution through mudharabah finacing.Keywords : Increas in value added), one village one product (OVOP), the model of financing for agroindustri Psidium Guajava
ANALISIS DAMPAK UU NO. 23 TAHUN 2011 TENTANG PENGELOLAAN ZAKAT TERHADAP EKSISTENSI DAN KEBERLANGSUNGAN LEMBAGA AMIL ZAKAT (STUDI KASUS LEMBAGA AMIL ZAKAT PKPU)
Authors: Rabbani Hamzah , Romansyah Dadang
Published: June 2020

Self-reliance in managing zakat in Indonesia has developed the last ten years. Through the Institute of Amil Zakat, they could design the communities with professionally, transparently, and accountable. Along with the developing of institutions of amil zakat from traditional to modern institutions, there are many institutions adapt the conventional disciplines. But since, the appering the Government Act No. 23 of 2011 on zakat management affected to this institutions to accommodate it, for example is PKPU. The community of LAZ (KOMAZ) tried to eximine the material of UU.23/2011. However, the Constitutional Court issued the regulation so PKPU as LAZ that established more than 10 years has to incorporate and needs to renew the strategic plans to face it.Keywords: Amil Zakat (LAZ), Badan Amil Zakat Nasional (BAZNAS), UU No.23 tahun 2011 tentang pengelolaan zakat, PKPU
PENGARUH KOMPETENSI AGEN ASURANSI TERHADAP LOYALITAS NASABAH PADA PERUSAHAAN ASURANSI JIWA BERSAMA BUMIPUTERA 1912 KANTOR CABANG SYARIAH PALMERAH
Authors: Fariska Aria , Syahbudin Fahmi
Published: June 2020

ABSTRAK: Penelitian ini bertujuan untuk mengetahui pengaruh Kompetensi Agen Asuransi syariah, yaitu kompetensi pengetahuan, kompetensi skill, dan perilaku agen terhadap loyalitas nasabah asuransi AJB Bumiputera 1912 syariah cabang palmerah. Penelitian ini adalah penelitian kuantitatif. Data yang akan digunakan adalah data primer dengan kuesioner. metode yang digunakan adalah metode SEM (structural equation model). Hasil tes menunjukan bahwa pengetahuan secara parsial mempunyai pengaruh negative yang tidak signifikan. Sedangkan skill memiliki hubungan positif dan signifikan mempengaruhi loyalitas nasabah. Hal ini sejalan dengan perilaku agen yang juga signifikan mempengaruhi loyalitas. Secara bersamaan ketiga variable ini secara signifikan mempengaruhi loyalitas nasabah.Kata kunci: Kompetensi Pengetahuan, kompetensi Skill, kompetensi Perilaku, loyalitas nasabah dan SEM.ABSTRACT: This research aims to know the influence of the Insurance Agent's competence consists of knowledge of the agen and the Agent's skills towards the customer loyality on AJB Bumiputera 1912 Palmerah sharia branch office. Type of this research is quantitative research . Methods and techniques of data analysis in this study using Structural Equation. Based on the test, Partially substantiated knowledge competency that influence negative and not significant on customer loyalty, while competency with respect to the skills is significant and positive impact on customer loyalty, also competency of behaviour has positive relation but not significant to customer loyality. Simultaneously proved that these three independent variables (knowledge competencies, skills competence and behavior competence) have an influence positively and significantly to the dependent variables (customer loyalty.Keywords: Knowledge Competence, Skill Competence, Behavior Competence, Customer Loyalty, SEM
PROSEDUR ANALISIS KELAYAKAN PEMBIAYAAN MIKRO: STUDI KASUS BRI SYARIAH CABANG PRABUMULIH
Authors: Safitri Selvy , Hendry Arisson
Published: June 2020

ABSTRAK: Penelitian ini bertujuan untuk mengetahui bagaimana deskripsi prosedur Analisa kelayakan pembiayaan mikro pada BRISyariah Cabang Prabumulih. Metode penelitian yang digunakan adalah menggunakan metode kualitatif dengan dengan jenis penelitian deskriptif. Desain penelitian yang digunakan adalah studi kasus. Teknik pengumpulan data yang dijalankan adalah observasi langsung melalui magang kerja dan wawancara kepada pejabat bank divisi pembiayaan mikro cabang Prabumulih, mengambil data-data yang ada pada perusahaan, dan melakukan studi melalui buku-buku dan penelitian yang relevan. Penelitian ini mendeskripsikan bahwa prosedur analisa kelayakan pembiayaan mikro pada BRISyariah Cabang Prabumulih terdiri dari lima tahapan, yaitu: permohonan pembiayaan, pengumpulan berkas, analisa kelayakan pembiayaan, keputusan pembiayaan, dan pencairan pembiayan. Dari tahapan prosedur yang ada dapat disimpulkan bahwa Bank BRISyariah Cabang Prabumulih lebih mengedepankan prinsip kemudahan, kecepatan, kehati-hatian dan keamanan bagi pihak nasabah maupun bank.Kata kunci: Prosedur, analisa kelayakan pembiayaan, pembiayaan mikro.ABSTRACT: The purpose of this research is to describe the prosedure of microfinance feasibility in BRI Syariah Branch of Prabumulih. This research used descriptive method and qualitatif data. To obtain data of this research, the writer used a direct observation by an internship program and an interview to the official of Bank of BRIsyariah Prabumulih. In addition, the study also used the relevant books. The result showed that, there are five procedures for analizing microfinance feasibility in BRISyariah branch of Prabumulih, namely financing application, file collection, analysis of financial feasibility, decisions, and disbursement. From the procedures, we can conclude that BRISyariah branch of Prabumulih emphasizes the principle of simplicity, speed, prudence and secure for customer and bank.Keywords: Procedures, Financig feasibility Analisis, and micro financing
Sudah Sampai Manakah Riset Keuangan Mikro Syariah Kita?
Authors: Rusydiana Aam S.
Published: June 2020

This study tries to review the research around Islamic microfinance institution. It uses descriptive statistical analysis based on selected 100 journal publications or paper related to Islamic microfinance institution, both national and international journal. The entire sample journal publications have published for ten years from 2007 to 2016. The Results show that Islamic microfinance institute research is still dominated by the discussion about Islamic microfinance institution (54%), followed by eradication of poverty (25%), then financing the poor societies (11%) and the last is about management of Islamic microfinance institution (10%). In addition, Indonesia, Malaysia and Pakistan are being the highest of Islamic microfinance study area, while the majority of publications area are from Indonesia, United States and United Kingdom. Furthermore, the comparison of quantitative research and mixed methods are still less than the qualitative approach.
Pola Rescheduling Pada Pembiayaan Bermasalah Berakad Murabahah Di Bank Syariah
Authors: Salamah Andini , Hendry Arrison
Published: June 2020

This study aims to examine further related to problem financing, especially in murabahah financing. The research method used is a qualitative approach with descriptive analysis. The results of this study are, the rescheduling process undertaken by Islamic banks is to extend the term of financing and installment, with customer’s critera: decreased ability to pay, has a good business prospect, able to fulfill obligations after rescheduling. Second, Islamic bank must apply the provisions of the Fatwa DSN MUI that should not add to the remaining amount of bills, charging the cost in the rescheduling process is the real cost, and the extension of time payer must based on the agreement of both parties. Third, in the case of problem financing in effect after rescheduling is done, then the action that can be performed by the Islamic bank is to convert the murabahah financing contract into the qardh financing agreement.
Faktor-Faktor Yang Mempengaruhi Return Bagi Hasil Deposito Mudharabah (Studi Empiris Pada Bank Umum Syariah Di Indonesia Tahun 2012-2016)
Authors: Umuri Khairul , Yani Endang Ahmad , Triyanto Abdi
Published: June 2020

This research aims to test the influence of Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), and operating income against operating expenses return for the results on the Mudharabah deposit a public Bank Syariah 2012-2016 period. The object of this research is full-fledged Islamic Bank in Indonesia. Sampling is done by purposive sampling technique so that the retrieved 9 samples of full- fledged Islamic Banks during period 2012-2016. Methods of analysis used in this study was multiple linear regression using panel data that help by using Eviews9. The results of this study indicate that simultaneously independent variable has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank. While partially, FDR and the NPF has no effect significantly to the rare of profit sharing deposito mudharaba in islamic bank, and BOPO has positive significantly effect to the rare of profit sharing deposito mudharaba in islamic bank.
Penilaian Tingkat Kesehatan Koperasi Syariah Berdasarkan Peraturan Kementerian Koperasi Dan Ukm
Authors: Harto Prayogo P , Amaliah Umi , Mulyati Sri
Published: June 2020

This study aims to determine the level of health of  Sharia Multipurpose Cooperative X in Depok City based on the standards of The Cooperative Minister Regulation Number: 07/Per/Dep. 6/ IV/2016 concerning Health Assessment Guidelines for Sharia Cooperative. Assessment health level of cooperatives based on 8 aspects: aspects of capital, quality, management, efficiency, liquidity, independence and growth, cooperative identity, and promises to sharia principles. The results showed that  the health level of Syariah Cooperative X in 2017 obtained a score of 61.99 categorized in Supervision.
Efektivitas Pendayagunaan Dana Zakat Terhadap Pengembangan Program Pemberdayaan Ekonomi Masyarakat Pada Zona Madina Dompet Dhuafa
Authors: Hattan Rifqi , Nurhasanah Nining , - Firmansyah
Published: June 2020

This research is to analyze the effectiveness of the utilization of zakat funds to the development of community economic empowerment program at Zona Madina Dompet Dhuafa. This research uses quantitative approach with explanatory and explorative research type. Data collection through field observation, interviews, and documentation studies. The data analysis used the calculation of effectiveness ratio and Wilcoxon Signed Rank Test to analyze the effect of the program on the condition of beneficiary community between before and after program. The results of this study show the utilization of zakat funds to the community economic empowerment program at Zona Madina Dompet Dhuafa from 2015-2017 amounted to 99.92%. So that the utilization of zakat funds to the community economic empowerment program in Zona Madina Dompet Dhuafa has been very effective, because the effectiveness ratio shows 90%. Then based on statistical test nonparametrik Wilcoxon showed that the community economic empowerment program positively affect the changing economic conditions of the beneficiary community program.
Penerapan Manajemen Mutu Dalam Meningkatkan Kinerja Keuangan Bni Syariah Periode 2010 – 2017
Authors: Pratiwi Galuh Gita , Buchori Nur S , Kamal Mustafa
Published: June 2020

The aims of this reasearch is to know the impact implimentation of quality management to increase BNI Syariah financial performance. The methods used to measure financial performance in this study is to compare BNI Syariah financial ratios (capital adequacy ratio, rentability ratio, and liquidity ratio). As for the collection methode in this research is used interview and BNI Syariah annual report periode 2010 untill 2017. The result of this study is quality management applied to BNI Syariah has positive impact on the capital adequacy ratio and profability, especially ROA and ROE. As for the implementation of the management quality applied BNI Syariah in accordance with the principles TQM that proclaimed by ISO, namely the customer focus, leadership, enggagement of people, processing approach, improvement, evidence based decision making, and relationship management.
The Concept Of Branding In Islamic Business Ethics Perspetive
Authors: Herlina Lina , Hamidi M. Luthfi , Doddy Muhammad
Published: June 2020

The objective of this paper is to find out and illustrate the concept of branding that comply with Islamic law. The research method used in this study is a literature review, with books and journals as the main data sources, while using the view point of the Qur'an, Hadith, Ijtihad of the scholars, and other scientific works that related to the research. This study introduces the concept of branding that comply with sharia law that covers the role of branding in business, i.e.: as a differentiator, as an advertisement and appeal, as an image-building tool and as a market controller. Branding ethics in Islam including positive image, Islamic products, fair prices, Islamic brands and advertisement variables that have been adapted to comply the rules of Islamic muamalah, and various examples of branding practices in Indonesia that is sharia compliant, for example: Rabbani brand, Wardah cosmetics, and Sofyan hotel. In this case, branding practice that comply with Islamic ethics is not just an idealistic theory, but it can realistically be applied on practice and has been proven to yield positive brand image and loyality from their consumers.
The Effect Of E-Marketing With Aisas Model (Attention , Interest, Search, Action , Share) On Investment Decisions In Fintech Syariah
Authors: Ramadhani Adinda Dian , Triyanto Abdi , Muhammad Iqbal Fadli
Published: June 2020

This study aims to examine the effect of E-marketing with the AISAS model on investment decisions. This research using quantitative research. Data was obtained by distributing online questionnaires to 30 respondents, who had or were investing in registered Islamic Fintechs in the Financial Services Authority (OJK). The sampling technique in this study is purposive sampling, while the Structural Equation Modeling (SEM) with the Partial Least Square (PLS) approach is using a data analysis technique. Data is processed using PLS 3.2.8. Based on the results of data analysis, the Attention variable has a significant effect on the Interest variable. Also, the Interest variable has a significant effect on the Search variable. Then, the Search variable has a significant effect on the Action variable, while the Action variable has not a significant effect on the Share variable. The Share variable has not a significant effect on investment decisions.
Validez de las encuestas de satisfacción de los estudiantes para evaluar la calidad docente: el caso de la UPCT (Cartagena)
Authors: García Martín A. , Montero Cases T. , García León J. , Vázquez Arenas G.
Published: June 2020

El programa DOCENTIA de ANECA se de­sarrolló como base para los modelos me­diante los cuales las universidades espa­ñolas evalúan la docencia del profesorado, una necesidad ligada a los requerimientos de transparencia y de mejora continua que están en la esencia del EEES. Entre los in­dicadores habituales en estos modelos destacan las encuestas de satisfacción de los estudiantes, cuya validez es objeto de debate desde el origen de su utilización. Una de las opiniones críticas más extendi­das sostiene que las encuestas no son una buena referencia, porque contienen ses­gos inasumibles. Con el objetivo de com­probar si existen realmente esos sesgos, se ha realizado un estudio estadístico a partir de los datos de indicadores de calidad en la Universidad Politécnica de Cartagena. Se ha empleado la regresión lineal múlti­ple, mediante el procedimiento conocido como regresión hacia atrás, para identifi­car las variables que pudieran influir en las valoraciones que hacen los estudiantes y cuantificar su efecto. El principal resultado del estudio es que las variables analizadas, que suelen citarse como causas de sesgo, muestran una influencia poco o nada signi­ficativa sobre los resultados de las encues­tas. Por otra parte, es importante subrayar que hay aspectos de la actividad docente que solamente pueden evaluarse a partir de la observación sistemática que hacen los estudiantes. Por todo ello considera­mos que las encuestas de satisfacción son un indicador indispensable, y es funda­mental que el peso que se les asigna en el modelo de evaluación docente refleje su importancia.
Grouping of breeding rabbit does at different time points: effects on fertility, mortality and weight
Authors: Braconnier Michèle , Munari Chiara , Gómez Yamenah , Gebhardt-Henrich Sabine
Published: June 2020

Semi-group housing in breeding does has been shown to reduce production and breeding success in comparison to single-housed animals. One reason for this reduction could be stress and aggression when grouping does only 2 d after artificial insemination. The aim of this study was to test different time points of grouping on fertility of does, body weight of both kits and does, and mortality rates. Hence, does were separated and housed individually one day before giving birth to their kits. The does were then artificially inseminated on day 10 postpartum (dpp) and regrouped according to the treatment (time point) on 12 (TG12), 18 (TG18), or 22 (TG22) dpp, respectively. In total, five trials with three groups pertaining to the three treatments (eight does per treatment group) were conducted. Non-pregnant does were replaced with pregnant does before each new trial (57 different does needed). Data were analysed with (generalised) linear mixed effect models and survival analysis. There were no significant differences in fertility, body weight
or mortality of does among the treatments. The average fertility rate (number of kindling events/number of artificial inseminations×100) was low (40.92%) and seasonal effects may have partially masked treatment effects, as most trials took place during winter. Likewise, the survival rate of kits was not influenced by the treatment (survival test: χ2=2.3, df = 2, P = 0.3). Body weight of the kits was also not affected by the time point of grouping (average weight: 447.70±46.42 g (TG12), 452.20±55.30 g (TG18) and 460.06±89.23 g (TG22); P = 0.33). In conclusion, grouping does at a later time point in the reproductive cycle did not show any significant improvement in the breeding or productive success in a Swiss semi-group housing system. An elongated separation from conspecifics did not enhance the welfare of semi-group housed rabbits.
Retrieval of microphysical dust particle properties from SALTRACE lidar observations: Case studies
Authors: Samaras Stefanos , Böckmann Christine , Haarig Moritz , Ansmann Albert , Walser Adrian , Weinzierl Bernadett
Published: June 2020

Abstract. Saharan dust is a major natural atmospheric aerosol component with significant impact on the Earth radiation budget. In this work we determine the microphysical properties of dust particles after a long-range transport over the Atlantic Ocean, using input from three depolarization channels of a multi-wavelength polarization Raman lidar. The measurements were performed at Barbados in the framework of the Saharan Aerosol Long-Range Transport and Aerosol–Cloud-Interaction Experiment (SALTRACE) in the summers of 2013 and 2014. The microphysical retrievals are performed with the software tool SphInX (Spheroidal Inversion Experiments) which uses regularization for the inversion process and a new two-dimensional (2-D) extension of the Mie model approximating dust with spheroids. The method allows us to simultaneously retrieve shape- and size-dependent particle distributions. Because dust particles are mostly non-spherical this software tool fills the gap in estimating the non-spherical particle fraction. Two cases measured on 10 July 2013 and 20 June 2014 are discussed. 2-D radius-bimodal shape-size distribution are retrieved. The ratio of spherical-to-non-spherical contributions to the particle number concentration was found to be about 3/7. A volume-weighted effective aspect ratio of 1.1 was obtained, indicating slightly prolate particles. The total effective radius for the two cases in the preselected radius range from 0.01–2.2 μm was found to be, on average, 0.75 μm. The stronger dust event (10 July 2013) showed about 24 % higher values for the total surface-area and volume concentration. Finally, we compare our results with the ones from the polarization lidar-photometer networking (POLIPHON) method and ground-based photometers as well as with airborne in situ particle counters. Considering all differences in these independent approaches, we find a qualitatively good agreement between the different results and a consistent description of the dust cases. Such an extensive comparison is a novel and fruitful exercise and corroborates that the mathematical retrieval based on Raman lidar data of particle backscattering, extinction, and depolarization is a powerful tool even in the case of dust particles.
Effect of Schoolbag Weight on Musculoskeletal Pain among Primary School Children in Yaounde, Cameroon: A Cross-sectional Study
Authors: Guessogo Wiliam Richard , Assomo-Ndemba Peguy Brice , Ebal-Minye Edmond , Mekoulou-Ndongo Jerson , Bika-Lélé Claude Bryan , Mbang-Bian William , Djuine-Soh Eva Linda , Ondoa Jean Bertrand , Mandengue Samuel Honoré , Temfemo Abdou
Published: June 2020

Background: Heavy schoolbag is known to cause health problems for school children. The aim of this study was to determine the effects of carrying heavy schoolbags on the musculoskeletal pain among primary school children of the two subsystems in Yaounde, Cameroon.

Methods: A cross-sectional study was carried out in primary schools in Yaounde. A total of 457 school-children (8.2 ± 2.2 years) were included, 202 from the French-speaking subsystem, and 255 from the English-speaking subsystem. Parameters studied included weight, height, and schoolbag weight. A questionnaire was used to collect socio-demographic information and potential musculoskeletal pain in three regions: back, shoulders, and neck.

Results: The mean weight of children and their bags was 28.4 ± 8.2 kg and 5.2 ± 2.3 kg respectively. More than 50% of schoolchildren in the two subsystems carried a schoolbag weighing more than 15% of body weight. The back (38%) was the least affected area in comparison to the shoulders (58.6%) and neck (42.4%) (p < 0.001). Carrying heavy bags and walking to school was associated with pain in the back, shoulders, and neck. School-children in the French-speaking subsystem had lower risk (adjusted Odds Ratio 0.438, 95% CI = 0.295-0.651; p < 0.001) to develop a sore neck compared to peers from the English-speaking subsystem.

Conclusion: Carrying heavy schoolbags is associated to musculoskeletal pain in schoolchildren. The means moving to and from school is a main risk factor of developing musculoskeletal pain. French-speaking schoolchildren develop less neck pain than English-speaking schoolchildren.
Aplicación del método de evaluación basada en la certeza en la enseñanza del derecho: un estudio exploratorio en alumnos de primer año de derecho
Authors: Wong Sulan , Rojas-Mora Julio
Published: June 2020

La tradición “bancaria” de la enseñanza de derecho y las formas tradicionales de evaluación basadas en la exposición fiel de contenidos, han sido ampliamente criticadas en la literatura. Como estrategia disruptiva de esta tradición, en este trabajo se expone la aplicación de la Evaluación Basada en la Certeza (CBM) en un curso obligatorio de primer año de la carrera de derecho de una universidad del sur de Chile, durante el año académico 2018-2019. Mediante la CBM se busca pasar del mero “recuerdo” de conocimientos a la “evaluación” de los mismos. Para lograr este objetivo, las/los estudiantes, mediante un modelo de aprendizaje autorregulado, deben autoevaluarse tanto con retroalimentación interna como externa. Los resultados principales alcanzados muestran que los alumnos aplican procesos de autorregulación y autoevaluación al seleccionar el nivel de certeza que maximiza su puntaje esperado. Mediante un modelo mixto con efectos aleatorios, controlando por efectos fijos de prueba, podemos confirmar que la probabilidad de responder correctamente una pregunta tiene como predictores significativos la retroalimentación, la longitud de la prueba y el nivel de certeza de la respuesta. Por contra, el género del/de la estudiante no es un predictor significativo, ni aisladamente, ni como término de interacción con otras covariables.