bluuebunny/crossref_metadata_2025 huggingface dataset:
Pengaruh Inovasi Produk, Kualitas Pelayanan Elektronik Dan Citra Merk Terhadap Peningkatan Kepuasan Pelanggan Muslim (Studi pad PT. Shantika Bangun Perkasa)
Authors: Syamhari Burhan
Published: March 2024

This study aims to analyze the effect of product innovation, electronic service quality and brand image on increasing customer satisfaction at PT. Shantika Bangun Perkasa, the research model used in this study is a multilevel structural model and the SEM (Structural Equation Modeling) analysis technique operated through the AMOS program is used to test the hypotheses proposed so that in this study a minimum of 100 respondents were used as samples in the study. . So that from the research results it can be stated that there is a positive and significant influence between product innovation and brand image, and there is a positive and significant influence on electronic service quality and brand image and there is a significantly positive influence on brand image in customer satisfaction, and there is a significant positive simultaneous effect on product innovation and also on electronic service quality in customer satisfaction.
Pengaruh CRM Sebagai Strategi Keunggulan Bersaing Syaria Untuk Meningkatkan Loyalitas dan Penjualan (Studi pada Distributor Suku Cadang Kendaraan Roda Dua di Jawa Tengah)
Authors: Prabowo Theresya Amelia , Dirgantara I Made Bayu
Published: March 2024

This study aims to conduct research related to the influence of CRM as a competitive advantage strategy to increase loyalty and sales (a study on two-wheeled vehicle parts distributors in Central Java). The research method used in this research project is qualitative and quantitative research. The research conducted will use SMART PLS. The results show that based on the t test table, the effect of the CRM variable on Competitive Advantage is 0.000 t-table (1.96), where Ho is rejected and Hypothesis 1 is accepted. Based on the t-test table, the effect of the CRM variable on Customer Loyalty is 0.014 t-table (1.96), where Ho is rejected and Hypothesis 2 is accepted, which means that there is an effect of CRM on customer loyalty. the calculated t value is 4,407 > t table (1.96), where Ho is rejected and Hypothesis 3 is accepted, which means that there is a competitive advantage effect on customer loyalty. of 2,491 > t table (1.96), where Ho is rejected and Hypothesis 4 is accepted, which means that there is an effect of Competitive Advantage on Increase in Sales.Based on the t test table, the effect of the variable Customer Loyalty on Increase in Sales is 0.274 > 0.050 while the t value is 1.094 < t table (1.96), where Ho is accepted and Hypothesis 5 is rejected, which means that there is no effect of Customer Loyalty on Increase in Sales.
Analisis Model UTAUT (Unified Theory Of And Use Of Technology Syaria) Pada Pengguna Qris di Kota Semarang
Authors: Wibowo Rahmawati Idha
Published: March 2024

Technological development in Indonesia is currently providing convenience for doing transactions especially in big cities. The aim of this research is to analyze the application of UTAUT (Unified Theory of Acceptance and Use of Technology) Model in order to improve positive attitude and behavioral intention to use QRIS as transaction tool. The total of sample used on this research is 239 samples and analyzed using SEM (Structural Equation Modeling) technique. The result of this study shows that Performance Expectancy, Effort Expectancy and Facilitating Condition have significant effect toward Attitude. Effort Expectancy and Facilitating Condition also have significant effect on Behavior Intention to use QRIS, meanwhile Performance Expectancy does not have significant effect on Behavioral Intention. Attitude gives significant effect on Behavioral Intention and also mediate the impact of Performance Expectancy, Effort Expectancy, and Facilitating Conditions on Behavior Intention to use QRIS for Transaction.
Analysis of the Effect of Brand Image, Service Quality, and Perceived Risk on Repurchase Intention Through Trust Syaria as an Intervening Variable at the "Ludeabaya" Semarang Online Store
Authors: Wardana Wisnu , Dirgantara I Made Bayu
Published: March 2024

Telework practices as a result of COVID-19 have changed the way employees work, especially related to Employee Performance. This study aims to determine, analyze and test the effect of telework on employee performance through mediation of work-life balance and technostress during the COVID-19 pandemic. This study adopted a quantitative approach with 115 respondents, and used the SmartPLS 3.0 application to help process data using the SEM-PLS analysis technique. The results of the study show that Work-Life Balance does not have a significant mediating effect on the relationship between Telework and Employee Performance during the COVID-19 Pandemic.
Strategi Pemasaran dan Pelayanan Produk Sisuka Dalam Meningkatkan Loyalitas Anggota Baitul Maal Wat Tamwil (BMT)
Authors: Sulistyorini Sulistyorini , Setyarini Any , Dwiantari Scorina
Published: March 2024

Abstract

SISUKA is a voluntary term deposit in the financing and fundraising industry and is the most dominant deposit in BMT Hudatama Semarang City. In carrying out one of its duties in providing funds from customer members, both on a small scale and on a large scale. Therefore, a strategy is needed to increase customer loyalty through marketing strategies and product service strategies.

Research approach uses a qualitative approach by explaining or describing clearly and in detail a phenomenon and obtaining complete data about the subject of research. The method used in this study is comparative descriptive, namely by the way researchers describe the findings in the field from the results of interviews, observations and documentation. The subjects of this study are the Head of BMT Hudatama, employees of marketing, cashiers and CS as well as BMT Hudatama customers with certain secretaries. Data collection techniques in this study used data collection methods with observation, interviews and documentation. Data validation techniques use triangulation.

The results of this study will report on the mechanism of SISUKA products (Voluntary Time Savings), marketing strategies through market segmentation, produc, price, promotion, and place as well as product services carried out through tangible, Emphaty, Reability, Responsivenes, Assurance. With a good mechanism, marketing strategy and good service will be able to increase customer interest in raising funds at BMT Hudatama so that customer loyalty increases.
Determinan Kurangnya Minat Menabung di Bank Syariah
Authors: Purwati Deni
Published: March 2024

This study aims to identify and analyze the factors that influence the lack of interest in saving at Islamic banks. This research is a type of qualitative research, by taking informants from the research area, namely Pemalang Regency. The data in this study are primary data and data collection techniques by conducting interviews, documentation and observation. The research was conducted by gathering information regarding the factors that influence the lack of interest in saving at Islamic banks. Triangulation techniques were also carried out to ensure data validity. The results of the study found the causes of the lack of public interest in saving in Islamic banks, namely consideration of the benefits obtained, salaries received through conventional banks, lack of marketing strategies carried out by Islamic banks, lack of understanding of Sharia, the influence of culture and habits, convenience, closure of one of the Islamic banks, dubious sharia compliance implemented by Islamic banks and lack of security. The results of this study are expected to contribute to Islamic banks in Indonesia in formulating their marketing strategies to attract public attention to saving at Islamic banks so as to increase the market share of Islamic banks in the future.
Penerapan Etika Bisnis Islam Dalam kegiatan Entrepeunership (Study kasus AHASS Putra Merdeka 01499 Surabaya)
Authors: Zustika Anisa Fadilah , Ubaidillah Naufal
Published: March 2024

This study aims to analyze the application of Islamic Business Ethics in the management of the workshop Ahass Putra Merdeka 01499 Surabaya. The study used a qualitative approach by conducting indept interviews. Further analyzed using descriptive analysis methods.

The results of this study concluded that the management of ahass putra merdeka 01499 Surabaya workshop in accordance with the basic values of Islamic Business Ethics. The first is the value of Tawheed to carry out buying and selling activities without a usury system and to sell certain goods, namely motor spare parts and providing services and understanding all ownership belongs to Allah so that the workshop owner performs zakat every year as an obligation and performs shodaqoh every day to help fellow human beings , both intellectual values and responsibilities, the third value of worship workshop owner requires for a matter of 5 times for employees so as not to leave the obligations of a muslim and perform prayers before doing activities to seek the pleasure and blessings of Allah, the fourth value tazkiyah owner apply the principles of honesty, justice, openness, the fifth value ihsan kindness to others, and togetherness.

The results of the study stated that the basic values in Islamic business ethics have been fully applied in the management of Ahaas Putra Mederka 01499 Surabaya workshop. To support these values, it is necessary to upgrade several things both technically and facilities.
Hak Merek Dagang Persepektif Perundangan Dan Ekonomi Islam
Authors: Bakir Ach , Fageh Achmad
Published: March 2024

One of the developments in the world of the Indonesian economy is the emergence of the issue of intellectual property rights or intellectual property, because it has become a standard regulation and there are laws. In Islamic teachings textually nothing mentions or explains this. In fact, if in Indonesia as actors or executors in increasing professionalism and productivity, then the study of intellectual property rights in the Indonesian legal system becomes something very important. This research is a type of library research, research whose object of study uses library data in the form of books as a data source. The results of this study are that trademark rights can be protected by law no. 20 of 2016 with the condition that the mark is registered at the Directorate General of Intellectual Property Rights, Ministry of Law and Human Rights. In Islamic economics, Hanafiyyah scholars do not recognize the existence of intellectual property, while the majority of scholars themselves recognize the existence of intellectual property because what is meant by property is anything of value and those who destroy it must bear the burden or the consequences
Sinergitas Stakeholder Pengembangan Halal Fashion di Indonesia
Authors: Amal Muhammad Ahsanul
Published: March 2024

The size of the Muslim population in Indonesia and the demographic bonus are factors in increasing the halal industry. The halal industry in Indonesia covers not only the halal food sector but also other sectors such as Islamic finance, halal travel, halal fashion, halal cosmetics and pharmaceuticals, and halal media end recreation. According to the State of the Global Islamic Economy Report 2022, Indonesia is still under the United Arab Emirates and Turkey and cannot become the world's center for halal fashion. Therefore halal fashion development model is needed so that Indonesia can compete with that country. This research aims to initiate a model of halal development in Indonesia. The approach used is descriptive analysis with secondary data. Research data was collected from books, articles, and reports published by relevant agencies, which were then reduced by data so that researchers could interpret the data collection results and conclude the research results. As for the results of research conducted on several sources, researchers found a halal fashion development model, where in this development model, the synergy of all elements is required, starting from the government, society (producers, distributors, and consumers), Islamic financial institutions, and research institutions and universities. to realize Indonesia as the center of world halal fashion. This synergy is needed so local people can look at halal fashion products produced by Indonesian designers. Not only importing products from abroad. Because domestic halal fashion products are no less competitive than products found abroad.
Peluang Investasi Emas Melalui Produk Cicil Emas Bank Syari’ah Indonesia Kantor Cabang Pembantu Situbondo
Authors: Zeny Zeiniye
Published: March 2024

Investasi merupakan suatu kegiatan penempatan sebagian kekayaan seseorang untuk mendapatkan keuntungan di masa yang akan datang. Salah satu instrumen investasi yang diminati banyak masyarakat adalah investasi emas karena cenderung aman dan menguntungkan. BSI cicil emas merupakan produk pembiayaan untuk membantu nasabah dalam pembelian emas dalam bentuk lantakan / batangan dengan cara dicicil dan menggunakan akad murabahah. Pembiayaan dilakukan dengan cara membayar uang muka di awal sebesar 20% dan 80% sisanya dengan cara dicicil. Penelitian ini bertujuan untuk mengetahui peluang investasi emas melalui produk pembiyaan BSI cicil emas Kantor Cabang Pembantu Situbondo. Metode Penelitian yang digunakan adalah penelitian lapangan (field research) dengan menggunakan pendekatan deskriptif kualitatif. Sumber data yang digunakan yaitu data primer dan data sekunder melalui observasi, wawancara, kajian pustaka dan dokumentasi dari BSI Cabang Situbondo. Hasil dari penelitian ini menunjukkan bahwa peluang investasi pada produk cicil emas trennya positif karena banyak keuntungan dari investasi cicil emas diantararanya investasi emas lebih menguntungkan dari uang karena tidak terpengaruh inflasi , proses jual belinya mudah, margin yang ditawarkan kompetitif dan harga emas setiap tahun cenderung naik.
Faktor Faktor Yang Mempengaruhi kualitas laporan keuangan Dan Dampaknya Terhadap Minat Membayar Zakat
Authors: Ladewi Yuhanis , Mizan Mizan , Gustiriyani Indah Rizki
Published: March 2024

This study aims to determine partially the effect of transparency and accountability on the quality of financial reports and their impact on intention to pay zakat. The type of research used is descriptive and associative research. The variables used transparency, accountability, quality of financial reports, and intention to pay zakat. The location of the research was carried out at the National Amil Zakat Agency, South Sumatra Province. The population used is 104 respondents. The sample used is saturated sample. The data used are primary and secondary data, as well as data testing using validity and reliability tests. The analysis technique used is descriptive statistics and inferential statistics (normality test, multicollinearity test and heteroscedasticity test) and the coefficient of determination test (R²) as well as path analysis and hypothesis testing (t). Research data processing was assisted by the SPSS version 25 computer program. The results of the study can be concluded partially (t test) showing that partially accountability affects the quality of financial reports. While transparency has no significant effect on the quality of financial reports. Accountability and quality of financial statements have a significant effect on the intention to pay zakat. Meanwhile, transparency has no significant effect on the intention to pay zakat
Political Stability and Human Development in The Organization of Islamic Cooperation (OIC) Countries
Authors: Wibowo Muhammad Ghafur
Published: March 2024

In many Muslim countries, there are dynamics in political stability and security issue. This study examines the relationship between political stability and human development in the Organization of Islamic Cooperation (OIC) member countries. The political stability variable comes from the governance index published by the World Governance Indicator (WGI), which measures political stability, absence of violence, and terrorism. Secondary data on the Human Development Index (HDI) variable comes from the World Bank. This study analyzes 50 OIC member countries for 2003-2021 by employing the Granger causality method for panel data. The results show a bidirectional causality between the political stability index and the human development index in all OIC member countries. However, in countries with a very high HDI, the relationship between the two variables is unidirectional. In contrast, in the group of countries with a high and low HDI, the two variables have no connection.
Studi Komparasi Kebijkan Pemerintah Indonesia dengan Umar Bin Khattab dalam Penetapan Harga
Authors: Laily Nuri Ma'rifatul
Published: March 2024

The soaring price of cooking oil made the government issue a policy of fixing one price for cooking oil. However, the impact of this policy was a shortage of oil in Indonesia. The purpose of this study is to find out the similarities and differences between government policies and Umar bin Khattab's policies in price fixing and to find out the factors of government failure in implementing cooking oil HTE policies. This type of research is a descriptive qualitative research library. The results of this study indicate that there are many similarities in government policies with Umar bin Khattab in setting prices. However, there are differences in terms of the target object that will benefit, the government is more inclined towards the benefit of consumers without providing feedback to producers. The cause of the government's failure to implement the HET for cooking oil is the difference between the buying and selling system of traditional markets and modern markets, the existence of panic buying from the public, and the hoarding of cooking oil by several parties.
Hukum Cryptocurrency sebagai Mata Uang dan sebagai Komoditas (Analisis Fatwa MUI tentang Hukum Cryptocurrency)
Authors: Abdillah Hilmi
Published: March 2024

The decision of the Ijtima Ulama of the VIIth Indonesian Fatwa Commission of the Indonesian Ulema Council (Majelis Ulama Indonesia) in 2021 considers cryptocurrency as a digital currency and also as a commodity or tradable asset. However, there are differences in the law of cryptocurrency as a currency and as a commodity. This research will elaborate on the analysis of legal sources and legal ‘illat used in the fatwa and the reasons why there are legal details in the fatwa. This research includes qualitative research in the form of library research. The data analysis technique used in this research is descriptive-analytical with a normative juridical approach to Islamic law. The legal differentiation that occurs in the status of cryptocurrency as a currency and as a commodity is also inseparable from the provisions of an object that can be used as currency (naqd) and commodity (sil’ah). If cryptocurrency is considered a currency, then the law is absolutely haram, while as a commodity, the law is permissible when it meets the conditions that have been mentioned.
Model Optimalisasi Pemberdayaan Ekonomi Masyarakat Berbasis Masjid: Studi Kasus Kota Depok
Authors: Kostaman Koskos
Published: March 2024

Rasulullah SAW has given an example of the importance of empowering people after he migrated from Mecca to Medina. Among the aspects of empowerment that he did were spiritual, social, educational, and economic aspects. Empowerment of the poor is important in the social field. Poverty is a global issue that has an impact on development of a region. The government has been creating and developing programs to empower the poor for a long time, but it seems that it has not played on optimal role. Depok City BPS released that Depok City’s poverty rate in 2022 is 2.53%. and in 20202 the number of Muslims in Depok City is 1.773.341 out of a total population of 2.484.000. the means that more than 70% of Depok City’s population is Muslim. Muslims are synonymous with mosques, and Depok City has more than 400 mosques that can be empowered. Therefore, this study discusses the Optimization Model of Mosque-based Community Empowerment. The research methodology used is qualitative which camos from interviews and observations. Sources of data obtained directly from interviewees. The analysis technique used in this study is descriptive analysis by explaining the results of the researchers’ observations through a detailed explanation of the model. The result of this study are expected to be a source of reference for mosques in empowering communities.
Preferensi Produk Perbankan Syariah, Di Kota Tarakan: Pendekatan Analisis Multigrup
Authors: Utomo Mohamad Nur , Islami Rahmi Nur , Pratiwi Adinda
Published: March 2024

This research stems from the phenomenon of the still low market share of Islamic banking compared to conventional banking in Indonesia. The study aims to examine the factors influencing preferences for Islamic banking products using exogenous variables including knowledge, trust, and the quality of Islamic banking product services, as well as demographic characteristics (gender and education level) as moderating variables. The research method employs SEM-PLS and Multigroup Analysis, with primary data collected from respondents of Islamic banks in Tarakan city, North Kalimantan. The research findings confirm that knowledge, trust, and the quality of product services positively enhance consumer preferences for Islamic banking products. Gender and education level are not moderators in the influence of knowledge, trust, and product service quality on consumer preferences for Islamic banking products. These research findings lend support to the consumer behavior theory that elucidates the process by which individuals decide which product becomes their primary preference in decision-making.
EFEKTIVITAS PENERAPAN UU. No. 13 TAHUN 2011 PADA PENANGANAN FAKIR MISKIN DALAM PERSPEKTIF EKONOMI ISLAM DI DINAS SOSIAL KABUPATEN BEKASI
Authors: Nurhasanah Putri , Achmad Yudianto , Ainulyaqin Muhammad Hamdan , Edy Sarwo
Published: March 2024

This research reveals a form of the effectiveness of the application of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective at the Bekasi District Social Service seen from five indicators which include program understanding, right on target, on time, achieved goals, real changes. The findings of this study, among other things, revealed that the three indicators of effectiveness carried out by the Social Service of Bekasi Regency, namely understanding of the program, being on time, the real changes that have been explained in the discussion show that the application of Law No. 13 of 2011 in handling the poor in the Social Service of Bekasi Regency indicates the criteria "Effective". However, on the other two indicators of effectiveness, namely being right on target, achieving the objectives in the discussion, it shows that the application of Law No. 13 of 2011 to the handling of the poor at the Social Service Office of Bekasi Regency shows the criteria "Not Yet Effective". Furthermore, regarding the effectiveness of the implementation of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective explains that showing the criteria of "Effective" is in accordance with an Islamic economic perspective.
Mempercepat pertumbuhan UMKM melalui model waralaba dalam perspektif hukum ekonomi syariah
Authors: Fadillah Naufal Fadillah
Published: March 2024

Franchising is a popular business model in various industry sectors because it allows entrepreneurs to expand their business quickly through partnerships using established trademarks, products and operational systems. In the perspective of Islamic economic law, franchising with its various advantages has the potential to become an economic instrument that contributes to the development of an economy based on Islamic principles. Several principles in Islamic economics such as profit sharing, prohibition of usury, and avoidance of gharar (uncertainty) are principles that can be applied to franchising activities because they do not contradict general economic principles. This study is a legal study of Islamic economics with a statute approach and interprets existing data and legal documents so as to obtain information that UMKM as businesses with the scope of micro, small and medium which are currently the mainstay of the Government because they are considered able to survive amid the economic crisis can develop quickly because they make franchising a model in doing business.
Pengaruh Harga Komoditas Pertambangan Dunia Terhadap Indeks Saham Syariah Indonesia
Authors: Widjiantoro Surya Tegar
Published: March 2024

This research is using secondary data obtained from trusted global-scale sites. The data is collected from 2015 to 2023 and this research is using monthly time frame. This study uses multiple regression analysis method with 7 (seven) variables, 6 variables X and 1 variable Y. This study was conducted to determine the partial and simultaneous effect of Crude Oil, Silver, Coal, Cobalt, Steel, Nickel variables on ISSI. The results of this study indicate that the variables that have an effect on ISSI are Crude Oil, Silver and Steel variables and the variables that have no effect on ISSI are Coal. Cobalt, Nickel. This is evidenced by the results of the acquisition of each influential variable is Crude Oil (3.204 > 0.677), Silver (-1.146 < -0.677), Steel (2.211 > 0.677), and the variable that has no effect is Coal (0.291 < 0.677), Cobalt (0.259 < 0.677), Nickel (-0.558 > -0.677).
Analisis Pengaruh Rasio Keuangan Terhadap Profitabilitas Pada Bank Umum Syariah Periode 2013-2022
Authors: Margaretha Natalisa
Published: March 2024

Profitability is important to know how much the Sharia Bank contributes to the Indonesian economy. The study aims to analyze the profitability of the Shariah public bank in Indonesia in the period 2013-2022. The research was conducted using a quantitative approach by performing a panel data regression test. The data used in this study are secondary data obtained from the annual reports of the Financial Services Authority and the annual financial reports of each Shariah general bank. Panel data regression results showed that the financing to Deposit Ratio, Non-Performing Finance, Operational burden, and Operational Revenue had a negative and significant impact on the profitability (Return on Assets) of the period 2013–2022, while the Capital Adequacy Ratio had a positive and significant effect on the return on assets of the 2013–2022 period.
Analisis Pengaruh Pengeluaran Pemerintah terhadap Kualitas Sumber Daya Insani Perspektif Maqasyid Syariah: Bukti Empiris di Negara-Negara Berkembang OKI
Authors: Sukran Sukran , Rusgianto Sulistya , Fasiha Fasiha
Published: March 2024

The purpose of this study is to examine the impact of government expenditure on education and health on enhancing the quality of human resources in developing nations that are members of the OIC under maqasyid sharia. This study employs panel data and spans eight emerging nations (upper middle-income countries) from 2011 to 2020. The panel data model employed is the random effect model. The findings reveal that the variable of government spending on education has no effect on the growth of human resource quality. Government health investment has a considerable beneficial impact on the development of human resources in OIC emerging nations. When examined concurrently, government investment in education and health has a considerable beneficial effect on human capital development. Thus, long-term and coordinated investment in these two areas can bring significant rewards in terms of boosting human capital quality. According to maqasyid sharia, government expenditure in these two areas can assist individuals in achieving goals such as defending religion, soul, mind, children, and property in order to attain Falah
Pengaruh Teori Technology Acceptance Model, Religiusitas Dan Sikap Terhadap Niat Investor Berinvestasi Pada Saham Syariah Di Indonesia
Authors: Dika Riri Putri
Published: March 2024

The emergence of sharia investment products in the Indonesian capital market opens up opportunities for Indonesian Muslims to invest. At present, the growth of investors in Islamic stock investment has not developed significantly. Sharia Online Trading System (SOTS) is the first system in the world developed to facilitate sharia investment in conducting stock transactions in accordance with sharia principles. This study aims to examine the factors that influence the intention to invest in sharia shares in Indonesia with attitude as mediation using the Technology Acceptance Model (TAM) theory using a questionnaire in data collection. The population in this study comes from data on Islamic stock investors in Indonesia with a total of 382 respondents and the data was analyzed using descriptive SEM-PLS research. The results of the study found that there was an influence perceived ease of use, religiosity, investor attitudes towards investment intentions in sharia shares. Perceived ease of use, religiosity had an effect on attitudes. The perceived usefulness does not show an influence on investor attitudes and there is also no effect of the perceived usefulness on the intention to invest in sharia shares. Variables perceived ease of use and religiosity using attitude as mediation, a positive influence was found, but not with perceived usefulness in attitude as mediation on the intention to invest in sharia stocks.
The Contribution Of Waqf Forests On Sustainable Development Goals
Authors: Fathurrahman Ayif
Published: March 2024

Forest waqf is one of the efforts to help achieve the goals of Islamic economics. Therefore, this paper aims to; first, describe how the establishment of Bogor Forest Waqf. Second, describe the role of Bogor Waqf Forest towards Sustainable Development Goals number 1 (no poverty), and third describe the role of Bogor Waqf Forest number 6 (clean water and sanitation). The data for this study was collected in the field using a qualitative approach with observation, deep interview, and documentation technique. The results of this study show that the establishment of the Bogor Waqf Forest is an idea and a breakthrough in overcoming the rampant problem of forest destruction that occurs. Then, the Bogor Waqf Forest carries out various community empowerment efforts that are aligned with efforts to preserve the forest for the community around the waqf forest. In addition, making water reservoirs and distributing clean water to areas around the forest that are useful needs of people living around the forest. Hence, the impact of Bogor Waqf Forest affected to the local people’s activity and in the distribution of clean water.
Tinjauan Qawaid Fiqhiyah Muamalah Terhadap Transaksi Dropship
Authors: Khoiriyah Alfi Nur
Published: March 2024

Transactions using dropship system have been very popular since the development of digital transactions in the marketplace. So that there is no doubt or ambiguity with this transaction, it is necessary to study the legal basis of muamalah itself. Writing this article using literature study as a method of writing. There are three contracts that are used as an alternative to the permissibility of dropship transactions, namely salam, wakalah, and samsarah. The use of the contract can be used according to the conditions and capabilities of the people who do.
Corporate Social Responsibility and Financial Performance in Shariah Banks: A Review
Authors: Nandiroh Umi & Umi
Published: March 2024

This review explores the relationship between Corporate Social Responsibility (CSR) and financial performance in Shariah banks. Shariah banks, operating under Islamic principles, face unique challenges and opportunities in integrating CSR into their operations. The essay reviews empirical research on the correlation between CSR initiatives and financial performance in Shariah banks, highlighting studies indicating a positive relationship, potential benefits, and stakeholder satisfaction. Counterarguments and conflicting findings are also addressed, acknowledging challenges and limitations. The review discusses the reputational advantages of CSR, including enhanced brand image, customer loyalty, and attraction of socially responsible investors. Moreover, it explores how CSR initiatives align with Islamic values, strengthening the bank's position within the Muslim community. The essay further delves into the challenges faced by Shariah banks in implementing CSR, ensuring compliance with Islamic principles while meeting regulatory requirements. It also addresses potential conflicts between CSR practices and financial goals, emphasizing the need for careful balance and alignment. Lastly, the review explores resource constraints and cost considerations for smaller Shariah banks and proposes strategies for overcoming these challenges. Overall, this review provides a comprehensive analysis of the relationship between CSR and financial performance in Shariah banks, offering insights into the significance and implications of CSR integration in the Islamic finance industry.
Dampak Pengangguran, Pertumbuhan Ekonomi dan IPM Terhadap Tingkat Kemiskinan di Provinsi Sulawesi Selatan Dalam Kacamata Ekonomi Islam (Periode 2018-2022)
Authors: Prasasti Riska
Published: March 2024

Unemployment, economic growth, and the Human Development Index are indicators of the region's economic strength, including poverty rates in South Sulawesi. The purpose of this study is to investigate the impact of unemployment rate on poverty rate, the impact of economic growth on poverty rate, and the impact of the Human Development Index (HDI) on poverty rate. The study uses panel data for the period 2018-2022 and uses a quantitative approach processed using reviews. The results of this study show that unemployment rate has no significant impact on poverty rate and economic growth has no significant impact on poverty, but Human Development Index (HDI) has significant impact on poverty in South Sulawesi.
The Study of Business Actors Readiness for the Obligation to Implement Halal Certification in West Nusa Tenggara
Authors: Diwanti Dyah Pikanthi
Published: March 2024

The objective of the study is determining the readiness of business actors, in this case, micro, and small business actors in West Nusa Tenggara (Nusa Tenggara Barat – NTB). The challenge faced by the consumers is the limited products that have been certified halal. There are still many services or products that are a necessity for most consumers which are not yet halal-certified. This is what makes consumers immaterially disadvantaged, namely: consumers do not get their rights to obtain halal services or products. Therefore, the government and stakeholders need to provide guidance to business actors and consumers.

On the other hand, a small number of MSME business actors still consider halal certification to be a hassle, so they are reluctant to be certified as halal. Another factor that hinders the implementation of halal product guarantees is that information about products from business actors is still not disclosed. The research is conducted with descriptive qualitative method. The research informants are micro and macro entrepreneurs in NTB. The data collection techniques use questionnaires or questionnaires, interviews, and documentation to get more in-depth results and avoid bias. The data analysis uses the Miles and Huberman model which consists of four activities of data collection, data reduction, data display, and conclusion/verification. The results obtained from the implementation of halal certification are not optimal. There are still many MSME actors who are not aware of the importance of halal certification in the processed food products they produce.
The Role of Equity Crowdfunding Business Model in Improving Employee Welfare Based on Maqashid Shari'ah Perspective: Case Study of SMEs listed in Santara Platform
Authors: Virgiawan Rheyza , Luthfiani Dita Sari
Published: March 2024

SMEs have a big role in the country's economy. However, during the Covid-19 pandemic, the condition of SMEs declined and needed solutions, especially related to funding. Equity crowdfunding for SMEs is a breakthrough business model that has begun to be studied by many researchers. However, research on equity crowdfunding in SMEs is still rarely done. Moreover, researchers have not specifically analyzed employee welfare in the maqasid shariah perspective which is a research gap. This study aims to analyze the concept of equity crowdfunding management and its impact on employee welfare referring to the maqashid shari'ah perspective which consists of 5 aspects, namely religious protection, protection of life, protection of mind, protection of offspring and protection of property. This research is qualitative research with descriptive analysis method. The data in this study are primary and secondary data, Primary data was obtained through in-depth interviews with 5 SMEs from the food and beverage industry that had been registered at PT Santara Daya Inspiratama for the 2019-2021 period, which were randomly selected. And secondary data in this study is literature related to crowdfunding equity and maqasid shariah. This research results that the equity crowdfunding business model is a business model that overshadows the cooperation between investors and SMEs in capital. It is evident that in general crowdfunding has an important role in improving the welfare of SME employees. Specifically, from the 5 aspects of welfare based on maqasid shari'ah, it was found that there were 2 aspects that had not been achieved, namely the protection of the soul and the protection of offspring. As for the protection of religion, protection of reason and protection of property, SMEs have been able to carry out well with the encouragement of crowdfunding.
Dampak Kewirausahaan terhadap Pembangunan Manusia di Negara-Negara Islam
Authors: Suranto Suranto , Ivantri Madha Adi
Published: March 2024

The purpose of this paper is to investigate the roles of entrepreneurship on human development in Islamic countries. In order to achieve the study objective, the econometric strategy has been used. The analysis technique is done using Fixed Effect (FE) and Random Effect (RE) estimation from the data panels of the OIC countries in the period 2006-2020. The estimation results show that entrepreneurship and access to finance have positive impact on human development. This study uses samples based on data availability. Therefore, further research is expected to be able to find other proxies from entrepreneurship with more data. In addition, research on entrepreneurship should be classified based on the level of economic development, because there are indicated differences in entrepreneurial characteristics at each level of economic development.
The Implementation Of Murabahah Financing Contracts In Bank Syariah Indonesia
Authors: Supriyandi Supriyandi , Anwar Saiful
Published: March 2024

One of the Bank Syariah Indonesia branches, Bank Syariah Indonesia Parepare, engages in buying, selling, and profit-sharing financing activities (Murabahah and Musyarakah). In order to implement Murabahah contracts in Bank Syariah Indonesia Parepare, provisions and norms must be understood and identified. Because the lending institution offers a commercial product, sharia financing via a Murabahah contract, this research was carried out at Bank Syariah Indonesia Parepare. The methodology employed in this study is a qualitative strategy that involves making direct observations, gathering numerous documents, and holding meetings with Bank Syariah Indonesia Parepare officials, workers, and customers to be interviewed. Data reduction, presentation, and conclusion-drawing processes were used to analyze research data in stages. The findings of this study indicated that there is still a lack of consistency from the government and banks in socializing and making policies related to the existence of Bank Syariah Indonesia, a lack of public awareness of the existence of Bank Syariah Indonesia as a result of a lack of knowledge about sharia financing, as well as a lack of knowledge and understanding of sharia bank officers regarding the mechanisms and provisions of Islamic financial institutions.
Peran Koperasi Pondok Pesantren (Kopontren) Jarinabi Mart dalam Meningkatkan Ekonomi Pondok Pesantren Jarinabi
Authors: Saputra Angga Ade , - Daud - , Kadarsih Sri -
Published: March 2024

This study aims to analyze the role of the Jarinabi Mart Islamic Boarding School Cooperative (Kopontren) in improving the economy of the Jarinabi Rano Islamic Boarding School. Islamic boarding schools are educational institutions that also have the potential to develop the economy in their environment. The Jarinabi Mart Islamic Boarding School Cooperative was established as an effort to strengthen the economy of Islamic boarding schools and empower students and the surrounding community. The research method used is qualitative research with a case study approach. Data obtained through observation, interviews, and documentation. Respondents in this study were the management of the Jarinabi Mart Islamic Boarding School Cooperative, Islamic boarding school managers, and students. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community.
Upaya Petani Sawit Dalam Meningkatkan Perekonomian Berdasarkan Perspektif Ekonomi Islam Di Desa Sungai Sayang
Authors: Hamzah Ferdi - , Mustofa Muhammad Arif , - Nurjali -
Published: March 2024

The development of the agricultural sector is still an important sector in encouraging the acceleration of regional development For Jambi province,. This can be seen from the still large contribution of the agricultural sector to GRDP and labor absorption for the economy of the Jambi province region. The agricultural sector has contributed around 27.5% to the GRDP of Jambi province and has also been able to absorb a relatively large number of workers, namely 46.88% of the existing workforce.. The aim of this research is to find out how palm oil farmers are making efforts to improve the economy in Sungai Sayang Village and to find out how palm oil farmers are making efforts to improve the economy based on an Islamic economic perspective in Sungai Sayang Village. In this study the authors used a qualitative approach with descriptive analysis method. The results of this research are that people get permanent jobs and income and people get additional income. The community is able to send their children to a higher level. The community is able to help others by hiring workers. The community at work has 3 things that must be implied, namely hard work, smart work and sincere work.
Indeks Saham Syariah Indonesia: Pengaruh Faktor Makro Ekonomi Di Masa Pendemi Dan Pasca Pendemi
Authors: Hidayat Achmad , Mubyarto Novi , Ritonga Ahmad Husein , Sunarti Zeni
Published: March 2024

This research is presented based on an event where the Indonesian Stock Exchange (IDX) recorded an ISSI increase of 13.9% from March 2 2020 to March 31 2021 in line with an increase in the Islamic stock market index. This strengthening actually occurred at a time when Indonesia's macroeconomic conditions experienced a contraction during the Covid-19 pandemic. According to Martalena and Maya Melinda there are at least five economic factors that can influence stock price movements, namely inflation, government policies regarding fuel prices, national income per capita, currency exchange rates, interest rates. So based on this theory, researchers took three factors that influence stock price movements in the Indonesian Sharia Stock Index in 2020-2022, namely Interest Rates, Rupiah Exchange Rate and Inflation.

This study uses a descriptive quantitative approach with multiple linear regression analysis..

The results of this study found that Interest Rates and Rupiah Exchange Rates had a significant negative effect on ISSI while Inflation had a significant positive effect. where if inflation strengthens, ISSI will also increase based on the period mentioned. The level of explanation of the independent variable on the dependent variable is 69.1% where 30.1% is influenced by other variables.
Analisis Implementasi Manajemen Mutu Iso 9001:2015 Pada Kegiatan Pendayagunaan Di LAZ BMH Kalimantan Timur
Authors: Rofiq Muhamamad , Pakkana Mukhaer
Published: March 2024

This research has the purpose of analyzing the application of ISO 9001:2015 quality management principles to the Utilization division at LAZNAS Baitul Maal Hidayatullah (BMH) east Kalimantan. The method in this research is descriptive qualitative using primary data and supported by secondary data. Techniques for collecting data used in this study are interviews observations of leadership and management elements, program and utilization departments as customers in this case as beneficiaries, that it is supported by notes or documents institution. While the population includes the BMH network in 4 districts/cities in East Kalimantan.

Based on the results of the study, it was found that 7 ( seven ) ISO principles had been applied in the East Kalimantan BMH program and utilization division, including customer focus, leadership, people involvement, process approach, improvement, evidence-based decision-making, and good relationship management. The problems found are the understanding of amil or employees that is not optimal and consistency in a recording. The benefits of this research are expected to provide input and feedback on the implementation of ISO 9001:2015 quality management at BMH East Kalimantan.
Strategi Peningkatan Penerimaan Dana Zakat Pada Badan Amil Zakat Nasional (BAZNAS) Kepahiang
Authors: Zarkasih Tria , Pakkana Mukhaer
Published: March 2024

The low level of zakat receipt at Baznas Kepahiang which has a majority Muslim community raises important problems to be addressed immediately. This research was conducted to help discover the right strategy to increase zakat acceptance. Using grounded theory research methods, the author formulates relevant theories based on field facts. The results revealed that the main obstacle causing the low receipt of zakat funds at Baznas Kepahiang was influenced by the target that was not achieved due to minimal knowledge about zakat and Baznas. The strategy to increase the receipt of zakat funds at Baznas Kepahiang is formulated in the form of socialization and education, transparency and accountability, partnerships, and optimization of the use of digital technology where socialization and education require transparency and accountability in campaign materials to introduce Baznas Kepahiang and its activities. Good and routine socialization and education will build partnership relationships. Socialization and education will run successfully if supported by the use of digital technology. Transparency and accountability that are done well will maintain partner trust. Transparency and accountability require the growing use of digital technologies. Partnership relationships will be closer if strengthened by the use of digital technology.