bluuebunny/crossref_metadata_2025 huggingface dataset:
Membangun Loyalitas Dengan Kepercayaan dan Kualitas Layanan Melalui Kepuasan Pelanggan
Authors: Rosalina Ulfa , Tamamudin Tamamudin
Published: September 2022

The purpose of this study was to identify and analyze the influence of the level of trust and service quality on customer loyalty with customer satisfaction as a mediating variable at PT. Fairus Permata Mulia Pekalongan. The population in this study amounted to 927 worshipers with a sample of 90 worshipers and the sampling technique used random sampling techniques. The method of collecting data through a questionnaire. The data analysis technique used is Path Analysis. The results showed that the level of trust and service quality had a direct effect on customer satisfaction. The level of trust has no direct effect on customer loyalty, while service quality and customer satisfaction have a direct effect on customer loyalty. Customer satisfaction is able to play a role as a mediating variable between the level of trust and service quality on customer loyalty to the Umrah pilgrims of PT. Fairus Permata Mulia Pekalongan.
Komparasi Indeks Saham Syariah Indonesia (ISSI) Sebelum dan Saat Pandemi Covid-19
Authors: Pratitis Feren Anggun , Setiyono Taufiq Andre
Published: September 2022

Corona Virus Dieases 2019 (Covid-19) has become a global pandemic that has hit almost all countries. No exception, Indonesia is also the place where the epidemic has hit. Apart from the health sector, the economic sector is one of the sectors most affected as well. This can beseen in the country's economic recession and the decline in the stock price index. This research aims to determine the comparison of the Islamic stock index before and during the Covid-19 pandemic. Method this research is to use quantitative descriptive analysis method using paired sample t-test. The research was conducted from March 1, 2019 to March 1, 2021. The results showed that the increase in the number of Covid-19 cases did not significantly affect the movement of the Indonesian Sharia Stock Index (ISSI) so there was no significant difference between average prices. ISSI shares before and during the Covid-19 pandemic. With the results of this study, it is hoped that it can provide a reference for investors to choose and invest in Islamic stocks, because the strength of Islamic stocks is quite good.
Efektivitas Penyaluran Zakat di Indonesia: Pendekatan Rasio Keuangan dan Sharia Enterprise Theory
Authors: Mubtadi Novendi Arkham , Abidin Rohmad , Ayun Qurrota
Published: September 2022

The purpose of this study is to determine the level of effectiveness of zakat distribution in Indonesia with the financial ratio approach and Sharia Enterprise Theory. This study uses a combination of qualitative and quantitative methods. The object used in this research is the financial statements of 41 Zakat Institutions in the post-positive Zakat Core Principles (ZCP). This study uses financial ratio analysis, namely the activity ratio. The results of calculating the Allocation to Collection Ratio (ACR) in 41 Zakat Institutions in Indonesia show that the Zakat Institutions is very effective in distributing the collected zakat funds. In connection with the Sharia Enterprise Theory, the results indicate that the Zakat Institutions has implemented the concept of hablumminallah and hablumminannas which explains that zakat funds are asnaf rights so that all zakat funds collected must be channeled optimally. Besides that, mustahiq will certainly feel more satisfied when their rights are channeled in the right time.
Dzikir sebagai Metode Terapi pada Korban Penyalahgunaan Narkotika di Majelis Alif Lam Mim Gejlig Kajen Pekalongan
Authors: Mustofa Ali
Published: September 2022

The era of globalization cannot be denied, narcotics circulation has spread to remote villages, the targets are mostly teenagers, such as junior high school, high school and college students. Various ways and efforts have been made to overcome drug abuse. However, it turns out that the prevention and treatment of victims of narcotics abuse is not easy, because it does not only involve physiological aspects, but also psychological aspects so that ongoing efforts are needed. This study aims to find out more about the dhikr used by the Alif Lam Mim Council of Gejlig Kajen Pekalongan Village as a method of therapy for victims of narcotics abuse. The research method used is qualitative with phenomenology. The data analysis used in this study is to describe personal experiences with the phenomenon being studied, make a list of important statements, take the important statements and then group them into meaning units or themes, write textural descriptions (what is experienced) from participants' experiences, describe structural descriptions (what is experienced) how the experience happened). The results of the study stated that dhikr is effective as a good method for therapy for victims of narcotics abuse in the Alif Lam Mim Assembly, Gejlig Village, Kajen District, Pekalongan Regency.
Javanese Sufism: Ki Ageng Suryamentaram's Gratitude Concept in the Book of Kawruh Jiwa
Authors: Saputri Mita Mahda
Published: September 2022

Gratitude in the teachings of Sufism is one of the stations that must be passed by humans to get closer to Allah SWT. Gratitude in Javanese, namely matur nuwun, akeh disawurake, diretaake, kasebar, and pating slebar. As gratitude in the book Kawruh Jiwa from Ki Ageng Suryomentaram, namely gratitude (nrimo) to Allah SWT for giving joys of happiness and warnings (calamities) that occur. The concept of gratitude in the Kawruh Jiwa book contains advice from Ki Ageng Suryomentaram especially about gratitude, adds discourse, insight, and understanding of the destiny of life experienced by humans. This is library research using qualitative methods. This study uses descriptive data in the form of words to find, develop, and test knowledge obtained through literature in the form of books, notes, and research reports from previous research as a source of data and facts to find answers for a problem. The results showed that gratitude to Allah SWT according to Ki Ageng Suryomentaram is a sense of nrimo which is carried out by understanding and studying the events that occur in life. Understanding and studying the destiny that occurs, what is seen is not the form of destiny or the gift, but from the Substance that gives that destiny. Thus it can be found the meaning or wisdom that occurs in life, to lead to a happy and peaceful life.
Urban Sufisme dan Remaja Milenial di Majelis Taâ€™lim dan Sholawat Qodamul Musthofa Kota Pekalongan
Authors: Hakim Lukman
Published: September 2022

Fenomena kegairahan spiritual masyarakat perkotaan terutama kalangan remaja tentu merupakan suatu gejala akibat  krisis  berkepanjangan  dan  dekadensi  moral yang di pengaruhi oleh gaya hidup sebagian masyarakat perkotaan. Remaja yang pada umumnya diliputi oleh ketidakstabilan jiwa sehingga rawan tejerumus yang membutuhkan sentuhan spiritual untuk mengembalikan ketenangan dan keseimbangan jiwanya yang sedang goncang. Ini merupakan fenomena sufisme urban yang ditandai dengan munculnya majelis taâ€™lim dan dzikir di daerah perkotaan temasuk di Kota Pekalongan. Penelitian ini bertujuan untuk mengetahui latar belakang remaja mengikuti dan memahami makna Tasawuf di Majelis Taâ€™lim dan Sholawat Qodamul Musthofa Kota Pekalongan. Jenis penelitian ini adalah studi kasus lapangan dengan metode kualitatif. Pendekatan yang di gunakan dalam penelitian ini adalah pendekatan tasawuf. Teknik pengumpulan data dalam penelitian ini menggunakan terknik wawancara dan observasi langsung. Semua data dianalisis menggunakan metode analisis deskriptif. Hasil penelitian menunjukkan bahwa remaja yang merupakan santri di Majelis Taâ€™lim dan Sholawat Qodamul Musthofa terdiri dari berbagai macam latar belakang permasalahan dalam kehidupan, mereka mengalami degradasi moral dan krisis spiritual sehingga mereka memilih jalan sufisme dalam rangka mencari ketenangan jiwa dan memperbaiki kehidupannya. Tasawuf atau sufisme memberikan banyak makna bagi remaja melalui ajaran dan amaliyah tasawuf sehingga menjadi jalan untuk menuju kehidupan yang lebih baik dari sebelumnya.
Javanese Indigenous Healing for Physical and Mental Health
Authors: Farmawati Cintami , Wiroko Endro Puspo
Published: September 2022

The indigenous of Javanese is very complex, there are a lot of things to pay attention to, including how to be healthy. In the context of this study, it aims to describe the process of Javanese indigenous healing for physical and mental health. To achieve this goal, this study uses a literature study by collecting data and information about indigenous healing and health of the Javanese. The results of research explain that the concept of Javanese indigenous healing is able to maintain physical and mental health. This research shows that Javanese indigenous healing system for physical health written in the manuscripts of Javanese such as Serat Primbon Jampi Jawi, Serat Primbon Racikan Jampi Jawi, Serat Centhini, Serat Munasiyat Jati and other Javanese manuscripts. In addition, the philosophy of the Javanese community such as nrimo ing pandum is very relevant to the concept of mental health. Maintaining mental health is very important so that the soul is calm and peaceful, so that it can enjoy everyday life and respect others. The people of Javanese who are healthy and feel happiness in their life have the characteristics of being sepuh, wutuh and tangguh. Achieving a healthy personal status and finding happiness is done by holding on to a balanced mind, feeling, word and deed.
Self Healing
Authors: Annisa Mutohharoh
Published: September 2022

Penggunaan kata healing sedang populer di masyarakat Indonesia baru-baru ini, terutama di berbagai media sosial. Healing merujuk pada aktivitas untuk mencari kepuasan seperti: jalan-jalan, makan makanan enak, ataupun pergi ke kafe. Hal ini tidak jarang menyebabkan pengeluaran biaya yang mahal. Selain itu, healing juga digunakan sebagai cara untuk melepaskan diri dari rutinitas. Tren healing semakin meluas terutama karena kebiasaan masyarakat Indonesia yang mudah terpengaruh. Orang yang menggunakan kata ini dianggap keren atau hebat. Oleh karena itu, penelitian ini bertujuan untuk menjernihkan istilah self-healing melalui penjelasan konsep menurut psikologi dan sufistik sehingga masyarakat tidak lagi keliru. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan jenis studi kepustakaan (Library Research). Sumber data berasal dari berita, buku, jurnal, artikel, dan referensi lain yang relevan. Hasilnya kata healing berbeda dengan rekreasi, di mana aktivitas masyarakat yang merujuk pada kegiatan jalan-jalan atau penggunaan uang untuk mendapatkan kepuasan bukan termasuk self-healing. Healing adalah bagian dari terapi yang sering digunakan oleh praktisi kesehatan terutama psikiater dan psikolog klinis. Tujuannya untuk mengobati luka atau menerima masa lalu yang berdampak pada kondisi psikologis yang terganggu. Self-healing bisa dilakukan tanpa mengeluarkan biaya dengan berbagai macam teknik seperti: relaksasi, menulis, mindfulness, positive self-talk, manajemen diri, membaca al qur’an, dan lainnya.
Dimensi Tasawuf dalam Ilmu Nahwu
Authors: Ula Miftahul , Faliqul Isbah
Published: September 2022

Ilmu tasawuf adalah ilmu yang membahas tentang gagasan batin atau spiritualitas, sedangkan ilmu nahwu merupakan ilmu yang membahas tentang bagaimana cara untuk bisa berkomunikasi verbal dengan baik. Kedua aspek tersebut harus seimbang dan sejalan pada diri manusia. Salah satu tokoh yang membahas hal ini adalah Ibn ‘Ajibah dalam karya nya yang berjudul al-Futuhat al-Quddusiyyah. Artikel ini berusaha mengungkap dimensi tasawuf dari makna-makna simbolik yang tertuang dalam ilmu Nahwu. Makna simbolik yang terdapat pada kaidah-kaidah nahwu di kitab al-Futuhat al-Quddusiyyah dari perspektif tasawuf adalah bahwa dalam pengajaran nahwu menurut Ibn ‘Ajibah memiliki makna yang dalam kaitannya dengan tasawuf. nahwu yang bersifat ilmu lahir sebenarnya juga memiliki makna batin, seyogyanya manusia memahami dua hal tersebut sehingga tidak terjadi ketimpangan dalam kehidupan.  Pandangan tasawuf yang ada pada kitab ini mengerucut menjadi tiga tahapan yaitu takhalli, tahalli dan tajalli. Takhalli adalah makna simbolik fiil (kerja) sebagai sesuatu yang progresif, usaha keras untuk menghilangkan segala hambatan yang menghalangi untuk bisa mencapai makrifat kepada Allah. Tahalli adalah makna simbolik dari jazm, bermakna teguh, sabar dan konsisten menjalani mujahadah dan melawan rintangan. Makna tajalli muncul dari simbol i’rab rafa’ yang berarti tinggi derajat yang akan dicapai oleh mereka yang sudah memiliki nun al-ananiyah atau keakuan sebagai tanda i’rab rafa’.
Mubadalah as an Islamic Moderating Perspective between Gender and Patriarchal Regimes in Building Family Resilience
Authors: Gumiandari Septi , Nafi'a Ilman
Published: September 2022

The COVID-19 pandemic has a multidimensional impact, including threatening family resilience. Psychological pressure, as well as an increase in the burden of household domestic work due to concentrated activities (work, school) at home, can give rise to family conflicts that lead to domestic violence and divorce. This study aims to offer a Mubadalah concept as a perspective and methodology in building family resilience. The results show that (1) Mubadalah is a perspective of reciprocity between men and women in carrying out their gender roles both in the domestic and public area so that one does not hegemonize over another but a relationship that supports, cooperates, and helps each other; (2) Mubadalah can be a method of reading texts and contexts around family issues; and (3) Mubadalah is an Islamic moderating perspective between gender and patriarchal regimes. This perspective allows for a balanced relationship and partnership between the two sexes and is not just a transformation of thoughts from patriarchy to matriarchy. Through approach a companionship and non-hierarchical relationship between family members, family resilience can be built.
The Relation between Islam and The State from Islamic Education Perspective:Al-Banna, Haikal and Raziq Thought
Authors: Susanto Nanang Hasan , Thohir Mudjahirin , Wahib Abdul , Mukhlis Abdul , Rahayani Yayan
Published: September 2022

This research discusses the relation between Islam and the State among Muslim scholars. Many discuss the relation between Islam and the State from Sharia and historical viewpoints. However, this study examines the relation from education standpoint. The literature research looks at academic publications from prominent Muslim scholars around the world. This research asserts that the study on relation between Islam dan the State can be divided into three main categories: integrative, substantive and secular. In relation to education, those studies reveal that educational institutions attempt to align their teaching ideology with the ideology of its founder or stakeholders. Despite their significant differences, all Muslim scholars derive their thought and discussion from thelogical foundation of Al-Qurâ€™an and Hadith. They also seem to show a common ground in defining Islamic Education. Nevertheless, Islamic education institutions present various views on teaching the ideology in relation between Islam and the State, from moderate teaching to radical teaching or understanding.
The Becoming a Tolerant Muslim: Study of Dayak Converts
Authors: Muslimah  , Hamdanah  , Syar’i Ahmad
Published: September 2022

The religious tolerance of the Dayak people towards converts in their families in Central Kalimantan shows that there are several problems which must be faced. Because apart from being a minority (Dayak converts), the Dayak people still uphold the culture that has been passed down from generation to generation. This study is conducted using a field study with purposive sampling on converts who are identified based on the specified classification. Data are reviewed through literature studies and strengthened by in-depth interviews, then analyzed using the Nvivo 12 application. This study reveals that in practice, the Dayak people uphold religious principles while maintaining tolerance as a habitus which comes from historical products by producing collective individual practices or behavior. Furthermore, religious practices, tolerance, and habitus play an important role in the daily life of the Dayak community towards converts. This is because they respect each other's beliefs, customs, and culture through a system of mutual assistance between one another in social interactions and everyday life. An open attitude and mind are also the reason for harmony in respecting differences and maintaining goodness among others, but not forgetting religion and culture.
Muslim Baduy: Conversion and Changing Identity and Tradition
Authors: Syukur Abdul , Komarudin Omang , Isya Marjani Gustiana , Kahmad Dadang
Published: September 2022

This study raises the main issue of the religiosity of Muslim Baduy after converting to Islam in Leuwidamar, Lebak-Banten. The discussion aims to reveal the factors and the process of converting to Islam, to discover the religious behavior after converting to Islam and the impact of religious conversion on social and cultural changes of Muslim Baduy. The research is a descriptive-analytic study with an ethnographic method by using participant observation, in-depth interviews and documentation techniques. By using Ramboâ€™s theory on the religious conversion stages and Glock and Starkâ€™s theory on the religiosity, it has resulted a conclusion that the religiosity of Muslim Baduy in Leuwidamar, Lebak Regency, Banten is seen as a dynamic process based on the findings: 1) the conversion of Baduy people to Islam is due to political, theological, psychological, and sociological factors. 2) In one hand, Muslim Baduy leaves some tradition of Baduy particularly the rituals of Sunda Wiwitan and practices their obligation as a Muslim. On the other hand, Muslim Baduy still practices some Baduy tradition which is in line with Islamic shariâ€™a.
Children and Terrorism: Human Rights for Indonesian Cubs of Caliphate
Authors: Gitaningrum Indah
Published: September 2022

This paper aims to analyze the intertwined relations among the children's involvement in terror activities and the freedom of religion or belief. The new pattern of terrorism in Indonesia occurs within the involvement of family on several terror bombings including one of the massive tragedies in Surabaya during 2018. As the largest home of Muslim population in the world, Indonesia has struggled with radicalization issues but the latest horrifying phenomenon is the terrorism involving children in the activities. It raises the notion of human rights protection for children not only among their basic human rights but also their freedom of religion or belief. By using literature research method and interview with BRSAMPK Handayani Jakarta, it concludes that all children, including the child of terrorist, should be considered as victim of terrorism. Their presence in terror actions is the result of ideological indoctrination that violating childrenâ€™s human rights including freedom of religion or belief.
Online Business Practices: A Study of Islamic Business Ethics Perspective in Indonesia
Authors: Dwi Saputra Arief , Rahmatia Alfina , Handari Wahyuningsih Sri , Azhar Andi
Published: September 2022

Islamic business ethics is the implementation of the basic principles of Islamic-based business, which the Al-Qur'an and As-Sunnah guide. This study will explain online business practices in Indonesia by observing an Islamic perspective. This study uses a qualitative strategy by investigating Islamic business ethics in online business practices in Indonesia through information and document data collection in the form of reputable online media news. Data were analyzed and managed using Nvivo plus 12; then, conclusions were drawn. The aim of this study is achieved by finding that there are still many ethical violations in online business practices from a religious perspective. The findings also reveal that Islamic values are rarely used in business implementation because some violations occur not based on the intention of worship and are not based on Islamic principles such as At-Tauhid, Al-Amanah, As-Sidq, Al-Adalah, At-Ta'awun, Al-Maslahah, At-Taradi, and Al-Akhlaq Al-Karimah. This also proves that online business practices are still oriented to worldly aspects. The implication of the results of this study explains that doing business activities from an Islamic perspective contains principles that comprehensively govern ethics. So that the purpose of doing business is not solely for the interests of worldly welfare but the welfare of the ukhrawi in the pleasure of Allah SWT, and the benchmarks are al-Qur'an and al-Hadith
Hadith Study of Neglecting Women as Imam of Congregational Prayer Perspective of Religious Organization Activists in Malang Raya
Authors: Nasrulloh Nasrulloh , Muhammad Saâ€™dul Kholqi Ahmad
Published: September 2022

Women in religion and culture-historical study have a journey of oppression, adversity and, discrimination. Women have always been used as objects of pleasure and victims of lust for men. Many interpretations of religious texts discriminate against women. Many religious figures look down on women through their interpretation of the texts of Al-Qur'an and Sunnah. One of the interpretations is the opinion of the majority of community leaders about the prohibition of women as imams of congregational prayer. This research aims to determine the views of the community from Muhammadiyah, NU, HTI, and Malang Raya Mosque Management regarding the meaning of the hadith of women's delegation as imam (congregational prayer leader) from a social construction perspective. This research is included in the category of qualitative research using the sociological construction theory approach, and the science of hadith criticism. This researcher used a new model in the realm of hadith research, named living hadith. Data collection methods in this research were in-depth interviews and documentation. The selection of informants used a purposive sampling technique. The analytical technique used in this research was the Huberman and Miles interactive model, namely; data reduction, data display, and conclusion. The understanding of activists of religious organizations Muhammadiyah, NU, HTI, and Mosque Management regarding the hadith negation of women being imams of prayer can be classified into two models of understanding. There are textual and contextualist-hermeneutical. Public understanding of the hadith regarding the delegation of women to become imam comes from hadith, opinions of classical scholars, contemporary books, and also comes from the results of intuitive meanings that lead to conservative and progressive.
Migration of Muslims to Other Parts of the World: New Events and Facts
Authors: Maulidizen Ahmad , Tirmidzi Mamduh , Rizapoor Habiburrahman
Published: September 2022

The issues surrounding Migration and the Problems of Muslim Minorities in the Modern World have become a hot topic of discussion and are constantly changing. This issue is fascinating, not only by Muslims but also by non-Muslims. The coverage of foreign (Western) media that always corners Islam (not individuals in Islam) and global terror events is very effective in changing a countryâ€™s policy to fight Islam. However, this does not mean that they (the West) are discriminatory actions against Muslims who live there. This study aims to review migration events and how the conditions of Muslim immigrants in Bali and several essential countries in Europe and Asia. This article is library research and empirical facts obtained from various current and reliable news sources. This event examines the extent of the fate of Muslim immigrants in multiple countries with different characters and critically examines how the policies of these countries impact Muslim minorities. In addition, a comparative study was also conducted on the condition of Muslim immigrants who became minorities in several countries with different backgrounds and characters. The results of this research are: First, Western countries highly uphold human rights. Some of the friction that occurs with the Muslim minority is a precautionary measure, not discrimination as is often presented to them. Second, the conflict between the Muslim minority and the local population is motivated by two factors (a) their ignorance of the real Islam and think that terrorist Islam is the same as King Salmanâ€™s in Saudi Arabia or ImÄm Khumaeni in Iran, and (b) improve security to protect the country and all its people from acts of terrorism. Third, discriminatory treatment occurs in the East World, China, Myanmar, Thailand, which are real examples that until now have not received a solution, even the United Nations has stated that the Rohingya are the most oppressed minority on earth.
Rebuke for the Ijtihad of the Prophet (Study of Q.S Al-Nisaâ€™ [4]: 34 as a Verse â€˜ItÄb)
Authors: Affani Syukron
Published: September 2022

As a human being, the Prophet was involved humanly in various dynamics of life. The Prophet used ijtihad reasoning and subjective tendencies, which are of course relative, in responding to life's problems. As a messenger of Allah, the actions and words of the Prophet are decisions for Muslims except for revelation with other provisions from Allah such as with Q.S al-Nisa ' 4:34; one of the verses that presents a lot controversial discussion. The Prophet's decision to qiá¹£Äá¹£ a husband who committed violence against his wife, his passion is to provide justice and protection to women, but the decision was overturned by Q.S al-Nisa ' 4:34 which came down with other provisions as well as nuances of reprimand to the Prophet. The problem to be revealed in this paper is why Q.S al-Nisa ' 4:34 intervened in the Prophet's decision in responding to domestic violence. This research is a qualitative library research. The method of description is descriptive-analytical, which explains the basic construction of the Prophet's ijtihad and the significance of Q.S al-Nisa 4:34 to be analyzed using a historical-hermeneutical approach. The general conclusion from this paper is that Q.S al-Nisa' [4]: 34 places the issue of household and gender relations in the perspective of a social order that has been widely applied. The decision of the Prophet's qiá¹£Äá¹£ itself is not wrong but tark al-awlÄ (leaving a better thing) because it can actually increase the escalation of domestic conflicts in patriarchal society.
Epistemology of Prison Interpretation: Analysis of Hamka and Sayyid Qutbâ€™s Political Thoughts
Authors: Huda Nurul
Published: September 2022

This article reviews the epistemology of the works of interpretation generated from prison rooms. Hamka and Qutb have similarities in their life struggles. Their presence in prison greatly influences the pattern of their phenomenal works in the field of interpretation, Al-Azhar and Fi Zilal al-Qur'an. The objective of writing this article is to make a typification through a hermeneutic-philosophy-based approach. From the analysis carried out, we find a conclusion that each character, even though both are in prison, both have differences and similarities in the character of the work produced. This can be seen from his interpretation of the verses concerning politics. A comparative analysis shows that three domains characterize the prison interpretation of the two: first, the interpretation is generated from a strong psychosocial aspect of the author's affection; second, the interpretation contains more explanations that are building a system of action; Third, the difference in interests in writing commentaries is caused by the external and internal background of the writer's life.
Khaled Abou El Fadlâ€™s Perspective on Hadith Hermeneutics
Authors: Ahmad Miladu Ahadi , Syamsuddin Syamsuddin , Sumbulah Umi
Published: September 2022

This article discusses the method of hadith hermeneutics according to Khaled M. Abou El Fadl. El Fadl's academic concern is related to the authoritarianism of fatwas issued by several ulama and fatwa institutions. These fatwas are considered authoritarian and discriminatory towards women, seem rigid, and canâ€™t adapt to the times. This authoritarianism phenomenon appears due to methodological errors in understanding legal texts, and the absence of negotiations between the text, the author, and the reader, each of whom has problems. Therefore, Khaled offers a hermeneutic method that consists of three things: text competence, meaning determination, and the concept of representation in Islam. If these three elements are met, then the fatwas of Islamic law produced by the ulama are authoritative, authoritarian, and discriminatory.
Green Sufism Argument as Environmental Ethics (Philosophical Analysis)
Authors: Irawan Bambang , Latif Mohd Syahiran Abdul , Arrauf Nasution Ismail Fahmi
Published: September 2022

The research is concerned with the Sufisâ€™ thoughts in responding to the ecological crisis faced by a human.Their responses are depicted in their textsâ€”that text is used as the source of primary and secondary texts.The primary texts were the works of Ibn Arabi, such as Fusus al-Hikam and Futuhat al-Makiyyah, alsothe work of Hossein Nasr entitled Islamic Cosmological Doctrines. The secondary texts were the thoughts ofscientists who proposed the same themes. Then, this research used a qualitative analysis and hermeneuticapproach. This research also analyzed the reality of the existing natural environment. Relevant referencessupported it. The researcher constructed deep philosophical thoughts to find essential meanings and valuesabout the natural environment that humans need to develop. Several philosophical thoughts form the basis of green Sufism: microcosmos and macro-cosmos theory, emanation theory, and Illumination Theory
Analisis Motivasi Pinjaman Nasabah Pada Rentenir Berdasarkan Prinsip Pembiayaan Syariah
Authors: Nina Septi Ayu Triten , Pratama Versiandika Yudha
Published: September 2022

This study aims to analyze the motivation of customer loans to moneylenders based on Islamic financing principles.This study is a qualitative descriptive. The type of data used in this study is the primary data with data collection techniques are observation and interviews. The results of this study indicate that the motivation of customers in making loans to moneylenders is due to the need and available facilitie, and the ease of making a loans. In addition, customer knowledge about interest is very low. And than, based on the principles of sharia financing, the transaction pattern is not in accordance with sharia principles because of the customer's ignorance regarding the transaction process.
Pengaruh Pendapatan Premi, Klaim, Invetasi dan Biaya Operasional Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah Di Indonesia
Authors: Fatmawati Novia Dwi , Devy Happy Sista
Published: September 2022

This research aims to see the effect of insurance premium income, claims, investment and operating cost on the growth of Islamic life insurance companies in Indonesia. Research method ini this research, used the multiple linear regression using the SPSS 22 program. The sampling technique used is purposive sampling with the population being sharia life insurance companies in Indonesia which are listed in the OJK in 2015-2019. The results showed that insurance premium income has a positive and significant effect on asset growth, while claims and operating cost have a negative and significant effect, so it can be concluded that the greater the insurance premium higher growth of the company's assets , while the claims and operating expenses apply the opposite. Investment in its effect on asset growth shows insignificant results.
Baitul Maal Wa Tamwil Sebagai Lembaga Keuangan Mikro Syariah Pemberdaya Ekonomi Umat (Konsep dan Teori)
Authors: Solekha Yasmin Afnan , Murdianah Alisa Qotrunnada , Lestari Nofia Sri , Asytuti Rinda
Published: September 2022

The purpose of the research to dig deeper into the concepts and theories of Baitul Maal Wa Tamwil, because it is based on the fact that occurs in the environment that BMT has shown its success which has been widespread in almost all regions of Indonesia, proven in 2016 reaching 6000 units of BMT and finding good prospects. This type of research is qualitative, supported by data taken in a secondary way using literature study. To support the research, the authors processed the data using Ms. Excel. BMT is a sharia microfinance institution as a non-governmental organization that collects and manages funds according to sharia principles in order to achieve financial and humanitarian economic goals or to achieve mashlahah. BMT does not only focus on financial activities but also social virtue activities. BMT refers to the authoritative source of Islam, Law no. 25 1992 concerning cooperatives and the DSN-MUI fatwa. The source of finance comes from customers and the results of operating income. Customer funds are then managed using sharia financing and contracts, the profits are known as profit sharing. BMT must always conduct evaluations so that the operational system and its resources are better and continue to disseminate information to the community.
Analisis Peran Pembiayaan Lembaga Keuangan Syariah pada Sektor Pertanian di Kabupaten Brebes
Authors: Nurlaeli Fenti , Mubtadi Novendi Arkham , Abdilah Alya Isni
Published: September 2022

Islamic financial institution have a princip of balanced (tawazun) with do business and social activity. This research aims to analyze the role of Islamic financial Institution on financing for the agricultural sector in Brebes Central Java Province, to analyze the obstacle and the potential product which is financially granted by Islamic financial Institution for the agricultural sector.  This research took explorative-qualitative approach to find more and depth on another possibility of the problem of object research. The informants was taken from three Islamic financial Institutions in Brebes regency. The result shows the role of Islamic financial institution is not maximal. This is because (1) agricultural sector depends on the nature (2) Islamic financial Institution as a trustee. The potential of Islamic financial institution is on the availability of financial contract such as murobahah, musawamah, salam, muzaraâ€™ah and tawaruq.
Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah
Authors: Hidayatullah Muhammad Syarif , Nassarrudin Razie Bin , Mashudi Mashudi
Published: September 2022

This study aims to determine and explain the perceptions of batik SMEs in the area of â€‹â€‹wiradesa that are carried out in an effort to advance technology in this case is Islamic financial technology and explain how interested batik SMEs in the Wiradesa area are in conducting Islamic financing or peer to peer lending in sharia in Islamic financial technology. This research is a field research with a qualitative approach. To get valid data, the authors use data collection methods, namely interviews, documentation, and observation. There are two data sources in this study, namely primary data sources and secondary data sources. The results of this study stated that the perception of batik SMEs in the Wiradesa Region did not yet know or were unfamiliar with sharia financial technology and had an interest in participating in sharia financing in sharia financial technology on the grounds that sharia financing used sharia principles in the contract which made the SMEs of Batik feel not too anxious in running his business. And the SMEs of Batik in the Wiradesa Region also hope to hold a socialization about the use of services from Islamic financial technology providers to be able to understand the use of technology easily.
Potret Kehidupan Ekonomi pada Masa Nabi (Aplikasi Mudharabah dalam Perbankan Syariah)
Authors: Iqbal Muhammad
Published: September 2022

This research aims to provide a complete picture of the economic portrait at the time of the prophet, the status of the Mudharabah hadith and how the application of Mudarabah in Islamic banking is. Muhammad started the construction of Medina without definite financial sources, while the distribution of wealth was also unequal. The emigrants had no wealth because they had left their wealth in Mecca. Muhammad brought brotherhood between the Muhajirin and the Ansar so that by itself there was a redistribution of wealth, this policy was very important as an initial strategy for the development of Medina. Furthermore, to rotate the economy, encourage business cooperation among community members such as muzaraah, mudarabah, and musaqah so that there is an increase in productivity. At first, Mudarabah was considered as the backbone of Islamic banking operations. In practice, this type of profit-sharing financing is only a small part of the financing provided by Islamic banks around the world.
Faktor-Faktor Yang Mempengaruhi ROA Dengan Size Sebagai Variabel Moderating Pada BUS Periode 2015-2020
Authors: Fatikha Niswatun , Yudiana Fetria Eka
Published: September 2022

Tujuan penelitian ini adalah untuk menganalisis sejauh mana pengaruh Leverage, Islamic Corporate Governance dan Intellectial Capital terhadap Return on Assets dengan Size sebagai variabel moderating pada Bank Umum Syariah di Indonesia periode 2015-2020. Sampel penelitian ini adalah 11 Bank Umum Syariah di Indonesia yang menerbitkan annual report secara rutin pada web masing-masing bank. Metode pemilihan sampel disini adalah teknik purposive sampling. Analisis data pada penelitian ini yaitu ada uji statistik deskriptif, uji stasioneritas, analisis data panel, uji hipotesis, uji asumsi klasik, dan uji MRA. Hasil pengujian parsial (uji t) menunjukkan bahwa  Leverage tidak berpengaruh signifikan terhadap ROA, sedangkan ICG, IC dan Size berpengaruh positif dan signifikan terhadap ROA. Kemudian hasil pengujian simultan (uji f) menyatakan Leverage, ICG dan IC secara bersama-sama berpengaruh positif dan signifikan terhadap ROA. Selanjutnya uji MRA menunjukkan bahwa variabel Size secara signifikan dapat memperkuat pengaruh Leverage terhadap ROA. Namun variabel Size secara signifikan memperlemah pengaruh ICG dan IC terhadap ROA.
The Effect of Sharia Financial Access & Financial Literation to Non-Bankable MSMEâ€™s Growth
Authors: Mutiara Savitri Fania , Maulana Asep Suraya , Perwita Atika Dyah , Saptana Saptana
Published: September 2022

A number of Islamic financial institutions able to provide non-bankable requirement by limiting loan plafond in order to reduce credit risk. That condition can hamper Micro Small Medium Enterprise (MSME)â€™s growth. This is proven by only 13.21% of MSME that only have been served by obtaining access to Islamic finance. Study about MSMEâ€™s Growth have general purpose to analyze interaction between Financial Literacy and Sharia Financial Access to Finance to MSMEâ€™s Growth. This study adopted quantitative research design and used Structural Equation Model (SEM) analysis method by SmartPLS 3.0 to run the data. Population in this research was all MSMEâ€™s actor in Semarang that put 100 samples contributing in this research by convenience technique. The finding of the research found Financial Literacy and Access to Sharia Finance affect performance, Financial Literacy affects Access to Sharia Finance and financial Literacy cannot be mediator for the relationship between Access to Sharia Finance to MSMEâ€™s growth.
Pengaruh Pemasaran Produk Baitul Mal Wa Tamwil (BMT) dan Implementasinya Berbasis Digital di Pekalongan
Authors: Izza Muh.
Published: September 2022

The purpose of this paper is to examine the implementation of digital-based marketing of BMT products in Pekalongan. This theme departs from the gap that the digitalization trend has influenced business behavior in Islamic microfinance institutions (BMT). The type of this research is field research in three Islamic microfinance institutions in Pekalongan. The research approach of this study uses a phenomenological qualitative descriptive method. The results of this study, firstly, show that the marketing of financial institution products has used e-mobile applications through two work system patterns, namely (1) Unitary System Work Patterns with nine services (2) Unitary System Work Patterns through four services. Secondly, the implementation of this marketing through various digital media channels that are synergistic, linear, and practical-economically carried out in three steps, namely (1) Data Digitization (2) Creating and Utilizing Digital Media, and (3) Synergizing Data into Digital Media. Thirdly, services through digital products go through six processes, namely (1) account creation, (2) filling in personal data (3) attaching attachments, (4) data verification, (5) institutional confirmation, and (f) finishing.
Pengaruh Pengetahuan, Sanksi, Kesadaran dan Kualitas Pelayanan Petugas Pajak Terhadap Kepatuhan Pajak
Authors: Imani M. Fathrezza , Furqon Imahda Khoiri
Published: September 2022

This research was conducted with the aim of analyzing the effect of Knowledge, Sanctions, Awareness and Service Quality of Tax Officers on Taxpayer Compliance. Data obtained through a questionnaire distribution survey and supported by the Regional Office or Regional Office of the Directorate General of Taxes. The analytical method used is descriptive quantitative. The test results show that partially Tax Knowledge has a significant effect on Taxpayer Compliance, Tax Sanctions have no significant effect on Taxpayer Compliance, Tax Officer Service Quality has no significant effect on Taxpayer Compliance, Taxpayer Awareness has no significant effect on Taxpayer Compliance.
Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review
Authors: Asy'ari Ulama'i Ahmad Hasan , Rahmawati Ferida , Ud Din Maaz
Published: September 2022

This study aims to determine the Islamic bank customers to the understanding of usury. This type of research is literature review research. The type of data collected in this study is primary data, namely data obtained from various current and relevant literature regarding the level of understanding of Islamic bank customers about usury, such as from books, journals, articles, papers, and other related reading sources. The data analysis technique of this research was carried out using the data analysis technique of the Miles and Huberman model. The data analysis activities of this model include data reduction, data display and conclusion drawing or verification. The results of a systematic literature review found that usury is an additional take, both in buying and selling transactions and lending and borrowing in vanity. The prohibition of usury in the Qur’an was revealed in stages, preceded by a series of moral teachings relevant to the theme of the prohibition of usury. Conventional banks use the interest system to support their operations. In contrast to the interest system prevailing in conventional banks, Islamic banks determine the amount of return and profit sharing based on the amount of profit sharing between the customer and the bank without determining the percentage that must be paid by the customer. Bank interest is an evolution of the concept of usury that cannot be separated from the development of financial institutions. Riba in modern banking makes business decline and become unproductive. Education and religion can be used as the basis for mu’amalah for all mankind, especially Muslims. Islamic education can lead humans to become individuals who are able to survive in this world and the hereafter (al-falah). Education about usury provides important information that can be a guide for human life in contemporary mu’amalah.
MIDDLE DEVONIAN COCCOSTEID PLACODERMS FROMTHE VORONEZH REGION (GIVETIAN OF THE PAVLOVSK QUARRY) BY MATERIALS IN THE COLLECTION OF EARTH SCIENCE MUSEUM
Authors: Moloshnikov Sergey
Published: September 2022

Remains of coccosteid placoderm fishes (Placodermi: Euarthrodira: Coccosteidae) from the Ardatovka Beds (Givetian, Middle Devonian) of the Pavlovsk Quarry, Voronezh Region (the territory of the Central Devonian field) are briefly described. This material is currently stored at the Earth Science Museum of Moscow State University. Only disparate data on coccosteids and their close relatives (determinations at a level of high taxa), known from this territory, appeared in the literature to date. Bones and their fragments of the trunk armour are mainly presented in the collection. Only one fragment of the nuchal (occipital) bone of the head armour is exhibited. The coccosteid bones from Middle Devonian of the Pavlovsk Quarry are morphologically closer to plates of Livosteus (Gross), known from the Givetian of the Main Devonian field; but there are some differences, such as a ventral sensory groove on the anterior medio-ventral bone, a slightly developed posterior lateral corner of the posterior ventro-lateral and others. These remains are preliminary identified as Livosteus aff. L. grandis (Gross). These new materials supplement the data on the morphology and distribution of coccosteids from the East European platform.
Depresión y miedo al covid-19 en la ciudad de Biblián
Authors: Vicuña-Palacios Andrea , Ramírez-Coronel Andrés Alexis , Mesa-Cano Isabel Cristina , Martínez-Suárez Pedro Carlos
Published: September 2022

El confinamiento en sus hogares y la adaptación a la nueva normalidad ha inducido a presentar niveles de miedo y depresión frente al COVID-19. El objetivo principal fue determinar la depresión y el miedo al COVID-19 en la ciudad de Biblián. Se realizó un estudio no experimental, descriptivo, correlativo, comparativo, prospectivo, transversal, enfoque cuantitativo. La muestra estuvo constituida por 374 (n= Hombres =121 y n =253) personas de la Cuidad de Biblián, se analizó de las propiedades psicométricas mediante el alfa de Cronbach y basada en las correlaciones (r de Pearson) entre distintos ítems dentro de la misma prueba de la escala del Miedo al COVID-19 (FCV-19S) y del inventario de depresión Estado – Rasgo (IDER). Posteriormente se realizó una prueba de normalidad mediante Shapiro Wilk ( W) y se aplicó el coeficiente de correlación de Pearson y la prueba t para muestras independientes. Se encontró que los participantes presentaron depresión estado el 25,94 similar a la depresión rasgo el 25,94 % y miedo al COVID-19 el 28,07%. La depresión tanto estado como rasgo se relacionaron con el miedo al COVID-19. Y, las mujeres manifestaron mayor depresión y Miedo al COVID-19 que los hombres. En conclusión, se debe implementar programas de intervención para disminuir los problemas en la salud mental de la población general frente al confinamiento por la emergencia sanitaria.