bluuebunny/crossref_metadata_2025 huggingface dataset:
Polio Vaccination Literacy Among Mothers of Selected Barangay Health Centers in a Component City
Authors: Vinco Kristine Anne C. , Malaga Xerxes G.
Published: April 2021

Every health worker strikes hard for every child's death, most notably when it is due to a disease that is readily preventable with a safe and effective vaccine. The tragedy is hard to accept when health practitioners see the consequences of children missing out on vaccination first-hand. This research was intended to bridge the literature gap on the knowledge, and the reasons mothers comply with polio vaccination. The study was intended to assess the level of literacy on polio vaccination of mothers in selected barangays in Bago City when they are taken as a whole and grouped according to age, educational attainment, distance to health facility, number of children, family income, and barangay location administered. A descriptive-comparative research design using a very highly reliable and valid researcher made questionnaire was administered to respondents. The level of literacy of mothers on polio vaccination in selected barangays of Bago City when grouped according to age, educational attainment, the distance of health facility, number of children, family income, and barangay location was very high.  The major reasons for compliance of mothers with polio vaccination can be attributed to health workers who can give follow up through home visits and any health professional who can give the polio vaccine.  Due to reported vaccine scare and the current pandemic the study will benefit rural health administrators, community health nurses, and future researchers. Findings could provide rural health administrators with insights to conduct a re-assessment of the implementation of vaccination programs initiated by the Department of Health
PENINGKATAN HASIL BELAJAR BAHASA INGGRIS MELALUI IMPLEMENTASI MODEL PEMBELAJARAN MURDER PADA SISWA KELAS IX SMP N 7 MATARAM, NUSA TENGGARA BARAT
Authors: Suherni Suherni
Published: April 2021

Penelitian ini bertujuan untuk mengetahui peningkatan hasil belajar Bahasa Inggris melalui implementasi model pembelajaran MURDER pada  siswa Kelas IX SMP N 7 Mataram, Nusa Tenggara Barat. Penelitian dilakukan pada bulan Oktober 2020 di Kelas IX SMP N 7 Mataram dengan dua siklus Penelitian Tindakan Kelas (PTK). Berdasarkan penelitian dapat diketahui bahwa penerapan model pembelajaran MURDER dapat meningkatkan hasil belajar Bahasa Inggris siswa Kelas IX di SMP N 7 Mataram. Saat siklus pertama PTK terdapat sebanyak 80,95% siswa tuntas dan sebanyak 19,05% siswa belum tuntas. Terdapat peningkatan 47,62% siswa yang tuntas pada siklus pertama (dari 33,33% siswa tuntas saat sebelum PTK menjadi 80,95% siswa tuntas pada PTK siklus pertama). Saat siklus kedua PTK terdapat sebanyak 90,48% siswa tuntas dan sebanyak 9,52% siswa belum tuntas. Terdapat peningkatan 9,53% siswa yang tuntas pada siklus kedua (dari 80,95% siswa tuntas pada PTK pertama menjadi 90,48% siswa tuntas pada PTK siklus kedua).
Disease-free Survival of Patients with Differentiated Thyroid Cancer: A Study from a Tertiary Center in Oman
Authors: Kunjumohamed Fathimabeebi P. , Al Rawahi Abdulhakeem , Al Busaidi Noor B. , Al Musalhi Hilal N.
Published: April 2021

Objectives: As with global trends, the prevalence of differentiated thyroid cancer (DTC) has increased in recent years in Oman. However, to the best of our knowledge, no local studies have yet been published evaluating the prognosis of DTC cases in Oman. This study aimed to assess disease-free survival (DFS) and prognostic factors related to DTC among Omani patients attending a tertiary care center. Methods: This retrospective, observational cohort study was conducted between January 2006 and May 2016 at the National Diabetes and Endocrine Center in Oman. Data related to DFS and prognostic factors were obtained from the electronic medical records of all ≥ 18-year-old patients diagnosed with DTC during the study period. Results: A total of 346 DTC cases were identified. Overall, 82.7% of patients were disease-free at their last follow-up appointment. Univariate analysis indicated that various tumor characteristics including histological subtype (i.e., papillary carcinoma, Hurthle cell cancer, and minimally invasive follicular thyroid carcinoma), lymph node status, number of lymph node metastases, distant metastasis status, and TNM status (primary tumor (T), regional lymph node (N), distant metastasis (M) stage) were strong prognostic factors for DFS (p < 0.050). According to multivariate regression analysis, lymph node status, extrathyroidal extension, and angiovascular invasion were independent predictors of DFS (p < 0.050). Conclusions: The overall prognosis of DTC among Omani patients was excellent. Treatment and follow-up strategies for patients with DTC should be tailored based on the individual’s risk factor profile.
Examining the Key Success Factors for Startups in the Kingdom of Bahrain
Authors: Al Sahaf Muneera , Al Tahoo Lamea
Published: April 2021

With Bahrain Economic Vision 2030, aspiring the shift from an economy that depends on oil wealth to a diversified economy, including startup businesses.  A number of startups in Bahrain have been growing at a rapid pace in various industries. This is a result of the excellent ecosystem, and support provided to startups by the government in Bahrain. This study aims to examine the key success factors of startups in the Kingdom of Bahrain. The quantitative method was the adopted approach, whereby data was collected to examine the impact of four selected variables; fund-raising, experience, knowledge, and partnerships on the success of startups in Bahrain. The quantitative findings outlined the importance of several factors that were perceived to have a significant influence on the success of Bahraini Startups, where the majority of respondents agreed/strongly that two of the examined factors are considered critical to succeed in startups in the Kingdom of Bahrain. These factors are experience and knowledge, which proved to have an active role to maintain the success of startups. However, the startups’ founders disagreed on the impact of fund-raising and partnerships which are considered to have no major effect on the success of startups. Recommendations of this research include two segments; for founders is to seek more opportunities to enhance their knowledge and capitalize on their experiences, and for government entities to provide and improve training offerings, and facilitate founders’ communication and assist them in reaching out to the investors and the supporting entities, which will provide ease for new startup entry to the market, and establishment of a clear vision with framework prior to embarking the new venture.
Computer Science Teachers as Change Agents for Broadening Participation: Exploring Perceptions of Equity
Authors:   The Learning Partnership, Wachen John , Johnson Mark ,   The Learning Partnership, McGee Steven ,   The Learning Partnership, Brannon Faythe ,   Chicago Public Schools, Brylow Dennis ,   Marquette University
Published: April 2021

In this paper, the authors share findings from a qualitative analysis of computer science teachers’ perspectives about equity within the context of an equity-focused professional development program. Drawing upon a framework emphasizing educator belief systems in perpetuating inequities in computer science education and the importance of equity-focused teacher professional development, we explored how computer science teachers understand the issue of equity in the classroom. We analyzed survey data from a sample of participants in a computer science professional development program, which revealed that teachers have distinct ways of framing their perceptions of equity and also different perspectives about what types of strategies help to create equitable, inclusive classrooms reflective of student identity and voice.
Cancer: A Life Threatening Peril Becoming Lifestyle Disease
Authors: Hayee Sara , Rehman Amna
Published: April 2021

Caner a dreadful disease is actually one large group of diseases which dates back to times of “Hippocrates”, The Father of Medicine, (460-370BC) who used this name for the first time to talk about non-ulcer and ulcer forming tumors. Theevidence of its presence from the very past history comes from fossilized “Egyptian Mummies” having tumors on bones. Then Galen (130-200 AD) used the term “Oncos” to explain tumors. So it's a disease involving growth of abnormal cells, their proliferation and metastasizing the other tissues and organs. Now we know that biology has a branch namedOncology to deal with the scientific study of cancer and oncogenes. It took centuries to get knowledge and use modern technologies against this malady. Now we know cancer is a group disease which has hundreds of types. 19th Century saw much advancement towards its cure. Along with surgery, radiotherapy and chemotherapy were the main methods to cure cancer patients. Day by day, scientists are looking for new methods to control and cure of this curse. Hundreds of natural medicinal compounds are being tested to use clinically for its cure in order to replace the radiotherapy andchemotherapy and lower their side effects. But humanity is still fighting against this disease as the numbers of cases throughout the world are increasing day by day. If we look on the reports p r e s e n t e d b y W H O ( W o r l d H e a l t hOrganization), Cancer is the second leading cause of deaths globally which means one person in every six deaths, dies due to cancer. In 2018, the most common types of cancers reported in men were of liver, prostate, stomach, lung andcolorectal. Whereas in females the most common forms were breast, thyroid, cervical and colorectal. Cancer has become a global disasterfamily of the patient. It imparts physical, emotional and financial crisis. Unfortunately, the condition is bitterer in under developing countries. Cancer has become a lifestyle disease these days. We are living in the world withsuperficial comfort but we are breathing with urbanizations, ozone depletion, exposure to microwave and ultraviolet radiations, hazardous chemicals etc. Moreover, It is becoming a lifestyle disease due to lack of exercise, Obesity, consumptions of drugs, tobacco and alcohols. The cases of cancers are reported more in urban areas than in rural areasmore likely due to above mentioned factors. The ratio of cancer patients is expected to raise up-to 27.5 million by 2040 globally. So the battle is never ending, Humans need to figure out the factors and cutting these from their lives in orderto live a healthy life which is a blessing indeed. which is not only crunching the cancer patient but it also has damaging effects on the whole
Prevalence of Thumb Pain Among Physiotherapists Perform Manual Techniques During Clinical Practice
Authors: Kareem Ihsan , Batool Sana , Amjad Fareeha , Arif Samia
Published: April 2021

Th u m b p a i n a m o n g t h e physiotherapists is common occupational hazards. The physiotherapists working in their fields perform repetitively manual techniques, massage, mobilization and glides etc. This occupation needs tofind out the number of physiotherapists having thumb pain due to manual work they perform during clinicalpractice in different rehabilitation centers. Objective: To determine the frequency of thumb pain among physiotherapists perform manual techniques in clinical practice; a cross sectional study Methodology: A cross-sectional study design with convenient sampling technique was used, with sample size 190 to determine the frequency of thumbpain among physiotherapists in Lahore and data was analyzed by SPSS, mean and standard deviation wascalculated for the quantitative variable while qualitative variable was presented in the form of frequency and percentage.Results: In the present study a self-made questionnaire was distributed among 190 physiotherapists. Among 190 participants 58(30.5%)were male and 132(69.5%) were Females. 40(21.1%) felt pain while performing ischemic pressure release from thumb. 38(20.0%) felt pain while giving massage. 12(6.3%) felt pain while holding an objectbetween thumb and index finger. 2(1.1%) felt pain in circumduction. (5.3%) felt pain while making snuff box. 24(12.6%) felt pain in isometric exercises of thumb. 27(14.2%) felt pain in hyper flexion at DIP. 17(8.9%) felt pain in hyper flexion at PIP. 51(26.8%) rated 3 pain and 15(7.9%) rate 5 pain on VAS. Conclusions: Study concluded that frequency of thumb pain among physiotherapists working in different hospitals of Lahore was found to be 35.26%. This thumb pain was due to their professional techniques including, manual therapy, ischemic pressure release, massage, mobilization, and gliding etc.
Frequency of Work-related Low Back Pain and Disability Among Automobile Mechanics in Lahore
Authors: Liaqat Sameed , Jawad Muhammad , Rauf Wardah , Gilani Mehak Hamna Zahra
Published: April 2021

Automobile mechanic work is an extensive and physically hard job. Consequently, the automobile workers suffer from ergonomic risk factors including Low Back Pain (LBP) as a major.Objective: To find out the prevalence of Low Back pain (LBP) and disability among automobile mechanics in Lahore.Methodology:The study was cross-sectional and included 180 automechanics of Lahore. Oswestry Low Back Pain Disability Questionnaire (OLBPDQ) was used to measure the disability caused by pain. Pain was measured by Visual Analog Scale (VAS). Data was collected from 180 auto mechanics from auto repair shops of Lahore.Results:Out of 180 individuals, 125 subjects reported LBP with average age of 30±5.3 years. 87 individuals (69.6%) were minimally disabled and 31 individuals (24.8%) experienced moderate disability, whereas only 7 individuals (5.6%) experienced severedisability in activities of daily living (ADLs).Conclusions:LBP is highly frequent among automobile mechanics. Majority of the individuals suffering from LBP had minimal disability. The rate of moderate disability was also noticeable but number of individuals with severe disability was very low. Overall, LBP disturbed the quality of life.
Prevalence of Knee Pain Among Females Using High Heels
Authors: Javed Submleen , Rana Arif Ali
Published: April 2021

Knee pain, also known as patellofemoral pain, (PFP), is a condition characterized by knee pain ranging from severe to mild discomfort seemingly originating from the contact of the posterior surface of the patella (back of the kneecap) with the femur (thigh bone). Knee pain or Patellofemoral pain (PFP) is one of the most common disorders of the lower extremity, accounting for 25% of all knee injuries treated in orthopedic clinics Objective: To find Prevalence of knee pain among females using high heels. Methodology: This cross sectional study was conducted in University of Lahore. Sample size of 147 was calculated by Epi-tool formula. Data were collected by using questionnaire. Knee pain in females using high heels was measured by using a questionnaire which was consisted on Visual Analog Scale (VAS) Results: Results showed that the prevalence knee pain was to be found 21.1%% in females using high heels. 8 out of 31 respondents said that they faced mild knee pain. The other 19 females said that they faced moderate knee pain and only 4 out of 31 females said that they faced high knee pain Conclusions: Knee pain was frequent among female with lowheight and female who wore high heels
Prevalence of Musculoskeletal Disorder of Upper Limb In Gardeners of Pakistan Horticulture Authority
Authors: Abid Ali , Arif Muhammad Asim
Published: April 2021

For non-lethal professional traumas, the most prevailing injuries were nonfatal and ailment every year. However, for the fitness care and community based job occupation, half of the total absence because of ailment is reported at jobor due to job. Objective: To determine the Prevalence of Musculoskeletal Disorder of Upper Limb in Gardeners of PHA. Methodology: An observational study conducted Dash and VAS questionnaire used for the study. Data collected from gardeners of PHA. Participants participated voluntarily by completing a questionnaire with excellent reliability. The questionnaire contained many items to evaluate problems in shoulder, elbow and hand. The duration of the study were 4 months after approval of synopsis. A sample technique was convenient sample technique result analyzedwith SPSS version 21.Results: 185 participants are selected for study. Data collected from PHA gardeners.50 (23.9%)reported with severe difficulty that was highest frequency reported for severe difficulty while doing garden work in gardeners. Moderate difficulty reported with high frequency in gardeners while carrying heavy objects. Workactivities reported like hammering with high frequency of inability to perform this activity due to disability.it is also reported that gardeners are very limited in work .high frequency reported in severity of symptoms in shoulder,arm and hands in gardeners Conclusions: This study indicates gardeners are direct sufferers of musculoskeletal disorders with pain symptoms in shoulder, arm and hands.VAS scale measures showing upper limb disorderssymptoms are producing limitations in daily work.
Coronavirus Disease of 2019 and Special Considerations for Wheel Chair Users
Authors: Hanif Asif
Published: April 2021

The disabled/special persons are at higher risk of coronavirus disease of 2019 (COVID-19) and may have worst outcome. So these people must opt exceptional attentions and prevention specically from care givers. There are few special considerations for special persons/ wheel chair users and others who need assistance People with Muscular dystrophy (specifically) or with similar or higher disability must need to do extra care to boost the immunity and to reduce the risk. If you have an assistant to make you shift or handle, make sure he/she has properly sanitized his/her hands and have covered his/her face (in case he/she is going outside) before shifting/ handling you.When you sanitize/ wash your hands, also sanitize/disinfect the part(s) of wheel chair where you mostly touch (like joy stick, wheel bars, foot rest and etc) Before going in car/bike (in case of dire need) make sure to sanitize/disinfect the part of vehicle/car you are going to touch. Take best care my dear, blessed and beautiful people.Regularly sanitize your gadgets (like cell phones, laptops, walking aids, wearing glasses, etc.)
Prevalence of Compression Neuropathies During Pregnancy
Authors: Bukhari Bazal , Afzal Saba , Zahra Gilani Mehak Hamna , Tariq Marium , Nasir Maham
Published: April 2021

Abstract Background: It is a common perception that Pakistani women suffer from compression neuropathies during pregnancies which may lead to functional limitations. To know the frequency of common neuropathies during pregnancy, nerves commonly involved and common causes of compression neuropathies. Methodology: The design of this study was cross sectional study. Duration of the study was 3 months after approval of synopsis. Convenient sampling was used. This study was conducted at private hospitals of Lahore (Iqra medical complex, Saira Memorial hospital and UOL teaching Hospital). A total of 35 female pregnant women were evaluated for s igns and symptoms of compression neuropathies. A Performa was used for each patient, which was fillrdlled out based on their symptoms. Results: Data from the 35 multigravida pregnant women, compression of sciatic nerve and median nerve are common during the 3rd trimester. The increased body weight during pregnancy and bad posture are significant causes. Among them,51.42% took physiotherapy treatment.Conclusion: The result of this study showed that compression of sciatic and median nerves are most commonly involved during pregnancy in multigravida women. The compression neuropathies occur commonly in the 3rd trimester of pregnancy. The increased weight during pregnancy, poor economic status and bad posture are significant causes of compression neuropathies. Keywords: Neuropathy, Prevalence, Pregnancy
Docência e as tecnologias contemporâneas
Authors: Cruz José Anderson Santos , Da Silva Alexander Vinicius Leite , Cruz Julio Cesar Tomasi
Published: April 2021

Este ensaio reflete sobre a formação de professores acerca das tecnologias contemporâneas e das mudanças que surgem no cenário da educação no século XXI. Trata-se das habilidades e competências relacionadas aos autores da educação frente ao uso das Tecnologias Digitais de Informação e Comunicação (TDIC). Utilizou-se da pesquisa bibliográfica para embasamento teórico acerca do tema para a confecção deste texto. Verificamos a relevância da formação inicial e continuada para que os educadores possam dominar os meios digitais; circular crítica e reflexivamente no mar de informações disponíveis na rede; compreender os paradigmas que regem o seu campo de saber.
LAHIRNYA PERBANKAN SYARI’AH DI INDONESIA
Authors: Mulyani Rita
Published: April 2021

With the development of increasingly advanced times, the bank continues to make new innovations so that at this time the bank is no longer just an institution that functions to collect and distribute funds, but at the same time also as an intermediary in the payment traffic. However, the Muslim community strives to realize banking based on sharia principles. For this reason, several Muslim countries have slowly begun to establish Islamic Banks. The development of Islamic banking is quite significant in several countries, but of the many countries, Indonesia actually has a different side. The difference lies in the term used to refer to a non-conventional bank. While other countries commonly refer to it as an Islamic Bank, in Indonesia it is actually called the Sharia Banking because the idea of ​​the Islamic Bank is alleged to have contained political and SARA elements. With high stretches owned by several Muslim countries to establish shari'ah banking, Indonesia as the country with the largest Muslim population in the world established the first sharia banking under the name Bank Muamalat Indonesia (BMI) which was officially operated in 1992. From year to year, Sharia banking growth is very fast.

Keywords : Banking, Sharia Banking,Indonesia.

 

Abstrak

Dengan perkembangan zaman yang semakin maju, bank terus melakukan inovasi baru sehingga pada saat ini bank tidak lagi hanya sekedar lembaga yang berfungsi menghimpun dan menyalurkan dana saja, namun sekaligus juga sebagai intermediasi dalam lalu lintas pembayaran. Namun, komunitas Muslim berusaha untuk mewujudkan perbankan berdasarkan prinsip syariah. Atas dasar alasan inilah, beberapa negara muslim perlahan mulai mendirikan Bank Islam. Perkembangan perbankan Islam cukup signifikan terjadi di beberapa negara, tetapi dari sekian banyak negara, Indonesia justru memiliki sisi yang berbeda. Perbedaan tersebut terletak pada istilah yang dipakai untuk menyebut bank yang nonkonvensional.Di saat negara-negara lain lazim menyebutnya sebagai Bank Islam, di Indonesia justrumenyebutnya Bank Syari’ah karena istilah Bank Islam diduga mengandung unsur politik dan SARA.Dengan geliat tinggi yang dimiliki oleh beberapa negara muslim untuk mendirikan perbankan syari’ah, Indonesia sebagai negara dengan populasi muslim terbesar di dunia mendirikan perbankan syariah pertama dengan nama Bank Muamalat Indonesia (BMI) yang secara resmi beroperasi pada tahun 1992.Dari tahun ke tahun, pertumbuhan perbankan syari’ah sangatcepat.

Kata Kunci : Perbankan, Perbankan Syariah, Indonesia.
SISTEM PENJAMINAN SIMPANAN (DEPOSIT INSURANCE SYSTEM) PADA INDUSTRI PERBANKAN INDONESIA
Authors: Sjafruddin Sjafruddin
Published: April 2021

Banking plays a very important role in the economy along with its function to channel funds from parties who have excess funds (surplus of funds) to those who need funds (lack of funds). If the banking industry does not work well, the economy will become inefficient and the expected economic growth will not be achieved. The risks that are always inherent in the financial and banking sectors, can trigger a crisis at any time and result in a collapse of the country's economy. To overcome the impact of the crisis, the government must pay quite large public costs. This article analyzes several important concepts, namely bank risk and the contagion effect, the operation of a deposit guarantee system that has been implemented in various countries after a financial crisis and how the deposit guarantee program is implemented in Indonesia. The results show that the Deposit Insurance System (DIS) can be implemented through law enforcement system, market discipline, political and economic freedom, low levels of corruption, strict regulations inbanking sector, setting an adequate deposit insurance premium based on the level of bank risk , and selective deposit guarantees.

Keywords: Deposit Insurance System,Indonesia Deposit Insurance Corporation, Risk

 

Abstrak

Perbankan memegang peran yang sangat penting dalan perekonoman seiring dengan fungsinya untuk menyalurkan dana dari pihak yang mempunyai kelebihan dana (surplus of funds) kepada pihak-pihak yang membutuhkan dana (lack of funds). Apabila industri perbankan tidak bekerja dengan baik, maka perekonomian menjadi tidak efisien dan pertumbuhan ekonomi yang diharapkan tidak akan tercapai. Risiko yang selalu melekat dalam sektor keuangan dan perbankan, dapat memicu terjadinya krisis sewaktu-waktu dan berakibat lumpuhnya ekonomi negara. Untuk menanggulangi dampak krisis tersebut, pemerintah harus mengeluarkan biaya publik cukup besar. Artikel ini menganalisis beberapa konsep penting, yaitu risiko bank dan  efek penularan (Contagion Effect),penyelenggaraan sistem penjaminan simpanan yang telah di implementasikan berbagai negara setelah terjadi krisis keuangan dan bagaimana implementasi program penjaminan simpanan di Indonesia.Hasilnya menunjukkan bahwaDeposit Insurance System (DIS) dapat diimplementasikan melalui sistem penegakan hukum yang kuat, disiplin pasar, kebebasan politik dan ekonomi, tingkat korupsi yang rendah, regulasi khususnya di bidang perbankan yang kuat, penetapan premi penjaminan simpanan yang memadai dan berdasarkan tingkat risiko bank, serta pemberian jaminan simpanan yang selektif.

Kata Kunci:Deposit Insurance System, Lembaga Penjamin Simpanan, Risiko
INVESTASI REKSADANA SYARIAH DI INDONESIA
Authors: Andriani Fitria
Published: April 2021

The development of Islamic investment in Indonesia is progressing very rapidly. The principle of every investment made by each individual must be based on sharia principles. This study aims to explain the principles of sharia mutual funds investing which are currently growing rapidly as well as the development and procedures for investing in Islamic mutual funds. The results of this study indicate that the statistical development of Islamic mutual funds tends to increase significantly, the NAV of Islamic mutual funds in August 2020 reached 67.71 trillion. Players in sharia mutual fund investments include investors and investment managers who are trusted by investors in managing their mutual funds. The procedure for investing in Islamic mutual funds includes two ways, namely the method of buying or referred to as subcription and redemption or the method of selling Islamic mutual funds, a good understanding of these two methods will determine the risks and benefits that investors and investment managers get.

Keyword: Mutual Fund Investment, Investment Procedures.

 

Abstrak

Perkembangan investasi syariah di Indonesia melaju dengan sangat pesat, Prinsip dari setiap investasi yang dilakukan oleh setiap individu harus berlandaskan dengan prinsip syariah. Penelitian ini bertujuan untuk menjelaskan prinsip dari investasi reksadana syariah yang saat ini sedang berkembang pesat serta perkembangannya dan tata cara melakukan investasi pada reksadana syariah. hasil penelitian ini menunjukkan perkembangan statistik reksadana syariah cenderung naik signifikan, NAB reksadana syariah agustus 2020 mencapai 67,71 Triliun. Pelaku dalam investasi reksadana syariah meliputi investor dan manajer inverstasi yang dipercayai oleh investor dalam mengelola reksadana miliknya. Tata cara investasi pada reksadana syariah meliputi dengan dua cara yaitu cara pembelian atau disebut dengan subcription dan redemtion atau cara penjualan pada reksadana syariah, pemahaman yang baik akan kedua cara ini akan menentuan resiko dan keuntungan yang di dapatkan oleh investor dan manajer investasi.

Kata kunci: Investasi Reksadana, Tata Cara Invetasi Reksadana.
PENGARUH GAYA KEPEMIMPINAN TERHADAP KINERJA KARYAWAN DI BANK X CABANG Y
Authors: Tarlis Andi , Al-Dinsaadi Muslich , Dayyan Muhammad
Published: April 2021

The leadership attitude applied by managers in leading institutions in bank X has a huge influence on the success of these banking institutions in facing challenges that arise. This makes the leader of bank X plays a key role in formulating the company's strategy, so that its role will affect the company. The formulation of the problem in this study is whether the Bank X Branch Y Leadership Style Affects Employee Performance. How much Bank X Branch Y Leadership Style Affects Employee Performance. This research is a type of quantitative research. The method used in this study is a survey method, which is a method of collecting data by taking samples from the population and using a questionnaire as the main data collection instrument distributed by researchers. The results showed that the leadership style obtained a value of t count 4.792 (positive) that is influential and the calculated probability value 0.000 <0.05 probability determined, means significant. The R-Square Determination Coefficient value is 0.377 which means that 37.7% of the variation in value of employee performance is determined by the leadership style variable. While the rest (100% - 37.7% = 62.3%) are other variables not included in the equation model.

Keywords: Leadership Style and Employee Performance.

 

Abstrak

Sikap kepemimpinan yang di terapkan manajer dalam memimpin lembaga di bank X mempunyai pengaruh yang sangat besar dalam keberhasilan lembaga perbankan tersebut dalam menghadapi tantangan yang muncul. Hal ini menjadikan pemimpin bank X memegang peranan kunci dalam merumuskan strategi perusahaan, sehingga perannya akan mempengaruhi perusahaan tersebut. Rumusan masalah dalam penelitian ini adalah apakah Gaya Kepemimpinan Bank X Cabang Y Berpengaruh Terhadap Kinerja Karyawan. Seberapa besar Gaya Kepemimpinan Bank X Cabang Y Berpengaruh Terhadap Kinerja Karyawan. Penelitian ini termasuk jenis penelitian kuantitatif. Metode yang digunakan dalam penelitian ini adalah metode survey, yaitu metode pengumpulan data dengan mengambil sampel dari populasi dan menggunakan kuesioner sebagai instrument pengumpulan data utama yang disebarkan peneliti.Hasil penelitian menunjukkan bahwa   Gaya kepemimpinan memperoleh nilai t hitung 4,792 (positif) yaitu berpengaruh dan nilai probabilitas yang dihitung 0.000 < 0.05 probabilitas yang ditetapkan, berarti signifikan. Nilai Koefisien Determinasi R-Square sebesar 0.377 yang berarti bahwa 37,7% variasi nilai dari kinerja karyawan ditentukan oleh variabel gaya kepemimpinan. Sedangkan sisanya (100% - 37,7% = 62,3%) adalah variabel lain yang tidak dimasukkan dalam model persamaan tersebut.

Kata kunci : Gaya Kepemimpinan dan Kinerja Karyawan.
KREDIT TANPA BUNGA (AL-QARD AL-HASAN) TEORI DAN REALITA
Authors: Hidayatina Hidayatina
Published: April 2021

Interest-free credit (al-Qardh al-Hasan) is a non-ribawi social fund for Muslims who need help, both productive and consumptive. However, the funds sourced from the philanthropy of muslim benefactors became less maximal due to the lack of awareness from the recipients of al-qard al-hasan funds as well as the absence of supervision and coaching by the fund's management agency. And the financing of al-qard al-hasan which is also a form of Islamic protection against the weak is able to help the government overcome their problems.

Keywords: al-Qarh al-Hasan, zakat management institutions, Sharia financial institutions

 

Abstrak

Kredit tanpa bunga (al-Qardh al-Hasan) merupakan dana sosial non ribawi bagi umat Islam yang membutuhkan bantuan, baik produktif maupun konsumtif. Namun, dana yang bersumber dari filantropi dermawan muslim menjadi kurang maksimal karena kurangnya kesadaran dari penerima dana al-qard al-hasan serta tidak adanya pengawasan dan pembinaan oleh pengelola dana tersebut. Dan pembiayaan al-qard al-hasan yang juga merupakan salah satu bentuk perlindungan Islam terhadap kaum lemah mampu membantu pemerintah mengatasi permasalahan mereka.

Kata kunci: al-Qarh al-Hasan, lembaga pengelola zakat, lembaga keuangan syariah
ANALISIS PENGARUH MOTIVASI DAN SIKAP TERHADAP MINAT BERWIRAUSAHA MAHASISWA FEBI IAIN LHOKSEUMAWE
Authors: Putri Juliana , Zulfa Zulfa
Published: April 2021

Indonesia is a developing country with a high population growth rate, along with the increasing   population   in   Indonesia,   the   competition   for   jobs   is   getting   more competitive,  while  the  job  opportunities  offered  are  limited,  so  it  demands  young people and students to be more creative through entrepreneurship. Entrepreneurship education began to be taught in schools, both high school and university, including at the State Islamic Institute of   Lhokseumawe. This teaching is expected to be able to motivate and increase student interest in entrepreneurship. This study aims to determine the effect of motivation and attitudes partially and simultaneously on entrepreneurial interest using quantitative methods. Sampling using purposive sampling technique. Data collection was carried out by distributing online questionnaires as many as 92 students as respondents. Data processing with multiple linear regression testing. The results showed that (1) Motivation was able to influence interest in entrepreneurship in FEBI IAIN Lhokseumawe students, (2) attitudes were able to influence interest in entrepreneurship in FEBI IAIN Lhokseumawe students, (3) motivation and attitude were simultaneously able to influence interest in entrepreneurship in FEBI IAIN Lhokseumawe students.

Keywords: Motivation, Attitude, Entrepreneurial Interest.

 

Abstrak

Indonesia merupakan negara berkembang dengan tingkat pertumbuhan penduduk yang   tinggi,   seiring   dengan   bertambahnya   jumlah   penduduk   di   Indonesia persaingan mencari pekerjaan semakin kompetitif sementara lapangan kerja yang ditawarkan terbatas sehingga menuntut kaum muda dan mahasiswa untuk lebih kreatif  melalui  kewirausahaan.  Pendidikan  kewirausahaan  mulai  diajarkan disekolah-sekolah, baik sekolah menengah maupun perguruan tinggi, termasuk di Institut Agama Islam Negeri Lhokseumawe. Pengajaran ini diharapkan mampu memotisivasi dan meningkatkan minat mahasiswa dalam berwirausaha. Penelitian ini bertujuan untuk mengetahui pengaruh motivasi dan sikap secara parsial dan simultan terhadap minat berwirausaha dengan menggunakan metode kuantitatif. Pengambilan sampel menggunakan teknik purposive sampling. Pengumpulan data dilakukan dengan  penyebaran  kuesioner  online sebanyak  92 mahasiswa sebagai responden. Pengolahan data dengan pengujian regresi linier berganda. Hasil penelitian menunjukkan bahwa (1) Motivasi mampu mempengaruhi minat berwirausaha pada mahasiswa FEBI IAIN Lhokseumawe, (2) sikap mampu mempengaruhi minat berwirausaha pada mahasiswa FEBI IAIN Lhokseumawe, (3) motivasi  dan  sikap  secara  simultan  mampu  mempengaruhi  minat  berwirausaha pada mahasiswa FEBI IAIN Lhokseumawe.

Kata kunci: Motivasi, Sikap, Minat Berwirausaha
THE PENETAPAN DENDA TERHADAP PEMBIAYAAN BERMASALAH PADA PERBANKAN SYARIAH
Authors: Mustafa Muhammad Al
Published: April 2021

The each of financing has different levels of risk. In financing the risk is that the funds  provided are not returned, as a result the Bank will get deficit, and it will have an effect to customers who invest their capital, the risk that can cause such losses is that not all of customers are able to manage financing professionally. So that will cause many imbalances that have fatal consequences, both for customers and parties. Therefore to overcome this problem the bank have to do a policy of implementing the system of fine. This article aims to examine the fine policy on the financing of Islamic financial institutions, in particular, this article also takes a look at the application of fines because in essence doing a transaction with the sharia system is not just looking for the profit in the world, but also to achieve the prosperity of the afterlife, therefore, all Islamic Banking activities must be able to be integrated into the maqashid of sharia to achieve prosperity in transactions.

 

Keyword: The Amercement, Risk, Maqashid Syariah, Maslahah.

 

 

Abstrak

Setiap pembiayaan mempunyai tingkat risiko yang berbeda-beda. Pada pembiayaan resikonya adalah tidak terkembalinya dana yang diberikan, akibatnya  Bank mengalami desifit, dan akan berefek kepada nasabah yang  menginvestasikan  modalnya, resiko yang bisa menyebabkan terjadinya kerugian tersebut adalah tidak semua nasabah mampu mengelola pembiayaan secara profesional, sehingga menimbulkan banyak ketimpangan yang berakibat fatal, baik bagi nasabah maupun pihak bank. Sehingga untuk mengatasi masalah tersebut pihak bank mengambil kebijakan menerapkan sistem denda. Artikel ini bertujuan untuk mengkaji  kebijakan denda  pada  pembiayaan di lembaga keuangan islam, secara khusus, artikel ini juga melihat kebolehan penerapan denda karena pada hakikatnya melakukan transaksi dengan sistem syariah bukan saja mencari keuntungan di dunia saja, namun juga untuk mencapai maslahah dunia akhirat, oleh karena itu, semua kegiatan perbankan syariah harus mampu diintegrasikan kedalam maqashid syariah untuk mencapai kemaslahatan bertransaksi.

 

Kata kunci: Denda, Risiko, Maqashid Syariah, Maslahah.
KONSEP MAQASHID SYARIAH DALAM PENGEMBANGAN PRODUK LEMBAGA KEUANGAN ISLAM
Authors: Kamal Husni , Rahmati Arinal
Published: April 2021

Islamic law has been stipulated by Allah is for human advantage, both in worldly life and in the hereafter. In order to prove that Islamic economics remains relevant whenever and  wherever the objectives of maqashid shariah is needed to be implemented for creating  innovative products. By doing so, shariah financial institutions are able to compete with the conventional,  and at the same time they stay true to Islamic teaching principles. This article aims firstly to examine the concept of maqashid shariah on new product development of Islamic financial institution, and secondly to explore the suitability of shariah banking product with the principles of maqashid shariah. In nature, the purpose of the implementation of Shariah transactional system is for seeking human benefit both in this life and hereafter. Hence, the concept of maqashid shariah should be able to be integrated into Shari’ah banking so that its products can be hopefully broader. In short, through maqashid shariah, it creates   innovative products of shariah financial institutions.

 

Keyword: Maqashid Shariah, Islamic Financial, Islamic Banking.

 

 

Abstrak

Setiap hukum yang ditetapkan Allah kepada ummatnya terdapat kemashlahatan baik didunia maupun di akhirat, untuk menjawab bahwa ekonomi Islam sesuai dengan kondisi zaman maka maqashid syariah sangat diperlukan untuk menciptakan produk yang inovatif sehingga lembaga keuangan syariah bisa bersaing dengan produk lembaga keuangan konvensional dan tidak bertentangan dengan prisnsip-prinsip Islam. Artikel ini bertujuan untuk mengkaji konsep maqashid syariah dalam pengembangan  produk lembaga keuangan islam, secara khusus, artikel ini juga melihat kesesuaian produk yang ditawarkan oleh perbankan syariah agar sesuai dengan konsep yang telah dituangkan dalam maqashid syariah, karena pada hakikatnya melakukan transaksi dengan sistem syariah bukan saja mencari keuntungan di dunia saja, namun juga untuk mencapai maslahah dunia akhirat, oleh karena itu, konsep maqashid syariah harus mampu di integrasikan kedalam perbankan syariah agar produk yang dihasilkan tidak kaku dan sempit sehingga terhambat terhadap perkembangan lembaga keuangan syariah. harapannya, dengan memahami konsep maqashid syariah maka diharapkan bisa menciptakan produk-produk inovatif di lembaga keuangan syariah.

 

Kata kunci: Maqashid Syariah, Keuangan Islam, Bank Syariah
Use of Distributed Electricity Generation Technologies in Hotels
Authors: Vourdoubas John
Published: April 2021

Distributed electricity generation technologies have increasing applications worldwide in various sectors due to their environmental and economic benefits. In the present study the use of these technologies in hotel industry is investigated. Various distributed electricity technologies, including co-generation of heat and power systems, are examined. Some of them are using renewable energies like solar energy, wind energy and biomass for electricity generation. Others are related with various co-generation systems including fuel cells. Many hotels require almost equal amounts of heat and electricity in their daily operations. Co-generation technologies have the advantage that they can cover almost all of their requirements in both electricity and heat. Some distributed electricity generation technologies including solar photovoltaic energy, co-generation systems, wind turbines and fuel cells are already used in hotels. Their energy efficiency varies in the range of 10% to 90%. Technologies using renewable energies generate carbon-free electricity while others fueled by natural gas generate electricity with low carbon impacts. Each technology has advantages and drawbacks while the possibility of using each technology depends on hotel’s characteristics as well as on the local availability of renewable energy sources. The results of the present study are important in hotel industry since they indicate the possibility of using the environmentally friendly distributed electricity generation technologies for covering their electricity as well as, in some cases, their heating requirements reducing their carbon footprint due to energy use and increasing their energy and environmental sustainability.
تقدير فعالية إنزيم (nitrate reductase) باستخدام دقائق الفضة النانوية المخلقة حيويًا من الفطرين (Pleurotus pulmonarius) و(Pleurotus ostreatus var ostreatus) وتأثيرها على الفطر (Pythium aphanidermatum)
Authors: سعدالله حسن سيف , عبد الكريم حسن عبد الله
Published: April 2021

الملخص

أجريت هذه الدراسة في مختبرات قسم وقاية النبات بكلية الزراعة في جامعة تكريت خلال الموسم 2019/2018، بهدف دراسة فعالية إنزيم "اختزال النترات" (Nitrate reductase) باستخدام أربعة تراكيز (0.5 و1 و1.5 و2 ملي مول) من دقائق الفضة النانوية المخلقة حيويًا من الفطرين الغذائيين (Pleurotus Pulmonarius) و(Pleurotus ostreatus var ostreatus). لكل فطر أربعة أجزاء، هي راشح الفطر، والكتلة الحيوية، والمستخلص المائي الحار والبارد للكتلة الحيوية للفطر، ودراسة تأثير جسيمات الفضة النانوية على الفطر (Pythium aphanidermatum). أظهرت كافة تراكيز وأنواع جسيمات الفضة النانوية المحضرة أعلى فعالية لإنزيم (Nitrate reductase) مقارنة بمعاملة الشاهد (تركيز صفر) وهو ماء مقطر، وبلغت أعلى فعالية عند تركيز 1.5 ملي مول في رواشح الفطريات، إذ بلغت 0.65 و0.66 وحدة/ مل للفطرين (P. pulmonarius) و(P.ostreatus var ostreatus) تلتها المعاملة المؤلفة من المستخلص المائي البارد للتركيز نفسه، إذ بلغت 0.55 و0.56 وحدة/ مل، على التوالي، مع عدم وجود فروق معنوية بينهما. في حين أظهرت المعاملة المؤلفة من راشح الفطر فرقًا معنويًا مع باقي المعاملات، إذ بلغت أعلى فعالية إنزيمية للفطرين عند 0.32 و0.43 وحدة/ مل، على التوالي، مقارنة بمعاملة المستخلص المائي الحار التي أظهرت أدنى فعالية إنزيمية، فبلغت 0.11 و0.24 وحدة/ مل، على التوالي. كما أظهرت النتائج المختبرية عدم تسجيل فروق معنوية لتراكيز جسيمات الفضة النانوية في نسب انبات بذور القمح (صنف شام 6) لكافة تراكيز وانواع جسيمات الفضة النانوية المحضرة اذ بلغت اعلى نسبة انبات 97.38% لمعاملة الكتلة الحيوية للفطر P. pulmonarius فيما سجل الفطر P.ostreatus var ostreatus أعلى نسبة أنبات عند معاملة المستخلص المائي البارد اذ بلغت 97.20%.
The Effect of Electronic Word-of-Mouth Communication (e-WOM) on the Conspicuous and Materialist Consumption: Research on Generation Z
Authors: Kurnaz Aysel , Duman Orhan
Published: April 2021

The aim of this study which derives its generation data from generation Z is to analyze the effect of electronic word-of-mouth communication (e-WOM) on the conspicuous and materialist consumption. The sample of this study consists of 12th grade students, representing the generation Z, who were born in 2000 and after. Students were selected from a total of 26 high schools in four districts of Balıkesir city in Turkey; districts of Bandırma, Gönen, Erdek and Manyas. A questionnaire was applied to the participants using the convenience sampling method. A total of 1065 questionnaires were found suitable for evaluation. Collected data were analyzed through first-order confirmatory factor analysis and Structural Equation Modeling (SEM). It was concluded at the end of this study that e-WOM communication type triggered a significant and positive effect on conspicuous and materialist consumption.
An Evaluation of Retail Banking Products’ Performance: A Study on Selected Bankers
Authors: Siraz Meah Md. , Sarwar Uddin Md.
Published: April 2021

The study has examined to categorize the retail banking products according to their important performance on scheduled commercial banks operating in Chittagong, Bangladesh. To do this, the authors have collected data from 118 bankers who are working at different level in different banks. Data have been analyzed with the help of SPSS IBM (Statistical Package for Social Science) 21.0 version. Factor analysis as well as multiple regression analysis has been conducted to get the result. Bartlett's Test of Sphericity along with Kaiser-Meyer-Olkin (KMO) statistics has been used to highlight three (03) categories retail products responsible for retail banking products’ performance of scheduled commercial banks. The study has found that these three (03) categories could explain 59.169% of total variability of retail banking products’ performance. Finally, multiple regression analysis has suggested that these three (03) categories of retail products influenced retail banking products’ performance most significantly. Limitations and further research directions are also discussed.
Structural and Thermal Investigations of L-CuC4H4O6·3H2O and DL-CuC4H4O6·2H2O Single Crystals
Authors: Fukami Takanori , Tahara Shuta
Published: April 2021

Copper(II) L-tartrate trihydrate, L-CuC4H4O6·3H2O, and copper(II) DL-tartrate dihydrate, DL-CuC4H4O6·2H2O, crystals were grown at room temperature by the gel method using silica gels as the growth medium. Differential scanning calorimetry, thermogravimetric-differential thermal analysis, and X-ray diffraction measurements were performed on both crystals. The space group symmetries (monoclinic P21 and P21/c) and structural parameters of the crystals were determined at room temperature and at 114 K. Both structures consisted of slightly distorted CuO6 octahedra, C4H4O6 and H2O molecules, C4H4O6–Cu–C4H4O6 chains linked by Cu–O bonds, and O–H–O hydrogen-bonding frameworks between adjacent molecules. Weight losses due to thermal decomposition of the crystals were found to occur in the temperature range of 300–1250 K. We inferred that the weight losses were caused by the evaporation of bound water molecules and the evolution of H2CO, CO, and O2 gases from C4H4O6 molecules, and that the residual reddish-brown substance left in the vessels after decomposition was copper(I) oxide (Cu2O).