bluuebunny/crossref_metadata_2025 huggingface dataset:
Islamic Economic Thought Has Existed Since The Time Of The Prophet Adam Alaihis Salam
Authors: Latifah Luluk , Swadjaja Isma , Berkah Dian , Isnawati Muridah , Warsidi Warsidi
Published: March 2024

Studies on the history of Islamic economics are still very rare, especially the study of Islamic economics before the Nubuwah period or the time of the appointment of the Prophet Muhammad as a Prophet and Apostle. The purpose of this study is to prove that Islamic economic civilization has existed since the time of the Prophet Adam sent by Allah to the earth. The method used in this study is a qualitative method with a research library, with a historical methodology approach. The results of the study said that Islamic economic civilization existed long before the Nubuwah era or the time of the appointment of the Prophet Muhammad SAW as a prophet and apostle. At the time of the Prophet Adam, there were very simple economic activities to meet their basic or primary needs. These economic activities are consumption, distribution and production. More and more economic functions were practiced during the time of Noah and Yunus, including the functions of transportation and trade. Even at the time of the Prophet Yusuf, there was already a supply and warehousing function. The time when Prophet Musa carried out economic activities more fully and in detail, namely when Prophet Musa a.s. met with two girls who were queuing to get their cattle to drink and then Prophet Musa offered himself as a representative (wakalah contract) to carry out the duties of the two girls. Furthermore, more intense cooperation in the field of livestock maintenance and development as employees (managers) and shahibul Maal (livestock owners). The economic functions at the time of the Prophet Muhammad were more complete, namely the functions of production, consumption, distribution, human resources and investment. Almost everything was lived by the Prophet Muhammad himself since the age of 8 years. The initial journey that the Prophet Muhammad had carried out was as a deputy at the beginning as a shepherd with a salary system, then as a mudharib in a trading business when the prophet Muhammad was not married, and then after marrying Khadijah the Prophet acted as a shahibul mall and at the same time an investor and this is when the Prophet Muhammad have a lot of time to think about the condition of society, at this time the Prophet had achieved financial freedom or freedom of money
The Influence Of Fintech On The Development Of Islamic Financial Inclusion In Msmes In Tanak Awu Village
Authors: Agustina Ahadiah
Published: March 2024

line with this, Fintech has emerged as one of the impacts of increasingly modern technological developments, especially in terms of finance. Fintech is here to answer people's needs for the importance of convenience in every economic process that involves Islamic finance. Sharia-based fintech will further increase financial inclusion in MSMEs because financial management managed by sharia is in accordance with religious guidelines, so that it will have a good impact on MSME financial management. Good management will also have a good impact on increasing MSMEs so that it will increase economic stability in Indonesia.

The purpose of this study was to determine fintech management (risk and investment management, market provisioning, and cashless society) on Islamic financial inclusion (financial knowledge, financial behavior, and financial attitude) in MSMEs in the city of Mataram. The research conducted includes the type of quantitative research. The population of this research is the MSME industry in Tanak Awu village by focusing on using archival data (archival method). This study uses descriptive analysis and classical assumption test. The plan in this study is to determine the simultaneous and partial effect of fintech variables (risk and investment management and market provisioning) on Islamic financial inclusion (knowledge of Islamic finance, financial behavior, and financial attitudes).
Penerapan Informasi Akuntansi dan Tingkat Penerimaan Dana Zakat Pada Badan Amil Zakat Nasional Medan
Authors: Fazrah Yasmi , Nasution Yenni Samri Juliati , Lubis Arnida Wahyuni
Published: March 2024

Accounting information is a computer-based system and determines performance appraisal, performance, and usage. Accounting information is very important to use in BAZNAS, because if you don't use an accounting information system, the reporting system or budget arrangement will not be optimal. Based on the acceptance data for the last 5 years from the results of interviews, it was found that the data on receipt of zakat funds at BAZNAS has experienced ups and downs or is unstable, so this will affect public confidence in giving zakat at BAZNAS. Zakat funds are trust funds that are paid by the community to be distributed to mustahik. This study aims to analyze the application of accounting information and assess the level of acceptance of zakat funds at the Medan City National Amil Zakat Agency. This research method uses a qualitative approach with descriptive methods and the research data consists of primary data and secondary data. In this study, the primary data was obtained from direct observations and interviews with informants, while the secondary data in this study were in the form of research supporting data, such as documents owned by BAZNAS in the city of Medan. The results showed that the implementation of the Medan City BAZNAS information system was in accordance with PSAK no 109 in the sense of Statement of Financial Accounting Standards (PSAK) no 109 regarding zakat and infaq/alms accounting issued by the Indonesian Institute of Accountants (IAI). PSAK no. 109 is used as a guideline for OPZ (zakat management organization) in the recognition, measurement, presentation and disclosure of zakat and infaq/alms transactions. The level of receipt of BAZNAS zakat funds in Medan City shows an unstable condition, where there are changes every year, it can go up or down. Judging from the report on changes in zakat funds in 2018 Rp. 709,759,592, in 2019 Rp. 310,816,859, in 2020 Rp. 653,352,697, in 2021 Rp. 738,399,810, and in 2022 Rp. 1,737,062,598.
Pemikiran Ekonomi Muslim Klasik Masa Al-Ghazali
Authors: Wardani Vita Ditya , Nurwahidin Nurwahidin
Published: March 2024

Pemikiran ekonomi islam terlahir dari kenyataan bahwa islam adalah sistem yang diturunkan Allah kepada seluruh manusia untuk menata seluruh aspek kehidupannya dalam seluruh ruang dan waktu. Salah satu tokoh pemikiran ekonomi di kalangan umat Islam yaitu Al-Ghazali dengan pemikirannya tentang pemikiran sukarela dan evolusi pasar yang menjelaskan terkait konsep harga yang adil, permintaan dan penawaran serta etika berperilaku pasar, produksi barang yang menjelaskan terkait kebutuhan pokok yang harus ditanggung oleh negara apabila tidak ada yang memenuhi, barter dan evolusi uang yang menjelaskan terkait lemahnya sistem barter dikarenakan barang kurang memiliki angka penyebut yang sama, barang tidak dapat dibagi, dan keharusan adanya dua keinginan yang sama, selain itu adanya larangan menimbun uang, pemalsuan dan riba, serta peranan negara dan keuangan publik yang menjelaskan terkait perlunya peran negara dalam menjaga keadilan, kedamaian dan stabilitas untuk mendukung kemajuan ekonomi, badan peradilan dan pengawasan ekonomi untuk menyelesaikan sengketa dan kecurangan, selain itu juga konsep sumber pendapatan negara yang seharusnya berlandaskan kesejahteraan, utang publik dan pengeluaran publik.
Pencegahan Fraud Dengan Manajemen Risiko Dalam Perspektif Al-Quran
Authors: Sudarmanto Eko , Hariyadi Muhammad
Published: March 2024

This study aims to determine fraud prevention strategies with a risk management approach from the perspective of the Quran. The methodology in this research is a literature study with a qualitative approach to the analysis of deductive and inductive processes. Primary data sources consist of verses of the Quran which are used as references with explanations from several commentators, and secondary data sources consist of relevant previous scientific research works. The Al-Quran interpretation method used for analysis is the al-maudhu'i interpretation method. Fraud is an act of crime and according to sharia, there must be prevention efforts according to ability. Organizational activities always contain uncertainty which is synonymous with risk, including the risk of fraud. Management has the responsibility to manage the risks that will be faced. Risk management and internal control contribute to the implementation of good governance, with the implementation of an adequate risk management and internal control system. Several verses of the Quran and hadith can be used to implement the principles of good governance: transparency, accountability, responsibility, independence and fairness. Several risk management principles are: integrated, structured and comprehensive, tailored to user needs, inclusive, dynamic, best available information, cultural and human factors, and continuous improvement. Regarding the application of the principles of fraud prevention, verses in the Al-Quran have a perspective that is not limited to textual and contextual, but also a broader and comprehensive perspective materially and immaterially.
Canvas Business Model To Create Fundraising Strategy at LAZIS Al Haromain
Authors: Najah Hanina Ulfati Umi , Fahrullah A’rasy
Published: March 2024

As LAZ grows more and more, LAZ also has new challenges to be able to keep up with crowd funding institutions in fundraising activities. So it is necessary to have a strategy and program advantages that need to be owned by each LAZ. The Jariyah Islamic Boarding School Program is one of the flagship programs offered by Lazis Al Haromain to assist the development of Islamic boarding schools. This study aims to find out how the Fundraising strategy is in obtaining infaq funds and attracting current donors at the Jariyah Islamic Boarding School Program and formulating a strategy with the Business Model Canvas. This research uses descriptive qualitative method. Data collection techniques were carried out by interviews, observation and documentation. The results of the stud y show that the current strategy being developed includes pick-up donations, campaigns through social media, the Friday jariyah movement, and offering pesantren jariyah coupons. The results of the elaboration of the strategy into the 9 elements of the Business Model Canvas show that the implementation of the strategy is quite good but based on the results of the SWOT analysis there are several elements of the business model canvas that need to be improved so that the strategy runs more optimally and has an impact on obtaining funds in the Islamic boarding school's jariyah program.
Pengaruh Suku, Marga Dan Agama Terhadap Minat Beli Masyarakat Perspektif Ekonomi Syariah Dengan Harga Sebagai Variabel Intervening Pada Pasar Mardika Kota Ambon
Authors: Makatita Armin Rusli
Published: March 2024

This study aims to determine the direct effect of the variables of ethnicity, clan, religion, and price on purchase intention and to determine the indirect relationship between ethnicity, clan, and religion variables on purchasing interest through prices at the Mardika market, Ambon City, from an Islamic economic perspective. This research is a quantitative research with a descriptive approach. The data source in this study is primary data derived from questionnaires. The sample in this study were 160 people. The data processing technique used is the Structural Equation Model (SEM), where the data analysis used is the outer model analysis, inner model analysis, and hypothesis testing. The results of the study show that ethnicity influences purchase intention. Marga has an effect on buying interest. Religion influences buying interest. Prices affect buying interest. Tribe has no effect on price. Marga affects the price. Religion has no effect on prices. Tribe has no effect on buying interest through price. Marga influences buying interest through price. Religion has no effect on buying interest through price.
Pengaruh Corporate Governance Terhadap Green Banking Disclosure Index Di Perbankan Syariah Periode 2016-2019 Studi Kasus : Bank Mandiri Syariah, Bank Bni Syariah, Bank Bca Syariah, Bank Bri Syariah, Bank Mega Syariah Dan Bank Muamalat
Authors: Cupian Cupian , Mulyana Fakhri Afif , Noven Sarah Annisa
Published: March 2024

Many parties have expressed concern about environmental sustainability in recent years, both on a national and international scale. Governments, regulators, companies and also people around the world understand the importance of being aware of environmental issues. As a business actor, the banking sector is a sector that has an implicit impact on the environment. The banking sector is one of the main sectors that provides financing for many industries and companies. Therefore, it is the responsibility of the banking sector to ensure that stakeholders who receive bank financing, in carrying out their business activities, do not have a negative or even damaging impact on the environment. In addition, the role of good corporate governance is critical to the performance of green banking itself. This study aims to see the effect of corporate governance on the disclosure of green banking in Islamic banking in Indonesia for the 2016-2019 period. The data used are secondary data by collecting information from bank annual reports and bank sustainability annual reports. Analysis method used common effect model. The results show that the number of boards, sharia superviory boards simultaneously give a significant influence on the GDBI.
Pengaruh Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi Terhadap Lingkungan Hidup di Indonesia dengan Inflasi Sebagai Moderasi
Authors: Maulidiyah Dewi Rahmawati , Fatimatuzzahra Vita , Rusgianto Sulistya
Published: March 2024

This study aims to examine the effect of Islamic banking financing on the Environmental Quality Index with the inflation moderating variable. The Moderation Panel Data Regression Analysis was used in this study with samples from 33 provinces in Indonesia in 2010-2019 using non-probability sampling. The fixed effect model was chosen as the best model, using the inflation moderating variable shows that the mining and quarrying sector; the transportation, warehousing and communication sectors have a negative relationship, meaning that inflation can be a moderating variable. As for the manufacturing sector; electricity, gas, air sector; development sector; the trade, restaurant and hotel sectors have a negative and insignificant relationship and the agriculture, fishery and forestry sectors have a positive and insignificant relationship, inflation is also not moderate because high or low inflation doesn’t give effect on high financing that sectors, the focus of Islamic banking is on the real sector that drives energy consumption. Therefore, this research can serve as input for the Islamic Financial Institutions in prioritizing several environmentally friendly sectors to support Indonesia's green taxonomy, namely the service sector, the construction sector, the electricity, air and gas sector, the mining sector which have a positive but insignificant relationship because the market share of Islamic banking is still small compared to conventional banking.
Aplikasi Kaidah Al-Tawâbi’ Dalam Hukum Ekonomi Syariah
Authors: Agus Putra Panji Adam
Published: March 2024

Kaidah fikih memiliki kedudukan yang sangat urgen dalam penyelesaian persoalan baik di bidang ibadah maupun muamalah, terutama dalam bidang muamalah yang semakin hari kini semakin berkembang. Padanan istilah muamalah adalah hukum ekonomi syariah. Salah satu kaidah yang menjadi pegangan dalam bermuamalah adalah kaidah tentang tawâbi yang berbunyi al-tâbi’ tâbi. Tujuan penelitian ini adalah untuk mengetahui konsep dan aplikasi kaidah tersebut dalam hukum ekonomi syariah serta mengetahui cabang dari kaidah tersebut serta aplikasinya. Hasil penelitian menunjukkan bahwa kaidah pengikut (tawâbi’) ini adalah sesuatu yang eksistensinya tidak dapat berdiri sendiri, akan tetapi mengikuti keberadaan sesuatu yang lain. Kaidah pengikut ini setidaknya memiliki 4 cabang (furû’) kaidah. Dari kaidah-kaidah tersebut setidaknya dapat teraplikasikan terhadap maslaah-masalah transaksi ekonomi
Peran Kualitas Informasi Terhadap Keputusan Investasi Syariah Generasi Z Dengan Dimoderasi Media Informasi Era Covid-19
Authors: Saputri Yuli Dahlia , Anggraeni Erike , Madnasir Madnasir
Published: March 2024

The Covid-19 pandemic has proven to have a significant impact on Islamic investment instruments in the Islamic capital market. However, Islamic investment in the Islamic capital market was able to record positive things even in the midst of the Covid-19 pandemic. Not only that, with the largest Muslim population in the world and supported by the bright prospects for the Indonesian Islamic capital market in the next few years, the Islamic capital market will attract more investors. Sharia investment is a very important issue, especially for Generation Z. in Lampung Province. This research was conducted with the aim of looking at the important role of information quality in sharia investment decisions as well as being moderated by the information media, whether the information media is able to strengthen or weaken the relationship to sharia investment decisions in Generation Z in the Covid-19 era. This research includes quantitative research with a moderation approach. The research was conducted in Lampung Province during the Covid-19 era. The data used is primary data obtained from Generation Z Muslim investors in Lampung Province using a questionnaire sent via the Google form application. The sampling technique used was purposive sampling. Data analysis using SmartPLS 3.0. The results of the study show that the quality of information has an influence on sharia investment decision-making in Generation Z in the Covid-19 era. Investment information media strengthens the influence of information quality on sharia decision-making in Generation Z in the Covid-19 era.
IMPLEMENTASI STANDAR AKUNTANSI PEMERINTAH DENGAN INVESTASI TERHADAP KINERJA PEMERINTAH DALAM TINJAUAN ISLAM (STUDI KASUS DESA ULUMAHUAM)
Authors: Sutarno Yungki , Harmain Hendra , Wahyuni Arnida
Published: March 2024

In this case it refers to the village government in an effort to implement SAP by investing in government performance. The investment made greatly influences the image of the community's environmental assessment of the performance of the village government, which then becomes a benchmark for considering the achievement of this leadership. This study aims to find out how the implementation is carried out by the Ulumahuam Village Government, because there are some uniqueness or differences that occur in the Village Government in general where the hypothesis includes the level of concern, wisdom, creativity and innovation possessed by the Ulumahuam Village Government. This research methodology is quantitative with a qualitative descriptive approach, where the focus of this research is to explore the specific problems of research subjects from all aspects of personality related to the object of research, this research is also often called casuistic research. The results showed that the significance value (0.817) > 0.05 means that there is no effect of the application of government accounting standards by investment on government performance or in other words it can be concluded that the application of SAP through investment is not in accordance with government performance.
Dilema Aktualisasi Diri: Perilaku Mahasiswa IAIN Parepare Dalam Konsumsi Skincare Tanpa Label Halal
Authors: Sari Nurfadilah Sindika , Semaun Syahriyah , Bahri S Andi , Muliati Muliati , Muhammadun Muzdalifah
Published: March 2024

Abstrak

Saat ini skincare tanpa label halal banyak dikonsumsi oleh mahasiswa untuk mendapatkan kulit putih dan bersih. Perilaku konsumsi seperti ini tidak sesuai dengan perilaku konsumsi islam yang mana sebagai umat muslim diwajibkan untuk mengonsumsi barang/produk halal. Penelitian ini bertujuan untuk melihat pola aktualisasi diri mahasiswa yang dianalisis dalam teori konsumsi islam. Metode penelitian deskriptif kualitatif. Data primer berasal dari wawancara secara langsung dengan mahasiswa FEBI IAIN Parepare dan data sekunder berasal dari literatur-literatur yang sesuai topik penelitian. Hasil penelitian menunjukkan bahwa mahasiswa mampu mengaktualisasikan diri mereka dengan menggunakan skincare tanpa label halal sehingga mampu mempertahakan eksistensi di lingkungannya. Faktor-faktor yang mendorong mahahsiwa untuk menggunakan skincare tanpa label halal yaitu faktor sosial, faktor pribadi dan faktor psikologi. Mahasiswa menganggap label halal pada skincare tidak terlalu penting sehingga mereka tetap menggunakan skincare tanpa label halal. Hal ini menyebabkan terjadinya pergeseran pola konsumsi yang tidak sesuai dengan perilaku konsumsi islam.
Konversi Pada Bank Perkreditan Rakyat (BPR) Menjadi Bank Perkreditan Rakyat Syariah (BPRS) dan Pengaruh Terhadap Kinerja Keuangan Pada PT. BPR Jam Gadang
Authors: Sari Diana Purnama , Putri Anne , Sholihin Anwar
Published: March 2024

The Sharia law can work in Indonesia because the Indonesian banking system still adheres to a 2 window system. According to Law No. 21 of 2008 concerning Sharia banking, the 2 window banking principle in Indonesia will end no later than 2023, whereby banks that have been running Sharia business using the Sharia law will be forced to spin off or convert. One of the reasons for the conversion of Conventional Banks into Islamic Banks is the large number of Islamic financial institutions which show enormous potential, as shown by the number of Conventional Banks which have formed sharia divisions. The Islamic banking industry also applies principles that comply with Islamic law and Sharia recommendations. This study aims to see how the Conversion of Rural Banks (BPR) to Sharia Rural Banks (BPRS) and the Effect on the Financial Performance of Jam Gadang. This study uses a qualitative method with a case study approach. With the researcher can get a complete picture of the problems that are formulated by focusing on the process and the search for meaning behind the phenomena that arise in the research process. The method that can be used for this time series analysis is the Least Square Method of linear line equations from time series analysis.
Pengaruh Hasil Audit Pelayanan Terhadap Citra Perusahaan Dengan Kepuasan Nasabah Sebagai Variabel Intervening Pada Bank Pembiayaan Rakyat Syariah Puduarta Insani
Authors: Purnomo Muhammad Daffa Baihaqi , Nurbaiti Nurbaiti , Rahmadi Nur Ahmadi Bi
Published: March 2024

This study aims to examine the effect of service audit results on customer satisfaction as an intervening variable on corporate image at BPRS Puduarta Insani Medan. This research is included in the type of quantitative research based on hypothesis testing whose population is BPRS Puduarta Insani customers with a total sample of 60 customers of BPRS Puduarta Insani taken by simple random sampling. This study uses primary data and secondary data as a reference for data obtained from BPRS Puduarta Insani in the form of Audit Results in 2021. The results of the study show that the results of a service audit with customer satisfaction as an intervening variable have a positive and significant effect on corporate image. With r count greater than r table, significant probability < 0.05 and Cronbach results obtained 0.739. So, it can be concluded that customer satisfaction is positively related to company image, which means that if the level of satisfaction increases, the company's image will also be better.
Analisis Potensi Mesjid Sebagai Tempat Pertumbuhan Ekonomi Berbasis Ovop Di Kota Binjai
Authors: Nugraha Adjie Ahmad
Published: March 2024

The mosque is one of the most important things in Islam, where Muslims carry out many activities in the mosque starting from prayer to tadarus, but apart from being a place of worship to seek rewards, it is a strategic place and is always a place for worship selling at the mosque. can be a solution to develop the economy of the surrounding community. The purpose of this research is to see how the mosque's BKM makes programs to help the economy of the people around the mosque so that they become independent communities and this research uses qualitative research methods by means of observation where researchers conduct interviews with related parties starting from the management BKM to sellers who sell around the mosque.
Pengaruh Religious Altruism Dan Religious Enrichment Terhadap Keputusan Pembelian Produk UMKM Oleh Muslim Di Kota Pekanbaru
Authors: Hayani Nurrahmi , Murhayati Sri , Darni Darni , Ilosa Abdiana
Published: March 2024

This study aims to determine the effect of religious altruism and religious enrichment on the purchasing decisions of MSME products by Muslims in Pekanbaru City. This study used purposive non-random sampling of 269 respondents and used primary data and secondary data. The data analysis method used is multiple linear regression method. This study found that Religious Altruism and Religious Enrichment have an influence on the purchasing decisions of SMEs products by Muslims in Pekanbaru either partially or simultaneously. These two variables have an influence of 0.483 or 48.3% on the purchasing decision variable while the remaining 51.7% is influenced by other factors not discussed in this study. This study uses a data collection method in the form of a questionnaire distributed online (google form). So it is advisable to group respondents based on generational characteristics (X, Y and generation Z.
Pengaruh BOPO, FDR dan Faktor Eksternal terhadap Profitabilitas Bank Muamalat pada Periode 2014-2022
Authors: Annisa Risya Tri
Published: March 2024

This research analyzes the relationship of financial ratios and external factors that affect profitability in Muamalat, TBK Bank, This research uses a time series that uses the 2014-2022 data..The result is BOPO, FDR, BI Rate and Inflation affect ROA in simultaneously. But in Partial results only BOPO and FDR affected ROA. r-square having results 0.965103, where this proved that BOPO, FDR, BI Rate and Inflation have 96,5% contribution to ROA simultaneously.
Manajemen Keuangan dan Pemasaran UMKM Dalam Perspektif Islam Sebagai Upaya Menekan Angka Kemiskinan
Authors: Dewi Novi Yanti Sandra
Published: March 2024

The poverty rate has increased in several regions in Indonesia, including in West Lombok Regency, West Nusa Tenggara. Efforts to reduce the rate of increase in the poverty rate must be continued. One of them is by encouraging the real sector through UMKM. This research was conducted to determine the financial management and marketing of UMKM in accordance with Islamic teachings. This research is qualitative research with data collection techniques using primary and secondary data. Interviews were conducted with micro-scale mushroom business actors using a purposive procedure. Data analysis techniques used the phenomenological method and tested the validity of the triangulation of researchers, methods, theories and data sources. UMKM in West Lombok Regency have not implemented the two principles of Islamic business to the fullest. The two principles are the principle of justice and the principle of benefit. This makes the goal of the existence of Islamic sharia not to be realized optimally, namely human welfare, one of which is realized by avoiding people from misery or poverty in the world. The research is expected to contribute to the development of UMKM, especially in West Lombok Regency so that it can reduce poverty.
Cash Waqf Linked Sukuk Financing in the Development of Sustainable Agriculture from the Maqashid Syari'ah Perspective
Authors: Taqwiem Ahsani , Rachmadi Kartika Rose
Published: March 2024

The agricultural sector has a fairly large share in the country's development goals, but one of the main problems that always becomes an obstacle for farmers is capital support. The APBN that has been set by the government has not been able to be distributed evenly. Waqf is one of the Islamic social finances that has great potential, although until now its realization is still very minimal. This study tries to synergize waqf with integrated agricultural development in Brenjonk using a qualitative method with a case study approach. The results of this study offer a scheme that can help farmers to obtain financial assistance in agricultural development efforts through the Cash Waqf linked Sukuk instrument. CWLS yields can be allocated by BWI as Nazhir to Brenjonk organic farmers in the form of financing assistance for infrastructure development, skills training or procurement of tools that can facilitate the performance of farmers. Considering that waqf is a social fund, any assistance distributed to the target group is free of charge.
Pengaruh Literasi Keuangan Syariah, Aktivitas Galeri Investasi Syariah, Modal Minimal, dan Religiusitas Terhadap Minat Investasi Mahasiswa di Pasar Modal Syariah
Authors: Musyafa' Musyafa'
Published: March 2024

The purpose of this study is to measure and determine the effect of Islamic financial literacy, Sharia Investment Gallery (GIS) activities, minimum capital, and religiosity on student interest in investing in the Islamic capital market. This research uses mixed method research (quantitative research and qualitative research). The population used is students who are registered as investment account makers in 2020 s.d. 2021 through the Sharia Investment Gallery of the Nahdlatul Ulama Islamic University (UNISNU) Jepara, totaling 467 students. Sampling based on non-probability sampling with the number of samples using simple random sampling technique with the calculation of the Slovin formula, obtained 82 respondents. Data obtained from observations, questionnaires, and indepth interviews. The questionnaire was measured based on a Likert scale and using SPSS version 25 software. The results of this study indicate that partially Islamic financial literacy tends to have an influence. GIS activities, minimal capital, and religiosity partially have a positive and significant effect on student investment interest. Simultaneously, the variables of Islamic financial literacy, Sharia Investment Gallery activity, minimal capital, and religiosity have a positive and significant effect on student investment interest in the Islamic capital market
Analisis Potensi Ekonomi Pertanian Permakultur dan Pengembangannya di Desa Hutabaru Sil, Kec. Dolok, Kabupaten Padang Lawas Utara Perspektif Ekonomi Islam
Authors: Suliani Suliani , Nawawi Zuhrinal M. , Dharma Budi
Published: March 2024

The development of a village is one of the important and a concern in every village. With the aim of a village that has competitiveness, the village apparatus and pamong need to pay attention to increasing the economic potential of the village as a local resource. This study aims to find out how the economic and development potential in the village of Huta Baru Sil, Dolok District, North Padang Lawas Regency. The analytical method used in this study is descriptive qualitative analysis through data collection using interview techniques. Descriptive method is a research method by collecting data that is in accordance with the actual data then compiled, processed and analyzed to be able to provide an overview of the problems that exist in the area. Descriptive analysis is a method that is carried out by explaining or describing the actual situation about how the village's potential is developed. In addition, this analysis was carried out by describing secondary data regarding the area of land and permaculture agricultural products that can be produced. The research instrument in qualitative research is the researcher himself who acts as a human instrument that performs the function of setting the research focus, collecting data, interpreting data, interpreting and making conclusions. The informant for this study was Mr. H. Ahmad Saihu Siregar, who was always the owner of permaculture agricultural land. The results of this research are the efforts of landowners and the community in developing village potential through permaculture farming with collaboration between landowners and the local community with the aim of increasing the economy of the Huta Baru Sil village community and providing an example to the people around the village so that they don't only farm oil palm and rubber but can also do permaculture farming with makeshift land to boost the economy. From the results of the permaculture harvest that was carried out starting from 2021-2022 it was very good and the results continued to increase and really helped the income of people who own the land. Based on the data analysis and discussion that has been put forward, it can be concluded that Huta Baru Village has enormous potential in the agricultural sector. The results of identifying the internal and external environmental conditions of the agricultural sector in Huta Baru sil village can be formulated several alternative strategies in developing the agricultural sector in Huta Baru sil, namely as follows: SO strategy (strengths-opportunities) to optimally utilize all existing potentials. The ST strategy (strengths -threats) optimizes farm management. WO strategy (weaknesses - opportunities) sustainable development for farmers. WT strategy (weaknesses-threats) to improve production facilities and trading system..
Analisis Pengaruh Pembiayaan Murabahah, Musyarakah dan Mudharabah Terhadap Profitabilitas Bank Pembiayaan Rakyat Syariah di Indonesia Dengan Non Performing Financing (NPF) Sebagai Variabel Moderasi Periode 2017-2020
Authors: Faizah Siti , Puteri Hesi Eka , Baskara Reina Tasha , Julita Vewi , Sholihin Anwar
Published: March 2024

This research is motivated by the existence of phenomena that occur that are not in accordance with existing theories and the existence of inconsistent previous research. This study aims to determine the effect of Murabahah Financing, Musyarakah Financing and Mudharabah Financing on the Profitability of Islamic People's Financing Banks in Indonesia with Non-Performing Financing as a moderating variable for the 2017-2020 period. This study uses a quantitative approach. The data in this study used monthly time series data from 2017-2020 obtained from SPS OJK and analyzed using the PLS (Partial Least Square) analysis technique via Warp-PLS version 7.0. The results of the research on the first model (the effect of murabahah financing on bank profitability with NPF as a moderating variable) show that murabaha financing has a significant positive effect on bank profitability (ROA) by obtaining a sign p-value
Faktor Eksternal dan Internal Yang Mempengaruhi Risiko Pembiayaan Pada Bank Umum Syariah
Authors: Fitriani Fitriani , Syahriza Rahmi , Rahmani Nur Ahmadi Bi
Published: March 2024

This study sought to ascertain the impact of changes in the gross domestic product, inflation, currency rates, capital adequacy ratio, return on assets, operational expenses to operating revenues, and bank size on the financing risk (NPF) of Sharia Banks throughout. The secondary data used in this study is the financial statement of the Sharia Banks in Indonesia. Purposive sampling is the sampling technique employed in this study, and multiple linear regression analysis is the data analysis model. The findings of this study demonstrate that every internal and external bank element simultaneously affects the NPF. However, it partially demonstrated that external factors, such as inflation, currency rates, and increase in the gross domestic product, had no impact on the NPF. While internal bank data indicated that operational expenses to operating revenues and the capital adequacy ratio had no bearing on the NPF, return on assets and bank size did.
Strategi Pengembangan Usaha Pengolahan Gula Aren Perspektif Ekonomi Islam di Desa Kandang Mbelang Kec. Lawe Bulan, Kab. Aceh Tenggara
Authors: Yolanda Ulfa
Published: March 2024

Sem business competition will rapidly encourage every palm sugar manager to have strategic acumen, so that he excels in competing with his competitors or at least is able to survive to run his business. Therefore, palm sugar managers are not only looking for profit, but are also connected with moral values, it is not justified to take maximum profits without regardto the buyer's condition, as Islam emphasizes that in business trading must be honest, trustworthy, fair and also pay attention to The quality of the raw material for palm sugar must be guaranteed to be halal, for the sake of creating human happiness (falah) and a good life. This study aims to analyze the opportunities and development of the palm sugar business in Kandang Mbelang Mandiri Village, Kec. Moonstone, Kab. Southeast Aceh. The respondents of this study were entrepreneurs managing palm sugar in the village of Kandang Mbelang. Research data obtained by observation and interviews were analyzed descriptively using SWOT analysis, strategy matrix to analyze the strategy determined by the respondents. The results of this study indicate that the IFAS value is 1.447320 and the EFAS value is 2.261670. Therefore the solution obtained for the development of the palm sugar business is to promote products such as on social media, have a brand image, innovate the quality of palm sugar products in the future.
Pengaruh Prestasi Kerja, Jaminan Sosial, dan Insentif Karyawan Terhadap Kepuasan Kerja Karyawan (Studi Kasus PT. BSI KC Medan S Parman)
Authors: Sari Novia , Sugianto Sugianto , Nurlaila Nurlaila
Published: March 2024

This study aims to determine the significant effect of work performance, social security, and employee incentives on job satisfaction. This research was conducted using quantitative analysis. The population in this study numbered 35, with 35 samples taken. The sampling technique in this study used a total sampling technique. This study used secondary data obtained from questionnaires. Using the Multiple Regression Analysis methods, using SPSS 22. Based on the results of the first hypothesis test, it is known that the significant value of work performance is 3.894 > 2.03951. The variable of work performance has a substantial effect on the variable of employee job satisfaction. The second hypothesis shows that social security has an essential value of 0.477 < 2.03951 means that the social security variable has no significant effect on the employee job satisfaction variable. The third hypothesis shows a powerful employee incentive, namely 2.510 > 2.03951, meaning that the employee incentive variable significantly affects the employee job satisfaction variable. The fourth hypothesis shows a significant Fcount value of 20.093 compared to Ftable of 2.90 (20.093 > 2.90), meaning that work performance variables (X1), social security (X2) and employee incentives (X3) simultaneously (simultaneously) have a significant influence with variable employee job satisfaction.
Pengaruh Website E-Commerce Dan Kualitas Produk Terhadap Loyalitas Melalui Kepuasan Konsumen Sebagai Variabel Intervening dan Prespektif Ekonomi Islam (Studi Kasus Mahasiswa UIN Sumatera Utara)
Authors: Harahap Dewi Berlian , Ridwan M. , Rahmani Nur Ahmadi Bi
Published: March 2024

E-commerce business actors need to pay more attention to the level of consumer satisfaction which will ultimately lead to consumer loyalty. The relationship between loyalty and satisfaction is even stronger in the online environment than in the offline environment. The research used is quantitative method. The results show that e-commerce websites have no significant effect on customer satisfaction, product quality has a significant effect on customer satisfaction, customer satisfaction has a significant effect on loyalty, e-commerce websites have no significant effect on loyalty, product quality has a significant effect on loyalty, e-commerce websites have no significant effect on loyalty. commerce has no significant effect on loyalty through customer satisfaction and product quality has a significant effect on loyalty through customer satisfaction. E-commerce application transactions include a legitimate business system, and there are elements of injustice in transactions according to sharia economic principles.
Analisa Penerapan Entrepreneurial Marketing Syaria dan Dampaknya Terhadap Kinerja Usaha (Studi Pada Pelaku Usaha UMKM Kerajinan Keramik di Banjarnegara)
Authors: Aulia Nafisa Farkhiy , Dirgantara I Made Bayu
Published: March 2024

This study aims to analyze the application of entrepreneurial marketing and its impact on business performance (Study on Micro, Small and Medium Enterprises Entrepreneurs in Banjarnegara). The qualitative method uses the question model "how" and "why" related to a phenomenon, while the quantitative method is more in the form of questions in the opposite form. The qualitative method is also a method that focuses on in-depth observation. Based on the results of interviews and documentation studies, it can be concluded that the majority of business actors have implemented proactiveness in running their business, although not all of them have implemented it optimally. In general, the informants have understood the concept of opportunity focus and have applied it quite well to their respective businesses. All sources are aware of how their respective business positions are compared to their competitors. And each business actor has a strategy for running his business, even when one of the informants experienced a setback in his business, now he is trying to get up and restart his business slowly by implementing an opportunity focus. Based on the results of the interviews, it can be concluded that all the informants have understand what entrepreneurial marketing is and have implemented customer intensity or the ability to maintain good relations with consumers properly. Based on the results of the interviews, most of the Banjarnegara ceramics business actors are aware of the importance of having an open mind towards new ideas in finding new customers, determining prices, and also packaging. However, almost all interviewees have not implemented innovation in running their business to the fullest. Judging from the results of the interviews, the application of risk taking to Banjarnegara ceramic entrepreneurs is quite good. Based on the results of the interviews, it appears that the interviewees are aware of and understand the potential of their human resources. Based on the interview results, all interviewees agreed that implementing value creation in doing business is very important.
Market of Mechanism and Fair Pricing in Islamic: Nejatullah Siddiqi Persfective A Study of Modern Economic Phenomena
Authors: Basri Basri
Published: March 2024

The discourse on market mechanisms and pricing in Islam emphasizes that they need to be regulated in order to create balance and justice in the economic sector. Contemporary Islamic economic thinker Nejatullah Siddiqi also provides color when reconstructing economic issues. This article aims to discuss the thoughts of economic figure Nejatullah Siddiqi relating to market mechanisms and fair pricing in Islam. This research uses library research with a descriptive approach as a tool to analyze economic phenomena that have relevance to the context of market mechanisms and pricing. The market mechanisms offered by Nejatullah to run well, such as economic settlement with Asasi, consumers behavior in accordance with Islamic guidelines, and government intervention, The analysis of modern economic phenomena reveals several realities, such as monopolies, dumping, and cartel business. In addition, pricing reveals problems such as information asymmetry and predatory pricing.
Development Strategies of Muslim’s MSMEs at Banyoksah Village Sampang Madura Island: Analysis of IFAS and EFAS Matrix
Authors: Hidayah Islamiati , Kusumawardhany Sayekti Indah
Published: March 2024

This study is aimed to find out how the Honey Pumpkin business development strategy is carried out by Honey Pumpkin Farmers in Banyusokah Village, Sampang Regency based on EFAS and IFAS Matrix. The method employed in this study is descriptive qualitative which is aims to describe, describe, record, and analyze existing and current conditions. The result of the study showed that Honey Pumpkin business in Banyoksah Village of Sampang Regency is able to implement the growth oriented strategy for developing its business. The suggested strategies are firstly, to distribute the products in the store at Sampang Regency and utilizing social media such as IG, whatsApp and so on for marketing. Secondly, diverging the processed product from honey pumpkin and turning customer into reseller. Thirdly, replacement of production technology used with more sophisticated and modern to increase the production effectively and efficiently. Lastly, opening several branch of store that owned by the company.
Perspektif Islam Tentang Pasar Uang dan Pengoperasian Pasar Uang Syariah
Authors: Sholahuddin Muhammad Arif
Published: March 2024

The main focus of this research is the money market with Sharia standards, particularly short-term (interest-free) financial transactions done by means of cash market players or other cash market players. considering the fact that the acquisition of securities is brief term, buying and selling is carried out on the premise of agree with. The design of this studies is quantitative based totally on published journals related to the subject of this studies Islamic attitude on money Markets and Operations of Islamic money Markets. This observe makes use of a secondary facts library survey approach within the form of 20 journals published within the 2011-2021 length that have been posted in each countrywide and international medical journals to explore the Islamic cash marketplace attitude and money market Operations. The outcomes showed that based totally on a literature examine of 20 country wide and global posted journals based totally at the year the general public of journals had been published in 2016, there have been five journals (25%), the kind of descriptive studies was the majority of 15 journals (75%). , the majority of journal areas are from Indonesia, 12 journals (60%), and based totally on journal subjects, most of them are Islamic money marketplace and Interbank Islamic cash market with 6 journals every (30%).g Syariah Antar bank dengan masing-masing 6 jurnal (30%).
Sintesis Sains Dan Al-Qur’an Sebagai Upaya Berpikir Inovasi Dalam Berwirausaha
Authors: Yusuf Sitti Rabiah
Published: March 2024

The purpose of this study is to develop terms and formulate ways of innovation in entrepreneurship for Islamic economic actors. The problem of this research is how to think about innovation used by entrepreneurs so that it has an impact on the development of the Islamic economy. To answer these problems used a qualitative approach to the method of content analysis. The object of research is the textual Al-Qur'an, synthetic thinking books, creativity and innovation books. Research result; 1) The technique of understanding the Qur'an through the synthesis of hadith, verses, theory and individual experience is then abbreviated as HATI 2) Synthesis between science and the Qur'an is then abbreviated as SSQ (synthesis of science and Qur'an 3) SSQ is development of terms from the halal industry, Islamic finance and Islamic economics which contain a synthesis model of thinking innovation in entrepreneurship. These findings will later be continued in the final dissertation of the Islamic economics doctoral program using imindmap.