bluuebunny/crossref_metadata_2025 huggingface dataset:
Analisis Pengaruh CAR, NPF, DAR, DPK terhadap Pembiayaan Sektor Konstruksi pada Perbankan Syariah di Indonesia
Authors: Ningsih Rr Dwi Waskita , Purbayati Radia , Pratiwi Leni Nur
Published: April 2022

This research aims to determine the effect of Islamic banking internal factors include Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Debt to Asset Ratio (DAR) and Third Party Funds (DPK) on the amount of financing disbursed to the construction sector in Islamic banking in Indonesia. 2015-2019. The research method used in this research is descriptive research with a quantitative approach using multiple linear regression analysis techniques. The data used are secondary data obtained from the Annual Financial Statements of Islamic Banking that are published by Otoritas Jasa Keuangan (OJK). The results of this research indicate that simultaneously the variables CAR, NPF, DAR and DPK have a significant effect on the financing of the construction sector. While partially, only NPF and DPK variables have a positive and significant effect on Construction Sector Financing.
Analisis Pengaruh Variabel Makroekonomi Terhadap Jakarta Islamic Index
Authors: Al Ghifari Raka Abidzar , Kristianingsih Kristianingsih , Tamara Destian Arshad Darulmalshah
Published: April 2022

This study aims to determine the effect of macroeconomic factors on the JII during the 2015-2019 period. Macroeconomic factors in this study include the rate of return for Bank Indonesia Sharia Certificates (SBIS), the IDR / USD Exchange Rate, and Inflation. The data used in this study is secondary data obtained from the official website of the Indonesia Stock Exchange and the official website of Bank Indonesia. The type of data used is quantitative data. All variable data taken is in the form of monthly time series data from January 2015 to December 2019. This research is a quantitative study with a descriptive approach. The method used in this research is multiple linear regression using the WarpPLS 7.0 program. The results of this study indicate that partially rate of return for Bank Indonesia Syariah Certificates (SBIS), IDR/USD exchange rate, and inflation have a negative and significant effect on the JII.
Perbadingan Indeks Maqashid Syariah pada Kinerja Perbankan Syariah di Asia dan Eropa
Authors: Winesa Maisa Frita , Syarief Mochamad Edman , Setiawan Setiawan
Published: April 2022

Performance evaluations in Islamic banking generally use traditional measurement tools. In fact, evaluating the performance of the Islamic banking industry cannot be the same as using traditional banking assessment tools, because Islamic banking and traditional banking have different goals and perspectives. This study aims to analyze the performance of the Islamic banking industry in Indonesia, Saudi Arabia, the United Kingdom and Turkey from 2016 to 2019 based on the concept of the Sharia law maqshid index, and to find out whether there is a difference in the value of the Sharia law maqshid index in Indonesia, Saudi Arabia and the United Kingdom And Turkey in 2016-2019. This research uses data from the financial statements and annual reports of each Islamic bank. This study is a quantitative study using descriptive research methods. Each country (Indonesia, Saudi Arabia, the United Kingdom, and Turkey) has as many as 3 Islamic bank samples, so the total sample of Islamic banks is 12 Islamic banks. The total observations are 48 observations over a period of 4 (four) years (2016-2019). The Kolmogorov-Smirnov test was used to test the normality of the data and to test the hypothesis using the Analysis of Variance (ANOVA). The results of this study indicate that the maqashid index value, the first sharia goal is individual education, the second goal is the establishment of justice, and the third sharia goal is the public interest in Islamic banking in Indonesia and Islamic banking in Saudi Arabia, England and Turkey does not show a significant difference.
Rancang Bangun Aplikasi Sistem Informasi Lembaga Keuangan Mikro Syariah Berbasis Web
Authors: Fadilah Hasna Zakiyah , Mauluddi Hasbi Assidiki , Djatnika Djoni
Published: April 2022

In the industrial revolution 4.0, efforts to use digital-based financial technology are very much needed with a form of encouragement to continue to innovate in digital financial services. However, with the large potential for the development of Sharia Cooperatives in Indonesia, there are still many who do not have a digital-based financial information system. It is not uncommon for sharia cooperative institutions to have problems in recording financial information systems such as data loss, inaccurate data and so on. For that we need a system that can record accurately and efficiently in order to assist Sharia Cooperatives in recording information systems and financial reports. This study aims to create a financial information system application and try it in the West Bandung Mutual Cooperation Sharia Cooperative in the hope that it will simplify the work and clarify the information system in the Sharia Micro Finance Institution, especially the Mutual Cooperation Sharia Cooperative. This study uses Research and Development (R&D) research methods with several stages consisting of field studies, problem formulation, research objectives setting, data collection & processing and data analysis. These four stages function to find out the shortcomings and things that the company needs. After that the research continued with system design in accordance with the information that had been obtained from the previous stage. Then after the system has been created, a trial is carried out with the black box testing technique with the results of the system running 100% as expected. After the trial, it enters the evaluation stage by distributing questionnaires with questions originating from the Technology Acceptance Model (TAM) analysis which will produce a descriptive analysis with the conclusion that the application designed is included in the very good category so that it is feasible to use.
Analisis Hubungan CAR dan SIZE Terhadap FDR dan Pengaruhnya Terhadap Kinerja Perbankan Syariah di Indonesia
Authors: Herawati Yeni Hartini , Pratiwi Leni Nur , Setiawan Iwan
Published: April 2022

This study aims to determine the effect of the CAR and Firm Size variables on bank liquidity as measured by ROA and determine the effect of FDR on the financial performance of Islamic banks as measured by ROA in Islamic banking in Indonesia for the 2015-2019 period. In this study, the data sample used was selected through a purposive sampling method with data taken from secondary data, namely the annual report of Islamic banks for the 2015-2019 period and the sample in this study used 11 Islamic Commercial Banks. This study uses the method of Descriptive Analysis and Path Analysis using the Eviews 9 and WarpPLS 7.0 applications as analytical tools. The results of this study are CAR has no effect on FDR, Firm Size has a negative and significant effect on FDR and FDR has a positive and significant effect on ROA.
Analisis Pengaruh Faktor Fundamental, Teknikal dan Makro Ekonomi Terhadap Harga Saham Pada Perusahaan Subsektor Kimia yang Terdaftar di Indeks Saham Syariah
Authors: Nurliandini Nabila , Juniwati Endang Hatma , Setiawan Setiawan
Published: April 2022

This research was aims to analyze the influence of fundamental factors including Current Ratio (liquidity ratio), Return on Equity (profitability ratio), Debt to Equity Ratio (solvability ratio), technical which includes trading volume and macro economy including inflation ,and exchange rates on stock prices in chemical sub-sector companies listed on the Sharia Stock Index (ISSI) for the period 2015 - 2019. The sample consisted of 17 companies. The type of data used is quantitative data sourced from the official websites of the Indonesia Stock Exchange (IDX), Bank Indonesia (BI) and the Central Statistics Agency (BPS). The sampling technique in this study used a purposive sampling technique. The data analysis technique used is panel data regression analysis. The results of this study show simultaneously the variables CR, ROE, DER, Trading Volume, Inflation, and  Exchange Rates. Meanwhile partially, ROE has a positive and significant effect on the stock prices of chemical sub-sector companies listed on the Sharia Stock Index (ISSI). Meanwhile, other variables, CR, DER, Trading Volume, Inflation, and Exchange Rates partially have an effect but are not significant on the stock prices of companies listed on the Index. Sharia Shares (ISSI).
Pengaruh DPK, CAR, BOPO, dan NPF terhadap Likuiditas pada Bank Umum Syariah
Authors: Rufaidah Intan Kania , Djuwarsa Tjetjep , Danisworo Dimas Sumitra
Published: April 2022

This research aims to determine the effect of DPK, CAR, NPF, ROA for the liquidity of Islamic banks ini Indonesia during 2015 -2019, either simultaneously or partially. The object of this research is Islamic Commercial Banks in Indonesia. The research method used in this study is a correlational method with a quantitative approach. The data used is secondary data in the form of annual financial reports published by Bank Indonesia and OJK. The analytical method used is panel data regression using the analysis Eviews tool. The results of this study indicate that partially CAR, NPF, BOPO affect FDR. Meanwhile, DPK has no effect on FDR. The coefficient of determination (adjusted R2) of 0,3096 or 30,96%, which means that four independent variables can explain the dependent variable, while the rest influenced by other factors beyond the variables.
Analisis Kebutuhan Sistem Informasi Pembelajaran Daring pada Lab Bank Syariah Politeknik Negeri Bandung
Authors: Setyowati Diharpi Herli , Mauluddi Hasbi Assidiki , Danisworo Dimas Sumitra , Lieharyani Djoko Cahyo Utomo
Published: April 2022

The main purpose of this study is to analyze the needs for the development of Islamic Bank Lab learning media. in Politeknik Negeri Bandung. The stages of research on needs analysis of teaching media development carried out were: data collection, data analysis and document review, identification of actors, and making use case diagrams. The analysis was carried out on the current system using PIECES analysis. The results of the PIECES analysis are made in tabular form. In addition, a functional and non-functional requirements analysis was also carried out. Identification of actors who will play a role in teaching media is described in the form of use case diagrams. The results of the PIECES analysis show that a system is needed that can accommodate practical learning in the lab. Islamic banks that can be accessed by students from anywhere in real time, fast and easy to use by all actors involved. Therefore, it is necessary to develop an information system as a learning medium in the Islamic Bank lab. Politeknik Negeri Bandung.
Pengaruh Brand Image dan Kepercayaan terhadap Loyalitas Deposan di BRI Syariah Kantor Cabang Suniaraja Bandung
Authors: Jamaludin Jujun , Halim Asep Abdul , Pratiwi Linda
Published: April 2022

This study aims to determine how the influence of Brand Image, trust on the loyalty of depositors at BRI Syariah KC Suniaraja Bandung, while the type of research is quantitative associative, the type of data is primary data and uses data collection in the form of observations, interviews, questionnaires and literature studies. The results showed that there was a significant influence between Brand Image on the loyalty of depositors at BRI Syariah KC Suniaraja Bandung with the results of the t test where the value of t count > t table (4.424 > 1.666) there was a significant influence between trust and loyalty of depositors at BRI Syariah KC Suniaraja Bandung with t test results where t count > t table (4.365 > 1.666), and simultaneously there is a significant influence between brand image and trust on depositor loyalty at BRI Syariah KC Suniaraja Bandung with f test results where f count > f table ( 17,177 > 3,128).
Analisis Faktor-Faktor yang Mempengaruhi Profitabilitas pada PT Bank BRI Syariah Tbk
Authors: Khoirunnisaa Jilda , Danisworo Dimas Sumitra , Trishananto Yudha
Published: April 2022

This study aims to determine the effect of mudharabah financing (X1), musyarakah financing (X2), murabahah receivables (X3), and BOPO (X4) on profitability as measured using Return On Aset (ROA) (Y) PT Bank BRI Syariah Tbk. In this study, data was taken in the form of Annual Financial Report data for the 2016-2019 period stipulated by Bank Indonesia. The analysis ini this study includes descriptive statistical test using IBM SPSS 20 analysis tool. The results showed that simultaneously mudharabah financing, musyarakah financing, murabahah receivablesm and BOPO had an effect on ROA. Partially, musyarakah financing has a significant positive effect on ROA, BOPO has a significant negatif effect on ROA, and mudharabah financing and murabahah receivables have no significant effect on ROA.
Analisis Pengaruh Pembiayaan Istishna, Qardh dan Ijarah Terhadap Return on Asset Pada PT Bank Bri Syariah Tbk
Authors: Aulia Devyane Salma , Kristianingsih Kristianingsih , Juniwati Endang Hatma
Published: April 2022

This study discusses the impact of Istishna financing, Qardh financing and Ijarah financing on the return on assets (ROA) of PT Bank Bri Syariah Tbk. affects the increase at bank income, but the data seen is not in accordance with the theory. The question raised by this research is whether Istishna financing, Qardh financing, and Ijarah financing have a partial and simultaneous impact on the return on assets (ROA). The purpose of this research is to understand the effect of Istishna's financing, and Ijarah financing having an effect on Return On Asset (ROA) partially and simultaneously at PT Bank Bri Syariah Tbk. This study is a quantitative study using second-hand data, with a sample size of 36 samples. The mandatory data technique is documentation, namely PT Bank Bri Syariah Tbk financial ratio report data published by the Financial Services Authority through the OJK website and the Bank Bri Syariah website. This study is a quantitative study using second-hand data, with a sample size of 36 samples. Data analysis techniques use classical hypothesis testing and multiple linear regression, and use SPSS version 25 tools to process the data. , qardh and ijarah return on financing assets (ROA), can be concluded from the results of the regression test, if F test with a significant level value is the output table is 0.032. This means the Significant Value <0.05. This means there is an influence between istishna, qardh and ijarah on ROA of Bank BRI Syariah Indonesia simultaneously (together).
Pengaruh FDR, NPF, CAR, dan BOPO Terhadap Profitabilitas Bank Umum Syariah di Indonesia
Authors: La Difa Chavia Gilrandy , Setyowati Diharpi Herli , Ruhadi Ruhadi
Published: April 2022

This research aims to analyze the impact of several financial ratios, namely (FDR), (NPF), (CAR) and (OER), on the profitability of Indonesian Islamic Commercial Banks from 2015 to 2019. The sample size is 12 BUS, and the time period is 2015-2019 (5 years). Using Panel Data Regression Analysis Method According to the research, the selected estimate is the Randon Effect Model (REM). The hypothetical results show that the variables NPF, FDR, CAR and BOPO have a significant effect on ROA at the same time, with a significance value of 0.00000. Part of the test results show that FDR variables do not affect ROA, while NPF, CAR, and BOPO variables have significant effects on ROA. The determinant coefficient of Adjusted R2 is 0.792175 or 79,2175%, which means that the four independent variables can explain the dependent variable, while the rest are affected by other factors.
Pengaruh Faktor Makroekonomi Terhadap Nilai Aktiva Bersih pada Reksa Dana Saham Syariah
Authors: Sulsitiyowati Indah , Tamara Destian Arshad Darulmalshah , Barnas Benny
Published: April 2022

Equity Sharia Mutual Funds are mutual funds whose portfolio contains 80% of sharia equity securities. In 2019, there was a significant decrease in the NAV, while the number of mutual fund investors increased. This study aims to determine the effect of macroeconomics factors such as the BI Rate, ISSI, and Exchange Rate on the NAV of Equity Sharia Mutual Funds in Indonesia. Sample selection using purposive sampling method an multiple linear regression analysis. The expected output form is an equation model that can show the influence of the BI Rate, ISSI, and Exchange Rate on NAV simultaneously or partially. The results of this study are BI Rate, ISSI, and the Exchange Rate have a simultaneous effect on NAV. Partially the BI Rate and Exchange Rate have a significant effect on NAV while ISSI has no significant effect on NAV.
Pengaruh Kinerja Keuangan Perusahaan dan Variabel Makroekonomi terhadap Harga Saham yang Terdaftar di Jakarta Islamic Index
Authors: Mustika Dinar Intan , Djatnika Djoni , Setiawan Setiawan
Published: April 2022

This study aims to determine the effect of the company's financial performance including Debt to Equity Ratio,Return On Asset,Net Profit Margin, Earning Per Share and macroeconomic variables including GDP (Gross Domestic Income), Inflation, and BI Rate on share prices in companies listed on the Jakarta Islamic Index in 2016-2019. The type of data used is descriptive quantitative data. The sample of this study are 13 companies by using purposive sampling method. Furthermore, the data will be processed using descriptive analysis techniques and path analysis. The results of this study indicate that partially ROA, DER, and EPS have a significant positive effect on JII's stock price and NPM has no significant effect on JII's stock price. Meanwhile, the macroeconomic variable, namely GDP, Inflation, and BI Rate has no significant effect on JII's stock price.
Pengaruh Inflasi terhadap Pertumbuhan Aset dengan Struktur Modal sebagai Variabel Intervening
Authors: Rahmalia Nadia Rizki , Ruhadi Ruhadi , Mayasari Ine
Published: April 2022

This study aimed to determine the direct effect and indirect effect of inflation on asset growth of Islamic Commercial Banks in Indonesia through capital structure as intervening variable. This research uses secondary data sourced from Bank Indonesia websites and annual report published by 11 Islamic Commercial Banks in Indonesia on 2013-2019. Using a purposive sampling technique. The method that used in this reseach is descriptive-associative through quantitative approach using path analysis (SEM-PLS). The result of this research showed that directly inflation has positive and significant effect to assets growth of Islamic Commercial Banks in Indonesia. Meanwhile, directly inflation has no significant effect to capital structure (Debt to Asset Ratio). Directly, capital structure (DAR) has no significant effect to assets growth of Islamic Commercial Banks in Indonesia. And indirectly, inflation has no significant effect to assets growth of Islamic Commercial Banks through capital structure (DAR) as intervening variable or mediator.
Analisis Pengaruh CAR, FDR, ROA, dan Inflasi Terhadap Non Performing Financing pada Bank Muamalat Indonesia
Authors: Azizah Ziana , Barnas Benny , Hadiani Fatmi
Published: April 2022

This research aims to see and analyze the influence of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Return on Asset (ROA), and Inflation on Non Performing Financing at Bank Muamalat Indonesia partially or simultaneously. This research uses secondary data in the form of quarterly report of Bank Muamalat Indonesia period 2012-2019 and statistical data from Bank of Indonesia. The method used in this research is multiple linear regression analysis. The result showed that CAR, FDR, ROA, and Inflation simultaneously have a significant effect on Non Performing Financing. Partially, CAR, FDR, and Inflation have no significant effect on Non Performing Financing. While the ROA variable has a significant effect on Non Performing Financing.
Analisis Komparatif Return Saham dan Dampak Faktor Makroekonomi Sebelum dan Selama Covid-19 Antara Perusahaan Pertambangan Syariah dan Konvensional di Bursa Efek Indonesia
Authors: Azizah Fania Naurah , Mai Muhamad Umar , Djuwarsa Tjetjep
Published: April 2022

The purpose of this study was to compare the stock returns of sharia and conventional mining companies before and during the covid-19 pandemic and to determine and analyze the effect of macroeconomic conditions on the stock returns of sharia and conventional mining companies before and during the covid-19 pandemic. The population of this study is the mining sector companies listed on the Indonesia Stock Exchange and included in the main listing board. The sample data was determined by purposive sampling method and resulted in a sample of 16 companies. Secondary data used in this study are stock prices, inflation, rupiah exchange rate, and foreign exchange reserves. The analytical methods used include Mann-Whitney U using SPSS 20 and path analysis using WarpPLS 7.0. The results that can be obtained from this study are that the stock returns of sharia and conventional mining companies both before and during covid did not show any significant differences. Furthermore, in the period before the covid-19 pandemic, inflation had a significant negative effect on Islamic stock returns, while positive and insignificant on conventional stock returns; the rupiah exchange rate has a negative and significant effect on the returns of the two groups of shares; and foreign exchange reserves have a significant negative effect on Islamic stock returns and insignificant negative on conventional stock returns. Meanwhile, during the covid-19 pandemic, inflation had a significant negative effect on stock returns of the two groups; the rupiah exchange rate has a significant negative effect on conventional stock returns and insignificant negative on sharia stock returns; then foreign exchange reserves have a significant negative effect on conventional stock returns and insignificant negative on Islamic stock returns.
Pengaruh Likuiditas Terhadap Profitabilitas Pada Bank Umum Syariah di Indonesia Periode 2015-2020
Authors: Fasa R. Azky Afina , Nurdin Ade Ali , Tripuspitorini Fifi Afiyanti
Published: April 2022

This study is expected to determine and analyze the effect of liquidity on profitability at Islamic Commercial Banks (BUS) in Indonesia for the 2015-2020 period. The dependent variable used in this study is the profitability of Islamic commercial banks as proxied by Return on Assets (ROA) when the independent variables in this study are liquidity proxied by the Financing to Deposit Ratio (FDR), Liquid Assets to Total Assets (LATA) and Liquid Assets to Deposits (LAD). This study uses a population of Islamic Commercial Banks (BUS) in Indonesia then the sample used is purposive sampling with 10 Islamic Commercial Banks selected according to predetermined criteria. The data analysis method used was panel data with using EViews9 software. The results of this study indicate partial that LATA has a significant effect on ROA because it has a probability value < 0.05, namely 0.0241, while LAD and FDR have no significant effect on ROA because they have probability values ​​> alpha 0.05, namely 0.6523 and 0.5704. Simultaneously, the three independent variables have a significant effect on the dependent variable.
Pengaruh Pendapatan, Religiuisitas, Pelayanan, dan Pemasaran Terhadap Profitabilitas Bank Syariah dengan Keputusan Nasabah Melakukan Pembiayaan Pemilikan Rumah Syariah Sebagai Variabel Intervening
Authors: Avianti Riska Inggit
Published: April 2022

This study aims to determine the effect of income level, religiosity, service, and marketing on the profitability of Islamic banks with the customer's decision to finance Islamic home ownership (PPRS) as an intervention variable. The population in this study are Islamic bank customers in the city of Bandung who carry out Islamic home ownership financing. The sample in this study was 100 respondents. The research method used is quantitative research methods. This study uses primary data and secondary data obtained from the results of questionnaires and financial statements of each Islamic bank in Bandung. Data analysis in this study used the PLS method and the Sobel test using the SmartPLS 3.0 program
PROGRAM OPTIMALISASI PEMBELAJARAN MATEMATIKA DARI RUMAH DENGAN MEREFLEKSIKAN SEMANGAT BELAJAR SISWA PADA MASA PANDEMI COVID-19
Authors: Ismawati Ismawati , Arditya Prayogi
Published: April 2022

As a basic science from various fields, Mathematics is important to learn because it is also the basis for the development of science and technology. The existence of educational developments requires students to adapt to changes. The COVID-19 outbreak requires the learning process to be carried out online (in a network). However, in learning, optimization of learning must still be done which in this case must create a spirit of student learning by providing meaningful learning. This empowerment program is based on the limited conditions during the Pandemic which was carried out by providing tutoring, especially in mathematics. This learning mentoring program is carried out in a targeted manner through online and offline learning methods for SMP - MTs and SD - MI students in Karanganyar Village, Pekalongan Regency with a total of 67 students participating in the mentoring. The final result of this program is an overview of the differences between online and offline math tutoring. Optimization of mathematics learning is more visible in offline learning. This can be seen from the enthusiasm and motivation given to make students able to follow the lesson well so that the material is easy to understand. However, the end result of this program is that students are able to optimize learning, understand, and master mathematics better.
PERAN AKTIF ORANG TUA DALAM MELAKUKAN UPAYA PREVENTIF KESEHATAN GIGI ANAK DI MASA PANDEMIC COVID-19
Authors: Erwin Erwin
Published: April 2022

Children's dental health is an important part of body health to support child growth and development. The good dental health of children will support the process of chewing food, communication and encourage children to be confident in socializing. Children's teeth are at risk of decay compared to adult teeth because of the clinical condition of children's teeth and the behavior of children who are not yet independent. Therefore, parents must be involved in preventive efforts for children's dental health. The community service method uses active participating targets, the targets in this activity are parents and grade 1 students of Teladan Al Hidayah Islamic Elementary School, East Cilandak, the implementation period of the activity is from July to August 2021, the form of activities carried out are counseling and mentoring. The results of the activity showed that the extension activities were carried out well, the participants listened carefully and enthusiastically. Then, the mentoring activities took place well, intensively, and in an orderly manner carried out in small groups so that each participant was able to practice the preventive efforts that had been trained.
PENDAMPINGAN KEGIATAN PEMBERIAN MAKANAN TAMBAHAN (PMT) PADA ANAK USIA DINI MENGGUNAKAN OLAHAN RUMPUT LAUT DI TK. AISYIYAH BUSTANUL ATHFAL 1 KECAMATAN ASEMBAGUS KABUPATEN SITUBONDO
Authors: Ningsih Ika Junia , Jasila Ismi , Muqsith Abdul
Published: April 2022

Seaweed has the potential to be developed as a food product with high nutritional and economic value. Nori is red seaweed (Porphyra algae) that is mashed until the liquid inside comes out then it is flattened and dried in direct sunlight to dry. Nori has nutritional components that have been studied for health benefits, including 45.2% protein, 40% fiber, 47.31% carbohydrates, 4.99% ash, 0.44% fat, and 13.14% water. It also contains 10 types of amino acids, such as threonine, arginine, tyrosine, methionine, lysine, valine, glutamic acid, glycine, phenylalanine, and alanine which can play a role in optimizing protein needs and increasing community growth, especially growth in early childhood as shoots. nation to improve human resources. The activity of providing supplementary food (PMT) based on nori is carried out on group A kindergarten students Aisyiyah Bustanul Athfal 1 Asembagus was chosen as a community service activity to realize increased nutrition in early childhood through healthy food sources of marine protein. The method used in this activity is Participatory Action Research (PAR) where direct assistance is carried out through active participation in schools. The results of the activity showed that the class A students were able to understand the information conveyed about the activity and had a very good acceptance of the additional food provided.
PENINGKATAN KUALITAS PENDIDIKAN DAN KESEHATAN MASYARAKAT DESA LAPAO-PAO DI MASA PANDEMI COVID-19 MELALUI KULIAH KERJA NYATA (KKN) TEMATIK
Authors: Farman Farman , Nasarudin Nasarudin , Chairuddin Chairuddin , Halidin Halidin , Akbar Nasrum  , Fitriyani Hali  , Herlina Herlina
Published: April 2022

This activity aims to improve the quality of life of the people of Lapao-pao Village amid the covid-19 pandemic, especially regarding health and environmental hygiene issues and children's interest in learning. The method of this activity was carried out in the form of thematic KKN, which synergizes knowledge and solves problems in the community through the concept of empowerment and fosters students in implementing the understanding that they were engaged in community life. The steps of this activity consist of preparation, implementation, and evaluation of activities. Implementation of the Community Service Program in Lapao-pao Village, Wolo District, Kolaka Regency, Southeast Sulawesi, for approximately one month starting on 3 September 2020 - 3 October 2020. Based on the activities carried out, it was concluded that all programs can be carried out well, smoothly, and realized 100%. With the implementation of these programs, it is hoped that it will be beneficial for the people of Lapao-pao Village. Especially in increasing the spirit of hard work, desire to progress, positive mental attitude, critical mindset, in the end, being able to develop themselves and maintain the health and cleanliness of the community environment.
PENGUATAN KHIDMAH SANTRI MELALUI PENDAMPINGAN BERBASIS NILAI
Authors: Ajizah Lutvi , Hariyanto Hariyanto
Published: April 2022

This activity is an activity whose orientation is community service. This activity is carried out as an implementation and reflection of the material obtained during education. In the process, community involvement in the implementation of activities becomes a must as a form of optimization in providing assistance, empowerment and strengthening on aspects of the topics or themes of assistance provided. Formation of student values through the Community Service Program at the Nurul Haromain Islamic Boarding School with the aim that the proclaimed character education can be carried out in formal institutions that are integrated with pesantren education.
The Design and Development of Interactive Multimedia Based on ADDIE Model to Publicize the Department of Educational Communications and Technology
Authors: Thamwipat Kuntida , Princhankol Pornpapatsorn
Published: April 2022

Due to rapid changes in the current society, there are also changes in other areas of life such as attitudes, beliefs, cultures, technologies and education. Right now, there is a need to reform education in order to keep up-to-date with the current changes. The mission of the Department of Educational Communications and Technology, Faculty of Industrial Education and Technology, King Mongkut's University of Technology Thonburi (KMUTT) is to create educational technologists and journalists who understand theories and have relevant skills so that they can apply their knowledge and skills in various situations and activities. It is expected that they can integrate their bodies of knowledge and mass media to solve problems and to develop human resources effectively . Therefore, the researchers are aware of the need to design and develop media to keep up-to-date and to publicize the Department to a wider audience. This research was aimed to develop interactive multimedia based on ADDIE Model to publicize the Department of Educational Communications and Technology in an online channel to increase the perception and the satisfaction of the students.

Keywords: Interactive, Multimedia , ADDIE Model , Publicity, Department
Why Sarawak Women find it difficult to join NGOs?
Authors: Mahmud Noorfadhleen binti , Isnin Dr Nadrawina , binti Junaidi Dr Noni Harianti , Mahrif Nursuria binti
Published: April 2022

This study is to understand the factors hindering women's social participation in NGOs. This qualitative study invited the participants to describe what factors inhibited women's involvement in NGOs. In particular response to the nature of women's social participation in Sarawak, the researchers highlighted long and critical answers and discussions as put forth by 36 selected participants from various NGOs in Sarawak, Malaysia. It is important to emphasize on their discussions as it provided the understanding of the barrier towards women's social participation in NGOs. There were four categories of obstacles being identified in this study. The factors namely practical deterrent, psychological barrier, discrimination and prejudice, and lack of resources. The inhibiting factors which were grouped in these four categories comprised of 16 factors. It is hoped that this study will help the stakeholders to come out with different strategies in assisting women to be more aware and active in civil based society.

Keywords: NGOs, Social Participation, inhibiting
Exploring Possible Strategies in Improving Teacher and Learner Mathematics Performance
Authors: Brijlall Deonarain , Ivasen Selvam Jimmy
Published: April 2022

The performance of high school students in Mathematics has a direct link to a country's scientific and technological advancement. The students' ability in Mathematics and Sciences is critical to their social and economic well-being (Othman, Yusof, & Mahmood, 2012 & Reddy, et al., 2015). According to the 2015 TIMMS report, the slow rate of change in the context conditions contributes to the country's levels of poverty and nature of inequality, and this rate of change is insufficient to meet the country's educational expectations and needs (Reddy, et al., 2016). Reddy, et al. conclude in the 2019 TIMMS report that the rate of improvement in Mathematics has slowed (Reddy, et al., 2020). The analysis of the Grade 12 National Senior Certificate Results from 2016 to 2019 of the high schools in the Phambela Circuit, revealed that learners' performances in Mathematics have had a negative impact on the overall pass rate of Grade 12 learners, within each high school, in the Phambela Circuit. Furthermore, parents expressed concern that the low Mathematics pass rate will prevent their children from enrolling in Mathematics and Science-related courses at institutions of higher learning. It is in this context, the researchers set out to investigate the status of teaching and learning of Mathematics in the Phambela Circuit and explore possible strategies that would assist to improve its teaching and learning.

Keywords: Conceptual Development, Mathematical Proficiency
Indonesia Evolving Sovereign Wealth Fund: A Literature Review
Authors: Raharjo Aris Wahyu , Wiryono Sudarso Kaderi , Rahadi Raden Aswin
Published: April 2022

Indonesian Investment Authority (INA) which is considered as the Indonesia's sovereign wealth fund was established under government regulation (PP) No.74/2020. This regulation is derived from Act No.11/2020 regarding the employment creation. INA is formed to build wealth for future generations and contribute to Indonesia's sustainable economic development. The objective of INA is to support national economic recovery by attracting foreign investment in providing funding for various key sector projects. INA offers 8 key investment sectors, namely: Infrastructure, Supply Chain and Logistic, Digital Infrastructure, Green Investing, Healthcare, Financial Service, Consumer and Technology, Tourism. The capital sources of INA are formed from state budget (APBN) in 2020 as much as Rp. 15 Trillion (US$ 1.05 billion), from state-owned enterprises (BRI and Mandiri Bank) as much as Rp. 60 trillion (US$ 4.5 billion). It is expected that INA will continue its growth through investor partnership to reach agreement of additional US$ 20 billion fund in the near future (http://www.ina.go.id). Prior to establishing Indonesian Investment Authority (INA), Government of Indonesia has formed various different kind of investment agencies, namely: Pengelola Investasi Pemerintah (PIP) established in 2007, PT. Sarana Multi Infrastruktur (Persero) established in 2009, Indonesia Infrastructure Finance (IIF) established in 2010. They were primarily devoted to foster infrastructure development in Indonesia. The development of infrastructure in Indonesia is aiming to improve the standard of living as stipulated by social development goal (SDG), to improve infrastructure competitiveness as one of main component for national competitiveness and also to promote national economic growth. Currently, infrastructure development is challenged by global funding scarcity. There is increasing gap in between funding requirement and available fund at global level

Keywords: Indonesia Sovereign Wealth Fund; Firm Value; Infrastructure Development; Structured Literature Review
The Role of Financial Socialisation as the Driver of Financial Literacy: A Pilot Study in Malaysia
Authors: Rahim Nurhazrina Mat , Ali Norli
Published: April 2022

Financial literacy is defined by the OECD (2020) as "a set of awareness, knowledge, skills, attitudes, and behaviors that enable individuals to make smart financial decisions and ultimately attain individual financial well-being". Financial literacy is comprised of two critical components: the knowledge of pertinent financial information and the capacity of an individual to use that information to make wise financial decisions.Concerns with financial literacy have been identified in recent research. In 2018, household debt in Malaysia was 82 percent of GDP, higher than in other high-income countries such as Japan (58 percent), Italy (40 percent), and the United States (40 percent) (76 per cent). Additionally, according to a 2018 Credit Counselling and Debt Management Agency (AKPK) report, many are saddled with massive debts, with many declaring bankruptcies (AKPK, 2018).

Keywords: Financial literacy, financial socialisation, financial education, drivers of financial literacy, social agents
Management of Default Risk and Reserve Requirement
Authors: Safitri Julia , Geraldina Ira , Affandi Muhamad Arief
Published: April 2022

This study aims to empirically examine the effect of credit risk on bank performance through capital adequacy (CAR) as a mediator. Where capital adequacy (CAR) is a new concept developed from the synthesis of monetary theory, financial intermediation theory, agency theory and bank risk management, as an effort to mediate the research gap between the influence of credit risk on bank performance. This study uses panel data with 35 companies as samples and uses a research period from 2013 to 2020. The analytical tool used in this research is PLS-SEM with WarpPLS 7.0 application. The results of the study explain the two rejected hypotheses, namely the effect of NPL on ROA and the effect of GWM on CAR, but the role of CAR as a mediator of the research gap in this study is the relationship between the effect of NPL on ROA and CAR as a partial mediator.

Keywords: Reserve Requirment, bank risk management, return on asset, financial Intermediation Theory.
The Design and Development of Digital Contents on Social Media Network with Mega Influencers for Crowdfunding to Support Students with Financial Hardship
Authors: Princhankol Pornpapatsorn , Thamwipat Kuntida
Published: April 2022

Pornpapatsorn Princhankol , Associate Professor and M.Ind.Ed. Program Secretariat in Department of Educational Communications and Technology, Faculty of Industrial Education and Technology, King Mongkut's University of Technology Thonburi, Bangkok ,Thailand. She graduated her PhD. from Chulalongkorn University , Bangkok ,Thailand , program in Higher Education and come to be a lecturer in Department of Educational Communications and Technology from year 2004 till now. She has experience in mass communication field in radio broadcasting programs of Chula Radio and the Department . Also she has experience in active learning ; co-operative learning and University quality assurance for over 10 years. Kuntida Thamwipat , Associate Professor in Department of Educational Communications and Technology, Associate Dean in Students Development and Organization Communication in Faculty of Industrial Education Technology, King Mongkut's University of Technology Thonburi, Bangkok Thailand . She graduated her PhD. from Chulalongkorn University , Bangkok Thailand , program in Communication Arts and came to be a lecturer in Department of Educational Communications and Technology from year 2000 till now. She has experience in mass communication field such as radio and television broadcasting program and experience in active learning ; service learning. Also she has experience in University public relations for over 15 years.

Keywords: Digital Contents, Social Media Network, Mega influencers, Crowdfunding
Millennials' Financial Planning during Covid 19
Authors: Harjanto Karina , Osesoga Maria Stefani , Tjhoa Elisa
Published: April 2022

On July 1, 2020, the World Bank released a report on the classification of countries in the world based on income levels. There are 4 categories, namely low-income, lower-middle-income, upper-middle-income, and high-income. In this report, there is good news for Indonesia, namely the increase in the level from lower-middle-income to upper-middle-income category. This classification according to the World Bank shows that Indonesia's gross national income (GNI) per capita is at the level of $4,046-$12,535. However, in July 2021, after about a year of pandemic Indonesia went back to the lower-middle income category. According to the World Bank, population growth is one of the factors that affect a country's GNI. In the Millennial Generation Profile Book, 2020 is the year the demographic bonus begins, where the millennial generation will be the backbone of the Indonesian economy. According to Strauss and Howe (1991) in Keeling (2003), the millennial generation is the generation born in the period 1982-2003. Since 2017, the number of millennials in Indonesia has been dominant compared to other generations. This shows that millennials have a big role in advancing the country's economy.

Keywords: Economic Incentive, Financial Literacy, Financial Planning, Financial Technology, Millennials
A Preliminary Investigation into Online Recruitment in Developing Economies
Authors: Alainati Shaikhah J.
Published: April 2022

The job market is particularly sensitive to the increasing pace of globalization and technological development. Against this changing backdrop, there has also been a rapid increase in the practice of online recruitment, with recruiters going on the Internet, especially social media, to seek and hire candidates for job positions. This not only allows them to accumulate a highly qualified pool of talent but it also ensures a smooth recruitment experience for the candidate. The result is a win-win situation that facilitates the swift and low-cost recruitment of candidates with the right service mindset who are ready to serve their new organizations. However, one challenge is presenting itself to the HR managers of both public and private service organizations, namely identifying the best candidates through a job application process that is inherently impersonal. Using Kuwait, a developing country, as a case study, this work examines the attitudes and perceptions of HR employees and managers concerning online recruitment.

Keywords: Online recruitment, Recruitment, Human resource management, Perceptions.
The influences of Experienced Life Events (Project from governmental) Focused on Anxiety and Perceived Risk toward the Continuance Intention to Use Online Banking of customers
Authors: Rittigul Paisal , Jindabot Teerasak
Published: April 2022

At present, market researchers realize importance of experienced life events affecting consumers' behavior. The experienced life events are influenced by things around each consumer leading to different behavior (Elder, 1998 ;Moschis, 2007), which can positively and negatively affect experience life events (Drake, Sheffield, & Shingler, 2011). However, essential experienced life events may play a role in consumers' behavior leading to the increasing number of online banking service users in Thailand. Positive life events may play a crucial role in the consumers' behavior to increasingly use online banking services such as projects of the government (Half-half Co-payment Scheme). There were 23.94 million users with total spending of 62,966.6 million Baht. 33.2 million. For Wewin Project (Roa Chana), 33.2 persons were eligible, and total spending was 266,612 million (Bangkok Biz, 2022). However, Thailand just started developing to be a cashless society with swift good change. Online banking service is an innovative financial technology that changes ways of living and behaviors of consumers to access banks more quickly and conveniently. However, according to the previous studies regarding consumers' behavior, a number of people found the online banking service impractical, and the key obstacle was that the consumers were anxious and scared, and perceived risks and unsafety that may happen from such kind of service (Plainbangyang, Siriwat, 2018 ;Panyalimpanun, Thitipol, 2017) Perceived risks and anxiety are contrary to current phenomenon. Statistically, the number of online banking users in past 5 years in Thailand from June 2017- June 2021, tremendously increased from 45,167,588 accounts to 110,839,744 accounts (Bank of Thailand, 2021). Such phenomenon happened during crucial experienced life events which may affect intention of using online banking services of the consumers apart from anxiety and fear from online banking services.

Keywords: Perceived risk, Anxiety, Online Banking, Experience Life Events.