bluuebunny/crossref_metadata_2025 huggingface dataset:
Speech-language pathologists’ professional stress level and factors affecting it in the Republic of Serbia
Authors: Milanović Ivana , Stanojević Nina , Fatić Saška , Marisavljević Maša , Punišić Silvana , Janjić Vladimir , Subotić Miško , Maksimović Slavica
Published: January 2024

BACKGROUND: In the Republic of Serbia, to our knowledge, there has been no research dedicated to the professional stress faced by speech-language pathologists (SLPs). Since speech therapy belongs to the helping professions, SLPs might experience professional stress. OBJECTIVE: To examine the levels of professional stress in SLPs concerning sociodemographic characteristics and terms of the workplace. METHODS: The research was conducted online, using a questionnaire designed to determine professional stress in speech-language pathologists - Speech-Language Pathologist Stress Inventory. The voluntary sample consisted of 185 employed SLPs from the Republic of Serbia. The stress level was observed concerning marital status, years of working experience, age, educational degree, caseload size, job sector, job setting, type of patients’ diagnosis, and type of service which SLPs provide. RESULTS: The results showed that SLPs experience mild to moderate levels of professional stress and that there is a statistically significant difference in the stress level concerning years of working experience, age, job sector, and job setting. Applying Generalized Linear Mixed Model revealed that two-way interaction (Years of working experience * Marital status) and three-way interaction (Age * Job Setting * Type of patients’ diagnosis) dominated on the model. CONCLUSION: Since it is noted that SLPs are experiencing mild to moderate levels of professional stress, it is important to emphasize the need for adaptation of existing work terms as well as to provide additional support to speech therapists in order to improve their mental health.
Effect of screen configuration on the neck angle, muscle activity, and simulator sickness symptoms in virtual reality
Authors: Pokhrel Sobhit , Hwang Jaejin
Published: January 2024

BACKGROUND: There is a lack of information about the optimal setup of multiple screen configurations in virtual reality (VR) office work. OBJECTIVE: The objective of this study was to evaluate the effects of different screen configurations on neck flexion, rotation, neck muscle activity, and simulator sickness symptoms during Virtual Reality (VR) office work. METHODS: Twelve participants (7 males; 21 to 27 years old) performed copy-paste and drag-drop tasks in three different screen configurations (single screen, primary-secondary screen, and double screen) in a randomized order. Optical motion capture system, electromyography (EMG) device, and simulator sickness questionnaire (SSQ) were used to measure the users’ responses. RESULTS: Neck rotation angles, muscle activities, and VR sickness were significantly affected by the screen configurations (p < 0.021). The primary-secondary screen showed the highest right rotation angle (median: -33.47°) and left sternocleidomastoid (SCM) muscle activities (median: 12.57% MVC). Both single (median: 22.42) and primary-secondary (median: 22.40) screen showed the highest value of SSQ. CONCLUSIONS: The screen configurations in VR could be an important design factor affecting the users’ physical demands of the neck and VR sickness symptoms. Asymmetric neck rotations caused by the primary-secondary screen conditions should be avoided.
An adaptive weighted ensemble learning network for diabetic retinopathy classification
Authors: Wu Panpan , Qu Yue , Zhao Ziping , Cui Yue , Xu Yurou , An Peng , Yu Hengyong
Published: January 2024

Diabetic retinopathy (DR) is one of the leading causes of blindness. However, because the data distribution of classes is not always balanced, it is challenging for automated early DR detection using deep learning techniques. In this paper, we propose an adaptive weighted ensemble learning method for DR detection based on optical coherence tomography (OCT) images. Specifically, we develop an ensemble learning model based on three advanced deep learning models for higher performance. To better utilize the cues implied in these base models, a novel decision fusion scheme is proposed based on the Bayesian theory in terms of the key evaluation indicators, to dynamically adjust the weighting distribution of base models to alleviate the negative effects potentially caused by the problem of unbalanced data size. Extensive experiments are performed on two public datasets to verify the effectiveness of the proposed method. A quadratic weighted kappa of 0.8487 and an accuracy of 0.9343 on the DRAC2022 dataset, and a quadratic weighted kappa of 0.9007 and an accuracy of 0.8956 on the APTOS2019 dataset are obtained, respectively. The results demonstrate that our method has the ability to enhance the ovearall performance of DR detection on OCT images.
Photothermal effect in X-ray images for computed tomography of metallic parts: Stainless steel spheres
Authors: Moock Verena M. , Arce Chávez Darien E. , García-Segundo Crescencio , Ruiz-Huerta Leopoldo
Published: January 2024

BACKGROUND:

The environmental impact on industrial X-ray tomography systems has gained its attention in terms of image precision and metrology over recent years, yet is still complex due to the variety of applications.

OBJECTIVE:

The current study explores the photothermal repercussions of the overall radiation exposure time. It shows the emerging dimensional uncertainty when measuring a stainless steel sphere by means of circular tomography scans.

METHODS:

The authors develop a novel frame difference method for X-ray radiographies to evaluate the spatial changes induced in the projected absorption maps on the X-ray panel. The object of interest has a simple geometry for the purpose of proof of concept. The dominant source of the observed radial uncertainty is the photothermal effect due to high-energy X-ray scattering at the metal workpiece. Thermal variations are monitored by an infrared camera within the industrial tomography system, which confines that heat in the industrial grade X-ray system.

RESULTS:

The authors demonstrate that dense industrial computed tomography programs with major X-ray power notably affect the uncertainty of digital dimensional measurements. The registered temperature variations are consistent with dimensional changes in radiographies and hence form a source of error that might result in visible artifacts within the 3D image reconstruction.

CONCLUSIONS:

This contribution is of fundamental value to reach the balance between the number of projections and radial uncertainty tolerance when performing analysis with X-ray dimensional exploration in precision measurements with industrial tomography.
Semblions of Words — The Language of Natural and Artificial Neural Networks
Authors: Galus Wieslaw
Published: January 2024

The hierarchical structure of metaphors, as linguistic concepts and other mind tools embodied in Lakoff's cognitive linguistics terms, requires an indication of the mental representations in human minds and the corresponding biophysical representations. The author claims that the searched biophysical representations, which are the basis of mental representations, may be hierarchically related neurons called semblions. According to the connectionist concept, the hierarchical structure of a neural network arises in learning and is also a memory. Semblions of objects, concepts, ideas, and models can be associated on a neurological level with neural representations of phonemes heard simultaneously while perceiving objects and creating their representations. This way, new higher-order semblions are made, corresponding to the words. The work shows how stimulating semblions can cause recall, association, thinking, and other higher mental functions necessary for using natural language. In this way, the reconstruction of mental states takes place based on the propagation of neuronal excitations. The author also indicates why semblions representing mathematical concepts adequately describe many physical world phenomena. At the same time, their polymodal counterparts can be used for a metaphorical description of qualia. The complementarity of the associative memory model proposed by Horzyk with the model of the architecture of self-conscious systems proposed by Galus, which can be used to build artificial self-conscious systems that reasonably use both natural and formal languages, was pointed out.

The further development of recursive models of consciousness leading to the presentation of the Motivated Emotional Mind (MEM) model has confirmed that in the process of bottom-up information transfer responsible for creating semblions, rules of similarity are utilized from engrams representing knowledge in the mind to patterns of neural excitations transmitted from the lower sensory layers of semblions. The functioning of the multilayered architecture of brain fields based on the principles of searching for similarity patterns aligns with the hypothesis of using metaphors in subsequent processes of generalization and association, forming the basis for higher mental functions. The functioning of the multilayered architecture of brain fields based on the principles of searching for similarity patterns aligns with the hypothesis of using metaphors in subsequent processes of generalization and association, forming the basis for higher mental functions, and creating the semantics and syntax of the language.
Post-Conflict Reconstruction: How Social Identity Change Informs our Understanding of the Ukrainian Experience of Forced Migration
Authors: Ballentyne Susie , Drury John
Published: January 2024

This research explores the experiences of 13 Ukrainian women forced to flee their homes in 2022 and seek asylum in the UK. Using a social identity change approach, the research examines how the various groups established to support Ukrainians, namely the UK ‘Homes for Ukraine’ scheme and local Ukrainian support groups, shape Ukrainian experience and offer pathways to support psycho-social wellbeing. In-depth interviews were carried out with each participant in either English, Ukrainian or Russian, and a ‘talking stones’ approach was used to help facilitate the accounts given. A thematic analysis of the data yielded three themes that reflected the nature of these pathways and provided insights about the ‘severing and tethering’ of identities post-migration. The themes of ‘Helplessness’, ‘Solidarity’ and ‘Self-determination’, suggest that the Social Identity Model of Identity Change (SIMIC) provides a robust framework for understanding post-migration experiences. Further, emergent social identities arising from the Ukrainian community operating in tandem with the formal organisation of social support groups create a powerful double helix-style social scaffold which confers social cure outcomes. We conclude that social identity plays a significant role in both the nature of post-migration stress and that psycho-social wellbeing should be considered as a collective accomplishment. The limitations of this research are discussed, along with suggestions for future research with refugee communities.
20 conceptos de salud mental para el día a día
Authors: Bórquez Yáñez Iván
Published: January 2024

El Centro de Comunicación de las Ciencias de la Universidad Autónoma de Chile, diseñado para promover la comprensión, conciencia y discusión pública sobre temas relacionados con la salud mental, utilizando formatos didácticos, cercanos y claros para la ciudadanía. La guía 20 conceptos de salud mental para el día a día entrega información de utilidad para aprender sobre salud mental, fomentar el autocuidado y reducir los estigmas asociados a los trastornos mentales. Este material busca ser un aporte al fortalecimiento de nuestra respuesta como país frente a esta temática. Les invitamos a leer la guía, conversarla y difundirla, porque hablar sobre salud mental nos permitirá entendernos mejor.
DETERMINAN RASIO KEUANGAN TERHADAP RETURN SAHAM PADA PERUSAHAAN YANG TERDAFTAR DI LQ 45 PERIODE 2017-2021
Authors: Devara Gavriel Dean Melvin , Winarto Jacinta
Published: January 2024

The aim of this research is to find the determination of the Current Ratio (CR), Debt to Assets Ratio (DAR) and Return on Assets Ratio (ROA) on stock returns in companies included in the LQ45 list for the 2017-2021 period. The research sample was 21 companies with the following criteria: Companies that are consistently in the LQ45 index for the 2017-2021 period and have complete financial reports, excluding companies in the financial sector. Purposive sampling technique is used in the sampling technique. The analytical method used in this research is multiple linear regression with a significance level of 5%. The F test results of this research state that simultaneously they have a significant effect on stock returns. The results of the t test state that the Current Ratio and Debt to Assets Ratio have a significant negative effect on stock returns, while Return on Assets has no significant effect on the company's stock returns.
PENGARUH PERCEIVED EASE OF USE TERHADAP INTENTION TO USE QRIS BCA MOBILE DENGAN PERCEIVED USEFULNESS SEBAGAI VARIABEL MEDIASI
Authors: Syahri Anisah , Yanita Setyawati Christina
Published: January 2024

Economic activity cannot be separated from the influence of technological and information development. One of the evidences of technological development in economic field is the availability of various cashless transaction pattern. Indonesian Bank and Indonesian Payment System Association launch QRIS is an integrated digital payment instrument. PT Bank Central Asia is one of the banking financial institution that offers QRIS service in BCA Mobile application. The convenience and benefit that are offered by QRIS BCA Mobile do not always run well. The purpose of this research is to look for the influence of between perceived ease of use on intention to use, perceived usefulness on intention to use, perceived ease of use on perceived usefulness, and perceived ease of use on intention to use through perceived usefulness as mediation variable. This research uses Structural Equation Modelling Partial Least Square (SEM PLS) data analysis method. Data in this research that is obtained by distributing questionnaires to 130 respondents of QRIS BCA Mobile users. The results of this research are there is influence between perceived ease of use on intention to use, perceived ease of use on perceived usefulness, perceived usefulness on intention to use, and perceived ease of use on intention to use with perceived usefulness as mediation variable.
MEDIATING ROLE OF EMOTIONAL LOYALITY IN ONLINE DONATION
Authors: Hendrika Kenang Irantha , Chester Somangkey Gerald , Laurensia Soetandio Linda
Published: January 2024

Donating behavior has experienced a shift from conventional to digital. To ensure the continuity of donations, companies are required to have a strategy to attract and retain donors. This study aims to analyze platform trust in online donation platforms and emotional loyalty as factors that influence the continuation of donating to online-based donations. Attachment theory is used as a basis in this research where this theory states that strong emotional attachment creates loyalty that can prevent discontinuity in the use of products or services. Then, quantitative measures were used by distributing questionnaires to the selected sample, and 166 responses were collected. The data were analyzed using SEM. The results show that platform trust has an effect on emotional loyalty and continued intention to donate and emotional loyalty has an effect on the continued intention to donate, as well as being a partial mediating variable.
IMPLEMENTASI SISTEM PAKAR CERTAINTY FACTOR UNTUK ANALISA PENYAKIT SINUSITIS
Authors: FahrulRazi
Published: January 2024

Humans can suffer from a variety of sinusitis types, which can be uncomfortable when engaging in activities. Insufficient understanding of sinusitis illness casts doubt on the diagnosis of sinusitis type. An inflammatory condition called sinusitis affects the mucous membrane of the sinuses, an air-filled chamber in the head that surrounds the nose. It is referred to as maxillary sinusitis if it affects the cheekbones. Ethmoid sinusitis is the name for the one that is situated near the corner of the eye, behind the nose bridge. Frontal sinusitis is the term used to describe the one on the forehead. Spheniodalis sinusitis is the name for the one behind the ethmoid sinus. This paper explains how the Certainty Factor technique is used by the expert system to diagnose sinusitis. The Certainty Factor approach is used to determine who first detected the illness sinusitis by obtaining data based on the effect from observations. PHP is the programming language used to create this Expert System application, and MySQL is the web-based database. In summary, this method is simple to use and build, and it might be helpful for anyone who are interested in learning more about sinusitis.
Penerapan Data Mining Untuk Menentukan Jenis Asuransi Yang Paling Diminati Di Pt Aia Financial Dengan Metode Clustering
Authors: Fahrul Razi  , Vany Terisia  , Diana Yusuf
Published: January 2024

Finding information that is concealed in databases is referred to as data mining. Data mining is a process used to extract and find relevant information and related knowledge from numerous very big datasets using statistical, mathematical, artificial intelligence, and machine learning approaches. The steps involved in the data mining process start with the selection of data from the source data to the target data, followed by preprocessing to enhance the quality of the data, transformation, data mining, and stages of interpretation and assessment that result in new information. Organizing data sets into many groups through the process of clustering ensures that objects in one group share a lot in common and differ greatly from those in other groups. Data mining technique K-Means Clustering divides data into one or more clusters. RapidMiner is the program used in this data mining application, which uses the Knowledge Discovery in Databases (KDD) stage. According to this report, AIA Family First Protection, AIA Prolink, and AIA Life Secure are the three most popular insurance products. With the use of this research, PT. AIA Financial will be able to identify the most popular insurance product categories and market these products to the general public.
Knowledge-based view of the firm and the phenomenon of knowledge encapsulation
Authors: Maltsev V. V. , Yudanov A. Y.
Published: January 2024

The article is devoted to the development of the knowledge-based approach to the theory of the firm (KBV). It is noted that the modern mainstream KBV (R. Grant (1996) and numerous followers) sees the nature of the firm in effective integration of the knowledge of specialists employed in it. The article proposes to supplement this analysis with the second important function of the firm — its role as an encapsulator of knowledge. The foundations of such an approach to knowledge were laid by H. Demsetz, but have not yet been developed in the literature. The essence of encapsulation is to reduce complete knowledge to an algorithm of actions sufficient to achieve the goal, which is possible, say, with the help of instructions, directions of the manager, built in constructive “foolproofing”, etc. The compiler of the instruction does not integrate his knowledge with the knowledge of its performer, but prescribes the unquestioned implementation of the algorithm of behaviour. Thus, huge cost savings are achieved on the training of performers. The article considers the limiting case — the scheme of the firm functioning as a pure encapsulator of knowledge, the Markov property of the process is substantiated. The role of the entrepreneur as an architect and manager of the knowledge encapsulation scheme is revealed. At the same time, significant negative aspects of production based on the widespread use of encapsulated (incomplete — you do what you do not understand) knowledge are analyzed. In particular, the non-creative nature of labour in the encapsulationbased firm (a particular manifestation of which is the slow spread of horizontally organized or teal firms) and the threat of disqualification of performers when combining encapsulation with artificial intelligence are discussed
Determinants of public spending composition in the Russian regions
Authors: Gurvich E. T. , Krasnopeeva N. A.
Published: January 2024

We build factor models of the regional budgets spending composition, based on data for 2011—2019. Our estimates reveal that expenditure on social security, public health, and education have relatively low elasticity by fiscal revenue (0.6—0.7), On the contrary, national economy and housing expenditure have the highest elasticity (1.3—1.7), while culture and general public services expenditure are characterized with medium elasticity (0.8—0.9). The major econometric tool used for the analysis is quantile regression that allows to detect heterogeneity of expenditure relations with various factors. The dependence of fiscal revenues is homogenous only for social security, public health, and housing, while for other types of expenditure this relationship differs between regions with high and low fiscal revenue. We suggest procedure to identify individual ‘spending preferences’ of particular regions and classify all regions depending on their top spending priorities. Regions with a larger value of the gross regional product most often have education and social security as their priority while other regions mainly have national economy spending as a priority.
Time for women (Nobel Memorial Prize in Economic Sciences 2023)
Authors: Lukyanova A. L.
Published: January 2024

The 2023 Nobel Prize in Economics was awarded to Claudia Goldin for her contribution to the study of women’s labor market outcomes. Goldin’s work establishes key historical facts regarding gender differences in the labor markets and provides insights into the driving forces of those gaps. Her methodology combines careful archival research, neoclassical microeconomic analysis, a cohort approach, and the use of natural experiments to identify causal relationships. This paper provides a survey of Goldin’s research on the relationship between economic development and the female labor supply, occupational segmentation, women’s educational attainment, discrimination, child penalty, and job flexibility. I also discuss how Goldin’s findings are relevant to understanding the gender gaps in Russia.
Microfoundations of dominance of fundamentalism in economic policy: Is there an antidote?
Authors: Pavlova N. S. , Shastitko A. E.
Published: January 2024

The article examines the possible reasons for the dominance of fundamentalism( in the form of Pigouvianism or market fundamentalism) over functionalism (Coasianism) in the practice of decision-making in economic policy. Continuing the study of the relationship between Coasianism, Pigouvianism and market fundamentalism, presented in previous works, the article focuses on finding the basis for the dominance of fundamentalism at the level of individual decisions and actions — in particular, in the field of cognitive bias and behavioral effects. Decision-making using an automatic cognitive system, subject to cognitive bias, as opposed to a reflective system, can lead to the choice of a fundamentalist solution to a problem where it is not the most efficient, and also reduces the efficiency of functionalism, since it prevents the correct identification of the problem itself, of the structural alternatives for its solution, as well as identifying and comparing the effects associatedwith each of the alternatives. The microfoundations of insufficient supply and demand of the Coasian approach are explored. Based on the identified problems of supply and demand for Coasianism, as one of the possible ways to promote it, it is proposed to consider the primary socialization of the individual in the learning process, the formation of substantive critical thinking. It is emphasized that adjustments to the socialization process are a matter of long-term strategy
Dynamic convolution layer based optimization techniques for object classification and semantic segmentation
Authors: Singh Jaswinder , Sharma B. K.
Published: January 2024

Providing meaningful classification for each pixel in an image is a primary goal of computer vision, and the tasks of object classification and semantic segmentation are among the field’s greatest challenges. To improve object classification, this study presents a novel method that combines semantic segmentation with dynamic convolution layer-based optimization techniques. In the proposed method, a Refined Convolution Neural Network (R-CNN) is used, which uses non-extensive entropy to dynamically increase the size of its convolutional layers. The Common Objects in Context (COCO) dataset is used to assess the performance of the model. The model performs exceptionally well at different Intersections over Union (IoU) cutoffs, with average precision values of 40.1, 61.9, and 45.4, respectively, for Average Precision (AP), AP50, and AP75. These results demonstrate the model’s efficiency in discriminating between various image contents. Additionally, the model predicts an image’s outcome on average in just 0.901 s. The model has been proven to be superior through various performance evaluation parameters, showing an average mean precision of 91.78%. This study demonstrates the power of combining dynamic convolution layers with semantic segmentation to improve object classification accuracy, a key component in the development of computer vision applications.
LAPORAN SUMBER DAN PENGGUNAAN DANA KEBAJIKAN BANK SYARIAH (STUDI PADA BANK MUAMALAT INDONESIA)
Authors: Hartono Rudi
Published: January 2024

The concept of Islamic banking requires Islamic banks to provide social services through qard funds, zakat, and other donation funds in accordance with sharia principles. One of the fundamental differences between Islamic banks, as well as other Islamic entities and conventional banks, is the use of social funds received by Islamic banks' zakat institutions and then distributed by Islamic banks. The purpose of this paper is to find out how to report sources and users of Islamic bank virtue funds (Study at Bank Muamalat Indonesia). This study uses secondary data sourced from the company's financial statements PT. Bank Muamalat Indonesia Tbk, namely reports on sources and uses of benevolent funds in 2019 and 2020 taken from the company's annual report. The data analysis method in this study is data reduction, namely summarizing, selecting the main things, presenting data, and verifying/conclusion. The results of the study show that reports on sources of Islamic bank virtue funds come from infaq, alms, the results of waqf management in accordance with applicable laws, returns on productive virtue funds, fines, and non-halal receipts, while reports on the use of Islamic bank virtue funds are used for productive benevolence funds. , donations, other uses for the public interest. The report on the source of Bank Muamalat Indonesia's benevolent funds comes from fines and non-halal receipts, while the use of Bank Muamalat Indonesia's benevolent funds is used for donations
PENGARUH RETURN ON ASSETS DAN RETURN ON EQUITY TERHADAP RETURN SAHAM SYARIAH PADA PERUSAHAAN CONSUMER GOODS (FOOD AND BEVERAGES) YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX PERIODE 2018-2020
Authors: Irmawati Irmawati , Ilyas Rahmat , Faldini Mandala
Published: January 2024

In investing, investors are faced with uncertainty between the returns to be obtained and the risks they will face. For this reason, investors need financial information that is used as an important indicator to assess the company's performance and stock returns on the investments they make. Financial reports, especially those related to return on assets and return on equity, are one of the important information used by investors to assess company performance. This study aims to determine the effect of return on assets and return on equity on sharia stock returns in Consumer Goods companies listed on the Jakarta Islamic Index for the 2018-2020 period. The type of this research is descriptive quantitative with secondary data type. This research was conducted on Consumer Goods companies listed on the Jakarta Islamic Index for the 2018-2020 period. The sampling technique used purposive sampling with data analysis techniques using panel data analysis techniques and consisted of population and data samples, design, research models, data instruments and multiple regression tests. Data collection techniques consist of literature studies, previous research and data obtained from quarterly financial reports published on Consumer Goods companies listed on the Jakarta Islamic Index. The population used are companies in the Jakarta Islamic Index index on the Indonesia Stock Exchange, with a sample of 4 issuers where there are 48 data taken for 3 years from 2018-2020. The results of this study indicate that partially return on assets (ROA) has a positive and significant effect on Islamic stock returns with the acquisition of a probability value of 0.02130 <0.05 and return on equity (ROE) has a negative and significant effect on Islamic stock returns with the acquisition of probability values. of 0.0140 < 0.05. While the return on assets (ROA) and return on equity (ROE) variables together show a significant effect on sharia stock returns.
PERAN STANDAR AKUNTANSI KEUANGAN SYARIAH DALAM MENINGKATKAN KUALITAS PENYAJIAN LAPORAN KEUANGAN
Authors: Marheni Marheni
Published: January 2024

Islamic financial institutions, whether bank or non-bank, in the process of presenting financial statements must refer to Islamic financial accounting standards so that the resulting financial reports are of high quality. The purpose of this paper is to determine the role of Islamic financial accounting standards in improving the quality of financial statement presentation. The conclusion obtained from the discussion of this article is that every financial institution with sharia principles must understand sharia financial accounting standards. In order to present quality financial reports, Islamic financial institutions can be guided by PSAK sharia 101. With a good and correct understanding of PSAK sharia 101, the presentation of the company's financial statements will be structured, accountable, easy to understand, relevant, comparable and reliable
Statistika Deskriptif Data Beban Operasional dan Pendapatan Operasional (BOPO) dalam Kinerja Bank Umum Syariah (BUS) Tahun 2019 – 2022
Authors: Nurdin Muhammad
Published: January 2024

Bank menjadi salah satu alternatif jasa keuangan yang sangat di butuhkan dalam lingkungan masyarakat, khusunya dalam menghimpun dana masyarakat baik dalam bentuk simpanan maupun pinjaman. Kapasitas jasa pelayanan perbankan terkahadap kepuasan nasabah menjadi planning utama sebuah bank dalam menjaga kepercayaan nasabah, oleh karena itu bank terus memunculkan produk dan inovasi baru salah satunya peningkatan kinerja pada bank umum syariah. Peningkatan kinerja ini dapat di lihat dari besarnya profitabilitas perbankan syariah sehingga kuantitas usaha dapat terjaga. Salah satu profitabilitas yang akan di teliti adalah BOPO dan populasi yang akan di gunakan sebagai sampel penelitian adalah data statistik BOPO dalam kinerja keuangan bank umum syariah mulai dari Januari tahun 2019 sampai bulan April tahun 2022. Data yang digunakan sebagai penelitian adalah data kuantitafif sekunder yang berasal dari website Otoritas Jasa Keuangan (OJK) dengan menggunakan metode analisis statistika deskriptif.
Efektivitas Penerapan Project Based Learning (PjBL) dalam Perkuliahan Statistika pada Prodi Akuntansi Syariah Ditinjau dari Hasil Belajar Mahasiswa
Authors: Faradila Fahita
Published: January 2024

Tujuan penelitian ini dilaksanakan adalah untuk mengetahui efektifitas pembelajaran menggunakan model Project Based Learning (PjBL) atau pembelajaran berbasis proyek terhadap hasil belajar mahasiswa dalam perkuliahan Statistik. Penelitian ini menggunakan desain quasi experiment dengan rancangan Nonequivalent (Pretest-Posttest) Control Group Design. Populasi penelitian adalah mahasiswa yang telah memprogram rencana studinya untuk memilih mata kuliah Statistik pada Program Studi Akuntansi Syariah FSEI IAIN SAS Babel Semester Ganjil Tahun Akademik 2022-2023. Sampel menggunakan teknik purposive sampling dan membagi kelas eksperimen dan kelas kontrol. Data penelitian dikumpulkan melalui instrumen tes kemampuan pemahaman materi. Hasil penelitian menunjukan rata-rata hasil belajar mahasiswa pada kelas eksperimen sebesar 66,88 yang lebih tinggi jika dibandingkan dengan kelas kontrol, yang hanya mencapai 60,62. Hasil analisis uji statistik yaitu uji Paired sample t-test menyatakan siginifikansinya adalah 0,001 yang nilainya kurang dari signifikansi standar yaitu 0,05 sehingga efektivitas hasil belajar mahasiswa setelah diterapkan model pembelajaran berbasis proyek PjBL lebih baik jika dibandingkan dengan sebelum model diterapkan. Namun, hasil uji Independent sample t-test menyatakan bahwa nilai Sig. (2-tailed) adalah 0,164 yang nilainya lebih dari signifikansi standar yaitu 0,05 yang dapat disimpulkan bahwa rata-rata hasil belajar mahasiswa pada kelas eksperimen (yang diterapkan model pembelajaran berbasis proyek PjBL) tidak memiliki perbedaan yang signifikan dengan kelas konvensional.
MATEMATIKA DALAM KEUANGAN SYARIAH
Authors: Meilani Reka
Published: January 2024

Mathematical modeling plays a major role in various disciplines. The contribution of mathematical modeling is not only attached to the concepts of general sciences, such as conventional economics and finance, but also includes Islamic sciences, such as Islamic economics and finance. This study aims to reveal the role of mathematics in the development of Islamic economics and finance. This study uses a qualitative approach in the form of library research. The results of the discussion are expressed through the ideas described in two general information, namely: (1) The results of the analysis of mapping studies on mathematical models in Islamic economics and finance, and (2) an explanation of several examples of mathematical models applied in economic theories and Islamic finance. From the results of this study, it was found that the number of publications on the development of mathematical models in Islamic economics and finance research from 1980-2020 experienced a significant increase and also began to have a high impact on other research. In addition, the development of mathematical models in solving Islamic economic and financial problems is also a trend in current research. An example is research on the development of mathematical models on the concept of profit-sharing financing and the concept of zakat.
Analisis Perilaku Perantara Penjualan Sapi Dalam Perspektif Selling Syariah Di Desa Purbosembodo Kecamatan Metro Kibang Kabupaten Lampung Timur
Authors: Sari Arinta Rahma , Rohmi Misfi Laili
Published: January 2024

Penelitian ini berlokasi di Desa Purbosembodo, Kecamatan Metro Kibang, Kabupaten Lampung Timur. Penelitian ini di lakukan karena adanya dugaan yang timbul terkait hal-hal yang bertentangan dengan prinsip syariah sehingga peneliti ingin mengkaji lebih jauh serta menganalisis faktor yang mendasari perilaku para blantik tersebut. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kualitatif lapangan (field research). Teknik pengumpulan data melalui wawancara langsung kepada blantik dan konsumen. Adapun uji keabsahan  yang digunakan pada penelitian ini yaitu dengan menggunakan tenik pengujian konfirmability dan teknik analisa data kualitatif yang digunakan pada penelitian ini dilakukan menggunakan model analisis data menurut Miles dan Huberman. Hasil penelitian mununjukkan bahwa indikator selling syariah yang dipenuhi blantik sapi yaitu menjual barang yang halal dan berkualitas; mengambil keuntungan dengan sewajarnya; saling menguntungkan kedua belah pihak; bersikap murah hati kepada pembeli; memandang pesaing adalah mitra; tidak menawarkan barang yang sama kepada pembeli. Namun ada dua indikator yang tidak dapat dipenuhi yaitu niat karena Allah serta berperilaku jujur dan amanah. Perilaku yang dilakukan oleh blantik tersebut didorong oleh faktor eksternal dan faktor individu. Faktor eksternal berupa adanya dorongan dari pihak keluarga dan faktor individu yang mempengaruhi para blantik tidak melakukan perilaku sesuai akhlak penjualan syariah yaitu karena minimnya pengetahuan dan pendidikan tentang penjualan syariah.
Kontribusi Unit Usaha Pesantren dalam Meningkatkan Kemandirian Ekonomi Pesantren
Authors: Septianingsih Diah Ayu , Rohmi Misfi Laili
Published: January 2024

Islamic boarding schools are one of the Islamic educational institutions. Initially, pesantren were traditional in nature to study Islamic religious knowledge as a way of life (Tafaqquh Fi Al-din) which emphasized the importance of morality in society, but were also institutions that created superior human resources and were able to create independence. In line with this, the Baitunnur Islamic Boarding School is a pesantren that not only provides education in the religious field, but also provides educational knowledge in the economic field by teaching entrepreneurship. The Baitunnur Islamic Boarding School has four business units, namely the santri convection, the santri cooperative, the gallon depot, and the santri barbershop. This type of research is field research (Field Research) conducted at the Baitunnur Tanggulangin Punggur Islamic Boarding School, Central Lampung. Sources of data in this study are primary data sources, namely from old foundations, business unit managers, students and alumni who participate in entrepreneurial activities and secondary data sources in the form of books, journals and documents relevant to research. Meanwhile, data collection techniques used observation, interviews, and documentation. The data validity guarantee technique uses the comfirmability method. The data analysis technique is through data reduction, data presentation, as well as verification and drawing conclusions. Based on the results of research conducted by researchers regarding the Role of Islamic Boarding School Business Units in Islamic Boarding School Economic Independence at Baitunnur Tanggulangin Punggur Central Lampung, it can be concluded that the role of business units in Islamic boarding schools' economic independence at Baitunnur Islamic Boarding School has been going well. This can be seen from the Islamic boarding schools that provide a forum for students to develop their skills to build a business or business, provide job opportunities through business unit activities and continue to fulfill and carry out Islamic boarding school activities even though they are not assisted by donors.
Analisis Kualitas Pelayanan Dalam Meningkatkan Minat Beli Konsumen Ditinjau Dari Perspektif Etika Bisnis Islam
Authors: Sari Anita , Renfiana Lilis
Published: January 2024

Service quality is a strategy that can be implemented to realize desires and hopes so that satisfaction will be created for consumers. If the service quality of a business unit is good, then consumer interest in coming to that place will increase. High consumer buying interest will have a positive impact on business efforts to achieve success. In business, humans are given the freedom to seek maximum profit. However, humans are also bound by ethics so they are not absolutely free in managing and using existing resources. Islam teaches its followers that every business action they take is always guided by Islamic business ethics.

This research is descriptive qualitative in nature using interview, documentation and observation data collection techniques. In this case, interviews were conducted with the owner of Ayam Geprek, employees and several consumers.

Based on the results of the research and discussion in this thesis, it can be seen that the quality of service provided by Ayam Geprek Agan 24 increases consumer buying interest by 100% for transactional interest, 50% for referral interest, and 0% for preferential interest. Then the quality of service provided by Ayam Geprek 3 Saudara R.A.P increases consumer buying interest by 100% for transactional interest, 40% for referral interest, and 0% for preferential interest. Meanwhile, the quality of service viewed from the perspective of Islamic business ethics at Ayam Geprek Agan 24 is in accordance with the principles of balance/fairness, free will, responsibility and ihsan. However, there is one principle that is not appropriate, namely the principle of unity/tawhid. Then the quality of service is reviewed from the perspective of Islamic business ethics at Ayam Geprek 3 Saudara R.A.P in accordance with the principles of will, responsibility and ihsan. However, according to the principle of balance/fairness, there are still employees who do not comply, such as not smiling and greeting all consumers. Apart from that, the principle that is not in accordance with Islamic business ethics is unity/tawhid.
Praktek Perselingkuhan di Kecamatan Koja Jakarta Utara: Pencegahan dan Penyelesaiannya
Authors: Garfes Harry Pribadi
Published: January 2024

Penelitian ini dilatar belakangi oleh kasus perselingkuhan yang terjadi di Kecamatan Koja Jakarta Utara, dalam prakteknya perselingkuhan dilakukan dengan tetangga terdekatnya. Tujuan penulisan ini adalah untuk melihat dan memberikan gagasan mengenai upaya pencegahan sebagai bentuk langkah preventif dalam mengatasi kasus perselingkuhan selanjutnya penelitian ini juga berupaya untuk melihat upaya penyelesaian kasus perselingkuhan yang terjadi. Penelitian yang berjeniskan empiris ini menggunakan pendekatan sosiologi hukum, dan teknik analisis datanya reduktif, penyajian dan penyimpulan. Hasil penelitian ini yaitu: perselingkuhan yang terjadi di Kecamatan Koja dalam prakteknya dilakukan dengan tetangga dekatnya, namun terhadap kasus tersebut belum ditemui upaya pencegahan yang bisa diterapkan, meskipun penduduk sekitar merasakan ketidak nyamanan terhadap fenomena yang ada, di sisi lain para pemuka masyarakat belum mengambil langkah strategis untuk mengatasinya, para pemuka masyarakat sudah sepantasnya untuk menggunakan andilnya untuk membuat peraturan atau tata tertib yang diberlakukan dilingkungan mereka agar kasus perselingkuhan dapat di atasi. Selanjutnya dalam penyelesaian kasus perselingkuhan para tokoh masyarakat sudah berperan aktif untuk membantu pihak-pihak yang menjadi korban perselingkuhan dengan menempuh restorative justice, dan melibatkan berbagai unsur lapisan masyarakat yang dipandang penting dan terkadang juga melibatkan keluarga dari pihak yang berselingkuh, meskipun demikian, dalam beberapa kasus ada rumah tangga yang tidak dapat di damaikan dan harus berakhir dengan perceraian di pengadilan.
Talak Al-Hāzil dalam Fiqh dan Kompilasi Hukum Islam
Authors: Ismanto Reno
Published: January 2024

Talak merupakan salahsatu sebab terputusnya ikatan pernikahan antara suami dan istri. Syariat meletakkan hak mencerai di tangan suami. Dengan alasan lelaki lebih matang secara akal dan lebih berpandangan jauh terhadap kebaikan rumah tangga. Karena itu Syariat sangat berhati-hati agar hak talak (mencerai) tidak sembarang diucapkan. Bentuk kehati-hatian itu antara lain memberlakukan hukum talak ketika diucapkan secara bergurau (hazlan). Sementara dalam KHI, aturan dan ketentuan yang mengatur tentang talak telah menutup ruang untuk terjadinya peremehan terhadap hak talak dalam bentuk talak secara bergurau. Tahapan-tahapan perceraian dan keharusan perceraian dilakukan di hadapan Pengadilan Agama menutup kemungkinan adanya unsur bergurau dalam mencerai.
Relasi Negara dan Agama Islam: Telaah Historis dan Paradigmatis
Authors: Rahmatullah Prayudi , Azzahra Siti Nabilla , Tiarti Tiarti , Rahayu Aniela Dewita , Salsabila Ivanna
Published: January 2024

Artikel  ini  berisikan  pembahasan  tentang  perdebatan relasi  antara  negara  dengan agama yang masih saja menjadi polemik baik pada ranah politik, sosial, budaya ataupun pada perdebatan tentang bentuk Negara, bentuk pemerintahan dan karakteristiknya, sehingga pembahasan pada dimensi historis dan paradigmatik menjadi sangat penting dalam membeberikan pemahaman yang kempherensif tentang relasi agama dan Negara terebut. Artikel ini menggunakan metode perpustakaan. Pendekatan ini digunakan dengan cara membaca literatur yang berkaitan dengan tema penelitian atau pokok bahasan penelitian dan Jenis data yang digunakan dalam penelitian ini adalah sumber data primer dan sekunder. Tujuan artikel ini adalah untuk mengetahui dan menganalisis hubungan antara negara dan agama, khususnya Islam dan juga untuk mengetahui secara historis dan  paradigmatik tentang bentuk negara dan pemerintahan. Apakah ada  keseimbangan  antara  negara  dengan  agama yang memiliki hubungan simbiosis mutualisme yakni saling menguntungkan dan saling membutuhkan. atau justru sebaliknya menolak dan memisahkan antara persoalan Negara dan agama.
MEDIASI SEBAGAI ALTERNATIVE DISPITE RESULOTION TERHADAP PERKARA PERCERAIAN
Authors: Luthfi A Hashfi , Mansyuroh Firqah Annajiyah
Published: January 2024

The judicial system in Indonesia has recognized mediation as an alternative dispute resolution. The Supreme Court of the Republic of Indonesia through Supreme Court Regulation (Perma) Number 01 of 2016 concerning Mediation Procedures in Courts has integrated mediation into the proceedings in court. as an instrument to overcome the accumulation of cases. This mediation is applied as part of the event in civil cases in the religious courts and general courts. All civil disputes submitted to the court of first intance must first be resolved throught reconciliation with the help of a mediator, namely a neutral party who assists the parties in the negotiation process in order to seek various possible dispute resolitions without resorting to a way of deciding or completing a case settlement. This study uses a normative juridical approach by using data collection techniques through library research methods. The results of this study is factors that influence the success of mediation include the disputing parties, the problem that causes the dispute and the quality of the third party or mediator.