bluuebunny/crossref_metadata_2025 huggingface dataset:
Volksfeste ohne Cannabis
Authors: Pschorr Simon
Published: July 2024

In Bayern wurde in der vergangenen Woche ein Gesetzentwurf der Fraktionen CSU und FREIE WÄHLER für ein sogenanntes Cannabisfolgenbegrenzungsgesetz angenommen. Da die Mehrheit des Bayerischen Landtags eine (Teil-)Legalisierung des Umgangs mit Cannabis zum Eigenkonsum in der Öffentlichkeit ablehnt, schöpft der Landesgesetzgeber mit dem Entwurf seine Gesetzgebungskompetenz so weit wie möglich aus, um den Cannabiskonsum entgegen dem Konzept des Bundesgesetzgebers aus dem öffentlichen Raum zu verdrängen. Verboten wird dabei unter anderem das Rauchen, Erhitzen und Verdampfen von Cannabisprodukten auf Volksfestplätzen und an weiteren öffentlichen Orten.
CircRNA-based therapeutics: Current opinions and clinical potential
Authors: Liu Hanyuan , Yao Xuelin , Zhou Ying , Chen Liang
Published: July 2024

Circular RNAs (circRNAs) are single-stranded, covalently closed RNA molecules that perform diverse roles in various cellular processes and have been implicated in many pathological conditions. Owing to their intrinsic stability and low immunogenicity, circRNAs have garnered significant interest for their therapeutic potential in multiple diseases, with advancements in efficient in vitro production methods and optimized delivery systems. In this review, we provide a comprehensive overview of current knowledge on circRNA biogenesis and functions, and summarize recent advances in various technologies for circRNA research, including their profiling, validation, and biosynthesis. We also discuss key delivery strategies and therapeutic applications, highlighting the promising prospects and current challenges for the clinical development of circRNA-based therapeutics. Research to date has shown that circRNAs are not merely splicing errors and that circRNA-based therapeutic platforms may have superior application prospects from bench to bedside.
Impact of an Oncology Clinical Pharmacist Intervention on Clinical Trial Enrollment in The US Oncology Network’s MYLUNG Consortium
Authors: Koselke, PharmD, BCOP Elizabeth , C. Kaspin-Powell, PhD Lisa , Hough, PharmD, BCOP Shannon , Howell, PharmD, BCOP Joshua , J. Robert, MD Nicholas , A. Neubauer, MD Marcus , A. Bullock, DNP, MPH, RN, OCN®, CCRP Susie , M. Walberg, MPH Jennifer , Rammage, PharmD, MS, BCOP Melissa , E. Butrynksi, MD James , Hakimian, MD David , M. Jotte, MD, PhD Robert , W. Meshad, MD Michael , Ali, MD Kashif , Michael Waterhouse, MD, MPH David , L. Coleman, MD, FACOG, FACS Robert , Colleen Evangelist, MD Makenzi
Published: July 2024

Introduction: The Molecularly Informed Lung Cancer Treatment in a Community Cancer Network: A Pragmatic Consortium™ (MYLUNG) clinical trial platform aims to advance the use of precision medicine in patients with non–small cell lung cancer through a series of prospective and iterative clinical trials. Timely patient accrual onto oncology clinical trials is a known practice challenge and impaired accrual rates can lead to premature trial closure or properly powered trial outcomes. The US Oncology Network recently implemented a clinical pharmacist (ClinReview) initiative to provide remote clinical services to screen patients for enrollment onto MYLUNG Protocol 2. This study aims to evaluate the effect of the remote clinical pharmacist intervention on study enrollment rates. Methods: An oncology-trained clinical pharmacist remotely reviewed systemic chemotherapy treatment orders during normal workflow and, in addition, a weekly custom recruitment report within six community Network practices (149 physicians). The pharmacist identified, screened, and assisted with the communication regarding eligible patients for enrollment. The onsite research team received timely and relevant patient data to facilitate expedited enrollment. Enrollment and intervention data were tracked to monitor the impact of the pharmacist intervention. Monthly enrollment was evaluated using a paired t-test. Results: Over 8 months, the pharmacist screened 506 potentially eligible patients; 34% were enrolled. Average monthly enrollment was significantly greater following the ClinReview intervention (3.4 vs. 6.6 patients/month; p = .02). Among the 289 patients not enrolled, 73% exceeded their eligibility window, 9% died or enrolled into hospice, 4% declined participation, and 13% transferred care or were treated at outside facilities. Conclusions: Incorporating an oncology clinical pharmacist into the clinical research team was associated with improved clinical trial enrollment. Validation of the effect of multidisciplinary interventions across a broader spectrum of differentially resourced oncology practices will be conducted within future MYLUNG iterations.
A Real-World Evidence Primer for Advanced Practice Providers: Integrating P-Reality X Into Shared Decision-Making for People With HR+/HER2− Metastatic Breast Cancer
Authors: Donahue, MPH, NP Sarah , C. Ryan, PhD, RN Joanne , Podsada, MSN, NP-C Kimberly
Published: July 2024

Advanced practice providers in oncology are now likely to encounter real-world data (RWD) studies in addition to data from randomized controlled trials (RCTs) in their practice. Real-world evidence derived from RWD can provide important information about a therapeutic agent’s effectiveness outside of the confines of RCTs. It is important to understand how these studies are conducted and how data from these two types of studies can be interpreted and integrated for practical clinical use and shared decision-making. The goal of this manuscript is to provide an overview of the fundamental aspects of RWD studies and what is required to conduct a robust RWD study. Recently published studies are cited to demonstrate how RWD studies complement RCTs.
MEDIA COVERAGE OF NOWRUZ RITUALS AND REFLECTIONS: SIMILARITIES AND DIFFERENCES ACROSS THE TURKIC WORLD
Authors: Batu Mikail , Oz Mustafa , Tos Onur , Kurban Vefa
Published: July 2024

This research looks at the celebration of Nowruz, a holiday that represents plenty, growth, togetherness, revival, and new beginnings, in seven Independent Turkish States. Nowruz happens on March 21 and the days around it. Nowruz has special traditions like egg tapping, fire jumping, and iron shaping, showing both similar and different cultural customs among these states. Though there are differences, the fundamental essence of Nowruz, based on a shared historical culture, shows the enduring link between past and future traditions. Using content analysis with Maxqda 2020, this study examined news reports from 2015-2020 in three newspapers from each of Turkey, the Turkish Republic of Northern Cyprus, Azerbaijan, Kazakhstan, Kyrgyzstan, Uzbekistan, and Turkmenistan. Results show a focus on events rather than rituals, with usual practices like fire jumping and egg tapping next to special local traditions and games, showing the cultural importance of Nowruz as a cherished and ongoing celebration.
GÖNÜLSÜZ ÇOCUKSUZLUK VE İNANÇ RİTÜELLERİ ÜZERİNE BİR ANLATI ARAŞTIRMASI: ESKİŞEHİR ŞÜCAEDDİN VELİ TÜRBESİ ÖRNEĞİ
Authors: Şen Çatalkaya Nur Manolya
Published: July 2024

Tarih boyunca toplumlar doğurganlığa ilişkin sorunları farklı şekillerde ele almıştır. Kısırlık/
infertilite olarak da bilinen gönülsüz çocuksuzluğun psikolojik, sosyal, ekonomik ve kültürel
olmak üzere birçok boyutu olmasına karşın 20. yüzyılın son çeyreğinde tıbbi alanda yaşanan
gelişmelerin sonuç vermesiyle biyolojik yönü öne çıkmıştır. Ancak bununla beraber son
yıllarda biyo-psikososyal anlayışa yaslanan bütüncül yaklaşımlar gelişmiş, değer ve inançlar
tedavi süreçlerinin bir parçası olmaya başlamıştır. Buna bağlı olarak gönülsüz çocuksuzluğa
ilişkin literatürde tıbbi boyutun yanında psikolojik, sosyal ve kültürel boyuta da dikkat çeken
çalışmaların arttığı görülmektedir. Bu çalışmada ise gönülsüz çocuksuzluk inanç ve maneviyat
çerçevesinde değerlendirilmektedir. Dünyada ve Türkiye’de çocuk istemiyle ilişkili farklı inanç
pratiklerinin olduğu görülmektedir. Bu pratiklerin sosyal olarak nasıl inşa edildiği tarihsel
döneme, bölgeye, dine veya inanışlara göre değişebilmektedir. Bu sebeple ele alınan ritüelin
özgünlüğünün korunarak yansıtılması önem taşımaktadır. Bu çalışmada gönülsüz çocuksuz
çiftlerle uygulanan bir ritüel örneği olarak Eskişehir Şücaeddin Veli Türbesi’nde gerçekleştirilen
inanç ritüeli ele alınacaktır. Şücaeddin Veli Alevi-Bektaşi inancında önemli bir yere sahiptir.
Şücaeddin Veli Ocağı da Batı Anadolu Aleviliğinin önemli bir merkezidir. Uzun yıllar çocuk
sahibi olma isteğiyle gelen birçok çiftin olması ve her ritüelde çiftlerin yanı sıra ritüelin
uygulayıcıları olarak Dede ile Ana Bacı'nın bulunması onların yoğun bir deneyim birikimine
sahip olmalarını sağlamıştır. Gönülsüz çocuksuzluğun sosyal inşası ile inanç ritüeli arasındaki
ilişkiyi anlamak ve ortaya koyabilmek için bu deneyimler önem taşımaktadır. Bu sebeple
çalışmada nitel araştırma yöntemlerinden biri olan anlatı araştırmasından faydalanılmıştır.
Ritüelin yürütücüsü Dede ve Ana ile derinlemesine görüşme yapılmıştır. Araştırmanın bulguları;
ritüelin uygulanması, uygulamaların anlamı, inanç ile ilişkisi, kültürel ve psiko-sosyal çıktılar
çerçevesinde değerlendirilmiştir.
Music and Quaility of Life
Authors: Vèrnia Ana M.
Published: July 2024

This paper explores the role of music in mitigating the negative effects of the pandemic on older adults. The findings indicate that music has a positive impact on older adults, alleviating anxiety, improving quality of life, and enhancing social connections. However, the pandemic exacerbated the digital divide among older adults, limiting their access to virtual music experiences and aggravating social isolation. Practical music activities tailored for older adults, incorporating traditional and digital approaches, are proposed. Key recommendations include developing accessible musical activities, bridging the digital gap, and advocating for policies that support music-based interventions. The paper concludes that music can be a powerful tool for promoting the well-being of older adults.
Anthropological Insights and the Early Voices of Ethnodoxology
Authors: Portugal Elsen Elcio
Published: July 2024

“Whither Bound in Missions?”— In Which Direction is the Missions Movement Going?  Missiologist Daniel Fleming formalized this question in his book, Whither Bound in Missions?, published in 1925.  This and several other publications in the early to middle of the 20th century demonstrate the engagement of the missiological community with anthropological perspectives seeking to understand and support the direction of missions for the upcoming century.  In doing so, they have contributed as well to practiced anthropology through missions.
   This article explores the contributions of three authors who were learning the value of incorporating anthropological perspectives into the missionary enterprise.  They were also forerunners of the discipline of ethnodoxology, encouraging the application of local music and art for the communication of the Christian faith when the topic was not yet of great concern within the broader missiological movement.  They often demonstrate a perception ahead of their time, and courageously call on their constituency—and even on us in the 21st century— to learn and apply principles that can strengthen the Mission of God in the long run.
Farmers’ Movement in Punjab: Consciousness and Politics
Authors: Singh Surinder
Published: July 2024

The paper argues that the leaders in the ongoing farmers’ movement in India are playing a decisive role in raising consciousness among farmers and agricultural labourers, including influencing them to assert their rights in the political scenario at the level of state as well as the centre. The rising consciousness and fear of land1 seizure are prompting the farmers' collective fight against privatization in the agricultural sector and anti-farmers policies of the central government. Although a pre-existing consciousness has played a vital role in initiating the movement, the movement itself has heightened much consciousness among farmers and farm workers. Their raised consciousness and mobilization for the movement has also forced agriculture related issues on the agendas of various political parties at all levels of politics. Thus, the paper discusses the various ways in which the farmers’ organizations have raised farmers and farm labourers’ consciousness that has motivated them to participate in formal politics which has far-reaching consequences for Indian democracy. Because the movement is ongoing, the analysis, thus far, is preliminary and consequently, exploratory in nature.
Implementation of a Machine Learning Algorithm for the Detection of Cardiovascular Diseases in Adult Patients in Public Hospitals of Lima, Peru, 2023
Authors: Meneses Claudio Brian Andreé
Published: July 2024

Introduction: Cardiovascular diseases are one of the leading causes of death worldwide. In Lima, Peru, public hospitals face significant challenges in the early and accurate diagnosis of these diseases due to limited resources and trained personnel. The implementation of machine learning (ML) algorithms offers a promising solution to improve the detection and management of cardiovascular diseases.Objective: The objective of this study is to implement and evaluate a machine learning algorithm for the detection of cardiovascular diseases in adult patients attended to in public hospitals of Lima, Peru, in the year 2023.Methodology: Medical data from 10,000 adult patients were collected, including medical histories, laboratory test results, and electrocardiogram (ECG) records from various public hospitals in Lima. The data were cleaned and normalized to ensure their quality and consistency. A classification algorithm based on deep neural networks was selected. The model was trained using 80% of the data and validated with the remaining 20%. Metrics of accuracy, sensitivity, and specificity were used to evaluate the model's performance.Results: The model achieved an accuracy of 92% in detecting cardiovascular diseases. The sensitivity was 89%, indicating that the model correctly identified 89% of positive cases. The specificity reached 94%, meaning the model correctly identified 94% of negative cases.Conclusion: The implementation of the machine learning algorithm proved effective for the detection of cardiovascular diseases in adult patients in public hospitals in Lima, Peru. With high accuracy, sensitivity, and specificity, this approach has the potential to significantly improve medical care and patient outcomes in resource-limited settings. Integrating this system into clinical processes is recommended to maximize its positive impact on public health.
Approach to global regulations around AI
Authors: Tovar Cardozo Ginna
Published: July 2024

Regulation of artificial intelligence (AI) varies significantly globally, reflecting different approaches and priorities. These trends underscore the need to balance technological innovation with rights protection and security. The purpose of this article is to examine the main trends and challenges in the regulation of AI, with a comprehensive view of how the governments of the European Union, China and the United States address this complex and crucial issue due to their involvement as great government powers. . at the economic and social pyolytic level. The study was based on a bibliographic review whose search was intentional towards publications from journals indexed in electronic databases such as Scopus, Web of Science and Google Scholar. The findings demonstrate that the European Union has established a comprehensive framework with the AI ​​Law, imposing specific restrictions and requiring transparency to establish a global standard similar to the GDPR. China, for its part, is transitioning from a fragmented approach to more unified regulation. The introduction of a holistic AI law and the creation of a national AI office indicate an effort to consolidate its regulatory framework, improving consistency and efficiency in risk management. In the United States, regulation remains gradual and decentralized, with initiatives at both the federal and state levels. Although efforts like the AI ​​Bill of Rights are significant, the lack of a unified framework poses coherence and applicability challenges.
Enhancing IoT Data Analysis with Machine Learning: A Comprehensive Overview
Authors: Kumar Dinkar Amit , Alimul Haque Md , Kumar Choudhary Ajay
Published: July 2024

Machine learning techniques are essential for processing the vast volume of IoT data efficiently, improving performance, and managing IoT applications effectively. Machine learning algorithms play a crucial role in detecting malicious attacks and anomalies in real-time IoT data analysis, thereby enhancing the security of IoT devices. The integration of big data analytics methods with machine learning techniques can further enhance IoT data analysis, improving the performance of IoT applications and overcoming related challenges. Real-time data collection using sensors like DHT11 and Gas level sensors, coupled with machine learning algorithms, enables efficient analysis of IoT data, aiding in the identification of anomalies and attacks. The comprehensive overview of enhancing IoT data analysis with machine learning provides insights for future research, including exploring advanced machine learning algorithms and optimizing data preprocessing techniques to enhance IoT data analysis capabilities.
Trans-Atlantic Imbalances: Indexicality, Translingual Signs, and Power in the Portuguese "Global Nation"
Authors: Silva Daniel F.
Published: July 2024

ABSTRACT: Following  the  dissolution  of  the  Portuguese  Estado  Novo  regime  and  subsequent crumbling of the nation’s overseas colonial empire, the Portuguese state, media outlets, and many cultural elites fomented a narrative of a diasporic Portuguese “global nation,”  looking  to  bring  together  the  former  imperial  metropolis  with  the  many  Por-tuguese  emigrant  communities  abroad.  This  essay  will  interrogate  how  marginalizing  notions  of  center  and  periphery  within  this  “global  nation”  play  out  in  the  realm  of language. This marginalization along the lines of speech is carried out by dominant discourses surrounding “normative” and “orderly” linguistic practices and concomitant national identities that pervade and construct the global nation, including mass media and Portuguese-language education in emigrant communities. In this regard, what follows will examine the discrepancies in cultural value ascribed to lexical loans performed by metropolitan speakers in comparison to those of Portuguese emigrants abroad.
KEYWORDS:  Luso-American,  Portuguese  Migration,  Portuguese  Language,  Portuguese  National Identity, Power, Ideology
RESUMO: Após a dissolução do Estado Novo português e a subsequente queda do império  ultramarino,  o  estado  português,  meios  de  comunicação  portugueses,  e  membros  das elites culturais abraçaram e promoveram uma nova narrativa nacional posicionando Portugal,  agora  pós-imperial,  como  uma  “nação  global,”  interpelando,  assim,  as  numerosas comunidades de emigrantes portugueses radicadas no estrangeiro a participarem nesta reinvenção nacional, embora de uma posição liminal em termos de poder, privilégio, e prestígio social. Deste modo, o ensaio que se segue procura analisar alguns dos discursos marginalizantes, sobretudo, no domínio linguístico, que, por sua vez, produzem uma paradoxal presença simbólica e exclusão cultural no que diz respeito às comunidades no estrangeiro, designando práticas linguísticas “normativas” e “ordeiras” versus “ilegítimas” e “disordeiras” através de meios de comunicação e instituições escolares transnacionais. Esta análise desenvolver-se-á em torno de uma comparação a nível de empréstimos lexicais entre falantes da metrópole e aqueles das comunidades portuguesas no estrangeiro.
PALAVRAS-CHAVE: Identidade Luso-Americana, Emigração Portuguesa, Língua Portuguesa, Identidade Nacional Portuguesa, Poder, Ideologia
Judeotropicalism: Jewish Transculturations in the Lusophone New World
Authors: Wasserman Bonnie S.
Published: July 2024

ABSTRACT: This  paper  conceptualizes  Sephardic  Jewish  survival  in  the  Iberian  Peninsula  and the so-called New World through the lens of Lusotropicalism, syncretism, transculturation and mestizaje. Beginning with the Edict of Expulsion in Spain and forced conversion to Catholicism in Portugal, New Christians face the violent side of transculturation. After the Inquisition is set up in Portugal, New Christians develop syncretic methods to worship  as  both  Jews  and  Christians.  Under  a  united  peninsula  between  1580-1640,  Conversos  flee  to  Holland  where  they  unite  with  other  Jews  and  become  the  Nação,  a  community whose identity is both religious and financial. This group goes with the Dutch West  India  Company  to  Recife  where  some  Portuguese  New  Christians  become  Jews  once again. After the Portuguese retake Recife, the Jews of the Nação flee to Suriname, developing mestizo communities there and in some of the Caribbean islands. Other Jews from Recife arrive in New Amsterdam (New York) where they establish a thriving community. After 500 years, the influence of these groups can still be felt in the synagogues built in New York, the creole language Papiamentu/o spoken in Curaçao, Aruba and Bonaire, and the tombstones in Suriname, Curação and Barbados, among other things.
KEYWORDS:  transculturation,  Lusotropicalism,  Gilberto  Freyre,  Judeotropicalism,  New  Christians, Holland, Sephardim, synagogues
RESUMO: Este  artigo  investiga  várias  teorias  usadas  para  explicar  a  mistura  de  raças  e  culturas como o Lusotropicalismo, transculturalismo, sincretismo religioso e miscigenação  para  examinar  a  sobrevivência  dos  Judeus  sefarditas  depois  da  Expulsão  de  1492  da Espanha e das conversões forçadas em Portugal em 1497 até hoje em dia. Durante a Inquisição  em  Portugal,  comunidades  Judaicas  desenvolveram  métodos  sincréticos  de  praticar religião como Judeus e Cristãos. Sob a península unida entre 1580 e 1640, muitos destes Cristãos Novos saíram de Portugal e foram para Holanda, onde voltaram a praticar Judaísmo com outros Judeus e tornaram-se num grupo financeiro e religioso muito unido e influente chamado “a Nação.” Este grupo viajou com a Companhia Holandesa do Oeste para Recife e outras colônias no Caribe. Depois de Portugal recapturar Recife, os Judeus da Nação fugiram a Suriname e formaram comunidades mestiças lá e no Caribe. Outros  Judeus  de  Recife  chegaram  em  Novo  Amsterdão  (Nova  Iorque),  onde  estabeleceram  uma  comunidade  vibrante.  Depois  de  500  anos,  a  influência  deste  grupo  ainda  existe nas sinagogas e comunidades que eles construíram nos Estados Unidos, a língua crioula  de  Papiamentu/o  falada  em  Curaçao,  Aruba  e  Bonaire,  e  nas  pedras  tumulares  em Suriname, Curaçao, Barbados entre outras coisas. 
PALAVRAS-CHAVE: transculturação,  Lusotropicalismo,  Gilberto  Freyre,  Judeotropicalismo,  Cristãos Novos, Holanda, sefarditas, sinagogas
BOSANSKA VILA (BOSNA PERİSİ, 1885- 1914) DERGİSİNDEKİ SIRP YAZARLARIN GÖZÜNDEN OSMANLI DEVLETİ'NİN SON DÖNEMLERİNDE KOSOVA VE MANASTIR VİLAYETLERİNDE SIRPLARIN EĞİTİM-ÖĞRETİM GÖRÜNÜMÜ
Authors: Vıldıc Emina
Published: July 2024

Bosna-Hersek'te Avusturya Macaristan döneminde gerek rejimi destekleyen gerek muhalif dergilerin tamamında edebî ve sosyal içerikli yazılar yayımlanmış, bazı dergiler kültür ve edebiyat için özel sütunlar ayırmıştır. Bosna-Hersekli Sırp ve Hırvatlar tarafından çıkarılan gazete ve dergilerin Sırpça veya Hırvatça basılmasına izin verilmiştir. Sırp dergisi kimliğiyle, ilk sayısı 16 Aralık 1885, son sayısı 30 Mayıs 1914 tarihinde çıkarılan Bosanska Vila’nın mevcut 478 sayısının tamamı taranmıştır. Bu çalışmada, Bosanska Vila dergisindeki Sırp yazarlarca, o dönem Osmanlı Devleti’ne bağlı Kosova ve Manastır vilayetlerindeki Sırp okulları hakkında yazılan yazılar incelenmiştır. Amaç, Osmanlı Devleti’nin son döneminde Balkanlarda yaşayan gayrimüslimlerin, Kosova ve Manastır vilayetlerinde yaşayan Sırplar özelinde eğitim-öğretim durumunu gözlemlemek ve değerlendirmektir.
Risk management challenges in UCITS III funds
Authors: Beegun Ravi , Leroy Pascale
Published: July 2024

With the Circular 07/308, the Commission for the Supervision of the Financial Sector (CSSF) aims to provide undertakings for collective investment in transferable securities (UCITS) with rules of conduct to be followed at the time of the implementation of their risk management structure, and with rules for the coverage and daily valuation of over-the-counter (OTC) derivatives. A sound risk management process requires active involvement of the conducting officers and the board of directors of the UCITS, or of its management company, and the Circular defines the roles and responsibilities of these persons. The effectiveness of the risk management process depends on the existence of a proper risk management framework, including: risk governance; risk assessment; quantification and aggregation; monitoring and reporting; and control optimisation.This paper describes how to implement such an efficient risk management framework. It provides a number of items for consideration by risk officers, conducting officers and directors for each phase of the risk management framework, and enables them either to implement their framework properly or to challenge their existing one.
Paid, earned and owned media: Convergence in social media
Authors: Belden Christy
Published: July 2024

Social media can be paid, owned or earned. What makes social media a truly remarkable marketing channel, however, is the intersection of all three in the social media space. This paper will discuss the application of social media among paid, owned and earned media. It will also discuss how to leverage these to build more engagement among fans, drive sales via direct response campaigns and build brand awareness.
Open banking: Opening up the ‘walled gardens’
Authors: Aytaş Baran , Öztaner Serdar Murat , Şener Emrah
Published: July 2024

This paper explores the reasons for differences in open banking systems around the world in order to identify the ideal conditions for open banking. Following an examination of different approaches to open banking, the paper identifies six parameters that are essential for success, and discusses how to optimise these based on the Turkish experience. The findings have important implications for regulators of open banking initiatives. First, the active involvement of the regulator is crucial, especially during the early stages of implementation. More than simply providing the legal framework for open banking, regulators need to participate actively in the design and implementation of such systems, providing guidance for application programming interface standards and efficient infrastructures. Secondly, it is essential to build and maintain a shared platform with standardised infrastructure to foster fast adoption. Finally, the development of an instant payment system is critical to unlocking the full potential of open banking.
An effective approach to addressing human security vulnerability in an organisation
Authors: Sedova Masha
Published: July 2024

The current security awareness framework is far from effective, with little measured impact or enjoyment from its participants. Instead, the science of behaviour change provides a solid framework for security practitioners to consider when looking to create security awareness programmes that have a measurable impact on the underlying security posture of an organisation and its employees. The model of behaviour change suggests that for someone to change a behaviour, three essential ingredients need to coexist: motivation, ability and triggers. First, practitioners must select and prioritise the most critical security behaviours to focus on. To create desired change in those behaviours, practitioners can make a behaviour easier to do (increase ability) or drive up motivation around the targeted behaviour (increase motivation). Ability can be improved through technology or educational means. Motivation can be harnessed on an individual and organisational level and should be leveraged when the task at hand is difficult to do. With these tools in hand, it is possible to create effective campaigns with measurable impact to address the top issues in human security, such as reducing phishing and increasing reporting rates.
The art of enterprise asset management
Authors: Keller Mark
Published: July 2024

This paper will assess the evolution of requirements emanating from the modern enterprise and in turn the challenges these demands pose for digital asset management (DAM). Utilising the example of ZONZA (a new enterprise asset platform) and clients that have adopted this technology, this paper investigates the development of the purpose-built DAM system. It evaluates how changing consumption trends and consumer interaction with media such as advertising are driving increased global demands with regard to asset sharing and asset distribution. To meet these challenges, the paper will assess how production and technology methods have begun to suffuse and form closer relationships in the realms of business technology and infrastructure. It will then examine how DAM systems have evolved as a result of this change, before proposing the notion that the future of DAM will lie in modern, ‘intrinsic’ systems as opposed to the traditional ‘extrinsic’ model. This, it will be argued, represents the evolving art of DAM. Using ZONZA as an example, the paper will then describe what the functionality of an intrinsic DAM system might look like before suggesting where the future of such systems may lie.
The Swiss Collective Investment Schemes Act: New challenges and opportunities for fund managers and investors
Authors: Scharfman Jason
Published: July 2024

As a result of regulatory efforts such as the European Alternative Investment Fund Managers Directive, non-EU countries such as Switzerland have revisited their approach to the marketing and distribution of funds. Highlighting these efforts, the new Swiss Collective Investment Schemes Act (CISA) was made effective on 1st March, 2013. This paper outlines some key considerations for investors and fund managers seeking to distribute funds in Switzerland under the new CISA regime. Key topics covered by this paper include: comparison of the old CISA qualified investor safe harbour exemption versus the new CISA qualified investor regime; overview of the qualified investor opt-in opt-out concept; analysis of the broadened definition of distribution under the new CISA regime; potential risks facing non-Swiss-based fund managers and distributors seeking to market to Swiss investors and institutions; the CISA performance distribution loophole; the role of operational due diligence in evaluating CISA fund manager regulatory risks; and the increasing use of operational due diligence consultants by investors to vet underlying manager regulatory risks.
Frontloading ESG risks and benefits into the capital charge to incentivise green financing
Authors: Ozdemir Bogie
Published: July 2024

Climate-related physical and transition risks are at the top of the financial regulators, supervisors and the financial institutions' (FI) agendas. The financial regulators/supervisors' objective is to keep the system safe and sound during the transition to a greener economy. The key initiatives include incorporation of climate-related risk into risk and capital management frameworks and the related Pillar III Financial Disclosures. Macroprudential stress tests to investigate how climate-related risks propagate through the real economy and the financial system have been, and are being, published. This paper examines these initiatives and challenges and makes the argument that while these initiatives are necessary, they are not sufficient. A systemic solution is needed. The expected transition to a lower-carbon economy is estimated to require around US$1tn in investments each year for the foreseeable future. This makes the role of the financial sector during the transition imperative. The paper argues that the policy objective should be not only that the financial system simply remains resilient during the transition, but that it also helps facilitate the transition. This facilitation must be on an equal playing field for FIs and should emerge as the natural outcome of their profit maximising behaviour in a competitive marketplace. A solution is proposed to do so. It effectively frontloads the longer term environmental, social and governance (ESG) risks and benefits into the current capital and, thus, pricing and profitability frameworks. Numerical examples are provided to explain.
Using iterative collaboration to implement a DAM system in the cultural heritage sector
Authors: Harkema Craig
Published: July 2024

This paper discusses possibilities for collaboration structured around a single digital asset management system. Using a province-wide digitisation initiative as the primary example, the author examines ways in which these collaborative efforts help fulfil the dual role of becoming a space for both scholarly research and public engagement in a cultural heritage context. The discussion concludes with practical suggestions to consider during the development of such an initiative.
Revenue operations: A systems approach for turning analytics into growth
Authors: Diorio Stephen , Hummel Chris , Rogers Bruce
Published: July 2024

Selling has become more data-driven, capital intensive and aligned around customer lifetime value. As part of their research for a book (Revenue Operations: A New Way to Align Sales & Marketing, Monetize Data, and Ignite Growth, Wiley 2022), the authors have conducted interviews with 120 senior growth leaders to uncover the systems and structures they are using to generate higher returns from their commercial data assets, which are among the largest financial assets in the business. This paper will draw on original commercial research as well as research from the leading academics in the field of marketing analytics to answer these critical management questions: how can organisations turn customer engagement data into actionable customer insights?; how can organisations use those insights to support decisions, actions and resource allocation?; how can organisations monetise data assets, enable their revenue teams and support the entire revenue cycle?; what are the most financially viable ways organisations can monetise their customer engagement data assets?
Digital audience management: Building and managing a robust data management platform for multi-channel targeting and personalisation throughout the customer journey
Authors: Gardé Vaibhav
Published: July 2024

In today’s digital economy, marketing is increasingly driven by accurate data, thoughtfully constructed technology stacks (ie MarTech), Agile processes and constantly updated skill sets. Applications of artificial intelligence (AI) and machine learning — led by the rapid adoption of cloud computing — permeate most, if not all, marketing activities undertaken by small and large brands today. A data management platform (DMP) is at the heart of modern marketing: it combines data, technology, collaboration and multi-channel targeting/personalisation in ways that were unthinkable just a few years ago. Data privacy and consumer choices about how they would like their data to be used for better content play a very important role in this space. This paper covers key aspects of building a robust data management practice for medium and large firms that either already own a DMP or are looking to bring it in-house in the near future. The topics covered will also be very helpful for marketers wanting to make optimal use of DMPs owned by their agency partners. As always, no matter how good the data, it is invariably the correct composition of people, processes and technology that yields the best results. These critical aspects are highlighted herein along with tips on setting up experiments to evaluate success and to improve over time by adopting a ‘test and learn’ approach.
How mobile brands are applying a longitudinal customer view to understand and influence behaviours
Authors: Albert Lara
Published: July 2024

For the marketer, the value of Big Data is in delivering a superior customer experience, that is, identifying and anticipating customers’ needs to deliver what they want, when they want it, to maximise customer value, and reduce churn. Marketers know that a better understanding of customers and how they behave means the ability to market to them more intelligently and drive better results. Yet traditional tools and techniques fall short in being able to handle the volumes, varieties and velocity of mobile data and, more importantly, to monetise it. This article describes how mobile operators are leveraging a unique modelling technique — the Longitudinal Customer View — to analyse customer behaviour in such a way as to reveal personalised marketing opportunities, driving dramatic results on revenue and retention.
You Still Can: Recruiting mature students into higher education
Authors: Turton David
Published: July 2024

This paper describes a successful higher education recruitment campaign that increased student numbers by analysing customer data and devising a strategy based on the motivations and barriers of key groups. Readers should gain inspiration to analyse their audience using various market research techniques and turning this into actionable insight, delivering tactical multichannel marketing campaigns to compel a relevant audience. The paper also shows various case studies of students from this market segment, showing the human element of the campaign.
Urban regeneration and social innovation: The role of communitybased organisations in the railway station area in Padua, Italy
Authors: Ostanel Elena
Published: July 2024

Today we witness strengthened structural spatial divisions within city neighbourhoods, increased inequality and sharper lines of division.1 Neighbourhoods are increasingly hyper-diverse.2 In Europe, high rates of unemployment, austerity and poverty make hyper-diverse neighbourhoods and local communities increasingly complex and problematic. Traditional state-driven top-down revitalisation strategies have often resulted in new urban dynamics and heightened tensions, as well as gentrification processes and social exclusion. Given this backdrop, urban neighbourhoods have become a privileged unit of observation. Here, community-based initiatives have been experimented in dissimilar urban contexts both within and outside of Europe, in some cases producing social cohesion and transforming power relations and socio-spatial inequalities. This paper highlights the need to insert social innovation into urban regeneration practices in order to convey a different approach to socio-spatial change directed to ‘territorial development’. In this sense, urban regeneration is seen as a grounded process in ‘spatialised’ communities, able to take inequality into account within the spatial and social distribution of disadvantage.3 Path-dependency, citizenship mobilisation and the activation of local resources are all essential ingredients for urban regeneration practices. Community-based initiatives play an important role in both social and urban transformation, particularly when they foster forms of institutional learning able to promote an improvement in institutional arrangements and advance awareness of the social effect of micro-practices.4
Rights management for a global magazine business: Strategy, standardisation and simplification
Authors: Payne Ellen
Published: July 2024

This paper looks at how a global magazine publisher approached rights management of its content for a large-scale digital asset management system. By standardising contracts and simplifying its rights model, Hearst has built a database that automates rights clearances for much of its content.
Expected loss provisioning under upcoming IFRS 9 Impairment Standards: A new source of P&L volatility — can we tame it?
Authors: Reitgruber Wolfgang
Published: July 2024

With the introduction of the final International Financial Reporting Standard (IFRS 9)4 for credit risk provisioning in July 2014 and its expected application, starting in 2018, provisioning levels as well as the dynamics of ongoing credit risk expenses are expected to change significantly. The changes to cost of risk are already starting to concern business leaders, Chief Risk Officers and Chief Financial Officers. Significantly extended outlook periods of provisioning models, the need to provide point-in-time forward-looking estimates, accompanied by judgmental elements inherent in a generally ‘principles based’ approach, and new modelling techniques required to perform these estimations contribute to this increase in potential uncertainty. This paper outlines the main challenges under the IFRS 9 Impairment Standard, building on concepts known from the Basel II and III A/F-IRB (Advanced/Foundation – Internal Ratings Based) approach for regulatory capital.7 The most relevant ongoing issues will be the higher volatility and additional complexity of the Profit and Loss (P&L) effect of credit risk. This paper builds on the framework ‘Impact of Risk’, as introduced by the author in 20131 as an objective measure for actual credit risk in line with A/F-IRB standards, to cover IFRS 9 provisioning and to provide a separation of cost of risk into its main components. To further bridge the gap towards an economic value, the benchmark iACV© is introduced on the basis of an amortised cost concept, while fully recognising expected lifetime losses. This latter concept will prove useful for calibration of the IFRS 9 asset value and the ability to compare it objectively among different portfolios or jurisdictions.
Towards hybrid self-learning ontologies: A new Python module for closed-loop integration of decision trees and OWL
Authors: Preis Simon J.
Published: July 2024

Ontologies are a valuable tool for organising and representing knowledge. Decision trees (DTs) are a machine learning (ML) technique that can be used to learn from data. The integration of DTs and ontologies has the potential to improve the performance of both technologies. This paper proposes a novel approach to integrating DTs and ontologies. For that purpose, a new Python module is developed and validated to demonstrate this approach. The dt2swrl module has been evaluated against two research questions (RQs). RQ1 asked whether existing Python packages are capable of integrating DT rules with ontologies. The investigation showed that none of the existing packages can achieve the defined goals. RQ2 asked whether a generic module can be developed to automatically integrate DT rules with ontologies. The dt2swrl module has been developed to address this gap and it has been shown to be effective in achieving the desired goals. It can be used to develop hybrid ontologies that seamlessly integrate expert-based and data-based rules, and self-learning ontologies that can automatically maintain their rules based on new data. The paper concludes by discussing the limitations of the dt2swrl module and the implications of the research for future work.
Understanding ORAT and how ADM's ORAT programme contributes to sustainability
Authors: Talbot Sarah
Published: July 2024

This paper discusses how operational efficiency and sustainability are two preoccupations for airport administrations. ORAT's objective is to operate a new facility on day one as if it had been operated for years. By engaging stakeholders in the process, Aéroports de Montréal's (ADM's) Operational Readiness and Airport Transition (ORAT) programme contributes to life cycle analysis, decreases the risk of changes during construction and lowers the post-opening modifications, which results in less deconstruction and material loss. It supports commissioning in the attempt to achieve a cost-effective strategy for reducing energy, costs and greenhouse gas (GHG) emissions in buildings. In short, ADM's ORAT programme promotes sustainability.
Benchmarking healthcare quality in the United States
Authors: Lockamy Archie
Published: July 2024

The COVID-19 pandemic has brought the quality of healthcare in the United States under increased scrutiny. The Agency for Healthcare Research and Quality (AHRQ) within the United States Department of Health and Human Services (HHS) is charged with improving the safety and quality of the US healthcare system. The purpose of this study is to benchmark healthcare quality in the United States using data provided by AHRQ. The study consists of quality measures compiled by AHRQ that are utilised by the 48 contiguous states comprising the United States along with Alaska, Hawaii and the District of Columbia. The measures are set against achievable benchmarks to assess US healthcare quality at the national, regional, divisional and state levels. The results of this study show that the Northeast region has the highest average number and percentage of healthcare quality benchmarks achieved in the United States. At the divisional level, New England leads the country in healthcare quality. An analysis at the state level reveals that Maine is the leader in healthcare quality in the Northeast region, Wisconsin and Iowa in the Midwest region, Delaware in the South region, and Colorado in the West region. The results of this study can be used by policymakers at the national, state and local levels to target healthcare quality improvement initiatives in the United States.
Interchange fees in card payments
Authors: Börestam Ann , Schmiedel Heiko
Published: July 2024

The present paper explores issues surrounding multilateral interchange fees (MIFs) in payment card markets from various angles. A constructive dialogue among the stakeholders involved is key in this debate. Transparency and clarity with respect to the real costs and benefits of different payment instruments are indispensable for a modern and harmonised European retail payments market. Interchange fees (if any) should be set at a reasonable level so as to promote overall economic efficiency in compliance with competition rules.JEL code: G21, D43, L13.
How can regional airports make the most of opportunities open to them? Lessons learned from Bologna Airport’s experience
Authors: Ventola Nazareno , Franco Nazzarena
Published: July 2024

Regional airports can range from highly profitable companies to loss-making pure connectivity providers, depending on their geographical and competitive positioning. Analysing the performance of Bologna Airport, the authors propose a taxonomy of regional airports, depending on their primary function and considering their logistics and relative degree of competition. In the final part of this paper, Bologna Airport’s business strategy is proposed in detail, as an example of how regional airports can utilise their strengths in order to build competitive advantage and create value for their stakeholders and shareholders.
Liquidated damages and penalty clauses: Where are we now?
Authors: Sutton Graham , Rzedzian Jan
Published: July 2024

This paper takes a detailed look at the principle of liquidated damages and provides an insightful update that will be of use to professionals, employers and contractors alike. The authors initially look at the historic approach taken by both the industry and the courts to liquidated damages and then move on to consider how developments in case law have recently added the concept of commercial justification. Finally, an analysis of the approach taken by two of the widely used standard form contracts is followed by a series of practical tips.