bluuebunny/crossref_metadata_2025 huggingface dataset:
Hijrah Milenial: Antara Kesalehan dan Populism
Authors: Annisa Firly
Published: September 2020

Publik Islam yang pada rezim sebelumnya dikontrol dalam ruang keagamaan formal agar mudah dikendalikan oleh negara, pada era Reformasi mulai menyebar pada kepemimpinan organisasi masyarakat dan politik praktis. Hadirnya berbagai partai politik yang menggunakan Islam sebagai basis dan simbol politik menjadi petanda “kebangkitan” Islam dalam ruang demokrasi. Apabila dihubungkan dengan tumbuhnya media sosial dan jaringan internet di Indonesia, micro celebritiesmenjadi komponen penting menghadirkan identitas Islam dalam budaya populer. Dengan menarik pengikut di media sosial Instagram, para micro-celebritiesMuslim, dapat berpotensi membentuk "Publik Islam" mereka sendiri. Dengan mengelola wacana kesalehan melalui performativitas tubuh yang di unggah secara terus menerus di media sosial, publik Islam dapat terbentuk dengan berbagai tujuan seperti menggaet popularitas yang berujung pada keuntungan ekonomi dan popularitas. Penyebaran otoritas pengetahuan semakin terjadi dalam segmen-segmen kecil, yang justru sulit dikontrol dan justru dapat menjadi embrio radikalisme, fanatisme dan intoleransi karena hanya menghadirkan hitam putih agama yang sekali lagi miskin argumentasi dan kontemplasi.
Arus Teknologi Global: Tantangan Eksistensi Agama dalam Ruang Sosial Kapitalisme Data
Authors: Sumrahadi Abdullah
Published: September 2020

Artikel pendek ini tidak memiliki maksud untuk mereduksi makna besar tentang agama. Bukan juga menguji pendekatan atau hipotesa tertentu. Artikel ini merupakan alat atau semacam fondasi untuk membaca dengan memberikan rentetan diskusi secara deskriptif. Sehingga yang muncul adalah bacaan kritis yang in-line dalam setiap topik dan sub-topik bahasan, juga tidak menyimpulkan suatu simpulan. Tetapi menawarkan ruang refleksi sosiologis bagi para pembacanya. Maksud model penulisan dan pengungkapan demikian ini adalah untuk memudahkan pembaca memahami alur berpikir beserta cabang atau varian perkembangan teknologi informasi melalui medium internet

yang kini sudah bermutasi kepada kapitalisasi data. Serta bagaimana kehidupan beragama, kemanusiaan dan demokrasi yang akar nilainya pada prinsip-prinsip kebaikan tidak menjadi pelaku kediktatoran arus kapital dunia data.
Pesan Instan Muslimah Kelas Menengah Baru: Studi Identitas Islam di Group Whatsapp “Islam”
Authors: Ridho Subkhi
Published: September 2020

Di Era posmodern, masyarakat memproduksi ribuan pesan dalam jumlah yang sangat besar. Peningkatan tersebut terjadi akibat keberadaan internet yang jangkauannya hingga ke berbagai wilayah. Tulisan ini melakukan observasi mengenai wacana di tiga grup WhatsApp jamaah pengajian yaitu Pengajian Medina, Pengajian Safina, dan Pengajian al-Hijrah yang anggota-anggotanya berasal dari kelompok perempuan kelas menengah Muslim di kota Yogyakarta. Rata-rata anggota jamaah pengajian ini merupakan representasi dari perempuan kelas menengah Muslim yang kuat secara ekonomi dan kalangan terpelajar. Tulisan ini mengelaborasi pandangan mereka dan praktik mereka

sebagai Muslim kota di media WhatssApp. Selain itu juga berusaha memahami konstelasi pandangan perempuan kelas menengah Muslim kota kaitannya dengan serangkaian demonstrasi yang menggunakan identitas Islam, seperti Aksi Bela Islam 411, dan 212.
Islam, Populisme dan Masa Depan Demokrasi di Indonesia
Authors: Arifin Syamsul
Published: September 2020

Populisme merupakan konsep yang disematkan pada gerakan Islam di Indonesia belakangan ini mengiringi beberapa rangkaian politik elektoral baik di level lokal maupun nasional. Ihwal penyematan ini dilatarbelakangi oleh penggunaan identitas keagamaan yang mengesankan gerakan yang dirancang oleh beberapa elite dari kalangan Islam merupakan gerakan eksklusif. Gerakan ini untuk sementara waktu membuahkan hasil yang ditunjukkan dengan kemenangan salah satu pasangan dalam Pilkada di DKI Jakarta pada 2017. Sukses dalam politik elektoral, gerakan populisme Islam terus dirawat yang nantinya menjadi suatu strategi permanen dalam kontestasi politik elektoral di tingkat nasional. Populisme Islam bagi sebagian kalangan dikhawatirkan dapat menghalangi perkembangan demokrasi di Indonesia yang sejatinya masih dalam proses transisi menuju konsolidasi demokrasi. Artikel ini pertama-tama ingin memberikan apresiasi terhadap kontribusi umat Islam sebagai kelompok keagamaan terbesar di Indonesia karena telah memberikan contoh yang baik bagi negara-negara mayoritas Islam lainnya dalam mentransformasi rezim otoriter ke rezim yang lebih demokratis. Pembahasan berikutnya ingin meletakkan populisme sebagai suatu gerakan yang seharusnya memberi manfaat positif terhadap perkembangan demokrasi di Indonesia mengingat pandangan Muslim mainstream menerima demokrasi baik sebagai suatu fakta sejarah maupun karena dari sisi teologis, Islam dan demokrasi tidak perlu diletakkan dalam posisi yang saling berhadapan.
Kebenaran Yang Terbelah: Populisme Islam dan Disinformasi Politik Elektoral
Authors: Akmaliah Wahyudi
Published: September 2020

Artikel ini menjelaskan mengenai masa depan demokrasi Indonesia di tengah ancaman Populisme Islam dengan melihat pertautan media sosial dengan mengajukan tiga pertanyaan; bagaimana politik elektoral dipengaruhi oleh disinformasi melalui media sosial sebagai cara dan strategi untuk menghancurkan lawan politik? Wacana-wacana apa saja yang muncul dalam disinformasi tersebut sebagai pendulum menguatkan sekaligus menyerang politik lawan? Bagaimana masa depan demokrasi Indonesia di tengah disinformasi masyarakat dan populisme Islam di Indonesia? Artikel ini berargumen bahwasanya disinformasi merupakan gejala yang tidak hanya menimpa Indonesia, melainkan juga secara global. Dalam runtutan sejarah, peristiwa 1965-1966 merupakan titik awal bagaimana hoaks dan fitnah itu digunakan dalam disinformasi yang mengacaukan bangunan logika masyarakat Indonesia sehingga tidak bisa melihat batas tegas masa lalu dan masa depan pada saat ini serta titik perbedaan antara fiksi dan realitas dalam tautannya dengan isu sosial dan politik. Kehadiran media sosial, menguatnya populisme Islam, berkawin-mawin dengan predator politik dalam politik elektoral memperparah kondisi tersebut, mengakibatkan kemunculan narasi-narasi yang berasal dari tautan masa lalu, kebijakan politik, sekaligus fitnah yang tidak diselesaikan sebelumnya. Disinformasi dalam tautan populisme Islam yang dimainkan oleh predator politik ini berakibat tuntutan yang lahir dari masyarakat agar negara memiliki kebijakan tangan besi.
Sayap Moderasi Muhammadiyah, Progresif-Dinamis untuk Indonesia (Berke)Maju(An)
Authors: Setiawan Benni
Published: September 2020

Tulisan ini membahas tentang peran dan posisi Muhammadiyah dalam upaya moderasi keberagamaan di Indonesia. Muhammadiyah sebagai organisasi massa terbesar di Indonesia mempunyai peran signifikan dalam proses itu. Proses moderasi itu dapat dilakukan oleh Muhammadiyah karena Persyarikatan mempunyai fondasi ideologi reformis, moderat, pandangan Islam yang berkemajuan, potensi sumber daya manusia, amal usaha, dan jaringan yang dimiliki. Teologi al-Maun dan al-Ashr menjadi dasar utama Muhammadiyah dalam mencerahkan peradaban bangsa. Peradaban bangsa kian utuh dan teguh saat Muhammadiyah senantiasa berkontribusi positif terhadap Negara melalui sumber daya kader yang mumpuni, peran serta amal usaha Muhammadiyah, dan jejaring sosial yang solid. Selain itu sayap moderasi Muhammadiyah kian kukuh karena organisasi yang didirikan oleh K.H. Ahmad Dahlan ini senantiasa adaptif terhadap persoalan dan potensi lokal. Kontekstualisasi Muhammadiyah inilah yang memberi warna sekaligus solusi bagi masalah keumatan. Konteks lokal yang membangkitkan spirit tajdid sebagai ciri utama Muhammadiyah
Pengaruh Aktivitas Belajar Dan Nilai Ujian Nasional Terhadap Hasil Belajar Matematika Siswa Kelas X MA Nurul Fata
Authors: Puspitasari Yesi , Hasanah Nur
Published: September 2020

Penelitian ini bertujuan untuk mengetahui pengaruh dari beberapa variable yaitu: Aktivitas belajarterhadap hasil belajar matematika, nilai ujian nasional matematika terhadap hasil belajarmatematika dan pengaruh secara simultan dari aktivitas belajar dan nilai ujian nasional terhadaphasil belajar matematika siswa kelas X MA Nurul Fata Tahun Pelajaran 2017/2018. Populasi dalampenelitian ini siswa kelas X MA Nurul Fata dengan jumlah siswa 48 siswa dan teknik pengambilansampel sampling jenuh semua populasi dijadikan sampel karena < 100.Rancangan penelitian inimenggunakan penelitian ex-post facto.Data dikumpulkan dengan metode observasi, angket,dokumentasi.Data dianalisis dengan korelasi kemudian diaalisis megguaka regresi berganda. Hasilanalisis menunjukkan bahwa ada pengaruh antara aktivitas belajar dan nilai ujian nasional terhadaphasil belajar siswa kelas X MA Nurul Fata tahun pelajaran 2017/2018, secara simultan yaitusebesar 67,2% dan secara terpisah yaitu pada variable pengaaruh aktivitas belajar terhadap hasilbelajar sebesar 59,22% dan pengaruh nilai ujian nasional terhadap hasil belajar yaitu sebesar8,53%.
PENGARUH METODE STAD (Student Teams Achievement Division) TERHADAP HASIL BELAJAR MATEMATIKA SISWA KELAS VIII SEMESTER GENAP DI SMP NEGERI 1 SITUBONDO
Authors: Noervadila Irma , Bustami Afif
Published: September 2020

Model pembelajaran merupakan salah satu faktor penting dalam pembelajaran yang digunakan olehguru demi tercapainya keberhasilan belajar siswa. STAD (Student Teams Achievement Division)merupakan jenis pembelajaran kooperatif yang cukup sederhana. Skripsi ini bertujuan untukmengetahui ada atau tidaknya pengaruh metode STAD terhadap hasil belajar matematika siswa kelasVIII semester genap di SMP Negeri 1 Situbondo. Peneliti menggunakan tipe penelitian deskriptifdengan pendekatan kuantitatif dengan metode eksperimen. Teknik pengumpulan data dalampenelitian ini adalah angket dan tes. Hasil perhitungan analisis data diperoleh tℎ????????????????????= 3,5207 ≥t????????????????????= 1,6694, dengan demikian ????1 diterima, artinya ada pengaruh yang signifikan dari penerapanmodel pembelajaran kooperatif tipe STAD. Berdasarkan perhitungan nilai mean kelas eksperimen dankelas kontrol didapatkan mean kelompok eksperimen = 90,48 > mean kelompok kontrol = 85,07.Sehingga disimpulkan ada pengaruh yang signifikan dari penerapan model pembelajaran kooperatiftipe STAD terhadap hasil belajar matematika materi bangun ruang siswa kelas VIII SMP Negeri 1Situbondo. Penulis penyarankan pada peneliti lanjutan, sebaiknya terlebih dahulu dianalisis kembali,terutama dalam hal alokasi waktu dan fasilitas pendukung termasuk media yang ada pada sekolah.
DAMPAK MEDIA SOSIAL TERHADAP PRESTASI BELAJAR PESERTA DIDIK
Authors: Suryaningsih Anik
Published: September 2020

Social media not for learning purposes. Social media is very influential for students to support learning achievement. Learning achievement is a result of learning achieved after participating in the process of learning activities. Learning achievements can also be shown in the form of numbers or values, to obtain the achievement of learning achievement requires a maximum effort. Moreover, in teaching and learning activities a process of organizing, organizing the environment around students is needed so that it can foster and encourage students to do the learning process. The role of parents and teachers in schools is expected to help students in limiting themselves in social media. The purpose of the author to write this is to determine the effect of: (1) learning achievement; (2) Social Media; (3) effect  negative and positive; (4) the role of teachers in schools on the impact of the use of social media.
HUBUNGAN ANTARA GAYA BELAJAR DAN JENIS KELAMIN TERHADAP HASIL BELAJAR MATEMATIKA
Authors: Gustiary Ranindya Masyarah , Idayani Darsih
Published: September 2020

Penelitian ini mempunyai tujuan untuk mengetahui apakah ada hubungan atau tidak antara gaya belajar dan jenis kelamin terhadap hasil belajar matematika siswa kelas VIII semester ganji di MTs Negeri 1 Situbondo Tahun Pelajaran 2017/2018. Metode penelitian kuantitatif digunakan dalam penelitian ini dengan teknik pengambilan sampel menggunakan sampel acak dan penghitungan jumlah sampel menggunakan rumus Slovin. Untuk mengumpulkan data digunakan teknik dokumentasi dan angket. Jumlah populasi penelitian ini sebanyak 106 siswa dengan jumlah sampel sebanyak 84. Pengujian hipotesis menggunakan korelasi Product Moment, korelasi ganda, dan dilanjutkan dengan uji F.Hasil penelitian ini menunjukkan bahwa: (1) Ada hubungan antara gaya belajar dan hasil belajar dengan rhitung 0,477 > rtabel 0,2146. (2) Tidak ada hubungan antara jenis kelamin dan hasil belajaar dengan rhitung 0,209 < rtabel 0,2146 (3) Ada hubungan antara gaya belajar dan jenis kelamin terhadap hasil belajar dengan RYX1X2 hitung 0,48504 > rtabel 0,2146. Dibandingkan dengan tabel koefisien korelasi berganda, nilai RYX1X2 0,48504 berada pada tingkat hubungan sedang. Pada taraf signifikan 5% diperoleh hasil Ftabel 3,11 < Fhitung 12,459. Hipotesis alternatif (Ha) diterima dan hipotesis nihil (Ho) ditolak, artinya ada hubungan yang signifikan antara gaya belajar dan jenis kelamin terhadap hasil belajar matematika siswa kelas VIII di MTs Negeri 1 Situbondo tahun pelajaran 2017/2018
PENERAPAN PEMBELAJARAN MODEL SOLUTION AND CRITIC GROUP UNTUK MENINGKATKAN AKTIVITAS DAN HASIL BELAJAR SISWA KOMPETENSI DASAR MENGINDENTIFIKASI BENTUK PASAR DALAM KEGIATAN EKONOMI MASYARAKAT
Authors: Harisantoso John , . Nursalam
Published: September 2020

Berdasarkan hasil observasi di MTs Al-Iman Klatakan Situbondo, penguasaan IPS cenderung masih rendah dan jauh dari yang diharapkan. Tolak ukur keberhasilan mengajar didasarkan pada ketuntasan belajar 85% untuk ketuntasan belajar secara klasikal belum tercapai. Berdasarkan latar belakangdiatas, maka rumusan masalah, meliputi (1) apakah penerapan pembelajaran model solution and critic group dapat meningkatkan aktivitas siswa pada kompetensi dasar mengidentifikasi bentuk pasar dalam kegiatan ekonomi masyarakat mata pelajaran IPS Kelas VIII-B MTs Al-Iman Klatakan Situbondo pada semester genap tahun pelajaran 2015/2016?, (2) apakah penerapan pembelajaran model solution and critic group dapat meningkatkan hasil belajar siswa pada pompetensi dasar mengidentifikasi bentuk pasar dalam kegiatan ekonomi masyarakat mata pelajaran IPS kelas VIII-B MTs Al-Iman Klatakan Situbondo semester genap tahun pelajaran 2015/2016?. Desain penelitian ini adalah PTK, berkolaborasi dengan guru yang dilakukan 2 siklus. Dalam PTK ada 4 tahap yaitu perencanaan, tindakan, observasi dan refleksi. Data primer dengan mengunakan tes ulangan dan observasi dengan checklist, serta data sekunder dengan wawancara.Berdasarkan hasil penelitian, dapat disimpulkan, (1) penerapan pembelajaran model solution and critic group dapat meningkatkan aktivitas belajar mencapai 87% (2) penerapan pembelajaran model solution and critic group dapat meningkatkan hasil belajar mencapai 89%.
PENGARUH MOTIVASI BELAJAR DAN KESIAPAN BELAJAR TERHADAP HASIL BELAJAR SISWA MATA PELAJARAN SEJARAH KELAS XI-IIS SMA NEGERI 1 PRAJEKAN SEMESTER GANJIL TAHUN PELAJARAN 2015/2016
Authors: Hartono Wiji , Puspitaningrum Dyah Ayu
Published: September 2020

Abstrak: Dalam proses pendidikan titik beratnya terletak pada pihak anakdidik yaitu akan terjadi proses belajar yang merupakan interaksi dengan pengalaman-pengalamannya. Belajar mengakibatkan terjadinya perubahanpada diri orang yang belajar. Perubahan tersebut bersifat integral, artinya perubahan dalam aspek kognitif, afektif, dan psikomotor. Menurut teori, aspekkognitif dapat dipengaruhi oleh kesiapan belajar siswa. Kondisi siswa yangsiap menerima pelajaran dari guru, akan berusaha merespon atas pertanyaanpertanyaan

yang telah diberikan oleh guru. Penelitian ini bertujuan untukmengetahui apakah ada pengaruh motivasi intrinsik, motivasi ekstrinsik dankesiapan belajar siswa terhadap hasil belajar siswa. Penelitian ini merupakanpenelitian kuantitatif. Metode pengumpulan data adalah kuisioner, tes, dandokumentasi. Subjek penelitian ini adalah siswa kelas XI IIS dengan jumlahpopulasi 65 siswa. Analisis data meliputi korelasi dan analisis varian untuksemua variabel. Uji hipotesis untuk mengetahui pengaruh motivasi intrinsik,motivasi ekstrinsik dan kesiapan belajar siswa terhadap hasil belajar siswadengan hasil F hitung = 14,241, F tabel = 3,94 pada α = 0,05. Ternyata F hitung = 14,241 > F tabel = 3,94. Untuk R square didapatkan 41,189% makadisimpulkan bahwa ada pengaruh motivasi intrinsik, motivasi ekstrinsik dankesiapan belajar siswa terhadap hasil belajar siswa dengan sumbangan efektifsebesar 41,189%. Sumbangan Efektif (SE) prediktor (X1) motivasi intrinsikterhadap kriterium (Y) hasil belajar siswa 9,381%, Sumbangan Efektif (SE)prediktor (X2) motivasi ekstrinsik terhadap kriterium (Y) hasil belajar siswa0,830%, Sumbangan Efektif prediktor (X3) kesiapan belajar siswa terhadapkriterium (Y) hasil belajar siswa 30,978% ini menunjukan bahwa kesiapanbelajar siswa lebih berpengaruh terhadap hasil belajar siswa dibandingmotivasi belajar. Dengan melihat hasil data yang telah dipaparkansebelumnya, maka dapat disimpulkan bahwa “Ada pengaruh positif antaramotivasi belajar dan kesiapan belajar terhadap hasil belajar siswa padapelajaran sejarah kelas XI IIS di SMA Negeri 1 Prajekan semester ganjil tahunpelajaran 2015/2016.
PENERAPAN PEMBELAJARAN YANG BERORIENTASI PADA VOCATIONAL SKILL DENGAN PENDEKATAN KONTEKSTUAL UNTUK MENINGKATKAN HASIL BELAJAR MATEMATIKA SISWA KELAS XII PERBANKAN-1 SMKN 1 PANJI SITUBONDO TAHUN PELAJARAN 2016/2017
Authors: Rohana Siti
Published: September 2020

Selama ini siswa SMK merasa fobia dan tidak bersemangat dalam belajar matematika. Padahal hampir seluruh mata pelajaran membutuhkan matematika dalam penyelesaiannya. Dalam upaya meningkatkan hasil belajar matematika siswa, maka perlu diupayakan suatu pembelajaran yang dapat mengaitkan isi materi matematika dengan permasalahan sehari-hari. Oleh karena itu diadakan penelitian tindakan kelas yang menerapkan model pembelajaran yang berorientasi pada Vocational Skill dengan pendekatan kontekstual di kelas XII Perbankan SMKN 1 Panji Situbondo. Analisis data menggunakan model Miles-Huberman, yaitu tahap reduksi data, penyajian data, penarikan kesimpulan atau verifikasi data. Dalam penelitian ini, materi anuitas yang diajarkan dirancang sedemikian rupa sehingga terlihat dengan jelas keterkaitannya dengan masalah kejuruan siswa (Perbankan). Hasil penelitian menunjukkan bahwa pembelajaran anuitas yang berorientasi pada Vocational Skill dengan pendekatan kontekstual dapat meningkatkan hasil belajar, aktivitas, dan pemahaman siswa tentang materi yang disampaikan.
PENGARUH PENGANGGURAN DAN INFLASI TERHADAP PRODUK DOMESTIK BRUTO INDONESIA TAHUN 2009-2019
Authors: Harjunawati Sri , Hendarsih Ida
Published: September 2020

Sesuai dengan pasal 33 UUD 1945, tujuan utama pemerintah Indonesia adalah kemakmuran rakyat Indonesia. Negara dikatakan makmur jika sebagian besar kebutuhan rakyatnya terpenuhi. Alat pemuas kebutuhan berupa barang dan jasa yang dihasilkan di wilayah Indonesi yaitu Pendapatan Domestik Bruto. Terdapat banyak faktor agregatif ayang berpengaruh terhadap Produk domestik Bruto, diantaranya Pengangguran dan Inflasi. Penelitian ini meneliti pengaruh pengangguran dan inflasi terhadap Produk Domestik Bruto. Penelitian pada pebngaruh variabel bebas Pengangguran (X1) terhadap Produk Domestik Bruto (Y) menghasilkan nilai t hitung sebesar -4.974 > 2.300 (t tabel). Penelitian pada pengaruh variabel bebas Inflasi (X2) terhadap variabel terikat Produk Domestik Bruto menghasilkan nilai t hitung sebesar 1.511 < 2.300 (t tabel). Uji linier berganda pada penelitian ini menghasilkan nilai F hitung sebesar 14.834 > 4.35 (F tabel). Persamaan regresi pada penelitian ini adalah Y = 21036872.292 – 1.526 X1 – 127482.199X2 + e. Nilai R koefisien korelasi sebesar 0,900 dan nilai R square 0,809.
PENGARUH MEDIA PEMBELAJARAN TERHADAP HASIL BELAJAR PESERTA DIDIK KELAS VII MATA PELAJARAN IPS DI MTS NEGERI 1 SITUBONDO SEMESTER GENAP TAHUN PELAJARAN 2018/2019
Authors: , Liptianingsih , , Dasucik
Published: September 2020

Tujuan penelitian untuk mengetahui pengaruh media pembelajaran terhadap hasil belajar peserta didik kelas VII mata pelajaran ips di MTs Negeri 1 Situbondo tahun pelajaran 2018/2019.Teknik penentuan responden penelitian menggunakan populasi. Dari hasil penelitian yang diperoleh dengan menggunakan rumus analisis variansi garis regresi menghasilkan Ry (1,2) empiric sebesar 0,537. Yang apabila dikonsultasikan dengan r-tabel dengan N sebanyak 100 responden dan taraf signifikansi 5% diperoleh 0,197 perhitungan tersebut dimaksudkan untuk membuktikan hipotesa kerja mayor dengan menggukan uji signifikansi.Dari hasil perhitungan analisis variansi garis regresi diperoleh Freg sebesar 19,618. Dan apabila dikonsultasikan dengan F table untuk db=2 dan db=97 dengan taraf signifikansi 5% diperoleh 3,090. Dengan demikian dari hasil perhitungan tersebut menunjukkan Freg lebih besardari F-tabel.
ANALISIS KEMAMPUAN KOMUNIKASI MATEMATIS SISWA DALAM PEMECAHAN MASALAH MATEMATIKA KELAS XI MA DARUL ULUM
Authors: Khairiyah Ummi , Idayani Darsih , Puspitasari Yesi
Published: September 2020

Penelitian ini bertujuan untuk mendeskripsikan kemampuan komunikasi matematis siswa dalam pemecahan masalah matematika kelas XI MA Darul Ulum tahun pelajaran 2019/2020. Penelitian ini merupakan jenis penelitian deskriptif kualitatif. Subjek dalam penelitian ini adalah siswa kelas XI MA Darul Ulum sebanyak 3 siswa dengan tingkat kemamuan komunikasi yang berbeda. Pengumpulan data dalam penelitian ini menggunakan 4 metode yaitu; obeservasi, wawancara, tes pemecahan masalah, dan dokumentasi kemudian dianalisis pada masing-masing metode pengumpulan data. Hasil penelitian menunjukkan bahwa semua subjek sudah memahami masalah dengan baik serta mempunyai perencanaan dan melakukan penyelesaian masalah dengan baik, akan tetapi pada subjek berkemampuan komunikasi rendah kurang baik dalam melakukan perencanaan penyelesaian masalah sehingga menunjukkan hasil yang salah sedangkan subjek berkemampuan komunikasi tinggi dan sedang menunjukkan hasil yang benar. dapat disimpulkan bahwa tingkat kemampuan komunikasi matematis yang berbeda mempunyai pemecahan masalah berbeda.
THE EFFECT OF PORTFOLIO SIZE ON THE FINANCIAL PERFORMANCE OF PORTFOLIOS OF INVESTMENT FIRMS IN KENYA
Authors: Mbogo Peter Kimani , Aduda Dr. Josiah , Mwangi Mr. Mirie
Published: September 2020

Purpose: The purpose of this study was to determine the effect of portfolio size on the financial performance of portfolios of investment firms in Kenya.Methodology: The research design was descriptive survey study in nature since it focused on all investment firms in Kenya. The population of the study was all the investment firms in Kenya. This implied that the total population of this study is 90 firms as given by the Kenya Association of Investment Groups (KAIG). For representativeness purposes, the current study took a sample size of 50% of the population. This was 45 firms. This sample size was justified since this study could not anticipate how good the response rate would be.  The 45 firms must have been in existence for 5 years (2007 to 2011).Results: The finding reveal that investments firms in Kenya had put the biggest allocation of funds in stocks, followed by real estate portfolio and the least holding was in bond and money market funds.  The findings also reveal that that the stocks portfolio generated the highest returns followed by bond and money market returns while real estate portfolio generated the least returns.  The first objective of the study was to establish the optimal portfolio size for investment firms in Kenya. The findings in this study indicated that an optimal portfolio should hold between 16 and 20 stocks. Unique contribution to theory, practice and policy: It was recommended that investment managers should consider increasing the number of stocks from the current average of 13 stocks to between 16 to 20 stocks.  Such a portfolio size would be optimal since approximately 91% of risk would have been diversified.
RELATIONSHIP BETWEEN BOARD COMPOSITION AND FINANCIAL PERFORMANCE OF COMPANIES LISTED AT THE NAIROBI SECURITIES EXCHANGE
Authors: Ngulumbu Onesmus , Aduda Dr. Josiah
Published: September 2020

Purpose: The purpose of this study is to establish the relationship between board composition and financial performance of quoted companies at the Nairobi Securities exchange.Methodology: This study employed correlational survey design. The population of this research consisted of all the listed companies in the Nairobi Security Exchange. The study used secondary data. Financial performance (ROA) was collected for a period of three years (2010 to 2012). Data was analyzed using Statistical Package for Social Sciences (SPSS) and results were presented in frequency tables and figures. The data was then analyzed in terms of descriptive statistics like frequencies, means and percentages.Results: The study findings indicated that the overall financial performance of listed companies was determined by the corporate governance practices. Results also revealed that there was an increasing trend inboard Size, independent directors (non-executive directors), number of board committees, number of founder directors, gender mix, level of education of directors and age of the directors over the three years. Regression analysis was conducted to empirically determine whether independent variables were a significant determinant of profit before tax. Regression results indicate the goodness of fit for the regression between independent variables and dependent variable is satisfactory. ANOVAs results indicated that the overall model is significant. This implied that the independent variables did a good job at predicting profitability.Unique contribution to theory, practice and policy: The study recommends that the management should ensure that corporate governance practices are adhered to strictly as they are good determinants of financial performance. It is also recommended that the firm should have non-executive directors who act as "professional referees" to ensure that competition among insiders stimulates actions consistent with shareholder value maximization. On the same note, the study recommends that non-executive directors/ foreign ownership be handled with care for their participation is significant. Non-executive directors/ foreign ownership should be designed to enhance the ability of the firm to protect itself against threats from the environment and align the firm's resources for greater advantage.
EFFECT OF VOLUME OF SHARES TRADED ON SHARE PRICES OF FIRM'S LISTED ON NAIROBI SECURITY EXCHANGE
Authors: Mariko Batista J. , M Theuri J.
Published: September 2020

Purpose: The purpose of this study was to establish the effect of volume of shares traded on share prices of firm's listed on Nairobi Security Exchange.Methodology: The study was carried out using descriptive research design. The target population consisted all companies listed on the NSE, and had previously done a rights issue. Convenient sampling technique was used to identify firms that had rights issue in the period under study.  Secondary data was collected using a schedule developed by the researcher. Data analysis was done using events study methodology and regression modelling.Results: Based on the findings the study found out that there existed a negative relationship between volume of shares traded and the share price. Specifically, the share price is negative (Î²=-0.909) and significant (p-value = 0.000) at 5% and that 9.4 percent of the variations in volume of shares traded were explained by the variations in share pricesUnique contribution to theory, practice and policy: Based on the findings the study recommends that further studies to be done on the impact of bonus issues, IPOs, and the global economic crisis (2008-2009) on stock returns of companies listed at the NSE.
EFFECT OF CAPITAL ADEQUACY ON THE FINANCIAL PERFORMANCE OF SAVINGS AND CREDIT SOCIETIES IN KENYA
Authors: Barus Jane J. , Muturi Dr. Willy , Kibati Dr. Patrick , Koima Dr Joel
Published: September 2020

Purpose: The purpose of this study to establish the effect of capital adequacy on the financial performance of savings and credit societies in Kenya.Methodology: The study employed an explanatory research design. The target population was 83 registered deposit taking SACCO's in Kenya that have been in operation for the last five years. The sample size for the study was all 83 SACCOs that have remained in existence since 2011-2015. Census methodology was used in the study.  Both primary and secondary sources of data were employed.  Multiple linear regression models were used to analyze the data using statistical package for the social sciences (SPSS) and STATA. A pilot study was conducted to measure the research instruments reliability and validity. Descriptive and inferential analysis was conducted to analyze the data. The data was presented using tables and graphs.Results: Based on the findings the study concluded that capital adequacy influenced the financial performance of savings and credit societies in Kenya. This can be explained by the regression results which showed that the influence was positive and also showed the magnitude by which capital adequacy influenced the financial performance of savings and credit societies.Unique contribution to theory, practice and policy: Based on the findings the study recommended for improvement of the capital requirement regulations by SASRA. The study also recommended that SACCO should improve their liquidity, profitability, operating efficiency and total assets turnover if they must remain in business and meet the capitalization threshold SASRA. Further, the study recommended that SACCO's should shift their concentration from increasing capital levels to credit risk management. Credit risk management would result to improvement in the financial performance of SACCO's.
MEASURES COMMERCIAL BANKS HAVE TAKEN TO ENSURE COMPLIANCE WITH THE CAPITAL ADEQUACY REQUIREMENT IN BASEL III FRAMEWORK
Authors: Kombo Kevin N. , Njuguna Dr. Amos
Published: September 2020

Purpose: The purpose of the study was to establish measures commercial banks have taken to ensure compliance with the capital adequacy requirement in Basel III framework.Methodology: A descriptive survey design was applied to a population of 43 commercial banks operating in Kenya. The target population composed of the 159 management staff currently employed at the head offices of the various commercial banks in Kenya. The population was composed of Senior, Middle and Junior or Entry level Management staff. A sample of 30% was selected from within each group. Primary data was gathered using questionnaires which were dropped off at the bank's head offices and picked up later when the respondents had filled the questionnaires. Descriptive analysis was used to analyze quantitative data while content analysis was used to analyze qualitative data.Results: Based on the findings the study concluded that the commercial banks in Kenya have taken various measures to ensure compliance with capital adequacy requirement such as cutting back on lending, market rights issue/bonds, increasing revenue growth/cutting costs and withholding dividend payment. In addition, the study concluded that commercial banks, in a bid to reduce the challenges experienced in the implementation of capital adequacy requirement, they opt to purchase high quality liquid assets, increasing their maturity profile and increasing retail deposits.Unique contribution to theory, practice and policy: The study recommends that it is vital to understand the forces behind the increasing sophistication and efficiency of risk management systems, before adopting them more widely for regulatory purposes
THE EFFECT OF MONETARY POLICY ON FINANCIAL PERFORMANCE OF THE COMMERCIAL BANKS LISTED ON THE NAIROBI SECURITIES EXCHANGE
Authors: Meshack Kerongo Maatwa , Nyamute Mrs Winnie
Published: September 2020

Purpose: The purpose of this study was to establish the effect of monetary policy on the financial performance of commercial banks listed in the Nairobi securities Exchange in KenyaMethodology: The study adopted a descriptive survey of the commercial banks listed on the NSE. The total population consisted of all 11 commercial banks listed on the NSE as at 30 June 2015. Since the population of the study was small, the study used secondary data which was readily available from both the Central Bank of Kenya and the Nairobi Securities Exchange. All the listed commercial banks were included hence a census study.Results: The findings from the study confirmed that monetary policy tools such as CBR, CRR and OMO had varying degrees of relationship with the financial performance of the commercial banks listed on the NSE. The study also revealed that OMO rates positively influenced returns of the listed commercial banks at the NSE .This study also established that OMO rates were positively correlated with the financial performance of the commercial banks listed on the NSE while the Central bank rate and the CRR rate negatively influenced the financial performance of commercial banks listed on the NSE.Unique contribution to theory, practice and policy: This study therefore recommended that the Country should handle its macroeconomic policies appropriately as the changes in the macroeconomics like CBR, CRR and OMO bring about devaluation of the currency and affect the performance of the commercial banks listed in NSE.
THE ROLE OF BUDGETING PROCESS IN FINANCIAL PERFORMANCE: A CASE STUDY OF BUGISU COOPERATIVE UNION LTD MBALE, UGANDA
Authors: Masakala Chris , Omol Edwin , Wauyo Fred , Okumu James
Published: September 2020

Purpose: The study examined the relationship between the budgeting process and the financial performance of Bugisu Cooperative union Ltd.Methodology: Case study research design was applied. The instruments used were given to two experts to comment on the ambiguity, difficulty and relevancy of questions to ensure construct content and face validity. Data was collected using self-administered questionnaires and analyzed using Statistical package for social sciences (SPSS Version 10). Population was selected using the Sloven's formula on 80 staff who actively participates in the budgeting process of Bugisu Cooperative Union Ltd. These were selected using a proportionate stratified and simple random and sampling technique and determined using the data from response to 67 questionnaires.Results: From the results in the regression coefficient table it was observed that financial performance is influenced by budgeting process. This was indicated by (Beta of 0.268) and (Sig =0.033<0.05), meaning that financial performance is influenced by employee participation by 26.8%. This implies that other factors that affect financial performance are 73.2%.The results suggest that the budgeting process was appropriate, financial performance was acceptable and that there was a positive relationship between the budgeting process and the financial performance.Unique contribution to theory, practice and policy: Basing on the findings the researcher recommended the following: the level of participation be upheld and strengthened, have regular and periodic meetings to provide feedback, budgeting process for the different units be conducted in a workshop/meeting to enhance participation, much emphasis to be put on the budgetary control and creation of a self-governance frame work that subdivides the hierarchical structure into smaller self-management units
INFLUENCE OF TAX COMPLIANCE REQUIREMENT ON FORMALIZING SMALL AND MEDIUM ENTERPRISES IN KENYA
Authors: Muhika Damaris W. W. , Njeru Dr. Agnes W. , Waiganjo Dr. Esther
Published: September 2020

Purpose: The researcher sought to determine the influence of tax compliance requirement in formalizing small and micro enterprises in Kenya.Methodology: The study took the form of a descriptive survey design. The target population was 1200 SME's operating in Nairobi Central Business District and registered with the Nairobi County government. The sample size was 369 respondents, calculated using Yamane Sampling Formula. The study employed stratified and systematic random sampling to select SME's from 4 main sectors and also incorporated commercial banks and microfinance institutions in the sampling distribution. Data was collected by use of open and close-ended questionnaires supplemented by an interview schedule and an observation checklist. The researcher used descriptive and inferential statistics such as mean, standard deviation, correlation and multiple regression analysis. Statistical Package for Social Sciences (SPSS) version 21.0 was used to aid in coding, entry and analysis of quantitative data obtained from the closed-ended questions.Results: Study results revealed that the tax compliance requirement is an essential tool in fostering formalization of business operations.Unique contribution to theory, practice and policy: The study recommended that the government should review business formalization structures such as the tax administration system and business registration to accelerate formalization
THE DETERMINANTS OF DEMAND FOR MICRO INSURANCE SERVICES IN KENYA
Authors: Ndurukia Zulekha , Njeru Dr. Agnes W. , Waiganjo Dr. Esther
Published: September 2020

Purpose: The purpose of this study was to determine the factors which influence the demand for micro insurance services in the insurance industry in Kenya.Methodology: The study adopted cross sectional survey design. The target population was insurance service providers in Kenya licensed by the Insurance Regulatory Authority (IRA). Sampling technique was stratified random sampling. A questionnaire was used in the collection of primary data which was analyzed using Statistical Package of Social Sciences (SPSS). Analysis of data was done using descriptive and inferential statistics. Regression and correlation analysis was done to test the relationship between the study variables.Results: The study findings indicated that risk exposure, price, access to credit and income level are significant determinants of micro insurance demand. Gender, age and level of education were found to have a positive and significant influence on the demand for micro insurance. The study concluded that micro insurance demand is affected by economical and structural factors and that the potential is yet to be exploited.Unique contribution to theory, practice and policy: The study recommended that awareness and education be conducted to the public; flexible and convenient payment option be availed; easy access to credit; the regulator to put in place a framework for micro insurance and the government to offer subsidies and incentives towards micro insurance services.
THE IMPACT ASSESMENT OF THE MICRO FINANCE TO FINANCIAL INCLUSION AND BISUNESS GROWTH: A STUDY OF THE MICRO, SMALL AND MEDIUM ENTERPRISES IN IGEMBE SOUTH (KENYA)
Authors: Kanake Martin Guantai , Mahesh Dr. R.
Published: September 2020

Purpose: The purpose of this study was to assess the impact of microfinance on financial inclusion and business growth in Igembe South District Kenya.Methodology: Descriptive research was used in discovering the research objectives. The research targeted the micro, small and medium sized businesses operating in Maua town (Igembe south District), 2181 of which were registered and licensed. A sample of 280 businesses (12.84% of the population) participated in the study.Results: This study revealed that microfinance institutions played a major role in improving financial inclusion among the small business owners who previous research has shown that they have been traditionally excluded from the formal banking systems. 78% of the respondents had access to the micro finance services while 60% had active microcredit in the preceding 12 months. It was clear that the microfinance institutions were cultivating the culture of saving among the micro entrepreneurs. However, most of the new businesses specifically those less than one year of age minimally benefitted from the micro finance services. It was also noted that default risk among the small businesses remains to be a challenge that micro credit lenders have to overcome for continued services provision. Working capital requirement was the leading reason for borrowing from micro finance institutions by the businesses.Unique contribution to theory, practice and policy: The study found that there was a good complementation between the existing micro finance institutions and the public entrepreneurial programs initiated by the government of Kenya such as Youth Entrepreneurs Development Fund, Women Enterprise Fund, Uwezo Fund and other County governments initiatives. The study recommended that the microfinance institutions should also be included in the distribution channel of these public funds for stronger linkage with the target groups. The MFIs should also utilize Credit Reference Bureau services to reduce the problem of default.
EFFECT OF FINANCIAL RISK MANAGEMENT ON FINANCIAL PERFORMANCE OF FIRMS LISTED IN THE NAIROBI SECURITIES EXCHANGE
Authors: Kibera Margaret , Muturi Professor Willy
Published: September 2020

Purpose: The main purpose of this study was to determine the effect of financial risk management on financial performance of firms listed at the Nairobi Securities exchange.Methodology: The study employed descriptive design. The target population for the study was all the chief financial officers of all the 61 listed firms at the Nairobi Securities Exchange. The study employed a census survey of the 61 CFO's of the listed firms at the NSE. The study utilized a semi-structured questionnaire to collect primary data. . The collected data was coded into SPSS 23 for subsequent descriptive and inferential statistics. Descriptive statistics was presented through frequencies, percentages, means and standard deviation. The inferential statistics was presented using regression model summary and correlation coefficients. The findings were further presented using charts and tables.Results: The findings of the research showed there was a positive and significant association between financial risk management strategies as evidenced by the coefficient of determination R2 = .205. The results of the study further indicated that asset structuring management and risk avoidance practices had a positive and significant influence on financial performance. The study concluded that with proper asset structuring management practices a firm can improve its performance on the stock exchange. Further the research findings showed that risk avoidance practices can positively enhance the financial profitability of listed firms.Unique Contribution to Theory, Policy and Practice: The study recommends that listed firms should enhance their financial risk management practices to be in tandem with growing international standards and globalization. The study also recommends that the regulatory authorities should establish policies laws that take note of the risks that company take and provide them with certain incentives on the bourse.
THE EFFECT OF DEBTORS' APPROVAL ON FINANCIAL PERFORMANCE OF MANUFACTURING FIRMS IN KENYA
Authors: Cheptum Florence Jemutai
Published: September 2020

Purpose: The main objective of this study is to establish the effect of debtors' approval on the financial performance of manufacturing firms in Kenya. Manufacturing firms have been experiencing a number of challenges in their application of debtors' approval to ensure sound financial performance.Methodology: The study adopted two research designs; descriptive and causal. The accessible population for the study was 558 registered manufacturing firms. Stratified sampling technique was used to select the sample size and a sample of 233 manufacturing firms was arrived at using Yamane's formula. Questionnaires were the main instruments used to collect primary data. Both descriptive and inferential statistics were utilized in data analysis with the aid of SPSS. Data presentation methods used included frequency tables and percentages. Data collected were tested using, univariate test to provide an insight using both parametric (F-test) and non-parametric test (Pearson correlation coefficient). Multivariate analysis was also carried using the multiple regression analysis which indicated the level of the relationship that existed between the independent variables and the dependent variable.Results: Findings indicate that the credit collection practices have a significant positive effect on the financial performance of the manufacturing firms (p<0.05). This can be attributed to the fact that owners of manufacturing firms have the ability to control and manage credit through their experienced and skilled credit managers. In conclusion, credit collection practices positively and significantly affected the financial performance of the firms.Unique contribution to Theory, Practice and Policy: The study recommends that registered manufacturing firms operating in Kenya should adopt debtors' approval since it positively and significantly affects the financial performance.
EFFECT OF MANAGING FINANCIAL RISK ON THE FINANCIAL PERFORMANCE OF LISTED BANKS IN KENYA
Authors: Kamchira Lovemore
Published: September 2020

Purpose: Management of financial risk is a fundamental management task that commercial banks have incorporated to help shield the commercial banks from losses. However, listed commercial banks have, in recent times gone through challenging times from a performance perspective. This research assessed the correlation between financial results of commercial banks on Nairobi Stock Exchange from a perspective of managing financial risk.Methodology: A descriptive research design was used along with quantitative research data by collecting panel data for the period 2009-2018 from annual supervision of banks reports along with audited accounts for the concerned entities. Accordingly, an analysis of collected data followed using SPSS 24, which employed descriptive analysis, correlation and regression testing.Results: Results further indicate that credit risk results in (β) = -1.066; liquidity risk (β) = -.326 and interest rate risk (β) =.603 changes on the banks financial results. Research findings are expected to enhance policy and practice within the banking industry in Kenya.Contribution of Study: To the regulator the study advocates for new guidelines to ensure that banks have better monitoring mechanisms to avoid breaching their capital reserve requirements. Listed banks should design more robust credit analysis policies and loan administration. This will allow the commercial banks to expand their lending activities to individuals and small businesses overcoming the challenges experienced due to the interest rate caps.
THE EFFECT OF OPERATIONAL RISK MANAGEMENT PRACTICES ON THE FINANCIAL PERFORMANCE IN COMMERCIAL BANKS IN TANZANIA
Authors: Meshack Kerongo Maatwa , Mwaura Rose Wairimu
Published: September 2020

Purpose: The purpose of the study was to determine the effect of operational risk management practices on the financial performance in commercial banks in TanzaniaMethodology: The research problem was studied by use of a descriptive research design. The population of the study consisted of all commercial banks in Tanzania. The study used the sample size of 34 commercial banks in Tanzania. Therefore all the commercial banks participated in equally. Questionnaires were the primary data collection tool in this study. The data gathered from the respondents shall be analyzed and presented using descriptive statistics.Results: The study found that the three independent variables in the study credit risk, Insolvency risk and Operational efficiency influenced the financial performance for the period under study. Credit risk Insolvency risk   and Operational efficiency influenced commercial banks financial performance for the period of study.Unique contribution to theory, practice and policy: This study therefore recommends that the commercial banks should handle their operations appropriately as the changes in the factors like Insolvency and Credit risk bring about an effect on the profitability of commercial banks hence affecting their financial performance