bluuebunny/crossref_metadata_2025 huggingface dataset:
Study on the health status of students in higher medical education
Authors: Petreanu Adrian Gheorghe , Petreanu Manuela
Published: February 2022

Introduction

The health benefits of regular physical activity are clear. More students should engage in physical activity every day of the week. Participating in physical activity from the sport lessons is very safe for most students.

Aim

In this study we want to ascertain the health status of the students at the beginning of the academic year, in order to have a more efficient didactic design and to identify the possible medical conditions that can generate health risks during physical exercises.

Methods

The study was performed using the PARQ+ questionnaire (The Physical Activity Readiness Questionnaire) and body mass index. These were applied to a number of 235 subjects, students in higher medical education.

Results

The results showed that 71.07% of the students have no health problems and are fit for physical effort, and 28.93% of them were identified with various activity-limiting medical conditions. The results obtained by calculating the BMI show us that 69.79% of the subjects are in the normal weight category.

Conclusion

In conclusion, for most students, physical activity does not involve any risk. Taking into account the high percentage of those with different conditions, knowing the health status of students should represent an important milestone in the activity of teachers, and help them eliminate the risk factors. Thus, almost 3 out of 10 students should check with a doctor about the risks associated with exercising before they begin to become more physically active.
THE PERCEPTION OF ROMANIAN TOURISTS
ON THE ATTRACTIVENESS OF THE INDUSTRIAL HERITAGE.
CASE STUDY: MUNICIPALITY OF CLUJ-NAPOCA
Authors: Merciu Florentina-Cristina , Stoican Ana Valeria , Petrişor Alexandru-Ionuţ , Vasiloiu Ana-Maria
Published: February 2022

The radical changes generated by the process of industrial restructuring and accelerated urban development have
brought to the center of attention the industrial heritage as a valuable cultural resource, but at the same time
vulnerable. Regeneration projects focused on the adaptive reuse of industrial heritage elements take many forms,
from economic, residential to cultural conversions, the latter being correlated with the use of industrial buildings
as tourist attractions. The purpose of this study is to identify the interest of Romanian tourists to practice industrial
tourism, based on assessing the degree of knowledge and their desire to visit industrial monuments. For this
purpose, an online questionnaire was applied, the results of which were statistically interpreted using the
Covariance Analysis (ANACOVA). The main results of the study reflect the fact that there is a low share of
Romanian tourists who know the significance of the concept of industrial heritage and who consider it attractive.
Selecting 5 representative industrial buildings for the Municipality of Cluj-Napoca selected as a case study, only
a third of the respondents stated that they know them. However, there is a relatively high interest of respondents
to visit industrial monuments, mentioning as main motivations: the age of the buildings, the specific architecture,
and curiosity or even form of reuse of industrial monuments. Almost half of the respondents stated that they would
introduce industrial buildings in their travel itineraries if they were better promoted. The main conclusion of the
study is that industrial tourism is not sufficiently promoted at national level.
DIGITAL CERTIFICATE - OPPORTUNITY OR BARRIER
IN THE RESTAURANT ACTIVITY? YOUNG PEOPLE'S OPINION ON
THE FEELING OF HEALTH SAFETY IN PUBLIC EATING PLACES
Authors: Diaconescu Vlad , Popescu Daniela-Elena
Published: February 2022

Following the outbreak of the Covid-19 pandemic, several measures have been taken, in the hope of protecting
human health and maintaining the economy and various industries at a functional level. One such measure was
the introduction of the Covid-19 digital certificate for access to restaurants. This study aims to find out the opinion
of young people about the feeling of health safety in public food establishments, as well as the opinion about the
opportunity or barrier that arises from the use of the Covid-19 certificate. For this purpose, an online survey was
conducted between October 14 and 20, 2021. For this study, university students and high school students were
surveyed, the data being collected from 102 respondents, through a self-administered online questionnaire. The
main objectives were to find out the level of knowledge of the Covid-19 digital certificate concept among young
people, the feeling of health safety that the certificate generates among young people and the opinion about the
opportunity or barrier that comes with its implementation. The results showed that all young people know the
concept, but mainly tend to consider that the usage of the certificate doesn`t generate an environment with an
increased health safety in the restaurant or do not have an idea yet formed on this subject. More than two-thirds
of the young people surveyed consider the certificate to be more of a barrier than an opportunity for the restaurant
activity. At the same time, it turned out that girls are more skeptical than boys about the impact on health safety
generated by the implementation of the certificate. The main limitation of this study is that the sample was small
and unrepresentative, but nevertheless some interesting results were obtained.
PROJEKTOVANJE SISTEMA ZA MERENJE SNAGE PODRŽANOG VIRTUELNOM INSTRUMENTACIJOM
Authors: Dimitrijević Aleksandar
Published: February 2022

U radu je prikazana praktična realizacija dodatne funkcije za merno-akvizicioni sistem (MAS) koja omogućava precizno merenje snage uz pomoć CompactDAQ platforme i LabVIEW razvojnog okruženja. U radu je prikazan način rada modula potrebnih za realizaciju navedene funkcije, njihova međusobna sinhronizacija, deteljna analiza i objašnjenje rezultata merenja, kao i softverski način proračuna snage i kompenzacije transportnog kašnjenja koja je posledica nesavršenosti prilagodnika signala. Takođe, prikazan je kratak opis mernih kanala MAS-a i instrumentacije.
RAZVOJ APLIKACIJE ZA PODELU GRAFA PRIMENOM UČENJA SA PODSTICAJEM
Authors: Hodžić Maja
Published: February 2022

Ovaj rad obrađuje podelu grafa korišćenjem jednog od algoritama učenja sa podsticajem. Grafovi se često koriste kao apstrakcije prilikom modeliranja problema. Podela grafa na manje delove jedna je od osnovnih algoritamskih operacija. Cilj ovog rada je prikaz implementacije algoritma učenja sa podsticajem za podelu grafa na dve particije.
PRIMENA TEHNOLOGIJA RAČUNARSTVA VISOKIH PERFORMANSI U ISTRAŽIVANJU BEZBEDNOSTI SAOBRAĆAJA
Authors: Vunić Jovan
Published: February 2022

Ovaj rad opisuje postupak primene tehnologija računarstva visokih performansi u analizi faktora koji utiču na stepen ozbiljnosti saobraćajnih nesreća. U radu su navedeni upotrebljene tehnologije i algoritmi mašinskog učenja, skupovi podataka sa kojima je rađeno i primenjena metodologija uz prikazane rezultate istraživanja. Rešenja su implementirana uz pomoć programskog jezika R i sistema za distribuiranu obradu podataka Apache Spark.
RJEŠAVANJE PROBLEMA EKONOMSKOG DISPEČINGA UZ UVAŽAVANJE OBNOVLJIVIH IZVORA ENERGIJE, BAZIRANO NA GENETSKOM ALGORITMU
Authors: Košutić Stanka
Published: February 2022

Oblast koja je analizirana u ovom radu jeste ekonomski dispečing uz uvažavanje obnovljivih izvora energije, kao i njegovo rješenje putem genetskog algoritma. Ekonomski dispečing podrazumijeva nalaženje optimalne preraspodjele opterećenja između proizvodnih agregata koji su u pogonu, sa ciljem da se postignu minimalni troškovi rada uz uvažavanje sistemskih ogra­ničenja i uslova. Ekonomski dispečing podrazumijeva određivanje snaga proizvodnje raspoloživih generator­skih jedinica, tako da ukupni pogonski troškovi u sistemu budu minimalni.
SIMULACIJA PROPADA NAPONA U DISTRIBUTIVNOJ TEST MREŽI SA OBNOVLJIVIM IZVOROM ENERGIJE
Authors: Lučić Nikola , Katić Vladimir , Stanisavljević Aleksandar
Published: February 2022

Uradu je posmatrana IEEE 33-bus test mreža u okviru koje su simulirani efekti propada napona, koristeći Typhoon HIL Control Center programski paket. Data je studija slučaja simulacije uticaja različitih vrsta kvarova, ako je dodata jedna solarna elektrana kao obnovljivi izvor energije. Posmatran je harmonijski otisak propada napona na pojedinim sabirnicama u toj test mreži. Studija slučaja pokazala je da se razne vrste kratkih spojeva manifestuju kroz različite karakteristike propada napona, odnosno harmonijskih otisaka. Uočen je i problem pojave višeg nivoa harmonika tokom propada uzrokovan ograničenjima kontrolnog sistema Typhoon-HIL-a.
TESTNO OKRUŽENJE ZA GRAFIČKI PRIKAZ GEOPROSTORNIH PODATAKA NA OSNOVU SPARQL UPITA
Authors: Kaljević Predrag
Published: February 2022

U ovom radu prikazan je dizajn i im­plementacija proširenja SPARQL Playground aplikacije u cilju testiranja mogućnosti pretrage i grafičkog prikaza geoprostornih podataka. Aplikacija je proširena podr­škom za izvršavanje GeoSPARQL upita i mogućnošću grafičkog prikaza geoprostornih podataka izraženih u WKT literal formatu.
MULESOFT PLATFORMA ZA INTEGRACIJU
Authors: Čarapić Milana
Published: February 2022

U ovom je radu opisana Mulesoft platforma za integraciju sistema. Objašnjena je potreba za korištenjem integracija. Opisane su mogućnosti koje ova platforma nudi u cilju integrisanja sistema. U radu je prikazan i proces kreiranja Mulesoft aplikacije kao i njeno testiranje, odnosno prikazani su dobijeni rezultati.
VIZUELNO PRETRAŽIVANJE PODATAKA
Authors: Radojčić Tanja
Published: February 2022

Ovaj rad daje uvid u podatke i tehnike za vizuelizaciju podataka u cilju lakšeg korišćenja velikih količina podataka. Primeri pokazuju koliko vizuelni prikaz može olakšati rad čoveka u svakodnevnom životu. Kombinuju se čovek i algoritam za najbolji mogući ishod.
GRAFIČKO OKRUŽENJE ZA POMOĆ PRI OTKRIVANJU IDIOMA U PROGRAMSKOM KODU
Authors: Kološnjaji Marijana
Published: February 2022

Generisanje koda u cilju automa­ti­zacije razvoja softvera predstavlja najčešći slučaj primene MDSE pristupa. Jedan od alata za generisanje koda je i RoseLib biblioteka, koja nudi API za generisanje C# koda. U ovom radu je predstavljeno rešenje implementirano sa ciljem proširenja RoseLib biblioteke. Implementirano je grafičko okruženje koje omogućava otkrivanje idioma na osnovu skupa idiomatskih softverskih projekata i njihovu integraciju u RoseLib biblioteku. Integracijom pronađenih idioma, API koji nudi RoseLib biblioteka se proširuje na način da  omogućava generisanje pronađenih idioma. Time se omogućava lakše generisanje koda koji se ponavlja kroz softverske projekte, čime se ubrzava razvoj softverskog proizvoda.
IMPLEMENTACIJA GENERATORA KODA ZA TROSLOJNE POSLOVNE APLIKACIJE
Authors: Petrović Nikolina
Published: February 2022

U radu je opisan razvoj generatora koda za troslojne poslovne aplikacije. Detaljno je opisana specifikacija i implementacija generatora.
Development concept for Arctic offshore gas condensate field
Authors:   St. Petersburg State Marine Technical University, St. Petersburg, Russia, Zueva Ye.S. , Zykova A.A. ,   St. Petersburg State Marine Technical University, St. Petersburg, Russia, Kirichenko A.V. ,   St. Petersburg State Marine Technical University, St. Petersburg, Russia
Published: February 2022

This paper compares different variants for development of gas-condensate fields in harsh Arctic environments. These variants were based on a case study (development of Arctic offshore gas condensate field) presented at RAO/CIS Offshore 2021 conference during a panel discussion of young scientists. The paper discusses and analyses main solutions in the suggested concepts, highlighting their common points and identifying their advantages and drawbacks. As a result, the authors suggest a generic development concept for an imaginary gascondensate field that might be the most promising from the technical standpoint and also in terms of cost efficiency. This concept could be regarded as a baseline solution for development tasks of real Arctic fields.
Development of low-vibration marine propellers
Authors:   NPO Vint, JSC Ship Repair Centre Zvezdochka, Moscow, Russia, Solovyeva Ya.Yu.
Published: February 2022

This paper discusses excessive vibration of propulsion plants and analyses global experience in practical application of the propellers made of composite materials with improved acoustic performance. The author points out that composite materials and additive technologies could be a viable path towards marine propellers with improved acoustic and vibration properties.
Development of test facilities and procedure for system-based assessment of spatial orientation changes upon thermohydraulic processes
Authors:   Nizhny Novgorod State Technical University (NSTU) named after R.E. Alekseev, Nizhny Novgorod, Russia, Sataev A.A. , Andreev V.V. ,   Nizhny Novgorod State Technical University (NSTU) named after R.E. Alekseev, Nizhny Novgorod, Russia, Samoilov A.M. ,   Nizhny Novgorod State Technical University (NSTU) named after R.E. Alekseev, Nizhny Novgorod, Russia, Blokhin A.A. ,   Nizhny Novgorod State Technical University (NSTU) named after R.E. Alekseev, Nizhny Novgorod, Russia
Published: February 2022

This paper discusses thermohydraulic processes in marine nuclear reactor in order to develop test models and testing methods for assessment of unsteady thermohydraulic processes in the hydraulic circuit of nuclear reactor taking into account external dynamic factors typical for marine environments, like motions and heel. This work was an experimental study on non-isothermal mixing in one and two motion planes, and mostly followed experimental methods (thermal probing), as well as the methods of visualization and system analysis. Non-isothermal mixing of flows in the channel of marine nuclear power plant was investigated for both static conditions and dynamic environment (uni- and bi-planar motions), which yielded a generalized model of motion effects upon thermohydraulic processes. Visualization methods served to identify hot/cold areas. The study also highlighted how spatial orientation of the reactor’s flow channel changes thermal parameters exactly at the boundary of thermal front. It is shown that flow channel of marine nuclear power plant is a complex unsteady system. Motion tests are practicable to perform varying not only the amplitude (angle) of motions, but also their period, as well as to discriminate between high- and low-frequency motions and investigate joint effect of different motion types that have to be simulated and analysed in its own way.
Application of add-ons without source code modification
Authors:   JSC Concern Morinformsystem Agat, Moscow, Russia, Boyarintseva Yu.A. , Sherminskaya A.A. ,   JSC Concern Morinformsystem Agat, Moscow, Russia, Nikolaev A.A. ,   JSC Concern Morinformsystem Agat, Moscow, Russia
Published: February 2022

This paper discusses a notional software with certain pre-defined functionality requirements assuming that developer cannot edit its source code. The purpose of this work was to integrate this software with add-ons taking this restriction into account. The study investigates how add-ons can be applied in various operation systems, compilers and programming languages, comparing these methods as per the following criteria: implementation stage, supported types of assembling, possibility of working in development framework, operation speed and ease of implementation, as well as the spectrum of newly added functions. As a result, the authors managed to choose the most promising method and outline the direction of further research efforts. These methods for implementation of add-ons could be helpful for a great variety of tasks related to development and testing of complex software with stringent reliability requirements.
Potensi Pendirian Baitul Mal Wa Tamwil (BMT) di Desa Tolang Julu Kecamatan Sayur Matinggi Kabupaten Tapanuli Selatan
Authors: Harahap Rindah Febriani , Siregar Budi Gautama , Napitupulu Rodame Monitorir
Published: February 2022

AbstractBaitul Mal Wa Tamwil (BMT) has an important meaning for economic development as well as being the core of a community-based economic strength, its presence is needed especially for people who have micro-businesses that can be developed, so with this encouragement researchers are interested in researching the potential for establishing BMTs in Tolang Village. Julu, Sayur Matinggi District, South Tapanuli Regency. The purpose of this study was to determine the potential for establishing BMT in Tolang Julu Village, Sayur Matinggi District, South Tapanuli Regency. This research is a field research with a qualitative approach, is descriptive in nature. The subjects of this research are the people of Tolang Julu Village who have micro-businesses and need funds. The data sources used are primary and secondary data. The results showed that in Tolang Julu Village, Sayur Matinggi District, South Tapanuli Regency, it has the potential to establish BMT. The existing weaknesses and threats can be minimized with a strategy in the SWOT matrix, namely the SO strategy, the WO strategy, the ST strategy, the WT strategy.Keywords: Potential, BMT, SWOT analysis
Potensi Dan Paradigma Nazir Terhadap Aset Wakaf Tanah Di Kabupaten Tapanuli Selatan
Authors: Batubara Damri
Published: February 2022

Land waqf is one of the pillars in solving the problem of economic disparities in the ummah. This can be realized if the land waqf is managed properly and productively. In order for waqf assets to be more productive and more effective, it depends on how the nazirs are managed. Therefore, the nazir must build a new paradigm in the management of waqf assets. From the land waqf data in South Tapanuli Regency, the potential for land waqf reaches 411 hectares. However, this potential means nothing for the economic development of the ummah. even consumptive only for places of worship. Meanwhile in the Constitution, Government Regulation and KHI fully support land waqf must be developed in support of the economy and managed productively according to sharia by the nazir concerned. This research is a qualitative research with descriptive form. Data collection techniques are observation, interview and documentation. Data processing techniques are data editing and data reduction and drawing conclusions. Keywods: Potential, Paradigm, Land Waqf
Strategi Pendistribusian Zakat Produktif Perdagangan pada BAZNAS Kota Padang Panjang
Authors: Nopiardo Widi , Nurhidayat Wahyu
Published: February 2022

Abstract The problems raised in this article from year to year, namely from 2016-2018 the number of productive zakat mustahik at BAZNAS in Padang has always increased, but in 2019 it has decreased. The distribution of productive zakat funds from 2016-2019 was more dominant for the trading business. The complexity of the problem in the distribution of productive zakat certainly requires the right strategy in distribution, so it is necessary to know what strategy is carried out by BAZNAS Padang Panjang city. The type of research that the author does is field research (field research) with a qualitative descriptive approach. The primary data sources in this study were the Head of BAZNAS Padang Panjang City, Padang Panjang City BAZNAS Secretariat Staff, and Mustahik. The secondary data sources in this research are the accountability reports of BAZNAS Padang Panjang City 2016-2019, brochures, monthly reports, and documents related to BAZNAS Padang Panjang City. Data collection techniques in this study were interview and documentation techniques. The results showed that the trade-productive zakat distribution strategy was carried out by collecting data on mustahik candidates, verifying mustahik proposals, conducting surveys of mustahik, discussing and determining survey results, distributing zakat, and monitoring mustahik businesses.Keywords: Strategy, Distribution, Productive Zakat
Peranan Lembaga Amil Zakat Infak dan Sedekah Muhammadiyah dalam Kesejahteraan Masyarakat: Bukti dari Kalimantan Tengah
Authors: Hafizi Muhammad Riza , Kholifah Putri Mei Ismil
Published: February 2022

This study aims to determine the role of the amil zakat infaq and alms Muhammadiyah institutions in the welfare of society. This research approach uses a qualitative methodology, using qualitative descriptive methods. Qualitative data through semi-structured interviews observation and documentation are also used. Meanwhile, the data validation technique used the source triangulation technique. Data analysis uses the collections, reduction, display, and verification methods. Based on the results of the research that has been done, it is known that LAZISMU's role in the welfare of the community where the fundraising mechanism uses several methods, namely digital fundraising collection, coming directly, direct pick-up, and via transfer. Second, the distribution of ZIS funds is carried out by LAZISMU management assisted by volunteers supported by a database of people who are entitled to receive assistance to simplify the distribution road map. Third, the results of the study found that the socio-economic changes of the community receiving ZIS funds were greatly helped by the assistance that was received, and with the Covid 19 pandemic, LAZISMU management held a Covid 19 alert program. Keywords: Amil Zakat Institution, LAZISMU, Welfare, ZIS, Distribution
Determinan Minat Berinfak Generasi Z di IAIN Padangsidimpuan
Authors: Nasution Sahrial Ependi , Kamaluddin Kamaluddin , Napitupulu Rodame Monitorir
Published: February 2022

Infaq is a fund issued voluntarily for an interest ordered by Islam. However, it has not been implemented optimally due to the constraints of students who do not have a fixed income and there has been a decrease in the number of donations, even though the number of students at IAIN Padangsidimpuan is increasing. The purpose of this study was to determine the effect of religiosity, income partially and simultaneously on the interest in giving infaq in z generation. This study uses quantitative research with primary data sources. Data collection techniques using interview techniques, questionnaires, and documentation with a sample size of 91 respondents and using random sampling. The data analysis used was validity test, reliability test, normality test, classical assumption test, determination coefficient test, hypothesis test and multiple linear regression analysis test. The results showed that the income variable did not partially influence the interest in giving in the z generation, while the religiosity variable had a partial effect on the interest in giving in the .z generation. Simultaneously, the religiosity variable, income together have an effect on the interest in giving in the z generation Keywords: Infaq, Interest, Income, Religiosity
Persepsi Masyarakat dalam Membayar Zakat di BAZNAS Kabupaten Pasaman Barat
Authors: Yarham M. , Siregar Saima Putri
Published: February 2022

This study aims to determine people's perceptions in paying zakat in BAZNAS, West Pasaman Regency where people still pay zakat according to the traditions in the area. This type of research is a qualitative descriptive study, using a phenomenological approach. Methods of data collection through observation, interviews, documentation. The results of this study indicate that there are still many people who do not know and understand the importance of the function, purpose and benefits of zakat in the payment or distribution of zakat through the Amil Zakat Institute in BAZNAS, West Pasaman Regency. Most people think that giving zakat directly to people in need is more affordable than BAZNAS. Then, because the community still lacks confidence and is not sure of the responsibility of an institution in handling zakat management and the ineffective existence of zakat collection units (UPZ) in the area.  Keywords: Perception, Zakat, BAZNAS
Literasi Zakat Hasil Perkebunan Kelapa Sawit
Authors: Harahap Nora Septini , Matondang Zulaika , Lubis Delima Sari
Published: February 2022

ABSTRACT South Labuhanbatu Regency is one of the largest fresh fruit bunch producing areas in Indonesia with the majority of the population being Muslim, so South Labuhanbatu Regency should have a large zakat potential for oil palm plantations in South Labuhanbatu Regency. Apparently, not in line with the expectations that occur in the field with the low level of literacy among oil palm farmers, causing delays in the distribution of zakat funds that should be paid annually, this makes zakat on plantation products or commonly referred to as zakat on assets still taboo among the people of Labuhanbatu district. South especially oil palm farmers. This should be a concern for everyone considering that zakat is not only a pillar of Islam that must be implemented, but zakat is also one of the most effective poverty alleviation instruments by developing productive zakat for the poor and needy. The zakat institution, BASNAZ, in South Labuhanbatu Regency, should take a look at this and take concrete actions in increasing zakat literacy for oil palm plantations in South Labuhanbatu Regency. Keywords: Literacy, Zakat, BAZNAS ABSTRAK Kabupaten Labuhanbatu Selatan merupakan salah satu daerah penghasil tandan buah segar terbesar di Indonesia dengan mayoritas penduduk beragama muslim, dengan begitu seharusnya kabupaten Labuhanbatu Selatan memiliki Potensi zakat perkebunan kelapa sawit yang besar di kabupaten Labuhanbatu Selatan. Ternyata, tidak sejalan dengan ekspetasi yang terjadi di lapangan dengan rendahnya tingkat literasi di kalangan para petani kelapa sawit menjadikan tersendatnya penyaluran dana zakat yang seharusnya ditunaikan setiap tahunnya, hal tersebut menjadikan zakat hasil perkebunan atau biasa disebut dengan zakat harta masih tabu di kalangan masyarakat kabupaten Labuhanbatu Selatan terutama para petani kelapa sawit. Sudah seharusnya hal ini menjadi perhatian setiap kalangan mengingat bahsanya zakat tidak hanya merupakan rukun islam yang wajib dilaksanakan namun, zakat juga merupakan slah satu instrument pengentas kemiskinan yang paling ampuh dengan mengembangkan zakat produktif pada kalangan fakir dan miskin. Sudah seharusnya lembaga zakat BASNAZ kabupaten Labuhanbatu Selatan melirik hal tersebut dan melakukan aksi nyata dalam meningkatkan literasi zakat perkebunan kelapa sawit di Kabupaten Labuhanbatu Selatan.    Kata Kunci: Literasi, Zakat, BAZNAS
Analisis Efektivitas Dana Zakat dalam Peningkatan Pendapatan Usaha Mustahik di Kabupaten Padang Lawas
Authors: Siregar Jogina Santi , Lubis Delima Sari , Lubis Rini Hayati
Published: February 2022

ABSTRACT BAZNAS Padang Lawas Regency has distributed productive zakat funds to mustahiq and utilized zakat for business capital, but productive zakat funds have not been effective in increasing mustahiq's business income. This study aims to determine how the distribution of productive zakat funds, the utilization of productive zakat funds and the effectiveness of zakat funds in increasing mustahiq business income in Padang Lawas Regency. This study uses a descriptive qualitative approach with field research (field research). The results of this study indicate that economic development in increasing mustahiq business income in Padang Lawas Regency has not been effective in its implementation, from the four indicators used, namely targeting accuracy, program socialization, program monitoring and program objectives. Only indicators of target accuracy have been effective. This is due to poor monitoring from BAZNAS and non-existent assistance, lack of human resources, lack of mustahiq knowledge about zakat utilization and mustahik's lack of responsibility in managing their business after being given productive zakat funds. Keywords : Productive Zakat, Effectiveness, Mustahiq ABSTRAK BAZNAS Kabupaten Padang Lawas sudah menyalurkan dana zakat produktif kepada mustahik dan mendayagunakan zakat untuk modal usaha namun dana zakat produktif belum efektif dalam peningkatan pendapatan usaha mustahik. Penelitian ini bertujuan untuk mengetahui bagaimana penyaluran dana zakat produktif, pendayagunaan dana zakat produktif dan efektivitas dana zakat dalam peningkatan pendapatan usaha mustahik di Kabupaten Padang Lawas. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan penelitian lapangan (field Reseach). Hasil penelitian ini menunjukkan pengembangan ekonomi dalam peningkatan pendapatan usaha mustahik di Kabupaten Padang Lawas dalam pelaksanaannya belum efektif, dari empat indikator yang digunakan yaitu ketepatan sasaran, sosialisasi program, pemantauan program dan tujuan program. Hanya indikator ketepatan sasaran yang sudah efektif. Hal ini disebabkan pemantauan dari pihak BAZNAS yang kurang lancar serta pendampingan yang tidak ada, sumber daya manusia yang kurang, pengetahuan mustahik yang kurang tentang pemanfaatan zakat dan kurangnya tanggung jawab mustahik dalam mengelola usahanya setelah diberikan dana zakat produktif. Kata Kunci : Zakat Produktif, Efektivitas, Mustahik
Peran Dana Zakat Produktif dalam Meningkatkan Pendapatan Mustahik
Authors: Siregar Sopia Kholilah , Harahap Darwis , Lubis Rini Hayati
Published: February 2022

ABSTRACT BAZNAS is a zakat management institution formed by the government which has the task of collecting, distributing and utilizing zakat. Zakat can change the role of a mustahiq from helping to being determined by the distribution strategies and programs carried out by zakat managers. This study aims to determine how the role of productive zakat funds in increasing mustahiq income in South Tapanuli BAZNAS. The results of this study indicate that the role of productive zakat in increasing mustahiq income in BAZNAS South Tapanuli has been effective. However, in developing a business, every mustahik has not been realized properly. This is because BAZNAS Tapanuli Selatan only distributes productive zakat and carries out evaluations, while coaching and mentoring are not carried out at all. So it has an impact on the mustahiq who run the business. Mustahiq's skills to manage the business are very lacking, resulting in the business not running. Keywords : BAZNAS, Mustahiq Income, Productive Zakat   ABSTRAK  BAZNAS merupakan lembaga pengelolaan zakat yang dibentuk oleh pemerintah yang mempunyai tugas dalam pengumpulan, pendistribusian dan pendayagunaan zakat. Zakat dapat merubah peran seorang mustahik dari yang dibantu menjadi membantu ditentukan oleh strategi dan program pendistribusian yang dilakukan pengelola zakat. Penelitian ini bertujuan untuk mengetahui bagaimana peran dana zakat produktif dalam meningkatkan pendapatan mustahik di BAZNAS Tapanuli Selatan. Hasil penelitian ini menunjukkan bahwa peran zakat produktif dalam meningkatkan pendapatan mustahik di BAZNAS Tapanuli Selatan sudah efektif. Akan tetapi dalam mengembangkan usaha setiap mustahik belum terealisasikan dengan baik. Hal ini di karenakan BAZNAS Tapanuli Selatan hanya menyalurkan zakat produktif dan melakukan evaluasi saja, sedangkan pembinaan dan pendampingan tidak dilakukan sama sekali. Maka hal itu berdampak pada mustahik yang menjalankan usahanya tersebut. Skill yang dimiliki mustahik untuk mengelola usahanya sangat kurang, sehingga mengakibatkan usaha tersebut tidak berjalan. Kata Kunci : BAZNAS, Pendapatan Mustahik, Zakat Produktif
Tingkat Kesadaran Generasi Milenial Bersedekah melalui Kitabisa.com
Authors: Alfayani Venny , Harahap Darwis , Napitupulu Rodame Monitorir
Published: February 2022

ABSTRACT Based on a study conducted by IPSOS, it is said that one of the characteristics of millennials is that they care less about others. Millennials are described as only taking opportunities that benefit themselves. Tirto, a news and infographic site also conducted research aimed at knowing millennial habits in giving alms and revealing millennial views on the use of alms technology through Kitabisa.com. The type of research that the author does is quantitative research using primary and secondary data. Data collection techniques used are questionnaires and documentation. Sampling in this study using incidental sampling technique with a number of 93 people determined by using the Yamane Taro formula. The data analysis method used is the classical assumption test, the coefficient of determination test, multiple linear regression, and hypothesis testing. The results show that partially there is no influence of knowledge on the level of awareness of the millennial generation in giving alms through Kitabisa.com, while attitudes and actions have an influence. Meanwhile, the three of them simultaneously have an influence on the awareness level of the millennial generation through Kitabisa.com.Keywords : Awareness, Millennial, Kitabisa.comABSTRAKBerdasarkan studi yang dilakukan oleh Ipsos, dikatakan bahwa salah satu karakteristik milenial adalah kurang peduli terhadap sesama. Generasi milenial digambarkan hanya mengambil kesempatan yang menguntungkan dirinya. Tirto, sebuah situs berita dan infografik juga melakukan riset yang bertujuan untuk mengetahui kebiasaan milenial dalam bersedekah dan mengungkap pandangan milenial terhadap pemanfaatan teknologi bersedekah melalui Kitabisa.com. Jenis penelitian ini adalah penelitian lapangan (field research) yaitu penelitian langsung dilakukan dilapangan atau pada responden. Teknik pengumpulan data yang digunakan adalah kuesioner dan dokumentasi. Pengambilan sampel dalam penelitian ini menggunakan teknik insidental sampling dengan jumlah 93 orang yang ditentukan dengan menggunakan rumus Yamane Taro. Metode analisis data yang digunakan adalah uji asumsi klasik, uji koefisien determinasi, uji regresilinier berganda, dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara parsial tidak terdapat pengaruh pengetahuan terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com, sedangkan sikap dan tindakan memiliki pengaruh. Sementara itu, secara simultan ketiganya memiliki pengaruh terhadap tingkat kesadaran generasi milenial bersedekah melalui Kitabisa.com.Kata Kunci:  Kesadaran, Milenial, Kitabisa.com
THE EFFECT OF THIRD PARTY FUNDS ON FINANCING IN PT. VICTORIA SHARIA BANK
Authors: Rambe Marahombang , Hasibuan Abdul Nasser , Wandisyah Muhammad , Saleh Idris
Published: February 2022

This research is motivated by financing which is one of the main activities of the Islamic bank Victoria running its business, which based on the published financial statements of PT.Bank Victoria published financial statements of PT.Bank Victoria Syariah financing development is not in line with the development of third party fuds. The phenomenon that occurs in this study is seen from the decline and increase in third-party funds is not in accordance with the decrease and increase in financing. The purpose of this study was to determine the effect of third party funds on financing at PT Bank Victoria Syariah in 2016- 2018. This type of research is quantitative research, with the source of data used is secondary data in the form of time series from 2016-2018 as many as 36 samples. Data was obtained through the Bank Victoria Syariah and Ojk website. Data analysis, normality test, simple regression analysis, detremination test (R2), hypothesis test ( test t), with data processedusing SPSS Version 23 statistical calculations. The results of the study with the coefficient determination test the percentage contribution of the influence of variable third party funds to financing is 58.8%. While the remaining 41.2% is in this study. Partially (t test) shows that third party funds significantly influence the financing of PT Bank Victoria Syariah in 2016- 2018.
The Effect of Profitability Ratios on Financial Distress in Islamic Commercial Banks in Indonesia
Authors: Sari Yennita , Nofinawati Nofinawati , Batubara Sarmiana , Alfadri Ferri
Published: February 2022

ROA and ROE affect the Financial Distress that is if the percentage value of ROA and ROE is at a high value, it can be said that the company is still far from financial distress. The higher the return on assets means the higher the amount of net profit generated and vice versa. ROA and ROE which have increased and financial distress have increased occurred in Muamalat Indonesia bank in 2016, Bank Rakyat Indonesia in 2016, Bank Negara Indonesia in 2016 and 2018, Bank Central Asia in 2017, Bank Syariah Mandiri in 2016, Bank Panin Syariah in 2017 , Bank Mega Syariah in 2015, Bank Bukopin Syariah in 2016, Bank Victoria Syariah in 2018, Maybank Syariah in 2017, Bank Syariah State Pensioners in 2015 and 2018 and the value of Return on Assets which declined and the value of financial distress also decreased in banks. Mega Syariah in 2018, Bank Victoria Syariah in 2018, Bank Panin Syariah in 2015, and Bank Bukopin Syariah in 2018. Formulation of the problem in this study is whether there is an influence of ROA and ROE on financial distress in Islamic commercial banks in Indonesia in 2014-2018 . The purpose of this study was to determine the effect of ROA and ROE on financial distress in Islamic commercial banks in Indonesia in 2014-2018. The discussion of this study deals with the analysis of financial statements and profitability ratios and financial distress by using the Zmijewski X-score method. This research is a quantitative study using panel data regression analysis. The data used are time series data for 2014-2018 published through the official website of each Islamic commercial bank in Indonesia, which was analyzed using Software Eviews 9. Partial ROA has a tcount value Ftable (4.664855 2.77) which means that both variables affect the financial distress variable in 2014-2018. Based on the results of the acquisition R2 of 0.592051, it means that 59 percent of financial distress is influenced by ROA and ROE while 41 percent is influenced by other variables not discussed in this study.
The Effect Of Inflation And The Amount Of Money Circulation On Return On Asset (Roa) In Sharia Commercial Banks Period 2011-2019
Authors: Ishak Ishak , Rasyid Arbanur , Hasibuan Abdul Nasser , Efendi Sulaiman
Published: February 2022

The background of the problem in this study is the variable Return on Assets (ROA) in 2011-2019 at Islamic Commercial Banks. This fluctuating ROA is influenced by external factors such as inflation and the money supply. So that the formulation of the problem in this study is whether the inflation in circulation has an effect on ROA, whether the money supply affects ROA, and whether inflation and the money supply together have an effect on ROA. This study aims to determine the effect of inflation and the money supply on ROA in Islamic Commercial Banks for the period 2011-2019. This research is a quantitative research. The sample in this study used a saturated sampling technique. Using all of the population as a sample, we get 32 financial reports. The data analysis technique used time series from 2011 to 2019. Data processing used the SPSS version 22 application. The data analysis techniques used were statistical tests, classical assumptions, descriptive, normality test, multicollinearity test, heteroscedastical test, autocoleration test, hypothesis testing, multiple linear regression analysis, test the coefficient of determination. The results of the research (t test) show that the inflation variable has no effect on ROA and the money supply variable has a negative effect on ROA. Meanwhile, simultaneously (Test F) shows that the inflation variable and the money supply have a simultaneous effect on ROA. The datermination test (R2) in this study was 44,4% which was influenced by the variables in this study, while 55,6% was influenced by other variables that the researcher did not include in this study.
THE EFFECT OF MURĀBAHAH AND MUSYĀRAKAH FINANCING DISTRIBUTION ON OPERATIONAL REVENUE OF PEOPLE'S FINANCING BANK SHARIA 2015-2018
Authors: Yakinah Yakinah , Ritonga Kamaluddin , Damisa Arti , Efendi Sulaiman
Published: February 2022

This research aimed to determine the effect of Murābahah and Musyārakah financing distribution on operating income. This research use the reporting finance by the financial fervices authority of people’s finance Bank Syariah in 2015-2018 as a sample. It used double linear regression method. The result shows that Murābahah and Musyārakah finance have a positive influence on operating income.Abdurrahmat Fhatoni, Metodologi Penelitian Teknik Penyusunan Skripsi, Jakarta: Rineka Cipta, 2011. Adiwarman Karim, Bank Islam: Analisis Fiqih dan Keuangan, Jakarta: PT Raja Grafindo Persada, 2011. Agus Irianto, Statistik Konsep Dasar Aplikasi, dan Pengembangannya, Jakarta: Kencana Prenada Media Group, 2009. Ascarya, Akad dan Produk Bank Syariah, Jakarta: Rajawali Pers, 2013. Departemen Agama, Al-Qur’an dan Terjemahanya, Semarang: Toha Putra, 2010. Duwi Priyatno, SPSS 22 Pengolahan Data Terpraktis, Yogyakarta: CV. Andi Offset, 2014.Dwi Suwiknyo, Kompilasi Tafsir Ayat-Ayat Ekonomi Islam, Yogyakarta: Pustaka Pelajar, 2010. Herman Darmawi, Manajemen Perbankan, Jakarta: Bumi Aksara, 2012. Herry Sutanto Khaerul Umam, Manajemen Pemasaran Bank Syariah, Bandung: Pustaka Setia, 2013. Husein Umar, Metode Penelitian untuk Skripsi dan Tesis Bisnis. Jakarta: Rajawali Pers, 2013. Imam Ghozali, Aplikasi Analisis Multivariate dengan Program IBM SPSS 21, Semarang: Universitas Diponegoro, 2013. Iqbal Hasan, Analisis Data Penelitian Dengan Statistik, Jakarta: PT. Bumi Akasara, 2004. Ismail, Perbankan Syariah, Jakarta: Kencana, 2011. Mardani, Fiqh Ekonomi Syariah, Jakarta: Kencana, 2012. Maulana Hasanuddin Jaih Mubarok, Perkembangan Akad Musyarakah, Jakarta: Kencana, 2012. Mudrajat Kuncoro, Metode Riset untuk Bisnis dan Ekonomi, Jakarta:      Erlangga, 2009. M. Nur Rianto Al-Arif, Lembaga Keuangan Syariah, Bandung:                    Pustaka Setia, 2012. Muhammad Syafi’i Antonio, Bank Syariah: Dari Teori ke Praktik, Jakarta: Gema Insani Pers, 2016. Muhammad Teguh, Metodologi penelitian ekonomi Teori dan Aplikasi, Jakarta: PT Raja Grafindo Persada, 2005. Rizal Yaya, dkk., Akuntansi Perbankan Syariah, Jakarta: Selemba Empat, 2014. Singgih Santoso, Panduan Lengkap SPSS Versi 23, Jakarta: Alex Media Komputindo, 2016. Slamet Haryono, Analisis Laporan Keuangan Perbankan Syariah, Yogyakarta: Pustaka Sayid Sabiq, 2009. Sugiyono, Metode Penelitian Bisnis (Bandung: Alfabeta, 2012), hlm. 88. Sutan Remy Sjahdeini, Perbankan Syariah Produk-Produk dan Aspek-Aspek Hukumnya, Jakarta: Kencana Prenada Media Group, 2014. Trisadini P.Usanti dan Abd Shomad, Transaksi Bank Syariah, Jakarta: Bumi Aksara, 2013. Veithzal Rivai Arvian Arifin, Islamic Banking, Jakarta: PT.Bumi Aksara, 2010. Wiroso, Produk Perbankan Syariah, Jakarta: LPFE Usakti, 2009. Zainul Arifin, Dasar-Dasar Manajemen Bank Syariah, Jakarta: AlvaBet, 2002.
EFFECT OF FEE BASED INCOME AND OPERATIONAL COSTS ON PROFIT IN PT. SHARIA INDONESIAN PEOPLE'S BANK
Authors: Karlina Karlina , Harahap Ikhwanuddin , Windari Windari , Ali Ali
Published: February 2022

This research is motivated by decline in profitability in the first quarter of 2017 which is thought to be influenced by income, especially income derived from services (fee based income) and operating cost. The purpose of this study was to determine the effect of  fee based income and operating cost on profits at PT. Bank Rakyat Indonesia Syariah both partially and simultaneously. This study is a quantitative study, data analysis techniques with multiple linear regression analysis, with data processing used through the SPSS 23 Program. The results of the study show that simultaneously fee based income and operating costs affect earnings. But partially, fee based income variables hasn’t effect on earnings. While operating costs affect earning. The coefficient of determination (R2) obtained R2 of 0,552. This show that 55,2% of each profit growth can be explained by the variable fee based income and operating costs, the remaining 44,8% is explained by other variables outside this study.
Motives of Non-Muslim Customers Using Services at PT Bank Syariah Mandiri Sibolga Branch Office
Authors: Sari Mirna , Harahap Darwis , Lestari Sry , Alfadri Ferri
Published: February 2022

This research was motivated by in addition to Muslim customers it turns out there are also non-Muslim customers who are customers at Bank Syariah Mandiri Sibolga Branch Office. The purpose of this research is to find out whether there are many non-Muslim customers in BSM Sibolga and to find out what the motives of non-Muslim customers are using the services of Bank Syariah Mandiri Sibolga branch office. This type of research is descriptive qualitative. This research takes place in BSM Sibolga with research subjects of Bank employees: customer service, leadership, security guards and 9 non-Muslim customers related to the motives of non-Muslim customer customers in using services at BSM Sibolga, in this study supported by observation, interviews and documentation data. The results of this study conclude that the motives of non-Muslim customers in using BSM Sibolga services include: Personal motives namely work, cultural motives namely geographical (location) and groups (organizations or invitations from neighbors), and religious motives stimuli namely products. The most commonly found motif is a geographical motif, namely the location of Bank Syariah Mandiri Sibolga, located on the side of the road and easy to reach. Not found in the field of religious motives (religious observance), social motives (wealth, power and mastery of knowledge of personal motives (age and lifestyle). Non-Muslim customers Bank Syariah Mandiri Sibolga Branch Offices are mostly interested in gold pawning products. researchers conducted interviews with only a few non-Muslim customers who used gold pawning products that were found.
Kebijakan Fiskal dan Pertumbuhan Ekonomi Daerah: Bukti Data Panel di Indonesia
Authors: Amri Khairul
Published: February 2022

Abstract This study aims to analyze the effect of fiscal policy on regional economic growth in Indonesia. The fiscal policy consists of local government revenue pertains to local taxes and tax revenue-sharing, and local government expenditure includes grant social spendings, goods services, as well as capital spendings. Using panel data of 28 provinces during the period 2005-2015, then the data were analyzed using the econometric means of the panel regression fixed-effect approach. The study found that on the revenue side, local taxes have a positive effect, and vice versa, the tax revenue-sharing has a negative effect on economic growth. On the expenditure side, the grants social spending, and the goods services expenditure have a positive and significant effect, and vice versa capital spending has no effect on economic growth.  Abstrak, Penelitian ini bertujuan untuk menganalisis pengaruh kebijakan fiskal terhadap pertumbuhan ekonomi regional di Indonesia. Kebijakan fiskal yang dimaksudkan dilihat dari penerimaan pemerintah daerah terdiri dari pajak daerah dan bagi hasil pajak, dan pengeluaran pemerintah daerah meliputi belanja hibah dan bantuan sosial, belanja barang dan jasa dan belanja modal. Menggunakan data panel dari 28 provinsi selama periode 2005-2015, data dianalisis dengan menggunakan peralatan ekonometrika regresi panel pendekatan fixed-effect. Penelitian ini menemukan bahwa di sisi penerimaan, pajak daerah berpengaruh positif, dan sebaliknya, bagi hasil pajak berpengaruh negatif terhadap pertumbuhan ekonomi. Di sisi pengeluaran, belanja hibah sosial, dan belanja barang jasa berpengaruh positif dan signifikan, dan sebaliknya belanja modal tidak berpengaruh pada pertumbuhan ekonomi.