bluuebunny/crossref_metadata_2025 huggingface dataset:
Pembelajaran Berdiferensiasi Menggunakan Barang Bekas pada Materi Lingkaran untuk Meningkatkan Hasil Belajar Siswa
Authors: Rompis Fice Femmy
Published: March 2024

Setiap siswa memiliki keunikan dan keistimewaan yang membedakan mereka satu sama lain, termasuk dalam hal kebutuhan pembelajaran. Salah satu cara yang dapat mengatasi masalah karakteristik siswa yang beragam dalam kegiatan pembelajaran adalah dengan mengimplementasikan pembelajaran berdiferensiasi. Penelitian ini bertujuan untuk meningkatkan hasil belajar matematika siswa kelas 8 SMP Kristen Leilem Kecamatan Sonder dengan pembelajaran berdiferensiasi menggunakan barang bekas. Penelitian ini adalah penelitian Tindakan kelas yang dilakukan sebanyak dua siklus. Subjek penelitian ini adalah siswa kelas 8 SMP Kristen Leilem. Pengumpulan data dilakukan dengan teknik observasi dan tes  hasil  belajar. Data dianalisis secara deskriptif. Hasil penelitian menunjukkan bahwa setiap siklusnya ada peningkatan. Aktivitas guru dalam kegiatan pembelajaran pada siklus I dengan nilai rata-rata 84,10% dan siklus ke II dengan nilai rata-rata 92,05 %. Selanjutnya, pada aktivitas siswa juga terjadi peningkatan dalam kegiatan pembelajaran pada siklus I dengan nilai rata-rata 80,69% dan siklus ke II dengan nilai rata-rata 94,32%.
Pengaruh Pembelajaran Berdiferensiasi dalam Seni Tari Terhadap Motivasi dan Keterlibatan Siswa di Sekolah Menengah Pertama
Authors: Pasaribu Martlina
Published: March 2024

Penelitian ini bertujuan untuk menginvestigasi pengaruh metode pembelajaran berdiferensiasi yang melibatkan penggunaan multimedia interaktif terhadap pembelajaran seni tari. Subjek penelitian ini siswa kelas tujuh di Sekolah Menengah Pertama Negeri 4 Binjai, yaitu kelompok eksperimen yang menerima pembelajaran berdiferensiasi dengan multimedia interaktif dan kelompok kontrol yang menerima pembelajaran konvensional. Pendekatan berdiferensiasi dirancang untuk mengakomodasi perbedaan individual dalam pemahaman dan keterampilan siswa terkait seni tari. Hasil penelitian menunjukkan bahwa pembelajaran berdiferensiasi dengan multimedia interaktif signifikan berpengaruh terhadap pemahaman konsep seni tari, partisipasi aktif siswa, dan penerapan keterampilan secara kreatif. Temuan ini mendukung pendekatan inovatif dalam pembelajaran seni tari yang dapat meningkatkan efektivitas pembelajaran dan merangsang minat siswa terhadap seni. Implikasi hasil penelitian ini dapat memberikan kontribusi kepada pengembangan kurikulum seni tari yang lebih responsif terhadap kebutuhan dan minat siswa dalam era teknologi informasi. Penggunaan teknologi dalam pembelajaran seni tari tidak hanya memperkaya pengalaman visual, tetapi juga mendorong partisipasi aktif siswa melalui aspek interaktifnya. Kesimpulan penerapan strategi berdiferensiasi membantu guru mengakomodasi variasi gaya belajar siswa, menghasilkan pembelajaran yang lebih inklusif dan responsif terhadap kebutuhan individual, serta pentingnya integrasi teknologi dalam konteks seni tari, sambil menekankan manfaat pendekatan berdiferensiasi di kelas.
Pengembangan Media Beberan Jual Beli untuk Melatih Kecakapan Literasi Numerasi Siswa Tunarungu
Authors: Zakiyah Zakiyah , Mustiana Lailin
Published: March 2024

Penelitian ini bertujuan untuk menentukan karakteristik media beberan jual beli yang akan di kembangkan, menguji kelayakan dari media beberan jual beli, serta menguji efektifitas penggunaan media beberan jual beli terhadap hasil kemampuan literasi numerasi siswa. Jenis penelitian ini adalah Research and development (R & D). Produk pengembangan dalam penelitian ini adalah media beberan jual beli yaitu pengembangan dari beberan jual beli untuk melatih kecakapan literasi numerasi. Rancangan penelitian menggunakan pedekatan ADDIE dikembangkan oleh Dick and Carry. Untuk merancang sistem pembelajaran dengan 5 fase pengembangan meliputi: Analysis, Design, Development or Production, Implementation or Delivery dan Evaluations dengan analisis data kualitatif dan kuatitatif. Pengembangan media beberan jual beli dilakukan di SLBN Seduri Mojokerto pada bulan Agustus-September semester ganjil tahun ajaran 2021/2022, Sumber data penelitan ini adalah siswa tunarungu kelas 5 berjumlah 4. Hasil validasi ahli yang pada penelitian pengembangan ini diperoleh persentasi validitas nya sebesar 82,3, pengembangan media beberan jual beli diperoleh nilai respon siswa sebesar 78, hasil analisis diperoleh hasil yang baik. Maka dapat disimpulkan bahwa hasil media beberan jual beli efektif digunakan.
SUSTAINABLE ART PRACTICES IN RUSSIAN PROTECTED AREAS
Authors:   HSE University, Malinovskaya Yana V.
Published: March 2024

The problem of defining “sustainable art” is closely related to the extensive discussion around the paradigm shift of economic growth to the concept of “sustainable development” and related problematic issues related to the relationship between man and the environment. The article explores how contemporary art can reflect the problems of “sustainability”. The article explores the term “sustainable art” through the ecological, social and cultural context of Russia. The author emphasizes the importance of art as a tool for reflection, critical commentary and an incentive to dialogue on sustainability issues. In the Russian context, the issues of “sustainable” development of the economy, ecology and society are also conceptualized by contemporary art, but at the moment this practice are not described as “sustainable art”. The specifics of Russian protected areas allow us to consider them as possible model sites for the development of sustainable art in Russia. The author examines artistic practices in Russian protected areas in 2011-2021 in the optics of “sustainability”.
PHENOMENOLOGY OF HORROR IN POST-HORROR: THE POETICS AND SYMBOLICS OF “THE LIGHTHOUSE” BY R. EGGERS
Authors:   Academy of Media Industry, Labuznaya Valeriya Yu.
Published: March 2024

The article is devoted to the problem of representing horror in one of the most significant post-horror movies – “The Lighthouse” by R. Eggers. The categories of phenomenology of horror by philosophers D. Trigg and E. Thacker are used in the analysis of the film’s poetics and symbolism. This method helps to highlight the themes of disgusting physicality, terrible doubleness and unthinkable horror in terrifying screen images and frightening means of expression. The resume explains the aestheticization of the horror in “The Lighthouse” as produced through the representation of “the subject becoming inhuman” and “the lacuna pointing beyond appearances.” Post-horror, viewed through the prism of contemporary speculative philosophy, appears as an attempt to transfer the “numinous” experience of horror using new screen means.
Manajemen Pendayagunaan Dana Zakat Oleh Baznas Dalam Mengentaskan Kemiskinan Di Kabupaten Lebak
Authors: Latif Ahmad Latif
Published: March 2024

The Gini Index for Indonesia rose from 0.381 to 0.388 in March 2023. The issue of poverty also remains a concern, impacting roughly 25.90 million people or 9.36% of the total population. To address this problem, Baznas Lebak Regency has adopted a policy in line with Regional Regulation No. 11 of 2005 article 17. The policy focuses on adherence to religious regulations, prioritizing mustahik (eligible recipients), and seeks input from local government. The Revolving Capital Fund program at Baznas Lebak is supported by infaq and sadaqah funds, adhering to the principles of Islamic fiqh, instead of zakat funds. Baznas Lebak is positioned in quadrant V for program development, with an EFI total score of 2.68 and an EFE total score of 2.59.
Tingkat Belanja Online Flash Sale Di Kalangan Guru MTsN 11 Pesisir Selatan Analisis Etika Bisnis Islam
Authors: Efendi Faisal
Published: March 2024

The purpose of this study was to determine the level of online shopping among teachers at MTsN 11 Pesisir Selatan. Online shopping has become a habit or necessity for MTSN 11 Pesisir Selatan teachers. As was obtained from the Principal of MTSN 11 Pesisir Selatan, he said that almost every day online package delivery couriers come to the school. Therefore the author wants to examine how the level of online shopping for MTSN 11 Pesisir Selatan teachers. This study uses a quantitative descriptive method by explaining the data in the form of numbers into information. The object of this research is the teachers of MTSN 11 Pesisir Selatan from various levels. The data collection technique was by distributing questionnaires via Google form with a total of 65 respondents consisting of PNS, Honorary, and First Aid Teachers, Administrative Employees. Data were taken from July to early August 2023. The analytical tool used in this study used Microsoft Excel by distributing questionnaires via Google form to 65 respondents. The results of this study are that teachers often shop online at Shopee and Tiktok Shop stores by buying products in the Fashion category such as clothes, bags, shoes and others. Besides that, they also bought skincare and makeup. The principles of business ethics are in line and in harmony with the principles of Islamic business ethics.
Transformasi Digital dalam Keuangan Islam: Peluang dan Tantangan
Authors: Sudarmanto Eko , Yuliana Indah , Wahyuni Nanik , Yusuf Sitti Rabiah , Zaki Ahmad
Published: March 2024

This research aims to explore the impact of digital transformation in the Islamic finance sector, discussing the opportunities and challenges that arise with the adoption of digital technologies. The study utilizes a qualitative method with literature review approach. Digital transformation includes the implementation of innovations such as financial technology (fintech), blockchain, and artificial intelligence within the context of Sharia-compliant finance. The results of the discussion present a comprehensive overview of how digitization affects Islamic financial products and services, considering the potential for increased operational efficiency, financial inclusivity, and more effective adherence to Islamic financial principles. Meanwhile, challenges such as data security, regulations, and market acceptance are also outlined, emphasizing the efforts required to optimize the benefits of digital transformation in the realm of Islamic finance.
Optimizing Sharia Bank Digitalization Efforts to Improve the National Economy and Human Resources in the Industrial Era 4.0
Authors: Andiansyah Farma , Rini Endang Sulistya , Absah Yeni
Published: March 2024

The movement of the community's economic structure experienced a very drastic decline in line with the spread of the COVID-19 virus. The Covid-19 pandemic has become a driving force for digitalization in almost all sectors, including payment systems. Digitalization of the payment system is considered to be the key to accelerating national economic recovery in addition to the COVID-19 vaccination program. This research aims to find out how the Digitalization of Sharia Banks Promotes National Economic Recovery during the COVID-19 pandemic. The research method used by the author in preparing this article is a literature review or literature study that contains theories that are relevant to the research problems. Several digital services can be put forward to encourage the acceleration of increasing sharia financial inclusion in Indonesia such as digital payment systems, peer-to-peer lending, and branchless banking. Increasing Sharia financial inclusion itself is carried out because it has a direct impact on improving the welfare of people who use digital-based Sharia financial services and products. Digitalization of Sharia banking can be the key to encouraging national economic recovery. The convenience of digital transaction services facilitates bank transaction activities amidst the limited mobility of community activities. So it cannot be denied that the Sharia banking industry has experienced an increase through digital banking services even though it has been hit by a crisis due to the COVID-19 pandemic.
Kestabilan Dan Efisiensi Bank Syariah Indonesia Sebelum Dan Sesudah Di Merger
Authors: Lestari Esti Dewi
Published: March 2024

Pada tahun 2021, pemerintah menggabung ketiga bank syariah nasional yaitu BRI Syariah, BNI Syariah, Bank Mandiri Syariah. Hasil penggabungan tersebut melahirkan bank syariah baru yaitu Bank Syariah Indonesia. Dari perspektif teoritik, tujuan penggabungan tersebut diharapkan performa dan kesehatan bank menjadi lebih baik dan pelayanan kepada masyarakat dapat ditingkatkan. Penelitian ini bertujuan menganalisis kinerja keuangan Bank Syariah Indonesia sebelum dan setelah merger pada tahun 2021 serta mendeskripsikan stabilitas dan efisiensi bank hasil penggabungan tersebut. Metode penelitian ini menggunakan desai penelitian kuantitatif. Pengukuran kinerja ini didasarkan pada perhitungan rasio keuangan, sedangkan untuk pengukuran efisiensi dan stabilitas berdasarkan pada pendekatan data envelopment analysis (DEA). DEA merupakan program pendekatan matematis melalui pengukuran efisiensi dari decision making units (DMU) dengan model contant return to scale (CRS) dengan menganalisis DMU di tahun sebelumnya. Hasil penelitian menunjukkan bahwa kinerja keuangan dari ketiga bank sebelum merger, yang memiliki kinerja yang baik yakni PT Bank Mandiri Syariah , dan untuk bank setelah merger yakni Bank Syariah Indonesia memiliki kinerja yang rata-rata jauh lebih baik dari bank sebelum merger , namun sebaliknya untuk efisiensi dan kestabilan ketiga bank sebelum merger lebih baik dibandingkan setelah merger. Sehingga peneliti menyarankan peningkatan produktivitas BSI melalui perluasan sentralisasi berbasis inovasi dan menjauhi diversifikasi pendapatan yang merupakan salah satu penyebab kerawanan bank setelah merger.
Analisis Pengaruh Bi Rate Dan Inflasi Terhadap Indeks Saham Syariah Indonesia (ISSI) Periode 2017-2020
Authors: Sugeng Rachmat , Sebriani Ria , Muliana Muliana , Syamsuddin Syamsuddin , Abbas Muhammad , Hadrianti Virza
Published: March 2024

This study aims to determine the effect of the BI Rate and Inflation on the Indonesian Sharia Stock Index for the 2017-2020 period. This research is a quantitative research using secondary data collection methods. The statistical test used is Multiple Linear Analysis and using statistical tools (SPSS Version two one). From the results of the multiple linear regression test, it shows that simultaneously the two independent variables have a significant influence on the Indonesian Sharia Stock Index. Partially, only Inflation (X2) has a significant effect on the Indonesian Sharia Stock Index (Y), while the BI Rate (X1) does not show any effect on the Indonesian Sharia Stock Index (Y).
Sejarah Kebijakan Moneter dalam Islam (Fathimiyah, Mamalik, Persia, India, dan Turki Utsmani)
Authors: Redi Redi Hadiyanto
Published: March 2024

Penelitian ini membahas sejarah kebijakan moneter dalam konteks Islam selama periode Fathimiyah, Mamalik, Persia, India, dan Turki Utsmani. Masing-masing periode ini mencerminkan dinamika ekonomi dan politik yang unik, yang memberikan dampak pada pengembangan sistem moneter dalam kerangka nilai-nilai Islam. Pada masa Fathimiyah (909-1171 M), kebijakan moneter tercermin dalam penggunaan tradisional mata uang dinar dan dirham, sejalan dengan prinsip-prinsip ekonomi Islam. Selama periode Mamalik (1250-1517 M), hubungan perdagangan dan interaksi dengan dunia luar memainkan peran penting dalam membentuk sistem ekonomi dan moneter mereka. Pengaruh perdagangan dan hubungan luar negeri pada kebijakan moneter Mamalik memengaruhi kestabilan mata uang dan ekonomi mereka. Persia, dengan kekayaan alam dan sejarah keuangan yang panjang, memiliki pengaruh yang kuat pada kebijakan moneter, terutama selama Dinasti Safawiyah (1501-1736 M). Di India, masa Dinasti Delhi dan Kesultanan Bahmani (1206-1527 M) mencerminkan penggunaan mata uang emas dan perak seiring dengan tradisi Islam. Terakhir, dalam konteks Turki Utsmani, sistem moneter kompleks mencakup penggunaan mata uang bimetal dan perak, mencerminkan kekuatan ekonomi dan politik Utsmani. Penelitian ini bertujuan untuk memberikan pemahaman yang lebih baik tentang perkembangan kebijakan moneter Islam selama periode tersebut.
Pemetaan Dan Pemodelan Minat Menabung Masyarakat Di Bank Syariah Indonesia Jambi
Authors: Prasaja Ahmad Syukron , Rahma Sri
Published: March 2024

Kondisi Indonesia sebagai negara dengan mayoritas pemeluk agama Islam memberikan potensi besar bagi perkembangan perbankan syariah. Setelah merger tiga bank syariah menjadi Bank Syariah Indonesia (BSI), strategi yang tepat diperlukan untuk mengoptimalkan layanan pelanggan. Namun, perbankan syariah masih tertinggal dibandingkan dengan bank konvensional. Sementara itu, keragaman geografis Indonesia menciptakan perbedaan dalam kehidupan masyarakat, menjadi peluang bagi sektor perbankan untuk memahami pasar dan memperluas jaringan aset. Penelitian ini menggunakan data primer dan sekunder. Data primer mencakup variabel minat menabung masyarakat yang dikumpulkan melalui kuesioner yang disebar ke masyarakat di wilayah Jambi yang dilayani oleh cabang BSI. Metode penelitian ini adalah kuantitatif deskriptif, yang memerlukan konsep pendukung dan teori sebagai dasar yang mengonfirmasi tujuan penelitian. Populasi penelitian mencakup penduduk kota dan kabupaten di Provinsi Jambi, dengan karakteristik wilayah yang dibedakan menjadi daratan (perkotaan), pegunungan, dan pesisir. Sampel diambil menggunakan teknik probability sampling yang memberikan kesempatan yang sama kepada individu yang memenuhi kriteria untuk menjadi responden. Hasil penelitian menyoroti beberapa faktor kunci yang memengaruhi minat menabung di BSI Jambi. Mayoritas responden yang merupakan perempuan dengan latar belakang pendidikan S1 menunjukkan minat menabung yang signifikan. Pekerjaan juga memainkan peran penting, dimana mayoritas responden yang belum bekerja menunjukkan ketidakminatan terhadap menabung, sementara karyawan memiliki minat yang lebih tinggi. Analisis terhadap jarak terhadap bank cabang menegaskan pentingnya lokasi yang strategis dalam menarik minat menabung, dengan penurunan yang signifikan dalam ketidakminatan menabung seiring pendekatan jarak terhadap bank cabang. Faktor-faktor ini, seperti jenis kelamin, pekerjaan, dan aksesibilitas terhadap bank cabang, menunjukkan pengaruh yang kuat terhadap minat menabung, memberikan landasan penting bagi BSI Jambi dalam pengembangan strategi pemasaran dan lokasi cabang untuk meningkatkan partisipasi masyarakat dalam menabung
Pengaruh Jumlah Zakat Produktif, Modal Awal Dan Lama Usaha Terhadap Tingkat Pendapatan Mustahik Di Baznas Provinsi Riau (Studi Kasus Kota Pekanbaru)
Authors: Ulfa Surya , Misdawita Misdawita - , Setiawan Deny -
Published: March 2024

The purpose of this study is to analyze whether the amount of productive zakat, intial capital and simultaneous effect on mustahik income at BAZNAS Riau Province. The data used in this research is secondary data obtained from agencies such az BAZNAS Riau Province and also quetionnaires. The data analysis method use multiple linear regression analysis and classical assumption test to see the influence between the independent variables and the dependent variable and is calculated using the E-views 9 application software with a population of 61 mustahik. The results of the analysis show that the amount of productive zakat,initial capital and length of business have a significant effect on mustahik income at BAZNAS Riau Province.
Etika, Hak & Kewajiban Pelaku Bisnis Transportasi On-Line (GOJEK) Perspektif Bisnis Sharing Economy Syariah
Authors: Achmad Listian Indriyani
Published: March 2024

This paper conducts qualitative research on literature related to describing a form of ethics, rights and obligations of on-line transportation business (GoJek) seen from the perspective of sharia sharing economy business in Indonesia. GoJek, an on-line technology-based transportation service company that uses human and motorcycle modes of transportation, in its business scope has a role that has a major influence on the economy in Indonesia today. GoJek is an economic actor that has a function as a producer that produces services for an information technology-based transportation mode that applies an on-line model in its services. Meanwhile, the government through the Ministry of Transportation (Kemenhub) is an economic actor that functions as a regulator in terms of authorization related to policies that regulate the overall operational scope of all modes of transportation in Indonesia. The rapid development of information technology has changed the shape of the economic system from the conventional one to the form of a sharing economy system. This change also touches on the existence of GoJek's business as an economic actor that functions as a producer, as well as the Ministry of Transportation as a representative of the government which is an economic actor and functions as a regulator of transportation modes in Indonesia. Meanwhile, in the business and economic world, the Islamic economic system is increasingly being sought and applied throughout the world, this can also affect the business conditions of GoJek, including the Ministry of Transportation in responding to its role related to the perspective of the sharia sharing economy. This study finds that there is a form of ethics, rights and obligations of on-line transportation business actors (GoJek) and the role of the government as an economic actor in the perspective of sharing economy sharia.
Trilogy Halal Tourism Al Mulk
Authors: Irawati Nining Winda , Bulutoding Lince , - Siradjuddin
Published: March 2024

This study aims to synthesize QS. Al-Mulk 67:15 which was revealed to be the Al-Mulk Halal Tourism Trilogy which has a connection with the sharia economy; This study uses the Islamic paradigm with a synthesis approach, namely understanding the verses of the Koran as a social reality. QS-based theory formulation. Al-Mulk is done by understanding QS. Al-Mulk 67:15, then determines the premise, and formulates a theory subjectively. ; The concept of the resulting values consists of: (1) The value of monotheism in the management of tourist destinations as outlined in the Vision and Mission, destination objectives, the application of halal tourism regulations, and the application of monotheism values in the management of tourist destinations, (2) Must pay attention to halal value both from the substance and the method of acquisition, and (3) fulfilling the elements of accountability in managing tourist destinations to Allah, humans and nature.
Pengaruh Bauran Pemasaran Terhadap Tingkat Penjualan Dalam Perspektif Etika Bisnis Islam Pada Griya Batik Asri Sukoharjo
Authors: Sumadi Sumadi , Sriwalyoto Sriwalyoto , Haniin Umi , Rahmawati Husada Ista Hasri
Published: March 2024

This study aims to determine the influence of products, prices, places, and promotions in the perspective of Islamic business ethics on the level of sales at Griya Batik Asri Sukoharjo. Sampling was carried out by simple random sampling and for the determination of the number of sample using the slovin formula, which was a total of 86 respondents. The research methods used are quantitative research methods using descriptive statistics, instrument tests, classical assumption tests, and multiple linear analysis. The result of this study partially (t-test) is the effect of products with a t value of 3,886 and a significant value of 0,000 has a positive and significant effect on the level of sales. The effect of price with a t value of 0,048 anf significant 0,962 then has no influence and is not significant on the level of sales. The effect of the place with a t value of 1,522 and a significant 0,132 then has no effect and is not significant on the level of sales. The effect of promotion with a t value of 4,806 and a significant 0,000 has a positive and significant effect on the level of sales.
Pengaruh Etika Bisnis Islam Terhadap Kesetiaan Pelanggan Di Koperasi Jaya Abadi Tubanan Kembang Jepara
Authors: Aditianto Ahmad Roif , Arifin Samsul , Arifin Samsul
Published: March 2024

This research aims to analyze the influence of Islamic business ethics on customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative through the variables customer commitment trust and relationship benefits. The population in this study was 844 members of the Jaya Abadi Tubanan Kembang Jepara Cooperative. Sampling used the Incidental Sampling technique with the selected criteria being 90 customers. The results of the research show that in Islamic business ethics the customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative is (1) Customer commitment has no effect on Customer Loyalty. This could happen because the commitment in the questionnaire is about the Bank's service to customers, which can give rise to different perceptions for each customer. (2) Trust has a significant effect on customer loyalty because customers receive transaction protection and obtain their rights in transactions. (3) Relational Benefits have a significant effect on customer loyalty because customers receive service benefits such as a sense of security and calm. (4) Simultaneously Customer commitment, Trust, Relationship benefits have a significant effect on Customer Loyalty as seen from the ANOVA test results thatiatheiacalculated F value is 13.48 while the F table value is 2.70 and the significanceiavalue is 0.000
Fenomena Racun Tiktok Pada Perilaku Konsumtif Dalam Perspektif Islam
Authors: Evianah Evianah , Mustikorini Dwi Indah , Marpurdianto Kharis
Published: March 2024

The term "TikTok Poison" among young people refers to a trend that showcases content or videos about products, such as unboxing or product reviews. These types of content create a unique interest among users. By watching content or videos created by online shops on TikTok, viewers become interested and sometimes make purchases, occasionally ignoring the benefits, functions, and actual need for the purchased items. The aim of this research is to understand the phenomenon of TikTok Poison on consumer behavior an Islamic perspective. This research employs a qualitative method with the objective of uncovering phenomena related to the respondents or research subjects, such as behavior, actions, responses, perceptions, by describing the research results using words and detailed explanations. Data collection is done through observation, interviews, and documentation. The research results indicate that the TikTok Poison trend has both positive and negative impacts. The positive impact is that it facilitates online business owners in promoting their products and helps consumers who want to see product reviews. Reviews serve as a benchmark for determining the quality of a product through other people's writings. Meanwhile, the negative impact of consumptive behavior is that life becomes wasteful, many items are not used, and can cause social jealousy. In Islam itself, consumer behavior is hated by Allah SWT, because Allah does not like a servant who behaves like that or wastes something that does not meet his needs. In Q.S. Al-Isra also clearly shows that Allah SWT said that wasteful people are the brothers of Satan and Satan is very disobedient to his God, the meaning of God here is Allah SWT. In Islam's own view, consumer behavior is very clearly prohibited and not recommended, because this behavior is the same as arrogant, luxurious and also wasteful behavior. It is appropriate as a Muslim to behave in using these items in accordance with the portion or reasonable, because anything in excess is not good and is prohibited in religion.
Pengaruh Earning Per Share Net Profit Margin dan Tobin’s Q Terhadap Return Saham Syariah Sektor Kesehatan di Bursa Efek Indonesia
Authors: Lestari Lestari , Erdiana Atty
Published: March 2024

This study aims to determine the effect of Earning per share (EPS), Net Profit Margin (NPM) and Tobin's Q on Islamic stock returns in the health sector on the Indonesia Stock Exchange (IDX). The object of this research is the health sector's sharia stocks, totaling 22 shares. The sampling method used is purposive sampling with the criterion that the issuer has complete financial reports from 2019-2022, and found 14 stocks that meet the criteria. This study uses multiple linear regression analysis techniques which are used to examine the effect of EPS, NPM and Tobin's Q on sharia stock returns in the health sector. The results of the research show that EPS, NPM and Tobin's Q do not have a significant effect on the return of sharia stocks in the health sector on the Indonesia Stock Exchange (IDX).
Accountability and Transparency of Zakat, Infaq, Shodaqah Fund Management (Case Study on LAZISMU Pasuruan Regency)
Authors: Syaifuddin Muhammad , Khalil Jafril
Published: March 2024

This study aims to determine the effectiveness of the application of accountability and transparency in the management of zakat, infaq and shodaqah funds at LAZISMU Pasuruan Regency. The method used in this research is a qualitative method with a case study approach. Data collection techniques used in this study include interviews and documentation in the form of financial reports and other supporting documents related to the accountability and transparency of ZIS fund management. Data analysis used data triangulation. The results showed that the form of accountability of LAZISMU Pasuruan Regency, among others: evaluation of board members every month led by the chairman of the board, the existence of ZIS fund management reports in the form of magazines for donors every month and brochures for other than donors, and the existence of audit reports conducted once every 1 month, once every 3 months, once every 6 months conducted by the Muhammadiyah Regional Leadership and once a year conducted by a public accountant. While the forms of transparency of LAZISMU Pasuruan Regency include: in the collection of ZIS funds carried out by means of child philanthropy, socialization through local community activities, and digital fundrising.
Increasing Public Satisfaction and Trust Based on a Islamic Service Quality Perspective at the North Buton Regency PTSP Service
Authors: Yusuf Hayat
Published: March 2024

Disclosure of information, when linked to service activities, helps encourage people to become more aware of their rights and obligations. Therefore, the hope to be able to get the best service is now also starting to depend on government organizations. The research objective is to analyze the effect of service quality on satisfaction and public trust. This research is explanatory. The research location is the North Buton Regency Investment and One-Stop Integrated Services (PTSP) Service with a target population of 149 people processing permits. The measurement was carried out using a Likert scale (Summated Scale) with five categories on a scale of 1 to 5, namely: (1) strongly disagree, (2) disagree, (3) neutral, (4) agree, (5) strongly agree. The analysis used to answer the hypothesis in this research uses a Structural Equation Model (SEM) using the AMOS 26 program package. There is a positive and significant influence between service quality on satisfaction with a beta coefficient of 0.903 and a probability of 0.000. There is a positive and significant effect of service quality on trust with a beta coefficient of 0.572 and a probability of 0.004. There is a positive and significant influence between satisfaction on trust with a beta coefficient of 0.369 and a probability of 0.044. There is a positive influence between service quality on trust which is mediated by satisfaction. The nature of this mediation is partial mediation with a beta coefficient of 0.517. the better the service quality, the satisfaction will increase. The better the service quality, the more trust will increase. The higher the satisfaction felt, the greater the trust. Service quality can indirectly influence trust through satisfaction.
Inovasi Sosial di Hutan Wakaf Bogor dalam Mencapai Pembangunan Berkelanjutan
Authors: Firdaus Anisah
Published: March 2024

Inovasi sosial adalah cara baru untuk mencari perubahan masyarakat dalam memenuhi kebutuhan hidup yang lebih efektif, efisien, dan berkelanjutan. Tujuan inovasi sosial adalah untuk memecahkan masalah yang dihadapi masyarakat sehingga mencapai kondisi yang lebih baik bagi masyarakat. Penelitian ini bertujuan untuk mengkaji bentuk inovasi sosial yang dilakukan di hutan wakaf Bogor. Program inovasi sosial ini bertujuan untuk mengembangkan hutan wakaf Bogor dalam menciptakan pembangunan masyarakat yang berkelanjutan mengingat daerah tersebut merupakan daerah rawan bencana alam, yaitu tanah longsor. Penelitian ini menggunakan metode kualitatif deskriptif dengan menggunakan data primer yaitu wawancara, observasi, dan dokumentasi dan data kedua dari artikel, buku, dan web. Hasil penelitian ini menunjukkan bahwa inovasi sosial yang dilakukan di hutan wakaf Bogor berkolaborasi dengan masyarakat diantaranya dengan membangun proyek air bersih, pembuatan saung untuk sarana dakwah dan bimbingan membaca Al-Quran, penanaman berbagai macam pohon untuk mencegah erosi dan membentuk kelompok tanggap bencana seperti program agroforestri. Inovasi sosial di hutan wakaf memiliki dampak sosial dan perbaikan ekonomi serta perbaikan lingkungan sehingga mendorong tercapainya pembangunan berkelanjutan.
Analisis Pengaruh Pertumbuhan Ekonomi, Inflasi, Dan Nilai Tukar Mata Uang Asing Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Periode 2016-2020
Authors: Muzakki Luthfi Akmal
Published: March 2024

This study aims to determine the effect of macroeconomic variables, namely economic growth, inflation and foreign exchange rates on the profitability of Islamic banks in Indonesia. The data sources for macroeconomic variables in this study are secondary data published by BPS and SEKI, while the profitability data for 14 Islamic banks in Indonesia are taken from the OJK Sharia Banking Statistics. The research method used in this study is a quantitative method with panel data analysis. The results showed that there was no significant effect of macroeconomic variables, namely economic growth, inflation and exchange rate variables on the profitability of Islamic banks partially, but simultaneously significant.
Pandemi Covid 19 dan Dampaknya Terhadap Profil Risiko dan Profitabilitas Perbankan Syariah di Indonesia
Authors: Seto Agung Anggoro , Basri Hisbullah , Mayasari Veny , Oktariyani Amanda , Septianti Dian
Published: March 2024

This study aims to find out the differences in risk and profitability profiles of Islamic commercial banks in Indonesia before and during the COVID-19 pandemic. The type of research used is a comparative study that compares the risk and profitability profiles of Islamic commercial banks in Indonesia before and during the COVID-19 pandemic. The population in this study were all Islamic commercial banks in Indonesia, the sampling technique used purposive sampling with a total sample of 4 Islamic commercial banks. This study uses two variables, namely risk profile with indicators of Net Performing Financing (NPF) and Financial Deposit Ratio (FDR) and profitability with indicators of Return on Assets (ROA) and Net Interest Margin (NIM). This study uses secondary data sourced from quarterly financial reports starting from 2018-2021 for each bank. The results showed that there were differences in the NPF, ROA and NIM of Islamic commercial banks before and during the COVID-19 pandemic with a significance value of 0.005, 0.001 and 0.000, respectively. Meanwhile, the FDR variable has a difference with a significance value of 0.819. The results of this study also found that during the COVID-19 pandemic, the risk profile of Islamic commercial banks as reflected by the NPF and FDR ratios tended to increase and the profitability ratios tended to decrease.
Strategi Personal Selling di BMT UGT Nusantara Cabang Pembantu Mumbulsari Jember
Authors: Ni'mah Iffatun , Meylianingrum Kurniawati
Published: March 2024

This study aims to determine the implementation and constraints on the personal selling strategy carried out by BMT UGT Nusantara Sub-Branch Mumbulsari Jember. This study uses a qualititative method with a descriptive approach. Data collection techniques used in this study in 3 ways, namely observation, interviews and documentation. The results of this study indicate that the implementation of the personal selling strategy carried out by BMT UGT Nusantara Sub-Branch Mumbulsari Jember was carried out in 5 steps, namely Looking for Prospective Customers (Prospecting), Approach (Approach), Presentation (Presentation), Closing (Clossing) and Follow Up (Follow-up) as a particular way to increase the number of members. Moreover, the obstacles that occur in the application of personal selling are 2 factors, namely competitor factors and the lack of public understanding of Baitul Mal Wat Tamwil.
Faktor Yang Mempengaruhi Minat Investor Melakukan Wakaf Saham
Authors: Nadyan Arfid Fathun , Rahmi Dewi
Published: March 2024

Waqf is an Islamic philanthropy that can provide social and economic benefits to the people and Indonesia has great waqf potential. One of the waqf innovations that are now present is stock waqf. However, the realization of stock waqf collection is still far from its potential. This raises the question of what factors influence a person's interest in stock waqf. This study aims to describe the respondents and analyze the factors that influence the interest of stock investors towards stock waqf. The study was conducted on the customer of the MNC Sekuritas, among 100 respondents who had or never did a stock waqf. Data were obtained using a questionnaire in nominal and likert scales. This study uses a descriptive quantitative approach. The data from the questionnaires were tested for validity and reliability and then analyzed using the binary logistic regression method. The results showed that knowledge, religiosity, perception had an positive significant effect on interest in doing stock waqf and the information media has no effect on investors' interest in doing stock waqf.
Akuntansi Lingkungan dan Kinerja Keuangan Perusahaan dalam Ekonomi Syariah
Authors: Ningsih Nur Wahyu , Nurlaili Nurlaili , Zuliansyah Ahmad
Published: March 2024

Many companies in Indonesia use natural resources, both ocean and land products, as raw materials for the company's production. Currently in Indonesia, disclosure of environmental accounting has not been specifically regulated in accounting standards, meaning that the reporting of environmental information in the company's annual report is still voluntary. If there are companies that have not reported environmental costs, there is no specific policy from the government, even though company waste can damage the surrounding environment if it is not managed properly.The purpose of this research is to know the environmental costs and financial performance in the perspective of Islamic economics. Quantitative methods are used in this study and use Smart PLS 3.0. The results showed that there was an effect of environmental costs on the financial performance of ROA, ROE, and NPM. The universe that has been created by Allah SWT must be preserved for the sake of safety on earth. Humans as caliphs on earth are given the responsibility to preserve nature. PT X has carried out its responsibility towards the environment in accordance with the Sharia Enterprise Theory, namely Allah SWT as the highest stakeholder.
Implementasi Program Corporate Social Responsibility (CSR) dalam Meningkatkan Loyalitas Nasabah pada Bank Syariah
Authors: Khaeriani Baiq Nurul , Hasan Asyari -
Published: March 2024

The purpose of this study was to determine the implementation of corporate social responsibility (CSR) programs in increasing customer loyalty at one of the Islamic Banks in Mataram City. This study uses descriptive quantitative research methods. The sample of this study amounted to 100 respondents. Data were collected using a questionnaire. The data were processed and analyzed using simple linear regression with SPSS 26 software. The results showed that there was a significant effect of corporate social responsibility (CSR) on customer loyalty. The CSR program carried out by Islamic banks is based on local resources, empowers the community and is sustainable, the impact of which will be felt by Islamic banks, customers and the community.
Sistem Tanggung Renteng pada Keberlangsungan Usaha dalam Perspektif Ekonomi Islam
Authors: Rohmah Umi , Suharto Suharto , Anggraeni Erike
Published: March 2024

Financial institutions have now continued to expand, specifically the Islamic banking industry. Islamic banking offers various types of products, including financing for additional business capital. In the financing products offered, many risks are considered capable of affecting the health of the bank. Consequently, the banking sector has developed a mechanism to address the risk of default. For instance, the BTPN Syariah bank, which already has a mechanism for dealing with defaults through joint and several liability, where all members in a financing group are involved jointly or severally to be responsible for the loans they have. Apart from dealing with the risk of default, joint and several liability is also used to assist financing members who are having problems with their business being developed. Joint and several liability in muamalah fiqh is also referred to as kafalah.
The Effect Of Economic Crisis Indicators On The Performance Of Conventional And Islamic Capital Markets In Indonesia; A Comparative Analysis
Authors: Kornitasari Yenny , Prasetya Amarissa Novianaputri
Published: March 2024

The objective of this research is to analyze the different effects of economic crisis indicators on the performance of conventional and Islamic capital markets in Indonesia and the stability of both capital markets during shocks using Vector Error Correction Model (VECM). Monthly time-series data from 2015 to 2019 were used, the variables are inflation, interest rate, SIBOR, developed countries’ economic growth, foreign exchange reserves, and world oil prices. This study finds that, in the long run, inflation affects the performance of the capital markets and that the economic growth of developed countries influences conventional capital markets. In the short run, foreign exchange reserves influence both capital markets, and the economic growth of developed countries affects Islamic capital market. Significant differences in stability due to shocks were not found in both markets if observed using IRF test and variance decomposition. If later on shocks in economic crisis indicators that can refer to the occurrence of crises were to be found, the stability of both capital markets would be affected.
Analisis Minat Menggunakan Aplikasi Flip.Id Dalam Perspektif Maqashid Syariah Dan Tinjauan Technology Acceptance Model (TAM)
Authors: Sahroni Firman , Hasanah Miftahul , Arifin Salahudin Rijal
Published: March 2024

Abstract
The purpose of the study is to find out and observe the suitability of the mechanism concept of the 2 constructions (TAM), namely the expediency and convenience in the application of flip.id with maqashid sharia and to find out whether there is a positive influence between the two constructions (TAM) on the interest in using flip.id applications. Flip.id is one of the interbank transfer service applications that eliminates administrative fees for each bank transfer transaction. The presence of the application is an attraction or interest for bank account owners. To find out the interest in using the flip.id application, a model is needed to measure it, namely the Technology Acceptance Model (TAM). This research uses a mixed method approach that combines qualitative and quantitative research sequentially with the design design used by the exploratory sequentional design, where in the first stage the research uses qualitative methods and in the second stage quantitative methods. The results of this study are that the suitability of the concept of mechanism, expediency, ease in the application of flip.id with maqashid sharia and also both constructions (TAM) positively affect interest after statistical tests are carried out.

Abstrak
Tujuan dari penelitian untuk mengetahui dan mengamati kesesuaian konsep mekanisme dari 2 konstruksi (TAM) yaitu kemanfaatan dan kemudahan di aplikasi flip.id dengan maqashid syariah dan untuk mengetahui apakah ada pengaruh positif antara dua konstruksi (TAM) tersebut terhadap minat menggunakan aplikasi flip.id. Flip.id merupakan salah satu aplikasi layanan transfer antar bank yang meniadakan biaya administrasi pada setiap transaksi transfer beda bank. Hadirnya aplikasi tersebut menjadi daya tarik atau minat bagi pemilik rekening bank. Untuk mengetahui minat menggunakan aplikasi flip.id tersebut, perlu sebuah model untuk mengukurnya yaitu Technology Acceptance Model (TAM). Penelitian ini menggunakan pendekatan metode penelitian kombinasi (mixed methods) yang menggabungkan penelitian kualitatif dan kuantitatif secara berurutan dengan desain rancangan yang digunakan the exploratory sequentional design, dimana pada tahap pertama penelitian menggunakan metode kualitatif dan pada tahap ke dua metode kuantitatif. Hasil pada penelitian ini terdapat kesesuaian konsep mekanisme, kemanfaatan, kemudahan di aplikasi flip.id dengan maqashid syariah dan juga kedua konstruksi (TAM) berpengaruh positif terhadap minat setelah dilakukan uji statistik.
Implementasi Nilai-Nilai Spiritualitas Islam dan Dampaknya pada Karyawan Lazismu: Studi Kasus Lazismu PCM Bantul
Authors: Saputri Kalmiarsih Rahayu , Widigdo Mohammad Syifa Amin
Published: March 2024

This research focuses on examining the influence of spirituality in work by exploring how important spiritual values are able to influence the performance of individuals and institutions. This research aims to understand how the value of Islamic spirituality is implemented in an institution and how it impacts individuals and institutions. There are 8 informants who are leaders who oversee the institution, administrators, staff/employees from various positions, mustahiq (recipients), and muzzaki (the giver). This research is qualitative research with the descriptive- analytical method. This study shows that adab (manner), knowledge, charity, and kaizen are the 4 main principles in the strategy for implementing Islamic spiritual values at Lazismu PCM Bantul. The implementation of Islamic spiritual values has a positive impact on employees at the individual level, such as increasing faith and knowledge. At the group level, it is such as harmonious, conducive work situations and interpersonal relationships, and positive work attitudes. In addition, at the organizational level, the perceived impact such as increased achievement and growth in the institution.
Pendayagunaan Zakat Pada Masa Pandemi Covid-19 Dalam Perspektif Maqāṣid al-Sharī'ah
Authors: Isman Ainul Fatha , Wahid Muhammad Aminul
Published: March 2024

The use of zakat instruments to overcome socioeconomic problems should be able to provide opportunities for handling the covid-19 pandemic that hit the world today. Handling the covid-19 pandemic requires strategic purpose and refers to benefits, as stated in the concept of Maqāṣid al-Sharī'ah. The study aims to analyze the utilization of zakat in the midst of the covid-19 pandemic and its conformity to the perspective of Maqāṣid al-Sharī'ah. The research method used is qualitative research with a descriptive analysis approach from literature studies. The results showed that the utilization of zakat during the pandemic had been carried out by the National Amil Zakat Agency (BAZNAS) which classified on health, social, economic, educational, and religious aspects. The utilization of zakat carried out by BAZNAS in the efforts to implement covid-19 has implemented the values of Maqāṣid al-Sharī'ah consisting of dimensions hifẓ al-dīn, hifẓ al-nafs, hifz al-aql, hifz al-nasl and hifẓ al-māl. The values contained in Maqāṣid al-Sharī'ah are oriented towards the benefit of the people