bluuebunny/crossref_metadata_2025 huggingface dataset:
PENDAMPINGAN KEWIRAUSAHAAN MELAUI PEMBUATAN SANDAL JEPIT DI PANTI ASUHAN MUHAMMADIYAH PAMEKASAN
Authors: Azizah Siti , Abdullah A. Fatikhul Amin , Rahman Muhammad Hadiatur , Tianah Itaanis , Khairi Ahmad Imam
Published: April 2022

Becoming an entrepreneur was not everyone's interest but the majority of people were interested in getting rich and the fastest way to get rich was becoming an entrepreneur. This was the reason for holding this mentoring program. Generally, the orphanage children had a pessimistic spirit in realizing their dreams so that sometimes it was difficult to cultivate an entrepreneurial spirit because every day their lives were supported by other parties. Therefore, in the form of entrepreneurship assistance, it seeks to foster an entrepreneurial spirit for the orphanage children through the manufacture of flip-flops as a means of triggering in starting to become entrepreneurs. .This empowerment method used Asset Based Community-driven Development (ABCD) with a target of 25 children from the Pamekasan Muhammadiyah Orphanage. From this mentoring program, a flip-flops making orphanage was formed and a production marketing community was formed to support the independence of the orphanage.
Analysis of the Implementation of Occupational SafetyPrograms in an Effort to Increase Work Productivity Using a Fault Tree Analysis Approach (Case study: CV. Permata 7, Wonogiri)
Authors: Edhi Sulistyoko
Published: April 2022

CV. Permata 7 Wonogiri in its operation does not escape the problems faced such as work accidents, occupational diseases and the negative impact of industry on the surrounding environment, the level of human work safety as a production factor is very necessary so that optimal productivity can be achieved. The implementation of work safety programs for workers is an important supporting business in production activities. Every work safety program consists of several program elements and their supporters. In this case the author departs from 2 opinions, namely according to: Edwin B. Flippo and the International Labor Organization (ILO). In this study, the measurement of work safety results and the safe T value, the frequency level for stating the number of accidents that occur every 1,000. 000 hours worked in the current period. Severity level states the number of days lost due to accidents due to accidents for every 1,000,000 working hours of the number of “hours worked” employees. The safety T value is a measurement that aims to compare the results of the accident reduction rate achieved for the work. From the implementation of the occupational health program on CV. Gem 7 Wonogiri can be said to have done quite well. Accidents that occurred in 2005-2007 were 15, 13, 11 times accidents. With the frequency level from 2005-2007 is 64.9; 49.9; 36.1. the severity that occurred in 2005-2007 was 458.9; 284.2; 233.2. With the T-Score of Congratulations in 2006 it was known – 950.2 and in 2007 it was – 1078.2.
E-Module Development Based on Problem Based Learning (PBL) on Material Class X High School Chemistry Association
Authors: Tampubolon Indra Wahyu
Published: April 2022

This study aims to obtain: (1) PBL-based E-modules that have met the criteria for content eligibility, language eligibility, presentation eligibility, and graphic eligibility according to the National Education Standards Agency; (2) Students' responses to aspects of the appearance, material and benefits of PBL-based e-modules on chemical bonding materials. The type of research used is Research and Development (R&D) which has been modified as needed. This research was carried out in several stages, namely syllabus analysis according to the current curriculum, module analysis by researchers, module design and development, validation of e-modules by lecturers and teachers, and then evaluation of e-modules developed by students. The average result of validation by lecturers is 3, 53 which means it is valid and does not need to be revised and the average teacher validation is 3.86 which means it is valid and does not need to be revised. The average percentage of student satisfaction with PBL-based e-modules that have been developed is 77.87%. So it can be concluded that the E-module based on Problem Based Learning (PBL) in the chemical bonding material for class X SMA is valid and does not need to be revised. Based on the high student response, it means that students feel interested in the e-module.
Evaluation Of Water Delivery Performance In The Paya Sordang Irrigation Area, Padang Sidimpuan Tenggara District, Tapanui Regency
Authors: Nasution Andri Kurnia
Published: April 2022

Irrigation plays a role in increasing crop production, by regulating, providing water needs for plants. Water demand for plants is affected by water loss due to decreased performance of irrigation networks. For this reason, a good irrigation system is needed so that water needs for plants can be met. Loss of water that occurs in irrigation canals can affect the efficiency of water requirements needed by plants. To increase crop production, it can also be done by optimizing the available land so that land use becomes more effective. The location of the research study is in the Paya Sordang Irrigation Area, Southeast Padangsidimpuan District, South Tapanuli Regency. Analysis of irrigation water needs was carried out using the FJMock method, from the analysis of irrigation water needs it was found that the mainstay discharge of the Batang Angkola watershed was obtained in order to obtain a good planting pattern and period. From the measurement of the discharge can be seen the efficiency of the irrigation canal. Meanwhile, to calculate land effectiveness, it is done by dividing the irrigated area by the design area. Based on this research, the mainstay discharge is 17.75 m3/s and the water demand is 0.7 lt/sec/ha. The efficiency of the secondary network is 91.1962%, this efficiency has met the efficiency specified in the criteria for irrigation planning, namely for the secondary channel, the efficiency is 90%. From the research results, it can be seen that Paya Sordang irrigation is currently less effective. This can be seen from the initial planned irrigation area which is 4,350 ha and which can be irrigated only 1,232 ha during the dry season and 3,118 during the rainy season, so that the effectiveness of Paya Sordang irrigation is only 28.322% during the dry season and 71.678% during the rainy season.
Design Of Noise Level Control To Reduce The Dosage Of Noise Exposure In Jakarta Electronic Companies
Authors: Sembiring Mutiara N
Published: April 2022

Noise is one of the physical hazard factors that are often encountered in the work environment. Continuous noise can cause discomfort at work. Jakarta Electronics Company is a company that produces electronic goods such as fans. The guard shop production unit is a production area that produces front guard and rear guard (fan product safety net). In the production unit there is a noise problem. Noise occurs at the level of 86 to 92 dB(A) and lasts for 7.8 hours/day, so it has exceeded the noise threshold value permitted by the government based on the Decree of the Minister of Manpower No. KEP.51/MEN/1999. This noise has the effect of hearing loss, feeling disturbed, fatigue, and impaired work communication.The research design used is a descriptive design using a survey method. Research variables include air temperature, noise level, duration of work, exposure to noise. Noise level and room temperature were measured using a 4 in 1 Multi Function Environment Meter. Other data is obtained from company record files.The measurement results show that the noise in the guard shop production unit has passed the threshold value with a noise range of 86 dB to 92 dB, which is in the area of ​​Middle Ring Welding, Cutting, Outer Ring Welding, Forming, , and Projection Welding machines.The design of the noise level management in the guard shop production unit is carried out by engineering control through the installation of barriers. The installation of the barrier will not interfere with the smooth flow of production at the guard shop production unit and other work stations
The Effect of Incentive Principles Based on Mato System toward Firm Performance through Employee Productivity
Authors: Hanif Hanif , Pirzada Kashan
Published: April 2022

This study aims to examine the role of employee work productivity as a mediating variable in the relationship of the incentive principles based on mato system toward firm performance. Data was collected by means of survey method through questionnaire filled out by 77 respondents. Data of the study was collected by means of PLS. There is a positive effect of the incentive principles based on mato system toward firm performance and the finding shows that employee work productivity has a positive role to mediate the effect of incentive principles based on mato system toward firm performance. Incentive principles based on mato system is a new variable in the realm of management accounting. The variable reflects a unique business management in a restaurant firm, and is evidently able to improve employee work productivity to create value added of the restaurant firm.

Keywords: Incentive principles, mato system, employee work productivity, firm performance, value added, Profit sharing
L1 Use among L2 Teachers: Vıews Vs Practıce
Authors: Romli Noor Hayati , Abd Aziz Mohd Sallehhudin , Krish Pramela Krish N.
Published: April 2022

Although the Grammar Translation Method (GTM) had been shunned in second language teaching, the stigma of using the first language (L1) while teaching the second language (L2) has been continuously debated by L2 scholars and teachers. Regarding the use of L1 in the L2 classrooms, monolingual approach and bilingual approach both has contrastive stands on this issue. While the advocators of the monolingual approach strongly reject the use of L1 in L2 classrooms, there is no strong evidence to prove that it could affect L2 learning. The proponents of bilingual principal believed that the utilisation of L1 is inevitable when the teachers and learners share the same L1. This research study aims to examine the use of L1 (BM) by L2 (English) teachers during the teaching process.

Keywords: L1, L2, Grammar Translation Method (GTM).
The Design and Development of Interactive Multimedia and Activities for New Normal Public Relations to Promote the Public Image of the Continuing Education Center
Authors: Namaso Kanjana , Thamwipat Kuntida , Princhankol Pornpapatsorn
Published: April 2022

Due to the coronavirus 2019 pandemic, every sector in the country has been affected, especially the educational sector. Universities have to change their instructional format from classrooms to the new normal mode, which is a new kind of living that is different from the past due to a certain cause. The pattern and the way of life which was considered to be predictable and normal have to change to meet the new pattern and the unfamiliar way of life. The Continuing Education Center is an organization which focuses on disseminating bodies of knowledge, academic outputs and research studies done by King Mongkut's University of Technology Thonburi through seminars, training sessions and conferences. It also offers a one-stop service for academics. It was established in 1989 with the aim to develop the human resources so that they can gain knowledge and experiences in sciences and technology through continuing education before, during and after their working hours. Moreover, the Continuing Education Center offers service to the community and the general public with the following vision: "The Center of Education of KMUTT for the society" Therefore, the researcher is aware of the necessity of designing and developing media to keep up to date. This research was aimed to study the demand of the sampling group, design and develop interactive multimedia and activities for new normal public relations to promote the public image of the Continuing Education Center, KMUTT based on ADDIE Model in an online channel to increase awareness and student satisfaction.

Keywords: Interactive; Multimedia; New Normal; Promote ; Public Image
Earnings Management: Invesment Opportunity Set, Corporate Social Responsibility and Profitability
Authors: Suryani Arna , Ariayani Ariayani
Published: April 2022

Earnings management is defined as management's opportunistic behavior to manipulate earnings according to management's interests. The company's goal is to gain profits, where the company's financial performance is proxied by the company's ability to earn profits. Based on the above phenomenon, the research problem is whether IOS and CSR have direct or indirect effect on profitability and whether IOS, CSR, and Profitability affect Earnings Management and whether IOS and CSR through Profitability affect Earnings Management. This study aims to examine and analyze: (1) Whether IOS and CSR have direct and indirect effect on Profitability, (2) Whether IOS, CSR and Profitability affect Earnings Management and, (3) Whether IOS and CSR through Profitability affect Earnings Management.

Keywords: Investment Opportunity Set, Corporate Social Responsibility, Profitability, Earnings Managemet
Strategic Renewal Initiatives of Malaysia Hotel Industry in Response to Covid-19 Pandemic
Authors: Rasit Zarinah Abdul , Ramli Aliza , Reniati Reniati
Published: April 2022

The ruthless march of COVID-19 throughout the globe is first and foremost a human tragedy, affecting the health of hundreds of thousands of people. The consequences of measures taken worldwide to curb the pandemic are having a growing impact on the global economy. The recent outbreak of Novel Coronavirus COVID-19 has led to a global panic due to its fatal nature. Malaysia is currently being aware of this pandemic disease and the government has imposed Movement Control Order (MCO) for preventing the spread of this disease and hospitality industries are muchly impacted during the government orders. Drawing on the contingency theory of management, this research seeks to examine the effect of Covid-19 pandemic towards the hospitality management industries. Additionally, there is still limited research examining the impact of the pandemic towards hospitality industries in Malaysia.

Keywords: Hotel Industry, Hotel Performance, Strategic Renewal Initiatives, Covid-19 Pandemic
Comparative Analysis of the Efficiency оf Macroprudential Policies of Central Banks
Authors: Gospodarchuk Galina , Amosova Nataliya , Shashkina Maria
Published: April 2022

Within the framework of research on the efficiency of the macroprudential policy of central banks, the least studied topic is a comparative (cross-country) analysis of the efficiency of these policies because such a comparison has to use indicators, criteria, and algorithms for their calculation that are common for all countries. However, the analysis of scientific publications shows that the assessment of the efficiency of macroprudential policy mainly revolves around sample studies. Therefore, indicators, criteria, and algorithms that reflect the specifics of macroeconomic conditions, the organizational structure of a political community, the scale of its activities, values, and goals can vary from study to study. Moreover, this implies that a comparative analysis of the efficiency of macroprudential policies of different countries based on the results of selective studies can lead to misconceptions or misinterpretation of the final results and, possibly, to wrong conclusions.In this regard an analytical tool is needed based on a set of indicators and criteria common for all countries. Only an instrument that meets such requirements could produce a comparative analysis of the efficiency of a macroprudential policy, both in quantitative and qualitative aspects. Thus, our key motivation in this study was to create the said toolkit. This study aims to develop a unified system of indicators and criteria to determine the international position of central banks in terms of the level of effectiveness of the macroprudential policy.

Keywords: Financial Market, Financial Institutions, Financial Stability
Permanent and Transitory Components of Volatility following the 2008-Financial Crisis: Investigation on Dow Jones Sukuk Index
Authors: Rahim Syazwani Abd , Ahmad Nursilah
Published: April 2022

The global financial crisis of 2008 was sukuk's first actual test. The crisis had a negative impact on the nascent sukuk market, and several issuances reached new lows during the crisis. The sukuk investment universe, on the other hand, has made a strong comeback since 2009 and is now fully recovered. The sukuk market's performance has proven to be resilient due to this. The Dow Jones Sukuk Index (DJSI) has fully recovered from the crisis after a period of underperformance. The performance of the sukuk index is judged on both return and risk. Lower volatility and a higher Sharpe ratio further enhance its superior performance. The Sukuk investors during the COVID-19 pandemic have also referred to this situation of the 2008 global financial crisis to seek chances and confidence to issue and invest in Islamic bonds (Rahim and Othman, 2021). According to Ghassan, Balli and Aljeefri (2021), a crisis has little impact on the volatility of sukuk spreads. The result is due to market participants' belief in sukuk as an important asset class in their investment portfolios. This research aims to address this problem.

Keywords: Financial crisis, Sukuk, CGARCH, components, DJSI
Factors Influencing the Awareness of Financial Planning Among Working Adults in Penang
Authors: Tan Kee Xian, , Poh Racheal,
Published: April 2022

Financial planning is defined as a planning process between an individual and a financial planner that integrates relevant situation of the individual's financial circumstance, in order to assist the individual achieve financial goals and objectives (Bogan, et al., 2020). Additionally, Grozdanovska et al. (2017) stated that financial planning is a planning process of determine the financial goals, procedures and budget that refer to financial activities. According to Malaysian Financial Planning Council (2021), there are six steps in financial planning process. The six steps of financial process included: a) setting goals, objectives and priorities; b) gathering relevant data and information; c) analyzing information and assessing financial status; d) developing and presenting a financial plan for implementation; and e) executing the financial plan

Keywords: Financial Planning, Awareness, Financial Literacy, Education Level, Income Level
Future Banking: A Literature Review
Authors: Lydiana Yessie Fransiska , Gustomo Prof. Aurik , Bangun Dr. Yuni Ros
Published: April 2022

Nowadays, digital transformation is a buzzword in an academic and business environment. Business, education, banking, government, manufacturing – almost every industry is being "digitally transformed" in the period of the fourth industrial revolution. Many studies, specifically in the last 25 years, tried to discover the elements, drivers, and barriers of digital transformation and the value creation through digital transformation (Verina & Titko, 2019). There is a variety of digital technology strategies. The consumer behaviour triggers a series of technological advances, for every bank must continue to prepare for the future of banking. Conventional banks that currently still have customers, namely traditionalists who feel they don't need digital channels, must also be ready (Insight, 2020). Likewise, digital banking must be ready for the use of future technology. The failure of banks to adapt to consumer needs and the adoption of digital technology will have a significant impact. The speed or phase in digital transformation for banking, specifically in Indonesia, is not the same. Digital transformation in Indonesia's banking industry started quite late compared to other Asian countries, such as Malaysia, Singapore and South Korea. This is due to, among other things, the geographical conditions of Indonesia, which is an archipelago where digital literacy is not homogeneous, and people still have traditional beliefs and preferences for doing their banking in conventional physical branches (Winasis, 2020). The Indonesia Financial Services Authority (FAS) stated that by 2030 in Indonesia, all current banks would be digital, so it is expected that there will be no more branch offices. In addition, native/traditional banks are currently competing with challenger banks and fintech. Banking must be able to know its position in the middle of this digital transformation phase to find the right strategy for future requirements. There are many papers that study about the digital transformation in many industries including banking, but the research about the parameter that can be used to define the future banking itself still few. The purpose of the study is to enrich the existing literature about the future banking by collecting the parameter for the future banking and answer the research question: How the future banking looks alike?

Keywords: Future Banking, Digital Transformation, Open Banking, Banking Transformation, Indonesia Banking
To Examine the Maturity of the Sustainability Framework in the Malaysian Banking Industry, a Case Study
Authors: Yow Wong Tze
Published: April 2022

Since emergence of COVID 19 Pandemic and post the Global Financial Crisis 2007-2008 coupled with the recent decade trending recession in the world, the 21st century calls for a higher action to protect the environment. The fragile earth plagued by prolonged pollution, over development and of global warming require corporations to play a more crucial role in sustainability. Corporations and banks have since practiced CSR in the early days now move to ESG activities driven by investment requirements and pressures from various stakeholders. CSR and ESG reporting are supported through many sustainability frameworks. In the US, UK and EU both corporations and banks are ahead with the adoption of these sustainability practices and have positive results evidenced in financial performance and firm's market value over the years. Asia also follows suit in the adoption of sustainability practices following their western counterparts driven by investment decisions. The banking industry in Malaysia though actively involved in CSR, some already in ESG but differing sustainability frameworks do not create a consistency in reporting. The research seeks to understand better of the situation among top local banks while undercovering best practices from key international banks regarded as recognized banks with good sustainability practices. This case study approach also includes interviews with selected top industry leaders within the banking fraternity in Malaysia on sustainability values and of their organization drive towards achieving a more structured, transparent practice and consistency in information reporting.

Keywords: CSR, ESG, Sustainability Frameworks, Banks, Malaysia
Dividend Policy of Different Market Segmentations: A Dynamic Panel Data Analysis
Authors: Shafai Nor Anis , Muhammad Yusuf Noor Hafizha , Badri Shah Noor Sharida
Published: April 2022

Dividend policy is determined by a company's board of directors (BOD) and is used to make dividend decisions. Dividend is a fragment of a firm's distributable earnings1 that is announced by the firm's BOD with inputs from senior management (Baker, 2009). The dividends are determined according to the class of the firm's shareholders. Dividends can be given out as payments in cash, shares of stock or other assets. Dividend payment also affects the firm's ability to continue its earning in sustaining growth opportunities and shareholder wealth. The Asian financial crisis was a wake-up call for all Asian markets to recognise the structural issue that played an important part towards the disaster. Asian firms have however improved their corporate governance and transparency after the crisis. Consequently, the bond markets3 and equity markets4 especially in the United States, United Kingdom and Europe started to look into the prices of the Asian market. The investors found sustainable growth and income in the Asian market. Moreover, Asian countries for the last two decades have improved considerably and have been the driving engine for the world economic growth. Since firms in the Asian countries are not just about capital growth, firm's dividends are becoming the main sources of income for investors. Hence, distributing cash to shareholders via alternatives such as qualified dividends, stock splits and stock dividends, has increased significantly in many countries. In defining the determinants of dividend policy, numerous empirical studies have been conducted in many countries. Earlier studies include Lintner (1956) and Miller & Modigliani (1961). However, application of the dividend policy may be different across countries, either in terms of legal system or firm-specific differences. The differences complicate the transferability of dividend payments and decisions. Thus, dividend policy may vary across countries specifically in Singapore, Malaysia and Saudi Arabia, that over a period of time, has not been empirically investigated. Persistent focus on the developed market is another issue that endows fuzziness regarding dividend policy. Abandoning the developing and emerging markets also deters further new outlooks (Jabbouri, 2016).

Keywords: Dividend policy, Generalized Method of Moment, Dynamic panel, key determinants
Lifelong Learning for Sustainable Community Development: Implication for Graduate's Students in SPACE
Authors: Jamil Siti Munira , Safian Nurul Munirah , Mohd Zain Noor Hayati , Mohd Taib Nadzirah Husna , Zulkifli Nurul Raudah , Yusof Zakaria Mohd , Rahman Azlan Ab
Published: April 2022

Lifelong learning refers to activities that people from all walks of life engage in throughout their lives in order to improve their knowledge, skills, values, and competence in a certain sector, for personal, societal, or employment-related reasons, especially now that economies rely on knowledge. In the current pandemic situation, the world is undergoing rapid transformations, making sustainable community development of great importance. In ensuring sustainable community development, lifelong learning provides abundant opportunities [1,5,7-8,10]. In light of this importance of lifelong learning towards sustainable community development, SPACE (School for Professional and Further Education) under Universiti Teknologi Malaysia (UTM) was established in 1992, and later launched in 1993. This School acts as a specialised centre for the implementation of lifelong learning programmes at the university level. After almost three decades of its establishment, this study is deemed important as it aims to investigate lifelong learning for sustainable community development among fresh graduate students at SPACE. This study aims to investigate lifelong learning for sustainable community development among graduate students at SPACE. Hence, the study ascertained the following: economic contributions of lifelong learning, perception in utilization of lifelong learning approach in re-skilling and upskilling the graduates during this current pandemic situation and factors that inhibit lifelong learning in Malaysia.

Keywords: Lifelong learning, upskilling, reskilling, economic development, community development
The Influence of Entrepreneurial Leadership on Organizational Performance of Small and Medium Enterprises in Thailand during COVID-19 Pandemic
Authors: Thongyai Kulteera , Potipiroon Wisanupong
Published: April 2022

In Thailand, small and medium enterprises (SMEs) have played a significant role in promoting economic growth and sustainable development. Thai SMEs constitute a major source of employment, generate significant earnings, and contribute to the country's gross domestic product (GDP). Accordingly, the 4th SME Promotion Master Plan (2017-2021) has put a significant emphasis on upgrading Thai SMEs and increasing their growth potential. However, Thai SMEs still have problems and limitations, for instance, almost all are small enterprises, few medium enterprises, management system limitations, only a minority of SMEs able to compete in the international market, and a continuous trade deficit. Furthermore, the COVID-19 pandemic has further the slowdown in the economic growth of SMEs. (The Office of SMEs Promotion, 2022). Therefore, SMEs need to continuously improve and develop organizational performance to compete in the domestic and international markets. It is important to understand how SMEs can continue to grow and compete in the markets. Previous research in the business management literature indicates that there are several factors that account for the development of SMEs including CEO Attributes, leadership styles, and human resource management. Recent research also reveals that in order to survive the new normal imposed by COVID-19 and the market competition, several SMEs have adopted technical innovation and marketing and processes innovation (Akpan et al., 2020; El Chaarani et al., 2021).

Keywords: Entrepreneurial Leadership; Intellectual Capital; Innovation; Organizational Performance
Realisation of Maqasid Al-Shariah Using Value-Based Intermediation in Islamic Banks: Acceptance or Refusal
Authors: Syed Alwi Sharifah Faigah , Abdul Kadir Aizurra Haidah
Published: April 2022

Value-Based Intermediation (VBI) is a strategy proposed by Bank Negara Malaysia (BNM) as an intermediary tool to deliver the maqasid al-shariah (intended outcomes of Shariah) through practices and products offerings in Islamic banks. However, in reality, VBI has not yet been fully accepted by all Islamic banks in Malaysia. Thus, the objective of this research is to investigate the reason(s) behind the acceptance and refusal of VBI among the Islamic Banks in Malaysia. This research had used the qualitative research methodology where semi-structured interviews were conducted with the shapers of VBI in Islamic banks or the dedicated officers in corporate social responsibility to gain information on the initiatives. This research shows that the Islamic banks which agree to implement VBI are purely supporting the BNM initiatives. However, the Islamic banks which refused to implement VBI feel that their banks had adopted a similar concept, idea or strategy as VBI much earlier in order to achieve maqasid al- shariah. It is recommended for BNM to revise and customize VBI in accordance with the Malaysian context and culture in order for it to be fully accepted by all Islamic banks and be able to avoid any conflicts between the regulator and practitioners.
Keywords: Islamic banking; Maqasid-al Shariah; Value Based Intermediation
Using Design Thinking Method for Product Development: Lessons Learnt From a Ux Research for B2b Employee Loan - Flexible Benefit Feature
Authors: Sofyan Sry Rashida , Dhewanto Wawan
Published: April 2022

As the world began to adapt to Covid-19, the phenomenon of mass resignations emerged in the world of work. Companies are competing to retain their best talents by offering flexible benefits. The emergence of various players who develop flexible benefit digital applications, makes these players explore and iterate over their products to become the market leaders. The growth in using financial technology products in the Indonesia Peer-to-Peer (P2P) lending sector is more than 20 times as much in 2022 as it was in 2021 (Otoritas Jasa Keuangan, 2022). This makes the loan feature one of the most attractive additional feature in the Business-to-Business (B2B) setting. However, to create a loan feature that caters the user needs further user experience research needs to be done. The user experience research is following the Design Thinking framework popularised by IDEO in the 1990s. Design Thinking is one method of developing products that address user needs. The Design Thinking process itself includes empathising, defining, ideation, prototyping, and testing with iterations at each stage as needed (Gibbons, 2016). The primary data collection methods used in this study were In-Depth Interviews (IDI) and moderated Usability Testing (UT). Empathy Map, Value Proposition Canvas, and User Journey Map are also used in this study. Sample participants are those who have experienced the employee loan end-to-end process.

Keywords: Flex benefit, product development, UX research, design thinking, usability testing
The impact of organizational justice practices on employee organizational cynicism in Chinese banking industry
Authors: Nan Dr. Jia , Hisyam Selama Professor Dr. Mohamad
Published: April 2022

This study examined the specific organizational justice affecting organizational cynicism through perceived organizational support. The studied organizational justice was distributive justice, procedural justice, and interactional justice. Perceived organizational support was treated as the mediating variable in this study. This study used cross-sectional data to verify the conceptual framework and hypotheses. The qualified cases used for analysis were 305 through a two-stage cluster sampling strategy. The data analysis results showed that perceived organizational support could significantly reduce the organizational cynicism of banking employees. In terms of specific organizational justice, all dimensions of organizational justice could affect organizational cynicism of bank employees, with distributive justice having the most significant impact, followed by interactional justice and procedural justice. At the same time, the results also showed that perceived organizational support mediated the relationship between organizational justice and reduced organizational cynicism. This finding is consistent with previous studies in other industries. Therefore, specific organizational justice will produce the same conclusions in different industries and cultural backgrounds. The practical significance of this study lies in exploring and validating effective practices for reducing cynicism in the Chinese context, such as strengthening distributive justice, which can minimize employees' negative work attitudes, and ultimately improve individual and organizational performance.

Keywords: organizational cynicism, perceived organizational support, organizational justice, distributive justice, procedural justice, interactional justice, banking industry
FAKTOR-FAKTOR YANG BERHUBUNGAN DENGAN KEJADIAN GANGGUAN KULIT PADA NELAYAN DI PERUMAHAN NELAYAN DESA TONYAMAN KEC. BINUANG KAB. POLEWALI MANDAR
Authors: Firmansyah Andan , Syikir Muhammad
Published: April 2022

Abstrak:Penyakit kulit merupakan salah satu penyakit yang masih menjadi masalah kesehatan masyarakat Indonesia. Menurut Direktur Jenderal Pelayanan Medik Departemen Kesehatan Republik Indonesia tahun 2006, penyakit kulit dan jaringan subkutan berdasarkan prevalensi 10 penyakit terbanyak pada masyarakat Indonesia menduduki peringkat kedua setelah infeksi saluran pernapasan akut dengan jumlah 501.280 kasus atau 3,16% . Indonesia hingga saat ini merupakan salah satu negara dengan beban penyakit kulit yang tinggi. Pada tahun 2013, Indonesia menempati urutan ketiga di dunia setelah India dan Brazil. Tahun 2013, Indonesia memiliki jumlah kasus penyakit kulit baru sebanyak 16.856 kasus dan jumlah kecacatan tingkat 2 di antara penderita baru sebanyak 9,86% (WHO, 2013). Penyakit kulit merupakan salah satu dari delapan penyakit terabaikan atau Neglected Tropical Disease (NTD) yang masih ada di Indonesia, yaitu Filaria, Kusta, Frambusia, Dengue, Helminthiasis,Untuk mengetahui faktor-faktor yang kejadian gangguan kulit pada nelayan di Perumahan Nelayan Desa Tonyaman Kec.Binuang Kab.polewali Mandar. Desain penelitian yang digunakkan dalam penelitian ini yaitu desain cross sectional yaitu variabel bebas dan terikat diobservasi dan diukur dalam waktu bersamaan. Hasil analisis statistik dengan menggunakan uji Chi square pada penelitian ini di peroleh taraf signifikan ? = 0,91, yang berarti p <?, hal ini menunjukan H1diterimadan H0ditolak, dengan demikian bahwa tidak ada hubungan antara lama kerja dengan kejadian gangguan kulit. Hasil analisis statistik dengan menggunakan uji Chi square pada penelitian ini di peroleh dengan taraf signifikan ? = 0,02 yang berarti p <?, hal ini menunjukan H1diterimadan H0ditolak, dengan demikian bahwa ada hubungan antarapersonal hugyene dengan kejadian gangguan kulit pada nelayan.Kata kunci : Personal Hygiene, Lama Kerja, Gangguan Kulit.
Model Penggodokan Keikhlasan Santri Anwaha Marindi Dan Almadaniyah Jaro
Authors: Syahrani Syahrani , Fidzi Ridhahani , Khairuddin Ahmad
Published: April 2022

Kehidupan di Pondok Pesantren dengan ujian keikhlasan dalam menjalaninya karena adanya kegiatan yang terjadwal hingga 24 jam, belum lagi kegiatan individual yang harus disesuaikan dengan jadwal kegiatan pondok. Penelitian ini bertujuan sebagai tindakan refleksi atas adanya keluhan santri dengan kegiatan yang padat bahkan hampir terjadi pada semua pesantren banyaknya santri baru yang memutuskan untuk berhenti dari pesantren. Metode Research and Development dijadikan jalan untuk merancangan model penggodokan keikhlasan berbasis kegiatan yang sudah membudaya di pesantren Anwarul Hasaniyyah dan Almadaniyah. Hasil penelitian menunjukkan bahwa model penggodokan keikhlasan sangat berpengaruh terhadap keikhlasan santri dalam mengikuti kegiatan yang ada di pondok pesantren tempat mereka mengenyam pendidikan. Adapun model penggodokan keikhlasan santri Anwaha Marindi dan Almadaniyah Jaro Kabupaten Tabalong melalui empat tahapan yaitu: Pertama moral berlief berupa penanaman keyakinan yakni penjelasan bahwa di pesantren banyak kegiatan untuk melatih santri agar terbiasa ikhlas dalam menjalaninya. Kedua moral participation berupa kegiatan partisipasi yakni mewajibkan santri untuk berpatisipasi dalam kegiatan terjadwal, seperti pengembangan menu dan bumbu arabian resto, layanan anwaha food, syauqul habib anwaha, tabalong bershalawat, majelis silaturrahmi, kurir anwaha food, memasak untuk semua penghuni pondok, pengelolaan infak dan wakaf, latihan rebana, muhadarah, olahraga, seni lukis dan kaligrafi serta karya ilmiah. Ketiga moral action berupa aksi kesadaran dengan cara memberikan kesempatan kepada santri untuk mengadakan kegiatan sesuai keinginan dan inisiatif mereka sendiri sperti multimedia, menjadi sopir, beternak sapi, beternak kambing dan komputerisasi. Keempat  experential moral berupa berkaca dari pengalaman moral dengan cara memberikan bimbingan intropeksi diri dengan berkaca dari pengalaman asatidz dan teman melalui muhasabah.
Health Care Data Analytics – Comparative Study of Supervised Model
Authors:   Research Scholar, Sri Siddhartha Institute of Technology, Tumkur (Karnataka), India., H. K. Mr. Madhu , Ramesh Dr. D. ,   Professor and HOD, Sri Siddhartha Academy of Higher Education, Tumkur (Karnataka), India.
Published: April 2022

In the present pandemic situation, health care data is generated voluminously in an unstructured format posing challenge to technology in perspective of analysis, classification and prediction. The data generated is converted to structured format. Suitability of methodology keeping in mind low computational complexity and high accuracy is a major concern which has emerged as a problem in data science. In this research work real time heart disease data set is considered to evaluate the accuracy of six supervised methods –SVM (Support Vector Machine), KNN (K-Nearest Neighbor), GNB (Gaussian Naïve Bayes), LR (Logistic Regression), DT (Decision Tree) and RF (Random Forest). Analysis through ROC curve and confusion matrix predominantly justify RF classifier and LR gives efficient results compared to other methods. This is a preprocessing stage; every researcher has to perform before deciding the methodology to be considered for further processing.
Misinformation, Public Opinion, and the Role of Critical Thinking
Authors:   School of Psychology and Counselling, O. P. Jindal Global University, (Haryana), India., Joshi Suresh C. , Gupta Krisha ,   School of Psychology and Counselling, O. P. Jindal Global University, Sonipat (Haryana), India., Manektala Suhaani ,   School of Psychology and Counselling, O. P. Jindal Global University, Sonipat, India.
Published: April 2022

The vulnerability of the public to the (mis-)information is a matter of concern. We aim to provide a perspective on how people decode information, and what all skill sets are required to decode information accurately as information decoding directly affects public opinion and the ways people practice critical thinking to filter the information they receive. The article describes Indian and Western perspectives about critical thinking and analyzes the psychological factors concerning misinformation and public opinion. The article further examines how external determinants such as radicalization, the filter bubble, and advertisements influence one's pre-existing opinions and have the potential to block the analytical and critical thinking of people. It was found that misinformation spreads through the creation of filter bubbles and personalized advertisements, which exploit the flaws of human cognition. Such spread of misinformation leads to radicalization, where an individual develops an extreme view biased towards just one perspective, thus compromising critical thinking skills. The article concludes that such issues can be circumvented through the individual seeking the opposing viewpoints and developing awareness about how algorithms like online cookies work. Future studies should focus on how news outlets and social media platforms can implement countermeasures to crack down on content spreading (mis-)information.
Analisis Pengaruh Kualitas Produk, Persaingan Harga dan Kualitas Layanan Aplikasi terhadap Kepuasan Pengguna Layanan Aplikasi Online Shop di Kota Medan
Authors: Barutu Elvina , Siahaan Fedita Debyani , Simanjuntak Kalara Sukmawati br
Published: April 2022

The purpose of this study is to test and analyze the effect of product quality, price competition and application service quality on user satisfaction of online shop application services in Medan City, the method in this study uses a quantitative approach and the nature of the research uses descriptive methods, the population in this study is customers. on the online shop application users in the Medan Tembung area as many as 139,249 people, the sampling technique used the slovin formula with a % error of 10% obtained 100 respondents used in this study, based on the results of SPSS data processing, the partial hypothesis results for the value of product quality have a tcount value of 4.513 > ttable 1.66105, price competition has a tcount value of 2.600 > ttable 1.66105 while the quality of application services has a tcount value of 3.272 > ttable 1.66105 which means product quality, price competition and application service quality have a positive and significant effect on user satisfaction of online shop application services in Medan City, while simultaneously the fcount value is (81.951) > ftable is (2.14) with a significant value of 0.000 < 0.10 which means product quality, price competition and application service quality have a positive and significant effect on user satisfaction of online shop application services in Medan City.
Implementasi Islam dalam Pendidikan Karakter di Sekolah Dasar
Authors: Febriyani Frida , Audina Fasha Putri , Damayanti Tika Yulia , Jannah Yunita Ul , Fajrussalam Hisny
Published: April 2022

Educational institutions are said to be advanced if they are successful in both academic and non-academic fields. Success in this non-academic field includes the attitudes and behavior of students who are good and have noble character. Awareness of how important character education is for the next generation of this nation is growing and putting hope in its development in the field of education. The purpose of this research is of course to find out and be able to implement more about character education from an Islamic perspective. By using qualitative research methods, the researchers obtained results regarding the Islamic perspective in character education and its implementation at the elementary school level. The researchers obtained the results from the questionnaire and then processed the data through descriptive-qualitative analysis. By understanding the various opinions the researchers succeeded in getting the results of the Implementation of Islam in Character Education in Elementary Schools.
Rupture of Non-coronary Sinus of Valsalva Aneurysm Contained by Ventricular Wall: A Case Report
Authors: Klein Jennifer , Pasupuleti Suman
Published: April 2022

Sinus of Valsalva aneurysm is a typically asymptomatic, rare cardiac pathology that is defined as a dilation of a sinus of the aorta. If large enough, the patient may present with symptoms reflective of dysfunction of adjacent structures caused by compressive effect. Sinus of Valsalva aneurysms have high rate of morbidity and mortality in the rare event that they rupture. Consequences of aneurysmal rupture vary depending on which sinus is affected and the location of the aneurysm. Contained aneurysms of this type have rarely been reported. Early surgical intervention is indicated for symptomatic aneurysms and aneurysmal rupture. We present a case of a contained rupture of the non-coronary sinus of Valsalva aneurysm and demonstrate the need to maintain a high index of suspicion in asymptomatic patients who have risk factors for the development of this type of aneurysm.
Carcinoma En Cuirasse Revealing Breast Cancer
Authors: Bendaoud Layla , Amakha Fatimazahra , Boujguenna Imane , Rais Hanane , Amal Said , Hocar Ouafa , Rouidate Rouidate
Published: April 2022

Carcinoma en cuirasse is an uncommon skin metastasis with diffuse cutaneous infiltration affecting usually the chest. It is characterized by sclerodermiform induration of the skin. Breast cancer is the most malignant tumor that metastasizes to the skin. We report the case of a man, 79-year-old, with an 18-month history of sclerodermiform infiltration in the left chest. The histological diagnosis was infiltrating breast carcinoma with lung and skin metastasis.
Spontaneous Pulmonary Hemorrhage Following Thrombolytic Therapy for Acute Myocardial Infarction
Authors: Benbahia A. , Bezza S. , Chemaou L. , Benlafkih O. , Eljamili M. , Elkarimi S. , Benzaroual D. , Elhattaoui M.
Published: April 2022

Systemic thrombolysis in the setting of acute myocardial infarction (AMI) remains an effective treatment. However, it exposes to a non-negligible bleeding risk Diffuse pulmonary hemorrhage is a of the rare complication of thrombolysis, it can cause a serious medical emergency potentially leading to fatal acute respiratory failure. We present four cases of diffuse pulmonary hemorrhage following administration of intravenous thrombolytic therapy (Tenecteplase), the Lack of recognition that the lungs too may be a site of spontaneous hemorrhage during thrombolytic therapy may lead to a considerable diagnostic and therapeutic delay. Pulmonary hemorrhage should be considered in the differential diagnosis of patients who receive thrombolytic therapy in whom new roentgenographic pulmonary infiltrates present accompanied by decreases in hematocrit value.