bluuebunny/crossref_metadata_2025 huggingface dataset:
Perubahan Capital Aset Pricing Model, Risiko, dan Efisiensi: Triger Unit Asuransi Full-Pledge Syariah
Authors: Arianty Erny , Ghoni Abdul
Published: March 2024

Abstract

This research aims to analyze changes in capital asset values, risk levels, and efficiency as triggers for sharia insurance units to immediately provide full sharia guarantees. The method used is a quantitative method using financial ratios, Capital Asset Price Model (CAPM), and Financial Ratios. CAPM is used to find stock returns, financial ratios for risk and level of return. The results show that there is a change in PT JMAS stock returns which shows a decline in value. Regarding risk mitigation, the third company demonstrated effective risk control. Jasindo is bolder in taking premium risks, but the company has a strategy to increase the percentage of claims that become liabilities to reinsurance companies. In contrast to the Askrida sharia which is more careful in choosing premiums with high risks, this results in claims values that are relatively low and continue to decline. Finally, only the Askrida Syariah company shows a stable value even though the size is not yet significant. ROA growth at Jasando Syariah is less stable in maintaining returns from the use of its assets. There were less stable changes in ROA during 5 periods, 2017, 2018, 2019, 2021 and 2022..
Peran Kebijakan Fiskal Dalam Mengevaluasi Zakat Sebagai Upaya Menyikapi Kemiskinan Di Indonesia
Authors: Hamdiah Vidairotul
Published: March 2024

This research aims to evaluate the role of zakat in reducing poverty levels in Indonesia with a focus on fiscal policy. Islam teaches that poverty stems from unequal access to basic needs, and zakat is considered a potential instrument in overcoming social and economic inequality. Even though the government has made efforts to overcome poverty, the poverty rate in Indonesia is still high. This research uses qualitative methods with a library research approach to analyze literature related to fiscal policy, zakat, and Islamic economic concepts. The research results show that zakat has a positive impact in reducing poverty, especially through providing business capital. However, implementing zakat in Indonesia requires an evaluation of fiscal policy, and low public trust in zakat institutions is an obstacle. Therefore, the role of supportive, transparent and efficient fiscal policies in zakat management is very important to increase the impact of zakat in alleviating poverty.
Pengaruh Wisata Halal Terhadap Kepuasan Wisatawan Dan Dampak Moderasi Religiusitas Di Sumatera Barat
Authors: Ramadhan Sri , Wisanggara Rangga , Rama Alfi Syukri , Putri Tata Asriandara
Published: March 2024

Halal tourism is believed to be one of the factors that influence the satisfaction of Muslim tourists, but the satisfaction of Muslim tourists also depends on the level of religiosity they have. The high or low level of religiosity of a tourist will also have an impact on behavioral intentions towards loyalty related to customer satisfaction. studies on the impact of religiosity are still very limited, therefore religiosity is used as a moderating variable to find answers to the influence of halal tourism on Muslim tourist satisfaction. This study uses a quantitative approach that aims to determine the relationship between variables, the analysis tool uses SEM analysis with the AMOS application. Based on Hypothesis Test Halal tourism has a positive and significant impact on tourist satisfaction. This can be seen from the CR value of 6.276> 1.96 and P value 1.96 with a P value of 0.004
Pengaruh Attitude, Subjektive Norms Dan Perceived Behavior Control Terhadap Minat Masyarakat Dalam Menggunakan Jasa Pembiayaan Murabahah Bank Syariah
Authors: Asnuri Lisa , Asyari Asyari , Sholihin Anwar
Published: March 2024

Theory Planned Behavior (TPB) menjelaskan bahwa sikap terhadap perilaku merupakan pokok penting yang sanggup memperkirakan suatu perbuatan, meskipun demikian perlu dipertimbangkan sikap seseorang dalam menguji norma subjektif serta mengukur kontrol perilaku persepsian orang tersebut. Bila ada sikap yang positif, dukungan dari orang sekitar serta adanya persepsi kemudahan karena tidak ada hambatan untuk berperilaku maka niat seseorang untuk berperilaku akan semakin tinggi. Bank Syariah berperan penting sebagai fasilitator pada seluruh aktivitas ekonomi dalam ekosistem industri halal, yang mana perbankan Syariah di Indonesia sendiri telah mengalami peningkatan dan pengembangan yang signifikan dalam Inovasi produk, peningkatan layanan, serta pengembangan jaringan. Selanjutnya niat memiliki pengaruh yang cukup besar terhadap tindakan individu dalam menghindari pendapatan bunga atau bunga bank bentuk lainnya. Oleh karena itu, berdasarkan permasalahan di atas dan penelitian sebelumnya, maka penulis mengambil judul penelitian dengan Pengaruh Attitude, Subjektive Norms dan Perceived Behavior Control terhadap Minat Masyarakat dalam Menggunakan Jasa Pembiayaan Murabahah Bank Syariah Indonesia Cabang Lubuk Sikaping Kabupaten Pasaman.

Hasil penelitian mendukung hipotesis pertama bahwa variabel Attitude berpengaruh signifikan terhadap Minat Masyarakat di Lubuk Sikaping Kabupaten Pasaman. Variabel Attitude berpengaruh tehadap hasil karena nilai thitung> ttabel atau 11,127> 1,660 dan nilai signifikan yang dihasilkan 0,000 ttabel atau 6,985 > 1,660 dan nilai signifikan yang dihasilkan 0,000 ttabel atau 8,632 > 1,660 dan nilai signifikan yang dihasilkan 0,000
Pengaruh Religiusitas, Uang Saku Dan Status Sosial Ekonomi Orang Tua Terhadap Konsumsi Santri Ponpes Darul Arifin Jambi
Authors: Safitri Leni , Mubyarto Novi , - Habriyanto
Published: March 2024

The purpose of this study was to identify the influence of faktor s of religiosity, pocket money, and socioeconomic status of parents on the consumption patterns of students at Darul Arifin Jambi Islamic Boarding Schoo both partially and simultaneously. The purpose of this research is to increase knowledge and insight in the field of consumption patterns, both for researchers and those who need the information. In this study, researchers tried to find solutions to the problems of students who stil have consumptive behavior.

The type of research used in this study is descriptive quantitative research. The population in this study was the students of Darul Arifin Jambi Islamic Boarding School, which totaled 1,237 students. In this study, researchers used the Slovin formula obtained 166 people as samples. Data collection techniques are carried out through the use of questionnaires, documentation, and observation. The data analysis techniques used in this study include data quality tests, classica assumption tests, multiple linear regression, t tests, F tests, and coefficients of determination.

The results of the regression test showed that the three independent variables had a significant influence on Consumption Patterns. The regression coefficients of Religiosity, Pocket Money, and Socioeconomic Status of Parents were 0.290, 0.132, and 0.202, respectively. Partia testing shows that individually, the three independent variables also have a significant influence on Consumption Patterns. Test F shows that simultaneously, the three independent variables together have a significant effect on Consumption Patterns. An Adjusted R2 value of 40.5% indicates that the independent variable can explain 40.5% of the variation in Consumption Patterns, while 59.5% is influenced by other variables outside the research model.

This study concluded that religiosity, pocket money, and socioeconomic status of parents have a significant effect on the consumption patterns of students at Darul Arifin Jambi Islamic Boarding School. Jointly or simultaneously, these three variables influence consumption patterns, besides that in the sobe test it is known that pocket money acts as a mediator in the influence of socioeconomic status of parents on consumption patterns.
Analisis Kinerja Reksa Dana Saham Syariah Sebelum Dan Setelah Penerapan Roadmap Pasar Modal Syariah 2020-2024
Authors: Apriyadi Pidi , Cupian Cupian
Published: March 2024

The Islamic capital market in Indonesia has witnessed significant progress, particularly in the development of products such as Shariah equity mutual funds. In the period 2017-2022, the Net Asset Value (NAV) of Shariah equity mutual funds reached IDR 153,40 trillion. However, in terms of performance, Shariah equity mutual funds still recorded minor results. The Financial Services Authority (OJK) has endeavored to enhance the potential of the Islamic capital market through the launch of the Shariah Capital Market Roadmap 2020-2024. To evaluate the positive impact of this policy, this research examines the factors influencing the performance of Shariah equity mutual funds during the period 2017-2022. A quantitative descriptive approach is employed using non-probability judgement sampling. Panel data is analyzed using multiple linear regression, with dummy variables used to identify performance differences before and after the implementation of the Shariah Capital Market Roadmap 2020-2024. Research findings indicate that cashflow, IHSG (Indonesia Stock Exchange Composite Index), and the age of Shariah equity mutual funds significantly influence performance. However, the impact of NAV is observed but not statistically significant. The dummy variable shows a negative and significant value, indicating performance differences between the two observed periods
Tren dan Perkembangan Fashion Syariah Pada Era Modern di Kota Bandung
Authors: Srisusilawati Popon , Prasetyo Salma Nabila , Nur Hamidah Siti Aulia , Rihhadatull 'Aisy Raisa Adila , Oktavia Reza
Published: March 2024

At this time the halal industry in Indonesia is becoming a public concern, especially in the field of fashion. The development of fashion trends cannot be separated from the existence of increasingly trendy technology, so business actors are trying to take advantage of these technological developments as a means of ideas and innovations to create products that are appropriate for their time in order to attract the attention of consumers and be able to compete in the market. With the development of syar'i fashion trends, resulting in the increase in sharia business, many designers continue to be innovative by bringing up many designs that are in demand by the public. This study aims to determine the trend of sharia fashion in the modern era in the city of Bandung, as well as find out how far the development of sharia fashion in the modern era. The research method used is qualitative with a descriptive analysis approach by collecting data sourced from previous research, obtained through Google scholar and dimensions. The results of this study show that the halal industry in the fashion sector has become a trend and has a very big opportunity to develop the halal fashion sector. However, behind the great opportunities there are challenges that must be faced including: Lack of halal awareness in Indonesian society, Lack of Public Understanding of the Concept of Halal in Fashion, not many fashion MSMEs that take care of halal certification, low awareness of the Indonesian people to compete.
Manajemen Nabi Muhammad SAW (Pengelolaan Risk Management Dan Marketing Menurut Syariah)
Authors: Nasution Edi Marjan , M. Rikwan E.S. Manik Rikwan Manik , Hendri Tanjung Hendri Tanjung , Nur Ahmadi Bi Rahmani4 Ahmadi Rahmani
Published: March 2024

Prinsip manajemen dalam Islam terdapat dalam surah as-Sajadah yang dikenal dengan at-tadbir. Menajemen risiko adalah kejadian yang tidak menguntungkan atau kejadian yang tidak sesuai dengan yang semestinya. Islam senantiasa menganjurkan kepada umatnya untuk menghindar dari risiko kendatipun harus meyakini taqdir Tuhan. Metode penelitian menggunakan analisis deskriptif dengan mengacu pada sumber literatur seperti kitab tafsir, qawaid fiqh, dan manajemen risiko. Peneliti memeriksa secara rinci dan mendalam berbagai aspek yang terkait dengan topik penelitian. Penelitian ini menggali informasi dari kitab-kitab tafsir untuk memahami makna dan tafsir dari teks-teks Al-Quran yang relevan dengan topik yang sedang diteliti. Teknik pengumpulannya melalui literatur yang relevan dan absah, yang kemudian di analisis secara sistematis lalu disajikan dengan diskripsi secara komprehensip. Tujuan untuk memberikan pemahaman yang mendalam dan detail mengenai fenomena yang diteliti serta memberikan gambaran yang jelas dan akurat kepada pembaca tentang aspek-aspek yang terkait dengan topic penelitian. Temuan dalam penelitian ini adalah terdapat menajemen yang dipraktekkan Nabi Muhammad, bagitupun solusi setiap permasalahan bisnis, ekonomi dan dakwah.
Determinants of Human Development Index in Indonesia with Maqashid Sharia approach
Authors: Caniago Muhammad Ali Imran , Wibowo Muhammad Ghafur
Published: March 2024

The study examines factors that influence the Indonesian Human Development Index using the Maqashid Sharia approach. This study's sample is made up of several provinces with the Human Development Index for different categories of people. Data analysis employs a panel data regression model with a fixed effect model. The study's findings indicate that whereas variables Hifzu al-din, Hifzu al-aql, and Hifzu al-mal have a significant impact on the Index of Human Development, variables Hifzu al-nafs and Hifzu al-nasl have no significant impact on the Index of Human Development. Simultaneously, the variables Hifzu al-din, Hifzu al-nafs, Hifzu al-aql, Hifzu al-nasl, and Hifzu al-mal exhibit significant effects on the Human Development Index. Results of the determination test show that 98% of independent variables can influence dependent variables, with the remaining 2% being affected by variables not examined in this study. The study's findings recommended to the government that they support Hifzu Al-din in reducing crime rates, Hifzu Al-Aql by increasing the average length of schooling, and Hifzu Al-Mal in raising per capita income. By paying more attention to these issues, human development will eventually reach its full potential.
Optimalisasi Badan Amil Zakat Nasional Dalam Upaya Penyaluran Dana Zakat Melalui Program Sleman Cerdas Terhadap Peningkatan Pendidikan
Authors: Iqbal Ahmad , Yusdani Yusdani , Ramdani Harahap Soritua Ahmad
Published: March 2024

Education is one of the Indonesian nation's development sectors to advance society in forming intellectual human resources. It is very important to pay attention to contributions in the field of education, one of which is the use of zakat funds as a solution for children who are less fortunate in terms of education. Even so, it turns out that there are still many people who have not been touched by educational assistance through zakat. This research was conducted in 4 different places, namely at the BAZNAS Sleman Office, SD Negeri Perumnas 3, MTs N 4, and MAN 5 Sleman. The research method used is a qualitative method with a normative juridical and sociological approach. The results of this research are the distribution of zakat funds at BAZNAS Sleman with 5 work programs. The 5 work programs consist of: Productive Sleman, Healthy Sleman, Smart Sleman, Careful Sleman and Taqwa Sleman. Apart from that, BAZNAS Sleman also coordinates with Islamic organizations such as Nahdatul Ulama and Muhammadiyah so that there is no overlap with each other. In particular, the Sleman Pintar program is implemented in coordination with the Education Department and also the Social Service so that it is right on target and helps education to create a superior generation in the future.
Pengaruh Persepsi Kegunaan dan Persepsi Kemudahan Terhadap Loyalitas Dengan Kepuasan Sebagai Variabel Intervening dalam Menggunakan BSI Mobile
Authors: Pasaribu Mahmud , Hasibuan Abdul Nasser , Cahyani Utari Evy
Published: March 2024

The purpose of this study was to determine how the perceived usefulness and convenience affect customer loyalty either directly or through customer satisfaction. The discussion of this research is related to the TAM (technology acceptance model) analysis, where researchers can find out what things are phenomena in BSI Kc customers. Padangsidimpuan customers in using the BSI Mobile application. This research is quantitative research. The sample of this study was 371 samples. The data collection instrument used a closed questionnaire to BSI Kc customers. Padangsidimpuan customers who use the BSI Mobile application. Data analysis using inner model, outer model, and intervening hypothesis testing. Based on the results of the study, it is known that customer satisfaction can explain customer loyalty by 0.363 or 36.3 percent, while 63.7 percent is influenced by other variables outside of this study. The loyalty has an R2 value of 0.368 or 36.8 percent, while 63.2 percent is influenced by other variables in this study. Then there is an influence between the usefulness and ease of using the BSI Mobile application on customer satisfaction. There is an influence between the usefulness and ease of using the BSI Mobile application on customer loyalty. There is no influence between customer satisfaction using the BSI Mobile application on customer loyalty. Customer satisfaction does not mediate the usefulness and ease of using the BSI Mobile application on customer loyalty at BSI Kc. Padangsidimpuan.
The Role Of Sharia Marketing In Indonesia: A Systematic Literature Review
Authors: Deviyanti Sri , Misbach Irwan , Siradjuddin Siradjuddin
Published: March 2024

Indonesia is a predominantly Muslim country, indicating a vast market potential for halal products and services. However, many businesses have yet to fully implement Sharia marketing. This article aims to examine the extent of the role of Sharia marketing in Indonesia. The research method used is a systematic literature review. The literature search was conducted using the Google Scholar database with the assistance of the Publish or Perish 8 application. The search for articles was conducted using the keywords 'Sharia Marketing', 'Sharia Marketing', and 'Islamic Marketing'. A systematic literature review of 27 articles spanning from 2018 to 2023 revealed that Islamic marketing plays an important role in Indonesia. Specifically, it assists in the development of Islamic financial institutions, helps in the development of micro, small, and medium enterprises, and improves the image of educational institutions in Indonesia. The research concludes that implementing Sharia marketing is important for business people.
Menggali Konsep Maqashid Syariah: Perspektif Pemikiran Tokoh Islam
Authors: Pertiwi Tanza Dona , Herianingrum Sri
Published: March 2024

This research aims to explore the concept of Maqashid Sharia in the thinking of Islamic figures, namely As-Syaitibi, Al-Ghazali, and Ibn Asyur, with a focus on its potential for adoption in the context of Islamic financial institutions. Maqashid Sharia is the moral foundation for Islamic law, which includes justice, welfare, and protection of human rights. The thoughts of these figures enrich and expand the understanding of the concept, which can become the basis for developing new conceptual models. Through a thought and literature analysis approach, this research will investigate the views of As-Syaitibi, Al-Ghazali, and Ibn Asyur regarding Maqashid Sharia and explore its potential for application in Islamic financial institutions. By producing an integrated conceptual model, it is hoped that this research can provide practical guidance for Islamic financial institutions in carrying out their functions by paying attention to broader moral and social aspects. It is hoped that the results of this research can be a conceptual contribution to the development of Islamic financial institutions, as well as open up space for further research related to the implementation of the Maqashid Sharia concept in the context of Islamic finance.
Minat Pedagang Muslim Menabung Di Perbankan Syariah: Seberapa Besar Pengaruh Pengetahun dan Budaya Kerja?
Authors: Sakum Sakum , Ainulyaqin MH , Achmad Listian I. , Mamun Sukron , Anggadita Intan
Published: March 2024

The purpose of this study was to determine the effect of the level of knowledge and work culture on the interest of Muslim traders to save in Islamic banking. The research method used in this study uses a quantitative approach, namely by filling out a questionnaire as a data collection tool. Measurement of data was carried out using a Likert scale and processed using the help of the SPSS IBM 24 application. The sample in this study was the Islamic book marketer Najah Bookstore as many as 67 respondents. The results of this study indicate that there is an influence between knowledge and interest in saving of 2,517 and the influence of work culture on interest in saving is 7,984. Meanwhile, simultaneously, knowledge and work culture have an effect of 135,142. And based on the results of the determinant coefficient test, it is known that knowledge and work culture have an effect of 80.9% on the interest of Muslim traders to save in Islamic banking.
Faktor-Faktor yang Mempengaruhi Minat Pengguna Platform Digital dalam Membayar ZIS pada Masyarakat (Studi pada Muzaki Kabupaten Sragen)
Authors: Widodo Novelia Dewi Widowati
Published: March 2024

This study aims to determine the factors that influence the interest of Sragen Regency muzaki in paying ZIS through digital platform. In this study using a quantitative approach method, the type of data used is primary data obtained from respondents’ answers to questionnaires in the form of paper suveys and online surveys, while the data analysis techniques used in supporting this research use the IBM SPSS 26 programme. Respondents in this study were muzaki who had made transactions using digital platform in paying ZIS. The findings in this study indicate that partially literacy, religiosity, and convenience factors have a significant effect, while partially trust and security factors do not have a significant effect. However, simultaneously the factors of literacy, religiosity, trust, convenience and security togerther have an influence on the interest of Sragen Regency muzaki in paying ZIS through digital platform. The implication of this research in the development of science is to contribute literature regarding the factors that influence the interest of Sragen Regency muzaki in channeling ZIS through digital platform. In addition, the results of this study can be used as a reference for web creators who have digital platform to channel ZIS so that their security is further enhance so that users trust and want to channel their funds online.
Analisis Penerapan Maqashid Syariah Dalam Pemberdayaan Dana Zakat Bagi Masyarakat Terdampak Pandemi
Authors: Midisen Kisanda
Published: March 2024

Penelitian ini bertujuan untuk mengetahui apakah dana zakat dapat diberdayakan untuk masyarakat terdampak pandemi, dan apakah pemberdayaan dana zakat sudah sesuai dengan konsep maqosid syari’ah. Penelitian ini menggunakan metode deskriptif analisis. Sedangkan data yang dipakai merupakan data sekunder, teknik pengumpulan data dalam penelitian ini menggunakan studi literatur. Hasil kajian dalam penelitian ini menunjukkan jika dana zakat dapat diberdayakan secara efektif untuk menangani akibat dari covid-19, dan pemberdayaan atau penyaluran dana zakat pada sektor ini sudah sesuai dengan maqashid syariah. Dana zakat yang diberikan memiliki manfaat yang besar dan membawa kemaslahatan bagi masyarakat tedampak pandemi, terutama yang terdampak secara ekonomi, sehingga tujuan syariah membuat masyarakat yang terdampak pandemi bisa terjaga dari ke lima unsur dalam maqashid syariah
Sharia Bank Cus Customer Loyalty Of Sharia Bank Banjarmasin City: Religiosity And Trust
Authors: Irpan Muhammad irpan
Published: March 2024

Islamic banks should attract the interest and loyalty of their customers, by providing a sense of security and instilling customer trust in the bank. Most customers of Islamic banks are Muslims because it is related to the beliefs of Muslims to carry out Islamic teachings kaffah including in economic affairs. However, if the bank is Sharia. If Sharia banks are only limited to Muslim customers, it will hinder the development of the bank, then Sharia banks must be able to attract customers, both Muslims and non-Muslims. This study examines the loyalty of Islamic bank customers from the role of customer religiosity and trust. This research was conducted on Sharia bank customers in the city of Banjarmasin with a random sampling method, data collected through questionnaires, and hypothesis proof using Structural Equation Modeling– Partial Least Square (SEM – PLS) analysis. The test results stated that religiosity had a significant effect on trust; religiosity has a significant effect on loyalty; trust has a significant effect on loyalty; and religiosity has a significant effect on loyalty through trust
Peran Bank Wakaf Mikro Syariah dalam Pemberdayaan Ekonomi Masyarakat (Studi Empiris BWM Ponpes Mawaridussalam)
Authors: Suglia Ella Annissa
Published: March 2024

The problem of poverty and economic inequality has always been a major problem in the presence of social disparities in Indonesian society. The role of financial institutions in the distribution of funding and financing has an important role in empowering the economic activity of the community. This research aims to find out the role of Bank Wakaf Micro Shariah Pondok Pesantren Mawaridussalam in Economic Empowerment of the Society. This study uses qualitative research techniques with a descriptive approach. The types of data used in this study are primary data and secondary data. Data collection techniques are done with observations and interviews. The results of this study show that the role played by Bank Wakaf Micro Shariah Pondok Pesantren in empowering the economy of the community around the mansion is by providing financing and support through weekly activities (halmi). The result of the research is that Mawaridussalam is trained through the Wakaf Micro Bank. The Shariah has a role in empowering the community by providing business capital loans for micro-economy, getting rid of rent and interest bars, increasing daily income and adding religious science.
Strategi Rumah Zakat Dalam Meningkatkan Kesejahteraan Masyarakat di Sumatera Utara
Authors: Pohan Novita Sari , Siregar Saparuddin , Rahma Tri Inda Fadhila
Published: March 2024

This research aims to find out the main priority strategy for Rumah Zakat in improving the welfare of the people in North Sumatra. by presenting the internal and external conditions that have been carried out so far. Then, in addition, the researcher also explained several urgent measures that need to be implemented so that the Zakat House can be more focused. The method used is a qualitative method using SWOT and QSPM analysis. The number of respondents who filled out the questionnaire were 5 respondents each for SWOT and 5 respondents for QSPM. Based on the results of the SWOT analysis, the strategy quadrant obtained after processing it in the IFE and EFE matrices is in Quadrant I. This states that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Furthermore, the QSPM analysis showed that the main priority strategy that must be implemented is encouraging and adopting the use of information technology to create efficient and effective Zakat governance.
Pengaruh Daya Tarik Perusahaan, Reputasi Perusahaan, dan Rekrutmen Online Terhadap Minat Melamar Kerja Generasi Y dan Z Muslim Pengguna Platform Tik-Tok Pada PT Kelas Digital
Authors: Junaedi Muhammad Ali Ridwan , Dewianawati Dwi , Ratna Ratna
Published: March 2024

This research aims to determine the influence of company attractiveness, reputation and online recruitment on interest in applying for work using the Tik-Tok application. The population used is GENERATION Y AND Z Muslims aged between 15 and 41 years who use the Tik-Tok application. From the results of these calculations, a sample of 96 people were obtained as respondents. The research was carried out using multiple linear regression analysis tests. Based on the test results, it can be concluded: Company attractiveness has a positive influence on interest in applying for work, company reputation has a positive influence on interest in applying for work, online recruitment has a positive influence on interest in applying for work.
Relationship ushul Fiqh, Qowa’id Fiqih dan Maqashid Al- Syariah With Islamic Economy
Authors: Nst Venny Fraya Hartin , Nasution M. Yasir , Sugianto Sugianto
Published: March 2024

Current Islamic Economy One of the main challenges is the low level of sharia financial literacy among the public. This causes the public to still have low interest in using sharia financial products and services. Another challenge is the lack of research and development in the field of Islamic economics and the lack of application of Islamic economics in business practices in Muslim countries. Therefore, efforts are needed to increase sharia financial literacy among the public, increase research and development in the field of Islamic economics, and apply Islamic economics in business practices in Muslim countries. Researchers decided to use qualitative research methods. Researchers use qualitative research methods because the opinions of each expert and practitioner are definitely different, a science can be very solution and relevant if applied at one time, but it could be useless if applied at a different time. Ushul fiqh in Islamic economics can be applied not to economics but to an economic system. Because the system is a regulation that requires a basic set of foundations that are qath'i based on revelation. The role of Ushul Fiqh as a methodology for developing economic systems in order to answer all contemporary economic problems. Meanwhile, in its application, Jazuli classifies qawa'id into six different areas, namely mahdhah (special) worship, ahwal as-Syahshiyyah (personal and family matters), mu'amalah maaliyah (economic transactions), jinayah (criminality), siyasah ( politics), and fiqh qadhaya (procedural and judicial law). Among the most basic qawa'id in this matter is "All forms of muamalah are basically permissible (allowed) unless there is an argument that forbids it." In the economic context, maqashid shari'ah has a dual role, namely: as a control tool as well as a social engineering tool to realize human benefit. It provides a rational philosophical basis for economic activity. Without maqashid shari'ah, understanding and practice of Islamic economics will be narrow, rigid, static and slow. Islamic economics will lose the spirit and substance of its sharia. But on the contrary, with maqashid syari'ah, Islamic economics develops elastically, dynamically, in accordance with the character of Islamic syari'ah which is universal and relevant for all time and space).
Analisis Strategi Peningkatan Pajak Daerah di Kabupaten Deli Serdang Dalam Perspektif Ekonomi Islam
Authors: Batubara Chuzaimah , Kamila Kamila , Saragih Al Manar
Published: March 2024

This study aims to analyze the strategy of increasing local taxes in Deli Serdang Regency and how taxes are from an Islamic Economics perspective. This research is descriptive quantitative. The population in this study were all employees of the Regional Revenue Agency of Deli Serdang Regency. The sampling used was purposive sampling with the technique taken was saturated sampling. The analysis method used is Analytichal Hierarchy Process (AHP). The results of this study indicate that the global priority weight obtained the value of Human Resources Improvement of 0.537, the value of Improving the Supervision System of 0.208 and the value of Enforcement and Sanctioning of 0.254. The highest value / highest priority weight on the Alternative is Human Resources Improvement of 0.537, thus it can be concluded that the Priority Strategy for Increasing Regional Tax Revenue in Deli Serdang Regency is to increase human resources. Taxes in Islam are taken from the state to the people not based on their form but on the benefits and purpose of their implementation. According to Islam, there are three types of taxes, namely Jizyah (a tax imposed on non-Muslims in return for guarantees given by an Islamic state to them to protect their lives), Kharaj (a tax imposed on land obtained through force of arms), and Usyr ( trade taxes or customs duties).
Persaingan Bisnis: Telaah Konsep Pemikiran Kahrudin Yunus
Authors: Nuradi Nuradi , Khatimah Husnul , Wulan Elis Ratna
Published: March 2024

This research discusses current business competition practices which tend to have a negative connotation, namely unhealthy competition and bringing each other down. The aim of the research is to provide an overview and paradigm regarding the true meaning of the word competition. In this research the researcher used a literature review method or literature review which focuses on collecting past data, especially the opinions of economic experts, in this case Kahrudin Yunus, who he wrote about in his book "Economic Systems According to Islam/Islamism volumes 1 and 2" the concept of business competition healthy". The results of the research found Kahrudin Yunus' views on the meaning of competition, an explanation of the positive benefits of competition, the initial causes of unhealthy competition and solutions to return to the initial concept of healthy competition. The implications of this research are expected to provide enlightenment and a new paradigm for all levels of society regarding the positive meaning of competition. And it is also important for all mankind to remember the purpose of its creation so that it can return to the rules set by the owner of the universe so that the meaning of "Bersamasime" can be realized.
Transformasi Ekonomi Digital Indonesia Dalam Mewujudkan Indonesia Emas 2045: Pemikiran Prof. Nurcholish Madjid
Authors: Ramadhan Fardhal Virgiawan
Published: March 2024

Digital economic transformation is one of the agendas in the 2025-2045 National Long-Term Development Plan (RPJPN) or what is known as Golden Indonesia 2045. In an effort to realize a Golden Indonesia 2045, Indonesia must create smart leadership by implementing Islam, Indonesianism, and Modernity as planned by Nurcholish Madjid. The aim of this research is to explain and analyze the digital economic transformation in smart leadership to realize Golden Indonesia 2045 in Nurcholish Madjid's thinking. The research method used is a qualitative method with an analytical-descriptive research type. The results of this research are that the digital economic transformation carried out by Indonesia is a form of modernization, not a form of Westernization, but rather an openness in applying positive values for world progress in accordance with Nurcholish Madjid's thoughts. Islam, Indonesianness, and Modernity proclaimed by Nurcholish Madjid is proof that the digital economic transformation is a form of rationalization regarding Islamic principles and teachings that are open to reason and science. This is in accordance with smart leadership which includes social leaders, digital leaders, freshmen leaders, and technological leaders, that Nurcholish Madjid is open to the values of universality and knowledge. In digital economic transformation too, Nurcholish Madjid said that the Muslim Society must be optimistic and open to becoming a Modern Moslem Society to realize a Golden Indonesia 2045.
The Role of Al-Mizan by Al-Ghazali in Fraud Prevention
Authors: Aziz Muhammad El Barony Haidar
Published: March 2024

There are still many cases of fraud in Indonesia and some of them result in significant losses for the country. These fraud phenomena, especially in Indonesia, illustrate the poor ethical practices of accountants as preparers of financial reports. Even though Indonesia already has an Indonesian Code of Ethics for Accountants which regulates the ethics of the accounting profession in Indonesia, there is still a lot of unethical behavior. One assumption is that the loss of ethical behavior is due to the lack of religious values in accountants which results in accountants not being able to differentiate between good and bad. This research, using the library research method, aims to raise the value of religiosity, especially according to Al-Ghazali in his book Mizan al-'Amal-or Al-Mizan, with the ethics of an accountant in complying with a code of ethics and avoiding fraud. In Al-Mizan, Al-Ghazali emphasized that with this connection a person can have more awareness of ethics. Because this will encourage a person to only do things recommended by God, which of course leads to good things such as compliance with regulations and avoids bad actions such as fraud.
Implementasi Maqashid Syariah Pada Asuransi Syariah di Indonesia
Authors: Farhana Nabila -
Published: March 2024

The presence of Islamic insurance in Indonesia was marked by the existence of PT Syarikat Takaful Indonesia which operated in 1994 and after that Islamic insurance companies began to stand The presence of Islamic insurance is the answer to the prohibition of conventional insurance. This study aims to determine the implementation of maqashid sharia in Islamic insurance. The method used in this article uses a literature study (Library Reasearch). The results obtained are that the practice of maqashid sharia has been implemented by Islamic insurance. Insurance protection in maintaining religion (hifdzu din) to realize the perfection of worship, namely pilgrimage insurance. Keeping the soul (hifdzu nafs) to prevent things that will threaten the soul and cause disability or death, namely accident insurance. Keeping the mind (hifdzu aql) to protect the mind from damage, namely by learning, such as education insurance. Keeping offspring (hifdzu nasl) can be realized with education insurance that will help heirs to be able to continue their lives for the better. Keeping property (hifdzu mal) to overcome the risk of loss, namely with general takaful.
Analysis Of The Influence of Organizational Culture, Work Discipline, And Job Satisfaction On Employee Performance At Pt. Bank Syariah Indonesia Office Area Semarang City
Authors: Mardhotillah Mai'syah , Hasanah Siti , Ulya Nur Maziyah
Published: March 2024

This study aims to analyze the significant effect of Organizational Culture, Work Discipline, and Job Satisfaction on Employee Work Productivity with Work Motivation as a Moderating Variable at Bank Syariah Indonesia Branch Office of the Student Army Soldiers in Semarang City, either simultaneously or partially. The population in this study were all employees of Bank Syariah Indonesia Semarang City Area Office, while the sample in this study were 34 respondents who became employees of Bank Syariah Indonesia Semarang City Area Office who were selected using a saturated sampling technique. The data used in this study are primary data obtained through distributing questionnaires. The analysis model used in this study was the Multiple Linear Regression Analysis Model, while the data analysis technique used a simultaneous significance test (F test), coefficient of determination test (R2), and partial significance test (t-test) which were processed with the SPSS 25.00 program. The results of proving the hypothesis and discussion show that the variables of organizational culture, work discipline, and job satisfaction simultaneously have a significant effect on employee performance at PT Bank Syariah Indonesia Semarang City Area Office. Partially, the organizational culture and work discipline variables each have a positive and significant effect, while the job satisfaction variable partially has a positive but not significant effect on employee performance at PT Bank Syariah Indonesia Semarang City Area Office.

Keywords: Employee Performance, Organizational Culture, Work Discipline, Job Satisfaction
Konsep Jual Beli dalam Islam dan Implementasinya pada Marketplace
Authors: Khatimah Husnul , Nuradi Nuradi , Alim Akhmad
Published: March 2024

Islam is very concerned about all aspects of the lives of its adherents including the problem of buying and selling, especially the development of technology today makes transactions between sellers and buyers do not have to meet directly and products do not have to be delivered at that time. The purpose of the research is to find out how the concept of buying and selling in Islam and its implementation in the marketplace. This research uses a library research method with a descriptive qualitative approach, which describes and summarizes various variables and their situations and conditions. The results showed that the concept of buying and selling in Islam is based on the rules in fiqh muamalah that the original law of a muamalah activity is al-ibahah (permissible) as long as there is no evidence that prohibits it. The implementation of the concept of buying and selling in Islam in the marketplace based on the description of the marketplace transaction scheme in general, there are no transaction problems in it for both sellers and consumers, because it only acts as an online market that brings together a group of sellers and buyers.
Pengaruh Ketidakpastian Ekonomi Terhadap Stabilitas Perbankan Syariah Di Indonesia
Authors: Fatoni Ahmad
Published: March 2024

This study aims to analyze the influence of economic uncertainty on the stability of Islamic banking in Indonesia. The study used time series data with the Auto Regresive Distributed Lag (ARDL) approach. The sample used is the entire Islamic Commercial Bank from March 2010 to September 2021. The results showed that the World Uncertainty Index (WUI) and the Economic Policy Uncertainty Index which are measures of economic uncertainty have a significant influence on the stability of Islamic banking in Indonesia. Although the direction of the relationship between the two has differences.
Halal Industry Products influence on Current Account in OIC Economics in Asia on 2015 – 2019
Authors: Syamsuri Syamsuri , Nadhilah Nadhilah , Masrifah Atika Rukminastiti
Published: March 2024

The Halal industry is growing rapidly, which is driven by the high public demand for halal products. Halal products in various aspects of the industry are the new prima donna. The government hopes that halal products in the export and import approach can overcome the country's problems, especially the current account deficit. The purpose of this study analyses the effect of halal industrial products in the export and import approach on the current account balance of OIC member countries in Asia in 2015-2019. This type of research is quantitative research. The model calculated using the FEM (Fixed Effect Model) which discusses the correlation between the dependent variable and the independent variable to determine the effect on the current account balance from 2015 to 2019.

The results found the halal industrial products which are proxied by the export and import of halal products greatly affect the current accounts in 13 OIC member countries in Asia. Exports of halal products have a positive and significant effect on current accounts in OIC member countries in Asia. Meanwhile, imports of halal products have a negative and significant effect on current accounts in OIC member countries in Asia. Based on the results of the study, Kyrgyzstan ranked first with the highest number of halal product exports affecting current accounts among OIC member countries in Asia. Meanwhile, Saudi Arabia ranks thirteenth with the lowest number of halal product exports affecting the country's current accounts. In contrast with exports, Malaysia ranks first with the highest number of imports of halal products affecting current accounts among OIC member countries in Asia. Meanwhile, Lebanon ranks thirteenth with the lowest number of imports of halal products affecting the country's current accounts.
Penerapan Sistem Ekonomi Nabi Muhammad Saw Sebagai Role Model Generasi Millenial Dalam Mengembangkan Ekonomi Syariah Berbasis Teknologi
Authors: Apriyana Maya , Tanjung Hendri
Published: March 2024

This arikel intended to make the basis of economic thought developed by the prophet (peace and prosperity) as an role model for millennials in developing a technology-based sharia economy. The purpose and implications of the islamic economic thinking of the prophet (peace and justice) was to realize a society that is madani and just. Moreover, the prophet muhammad, known as the paragon of life for all humans in the run of all aspects of life, has reconstituted the economic system that can bring wealth to all mankind. The islamic economic system is the best economic system for people's benefit because it isan economy that can reach all levels of society. Therefore, a system that supports a highly functioning, effective, efficient, and transparent economy in distributing and socializing the technology-based islamic economy. The most precise aim and most technological users are the millennials and the z generations in which it will grip the systems that go hand in hand with technological progress.
Studi Perbandingan Tingkat Kesehatan Bank Antara Bank Syariah dan Bank Konvensional di Indonesia Selama Pandemi Covid-19
Authors: Nurafini Fira
Published: March 2024

The COVID-19 pandemic that has occurred all over the world since the beginning of 2020 has not only had an impact on aspects of public health but also on almost all other aspects, including the economic aspect. Banking is an important sector for the economy of a country, including Indonesia. Indonesia is one of the countries that implement a dual banking system, namely Islamic banks and conventional banks. This study aims to analyze the differences in the soundness of Islamic banks and conventional banks during the COVID-19 pandemic in Indonesia based on the Risk-Based Bank Rating method which consists of 4 aspects studied, namely credit risk, liquidity risk, profitability, and capital. The soundness of a bank is important for banks because it shows the bank's ability to carry out its operational activities and fulfill all its obligations properly in accordance with applicable regulations. Hypothesis testing was carried out with the Mann-Whitney U test. The results of this study indicate that there is no significant difference between credit risk and capital aspects in Islamic banks and conventional banks during the COVID-19 pandemic in Indonesia. Other variables, namely liquidity risk, and profitability aspects show significant differences. In addition, all variables are still in the sound category.
Analisis Pembiayaan Murabahah Bank X Cabang Syariah Surabaya
Authors: Krisnaningsih Diah , Fauji Imam , Masruchin Masruchin , Saadah Tsuroyya Putri , Maulidiyah Dwi
Published: March 2024

Murabahah financing is the highest financing in Islamic banking in Indonesia, reaching Rp.185,828 M financing of the total sharia banking financing of Rp.393,535 M financing or covering 47.2% with growth that continues to increase steadily from year to year despite the 2019 covid pandemic. 19 hit Indonesia but did not affect the growth of murabahah financing.

The growth in financing is an indication of good growth in the Islamic banking business because the largest income for Islamic banking comes from financing, but it must also have good risk mitigation to maintain the health of the bank. Risk mitigation is carried out from the beginning before financing is carried out until the financing is paid off by the customer, one of which is by applying the principle of prudence in providing financing and analysis of effective murabahah financing. The financing analysis instrument consists of 5 C financing analysis and the application of murabahah financing analysis is very helpful for analysts and leaders in providing recommendations for financing decisions for prospective customers. 5 C financing analysis instruments (Character, Capacity, Capital, Condition and Collateral.