bluuebunny/crossref_metadata_2025 huggingface dataset:
Excavating Wartime Sound Heritage of Germany, Italy, and Japan
Authors: Birdsall Carolyn , Harrison Erica
Published: July 2024

This article treats the presence of captured sound recordings from the former Axis powers (Germany, Italy and Japan) that were seized by United States military forces as part of a mass collection of enemy archival materials at the end of World War II which are held today at major heritage institutions in the Washington, D.C. area. Focusing on the recorded sound collections at the Library of Congress in Washington, and the National Archives at College Park, Maryland, we first consider the limited clues available as to the provenance of the captured collections, which have become increasingly ‘mixed’ in nature, including other historical radio and sound recordings related to World War II. In addition to offering insights into the contents of the collections, we outline the challenges they have faced since they were first accessioned during the mid-1940s, and later managed, preserved and partly catalogued at each institution. We close with a critical evaluation of the current condition of the collections and the potential for improved documentation, contextualization and accessibility of these materials, many of which seem to be unique recordings not available elsewhere
True Echoes
Authors: Koch Grace , Hayes Rebekah
Published: July 2024

This article describes True Echoes, a three-year project initiated by the British Library to research its Oceanic wax cylinder collections and to reconnect digitised sound recordings with their originating communities. These collections, recorded in the late nineteenth and early twentieth centuries, comprise some of the earliest recordings of Pacific cultures and histories and represent the early use of sound recording for European anthropological research in the region. The recordings were made in Papua New Guinea,Vanuatu, Solomon Islands, New Caledonia, and the Torres Strait Islands of Australia. They, along with the British Library’s wider collection of ethnographic cylinders, were added to UNESCO’s Memory of the World Register in 2011.This article concentrates on some of the earliest recordings, 102 wax cylinders of the Alfred Cort Haddon 1898 Expedition (Torres Strait and British New Guinea) Cylinder Collection (C80). The collection also contains 39 cylinders recorded in Papua New Guinea, which will not be discussed here. Research methods involved historical research in partnership with Oceanic cultural institutions and participatory research with community members, which provided local knowledge and new information. The “multi-perspectivist approach” employed by the project team was important for gathering a variety of perspectives on the collections and for revealing “the complex processes involved in their production, collection and interpretation”.
THE ROLE OF STORYTELLING IMPROVING EARLY CHILDHOOD SPEAKING SKILLS
Authors: Khayati Nimatul
Published: July 2024

Early childhood is a critical period for language development, laying the foundation for future communication skills. Storytelling has long been recognized as a powerful tool in language acquisition, particularly in enhancing speaking abilities. This paper examines the role of storytelling in improving speaking skills among early childhood learners. It explores the theoretical underpinnings of storytelling as a pedagogical approach and its alignment with early childhood development theories. Furthermore, the paper reviews empirical studies and evidence supporting the effectiveness of storytelling in fostering oral proficiency in young children. Additionally, it discusses practical strategies and techniques for integrating storytelling into early childhood education curricula. The findings suggest that storytelling not only enhances speaking skills but also promotes language comprehension, vocabulary acquisition, and socio-emotional development. The paper concludes with implications for educators and recommendations for future research in this field.
THE FUNCTION OF RIVERS FOR SOCIETY IN THE SHORT STORY “GAGAL LANDING” BY ACHMAD SUPARDI
Authors: Sugiarto Septian Rifki , Anggraeni Rezki Amelia
Published: July 2024

Rivers, being an important element in human life, are often depicted in literary works. One of the literary works that depicts the relationship between rivers and society is the short story “Gagal Landing” by Achmad Supardi. First published in Jawa Pos on January 28th, 2018, the short story shows how the Brisbane River and the Martapura River contribute to the local society. This article explains the comparison of the functions of the Brisbane River in Australia and the Martapura River in Indonesia for society's daily lives. The approach used in this research is sociological literature with interpretive analysis as a data analysis technique. The results obtained show that the Brisbane River and Martapura River have an important role in society and can provide positive benefits for their lives. The Brisbane River functions as a place for pastime, relaxation, and gathering, as well as a waterway transportation route. Its existence can relieve stress, improve mental well-being, release tension, and provide the opportunity for urban society to enjoy moments of happiness. Meanwhile, the Martapura River functions as a waterway transportation route as well as a center for economic and social activities in the surrounding society because of the floating market. The floating market on the Martapura River plays an important role in maintaining and promoting local cultural and culinary heritage.
Fração contínua aplicada à obtenção de boas aproximações da raiz quadrada e do número de Euler
Authors: Bocker Neto Carlos , Bezerra Rafael Tavares Silva
Published: July 2024

Este é um trabalho de revisão bibliográfica que traz um breve vislumbre da beleza das frações contínuas e como elas podem ser muito úteis, tanto na obtenção de boas aproximações racionais de um determinado número real como na sua representação em forma de fração contínua. Além disso, apresenta propriedades importantes, como a relação entre irracionais quadráticos e frações contínuas periódicas. Por outro lado, visando uma potencial introdução deste tema no ensino fundamental, é apresentado um método para obtenção de aproximações de raízes quadradas através de frações contínuas. Finalmente, utilizando ferramentas mais avançadas, apresentamos uma representação em fração contínua infinita do número Euler, o que consequentemente implica a irracionalidade de e.
Pakaian Wanita Muslimah Dalam Perspektif Hukum Islam
Authors: Fauzi Ahmad
Published: July 2024

Human who has common sense and perfect mind, want to look attractive, whether Islamic or social norms prevailing in general society.Indonesian society which predominantly Islam, should understand how to dress decently according to their teachings. But, lately, there are found many muslimah do not dress with the rules and the teachings of Islamic religion. Good dressing habits should be instilled early to sake muslimah toda accustomed by syariah dressing and to make islamic dress code entrenched in society.The focus of this article is to know about the prosedure and etiquette of a Muslimahâ€˜s dressing according to shariah. This study take a conclusion that Muslimah clothing is that cover the aurat and keep them from negative efects.
Konsep Dan Kontribusi Pemikiran Adiwarman Azwar KarimTerhadap Perekonomian Indonesia
Authors: Wahab Fatkhul
Published: July 2024

Discourse on Islamic economics was intoduced by classical theologian before. But, Islamic economics had an ups and down experiences that eventually disappeared and replaced by the conventional economic system that doesnâ€˜t touch the Islamic teaching, resulting the conventional economic ignoring the community welfare and give the benefit for a few people, they are the owners of capital.Indonesia is no different from other countries in the implementation of the economic system,although the theory presented policy holders of this country is based on Pancasila economy populist, but in practice, instead of applying the conventional economy. Unavoidable, that the Kiblat of the national economy is the developed countries that implement economic system by individulist-liberlist character.Islamic economic in Indonesia can not be separated from the contribution of Adiwarman Azwar Karim. He offers a concept that the Islamic economic is the economy system which built on the universal values of Islam. The mean values are unity (tauhid), justice ('adl), government (khilafah), prophethood (nubuwwah), and return (ma'ad). This article examines the concept and contribution Adiwarman Azwar Karim to Indonesia economic system. Researcher concluded that the Islamic economics offered by Adiwarman Karim takes a historical and jurisprudence approach. His contribution in developing the concept of Islamic economics aims to find solutions to a growing problem in society.
Islamisasi Ekonomi Madzhab Mainstream: Tinjauan, Model dan Implikasi
Authors: Hakim Rahmad
Published: July 2024

The rapid development of Islamic financial institutions lately is quite encouraging, it would be legitimacy that Islam is able to renpond the challenges of globalization and modernization. On the other hand, these developments would make the Islamic financial institutions as a measure of doctrine and Islamic values realized in the lives of all Muslims. But, about Islamic products and a contract thatâ€˜s practiced is being debated by economist Muslims worldwide.Assuming that ijtihad can be done in muâ€Ÿamalat according to the rule â€œal-Aslu fi l muâ€ŸamalÄt al ibahah illa yaâ€Ÿti dalilun â€žala taÑ’rÄ«mihaâ€ make this debate more interenting with many opinions expressed by economist Muslims, especially Muslim mainstream economists.The core of the debate between Muslim economists is the method that being used in building the Islamic economic, either by adopting the practices, systems and the values of conventional economics that are relevant to shariah, or through methodology of ushÅ«l fiqh and fiqh which is purely a method derives from treasury of Islamic knowledge constructed by scientist Islam as Imam as-SyÄfiâ€˜Ä«, Imam al-GhÄzalÄ«, IzzudÄ«n Ibn SalÄm, and Imam as-SyÄtibÄ«.The focus of this paper is, first, examine approaching of some Muslim economists mainstream madzhab in the economics Islamisation. Second, examines the implications of the approach used by the Muslim economists in Islamic economic intitutions (shariah banking/Islamic banking).
Pengelolaan Keuangan Publik Islam Perspektif Historis
Authors: Noviyanti Ririn
Published: July 2024

The instrument of public finance include of zakat, wakaf and infaq. Optimal management of public finance will be able to reach the purpose of human life welfare. The aim of this research is to describe the management of public finance in the classical Islamic period. Specifically at Rasulullah, Shahabah, Umayyah, Abbasiyah and Ustmani period. This reseach uses descriptive - qualitative method with socio â€“ historical approach, which will study about the events of the past on public financial management and to describe the human lives of that period.The conclution of this study, that there are two things that become the foundation of public finance management in classical Islamic period (1). Prioritizes of maslahah (2). Implementing the simplicity life style (qana'ah).
Kartu Kredit Syariah dalam Tinjauan Islam
Authors: Wardani Fitri Anis
Published: July 2024

Seiring tumbuh dan berkembangnya perbankan syariah, maka berkembang pulalah produk inovasi dari perbankan tersebut. Salah satu inovasi produk dari perbankan syariah yaitu kartu kredit syariah. Hal ini didukung dengan di keluarkannya fatwa DSN MUI tentang dibolehkannya kartu kredit syariah. Dasar yang dipakai dalam penerbitan kartu kredit syariah adalah DSN No.54/DSN-MUI/X/2006 mengenai syariah card. Dalam fatwa tersebut yang dimaksud dengan syariah card adalah kartu yang berfungsi sebagai Kartu Kredit yang hubungan hukum antara para pihak berdasarkan prinsip syariah sebagaimana diatur dalam fatwa. Banyaknya pihak yang terlibat dalam penggunaan kartu kredit menimbulkan banyak perbedaan pendapat tentang dibolehkannya dalam Islam. Para fukaha juga masih berbeda pendapat tentang jenis dan jumlah akad yang di gunakan dalam transaksi kartu kredit. Makalah ini bertujuan untuk membahas jenis-jenis atau tahapan-tahapan dalam suatu transaksi kartu kredit deengan menggunakan pendekatan kualitatif dan metode analisis evaluatif. Menurut hemat penulis menyimpulkan bahwa akad yang dipergunakan dalam kartu kredit syariah berhukum mubah (boleh). Namun, penulis mengevaluasi bahwa penerapan denda atas pembayaran yang menimbulkan riba nasiâ€™ah tidak bisa di abaikan begitu saja, karena akan menimbulkan bahaya yang lebih besar.
Pengaruh Kualitas Pelayanan Dalam Pembiayaan Murabahah Terhadap Kepuasan Nasabah
Authors: Rohman Anshoriyah
Published: July 2024

The success and failure of a bank is determined by how the bank can provide satisfaction to its customers. There are several concept to built customer satisfication, among others, the concept of marketing, the concept of quality, the concept of service quality and so forth. Various attempts by banking companies to survive after of this prolonged crisis in the face of intense competition with other banking companies. Customer satisfication of the customer is the most important form of service for every banking, because with the satisfication of the customer we can know the evaluation of all products offered to the customer. One of the product offered is murabahah financing which is often used by customers in every banking. The result of the research at Bank Muamalat Branch Sragen is murabahah banking sevice in Bank Muamalat Branch Sragen in accordance with Islamic Shariâ€™a and the influence of murabahah financing services to customer satisfication in Bank Muamalat Branch Sragen.
Pengelolaan Pengembangan Wakaf Uang Berdasarkan Peraturan Pemerintah No. 42 Tahun 2006 Pasal 48 Pada Bank BPD DIY Syariah
Authors: Setyadi Hendro
Published: July 2024

Waqf money is not so familiar to the general public, this can be seen from the understanding of Indonesian society who see waqf only limited to the provision in the form of immovable goods. Nevertheless, the socialization of money waqf is not stagnant or keeps it going. This is evidenced by the existence of Law no. 41 of 2004 on Waqf and RI Government Regulation no. 42/2006 on the Implementation of Law No. 41 of 2004 on Waqf, although the implementation of waqf own money has started long after the fatwa of Majlis Ulama Indonesia (MUI) on May 11, 2002. This research is a field research with normative juridical approach in collecting Data, and using descriptive-qualitative methods in analyzing the management of money waqf development at Bank BPD DIY Syariah. Based on the research, it can be concluded that: (1). In the practice of management and development of money waqf in Bank BPD DIY Syariah, Bank BPD DIY Syariah acts as nadzir in fund raising and as a fund institution of waqf fund and for the distribution of bank BPD DIY Syariah in cooperation with Badan Wakaf Uang / Tunai (BWUT) . (2). The management and development of the money wakaf of Bank BPD DIY Syariah has been in accordance with the provisions of Article 48 of Government Regulation no. 42 of 2006 Keywords: Waqf, Waqf Money, Islamic Financial Institutions
Tinjauan Fungsi Hisbah dalam Kegiatan Perekonomian
Authors: Noviyanti Ririn
Published: July 2024

Supervision is a consequence of the emergence of activities related to group interests. In the classical Islamic era, hisbah is a supervisory board that serves to oversee the course of social activities in society on several aspects. No exception in the economic aspect. This research is a literature research using content analysis in reviewing the function of hisbah institution as supervisor in economic activity. The conclusion in this study states that hisbah has a function as an evaluator of economic activities that ensure economic activities run in accordance with Islamic Shari'a. Such as prohibiting the practice of usury and ihtikar in economic activities, guarding pricing, prohibit the sale and purchase of money, and so forth. Keywords: Hisbah, Supervision, Islamic Economics
?? ????? ?????? ??????? DIY Sejahtera ?????? ?????? ?????
Authors: An-Nisa Al-Asimi Nadilla Sarah
Published: July 2024

Zakat merupakan ibadah maliyah yang mempunyai dimensi dan fungsi sosial ekonomi atau pemerata-an karunia Allah. Berdasarkan data BPS 2011 menerangkan bahwa kesejahteraan masyarakat Indo-nesia masih rendah karena baru menempati ranking ke 126 di dunia. Seperti halnya provinsi Daerah Istimewa Yogyakarta menurut BPS 2013, tingkat kemiskinan yang terjadi mencapai persentase 0,55% yang mana lebih tinggi dari rata-rata kemiskinan Indonesia yang mencapai 0,43%. Keterangan diatas menyatakan bahwa tingginya tingkat kemiskinan di Indonesia harus menjadi perhatian besar bagi pemerintah untuk menggalakkan program pemberdayaan masyarakat guna mengentaskan kemis-kinan. Salah satunya adalah mengoptimalkan sumber-sumber keuangan Islam termasuk Zakat. Maka dibentuklah Badan Amil Zakat Nasional Daerah Istimewa Yogyakarta oleh pemerintah. Pada tahun 2014 Badan Amil Zakat Nasional Daerah Istimewa Yogyakarta mampu menghimpun dana zakat hingga 300 juta rupiah dan meningkat pada tahun berikutnya hingga 600 juta rupiah. Namun jumlah pendayagunaan zakat menurun pada tahun 2015 dari tahun sebelumnya. Dana yang terhimpun disalurkan melalui berbagai program salah satunya adalah program DIY Sejahtera yaitu berupa bantuan ekonomi produktif berupa bantuan modal usaha bagi fakir miskin untuk Daerah Istimewa Yogyakarta yang bertujuan untuk meningkatkan kesejahteraan masyarakat untuk mandiri dan memberdayakannya sehingga dapat mengubah derajat mustahik menjadi muzakki. Penelitian ini adalah penelitian lapangan dengan metode kualitatif deskriptif eksploratif. Hasil pene-litian ini menunjukkan bahwa pendayagunaan dana zakat melalui Program DIY Sejahtera terdiri dari 2 program yaitu Program Baitul Qirath dan Program Bedah Rumah. Program Baitul Qirath merupakan program pendayagunaan zakat untuk ekonomi produktif melalui pemberian modal usaha dengan angsuran. Dan Program Bedah Rumah merupakan pendanaan tempat tinggal bagi warga yang rumah-nya tidak layak huni. Namun pada praktiknya, pendayagunaan dana zakat oleh BAZNAS Daerah Istimewa Yogyakarta lebih difokuskan kepada Program Baitul Qirath. Adapun kendala yang dihadapi oleh  BAZNAS Daerah Istimewa Yogyakarta adalah kurangnya SDM dalam menjalankan program ini sehingga pendampingan mustahik belum optimal. Kata Kunci: Zakat, Empowerment, Keuangan Islam
Zakat: Solusi Pengentasan Kemiskinan
Authors: Qomari Nur
Published: July 2024

Poverty is one of the problems that become a homework for developing countries including in Indonesia. Some goverment programs that have been launched in order to overcome poverty do not seem reliable enough to be a solution to the problem, instead of succeeding, the poverty rate in Indonesia is getting higher. In Islamic economics, zakat is a concentrated discourse as one of the alternatives to breaking the problem of poverty. The majority of Indonesiaâ€™s Muslim population, provides a great opportunity for the achievment of poverty alleviation missions, it is believed that as more and more Muslim aware of the obligation to pay zakat, the greater the potential of collected zakat. Zakat wise management and fair distribution and equitable, of course, be one requirment taht must be fulfilled so that function of zakat can be felt by all society layer. This paper use the literature approah and draw the concusion that the potential of zakat in Indonesia reached a fantastic figure. Zakat can be used as an alternative solution to the problem of poverty in Indonesia. With professional management, the people of Indonesia must be optimistic that the poverty rate will soon decline. Keyword: Poverty, Zakat, Islamic Economics.
Bank Syariah: Antara Konsepsi dan Implementasi
Authors: Noviyanti Ririn
Published: July 2024

The development of Islamic banks up to now should be appreciated, there will still be some challenges that must be faced in order to make this institution even better. This study aims to discuss in depth related to the background of the formation of Islamic banks, opportunities and challenges faced. The conclusion of this study is that some of the challenges faced are as follows: problems of human resources (HRD), capital problems, regulatory problems, service network problems, product innovation problems, socialization problems. The strategies needed to anticipate some obstacles to the development of Islamic banks. First, improving the quality of human resources in the field of Islamic banking. Second, there are more progressive efforts from practitioners, government and ulama to encourage the fulfillment of the legality of shari'ah instruments so that syari'ah bank space is broader. Third, improving the quality of Islamic banks with the support of academics, so that the construction of Islamic finance institutions is more rational and acceptable to all groups. Fourth, a more aggressive socialization of Islamic banks.
Pro Kontra Fatwa Dana Talangan Haji:
Authors: Hakim Rahmad
Published: July 2024

This paper aims to conduct an in-depth analysis of the positive and negative impact of the hajj financing funds that have been set out in the fatwa of DSN-MUI from the perspective of maslahah mursalah. Although it has long been established and has been implemented, but the debate surrounding the legalization of hajj bailout funds is still occur among the people. Some people feel the benefits of this fatwa, while some people question its validity; especially in terms of ability (istita’ah) of performer of the Hajj using this facility. In addition, this is also considered to be able to extend the hajj queue. The question that should be answered is what is the problem and the benefits of this hajj financing, if viewed from the perspective of maslahah mursalah. This study uses a type of qualitative-descriptive research with diverse collection methods; documentary and interview. The conclusion of this study is that the hajj financing still benefits to the ummah.
Perilaku Muzakki dalam Membayar Zakat Melalui Transaksi Non-Tunai di Lembaga Inisiatif Zakat Indonesia (IZI) Surabaya
Authors: Dkk. Zahriyah Nurul Aini
Published: July 2024

This research aims to find muzakki’s behavior on paying zakah using non-cash transaction on foundation of Inisiatif Zakat Indonesia (IZI) branch Surabaya. The result of this research shown that muzakki’s behavior in paying zakah using non-cash transaction based of some factors which are behavior based on muzakki’s conviction, behavior based on environment, behavior based on conscious interests, behavior based on spontaneous interests (reflex motion), and behavior based on external factors. Paying zakat which done by  informan caused a positive impact towards their life, such as feeling peace, happiness, trusted in office and also in form of great achievements of their children in the school.
Analisis Dampak Nilai Taksir, Biaya dan Pelayanan terhadap Keputusan Nasabah: Studi Kasus di Pegadaian Syariah Unit Bunul Kota Malang
Authors: Jazulia R. Rama Riyan
Published: July 2024

Pawn is a financing service that is now widely used to meet the needs of the community. Pawn sharia becomes one of the service products offered by Perum Pegadaian as an alternative that many people in demand. This study aims to determine the significant effect of value of assessors, costs, and services to customer decisions in Pegadaian Syariah Bunul Unit in 2017. This research is a study with non-experimental quantitative approach. Primary data is obtained through data collecting in the form of questionnaires and direct interview result from related sources. The respondents in this study ie customers who will and have used the services of pawnsharia in Pegadaian Syariah Unit Bunul Malang City as many as 83 people selected using purposive sampling technique and analyzed using SPSS 21 with multiple linear regression analysis tools. The results obtained from this study indicate that the value factor estimates, costs, services together have a significant positive effect on customer decisions in Pegadaian Syariah Bunul Unit in Malang City.
Analisis Dampak Penerapan Nilai-Nilai Islam Pada Perusahaan terhadap Loyalitas Nasabah: Studi Kasus Nasabah Bank Syariah Mandiri KC XXX
Authors: Mardiana Mardiana
Published: July 2024

This research is intended to analyze the effect of Implementation of Islamic Values ??on Customer Loyalty: Case Study at Bank Syaraiah Mandiri KC XXX. This research uses a quantitative approach with descriptive research type with the purpose of descriptive research and the characteristics of a particular population or region. For data collection, the researcher uses questionnaire methods from customers and interviews of employees of Bank Syariah Mandiri, documentation and literature study also related to this research. The results of this research indicate that the application of Islamic values ??has a significant influence on customer loyalty, because the value of sig <0.1, that is 0.000 <0.1, then the influence of the application of Islamic values ??(X) to customer loyalty (Y) is significant. Therefore, the result is equal to 68,2% it means the influence of variable of Islamic values ??to customer loyalty equal to 68,2%, while the rest that is equal to 31,8% caused by other factors not examined in this research.
Analisis Diskursus Ekonomi Kerakyatan dalam Perspektif Maqasid Syariah
Authors: Noviyanti Ririn
Published: July 2024

Economic democracy is an economy that basically use the concept of sovereignty of the people,with the aim of achieving social justice for all Indonesian peolpe. Economic democracy is a reaction and a correction of the practices of the colonial system and economic structure. The main pioneer of economic democracy is Mohmmad Hatta, dubbed as the father of Indonesia cooperation. Maqa??id shari?ah is an interesting discussion to be used as an analysis approach of economic democracy study. This article is an research with the library method that reveals about economic democracy and Maqa??id shari?ah with conten analysis. The conclution of this study is economic democracy has fullfill the aim of Maqa??id shari?ah in the maintenance of religion (?if? al-di?n), maintenance of life (?if? al-nafs), the maintenance of reasonable (hif? al-aql), maintenance of ancestry (?if? al-nasl) and maintenance of treasure (?if? al-ma?l). In addition to these five aims, there is additional aim of economic democracy system, namely maintenance of state (?if? al-wa?on) as the liberation of the country from colonial efforts as colonial economic system at that time.
Optimalisasi Peran Pembiayaan Produktif Bank Syariah Bagi UMKM di Indonesia
Authors: Trimulato Trimulato , K. Amiruddin , Ismawati Ismawati , Nuraeni Nuraeni
Published: July 2024

Productive financing are very important in Indonesia, considering that in Indonesia there are around 52 million MSMEs . This study aims to determine the development and optimization of productive financing products in Islamic Banks towards MSMEs.This research is qualitative by using documentation techniques in data collection. Data analysis was performed using qualitative procedures. The results of this study found that the optimization of productive financing of Islamic Banks for MSMEs is still not optimal due to the financing of Islamic banks for MSMEs not being a priority and financing of Islamic banks in the consumer sector is still dominant.
Jual Beli Air Bersih di Desa Banaran Kecamatan Pulung Kabupaten Ponorogo Perspektif Hukum Positif dan Hukum Islam
Authors: Dewi Arlinta Prasetian , Iskandar Okky
Published: July 2024

Water is an important role in human life. The existence of water makes economic activities come alive and develop. This study aims to conduct an in-depth analysis related to the practice of buying and selling clean water in Banaran Village, Pulung District, Ponorogo Regency in the perspective of positive law and Islamic law. This research is qualitative. Data collection techniques using interview and documentation techniques. Data analysis techniques using qualitative data analysis. The conclusion of the study shows that the practice of buying and selling clean water in Sooro hamlet in Banaran village, Pulung subdistrict, Ponorogo regency is not in accordance with positive law and Islamic law
Neo Hisbah Institution: Capturing the Halal Supervision Mechanism at Badan Penyelenggara Jaminan Produk Halal (BPJPH) Indonesia
Authors: Noviyanti Ririn
Published: July 2024

All forms of economic activity must run fairly and in accordance with Islamic law. The purpose of this paper is to conduct an in-depth study of the suitability between the supervisory mechanism of the Hisbah institution in the past and the supervisory mechanism carried out by the Halal Product Guarantee Agency (BPJPH). This research is qualitative with data collection techniques using documentation. Data analysis using content analysis method. The conclusion of this study shows that the supervisory mechanism implemented by BPJPH is in accordance with the principles of hisbah in the past, both in terms of procedures and regulations. In contrast, the scope of supervision  at BPJPH are narrower than the scope of supervision tasks in the past.
Pengaruh Office Channeling dan Dana Pihak Ketiga terhadap Laba dengan Pembiayaan Sebagai Variabel Intervening pada Perbankan Syariah di Indonesia
Authors: Muhammadinah Muhammadinah
Published: July 2024

This study aims to determine the influence of office channeling and third party funds to profit with financing as a variable intervening on sharia banking in Indonesia. The population in this study is the entire sharia banking in Indonesia consisting of 14 Sharia commercial banks and 20 Syariah business units. The sample used is the summary of Sharia banking financial statement period of 3 years on a monthly basis so that the number of samples as much as 36. The analytical technique used is Path analysis using T Test , where the mediation test is done with the procedure developed by Sobel (1982) and known as Sobel Test. The finding show that the office channeling variable had a direct and insignificant effect on the financing variable at Islamic banking profit in Indonesia, while the third party fund variable directly had a significant effect on the financing variable.
The Impact of Productive Waqf During the Covid-19 Pandemic
Authors: Kusmayadi Rudy Catur Rohman , Noviyanti Ririn
Published: July 2024

Since the Covid-19 outbreak in Indonesia, the community's economy need the assistance in the form of basic necessities or in the form of money because they low of income. The existence of waqf, especially productive waqf, is very important in an effort to help this problem.  This study aims to analyze the impact of productive waqf during the covid-19 pandemic on community economic resilience at Pengelola Wakaf Desa Wandanpuro Bululawang. This study is qualitatif, using interview and documentation in the  data colletion technique. The data collected, analysed by qualitatif method. The results found that waqf, especially productive waqf, is very important in an effort to help the community's economy both to help relieve the main burden of the poor and orphans, either in the form of assistance in the form of basic necessities or in the form of money
The Effect Of Corporate Governance On The Performance Of Sharia Maqashid At BPRS In Central Java Period 2016-2020
Authors: Roswan Rosiana Nurfadjri , Darwanto Darwanto
Published: July 2024

Sharia rural bank (BPRS) is a sharia banking that is focused on helping to increase the productivity of micro, small and medium business (UMKM) to aim economic equality, these activities create relationships that exist between banks and stakeholders. This relationship is at risk of agency problems that arise due to differences in interests, so to minimize the occurrence of conflicts of interest, it needs corporate governance to protect the interests of stakeholders and ensure that there are no irregularities in bank operations. This study aims to determine the level of BPRS’s performance in Central Java in achieving maqashid sharia during the 2016-2020 period and to determine the effect of corporate governance on performance maqashid sharia. There are three methods that be used in this study, there are maqashid performance evaluation model (MPEM) used to determine achievement maqashid sharia on the performance of BPRS, the SAW method to determine the order of achievement of maqashid sharia, and panel data regression analysis with the estimation random effect model (REM) used to determine the effect of corporate governance on the performance of maqashid sharia. The results showed that BPRS Artha Leksana (ARL) is a BPRS that gets the first order whose operations are in accordance with maqashid sharia for the 2016-2020 period, while the variables, corporate governance mention that the size of the DPS and the reputation of the DPS have a negative effect, the educational qualifications of the DPS have a positive effect, cross-membership of the DPS, the size of the board of directors and the size of the Independent commissioners have no effect on the performance of maqashid sharia.
Effect of Advertising, Sales Promotion, Publicity and Personal Selling on Customer’s Saving Decisions
Authors: Rouf Abdul , Fitrowati Zuni , Yuliana Indah
Published: July 2024

Promotion Mix is the maximum effective device to draw and keep customers. This study aims to analyze the impact of advertising, sales promotion, publicity, and personal selling on customer decisions to save at BMT UGT Nusantara Sub-Branch Muncar Banyuwangi. This study  was quantitative, the sample used was 100 customers. Data series strategies on this examine are questionnaires and documentation. Data evaluation the usage of validity take a look at, normality take a look at, classical assumption take a look at, and more than one linear evaluation take a look at the usage of SPSS 25. This study conclude that an effects of Advertising (X1), Sales Promotion (X2), Publicity (X3), and Personal Selling (X4) was significant and positif impact concurrently on customer’s saving decisions, while private promoting variable has in significant impact on on customer’s saving decisions.
The Contribution of the Western World to the Islamic Economy in Indonesia
Authors: Sam Hisam Ahyani , Mualifatur Rosidah  , Memet Slamet  , Naeli Mutmainah
Published: July 2024

The Islamic economics that is applied in various countries, including Islamic banking or in Indonesia is called Sharia Banking. This study wants to reveal how the western world's response to Islamic economics is?; and what is the contribution of the western world to the Islamic economy in Indonesia?. This type of research is a normative juridical research with the nature of this research is a descriptive legal study. This study is intended to explore the response of the western world to the Islamic economy that exists in Indonesia. This study produced findings, namely: First, the western world's response to the Islamic economy, namely the Western economic system is intended to embrace the Islamic economic system and support the existence of the Islamic economic system itself, as a result, the western world applies a free business system based on capitalism which prioritizes capital for development. economy in the Islamic world. Second, the contribution of the western world to the economy in Indonesia is a necessity which incidentally is not an Islamic State. However, in its scope, Islamic law in Indonesia in this case the sharia economy is subject to the national economic system, although in Indonesia itself the sharia economic system and conventional economics in Indonesia have their own legal umbrella. So that the Islamic economic system in Indonesia until now is an alternative concept for a prosperous economic system in Indonesia, one of which is a capitalist economic system. Islamic law, especially the Qur'an and al-Hadith.
Critical Assesement on Risk and Return of Sharia Portfolios in Indonesia
Authors: Trimulato Trimulato , Rodoni Ahmad , Laksono Bagus
Published: July 2024

The development Islamic financial industry is getting better, with presence various product choices can be chosen community, including development of sharia-based investment products. Sharia investment products should not conflict with Sharia principles and may not contain elements being banned. The choice sharia investment products increasingly diverse with presence of investment products on Islamic capital markets or sharia shares. This study aims determine development Sharia stock index and describe risk and return on the Sharia Portfolio as a means sharia investment. Method used in this study is qualitative which describes development Sharia stock index. Types data used are secondary data existed previously such as data obtained from Financial Services Authority (OJK), data analysis technique used is descriptive outlining the development sharia shares and risk forms and return Sharia Portfolio. Results showed development of the Indonesia Sharia Index (ISSI) grew 9.42 percent, Jakarta Islamic Index (JII) 70 decreased -6.99 percent, and Jakarta Islamic Index (JII) 30 10.2 percent. Risk and return on sharia can be carried out in various ways to do analysis, namely can be conducted diversification, technical analysis, fundamental analysis, Markowitz method, and Index single analysis model.
Does Investment, Zakat, Infak and Shadaqah and Inflation Infuence the Economic Growth?: Evidence from Indonesia
Authors: Triyawan Andi , Novita Siska Arie , Ahmad Nursilah , Haris Asmaddy , Hadi Noradilah Abdul
Published: July 2024

Economic growth is a measure of the success of economic development of the country, thus realizing the economy well be the main goal. Several variables such as the level of investment, ZIS, and inflation are used in this study. The purpose of this study is to examine the influence and relationship of investment, ZIS, and inflation on economic growth in Indonesia. This research method using a quantitative approach. The Data used is secondary data in the form of time series. This research method using a quantitative approach. The method of analysis using the model of Vector Autoregression (VAR), followed by the model Vector Error Correction Model (VECM), if there is cointegration. Data testing is done with the help of software Eviews 7 and Microsoft Excel 2010. The results of the study found that the variable ZIS and inflation have an effect on long-term GDP. Variable mutual funds conventional and sharia does not affect the long-term GDP. Variable mutual fund conventional, Islamic mutual funds, ZIS, and inflation does not influence short-term economic growth. GDP responds positively to shocks that occur in a mutual fund conventional, sharia mutual funds, and ZIS. GDP responds negatively to the shock on inflation. Variable inflation gives the largest contribution to GDP, then mutual funds conventional and ZIS as well as the last sharia mutual funds.
Management of Land Owned by the Village Government for Improving Community Welfare: The Maqashid Syariah Approach
Authors: Oktafia Renny
Published: July 2024

Tourism village was one of the factors that can move the economy of the village community. This study aims to determine the management of village land used as agro-tourism land, and its impact on improving the welfare of the people of Kebaron Village, Krembung District, Sidoarjo Regency. This research was qualitative method with a case study research approach. The result found that village land which was managed for guava picking agro-tourism by using lease transactions. The impact of this agro-tourism is that the community experiences an increase in welfare, because it provides a place for the community to work, increase community income, make village land productive and improve village facilities. To measure welfare, the maqashid sharia indicator is used, so that welfare is measured in 5 things, namely: Hifdz Ad-Din, Hifdz An-Nafs, Hifdz Al-Aql, Hifdz An-Nasl, Hifdz Al-Mal. This research was expected to contribute to the management of agro-tourism land and the welfare of tourism industries in indonesia.
Community Economic Empowerment Through Productive Zakat in Yusuf Qardhawi's Fiqh Perspective
Authors: Adib Rosiul , Hamdani Achmad
Published: July 2024

Zakat in Islam is the right of the poor that is found in some of the assets of people who are obliged to pay zakat. And zakat also in the era of the glory of Islam has proven to play a very important role in improving the welfare of the people and zakat is made as a responsibility for Muslims to help each other. Yusuf Qardhawi defines zakat as part of the wealth that has been determined by Allah SWT to be distributed to people who deserve to get it. The form of zakat in the form of money is categorized into two types, namely consumptive zakat and productive zakat, where the majority of Muslims mostly know about consumptive zakat and do not know about productive zakat which can last in the long term. From this background, the authors formulate the problems, among others: the view of productive zakat according to Fiqh Yusuf Qardhawi and community economic empowerment through productive zakat. As for getting maximum results, the type of research used is normative research, while the qualitative approach is in the form of a literature study which is intended to describe current or past phenomena and also to compare different opinions about the problems being studied. As a result, according to Yusuf Qardhawi, Zakat is a Maliyah Ijtimaiyah worship which can be interpreted as a social worship related to the benefit of the people. Yusuf Qardhawi gives two points, first, the role of zakat in overcoming economic problems in society and second, the management of zakat which can support success in zakat.
Analysis of the Influence of Islamic Microfinance in Creating Sustainable Financing Model Innovations for MSMEs in Indonesia
Authors: Sandy Niken Baramurti Evieta Enggar , Armina Sheema Haseena
Published: July 2024

One of the points of the program of Sustainable Development Goals is no poverty. Indonesia has several programs to alleviate this poverty problem as a country with high poverty. One of them is the development of MSMEs. The realization of MSMEs in Indonesia is not without problems, which in this case, is the problem of financing for business capital. This paper examines the influence of Islamic Microfinance in creating innovative sustainable financing models for MSMEs in Indonesia. The discussion in this paper offers innovations in sustainable financing, and capital models carried out by Islamic Microfinance Institutions for increasing MSMEs in Indonesia. This research uses the descriptive qualitative method. The results of this study indicate that sustainable financing initiated by  Islamic Microfinance Institutions has a significant role in increasing MSMEs in Indonesia. This will also help increase state income through MSMEs and helping to alleviate poverty in Indonesia.
Factors Influencing Entrepreneurship Decisions in Medan City Students
Authors: Septia Triyani Windy , Ramadhani Sri , Nurbaiti Nurbaiti
Published: July 2024

The purpose of this study was to determine whether there was an influence of at least 1 variable from personality factors, social factors, family environmental factors and educational factors on entrepreneurship decisions in students of North Sumatra University, Medan State University, North Sumatra State Islamic University, North Sumatra Muhammadiyah University and University Medan Ganesha Polytechnic. This research was conducted using 135 respondents. From the results of the study, it was concluded that the most influential variable on the entrepreneurship decisions of Medan city students was social factors. The influence of the next variables sequentially are personality factors, family environment factors and educational factors. The results of this study also show that all variables have a positive and significant influence on the entrepreneurship decisions of Medan city students.
Evaluating the Growth Potential of Halal Tourism in Palu
Authors: Aisya Sitti , Syamsu Nur , Muthmainnah. MD
Published: July 2024

Indonesia possesses significant potential in halal tourism, but Palu city has yet to fully utilize its resources despite its abundant natural, cultural, and historical wealth. This research used qualitative method that analyzes the successful halal tourism industry in Lombok as a benchmark. The analysis indicates that Lombok's success in developing halal tourism can be attributed to active community participation, a business model prioritizing societal welfare, and full support from the local government. Key implications from this study include engaging the local community, active support from local authorities, effective promotional strategies, and broad collaboration within the surrounding regions. Implementing best practices from successful halal tourism destinations is expected to accelerate the growth of the halal tourism industry in Palu City, ultimately leading to positive impacts on economic growth. Future studies should focus more on preferences, social and cultural aspects, innovative marketing strategies, collaboration with local communities, and adopting best practices aligned with local values and culture.
Evaluation of ZIS Management on the Implementation of SIZIPRO System In Improving Transparency and Accountability
Authors: Sari Dewi Puspita , Putra Yuniarti Hidayah Suyoso
Published: July 2024

Information system implementation is essential for UPZ Baznas Petrokimia Gresik to find out the performance and information needed. The implementation enables administrators to manage the collection and distribution of zakat, infaq, and sadaqah (ZIS) efficiently. This research aims to evaluate the implementation of the SIZIPRO system through SWOT analysis. The method in this research uses a qualitative method with a case study approach to obtain holistic and accurate data. Data is obtained through observation, interviews and documentation. The evaluation is conducted using a SWOT analysis that consists of three stages, namely heuristic evaluation, system usability scale, and concurrent think-aloud. The results showed that the use of the SIZIPRO system was not fully open. However, the system has the potential to improve the existing weaknesses and overcome threats that may occur in ZIS management. Further findings, the management process of the SIZIPRO system implementation can be run in real-time and accurately which enables increased trust and minimizes data errors. The SWOT matrix in this study can be used as a basis for evaluating the use of digital systems in managing the collection and distribution of zakat, infaq, and sadaqah to enhance transparency and accountability.