bluuebunny/crossref_metadata_2025 huggingface dataset:
Corporate governance in asia: a comparative study
Authors: N Thiyagu , Ravindran Priyanka , S Rajalakshmy
Published: March 2020

This study examines the overview of Corporate Governance practices in Asian countries. However the corporate governance is a mandatory requirement in today‘scorporate world by every stake holders groups. Moreover, corporate governance has brought weakness to the attention of general public, especially in Asian countries.This paper begins with a corporate governance needs and overview of corporate governance practices as approved by the OECD and World Bank. Then proceeds to examine how these practices are being useful for Asian countries.
Impact of merger & acquisition announcements on share price – a case of selected indian listed companies
Authors: V Poornima , V Chitra
Published: March 2020

This study examines the impact of merger and acquisition announcements on share price towards acquiring companies during the year 2012 listed on National Stock Exchange, India. The investigation has been carried out using traditional event study methodology. The present study is an empirical analysis to examine the stock price reaction to information content of merger and acquisition announcements with a view of finding whether Indian stock market is semi-strong efficient or not. Impact has been analyzed between 7 days from the date of merger and acquisition announcement. The result divulges that around the announcement period the returns for the acquiring companies are higher. In the post merger announcement period there is an upward trend in the cumulative returnsimplying a positive result of the merger.
Preference and performance analysis of community college students using Bayesian classification
Authors: S Balaji , J Senthil Kumar , S K Srivatsa
Published: March 2020

The Community College system in India aims at the empowerment of the disadvantaged persons through appropriate skills development leading to gainfulemployment..The process of predicting students preference towards the courses and analyzing performance is the biggest challenge for the community college institutions.In addition,community college education is booming in India.There is a need for analyzing the preference of students to provide courses of the need. Data Mining can be used in educational field to enhance our understanding of learning process to focus on identifying, extracting and evaluating variables related to the learning process of students.The investigation considered the bayes theorm based posteriori probabilities of dependent attributes.The objectives of the present investigation were framed so as to assist the enrollment process in vocational education of community colleges.
Relationship Marketing: A competitive Marketing StrategyIt’s Importance, Nature and Need: A Review
Authors: Jyoti Jiwan
Published: March 2020

In today‟s intense competition, it is very important for any business organization to keep their customers otherwise the competitors will attract them as business is all about creating customer, satisfying a customer and retaining a customer. Increasing inflation rate, increasing rate of interests, hike in fuel prices, global slowdown in economic growth are a few reasons of worry for the companies to think differently to maintain their sales and profit. The business organizations are struggling for their survival and sustainable growth. On the other hand, the new economic policy of India has also opened its trade for the multinationalcompanies. Therefore companies are trying to do something by which they can keep their customers and it is the Relationship Marketing which helps the companies to do so. It is an important tool for strategic competition management. As it is well known fact that a satisfied and loyal customer brings three new customers, therefore companies try all their efforts to maintain good relations with its customers. They are providing value for their money & efforts, they areproviding information about their actions, they are inviting them for feedback etc.
Functions of the indian mutual fund industry
Authors: R Saravanaselvi , K Thiruppathy
Published: March 2020

Investment is a commitment of funds in real assets or financial assets. Investment involves risk and gain. In the present dynamic global environment, e x p l o r i n g investment a v e n u e s a r e of g r e a t r e l e v a n c e .Investment skills developed over a period of time are considerably influenced by experience and spadework carried out to arrive at conclusions. The success of an investment acti vit y depends on the knowledge and ability of investors to invest, the right amount, in the right type of investment, at the right time. Real assets, being tangible material things, are less liquid than financial asset Compared to financial assets, returns on real assets are more difficult to measure accurately due to the absence of broad, ready, and active market. Financial assets available to individual investors are manifold, having different concomitant benefits to choose from. All financial investments are risky but the degree of risk and return differ from each other. An investor has to use his discretion, which is an art acquired by l earning a n d pra ct i cal experience. The knowledge of financial investment and the art of its management are the basic requirements for a successful investor Financial system comprises of financial institutions, services, markets and instruments,which are closely related and work in conjunction with each other. The litany of new financial institutions and instruments developed in recent years, with the ostensible objective of modernizing the financial sector, is impressively long; Mutual Funds, Discount and Finance House of India, Money Market Mutual Funds, Certificate of Deposit, Commercial Paper, Factoring and Treasury Bills. Financial services through the network of elements serve the needsofindividuals, institutionsand companies. It is through these elements, the functioning of the financial system is facilitated. Over the years, the financial services in India have undergone revolutionary changes and had become more sophisticated, in response to the varied needs of the economy. The process of financial sector reforms, economic liberalization and globalization of Indian Ca pi tal Market had generated and augmented the interest of the investors in equity. But, due to Inadequate knowledge of the capital market and lack of professional expertise, the common investors are still hesitant to invest their hard earned money in the corporate securities. The advent of mutual funds has helped in garnering the investible funds of this category of investors in a significant way.
Role of Women Entrepreneurship in Indian Economy: Related Challenges and Opportunities
Authors: R. Agrawal Sachin , S. Deshmane Gajanan
Published: March 2020

Woman constitutes the family, which leads to society and Nation. Social and economic development of women is necessary for overall economic development of any society or a country. Entrepreneurship is the state of mind which every woman has in her but has not been capitalized in India in way in which it should be. Due to change in environment, now people are more comfortable to accept leading role of women in our society, though there are some exceptions.
Impact of FDI and FII on the Indian Stock Market during Recent Recession Period: An Empirical Study
Authors: Banerjee Arindam
Published: March 2020

The era 90‘s saw very significant policy changes introduced in the sphere of financial sector, foreign trade, public sector and social sector. The year 1991 witnessed the process of liberalization and globalization that hit the Indian economy and pushed our country to break open the ―Inward Looking‖ policy when the emphasis was accorded to protectionism and import substitution. Since 1991, India has proved to be a key player in the world. Ours country interaction has increased with many economies ties, political harmony, tourism trade and services more significantly in the area of investment. The present study was conducted by me with the aim to understand the impact of FDI and FII on Indian Stock Market (BSE and Nifty) during the recession period. It was found from the study that FDI had a significant influence on the Indian Stock market during recession while FII negatively influenced the Indian Stock Market.
Trend analysis of nigerian rice sub-sector indices: lessons for rice self sufficiency in nigeria
Authors: O OYINBO , G Z REKWOT , N M SADIQ
Published: March 2020

This study was undertaken to empirically examine the trends of rice consumption, rice production, rice import and rice area harvested in Nigeria over the period of 1960 to 2011 with the special interest on drawing up lessons for achieving rice self sufficiency in Nigeria. Secondary data were employed in this study and were analysed using descriptive statistics notably graphical analysis. It was noted that rice consumption is growing faster than rice production in Nigeria and therefore, the growing trend of rice importation to meet local demand will incessantly continue leading to a steady loss of revenue in importing rice. It was recommended that adequate policies aimed at boosting rice production through increase in rice productivity other than just the expansion of rice area harvested should be embraced  by all the stakeholders in the Nigerian rice subsector so as to achieve rice self sufficiency in line with the agricultural transformation agenda of Nigeria.
Volatility in stock market: evidence from india
Authors: N Shunmuga Rajan , N Rajasekar
Published: March 2020

Volatility has been one of the most active and successful areas of research in time series econometrics and economic forecasting in recent decades. Volatility is a statistical measure of the dispersion of returns for a given security or market Index. The main objective of the study is to analyze the volatility of Indian stock market. We have taken five oil sector companies from BSE for this study. The sample companies are Bharath Petroleum, Hindustan Petroleum, Indian Oil, ONGC and Reliance Industries. The Study was conducted from January 2007 to December 2012 and we employed Descriptive Model and Unit Root Test and GARCH Model for making the research more effective and we found that there is high volatility during the study period.
Perspective for life insurnace companies in indian market
Authors: Kirpekar Rohan Ravindra
Published: March 2020

This research aims to examine the Perspective of Life Insurance Companies in Indian Market with Current Scenario. As well as need to create new Consumer & maintain the existing Consumer‘s loyalty. A sample of 100 taken the sample size of 100 individuals was selected on the basis of convenient sampling technique. Research Finding indicates Essential Future strategies require applying for Insurance Companies & some new policies.
Technical Efficiency Differential of Groundnut Production in Jigawa State, Nigeria
Authors: G.Z REKWOT , M A DAMISA , O YUSUF
Published: March 2020

This study was undertaken to principally determine the technical efficiency differential of groundnut production by adopters and non-adopters of Institute for Agriculture (IAR) groundnut varieties in Jigawa state, Nigeria.Interview schedule was used to collect data from a sample of 227 respondents who were selected randomly from the four agricultural zones in the study area. The analytical tools employed in data analysis include descriptive statistics and stochastic frontier production function. The result of the Maximum Likelihood Estimation of the stochastic frontier production function revealed that the maximum, minimum and mean efficiencies of farmers who adopted IAR groundnut varieties were 91%, 18% and 70% respectively while in the case of farmers who did not adopt, the maximum, minimum and mean efficiencies were 88%, 18% and 63%. This implies that the farmers who adopted IAR groundnut varieties are more technically efficient than farmers who did not adopt IAR groundnut varieties. Therefore, adopting of IAR groundnut varieties by farmers can contribute in enhancing their technical efficiency.The sources of technical inefficiency of adopters of IAR groundnut varieties were age (P<0.01), family size (P<0.01), education (P<0.01), extension (P<0.01) and credit(P<0.05). The result of the inefficiency model of the non-adopters of IAR groundnut varieties revealed that the major factorsinfluencing the technical inefficiency were family size (P<0.01), education (P<0.01), farming experience (P<0.05) and extension contact (P<0.05). Based on the findings of the study, Based on the findings of the study, it is recommended that Government should fast track seed multiplication and distribution through effective extension service delivery to farmers so as to intensify and sustain the adoption of improved groundnut varieties towards enhancing the technical efficiency of groundnut farming households.
Contemporary issues in management
Authors: Ahmad Mohammad Saif
Published: March 2020

Millions of men and women spend their time as managers in diverse organizations and are confronted by complex challenges as they perform their routine functions. Removal of trade restrictions, privatization and integration of national economies with the world economy have made jobs of managers and employees more challenging as well as rewarding. As a growing social discipline, management theories and practices have also undergone a sea-change. As obvious, a large number of management gurus have been contributing towards the development of management theories but unfortunately many contributors were over shadowed by others in their life time. The world recognized their contributions only decades after their death. The scientific theory of managementdeveloped by Taylor and, of course, by others dominated for most of the twentieth century. But by the late 1980s, most of the assumptions held by experts as valid, became obsolete. According to P.F. Drucker, father of 20th century modern management, neither individuals nor organizations can be successful if they stick with the old assumptions just as the horse and carriage can no longer compete with the automobile.
Supply Chain Project Studies
Authors: One ITM-OM Team , Sorooshian Shahryar , Kamar Ahmad Nazif Bin Noor
Published: March 2020

This article is a mini review paper to explore recent studies in supply chain management for a class activity in Operations management tutorial under University Malaysia Pahang Undergraduate Programs. In this paper a team of students as their tutorial work studied researches to find what the role of manager of chain of suppliersis.
Human Resource Projects
Authors: Three ITM-OM Team , Sorooshian Shahryar , Azizan Noor Azlinna Binti
Published: March 2020

This letter is a review article to study basics human resource management, for a class activity in Operations management tutorial under University Malaysia Pahang Undergraduate Programs. In this paper a team of students as their tutorial work studied researches to find what the role of manager of good and service design is.
A Study on the Effect of Commuting Distance on the Organizational Commitment
Authors: Ali Siti Aissah Binti Mad , Sorooshian Shahryar
Published: March 2020

Urbanization has led to a high rate of necessity to commute nowadays. Regardless of the other factors, sometimes employees have no choice but to commute to work. The aim of this paper is to study on how does the commuting distance affects the organizational commitment of an employee; whether it is the continuance, normative of affective commitment is affected.
Impact on Improving Facility Layout Design on Company System Performance
Authors: Fei Lee Li , Sorooshian Shahryar
Published: March 2020

Layout design is one of the significant roles on company performance and work-cells layout is one of the thriving methods. Therefore, many researchers have point out the advantages of cellular manufacturing system. However, in this study, the problems of cellular manufacturing will be point out according to company performance: work in process lead time, worker performance and company productivity.
Study on application of jit project in organizations
Authors: Qi Lim Cai , Sorooshian` Shahryar
Published: March 2020

Just-In Time (JIT) was a famous management strategy use in business manufacturing to reduce the cost by reducing the in-process inventory since 20th century. A demand-pull enables a firm to produce a goods or product in an actual quantity and at an actual time. This cause the stock level of raw material, work-in process inventory, finish goods inventory can be keep in minimum to eliminate the waste, remove variability and improve throughput. However, there still haveweaknesses or problem when implemented the JIT system. Therefore, method such as modification of executive management,modification of engineering, modification of inventory management and modification of human resources is modified to cover the weaknesses of the problem that exist in JIT system.
Ergonomic Factors
Authors: Yuwono Rio , Sorooshian Shahryar
Published: March 2020

Ergonomic factors are the factors that are really important to be the performance basis. With a facility that meets the ergonomic standard workers and consumers will get gratification. Where to workers would settle workplace comfort and facilities to support the performance. The purpose of this study is to identify and analyze the available literature; to how learn ergonomic factors will influence the customer and employee satisfaction.
A study of the challenge of sustainability
Authors: Ming Wong Tai , Sorooshian Shahryar
Published: March 2020

This paper is to identify the challenge of sustainability of timber industry and rank the challenge of sustainability of the timber industry. With the result of the research, the timber industry owner can know which challenge is most critical and they can take some action on that challenge.
Opinion of indian retailers on the impact of fdi policy amendments on the existing indian retail market: a selective study
Authors: Srikanth Akondi
Published: March 2020

This paper seeks to know the correspondence opinion of Indian retailers including traditional and organized retailers upon the impact of FDI policy amendments made by the Indian government on the Indian retail market. In methodology, purposive sampling technique was used for collecting 43 samples, out of which 32 samples had provided the data. The schedule had become a data collection tool whereas descriptive statistics and Mann –Whitney U test was used for analyzingthe data. The results gave about 57.14% of organized retailers agreed in gaining employment opportunities by allowing FDI. From the survey, it was also found that 53.13% and 65.63% of all retailers had also agreed with the decrement in store profits and store sales respectively. In conclusion, the results found matching the perspective of traditional and organized retailers. With the direct opinion of retailers, only 37.5% have agreed and 62.5% have not agreed for allowing FDI.In limitation, the survey results are confined to an area in Hyderabad, Andhra Pradesh. In practice, this paper can bring to the awareness about FDI and its impact on the existing retailers that help them in building their competitive strategies to sustain and growth.
An overview of practices of business social responsibility (bsr) in nigeria: a conceptual review
Authors: Gorondutse Abdullahi Hassan , Hilman Haim
Published: March 2020

The main objective of this paper is to explore the nature of social responsibility practices in Nigeria. The paper provides a contribution to the literature by reviewing previous business social responsibility (BSR) practices around the world. The research is conceptual in nature. Finally the studies discover that bureaucratic and institutional affect the implementation of many BSR initiatives in Nigeria.
Betterment in Customer Service Indicating Improvement in Work Culture-A Case Study of United Bank of India (UBI)
Authors: Mukherjee Arunava Narayan
Published: March 2020

With the initiation of the process of liberalization and reform of the financial sector, banking in India has undergone significant changes. The banking sector had to adapt rapid and radical changes. The environment became more challenging for Public Sector Banks as a good number of them survived merely by the grace of state protectionism and were administered in extremely inefficient manner which caused them to go to bankruptcies quite often. The employees of these banks with secured employment under the shield of all powerful unions were blissfully indifferent towards quality of performance particularly customer service and profitability of the bank. In face of the increasing competition where banking industry as a whole was striving to achieve greater efficiencies in their day-to-day operations, some of the Public Sector Banks actually confronted with existential crisis. The Public Sector bank under study - United Bank of India (UBI) was declared by 1999 as the one among ― the weakest in all the banks‘‘ by the Verma Committee set up by Reserve Bank of India. There was an urgent need for UBI to transform itself for bare survival and to meet the shifting requirements of the new turbulent environment.This case study narrates the transformation of UBI from one of ― the weakest in all the banks ‘‘ of India to a successful Public Sector Bank capable of providing better customer service which undoubtedly signifies improvement in the bank‘s work culture.
Pricing and financing of infrastructure projects; the challenge before the indian policymakers
Authors: B Baruah , M Kakati
Published: March 2020

Ever since the economic reforms started two decades ago, India has been trying to lead the developing nations in terms of building their infrastructure. The challenge of government‟s fund constraint has been tried to put behind by allowing flow of funds from private sources with regulatory control in government own hand. However, with the global economic crisis that had knocked heavily at the doors of Indian economy too during last couple of years, it was found that developmental bottlenecks for infrastructure sector has escalated in spite of the best efforts by the government.Arranging of Debt and equity capitals are major financial investment concerns for infrastructure developers today. While studies reveal that issues like land acquisition, utility shifting, discrepancies in DPR, state support agreements, dispute resolutions are still considered to be critical for an infrastructure development projects, more recently the loose ends at the financial structures of many projects are posing as more vulnerable threats. Especially in the period of economic recession, the financial organizations have tightened their hands and as a result project cash flows are affected at halfway round. As the investment retrieval periods are going to be prolonged, the investors are facing uncertainty on their assured return. The commercial banks which had already reached their sectarian limits; still tried to backed promoters with decent track records, with clearances in place and well defined business plans. However, very few projects could achieve financial closure during past two years. The participation rates in recent biddings of PPP projects are also not encouraging, especially in Highway sector. More recently, there have been reports of NHAI favoring for moving back to the old EPC mode. Salient features of few case studies of Indian projects have highlighted that there is no project specific debt equity ratio and it may differ from project to project. Study by the authors also reveals that availability of debt in India is Sector specific and projects are still being supported with generous government grant varying upto 70% in case of Jawaharlal Nehru National Urban Renewal Mission (JnNURM) schemes. However, the principal concern remains for retrieval of at least 20% return on the investment by the private party. A fair bidding, a robust agreement and the well planned pre-constructional activities can be beneficial to all the stack holders of the infrastructure development project. But whatever be the planning, with the complexity of multiple issues involved for choice of funds,one has to keep in mind that investments in infrastructures are non-recourse in nature. At the same time the sharing of responsibilities in a pre-framed manner proves to be successful in many occasions for the participants concerned and reflect a win-win situation for all.
Women’s Status and Early Childhood Mortality in Bangladesh
Authors: Ahmmed Mortuza
Published: March 2020

In this article , an attempt has been taken to focus light on the status of women in Bangladesh and also see its effect on early childhood mortality controlling the effect of other associated determinants. This paper examines the proposition that constraints on women’s status adversely affect the survival of their children. BDHS 2007 data have been used to construct indices of women’s household autonomy and authority , which are then linked to longitudinal data on survival of their neonates.
A comparative study on customers perception on service quality in cooperative and nationalized banking sector with reference to coimbatore district in tamil nadu
Authors: V Velanganni
Published: March 2020

Financial system is the most important institutional and functional vehicle for the economic transformation in the country. Banking sector is reckoned as the hub and barometer of the financial system. As a pillar of the economy, this sector plays a predominant role in the economic development of the country. The banking sector is considered as growth facilitator. In recent years, the banking industry around the world has been undergoing a rapid transformation.As India is moving towards a service economy marketers require knowing more about marketing service product. Service has increasingly assumed a vital position in the Indian Economy. There is a prospective market for services and increasing supremacy of services in economies contribution of service sector have drawn growing attention to the issues of the service sector.Quality has been recognized as a strategic tool for attaining efficiency and improved business performance. This paper includes the review of literature on service quality and behaviour intension and discussed in relation to each of the research question. The paper concludes with a summary and description of implication of the findings. The research has examined the customer service in banking sector in this paper under three major headings, viz.,pre sale service , product features, office services, Behavioural Response, post sale services and with regard to satisfaction on service quality on people, physical evidence and processes.
Rcbd of blue tick adaptation to dipping during winter season: a case of mashona cows in mukore village, masvingo, zimbabwe.
Authors: Mawonike Romeo , Makoni Tendai
Published: March 2020

Ticks cause great economic losses to livestock in the world and have adverse effect on livestock host in several ways and parasitize a wide range of vertebrate hosts, and transmit a wider variety of pathogenic agents than any other group of arthropods. A complex of problems related to ticks and tick-borne diseases of cattle created a demand for methods to control ticks and reduce losses of cattle. In this paper, dipping is the only control method used to eradicate cattle ticksin the area of Mukore and only Mashona cows are examined. However, Randomized Complete Block Design (RCBD), an experimental method, confirms that Blue Ticks are resistant to dipping in this area. Four different parts of a cow (blocks) are of interest in this research during the experiment.The results show that the most affected area is the udder followed by the belly, tail and lastly the ear.Tickbuster (EC) cattle Dip is the chemical used in the plunge dipping tank. A supplementary method such as spraying the cows on critical areas after dipping should be adopted rather than relying on dipping only.
An assessment of socio– economic effect of tiruchengode agricultural producers cooperative marketing society with reference to namakkal district in tamil nadu (tcms): An empirical study
Authors: S Velanganni
Published: March 2020

Marketing societies have been creating, maintaining and enhancing the economic development among the community. They seek to raise agricultural output, create employment and eradicate poverty by providing market accessibility to farm producers, securing reasonable and remunerative prices, supplying adequate inputs like seeds, fertilizers, pesticides, agricultural implements at reasonable prices, implementing effective linking of credit with marketing,distributing consumer articles at reasonable prices through fair price shops, etc. They help to promote the growth and development even in the most remote rural areas. An attempt is made to analyze the demographic indicators (age, gender, education, community and family size), social indicators (social participation, exposure to mass media and contact with change agents) and economic indicators (occupation, family annual income, assets, size of land holdings and debts) influencing individuals. As regards to farmers categories, big farmers have high perception towards the economic contributions of marketing cooperatives, farm income, assets, occupation,knowledge about cooperative management, and participation in cooperative management have greatly effected to realize the economic contributions of marketing cooperatives. Thus the marketing cooperatives in the study area have made imprints on the economic lives of the farming community in the region. This study indicates the existence of significant level of differences among farmers in their socio, economic profile as well as cooperation indicatorvariables such as knowledge about cooperative, cooperative management and services availed from cooperatives.
Biological disaster, prevention and rescue
Authors: G Bupesh , S Sivasubramanian , P Gunasekeran , K R K Raman
Published: March 2020

Biological Disaster leads to mass mortality due to the entry of virulent microbes into a congregation of susceptible people living in a manner suited to the spread of infection. The widespread of infection is caused by spore dispersal in the air. Small Pox spreads by aerosols, Typhus and Plague spread through vectors such as lice, fleas, rodents and mosquitoes. During emergency outbreaks in Laboratory, Hospitals and Health Care Industries, the essential protection against diseases of biological outbreaks (bioterrorism) will include the development of mechanisms for appropriate detection of such outbreaks, rescue of people from the counter places, preparedness of neutralizing the bio-terror agents, and mobilization of investigational and therapeutic counter measures. The spectrum of possible pathogens is narrow in case of deliberately generated outbreaks (bioterrorism) whereas biological outbreaks can have a wide range of pathogenic microbes. However, the mechanism required to face both outbreaks can be similar if the service providers are adequately sensitized. Therefore, novel strategies are essential to face such emergencies through mitigation. Neutralization of the bio-terror pathogens will be the prime step to control the infections inaffected regions. Mitigation of the airborne chemical, biological and radiological agents (CBR) will be carried out by employing an ideal Heating, Ventilation and Air-conditioning system.
Effect of ethical leadership on employee performance in uganda
Authors: Obicci Peter Adoko
Published: March 2020

This study investigated the effects of ethical leadership on employee performance in the public sector in Uganda. A target population of 160 employees was surveyed. A structured questionnaire was self-administered to the employees to collect the data. Regression analysis and Pearson correlation coefficient were used to explain the nature of the relationship between ethical leadership and employee performance and the effects thereof. Results of the study reveal thatemployee performance is greatly influenced by ethical leadership. These have both policy and managerial policy which is discussed here. This study is limited by being cross-sectional in nature and considered only one sector in one country and therefore cannot be generalized to other sectors and countries. Practical implication is that ethical leadership in public sector needs to be promoted at a top level and leaders have to behave ethically. This is the first study of this nature conducted in Uganda focusing on the effects of ethical leadership on employee performance.
A study on customers’ attitudes on cell phones in tiruchirappalli city
Authors: G SANKARANARAYANAN
Published: March 2020

Cellular phones are taking a very important role in our day to day life. Communication is an essential aspect in human life and the role of cell phones has become a very important part in these days.In recent years, the number of mobile phones in the world had been increased at an exponential rate.The reasons for this are numerous, however lower prices and the availability of new technology mean that even the younger ones now own and regularly use mobile phones. Moreover, it has the capability to keeps in touch with family and friends from faraway places; these days due to the development of advanced technologies cell phones are not accomplished only for receiving and talking phone calls, but can also stores important data, takings cameras, stores songs etc.
Insurance Premium Optimization: Perspective of Insurance Seeker and Insurance Provider
Authors: Arora Nidhi , Arora Poonam
Published: March 2020

The paper proposes a utilitarian and newfangled design of life insurance premium payment. Insurance companies provide insurance to the policy holders and in turn the policy holders have to pay insurance premium periodically. In this paper, we study the important factors to be considered at the time of selecting the term of premium payment of insurance. The intention is to extend this study to a method which can machinate and assist users in deciding the term and amountof premium payment. Our aim here is twin-fold; one, to evoke a novel way to policy holder to decide the least premiums to be paid and second, to devise a manner for insurance provider to collect maximum premiums. With this twofold aim, we propose a hybrid soft computing optimization model using Neuro-Fuzzy approach and Particle Swarm Optimization.
A study on role efficacy and engendering trust on performance indicators
Authors: Dasa Saumendra , Padhy Prasant Kumar
Published: March 2020

Latent efficacy of a role in an organization will pull trust among all organizational managee which develop effectiveness on individuals. Several important aspects such as role making, role centering and role linking will determine role efficacy which help to make the higher efficiency, effectiveness and engender trust. Pitfalls in role expectations and end results in association with standard set determined by organization will also to be taken into consideration while evaluating the effectiveness of role, so are the modifications in HR policies every now and then influence either adroit or dexterous results connecting to the level of trust the role can engender. A study in an eminent educational institution on different roles assigned to the different designations stimulating their activity performances and factors influencing efficacious results, which today organizations are „up forward‟ the bench marking business environment.This empirical paper articulates how this role efficacy leads to engender trust among the management and there by transformed to the manage which can ensure the development and create the advantage among competitors.
Essence of human resource audit: an analytical study
Authors: Ukil Minhajul Islam
Published: March 2020

The human resource is the most important asset of an organization, which helps in achieving competitive advantage. In order to response to the changing work environment, human resource personnel must determine ways to justify thier performance and operational workload.Human resource audit supports an organization to review and critically analyze the effective performance of employees and human resource functions. A human resource audit is a methodicalprocess that aims to investigate the underlying policies, strategies, systems, techniques, documents,functions, and practices of an organization with respect to its human resource management. The purpose of this study is to review the concept and essentials of Human Resource Audit. The current study is a desk-research in type and constructed on the basis of secondary data, attempts to review the existing literatures of human resource audit from different viewpoint. The human resource audit has distinct application in a diverse area of an organization such as human resource functions, managerial compliance, employee satisfaction, corporate strategy and human resource climate.Organizations should conduct human resource audit regularly setting and following a set of principles, where the auditors would enjoy full freedom in entire audit process. The thorough and objective evaluation of a human resource audit can generate information necessary to the successful improvement of the entire human resources of an organization.
An study on customer payment behavior in organized retail outlets at coimbatore district
Authors: M Sadika Sultana , K Sasi Kumar
Published: March 2020

The study puts torch about how consumers use cash or plastic money in the organized retail outlets for their purchases. The objective was to find out how easy consumers found plastic money use to be, whether they liked using it and in particular how they compared it to using cash. A qualitative survey of consumer use of plastic money, Debit cards, Credit cards and cash was undertaken. Attitudes, behavior and opinions of the customer during payment are analyzed and werecollected using a structured questionnaire. The influence of factors like income, education,convenience, advantages and disadvantages over the payment modes were been studied. The study also analyzed the problems that were faced by consumers in relation to security and complexity of usage and preference of alternative payment modes. The research shows advantages in using plastic money in certain situations that offered a relative advantage for discerning consumers. The study had examined the customer payment behavior during purchase and their mode of payment opted.
Pension Fund Management: The Case of Ethiopian Social Security Agency
Authors: Alem Kokobe Seyoum
Published: March 2020

The research study evaluated pension fund management of Ethiopian social security agency. To attain these objectives, eleven years’ financial statements were used as a secondary data and different ratio analysis was carried out to examine the status of fund management of Ethiopian social security agency. Those ratios shows that the organization current assets is very much large when compared with its current liabilities which shows the organization is in the best position to pay off all of its current liability. Again, the finding displays the asset turnover has been decreasing from time to time which shows under utilization of companies asset. In addition to this, large percentage of the asset of social security is financed by equity and small percentage is financed by debt. Lastly,the analysis puts that the organization is absorbent up to 50% of its income. That means up to 50% of them is consumed by its expenses.
Economic cost & profit assessment of poultry farming in namakkal district
Authors: V Malarvizhi , K T Geetha
Published: March 2020

Poultry farming in India has transformed from a mere tool of supplementary income and nutritious food for the family to the major commercial activity generating the required revenue.Changing food habits, rising income of the middle class Indian, presence of private players, rising market demand of the Indian poultry produce in the export market are some of the contributing factors to the growth of the industry. Therefore, the study intends to examine the socio-economic background of the poultry farmers; to analyze the investment, cost and profit of the farmers and to identify the problems faced by the farmers. The study based on primary and secondary data collected from 120 poultry farmers by adopting purposive sampling during November 2013 to January 2014.Cost of feeding constitutes a major problem to most of the poultry farmers as it accounts for a larger percentage of total cost of production, since poultry birds cannot do without food.
Alternative ways of managing supply side in microfinance: Study of rrbs, Cooperative societies, Chit Funds and informal lenders
Authors: Pole Prasad , Asawa Anurag
Published: March 2020

Ideation of Microfinance happened when formal finance failed to make a dent inpoverty. But this self-proclaimed panacea for poverty, ‗microfinance‘, has also failed in manyinstances questioning the feasibility of microfinance institutions. Though microfinance is a recentphenomenon in India, there have been many institutions created with the mission of helping poor andalleviating poverty. We look at some of these institutional mechanisms like cooperative societies andRegional Rural Banks that Indian government tried for poverty reduction. Decades of these effortson poverty reduction has not succeeded well, and informal finance still exists and continues as amajor source of support for poor. We would closely look at the aspects which can be adopted widely,hence helping the overall poverty reduction efforts.
A goal programming model for working capital management
Authors: Dash Mihir , Hanuman Rani
Published: March 2020

This paper proposes a goal programming model for working capital management.Goal programming is necessary to model the working capital decision, as a balance has to be achieved between the conflicting objectives of liquidity and profitability. The model determines, for given working capital turnover and fixed assets turnover ratios, how funds should be maintained between working capital/current assets and fixed assets to achieve targeted levels of liquidity andprofitability, whilst minimizing the opportunity cost/loss of excess liquidity.
Univariate statistical process control of super saver beans: a case of RMV supermarket, zimbabwe.
Authors: Mawonik Romeo , Nkomo Vinscent
Published: March 2020

Statistical Process Control (SPC) uses statistical techniques to improve the quality of a process reducing its variability. The main tools of SPC are the control charts. The basic idea of control charts is to test the hypothesis that there are only common causes of variability versus the alternative that there are special causes. Control charts are designed and evaluated under the assumption that the observations from the process are independent and identically distributed (IID) normal. However, the independence assumption is often violated in practice. Autocorrelation may be present in many procedures, and may have a significant effect on the properties of the control charts.Thus, traditional SPC charts are inappropriate for monitoring process quality. In this study, wepresent methods for process control that deal with auto correlated data and a method based on time series ARIMA models (Box Jenkins Methodology). We apply the typical Cumulative Sum (CUSUM) and Exponentially Weighted Moving Average (EWMA) charts as SPC techniques and the time-series method in determining packaging process quality.
A study on working capital management of pharmaceutical industry in india
Authors: V Vijayalakshmia , M Srividya
Published: March 2020

The Indian Pharmaceutical sector is highly fragmented with more than 20,000 registered units. It has expended drastically in the last two decades. The pharmaceutical and chemical industry in India is an extremely fragmented market with severe price competition and government price control. The Pharmaceutical Industry in India meets around 705 of the country‟s demand for bulk drugs, drug intermediates, pharmaceutical formulation, chemicals,tablets, orals and injectibles. The Indian Pharmaceutical Industry is developing drastically every year. It is felt that there is the need to study the role of working capital on profitability of a Pharmaceutical company. Conventionally, it has been seen that if a company desires to take a greater risk for bigger profits and losses, it reduces the size of its working capital in relation to its sales. If it is interested in improving its liquidity, it increases the level of its working capital.Hence an attempt has been made to analyze the working capital position of the industry with the help of mean, standard deviation, co-efficient of variation, multiple regression, and analysis of variance. The increase in working capital will improve the financial performance in future.
Demographic Influences on Rural Investors’ Savings and Investment Behavior: a Study of Rural investor in the kangra district of Himachal Pradesh
Authors: Singh Bhushan , Singh Mohinder
Published: March 2020

The diversification of financial service sector has provided individual with a wide range of opportunities to invest. Investment is the employment of funds on assets with the aim of earning income or capital appreciation. Investment is a part of individual savings, saving is the difference between income and consumption. Rural investors are different from their urban counterparts, this could be because of lack of information, less financially literate and lack of employment opportunities or sources of earning. In this paper we try to investigate individual’s investor’s behavior and various social demographic factors which influence their savinginvestment choices.
A review of babatunde alayande’s “funded pension, financial sector development and economic growth in nigeria”
Authors: Binuomoyo Yinka Kehinde
Published: March 2020

Based for the most part on the inadequacies of the defined benefit scheme (DBS) more because of the DBS‟ financial unsustainability and lack of capacity to enhance and entrench economic growth, Babatunde Alayande‟s article analyzes the behavior of both the DBS and the contributory pension scheme (CPS) in the context of the Nigerian economy, and the country‟s strong desire for funds and investments towards development. The article emphasized the influence offunded pension (as a savings stock) in spurring financial growth and enhancing development project financing. In sum, pension reform is identified as crucial because of its economic effects considering the link between contributions and benefits, pension funds contribution to financial markets development, and the efficiency of the public finance system.