bluuebunny/crossref_metadata_2025 huggingface dataset:
PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN DENGAN FINANCIAL TECHNOLOGY (FINTECH) SEBAGAI VARIABEL INTERVENING PADA MAHASISWA PROGRAM STUDI KEPERAWATAN UNIVERSITAS MUHAMMADIYAH GOMBONG
Authors: Cahyani Rizky Nur , Syifathania Salsabila Nasywa , Hidayatulloh Hafid Syarif , Barokah Siti
Published: August 2024

Abstract This study aims to examine the effect of financial literacy on financial behavior with financial technology (Fintech) as an intervening variable. This study uses quantitative methods and data collection through surveys with questionnaire media. Respondents in this study were 115 students of the Nursing Study Program of the Muhammadiyah Gombong University Undergraduate Program who were taken from a population of 582 students. The data analysis technique used in this research is quantitative data analysis technique with a test tool using Smart PLS (Partial Least Square). The results of this study indicate that financial literacy has a positive and significant effect on the financial behavior of students of the Nursing Study Program of the Muhammadiyah Gombong University Undergraduate Program, and financial literacy has a positive and significant effect on financial behavior through financial technology variables in Nursing Study Program students of the Muhammadiyah Gombong University Undergraduate Program.Keywords: Financial Literacy, Financial Technology, Financial BehaviorAbstrakPenelitian ini bertujuan untuk meneliti pengaruh literasi keuangan terhadap perilaku keuangan dengan financial technology (Fintech) sebagai variabel intervening. Penelitian ini menggunakan metode kuantitatif dan pengumpulan data melalui survei dengan media kuesioner. Responden dalam penelitian ini sebanyak 115 mahasiswa Program Studi Keperawatan Program Sarjana Universitas Muhammadiyah Gombong yang diambil dari populasi sebanyak  582 mahasiswa. Teknik analisis data yang digunakan dalam penelitian ini adalah teknik analisis data kuantitatif dengan alat uji menggunakan Smart PLS (Partial Least Square). Hasil penelitian ini menunjukkan Literasi keuangan berpengaruh positif dan signifikan terhadap perilaku keuangan mahasiswa Program Studi Keperawatan Program Sarjana Universitas Muhammadiyah Gombong, dan literasi keuangan berpengaruh positif dan signifikan terhadap perilaku keuangan melalui variabel financial technology pada mahasiswa Program Studi Keperawatan Program Sarjana Universitas Muhammadiyah Gombong.Kata kunci: Literasi Keuangan, Financial Technology, Perilaku Keuangan
Pengembangan Instrumen Penilaian Keterampilan Praktikum Kimia Anorganik melalui Google Sheet
Authors: Ruslan Zuhrah Adminira
Published: August 2024

This research is a type of R&D research that aims to develop an instrument for assessing inorganic chemistry practicum skills conducted at the Chemistry Department of Makassar State University. The research design used refers to the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation). The results of the study include the validity, practicality, and effectiveness of the instruments developed through expert validation, the value of inorganic chemistry practicum skills, and lecturer and practicum assistant response questionnaires. The results of the instrument validation show that a valid instrument from experts obtained a value of 3.5. Practicality was obtained from the lecturer response questionnaire and practicum assistant, namely 60% of respondents gave a score of 5, which is very practical in using the instrument for assessing inorganic chemistry practicum skills through Google Sheets. The effectiveness is obtained from the descriptive analysis of the average inorganic practicum skill value of students majoring in chemistry, namely 82 (B+).
Pengembangan E-Modul Berbasis Chemo-Entrepreneurship (CEP) pada Materi Koloid untuk Meningkatkan Hasil Belajar dan Minat Berwirausaha Peserta Didik Kelas XI
Authors: Ramlah Ramlah , Aulia Army , Sugiarti Sugiarti
Published: August 2024

This research is a Chemo-Entrepreneurship (CEP)-based E-Module development research on colloidal material which aims to improve learning outcomes and interest in entrepreneurship for class XI students of SMA Negeri 1 Manokwari. This e-module was developed using the Lee & Owens development model which consists of five main stages, namely: analysis, design, development, implementation, evaluation. The research subjects were 54 students in class XI IPA 1 and IPA 2. The sampling technique used purposive sampling. Data collection techniques used instruments: (1) teacher assessment questionnaires, (2) student response questionnaires, (3) interest in entrepreneurship questionnaires and (4) learning achievement tests. The results of this study indicate that this E-Module is "very valid" used to improve the learning outcomes of students in class XI IPA 1 and XI IPA 2. The average percentage increase in learning outcomes for both classes is 77.65%. This e-module can also be used to increase students' interest in entrepreneurship. The average percentage increase in interest in entrepreneurship is 16.5%.
Hubungan antara Efikasi dan Regulasi Diri dengan Motivasi dan Hasil Belajar Kimia Peserta Didik Kelas XI MIA SMAN 8 Gowa pada Materi Pokok Hidrokarbon
Authors: Satnur Muh. Alham , Ramlawati Ramlawati , Danial Muhammad , Nisai Khaerun
Published: August 2024

This study is an ex post facto with a sample of 141 students. The data collection technique consists of questionnaires and test. Based on the results it is known that (1) the level of efficacy and self-regulation of students are in the high category with each percentage of 50.35% and 43.97%; (2) the level of motivation and chemistry learning outcomes of students respectively are in the high category and good with each percentage of 52.06% and 37.59%; (3) there is a positive and significant relationship between efficacy and self-regulation with learning motivation in which the correlation category in a row is perfect and strong; (4) there is a positive and significant relationship between efficacy and self-regulation with learning outcomes in which the correlation category in a row is strong and moderate; (5) there is a simultaneous relationship between efficacy and self-regulation%; and (6) there is a simultaneous relationship between efficacy and self-regulation with the results of bejar learners by 54.7% where each independent variable successively contributed effectively by 39.9% and 14.9%.
Pengaruh Strategi Pembelajaran Predict, Observe, and Explain (POE) dalam Model Discovery Learning terhadap Motivasi dan Hasil Belajar Peserta Didik Kelas XI MAN 1 Barru
Authors: Nasution Sitti Hajar , Sugiarti Sugiarti , Auliah Army
Published: August 2024

This study is an experimental research that aims to examine the influence of Predict, Observe, and Explain (POE) learning strategies in the Discovery learning model on the students’ learning motivation and learning outcomes. The research design used was the Posttest-Only Control Design. The population of the study was all students of grade XI MIPA at MAN 1 Barru. The samples were students in grade XI MIPA 1 as the experimental class and grade XI MIPA 2 as the control class. The data analysis techniques used were descriptive and inferential statistical analysis. The results of the study reveal that learning using the Predict, Observe, and Explain (POE) strategy in the Discovery learning model obtain a value of 78% learning motivation, 78% cognitive learning outcomes, 84% affective learning outcomes, and 82% higher skills learning outcomes compared to learning in the control class, so it has significant effect based on hypothesis testing of learning motivation data and learning outcomes with a Sig value. (1-tailed) < 0.05. In addition, learning motivation has a correlation with learning outcomes with Pearson correlation values of 0.824, 0.853, and 0.75. These values indicate that learning motivation has a correlation with learning outcomes at a very high and faily high level of closeness. Therefore, the conclusion of the study is the use of Predict, Observe, and Explain (POE) strategy in the Discovery learning model affects the students’ learning motivation and learning outcomes.
Pengembangan Modul Praktikum Laju Reaksi Berorientasi Discovery Learning untuk Melatih Keterampilan Proses Sains Peserta Didik
Authors: Sri Rahayu Rafikah , Jusniar Jusniar , Anwar Muhammad
Published: August 2024

This research is a development research, which aims to develop and produce a practical module of reaction rate oriented to discovery learning to train students' science process skills. The development model used in research refers to the ADDIE development model (analysis, design, develop, implementation, and evaluation). The data sources used to measure validity were two validators who assessed the media and practical module material. The practicality data sources were two observers who assessed the learning implementation, 21 students, and two chemistry teachers. Measuring the effectiveness of the practical module employed a science process skills test for 21 students. The field trial of this practical module was conducted at MA DDI Lil Banat Parepare. The results of the research reveal that the practical module is valid, practical, and effective. The module validity, both in terms of the media and material received a very valid category. The results of learning implementation is 97.66% which is in very good category. The teachers’ and students responses using the practical module are in very high category as well, so the practical module is stated as practical. The field trials on 21 students in grade XI MIPA obtained an overall average result of students' science process skills of 83.34 after using the practical module. The practical module developed is stated as effective if the overall average score of the students is 80. Thus, the practical module developed is effective in chemistry practical activities, especially reaction rate material.
Penerapan Kahoot dalam Peningkatan Kosakata Bahasa Mandarin Siswa Kelas X SMA Celebes Global School
Authors: Nurfadila Nurfadila , Usman Misnawaty , Achmad Abd. Kasim
Published: August 2024

ABSTRACT This research aims to improve students' Chinese vocabulary through the kahoot application. The sample of this research is 10 students of class X. This research is a classroom action research which consists of two cycles. Each cycle consists of two meetings. The instrument used is a test of increasing Chinese vocabulary and observation sheets. This study consisted of two, namely qualitative and quantitative. The results showed that the application of kahoot could increase students' Chinese vocabulary. This can be proven by the increase in students' Chinese vocabulary from the first cycle, the average obtained is 66.5 and in the second cycle with an average of 82. These results indicate that the students' Mandarin vocabulary has increased by 15.5.
Analisis Kesalahan Penulisan Kalimat Tanya Bahasa Mandarin Siswa Kelas VI SD Frater Thamrin Makassar
Authors: Permatasari Thirsa Indah , Usman Misnawaty , Junaeny Arini
Published: August 2024

This research is a qualitative descriptive study aimed at obtaining data about the error rate and forms of errors in writing Chinese interrogative sentences for the sixth-grade students of SD Frater Thamrin Makassar. The population in this study were all students of class VI SD Frater Thamrin Makassar with a total of 28 students. The sampling technique was carried out using total sampling, so that the entire population was used as the research sample, namely 28 people. The research data was obtained by giving a sentence writing test and a sentence composing test. Data analysis techniques using percentages. The results showed that there were 33 errors in preparing interrogative sentences with a percentage of 14.3% and errors in writing interrogative sentences as many as 39 errors with a percentage of 16.9%. The total errors in writing interrogative sentences are 72 items, including in the category of Fairly High with a percentage of 31.3%. There are three forms of errors in this study, namely the form of errors in the use of vocabulary, the form of errors in sentence structure, and the forms of errors in the use of question words. Keywords: Error Analysis, Writing, Introgative Sentences, Chinese
使用蛇梯游戏为提高 SD FRATER MAKASSAR 五年级学生的汉语词汇的效果
Authors: Nanda Icha , Dalle Ambo , Junaeny Arini
Published: August 2024

本研究是一个实验设计问题，旨在确定使用蛇和梯子游戏对 SD Frater Makassar 五年级学生掌握汉语词汇的有效性。本研究中的自变量是蛇梯游戏的使用情况，而本研究中的因变量是汉语词汇的掌握程度。本研究以SD Frater Makassar的五年级学生为对象，共40名学生，而本次研究的样本为20名学生作为实验班，共20名学生作为对照班，共20名学生。在显着性水平0.05的t检验计算结果得到tcount 7.62 > ttable 2.03，因此可以得出结论，使用蛇梯游戏对SD Frater Makassar 五年级学生掌握汉语词汇是有效的。关键词 : 有效的, 蛇与梯子, 词汇 , 汉语
Interferensi Gramatikal Bahasa Indonesia Dalam Bahasa Mandarin Siswa SMP Kelas IX di Makassar
Authors: Alewu Lishariani La , R Mantasiah , Junaeny Arini
Published: August 2024

ABSTRAK Penelitian ini bertujuan untuk mengetahui bentuk-bentuk interferensi gramatikal bahasa Indonesia dalam bahasa Mandarin siswa. Penelitian ini merupakan penelitian deskriptif kualitatif. Data dalam penelitian ini adalah bentuk-bentuk interferensi gramatikal bahasa Indonesia dalam bahasa Mandarin. Sumber data dalam penelitian ini adalah karangan narasi bahasa Mandarin dengan tema “我的 日常生活” ‘Kegiatan Sehari-hari Saya’ oleh siswa kelas IX SMP Frater Makassar. Data penelitian ini dianalisis dengan menggunakan teori analisis kontrastif oleh Robert Lado. Penelitian menunjukkan terdapat dua bentuk interferensi gramatikal bahasa Indonesia dalam bahasa Mandarin pada karangan siswa kelas IX SMP Frater Makassar yaitu interferensi struktur frasa dan interferensi pola kalimat. Interferensi struktur frasa bahasa Indonesia dalam bahasa Mandarin terjadi pada tataran frasa lokatif, frasa gabungan, dan frasa subordinatif. Sedangkan interferensi pola kalimat terjadi pada pola kalimat tunggal dan pola kalimat majemuk. Kata Kunci: Interferensi Gramatikal, Bahasa Indonesia, Bahasa Mandarin
CROSS CULTURE COMMUNICATION DI PERUSAHAAN TONGKOK
Authors: Lusiana Lusiana , Azizah Mir'ah
Published: August 2024

Intercultural communication (cross cultural communication) is increasingly important in multinational companies in China because of the increasing number of foreign employees working there. This research aims to analyze the intercultural communication challenges that arise in Chinese companies and how to overcome them. The research was conducted through in-depth interviews with 15 foreign employees and 15 Chinese employees who worked in 5 Chinese multinational companies from various industries. The research results show that differences in communication styles, social norms and cultural values often lead to misunderstandings and conflicts between Chinese and foreign employees.Foreign employees often feel Chinese employees are too direct, not open enough and self-centered, while Chinese employees feel foreign employees are too blunt and disrespectful to superiors. Misunderstandings also often occur regarding decision making and problem solving. It is recommended that companies organize cross-cultural training, encourage open communication between departments and a culture of mutual respect to overcome these challenges. Intercultural communication skills need to be trained to all employees so that cooperation and productivity increase.  Keyword: Cross Culture, Communication, Chinese Company
ANALISIS KOMPARATIF LEKSEM “KEPALA (头)” DALAM BAHASA INDONESIA DAN MANDARIN (Aspek Kajian Semantik)
Authors: Noni Nur Nasharuddin , Fatoni Ahmad Sirfi , Ernawati Ernawati
Published: August 2024

This article provides a comparison analisys of the lexeme "Head (头)" in Indonesian and Mandarin.With a qualitative approach, this research can explore the differences and similarities between theuse of the lexeme "head" in the two languages. Using qualitative methods, it will provide an in-depthdescription of the basic meaning focus and meaning variations of the use of the word "Head (头)" inthe semantic context of each language. Data was collected and analyzed from representative text andliterature sources in Indonesian and Mandarin. The research results show that, although both havesimilar basic meanings as parts of the human body, the words "Head (头)" in Indonesian andMandarin can show variations in meaning in everyday use, and in linguistic expressions. Thesedifferences may reflect differences in cultural thinking and social values related to the concept of"Head 头" in the societies of the two languages. This research provides deeper insight into thelinguistic and cultural differences between Indonesian and Mandarin, with the hope that it canprovide a basis for better understanding in the context of translation and cross-cultural interaction.Keywords: Lexeme“Kepala (头)”, Semantic, Comparative Analysis.
Analisis Struktur dan Bentuk Lagu Amintaza Dalam Pertunjukan Zikir Berdah Group Sako Batuah Kelurahan Jambi Kecil Kecamatan Maro Sebo Kabupaten Muaro Jambi Provinsi Jambi
Authors: Agustari Sonia , Sriwulan Wilma
Published: August 2024

Zikir berdah adalah kesenian yang berasal dari Kabupaten Muaro Jambi. Syair zikir berdah diambil dari dalam Kitab Al-Barzanji. Adapun syair zikir berdah ini di antaranya: Amintaza, Manlibiro, Muhammadun dan lain-lain. zikir berdah berasal dari dua kata zikir yang berarti “mengingat” suatu perbuatan yang dilakukan umat Islam kepada Allah SWT dan kepada Nabi Muhammad Saw secara berulang-ulang. Berdah berasal dari kata “Burdah” yang berarti benda Kain “Jubah”. zikir berdah dimainkan oleh 8 orang laki-laki berusia 35 hingga 65 tahun. Alat Musik pengiring zikir berdah ialah rebano berdah dan tetawak an (gong). Penelitian ini bertujuan untuk “Menganalisis Struktur dan Bentuk lagu Amintaza pada pertunjukan zikir berdah oleh Grup Sako Batuah dari Kelurahan Jambi Kecil Kecamatan Maro Sebo Kabupaten Muaro Jambi”. Teori yang digunakan dalam penelitian ini yaitu, menggunakan teori Sedyawati tentang seni pertunjukan dan teori Leon Stein tentang struktur dan bentuk. Metode yang digunakan dalam penelitian ini yaitu, menggunakan metode Kualitatif yang bersifat Deskriptif. Hasil penelitian ini diketahuilah bahwa penyajian pertunjukan zikir berdah ini mempunyai tata cara sebelum, sesaat, dan sesudah pertunjukkan. Untuk satu lagu yang ditampilkan mempunyai durasi pertunjukan selama 20 menit. Lagu Amintaza ini mempunyai struktur musik berupa motif, tema, frase dan lain sebagainya. Bentuk lagu Amintaza yaitu bentuk lagu dengan dua tema A dan tema B, dengan tiga kali perubahan angkatan.
Analysis of Financial Performance Differences Before and After the Merger of Companies Listed on the Indonesian Stock Exchange
Authors: Kusumowati Dewi , Ibrahim Ibrahim
Published: August 2024

This study aims to analyze the differences in the company's financial performance before and after the merger in companies that carry out merger activities. Company performance is measured using financial ratios: Current Ratio (CR), Debt to Asset Ratio (DAR) Debt to Equity Ratio (DER), Net Profit Margin (NPM). Return On Assets (ROA), Return On Equity (ROE). This research was conducted using a quantitative method, by taking data from all public companies that merged on the Indonesia Stock Exchange (IDX) with a time span between 2014-2020, the sampling in this study used the purposive sampling method, with data obtained as many as 30 companies. who did the merger. The descriptive statistical test used is the Independent Sample T-test and the Paired Sample T-test to answer the hypothesis. The results of this study indicate that in partial testing that the current ratio shows a significant difference in the overall comparison before and after the merger. while the five financial ratios, namely DAR, DER, NPM, ROA, and ROE showed no difference three years before and three years after the merger
Effective Tax Rate Due to Investment Opportunity Set, Leverage, Capital Intensity, and Inventory in Mining Companies Listed on the IDX
Authors: Yanto Yanto
Published: August 2024

Tax savings can be done by avoiding taxes, because these actions are not prohibited, namely by taking advantage of the looseness of the rules on taxation. The purpose of this study is to analyze the Investment Opportunity Set (IOS), leverage, capital intensity, and inventory in influencing the Effective Tax Rate (ETR). The research was conducted for 3 years (2017 to 2019). The population is 150 mining companies listed on the Indonesia Stock Exchange (IDX), and the research sample is 95 companies, because the outliers for extreme data are 94 mining companies. Based on the results of the simultaneous test (F test), the Investment Opportunity Set (IOS), leverage, capital intensity, and inventory variables together have a significant effect on the Effective Tax Rate (ETR). The results of the partial test (t test) show that the Investment Opportunity Set (IOS) has a significant negative effect on the Effective Tax Rate (ETR), the leverage variable has a significant positive effect on the Effective Tax Rate (ETR), and the capital intensity variable, inventory intensity has no effect on the Effective Tax Rate (ETR).
Effect of Leverage, Return on Assets (ROA), Inventory Intensity, and Company Size on Tax Aggressiveness
Authors: Subadriyah Subadriyah , Na’imah Izzatur Rohmatun , Aminnudin Moch
Published: August 2024

This study entitled Effects of Leverage, Return On Assets (ROA), Inventory Intensity, and Company Size on Tax Aggressiveness (Empirical Study of Manufacturing Companies Registered on the IDX in 2018-2020) aims to examine and discuss the effects of leverage, return on assets (ROA) ), inventory intensity, and firm size on tax aggressiveness. This research is quantitative with secondary time series data. The sampling technique used purposive sampling technique. Data processing in this study uses Microsoft Excel and the SPSS program. the data analysis technique used is multiple regression analysis techniques, hypothesis testing, descriptive statistics, and classical assumption tests. The results of this study are the variables Leverage, ROA, and Company Size have no significant effect on tax aggressiveness, while the Inventory Intensity variable has a significant negative effect on tax aggressiveness.
Tax Revenue: Account Representative Competency and Taxpayer Compliance
Authors: Sarbunan Yanuarius , Safriliana Retna , Suprapti Suprapti
Published: August 2024

This research was conducted with the aim of knowing whether Account Representative Competence and taxpayer compliance have an effect on tax revenue at KPP Pratama Mojokerto. Taxes are one of the largest state revenues, therefore the DJP as a government institution appointed to manage taxes wants to increase state revenues from the tax sector. One way is to increase tax recipients. It is hoped that the increase in tax revenues will have an impact on increasing state revenues. The research method is descriptive statistical analysis, data quality test, classical assumption test, and hypothesis testing. The independent variables in this study are Account Representative Competence and Taxpayer Compliance, the Dependent Variable is Tax Revenue. The total population in this study is 33 Account Representatives using the total sampling technique or saturated sample in which the entire population is sampled. Thus, the research sample in this study was 33 Account Representatives. The type of data used is primary data. The result of the research is that Account Representative competence partially does not have a significant effect on tax revenue, partial taxpayer compliance has a significant effect on tax revenue. Account Representative competence and taxpayer compliance simultaneously or together have a significant effect on taxpayer compliance
The Effect of Corporate Governance, Resource and Development Intensity, Intellectual Capital and Managerial Ability on Firm Value With Political Relations As A Moderating Variable
Authors: Safitri Yuliati Galuh Nur , Dewi Nurul Hasanah Uswati
Published: August 2024

Firm value is the investor's perception of the level of success of the company which is reflected in the stock price. The higher the value of the company, the greater the prosperity that will be received by the shareholders. This study aims to see the effect of corporate governance, Resource and Development intensity, intellectual capital and managerial ability on firm value with political relations as a moderating variable in construction companies listed on the Indonesia Stock Exchange for the 2018-2021 period which were selected based on purposive sampling, the sample used in this study, namely 17 construction companies. Data were analyzed using multiple linear regression and moderated regression analysis (MRA) which were processed using SPSS version 23. The results showed that there was no significant effect between RD intensity and managerial ability on firm value, while the results of corporate governance analysis and intellectual capital also had a significant effect on firm value. The moderation test states that political relations cannot strengthen the influence between corporate governance, RD intensity, intellectual capital and managerial ability on firm value.
Implementation of Financial Inclusion and Digital Transformation in MSMEs With Local Wisdom As Moderation Variables
Authors: Dwijayanti Ni Made Ayu , Mariani Wayan Eny , Utami Ni Made Mega
Published: August 2024

MSMEs have an important role for economic development and income distribution in Denpasar City. The problems that occur in MSMEs hinder performance and a development strategy is needed to increase competitiveness. The purpose of this study was to analyze the effect of financial inclusion and digital transformation on the performance of MSMEs in the fashion sector in Denpasar City. This study also uses Trikaya Parisuda’s local wisdom as a moderating variable in the relationship between financial inclusion and digital transformation on MSME performance. Local wisdom Tri Kaya Parisudha is used as a moderating variable because a person’s ethical behavior is influenced by moral and ethical values and cannot be separated from the influence of religion and culture. The method used in this research is associative quantitative. The subjects in this study were all MSME owners in the fashion sector in Denpasar City. Using the Slovin technique, 100 samples of MSMEs were obtained from 4 districts in Denpasar City The data used are primary data using a questionnaire instrument. Data were analyzed using the Moderate Regression Analysis (MRA) method. The results of this study indicate that financial inclusion has a positive effect on MSME performance, digital transformation has a positive effect on MSME Performance, Tri Kaya Parisudha is able to moderate the effect of financial inclusion and digital transformation on MSME performance
Value Added Tax Treatment on Health Services After Harmonization of Tax Regulations Law
Authors: Amanda Nurcitra , Pratama Lazuardi Widyanto
Published: August 2024

One of the changes related to Medical Health Services after the enactment of the VAT Cluster Law on the Harmonization of Tax Regulation is the provision of VAT exemption facilities for these services. This change is further regulated in Government Regulation no. 49 of 2022. This study aims to examine VAT on Medical Health Services after the enactment of the Law on the Harmonization of Tax Regulations and the policy implications of VAT exemption on medical health services for the community as the end consumer. The research method used in this research is descriptive qualitative with the use of secondary data. The results of this study conclude that service providers are obliged to be confirmed as Taxable Entrepreneur to collect VAT for people who do not use health services not borne by the government. However, Taxable Entrepreneur cannot credit its input tax.
RELEVANCE OF STATUS NEEDS FOR ENCOURAGING CUSTOMERS RESPONSE: A STUDY FROM RETAILER’S PERSPECTIVES
Authors: Gomes Judith , Gain Namrata
Published: August 2024

This paper explores relative importance of status of small retailers in organized era. It measures the degree to which status needs related factors were related to customer response according to retailers. The model was tested with data collected from a retailer survey. Data was analysed using descriptive statistics, factor and correlation analysis. In general, results of research support framework proposed for reference. Status needs was positively driven by response needed with requirement. Shopping enjoyment exhibited that merchandise management can help to build customer response towards the store and in customer records, personal information and loyalty points can also encourage customer towards their store. Contrary to other items they responded are not much related to encourage customers. A further important finding is a different but significative item store ambience can be also worth encouraging customers to the store. This concludes if they manage merchandises and maintain records with appropriate store ambience can generate customer response.
Dampak Media Video Animasi terhadap Motivasi Belajar Siswa Sekolah Dasar pada Pembelajaran PAI
Authors: Fahreza Resna , Mutiara Putri Sheryl , Novelia Gulo Theresia
Published: August 2024

Along with the development of the times and the rapid development of technology in the current era, the learning media used is increasingly developing in order to make the implementation of the learning process not monotonous and motivating. The purpose of this paper is to present the impact of using animation video media on student motivation in elementary schools in Islamic Religious Education (PAI) subjects.The methodology used in this paper uses the literature study method with data collection carried out to study and/or explore several sources consisting of journals, books, and documents both in print and electronic form as well as various data sources and or other information that are considered relevant to the related study. The findings in this study have an impact on the use of PAI learning animation video media on the learning motivation of elementary school students so that there is an encouragement of the desire to learn with more effective, interesting and innovative packaging.Seiring perkembangan zaman dan pesatnya teknologi di era saat ini media pembelajaran yang digunakan semakin berkembang guna agar pelaksanaan proses pembelajaran tidak monoton dan memotivasi. Tujuan tulisan ini menyajikan tentang dampak menggunakan media vidio animasi terhadap motivasi siswa di Sekolah Dasar pada mata pelajaran Pendidikan Agama Islam (PAI). Metodologi yang digunakan pada tulisan ini menggunakan metode studi pustaka dengan pengumpulan data dilakukan untuk menelaah dan/atau mengeksplorasi beberapa sumber yang terdiri dari jurnal, buku, dan dokumen-dokumen baik dalam bentuk cetak maupun berbentuk elektronik serta serbagai sumber data dan atau informasi informasi lainnya yang dianggap relevan dengan kajian terkait. Temuan dalam kajian ini berdampaknya penggunaan media vidio animasi pembelajaran PAI terhadap motivasi belajar siswa SD sehingga adanya dorongan keinginan belajar dengan pengemasan yang lebih efektif, menarik dan inovatif.
Pelatihan Penerapan Teknologi Artificial Intelligence untuk Meningkatkan Kompetensi Guru dalam Menyusun Perangkat Pembelajaran
Authors: Mandailina Vera , Syaharuddin Syaharuddin , Abdillah Abdillah
Published: August 2024

Artificial Intelligence (AI) menjadi media pembelajaran yang urgen dikuasai oleh guru. Oleh karena itu, kegiatan ini bertujuan untuk menerapkan teknologi AI dalam rangka meningkatkan kompetensi guru Madrasah Aliyah (MA) dalam menyusun perangkat pembelajaran. Sebanyak 20 orang guru MA menjadi peserta dalam pelatihan ini, di mana mereka diperkenalkan dengan berbagai alat AI, yaitu ChatGPT, Gemini, dan Perplexity. Metode pelatihan melibatkan pemberian materi teoretis dan praktis tentang penggunaan AI untuk mendukung proses penyusunan perangkat pembelajaran. Hasil evaluasi menunjukkan bahwa peserta memberikan respon positif dengan nilai rata-rata sebesar 85,3. Meskipun demikian, peserta mengungkapkan bahwa durasi pelatihan dirasa belum cukup untuk mendalami materi secara optimal. Selain itu, kendala seperti lemahnya jaringan internet sempat mengganggu jalannya pelatihan, namun berhasil diatasi dengan berbagi jaringan dari telepon seluler. Temuan ini mengindikasikan bahwa untuk mencapai hasil yang lebih maksimal, diperlukan penambahan durasi pelatihan dan pengayaan materi dengan lebih banyak tema praktis. Dengan demikian, diharapkan penerapan AI dapat lebih efektif dalam meningkatkan kompetensi guru dalam menyusun perangkat pembelajaran yang inovatif dan efektif.
Strategi Pemasaran untuk Meningkatkan Penjualan di Percetakan CV Citra Kota Medan: Hasil Kegiatan Kuliah Kerja Manajemen Mahasiswa Universitas Muslim Nusantara Medan
Authors: Aulia Rizki , Rizki Vitri Dea , Falahi Adrial , Yuliana Yayuk , Lubis Tukimin
Published: August 2024

Program Magang Manajemen (KKM) adalah program magang yang diinisiasi oleh Universitas Muslim Nusantara (UMN) di mana mahasiswa terlibat dalam pekerjaan perusahaan untuk mendapatkan pengalaman langsung. Berlokasi di CV Citra Printing di Kota Medan, para mahasiswa magang UMN berfokus pada pengembangan strategi pemasaran dan keuangan untuk perusahaan. Program ini menggunakan interaksi tatap muka dengan pendekatan pelatihan on-the-job. Hasil dari program KKM ini mengungkapkan bahwa salah satu strategi efektif untuk meningkatkan penjualan adalah dengan memberikan fleksibilitas kepada pelanggan melalui sistem kredit. CV Citra Printing mendukung pelanggan dengan menyediakan produk cetak terlebih dahulu, yang sangat bermanfaat bagi klien seperti toko roti dan usaha kecil yang sering menghadapi kendala modal. Selain itu, upaya pemasaran di CV Citra telah berperan penting dalam memperkuat posisi pasar perusahaan, memastikan operasinya berkelanjutan. Implementasi strategi pemasaran ini telah terbukti sangat efektif dalam meningkatkan bisnis CV Citra Printing dengan menetapkan harga yang kompetitif dan menjaga standar kualitas tinggi, menarik berbagai lapisan pelanggan dari kelas menengah hingga kelas atas. Program ini berhasil dilaksanakan dengan lancar, di mana para mahasiswa memperoleh wawasan dan keterampilan berharga yang bermanfaat untuk studi dan karier mereka di masa depan.
PENGARUH KOMBINASI PENAMBAHAN TEPUNG GURITA (Octopus sp.) SEBAGAI BAHAN BAKU PAKAN IKAN LELE (Clarias sp.)
Authors: Fahrurozi  , Lumbessy Salnida Yuniarti , Dewi Putri Lestari
Published: August 2024

Tujuan dilakukan penelitian ini adalah untuk malakukan analisa pengaruh kombinasi penambahan tepung gurita terhadap laju  pertumbuhan ikan lele (Clarias sp). Rancangan penelitian yang digunakan dalam penelitian ini adalah Rancangan Acak Lengkap (RAL). Aspek yang diteliti adalah pengaruh Aspek yang di teliti adalah melihat laju pertumbuhan benih ikan lele dengan menggunakan kombinasi pakan yang dicampurkan dengan tepung daging gurita. Parameter yang diteliti adalah bagaimana pengaruh kombinasi penambahan tepung gurita sebagai bahan baku ikan lele, sehingga diperoleh 12  percobaan. Perlakuan 1: Penambahan 100% pakan komersil, 0% tepung gurita Perlakuan 2 : Penambahan 98% pakan komersil, 2% tepung gurita, Perlakuan 3 : Penambahan 96% pakan komersil, 4% tepung gurita, Perlakuan 4: Penambahan 94% pakan komersil, 6% tepung gurita. Hasil penelitian menunjukan nilai laju pertumbuhan bobot mutlak pada perlakuan 4 senilai 5,44 gram, laju pertumbuhan berat spesifik senilai 2,60%, nilai laju pertumbuhan panjajng mutlak sebesar 3,30 cm, laju pertumbuhan Panjang spesifik senilai 0,81%, dan pada tingkat kelangsungan hidup tertinggi pada perlakuan 3 dan 4 sebesar 100%, nilai efisiensi pakan tertinggi pada perlakuan 4 sebesar 87,54%, dan rasio konversi pakan terendah pada perlakuan 4 senilai 1,13. Untuk hasil parameter kualitas air suhu 26,8-30,10C, DO 3,6-5,2 mg/L, dan pH 7,5-8,4.
Global Warming Mitigation Innovation Through Household Waste Management Becomes Eco-Enzyme: A Review
Authors: Muliarta I Nengah
Published: August 2024

The dumping of fruit and vegetable waste into landfills contributes to an increase in methane gas that contributes to global warming. Waste materials in the form of fruits and vegetables can be used and processed into eco-enzymes. Fermented waste enzymes have a variety of benefits and add value to materials that have been tended to be wasted. This environmentally friendly enzyme has been utilized ranging from disinfectants, floor cleaners, dishwashers to liquid organic fertilizers. The production of eco-enzymes in addition to being able to reduce the volume of household waste, also contributes to the reduction of methane gas. During the fermentation process produces O3 (ozone) which is beneficial in maintaining ozone content in the atmosphere. This means that eco-enzyme production becomes an innovation in mitigating global warming from the household level. The manufacture of eco-enzymes is an effort to provide economic value to waste that has a positive impact on the environment and is a step to maximize the utilization of natural resources better known as circular economies. The advantages of eco-enzyme production in the short term are the ability to maximize raw materials and provide economic value and reduce the cost of handling household waste.
The Effectiveness of Collaborative E-Learning-Based Learning in Reducing Student Misconceptions on Heat in East Java High Schools During Merdeka Belajar
Authors: Haryono Heny Ekawati , Zayyadi Moh , Marzuqi Iib , Kaniawati Ida
Published: August 2024

This study aims to determine the effectiveness of Collaborative E-learning-Based Learning (KABEL) to remedy student misconceptions for heat in high schools in East Java during merdeka belajar. The study used a pre-experimental design, specifically a one-group pre-test post-test design. The study includes a sample of 290 10th-grade students who were randomly chosen from different high schools in East Java. The data collection instrument consists of 20 multiple-choice questions, each with 3 alternative answers and open-ended reasons. The average percentage of student misconceptions was 94.67% before and 39.33% after remediation. The Mc Nemar test showed a significant improvement in student conceptual understanding after remediation, as evidenced by a chi-square value (X2) of 11.16, which exceeded the critical chi-square value (X2table) of 3.84 for a degree of freedom (df) of 1 and a significance level (α) of 5%. The obtained proportion value of 0.56 shows a moderate effectiveness of the direct instruction model with animation media in addressing student misconceptions.
Sub-Chronic Toxicity Test of Purple Leaf Extract on the Kidney Histopathology of Male White Rats
Authors: Dipayana I Made , Dewi Niluh Puspita , Magfira  , Tandi Joni , Wirawan Wayan , Rachmawati Meike , Azizah Nur
Published: August 2024

Traditional herbal medicine has become increasingly popular as an alternative to conventional medical treatments. Although the plant offers numerous health benefits, caution should be exercised regarding its long-term use. Long-term use of traditional herbal remedies can have detrimental effects on the kidneys. This study was designed to assess the histological changes in the kidneys of male rats following 28 days of purple sage leaf extract administration and to identify potential harmful effects. The study utilized 20 male Wistar rats and utilized a randomized group design for the experimental methodology. Rats were categorized into four distinct groups, consisting of one control group and three treatment groups. The control group received solely sodium chloride, whereas the treatment group 1 (P1) received 500 mg/kg BB of purple sage ethanol extract. Treatment group 2 received up to 2000 mg/kg BB of purple sage ethanol extract, while treatment group 3 received up to 5000 mg/kg BB. The oral examination was conducted for a duration of 28 days. The treatment groups showed an increase in weight and organ index of the right kidney. The findings suggest a potential for toxicity resulting from the administration of purple sage leaf extract over a duration of 28 days.
Aplikasi Kacang Koro Pedang ( Canavalia ensiformis L.) Terfermentasi Rhizopus oligosporus terhadap Kinerja Produksi dan Kualitas Telur Burung Puyuh
Authors: Utami Sri , Fatmona Sariffudin , Wahyuni Sri
Published: August 2024

Kelangkaan dan mahalnya bahan baku pakan unggas merupakan permasalahan utama yang dapat menghambat produksi unggas. Bahan alternatif yang dapat digunakan dalam pakan adalah kacang koro. Tujuan untuk mengetahui pengaruh ransum yang mengandung kacang koro fermentasi Rhizopus oligosporus terhadap performa produksi dan kualitas telur puyuh. Analisis menggunakan rancangan acak lengkap terdiri dari 5 perlakuan; setiap perlakuan diulang sebanyak 4 kali dan setiap ulangan terdiri dari 15 ekor puyuh. Empat macam ransum mengandung kacang koro pedang fermentasi sebesar 7,5, 15,0, 22,5 dan 30,0% dan ransum kontrol tidak mengandung kacang koro pedang fermentasi. Parameter yang diamati meliputi konsumsi ransum, produksi telur, konversi ransum, tebal kerabang, warna kuning telur dan kolesterol kuning telur.  Tingkat kacang koro pedang terfermentasi dalam ransum puyuh petelur tidak memberikan pengaruh nyata (p>0,05) terhadap konsumsi pakan dan tebal kerabang telur. Namun, berat telur, produksi telur harian, konversi pakan, intensitas warna kuning telur dan kolesterol kuning telur dipengaruhi secara nyata oleh perlakuan terfermentasi (p<0,05). Kacang koro pedang terfermentasi oleh R. oligosporus dapat digunakan sebagai bahan makanan dalam formulasi pakan puyuh petelur untuk meningkatkan kuantitas dan kualitas telur puyuh.
Emergency department visits for alcohol-related incidents in the United States
Authors: Ateequr R  , Gabriella Schmit  , Sara Rahman  , Lejla Cukovic
Published: August 2024

Alcoholism is the fourth leading cause of preventable death in the United States and was found to be the global leading risk factor for death in persons 15-49 years old. According to the National Survey on Drug Use and Health (NSDUH) conducted in 2021, 29.5 million people aged 12 years and older in the United States (US) were diagnosed with Alcohol Use Disorder thus causing alarm in many communities. This study was aimed to determine if Emergency Department (ED) visits for alcohol-related issues in the US are affected by the type of insurance coverage and regional location while assessing its outcomes on the respective patient demographics and populations. A total of 3236 patients with alcohol-related incidents (ICD-10 Code: F10.2) met the study criteria and were extracted from the 2019 United States National Hospital Ambulatory Care Survey (NHAMCS) tabulated by the Centers for Disease Control and Prevention (CDC). Statistical Package for Social Sciences (SPSS) software was used to analyze the data using descriptive analysis and chi-squared tests with an alpha significance of 0.05. The study found that patients visiting the ED in the US for alcohol-related issues were affected by patient demographics, type of insurance, and regional location. Moreover, the clinical and mortality outcomes also vary significantly across patient demographics.
The role of artificial intelligence in enhancing financial inclusion: A review of its impact on financial services for the unbanked population in the United States
Authors: Angela Olere Omogbeme  , Ada Ivy Phil-Ugochukwu  , Ikechukwu Josephat Nwabufo  , Jude Onyebuchi Nwabufo
Published: August 2024

Financial inclusion, the strategy for assuring availability of accessible, affordable and reliable financial services, is critical for reducing poverty and fostering economic development globally. Despite progress, billions of people worldwide remain excluded from formal financial systems. Artificial Intelligence (AI) presents a transformative opportunity to bridge these exclusion gaps by offering innovative solutions that enhance the availability, affordability and the usability of financial services. Based on the existing research and literature review, the study examines the potential advantages, challenges, and ethical considerations associated with AI-driven financial services. This research also offers an overview of AI applications in financial services, exploring how advanced data driven methodologies such as machine learning, natural language processing, and predictive analytics are transforming the field of financial inclusion. The findings underscore AI's role in broadening access to financial services, improving financial literacy, and fostering inclusive economic growth. This research contributes to both theoretical understanding and practical applications, offering insights for policymakers, financial institutions, and fintech innovators to understand and advance inclusive financial systems globally.
Young adults' attitudes towards consanguinity in relation to various sociodemographic factors in the Arab society of Israel
Authors: Rajech Abedallah Sharkia  , Mohammad Nimer Khatib  , Ahmad Abed Sheikh-Muhammad  , Muhammad Mahmoud Mahajnah  , Abdelnaser Asad Zalan
Published: August 2024

Consanguineous marriages (CMs) have been a longstanding tradition in various communities worldwide, despite their known negative effects on future offspring. Our study aimed to determine the young adults' attitudes towards consanguinity in the Arab society of Israel, pertaining to various sociodemographic factors. The data included in this study were obtained from a national survey. The results showed that 35.4% of adults supported CMs, with a significant gender disparity: 41.2% of males compared to 29.4% of females. A direct correlation between the participants' age and positive attitudes towards CMs was noticeable. A significant portion of married adults (~46%) supported CMs, while majority of the single adults (~42%) held neutral attitudes towards CMs. Additionally, a large majority of adults (~63%) with CMs type had positive attitudes towards consanguinity. Regarding the geographic distribution, and the religious affiliation of adults, notable variations in attitudes were observed. No significant association was found between the adults' education or employment, and their attitudes towards CMs, while an inverse relationship was observed between their income levels and these attitudes. Logistic regression analysis revealed that the parameters which prove to be the significant predictors for the adults' attitudes towards supporting CMs were males, south region, married participants, and CMs type. The findings underscore that majority of the adults' attitudes towards CMs were either neutral or supporting this practice, therefore, effective strategies must be developed to increase the awareness of the young adults in relation to various health implications of CMs, thus improving the well-being of future offspring.
EVALUASI KERAGAAN AGRONOMI 7 KLON DAN 2 VARIETAS TANAMAN TEBU (Saccharum officinarum L.) RATOON II LAHAN JATISARI
Authors: Wati Deny Dwi Kusuma , Suhaili Suhaili , Budi Setyo , Jumadi Rahmad
Published: August 2024

Rendahnya produksi gula dapat terjadi karena penurunan kualitas bahan tanam dan penyelenggaraan budidaya rawat ratoon yang kurang optimum. Pemuliaan tanaman dilakukan guna menghasilkan varietas unggul baru (VUB) yang memiliki potensi produktifitas tinggi. Tujuan penelitian ini untuk mengevaluasi dan mengintreprestasikan klon mana yang memiliki keragaan morfologi dan agronomi terhadap pertumbuhan tanaman tebu (Saccharum officinarum L.) ratoon dua. Penelitian merupakan percobaan lapang yang dilaksanakan pada Juni-Juli 2024 di Kebun Penelitian—dan— Pengembangan—Tanaman--Tebu (P3T) PG Gempolkrep PT PerkebunanaaNusantaraaaX (PTPN X) di Lahan Jatisari. Variabel yang diamati terdiri dari variabel kualitatif (batang, daun dan mata tunas) dan variabel kuantitatif (tinggi batang, diameter batang, jumlah batang, jumlah daun, brix, bobot batang, dan rendemen). Analisis data menggunakan deskriptif analitis, ANOVA, uji DMRT 5%, uji korelasi, keragaman genetik, dan heritabilitas. Hasil penelitian menunjukkan bahwa terdapat perbedaan karakter morfologi antar klon JW01 UMG NX, SB03 UMGNX, SB04 UMG NX, SB11 UMGNX, SB12 UMGNX, SB19 UMG NX dan SB20 UMG NX. Terdapat perbedaan nyata pada diameter batang, rata-rata tertinggi pada K5 (SB20 UMG NX) sebesar 33,87 mm dan terendah pada K7 (SB03 UMG NX) sebesar 28,18 mm. Terdapat perbedaan nyata pada jumlah batang, rata-rata tertinggi pada K7 (SB03 UMG NX) sebesar 68,23 buah dan terendah pada K6 (JW01 UMG NX) sebesar 61,92 buah. Terdapat perbedaan nyata pada rendemen, rata-rata tertinggi pada K6 (JW01 UMG NX) sebesar 11,97% dan terendah pada K9 (Bululawang) sebesar 7,86%.