bluuebunny/crossref_metadata_2025 huggingface dataset:
ANALISIS KINERJA KEUANGAN PADA KOPERASI SIMPAN PINJAM KARYA SAMATURU KOTA KENDARI
Authors: Sahyunu Sahyunu , Utha Rasidin , Hayani Nur
Published: May 2023

This study aims to determine the financial performance of the savings and loan cooperatives Karya Samaturu Kendari City. The type of research used in this research is quantitative. The data processed is the financial statements of the savings and loan cooperatives of Samaturu in the 2021 Balance Sheet and Profit and Loss Report. The data collection techniques used are documentation techniques and library techniques. Technical analysis of the data used in this research is quantitative with the formula: Liquidity Ratio, Solvency Ratio, Profitability Ratio.

The results showed that in general the financial performance of the Karya Samaturu Savings and Loan Cooperative, Kendari City, was good in managing the finances of the Samaturu Cooperative. This can be seen from the results of the calculation of the Liquidity Ratio categorized as very good, namely 228.5% where the standard is at a value of 200-250% (very good). The first Solvency Ratio measured using the Debt to Asset Ratio shows a good value, namely from Rp. 100.00 cooperative assets, 40.45% are financed by debt and 59.55% are financed by capital where the standard is > 40% - 50% ( good), the second Solvency Ratio measured using the Debt to Equity Ratio shows a very good value, namely every Rp. 62.94 of debt is guaranteed by Rp. 100.00 of invested capital, where the standard is at <70% (very good). And the first Profitability Ratio measured using Return on Assets shows a fairly good value, namely 5.99%, meaning that every Rp. 1.00 of total cooperative assets can generate a profit of Rp. 0.0599 where the standard is at 3% - <7% ( pretty good). The second is the Profitability Ratio measured using Return on Equity which shows a fairly good value of 11.19% meaning, every Rp. 1.00 of own capital the cooperative can generate a profit of Rp. 0.0112. Where is the standard 9% - <15% (good enough). The third is the Profitability Ratio measured using the Net Profit Margin showing an unfavorable value of 2.48%. That is, every Rp. 1.00 of income generates a net profit (SHU) of Rp. 0.0248. And is at the standard 1% - <5% (not good). Because the higher the NPM, the cooperative is considered efficient
Kemampuan Berpikir Kreatif Matematis pada Pembelajaran Berpendekatan STEM
Authors: Wakhid Abdul , Zaenuri Zaenuri , Sugiman Sugiman , Isnarto Isnarto , Cahyono Adi Nur
Published: May 2023

Penelitian ini bertujuan untuk mengetahui dan mendeskripsikan kemampuan berpikir kreatif matematis pada pembelajaran matematika berpendekatan STEM (Science, Technology, Engineering, and Mathematics). Metode yang digunakan dalam penelitian ini adalah systematic literature review. Diperoleh 17 artikel nasional dan internasional bereputasi yang terbit dari tahun 2017-2022 yang didapatkan dengan bantuan aplikasi publish or perish 8 dan google scholar. Hasil seleksi 17 artikel didapatkan 6 artikel nasional dan internasional bereputasi tentang kemampuan berpikir kreatif matematis dalam pembelajaran matematika berpendekatan STEM. Hasil identifikasi dan analisis artikel ditemukan bahwa pembelajaran matematika berpendekatan STEM menjadi salah satu alternatif pembelajaran matematika untuk meningkatkan kemampuan berpikir kreatif matematis siswa. Pembelajaran matematika dengan pendekatan STEM mampu menciptakan suasana belajar yang semangat dan menarik bagi siswa dan kemudian mampu meningkatkan motivasi siswa untuk belajar, berkreativitas, dan berinovasi. Penggunaan model pembelajaran dalam pembelajaran matematika berpendekatan STEM dapat disesuaikan dengan materi, permasalahan serta kondisi siswa. Salah satu model pembelajaran berpendekatan STEM yang dapat memunculkan kemampuan berpikir kreatif matematis siswa adalah Project Based Learning (PjBL).
Penerapan Model Pembelajaran Creative Problem Solving (CPS) untuk Meningkatkan Kemampuan Komunikasi Matematis Siswa SD Negeri Tegal Munjul
Authors: Rahmadhaningtyas Larasati
Published: May 2023

Penelitian ini dilatarbelakangi oleh rendahnya kemampuan komunikasi matematis siswa sekolah dasar. Sehingga diperlukan suatu penerapan model pembelajaran untuk meningkatkan kemampuan komunikasi matematis. Model Creative Problem Solving (CPS) merupakan model pembelajaran yang dapat memberikan kesempatan pada siswa untuk mengkontruksi dan membangun sendiri pengetahuan yang telah dimiliki, sehingga siswa dapat lebih mudah mengekspresikan ide dan mengkomunikasikan gagasannya ke dalam bentuk lisan maupun tulisan. Penelitian ini bertujuan untuk mengetahui peningkatan kemampuan komunikasi dan aktivitas siswa dengan menerapkan model Creative Problem Solving (CPS). Jenis penelitian ini adalah penelitian tindakan kelas yang terdiri dari tiga siklus dengan subjek penelitian adalah siswa kelas VA di salah satu SD Negeri Tegal Munjul Purwakarta. Hasil penelitian menunjukkan adanya kenaikan pada setiap siklusnya. Pada siklus I diperoleh ketuntasan kemampuan komunikasi matematis siswa sebesar 26,92% (7 siswa). Pada siklus II meningkat menjadi 73,03% (19 siswa) dan pada siklus III mencapai 92,3% (24 siswa). Aktivitas siswa juga mengalami kenaikan pada setiap siklusnya. Pada siklus I rata-rata aktivitas belajar siswa mencapai 63,46%. Pada siklus II meningkat menjadi 77,4% dan pada siklus III mencapai 87,6%. Dengan demikian didapatkan kesimpulan bahwa penerapan model pembelajaran Creative Problem Solving (CPS) dapat meningkatkan kemampuan komunikasi matematis dan aktivitas belajar siswa sekolah dasar.
Penerapan Reciprocal Teaching untuk Meningkatkan Berpikir Kritis Siswa pada Pembelajaran Tematik di Kelas VI SD Negeri 79/IV Kota Jambi
Authors: Budiyanto Fendy Ari , Nazurty Nazurty , Haryanto Eddy
Published: May 2023

Salah satu permasalahan yang ditemukan pada pembelajaran tematik di sekolah dasar adalah bahwa proses pembelajaran kurang bervariasi dan masih bersifat konvensional yaitu pada saat proses pembelajaran guru hanya terbiasa menggunakan metode ceramah dan penugasan yang mengakibatkan proses pembelajaran terkesan monoton sehingga mengakibatkan kemampuan berpikir kritis siswa belum optimal. Penelitian ini bertujuan untuk mengetahui keefektifan pelaksanaan pembelajaran terbalik (Reciprocal Teaching) terhadap peningkatan kemampuan berpikir kritis siswa sekolah dasar. Jenis penelitian ini adalah Penelitian Tindakan Kelas yang terdiri dari dua siklus, masing-masing sikluas 2 kali pertemuan. Subjek dalam penelitian ini adalah siswa Kelas VI SD Negeri 79/IV Kota Jambi tahun ajaran 2022/2023 sebanyak 20 siswa. Instrumen yang digunakan terdiri dari lembar observasi guru dan siswa serta tes berupa essay untuk melihat aktivitas belajar siswa dalam pembelajaran. Hasil penelitian menunjukkan bahwa: (i) Kemampuan berpikir kritis siswa dalam kegiatan pembelajaran dengan menggunakan strategi pembelajaran terbalik (Reciprocal Teaching) mengalami peningkatan di setiap pertemuan. (ii) Terdapat peningkatan kemampuan berpikir kritis siswa dari siklus I ke siklus II dengan menggunakan strategi pembelajaran terbalik (Reciprocal Teaching) pada siswa Kelas VI SD Negeri 79/IV Kota Jambi.
Strategi Branding Sekolah dalam meningkatkan Kepercayaan Masyarakat di Indonesia
Authors: Budiarti Erna , Anggreini Dian , Susanti Deni Agus Panca , Damayanti Yunita , Yunita Yunita
Published: May 2023

Tujuan penelitian ini adalah menganalisa bagaimana menciptakan strategi pemasaran school branding setelah masa pandemi usai. Dengan menciptakan hal tersebut akan diketahui faktor pendukung dan penghambat dan dampaknya terhadap terciptanya strategi dan peningkatan daya saing sekolah. Metode penelitian ini menggunakan pendekatan kualitatif dengan pengumpulan data melalui wawancara dan studi dokumentasi. Hasil penelitian menunjukkan langkah langkah menciptakan strategi pemasaran yang dilakukan sekolah membangun school branding dalam meningkatkan daya saing sekolah meliputi (1) Nilai Akreditasi Sekolah, (2) Program keahlian unggulan, (3) ISO 9001:2008, (4) Prestasi sekolah akademik dan non akademik. Faktor yang mempengaruhi menciptakan daya saing sekolah adalah (1) Kualitas SDM guru, (2) Promosi sekolah yang bagus. Ditemukan faktor penghambat menciptakan strategi pemasaran school branding adalah (1) Transisi Masa Pandemi (2) Kurangnya kontak sosial secara langsung dengan calon konsumen (3) Kurangnya kompetensi khusus yang merupakan tindakan yang menunjukkan kelebihan sekolah yang lebih baik dari pada pesaing.
Attempts to Regulate the Legal Status of Private Military and Security Companies in the Russian Federation and Ukraine
Authors: Cauia Alexandr , Poalelungi Mihai
Published: May 2023

Russian Federation and Ukraine are two ex-Soviet states that do not admit in the national legislation related to ensuring the security of the state any form of involvement of the private factor that could threaten or limit the exclusive and sovereign right of the state to use armed force. However, the experience of the Russian Federation turns out to be quite extensive in terms of using the specific services of private military and security companies officially registered outside the country. Also, after the events of 2014, in Ukraine there is an intensification of the legal regulation initiatives of the legal status of private military and security companies. In this article, it is proposed to analyze the essence of the initiatives for legal regulation of the status of private military and security companies in the Russian Federation and Ukraine, in order to highlight the necessity and importance of this process, as well as the specific approaches in the states under analysis.
General Considerations Regarding the Crime of Human Trafficking
Authors: Airapetean Artur , Corsei Andreea
Published: May 2023

Human trafficking is a real social phenomenon with destructive repercussions on the entire society, materialized by serious violations of human rights and freedoms, as well as the dignity or integrity of human beings. This phenomenon has existed since the most remote times, being manifested especially in the form of forced labor, that is, slavery, a form that can still be found even today. Although we live in such a developed society, the facts involving the trafficking of persons, minors, slaves, cells and tissues of human origin are more and more numerous. If we take a simple look at the statistics made by the competent bodies regarding the number of trafficked persons, victims of such a barbaric act, we will find that it is on a continuous rise. In this sense, with the passage of time, the states of the world have been concerned with finding the most suitable, but also effective measures so necessary to prevent and combat the trafficking of live meat, being outlined a series of national and international acts.
Judicial Practice of the Republic of Moldova in the Sphere of Illicit Trafficking in Narcotic Drugs, Psychotropic Substances and their Analogies
Authors: Sult Gheorghe
Published: May 2023

The topicality of the subject is terminated by the fact that in recent years the illicit trafficking of narcotic drugs, psychotropic substances and their analogues of concern. The extent is particularly, consumption, the number of those killed by drugs and demoralising on people’s conscience and behaviour. The social alarm born from the unprecedented proliferation of drugs leads to the idea, not at all satisfactory, that the battle strategies adopted against this phenomenon by the Republic of Moldova and foreign countries have proven to be ineffective. Therefore, the primary task of international conventions in the field of control over the circulation of narcotic and psychotropic substances is to ensure the legal needs of health protection by simultaneously counteracting the inclusion of dangerous substances in the illicit circuit and to create a system of administrative regulation regarding the legal use of substances narcotics and establish the measures directed against their illicit use. Because drug use represents one of the challenges facing humanity and worthy of consideration in international cooperation programs in the field of criminal law.
Real Estate Cadastre in the Republic of Moldova: Current Status and Prospects (an interdisciplinary study)
Authors: Buzu Olga , Gutu Vladimir , Gutu Dumitru
Published: May 2023

Shaping and improvement of market infrastructure plays, combined with security of property rights, an important role in the implementation of the national sustainable economic development strategy — to include development of the real estate cadastre, whose information underlies most decisions made in private and public sector regarding prudent use and management of land, securing of property rights to real estate, promoting decentralization policies in respect to public property and public budgets. An up-to-date multipurpose real estate cadastre is discussed applying a synergetic approach that involves consideration of the cadastre’s legal, technical, economic, institutional and social aspects. This empirical interdisciplinary study supports the real-estate-cadastre-as-a-system hypothesis.
Content creation or interpolation: AI generative digital art in the classroom
Authors: Hutson James , Lang Martin
Published: May 2023

The integration of generative artificial intelligence (AI) tools in art and design has disrupted the traditional creative landscape, leading to debates on the legitimacy of AI-generated art and the emergence of new markets such as non-fungible tokens (NFTs). The US Copyright Office’s February 21, 2023, ruling withdrawing copyright protection for AI-generated comic artwork, while protecting the accompanying text and arrangement, highlights the contested nature of AI art and suggests that significant human intervention in the creative process will be required for monetization. Whether considered content interpolation or content creation, AI generative content for the creation of art and design is here with human-AI collaboration. To explore the potential of AI tools in creative practice, this study introduced students in a digital art course to Craiyon and Midjourney generative AI tools, with DALL-E 2 selected as the primary tool due to its varied output. The students were tasked with selecting a preferred prompt from one tool and then reproducing the output from both tools. The results revealed significant variations in replicating the outputs of different AI tools and limited exploration of prompt engineering, leading to restrictions in the iterative process of artmaking. The students agreed that generative AI tools are not a substitute for human creativity and should be used for final projects. The study demonstrates the potential and limitations of integrating AI tools in art and design and suggests the need for further research in developing effective prompt engineering strategies.
Influence of High-Involvement and High-Commitment HRM Practices on Innovation: The Mediating Role of Knowledge Sharing
Authors: Ha Thanh Tung , Le Ba Phong
Published: May 2023

Given the important role of HRM practices and knowledge resources for firms to pursue innovation, the purpose of this study is to investigate the influence of high-involvement and high-commitment HRM practices on the innovation capability of firms via mediating role of knowledge sharing. This study has developed a proposed research model and applied Structural Equation Modeling (SEM) to test proposal hypotheses using data collected from 211 participants in 65 Vietnamese firms. The findings of this study support the significant impacts of both high-involvement and high-commitment HRM practices on innovation capability directly or indirectly through the mediating role of knowledge sharing. Especially, the empirical findings reveal that high-involvement HRM practices induce greater effects on innovation compared to the effects of high-commitment HRM practices. The findings of this study have significantly contributed to increasing the insight of the link between specific forms of HRM practice and innovation capability. Moreover, it provides an effective solution for Vietnamese firms to pursuit and foster innovation capability.
A comparative study of efficacy and safety of oral griseofulvin versus oral terbinafine in patients with tinea capitis at a tertiary care hospital
Authors: A Geetha , S Ramya , Divakar Divakar , V Raghav
Published: May 2023

Background: Tinea capitis is a common dermatophytic infection of the scalp hair follicle and the intervening skin with an incidence in rural India of about 28.5%. Antifungal agent terbinafine which requires a shorter course of treatment than conventional griseofulvin is being compared.

Aims and Objectives: The objective of the current study was to compare the efficacy and safety of oral griseofulvin and oral terbinafine in tinea capitis among children aged 3–14 years.

Materials and Methods: An open-label, prospective, comparative study was conducted with clearance and approval from the Institutional Ethics Committee, and assent was taken from all participants. Children between the ages of 3 and 14 years were enrolled for over 24 months. Patients with clinically diagnosed and laboratory-confirmed tinea capitis were randomized into two groups of 50 each. Group A was given oral griseofulvin for 8 weeks and Group B was given oral terbinafine for 4 weeks.

Results: Early response was obtained in Group B treated with terbinafine, and a statistically significant reduction in clinical symptoms was obtained at 4 weeks compared to griseofulvin with P = 0.044. Mycological cure was achieved at the end of 6 weeks in the terbinafine group, with P = 0.034 compared to the griseofulvin group in which 3 patients remained KOH positive at 8 weeks.

Conclusion: Both drugs were well tolerated with no serious adverse effects. Terbinafine is an effective alternative to griseofulvin in pediatric patients with tinea capitis with a shorter duration of treatment and fewer adverse effects.
The Effects of Treatment Regimens in Accordance with International Guidelines Among Turkish Patients with Schizophrenia: A Single-Center Naturalistic Observation Study
Authors: Atik Serdar , Bolu Abdullah , Gundogmus Ibrahim , Uzun Ozcan
Published: May 2023

Objective: The aim of this study was to learn the current and former treatment regimens of
patients with schizophrenia, and to examine the suitability of treatment period to international
treatment guidelines.
Methods: This naturalistic and retrospective study included 315 cases who applied to the
psychiatry clinic and met the diagnosis criteria for schizophrenia according to the DSM-5.
The severity of disease was evaluated with the Positive and Negative Syndrome
Scale(PANSS) and the Clinical Global Impressions Scale(CGI). The current and former
treatment approaches were examined according to the recommendations of international
treatment guidelines(NICE, APA, TMAP).
Results: Considering the current treatments of the patients, the rate of antipsychotic
monotherapy was 69.5%, the usage rate of long-acting antipsychotic was 41.9% and the rate
of clozapine treatment was 11.4%. Of the patients with sufficient information about their
history of treatment, 70.62% were found to have treatment approaches compatible with
international treatment guidelines. It was found that CGI, PANSS negative and PANSS total
scores of those with a treatment regime compatible with the treatment algorithm were
significantly lower.
Conclusion: It is necessary to have sufficient information about the medical history of
patients to plan a rational, safe and effective treatment compatible with the treatment
guidelines. Regular patient follow-up in a certain center significantly contributes to learning
the necessary patient data. It was found in the evaluations that treatment approaches
compatible with the guidelines have a positive effect on the severity of disease.
De la grâce chez Gabriel Orozco
Authors: Davy Isabelle
Published: May 2023

Ce texte propose d’étudier la grâce dans la poétique de l’infime de Gabriel Orozco qui évoque la complexité du monde dans une facilité apparente. L’efficience du geste artistique, qui s’inscrit dans une sémantique du réel en mouvement perpétuel, fait entendre la grâce comme une force non individuelle d’individuation. En confrontant le punctum de Roland Barthes et le « point focal d’attention » dans la fluidité de la marche d’Orozco, nous soulignons le caractère relationnel de la grâce comme processus individuant. La dynamique allusive des œuvres d’Orozco est alors envisagée dans l’horizon d’une « sculpture sociale et publique ». Nous découvrons une valeur de la grâce mobilisant la notion de vulnérabilité, au croisement de l’intime et du politique.
Valorization of Mandrakwa and Musururu traditional fermented drinks from North Kivu, DR Congo
Authors: Kimpanga Muleka , Sivayikitera Kavugho , Ilunga Mbuyu , Kipanzula Umba , Mugisho Mirhonyi , Ngaji Ilunga
Published: May 2023

After the description of the methods of preparation of two traditional beers of the Congolese province of North Kivu, Mandrakwa and Musururu, it is reported in this study the food value, the physicochemical and microbiological properties of these two fermented drinks of the DR Congo.
Study on the problematic situations of diggers in the artisanal mining sector: Case of Kawama village, DR Congo
Authors: Joe Mwelwa Ngengo , Manika Micheline Tshilombo , Lobe Patrick Kayabala , Moussa Swima , Bilolo Bilolo , Philippe Kibawa Kyakwandi , Kalenga Julien Philippe
Published: May 2023

This study aims to analyze the problem situations relating to environmental management in the artisanal mining sub-sector. The results indicated the significant presence of children compelled to harmful work in the economic activities of mines and quarries. It begins by presenting the proportion of children working in the artisanal mining sector. She is also interested in the descriptive data drawn from the questionnaires concerning four fields of information: 1) the distribution of diggers according to sex 2) the distribution of diggers according to knowledge of the risk linked to the profession following environmental pollution 3) compliance with the provisions of the mining law by the structures committed to the management of artisanal mining 4) the distribution of diggers according to suspected illnesses related to environmental pollution. The article also examines the relationships between the environmental problem-situation and the variables of these four fields. The study also identified several environmental and health issues related to environmental management in this sub-sector of artisanal mining. Thus it was found that these diggers from Kawama village still have a more assertive perception of this pollution, which is why they cite the following diseases for which this pollution is responsible in mines and quarries: respiratory diseases, waterborne diseases, infectious and malformative diseases.
Global Energy Crisis: Inflation and Recession
Authors: Xu Hualing
Published: May 2023

With the deepening process of world economic integration and financial globalization, the fluctuation of international crude oil prices will have a substantial impact on the world economy and financial market. This paper will study the relationship between the energy and the financial crises. The price of crude oil has a relatively significant impact on the market, especially during the outbreak of the COVID-19 pandemic and after this year's conflict between Russia and Ukraine. Taking crude oil as an example (the most basic energy), analyze the impact of the price of crude oil on the three financial markets of the United States, the United Kingdom and China through three transmission chains, namely the Producer Price Index, energy sub-item in Consumer Price Index and the Inflation Rate. The empirical research results show that the financial and the energy crises are inseparable. The energy crisis triggered the financial crisis, and the financial crisis buried the root of the energy crisis. By applying the sustainable development theory and implementing the corresponding new financial crisis countermeasures and energy policies, countries can effectively mitigate and prevent the crisis.
Applications of Blockchain Techniques in Pet Adoption Industry
Authors: Zhou Yang
Published: May 2023

The rescue rate of homeless animals in the shelter is only at about 30% nowadays, which implies that the others are mostly put to death by the shelter in order to save the resource for the newcomers. This article has combined the blockchain technology and pet adoption to save stray animals from this situation. By designing smart contracts for adoption and deploying them in the blockchain, an efficient and convenient way is provided to adopt pets. Moreover, privacy of users will be well protected due to the property of blockchain. It is also possible that owners who wants to send their pets away can receive an estimate date of adoption calculated using machine learning algorithm. By providing these features and eliminating privacy violation risks, people would likely to trust and be fond of this new way for adoption, therefore increase the probability for stray animals to find a new home. These results shed light on guiding further exploration of pet adoption related blockchain technology.
Price Prediction of Bitcoin, Ethereum and XRP Based on the ARMA Model
Authors: Zhang Ziyan
Published: May 2023

The growing potential and high volatility of the cryptocurrency market attract a lot of interest from both businesses and investors. Even though the prices fluctuate, predicting with time serious models such as ARMA and ARIMA would still provide a useful reference for analyzing the market. Recent studies on machine learning methods including RNNs have made new progress in forecasting digital currencies. This study focuses on one of the traditional models ARMA to predict the time serious dataset from 2021-2022 of cryptocurrencies including Bitcoin, Ethereum and Ripple. To be specific, AIC and ADF tests are used to choose the optimal model and suitable dataset. According to the analysis, the ARMA model would be affected by the volatility of Bitcoin. However, the predictions are not precise enough but still a valuable reference for certain businesses and individual investors. More state-of-art machine learning models can be utilized in future study to enhance the performance. Overall, these results shed light on guiding further exploration of crypto currency price prediction.
Portfolio Optimization under Real Constraints
Authors: Li Shuxuan
Published: May 2023

How to balance risk and return is a question that every investor cares about. Since there is little research on portfolio management in specific industries under special constraints, this paper aims to conduct asset allocation analysis on consumer defensive, technology, financial service and healthcare industries. This paper selects ten representative companies from these industries and combine them with generalized indices and use Markowitz model and index model for analysis. Portfolio optimization is based on investor preferences and five constraints of financial market regulations. The results show that, first, disallowing shorting has the strongest binding power. Second, the S&P 500, as the best single measure of U.S. large-cap stocks, is a good choice for balancing risk and reward. These findings may be of great significance to the research on the optimal allocation of financial assets in the industry and to investors with similar requirements to make their own investment decisions.
Portfolio Analysis Based on the U.S. Stock Market
Authors: Liu Xiaoyi
Published: May 2023

As investors place more and more importance on stocks as a financial instrument, how to construct a portfolio of securities in order to avoid risks and obtain more excess profits has become an important issue in the financial world. This paper analyzes the assets of ten representative companies in different industries in the U.S. stock market. The paper uses the closing price data of these ten companies for the past 20 years to construct the optimal portfolio by means of mean-variance model and index model. The results show that in the mean-variance and index models, PG has the highest weight in the minimum variance portfolio, while AAPL in the maximum Sharpe ratio portfolio tends to have the largest weight and can be considered for inclusion in the portfolio at the time of investment. The results of this research may be useful to potential investors interested in the relevant areas of the U.S. stock market.
Credit Risk Management of Commercial Banks in China
Authors: Liu Chenyu
Published: May 2023

The banking sector has experienced significant growth since the reform and opening up and has also become aware of the transition from a single national banking system to the commercial banking system required by the market economy. However, the ability of China's commercial banks to develop further has been constrained by both internal and external forces. Due to the high non-performing assets and inadequate risk management in China's commercial banking sector, at the same time. It also hinders the development of the financial industry to some extent. Analyze the performance and factors that contribute to credit risk for China's commercial banks, as well as the current state of affairs and issues with credit risk management, in order to try and find a solution to the issue from the viewpoints of the financial system and credit management techniques. The main method used is to use theoretical analysis to discuss the problem of credit risk management, integrate theory with practice, and hope to provide reference for the improvement of bank credit risk management by systematically making in-depth and simple research on the credit risk situation of China's commercial banks.
Application Analysis of Portfolio Theory in Financial Markets
Authors: Fan Yuetong
Published: May 2023

Based on portfolio theory, this paper reviews and summarizes the role of investors and examines two aspects of portfolio theory: the mean variance analysis method and the efficient limit model of the portfolio. And its limitations are analyzed. So that investors can invest better. Indifference curves vary from person to person, and deviations will likely affect the resulting final maximum utility point. Although the research on financial market risk has been relatively mature, there are still some puzzles to be solved in the effective measurement of risk. Markowitz takes the ROI as a representation of ROI and the variance as a representation of ROI, which solves the problem of measurement of asset risk. He thinks that most investors are risk-averse; they will try to avoid risk at the same time as they seek high returns. Therefore, Markowitz has proposed a portfolio investment theory based on the analysis of the mean variance.
Ferrari Analysis Based on Multiples Valuation Method
Authors: Chu Peiyi , Liang Yuxi , Lin Shuhai
Published: May 2023

In recent years, with the development of World multi-polarization and the impact of the COVID-19 epidemic on the economy, Economic Globalization and Trade Protectionism parallel. In this case, a world-famous cars manufacturing company, Ferrari, which provides luxury sports cars and racing cars, is facing a tough situation with the instability of its share price. Thus, an accurate evaluation of Ferrari's value appears essential. Based on this, this paper uses the multiples valuation method to evaluate Ferrari Company and will show whether Ferrari is under-valued, over-valued, or fair. And the authors choose several peer-comparable companies of the same type to provide an informative reference point, which can help to determine its value situation more accurately, and focus on P/E ratio and EV/EBITDA, then verify its actual valuation. The investigation shows that investors overvalued the share price of Ferrari and creditors overvalued the EV of Ferrari at the same time. At the end of the paper, some preliminary suggestions about Ferrari's sustainable development are given. The methods used are conducive to evaluating Ferrari's value more accurately, and the showed results can help investors and investigators get more exact information about Ferrari's current situation and future prospects to make more reasonable investment decisions.
Financial and Marking Analysis on Hermes International SA
Authors: Chen Nan
Published: May 2023

Since its establishment in 1837, Hermes has been adhering to quality, culture is driven, handmade, and adhere to the development of high-end, from the original harness store development into today's famous super luxury giant. This paper analyzes Hermes from two aspects, its own financial situation and the surrounding industry market. In terms of financial performance, Hermes showed a good recovery from the negative effect of COVID in 2020, creating a leading position over the industry in sales revenue. Combined with well turnover and debt-paying ability, the business performance is generally in stable growth. In terms of the market analysis, the SWOT and industrial competitor analysis was made to point out the actual utilities of Hermes’ strategies. Hermes insists on the family's absolute control of the brand to ensure the maintenance of the family business model. In strategies, the membership system and hunger marketing to increase user engagement, the little discount style also creates a noble image of the brand.
Analysis of Chanel's Marketing Strategy
Authors: Zhao Huiming
Published: May 2023

With the rapid development of China's economy, the living standard and economic level of consumers have improved, and they also have certain material pursuits, and their demand for luxury goods also increases. In recent years, due to the epidemic situation, the sales volume has fluctuated greatly since 2019, and the epidemic situation will improve in 2021, with a bright future. This article takes Chanel as the research object, using 4p marketing theory and swot analysis method to analyze what kind of marketing strategy changes Chanel should make to better respond to market changes in the case of numerous peer competition and many external factors. This article strives to analyze the shortcomings of Chanel's marketing strategy in China and optimize it. Chanel's marketing strategy focuses on meeting the needs of consumers and pursuing sales. However, due to price reasons, Chanel faces a fixed group of consumers and has a large space for market development.
Research on the dilemma and development path of rural ecological civilization under the background of rural revitalization
Authors: Rui Chenjing , Li Ziyi , Liu Yujie , Wang Yiming
Published: May 2023

Since the implementation of the rural revitalization strategy, the rural economy has been greatly improved. However, the development of rural areas is facing environmental and ecological problems. Rural ecological environment is the basis for the survival and development of rural residents, and the basis for the realization of rural economic development. Promoting the construction of rural ecological civilization is not only an important part of promoting the rural revitalization strategy, but also an important part of building a beautiful China and a beautiful countryside. In the process of ecological civilization governance, rural development is hindered by the slow development of rural ecological industry, the weak awareness of farmers' ecological civilization, the serious pollution of rural ecological environment and the inadequate rural infrastructure.
The Growth Trajectory of Netflix: A Financial Analysis and Future Outlook in the Wake of the COVID-19
Authors: Zhang Shilong
Published: May 2023

This academic report offers a comprehensive overview of Netflix, a leading streaming video service provider. The report presents an analysis of the various aspects of Netflix's business, including its commercialization and distribution strategies, research and development activities, financial performance, and competition in the industry. Furthermore, the report explores Netflix's unique corporate culture, emphasizing the company's commitment to producing high-quality original content and its innovative business model. The report also provides a financial analysis of Netflix's performance from 2019 to 2022, including an analysis of the balance sheet, income statement, cash flow statement, financial ratios, and Du-Pont analysis. The report concludes with a summary of Netflix's financial highlights and an outlook for the company. Overall, this academic report provides a comprehensive and insightful analysis of Netflix's business and financial performance, highlighting the company's position as a leader in the industry and its potential for continued growth.
Analyzing Successful Strategies for State-Owned Brand
Authors: Li Menghan , Wang Haiqing , Zhang Jiajie
Published: May 2023

In the context of economic globalization, Chinese enterprises must vigorously develop local brands to enhance their competitiveness and adapt to the competitive situation in the international market. The purpose of this paper was to explore how state-owned brands can occupy a place in the saturated market. This paper applied the concept of Marketing Mix Theory and chose the qualitative analysis method and SWOT analysis method for the brand Li Ning. Through research, this paper found that the quality of goods directly affects consumers' desire to purchase. The better the quality is, the more consumers are willing to buy. Secondly, high prices will reduce consumers' purchases and if the quality of goods is the same, people are more willing to choose cheaper goods. The place also has a significant impact on consumers' purchase intentions. This paper focused on exploring how to enhance the competitiveness of Chinese products to enter the international market, fill the deficiencies of previous research, and guide the direction of Chinese brands.
Analyzing The Difficulties of Transformation and Upgrading of Local Exhibition Enterprises
Authors: Cao Fan
Published: May 2023

s a new industry that promotes economic development, the exhibition industry can effectively drive the synergistic development of related industries in cities. As the main part of the exhibition industry, exhibition companies, like the exhibition industry, are also highly vulnerable to the impact of unexpected events. This study mainly took small and medium-sized exhibition companies as the research object and investigates how small and medium-sized local exhibition companies can cope with the business crisis exacerbated by unexpected events through transformation and upgrading using a case study. This study concluded that small and medium-sized local exhibition companies have not done enough in the four aspects of enterprise risk management, talent management, digital upgrading, and enterprise branding. Therefore, small and medium-sized local exhibition companies need to find or establish a risk management system suitable for their own conditions, a perfect talent management and cultivation system, a reasonable digital transformation and upgrading, and corporate branding. This study gave small and medium-sized exhibition companies some development suggestions to help them transform and upgrade to cope with the increasingly serious business crisis.
Executive Compensation and Agency Problem
Authors: Cai Xinni
Published: May 2023

Agency problem exists in every business because of the interest conflicts between managers and shareholders. There is a need to find a balanced method to increase the business’ profit and ensure managers’ working efficiency. Employees can reach their potential ability under this harmonious environment that everyone can show their talents on their own stages. A compensation package is one of the solutions to maintain the balance and provide mutual benefits between those two parties. Businesses can choose different compensation applications with their stock ownership guidelines to achieve their goal because the compensation package varied in different markets. Each fields will have specific requirements for managers. The incentive plan can encourage managers’ motivation and protect the shareholders’ interest from overpaying or underpaying. The performance related evaluation gives the manager the opportunities to challenge themselves on earning business profit. Their performance will be compared with their colleagues which gives the company a competitive environment.
Impact of Foreign Exchange on Supply Chain of the Logistics Industry
Authors: Cui Yiyang
Published: May 2023

China is the world's largest manufacturing country, the most important link in the global industrial chain, and the world's second largest consumer market after the United States. China's manufacturing industry has also been affected by the epidemic, and its transformation and upgrading have been affected. China's total manufacturing industry has occupied the world's top position for many years in a row, becoming an indispensable link in the global production chain. In the situation of global manufacturing shift, some labor-intensive industries are gradually moving out of China as the cost of labor factors rises. The new epidemic has further accelerated the outward migration, especially in the pharmaceutical and medical device sectors, where many countries are concerned about the security of their supply chains due to their over-dependence on China, and some overseas countries have widely raised the slogan of "de-Chinaization". With the normalization of the epidemic, the acceleration of the reverse globalization process and the rise of trade protectionism, the position of Chinese manufacturing in the global value chain will be affected. According to the data, it can be found that the first thing that affects the Chinese manufacturing industry is the import and export, like Brazil, which has frequent trade with China, has a higher dependence on rubber and plastic manufacturing and a more pronounced dependence on chemical and pharmaceutical manufacturing in terms of imports. The international competitiveness of China's major manufacturing industries is analyzed using the RCA-VA index. Finally, specific solutions are proposed to address the risks posed by the epidemic.
Artificial Intelligence: A Discussion of Impact on the Social Wealth
Authors: Hu Qian
Published: May 2023

New technologies have been rapidly adopted in the workplace since the fourth industrial revolution. Artificial intelligence and machine learning technologies are prime examples of this. It is debatable whether people are adequately prepared to deal with the challenges and crises that AI technology may bring. However, only some substantive results indicate how people can avoid the wealth divide that technology can create from the current perspective. This paper summarizes the potential benefits and drawbacks of artificial intelligence technologies on labor markets, identifies the economic and employment imbalances that could be caused by the concentrated development of markets and conclude that avoiding AI requires a multifaceted approach to monitoring and avoiding the structural disruptions it can cause. From the perspectives of workers, policy administrators, and businesses, several potential solutions are provided. The findings presented above are being used to avoid an increase in unemployment among primary practitioners and an increase in poverty among the poor.
Negotiation in Relation to Egoism and Altruism
Authors: Hu Giulia
Published: May 2023

The influence of the negotiators on the negotiation is significant. Negotiation motivation is an essential factor influencing negotiations' approach, process, and outcome. Much of the literature on negotiation refers to self-interest and altruism. However, few have specifically compared the differences and similarities between the two in terms of negotiation motivations, methods, and outcomes, hence the contribution of this study. This dissertation examines these aspects and finds that although the motivations of egoism and altruism are different in most cases, they have one thing in common: the desire to negotiate successfully. However, due to the interest issues, egoism and altruism can have some differences in how they negotiate during the negotiation process that can affect the negotiation outcome. Poor communication, inability to find a win-win solution, too much altruism and self-interest negotiation can make the negotiation unsuccessful or unsatisfactory. This thesis proposes to face these problems by communicating more, listening more, and understanding the other side.
Study of the Ice Hockey Popularity and Future Planning in China
Authors: Wang Mengxu
Published: May 2023

Ice Hockey had become a popular sport activity in Northern Countries like Canada. It has a long history in America and Europe, and people had established a mature system of competitions and games. It even derived other sports like floor hockey and roller hockey. Chinese government tried to import this kind of sport, encourage people to challenge themselves. This study describes the origins of ice hockey and analyses the geographical, economic, cultural and human constraints to the development of ice hockey in China. It finds that the sport is limited in China by the reasons, such as environment, the cost of equipment and the lack of professional staff. The article concludes with recommendations for the development of ice hockey in China from the perspectives of media, training and competition. Even though ice hockey has been slow to develop in China, with the opportunity of the 2022 Winter Olympics and the growing awareness of the sport, it is hoped that the diversity of ice and snow sports will enrich people's lives.
Computer Evaluation Model and Data Analysis on Salary Distribution the NBA
Authors: Zhou Kehan
Published: May 2023

This paper will analyse and compare the salary structure between the big firms and the nba teams. As shown in this context, the salary distribution in NBA is a totally different story, each team manager need to foucus on salary cap and team’s performance at the same time. By evaluating the data from previous seasons in the National Basketball Association, the paper can provide more information on whether team manager shoud pay the most to the superstar or pay all players equally.
Corporate Digital Transformation and ESG Performance - Evidence from Chinese-Listed Companies
Authors: Yuan Yizhou
Published: May 2023

Corporate digital transformation provides the endogenous motivation to stimulate corporate ESG performance by helping companies to optimize innovation resource allocation and reduce financing costs. This paper empirically examines the impact and mechanism of corporate digital transformation on corporate ESG performance using Shanghai, and Shenzhen A-share listed companies from 2011-2021 as the research sample. It is found that digital transformation significantly enhances the ESG performance of enterprises, among which the performance of artificial intelligence is more prominent. This finding still holds after a series of robustness tests and endogeneity treatments. Taking the social spillover effects of digital transformation as the starting point, this paper provides empirical evidence and research insights to broaden the development path of Chinese enterprises to improve ESG performance and implement the "double carbon" goal.