bluuebunny/crossref_metadata_2025 huggingface dataset:
Buket Uang Dalam Perspektif Hukum Islam Dan Hukum Positif
Authors: Midisen Kisanda
Published: March 2024

This article aims to determine the perspective of Islamic law and positive law in Indonesia on the phenomenon of the rampant sale and purchase of a bouquet of money in the form of a bouquet of flowers. And at the same time trying to compare the legal point of view in Islamic law and positive law on the bouquet of money. This research is a field and literature research, with the type of qualitative observative and descriptive analytical research whose explanation uses exposure and description of the problem being studied. Data collection techniques are carried out by conducting field observations of existing phenomena and then clashing with the point of view of Islamic law and positive law. The data analysis technique used is by performing the stages of data collection, data reduction, data presentation, and drawing conclusions from the research results.

The results of the study are based on the perspective of Islamic law that the use of money as a bouquet is allowed if there are no transactions that contain elements of usury, while in positive law what must be considered is that it does not change the value and function of money and does not conflict with Law Number 7 Article 25 of 2011 concerning Currency.
Manajemen Risiko Pembiayaan KPA Trans Icon di Bank Mega Syariah dalam Perspektif Maqashid Al Shariah
Authors: Rahayuningsih Eka
Published: March 2024

Sharia banking products to meet the demands of modern society are the development of hybrid contracts. This is because the single contract form is no longer able to respond to contemporary financial transactions. Surabaya, as the second metropolitan city in Indonesia, will of course bring it residents towards a more modern and classier life. This modern and classy residence is called Trans Icon. This research uses qualitative research. The aim of this research is to find out how Trans Icon KPA Financing Risk Management is at Bank mega Syariah form a maqashid al shariah perspective. Sharia principles in sharia financial institutions are based on the values of justice, balance, benefit, and universalism. The main principles of sharia financial institutions in carrying out their business are freedom from maysir, gharar, haram things, usury, and from falsehood. Risk management of KPA Trans Icon financing in the face of bad financing or defaulting customers, namely by efforts ti save financing and resolve. The concepts used in financing KPA Trans Icon at Bank Mega Syariah Surabaya is the Musyarakah Mutanaqishah concept, the procedure for fimancing is very easy and simple, consisting of six stages, namely character, capacity, collateral, capital, financing approval, binding and disbursement.
Pengaruh Literasi Keuangan Syariah dan Etika Bisnis Islam Terhadap Kinerja Bisnis UMKM di Kabupaten Jepara
Authors: Musyafa' Musyafa'
Published: March 2024

In Indonesia, MSMEs contribute greatly to the economy and directly show their impact. There is a phenomenon regarding business success linked to Islamic financial literacy and Islamic business ethics. This article analyzes and tests the influence of sharia financial literacy and Islamic business ethics on MSME business performance in Jepara Regency. The total population, namely MSMEs, in Jepara Regency is 80,966. Taking samples using the Slovin formula, a sample of 99,876 was obtained or rounded to 100 using the proportional random sampling technique. Data was collected using a questionnaire. Data processing methods use editing, coding, tabulating. Data analysis with multiple linear regression. The partial research results show that sharia financial literacy has a positive and significant effect on MSME business performance with a calculated t of 2.548 & gt; t table 1.66071 is positive and the result is a significant value of 0.012 & lt; 0.05. Islamic business ethics has a positive and significant effect on MSME business performance with a calculated t of 2.560 & gt; t table 1.66071 is positive and the result is a significant value of 0.012 < 0.05.
Peran Program Pemerintah Dalam Meningkatkan Kesejahteraan Masyarakat Pada Masa Pandemi Dalam Perspektif Ekonomi Islam
Authors: Ainulyaqin MH , Sakum Sakum , Edy Sarwo
Published: March 2024

This study aims to determine the role of government programs in improving people's welfare during the pandemic in the perspective of Islamic economics in the people who receive BLT, BPNT, and PKH assistance in Telukjaya Village. This research is a qualitative approach with a field research. The data collection techniques were carried out by observation, interviews, and documentation. While the object of research is the community who received BLT, BPNT and PKH assistance during the pandemic as well as several Telukjaya Village staff. The results of this study, already from the results of interviews regarding the role of the Government's BLT, BPNT, & PKH assistance programs are correct. Measured using four indicators, namely: Accuracy of targets, program socialization, program objectives, and program understanding, it shows that almost all indicators are appropriate, except that program socialization has not been maximized due to regulatory constraints during the pandemic. In Sharia, it can be said that the government has implemented the principles of responsibility, justice, defense and security.
Capital Structure Affect Asset Structure, Income Volatility, And Financial Flexibility In islamic Industrial Sector Companies
Authors: Prasetya Andre , Santoso Hadi
Published: March 2024

The capital structure of every company is a critical concern. Capital structure affects a company’s financial status. Financial flexibility, internal company conditions, market conditions, operating leverage, the perspective of lenders and rating agencies, management perspectives, controls,taxes, profitability (lity,afinancialcture, and sales stability) are some of the variables typically taken into account by cperspectivesgement when making decisions about capital structure. The purpose of this study is to ascertain how asset structure, earnings volatility, and financial flexibility impact capitaconsideredmpanies from the consumer products industry sector listed on the Indonesia Stock Exchange. population of this study, and 39 companies were chosen as the sample using a purposive sampling technique. Multiple linear regression analysis utilizing the Eviews program was used in this study. The probability value of the asset structure is 0.0107 0.05, and its positive directional regression coefficient is 0.169937. A positive direction regression coefficient of 0.074237 and a prob value of 0.84246 > 0.05 are both present for earnings volatility. The b-value for financial flexibility is 0.00326 (less than 0.05), and the positive regression coefficient is 0.259236. In conclusion, while earnings volatility has no influence on capital structure, financial flexibility and asset structure variables have beneficial impacts. By examining these aspects, this research is anticipated to help the decision-making process for the growth of a company.
Peran Mediasi Customer Satisfaction Pada Pengaruh Service Convenience Dan Religious Motive Terhadap Word Of Mouth Nasabah Bank Syari’ah
Authors: Hukama Adhan
Published: March 2024

This research focuses on studying how service convenience and religious motives influence word of mouth and whether customer satisfaction mediates service convenience and religious motives on word of mouth of Syari'ah Bank customers in DKI Jakarta and West Java. A total of 119 respondents were involved in this research. In this research, the data analysis method used is Structural Equation Modeling-Partial Least Squares (SEM-PLS). This research revealed religious motives and service convenience on customer satisfaction. Apart from that, religious motives influence word of mouth. Meanwhile, service convenience has no effect on customer satisfaction. The results of mediation testing in this research show that customer satisfaction is proven to be able to mediate the influence of service convenience and religious motives on word of mouth of Syari'ah Bank customers.
Analisis Kinerja Keuangan dan Stabilitas Makroekonomi terhadap Profitabilitas PT. BCA Syariah
Authors: Aldi Vinadya
Published: March 2024

The main objective of this research is to examine how financial ratios and macroeconomic stability affect the profitability of PT. BCA Syariah from 2015 to 2023. This study uses simple Ordinary Least Squares (OLS) regression and non-probability sampling to collect data. According to the findings of this study, the CAR and NPF variables have no effect on the profitability (ROA) of PT. BCA Syariah. FDR and GDP have a positive and large influence on ROA, in contrast, inflation has a negative and significant influence on PT BCA Syariah. This study has an R-square value of 0.949841, showing that each explanatory variable in the model can explain 95% of the variation of PT. Bank BCA Syariah, while the rest of it is explained by variables outside the model.
Interkonektif Hukum Islam Dan Hukum Positif Pada Berakhirnya Kontrak (Akad) Bisnis Syariah
Authors: Yunita Isna
Published: March 2024

ABSTRAK

Kontrak pada hukum bisnis syariah, dapat diartikan sebagai sebuah proses pelaksanaan transaksi antara satu orang dengan orang lain yang terikat oleh hukum karena satu pihak mempresentasikan penawaran dan pihak lain melakukan penerimaan serta memanfaatkan sumber daya ekonomi sebagai objeknya sesuai aturan-aturan yang telah ditetapkan secara hukum Islam. Kontrak bisnis syariah bisa juga diartikan sebagai suatu perikatan antara ijab dan Kabul dengan cara yang dibenarkan oleh hukum Islam yang menetapkan adanya akibat-akibat hukum. Berbicara akan kontrak tentang kesepakatan kedua belah pihak untuk memulainya, maka akan terdapat juga langkah-langkah yang menjadikan kontrak itu berakhir. Tulisan ini memiliki tujuan untuk memahami hal yang harus dilakukan pada pelaksanaan untuk berakhirnya sebuah kontrak dalam perspektif hukum Islam.

Adapun metode penelitiannya ialah jenis penelitian kualitatif, dengan data yang dikemas dalam penelitian ini adalah data sekunder yang diperoleh dari review literatur dari penelitian ilmiah sebelumnya yang kemudian dianalisis secara mendalam menggunakan teori yang relevan. Hasil penelitian pada makalah ini ialah, berakhirnya kontrak pada hukum bisnis syariah terdiri dari, berakhirnya akad karena sudah terpenuhi, terminasi akad, kematian, serta tidak memperolehnya izin dari pihak yang memiliki kewenangan.
Antecendents of Costumer's Purchasing decisions on Halal Cosmetics in Indonesia
Authors: Kartika Chandra Bella , Santoso Adi , Kristiyana Naning
Published: March 2024

The aim of this study was to assess the impact of attitudes, religiosity, knowledge, and environment on purchasing decisions for halal cosmetic products in Indonesia. The participants of this study are Indonesians who purchase halal cosmetic products. The number of samples collected in this study were 200 respondents. The method of determining respondents used a non-probability sampling method in the manner of accidental sampling. The kind of data used in this study is primary data obtained using the online questionnaire method using Google Forms. The method of analysis of this research is SEM with AMOS software tools. According to the findings of this study, attitudes have a significant positive impact on the decision to purchase halal cosmetics in Indonesian adolescents. Meanwhile, Religiosity, Knowledge and Environment have no discernible impact on the purchasing decision halal cosmetics for Indonesian teenager. The limitations of this study are that there are 4 independent variables used and only 1 variable that influences purchasing decisions. This study the data generated was only based on a questionnaire based on perceptions of respondents' answers via Google Froms so that conclusions could be drawn from the data collected through dissemination via Google Forms without direct interviews and observation with the parties involved.
Islamic Stock Market Reaction To The Russia-Ukrainian War
Authors: Faadilah Farah , Shofawati Atina
Published: March 2024

This study aims to analyze stock market reaction events preceding and following the proclamation of the Russian invasion of Russia for companies listed on the Indonesia Stock Exchange and indexed by the Jakarta Islamic index. This investigation employs a quantitative approach with an event study methodology. The sample consists of thirty shares of companies listed on the Jakarta Islamic Index. The research sample was selected using the technique of purposive sampling. The research data were analyzed utilizing the paired sample t-test method. The findings of this study indicate that the anomalous return variable affects Jakarta Islamic Index stock prices differently before and after the announcement of the Russian invasion of Ukraine. Before and after the proclamation of the Russian invasion of Ukraine, there is a difference in the trading volume of stocks included in the Jakarta Islamic Index. Investors need to reallocate their assets strategically by developing a hedging strategy to avoid the risk of global uncertainty induced by unpredictability. Investors must invest long-term in anticipating speculators on the capital market, who can cause aberrant returns and abnormal stock trading volatility. To stabilize the stock market, regulators should consider the adverse effects of the financialization/globalization of the stock market in terms of war/conflict. Speculators prey on the uncertainty of global events, which leads to tyranny and abnormal rates of abnormal returns.
Efektivitas Program Beasiswa Dari Zakat Selama Pandemi Covid-19 Pada Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatra Selatan
Authors: Romadhona Suci Aulia , Barkah Qodariah , Azwari Peny Cahaya
Published: March 2024

Scholarships provide assistance for those who are still in school or college so they can complete their assigments and seek knowledge until they are finished. This assistance is usually in the studying for the desired education. The national Amil Zakat Agency for South Sumatra Province has a program, namely scholarships. After the Covid-19 pandemic, all activities were hampered, both in the fields of education and the economy, among many others. This study uses documentation. The results of this study indicate that the impact of channeling zakat funds in the form of schilarships is that they can help and overcome education costs for students who have effectiveness off distributing zakat funds in the form of scholarships during the Covid-19 pandemic is very effective because it is right in target and also very helpful, especially during the Covid-19 pandemic, which has caused many effects, such as job loss, which has caused people to face difficulties in the economy. The similarities and differences in the distribution of zakat funds in the form of scholarships before and after the Covid-19 pandemic, namely, the similarities, are that they are both running and implemented. Then the quota of scholarship recipients remains the same without being reduced. The difference is that there i no visible difference, or it ean be said that there was no difference either before or after the Covid-19 pandemic.
Peranan Mediasi Inovasi: Pengaruh Orientasi Kewirausahaan, Teknologi, Intensitas Persaingan Terhadap Kinerja Perempuan Muslim Pada UMKM Hasil Olah Melinjo di Menes Banten
Authors: Nursal M. Fadhli , Maidani Maidani , Putra Chistophorus Indra Wahyu , Rianto Muhammad Richo , Nurdianah Dinda , Amanda Putri
Published: March 2024

This study analyzes the role of mediation of innovation in the influence of entrepreneurial orientation, technological orientation and intensity of competition on the performance of MSMEs by Muslim women who cultivate melinjo in the village of Menes Pandeglang, Banten. This research uses quantitative methods and statistical analysis tools in the form of smartpls 4.0. This study used a sampling technique in the form of quota sampling as many as 62 female entrepreneurs who processed melinjo. The results of this study found that there was an influence of entrepreneurial orientation and technology on innovation but different results on the intensity of competition. Other results explain that the influence of entrepreneurial orientation and innovation on performance but technology orientation and competition intensity have no effect on performance. The role of mediation has an effect on entrepreneurial orientation and technology on performance but has no effect on the intensity of competition. This research focuses on the role of women in improving the performance of MSMEs processed melinjo. In addition, the focus of this research is on the village of Menes, which is one of the villages in Pandegelang, Banten. The novelty in this study is that apart from the object of research, it is also a research model that has never been studied before.
Pengaruh Literasi Keuangan Syariah dan Inklusi Keuangan Syariah Digital Pada Sektor Pertanian
Authors: Buono Kulup Bina , Noviarita Heni , Iqbal Muhammad
Published: March 2024

The agricultural sector remains one of the main pillars in supporting food security and economic growth in many countries. However, access to financial services in the agricultural sector is relatively low. One of the main factors causing problems in the agricultural sector is the low level of financial literacy and inclusion. The aim of this study is to analyze what factors influence the level of financial literacy and inclusion in the agricultural sector. This study is a descriptive qualitative study with a library research method, namely reviewing and re-analyzing previous research related to financial literacy and inclusion in the agricultural sector. From the results of the analysis, it was found that the factors inhibiting sharia financial literacy and inclusion in the agricultural sector were the level of education, access to sharia financial institutions in rural areas, and low public awareness. The factors in this study are still limited, so it is hoped that there will be more extensive development in further research.
Pengaruh Orientasi Pelanggan, Orientasi Kewirausahaan, dan Lingkungan Industri Terhadap Kinerja Pemasaran Syariah Melalui Keunggulan Bersaing Pada UMKM Olahan Pangan Seafood di Kabupaten Sidoarjo
Authors: Christian Tristan Jason , Yoestini Yoestini
Published: March 2024

Marketing performance is an assessment of how the marketing strategy implemented by the company is realized. With the marketing performance assessment, it can be seen how far the company has developed. The aim of this research is to examine the mediating effect of competitive advantage in the influence of customer orientation, entrepreneurial orientation, and industrial environment on marketing performance in Seafood Processed MSMEs in Sidoarjo Regency. The population in this study was 140 Seafood Processing MSMEs in Sidoarjo Regency. The sampling method used the Slovin method, numbering 104 and data was taken using the accidental sampling method. Data collection techniques use questionnaires and observation methods. The data analysis method uses multiple linear regression with a path analysis approach and the SPSS program. The research results show that customer orientation, entrepreneurial orientation, and the industrial environment have a positive and significant influence on marketing performance through competitive advantage. The competitive advantage variable is proven to be an intervening variable. The results of the path analysis test show that competitive advantage can mediate the influence of customer orientation, entrepreneurial orientation, and industrial environment and provide a significant and positive influence on marketing performance. Seafood Processed MSMEs in Sidoarjo Regency are advised to improve these factors to improve marketing performance.
Pengaruh Inovasi Terhadap Performa Usaha Melalui Keunggulan Bersaing Pada UMKM Syariah di Kota Semarang
Authors: Soegihono Laura Fabiola , Yuniawan Ahyar
Published: March 2024

Business performance is an assessment of how the strategy implemented by the company is realized. By assessing business performance, it can be seen how far the company has developed. The aim of this research is to find out whether innovation has an effect on business performance, and to find out whether competitive advantage is able to mediate innovation on business performance. The population in this research are MSMEs in Semarang City who have been established for more than 5 years. The number of samples in this study was 115 respondents using a cluster sampling technique. Data collection techniques use questionnaires and observation methods. The data analysis method uses multiple linear regression with a path analysis approach and the SPSS program. The research results show that the innovation variable has an influence on business performance, then competitive advantage also has a positive and significant influence on business performance. The results of the indirect effect test also show that competitive advantage is able to mediate the relationship between innovation and business performance. The implementation of innovation strategies influences the business performance of MSMEs in Semarang City. Competitive advantage also influences business performance and can mediate the relationship between innovation and the business performance of MSMEs in Semarang City. Suggestions for MSME players in Semarang City to implement innovation strategies that are appropriate to the business sector they are undertaking so that they will increase their competitive advantage which will improve business performance.
Studi Empiris Analisis Perilaku Pembelian Online (Online Buying Behavior) Pada Konsumen Generasi Y Muslim Dengan Intention To Buy Sebagai Variabel Mediasi
Authors: Damayanti Maretta Edgina , Djastuti Indi
Published: March 2024

This research was carried out with the aim of an empirical study of analyzing online buying behavior in Generation Y consumers with intention to buy as a mediating variable. This study uses an explanatory research design with a causality approach. The population used is consumers from the millennial generation. referring to the Indonesian Central Statistics Agency (BPS) (2020) who were aged 21-36 years during the research period. The sample used in this study was 100-200 respondents. Data collection was carried out using a questionnaire. The results of this empirical test show that perceived enjoyment is proven to have a significant positive effect on intention to buy. This means that the higher the respondent's perception of perceived enjoyment, the stronger the respondent's intention to buy. The results show that the simplicity motive is proven to have a significant positive effect on intention to buy. This means that the simplicity motive underlies the intention to buy. The results of the study show that information abundance has been proven to have a significant positive effect on the intention to buy. Which means that changes in intention to buy are influenced by changes in information abundance. The results of this empirical study show that intention to buy is proven to have a significant positive effect on online buying behavior. This means that strengthening the intention to buy causes the growth of online buying behavior.
Pengaruh CEO Narcism, Corporate Social Responsibility Syariah, Profitabilitas, dan Likuiditas, Terhadap Nilai Perusahaan (Studi Empiris pada Real estate, property dan construction yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2017-2021)
Authors: Alam Muhammad Ikhwansyah , Raharja Surya
Published: March 2024

This study aims to examine the influence of CEO Narcism, CSR, ROA and Liquidity on company value. The problem in this study is shown by the value of stock price growth from the property, real estate and construction sectors showing a decline in 2018 to 2020. Based on the problem, the problem in this study is: How does the CEO of Narcism, Corporate social responsibility, profitability, and liquidity affect the company's value in Real estate, property and construction listed on the Indonesia Stock Exchange for the 2017-2021 period)?. This research uses secondary data in the form of financial statements obtained through the Financial Services Authority website. This study used purposive sampling method. The population in this study is all property, real estate and construction companies whose shares have been listed on the IDX since 2017-2021. A total of 53 companies were selected as research samples during 2017-2021. The analysis method used in this study is multiple regression analysis. Based on the results of data analysis and discussion that has been put forward about the influence of CEO Narcism, CSR, ROA and Liquidity on company value, it can be concluded that ROA has proven to have a significant effect on company value, this indicates that the increase in company value is influenced by an increase in ROA, meaning ROA policy What the company does affects the value of the company. CEO Narcism, CSR and Liquidity have not proven to have a significant effect on company value.
Pengaruh Perceived Organizational Support dan Kepuasan Kompensasi terhadap Kinerja Karyawan dengan Employee Engangement Syariah sebagai Variabel Intervening (Studi pada Karyawan PT. Perkebunan Nusantara IX, Kebun Balong, Kab. Jepara, Jawa Tengah)
Authors: Rahardjo Ichsan Damar , Raharja Edy
Published: March 2024

Indonesia has a plantation area of 25,302,200 hectares (BPS Data, 2021). One of the business entities that is a source of foreign exchange for the country is PT. Perkebunan Nusantara IX, a state-owned company and a subsidiary of PTPN III (Holding) which owns palm oil, sugar cane, rubber, coffee and tea commodities. PTPN IX has 15 gardens spread throughout Central Java province, one of which is Balong Gardens. Balong Gardens is one of the business units owned by PTPN IX located in the Kab. Jepara, Central Java whose main commodity is rubber plants which produce RSS (Ribbed Smoked Sheet) and Lump. Company goals can be achieved if human resource management is managed professionally so that the company can get employees who work optimally and make a positive contribution to the company. The aim of this research is to analyze the direct and indirect roles in improving employee performance The type used in this research is quantitative. This research has a population, namely workers at PT. Perkebunan Nusantara IX Kebun Balong, Jepara Regency, Central Java, as many as 539 people. Perceived organizational support has a positive and significant effect on employee performance at PT. Perkebunan Nusantara IX, Balong Gardens. The better the PT support. Perkebunan Nusantara IX, Kebun Balong to employees will further improve the quality of performance of all employees. Employee satisfaction also has a positive and significant effect on employee performance at PT. Perkebunan Nusantara IX, Balong Gardens. Compensation practices that have been implemented by PT. Perkebunan Nusantara IX, Kebun Balong is on the right track by carrying out digitalization in the process of distributing employee rights both financially and non-financially. The comfort felt by employees makes employees feel satisfied and tries to improve their performance for the company. The variables examined in this research include perceived organizational support and employee satisfaction. The most influential variable is employee satisfaction compared to perceived organizational support on employee performance at PT. Perkebunan Nusantara IX, Balong Gardens. PT. Perkebunan Nusantara IX, Kebun Balong needs to take strategic steps to increase employee engagement, especially when climate conditions do not allow employees to work. Maintain employee motivation and maintain employee physical fitness so that they are more connected to the company.
Pengaruh Reputasi Underwriter, Return On Equity, dan Umur Perusahaan Syariah Terhadap Underpricing (Studi Pada Perusahaan Yang Teregistrasi di BEI Tahun 2018-2021)
Authors: Chrisnanda Widya Andhi , Raharja Surya
Published: March 2024

This research aims to determine the influence of Underwriter reputation, Return On Equity, and Company Age on Underpricing (Study of Companies Registered on the BEI in 2018-2021)The samples used in this research are companies that were newly registered on the IDX in 2018-2021. Things that influence the level of Underpricing are proxied as ROE, Company Age, and Underwriter Reputation. Companies that registered on the stock exchange before and during Covid-19 were involved in moderating the underpricing. Company age has a significant negative effect on underpricing, the longer the company's age reduces underpricing. Return On Equity has no significant effect on underpricing. The higher ROE does not reduce the level of underpricing. Underwriter reputation does not have a significant effect on underpricing. The influence of Covid-19 does not moderate the relationship between company age, ROE and underwriter reputation with underpricing
Pengaruh Aktivitas Pemasaran Media Sosial Terhadap Ekuitas Merek dan Loyalitas Merek Pada Konsumen Muslim Marketplace Lazada
Authors: Nailufar Wilda , Yoestini Yoestini
Published: March 2024

This research aims to determine the influence of Social Media Marketing Activities on Brand Equity and Brand Loyalty among Lazada Marketplace ConsumersTo gain a more comprehensive understanding of social media marketing from brands, it is important to examine the influence of social media marketing activities on brand building in various product and service contexts.The results of the analysis show that social media marketing activities have a significant effect on brand awareness, brand image and brand loyalty. These results are in accordance with the results of research conducted by Ismail, (2017), Seo&Park (2018), Bilgin (2018), and Malarvizhi, et al. (2022). The SOR theory underlies this research where every process of social media's effects on individuals begins with attention to several media messages. This shows that the public receives a stimulus, namely consumer exposure to a brand's social media which then has an influence on the public and produces a response including trust, purchase commitment and loyalty to a brand.
Sektor Unggulan Dan Pertumbuhan Ekonomi: Studi Kasus Kota Padangsidimpuan
Authors: Kamal Khairul
Published: March 2024

Leading sectors are expected to be able to overcome economic development problems with economic growth rates. The aim of this research is to find out what sectors are the leading sectors in Padangsidimpuan City and to find out how the growth of these leading sectors influences the level of economic growth in Padangsidimpuan City. The type of data used in this research is secondary data obtained from the Padangsidimpuan City Central Statistics Agency and the North Sumatra Province Central Statistics Agency. The results of this research are based on Location Quotient (LQ) analysis, Dynamic Location Quotient (DLQ) analysis, Growth Ratio Model (MRP), and Shift Share analysis, there are four sectors which are the leading sectors in Padangsidimpuan City, namely the electricity and gas procurement sector; wholesale and retail trade sector, car and motorbike repair; transportation and warehousing sector; as well as the accommodation and food and drink provision sector. Based on the results of simultaneous multiple linear regression analysis, leading sectors have a significant influence on the level of economic growth in Padangsidimpuan City. Partially, the electricity and gas procurement sector has a positive and insignificant effect on the level of economic growth. Partially, the wholesale and retail trade sectors; car and motorbike repairs have a positive and insignificant effect on the level of economic growth. Partially, the transportation and warehousing sectors have a positive and significant effect on economic growth. Partially, the accommodation and food and drink provision sector has a negative and insignificant effect on economic growth.

Keywords: GDP, leading Sectors, Economic Growth
Analisis Disiplin Pasar Berdasarkan Simpanan Antar Bank Di Indonesia
Authors: Yamani Raisa
Published: March 2024

This study aims to determine how much influence Market Discipline (MKD), Total Equity to Total Assets (EQTA), Logarithms of Total Assets (LTA), Net Interset Income (NII), and Obligations (OBG) simultaneously have on SDROA, SDROE, and ZSCORE in 36 banks in Indonesia. The type of research used is descriptive quantitative. The data used is secondary data. This research is a panel data research with panel data regression analysis method conducted with Stata 14. The results showed that the variables Market Discipline (MKD), Total Equity to Total Assets (EQTA), Logarithms of Total Assets (LTA), Net Interset Income (NII), and Obligations (OBG) simultaneously against SDROA, SDROE, and ZSCORE in 36 banks in Indonesia.
Peluang Dan Tantangan Perbankan Syariah Di Tengah Maraknya Financial Technology (Fintech) Berbasis Pinjaman Online
Authors: Setiyowati Arin , SM Ainol Yaqin
Published: March 2024

The purpose of this research is to show the opportunities and obstacles that exist in Islamic banking in the midst of the development of online loan-based fintech which is widely used by the public due to the ease of applying for loans. This is different from financing in Islamic banking in terms of submitting financing which is not as easy and fast as that offered by fintech. This research uses a qualitative method with data collection techniques through literature study. From the data collected, researchers will compare the opportunities and challenges of Islamic banking in the midst of the development of online loan-based fintech. The results of this research indicate that the opportunity for Islamic banking is to be able to increase access to finance for the unreached public through collaboration with Islamic fintech, attracting, collecting and channeling funds at a broader level, and channeling digital-based Islamic financing. The challenges are in regulating and supervising fintech companies operating within the Islamic banking system, competition with conventional fintech that do not follow sharia principles, and the lack of public education about the differences between loans in Islamic banking and fintech online loans.
Pengaruh Marketing Mix 5Cs Terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah Bank Syariah Indonesia Tangerang Selatan
Authors: Lestari Riski Eka , Meiria Endah , Saharuddin Desmadi
Published: March 2024

This study aims to analyze the Effect of Marketing Mix 5Cs (Conformity, Character, Commitment, Conscience and Customer Centrism) on Customer Loyalty through Customer Satisfaction of BSI South Tangerang. This research is a quantitative study using Multiple Linear Regression and Sobel Test through Microsoft Excel 2010 and SPSS version 26. The population of this research is BSI South Tangerang customers, 100 respondents were taken as a sample using purposive sampling technique. The results showed that the 5Cs Marketing Mix simultaneously had a significant effect on customer satisfaction and there was a significant effect on customer loyalty. Partially, Conformity has a positive and significant effect on Customer Satisfaction, while Character, Commitment, Conscience and Customer Centrism have no significant effect. Likewise Commitment and Customer Satisfaction have a positive and significant effect on Customer Loyalty, while Conformity, Character, Conscience and Customer Centrism have no significant effect. The results of the Sobel test show that Customer Satisfaction as an intervening variable is able to mediate Conformity to Customer Loyalty, while Character, Commitment, Conscience and Customer Centrism to Customer Loyalty are unable to be mediated by Customer Satisfaction. So this shows that the 5Cs Marketing Mix of Bank Syariah Indonesia (BSI) South Tangerang is quite satisfying but has not been able to increase customer loyalty. Therefore BSI must improve the quality of service to customer needs.
Sikap Keuangan Dan Pengetahuan Keuangan Terhadap Kemampuan Keuangan: Peran Perilaku Keuangan Pada Sektor Usaha Produk Halal
Authors: Kusuma Desta Rizky , Fikri Muhammad Ali , Putra Ulinnuha Yudiansa
Published: March 2024

Financial literacy is one of the important aspects for organizations to be able to manage their financial resources optimally. This study aims to determine the effect of financial attitude, financial knowledge, and financial inclusion on financial ability with financial behavior as a mediating variable. This study used a sample of 180 from Micro, Small and Medium Enterprises (MSMEs) in the halal product business sector. The data processing technique used in this study is the structural model equation technique using the Smart PLS 3.0 software. The results showed that financial attitude has a positive effect on financial behavior, financial knowledge has a positive effect on financial behavior, financial behavior does not have a positive effect on financial capability, financial attitude does not have a positive effect on financial capability, financial knowledge does not have a positive effect on financial capability, financial behavior does not mediate the positive effect of financial attitude on financial capability, financial behavior does not mediate on the positive effect of financial knowledge on financial capability.
Minat Pelajar Muslim Menggunakan Mobile Banking
Authors: Rahmansyah Syobri Tri , Sudarsono Heri , Ruchba Sarastri Mumpuni , Susantun Indah
Published: March 2024

The purpose of this research is to analyze the intention of a Muslim student in using mobile banking using the Unifield Theory of Acceptance and Use of Technology 2 (UTAUT2) model approach. This research was conducted in August - September 2022 and the data source for this research was obtained using a survey method with a questionnaire distributed via broadcast to social media. This study uses a quantitative data processing method using SEM PLS (Partial Least Square) analysis with the statistical tool SmartPLS 3.3. The respondents in this study were students on the island of Java who had used mobile banking for at least 1 year. the variables used in this study are Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), Hedonic Motivation (HM), Facilitating Conditions (FC), Religiosity (RE), Habit (HB), Behavior Intention ( BI), Use behavior (UB). The results of this study indicate that HB, HM, and RE, have a significant influence on the intention to use mobile banking BI. While EE, FC, PE, and SI are not accepted and have no significant effect on the intention to use mobile banking BI, so that the HB, and intention using BI, has a significant effect on using mobile banking UB while FC is not accepted and has no significant effect on using mobile banking
Pemikiran Sosiologi Ekonomi Islam
Authors: Nurjanah Nurjanah
Published: March 2024

Abstract

This study carries the thought of Islamic economic sociology as an approach that combines the principles of Islamic economics with social analysis in understanding economic phenomena in the context of Muslim societies. The purpose of this research is to identify the main issues in Islamic economic sociology thinking, explain the research objectives, present the methods/approaches used, and summarize the research results.

This research identifies several main issues in Islamic economic sociology thinking, including distributive justice, economic and environmental sustainability, and ethical values in business. This research aims to deepen understanding of this thinking and its relevance in dealing with contemporary economic challenges. The method/approach used is an analysis of literature and classical Islamic texts, as well as relevant empirical research.

The results of the study show that the sociological thinking of Islamic economics makes an important contribution to understanding economic phenomena in Muslim societies. Islamic principles, such as distributive justice, sustainability, and ethical values, form the foundation for building an inclusive and sustainable economic model. This research also uncovers important issues such as social inequality, gender inequality, and environmental impact on economic activity.

The results of the study show that Islamic economic sociology has the potential to provide a comprehensive view of overcoming social and economic challenges in Muslim societies. This research concludes that this approach can be a source of inspiration for sustainable economic policies, as well as promoting justice, balance, and prosperity for all members of Muslim society.
Lika-Liku Perkembangan Filsafat Ilmu Syariah, dan Apakah Bermanfaat bagi Dunia Perbankan?
Authors: Andrew Richard
Published: March 2024

Islamic banking philosophy continues to experience rapid development. In Indonesia, the concept of Sharia continues to grow and widely used in every aspects, especially in the banking sector. Since declare of the Sharia banking-law in 2008, Islamic banking has experienced significant development. Dinamica of fatwa MUI, as institution authorized to issue 140 fatwas on Sharia financial and banking principles. OJK successfully prepares Banking Development Roadmap Sharia 2020-2025 to encourage the development of the Islamic. The performance of the financial industry is better than conventional banks in the midst of the Covid-19 pandemic. The public literacy index for Islamic banking is only 8.93 percent compared conventional banks of 37.72 percent.The government is committed to encouraging the birth of a halal Industrial Park Center supported by the development of the largest sharia-based financial system in the world. The purpose of this study to determine how beneficial the development of Islamic philosophy in the banking. The research method follows the various dynamics of the development of relevant Sharia studied based on the philosophy of Islamic law and the politics of Islamic law. The results showed that the philosophy of Islamic banking has a significant impact on the overall economy of Bank Syariah.
Flexing dalam Pandangan Islamic Behavioral Finance
Authors: Utami Wida , Abdullah Agung
Published: March 2024

Flexing or a narcissistic behavior by showing off the wealth its really happened a lot lately on social media. Flexing is an interesting topic of conversation among the public. Sometimes flexing is the behavior to made a perspectives done by fake rich people. This study is aims to determine the flexing behavioral on Islamic economics perspective. The method in this study is qualitative, with the analysis on a phenomenological approach. In this study it was found that flexing is prohibited in Islam Economic perspective. Flexing is done by fake rich people to show their existence or to gain recognition from others. People who are truly wealthy tend to exhibit good financial behavior and are able to live simply without spending too much money. In Islam, it is recommended to live a simple and balanced life and not to waste wealth in order to fulfill desires. Islam also encourages its people to prioritize saving rather than using their finances to fulfill desires rather than needs, such as being more concerned with saving, investing, or helping people who are experiencing difficulties by zakah, infaq and sedekah. Therefore, financial intelligence is very important for every individual in order to avoid the behavior of showing off wealth. Financial intelligence is related to knowledge, behavior in managing, using assets so that they become more blessed and do not violate sharia provisions.
Pengaruh Pertumbuhan Earning Per Share dan Pertumbuhan Perusahaan terhadap Kenaikan Harga Saham BUMN di JII
Authors: Iskandar Ghina Salsabilla
Published: March 2024

This study aims to determine the effect of Earning Per Share growth and Company growth on the increase in share prices of State-Owned Enterprises for the period 2018 to 2022 simultaneously or partially. This study uses a quantitative method using panel data regression. The sampling technique uses a purposive sampling technique which produces 3 State-Owned Companies listed on the Jakarta Islamic Index for the period 2018 to 2022. The data used is secondary data by compiling the company's financial statements for 2018 to 2022. The results show that the growth in earnings per share and company growth has a positive and significant relationship to the increase in stock prices either partially or simultaneously.
Pencapaian Mashlahah Melalui Wakaf Asuransi Syariah
Authors: Safitri Dara Ayu Okta
Published: March 2024

Islamic insurance waqf is an instrument that aims to protect and help each other among a number of people through investments in the form of assets and tabarru' which provide a return pattern to face certain risks or dangers through sharia-compliant contracts. And theoretically in an insurance institution can not be separated from the social spirit and helping each other. And currently, the difference of opinion about sharia insurance is still being debated among scholars. And this is a contemporary issue. Because the purpose of the tabarru contract is to create solidarity between insurance participants and insurance companies to help each other to people in need. So that it can achieve benefit to society. The concept of mashlahah in human life is the goal of maqhasid Syariah. The results of this study indicate that Islamic insurance waqf and Islamic maqhasid have the same goal, namely to realize the welfare of human life. And in this study used the library research method (library study) which was studied using books, journals and websites to achieve research objectives. This study aims to determine the effect of implementing waqf insurance on the achievement of community mashlahah
Peran Zakat Dalam Mengatasi Kemiskinan: Covid-19 Di Indonesia
Authors: Rahmadita Anisa
Published: March 2024

Zakat is an obligation for a Muslim in managing their wealth and is also a form of social concern that is given when it reaches the threshold. The distribution of zakat to the recipients is not only limited to consumptive forms that meet basic human needs, but also includes productive zakat distribution in the form of capital for businesses that are monitored for their development, so that the recipients can become more self-reliant. The Indonesian economy has experienced a decline due to the Covid-19 pandemic, which has led to an increase in poverty rates in Indonesia. This research utilizes literature research from articles and published journals. The research findings indicate that zakat plays a role in alleviating poverty and ensuring social justice for the community, including during the Covid-19 pandemic. BAZNAS and LAZ throughout Indonesia have created collaborations to assist the government in dealing with Covid-19 by establishing the Covid-19 Crisis Center
Zakat, Belanja Pemerintah, Utang Pemerintah, Dan Pertumbuhan Ekonomi Indonesia: Sebuah Analisis Kritis Melalui Literature Review
Authors: Syadali M. Rif'an
Published: March 2024

In the current era of globalization, economic growth is one of the main indicators in assessing the quality and development of a country. The purpose of this study is to examine more deeply the role of zakat, government spending, government debt, and Indonesia's economic growth with a research method using a literature review. The results of this study indicate that zakat, government spending, and government debt have an important role in Indonesia's economic growth. Strong synergy between the government, society, and the private sector in optimizing zakat potential and managing government spending and debt will create inclusive and sustainable economic growth in Indonesia. Through a critical literature review analysis, this research is expected to significantly contribute to science and public policy relevant to the Indonesian government and society to maintain and increase significant economic growth in the future.