bluuebunny/crossref_metadata_2025 huggingface dataset:
ANALISA EFEKTIVITAS ASURANSI CONTRACTOR ALL RISK DENGAN PENDEKATAN CONTRACTOR STATISFACTION CONCEPT
Authors: Astuti Pertiwi Kusuma , Ernawati Rieska , Fitriana Mira
Published: March 2022

Setiap proyek konstruksi sering dihadapkan pada berbagai macam potensi risiko yang bisa berdampak pada kesuksesan proyek. Semakin tinggi tingkat kompleksitas suatu proyek, semakin besar pula tingkat risiko yang terjadi (Priscillia, 2014). Karakteristik unik dari proyek menyebabkan tingginya probabilitas risiko dan klaim, yang mungkin terjadi selama proses pembangunan. Oleh karena itu proyek konstruksi memerlukan penanganan khusus. Untuk melindungi keberlangsungan proyek secara memadai maka perlu dikembangkan prosedur atau program asuransi yang terencana dengan baik, yang mencakup semua hal-hal yang dinilai vital. Guna meminimalisasi konsekuensi buruk yang mungkin muncul, maka pihak-pihak yang terkait dengan proyek konstruksi harus memandang manajemen risiko sebagai bagian integral dari manajemen proyek secara keseluruhan (Wena, 2015). Berdasarkan pasal penggantian kerugian ditegaskan bahwa kontraktor harus bertanggungjawab dan mengganti kerugaian kepada pihak lainnya terhadap kehilangan, pengeluaran-pengeluaran, dan klaim untuk kehilangan atau kerusakan atas hak milik tidak bergerak, orang yang luka, dan kematian yang disebabkan oleh tindakan-tindakan atau kelalaiannya sendiri. Hal-hal yang dijamin dalam asuransi tertuang dalam polis atau sertifikat asuransi. Pada penelitian ini peneliti menggunakan pendekatan Contractor Statisfaction Concept untuk mengukur tingkat kepuasan kontraktraktor (sebagai konsumen) dalam penggunaan asuransi konstruksi Contractor All Risk. Dilakukan identifikasi jenis risiko yang dapat di pertanggungkan pada asuransi konstruksi Contractor All Risk sehingga dapat diketahui sejauh mana efektivitas asuransi konstruksi pada proyek konstruksi.
ANALISIS EFEKTIVITAS PANJANG SEGMENTASI BATANG VERTIKAL PADA RANGKA KANOPI BAJA KANTILEVER
Authors: Manurung Sondang Sylvia , Violeta Iona , Maulina Syarifah Melly
Published: March 2022

Pemasangan kanopi untuk bangunan-bangunan sederhana lazimnya memanfaatkan material konstruksi yang praktis seperti baja ataupun baja ringan. Bahkan pemasangannya pun seringkali dipercayakan kepada tenaga kerja yang hanya mengandalkan pengalaman kerja namun tidak memiliki pengetahuan mumpuni mengenai konstruksi yang dikerjakannya tersebut. Hasilnya adalah rangka pemikul kanopi yang understrength ataupun overstrength. Akibatnya, timbul banyak permasalahan di kemudian hari. Oleh karena itu, gagasan studi analisis mengenai panjang segmentasi batang vertikal pada rangka baja kanopi ini dilakukan dengan harapan supaya aplikasi pemasangan rangka kanopi baja kantilever dilakukan secara efektif, efisien, dan ekonomis namun tetap mengutamakan aspek keamanan secara struktural. Model struktur yang ditinjau dalam penelitian ini berupa rangka batang kantilever (jepit-bebas) dengan panjang bentang total 3 m. Rangka batang kantilever disimulasikan dengan 5 model yang berbeda jumlah segmentasinya. Analisis pemodelan sederhana rangka batang 2 dimensi menggunakan software ETABS dibantu dengan perhitungan manual. Dari hasil penelitian, diperoleh bahwa penambahan segmentasi batang vertikal pada rangka baja kanopi kantilever dapat menghasilkan nilai lendutan yang semakin kecil yang berarti juga kekakuan struktur rangka menjadi lebih besar namun peningkatan jumlah kebutuhan material relatif konsisten. Dengan kata lain, pada titik tertentu, peningkatan nilai kekakuan struktur rangka batang kantilever ini tidak diimbangi dengan efektivitas kebutuhan material.
Idiopathic EJV Pseudoaneurysm
Authors:   Department of Radiology, West Suffolk Hospital, Addenbrookes Hospitals, UK, A Saadawy
Published: March 2022

As opposed to arterial pseudoaneurysm, Venous pseudoaneurysms are very rare. Particularly EJV being more rare than IJV. A study published in 2018 found that there is less than 10 well-documented cases of EJV aneurysms accessible.
A Case of Medium Vessel Vasculitis on CT
Authors:   Department of Radiology, West Suffolk Hospital, Addenbrookes Hospitals, UK, A Elsaadawy , A Helmy ,   Department of Radiology, West Suffolk Hospital, Addenbrookes Hospitals, UK, Y Eltinay ,   Department of Radiology, West Suffolk Hospital, Addenbrookes Hospitals, UK
Published: March 2022

56 years old lady with recent history of Inferior MI, and also found to have Spontaneous coronary artery dissection of RCA found on angiography. She has hypertension and is an ex-smoker. MRI head was previously done showing evidence of small vessel disease and 2 lacunar infarcts. Underlying vasculitis were suspected, therefore specialist suggested further investigations to exclude extra coronary arteriopathy, which led to the CT images we have today.
Predicting ICU Length of Stay in COVID-19 Patients Using a Multivariable Model Incorporating Clinical, Laboratory and Imaging Features
Authors:   Department of Radiology, Faculty of Medicine, Kashan University of Medical Sciences, Kashan, Iran, J Azadbakht , ZS Lajevardi ,   Faculty of Medicine, Kashan University of Medical Sciences, Kashan, Iran
Published: March 2022

Objective: To predict ICU Length of Stay (LOS) using a multivariable model incorporating clinical, and laboratory and imaging features in hospitalized COVID-19 patients, thereby stratifying patients and allocating resources accordingly. Methods: In this retrospective cohort study, 139 hospitalized patients (aged between 3 to 99) with rRT-PCR confirmed COVID-19 pneumonia requiring intensive care, who had been discharged or deceased, were enrolled. Demographic, clinical, and laboratory findings of eligible patients were all extracted from electronic medical records and, if needed, through phone calls. Semi-quantitative CT Severity Score (CTSS) was calculated and assigned to each encoded patient independently and blindly. We used cox regression model to investigate the prognostic role of semi-quantitative CTSS, clinical and laboratory features to anticipate ICU-LOS. Results: 139 patients with rRT-PCR confirmed COVID-19 pneumonia (including 60 females and 79 males) with a mean age of 58.52 ± 20.58 (ranging from 3 to 99) were included. CTSS was not predictive of ICU-LOS. Additionally, CTSS of more than 11 was predictor of mortality (sensitivity, 60.3%; specificity, 58%; AUC, 0.605; 95% confidence interval, 0.508 - 0.702; P-value, 0.034), and CTSS of above 10 was predictor of oxygen therapy dependency (sensitivity, 70.2%; specificity, 68%; AUC, 699/0; 95% confidence interval, 0.580 - 0.818; P-value, 0.002). CTSS was not significantly associated with respiratory rate and on-admission dyspnea, while it was inversely related to air-room SpO2 on the first day of admission (P < 0.0001, r = -0.341). Conclusion: CTSS is capable of anticipating mortality rate and the chance of undergoing supportive oxygen therapy during ICU hospitalization, while it does not predict ICU-LOS, rate of mechanical ventilation, or corticosteroid therapy.
The Synthetic Potential of Thiophenium Ylide Cycloadducts
Authors: Pommainville Alice , Campeau Dominic , Gagosz Fabien
Published: March 2022

(3+2) cycloaddition reactions are undeniably one of the most robust and versatily synthetic tool in heterocyclic chemis-try. The classical 1,3-dipolar cycloaddition, which uses 1,3-dipoles, are however limited to three-atom sequences demonstrating stabilized formal charges in their Lewis structure. The scope of three-atom groupings possible in (3+2) cycloadditions can be greatly expanded by taking of advantage neutral three-atom components (TACs). These also pro-vide an additional degree of chemical possibilities by resulting in zwitterionic (3+2) cycloadducts adaptable to multiple outcomes depending on structure and conditions. In this article, the intramolecular (3+2) cycloaddition reaction between alkynyl sulfides (neutral TAC) and alkynes to provide key thiophenium ylide intermediates is first reported. These highly reactive intermediates provide access to highly substituted fused thiophenes following predictable chemical sequences. Structural features on the obtained thiophenes was found to be highly configurable by judicious choice of both alkynyl sulfide substitution and reaction conditions.
A matrix completion algorithm for efficient calculation of quantum and variational effects in chemical reactions
Authors: Bac Selin , Quiton Stephen Jon , Kron Kareesa J. , Chae Jeongmin , Mitra Urbashi , Mallikarjun Sharada Shaama
Published: March 2022

This work examines the viability of matrix completion methods as cost-effective alternatives to full nuclear Hessians for calculating quantum and variational effects in chemical reactions. The harmonic variety-based matrix completion (HVMC) algorithm, developed in a previous study (https://doi.org/10.1063/5.0018326), exploits the low-rank character of the polynomial expansion of potential energy to recover, using a small sample, vibrational frequencies (square roots of nuclear Hessian eigenvalues) constituting the reaction path. These frequencies are essential for calculating rate coefficients using variational transition state theory with multidimensional tunneling (VTST-MT). HVMC performance is examined for four SN2 reactions and five hydrogen transfer reactions, with each H-transfer reaction consisting of at least one vibrational mode strongly coupled to the reaction coordinate. HVMC is robust and captures zero-point energies, vibrational free energies, zero-curvature tunneling, and adiabatic ground state and free energy barriers as well as their positions on the reaction coordinate. For medium to large reactions involving H- transfer, with the exception of the most complex Ir catalysis system, less than 35% of total eigenvalue information is necessary for accurate recovery of key VTST-MT observables.
Nutritional Content and Antioxidant Properties of Sapota (Manilkara Achras Forb.) Fruit Varieties
Authors: Sudha Durairajan  , Malarkodi Raja
Published: March 2022

Sapota is popular in a number of countries for its delicious, soft, sweet and luscious fruits. Although several varieties of sapota are under commercial cultivation in India, information on nutritional profiling of fruit and the associated health benefits have not been investigated. Hence, the present study was carried out to evaluate seven commercial varieties of sapota for their nutritional characteristics with a view to better exploit sapota fruits for their health benefits. A notable feature of the study was that the varieties Kalipati, Guthi and CO2 had significantly higher levels of the micro elements Fe, Cu and Zn respectively which could be exploited for treating mineral deficiency symptoms in human patients. The separation and identification of high levels of minerals and phytonutrients like, total phenol, total flavonoids, anthocyanins, fatty acids and free radical scavenging activity in fruit pulp showed that sapota fruit is nutritionally a rich fruit with many phytochemicals which are beneficial in both health and disease. The principal component analysis could successfully identify varieties with the largest amount of phytonutrients having specific health benefits.
Labor Substitutability among Schooling Groups
Authors: Bils Mark , Kaymak Barış , Wu Kai-Jie
Published: March 2022

Knowing the degree of substitutability between schooling groups is essential to understanding the role of human capital in income differences and to assessing the economic impact of such policies as schooling subsidies, immigration systems, or redistributive taxes. We derive a lower bound for the substitutability required for worldwide growth in real GDP from 1960 to 2010 to be consistent with a stable wage premium for schooling despite the rapid growth in schooling, assuming no exogenous worldwide regress in the technology frontier for workers with only primary schooling. That lower bound for the long-run elasticity of substitution is about 4, which is far higher than values commonly used in the literature. Given our bound, we reexamine the importance of human capital in cross-country income differences and the roles of school quality versus the skill bias of technology in greater efficiency gains from schooling in richer countries.
Oscillation of difference causal operator equations
Authors: L George Karakostas
Published: March 2022

New sufficient conditions are provided to guarantee that the (nontrivial) solutions of a discrete equation of the form ∆x(n) + F(n, x) = 0, n = 0, 1, 2, · · · , (where F(n, ·) is a causal operator) either oscillate, or converge monotonically to zero.
PENGARUH HARGA DAN KEPERCAYAAN TERHADAP KEPUTUSAN PEMBELIAN SECARA ONLINE (STUDI KASUS PADA HARAPAN MAULINA HIJAB JOMBANG)
Authors: Jayanti Ratna Dwi
Published: March 2022

AbstractIn digital era now, the use of internet in the business has entered all lines of business included in the marketing of goods or services. Online sales or which is known as E-commerce, also used by Maulina Hijab Jombang. This research aims to analyze deeper the Influence of Price (X1) and Trust (X2) toward Online purchasing Decision. Type of research is explanatory involving 90 respondents. The analytical methods used were multiple linear regression, t- test and F- test. The result showed that the price factor (X1) is not dominant influenced on online purchase decisions on Maulina Hijab Jombang.  While  the  “trust”  factor  (X2)  the  dominant  influenced.  This  shows  that  consumers Maulina Hijab already believe that the quality of the goods sold is equivalent to the price offered. Keywords: Influence, Price, Confidence, Online Purchase Decision  AbstrakDi  era  digital  sekarang,  penggunaan  internet  dalam  bisnis  telah  memasuki  semua  lini  bisnis termasuk dalam pemasaran barang atau jasa. penjualan online atau yang dikenal sebagai E- commerce,   juga   digunakan   oleh   Maulina   Hijab   Jombang.   Penelitian  ini   bertujuan   untuk menganalisis lebih dalam Pengaruh Harga (X1) dan Trust (X2) terhadap Keputusan pembelian online.  Jenis  penelitian  adalah  explanatory  melibatkan  90  responden.  metode  analisis  yang digunakan adalah regresi linier berganda, uji t dan uji F. Hasil penelitian menunjukkan bahwa faktor harga (X1) tidak dominan dipengaruhi terhadap keputusan pembelian online di Maulina Hijab Jombang. Sementara "kepercayaan" faktor (X2) yang dominan dipengaruhi. Hal ini menunjukkan bahwa konsumen Maulina Hijab sudah percaya bahwa kualitas barang yang dijual setara den gan harga yang ditawarkan.Kata kunci: Pengaruh, Harga, Confidence, online Keputusan Pembelian
PEMBELAJARAN BERBASIS PROYEK MELALUI PROGRAM MAGANG SEBAGAI UPAYA PENINGKATAN SOFT SKILLS MAHASISWA
Authors: Effrisanti Yulia
Published: March 2022

AbstractThis research is class action research with project based learning method. The aim of this research is to know the project based learning through apprentice project can be used to rise up soft skills of student for accounting. This research is started from define COOP Dikti as a project or task for student. Apprentice has been done during four month and the purpose is student can help owner to improve accounting problem. Monitoring has been done over project. The result of this research shows that over apprentice project, student learn and able to communicate with the owner, deliver the ideas based on the accounting subject of learning, student are able to grow up their confidence, control the emotional or feeling when the idea is delivered and the owner did not accept their idea, improvisation, and work team. The conclusion of this research is project based learning through of apprentice project can be used to grow up the soft skill of students especially for accounting subject. Key word : Project based learning, apprentice, soft skills  AbstrakPenelitian ini merupakan penelitian tindakan kelas dengan menggunakan metode pembelajaran berbasis proyek. Tujuan dari penelitian ini adalah untuk mengetahui apakah pembelajaran berbasis proyek melalui program magang bisa digunakan sebagai upaya peningkatan soft skills mahasiswa untuk mata kuliah akuntansi. Penelitian diawali dengan penentuan program magang COOP Dikti sebagai proyek atau penugasan kepada mahasiswa. Magang dilaksanakan selama empat bulan dengan tujuan mahasiswa bisa membantu pemilik usaha memperbaiki permasalahan akuntansi. Monitoring dilakukan selama proses magang dilaksanakan. Dari hasil penelitian menunjukkan bahwa selama proses magang, mahasiswa belajar dan dituntut untuk bisa berkomunikasi dengan pemilik, menyampaikan pendapat sesuai dengan ilmu akuntansi yang dimiliki, menumbuhkan kepercayaan diri, mengendalikan emosi/ perasaan saat ide yang diberikan kurang berkenan pada pemilik, improvisasi, dan kemampuan bekerja secara tim. Kesimpulan dari penelitian ini adalah pembelajaran berbasis proyek melalui program magang bisa digunakan sebagai upaya peningkatan soft skills mahasiswa terutama untuk mata kuliah akuntansi.Kata kunci : pembelajaran berbasis proyek, magang, soft skills
KUALITAS LAYANAN SHORT MESSAGE SERVICE (SMS) TERHADAP EFEKTIFITAS KOMUNIKASI DILINGKUNGAN ORGANISASI KEMAHASISWAAN SEKOLAH TINGGI AGAMA ISLAM MATHAL’UL FALAH PATI
Authors: Husnurrosyidah Amin Kuncoro,
Published: March 2022

AbstractThe problems that arise from communication dilini organizations is how to take advantage of a good communication tool, resulting in a reciprocal relationship with the speaker through communication tools such short massage service or short message. The problems of this research is How effective service sms (short massage service) could affect the work ethic in student organizations? While the purpose of this study was to determine the effectiveness of the SMS (short massage service) as an alternative communication for student activities in staimafa Pati. This study uses primary data and secondary data, then the sample collection technique using purposive sampling and the sample size is 68 students who are actively involved in student organizations by using the mobile phone as a communication tool. Results from this study is the short service quality massage service and communication effectiveness influential student organization Islamic High School Mathali'ul Falah Pati partially or multiple.Keywords:   quality of service, short massage service and communication effectiveness. AbstrakPermasalahan yang muncul dari komunikasi dilini organisasi adalah bagaimana memanfaatkan alat komunikasi yang baik, sehingga terjadi hubungan timbale balik dengan lawan bicara melalui alat komunikasi diantaranya short massage service atau pesan singkat. Rumusan masalah dari penelitian ini adalah Seberapa efektifkah layanan sms (short massage service) bisa mempengaruhi etos kerja pada organisasi kemahasiswaan? Sedangkan tujuan dari penelitian ini adalah untuk mengetahui tingkat efektifitas layanan SMS (short massage service) sebagai alternatif komunikasi bagi kegiatan mahasiswa di staimafa Pati. Penelitian ini menggunakan data primer dan data skunder, kemudian teknik pengambilan sampelnya menggunakan purpossive sampling dan jumlah sampelnya adalah 68 mahasiswa yang terlibat aktif dalam organisasi kemahasiswaan dengan menggunakan hand phone sebagai alat komunikasinya. Hasil dari penelitian ini adalah kualitas layanan short massage service dan efektifitas komunikasi berpengaruh organisasi kemahasiswaan Sekolah Tinggi Agama Islam Mathali’ul Falah Pati secara parsial maupun berganda.Kata kunci: kualitas layanan, short massage service dan efektifitas komunikasi
Analisis Sistem Pengendalian Internal Menunjang Akuntabilitas Dalam Meminimalisir Kecurangan
Authors: Purbowati Rachyu , Nurhayati Nurhayati
Published: March 2022

The purpose of this study is to Know the Implementation of Internal Control Systems in Supporting Accountability in Minimizing Cheating at KPRI-Bahagia. This research is a descriptive qualitative study. The method of data collection is done using the method of observation, interviews and documentation. The data analysis technique is done through four stages, namely through data collection, data reduction, data presentation and conclusion drawing. The results showed that the internal control system was able to support accountability in minimizing fraud, both with steps to improve and develop the KPRI-Bahagia internal control system.
Influence of Trigger Factors on the Clinical Prevalence of Seborrheic Keratosis
Authors:   Zaporizhzhia State Medical University. 24, Bocharova St., apt. 100, Vilnyansk 70002, Ukraine, Makurina G. I. , Cherneda L. О.
Published: March 2022

The purpose of the study was to determine the effect of ultraviolet radiation on the risk of seborrheic keratosіs, assessing the level of correlation between anamnestic and clinical data (skin phototype, frequency of sunscreens) and the extent of neoplasms on the skin. Materials and methods. Sixty patients with seborrheic keratosіs were examined on the basis of "University clinic" of Zaporizhzhia State Medical University. Preliminary verification of the diagnosis was performed using visual examination, dermatoscopic examination based on a three-point algorithm in polarized light mode (FotoFinder Bodystudio ATBM (Germany). Clinical examination also included Fitzpatrick assessment of skin phototype, taking into account skin color, eye, hair color, and tendency to form tanning or its complications (burns). Results and discussion. Majority of patients were of II skin phototype – 40 (66.7%) individuals, III – 19 (31.7%), IV – 1 (1.7%). 37 patients (61.6%) with seborrheic keratosіs received skin burns after prolonged exposure to the open sun. The most frequent localizations of keratoma were areas of the head – 23 (38.33%) patients, torso – 17 (28.33%), limbs – 16 (26.67%), neck – 4 (6.67%). Thus, taking into account the areas of maximum ultraviolet exposure – head + neck + limbs – we have the majority of cases (n = 43 (71.7%)) with a possible risk factor in the form of increased insolation on these areas of skin. Only 1 patient lived in a country with increased insolation for 0.5 years. 29 (48.4%) patients never used sunscreens, 19 (31.6%) used them occasionally, and 12 (20%) always used them. Pearson's coefficient (Kp =0.51) and Chuprov's coefficient (Kh =0.50) indicate a moderate relationship between the number of foci and Fitzpatrick skin phototype. The data obtained do not rule out an association between the level of lesion foci dissemination and skin features to the perception of tanning. The association coefficient was 0.714 and the contingency coefficient was 0.4. Consequently, this suggests that the association between the use/non-use of sunscreen and the multiplicity of keratosis foci is significant. These data have not been highlighted in previous studies, so we believe that this is an additional argument for the mandatory use of sunscreen. Regular use of sunscreeens has really a significant protective potential for the occurrence of new skin formations, as well as their clinical dissemination. Conclusion. Ultraviolet radiation may be a predictor of multiple foci of keratosis. It is important to comprehensively examine patients with seborrheic keratosіs, focusing on evaluation of skin phototype, history of outdoor exposure, and sunbathing habits. The use of sunscreen remains the unequivocal leader in the prevention of multiple seborrheic keratosis
PENGARUH PROMOSI ISLAMI DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEPUTUSAN NASABAH MEMILIH TABUNGAN EMAS STUDI PADA PEGADAIAN SYARIAH KABUPATEN GRESIK
Authors: Sari Anjar Arista anjararistas@gmail.com , Suryaningsih Sri Abidah
Published: March 2022

Pegadaian Sharia offers a fexible gold investement product ˜Gold Saving which since it was launched in 2015, it has become the most popular. The purpose of this research is to find out the effect of islamic promotion and quality of islamic services to customers purchase decision to be customer of Pegadaian Sharia Gold Saving at Gresik Regency. Using multiple linear regression analysis to analyze data and test hypotheses with SPSS version 23. This research model has two independent variables, namely islamic promotion and quality of islamic services, then the model has one dependent variable that is purchase decision. Data were collected by using questioner and measured by likert scale, distributed to 96 respondents of the Gold Saving customers of Pegadaian Sharia in Gresik Regency, sample selected using simple random sampling terchnique. The result found that islamic promotion didnt significant effect to the customers purchase decision. Then, the quality of islamic service has positive and significant effect on customers purchase decision. However, the result of t-test found these islamic promotion and quality of islamic service has affect in simultaneous on customers purchase of Pegadaian Shariah Gold Saving
DAMPAK EVENT MASJID AL-AKBAR SURABAYA TERHADAP KESEJAHTERAAN PEDAGANG SEKITAR
Authors: Azizah Nurul , Fahrullah A'rasi
Published: March 2022

Islamic tourism is a type of tourism that potentially has brought welfare for people. As an example, Al-Akbar Surabaya Mosque, which has various kinds of activities bringing the prosperity for vendors surrounding. This research aimed to determine how the impact of the event held by Al-Akbar's mosque towards the welfare of vendors surrounding. This research used a qualitative method with a descriptive approach. This research used the qualitative method using descriptives analysis techniques after doing the interview. Based on the result, the impact of welfare felt by the vendors. The existence of routine events organized by this mosque influenced the income and well-being of traders and their families. The effect perceived by the merchants both materially and spiritually has fulfilled the 'Maqasyid Syariah', proofed that the Al Akbar Mosque has fulfilled the concept of Islamic tourism which is to bring prosperity to the Ummah
ANALISIS PRAKTIK MINDRING DALAM PERSPEKTIF EKONOMI ISLAM DI DESA MANYAR SIDORUKUN GRESIK
Authors: Zakiyyati Qurrota Ayun , Prabowo Prayudi Setiawan
Published: March 2022

This Study uses a qualitative descriptive method that aims to determine proces of mindring practice services in the village of Manyar Sidorukun Gresik. From this study it can  can be concluded, that mindring transaction have been going on for dozen of years and are considered as a solution to the household Economy that is easy and fast by using mutual trust. The concept of mindring practice is a service that offers credit sale and purchase with 2 objects namely the object of goods and money. In Islamic economic law the practice of mindring type of goods credit is in accordance with Fatwa No.110/DSN-MUI/IX/2017 concerning sale and purchase agreement and does not include transactions containing usury. Whereas in the practice of mindring the type of money credit is not in accordance with Fatwa concerning the sale and purchase agreement on the provisions of the goods, because the goods referred to in the sale and purchase agreement of credit money are intangible only words, then the contract This money credit includes a loan agreement which contains usury because there are additional requirements that required by mindring practice service provider so that the law is haram.
PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP RENCANA INVESTASI DI PASAR MODAL SYARIAH PADA MAHASISWA EKONOMI ISLAM DI SURABAYA
Authors: Ramadhani Dini Fitria , Cahyono Hendry
Published: March 2022

Islamic capital market as a solution for Indonesian Muslims to manage the funds by investing in accordance with the Sharia. The number of Islamic investors are increasing every year, but its number is still far below the conventional investors. Islamic financial literacy is one of the causes of the lack of education in the society which can be proven by the literacy index of Islami financial, which is 8.93 percent, and 37.73 for the conventional 2019. The Muslim community and the most productive age population make Islamic economics students has a great opportunity in increasing the number of investors. This study aims to examine the effect of Islamic financial literacy on investment plans among the Islamic economics students in Surabaya, which are Universitas Negeri Surabaya, Universitas Airlangga, and Universitas Islam Negeri Sunan Ampel. This research use an associative quantitative approach. The overall results of the study indicate that Islamic financial literacy have a significant effect on investment plans. Based on the result of t test, Islamic financial literacy has an effect on the investment plans. Based on the results of the one-way anova test, there is no difference in the average of these three of universities.
PENGARUH MOTIVASI BERPRESTASI DAN KOMPENSASI TERHADAP KINERJA KARYAWAN MARKETING FUNDING DI BANK MUAMALAT SURABAYA
Authors: Maslihatiddiniyah Vidiya , Rachmawati Lucky
Published: March 2022

This research is aimed to see the impact of achievement motivation and compensation toward the performance of funding marketing employees in Muamalat Bank Surabaya Branch. This study uses a saturated sample by involving the intire population to be sampled. In thi study there were 30 employee of funding marketing in Muamalat Bank Surabaya Branch  from 3 different branches namely The Main Branch Office-Mas Mansyur, The Main Branch Office-Darmo, and The Main Branch Office-Mayjend Sungkono. The data collection technique applied in this research is a questionnaire with a list of questions addressed to the respondent using a Likert scale in the checklist-shaped with 5 options answer. The test measuring instruments such as multiple linear regression and hypothesis test consists of t-test, f-test, and determination coefficient (R2) are employed as the data analysis technique. The finding resulted that, simultaneously, the variable of achievement motivation and compensation is positively influenced the performance of funding marketing employees in Muamalat Bank Surabaya Branch. Meanwhile, partially, it resulted that achievement motivation and compensation are significantly and positively impacted the performance of the employees. While the results of the coefficient of determination (R2) test gives an effect of 46.2% on the performance of marketing funding employees at Muamalat Bank Surabaya. While the remaining 53.8% of the variables are put outside the research.
Analisis Tingkat Literasi Wakaf Uang Mahasiswa Fakultas Ekonomi Universitas Negeri Surabaya
Authors: Machmud Aqidatul Izzah , Suryaningsih Sri Abidah
Published: March 2022

There are no institutions that utilize the potential of cash waqf make this study aimed to determine the literacy level of the students Economics Faculty, State University of Surabaya regarding cash waqf. so that stakeholders can take advantage of the cash waqf  potential in Economics Faculty, State University of Surabaya. The method used in this researched was descriptive qualitative.  The results of this study indicated that in majority at the Faculty of Economics, State University of Surabaya, have a very minimal level of literacy or understanding. The results of the research can provide a picture for stakeholders about the conditions in the environment.  Furthermore, only students majoring in Islamic Eonomics who had knowledge above the average of other majors students but were still classified into low levels because the knowledge of the students majoring in Islamic Economics was only limited to basic knowledge.
PEMBIAYAAN KREDIT PEMILIKAN RUMAH SYARIAH NON-BANK DI TAHFIDZ RESIDENCE
Authors: Dewi Aulya Nur Rahmita , Suryaningsih Sri Abidah
Published: March 2022

AbstractThe needs of human life are known to have three principles namely Sandang, Food, Board. The dense pace of growth causes the need for support, food, boards to increase, so there is a mortgage system that helps the population to get board needs. This research aims to find out the financing model used by Non Bank Sharia Home Owner Loans. Non-bank Sharia Home Owning Loans are essentially home loans for prospective home buyers who do not use banks in practice. The research method used is qualitatively descriptive. The results showed that the financing model of non-bank Sharia Home Owner Loans is not the same as Sharia Owner's Credit using banks. Murabahah and Mudharabah trading agreements used by non-bank Sharia Home Owner Loans are about the same as Sharia Home Owner Loans using banks.
Rekrutmen Karyawan di PT. Pegadaian (Persero) Syariah Surabaya Ditinjau dari Perspektif Islam
Authors: Hamidah Nurul , Canggih Clarashinta
Published: March 2022

This research examined how employee recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office from an Islamic perspective. The purpose of this research was to determine whether the implementation of recruitment at PT. Pegadaian (Persero) Surabaya Region XII Office is in accordance with an Islamic perspective. The research method used was descriptive qualitative research using primary data from interviews and secondary data from company annual data and literature studies. Based on the results of research and previous discussions, it showed that the recruitment at PT. Pegadaian (Persero) Regional Office XII Surabaya still has not fully implemented recruitment in accordance with Islamic principles. Therecruitment is still centered at the head office, hence the recruitment in conventional and Islamic units are still carried out in the same system. There are no specific guidelines and criterias for recruitment at Islamic unit in Pegadaian. Furthermore, the company also does not require employees to have basic education in the field of Islamic Economics.
PENGARUH INFLASI DAN INDEKS PRODUKSI INDUSTRI (IPI) TERHADAP TOTAL EMISI SUKUK KORPORASI DI INDONESIA PERIODE 2014-2018
Authors: Aisyaturrahmah Auliya Hanifah , Aji Tony Seno
Published: March 2022

Sukuk is one of capital market instruments comes as an alternative for investors who want to invest with sharia-compliant and low risk. However, the domestic economy is able to influence the issuance of sukuk, so the further analysis of sukuk by looking at the macroeconomic factors needs to be done. The purpose of this study is to determine the effects of inflation and industrial production index (IPI) on total corporate Sukuk emissions in Indonesia during the 2014-2018 period. The type of this study is quantitative research. The secondary data used are obtained from Bank Indonesia (BI), Badan Pusat Statistik (BPS), and Otoritas Jasa Keuangan (OJK). The results show that inflation has a negative and significant effect. Meanwhile, the industrial production index has a positive and significant effect on total corporate sukuk emissions in Indonesia during the 2014-2018 period
DAMPAK BESARAN MUZARAAH DI DESA GLINGGANG TERHADAP TINGKAT KESEJAHTERAAN PETANI PENGGARAP
Authors: Muhklison Aldo , Rachmawati Lucky
Published: March 2022

This study aims to describe the implementation and impact of muzara'ah on the welfare of farmers and rice field owners in Glinggang village. The research method used in this study is a qualitative method. Data sources used in the form of informants, namely small farmers and rice land owners in Glinggang Village. There are two data in this study, primary data and secondary data. Data in the form of sentence expressions spoken by informants. Collecting data in this study by observation, interviews, and record techniques Data analysis method used in this study is a qualitative analysis method in the form of inductive reasoning. Data verification uses technical triangulation. This research produces (a) management of human data sources and (b) the impact of muzara'ah for the welfare of farmers and rice field owners in Glinggang Village, Sampung District, Ponorogo Regency.
Penerapan Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS (Zakat, Infaq, dan Shodaqoh) di Laznas IZI Jawa Timur
Authors: Amrina Mila , Fahrullah Arasy
Published: March 2022

The purpose of the research is for having a knowledge about the implementation of digital marketing strategy used to gain more collections of ZIS in Amil Zakat National Institution of IZI East Java, and also to knowing the Islamic economics perspective of those digital marketing strategy they used. This research uses descriptive qualitative methods with having an observation, interview and documentation. The result shows that IZI East Java is using digital marketing strategy through their social media such as Whatsapp, instagram, facebook ads, youtube, e-mail and zakatpedia platform with preparing the strategy of segmentation, targeting, positioning, differentiation, marketing mix, selling, brand, service and process in their marketing. But, the digital marketing by whatsapp selling brings the impact on ZIS collections improvement in IZI East Java. The digital marketing used by IZI East Java is already in the way how syariah marketing should be, and it runs well because of the modern technology, but it has some problem such as maintenance issues on zakatpedia platform.
Pengaruh Pemberian Insentif Kerja Terhadap Kinerja Karyawan pada PT Bank Syariah Bukopin Kantor Cabang Sidoarjo
Authors: TRIANSYAH FEJRI
Published: March 2022

AbstractThe sustainability and success of a company or organization can be seen from the performance owned by employees. Companies or organizations expect employees to complete tasks and generate information in a timely and accurate information. The company should also improve the factors that can affect employee performance. This research has a goal to know the effect of employment of incentives on employee performance. This research was conducted on PT. Bank Syariah Bukopin Branch Sidoarjo. The type of research used is quantitative. Technique of observation data collection, questionnaires and documentation. While the data analysis technique used is simple linear regression. The population of this research is all employees and managers of PT. Bank Syariah Bukopin Branch Sidoarjo to 93 people. The determination of the sample is done saturated sampling. As for the results of research on PT. Bank Syariah Bukopin Branch Sidoarjo that incentive administration has significant effect on employee performance. This can be seen from the results of statistical calculation of the hypothesis testing partially indicating that t count > t table, then Ha accepted and Ho rejected.
Pengaruh Literasi Ekonomi Syariah terhadap Minat Mahasiswa Menabung di Bank Syariah
Authors: Firdiana Erika , Fikriyah Khusnul
Published: March 2022

The purpose of this research was to understand whether or not Islamic economics literacy influence college students saving interest in Islamic bank. The sampling technique used in purposive sampling technique with a population of study is college student of sharia economics, sharia banking, Islamic economics and sharia accounting major or study program in East Java which is calculated using the convenience formula. The study used a quantitative research method with questionnaire as the primary data. In testing the hypothesis used simple linier regression analysis techniques. So The result obtained shows that Islamic economics literacy has positive and significant influence to the college students saving interest in Islamic bank with significance value of 0,000 < 0,005 with regression equation as Y = 1,118 + 0,227X.
Penerapan Etika Bisnis Islam Untuk Meningkatkan Kualitas Kinerja Karyawan Perusahaan pada CV abdi Makmur Surabaya
Authors: Riananda Rias Mei , Fahrullah A’rasy
Published: March 2022

Abstrak Penelitian ini bertujuan memberikan informasi terkait penerapan etika bisnis Islam dalam sebuah perusahaan untuk meningkatkan kualitas kinerja pada perusahaan terssebut. Penelitian ini ditulis dengan menggunakan pendekatan kualitatif deskriptif untuk mengetahui pandangan Islam mengenai penerapan etika bisnis serta mengetahui konsep dari penerapan etika bisnis Islam dalam peningkatan kualitas kinerja karyawan perusahaan. Objek yang diambil dalam penelitian ini yaitu CV Abdi Makmur yang merupakan salahsatu perusahaan yang bergerak dibidang jasa dan perdagangan dengan alamat Jl. Margorejo nomor 26 Surabaya. Data yang digunakan pada penelitian ini yaitu data primer yang didapat dari wawancara dengan pimpinan perusahaan, perwakilan Karyawan, dan perwakilan Konsumen dengan uji validitas data menggunakan Triangulasi sumber dan Teknik pengumpulan data berupa wawancara, observasi, dan juga dokumentasi. Hasil yang didapat dari penelitian ini yaitu perusahaan CV Abdi Makmur sudah menerapkan prinsip prinsip etika bisnis Islam pada segala aktifitas perusahaan yang berdampak pada kualitas kinerja Karyawan yang berkualitas karena mampu memenuhi kriteria penilaian kinerja Karyawan yang berkualitas.Kata kunci: etika bisnis Islam, kinerja Karyawan, CV Abdi Makmur, perusahaanAbstract This study aims to provide information related to the application of Islamic business ethics in a company to improve the quality of performance in that company. This study was written using a descriptive qualitative approach to determine the Islamic view of the application of business ethics and to know the concept of the application of Islamic business ethics in improving the quality of company employee performance. The object taken in this study is CV Abdi Makmur, which is a company engaged in services and trade with the address Jl. Margorejo number 26 Surabaya. The data used in this study are primary data obtained from interviews with company leaders, employee representatives, and consumer representatives with data validity testing using source triangulation and data collection techniques in the form of interviews, observations, and documentation. The results obtained from this study are that the company CV Abdi Makmur has implemented the principles of Islamic business ethics in all company activities that have an impact on the quality of the performance of qualified employees because they are able to meet the performance appraisal criteria for qualified employees.Keywords: Islamic business ethics, employee performance, CV Abdi Makmur, company
Penerapan Etika Bisnis Islam pada Rental Mobil Bilqis Wiyung Surabaya
Authors: Claudya Chika , Suryaningsih Sri Abidah
Published: March 2022

Penelitian ini berujuan untuk menganalisis penerapan etika bisnis islam pada rental mobil. Objek kajian ialah rental mobil bilqis di Babatan Wiyung, Surabaya. Etika bisnis islam yang dipakai mengacu pada 5 aksioma, yaitu tauhid, keseimbangan, kehendak bebas, tanggungjawab, dan kebajikan. Pengumpulan data penelitian dilakukan dengan metode observasi dan wawancara. Analisis dilakukan dengan pendekatan deskriptif kualitatif. Hasilnya menunjukkan bahwa rental mobil bilqis terdapat ketidakjujuran pemilik rental mobil yang menggunakan jaminan (motor) penyewa mobil tanpa sepengetahuan pemilik motor, hal tersebut melanggar etika bisnis islam yakni tangung jawab dan kebajikan.
Analisis Faktor - Faktor Internal yang Mempengaruhi Loyalitas Karyawan pada CV. X - Tra Kaca & Aluminium Surabaya
Authors: Munadzifah Fiya , Fahrullah A'rasy
Published: March 2022

Loyalty to the company affects the performance of employees in their activities. So companies need to maintain employee loyalty. Many factors make employees have a loyal attitude towards the company such as compensation, Islamic organizational culture, job satisfaction, career development, Islamic leadership and religiosity. This study aims to analyze the internal factors that affect employee loyalty at CV. X-Tra Glass & Aluminum Surabaya. This research is a quantitative study of 179 employees and a sample of 69 employees. The data collection method uses a questionnaire or questionnaire with measuring instruments using the Likert scale. Data analysis using multiple linear regression, partial test (T), simultaneous test (F) and coefficient of determination (R2)  test using the SPSS application. The results of multiple linear regression analysis show the compensation regression coefficient is 0.306, Islamic organizational culture is -2.488E-5, job satisfaction is 0.465, career development is -0.192, Islamic leadership is 0.272, religiosity is -0.397. The results of the T test show that there is an influence on loyalty to the variables of Islamic organizational culture, job satisfaction and religiosity.There is no influence on loyalty to the variables of compensation, career development, Islamic leadership. F test result show that the independent variables have a simultaneous influence on loyalty. While the R2 test result are at the velue at the value of 0.858, which means that the variable affects loyalty a lot and 0.142 is influenced by other variables.
PENGARUH KUALITAS AKTIVA PRODUKTIF TERHADAP PROFITABILITAS BANK UMUM SYARIAH
Authors: Widhiati Iksanti Nur
Published: March 2022

Bank syariah mempunyai orientasi akan laba ataupun keuntungan. Laba yang didapatkan tidak semata guna kepentingan pemilik ataupun pendiri, namun juga amat penting pada berkembangnya usaha bank syariah.Satu diantara beberapa perihal utama saat menjaga keeksistensian sebuah bank yakni terdapat hasil maksimal pada operasional bank yang diamati dengan meningkatnya kinerja keuangan yang dimiliki suatu bank dibandingkan dengan periode sebelumnya. Kondisi kinerja keuangan dimanfaatkan selaku bahan pertimbangan pada pemutusan kebijakan manajerial akan selurus aspek pada dunia perbankan. Penilaian pada kualitas aktiva produktif ditujukan guna melakukan penilaian bagaimanakah keadaan asset yang diperoleh bank, juga mencakup antisipasi atas risiko kegagalan pembayaran melalui pembiayaan yang ada. Dikarenakan aktiva produktif cukup tinggi risikonya, sehingga bank hendaknya menyisihkan sebagian dari laba guna membentuk pencadangan risiko atas aktiva produktif. Penelitian berikut bertujuan guna melakukan analisa pada pengaruh variable kualitas aktiva produktif terhadap profitabilitas bank umum Syariah periode 2014-2018. Penelitian berikut tergolong pada penelitian kuantitatif asosiatif melalui menggunakan regresi linear sederhana. Hasil penelitian memperlihatkan bahwasanya kualitas aktiva produktif memiliki pengaruh positif dan signifikan terhadap profitabilitas Bank Umum Syariah. Kata Kunci : Kualitas Aktiva Produktif , ROA, Profitabilitas
Peran Kepemimpinan Islami Sebagai Upaya Optimalisasi Kinerja dan Kesejahteraan Karyawan di CV. Pratama Ekspedisi Kabupaten Pasuruan
Authors: Putri Della Pratami , Suryaningsih Sri Abidah
Published: March 2022

Indonesia is a country with a Muslim majority in it. So it would be nice if a system was based on Islamic rules, including leadership. An organization can operate well if there are leaders and optimal employee performance. The role of a leader is very important and has a correlation in optimizing employee performance and employee welfare. The purpose of this study was to see the role of Islamic leadership in optimizing employee performance and employee welfare at CV. Pratama Ekspedisi of Pasuruan Regency. The research method used is a descriptive qualitative approach by collecting data with the interview method then analyzing and concluding the results of the data. This research results that the role of a leader who is Islamic is able to optimize the performance and improve the welfare of the employees of CV. Pratama Ekspeidisi of Pasuruan Regency. Keywords: Islamic leadership, employee performance, employee welfare
PRAKTIK MAKELAR DALAM JUAL BELI MOBIL BEKAS DI MGC GARAGE MADIUN DITINJAU DARI PERSPEKTIF ISLAM
Authors: Morgana Iqrok Glady , Rachmawati Lucky
Published: March 2022

Makelar merupakan perantara perdagangan antara penjual dan pembeli yang harusnya memiliki praktik jual beli sesuai syariat Islam agar akad yang dilakukan sah dan tidak memunculkan tindakan yang diharamkan. Tujuan penelitian ini adalah mengetahui serta memahami praktik makelar jual beli mobil bekas di MGC Garage Madiun ditinjau dari perspektif hukum Islam. Pendekatan penelitian yang digunakan adalah deskriptif kualitatif. Pengambilan data melalui in-depth interviews, observasi, serta dokumentasi. Pengambilan data dilakukan di showroom MGC Garage Madiun dengan responden pemilik showroom, makelar, dan pembeli. Hasil penelitian ini menjelaskan bahwa praktik jual beli mobil bekas oleh makelar di MGC Garage secara umum telah sesuai dengan prinsip-prinsip dalam etika bisnis Islam yang meliputi prinsip tauhid, tolong menolong, jujur, amanah, kesepakatan bersama (ridha), transparansi, dan tanggung jawab. Praktik makelar juga telah memenuhi rukun dan syarat sah jual beli dalam Islam. Namun, perlu perbaikan metode pembayaran dari bank konvensional menjadi bank syariah agar transaksi akad dalam perspektif Islam berjalan sempurna