bluuebunny/crossref_metadata_2025 huggingface dataset:
Training of Flannel Fabrics to Encourage the Creative Economy of the Wayangur District Community [Pelatihan Kain Flanel untuk Mendorong Ekonomi Kreatif Masyarakat Kecamatan Way Bungur]
Authors: Wahidah Nina Ikhwati , Festiana Ike , Khasanah Uswatun
Published: March 2019

This community service aims to provide training in making flannelette crafts to encourage the creative economy of the community, especially mothers of fatayat in the Way bungur District. Based on the results of a survey in the field, we found that many Fatayat mothers did not have the skills to make flannelette crafts. On the basis of this matter, the community service training team tried to provide training in the hope that the fatayat mothers could make handicrafts from flannel cloth to encourage the family economy especially and society in general. Thus, they are expected to be able to develop their potential in order to build soul independence in entrepreneurship, this training was given to 40 fatayat women in Way Bungur Subdistrict, during the training we found several mothers who were able to make flannel cloth , but there are still many other mothers who have not been able to make flannel cloth. They collaborated to make handicrafts from flannel cloth to form a product of a bouquet of flowers, a tissue box, and a jar.
Aware of Tourism? Is it important to apply it to the community in Batulayang Tourism Village - Bogor Regency? [Sadar Wisata? Apakah penting penerapannya pada masyarakat di Desa Wisata Batulayang –Kabupaten Bogor]
Authors: Yadisaputra Michael , Palupi Santi
Published: March 2019

Batulayang Tourism Village is one of the tourist destinations in the Puncak Cisarua area of Bogor. This area actually has good tourism potential development with various tourist objects and attractions including natural potential, cultural potential, and artificial tourism. The current condition of Batulayang Tourism Village has been visited by many tourists, but it still has not had a positive impact on the surrounding community. For this reason, the development of Tourism Village needs to be carried out by the community so that the community's economy can increase from the existence of tourism activities in Batulayang Village. The formation of a Tourism Awareness Group is an initial means to provide awareness of tourism in Batulayang Village. At present, the Tourism Driving Group (KOMPEPAR) of the Batulayang Village has been formed which plays an important role and has a responsibility in developing the potential and community that is aware of tourism. In this case, Agung Podomoro University in the Hotel Business Program through Community Service activities carried out activities of SADAR WISATA and SAPTA PESONA to KOMPEPAR Batulayang Village which was attended by 30 people. The service method that is carried out is by conducting lectures (counseling), discussions and presentations. The results of community service are the provision of knowledge and technology regarding the development of Tourism Village in Batulayang, Bogor Regency, which is well received by KOMPEPAR and reaches its intended destination. This is indicated by the increasing openness of community insights in KOMPEPAR in enhancing the potential of nature and the cultural potential that they have so that they can increase the number of tourists who come in Batulayang Tourism Village. In addition, almost the entire implementation of this service has been carried out according to the planning schedule.
Determinant Factors of Sustainability of Tea Smallholder Agroindustry (Case Study in Barokah Farmers Group at Ciwidey Sub District Bandung Regency) [Beberapa Faktor Penentu Keberlanjutan Usaha Agroindustri Teh Rakyat (Studi Kasus di Kelompok Tani Barokah Kecamatan CiwideyKabupaten Bandung)]
Authors: Trimo Lucyana , Hidayat Syarif
Published: March 2019

At present the number of agro-industry of tea smallholder  actors in West Java is decreasing, for example, in Cianjur District, at Sub-districts: Sukanagara only has six out of 11 units, Takokak  there are only 11  of 38 units, and The Campaka has no more agroindustry of tea smallholder that was established even though a few years ago there were three units (Plantation Office of Cianjur Regency, 2015). These conditions also occur in Bandung's Ciwidey District, even now only the Barokah Farmers Group's agroindustry still survives (from the four agro-industries). Some determinants of the persistence of the agro-industry of tea smallholder can come from internal and external factors concerned. The research technique used is a case study. Determination of informants was done purposively, namely: Plantation Service staff, chairman and deputy chairman of the farmer group, General Manager of the tea agro-industry of the people, supplier farmers, and Village apparatus. Secondary data is collected from existing documents in relevant agencies and journals. Data and information obtained were analyzed descriptively. The research results showed that the sustainability of the existence of the agro-industry of tea smallholder was determined by several factors, namely: the ability of the people's tea agro-industry actors in 1) fulfilling the supply of raw materials (tea tops), 2) managing the finances owned, 3) managing the organization, 4) doing product diversification, 5) expanding information networks and connectivity with relevant agencies, 6) continuity in market demand, and 7) continuity in maintaining product quality.
Goal Oriented Evaluation Model In ISO 9001: 2008 Quality Management System Education Fory Armin Nawai, Abdul Rahmat Gorontalo State University
Authors: Nawai Fory Armin , Rahmat Abdul
Published: March 2019

This study aims to determine the ISO 9001: 2008 Quality Management System in the field of education services in Indonesia. The method used is S- study evaluation with quantitative descriptive type by using the goal oriented evaluation model. Data collection techniques using questionnaires. The results of this study show quality management ISO 9001: 2008 in education services that are in the good category. In the ISO 9001: 2008 Quality Management system in services Students are expected to continue to increase their efforts in providing services to students to be even better, especially in the provision of facilities and infrastructures in schools. In Parental services, it is expected to continue to improve cooperation with all School parties and parents of students especially in the service of their students such as general guidance given jointly to students who are not problematic. In the Community service system, it is expected to continue to improve cooperation with all parties. The school and the community around the school especially further increase the friendliness of the school to the community. For further researchers It is expected that in the future it can be used as one of the data sources for further research and further research is conducted which leads to the evaluation of aspects of service in the world of work.
Government Collaboration in Empowerment? A Collaborative Framework for the Government in Empowering Coastal Communities
Authors: Fadli Yusuf , Nurlukman Adie Dwiyanto
Published: March 2019

The pendulum of the development at the global level moves to the extent of collaborative work between government, society and third parties. Today, in Indonesia a collaboration model is also implemented with the aim of presenting long-standing welfare in coastal areas. The poverty that surrounds coastal communities is an anomaly in the midst of the abundance of wealth stored in the sea of Indonesia. The Regional Government of Tangerang Regency encourages to collaborate with external parties to resolve the troubles. This article tries to use the modified Triple-Helix model as an analytical framework, which is useful for knowing the role of actors involved in creating development innovation. This study uses qualitative methods to see and find out how political, social, and academic actors interact and integrate into overcoming public problems that arise from the perspective of collaborative governance. The findings of the study found, first, collaborative work is useful to improve governance, second, to provide opportunities for actors to find effective solutions, and thirdly, to increase trust between government and citizens. This article argues that the success of collaborative work depends on the synergy between actors and the extent to which each program can demonstrate its sustainability.
Analysis of Local Electoral Governance under Electoral Integrity Perspective in Yogyakarta City 2017
Authors: Sarofah Riska , Purwaningsih Titin , Nurhakim Nurhakim
Published: March 2019

The characteristic of a democratic country is implementation of election. In Indonesia it has include in national and local levels. Local elections held simultaneously in 2015, 2017 and 2018. One of the city conducting the election is Yogyakarta City. In the specifically this research explain about electoral governance in electoral integrity perspective. All stages of election which consists of pre-election, election period and post-election. This research use qualitative research method through interview and documentation. The results of this study indicated that electoral governance in Yogyakarta City has integrity in accordance with the principles of electoral integrity applied in the stages of election implementation include pre-election, election process and post-election. In this research are not use all of the indicators to analyse the stages of election. This is because adjusted with the findings of research with information obtained through several sources. The first, at the planning and program, the indicators analyse include the implementation of democratic principles, transparency and accountability. The second, socialization and voter information, indicators analyse include the implementation of democratic principles, transparency and professionalism. The third, campaigns, indicators analyse include transparency, accountability, code of ethics and supervision. The fourth, voting and vote counting, the indicators analyse include democratic principle, professionalism, institutional safeguards and supervision. The fifth, the resolution of election disputes, indicators analyse are ethical codes and accountability.
Collaborative Governance in the Management of Village Owned Enterprises Ponggok Sub District Polanharjo District Klaten Central Java 2016
Authors: Sofi Kohen , Mutiarin Dyah
Published: March 2019

The Law No. 6 of 2014 article 1 mention about the village-owned enterprises as the business entity which the capital is owned by the village in order to be managed for community welfare. The government of village should be able to see the potential of the village to be managed along with the community and private sector to maintain its sustainability. The successful of Ponggok village to establish and run the village-owned enterprises Tirta Mandiri brings the Ponggok village as one of the richest village in Indonesia with the 9.6 billion rupiah income per year. This research aims to see how the ability of the collaborative governance to push accountability and transparency factors in managing the village-owned enterprises in 2016. This research used the method of collaborative governance through the data collection and interview towards the related actors. According to the data, the collaborative governance in the management of Ponggok village-owned enterprises involved three actors such as the government of the village, community and private sector. Collaborative governance be able to push the accountability and transparency in the management of village-owned enterprises by those collaborative actors. The result of collaborative governance can be felt by the villagers in form of welfare.
Assessment of GA3 and BA application on gerbera cultivation in soilless culture
Authors: KAYA Ayşe Serpil , AYDİNŞAKİR Köksal , KARAGÜZEL Ümmü Özgül
Published: March 2019

This research was carried out to determine the effect of gibberellic acid (GA3) and benzyladenine (BA) application on yield and quality components (multiplication ratio, flower stem length, flower diameter, vase life, flower stem diameter,) of gerbera. Three different levels of GA3 (125, 250, 500 ppm) and BA (100, 200, 400 ppm) were applied by foliar spray. Compared to BA application, GA3 applications gave good results on yield and quality parameters. The maximum yield was obtained by 125 ppm of GA3 application. It was found that 500 ppm of GA3 application most effective on stem length and flower diameter. On the other hand, it's determined that 400 ppm BA application significantly increased stem diameter and multiplication ratio. Its concluded that, the GA3 and BA demonstration interference in growth characteristics of gerbera plant.
Catholic Documents 101
Authors: Humble James , Harty Kathy , Hayes Elyse , Kosmowski Andrew
Published: March 2019

The teachings of the Catholic Church are found in numerous documents, produced by different persons or groups across centuries, whose arrangement and importance relative to each other are often hard to understand. This Listen and Learn session familiarizes librarians from non-Catholic backgrounds with the various types and features of Catholic Church document, concluding with strategies for answering a sample reference question by relying on that material. By sorting through the classification of these documents and directing attendees to the most authoritative or most easily obtainable source-materials for those documents, this session makes it easier for librarians working in non-Catholic settings to help patrons with research questions concerning Catholic doctrine.
Religion and Female-Male Ratios in India
Authors: Narayan Swati
Published: March 2019

The data is largely based on Census records from 1881 to 2011 of South Asian countries especially India, disaggregated by sex, age and religion.
Üniversite Öğrencilerinin Mobil Cihazlarda Lokasyon Tabanlı Servisleri Kullanımına Yönelik Bir Araştırma: SDÜ Kılıçarslan Yerleşkesi Örneği
Authors: GÜNAY Abdullah , KALKAN Adnan
Published: March 2019

Günümüzde mobil teknolojilerin
gelişmesiyle birlikte gerek kişiler, kişisel işlemlerini gerekse işletmeler,
çeşitli faaliyetlerini mobil araçlarla gerçekleştirmeye başlamışlardır. Mobil
cihazlarda konum bilgilerini belirleyerek yer tespiti sağlayan konum tabanlı
uygulamaların kullanımının artmasıyla beraber, bu tür uygulamalar kullanıcı
tepkileri açısından önemli bir konu olmaya başlamıştır. Çalışmanın amacı, kullanıcıların akıllı telefonlarda konum tabanlı
servisleri kullanım niyetini ve gerçekleşen davranışını Birleştirilmiş
Teknoloji Kabul ve Kullanım Modeli kullanılarak tahmin etmeye çalışmaktır.
Çalışma kapsamında 280 üniversite öğrencisinin katılımıyla bir anket çalışması
gerçekleştirilmiştir. Yapılan anket çalışması Janssen’in (2009) kullandığı soru
setinden faydalanılmıştır. Elde edilen verilerin analizi sonucunda
Birleştirilmiş Teknoloji Kabul ve Kullanım Model’inin “Performans Beklentisi”,
”Çaba Beklentisi”, “Sosyal Etki” ve “Kolaylaştırıcı Şartlar” olmak üzere 4
boyutu ayrı ayrı ele alınarak konum tabanlı servisleri kullanım niyeti ve
gerçekleşen davranış üzerinde etkili olduğu gözlemlenmektedir.
Analytical Design of PD Controllers for Time Delay Systems in the Second Order
Authors: DEMİROĞLU Uğur , ŞENOL Bilal
Published: March 2019

This paper intends to present the design scheme
of a Proportional Derivative controller for stability and performance of time
delay systems in the second order. Inspired from Bode’s ideal system
characteristics, phase margin and gain crossover frequency specifications are
considered for the system. Then, these specifications are used to obtain the
parameters of the controller. The method proposed in the study achieves general
computation equations for mentioned systems. Analytically derived formulas by
the proposed method are tested with existing plants in the literature and the
results are illustrated graphically. It is shown that the tuning method
satisfies desired gain crossover frequency and phase margin specifications.
International Journal of Management, and Social Sciences Review (IJMSSR)
Authors: JOURNALS INTERNATIONAL SCIENTIFIC , shun
Published: March 2019

International Journal of Management, and Social Sciences Review (IJMSSR) represents an aggregate of online-based scientific journals with open access, published by International Scientific journals and peer-reviewed by experts in the relevant field.Open access policy gives us the opportunity to deliver full-text articles from our journals to our readers, free of charge. This allows our authors to reach to a greater audience, increasing the citation rate of their scientific works. Available online at https://int-scientific-journals.com
International Scientific Journals (ISJ)
Authors: JOURNALS INTERNATIONAL SCIENTIFIC
Published: March 2019

International Scientific Journals (ISJ) are the open access, peer-reviewed, International Journals, that provides rapid publication (Bi-Monthly) of research articles, review articles and short communications in all the fields of Science, Engineering, Management, Technology, and Social Sciences. Available online at https://int-scientific-journals.com
PENERAPAN MANAJEMEN RESIKO OPERASIONAL PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG PAINAN KABUPATEN PESISIR SELATAN
Authors: Prasetyo Zico , Afriyeni Afriyeni
Published: March 2019

The research purpose is to understand the effectiveness of operational risk management on PT. Bank Pembangunan Daerah Sumatera Barat Branch Painan in accordance with the regulation of Bank Indonesia No. 11/25/PBI/2009 about the risk management application on the public bank. The research using descriptive qualitative method by present the of risk management application in a company. The data used are primary data that collected from interview method and the secondary data is action plan of PT. Bank Pembangunan Daerah Sumatera Barat Branch Painan. The research result show that the policy and the procedure and the strategy that applied PT. Bank Pembangunan Daerah Sumatera Barat Branch Painan in risk management application is effective according to the minimal standard of Bank Indonesia and adjusted according to the bank scope of business.
PROSEDUR PEMBERIAN KREDIT PADA PT. BANK PEKREDITAN RAKYAT (BPR) JORONG KAMPUNG TANGAH (JKT) PARIAMAN CABANG PADANG
Authors: Yasman Rudi , Afriyeni Afriyeni
Published: March 2019

Lending procedures undertaken by the Rural Bank Jorong Kampung Tangah (JKT) Branch Padang Pariaman beginning of the loan process until the loan disbursement. The purpose of this study to understand and find out how the procedure is performed by crediting Rural Bank Jorong Kampung Tangah (JKT) Branch Padang Pariaman. To support this thesis required accurate data. For that the data collected is of secondary data. For a discussion of research methods in the form of data types and sources of secondary data, while the data collection techniques with interviews, library method. The method used is descriptive method. The research location Rural Bank Jorong Kampung Tangah (JKT) Branch Padang Pariaman. The object of study in this research is. Lending procedures undertaken by the Rural Bank Jorong Kampung Tangah (JKT) Branch Padang Pariaman. From the research it can be concluded that the procedure for provision of loans made by the Bank of Rural Jorong Kampung Tangah (JKT) Branch Padang Pariaman. Starting from permohonaan credit by the debtor, identification and credit analysis up to realization. Problems faced by the Bank BPR Jorong Tangah Kampung Padang Pariaman Branch are still many people who do not comply with loan procedures.
Potency Of Sugarcane Bagasse Ash Partial Substitution Of Cement In Concrete
Authors: Marzuki Ismail , Bachtiar Erniati , SETIAWAN ASRI MULYA , SRIGUSTY
Published: March 2019

the availability of sugarcane bagasse ash produced by Arasoe Sugar Factory, it is not used utilized. That sugarcane bagasse ash has size very fine that it can pollute the air. The sugarcane bagasse ash has silicate content, and it has pozzolan properties. The needs of construction material are something that to think about that. It is an alternative to substitute the using of cement in concrete construction. This study is aimed to find the potential of sugarcane bagasse ash in Arasoe Sugar Factory for partial substitution of cement in concrete. The sample made from the variety of sugarcane bagasse ash 0%, 2.5%, 5%, and 7.5% as partial substitution of cement in concrete. The ratio of water and cement is 0.45. The specimen of concrete is taken care in standard condition at the laboratory and compressive strength test when the sample is in 28, 45, and 62 days old. The compressive strength test refers to ASTM C39/ C39M-01 (Standard Test Method for Compressive Strength of Cylindrical Concrete Specimens). The development of compressive strength of concrete with many variations of sugarcane bagasse ash 0% 2.5%, 5% is increasing along with the age of concrete, however in contrast with 7.5% of sugarcane bagasse ash the decreasing in 60 days old later. Partial substitute of sugarcane bagasse ash in concrete is possible to do in an amount about 5% of sugarcane bagasse ash
PENGARUH PERSEPSI MAHASISWA TENTANG BUDAYA SEKOLAH TERHADAP MOTIVASI BELAJAR MAHASISWA DI STAB NEGERI SRIWIJAYA
Authors: Mulyana
Published: March 2019

This research aimed to investigate the effect of student perceptions of school culture onmotivation to learn at The Sriwijaya Buddhist State College. The method used in thisresearch is descriptive quantitative. The results showed the influence students'perceptions of school culture on motivation to learn at The Sriwijaya Buddhist StateCollege. The results indicate where data processing (Fhitung) variable students' perceptionsof school culture (X) on learning motivation variable (Y) amounted to 35.482, while thevalue of Ftable for n = 76 is 6.99. The adjusted R2 value (adjusted R Square) of 0.315 or31.5% showed the strength of the influence of students' perceptions of school culture onmotivation to learn. There are other factors that can affect motivation 68.5% were notexamined in this study. From data processing obtained by simple linear regressionequation: Y = 71.234 + 0.345 X, which indicates that the increase in students'perceptions of school culture would contribute to student learning motivation at 0.345.
Review The Development of Digital Economy In Indonesia
Authors: Wijaya Martin Besaliel
Published: March 2019

Review of The Developpment of Digital Economy In Indonesia by Ahmad Zafrullah, Lucia Endang and Radita Gora. The original writers state some fact of interesting development that will effect the development of digital economy in Indonesia and why it is important to us.
MEKANISME TRANSAKSI DAN SISTEM PERHITUNGAN BUNGA KREDIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) PADA PT. PEGADAIAN (PERSERO) CABANG ULAK KARANG
Authors: Resweni  , Afriyeni Afriyeni
Published: March 2019

Tujuan dari penelitian ini untuk mengetahui mekanisme transaksi dan untuk mengetahui sistem perhitungan bunga kredit UMKM pada PT. Pegadaian (PERSERO) Cabang Ulak Karang. Data yang digunakan dalam penelitian ini adalah dengan mewawancarai langsung pihak-pihak yang berkepentingan dalam hal ini adalah perusahaan yang terkait. Adapaun teknik pengumpulan data yaitu dengan studi lapangan dan studi perpustakaan. Metode penelitian ini yaitu dengan menggunakan analisa data kualitatif dan kuantitatif. dimana metode kualitatif menggambarkan, memahami dan menjelaskan data yang diteliti selama penelitian berlangsung, sedangkan metode kuantitatif yaitu menganalisa perhitungan bunga kredit Usaha Mikro Kecil dan Menengah (UMKM) pada PT. Pegadaian (PERSERO). Hasil dari penelitian ini adalah untuk membantu dan memudahkan masyarakat khususnya golongan ekonomi menengah kebawah, yang mempunyai usaha untuk memperluas atau mengembangkan usahanya, meningkatkan kapasitas produksi serta membuka peluang usaha baru. Transaksi dan persyaratan kredit ini cukup mudah dan dapat diproses dalam kurun waktu 3 hari. Barang yang bisa dijadikan agunan yaitu BPKB asli kendaraan bermotor dan kendaraan tersebut masih bisa dipergunakan oleh nasabah untuk membantu menjalankan usahanya, jangka waktu kredit ini 12-36 bulan, dengan sewa modal yang relative murah yaitu 1% per bulan yang dihitung secara flat (tetap). Dimana saat awal pembayaran kredit sampai dengan akhir kesepakatan perjanjian kredit dibayar dengan jumlah yang sama setiap bulannya.
ANALISIS LAPORAN KEUANGAN BERDASARKAN TINGKAT PROFITABILITAS PADA PT. BANK PERKREDITAN RAKYAT LPN TARANTANG KABUPATEN DHARMASRAYA
Authors: Afriyeni Afriyeni , Putri Yana
Published: March 2019

This study aims to determine advantage of Profitability in the Bank Credit People of LPN Tarantang Sub-Province of Dharmasraya period 2013-2016. The object of research is to analyze Financial Statements Balance Sheet at the Bank Credit People of LPN Tarantang. This research is a descriptive study with the data used are the financial statements. Analysis using liquidity ratios used to Return on Assets, Return on Equity, Operating Expenses, and Net Profit Margin. The results showed that the level of Profitability bank seen from Return on Assets on Bank Credit People of LPN Tarantang Sub-Province Dharmasraya in years 2013 period amounted to 2,43%%, in years 2014 amounted to 08,60%%, in years 2015 amounted to 3,10%, and 1,69% in years 2016, these results are included in the category of less healthy. Return on Equity in 2013 amounted to 17,18%, in years 2014 amounted to 5,48%, in years 2015 amounted to 17,86%, and in years 2016 amounted to11,13%, these result are included in the category of slimmer goodness. Operating Expenses in years 2013 amounted to 88,04%, in years 2014 amounted to 96,27%, in years 2015 amounted to 116%, and amounted 111% in years 2016, these result are included in the category not efficiency. Net Profit Margin in years 2013 amounted to 12,09%, in years 2014 amounted to 03,94%, in years 2015 amounted to 16,28%, and 10,04% in years 2016. These result are included in the category good.
AKTIVITAS PEMASARAN PRODUK TABUNGAN PADA PT. BANK PEMBANGUNAN DAERAH (BPD) SUMATERA BARAT CABANG UTAMA PADANG
Authors: Ferdy  , Afriyeni Afriyeni
Published: March 2019

The economy of a nation requires a regulatory pattern, as well as economic management in an integrated and directed to the level of welfare of many communities. Economic institutions are an institution that has activities in the field of economy for the fulfillment of community needs and cooperate in the management and move all economic potentials to be useful optimally. The purpose of this study is to find out how the activity of marketing savings products at PT. Bank Pembangunan Daerah Sumatera Barat Cabang Utama Padang. Marketing activity is the main activity undertaken by the company either a goods or service company in an effort to maintain the continuity of its business. PT. Bank Pembangunan Daerah Sumatera Barat Cabang Utama Padang sells Produk Tabungan that have advantages eg Produk Tabungan Sikoci, is a type of Tabungan that is intended for individual customers and foundations which in this product provides a chance to win prizes for savers are drawn twice a year and also provide insurance to customers, Types of Tabungan are Tabungan Sikoci, Tabungan Simpeda, Tabungan Simpel and TabunganKu. In this case can be seen the development of the number of customers PT. Bank Pembangunan Daerah Sumatera Barat Cabang Utama Padang has an increase every year in the period 2013-2017 This proves that the marketing performance of PT. Bank Pembangunan Daerah Sumatera Barat Cabang Utama Padang can be said good, because the results obtained are greater than the costs incurred in marketing Produk Tabungan.
Magang Mahasiswa
Authors: Mustanir Ahmad
Published: March 2019

1.1. Latar BelakangKedudukan magang adalah sebagai Mata Kuliah yang wajib diikuti oleh setiap Mahasiswa. Bobot magang ini adalah 1 SKS. Pemikiran yang melatar-belakangi diselenggarakan magang pada umumnya, adalah :1.Bahwa kemampuan dan keterampilan yang diperoleh dikampus perlu dilengkapi dengan pengalaman dilapangan.2.Berdasarkan pengalaman, sering dijumpai antara teori dengan praktek-praktek dilapangan tidak serasi. Oleh karena itu, sebagai upaya pengkayaan keilmuan, pemahaman fenomena dilapangan sangat diperlukan.3.Kegiatan magang di lapangan yang mempunyai sisi pembauran dengan masyarakat, juga merupakan upaya mengenalkan mahasiswa kondisi sebenarnya yang ada di pemerintahan desa/kelurahan.
PENYELESAIAN KREDIT BERMASALAH PT. BANK PEMBANGUNAN DAERAH (BPD) SUMBAR CABANG ALAHAN PANJANG KABUPATEN SOLOK
Authors: Febriansyah Ilham , Afriyeni Afriyeni
Published: March 2019

In line with the rapid development in Indonesia especially economic evelopment, the financial institutions such as banks is one tool to help the smooth economy as a provider of capital in the form of credit. Banks as financial institutions are never separated from credit because the amount of credit disbursed will determine the bank's profit. If the bank does not disburse its credit well while the funds collected from the deposit enough, it will not be good for the bank because the funds will settle will harm the bank. Loans made by banks do not always go smoothly and so does PT. Bank Pembangunan Daerah (BPD) Sumatera Barat Cabang Alahan Panjang Kabupaten Solok because one day the bank is difficult to ask the installment of the debtor on something Therefore, the management must be done professionally with the help of strict supervision in anticipation of problem loans. Non performing loans are caused by customers who can no longer pay their mortgage, either the interest or the principal of the loan in accordance with the agreed agreement between both parties, namely between the bank with the customer and the nonperforming loans will result in losses to the bank because the fund can not channeled back by the bank, then this study was conducted aims to determine the causes of problem loans and their completion. The method used by the authors in this study is observation with direct observation in the field, interviews with the bank and literature study by looking at the readings related to the research. The results showed that the causes of nonperforming loans at PT Bank Pembangunan Daerah (BPD) Sumatera Barat Cabang Alahan Panjang Kabupaten Solok is a factor of its customers. Most of its customers are experiencing crop failure due to natural disasters. Settlement of Non Performing Loans at PT Bank Pembangunan Daerah (BPD) Sumatera Barat Cabang Alahan Panjang Kabupaten Solok is by Rescheduling or rescheduling, Reconditioning or re-requirements and Restructuring or rearrangement.
PENERAPAN MANAJEMEN RISIKO OPERASIONAL PADA UNIT TELLER PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT
Authors: Mulia Teti , Afriyeni Afriyeni
Published: March 2019

The purpose of this research is to find out how the implementation of operational risk management at the Teller Unit of PT. Bank Pembangunan Daerah Sumatera Barat. Methods of collecting data for this study were collected through interviews with related parties. Data analysis method in this study uses descriptive method with an inductive mindset that explains the results of research on facts that occur in the field which are then analyzed according to existing theories. Based on the results of this study it was found that PT. Bank Pembangunan Daerah Sumatera Barat has implemented operational risk management at the teller unit. This is indicated by the minimum of undesirable events such as the risk of counterfeit money, errors in inputting the nominal and account number at the time of the transaction, the shortfall or excess payment to the customer, the shortfall or excess when receiving the customer's deposit, the risk of incorrect transfer / mutation input.
Eksplorasi Potensi Nipah untuk Restorasi Ekosistem dan Mitigasi Perubahan Iklim, Penghidupan Masyarakat Berkelanjutan dan Energi Terbarukan
Authors: ZSL KELOLA Sendang
Published: March 2019

Nypa fruiticans, yang dikenal sebagai Nipah, adalah spesies asli pohon palem yang tumbuh di pesisir pantai dan muara di Samudera Hindia dan Pasifik. Luasan Nipah meliputi 700,000 hektar di Indonesia, sedangkan di Sumatera Selatan, Nipah merupakan komponen hutan bakau dan meliputi area besar di sepanjang pantai, muara dan riparian dari sungai. Setengah dari ekosistem alami nipah di Sumatera Selatan telah terganggu oleh kegiatan manusia dan membutuhkan upaya restorasi. Nipah dapat digunakan sebagai salah satu sumber penghasil gula. Hutan alami nipah memiliki potensi untuk menghasilkan penghidupan masyarakat yang berkelanjutan khususnya bagi yang tinggal di kawasan dataran rendah. Saat ini, nipah telah teridentifikasi sebagai sumber potensi dari energi terbarukan. Getah Nipah yang kaya akan gula dapat digunakan untuk memproduksi etanol sebagai biofuel. Potensi ini mendorong Proyek KELOLA Sendang untuk melakukan eksplorasi dari potensi nipah untuk restorasi ekosistem, mitigasi erubahan iklim, penghidupan masyarakat yang berkelanjutan dan energi terbarukan.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI AUDIT DELAY (STUDI EMPIRISPADA PERUSAHAAN MANUFAKTUR YANGLISTING DI BURSA EFEK INDONESIA)
Authors: Hek Tan Kim
Published: March 2019

Tujuan penelitian ini adalah untuk mengetahui apakah return on asset, debt to equity ratio danukuran perusahaan berpengaruh terhadap audit delay pada perusahaan Manufaktur yang terdaftar di Bursa Efek Indonesia secara parsial dan simultan. Variabel independen yang diteliti dalam penelitian ini adalah return on asset, debt to equity ratio dan ukuran perusahaan Sedangkan variabeldependenya adalah audit delay. Pengambilan sampel dilakukan dengan carapurposive sampling.Alat uji penelitian ini menggunakan model regresi linear berganda. Kesimpulan dari hasil penelitian adalah secara simultan return on asset, debt to equity ratio dan ukuran perusahaanberpengaruh secara signifikan terhadap audit delay. Secara parsial, variabel return on asset dan debt to equity ratio berpengaruh terhadap audit delay. Sedangkanukuran perusahaan tidak berpengaruh signifikan terhadapaudit delay. Hasil uji determinasi menunjukkan bahwa variabel return on asset, debt to equity ratio dan ukuran perusahaanhanya mampu menjelaskan audit delay sebesar 12,2% sedangkan sisanya dipengaruhi oleh variabel lain yang tidak dibahas pada penelitian ini.
Sistem One Stop Postal Financial Service sebagai Solusi E-Money
Authors: Laksmana Komang Agus Rudi Indra , Sukma Made Anggia Pramita , Yudhaningsih Ni Made
Published: March 2019

Pada dasarnya, kebijakan keuangan inklusif adalah suatu bentuk pendalaman layanankeuangan (financial service deepening) yang ditujukan kepada masyarakat from top to thebottom of the pyramid untuk memanfaatkan produk dan jasa keuangan formal seperti saranamenyimpan uang yang aman (keeping), transfer, menabung maupun pinjaman dan asuransi.Hal ini dilakukan tidak saja menyediakan produk dengan cara yang sesuai tapidikombinasikan dengan berbagai aspek. Berdasarkan hasil survey OJK tahun 2016, yangdilakukan terhadap 9.680 responden di 34 provinsi dan 64 kota/kabupaten ditemukan bahwaindeks literasi keuangan masyarakat sebesar 29,66% dengan indeks inklusi keuanganmasyarakat sebesar 67,82%. Angka tersebut merupakan jumlah masyarakat yangmenggunakan produk keuangan. Sebagai bentuk program mendekatkan akses pelayananperbankan dan keuangan lainnya kepada masyarakat, pemerintah tidak dapat melakukannyasendiri, pelaku usaha juga harus turut serta dalam mewujudkan program tersebut. Padatahun 2013, PT. Pos Indonesia bekerja sama dengan Bank Mandiri dalam mendirikan kantorpos terpadu sebanyak 29 kantor yang memberikan layanan mikro milik Bank Mandiri, yangbernama Mandiri Mitra Usaha Pos. Dengan menawarkan layanan keuangan PT. PosIndonesia dapat memenuhi tujuan publik yang terpenting adalah meningkatkan tingkatinklusi keuangan di Indonesia dan memperluas jumlah alternatif produk keuangan untuksemua masyarakat. Mempromosikan kesehatan keuangan semua masyarakat dan memenuhikebutuhan orang-orang yang tidak difasilitasi oleh layanan perbankan. Layanan keuanganPT. Pos Indonesia dapat membantu keluarga yang kurang terlayani dalam memanfaatkansistem keuangan perbankan, misalnya memulai aktivitas menabung. Selain itu, layanankeuangan PT. Pos melalui Postal Card akan sesuai dengan misi pendiri PT. Pos Indonesiauntuk melayani warga negara dan mendukung pertumbuhan perdagangan dalam negeri.Masyarakat dapat bertransaksi penggunaan layanan kartu prabayar (postal card) yangdilakukan pada merchant yang menjadi mitra Pos Indonesia. Proses transaksi postal cardyang digunakan nasabah merupakan kegiatan yang berbasis online. Sistem yangmemfasilitasi dan mengatur aplikasi berorientasi pada transaksi komersial, transfer dankredit. Untuk menunjang kegiatan transaksi postal card dapat diakses melalui aplikasi postalcard yang dapat di instal di komputer maupun gadget pengguna. Pada dasarnya pelayanakeuangan yang disediakan oleh postal card dibagi tiga yakni jasa pembayaran, jasatabungan dan jasa kredit.
Is empathy the default response to suffering? A meta-analytic evaluation of perspective-taking’s effect on empathic concern
Authors: McAuliffe William H.B. , Carter Evan C , Berhane Juliana , Snihur Alexander , McCullough Michael E.
Published: March 2019

We conducted a series of meta-analytic tests on experiments in which participants read perspective-taking instructions—i.e., written instructions to imagine a distressed persons’ point of view (“imagine-self” and “imagine-other” instructions), or to inhibit such actions (“remain-objective” instructions)—and afterwards reported how much empathic concern they experienced after learning about the distressed person. If people spontaneously empathize with others, then participants who receive remain-objective instructions should report less empathic concern than do participants who do not receive instructions; if people can deliberately increase how much empathic concern they experience, then imagine-self and imagine-other instructions should increase empathic concern relative to not receiving any instructions. Random-effects models revealed that medium-sized differences between imagine and remain-objective instructions were driven by remain-objective instructions. The results were robust to most corrections for bias. Our conclusions were not qualified by the study characteristics we examined, but most theoretically relevant moderators have not yet been thoroughly studied.
Gesture networks: Introducing dynamic time warping and network analysis for the kinematic study of gesture ensembles
Authors: Pouw Wim , Dixon James A.
Published: March 2019

We introduce applications of established methods in time series- and network analysis that we jointly apply here for the kinematic study of gesture ensembles. We define a gesture ensemble as the set of gestures that are produced during discourse by a single person or a group of persons. Here we are interested in how gestures kinematically relate to one another. We employ a bivariate time-series analysis called Dynamic Time Warping (DTW) to assess how similar each gesture is to the other gestures in the ensemble in terms of their velocity profiles (as well as studying multivariate cases with gesture velocity and speech amplitude envelope profiles). By relating each gesture event to all other gesture events produced in the ensemble, we obtain a weighted matrix that essentially represents a network of similarity relationships. We can therefore apply network analysis, which can gauge, for example, how diverse or coherent certain gestures are with respect to the gesture ensemble. We think these analyses promise to be of great value for gesture studies, as we can come to understand how low-level gesture features (kinematics of gesture) relate to the higher-order organizational structures present at the level of discourse.
How experimental procedures influence estimates of metacognitive ability
Authors: Rahnev Dobromir , Fleming Stephen M
Published: March 2019

It is becoming widely appreciated that higher stimulus sensitivity trivially increases estimates of metacognitive sensitivity. Therefore, meaningful comparisons of metacognitive ability across conditions and observers necessitates equating stimulus sensitivity. To achieve this, one common approach is to use a continuous staircase that runs throughout the duration of the experiment under the assumption that this procedure has no influence on the estimated metacognitive ability. Here we critically examine this assumption. Using previously published data, we find that, compared to using a single level of stimulus contrast, staircase techniques lead to inflated estimates of metacognitive ability across a wide variety of measures including area under the type 2 ROC curve, the confidence-accuracy correlation phi, meta-d’, meta-d’/d’, and meta-d’–d’. Further, this metacognitive inflation correlates with the degree of stimulus variability experienced by each subject. Finally, we show that the degree of stimulus variability in a staircase procedure may itself be driven by individual differences in metacognitive ability. These results suggest that studies using a staircase approach are likely to report inflated estimates of metacognitive ability. Further, we argue that similar inflation likely occurs in the presence of variability in task difficulty caused by other factors such as fluctuations in alertness or gradual improvement on the task. We offer practical solutions to these issues, both in the design and analysis of metacognition experiments.
Children show reduced trust in confident advisors who are partially informed
Authors: Huh Michelle , Grossmann Igor , Friedman Ori
Published: March 2019

Young children trust confident informants over cautious ones, and this tendency can lead them to heed the claims of informants whose confidence is unjustified. The ability to recognize overconfidence, and not be swayed by it, is therefore important for children to obtain accurate information and to make better decisions. In two experiments (total N = 232), we show that 4- to 6-year-olds use information about whether speakers are fully or only partially informed to judge whether confident claims should be heeded. In each experiment, children were shown scenarios in which a confident speaker and a cautious one gave conflicting claims. When both speakers were completely informed, children expressed more trust in the confident speaker’s claim. However, when both speakers only had partial information, children did not believe the confident speaker over the more cautious one. These effects did not vary with age. The present findings are the first to suggest that children as young as 4 understand when confidence is unwarranted, and they may indicate that reminders that a speaker is only partially informed could help children recognize when confidence is unjustified.
Estudio Sobre las Oportunidades para Comercializar Prendas de Vestir de Algodón Nativo
Authors: Estrada Martínez Angela Araceli , Tinoco Quispe Luisa Del Pilar , Chamay Pardo Kelly Fiorella , Quiñonez Gutiérrez Sebastián Alejandro , Alfaro Alejos Renzo Renato , Moya Pantoja Shirley Jenine , Arca Pérez Erika Milagros
Published: March 2019

El objetivo de esta investigación es demostrar que se pueden generar oportunidades de negocio en la comercialización de prendas de vestir de algodón nativo. Para realizar este estudio, se extrajo información de portales de inteligencia comercial, libros, tesis; al mismo tiempo, se visitó los puntos de venta de prendas de Algodón Nativo, de este modo, se mostró la propuesta de valor de este tipo de prendas; además, se analizó el entorno nacional e internacional para conocer las oportunidades de su comercialización y demostrar que estas existen.
Estudio Sobre Las Oportunidades para Comercializar Prendas de Vestir de Algodón Nativo
Authors: Estrada Martínez Angela Araceli , Tinoco Quispe Luisa Del Pilar , Chamay Pardo Kelly Fiorella , Quiñonez Gutiérrez Sebastián Alejandro , Alfaro Alejos Renzo Renato , Moya Pantoja Shirley Jenine , Arca Pérez Erika Milagros
Published: March 2019

El objetivo de esta investigación es demostrar que se pueden generar oportunidades de negocio en la comercialización de prendas de vestir de algodón nativo. Para realizar este estudio, se extrajo información de portales de inteligencia comercial, libros, tesis; al mismo tiempo, se visitó los puntos de venta de prendas de Algodón Nativo, de este modo, se mostró la propuesta de valor de este tipo de prendas; además, se analizó el entorno nacional e internacional para conocer las oportunidades de su comercialización y demostrar que estas existen
Refinanciamiento como una Propuesta de Solución para Problemas Financieros de las Empresas con un Banco Privado
Authors: Quiñonez Gutiérrez Sebastián Alejandro , Wong Cárcamo Diego Alejandro , Santos Medina John Teófilo , Alcántara Arias Anthony Christian , Maldonado Angulo Diego , Palomino Pinto Juan Carlos
Published: March 2019

El objetivo de esta investigación es analizar al refinanciamiento como una propuesta de solución para problemas financieros de empresas con un banco privado en relación a sus deudas y mostrar un caso específico de una empresa privada que solicitó refinanciamiento. Se analizó información sobre el caso de una empresa. Al analizar los problemas financieros que una empresa puede pasar, que básicamente provienen por falta de demanda, se pide un financiamiento, pero cuando este entra en mora se decide solicitar un refinanciamiento mostrándole al banco que el refinancia-miento es una opción idónea para solucionar el problema. Se demuestra que el refinanciamiento es una propuesta de solución para los problemas financieros si es que estos son tomados en cuenta con tiempo y se analiza el costo - beneficio inclusive sin la necesidad de que sea con el mismo banco
La Alianza del Pacífico, el Reto y la Respuesta
Authors: Vargas Chirinos Keila del Rocío , Durán Durand Eloy Manuel , Tapullima Salviati Rocío Arley , Huerta Zuñiga Xiomara Vanessa , Romero Revilla Karina Soledad , Castañeda Varillas David Joseph , Viacava Alarcón Valery Cristhel , Miller Verano Verónica Brigitte , Villacrez Peña Beatriz Joaquina
Published: March 2019

La investigación profundiza en el conocimiento de la Alianza del Pacífico y explica con detalle los acuerdos comerciales que han adoptado sus miembros a fin de liberalizar el comercio de bienes y servicios en el bloque. Analiza estas medidas a la luz de las oportunidades comerciales que esta liberalización promete. La investigación establece que incluso considerando la baja interdependencia económica de los miembros de la Alianza del Pacífico y aun a pesar de que la integración económica al interior del bloque termina teniendo connotaciones más formales que reales; la posibilidad tangible de desarrollar cadenas productivas mirando a los mercados asiáticos exhibe a la Alianza del Pacífico como un mecanismo importante para conseguir tanto crecimiento económico como desarrollo social
Organización y Proceso Logístico de Productos Denominados “Abarrotes” de un Supermercado
Authors: Cáceres André Aguirre , Durand Durand Eloy Manuel , Yoplac Fasanando Bryan Germán , Morales Candela Jhonatan
Published: March 2019

El objetivo es mostrar la organización y el proceso logístico en el área de abarrotes de un supermercado, así como su control de inventario con el fin de comprender la manera en la que una empresa lleva a cabo sus labores logísticas
Creatividad e innovación y su relación con la investigación formativa
Authors: Ávila Bolivar Luisa , Espinoza David Esteban
Published: March 2019

Desarrollar la capacidad innovadora en las organizaciones requiere fomentar la creatividad, unapropuesta es utilizar metodologías agiles como Design Thinking. Design Thinking “es una metodología que impregna todo el espectro de actividades de innovación con un espíritu de diseño centrado en el hombre” (Castillo-Vergara, Alvarez-Marin & Cabana-Villca, 2014, p.303).

Esta metodología propone cinco pasos: Empatizar, definir, idear, prototipar y evaluar. Se busca experimentar a través de un prototipo, evaluar si los consumidores potenciales estarán dispuestos a adquirlos cuando se muestren en el mercado. Y adicionalmente incluir al potencial consumidor en la co-creación del producto o servicio a través de su retroalimentación.