bluuebunny/crossref_metadata_2025 huggingface dataset:
El rol de la Microbiota intestinal en la salud y enfermedad humana: una revisión exhaustiva
Authors: Montoya Solano Daniela , Valerio Vega Mariam , Mora Chacón Sebastián
Published: August 2024

La microbiota intestinal, una compleja comunidad de microorganismos en el tracto gastrointestinal, desempeña un papel fundamental en la salud y la enfermedad humana. Compuesta por bacterias, virus, hongos y arqueas, la microbiota influye en diversas funciones fisiológicas, incluyendo la digestión, el metabolismo, la regulación del sistema inmune y el desarrollo neurológico. La disbiosis, un desequilibrio en la composición microbiana, está asociada con varias enfermedades, como obesidad, diabetes tipo 2, enfermedades inflamatorias intestinales y trastornos neurológicos. Este artículo revisa la composición y funciones de la microbiota intestinal, explora cómo las alteraciones en esta pueden contribuir a enfermedades específicas y discute estrategias terapéuticas emergentes, como los probióticos, prebióticos y el trasplante de microbiota fecal. Además, se abordan los desafíos actuales en su investigación y se destacan áreas futuras para su estudio.
Robots and AI
Authors: Ing Dr. Lili Yan
Published: August 2024

Paradigm-changing innovations included the steam engine, the electric motor, the digital computer, and a range of products and services falling under the rubric of Information and Communications Technology (ICT). Technological advances drive economic growth. Industrial robots, especially those that apply artificial intelligence, offer perhaps the greatest scope for technological improvement and productivity gains in the modern industrial era. Robots can increase the speed and precision of industrial processes while making them safer and more reliable. High-skilled workers, those employed in technology-intensive sectors, and those performing non-routine tasks may benefit as industrial robots leverage their productivity. Automation and Artificial Intelligence can encourage greater international division of labor in global value chains and promote trade in AI-enabled services. Like all new technologies, there will be adjustment costs that must be managed by policymakers.
Customer Fairness in Participative Pricing: Sustainability of PWYTF Pricing
Authors: Adhikari Dr.Atanu
Published: August 2024

The concept of Pay What You Want (PWYW) pricing entails actively engaging customers in the pricing decision-making process. However, prior scholarly investigations have raised concerns regarding the long-term viability of this pricing mechanism, despite the absence of any empirical examination thus far. In contrast, the implementation of Pay What You Think Fair (PWYTF) pricing introduces a novel approach wherein customers are presented with the opportunity to assess the fairness of a given price and subsequently determine their own payment amount. This unique framework allows for the evaluation of customers' perceptions of fairness, thereby enhancing the sustainability of participative pricing mechanisms within the travel industry. Buyers typically lack knowledge regarding the precise cost incurred by sellers for the item being sold, as well as other pertinent information that would enable them to make an accurate estimation of its cost. Therefore, it can be observed that there is a considerable variation in the references made by buyers when forming their judgements regarding price. In essence, the implementation of a participative pricing mechanism that grants customers the freedom to determine the price based on their own reference point for a product may result in the impracticality of such an approach. While the concept of allowing customers to pay what they desire may initially appear sophisticated, it can ultimately undermine the viability of the pricing mechanism. This study aims to explore the relationship between customer knowledge of product price, their reference price, and their willingness to pay a fair price in the context of the sustainability of the Pay What You Think is Fair (PWYTF) pricing mechanism. The present study utilised a structured questionnaire to collect survey data from a sample of 164 participants. The questionnaire aimed to assess the buyers' perceived knowledge regarding the price of the item they purchased, their reference price, their willingness to pay a fair price, and their perception of the sustainability of the Pay What You Think is Fair (PWYTF) pricing mechanism. Participants were asked to rate their responses on a seven-point Likert scale. Measurement and path models were tested.
INCLUSIVE GREEN FINANCE – As an Approach of Developing a Comprehensive Indicator for BRICS
Authors: Zsuzsanna Novák , Pawan Kumar , Chenhe Ge
Published: August 2024

The study reveals major interdependencies of financial inclusion and green finance on the example of BRICS economies with special regard to China and India for the period between 2014 and 2022. The main tendencies delineated in green finance reports of Amundi, a wide variety of data on green finance (Green Index, green bond issuance and amount outstanding) and financial inclusion (e.g. access to bank account, access to ATM, mobile banking services) of the World Bank and the IMF provides us with a comprehensive view on the selected emerging economies as regards their development in opening new ways of financial literacy and environmental consciousness at a time. The bunch of data are first analysed with the help of Principal Component Analysis with an objective to construct an all-encompassing indicator of inclusive green finance. The examination is underpinned by two case studies: the successful development of the green bond market of China and the expeditious realization of a regional initiative on financial inclusion in India. The authors point out that the various development patterns in adopting modern financial solutions in the countries examined makes it difficult to provide an overall ranking of emerging economies in their efforts in the field of financial inclusion and green finance, however, the experiences of these countries deliver important lessons for European economies, especially for those in the emerging part of Central Europe.
Understanding the Nexus Between Oil Price Volatility and Trade Balance in GCC Countries: A Comparative Investigation of Linear and Nonlinear ARDL Models
Authors: Al-Assaf Dr. Ghazi
Published: August 2024

The GCC countries, being rich in oil deposits, have always experienced volatility in the price of oil, and the consequences are predominantly in the form of the trade balance proportions. This research work attempts to unravel the complex interplay of oil price volatility and trade balance in GCC countries through the use of comparative analysis of Linear Autoregressive Distributed Lag (ARDL) and Nonlinear ARDL models.

This research uses annual time-series data covering the period 1989-2021, which includes the major GCC economies of Saudi Arabia, the United Arab Emirates, Qatar, Kuwait, Bahrain and Oman. First the research investigates the linear relationship between the volatility of oil price and trade balance that captures the traditional view of fluctuations in oil prices as a factor affecting trade balances in these countries. Then it presents an innovative method extending linear dynamics of ARDL model to complex, non-monotonic, interdependent relationships between oil price volatility and trade balance.

The main results derived from both linear and non-linear ARDL estimations are presented side by side to pinpoint the underlying different mechanisms by which oil price volatility affects trade balances in GCC countries. The implementation of nonlinear dynamics will help realize the existence of components and consequences which might not be shown in the standard linear models. This comparative study not only brings the issue of the interrelatedness of oil prices and trade balances deeper into light, but also sets the tone for the application of advanced econometric techniques to account for nonlinearity and asymmetry in such relationships.
The Next Phase: Innovative Sustainable Socially Responsible (ISSR) Society
Authors: Mulej Prof. Emer. Dr., Dr. Matjaž
Published: August 2024

Humankind cannot survive as humanity, if we do not replace the current practice of socio-economic relations, in which neoliberalism destroys free market and democracy and causes a global socio-economic crisis, with a socially responsible society;

• we can achieve neither social responsibility nor sustainability, which is part of socially responsible practice, if we do not incorporate innovation into a given practice,

• in particular non-technological, i.e. user-friendly innovations in mutual relations, which social responsibility contains,

• as well as technological ones that make healthy living easier.

Therefore, we speak about an Innovative Sustainable Socially Responsible (ISSR) Society, as a synergy of many humans’ ISSR behavior, be it in their role of individuals, businesses, other organizations, communities, societies, and humankind.

The corporate social responsibility (CSR) has been a good first step, but limitation to it is not holistic enough to resolve the current global socio-economic crisis surfacing since 2008 (but caused since the prevailing of neoliberalism and illiberalism earlier and later) with accumulation of problems without end. In recent times the necessity of innovation of human behavior was especially exposed under the term of the dangerous climate change's pressure over the given human habits, again. But it was more proclaimed than practiced, including +50 wars in 2023, which are far away from social responsibility and sustainability.
Deceptive Advertising under a Lenient Return Policy: An Abstract
Authors: Li Yangchun , Ye Xuhong , Hu Linfeng , Sheng Fan
Published: August 2024

The main goal of lenient return policies is to protect customers from inaccurate or misleading product representations. However, advertisers often take advantage of these policies and make false claims about their products. This research, consisting of four studies, delves deeper into the factors that enable such misleading advertising to thrive in this environment.

In the initial study, we discovered that lenient return policies can actually make consumers more susceptible to deceptive advertising. The second study expanded on this finding, demonstrating how the level of deception in advertising can influence consumers' decision-making when it comes to returning products.

Building upon these initial findings, the third and fourth studies focused on manipulating different types of product information. They specifically looked at how this manipulation can influence consumers' decisions, often leading them to keep products that have been deceptively advertised.

Taken together, this research has constructed a comprehensive model of the psychological processes that drive consumers to keep or return deceptively advertised products. It has also highlighted the impact of manipulating product information and exposed the deceitful techniques advertisers use to mislead consumers. This knowledge can be used by antifraud regulators to develop more effective strategies to combat deceptive advertising practices.

Keywords: Deceptive advertising; attitude change; product return policy; contrast-assimilation

Acknowledgments: The research was funded by the Philosophy and Social Sciences Planning Project in Zhejiang Province (grant number: 24NDQN161YBM) and the Natural Science Foundation of China (grant number: 72302219; 72071180; 72002202; 71942004).
Challenges of Business and Human Rights: An Obstacle to the Achievement of Sustainable Development G
Authors: Ndong Ntoutoume Achille Gildas
Published: August 2024

This study discusses Business and Human Rights (BHR) within the current global agenda. The objective is to assess the BHR movement and its possible contribution to the sustainable development goals. In September 2022, the ‘UN General Assembly adopted a resolution to hold the Summit of the Future: Multilateral Solutions for a Better Tomorrow in September 2024. A summit expected to serve as an opportunity to refresh the existing global commitments such as the SDG’. One area that can help achieve the global agenda of SDG is human rights by the private sector, known as Business and human rights.

According to the SDG Report 2023, only 12% of the SDGs are currently on track. The role played by the private sector is amongst others, developing public-private partnerships, which remains more concrete in the supply of basic needs such as water, energy (SDG 6 and 7) while addressing environmental concerns such as pollution and gas emission reduction (SDG 13 and 15). These above duties, being in the hands of the private sector and expected to be implemented through voluntary sustainability issues such as philanthropy and CSR remain human rights issues. These HR issues, which the SDG agenda seeks to fulfill for all individuals are lagging in the achievement of the international agenda.

Findings reveal that governments and business priorities in Africa, for example are not aligned but particularly public policies (national action plans) established by governments regarding the above social responsibilities (water, energy, housing) have not been able to be successfully implemented by the private sector. One way of measuring sustainability success is through CSR within which human rights by the private sector are included. This is the situation of BHR in Africa, which could be extended in the world regarding the SDG agenda.

Qualitative inquiry through fieldwork and desktop research recently conducted in Africa highlights how businesses, key stakeholders of governments in BHR have failed in their business responsibilities to speed up the SDGs implementation process. Recommendations suggest the private sector should revise and develop new strategies that could align with governments’ societal priorities and achieve SDGs.

Keywords: BHR-CSR-Private sector-Africa-SDG-UN
Applications of Bi-lateral DEA and Hierarchical DEA in Professional Services
Authors: Jha Prof. Chandan Kumar , Sachan Amit
Published: August 2024

Purpose: This research work focuses on applications of advanced data envelopment analysis methods to evaluate the efficiency of professional services in the context of higher educational institutions (HEIs). The research study also explores the importance and impact of “establishment period” and “geographical locations” on the efficiency of HEIs.

Design/methodology/approach: After reviewing the past literature, we have considered eight input/output variables related to HEIs and used bilateral and hierarchical data envelopment analysis (BDEA and HDEA) models to analyze the impact of establishment period and locational variables (determinants of efficiency) on overall efficiency of HEIs.
Findings: Teaching and research efficiency in Indian business institutions differ significantly. The outcomes, nevertheless, indicate that business schools founded during the period from 1990 to 2000 exhibit greater efficiency, as predicted by the bilateral and hierarchical DEA models. One could contend that the institutes were able to rapidly transform into centres of excellence due to the period's concurrence with the opening of the Indian economy and a period of rapid development. Due to the advantageous proximity of economic centres to business colleges, it has been observed that establishments situated in tier-1 cities operate with greater efficiency.

Research implications: The results of this research possess the potential to assist policymakers in their deliberations concerning the distribution of diverse incentives and resources. In addition, these results will provide guidance to decision-makers regarding the process of benchmarking these business institutions.

Originality/value: This study is one of the limited number of research endeavours that examine the performance evaluation of business institutions across multiple categories of decision-making units, using bilateral and hierarchical DEA models

Keywords: DEA, Business Schools, Higher Education, Performance Evaluation, Hierarchical DEA, Bilateral DEA
Slack Accumulation Trajectories of State-Owned Enterprises and Publicly-Listed Companies
Authors: Fourné Sebastian P. L. , Arndt Felix
Published: August 2024

This study examines how state-owned enterprises (SOEs) and publicly listed companies (PLCs) save for a rainy day, for major investments, and maintain a long-term outlook by accumulating absorbed and unabsorbed slack resources. Research about the antecedents of slack is “largely populated by untested theorizing” and assumptions (Titus et al., 2022, p. 1290) and requires a dynamic perspective (Du et al., 2021). In addition, “research in both economics and management has yet to clarify” slack accumulation in SOEs (Bruton et al., 2015, p. 102). Do SOEs (relative to PLCs) accumulate more absorbed or unabsorbed slack because of softer budget constraints, and in which conditions may the difference to PLCs be more or less pronounced? We address these issues by examining how slack accumulation varies depending on different types of ownership and industry characteristics. SOEs may pursue social or private demands – reconciling the intentions of multiple principals – often at the expense of firm profitability (Grosman et al., 2016). Furthermore, industry characteristics may shape firms’ slack accumulation behaviors and preferences for absorbed or unabsorbed slack given opportunities for deploying these resources, uncertainty, and anticipation of future resource requirements. Our study is among the first to explain changes in slack resources as the phenomenon of interest. This addresses a void in management research about the origins and drivers of slack resources. We address the origins by distinguishing between different types of slack and the drivers by examining slack change trajectories of different types of firms (SOEs and PLCs) as well as industry contingencies.
Succession Planning Strategies at the Bahamas’ Ministry of Education: A Case Study
Authors: Wilson Dr. Patsy
Published: August 2024

An exploratory single-case study was conducted to explore how government executives perceive the strategies for the current succession planning process, which include a competency model and the needed changes within the Ministry of Education in The Bahamas. The theoretical foundations for this study were the competency model and the five-step succession planning model. A qualitative methodology and single case study research design addressed the research questions. For this study, purposive sampling was used to choose a sample from a given population unit comprised of 12 executives. Data were collected through semi-structured interviews, questionnaires, and focus groups. Thematic analysis was used to discover emerging themes and organize the study using qualitative data. The following eight themes emerged from the data: 1) building capacity through succession planning strategies; 2) recognition of staff training and mentoring; 3) ultimate leadership preparation; 4) transformation through organizational growth changes; 5) required changes at the Ministry regarding weaknesses in the current succession planning system; 6) coaching techniques; 7) individual factors/development; and 8) skills development and skills set. Recommendations for future research that include the model and the theoretical foundations for this study are presented.
Pengaruh Persepsi Strategi Paid Promote di Media Sosial Instagram sebagai Alat Pemasaran terhadap Perilaku Pembelian Online Perspektif Ekonomi Islam
Authors: Illiyah Luluk , Sahil Irdlon
Published: August 2024

Perception of marketing strategy through paid promote advertising services is an effective effort or strategic and creative steps in overcoming the problems of every company or online business owner. The purpose of this study was to determine whether there is an effect of paid promote strategy, to find out how the effect of paid promote as a marketing tool affects online purchasing behavior and to determine the Islamic economic perspective regarding paid promote strategy. Due to the rapid development of technology, online business owners must be able to compete with competitors. One of them is in terms of marketing, because marketing is the spearhead of a company. So that an existing product can be recognized by the wider community. The design of this research is quantitative research. With the population of this study as many as 75 respondents. The sampling technique uses saturated samples. Data collection techniques using a questionnaire as many as 20 statement items using a Likert scale. Data analysis techniques to answer the hypothesis using simple linear regression analysis. Based on the results of the study, it shows that there is a positive and significant influence on the perception of paid promote strategy as a marketing tool on online buying behavior. This is evidenced by the coefficient of determination R square of 64.7%. This means that there is a significant influence between the perception variable paid promote strategy (X) on the online purchasing behavior variable (Y). One of the influencing indicators is attractive advertisements that can lead to online buying behavior. This paid promote strategy is in accordance with the perspective of Islamic economics because in terms of its activities it uses principles that are in accordance with Islamic law by doing marketing that does not contain gharar element
Meneleaah Kembali Bangkitnya Ekonomi Islam: Analisis antara Peluang dan Tantangan
Authors: Hosen Hosen
Published: August 2024

The development of Islamic economics education is not only felt by Muslim-majority countries, but also in developed countries such as England, which are starting to be interested in studying Islamic economics. Realizing sharia-based economic education at the pre-college level or middle school period is very necessary because the process of absorbing sharia economic values ??into life activities will be more effective if taught earlier before college. The integration of early Islamic economic education will be outlined in an activity in the form of sharia-based cooperative-based extracurricular activities. So that the output of integrating Islamic economics education with student cooperative extracurriculars will not only be able to immediately become actors in sharia business institutions and also do not rule out the possibility for SMA/MA graduates who apply this to continue their education to the Higher Education level to become easier. This method uses a type of library research (library research). The data collection technique used documentation, namely, related to the theme "Re-examining the Opportunities for the Rise of Islamic Economics: Analysis of Islamic Economics Material in SMA/MA in Indonesia", so that from several researches and this research it was found that Islamic economics through mudharabah musyarakah contracts, capitalist economics, Socialist economics and Islamic economics are systems based on MUI fatwas and the National Sharia Council with arguments built on the analogy (al-Qias) of pawnshops (al-Rahn).
Jual Beli Handphone Bekas Perspektif Ekonomi Islam
Authors: Argarini Galuh Mustika , Mubarok Faisol
Published: August 2024

The need for communication resulted in the rapid sale and purchase of mobile phones. Used cellphones are half-used cellphones or have been used by the first consumer and have experienced a decline in quality. However, this does not affect consumer interest in buying used mobile phones because the prices are relatively cheaper. In the transaction of buying and selling activities can be said to be valid or not depending on the fulfillment of the pillars and conditions of the transaction. The purpose of this study is to describe the practice of buying and selling used mobile phones from an Islamic economic perspective. Based on the problems above, the type of research used is activities carried out within the community. Sources of data used are primary data sources, namely data sources obtained directly from the owner of the counter or sellers and buyers, secondary data sources, namely data sources obtained from records or books related to the problems that the author examines. The data collection method used is the method of observation, interviews and documentation.
Pendidikan Seks pada Anak Usia Dini: Implementasi dan Pencegahan Pelecehan Seksual
Authors: Mardi Moh
Published: August 2024

Sexual harassment at an early age will affect the development of children into adulthood, where girls have been found to be less assertive and have slightly lower self-esteem than boys. In addition, girls and boys will experience symptoms of depression, social anxiety and social loneliness gradually increasing from the age of 6 to 17 years. Therefore, instilling sex education from an early age is very important in order to prevent the risk of children experiencing bad sex experiences or sexual violence. This study aims to analyze the implementation of sex education in early childhood in preventing sexual harassment both in the family environment, school and even in the play environment. With a qualitative descriptive research methodology using a phenomenological approach, through observation data collection techniques, interviews and documentation researchers can understand and appreciate the behavior of the research object. The results of this study are that there are three points of implementing sex education, namely instilling a spirit of masculinity in boys and a spirit of femininity in girls with reference to the hadith of Al's history. Bukhari, namely Ibn Abbas, said: Rasulullah SAW cursed men who pretended to be women and women who pretended to imitate men, taught to keep genitals clean from uncleanness, and instilled shame so that they became moral human beings. Then the main effort is to prevent the occurrence of sexual abuse in early childhood, namely by exemplary education, advice, stories, habits, and events.
Implementasi Zakat Pertanian Perpekstif Ekonomi Islam
Authors: Hidayati Dewi , Rahmat Rahmat , Susanti Susanti
Published: August 2024

This study aims to determine the implementation of agricultural zakat from the perspective of Islamic economics in Rokoning and Sambih hamlets. This type of research is field research with a qualitative descriptive method. Taking purposive sampling. With the data collection method of interviews, observation, and documentation. The results of the study show that the implementation of agricultural zakat in Rokoning and Sambih hamlets is generally carried out but in practice, it is not by Islamic law. Because the traders there do not know the procedures for implementing agricultural zakat. Starting from the obligatory conditions of zakat, its distribution, nisab, haul, and the levels of zakat on agricultural assets. Viewed based on Islamic economics in general it is not by the rules of Islamic economics. This is because the farmers in carrying out their agricultural zakat do not use the laws that have been established for agricultural zakat. There are even those who equate the concept of this trade with alms. However, among them, some carry it out correctly and by the rules of Islamic law.
Pengaruh Kelengkapan Produk terhadap Minat Beli Konsumen
Authors: Buhari A. Taufiq , Sanjaya Moh. Imron
Published: August 2024

This study aims to determine the effect of product completeness on consumer buying interest at Nc Mart, Lantek Barat Village, Galis District, Bangkalan Regency. This type of research is research with quantitative methods. using non-probability sampling method with a total sample of 67 respondents. Using interview data collection methods, documentation and questionnaires. With ten product completeness instruments and fourteen consumer buying interest. The results showed that the T test obtained a T count value of 35.272 > T table 1.033 which is smaller than T count, while the significance value is 0.000 which is smaller than 0.05. This means that there is a positive and significant influence between the completeness of the product on consumer buying interest. product completeness has an effect on consumer buying interest of 0.950, where product completeness has on consumer buying interest at NC Mart, Lantek Barat Village, Galis District, Bangkalan Regency by 95%.
Teknik Bahasa Persuasif pada Produk Iklan Kosmetik Ms Glow di Instagram dalam Perspektif Ekonomi Islam
Authors: Ihsan Ihsan , Maisaroh Maisaroh
Published: August 2024

The language techniques used in promoting an item can influence someone to carry out a transaction, which is often done by someone who markets. The aim of this research is to analyze persuasive language techniques in MS Glow cosmetic advertising products from an Islamic economic perspective. The research method used by the author is a qualitative method with the research subjects being sellers and buyers of MS Glow cosmetics on Instagram. The data collection method in this research uses interview, observation and documentation methods. The results of the research show that the persuasive language used for marketing MS Glow on the Instagram account "MS Glow 99" uses language that is included in Thorwell's blockbuster formula technique, namely Don't Ask Of As Wich. Thowell's Blockbuster Formula persuasive language technique is Simulated disinterest. Promotion via Instagram is permitted provided it complies with Islamic law.
Islamisasi Asketisme Barat Perspektif Teori Ismail Raji Al-Faruqi
Authors: Ghafir Moh Ali
Published: August 2024

The practice of asceticism according to Antonius (250/356) was that monks lived alone in the desert to maintain silence so they could live closer to God. According to Antonius ascese is a way of total rejection of the work of the flesh and insisting on the work of the spirit. With ascese, a monk frees himself from worldly things that disturb the soul. Basilius considered ascese as a principle aspect. For him, asceticism is a medium to free the soul from worldly attachments and lead people to unity with God. In this article we will focus on the Islamization of knowledge according to Al Faruqi's concept which is related to the concept of unnatural asceticism which is often practiced by clergy. In this writing, we use a qualitative method by narrating about unnatural or extreme asceticism and will be Islamized in accordance with the concept of Al Faruqi. The materials in the analysis and formation of the narrative in this article come from several books and journals related to Western asceticism and Islamic asceticism. After the Islamization of Western asceticism, three things can be concluded. Firstly, asceticism carried out by monks violates the principle of the unity of life. According to Al Faruqi, the unity of life consists of trust, caliphate and completeness. Both violate the concept of the unity of truth and knowledge. The actism carried out by monks violates the unity of truth. Al Faruqi's principle of Islamization recognizes that truth comes from the revelation revealed by Allah SWT to the Prophet Muhammad. The third violates the principle of the unity of life and the concept of the unity of truth. Monastic asceticism tends towards self-harm. Because one of the attitudes of monks or clergy who practice asceticism is that they dare to cause harm to themselves, so that their dreams of becoming someone close to God can be successful.
Financial Technology Lending and Consumptive Attitude on Student Lifestyle
Authors: Sopingi Imam , Rifardi Lailatul Maghfiroh Putri , Hidayati Athi’
Published: August 2024

The background of the problem in this study is the increasing use of financial technology (FinTech) lending among students accompanied by changes in consumptive attitudes, which have an impact on their lifestyle. The purpose of this study is to analyse the influence of FinTech lending and consumptive attitudes on students' lifestyles. This research uses a quantitative method with a survey approach to students from various universities in Jombang. A total of 200 respondents were selected through purposive sampling technique, namely those who have used FinTech lending. The data was analysed using multiple linear regression to determine the effect of independent variables on the dependent variable. The results showed that partially and simultaneously, both independent variables, namely FinTech lending and consumptive attitude, have a significant influence on students' lifestyle. The implications of this study emphasise the importance of students' awareness of the impact of using FinTech lending and their consumptive attitude. Higher education managers and FinTech service providers are expected to improve financial literacy among students to help them manage their finances more wisely.
Hubungan Persentase Bagi Hasil Terhadap Peningkatan Jumlah Nasabah Tabungan Deposito Sajadah di BMT NU Cabang Bangkalan
Authors: Paramithasari Indri , Hasanah Mudhoafatul
Published: August 2024

Lembaga keuangan BMT dan lembaga keuangan lainnya menghadapi persaingan yang ketat. Oleh karena itu, strategi diperlukan untuk mengelola dan mencapai tujuan. Oleh karena itu, diperlukan manajemen BMT untuk senantiasa beradaptasi dalam menjawab tantangan dan fokus pada konsep pemasaran (berorientasi pasar) dan strategi pemasaran yang tepat agar mampu menjaring sebanyak mungkin pasar atau anggota guna meningkatkan kesejahteraan secara keseluruhan. Tujuan dari penelitian ini yaitu Untuk mengetahui apakah ada pengaruh persentase bagi hasil terhadap peningktan jumlah nasabah pada deposito di BMT NU. Serta Untuk mengetahui bagaimana pengaruh persentase bagi hasil terhadap peningkatan jumlah nasabah pada deposito di BMT NU. Jenis penelitian yang digunakan yaitu penelitian kuantitatif dan menggunakan metode non probability Sampling dalam menentukan sampel menggunakan sampel jenuh, karena jumlah responden kurang dari 59 reponden.. Metode analisis yang digunakan untuk menguji hiotesis penelitian yaitu menggunkan analisis regresi linier sederhana. Hasil penelitian ini adalah yang pertama hasil uji t diperoleh nilai t hitung sebesar 8,951 lebih besar dari pada T tabel denga nilai 2,002, sedangakan nilai signifikannya sebesar 0,000 lebih kecil dari pada 0,05. Artinya terdapat hubungan pengaruh signifikan antara persentase bagi hasil (X) terhadap peningkatan jumlah nasabah (Y) pada Tabungan Deposito Sajadah di BMT NU Cabang Bangkalan. Sedangkan nilai koefisien R square sebesar 0,584 ada hubungan pengaruh antara persentase bagi hasil (X) terhadap peningkatan jumlah nasabah (Y) dengan nilai sebesar 58,4% sisanya dipengaruhi oleh variabel lain yang tidak diketahui. Kedua Hubungan Presentase Bagi Hasil Terhadap Peningkatan Jumlah Nasabah Tabungan Deposito Sajadah di BMT NU Cabang Bangkalan, sangat mempengaruhi minat nasabah atau masyarakat untuk menabung atau melakukan investasi dan lain sebagainya dalam sebuat lembaga, Jadi sebuah lembaga harus menyediakan produk-produk atau  bagi hasil yang akan membuat masyarakat tertarik untuk melakukan transaksi terhadap lembaga tersebut.
Keuangan Syariah: Model dan Bentuk Lembaga Keuangan di Indonesia
Authors: Buhari A Taufiq
Published: August 2024

Sharia financial institutions are company activities including planning, analysis and control of financial activities related to obtaining funds, using funds, and managing assets in accordance with the company's goals and objectives to achieve goals by paying attention to their conformity with sharia principles. The legal basis for sharia financial institutions can be classified into 2 legal bases, namely the legal basis based on juridical and the legal basis based on philosophy, while the model and form of sharia financial institutions are a. Bank financial institutions: Sharia commercial banks and Sharia people's financing banks  b. Non-bank financial institutions: Capital markets, money markets, insurance companies, pension funds, venture capital companies, financing institutions (leasing institutions, factoring companies, plastic card companies, consumer financing, pawnshop companies), micro sharia financial institutions ( zakat management institutions, waqf management institutions, BMT)
Implementasi Akad Ijarah dalam Meningkatkan Pendapatan Mitra Ojek Online Abang Kurir Bangkalan
Authors: Sahil Irdlon , Nisa' Khoirun
Published: August 2024

This research is included in qualitative research using field research methods. The subjects of the study are the owners, employees/drivers, and consumers/business partners of Abang Courier Bangkalan (ABANK). Sampling uses the Snow Ball Sampling technique because it can expand the research subject. The purpose of this study is first, to find out how the implementation of the ijarah contract in online motorcycle taxis Abang Courier Bangkalan (ABANK). Second, to find out whether by joining as a partner of online motorcycle taxis bangkalan can increase income. This research was conducted at the Home Base Abang Courier Bangkalan (ABANK) located at Jl. Letnan Singosastro Gang 3 No 1 Kraton Bangkalan. Data collection techniques use observation, interviews, and documentation, while checking validity using source triangulation, technique triangulation, and time triangulation. So it come to the conclusion. first, the implementation of the ijarah contract at Abang Courier Bangkalan (ABANK) has fulfilled the pillars & conditions of ijarah, namely consumers rent services from Abang Courier Bangkalan (ABANK), and then pay wages/ujrah according to its provisions. Second, based on interview results partners who joined with online motorcycle taxis Abang Courier Bangkalan (ABANK) there are 45 stalls/shops, which are in the Bangkalan area. There are several advantages and disadvantages in joining as a partner of online motorcycle taxis Abang Courier Bangkalan (ABANK), which can facilitate the process of delivering orders and can promote goods online on delivery services and advertisements using social media, both whatsapps or instagram. While the disadvantages are not including a list of fares on ABANK Passenger services, not including a list of shipping costs on social media when ads are published, it become an anomaly in society about how much food is sold. In this case, there is  potential harm to consumers in terms of comfort and satisfaction, but there is no material loss. Because no party is harmed, and both parties are willing and ridho, then the ijarah contract that is carried out is legally valid. Apart from that, some of these shortcomings do not affect sales results, this is proven by the increasing number of partners joining the Abang Courier Bangkalan (ABANK) online motorcycle taxi and the increase in profits from these partners, so that partners are increasingly active in increasing the types of goods sold.
Green Justice: The Case for Establishing a Special Environmental Court in the State of Qatar, Challenges and Alternatives to Promote Environmental Justice
Authors: Hayajneh Abdelnaser Zeyad Ali
Published: August 2024

The State of Qatar is witnessing a state of development at various levels, and is proceeding differently towards achieving the Qatar National Vision 2030, which has four axes: human, social and environmental development. Within the framework of protecting the environment and combating environmental violations, the State of Qatar has issued many environmental legislations and ratified many international environmental agreements, In addition to assigning environmental affairs in the country to a specialized ministry, the Ministry of Environment and Climate Change, there is reason to say that the State of Qatar has achieved distinguished successes in the field of environmental protection and achieving sustainability. However, environmental lawsuits in the State of Qatar are still heard according to the traditional rules of jurisdiction, and the same procedures prescribed for lawsuits of various types, civil, criminal, and administrative. This is because there is no special environmental court or judicial body specialized in environmental lawsuits, as well as the absence of special procedural rules in environmental lawsuits and the implementation of judgments issued therein. This reality does not reflect the special characteristics of environmental lawsuits that requires the presence of a specialized judicial body or procedures and executive rules commensurate with the technical, legal, and economic characteristics of these lawsuits that make it necessary to assess the possibility and visibility of establishing a specialized environmental judiciary within the framework of the existing judicial system. This research will present the case for establishing special environmental judiciary in the State of Qatar. The justifications and requirements for its establishment, as well as the challenges attached to this option. The study will envisage what is required legislatively, administratively, and technically to initiate the establishment of a special system for litigation in environmental lawsuits. The conclude that the establishment of special environmental court will certainly enhance environmental justice in a way that reflects the development of the Qatari legal system, and the leadership of the State of Qatar in various fields, including legal and judicial, and contribute to achieving the country’s National Vision 2030, which made environmental development one of its four pillars.
Digital Literacy, Organizational Support, and Learning Community in Independent Teaching Platform towards Teacher Performance
Authors: Rosliani Elis
Published: August 2024

The aim of the research is to examine the influence  of  digital literacy, organizational support, and community learning in independent teaching platform on the performance of  teachers. The research method used is quantitative with survey. The population in this study were all teachers of Senior High School at West Java Province, totaling 55.820 teachers. By using Slovin formulation with 10% of error degree, the research samples are 100. The researcher uses random sampling to determine the respondents to be sample of this research. The data collection technique uses a questionnaire with a Likert scale. The data analysis technique uses multiple regression using the SPSS Version 22 program. The research results are:  1.  There is effect of digital literacy on the performance of  teachers of Senior High School of West Java Province;  2. There is effect of organizational support  on the performance of  teachers of Senior High School of West Java Province; 3. There is effect of  community learning in independent teaching platform on teachers of Senior High School of West Java Province; and 4. There are effect of digital literacy, organizational support, and community learning in independent teaching platform on the performance of  teachers of Senior High School of West Java Province.
The Impact of Financial Leasing on Banking Performance by Measuring the EPS Index / Applied and Analytical Research in Some Iraqi Private Islamic Banks for the Period from 2018_2022
Authors: Mahmoud Hadeel Shakir , Neama Nagham Hussein
Published: August 2024

This study aimed to analyze the impact of financial leasing revenues on financial performance in the banking sector, by identifying the nature of financial leasing and its benefits, and to know the extent to which banks benefit from financial leasing and its impact on their banking performance, the study relied on the financial statements of two private Iraqi Islamic banks, which provide financial leasing services, by calculating the total return per share and return per share through financial leasing. The study relied on the main hypothesis that financial leasing positively affects the financial banking performance of Islamic banks that adopted this formula. The study reached the conclusion that there is no impact of financial leasing revenues on the financial performance in the study sample combined, as well as the lack of impact of financial leasing revenues on financial performance in all banks representing the study sample, and the reason for this is due to the instability in the economies of these countries, This fluctuation in the volume of financial leasing activity in Arabic countries reflects many of the problems and challenges facing this activity. One of the most important recommendations reached by the research is the need to provide full support to the banking sector by governments to be able to provide financial leasing services and benefit from them, as well as the need to educate administrators in the banking sector about the importance of financial leasing and the expected benefits of using it.
Working Environment and Workload towards the Job Satisfaction: A Study of Non-Academic Administrative Officers of State Higher Education Institutions in Sri Lanka
Authors: Pathiranage T.D.D. , Khatibi Ali , Azam S.M. Ferdous , Tham Jacquline
Published: August 2024

In the present world, issues related to working environment, workload and job satisfaction are intense in most occupations and more severe among professionals. Notably, workforce in higher education institutions all over the world are undergoing these issues. In this study, the researcher tried to identify the impact of working environment and workload on job satisfaction. A sample of 300 non-academic administrative officers has drawn from 9 higher education institutions in Sri Lanka. A structured questionnaire has been administered among the respondents by applying quantitative approach. Analysis of Variance (ANOVA), Analysis of Regression, and Correlation Analysis have been used to achieve the study objectives. The results discovered that the working environment has a significant impact on job satisfaction of non-academic administrative officers of higher education institutions in Sri Lanka. Further, the study highlighted that workload does not significantly affect job satisfaction of non-academic administrative officers of higher education institutions in Sri Lanka. Nonetheless, the study highlights the importance of dealing with job satisfaction of non-academic administrative officers of higher education sector related to workload and unfavorable working environment for the well-being of the Institute and individual employee.
Psychometric Validation of the Scale of Individual Cultural Values (CVSCALE) in Indian Context (Private and Public Leaders in Indian Organizations)
Authors: Dhingra Deepika , Srivastava Sanjay , Srivastava Nandini
Published: August 2024

Existing measures of cultural orientations at the organizational level rely heavily on Hofstede's national cultural dimension scores, which overlook individual variability within countries. The Individual Cultural Values Scale (CVSCALE) measures individual orientations directly. This study aimed to investigate the factor structure and reliability of the CVSCALE for use with Indian corporate leaders. Data was collected from 321 Indian organizational leaders using the 26-item CVSCALE. Factor structure and psychometric properties were examined through exploratory factor analysis and reliability analysis. A five-factor structure consistent with CVSCALE dimensions emerged. Reliability coefficients exceeded acceptable thresholds (α = 0.901; split-half = 0.794). Dimension scores ranged from low to high, contrasting some of Hofstede's national Indian scores. Results support the CVSCALE as a reliable, valid tool for directly assessing cultural orientations at the individual level within Indian organizations. While uncertainty avoidance was high, other dimensions varied individually. This highlights that culture is complex, with diversity existing below the national level. The CVSCALE enables rich cultural analysis beyond solely examining nationality