bluuebunny/crossref_metadata_2025 huggingface dataset:
An Anti-deficit Counter-story of a Black Girl’s Forms of Resilience in a Standards-based Mathematics Classroom
Authors: Ellis Brittney , Elizabeth Wrightsman
Published: August 2024

Scholars have called for critical research that positions Black girls in a positive light while centering their constructed meanings and resistance against stereotypes and dominant discourses in mathematics spaces, particularly in reform-oriented instructional contexts. Black girls may have to resist deficit master narratives about the intellectual ability of Black women and girls (macro-level) in moment-to-moment classroom interactions (micro-level). In this article, we tell an anti-deficit counter-story (Adiredja, 2019) of how sense-making and silence became forms of resilience for a Black girl named Amari (pseudonym) during a standards-based whole-class mathematics discussion. Using theoretical perspectives rooted in critical race theory and positioning theory, we operationalized Black girls’ forms of resilience as repeated acts of resistance, evidenced by negotiated or rejected positions. Framing our positioning analysis using an anti-deficit counter-story method (Adiredja, 2019), Amari’s mathematical brilliance was centered while showcasing how forms of resilience emerged from repeated acts of resistance at a micro-interactional timescale. Implications of this work point to a need to specify micro-level responsibilities in classroom settings that challenge racism, sexism, and oppression in macro-level reform efforts.
ATUAÇÃO DE RESIDENTES MULTIPROFISSIONAIS NA ATENÇÃO PRIMÁRIA A SAÚDE DURANTE A PANDEMIA DA COVID-19
Authors: De Lima Anne Karollyne , Streski Mariana Aparecida de Lara , De Oliveira Thais Franceni , Wayar Mariane Aparecida Sanson
Published: August 2024

A pandemia de covid-19 trouxe uma demanda emergencial em saúde pública, exigindo uma reordenação dos serviços de saúde a fim de absorver a crescente demanda, especialmente da Atenção Primária à Saúde (APS) devido ao seu papel ordenador do cuidado. O presente estudo trás um relato de experiência da atividade de profissionais do Programa de Residência Multiprofissional em Saúde Coletiva no município de Ponta Grossa durante a pandemia de covi-19, ressaltando dificuldades e oportunidades da atuação neste momento, além de abordar a inserção desses profissionais nas práticas da APS para o enfrentamento da pandemia. Em decorrência de normativas nacionais, estaduais, regionais e municipais, a suspensão de atividades individuais e coletivas eletivas e de prevenção e promoção de saúde tradicionalmente empregadas nas Unidades Básicas de Saúde (UBSs) comprometeram uma importante frente de atuação da APS e consequentemente a prática dos profissionais residentes. Entretanto a reestruturação do processo de trabalho nas UBSs necessitou da inserção dos profissionais residentes em ações de enfrentamento da pandemia de covid-19, permitindo o desenvolvimento de habilidades multiprofissionais essenciais desde o âmbito de gestão e planejamento de políticas públicas até a atividade assistencial direta. Os residentes puderam atuar na estratégia de testagem e vigilância epidemiológica dos casos de covid-19 por meio da realização de testes rápidos, notificação e monitoramento de casos suspeitos e confirmados da doença, bem como na orientação quanto aos cuidados de prevenção e isolamento de pacientes por meio do monitoramento telefônico e atendimento de dúvidas em call center disponibilizado pela prefeitura, além de atuar na organização e realização da campanha de vacinação contra covid-19 no município. Desta forma, a pandemia de covid-19 trouxe um cenário único de atuação desses profissionais dentro da APS, permitindo o desenvolvimento de habilidades e aquisição de conhecimentos essenciais para um atendimento integral voltado às necessidades da população.
OS EFEITOS DO SILÊNCIO ORGANIZACIONAL NA INOVAÇÃO
Authors: De Mattos Cruz Sylvio Augusto
Published: August 2024

Com as mudanças sociais, econômicas, culturais e tecnológicas, as organizações passaram a demandar maior engajamento de seus funcionários nos processos de trabalho. O compartilhamento de conhecimento adquire um papel vital nesse cenário. Por variadas razões, os funcionários preferem permanecer em silêncio ao invés de se valerem da voz para expressar suas ideias, opiniões e críticas. Há muitas evidências empíricas quanto à relação entre o Silêncio Organizacional e a Inovação Organizacional. Entender como a gestão de uma organização pode afastar e inibir o comprometimento dos indivíduos na participação de conflitos produtivos que gerem aprendizados e a reprodução de novas ideias, a partir de variados pontos de vista, e como isso afeta, negativamente, a capacidade das organizações responderem às mudanças que ocorrem em seu ambiente. Infelizmente, em muitas organizações, públicas e privadas, verificamos a existência de um círculo vicioso, em que gestores continuamente obstaculizam a vocalização de críticas, opiniões e ideias pelo temor de verem sua posição hierárquica e o seu poder serem questionados. Assim, ciclo após ciclo, o potencial criativo dos indivíduos vai se apagando, levando a organização a um processo de inadaptabilidade diante das grandes mudanças que ocorrem no ambiente. A visão míope e ultrapassada de uma gestão com o monopólio das respostas e detentora de uma autoridade absoluta, não condiz com a realidade um ambiente volátil, incerto e complexo. A possibilidade de canalizar criatividade individual através de várias equipes, deve ser compreendida como uma necessidade vital para a obtenção de inovações que garantam a obtenção de vantagens competitivas para a organização.
A GAMIFICAÇÃO E O ENSINO DE QUÍMICA: USO DO BINGO DOS ELEMENTOS COMO RECURSO DIDÁTICO PARA A APRENDIZAGEM EM QUÍMICA
Authors: Amorim Mierlen Davila da Silva , Yamaguchi Klenicy Kazumy de Lima , Pessoa Junior Erasmo Sérgio Ferreira
Published: August 2024

A gamificação no ensino de química visa tornar o processo de aprendizagem mais atrativo, significativo, interativo e motivador. O objetivo desse artigo é avaliar as contribuições da gamificação como estratégia para o ensino da tabela periódica. O público-alvo foi composto por 23 (vinte e três) alunos de 1º ano do Ensino Médio do turno vespertino de uma Escola da rede pública na cidade de Tefé – AM. As atividades foram divididas em três momentos: 1) confecção do bingo e planejamento da sequência didática; 2) aplicação do Bingo como recurso didático; 3) Avaliação da atividade por meio do questionário de satisfação e de um exercício avaliativo. Os resultados mostraram que o Bingo Químico dos Elementos foi muito bem avaliado como recurso didático pelos alunos, sendo promissor para ser utilizado nas aulas de Química. A simplicidade da sua aplicação em sala de aula, baixo custo de confecção, alinhada a viabilidade do tempo de jogo são características positivas da atividade realizada. Esse recurso também permitiu trabalhar as habilidades e competências do trabalho coletivo. O Bingo Químico do Elementos, por ser um recurso didático que possibilita fomentar o lúdico no processo de ensino e aprendizagem de Química pode ser uma alternativa no auxílio das aulas expositivas dialogadas dos professores tanto do Ensino Médio quanto do Ensino Superior.
Palavras-Chave: Ensino-aprendizagem; Lúdico; Prática Pedagógica; Tefé.
INÍCIO DE CARREIRA NA PSICOLOGIA CLÍNICA
Authors: Matheus Felipe Ferreira de Souza  , Sérgio Henriques Alves de Siqueira  , Andrea Alves de Oliveira  , Étore Gomes Mazini  , Márcio Rocha Damasceno  , Márcia Helena de Carvalho  , Gederson Câmara Marques
Published: August 2024

Este artigo teve o objetivo de fazer um percurso por alguns teóricos acerca da transição da graduação para o mercado de trabalho, um período marcado por inseguranças e preocupações, além de algumas orientações sobre a postura do recém-formado e o ingresso no mercado de trabalho que se mostra cada vez mais competitivo e incerto, mesmo tendo um avanço na procura por profissionais da psicologia.
TRATAMENTO DE FISSURAS ATIVAS E PASSIVAS EM EDIFICAÇÕES
Authors: Ferreira Marques Leandro , Silva Pedrosa Mariana , De Freitas Dutra Juliano , De Souza Dimas Matheus
Published: August 2024

O presente trabalho aborda as fissuras em edificações, ressaltando sua relevância na construção civil. Além disso o estudo identifica causas variadas para o surgimento dessas anomalias, como variações térmicas e higroscópicas, sobrecargas na estrutura, recalques de fundação e alterações químicas nos materiais. A classificação das fissuras conforme sua abertura e movimentação, permite diferenciá-las entre ativas e passivas, fator determinante na escolha do método de tratamento dessas manifestações patológicas. Nesse contexto, o artigo explora métodos de investigação da movimentação da fissura, assim como a técnica corretiva adequada para cada caso. A abordagem sistemática apresentada destaca a importância de identificar a causa da anomalia com precisão, para seja possível aplicar estratégias de tratamento eficazes. Dessa forma, a revisão bibliográfica do artigo é focada na classificação das fissuras e nas abordagens de tratamento, considerando a influência do tipo de fissura na escolha dos métodos. Por sua vez, a discussão de resultados destaca a relação entre fissuração e durabilidade, enfatizando a importância da técnica corretiva. Por fim, técnicas de tratamento, como injeção, selagem, grampeamento, bandagem e tela metálica, são detalhadas, ressaltando a seleção adequada conforme a natureza da fissura.
Explorative Analysis of Bank Syariah Indonesia Youtube Channel
Authors: Haq Furqonul
Published: August 2024

Purpose - This research was conducted to qualitatively analyze the profile and columns on the Bank Syariah Indonesia (BSI) YouTube channel.Method - This research describes the BSI YouTube channel qualitatively with an exploratory approach.Result - The results showed that the BSI YouTube channel has a profile with 65.5K subscribers and 420 video posts. Posts on the BSI YouTube channel consist of video and image posts. The BSI YouTube channel has nine columns like most other YouTube channels. All columns (home, videos, shorts, live, playlist, community, channels, about and search) can be analyzed exploratively.Implication - The population in this study is the Youtube channel of Islamic banks. The sample used is the BSI Youtube channel.Originality- Research that qualitatively analyzes the YouTube channels of Islamic banks in Indonesia.
Hedging In Indonesian Sharia Stock Index Manufacturing Companies
Authors: Baroroh Hilmy , Hasanah Sarpiatun
Published: August 2024

Purpose - This study aims to determine the influence of financial distress, profitability, and liquidity on hedging activities in manufacturing companies listed on the Indonesian Sharia Stock Index during the period 2016-2020.Method - The analysis in this study uses logistic regression analysis to answer the research questions. The study utilizes purposive sampling technique to determine the sample, and total of 80 samples are obtained from manufacturing companies listed on the Indonesian Sharia Stock Index during the period of 2016-2020.Result - The results of this study that financial distress, proxied by the Altman Z-score model, does not have a significant effect on hedging activities in manufacturing companies. On the other hand, profitability, proxied by return on assets, has a positive and insignificant effect on hedging activities in manufacturing companies, while liquidity, proxied by the current ratio, has a negative and significant effect on hedging activities in manufacturing companies.Implication - In this study, uses secondary data obtained from the annual report and financial reports of manufacturing companies listed on the Indonesian Sharia Stock Index during the period 2016-2020.Originality - Future research is expected to be able to add or replace different proxies, particularly those related to financial distress, will be utilized in the theory of hedging activities. This will expand the discussion on the determinants of hedging policy in manufacturing companies in Indonesia.
Financial Technology Strategy for Islamic Banking Competitiveness
Authors: Hakim Muhammad Luqman
Published: August 2024

Purpose - Analyze the development of Financial Technology and Islamic banking financial data to have implemented financial technology for customers and the profits achieved.Method - This research is qualitative with a literature study connected with the phenomena in Islamic banking to implementing financial technology.Result - Show that the level of service and financial technology is valid, practical and efficient for customers and benefits for Islamic banking.  Implication - Technological developments can have benefits for users according to their needs. One of the benefits is related to efficiency in use. Financial institutions use technology to make easier for their customers in digital-based financial transactions.  Originality- This research studies the development of Islamic bank performance, the development of Islamic bank financing from the number of ATMs, one form of Islamic banking financial technology in Indonesia.
Equivalence transformations for equations of gas dynamics
Authors:   Ufa University of Science and Technology, Ufa, Russia, Borisov A.V. , Habirov S.V.
Published: August 2024

The object of research in this paper is the equations of gas dynamics with an arbitrary equation of state (specific internal energy as a function of specific volume and entropy). It is required to find equivalence transformations that do not change the system of equations, but only change the equation of state. Operators of one-parameter groups of equivalence transformations are found from the invariance criterion. The redefined system of equations is integrated onto the coordinates of the operator. An infinite Lie algebra with two arbitrary functions is obtained.
Toward a disability theology for the Ghanaian context
Authors: Boaheng Isaac
Published: August 2024

Disability theology is an emerging field within theological inquiry that explores the intersection of human perceptions of God and humanity through the lens of disability experiences. In Ghana, Christian literature on the subject predominantly focuses on caregiving and ethical considerations related to disability with just a little attention to the theological dimensions on disability. This research was, therefore, conducted to formulate a theology of disability based on the intersection of theology to serve the Ghanaian Christian need. A literature-based research methodology to collect, analyze and synthesize information from previously published studies on the subject matter. The theological framework espoused in this research engages with questions of imago Dei, sin and prosperity theology in relation to disability. The paper ends with recommendations to promote advocacy, social justice and the full inclusion and rights of individuals with disabilities within both religious and societal contexts.
The Effect of CD31 on Coronary Collateral Development
Authors: Akcali Huseyin , Tascanov Mustafa Begenc , Toprak Kenan , Fedai Halil , Bicer Asuman , Altiparmak İbrahim Halil , Tanriverdi Zulkif , Demirbag Recep , Koyuncu Ismail
Published: August 2024

Background:

Coronary collaterals are the feeding bridges between the main epicardial
arteries, and research has shown that this collateral development plays a crucial role in myocardial
performance, especially in patients with coronary artery disease. However, the evolution of these
collaterals has not been fully explained.

Objective:

In this study, we aimed to reveal the effect of CD31 on coronary collateral development.

Methods:

As a result of coronary angiography performed in our clinic, 89 patients with coronary
artery disease and 90 patients with normal coronary arteries were included in the study. Collateral
development degrees were recorded from the angiographic images of the subjects. CD31 values
were compared between the group with coronary artery disease and the control group. In addition,
the coronary artery disease group was divided into subgroups according to the collateral development
in terms of good collateral development and poor collateral development, and the factors
that may affect the collateral development were tried to be determined.

Results:

CD31 levels were significantly higher in the group with coronary artery disease compared
to the control group (p <0.001). In addition, CD31 levels in the subgroup with good collateral
were significantly higher than in the group with weak collateral (p <0.001). In the correlation
analysis, a significant positive correlation was found between serum CD31 level and SYNTAX
score, age, glucose, and rentrop grade. Multivariate logistic regression analysis showed CD31 to
be an independent predictor of good coronary collateral development.

result:

: CD31 levels were significantly higher in the group with coronary artery disease compared to the control group (p<0.001). In addition, CD31 levels in the subgroup with good collateral were significantly higher than the group with weak collateral (p<0.001). In the correlation analysis, a significant positive correlation was found between serum CD31 level and SYNTAX score, age, glucose, and rentrop grade. Multivariate logistic regression analysis showed CD31 to be independent predictors of good coronary collateral development.

Conclusion:

CD31, a marker of angiogenesis, may be involved in coronary collateral development.
Synthesis of Graphene@C3N4-Cu Beads Nanocomposites and their Antimicrobial Efficacy Against Drug-Resistant Bacteria and Fungi
Authors: Khan Mohd Sajjad Ahmad
Published: August 2024

Background:

Increased intake of drugs worldwide and the subsequent advent of resistance
to existing antibiotics have globally threatened health organizations. To combat the problem
of these drug-resistant infections, as an alternative approach, graphene (GN)-related nanomaterials
have attracted significant interest because of their effective anti-microbial potential. The present
study shows the synthesis and characterization of nanocomposite of GN with carbon nitride viz. g-
C3N4, g-C3N4-Cu, and GN@g-C3N4-Cu. Further, we investigated the anti-microbial potential of these
nanocomposites against strains of Gram-negative and Gram-positive bacteria, viz., a multidrug-
resistant strain of Pseudomonas aeruginosa (MDRPA), a methicillin-resistant strain of Staphylococcus
aureus ATCC33593 (MRSA), and an azole-sensitive fungal strain (Candida albicans
ATCC14053).

Methods:

The morphological characterization of GN@g-C3N4-Cu nanocomposite was executed
by scanning electron microscopy, whereas the elemental analysis and their distribution were
studied by energy-dispersive X-ray spectroscopy and elemental mapping methods. Furthermore,
the anti-microbial and antibiofilm efficacies of g-C3N4, g-C3N4-Cu, and GN@g-C3N4-Cu nanocomposites
were evaluated by disc diffusion, two-fold serial micro broth dilution, and 96 well microtiter
plate methods.

Results:

The ternary g-C3N4-Cu@GN, apart from the structures of g-C3N4-Cu, showed big sheets
of GN. The observance of C, N, O, and Cu in the elemental analysis, as well as their uniform distribution
in the mapping, indicated the successful fabrication of g-C3N4-Cu@GN. GN@g-C3N4-Cu
followed by g-C3N4-Cu and (g-C3N4) exhibited significantly higher antimicrobial activity (zone of
inhibition from 14.33 to 49.33 mm) against both the drug-resistant bacterial strains and azole-sensitive
C. albicans. MICs of nanocomposites ranged from 32 -256 μg/ml against the tested strains.
Whereas all three nanocomposites at sub-MICs (0.25 A- and 0.5 A- MICs) showed concentration-
dependent inhibition of biofilm formation in MDRPA, MRSA, and C. albicans by allowing
11.35% to 32.59% biofilm formation.

Conclusion:

Our study highlights the enhanced efficiency of GN@g-C3N4-Cu nanocomposites as
potential anti-microbial and antibiofilm agents to overcome the challenges of multi-drug-resistant
bacteria and azole-sensitive fungi. Such kind of nanocomposites could be used to prevent nosocomial
infections if coated on medical devices and food manufacturing instruments.
Cup as a Cap on the Diabetic Wound: A Hope for Treatment of Diabetic Ulcers
Authors: Rajaei Maedeh , Zare-Zardini Hadi , Eslami Hossein , Ansari Mojtaba
Published: August 2024

Diabetes is known as one of the most important widespread diseases in the world. Diabetic
ulcer is one of the main complications associated with this disease. The use of the capabilities
of modern science such as nanotechnology can be effective in developing new strategies for
treating diabetic ulcers. Regulating homeostasis, controlling infections, and the ability to regenerate/
heal are some of the proposed mechanisms of nanomaterials in wound healing. In this regard,
cuprorivaite bioceramic, as a bioceramic containing copper nanoparticles with effects on angiogenic
factors and infection control, can effectively be used in the healing of diabetic ulcers. In this
prospective article, we have presented the potential of this bioceramic in the design of new dressings
for diabetic wound healing.
EFFICIENCY ANALYSIS OF JAVA'S REGIONAL BANKS IN LENDING ALLOCATION
Authors: Pratama Agung Yuda , Setyo Tri Wahyudi
Published: August 2024

This research examines the efficiency of lending distribution by Regional Development Banks (RDBs) in Java, Indonesia, using Data Envelopment Analysis (DEA) and panel regression analysis. It analyzes financial data from 2015-2022 to identify factors affecting lending distribution efficiency. Key variables include Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Operating Expenses to Operating Income (OER), and regional government funds percentage (LGFR). the study identifies that among the variables examined, only LDR significantly impacts the lending efficiency of RDBs. This finding underscores the critical role of effective deposit to loan conversion in enhancing RDB operational performance, while other factors such as CAR, NPL, OER, and LGFR do not show a statistically significant effect. This research contributes to the banking efficiency literature by highlighting the importance of optimizing LDR to improve the operational efficiency of RDBs. It offers new insights into the operations of regional banks and their role in regional economic growth, especially in Java.
ANALISIS FAKTOR YANG MEMPENGARUHI SUKU BUNGA KREDIT INVESTASI DI INDONESIA
Authors: Syahputra Reisnanda Afkary , Santoso Dwi Budi
Published: August 2024

This study aims to find out determinants of investment credit interest rates in Indonesia. This study uses a quantitative approach with the VAR analysis method. The data used in this study is secondary data in the form of a time series with quarterly time periods from Q1 2011 to Q4 2022. The study found that BI Rate increases investment credit interest rates. Then gross domestic product can increase investment credit interest rates, but will reduce investment credit interest rates in the longer period. The money supply has an indirect effect on investment credit interest rates through gross domestic product. These results recommend policies to maintain the BI Rate and the economy to remain stable so that it can provide convenience for business actors, the public and banks to encourage credit development.
PENGARUH EKSTERNAL DAN INTERNAL BANK TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA
Authors: Naufal Amiruddin  , Khusnul Ashar
Published: August 2024

Islamic banks need to have good performance in order to gain the trust of the public. In assessing the performance of a bank whether it is good or not, it can be seen from its profitability. This study aims to determine the effect of external and internal variables on the profitability of Islamic commercial banks in Indonesia in 2017 - 2019. The external variables consist of GDP and inflation. While the internal variables consist of CAR, NPF and FDR. The analytical method used is multiple linear regression analysis. The results showed that the variables of GDP, inflation, CAR and FDR had no significant effect on the profitability of Islamic commercial banks in Indonesia. While the NPF variable has a significant effect on the profitability of Islamic commercial banks in Indonesia. Future research is expected to be able to add other macroeconomic variables and increase the research period.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PREFERENSI GENERASI MILENIAL MUSLIM MEMILIH PERBANKAN SYARIAH
Authors: Komalasari Salsabila Isfa , Galuh Ajeng Kartika
Published: August 2024

This research is aimed to analyze factors influencing muslim millennial prefrences in choosing product and service sharia banking. The independen variables in this research are advantages, knowledge, religiosity and technology. This research is descriptive qualitative research, with muslim millennial in Eest Java as the population. The data are taken directly by questionnaire from one hundred respondent. Data analysis using reliability test, validality test and classical assumption test and then multiple linear regression, T test dan F test was employed to evaluated the data. The result show that the advantage and religiosity had a significant effect on the muslim millennial preferences in choosing product and service sharia banking, while the knoweledge and Technology had no effect on on the muslim millennial preference in choosing product and service sharia banking.
ANALISIS PENGARUH LABEL HALAL, KESADARAN HALAL, DAN PERSEPSI ATAS PRODUK HALAL DALAM PEMBELIAN KOSMETIK HALAL
Authors: Erlambang Agusty Lingga , Aminullah Achmad Muttaqin
Published: August 2024

Industri kosmetik dan kecantikan merupakan industri dengan nilai yang sangat tinggi di dunia, salah satunya juga di Indonesia. Di Indonesia sendiri, perkembangan dunia kosmetik sangat pesat dari waktu ke waktu. Sebagai negara dengan populasi mayoritas Muslim, permintaan akan produk kosmetik halal merupakan peningkatan yang tidak dapat disangkal. Penelitian ini dilakukan dengan tujuan untuk menganalisis apakah ada pengaruh variabel halal, kesadaran halal, dan juga persepsi produk halal terhadap keputusan konsumen dalam membeli produk kosmetik halal. Metode penelitian yang digunakan dalam penelitian ini adalah menggunakan pendekatan kuantitatif dengan sumber data berupa data primer yang diperoleh melalui teknik penyebaran kuesioner kepada responden dengan menentukan sampel menggunakan metode purposive sampling. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan terhadap variabel prediktor yang terdiri dari label halal (X1), kesadaran halal (X2) dan persepsi produk halal (X3) terhadap variabel respon yaitu keputusan konsumen dalam membeli produk kosmetik halal (Y) baik secara bersamaan. atau sebagian pada setiap variabel prediktor. Secara parsial, variabel X1 berpengaruh positif sebesar 0,017 dan tidak signifikan dengan nilai 0,847 pada variabel Y. Sedangkan variabel X2 berpengaruh positif sebesar 0,340 dan signifikan dengan nilai 0,000 pada variabel Y. Kemudian untuk variabel X3 berpengaruh positif sebesar 0,399 dan signifikan dengan nilai 0,000 untuk variabel Y.
ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI KEPUTUSAN UNTUK BERWAKAF TUNAI
Authors: Nanda Anggih Pratiwi  , Multifiah
Published: August 2024

This study aims to analyze the influence of the variables religious compliance, motivation, income, information media access, and knowledge of waqf on the decision to give cash waqf donation. This study method used a quantitative approach with logistic regression analysis. The data obtained were primary data sourced from the results of the questionnaires that have been distributed. The sample number in this study was 70 respondents, both cash waqf and non-cash waqf. The results of this study indicated that variables of religious compliance, information media access, and knowledge of waqf partially had a significant effect on the decision to give cash waqf donation. While the motivation and income variables partially had no significant impact on the decision to give cash waqf donation.
ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI PREFERENSI KONSUMEN DALAM PEMBELIAN PRODUK FOOD AND BEVERAGE DI SHOPEE
Authors: Minerva Maharani Azzahra  , Ajeng Kartika Galuh
Published: August 2024

The existence of the COVID-19 virus prompted the government to issue an Emergency Community Activities Restrictions Enforcement (PPKM) policy that aimed to suppress positive cases, yet, on the other hand, detrimental to the community since they could not carry out transactions directly to meet their needs. However, the existence of e-commerce can help people to fulfill their needs by making transactions online. Each individual in the community has different preferences in making purchasing decisions. As Muslims, we are obligated to consume halal products, other than that, product quality and prices can also influence consumer preferences in purchasing decisions. Therefore, this study aims to analyze the influence of halal labels, product quality, and product price perceptions on consumer preferences in purchasing food and beverage products at Shopee.  The approach used in this study is a quantitative approach through logistic regression analysis. The results showed that the variables of halal labels and price perceptions significantly affected consumer preferences in purchasing decisions. Meanwhile, the product quality variable has no significant effect on consumer preferences in purchasing decisions.
PENGARUH KEPERCAYAAN, TRANSPARANSI DAN KUALITAS PELAYANAN TERHADAP LOYALITAS MUZAKKI LAZ SOLO PEDULI
Authors: Muhammad Syfaul Adib  , Sri Muljaningsih
Published: August 2024

This article aims to analyze the effect of trust, transparency, and service quality on the loyalty of the muzakki of the amil zakat institution Solo Peduli. This research is a quantitative study using a questionnaire using a liker scale and the method is calibrated using multiple linear regression analysis with the help of the SPSS application. There were 40 sample respondents consisting of 10 male respondents and 30 female respondents. The results of the study show that the trust factor and service quality have a significant influence on the loyalty of Solo Peduli muzakki, while the transparency factor has no significant effect on the loyalty of Solo Peduli muzakki. As for the trust in transparency, and the quality of service explained by 61.2% of the loyalty of muzakki Solo Peduli
PENGARUH DIVERSIFIKASI PENDAPATAN, UKURAN BANK DAN KOMPETISI BANK TERHADAP PROFITABILITAS BANK UMUM SYARIAH
Authors: Paramitha Devi , Prasetya Ferry
Published: August 2024

The bank carries out diversification activities to increase income and reduce risks arising from the main activities of the bank as well as being one of the bank's strategies to strengthen banking competitiveness supported by bank size. The market share of Islamic banks which has been low for the last 31 years is still low at around 7%, besides that the growth of fintech which continues to increase makes Islamic banks a good strategy to maintain their performance. This study uses the technique of multiple linear regression analysis of panel data, on 10 Indonesian BUS for the 2015-2021 quarter period. We found that income diversification had an effect on the profitability of Islamic commercial banks for the 2015-2021 period as measured by ROA and ROE, while bank size had an effect on ROA and had no effect on ROE while banking competition had no effect on profitability of Islamic bank and the structure of Islamic bank is in monopolistic market structure.
EFISIENSI ASURANSI JIWA SYARIAH: PENDEKATAN DATA ENVELOPMENT ANALYSIS
Authors: Darmawan Rifki , Satria Dias
Published: August 2024

This research was intended to measure the efficient value of Sharia life insurance in Indonesia with the span of 2018-2021. The data used in this study was 10 Sharia life insurance companies obtained from financial reports each company. The measuring instrument used in this study is a non-parametric type using the Data Envelopment Analysis (DEA) method. The results obtained in this study are that Sharia Life Insurance companies in Indonesia have not reached an efficient level. That's supported by an average technical efficiency value (TE) of 0.72 %, pure efficiency (PTE) of 0.81 %, and scale efficiency (ES ) of 0.87%.
FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN MUDHARABAH PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2010-2020
Authors: Safhira Sintya , Athoillah Moh.
Published: August 2024

Mudharabah financing is a business contract based on profit sharing, where one party is the owner of the capital (shahibul maal) and the other party runs the business (mudharib). This study aims to find out how the influence of FDR, NPF, CAR, and Profit Sharing Rates on Mudharabah Financing in Islamic Commercial Banks in Indonesia for the 2010-2020 period. The data used in this research is quarterly time series data from March 2010 – December 2020. The analytical tool used in this research is multiple linear regression using quantitative methods. The results showed that the FDR variable had a significant positive effect on mudharabah financing. The NPF variable has a significant positive effect on mudharabah financing. The CAR variable has a significant positive effect on mudharabah financing. Profit sharing level variable has a significant negative effect on mudharabah financing.
FAKTOR EKSTERNAL DAN INTERNAL YANG MEMPENGARUHI PEMBIAYAAN BANK UMUM SYARIAH KEPADA UMKM
Authors: Mega Ria  , Asfi Manzilati
Published: August 2024

This study aims to analyze the influence of external factors (inflation, BI rate, exchange rate) and internal factors (CAR, ROA, NPF, FDR, TPF and BOPO) on the financing disbursed by Islamic commercial banks to MSMEs. The data used in this study is monthly data from January 2015 to December 2021 sourced from the official website of The Indonesian Financial Services Authority, the Central bank of Indonesia, the Ministry of Trade of the Republic of Indonesia, and the Central Bureau of Statistics. The methodology used in this study is the Error Correction Model (ECM), using Eviews 10 as an estimation tool. The results of this study indicate that in the short term, all variables have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs. For the long-term, the inflation variable, FDR, and NPF have positively and significantly affected financing disbursed by Islamic commercial banks to MSMEs. In contrast, the BOPO variable negatively affects financing disbursed by Islamic commercial banks to MSMEs. Other variables, namely the BI rate, exchange rate, CAR, ROA, and NPF, have an insignificant effect on the financing disbursed by Islamic commercial banks to MSMEs.
ANALISIS MASA TUNGGU MAHASISWA FRESH GRADUATE UNTUK MENCAPAI DREAM JOB
Authors: Iqbal Mohammad Iqbal Fikri Arinda Pradhana , Wildana Dandy Alif
Published: August 2024

At the forefront of change in this very dynamic environment, students are also at the same time as customers in a tertiary institution. In the period of studying there are many things that happen, either caused by internal or external factors of the students themselves. among students in Malang City, especially students of the Faculty of Economics and Business, the dynamics approach in this study is work life balance (WLB). Work life balance (WLB) is not only for students who are already working but who are not yet, because Work life balance (WLB) emphasizes the quality of life for students who have not worked or who will work. This study uses the path analysis method or path analyst which aims to find out whether the X Y and Z variables are related to each other.
ANALISIS PENGARUH HALAL AWARENESS, HARGA, PENDAPATAN, DAN RELIGIUSITAS TERHADAP KONSUMSI SKINCARE LOKAL (STUDI PADA GEN-Z MUSLIM KOTA SURABAYA)
Authors: Wijanarko Zhafarina Shabhati , Aminullah Achmad Muttaqin
Published: August 2024

As the times progress, many people are now starting to realize the importance of using halal products. Author see that there is a price variable gap in previous research on skincare consumption. In addition, previous research has never been done with Generation Z objects, and including the religiosity variable. So, in this study the author will examine whether halal awareness, price, income and religiosity factors can affect consumption of local skincare in terms of its suitability in Islamic consumption patterns. This research uses the Structural Equation Modeling (SEM) method with the Partial Least Squares (PLS) approach to develop a behavior model for local skincare consumption. The results of this study are that the price and income variables are influential but not significant. while the halal awareness variable and the level of religiosity have a positive and significant effect on local skincare consumption.
ANALISIS FAKTOR FAKTOR YANG MEMPENGARUHI KEMISKINAN DI KALIMANTAN TIMUR PADA ERA DESENTRALISASI FISKAL TAHUN 2014-2020
Authors: Brian Jordi  , Wiguna Atu Bagus
Published: August 2024

Poverty is a condition where income is unable to meet basic needs, so it is less able to guarantee survival. This study aims to determine the effect of natural resources, fiscal decentralization, human development index, and labor force participation rate on poverty in East Kalimantan Province. The object of this research is 10 regencies/cities in East Kalimantan in 2014-2020, while the data analysis used is panel data regression which produces the best model, namely the Random Effect Model (REM). The results showed that the variables of natural resources, human development index, and labor force participation rate had a positive and insignificant effect on poverty in East Kalimantan. in contrast, the variable of fiscal decentralization had a negative and significant impact on poverty in East Kalimantan.
ANALISIS PENGARUH LITERASI KEUANGAN, KONFORMITAS, DAN STATUS SOSIAL EKONOMI ORANG TUA TERHADAP PERILAKU KONSUMTIF GENERASI Z DI KOTA MALANG
Authors: Girsang Cyntia Agustina , Nurman Setiawan Fadjar
Published: August 2024

This study aims to determine the effect of financial literacy, conformity, and parental socio-economic status on the consumption behavior of the generation Z in Malang city. This research is descriptive quantitative research with data collection methods through questionnaires distributed to individuals categorized as Generation Z in Malang City with a sample size of 100 people. The collected data were processed and tested using the Spearman Rank correlation method to determine the effect partially, and the Kendall W Concordance to determine the effect simultaneously. The results showed that the financial literacy (X1) partially have a negative and significant effect on consumption behavior (Y), conformity (X2); and parental socio-economic status (X3) partially have a positive and significant effect on consumption behavior (Y). From the results of simultaneous statistical testing, it was found that the financial literacy (X1), conformity (X2), and parental socio-economic status (X3) simultaneously have a significant effect on consumption behavior (Y). Based on the mean rank of the concordance of Kendall w, it was also found that parental socio-economic status is the variable that has the most effect on the consumptive behavior of Generation Z in Malang City.
ADOPSI PEMBAYARAN DIGITAL QRIS PADA UMKM BERDASARKAN TECHNOLOGY ACCEPTANCE MODEL
Authors: Niken Widowati  , Khusaini Mochammad
Published: August 2024

Dalam beberapa waktu terakhir, perkembangan teknologi digital terjadi sangat pesat termasuk dalam sistem pembayaran. Masyarakat sebagai konsumen mulai terbiasa menggunakan pembayaran digital. Para pelaku usaha dengan ini dituntut untuk mampu memfasilitasi proses transaksi tersebut. Namun, tidak semua pelaku usaha dapat secara cepat mengikuti trend penggunaan pembayaran digital. Usaha Mikro Kecil Menengah (UMKM) yang menjadi tulang punggung dan bantal perekonomian tidak jarang memiliki kendala dan keterbatasan dalam mengadopsi suatu teknologi karena kurangnya pengetahuan dan sumber daya. Oleh karena itu, tujuan dari penelitian ini adalah untuk menganalisis determinan faktor atas adopsi teknologi pembayaran digital dalam hal ini QR Code Indonesian Standard pada UMKM, khususnya di wilayah Malang Raya. Dengan menggunakan kerangka teoritis Technology Acceptance Model yang diperluas, sebanyak 164 data dari hasil survey dimanfaatkan dan diolah untuk menguji hipotesis yang diajukan dengan metode Structural Equation Modelling-Partial Least Square (SEM-PLS). Temuan penelitian mengungkapkan bahwa Intensi atau Niat para pelaku UMKM untuk menggunakan pembayaran digital QRIS ditentukan oleh persepsi Kemudahan Penggunaan, persepsi Kegunaan, Kepercayaan, dan Sikap positif terhadap penggunaan QRIS sementara faktor Kompatibilitas ditemukan tidak memiliki pengaruh. Penelitian ini memberikan informasi bagi pembuat kebijakan dan lembaga keuangan seperti bank atau penyedia layanan pembayaran digital dalam memahami variabel penting yang mendorong implementasi dan perluasan penerimaan sistem pembayaran digital terutama QRIS.
EFEKTIVITAS PEMANFAATAN DANA DESA (DD) UNTUK KESEJAHTERAAN MASYARAKAT DESA
Authors: Sasmita Andin
Published: August 2024

The effectiveness of village fund usage in village development and community empowerment is a benchmark for assessing the success of the usage, which is proven by effective and on-target village development and community empowerment activities. The number of underprivileged households in Balongpacul village is increasing in every year. Therefore, the effectiveness of village fund usage is emphasized to increase public welfare. This qualitative descriptive study was conducted in the said village . the primary data was obtained through interviews with suitable informants, while the secondary was gathered from documents related to the research topic. The entire data was then analyzed through data reduction, presentation, and conclusion drawing. This study finds that the effectiveness of the village funds usage can be seen from the Minister of Village’s regulation, Municipal Government’s regulation, and from the fact on the field. The fund was prioritized for village development and community empowerment. Therefore, it can be concluded that the effectiveness of the village fund usage has been in conformance with both regulations as well as with the fact on the field. In addition, the use of the village fund gives a positive impact to the society.
PENGARUH HARGA, COD, GRATIS ONGKOS PENGIRIMAN, REVIEW POSITIF, DAN STATUS VERIFIKASI TERHADAP KEPUTUSAN PEMBELIAN DI MARKETPLACE (Studi Kasus Pada Mahasiswa FEB UB Saat Pandemi Covid-19)
Authors: Abdullah Luqman
Published: August 2024

The Covid-19 pandemic have changed consumer’s behavior, from face-to-face purchasing to online shopping. During the pandemic, there were students of Faculty of Economics and Business of Universitas Brawijaya whoprefer shopping via marketplaces, but they were disappointed because the goods were not like what they hadexpected or they were damaged. However, they continued to use the marketplaces. The objective of this research is to identify factors influencing the students to shop in marketplaces. This research uses primary data from 100 students as the respondents. The independent variables are price, cash-on-delivery option, freeshipment, positive reviews, and store’s verified status., while the dependent variable is purchase decision. The Spearman’s rank correlation coefficient was used. this study finds that price negatively affects the purchase decision and that cash-on-delivery option, free shipment, positive reviews, and store’s verified status havepositive effects on the decision.
PENGARUH INVESTASI, UPAH MINIMUM PROVINSI, DAN INFLASI TERHADAP ANGKA PENGANGGURAN DI INDONESIA TAHUN 2015-2019
Authors: Raka Muhammad Ziddan  , Sakti Rachmad Kresna
Published: August 2024

Unemployment is an economic problem that is very influential on the economy of a country. The number of labor force that continues to increase with the number of jobs and the intense competition to get a job is something that must be overcome by a country. This study is to analyze the effect of investment, provincial minimum wage, and inflation on the target figures in Indonesia in 2015-2019. The research method used is quantitative analysis method using panel data regression. The location of the research was carried out in 34 provinces in Indonesia. The model used is a random effect model with the results of the study that there is a negative and significant relationship between investment and movement, the provincial minimum wage has a positive and significant effect on the impact, and inflation has a positive and significant effect on the movement.
PENGARUH INKLUSI KEUANGAN DAN HUMAN CAPITAL TERHADAP PRODUKSI USAHA TANI BUNGA POTONG
Authors: Ayuningtyas Nia
Published: August 2024

Floriculture has become a featured agricultural business of Batu city, thanks to people’s high demand for aesthetic cut flowers. As the commodity can be harvested faster and can be used for various occasions, this business is very potential for further development. The objective of this research is to identify the effects of financial inclusion and human capital on the production of floriculture in Gunungsari village of Bumiaji sub-district in Batu city. The data of this quantitative research war harvested from questionnaires distributed to 160 respondents. Here Cobb-Douglas production function was used in the multiple linear regression to identify the elasticity of the independent variables on the dependent variable and the return to scale of the agricultural business. This study finds that financial inclusion, which is perceived from access to banking credits and loans, and human capital, which is observed from education level, significantly influence the production of cut flowers. Further, the return to scale of floriculture is categorized into increasing return to scale. The implications of the research are that the agricultural businesspeople need to be incorporated into the financial inclusion and that improvements are required in the quality of education regarding agriculture so that the entrepreneurs can allocate resources efficiently to optimize their production.
Keywords: cut flower; financial inclusion; human capital
ANALISIS DAMPAK KEBIJAKAN PROGRAM KELUARGA HARAPAN TERHADAP KONSUMSI
Authors: Riyanto Kusuma Arum , Ananda Candra Fajri
Published: August 2024

The study aims to analyze the impact of the Family Hope Program (PKH) policy on household consumption during the COVID-19 pandemic. Using a quantitative approach using cross section data, this study uses multiple linear regression analysis. From this study, it was found that household income, nominal PKH, number of family members, amount of savings, and value of productive assets simultaneously had a significant effect on household consumption variables. The variable number of family members has the largest contribution in increasing household consumption.
ANALISIS DAYA SAING DAN STRATEGI INDUSTRI FURNITUR ROTAN INDONESIA DI PERDAGANGAN INTERNASIONAL
Authors: Dewi Nike Nurfita , Isharina Ikhtiara Kaideni
Published: August 2024

The purpose of this study was to determine the position of competitiveness of Indonesian rattan furniture, the position of Indonesian rattan furniture exports, the export performance of Indonesian rattan furniture, the ability of Indonesian rattan furniture commodities to seize the international trade market, and strategies to increase the competitiveness of the Indonesian rattan furniture industry. The analytical methods used are Revealed Comparative Advantage, Trade Specialization Index, Constant Market Share, Acceleration Ratio, and SWOT Analysis. The results of the Revealed Comparative Advantage (RCA) analysis show that Indonesian rattan furniture has a strong comparative advantage in international trade. The results of the Trade Specialization Index (ISP) analysis show that Indonesia tends to be an exporter of rattan furniture. Constant Market Share (CMS) states that the effect of competitiveness has a strong influence on the growth of Indonesian rattan furniture in international trade. The results of the Acceleration Ratio (AR) analysis show that Indonesia can seize the international trade market share. Based on the results of the Cartesian diagram, the SWOT analysis shows that the export of the Indonesian rattan furniture industry is in quadrant I (one), namely the aggressive strategy.