bluuebunny/crossref_metadata_2025 huggingface dataset:
ANALYSIS OF BANK HEALTH LEVELS AND THE USE OF BRANCHLESS BANKING USING THE RGEC METHOD AT BANK KB BUKOPIN SYARIAH 2016- 2020
Authors: Arini Isa Zulfarida
Published: July 2023

A healthy bank is a bank that can carry out its functions optimally. Banks are intermediary institutionsand can foster public trust in innovative, efficient, and effective bank performance. The existence of anassessment of the soundness of the bank is very much needed for the stakeholders and to be used as abenchmark for optimizing performance as well as for detecting bankruptcy. The limitations of the publicin accessing banking services have led to branchless banking innovations to serve underprivilegedcustomers in remote parts of the country. The purpose of this study was to determine the soundness ofthe Bukopin Syariah KB bank using the RGEC (Riks Profile, Good Corporate Governance, Earnings,Capital) method and the use of branchless banking in 2016-2020. The method used in this study is adescriptive method with a quantitative approach. In this case, using the data object of Bank KB BukopinSyariah's financial statements for 2016-2020. The results of the study show that the health level of BankKB Bukopin Syariah in 2016-2020 received the predicate of being less healthy even though customersatisfaction in the use of branchless banking received a healthy predicate and this will have an impacton customer satisfaction and trust in the future. It can be said that the performance of the BukopinSyariah KB bank is still not optimal in various aspects of risk management.Keywords: Bank Health, RGEC, Branchless Banking, Bukopin Syariah
2 YEARS AFTER MERGERS: SERVICE QUALITY, CUSTOMER SATISFACTION, AND CUSTOMER LOYALTY BANK SYARIAH INDONESIA CUSTOMERS
Authors: Mochamad Bayhaqy , Dina Fitrisia Septiarini
Published: July 2023

After going through the transition period until the second year, Bank Syariah Indonesia has some tasks to be carried out after mergers with three established sharia banks that have different sectors and backgrounds of customers, making it somewhat challenging for Bank Syariah Indonesia to maintain service quality, satisfaction, and loyalty from customers of the three previous banks. This study is quantitative research; data from distributed questionnaires online to Bank Syariah Indonesia customers that have used Bank Mandiri Syariah, Bank BRI Syariah, and Bank BNI Syariah and have used Bank Syariah Indonesia for two years yielded 206 answers. The data analysis technique is SEM PLS with SmartPLS 4.0. From this study, we find a significant relationship between Service Quality with Customer Loyalty, Customer Satifaction with Customer Loyalty, Service Quality with Customer Satisfaction, and Service Quality with Customer Loyalty through the intervention of Customer Satisfaction. concluded that customers agree that they are still receiving service quality and satisfaction with Bank Syariah Indonesia compared with three previous banks and agree that they will give their loyalty to Bank Syariah Indonesia.

Keywords: Mergers, Bank Syariah Indonesia, Service Quality, Customer Satisfaction, Customer Loyalty.
ENVISIONING HEALTHCARE SERVICE QUALITY, SAFETY AND EQUITY: FROM PUBLIC HEALTH CENTRE TO MILITARY HOSPITAL
Authors: Muhlis Abdu Nafan Aisul
Published: July 2023

The Indonesian Journal of Health Administration Volume 11 No.1 (2023) has been published. This edition covers a wide range of main topics, including enhancing healthcare management, expediting Covid-19 vaccination efforts, and improving public health programs within the community. Healthcare sustainability is expected to help accomplish the Sustainable Development Goals (SDG) by 2030. Gupta et al. discuss environmental sustainability in healthcare using elicitation techniques and found that the hospital in India tends to utilize natural resource optimally to minimize the usage of electricity and water, install a waste treatment plant, and be accredited by a quality assurance body to assure them prioritize the sustainability in healthcare services. Regarding healthcare service equity, Suar analyzed the implementation of social inclusion in military hospitals in Indonesia. This study revealed that patients from particular groups received exclusive care compared to other National Health Insurance or Jaminan Kesehatan Nasional (JKN) program members. However, it contrasts with the Indonesian government's commitment to offer its citizens equitable and inclusive healthcare.
SOCIAL EXCLUSION IN INDONESIA MILITARY HOSPITAL
Authors: Suar Haifa Pasca Nadira
Published: July 2023

Background: In the era of the COVID-19 pandemic, one of the social protections in Indonesia that still requires special attention is the protection of public health.
Aims: This study aims to analyze the principles of social protection in the Social Security Agency for Health (BPJS Kesehatan) and the implementation of inclusive health services in Indonesia Military Hospital.
Methods: This study used a qualitative approach by conducting in-depth interviews and made direct observations for one month by observing the processes and phenomena that occurred at the dr. Esnawan Antariksa Air Force Hospital as a case study.
Results: The root cause of social exclusion in health services in military institutions was an aspect of the inherent hierarchy that caused exclusion in the income dimension triggered by socioeconomic level, status, and background of patients so that patients did not get the same rights in obtaining health services.
Conclusion: Implementing social protection through BPJS Kesehatan in military-based hospitals caused patients with specific groups to experience layered exclusion. Patients who wanted to receive healthcare at military hospitals had differences in the stages of receiving them. However, the quality of medical services doctors and other health workers provided were not discriminatory.
Keywords: BPJS kesehatan, health services, military hospital, social exclusion, social protection
ANALYSIS OF HIV AND SYPHILIS TRANSMISSION PREVENTION PROGRAMS FOR ADOLESCENTS
Authors: Lubis Yusuf Hanafi , Susilawati Susilawati
Published: July 2023

Background: Adolescents tend to want to try things they have never experienced, and the main contributing factor is curiosity and doing what adults, do including sexuality.
Aims: The aim of this study was to analyze the transmission prevention program of HIV and Syphilis for adolescents in North Sumatra.
Methods: Using an analytical survey approach with a cross-sectional design by taking 729 people as a sample from the total adolescent population of around 19.4% quota sampling, research instrument using questionnaires adopted from The Prospero Network and made through an online platform, then the results were transferred into a statistics-based application for descriptive data analysis, bivariate and multilevel test.
Results: Showing >50% of respondents conducted HIV and Syphilis testing through the laboratory quickly and free of charge and reactive confirmatory tests on both cases through health facilities, multilevel statistical tests result known to models 1 and 2, namely, the availability of syphilis screening referrals have a risk of 1-17 times higher the implementation of HIV and Syphilis programs for adolescents.
Conclusion: Everything is interrelated with the implementation of HIV and Syphilis transmission prevention programs in adolescents. However, the government and community must work together to consistently implement this program properly.
Keywords: Adolescents, Health Program, HIV, Syphilis
KNOWLEDGE AND ATTITUDES OF HEALTH WORKERS TOWARDS COVID-19 VACCINATION IN ACEH, INDONESIA
Authors: Arisandi Riyan , Yanti Budi , Zakaria Iskandar
Published: July 2023

Introduction: Herd immunity through vaccination is one of the major strategies for overcoming the COVID-19 pandemic, but there are still doubts about vaccines among health workers.
Aims: This study aims to assess the relationship between knowledge of the COVID-19 vaccine and the attitudes of health workers.
Methods: This is a cross-sectional study, which involves the distribution of a validated online questionnaire through Google Forms to health workers at Zainoel Abidin General Hospital Banda Aceh. The data consist of general characteristics, 13 questions regarding knowledge, and nine inquiries related to attitudes.
Results: There were 301 respondents, of which 87.4% were females and 48.8% were nurses. Only 27.9% of the health workers have a history of COVID-19 courses, 67.8% have good knowledge about the vaccine, and 70.8% with a positive attitude. There was a significant relationship between the knowledge of the vaccine and health workers' attitudes. Furthermore, gender, age, education level, and training history did not affect the knowledge of vaccination, while profession was the main influential factor.
Conclusion: This study shows that there is a relationship between knowledge of the COVID-19 vaccine and health workers' attitudes. However, stakeholders must always focus on strategies that can increase understanding and practice of disease prevention
Keywords: attitude, COVID-19 vaccine, knowledge, health workers
REDUCING HOSPITAL OUTPATIENT WAITING TIME USING LEAN SIX SIGMA: A SYSTEMATIC REVIEW
Authors: Waiman Elina , Achadi Anhari , Agustina Renita
Published: July 2023

Background: Lean Six Sigma (LSS) is a beneficial data-driven tool for quality improvement. Literature regarding the use of LSS to reduce hospital outpatient waiting time is scarce despite numerous problems encountered in many countries.
Aims: This systematic review aims to evaluate the causes of long outpatient waiting time, demonstrate the effectiveness of LSS and the improvement strategies applied to reduce outpatient waiting time.
Methods: Literature search was performed on eight databases: Proquest, Wiley, Science Direct, Taylor and Francis, Oxford Journal, Sage Publication, Scopus, and Pubmed. Inclusion criteria were peer-reviewed English articles published from January 1, 2003, to May 25, 2021, and studies conducted in hospital settings.
Results: Nine relevant articles were included. Inefficient clinic processes, inappropriate scheduling, human resources problems, workplace factors, patient communication problems, and patient characteristics are root causes found for long outpatient waiting time. All studies revealed a reduction in outpatient waiting time (5.2% to 97%) after implementation of LSS. Process redesign, improvement in appointment scheduling, patient communication, and improvement in workplace design, were strategies used to reduce outpatient waiting time. These strategies increase the number of patients seen and hospital gross revenue, as well as patient satisfaction.
Conclusion: LSS is beneficial to reduce outpatient waiting time. Process redesign provide advantageous results.
Keywords: hospital, lean six sigma, outpatient waiting time, process redesign
THE INFLUENCE OF INTERNAL FACTORS ON JOB SATISFACTION IN HEALTHCARE SETTINGS
Authors: Yusuf Moh , Wulandari Ratna Dwi
Published: July 2023

Background: Job dissatisfaction in healthcare facilities can increase medical errors. In order to reduce the medical errors, hospitals must focus on employee job satisfaction. In this case, both stress and burnout can lower job satisfaction.
Aims: This research was conducted to analyze the internal factors that affect the level of job satisfaction of employees in health facilities.
Methods: The method applied is the PRISMA framework, which consists of five stages, namely eligibility criteria, information sources, study selection, data collection process, and data items.
Results: Systematic review was done on 34 quantitative studies about the factors that influence job satisfaction. Based on the review, the internal factors known are demographic and personal factors. In this case, demographic factors mostly do not affect employee job satisfaction, one of which is salary. Meanwhile, the most researched personal factor and the biggest influence is burnout.
Conclusion: Based on the systematic review, it is known that the internal factors affecting employees’ job satisfaction include demographic and personal factors. The demographic factor that has a significant effect is salary, while the most researched individual factor is burnout. Working in the health sector requires caution so as not to cause medical errors. Health workers who experience burnout are at risk of causing medical errors. For that we need a strategy to overcome burnout so as to increase job satisfaction.
Keywords: burnout, healthcare, internal factor, job satisfaction, PRISMA
STAKEHOLDERS' ROLE IN THE IMPLEMENTATION OF STUNTING MANAGEMENT POLICIES IN GARUT REGENCY
Authors: Ipa Mara , Yuliasih Yuneu , Astuti Endang Puji , Laksono Agung Dwi , Ridwan Wawan
Published: July 2023

Background: Convergence is a comprehensive integrated and coordinated activity to accelerate stunting reduction.
Aims: This exploratory qualitative study analyzed the roles of stakeholders in stunting management.
Methods: This study was conducted in Garut District from April to July 2021. Key informants including policymakers across programs were selected from the district, sub-district, and village levels. All of them were interviewed, and the interview data were processed with content analysis techniques and presented descriptively.
Results: Stakeholders had roles in the implementation of stunting handling programs as seen in the four quadrants indicated by vertical (interest) and horizontal (influence) lines. The Head of the District and the Deputy of the Head District had the most contribution and influence on the program's success. District-level government institutions (i.e., the DHO, Regional Planning and Development Agency, DPMD, PPKBP3A and PUPR) in Quadrant II are critical. Others can be found in Quadrant III for provincial and district institutions (medium category). The sub-district, community leaders, and cadres (Quadrant IV) all significantly contributed to the program’s success.
Conclusion: Policymaker participation is acknowledged as a major concern in developing health policies. It is important to clearly outline the roles of stakeholders to promote their involvement actively, especially of local stakeholders that need to be advocacy-oriented in stunting management.
Keywords: Policy, Stakeholder, Stunting
WILLINGNESS TO ACCEPT AND SATISFACTION OF COVID-19 VACCINE IN EAST JAVA CULTURAL AREAS
Authors: Erlando Angga , Agusti Kemala Sari , Darmawan Andre Pupung , Amarullah Hanif
Published: July 2023

Background: Vaccinations are considered to be most effective solution to end a pandemic. Various issues develop inclusively regarding doubts about vaccines, which can be formed by various factors, such as social and cultural environment.
Aims: This study aims to analyze factors that affect willingness to accept (WTA) COVID-19 vaccine in four dominant cultural areas in East Java (Arek, Madura, Mataraman and Pandalungan) and analyze what factors influence satisfaction of vaccination.
Methods: This is quantitative research which analyzes 825 participants (40% men; 60% women). By using primary data the probit regression method is applied. We use dummy variables of WTA and level of satisfaction as dependent variables, while the independent variables include economic, health, socio-demographic and internal-external factors of vaccination program.
Results: This research showed different results in each cultural area; WTA of vaccines was influenced by income, assets, employment, health, education, gender, and age, while satisfaction with vaccines is associated with side effects, type of vaccine, and time of service (AOR: 0.31 to 0.56, αlpha: 1%-10%).
Conclusion: This study concludes that people of Arek and Mataraman tend to be willing and satisfied with vaccination, while Madura and Pandalungan show an opposite result due to lower accessibility, welfare, and culture.
Keywords: COVID-19, East Java cultural areas, satisfaction, vaccine, willingness to accept
FACTORS AFFECTING INDONESIAN PUBLIC HEALTH CENTERS' HEALTH WORKERS' INCOME ADEQUACY
Authors: Hasugian Armedy Ronny , Ilyas Jaslis , Hendrawan Harimat , Bachtiar Adang
Published: July 2023

Background: Dissatisfaction, additional work, and desired compensation are related to the needs and perceptions of civil servant health workers to increase their income. However, the probability and influencing factors regarding the income adequacy of civil servant health workers in Indonesia are still unknown.
Aims: to find out the factors related to the income adequacy of health workers.
Methods: This observational study with a cross-sectional design uses data from the Employment Research in the Health Sector (RISNAKES) 2017 in Public Health Centers in Indonesia. Probit analysis was conducted to assess the probability of income adequacy.
Results: A total of 963 respondents were analyzed. The study found that changes in each variable, including income, official residence facilities, training facilities/ seminars/ training, motivation, and job satisfaction of a unit, would increase the probability of income adequacy ranging from 2% - 81%, except for the age variable. By referring to high job satisfaction of > 75% and taking into account the probability of 80%, the presumed adequate income is no less than IDR 28,800,000.
Conclusion: The probability of the monthly income adequacy of civil servants in the health sector is influenced by job satisfaction, ability to save, official residence facilities, facilities to attend seminars, age, and income. Increasing and reformulating the amount of income must be done to optimize the performance and productivity of health workers.
Keywords: health workers, income adequacy, public health center, saving
FACTORS INFLUENCING PATIENTS’ REVISIT INTENTION TO PUBLIC HEALTH CENTER DURING COVID-19 PANDEMIC
Authors: Saputri Vera Valentine , Berlianto Margaretha Pink
Published: July 2023

Background: COVID-19 was declared a community health emergency, prompting the Indonesian government to implement a large-scale social restriction policy on March 2022. As a result, the number of patient visits to the Public Health Center (PHC) decreased.
Aims: This study aimed to analyze the factors affecting the revisit intention of patients at PHC during the COVID-19 pandemic.
Methods: This observational study was conducted at PHC XYZ in West Jakarta in September and October 2022 using a cross-sectional approach. Inclusion and exclusion criteria were employed to select 244 samples. The data collected through a questionnaire with 37 questions were analyzed using PLS-SEM.
Results: Government trust and trust in healthcare facilities positively affect revisit intention, with t-statistics of 4.816 and 0.003 as well as a p-value of 0.000. Meanwhile, perceived crowding and health risk, reputation, self-confidence, familiarity, and brand image did not significantly influence revisit intention at the PHC during the COVID-19 pandemic.
Conclusion: This study showed that trust in government and healthcare facilities affects the revisit intention of patients. Patients trust that the Government can overcome COVID-19 and that PHC can be trusted during COVID-19 has a positive influence on patients' intention to revisit. It is important to identify the factors influencing revisit intention at PHC during the pandemic because PHC has a role as a primary healthcare service.
Keywords: COVID-19, government trust, Public Health Center, revisit Intention, trust
POLICIES TO REDUCE HOME DELIVERY IN INDONESIA: WHO SHOULD BE THE TARGET?
Authors: Wulandari Ratna Dwi , Laksono Agung Dwi , Matahari Ratu , Rohmah Nikmatur
Published: July 2023

Introduction: Home delivery increases the chance of maternal death.
Aims: The study examines suitable targets for developing policies to reduce home births.
Methods: This cross-sectional study analyzed 15,357 mothers through stratification and multistage random sampling, including 13 independent variables: age, education, employment, marital, parity, insurance, knowledge of pregnancy danger signs, antenatal care (ANC), residence, the autonomy of health and family finance, household head sex, and wealth. We examined the data using binary logistic regression.
Results: About 23.8% of mothers deliver at home. Older age, higher education, primiparous, insured, knowing the pregnancy danger signs, living in an urban area, and doing ANC ≥4 times were protective factors to not home delivery. Being employed, married, having a male household head, and being poor were risk factors for home delivery. Mothers without health autonomy are less likely to deliver at home than those with health autonomy. Mothers with family finance autonomy are 1.239 times more likely than those without to give home birth.
Conclusion: The target to reduce home deliveries: young, low education, employed, married or divorced/widowed, having many children, uninsured, do not know pregnancy danger signs, doing ANC <4 times, living in a rural area, have no health autonomy, have no family finance autonomy, having a male household head, and poor.
Keywords: big data, home delivery, maternal health, maternity care, population health, public health.
SERVANT HEARTS: VILLAGE CADRES’ PUBLIC SERVICE MOTIVATION IN INDONESIA’S MENTAL HEALTH CARE
Authors: Setijaningrum Erna , Ghazali Marni Binti , Purwanto Luqman
Published: July 2023

Background: Despite the growing interest in public service motivation (PSM) research, there is a lack of studies that specifically examine the PSM of individuals in nontraditional roles, such as village cadres, in the context of mental health care in low-resource settings.
Aims: This study aimed to fill this knowledge gap by exploring how PSM influences the actions and choices of village cadres in providing care for people with mental illness in Indonesia.
Methods: An instrumental case study approach was employed to gather data through in-depth interviews with 14 village actors across five regencies in East Java Province, Indonesia.
Results: The study’s findings reveal the crucial role of PSM in inspiring village cadres to provide mental health care by showcasing their sense of duty toward the community, program dedication, and compassion for patients, highlighting the correlation between PSM and callings that focuses on serving others.
Conclusion: This study provides empirical insights into the intricate ways PSM influences the behavior of village cadres toward people with mental illness in Indonesia, offering valuable knowledge about the motivations of this particular group of public service providers and informing policy decisions and future research in the field of public administration.
Keywords: callings, Indonesia, mental health care, public service motivation, village cadres
Self-Presentation of Vanshead Solo's Members as Vans Sneaker Subculture in Instagram Posts
Authors: Yusup Khoiruddin
Published: July 2023

Vanshead Solo Community, a Vans sneaker enthusiast community that became a place for those who love Vans sneaker that has strong values from skateboarding subculture. Their strong affinity was not only shown in their offline gathering but also in one of the famous online platforms, Instagram. Thus, this research was conducted to find out how its members express and negotiate the values of Vans sneaker in their Instagram accounts as their digital self-representation. This research used digital etnography approach in the collecting and also in the process of analyzing data. In the finding of observation and participation this research used the Greet Hofstede’s Cultural Dimensions theory to see how they negotiated the “Off The Wall” or Vans’ values in their Instagram accounts.This research found that Vanshead Solo members tended to express two values of Vans, Individualism and non-comformity as their self-representation. They developed those values by showing their individual creativity and self-expression. Moreover, this research also found that most of the subjects negotiated Vans values through two cultural dimensions, uncertainty avoidance and individualism by showing lower scores of those values.   

 
Effect of rice straw and garbage enzyme addition on soil properties and plant growth of rice
Authors: Nguyen-Sy Toan , Do Hanh Hong , Tran Yen Anh Thi , Kieu Hoa Thi , Huynh Thi Diem Uyen , Tran Ngoc-Son
Published: July 2023

The objective of the current study was to examine the impacts of rice straw and garbage enzyme generated from local vegetable and fruit waste on plant growth and carbohydrate or ammonium extraction from paddy soil after one month of growth in a pot experiment. Samples of topsoil were obtained from a depth of 0-15 cm, and the following treatments were applied: control (10 g soil), RS (adding 30 g soil + 0.6 g rice straw), GE (30 g soil + garbage enzyme), and combination (adding 30 g soil+ rice straw and garbage enzyme) maintained at room temperature. The study findings indicated that there were no observable impacts of rice straw and garbage enzyme application on biomass. However, RS addition seems to reduce root length but enhance shoot length. Soil carbohydrates that were extracted ranged from 61 to 207 mg kg−1 soil, and treatments with rice straw addition exhibited significantly higher levels compared to those without it (p < 0.05). The ammonium content was low. It could be concluded that at the initial seedling stage, rice straw has more effects on soil properties and plant growth than garbage enzyme. To fully assess the effects of rice straw and garbage enzyme on soil properties and plant growth, it is recommended that further research be conducted over longer periods
The Application of Maintenance Functions in The Human Resources Management of Islamic Financial Institutions
Authors: Arik Putri Lestari Yosy
Published: July 2023

Sharia Savings and Loan Cooperatives are unique in that they must balance their business principles with high and volatile work demands. The care function of human resource management is an essential aspect of ensuring employee well-being and job satisfaction within organizations, including sharia savings and loan cooperatives. This study specifically focuses on examining the application of maintenance functions at KSP BMT Surya Abadi Jenangan Ponorogo, an esteemed Islamic financial institution that has experienced rapid development in Indonesia and has contributed to economic improvement through its diverse financing products. This research aims to provide valuable insights into the organization's practices and contribute to the broader understanding of human resources management in Islamic institutions and ultimately improve the quality of their workforce and service performance. Through a comprehensive analysis, this study has illustrated the practices carried out by the organization in maintaining employee welfare and retention. KSP BMT SURYA Abadi Jenangan Ponorogo demonstrates efforts in prioritizing employee welfare and retention, with notable aspects including occupational health and safety, communication, and human resource welfare programs, although improvements are needed, particularly in the area of occupational health and safety.
An Islamic Ethnomethodology Approach to Examine Mosque Accounting Practices
Authors: Thalib Mohamad Anwar
Published: July 2023

This study utilizes an Islamic paradigm with an Islamic ethnomethodology approach to investigate mosque accounting practices. The study uses both primary data, obtained through interviews and observations, and secondary data, which consists of documentation of mosque financial information records in books and on information boards. The data is analyzed through five stages: charity, knowledge, faith, revelation information, and good deeds, and collected through interviews, observation, and documentation. The study results show that mosque accounting practices are based on three main values: sincerity, responsibility, and trustworthiness. First, capital and cost accounting are practiced based on sincerity, which is reflected through the voluntary donations of funds by donors for the prosperity of the masjid, and the optimal work of administrators who do not receive a salary. Second, a simple accounting recording method is used, requiring a sense of responsibility, which is reflected through detailed financial records in album booklets and on bulletin boards. Third, accountability for incoming and outgoing funds is conditional on maintaining the congregation's trust, which is reflected in the expressions of the informants who stated that financial responsibility is their effort to maintain donors' trust. The implication of this research is to present the concept of mosque accounting practices based on the values of faith and fear of God. It concludes that mosque accounting is not only about material (money) but also about a sense of faith in the creator. Further research can study mosque accounting using other social theoretical approaches, such as Islamic phenomenology.
Money Multiplication in Islamic Banking – A Discussion on its Impact on Distributive Justice
Authors: Javaid Omar
Published: July 2023

This paper explores the legitimacy of the use of Fractional Reserve System in Islamic banking from the normative premise of Islamic economics. The paper uses a methodology of structured literature review and a conceptual analysis of the literature following the approach of Critical Interpretive Synthesis (CIS). The first section of the paper presents the analysis on fractional Reserve Bank (FRB) system, how it leads to multiplication of money supply and influence the long-term inflation and business cycles; the second part of the article explains the extent to which this framework obstructs in the achievement of the objectives of Islamic Economics. This is followed by a reflective analysis of concepts and information gathered from the literature to evaluate how FRB system fits into the fabric of Islamic Economic. The second section of this paper explains how Islamic Banks, with an FRB model and its inclination towards debt-based instruments, would allow Islamic banks to contribute to the problem of inflation, even if they use Musharakah and Mudarabah as a mode of finance.
Awareness of the Differences Between Islamic Insurance and Conventional Insurance amongst Students of Islamic Studies in Sri Lanka
Authors: Mohamed Minaz Mohamed Naushad , Mohamed Mazahir Sayed Mohamed , Fathima Nihla Ahamed Mukthar Faiser , Fathima Masliha Kalanthar Lebbe
Published: July 2023

The purpose of this study is to assess the level of awareness and understanding of Takaful, an Islamic insurance scheme, as compared to traditional insurance among students of Islamic Studies in Sri Lanka. Despite the growing popularity of Takaful in the country, there is a notable lack of awareness and understanding of this concept among Sri Lankans. By conducting a survey among Sri Lankan students, this research seeks to determine the level of awareness and acceptance of Takaful, while identifying the factors that influence this perception. The research methodology employed was to collect data through questionnaires distributed to customers in Sri Lanka. The findings indicate that although there is a growing demand for Takaful in the country, a significant portion of the population is either unaware of its existence or hesitant to adopt it due to prevailing misconceptions. The study highlights the importance of increasing awareness and understanding of Takaful to encourage greater participation in this form of insurance. In addition, future research could examine the reasons for limited engagement with Takaful and explore strategies to promote insurance literacy and active participation in the industry.
The Relevance of Monzer Kahf's Views on Islamic Banking in Indonesia
Authors: Wijaya Buana Handa , Dzukha Asyiqin Akbar , Marno Rahayu Sherly
Published: July 2023

This article aims to analyze the relevance of Monzer Kahf's view of Islamic banking to the development of Islamic banking in Indonesia, with a particular focus on Bank Syariah Indonesia (BSI). Although Islamic banking has grown rapidly in Indonesia, there are still challenges in understanding the factors that influence its success and how these banks can serve the community more effectively. To achieve this goal, the method used is library research, which aims to collect some information obtained through books, journals and online media that have relevance to the topic with Monzer Kahf's Islamic banking thinking and secondary data on the development of Bank Syariah Indonesia. The results of the analysis show that some of the key factors identified by Monzer Kahf, such as increasing the form of deposits, improving the quality of customer service, expanding the banking service base, capital protection, and providing social and humanitarian services, are very relevant in the context of the development of Islamic banks in Indonesia. Bank Syariah Indonesia, as the largest Islamic bank in Indonesia, plays an important role in driving the country's economic growth. In addition, the bank is also expected to improve its social services to the community through various aspects, including education, health, environment and renewable energy. In conclusion, Monzer Kahf's views on Islamic banking are highly relevant to the development of Islamic banking in Indonesia.
Electricity Consumption and Economic Growth: Evidence From Nigeria
Authors: Mohammed Badamasi Sani
Published: July 2023

As one of the significant components of energy consumption, the importance of electricity to economic growth has been recognized by economists and business people, engineering, and government agencies. This paper seeks to investigate the impact of electricity consumption on economic growth in Nigeria from 1986 to 2021 by using the Autoregressive Distributed Lag (ARDL) model. The properties of the series were first checked using Augmented Dickey fuller (ADF) and Phillip Peron (PP) unit root tests, and the result found a mixture of the order of integration, which paved the use ARDL model. The findings of the ARDL bond test indicate the present cointegration. Evidence from the short run reveals that the speed of adjustment is negative and statically significant, confirming the expected equilibrium process in the short-run dynamics among the variables under study. The results also show that energy consumption, inflation, and industrial product are statistically significant and positively affect Nigeria's short and long-run economic growth. At the same time, Unemployment is negative and statistically significant both in the short and long run. Based on the findings, the paper recommends that government should undertake serious measures to curtail the shortage of electricity consumption in the country to promote economic growth in general. The government should adopt appropriate policies to reduce Unemployment, adversely affecting economic growth.
Analysis of the Performance of Rural Sharia Banks in Indonesia During the Covid-19 Pandemic
Authors: Rizal Fitra
Published: July 2023

Covid-19 has a significant impact on the economy, including the Islamic financial industry in Indonesia. So, research on the performance of Islamic banks, including the performance of Islamic banks in Indonesia is very interesting to study. This study aims to determine the level of performance of BPRS in Indonesia during the Covid-19 pandemic in 2019-2021, based on OJK Circular Letter; SEOJK number 28/SEOJK.03/2019. This study uses qualitative descriptive methodology. The results of the study show that the average CAR ratio of BPRS in 2019-2021 is 23.46 percent, which indicates that BPRS is very healthy. The average NPF ratio of BPRS in 2019-2021 is 7.08 percent, which indicates that BPRS is healthy. And the average ROA ratio of BPRS in 2019-2021 is 2.11 percent, which indicates that BPRS is very healthy. Based on the above research results, the performance of BPRS in Indonesia during the Covid-19 pandemic was exceptional. This means that BPRS in Indonesia can continue to operate intact even under sluggish economic conditions. This shows that the performance of BPRS in Indonesia during the Covid-19 pandemic is in the healthy and stable category. This emphasizes that Islamic banks are resilient in the face of an economic crisis. Therefore, it is expected that bank management should always improve the performance of BPRS by paying attention to the capital aspect, asset quality aspect, income aspect, and liquidity aspect.
Impact of Interfacial Crack on Redistribution Layer of TSV based 3D Integration
Authors: Kumari Vandana , CHANDRAKAR SHIVANGI , Majumder Manoj Kumar
Published: July 2023

The interfacial strength of redistribution layer (RDL) and passivation layer plays a crucial role in ensuring the optimal performance and reliability of through silicon vias (TSVs), as it significantly impacts their electrical characteristics and thermal stability, especially in high-density packaging with constrained space. Therefore, it is important to identify and address the interfacial cracks in the RDL that arises due to the factors like manufacturing defects, mechanical stress, and thermal cycling. Neglecting these issues can lead to a range of problems, including reduced device performance, intermittent or complete loss of functionality, and even permanent damage. Owing to ensure their reliability and longevity, this paper introduces for the first time considers the RDL cracks under heating and cooling conditions to model an equivalent electrical circuit and demonstrates the performance in terms of thermal stress, power dissipation, power delay product (PDP), crosstalk delay and power loss. Remarkably, our analysis of interfacial cracked TSV has yielded highly positive results. Specifically, a striking improvement of 22.29% have been observed in case of crosstalk delay, as the minimum crack width of 0.18µm at heating mode approached towards the defect-free condition. A thorough validation of the analytical results reveals an excellent agreement with the EM result, for a negligible deviation of only 3.4% observed in the scattering parameter. This close correspondence between the simulated and quantitative results lends a strong support to the accuracy and reliability of the research findings. Furthermore, this analysis elucidated that the cooling mode is significantly more susceptible to PDP than heating, with a vulnerability that is 7.19% higher at a crack width of 0.18µm.
A programming framework for solving multi-objective multi-item solid transportation problem considering pollution and danger factors under uncertain environment
Authors: Zhu Jiaxuan , Qiu Xiaoyue , Zhao Yunpeng , Liu Xueling , Liu Liying
Published: July 2023

This article proposes a transportation model with uncertainty that involves multiple objectives and multiple items by considering cost, time and danger factors as objectives and pollution conditions as constraints. An improved genetic algorithm for obtaining the optimal solution and the global criterion method to handle multi-objective uncertain equations are introduced. In practical problems, it is difficult to ensure that a solution satisfying all the limitations. When the limitations are breached, the degree of violation may vary among different solutions. In consideration of this factor, the improved genetic algorithm is used. To show the feasibility of the model, the optimal results are solved and analyzed.
Microstructural Modification of Green Coffee Beans through Drying and Puffing
Authors: Dong Weixue , Kitamura Yutaka , Kokawa Mito , Suzuki Taroh , Zhao Na
Published: July 2023

The aim of this study was to explore a new method for changing the flavor of coffee between post harvesting and roasting process. As a preliminary study on the introduction of foreign flavor components, four methods were used to process Kenyan green coffee beans with high water content: drying, freeze-drying, short-time heating puffing, and microwave puffing to modify the structure of green coffee beans. The color change and porosity of the modified green coffee beans were then studied, and the microstructure of the beans was observed using a scanning electron microscopy. The study found that the ΔE* value of the modified green coffee beans was lower than 9.47, which is the ΔE* value of light-roasted coffee beans. Except for the green coffee beans treated with short-time heating (3 min) puffing, the ΔE* value of the modified green coffee beans was lower than 6.53. In addition, coffee beans that underwent short-time heating (1 or 2 min) puffing and microwave puffing had higher porosity and looser microstructure. The green coffee beans with a moisture content of 38.77% had a porosity of 21.77% and 32.64% after being short-time heating (2 min) puffed and microwave puffed, respectively. In conclusion, short-time heating for 1 or 2 puffing and microwave puffing were effective methods for changing the microstructure of green coffee beans.
Entangling and Disentangling Inquiry and Equity: Voices of Mathematics Education and Mathematics Professors
Authors: Jansen Amanda
Published: July 2023

Professors of mathematics and mathematics education engage in inquiry, and, as teachers of mathematics, they engage their students in inquiry. How could this work be more equity-minded? After participating in inquiry during a summer institute, 24 mathematics education professors and mathematics professors shared their voices during two interviews about how equity and inquiry intertwine. These participants engaged in a co-writing process to equitably inquire together for this paper. Findings are presented in a framework of relationships between inquiry and equity, which extend the previous work of Tang and colleagues (2017), illustrating that (a) equity opportunities and dilemmas are always present during inquiry, (b) we can see equity (or in-equity) in inquiry (occurring during the process of engaging in inquiry), and (b) some participants conducted inquiry for equity (the propose of inquiry was to work toward greater equity). Contributions of this paper include a framework for how equity and inquiry intertwine, for both teaching and collaborative scholarship, and an illustration of equitable inquiry in practice, through co-writing. Implications of this study include a greater awareness of considerations for being equity-minded when facilitating inquiry-oriented instruction or when mathematics education professors and mathematics professors collaborate in their scholarly inquiry.
Centering Humanity within Ethnographic Research: A Critical Read of Black Boys’ Lived and Everyday Experiences in STEM
Authors: Méndez Pérez Karina , Aguilar Alexandra , Johnson Amy Rae Johnson , Burgess Chandel F. Burgess , Gomez Marchant Carlos Nicolas Gomez Marchant
Published: July 2023

Our research collective explores Latine learner’s experiences with mathematics. Therefore, we must consider possible methods to de-settle the white gaze surveilling and erasing Latine learners in K-12 schools, as well as the white ideologies in educational research. In this book review, we discuss KiMi Wilson’s Black Boys’ Lived and Everyday Experiences in STEM (2021) and explore his use of ethnographic research to tell the story of his boys (Carter, Malik, Darius, and Thomas). Wilson highlights how he disrupts the norms of educational ethnography through his research and posits the need to amplify Black voices and experiences in STEM education. He challenges the reader to push against white ideologies and reconsider the deficit narratives surrounding Black boys. By reflecting on Wilson’s work and our own, we consider two points of reflection: Centering humanity and emotionality, and the importance of place. We explore how Wilson addresses these two points through his stories of his boys and how our research collective considers these ideas in our work with Latine learners in mathematics. As educators, educational researchers, and policy makers, we must reflect, acknowledge, and create transformative actions centered around humanity and emotionality, as well as the importance of place, to ensure equitable learning spaces for Black and Latine learners.
What do you Meme? An Investigation of Social Media and Mathematical Identity
Authors: Benoit Gregory , Salopek Gabor
Published: July 2023

Mathematical spaces extend far beyond the classroom and physical environments into sociotechnological spaces. Today’s students have more to consider than just their face-to-face experiences with mathematics inside or outside the classroom; they have the online perspectives of others to consider as well. To gain critical insight, research was conducted with semi-structured focus groups using an interactive mathematics internet meme activity. Using positioning theory, this article highlights students’ stances and three storylines as conceptual tools for better understanding their offline and online mathematical identities. Results show the two spaces are not mutually exclusive and students are succumbing and adhering to a larger hegemonic construction of mathematics found in the online communities with various points of tension found.
Applying Symbolic Convergence Theory to Pre-service Teachers’ Responses to Mathematics Education Organizations’ Statements on Racial Violence
Authors: Clark Daniel , Jerome Angela
Published: July 2023

In June 2020, the National Council of Teachers of Mathematics (NCTM) and the Association of Mathematics Teacher Educators (AMTE) released statements regarding racism, racial violence, and mathematics teaching.  Pre-service elementary teachers (PSTs) in a mathematics content course wrote reactions to the organizations’ statements.  After using an emergent coding process to code the reactions for major themes, the authors used a theory from communication studies called symbolic convergence theory to analyze how closely the PSTs’ understanding of the statements aligned with the vision espoused by the organizations in the statements.  PSTs largely understood the need to make their classrooms safe and supportive spaces; however, they struggled to connect anti-racist ideals specifically to mathematics teaching.  The authors discuss potential ways NCTM and AMTE can address this disconnect.
KAMUYA YARARLI BİR İŞTE ÇALIŞTIRMA YAPTIRIMININ HUKUKİ DÜZENLEMESİ VE ETKİLİLİĞİ: TÜRK VE HOLLANDA CEZA HUKUKUNUN KARŞILAŞTIRILMASI
Authors: ABANOZ ÖZTÜRK Buket
Published: July 2023

Türkiye’de tutuklu ve hükümlü sayısı, istikrarlı bir şekilde artış göstermekte ve ceza infaz kurumlarının doluluk oranları da buna paralel şekilde artmaktadır. Yeni infaz kurumları inşa etmek veya genel af ilan etmek gibi geçici çözümlerden ziyade, hapis cezasına seçenek yaptırımlar, infaz kurumlarındaki kapasite sorununa kalıcı bir çözüm olabilir. Bu çalışmada hapis cezasının verilmesinin ağır, diğer mevcut yaptırımların da hafif olarak kabul edildiği durumlarda, bir ara yaptırım olarak ön plana çıkan ve yakın dönem ceza adalet politikaları arasında en başarılılarından biri olarak kabul edilen “kamuya yararlı bir işte çalıştırma” yaptırımının Türkiye ve Hollanda ceza adalet sistemindeki yeri, hukuki niteliği, infazı ve sonuçları karşılaştırılmalı olarak sunulmaktadır. Ülkemizde kamuya yararlı bir işte çalıştırma yaptırımının kökleri Osmanlı Devleti’ne dayanmakla birlikte 2005 yılında Türk ceza mevzuatında yaşanan değişikliğe ve 2006 yılında denetimli serbestlik müdürlüklerinin faaliyete geçmesine kadar dikkate değer bir gelişme yaşanmamıştır. Hollanda’da ise kamuya yararlı bir işte çalıştırma 1970’li yıllardan itibaren denetimli serbestlik kapsamında uygulanmaktadır. Karşılaştırmak üzere Hollanda örneğinin seçilmesinin iki sebebi bulunmaktadır. İlki, Hollanda’da 2001 yılında ceza kanununda yapılan değişiklikten sonra, kamuya yararlı bir işte çalıştırmanın müstakil uygulanabilen bir ceza olarak kendine has bir yapıya bürünmüş olmasıdır. Hollanda’nın aksine, Türkiye’de kamuya yararlı bir işte çalıştırma ise bir ceza türü olarak düzenlenmemiştir. Kısa süreli hapis cezasına seçenek yaptırım olarak, ödenmeyen adli para cezalarından dönüştürülen veya ceza infaz kurumunda bulunan hükümlülerin koşullu salıverilmeleri sırasında denetimli serbestlik kapsamında yükümlülük olarak ücretsiz çalıştırmaya hükmedilebilmektedir. İkincisi, bu yaptırımın sonuçlarının Hollanda’da ampirik olarak test edilmiş olmasıdır. Yapılan bilimsel araştırmalar, kamuya yararlı bir işte çalıştırma yaptırımının suçun tekerrürünün önlenmesinde etkili olduğunu destekler niteliktedir. Bu kapsamda çalışmada, kamuya yararlı bir işte çalıştırmanın Hollanda’daki uygulaması ve sonuçlarının, Türkiye için yol gösterici olup olamayacağı tartışılmaktadır.