bluuebunny/crossref_metadata_2025 huggingface dataset:
FAKTOR-FAKTOR YANG MEMPENGARUHI TURNOVER INTENTION KARYAWAN PADA PT. MANDIRI TUNAS FINANCE BENGKULU
Authors: Prawitasari Andriyani
Published: February 2020

Some factors that influenced the turnover intention of employees in PT. Mandiri Tunas Finance Bengkulu. This research was mainly intended to figure out and described some factors that influenced the turnover intention of employees in PT. Mandiri Tunas Finance Bengkulu. Sample of methodthat used in research was purposive convenience sampling. Purposive sampling is the choices of sample based on deliberation, that took based on the goal of research. In this research, that has been of sampling were some of leaders and employees of PT. Mandiri Tunas Finance Bengkulu. Respondence based on deliberation, that for leaders has been worked in PT. Mandiri Tunas Finance Bengkulu since this opened in Bengkulu. Especially for employees, the new employees that joined with this corporation. The result of this research showed that some factors that influenced turnover intention were age, worked period, level of education, loyalty of organization, worked satisfication, and culture that showed in employees of PT. Mandiri Tunas Finance Bengkulu.  Key Word: Turnover Intention
PROSPEK USAHA MEUBEL KAYU DI KECAMATAN ARGA MAKMUR
Authors: Mardiati Sari Dian
Published: February 2020

The aim in this study was to determine and analyze the wooden furniture business prospects in Sub Arga Makmur. This research using descriptive analysis. Results of this research is the length of a business carried on in the wooden furniture business unit Arga Makmur District of average between 1015 years, namely by 60%. The average amount of labor which is owned by each business unit wooden furniture in Arga Makmur District of average between 1-3 labor as many as 19 business units or about 63.3%. The amount of capital spent by the wooden furniture business in Arga Makmur District of Rp 10,000,000, - with a business turnover of wood furniture production bekisar Rp 10,000,000, - s/d Rp 15.000.000, - per month. The entrepreneurs receive income ranges between Rp 2.000.000, - s/d Rp 3,000,000, - per month. In addition, the wooden furniture business in District Arga Makmur is also able to open the field of business and labor intensive. Constraints faced by businesses wood furniture is a lack of education employers and labor, the lack of market infrastructure, lack of technology used. Pengelolahan wood furniture businesses in the district Arga Makmur still simple. However, the wooden furniture business in Sub Arga Makmur able to provide considerable benefits to employers and can increase local economic development. Business opportunities will be made better if the constraints faced in running a business is able to overcome with good.  Key Words: Business Prospect, Employment, Capital
TANTANGAN PENGEMBANGAN EKOWISATA BAHARI DI PULAU PISANG PESISIR BARAT LAMPUNG
Authors: Riyani Etik Ipda , Tamjuddin -
Published: February 2020

Etik Ipda Riyani dan Tamjuddin: The purpose of this research is to identify the marine ecotourism development of the Pisang Island that is one of the favourite destination in west coast of Lampung. According to condition and the potencies of this island which likely has a potentiality as a further ecotourism destination and also nature conservation that will bring a revenue for the local communities, local governmemt and also management in west coast of Lampung. There are many problems for managing tourism assets because it requires infrastructure development. The research is located along the coast and marine ecotourism zone of Pisang island. This research is the development as further research of previous research which is about the beach, snorkling and diving zone in north coast of Pisang island by Nugraha and Irfan (2013). The importance of this research is to know the challenges and problems in decision making of tourism-developing sector for local goverment and managemet. The methods of this research are direct survey, observation to collect the data and also interview with respondents. The local communities, tourists, the local entrepreneurs, the local governments such as subdistrict head, district head and head of locat department tourism are the sample of respondents. Data analysis is used by SWOT for formulation. The strategy of development are based on the policies, the marine ecotourism zone, the previous reseach analysis, the experience of local communities, infrastructure demands, human resources and the local culture The involvement of local cummunities, the beach marine ecotourism zone and underwater zone are the result of the research.Key words: Pisang Island, The Challenges Of Policy, Zone, Infrastructure, Human Resources
ANALISIS STRATEGI PEMASARAN WISATA SEJARAH (Rumah Bung Karno dan Rumah Fatmawati) DI KOTA BENGKULU
Authors: Afriani Sulisti , Susanti Neri
Published: February 2020

Sulisti Afriani dan Sulisti Afriani: The purpose of this study was to determine the SWOT analysis is applied to the marketing strategy in the House and the House Fatmawati Soekarno Bengkulu. Data collection methods used were a questionnaire method to distribute a list of questions to respondents. The analytical method used is the SWOT analysis to determine the internal factors (strengths and weaknesses) and external factors (opportunities and threats), which will then be incorporated into the SWOT matrix.The results of this study showed that factor analysis in the table "Opportunities" (Opportunity) has a total score of 0.925, while the factor of "Threat" (Treaths) has a total score of 1.206. From the data in the two tables, it is known that the total score of each factor can be specified that the factor of "Strength (Strength)" has a total score of 1,662 while the factors of weakness (Weakness) has a total score of 1,328. And the factor of "Opportunities" (Opportunity) has a total score of 0.925 while the threat factor "(Treaths) has a total score of 1.206. It is known the value of "Strength (Strength)" beyond the differences of weakness (Weakness) of (+) 0.334 where the value is obtained from 1.662 to 1.328, and the value of the "Opportunities" (Opportunity) under the value of Threat "(Treaths) difference (-) 0.281 where the value is obtained from 0.925 to 1.206. Cartesian diagram SWOT Analysis "Home and Home Fatmawati Soekarno Bengkulu city is in quadrant II, so the history of the travel marketing strategy at both historic sites are: pursuing a strategy of concentric diversification, pursuing a strategy to diversify horizontally and conduct of business strategy for the results.Key words: Marketing Strategy, SWOT
PENGARUH PENYELESAIAN KLAIM ASURANSI TERHADAP PENCAPAIAN TARGET PENJUALAN PRODUK ASURANSI AJB BUMIPUTERA 1912 CABANG BENGKULU
Authors: Handayani Sri
Published: February 2020

Sri Handayani; Insurance claims are the demands of the insured party in connection with the contract between the insurer with the insured person that each of the parties bind themselves to guarantee the payment of compensation by penaggung if insurance premium payments have been made by the insured party, when the disaster suffered by the insured person. This study aimed to examine the effect of the settlement of insurance claims against insurance product sales target AJB BUMIPUTERA 1912 Cabang Bengkulu. The sample in this study is the settlement of insurance claims and insurance product sales target AJB BUMIPUTERA 1912 Cabang bengkulu observation period of 5 years. The method used is the correlation coefficient. These results indicate that a growing number of insurance claims are settled, the higher the achievement of sales of insurance products offered AJB BUMIPUTERA 1912 cabang Bengkulu.Key words: Insurance claims
DETERMINANTS OF LEARNING ORIENTATION AND MOTIVATION ON EMPLOYEES PERFORMANCE
Authors: Ismulyaty Sri , Lestari Etty Puji
Published: February 2020

Sri Ismulyaty dan Etty Puji Lestari; The company's goal is to develop a variety of marketing strategies to improve the profitability of the company, so the company's management to focus on efforts to identify the customer, because the philosophy of marketing shows that the profit can be created through the satisfaction perceived by customers. Work motivation is believed to be influential in arousing, directing, and maintaining behavior in the work environment to develop achievement. Several studies have suggested a link between work motivation with employee performance. The purpose of this study was to analyze the influence of learning orientationof 46 employee performance at the Open University. We used stratified random sampling method. Data used in this study were primary data from the respondents and secondary data. The results showed that there is a positive relationship between learning orientation with employee performance shown by the value of the original sample estimate of 0.854 and a t-statistic of 4,228 is greater than the t-test is 1.96. While the relationship work motivation and performance have negative impact.Keywords : learning orientation, motivation, performance
IMPLEMENTASI STANDAR OPERASIONAL PROSEDUR (SOP) PELAYANAN AKTA KELAHIRAN PADA DINAS KEPENDUDUKAN DAN PENCATATAN SIPIL KOTA BENGKULU
Authors: Anggriani Ida , Herfianti Meiffa
Published: February 2020

The purpose of this research is to know the implementation of SOP (Standard Operational Procedures) for birth certificate services at the Population and Civil Registration Board of Bengkulu City. The method of the data analysis was used is descriptive and qualitative analysis. The study shows that: (1) the preparation phase of the implementation of SOP services at the Population and Civil Registration Board has been executed well, where socialization SOP has been done properly, the SOP has been well implemented and equipment of the Ministry has been drafted and personals, has been shared with the right personnel, so as to facilitate the process of service to the community and (2) the implementation of SOP implementation the issuance of a birth certificate in the Population and Civil Registration Board of Bengkulu City from the stage of receiving and examining the file the petition for a birth certificate, file verification application scheduled, and collect files petition, enter data and print a birth certificate, check, legacy and sign, and submit the quote birth certificate to the community have been implemented in accordance with the stages of service assigned. Every employee involved in the birth certificate service has been implemented in accordance with the stages of service assigned.Keywords: Policy implementation, Standard Operational Procedure; and Birth Certificate
ANALISIS BELANJA DAERAH KABUPATEN/KOTA DI BENGKULU
Authors: Harliza Titik , Anitasari Merri
Published: February 2020

Titik Harliza, Merri Anitasari:The purpose of this study was to analyze the effect of DAK, DAU and PAD on regional expenditure in Bengkulu. Analysis tools used in this study is Pooled Data Regression with common effect model. The result shows that the variables of Special Allocation Fund (DAK), General Allocation Fund (DAU) and District Original Income (PAD) have significant and positive effect on regional expenditure in Bengkulu.Key Words : Special Allocation Fund (DAK), General Allocation Fund (DAU), District Original Income (PAD), Regional Expenditure, Pooled data regression
PENGARUH MODAL INTELEKTUAL TERHADAP KINERJA KEUANGAN PERUSAHAAN (STUDI EMPIRIS PADA BURSA EFEK INDONESIA)
Authors: Herawati Helmi
Published: February 2020

Helmi Herawati; The study of intellectual capital in Indonesia originated from the emergence of PSAK No.19 which was the beginning of the development of intellectual capital. PSAK No.19. The data to be used in this study is all companies listing on the BEI using annual financial statements obtained with online database http://www.idx.co.id/. The amount of sample is as many as 397 companies listing on BEI, using the technique of sampling sampling is a type of random sample selection of information obtained by using certain considerations or with the aim to obtain a representative sample in accordance with the criteria specified. Based on the results of testing with PLS note that IC (VAIC) does not positively affect the financial performance of the company. Hence, therefore, H1 is not acceptable. From the result of PLS testing indicates that IC (VAIC) positively has no effect on future company's financial performance. Hence it means that H2 is not proven. From the result of testing of PLS present proof that there is no positive influence of ROGIC to financial performance. From result of PLS test show that IC contribution to a future performance of company there is no difference according to type of company sector. So that means H4 is rejected.ey Words: Intangible Assets, Intellectual Capital, Corporate Financial Performance.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KINERJA KARYAWAN PT. BIO NUSANTARA TEKNOLOGI Jl. Lintas Utara Km. 19 Bengkulu Tengah
Authors: Kusuma Merta , Said Tm
Published: February 2020

Merta Kusuma, Tm. Said:The purpose of this research is to know the influence of motivation, work environment, selection, and training toward employee’s performance in PT BIO Nusantara Teknologi. Population of this research was 550 permanent employees in PT BIO Nusantara Teknologi. Sampling techniques that used in this research were Nonprobability and Insidental sampling. To determined the sample used Solvin formula, so there was 84 people as samples. Data collection techniques were observation questionnaire, and interview. Data analysis techniques used by researcher were qualitative and quantitative analysis which consists of a multiple regression model and coefficient of determination. The result of this research used regression test Y= 6.003 + 0.230 X1 + 0.134 X2 + 0.188 X3 + 0.232 X4. While the result of determination R =  0.472 and R2 = 0223. T test significant level < 0,05 so, there was significant influence, if significant level > 0,05 so, there was not significant influence, the result of each t sig was 0,021 for motivation variable, 0,034 for work environment variable, 0,045 for selection, and 0,049 for training variable. The four variables were < 0,05 so there was significant influence. Next, F test, if F sig < 0,05 and (Fanova > F table) so, Ho was rejected ad H1 was accepted, the result of F sig=(0,000) < 0,05 and (5,673>2,337)so, the regression model can be used to predict employee’s performance variable or it can be said that the motivation variable (X1), work environment(X2), selection(X3), and training(X4) were influenced employee’s performance(Y) together in PT BIO Nusantara Teknologi.Key Words: Motivation, Work Environment, Selection, Training and Employee’s Performance.
ANALISIS PERBEDAAN PEMBELIAN IMPULSIF DITINJAU DARI GENDER KONSUMEN PADA PUNCAK TOSERBA BENGKULU
Authors: Anggriani Ida , Indasari Fera
Published: February 2020

Ida Anggriani, Fera Indasari; The purpose of this study was to the differences in terms of impulsive buying gender determine consumers at Puncak Toserba Bengkulu. This type of research is a comparative study, carried out to compare the similarities and differences of two or more of the facts and object properties in the framework based on certain carefully. Survey respondents as many as 100 people composed of 50 men and 50 women, samples were taken by purposive random sampling technique. Data collection using questionnaire and analysis methods by means of descriptive and quantitative analyzes using independent samples t test trials. Results of this study indicate that there are differences between the purchase impulsive significant gender beetween men and women at Puncak Toserba Bengkulu by comparison Tsig (0,047) <α (0,05). The average difference for the two groups were between to 1,520 ranged 0,019 until 3,021.Keywords: Impulsive Buying, Gender
ANALISIS SISTEM INFORMASI AKUNTANSI PENDAPATAN (Studi Kasus Pada PT. Maxindo Karya Selaras Bengkulu)
Authors: Herlin Herlin , Zahara Nani Halima , Yanti Sepri
Published: February 2020

Herlin, Nani Halima Zahara, Sepri Yanti; The purpose of this study was to determine the application of the accounting information system of income at PT. Maxindo Karya Selaras Bengkulu City. The analytical method used was the comparative method.The results showed that in the application of accounting information system of income at PT. Maxindo Karya Selaras Bengkulu City suitability reception system revenue, related functions, which are used documents , accounting records are used, and the network system procedures receipt of revenue by Mulyadi theory . Because at PT . Maxindo Karya Selaras Bengkulu City there is a process of income starting from coal orders from buyers, shipping and billing is already well underway.Key Words: Accounting Information System, Revenue.
HUBUNGAN CUSTOMER VALUE DENGAN KEPUTUSAN PENGAMBILAN KREDIT PADA PT. SMS FINANCE BENGKULU
Authors: Widani Herli , Noviantoro Rinto
Published: February 2020

Herli Widani, Rinto Noviantoro; This study aims to determine the relationship between customer value and decision for withdrawal of credit in PT. SMS Finance Bengkulu. The analysis method was used Spearman Rank correlation and hypothesis test.Based on the calculation of correlation coefficient, the value of rho count (ρ) of 0.829 is in the correlation coefficient interval between 0.800-1000, the level of relationship is very strong, it means that the relationship between customer value and the decision of withdrawal of credit in PT. SMS Finance Bengkulu is very strong. Based on hypothesis test rho value calculated rho table (0.829> 0.364) so that Ho is rejected and Ha is accepted, it means that there is a significant relationship between customer value and the decision for withdrawal credit in PT. SMS Finance Bengkulu.Key Words: Customer Value, Keputusan Pengambilan Kredit.
PENGARUH NILAI EMOSIONAL, NILAI SOSIAL, NILAI KUALITAS DAN NILAI FUNGSIONAL TERHADAP KEPUTUSAN PEMBELIAN SEPEDA MOTOR MEREK TVS DI KOTA BENGKULU
Authors: Khairiyah Diah , Yunita Melda
Published: February 2020

The purpose of this study was to know the effect of emotional value, social value, quality value and functional value to the purchasing decision of TVS motorcycle in Bengkulu city. The sample in this study using many as 30 persons data analysis using multiple linear regression method. From the Anova table above obtained significant value (sig) 0,000. Significantly correlated to the alpha value of 0.05, can be interpreted from the results of significant value 0.000 <0.05, due to the significant value of 0.000 is smaller than 0.05, it means that Ha is accepted. It was concluded that ha received means a significant difference between the value of x to the y value to the purchasing decision. The results of significant value t (X 1 ) is 0.004, Social Value Factor (X2) is 0.005, Factor Value Quality (X3) is 0.009, and the Functional Rating Factor (X4) is 0.000. If these values correlated with the alpha of 0.05 means the result is smaller then Ha acceptable means there is significant influence value (X) to the purchasing decision (Y).
HUBUNGAN IKLAN DAN CITRA MEREK DENGAN KEPUTUSAN PEMBELIAN SHAMPO CLEAR PADA SWALAYAN FADILLAH KOTA BENGKULU
Authors: Irwanto Tito , Hariyadi Wahyu
Published: February 2020

This study aims to determine the relationship of advertising and brand image with purchase decision of shampo clear on Swalayan Fadillah of Bengkulu City. The sample in this study as many as 50 customers who purchase shampoo clear. The data collection method was used questionaire. The analysis method was used spearman rank correlation and hypothesis test with t test. Advertisement has a strong correlation with purchase decision of shampoo clear on Swalayan Fadillah of Bengkulu City with correlation value of 0.757, means that the better the advertisement made by the company of shampoo clear then the higher of purchase decision of shampoo clear at Swadayan Fadillah Bengkulu City. This result is reinforced by the hypothesis test result that t count is bigger than t table (8,025> 1,677). Thus the result of the hypothesis is H 01 rejected and H a1 accepted. This means that the advertisement has a significant correlation with purchase decision of shampoo clear on Swadayan Fadillah Bengkulu City. Brand image with the decision to purchase decision of shampoo clear on Swadayan Fadillah Bengkulu City has a very strong correlation with a correlation value of 0.831, this means that the better brand image Clear Shampoo then the higher of purchase decision of shampoo clear on Swadayan Fadillah Bengkulu City. This is reinforced by the result of hypothesis test that t count is bigger than t table (10,358> 1,677). Thus the result of the hypothesis is H 02 rejected and H a2 accepted. This means that the brand image has a significant relationship with purchase decision of shampoo clear on Swadayan Fadillah Bengkulu City.
PENGARUH KUALITAS AUDIT DAN KEPEMILIKAN INSTITUSIONAL TERHADAP COST OF DEBT (Studi Empiris Pada Perusahaan Manufaktur Yang Terdaftar Di BEI Periode 2012-2015)
Authors: Robiansyah Anton , Novita Dwi , Ranidiah Furqonti
Published: February 2020

Anton Robiansyah, Dwi Novita, Furqonti Ranidiah; This study aims to analyze the effect of audit quality and institutional ownership on the cost of debt. The population in this study are all manufacturing companies listed on the Stock Exchange in 2011-2014. The type of research used in this study is empirical research. The sampling technique used was purposive sample and selected 72 unit analysis companies. The data analysis tool in this test uses OLS (ordinary least square), which wants to see the effect of audit quality and institutional ownership on the cost of debt.Based on the results of this study indicate that audit quality has a negative effect on the cost of debt with a significance level of 0.014 which means that the company that chooses the BIG4 KAP has a good reputation and this is seen as a positive thing for the creditor. Whereas institutional ownership does not affect the cost of debt with a significance level of 0.847 indicating that the presence or absence of institutional ownership of companies - companies in Indonesia does not affect the institutional ownership relationship and the cost of debt.
KINERJA KEUANGAN BANK MILIK PEMERINTAH INDONESIA (Studi Kasus : BNI, BRI, BTN, Bank Mandiri)
Authors: Soleh Ahmad , Fitriano Yun
Published: February 2020

This study aims to analyze the comparison of the financial performance of state-owned banks and provide empirical evidence of the effect of LDR, CAR, and NPL on ROA. This analysis uses an independent variable of liquidity and solvency. The independent variable is focused on CAR, LDR, NPL, while the dependent variable is profitability focused on ROA. The data used are secondary data derived from the annual financial statements of BNI, BRI, BTN, Bank Mandiri listed on the Indonesia Stock Exchange in the period 2008 to 2015. The method of testing data uses, classic assumption test, multiple linear regression, coefficient of determination (R2 ), by testing the hypothesis t test and F test. The results showed that the multiple linear regression equation Y = 1.145 + 0.023 X1 + 0.004 X2 - 0.281 X3. Partial test (t test) shows that the LDR ratio of government-owned banks has a positive and significant effect on ROA with a t count of 3.108 > t table 1.693 with a significant level of 0.0046 or 0.46%. CAR ratio has a positive effect and is not significant for ROA with a t count of 0.126 < t table 1.693 with a significant level of 0.9004 or 90.4%. The NPL ratio has a negative and not significant effect on ROA with a tcount of -4.594 < t table 1.693 with a significant level of 0.0001 or 0.01%. Simultaneous testing (F test) shows the ratio of LDR, CAR, and NPL has a positive and significant effect on ROA with a calculated F value of 26.414 > t table 2.93 with a significant level of 0.000 or 0.0%. The results of testing the coefficient of determination (R2) shows that the independent variables LDR, CAR, and NPL can explain the effect on the dependent variable ROA, which is equal to 0.863 or 86.3% while 13.7% is influenced by other variables not examined.
ANALISIS DAYA SAING DOSEN DALAM MENGHADAPI ERA MASYARAKAT EKONOMI ASEAN (Studi Kasus Dosen Fakultas Ekonomi pada PTS di Kota Palembang)
Authors: Pandriadi Pandriadi , Mario Asma
Published: February 2020

This research aims to analyze the competitiveness of lecturer facing AEC era, a case study in Economic Faculty at some universities in Palembang City. The competitiveness is measured by four indicators namely ability of English, ability to get research funding, ability to get funding for community service and ability to publish articles in journal. Respondent in this research are 100 lecturers who work in some private universities in palembang City. They filled a questionnaire which contents information about their compentencies in four indicators. Based on the analysis, this research concludes that the competitiveness of respondent majority are low, because from 100 respondent, 94 have low competitiveness, 4 have middle competitiveness and zero high competitiveness. The researcher recommend that for increasing competitiveness, the university should hold a sustainable English training for lecturers and also gives funding support to lecturer for doing researchs and community services programs.
HUBUNGAN KEPERCAYAAN DAN PELAYANAN DENGAN KEPUTUSAN MENGGUNAKAN JASA CV. RAFELINDOTOUR AND TRAVEL BENGKULU
Authors: Irwanto Tito , Susena Karona Cahya , Ramaddan Putri
Published: February 2020

The purpose of this study was to determine the relationship of trust and service with the decision to use the services of CV. Rafelindo tour and travel Bengkulu. Methods of data collection using questionnaires and analytical methods using Spearman rank correlation and hypothesis testing. The sample from this study was 100 consumers who bought tickets that were addressed at Jl. Cempaka No.007 RT / TW 007/003 Kel. KebunBelerKec.The Great Queen.

Based on the results of the research the Spearman rank correlation of trustees has a correlation of 0.467 with the criteria of moderate assessment and service having a correlation of 0.602 with strong assessment criteria. This shows that the service is very much related to purchasing decisions, which means that the services that CV. Rafelindo tour and travel Bengkulu is getting higher, the decision to use services on CV. Rafelindo tour and travel Bengkulu. Hypothesis test results are known that tcount is greater than RHOl (0.467> 0.364 & 0.602> 0.478). Thus Ho1 & Ho2 are rejected and H1a1 & Ha2 are accepted. This means that trust and service have a significant relationship with the decision to use services on the CV. Rafelindo tour and travel Bengkulu.
STRATEGI PEMASARAN MOTOR HONDA PADA PT. BINTANG MOTOR BENGKULU
Authors: Prawitasari Andriyani , Roziz Englin
Published: February 2020

This study aims to determine the marketing strategy of PT. Bintang Motor Bengkulu. The analysis method was used SWOT analysis consist of Internal Strategy Factor Matrix (IFAS) and External Strategy Factor (EFAS).SWOT analysis results obtained from the strength value is 25.71 while the weakness is 13.26 so the internal quadrant factor is 25.71-13.26 = 12.45, it means the ability of PT. Bintang Motor Bengkulu in harnessing the strength and minimize the weaknesses that are in the internal company. Opportunities of the strategy is 19.30 and the threat of 12.52. So the external quadrant factor is 19.30 - 12.52 = 6.78 means the high ability of of PT. Bintang Motor Bengkulu in exploiting the opportunities and overcome the threats faced by the company in the sale. So that is in the first quadrant is an aggressive strategy by applying: 1) Maintaining the quality and quality of honda products and perform services that can believe and satisfy consumers. 2) Harness the power in marketing the product based on quality and quality through promotion, sponsorship and exhibition so that of PT. Bintang Motor Bengkuluare increasingly believed and known to the public.
PENGARUH KREDIT TERHADAP PENDAPATAN PADA PT. BANK BENGKULU
Authors: Noviantoro Rinto , Juita Iwin
Published: February 2020

This study aims to analyze the effect of consumption credit, working capital credit, and investment credit on revenue at PT. Bank Bengkulu. The data used are secondary data derived from the annual financial statements of PT. Bank Bengkulu from 2010 to 2017. Data testing methods used is multiple linear regression analysis, correlation analysis, determination coefficient (R2), by testing the statistical hypothesis t (t test) and F statistical test (F test). The results of the study using multiple linear regression test obtained the regression equation Y = 470287,976 - 0.035 X1 - 20,430 X2 + 46,218 X3. That is, if the consumption credit, working capital credit, and investment credit is worth 0, then the revenue is Rp. 470,287. If there is a decrease in consumption credit of Rp. 1, then the value of revenue decreases by Rp. -0,035, - if the working capital loan decreases by Rp. 1, then the revenue will decrease by Rp. 0 20,430, - and if the investment credit increases by Rp. 1, - then the revenue will increase by Rp. 46,218. The test results of the coefficient of determination (R2) indicate that the credit given has an effect of 20.5% on revenue. While 79.5% is influenced by other factors not examined. The results of partial hypothesis testing (t test) state that consumption credit has a negative and not significant effect on revenue with a significant value of 0.820 and t count of -0.244<2.446 t table. The testing results of working capital loans show a negative results and not significant effect on revenue with a significance value of 0.379 and t count of -0.988<2.446 t table. The results of the investment credit test show that the results have a positive and not significant effect on revenue with a significance value of 0.371 and a value of t count -1.008<2.446 t table. While the simultaneous test results show that consumption credit, working capital credit, and investment credit have no significant effect on revenue with a significance level of 0.796 and a calculated F count of 0.344 < F table of 5.786.
HUBUNGAN KEPERCAYAAN NASABAH DAN PROMOSI DENGAN MINAT MENABUNG PADA PT. BANK BENGKULU KCP PADANG JAYA KABUPATEN BENGKULU UTARA
Authors: Suwarni Suwarni , Aisyah Siti
Published: February 2020

The purpose of this study is to find out the correlation of customers’ trust with saving interest in at PT. Bank Bengkulu KCP Padang Jaya North Bengkulu Regency and to find out the relationship between the promotion with saving interest at PT. Bank Bengkulu KCP Padang Jaya of North Bengkulu Regency. The analytical method used was Spearman rank correlation and hypothesis testing. From the results of the Spearman rank correlation calculation between the customers’ trust with saving interest at PT. Bank Bengkulu KCP Padang Jaya of North Bengkulu Regency, it is known that the value of rho count is 0.562, which means the correlation between customers’ trust and saving interest at PT. Bank Bengkulu KCP Padang Jaya of North Bengkulu Regency is moderate, because the correlation value is in the coefficient interval of 0.400 - 0.599, then the correlation between promotions and customers saving interest with the value of rho count is 0.608, which means strong correlation, because the correlation value is in the coefficient interval of 0.600 - 0.799. From the hypothesis testing between the customers’ trust and saving interest with the value of t count is greater than t table (5,131> 1,672) meaning that the hypothesis proposed in this study proved that customer trust has a significant correlation with the customers saving interest at PT. Bank Bengkulu KCP Padang Jaya North Bengkulu Regency. Then the hypothesis testing between promotions with the customers saving interest with the value of tcount is greater than ttable (5,782> 1,672) meaning that the hypothesis proposed in this study proved that the promotion has a significant correlation with the customers saving interest at PT. Bank Bengkulu KCP Padang Jaya of North Bengkulu Regency.
PENGARUH PEMBANGUNAN INFRASTRUKTUR TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI BENGKULU
Authors: Azuwandri Azuwandri , Ekaputri Retno Agustina , Sunoto Sunoto
Published: February 2020

The purpose of this study was to Analyze Effects of Long Road Infrastructure Development, Energy Electricity, Telephone and Water to Economic Growth. The analytical method used to achieve this goal is by using PLS regression analysis model Fixed Effects. Type of key data used secondary data is district / municipality located in the province of Bengkulu years 2009‐2013. The result using 7.0 eviews Program found that the factors positively and significantly affect economic growth during the years 2009‐2013 Bengkulu province is the observation variable length Roads, Energy and Water, although variable Phone has a negative correlation, but a significant impact on economic growth.
ANALISIS CLUSTER PENGUNJUNG TEMPAT WISATA (Studi Kasus: Pantai Panjang Bengkulu)
Authors: Nengsih Mimi Kurnia , Ariska Yesi Indian
Published: February 2020

Mimi Kurnia Nengsih, Yesi Indian Ariska; This study aims to classify visitors to Bengkulu long beach tourism. This research was conducted through direct observation, interviews and questionnaires with 30 respondents. The analysis used is cluster analysis. The results obtained are Bengkulu Long Beach tourist attractions in the group based on Gender, Education, Age, Place of Origin and Income. Based on the F value in the Anova analysis it is known that the difference in visitors based on education has increasingly smaller differences in the clusters formed. In this study it appears that visitors are dominated by high school education. Other variables that form the basis of grouping visitors such as Gender, Age, Place of Origin and Income there are large differences in cluster formation.

Keywords: Long Beach, Tourism, Cluster
IDENTIFIKASI DAN ANALISIS INTANGIBLE VALUE ATAS BAGI HASIL TABUNGAN DI PERBANKAN SYARIAH (Studi Kasus Penabung di PT Bank Pembiayaan Rakyat Syariah Muamalat Harkat Bengkulu)
Authors: Mukadar Amir
Published: February 2020

Amir Mukadar ; This Research is descriptive, explorative, and implementative, which it’s designed by qualitative and quantitative method. It also uses primary data - which consists of survey, field observation, and interviews - and secondary data – which consists of previous variable that has been issued before. Its variable is explanatory research with some part of it is descriptive qualitative.Another part of it is using qualitative calculation and implementative which empirically analysis and hypotesis in the field. This research showed that identification and intangible value analysis of profit sharing of the saving in PT. BPRS Muamalat Harkat Bengkulu has significant influence toward customer interest in element of kesesuaian aqidah, while in element of kemanfaatan sosial has same effect but with lower value. Ther author expected all things – BPRS managemet, Financial Authority, Moslem Clerc Council – to be better and have maximum effort for socializing sharia banking. It is expected that people have their interest to open their account in sharia bank, especially in PT. BPR Muamalat Harkat.

Keywords : Tahwidi String Relation (TRSR) Tabungan, Intangible Value for profit sharing
Praktik Penyusunan Peraturan Desa (Perdes) sebagai Penguatan Desa Tangguh Bencana di Kabupaten Malang
Authors: Hijri Yana Syafriyana , Kurniawan Wahyudi , Hilman Yusuf Adam
Published: February 2020

Abstract

Disaster management (DM) gets a new dimension with the ratification of Law No. 24 (2007) on disaster management followed some related rules. DM as an thorough effort is started by disaster risk reduction, emergency, rehabilitation, and reconstruction. Based on the authority, DM needs to be in a comprehensive policy level ranging from national, regional, up to the village scope as a front guard of the government, though DM is not only the responsibility of government, where the people have to also actively participate. Pujiharjo Village, Tirtoyudo District, Malang, is one of villages potentially affected by natural disasters, ranging from erosion and flooding. This village as the smallest government unit interacting with the community, has policies that are poured into village regulations (Perdes) about the disaster management with local knowledge to reduce disaster risk. Thus, the community is expected to be tougher because they can anticipate and minimize the disaster risk by breakthrough adaptation, ability to handle and keep the structure, and function certain basic in times of disasters. Even if affected by any disaster, they would quickly rebuild into normal or at least can independently recover. Desa Tangguh (Tough Village) as a national program of BNPB, can also act as the responsibility of a government against people in the disaster management.

 Keyword : Disaster Management, Regulations, Village

 

 

 

Abstrak  

Penanggulangan bencana (PB) mendapat dimensi baru dengan diterbitkannya UU No. 24 (2007) tentang penanggulangan bencana yang diikuti beberapa aturan terkait. PB sebagai upaya menyeluruh dan proaktif dimulai dari pengurangan risiko bencana, tanggap darurat, rehabilitasi, dan rekonstruksi. Berdasarkan kewenangannya, PB perlu memiliki kebijakan komprehensif mulai dari tingkat nasional, regional, hingga ruang lingkup desa sebagai ujung tombak pemerintahan, meski PB bukan hanya tanggung jawab pemerintah, di mana rakyat juga harus ikut aktif. Desa Pujiharjo, Kecamatan Tirtoyudo, Malang, adalah salah satu desa yang berpotensi terkena bencana alam, mulai dari erosi hingga banjir. Desa ini sebagai unit pemerintah terkecil yang berinteraksi dengan masyarakat, memiliki kebijakan yang dituangkan ke dalam peraturan desa (Perdes) tentang manajemen bencana dengan pengetahuan lokal untuk mengurangi risiko bencana. Dengan demikian, masyarakat diharapkan lebih tangguh karena mereka dapat mengantisipasi dan meminimalkan risiko bencana dengan melakukan terobosan adaptasi, kemampuan menangani dan menjaga struktur, dan fungsi dasar tertentu pada saat bencana. Bahkan jika terdampak bencana, mereka akan dengan cepat membangun kembali hingga normal atau setidaknya dapat pulih secara mandiri. Desa Tangguh sebagai program nasional BNPB, juga dapat berperan sebagai tanggung jawab pemerintah terhadap masyarakat dalam manajemen bencana.

 Kata kunci: Penanggulangan Bencana, Paraturan, Desa
Pelatihan Pengelolaan Sampah Plastik di Dusun Sumber Rejo Desa Lembeyan Wetan Kabupaten Magetan
Authors: Nurhidayati Maulida
Published: February 2020

Sumber Rejo Hamlet is a hamlet located in Lembeyan Wetan Village with the majority of the population's livelihoods being farmers. Community empowerment was chosen as a step to increase community knowledge, skills and motivation to strengthen their resources. Using ABCD approach, the activity began with the mapping of the area, community, associations, and individual assets. There were a number of problems that occurred in Sumber Rejo Hamlet. In mapping step, several obstacles faced by the community especially the fact that there were the amount of garbage scattered in the river and the lack of management of plastic waste. Then, plastic waste management training program was chosen to run. This activity is becoming the focus of main activities because more and more plastic waste will potentially pollute the environment. The waste management training was held on August 7, 2019 at Mrs. Katini’s home, one of the residents in Sumber Rejo Hamlet. The target of this activity is homemakers in Sumber Rejo village with the aim that they become more concerned with plastic waste and its use. Presenters of plastic waste management training came from Kopma Al-Hikmah IAIN Ponorogo where the implementation of the training went very well. The participants were very enthusiastic in welcoming the training and were able to take part in the activity until the end.

 Keywords: empowerment, community, pollution, environment, garbage

 Abstrak

Dusun Sumber Rejo adalah dusun yang terletak di Desa Lembeyan Wetan dengan mayoritas mata pencaharian penduduk adalah petani. Pemberdayaan masyarakat dipilih sebagai langkah untuk meningkatkan pengetahuan, keterampilan, dan motivasi masyarakat untuk memperkuat sumber daya mereka. Menggunakan pendekatan ABCD, kegiatan dimulai dengan pemetaan area, komunitas, asosiasi, dan aset individu. Ada sejumlah masalah yang terjadi di Dusun Sumber Rejo. Dalam langkah pemetaan, beberapa kendala yang dihadapi oleh masyarakat terutama fakta bahwa ada jumlah sampah yang berserakan di sungai dan kurangnya pengelolaan sampah plastik. Kemudian, program pelatihan pengelolaan limbah plastik dipilih untuk dijalankan. Kegiatan ini menjadi fokus kegiatan utama karena semakin banyak sampah plastik yang berpotensi mencemari lingkungan. Pelatihan pengelolaan sampah plastik diadakan pada 7 Agustus 2019 di rumah Ny. Katini, salah satu warga di Dusun Sumber Rejo. Sasaran dari kegiatan ini adalah para ibu rumah tangga di desa Sumber Rejo dengan tujuan agar mereka lebih peduli dengan sampah plastik dan penggunaannya. Penyaji pelatihan pengelolaan sampah plastik datang dari Kopma Al-Hikmah IAIN Ponorogo di mana pelaksanaan pelatihan berjalan dengan sangat baik. Para peserta sangat antusias dalam menyambut pelatihan dan dapat mengambil bagian dalam kegiatan sampai akhir.

 Kata kunci: pemberdayaan, masyarakat, pencemaran, lingkungan, sampah
Edukasi dan Pendampingan Akuntansi Kader Posyandu Rambutan dan Posyandu Nusa Indah Desa Mekarwangi Kabupaten Tangerang
Authors: Effendi Bahtiar
Published: February 2020

Abstract

This community service activity aims to provide education and assistance to Kader Posyandu Rambutan and Posyandu Nusa Indah in Mekarwangi village, Tangerang, by providing an adequate understanding of effective accounting practices and introduction of financial accounting standards for non-profit organizations (PSAK 45). The method of community service activities is carried out through several stages. The first stage is the assessment of needs. The second stage is the implementation of activities in the form of education and accounting assistance which is carried out through the delivery of material and direct assistance in bookkeeping for Posyandu and discussions. The third stage is monitoring which aims to accommodate the problems experienced by Posyandu during the accounting process. Based on the activities carried out, Kader Posyandu are quite helpful in the bookkeeping process which has been considered difficult due to their lack educational background on elementary and junior high school, so that their competencies need to be improved, therefore Posyandu bookkeeping and/or accounting practices can run effectively and can also improve the timeliness of Posyandu formal reporting to Mekarwangi Village Midwives and Puskesmas (community health center). Community service activities still need to be continued to other Posyandu in Mekarwangi Village so that the competence of accounting among Kader Posyandu can be evenly distributed.

Keywords: accounting, posyandu, Mekarwangi village

 

Abstrak

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi dan pendampingan bagi Kader Posyandu Rambutan dan Posyandu Nusa Indah di Desa Mekarwangi, Tangerang, dengan memberikan pemahaman memadai tentang praktik pembukuan (akuntansi) yang efektif dan pengenalan standar akuntansi keuangan organisasi  nirlaba (PSAK 45). Metode pelaksanaan kegiatan pengabdian kepada masyarakat dilakukan melalui beberapa tahapan. Tahap pertama adalah kegiatan penjajakan kebutuhan. Tahap kedua adalah pelaksanaan kegiatan berupa edukasi dan pendampingan akuntansi yang dilakukan melalui penyampaian materi dan pendampingan langsung pembukuan Posyandu dan diskusi. Tahap ketiga adalah monitoring yang bertujuan untuk menampung permasalahan yang dialami Posyandu selama proses pembukuan (akuntansi). Berdasarkan kegiatan yang dilaksanakan, Kader Posyandu cukup terbantu dalam proses pembukuan yang selama ini dianggap sulit dikarenakan kompetensi pendidikan mereka yang mayoritas SD dan SMP sehingga kompetensinya perlu ditingkatkan agar praktik pembukuan (akuntansi) Posyandu bisa berjalan secara efektif dan dapat meningkatkan ketepatwaktuan pelaporan formal Posyandu kepada Bidan dan Puskesmas Desa Mekarwangi. Kegiatan pengabdian kepada masyarakat masih perlu dilanjutkan ke Posyandu lainnya di Desa Mekarwangi agar kompetensi pembukuan (akuntansi) para Kader Posyandu dapat seimbang.

Kata kunci: akuntansi, posyandu, desa Mekarwangi
Strategi Pengelolaan Sumber Daya Alam Kawasan Perdesaan Berbasis Perikanan di Kabupaten Gresik dan Tuban
Authors: Alfian Faqih , Akbar Taufik
Published: February 2020

The wealth of marine and fisheries resources is very large, contrary to the sadness of the assumptions which are marine and fisheries resources that make fisheries live prosperously, pushed over by data from the Ministry of Maritime Affairs and Fisheries in 2010, it takes 7.87 million poor coastal communities and 2.2 million inhabitants of the coastal population are very poor in all parts of Indonesia. These poor fishermen are scattered in 10,640 fishing villages. This research is aimed to (a) analyzing the level of benefits of government assistance for villages/agriculture-based areas, (b) understanding fisheries-based management models, (c) formulating forms of facilitation activities in rural areas based on fisheries potential. In Gresik and Tuban Regencies, following the 2014 KKP Statistics data from the East Java Province Fisheries and Maritime Services, both regions have some fisheries as well as rural areas with fishery potential. Through observations and analyses from several aspects, in Tuban and Gresik Districts have not felt the influence of assistance from the government. There needs to be assistance to capture the capital, which will have a significant impact on society.

Keywords: Natural Resources, Fisheries, Rural area, Coastal area, Policy

Abstrak

Kekayaan sumberdaya kelautan dan perikanan yang sangat besar, bertolak belakang dengan mirisnya kondisi perekonomian nelayan di Indonesia terutama nelayan yang berada di kawasan perdesaan. Asumsi bahwa besarnya sumberdaya kelautan dan perikanan menjadikan nelayan hidup sejahtera, ditepis oleh data Kementerian Kelautan dan Perikanan tahun 2010 menegaskan bahwa terdapat 7,87 juta masyarakat pesisir miskin dan 2,2 juta jiwa penduduk pesisir sangat miskin di seluruh wilayah Indonesia. Nelayan miskin tersebut tersebar di 10.640 desa nelayan di pesisir. Penelitian ini ditujukan untuk (a) menganalisa tingkat kemanfaatan bantuan pemerintah untuk desa/kawasan perdesaan berbasis potensi perikanan, (b) mengetahui model pengelolaan kawasan perdesaan berbasis perikanan, (c) merumuskan bentuk kegiatan fasilitasi pada kawasan perdesaan berbasis potensi perikanan. Fokus penelitian ini pada Kabupaten Gresik dan Kabupaten Tuban, sesuai dengan data Statistik KKP 2014 dari Dinas Perikanan dan Kelautan Provinsi Jawa Timur kedua daerah tersebut memiliki jumlah nelayan maupun kawasan perdesaan dengan potensi perikanan. Dari hasil observasi serta analisis dari beberapa segi, di Kabupaten Tuban dan Gresik belum merasakan dampak adanya bantuan dari pemerintah. Perlu adanya fasilitasi pendanaan atau modal utamanya bagi nelayan tangkap, dimana hal itu nantinya akan berdampak signifikan terhadap masyarakat.

Kata Kunci: Sumber Daya Alam, Perikanan, Kawasan Pedesaan, Kebijakan Pemerintah