num_pages: 166
description: Why are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer David Scott explains  how interest rates are calculated  how to choose a credit card  the various types of car loans  what to consider when financing the purchase of a home  how to negotiate with creditors
language: English
title: David Scott's Guide To Managing Credit and Debt
publisher: Houghton Mifflin Harcourt