num_pages: 150
description: In a meticulous introduction that runs into 150pages, the author, R.K.Mohapatra, from IRCON INTERNATIONAL LTD (A Govt. of Indian Undertaking), New Delhi, describes the topic of financial planning for an individual along with future growth for financial product in India and the title of his work “ INVESTMENT… RISK &amp; GROWTH-A guide for investors about investment vehicles”. The introduction of this book enables the readers an idea about the investments and investment products along with financial planning and strategy. The author assumes certain returns in investment products available in the market for a period of 10-years, 15-years and 20 years along with a specific goal and analyses with suitable examples for an individual. Lack of knowledge and awareness about the investment vehicles, insurance, and taxation laws sometimes confuse an individual to set her or his goal. This handy book will definitely help readers like a friend, consultant, and advisor.This book consists of six chapters along with examples to reflect an investor’s perspective on handling his or her hard-earned money carefully through proper investment planning. This book is meant to enlighten readers on how to invest, in what to invest, and where to get started. The first chapter describes the importance of Gold, Gold-ETF, &amp; E-GOLD in financial planning and the author forecasts the growth rate of gold based on the past 10 years data. It will definitely impact the reader's mind in what way to start the investment in Gold and snatch the benefit of gold and diversify his or her portfolios.The author explains how a small investment in public provident fund through systematic investment plan (SIP) one can achieve the desired goal such as higher education expenses for children, wedding of daughter or son and retirement planning. The graphical presentation of PPF and analytical calculation in tabular form must attract the readers to set his or her goals within a few seconds. The magic formula of compounding and Exempt- Exempt -Exempt -scheme of taxation also provides a way to the higher tax bracket (30%) individuals to invest in PPF. Investment through SIP in shares and mutual funds ensures discipline investment regardless of the volatility of the market movement. This helps an investor average his cost through market cycles and create a big corpus to achieve his or her goal without taking too much risk in the long run. One can invest a fixed amount in a mutual fund regularly such as daily fortnightly, monthly and quarterly in SIP and fulfill his or her goal in the long-run.The fifth chapter deals with the role of insurance in fiancé planning. The author explains with illustrative examples that how a small amount of premium on insurance will protect you as well as your family. It protects your monthly expenditure and repayment of your loan liability in your absence of any unforeseen events in the future. The author also expressed his feelings about insurance in the inaugural function of this book and said that “you need not to take any insurance provided that you have no financial liability. You set your insurance coverage yourself according to your present and future liability”.This book “ INVESTMENT… RISK &amp; GROWTH- A guide for investors about investment vehicles” published by Highlife Solution, New Delhi, and inaugurated by Shree Madan Lal, Ex. Director Works of IRCON and Shree A.K.Choudhuary, Executive Director /Finance, RVNL in the month of April 2013.It is auspicious moments for the publisher, Highlife Solution as people welcome this book full of passion by purchasing 500 copies on the day of the inauguration of book. It is our view that this handy book is mint for the investor to attain their long-term goal and will definitely help the readers like a friend, consultant, and advisor always.
language: English
title: Investment Risk & Growth
publisher: Blue rose publisher