billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: (3) These vintages of loans have higher refreshed combined LTV ratios and accounted for 54 percent of nonperforming home equity loans at both June 30, 2012 and December 31, 2011, and accounted for 64 percent of net charge-offs for both the three and six months ended June 30, 2012 and 65 percent and 66 percent for the three and six months ended June 30, 2011.

assistant: (3) 此等年期的貸款的重新釐定合併貸款估值比率較高，於二零一二年六月三十日及二零一一年十二月三十一日均佔不良房屋淨值貸款的 54%，於截至二零一二年六月三十日止三個月 及六個月，此等年期的貸款均佔淨沖銷 64％，截至二零一一年六月三十日止三個月及六個月則分別佔 65% 及 66%。
user: Please translate the following sentence from English to Chinese: Long-term Debt Instruments The aggregate contractual principal amount of long-term debt instruments (principal and non-principal protected) for which the fair value option was elected exceeded the related fair value by $752 million and $2.42 billion as of December 2009 and November 2008, respectively.

assistant: 長期債項工具於二零零九年十二月及二零零八年十一月，選擇公平價值選擇權的長期債項工具（保本及非保本）的合約本金總額超逾相關公平價值分別7.52億元及24.2億元。
user: Please translate the following sentence from English to Chinese: For further information, refer to Note 1.

assistant: 有關進一步資料，請參閱附註1。
user: Please translate the following sentence from English to Chinese: Stamp Duty No stamp duty is currently payable in Hong Kong on transfer of cash settled warrants (including the Warrants).

assistant: 印花稅 於香港轉讓現金結算權證（包括權證）現時毋須支付任何印花稅。
user: Please translate the following sentence from English to Chinese: What documents should you read before investing in the CBBCs?

assistant: 閣下投資牛熊證前應閱覽甚麼文件 ?
user: Please translate the following sentence from English to Chinese: On April 30, 2012, Plaintiff Jeffrey Laydon (‘Laydon’) filed a complaint titled Laydon

assistant: 於二零一二年四月三十日，原告 Jeffrey Laydon（「Laydon」）提起一項名爲 Laydon
user: Please translate the following sentence from English to Chinese: The appeal does not state the amount of the claimed damages and leaves its determination for trial.

assistant: 上訴並無提述申宗損害賠償的金額，此將留待審訊裁定。
user: Please translate the following sentence from English to Chinese: 30 October 2019

assistant: 2019年10月30日
user: Please translate the following sentence from English to Chinese: ● consent letters of the Auditors;

assistant: ●核數師的同意書；
user: Please translate the following sentence from English to Chinese: Master in Economics and Management.

assistant: 經濟及管理專業碩士。
user: Please translate the following sentence from English to Chinese: in practice, changes in one factor may result in changes in another, which might magnify or counteract the sensitivities.

assistant: 實際上，一項因素的變動或會導致另一項因素髮生變動，而其可能加劇或抵銷敏感程度。
user: Please translate the following sentence from English to Chinese: Risks relating to our Guarantor Please refer to the section “Risk factors” in Part 1, Item 1A of our Guarantor’s Annual Report on Form 10-K for the fiscal year ended 31 December 2017 as filed with the U.S. Securities and Exchange Commission on 26 February 2018, an extract of which is reproduced in our Base Listing Document for a description of additional risks relating to our Guarantor.

assistant: 有關我們的擔保人之風險有關我們的擔保人其他相關風險的描述，請參閱於 2018 年 2 月 26 日提交美國證券交易委員會存檔的我們的擔保人截至 2017 年 12 月 31 日止財政年度的表格 10-K 年報第 1 部份項目 1A「風險因素」（其節錄於基本上市文件轉載）。
user: Please translate the following sentence from English to Chinese: The Index Compiler has adopted a freefloat-adjusted market capitalisation weighting with a designated cap on each constituent stock for calculation of the Index level in accordance with the following formula: Current

assistant: 指數編制人已按下列公式採用流通市值加權法，指數中各成份的比重以指定上限計算指數水平： 當前指數
user: Please translate the following sentence from English to Chinese: Loans and advances net of credit impairments

assistant: 扣除信貸減值的貸款及墊款
user: Please translate the following sentence from English to Chinese: You do not have any direct contractual rights against us.

assistant: 閣下對我們並無任何直接合約權利。
user: Please translate the following sentence from English to Chinese: In terms of counterparty type, a large proportion of unsecured counterparty and issuer risks relates to governments and banks, as expected.

assistant: 就對手方類別而言，大部分無抵押對手方及發行人風險如預期般與政府及銀行有關。
user: Please translate the following sentence from English to Chinese: Central fosters and develops various non-division specific, early stage or cross-divisional initiatives as well as housing various CGM-wide services including cross product sales and structured global markets.

assistant: 中央部門促進及發展各種非部門特定、早期或跨部門方案，以及各種 CGM 範圍的服務，包括交叉產品銷售及結構性環球市場。
user: Please translate the following sentence from English to Chinese: (b) Goodwill and other intangible assets are net of any associated deferred tax liabilities.

assistant: (b) 商譽及其他無形資產已減去任何有關的遞延稅項負債。
user: Please translate the following sentence from English to Chinese: Risks related to the Fund in general Subject to the circumstances as set out in the subsection titled “Conflict of interest” above, neither we nor any of our affiliates have the ability to control or predict the actions of the trustee or the manager of the Fund.

assistant: 有關基金的一般風險受限於上文「利益衝突」分節所述的情況，我們或我們的聯屬公司無力控制或預測發受託人或基金管理人的行動。
user: Please translate the following sentence from English to Chinese: Additional information concerning this action is publicly available in court filings under the consolidated lead docket number 08 Civ. 9522 (S.D.N.Y.) (Stein, J.).

assistant: 有關此項訴訟的其他資料可於根據綜合主要案件編號08 Civ. 9522 (S.D.N.Y.) (Stein, J. )的法院案件中公開獲取。
user: Please translate the following sentence from English to Chinese: Is the Issuer or our Guarantor regulated by the Hong Kong Monetary Authority referred to in Rule 15A.13(2) or the Securities and Futures Commission referred to in Rule 15A.13(3)?

assistant: 發行人或我們的擔保人是否受規則第 15A.13(2)條所指的香港金融管理局或規則第 15A.13(3)條所指的證券及期貨事務監察委員會規管?
user: Please translate the following sentence from English to Chinese: NOMURA BANK INTERNATIONAL PLC NOTES TO THE FINANCIAL STATEMENTS - 31 MARCH 2015 (CONTINUED)

assistant: NOMURA BANK INTERNATIONAL PLC 財務報表附註－二零一五年三月三十一日（續）
user: Please translate the following sentence from English to Chinese: (5) Due to the net loss for the year-ended December 28, 2007, the Diluted EPS calculation excludes 192 million instruments as they were antidilutive.

assistant: (5) 由於截至二零零七年十二月二十八日止年度有虧損淨額，計算每股攤薄盈利時不包括 1.92 億份票據，原因爲彼等具反攤薄作用。
user: Please translate the following sentence from English to Chinese: 4.5 Exercise Expenses Any Exercise Expenses which are not determined by the Issuer by the end of the MCE Valuation Period or the Expiry Date (as the case may be) and deducted from the Cash Settlement Amount prior to delivery to the Holders in accordance with this Product Condition 4, shall be notified by the Issuer to the Holders as soon as practicable after determination thereof and shall be paid by the Holders to the Issuer immediately upon demand.

assistant: 4.5 行使費用 發行人於強制贖回事件估值期結束或到期日（視乎情況而定）前尚未釐定且未於按照本產品細則第4條向持有人交付現金結算款前扣除的任何行使費用，將於釐定後在可行情況下儘快知會持有人，而持有人須於接獲要求時隨即向發行人支付該等行使費用。
user: Please translate the following sentence from English to Chinese: (i) In the case of any Warrants which are exercised or are treated as exercised on any day prior to the Expiry Date, if the Issuer determines, in its sole discretion, that a Market Disruption Event has occurred on the Valuation Date, such Valuation Date shall be postponed until the first succeeding Business Day on which there was no Market Disruption Event, provided that if there was a Market Disruption Event on each of the five Business Days immediately following such scheduled Valuation Date that, but for the Market Disruption Event, would have been the Valuation Date, then:

assistant: (i) 就於到期日之前任何一日行使或視爲行使的任何權證而言，如果發行人行使其獨有的酌情決定權，認定估值日發生市場中斷事件，該估值日則須推遲到隨後無發生市場中斷事件的第一個營業日，但是，如果緊隨該預定估值日（如果無發生市場中斷事件，本應爲估值日）後五個營業日均發生市場中斷事件，則：
user: Please translate the following sentence from English to Chinese: Loan delinquencies and liquidation losses The table below includes information about components of nonconsolidated securitized financial assets held in JPMorgan Chase Bank, N.A.-sponsored private-label securitization entities, in which JPMorgan Chase Bank, N.A. has continuing involvement, and delinquencies as of June 30, 2018, and December 31, 2017.

assistant: 貸款拖欠比率及清算虧損下表呈列於2018年6月30日及2017年12月31日，JPMorgan Chase Bank, N.A持續有參與由其資助的私人證券化實體持有的未合併證券化金融資產的組成資料及拖欠比率。
user: Please translate the following sentence from English to Chinese: This adjustment shall take effect on the same day that the Entitlement is adjusted.

assistant: 此項調整將於權利被調整之同日生效。
user: Please translate the following sentence from English to Chinese: In the worst case, the CBBCs may be early terminated or expire with no value and you will lose all of your investment.

assistant: 在最壞的情況下，牛熊證或於提早終止或到期時變得毫無價值，而閣下將損失所有投資。
user: Please translate the following sentence from English to Chinese: We did not have off-balance-sheet commitments to purchase or finance any CDOs held by structured investment vehicles as of June 2009 or November 2008.

assistant: 本公司於二零零九年六月或二零零八年十一月並無資產負債表外承諾購買結構性投資工具所持有的債務抵押證券或爲其融資。
user: Please translate the following sentence from English to Chinese: The Warrants can only be exercised by HKSCC or the Nominee.

assistant: 權證只能由香港結算或代理人行使。
user: Please translate the following sentence from English to Chinese: The issuer and the guarantor are part of a large global financial institution and have many financial products and contracts outstanding at any given time.

assistant: 發行人及擔保人爲一間全球性大型財務機構的一部分，於任何時間均有衆多已發行財務產品及合約。
user: Please translate the following sentence from English to Chinese: We submit a report to the Financial Statements Committee which includes in particular a description of the scope of the audit and the audit programme implemented, as well as the results of our audit.

assistant: 吾等謹此向財務報表委員會提交報告，當中特別包括審覈的範圍以及所實施的審覈計劃的描述以及審覈結果。
user: Please translate the following sentence from English to Chinese: TOTAL OPERATING (LOSS)/INCOME Administrative expenses

assistant: 經營（虧損）收入總額行政開支
user: Please translate the following sentence from English to Chinese: In addition to the interests in the tables above, the firm had other continuing involvement in the form of derivative transactions and commitments with certain nonconsolidated VIEs.

assistant: 除上表的權益之外，公司還以衍生工具交易及提供擔保的其他形式持續參與若干未綜合計算之可變權益實體。
user: Please translate the following sentence from English to Chinese: The capacity to raise funding is assessed over a three-year horizon.

assistant: 評估籌集資金的能力時會以三年集資期爲基準進行。
user: Please translate the following sentence from English to Chinese: Please refer to Product Conditions 3 and 5 and General Condition 10 for details about adjustments or early termination events.

assistant: 有關調整或提早終止事宜的詳情，請參閱產品條件3及5及一般條件10。
user: Please translate the following sentence from English to Chinese: (ii) Reconciliation with the consolidated statement of    financial position Cash and balances with banks and other financial institutions Placements with banks and other financial institutions Treasury bills, certificates of deposit held and debt securities  – trading assets  – designated at fair value through profit or loss  – advances and other accounts  – available-for-sale  – held-to-maturity Amount shown in the consolidated statement of   financial position Less:

assistant: (ii) 與綜合財務狀況表的對賬 現金及在銀行及其他金融機構的結存在銀行及其他金融機構的存款國庫債券、持有的存款證及債務證券 －交易用途資產－指定爲通過損益以反映公平價值－墊款及其他賬項－可供出售－持至到期 在綜合財務狀況表列示的金額 減：
user: Please translate the following sentence from English to Chinese: On exercise of the Warrants, Warrantholders will be obliged to give an irrevocable authorisation to the Issuer to deduct all Exercise Expenses (as defined below) in accordance with Condition 4(A) or 4(B), as the case may be.

assistant: 權證持有人行使權證時，須不可撤銷地授權發行人按細則4(A)或4(B) （視乎情況而定）的規定扣除全部行使費用（定義見下文）。
user: Please translate the following sentence from English to Chinese: The process and basis of computation and compilation of the Index and any of the related formula or formulae, constituent stocks and factors may at any time be changed or altered by Hang Seng Indexes Company Limited without notice.

assistant: 恒生指數有限公司可隨時更改或修改計算及編制指數及其任何有關公式、成份股及係數的過程及基準，而無須作出通知。
user: Please translate the following sentence from English to Chinese: These forward-looking statements are based on a series of assumptions, both general and specific, in particular the application of accounting principles and methods in accordance with IFRS (International Financial Reporting Standards) as adopted in the European Union, as well as the application of existing prudential regulations.

assistant: 這些前瞻性闡述乃根據一連串一般及特定假設而作出，尤其是就歐洲聯盟採納的 IFRS（國際財務報告準則）會計原則及方法的應用，以及就現有審慎監管規則的應用。
user: Please translate the following sentence from English to Chinese: We may early terminate the CBBCs if it becomes illegal or impracticable for us (i) to perform our obligations under the CBBCs as a result of a change in law event, or (ii) to maintain our hedging arrangement with respect to the CBBCs due to a change in law event.

assistant: 倘若我們(i)因法律變動事件而導致我們履行於牛熊證項下的責任變得不合法或不可行，或(ii)因法律變動事件而令我們維持牛熊證的對沖安排變得不合法或不可行，則我們或會提早終止牛熊證。
user: Please translate the following sentence from English to Chinese: It is performed on individual positions and trading portfolios, as well as in aggregate inclusive of multiple trading portfolios. Citi’s independent market risk management organization, after consultations with the businesses, develops both systemic and specific stress scenarios, reviews the output of periodic stress testing exercises, and uses the information to assess the ongoing appropriateness of exposure levels and limits.

assistant: 並會對個別持倉及交易投資組合，以及將多個投資組合綜合進行。 Citi 的獨立市場風險管理機構於諮詢各業務後，發展出有系統及特定的壓力情況、檢討定期壓力測試活動的成果，以及使用資料評估風險程度及限額是否持續合適。
user: Please translate the following sentence from English to Chinese: and/or (iii) the Liquidity Provider’s response time for a quote may be significantly longer than its normal standard. Adjustment related risk The occurrence of certain events (including, without limitation, a rights issue, bonus issue or cash distribution by the Fund, a subdivision or consolidation of the underlying Unit and a restructuring event affecting the Fund) may entitle us to adjust the terms and conditions of the Warrants.

assistant: 及／或 (iii) 流通量提供者回應報價的所需時間或會大幅長於其一般水 平。 與調整有關的風險當發生若干事件（包括但不限於基金進行供股、發行紅股或作出現金分派、相關單位的拆細或合併或影響基金的重組事項），我們有權調整認股權證的條款及細則。
user: Please translate the following sentence from English to Chinese: The underlying asset of CBBCs relating to the units of a fund or trust is the units of a fund or units of the fund or trust (as the case may be).

assistant: 與基金或信託的單位與基金或信託的單位有關的牛熊證的相關資產爲基金或信託　有關的牛熊證： （視情況而定）的單位。
user: Please translate the following sentence from English to Chinese: Although the price of the CBBCs tends to mirror the movement in the price of the underlying Shares in dollar value, movements in the price of the CBBCs may not always correspond with the movements in the price of the underlying Shares, especially when the Spot Price is close to the Call Price.

assistant: 雖然牛熊證的價格傾向以貨幣價值反映相關股份的價格變動，但牛熊證的價格變動未必一定與相關股份的價格變動相符，特別是當現貨價接近贖回價時。
user: Please translate the following sentence from English to Chinese: The last reported net asset value of the two Luxembourg funds before revelation of the Madoff scheme was approximately USD 1.7 billion in the aggregate, although that figure likely includes fictitious profit reported by BMIS.

assistant: 該兩只盧森堡基金在馬多夫騙局曝光前最後所報的資產淨值共約 17 億美元，雖然該筆數字很有可能包括 BMIS 報告的虛假溢利。
user: Please translate the following sentence from English to Chinese: 5.2 Without prejudice to the generality of Product Condition 5.1, where the Shares are, or, upon the delisting, become, listed on any other stock exchange, the Conditions may, in the absolute discretion of the Issuer, be amended to the extent necessary to allow for the substitution of that other stock exchange in place of the Stock Exchange and the Issuer may, without the consent of the Holder, make such adjustments to the entitlements of the Holder on exercise (including, if appropriate, by converting foreign currency amounts at prevailing market rates into the relevant currency) as may be appropriate in the circumstances.

assistant: 5.2 在不損害產品條件5.1之一般性原則下，股份若在任何其他證券交易所上市，或在撤銷上市地位之後轉而在任何其他證券交易所上市，則在發行人絕對酌情決定下，條件可作出所需之修訂，以便將有關證券交易所取代聯交所，而發行人可無需持有人同意，對持有人行使所應得之權利作出適合當時情況之調整（包括按當時之市場匯率將外幣換算爲相關貨幣（如適用））。
user: Please translate the following sentence from English to Chinese: (a) not materially prejudicial to the interests of the Holders generally (without considering the circumstances of any individual Holder or the tax or other consequences of such adjustment in any particular jurisdiction);

assistant: (a) 整體上對持有人權益不構成重大不利影響（但並無考慮任何個別持有人之情 況或該項調整於任何特定司法管轄區之稅務或其他後果）；
user: Please translate the following sentence from English to Chinese: Health Care and Life Insurance Plans The Company, through Citigroup, offers certain health care and life insurance benefits to its employees.

assistant: 健康護理及人壽保險本公司透過Citigroup爲其僱員提供若干健康護理及人壽保險福利。
user: Please translate the following sentence from English to Chinese: “Exercise Expenses” means any charges or expenses including any taxes or duties which are incurred or withheld in respect of the exercise of the Warrants;

assistant: 「行使費用」指因行使認股證而需付或預扣的任何收費或費用，包括任何稅項或關稅；
user: Please translate the following sentence from English to Chinese: 3 The cash flow hedge reserve comprises the effective portion of the cumulative net change in the fair value of cash flow hedging instruments related to hedged transactions.

assistant: 3 現金流對沖儲備包括有關被對沖交易的現金流對沖工具之公允值累計變動淨額之有效部分。
user: Please translate the following sentence from English to Chinese: The acquisition costs have been allocated to intangible assets reflecting customer relationships of CHF 54 million, net assets of CHF 74 million and goodwill of CHF 170 million.

assistant: 收購成本已分配至反映客戶關係的無形資產 5,400萬瑞士法郎、資產淨值 7,400萬瑞士法郎及商譽1.7億瑞士法郎。
user: Please translate the following sentence from English to Chinese: 2. Primarily related to the firm’s reinsurance business, which is classified as held for sale.

assistant: 2. 主要與本公司分類持作銷售的再保險業務有關。
user: Please translate the following sentence from English to Chinese: References to page numbers on the following pages are to the page numbers of 2018 interim financial statements.

assistant: 在以下各頁對頁數的提述是對 2018 年中期財務報表頁數的提述。
user: Please translate the following sentence from English to Chinese: Number of 100 CBBCs

assistant: 每項權益之牛熊證數目
user: Please translate the following sentence from English to Chinese: Clearly articulated risk tolerance levels, which are included within the framework established by Global Risk Management and are consistent with our business strategy, capital structure, and current and anticipated market conditions.

assistant: 訂明風險容限水平，該等水平包括在全球風險管理所制定的框架內，並與本公司業務策略、資本架構及現有和預期市 況相一致。
user: Please translate the following sentence from English to Chinese: (e) Cash Distributions. Generally, no adjustment will be made for an ordinary cash distribution (whether or not it is offered with a scrip alternative).

assistant: (e) 現金分派。 一般而言，不會就普通現金分派（不論是否可選擇以單位代替現金分派）作出調整。
user: Please translate the following sentence from English to Chinese: ● What are the factors determining the price of a CBBC?

assistant: ●哪些因素釐定牛熊證的價格?
user: Please translate the following sentence from English to Chinese: Committed exposure to the food, beverage and tobacco industry decreased $6.0 billion, or 16 percent, during the nine months ended September 30, 2013. The decrease was primarily related to commitment reductions and paydowns.

assistant: 於截至二零一三年九月三十日止九個月，食品、飲料及菸草行業的已承諾風險減少 60 億美元或 16%，主要與承諾減少及部分還款有關。
user: Please translate the following sentence from English to Chinese: GSI’s future capital requirements may also be impacted by developments such as the introduction of capital buffers as described above.

assistant: 如上所述，GSI未來的資本規定亦可能受到如引入資本緩衝的發展的影響。
user: Please translate the following sentence from English to Chinese: The Issuer shall be discharged from its obligation to pay the Cash Settlement Amount upon making payment thereof in accordance with these Conditions.

assistant: 發行人根據本細則支付有關款項後，即解除支付現金結算款的責任。
user: Please translate the following sentence from English to Chinese: An additional metric related to LTV is combined loan-to-value (CLTV) which is similar to the LTV metric, yet combines the outstanding balance on the residential mortgage loan and the outstanding carrying value on the home equity loan or available line of credit, both of which are secured by the same property, divided by the estimated value of the property.

assistant: 合併貸款估值比率與貸款估值比率的計算方法相似，惟其合併住宅按揭貸款的未償還結餘及房屋淨值貸款的未償還賬面值或可用信貸額度（兩者均由同一物業作抵押），再除以物業估計價值計算。
user: Please translate the following sentence from English to Chinese: 5. Registrar and Transfer Office

assistant: 5. 過戶登記處及過戶辦事處
user: Please translate the following sentence from English to Chinese: October 2005

assistant: 二零零五年十月
user: Please translate the following sentence from English to Chinese: Divisor means the number specified as such in the relevant Supplemental Listing Document;

assistant: 除數指於有關補充上市文件內指明的數字；
user: Please translate the following sentence from English to Chinese: D. Puerto Rico Declines since 2013 in the market prices of Puerto Rico municipal bonds and of closed-end funds (“funds”) that are sole-managed and co-managed by UBS Trust Company of Puerto Rico and distributed by UBS Financial Services Incorporated of Puerto Rico (“UBS PR”) have led to multiple regulatory inquiries, as well as customer complaints and arbitrations with aggregate claimed damages of USD 2.6 billion, of which claims with aggregate claimed damages of USD 1.6 billion have been resolved through settlements, arbitration or withdrawal of the claim.

assistant: D. 波多黎各事件 自 2013 年起，波多黎各城市債券及由 UBS Trust Company of Puerto Rico 單獨管理及共同管理且由 UBS Financial Services Incorporated of Puerto Rico（「UBS PR」）分銷的閉端式基金（「基金」）的市價下滑已引來多個監管機構查詢，以及涉及損害賠償申索總額 26 億美元的客戶申訴及仲裁，當中涉及損害賠償申索總額 16 億美元的申索已透過和解、仲裁或撤銷申索而解決。
user: Please translate the following sentence from English to Chinese: The Group calculates active equity to make comparisons to its competitors easier and refers to active equity in several ratios.

assistant: 本集團計算活躍股本旨在可以更容易與競爭對手進行比較，本集團以幾個比率提述活躍股本。
user: Please translate the following sentence from English to Chinese: The quarterly reports of UBS AG as at 31 March 2009, 30 June 2009, 30 September 2009 and 31 December 2009;

assistant: 瑞銀二零零九年三月三十一日、二零零九年六月三十日、二零零九年九月三十日及二零 零九年十二月三十一日的季度報告；
user: Please translate the following sentence from English to Chinese: (ii) in respect of a Series of Category N CBBCs, zero;

assistant: (ii) 就N 類牛熊證系列而言，則爲零；
user: Please translate the following sentence from English to Chinese: Specialised Financial Services and Insurance’s revenues rose, driven by the growth in Insurance activities and the continuing healthy margin in Specialised Financial Services.

assistant: 專項金融服務及保險收益增加，由保險活動及專項金融服務的持續健康利潤率推動。
user: Please translate the following sentence from English to Chinese: We are also regulated by, among others, the Australian Prudential Regulation Authority.

assistant: 除此以外，我們亦受(其中包括）Australian Prudential Regulation Authority 監管。
user: Please translate the following sentence from English to Chinese: Postretirement Health and Life Plans

assistant: 退休後醫療及人壽計劃
user: Please translate the following sentence from English to Chinese: It is a wholly-owned subsidiary of DBS Group Holdings Ltd (DBSH).

assistant: 銀行爲星展集團控股有限公司（「星展集團控股」）的全資附屬公司。
user: Please translate the following sentence from English to Chinese: 15 CITIBANK, N.A. 2014 FINANCIAL STATEMENTS

assistant: 15 CITIBANK, N.A.二零一四年財務報表
user: Please translate the following sentence from English to Chinese: To support this the Company is currently establishing branches in Stockholm and Milan.

assistant: 爲達此目標，本公司現正著手於斯德哥爾摩及米蘭設立分部。
user: Please translate the following sentence from English to Chinese: Group:

assistant: 集團：
user: Please translate the following sentence from English to Chinese: Such events may negatively affect your investment and you may suffer a loss. Mode of settlement for the CBBCs Subject to early termination upon the occurrence of a Mandatory Call Event, the CBBCs will be automatically exercised on the Expiry Date in integral multiples of the Board Lot if the Cash Settlement Amount is positive.

assistant: 該等事件可能對閣下的投資有負面影響，而閣下或會蒙受損失。 牛熊證的交收方式倘現金結算款爲正數，則牛熊證將於到期日以買賣單位的完整倍數自動行使，惟發生強制贖回事件除外。