billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: At December 31, 2009, total assets funded and commercial paper issued by JPMorgan Chase Bank, N.A.-sponsored multi-seller conduits were as follows.

assistant: 於2009年12月31日，JPMorgan Chase Bank, B.A.的資助多賣方交易實體所資助的資產總額以及發行的商業票據如下：
user: Please translate the following sentence from English to Chinese: Application in the current period did not have a material impact on the financial position nor performance of the Consolidated Entity.

assistant: 於本期間應用不會對綜合實體的財政狀況或表現造成任何重大影響。
user: Please translate the following sentence from English to Chinese: For any other forms of cash distribution (“Cash Distribution”) announced by the Company, such as a cash bonus, special dividend or extraordinary dividend, no adjustment will be made unless the value of the Cash Distribution accounts for 2 per cent. or more of the Share’s closing price on the day of announcement by the Company.

assistant: 就公司宣佈的任何其他形式的現金分派（「現金分派」，例如現金紅利、特別股息或特殊股息）而言，除非現金分派的價值佔公司宣佈當日股份的收市價的2%或以上，否則不會作出任何調整。
user: Please translate the following sentence from English to Chinese: Subject to a valid exercise, or automatic exercise, of Warrants in accordance with these Conditions, the Issuer will make a payment, in respect of every Exercise Amount, to the relevant Warrantholder (or such other person as the Warrantholder may have specified in the Exercise Notice, if applicable) equal to the Cash Settlement Amount.

assistant: 權證依照細則有效行使或自動行使後，發行人將就每一行使數額向有關的權證持有人（或權證持有人在行使通知（如適用）中指定的其他人士）支付相等於現金結算款的款項。
user: Please translate the following sentence from English to Chinese: Our other segments also engage in trading activities, but to a much lesser extent.

assistant: 本銀行的其他部門亦參與交易活動，但程度較低。
user: Please translate the following sentence from English to Chinese: (ii) the quantity for which liquidity will be provided by the Liquidity Provider may be significantly smaller than its normal standard;

assistant: (ii) 流通量提供者所提供的流通量數目或會遠低於其一般水平；
user: Please translate the following sentence from English to Chinese: The carrying value of short-term financial instruments not accounted for at fair value, as well as receivables and payables arising in the ordinary course of business, approximates fair value because of the relatively short period of time between their origination and expected realization. Quoted market prices are used when available for investments and for both trading and end-user derivatives, as well as for liabilities, such as long-term debt, with quoted prices.

assistant: 並未以公允價值列賬之短期金融工具，以及在日常業務過程中出現之應收賬款及應付賬款，因爲其產生之時間與預期變現時間相距較短，故賬面值與其公允價值相若。 具有報價之投資、交易及最終用戶衍生工具及負債﹙例如長期負債﹚均以所報市價爲準。
user: Please translate the following sentence from English to Chinese: Suspension of trading If trading in the underlying Shares is suspended on the Stock Exchange, trading in the CBBCs will be suspended for a similar period.

assistant: 暫停交易 倘若掛鉤股份於聯交所暫停交易，則牛熊證亦會同期暫停交易。
user: Please translate the following sentence from English to Chinese: 1 Statistics at individual levels may not be summed to deduce the corresponding aggregate figures.

assistant: 1 不可將個別層面的統計數據相加推斷相應的合計數據。
user: Please translate the following sentence from English to Chinese: Weighted- average average remaining

assistant: 加權平均剩餘合約期限
user: Please translate the following sentence from English to Chinese: If the Average Price is at or above the Exercise Price, you will lose all of your investment in the put Warrant.

assistant: 倘平均價等於或高於行使價，閣下將損失閣下於認沽認股權證的所有投資。
user: Please translate the following sentence from English to Chinese: JPMorgan Chase Bank, N.A. accrues for a litigation-related liability when it is probable that such liability has been incurred and the amount of the loss can be reasonably estimated. JPMorgan Chase Bank, N.A. evaluates its litigations, proceedings and investigations each quarter to assess its litigation reserves, and makes adjustments in such reserves, upwards or downwards as appropriate, based on management’s best judgment after consultation with counsel.

assistant: 當有可能已發生該等負債及虧損金額可合理估計時， JPMorgan Chase Bank, N.A.累計訴訟相關的負債。 JPMorgan Chase Bank, N.A.每季評估其訴訟、法律程序及調查，以評估訴訟儲備，並在諮詢律師的意見後基於管理層的最佳判斷對該等儲備作出上調或下調（如適用）。
user: Please translate the following sentence from English to Chinese: After 10 years

assistant: 10年後
user: Please translate the following sentence from English to Chinese: Each series of the CBBCs will be represented by a global certificate in the name of HKSCC Nominees Limited that is the only legal owner of the CBBCs.

assistant: 各系列牛熊證將由一份以香港中央結算（代理人）有限公司（其爲牛熊證的唯一法定擁有人）的名義登記的環球證書代表。
user: Please translate the following sentence from English to Chinese: Netting Adjustments (2)

assistant: 淨額結算調整 (2)
user: Please translate the following sentence from English to Chinese: (d) Derivative collateral relates only to OTC and OTC-cleared derivative instruments.

assistant: (d) 衍生工具抵押品僅與場外及場外結算衍生工具相關。
user: Please translate the following sentence from English to Chinese: FULL Real Estate and Estate Financing

assistant: 房地產及房地產融資全部
user: Please translate the following sentence from English to Chinese: All references in this document to “Hong Kong Dollars” and to “HK$” are to the lawful currency of Hong Kong, to “euro”, “C” and “EUR” are to the currency introduced at the third stage of the European Economic and Monetary Union pursuant to the treaty establishing the European community, as amended.

assistant: 本文件內所指的「港元」均指香港的法定貨幣，而所指的「歐元」均指根據成立歐洲共同體的條約（修訂本）於歐洲經濟及貨幣聯盟第三階段推出的貨幣。
user: Please translate the following sentence from English to Chinese: In addition, foreign-exchange contracts are used to hedge non-U.S.-dollar-denominated debt and net investment exposures. Derivatives may expose the Company to market, credit or liquidity risks in excess of the amounts recorded on the Consolidated Statement of Financial Condition.

assistant: 此外，外匯合約乃用作對沖非美元計值債務及資本風險敞口。 衍生工具可能使本公司面對之市場、信用或流動性風險可能超過綜合財務狀況報表內錄得之金額。
user: Please translate the following sentence from English to Chinese: 3.2 Holders responsible for Exercise Expenses.

assistant: 3.2 持有人須負責行使費用。
user: Please translate the following sentence from English to Chinese: – the time remaining to expiry:

assistant: –到期前剩餘時間：
user: Please translate the following sentence from English to Chinese: (ii) in the case of a voluntary liquidation, on the effective date of the resolution;

assistant: (ii)如屬自動清盤，於決議案之生效日期；
user: Please translate the following sentence from English to Chinese: Note 30 Interests in subsidiaries and other entities

assistant: 附註30 於附屬公司及其他實體的權益
user: Please translate the following sentence from English to Chinese: Disposals 2008 On 31st October 2008 Barclays completed the sale of Barclays Life Assurance Company Ltd to Swiss Reinsurance Company.

assistant: 出售二零零八年於二零零八年十月三十一日，Barclays完成出售Barclays Life Assurance Company Ltd予Swiss Reinsurance Company 。
user: Please translate the following sentence from English to Chinese: The interim financial report is prepared on a basis consistent with the accounting policies and methods adopted in the 2014 audited accounts, except for the accounting policy changes that are expected to be reflected in the 2015 audited accounts.

assistant: 除預計需要反映在 2015年已審覈賬項內的會計政策變動外，編制此中期財務報表的基礎，跟2014年度賬項所採納的會計政策及方法是一致的。
user: Please translate the following sentence from English to Chinese: (1) whether entities previously evaluated under the majority voting-interest framework have become VIEs, based on certain events, and therefore subject to the VIE consolidation framework;

assistant: (1)先前根據大多數投票權益框架評估的任何實體是否於發生若干事件後成爲可變利益實體，並因此須受可變利益實體合併入賬的框架規限；
user: Please translate the following sentence from English to Chinese: (a) with respect to the exercise of American Style Warrants on any Exercise Date prior to the Expiry Date in accordance with Product Condition 3.1(a), the Exercise Date, provided that if the Issuer determines, in its sole discretion, that a Market Disruption Event has occurred on such Exercise Date, then the Valuation Date shall be postponed until the first succeeding Business Day on which there is no Market Disruption Event, provided that if there is a Market Disruption Event on each of the five Business Days immediately following the original Exercise Date that, but for the Market Disruption Event, would have been the Valuation Date, then:

assistant: (a) 就根據產品細則第3.1(a)條於到期日前的任何行使日行使的美式權證而言，指行使日，惟倘發行人全權釐定於該行使日發生市場中斷事件，則估值日須押後至其後並無市場中斷事件的首個營業日，倘緊隨原定行使日（如無發生市場中斷事件原應爲估值日）的五個營業日均發生市場中斷事件，則：
user: Please translate the following sentence from English to Chinese: Entitlement x (Average Price - Exercise Price) x one Board Lot Number of Warrant(s) per Entitlement

assistant: 權利 x（平均價－行使價）x 一個買賣單位每份權利之權證數目
user: Please translate the following sentence from English to Chinese: (3) Represents portion of contractual loan principal that is non-interest bearing but still due from the borrower.

assistant: (3) 指借款人尚未償還的不附息合約貸款本金部份。
user: Please translate the following sentence from English to Chinese: (vi) the supply and demand for the CBBCs;

assistant: (vi) 牛熊證的供求；
user: Please translate the following sentence from English to Chinese: Our Dealings in Our Participation Certificates:

assistant: 本公司買賣本公司的投資證：
user: Please translate the following sentence from English to Chinese: Variable Interest Entities VIEs are entities that have either a total equity investment that is insufficient to permit the entity to finance its activities without additional subordinated financial support, or whose equity investors lack the characteristics of a controlling financial interest (i.e., ability to make significant decisions through voting rights, and right to receive the expected residual returns of the entity or obligation to absorb the expected losses of the entity).

assistant: 可變權益實體可變權益實體爲所擁有的股權投資總額不足以允許實體在無額外從屬財務支持下爲其活動融資或其股權投資者缺乏財政控制權益的特徵（即透過投票權作出重大決定的能力和收取實體預期剩餘收益的權利和吸收實體預期虧損的責任）的實體。
user: Please translate the following sentence from English to Chinese: The cost of the business combination has been allocated to intangible assets reflecting customer relationships of CHF 36 million (EUR 23 million), net assets of CHF 209 million (EUR 131 million) and goodwill of CHF 368 million (EUR 233 million).

assistant: 業務合併成本已分配至無形資產，反映客戶關係 3,600萬瑞士法郎（2,300萬歐元）、資產淨值2.09億瑞士法郎（1.31億歐元）以及商譽 3.68億瑞士法郎（2.33億歐元）。
user: Please translate the following sentence from English to Chinese: The Asset and Liability Committee includes the Chief Executive Officer, the Chief Financial Officer, Head of RMG, Treasurer and Business Group Heads. RMG provides independent prudential oversight of liquidity risk management, including the independent validation of liquidity scenario assumptions, liquidity policies and the required funding maturity profile.

assistant: 資產與負債委員會包括行政總裁、財務總監、風險管理組主管、司庫及業務組主管。 風險管理組對流動資金風險管理實施獨立審慎監督，包括獨立審覈流動資金情況假設、流動資金政策，以及所需資金到期情況。
user: Please translate the following sentence from English to Chinese: Operating expenses.

assistant: 經營開支.
user: Please translate the following sentence from English to Chinese: It is possible that there may have been dealings in the Warrants before the Listing Date.

assistant: 權證有可能於上市日前進行買賣。
user: Please translate the following sentence from English to Chinese: In the event that RQFII quota allocated to the such ETF is reached and the manager is unable to acquire additional RQFII quota for the such ETF, the manager may need to suspend creation of further Units of the such ETF, and therefore may affect liquidity in Unit trading of the such ETF.

assistant: 倘分配予該交易所買賣基金的 RQFII 額度使用完畢而基金經理無法爲該交易所買賣基金獲得額外的 RQFII 額度，基金經理則可能需要暫停增設該交易所買賣基金的其他單位，因此可能影響該交易所買賣基金的單位買賣流動性。
user: Please translate the following sentence from English to Chinese: The Company has taken advantage of the following disclosure exemptions under FRS 101:

assistant: 本公司受益於豁免遵守財務報告準則第101號項下的以下披露規定：
user: Please translate the following sentence from English to Chinese: Net gain/loss on foreign exchange transactions

assistant: 外匯交易收益／虧損淨額
user: Please translate the following sentence from English to Chinese: The Issuer, in the event of a Hedging Disruption Event, may determine to:

assistant: 倘發生干擾對沖事件，發行人可決定：
user: Please translate the following sentence from English to Chinese: We continue to adopt a proactive stance in serving our customers and remain confident of our ability to meet the challenges posed by a deteriorated economic environment in the euro zone and by the new regulatory requirements.

assistant: 我們繼續積極服務客戶，雖然歐元區的經濟環境日漸變差，新的監管規定即將生效，我們堅信我們能夠克服難關。
user: Please translate the following sentence from English to Chinese: Changes in the price or level of an Underlying Asset can be unpredictable, sudden and large and such changes may result in the price or level of the Underlying Asset moving in a direction which will negatively impact upon the return on an investment.

assistant: 相關資產之價格或水平變動難以預測，可突如其來，亦可大幅變動，可能導致相關資產的價格或水平走勢對投資回報帶來負面影響。
user: Please translate the following sentence from English to Chinese: For further discussion of the methodology used to estimate JPMorgan Chase Bank, N.A.’s asset-specific allowance, see Note 15 on pages 59–60 of JPMorgan Chase Bank, N.A.’s 2009 Annual Financial Statements.

assistant: 有關JPMorgan Chase Bank, N.A.資產特有的撥備方法的進一步討論，請參閱JPMorgan Chase Bank, N.A.的 2009年年度財務報表第59頁至60頁的附註15。
user: Please translate the following sentence from English to Chinese: (G) The Issuer and/or the Agent shall determine any adjustment or amendment and its determination shall be conclusive and binding on the Warrantholder save in the case of manifest error. Notice of any adjustments or amendments shall be given to the Warrantholder in accordance with Condition 10 as soon as practicable after the determination thereof.

assistant: (G) 發行人及╱或代理人得釐定任何調整或修訂，而其作出的決定將爲最終決定，並對認股權證持有人具有約束力，惟倘有明顯錯誤則除外。 有關任何調整或修訂的通告須根據細則10於作出決定後儘快寄予認股權證持有人。
user: Please translate the following sentence from English to Chinese: At end-2015, Private Banking’s outstanding assets under management totalled EUR 113 billion (versus EUR 108 billion at end-2014).

assistant: 在二零一五年年底，私人銀行所管理的未償還資產總額爲 1,130 億歐元（在二零一四年年底則爲 1,080 億歐元）。
user: Please translate the following sentence from English to Chinese: The funding costs of our CBBCs will fluctuate during the term of our CBBCs The issue price of our CBBCs is set by reference to the difference between the spot price or spot level of the underlying asset as of the launch date and the strike price or strike level, plus the applicable funding cost.

assistant: 本公司牛熊證的融資成本於本公司牛熊證期內將會波動 本公司牛熊證的發行價根據推出日的相關資產的現貨價或現貨水平與行使價或行使水平的差額另加適用的融資成本而釐定。
user: Please translate the following sentence from English to Chinese: 4 December 2018

assistant: 2018年12月4日
user: Please translate the following sentence from English to Chinese: (b) following consultation with the other Authorities, the FSA determines that it is not reasonably likely that (ignoring the stabilising options) action will be taken that will enable the relevant entity to satisfy those threshold conditions;

assistant: (b)英國金融服務局徵詢其他主管機構的意見後，合理認爲（如不考慮穩定方案）任何行動足以讓有關實體符合該等准入條件的可能性不大；
user: Please translate the following sentence from English to Chinese: ● if the price of the underlying asset increases (in respect of a call warrant) or decreases (in respect of a put warrant), but the volatility of the price of the underlying asset decreases, the price of the warrant may decrease;

assistant: ●若掛鉤資產的價格上升（就認購認股權證而言）或下跌（就認沽認股權證而言）但掛鉤資產的價格的波幅下跌，認股權證的價格或會下跌；
user: Please translate the following sentence from English to Chinese: No deductions from equity were made during the year (2009: 0).

assistant: 本年度並無從權益作出任何扣減（二零零九年： 0 ）。
user: Please translate the following sentence from English to Chinese: You will have to rely on the records of CCASS and/or the statements you receive from your brokers as evidence of your beneficial interest in the Further Warrants. Can we adjust the terms or early terminate the Warrants?

assistant: 閣下將須倚賴中央結算系統的記錄及／或閣下自經紀收取的結單，作爲閣下於增發認股權證的實益權益的憑證。 我們可否調整認股權證的條款或提早終止認股權證?
user: Please translate the following sentence from English to Chinese: In December 2007, as a result of a rights issue in which the group did not participate, the group’s equity interest was diluted to 14.44%.

assistant: 於 2007 年 12 月，由於本集團並無參與該行的供股，本集團的股權被攤薄至 14.44%。
user: Please translate the following sentence from English to Chinese: The more the Closing Level is above the Strike Level, the higher the payoff at expiry.

assistant: 收市指數水平越高於行使指數水平，到期時的收益將越高。
user: Please translate the following sentence from English to Chinese: ● Information about us You should read the section “Updated Information about Us” in this document.

assistant: ●有關我們的資料閣下應參閱本文件「有關我們的更新資料」一節。
user: Please translate the following sentence from English to Chinese: In the case of a series of Bear Contracts:

assistant: 如屬一系列熊證：
user: Please translate the following sentence from English to Chinese: The Group’s Tier 2 capital was € 6.2 billion on December 31, 2011, and € 6.1 billion on December 31, 2010, amounting to 13 % and 14 % of Tier 1 capital, respectively.

assistant: 本集團的二級資本於2011年12月31日爲62億歐元，於2010年12月31日爲61億歐元，分別爲一級資本的 13%及14%。
user: Please translate the following sentence from English to Chinese: A VaR model simulates the value of a portfolio under a range of hypothetical scenarios in order to generate a distribution of potential gains and losses.

assistant: 虧損風險模型會模擬組合在多個假設情況下的價值，以瞭解潛在收益及虧損的分佈情況。
user: Please translate the following sentence from English to Chinese: Credit ratings* A A2

assistant: 信貸評級* A A2
user: Please translate the following sentence from English to Chinese: 1 Form;

assistant: 1. 形式；
user: Please translate the following sentence from English to Chinese: Average capital allocated to Core Businesses (in EURm)

assistant: 向核心業務平均分配的資本（百萬歐元）
user: Please translate the following sentence from English to Chinese: The Warrants are not secured on any of our assets or any collateral. Credit risk If you invest in the Warrants, you are relying on our creditworthiness and of no other person.

assistant: 權證並無以我們的資產或任何抵押品作抵押。 信譽風險 如閣下購買權證，閣下是倚賴我們而非任何其他人士的信譽。
user: Please translate the following sentence from English to Chinese: We do not assume responsibility towards or accept liability to any other person for the contents of this report. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with HKSAs will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated financial statements.

assistant: 我們概不就本報告的內容，對任何其他人士負責或承擔法律責任。 合理保證是高水平的保證，但不能保證按照《香港審計準則》進行的審計，在某一重大錯誤陳述存在時總能發現。 錯誤陳述可以由欺詐或錯誤引起，如果合理預期它們單獨或彙總起來可能影響合併財務報表使用者依賴財務報表所作出的經濟決定，則有關的錯誤陳述可被視作重大。
user: Please translate the following sentence from English to Chinese: (1) Advances w ith a remaining maturity or next repricing date of:

assistant: (1) 貸款，剩餘年期或下一重新定價日期爲：
user: Please translate the following sentence from English to Chinese: GS Bank USA submitted its 2013 resolution plan to its regulators in September 2013 and its 2014 resolution plan in June 2014.

assistant: GS Bank USA已於二零一三年九月向監管機構呈交其二零一三年解決方案及於二零一四年六月呈交其二零一四年解決方案。
user: Please translate the following sentence from English to Chinese: On exercise of the Warrants, Warrantholders will be obliged to give an irrevocable authorisation to the Issuer to deduct all Exercise Expenses (as defined below) in accordance with Condition 4(A) or 4(B), as the case may be.

assistant: 權證持有人行使權證時，須不可撤銷地授權發行人按細則 4(A) 或 4(B（) 視乎情況而定）之規定扣除全部行使費用（定義見下文）。
user: Please translate the following sentence from English to Chinese: 2. The aggregate amounts include approximately $560 million, $1.77 billion and $945 million reported in “Market making,”“Other principal transactions” and “Interest income,” respectively.

assistant: 2. 總額包括分別於「市場莊家活動」、「其他自營交易」及「利息收入」呈報的約5.60億元、17.7億元及9.45億元。
user: Please translate the following sentence from English to Chinese: NOTE 39

assistant: 附註 39
user: Please translate the following sentence from English to Chinese: (c) Definitions.

assistant: (c) 定義。
user: Please translate the following sentence from English to Chinese: 1. Introduction Reference is made to our announcements dated 1 June 2018 and 8 June 2018 respectively. Pursuant to the announcements dated 19 March 2018 and 29 May 2018 respectively issued by the Company and the listing document dated 6 June 2018 issued by Country Garden Services Holdings Company Limited (“CG Services”), the Company announced a spin-off of CG Services, a subsidiary of the Company, and the separate listing of the ordinary shares in the issued share capital of CG Services (the “CG Services Shares”) on the Main Board of the Stock Exchange by way of introduction (the “Spin-off”).

assistant: 1. 緒言 茲提述我們分別於2018年6月1日及2018年6月8日的公佈。 根據公司分別於2018年3月19日及 2018年5月29日發出的公告，及碧桂園服務控股有限公司（「碧桂園服務」）於2018年6月6 日所刊發的上市文件，公司宣佈分拆公司的附屬公司碧桂園服務，及以介紹方式將碧桂園服務已發行股本中的普通股（「碧桂園服務股份」）於聯交所主板獨立上市（「分拆」）。
user: Please translate the following sentence from English to Chinese: RFS Risk Committee

assistant: RFS風險委員會
user: Please translate the following sentence from English to Chinese: a credit rating is not an indication of the liquidity or volatility of the Structured Products;

assistant: 信貸評級並非結構性產品的流動性或波動性的指標；
user: Please translate the following sentence from English to Chinese: A securitization trustee may investigate or demand repurchase on its own action, and most agreements contain a threshold, for example 25 percent of the voting rights per trust, that allows investors to declare a servicing event of default under certain circumstances or to request certain action, such as requesting loan files, that the trustee may choose to accept and follow, exempt from liability, provided the trustee is acting in good faith.

assistant: 證券化受託人可自行調查或要求購回，且多數協議包括限制，例如每份信託的 25% 投票權令投資者宣稱若干情況的服務違約事項或要求若干行動，例如倘受託人真誠可能選擇接納及跟進的要求免除責任的貸款文件。
user: Please translate the following sentence from English to Chinese: We are not regulated by any of the bodies referred to in Rule 15A.13(2) or Rule 15A.13(3) of the Rules.

assistant: 我們不受規則第15A.13(2)或規則第15A.13(3)條所述之任何機構規管。
user: Please translate the following sentence from English to Chinese: This approach is applied for general market risk factors and the majority of specific (credit spread) risk VaR;

assistant: 本方法用於一般市場風險因素及大部分特定（信貸息差）風險涉險值；
user: Please translate the following sentence from English to Chinese: (ii) in the case of a series of callable bear contracts:

assistant: (ii) 如屬一系列可贖回熊證：
user: Please translate the following sentence from English to Chinese: The following table provides further information on the asset types and the associated transactions that did not qualify for derecognition, and their associated liabilities.

assistant: 下表列示了不具有取消確認資格的資產類型和相關交易及其相關負債。
user: Please translate the following sentence from English to Chinese: For this type of trading, Rabobank sets risk limits relating to market positions at the end of the day (overnight trades) as well as during the day (intraday trades).

assistant: 就此類交易而言，荷蘭合作銀行就當日結束時（非即日平倉交易）及當日期間（即日平倉交易）之市況釐定風險限額。
user: Please translate the following sentence from English to Chinese: (a) Off-balance sheet contingent liabilities and commitments

assistant: (a) 資產負債表外或有負債及承諾
user: Please translate the following sentence from English to Chinese: Non-collateralised structured products The Warrants are not secured on any of our or our Guarantor's assets or any collateral. Credit risk If you invest in the Warrants, you are relying on our creditworthiness and our Guarantor's creditworthiness and of no other person.

assistant: 無抵押結構性產品權證並無以我們或我們的擔保人的資產或任何抵押品作抵押。 信譽風險如閣下購買權證，閣下是倚賴我們及我們的擔保人而非任何其他人士的信譽。
user: Please translate the following sentence from English to Chinese: Joint Lead Managers and Joint Bookrunners

assistant: 聯席牽頭經辦人及聯席賬簿管理人
user: Please translate the following sentence from English to Chinese: Although we cannot predict the full effect of the Financial Reform Act on our operations, it, as well as the future rules implementing its reforms, could result in a significant loss of revenue, impose additional costs on us, require us to increase our regulatory capital or otherwise materially adversely affect our businesses, financial condition and results of operations.

assistant: 由於美國聯邦存款保險公司及聯邦儲備委員會將審閱有關情況，我們須於未來幾年採取若干措施，該等措施將增加經營開支及潛在導致剝奪或重組若干業務及附屬公司。