billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: (2) there is a breakdown in any of the means normally employed by the Manager in determining a Fund’s net asset value;

assistant: (2)經理人通常用以釐定基金資產淨值之任何方法失去效力；
user: Please translate the following sentence from English to Chinese: The Issuer shall procure that there shall at all times be four Reference Banks with offices in the Relevant Financial Centre and one or more Calculation Agents if provision is made for them in the Conditions applicable to the Notes and for so long as any Notes are outstanding.

assistant: 若在適用於債券的條件中作出規定而任何債券倘未清償，發行人應促使在任何時候有四家於有關金融中心設有辦事處的參考銀行，及有一家或多家計算代理。
user: Please translate the following sentence from English to Chinese: 11. The Directors’ policy is normally to deal with requests received before 12 noon Luxembourg time on a Dealing Day on that day;

assistant: 11. 董事會的政策是在交易日盧森堡時間中午十二時前收到的要求通常會在當日處理；
user: Please translate the following sentence from English to Chinese: Investors should seek their own professional tax advice in this regard.

assistant: 投資者應就此諮詢本身的專業稅務意見。
user: Please translate the following sentence from English to Chinese: and to comply with the relevant regulatory requirements.

assistant: 以及遵守相關監管規定的要求。
user: Please translate the following sentence from English to Chinese: – the Group raised its stake in TCW to 60.90%, representing a 1.15% increase against December 31, 2002.

assistant: －本集團增加佔 TCW 之股權至 60.90％； 即較二零零二年十二月三十一日增加 1.15％。
user: Please translate the following sentence from English to Chinese: The lower ratings of such sovereign securities reflect the greater possibility that adverse changes in the financial condition of the sovereign issuer, or the bankruptcy of the sovereign issuer, may impair the ability of the sovereign issuer to make payments of principal and/or interest.

assistant: 該等獲較低評級的主權證券反映當主權發行人出現不利的財政狀況或主權發行人破產，主權發行人償付本金及╱或利息的能力較大機會被削弱。
user: Please translate the following sentence from English to Chinese: The Investment Adviser has appointed HSBC Global Asset Management (UK) Limited (members of HSBC Group) as Investment Sub-Adviser to manage part of the portfolio of the Funds.

assistant: 投資顧問已委任 HSBC Global Asset Management (UK) Limited（滙豐集團成員）爲副投資顧問管理各基金部分組合。
user: Please translate the following sentence from English to Chinese: The debt securities in emerging markets may be subject to higher volatility and lower liquidity compared to more developed markets.

assistant: 與較發達市場比較，新興市場的債務證券可能受較高波動性及較低流動性影響。
user: Please translate the following sentence from English to Chinese: You may therefore lose all or a substantial part of your investment in your Credit Suisse ELIs.

assistant: 因此，閣下可能損失閣下於瑞信股票掛鉤投資的全部或絕大部分投資。
user: Please translate the following sentence from English to Chinese: 1. The Company’s Articles of Association permit it to invest in transferable securities and other liquid financial assets, to the full extent permitted by Luxembourg law.

assistant: 1. 本公司的公司章程准許其在盧森堡法律許可的全面範圍 內，投資於可轉讓證券及其他流動財務資產。
user: Please translate the following sentence from English to Chinese: (ii) not more than 30% of the Net Asset Value of a Sub-Fund may consist of shares or units in a managed fund which is a recognised jurisdiction scheme (as permitted under the Code) or an SFC-authorised scheme; provided that

assistant: (ii)屬認可司法管轄區計劃（按守則所准許）或證監會認可計劃的管理基金的股份或單位所佔比例不得超過子基金的資產淨值的 30%，惟：
user: Please translate the following sentence from English to Chinese: Details of the most recent Net Asset Value of Shares in each class may be obtained from each Distributor or the Management Company.

assistant: 每名分銷商或管理公司均備有每項類別股份的最新資產淨值詳情，以供查閱。
user: Please translate the following sentence from English to Chinese: Managing Director and Senior Advisor, Tax, Credit Suisse Group

assistant: Credit Suisse Group的董事總經理及高級稅務顧問
user: Please translate the following sentence from English to Chinese: The daily trading price of CNH against other major currencies in the inter-bank foreign exchange market, i.e. the CNH Rate, is allowed to float within a narrow band around the central parity published by the People’s Bank of China (PBC).

assistant: 在銀行間外匯市場上 CNH 對其他主要貨幣的日交易價，即 CNH 匯率，允許在中國人民銀行公佈的中間價上下較小的區間內浮動。
user: Please translate the following sentence from English to Chinese: As the national central counterparty of the PRC’s securities market, ChinaClear operates a comprehensive network of clearing, settlement and stock holding infrastructure. ChinaClear has established a risk management framework and measures that are approved and supervised by the China Securities Regulatory Commission (“CSRC”).

assistant: 作爲中國證券市場的國家中央交易對手，中國結算設有全面的結算、交收及持股基礎建設網絡。 中國結算所設立的風險管理框架及措施均獲得中國證券監督管理委員會 (「中國證監會」) 批准並受其監督。
user: Please translate the following sentence from English to Chinese: Unless otherwise stated in a Sub-Fund’s specific Asset Class Principles or in a Sub-Fund’s individual Investment Restrictions, Russia and Turkey are not considered Asian countries.

assistant: 除非附屬基金的特定資產類別原則或附屬基金的個別投資限制另有註明，否則俄羅斯及土耳其不被視爲亞太區國家。
user: Please translate the following sentence from English to Chinese: For the same reasons, but always in accordance with the Articles of Incorporation, the Directors may provide for specific payment arrangements for investors in certain countries.

assistant: 出於相同原因，但始終根據公司章程，董事可就若干國家之投資者作出特定付款安排規定。
user: Please translate the following sentence from English to Chinese: The Fund may also invest in money market instruments and hold cash.

assistant: 本基金亦可投資貨幣市場工具和持有現金。
user: Please translate the following sentence from English to Chinese: In particular, trading band limits are imposed by the stock exchanges on China A-Shares, where trading for a security may be suspended if the trading price of the security has increased or decreased to the extent beyond the trading band limit.

assistant: 尤其是，證券交易所對中國A股實施交易限幅，倘某證券的交易價格已升穿或跌穿該交易限幅，則該證券可能遭暫停交易。
user: Please translate the following sentence from English to Chinese: This shall also apply to the following subparagraphs.

assistant: 此項規定亦應適用於以下各分段。
user: Please translate the following sentence from English to Chinese: The Board intends to maintain a stable distribution rate per share for such share classes.

assistant: 董事會擬保持每股有關股份類別的穩定的派息率。
user: Please translate the following sentence from English to Chinese: Certain taxes or withholdable payments collected under FATCA may be collected in the form of a withholding tax on the Sub-Fund or in form of a withholding tax on “passthru payments” on the individual shareholder (to the extent provided in future regulations which will be subject to further changes, but in no event before 1 January 2017).

assistant: 根據FATCA收取的若干稅項或可預扣款項可按附屬基金預扣稅或個別股東「轉付款項」的預扣稅形式收取（若日後監管規例（可予進一步更改）有所規定，惟無論如何不會在2017年 1月1日之前）。
user: Please translate the following sentence from English to Chinese: Any distributions involving payment of dividends out of, or effectively out of, the Distribution Classes’ capital may result in an immediate reduction of the Net Asset Value per Share of the relevant Distribution Class.

assistant: 任何涉及從分派類別的資本中支付，或實際支付股息的分派將導致有關分派類別的每股資產淨值即時減少。
user: Please translate the following sentence from English to Chinese: 38.1 Valuation Process The valuation processes within the Group are governed by the Valuation Policy and supporting Standards, which are approved by the Board Risk Management Committee and the Group Market and Liquidity Risk Committee respectively.

assistant: 38.1 估值程序 集團內的估值程序須符合估值政策及支援準則（分別經董事會風險管理委員會以及集團市場及流動資金風險委員會批准）。
user: Please translate the following sentence from English to Chinese: Any newly appointed director participates in an orientation program to familiarize himself or herself with our organizational structure, strategic plans, significant financial, accounting and risk issues and other important matters.

assistant: 任何新任董事應參與一項適應計劃，以便對我們的組織結構、策略規劃、重大的財務、會計和風險問題，以及其他重要事項進行了解。
user: Please translate the following sentence from English to Chinese: All Shares outstanding at the time of such publication will participate in the Company’s liquidation distribution.

assistant: 通知發佈時所有已發行的股份將參與本公司的清盤分派。
user: Please translate the following sentence from English to Chinese: The Fund will invest in a broad range of investments including, but not limited to, Collective Investment Schemes, exchange traded funds, transferable securities (including equity and fixed income securities), money market instruments, cash and near cash.

assistant: 基金將投資於廣泛類型的投資，包括但不限於集體投資計劃、交易所買賣基金、可轉讓證券（包括股本及定息證券）、貨幣市場工具、現金及近似現金。
user: Please translate the following sentence from English to Chinese: 7. Risks related to distribution policy:

assistant: 7. 與分派政策有關的風險：
user: Please translate the following sentence from English to Chinese: In considering the qualification of a subscriber or a transferee as an Institutional Investor, the Management Company will have due regard to any guidelines or recommendations issued by Luxembourg authorities.

assistant: 在查覈作爲機構投資者的認購人或受讓人的資格時，管理公司將適當考慮盧森堡當局發出的任何指引或建議。
user: Please translate the following sentence from English to Chinese: The main asset classes in which the fund will invest include global investment grade bonds, global high yield bonds, emerging market bonds and global equities.

assistant: 基金投資的主要資產類別將包括環球投資級別債券、環球高收益債券、新興市場債券及環球股票。
user: Please translate the following sentence from English to Chinese: The Issuer may from time to time issue further Notes of any Series on the same terms (except for the Issue Date) as existing Notes ranking pari passu in all respect and such further Notes shall be consolidated and form a single Series with such existing Notes of the same Series.

assistant: 發行人可不時（發行日除外）以現有票據的相同條款，進一步發行在各方面與現有票據享有同等權益的任何系列票據，而進一步發行的票據將與同一系列的現有票據綜合及形成單一系列。
user: Please translate the following sentence from English to Chinese: (iii) Restructuring;

assistant: (iii) 債務重組；
user: Please translate the following sentence from English to Chinese: Until 27th May 2018 The sub-fund seeks long term returns from capital growth and income by investing primarily in a concentrated portfolio of investments in equity and equity equivalent securities of companies which have their registered office in, and with an official listing on a major stock exchange or other Regulated Market of any Latin American country, as well as companies which carry out a preponderant part of their economic activities in Latin America.

assistant: 截至 2018 年 5 月 27 日 本附屬基金旨在藉着主要投資於在拉丁美洲設有註冊辦事處及在拉丁美洲的主要證券交易所或其他受監管市場正式上市的公司，以及大部分商業活動在拉丁美洲進行的公司的股票及等同股票的證券，組成集中式投資組合，尋求資本增長及收入作長線回報。
user: Please translate the following sentence from English to Chinese: The Management Company may have the sub-funds’ units admitted for listing on an exchange or traded on regulated markets; currently the Management Company is not availing itself of this option.

assistant: 管理公司可能使子基金單位獲准在某交易所上市或在受規管市場買賣﹔目前，管理公司並無採用此項選擇。
user: Please translate the following sentence from English to Chinese: If a switch or redemption request would reduce a shareholding to below the Minimum Shareholding for the relevant class of Shares, such switch or redemption request may, at the absolute discretion of the Manager, be treated as a request to convert the shareholding to a class of Shares with a lower Minimum Shareholding.

assistant: 倘若轉換或贖回要求會令持股量下降至低於有關股份類別的最低持股量，則在基金經理的全權酌情決定下，該項轉換或贖回要求可被視作一項將所持股份轉換爲最低持股量較低的股份類別的要求。
user: Please translate the following sentence from English to Chinese: (a) identifying and analysing potential situations of conflicts of interest;

assistant: (a) 識別及分析利益衝突情況；
user: Please translate the following sentence from English to Chinese: The sub-fund will not invest more than 30% of its net assets in a combination of participation notes and convertible securities.

assistant: 本附屬基金不會將其淨資產多於 30% 投資於參與票據及可轉換證券的組合。
user: Please translate the following sentence from English to Chinese: The shares in the basket in Series 25 and Series 26 China Petroleum and Chemical Corporation – H shares Air China Ltd. – H shares China Mobile Ltd. PICC Property and Casualty Co. Ltd. – H shares Hang Seng Index

assistant: 系列 25 及系列 26 中之籃子股份中國石油化工股份有限公司– H 股中國國際航空股份有限公司– H 股中國移動有限公司中國人民財產保險股份有限公司– H 股 恒生指數
user: Please translate the following sentence from English to Chinese: If a portfolio manager incorrectly forecasts the values of securities, currencies or interest rates or other economic factors in using derivatives for a Fund, the Fund might have been in a better position if it had not entered into the transaction at all.

assistant: 倘若投資組合經理在爲基金運用衍生工具策略時對證券、貨幣或利率的價值或其他經濟因素作出錯誤預測，則基金的情況或會比並無進行有關交易時更差。
user: Please translate the following sentence from English to Chinese: The websites (http://www.schroders.lu and http://www.schroders.com) contains information in relation to funds that are not authorized by the SFC and are not offered to the public of Hong Kong. Enquiries and Complaints Enquiries and complaints concerning the Company and the Funds (including information concerning subscription and redemption procedures and the current Net Asset Value of the Funds) should be directed to the Hong Kong Representative at Level 33, Two Pacific Place, 88 Queensway, Hong Kong or by electronic mail at schroders@schroders.com.hk or by phone at +852 2869 6968.

assistant: 網站 (http://www.schroders.lu 及 http://www.schroders.com) 包含未經證監會認可及不可向香港零售公衆發售之基金的資料。 查詢及投訴 有關本公司及基金（包括有關基金的認購和贖回程序，及現時基金資產淨值的資料）的查詢和投訴，應向位於香港金鐘道 88 號太古廣場二座 33 字樓的香港代表人，或電郵 schroders@schroders.com.hk，或致電 +852 2869 6968 作出。
user: Please translate the following sentence from English to Chinese: The Portfolio may invest in any company and industry and in any type of security to the extent permitted by the investment restrictions, with potential for capital appreciation.

assistant: 本基金可投資於任何公司和產業，以及具備資本增值潛力的任何證券類別，只要遵從投資限制即可。
user: Please translate the following sentence from English to Chinese: OPERATIONAL INFORMATION

assistant: 營運資料
user: Please translate the following sentence from English to Chinese: Additional Risk Factors (Continued)

assistant: 其他風險因素（續）
user: Please translate the following sentence from English to Chinese: The sale of less liquid securities often requires more time and can result in higher brokerage charges or dealer discounts and other selling expenses. ABS may be leveraged which may contribute to volatility in the value of the security.

assistant: 出售流動性不大的證券往往需要較多時間，以致經紀費或交易商折扣及其他出售開支會較高。 資產抵押證券可能受槓桿效應影響，從而使證券價值波動不定。
user: Please translate the following sentence from English to Chinese: If there is no corresponding date in the year, then the Policy Anniversary will be the last day of the relevant month of the Policy Date. “Policy Date” is the date by which Monthiversary, Policy Anniversary, Policy Month and Policy Year are determined and shown on the Policy Information Page as the “Policy Date” or, where amended, the date shown on an endorsement to the Basic Policy (if any).

assistant: 如在年份內並無相關日子，保單週年日將爲保單日期的相關月份之最後一日。 「保單日期」（Policy Date）是指用於確定保單週月日、保單週年日、保單月份及保單年度，並於保單資料頁內列明爲「保單日期」的日期，或若有所更改，於基本保單批註（如有）上列載的日期。
user: Please translate the following sentence from English to Chinese: VALUE PARTNERS MULTI-ASSET FUND (a Hong Kong unit trust authorised under Section 104 of the Securities and Futures Ordinance (Cap. 571) of Hong Kong) TAXATION (Continued) Mainland China Taxation (Continued) General It should also be noted that the actual applicable tax rates imposed by the SAT may change from time to time.

assistant: 惠理多元資產基金 （根據香港法例第571章證券及期貨條例第104條獲認可的香港單位信託） 稅項（續）中國內地稅務（續） 一般事項亦應注意，國稅局施加的實際適用稅率可能不時改變。
user: Please translate the following sentence from English to Chinese: The aggregate principal amount of Redeemed Notes represented by definitive Notes or represented by a Global Note shall in each case bear the same proportion to the aggregate principal amount of all Redeemed Notes as the aggregate principal amount of definitive Notes outstanding and Notes outstanding represented by such Global Note, respectively, bears to the aggregate principal amount of the Notes outstanding, in each case on the Selection Date, provided that, if necessary, appropriate adjustments shall be made to such principal amounts to ensure that each represents an integral multiple of the Specified Denomination.

assistant: 以票額票據代表或總額票據代表的贖回票據的總本金額，在上述任何一種情況下，對所有贖回票據的總本金額所佔的比例，與於市場流通的票額票據及該總額票據所代表於市場流通的票據的總本金額，對（上述任何一種情況下，在挑選日期）於市場流通的票據的總本金額所佔的比例相同，惟（如有需要）將會對該本金款額作出適當調整，以確保各自代表指定面額的整數倍數。
user: Please translate the following sentence from English to Chinese: the over-the-counter market in Canadian Government Bonds, regulated by the Investment Dealers Association of Canada.

assistant: 加拿大投資交易商協會（Investment Dealers Association of Canada）所監管的加拿大政府債券場外交易市場。
user: Please translate the following sentence from English to Chinese: EXPLANATORY MEMORANDUM 2 1

assistant: 解釋備忘錄 2 1
user: Please translate the following sentence from English to Chinese: (iv) counterparty risk;

assistant: (iv) 對手風險 ;
user: Please translate the following sentence from English to Chinese: No dealer, sales representative or any other person has been authorised to give any information or to make any representations, other than those contained in this Prospectus, or in any documents referred to herein as being available for inspection by the public, in connection with the offer made hereby, and, if given or made, such information or representations must not be relied upon as having been authorised by the SICAV or the Management Company.

assistant: 除本說明書及可供公衆查閱之相關文件所含內容外，任何交易商、銷售代表或其他人士均無權就本文所述之發行活動提供任何資料或作出任何陳述，若上述人士提供資料或作出陳述，該等資料或陳述不得視作經 SICAV 或管理公司授權提供。
user: Please translate the following sentence from English to Chinese: Balance at 1 April 2007 (cut-off date)

assistant: 2007年4月1日（業務切換日）
user: Please translate the following sentence from English to Chinese: As a consequence, the derivative position cannot always be expected to perfectly hedge the risk of the physical security.

assistant: 因此，不能經常預期衍生工具倉盤能夠完全對沖實物證券的風險。
user: Please translate the following sentence from English to Chinese: 11. Custodian's fee Not exceeding 0.50% per annum (currently as set out in Supplemental Fee Appendix attached, subject to review from time to time).

assistant: 11. 託管人的費用每年不超過0.50%（目前費用如隨附的補充收費附件所載，可不時予以檢討）。
user: Please translate the following sentence from English to Chinese: Following the expiration of the lock up period of two years from the commencement of the Sub-Investment Management Agreement, either party may terminate the agreement at any time upon ninety (90) days’ prior notice in writing to the other party.

assistant: 在副投資管理協議開始生效起計的兩年鎖定期結束後，任何一方可隨時向另一方發出九十(90)日的事先書面通知予以終止。
user: Please translate the following sentence from English to Chinese: – make a distinction between derivatives that are used for investment or hedging purposes.

assistant: －不會對分別爲投資或對沖目的而使用的衍生工具造成區別。
user: Please translate the following sentence from English to Chinese: The net asset value per unit of each Class is calculated by dividing the value of the assets of that Class less the liabilities of that Class, by the total number of units of that Class in issue as at 5:00 p.m. (Hong Kong time) on the immediately preceding dealing day or such other time agreed between the Manager and the Trustee.

assistant: 各類別每單位資產淨值乃以該類別之資產價值扣除該類別之負債，除以該類別於緊接前一個交易日下午5時正（香港時間）或經理人與信託管理人協定之其他時間之已發行單位之總數計算得出。
user: Please translate the following sentence from English to Chinese: Underlying Equities and Underlying Equity mean, subject to adjustment in accordance with Condition 5(i)(iii), the equity securities or equity security specified as such in the applicable Pricing Supplement and related expressions shall be construed accordingly.

assistant: 該等相關股票及相關股票指受條件5(i)(iii)所述的調整規限下，適用定價補充文件指定爲相關股票的該等股本證券（一種或多種），而相關的詞語亦將按此詮釋。
user: Please translate the following sentence from English to Chinese: Definitive Notes will not be issued to individual Noteholders (except in very limited circumstances described in the section headed “Summary — Global Notes” in the Programme Prospectus).

assistant: 票額債券將不會發行予個別此等債券持有人（除在計劃章程「概要－總額票據」一節所述的極少數情況外）。
user: Please translate the following sentence from English to Chinese: Maturity greater than 5 years

assistant: 超過 5年
user: Please translate the following sentence from English to Chinese: In general, the value of equity investments may fluctuate, sometimes dramatically, in response to the activities and results of individual companies or because of general market, economic, political and natural conditions that are difficult to predict.

assistant: 一般而言，股本投資的價值或會因應個別公司的業務及業績或因難於預測的整體市場、經濟、政治及自然狀況而波動，有時甚至會大幅波動。
user: Please translate the following sentence from English to Chinese: a) SZSE-listed shares which are not traded in RMB;

assistant: a) 並非以人民幣買賣的深交所上市股票；
user: Please translate the following sentence from English to Chinese: INVESTMENT AND BORROWING RESTRICTIONS The Trust Deed sets out restrictions and prohibitions on the acquisition of certain investments by the Manager.

assistant: 投資及借款限制信託契據列出基金經理購入若干投資的限制及禁制。
user: Please translate the following sentence from English to Chinese: Where such calculation is to be made for a period of less than one year, it shall be made on the basis of the Day Count Fraction shown.

assistant: 若作此類計算的時期不到一年，應當以所示的日計份數爲基準進行計算。
user: Please translate the following sentence from English to Chinese: Regulation (EU) 2016/1011 of the European Parliament and of the Council (the “Benchmark Regulation”) In respect of all Funds, the Company is working with the applicable benchmark administrators for the benchmark indices to confirm that the benchmark administrators are, or intend to get themselves, included in the register maintained by ESMA under the Benchmark Regulation.

assistant: 歐洲國會及理事會規例(EU) 2016/1011（「基準規例」） 就所有基金而言，本公司正與適當的基準行政管理人就基準指數合作，以確認基準行政管理人名列或有意名列ESMA（歐洲證券及市場管理局）根據《基準規例》保存的名冊內。
user: Please translate the following sentence from English to Chinese: Consists of South America, Central America, Mexico and parts of the Caribbean.

assistant: 包括南美洲、中美洲、墨西哥及部分加勒比海地區。
user: Please translate the following sentence from English to Chinese: Financial derivative instruments may also be embedded in other instruments used by the sub-fund (for example, convertibles).

assistant: 金融衍生工具亦可嵌入於本附屬基金可投資的其他工具（如可轉換債券）。
user: Please translate the following sentence from English to Chinese: For further details on when the various types of instructions will be processed, please contact the Trustee’s customer service hotline at 2827 1233 or visit the Trustee’s website at www.principal.com.hk.

assistant: 有關各類指示將於何時辦理之進一步詳情，請致電受託人的客戶服務熱線2827 1233 ，或者瀏覽受託人網站 www.principal.com.hk。
user: Please translate the following sentence from English to Chinese: The interest rate accrued is defined annually by the Pension Foundation Board.

assistant: 應計利率由退休金基金委員會 (Pension Foundation Board) 每年界定。
user: Please translate the following sentence from English to Chinese: The SICAV will make any KIID available at the registered office of the Management Company or on any other durable medium as agreed with Shareholders/applicants.

assistant: 任何重要投資者資訊文件的副本將應要求由SICAV、全球經銷商或各分經銷商免費寄奉。
user: Please translate the following sentence from English to Chinese: There is no quota limitation but filing with the Shanghai Head Office of PBOC in respect of an investor’s anticipated investment size has to be made.

assistant: 不設定額度限制，但須就投資者的預期投資規模向人民銀行上海總行備案。
user: Please translate the following sentence from English to Chinese: Investors should note that no Shareholders who have redeemed their Shares in the relevant Portfolio before the release of any excess tax provision shall be entitled to claim in whatsoever form any part of the tax provision or withholding amounts released to the relevant Portfolio, which amount will be reflected in the value of Units in the Portfolio.

assistant: 投資者應注意，於發放任何多出的稅項撥備前已贖回其在有關投資組合的股份的投資者，將無權以任何形式申索任何部分稅項撥備或已發放給有關投資組合的預扣金額，該金額將反映於投資組合的單位價值內。
user: Please translate the following sentence from English to Chinese: Conversion of currencies may involve some delay.

assistant: 兌換貨幣可能會導致若干延誤。