billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: While we have skilfully crafted and deftly applied the UT Code to enable the new products of today, we deserve a new UT Code that could take us to the next level and beyond.

assistant: 雖然我們一直以來都以卓越的技巧制訂和應用這套《單位信託守則》，讓市場上能夠有現時各式各樣的新產品，但時至今日，我們應該有一套可以協助市場發展更上一層樓的新的《單位信託守則》。
user: Please translate the following sentence from English to Chinese: I firmly believe that, despite the current gaps in cross-border enforcement co-operation in relation to Mainland companies and executives who disappear across the border before they can be brought to justice, all these factors exert a potent attraction on issuers to list, and investors to invest, in Hong Kong.

assistant: 儘管目前跨境執法合作存在缺口，以致我們未能將一些越過邊界後便告失蹤的內地公司及行政人員繩之於法，但我深信，上述種種因素對發行人及投資者而言均極具吸引力，可促使他們分別於香港上市及投資。
user: Please translate the following sentence from English to Chinese: The explanation given to the client was not sufficient to enable the client to make an informed decision on the investment Some examples of unsuitable recommendations found were:

assistant: 給客戶的講解不足以使客戶作出有根據的投資決定 我們該次視察亦發現有投資顧問提供不合適的建議，以下是其中一些例子：
user: Please translate the following sentence from English to Chinese: To that end, we need your ideas.

assistant: 爲此，我們需要聽取你們的意見。
user: Please translate the following sentence from English to Chinese: The SFC recently published the Sponsor Guidelines which is part of the Fit and Proper Guidelines.

assistant: 證監會近期發表的《保薦人指引》屬《適當人選的指引》的一部分。
user: Please translate the following sentence from English to Chinese: The fund-raising project at the time played a supportive role in the construction of the capital’s infrastructure, including the provision of funding for an array of development projects with far-reaching impact under Beijing Enterprises such as the Beijing Capital Airport Expressway project.

assistant: 當時的融資計劃對於首都的基礎建設起到了積極的作用，其中包括提供資金以應用在北控下屬多個影響深遠的發展項目，如首都機場高速公路等等。
user: Please translate the following sentence from English to Chinese: Mainland companies have raised large amounts of capital from global capital markets.

assistant: 內地公司已從全球資本市場籌集大量資金。
user: Please translate the following sentence from English to Chinese: 8. We have invited the public to comment on our proposals before the end of January 2006.

assistant: 8. 我們邀請公衆在 2006 年 1 月底前就我們的建議發表意見。
user: Please translate the following sentence from English to Chinese: Concluding remarks Hong Kong has had the front row seat in participating in and enjoying the success of China’s transformation.

assistant: 結語 香港在參與中國的轉型及享受有關成果方面早著先機。
user: Please translate the following sentence from English to Chinese: They acquired and turned around distressed assets in different corners of the world and, in the process, made handsome profits.

assistant: 他們在全球各地購入估值偏低的資產，將它們重組及在這個過程中賺取豐厚利潤。
user: Please translate the following sentence from English to Chinese: 21. You would appreciate that this calls for the regulator to play a balancing act between creating an enabling environment for market innovation and development and ensuring that the interest of investors is not compromised.

assistant: 21. 因此，大家會明白到爲何市場要求監管機構必須在創造一個有利市場創新和發展的環境，與確保投資者利益不會受到損害之間尋找平衡點。
user: Please translate the following sentence from English to Chinese: 1. Know your client – Collect and record sufficient information of the client’s financial situation, investment experience, and investment objectives.

assistant: 1. 認識你的客戶――收集及記錄關於客戶的財政狀況、投資經驗及投資目標的足夠資料。
user: Please translate the following sentence from English to Chinese: For a matured market like Hong Kong that offers a broad depth of products, this is not a bad result.

assistant: 對於像香港這樣提供廣泛產品選擇的成熟市場來說，這個成績已算不錯。
user: Please translate the following sentence from English to Chinese: Innovation is certainly a strength of players in the Hong Kong asset management industry.

assistant: 創新無疑也是香港資產管理業參與者的一個強項。
user: Please translate the following sentence from English to Chinese: Auditors audit financial statements of listed companies and ensure the integrity of the information presented.

assistant: 核數師審計上市公司的財務報表，並確保所載資料的完整性。
user: Please translate the following sentence from English to Chinese: (i) the necessary legal powers at one’s disposal;

assistant: (i)可供自由行使的必要法律權力；
user: Please translate the following sentence from English to Chinese: All I can say is, in all these scenarios and circumstances, the financial planners should put the interests of their clients before those of their own.

assistant: 我只能說，財務策劃師在所有處境和情況下都應把客戶的利益置於本身的利益之上；
user: Please translate the following sentence from English to Chinese: In times of extreme market stress, if a big hedge fund were to fail, that could bring down the whole network.

assistant: 在市場環境非常惡劣時，如有大型對沖基金倒閉，整個網絡都會受到拖累。
user: Please translate the following sentence from English to Chinese: The inherent strength of our financial market and the tenacity and creativity of our people have always been important factors behind Hong Kong’s success. At the same time, there is no denying that favourable Central Government policies have played an important role.

assistant: 本地金融市場的固有優勢，加上本地人才的堅毅及創意，一直是香港賴以成功的關鍵因素，但無可否認，中央政府推出的惠港政策對促進本地繁榮同樣功不可沒。
user: Please translate the following sentence from English to Chinese: But we should also be vigilant in addressing the new risks associated with the use of new technologies.

assistant: 但與此同時，我們亦應保持警覺，處理因使用新科技而產生的新風險。
user: Please translate the following sentence from English to Chinese: 13. What is important to the business community is that regulation does not impede competition and create unnecessary administrative procedures that is both time consuming and costly.

assistant: 13. 對商界來說，最重要的是監管政策不會妨礙市場自由競爭、製造不必要的行政程序，及耗費時間和金錢。
user: Please translate the following sentence from English to Chinese: So the SFC aims to drive and mould good conduct to achieve the desired regulatory outcomes.

assistant: 因此，證監會銳意推動和培養良好的操守，以取得預期的監管成果。
user: Please translate the following sentence from English to Chinese: There is evidence of this as an SFC investor survey that was carried out in December 2008 revealed that a good two-thirds of investors surveyed knew very little of at least one of the products they had invested in, such as unlisted equity linked products.

assistant: 這個看法亦有證據支持： 根據證監會於 2008 年 12 月發表的投資者調查結果，有三分之二的受訪者表示對所投資的最少一類產品（如非上市股票掛鉤產品）所知不多。
user: Please translate the following sentence from English to Chinese: Currently we already have mutual recognition with Taiwan (for ETFs) and Australia.

assistant: 現時，我們已經與臺灣（傴限於交易所買賣基金）及澳洲設有基金互認安排。
user: Please translate the following sentence from English to Chinese: Such measures substantially enhance our competitiveness in comparison with other major financial centers.

assistant: 該等措施大大增強香港相對於其他主要金融中心的競爭力。
user: Please translate the following sentence from English to Chinese: The combination of an open market and embrace our willingness to all manner of worthy professional talent is a heady cocktail that has worked out spectacularly for Hong Kong's fund industry.

assistant: 開放的市場加上鼓勵和歡迎各類優秀專才來港的舉措，令香港的基金業蓬勃發展。
user: Please translate the following sentence from English to Chinese: Looking forward, we will continue to devote our efforts to assisting the macro development of the nation, and use our best endeavours to leverage on our strengths and help Mainland enterprises pursue their goals of “going out”.

assistant: 繼往開來，我們會繼續爲國家宏觀發展而努力，在爲內地企業繼續“走出去”擔當好我們的角色，發揮所長。
user: Please translate the following sentence from English to Chinese: Considering these facts and the impact of another round of fundraising on shareholders, we directed a suspension of trading in the company’s shares.

assistant: 考慮到有關事實及另一次集資對股東的影響後，我們指示暫停該公司的股份買賣。
user: Please translate the following sentence from English to Chinese: As the amended PRC Securities Law has given new investigation and enforcement powers to the CSRC, we will liaise closely with them to understand how these new powers would enhance the regulatory assistance that they might offer to other fellow regulators, including the SFC.

assistant: 由於經修訂的《中華人民共和國證券法》賦予中國證監會新的調查及執法權力，我們將會與該會保持緊密聯繫，藉以瞭解這些新的權力將會如何加強該會可以爲其他監管機構 (包括香港證監會) 提供的監管協助。
user: Please translate the following sentence from English to Chinese: As a securities regulator, the SFC needs to keep reviewing our rules and regulations to remove any obsolete requirements and to enhance our regime to ensure that our regulatory standards are in line with internationally recognised standards.

assistant: 作爲證券監管機構，證監會需要不斷檢討本身的規則及法規，撤銷不合時宜的規定及加強監管制度，以確保我們的監管標準與國際公認的標準看齊。
user: Please translate the following sentence from English to Chinese: First, it provides an opportunity to channel the Mainland’s huge savings to the international market.

assistant: 首先，該計劃提供了將內地龐大的存款導向國際市場的良機。
user: Please translate the following sentence from English to Chinese: In a matter of two weeks, the crisis was mostly over.

assistant: 兩週過後，危機便大致結束。
user: Please translate the following sentence from English to Chinese: There are now different types of investment products that can be issued in RMB, these include: bonds, certificates of deposits, structured deposits, insurance policies and funds, etc.

assistant: 目前市場上可以人民幣計價發行的投資產品種類繁多，當中包括債券、存款證、結構性存款、保險計劃及基金等。
user: Please translate the following sentence from English to Chinese: (3) The SFC will provide more detailed guidance on existing regulatory requirements concerning the duties and obligations of IAs to their clients.

assistant: (3) 就有關投資顧問對客戶應負有的責任及義務的現行監管規定而言，證監會將會提供更詳細的指引。
user: Please translate the following sentence from English to Chinese: 2. Development of the RMB bond market in Hong Kong, including expanding the scope of bond issuances and the range of permitted bond issuers;

assistant: 2. 推動人民幣債券市場在香港的發展，包括擴大發債規模、增加發債體種類等；
user: Please translate the following sentence from English to Chinese: I am given to understand that under a fiduciary standard, the investment is required to be not just suitable, but it must be in the client’s best interest.

assistant: 據我瞭解，在這種誠信標準下，投資建議不僅是要適合客戶，同時要符合他們的最佳利益。
user: Please translate the following sentence from English to Chinese: The Sponsor Guidelines will become effective on 1 January 2007.

assistant: 《保薦人指引》將於 2007 年 1 月 1 日起生效。
user: Please translate the following sentence from English to Chinese: Many of you may still clearly remember the widespread panic at that time.

assistant: 當時人心惶惶的景象，大家都記憶猶新，我們不可以承受另一個正達事件的發生。
user: Please translate the following sentence from English to Chinese: Decisions may be made at the group level by a global management committee sitting outside Hong Kong, and not by the local licensed firm.

assistant: 公司一些決策可能是由身處香港境外的環球管理委員會，而不是本地持牌公司作出。
user: Please translate the following sentence from English to Chinese: I will therefore be sharing with you my thoughts on the role of INEDs.

assistant: 因此，我將與大家分享本人對獨立非執董角色的看法。
user: Please translate the following sentence from English to Chinese: These firms are permitted to invest in and appoint intermediaries in 33 overseas jurisdictions.

assistant: 這些公司獲准在 33 個海外司法管轄區進行投資及委任中介人。
user: Please translate the following sentence from English to Chinese: This is not surprising given that the Mainland possesses the world biggest savings pool3 and the world’s biggest foreign currency reserves4.

assistant: 鑑於內地擁有全球最多的儲蓄存款 3 及全球最大的外匯儲備 4，這實在不足爲奇。
user: Please translate the following sentence from English to Chinese: Intermediaries play a pivotal role in supporting companies’ efforts to improve their corporate governance practices and ensuring the integrity of information.

assistant: 中介人在支持公司改善其企業管治常規所作出的努力及確保信息完整性方面，扮演著關鍵的角色。
user: Please translate the following sentence from English to Chinese: We, as the regulator, will continue to authorize publicly offered investment products and their offering documents in a prudent manner.

assistant: 作爲監管機構，我們會繼續以審慎的態度來認可公開要約投資產品及其銷售文件。
user: Please translate the following sentence from English to Chinese: Growth of existing REITs – by way of acquisitions;

assistant: 現有房地產基金的增長――透過收購；
user: Please translate the following sentence from English to Chinese: We secured the appointment of administrators by the Court to take control of the firms and worked closely with the administrators to enable the efficient and orderly return of client assets.

assistant: 我們取得法院委任管理人的命令，以接管有關商號，並與管理人緊密合作，使客戶資產得以有效率及有秩序地發還。
user: Please translate the following sentence from English to Chinese: Hong Kong was affected too.

assistant: 香港亦同時受到波及。
user: Please translate the following sentence from English to Chinese: With this in mind, I would like to talk about a circular which we issued to the industry on 5 December 2008.

assistant: 就此而言，我希望談談我們在 2008 年 12 月 5 日向業界發出的通函。
user: Please translate the following sentence from English to Chinese: The irregular operation and malicious exit of quite a number of online lending platforms on the Mainland demonstrates once again that financial institutions engaging in lending activities must be subject to strict regulation as a precaution against risks.

assistant: 內地爲數不少網貸平臺出現不合規經營、惡意退出的情況，再次說明涉及借貸業務的金融機構必須從嚴監管，防範風險於未然。
user: Please translate the following sentence from English to Chinese: We aim to develop Hong Kong as an international financial management powerhouse, not only in terms of size but also in terms of depth and diversity.

assistant: 我們銳意在市場的規模、深度及產品的多元化選擇方面，將香港發展爲具影響力的國際金融管理中心。
user: Please translate the following sentence from English to Chinese: We continue to seek opportunities to broaden and deepen our markets and provide opportunities for market participants and wider choices for investors.

assistant: 我們繼續致力擴闊和深化香港市場，爲市場參與者提供機遇，讓投資者有多元化的選擇。
user: Please translate the following sentence from English to Chinese: (a) Agreed nature and scope of services Investment advisers should first define their relationships with the client and agree with them on the exact nature and scope of services to be provided and then sign off on written engagement letters.

assistant: (a) 經協定的服務性質及範圍 投資顧問應首先界定他們與客戶之間的關係，與他們協定即將提供的服務的實際性質和範圍，然後在書面委託書上籤署。
user: Please translate the following sentence from English to Chinese: For those of you who do so, the prospects are bright.

assistant: 只要你們能這樣做的話，前景是一片光明的。
user: Please translate the following sentence from English to Chinese: Hong Kong is very honoured and looks forward to playing the role of the Mainland’s premier overseas renminbi trading centre.

assistant: 對於中央政府這項安排，香港深感榮幸，期望日後能成爲內地主要的離岸人民幣交易中心。
user: Please translate the following sentence from English to Chinese: As you all know, the RQFII scheme has been expanded to other markets.

assistant: 正如各位所知，RQFII 計劃已擴展至其他市場。
user: Please translate the following sentence from English to Chinese: 34. What or Who first prompted respondents to trade warrants:

assistant: 34. 起初是甚麼或誰人促使回應者買賣權證：
user: Please translate the following sentence from English to Chinese: Hong Kong welcomes the opportunity to continue to support China in the international arena, particularly in its capital market development.

assistant: 香港很高興能夠繼續支援中國打進國際市場，特別是協助內地資本市場不斷髮展。
user: Please translate the following sentence from English to Chinese: We will, of course, consider allowing greater diversity at a later stage, once the initiative is successfully underway and running smoothly.

assistant: 當然，待這項措施成功開展及順利運作後，我們稍後會考慮允許產品愈趨多元化。
user: Please translate the following sentence from English to Chinese: History of RQFII RQFII funds started coming to the market at the end of December 2011. But in fact, preparation began as far back as in 2009.

assistant: RQFII 的歷史 RQFII 基金於 2011 年 12 月底在香港市場面世，但實際上，關於 RQFII 的準備工作始於 2009 年。
user: Please translate the following sentence from English to Chinese: 2. An overview of Hong Kong’s current securities market 5

assistant: 2. 香港當今證券市場概覽 5
user: Please translate the following sentence from English to Chinese: In these work groups we also hope to examine the current AIR and RJS schemes, and explore how these schemes could be strengthened and broadened in Hong Kong’s best interest.

assistant: 我們亦希望在這些工作小組內檢討現行的認可司法管轄區計劃和認可監察制度計劃，看看可以如何加強和擴展這兩項計劃，爲香港爭取最大的利益。
user: Please translate the following sentence from English to Chinese: There is a lot of excitement surrounding the RQFII.

assistant: 一些公司通過管理 RQFII 名聲大噪。
user: Please translate the following sentence from English to Chinese: 1. I would like to start by thanking the EAA for inviting me to speak today.

assistant: 1. 首先，感謝貴局邀請我參與今天的講座。
user: Please translate the following sentence from English to Chinese: Confidence in the auditing process and thereby confidence in financial disclosures is pretty fundamental to successful financial markets.

assistant: 對一個成功的金融市場而言，對審計程序具備信心，並繼而對財務披露抱持信心，是非常重要的。
user: Please translate the following sentence from English to Chinese: In addition, we work closely with the CSRC on international regulatory issues at meetings of the IOSCO, or the International Organization of Securities Commissions – of which both the CSRC and SFC are members.

assistant: 此外，我們亦會在 IOSCO(即國際證券事務監察委員會組織)的會議上，就國際監管事宜與中國證監會緊密合作――中國證監會及香港證監會都是該組織的成員。
user: Please translate the following sentence from English to Chinese: On the other hand, the SFC keeps abreast of market development by maintaining ongoing dialogues with industry players and staying alert to new trends and developments in the market.

assistant: 另一方面，證監會與市場人士保持對話及時刻留意市場新趨勢和動態，以緊貼市場最新發展。
user: Please translate the following sentence from English to Chinese: coordinating various issues relating to dual listing of H and A shares;

assistant: 協調與 H 股及 A 股雙重上市有關的各項事宜；
user: Please translate the following sentence from English to Chinese: I am an optimist, so I think the answers to all these questions must be “yes”. It is a matter of “how” we may achieve that, “how” we can better ourselves and “how” we benchmark ourselves against similar institutions in terms of performances and pledges.

assistant: 我是一個樂觀主義者，因此，我認爲上述所有問題的答案都必定是肯定的，只是在於我們“如何”實現有關目標、“如何”使自己做得更好，以及“如何”以同類機構的表現和承諾作爲基準進行自我評估。
user: Please translate the following sentence from English to Chinese: These improvements include financial innovations or liberalisation that creates new markets or products and tools for better management of risks.

assistant: 這些改善包括作出金融創新或開放措施，使新市場或更有效管理風險的產品和工具得以開發。
user: Please translate the following sentence from English to Chinese: We are working together for the prosperity of the securities market in Hong Kong.

assistant: 我們正一起爲香港證券市場的繁榮而努力。
user: Please translate the following sentence from English to Chinese: Building on that initiative, we reached agreement with the Mainland authorities for Mainland securities and futures firms to come to Hong Kong to operate under the SFC’s regulation and for Hong Kong futures brokerage companies to operate on the Mainland.

assistant: 在這個基礎上，我們與內地有關當局達成協議，允許內地證券期貨公司在接受證監會規管的前提下來港經營，同時亦允許香港期貨經紀行到內地開業。
user: Please translate the following sentence from English to Chinese: Although the size of authorised hedge funds is relatively small in the context of the whole retail funds universe, the introduction of retail hedge funds does provide investors with an access to a wider range of investment choices.

assistant: 雖然與多如恆河沙數的所有對沖基金的資產相比，獲認可的對沖基金的規模相對較小，但零售對沖基金的引入卻能爲投資者提供更廣泛的投資選擇。
user: Please translate the following sentence from English to Chinese: The working group recognized the importance of widening the scope of permissible investment of QDII banks and discussed the possibility of expanding the scope by taking a gradual step-by-step approach.

assistant: 工作小組確認了必須擴闊獲QDII資格的銀行的獲准投資範圍，並討論了以循序漸進的方式將有關範圍擴大的可能性。
user: Please translate the following sentence from English to Chinese: To stay ahead of the curve, we must constantly strive to lift our game and be prepared to face challenges head on with courage and an enterprising spirit.

assistant: 我們必須持續提升實力，並且做好準備，以勇氣和魄力迎難而上，方能脫穎而出。
user: Please translate the following sentence from English to Chinese: In this regard, we expect REIT managers and sponsors to conduct their due diligence to a high standard and to properly discharge their responsibilities.

assistant: 就此而言，我們預期房地產基金經理及保薦人在進行盡職審查時，符合嚴格的標準和適當地履行職責。
user: Please translate the following sentence from English to Chinese: Equally importantly, our industry player will gain hands-on experience in dealing with Mainland investment rules and regulations, as well as serving the investment needs of the Mainland.

assistant: 同樣重要的是，本地基金業參與者可以汲取有關處理內地投資法規、迎合內地投資需要的實際經驗。
user: Please translate the following sentence from English to Chinese: Thank you and I wish you all a successful conference.

assistant: 謝謝，我在此祝願這次的會議取得重大成功。
user: Please translate the following sentence from English to Chinese: For a more complete landscape of the asset management industry here, we are closely working with the Insurance Authority with an aim that through the Insurance Authority, the Commission can incorporate data on asset management business in the insurance sector in the coming FMAS exercise.

assistant: 爲求掌握有關香港資產管理業的更整全面貌，我們正與保險業監管當局緊密合作，旨在透過保險業監管當局的協助，證監會能夠將保險業內有關資產管理業的數據納入下一次基金管理活動調查中。
user: Please translate the following sentence from English to Chinese: (i) maintaining market confidence and promoting high standards;

assistant: (i)維持市場信心及推廣嚴格的標準；
user: Please translate the following sentence from English to Chinese: We will continue to work in partnership with the industry on market facilitation bearing in mind interests of investors.

assistant: 我們將繼續夥同業界爲利便巿場而努力，並緊記維護投資者的權益。
user: Please translate the following sentence from English to Chinese: The note provides a 3% coupon and is due in September 2013.

assistant: 該債券的票息率爲 3 釐，到期日爲 2013 年 9 月。
user: Please translate the following sentence from English to Chinese: All these efforts are important in maintaining Hong Kong’s competitive edge and its position as an IFC in the region.

assistant: 所有這些措施對維持香港的競爭優勢及其作爲區內國際金融中心的地位都是至爲重要的。
user: Please translate the following sentence from English to Chinese: - We have recently launched an open Investor Story Competition where participants are invited to recount true stories of their experiences in investing in derivative warrants, and to comment on how investor education helped them.

assistant: - 我們最近舉辦了一項公開的投資者故事比賽，邀請參加者講述有關投資於衍生權證的經歷的真實故事，同時評論投資者教育如何幫助他們。
user: Please translate the following sentence from English to Chinese: Some, however, invest because they really want to exert control – to force the management to act differently, maybe kick out the CEO or change the strategy of the company – or even take over the company.

assistant: 然而，另一些人作出投資是因爲他們想行使控制權—迫使管理層改變作風，或踢走行政總裁，或改變公司的的策略，甚至把整間公司收購過來。
user: Please translate the following sentence from English to Chinese: Over the years, industry participants have devoted energy and resources to broaden their expertise and range of asset management services, whether in terms of product range, geographical exposure and asset class.

assistant: 多年以來，不論以產品種類、地域分佈及資產類別而言，資產管理從業員一直付出不少努力和資源，致力拓展資產管理服務的專業知識及涵蓋範圍。
user: Please translate the following sentence from English to Chinese: The Euro dollar centre in London is a good example.

assistant: 倫敦的歐洲美元市場便是一個很好的例子。
user: Please translate the following sentence from English to Chinese: To date, the SFC has signed regulatory co-operation agreements with 3 key financial regulators of the Mainland namely, CSRC, CBRC and CIRC.

assistant: 到目前爲止，證監會已與內地三家主要的金融監管機構，即中國證監會、銀監會及保監會，簽訂監管合作協議。
user: Please translate the following sentence from English to Chinese: Therefore, while it may need some help in the beginning in terms of having access into the Mainland, once it reaches a certain size it should be able to create sufficient investible assets to sustain a healthy existence and velocity of its own.

assistant: 協助以循不同渠道迴流內地，一旦離岸人民幣達致一定的規模，便能夠衍生出足夠的可供投資的資產，以維持自身的良好流通量及流通速度。
user: Please translate the following sentence from English to Chinese: There are about 7 joint venture securities brokers and 23 joint venture fund management companies in the Mainland.

assistant: 內地現時大約有七家合資證券經紀行及23家合資基金管理公司。
user: Please translate the following sentence from English to Chinese: Provide suitable advice A financial planner should recommend investments, which suit the clients’ needs and their specific circumstances. It should help clients make informed decisions by giving them information on the possible risks of the investments as well as possible rewards.

assistant: 提供適當的意見財務策劃師應向客戶推介切合其需要及特定情況的投資，並應就有關投資的潛在風險與潛在回報向客戶提供資料，以協助客戶作出有根據的決定。