billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: If the Sub-Fund continues to hold such securities, it will be subject to additional risk of loss.

assistant: 如子基金繼續持有該等證券，其將承受額外的虧損風險。
user: Please translate the following sentence from English to Chinese: Emerging market securities may be subject to higher volatility than non-emerging market securities.

assistant: 新興市場證券可能比非新興市場證券需承受較高的波動性。
user: Please translate the following sentence from English to Chinese: Any payments of distributions by the Fund may result in an immediate decrease in the net asset value per unit.

assistant: 基金作出任何分派均可能導致每單位資產淨值即時下跌。
user: Please translate the following sentence from English to Chinese: See Annex C below

assistant: 請參閱下文附件C
user: Please translate the following sentence from English to Chinese: This fee is usually charged as a percentage of the withdrawal amount and will be deducted from the withdrawal amount.

assistant: 按所提取的款額的某一百分比計算，並從提取的款額中扣除。
user: Please translate the following sentence from English to Chinese: If unanticipated rates of prepayment increase, the effective maturity and the volatility of the security can be expected to increase.

assistant: 如提前付款的比率出乎意料地上升，可以預期該證券將實際到期及波動性將增加。
user: Please translate the following sentence from English to Chinese: 16) Committing other acts prohibited by the Laws and Regulations, the CSRC and the Fund Contract.

assistant: 16) 法律、法規、中國證監會及基金合同禁止的其他行爲。
user: Please translate the following sentence from English to Chinese: It is difficult to predict the final outcome of the Euro zone crisis. Unitholders should carefully consider how changes to the Euro zone and European Union may affect their investment in the Fund.

assistant: 歐元區危機的最終結果難以預計。 單位持有人應仔細考慮歐元區及歐洲聯盟的變化會如何影響其在基金的投資。
user: Please translate the following sentence from English to Chinese: You should only invest in the Notes if you do not require the funds for other purposes during the 5-year investment tenor;

assistant: 倘若　閣下在5年投資期內，資金不需作其他用途，　閣下才應投資於本票據；
user: Please translate the following sentence from English to Chinese: Depending on the time gap between the Trade Date and the Deposit Value Date, the Investment Period may be longer than the Tenor.

assistant: 投資期可能較存款期長，視乎交易日與存款開始日之間的時間差距而定。
user: Please translate the following sentence from English to Chinese: Capitalisation of Socie´ te´ Ge´ ne´ rale The following table sets forth the unconsolidated and unaudited capitalisation of Socie´ te´ Ge´ ne´ rale as at 31 December 2004 and 31 December 2005.

assistant: Société Générale之資本值 下表載列Société Générale於二零零四年十二月三十一日及二零零五年十二月三十一日之未綜合及未經審覈之資本值。
user: Please translate the following sentence from English to Chinese: OTHER PRACTICAL INFORMATION A Fund may be contributed to an investment fund outside Luxembourg only when in compliance with the Law and any applicable local laws of the jurisdiction in which the non-Luxembourg fund is based.

assistant: 只有符合法律以及非盧森堡基金所處司法管轄區之適用法律，基金方可併入盧森堡以外地區的投資基金。
user: Please translate the following sentence from English to Chinese: However, for investors in the Invesco Cross-Border Product Range who invest initially in a fund where no initial charge is payable and subsequently switch into a fund other than any such fund, such switches will be subject to an initial charge applicable to that relevant fund, currently not exceeding 5.00% of the gross investment amount as is normally payable on new investments made directly into funds.

assistant: 然而，景順跨境產品系列投資者如最初投資的基金毋須支付首次認購費，而其後轉換爲其他基金（而該基金須支付首次認購費），則該項轉換須支付適用於有關基金的首次認購費（一如直接對基金作出新投資時通常應予支付者，目前不超過投資總額的 5.00%）。
user: Please translate the following sentence from English to Chinese: For any transaction, this will involve consideration of all factors deemed relevant, such as market breadth, security price and the financial condition and execution capability of the counterparty.

assistant: 在執行證券交易及挑選任何經紀、交易商或其他對手方時，管理公司及任何投資經理將進行盡職審查，以物色整體而言可得的最佳條款。
user: Please translate the following sentence from English to Chinese: There are no other impacts that may materially prejudice the existing Shareholders’ rights or interests as a result of the proposed Changes outlined above.

assistant: 上述建議變動不會構成其他可能顯著損害現有股東權利或權益的影響。
user: Please translate the following sentence from English to Chinese: The Fund, together with other UCIs advised or managed by FIL Fund Management Limited, may place orders for the purchase or sale of securities in which the Fund may invest with affiliates of FIL Fund Management Limited and other Connected Persons, provided that, among other conditions, they can reasonably be expected to execute the transaction on terms as favourable as could be expected to be obtained from other brokers qualified to execute the transaction and at commission rates comparable to those which would have been charged by such other brokers. Subject to the receipt of best execution, the Fund may take into account the sale of Shares by brokers and dealers when selecting them for the execution of transactions.

assistant: 本基金及由FIL Fund Management Limited提供顧問服務或管理的其他UCI，可向FIL Fund Management Limited的聯營公司及其他關連人士作出指示，認購或出售本基金可能會投資的證券，惟條件之一是預期有關公司可以與其他合資格執行交易的經紀商同樣優惠的條件執行交易，且其佣金率與該等其他經紀商相若。 在不牴觸獲得最佳執行條件的情況下，本基金在選擇經紀商及交易商執行交易時，可考慮其出售股份的因素。
user: Please translate the following sentence from English to Chinese: The committee reports to senior management representatives from the relevant functions within Franklin Templeton Investments.

assistant: 該委員會向富蘭克林鄧普頓投資內負責相關職能的高級管理人員彙報。
user: Please translate the following sentence from English to Chinese: In addition, we expect competition from foreigninvested commercial banks to increase in the future.

assistant: 此外，本行預期來自外資商業銀行的競爭將有所增加。
user: Please translate the following sentence from English to Chinese: * You should note that some fees may be increased, up to a specified permitted maximum, by giving Unitholders at least three month’s prior notice.

assistant: * 請注意，在向單位持有人發出最少三個月事先通知後，部份費用最高可上調至指定的許可上限。
user: Please translate the following sentence from English to Chinese: Shareholders should be aware that

assistant: 股東應注意：
user: Please translate the following sentence from English to Chinese: Commissions which are paid to third party brokers in respect of trade execution.

assistant: 就交易執行而支付予第三方經紀商的佣金。
user: Please translate the following sentence from English to Chinese: Fluctuations in the exchange rate of any one currency may be offset by fluctuations in the exchange rate of other relevant currencies.

assistant: 任何一種貨幣的匯率波動可能會與其他有關貨幣的匯率波動互相抵銷。
user: Please translate the following sentence from English to Chinese: APPENDIX A

assistant: 附錄 A
user: Please translate the following sentence from English to Chinese: Such changes may have retrospective effect on the compartments and may adversely affect the compartments. Risks regarding repatriation and liquidity risks – Certain restrictions imposed by the Chinese government on RQFIIs may have an adverse effect on the compartments’ liquidity and performance.

assistant: 該等變動或會對成分基金具追溯效力，並可能對成分基金造成不利影響。 有關匯回的風險及流動性風險－中國政府對RQFII 施加的若干限制可能對成分基金的流動性和表現造成不利影響。
user: Please translate the following sentence from English to Chinese: These committees concentrate on global risk management and on monitoring value creation and capital adequacy for the entire KBC Group.

assistant: 該等委員會專注於全球風險管理及監察整個KBC集團的創造價值及資金的充裕性。
user: Please translate the following sentence from English to Chinese: Trading assets (including derivatives), trading liabilities and securities available for sale are carried at their fair values.

assistant: 交易資產（包括衍生工具）、買賣負債及可供出售的證券乃以公平值列賬。
user: Please translate the following sentence from English to Chinese: Collective Investment Schemes The Manager will examine the management capabilities, track records and risk management practices of various collective investment schemes, including exchange traded funds.

assistant: 集體投資計劃 基金經理將審閱各集體投資計劃（包括交易所買賣基金）的管理能力、往績記錄及風險管理慣例。
user: Please translate the following sentence from English to Chinese: Investors should refer to the sub-section of the Prospectus entitled “DISTRIBUTING CLASSES” under the section entitled “DISTRIBUTION POLICY” for further information relating to dividends.

assistant: 投資者應參閱招股章程「分派政策」一節下的「派息類別」分節，以瞭解有關股息的進一步資料。
user: Please translate the following sentence from English to Chinese: The Net Asset Value attributable to a Class shall be determined as of the Valuation Day by calculating that portion of the Net Asset Value of the relevant Fund attributable to the relevant Class as of the Valuation Day by reference to the number of Shares in issue in each Fund or Class as of the relevant Valuation Day subject to adjustment to take account of assets and/or liabilities attributable to the Fund or Class.

assistant: 一項基金的資產淨值將於估值日透過評估有關基金的資產（包括已累計但未收取的收入）及減去有關基金的負債釐定。
user: Please translate the following sentence from English to Chinese: Subscription applications or redemption requests received after that time will be dealt with on the immediately following dealing day. SUBSCRIPTIONS The Fund is denominated in US dollars.

assistant: 於該時間後接獲之認購申請或贖回要求，將於緊隨之下一個交易日處理。 認購 基金以美元計價。
user: Please translate the following sentence from English to Chinese: Interest rate product revenues were a record in 2006, as concerns over rising interest rates and the inverted shape of the yield curve led to significant client activity in repositioning portfolios and adjusting hedging strategies, particularly in Europe and Asia.

assistant: 在憂慮利率上升及孳息曲線倒置下，導致大量客戶重新部署投資組合及調整對沖策略的活動，尤其在歐洲及亞洲，令利率產品收益在二零零六年達歷來新高。
user: Please translate the following sentence from English to Chinese: (b) Assessment and Understanding.

assistant: (b) 評估及理解。
user: Please translate the following sentence from English to Chinese: The price of a convertible security will normally vary with changes in the price of the underlying stock, although the higher yield tends to make the convertible security less volatile than the underlying common stock.

assistant: 可轉換證券的價格通常會隨基礎股票的價格波動，惟其波幅往往會因可轉換證券具較高收益率而低於基礎普通股的價格波幅。
user: Please translate the following sentence from English to Chinese: Please note, the redemption or switching of your holding may be deemed as a disposal for tax purposes.

assistant: 請注意，就稅務目的而言，贖回或轉換股份可能被視作出售投資。
user: Please translate the following sentence from English to Chinese: Factors taken into consideration include, but are not limited to, the investment policies and objectives, portfolio strategies, historical performances, and liquidity of the underlying investments.

assistant: 考慮因素包括但不限於該等投資的投資政策及目標、投資組合策略、過往表現及流通性。
user: Please translate the following sentence from English to Chinese: “A” is the lowest Specified Denomination;

assistant: 「A」爲最低指定面額；
user: Please translate the following sentence from English to Chinese: Dividends may be automatically reinvested at the election of the Shareholder.

assistant: 股息可按投資者的選擇自動再投資。
user: Please translate the following sentence from English to Chinese: The proportion of long to short exposure in the Fund will depend on the market conditions at any given time.

assistant: 本基金的長短倉比例將視乎於任何指定時間的市況而定。
user: Please translate the following sentence from English to Chinese: The minimum initial investment amount as specified in the ‘Key Features’ section of this Summary Prospectus, under the sub-heading ‘Share Classes and Features’.

assistant: 簡要基金說明書「主要特點」一節「股份類別及特點」分節載明的最低首次投資額。
user: Please translate the following sentence from English to Chinese: The Group’s financial risk exposure is diversified by customer group, industry and product, but is concentrated in Hong Kong.

assistant: 本集團之金融風險已因客戶組別、行業及產品而分散，但集中於香港。
user: Please translate the following sentence from English to Chinese: At least one month’s prior notice will be given to the Unitholders where there is a change to the fixed amount/percentage (%) of distribution.

assistant: 倘固定分派金額／百分比(%)有所更改，基金經理將向單位持有人發出至少一個月的事先通知。
user: Please translate the following sentence from English to Chinese: Where a Fund is merged, the redemption price payable on a merger will only reflect transaction costs.

assistant: 若基金進行合併，因合併而應支付的贖回價只會反映交易費用。
user: Please translate the following sentence from English to Chinese: Currency Hedged Classes For details of Currency Hedged Classes of the Fund, please refer to the sections entitled “Currency Hedged Classes” and “AUD Hedged Class/CAD Hedged Class/EUR Hedged Class/GBP Hedged Class/HKD Hedged Class/NZD Hedged Class/RMB Hedged Class/SGD Hedged Class/USD Hedged Class” respectively in Section A – Consolidated Explanatory Memoranda of Asia Pacific Equity Funds.

assistant: 貨幣對沖類別 請分別參閱第A節－亞太區股票基金的綜合基金說明書內的「貨幣對沖類別」及「澳元對沖類別／加元對沖類別／歐元對沖類別／英鎊對沖類別／港元對沖類別／紐元對沖類別／人民幣對沖類別／新加坡元對沖類別／美元對沖類別」分節，以瞭解基金的貨幣對沖類別之詳情。
user: Please translate the following sentence from English to Chinese: 3. PICTET – SHORT-TERM MONEY MARKET CHF The Compartment intends to meet the criterias of a “Short-Term Money Market fund” in accordance with the recommendations of the ESMA (formerly the CESR) referenced CESR/10-049. Typical investor profile The Compartment is an investment vehicle for investors:

assistant: 3. 百達－短期貨幣市場瑞士法郎本成分基金擬根據歐洲證券及市場管理局（前身爲歐洲證券監管委員會）第 CESR/10-049 號的建議，滿足「短期貨幣市場基金」的條件。 一般投資者概述本成分基金適合下列投資者：
user: Please translate the following sentence from English to Chinese: As a result of this review, a valuation model was identiﬁed that better reﬂects the exercise behavior of employees and the speciﬁc terms and conditions under which the share options are granted. Concurrent with the introduction of the new model, UBS will use implied instead of historic volatility as input into the new model. IFRS 3 Business Combinations, IAS 36 Impairment of Assets and IAS 38 Intangible Assets On 31 March 2004, the IASB issued IFRS 3 Business Combinations, revised IAS 36 Impairment of Assets, and revised IAS 38 Intangible Assets.

assistant: 與推行新模式相配合，瑞銀將使用引伸波幅而非歷史波幅作爲輸入新模式的資料。 國際財務報告準則第3號業務合併、國際會計準則第36 號資產減值及國際會計準則第38號無形資產 於2004年3月31日，國際會計準則委員會頒佈國際財務報告第3號業務合併、經修訂國際會計準則第36 號資產減值及經修訂國際會計準則第38號無形資產。
user: Please translate the following sentence from English to Chinese: The instruments will also be subject to insolvency or default risk of the issuers or counterparties.

assistant: 該等工具亦將須承受發行人或交易對手無力償債或違約的風險。
user: Please translate the following sentence from English to Chinese: Additional margin may also be required.

assistant: 還可能需要繳交追加保證金。
user: Please translate the following sentence from English to Chinese: Dividends may sometimes be kept in cash until enough payments have accumulated in order to reinvest in the sub-fund's securities.

assistant: 股息有時以現金保存，直至積累足夠款項以再投資附屬基金的證券。
user: Please translate the following sentence from English to Chinese: The composition of the dividends (i.e. the relative amounts paid out of net distributable income and capital) for the last 12 months can be obtained either through the Hong Kong Representative’s website at www.barings.com or from the Hong Kong Representative on request.

assistant: 過去 12 個月的股息組成（即自可分派收入淨額及資本中支付的相對金額）可透過香港代表的網站 www.barings.com 取得，或可向香港代表索取。
user: Please translate the following sentence from English to Chinese: If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our opinion.

assistant: 如果我們認爲存在重大不確定性，則有必要在覈數師報告中提請使用者注意綜合財務報表中的相關披露。 假若有關的披露不足，則我們應當發表非無保留意見。
user: Please translate the following sentence from English to Chinese: Our Single EKI ELIs are not listed on any stock exchange and are not covered by the Investor Compensation Fund in Hong Kong.

assistant: 本行的單一到期觸及生效股票掛鉤投資並無在任何證券交易所上市，亦不受香港的投資者賠償基金所保障。
user: Please translate the following sentence from English to Chinese: At the end of February, the European Commission and the Swiss Competition Commission cleared the acquisition of the participation held by UBS.

assistant: 於二月底，歐洲委員會及瑞士競爭委員會(Swiss Competition Commission)已批准收購由瑞銀持有的部份。
user: Please translate the following sentence from English to Chinese: The amount of the contract would not exceed the market value of the securities underlying the series of notes denominated in linked currencies. Commodities Transactions Futures Contracts Commodity futures contracts are contracts made on a commodity exchange which provide for the future delivery of various agricultural commodities, industrial commodities, currencies or financial instruments at a specified date, time and place.

assistant: 合約的金額將不會超過以聯繫貨幣爲單位的系列債券指定證券的市值。 商品交易 期貨合約 商品期貨合約是商品交易所上買賣的合約，規定日後於指定日期、時間及地點交付多種農產品、工業商品、貨幣或金融工具。
user: Please translate the following sentence from English to Chinese: However, in respect of any Series of Notes, the Issuer or the Initial Subscriber (subject to compliance with all applicable laws, regulations and directives) may make arrangements for Notes in that Series to be

assistant: 然而，就任何系列之票據而言，發行人或最初認購人（須受所有適用法律、規例及指示所規限）
user: Please translate the following sentence from English to Chinese: (b) Pursuant to FATCA, subject to the application of any applicable intergovernmental agreement, unless a non-United States financial institution (a “foreign financial institution”) timely agrees to register and enter into an agreement (an “FFI Agreement”) with the United States Internal Revenue Service (“IRS”) to collect and report to the United States government certain information with respect to its account holders, and to satisfy certain other obligations, payments made to the foreign financial institution on or after 1 July 2014 of interest, dividends, and certain categories of income from sources within the United States or, beginning no earlier than 2017, gross proceeds from the sale of property that can produce interest or dividends from sources within the United States, will generally (subject to certain grandfathering rules) be subject to a 30% United States federal withholding tax.

assistant: (b)根據 FATCA，受任何適用之跨政府協議規限下，除非非美國金融機構 (即「海外金融機構」)及時同意與美國國家稅務局 ( 「國稅局」) 登記並簽定與國稅局訂立的協議以收集及向美國政府彙報與其有關賬戶持有人的若干資料，並履行若干其他責任，否則於 2014 年 7 月 1 日或之後向海外金融機構支付源於美國的利息、股息及若干其他種類收入，以及於 2017 年或之後就出售可提供源自美國的利息或股息的資產的所得款項作出的付款一般須 (根據若干追溯規則) 繳納 30%美國聯邦預 扣稅。
user: Please translate the following sentence from English to Chinese: Once a maximum loan balance is established, the homeowner may draw on the line of credit at his or her discretion.

assistant: 在設定貸款結餘上限後，有關業主便可按其意願從信用額度提取款項。
user: Please translate the following sentence from English to Chinese: This temporary exemption applies to China A-Shares generally, including shares in PRC ‘land-rich’ companies.

assistant: 此項暫免一般適用於中國A股，包括中國「土地富有」公司的股份。
user: Please translate the following sentence from English to Chinese: Since 2005, foreign exchange control policies pursued by the Chinese government have resulted in the general appreciation of RMB (both CNH and CNY).

assistant: 自二零零五年起，中國政府實施的外匯管制政策已導致人民幣（包括離岸人民幣及在岸人民幣）整體升值。
user: Please translate the following sentence from English to Chinese: Under the terms of the CRS Law, the Company is likely to be treated as a Luxembourg Reporting Financial Institution.

assistant: 根據共同彙報標準法的條款，本公司很可能會被作爲盧森堡彙報金融機構對待。
user: Please translate the following sentence from English to Chinese: Accordingly, the Funds will be taxed only on their Bangladesh sourced income.

assistant: 因此，該等基金將只須就彼等源自孟加拉之收入繳稅。
user: Please translate the following sentence from English to Chinese: Accordingly, investors who hold their Eligible CDSC Shares through accounts with a financial intermediary should contact such financial intermediary for more information about converting their Eligible CDSC Shares.

assistant: 因此，透過金融中介機構帳戶持有合資格 CDSC 股份的投資者應與該金融中介機構接洽，瞭解轉換合資格 CDSC 股份的詳細資料。
user: Please translate the following sentence from English to Chinese: The first exchange of information will take place in 2017, in relation to accounts held in the 2016 calendar year.

assistant: 第一次資料交換將於 2017 年開始，資料涉及 2016 歷年持有的帳戶。
user: Please translate the following sentence from English to Chinese: The Multi Asset funds may invest in, or achieve exposure to bonds, debt instruments or elements of their return (such as credit, interest rate or foreign exchange elements).

assistant: 多元資產基金可投資於債券、債務工具或其回報部份 (例如信貸、利率或外匯部份)，或取得有關投資的持倉。
user: Please translate the following sentence from English to Chinese: › The leverage which may result from the use of FDIs may cause the sub fund to be more volatile than if leverage was not used.

assistant: ›使用金融衍生工具可能產生的槓桿或會導致本成分基金較不使用槓桿時更爲波動。
user: Please translate the following sentence from English to Chinese: You will not receive any further Coupon Amount following such termination.

assistant: 於有關終止後，　閣下將不會再收取任何票息金額。
user: Please translate the following sentence from English to Chinese: By seeking multiple sources of return, the Total Return strategy aims to provide over an investment cycle risk-adjusted returns above the investment universe of the sub-fund without reference to a benchmark index.

assistant: 通過多個回報來源，尋求於一個投資週期內提供超過本附屬基金投資範圍的風險調整回報，而不追蹤任何基準指數。
user: Please translate the following sentence from English to Chinese: Distribution Classes Monthly Bx BxH 0BxH

assistant: 分派類別每月 Bx BxH 0BxH
user: Please translate the following sentence from English to Chinese: If we do publish an addendum, you should read this programme prospectus as including the addendum, starting from the date of the addendum, wherever we refer to this programme prospectus.

assistant: 倘本公司刊發附件，閣下應由該附件日期起，於本公司提述本計劃章程時，將本計劃章程理解爲包括該附件在內。
user: Please translate the following sentence from English to Chinese: The written consent of the Board of Directors is required for any such transactions that are entered into with the Investment Manager or Investment Adviser or its connected persons.

assistant: 任何與投資經理或投資顧問或其關連人士所訂立的交易必須獲得董事會的書面同意。
user: Please translate the following sentence from English to Chinese: The net asset value of the Fund may be affected unfavorably by fluctuations in the exchange rates between these currencies and the base currency and by changes in exchange rate controls. Tracking Error Risk Due to fees and expenses of the Fund and the Underlying Fund, the investment strategy used by the Underlying Fund and the liquidity of the market, the Fund’s return may deviate from that of the Index.

assistant: 本基金的資產淨值可能因該等貨幣與報價貨幣的匯率波動以及匯率管制變動而受到不利影響。 追蹤誤差風險 由於本基金及該基金的費用及支出、該基金採用的投資策略以及市場流動性，本基金的回報可能與該指數的回報存在偏差。
user: Please translate the following sentence from English to Chinese: Investors may not get back the full amount invested.

assistant: 投資者未必能取回全數投資本金。
user: Please translate the following sentence from English to Chinese: Words and expressions defined in the Prospectus shall have the same meanings in this Supplement.

assistant: 認購章程所界定的詞彙和詞句在本補篇具有相同的涵義。
user: Please translate the following sentence from English to Chinese: (iv) it holds or is expected to hold within the next 12 months, assets (excluding cash held in bank account or shares/interests in another corporation holding a Global Business Licence) which are worth at least USD 100,000 in Mauritius;

assistant: (iv) 在毛里求斯持有或預期在未來十二個月內將持有總值最少100,000美元的資產 (不包括銀行帳戶所持現金或另一家持有環球業務牌照的企業的股份/權益)；
user: Please translate the following sentence from English to Chinese: The costs relating to such hedging transactions which may be significant depending on prevailing market conditions shall be borne by that Currency Hedged Class only.

assistant: 有關該等對沖交易的任何成本視乎當前市況而定可屬重大，將只由該貨幣對沖類別承擔。
user: Please translate the following sentence from English to Chinese: You are liable to pay 50% of the stamp duty.

assistant: 閣下屆時將要支付該印花稅之 50%。
user: Please translate the following sentence from English to Chinese: The reference in the Investment Policy to a fund investing twothirds of its assets in a certain way applies in normal market conditions.

assistant: 基金投資政策中提及將資產的三分之二以某種方式投資的任何內容適用於一般市況。
user: Please translate the following sentence from English to Chinese: Moreover, financial crime, including money laundering, terrorist financing, sanctions violation, fraud, bribery and corruption, continues to present risks, as emerging technologies and changing geopolitical risks increase complexity, and continued heightened regulatory attention and expectations result in increased overall risk.

assistant: 此外，金融罪行（包括洗錢、恐怖主義融資、制裁違約、欺詐、賄賂及貪污）的風險持續存在，隨著新興科技及不斷演變的地緣政治風險使得風險複雜性增加，持續加強的監管關注及期望亦導致總體風險增加。