billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: Website China Mengniu Dairy Company Limited CK Asset Holdings Limited Kingboard Chemical Holdings Limited Hong Kong Exchanges and Clearing Limited Sands China Ltd. Yanzhou Coal Mining Company Limited China Overseas Land & Investment Limited

assistant: 網站 中國蒙牛乳業有限公司長江實業集團有限公司建滔化工集團有限公司香港交易及結算所有限公司金沙中國有限公司兗州煤業股份有限公司中國海外發展有限公司
user: Please translate the following sentence from English to Chinese: 7 Tax expense (continued)

assistant: 7 稅項支出（續）
user: Please translate the following sentence from English to Chinese: UBS adopted the amendments on 1 January 2009.

assistant: 瑞銀已於2009年1月1日採納這有關修訂。
user: Please translate the following sentence from English to Chinese: For the avoidance of doubt, any remaining Units shall not be affected by this paragraph (D) and, where cash is offered in substitution for Units or is deemed to replace Substituted Securities as described above, references in these Conditions to the Units shall include any such cash.

assistant: 爲免存疑，任何剩餘單位不受本(D)段所影響，及若提供現金以代替單位或被視作取代上述代替證券，則此等細則對單位的提述須包括該等現金。
user: Please translate the following sentence from English to Chinese: How do the CBBCs work? The CBBCs are European style cash settled callable bull/bear contracts linked to the underlying Shares.

assistant: 牛熊證爲與掛鉤股份掛鉤的歐式現金結算可贖回牛／熊證。
user: Please translate the following sentence from English to Chinese: (viii) the probable range of the Cash Settlement Amount;

assistant: (viii) 現金結算金額的可能範圍；
user: Please translate the following sentence from English to Chinese: 2. Auction rate securities In late 2008, UBS entered into settlements with the SEC, the New York Attorney General (NYAG) and the Massachusetts Securities Division whereby UBS agreed to offer to buy back Auction Rate Securities (ARS) from eligible customers, and to pay penalties of USD 150 million (USD 75 million to the NYAG and USD 75 million to the other states).

assistant: 2. 拍賣利率證券 於 2008年底， UBS與證交會、紐約總檢察官 (NYAG)及麻薩諸塞州證券部達成和解， UBS 同意向合資格客戶提出購回拍賣利率證券 (ARS)的要約，並繳付罰款 1.50 億美元（向紐約總檢察官繳付7,500萬美元及向其他州份繳付7,500萬美元）。
user: Please translate the following sentence from English to Chinese: These losses, which were measured based on discounted cash flow analysis, are included in our Trading and Principal Investments segment and reflected weakness in the commercial real estate markets, particularly in Asia.

assistant: 該項虧損乃根據折現現金流分析法計量，計入本公司的交易及本金投資分部，而該虧損反映商業房地產市場（特別是亞洲）疲弱。
user: Please translate the following sentence from English to Chinese: The description of our economic risk capital methodology and our stress testing framework below is followed by a more detailed description of our key risk types. u Refer to “Liquidity and funding management” for further information on liquidity and funding risks-related evaluation methods used in our liquidity risk management framework and for funding management.

assistant: 下文載有我們的經濟風險資本方法及壓力測試框架的說明，而後文會更詳盡說明我們的主要風險類別。 有關我們的流動資金風險管理框架及資金管理所用的流動資金及資金風險相關評估方法的進一步資料，請參閱「流動資金及資金管理」。
user: Please translate the following sentence from English to Chinese: The Bank Recovery and Resolution Directive (“BRRD”) will introduce three categories of measures:

assistant: 銀行恢復及處置指令（「銀行恢復及處置指令」）將會引入三類措施：
user: Please translate the following sentence from English to Chinese: All necessary arrangements have been made to enable the CBBCs to be admitted into the Central Clearing and Settlement System (“CCASS”).

assistant: 我們已作出一切所需安排以便牛熊證獲納入中央結算及交收系統（「中央結算系統」）。
user: Please translate the following sentence from English to Chinese: (ii) in the case of a Put Warrant,

assistant: (ii) 就認沽權證而言：
user: Please translate the following sentence from English to Chinese: The Bank Group’s exposures exceeding 1% of the Bank Group total assets as at 31 December are as follows:

assistant: 截至12月31日，銀行集團超出資產總值1%的風險如下：
user: Please translate the following sentence from English to Chinese: A meeting may be convened by the Issuer or by the Warrantholder holding not less than 10 percent of the Warrants for the time being remaining unexercised.

assistant: 發行人或持有不少於10% 之現時未行使認股權證的持有人可召開會議。
user: Please translate the following sentence from English to Chinese: ● Stamp Duty No stamp duty is currently payable in Hong Kong on transfer of cash settled warrants (including the Warrants).

assistant: ●印花稅於香港轉讓現金結算權證（包括權證）現時毋須支付任何印花稅。
user: Please translate the following sentence from English to Chinese: As a global investment bank, the nature of the Company’s business makes predicting future performance difficult. Revenues and earnings may vary from quarter to quarter and from year to year.

assistant: 作爲一家全球性投資銀行，基於業務性質，令本公司難以預計未來的業績。 收益及盈利可能每季及每年變動。
user: Please translate the following sentence from English to Chinese: A “Hedging Disruption Event” occurs if the Issuer determines that it is or has become not reasonably practicable or it has otherwise become undesirable, for any reason, for the Issuer wholly or partially (a) to establish, re-establish, substitute or maintain a relevant hedging transaction (a “Relevant Hedging Transaction”) it deems necessary or desirable to hedge the Issuer’s obligations in respect of the CBBCs or (b) to freely realize, recover, receive, repatriate, remit or transfer the proceeds of the Relevant Hedging Transactions between accounts within the jurisdiction of the Relevant Hedging Transactions (the “Affected Jurisdiction”) or from accounts within the Affected Jurisdiction to accounts outside of the Affected Jurisdiction.

assistant: 倘發行人釐定其(a)建立、重新建立、取代或維持其認爲對沖發行人有關牛熊證責任所必須或適宜的全部或部分相關對沖交易（「相關對沖交易」）或(b)在相關對沖交易的司法權區（「受影響司法權區」）內賬戶之間或自受影響司法權區內賬戶對受影響司法權區以外的賬戶進行相關對沖交易所得款項的自由變現、收回、收取、撤出、匯出或轉移，基於任何理由而屬或變成不合理可行或不適宜，即屬發生「干擾對沖事件」。
user: Please translate the following sentence from English to Chinese: Delaware, USA

assistant: 美國，特拉華州
user: Please translate the following sentence from English to Chinese: Selling loans is one way that JPMorgan Chase Bank, N.A. reduces its credit exposures.

assistant: 出售貸款乃JPMorgan Chase Bank, N.A. 降低其信貸風險的方法之一。
user: Please translate the following sentence from English to Chinese: Net investment hedge Hedges of net investments in foreign operations are accounted for similarly to cash ﬂow hedges.

assistant: 淨投資對沖海外業務的淨投資的對沖按類似現金流量對沖的方式列賬。
user: Please translate the following sentence from English to Chinese: Derivatives that do not qualify for hedge accounting Derivative contracts entered into as economic hedges that do not qualify for hedge accounting are held at fair value through profit or loss.

assistant: 不符合對沖會計資格之衍生工具訂立作爲經濟對沖但不符合對沖會計資格之衍生工具合約按公平價值持有並計入損益賬。
user: Please translate the following sentence from English to Chinese: Tax expenses of CHF 31 million were incurred in other locations.

assistant: 稅務開支3,100萬瑞士法郎於其他地區產生。
user: Please translate the following sentence from English to Chinese: 1,000 Warrants

assistant: 1,000份權證
user: Please translate the following sentence from English to Chinese: On 31 March 2011, UBS's balance sheet stood at CHF 1,291 billion, down by CHF 26 billion mainly due to a decline in positive replacement values as the result of market and currency movements.

assistant: 於2011年3月31日，UBS的資產負債表維持於12,910億瑞士法郎，下跌260億瑞士法郎，主要由於正數重置價值因市場及貨幣變動而減少。
user: Please translate the following sentence from English to Chinese: Note 19. Shareholders’ Equity

assistant: 附註19. 股東權益
user: Please translate the following sentence from English to Chinese: We expect that the principal areas of impact from regulatory reform for us will be increased regulatory capital requirements and increased regulation and restriction on certain activities.

assistant: 公司預期對其造成影響的監管改革的主要方面將爲提高監管資本規定及提高對若干業務的監管及限制。
user: Please translate the following sentence from English to Chinese: The options were replaced by restricted shares in line with the changes for the top executives in 2005.

assistant: 爲符合2005年高級行政人員的變更，認股權由受限制股份取代。
user: Please translate the following sentence from English to Chinese: This base listing document includes particulars given in compliance with the Rules Governing the Listing of Securities on the Stock Exchange (the Rules) for the purpose of giving information with regard to the Issuer, the Guarantor and the Structured Products.

assistant: 本基本上市文件載有遵照聯交所證券上市規則（「規則」）而提供有關發行人、擔保人及結構性產品的資料。
user: Please translate the following sentence from English to Chinese: In 2013, the Second Circuit affirmed the District Court’s decision and, in 2014, the US Supreme Court denied the BMIS Trustee’s petition seeking review of the Second Circuit ruling.

assistant: 於2013年，第二巡迴審判庭維持地區法院的判決，美國最高法院於2014年駁回BMIS受託人尋求覆核第二巡迴審判庭裁決的呈請。
user: Please translate the following sentence from English to Chinese: What are the factors determining the price of a derivative warrant?

assistant: 釐定衍生權證價格的因素是甚麼？
user: Please translate the following sentence from English to Chinese: The Holders are entitled to the benefit of, are bound by and are deemed to have notice of, all the provisions of the Global Certificate and the relevant Register Maintenance Agreement.

assistant: 持有人有權享有總額證書及有關登記冊存置協議全部條文的利益、受其約束，並視爲知悉有關條文。
user: Please translate the following sentence from English to Chinese: We also announced that, as a goodwill gesture, we would pay out compensation to customers who had PPI complaints put on hold during the judicial review.

assistant: 本公司並宣佈，向該等在司法覆核期間PPI投訴暫停處理的客戶支付賠償金，以表善意。
user: Please translate the following sentence from English to Chinese: Possible limited secondary market The Liquidity Provider may be the only market participant for the Warrants and therefore the secondary market for the Warrants may be limited.

assistant: 二級市場流通量可能有限流通量提供者可能是認股權證的唯一市場參與者，因此，認股權證的二級市場流通量可能有限。
user: Please translate the following sentence from English to Chinese: This committee is chaired by our chief market risk officer.

assistant: 該委員會由公司的市場風險總監擔任主席。
user: Please translate the following sentence from English to Chinese: The theoretical value of the CBBC may be different from the prices available in the market.

assistant: 牛熊證的理論價值可與市場上的價格不同。
user: Please translate the following sentence from English to Chinese: Subscription price per new Share specified in the Rights Offer plus an amount equal to any dividends or other benefits foregone to exercise the Right M:

assistant: 供股建議所指定的每股新股份認購價，另加相等於爲行使供股權而放棄的任何股息或其他利益之數額 M：
user: Please translate the following sentence from English to Chinese: (ii) is not a savings account or deposit of the guarantor or any bank or non-bank subsidiary of the guarantor;

assistant: (ii)並非擔保人或其任何銀行或非銀行附屬公司的儲蓄戶口或存款；
user: Please translate the following sentence from English to Chinese: A Mandatory Call Event is irrevocable unless it is triggered as a result of any of the following events:

assistant: 強制贖回事件不可撤銷，惟因下列任何事件觸發則除外：
user: Please translate the following sentence from English to Chinese: The grant of time or other indulgence to the Obligor shall in no manner release the Guarantor from any of its obligations hereunder.

assistant: 如果債務人獲給予時間上或其他方面的優惠，並不以任何方式解除擔保人根據本擔保就任何債務承擔的責任。
user: Please translate the following sentence from English to Chinese: RISK PLAYERS AND MANAGEMENT

assistant: 風險參與者及管理
user: Please translate the following sentence from English to Chinese: In June 2009 the Executive Committee of the Belgian Regulator (CBFA) ordered the auditor to start investigations about the compliance with the prospectus regulation regarding the selling by KBC Bank of cdo linked instruments.

assistant: 於二零零九年六月，在比利時監管機構（CBFA）執行委員會命令核數師展開有關就比利時聯合銀行售賣 CDO 掛鉤工具是否符合章程規定的調查。
user: Please translate the following sentence from English to Chinese: The look-through BIS tier 1 leverage ratio and CET1 leverage ratio are calculated as look-through BIS tier 1 capital and CET1 capital, respectively, divided by end-period leverage exposure.

assistant: 對應BIS第一級槓桿比率及CET1槓桿比率的計算方法分別爲將對應BIS第一級資本及CET1資本除以期末槓桿風險承擔。
user: Please translate the following sentence from English to Chinese: The difference between the proceeds from sales of Treasury shares and their cost (net of tax, if any) is classified as Share premium.

assistant: 銷售庫存股份所得款項與其成本（扣除稅項，如有）兩者間的差額列作股份溢價。
user: Please translate the following sentence from English to Chinese: The table below provides notional values, fair values, and carrying values by product category, as well as the ratio of carrying value to notional value.

assistant: 下表提供按產品類別分類的名義價值、公平值及賬面值以及賬面值與名義價值比率。
user: Please translate the following sentence from English to Chinese: Save as disclosed in the Listing Documents, we are not aware, to the best of our knowledge, of any litigation or claims of material importance in the context of the issue of the Warrants pending or threatened against us.

assistant: 除上市文件披露者外，據我們所知，我們並不知悉任何就發行權證而言可能針對我們的未了結或受威脅提出的重大訴訟或申索。
user: Please translate the following sentence from English to Chinese: In the second step, the implied current fair value of the reporting unit’s goodwill is determined by comparing the fair value of the reporting unit (as determined in step one) to the fair value of the net assets of the reporting unit, as if the reporting unit were being acquired in a business combination.

assistant: 在第二個步驟中，呈報單位商譽的引伸當期公允價值通過比較呈報單位的公允價值（如在第一個步驟中釐定）與呈報單位淨資產的公允價值釐定，正如在業務合併中收購呈報單位。
user: Please translate the following sentence from English to Chinese: (e) Cash Distributions.

assistant: (e) 現金分派。
user: Please translate the following sentence from English to Chinese: Name and par value of the underlying share (for our CBBCs relating to a share only)

assistant: 相關股份的名稱及面值（僅適用於與股份有關的牛熊證）
user: Please translate the following sentence from English to Chinese: There shall be three CCASS Settlement Days between the last trading day of the Warrants and the Expiry Date.

assistant: 權證的最後交易日與期滿日之間應有三個中央結算系統結算日。
user: Please translate the following sentence from English to Chinese: We accept no responsibility for that information, including whether that information is accurate, complete or up-to-date.

assistant: 本公司對於該等資料，包括該等資料是否準確、完整及屬於最新資料，概不負責。
user: Please translate the following sentence from English to Chinese: The rights attaching to the Warrants after the adjustment shall, after such Restructuring Event, relate to the number of shares of the corporation(s) resulting from or surviving such Restructuring Event or other securities (the “Substituted Securities”) and/or cash offered in substitution for the affected Shares, as the case may be, to which the holder of such number of Shares to which the Warrants related immediately before such Restructuring Event would have been entitled upon such Restructuring Event. Thereafter the provisions hereof shall apply to such Substituted Securities, provided that any Substituted Securities may, in the absolute discretion of the Agent, be deemed to be replaced by an amount in the relevant currency equal to the market value or, if no market value is available, fair value, of such Substituted Securities in each case as determined by the Agent as soon as practicable after such Restructuring Event is effected.

assistant: 於發生重組事件後，經調整的認股權證所附的權利即相關於因發生重組事件而產生或存續的該（等）公司股份數目； 或（視情況而定）相關於代替受影響股份而給予的其他證券（「代替證券」）及╱或現金（爲於緊接發生該重組事件前與認股權證有關的該等股份數目的持有人在發生重組事件時有權享有者），而此後本文的條文須適用於該代替證券，惟任何代替證券在代理人的絕對酌情權下可被一筆相等於市值的有關貨幣款項所取代或如無市值提供，則按該等代替證券的公平值計算。 在上述各情況下，須於該重組事件生效後由代理人儘早釐定。
user: Please translate the following sentence from English to Chinese: 27 September 2018

assistant: 2018年9月27日
user: Please translate the following sentence from English to Chinese: Regulations in certain countries may require some branches or subsidiaries to have specific local contingency plans.

assistant: 若干國家的規例可能規定某些分行或附屬公司需要爲該地區特地設定當地應變計劃。
user: Please translate the following sentence from English to Chinese: (iii) made to correct a manifest error;

assistant: (iii) 爲更正明顯錯誤；
user: Please translate the following sentence from English to Chinese: REVIEW OF THE BUSINESS AND FUTURE DEVELOPMENTS (CONTINUED)

assistant: 業務回顧及未來發展（續）
user: Please translate the following sentence from English to Chinese: The impaired loans or receivables are remunerated for accounting purposes by the reversal over time of the discounting to present value, which is recorded under Interest and similar income in the income statement.

assistant: 減值貸款或應收款項在現值（列入收益表利息及同類收入項下）折現期內出於會計目的透過迴轉予以彌補。
user: Please translate the following sentence from English to Chinese: Investing in the Warrants is not the same as investing in the underlying Share.

assistant: 投資權證有別於投資相關股份。
user: Please translate the following sentence from English to Chinese: All activities under CCASS are subject to the General Rules of CCASS and CCASS Operational Procedures in effect from time to time (the CCASS Rules).

assistant: 於中央結算系統內的一切活動須符合不時生效的中央結算系統一般規則及中央結算系統運作程序規則（「中央結算系統規則」）。
user: Please translate the following sentence from English to Chinese: Adjustment Factor = 1+ N

assistant: 調整因素＝1＋N
user: Please translate the following sentence from English to Chinese: There is also no Hong Kong stamp duty on the transfer of our cash-settled structured products.

assistant: 轉讓本公司的現金結算結構性產品亦毋須支付香港印花稅。
user: Please translate the following sentence from English to Chinese: The Issuer and the Holder (by its acquisition of the CBBCs) shall be deemed to have submitted for all purposes in connection with the CBBCs and the Instrument to the non-exclusive jurisdiction of the courts of Hong Kong.

assistant: 發行人及持有人（透過購買牛熊證），須視作就有關牛熊證及文據而言，在任何情況下接受香港法院之非專屬司法管轄權管轄。
user: Please translate the following sentence from English to Chinese: - impairment losses on variable-income financial assets classified as "Available-for-sale";

assistant: －劃分爲「可供出售」的可變收入金融資產的減值虧損；
user: Please translate the following sentence from English to Chinese: The ability to manage an exposure may, however, be limited by adverse changes in the liquidity of the security or the related hedge instrument and in the correlation of price movements between the security and related hedge instrument.

assistant: 然而，證券或相關對沖工具之流通性之不利變動，以及證券與相關對沖工具的價格波動相互關係的不利變動，可能限制管理風險之能力。
user: Please translate the following sentence from English to Chinese: The relevant terms and conditions will, together with the supplemental provisions contained in the relevant launch announcement and supplemental listing document and subject to completion and amendment, be endorsed on the global certificate.

assistant: 總額證書背頁將註明有關條款和細則以及相關發行公佈及補充上市文件內所載之補充條文（有待完成及可予修改）。
user: Please translate the following sentence from English to Chinese: 1. Form, Status, Transfer and Title

assistant: 1. 形式、地位、轉讓及所有權
user: Please translate the following sentence from English to Chinese: if a warrant is deep-out-of-the-money (eg. when the fair market value is less than HK$0.01), the price of the warrant may be insensitive to any increase (in respect of a call warrant) or decrease (in respect of a put warrant) in the price of the underlying asset;

assistant: 若權證處於極價外時（如當公平市值低於0.01港元時），權證的價格未必會受掛鉤資產的價格的任何上升（就認購權證而言）或下跌（就認沽權證而言）所影響；
user: Please translate the following sentence from English to Chinese: 5 This data may fluctuate during the life of the CBBCs and may not be comparable to similar information provided by other issuers of structured products.

assistant: 5 此項數據在牛熊證期內可能出現波動，且未必可與其他結構性產品發行機構提供的同類資料互相比較。
user: Please translate the following sentence from English to Chinese: 02 – Consolidated Financial Statements\n

assistant: 02 –綜合財務報表\n
user: Please translate the following sentence from English to Chinese: 98 Barclays Bank PLC Annual Report 2007

assistant: 98 Barclays Bank PLC 二零零七年年報
user: Please translate the following sentence from English to Chinese: (5) Includes hybrid products.

assistant: (5) 包括混合產品。
user: Please translate the following sentence from English to Chinese: What are our and the guarantor’s credit ratings?

assistant: 本公司及擔保人的信貸評級是甚麼？
user: Please translate the following sentence from English to Chinese: Given the increasing complexity of the Group’s financial activities and organisation, staff training and IT tools are regularly upgraded to ensure that the production and verification of accounting and management data are effective and reliable.

assistant: 鑑於集團之財務活動及組織日趨複雜，集團將員工培訓及資訊科技工具定期升級，確保會計及管理數據之編制及覈實乃有效及可靠。
user: Please translate the following sentence from English to Chinese: 30,000,000 Units

assistant: 30,000,000 個單位
user: Please translate the following sentence from English to Chinese: An amount denominated in the currency in which the level of the underlying index should be expressed for the purposes of calculating the cash settlement amount.

assistant: 以相關指數水平的貨幣釐定的金額，應就計算現金結算金額而言列示。
user: Please translate the following sentence from English to Chinese: the modifier 2 indicates a mid-range ranking;

assistant: 修飾符號2表示屬中等等級；
user: Please translate the following sentence from English to Chinese: Annual General Meeting of Credit Suisse Group AG:

assistant: 瑞信集團 (Credit Suisse Group AG) 股東周年大會：
user: Please translate the following sentence from English to Chinese: “Settlement Currency” means Hong Kong dollars, unless otherwise specified in the relevant Supplemental Listing Document;

assistant: 「結算貨幣」指港元，惟有關補充上市文件另外列明則除外；
user: Please translate the following sentence from English to Chinese: During 2010, Barclays developed a Group wide policy formalising the role of risk functions in remuneration activities and ensuring regulatory requirements are fulfilled.

assistant: 於二零一零年，Barclays制定適用於整個集團的政策，正式確定風險職能部在酬金活動方面的角色，並確保符合監管規定。
user: Please translate the following sentence from English to Chinese: This amount included expenses of € 3 million which related to 2007.

assistant: 此金額包括與2007年有關的開支300萬歐元。
user: Please translate the following sentence from English to Chinese: 4 The Compensation Committee consisted of four members at the beginning and the end of the year.

assistant: 4 薪酬委員會於年初及年末有四名成員。
user: Please translate the following sentence from English to Chinese: The consolidated financial statements have been prepared on the basis of the accounting policies outlined below.

assistant: 綜合財務報表已按下文摘錄之會計政策爲基準編制。
user: Please translate the following sentence from English to Chinese: This will be subject, amongst other matters, to regulatory and other approvals, further tax and other analysis in respect of the assets and liabilities to be transferred and employee consultation procedures.

assistant: 建議轉讓須待（其中包括）取得監管及其他批准、就將予轉讓資產及負債進行進一步稅務及其他分析以及僱員諮詢程序後，方始落實。
user: Please translate the following sentence from English to Chinese: In such case, the Mandatory Call Event so triggered will be reversed and all trades cancelled (if any) will be reinstated and the trading of the CBBCs will resume. Delay in Mandatory Call Event notification We will notify the market as soon as reasonably practicable after the occurrence of a Mandatory Call Event.

assistant: 在此情況下，相關股份的價格的輕微變動或會導致牛熊證的價格出現重大變動。 延遲公佈強制贖回事件在發生強制贖回事件後，我們將於切實可行情況下儘快於市場上公佈。
user: Please translate the following sentence from English to Chinese: “Index Exchange” means the index exchange specified as such in the relevant Supplemental Listing Document;

assistant: 「指數交易所」指相關補充上市文件所指定的指數交易所；
user: Please translate the following sentence from English to Chinese: Bank charges

assistant: 銀行收費
user: Please translate the following sentence from English to Chinese: “Strike Level” means the level specified as such in the relevant Supplemental Listing Document;

assistant: 「行使水平」指有關補充上市文件指定的行使水平；
user: Please translate the following sentence from English to Chinese: (i) there has been no material adverse change in the financial or trading position of us since 31 December 2017;

assistant: (i) 自 2017 年 12 月 31 日以來，發行人之財政或交易狀況並無重大不利變動；
user: Please translate the following sentence from English to Chinese: Please read the following section together with the risk factors set out in the relevant supplemental listing document.

assistant: 本節謹請連同相關補充上市文件所載的風險因素一併閱讀。
user: Please translate the following sentence from English to Chinese: For further information on real estate loans, see Note 15 of JPMorgan Chase Bank, N.A.’s 2013 Annual Financial Statements.

assistant: 有關房地產貸款的進一步資料，請參閱JPMorgan Chase Bank, N.A. 2013年年度財務報表附註15。
user: Please translate the following sentence from English to Chinese: (Dollars in millions) Balance, December 31, 2012 Net change Balance, September 30, 2013

assistant: （以百萬美元計）二零一二年十二月三十一日結餘 變動淨額　　二零一三年九月三十日結餘