billchoa/3036384256-COMP7607-data huggingface dataset:
user: Please translate the following sentence from English to Chinese: You may visit www.ubs.com/hkwarrants to obtain further information about us and/or the Structured Products.

assistant: 閣下可瀏覽www.ubs.com/hkwarrants取得有關我們及/或結構性產品的進一步資料。
user: Please translate the following sentence from English to Chinese: Table of Contents NOTE 2 – Trading Account Assets and Liabilities The table below presents the components of trading account assets and liabilities at March 31, 2012 and December 31, 2011.

assistant: 附註 2 –交易賬資產及負債 下表呈列於二零一二年三月三十一日及二零一一年十二月三十一日的交易賬資產及負債成份。
user: Please translate the following sentence from English to Chinese: Reference Currency means the currency specified in the relevant Supplemental Listing Document.

assistant: 參考貨幣指有關補充上市文件所列明之貨幣；
user: Please translate the following sentence from English to Chinese: We calculate tangible equity capital by including stockholders’ equity and junior subordinated notes and excluding identifiable intangible assets and goodwill.

assistant: 我們計算有形股本時，包括計入股東資金和次級後償票據，以及扣除不可識別的無形資產及商譽。
user: Please translate the following sentence from English to Chinese: The comments relate to the position of persons who are the absolute beneficial owners of the structured products and may not apply equally to all persons.

assistant: 此等意見與身爲結構性產品絕對實益擁有人的人士有關，因此未必全面適用於所有人士。
user: Please translate the following sentence from English to Chinese: Credit valuation adjustment

assistant: 信貸估值調整
user: Please translate the following sentence from English to Chinese: Not only hypothetical scenarios but also actual scenarios are extrapolated for this purpose, such as the stock market crash of 1987 and the credit market turbulence of 1998.

assistant: 就此而言，不僅假設的情境，甚至實際情境（例如一九八七年股災及一九九八年之信貸市場動盪）亦會用作推算。
user: Please translate the following sentence from English to Chinese: (iii) the probable range of Residual Value (if any) upon the occurrence of a Mandatory Call Event;

assistant: (iii) 發生強制贖回事件時的剩餘價值（如有）的可能範 圍；
user: Please translate the following sentence from English to Chinese: All credit proposals are subject to a robust credit risk assessment.

assistant: 所有信貸申請均須經完善的信貸風險評估。
user: Please translate the following sentence from English to Chinese: (b) Modification The Issuer may, without the consent of the ELI holders, effect any modification of the provisions of the ELIs or the Global Certificate which is (i) not materially prejudicial to the interests of the ELI holders;

assistant: (b) 修改發行人毋須得到股票掛鉤票據持有人的同意就可對股票掛鉤票據或總額證書的規定作出任何(i)不會對股票掛鉤票據持有人的利益帶來重大不利影響的；
user: Please translate the following sentence from English to Chinese: Nine Dragons Paper (Holdings) Limited

assistant: 玖龍紙業(控股)有限公司
user: Please translate the following sentence from English to Chinese: Other capitalised terms shall, unless otherwise defined herein, have the meaning ascribed to them in the Base Listing Document, the General Conditions, the relevant Supplemental Listing Document or the Global Certificate.

assistant: 除本文件另有界定者外，其他用語具有基本上巿文件、一般細則、有關補充上巿文件或環球證書賦予的涵義。
user: Please translate the following sentence from English to Chinese: Over the course of the year, we trained 3,500 managers on how these principles should be put into practice if a disciplinary situation arises.

assistant: 在年內，我們共訓練 3,500 名經理，教導他們在發生紀律事件時應如何處理。
user: Please translate the following sentence from English to Chinese: as to Hong Kong law Linklaters 10th Floor Alexandra House Chater Road Central, Hong Kong

assistant: 香港法律 年利達律師事務所香港中環遮打道歷山大廈 10樓
user: Please translate the following sentence from English to Chinese: 18. Related parties (continued)

assistant: 18. 關係人（續）
user: Please translate the following sentence from English to Chinese: In addition, we read all the financial and non-financial information in the annual report to identify material inconsistencies with the audited financial statements and to identify any information that is apparently materially incorrect based on, or materially inconsistent with, the knowledge acquired by us in the course of performing the audit.

assistant: 此外，我們已閱讀年報內的所有財務及非財務資料，以識別與經審覈財務報表重大不一致之處，以及在進行審覈時識別基於我們所掌握的知識明顯屬重大不正確或與我們所掌握的知識重大不一致的任何資料。
user: Please translate the following sentence from English to Chinese: Assets held for sale comprise assets acquired by repossession of collateral for realisation, own properties held for sale, certain investments and assets of businesses to be sold, including the following:

assistant: 持作出售用途資產包括因收回抵押品加以變現而取得的資產、持作出售用途的自置物業，以及若干將出售的投資及業務資產，包括以下各項：
user: Please translate the following sentence from English to Chinese: Long-term debt is accounted for in long-term-borrowings maturity profile at its contractual maturity date if the debt is redeemable at the Company’s option.

assistant: 在我們決定贖回債務的情況下，長期借款到期分析中的其他長期債務均按其合約到期日列示。
user: Please translate the following sentence from English to Chinese: Consolidated statement of changes in equity\n

assistant: 合併權益變動表\n
user: Please translate the following sentence from English to Chinese: The impact of basis risk is gauged by the projected change in net interest income under scenarios of imperfect correlation in the adjustment of the rates earned and paid on different instruments. Ratios of assets to liabilities with similar pricing basis are established to monitor such risk.

assistant: 集團透過情景分析，監察利率基準風險因收益率及成本率不同步變化對淨利息收入所預計產生的影響，及設定相同訂息基準的資產負債比例以作監控。
user: Please translate the following sentence from English to Chinese: (i) report of system malfunction or other technical errors of HKEX (such as the setting up of wrong Call Level or other parameters) by the Stock Exchange to us;

assistant: (i) 聯交所向我們通報香港交易所出現系統故障或其他技 術錯誤（例如設定錯誤的贖回水平及其他參數）；
user: Please translate the following sentence from English to Chinese: changes in the party that has power to direct activities of a VIE that most significantly impact the entity’s economic performance;

assistant: 有權指示對可變權益實體之經濟表現造成最重大影響之業務之人士之變動；
user: Please translate the following sentence from English to Chinese: (b) a change in any applicable law (including, without limitation, any tax law) or the promulgation of, or change in, the interpretation of any court, tribunal or regulatory authority with competent jurisdiction of any applicable law (including any action taken by a taxing authority);

assistant: (b) 任何適用法例（包括但不限於任何稅務法例）的變動或具有司法管轄權的任何法院、審裁處或監管機構頒佈或改變任何適用法例之詮釋（包括稅務機構採取的任何行動）；
user: Please translate the following sentence from English to Chinese: 3.4 Entitlement Every Exercise Amount of CBBCs entitles the Holder to receive from the Issuer on the Settlement Date the Cash Settlement Amount (if any). 3.5 Cancellation Upon early expiration of the CBBCs at the occurrence of a Mandatory Call Event or an automatic exercise of the CBBCs on the Expiry Date, the Issuer will, with effect from the first Business Day following the MCE Valuation Date or the Expiry Date (as the case may be) remove the name of the Holder from the Register in respect of the number of CBBCs which have expired or exercised (as the case may be) and thereby cancel the relevant CBBCs and if applicable, the Global Certificate.

assistant: 3.5 註銷 倘牛熊證於發生強制贖回事件時提前到期或牛熊證於到期日自動行使，發行人將於強制贖回事件估值期或到期日（視乎情況而定）後首個營業日，從其登記名冊刪除已到期或已行使（視乎情況而定）之牛熊證數目相關之持有人名稱，從而註銷有關牛熊證，並註銷環球證書（如適用）。
user: Please translate the following sentence from English to Chinese: 12 months or longer Gross unrealized Fair value losses

assistant: 十二個月或以上 未變現公允價值虧損總額
user: Please translate the following sentence from English to Chinese: The above analysis discloses the nominal principal amounts of commitments, excluding capital commitments, guarantees and other contingent liabilities, which are mainly credit-related instruments including both financial and non-financial guarantees and commitments to extend credit.

assistant: 上述分析列示承諾（不包括資本承諾）、擔保及其他或有負債之名義本金額，此等承諾、擔保及負債主要爲信貸相關工具，包括金融及非金融擔保及批授信貸額之承諾。
user: Please translate the following sentence from English to Chinese: At 31 December 2008, CHF 413 million of such earnings were treated as indefinitely invested.

assistant: 於 2008年12月31日，上述盈利4.13億瑞士法郎視作無限期投資。
user: Please translate the following sentence from English to Chinese: (b) No Sinking Fund.

assistant: (b)　並無償債基金。
user: Please translate the following sentence from English to Chinese: “Related Exchange” means any exchange or quotation system in a major international market (including but not limited to New York, Chicago, London, Australia and Frankfurt) on which options contracts or futures contracts or other derivatives contracts relating to the Commodity is traded, as determined by the Issuer;

assistant: 「有關交易所」指進行有關商品的期權合約、期貨合約或其他衍生工具合約交易的主要國際市場（包括但不限於紐約、芝加哥、倫敦、澳洲及法蘭克褔）的任何交易所或報價系統，由發行人決定；
user: Please translate the following sentence from English to Chinese: II. Risk-Weighted Assets Market risk .

assistant: II. 風險加權資產市場風險 .
user: Please translate the following sentence from English to Chinese: The court entered judgment for Citibank on the counterclaims in the amount of $431 million, which is accruing interest.

assistant: 法院就該等反索償判定 Citibank 可得 4.31 億元，爲累計的利息。
user: Please translate the following sentence from English to Chinese: Composition and fair value of plan assets (continued)

assistant: 計劃資產的組成部分及公平值（續）
user: Please translate the following sentence from English to Chinese: 1 November 2018

assistant: 2018年11月1日
user: Please translate the following sentence from English to Chinese: Balance in original Currency currency

assistant: 原幣餘額摺合人民幣
user: Please translate the following sentence from English to Chinese: The price of a derivative warrant generally depends on the level of the underlying index (being the Index for the Warrants).

assistant: 衍生認股權證的價格一般視乎相關指數（即與認股權證掛鉤的指數）的水平而定。
user: Please translate the following sentence from English to Chinese: If, as a result of a Settlement Disruption Event, it is not possible for the Issuer to procure payment electronically through CCASS by crediting the relevant Designated Bank Account of the Holder on the original Settlement Date, the Issuer shall use its reasonable endeavours to procure payment electronically through CCASS by crediting the relevant Designated Bank Account of the Holder as soon as reasonably practicable after the original Settlement Date.

assistant: 倘因交收中斷事件導致發行人無法安排於原定結算日以電子形式透過中央結算系統將款項存入持有人的有關指定銀行戶口，發行人須合理盡力安排於原定結算日後合理儘快以電子方式透過中央結算系統將款項存入持有人的有關指定銀行戶口。
user: Please translate the following sentence from English to Chinese: You must read this addendum in conjunction with our base listing document dated 5 April 2013 (our “base listing document”).

assistant: 閣下必須一併閱讀本增編與我們日期爲二零一三年四月五日的基礎上市文件（我們的「基礎上市文件」）。
user: Please translate the following sentence from English to Chinese: On the economic front, US growth slowed sharply during the first half (to an annualised rate of 1.9% in the second quarter following 0.9% in the first) but it remained in positive territory, aided by a highly responsive policy mix.

assistant: 經濟方面，美國增長於上半年大幅減慢（繼第一季的年率 0.9% 後減至第二季的 1.9%），但在各類配套政策出臺的輔助下，仍維持於正值。
user: Please translate the following sentence from English to Chinese: Following the discovery of the unauthorized trading activities, management has determined that these controls were not effective on December 31, 2010.

assistant: 於發現未授權交易活動後，管理層認爲，該等監控工作於 2010 年 12 月 31 日未有效執行。
user: Please translate the following sentence from English to Chinese: Bull CBBCs relating to the units of a fund or trust Generally for a series of Bull CBBCs relating to the units of a fund or trust, when certain price of the underlying unit as reported by the relevant exchange is at or below the predetermined call price for the first time during the observation period of the CBBCs, a mandatory call event occurs and the CBBCs will terminate.

assistant: 與基金或信託單位有關的牛證 與基金或信託單位有關的系列牛證，一般而言，當有關交易所公佈的相關單位的某一價格於牛熊證觀察期間首次等於或低於預先釐定收回價，便會發生強制收回事件及牛熊證將終止。
user: Please translate the following sentence from English to Chinese: Report of Independent Registered Public Accounting Firm

assistant: 獨立註冊執業會計師事務所報告
user: Please translate the following sentence from English to Chinese: J.P. Morgan Securities (Asia Pacific) Limited 25/F, Chater House 8 Connaught Road Central Hong Kong

assistant: J.P. Morgan Securities (Asia Pacific) Limited 香港 幹諾道中 8 號遮打大廈 25 樓 流通量提供者
user: Please translate the following sentence from English to Chinese: The Company’s allocated share of the related (benefit) expense for the plans is recognized in the Company’s Statement of Income.

assistant: 本公司應占之計劃相關（利益）開支於本公司綜合收益表確認。
user: Please translate the following sentence from English to Chinese: By investing in the Structured Products, you acknowledge, accept, consent and agree to be bound by the exercise of any Bail-In Power by the relevant resolution authorities By investing in the Structured Products, you acknowledge, accept, consent and agree to be contractually bound by the exercise of any Bail-In Power by the relevant resolution authorities over the Guarantor.

assistant: 閣下投資結構性產品，即表示　閣下承認、接受、確認及同意受有關清算機構行使任何自救權力所約束 閣下投資結構性產品，即表示　閣下承認、接受、確認及同意按合約形式受相關清算機構對擔保人行使任何自救權力所約束。
user: Please translate the following sentence from English to Chinese: (G) Any Warrants which have not been exercised in the manner set out in Condition 4(B) before the Expiry Date shall be automatically exercised on that date, without notice to the Warrantholder or the requirement of the service of an Exercise Notice if the Agent determines that the Cash Settlement Amount (calculated in accordance with these Conditions) will be positive.

assistant: (G) 凡於期滿日前未有按照細則4(B)所載方式行使的認股權證，若代理人確定現金結算金額（按照此等細則計算）爲正數，則該等認股權證均會於當日自動行使，而且不會向認股權證持有人發出通知，亦不須送達行使通知。
user: Please translate the following sentence from English to Chinese: In respect of fair value hedges, gains arising on the hedging instruments during the year were $133 million (2009: losses of $433 million) compared to losses arising on the hedged items of $101 million (2009: gains of $403 million).

assistant: 就公允價值對沖而言，對沖工具年內產生的收益爲 1.33 億元（二零零九年：虧損 4.33 億元），而對沖項目所產生的虧損則爲 1.01 億元（二零零九年：收益 4.03 億元）。
user: Please translate the following sentence from English to Chinese: On August 11, 2015, the court overruled the defendants’ demurrers, which sought to have the consolidated amended complaint dismissed.

assistant: 於二零一五年八月十一日，法院駁回被告人尋求撤銷合併經修訂申訴的抗訴。
user: Please translate the following sentence from English to Chinese: The securitization vehicles that purchase mortgages, corporate bonds, and other types of financial assets are critical to the functioning of several significant investor markets, including the mortgage-backed and other asset-backed securities markets, since they offer investors access to specific cash flows and risks created through the securitization process.

assistant: 購買按揭、企業債券以及其他類別的金融資產的證券化工具對於多個主要投資者市場的運作非常重要，包括按揭抵押及其他資產抵押證券市場，乃因其讓投資者能透過證券化程序接觸特定的現金流及形成的風險。
user: Please translate the following sentence from English to Chinese: Finally, the relevant risk premiums and overall expected rates of return are confirmed for reasonableness through comparison with other reputable published forecasts and any other relevant market practice.

assistant: 最後，相關風險溢價及整體預計回報率透過與其他聲譽良好的公開預測及任何其他相關市場慣例進行比較確保作出合理估計。
user: Please translate the following sentence from English to Chinese: The lawsuit is based on alleged claims assigned from various subsidiaries of the former Kirch Group. KGL Pool GmbH seeks a declaratory judgment to the effect that Deutsche Bank AG and Dr. Breuer are jointly and severally liable for damages as a result of the interview statement and the behavior of Deutsche Bank AG in respect of several subsidiaries of the Kirch Group.

assistant: 該訴訟基於前 Kirch Group 多家附屬公司的指稱申索。 KGL Pool GmbH 尋求宣判判決書，使德意志銀行及 Breuer 博士須就訪問言論以及德意志銀行的行爲導致 Kirch 集團數家附屬公司的損害共同及個別負責。
user: Please translate the following sentence from English to Chinese: No. 2 in forex services for financial institutions (Asiamoney FX Poll 2011);

assistant: 金融機構外匯服務第二名（Asiamoney FX Poll，二零一一年）；
user: Please translate the following sentence from English to Chinese: “Listing Date” means the date specified as such in the relevant Supplemental Listing Document;

assistant: 「上市日」指有關補充上市文件指定的日期；
user: Please translate the following sentence from English to Chinese: This document is a supplement to our Base Listing Document (as supplemented by an addendum dated 27 April 2018).

assistant: 本文件爲我們的基本上市文件之補充（經於二零一八年四月二十七日刊發的增編所補充）。
user: Please translate the following sentence from English to Chinese: Bank of America, Merrill Lynch and Countrywide may also be subject to contractual indemnification obligations in the MBS matters discussed above.

assistant: Bank of America、Merrill Lynch 及 Countrywide亦可能須受涉及上文所討論的 MBS 事宜作出合約賠償責任規限。
user: Please translate the following sentence from English to Chinese: Note 3 Segment reporting continued

assistant: 附註 3 分部呈報續
user: Please translate the following sentence from English to Chinese: (A) American Style Warrants The following provisions of this Condition 4(A) shall apply to Warrants which are expressed to be American Style.

assistant: (A) 美式權證本細則 4(A) 的下列條款適用於美式權證。
user: Please translate the following sentence from English to Chinese: Existing HK$18.280 HK$22.220

assistant: 現有 18.280 港元 22.220 港元
user: Please translate the following sentence from English to Chinese: A call warrant is designed for an investor holding a view that the price of the underlying asset will increase during the term of the warrant.

assistant: 認購證乃爲認爲相關資產的價格將於權證有效期內上升的投資者而設。
user: Please translate the following sentence from English to Chinese: 2.b Commission income and expense\n

assistant: 2.b 佣金收入及開支\n
user: Please translate the following sentence from English to Chinese: Further information on the scrip dividend can be found in the ‘Shareholder Information – Summary Document’, which is available on the Credit Suisse website at:

assistant: 有關以股代息的其他資料載於「股東資訊－摘要文件」內，而有關文件可於 Credit Suisse 網站查閱：
user: Please translate the following sentence from English to Chinese: 3. Exercise Period

assistant: 3. 行使期間
user: Please translate the following sentence from English to Chinese: For certain homogeneous categories of loans, including residential mortgages, automobile loans, and home equity loans, fair value is estimated using market price quotations, previously executed transactions for securities backed by similar loans, adjusted for credit risk and other individual loan characteristics, the value of underlying collateral, as well as valuation techniques including discounted cash flow models.

assistant: 若干性質統一的貸款類別包括住宅按揭、汽車貸款及物業貸款，其公平值按市場報價或以類似貸款保證的證券過往成交的交易而估計，並就信貸風險及個別貸款的特性、相關抵押品的價值，以及估值技術包括折現現金流量模式作調整。
user: Please translate the following sentence from English to Chinese: “Settlement Exchange Rate” means the rate specified as such in the relevant Supplemental Listing Document, subject to any adjustment in accordance with Product Condition 4;

assistant: 「結算匯率」指有關補充上市文件指定的結算匯率，或會根據產品細則4作出調整；
user: Please translate the following sentence from English to Chinese: 8 April 2019

assistant: 2019 年 4 月 8 日
user: Please translate the following sentence from English to Chinese: An investor with more than half the voting rights would meet the power criteria in the absence of restrictions or other circumstances.

assistant: 不存在限制或其他情形時，擁有半數以上表決權的投資方應該會滿足權力標準。
user: Please translate the following sentence from English to Chinese: Local ALCOs regularly monitor all such behavioural assumptions and interest rate risk positions, to ensure they comply with interest rate risk limits established by senior management.

assistant: 各地的資產負債管理委員會會定期監察對該等行爲所作的全部假設及全部利率風險持倉，以確保相關風險符合高級管理層設定的利率風險限額。
user: Please translate the following sentence from English to Chinese: For commercial mortgage securitizations the power to direct the significant activities of the VIE generally is held by the servicer or investors in a specified class of securities (“controlling class”).

assistant: 就商業按揭證券化而言，指示可變利益實體重要活動的權力一般由還款人或投資者在規定類型的證券（「控制類型」）中持有。
user: Please translate the following sentence from English to Chinese: The Warrant Holder will not be required to deliver an exercise notice for any purpose in relation to the Warrants.

assistant: 權證持有人將毋須就任何有關權證的目的提交行使通知。
user: Please translate the following sentence from English to Chinese: Interest income from:

assistant: 利息收入：
user: Please translate the following sentence from English to Chinese: Ms. Pu Baoying, Mr. Gao Xu and Mr. Chen Ning were recommended by Jiangsu Guoxin Investment Group Limited.

assistant: 江蘇省國信資產管理集團有限公司向公司推薦了浦寶英女士、高旭先生及陳寧先生；
user: Please translate the following sentence from English to Chinese: in connection with its acting as an underwriter of 14,430,000 shares of common stock representing an aggregate offering price of approximately $465 million, $690 million principal amount of convertible notes, and approximately $508 million principal amount of convertible notes in the February 2012, December 2012 and May 2014 offerings, respectively, for an aggregate offering price of approximately $1.66 billion.

assistant: 該項合併經修訂指控亦尋求GS&Co就其於二零一二年二月、二零一二年十二月及二零一四年五月的發售中，以總髮售價約16.6億元分別承銷14,430,000股普通股（相當於總髮售價約4.65億元）、6.90億元本金可換股票據及約5.08億元可換股票據，要求損害賠償。
user: Please translate the following sentence from English to Chinese: In certain cases, the firm may apply the equity method of accounting to new investments that are strategic in nature or closely related to the firm’s principal business activities, where the firm has a significant degree of involvement in the cash flows or operations of the investee, or where cost-benefit considerations are less significant.

assistant: 在若干情況下，公司可應用權益會計法計算屬於策略性質或與公司主要業務密切關連的新投資，即公司在被投資公司的現金流量或經營上有重大參與程度，或成本與利益考慮不算重大的新投資。
user: Please translate the following sentence from English to Chinese: proxy sale of securities investment fund;

assistant: 證券投資基金代銷；
user: Please translate the following sentence from English to Chinese: Only securitization entities controlled by the Company are consolidated.

assistant: 只有本公司控制的證券化實體予以綜合。
user: Please translate the following sentence from English to Chinese: CITIGROUP GLOBAL MARKETS HOLDINGS INC. AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS possible loss or range of loss where an estimate cannot be made.

assistant: Citigroup Global Markets Holdings Inc. 及其附屬公司綜合財務報表附註 估計合理可能虧損或該事宜虧損範圍以便作出估計。
user: Please translate the following sentence from English to Chinese: Dividends on ordinary shares and preference shares classified as equity are recognised in equity in the period in which they are declared.

assistant: 普通股的股息和被分類爲權益的優先股的股息在宣派期間於權益內確認。
user: Please translate the following sentence from English to Chinese: For instance, in an April 19, 2010 article published by Bloomberg entitled “Goldman Sachs Stock, Board Under Pressure Amid Probe,” James Post, a professor of corporate governance and ethics at Boston \n-10- – 122 –

assistant: 例如，在彭博於二零一零年四月十九日發表題爲「高盛股價及董事會均在調查中受到壓力」的文章中，波士頓大學的企業管治及倫理學教 \n- 10 - – 122 –
user: Please translate the following sentence from English to Chinese:  Can you sell the Warrants before the Expiry Date?

assistant: 閣下於到期日前可否出售權證?
user: Please translate the following sentence from English to Chinese: (7) Excludes commercial loans accounted for under the fair value option of $8.0 billion and $6.4 billion at September 30, 2013 and 2012.

assistant: (7) 不包括於二零一三年及二零一二年九月三十日按公平值選擇權入賬的商業貸款 80 億美元及 64 億美元。
user: Please translate the following sentence from English to Chinese: Number of new Shares per existing Share (whether a whole or a fraction) each holder of an existing Share is entitled to subscribe or have.

assistant: 每名現有股份持有人有權認購或擁有之每股現有股份（不論一股完整股份或其零碎部份）之新股數目。
user: Please translate the following sentence from English to Chinese: Within Personal & Corporate Banking and Wealth Management, we updated the PD model for income-producing real estate mortgages from a transaction rating approach to a counterparty-based rating approach where financial and behavioral data of the client is now taken into account.

assistant: 本行已於個人及企業銀行以及財富管理業務範圍內就產生收入的房地產按揭將違約可能性模型由交易評級方法更新爲以對手方爲基準的評級方法，以對手方爲基準的評級方法將客戶的財務及行爲數據已列入考慮範圍。
user: Please translate the following sentence from English to Chinese: For example, the highest correlation presented in the tables below for interest rate derivatives is appropriate for valuing a specific interest rate derivative but may not be appropriate for valuing any other interest rate derivative.

assistant: 例如，下表中就利率衍生工具呈列的最高相關性，乃適用於特定利率衍生工具的估值，但可能不適用於任何其他利率衍生工具。