Buy wisely. Keep your lifestyle in mind. Arrange your furniture properly. Think about proportion. Check the house first. Buy used. Search for deals.

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There's nothing wrong with buying a few new pieces to decorate your room, but try to spend your money wisely.  If you buy new furniture, make sure the quality is good enough that it will last you for a long time. You don't want to have to replace it in a few years. Don't spend a lot of money on pieces that are extremely trendy or that you may grow out of. Instead, try to make sure your core pieces are versatile so you can still use them even if your style changes. Less expensive accessories, like pillow cases and curtains, can be as trendy as you want. When buying furniture, it is important to think about how you plan on using the room. If you have a lot of friends over, for example, make sure you have enough seating. If you have a ton of clothes and not enough closet space, make sure to look for pieces that can store your extra items. If you're short on space, consider looking for pieces of furniture that serve multiple purposes. For example, a few cube ottomans can provide seating and storage. If you would love a couch in your room but don't have room for a both a couch and a bed, consider purchasing a daybed, which looks more like a seating area. There's no absolute rule for how to arrange your furniture, but there are a few helpful guidelines.  Try not to place all of your furniture against a wall. If you have a seating area, have the seats facing each other. You should also think about colors when you're arranging your furniture and accessories. Try to scatter your accent colors around the room instead of having all of your colorful items on one wall. Create a focal point. For bedrooms, this is usually the bed, so anchor it with a headboard, a large piece of art, or a colorful accent wall. Try to have a designated area for each activity you plan on doing in your room, like studying, for example. This will help keep you more organized and help you make better decisions when buying furniture. Make sure you know how big your room is and how big a piece of furniture is before you buy it. Your furniture needs...


Buy your chemicals and containers. Dilute the Developer. Mix the Blix. Mix the Stabilizer.

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An online camera shop will sell a C4-1 three chemical powder kit called a "press kit." Then, your containers for mixing the chemicals need to be airtight. To ensure the containers are airtight, buy three chemical containers or 3 one-gallon glass jugs. Label them “Developer,” “Blix,” and “Stabilizer.” This is so you do not confuse the chemicals and accidentally mix them together. Get a plastic measuring pitcher and fill it with clean tap water at 110 degrees Fahrenheit or 43.5 degrees Celsius. Use a thermometer to check the temperature of the water. Fill the pitcher up to 800ml. Open the contents of the Developer pouch and pour it into pitcher. Mix well. Then add more water to make it a 1000ml solution. Once the contents have dissolved, transfer the them to your chemical container or gallon jug with a regular kitchen funnel.  The water that you add in after the mixing the Developer needs to be 110 degrees Fahrenheit or 43.5 degrees Celsius as well. Be especially cautious with the Developer; it must not get contaminated with the Blix because it has bleach in it. It is best practice to wear gloves and safety goggles when handling chemicals. Like the Developer, fill your plastic mixing pitcher with clean tap water, at 110 degrees Fahrenheit or 43.5 degrees Celsius, up to the 800ml mark. Open the Blix pouch and pour the contents into the pitcher. Mix well. Add more water to make it a 1000ml solution.  When you are sure it is mixed well (all the powder has dissolved), transfer the Blix into the chemical container or jug labeled “Blix.” Because the Blix has a strong chemical smell that can make you lightheaded when inhaled directly, make sure your space has proper ventilation. Unlike the Developer and the Blix, the water for the stabilizer only needs to be room temperature (70 degrees Fahrenheit). Fill your plastic measuring pitcher with room temperature water up to the 900ml mark. Mix in the Stabilizer contents thoroughly. Once your contents are mixed well, add more water to make it a 1000ml solution. Again, pour...


Buy your own groceries. Do your research. Stay in touch. Make the most of it.

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Making your own meals will dramatically cut costs, as opposed to eating out every meal. Europe doesn't have to be as expensive as they say it is. Living like a local will be much more rewarding than traveling like a tourist. Go to local supermarkets, bakeries, and general stores to get a feel for the local flavor. Not only will you save money, but you'll get an experience you cannot get at home and see things you've not seen before. If you're on a shoestring budget, don't fret. You can still find things to do that are either very cheap or free. Most bigger cities have an arts or theatre scene that is so lively you'll have more options than you can manage!  Time Out, Trip Advisor, and similar travel sites have comprehensive listing of things to do and see for some of the bigger cities in the world. If you find yourself in one of these cities, check it out to get the most out of your trip. Guidebooks can be great--but they can also be misleading. What happens when a popular guidebook lists a spot as a best kept secret that no one's going to? Everyone starts going to it. Do use it as a general guideline, but take everything with a grain of salt. Ask around. Who knows better than the locals? If you're staying at a hotel or hostel, ask the staff. If you're couchsurfing, sometimes your host will volunteer to show you the ropes. And if you're worried about the language, keep your eyes peeled. Where do the people seem to be flocking to? For safety purposes, every few days find an Internet cafe and email your parents or friends, so they know where you are in case of an emergency.  It's not difficult to get a cheap phone if you're staying in an area for a reasonably significant amount of time. It may be as simple as switching out your sim card. Only bring your computer if you're working or otherwise truly need it. Otherwise it will be cumbersome and you'll just worry about it being stolen. You're about to embark upon a journey that will be life changing. Let it. Meet new people, do things you didn't see yourself doing,...


Buy “nursery propagated” seeds from a local nursery. Plant seeds in the spring or early autumn. Plant one species of wildflowers at a time. Hand-broadcast a mix of sand and seeds over the soil. Water the ground lightly for 4-6 weeks after planting to keep it moist. Spot-plant seeds each season to fill in bare spots in your garden.

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Shop at local nurseries for wildflower seeds to ensure that you get species that will grow well in your climate zone. Ask for seeds that are "nursery propagated" instead of "nursery grown." This will ensure that the seeds were derived from local plant populations. If you are buying seeds in the U.S., find native plant nurseries by visiting the Wildflower Center's suppliers directory at https://www.wildflower.org/suppliers/. Species of wildflowers that are not winter-hardy should be planted between March and May so they have time to germinate before the summer comes. Species that do better in cooler temperatures should be planted between September and November, or in autumn before the first frost. Seeds that are planted after November will usually lie dormant until the following spring. Only species that are very resistant to hot weather should be planted in the summer as the heat will prevent seed germination for some wildflowers. The seeds for different species of wildflowers vary in weight and size, which can make them difficult to spread evenly if grouped together. Offset this problem by planting the seeds for each species one at a time. Apply them all uniformly over the same space to create a mix of flowers, or plant them in their own spots for varied looks across your garden. It can be difficult to distribute wildflowers seeds evenly when planting them. To do this, mix 1 part wildflower seeds in a container with 4 parts sand and shake them to mix them up. This will prevent the seeds from clumping together and growing in uneven patches. Rake seeds into the top layer of the soil to encourage germination. Water the ground as needed to keep it moist while the seeds germinate. On average this should be every 2-3 days, or more or less depending on the weather. Do not over-water the ground, which will block the flow of oxygen to the developing root systems.  Once your seedlings are 1–2 inches (2.5–5.1 cm) tall, slowly stop watering them and only provide water in very dry conditions. Fully-grown wildflowers do...


Buying Chinese real estate. Find the right city to purchase real estate. Consider the development of the city. Purchase real estate.

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The most direct way to invest in Chinese real estate is to actually buy property there.  Understand that you cannot purchase Chinese real estate unless you are a resident. If you want to go this route, you will need to move to China, to live and work for at least one year before you will be allowed to purchase real estate. Additionally, you will have to demonstrate that the residence is for personal use.  Also be aware that since China is a communist country, land is owned by the state. This means that while you may “purchase” land, you do not actually own it. Rather, you have paid for the right to use the land. This also means that the state can buy you out of your property at any time, usually for less than you paid for it. Because so much money has been invested into real estate, at the moment, there is more housing than people to buy them (or at least who can afford them). This has created one of the biggest housing bubbles in history, so buying in China is a huge risk at the moment. For foreigners wanting to purchase real estate, it is recommended that you focus on bigger cities, which are likely to have better, more developed infrastructure, as well as a larger expatriate community. For example, Shanghai and Beijing. Certain areas of the city you are interested in are likely to be more developed than others. These areas will probably be more popular, and thus, more expensive. However, since you are living there, you will have the opportunity to learn about which parts of the city are up-and-coming and which to avoid. If you are willing to take a bit of risk, you can consider investing in real estate in an area that is not so popular at the moment, but which is also becoming more popular and trendy as time goes on. In these up-and-coming areas, you will likely be able to purchase real estate much cheaper and live there for a time. If you are lucky, and the area really does become the new hot-spot, you will then be able to sell this real estate for much more than what you paid, especially if you continue...


Buzz your hair with a pair of clippers first, for best results. Shave your head after a warm or hot shower so your hair will be softer. Use a new blade every time you shave your head to minimize irritation. Apply shaving cream to your head so the blade slides over it easily. Slide your razor in the direction of the grain of your hair. Start with the top of your head. Do the sides of your head next. Shave the back of your head last, as it's the hardest. Rinse your blade in hot water after each pass with your razor. Pull your skin taut to minimize wrinkles and grooves.

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Remove the guard or use the 1 guard so your hair is cut very close to your scalp. This will reduce the resistance on your blade and help you get the closest shave possible.  As an alternative, go to a barber or stylist to get your hair buzzed short. You can skip this step if your hair is already less than about .25 inches (0.64 cm) short. You may want to put down some newspapers to collect the hair as you trim it, especially if your hair is very long. Warm or hot water opens your pores and softens your hair. This allows the razor to more easily slide over your head, so you end up with less irritation after your shave.  Don't worry about drying your hair after the shower, as wet hair is easier to shave. However, it's okay to pat your head to remove excess water if it's dripping down your face or otherwise bothering you. As an alternative, run warm water over your head for a few minutes before you shave. A dull blade will cause more friction, which may leave your scalp red and itchy. Additionally, it can lead to clogged pores or ingrown hairs.  You can reuse your blade to shave other areas if you don’t want to throw it away. It’s best to choose a razor with 3-5 blades, which will provide a better shave in a single pass. You don’t want to run the razor over your head more than once, as this will cause irritation and possibly redness. Work the cream into a lather, then slather it onto your head. Shaving cream helps you avoid a razor burn. Plus, it makes it easier to see where you’ve already shaved. If you have very sensitive skin, you can also apply a shaving oil to your scalp before you apply the shaving cream. The oil provides an extra barrier to protect your scalp. Additionally, it allows the razor to more easily slide over your skin. Make firm, steady strokes from front to back. Do your best to make just one pass over each section of your scalp, as multiple passes will cause skin irritation. Going with the grain will reduce irritation and lower your risk of ingrown hairs. The hair on the top of your head is...


Byzantine Catholics ought to already be doing everything above. Know your Church's traditions! Read the Fathers. Learn common prayers of the Eastern Churches. Make the sign of the Cross one of the traditional ways, for example:

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This is just a supplemental section covering traditions that we have but aren't necessarily present in other Churches. It is important that you are able to easily give an outline (however rough) of your Church's particular features. They know best. The Jesus Prayer, for example, is simple and powerful: Lord, Jesus Christ, Son of God, have mercy on me, a sinner. thumb, index, and middle finger held together, with the ring finger and pinky tucked in.  Forehead, abdomen, right shoulder, left shoulder.


Calculate a calorie limit. Include protein, fruits and vegetables at each meal. Make 50% of your grain choices whole grain. Limit snacking. Cut out unhealthy foods. Drink water.

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In order to lose weight, you'll need to cut out some calories each day.  You can choose to cut out calories from diet alone or combine diet and exercise.  One pound of fat is about 3500 calories. To lose a pound of fat per week, you need to eat 3500 calories less than you take in each week.  Cutting out 500 calories daily will help you lose one to two pounds per week.  Following this plan over the course of the month will help you lose that 5 to 8 pounds. Use your food journal or a food journal app to help you get an idea of how many calories you can cut out from your diet.  Subtract 500 calories from a typical day to get a calorie level that will help you lose about one to two pounds per week. Do not go below 1200 calories daily.  This may result in nutrient deficiencies, loss of lean muscle mass and slower weight loss long-term.  If you continuously do not eat an adequate amount of calories over a month, you may notice your weight loss slows or stops. The best way to cut calories is to eat nutrient-rich, low-calorie foods combined with regular physical activity. When you're trying to lose weight and cut calories from your diet during the course of a month, you'll want to focus on eating low calorie, yet nutrient dense foods.  These foods will help you meet lower calorie levels while still consuming adequate nutrition daily.  Nutrient dense foods are those that are moderately low in calories, but very high in nutrients like protein, fiber, vitamins or minerals.  They have high amounts of nutrients for few calories. Lean protein is a great example of a nutrient dense food that will aid in weight loss.  It helps keep you satisfied longer throughout the day and when you choose leaner cuts, you'll be choosing lower calorie options. Include a 3 to 4 oz serving of lean protein at each meal and snack.  Try items like:  poultry, lean beef, eggs, low-fat dairy, tofu or legumes. In addition to protein, both fruits and vegetables are also considered to be lower calorie and nutrient dense.  They contain higher amounts...


Calculate current assets. Calculate total liabilities. Determine current liabilities. Find the current ratio.

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In order to calculate a current ratio, you’ll first need to find the company’s current assets. To do so, subtract non-current assets from the company’s total assets. To illustrate, let’s say you are calculating the current ratio of a company with $120,000 in total assets, $55,000 in equity, $28,000 in non-current assets, and $26,000 in non-current liabilities. To calculate current assets, subtract non-current assets from total assets: $120,000 - $28,000 = $92,000. After calculating the company’s current assets, you’ll need to find its total liabilities. To do so, subtract total equity from the company’s total assets. In the example above, to calculate the company’s total liabilities, subtract equity from total assets: $120,000 - $55,000 = $65,000. Once you’ve found the company’s total liabilities, you are ready to calculate its current liabilities. To do so, subtract the non-current liabilities from the company’s total liabilities. In the example above, to calculate the company’s current liabilities, subtract non-current liabilities from total liabilities: $65,000 - $26,000 = $39,000. After determining current assets and current liabilities, plug your answers into the basic current ratio formula of current assets divided by current liabilities. In the example above, divide the company’s current assets by its current liabilities: $92,000 / $39,000 = 2.358. Your company’s current ratio is 2.358, which is a satisfactory indicator of a financially healthy business.


Calculate how much gravel you will need. Order the gravel and schedule your deliveries. Find the hand tools that you will need. Rent large tools that you will need. Hire someone with a backhoe or tractor.

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To determine this, you need to multiply your driveway’s length (in feet), width (in feet), and depth (in feet), then divide by 27 to get the cubic yards of gravel.  The depth of the gravel can vary, but should be at least 4 to 6 inches.  To determine this measurement in feet, divide the number of inches by 12 (for example, 6 inches is 0.5 feet). If you plan to do two to three layers, each layer will need to be 4 to 6 inches thick, so you will to calculate each layer separately. Call a local gravel company and tell them how much gravel you need and what size and type of gravel you prefer.  Ask if the company has a website that you can use to choose gravel color, size, and shape. If you are planning several layers, schedule each delivery separately, preferably a couple of days apart so that you can install each layer and let it settle before putting the next layer on top. You will need a shovel, rigid metal rake, thick gardening gloves, and possibly a wheelbarrow.  If you do not have these tools, consider borrowing them from a friend, buying them, or renting them from a home improvement store or tool rental company. Ideally, you will use a mechanical compactor to press the dirt and rocks.  This would be very expensive to buy for one project, so try to rent it from home improvement store or tool rental company. An alternative to obtaining your own tools is to hire someone who has a backhoe.  They will be able to do the work much faster than you can do it by hand.


Calculate projected sales with this simple equation: Run this equation several times: Compare your figures against industry norms.

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Multiply total number of customers times the average per-unit price. by product category, by customer type, by the anticipated outcome of promotions. The more meticulous you have been in breaking down your business, the more accurately you can project sales. Ask a business associate or mentor to look over your figures. Look up forecasts from within the industry, often published in trade magazines. Peruse an annual report of a competitor or a business of similar size in your area. Check out sample plans your banker, Chamber of Commerce, or Small Business Administration office may make available.


Calculate shareholders' equity (SE). Calculate shareholders' average equity(SEavg). Find net profits (NP). Calculate Return On Equity (ROE).

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Subtract total liabilities (TL) from total assets (TA). (SE=TA-TL). This information can be found on the balance sheet of a company's annual or quarterly report on its website. For example, $75,000 (assets) - $50,000 (liabilities)  = $25,000. You will need this number to calculate the shareholders' average equity. Calculate and then add together the shareholders' equity figures from the beginning (SE1) and the end (SE2) of a company's year (see Step 1) and divide this number by 2. SEavg=(SE1+SE2)/2). This enables an investor to measure the change in profitability over a one year time period.  For example, calculate shareholders' equity on December 31, 2014 by subtracting the company's liabilities from its assets. Then do the same for the assets and liabilities numbers on December 31, 2013. Divide this number by 2. As an example, $75,000 (assets) - $25,000 (liabilities) = $50,000 for December 31, 2014. For December 31, 2013, $125,000 (assets) - $50,000 (liabilities) = $75,000. $50,000 + $75,000 = $125,000/2 = $62,500 shareholders' average equity. You will need this number to calculate ROE. You can choose any date for the beginning of a year, and then compare the numbers for one year previous to that date. This is listed in the company's annual report, which is found on the income statement on the company's website. It is the difference between revenue and expenses. You can use a negative number if there was no profit. Divide net profits by the shareholders' average equity. ROE=NP/SEavg.  For example, divide net profits of $100,000 by the shareholders average equity of $62,500 = 1.6 or 160% ROE. This means the company earned a 160% profit on every dollar invested by shareholders. A company with an ROE of at least 15% is exceptional. Avoid companies that have an ROE of 5% or less.


Calculate the amount of water  you will need to prepare. Clean your watering system. Stop running the water prior to vaccinating your chickens. Stabilize the water using skim milk powder or a chlorine neutralizer. Prepare the vaccine in a clean bucket. Start running the water to your chickens.

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Your vaccinations should be mixed in with roughly the amount of water your chickens can drink in 2 hours. For 2-3 days prior to vaccination, check your water meter readings in 2 hour intervals. This will give you a rough idea of how much water you will need when it comes time to vaccinate. You can also check with your vet or the vaccine manufacturer for their recommended dosage and mixing instructions. Many will provide tables with the vaccine estimating the amount of water you need based on the age of your birds and the current air temperature. It is very important that your watering system be clean and free of chlorine. Stop running chlorine, disinfectants, and other medications through your watering system at least 48 hours before planning on vaccinating your chickens. You should also clean all buckets, jugs, whisks, and other tools you plan on using during the vaccination process.  You can clean your watering system and tools with the same cleaners you typically use. Remember to rinse them thoroughly, though. It may be helpful to do 2-3 full rinses, since even trace amounts of detergent can impact the effectiveness of the vaccine. Check the pH of the water coming through the system after you clean. A reading greater than 7.5 is considered too high for the vaccines, while anything below 6.0 is too low. In order to make sure that your chickens actually drink the vaccinated water, you should stop running water to them for a short period prior to vaccine administration. Pause water flow for 30 to 60 minutes in warm climates, and for 60 to 90 minutes in cooler climates. Stabilize the water by placing 500 grams of skim milk powder for every 200 liters (52.8 US gal) of water. You can also use a chlorine neutralizer like Cevamune® by adding one tablet for every 100 liters (26.4 US gal). The water should be stabilized 20-30 minutes prior to adding the vaccine. Fill a clean bucket with 2 liters (0.5 US gal) of the neutralized water, and submerge your vaccine bottle in the bucket. Once the bottle is completely...


Calculate the annual rate of return. Turn your quarterly ROR into a decimal. Plug in your numbers. Use a calculator to bring that number to the fourth power. Subtract 1 from your result.

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For a quarterly investment, the  formula to calculate the annual rate of return is: Annual Rate of Return = [(1 + Quarterly Rate of Return)^4] - 1. The number 4 is an exponent. In other words, the quantity "1 + quarterly rate of return" is raised to the fourth power, and then 1 is subtracted from the result. Again let's say your quarterly ROR is 1.5%. First divide 1.5 by divide it by 100. 1.5 percent divided by 100 is 0.015. Continuing this example, use 0.015 as the quarterly ROR. Thus, the annual rate of return = (1 + 0.015) raised to the fourth power. Add 1 to 0.015 and you get 1.015. If you do not have a calculator that works with exponents, you can search for one on the Internet or buy one at your local office supplies store.  1.015 to the fourth power is 1.061364.  You can always multiply 1.015 x 1.015 x 1.015 x 1.015 if you don't have a calculator. The example formula now looks like this: Annual Rate Of Return = 1.061364 - 1. This equals .061364. This is your annual ROR expressed as a decimal. Multiply that decimal by 100 to get your percent rate of return. In our example, .061364 x 100 = 6.1364% for the annual rate of return.


Calculate the costs of owning a rabbit. Determine if you have enough time to own a rabbit. Learn about rabbit temperaments. Decide what breed of rabbit you would like. Determine what age rabbit you would like. Decide whether you want a male or female rabbit. Find out if anyone in your household is allergic to rabbits.

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The initial and long-term costs of owning a rabbit can add up quickly. Initial costs are usually between $300 and $400, and long-term care may cost you about $1000/year—not including veterinary care. Before you buy a rabbit, analyze your budget to determine if you can comfortably afford to care for one.  Initial costs include housing, food dishes, electrical cord protectors (rabbits like to chew), a litter box, and toys.  Ongoing costs include fresh vegetables, hay, and litter.  Incidental costs, such as veterinary care and furniture and toy replacement, can increase the cost of care. Having a pet rabbit can be time consuming. For example, you would need to feed your rabbit twice daily, tidy his cage once daily, and thoroughly clean his cage once a week. In addition, you would need to provide your rabbit with daily mental stimulation (e.g., chew toys, playtime).  Your rabbit would need at least one hour per day of playtime outside of his cage (e.g., play pen, rabbit-proof room).  Healthy pet rabbits can live up to 10 years. Think about whether you are ready to make a 10-year commitment to care for a rabbit. Just like other animals, rabbits can have different personalities and temperaments. Some may enjoy being held, and others may resist being held so much that they will injure themselves trying to escape. Some rabbits may enjoy being petted, and others may not care for much human interaction.  Being aware of these temperaments, and others, may help you determine if having a pet rabbit is right for you. A rabbit’s personality is often influenced by how it has been socialized with people.  Rabbits may not be a good choice if you have young children, since young children may not understand that a rabbit does not necessarily like to be held and cuddled. There are nearly 50 rabbit breeds that are recognized in the United States. It may seem like an arduous task to research all breeds, but it would certainly be time well spent. It is important to note that some breeds make good pets, and others are better suited...


Calculate the distance to the object by multiplying the height (or width) of the object by 1000 then dividing by the number of Mils that the object spans. Calculate as accurately as possible, and any "added error" (by yourself) is error in distance that may not be acceptable. Use a calculator if needed.

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For example: a six foot tall object (2-yards) which is eight Mils in size is 250-yards away. 2 x 1000 / 8 = 250.    Sub-divide the Mil Dots as much as possible, and be as accurate in estimating the size of the object as possible.     The object is five feet (1.67-yards) wide and spans 2.8 Mils is 596-yards away.     A guess that the object is 2-yards instead of 1.67 would mean the estimation of over 100 yards difference which could mean a hit, or a miss of over five inches with a standard .308.     To be in the right mindset, calculate sizes of objects to the tenth of a yard (is that 3.4-yards or 3.5?). Calculate the span in Mils also to the tenth of a Mil. Both of these will take practice, but perfect estimations is the only way to get perfect range calculation. Some equations might get pretty complex, and accuracy is key, but the speed of a calculator may also help in some situations.


Calculate the first exponential expression. Calculate the second exponential expression. Rewrite the problem using the new calculations. Multiply the two numbers.

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Since the exponents have different bases, there is no shortcut for multiplying them. Calculate the exponent using a calculator or by hand. Remember, an exponent tells you how many times to multiply a number by itself. For example, if you are multiplying 23×45{\displaystyle 2^{3}\times 4^{5}}, you should note that they do not have the same base. So, you will first calculate 23=2×2×2=8{\displaystyle 2^{3}=2\times 2\times 2=8}. Do this by multiplying the base number by itself however many times the exponent says. For example, 45=4×4×4×4×4=1024{\displaystyle 4^{5}=4\times 4\times 4\times 4\times 4=1024} Following the same example, your new problem becomes 8×1024{\displaystyle 8\times 1024}. This will give you the final answer to the problem. For example: 8×1024=8192.{\displaystyle 8\times 1024=8192.} So, 23×45=8,192{\displaystyle 2^{3}\times 4^{5}=8,192}.


Calculate the length of your window. Determine your window's height. Measure the height of your floor to the top of your window frame. Mark your intended bracket locations. Make sure your measurements are level.

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Ideally, your rod should be several inches (or centimeters) wider than your window to give your curtain panels enough space. Before you've purchased a curtain rod, use a measuring tape and write down your window's length.  Longer curtain rods make the window look larger than it is. As a rule of thumb: choose a curtain rod 8–12 inches (20–30 cm) wider than your window. Placing your curtain rod directly above your window will make your window appear narrow and cramped. Check the height of your window, then mark a spot 3–4 inches (7.6–10.2 cm) above it. This will make your windows and ceiling appear spacious. Curtains that are too short to reach the floor look awkward. Your curtains should touch the floor or even pool slightly on the bottom. Write down your measurement, then add several inches/centimeters depending on how high you hang your rod. Avoid letting more than 1–2 inches (2.5–5.1 cm) of curtain pool on the floor. Use your measurements to determine the right length or height of your brackets. Write with a pencil in case you need to adjust your markings. Hold your brackets up to the wall as you make the pencil marks to accurately determine where screws will go. In most cases, the right brackets and screws will come with your curtain rod. Crooked curtains can ruin the overall look of a room. Use a level and measuring tape to make sure your marked lines are straight. Continue adjusting the marks until your line is even.  If the bubble floats in between the two marked lines on your level, your area is straight. Straight edges combine levels with measuring tape and can make a useful alternative.


Calculate the number of gallons (liters) in your pool. Figure out how much soda ash you need. Buy the soda ash at a pool store or order it online.

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If you already know how many gallons (liters) your pool holds, use that number. If you need to figure out the number of gallons (liters), you’ll multiply the volume by a multiplier based on the shape of the pool. Use a measuring tape.  For a rectangular pool, the formula is length X width X average depth X 7.5. If your pool has a deep end and a shallow end, measure the depth of each, add them, and divide by two to figure out the average depth. For a round pool, the formula is diameter X diameter X average depth X 5.9. If part of the pool is deeper, take the shallow depth plus the deeper depth and divide the number by two. For abnormally shaped pools, adjust these formulas to figure the gallons (liters) in each section, or ask a pool expert for an estimate on how many gallons (liters) your pool holds. Use about six ounces (170 g) of soda ash to raise 10,000 gallons (37854 liters) of water by .2 pH points. Start with this figure as a guide, and add more soda ash later if you need to raise the pH by more. For example, you test the pH of the water and it shows 7.2. You want to raise it to 7.6. Your pool holds exactly 10,000 gallons (37854 liters) of water. Use 12 ounces (340 g) of soda ash for the first round. Soda ash may be labeled by many different manufacturer names. Look at the ingredients of the product and make sure sodium carbonate is the active ingredient. If you aren’t sure what to buy, ask an employee which products contain soda ash. If you don’t have a pool store near you, check at a water treatment store, hardware store, or big-box store like Walmart.


Calculate the potential cost of an ad campaign. Calculate your potential audience with your budget. Sell your space. Maximize advertising cost benefit.

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Often a CPM rate is established by someone selling ad space. You can instead use this formula to determine how much your campaign will cost you for a certain number of ad views.  Total cost = (Total impressions x CPM) / 1000. For example: 1,000,000 impressions at a rate of 50 CPM (that’s 50 dollars per 1000 impressions) would cost 50,000 dollars. Similarly, if you have a set rate and budget, you can determine if the potential audience is worth the money spent.  Potential Audience = (Total cost x 1000) / CPM. For example: A 50,000 dollar advertising budget at a CPM of 10 can get up to 5,000,000 impressions. If you have a website and want to earn advertising revenue, CPM will be calculated by your site’s traffic and the amount of money a company is willing to spend advertising to that audience. In web advertising this is often done automatically with a service like Google Analytics. The value of your ad space is calculated and sold to those who bid for it. CPM rates are useful to companies and advertisers trying to get their product to the largest audience for the most reasonable advertising cost. CPM is highly variable and can be used to compare costs across different media and spaces. Of course, other factors such as demographic information and ad visibility will influence the overall effectiveness of an advertising campaign. CPM is best used as a baseline for cost analysis.


Calculate the square footage of the area you will be treating. Purchase a quality brand flea bomb. Read the package instructions completely. Plan a time where everyone in the household including pets will be gone for several hours. Open doors and drawers. Remove eating utensils, food, small appliances, and crockery. Cover your tabletops, countertops, special furniture and electronic equipment. Seal up or move your fish tank. Turn off all lights and other electrical devices. Close all windows prior to treatment.

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Flea bombs come in a variety of sizes depending on the brand and chemicals they contain. In general you will need 1 bomb per room you are treating; however in some cases, 1 bomb in a hallway adjacent to open doors can treat multiple rooms. Read the label carefully to determine the size of the area the product treats. Ask your veterinarian for his or her advice on which products they recommend. Check with friends and family for their opinions on the effectiveness of a flea bomb they might have used, or check online for feedback and reviews. Ask sales associates at your local home improvement or hardware store for any information they may have concerning flea bombs, but always back up what you're told by a retailer with your own quality research. Most flea bombs operate in similar ways. Ensure that you have read the directions carefully and fully prior to setting off the flea bomb in your home. The chemicals in the flea bomb are poisons which can easily cause illness to people and pets. Check the label on your flea bomb to ensure that your family is safe and can stay out of the house for the label's recommended time period. Open all doors to infested rooms so the chemicals from the flea bomb can kill the fleas. Open cabinet doors and drawers to kill fleas inside furniture. Remove such items from open cabinet doors or drawers to keep them away from the spray. Storing items away from the chemicals is much easier than cleaning them when the flea bomb is finished. The chemicals from the flea bomb can soil furniture, tables and countertops or damage electronic equipment. Cover these items with sheets or plastic tarps to prevent damage. Old sheets can be found easily at your local thrift store. Plastic painting tarps are available from hardware and auto stores. Chemicals in a flea bomb are dangerous to fish. If you can't move your fish tank to another location, cover it up well and seal it tightly with plastic wrap. The chemicals and propellants in a flea bomb can be flammable. Turn off the heater or air conditioner...


Calculate the standard error (of the mean).

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This represents how well the sample mean approximates the population mean. The larger the sample, the smaller the standard error, and the closer the sample mean approximates the population mean. Do this by dividing the standard deviation by the square root of N, the sample size.Standard error = σ/sqrt(n) So for the example above, if this were a sampling of 5 students from a class of 50 and the 50 students had a standard deviation of 17 (σ = 21), the standard error = 17/sqrt(5) = 7.6.


Calculate the transfer speed by dividing the amount of data by the transfer time. Divide the amount of data by the transfer speed to find the transfer time. Multiply the transfer time by the transfer speed to find the amount of data transferred.

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Plug the amount of data (A) and transfer time (T) to solve for the rate, or speed (S), into the equation S = A ÷ T. For example, you might have transferred 25 MB in 2 minutes. First, convert 2 minutes to seconds by multiplying 2 by 60, which is 120. So, S = 25 MB ÷ 120 seconds. 25 ÷ 120 = 0.208. Therefore, the transfer speed is 0.208 MB/s. If you want to turn this into Kilobytes, multiply 0.208 by 1024. 0.208 x 1024 =  212.9. So, the transfer speed is also equal to 212.9 KB/s. If you want to solve for the transfer time (T) instead, input the amount of data (A) and the rate or speed (S) of transfer into the equation  T = A ÷ S.  For instance, say you transferred 134 GB at a rate of 7 MB/s. First, convert GB to MB so you’re working with the same units in each part of the equation. 134 x 1,024 = 137,217. So, you transferred 137,217 MB at a rate of 7 MB/s. To solve for T, divide 137,217 by 7, which is 19,602. Therefore, it took 19,602 seconds. To convert this to hours, divide by 3,600, which is 5.445. In other words, it took 5.445 hours to transfer 134 GB at a rate of 7 MB/s. If you want to use hours and minutes, separate out the whole number and decimal: you have 5 hours and 0.445 hours. To convert 0.445 hours to minutes, multiply by 60. 0.445 x 60 = 26.7. To convert the decimal into seconds, multiply it by 60. 0.7 x 60 = 42. Altogether, it took 5 hours, 26 minutes, and 42 seconds. To figure out how much data was transferred, use the equation A = T x S, in which A is the amount of data, T is the transfer time, and S is the speed or rate of transfer. For example, you can figure out how much data was transferred in 1.5 hours at a rate of 200 bps. First, convert hours to seconds by multiplying by 1.5 by 3,600, which is 5,400. So, A = 5,400 seconds x 200 bps. A = 1,080,000 bps. To convert to bytes, divide by 8. 1,080,000 ÷ 8 = 135,000. To convert to Kilobytes, divide by 1,024. 135,000 ÷ 1,024 = 131.84. Therefore, 131.84 KB of data was transferred in 1.5 hours at a rate of 200 bps.


Calculate the volume of the pool as if it were a cylinder. Use the shorthand formula for finding the volume of a round pool. Adjust the formula if your pool does not have the same depth.

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If you have a round pool that is of uniform depth, then all you have to do to find the volume is to treat it like a cylinder. To find the volume of a cylinder, all you have to do is find the area of the circular base times the height; this uses the formula V = πr2h. Let's say the pool's radius is 4.5 feet and its depth (height) is 4 feet. Plug those numbers into the formula to find the volume: V = π x 4.52 x 4 = 254.46 cubic feet. To convert this to gallons, simply multiply the result by 7.48. 254.46 x 7.48 = 1903 gallons. For faster but slightly less accurate results, you can also plug the depth and diameter of the pool into the following formula: V = depth x diameter squared x 5.9. Let's say we're working with the same circle that has a depth of 4 and a diameter of 9 (the same as having a radius of 4.5). The volume of this pool = 4 x 9 x 9 x 5.9 = 1,911 gallons. The result is slightly larger. If your pool is shallower on one end and deeper on the other. just measure the minimum height and maximum height of the pool and divide them by 2 to get the average height, or the depth you should use in either formula. For example, if the pool has a minimum depth of 5 feet and a maximum depth of 10 feet, then you can add 5 + 10 to get 15, and divide 15 by 2 to get 7.5, the average depth of the pool. You can use this as the depth of the pool in either formula.


Calculate variance from SSE. Calculate standard deviation from SSE. Use SSE to measure covariance.

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Finding the SSE for a data set is generally a building block to finding other, more useful, values. The first of these is variance. The variance is a measurement that indicates how much the measured data varies from the mean. It is actually the average of the squared differences from the mean.  Because the SSE is the sum of the squared errors, you can find the average (which is the variance), just by dividing by the number of values. However, if you are calculating the variance of a sample set, rather than a full population, you will divide by (n-1) instead of n. Thus:  Variance = SSE/n, if you are calculating the variance of a full population. Variance = SSE/(n-1), if you are calculating the variance of a sample set of data.   For the sample problem of the patients’ temperatures, we can assume that 10 patients represent only a sample set. Therefore, the variance would be calculated as:  Variance=SSE(n−1){\displaystyle {\text{Variance}}={\frac {\text{SSE}}{(n-1)}}} Variance=6.9219{\displaystyle {\text{Variance}}={\frac {6.921}{9}}} Variance=0.769{\displaystyle {\text{Variance}}=0.769} The standard deviation is a commonly used value that indicates how much the values of any data set deviate from the mean. The standard deviation is the square root of the variance. Recall that the variance is the average of the square error measurements.  Therefore, after you calculate the SSE, you can find the standard deviation as follows: Standard Deviation=SSEn−1{\displaystyle {\text{Standard Deviation}}={\sqrt {\frac {\text{SSE}}{n-1}}}}  For the data sample of the temperature measurements, you can find the standard deviation as follows:  Standard Deviation=SSEn−1{\displaystyle {\text{Standard Deviation}}={\sqrt {\frac {\text{SSE}}{n-1}}}} Standard Deviation=6.9219{\displaystyle {\text{Standard Deviation}}={\sqrt {\frac {\text{6.921}}{9}}}} Standard Deviation=.769{\displaystyle {\text{Standard Deviation}}={\sqrt {.769}}} Standard Deviation=0.877{\displaystyle {\text{Standard Deviation}}=0.877} This article has focused on...


Calculate your BMI to determine if you are at a healthy weight. Use your BMI to see if you are a candidate for bariatric surgery. Track changes in your BMI over time. Calculate BMI before considering more expensive and invasive options.

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Your BMI is important because it can help you to determine if you are underweight, normal weight, overweight, or obese.  A BMI below 18.5 means that you are underweight. A BMI of 18.6 to 24.9 is healthy. A BMI of 25 to 29.9 means that you are overweight. A BMI of 30 or greater indicates obesity. In some situations, your BMI may need to be above a certain number if you want to have bariatric surgery. For example, to qualify for bariatric surgery in the UK, you would need to have a BMI of at least 35 if you do not have diabetes and a BMI of at least 30 if you do have diabetes. You can also use your BMI to help you track changes in your weight over time. For example, if you want to chart your weight loss, then calculating your BMI on a regular basis might be helpful. Or, if you want to track growth in yourself or in a child, then calculating and tracking BMI is another way to do that. A person with a BMI under 25 is considered to have a healthy body weight. However, if you have a higher than normal muscle percentage, your BMI might be higher. In that case, a BMI higher than 25 may not necessarily indicate that you are overweight. If you are muscled, consider getting skin fold testing to determine whether you have too much fat. Along with skin fold tests, underwater weighing, dual-energy x-ray absorptiometry (DXA) and bioelectrical impedance are some of the other options available for determining your body's fat content. Just keep in mind that these methods are more expensive and invasive than calculating BMI.


Calculate your available budget. Research available gaming engines based on the choices you made during the planning phase. Decide whether you need to learn programming or not. Research you options for reaching the required level of skill at the programming language necessary. Make the necessary purchases. Learn to use your game engine. Read at least an introduction to software engineering models.

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Neither over, nor underestimate your resources. For example, if you choose to create a cards/board game, you probably won't need a fancy graphics engine and you'll find many open source game engines dedicated to card games. However, if you're planning on creating a first person shooter action game, chances are you'll need a more powerful game and graphics engine(s).  Take into consideration your current level of programming skill and the programming languages you're skilled at. For example, if you have no prior knowledge of programming, you'll need an engine that requires no programming skills. Take into consideration the level of documentation the game engine provides. If you can't find an engine that fits your criteria of budget and prior-programming knowledge, research game engines that require programming knowledge at the simplest level possible and see if you find one that fits your other criteria. If not go up a little in the programming skill requirement until you find an engine that fits you other criteria. This includes deciding:  Whether you need to learn a programming language at all according to your game engine of choice. What programming language you need to learn and for what platform. What skill level you're required to reach to be able to use your game engine of choice Will you have to take courses or will an online tutorial be enough? How will that affect your budget? Make sure to include the game engine documentation in your purchases if the documentation is sold separately.  Though not an absolute necessity, it will greatly help.


Calculate your cadence. Increase your cadence gradually with interval training. Increase the interval at which you run your new cadence. Use a metronome.

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Set your watch to one minute and run at a normal pace. As you run, count the number of times your left or right foot hits the ground. When the timer stops, multiply this number by two. For example, if your right foot hit the ground 80 times, then your cadence is 160 steps per minute (spm). In your run, incorporate 20-second intervals of running that are five percent faster than your normal cadence. If your normal cadence is 160 spm, for example, then incorporate an interval of 20 seconds at 168 spm during your regular run. After 20 seconds, slow back down to your normal pace. Practice this three to five times a week. Once you are comfortable running 20-second intervals, increase them by 15 seconds. If you ran for an interval of 20 seconds at 168 spm during week one, for example, then increase the interval to 35 seconds of 168 spm during week two.   Repeat this until you can run the whole minute at 168 spm. Once you are comfortable running at your new cadence, then increase it by another five percent and repeat the process over again. A metronome will help you find your rhythm while you run. Set the metronome to your desired beats per minute, for example 160 bpm if your cadence is 160 spm. Keep your running rhythm in time with the metronome.


Calculate your caloric needs Avoid processed foods. Eat more fruits and vegetables. Limit your alcohol consumption. Don't fear a little fat.

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. Weight loss and weight gain are tied to how many calories you consume and burn. As a rule, adult females need between 1,600 and 2,000 calories per day. But numbers of individuals vary according to age, activity level, or other factors.  To know your own needs, you can first calculate your Basal Metabolic Rate or BMR. This tells you how many calories your body needs for life-sustaining processes. The equation for women is usually: 655.1 + (9.6 * weight [kg]) + (1.8 * size [cm]) − (4.7 * age [years]) Now, adjust for your activity level. Multiply your BMI by one of the following numbers: 1.2 for sedentary lifestyle, 1.375 for light activity, 1.55 for moderate activity, 1.725 for very active, and 1.9 for extra active. For example, say that you are 55-years old with a height of 5’ 6’’ and a weight of 145 pounds. Your BMR is about 1,322 calories. Since you’re moderately active, multiply 1,322 by 1.55 to get 2,050. This is the amount of calories you need to consume each day to maintain your body weight. It takes a deficit of about 3,500 calories to lose a pound of body weight per week. Once you have your number, you can try this by counting calories or keeping a food journal. Just be sure to do it safely. Don’t consume less than your BMR per day and don’t ever go below 1,200 per day. In fact, it’s probably best to talk to a nutritionist to make sure you’re being safe. As a rule, processed and highly refined foods are less healthy for you. They usually have less nutrients (vitamins and minerals), more fat, more additives, and more sodium. It’s best to avoid these sorts of foods and replace them with less processed whole grains, fruit, and vegetables.  Examples of processed foods include highly refined grains and simple carbohydrates, such as white bread, white rice, and products that use refined flours. Avoid also junk foods, fast foods, and things that contain transfats and corn syrup. Try to replace processed foods with healthy alternatives. Instead of processed breakfast cereal, have a bowl of oatmeal made from...


Calculate your living expenses. Research how much others make in the same position. Determine the cost of living in your area. Be honest with your salary expectations.

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Figure out the minimum that you need to make in order to cover your monthly costs, then multiply it by 12 to get the minimum that you need to make each year. It may help to create a spreadsheet that lists your costs while you're calculating them. These costs can include things like rent, bills, and extra spending money. You'll also want to consider taxes when calculating your income and expenses.  To figure out your net pay, deduct the taxes you have to pay from your total pay. Remember to include quarterly or yearly bills that you need to pay as well. Search sites like Glassdoor, Indeed, and the Bureau of Labor Statistics to find salaries for your particular job. This will give you a better idea of what you should be making in the position and can help you set a number for your salary expectations. You can sometimes find past salaries at the specific company you are applying to on sites like Glassdoor. Knowing this information will inform you how the company is paying employees in similar positions. The cost of living in certain cities, states, or countries varies significantly and affects how much people get paid in the area. Websites like Glassdoor, Salary.com, and Payscale.com have local employment statistics so that you can see what people are generally earning near you. Use these websites to help narrow down your salary expectations. For instance, if you live in New York City, the cost of living, and thus the salaries, will be much higher than if you lived in Raleigh, North Carolina. Don't ask for more than you think you're worth just because you want more money. On the flip-side, you should also not low-ball the number or you may end up getting paid poorly in your new position. Be as honest and upfront as you can with yourself and your potential employer when responding to expected salary questions.


Calculate your monthly income. Factor in other sources of income. Skip bonuses, overtime, and non-recurring income.

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As a rule of thumb, it's best to budget by the month. So, you'll need to determine your monthly income. Remember to look at your take-home income, that is, what you get if/after taxes have been taken out.  If you work hourly, multiply your hourly wage by the number of hours you work per week. If your schedule varies, use the minimum number of hours you work per week instead of the maximum. Multiply your approximate weekly wage by four to come up with an approximate monthly wage. If you work salary, divide your yearly net salary by 12 to determine approximately how much money you make per month. If you get paid biweekly, base the monthly budget off of 2 paychecks, because that's all the money that will usually come in per month. This is especially helpful if your budget is tight, then twice a year you'll get bonus paychecks to put towards savings. If you work odd jobs and have an irregular income, average out the last 6 to 12 months of recurring income. Use this average to build a monthly budget, or choose the lowest monthly amount to provide yourself with a worst-case scenario. For example, if your monthly salary is $3,800 then that's your core income. Again, you have to adjust this amount for taxes. Only list your income as your actual take-home pay. Other income includes any money you receive regularly that you do not work for, such as alimony. For example, if you earn $200 per month for work that you do apart from your job, then your total income is $3,800 + $200 or $4,000. If you cannot rely on receiving the money during any given month, do not factor it into your monthly budget. The good news is that, if you do receive that additional income, it will be "gravy." That is, it will be money that you can spend (or, better yet, save) that you hadn't accounted for.


Calculate your net worth. List your assets. List your liabilities. Subtract the total amount of your liabilities from the total value of your assets.

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Net worth is defined as your assets minus or liabilities (or what you own minus what you owe).This figure will give you a precise sense of your current financial position, and can help you make good decisions and achieve your goals. You can create a simple worksheet to calculate your net worth, or find a template online. Begin by creating two columns, one for assets, and one for liabilities. An asset simply refers to anything you own, and can include things like cash on hand, savings and checking accounts, retirement funds, real estate, personal property, investments, etc.  Next to every asset, list the value of the asset. For example, if you own a house, list its value. The same would apply things like a stock portfolio, or a car. Add together the values of your individual assets to find the total value of your assets. A liability refers to any debts you owe. This includes things such as a mortgage balance, credit card debt, student loans, car loans, personal loans, etc. Add together the amounts of your individual liabilities to find the total liabilities amount. This number is your net worth. If the number is negative, it indicates that you owe more than you have.Conversely, if you have $100,000 in assets, and $50,000 in debt, your net worth would be a positive $50,000. As you progress in your financial plan and save more, your assets should increase (along with more savings), and your liabilities will decrease (as you eliminate debt)


Calculate your projector’s throw distance. Determine the best throw distance for your projector. Find out your projector’s vertical offset. Calculate the vertical placement of your projector. Determine horizontal lens shift.

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Throw distance measures the distance between your screen and your projector’s lens. You calculate it using your projector’s throw ratio, which should be listed in the instruction manual as either a single number (for projectors without optical zoom) or a range of numbers. To calculate how far away from your screen to place your projector, use the following formula: throw ratio x screen width = throw distance. The formula works for any unit of measurement — you can use inches, centimeters, feet, etc.  If you have a 100-inch screen and a throw ratio range of 1.4:1 to 2.8:1, you can position your projector anywhere between 140 and 280 in. (355.6 and 711.2 cm, or 11.67 and 23.33 ft.) from the screen. The calculation looks like this (using the 1.4:1 ratio as an example): 1.4 x 100 in. = 140 in. You can also switch the formula around. If you would prefer to choose a screen size that suits where you want to mount your projector, follow this formula: throw distance divided by throw ratio = screen width. Say you want to place your projector 16 feet away from your screen, and your projector has a throw ratio of 1.4:1 to 2.8:1. Using the lower end of the ratio (1.4:1) as an example, you would divide 16 ft. (192 in.) by 1.4, which equals a screen size of 11.43 ft. (137.16 in.). Given that the throw ratio ranges up to 2.8:1, you can actually choose a screen size between 5.71 (68.52 in.) and 11.43 ft. Once you know your throw distance range, you can evaluate the room and decide upon where it makes the most sense to mount the projector. Things to keep in mind while evaluating:  Seating/viewing position — if your projector is loud or quite heavy, you might not want it hanging right above your head. Power outlets/cabling — your projector likely has two cables: HDMI and power. You’ll want to make sure that you’re either close enough to your receiver to plug in your projector, or that you have the appropriate-length cables/extensions. Image preference — even within the throw distance range, there will be variations in the image...


Calculate your total monthly debt payments. Keep track of your monthly insurance payments. Average your monthly utilities. Determine your average monthly grocery bill. Look at your past cash withdrawals. Figure in special expenses.

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One of the keys to successful budgeting is to properly track your expenses. That includes debt payments as well as other expenses. Find out how much you spend per month on car loans, mortgage, rent, credit cards, student loans, and any other form of debt. Mark down each figure separately, but also total the figures together to determine how much you owe. For example, your monthly debt payoff might include the following: a $300 car payment, a $700 mortgage, and $200 in credit card payments. That's a total of $1,200 in monthly expenses. These payments typically include whatever you spend each month on renter's, homeowner's, car, other motor vehicle, health, and life insurance. For example, your monthly insurance expenses might include the following: $100 for car insurance and $200 for health insurance. That's a total of $300 in monthly insurance expenses. Utilities include any monthly service you pay someone else to provide, and usually cover bills for water, electric, gas, phone, Internet service, cable, and satellite. Gather your receipts and past bills from the last year to come up with an average monthly estimate for each utility, and add the averages together. For example, your monthly utility expenses might include: $100 for water and $200 for electricity. That's a total of $300 in monthly utility expenses. Look over your grocery receipts from the past few months to determine how much you typically spend each month. For example, your average monthly grocery expenses might be $1,000. Dig into ATM receipts and bank statements to determine how much you typically withdraw each month. Of this, determine how much was spent on necessity versus want.  If you kept all your receipts from the past month, look through them and calculate how much you spent on things you needed—gasoline, food, and so on. Subtract this amount from your total monthly cash withdrawal to determine how much you spent on things you merely wanted—a new video game, a name brand bag, and so on. If you did not keep your receipts, do your best to...


Call 1-800-685-1111. Send written correspondence to: Visit www.equifax.com/cs/Satellite/EFX_Content_C1/1162298957492/5-1/5-1_Layout.htm for online resources that might answer your credit-related questions.

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Equifax Credit Information Services, Inc, P.O. Box 740241, Atlanta, GA 30374. This page offers additional contact information for specific services, such as placing a freeze on your account, declaring a case of identity theft, opting out of mailing lists or signing up as a business customer. If you're an Equifax member, this page also contacts a link for you to log into the member center.


Call 9-1-1 (or whichever provider is in your area)immediately. Consider contacting someone to come over immediately. Chew on aspirin. Do not attempt to drive. Remain calm. Lie down. Take deep, steady breaths of fresh air. Do not attempt "cough CPR. Avoid food and drink.

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The most important thing to do when you suspect that you are having a heart attack is to call emergency medical services.  Always call 9-1-1 before you attempt to contact anyone else. This will almost always be the quickest way to get treatment, and even if you live in an area that an ambulance may have a hard time getting to, the 9-1-1 dispatcher can provide you with instructions on how to minimize the damage. Emergency help can begin treatment as soon as they arrive, which is another reason why this is a better option than calling a friend or relative for help. If you have a trustworthy neighbor or relative who lives nearby, make another phone call asking that person to come meet you. Having another person nearby can be helpful if you suddenly go into cardiac arrest.  You should only do this if the 9-1-1 dispatcher gives you permission to get off the phone or if you have a second line you can call on while the dispatcher stays on the first line. Do not rely on another person to get you to the hospital unless instructed to do so by the 9-1-1 dispatcher. Wait for emergency paramedics to show up. Chew and swallow a single 325-mg non-enteric coated aspirin tablet. This is especially effective if done within 30 minutes of your first symptoms.  Aspirin inhibits platelets, which are a key component in the formation of blood clots. Taking aspirin can delay the formation of blood clots that could further block your arteries during a heart attack.  Do not use enteric coated tablets since these will release too slowly to be of much use.  Chew the aspirin before swallowing it. By chewing the aspirin, you release more of the medicine directly into your stomach and hasten its ability to get into your blood stream. If you are on a medication that interacts poorly with aspirin or have otherwise been told by your doctor not to take aspirin, do not use this treatment. Driving yourself to the hospital is not recommended, and if you begin to experience heart attack symptom while you are behind the wheel, you should immediately...


Call 911 before you begin. Find the area over the cricothyroid membrane on the victim’s neck. Make a half-inch horizontal cut about a half-inch deep. Maintain the opening to facilitate breathing. Administer two breaths through the breathing tube.

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Make sure that you call 911 before you begin to make sure that performing a tracheotomy is even necessary. The emergency response team may be nearby.  If you truly have no other option but to perform a tracheotomy, then you should still stay on the phone with emergency services. The dispatcher may be able to talk you through the procedure or put you in contact with someone who can. Having someone on the phone may also help to keep you calm. This is the soft spot on the throat where the incision will be made.  To find this, find the Adam's apple, or larynx. Both men and women have an Adam's apple, but they are more pronounced on adult men. You may have to feel the victim's neck to find the Adam's apple on a woman or a child. Slide your finger down from the Adam's Apple until you feel another bulge; this is the cricoid cartilage. There is a slight indentation in between the Adam's Apple and the cricoid cartilage; this is where the incision will be made. Just below your cut, you'll see the cricothyroid membrane (it is a yellowish elastic membrane located between the surrounding layers of cartilage). Make an incision on the membrane itself. The depth of the puncture should be just sufficient to gain access to the airway.  Given the emergency nature of this procedure, it is okay to proceed without formal sterilization. Time is of the essence, and the concern of potential infection can be dealt with when emergency medical personnel arrive. However, if gloves are available — even if they are not sterile — use them to protect yourself from bloodborne diseases like HIV and hepatitis. Do this by placing a straw tube 2 inches (5.1 cm) into the trachea.  You can suck on the straw and see if you get air coming back to you to confirm that it is correctly located in the victim's airway. A ballpoint pen casing (with the ink-filled tube from the inside removed) is also a good option for a tube. These should last approximately one second each. Hopefully, the victim will begin breathing on her own (you will see her chest rise...


Call DirecTV customer support. Navigate through the spoken prompts. Indicate that you want to cancel your service. Ask to speak to the retention department. Explain to the representative that you want to cancel your service, as well as why. Firmly refuse any offers or questions. Wait for the equipment box to arrive at your house. Send back the DirecTV equipment. Pay the cancellation fee. Call back DirecTV support to confirm that your contract is up.

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The DirecTV line is 1 (800) 531-5000. By calling, you’ll be able speak to a representative about canceling your subscription. Calling is the only way to cancel traditional service. In addition, when calling you may be able to get information about your account that is not available on the internet. When prompted, you'll have to press a number on your phone's dial pad that corresponds with an option (e.g., "For all other inquiries, press [number]"). If possible, choose the "Other" option when available. This is the fastest way to reach a human customer support spokesperson. Say "Cancel service" when asked what you want to do or why you're calling. Keep in mind that DirecTV phone options change often, so you may have a different experience up to the point of contact. When you reach a person, immediately ask if you're speaking to the retention department; if they say no, ask to be transferred to retention. You'll most likely be encouraged to explain the nature of your call before proceeding. You may have to hold 5 to 10 minutes, depending on when you call. Consider calling during low call volume time, such as between 10:00 AM to 2:00 PM on week days, to reduce the hold time. Simply saying something like "I want to cancel my DirecTV subscription because I'm cutting all ties with technology" is a decent start.  Unfortunately, honesty is rarely your best approach when attempting to get customer service to allow you to cancel. Saying that you're moving to a different country will generally warrant mixed results, as your chosen country may have DirecTV coverage. Implying that you're leaving to serve in the Peace Corps (or similar), however, is usually enough to render the customer representative's arguments invalid. As is custom, your representative will offer discounts, free services, and even extra time on your free trial if applicable. Firmly (but politely) decline these offers by repeating "Thanks, but I want to cancel my service." Never be rude to your customer service representative. Once the representative...


Call India from the USA or Canada. Dial "00" from most other countries. Dial "0011" to call India from Australia. Use "001" or "002" to call from various Asian countries. Dial India from Indonesia. Call India from Japan. Call India from Israel. Call India from Brazil. Call India from Chile. Dial India from Columbia.

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The exit code for both the United States and Canada is “011.” When calling to India from the United States or Canada, the phone number should follow the format: 011-91-xx-xxxx-xxxx Other countries that use the “011” exit code and follow the same format include:  American Samoa Antigua and Barbuda Bahamas Barbados Bermuda British Virgin Islands Cayman Islands Dominica Domincan Republic Grenada Guam Jamaica Marshall Islands Montserrat Puerto Rico Trinidad and Tobago US Virgin Islands Many countries use “00” as their exit code. If this is true for your country, the format for calling India would be 00-91-xx-xxxx-xxxx. Countries that use “00” as their access code include:  The United Kingdom Mexico Germany France Italy Bahrain Kuwait Qatar Saudi Arabia Dubai South Africa China New Zealand The Philippines Malaysia Pakistan Ireland Romania Albania Algeria Aruba Bangladesh Belgium Bolivia Bosnia Central African Republic Costa Rica Croatia Czech Republic Denmark Egypt Greece Greenland Guatemala Honduras Iceland The Netherlands Nicaragua Norway South Africa Turkey Argentina Paraguay Peru Uruguay Venezuela Ecuador The exit code for Australia is “0011,” so the format for calling India from Australia is 0011-91-xx-xxxx-xxxx. Note that Australia is the only country with this exit code. The format for a country with a “001” exit code would be 001-91-xx-xxxx-xxxx. Likewise, the format for a country with a “002” exit code would be 002-91-xx-xxxx-xxxx.  Countries with a "001" exit code include Cambodia, Hong Kong, Mongolia, Singapore, South Korea, and Thailand. Countries with a "002" exit code include Tawain and South Korea. Note that South Korea uses both the "001" and "002" exit code. The exit code for Indonesia depends on the telephone carrier you use.  For Indosat users, the exit code is either "001" or "008." The correct format for dialing India would be 001-91-xx-xxxx-xxxx or 008-91-xx-xxxx-xxxx, respectively. For Telkom users, the exit code is "007," making the correct format for a phone call to India...


Call KAYAK to get extra help. Read the terms and conditions.

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Not all online services provide phone numbers for customers with problems, but KAYAK is one of those that does.  If you are unable to cancel the reservation using the online method, you can call KAYAK's customer support team for more assistance.  Call 1-978-451-0771 or 1-855-529-2501. You could also provide feedback by filling out an online customer support form at the same page. Before you purchase anything from any online site, including KAYAK, thoroughly read the terms and conditions.  KAYAK has an entire page of them. For example, KAYAK makes it clear that you must abide by the terms and conditions of the air carriers and other organizations it connects you with through its site. That means those specific rules can make a difference as to whether you will get all of your money back. So figure out if they are acceptable to you before you book. Since KAYAK is a middleman for many different hotels, car rental companies, and airlines, it's impossible to provide one set of rules.


Call Make sure you can safely evacuate. Evacuate, if necessary.

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emergency services. If a fire is developing and you cannot get the electricity turned off or it is growing rapidly, call the fire department. Even after you call you may be able to get it out yourself, but it is better to be safe than sorry when it comes to a fire.  In general, firefighters will be better equipped to fight a fire that has live electricity in the mix than you will be. Tell the person you talk to that you are dealing with an electrical fire, so that the firefighters know what they are getting into. Even if a fire is small, calling the fire department will ensure that if the fire grows, you will have help on the way. Before attempting to put out an electrical fire yourself, it's important to know you can get out of the area safely. If you can see 2 paths to safety from where you would be located to fight the fire, then it's reasonable to stay and fight the fire. If you can only see 1 escape route, you should take it and let the fire department fight the fire. It is better to stay safe than risk getting trapped in a fire.  Having 2 escape routes allows you to fight the fire until it is out or until 1 of the escape routes is blocked by fire or debris. Once 1 of the 2 is blocked, it is time to evacuate. Escape routes typically include doors and windows that you can easily pass through to the outside. A window that is many stories above the ground would not be a great escape route, while a first-floor window would. If at any time you begin to feel unsafe, an exit gets blocked, you get burned, you start to breathe in smoke, or your fire-fighting techniques are not working, abandon your efforts and get out of the building. Your safety is more important than belongings or buildings. Close doors behind you as you leave. This will help keep the fire as contained as possible.


Call a doctor promptly for severe injuries. Evaluate the injury. Rest. Apply an ice pack once an hour. Compress your leg. Elevate your leg. Take painkillers only if necessary. Avoid making it worse. Continue on when daily activities are pain-free.

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A severe injury may require surgical reattachment, and should be brought to a doctor's attention as soon as possible. If any of the following symptoms match your condition, your hamstring muscle may be completely torn, or pulled off the bone:  A popping sound of feeling at the time of injury. An injury very close to the buttock or knee. A large amount of bruising. Difficulty walking. Severe pain or weakness in injured leg. See Warnings, below, for symptoms that require medical attention at any point in the healing process. If the location of the injury is not obvious, gently press along the length and circumference of your thigh to locate it. Stretching injuries tend to involve the upper thigh, while sprinting is more likely to tear muscle near the knee. If there is no obvious injury site and there was no impact or fall that may have caused your hamstring to pull, the pain could be due to pelvis or back problems instead. Contact a doctor if you think this might be the case. Get off your feet as soon as you can after injury, even if you only feel mild twinges. Some pulled hamstrings, especially those in the upper thigh, involve damage to a tendon. These feel less painful than muscle injuries, but take longer to heal and still require rest. Walk as little as possible for the first few days, and avoid all running and leg exercises. If walking involves any pain at all, shorten your stride to a non-painful distance. If even a short stride causes pain, use a pair of crutches and visit a doctor. Use a cold pack, or wrap ice in a wet towel, and place it on the injury site. Leave this on for 10 to 15 minutes, then take it off. Repeat this once an hour during the day you pulled your hamstring. Continue icing once every two or three hours for the next couple days after that.  To avoid damage, do not apply ice directly to skin, and do not leave it on for more than 15 minutes. Do not use this treatment if you have Raynaud's phenomenon or other blood circulation issues. Wrap an elastic compression bandage or athletic tape...


Call a local office supplies store. Check for reward options. Check with your local recycling center.

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If you remember where you originally purchased your printer and/or ink cartridge, call them to find out their policy for returning empty cartridges. You could also call any local office supply store in the area. Many will recycle used cartridges. This is one of the easiest way to return cartridges locally. Many major retailers have incentive programs to encourage customers to send back empty cartridges. In exchange for doing this, some will give you store credit in the form of cash for a future purchase or rewards points which may work similarly. Others may offer a discounted price on the next cartridge.  Get all the details upfront as there may be limitations on how many you can donate during a given timeframe. Check for any requirements they have regarding recycled cartridges. They may only take certain brands, and may not accept reused or previously recycled cartridges. There's a chance your local recycling center may take ink and toner cartridges. Call the center ahead of time or check their website to check out the policy. Recycling at a local center is another quick and convenient way to recycle ink and toner cartridges. See if there are any requirements regarding how cartridges and toners should be packaged prior to recycling.


Call a woman "Lyubimaya" and a man "Lyubimyy. Refer to a woman as "Kotonok" or a man as "Kotik. Affectionately use "Dorogaya" for a woman or "Dorogoy" for a man. Use the term "Sladkaya" for a woman or "Sladkiy" for a man. Refer to a man or woman as "Solnyshko. Call a woman "Printsessa. Call a man "Tigryonok.

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" Use this term to call someone your "darling" or "sweetheart."  In Russian script, “Lyubimaya” is pronounced as loo-bee-mah-ya and written as, Любимая “Lyubimyy” is pronounced as loo-bee-myee and written as, Любимый A more literal translation would be “favorite.” " This term should be used to call someone your “kitten.”  In Russian script, “Kotyonok” is pronounced as kah-tyoh-nahk and written as, Котёнок “Kotik” is pronounced as koh-tiik and written as, Котик A literal translation would be “kitten” or “little cat.” This is another term you could use to call someone “love” or “darling.”  In Russian script, “Dorogaya” is pronounced as dah-rah-gah-ya and written as, Дорогая “Dorogoy” is pronounced as dah-rah-goi and written as, Дорогой Translated literally, this term means “expensive.” This term should be used to call someone "sweetie" or "honey."  In Russian script, “Sladkaya” is pronounced as slaht-kah-ya and written as, Сладкая “Sladkiy” is pronounced as slaht-kii and written as, Сладкий Translated literally, this word means “sweet.” " This term of endearment should be used to call someone “sunshine.”  In Russian script, this term is written as, Солнышко Pronounce this term as, sohl-nyee-shkah. Translated literally, this means, “little sun.” " This expression should be used to make a woman feel like royalty.  In Russian script, this term is written as, Принцесса Pronounce this term as, preen-tseh-sah. A direct translation of this term would be “princess.” " This is a playful way of calling a guy “tiger.”  In Russian script, this term is written as, Тигрёнок Pronounce this term as, tee-gryoh-nahk. A direct translation of this term would be “little tiger.”


Call about utility lines. Consider other aspects of the location. Cover your pet. Dig a hole. Place the box in the ground. Consider a ceremony. Add a few stones. Know your other options.

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Whenever you're digging in your yard, you're supposed to call about buried utility lines first. That way, you won't run into them when you're digging, which could cause problems. For instance, it's important to pick a high, dry location if you want your pet to decompose. In addition, you should pick a location downhill from a well and at least 50 feet away, though 100 feet is better, as well as 50 feet from other types of water such as ponds, rivers, and drainage ditches. Try to pick a place that is not shallow to the bedrock below (meaning, see if you hit rock below where you are digging), as when the pet is decomposing, it can leach into the water. First, find a heavy duty plastic bag that fits your animal. Next, find a box. Wood or metal is the best option because it keeps the pet enclosed. You can also decorate it if you wish.  If you want your pet to decompose into the earth, you shouldn't cover your pet with anything. You should only allow your pet to decompose into the earth if your pet died of natural causes. However, if your pet was euthanized, it's not safe to let her naturally decompose into the earth, so you should cover her. For a larger pet, you want the hole to be at least 3 feet deep. You might get away with 2 feet if the pet is smaller. Keep in mind that you may need to go deeper depending on the size of your box. Make sure to make the hole wide enough and long enough to fit the box you put your pet in.  If you want your pet to decompose into the earth, you should bury the pet in a shallower grave. The hole needs to be about a foot and a half deep, making sure that you have about a foot between the top and the bedrock below. Make sure you have a foot and a half of soil above the pet, even if you have to mound it up a bit. Making the grave shallower gives the body a chance to decompose. If you're having trouble digging in your soil, you can "bury" your pet above ground. Simply lay your pet out, and then cover it with soil in a mound equal to 18 inches. Lower your animal into the ground in the...


Call an ambulance Recognize an asthma attack. Remain calm. Confirm that the person wants help. Ask about their action plan.

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if their inhaler isn’t working or they can’t breathe. If the person loses consciousness, is struggling to breathe, or if their lips or nails are turning blue, call for help right away. You should also call an ambulance if the person doesn’t have their inhaler, if their inhaler doesn’t help alleviate their symptoms after ten puffs, or if the inhaler helps initially but their symptoms worsen afterwards. Use a cell phone or ask someone else to call the ambulance so you can stay by the victim. If you have access to a car, drive them to the hospital.  Keep them calm while you wait for the paramedics to arrive. Encourage them to sit up straight, breathe slowly and continue to use their inhaler if it helps. If the person has mild symptoms and can speak and move around, you can try to alleviate their symptoms without calling for help. If the symptoms aren’t severe enough to need immediate medical attention, take a moment to recognize the symptoms and communicate with the person to confirm that they’re having an asthma attack. If you know that the person has asthma and you see that they’re having trouble breathing, they’re probably having an asthma attack. If you don’t know for sure that they have asthma, watch for signs and symptoms of an attack, such as:  Difficulty speaking Difficulty breathing Wheezing Coughing Distress or panic Blue tinge to their lips or beneath their fingernails The person having the asthma attack may feel frightened or start to panic. It’s important that you remain calm. Take slow, deep breaths. Use positive language, like, “It’s going to be okay,” or, “I’m here with you.” When you tell the person what to do, speak in a calm, firm voice – “I need you to sit upright and point to where your medicine is.” Avoid saying anything that may make the person more afraid, like, “I don’t know what to do!” If you stay calm, you’ll help the victim feel calmer. If you encounter a stranger having an asthma attack, don't assume that they want your help. Approach them calmly, quickly introduce yourself, and...


Call an electrician to outfit your ceiling with the proper light fittings to secure and hang a light from the ceiling. Purchase your light fitting and ceiling rose. Sand the surface of the ceiling, where the rose will be. Wipe the surface with a tack cloth. Use a stud finder or electrician’s instructions to mark where the ceiling joists are.

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Drill a hole in the center of the rose with an electric drill and bit. The electrician can tell you how big the hole in the center must be. Use a 120-grit sandpaper pad and hand sander. The sanding process will scuff the ceiling so that it adheres more fully to the surface of the ceiling. Always wear a ventilation mask when sanding. Set up your ladder. Have someone hold the ceiling rose in the position you desire, and then outline the area with a pencil.  Remove the rose, so that you can apply the glue. You may need to set up two ladders so that both the person holding and the person outlining can access the ceiling rose. You can draw small perpendicular lines outside where the rose is to use as guidelines.


Call an exterminator for best results. Treat the nest at night early in the summer, if possible. Purchase a quick-freeze aerosol product designed to kill yellow jackets. Wear protective clothing when dealing with yellow jackets. Find the entrance to the nest and the nest itself.

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You’re probably trying to get rid of these yellow jackets on your own, but in some cases that may not be possible. If you don’t know where the nest is, if you’re allergic to yellow jackets, or if you’ve tried several strategies and still have a problem with yellow jackets in your walls, it’s best to contact an exterminator. These professionals have experience dealing with pests and can eliminate the problem for you. It’s best to treat a yellow jacket nest before the colony grows to an unmanageable size. The colony will grow over the warmer months, so it’s best to handle the problem as early as possible. Treating the nest at night ensures that most, if not all, of the yellow jackets are inside. The yellow jackets will die off in the winter, so if the nest is in an unused space (like an attic), you could simply wait for their life cycle to end. Because the yellow jackets are inside a structure, you can’t use dust, like Sevin 5 Garden Dust, to kill the yellow jackets. You’ll need a quick-freeze aerosol product designed to kill yellow jackets instead. Pick up several cans of this product from your local gardening center or home improvement store. Yellow jackets can sting you, so it’s important to wear thick clothing and other gear to protect yourself. You should also get a netted hood, like those used by beekeepers, to protect your face and head. Wear long pants, a long-sleeved shirt, thick socks, closed-toe shoes, and leather gloves. In some cases, the entrance the yellow jackets use can be up to 30 feet (9.1 m) away from the nest itself. Generally, the entrance to the nest is outdoors. Inspect the structure for holes and try to determine where the yellow jackets are coming from.  If you aren’t sure where the nest is, look for a shiny area of the wall. The yellow jackets can actually use the drywall for nest material, leaving only a layer of paint between their nest and your living space.  You may also be able to hear the yellow jackets moving inside the walls. Find the area where the noise is the loudest,...


Call animal control and ask about relocation laws. Place the rabbit in a quiet area and lay a tarp over the trap. Release the rabbit 10 miles (16 km) away from where you caught it. Stand behind the trap and open the door from behind.

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It is illegal to relocate problem wildlife in certain regions, so it is important to understand your local laws before relocating the rabbit. Animal control will give you the best options for relocating your caught wild rabbit, and may pick the animal up for you.  Some areas, like the state of Washington, require a permit in order to move or relocate wildlife, including cottontail rabbits. You should not keep the rabbit in the trap for longer than you have to, but keeping it in a quiet space will keep it calm before you relocate. Place a thick blanket or tarp over the trap to keep the rabbit calm and do not move the trap more than necessary.   If you are able to move the rabbit right away, it is still important to place something over the tarp during transportation. The chances of the rabbit's survival decrease when they are exposed to trauma or stress, so treat the rabbit as if it were your pet. When transporting the rabbit, take care not to injure or traumatize the rabbit. Relocate the rabbit by placing the trap in a safe place within your vehicle so that it does not fall over or slide around too much. Find an area that is similar in landscape to the place you caught the rabbit. The relocation point should be far from any roads or other people's homes, as the rabbit will often start heading back in the direction of its capture. Face the open trap toward a place where the rabbit can hide and be cautious to not injure the rabbit while opening the trap. Lightly shake the trap to encourage the rabbit to leave, and if it is reluctant, flip the trap on its side and walk away to give the rabbit some time.


Call animal control if you fear the snake may be venomous. Leave the snake alone and let it find a way outside. Brush a non-venomous snake into a large trash can. Catch the snake with an indoor trap. Pick up the snake and remove it if you're certain it's non-venomous.

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If you're uncomfortable handling a snake, even if you don't believe it to be venomous, there's no reason you should deal with it yourself. Call animal control to trap it and take it away. Snakes with venomous bites should always be handled by professionals, such as animal control employees or a wildlife trapper.  Try to enclose the snake in one room. If you see it in the laundry room, for example, shut the door and wedge a towel underneath it to prevent the snake from escaping. Keep children and pets away from the area until animal control has captured the snake. Most snakes will leave your house on their own if given time and opportunity. If you find a snake in your garage or in a room leading to the outside, shut the inside doors and open the door leading outside so the snake can slither out. The snake should leave fairly quickly. This is a simpler and more reliable method than a more aggressive hands-on approach, which may frighten the snake and cause it to hide in a hard-to-reach location in your home. If you feel comfortable taking care of the snake on your own, try this common removal method: first, set a large trash can on its side in the same room as the snake. Then use a push-broom to shoo the snake into the trash can. Once the snake is in the trash can, tip the can upright and place a lid firmly on top.  Once the snake is securely inside of the trashcan, take the snake to the woods or another area away from your house. Set the can on its side, gently remove the lid, and give the snake time to slither out. Ask a friend, family member, or neighbour to help if you can. An extra pair of hands will make the process go faster and more smoothly. If you suspect there may be a snake in your attic, garage, basement or elsewhere in your house, lay out traps along the walls in these areas. Snakes will slither over or into the traps and get stuck. You—or animal control—can then safely remove the trapped snake and place it outside.  If you catch a non-venomous snake, place the trap in a bucket and take it outside...


Call customer service to see if your money order has been cashed. Track the money order online. Contact the payee for an update.

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Most money orders come with a tracking number that allows you to check when it gets cashed. Call the customer service number for the company that issued the money order to find out its location and status. You will be asked to provide the tracking number, either directly to a customer service agent or through an automated system.  If your money order has already been cashed, you will not be able to cancel it or get a refund. If there is no tracking number provided, the serial number from the money order is another way to trace it. Depending on the issuer of the money order, you may also be able to track the money order on the company’s website by entering the tracking number. The website should indicate if or when the money order was signed for. For security reasons, not all money order providers offer this option. If possible, go the direct route and contact the person you sent the money order to for an update on its status. If the money order has not been marked as received or cashed, there may be a simple explanation for the delay. If the payee has misplaced or damaged the money order and can't cash it, let them know that you will cancel it and have a new one sent. Contacting the payee directly is the best way to find out if they might be out of town or otherwise unable to cash in the money order.