The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-10-18 00:00:00

VARIETIES.

The following gallant toast was lately given at a dinner to
General Dudley, in North Caroline :—" The Ladies—Our
arms their protection—Their arms our reward."

'I HE MOREA.—Dionysius, the geographer, compared the
form of the Morea, or ancient Peloponnesus, to the leaf ol
the plane-tree, making the footstalk to be the isthmus by
which it is joined to Greece. Pliny also says, the Pelopor,
nesus is shaped. by the number of its bays, like a plane-leaf.
Professor Martyn, in his notes to the Georgics of
observes of this similitude, that it is as just as we can expect
in anything of this nature ; and to illustrate it, he has given a
figure of the Peloponnesus, and of the leaf of the plane-tree
on the same page in his pictorial embellishments.
A DUTCH WITNESS.—The following rich scene recently
occurred in one of our courts of justice, between the judge
and a Dutch witness all the way from Rotterdam :—Judge—
`• What's your native language ?" Witness—" I pe no
native; I's a Dootchman." Judge—" What is your mother
tongue?" Witness—" 0, fader say she pa all tong ne."
Judge (in an irritable tone)—" What language did you first
learn ; what language did you speak in the cradle ?" Wit-
ness—" I tid not speak no language in to cradle at ,all ; I
only cried in Dootch." Then there was a general lau.g,h, in
which the judge, jury, and audience joined. The witness
was interrogated no further about his native language. —New
Orleans Picayune.
GOD'S PATIENCE.—Let us imitate God's patience in our
own to others. He is unlike God that is hurried with an un-
ruly impetus to punish others for wronging him. The con-
sideration of Divine patience should make us squa re our-
selves according to that pattern. God hath exercised a long-
suffering from the fall of Adam to this minute on innumerable
subjects, and shall we be transported with desire of revenge
upon a single injury ? If God were not slow to wratls, a sin-
ful world had been long ago torn up from the fou adation.
And if revenge should be exercised by all men agaii ist their
enemies, what man should have been alive, since there is not
a man without an enemy ? If every man were like Saul,
breathing out threatenings, the world would not o my be an
Aceldama, but a desert. How distant are they from the na-
ture of God, who are in a flame upon every sligh t provoca•
tion from a sense of some feeble and imaginary honour, that
must bloody their sword for a trifle, and write their revenge
in wounds and death ! When God hath his glory every day
bespattered, vet he keeps his sword in his sheath : what a
woe would it be to the world if he drew it upon every affront !
This is to be like brutes, dogs, or tigers, that snarl, bite, and
devour upon every slight occasion : but to be patient is to be
divine, and to show ourselves acquainted with the disposition
of God. "Be ye therefore perfect, even as your Father
which is in heaven is perfect."—Charnock.
THE GOOD AND THE BAD LANDLORD.—The following
is an extract from a speech of Lord Wodehouse, ak a public
dinner in Norfolk last week :—" Some persons imagine that
a good landlord is he who takes a low rent. I say no. A
good landlord is he who takes a fair remunerative rent, and
considers himself as well as his tenant. A gentleman may
have a good steward ; but a good landlord does not rely on
any steward ; he looks around among his tenants for himself,
to see if they are farming well, and informs himself upon
everything that relates to his owo property and the welfare
of his tenants. A good landlord generally resides on his own
property. He is not to be found three-parts of the year in
St. James's-street, but will be looking after his own interests,
as well as those of his tenantry. On the contrary, a bad
landlord is the worst weed a soil produces. He lives princi-
pally in London—is seen at Newmarket, Melton Mowbray,
and, in their turn, Paris and Baden-Baden. The gentleman
I mean employs an agent in Chancery-lane, Mr. Gammon.
This Mr. Gammon, never sees the estate himself, but employs
clerks, who write an excellent hand and send in neatly-writ-
ten accounts. He knows nothing about the estate, whether
it be arable or pasture, only the rent. He employs some
person who deceives him, and informs him the land is worth
forty shillings, while it is really worth only thirty shillings
per acre. The agreements are made and the unfortunate
tenants receive them. Rent-day arrives, and the tenant in-
forms Mr. Gammon that he cannot make up his rent; to
which Mr. Gammon replies, I cannot give you a moment;
his lordship has lost money at Crockford's Newmarket;
meeting_ is coming, and he must have the money. Now,
what is a good landlord ? He wishes to live himself, but he
also desires that all around him should live. The rent-day
comes, and the tenant says, I am in real distress; it is diffi.
cult for me to make up the rent. The landlord, from living
on his estate, knows what the farmer has done to the land;
he sees that he has been marling, and manuring, and done
much, but that his capital is not sufficient to carry it on.
What does the landlord say ? What money do you want?
The tenant replies, I do not want a great deal ; a hundred
pounds would make it all right. The landlord lends it him,
and tells him to go on improving. You are doing both me
and yourself advantage. This is what a good landlord is.
ASTONISHING CREDULlTY.—Yorkshirernen have been for
ages renowned for their acuteness ; but some exceptions from
the general rule will occasionally be found, of which the fol-
lowing facts furnish a pretty sample :—An elderly man, a
retailer of beer, not a hundred miles from Holmfirth, and
still nearer to a place called Chopperds in Wooldale, on the
evening of the 16th of September last, had the misfortune to
fall in with a gang of gypsies on their march. Small persua-
sion induced the old simpleton to have his " fortune told."
The old sibyl, who was provided with charms for all exigen-
ciencies, told her dupe he must get a sum of money not less
than £3OO. Strange as it may appear, he actually provided
£3lO in bank of England and the Halifax and Huddersfield
Union Bank notes, with £5O more in gold,—in all £360.
This the crafty Egyptian persuaded him to let her tie up safe
in a bag, which she produced for the purpose ; and, while
she was telling him his fortune, she dexterously exchanged
it for another bag exactly similar ; and, giving it to him, told
him to lock it up in a drawer or cupboard, and to give her
the key, and not to touch or open it till the expiration of
three days. All this the old fellow punctually complied with.
But on Sunday, beginning to feel rather uneasy, he found
means to open the drawer, and took out the charmed paper.
Upen opening it, words are deficient to depict his horror and
dismay at finding his notes and gold mysteriously transformed
into bits of blotting paper and small round pieces of lead.
tie now for the first time broke the gvpsey's enjoined silence,
by informing a friend of the case, who, supposing the police
at Huddersfield were gifted with second sight, advised the
hapless dupe to go to them, as they would most infallibly
set off in pursuit and recover his money. Accordingly, early
on Monday morning, he proceeded to the chief of the Hud-
dersfield police, and laid his case before him, but was miser-
ably disappointed on being informed that, without some clue
to the route the rogues had taken, it was totally impossible
to attempt to follow them. A printer was, however, set to
work to produce some handbills, with a full description of
their persons ; but, from the well-known craft of the Egyp-
tian tribe, it is net very likely he will ever succeed in either
capturing the thieves or obtaining the restitution of his money ;
so that, in the words of the Irishman, if he wishes to overtake
them he must wait till they come back. It is really most
amazing that an elderly man on the verge of sixty at least, a
Yorkshireman too, should suffer himself to be so egregiously
duped by so stale a trick. But there is an old proverb about
" Fools and their money."
MORAL INFLUENCE ON Tag RURAL LABOURER'S CHA-
RACTER, BY INCREASING HIS SELF-RESPECT.—Thse care
taken of their cottages and gardens (writes a benevolent land-
holder of Berkshire, who has bestowed much care on the
cottages upon his own estate) affords an excellent criterion
of the character of the labourers. I have paid especial at-
tention to those labourers who have displayed cleanliness and
order ; and I pay the most respect to those who have achieved
a situation of the greatest comfort, and keep themselves and
their houses cleanly, and their children tidy. Formerly the
cottages were in bad order, their pavements and windows
broken ; I had them all paved, and their windows glazed. I
told the cottagers, that I did not like to see shabby broken
windows, with patches of paper and things stuffed in, or
broken pavements, which ,bey could not clean, and that I
disliked Irish' filth :Aud Irish habits of4living. I engaged,
after the cottages were thoroughly repaired, to pay £1 a year
for repairing them. I undertook to make the repairs myself..
'and deduct the expenses from this ; but, if they %vented+
no repairs, they were to hare the whole £1 for themselves.
This course has, I find, formed habits of care,; and their cot-
tages are now so well taken care of, that very little deduc-
tion is made annually from the la, Formerly they used to
chop wood carelessly on their pavements, and broke them ;
now they abstain from thepractiee, or do it in a careful man-
ner, to avoid losing the ,honey. In, the winter I give them
two score of fagots towards their fuel. I have found that by
this means I save my hedges and fences, and am pecuniarily
no loser, whilst pilfering habits are repressed. Since toe eo-
closures have been made, I think some place Omelet be pro.
vided for the exercise and recreation of the \%:ogling classes,
and especially for their children. Ihm set opt four acres
at Oldworth, as a play-ground for the children, or whoever
likes to play. The: have csow their cricket matches, their
quoit playing, and t leir revels there. Sheep and cows feed
on it, so that lt is no great loss to me. I let it for £4 a year
to a wan, en condition that be cuts the hedges, and keeps it
clean, I have surrounded it with a double avenue of trees.
The sheep and cows do good to the ground, as they keep the
grass under, which allows the ball to run. I give prizes to,
the boys at the school, which is maintained by the cottagers
themselves, and to which I contribute nothing but the prizes
for reading, writing, and knitting. Many pers.wys accuse the
Poo, of ingratitude, but I find them I,he most grateful peo-
ple alive for these little attentions;, and what do they all
cost me? Why, not more altogether than the keep of one
fat coach-horse.

Elie Etbrrpool tatibarb.

TUESDAY MORNING, OCTOBER 18, 1842.

We have never attempted to conceal from the
readers of this journal our conviction, that to the
disgracefully reckless management of their joint stock
banks was to be attributed a great amount of the
commercial derangement which has recently visited
the neighbouring manufacturing districts. By the
instrumentality of these ill-conducted establishments,
men who but yesterday were moving in subordinate
stations—striving perhaps honestly to elevate them-
selves to competence or even affluence, husbanding
their hard-earned gains, and content to progress to-
wards their cherished object by the sure and steady
path trod by their fathers-have been suddenly lifted
up to the possession of almost boundless means,
encouraged to embark in every description of hazardous
investments, and have attained, by a short path, the
possession of apparent wealth and fictitious station.
Here was the secret of the inflated prosperity which
visited us six years ago—which covered the land with
mills, with railways, with mining and other specula-
tions of every degree of outrageous folly—which inun-
dated every foreign market with British merchandise,
and puffed up petty shopkeepers, spinners, and
weavers, into the substance of merchants—bubble
merchants, fungi, men of paper rags and spurious
credit—who jostled at every turn the steady and well-
informed possessor of that very capital from whose
putrescence they had sprung. Here was the fertile
cause of that giant increase of manufacturing produc-
tion and demand, from the cessation of which the
whole industrial community is at this moment steeped
in distress and suffering.
Pre-eminent amongst these overgrown and viciously-
directed establishments stood the Bank of Manchester
—in its working, and in the effects produced by that
working, AN ENIGMA, a marvel to all those who, like
ourselves, watched it from its first rising—an inex-
haustible producer of those wings with which beggars
fly—a giant bubble, covering the land with its frothy
spawn ! Unlike other similar concerns, this had, in
addition to its inherent rottenness, the vice of a poli•
tical bias in its management. The Bank of Man-
chester was WFIIG in every pore. It bled only to feed
whiggery; it blew only whig bubbles; it was, from
the chairman of its board of directors down to the
scullion who dusted its counter, a brawling local whig
faction ! 'Was there a crawling and subservient poli-
tical drudge in the community, that man kept an
account with the Bank of Manchester, became fami-
liar with clean linen, exchanged his gossamer for a
beaver, and was observed to outstrip all his less sub-
servient competitors on the road to greatness. Was
there another, the obsequious follower of a Usurer's
steps, basking in his smile, toadying him, dining with
him, drinking with him, sitting with him in the con-
venticle, and huzzaing when he spluttered his specious
"liberalism" or his rabid radicalism from the platforni:
—all at once you saw him become, no one knew how,
a merchant or a millowner; feed at his own table; sit
in his own carriage, and even open his lips to speechify
where before he durst only applaud ! Strange trans-
formations the world witnessed hourly ;—the worm of
yesterday fluttering in the sun, a gaudy butterfly to-
day, in mockery of the sober and prudent tradesmen,
into whose composition entered that noblest possession
of man, an independent spirit !
But the bubble itself was outgrowing its strength.
Its creatures were drawing from it its very vitals.
The capital, of which it boasted the nominal possession,
was absorbed in mills and machinery, for whose
productions there was no longer a demand ; was
scattered in foreign markets; was sunk in profitless
speculations at home. The inflated prosperity which
it had aided to create had passed away; the fictitious
value, at which it had enabled and tempted its crea-
tures to invest, was no more. Their mills, their man-
sions, their stocks of goods had sustained a depreciation
which threatened to sweep away the whole of the
imaginary profits of past years ; and the remedy was
to be sought in the reproduction—no matter by what
means—of that fickle and baseless prosperity out of
which their past greatneis had ripened,—the repro-
duction of a commercial frenzy—a manufacturing
madness. To bring about that consummation arose—
THE ANTI-CORN-LAW LEAGUE !

The working of that seditious conspiracy is before
the world. Its reckless and mendacious agitation--
its ferocious attacks upon property and rank—its
exciting appeals to the brute force of the mob : these
were the despairing efforts of sinking men—the ex-
piring throes of a rotten system about to burst in ruin
over the heads of the brawlers. Its last stake was
hazarded when the vain attempt was made to drive
the working classes to a demonstration in favour of
the repeal of the corn-laws, or to an insurrection which
might be converted into such. It was a gambler's
throw in his desperation, and was lost; and, as its
result, the wretched dupes of the League crowd our
prisons, or are on their way to linger out the remains
of a weary life in our penal settlements ; whilst the
Bank of Manchester, the fertile fountain of the dis-
organisation of society, out of which the stream of
sedition flowed in its desolating course, presents to the
world a spectacle of bankruptcy, superadded to cor-
ruption, such as can scarcely be paralleled in the com-
mercial history of any nation !

Let us glance at a few of the items which compose
the balance-sheet of this precious bank; or, as a share-
holder appropriately terms it, this " MANCHESTER
SQUANDER !" The assets, consisting of current
accounts, bills on hand, overdue hills, and similar
trumpery securities, amount to £2,595,105 ; of this,
no less than £800,887 is the amount set down as
" bad," and how much more will turn out equally so
time only can determine. The directors have to
realise, to meet outstanding difficulties, no less than
£1,810,462, which, deducting the estimated nett
amount of the assets, shews a deficiency, to be provided
for by a call upon the already impoverished share-
' holders, of £16,248 ! The ENTIRE CAPITAL, there-
fore, of £741,030 is IRRETRIEVABLY GONE, in addi-
tion to a reserved surplus fund and " profit for the
year"—(how can there be said to be any profit for
the year ?)—amounting to £43,609, with the deficiency
above mentioned, as still to be provided for by the
shareholders !
That such a state of things could he produced in
any well-regulated concern, or that it could result
from legitimate banking, no sane man can believe ;
and the report of the proceedings at; the recent general
meeting, which we give in another column, will abun-
dantly chew that there has never been in the Bank of
Manchester, either good regulation cur legitimate bank-
ing t A managing director, now a bankrupt, it will be
seen, has been permitted to help hims,.?lf and his friends,
notwithstanding the control of audi,:ors, co-directors,
&c., to the large sum of £75,000. A firm in Man-
chester, who, a shareholder informed the meeting,
" could not have borrowed on their own security the
sum of £5,00 for two years," have been allowed to over-
draw to the extent of €lBO,OOO ! A concern in a neigh-
lapuring town has been allowed to overdraw to an
almost equally ruinous extent,—to carry on their legi-
timate business ? No ! To improve their property—
to build mansions and mills, to paint and to decorate.
"It is within my knowledge," said a shareholder at the
meeting on Friday, " that they have been recently lay.

ing out thousands of pounds on coal mines, On paiiet
works, on print works, on HALLS, on the removal of
TREES TO DECORATE THOSE HALLS AND PALACES;
and the day the bank stopped them in their proceed-

ings, I am credibly informed that they had three hun-
dred out-door labourers employed."
And how has this state of things grown up? Listen
to the evidence of Mr. J.. C. Dyer—himself a di-
rector :

"As regards Raleigh's account," says Mr. Dyer, "
viewed it with great astonishment. I asked how it could be.
that men of sane judgment, and intrusted with the care of
other people's property, should allow this man to obtain
nearly £50,000 from the bank.—(Hear, hear.) I said, Let
him be stopped ;' and the answer I got was—' Why, he may
be stopped, but he will turn up a trump after all, and we
shall lose nothing by him." I resisted that, and I endeavoured
to have that account brought to a close ; but it was said that
taking into account the enormous amount of outstanding
paper, received from Raleigh, and which the bank was bound
to take up, over and above that amount, and used to raise
funds for their daily transactions, to stop him then would
stop the bank. That was the deliberate opinion of the board,
and that if I did not give way, the bank would be stopped.
I did give way ; and whatever amount the bank has lost from
Raleigh, over and above what he was indebted at that time,
must he attributed to the necessities of the case, or, in other
words, to fear of stopping the bank t"
In this way have its affairs progressed from bad to
worse, until its present extinction.

The Albion of yesterday, in his usual gibing way,
finds fault with the address put forth by the candidate
for Exchange Ward, Mr- North, for the profession
which it contains of his religious opinions. The sneers
'of such a writer as our contemporary are scarcely, we
must confess, a sufficient ground for our entering upon
a serious defence of the tone of the address in ques-
tion. The-world knows well the kind of opinions upon
the subject of religion which would. most surely win
for a candidate for municipal or any other honours the
support of the Albion. The possession of any feelings
of reverence for the religion of the Established Church,

or of any serious views of religion at all, appears, in
the eyes of the dissenting and utilitarian party, to be a
disqualification rather than otherwise for a seat in the
council chamber. Men of serious religious convictions
are " saints," are "in the odour of sanctity"; and
are thereby incapacitated, it would seem, from con-
ducting. efficiently "the temporal affairs" of the tows
or the state.

We are really happy, however, to know that such
is not the opinion of the majority of the town of Liver-
pool; and we much question whether it is that of the

majority of the burgesses of Exchange Ward. The

" earnest high-churehtnanship" of Mr. North has

never, we believe, been considered to shake the confi-
dence entertained in him by those who, in his capacity
as an eminent member of the legal profession, entrust
him with the management of their temporal affairs.

Most people, on the contrary, imagine that such an
"earnest feeling on the subject of religion" increases
his trustworthiness. And if this be the case in our

private matters—if we readily entrust to a gentleman
of the high character of Mr. North or any other of the
" saints," the management of our property, why should
we withdraw our confidence just at that point when
such a character ought to be deemed by us, as rational
men, a recommendation ? The duties of a member of
the council are not restricted to a consideration for
the mere bricks and stones of the borough. He has,

or ought to have, to care for higher interests—for the
moral improvement and the protection of life and
health of the community ; and for the promotion of
these we would most certainly depend more implicitly
upon the serious religionist than unon the utilitarian
sectarist or the man of no religion.

The burgesses of Castle-street, we believe, will not .
be driven from their purposes by the sneers of a clique
to whom, perhaps as the able solicitor to the Ware-
house Association during a recent struggle, their
candidate is particularly obnoxious. They w!ll not
esteem it a disqualification in that gentleman for a seat
in the council that he professes the "old-fashioned
Toryism of bygone days"—that he reveres the doctrines
and practices of the Established Church in all their
integrity, and that he has the manly honesty thus pub-
licly to declare " the faith that is in him."

Mr. Robinson, of Great George's Ward, has issued,
we perceive, a second address to his constituents. As
the document is not long, we give him the benefit of
its insertion here, in return for which kindness on our
part he Ivill permit us to offer upon it a few remarks.
But, first, let Mr. Robinson speak :
" Gentlemen,—Since I addressed you last week, I
have learned with regret, that my opinions upon the
system of education in the Corporation Schools are at
variance with some of those Conservative friends who
supported me in the last election.
" I am not ambitious of a seat in the council, but I
consider that my retirement at this time would imply
a desertion of duty, and involve a principle of right,
which it is the interest of all parties to vindicate and
uphold.
" On these grounds, and in justice to those friends
who think with me, I feel imperatively called upon to
stand forth again as a candidate for your suffrages and
support, and remain, gentlemen, your obedient servant,
" THOMAS ROBINSON:

" Bootle, 17th October, 1842."

Mr. Robinson has discovered that his "opinions
upon the system of education in the corporation
schools are at variance with" (the opinions of) " some
of those Conservative friends who supported him in
the last election." (He will excuse us for putting this
passage into decent English.) May we ask Mr. Ro-
binson where he has been, that this discovery has not
sooner burst upon his mind ? Some of those Con-
servative Friends! rather say the bulk of them ; for we
venture to say, that, let him speak out upon this edu-
cation question, instead of clothing his opinions upon
it in vague generalities, and he will find nine-tenths of
the Conservatives of the ward utterly indisposed to.
tolerate his pretensions to represent them in the.
Council.