The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-12-20 00:00:00

ATLAS ASSURANCE COMPANY,
92, CHE.APSIDE, LONDON.
ESTABLISHED 1808.
DIRECTORS.
Sir Thomas Turton, Bart., Chairman.
John Oliver Hanson, Esq., Deputy Chairman.
The Hon. :Sir Courtenay Boyle James William Ogle, Esq.
Thomas Charm-17n, Esq. Emanuel I'acifico, M.D.
William Latorest. Esq. Wm. George Prescot, Esq.
Donald Maclean, Esq. Joseph Pulley, Esq.
Moses Mocatta,E6q. John Peter Rasch, Esq.
Auditors—'FßANClS 14LIGH HOOKEY, Esq., and JOSEPH
PULLEY, jun., Esq.
Actuary—CHARLES ANSIILL, Esq.. F.R.S.
Solicitor—WlLLlAM BOVILL, Esq.
Surveyor—THOMAS HOPPER, Esq.
Assistant-Surveyor—THOMAS LLOYD, Esq.

FIRE DEPARTMENT.

D ErURNS.—The Directors have the satisfaction of an-
nouncing to the Assured in this Office, that a Return of
Premium, at the rate of 20 per Cent. for the Five Years up
to Christmas last, will be payable at the head Office, or
through the Company's Agents in Great Britain, on all Po-
lices for £3OO and upwards, which were in force and had
been so for one entire year at Christmas.
RENT.—This Office (independent of the Returns and the
late Reduction in the Rates of Premium) offers to Persons
effecting Assurances, the further advantage of an allowance
for the loss of Rent on Buildings rendered untenantable by
Fire.

RENEWALS.—PoIicies falling due on Christmas Day
should be renewed within fifteen days thereafter.

LIFE DEPARTMENT.

The attention of the Public has, in the Advertisements
and Proposals of this Company of late years, been called
to a Table of Additions applicable to and expectant on Poli-
cies of particular dates and ages ; the Directors now beg to
refer to a Statement (which may be obtained on application
at the Office in Cheapside, or to any of the Agents in the
Country) of Sums actually paid, showing the Sums respec-
tively assured and the Bonuses thereon.
Persons assured for the whole term of life in Great
Britain or Ireland respectively, will have an ADDITION
made to their Policies every seventh year, or an equivalent
REDUCTION will be made in the future payments of Premium,
at the option of the Assured.
The FOURTH SEPTENNIAL VALUATION will be made up
to Christmas, 1844.
ASSURANCES FOR SHORT PERIODS may now be effected
in this Office at considerably reduced Rates of Premium.

The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country,
who are authorised to report on the appearance of Lives
proposed for Assurance.
HENRY DESBOROUGH, Secretary.
92, Cheapside, London, December, 1842.

The Agents for the Company at the undermentioned places
are,— _ _

LIVERPOOL

Messrs. HORNBY and MARSDEN,
Bretherton Buildings, North John-street
Mr. W. H. M`DOWELL,
Lower Castle-street.
Mr. J. T. LEYLAND,
Exchange-court, Exchange-street East.
Ashton-under-Line, W. Lee. Macclesfield, R. Turner.
Blackburn, R. Wilding. Manchester, R. & C. Hervey
Bolton, C. Briggs. Oldham, John Duncroft.
Burnley and Todmorden, I'. Preston, Win. Lancaster.
E. Hammerton. Rochdale, James Hartley.
Bury, Richard Lomax. St. Helen's, John Ansdell.
Chorley, J Wallwork• Stockport, W. Dolman.
Clitheroe, W. L. Oddie. Ulverston, W. Postlethwaite
Lancaster, Thos. Albright. Warrington, J. Hall.
Leigh, T. Whitehead. Wigan. J. Fairhurst.
Appleby—Vacant.

ROYAL EXCHANGE ASSURANCE CORPORATION,
(Established by Royal Charter A.D. 1720,)
21, LOMBARD-STREET, LONDON.
FIRE INSURANCES.
_ _

NOTICE.—The usual fifteen days allowed for paymen
of Premiums falling due at CHRISTMAS will expire
on the 9th day of January next.
ALTERATION IN LIFE ASSURANCES.
Two-romps OF THE PROFIT on Policies dated on and after
the first day of January, 1842, will be apportioned, at the end
of every seven years, among those effected for the whole term
of Life, on which Three Annual Premiums shall have been
paid—
BY ADDITION TO THE SUM ASSURED, or
BY A REDUCTION IN THE PREMIUM,
at the option of the persons effecting the Insurance, without
involving them in any liability of Partnership or charge for
guarantee of Capital.
THOMAS TOOKE, Esq.
WILLIAM SAMPSON, Esq. ..
DIRECTORS_
Henry Bainbridge, Esq. Sir J. Wm. Lubbock, Bart
Geo. Pearkes Barclay, Esq. Chas. John Manning, Esq.
William Brown, Esq. The Hon. J. T. L. Melville
Edmond S. P. Calvert, Esq. Henry Nelson, Esq.
William Davidson, Esq. Edw. Howley Palmer, Esq
John Deacon, Esq. John Henry Pelly, Esq.
James Gibson, Esq. Abraham G. Robarts, Esq.
Riversdale W. Grenfell, Esq. Charles Robinson, Esq.
William T. Hibbert, Esq. Sir Samuel Scott, Bart.
Lancelot Holland, Esq. William Soltan, Esq.
Sir G. G. de H. Larpent,Bart. Robert Thorley, Esq.
John Chr. Lochner, Esq. Octavius Wigram, Esq.
AGENTS.
f Mr. GEO. LOCH, Water-street
I. Mr. J. PRYCE,Tithebarri-street
.. Richard Whitfield.
.. James Gillies.
.. Robert Barlow and Son.
.. Lord Massey.
.. William Benson.
.. Charles Wood.
.. Richard Hodson.
.. George Jackson and Son.
.. J. Williamson, (Market-street.)
.. John Ashcroft.
• . William Taylor.
.. George S. Buck.
.. Thomas Geddes.
.. James Newsham and Son.
The Agents for the County of Chester are—
Chester William Worrall.
Congleton Daniel Morris.
Macclesfield ..... . lsaac Heaton.
Nantwich Thomas Derriemer.
Northwich Thomas Rigby.
Sandbach
Stockport John Vaughan.
County of Westrnoreland—
Kendal Joseph Garnett.
Milnthorpe George Whittaker and Son.
ALEX. GREEN, Secretary.
P.S.—ln consequence of the destruction of the Royal
Exchange by Fire, the business of the Company, in all its
branches, is carried on at their New Premises, No. 21,
Lombard-street, till their Offices in the Royal Exchange
are re-built.

LIVERPOOL

Ashton-under-Lyne
Blackburn
Bolton
Burnley

Bury
Chorley
Kirkham
Lancaster
Manchester
Oldham
Preston
Rochdale
Warrington

Wigan

Governor.
Sub-Governor

MUTUAL ASSURANCE

SCOTTISH (Winow's FUND) LIFE ASSURANCE,
Founded A.D. 1815.
CONSTITUTED BY ACT OF PARLIAMENT.
Head Office, Edinburgh, 5, St. Andrew-square.
Capital Accumulated and Invested, upwards of £1,200,000.
Annual Revenue nearly £200,000.
PRESIDENT.
The Right Hon. the Earl of Roseberry.
VICE-PRESIDENTS.

Lord Francis Egerton, Sir Thos. Dick Lauder, Bart
The Marquis of Tweeddale, The Hon. Lord Moncrieff.
K.T.

EXTRAORDINARY DIRECTORS.
Rev.Dr.Gordon,High Church W. Mitchell Innes, Esq.,
P. W. Ogilvie, Esq., of Ruth- Parson's-green,
ven, Thos. M. Gill, Esq. Liverpool
The Right Hon, the Earl Professor Graham, Edinburgh
Dalhousie, Dr. Abercrombie, Edinburgh,
Rev. Dr. J. Barr, Port Glas- G. Young, Esq., Mark-lane,
gow, London,
Professor H. Scott, Aberdeen Sir 'William Jardine, Bart.,
W. Smith, Esq., Carbeth Applegarth,
Guthrie, Rev. Robert M`Nair, Abbey
Sir Chas. D. Ferguson, Bart., Church, Paisley,
Rev. Dr. Grant, South Leith, Lieut.-Colonel Geo. Cadell,
Cohn Campbell, Esq., Col- Thomasßeveridge,Esq.D.C.S
grain, Sir J. Russell, K.C.8., Asbie-
David Dickson, Esq. Hartree, steil.
ORDINARY DIRECTORS.
James Reid, Esq. Exchequer,'William Burn, Esq. architect,
Robt. Scott Moncrieff, Esq., James Dunsmure, Esq.
L. A. Wallace, Esq. architect Robt. D. Menzies, Esq. Leith
Isaac Bayley, Esq., writer, Wm. Wilson, Esq.. W.S.
J. G. Hopkirk, Esq., W.S. John Cockburn, Esq., wine
W. A. Cunningham, Esq., merchant,

wine merchant-,
George Gibson, Esq., Leith, G. Bell, Esq. merchant, Leith
Henry David Hill, Esq. W.S. Anthony Murray, Esq., W.S.

TRUSTELS

Sir J. G. Craig, Riccarton, W. Mitchell Innes, Esq.,
Bart. Parson's-green,
W. S. Moncrieff, Esq. Fossa- James Balfour, Esq. of Pilrig,
Ed. Loyd, Esq. banker, Man-
chester.
J. Begbie, M.D. Medical Officer.
Donald Lindsay, Auditor.
John Mackenzie, Manager.

The rules for the distribution of the Surplus Funds or
Profits in this Society are framed on the most equitable prin-
ciples ; the Assured participating therein according to
amount and endurance of their respective Policies. By the
laws of the Society, regulating the distribution of the Sur-
plus Funds, Additions fall to be made to the Policies at each
period of Investigation, in proportion to the amount assured,
and the number of annual premiums previously paid; and a
Contingent Prospective Addition is also declared to meet the
case of persons dying between two periods of investigation,
such Contingent Prospective Addition being calculated in
proportion to the number of annual premiums paid during
the interval, not only on the Sum Assured, but also on the
Vested Additions previously declared. Parties dying within

five years after the date of their Assurances receive Addi-
tions, any order previously made for Additions to such Poli-
cies becoming thereby vacated ; but in the event of the par-
ties survivino. years,
the period of five the Additions previ-
ously declared take full effect from the date of the Policy.
The next Periodical Investigation takes place on the Ist of
January, 1846.
On application, Parties may convert their Bonus Additions
into an equivalent Deduction from their future annual Pre-
miums, or may receive the value of their Additions in ready
Money. -

The Directors are empowered to grant Loans to Members,
on the security of their Policies, to the extent of nine-tenths
of their value at the time, provided such proportion of the
value shall not be less than £5O. _ _

Intending Assurers may, from the above, satisfy them-
selves, that independently of this Society's large Accumula-
ted Fund and Annual revenue, and other advantages neces-
sarily arising from its long, steady, and extensive business,
the Principles on which it is Founded and Conducted are of
the most Equitable character, and such as hold out the
greatest inducements to parties now wishing to become con-
nected with it. _ _

All information may be obtained on application at the Head
Office, or at any of the Society's Agencies.
MANCHESTER BOARD OF MANAGEMENT.
Edward Loyd, Esq., Chairman.
H. H. Birley, Esq., James Hibbert Wanklyn,
John Chippendall, Esq., Esq.,
John Macvicar, Esq. Joshua P. Westhead, Esq.
William Watson Beever, Consulting Surgeon.
Thomas Boothman, Junior, Secretary.
ARTH. OUGHTERSON and Co.,
AGENTS for LIVERPOOL and Surrounding Dieirict.