The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-09-13 00:00:00

iiiisttrantr Otttto.

LONDON UNION FIRE AND LIFE OFFICE,
INSTITUTED A.D. 1714.
THE Agency of this Office, conducted by the late Mr.
HENRY HAmEu, is continued under the management of
JAMES C. DUNCAN,
Telegraph Warehouse, Chapel-street, and
STUDLEY MARTIN,
(Co-Agent with the late Mr. Hamer,)
• 1, Exchange Chambers, Tithebarn-street ;
and Policies may be renewed and New Insurances effected
(both Fire and Life) at their Offices as above, as heretofore.
THOMAS LEWIS, Secretary, Cornhill, London.

UNITED KINGDOM LIFE
8, WATERLOO-PLACE,
Division of Profits
HONORARY

ASSURANCE COMPANY,
PALL-MALL, LONDON.
among the Assured.
PRESIDENTS.
I Earl of Stair
Lord Viscount Falkland
I Lord Elphinstone
Lord Belhaven and Stenton .

Earl of Errol
Earl of Courtown
Earl Leven and Melville
Earl Somers
Earl of Norbury

James Stuart, E
William Plasket, Esq
Samuel Anderson, Esq.
Hamilton Blair Avarne, Esq.
Morton Balmanno, Esq.
Edwd. Boyd, Esq., Resident.
E. Lennox Boyd, Esq., Asst.

TORS.
,sq., Chairman.
~ Deputy-Chairman.
Charles Downes, Esq.
H. De Castro, Esq.
Charles Graham, Esq.
F. Charles Maitland, Esq
John Ritchie, Esq.

Ditto.
THIS Company, established by Act of Parliament, afforas
A the most perfect security, from an ample capital, and
only requires, when an insurance is for the whole period of
life, one-hall of the very moderate premiums to be paid for
the first five years after the date of the policy ; the other half
may remain, subject to the payment of interest at 5 per cent.
annually, to be deducted at death, or may be previously paid
off at convenience.

It obviously becomes easy for a person of very moderate
income to secure, by this arrangement, a provision for his
family ; and should he at any time, after effecting the insur-
ance, succeed to or acquire a fortune, he may relinquish his
policy, having only paid one-half the premiums for the first
five years, instead of the whole, as in all other Companies.
Thus a man of 25 years old may, by an annual payment of
£2B 16s. 3d., for the first five years, and afterwards the full
premium, £57 12s. 6d. yearly, secure to his widow and
children, at his death, payment of no less than £3OOO, sub.
ject only to the deduction of £144 is. 3d., being the amount
of premium unpaid.
On the Ist of July the Board of Directors added 2 per
cent. per annum as a bonus to those assured on the partici-
pating plan, from the dates of their policies, thus appro-
priating £2O a year as an addition to every policy for £lOOO.
The following table will show the amount of the bonus on
policies for £lOOO since the commencement of the Company
in March, 183 1 : -
Sums Assured. Time Assured.
£lOOO 6 Years 10 Months
1000 6 Years
1000 5 Years
1000 4 Years
1000 3 Years
1000 2 Years
1000 1 Year

Sum added to Policy
£I3G 133. 4d.
120 0 0
109 0 0
SO 0 0
60 0 0
40 0 0
20 0 0

This Company holds out in various other respects great
inducements to the public. When such facilities are afforded
it is clearly a moral duty in every parent who is not pos-
sessessed of a fortune, but an income, however moderate, to
insure his life for a sum which may yield a comfortable pro-
vision for his family.

RATES OF PREMIUM.
Age. Without Profits. With Profits.
25 £1 18s. sd. £2 2s. 11d. per cent.
30 2 3 10 2 8 2
7,
40 2 19 1 3 3 4
PP
50 4 9 8 414 5
IP
60 6 15 3 6 17 9 „
Insurances may be effected on lives, however far advanced,
and the half credit for five years is found particularly con-
venient on such Insurances. Annuities are granted on very
liberal terms.
FOR THE CONVENIENCE OF PARTIES RESIDING IN THE
CITY, they may make their appearance and pass the medical
examination before the Agent, EDWARD FREDERICK LEEKS,
Esq., 4, Scott's-yard, Bush-lane, Cannon-street, and J. F.
GOMM, Esq., Surgeon,.9, Old Jewry.
Every information will be afforded on application to the
Resident Director, EDWARD BOYD, Esq., of No. 8, Water-
loo-place. Proposals may be accepted on Wednesday, at
three o'clock, and any day at half-past two o'clock, when
FREDERICK HALE THomsoN, Esq., the Company's Surgeon,
is in attendance to give despatch to business.
PATRICK MACINTYRE, Secretary.
AGENTS.

Messrs. BLANDIN, BROWN, and Co., 32, Castle-street,

-------
__
[Liverpool
W. A. SMITH, Slater's-court, 5, Castle-street, Ditto.
S. HOLLINS, Esq., Manchester.
J. A. JESSE, Esq., Solicitor, 45, Princess-st.,Manchester

PATENT
TRANSPARENT INDIAN CORN STARCH,
EQUIRES neither Boiling nor Straining, in Packages
.t of lib., alb., ;lb., and Id. each. Fabrics stiffened with
this Starch acquire a durability which cannot be obtained by
any other means. The stiffness is retained in the most
humid atmosphere, and the satiny gloss, which, of all other
Starch, this alone imparts, remains to the last. It is only
necessary to mix a table spoonful of it in a pint of boiling
water, and upwards of a pint of liquid Starch, of the most
translucent splendour, will be immediately produced, at a
cost of little more than One Farthing ! Manufactured only
by SAUNDERSON and LITTLE,
The Patentees, London.
WHOLESALE AGENT,
Mr. J. SAUNDERSON, 2, Cook-street, Liverpool.

RECENT events have awakened so general a feeling of
the momentous importance of securing a protection from
fire to Deeds, Records, M.SS., Books and Papers of Ac-
compt, Cash, Gunpowder, and all combustible materials,
that THOS. MILNER and SON feel excused in again in-
viting public notice to their Patent Fire-resisting Deposito-
ries. Having submitted their one-chambered Boxes, of one
inch in thickness, to severe trials in the principal towns, they
have received from the authorities of each the most satisfac-
tory certificates of their efficiency for ordinary casualties ;
and being confirmed in opinion by a long course of experi-
ment, that, under suitable modification of chambers and
thickness of boxes, the peculiar principle of their Patent is
capable of affording security under the severest ordeal likely
to occur in calamities of the kind, they respectfully solicit
the consideration of Gentlemen interested in mechanical
science to the subject generally, and investigation into the
pretensions of the various means of security in use, their
own amongst the rest.
M. and S. are prepared to submit their manufactures to
public trial with any others of equal dimensions, whilst their
comparatively moderate cost renders them extensively avail.

able:
The certificate of the satisfactory trial of their Boxes in
Liverpool bears the signatures of the following Gentlemen,
to whom permission of reference is kindly given ,
THOMAS BOLTON. Esq., (ex-Mayor,)
JOHN SHAW LEIGH, Esq., (the Mayor,)
Sir THOMAS BRANCKER,
BARTHOLOMEW PRESCOT, Esq.,
L. GRAHAM, Esq.,
R. FRODSHAM, Esq.,
WM. STOCK, Esq.,
S. WOODS, jun., Esq.
The more recent one below will be interesting to Ship.
owners and Builders, Gunpowder-dealers, &c., and is further
confirmatory of the capabilities of the principle;
• -

Trial of Milner's Patent Fire-Resisting Principle, as a
Protection of Gunpowder from Fire.
Liverpool, June 20th, 1842.
We have this day witnessed the trial of one of Milner's
Patent Fire-proof Double-celled Gunpowder Magazines, of
twelve inches external, and six inches Internal diameter and
height, filled with highly combustible materials, papers, and
a packet of Gunpowder.
The same was placed in the centre of a fire consisting of
five to six cwt. of coal and a quantity of wood, and remained
therein upwards of three hours, during two-thirds of which
time the magazine was surrounded by a complete furnace of
intense heat.

Neither the inner magazine nor its contents were at all
injured by the fire, nor did they evince any signs of the se-
vere ordeal to which they had been exposed, beyond being
pervaded to the very centre with steam from the alkaline
solutioi?, contained in tubes embedded in the nonconductor
occupying the chamber of each cell.
In proof of the intense heat of the fire, the wood was
wholly consumed, the entire quantity of coal converted into
toke, and the bricks upon which the fire was made were
aken out red hot.

JOHN WILSON CARTER,
G. BARNETT,
TR OS ARSTALL.