The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-09-13 00:00:00

incßtrana Rotirto.

LONDON UNION FIRE AND LIFE OFFICE,
INSTITUTED A.D. 1714.
THE Agency of this Office, conducted by the late Mr.
HENRY HAMER. is continued under the management of
JAMES C. DUNCAN;
•
Telegraph Warehouse, Cjeerpel-street, and
STUDLEY AfARTIN,
(Co-Agent witli,the late Mr. Hamer,)
1, Exchange Chambers, Tithebarn-street ;
and Policies may be renewed and New Insurances effected
(both Fire and Life) at their Offices as above, as heretofore.
THOMAS LEWIS, Secretary, Cornhill, London.

UNITED KINGDOM LIFE
8, WATERLOO-PLACE,
Division of Profits
HONORARY

ASSURANCE COMPANY,
PALL-MALL, LONDON.
among the Assured.
PRESIDENTS.
I Earl of Stair
Lord Viscount Falkland
I Lord Elphinstone
Lord Belhaven and Stanton.

Earl of Errol
Earl of Courtown
Earl Leven and Melville
Earl Somers
Earl of Norbury

DIREC
James Stuart, E
William Plasket, Esq
Samuel Anderson, Esq.
Hamilton Blair Avarne, Esq.
Morton Balmanuo, Esq.,
Edwd. Boyd, Esq., Resident.

::TORS.
qyairrtiAn.
. ,clOll ear:luetsy
bCobwani rem .
, ,a;sq.
H. De Castro, Esq;
Charles Graham, Esq.
F. Charles Maitland, Esq.
John Ritchie, Esq.

E. Lennoi Boyd, Esq., Ant.

Ditto.
THIS Company, established by Act of Parliament, affords
the most perfect security, from an ample capital, and
only requires, when an insurance is for the whole period of
life, one-half of the very moderate premiums to be paid for
the first five years after the date of the policy ; the other half
may remain, subject to the payment of interest at 5 per cent.
annually, to be deducted at death, or may be previously paid
off at convenience.

It obviously becomes. easy for a person of very moderate
income to secure, by this arrangement, a provision for his
family ; and should he at any time, after effecting the insur-
ance, succeed to or acquire a fortune, he may relinquish his
policy, having only paid one-half the premiums for the first
five years, instead of the whole, as in all other Companies.
Thus a man of 25 years old may, by an annual payment of
£2B 16s. 3d., for the first five years, and afterwards the full
premium, £57 12s. 6d. yearly, secure to his widow and
children, at his death, payment of no less than £3OOO, sub.
ject only to the deduction of £144 Is. 3d., being the amount
of premium unpaid.
On the Ist of July the Board of Directors added 2 per
cent. per annum as a bonus to those assured on the partici-
pating plan, from the dates of their policies, thus appro-
priating £2O a year as an addition to every policy for £lOOO.
The following table will show the amount of the bonus on
policies for £lOOO since the commencement of the Company
in March, 1834 :

Sums Assured. Time Assured.
£lOOO G Years 10 Months.
1000 6 Years
1000 5 Years
1000 4 Years
1000 3 Years
1000 2 Years
1000 1 Year

Sum added to Policy.
£136 13s. 4d.
120 0 0
100 0 0
80 0 0
60 0 0
40 0 0
20 0 0

This Company holds out in various other respects groat
inducements to the public. When such facilities are afforded
it is clearly a moral duty in every parent who is not pos-
sessessed of a fortune, but an income, however moderate, to
insure his life for a sum which may yield a comfortable pro-
vision fcr his family.

RATES OF PREMIUM.
Age. Without Profits. With Profits.
25 £1 18s. sd. £2 2s. 11d. per cent.
30 2 3 10 2 8 2
PP
40 219 1 3 3 4
9 t
50 4 9 8 4 14 5
60 6 15 3 6 17 9 f t
Insurances may be effected on lives, however far advanced,
and the half credit for five years is found particularly con-
venient on such Insurances. Annuities are granted on very
liberal terms.
FOR THE CONVENIENCE OF PARTIES RESIDING IN THE
CITY, they may make their appearance and pass the medical
examination before the Agent, EDWARD FREDERICK LEEKS,
Esq., 4, Scott's-yard, Bush-lane, Cannon-street, and J. F.
GOUDE, Esq., Surgeon, 9, Old Jewry.
Every information will be afforded on application to the
Resident Director, EDWARD BOYD, Esq., of No. 8, Water-
loo-place. Proposals may be accepted on Wednesday, at
three o'clock. and any day at half-past two o'clock, when
FREDERICK HALE THOMSON, Esq., the Company's Surgeon,
is in attendance to give despatch to business.
PATRICK MACINTYRE, Secretary.