The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-10-18 00:00:00

THE LIVERPOOL
FIRE AND LIFE INSURANCE COMPANY.

PREMIUMS ON MERCANTILE RISKS
IN LIVERPOOL.

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Tne Directors, in consequence of the recent heavy losses
snstsined by the Insurance Companies, have considered it
expedient to revise the tariff of Mercantile Premiums in Li-
verpool, and to fix the foregoing scale as suitable to existing
circumstances.
In making this announcement, the Board are desirous of
expressing their hope that the present serious addition to the
previous high rates for such Insurances, will, by the intro-
duction of improvements in the construction and manage-
ment of Warehouses, be rendered temporary only ; and they
beg to csure the community that they will be prepared to
reconsider them, so soon as the requisite alterations shall
have been accomplished.
With a view to encourage in individuals the adoption of
measures for the better security against Fire of the Ware-
house Property, the Directors have determined to act upon
the following resolutions :
All Warehouses in the Northern and Central Districts
which shall conform to certain requirements of the Corn-
aly, will be rated at a premium of 2s. per cent. per annum.
less than those specified above ; and those in the Southern
District at Is. per cent. less.
All Warehouses which, on the principal of the London
Dock Warehouse, shall be worked by porters in the em-
ployment and under the control of the Tenant of the Ware-
house only, whether the property deposited in them belong
to ope Firm or more, will be rated as in single occupation.
In thus enunciating new principles by which to regulate
the Mercantile Premiums in Liverpool, the Directors rely
with confidence on a continuance of that support of which
the Company hitherto has enjoyed so lar a share.
SWINTON BOUge LT, Secretary.
Water-street lith October, 1842.

GARDENING AND AGRICULTURE.
GENERAL REM ARK S .—The month of October has set in
with delightful weather, and it appears highly probable that
a fine October will crown one of the most splendid seasons
with which for many vears we have been favoured. When,
however, we speak of -a
splendid season, we must not be un-
derstood to mean a floricultural season ; we allude simply to
the genial warmth and brightness of the weather, the very
perfection of which has had, in many
instances, a very inju
rious effect upon vegetable life. Fine weather during the
month ofctober is of essential importance to the gardener :
it affords a O
favourable opportunity for getting up and storing
the later vegetable crops, as
Potatoes, carrots, beet, tk.c. It
also enables him to gather in good condition the orchard
fruits, of which alargeo prtoiplenqien
are now ripe, while, at the
kinds, and gives them a same time, it ripens ff
which in damp
capacity for keepihn.
at-
tain in nearly so keeping, which
a degree. 8 Zi" S they
of the flower garden : do not at-
etil)ctober also pro-
verbenas, fuch-
sias, the beauty 0.
mg, blue salvias, heliotrope; penstemons,
sias, scarlet
other half-
phloxes, lobegleiatas,aalantirrbin.ums, with msny,4e
with scarcely (Jinni-
hardy perennia still bloom away
l plants,
the
beautiful dahlias, indeed,
the unless,indeed
nished splendour, while. r
are quite in their prime.
The
the frost is a little too sharp,
present delightful weathera contrastsi very pleasantly with the
atter part
.
wet, cold, dreary weather experienced during the i
of the past year, the very recollection of which causes a kind
till looks lovely, scarcely a
of chilly shudder. The country still
leaf 'has vet fallen, and when looking over a wooded country,
the eye i• gratified by the harmonious blending of almost
every conceivable colour and shade in the foliage of the trees,
and h
while the clearness of the atmosphere,sharp bracing
air for which a fine October day is so remarkable,te render a
walk amidst the beauties of nature, thus matured.. and ripened
at the close of the season, peculiarly agreeabld
department are
THE GREENHOUSE.—If the plants of this
not already snugly housed in their winter quarters,
should be permitted yet further to delay this very
the necessarynothiiig
proceeding. Already on two or three occasions -
ther-
mometer has stood at 31 Fahrenheit, or just onedegree.be
low the freezing point—a sufficient degree of cold to injure
some plants very seriously, although it is probable that;. thee.
injury might not be immediately apparent. After nine o Cla Kt
in the morning the houses should be freely ventilated, but
may be shut up again about four in the afternoon.
THE FLOWER-GARDEN.—The period is now rapidly ap-
proaching at which the alterations and improvements in this
department may ,be most advantageously effected, and we
should recommend those who contemplate such proceedings,
to mature their. plants, and to set to work while the weather
is so favourable.
THE KITCHEN -G"D"---T -Lmse no time in getting rip the
late potatos, carrots, parsnips, beet, &e. The crops of win-
ter spinach should be weeded and thinned if necessary, or
the crop will soon be overrun with chickweed, and other
running weeds. While the mould is tolerably dry earth up
•finall: the crops of brocoli and Brussels sprouts, drawing the
mould carefully up round the stems of the plants.
•