The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1842-02-11 00:00:00

THE OBJECTS ARE-

Ist. To encourage saving habits.
2nd. To enable the Tradesman, Mechanic, or Artisan,
who may become a Member, to build or purchase for him-
self property.
3rd. To enable Members who are already possessed of
property encumbered by mortgages or otherwise, to pay off
such mortgages or encumbrances.
THE PLAN OF PROCEEDINGS is AS FOLLOWS

Each Person may become a Member on paying Two Shil-
lings and Sixpence per Share as Entrance Money, and Ten
Shillings per month on every Share he may choose to take ;
by doing which, he will be entitled to £l2O for each such
Share or Shares, at the termination of the Society. The
amount of the Subscriptions will, on the day after each
monthly meeting of payment, be deposited in a Bank, to be
chosen by the Society ; and so often as the Committee may
determine, a sale of Shares by ticket will take place, and the
highest bidder, after three several biddings among the Mem-
bers convened at a meeting, (of which previous notice will
always be given,) to be declared the purchaser; and the
premium and bidding, given by such purchaser for the prior
use of the £l2O on each Share he may so purchase, will go
to the funds of the Society, and serve, with the monthly
Subscriptions, to form other Shares, to be afterwards suc-
cessively sold. During the continuance of the Society, a
small sum per Share, as interest or redemption money, will
have to be paid by each purchaser.
THE BENEFITS ARE- _ _

Ist. That the Member purchasing Shares from the Society
may give mortgage security on property he already possesses,
or which he may contemplate buying.
2nd. The Member may build with the money he obtains
from the Society, on being the successful bidder; half the
amount of the Shares purchased (subject to the decision of
the Committee), being advanced to him when the property
is covered in, and the remainder when completed.
3rd. The liberality these Societies exercise in their advances
upon property, by which the Member borrowing may be en-
abled to purchase property which he would not otherwise
have been able.
4th. The receipt by Members. at the termination of the
Society, of double the amount of money actually paid in by
them.
stb. The almost total absence of risk from loss, dishonesty,
or fraud.
6th. The opportunity afforded, for those having 10s. per
month to spare, of investing it at great advantage, when
such money might otherwise have been spent unprofitably.
7th. The much greater per centage realized in these Sovi-
et

les than allowed by Savings Banks.
Bth. That in these Societies a borrower is not placed at
the mercy or caprice of an individual ; the money borrowed
cannot be called in, whereby many serious penalties, in the
shape of new mortgage-deeds, &c., are avoided, and per-
chance, also, the property itself saved from a ruinous sacri-
fice.

9th. That a Member, making a judicious purchase of pro-
perty already tenanted, will find, in most cases, the rents
nearly, and in some cases quite, sufficient to meet the amount
he will have to pay into the Society per month.

The foregoing are some of the most striking features of a
Building Society and Savings Fund ; and it is presumed the
advantages of such Societies must appear so manifest, as to
render further observations unnecessary.
It will be perceived that the ROYAL WILLIAM SAVINGS
FUND AND BENEFIT BUILDING SOCIETY is intended to be
established on the principle of redemption, from a convic-
tion that such principle is the more equitable, and better
calculated for promoting the general interests of all the
Members, than the principle of non-redemption.
Numerous advantages have been conferred by Parliament
on these Societies, in the saving of stamp-duties and other-
wise.

The PROFITS of these and all other redemption Societies
are composed of—lst. Premiums. 2nd. Redemption Money.
3rd. Fines. 4th. Transfer Fees, on sale of Shares by one
Member to another.

Further information and particulars can be had from the
Rules, which will shortly be published.
The Provisional Committee will meet every WEDNESDAY
Evening, at Eight o'clock, for the admission of Members,
at Mr. DICKINSON'S, the Royal William, Pembroke-place,
Liverpool.
Prospectuses may be.had, and every information obtained,
on application to Mr. DICKINSON, Royal William; Mr.
BYFORD, Auctioneer, Clayton-square ; Mr. PERRIS,
Church-street ; or the Sec. pro tern.,
K. PARKS, Byrom-street.

THE first Physicians in the Kingdom now recommend
KELLY'S ESSENCE OF LIQUORICE AND
LINSEED, for giving immediate relief to Consumptive
persons, even where cure has been deemed hopeless ; and
for the sure cure of Coughs, Colds, 4sthmas, Shortness of
Breath, Tightness of the Chest, and either affections of the
Lungs. Letters, containing the most grateful accounts of
the surprising cures effected by this invaluable Essence, are
daily being received. The following is from G. F. COLLIER,
M.D., &c., &c.:—.
Sir,—l have tried your Essence of Liquorice and Lin-
seed in several obstinate cases, and have found it more than
answer my expectations, in at once relieving bronchial irri-
tation," &c., &c.
Sold wholesale by HANNAY, Oxford-street ; and retail by
bookseller, Cleveland-square, Liverpool, and all
respectable medicine-venders
in the kingdom, who will pro-
cure it, if ordered, in bottles at Is. lid. and 2s. 9d. each.

The words " Rowland's-Macassar Oil" are written on the
back of the Label nearly 1500 times, containing 29,028 letters.
The lowest price is 3s. 6d., the next is., family bottles,
containing four small 10s. Gd., and double that size 21s. per
bottle.

Schools, Private Pupils, and Classes attended.
Application to be made at Mr. Dreaper's Music Ware
house ; Mr. Astley's, 25, Bold-street ; or at Mr. W.'
Residence.

MUSICAL EDUCATION

SINGING, SPANISH GUITAR,

PIANO.FORTE,

AND COMPOSITION.
MR. WHITE, LECTURER ON MUSIC, &c. &C., has
commenced an Educational Course in the above
branches, upon his New and Improved System, with several
Families of the first respectability in Liverpool and its
environs.

A New Edition of Mr. W.'s "BOUDOIR MELODIES," as
sung by the Author during his Lectures at the Literary and
Scientific, Royal, and Mechanics' Institutions, is at present
in the press, and may shortly be had at the different Music
Shops, and of all the respectable Musicsellers in the United
Kingdom, arranged with Piano and Guitar Accompaniments.
35, Norton-street, Liverpool, February 5, 1842.