The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-09-26 00:00:00

LIFE DEPARTMENT.

The attention of the Public has, in the Advertisements and
Proposals of this Company of late years, been called to a Table
of Additions applicable to and expectant on Policies of particu-
lar dates and ages. The Directors now beg to refer to a State-
ment (which may be obtained on application at the Office, in
Cheanside, or to any of the Agents in the country,) of Sums
actually paid, showing the Sums respectively assured, and the
Bonuses thereon.
Persons assured for the whole term of Life, for £lOO and
upwards,' in Great Britain or Ireland respectively, will be en-
titled at the end of every FIFTH YEAR, (instead of every
seventh year as heretvfored to participate in the Surplus Pre
--
mina's, either by addition to their Policies, or an equivalent
reduction will be made in the future payments of Premium,
at the option of the Assured.
Policies may also be effected for the whole term of Life by a
limited number of yearly payments. .

Assurances for .Short' Periods may now be effected in this
Office at considerably reduced Rates of Premium.
7'het,,,r, Valuation wilt be made at Christmas, 1849, and Po-
licies t ff•cted before that date,_ sill participate in proportion to
the time they may then have beenin force.
The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country, who
are authorised to report on the appearance of Lives proposed
for Assurance.

HENRY DESBOROUGH, Secretary.
92, Cheapside, London, September, 1848.

The Agents for the Company at the undermentioned places
we :
Liverpool

Messrs. HORNBY and MARSDEN,
Marine Insurance Brokers, 10, North John-street.

• Messrs. W. H. M'I)OWELL and VANCE,
Hargreaves Buildings, Exchange-street East.
Messrs. MACLEAN, WARD, and Co.,
Pemberton-buildings. Fenwick-street.
Mr. J. T. LEYLAND,
2;e-court, Exchange-street East
Manchester. B. and C. Harvey
and H. B. Green.
Ormskirk, James Robinson.
Oldham, J. Duncroft.
Preston, W. Lancaster.
Rochdale, J. Hartley.
St. Helen's, J. Ansdell.
Stockport, W. Downall.
Ulverstone, W. Postlewaite.
Wallington, J. Hall.
Wigan, J. Fairhurst.

Exchan

Appleby, R. Winter, inn.
Ashton-under-Lyne, W. Lee.
Blackburn, R. Wilding.
Bolton, C. Briggs.
Burnley and Todmorden, T. E.
Hammerton.
Bury, Richard Lomax.
Chorley, Wallwork.
Clitheroe, M. L. Oddie.
Lancaster, T. Allbri, ht.
Leigh, T. Whitehead.
Macclesfield, R. Turner.

ROYAL INSURANCE COMPANY,
LIVERPOOL.
CAPITAL, £2,000,000, in 100,000 SHARES of £2O Each.

1 R. 8.8. H. Blundell, Esq
DIRECTORS.
Josias Booker, Esq., Chairman.
Hugh J. Sanderson, Esq. and Charles Turner, Esq.,
• Deputy-Chairmen.
George Armstrong, Esq. Roger Lyon Jones, Esq.
Ralph Brocklebank, Esq. James Lawrence, Esq.
Michael flousfield, Esq. Thomas Lee, Esq.
John Camden, Esq. I Francis Maxwell, Esq.
David Cannon, Esq. Robert M'Andreiv, Esq.
Thomas Dover, Esq. Edmund Molyneux, Esq.
Richard Harbord, Esq. .1. Brantley Moore, Esq.
R. S. Henderson, Esq. Henry Moore, Esq. •
R. Brodhurst Hill, Esq. James Pownall, Esq
"Thos. D, Hornby, Esq. 1 Archibald Sinclair, Esq.
John C. Jack, Esq. I John Torr, Esq.
William Titherington, Esq., and
Audi/ors.. {John Dickenson, Esq.
Physician.—Riclid. Formby, M.D.
Surgeon.—l-1 ugh Neill, Esq.
Survrwor.—Smi. Holme, Esq.
Solicitor.—Sept. Booker, Esq.
Actuary and Secretary.—Percy M. Dove, Esq.

TRUSTEES

John Shaw Leigh, Esq.

BIRKENHEAD BRANCH,
HAMILTON BUILDINGS, HAMILTON-STREET,

The Directors bee to announce that they continue to RE
CEIVE PROPOSALS for FIRE and LIFE INSURANCES.
The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it to take rank with the most
eligible offices in the kingdom, with respect to the advantages
offered to the Public.

FIRE INSURANCES
Will be effected at moderate rates of premium. The Company,
having the advantage of a resident Directory, will he enabled
to distinguish itself by its promvtnese in the Settlement of
Claims.
No Charge made for the Policy.

LIFE BRANCH.
Extracts from Rates of Premiums for flee Whole of Life.
Age. With Profits. Without Profits.
e s. d. & s. d.
20 1 19 4 1 14 11
30 2 9 9 2 4 10
40 3 4 1 2 18 6
50 4 8 3 4 1 7
The Company likewise assure Lives on any of the following
contingencies, viz.:—
For the term of ONE YEAR, SEVEN YEARS, or any other de-
finite period, or on two or more lives.
For the WHOLE CONTINUANCE OF LIFE.—The Premiums to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.

nr a Sum to be payable at age CO, or at death.
PREMIUMS ON CREDIT.
A portion of the Premiums may remain on Credit, or
Assurances may be effected in various trays not enume-
rated. to meet the convenience of the party making the
-Assurance.

The important advantages afforded by the Company in this
Branch will include the following, viz.:—

GUARANTEE OF AN AMPLE''CAPITAL, MODERATE PRE-
MIUMS, LARGE PARTICIPATION OF PROFITS BY THE
Assra En, AMOUNTING To TWO-THIRDS of its NET
AMOUNT, SMALL CHARGE FOR MANAGEMENT, the
Expenses of the Ottlee being borne in due proportions by the
two Branches, and EXEMPTION OF THE ASSURED FROM
THE LIABILITY OF PARTNERSHIP.
The usual Commission allowed to Solicitors.
PERCY M. DOVE, Manager.

N.B. The Directors are willing to receive applications from
Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES arougliont the Counties of Lancas-
ter, Cumberland, Chester, and elsewhere, it being their deter-
Initiation only to appoint Agents possessing those qualifications.
Policies falling due at Mic HAULM As, should be renewed on or
before the 14th of October next.
25th September, 1848.

The following AGENTS, among others, have been 'appointed
iindlcni Edward Bellvse, Combermere Abbey.
Bolton Thomas Warburton, Druggist.
Blackburn Townley and Emmett, 30. Leyland-street,
Bury T. A. Weston, District Bank.
Burnley Richard Law, Seartop Mill.
Chorlen George Houghton, Stamp-ollice.
Chester • Ducker and Bayne. Ecstgate-row.
Edgehiil . John Grierson. 3, Olive-street.
Haslinyclen. Thomas Woodcock, Solicitor.
Ifout4: ford Wiliiain Taylor, Ironmonger.
Lancaster Yeats Welch, 10, Penry-street.
Low-h.'ll Tames Wensley, Gloucester-place.
Manchester Thomas Houghland. 51, King-street.
Do. G. V. Pvder. 100, King-street.
3 race/es:fie/4 John May. Solicitor.
Much ii.oollon .....'beams Bancroft, Collector.
Weston, Edward K. Holitegahead, Parkgate.
Nor; huri,h Georze Beck,tt, Draper.
Old Swan 4- Stanley Samuel C. Sneade, Church-road.
Ornishirk Robert Wareing, Solicitor.
'Prescot Edward Brown, Market-place.
Bo,3dale Matthew Weston. 172. Yorkshire-street
Bcihuhe's District Liverpool.. John Walker, 97. Bold-street.
4totaid-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson-
. : t street North.
Seacombe Pugh Banner, Estate Agent.
TarpoVeY William Aston. Grocer and Tea Dealer.
To.viefh-park Joseph Harrison, 4, St. James's-place.
:Myers?.On 'l' Pearson Post;ethwaite, Solicitor.
Warrington John Platt, Pewsey-street.
-Wigan Woodcock, Part, and Scott, Solicitors.

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