The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1851-04-15 00:00:00

AGENTS

Manchester .. Thomas Houghland, Esq., Ridgefield.
/hit° .. Geo. V. Ryder, Esq., 100, King-street.
raimaxter 'Yeats Welch, Esq., 142, Church-street

NORTH BRITISH INSURANCE COMPANY,

The FORTY-FIRST ANNUAL MEETING of PROPRIE-
TORS of the NORTH BRITISH INSURANCE COMPANY
was held at the Company's Office, in Edinburgh, on the 3rd
instant.

The Hon: Lord CUNNINGHAME in the Chair,

A Report by the Directors was read to the tneetini:sbowing
that in both departments of the company's business satisfac-
tory progress had been made during the year ending 31st
December last. In the Fire Department the premiums col-
.

were(' curing rue year amounted to £29,038 175., being
£2340 lls. 'ld. beyond those of the preceding year. In the
Life Department 255 New Policies were issued, insuring
.4274.888.--and paving. of Annual Premium, :.R01;11 as _ hPinfr

£23,393 beyond the issues of Abe preceding year. At 311 i
December, 1850, the Accumulated Life Fund was £562,549
13s. 2d.. and the Annual Revenue £104,112 Ss. Id.
Referring' to- the many modes taken' by Life Assurance
Societies to secure public favour, the report stated that this
office hat, not been backward in be march of improvement.,
That the North British was first office in the kingdom
which gave the assured the !Ilion of paying a lower ra' eof
premium, to secure a pre e sum. It was the first also that
relieved is policies fro the clauses against duelling and
suicide; when ti ' ---""*.es. and it '

Hein by nerous assignees, and it early adopted
a plan of giving a ances on policies to the extent of their
surrender value Every facility has been given to parties
going abroad ; din all respect it has been the study of the
Directors to ake the Policies of the Company as little burthen-
some and as useful to the assured as possible.
•-- in.+ year of the Septennial Period, it may be

Assured to be
secured in a prospective Bonus againsit the risk of their not
surviving the 31st December .next. A Table of Rates has,
therefore,-been prepared, which will enable such as wish it to
attain this at a comparatively small expense, yet without pre-
judice to•tbose who .nay prefer running the risk themselves.
A Dividend of Six per Cent., free of Income Tax, was de-
clared payable on Monday next, the:7th instant.
The following Shareholders were then elected President,
Vice-Presidents, and Directors for the current year :

PRESIDENT.
His Grace the Duke of Sutherland.
VICE-PRESIDENTS.
the Most Noble the Marquis of Abercorn
The Right Hon. the Earl of Stair.
The Right Hon. the Earl of Camperdown.
The Right Hcn. Lord Viscount Melville.
EXTRAORDINARY DIRECTORS.

James'Farquharson, Esq. of Sir David Dundas, of Duni ra,
Invercauid. Bart.
The Hon. Lord Monereiff. John Gibson, jun., Esq., W.S.
The Hon. Lord Cuningliame. A. Campe Esq., of Monzie.
C.Campbeli, Esq., of Colgrain Sir A. Hay, of Hayston, Bart.

ORDINARY DIRECTORS.
L. Davidson, Esq., W.S. I William Dohar, Esq., War-
John Anderson, Esq.., W.S. rington.
John Brown.lnnes, Esq., W.S. Andrew Coventry, Esq., Ad-
Thomas Macpherson Grant, I vocate.
Esq., W.S. J. F. W. Drummond, Esq.,
Jas. Campbell Tait, Esq.,W.S. W.S.
William 'Young, Esq., W.S. I Peter Ramsay, Esq., Banker.
H. D. Fergusson, Esq., W.S. Capt. Henry Dundas, R.N.
JAMES BORTHWICK. Manager.
JOHN OGILVIE, 'Secretary.
64, Prince's-street, Edinburgh.

LIVERPOOL BOARD OF DIRECTORS,
Alexander Smith, jun., Esq. John Scott, Esq.
Robert Dirom, Esq. John Clow, 'Esq.
Thomas Murray, Esq.

AG gNTS,

S. STOKES,
BELL, GOULDIE, and Co., and }Liverpool.
J. MACFtE,
W. BROWNLESS Birkenhead.
MEDICAL OFFICER.
Joseph Anderson, Esq., 9, Oxford-street.
SOLICITORS.
Messrs. Duncan, Squary, and Duncan.
Office, 1, India•buildings.

W. DOUGLAS, Secretary

NATIONAL LOAN FUND, LIFE, and ,EQUIT-
ABLE ME INSURANCE COMPANIES, 26, CORN-
WILL, LONDON.

DIERCTORE.
*tT. LAMIE MURRAY, Esq., Chairman

*W. A. B. Bennett, Esq. 'l-*.Voim Rawson, EM.
*Hugh Croft, Esq. *John Shaw, Esq.
tElliotson, M.D., F.R.S. t*Edmond S. Symes, Esq
*Sir A. W. Hillary, Bart. —*Clement Tabor, Esq.
*Ralph Gough, Esq. —Joseph Thompson Esq.
*M. C. Maher, Esq. —*Augustus Vigne, Esq.
*John Moss, Esq.
• Equitable Fire. f National :Loan Faint Life Assurance Se
siety. t* Both offices.

NATIONAL LOAN FUND.LIFE OFWE . Capital, d 500,000,

. ,
NEW LIFE TAFLES.
On the Withdrawal Table the Assured is entitled, by simple
endorsement, to receive.an imwkliate advance of one-half the
amount of the paid annual I.:Amiums, without security or de-
posit of the policy;—or lf-Premium for the whole con-
tinuance of life. On s ender one-half of the Annual Pay-
ments will be returned
Assignments regist ed.
No Entrance Fee

The present annual income of the Society from Premiums is
.t 43,000; the arn6unt covered by the Policies of the Society is
''1,751,580; and the reserved profit, applicable to future bonus
to-the assured, amounts to .e 82,454 ss. 6d. At the last annual
investigation, reported in May, 1850, the bonuses declared to
the assured were, the option of a return of 15 percent. on their
premiums in cash, or a reversionary addition to the original
eum,assUred by each policy varying from 20 to 65 per cent.
EQUITABLE FIRE OFFICE. Capital. .e 500,635.
(Incorporated under 7 and.; Vic. cap. 11e.)
The Equitable Fire Office will, by a .constant analysis of its
own experience, from time to time, adopt such rates of pre-
mium as the nature of the risk may justify, and will decline to
eater into-arrangements as regards tariffs with other offices.
An annual investigation will be made into each class *frisk,
and a return of one moiety, or fifty per cent. of the nett excess
will he made to all classes of Insurers whose policies have been
in force for three years. _

Insurances against Lou by Fire effected npentvery descrip.
Non of property at moderate rates.

Farming"Stoeic itiaured at S. per vent., without the !verve
Claure,

Prospectuses, and every information, may be obtained, ea
application at the Office _or to any afitsliients._

11r. S. 13: WOOLHOUSE, Iduasy,

A.OPINTS FOR THIS DISTRICT

LIVERPOOL JAMES IRVINE, Esq., 6, Cook-street.
Manchester T. W, Green, Esq., Messrs. Duffield,
Lofthouse, and IVhitwortb, 12, Prin-
cess-street.
Blackburn Mr. Thomas Lund, Commission Asset.
Warrington Charles J. Holmes, Esq.
Ormskirk Mr. Thomas Kershaw.
Southport Mr. James Kershaw.
Burnley . Mr. Isaac Kitchen.
Lancaster Mr. Edmond Edmundson.
Fleetwood.

Bury illi.w Mr. George Hougfas, Broo s a House.
Bolton Mr. John Entwistle.
Rochdale Mr. James Butterworth, Auctioneer.
Oldham Mr. Henry Hayes.
Preston lir, Joseph Tbackenty ; Mr, Chtis,Crort,
Clitheroe,
bt. lieloul W. 0. Taylor, Eq.