The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1850-09-24 00:00:00

on or before tbe'l4llt of October

The folio'
..4therfon

LIT AGENTS, amongst others, have been a

wointed

'n'iberiiiere Abbey

Blackburn.
Bury ....
Burnley .

Edmund Ha vnrth, jun

ning, Union-square
, Seartop Mill.

Chester .
Clitheroe

worth Parpde,

Fr•dBkatn

Ilaslingden

Knutsford.
Lancaster

Ducker and -Co.; Eastgate-row.
It. Wildman, Craven Bank.
James Lewis. Chemist and Druggist
oliciter.

'homas woottco(
kN'illiani Taylor, It
Yeats 'Welch, 142, Church
Thomas Itoughland,ilidp

ranchester
De.

3facelesfield

y, Solicito'

Ve~te;i-le.Willow:
Nrorthirich

,street
efield.

Oldham..
•Ormskirk
Drescot

Preston

Rochdale

Rodk Perry

I?uncorn. •

E. K. Hofliagsbead, l!erkgate.
Thomas Hodgson, Stationer.
George Beckett, Draper.
James Schofield, Greenacres Moor.
. Rebert Wareing, Solicitor.
. Edward Brown, Market-place.
. T. J. Garrington, 51, Church-street.
William Gray, Lord-street.
Matthew Weston, 172, Yorkshire-street.
. William Webb, Mersey-lane.
. TliosAz W. Rigby, Coallc-Salt Merchant'

►Secccmbe

Stal6bridge
Ta11).07 ley.

Jdhn Barnes Bairow, Solicitor
Hugh 'Banner, Estate Agent.

UliCerstnii

TVarrin.q(on
rfriqan

Henry Reap, Cocker-hill.
William Aston, Grocer and-Tea Dealer.
Postlethwaite, Solicitcr.

T. Pearson
John KAU, Bewsey-street
Woodcock, Part, and Scott, Solicitors

EQUITABLE FIRE OFFICE,
(Incorporated under :end 8 Viet., Cap. 114)),
26, CORNHILL, LONDON,
S 'STREET EDINBURgif ; 6, COOK STRE.I
,BOOL ; 16, COLLEGEi,GREEN, DUBLIN

SO, Pluxc

CAPITAL, 4600,000,

DIRECTORS,

T,,LIVER

. . •T- Lamle Murray, Esq., Chairman. •
W. A. Burlton Bennett, Esq. Willi = Richardson, Esq
I
Hilffh Croft.'Esa. John Shaw, Esq.

Rath Gough, 144
M. C. Maher, Ezq,
John Moss, E 69..

John Rawion, tsq

.
Ethnostl S. Syines, E
Clement Tabor, Esq.
Augustus V11,,,ne; Esq

The difficulty of ccdlecting the ele nts 411 which to propor-
tion premium to risk in Insure against Loss by Fire has
been so great,,that,the rates at resent cht„rged are more the
result of guess than calculat.' .
It has been fout.d by ex ience, that the-total annual losses
of the different establio d Companies have not been propor-
tionate to the amoun Annual premiums received by each.
It is of the WO importance, both to the Insured and In-
surers, that sue n anomaly should cease, and an approxima-
tion to the tr risk be made. To secure .this object, the
_ ,

Equitable Fire Insurance:Uempany 1s estaonsneo.
, The true rate of premium for Fire Insurance can only be
approached through Chusifieation and Averapa,,which has not
hitherto leen sufficiently acted on, or systematically applied.
Whatever be the nominal rate, the bonus or return periodi-
cally to the Insured will determine the true premium equitably

payable, as security II
and tlie Insurer is la;

gainst loss for so greala calainitias Fire,
'gely interested in this question,,and will

na tio II of claseiWcativtiautl

Average, the iirernitur.

will be proportioned to the risk. _
The Equitable Fire Office witl, byo constant analysis of its
own experience, from time to time., adopt such rates of -pre-
mium as the nature of the risk may jastify, and will decline
to enter.intO arrangements as regards tariffs with other offices.
With this slew an annual investigation will be made into
each class of risk, and a return of one moiety, or fifty percent.
of the nett excess will be made to all classes of Insurersiwhose
policies have been in force for three years.
insurance against Loss by Fire are effected by the Equitable
Company upon ,every description of Property on the lowest
terms

Farmfng Stt)cic fns

•ed at 3s. per cent., without the Average

Clime.
Prospectuses. and every information, may be obtained, on
application at the 011icc,,or to any of its Agents,
j. T. L. CLANCILY, Secretary.

GE VT
6, Coo.

Mr. JAMES IRVINE _
Messrs. Duffield, Lofthouse, } Erin _ .
cog street,
and Co
Phcenixetgoe, Oldham
Mr. Henry Hayes
Mr. Thomas Lund Blackburn,

Mr. Isaac Kitchin Burnley.
Mr. James Butterworth, Auc- } Rochdale,
tioneer, Ac

Mr. Thomas Croft Preston.
Mr. John Deakin Fleetwood
Mr. C. J. Douglas, Brookshaw
I Bury.
Moe