The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1851-10-07 00:00:00

H. DIVISIO OF PROFITS,

THE PROFITS OF TI . COMPANY are ascertained every
five years, and additio , y way of Bonus, have been 'made to
the Policies at four criods, 1835, 1840, 1845, and 1850. The
following are exam es.--

Date of Policy
1825
1828
1831
1834
1837
1840
1843
1846

Oirm in Policy Bonus Additions. Togotker.
£lOOO £873 Os. £1873 Os.
1601 729 0 1729 13
1000 585 0 1585 0
1000 441 0 1441 0
1000 309 10 1309 10
1000 203 0 1203 13
1000 121 10 1121 10
1000 52 10 1052 30

SURRENDER OF BONUS FOR VALUE IN CASH

-
According to this method, if the person assured does not
wish the sum in his policy increased, he may.
.surrender the
Bonus, and take its value in cash ; that is, instead of the
amount being paid with the sum assured at death. such a sum
will now be given as the Directors may consider equivalent to
it in present value.
Example.—ln the case of the policy of .elOOO opened be-
fore 15th November 1825, for instance, as quoted above,
assuming the party to have assured at the age of 35, and
to be now 60 last birth-day, the sum of .1463 7s. od.
would be given for a surrender of the Bonus of .E 873,
while the policy will continue to receive its share of
profits, at future investigations, as if the surrender had
not taken place.
APPLICATION OP THE BONUS TO THE EXTINCTION

- _
OF ANNUAL CONTRIBUTIONS.
Example—A person, aged 45, who assured in 1830 for £lOOO
has received Bonus Additions to the extent of £633. He
pays a premium of £37 7s. 6d., but wishes to apply the
Bonus in extinction of the annual payment. His age being
65 last birth-day, he can redeem his future premiums by
surrendering £578 14s. 9d. of his Bonus, leaving £54
ss. 3d. to be paid along with the sum assured at death,
and will receive further additions at each Investigation he
may survive.
Full Report on the late Investigations of the Company's
Affairs and Division of Profits can be obtained by appli-
cation at the Offices of the Company.
M. SELECT ASSURANCES.

The Public are indebted to this Company for the introduc-
tion of new and important benefits in the practice of Life
Assurance. A Standard Policy which has existed for five
years is admissible to a class of "SELECT ASSURANCES"' •
and in that class all Policies are unchallengeable on any
ground whatever. The Directors have also made provision in
connection with that class, for relieving the Assured who have
no prospect of going abroad, from the usual irksome restric-
tions as to Residence beyond the limits of Europe. Persons
lending money on the security of Policies, Marriage Trustees,
and, in short, all who rely on the security afforded by As-
surances, cannot fail to appreciate these new and important
advantages

By order of the Board,
PETER EWART, Resident Secretary
82, King William-street, London.

SPECIAL NOTICE.
ALL ASSURANCES OPENED BEFORE ISTH NOVEMBER
NEXT, WILL SECURE. NOT ONLY A SHARE IN THE
DIVISION OF PROFITS IN 1855, CORRESPONDING TO
FIVE YEAR'S BUT ONE YEAR'S ADDITIONAL BONUS
AT EVERY FUTURE DIVISION, ABOVE LATER EN-
TRANTS.

MANCHESTER BOARD.
Thomas Critcbley, Esq., Merchant; John L. Kennedy,
Esq., Ardwick-house ; Wood Gibson, Esq., Merchant ; E. R.
Langworthy, Esq., Merchant; Robert Smith, Esq., Merchant.
Medical Adviser: J. L. B .rdsley, Esq., M.D.
OFFICE : Stamp•office-Lulldings.
JAS. DOUGLAS, Azent.
ON•BUILDINOS, NORTH