The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1843-10-24 00:00:00

THIRD VISIT TO LIVERPOOL.

THE HUBARD GALLPRY 43, BOLD-STREET.
MR. NORMAN,
THE Principal Artist of this Establishment, has just
arrived in Liverpool, where he will exercise that pe-
culiar and interesting Branch of the ART of POR-
TRAITURE, for which, during the last Twenty Years,
the HUBARD GALLERY has been so eminently distin-
guished throughout Great Britain, Ireland, the United
States, and the Canadas, and which has recently obtained
for it such extensive celebrity throughout Scotland.
The LIKENESSES are Cut after the manner of Hu-
BARD, by the most talented of his Successors, and the
Founder of the present unique and universally admircd
style of Shade giving, in most cases, a stronger Resem-
blance than many of the most expensive Paintings.
Children of all ages, and however restless, are taken
with unerring accuracy, and may be had at various prices,
from One Shilling upwards.
BUST, Plain
Bronzed or Shaded, from 2s. Gd. to..
WHOLE LENGTH, Children, 2s. Gd. to
Adults, 3s. 6d. to 21s.
SEATED FIGURES, ss. 6d. to Two Guineas.
Portraits of HORSES, Docs, &c., Plain, Bronzed, or in
Colours. The Figures may be had either on Plain Cards
or with appropriate Back-grounds, according to order and
price.

- LIKENESSES COPIED, ENLARGED, OR REDUCED.
Most especial attention is invited to the STRIKING
LIKENESSES of well-known GENTLEMEN in LIVERPOOL,
and to the Specimens of the various styles, as shown in
the " Graduated Tableau" in the Window,
43, BOLD-STREET.
Parties may be taken privately.
Open from Ten o'clock in the Morning till Five in the
Evening ; and from Half-past Six until len in the Even-
ing.
BRILLIANTLY ILLUMINATED WITH GAS.

fitsurante 3o tire.

DISEXSED AND HEALTHYeLIVES ASSURED.

MEDICAL,
INVALID, AND GENERAL LIFE OFFICE,
25, PALL MALL, LONDON.
CAPITAL, £500,000.
THIS Office is provided with very accurately constructed
Tables, by which it can ASSURE DISEASED LIVES
on Equitable Terms.
The Extra Premium discontinued on restoration of the
Assured to permanent health.
Larger Annuities granted on unsound, than on sound
Lives, the Premium being equal ; or au equal Annuity
for a smaller Premium, the amount varying with the
particular disease. This advantage in favour of Invalids
is not conceded by other Offices. _ _

Members of CONSUMPTIVE FAMILIES assured at Equi-
table Rates.
HEALTHY LIVES are Assured at Lower Rates than at
most other Offices.

Policies of twelve months' standing are not affected by
Suicide, Duelling, Brc. ; and Assigned Policies are valid
from the date of the Policy, should death ensue from any
of those causes.

F. G. P. NEISON, Actuary.

LIVERPOOL AGENTS :
OCTAVIUS WATERHOUSE, 1, Oldhall-street.
A. HIGGINSON, Esq., 1, Mornington Terrace.

DISTRICT AGENTS :
Blackburn—Mr. J. Parkinson, Chemist, 1, Church-street.
Bolton-le-Moors—J. Taylor, Esq., Coroner.
Carlisle—John Reed Donald, Esq., Solicitor.
Clitheroe—James Garstang, Esq., Surgeon.
Lancaster—Mr. Y. 'Welch, Sharebroker, Penny-street.
Leeds—Messrs. J. and H. Richardson, Solicitors.
J. Beetham, Esq., 3, Cross-street, Market-
Manchester{ street, and Mr. C. Pennington, 70, Hard-
man-street, Deansgate.
Newcastle-on-Tyne—Anthony Atkinson and Co., 43,
Sandhill.
Penrith—S. Evens, Esq., Cumberland Union Bank.
Preston—W. 0. Jones, Esq., 25, Frenchwood-street.
Rotherham—Wm. Fretwell Hoyle, Esq., Solicitor.
Sheffield—Mr. W. Spencer, Accountant, Fargate.
Stockton-on-Tees—Mr. J. R. Harding, Chemist, High-
street.

SCOTTISH (V.-mows' FUND) LIFE ASSURANCE,
FOUNDED A.D. 1815,
UPON THE PRINCIPLE OF MUTUAL CONTRIBUTION.

CONSTITUTED BY ACT OF PARLIAMENT.

THE WHOLE SURPLUS FUNDS which remain after
making provision for the claims of the Society, BE-
LONG TO THE ASSURED.
At 31st December, 1838, it was ascertained on investiga-
tion, that the Surplus Fund amounted to very nearly
£280,000,
And it was sufficient to enable the Directors, after setting
aside upwards of £90,000, AS A GUARANTEE FUND,
to declare and provide for the following additions :
1. An addition at the rate of Two per Cent. per annum,
for the period from 31st December, 1831, or 14 per
Cent. on the accumulated amount of the original
Sum assured, and the previously declared addi-
tions; or about 19 per Cent. on the Capital Sum
assured by the early Policy holders.
And in order to provide for the case of those
parties who may die before 31st December,
1845, when the next investigation and decla-
ration of Surplus is made, there was provided
furl her,
2. An addition at the rate of Two per Cent. per annum,
on the accumulated amount of the original Assur-
ance, and previously declared additions, for each
Premium that may be paid after 31st December,
1838, provided the party die before 31st December,
1845, having been insured at least five years, this
addition, supposing the case of a party insured in
the early years of the Society's existence, to die
after payment of the premium for the year 1845
would be for the seven years from 31st December,
1838, to 31st December, 1845, upwards of 21 per
Cent. on the original Assurance.
Thus if a party aged 20 had assured for £lOOO in the year
1818, and were to die after payment of the premium for
1845, being then aged 47, his representatives would get
no less than £lBO9 Bs. 7d.
If he had assured in 1825, when 27, and died at 47, they
would be then entitled to £1436 ls. 2d.
If he had assured in 1830, when 32, and died at 47, they
would be entitled to £1338 Ils. 9d.

The proportion of the Surplus Fund allocated to each Po •
Hey, way be applied towards REDUCTION OF THE FU-
TURE PREMIUMS, and if desired,

The party may BORROW UPON THE SECURITY OF lIIR
POLICY, to the extent of nine-tenths of the value (not
the amount.)

CAPITAL ACCUMULATED AND INVESTED,

UPWARDS OF
ONE MILLION THREE HUNDRED THOUSAND

POUNDS.
ANNUAL REVENUE UPWARDS OF
TWO HUNDRED THOUSAND POUNDS.
HEAD OFFICE, EDINBURGH,
5, ST. ANDREW-SQUARE.
JOHN MACKENZIE, Manager.

BELL, GOULDIE, and Co., Exchange-place,
Agents for Liverpool.