The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-03-28 00:00:00

FIRE DEPARTMENT.

RETURNS.—Policies for .e3OO and upwards which may have
been in force FOR ONE YEAR prior to the date to which the ac-
count is made up will be periodically entitled to participate in
the return of surplus Premium..

RENT.—This dffice (independerthe Returns) offers to
Persons effecting Assurances arßuildings the further advan-
tage of an allowance for the loss of Rent thereof, when rendered
untenantable by Fire.

Farming StoCk is ntrii exempt from duty, and may be assured
without the average clause._ _

On Assurances for Seven Years by one payment, a deduction
of one-seventh part of the premium and duty will be made.

RENEwALs.L—Policies due on LADY DAY should 1.9
renewed within fifteen days thereafter.

LIFE DEPARTMENT,

The attention of the Public has, in the Advertisements and
Proposals of this Company of late years, been called to a Table
of Additions applicable to and expectant on Policies of particu-
lar dates and ages. The Directors now be to refer to a State-
ment (which may be obtained on application at the Office, in
Cheapside, or to any-of the Agents in the country,) of Sumsactually paid, showing the Sums respectively assured, and the
Bonuses thereon. _ _

Persons assured for the whole term of Life in Great Britain
or Ireland respectively, will have an addition made to their
Policies every seventh year, or an equivalent reduction will be
made in the future payments of Premium, at the option of the
Assured. _ _

.--flleFourth Septennial Valuation was made up to Christmas,
1844. _ . _

;issurances for Shorter Periods may now be effected in Otis
Office at considerably reduced Rates of Premium.
The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country, who
are authorised to report on the appearance of Lives proposed
for Assurance.

HENRY DESBOROUGH, Secretary
92, Cheapside, London, March, 1848.

The Agents for the Company at the undermentioned places
ire :

Messrs. HORNBY and MARSDEN,
Marine Insurance Brokers, 10, North John-street.
Messrs. W. H. M`DOWELL and VANCE,
Hargreaves Buildings, Exchange-street East.
... Messrs. MACLEAN, WARD, and Co.,
Pemberton-buildings, Fenwick-street.
Mr. J. T. LEYLAND,
Exchange-court, Exchange-street East
Appleby, R. Winter, inn. Manchester. R. and C. Harvey
Ashton-under-Lyne, W. Lee. and H. B. Green.
Blackburn, R. Wilding. Ormakirk, James Robinson.
Bolton, C.Brg_s. Oldham, J. Dtineroft.
Burnley and Todmorden, T. E. Preston, W. Lancaster.
Hammertoe. Rochdale, J. Hartley.
Bury Richard Lomax. St. Helen's, J. Ansdell.
Chorley, J. Wallwork. Stockport, W. Downall.
Clitheroe, M. L. Oddie. Ulverstone, W. Postlewaite.
Lancaster T. Al'bright. Warrington, J. Hall.
Leigh, T. Whitehead. Wigan, J. Fairhurst.
Macclesfield, It. Turner. •

Liverpool,

THE BOOKS WILL BE CLOSED
For the Annual Balance and Division of Profits,
ON THE STH APRIL NEXT,
And all Policies opened' previously will participate in the
Profits ONE YELR EARLIER than Assurances
delayed till after that date. •

THE LIFE ASSOCIATION
~OF SCOTLAND,
ESTABLISHED,IB39.

INCORPORATED BY ISOIFAL CHARTER,

Head Office-2, HANOVER-STREET, EDINBURGH.

Chairman of Directora-Sir James Forrest, of C,omiston, Bart,
Law Agents—Messrs. Walker and Melville W.S.
Bankers f The Commercial Bank of Scotland, and
1 The Edinburgh and Glasgow Bank.
Manager—John Fraser. Secretary—John Bowman.

All Policies opened on or before the sth day of April next will
have the following advantages _

At the Divisions of Profits they will be ranked along with
Assurances effected at any time during the preceding
twelve months; and
They will participate in the Profits one year earlier than
Assurances delayed till after the sth.of.Apri...

Each Policy-holder'i share of the Profits is paid to him in
Money, and has hitherto amounted annually to nearly one-third
of his Premium. For example
The Holders of Policies of £lOOO, of Five Years' standing,
are in receipt of the following Bonuses :
If the age at 1 f the annual bonus received {
.t 8 7 6
entry was I ", 1 in money is
If
If
If GO it is 2O 14 3
The Annual Premiums payable for the Policies are thus re-
duced to the lowest requisite amount.
New Assurers are enabled to join the Society without being.
placed under any disadvantage by the earlier Policy-holders.
Tables of Rates, with Forms of Proposal, and any other in-
formation, may be obtained by application at the Ilead Office,
No. 2, Hanover-street, Edinburgh, or any of the Agencies.

AGENTS.

Liverpool M&RTIN Baltic Buildings, 13,
Redcross-street.
Manchester .. W. A. CUNNINGHAM, National Provincial
Bonk; 67 Mosley-street. • . - ,
Blackburn.... DAVIDNICUL District Bank.,
Warrington ~ JAMES PATTISON, District Bank,