The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-10-06 00:00:00

TRUSTEES

John Shaw Leigh, Esq.

B. 8.8. H. Blundell, Esq.
DIRECTORS.
Josias Booker, Esq., Chairman.
Hugh J. Sanderson, Esq. and Charles Turner, Esq.,
Deputy-Chairmen.
James Lawrence, Esq.
Thomas Lee, Esq.
.Francis Maxwell, Esq.
Robert M'Andrew, Esq.
Edmund Molyneux, Esq.
J. Bramley Moore, Esq.
Henry Moore, Esq.
James Pownall, Esq.
Archibald Sinclair, Esq.
Geo. J. Wainwright, Esq.

William Blain, Esq.
Thomas Bouch, Esq
John Campbell, Esq.
David Cannon, Esq.
Thomas Dover, Esg.
Robert Dudgeon, Esq.
Richard Harbord, Esq.
_R. S. Henderson, Esq.
R. Brodhurstifill, Esq.
T. B. Horsfall, Esq.
Henry Killick, Esq.
Aunrrons.—Robert Pedder Carter, Esq. and James Hardy
Macrae, Esq.
vsiClAN.—Richard Formby, M.D.
SURGEON.—Hugh Neill, Esq.
• SURVEYOR.—SamueI Holme, Esq.
SOLICITOR.--Septimus Booker, Esq.

BIRKENHEAD BRANCH,
Hamilton Buildings, Harnillon-street.
SURGEON FOR BIRKENHEAD,
James Theodorick Vale, Esq., Hamilton-square.

THE Directors beg to announce that they continue
to RECEIVE PROPOSALS for FIRE and LIFE INSU-
RANCES.
The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it to take rank with the most
eligible offices in the kingdom, with respect to the advantages
offered to the Public.
FIRE INSURANCES
Will be effected at moderate rates of premium. The Company,
having the advantage of a resident Directory, will be enabled
to distinguish itself by its promptness in the Settlement of
Claims.
No Charge made for the Policy.

LIFE BRANCH.
Extract from Rates of Premiums for the Whole of Life.
s. d. s. d.
Age. With Profits. Without Profits.
15 1 15 2 1 10 11
20 1 19 4 1 14 11
2S 2 4 2 1 19 7
30 2 9 9 2 4 10
35 2 16 2 2 -MI. =0- •
40 3 4 1 2'18" 6
45 3 14 6 3 8 5
50 4 8 3 4 1 7
The Company likewise assure Lives on any of, the following
Contingencies, viz..—
For tile Term of ONE YEAR, SEVEN YEARS, or,any other de-
finite period.
For the WHOLE CONTINITAN.CE OF LIFE.—The Premium to
cease-after a LIMITED NUMBER OF ANNUAL PAYMENTS.
On Two JOINT LIVES.—The sum Assured to be paid on the
death of either.
On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to be payable at the death of the last Survivor, or
On StravIVORSHIPS to secure the payment of the Sum As-
sured, if a Life A die before another Life B.
The important advantages offered by the Company in the Life
Brr.ncit will include the Allowing, viz :
THE GUARANTEE OF A N AMPLE CAPITAL AND EXEMPTION
OFTHR ASSURED FROM LIABILITY OF PARTNERSHIP,—The
bein ured neither having to depend on an uncertain fund, nor
K in any way accountable for the payment of Claims.
charges ;LkTE PREMiumhis Company, in determining its
petulant or A,ssurances, under the various contingencies, de-
the owes+ human life, has availed itself of the experience of
cent hi " atm most prosperous London Offices, and of the re-
tent m estigations ,on the subject, made by the most compe-
athematicians and Actuaries. Its TABLES OF PREMl-
UMLconsequently avoid, on the one hand, an UNNECESSARILY
HIGH
RATE OF PAYMENT BY THE ASSURED, and on the other,
THE DANGER RESULTING FROM INADEQUATE CHARGES.
"ROE PARTICIPATION OF PROFITS BY THE ASSURED,
amounting to TWO-THIRDS of its net amount, which may be
aPPlied at the option of the party effecting the Assurance.
I et.—By an immediate payment of the sum so apportioned;
2d.--By an equivalent reduction of the future premiums; or
3d.---By an equivalent increase of the sum assured.
SMALL CHARGE FOR MANAGEMENT.—The expenses of the
Office being borne in due proportion by the two branches.
PROMPT SETTLEMENT OF CLAIMS.—AII claims will, be pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.
RESIDENCE IN ANY• PART OF EUROPE allowed withoutany
additional charge, and ,the EXTRA PREMIUMS charged for
voyage to, and residence ,in, any other FOREIGN CLIMATE OP
for NAVAL and MILITARY, or any other SPECIAL RISK if;
axed on a MODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PREMIUM,
May be renewed within three months, by paying the premium
with a fine of 10s. per cent, on the production of evidenceto the
!satisfaction of the Directors of the good state of health of , the
Life Assured.
The Company will always be prepared to PURCHASE the Po-
+-lei ES Of this Office at their EQUITABLE VALUE.
Assurances may be effected, when needed with the UTMOST
SECRECY AND DESPATCH.
Eta No ENTRANCE MONEY, nor any charge except for the Policy
m.
Thep usual Commission allowed to Solicitors.
The Directors likewise beg to announce that they hare made
arrangements to GRANT LOANS to persons assured by this
Company, on Personal Security, or upon the Security of Assign-
able Property of adequate value; and to allow the assured
Credit of half the Premiums, for a United number of years, as
Maui he agreed upon. PERCY M. DOVE, Manager.
.September , 1846.
N.li. The Pirectors are willing to receive applications from
'Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES throughout the Counties of Lancas-
ter, Cumberland, Chester, and elsewhere, it being their deter-
mination only to appoint Agents possesting those qualifications.
FIRE POLICIES due at MICH A IiLMAS should be paid on or
before the 14th of October.

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ELEMENTS of ALGEBRA, Theoretical and Practical. With
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M. T. CICERONIS ORATIONES SELECTAE; pro Lege
Manilia, IV. in Catilinam, pro A. L. /Whin, pro T. A. blame.
Ex Orellii recentione. Edited by GEORGE 14 EgousoN, A.M.
one of the Masters of the Edinburgh Academy, Author of the
Edinburgh Academy Latin Rudiments, Latin Delectus, &c.
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FERGUSON'S M. T. CICERONIS CATO MAJOR sive de
Senectute, LAELLUS sive de Amick* SOMNIUM SCI-
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FERGUSON'S M. T. CICERONIS DE OFFICIIS. Ex
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A NEW FRENCH GRAMMAR, with EXERCISES. By
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Sold also byi MP MAMBA LL, and Co., London.

(PROVIPSIONALLY REGISTERED.)
ROSPECTUS

OF TILE
LIVERPOOL BUILDING LAND SOCIETY.
Capital, .e 15,000, in 300 Shares of .E5O each. Entrance
or Subscription Money, ss. per Share.
THE objects of this Society are two-fold, namely,
the purchase of a quantity of Land eligible for Building
purposes, and the re-sale of the same in Lots, to builders or
others; the Societe making the purchasers advances of cash as
their buildings proceed, such advances, and interest thereon,
to be repaid to the Society with the Purchase-money of the
Land.

The Shares will be payable by Monthly Instalments of .el ,
until is realised upon each. The duration of the Society
will only be limited by the will of the majority of the Share-
holders, but the Shares will be transferable at the option of the
holder.

The operations of the Society will be conducted by a Ma-
naging Committee of gentlemen practically acquainted with
this department of business, and with the value of Land, and
will commence, in all probability, in the suburbs of Liverpool,
where at present there is a large and increasing demand for
Villas.

Interest will be paid upon the dep_osits, and the profits will
be periodically divided amongst the Shareholders.
The promoters confidently submit that the objects of this
Society are sound and tangible, and its mode of operation
simple and clear, and that, consequently, it will form a most
advantageous medium for investment ; for while the guarantee
of a large and available capital will enable it to purchase on the
most reasonable terms, the facility and promptitude with
which it can advance to Builders will enable it to dispose of its
Land in the shortest possible time. This opinion is further
confirmed by the well-known fact that many private individuals
have realised large fortunes in this way ; and in any case where
they have failed, the failure may be traced to the absence, in
such individual, of that which this Society is formed to create,
namely, a capital adequate to the extent of its operations.
Applications for Shares or for information to be made to Mr.
WILLIAM OWEN, Solicitor, Clayton-square; or to RADCLIFFE
and PICKEN, Estate Agents, 26, North John-street, corner of
Harrington-street.