The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-11-07 00:00:00

SPECIAL NOTICE.-DIVISION OF PROFITS.

ADVANTAGE
OF ASSURING WITH THIS COMPANY
BEFORE 15TH NOVEMBER, 1848.
adopted
advantage arises from the particular mo or Division
0124 ed in the Division of Profits, t,,:e benefi be derived by
,m
of'q of Bonus at each Division being me red by the number
Ycars a Policy has been in existent
eckoning each year
15th November.
THE FOURTH DIVIK
WILL BE iv"
" in participating in tl,-

iN OF PROFITS
SE IN 1850,
__

Division, as well as in future
_ ivisions,
_EFORE 15T11 NOVEMBER, 1848,
year's additional claim for P,otits over
later Entrants.
1850, such Policy will have 3 years' Bonus
1855 8
181:0
1E65
1870
1875

POLICIES OPENE,
'yin thus secure op

28
71 ,f
ii,
IN o and so on every five years;
SHORT, it is the principle of a Tontine applied toithe Divi-
sion of Profits, holding out the prospect of great advantage to
those persons who effect Assurances as a provision for their
;amities, or from other prudential motives ; as they can thus
took forward to increasing advantages as they advance it' life,
each period -of Division they may-survive bringing additional
oenefits. • •

LARGE BONUS ADDITIONS
were made to the Company's Policies in 1835, 1840, and 1845,
which are shown in the Company's Prospectus;
For EXAM CLE,
41000 assured in 1825, had increased at last division to .el6OO.
X7OOO 1830, PP JP PP £1412 los.

6ince 1844, the Standard Company hare issued 2478 Policies,
assuring upwards of One Million Six Hundred and Forty five
Thousand
Pounds. The Income of the Company is upwards
of One Hundred and Fon'," Thousand Pounds per annum.
WILL. THOS. THOMSON,. Manager.
PETER EWART, Resident Secretary.
°Von, 82, King William-street,lsthsSept.,lB4B.

Further information can be obtained (without expense) by
PPlication at the Company's Offices or Agencies.

Office in LIVERPOOL.... 76, SOUTH CASTLE-STREET.
Messrs. J. & D. L. MunDocH, Agents.

afoncheef AGENTS IN LANCASHIRE.
er Messrs. James Douglas and Co., Stamp-office-
buildings, Cross-street.
b apart. Mr. G. J. Boothroyd, Solicitor.
gochdale . Mr. Richard Clegg, Estate Agent.
4P/ Mr. Samuel Moscrop, Bolton-street.
jpr`ton. Mr. James Tickle, Tobacco-manufacturer.
./) elt°n Mr. Reuben
M Riley, Solicitor.
°4.9las, Isle of Man.. r. James Gillon, Wine-merchant.

TIM LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.

OFFICES:
8, WATER-STREET, LIVERPOOL,
CUARLOTTE-ROW, MANSION-HOUSE, LONDON.

tbille Directors beg to acknowledge the steadily increasing
ixport which this Institution experiences, and to assure the
that, whilst the numerous and wealthy Proprietary
tTables them to offer most ample security for the fulfilment of
,„.." Company's engagements, the confide and preference
,lifested towards it shall be met, as he • ofore, by strenuous
lituearours to facilitate the despat of business, and by
.grality and promptitude in the s, ement of claims.
eo-n-'Y THE FIRST ACT OF P. LIAMENT obtained by the
shMPatiy, it is expressly con . ioned that the liability of the
areholders under the • cies shall not be restricted by
Vecial contract or othe • se.
INSUR •p CES AGAINST FIRE
tir.e undertaken on P • ,_erty of every. description in the United
ingdom, the Brit' Colonies, and in Foreign Countries; the
Rates of Premiu.. may be known on application.
LIFE INSURANCE.
The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion. Fees are required, nor is any additional premium charged
'll. Officers in the Army or Navy, unless called into actual
terviceY the . The
mpany following are amongst the advantages held out
Co :—
TWO SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
,
OST OTHER COMPANIES ; the other carrying GUARANTEED
ihibDlTloNs, or entitling to GUARANTEED REDUCTIONS in the
TUBE PREMIUMS, on a plan entirely new and peculiar to
iv s Institution.
Ppimen of the Rates for an Insurance of .elOO o
We, and of the Reduced Premium of Policies to
Bonus ca e S 1 • •••••-___

n a Single
Then out on

,Ag, For whole of Life.
Without Bonus. Reduced
With Bonus. Premium
zn"llen
..'hired Yearly. Half do. Yearly. Half do. Bonus.
~.........
- _
30 £s. d. s. d. £s.d.£ s. d. -t, s. d.
2 2 6 1 111 2 9 5 1 5 6 112 9
-4-4 2 8 6 1 5 0 216 5 1 9 1 117 4
il.,' 216 3 1 9 0 3 5 5 113 8 2 2 9
„'' 3 6 4 114 2 317 2 119 9 210 0
i-, '"----!3 19 8 2 1 0 412 7 2 7 9 219 1

it; jS A 1
•
e)C„`in, e,n of the Addition to the Sums Insured in the case of
1,-..cres of 'l,OOO each, to be taken out at the Bonus
By the addition of the further
Age First
Bonus Then Decennial Bonus, the amount
ItiWhe
n Annual payable in case of death will
[Aired after Ten Bonus. by—after
Payments 20 Years. 30 Years. 40 Years.
s. d. s. d. s. d. s. d. s. d.
90 8 4 9 010 1271 5 0 1542 10 0 1904 3 4
94 11 8 9 9 2 41283 15 0 1567 10 0 1945 16 8
r, 101 13 4 10 3 4 1305 0 0 1610 0 0 2000 0 0
x 4„ 107 1 8 10 14 2 1321 5 0 1642 10 0 2000 0 0
13 4 11 13 4 1350 0 0 1700 0 0 2000 0 0

.€ S. d. £ s. d. s. d. £ s. d.
9 0 10 1271 5 1) 1542 10 0 1904 3 4
9 9 2 41283 15 0 1567 10 0 1945 16 8
10 3 4 1305 0 0 1610 0 0 2000 0 0
10 14 2 1321 5 0 1642 10 0 2000 0 0
, 11 13 4 1350 0 0 1700 0 0 2000 0 0
fr(),l!e SCALE of REDUCTIONS which are guaranteed ranget
floor 33} to 52 per cent. on the amount of Premium, and the
the I's Contingent only on the continuance of the life doubles
Niatnonnt of Policy.
tieo LIABILITY of Partnership, these reductions and addi-
p a not being contingent upon Profits.
°Llct Es are issued for the Half Premium system, and on
S.,Seending scale.
ter,ZRRENnEas of POLICIES are accepted on very liberal
fitC,B an
of d claims
death.
are paid within three months after satis-
s'vrY pr of
Th INSURANCE OF CAPITAL SUMS.
cite
Directors are prepared to receive applications for Poli-
wile,Which, though available for many other purposes as well,
3rear,"lve the effect of rendering Property held under Lease for
Inv equivalent to Freehold for all purposes of mortgages or
iSparnent. The followino• Table will afford
—vnens of the Premium7for the Insurance of £looo,payable

after the

lapse of a given number o

lear
--.......1.1 Rate. I Years. I Rate. I Years. I Rate.

99Las. d.
116 811 60

s. d. I I s. d.
610 0 40 13 17 6

• •
ti AGE
,NClEs.—The Directors are prepared to receive applica-
blent 1?_1' Agencies in Towns and districts in which appoint-
% finless!' nave not yet been made. No application will be attended
~ accompanied with unexceptionable references.
I,ITINTON BOULT, Secretary to the Company.
ENJ. HENDERSON, Resident Secretary in London.

'[Advertisement.]
PEXC '
1111:-----°11V.,..7ovurTettHrnuysEou
:Ana handsoele manner
1,1)0a tire 111:tual Cattle l-
ecminend all rny frir-
Your obedient sery
Lierpool,

BUILDINGS.
rgi thanks for the prompt
ei you have settled my claim
riirance Association, and I shall re-
to insure in that office.—l am, sir,
W. LIGHTBOUND,
Great Orford-street.

4th; 1848.