The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-09-26 00:00:00

LIFE DEPARTMENT.

The attention of the Public has, in the Advertisements and
Proposals of this Company of late years, been called to a Table
of Additions applicable to and expectant on Policies of particu-
lar dates and ages. The Directors now beg to refer to a State-
ment (which may be obtained on application at the Office, in
Cheapside, or to any of the Agents in the country,) of Sums
actually paid, showing the Sums respectively assured, and the
Bonuses thereon.

Persons assured for the whole term of Life, for £lOO and
'lnwards, in Great Britain or Ireland respectively, will be en-
titled at the end of every FIFTH YEA U, (instead of every
seventh year as heretofored to participate in the Surplus Pre-
miums, either by addition to their Policies, or an equivalent
reduction will be made in the future payments of Premium,
at the option of the Assured.
Policte, may also be effected for the whole term of Life by a
limited number of yearly payments.
Assurances for Short Periods may row be effected in this
Office at considerab'v reduced Rates of Premium.

The vext Valuate; will be made at Christmas, 1849. and Po-
licies cfr.eted before that date, will participate in proportion to
the time they may then have been in force.
The Company's Rates and Proposals may be had at the
Office in London, or of any of the Agents in the Country, who
are authorised to report on the appearance of Lives proposed
lor Assurance.

HENRY DESBOROUGH, Secretary.
92, Cheapside, London, September, 1848.

The Agents for the Company at the undermentioned places
are :
Liverpool..

Messrs. HORNBY and MARSDEN,

Marine Insurance Brokers, 10, North John-street.
Messrs. W. H. M‘DOWELL and VANCE,
Hargreaves Buildings, Exchange-street East.
..Messrs. MACLEAN, WARD, and Co.,
Pemberton-buildings. Fenn ick-street.
Mr. J. T. LEYLAND,
;e-court, Exchange-street Fast
Manchester. R. and C. Harvey
and H. B. Green.
Ormskirk, James Robinson.
Oldham, J. Duncroft.
Preston, W. Lancaster.
Rochdale, J. Hartley.
St. Helen's, J. Ansdell.
Stockport, W. Downall.
Ulverstone, W. Postlewaite.
Warrington, J. Hall.
Wigan, J. Fairhurst.

Exchani

Appleby, It. Winter, jun.
Ashton-under-Lyne, W. Lee.
Blackburn, It. Wilding.
Bo!ton, C. Briggs.
Bnrn'ey and Todmorden, T. E.

Haminerton.
Bury, Richard Lomax.
Chorley, J. Waliwork.
Clitheroe, M. L. Oddie.
Lancaster, T. Allbright.
Leigh, T. Whitehead.
Macclesfield, R. Turner.

ROYAL INSURANCE COMPANY,
LIVERPOOL.
CAPITAL, £2,000,000, in 100,000 SHARES of £2O Each.

TRUSTEES

John Shaw Leigh, Esq.

I R. 8.8. H. Blundell, Esq
DIRECTORS.
Josias Booker, Esq. Chairman.
Hugh J. Sanderson, Esq. and 'Charles Turner, Esq.,
Deputy-Chairmen.
George Armstrong', Fsq• Rorer Lyon Jones, Esq.
Ralph Brocklebaok, Esq. James Lawrence, Esq.
Michael Housfield, Esq. Thomas Lee, Esq.
John Camodell, Esq. Francis Maxwell, Esq.
Pavid Cannon, Esq. Robert hi'Andrew, Esq.
Thomas Dover, Esq. Edmund MoR neux, Esq.
Richard Harbord, Esq. J. Bramley Moore, Esq.
R. S. Henderion, F.'sq. Henry Moore, L?sq.
R. Brodhurstliill, Esq. James Pownall, Esq.
lhos. P. Hornby, Esq. j Archibald Sinclair, Esq.
John C. Jack, Esq. I John Torr, Esq.
William Titherineton, Esq., and
Auditors.. { John Dickenson, Esq.
Physician.—Richd. Formby, M.D.
Surgeon.—Hugh Neill, Esq.
Sumpwor.—S2ml. Holme, Esq.
Solicjtor.—Sept. Booker, Esq.
Actuary and Secretary.—Percy M. Dove, Esq.

BIRKENHEAD BRANCH,
HAMILTON BUILDINGS, HAMILTON-STREET.

The Directors beg to announce that they continue to RE
CFIVE PROPOSALS for FIRE and LIFE INSURANCES.
The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it:to take rank with the most
eligible offices in the kingdom, with respect to the advantages
offered to the Public.

• FIRE INSURANCES
Will he effected at moderate rates of premium. The Company,
having the advantage of a resident Directory. will be enabled
to distinguish itself by its promptness in the Settlement of
No Charge made for the Policy.

• LIFE. BRANCH.
Extracts from Rates of Premiums for the Whole of Life.
Age. With Profits. Without Profits.
£ S. d. - X s. d.
20 1 19 4 1 14 11
30 2 9 9 2 4 10
40 3 4 I 2 18 6
50 4 8 3 4 I 7
The Company likewise assure Lives on any of the following
contingencies, viz.:—
For the term of ONE YEAR, SEVEN YEARS, or any other de-
finite period, or on two or more lives.
For the WHOLE CONTINUANCE OF LIFE.—The Premiums to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.

For a Sum to be payable at age CO, or at death.
PREMIUMS ON CREDIT.

A portion of the Premiums may remain on Credit, or
Assurances may be effected in various trays not enume-
rated, to meet the convenience of the party making the
Assurance.

The important advantages afforded by the Company in this
Branch will include the following, viz.:—
GUARANTEE OF AN AMPLE CAPITAL, MODERATE PRE-
MIUMS, LARGE PARTICIPATION OF PROFITS BY THE
ASSURED, AMOUNTING TO TWO-THIRDS of its NET
AMOUNT, SMALL CHARGE FOR MANAGEMENT, the
J.7.rpenses of the Offlee being borne in due proportions bu the
two tranches, and EXEMPTION OF THE ASSURED FROM
THE LIABILITY OF PARTNERSHIP.
The usual Commission allowed to Solicitors.
PERCY M. DOVE, Manager.
N.B. The Directors are willing to receive applications from
Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES throughout the Counties of Lancas-
ter, Cumberland, Chester, and elsewhere, it being their deter-
mination only to appoint Agents possessing those qualifications.
Policies falling due at MICHAELMAS, should be renewed on or
before the 14th of October next.
25th September, 1848.

The following AGENTS, among others, have been appointed
Audiem Edward Bellyse, Combermere Abbey.
Bolton Thomas Warburton, Druggist.
Blackburn Townley and Emmett, 30, Leyland-street.
Bury T. A. Weston, District Bank.
Burnley Richard Law, Seartop Mill.
Chorrey George Houghton, Stamp-office.
Chester Ducker and Bayne. Eestgate-row.
.T."‘krhill . John Grierson, 3, Olive-street.
Haslinoden. Thomas Woodcock, Eolicitor.
KNuts!%)cd 'William Taylor, Ironmonger.
Lancaster Yeats Welch, 10, Penny-street.
-Low-hill James Wenslev. Gloucester-place.
Man,hester Thomas HouglVand, 51, King-street.
Do. G. V. Ryder, 100, King-street.
Macclesfield John May, Solicitor.
Much Wootton Thomas Bancroft, Collector.
Nest on Edward K. Holliagshead, Parkgate.
Northwich George Beckett, Draper.
Old finnan $• Stanley Samuel C. Sneade, Church-road.
Ortriskirk Robert Wareing, Solicitor.
Friscot Edward Prawn, Market-place.
_Rochdale - Matthew ‘,N estoir' 172, Yorkshire-street
st. Luke's District. Liverpool.. John Walker, 97, Bold-street.
Scotland-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson.
street North.
.seaconzbe , Hush Banner, Estate Agent.
Tarporley William Aston, Grocer and Tea Dealer.
Toxteth-park Joseph Harrison, 4, St. James's-place.
171cerston ~* T. Pearet'n Postlethwaite, Solicitor.
Warrington John Platt, Ilewsey-street.
}Vivo; Woodcock, Part, and Scott, Solicitors.

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