The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1850-12-17 00:00:00

T IVERPOOL AND VIUDINLTY :
BELL, GOULIME, and CO.,
Exchange-street East.

THE

UNITED GUARANTEE
ASSURANCE COMPANY
GUARANTEE. %LIFE. GUARANTEE A 2 LIFE
COMBI N ED.

:A TD LIFE

CAPITAL £lOO,OOO, with power to increase 4te amount to

OFFICES,-36, OLD JEWRY, LONDON. ,MOSLEY-
STREET, MANCHESTER. 15, MER itICTS'-QUAY,
DUBLIN. JOHN-ST ~AND 5, EX-
CHANGE-COURT, LIVERPOOL.

• DIRE RS.
The Right Honontlible L Erskine, Chairman.
Joshua P. Brown Wes ad, Esq., M.P., Viee,Ch a irman

/ECRETARY.
..' mes Knight, Esq.
MAN ERTER LOCAL COMMITTEE.
Sir Elkanah Ar tage, Knt , I Thomas Greig, E
Ald., Chaim n. I Matthew Lyon, I

John Bannerman, Esq.
Thomas Bazley, Esq., Vice-

Chairman. _
}lichard Birley, Esq.
file Hon. Thomas Erskine
,William Gibb. Esa.

John B Mark!and, Esq.
John Mayson. Esq.
Simon Pincoffs, Esq.
Ed•vard Tooted, Esq.
C. J. S. Walker, Esq., Aid,

Three-fifths, or sixty ,pir cent., of the Profilt.el this Com-
pany will be divided among the Assured; and the tired division
will take place at the..-erpiration of the First Quinquennial
Period in 1854, after which the BONUSES will te.added An-
nually to the Life Policies.
,Life Policies Indisputable, except in cases of palpable Fraud.
This Company is established for effecting the foilotting ob-
jects
„First.—Guarantee for Fidelity of Trust.
;Second„—Life Assurances.
Third.—The Union of Guarantee with Life Assurance.
No charye made for Policy Stamps, and no Enhance Fee.
GUARANTEE DEPARTM ENT.
:The Directors particularly request attention to th&,novel and
peculiar advantages offered by this Company.
The,Guarantee of a Public Company is now generallyarispted
by many of the leading firms and public companies in the me-
tropolio, and the principal-commercial towns in the,united
kingdom.
Its. application has, howewzr, been hitherto solely restricted
to the interests of the employers, at a certain annualoutlay'to
the employed.
In order to afford a reciproecl interest to the Employed,,and,
at the same time, to provide increased Security to Employers,
the. system of combining the principle of Guarantee with that
of Life Assurance has been devised, and is thus exemplified.
I.—The Employers hive the additional safeguard of the inter-
ests of,the Employed beim:, affected by their wantof, in-
tegrity. inasmuch as if the Guarantee Policy hecomes.,a
claim ,sspon the Company, 'their interest in the Life As-
'
surancezranted therewith becomes void.
2--The Employed have the inestimable advantage of effecting
both objects, viz.—Guarantee„for their Fidelity, and As-
surance on their Lives, at a premium so much reduced as
to cause the amount paid ennui:lly to be little in excess of
that which6they would have to jay for a Life Assurance
only.

LIFE DEPARTMENT.

'This Company ',transacts upon the onost favourable terms
every _description of Life Assurance.
Among the advantages offered by thisr,ompany are:-
I.—That Policies are granted upon the.Partrcipatingor Non-
Participating Seale, payable at .dcath or at a given age,
say, for example, at 60.
Those assured on the Partieipatily Scale will be enti-
tied to their portion of three-fifths of the Profits arising
out,of the Guarantee, as well as the Life Department,
Annually on and after the first Division,in 1854.
2.-4%redit may be taken for one-third of the Premiums for
Seven /ears, or for, one-half for Five Years—interest on
the over-due Premiums being paid Annually.
The Premiums may also be paid Quarterly, Half-yearly,
or Annually, at the option of the Assured,
3.—Sorrender. .of Policies.-4'olicies may be surrendered at
any time, .either by the l'ompany making a payment in
Money, or -issuing a Nay Policy for a more limited
amount, dependent upon the value of the original Policy ;
or by allowing the Assurerio nominate another approved
Life in his stead.
4th.—The Life Policies are Indirpotable, except in eases of pal-
pable fraud.and one-fourth of Vie Sum Assured is ,payable
ten days after the production of satisfactory proof of
death,
sth.—Foreign and Colonial Risks ate undertaken on liberal
terms. No extra premiums for Australia, the Nc,rth
American Colonies or the Cape.
.6th.—Parties assured in this Office may combine a Guarantee
with their existing Life Policy, the premium for which
would be reduced by being calculated at the age the Life
Policy was effected, and not that at whieli the Guarantee
may be required, thereby affording considerable advau-
,tsge to those assuring' atom early age in thin Company.
7th., -Medical Referees of parties proposing to assure are paid

by tile Company.
Prospectuses and full information may be obtained from the
following Agents :
CHABLES C. DOUGLAS, Esq,, 4, North John-street, &
JOHN T. LEYLAND, Esq., },,Exchange-court.
JAMES HIGGINBOTHAM, Esq.,