The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-10-17 00:00:00

it'nzuratue gotirecS.

THE LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICES:
8, WATER-STREET, LIVERPOOL,
'kf.IRLOTTE-ROW, MANSION-HOUSE, LONDON.
Thr -

8,, ne Directors beg to acknowledge the steadily increasing
IVort 'which this Institution experiences, and to assure the
public that, whilst the numerous and we roprietary
enablesMem to offer most ample secu • or the fulfilment of
~,e Company's engagements, ti onfidence and preference
"Lanifested towards it shall b t, as heretofore, by strenuous
endeavours to facilitate despatch of business, and by
liberality
and promp • ein the settlement of claims. _
Ble THE FLILSrcACT OF PARLIAMENT obtained by the
rinPully, it is expressl conditioned that the liability of the
.hareholders under the policies shall not be restricted by
special contract or otherwise.
INSURANCES AGAINST FIRE
Are undertaken on Pro_perty of every. description in the United
Kingdom, the British Colonies, and in Foreign Countries; the
atates of Premium may he knOwn on application.
LIFE INSURANCE.

The Directors continue to receive proposals for the sale and
Purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any additional premium charged
to Officers in the Army or Navy, unless called into actual
service
,_ The following are amongst the advantages held out
Y Company
r
TwoSCALES OF PREMIUMS, ONE LOWER TITAN THOSE OF
OST
COMPANIES; the other carrying GUARANTEED
DDITIONS, 0 entitling to GUARANTEED REDUCTIONS in the
pu
TITRE PREMIUMS, on a plan entirely new and peculiar to
this Institution.
4Pecimen of the Rates for an Insurance of a'loo
Life, and of the Reduced Premium of Policies t.
the Bonus Scale:—

n a Single
rken out on

Age
When
Insured

For whole of Life.
Without Bonus.

With Bonus,

Reduced
Premium
instead of
Bonus.

Yearly. I Half do

Specime
Polici.
.Premt

Age
when
Insured

4' s. d. Je s. d.
2 2 6 1 1 11
286 1 5 0
216 3 1 9 0
3 6 4 114 2
319 8 2 1 0

goofthe Addition to ti
.el,OOO each,
tans.

First
Bonus
after Ten
Payments

R s. d.,
90 8 4
94 11 8
101 13 4
107 1 8
116 13 4

Then
Annual
Bonus.

s. d.
9 0 10
9 9 2
10 3 4
10 14 2
H 13 4

Yearly.

Half do.

s. d. s. d.
295 1 5 6
216 5 1-9 1
3 5 5 1 13 8
317 2 119 9
412 7 2 7 9

.t' s. d.
1 12 9
1 17 4
2 2 9
2 10 0
2 19 1

s. d. s. d. s. d.
11271 5 0 1542 10 0 1904 3 4
1283 15 () 1567 10 0 1945 16 8
1305 0 0 1610 0 0 2000 0 0
1321 5 0 1642 10 0 2000 0 0
1350 0 0 1700 0 0 2000 0 0

godSCALE of REDUCTIONS which are guaranteed ranges
11°111 33i to 52 per cent. on the amount of Premium, and the
ticells Contingent only on the continuance of the life doubles
mount of Policy.
0 LIABILITY of Partnership, these reductions and addi-
JaosteieitidEbibeing contingent upon Profits.
nsgarsecailses.ued for tb.e Half Premium system, and on
fSUEEENDERS of POLICIES are accepted on very liberal
and claims are paid within three months after satis-
ctory proof of death.
INSURANCE OF CAPITAL SUMS.
The Directors are prepared to receive applications for Poll-
11s, which, though available for many other purposes as well,
will have the effect of rendering Property held under Lease for
?rears equivalent to Freehold for all purposes of mortgages or
-41 vestment. The following Table will afford
Pecimene of the Premium, for the Insurance of .elooo,payable
after the lapse of a given number of years.
Years. I
Rate. I Years. I Rate. I Years. I Rate.

.e s. d.
1 16 8

e s. d.
610 0 I 40

e s. d.
13 17 6

co:llWcius.—The Directors are prepared to receive applica.
tap: for Agencies in Towns and districts in which appoint.
toTintj have not yet been made. No application will be attended
~as accompanied with unexceptionable references.
0
...WINTON BOULT, Secretary to the Company.
IsENJ. HENDERSON, Resident Secretary in London.

SCOTTISH AMICABLE LIFE ASSURANCE
SOCIETY.

HEAD OFFICE-141, BUCHANAN-STREET, GLASGOW.

PRESI DENT.
The Right Hon. the EARL of DALHOUSIE.
VICE-PRESIDENTS.
.T. C. ,COLQUHOUN, Esq., of Killermont.
His Grace the DUKE of BUCCLEUCH.
Sir CHARLES DALRYMPLE FERGUSSON, Bart.
EXTRAORDINARY DIRES.TORS.
W. L. Ewing, Esq., of Arngo- Will' th" Cress, t sq., Borough
Mery. ank, Liverpool.
Alex. Thomson, Esq., Bank 'illiam Stirling, Esq., Ken-
, Greenock. mure.
John Scott, Esq., Union nk, Rev. Dr. Cumming, London.
3 Paisley. Right Hon. Lord Gray.
Ohn Marshall, E Advo- Sir Adam Hay, Bart.
Cate. Carlyle Bell, Esq., W.S.
DIRECTORS.
Andrew Mac Ewan, Esq., Ac-
countant.
Graham Russell, Esq., Mer-
chant.
Mark Sprot, Esq., of Garn-
kirk.

puts Gibh, Esq., r ORDINARY
TholllBB Caßander, Esq., Mer-
chant.
John Pasley, Esq., Merchant.
Merchant.
Rev. James Barr, D. 11).
A. Forbes, Esq., Town Clerk..

23 terms of the Constitution, the President, Vice-
hr,Afdent, and Directors, Ordinary and Extraordinary, must
e members of the Society, by holding Policies of Assurance
for
Lilo with it of more than three years' standing.

Investigations
are made every Seven Years, which is consi-
te be favourable for obtaining a propp* result of Claims,
pro'.all the benefits of an Annual Division are secured by
siddr,lon being.made at each Investigation for further annual
tio 'onus to those parties who may die betwixt the Investiga-
ts• The following are
''''cA,MPLES OF THE ADDITIONS MADE AT TILE LAST
To INVESTIGATION, AS AT 3IST DECEMBER, 1846.
a PPlicy of .elOOO, which had by additions et
pervious Investigations been increased to £1221 0 6
e were added Retrospective additions for
seVen years

170 18 10

kaki
ng the amount then payable under the Policy n]. 19
t Provision WAS matte for payment of a further annual pro-
spective addition .of £27 12s. 9d_,. if the Policy emerge prior
To t 0 next Investigation, as at 31st December, 1853.
pi! oucy for £lOOO of seven years' duration, an addition
.8 made of £l4O, with a further provision for payment of
tyrospective annual addition of .e 22 16s. for each additional
existence of the Policy, if it emerge prior to next In.
T„, lulgation.
-.!_,Policy for £lOOO of six years' duration, .£l2O was added,
ZiLprovision was made for a similar prospective annual
And so 1 policies Bs.
rat,,_t to of less duration, additions were made at the
,A„:'2,f. 2 per cent., or
.e2O on a £lOOO Policy, for each year's
non of tan Policy, and
oftprovsion made for ayment of
.a
gin7pective nual addition 2 per cent,, both. on the ori-
cia;.`,T.ll;ii assured, and the retrospective adklitions then
_de-
, uhie, 'These additions becoming exigible on every Policy
Foß;Lenle!:ges after being in existence live Tears,
""aY be
OF
b rROPaiOSAL, PRO
the MCTUSES, anti every ifgorma-
otned from

AGENT IN LIVERPOOL,
WILLIAM TARBET, India-buildings.

IMPORTANT TO LADIES.
THE GENUINE AND POPULAR MEDICINE.
PATRONISED BY THE QUEEN.

THE high and universal celebrity which ATKIN-
SON'S ROYAL INFANT'S PRESERVATIVE continues
to maintain, as a safe and agreeable medicine, renowned for its
efficacy in preventing or removing the disorlari to which in-
fancy-is liable, affording instant relief in co sions, flatulency,
affections of the bowels, difficult teet • g, the thrush, rickets,
measles, hooping-cough, cowpox vaccine inoculation, and
may be given with, safety i .chately after birth. It is no
misnomer cordial I—nos factive, deadly narcotic !—but a
veritable preservative infants ! Mothers would do well in
always keeping it i e nursery. Many thousands of children
are annually saved' by this much-esteemed medicine, which is
an immediate remedy, and the infants rather like it than other-
wise. In short, whether this medicine enters the palace or the
cottage, the proprietor feels an honest conviction of its power
to assuage maternal pain for infant suffering—to convert that
pain into gladness, that suffering into balmy repose. It is
equally efficacious for children or adults, in English cholera,
spasms, pain into the bowels, and other complaints of the in-
testines, owing to wind or obstructions in the digestive organs.
It is highly recommended by the faculty.
Prepared and sold by ROISERT BARKER, 34, Grceigate, Sal-
ford. late 1, Market-place, Manchester, (Chemist to Her Most
Gracious Majesty Queen Victoria,) in bottles at Is. lid., 2s. 9d.,
atid„4s. 6d. each. The 45. Cd. bottles contain seven times, and
the 2s. 9d. three-and-a-half-times the quantity of those at Is. led.
each. Sold by all the Patent Medicine houses and Wholesale
Druggists in London. York, Liverpool, Leeds, Wolverhampton,
Coventry, Dublin, Edinburgh, &c.; also by all Druggists anti
Medicine Vendors throughout the United .KimcclUm- •
CAPTlON.—Observe the name of " ATKINSON AND
BARKER" on ti r (391-PrOplelg Stamp. Establithed in tlia
year 1 793.