The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1844-10-22 00:00:00

fllsaranre gottrui.

SCOTTISH PROVIDENT INSTITUTi—snI4 ,
constituted on the Prinniple -of MUTUAL A
SURANCE, with the LOWEST RATES corisistens
with SECURITY, and providing for an EQUITABL,be
DIVISION of. the WHOLE PROFITS among
ASSURED.

Annual Premium to Assure £lOO at Death

25 30 35 4O 45
£y. £s. d. s. d. s. d. 114.
118 2 1 6 2 6 10 214 9 3

- .
No EN'IRY MONEY CHARGED.
Full explanations and details will be found in ihe
may be had
ports and whichProspectuses,on apt]&alio to

JAMES WATSON, Manager, Edinburgh; or to
CHARLES MURRAY, Agent, 2, High-s‘reet,
Exchange, Liverpool.
Medical Officer.—Dr. Moffatt, 1, Abercromby-terrace-
AGENTS.
F. P. RICKA RDS, Commission Agent, Manchester-
EDWARD HARRISON, Solicitor, Preston.

PALLADIUM LIFE ASSURANCE SOCIETY,.
7,• WA TERL 00-PLACE, LONDON.
NOTIuE IS H EREBI GIVEN, that Mr. SAM Up"
.I. II R. HEA LEY, Accountant. Stock and Share Broker'
has been this day appointed AGENT to this SOCIETY'
at LIVERPOOL; and from whom every income°
respecting Life Assurance may be obtained on application'
By order of the Board of Directors,
NICHOLAS *G RUT, Secretary and Actuary,
121/a September, 1844.

PALLADIUM LIFE ASSURANCE SOCIETY,
7, WATERLOO-PLACE, LONDON.
ESTABLISHED Mt
DIRECTORS.
Sir John Barrow, Bart., Right Hon. Sir Tbos. Free.
F.R.S. mantle, Bart., M.P.
Lord W. R. K. Douglas, Henry Harvey,Esq.,F.R.'•
F. R. S. James Murry, Esq.
Right Hon. Sir Edward Samuel Skinner, Esq.
Hyde East, Bart., F. R. S. Patrick Maxwell Stover"
Charles Elliot, Esq.,F.R.S. M.P.
Joseph Esdale, Esq. Sir NA illiam Young, Bart.
BANKERS—The. London and Westminster Bank.
PHYSICIAN—Theodore Gordon, M.D.
SECRETARY AND ACTUARY--Nieho!a, Crut, Eell•
THE Assured are entitled to FOUR-FIFTHS. or 80 Per
cent. of the profits, which have produced, on so
average, to the Assured additions to their Policies t)
FORTY-THREE PER CENT. on the Premiums paid. Tbl".
Bonus may. at the option of the Assured, be applied i°
eduction of future Premi.ims.
ADDITIONS TO POLICES.
following Table shows the Additions made t°
for £5OOO, which had been in force for Fourteeit
:o the gist December, 1838 :

The I
Policies

Aear:;,

Age at
C om
merice
ment.

Premiums paid,
:in the 14 years.

s. d.
1192 l 8 4
1350 8 4
;525 8 4
1682 18 4
1869 11 8
2094 3 4
2377 1 si
2727 1 8
3173 6 8

Additions made
I to the sum Total Sums
6
assured in the 14 "w pavpb:e, 1
years. case of c:eath.
_

AF s. d. : J 5. s. d.
5Q6 6 7 551,6 6 7
691 2 7 5681 2 7
68 5 1 56.3 5 1
787 2 8 i 5;87 2 9
813 13 6 58•3 15 6
£5l 16 5 5854 6 5
923 18 1 i 5923 18 1
lull 2 9 1 6011 2 9
1129 15 7 6129 15
7

Persons travellin,4 in Europe, by sea or land, in time ()f
peace, are not charged any extra premium.
Agent for Liverpool,
SAMUEL R. HEALEY. Accountant and Stockbroker,
5, Bank-buildings, Castle-street.

THE MANCHESTER FIRE AND LIFE
-ASSURANCE COMPANY.

ESTABLISHED MARCH, 1824,
OFFICE, 98, KING-STREET, MANCHESTER•

DIRECTORS AND TRUSTEES.
THOMAS MARKLAND, Esq.; Chairman.
JAMES WOOD, Esq., Deputy-Chairman.
John Barlow, Esq. Richard Hole, Esq.
John Brown, Esq. Wm. Marshall, Esq.
Edmund Buckley, Esq., Joseph Peel, Esq.
M.P. Richard Prest, Esq.
John Burton, EFq. Samuel Pullein, Esq.
James Consterdine, Esq. John Reid, Eq.
Thomas Fleming, E:q. Charles Smith, Esq.
John Gould, Esq. J. B. Wanklyn,. Esq.
George Grundy. Esq. It. P. Wiilock, Esq.
William Hall, Esq. Gilbert Winter, Esq.
Thomas Hilton, Esq. George Withington, Esq'
Fras. lt. Hodgson, Esq.

BAN
Sir Benjamin Hey

ERS.
'ood, Bart. and Co.

FIRE DEPARTMENT.
ArroncE IS HEREBY GIVEN, that MI Fire Poli•
1.11 cies due at MtcnAntmAs must be renewed svitbil
fifteen days from that date, or they become void and 0
no effect.

NOTICE IS ALSO GIVEN, that the following 131:
nuses and Dividend are now payable at the Compar.Y.:
House. No. 98, King-street, Manchester; or by MAC''
respective Agents, viz. :
A Return Bonus of £lO per Cent, on all Fire Insurances
of force for two years preceding the 25th day of Mare°
last.

A Divided of Interest of £5 per Cent. on the Shams
of the Company, with
A Bonus of £6 per Cent. in addition thereto for tb°
last five years, being a present payment of £ll per Ceoti
on each Share, and making an average interest thereon')
upwards of £6 per Cent. per annum.
THE FOLLOWING EXAMPLES OF SOME OF THE urrtilts6
NOW PAYABLE ON FIRE POLICIES WILL BEST EXHllilf
THE ADVANTAGES TO BE OBTAINED BY INSUB,••
WITH THIS COMPANY :-

No. ,of
NAME OF THE ASSURED. I Term of ofeY
ed•
Policy.
Policy. Rctuf.....„
----._
d•
-€ s.n
46,835 Ormrod anti Co. ...... .. 5
1 years 1' 6
38.014 O.4llendar and Co.
48.110 J. and J. Lees
16 I° V
47,789 Rev W. U Bateson, M.A. 2 .. 6 i
4i.W73 T. lloldswortb, Esq. M.P. 5 .. 41 15 0
49.1; 19 W. Lowe, Es.q. 3 .. 31 10 6
47,584 John Darbyshire 4 15 16 ,
48,911 J. Poolm and Son
48,910 Jr. Ogden, Esq 3 .. 14 12 1
5
413 332 Northern Banking Co 5 .. 33
__,..,

LIFE DEPARTMENT.
In 1839, a Bonus was declared of 31 per rent. on tif
Premiums received on all Policies of four years' duratiußt
and the following Table will explain the advantageous Pir
sition of all Life Insurers with this Company :

RETURNS MADE ON LIFE POLICII____..OO'
At the option or the A85....>1'-
Policy Time in Sum
Or Med
No force. Insured.
Bonus added. Frerni"_A
due'''. Re
.......•
--e,
d. je 0. I
go 4 years 4000 214 14 8 9? 9
34) 11 .. 5000 706 18 7 60 . 4
599 8 3000 336 1 9 .21 4
,0
46) 10 .. 51 00 098 5 .3 57 5 .
1 11
40 ;4 .. 500') 832 11 3 55 it
968 12 .. 4500 798 15 4I 72 316
851 5.. 2000 146 19 0 815 4
159 13 .. 5,00 671 16 ' 2 3 0_2!...:.1-:g.

The next Division of Profits will take place in 1,-- •es
and the Directors beg to annonnce that as all Life Pollist
of the Company, of foux.years''duration previous to t pc
time, are entitled,to 'participate in the division, the Pr'9,iefid
period is particularly eligible for persons entering ; -
especially so
.for young lives. 1 el'
Agents are appointed in the principal towns and Paimos
and the Directowwill .be happy to receive apPlica"-
for new agencies.
For rates of premium and all other particulars please te
apply to any of the Company's Agents, or to
HERBERT SPRING, Secretary,

AGENTS:
Liverpool Mr. RIC ARD DAWSON, Exe,bnilge.
alley, Exchange-street West ; and
MeasrA. JAS. and THOS. LEWIS.
Castle-street.
Birkenhead Vacant.
Chester Mrs. Elizabeth Weaver, Grocer.
Ormskirk Mr. Richard Harkness.
Prescot Me,,srs.H. and S. Procter.
St. Helens
Southpm t Mr. Samuel Newsham, Solicitor.
Warrington Mr. John Stretch, Bank.
Wigan • • Mr. John Acton.

Poli-
cvithia
and of

iange.