The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1844-07-09 00:00:00

Ensuraitre 3ottrts.

ROYAL FARMERS' AND GENERAL FIRE AND
LIFE INSURANCE INSTITUTION.
EMPOWERED BY SPECIAL ACT OF PARLIAMENT.
CAPITAL, £500,000.

OFFICES, STRAND, LONDON.
HONORARY DIRECTORS.
Duke of Rutland, K.G. I Viscount Torrington.
The Earl of Stamford and Viscount Carnpden.
Warrington. Lord Rayleigh.
Earl of Stradbroke. I Lord Feversham.
Earl Dude. Lord Stanley, M.P.
Earl of Stair.

And Seventy-two other Members of Parliament and
Gentlemen.
'THE Proprietary of this Company exceeds 1960 in
number.

The share of Public Favour this Institution has ob-
tained proves the appreciation of its system by a numerous
body of insurers.

Every kind of Life Insurance, of Deferred and Imme-
diate Annuities, and of Endowments for Children, may
be accomplished at this Office.on terms as low as is con-
sistent with security.
A Dividend of Four per Cent. fs now in course of pay-
ment to the shareholders i this office. A BONUS of
one-half the profits on LIFE POLICIES held by Share-
holders, and effected since the Ist January, 1843, will be
given at the end of every Five Years, in addition to the
sum assured, or by reduction of premium. In order to
insure the benefit of the first quinquennial division, Poli-
cies must be effected before the Ist January, 1844.
Detailed Prospectuses may be obtained at the Office, or
will be forwarded, post free, upon application.
In the Fire Department, Insurances are effected at the
lowest rates. The usual Commission to Solicitors.
.Agerits are appointed in all the Principal Towns in the
Kingdom, and where Agents are not appointed, persons
in active life, and desirous of being appointed, may apply
to W. SHAW, Managing Director.

NATIONAL LOAN FUND LIFE ASSURANCE
SOCIETY.
27, CORNHILL, LONDON.
Capital, £500,000.
EMPOWERED BY ACT OF PARLIAMENT.
DIVISION OF PROFITS :

THE steady success and increasing prosperity of the
Society has enabled the Directors, at the last annual
investigation, to daclare a Second BONUS, averaging 60
per cent. on the amounts itutsted on each Policy effected
on the Profit Scale.
EXAMPLES.

, Sum the
Permanent Assured
6 0
ci.-: Bonus Bonus reduction may
CSum. •.=."
added. Cash. of Borrow
e
4:, Premium. on
Policy.
_
e .e s. d. ..e s. d. ne s. d £ s. d. s. d.
66 1000 74 3 4 1837 170 9 3'77 5 1 12 3 g 346 2 3
1838 144 2 2!64 5 6 9 16 4 296 13 4
1839 n 6 16 OLSI 5 11 7 11 g 247 4 5

The division of Profits is annual, and the next will be
snide in December of the present year.
This Institution offers many important and substantial
advantages with respect to both Life Assurances and De-
ferred Annuities. The Assured has, on all occasions, the
power to borrow, without expense or forfeiture of the
Policy, two-thirds of the premiums paid, (see table ;) also,
the option of selecting benefits, and the conversion of his
interests to meet other conveniences or necessity. Assur-
ances for terms of years are granted on the lowest possible
rates.

F. FERGUSON CAMBOUX, Secretary.
AGENTS.
Liverpool—JAMES IRVINE, Esq., 28, South Castle-
street.

Manchester—Messrs. Duffield and Lofthouse, and
Whitworth, 12, Princess-street.

BRITISH COMMERCIAL LIFE INSURANCE!"
COMPANY,
Aro. 35, CORNIIIkL, LONDON.
EstablishMn 1820.
INCORPORATED BY ACT OF PARLIAMENT.
CAP/TAL,X6OO,OOO.

PATRON—His Royal Higliness the Duke of Sussex.
pfr.Ecroßs.
Sir Robert Alexander, Bart. I Sebastian G. Martinez,Esq
Thomas Benson, ESq. Arehbd. Fred. Paxton. Esq.
John Cattlev, Esq. Wm. Henry Porter, Esq.
John CoN, Esq. i Denzil I. Thomson, Esq.
George Green, Esq. Geo.H.Weatherhead,M.D
Managing Director—E. Fernie, Esq.
Actuary—J. Goddard, Esq.
Auditors—T. Gorton, Esq. D. Grove, Esq.
Physician—Septimus Wray, M.D., Salisbury-square,

Fleet-street.
Bankers—Messrs. Glyn, Halifax, Mills, and Co. London
THE Directors offer to the Public two modes of In-
surance,—the one securing a fixed amount without
profits, on payment of a low Annual Premium—the other,
entitling the Insurer to participate in the profits on pay-
ment of a higher rate.
At the septennial division in December, 1835, a:Bonus
of £26 is. 10d. upon the premiums paid was declared
amongst the Insurers on the high Scale, and at the4second
sexennial division up to December, 1841, another Bonus
was declared; averaging £3O 1 Is. per Cent. on the Pre-
miums paid.
Insurances for one and seven years effected at very re-
duced rates.
One-third of the Premiums on Insurances for the Whole
of Life is permitted to remain unpaid for the first seven
years, and is then continued as a permanent loan if de-
sired.
Persons going to any part of the world and all special
risks are insured at adequate premiums.
The Company's Policies are purchased at their full
value. Claims are paid in three months after satisfactory
proof of death.
Tables of Rates, with every information, will be given
by the undo-named Agents.
By order of the Board.
EBENR. FERNIE, Managing Director.