The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-07-18 00:00:00

FIRE INSURANCES

Will be effected at moaerateiiCesOf premium, The Company,
having the advantage of a resident Directory. will he enabled
to distinguish itself by its promptness in the Settlement of

Claims

No Charge made for the Policy,

Extract: from Rates of Premiums for the Whole of Life.
Age. With Profits. Without Profits
s. d. s. d.

30 2 9 9 2 4 10
40 3 4 I 2 18 6
50 4 8 3 4 1 7
The Company likewise assure Lives on any of the following
contingencies, viz.:—
For the term Of ONE YEAR, SEVEN YEARS, Or any other de-
finite period, or on two or more lives.

For the WHOLE CONTINUANCE OF LIFE.—The Premiums to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.
For a Sum to be payable at age 60, or at death.
PREMIUMS ON CREDIT.
-

A portion of the Premiums may remain on Credit, or
Assurances may be effected in various ways not enume-
rated, to meet the convenience of the party making the
Assurance.

The important advantages afforded by the Company in this
Branch will include the following,_viz. :
GUARANTEE OF AN AMPLE CAPITAL, MODERATE PRE-
MIUMS, LARGE PARTICIPATION OF PROFITS BY THE
ASSURED, AMOUNTING TO TWO-THIRDS of its NET
AMOUNT, SMALL CHARGE FOR MANAGEMENT, the
Expenses of the Office being borne in due proportions by the
two Branches, and EXEMMON OF THE ASSURED FROM
THE LIABILITY OF PARTNERSHIP.
The usual Commission allowed to Solicitors.
PERCY M. DOVE, Manager.

N.B. The Directors are willing to receive applications from
Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES tl.roughout the Counties of Lancas-
ter, Cumberland, Chester, and elsewhere, it being their deter-
mination only to appoint Agents possessing those qualifications.
Policies falling due at MIDSUMMER, should be renewed on or
before the Bth of July next.
22d June, 1848.

Bolton
Blackburn
Bury
Burnley..
Chorley..
Chester..
Edgehill

Edward Bellvse, Combermere Abbey.
Thomas Warburton, Druggist.
Townley and Emmett, 30, Leyland-street
T. A. Weston, District Bank.
Richard Law, Seartop Mill.
George Houghton, Stamp-office.
Ducker and Bayne, Eastgate-row.
John Grierson, 3, Olive-street.
Thomas Woodcock, Eolicitor.

Ennis,Ord.
Lancaster.
Low-hi 11...

William Taylor, Ironmonger.
Yeats Welch, 10, Penny-street,
James Wensley. Gloucester-oh

Manchester
_ _ Do.

Thomas Houghland, 51, Kink-street
G. V. Ryder, 100, King-street.
Macclesfield John May, Solicitor.
Ifuch Waolton Thomas Bancroft, Collector.
Edward K. Hollisgshead, Parkgate.
George Beckett, Draper.
Amuel C. Sneade, Church-road.
Robert Wareing, Solicitor.

Northwi4

Old Swan Stanley
Orniskirk

Prescot Edward Brown-, Market-place.
Rochdale Matthew Weston, 172, Yorkshire-street
St. Luke's District Liverpool.. John Walker, 97, Bold-street.
Scotland-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson-
street North.
Seacombe Hugh Banner, Estate Agent.

Tarporley
Toxteth-park
Ulverston
Wigan

William Aston, Orocer and Tea Dealer
Joseph Harrison, 4, St. James's-place.
T. Pearson Postlethwaite, Solicitcr.
Woodcock, Part, and Scott, Solicitors.

COTTISH AMICABLE LIFE ASSURANCE
SOCIETY.

HEAD OFFICE-141, BUCHANAN-STREET, GLASGOW

PRESIDENT,

DALHOUSIE

VICE-PRE
J. C. COLQUHOUN, Esq
His Grace the DUKE 42
Sir CHARLES DALRY
_ EXTRAOR Al

SID
Killermont.
CCLEUCH.
PLE FERGUSSON, Bart,
EY DI RECTORS.

W. L. Ewing, Esq., of ngo- William Cross, Esq., Borough
mery. I Bank, Liverpool.
Alex. Thomson, E ~ Bank, William Stirling, Esq., Ken-
Greenock. mure.
John Scott, Esq., Union Bank, Rev. Dr. Cumming, London.
Paisley. Right Hon. Lord Gray.
John Marshall, Esq., Advo- Sir Adam Hay, Bart.
cate. Carlyle Bell, Esq., W.S.
ORDINARY DIRECTORS.
Thomas Callander, Esq., Mer- I Andrew Mac Ewan, Esq., Ac-
chant. countant.
Elias Gibb, Esq., Merchant. Graham Russell, Esq., Mer-
-1
John Pasley, Esq. Merchant. chant.
Rev. James Barr, Esq.,
Mark Sprot, Esq., of Garn-
A. Forbes, Esq., Town Clerk. kirk.

N.B.—ln terms of the Constitution,, the President, Vice-
President, and Directors, Ordinary and Extraordinary, must
be Members of the Society, by holding Policies of Assurance
for Life with it of more than three years' standing.

Investigations are made every Seven Years, which is consi-
dered to be favourable for obtaining a proper result of Claims,
whilst all the benefits of an Annual Division are secured by
provision being made at each Investigation for further annual
additions to those parties who may die betwixt the Investiga-
tions. The following are
EXAMPLES OF THE ADDITIONS MADE AT THE LAST
INVESTIGATION, As AT 31ST DECEMBER, 1846.
To a Policy of .WlOOO, which had by additions at
previous Investigations been increased to 1221 0 6
There were added Retrospective additions for
seven years

Making the amount then payable under the Policy 41391 19 4
And provision was made for payment of a further annual pro-
spective addition of .;€27 12s. 9d., if the Policy emerge prior
to next Investigation, as at 31st December, 1853.

To a Policy fOr .ilOOO of seven years'
duration, an addition
was made of .Wl4O, with a further provision for payment of
a prospective annual addition of ..e22 16s. for each additional
year's existence of the Policy, if it emerge prior to next In-
vestigation. _ _ .

To itiiiiiicyTier £lOOO of six years' duration, £l2O was added,
and provision was made for a similar prospective annual
addition of £22 Bs.

nd so to Policies of less duration, additions were made at the
rate of 2 per cent., or ..e2O on a £lOOO Policy, for each year's
duration of the Policy, and provision made for payment of a
prospective annual addition of 2 per cent., both on the ori-
ginal sum assured, and the retrospective additions then de-
clared : These additions becoming exigible on every Polic,
which emerges after being in existence five ears.
Fox,*.- P -F.

_.‘Als or 'ROPOFAI„ .Tosnzeruses, and every intorma
tion, may be obtained from the

AGENT IN LIVERPOOL
VILLIANI TARB _T, India-b