The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1844-10-15 00:00:00

*nsurante 13.ottreo.

SCOTTISH PROVIDENT INSTITUTION,
constituted on the Principle of MUTUAL AS-
.(TRANCE, with the LOWEST. RATES consistent
with SECURITY, and providing for an EQUITABLE
DIVISION of the WHOLE PROFITS among the
ASSURED.

Annual Premium to Assure £lOO at Death.

°• £ s. d. £ s. d. £ s. d. £ s. d.
18 2 1 6 2 610 214 9 35 9

No ENIRY MONEY CHARGED.
Fun explanations and details will be found in the Re-
Ports and Prospectuses, Ouch may be had on application
to

JAMES WATSON, Manager, Edinburgh; or to
CHARLES MURRAY, Agent, 2, High-street,
Exchange, Liverpool.
Medical Officer.—Dr. Moffatt, 1, Abercromby-terrace.

AGENTS.
F. P. RICKA RDS, Commission Agent. Manchester.
EDWARD LIAR RTSON. Solicitor, Preston.

NAL FARMERS' AND GENERAL FIRE AND
LIFE INSURANCE INSTITUTION.
EMPOWERED DY 'SPECIAL ACT OF PARLIAMENT.
CAPITAL, £500,000.

OFFICES, STRAND, LONDON.

:HONORARY
Thel)ll6 of Rutland,
Esrl of Stamford and
Warrington.
Earl of St radbrolle.
Earl Ducie-
Earl of Stair.
And Seventy-two other Members of Parliament and
Gentlemen.
trrniinßumbPerro.prietary of this Company exceeds 1960 in
The share '6f Public Favour this Institution has .ob-
aied, proves the appreciation of its-system by a numer-
ous body of 'insurers.
a:Every kind of Life Insurance, of• Deferred andimsae-
Ziate Annuities. and of Endowments for Children, may
I.l° accomplishe-d at this Office on terms as low as isoon-
sistent with security.
A Dividend of Four per Cent. is now in course of pay-
ment to the shareholder• in this office. A BONUS of
°fle-balf the profits on LIFE POLICIES held by Share-
holder
, and effected since Ist January, 1843, will be
Vien at the-end of every Five Years, in addition to the
um aeaured, or by reduction of premium. In order to
insure the benefit of the first quiquennial division, 'Poli-
cies must be effected before the letlanuary, 1844.
Detaileil'Prospectuses may be obtained at the • °See,
or will be forwarded, post free, upon application.
In the Fire Department, Insurances are effected at the
lowest rates. The usual Commission to Solicitors.
—Agents are appointed in all the "Principal Towns in the
-Kingdom, sind where Agents are not appointed. persons
In active'life, and desirous of being appointed, may apply
to W. SHAW. Man ging Director.

DIRECTORS.
Viscount Torrington.
Viscount Campden.
Lord Rayleigh.
Lord Feversham.
Lord Stanley, M.P.

THE MANCHESTER FIRE AND LIFE
ASSURANCE COMPANY.

ESTABLISHED MARCH, 1824.
OFFICE, 98, KING-STREET MANCHESTER.

DIRECTORS AND TRUSTEES.
THOMAS MARKLAND, Esq., Chairman.
JAMES WOOD, Esq., Deputy-Chairman.
John Barlow, Esq. Richard Hole Esq.
John Brown, Esq. Wm. Marshall, Esq.
Edmund Buckley, Esq., Joseph Peel, Esq.
M.P. Richard Prest, Et,q.
John Burton, Esq. Samuel Pullein, Esq.
James Consterdine, Esq. John Reid, Esq.
Thomas Fleming, Esq. Charles Smith, Esq.
John Gould, Esq. J. B. Wanklyn, Esq.
George Grundy, Esq. R. P. Wiloek, E,q•
William Hall, Esq. Gilbert Winter, Esq.
Thomas Hilton, Esq.
Pras. R. Hodgson, Esq. George Withington, Esq.
BAN
Sir Benjatnin Hey

FRS.
'ood, Bart. and Co.

FIRE DEPARTMENT.
NOTICE IS HEREBY GIVEN, that all Fire Poli-
cies due at MICHAELMAS must be renewed within
Aileen days from that date, or they become void and of
730 ,'ffect.
NOTICE IS ALSO GIVEN, that the following Bo-
ilres and Dividend are now payable at the Company's
ouse. No. 98, King-street, Manchester; or by their
2.erpectire Agents. viz. :
A Return Bonus of £lO per Cent. on all Fire Insurances
iof force for two years preceding the 25th day of March
.48t.

Dividend of Interest of £5 per Cent. on the Shares
of the Company, with
A Bonus of £6 per Cent. in addition thereto for the
aSt five years, being a present payment of .Zll ver Cent.
uon each Share, and making an average interest thereon of
Pwards of £6 per Cent, per annum.
7,
ItE FOLLOWING HKAMPLES OF SOME OF THE RETURNS
„„1"W PAYABLE ON FIRE POLICIES WILL PEST EXHIBIT
CL ADVANTAGES TO BE OBTAINED BY INSURING
111 THIS COMPANY :-

---______ - .ai a. 11,.1111 rel., A .-
N_ of
Term of NT oney
Plait, NAME OF THE ASSURED. I Policy. Returned.
..—_,...z...
4. s. d.
3468'835 Ormrod and Co, i years I ; 9 1g 2
.114 Callendar and Co.
R
'0 J. and J. Lees
i 71.780 Rev W. Fl Bateson, M.A. 2.. I 6 16 0
49:,17J, T. Holdsworth, Esq. M.P.53
.. 141 15 1
47,,e W. Lowe. Esq. I 31 10 n
4,3 4 John Darbyshire 4 .. I 15 16 8
4 ,911 5 .. 41 17 4
,‘, J. Poole)* and Son
$
3.9." 14 46
0 d n Esq
332 • Ke ' ..
I 14 1 5
185
33 1
---_______ Northern Banking Co

II In lE
- re,io
'
a!ld the
Bitie4
01

LIFE DEPARTMENT.
39, a Bonus was declared of 31 per rent. on the
ris received nn all Policies of four years' duration,
following Table will explain the advantageous po-
all Life Insurers with this Company :
RETURNS MADE ON LIFE POLICIES.

Polley, At the option of the Assured
No Time in Snm
Or Annual
force. Insured. Bonus added. Premium
Reduced
......____ ,_--- --
916 ---
---
8. d. .€ s. d.
343 4 years 4000 214 18 S I gg 2
559 11 .. 5000 ;66 18 7 60 1 9
45. 8 .. 3000 336 1 9 22 410
40 10 .. 5000 698 5 3 57 510
368 14 .. 5000 832 11 3 55 1 11
1151 12 .. 4500 798 15 4 72 3 11
_ 160 a . . 2000 14d 10 0 8 12 5

4 years
11
8
lo
14
12
a
la

s. d. ..€ s. d.
214 18 S g g 2
;66 18 7 60 1 9
336 1 9 22 410
698 5 3 57 510
832 11 3 55 1 11
798 15 4 72 3 11
146 19 0 8 12 5
674 16 2 31) 14 4

2000
5,00

The
and t, next Division of Profits will take place in 1849.
°f thue:iree Directors beg to announce that as alt Life Policies
time," Company, of four years' duration previous to that
period • entitled to participate in the division, the present
'especial,' Particularly eligible for persons entering ; and
40.` 8° Jo' young lives.
and
y,ni" are appointed in the principal towns and places,
819 r rates of
for the hirectors will be happy to receive applications
agencies.
premium and all other particulars please to
appY to any of the Company's Agents, or to
HERBERT SPRING, Secretary.

A 0 FINTS:
Liverpool.... Mr. RIC i ARD DAWSON,
and
alley, Exchange-street West i
___.,„, ~,,
~ Messrs. JAS. and THOS. LEW ii`a t `i°'
Exchange-
, Castle-street.
Iliritenheact .. Vacant.
.lrmrkirk.,
• Mrs. Elizabeth Weaver, Grocer.
~,,rnsliirk.. • • Mr. Richard Harkness.
St, .... Messrs. H. awl S. Procter.
2t• Helens .. Mr. Richard Prides.
...,,241h00rt.... Mr. Samuel Newsham, Solicitor.
..,..W:irrington ..Mr. John Stretch, Bank.
wigan
..... Mr, John Acton.

ST. HELEN'S & SOUTHPORT, WIGAN, RAIN-
FORD, AND LIVERPOOL RAILWAY.
THE Public are respectfully informed that arrangements
hare been made with the Liverpool and Manchester
and North Union Rail - ay Companies to CONSTRUCT
a LINE of RAILWAY, with the r quisite Branches, to
accomplish the following important objects:—
First: To bring the extensive Coal Districts to the west
of Wigan, comprising the Coal Fields of Winstanley, Bil-
linge, Ruinford, and Kirkby, into a cheap and easy com-
munication with Liverpool, via the Liverpool and Man-
chester Railway.
Second: To effect a shorter and more direct communi-
cation between Liverpool and the North, by the proposed
new Line, to Wigan.
And Third: By a Railway from St. Helen's, through
the Coalfields of Biekerstaff -and Lathom, to join the
Easton and Southport Railway at a place west of Ruffurd;
thereby affording to the Town of Orinskirk a good railway
communication with Liverpool, Manchester, Preston, and
other places already connected by existing railways, be.
sides completing a railway.communicat ion between Man-
chester, Stockport, and the Manufacturing Districts as
well as between Wolverhampton, Birmingham -and the
great Iron Districts, and the agreeable 'Wateriirg-place of
SOUTHPORT.

The peculiar advantage ofthe proposed scheme of Rail-
way is, that it will afford, ataa comparatively small outlay,
(by making u•c of the Liverpool and Manchester Railway,
and by arrangements with St. Helen's Railway,) the
valuable option of several distinct modes of nutlet for the
produce of the great 'Coal Field which it is proposed to
intersect, namely::

First: By the... Liverpool and Manchester Line, to effect
a direct railway-communication with those towns.
Second: By the St.llcleti's and Runcorn gap Railway,
to obtain a short and direct communication with the river
Mersey, either for export to Ireland, for the supply of the
Salt-works in Cheshire, or fur the Steam-vessels which
now sail from the river Mersey to all parts of the world.
And Third:: In addition to a new railway communica-
tion from Edge-hill to 'the north end of the town, which
the Liverpool and Manchester Cotnpatrythave in contem-
plation, and will -be prepared to execute -as soon as the
trade of the port shall -require increased accommodation,
a connexion will also be formed a ith the ;Leeds and-Liver-
pool Canal, which the proposed Line willd cross between
Ormskirk and Roiford, by which a water conveyance to
the north end Of Liverpool will be effected.
By the proposed scheme, while ample facilities will,be
afforded to the Proprietor to bring his Mineral Productoto
the general Market, -existing interests will be respected,
and that waste of the national capitalire avoided, vitich
must be sustained where a million of money is expended
to accomplish objects which by more ,jodicious arrange-
ments could be effected by a quarter of that sum.
To ensue the most skilful, comprehensive, and at the
same time economical system of Linesand of Working, of
which the district is-capable, the Promoters are happrto
announce that they have engaged the services of Geolge
Stephenson, Esq., who has consented to act as Principal
Engineer for the setting out and construction of thetLine,
—in regard to which-the interests of the Landed. Propri-
etors of the country proposed to be traversed will as far as
possible be consulted.
Fu. thee particulars, with the names of the Provisional
Committee, will shortly be published.
CLAY and SWIFT.
Liverpool, Viz Oclo3er, 1844.

PROSPECTCB,OF THE BOLTON, WIGAN,
AND LIVERPOOL RAILWAY.

CAPITAL, £800,000; in 16,000 Shares,of £5O each.
Deposit £4 per Share.

PROVISIONAL COMMITTEE.
The EARL OF BALCARRAS,
Sir THONAS BRANCKER, Liverpool.
MEYRIC BANKE€, Wiustanley Hall.
JOHN CnosTowALTE, Liverpool.
JAMES BRANCKER, ,Liverpool.
WILLIAM STUART Liverpool.
JOHN WodmocK, Bank House, Wigan.
HENRY SHAw. Land:Gate, Ashton, Wigan.
WILLIAM PEACE, Haigh, Wigan.
TuomAs TEBAY, Winstanley.
JAMES HOTIIWELL .BARNES, Summerfield, sear. Bollon•
ROBERT STUART, Manchester.
WILLIAM DUNLOP, Edinburgh.
With power to add to their number,
ENGINEERS:
SIR JOHN MACNEILL, L L D., F.R.S.; and
JAMES THOMSON, F.R.S.E., M
SOLICITORS :
HENRY GASKELL, Wigan.
S. 1). DARBISUIRE, Manchester.
BANKERS :
The ROY AL BANK of LIVERPOOL.
WOODCOCK and SONS, Wigan.

HE proposed Railway wiil.commence near the Bolton
Terminus of the Manchester and Bolton Railway,
or iby a Junction with the Bolton and Preston Railway.,
about three miles from Bolton, as may hereafter be ,de-
termined noon, and will pass through Dean liurnforth,
Lostock, Westhoughton, and As :l, intersecting the
portant Coal Fields of that neighbourhood, to Wigan,
where it crosses the North Union Railway.
The Line then proceeds through the heart of the great
Coal District of Lancashire, taking the route of Pember-
ton, Winstanley, Upholland, Billinge, Rainford, Mos-
brough., Kirkby, and Knowsley, and passes through Wal-
ton and Bootle, terminating in immediate contiguity with
the North Docks in Liverpool.
The above sketch of the proposed Line will at once sug-
gest the various and important objects which its construc-
tion is calculated to attain. The large and rapidly-in-
creasing Towns of Belton and Wigan, with their populous
neighbourhoodQ, will acquire a direct Railway communi-
cation with each other, and with Liverpool (the latter
town and intermediate district with Manchester also), in
the advantages of which the Town of Bury and the exten-
sive Manufacturing District on the Line of the Bury and
Rossendale Railway, and its projected exteneions into
Yorkshire will participate. The Towns of Chorley and
Preston, and the District to the north of Wigan, will at
the same time obtain a shorter and more convenient Rail-
way connection with Liverpool.
The opening of the inexhaustible Mines of exee!lent
Coal and Cannel, which lie to the extent of several miles
on each side of the Line for nearly 5- 6ths of its entire
length, and the greater portion of which has hitherto, for
want of the means of transit, been unavailable to the pub.
lie, may, bowever, be considered as one
.of the principal
objects of the present undertaking. It is impossible to
estimate too highly the extent or the importance, in a
commercial point of view, whether for home consumption
or for exportation, of the Mineral riches which will be
thus brought into the Market. The very large supplies
of Coal already forwarded from a limited portion of this
important District, and by the very circuitous Canal Con-
veyance to Liverpool and the Manufacturing Towns in
'Lancashire, may afford some idea of the extent of traffic
which will be the result of opening up the whole Coal
Field by a direct Railway communication, and which must
constitute such Railway the " Stockton ar d Darlington"
of the West. The importance of this element of the
scheme is enhanced by the immediate connection of the
Line with the Docks of Liverpool, thus affording the
most convenient means of Shipping Coals and Coke to
Ireland, where the consumption of both these articles is
rapidly increasing, and to the Continent. The vicinity to
the North Docks will also facilitate, in a great degree,
the Conveyance of Raw Produce and Manufactured Goods
to and from the Manufacturing Districts on the Line of
the proposed Railway, and of those in connection with it,
and will offer the greatest conveniences for the importa-
tion and transmission, into the interior of Lancashire, of
Cattle and Live Stock.
Taking into consideration the large population which
will be thus benefitted, the increasing facilities of inter-
course which public convenieree demands, the immense
Commercial resources of the District, the consumption of
Raw Produce, and the equivalent return of Manufactured
Goods which the proposed Railway will at once foster and
supply, the Committee conceive that an imperative case is
made out for the construction of the Bolton, Wigan, and
Liverpool Railwny. The projected Line is about 27 miles
in length, end it is estimated that the cost of its construc-
tion, including the purchase of Land, and ample allow-
ance for contingencies, will not exceed £BOO,OOO. It is

THE CHESTER, STOCKPORT, & MANCHESTER

RAILWAY,
(THE CHESTER AND WARRINGTON JUNC-
TION RAILWAY EXTENDED.)

Capital, £600,000, in 30,000 Shares of £2O each.
Deposit, £2 per Share.

PROVISION AL DIRECTORS.
William Wanklyn, Esq , Duncan-lodge, Salford.
John Holford, Esq., Rusholme-hall, near Manchester.
Lot Gardiner, Esq., Ordsall-cottage, Salford.
William Evans, Esq., Crumpsall-grove, Manchester.
Cephas Howard, Esq., Brinnington-hall, Mayor of
Stockport.
Sir Ralph eendlebury, Knight, Mersey-bank,l Aldermen
Alfred Orrell, Esq., West Bank•house, of
William Andrew, Esq., Stockport, JJJ Stockport
William Hayes, Esq., Frodsham.
John Rigby Pickering, Esq., Frodsham.
William Pickering, Esq., Frodsham.
John Rogers, Esq., Chester.
Witk power to add to their number.
ENGINEER.
George Watson Buck, Esq.
SURVEYORS.
Messrs. Nevins and Lawton,
SOLICITORS.
John Neccall, Esq., Manchester.
Finchett Maddock, Esq., Chester.
Messrs. Coppock and Woollain, Stockport.
Messrs. Wagstaff, Son, and Marsh, Warrington.
SECRETARY.
James Bradshaw, Esq.
BANKERS.

Sir Benjamin Heywood, Bart., and Co., -Manchester and
Liverpool.

MBE Prospectus of the Chester and Warrington
Junction Railway stated, that the Line was projected
for the following important purposes;—

I.—To connect, I:Fy a continuous Line of Railway, and
by a much shorter route than at present exists, Manches-
ter, Leeds. Bolton, Preston, and the other populous
Towns of Yorkshire and Lancashire with the Chester and
Holyhead and Chester and Wrexham Railways, now in
the course of formation. At present there is no direct
Railway communicatiiin.
2.—To reduce the Railway distance between Manches-
ter and the intended Docks at Birkenhead. from 6 miles
to 51 miles, a very importaut saving, when it is considered
that Birkenhead will be a most convenient Port for the
Manufacturing Districts of Lancashire and Yorkshire.
3.—To reduce:the Railway distance between Manches-
ter and Chester, from 52 miles -to 38 miles, and between
Warrington and °Chester, from 45 miles to 18 miles.
4.—To form -a direct communication at Preston-brook
with the Bridgewater Canal, and so afford to the 'lnhabi-
tants of Manchester a very expeditious, and, at the same
time, a cheaper means of conveyance to Chesterand North
Wales than cantbe obtained in any other manner.
In consequence of the earnest representations of several
large Subscribers of the Chester and Warrington Junction
Railway, the Directors have determined to extend the line
direct to Altrincham, and from thence to Stockport, by
which means the following 'important advantages will'be
gained, in addition to those secured by the original plan:
I. Joining .rthe intended "-South Junction Line from
Altrincham to Manchester, the route from Chester to
Manchester will be further ,reduced to 34 miles, and the
distance from Manchester to I3irkenhead t 047

2. It will give a most valuable communication to the
towns of Stockport, Ashton.under-Lune, Dukinfield, and
Stalevbridge, containing, altogether, a population of
175,000, placing these towns on the highroad from the
northeast of England to Holyhead, and bringing agri-
cultural protlace direct to-their markets.
Thus, on the south, the line will communicate with
Birkenhead, Holyhead, Chester, Wrexham, Shrewsbury,
and the Mineral Districts of North Wales; and, on the
float), with Manchester, Stockport, Leeds, Huddersfield,
Sheffield, Ashton under-Lyne,. Dukinfield, Staleybridge,
Bolton, and Preston. A.glance at the map will at once
show how very valuable, in a national point of view, such
a communication will be, nut only as regards the Pas-
senger Traffic, but as affording to Ireland, Wales, and
the southwest provinces of England the means of ex-
changing their agricultural and mineral produce for the
manufactures of Yorkshire and Lancashire. iLime and
Coal will be brought from Derbyshire and Lancashire into
RToaohiloe
length.
t
Cheshire, at vcry reduced prices, thus affordktg a great
boon to the farmers. It would be difficult to point out a
lin
e%
o o o
f rone
f lin countryemoreo inmiles
wantfavourableonof
ly, a
sntuodc
htt
hh
ee formationesti
mat
eof aO
o
accommodation.
f
will cover the whole expense. The traffic on that part of
the line which has been taken shows a nett profit of ten
per cent., and it is calculated that the whole line will
average about that amount.

The applications for Shares in the Chester and War-
rington Junction Railway will be.eonsidered applicable to
the present undertaking unless the applicants expressly
dissent.

In consequence of the great number of applications for
Shares in the Chester and Warrington Junction Railway,
.only a short time will be allowed to elapse before the allot-
ment of Shares in the present undertaking will be made.
A Deposit of £2 per share to be paid on the Allotment
,of Shares, and it is intended to apply for powers to enable
the Shareholders to receive interest on their deposits after
the rate of £4 per cent. per annum.
Application for Shares may be made, in the annexed
form, to any of the Solicitors, or to-the following Share-
brokers :—Messrs. CARDWELL and SONS, Manchester;
Mr. HARRISON, Chester ; Mr. JOHN SMITH, Leeds ;
Messrs. COLLINSON and FLINT, Hull; Mr. JAMES SE •
NIOR. Sheffield ; Mr. W. W. DICKINSON, Newcastle-
upon-Tyne ; Mr, W. MAYSON, Bradford; or
Mr. JOHN HOUGHTON BRANCKER,
Liverpool.

FOR3/1 OP APPLICATION FOR SHARES.
To the Directors of the Chester, Stockport, and Man-

chester Railv;a

I request that you will allot to me such number of
Shares not exceeding , as you may see fit, and I
agree to take •the same upon the terms and conditions of
the Prospectus, and to execute the Subscriber's Agree-
ment and Parliamentary Contract when required.
Dated the day , 1844.
Name of Applicant
Business
Residence