The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-04-07 00:00:00

Etwittrance 41.otter5

lIIIE LIVERPOOL FIRE AND LIFE
INSURANCE COMPANY.

ESTABLISHED IN 1836.
Empowered by Act of Parliament,

OFFICES.
LIVERPOOL-8, WATER - STREET.
Birkenhead—BßANDON-STREET, HAMILTON-SQUARE,

TRUSTEES.
Sir Thomas Brancker.
Adam Hodgson, Esq. j William Potter, Esq.
DIRECTORS.
William Earle, Esq., Chairman.
William Dixon, Esq. & William Nicol, Esq., Deputy-Chairmen
Thomas Booth, Esq. Joseph Hornby, Esq.
William Brown, Esq. George H. Lawrence. Esq.
Thos. Arthur Bushby, Esq. Andrew Low, Esq.
Richard Edwards, Esq. William Lowe, Esq.
Joseph Christr. Ewart, Esq. James Moon, Lsq.
Thomas S. Gladstone, Esq. Lewin Mozley, Esq.
George Grant, Esq. James Mulleneux, Esq.
Francis Haywood, Esq. John Pennington, Esq.
George Holt, Esq. H. Stolterfoht, Esq.
AUDITORS.
Thomas Buddicom Blackburn, Esq., Daniel James, Esq.

MEDICAL REFEREES.
James Vose, M.D.
In Liverpool, { Robert Bickersteth, Esq.
In Birkenhead, William Stevenson, Esq.

The following are amongst the advantages which this Com-
pany offers to the Public :
The most ample security, the liability of the Proprietors not
being restricted by clauses in the Policies, or otherwise. Pre-
miums proportioned to risk in all cases, as far as possible.
Promptitude and liberality in the settlement of claims.
INSURANCES against FIRE may be effected with this Com-
pany on Property of every description, as well in Foreign Coun-
tries as throughout the United Kingdom.

Persons whse Policies with this Company expire on the 25th
instant are respectfully reminded that, for their own security,
they should renew them within FIFTEEN days from that date.
No charge is made for the policy in any case.
ASSURANCES on LIVES will be granted on favourable terms.
SWINTON BOULT, Secretary.

March, 1846,

[REGISTERED]

ROYAL INSURANCE COMPANY,

LIVERPOOL.
1, OLDHALL-STREET

CAPITAL, .'2,000,000, in 100,000 SHARES of £2O Each,

John Shaw Leigh, Esq

TRUSTEES

R. 8.8. H. Blundell, Esq

DIRECTORS.
Josias Booker, Esq. ' Chairman.
Hugh J. Sanderson, Esq. and Charles Turner, Esq.,
Deputy-Chairmen.
James Lawrence, Esq.
Thomas Lee, Esq.
Francis Maxwell, Esq.
Robert Nl`Andrew, Esq.
Edmund Molyneux, Esq.
J. Bramley Moore, Esq.
Henry Moore, Esq.
James Pownall, Esq.
Archibald Sinclair, Esq.
Geo. J. Wainwright, Esq

William Blain, Esq.
Thomas Bouch, Esq.
John Campbell, Esq.
David Cannon, Esq.
Thomas Dover, Esq.
Robert Dudgeon, Esq.
Richard Harbord, Esq.
R. S. Henderson, Esq.
R. Brodhurst Hill, Esq.
T. B. Horsfall, Esq.
Henry Killick, Esq.
AUDITOR.—
PHYSICIAN.-1

-Robert 'Pedder Carter, Esq.
Richard Formby, Esq., M.D,

SURGEON.—Hugh Neill,' Esq:
SURVEYOR.—SamueI Holme, Esq.
SOLICITOR.—Septimus Booker, Esq.

BIRKENHEAD BRANCH,
Hamilton Buildings, Hamilton-street.
SURGEON FOR BIRKENHEAD,
James Theodoric Vale, Esq., Chester-street

THE Directors beg to announce that they continue
to RECEIVE PROPOSALS for FIRE and LIFE INSU-

R.TtNCES

The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it to rank with the most eli-
gible offices in the kingdom, with respect to the advantages
offered to the Public.

FIRE INSURANCES
Will be effected at moderate rates of premium. The Company.,
having the advantage _of of a resident Directory, will he enablec
. _

to distinf,vish itself by its promptness in the Settlement of
Claims.
No Charge made for the Policy.

LIFE BRANC

Extract from Rates of Premiums for the Whole of Life
s. d. s. d
Age. With Profits
15 1 15 2

Without Profits,
...1 10 11

2 4 2,
2 9 9,

1 14 11
1 19 7
2 4 10
2 11 0
2 18 6

Or 2 16
3 4 1
45 3 14 6 3 8
50 4 8 3 4 1 7
The Company likewise assure Lives on any of the following
contingencies, viz.:—

For the Terin of ONE YEAR, SEVEN YEARS, or any other de-
finite period.

POT the WHOLE CONTINUAANCE OF LIFE.—The Premium to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.

On Two JOINT LIVES.—The sum Assured to be paid on the
death of either.
On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to be payable at the death of the last Survivor, or

On SuavivOasn IPS to secure the payment of the Sum As-
sured, if a Life A die before another Life B.
The important advantage* offered by the Company in the Life
Branch will include the following, viz

THE GUARANTEE OF AN AMPLE'GAPITA AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP,—The
Assured neither having to depend on an uncertain fund, nor
being in any way accountable for the payment of Claims.
MODERATE PREMIUMS.—The Company, in determining its
charges for Assurances, under the various contingencies, de-
pendant on human life, has availed itself of the experience of
the oldest and most prosperous London Offices, and of the re-
cent investigations on the subject, made by the most compe-
tent Mathematicians and Actuaries. Its TABLES OF PREMI-
UMS consequently avoid, on the one hand, an UNNECESSARILY
HIGH RATE OW PAYMENT BY THE ASSURED, and on the other,
THE DANGER RESULTING FROM INADEQUATE CHARGES.

LARGE PARTICIPATION OF PROFITS BY THE ASSURED
amounting to TWO-TH I nns of its net amount, which may b(
applied at the option of the party effecting the Assurance.
Ist.—By an immediate payment of the sum so apportioned;
2d.—By an equivalent reduction of the future premiums; or
3d.—By an equivalent increase of the sum assured.

SMALL' CHARGE FOR MANAGEMENT.—The—eXperises of ti
Office being borne in due proportion by the two branches.

PROMPTSETTLEMENTOF CLAIMS.---All CIaIITIS7III t;e pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.

RESIDENCE IN ANY PART OF EUROPE allowed without any
idditional charge, and the EXTRA PREMIUMS charged for
to, and residence in any other FOREIGN CLIMATE OT
and MILITARY, or any other SPECIAL RISK are

voya,ft
for NAVAI
fixed on a MODERATE BARD;

POLICIES LA.PSI3. BY_ NON-PAYMENT OF THE PREMIUM

;hin thre

by payi
[action
d ,date

ng the y

leiwe to tl

Life As

The Company will always be prepared to PURCHASE the Po-
LICIES of this office at their EQUITABLE VALUE.
Assurances may `-^ needed with the UTMOST
SECRECY AND DES'

,ffected v

KO ENTRANCE MONE

amp.
N.B. The u
The Direct

ion allowed to Solici
announce that the

Company, on Pe

NT LOAN

rty of adeqt,
2lf the Prenti

PERCY M. DOVE, Mar