The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-04-07 00:00:00

John Shaw Leigh, Esq.

DIRR
Josias Booker,
Hugh J. Sanderson, Esq.
Deputy-i
William Blain, Esq.
Thomas Bouch, Esq.
John Campbell, Esq.
Extv
David Cannon, Esq.
Thomas Dover, Esq.
Robert Dudgeon, Esq.
Richard Harbord,
R. S. Henderson, Esq.
R. Brodhurst Hill, Esq.
T. B. Horsfall, Esq.
Henry Killick, Esq.
AUDITOR.—Robert l'edder Carter, Esq.
PII,YSICIAN.—Richard Formby, Esq., M.D.
SIMI:MON.—Hugh Neill, Esq.
SuAvEvon.—Samuel Holme, Esq.
SOLICITOR.—Septimus Booker, Esq.

Chairman.
and Charles Turner, Esq.,
7hairmen.
James Lawrence, Esq.
_„,..-Thomas Lee, Esq.
Francis. Maxwell, Esq.
Robert M'Andrew, Esq.
Edmund Molyneux, Esq.
J. Bramley Moore, Esq.
Henry Moore, Esq.
James Pownall, Esq.
Archibald Sinclair, Esq.
Geo. J. Wainwright, Esq.

BIRKENHEAD BRANCH,
Hamilton Buildings, Hamilton-street.
SURGEON FOR BIRKENHEAD,
James Theodoric Vale, Esq., Chester-street.

THE Directors beg to announce that they continue
11 to RECEIVE PROPOSALS for FIRE and LIFE INSU-
RANCES. . _ .

The large Capital of the Company, and the number and in-
fluence of its Proprietors, enable it to rank with the most eli-
gible offices in the kingdom, with respect to the advantages
offered to the Public.
FIRE INSURANCES

Will be effected at moderate rates of premium. The Company,
having the advantage of a resident Directory, will he enabled
to distinguish itself by its promptness in the Settlement of
Claims.

No Charge made for the Policy.

LIFE BRANCH.
Extract from Rates of Premiums for the Whole of Life.
s. d. .e s d
Age. With Profits. Without Profits.
15
20 1 19 4 1 14 11
25 2 4 2 1 19 7
30 2 9 9 2 4 10
35 2 16 2 2 11 0
40 3 4 1 2'lB 6
45 3 14 6 3 8 5
50 4 8 3 4 1 7
_ .

The Company likewise assure Lives on any of the following
contingencies, Viz.:—
For the Term of ONE YEAR, SEVEN YEARS, or any other de-
finite period.
For the WHOLE CONTINUAANCE OF LIFE.—The Premium to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.
On Two JOINT LIVES.—The sum Assured to be paid on the
death of either. _ .

On the LONGEST OF Two OR THREE LIVES, the Sum As-
sured to be payable at the death of the last Survivor, or
On SURVIVORSH IPS to secure the payment of the Sum As-
sured, if a Life A die before another Life B.
The important acillantftges glirprql bpi the Company in the Life

Branch triltincliide the
.rollotrittp,iiz :-

THE GUARANTEE OF AN AMPLE CAPITAL AND EXEMPTION
OF THE ASSURED FROM LIABILITY OF PARTNERSHIP,—The
Assured neither having to depend on an uncertain fund, nor
being in any way accountable for the payment of Claims.
MODERATE PR EM I U s.—The Company, in determining its
charges for Assurances, under the various contingencies, de-
pendant on human life, has availed itself of the experience of
the oldest and most prosperous London Offices, and of the re-
cent investigations on the subject, made by the most compe-
tent Mathematicians and Actuaries. Its TABLES OF PREMI-
UMS consequently avoid, on the one hand, an UNNECESSARILY
HIGH RATE OF PAYMENT BY THE ASSURED, and on the other,
THE DANGER RESULTING FROM INADEQUATE CHARGES.

-
LARGE PARTICIPATION OF PROFITS BY THE ASSURED,
amounting to TWO-THIRDS of its net amount, which may be
applied at the option of the party effecting the Assurance.
Ist.—By an immediate pa?lment of the sum so apportioned;
2d.—By an equivalent reduction of the future premiums; or
3d.—By an equivalent increase of the sum assured.
SMALL CHARGE FOR MANAGEMENT.—The expenses of the
Office being borne in due proportion by the two branches.
PROMPT SETTLEMENT OF CLAIBIS.—AII claims will be pay-
able within three months after satisfactory proof of the death
of the Life Assured. The Directors reserving to themselves the
power to discharge any claim immediately on its being estab-
lished.

RESIDENCE IN ANY PART OF EUROPE allowed without any
additional charge, and the EXTRA PREMIUMS charged for
voyage to, and residence in any other FOREIGN CLIMATE or
for NAVAL and MILITARY, or any other SPECIAL RISK are
fixed on a MODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PREMIUM,
may be renewed within three months, by paying the premium
with a fine of les. per cent., n the production of evidence to the
satisfaction of the Directors of the ,rood state of health of the
Life Assured.

The Comnpny will always be prepared to PURCHASE the Po-
LICIES Of UPS Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UTMOST
SECRECY AN) DESPATCH.
No ENTRANCE MONEY, nor any charge except for the Policy
Stamp.
N.B. The usual Commission allowed to Solicitors.
The Directors likewise announce that they have made
arrangements to GRANT LOANS to persons assured by this
Company, on Personal security. or upon the Security of Assign-
able Properly of adequate value; and to allow the assured
Credit of hay the Prenr:ume, for a limited number of years, as
may be agreed upon.

PERCY M. DOVE, Manager.