The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-05-23 00:00:00

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FAMILY ENDOWMENT LIFE ASSURANCE
AND ANNUITY SOCIETY.

12, CIL:IMAM-PLACE, BLACKFRLIRS, LONDON.
CAPITAL £503,000.
DI RECTOIZS.
William Butterworth Bayley, Esq., Chairman.
John Fuller, Esq., Deputy-Chairman.
Robert Bruce Chivhester, Esq. Elliot Macnaghten, Esq.
H. B. Henderson, Esq. Major Turner.
C. H. Latouche, Esq. Joshua Walker, Esq.
Edward Lee, Esq: . Major Willock, K.L.S.
JS.
kthied to the Society's Policies
next valuation will be in Ja-

Thirty per cent. Bonus was a;
on the profit scale in 1845. The
nuary, 1852.

ANNUAL PREMIUM

WITH PROFITS.

pALLADIUM LIFE ASSURANCE SOCIETY.
Established 1824.

DIRECTORS.
Sir John Barrow, Bart., F.R.S. Henry Harvey, Esq., F.R.S.
Capt. Chas. J. Bosanquet, R.N. Right Hon. Sir T. Fremantle,
Robert Cheere, Esq. Bart.
Patrick Colquhoun, Esq. LL.D. James .Murray, Esq.
Charles Elliott, Esq., F.R.S. Philip Rose, Esq.
Joseph Esdalle, Esq. I Samuel Spinner, Esq.
Wm. A. Guy, M.D.
Physician—Seth Thompson, M.D.
Secretary and Actuary—Jeremiah Lodge, Esq.

NEW RATES OF PREMIUM.—The Directors of this So-
ciety, with the view of meeting the wishes of the large class of
persons who prefer the present advantages of reduced pre-
miums to a prospective bonus in the shape of an addition to
their policies,. ha've constructed a new scale, based on the
safest and most approved data, viz.: the experience ta'ules
recently compiled by a committee of actuaries, from the re-
cords of seventeen of the leading London offices.
The Society now offers the following advantages :
The lowest scale of premium which can be safely adopted.
EXAMPLE TO ASSURE £lOO.

THE LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICES :
8, WATER-STREET, LIVERPOOL,
CHARLOTTE-ROW, MANSION-HOUSE, LONDON.

The Directors beg to acknowledge the steadily increasing
support which this Institution experiences, and to assure the
Public that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
the Company's engagements, the confidence and preference
manifested towards it shall be met, as heretofore, by strenuous
endeavours to facilitate the despatch of business, and by
liberality and promptitude in the settlement of claims.
BY THE FIRST ACT OF PARLIAMENT obtained by the
Company, it is expressly conditioned that the liability of the
Shareholders under the policies shall not be restricted by
special contract or otherwise.
INSURANCES AGAINST FIRE

Are undertaken on Property of every description in the United
Kingdom, the British Colonies, and in Foreign Countries; the
Rates of Premium may be known on application.

LIFE INSURANCE,

The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any additional premium charged
to Officers in the Army or Navy, unless called into actual
service. The following are amongst the advantages held out
by the Company :
Two SCALES OF PREMIUMS, ONE LOWER TITAN THOSE OF
MOST OTHER COMPANIES; the other carrying GUARANTEED
ADDITIONS, or entitling to GUARANTEED REDUCTIONS in the
FUTURE PREMIUMS, on a plan entirely new and peculiar to
this Institution.

Specimen of the Rates for an Insurance of :60100 on a Single
Life, and of the Reduced Premium of Policies taken out on
the Bonus Scale:—

le Sums Insured in the case of
`o be taken out at the Bonis