The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1844-11-12 00:00:00

FEDERALISM.

TO THE EDITOR OF THE LIVERPOOL STANDARD.
It is somewhat laughable to behold the various shiftings
of the big beggarrnan of Ireland t an oath he swears to-day
with unblushing audacity he will revoke tomorrow; a
promise which, on his knees, he solemnly pledges himself
to perform one moment, he will, without reserve, split
and render nugatory the next.
A few months ago Mr. O'Connell, the uncompromising
Mr. O'Connell, the resolute Mr. O'Connell, the firm
and unshaken advocate for repeal, the truthful Mr.
nnell ! ! spoke the following :
" Ere the revoiving year passed over their heads they should
have a Parliament in College-green."
It is the duty of every
ilrishman to labour, and never to de.
sist from labouring,till their ndependentpatliament was restored
in Col ege-green, independent of the British Parliament."
Proud boaster ! who gayest thee authority to advise " It
is the duly" forsooth, and he first violates that duty.
" Stick to your banners" forsooth ! and it is he that first
deserts them. Oh, thou dealer in precept ! Stick to
your text, and teach your followers how to work.
O'Connell was just set free ; the injustice of faction,

and faction in the highest tribunal of the country too,
opened his prison doors, and his followers and himself
avowed that the final lift to repeal was given, that it would
now overbear all opposition, arid " Ireland would be a na-
tion." Shouts of triumph resounded, O'Connell's tail
took it up, and as the sound went on it increased in loud-
ness ; but suddenly the great leader of all, the presidiug
spirit and life of his tail, dropped repeal and gave way.
The tail stood aghast, astonished, confused ; and their
loud shouts of triumph dwindled down to miserable
croakings for federalism. " 0, how art thou fallen !"
the blusterer, some few months ago, in tones of magni-
tude, but now, now when "such a triumph as never hap-
pened" had been given to them by partial factionists,
now, whentheir expectations were all to be
realized,tuheesaid)strikes
the banners of repeal and hoists
n note
h
the puny flag of federalism.
In 1843 federalism was hooted from coalition, denounced
as a disgraceful course of dishonesty, yet, in 1844, the un-
blushing and cowardly liar is opporel to the ardent advo-
cates of his former professions on that very subject.
Once he professed the most enthusiastic adherence to
repeal and hatred for all compromise ; and with such pro-
fessions, and on consideration of uttering such professions,
his exchequer was filled with that which his countrymen
toiled day and night to earn. For repeal was it that he
said he would give them his head on a block if he did not
gain it in six months, yet he throws it overboard.
And, ye " simple repeaters," will you suffer it 'any
longer ? Utter your manifesto ; let the demagogue know
that you will be trifled with no longer. Tell him, " We
gave you our money on consideration of your fulfilling
your agreement for repeal ; you have broken your pro-
mise ; you have dissolved the agreement as respects us,
dissolve it in all, as respects yourself."
Poor, pitiful children you must be, if you pass by this
latest breach of faith ; you love repeal, you have ever che-
rished in your minds a fond anticipation of gaining it.
You relied on, and gave your money to, Daniel O'Connell
to effect this object ; he swore he would : he cried, " No
compromise ;" he made the most solemn protestations,
he uttered the most sacred vows for—not federalism—
that, said he, (then,) is a miserable shelter " under which
cowards hide their treason ;" that he abhorred—but for
repeal. And, lo ! where is it ? Aye, Irishmen, tell me
that ; where is it ? Oh, you are deceived! you are cheat-
ed, miserably cheated; for where is it ? And echo an-
swers, " Where ?" The man has abandoned it. What
for ? " A miserable shelter for cowards"—federalism.
'Twas cruel of thee, Dan, to leave it ! 'Twos deceitful
of thee to make a split in the camp ; 'twas very cruel,
'twos very ungrateful, just at the very moment when the
trumpet of triumph sounded with renewed vigour,.when
obloquy fresh was heaped en the friends of loyalty and
peace, when all was announced to be flourishing and
healthful, to desert the cause ; when thou hadst pocketed
the money, pitifully to sneak out of thy engagements, oh,
'twas mean ! 'twas cowardly ! Thy followers will desert
thee, and leave thy grey hairs to drop in ignominy to the
tomb.—Yours, &c., DELTA.

HUMBUG.

TO THE EDITOR OF THE LIVERPOOL STANDARD.

SlR,—The other day, while sauntering along the streets,
thinking of nothing, my reverie was disturbed by the loud
talking of two men, which- was wound up by one telling
the other that John Snooks was a regler humbug. Tnis
instantly diverted my thoughts into a new channel ; I had
scarcely time to consider what humbug really was, ere my
attention was again arrested by hearing a lad say to an-
other, " Never mind him, Bob, he's only humbugging
you." A little further on, I observed two women stand-
ing by a gin shop, wiping their mouths, " I tell you what,"
said one of them, " it's all humbug to say he can sell good
stuff at that price." At the door of a charity school, a
little girl stood yelping and crying, I inquired what was
the matter, she said, " it was all hntnbug sending her to
school; she couldn't, and she wouldn't learn her letters,
and she'd tell her mother so, when she got home." Well,
thought I, this humbug is a curious thing, when I was
once more aroused by a friend tapping me on the shoulder
and saying, with a rueful countenance, " It's all up with
me, that humbug. Sam Earwig, has humbugged me out of
my money, by humbugging me into buying his cursed
jerry-built houses." I had just fairly got into motion
again, when I was accosted with, " Well, Dick Bore has
humbugged
me out of my vote by the promise of a La
note, and he actually laughed in my face when I told him
he was a downright humbug. `Why,' said he, with a
vicious grin, ' you surely are not so jolly green as not to
know that electioneering is sheer humbug from beginning
to end ?' " So, thought I, just get out of this hum-
bug, and take a cop of coffee. I had just raised the be-
verage to my lips, when a customer said to the waiter,
" Why, you confounded humbug, what the do you
call this stuff ? it's nought but chicory." I involuntarily
dropt the cup, and rushed cut of the house. Humbug !
humbug ! ! thought I, the world is surely made op of
humbug. Men do not go courting, but they humbug
their sweethearts, and wives humbug their husbands.
Merchants and tradesmen make their money by humbug •
the statesman gets on by humbug; the newspapers keep
up party spirit by humbug; clerks progress with their
employers by humbug; books are puffed into sale by
humbug; lawyers humbug their clients till they humbug
them out of the oyster; speeches in parliament are all
humbug ; the very children take in humbug with their
mothers' milk. I have always blundered on in a straight-
forward course, and been soundly humbugged, and yet
never seriously thought of humbugging in return ; 1 must
begin ; upon whom shall I make the first essay ?
Toxteth-pork, sth November.

BUILDING SOCIETIES.

W. G. P.

TO THE EDITOR OF THE LIVERPOOL STANDARD.

Sin,—Among the many and various schemes that the
mania for joint-stock companies bas engendered, none
have been more successful (in obtaining shareholders at
least) than Building Societies. This is not to be won-
dered at when we consider the smallness of the monthly
subscriptions, and the other inducements held out to that
class of the community least able to detect the fallacies of
their delusive reports. _

That too many of these societies are mere gambling
speculations, without the fairness of games of chalice, is
easily proved ; for what other name can be given to pro-
jects, where tr.ree-fcurths of the profits are dependent on
the chance of the poorer shareholders being unable to
pay up their subscriptions.
It would occupy too much of your columns to copy a
prospectus, but they all promise the same thing, viz.,—
that for every lOs. paid monthly, or £6 a year, tor a term
of ten years, £l2O will be returned at the expiry of tnat
time—thus doubling the capital. That this is impossible,
unless by means of fines and forfeitures, the following
calculation will show ; and as it would be invidious to
name any particular society, I will suppose an imaginary
one of 200 shares :

£. s. d.
200 shares, at 10s. each per month, is £lOO ;
this monthly for ten years is 12,000 0 0
And they promise that the profits will be

Thus in ten years the stock will be.. 24,000 0 0
But £lon paid monthly for ten years, with
interest and compound interest at 5 per
cent. (deducting the very moderate MD.
of £5O a year for printing, stationery, se-
cretary's salary, and other expenses,) will
only amount to . 14,824 12 0

Leaving a deficiency of £ 9,175 8 0
The above calculation is far too advantageous to the
society, as I have made it on the supposition that each
payment bears 5 per cent. interest from the very day it is
paid—that they borrow no money—that all their securi-
ties are perfectly good—that they have no lawsuits, and
of course no law expenses—and, indeed, that they suffer
no losses of any description. Now every one conversaat
with these societies is aware that they are all subject to
one or other of the above drawbacks. Had I allowed for
them, the balance would have been considerably more.
But, with all these advantages, there is a deficiency of
£9,175 ; and how is it made up? By fines and forfeitures.
The fines are heavy, and increase in geometrical progres-
sion ; in some societies they amount to one thousand per
cent, per annum. The tradesman who, " from being out
of work, sickness, or other causes," neglects for some
months to pay up his subscriptions, finds, upon returning
to the society, that they have a balance against him of
fines, fines for nonpayment of. fines, &c., &c., far above
his means to discharge. He perhaps struggles on for a
few months, but, finding the balance still increasing, re-
tires in despair. Consequently, all his previous payments
are forfeited, and go to swell the pockets of his richer
neighbours, who, in solemn conclave assembled, report '
that the society is in a very flourishing condition
As to the borrowers, so far as I have had an opportu-
nity of observing, they do not pay much above 5 per cent.
for the money (always supposng that the society only
lasts ten years). Thus they are pretty safe • and, as the
Scotch say, if they are pleased lam pleased. The Chi-
nese have a proverb, " He that borrows to build, builds
to sell ;" and I doubt many will find the truth of it who
have borrowed money from Building Societies.
And woe to them should the societies last eighteen or
twenty years ! _They
can easily calculate what their pro-
perty will cost them in that me. That some of them
will last that time, or even longer, I firmly believe, and
hereby prophesy.
Your obedient servant,
NEWMAN NOGGS.

THE EARL OF DERBY v. THE IMPROVEMENT
OF LIVERPOOL.

" No obstacle shall be thrown in the way of this railway on my
part ; on the contrary, if absolutely necessary, they may make a
tunnel beneath ray very.drawing-room, " Marquis of Bristol's an-
swer to the applicaticn from the direct London and Norwich Rail-
way,—Bury Journal for October, 1944.

TO THE EDITOR OF THE LIVERPOOL STANDARD,

Sift,—We have it as a tradition; that ever since the
death of the great Lord Strange, the house of Knowsley
has invariably set its face against improvements likely to
benefit our good old town. It is singular that such be the
case; for if the interests of that family are not identified
with the prosperity of Liverpool, they are, certainly,
greatly enhanced by it.
It was to the continuance of this feeling that, in more
modern times, a grand improvement, from Temple-court
through Stanley-street, was frustrated, and that the di-
rectors of the Liverpool and Manchester Railway were
constrained to make their line to the south end of the
town.
It is now currently reported, that the great Baron Stan-
ley, despite of his unquestioned ability, is tinctured with
the same narrow spirit ; and that he is determined to op-
pose any railway approaching the town from the north-
ward. What would his lordship think of the Marquis of
Bristol's saying on a like occasion, and which I have pre-
fixed to my letter !

I should hope, however, that the noble baron, in justice
to his own character, will reconsider this rash resolve,

and adopt a course more befitting a conspicuous:silage:rid-
ing member of the administration of this great maatinpr-
cial country.
If not, the only plan will be for the commerolairsrertitif
Lancashire themselves to bring their case•beforei.pliiiia-
ment, and ascertain whether 'the legislature, willizttithe
instance of any great landed proprietor, however puwer-
ful from property or connections, refuse to. grin-Add-Li-
verpool such great public improvements, as- theyhirrere
shown that they are anxious to extend to all °therm:phis
of the country.

If we cast our eyes over the river and.see,itithiivbiat
zeal and unanimity the landed' gentry there ca mute
with the enterptising mercantile men at Birk-cite:ad:in
every project calculated to advance the interestschitWzat
place, we cannot but be struck with the contrastitintithe
conduct of the landed gentry on this side of, themtater.
At such a time Liverpool has most to fear fromtbepOittity
of those who ought to be most active and tnergetididatjay—
ing open her resources at the great north westercppatrtbf
the kingdom. To oppose, or to be neutral, as tdcfrtither
railway accAnmodation or extension for Liverpsialisilia
effect to play into the hand of her rival (schtetikilltjt)
young Birkenhead.

As you, sir, hare stood forth manfully in-supprortoerf
townside interests, when others were disposed tu,quitillifl
shall confidently rely upon the insertion of this lathes.
I am, sir,
Your friend,
A DICKEYS&AII/41.

Liverpool Nov. 1, 1844.
P.S.—I perceive that the Earl of Derby hat just; en
£3OO towards the intended parks at Manchester.
any of your numerous readers point out an last:wee. if
equal liberality from the house of Knowsley tomailica
Liverpool public improvement ?

SPORTING INTELLIGENCE.

MANCHESTER-FRIDAY EVENING.
DERBY.

Out of a multiplicity of offers at the room to;drymye
only saw some solitary bet accepted, namely, 400:40"..(10
about Cabin Boy, his backer signifying a wish to„ perse—
vere at like terms. In other respects, so fleeting atid
visionary has been the business altogether since-Toett4y,
and the offers to-day in almost every particular,v)are!lo
nearly assimilated to the London prices, that mitotic:
recapitulation of what was done would be supetfluosts.

TATTERSALL'S-THURSDAY.

The flatness of business yesterday afternoon marked
the commencement of the winter season, and promises to
lighten our occupation at the "corner" for somegkight
or ten weeks to come. The fluctuations were: fevcand
slight, reauiring no other notice than is contaittechinSite
following table of prices at the close :

- DERBY.
10 to 1 agst Mr. Greville's Alarm.
16 1 Col. Anson's Kedger.
23 1 Lord Chesterfield's Newsmonger.-4,-,t.
25 1 Lord Stradbroke's ldas.
25 1 Col. Peel's Cobweb colt.
25 1 Mr. John Day's Old England.
28 1 Mr. Heseltine's Fitz Allen.—t.
28 1 Mr. Winteringham's Rebecca colt.-t.
33 1 Mr. Mostyn's PAntasa.
35 1 Mr. Coleman's Young Eclipse.—t.
35 1 Mr. Gully's Weatherbit.—t.
40 1 Duke of Richmond's Laird of Cci.clcpsiv...-
taken.
40 1 Mr. Mostyn's Black Prince.
50 1 Lord Glasgow's Miss Whip colt--tt.
2000 —35 Col. Cradock's Jinglepot.—t.
2000— 30 Mr. Lintott's Cabin Boy.—t.
3000 to 50 each was laid agst Jinglepot andlitO*ll43
Whip colt, in one bet.

OAKS.
8 to 1 agst Mr. Worthington's LancashireWitch.-t-,t.
10 1 Duke of Richmond's Ref:action.

THE LATE MR. CROCKFORD'S ACCOWIT.
At a general meeting of the Jockey Club, on Fridat*t,
it was resolved "That the account of thelate Mr:
ford must be settled on the first Monday in Decembeb
on a guarantee bng previously given, by some pctsqa
duly authorised, tat the bets due from Mr. Crockferd
shall be paid in full ; and after that time all persqnsre-
fusin to pay shall be considered defaulters, ancllterattd
accordingly."

THE ALTCAR COURSING MEETING,
NOVEMBER 7th and Bth, 1844.
The meeting, owing to the inclemency of the wegthe,r,
was not quite so numerously attended as had been'gx-
pected. There was, however, a considerable numlP-riQn
the ground. The sport was excellent, and the,flogitriart
of the Judges gave general satisfaction. We supicfirtliee
return :
THE Cur.---Mr. Clowe's Cataract beat Mr.- SUM /Ws
Snake, and divided the stakes.
SEFTON STAKES.—Mr. Shaw's Shamrock beattliVr.
Ridgway's Rokeby, and won the stakes.
CROXTETiI STAKES.—Mr. Wynne's Baroness,bgathlr.
Clowes's Countess, and won the stakes.
WEST DERBY STAKES.—Mr. Wynne's. Baronage
Mr. Swan's Strike-a-light, and won the stakes.

HUNTING APPOINTMENTS.
Sir W. M. STANLEY'S Hounds will meet on
Wednesday, 13, at
Friday, 15, at .

At eleven.
Sir W. W. WYNN'S Hounds will meet on
Wednesday, 13, at Bryn yz,pys
Friday, 15. at i 'Met
Saturday, 16, at..
At half-past ten.
The CHESHIRE Hounds will meet on
Wednesday, 13, at Tattotilacitk
Thursday, 14, at AAiripv
Saturday, 16, at
At half-p.:st ten.

EXPORT OF Houses.—Two mares, "Our Nelr B.od
" Crucifix," both winners of the Oaks, and the latter Ala()
of a 2,000 guineas at Newmarket, with " King William;"
an en,ire horse, from the neighbourhood of Darlington,
were shipped last week for Hamburg, from this portifor
the King of Prussia. Six mares and geldings, forniingi a
portion of the racing stud of the Earl of North(' mberkgdil,
have also been despatched from this port, for. Health
where a number of British sportsmen are about to assem-
ble. The celebrated horse Sheet Anchor, winner of gibe
Portland Handicap, and many other large stakes, leftltilis
port yesterday morning for Brunswick, for the DUkeiti
Brunswick.—Hull Herald.

CLOSING OF THE SHOPS AT SEVEN O'CLOCK...7;4A
meeting of the woollen-drapers and grocers' assisgnts
residing in the neighbourhood of St. James-streets,Was
held, on Thursday evening, at Mr. Urmson's, Dunoa
street, for the purpose of considering the best means pf
procuring the benefits derivable from the seven o'clock
closing of the shops. Mr. J. B. Jackson, in the absence
of the chairman of the district at another meeting, was
called upon to preside. After a few remarks upon :thee
object of the meeting and the favourable state or public
opinion upon the movement he called upon Mr. Carr to
move the first resolution, to the effect, that the rapid
progress of the seven o'clock closing of the shops called
upon them to use their utmost exertions to obtaintier
that neighbourhood the benefits now enjoyed in slater
portions of the town. Mr. Roberts eloquently seectssltd
the resolution, which was agreed to unanimously. 'Mr.
Whippam moved, Mr. Frazer seconded, and Mr. White-
man supported the second resolution, appointing a depu-
tation to confer with the district committee of the' AStEO-
- of Assistant Tradesmen. Mr. W. B. Jones arrived
as the meeting was about to separate, and spoke, foe kfetv
minutes, in his usual practical and energetic strain.
Thanks were voted to the chairman, and the proceedings
terminated at half-past ten.
HUGUENIN'S GT AINASIUM..--M. linzuen;n hasrco-
moved his gymnastic establishment from Cook-streeyn
account of the premises being about to be pulled downieto
the Commercial Hall, over the Railway Station, and.tter-
tainly no building could be found in the town moreo-
- adapted for such a purpose. The Railway:SA-
tion is considered, we believe, to be the very centreloilltrile
town. It is only six minutes' walk from the ExoloOrtge
and Custom-house, and is the largest room in Liver
being capable of holding 2,000 persons. Althougltt ,e
building is used on Sundays as a place of worship forte
Irish Presbyterians, M. Iluguenin's machinery is so Atli
arranged that it can be taken down or refixed with easelin
an hour or two. No boxing or smoking is allowed is the
room, and every means are taken to keep it perfeetlycae-
lect. To ladies coming from the upper parts of the-WWII
it is also remarkably well situated. For the convenience
of parties attending the room, we understand it isition-
temptation to arrange a small refreshment room.
The TEETH have ever been considered .as formillgtPne
of the most pleasing ornaments of the human counte-
nance, and their preservation demands our utmost Qsere
and attention. Indeed, if there be any loss thatsplive
particularly affects the countenance than anotlierijkis
that of the Teeth ; which the Dentist, however ingenitNs,
must ever Vainly hope satisfactorily to replace by arti4etal
contrivance. The DECAY of the TEETH and -G,trrs
arises from various causes ; but, principally, it may
attributed to early neglect, ill health, or the use of Tooth
Powders containing mineral substances and deleterlems
acids, which give temporary whiteness to the Teeth, misjle
they corrode the enamel. To this fact, indeed, is pripci-
pally to be attributed the long Botanical Research, vfliiikeh
was happily terminated by the most felicitous discoyvy
ever given to the world for the PRESERVATION rofAhe
TEETH, Gusts, and BREATH, VIZ.-- ROW/4100
ODONTO, or PEARL DENTRIFICE. Prepaned
from Oriental Herbs with unusual sere, and- transmitted
to this country at great expense, ROWLAND'S OpoNTD is
no less distinguished for its powerfully efficacious, anti-
dotal, and purifying virtues, in immediately arresting
caries, or decay in the Teeth, than for its stir-13%114v°
properties in fixing them (when loose) firmly iu:Ocir
sockets, and in giving a healthy redness and firmnesa,to
the Gums. Its corrective properties are in pan44er
most pleasingly displayed in respect to the BREAu7uto
which it imparts a sweetness and fragrance not a logo's
gratifying to i:s possessor. As the most efficient.andria-
grant aromatic cleanser of the Moors', TEETH, and
Gusts ever known, ROWLAND'S OPONTO has now for a
long series of years occupied a distinguished place at the
Toilets of the Sovereigns and the Nobility throughout
Europe, while the general demand for it at once announces
the favour in which it is held by the public at large. t; It
should never be forgotten, that when used early in)iftst it
effectually prevents all aches in the Teeth and ppms-
effaces all Spots and Discoloration whatsoever—Cradi9ates
Scurvy—and, in a word, soon realizes the chief atttit4ite
of Health and Beauty—A BEAUTIFUL SET OF
Price 2s. 9d. per Box. The " Genuine Article!'
.has.ilie
words "A. ROWLAND AND SON, 20, HATTON-G.A11,4N,”
engraved (by Authority) on the Government4t*.
*OAR others are FRAUDULENT COUNTERFEITS r.