The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1846-11-10 00:00:00

On the Eth Inst
son of the

t. Mr. RICHARD FAIRCLEUGH
tc John Paircieugh, nunery ar,d seedsma

aged 62,

Same day, nerd Mr. JOHN fAIftCLOUGH LOWE,
printer, of the Stundard.cffice, much and deservedly regretted
by all who knew him.

Same day. aged 10 mon,tbs, FARAH ALICE, daughter of Mr
THOMAS GELLION, printer, formerly of Chester.

TIDE TABLE

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Tuesday to
Wednes. i i
Thurs... 13

NORTH Et
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Accider

upon recom

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Id Sunday of

tN HOSPITAL, No

Y RLPORT

'equest 5

tients 8
2

Consulting Surzeoi

the Hofpital. 94.
m. Gift, E•
Physician and Surgeon fcr the ensuing week. Dr Turnbull
find Mr. Bainbridge
House Visitors Rev. Thos. Hornby and John Clint. Esqrs,
Hones Surgeons, Mr. G. S. Deane and Mr. T. B. Gilliersleeves.

Treiisui•e;,l3lll:Jones, Esq.
Chaplain..

TO CORRESPONDENTS.
Qtr parcel from London did not arrive last night ; indeed there
was not a single paper brought by the train.

Ebt

tiurpool (ttanbarb.

TUESDAY MO RIVING, NOV. 10, 1846.

The Irish anomaly of character really grows more
and more a great fact. •In all other countries the
failure of a crop, with the consequent famine of the

population dependent upon it, is .svnonymous with a
decrease of the means of that population. Decrease
s, on the part of those having
funds deposited or invested, a withdrawal of those
funds, and their application to the purchase of the
, or the ther wants of the nos-

Eece:•sariea of lif

'lessor

In Ireland, however, things are managed
The failure of a crop, or any
similar calamity, by no means infers the serious de-
terioration of the condition of the masses of that
_ On the contrary, it seems that such an
event can he handled by Paddy, so as to turn it very
much to his own advantage in the long run.

in a different manner

Couni ry

The process is simply to button up his pockets
from all comers, to proclaim himself irredeemably
ruined, and to throw himself upon the soil, and upon
the energy and generosity of Great Britain for sup-
ort. if the landlord or the agent calls for his rent,
be has only to point to his lost crop and plead his
entire inability to pay—a fact which these gentle-
men, believing just as much of it as they please, are
compelled to pay some deference to, from its being
found to be somewhat general, and the difficulty, on
such occasions, of putting the laws in execution.
The local 'usurer next puts in his claim, and is simi-
larly staved off. Then follows the collector fur the
Repeal, and finally comes the priest for his offer-
ings and his dues, who is with greater difficulty
staved off, cheating the church being in all Popish
countries a mortal sin. In such a season the
Irish peasant is at all events released from the
exactions of agitation, and breathes freely, if he
does not find food so plentiful in his cabin ; and the
Lard money saved gods into the old stocking, hid in
the thatch or buried beneath the mud floor. This
process completed, he bets up a howl across the
channel for help—for work and money, to enable
bum to buy the food which the elements have de-
stroyed, or his own resolute idleness has left to rot
upon the ground.
The practical effect of this plan of operations is
most luminously shewn by a document just pub-
lished in the shape of a Government return of the
sums paid in and drawn out of the Irish Savings'
Banks in the year ending October 10th, 1846.
Most men, taking up such a document, and remem-
bering that the year in question has been one of fa-
mine—in which the population of Ireland have had to
contend with the scarcity and dearness produced by
the loss of two potato crops—would naturally ex-
pect to find the withdrawals of money out of the
Savings' Banks seriously predonderating over the
deposits. Such would he the case in this country,
or in any country. The artizan or the peasant, de-
prived of the products of his labour, or thrown
Into a state of idleness from the failure of a demand
for such labour, would draw at once upon the
amount of his past savings, and exhaust them be-
fore he began to bawl to his neighbour for charity,
or to resort to outrage. No such process of deple-
tion, however, occurs to the same classes in Ireland
al being necessary. T'h'eir hoards are not altogether
withdrawn from the Savings' Banks, or even di-
minished. On the contrary, in every province of
Ireland, with one apparent exception, which ceases to
be so for the purpose of our argument when ex-
plained, we find from this return that the deposits
have exceeded the w thdrawals—that the classes
using the savings banks are actually at this moment,
whilst proclaiming to the world their utter destitu-
tion, better off, and richer than they were at this
period last year, or at any previous period. The
following is the gross return for the four provinces:—
Paid in. Drawn out.
£260,915 .. £476,264
42,100 .. 23,560
9.600 .. 4,40)
80,699 .. 53,800

Leinstlr,
Ulster .

Connaught

Munster

Totals £393,314 £558,024
The return states that " the sum £476,264 includes
£223,800 drawn out by St. Peter's Parish, between
the 25th October, 1845, a d the" 3d January, 1846,
occasioned by a rumour that the funds of the said
bank were not sufficient to Meet the demands of the
depositors." Striking Dublin altogether out of the
return—and the loss of the potato crop has not
tne pupuldLiun of thot pity_
fallen !went;
we shall find that the gross deposits have exceeded
,the withdrawals throughout the whole of the rest of
Ireland.

But a closer analysis of the return shows the
rather singular feature that wherever the alleged
distress has been greatest and the most loudly pro-
claimed—where relief has been fairly dragged from
us in the shape of grants and presentments—there
the deposits have been the greatest in proportion to
the withdrawals. Connaught, we were told, was a
province in which the existence of famine and desti-
tution was almost universal. Yet Connaught paid in,
during the year, £9600, and only drew out £4400.
Munster has been described as in a wretched condi-
tion, and has drawn largely upon the country for aid.
Yet Munster paid in £80,699 and drew out £53,800,
being thus richer, after a year's famine and the loss
of two potato crops, by the pretty balance of
£26.899. The improvement in the three provinces
of Munster, Connaught, and Ulster is just £50,639.
More striking results still might be found in the re-
turn of some particular localities. In the county
Roscommon, for instance, we find paid in £3,300;
drawn out nothing ; in Sligo, paid in £1,800; drawn
out nothing ; in Clare, paid in £7,100 ; drawn out
only £3OO ; Killarney paid in £7,300 ; drawn out
£3,100; in Limerick paid in £18,200; drawn out
only £3,300. Yet in all these localities we were
given to believe. that during the whole of the past
lelar the people have been in a condition of unpara-
led distress