The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1845-09-30 00:00:00

DIRECTORS.
Josias Booker, Esq.,
lugh J. Sanderson, Esq. and
Deputy. a'

,fiarles Turner, Esq.,
6-men.
James Lawrence, Esq.
Thomas Lee, Esq.
Francis Maxwell, Esq.
Robert M'Andrew, Esq.
Edmund Molyneux, Esq.
J. Bramley Moore, Esq.
Henry Moore, Esq.
James Pownall, Esq.
Archibald Sinclair, Esq.
Geo. J. Wainwright, Esq.

William Blain, Esq. -
Thomas Bouch, Esq.
John Campbell, Es
David Cannon, Esq.
Thomas Dover, Esq.
Robert Dudgeon, Esq.
Richard Harbord, Esq.
R. S. Henderson, Esq.
R. Brodhurst Hill, Esq.
T. B. Horsfall, Esq.
Henry Killick, Esq.

AUDITORS.

Stephen Vertue, Esq. and Robert Pedder Carter, Esq.

PHYSICIAN.
Richard Formby, Esq., M.D.
SURGEON.
Hugh Neill, Esq.
SURVEYOR.
Samuel Holme, Esq.
SOLICITOR.
Septimus Booker, Esq.

THE Directors beg to announce that they are now
prepared to RECEIVE PROPOSALS for FIRE
and LIFE INSURANCES.
The large Capital of the Company, and the number and
Influence of its Proprietors, enable it to rank with th•
most eligible offices in the kingdom, with respect to the
advantages offered to the Public.
FIRE INSURANCES
Will be effected at moderate rates of premium. The
Company, having the advantage of a resident Directory,
will be enabled to distinguish itself by its promptness
in the Settlement of Claims.
No charge made for the Policy.

LIFE BRANCH.
EXTRACT FROM RATES OF PREMIUMS FOR THE WHOLE
OF LIFE.

With Profits.
£ s. d.
1 15 2

Without Profits
£ s. d.
1 10 11

20 1 19 4 1 14 11
25 2 4 2 1 19 7
30 2 9 9 2 4 10
35 2 16 2 2 11 0
40 3 4 1 2 18 6
45 3 14 6 3 8 5
50 4 8 3 4 1 7
The Company likewise assure Lives on any of the
following contingencies, viz. :
For the term of ONE YEAR, SEVEN YEARS, or any
other definite period.
For the WHOLE CONTINUANCE OF LIFE.—The Pre-
miums to cease after a LIMITED NUMBER OF ANNUAL
PAYMENTS.
On Two JOINT LIVES.—The Sum Assured to be paid
on the death of ither.
On the LONGEST OF TWO OR THREE LIVES, the Sum
Assured to be payable at the death of the last survivor, or
On Srirtvivoitsnirs to secure the payment of the Sum
Assured, if a Life A die before another Life B.
The important advantages afforded by the Company in
the Life Branch will include the following, viz.:
THE GUARANTEE OF AN AMPLE CAPITAL AND Ex-
EMPTION OF THE ASSURED FROM LIABILITY OF PART-
NERSHIP.—The Assured neither having to depend on an
uncertian fund, nor being in any way accountable for the
payment of Claims.
MODERATE PREMIUMS.—The Company, in determin-
ing its charges for Assurances, under the various contin-
gencies, dependant on human life, has availed itself of the
experience cf the oldest and most prosperous London
Offices, and of the recent investigations on the subject,
made by the most competent Mathematicians and Actua-
ries. Its TABLES OF PREMIUMS consequently avoid, on
the one hand, an UNNECESSARILY HIGH RATE OF PAY-
MENT BY THE ASSURED, and on the other, THE DANGER
RESULTING FBOM INADEQUATE CHARGES.
LARGE PARTICIPATION OF PROFITS BY THE ASSUR-
ED, amounting to TWO-THIRDS of its net amount which
may be applied at the option of the party effecting the
Assurance.
Ist,—By an immediate payment of the sum so appor-
tioned ;
2d,--By an equivalent reduction of the future pre-
miums; or
3d,—By an equivalent increase of the sum assured.
SMALL CHARGE FOR MANAGEMENT..--The expenses
of the Office being borne in due proportion by the two
Branches.
PROMPT SETTLEMENT OF CLAIMS.—AII claims will be
payable within three months after satisfactory proof of
the death of the Life Assured. The Directors reserving
to themselves the power to discharge any claim immedi-
ately on its being established.
RESIDENCE IN ANY PART OF EUROPE allowed without
any additional charge, and the EXTRA PREMIUMS charged
for voyage to, and residence in any other FOREIGN CLI-
MATE or for NAVAL and MILITARY, Or any other SPE-
CIAL RISK are fixed on a MODERATE BASIS.
POLICIES LAPSED BY NON-PAYMENT OF THE PRE-
MIUM, may be renewed within three months, by paying
the premium with a fine of 10s. per cent. on the produc-
tion of evidence to the satisfaction of the Directors of the
good state of health of the Life Assured.
The Company will always be prepared to PURCHASE
the POLICIES of this Office at their EQUITABLE VALUE.
Assurances may be effected when needed with the UT-
MOST SECRECY AND DESPATCH.
No ENTRANCE MONEY, nor any charge except for the

Policy Stamp.
N.B. The usual Commission allowed to Solicitors.
The Directors likewise bey to announce that they have
made arrangements to GRANT LOANS to persons
assured by this Company, on Personal Security, or upon
the security of Assignable Property of adequate value ;
and to allow the assured Credit of half the Premiums.
for a limited number of years, as may be agreed upon.
PERCY M. DOVE, Manager.
September, 1845.