The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-01-11 00:00:00

LIFE BRANCH

Extracts from Rates of Premiums for the Whole of Life.
Age. With Profits. Without Profits
.e s. d. e s. d.
20 1 19 4 1 14 11
30 2 9 9 2 4 10
40 3 4 1 2 18 6

The Company likewise assure Lives on any of the following
contingencies, _

For the term of ONE YEAR, SEVEN YEARS, or any other de•
finite period, or on two or more lives.
- .

For the WIIOLE CONTINUANCE OF LIFE.—The Premiums to
cease after a LIMITED NUMBER OF ANNUAL PAYMENTS.

For a Sum to be payable at age 60, or at death.
PREMIUMS ON CREDIT.

A portion of the Premiums may remain on Credit, or
.Assurances may be effected in various ways not enume-
rated, to meet the convenience of the party making the
Proposal.

mporpnt advantages afforded by the Company in this

GUARANTEE OF AN AMPLEAPITAL, MODERATE PRE-
MIUMS, LARGE PARTICIPATION OF PROFITS BY THE

ASSURED, AMOUNTING TO TWO-THIRDS of its NET
AMOUNT, SMALL CHARGE FOR MANAGEMENT, the
Expenses of the Office being borne in due proportions by the
two Branches, and EXEMPtION OF THE ASSURED FROM
THE LIABILITY OF PARTNERSHIP.
The usual Commission allowed to Solicitors.

PERCY M. DOVE, Manager.
Policies falling due at CHRISTMAS, should be renewed on or
befo .e the 9th of January next.
24t 5 December, 1847.
N.B. The Directors are willing to receive applications from
Persons of INFLUENCE, INTELLIGENCE, and ACTIVITY,
to undertake AGENCIES tl.roughout the Counties of Lancas-

ter, Cumberland, Chester, and elsewhere, it being their deter-
mination only to appoint AAentspossessing those qualifications.

The following AGENTS, among others, have been appointed
Audlem Edward Bellyse Combermere Abbey
Bolton Thomas Warburton..
Blackburn John Matthews 4, Paradise-street
Bury T. A. Weston District Bank
Chorley George Houghton.... Stamp-office.
Chester , Samuel Brittain, jun—Solicitor.
D,
_ _ . _

Ducker and Bayne .. Eastgate-row.
Edgehill . John Grierson, 3, Olive-street.
Haslingden Thomas Woodcock, !...olicitor.
Knutsford William Taylor Ironmonger.
Lancaster Yeats Welch lO, Penny-street.
Low-hill James Wensley Gloucester-place.
Manchester Houghland & Leese.. 51, King-street.
Do. G. V. Ryder lOO, King-street.
Macclesfield John May Solicitor.
Much Wootton .. .. Thomas Bancroft Collector.
Neston Edward K. Hollingshead, Parkgate.
Northwich George Beckett Draper.
Old Swan $. Stanley Samuel C. Sneade .... Church-road.
Orntskirk Robert Wareing .... Solicitor.
Prescot Edward Brown Market-place.
Rochdale Matthew Weston .... 172, Yorkshire-street
St. Luke's District Liverpool.. John Walker, 97, Bold-street.
Scotland-road, Liverpool.. Wm. Roxburgh, 23, Great Nelson-
street North.
Hugh Banner
Thomas Cartwright

Seacombe
Stockport ...
Tarporley
Toxteth-park
Ulverston
Wigan

Estate Agent

William Aston Grocer. dz Tea Dealer.
Joseph Harrison .. 4, St. James's-place.
T. Pearson Postlethwaite.. Solicitcr.
Woodcock, Part, and Scott.. Solicitors.

THE LIVERPOOL AND LONDON FIRE AND
LIFE INSURANCE COMPANY•

ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICES:
8, WATER-STREET, LIVERPOOL,
CHARLOTTE-ROW, MANSION-HOUSE, LONDON.

me Directors beg to acknowledge rue steadily increasing
support which this Institution experiences, and to assure the
Public that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
♦ha rnnfi rlanna --A ,

endeavours to facilitate the despatch of business, and by
liberality and promptitude in the settlement of claims.
BY THE FIRST ACT OF PARLIAMENT obtained by the
Company, it is expressly conditioned that the liability of the
Shareholders under the policies shall not be restricted by
special contract or otherwise.
INSURANCES AGAINST FIRE

Are undertaken on Property of every description in the United
Kingdom, the British Colonies, and in Foreign Countries; the
Rates of Premium may be known on application.

LIFE INSURANCE

The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any additional premium charged
Navy, unless called into actual
id out

service. The following are amongst the ac
by the Company :
Two SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
MOST OTHER COMPANIES ; the other carrying GUARANTEED
ADDITIONS, or entitling to GUARANTEED REDUCTIONS in the
FUTURE PREMIUMS, on a plan entirely new and peculiar to
this Institution.

vantages

Specimen of the Rates for an Insurance of £lOO on a Single
Life, and of the Reduced Premium of Policies taken out on
the Bonus Scale:—

For whole of Life
Without Bonus.

Age
when
Insured! Yearly. I Half do

Reduced
Premium
instead of
Yearly. Half do. Bonus.

With Bonus.

s. d. s. d

30 2 2 6 1 1 11
35 2 8 6 1 5 0
40 , 216 3 1 9 0
45 3 6 4 1 14 2
50 3 19 8 2 1 0

Specimen of the Addition to th
Policies of £l,OOO each, t
Premiums.

.' s. d. ...• s. d. s. d.
29515 6 1 12 9
216 5 1 9 1 117 4
3 5 5 113 8 2 2 9
317 2 119 9 210 0
412 7 2 7 9 219 1

be Sums Insuied in the case of
be taken out at the Bonus

Insured First By the addition of the further
Then Age Decennial Bonus, the
whenamount
Ten
Bonus Annual payable in case of death will
Payments Bonus.
be,—after
20 Years. 130 Years. 140 Years.

s. d. ae s. d. I s. d. s. d. s. d.
30 90 8 4 9 010 11271 5 0 1542 10 0 1904 3 4
35 94 11 8 9 9 2 ,1283 15 0 1567 10 0 1945 16 8
40 101 13 4 10 3 4 .1305 0 0 1610 0 0 2000 0 0
45 107 1 8 10 14 2 1321 5 0 1642 10 0 2000 0 0
50 116 13 4 11 13 4 1350 0 0 1700 0 0 2000 0 0

The SCALE of REDUCTIONS which are guaranteed ranges
from 33# to 52 per cent. on the amount of Premium,
and the
Bonus contingent only on the continuance of the life doubles
the amount of Policy.
No LIABILITY of Partnership, these reductions and addi-
tions not being contingent upon Profits.
POLICIES are issued for the Half Premium system, and on
an ascending scale.
SURRENDERS Of POLICIES are accepted on Very liberal
terms ; and claims are paid within three months after satis-
factory proof of death.
INSURANCE OF CAPITAL SUMS.
•

thheerl d
se
The DirectOrSirePi•ei;eilto receive applications for
asfor well,Poli-
cies,will
ta
vhave which,
th e effect thoughoavailable fnogr
rmraonpyerot
y under Lease for
years equivalent to Freehold for all purposes of mortgages or
investment. The following Table will afford
Specimens of the Premium or the Insurance of XlOOO, payable
after the lapse off a given number of years
Rate. Years. Rate.
e s. d. 42 s. d.
1 16 8 60 6 10

Years.
99

The Directors

ments have not yet been made. Nos
to unless accompanied With unexcepi
SWINTON BOUM', Secretor
13ENJ. HENDERSON, Reside

s. d.
40 l3 17 6

,d to recive'appl!ca

lien will be attended

eb watt-on.

HOOD-STREET ACADEMY, QUEEN-SQUARE.
Mll. PICTON'S SCHOOL for YOUNG LADIES
and GENTLEMEN will RE-OPEN oa MONDAY next,
the 17th instant.

BRUCH HALL SCHOOL, near WARRINGTON, will
by REOPENED on the 18th January, 1848.
Cards of Terms will be forwarded on application to Mr.
SKELTON, the Principal of the Establishment.

COMMERCIAL, MATHEMATICAL. AND CLASSICAL
PEMBROKE-PLACEACADEMY. ACADEMY, Conducted by-
MR. STER
The Public are respectfully inßformed that the DUTIES of
the ACADEMY, for Instruction in the above Branches, will be
RESUMED on the 17th instant.
For Terms apply at No. 4, PEMBROKE-PLACE.

MRS. PRIOR'S LADIES' SEMINARY.
MRS. PRIOR begs most respectfully to inform her
Friends and the Public that the Dull PS of her SCHOOL
will be RESUMED on MONDAY next. the 17th instant.
4, PEMBROKE-PLACE, 10th January, 1847.

MESSRS. WRENSHALL AND SON'S MUSIC
ACADEMY,
ISLINGTON-SQUARE,
WILL REOPEN ON MONAY, 24. 1848.
PIANO-FORTE, ORGAN,D
SINGIJANUARYNG, AND HARP.
The Junior Pupils commence on Mr. LOOTER'S system.
Each Pupil receives Individual Lessons in the Practice and
Theory, besides playing in Concert.

MISS COLLINS, Pupil of CIPRIANI POTTER and
J. BALSIR CHATTBRTON, begs to inform the Ladies of
Liverpool and its Vicinity that she purposes giving INSTRUC-
TION on the PIANO-FORTE and HARP.
The Quarter will commence on the 19th instant.
Seller,
may be known on application at Mr. SMITH'S, Music
T 66, Lord-street and 47, 80ld-street or at her Residence,
No. 19, Breck-road, Everton.

EDUCATION.
OAK COTTAGE, FAENDON, CHESHIRE.
IVRS. EDOUARDS (Successor to Mrs. Rushby)
respectfully intimates to her Friends and to the Heads of
Families generally, that her ESTABLISHMENT will be RE-
OPENED on MONDAY next, the 17th instant.
The number of Pupils is limited, and the plan of Educatiot
is intended to combine the social habits of a family with the
advantages arising from more extended opportunities of im-
provemeni.
Terms may be had on application.

THEOLOGICAL COLLEGE, BIRKENHEAD.
THE TERM commences on MONDAY next, the 17th
instant. Application for admis-ion to he made to the
Principal, the Rev. JOSEPH BAYLEE, Birkenhead. or to the
Rev. 1). D. STEWART, St. Bride's, Liverpool, Honorary Secre-
tary to the Parochial Assistant Association for Liverpool,
Walton, West Derby, Birkenhead, and the neighbourhood.
College, Birkenhead, sth January, 1848.

DEE BANK HOUSE, CHESTFR.
ESTABLISHMENT for the EDUCATION of
YOUNG LADIES, conducted by Mrs. FRANKS and her
Sister, Miss COTTERELL, who have pleasure in announcing
a successful termination to their Scholastic Duties for the
usual Winter Vacation ; and, in the encouraging prospect of
continued patronage, sincerely thank their numerous Friends
for the estimation they so kindly nlace on their arduous exer-
tions, and assure Parents that the principle which has hitherto
actuated their endeavours will ever be pursued in the fulfilment
of the responsible duties devolving upon them. Subjoined are
the names of a few highly-esteemed Friends, to whom they
have the privilege of referring for testimonials :—Rev. F. Parry,
Faulkner-terrace, Liverpool ; Rev. J. Gamon, Boughton,
Chester; Rev. J. Dale, Albrighton, Shropshire; Dr. Hardy,
elson-street, Oxford-road, Manchester ; G. orley, Esq.,
Surgeon, Leeds; C. Millar, Esq., Surgeon, Northwich, Che-
shire ; T. Morris, Esq., Solicitor, Warwick:
TERMS OF THE ESTABLISHMENT:—Board and Instruction
in English, French, Music, and Singing, Fifty Guineas
per
annum, or Forty Guineas per annum if paid half-yearly la
advance.

French taught by a resident Protestant Parisian Governess.
The Musical department conducted by Mr. Franks, Professor
and Composer. All other Accomplishments taught by Mas-
ters, on the usual School Terms.
STUDIES will be RESUMED JANUARY 27th, 1848.
VACANCY for an ARTICLED PUPIL.
December 28th, 1847.