The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1851-02-18 00:00:00

SCOTTISH EQUITABLE LIFE ASSURANCE
SOCIETY.

INCORPORATED BY ACT OF PARLIAMENT,

SPECIAL NOTICE,

TO SECURE THE ADVANTAGE OF THIS YEAR'S EN.
TRY, PROPOSALS MUST BE LODGED AT THE HEAD.
OFFICE, OR AT ANY OF THE SOCIETY'S AGENCIES,
ON OR BEFORE IST MARCH.

POLICIES EFFECTED ON OR BEFORE IsT MARCH,
1851, WILL RECEIVE SIX YE DITIONS AT THE
ALLOCATION AT Isr M , 1856.

ROBT. CHRISTIE, Manager.

pINT AT LIVERPOOL:
ARCHIBALD TOll, Sharebroker,
3, Liver Chambers, 23, Tithebarß-Street.

SPECIAL NOTICE

TO SECURE THE ADVANTAGE OF THIS YEAR'S EN-
TRY, PROPOSALS MUST BE LODGED AT THE HEAD
OFFICE, OR AT ANY OF THE SOCIETY'S AGENCIES,
ON OR BEFORE IST MARCH.
POLICIES EFFECTED ON OR BEFORE IsT MARCH, 1851,
WILL RECEIVE SIX YEARS' ADDITIONS AT THE
ALLOCATION AT IST MARCH, 1856.
SCOTTISH EQUITABLE LIFE AISURANCE
SOCIETY.

Incorporated by Special Act of Parliament.
EDINBURGH No. 26, ST. ANDREW-SQUARE.
LONDON No. 61A, MOORGATE-STREET.
PRESIDENT.
His:Grace the Duke 01IC h a iiiiiTsbery.
LOCAL BOARD OF DIRECTO OR LIVERPOOL.

CHAIR N.
Thomas Chilto , ?sq., Chairman
ECTORS.

Thos. Martin, Esq., M ant. I Wm. Oxley, Esq., Merchait.
David Cannon, Esq. erchant. Hilton Halhead, Esq., Mercht
Medic fficer—James Petrie, Esq., M.D.

The leading feature of the Scottish Equitable is, that the
WHOLE PROFITS are allocated every THREE YEARS
anion gst Policy-holders of more than five years' endurance, in
terms of the Laws of the Society. These allocations are not,
as in most other Offices, made on the original sums assured,
but on the sums assured and also on ALL PREVIOUS ADDI-
TIONS, so that the Bonus of per cent. declared at Ist
March last, was equal to about £2 14s. per cent. per annum
on the sums originally assured by the earlier Policies.

The following- additions, amounting to £441,665, hams leen
made to Policies at the Triennial Allocations :
In 1841 .4'75,239
1144 83,210
1147 129,984
1150 152,233

£440,665
The effects of these additions are, First, that a Policy for
XlOOO, dated Ist March, 1832, becoming a claim before Ist
March, 1851, will receive no less a sum than £1457 16s.—being
nearly FORTY-SIX per cent. on the sum originally assured—
and, Second, supposing such Policy to have been effected at the
age of thirty, the Annual Premium is .e 25 10s. led., but were
the Bonus applied in reduction thereof, the future Premium
would be ,elO ss. 3d. only, being about One Pound per Cent.
on the sum originally assured.
Policies at other ages possess like advantages.
In this Society, the whole surplus being divided among the
assured, it is utterly impossible that any Proprietary Office
can, taking all circumstances into account, fairlyhold out to the
assured so great advantages as the Scorrisif EQUITABLE is
enabled to do.
The ANNUAL RENENUE is above ONE HUNDRED AND
TWENTY THOUSAND—and the ACCUMULATED FUND ex-
ceeds FIVE HUNDRED AND SEVENTY-TWO THOUSAND POUNDS
STERLING.

ROBT. CHRISTIE, Manager,
AGENTS :

ARCHIBALD TOD, 8, Liver Chambers, 2s,
Tithebarn-street.
Manchester Andertons and Thorburn, Merchants.
Ditto Fdward Corbett,Surveyor,2,Princess-street.
Birkenhead Gibson, Andrew, and Co., Merchants.
Chester John Hostage, Solicitor.
Mold Anthony Dillon, Banker.

LIVERPOOL

THE THIRTY-SEVENTH ANNUAL GENERAL
COURT of the SCOTTISH WIDOWS'—FUND LIFE
ASSURANCE SOCIETY will be hel • Gibb's Royal Hotel,
Prince's-street, on TUESDAY, th day of March next, at
Three o'clock Afternoon, in ms of, and for the purposes
specified in, the Articles o onstitution.
JOHN MACKENZIE, Manager.
WM. LINDSAY, Secretary.
Edinburgh, 25 January,lBsl.

NATIONAL LOAN FUND, LIFE, and EQUIT.
ABLE FIRE INSURANCE COMPANIES, 26, CORN
HILL, LONDON.

DIRECTORS.
*tT. LAMIE MURRAY, Esq., hairman.
*W. A. B. Bennett, Esq. t*John Rawson, Esq.
*Hugh Croft, Esq. *John Shaw, Esq.
tElliotson, M.D., F.R.S. t*Edmond S. Symes,Esq.
*Sir A. W. Hillary, Bart. f*Clement Tabor, Esq.
*Ralph Gough, Esq. I --Joseph Thompson Esq.
*M. C. Maher, Esq. 1-*Augustus Vigne, Esq.
*John Moss, Esq.
* Equitable Fire. f National Loan Fund Life Assurance So.
ciety. t* Both offices.

NATIONAL LOAN FUND LIFE OFFICE. Capital, 4500,000

NEW LIFE TABLES

On the Withdrawal Table the Assured is entitled, by simple
endorsement, to receive an immediate advancs..ef—one-half the
amount of the paid annual Premiums, w ut security or de-
posit of the policy ;—or Half-Prem for the whole con-
tinuance of life. On surrender -half of the Annual Pay-
ments will be returned.
Assignments registered.

No Entrance Fee
The present annual i ome of the Society from Premiums is
£63,000; the amou covered by the Policies of the Society is
£1,781,580 ; and e reserved profit, applicable to future bonus
to the assured ounta to .4'82,454 ss. Bd. At the last annual
investigation, reported in May, 1850, the bonuses declared to
the assured were, the option of a return of 15 per cent. on their
premiums in cash, or a reversionary addition to the original
sum assured by each policy varying from 20 to 65 per cent.
EQUITABLE FIRE OFFICE. Capital, £500,000.
(Incorporated under 7 and 8 Vic. cap. I 10.)
The Equitable Fire Office will, by a constant analysis of its
own experience, from time to time, adopt such rates of pre-
mium as the nature of the risk may justify, and will decline to
enter into arrangements as regards tariffs with other offices.
An annual investigation will be made into each class of risk,
and a return of one moiety, or fifty per cent. of the nett excess
will be made to all classes of Insurers whose policies have been
in force for three
.years.
Insurances against Loss by Fire effected upon every descrip-
tion of property at moderate rates.
Farming Stock insured at ss. per cent., without the Average
Clause. . - -

Prospectuses, and every information, may be obtained) on
application at the Office, or to any of its
W Agents.
. S. B. WOOLHOUSE, Actuary.

LIVERPOOL
Manchester

AGENTS FOR THIS DISTRICT.
JAMES I4VINE, Esq., 6, Cook-street.
T. W. Gfeen, Esq., Messrs. Duffield,
Lofthouse, and Whitworth, 12, Prin-
cess-street.
Mr- Thomas Lund, Commission Agent.
Charles J. Holmes, Esq.
Mr. Thomas Kershaw.
Mr. James Kershaw.
Mr. Isaac Kitchen.
Mr. Edmond Edroundson.
Mr. John Deakin, Salt Works.
Mr. George Douglas, Brookshaw Hou,
Mr. John Entwistle.
Mr. James Butterworth, Auctioneer
Mr. Henry Hayes.
Mr. Joseph Thackeray : Mr. cis, Croft.

Blackburn
Warrington
Ormskirk
Southport .
Burnley
Lancaster
Fleetwood
Bury
Bolton
Rochdale
Oldham
Preston..
Clitheroe,
St. Helens H. G. Tayler, Esq.