The Liverpool Standard and General Commercial Advertiser.
Liverpool, Merseyside, England, 1848-11-07 00:00:00

ANY.
3. GE()

2, KIN(

row, 35,

OTICE

(LLIAT

IVISION OF PROFITS

ills COMPA
t. 1

NOVEMI
ises from the particular mode of Divisio

is. lize I

on being

WILL. BE MADE I
1111 d in participating in that Divisi
. .

fits to be derived by

Ivillihuss'e—cure one year's additi
. later Entrants
• In 1850, such Policy will have 3 years' Bonus

al claim for Profits over

1.01,11 •,
and so on every five years ,
IN SHORT, it is the principle of a Tontine applied to the Divi-
awn of Profits, holding out he prospect of great advantage
to
those persons who effect Assurances as a provision for their
families, or from other prudential motives; as they can thus i
look forward to increasing advantages as they advance r life,
each period of Division they may survive bringing additional
benefits.

LARGE BONUS ADDITIONS
Were made to the Company's Policies in 1835, 1840, and 1845,
which are shown in the Company's Prospectus;
For EXAM I'LE,
000 assured in 1825,had increased at last division to .iICOO.
•elOOO 1830, X 1412 10s.

Since 1844, the Standard Company hare issued 2473 Policies,
assuring upwards of One Million Six Hundred and Forly-five
Thousand Pounds. The income of the Company is upwards
Of One Hundred and For y Thousand Pounds per annum.
WILL. THOS. THOMSON, Manager.
PETER EWART, Resident Secretary.
London, 82, King William-street, 15th Sept., 1;48.

Further information can be obtained (without expense) by
application at the Company's Offices or Agencies.

Office in LIVERPOOL.... 76, SOUTH CASTLE-STREET
➢iessrs. J. & 1). L. MURDOCH, Agents.

AGENTS IN LANCASHIRE.
Messrs. James Douglas and Co., Stamp-office-
buildings, Cross-street.
Stockport Mr. G. J. Boothroyd, Solicitor.
Rockdale Mr. Richard Clegg, Estate Agent.
Bury Mr. Samuel Moscrop, Bolton-street.
Bolton. Mr. James Tickle, Tobacco-manufacturer.
Preston Mr. Reuben Riley, Solicitor.
DOUgla,, Isle of Man.. Mr. James Gillon, Wine-merchant.

Manchester

THE LIVERPOOL AND LONDON FIRE
LIFE INSURANCE COMPANY.
ESTABLISHED IN 1836.
EMPOWERED BY ACT OF PARLIAMENT.
OFFICES:
8, WATER-STREET, LIVERPOOL,
CHARLOTTE-ROW, MANSION-HOUSE, LONDON

The Directors beg to acknowledge the steadily increasing
support which this Institution experiences, and to assure the
Public that, whilst the numerous and wealthy Proprietary
enables them to offer most ample security for the fulfilment of
the Company's engagements, the confidence and preference
Manifested towards it shall be met, as heretofore, by strenuous
endeavours to facilitate the despatch of business, and by
liberality and promptitude in the settlement of claims.
By THE FIRST ACT OF PARLIAMENT obtained by the
Company, it is expressly conditioned that the liability of the
Shareholders under the policies shall not be restricted by
special contract or otherwise.
INSURANCES AGAINST FIRE
Are undertaken on Property of every description in the United
Kingdom, the British colonies, and in Foreign Countries; the
Rates of Premium may be known on application.
LIFE INSURANCE.
The Directors continue to receive proposals for the sale and
purchase of Annuities, Endowments, Reversions and contingent
Interests, and for Insurances on Lives. No Entrance or Admis-
sion Fees are required, nor is any editions] premium charged
to Officers in the Army or Navy, unless called into actual
service. The following are amongst the advantages held out
by the Company :
Two SCALES OF PREMIUMS, ONE LOWER THAN THOSE OF
MOST OTHER COMPANIES ; the other carrying GUARANTEED
ADDITIONS, or entitling to GUARANTEED REDUCTIONS in the
SUTURE PREMIUMS, on a plan entirely new and peculiar to
this Institution.

-----
Specimen of the Rates for an Insurance of .100 on a Single
Life, and of the Reduced Premium of Policies taken out on
the Bonus Scale:—

I For whole of Li
Without Jlonw

when
Insured Yearly.

Half do,

With Bonus,

Reduced
Premium

Yearly. I Half do. 1--iiO;;O-s

X d.
30 2 2 6 1 111 2 9 5
35 2 8 6 1 5 0 216 5
40 216 3 1 9 0 3
45 3 6 4 114 2 317
50 319 8 2 1 0 412 7

e s. a. e d

1 5 6 1 12 9
1 9 1 1 17 4
5 s'h 113 8 2 2 9
2 i 1 19 9' 2 10 0
2 7 9 2 19 1

Specimen of the Addition to the Sums Insured in the case of
Policies of .t 7,000 each, to be taken out at the Bonus
Premiums.

First By the addition of the further
Age Then Decennial Bonus, the amount
Bonus when Annualpayable in case of death will
p
Insured after Ten t (...t—after
Bonus.
20) Tears. I 30 Years. 140 Years.
1--

X s. d. X s. d. s. d. X a. d. aB s. d.
30 90 8 4 90 10 1271 5 0 1542 10 C 1904 3 4
35 94 11 8 99 2 1283 15 0 1567 10 C 1945 16 8
40 101 13 4 10 3 4 1305 0 0 1610 0 0 2000 0 0
45 107 1 8 10 14 2 1321 5 0 1642 10 C 2000 0 0
50 116 13 4 11 13 4 1330_0 0 1700 0 0 2000 0 0

The SCALE of REDUCTIONS which are guaranteed ranges
from 331 to 52 per cent. on the amount of Premium, and the
Bonus contingent only on the continuance of the life doubles
the amount of Policy.
No LIABILITY of Partnership, these reductions and addi-
tions not being contingent upon Profits.
POLICIES are issued for the Half Premium system, and on
an ascending scale.
SURRENDERS of POLICIES are accepted on very liberal
terms ; and claims are paid withir. three months after satis-
factory proof of death.
• INSURANCE OF CAPITAL SUMS.
The Directors are prepared to receive applications for Poli-
cies, which, though available for many other purposes as well,
will have the effect of rendering Property held under Lease for
years equivalent to Freehold for all purposes of mortgage 4 or
Investment. The following Table will afford
(Specimens of the Premium for the Insurance of XlOOO, payable
after the lapse of a given number of years.

tions fo
Thents ii
to unlef

IYears. 1 Rats

1 Years. I Rate,

1 .e.. a. cl_

BENJ. I

in which

o application will be

Residei

) the Company