The Sun.
London, England, 1842-04-13 00:00:00

DEFERRED ANNUITIES.

The best and most varied provision for after life hitherte•of-
fered—£2 12s. per annum (I s. per week) at 20, will at 65
give the policy-holder the choice of an annuity of £47 16s. 6d.
or £349 11s. cash, or policy at death of £.466. Similar ad-
vantages at 50, 55, and 60—Two-thirds payments lent at any
time, and Two-thirds returned in case of premature death.
The detailed Plans, and Last Annual Report, to be bad at
the Office, at any of its Branches, or on application will be for-
warded post free.
F. FERGUSON CAMROUX, Secretary.

NORTH BRITISH INSURANCE COMPANY.
Established 1809, and Incorporated by Royal Charter,
with a subscribed Capital of 1,000,0001.
His Grace the DUKE of SUTHERLAND, President.
LONDON BOARD.

MANAGERS.
Sir PETER LAURIE, Alderman, Chairman.
FRANCIS WARDEN, Esq., Deputy Chairman.
Notice is hereby given, that the North British Insurance
Company, with the view of further accommodating parties el•-
fecting Life Assurances with them, have opened a Branch Of-
fice at 10, Pall-mall East, in addition to their City Office, 4,
New Bank-buildings, Lothbury, The public will find that all
the advantages that can possibly he offered, consistent with per-
fect security, may be obtained by insuring with this Company.
The Managers meet every Wednesday, at Three o'Cleck, at 4,
New Bank-buildings, and on Tuesdays and Fridays, at Two
o'Clock, at 10, Pall-mall East, where Prospectuses may be ob-
tained and Assurances speedily effected.

UNIVERSAL LIFE ASSURANCE
OFFICE, King William-street.
The rates of this Office are as moderate as is consistent with
perfect security. Four-fifths of the pr.:fits are divided amongst
the assured, and may be applied either in reduction of the an-
nual premium, or in addition to the amount originally assured.
It is important that persons at present about to assure in this
Office should complete their Policies before the second Wednes-
day in May, as they will be entitled to participation in profits
twelve months earlier than those assuring subsequent to that date.

UNIVERSAL LIFE ASSURANCE
OFFICE, 1, King William-street, London.
The Rates of this Office, founded on the most accurate ob-
servations of the duration of human life, are as moderate as is
consistent with perfect security.
One-fifth of the ascertained profits of the five preceding
years is divided between the policy-holders and shareholders ;
three-fourths to the former, and one-fourth to the latter. The
remaining four-fifths are set apart to enter into the average of
the succeeding years, and thus to provide against unforeseen
contingencies.
The first division of profits took place on the 13th of May,
1840, when a reduction oc 60 per Cent. was declared on the
current annual premiums of all those policies entitled to parti-
cipation. The second division of profits was in May, 1841,
when a similar reduction was again declared.
The following table will show the operation of the reduction
made by the Society :

Iteduced

Age
when I
Date ot
Policy
Policy.
was I
issued.

Sum Original
Assured. Premium.

Annual
Reduction Premium
payable in
18,11.

May 1533.

£l,OOO £l9 6 8
1,000 IA 8 4
1,000 31 10 0
1,000 42 15 0
1,000 66 11 8

XII 12 01 £7 14 8
14 11 0 9 15 4
1$ 18 0 12 12 0
2.5 13 0 17 2 0
39 19 0 26 12 F

This system of reduction in the premiums affords immediate
benefit to the Assured, or enables them to secure a considerable
bonus by effecting a new policy.
Policies are granted in London, and by resident Committees
at Calcutta, Madras, and Bombay, on India risks, at very ad-
vantageous rates, calculated from extensive data and tables, ex-
clusively in the possession of this Society,to show the true risk
of life dur;ng residence in India, and after retirement from
foreign service. By order of the Board,
DAVID JONES, Actuary.