The Sun.
London, England, 1845-04-23 00:00:00

One-third of "Whole Term" Premium may remain unpaid at
5 per cent. compound interest, as a debt upon the policy for life, or
may be paid off at any time without notice:
In Assurances for Advances of Money, as Security for debts, or
as a provision for a family, when the least present outlay is desirable,
the varied and comprehensive tables of the Argus Office will be found
to be particularly favourable to the Assured.
The Medical Officers attend daily at a Quarter before Two o'Clock.
EDWARD BATES, Resident Director.
A liberal Commission to Solicitors and Agents.

BRITANNIA LIFE ASSURANCE COM-
PANY, I, Princes-street, Bank, and 448, west Strand, Lon-
don, March 1, 1845.
a
Notice is hereby given, that in pursuance of a resolution passed
unanimously at two successive General Meetings ofProprietors,
MUTUAL ASSURANCE BRANCH of this Institution has been
established on terms peculiarly advantageous to the Assured, and
that such Branch is supported by the entire subscribed capital of the
Company, together with the accumulated Auld of Premiums derived
from upwards of
Six Thousand Policies, already effected in the Pro-
prietary Branch.
Full particulars are stated in the Prospectus, which, with every re-
quisite information, may be obtained on application at the office.
PETER MORRISON, M^ Director.

•
To the PROPRIETORS of the BRITANNIA LIFE ASSURANCE
the establishment of a Mutual Assurance Branch,
• . COPA.NY.
GENTLEMEN,—In calling your I attention to the annexedbeg Noticleave eof
address a few observations to you relative to the Past transactions,
and the probable result of the proposed extension of the operations of
the Company.
the decided and (I
That the " Britannia" Company has 'o ed
e y to
trust I may be permitted to say) deserCednjapprobation of the public,
sessed by the Company, it is only necessary
is clearly proved by the unprecedented fact of upwards of 6,000
policies having been issued in the short space of eight years. In
order, however, to show the high degree of credit and influence posh
respectable and well-established Life Assurance Companies
have successively transferred their business to this establishment.
year 1840 ; the
The former of these transfers took place in the
latter in the course of the past year.
It is in consequence of this last-mentioned transfer, which included
a large number of Policies effected on the mutual assurance plan, and
this plan, which they have hitherto been COMP
for me to state, that two
also in consequence of the numerous applications for Assurances on
the Directors at length determined on the establishment of a Mutual
prospectus, after it
Assurance Branch, on the plan set forth in the
had been submitted to, and unanimously approved by, two succes-
sive General Meetings of Proprietors, specially convened on the
compelled to decline, that

occasion.
The general objection to Mutual Assurance Societies, that (in their
infancy, at least) they do not afford that complete security to the
Assured which is supplied by the subscribed capital of Proprietary
Establishments, is completely removed in the Mutual Branch of the
" Britannia" Company ; for not only arc the Mutual Policy-holders
protected by the entire subscribed capital of the Proprietary Branch,
but the large and continually-increasing fund, accumulated from the
onsti-
Preminms on 6,000 Policies already effected in that Branch, c
a ment of the claims of
tutes an immediately available fund for the p y
the Assured, who will thus enjoy all the security afforded by an old
established office, and, at the same time, become entitled to all the
benefits to be derived from that system of Mutual Assurance which
experience has proved to be at the same time the safest and the best.
Another serious objection to the Mutual Assurance Plan (as gene-
rally acted on) is the high rate of premium required to he paid, in
the Asst Instance, in order to form a fund—not only for the payment
of the claims, but also for the distribution of large bonuses among the
policy-holders. This objection also is entirely removed by means of
the half credit system detailed in the prospectus. For, by allowing
half the amount of the first five annual premiums to remain for five
years in the hands of the person assured, and applying the bonus (to
which he would otherwise become entitled) to the gradual liquida-
tion of the debt thus incurred with the Company, the policy-holder
enjoys the rare advantage of a very low rate of premium, in the first
instance,proflts
c.onibined with that of a full participation, eventually, in
the
benefit and accommo-
In availing myself of this opportunity of congratulating my co-
shareholders on the extraordinary success which hitherto has at-
tended the operations of the Britannia Life Assurance Company, I
trust I shall, at no very distant period, have still ihrther to congratu-
late them on the complete success of the Mutual Assurance Branch,
which, after the most anxious care and attention, has been founded
donatae tphlaenp
I cannot, in justice to the Directors, conclude this address without
calling your attention to the able and cordial co-operation which has
calculated,ubic. in every possible way, to
been afforded to me on their part, not only on the present important
occasion, but also in every other instance in which their advice and
assistance have been needful for promoting the interests of the Insti-
tution. I have the honour to be, Gentlemen,
Tour most obedient servant,
PETER MORRISON, Managing Director.
Britannia Life Office, 1, Princes-street, Bank,
London, 20th March, 1845.

FOURTEENTH EDITION of the SILENT FRIEND on Human
Frailty, with Coloured Engravings,
Jest published, price 2s. 6d., free by poet (in a sealed envelope) 3s. 6d.
THE SILENT FRIEND ; a Medical Work on
and Co., Consulting
the Infirmities of the Generative System in both sexes • and
on the loss of the reproductive powers, with means of restora' tion.
The baneful effects of solitary indulge-Ice, neglected syphs symp-
toms, &c., are fully pointed out. Illustrated by Engravings ;
cser4.eiunudis followed
by observations on Marriage, with plain directions flit the removal of
:roalindllonea.ti°Alisßhyedltb. by the and may be ad at
their residence, 19, BERNERS-STREET, OXFORD-STREET.
Sold by Strange, 21, Paternoster-row
;Hannay and Co., 63,. Ox-
ford-street ; Gordon, 146, Leadenhall-street ; Plirkit3l, Comton-
igNbybeititlohneiTes.:Di ips.EarTeEßsasvievdE•
street, Soho; and all Booksellers.
" We regard the work before us, the 'Silent Friend,' as a work
embracing most clear and practical views of a series of complaints
majority of the me-
dical profession, for what reasen we are at a loss to know. We must
ETlasesEfiz-Eno,
however confess that a perusal of this work has left such a favourable
hitherto little understood,
impression on our minds, that we not only recommend, but cordially
and passed over by a
wish every one who is the victim of past folly, or suffering from indis-
,copnriscuemipitsl7 hurabtithse, agnudaduethitilities arising'from
cretion, to profit by the advice contained in its pages.,,_Age and Argus
five-pound
acnastei s.gyi)mhiay.
The CORDIAL BALM of SYRIACUM is exclusively directed to.
the cure of nervous and sexual debility, irregularity, w„koesa loss
bottleexcess,e
Ta h l)
. ctokrot ecN3'.3l nes
E. I nd,
and body, ulcerations, and those palathi
Y of four in one
be had as usual.
symptoms, and all eruptions of the skin. Price,
litic remedy for searching out and purifying the blood from snnryy
blotches en the head, face.
affections
arising from improper treatment or the effects of mercury
removing secondary
I Is. and 335. per bottle. ,
PERRY'S PURIFYING SPECIFIC PILLS, price 2s. 9d., 41. 6d ,
and 114. per box, are the most effectual remedy for
strictures, inflam.-
mation, irritation of the bladder, &c., without hindrance to business.
Consultation fee, if by letter, I/. Minute detail of cases necessary.
idoin , eg, perry are in daily attendance, for consultation at th ir re-
ridence, 19, Berners-street, Oxford..treet, London, from 11 tlll2 and
5 tills. Oa Sundays from lti till 12. One personal visit is only ne-
opogoisSralalleut ore.