The Sun.
London, England, 1845-02-05 00:00:00

The division of profits is annual, and the next will he made in De-
cember of the present year.
This insthution offers many important and substantial advan-
tages with respect both to Life Assurances and Deferred Annuities.
The assured has, on all occasions, the power to borr)w, without ex-
pense or forfeiture of the Policy, two-thirds of the premium paid,
(see table) ; also the option of selecting benefits, and the conversion
•f his Interests to meet other conveniences or necessity. Assurances
for terms of years are granted on the lowest possible rates.
F. FERGUSON CAMROUX, See.

UNITED KINGDON!
COMP/
8, WATERLOO-PLACE,
Established by Act of
DIVISION OF PROFITS
lloNowtir I

,1 LIFE ASSURANCE
ANY,
PALL-MALL, LONDON.
r Parliament in 1834.
AMONG THE ASSURED.
PRESIDENTS.
Earl Somers
Lord Viscount Falkland
Lord Elphinstone
Lord Belhaven and Stectou

Earl of Errol
Earl of Courtovrn
Earl Leven and Melville
Earl of Norbury
Earl of Stair

DIREC!
JAMES STUART,
HANASEL DE CASTRO,
Samuel Anderson, Esq.
Hamilton B. ATarne, Esq.
Edward Boyd, Esq., Resident
E. Lennox Boyd, Esq., Assistant-
..

Esq., Chairman
Esq., Deputy Chairman.
Charles Graham, Esq.
F. Charles Maitland, Esq.
William Railton, Esq.
Jplin Ritchie, Esq.
F7l. Thomson, Esq.

Resident
Charles Downes, Esq
Surgeon—F. Hale Thomson, Esq., 48, Berners-street

This Company, established by Act of Parliament, affords the most
perfect sceurity in a large paid-up Capital, and in the great success
which has attended it since its commencement in 1834, its ANNUAL
INCOME being UPWARDS of 72,9001.
In 1841 the Company declared an additien to the Shareholders of
one-half of their Stock, and also added a Bonus of 21. per cent. per
annum, on the Sum Insured to all Policies of the Participating Class
•rom the time they were effected.

The Bonus added to elides from March, 1834, to December 31,
1840, is as follows :--
Sum Time Snm added Sum Time Sum added
Assured. Assured. to Policy. Assured. Assured. to Policy.
£5OOO 6 yrs. 10 mths. £683 6 8 ,E5OOO 4 years £4OO
5000 6 years 600 0 0 5000 2 years 200
The Premiums, nevertheless, are on the most moderate scale, and
only one-half need be paid for the first Five Tears, where the Insur-
ance is for Life.

Every intecmatioa will be afforded on application to the Resident
Directors, Edward Boyd, Esq., and E. Lennex Boyd, Esq., of No. 8,
Waterloo-place, Pall-mall, London.

TAONDON, EDINBURGH, awl DUBLIN
LIFE ASSURANCE COMPANY,
3, Charlotte-row, Mansion-house, London.
THIS IS THE ONLY COMPANY who are bound by their
deed of constitution not to dispute any policy, unless they can prove
that it was obtained by fraudulent misrepresentation; the great aim
and object having been to render Life Policies COMPLETE SE-
CURITIES and NEGOTIABLE DOCUMENTS.
THIS IS THE ONLY COMPANY from whom the assured,
on the mutual principle, receives the whole of the mutual accu.
mulations, and also a guarantee from the Shareholders for the sums
assured.
THIS IS THB ONLY COMPANY who bind themselves to
pay the sums in the policies, although the debts for which they were
effected shall have been liquidated before the claims arise.
THIS IS ALMOST THE ONLY COMPANY who grant in
favour of creditors whole world policies, whereby the debt is se-
cured, although the debtor should go beyond the limits of Europe.
BY THE HALF PREMIUM PLAN only one.half of the
first seven years' premium is required, the other half being pay.
able at the convenience of the assured;. thus allowing a Policy to
be continued for seven years at one.half of the usual rate, or to
be dropped at one-half of the usual sacrifice, and entitling the
assured, seven years hence, when loss of health may prevent him
from affecting a new Assurance, to continue a Policy at a rate of
premium applicable to an age seven years younger.
ALEX. ROBERTSON, Manager.
ARGUS LIFE ASSURANCE COMPANY
39, THROOMORTON-STREET, BANK.
EMPOWERED by SPECIAL ACT of PARLIAMENT,
t. and 6 Will. I V.. c. 76.
THOMAS FARNCOMB, Esq., Alderman, Chairman.
WILL IA tif LEAF, Esq., Deputy Chairman.
Richard E. Arden, Esq. James Clift Esq.
William Banbury, Esq. Rupert Ingieby Esq.
Edward Bates, Esq. Thomas Kelly, Eaq., Ald.
Thomas Camplin, Esq. Jeremiah Pitcher, Esq.
John Humphery. Esq., Alderman, Lewis Pocock, Esq.
M.P.
PHYSICIAN—DT. Jeaffreson, 2, Finsbury-square.
SURGEON—W. Coulson, Esq., 2, Frederick's-place, Old Jewry.
CONSULTING ACTUARY—Professor Hall. of King's College.
LOW RATES OF PREMIUM.
In addition to the subscribed Capital of .£300,000, the Assured
have the security of the Company's income et nearly £ro,ote per
annum, yearly increasing, and an accumulating Assurance Fund tn.
vested in Government and other available securities, of considerably
la ger amount than the estimated liabilities of she Company.
The rates of premium are reduced to th- lowest scale compatible
with the security of the Assured, and the stability of the Company,
thereby, in effect, swing to every Policy Holder an immediate and
certain Bonus without Tisk, in lieu of the deferred and frequently
delusive prospect of a periodical division of Profits
ANNUAL PREMIUM TO ASSURE £lOO.

Age. 1 .
I_
20 £0 17 8
90 1 1 8
4e 1 5 0
50 1 14 1
60 3 2 4

For One Y car. I For Seven Years. 1 Whole Term.

£0 19 1
1 2 7
1 6 9
1 19 10
3 17 0

£1 11 10
2 0 7
2 14 16
4 0 11
6 0 10

One-third of " Whole Term" Premium may remain unpaid at
5 per cent. compound interest, as a debt upon the policy for life, or
may be paid ofFat any time without notice.
In Apsnrances for Advances of Money, as security for debts or as
a provision for a family. when the least present outlay is desirable,
the varied and comprehensive tables of the Argus Office will be
found to be particularly favourable to the Assured.
The Medical Officers attend daily at a Quarter before Two e'Clock
EDWARD BATES, Resident Director.

A liberal Commission to Solicitors and Agents