The Sun.
London, England, 1842-01-14 00:00:00

DIRECTORS.

Chairman--HENRY GEORGE WARD, Esq., M.P.
John Avlwin, Esq. I John Glenry Gordon, Esq.
Adam Duff, Esq. Charles Green, Esq.
Henry Hind Edwards, Esq. Frederick Neville, Esq.
I Edward Evans, Eiq. Richard Pope, Esq.
John Chamberlain Tye, Esq.
BANKEas—Union Bank of London.

STANDING COUNSEL—SamueI Warren, Esq., F: R. S.

SOLICITOR AND NOTARIES—John Foster Elmslie, Esq.,
Messrs. Lys and Mullins.
AIEDICAL. OFFICERS—George Webster, Esq., M. D. ; Ed-
ward Evans, Esq., M. R. C. S. ; James Johnson, Esq.,
AI. R. C. S.

AUDITORS—Erasmus Robertson, Esq. ; Anthony Peck,
Esq., B.A.
SURVEYOR—Thomas Marsh Nelson, Esq.
CONSULTING ACTUARY—James Dransfield, Esq.
ACCOUNTANT—Mr. H. V. Smith.
RESIDENT SECRETARY..., Frederic Lawrance, Esq.
ADVANTAGES OF THE ASSOCIATION.

Rates of Premium calculated on as low a scale as is con-
sistent with the safety of the Assured and the stability of the
Company.
Two-thirds of the Profits to the Assured and one•third to
the Proprietors.
A system of Loan upon personal or other securities, pro-
vided the party borrowing assures his Life for double the
amount he receives.

Policies which shall hare been assigned six months ac a
bona-fide security, not void by death from suicide, duelling, tnr
the hands of justice.
No Entrance Fee, or other charges, beyond the Policy Stamp.
A liberal Commission to all parties bringing business.
Medical Referees paid by the Office, in every case referred
to them for their professional opinions.
Interest at the rate of 51. per Cent., allowed on the paid-up
Capital.
Applications for the remaininc, Shares, Agencies, and Pro-
speetuses, to be made at the Temporary Offices, 4, Adam-
street, Adelphi, between the hours of Ten and Four.
FRED. LAWRANCE, Resident Secretary.
Offices, 112, Cheapside.

A CHILLES BRITISH and FOREIGN
L LIFE ASSURANCE ASSOCIATION and LOAN
BANK, No. 24, LOMBARD-STREET, (Messrs. Whit-
more's late Banking House).
To be empowered by Act of Parliament.
Capital £500,000 Sterling, in 20,000 Shares at £25 each.

Deposit £2 lOs. per Share.
Every description of Assurance may be effected, either with
or without participation in profits.
Premiums may be paid yearly, half-yearly, or quarterly.
LOANS ARE GRANTED IN AMOUNTS OF FIFTY
POUNDS AND UPWARDS, on real or personal soecurity,
to individuals assuring their live; with this Association.
Prospectuses, and all further information, may be I:.btained
by applying to

ADOLPHUS COURVOISIER, Secr,t•tary.
Application for the Remaining, Shares and Agenciets, to be
made to the Secretary.

The following is the PROSPECTUS already publf:shed :
Experience has established the value and important t of Life
Assurance to all classes of the community; and the p eosperity
attending the institutions of this nature, which have already
been founded, incontestibly proves the soundness of the . princi-
ples upon which its calculations are based.
But the system of Life Assurance, however valuals!te to the
members of Ihe community in general, as affording th e means
of either entirely providing for, or of greatly enlarging • the re-
sources of their families after death, may yet be rep rded as
more immediately and especially beneficial to those persons
who are wholly dependent upon their own exertions; for sup.
port, or who have only a life-interest in the property t hey pos-
sess. It is valuable also, inasmuch as it enables individuals
with fixed incomes, (from whatever source derived, whether
from Government or other situations, or from pensit ►ns or an-
nuities for lives), to perpetuate them to their representatives
—offers entire indemnity to creditors against loss by t he demise
of debtors—secures the continuance of leases determin :able upon
lives, and renewable by fine—attaches responsibility tu personal
security, thereby assisting individuals to obtain such tEsmporary
aid, by way of loan, as may be necessary for conduct ing their
business, or the fulfilment of their engagements—ant;:cipating,
and altogether providing against the inconvenience at id injury
often occasioned by the withdrawal of capital from ba isiness on
the death of a partner. In short, it is available to p. arsons in
every profession, trade, office, and circumstance; ai:id, under
all the modifications, and constantly occurring varieti E s of con-
tingent interests, dependent upon the duration of life ,
Nevertheless, strange to say, but very few person s have hi-
therto availed themselves of the inestimable benefits v ►hich Life
Assurance is so well adapted to bestow=their nun, ber being
only about 88,000 out of the vast population of ti: to United
Kingdom. It is, therefore, evident that an ample fiel ri remains
open for the exertions of a new Company of a simila r charac-
ter. Moreover, it must be evident that if stieh Corn, pany can,
irrespective of the advantages usually proffered by the Societies
already established, and without risk to the interest is either of
the Proprietors or of the Assured, propose other ben *fits highly
useful and important to both, it must safely and s uceessfully
enter into competition with the existing Institution s with full
confidence in the support of the public.
Of the large profits which have been derived by t he Share-
noldcrs in some of the principal Assurance Compare. Es, an idea
may be formed by the perusal of the following sh ort Table,
which has been compiled from the most authentic sources;
and, from this, it must be manifest, that a Company- which, in
addition to the ordinary business of Life Assurance,, embraces
also the business of a Loan Bank to the Assured, will, if ably
conducted, offer to the Capitalist a secure and pro Auetive in-
vestment, without trouble or the danger of pecuniar2r loss.