The Sun.
London, England, 1842-07-14 00:00:00

AUDITORS,

Professor Wheatstone, F.R. S. I Professor Graves,A.M.F.R. S.
ACTUARY—W. S. B. Woolhouse, Esq., F. R.A. S.
PHYSICIAN—J. Elliottms , M. D., F. R. S.
SURG FON—E. S. Syincl., Esq.
SOLICITORS—Messrs. Sweet, Sutton, Ewens, and Ommanney.
BA N K FRS—Messrs. Halifax, Mills, and Co.

The most rational motives to Life Assurance are faund in
the plan adopted by this Society viz. joined to a secure
provision at death fer inheritors of the Ass-:red, the Society
affords succour to the As tired himself (proportioned to pre-
vious payments) i•; the event of unforeseen reverses.
Annual Division of Profits.
F. FERGUSON CASIR3UX, Secretary.

FIRE AND LIFE ASSURANCES MAY BE EFFECTED
ON THE MOST ADVANTAGEOUS TERMS WITH
THE SCOTTISH UNION INSURANCE
COMPANY.
Instituted 1824, and incorporated by Royal Charter.
LONDON BOARD.
Charles Balfour, Esq. Robert Murray, Esq.
J. Deans Campbell, Esq. Richard Oliverion, Esq.
J. Gordon Duff, Esq. Dicie Robertson, Es+
Robert Gillespie, Esq. H. F. Sandeman, Esq.
James Gooden, Esq. John BM,II, Esq.
John Kingston, Esq. Daniel Stodilart, Esq.
Sutherland Mackenzie, Esq., Manager.
LONDON oFFICES.
449, West Strand, and 74, King William-street, City.
FIRE INSURANCES effected at the usual Reduced Rates,
and Policies may be transferred to this Office without extra
charge, and on. terms very favourable to the Assured. Special
Msks reasonably rated.
LIFE ASSURANCES.
The additions made to the life policies granted by this Cor-
poration for the last seven years vary from 41 to 63 per cent. on
the premiums paid, and average 14 per cent„ or two per cent.
per annum on the sums assured—a result, it is believed, snore
favourable than any other Company (mutual or proprietary )
has hitherto accomplished, when the low rates of premium
charged by this Company are taken into consideration.
The next division of life profits will take place in December,
1846, being an interval of tive years. and persons entering be-
fore the Ist of August next will enjoy one year's additional
rating, and rank at next division of profits for five complete
years.
To facilitate loan transactions a reduced scale of rates with-
out profit has been adopted. The rates and other particulars
may he ascertained at the above offices, or at any of the Com-
pany's Branch Establishments throughout the kingdom.
F. G. SMITH. Secretary.
Scottish Union Office, 449, West Strand, London.

UNIVERSAL LIFE ASSURANCE
OFFICE, 1, King William-street, London.
The Rates of this Office, founded on the most accurate ob-
servations of the duration of human life, are as moderate as is
consistent with perfect security.
One-fifth of the ascertained profits of the five preceding
years is divided between the policy-holders and shareholders ;
three-fourths to the former, and one-fourth to the latter. The
remaining four-fifths are set apart to enter into the average of
the succeeding years, and thus to provide against unforeseen
contingencies.
The first division of prstits took place on the 13tli of May,
1840, when a reduction of Go per Cent. was declared on the
.current annual premiums of all those policies entitled to parti-
cipation. The second division of profits was in May, 1841,
when a similar reduction was again declared.
The following table will show the. operation of the reduction
made by the Society

Ago 1
when I Pate Policy I e°t
was Policy.
issued.

Reduced
Sum Original Annual
Assured. Premium. Reduction Premiumpayable in
IS4I.

2t► May 1833.
30 ... ...
40
50
60 ... ...

£l,OOO 4:19 6 8 £ll 12 01 £7 14 8
I
1,000 24 8 4 14 13 0 915 4
1,000 31 10 0 18 18 o'l2 12 0
1,000 42 15 0 25 13 0 17 2 0
1,000 66 11 8 39 19 0 26 12 8

This system of reduction in the premiums affords immediate
benefit to the Assured, or enables them to secure a considerable
bonus by effecting a new policy.
Policies are granted in London, and by resident Committees
at Calcutta, Madras, and Bombay, on India risks, at very ad-
vantageous rates, calculated from extensive data and tables, ex-
clusively in the possession of this Society,to show the true risk
of life dur'ng residence in India, and after retirement from
foreign service. By order of the Board,
DAVID JONES, Actuary.