The Sun.
London, England, 1845-05-03 00:00:00

41,192 18 4
1,350 8 4
1,525 8 4
1,682 18 4
1,869 11 8
2,094 3 4
2,377 1 8
2,727 I 8
3,173 6 8

£586 6 7
681 2 7
• 768 5 1
787 2 6
813 15 6
R 54 6 5
923 18 1
1,011 2 9
1,129 15 7

£5,586 6 7
5,681 2 7
5.768 5 1
5,787 2 8
5,813 15 6
5,854 6 5
5,923 18 1
6,011 2 9
6,129 13 7

A bonusedi
ti of Four-fifths, per Cent. of the estimated pro-
tits is add d to Policies entitled, every seventh year; or an equiva-
lent The Third Septennial Division of Profits will be declared, to the
lco,
iFmard-eflifnt 1
future)i s, or E
31st December, 1845. Persons Assuring previous to that date will
r
have their propo tion of profit appropriated.
Parties traTelling in Europe, by sea or land, In time of peace, are
not charged any extra premium.

Applications for Agencies In places where none are established to
be addressed to the Secretary.

NICHOLAS GRUT, Secretary and Actuary.

BRITANNIA LIFE ASSURANCE COM-
PANY, 1, Princes.street, Bank, and 448, West Strand, Lon-
don, March 1, 1845.

Notice is hereby given, that in pursuance of a resolution passed
unanimously at two successive General Meetings of Proprietors, a
MUTUAL ASSURANCE BRANCH of this Institution has been
established on tenns peculiarly advantageous to the Assured, and
that suclS'llranch is supported by the entire subscribed capital of the
Company, together with the accumulated tiind of Premiums derived
from upwards rf Six Thousand Policies, already effected in the Pro-
prietary Branch.

- Full particulars are stated In the Prospectus, which, with every re-
quisite information, may tie obtained on application at the office.
PETER 'MORRISON, Managing Director.

To the PROPRIETORS of the BRITANNIA LIFE ASSURANCE

GEXTLEMEN,—In calling COM PAN
your attention to the annexed Notice of
the establishment of a Mutual Assurance Branch, I beg leave to
address a few observations to you relative to the past transactions,
and the probable result of the proposed extension of the operations of
the Ccmpany.
That the " Britannia" Company has enjoyed the decided and (I
trust I may be permitted to say) deserved approbation of the public,
is clearly proved by the
unprecedented fact of upwards of 4,000
policies having been issued in the short space of eight years. In
order, however, to show the high degree of credit and influence pos-
sessed by the Company, it is only necessary for me to state, that two
highly respectable and well-established Life Assurance Companies
have successively transferred their business to this establishment.
The former of these transfers took place in the year 1840 ; the
latter in the course of the past year.
It is in consequence of this last-mentioned transfer, which included
a large number of Policies effected on the mutual assurance plan, and
also in consequence of the numerous applications for Assurances on
this plan, which they have hitherto been compelled to decline, that
the Directors at length determined on the establishment of a Mutual
Assurance Branch,
on the plan set forth in the Prospectus, after it
had been submitted to, and unanimously approved by, two succes-
sive General Meetings of Proprietors, specially convened on the
occasion.
The geceral objection to Mutual Assurance Societies, that (in their
infancy, at least) they do not afford that complete security to the
Assured which is supplied by the subscribed capital of Proprietary
Establishments, is completely removed in the 3futual Brandi of the
"Britannia" Company ; for nut only are the Mutual Policy-holders
protected by the entire subscribed capital of the Proprietary 'trench,
but the large and continually-increasing fnd, accumulated front the
Premiums on 6,000 Policies already effected in that Branch, consti-
tutes an immediately available Rind for the payment of the claims of
the Assured, who will thus enjoy all the security
afforded by an old
established office, and, at the same time, become entitled to all the
benefits to be derived from that system of Mutual Assurance which
experience has proved to be at the same time the safest and the best.
Another serious object on to the Mutual Assurance Plan (as gene-
rally acted on) is the high rate of premium required to he paid, in
the first instance, in order to form a fund—not only for the payment
of the claims, but also for the distribution of large bonuses among the
policy-holders. This objection also is entirely removed by means of
the half credit system detailed its the prospectus. For, by allowing
half the amount of the first five annual premiums to remain for five
years in the hands of the person assured, and applying the bonus (to
which he would otherwise beCome entitled) to the gradual liquida-
tion of the debt thus incurred with the Company, the policy-holder
enjoys the rare advantage of a very low rate of premium, in the first
instance, combined with that of a Mil participation, eveatually, in

the profits.
In availing myself of this opportunity of congratulating my co-
shareholders on the extraordinary success which hitherto has at-
tended the operations of the Britannia Life Assurance Company, I
trust I shall, at no very distant period, have still further to congratu-
late them on the complete success of the Mutual Assurance Branch,
which, after the most anxious care and attention, has been founded
on a plan calculated, in every possible way, to benefit and accommo-

date the public.
I cannot, in justice to the Directors, conclude this address without
calling your attention to the able and cordial co-operation which )lag
been afforded to me on their part, not only an the present important
occasion, but also in every other instance in which their advice and
Managing Director.
assistance have been needful for promoting the interests of the usti-
tution. I hale the honour to he, Gentlemen,
Your most obedient servant,
London, 20th March,lB4h.
Britannia Life Office, Pl,ElT'rElnßces3-I=Vatk,

MILLER and JONES, 158, Oxford-street,
Corner of Marylcbonc-lane.
WORKING MEN, beware of those who offer you clothing at what
appears to be very low prices. Before you purchase from them
reflect a litt e on the moral conseray sees of the act, and let the fol-
lowing facts assist you in your reflections :
Very cheap cloth is made chiefly from old woollen raga to up
and re-manufactured.
Low-prierid, but rotten, clothes, are made from this cloth, by un-
fortunate men and women, who receive for their labour a most
wretched pittance.
The advantages of this fraud and oppression are entirely absorbed
by the men who praotise -it—lames rapid fortunes and palace-like
premises.
Are you working men inclined to be the encouragers and the dupes
of such dealing?
Arc you disposed to assist these men in grinding the Paces ofthe poor?
Pay no attention to the putn, whether in prose or doggrel, that
recommend these abominations.
Messrs. MILLER and JONES submit the following as the lowest
prices at which an honest article can be honestly sold :
X. s. d. £. 5. d.
Working Jackets ... ........ .• •
0 9 6 to 0 12 0
Working Trowsers ....... .......
0 6 6 to 0 9 ' 6
Working Vests .............. ...... • ...... • 0 4 9 to 0 6 9
Top Coats.. ... ...... ... ••••••••• • • ' • " • • • 1 5 0 to 315 0
Codringtons ...................... ......
Black and Coloured Dress Coats ........
erock Coats, Silk Linings ..... ... • .....
Shooting Coats ..—•••••• • • • • " • • •
Fancy Doeskin and TweedDit .... . :: :: ..
:.... 0
Dress Trowsers ..
9 6 too 18 0
Very Rich Plain and Figured Silk Velvet Vests 0 18 0 to 1 15 0
•
Satin Vests ............... ....... .. ••• • • • 0 10 0 to 1 0 0
Valentia Toilenet and Quilting Vests in great
variety ....
Boys' Clothes of every description equally cheap.
Mut, comer of Narylebone-lane,