The Sun.
London, England, 1842-01-20 00:00:00

Age l5 21 ?5 f :10 3i f 4O I 45 I 50

Annual I.£ s.d.l£ s. d. IX a d s. d.r d. £. c.d. a. cf.
Premium -t 10 8 I 14 7 I 19 2 4 3210 II 2 19913 11 9 4 8 0
per cent.

The Bonus declared in 1834 amounted upon an'average to
.£l6 per cent. on the premiums then paid ; and in. 839 a fur-
ther Bonus was declared, amounting on the average to £3l per
cent. on the premiums paid during the preceding five years.
Bonuses may be applied to the increase of the sum assured,
to reduction of premiums for life, or for a term of years.
Policies on the lives of persons dying by suicide, duelling,
or by the hands of justice, are not void as respects the inte-
rests of parties to whom they may have been legally assigned.
The Directors and Medical Officers are in attendance every
Friday, from Half-past Two to Half-past Three o'clock, but for
the convenience of those persons who are unable to attend on
the regular Board-day, and with a view of affording facilities
in the general transactions of business, one of the Directors is
in attendance every day, at Three o'clock, by which arrange-
ment proposals may by completed without delay.
Persons residing in the country may have Prospectuses and
instructions forwarded them on application. -
By order of the Board of Directors,
CAMPBELL JAMES DOWNER, Secretary.

CHILLES BRITISH and FOREIGN
CVA LIFE ASSURANCE ASSOCIATION and LOAN
BANK, No. 24, LOMBARD-STREET, (Messrs. Whit-
more's late Banking House). _ _ _

To be empowered by Act of Parliament.
Capital £500,000 Sterling, in 20,000 Shares at £25 each

Deposit £2 10s. per Share.
Every description of Assurance may be effected, either with
or without participation in profits.
Premiums may be paid yearly, half-yearly, or quarterly.
LOANS ARE GRANTED IN AMOUNTS OF FIFTY
POUNDS AND UPWARDS, on real or personal security,
to individuals assuring their live; with this Association.
Prospectuses, and all further information, may be obtained
by applying to
ADOLPHUS COURVOISIER, Secretary.
Application for the Remaking, Shares and Agencies, to be
made to the Secretary.

The following is the PROSPECTUS already published :
Experience has established the valise and importance of Life
Assurance to all classes of the community; and the prosperity
attending the institutions of this nature, which have already
been founded, ir:contestibly proves the soundness of the princi-
ples upon which its calculations are based.
But the system of Life Assurance, however valuable to the
members of the community in general, as affording the means
of either entirely providing for, or of greatly enlarging the re-
sources of their families after death, may yet be regarded as
more immediately and especially beneficial to those persons
who are wholly dependent upon their own exertions for sup.
port, or who have only a life-interest in the property they pos-
sess. It is valuable also, inasmuch as it enables individuals
with fixed incomes, (from whatever source derived, whether
from Government or other situations, or from pensions or an-
nuities for lives), to perpetuate them to their representatives
—offers entire indemnity to creditors against loss by the demise
of debtors—secures the continuance of leases determinable upon
lives, and renewable by fine—attaches responsibility to personal
security, thereby assisting individuals to obtain such temporary
aid, by way of loan, as may be necessary for conducting their
business, or the fulfilment of their engagements—anticipating,
and altogether providing against the inconvenience and injury
often occasioned by the withdrawal of capital from business en
the death of a partner. In short, it is available to persons in
every profession, trade, office, and circumstance; and, under
all the modifications, and constantly occurring varieties of con-
tingent interests, dependent upon the duration of life.
Nevertheless, strange to say, but very few persons have hi..
therto availed themselves of the inestimable benefits which Life
Assurance is so well adapted to bestow—their number being
only about 88,000 out of the vast population of the United
Kingdom. It is, therefore, evident that an ample field remains
open for the exertions of a new Company of a similar charac-
ter. Moreover, it must be evident that if such Company can,
irrespective of the advantages unially proffered by the Societies
already established, and without risk to the interests either of
the Proprietors or of the Assured, propose other benefits highly
useful and important to both, it must safely and successfulty
enter into competition with the existing Institutions with full
confidence in the support of the public.
Of the large profits which have been derived by the Share-
holders in some of the-principal Assurance Companies, an idea
may be formed by the perusal of the following short Table,
which has been compiled from the most authentic sources;
and, from this, it must be manifest, that a Company which, in
addition to the ordinary business of Life Assurance, embraces
also the business of a Loan Bank to the Assured, will, if ably
conducted, offer to the Capitalist a secure and productive in-
vestment, without trouble or the danger of pecuniary loss.

Shares. Amount 'Price pert
paid up. I Share.

Profits per
Share.

Sun Life Office
Union
National
Law
Legal and General
Provident
Average Profits of Ini

Per Cent.
. £lOO £lO £4l £3lO
. 200 20 160 700
100 5 12 140
100 10 30 205
50 2 3a 81
100 TO 20 100
vestments in the above Offices, £256 per
Cent.