The Sun.
London, England, 1842-11-02 00:00:00

FOR 0 RANTING

LIFE ASSURANCES, DEFERRED ANNUITIES, &c.
No. 26, CORNHILL.
Capital £500,000.
Empowered by Special Act of Parliament.
DIRECTORS.

T. LAMIE MURRAY, Eq., Chairman.
J. Elliotson, M. D., F. R. S. I John Rawson, Esq.
John Griffith Frith, Esq. , John Riddle Stodart, Esq.
Hunter Gordon, EMI. I Clement Tabor, Esq.
George Lungley, Esq. Joseph Thompson, Esq.

AUDITORS.

Professor Wheatstone, F. R. S. I Professor Graves, A.M. F. R. S.

ACTUA av—W. S. R. Woolhouse, Esq., F. R. A. S.
PHYSICIAN—J. Elhotson, M.D., F. R. S.
SURGEON—E. S. Symes, Esq.
SOLICITORS—AIessrs. Sweet, Sutton, Ewers, and Ommanney.

BANKERS—Messrs. Glyn, Halifax, Mills, and Co.

The most rational motives to Lye Assurance are found in
the plan adopted by this Society ; viz. joined to a secure
provision at death for inheritors of the Assured, the Society
affords succour to the Assured himself (proportioned to pre-
vious payments) in the event of unforeseen reverses.
Annual Division of Profits.

F. FERGUSON CAMROUX, Secretary.

EUROPEAN LIFE
NYINSURANCE COM-
PA.

No. 10, Chatham-place, Blackfriars, London.
Established January, 1819.
PRESIDENT-Sir JAMES RIVETT CARNAC, Bart.,
Rook Cliff, Lymington.
VICE-PRESIDENT.—GEORGE FORBES, Esq., 9, Fitzroy-
square. With Twelve Directors.
Facilities are offered by this long-established Society to suit
the views and the means of every class of insurers. Premiums
are received yearly, half-yearly, or quarterly—or upon an in-
creasing or decreasing scale.
The insured for life participate septennially in the profits
realised.
A liberal commission is allowed to solicitors and agents.
DAVID FOGGO, Sec.
N.B.—Agents are wanted in towns where none have yet
been appointed.

ECONOIVIIC LIFE ASSURANCE
SOCIETY.
34, BRIDGE-STREET, BL A CKFRIARS, LONDON.
Established 1823.

Empowered by Act of Parliament, 3 William IV.
LOWER RATES of PREMIUM than those of any other
Office that entitle the Assured to participate in the Profits.
The Bonus declared in 1834 amounted upon an average to
.£l6 per cent. on the premiums then paid ; and in 1839 a se-
cond Bonus was declared,arnounting on the average to £3l per
cent, on the premiums paid during the preceding five years.
Prospectuses, and other Particulars, may be obtained at the
Office between the hours of Ten and Four, or will be forwarded
to persons resident in the country on application.
CAMPBELL JAMES DOWNER, Secretary.

UNITED KINGDOM LIFE ASSURANCE
COMPANY,

8, Waterloo-place, Pall-mall, London.
DIVISION OF PROFITS AMONG THE ASSURED.
This Company, established by Act of Parliament, affords
the most perfect security in an ample paid-up Capital, and in
the great success which has attended it, since its commence-
ment in 1834.
In 1841 the Company declared an addition to the Share-
holders of one-half of their Stock, and also added 2/. per
Cent. per Annum, from the date of the policies to those par-
ties who had insured with Profits.
The Premiums nevertheless are on the most moderate scales
and only a moiety need be paid for the first five years, where the
Insurance is for life.
The amount of bonus added to policies since the commence-
ment of the Company in March 1834, to the 31st December
1840, is as follows :
Sum Assured. Time Assured. Sums added to Policy.
£l,OOO 6 Year! 10 Months £136 13 4
1,000 4 Years BO 0 0
1,000 3 Years 6O 0 0
1,000 1 Year
Every information will be afforded on application to the
Resident Directors, Edward Boyd, Esq., and E. Lennox Boyd,
Esq., of No. 8, Waterloo- place, Pall-mall, London.
Frederick Hale Thomson, Esq., Surgeon, 48, Berners-street,
attends at the Office daily, about Half-past Two o'clock.

UNIVERSAL LIFE ASSURANCE
OFFICE, I. King William-street, London.
The Rates of this Office, rounded on the most accurate ob-
servations of the duration of human life, are as moderate as is
consistent with perfect security.
One-fifth of the ascertained profits of the five preceding
years is divided between the policy-holders and shareholders;
three-fourths to the former, and one .fourth to the latter. The
remaining four-fifths are set apart to enter into the average of
the succeeding years; and thus to provide against unforeseen
contingencies.

The first division of profits teak place on the 13th of May,
1840, when a reduction of 60 per cent. was declared on the
current annual premiums of all those policies en►itled to parti-
cipation. The second division of profits was in May, 1841,
and the third in 1842, on both of which the large reduction of
60 per cent. was declared.

The
made lr_

Following table will show the operation of the reduction
the Society :

Age
when
Policy
was
issued.

Date of
Policy.

Sum
Assured.

Origina 1
Premium .

Reduction

May 1835.

£l,OOO
1,000
1,000
1,000
1,000

£l9 6 8
24 8 4
31 10 0
42 15 0
6G 11 8

£ll 12 01
14 13
18 180
25 13 U
39 19 0

Reduced
Annual
Premium
payable in
1841.

£7 14 8
2 15 4
12 12 0
17 2 0
26 12 8

This system of reduction in the premiums affords immediate
benefit to the Assured, or enables them to secure a considerable
bonus by effecting a new policy.
Policies are granted in London, and by resident Committees
at Calcutta, Madras, and Bombay, on India risks, at very ad-
vantageous rates, calculated from extensive data and tables, ex-
clusively in the possession of this Society, to show the true risk
of life during residence in India, and after retirement from
foreign service. By order of the Board,
DAVID JONES, Actuary.