The Sun.
London, England, 1845-11-03 00:00:00

LAMBETH.

LOAX SOCIETIES. —A decent-looking, female applied to
Mr. Henry for his advice under the following circumstances:
The applicant stated that some time ago she became se-
curity at a loan society in the Southwark Bridge-road for 51.,
which the borrower was to pay by weekly instalments. The
payments were kept up until the sum borrowed was paid all
but seven shillings, but the borrower having neglected to pay
the last instalment., she (the applicant) was served with a
writ of action for the whole of the 51., though V. 13s. had
actually been paid. She had been told by the " lawyer" who
had served the writ upon her, that she was liable to the pay-
ment of the whole debt, and fearing that her furniture, for
which she had worked hard, would 132 swept away from her
for the debt and expenses, she wished to take his Worship's
advice as to what she had best do, and also to ask whether,
after she had tendered the seven shilling's, which was all that
was left of the debt unpaid, she was liable to be proceeded
against?
Mr. HENRY repl'ed that the case was one in which he had
no jurisdiction whatever, the loan society people having
chosen to proceed against her in another court; therefore he
could not give her anv advice on the suhiect.

DREADFUL SHIPWRECK OF A

HULL AND HAMBURGH STEAMER

By the General Stem Navigation Company's steam-ship Nep-
tune, Capt. Whittingham, commander, which arrived at Blackwall
on Wednesday afternoon from Hamburgh, intelligence was received
in the City of the shipwreck and loss of one of the Hull and Ham-
burgh stevners, called the Margaret, commanded by Captain Raw-
linson, actro.npanied by a great loss of life. From the few parti.
culars that have been brought over, it appears that during the
vrho'e of last week the coast was visited b" a most fearful storm,
the wind blowing a continual gale from the north to the north-
welt; and the destruction among the coasting-traders is stated to
have been very great. The Margaret steamer left Hamburg'', for
the port of Hug on Frid ty, the 19th instant, having her usual
number of passengers and a full c rgo of merchandise, the weather
at the time of her departure being what is termed moderate.
By the time she had arrived of Cuxhaven, near, the mouth
of the Elbe, it was blowing a gale from the north-west, but
the captain thinking it would not be of any duration,. the pilot
left the vessel" at that port, and she proceeded on her
passage. and was last seen from Heligoland, passing through the
usual track. Nothing further was beard of her until Sunday
morning last, when the General Steam Navigation Company's
steamer Neptune, on the point of starting with the mails from
Norden, learned that the' unfortunate steamer had been wrecked
oil' that coast, and that sixteen of the passengers and three of the
crew had perished with her. From another source it has been
ascertained that the ill.fated vessel, after leaving Heligoland,
cool!, in consequence of the gale, have only made lee way, and
eventually, it is supposed, she was driven on a dangerous sand,
called the Memmett, near Juist, at the eastern entrance of the
river Meinm. According to the accounts, she struck before day.
break on the morning of the 22d, and, therefore must have been
encountering the gale for three days. It appears that the moment
she took the shoal the sea, which was running terribly high, swept
several persons overheard. The long boat was launched, and
attempts were made to reach the shore, but owing to its
crowded state and the violent serf, it capsized, and every
soul in it met with a watery grave. Those who re-
mained on board the vessel, after being exposed to the most
sever.. privation for a number of hours, were saved. The steamer
became a complete wreck, but as the tide receded, considerable
quantities of her cargo were got out of her hold. The Vivid
steamer, which reached London.bridge on Wednesday evening
from Hull, reports that when he left the Humber fears were enter-
tained, from the length of time the Margaret was over due, that
some accident . had happened to her. The Queen of Scotland
steamer had arrived at Hull from Hamburgh before the Vivid
left, and had seen nothing of the Margaret, although she did not
start from Hamburgh until some time after her. The Queen of
Scotland, it appears, met with a most boisterous passage, and a
number of oxen which were on the deck were obliged to be thrown
overboard for the better safety of the vessel. The Margaret was
the property of Mr. Pinners, of Hull, by whom she was built some
years ago. She was of about 250 tons burden, rigged as a three.
mast schooner, and was worked by a screw propeller, being the first
vessel of the description that has been engaged as a passenger vessel
from that port. She had a very rakish appearance, and from the
quantity of canvass she carried, was considered a perfect clipper.
Within a few miles of the spot where the Margaret was
lost, viz., of!' Norderney, a ship foundered about the same time,
and every soul belonging to her was drowned. Another vessel,
belonging to St, Petersburgh,. named the Mehala, was lost on the
previous day on the same sands, and the captain and one of his
crew perished. In addition to those deplorable disasters, the Ham.
burgh Mall announces the loss of no fewer than nine other vessels
on the Dutch coast during the storm.