The Sun.
London, England, 1842-03-24 00:00:00

LIFE INSURANCES,

With PARTICIPATION in PROFITS, and NO LIABI-
LIT Y of PARTNERSHIP or CHARGE for GUARANTEE
of CAPITAL.

Two-thirds of the Net Profit on British and Irish Insurances,
respectively dated on or after the Ist day of January, I 542, will
be apportioned, at the end of every seven years, among policies
then subsisting. effected for the whole term of life, and on which
at least Three Annual Premium- shall have been paid—
By ADDITION to the SUM ASSURED ; or,
By an EQUIVALENT hEDUCTION in the PREMIUM,
at the option of the Party effecting the Insurance, to whom the
abundant Capital of the Corpora'ion affords the most Unde-
niable Security.
THOMAS TOOKE, Esq., Governor.
WILLIAM SAMPSON, Esq., Sub-Governor.
BARTHOLOMEW JEFFERY, Esq., Deputy-Governor.
'TORS.

DIKE('

Henry Bainbridge, Esq. ---
Georse Peaikes Esq.
Wm. Brown, Esq.
Edmond S. P. Calvert, Esq.
William Oavalson, Esq.
John Deamn, Esq.
James Gibson, Esq
Griimfell, Esq.
William Petlow Hdibert, ; tq
Lancelot Holland, E,q.
r i; G. de Hocht.pied Larpent,
Bart , NEP
John Christopher Lochner, Esq.

it Luhbock, Bart.
Charles John Mat,ing, Esq.
The Hon J. 1 L Melville.
henry Nels,n, T.sq.
Edward Howley Palmer, Esq.
Johd Henry PeHy, Esq.
Abraham I eorge Roh,rts, Esq,
Charles Rohi sou ;-sq.
Sir samuel Gott, hart.
William Sultan, Esq.
Robert Thorley, Esq
Oetavius Wigram, Esq.

.-
ALEXA
Lombard-street, London, IV

NDER GREEN, Secretary.
!arch, 1642.

ARGUS LIFE ASSURANCE COMPANY,
39, THROGMORTON-STREET, BANK.
EMPOWERED by SPECIAL ACT of PARLIAMENT
ADVANTAGES of the ARGUS LIFE ASSURANCE
COMPANY.
Lnw Rates of Premium.

In addition to the subscribed Capital of £300,000, the As-
sured have the security of the Company's income of upwards
of £50,000 per annum, yearly increasing, and an aceumulating
A•suranee Fund inve-ted in Government and other available
securities, of considerably larger amount than the estimated
liabilities of the Company.
The rates of premium are reduced to the lowest scale com-
patible with the security of the Assured, and the stability ot
the Company, thereby, in effect, giving to every Policy Holder
an immediate and certain Bonus without risk, in lieu of the
deferred and frequently delusive prospect of a periodical division
of Profits.

ANNUAL. PREMIUM TO ASSURE £lOO.

Age.

For Five Years.' For Seven Years.' Term of Life

25 £1 0 3 j£l 0 7 I£lls 1
30 1 110 ' 1 2 1 i 119 10
45 1 9 7 1 10 9 ! 3 4 7
50 1 16 11 1 19 0 3 19 3
60 310 5 1 315 5 6 010

In Assurances f.r Advances of 111•iney, as security t. r debts
or as a provision for a family, when the least present outlay
is desirable, the varied and comprehensive tables of the Argus
Office will be found particularly favourable to the Assured.
A Board of Directors, with the Aledical Officers, attend
daily. E. BATES, Resident Director.
A liberal commission to Solicitors and Agents.

METROPOLITAN
SOCIETY, No. 3,
DIRK

LIFE ASSURANCE
Princes-street, Bank.
TORS.

John Alleard, Esq.
Richard Low Beck, Esq.
Edmund C. Buxton, Esq.
James Davison, Esq,
Thomas Fowler, Esq.
Francis Fox, Esq,
William Storrs Fry, Esq.
Robert G ant, Esq.
Thomas H. Hall, Esq.

Benj Hawes, Jun., Esq., M.P.
Joseph Hoare, Esq.
ho Laur, nce, Esq
William Josh. Leacher, Esq.
Joseph Pe:lse, Esq.
Joshua Scholetield, Esq , M.P.
Henry Sturt, Esq.
John Taylor, Esq.
George Vaughan, Esq.

. .
The Directors hereby give notice to Members whose Pre-
miums fall due on the sth of Januarrnext. that the same must
be paid within thirty days from that date.
The Premiums are payable Yearly, nalf.yearly, or Quarterly,
on the sth of January, sth of April, sth of July, and sth of
October, either of which several. days constitutes the commence-
ment of the year to MEMBERS. Persons, therefore, desirous
of entering the Society, AS 111EM13ERS, on the sth of
April next, should appear at the Office on or before that day.
So various arc the plans now before the public for effecting
Assurance on Life, it may, at first sight, seem difficult to
make chiice between them. As, however, all prudent offices
make a eonsid. rably higher charge in the annual premium
than experience has hitherto shown to be necessary, but differ
in the mode of disposing of the surplus or profit, the following
classification may be made :-
Ist. Proprietary Offices, where all the surplus from pre•
miurns and other profits is divided exclusively amongst the
Share or Stockholders.

2d. Offices where the same is divi-Ted in various proportions
between Share and Stockholders and the assured.
3d. Offices of a strictly mutual character, where the whole
of di.- pr.dit is equitably dis•ributed amongst t.,e assured only.
'I he Aletenpatan. valich is of the last class, was e,tablishei
in lti3s, and although no pad agents for town or country have
at. any time been employed, nor any expensive s} stem of adver-
tising resoited to, yet its adkantages have been so well appre-
ciated by the public, that the annual premiums already exec, d
37,50 W.

In consequence of the prosperous state of the Society; af-
fairs, the Annual Premiums of .Alembers of Five years' standing
have been reduced Forty-two and a half per cent.
A plan of the Society, with tables of rates, may be obtained
on application at the Office.
RICHARD HEATHFIELD, Superintendent.
Princes-street, Bank, March 16, 18,12.

UNIVERSAL LIFE ASSURANCE
OFFICE, King William-street.
The rates of this Office are as moderate as is consistent with
perfect security. Four-fifths of the profits are dir•ided amongst
the assured, and may be applied either in reduction of the an-
nual premium. or in addition to the amount originally assured.
It is import tnt that persons at, present about to assure in this
Office shou'd complete their Policies before the second Wednes-
day in May, as they will be entitled to participation in profits
twelve months earlier than those assuring subsequent to that date.

UNI VERSAL LIFE ASS IJ RA.NCE
OFFICE, 1, King William-street, London.
The Rates of this Office, founded on the most accurate ob-
servations of the duration of human life, are as moderate as is
consistent with perfect security.
One-fifth of the ascertained profits of the five preceding
years is divided between the policy-holders and shareholders ;
three-fourths to the former, and one-fourth to the latter. The
remaining four-fifths are set apart to enter into the average of
the succeeding years, and thus to provide against unforeseen
contingencies.
The first division of profits took place on the 13th of May,
1840, when a reduction o, 60 per Cent. was declared on the
current annual premiums of all those policies entitled to parti-
cipation. The second division of profits was in May, 1841,
when a similar reduction was again declared.
The following table will show the operation of the reduction
made by the Society

Age
when
Policy
was
issued.

Date of
Policy.

May 1833.

Sum
Assured.

Ll,OOO
1,000
1,000
1,000
1,000

Original
Premium.

£l9 6 8
24 8 4
31 10 0
41 15 0
66 11 8

Reduced
Annual
Reduction Premium
payable in
1841.

£ll 12 01 £7 14 S
14 11 0 9 15 4
18 18 0 12 12 0
.2,5 13 0 17 2 0
39 19 0 26 12 e

This system of reduction in the premiums affords immediate
benefit to the Assured, or enables them to secure a considerable
bonus by effecting a new policy.
Policies are granted in London, and by resident Committees
at Calcutta, :Madras, and Bombay, on India risks, at very ad-
vantageous rates, calculated from extensive data and tables, ex-
clusively in the possession of this Society, to show the true risk
of life durng residence in India, and after retirement from
foreign service. By order of the Board,
DA VID JONES, Actuary.

To PERSONS FURNISHING.
CABINET FURNITURE and UPHOLSTERY
MANUFACTORY, BAZAAR, BA K ER-STREET and
I(6:G.STREET, PO tiTINI AN-sQUARE.—The Propri. tors beg to
solicit the attention of the Public to come of the important features of
this establish ern, viz., the immense variety of goods°n show in these
extersive •aarerood s is unequalled at any other house in London,
add the very sma'l profit charged ui on the purchases, which are en-
tirely for cash, enable the Pro rietors to offer articles at full one.
third 1 ss is price than the trade usually charge. The stock in the
h ises drawing-room, dining-room, and chamber fur.
nti t
the°
carlet,,clh"intzes,tabarets, damasst fringes, gilt cornices, &c.,.,
o
roved di signs, suitable for every class of
house. Every rude berg marked in pi:du figures, persons may
make their own estimates, nd it will be at Once seen that the sys-
tem o offering aa arlicle or two at a moderate price, by way of a
bait, and charging exorbitantly fur others, is no, practised at this
establishment. As some persons endeavour to prejudice purchasers
against a c•iiicern that h. s done
.much to expose their plan of extra.
the proprietors beg to state they can give references
t• parties
vagant chairffei;:g
•h rank and respectability, Whose houass they have
furnished and
, 'h. y al,o give a warranty for twelve months.
N. B. French mattresses and spring palliasses. Furniture for
hire also a quantity of second.hai•d 114rnsture sal