The Sun.
London, England, 1845-01-01 00:00:00

EXAMPLES.

7 4 . g
y... 1
1 ,
. .,►. ( ' B9lttlP 80/3111121 PI 0%14 ;1,1
? i Premium' g i added. Cub. E::
c.,& 11 g
1 •
0 2 4 I 1 •• , •• •
111- ..._ 11
1 C £e. d. £s.d.£s.d.£B. d. £ s. da
1837 170 9 3 77 5 1 12 2 9 346 2 1
60 1000 74 3 4 1838 144 2 2 64 5 619 16 4 296 13 4
1 1839 116 16 0 51 5 11 ) 7 11 9 247 4 5

The division of profits is animal, and the next will be made in De-
cember of the present year.
. .

This institution offers many important and sabstantial advan-
tages with respect both to Life Assurances and Deferred Annuities.
The assured has, on all oceasions, the power to borr)w, without ex-
pense or forfeiture of the Policy, two-thirds of the premium paid,
(see table); also the option of selecting benefits, and the conversion
of his interests to meet other conveniences or necessity. Assurances
for terms of years ars granted on the lowest possible rates.
F. FERGUSON CAM-ROUX, gee.

GUARDIAN FIRE AND LIFE ASSUR-
ANCE COMPANY.
No. 11, LOMBARD-STREET, at the Entrance of tho Old Post

office, London.
DIRECTORS.
JAMES MORRIS, Esq., Chairman.
JOHN LABOUCHERE, Esq., Deputy-Chairman,
Henry Hulse Iderens, Esq. Lewis Loyd, jun., Esq.
John W. Buckle, Esq. George Lyall, Esq., M.P.
John Dixon, Esq. Stewart Marjoribanks, Esq., M.P.
Francis Hart Dyke, Esq. John Martin, Esq., M.P.
Sir Walter It. Farquhar, Bart. Rowland Mitchell, Esq.
Thomson Hankey,jun., Esq. Robert Milford, Esq.
John Harvey, Esq. henry R. Reynolds, jun., Esq.
George Johnstone, Esq. John Thornton, Esq.
John Loch, Esq. James Tulloch, Esq.
AUDITORS.
A. W. Roharts, Esq I Henry Sykes Thornton, Esq.
Samuel Jones Loyd, Esq. George Stone, Esq.
ACTUARY—Griffith Davies, Esq., F.R.S.
In the • LIFE DEPARTMENT, a Bonus was declared in June
1829, exceeding one per cent. per annum on the SUMS insured, on an
average of the different Ages; and two subsequent divisions of nearly
equal amounts were made up to Christmas 1835 and Christmas 1842.
On an average of the three divisions the Reversionary Bonuses added
to the several Policies at the end of every seven years amounted to
about 27 per oent. on the total premiums paid thereon during those
seven years, and the whole amount of Bonuses allotted at the three
Septennial divisions exceeded 530,0001.
In the FIRE DEPARTMENT, a Re= of profit was declared
on the sth of June, upon the premiums received on all Policies
which had been in force seven years at Christmas 1843, and the same
is now in course of payment daily (Friday and Saturday excepted)
between the hours of ten and three o'clock.
Notice is hereby given, That Assurances which expire at Christ-
mas mast be renewed within fifteen days at this Office, or with
Mr. SAMS, No. 1, St. James's-street, corner of Pall Mall ; or with the
Company's Agents throughout the Kingdom, otherwise they become
void. GEORGE KEYS, Secretary.

THE LICENSED VICTUALLERS' and GE-
NERAL FIRE and LIFE ASSURANCE COMPANY.
Attelaide-plaee, London-LT.l,lga; 444, West Strand,
23, Thistle-street, Edinburgh.
Great Bridgewater—street, Manchester.
Wason-buildings, and Mathew street, Liverpool.
(Empowered by Act of Parliament.)
The Company traasaat business in every department of Lilo and
Fire Assurance, itt Annuities, Reversions, and Leans.
LIFE DEPARTMENT.
Acrusav--J. T. Clement, Esq.
At the lase QuinquenHial Meeting there aas aided& bonus to the
Life Policies equal to 25 per cent. on the sums paid, and a bonus of
lye per cent. to the Shares in addition to the payment of the annual
intere.t,
For the convenience of parties wishing to assure tor a specific
sum, without a prospective bonus, a new table at lower rates has
been calculated, on which, as well as on the participating scale, ?ne_
half th e Premium. May ltmain en interest' at '5 per cent. for •flee
years, thus enabling a pers,n to assure his life for L 1,00) on the im-
mediate payment of the premium for £5OO only.
The following are the annual premiums for the asslirarree of
'
thewhpaolyeinlg hifet,interest annually at 5 per cent.; and
one-halfintercf which may remain for MIT
shouldlyloo for
years
by
ythe merelypolicy become a claim in the interim, the amount due
Will then be dedttcted.
- _

Age 20 without profits... XI 13 0 with profits .el 18 0
10 ,....••••" 1 19 8
40
50 ......... ............... 4 3 4
For shell periods the premiums are considerably lower, and for
any ages or contingencies net usually advertised, information may
be obtained on application to the Actuary or Secretary.

FIRE DEPARTKENr.
The Company Insures houses, furniture, stock In trade, !Uniting
stock, and every description of personal property against loss or
damage by fire.
The Direetrr legs to remind their friends, whose premiums
become due at Christmas. that no extra charge is made at this office
for the transfer of policies, and that they will be rated on terms
peculiarly favourable to parties Insuring.
Insurtncvs may be effected for any period of time ; if for seven
years, the premium and duty will only be charged forsix.
December, 1844 V. I'. FA v% (:Err, Sec.

ARGUS LIFE ASSURANCE COMPANY.
30. THROGNIORTON-STREET, BA NIL
EMPOWERED by SPECIAL ACT of PARLIAMENT,
5 and 6 Will. I It., c. 76.
THOMAS YARNCOMB, Esq., Alderman, Chairman.
WILLIAM LEAF, Esq., Deputy Chairman.
Richard E 'Arden, Esq. James Clift, Esq.
William Banbury, Esq. Rupert Ingleby,_Esq•
Edward Bates, Esq. Thomas Kelly, Esq.. Ald.
Thomas Camplin, Esq. Jeremiah Pitcher, Esq.
John HumpheryEsq., Alderman, Lewis Pocock, Esq.
M.P.
PHYSICIAN—Dr. Jeaffl'eson, 2, Finsbury-square.
Suoneos--W. Coulson, Esq , 2, Frederick's-place, Old Jewry.
Comma:MG Aeratar —Professor Hall, el King's College.
LOW RATES OF PREMIUM.
In addition to the subscribed Capital of £300,000, the Assured
have the security of the Company's income of nearly £r0,0911 per
annum, yearly increasing, and an accumulating Assurance Fund in-
vested in Government and other available securitie', of considerably
la. ger amount than the estimated liabilities cf the Company.
The rates of premium are reduced to the lowest scale compatible
with the security of the Assured, and the stability of the Company,
thereby, in effect, Riving to every Policy Holder an immediate and
certain Bonus without risk, In lieu of the deferred and frequently
delusive prospect of a periodical division of Profits.
ANNUAL PREMIUM TO ASSURE £lOO.