The Sun.
London, England, 1845-04-26 00:00:00

PROMOTER LIFE ASSURANCE and AN-

ITUITY COMPANY,
9, CHATHAM-PLACE, BLACKFRIARS, LGIC/3°N.

ie tay, is
tasupportedated
pstraebnlliisulnieidfuinndl.B26.
considerableTh iseby an ample subscribed '
Assurances are effected at a low of premium, without profits,
rate .
or at an increased premium,in the profits of the
with participation
Office.
A Bonus in ready - money, at the rate of 15 per cent. on the pre-
miums received (equivalent to •aaary bonus of about n
a TCVETSI
per cent.) was declared in May,beneficial policies on
Capital, and by a
1842, on all
which three in the December
annual premiums had been Paid
previous.
A division of the flee year , s and the hold-
profits takes place every
ers of beneficial policies can receive their bonuses in ready money, or
or in reduction
have them applied in augmentation of their policies,
of their future premiums
Assurers may contract to pay their Premiums either in one sum, in
or quarterly pay_
a given number of payments, in annual, hey-yearly,
ments, or on the ascending or descending she'
`,ice, Persons afflicted
'
Officers of the Army and Navy, on active servi,
. .., are going beyond the
with chrodie and other diseases,
and such .
tes.
limits of Europe, are also Assured at moderate ra
be obtained at the
Prospectuses and all necessary information SA maY WARD,Secretary.
Office. MICHAEL
------------

BRITANNIA LIFE ASSURANCE COM.
PANT, 1, Princes-Street, Bank, and 448, West Strand, Lon-
don, March 1, 1845.
• Notice. is hereby given, that in pursuance of a resolution passed
unanimously at two successive General lifoetings ot Proprietors, a
MUTUAL ASSURANCE BRANCH of this
to
has been
established on terms peculiarly advantageous to
.the Assured, and
that such Branch is supported bv the entire subscribed c.apital of the
Company, together with the acCumulated fund of Premiums derived
from upwards of Six. Thousand Policies, already effected in the Pro-
prietary Branch.
Full particulars are stated in the Prospectus, whi
at the office.
ch, with every re-
quisite information, may be obtained on application
PE MORRISON, Managing Director.

--------
To the PROPRIETOR 3 of the BRITANNIA LIFE ASSURANCE
COM PAN Y.
GENTLEMEN, —ln calling your attention to the annexed Notice of
the establishment of a Mutual Assuraace Branch, I beg leave to
address a few observations to you relative to the past transactions,
and the probable result of the proposed extension of the operations of
the Company.
That the " Britannia" Company has enjoyed the decided and (I
trust I may be permitted to say) deserved approbation of the public,
is clearly proved by the unprecedented fact of upwards of 6,000
policies having been issued in the short apace of eight years. In
order, however, to show the high degree of correct and influence pos-
sessed by the Company, it is only necessary e to state, that two
highly respectable and well-established Life Assurance Companies
hitherto bteen compelled to decline, that
have successively transferred their business to this establishment.
The former of these transfers took place in the year 1840 ; the
latter in the course of the past year.
It is in consequence of this last-mentioned transfer, which included
a large number of Policies effected on the mutual assurance plan, and
also in consequence of then mus applications for Assurances on
on the establishment of a Mutual
Assurance Branch, on the plan set. forth_ in the Prospectus, after it
had been submitted to, and unanimously approved by, two succes-
sivegs of Propr e ors,
General Meetin
tthhoisppilraono,towrisilacitiletthwetyhhdaost-oermiitih
specially convened on the
occasion. Societies, that (in their
that
infancy, at least) they do not affordbs complete security to the
Payment of the claims of
Assured which is supplied by the sne!ibed capital •of Proprietary
Establishments, is completely removed in the Mutual Branch of the
" Britannia" Company ; for not only are the Mutual Policy-holders
The general objection to Mutual Assurance
protected by the entire subscribed capital of the Proprietary Branch,
but tile large and continually-incrring fund, accumulated from the
continually-
Premiums on 6,000 Policies already effected in that Branch, consti-
tuter;
the Assured, who will thus enjoy dell security afforded by an old
le time,
established office, and, at tile san
benefits to be derived from that system of Mutual Assurance which
experience has proved to be at the sainulteuttme the safest and the best.
Another serlollll °Wootton ratese
flI at Assurance Plan (as gene-
ts the high
atoapreandlium required to be paid, in
tuteS all inunediately available Am._
Tally acted on)
the first instance, in order to folfi —not only for the payment
of the claims, but also for the
a_aoisdistribution of large bonuses among the
policy-holders. This objection
11l
entirely reiwn— . y
out) means of
tile half credit system detailed i , theuhmPlMPeaue. For, by allowing
half the amount of the firS,t AYR . 1 Premiums to remain for ftve
the person assured,
years in the lia‘lcls and applying the bonus (to
which tie ii;olild otherwise become
with the entitled)
t°
the gradual liquida-
tion of the debt thus incurrea
very ompany, the policy-holder
1. AV r
enjoys the rare advantage Quo
of a
full ate of premium, la the first
instance, combined with that MrliGipuiton, eventually, in
the profits.
lfeliolle oln availil Brywif a ;his opportunity of congratulating my co-
lOtile extraordinary success which hitherto has t
t6led the operations of the Britannia Life Assurance C a l-
ompany,
trust I shall, at no very distant period, have still further to congratu-
of the
Into them on the complete success Mutual Assurance Branch,
which, after tile most anxious careb _and attention, has been founded
on a plan calculated, in every p waY, to benefit and accommo-
date the public. I
cannot, in justice to the Directors,_ conclude this address without
calling your attention to the able and cordial co-operation which has
been afforded to me on their part, not only on the present important
occasion, but also in every vier instance lit Villelt their a.h,lee and
assistance have been nee,p4 fvi; powating the
interests
of
the
Imo_
•-•• • been the honour to be, Gentlemen,
Olql. Your most obedient servant,
PETER MORRISON gin
. - , 111 a an g Director.
Britannia Life Office, 1, Princes-street, Bank, • -
London, 20th Aarch, Mb, . .

FOURTEENTH EDITION of the SILENT FRIEND on Human
Frailty, with Coloured Engravings.
Jost published, price 2s. 6d., free by post (iu a sealed envelope) 3.1.64.,
THE-SILENT FRIEND ; a Medical Work on
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The baneful effects of solitary indulge-ice, neglected syphilis symp-
toms, &c., are fully pointed out. Illustrated by Engravings; followed
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