The Sun.
London, England, 1845-04-16 00:00:00

ARGUS LIFE ASSURANCE COMPANY,
39, THEOGMORTON-STREET, BANK.
EMPOWERED by SPECIAL ACT of PARLIAMENT.
5 and 6 WM. IV., c. 76.
THOMAS FAR` COMB, Esq., Alderman, Chairman.
WILLIAM LEAF, Esq., Deputy Chairman.
Richard E. Arden, Esq. James Clift, Esq.
William Banbury, Esq. Rupert Ingleby, Esq.
Edward Bates, Esq. Thomas Kelly, Esq., Alderman.
Thomas Camplin, Esq. Jeremiah Pilaw, Esq.
John Humphery, Esq., Alderman, Lewis Pocock, Esq.
M.P.

PHYSICIAN—Dr. Jeaffrason, 2, Finsbury-square.
SURGEON—W. Coulson, Esq., 2, Frederick's-place, Old Jewry.
CONSULTING ACTUARY—Professor Hall, of King's College.
LOW RATES OF PREMIUM.

In addition to the subscribed Capital of 300,0001., the Assured have
the security of the Company's income of nearly 60,0001. per annum,
yearly increasing, and an accumulating Assurance Fund invested in
Government and other available securities, of considerably larger
amount than the estimated liabilities of the Company.
The rates of premium are reduced to the lowest scale compatible
with the security of the Assured, and the stability of the Company,
thereby, in effect, giving to every Policy Holder an immediate and
certain Bonus without risk, in lieu of the deferred and frequently
delusive prospect of a periodical division of Profits.

ANNUAL PREMIUM TO ASSURE £lOO.

Age. I For One Year. 1 For Seven Years. I Whole Term.

£0 17 8
1 1 8
1 5 0
1 14 1
3 2 4

.£0 19 1 £1 11
127 2 0
1 6 9 2 14
1 19 10 4 0
3 17 0 6 0

One-third of "Whole Term" Premium may remain unpaid at
5 per cent. compound interest, as a debt upon the policy for life, or
may be paid off at any time without notice.

In Assurances for Advances of Money, as security for debts, or
as a provision for a•family, when the least present outlay is desirable,
the varied and comprehensive tables of the Argus Office will be found
to be particularly favourable to the Assured.

The Medical Officers attend daily at a Quarter before Two o'Clock.
EDWARD BATES, Resident Director.
A liberal Commission to Solicitors and Agents.

PRESERVER FIRE, LIFE, AND FAMILY
ENDOWMENT OFFICE,

BOND-COURT HOUSE, WALBROOK.
As an Indemnity to the Assured, a Deed of Settlement has been
executed, whereby Property, producing upwards of Five Thou-
sond Pounds per Annum has been secured to Trustees for the
fulfilment of all engagements entered into at this Office.

The peculiar advantages offered over those of similar Institutions
are, amongst others—
TO ASSURE FROM LOSS BY FIRE EVERY DESCRIPTION
OF HOUSE, CHARITABLE, and CHURCH PROPERTY, Farm-
ing Stock, Goods, &c., at a considerable reduction from the charges
usually made.
TO ASSURE THE LIVES OF INDIVIDUALS OF ALL AGES
the payment of the principal sum to be made EITHER ON THE
DEATH OF THE ASSURED, OR ON A FIXED DAY, IF HE
BE THEN LIVING.

ADVANCES OF MONEY FOR LIMITED PERIODS on the
deposit of Title Deeds, without the expense of Mortgage Securities.
LOANS TO NOBLEMEN AND GENTLEMEN of established
position, in conjunction with Life Assurances, upon their personal
responsibility alone.
The ASSURED MAY PASS FROM ONE COUNTRY TO AN-
OTHER without forfeiting their Policies, and MEDICAL EXAMI-
NATIONS are dispensed with.
Vacancies for a few Agents.
. _

*** Prospectuses and Tables, calculated with the greatest pre-
cision, may be had at the 01

JOHN WIDOWSON, Secretary.

BRITANNIA LIFE ASSURANCE COM-
PANY, 1, Princes street, Bank, and 448, West Strand, Lon-
don, March I, 1845.
Notice is hereby given, that in pursuance of a resolution passed
unanimously at two successive General Meetings of Proprietors, a
MUTUAL ASSURANCE BRANCH of this Institution has been
established on terms peculiarly advantageous to the Assured, and
that such Branch is supported by the entire subscribed capital of the
Company, together with the accumulated fund of Premiums derived
from upwards of Six Thousand Policies, already effected in the Pro-
prietary Branch.

Full particulars are stated In the Prospectus, which, with every re-
quisite information, may be obtained on application at the office.
PETER MORRISON, Managing Director.

To the PROPRIETORS of the BRITANNIA LIFE ASSURANCE

COMPANY.

GEnmEzion,—ln calling your attention to the annexed Notice of
the establishment of a Mutual Assurance Branch, I beg leave to
address a few observations to you relative to the past transactions,
and the probable result of the proposed extension of the operations of
the Company.
That the " Britannia" Company has enjoyed the decided and (I
trust I may be permitted to say) deserved approbation of the public,
is clearly proved by the unprecedented fact of upwards of 6,000
policies having been issued in the short space of eight years. In
order, however, to show the high degree of credit and influence pos-
sessed by the Company, it is only necessary for me to state, that two
highly respectable and well-established Life Assurance Companies
hay!) successively transferred their business to this establishment.

The former of these transfers tookPlaceiriilie3;iilB4o;the
latter in the course of the, past year.
It is in consequence of this last-mentioned transfer, which included
a large number of Policies effected on the mutual assurance plan, and
also in consequence of the numerous applications for Assurances on
this plan, which they have hitherto been compelled to decline, that
the Directors at length determined on the establishment of a Mutual
Assurance Branch, on the plan set forth in the Prospectus, after it
had been submitted to, and unanimously approved by, two succes-
sive General Meetings of Proprietors, specially convened on the
occasion.

The general objection to Mutual Assurance Societies, that (in their
infancy, at least) they do not afford that complete security to the
Assured which is supplied by the subscribed capital of Proprietary
Establishments, is completely removed in the Mutual Branch of the

"Britannia" Company ; for not only are the Mutual Policy-holders
protected by the entire subscribed capital of the Proprietary Branch,
but the large and continually-increasing fund, accumulated from the
Premiums on 6,000 Policies already effected in that Branch, consti-
tutes an immediately available fund for the paymeat of the claims of
the Assured, who will thus enjoy all the security afforded by an old
established office, and, at the same time, become entitled to all the
benefits to be derived from that system of Mutual Assurance which
experience has proved to be at the same time the safest and the best.

Another serious objection to the Mutual Assurance Plan (as gene-
rally acted on) is the high rate of premium required to be paid, in
the !last instance, in order to form a fund—not only for the payment
of the claims, but also for the distribution of large bonuses among the
policy-holders. This objection also is entirely removed by means of
the half credit system detailed in the prospectus. For, by allowing
half the amount of the first five annual premiums to remain for five
years in the hands of the person assured, and applying the bonus (to
which he would otherwise become entitled) to the gradual liquida-
tion of the debt thus incurred with the Company, the policy-holder
enjoys the rare advantage of a very low rate of premium, in the first
instance, combined with that of a full participation, eventually, in
the profits.

In availing myself of this opportunity of congratulating my co-
shareholders on the extraordinary success which hitherto has at-
tended the operations of the Britannia Life Assurance Company, I
trust I shall, at no very distant period, have still further to congratu-
late them on the complete success of the Mutual Assurance Branch,
which, after the most anxious care and attention, has been founded
on a plan calculated, in every possible way, to benefit and accommo-
date the public.
I cannot, in justice to the Directors, conclude this address without
calling your attention to the able and cordial co-operation which has
been afforded to me on their part, not only on the present important
occasion, but also in every other instance in which their advice and
assistance have been needfhl for promoting the interests of the Insti-
tution. I have the honour to be, Gentlemen,
Your most obedient servant,
PETER MORRISON, Managing Director.
Britannia Life Office, 1, Princes-street, Bank,
London, 20th March, 1845.

POUR RENDRE PEAU BLANCH.
Patronised by her Majesty and the Royal Family.
ME EN FUN ; or, CELESTIAL SKIN
POWDER, a truly wonderful Cosmetique, which has for
centuries been in constant use among the Chinese, possessing pro-
perties of a character unparalleled. Its application entirely counter-
acts those disagreeable appearances to which delicate skins are sub-
ject, more especially at this season of the year. It allays and averts
discolouration and coarseness, at the same time rendering the skin
beautiftilly white, smooth, and soft. The component parts are so
perfectly harmless and simple in themselves, that those With the
most delicate complexions may apply it with safety.
Sold retail by all Perfumers and Chemists, in Boxes, price
3s. 6d. and 7s. 6d. each ; wholesale by the Solo Proprietors, Fabian
and Co. (late Watson, Fabian, and Co.), 24, Mark-lane, London ;
without whose signature on the Labels none are genuine.

GOWLAND'S LOTION.—This well-known
and highly appreciated appendage of the British toilet has for
nearly a century past maintained unrivalled reputation as a perfect
remedy for all impurities of the skin, together with the valuable pro-
perties of a preserver and sustainer of the complexion of the most
genial nam=e, removing every trace of sallowness and discolouration,
and promoting the transparency and brightness of the skin, which
constitute the peculiar graces of a tine complexion.
" Bobt. Shaw, London," is in white letters on the Government
Stamp, without which none is genuine. Price Ss. 9d ; Os. 6d. ;
Quarts U. ed, sold by An re:twin and Chemists.