The Sun.
London, England, 1845-01-15 00:00:00

i0;1000

The division of profits is annual, and the next will be made in De-
cember of the present year.
This institution offers many important and substantial advan-
tages with respect both to Life Assurances and Deferred Annuities.
The assured has, on all occasions, the power to bornw, without ex-
pense or forfeiture of the Policy, two-thirds of the premium paid,
(see table) ; also the option of selecting benefits, and the conversion
of his interests to meet other conveniences or necessity. Assurances
for terms of years are granted on the lowest possible rates.

F. FERGUSON CAMROUX, S.

SCOTTISH EQUITABLE LIFE ASSUR-
ANCE SOCIETY,
Incorporated by Royal Charter. Established 1831.
Head Office, 26, St. Andrew's-square, Edinburgh ;
London Office, 61 A, Moorgate-street.
PRESIDENT.
His Grace the Duke of BUCCLEUCH and QUEENSBERRY.
VICE-PRESIDENTS.
The Right Hon. Lord Gray.
David M. M. Chrichton, Esq., of Rankellour.
ROBERT CHRISTIE, Manager.
The leading principle of this Mutual Assurance Society is, that the
whole Profits are divisible amongst the Policy Holders every three
years. In illustration of the eminent success which has attended the
Society, it may be stated that the additions made to Policies have
been at the rate of 2 per cent. per annum on the sum assured and on
the vested bonus.
Thus the holder of a Policy for 1,0001. effected on the let of March,
1832, will, if it become a claim during the present year, be entitled
to 1,2971.; or, if effected on or before the let March, 1833, to 1,2751.,
and so on as regards other Policies.
The Accumulated Fund exceeds 260,0001., and the Annual Revenue
is above 70,0001., the whole being in a course of steady and increas-
ing prosperity.
No other Life Assurance Institution whatever can warrantably
hold out greater advantages to parties Assuring than this Society does.
Policies effected before the Ist of March participate in a full year's
bonus.

♦VILLIAM COOK, Agent for London.

61 A, Moorgate-street.

UNITED KINGDOM LIFE ASSURANCE
COMPANY,
$, WATERLOO-PLACE, PALL-MALL, LONDON.
Established by Act of Parliament in 1834.
DIVISION OF PROFITS AMONG THE ASSURED.
This Company, established by Act of Parliament, affords the most
perfect security in a large paid-up Capital, and in the great success
which has attended it since its commencement in 1834, its ANNUAL
INCOME being UPWARDS of 72,0001.
In 1841 the Company declared an addition to the Shareholders of
one-half of their Stock, and also added a Bonus of 21. per cent. per
annum, on the Sum blamed to all Policies of the Participating Class
from the time they wets effected.
The Bonus added to elides ftom March, 1834, to December 31,
1840, is as follows :
Sam Time Sum added Sum Time Sum added
Assured. Assured. to Policy. Assured. Assured. to Policy.
£5OOO 6 yrs. 10 mths. £683 6 8 X. 5000 4 years £4OO
5000 6 years 600 8 0 5006 2 years 200
The Premiums, nevertheless, are on the most moderate scale, and
only one-half need be paid for the first Five Years, where the Insur-
ance is for Life.
Every information will he afforded on application to the Resident
Directors, Edward Boyd, Esq., and E. Lennox Boyd, Esq., of No. 8,
Waterloo-place, Pall-mall, London.

I4ONDON, EDINBURGH, and DUBLIN
LIFE ASSURANCE COMPANY,

3, Charlotte.row, Mansion.house, London.

THIS IS THE ONLY COMPANY who are bound by their
deed of constitution not to dispute any policy, unless they can prove
that it was obtained by fraudulent misrepresentation; the great aim
and object having been to render Life Policies COMPLETE SE-
CURITIES and NEGOTIABLE DOCUMENTS.
THIS IS THE ONLY. COMPANY from whom the assured,
on the mutual principle, receives the whole of the mutual accu-
mulations, and also a guarantee from the Shareholders for the sums
assured.

THIS IS THE ONLY COMPANY who bind themselves to
pay the sums in the policies, although tho debts for which they were
effected shall have been liquidated before the claims arise.

THIS IS ALMOST THE ONLY COMPANY who grant in
favour of creditors whole world policies, whereby the debt is se-
cured, although the debtor should go beyond the limits of Europe.
BY THE HALF PREMIUM PLAN only one.half of the
first seven years' premium is required, thr other half being pay.
able at the convenience of the assured; thus allowing a Policy to
be continued for seven years at one-half of the usual rate, or to
be dropped at one-half of the usual sacrifice, and entitling the
assured, seven years hence, when loss of health may prevent him
from affecting a new Assurance, to continue a Policy at a rate of
premium applicable to an age seven years younger.
ALEX. ROBERTSON, Manager.

•
ARGUS LIFE ASSURANCE COMPANY.
39. THROGMORTON.STREET BANK.
EMPOWERED by SPECIAL ACT of PARLIAMENT,
5 and 6 Will. IV., c. 76.
THOMAS FARNCOMB, Esq., Alderman, Chairman.
WILL.IAM LEAF, Esq., Deputy Chairman.
Richard E gArden, Esq. James CUR, Esq.
William Banbury, Esq. Rupert Ingleby, Esq.
Edward Bates, Esq. Thomas Kelly, Esq., Ald.
Thomas Camplin, Esq. Jeremiah Pilcher, Esq.
John Humphery, Esq., Alderman, Lewis Pocock, Esq.
M.P.
FttisiciaN—Dr. JeaftYesen, 2, Finsbury.square.
SURGEON—W. Coulson, Esq., 2,, Frederick's.place, Old Jewry.
CONSULTING ACTUARY-Professor Hall. el King's College.
LOW RATES OF PREMIUM.
In addition to the subscribed Capital of £300,000, the Assured
have the security of the Company's income of nearly £10,060 per
annum, yearly increasing, and an accumulating Assurance Fund in.
vested in Government and other available securitie., of considerably
la-ger amount than the estimated liabilities of the Company.
The rates of premium are reduced to the lowest scale compatible
with the security of the Assured, and the stability of the Company,
thereby, in effect, giving to every Policy Holder an immediate and
certain Bonus without risk, In lieu of the deferred and frequently
delusive prospect of a periodical division of Profits.
ANNUAL PREMIUM TO ASSURE 3100.

Age. For One Year.
20 .£0 17 8 LO 19 1
30 1 1 8 1 2 7
40 1 5 6 1 6 1I
50 1 14 1 1 19 10
60 I 3 2 4 3 17 0

For Seven Years. I Whole Term.

£1 11 10
2 0 7
2 14 10
4 0 11
8 0 10

One-third of " Whole Term" Premium may remain unpaid at
5 per cent. compound interest, as a debt upon the policy for life, Or
may be paid off at any time without notice.
In Assurances for Advances of Money, as security for debts or as
a provision for a family, when the least present outlay is desirable,
the varied and comprehensive tables of the Argus Office will be
found to be particularly favourable to the Assured.
The Medical Officers attend daily at a quarter before Two e'Clock
EDW A RD BA FES, Resident Director.
A liberal Commission to Solicitors and Agents

IT follows from the recent investigations of the
British Association far the Advancement of Science, as
reported in the Athenaeum of October 19, that the quantity of
light furnished by one pound of PRICE'S PATENT CANDLES
requires for its production four pounds of ordinary tallow ones; and,
therefore, that the former, if at two shillings per lb., would be
exactly as economical as the latter at sixpence per lb. Now,
PRICE'S PATENT CANDLES are not sold at two shillings per.
lb but at or under One Shilling per lb.

They may be had of respectable dealers throughout the king..
dom, if care be taken to prevent asy imitations being passed off a,
the Patent Candles ; and the Trade may obtain them wholesale
from Edward Price and Co., Belmont, Vauxhall, and Palmer and
Co., Sutton.street, Clerkenwell.

THE CHEAPEST TALLOW CANDLES:
Those who burn these art recommended to make one trial
whether PRICE'S PATENT CANDLES do not give so much
more light as to be in reality cheaper.
They may be had of respectable dealers throughout the kingdom,
if care be taken to prevent any imitations being passed Or as the
Patent Candles ; and the Trade may obtain them wholesale from
Edward Price and Co:, Belmont, Vanahall, and Paltrier and Co.,
button-street, Clarkenwell. •


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