The Sun.
London, England, 1845-09-24 00:00:00

THAMES.

LOAN SOClETlEL—Yesterday Mr. David Walters, a coffee-house-
keeper, in Rosemary.lane, applied to the Hon. J. C. Norton, who
sat for Mr. Ballantine, to solicit his advico and assistance under the
following circumstances :

Mr. Walters stated that a few months since he became security
for a man who procured a loan of 51. 4s. at the Bell Loan office,
Church-row, Aldgate, for which he had to pay 12s. 6d., besides
the expenses of making inquiries. The loan was to be repaid by
instalments of 2s. a week. The borrower paid thirty.nine instal-
ments, leaving thirteen due when he failed to make good his pay-
ments, and the consequence was that letters were written both to
the borrower and security, threatening legal proceedings unless
the balance of the loan was forthwith paid. The borrower waited
upon the secretary and expressed his inability to pay the 26s
(thirteen instalments slue upon the loan, and the whole of which
was demanded) until the termination of the hopping season, as he
was going into Kent to pick hops. The secretary or clerk agreed
to stay proceedings until the borrower's return from the hop
country, and this arrangement was communicated to him (Mr.
Walters), and he felt satisfied he should not be put to any trouble
or expense. On Saturday, however, he received a notice demanding
265., and 1/. 10s. for expenses.

Mr. NORTON asked for the notice, and the applicant put in a
copy of a writ from the Palace Court, Westminster, demanding a
debt of 5/. 45.. and 11. 10s. for expenses.
Mr. NORTON—It is a writ, and issued by one of the Palace
Court attorneys in Clifford's Inn. How much do you say there is
due upon the loan ?

Mr. Walters replied, only 265., and he waited upon one of the
officers of the loan society that morning, and offered him that sum,
but he refused to accept of it without 1/. 10s. more for expenses.
He asked the loan society man what the expenses were for, and
he said that was his business, and threatened that unless 21. 16s.
was immediately paid, further costs to a large amount would be
incurred.

Mr. NonToN—Then you offered the 26a. really due ? Mr.
Walters—l did, Sir. lam a poor man, and cannot afford to pay
I/. 10s. for costs. lam sure the borrower would pay the remain-
ing instalments of the loan after he had done hop picking.
Mr. NORTON thought it was a hard case to call upon any
man to pay 30s. costs on a debt of 265., and if he remem-
bered the Loan Societies' Act rightly, the applicant might
defeat the society who were now suing him, if he employed a
clever attorney.

Mr. Walters said he had no disposition to go to law, and
thought, after the exorbitant interest which had been charged.
the society ought not to saddle him with expenses.
Mr. NORTON thought so too, and said he was most anxious to
help the applicant if there was any way of doing so.
Mr. Lindley, the junior clerk, said that if the society had been
enrolled under the Act of Parliament, there was a mode of pro.
ceeding by which the action brought against Walters might be
superseded.

Mr. Walters was afraid the society was not enrolled, and that he
was at the mercy of the attorney.
__ __

Mr. NORTON said the society ought to have adopted a more
reasonable mode of enforcing payment of the balance of the
loan, and he looked upon this as a somewhat harsh pro.
ceeding. He directed Macready, a police constable, No. iiB H,
one of the officers attached to the Court, to wait upon the secretary
of the society, and communicate his sentiments on the subject.
The society ought not to call upon a man to pay 30s. costs for a
debt of 265.

Mr. Walters thanked the magistrate, and withdrew with the
constable.

TOBACCO SMUGGLING ON BOARD SltlP.—Yesterday, Thomas
Jackson, a seaman, belonging to the ship Brothers, of Goole, late
from Hamburgh, and now lying off Pickle-herring stairs, Horse ly-
down, was brought before the Hon. G. C. Norton, charged with
smuggling 561 b. of foreign manufactured tobacco, and 2ilb. of
cigars, which were found secreted in the vessel. The penalty sued
for was 1001. The defendant pleaded guilty.
The MAGISTRATE said be would hear the witnesses.
Thomas Hayward, an officer of Customs, said, that on rummag-
ing the forecastle of the vessel he discovered a bulkhead, which he
pulled down, and on removing some coals under the forecastle, he
found fifty-three papers of tobacco, each weighing about a pound,
and two boxes of cigars. The defendant said the tobacco and
cigars belonged to him, and that he had concealed them under the
coals.

Mr. Cornell, appraiser of condemned goods in the port of Lon-
don, said the value and duty on the tobacco and cigars was
301. Bs. Bd., and they were of foreign manufacture.
Mr. NORTON fined the prisoner 1001., and said he had no
power of mitigation. He supposed the whole penalty would not
be enforced.

Mr. Potbury, clerk to the solicitor of Customs, said the quantity
of tobacco seized was large, and the whole of it was in small
packages, which were made up to be carried under the clothes
ashore. The case was not one calling for much commiseration.
Mr. NORTON told the prisoner his case would be fully considered
by the Board of Customs, and made out his commitment to
prison.

ADVERTISEMENT. Deafness. 39, Albemarle-
street, Piccadilly.—Acoustic Instrument, which can be
sent to any part of the country by post.--Invisible Voice
Conductors, when fixed in the cavity of the ears, are not un-
comfortable, nor more perceptible than having a small piece et
wool in its place. They enable individuals at an advanced age,
and of extreme deafness of 40 and 50 years' standing, instantly
to join in general conversation, and to catch the sound of a
distant low speaker at church, theatre, &c. They pour the
conversation into the ears to such an extent that the most
severe cases of deafness cannot be observed. Also, original
Ear Cornets, French, German, and Spanish Artificial Ears,
and Improved Hearing Trumpets of every description. Many
of those instruments have received the approbation of the
Royal Society and Royal Institution of Great Britain. The
newly-invented Spectacles, immediately they are placed before
extremely imperfect vision, it is brought to its youthful, natural,
and original state. Also, Achromatic Telescopes, Opera
Glasses, Microscopes, &c. Caution—Messrs. S. and B. Solo-
moss, Opticians, are not in any way connected with a person
of the same name in their immediate neighbourhood, nor in any
part of the country. To prevent mistakes, be cautious, and
Observe—Only to be had at 39, Albemarle-street, Piccadilly,
opposite the York Hotel. Can be sent in the country by post.
THE RUSSIAN STEAMER VLADIMIR.—This beau-
tiful vessel, which has been lying alongside Waterloo-quay for the
last few weeks, has attracted the notice of large numbers of our
citizens. She is of a handsome model, which, however, being some-
what different from thlt of the steamers we generally see here, has
made it an objet of tar greater attraction. But the beauties of
the vessel do not consist solely in the handsome exterior—the interior
fittings are in a style the most superb, and at the same time sub-
stantial—not gaudy and superficial, but massive and apparently en-
during. What is called the Emperor's cabin is situated on the leek,
and its fittings up are of the most superior description. The vessel,
as we stated in a thriller number, was built by a Liverpool company
tbr the Emperor of Russia. She is manned partly by English and
partly by Russian sailors. The principal steward is a Scotchman,
and the other an Englishman; and the engineer—so much for old
Scotland, the scientific characteristic of whose sons has put their
services in request on every sea and in every clime—is a Paisley
man of the name of Thomson. The vessel, we understand, is to sail
in a few days for Cronstadt.—Aterdeen Banner.