The Sun.
London, England, 1845-09-04 00:00:00

0 UTHWARS_ ELECTION.
it,,„.lnaliciotis report having gained circulation that Mr. JERE-
cor PILCJIER is about to retire from the contest, the Central
mittee for conducting his election take an early opportunity of
0..7 it a most unqualified denial. The reports received from the vari-
Z.,istricts are of an unusually flattering nature ; and relying in the
fr.rmled efforts of his increasingly numerous friends, Mr. J. Filcher
cenfideut of triumphant success.
J. ELDEN lIDULDEN, Secretary.

PrifIRCULAR NOTES AND LETTERS OF CREDIT.
E LONDON and WESTMINSTER BANK
Iaesid.2SSIJES CIRCULAR NOTES, for tho use of Travellers and
on the Continent. These Notes are payable at every
ror""-Iopunt lace in Europe, and thus enable a traveller to vary his
ut inconvenience ; no expense is incurred except the price
of th,,
po;:,tamp, and when cashed no charge is made for commission.
convenience of the public, these notes may be obtained
her at the Head Office of the London and. Westminster Bank, in
rt,,11, lay, or at the Branches of the Bank, rig:
Janie I 4, Stratford-place, Oxford-street
2,3 s s-equare
tillth Holborn 1 3, Wellington-street, Borough
87, High-street, Whitccjiapel.
By order of the Board,
JAMES WILLIAM OFILBART, General Manager.

NATION -----
AL LOAN FUND LIFE ASSUIt-
ANCE SOCIETY,
26, CORNHILL, LONDON.
Capital 2500,000.
Empowered by Act of Parliament.
trigeThla s institution offers important and substantial advan-
The ~.with respect both t. Life Assurances and Deferred Annuities.
t4,,Tured has, on all occasions, the power to borrrw, without ea-
(rt, , °I, forfeiture of the Policy, two-thirds of the premium paid,
Mf ; also the option of selecting beneflts, and the conversion
tot t.i.'terests to meet. other convenioncee er necessity. Assurances
of Years are granted on the lowest possible rates.

Th, DIVISION OF PROFITS.
iy:ueeess and increasing prosperity of the Society has enabled
liont,s,"'etors, at the last annual investigation, to declare a third
%et, I,2,arYing rom 30 to 75 er cent. on the premhuns paid on
"11(%; effectfed on the Profltp scale.

EXAMPLES.
416' b ors
• .4 E- ,a
p, etniu,
.m Baleuds. Bonus In a Z c:4
5
,---
g d 1 3 7 191 13 5.t87 13 51113 17 1 L 395 II 1
74 3 4.J1838, 165 13 01 74 13 10 11 8 6 346 2 3
18'39 138 13 6 61 14 3 9 210 296 13 4
11840 89 001 41 13 4 60 0 247 4 5

,t,l':;etrdlo,-/T------f :ion of prolita is annual, and the next will be made in Pe-
,' -he ine4ent year.

F: FERGUSON CAMROUX, See.

(PROVISIONALLY REGISTERED.)
SOVEREIGN LIFE ASSURANCE
• COMPANY.
To be established b
I.l°' T. JAMES'S-STREET, LONDON.
of Parliament, for of Lives,
and for effecting all oty hActer contract; depending the
uponAsaurance Life Contingen-
; and also for granting Loans, upon a new and highly' beneficial
Intern.

Capital, 1,000,0001., in 100,000 Shares of 101. each.
Deposit, 11. 10s per Share.
ors-tte•—ln Pursuance of the Act Of. Parliament,, 10s. per cent. only
• Per shire) will be received until the Company obtains
.ar ctehr; threats • "
liav °t complete registration, when notice will bs utvev,e, r
,443ient or the residue of the deposit, acid the Company in coin-
e Its ePerations•
'llts ur,
lirt.k -lit non. Lord Rossmore
ite • litnstli'lrvl••••s llenniker, ll.:rt, Hawleyf Stowmarket, Suffolk
11et,,1111 ben,l-Ci*llell Esq., F•lt•S', F.S.A., Portland-place
elatute-iristl. Etsq R'ussell-square, and Spring-grove, Isleworth
War'l Cott, Esq., Cavendish-square.
unie Rightulllotien"t'
Lord krth
3EPROVISIONAL.p.,
c hebliamD I.RpEI
-place,
're
c,"telgrave-square
nrY liroad !• Lord Macdonald
'Thomas Co] .''cl. Esq., M.P., Whitehall
%ark, r "Pitts Grainger, Esq., M.P., Temple
401 in Aitarebretlier, Esq., Alderman, Lancaster-place
William
_atrner, Esq., M.D., Wimpole• street
John Garrli Fraser, Esq., Manchester-square
;vilerl", Esq., Avenue-road, Regent's Park
01,,
13-- "e, i-Sq, Northumberland-street.
(With Power to add to their Number.)
JiPbes Fraser, - AUDITORS.
Jiltne o,l7„``' 'act, Park-square West, Regent's Park .
WilliaBm-N-v—T, Esq., Conduit-street
thvaril Xi all Esq.,
Austin-friars
"rat", EN., St. Ildell'S-place.
areSSls
• Sir Claude F BANKERS.
cott, Bart., and Co., Cavendish-square.
arr.. Ser emit IT STANDING COUNSEL.
W. ir. it , —"fling, Sergeant's-inn. s, °lige, Ese., Middle Temple
"ci-A°Rs•-111esrs. Davis' and Son, Warwick-street, Regent-street.
‘2,oastirinuo Pnrstcutc John Power, Esq., M.D., Great Queen-
street, Westminster.
MCICAL REFEREES.
Edward Duke Moore, Esq. Arlingten-street.
Francis Glaydon Johnston, 'Esq., Saville-row.
CONSULTING ACTUARY—J. J. Sylvester, Esq., M.A.., F.R.S.

Feeeeersay—George Cumming, Esq.
o,ee tompany will transact all the business of Assurance
apreePanies, and in so doing will take advantage of the modern im-
"° inents which have been engfatted into the systems of As-
e„,erseef• the result of the long-tested experience of old-established
I,leiu, or the assurance of lives.
Dr,..nliti;:ssurances will be granted upon the payment of one single
The,e_ •or of annual premiumse or upon a limited number of pay-
pslle, on a gradually decreasing or increasing scale, all of which
71 Ines may be made half-yearly, or quarterly, if more convenient.
ces will likewise be granted from 5,0001. downwards to any
11eunt, awe opening the door of assurance to many persons who
ve hitherto.' found it inaccessible.
The Comprney will also undertake the purchasing of contingent
Breversionare- property, the granting of immediate survivorships
d deferred annuities, as, also, the endowment of widows and chit-
It will, likewise, advance money on annuity, mortgage, or
"they security.
The multifarious operations connected with Life Assurance; for in-
Renee, the opportunities afforded to husbands and tethers of making a
provision; after their death, for their wieows and children ; to creditors,
compensate the loss which the death of their debtors might occa-
''!•tn marriage contracts, to secure the terms of settlement; to
thelllossessors of entaile I estates, to provide forthe younger branches
w their families ; to persons possessed of life interest in property, to
elaeeide for their relatives in case of their decease ; to expeetants of
'',,rolmerty in reversin, to insure feprtiOn of it against Contingencies
:tether with many other instancoes which might be enumerated,
of late years to be better understood than formerly._ It is with
mew to facilitate, these operations that the Sovereign Life Assurance
1,41•IlaY has been formed; and it will he found that it offers to the
year a new system of loans, more beneficial to the borrower, and
seia 11,iu lgit better return to the Shareholder, than any system at pre-
Thus .•
harrow any person effecting an assurance with this Company, can
equetertee full amount of the sum secured by the policy, upon giving
111 e lea faeeurlty for the paymept of the premium, and interest on
6,1, 1, ~°7 a lie-4A number of years, and will not,. as in ordinary
%AY, tee i'lellle i• culled upon to repay, in one sum and by a given
In oreeTaell'al 'nes' lent.
sail
oeitfeet tills, the borrower will pay an increased rate of
wouul be required for the ordinary assurance
11, re.aii,
se hick
rate, together with the accumulations by
Any eie:, milt se "l,le the operations of the Company will enable it
.I'ulnber eeee„t, Pay principal sum to the Company In
emits i; 7111eloa of- er,"l"e'e• the option of the borrower, who will,
Conli at"l'ett D6riod ee relieved from all further pay-
eteesin_eri Ily of e loan 8d .
11 moreover hold a policy with
tate " for th 'll°3'earsm ' if he chooses,
re loan 6 benefit duration ; which he can,
telftlerl at the nee,clf Ills family or for the purpose of raising a
"at tl —"mare rate 'at' which he would have been
ease tl le thile
loan, he ie iee.r„ Of the commencement of the original loan.
on th, Will net "A er should die during the eentinuauce of the
lemraintegitrery, eave his property encumbered with a debt ; but,
Illalieeme2eatired .il 8 representatives will be entitled to receive the
-te ele'eated pore)/ the polie after deducting a sum equal to the
sell 3' the of the loYa'n. Or if, at any time, he should wish
'4ll to the society, he can do so upon advantageous
ext.- er e
floese.', 1° temple,,a Person aged twenty-five, who wishes tor borrow
e•Y to thetagexated in fifteen years, will have to ins
,`,•• Nee ilment of the leen and will pay an :annual premium
the 1,-lurattee of 9s 10d addition to five per cent. interest
,-.4. Makin... a "tot al•annual payment of 12/. es. 10d., for
keeh clears wllee is obvious that the longer the period during
•,•- Prennum
Ines -able per smaller win they be in amount.
•14111 e bor • 8 areVe theiod for which the loans s contrac
%el we 111, by thiereelrosents, have liquidated the principal sum lent,
tee ie:! Possess a policy of some years' duration for 1001., which he
e 1 chooses, chooses -continue at the ordinary rate of premium.
allse•rel,the other' hand, the borrower should die within the period
N.lll-„n for the continuance of the loan, say in the tenth year, lie
the. -„."` leave his property encumbered with a debt of kW ; but, on
41/• j„?atrary, his representatives will be entitled to receive
or e 5•95., the then value of his policy. •
dqere"Fain if at the same time (during the tenth year), he should
the,, 4°, Pay off his loan, he will have to pay to the Society no more
liseh,,rl.4.e*ldsf• aud still retaining liis interest in the policy, will be
%era. le, rout all Anther payments beyond the ordinary rate for
The eeramples
tiesy, a ~efereneaesfy given are deduced from the tables of the go-
.. , e to which will show the relative premiums payable
ufferene ages for loans of different durations.
It may obsery
tali an intereet in tehde'lralpon persons who have no desire to re-
insure at a nmeh. lower rateletlielas
empties, retaiu an interest tf•.:r the benefit of their relations, can
nce, and after the to Persons who, as in the above ex-
t I.eir policies, both during the coa-
e.e,contracted illation of, the period for which the loans
e Ise„
tore Ti. Magee which this system offers to persons requiring tem-
are7 wall, or w
thing t
lerou es Payoff existing charges on their property,
tiro., 8, and only require to he fully known to be duly appre-
expe7l;e .01•11rsfit of an , the borrower in this' Society will be saved the
equent transfers, as in the case with those who borrow
fatla the n
the ie., lieelal sources; for he can it no ease be required to pay off
esed:• eXe. nit in the manner pro Plosed although, if lie chooses, he
he bite hpei, the most advantaeeous terms' to himself. Secondly,
wed by el,sipreliension, in case of his death, of leaving a stun to be
lacTerty,"; etereleing relations, or to remain as a charge upon his
4441 le ca.ho policy repays that portion of the loan remaining
cart e ease of death • and whenever that event may happen, he
%tts friol,l4tl.lat family will reap some, and perltaps great, sylvan-
, ill en
Poley wtiteli he holds hi the Society. And luny,
eg be ill enable.. the Cora au to accept securities which would
key s available for the purpose% Yof ordinary loans, inasmuch its the
eeurity required'
e,e for the punctual payment of the premium
-b„,eark that'', and not for the principal suns lent. It is needless to re-
•.ie-741, who aeiallY persons can furnish security, in the manner pro-
eat, by could not provWe it for repayment of the whole principal
t tee „,a ,given day.
tet'' le "`Pte• person desire:We of entering into business, but de-
-111,l ie. the funds whereby to do so. can, by affecting a loan for a
T.ceeiteber of .'
wh. years—payieg in the meantime a premium out of
.14, lkeeg. leli the loan from the Company has been the means of
~q1:113, himself with the necessary capital to commence
11011-'0 elllB lay a foundatien for a prosperous business and an Ul-
- INi,Pendency. Again, a person desirous of
canspurchaing the
'tete% .„'elt he resides, or one more stetable to him, borrow
11attes'tee '"aY the purchase-money, and by paying a premium for
Peres" g '• Instead of rent to his landlord, will, alter the terml-
llier'er"e 41,0,e limited period. be the absolute owner of the pro-
l'erser„-"ge'eZe; _rent And lastly, in all cases of set.tlements on
kr) -4` "'Dos -ti' n.of debts, arrangements with creditors, &c., a
I%ll' to o' h4,v.a1l cm') self of the advantages offered by this Corn-
lee., Nei "e first great ditheuity ettendant in many cases
ece, tee„ es viz., the want of ready money, IN hi e-
esti aese oerience
v the
e_ ,
.A.many can nrove. has Often rendered nuga-
slteziawnitioenqit7i
swpicceet:i..ii all probability, would otherwise bare
stetlt4C:lkdre'rit'?ilvever, to the h. ,rge number of assurances which may
eese of raising loans, an equal induce-
efe 1 eimmedette pure ,
of effecting assurances, whose
"ot .13 to at, to persons desire
m. and who may not, at the time
proylt;e"'et (h-rae for their rr;latiVe.
asseri assurance, require •
ens will not only effectually
MeNgle ter iene with this Company pert
stee_iiam theeeteir families in case of death), but, at
,iontbe,safmlefte, will
selseeesei-elselves with the ,means, at CnY PeTwu
raisingto ae lotan to any
life alit of °r, reverse of circumstances, of
res ct of their
tesealsurae_kleir policy, at the rate of premh.
graPented • thus
ieh""ing uqT, at which the policy was oreginexq
ct with loans,' the
1.11°,1° those who effect assurances 1111COnneett
,b‘-tieveralleiees of the system of loan proposed by this Company,
les,%ae pretltloY have occasion to avail theineelves of B.
the of the Company will appertain to two classes of mem-
Ite,el the /I),?Prletors of shares, and the assured. The profits arising
la:eaetbel. wit!'n
, Department, and the policies conn„ected therewith,t
eces „en a small proportion of the profits arising out of
tohe
tafise-
th7re theiel'ncoenected with loans (by way of remunerationfd
ete aeze„„1•1, for guaranteeing out of their capital, in case
11-1" the -el, of assurances falling. due), will, after paying interest
t.oeie
of Paid-
capital of the Company, be divided amongt thei
gjeal tee leares in the Company. Three-fonrths the pros swarls tz!
th.,4le,d.l.7Biiranee Departinent, unconnected with
kiLlllole 11! the parties either originally effecting Assuan
inces after the liquidation ot their loans. T
tap!a g tit to the Shareholder, in addition to interest upon the
the to ti7stet. in shares, the prospect of a large remunerationfr; as
the
Day,: aesure'e, an ample participation in the profits arising from
ramea ant premiums ; which must necessarily be augmented by
ealdito In om' policies into the Assurance Department, after the
s7e• %mil' of the loans originally granted upon them. The assured,
get till hate the security of a large subscribed guarantee capital to
Ilse
claims u eon the Company.
114' es, infarinatiOn' eats be obtained from, and applications for
es,.‘ars one, the arnsemod form, made to, the Secretary, at the Com-
Sesi.""ea, No. 5, ere Jaines's-street, London; Messrs. Davies
)11e ;
11,
48Ornleite,itharnad 2Ell,ll2,Varwiekestreet, Regent-street ; Messrs.
Brokers, 'Change Alley, Cornhill, Lon-
lirailte4sra• D. and J. r;.. reilson, Brokers, Liverpool ; Messrs._
4„l,kea., e.eedwell and Sons, .Brokers, and Robert M EatTn,_ EV;
e:ette esesuanehester ; J. B. 'Mundy, Esq., Broker, Bath. Mg&
d.
etto7",,,eertson and Co., Be ekers, Messrs. Gordon, Stuart, eg
Che er'id`YeSe and John R. Cal Jert, Esq., WeSe Edinburgh, ; Messrs.,
el"tialt `-allainghain Brokers, Glasgow ; W. N. Fish, Esq., North
eeiteeelelmange Company,' Aberieeel ; and George Gatherer, Esq.,
4•lgine
4.0 the 1•01 CM OF APPLICATION' JOR SHARES.
provisional Directors of the •• sovereign Life Assurance
11144‘41 st,ov 114raen,—./ request you Cwill omp
all an
ot y."
me shares in
area„l and I undertake to accept ti:e same, or such
as You may appropriate to me, and to pay the deposit,
tei4a OA necessary legal document., when required..
tl, say of 3845.
Name in fiell ... •••••• • • • ee /• • •

..... _
Profession or Business • . • • • •
Address ........ . • ••• • • • •••
Winne of Reference ••••••••• • • • • • • • • •
Address of Reference •• • •