The Sun.
London, England, 1861-08-20 00:00:00

NORWICH UNION LIFE INSURANCE
SOCIETY.
• Instituted 1808.
SECRETARY—Sir Samuel Bignold.
The whole of the profits divided with the assured.
X 2,0 00,
Ample security offered by an accumulated Capit of
000.
a One-half of the first five annual premiums may remain as
r at
chargePermanlife.
t upon policies granted for the whole du-
ion of
The income of the Society is upwards of £237,000.
The amount insured is upwards of £5,078,000.
Since its commencement 32,7e0 policies have been issued.
fie
-05,666ers ,555 paid to the representatives of 6,8.54 deceased
110 bonuses maybe applied atithe opti XI of the assured as
follows :
~As a bonus added to the policy. or the amount may be re-
rwed at once—that is, its cas value—or
qi reduction of the future annual premium. it may be applied
The rates of premium are lower than those of some offices
~ur nearly 10 per cent., a benefit itself equivalent to an annual
For prospectuses apply at' the Society's Offices, Surrey-
Street, Norwich ; and 6, Crescent, Blackfriars, London.

ROYAL INSURANCE COMPANY

HEAD OrricEs—Lombard-street, London ; and Royal
Insurance Buildings, Liverpool.
Branch Offices—Ntanchester, Birmingham, Bristol, Leeds,
Edinburgh, Glasgow, and Dublin.

EXTRACTS FROM THE REPORT FOR THE YEAR 1860.
" The success f the Company, even in its earliest yriseears,
received the maorked attention, and elicited the surpd
comments, of writers best acquainted with the history of In-
surance Companies.
"Fire Premiums for 1860 EQUAL the Total Fire Premiums
for the SEVEN YEARS 1845 to 1851.
"Life Premiums for 1860 EXCEED the Entire Life Pre-
kiums for the EIGHT Y wARS ending 1852.
,"Purcha,e of Annuities in Is6o LARGELY EXCEEDS the
similar receipt+ for the first TEN YEARS, 1845 to 1854.
"This procrress, it is believed, is unsurpassed, considering
that it applies to each of the three branches of the business. "

FIRE BRANCH.
," The Fire Branch has certain y shown no exhaustion dor-
the year 1860 of that impetus which had previously
irt,°llght it to a position of the first magnitude among the
u.surance Companies of the United Kingdom. The Fire
ihe,trliums in 1859 had advanced to the sum of £2°8,314 7s. 3d.
1„860 the amount of Fire Premiums has arrived at a sum of
,4,977 19s. Ild., showing an increase of £34,663 12s. Bd., ex-
eZuing the large advance of the preceding year, so that
tt in
,0 years the Tire Revenue of the Company has been en-
lped by the enormous sum of X 66,829 17s. sd.
0‘ The Parliamentary Report of Returns of Duty psid to
tOverument for the year 1860 exhibits the augmentation of
'le business in a more prominer.t way, as it affords the means
Rseomparis with otoer Companies. The Proprietors will
` vratifiedon to learn that the increase ofDuty paid by the
0)-al in the last year is more than double that of any other
t),° pally, either London or Provincial, whilst only one of
~'oPie Companies even approaches to 50 per cent. of the ad-
eallek of this Comp ny. Our increase actually equals 30 per
alt. of the entire increase of the whol -of he Metropolitan
waves combined, whilst of the Provincial Offices it forms up-
, ards of 30 per cent. of the total advance of the other offices
Stablished out of London,

• LIFE BRANCH.
I: The Reports of the Company for several years have had
ilariably to announce a constant periodical expansion of its
I,.__e Business, the New Policies of each succeeding year show-
-1;" an advance over the one that had immediately preceded
40` A similar result is shown in the year 1860, the Premiums
1 New Policies, after deducting Guarantees, be ng .£15,097
ha, led., which is an increase on that item of £1,993 17s. sd.
above the amount received for the year 1859.
"But even this advance is small when compared with the
11cIden. and remarkable momentum which has been given to
this Branch of the Business in the present year (1861).
p"lt was not until the commencement of the year that the
üblic seemed to have become fully acquainted with the fact
t the Royal Insurance Comnany had published late in the
last year an account of the investigation into the Assets and
-Liabilities of its Life Department, under a novel form, and in
as and intellieble a manner as the abstruseness of the
valuationsm, together with the entire statements and
necessary for that purpose.
1/" It is conjectured from the extensive Notices of this Pam-
11iltzt and its accompanying Diagrams, which have appeared
atte" Periodicals of the day, that it has largely attracted the
ntion of vast numbers of Persons in all parts of the United
4gcloni, as well as in other parts of the World. Indeed a
i,,ost satisfactory and conclusive evidence that such is the case
I;.kirorded by the fact that the sum Assured on New Policies
'the six months to the 3d June of the present year is ac-
1140'V 50 per cent in excess of the sum assured in te corres-
fio"lng months Of the year 1860, although the lattehr amount
tseif exceeded the sum assured in any like previous period
ti me
"If this success be continued, the Royal Insurance Cora-
tBll3' would, with respect to the amount of its new business,
hhe at once placed (at least with one or two exceptions) at the
ead of all the Insurance Companies doing business in this
`z.,ollntrv, and the anticipations of the last Report, to the
~nect that the details of the Lire Business then to be pub-
'bed would form an epoch of the Establishment, will have
a 'Peedy and very happy realisation."
PROFITS.—Large
ADVANTAGES OF THE LIFE BRANCH.
'ROPITS.—Large proportion Returned every Five Years to
Policies then in existence Two ENTIRE YEARS.
Expenses chiefly born- by the Fire Branch, in order to
Increase the Bonus to be Returned.
LIFE BONUSES DECLARED,
1, Two per Cent. per Annum on the Sum Assured
1111 GREATEST BONUS EVER CONTINUOUSLY DECLARED
BY ANY COMPANY.
SECURITY FOR BOTH FIRE AND LIFE BRANCHES

CAPITAL, TWO MILLIONS Sterling.
Accumulated Funds in hand exceed £BOO,OOO.
PERCY M. DOVE,
Manager and Actuary.
JOHN B. JOHNSTON, Secretary.

GUARDIAN FIRE AND LIFE ASSURANCE
COMPANY,
No. 11, Lombard-street, London, E.C.
Established 1821.

DIRECTORS.
tip HENRY VIGNE, Esq., Chairman.
4INTO T. FARQUFIAR, Bart., M.P., Deputy Chairman,
tlrf Illy Hulse Berens, Esq., John Labouchere, Esq.
Aries Wm. Curtis, Esq. John
pl Martin Esq. axles F. Devas, Rowland Mitchell, Esq.
kljtliClS Hart Dyke, Esq. James Morris, Esq.
T. Walter R. Farquhar, Bart. Henry Norman, Esq.
etoinson Hankey, Esq., M.P. Henry R. Reynolds, Esq.
,I;.,Ta Harvey Esq. John Thornton, Esq.
"ull G. Hubbard, Esq., M.P. James Tulloeh, Esq.

AUDITORS.
Le
,10,1yiLs Loyd, Esq. 1 Henry Sykes Thornton, Esq.
'll Henry Smith, Esq. Cornelius Payne, jun., Esq.
uqraas Tallemach, Esq., Secretary.—Samuel Brown, Esq.,
Actuary.

ZT
-DEPARTMENT.—UNDER THE PROVISIONS OF AN
Pur: OP PARLIAMENT, this Company now offers to new In-
bb„,"'a EIGHTY PER CENT. of the Profits, at Quinquennial
Ar;Mons, or a Low Rate of Premium without participation of
tits.
.010ce the establishment of the Company in 1821, the
ektunt of Profits allotted tree the Assured has exceeded in
b_ value Z 380,000, which repents equivalent Reversionary
`'DOuses of £1,058,000.
411er the Division of Profits at Christmas, 1859, the Life
abr,Bllranees in force, with existing Bonuses thereon,
ti:Touted to upwards of X 4,730,000, the Income from the Life
ekfleh £207,000 per annum, and the Life Assurance Fund
ceded £1,618,000.
tri
IN —CAL MILITIA and VOLUNTEER CORPS.—No
4ctra Premium is required for service therein.
iINVALID LIVES assured at corresponding Extra Pre-
111,11ms.
LO A
Dab, —NS granted on Life Policies to the extent of their
A"‘`,, if such value be not less than £5O.
IItr.BBIGNMENTS OF POLICIES.—Written Notices of, re-
'Ted and registered.
•,,„14:13IC StampES paid by the Company, and no charge
"f Policys
tItIRE DEPARTMENT.—lnsurances are effected upon
I description of property at moderate rates.
(4,lTsses caused by Explosion of Gas are admitted by this
•,I),LUV.

GIVEN AWAY TO NERVOUS SUFFERERS.
ENRY SMITH. M.D., of the University of
.I,IT. Jena, has just published, for the benefit of Nervous
WAerers, a FREE EDITION of his valuable work THE
tbaltNING VOICE TO YOUNG MEN (120 pages). A
liteweal work on the cure of Nervous Debility, Loss of
,to p,017, Dimness of Sight, Lassitude, Indigestion, Dislike
Spermatorrhcea, Local Weakness, Muscular Rif
Languor, Listless ness Depression, &c., which, f
(14ti[e.tea, result consumption, insanity, and premature
arm , with plain directions for perfect restoration to health
gtl.;llFour. The book will 13e sent, post free, secure from ob
erect
on, to any address, on receipt of a directed envelope
ere„„_`'Wo stamps. Address, HENRY SMITII, M.D., 8, Burton-
Tavistock-square, London, W.C.

DR. CURTIS' MEDICAL WORK, MANHOOD :
14.1,11)1CAL ESSAY ON SPERMATORRHCE,i,
ah ERVOUS AND GENERATIVE DEBILITY, &c.
it," Published, the 150th thousand, with numerous plates,
Bit sealed envelope, Author, Sold by all Booksellers, and
Post paid, by the forl2 stamps,
ANHOOD: the CAUSE and CURE of PRE-
tor UATITRE DECLINE IN MAN, with Plain Directions
'
en„,:ellect Restoration to Health and Vigour. By Dr. J. L.
15, Albermarle-street, Piccadilly, London.
t, CONTENTS:
'iI•ODUCTORY CHAPTER on the Physiological
P.arlcture and Functions of the Reproductive Organs.
APTER IL—Caases of Sperinatorrlicea and Impotence;
Vicious Indulgences ; Dangers of Neglect.
of Ni,,4l' TER Review of the various Disqualifications
'Olll-4,r"Yre ; whether resulting from Youthful Abuse, the
Cli 'ol Maturity, the Effects of Climate, or Infection.
404-zTERS IV. and V. on the modern Treatment of
The riticea and Syphilis.
saes ;)°ol{ concludes with nnmerous varied and interesting
140tj "° Which is added the Author's recipe of a preventive

REVIEWS ON THE WORK.
0 g e._ .
81104118 on Manhood.—This is a truly valuable work, and
z3ct , • be in the hands of young and old."—"Sunday Time's,
-.larh Th 1856 •
Ltu author has conferred a great boon by publishing thiss
pthiceOvok, in which is described the source of' those disease
Okla", Produce decline in youth or more frequently premature
,le•"—" Daily Telegraph," March 27, 1858.
prof' nig Work, which for twenty years has stood the test of
atlPßsional criticism and empirical hostility, treats in a plain
bilih.
ant 81YrnPathising manner on the various disqualifications
nVediments arising from nervous excitement and de •
ex' and to invalids suerin from youthful errors and
Losses it will be found valuableand useful ."—Record.
%you : Published by J. Allen, 20, Warwick Lane, Pater-
lam 04 , noster-row
Consultation 10 to 3 and 6, to 8 ;
_Solidayel 10 till 2'
; Mann. 39 Cornhill.