The Sun.
London, England, 1861-10-24 00:00:00

DIRECTORS,

Francis Braun, Esq. (Messrs. Blessig Braun, and CO.),
Liverpool.
C. /3. Colchester, Esq. (Messrs. Colchesters and Woolner),
London.
W. J. R. Cotton, Esq. (Messrs. Culverwell, Brooks, and Co.),
London.
J. 11. R. De Castro, Esq. (Messrs. Carruthers, De Castro,
and Co.), Manchester and London.
:Dlr. Alderman Dakin(3lessrs. Dakin Brothers), London.
D. N. Giannacopulo, Esq. (Messrs. Giannacopulo and Cochi-
lani), Liverpool.
Stephen Barker Guion, Esq. (Messrs. Guion and Co.), Liver-
pool.
Mr. Alderman Hale (Messrs. Warren S. Hale and Sons),
London.
Charles Joyce, Esq. (Messrs. Charles Joyce and Co.), London.
George Kendall. Esq, (Messrs. Kendall Brothers), Liverpool.
John Edward Naylor, Esq., merchant, Liverpool.
F. W. Russell, Esq., M.l'., Cannon-street, Chairman of the
National Discount Company, London.
Lightly Simpson. Esq., Chairman of the East Anglian Rail-
way Company, London.
Thomas Stenhou,e, Esq., merchant, Liverpool.
(With power to add to their number.)
STOCKBROKERS.
George Burnand, Esq., 69, Lombard-street, London.
Messrs. Froom Brothers, Change-alley, London.
Messrs. Thomas Tinley and Sons, Liverpool.
SOLIC
Messrs. Paine and Lars,yt on, London.
Messrs. Fletchei. and Ilull, Liverpool.
BANKERS.
The
nank of London.
Union Bank, Liverpool.
TEMPORARY OFFICES.
:9, Lombard-street, London.
21, Water-street, Liverpool.
PROSECTUS.
The London and Lancashire P
Insurance Company is estab-
lished for the purpose of extending to Liverpool, as well as to
London and elsewhere, that addition to the facilities for fire in-
surances which was recently demanded for the metropolis, and
which the extraordinary increase in the commerce of Liver-
pool constitutes an urgent necessity. In so doing the Direc-
tors propose to take advantage of the experience of existing
institutions, to introduce new principles of practical utility,
and, in addition, so to construct the institution as to afford
the greatest possible benefits to the shareholders, insurers,
and to the public generally, consistent with the well-being of
all concerned. The Directors do not profess to transact
business at lower rates than those ascertained by experience
to be remunerative ; but having thus provided for the security
and profitableness of the business transactions of the office,
they extend the mutual principle to fire insurance, and make
the holders of fire policies participators in the profits, atter
appropriating a sufficient sum for a reserve fund. When the
certainty and extent of success that has attended every well-
managed fire office are considered, it would appear that the
present is a period when new institutions, based on the experi-
ence of time and observation, should be promoted for and
supported by the public generally, for the purpose of pre-
Venting monopoly on the one hand, and for the development
and progressicm of principle on the other.
In 1541 the total sum in Great Britain insured against fire
was seven hundred and thirty-eight millions sterling; in
1811 it had increased to eight hundred and fifty-eight millions
eight hundred thousand ; and in 1r,61 it is estimated to have
advanced to twelve hundred millions, or to one-third more
than the amount of the National Debt.

In the course of 20 years, therefore, the field occupied by
Fire Insurance widened at the rate of £23,000,000 per annum.
As an illustration of this increase it may be mentioned
that, in London alone, the inhabited houses which in 1851
numbered 305,933, had in 1861 increased to 362,890, showing
an addition in ten years of no less than 56,957 houses, or an
average increase of 5,695 houses per annum.
But, although the value of property protected is of vast
amount, the value remaining unprotected far exceeds it ; and
the difference between insured and uninsured is constantly
auumenting.
'he enormous business of Fire Insurance in the United
Ringdom is confined to so few as fifty-two offices, of whica
two are in Ireland, six in Scotland, twenty-one in English
country towns, and twenty-three in London.
The relative smallness of this number and the vast amount
ofinsurance committed to each, on the average not less in
value than £22,000,000, has led in some cases to excessive or
capricious charges, want of confidence, and to a general les-
belling of the practice of insurance.
Considerations of this description, in connection with the
promised support of a very large number of the most influen-
tial merchants in London and Liverpool, have led to the for-
mation of the " London and Lancashire Fire Insurance
Company."
Application for shares in the form annexed, may be
Made to A. H. Gunn, Esq., 79, Lombard-street, Lon-
don, and 21, Water-street, Liverpool ; io the Secretary,
IL E. Warren, Esq. ; or to the Brokers, George Bur—
nand, Esq., 69, Lombard-street, Messrs. Froom Brothers,
Change-alley, Cornhill, London, and Messrs. Thos. Tinley
and Sons, Orange-court, Liverpool ; but no application will
be taken into consideration unless a deposit of £1 per share
be paid into the Company's bankers, to be allowed in pay-
ment of the first call, or returned in the event of shares
not being allotted.

LONDON and LANCASHIRE FIRE
INSURANCE COMPANY.
Provisionally Registered.
To be Incorporated pursuant to
cap. Act of Parliament, 7 and Bth
. 110.
Capital One MillionVict,, with Power to Increase.
Temporary Offices 1 79, Lombardstreet,
eset ftn,tivLeropnood .
FORM of APPLICATION FOR SHARES.
No.
To the Directors of " The London and Lancashire Fire
Insurance Company.
Gentlemen,—lfaving paid into your bankers the sum of
, I hereby request that you will allot to me
shares of £25 each in the above Company ; and in considera-
tion of such allotment, or any less number you may appro-
priate to me, I hereby undertake to pay any call thereon, and
I further undertake to execute the Deed of Settlement when
required.

Dated this....day of is..
Names in full
Residence
Profession or trade
Place of Business

ADVOWSON.-FREEHOLDS UPTON AND ROTUERS-

THORPE, NORTHAMPTONSHIRE.
TO BE SOLD, pursuant to an Order of the
High Couof Chance, a cause of Donaldson v.
Fairfax, with the approbatioryn ofin Vice-Chancellor Kindersley,
in Five Lots, by Messrs. Holloway and Son, at the George
Hotel, Northampton, on SATURDAY, the 26th day of Octo-
ber, 1861, at Three o'clock in the Afternoon, very valuable
Freehold Estates, situate at Upton and Rothersthorpe, in
the county of Northampton, consisting of 374 Acres of Land,
Water Mill, and the perpetual Advowson and Right of Pre-
sentation to the V caritgo of Rotherathorpe, part of the
Estates of the late Sir Thomas Samwell, Baronet.

Particulars and conditions of sale, with plan, may be had
gratis of Messrs. King and M‘Millin, No. 4, Danes-inn, St.
Clement's, Strand, London, soliclors ; at the George Hotel,
Northampton ; the Swan Hotel, Bedford ; the George Hotel,
Huntingdon ; the Royal Hotel, Kettering ; the Angel Hotel,
Market Harborough ; the, Spread Eagle, Rugby ; the White
Hart Hotel, Leicester ; the Crown. Hotel, Leamington ; and
of the Auctioneers, Pitsford, near Northampton.
EDWD. WEATHERALL, Chief Clerk.

QAUCE.-LEA AND PERRINS
kJ beg to caution the Public against Spurious Imitations of
their world-renowed
WORCESTERSHIRE SAUCE.
Purchasers should
ASK FOR LEA AND PERRINS' SAUCE,
Pronounced by Connoisseurs to be
"THE ONLY GOOD SAUCE."
*** Sold Wholesale and for Export, by the Proprietors,
Worcester; MesFrs. CROSSE and BLACKWELL, London,
&c., and by Grocers and Oilmen universally.