The Sun.
London, England, 1857-02-03 00:00:00

ESTATILISTIF.D 1841.

IAEDIC.kL, INVALID, AND GENERAL
.CLA_ LIFE ISSURANCE SOCIETY.

Empowered by special Act of Parliament.
18 Viet., Cap. XXXIII.
FEAD OFFICE:
LONDON, 25, PALL MALL.
' BRANCH OFFICES:
DUBLIN— 22, Na;sau-street. I GLASGOW-73, St. Vincent-Street.
CA LCUTrA —l, Chowringee-road„
MADRAS—Bentlnck's-bulldings.

DIIIECTO29.
Benjamin Phillips, Esq., F.R.S., Chairmax.

_
E. Doubledav, F.L.S. T. Stevenson, Esq., F.S.A.
Lt.-Col. H. Doveton. E. B. Todd, M.D.. F.R.S.
George Gun Hey, Esq. Alfred Waddilove, D.C.L.
G.G.3l•Pherson, Esq , .E.I.C.S. J. Wish4w, Esq., F.S.A.
Department of Medical Statistics—William Farr, Esq., M.D., F.R.S.
.By the Annual Deport of 1853, it appeared that the number of
Policies then in forco was 3,434, insuring 1,337,5001., and yielding an
income of 55,207/. _ .

At the Fifteenth Annual Meeting, held on 27th November,
,856, it was shown that on the 30th June last—
Thl number f Pollciee in force was
The amount insurett was. ....... • . 2,752,1971. 75.. 2(1. .
The annual Income was• ••. • • ...... 11.+,5571. Its. 2d.

a•• a, ..... • ••• • • . . • • • I -
Two Bonuses have been declared (in 1818 and 103), adding neorly
2 per cent. per annum on the average to Sums assured, and by which
a Policy of 1,0001. issued in 1842 on a healthy life is now increased to

Since the last Division of Profits in 1853 the accumulated Rinds
have increased by mere than 105,:001, offering considerable advan..
tages to present assu-ers.

_ .
Prodts divided every live years—next division in 1858.
Tlse Society has paid claims on 651 Policies, assuring 254.008/since
Ls establishment in 1841.

Premiums for ,ndla have been computed on the actual results of
European Life in that Colony, extending over the whole period of
the Mast India Comuanv's experience, and will be fount generally
lower than those of other companies, and espee,ady favourable for
military men.

Civil rates eharged on the lives of military officers holding civil
appointment., for the term of such appointment..
immediate reduction to English sates on the Assured returning 10
Europe permanently to reside.

P.dicies may be made payable either in London or in India, at the
rate of 2s sterling per Company's Rupee
GENERAL ADVANTAGES.
Assurances are effected at home or abroaa on healthy lives, at as
moderate rates as the most recent data will allow.
N., extra Premium is required on healthy lives in the Army or
Navy unless in actual service.
The Policies issued by this society give greater facilities to parties
going to or residing in Foreign Climate, than those of most other
companies.
~,Invalid lives assured on scientifically constrncted tables based on
extensive data. and a reduction in the premium is made when the
canes for an increalkd rate of premium have ceased.

Policies issued free o fitamp duty, and every other charge except
the Premiums.
Medical mit are paid a guinea for each report, and receive the
same advantages as solicitors for any business they may introduce.
Notices of dasignMent are registered and acknowledged without
charge.
Assurers incur no risk of Copartnership as in Mutual Offices, but
are .ree from all liability.
A Capital of Half-a-Million sterling, fully subscribed (in addition
to a lam income and accu•nulsted assets), affords a complete gua-
rantee for the fulfilment of the Company's engagements.
Agents wanted for vacant places.
Prospectuses, Fonds of Proposal, and every other information,
may be obtained on application to any of the Society's Agents, or of
C. DOUGLAS SINGER,
Secretary, 25, Pall-mall.

NATIONAL PROVIDENT INSTITUTION,
48, Gracechurch-street, London.
For Mutual Assurance on Lives, Annuities, &c.
ands Beellmailornich,a:
Established December, 1835.
DIRECTORS.
DePUty Chairman—CHAßLES LusnucovoN, Esq.
WFrilliam Miller Chri;tY. Esq.
—5:. istucr. HAYHURST LUCAS, Esq.
John Bradbury, Esq
Thomas Castle, Esq• Robert Hobert lngham,
Sheppard, E
Esqe.q,.M.P.
Jonathan Thorp; Esq.
John Feltham William Tyler, Esq.
, Esq.
Charles Gilpin, Esq. i Charles Whetbam, Esq.

s
J. T. Congnest, M.D., I'.lrsiciA';ll.omas Hodgkin, DI. D.
BANKERS—Messrs lirorrn,
Janson, and Co. ; and Bank of England
OLlClTOR—Septimus Davidson, Esq.
ACTOART—Charles Ansell, Esq., F.R.S.
CONSULTING
Abstract of the Directors' Report for the year ending 20th No-
vember, 1856:
Number of policies !silted in the year •• ...... .....• ..
Annual premiums thereon ................. . £17,412 18 3
Total number of policies issued • . ........... 19,617
abatement of premiums at
Annual Income on 14,337 existing pollees (after .. 1,050
ientogiproflts in11852)4201,3,i3 4 2
57,352 2 0
Interest on capital
dthedeulcastitngji33.
Total ...••
annual income on 29th Nov.,
1856. £258,735 7 2

Balance of receipts over disbursements in the -------
-
............ • .£140,556 8 7

3fakinz the amount of capital
. 41,351,ii06 5 11

Arising exclusively from the premiums aid ley
the members, who are themselves the pole pro-
prietary, and among whom alone the whole
profit is divided. •
licies since the
Amount, paid in claims by life po
establlshment of the Institution in Dec., 1635 X 609,161 11 11

Amount returned to the assured in abatement
of premiums in the 17 years ending Nov. 20,
1852......
....................... 11 8

Additions to policies by way of bonus ........ •• £126,464 0 0
- ._

At the last diviiion of surplus profits made up to Nov. 20, 1852,
the reductions varied from 6 to 89 per cent. on the original amount
01 Premium, az:cording to the age of the member and the time the
Policy had been in force ; and the bonuses ranged in like manner
Members
rrom 50 to 75 per cent. on the amount of premiums received during
6 Preceding five years.
The, next DIVISION will be made up to the 20th November, 1857.
Nocharge made for Policy Ramps.
ex-
tent granted on the security of the Sociery's Polizies to the ex-
of their v‘tlue
t w.hose. premiums fell due on the Ist January are re-
mindedprhat the same must be paid within 30 days from that date.
n application at the office.
The opooctits, with the Report of the Directors, for 1856, may
noTrbe
.had
Jas, ,D, 1857. JOSEPII ALLEM CIO 's