The Sun.
London, England, 1861-08-20 00:00:00

FIRE BRANCH.

" The Fire Branch has certain y shown no exhaustion dim-
ing the year 1860 of that impetus which had previously
brought it to a position of the first magnitude among the
Insurance Companies of the United Kingdom. '1 he Fire
premiums In 1859 had advanced to the sum of £2'8,314 7s. 3d.
.
1859 the amount of Fire Premiums has arrived at a sum of
t 2 2,977 19W. 11d., showing an increase of £34,663 12s. Bd., ex-
ceeding the large advance of the preceding year, so that in
two years the -Fire Revenue of the Company has been en-
In need by the enormous sum of £66,829 17s. sd.
"The Parliamentary Report of Returns of Duty paid to
Government for the year 1860 exhibits the augmentation of
the business in a more prominea t way, as it affords the means
of comparison with otoer Companies. The Proprietors will
be gratified to learn that the increase of Duty paid by the
Royal in the last year is more than double that of any other
Co't pang, either London or Provincial, whilst only one of
those Companies even approaches to 50 per cent. of the ad-
vance of this Comp ny. Our increase actually equals 30 per
cent. of the entire increase of the whol •of he 3litropolitan
Offices combined, whilst of the Provincial Offices it forms up-
wards of 30 per cent. of the total advance of the other 2.f: offices
established out of London,
LIFE BRANCH.

"The Reports of the Company for several years have had
invariably to announce a constant periodical expansion of its
Life Business, the New Policies of each succeeding year show-
ing an advance over the one that had immediately preceded
it. A similar result is shown in the year 1860, the Premiums
on New Policies, after deducting Guarantees, be ng £15,097
17s, led., wh ch is an increase on that item of £1,993 17s. sd.
above the am••unt received for the year 1859.
"But even this advance is small when compared with the
sudden and remarkable momentum which has been given to
this Branch of the Business in the present year (18611.
" It was not until the commencement of the year that the
Public seemed to have become fully acquainted with the fact
th t the Royal Insurance Com^any had published late in the
last year an account of the investigation into the Assets and
Liabilities of its Life Department, under a nuvel form, and in
as plain and intellifrible a manner as the abstruseness of the
subject admitted, together with the entire statements and
valuations necessary for that purpose.
" It is conjectured from the extensive Notices of this Pam-
Phiet and its accompanying Diagrams, which have appeared
in the Periodicals of the day, that it has largely attracted the
attention of vast numbers f Persona in all parts of the United
Kingdom, as well as in other parts of the World. Indeed a
most satisfactory and conclusive evidence that such is the case
Is afforded by the fact that the sum Assured on New Policies
in the six months to the 3d June of the present year is ac-
tually 50 per cent. in excess of the sum assured in the corres-
ponding months of the year 1860, although the latter amount
in if self exceeded the sum assured in any like previous period
of time

"lithis success be continued, the Royal Insurance Cam-
Pany would, with respect to the amount of its new business,
be at once placed (at least with one or two exceptions) at the
head of all the Insurance Companies doinz business in this
Country, and the anticipations of the last Report, to the
.Pffect that the details of the Lire Business then to be pub-
lished would form an epoch of the Establishment, will have
a speedy and very happy realisation."

SPECIAL ADVANTAGES OF THE LIFE BRANCH.
PROFITS.—Large nroportton Returned every Five Years to

Policies then in existence Two ENTIRE YEARS,

Expenses chiefly born • by the Fire Branch, in order to
Increase the Bonus to be Returned.
LIFE BONUSES DECLARED,
Two per Cent. per Annum on the Sum Assured :
THE GREATEST BONUS EVER CONTINUOUSLY DECLARED
BY ANY COMPANY.

SECURITY FOR BOTH FIRE AND LIFE BRANCHES
CAPITAL, TWO MILLIONS Sterling.
Accumulated Funds in hand exceed £BlO,OOO.
PERCY M. DOVE,
Manager and Actuary.
JOHN B. JOHNSTON, Secretary.

GUARDIAN FIRE AND LIFE ASSURANCE
COMPANY,
No. 11, Lombard-street, London, E.C.
Established 1821.
DIRECTORS.
HENRY VIGNE, Esq., Chairman.
Sir MINTO T. FARQUHAR, Bart., M.P., Deputy Chairman.
Henry Hulse Berens, Esq., John Labouchere, Esq.
Charles Wm. Curtis, Esq. John Martin, Esq.
Charles F. Devas. Esq. Rowland Mitchell, Esq.
Francis Hart Dyke, Esq. James Morris, Esq.
Sir Walter R. Farquhar, Bart. Henry Norman, Esq.
Thomson Hankey, Esq., M.P. Henry R. Reynolds, Esq.
John Harvey, Esq. John Thornton, Esq.
John G. Hubbard, Esq., M.P. James TuHoch, Esq.
AUDITORS.

Lewis Loyd, Esq. I Henry Sykes Thornton, Esq.
John Henry Smith, Esq. Cornelius Payne, jun., Esq.
Thomas Tallemach, Esq., Secretary.—Samuel Brown, Esq.,
Actuary.

LIFE DEPARTMENT.—UNDER TUE PROVISIONS or AN
ACT OF PARLIAMENT, this Company now offers to new In-
surers EIGHTY PER CENT. of the Profits, at Quinquennial
I►ivisions, or a Low Rate of Premium without participation of
Profits.
Since the establishment of the Company in 1821, the
Amount of Profits allotted to the Assured has exceeded in
cash value £160,000, which represents equivalent Reversionary
_Bonuses of £1,058,000.
After the Division of Profits at Christmas, 1859, the Life
Assurances in force, with existimr. Bonuses thereon,
amounted to upwards of £4,730,000, the Income from the Life
Branch £207,000 per annum, and the Life Assurance Fund
exceeded £1,618,000.
LOCAL MILITIA and VOLUNTEER CORPS.—No
-Extra Premium is required for service therein.
INVALID LIVES assured at corresponding Extra Pre-
miums.

LOANS granted on Life Policies to the extent of their
r a lucs, if such value be not less than £5O.
ASSIGNMENTS OF POLICIES.—Written Notices of, re-
solved and registered.
MEDICAL FEES paid by the Company, and no charge
or Policy Stamps.
FIRE DEPARTMENT.—lnsurances are effected upon
every description of property at moderate rates.
Losses caused by Explosion of Gas are admitted by this
Company.

GIVEN AWAY TO NERVOUS SUFFERERS.
-HENRY SMITH. M.D., of the University of
Jena, has just published, for the benefit of Nervous
Sufferers, a FREE EDITION of his valuable work, THE
WARNING VOICE TO YOUNG MEN (120 pages). A
medical work on the cure of Nervous Debility, Loss of
Memory, Dimness of Sight, Lassitude, Indigestion, Dislike
10 Society, Spermatorrhcea, Local Weakness, Muscular Re-
laxation, Languor, Listlessness, Depression, &e., which, if
neglected, result in consumption, insanity, and premature
death ; with plain directions for perfect restoration to health
End vig-our. The book will sent, post free, secure from ob
Fervation, to any address, on receipt of a directed envelope
and two stamps. Address, HENRY SMITE!, M.D., 8, Burton-
crescent, Tavistock-square, London, W.C.

8, GROSVENOR-STREET, GROSVENOR-SQUARE.-

ALL CONSULTATIONS FREE.

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