The Sun.
London, England, 1861-09-14 00:00:00

ROYAL INSURANCE COMPANY,

HEAD OFFICES—Lombard-street, London ; and Royal
Insurance Buildings, Liverpool.
Branch Offices—Manchester, Birmingham, Bristol, Leeds,
Edinburgh, Glasgow, and Dublin.

EXTRACTS FROM THE REPORT FOR THE YEAR 1860.
`The suocess of the Company, e en in its earliest years,
received the marked al ten ion, and elicited the surprised
co • ments, of writers best acquainted with the history of In-
surance Companies.
" Fire Premiums for 1860 EQUAL the Total Fire Premiums
for the SEVFN YEARS 1845 to 1851.
"Life Premiums for 1860 IeXC 4 ED the Entire Life Pre-
miums for the EIGHT Y;• ARS ending, 1852.
"Purcha e of Annuities in 1860 LARGELY EXCEEDS the
similar receipt for the first TEN YEARS, 1845 to 1854.
"Thi. progress, it is believed, is unsurpassed, cnasidering,
hat it applies to each of the three branches of the business."
FIRE BRANCH.
"The Fire Branch has certain y shown no exhaustion dim-
ing; the year 1860 of that impetus which had previously
brought it to a position-of the first magnitude among the
Insurance Companies of the United Kingdom The Fire
Premiums in 1859 had advanced to the sum of .E2'8,314 7s. 3d.
in Thee the amount of Fire Premiums has arrived at a sum of
X? '2,977 19.. Ild., showing an increase of £3.1,663 12s. Bd., ex-
. eedinr; the large advance of the preceding year, so that in
two years the Fire Revenue of the Company has been en-
h need by the enormous sum of £66,829 17s. sd.
" The Parliamentary Report of Returns of Duty paid to
Government for the year 1860 exhibits the alimentation of
the business to a more prominent way, as it affords the means
of comparison with other Companies. The Proprietors will
be gratified to learn that the increase of Duty paid by the
Royal in the last year is more than double that of any other
Co • pany, either London or Provincial, whilst only one of
those Companies even approaches to 50 per cent. of the ad-
vance of this Comp ny. Our increase actually (Tina's 30 per
cent. of the entire increase of the whol •of he Metropolitan
Offices combined, whilst of the Provincial Offices it forms up-
wards of 30 ner cent. of the total advanceof the other 28 offices
established out of London,
LIFE BRANCH.
"The Reports of the Company for several years have had
invariably to announce a constant periodical expansion of its
Life Business. the New Policies of each succeeding- year show-
ing an advance over the one that had immediately preceded
it. A similar result is shown in the year 1860, the Premiums
on New Policies. after deducting Guarantees, be ng £15,097
17s, 106., which is an increase on that item of £1,993 17s. sd.
above the amt,unt r.tceived for the year 1859.
"But even this advance is small when compared with the
sudden and remarkable momentum which has been given to
this Branch of the Business in the present year (1861).
"It was not until the commencement of the year that the
Public seemed to have become fully acquainted with the fact
th t the Royal Insurance Com any had published late in the
last year an account of the investigation into the Assets and
Liabilities of its Life Department, under a novel form, and in
as plain and intelligible a manner as the abstruseness of the
subject admitted. together with the entire statements and
valuations necessary for that purpose.
" It is conjectured from the extensive Notices of this Pam-
phlet and its accompanying Diagrams, which have appeared
In the Periodicals of the day, that it has largely attracted the
attention of vast numbers of Persons in all parts of the United
Kingdom, as well as in other parts of the World. Indeed a
most satisfactory and conclusive evidence that such is the case
is afforded by the fact that the sum Assured on New Policies
in the six months to the 3d June of the present year is ac-
tually 50 per cent. in excess of the sum assured in the corres-
ponding months of the year 1860, although the latter amount
in itself exceeded the sum assured in any like previous period
of time
"If this success be continued, the Royal Insurance Com-
pany would, with respect to
.the amount of its new business,
be at once placed (at least with one or two exceptions) at the
head of all the Insurance Companies doing business in this
Country, and the anticipations of the last Report, to the
effect that the details of the Life Business then to be pub-
lished would form an epoch of the Establishment, will have
a speedy and very happy realisation."
SPECIAL ADVANTAGES OF THE LIFE BRANCH.
PROFITS.—Large proportion Returned every Five Years to
Policies then in existence Two ENTIRE YEARS.
Expenses chiefly born by the Fire Branch, in order to
Increase the Bonus tl be Returned.
LIFE BONUSES DECLARED,
Two per Cent. per Annum on the Sum Assured :
THE GREATEST BONUS EVER CONTINUOUSLY DECLARED
BY ANY COMPANY.
SECURITY FOR BOTH FIRE AND LIFE BRANCHES
CAPITAL, TWO MILLIONS Sterling. .
Accumulated Funds in hand exceed £BlO,OOO.
PERCY M. DOVE, •
Manager and Actuary.
JOHN B. JOHNSTON, Secretary.