The Sun.
London, England, 1861-03-15 00:00:00

DR. MEDICAL WORK, MANHOOD:
NT ED ESSAY ON SPER MA TO RRIKE
NERVOUS AND GENERATIVE DEBILITY, eze.
ust Published, the 150th thousand, with numerous plates,
In a sealed envelope, price Is., Sold by all Booksellers, and
sent post paid, by the Author, forl2 stamps,

U ANHooi): the CAUSE and CURE of PRE-
vi MATURE DECLINE IN MAN, with Plain Directions
for certect Restoration to Health and Vigour. By Dr. J. L.
CIIRTIP, 15, k.berntarle-street, Piccadilly, London.

CONTENTS:
INTRODUCTORY CHAPTER on the Physiological
'tructure and Functions of the Reproductive Organs.
CHAPTER IL—Causes of Spermatorrlicea and Impatenoe;
I,:arly Vicious Indulgences: Dangers of Neglect.
CHPTER I lI.—A Review of the various Disqualifications
Follies d MaArriage ; whether resultino• from Youthful Abuse, the
of Maturity, the Effects'of Climate, or Infection.
CHAPTERS IV. and V. on the modern Treatment of
Gonorrheca and Syphilis.
The Book concludes with numerous varied and interesting
uses, to which is added the Author's recipe of a preventive
t.otion.

REVIEWS OF' THE WORK.
`Curtis on Manhood.- -This is a truly valuable work, and
hould
rch ,be inISS the 6 bands of young and old."—" Sunday Times,"
Ma.
"The author has conferred a great boon by publishing this
.title work, in which
eilsedgerascprhib;,dmtahree
islo27:Bsoftf. those diseases
which produce decline in youth or more frequently premature
old aae."—" Daily
" This work, which for twenty years has stood the test of
professional criticism and empiri al hostility, try tits in aplain
and sympathising manner on the various disqualifications
and impediments arising from 'lemon.w excitement and tie
and to invalids suffering from youthful errors and
'1;--II,laenc,:,TPater •
eLxocnedsses.itrwub%sbiei:doubnyd valuable
J.
llen,
20,dwusaertv
uourosno; c n snulsttaet ri
raC—Wl;O 1111parall 41398 tqC°BruihStUndll. aye, 10 1111 2.

THE COMMERCIAL BANJi FRAUDS.

The examination of John Darden and James Holcroft
on the charge of having defrauded the late Commercial
Bank of nearly £70,000 was resumed yesterday afternoon
before Mr. Henry, at Bow-street police court.
Mr. Humphreys, jun., still appeared as solicitor for the
prosecution, and the same counsel as before were retained
for the defence—Mr. Metcalfe for Durden, and Mr. Sleigh
for Holcroft. • _ _ .

Mr. Humphreys reverted to the fact stated at the last
examination that in September the prisoner Holcroft was
bankrupt, and that he compounded with his creditors for
4s. in the pound. He (Mr. Humphreys) believed he should
now be able to show where that money had come from.
It appeared that three cheques had been drawn on Hol-
croft's account in October last—one on the 18th October
for £lB5, one on the 19th for £l5O, and one on the 23d for
:El6O, besides one other of which evidence would be given
on a future occasion. The particulars of the notes with
which these payments were made had been taken, and it
would be found that the creditors of Holcroft had been
paid with those notes. Similar evidence would be given as
to the settlement of an action which had been brought
against the prisoner Holcroft on a bill of exchange. It
would also be shown that when he was bankrupt ho pro-
posed to his accountant, Mr. Watson, to omit from the
list of creditors the name of Durden, to whom he was
largely indebted, and who, he said, would see him out of
his difficulties. Mr. Watson urged him to give the name
of every creditor, and finding that he was determined to do
otherwise refused to go on with the case, after which
Holcroft employed Messrs. Paul and Turner as his accoun-
tants, and said nothing to them about Durden being a
creditor.

Mr. William Henry Pike, -a-clerk in the-Life-Assurance
Treasury and Deposit and Assurance Bank, 5, Cannon-
street, West, deposed—l know the prisoner Durden by
sight. He kept an account at that bank. On the 20th
October I cashed a cheque for that account of
£3OO. It was drawn by the prisoner Durden. When
I cashed that cheque I took the numbers, dates
and amounts of the notes with which I paid it.
There were five £5O notes, ranging from 59,952 to 59,956 in-
clusive, all dated the 20th of June, 1860. There was a £2O
note. No. 09,804, dated 21st of September, 1860; another
£2O note, No. 75,419, dated 21st of April, 1860 ; a £lO note,
No. 92,261, dated 24th of July, 1860. To the best of my
belief I paid those notes to Mr. David Allan Ramsay. I
entered the payment in the deposit ledger now produced
against Durden's account, and to word "self," meaning
that the note was payable to himself. The entry is " 20th
October. Self, £300."
Cross-examined—This is the bank of which Mr. George
Henry Law is manager. I should say that Darden has
had an account for four or fiver years. I have been there
since the establishment of the bank, about March, 1856.
Durden has had an account nearly all the time. I know
Mr. Ramsay. I have no entry to show that the money was
paid to him. I speak from memory.
Re-examined—The pass-book now handed to me is that
of the prisoner Durden. I find the sum of £3OO entered
there as having been paid on the 20th October.
Mr. Humphreys—That pass-book was found on him.
Witness continued—Though called a deposit-bank there
are current accounts for which we allow interest on the'
minimum monthly balance. There is no other cheque
drawn for so large a sum as £3OO, as far as this book goes.
back. That is not a reason why I should remember that I
paid it to Mr. Ramsay. The reason is rather that lam not
usually at the counter.

Mr. Thomas Dyson, cashier at the Commercial Bank,
recalled—l produce the paying-book of the Commercial
Bank for current accounts. On referring to that book I
find that on the 18th of October last I cashed a cheque
drawn by Holcroft upon his account for £lB5. I paid it
with a £lOO note, No. 34,318, dated 19th May, 1860; a
£5O note, No. 62,126, dated 20th June, 1860 ; a £2O note,
No. 530, dated 21st September, 1860 ; a £lO note, No.
31,945, dated 22d August, 1860 ; and a £5 note, No.
16,794, dated 11th May, 1860. On the 19th of October I
cashed a cheque, also drawn by Holcroft upon his account,
for £l5O, which was paid with a £lOO note, No. 25,482, dated
May 19, 1860; and a £5O note, No. 57,836, dated June 20,
1860. On the 23d of October I cashed a cheque, also drawn
by Holcroft on his account, for £l6O. I paid it by a £lOO
note, No. 37,625, dated May 19, 1860 ; and a £5O note, No.
50,579, dated 20th June, 1860. Ido not remember to whom
those cheques were paid, but, on referring to Holcroft's
pass-book, I find these three cheques debited as being all
payable to " self."
Cross-examined by Mr. Sleigh—This book contains en-
tries of all payments made by me. The second cashier has
a similar book.

Mr. Richard Adey Bailey-1 am a clerk in the Bank of
England. I produce five £5O notes, numbered 59,952 to
59,956 inclusive, all dated 20th June, 1860. Also a £2O note,
No. 09,804, dated 21st September, 1860; a £2) note, No.
75,419, dated 21st April, 1860; a £lO note, No. 92,261,
dated 24th July, 1860; a £lOO note, No. 34,318, dated 19th
May, 1860 ; a £5O note, No. 62,126, dated 20th June, 1860 ;
a £2O note, No. 530, dated 21st September, 1860 ; a £lO
note, No. 31,945, dated 22nd August, 1860 ; and a £5 note,
No. 16,794, dated 11th May, 1860, and issued at Liverpool.
That is the only Bank of England note of that number
issued on that day. I also produce a £lOO note. No. 25,482,
dated 19th May, 1860 ; a £5O note, No. 57,836, dated 20th
June, 1860 ; a £lOO note, No. 37,625, dated 19th May,
1860 ; and a £5O note, No. 50,579, dated 20th June, 1860.
Mr. Cyril Mortimer Murray Rawlins, of 13, Finsbury-
square, deposed—l am a solicitor, and clerk to Messrs.
Clarke and Maurice, of Coleman-street, City, who are
solicitors to the London Joint-Stock Bank. They brought
an action on behalf of that bank against James Holcroft, of
Hatton-garden. I produce the writ, which is dated Sep-
tember 12, 1860. It is a claim on a bill of exchange for
£152 2s. 3d., drawn by J. Bonham, and accepted by James
Holcroft and Co., payable at the Commercial Bank, Covent-
garden. The writ was served on September 26, and the
action was settled on October 23 by Mr. David Allan Ram-
say, on behalf of the prisoner. I do not know who
Mr. Ramsay is. It was paid in cash and notes,
not by check. I handed the money over to Mr. Hills, the
cashier, who entered it.
Cross-examined—l handed it over at once.
Mr. James Hills, cashier to Messrs. Clarke and Maurice
—On the 23d of October I received the money in question
from Mr. Rawlins. It is entered in my handwriting in the
rough cash-book as " cash of Mr. Ramsay," and the initials
" L. J. S. B." are attached to it to show that it was paid to
the account of the London Joint-stock Bank, our clients.
On lqoking at the two notes produced I find they are en-
dorsed in my handwriting. There is an error in that
endorsement, "11" being put for the month instead of
" 10." It was the first day of my return to business after
a vacation. From that entry I know that I received them
on the day in question, and there is no payment on that day
of which they could have formed part except the payment
I have mentioned. [These were two of the notes mentioned
by Mr. Pike and produced by Mr. Bailey.] I paid those
notes into the London Joint-stock Bank the same day, with
other moneys.
Mr. Thomas Watson—l am an accountant at Moorgate-
street-chambers. I know the prisoner Holcroft. I also
know Darden by sight, having seen him once before. On
the 30th of August I saw Holcroft at his house in Hatton-
garden.
Mr. Sleigh—Your profession is that of an accountant;
and in that capacity you give your professional advice and
assistance ?
Witness—Yes.

Mr. Henry—There is no privilege. There is no case of
the kind. I considered the point from Mr. Humphrey's
opening, as I thought you would take the objection.
Mr. Sleigh would not argue the question there, though
he had thought it his duty to raise the point.
Witness continued—The prisoner on that occasion con-
sulted me about his accounts. I saw him again on the Ist of
September, and made an appointment to call on the follow-
ing Monday to adjust his books. On the following Monday
I went through his books. I did not find any name of
Durden in his books. On the 4th inst. I called upon him,
and he put it off because he was engaged with Mr. Darden
and Mr. Ramsay. I knew Mr. Ramsay, but that was the
only time I nad ever seen Mr. Darden until I saw him in
custody here. On the 13th I prepared, or began to pre-
pare, a list of creditors, in which was the name of Mr.
Durden. I made that list from Holcroft's books, and from
information which he had given me. He mentioned Dur-
den's name, but I cannot say whether it was on that day or
not. He told me that Mr, Durden was a heavy creditor,
but did not wish to be put down, and he (Holeroft) did not
wish him to appear on the list, as it might injure his posi-
tion with the bank. I understood him to mean Dur Jen's
position. He also said that he depended on Durden for
funds to pay his composition. I did not know to what
bank he alluded. I did not know that Darden was a clerk
at the Commercial Bank, I prepared the list on the 22d of
September and filed it on the 24th. I told him decidedly
to put every creditor down, and I very much wanted him
to do so. He did not mention any amount as being due to
Durden. I did not continue to act for him. I wrote and
declined to act for him any more.
Cross-examined.--He said Mr. Durden had been very
kind to him and had assisted him. Ido not remember his
saying that Mr. Durden would not press his claims.

Mr. John Paul, of the firm of Paul and Turner, of Col-
man-street, accountants.—l know the prisoner Holcroft.
He was introduced to us by Mr. Ramsay to enter into an
arrangement with his creditors. That was on the 22d of
September. I went over his books. There was no name
of John Duiden as a creditor in his books. He never men-
tioned the name of Durden to me as a creditor. I could
not trace in the books the names of some of the bill-holders.
In going through his liabilities it was necessary to trace the
bill-holders, and on raw-ring to him for the 11411104 of those