The Sun.
London, England, 1857-02-03 00:00:00

Adam Hodgson, Esq.

I Samuel leery 'Thompson, Esq
DtEECTOIS
Cimamaw—THOMAS BROCKLEBANK, Esq.

DMPIITY-CHAIRICEN —Joseph C. Ewart, Esq., M.P., and Francis
Haywood, Esq.
SECRETARY—Swinton Boult, Esq.
DIRECTORS IN LONDON.
CHAIRMAN—MATTHEW FORSTER, Esq
DEPUTY-CHAIRMAN—George Frederick Young, Esq.
RESIDENT SECRETARY—Benjamin Henderson, Esq.
DIRECTORS IN MANCHESTER.
CHAIRMAN—SAMUEL A.SHTO,,I, Esq.
RitsueENT SECRETARY—R. A. Kennedy, Esq.
1855. 1856.
£146,096 Fire Premiums ...... ,f 16,271
10,20 ...... ••
57,979 Total Life Premiums. 63,909
13,713 ...... ...• •• Received for Annuities.... 12,758
10,763...... Paid Annuitants ........ 11,39 i

Annuities immediate or deferred.

ggrINTON BOULT, Secretary to the Company.
BENJ. HENDERSON, Res. Sec., London.

GUARDIAN FIRE AND LIFE
ASSURANCE COMPANY,
No. 11, Lombard-street, London.

FRANCIS HART DYKE
HENRY HULSE BEREN
John Dixon, Esq.
Sir W. M. T. Farquhar, Bart.
Sir Walter R. Farquhar, Brt.
Thomson llankey, Esq., M.P.
John Harvey, Esq.
John G. Hubbard, Esq.
John Labouchere, Esq.
John Loch. Esq.
Stewart Marjoribanks, Egg.

, Esq., Chairman.
.S, Esq., Deputy-Chairman.
John Martin, Esq.,
Rowland Mitchell, Esq.
James Morris, Esq.
Henry Norman, EN.
Henry R. Reynolds, Esq.
John Thornton, Esq.
James Tulloch, Esq.

Henry Vigne, Esq.

!TORS.
A. W. Robarts, Esq. Henry Sykes Thornton, Esq.
Lewis Lloyd, Jun., Esq. I John Henry Smith, Esq.
George Keys, Esq., Secretary.
Samuel Brown, Esq., Actuary.
LIFE DEPARTMENT.—Under the provisions of an Act of Par-
ament, this Company now offers to future insurers Four-fifths of
he Profits, with Quinquennial Division, or a Low Rate of Premium
sithout participation of Profits.
The next division of Profits will be declared in June, 1860, when
sli participating Policies which shall have subsisted at least one year
t Christmas. 1859, will be allowed to share in the Profits.
At the five divisions of Profits made by this Company, the total
reversionary Bonuses added to the Policies have exceeded 913,000/.
At Christmas, 1854, the Assurances in force amounted to upwards
it 4,240,0001.; the Income from the Life Branch in 1854 was more
han 200,000/. ' • and the Life Assurance Fund (independent of the
;uarantee Capital) exceeded 1,700,0001.
FOREIGN RISKS.—The Extra Premiums required for the East
and West Indies, the British Colonies, and the northern parts of the
United States of America, have been materially reduced.

AUDI'

INVALID LlVES.—Persons who are not in such sound health as
would enable them to insure their Lives at the Tabular Premiums,
may have their Lives insured at Extra Premiums.
LOANS granted on Life Policies to the extent of their values, pro-
vided such Policies shall have been effected a sufficient time to have
attained in each case a value not under 501.

ASISIGNMENTS OF POLICIES.—Written Notices of, receive?
end registered.

MEDICAL FEES paid by the Company, and no charge will be
made for i'olicy Stamps.
FIRE DEPARTMRNT. Insarances are effected upon every
description of property, at moderate rates.
Losses caused by Explosion of Gas are admitted by this Company

ESTABLISHED 1841.
M EDICAL, INVALID, AND GENERAL
LIFE ASSURANCE SOCIETY.

Empowered by special Act of Parliament.
• . 18 Viet., Cap. XXXII'.
HEAD OFFICE :
LONDON, 25, PALL MALL. •
BRANCH OFFICER: •
DUBLIN-22, Nassau•street. GLASGOW-73, St. Vincent-street.
CALCUTTA-1, Chowringee-road.
MADRAS—Bentinek's-buildings.
DULECTORs.
Benjamin Phillips, Esq., F.R.S., Chairman.- '
E. DoubYedav, Esq., F.L.S. T. Stevenson, Esq., F.S.A.
Lt.-Col. H. Doveton, H.E.I.C.S. R. B. Todd, M.D., F.R.S.
George Gun Hay, Esq. Alfred Waddilove, D.C.L.
G.G.M'Pkerson, Esq ,fl .E.I.C.S. J. Wish aw, Esq., F.S.A.
Department of Medical Statistics—William Farr, Esq., M.D., F.R.S.
By the Annual Report of 1853, it appeared that the number of
Policies then in force was 3,434, insuring 1,337,5001., and yielding an
income of 55,2071.
At the Fifteenth Annual Meeting, held on 27th November,
1856, it was shown that on the 30th Juno last—
The number of Policies in force was • • 5,738
The amount insured was 7s. 2d.
The annual Income was.. •• • • ...... 115,557/. 165. 2d.
Two Bonuses have been declared (in 1848 and 1853), adding nearly
2 per cent. per annum on the average to sums assured, and by which
a Policy of 1,000/Aimed in 1842 on a healthy life is now increased to
1,2601
Since the last Division of Profits in 1853 the accumulated funds
have increased by more than 105,0001. offering considerable advan-
tages to present assurers.
Profits divided every five years—next division in 1858.
Time Society has paid claims on 651 Policies, assuring 254.008/since
its establishment in 1841.
Premiums for India have been computed on the actual results of
European Life in that Colony, extending over the whole period of
the East India Company's experience, and will be four I generally
lower they those of other companies, and especially favourable for
military men.
Civil rates charged on the lives of military officers holding civil
appointment., for the term of such appointments.
Immediate reduction to English rates on the Assured returning to
Europe permanently to reside.
Policies may be made payable either in London or in India, at the
rate of 2s sterling per Company's Rupee
GENERAL ADVANTAGES.

Assurances are effected at home or abroaa on healthy lives, at as
moderate rates as the most recent data will allow.
No extra premium is required on healthy lives in the Army or
Navy unless in actual service.
'I he Policies issued by this society give greater facilities to parties
going to or residing in Foreign Climates than those of most other
companies.
Invalid lives assured on scientifically constructed tables based on
extensive data, and a reduction in the premium is made when the
caases for an increased rate ofpremium have ceased.
Policies issued free o fdtamp duty, and every other charge except
the Premiums.
Medical min are paid a guinea for each report, and receive the
same advantages as solicitors for any business they may introduce.
Notices of Assignment are registered and acknowledged without
charge.
Assurers incur no risk of Copartnership as in Mutual Offices, but
are tree from all liability.
A Capital of Half-a-Million sterling, fully subscribed (in addition
to a large income and accumulated assets), affords a complete gua-
rantee for the fulfilment of the Company's engagements. •
Agents wanted for vacant places.
Prospectuses, Forms of Proposal, and every other information,
mq be obtained on application to any of the Society's Agents, or of
C. DOUGLAS SINGER,
Secretary, 25, Pall-mall.

NATIONAL PROVIDENT INSTITUTION
48, Gracechurch-street, London.
For Mutual Assurance cn Lives, Annuities, &C.
Established December, 1835.
Francis Bxteullnl:h, Esq DIRECTORS.
Chairman—SAMUEL ['ATM:IRn LUCAS, Esq.
Pwrial Deputy Chairman—CllSSLES LUSHINGTON, Esq.
John Bradbury, Esq -:
John Feitham Christy,
Esq.
' Robert Ingham_ Esq., M.P.
Thomas Castle, Esq Robert Sheppard, Esq.
,
Jonathan Thorp, Eoq.
, sq. William Tyler, Esq.,
Charles Gilpin, Rub 1 Charles A hetharn, Esq.

J. T. Conquest, M.D. PHYSICIANS.
, F.L.S. I Thomas Hodgkin, M.D.
BANKElS—Diesars. Brown, Janson, and Co. ; and Bank of England
CONSULTING ACTUANY—CharIes Ansel,
SOLICITON—SeptiMHS Davidson Esq.
Abstract of the Directors' Report for the year ending 20th No-
vember, 1856:
Number of policies issued in, the year .. „, , „ „„ .. •• • • 1,050
Esq., F.R.S.
Annual premiums thereon ............... . X 17,412 18 3
abatement c,,i premiums at
Total number of policies issued .......•
.... 19,617
Annual,lncome on 14,337 exi9tlng polices (after
last dlrl`l°n°f Profitelp4lBs2)X2ol,33 5 2
Interest on capital .. • ..... 57,352 2 0
(tthedeucting £33.348,

Total annual inor.,me on 29th Nov., 1856... x 258,735 7 2

Balance of receipts over disbursements in the,
year •i •• X140,56 8 7

Making the amount of capitol ......

Arising exclusively from the premiums aid by
the members, who are thcmselres the ol e pro-
prietary, awl among whom alone the who()
profit is divided.
Amount paid in claims by life policies since the
establishment of the Institution in Dec., 1835 £609,161 11 11

Amount returned to the assured In abatement
of premiums In the 17 years ending .Nov. 20,
.............. .• ..£240,134 11 8
1852. •

Additions to policies by way of bonus.. ...... • • £126,564 0 0
—77--.7-7

At the last division of surplus profits made up to Nov. 20, 1852,
the reductions varied from 6 to 89 per cent. on the original amount
of premium, according to the acre of the member and the time the
policy had been in force; and the bonuses ranged in like manner
from 50 to 75 per cent. on the amount of premiums received during
the preceding live years.
nthemeitrDvaiviutset.ort will be made up to the 20th November, 1857.
No charge made for Policy Stamps.
tent Ti e
oa fn granted on the security of the Socicry's Policies to the ex-
Members whose premiums fell due on the Ist January are 10-
t application a
minded that the same must be paid within 30 clays from that date.
The Prospectus, with
hthn
the Rep
thße
Jan. 15, n. Poe
orffit
ceof.the Directors, for 1856, may
now be had
• JOSEPH MARsH, Secretary.

T3HE FREEHOLD FRANCHISE for the
110 COUNTIES.—The CONSERVATIVE LAND SO-
CIETY.—By purchasing plots of land on the estates at St. Mar-
garet's, situatA at Twickenham and Isleworti , at Enfield, Totten-
ham (6 ,ven Sisters), and Kentish Town, on the estates at Roundhill
Park, Brighton, Woodbury Park, Tunbridge Wells, Brockley Hill
Pa.k, Forest Rill, and Oatlands Grange, Weybridge, not only can
votes be secured for Middlesex, East Sussex, West Rent, and West
Surrey, but most eligible investments can be made at the same
time. The plots vary in price from 521.45 6d. to 3651. 115. 6d. each
plot, and seven-eighths of the cost may be borrowed from the So-
ciety, the loan being repayable by easy instalments, at the rate of
10s. monthly for every 501. plot. The cost of conveyance and all
expenses are included in the price of each plot of land. Building
operations are in active progress on the above estates. For plans
and particulars apply to
CHARLES LEWIS GRUNEISEN, Secy.
Central Offices, 33, Norfolk-street, Strand, W.C.,
London, Jan. 26, 1857.

FOREIGN VINEYARD ASSOCIATION,
Limited.
CLARETS AND CHAMPAGNES.
The Directors of this Joint-stock wine Company, on the return of
their Manager from Bordeaux and Champagne, have the pleasure to
inform their shareholders and the public that, in consequenoe of their
immediate connection (by leases and contracts) with the growers,
they hope to be enabled in 1857 to maintain nearly the same low
tariff as in 1856, notwithstanding the present scarcity and increased
value of wines a'iroad.
They pledge themselves also to continue to submit only wine 3 of
superior quality, and specially recommend the following to particular
notice :
The tlnest first-growth Chateau RAIISaLI Margaux, 565. per dozen,
in three-dozen eases.
The celebrated first-growth Chateau de Brans lantenac, 1846
vintago., 563. per dozen, in ditto.
The do. do., 1849 vintage, 525.; 1851 do., 485., in do.
Fine St. Julien, 365.; Medocs, various, 323. or 30s. per dozen.
First growths and qualities of Moet and Chandon4', P. A. Mumat'S,
or Terrier Jonet's Champagnes, 665. per dozen, in three-dozen cases.
The celebrated high-flavoured Fleur dc Zillery D'Ai (de Venoge),
i
r
:9hpet
ocs dozen,Winos, address
Regent-street,
irrreteehos:
molt
he,
T.
commands
rlnoe,
dzrr.
French,
to the
fine Epernay Champagne, good body, and not sweet, supplied
is
the principal clubs of London and naval and military messes since
cosl
o'4Nsrt. Rhenishla.;er 4i3t.l6.trooTi
n
6, Boulevards
the Depot in Paris, the wines
s,dpiPwleetcra
lositrns, gsEum.
their
asqdey.
et,
emSbdpeaacnntaa
tasted
capital
ihteLd:
and 1; ot
oos er
sit 1
the
extent of 509,0001., registered under the Act in 1853.

ORNAMENTS for the Drawing-room, Library,
and Dining-room, consisting of a new and elegant assortment
of VASES, Figures, Groups, Candlesticks, Obelisks, Inkstands,
beautiful Inlaid Tables, Paperweights, &c. Imported and manu-
factured by JAMES TENNANT, Mineralogist to her Majesty, 149,
Strand, London.
Mr. Tennant arranges elementary collections of Shells, Minerals,
Rocks, and Fossils, which will greatly facilitate the interesting
of Conchology, Mineralogy; and Geology, at 2,5, 10, 20, to
WO gunieas each.
Mr. Tennant gives Practical Instruction in Mineralogy and
Geology.

ALT and Co.'s EAST INDIA PALE and
BURTON ALES. BREwEIy-BURTON-ON•TRENT.
STORES:-

L0ND0N...... ......
LIVERPOOL .. • ....
MANCHESTER .. • • 37, Brown-street.
SHEFFIELD l2, George-street.
BIRMINGHAM ..• Old Court-house, High-street.
nitusToL.. ....
. DUBLIN 4, Crown-alley.
EDINBURGH.. ...... • • • Portbopetoun Warehouse.
GLASGOW St Vincent-place.
These Ales, in Casks of Eighteen Gallons and upwards, and in
Bottle, obtained from all respectable Bottlers.

MR. HERAUD'S SACRED EPIC.
Now ready, New, Cheap, and Popular Edition, price 65.,
THE JUDGMENT of the FLOOD : A Poem.
By JOHN A. HERAUD. (Revised and re •arranged.)
"Tae subject is well adapted t 9 develope the characteristics of
the author's powers. The time of action affords scope to a fancy
which delights in the vast, the sublime, and the terrible.”—Times
1834.
" Perhaps the noblest poem since the days of Milton."—Fraser.
David Bogue, Fleet-street.

THE REV. SYDNEY SMITH'S WORKS AND LIFE.
• Fourth Edition, in 4 vols. Bvo., with Portrait, price 365.
THE REV. SYDNEY SMITH'S MISCEL-
LANEOUS WORKS, including his Contributions to the
" Edinburgh Rolm" Library Edition. Also, New Editions,
Complete in One Val. with Portrait Square crown Bvo., 21s. calf, 30s.
An Edi ion in Pocket Volumes .......... —3 vols. fcp. Bvo., 21s.
ELEMENTARY SKEI CII ES of MORAL PHILOSOPHY. fcp. Svo.
price 7s.
SELECTIONS in the "Traveller's Library."......2 %•ols. 16m0., As.
MEMOIR ef the Rev. SYDNEY SMITII. By his Daughter, LADY
HoLLA,No. Mil a Selection from his Letters, edited by Mrs. Aus-
-2 vols. Svo. 28s.
London: Longman, Brown, Green, Longruans, and Roberts.

NEWSPAPERS.—OPENING OF PARLIA-
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the same evening cheap., clean, and regular, Advertisements re-
ceived for all the newspapers. Address, Everett's Newspaper and
Advertising Offices, Old Broad-street, City, London.

ARLIA.MENT.—The C 6 GUARDIAN," pub-
Pnecessary. The Number for Wednesday,
Price Sevcnpence stamped, Six-
pence unstamped, will give full reports of the Parliamentary Debates
during the ensuing sc.ssion ;'speeches of importance at length, with
a full summary of all business. Supplements are given whenever
Feb. 11, will contain a
full and special Report of the Meeting of CONVOCATION of the
Province of Canterbury, during the preceding week.
Office, 3, Burleigh-street, Strand.