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London, England, 1861-08-22 00:00:00

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Lit()YAL INSURANCE'-COMPANY.
READ Omar:a—Lombard-street, London ; and Royal
Insurance Buildings, Liverpool.
Branch Offices—nanchester, Birmingham, Bristol, Leeds,
Edinburgh, Glasgow, and Dublin.

EXTRACTS FROM THE REPORT FOR THE YEAR 1860.
The success of the Company, e en in its earliest years,
ketived the marked atten ion, and elicited the surprised
eorrinents, of writers best acquainted with the history of In-
ttrance Companies.
"Fire Premiums for 1860 EQUAL the Total Fire Premiums
for the SEVEN YEARS 1845 to 1851.
Life Premiums for 1860 IeXC FED the Entire Life Pre-
'alums for the EIGHT Y ARS ending* 1852.
“Purcha-e of annuities in 1860 LARGELY EXCEEDS the
Ellnilar receipt= for the first TEN YEARS, 1845 to 1854.
"This proc,rress, it is believed, is unsurpassed, considering*
That it applies to each of the three branches of the business."

FIRE BRANCH.
The Fire Branch has certain'y shown no exhaustion dor-
Vp, the year 1860 of that impetus whch had previously
l'rotight it to a position of the first magnatude among the
I.,,lgurance Companies of the United Kingdom. The Fire
r ',Wilms in 1859 had advanced to the sum of £228,314 7s. 3d.
.11 860 the amount of Fire Premiums has arrived at a sum of
'42'2,977 19s. lid., showing an increase of £3.1,663 12s. Bd., ex-
reding the large advance of the preceding year, so that in
16° years the Fire Revenue of the Company, has been en-
'need by the enormous sum of L 66,829 17s. sd.
The Parliamentary Report of Returns of Duty paid to
inernment for the year 1860 exhibits the augmentation of
‘,7e business in a more prominent way, as it affords the means
VeCoruparison with other Companies. The Proprietors will
lratified to learn that the increase of Duty paid by the
oyal in the last year is more than double that of any other
mPany, either London or Provincial, whilst only one of
1,„05e Companies even approaches to 50 per cent. of the ad-
"nee of this Comp .ny. Our increase actually equals 30 per
edut. of the entire increase of the whole of he Metropolitan
•,..,faces combined, whilst of the Provincial Offices it forms up-
"ode of 30 per ce
nt. of the total advanceof the other 2S offices
established out of London,

LIFE BRANCH.
'The Reports of the Company for several years have had
Priably th announce ea
constant periodical expansion of its
i„ue Business, the New Policies of each succeeding year show-
ig an advance over the one that had immediately preceded
13A similar result is shown in the year 1860, the Premiums
2, New Policies, after deducting Guarantees, be ng X 15,097
ltd., which is an increase on that item of £1,993 17a. sd.
'Jove the amount received for the year 1859.
"But even this advance is small when compared with the
tt• iden and rearkable moentum which has been given
is Branch of the the Businessm in the present year (1861). to
," It was not until the commencement of the year that the
cublic seemed to have become fully acquainted with the fact
rt the Royal Insurance Company had published late in the
Year an account of the investigation into the Assets and
44abilities of its Life Department, under a novel form, and in
as plain and intelligible a manner as the abstruseness of the
subject
admitted, together with the entire statements and
valuations necessary for that purpose.
," It is conjectured from the extensive Notices of this Pam-
-I)alet and its accompanying Diagrams, which have appeared
4 the Periodicals of the day, that it has largely attracted the
mention of vast numbers c t Persons in all parts of the United
4"loZdom as well as in other parts of the World. Indeed a
ihost satisfactory and conclusive evidence that such is the case
, afforded by the fact that the sum Assured on New Policies
11 the six months to the 3d June of the present year is ac-
onding
ually 50 per cent. in excess of the sum assured in the corres-
months of the year 1860, although the latter amount
itself exceeded the sum assured in any like previous period
of time
• If this success be continued, the Royal Insurance Com-
trY Would, with respect to the amount of its new business,
Codat on„ placed (at least with one or two exceptions) at the
of all the Insurance Companies doing business in this
qi-.11,577, and the anticipations of the last Reportto the
that the ciao-Vie ot tile Life nosiness wee be pilu-
;'"ed Would form an epoch of the Establishment, will have
^ speedy and very happy realisation."
,SPECIAL ADVANTAGES OF THE LIFE BRANCH.
PROFITS.—Large proportion Returned every Five Years to
Policies then in existence Two ENTIRE YEARS.
Expenses chiefly born by the Fire Branch, in order to

•Increase the Bonus to be Returned.
LIFE BONUSES DECLARED,
Two per Cent. per Annum on the Sum Assured :
GREATEST BONUS EVER CONTINUOUSLY DECLARED
BY ANY COMPANY.
SECURITY FOR BOTH FIRE AND LIFE BRANCHES
CAPITAL, TWO ➢ZILLIONS Sterling.
Accumulated Funds in hand exceed £BOO,OOO.
PERCY M. DOVE,
Manager and Actuary.
JOHN B. JOHNSTON, Secretary.

A.D. 1720.
110YAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
k.-Ecator; PEARKES LUBBOCK,
Esq., Sub-Governor. •
81r .TonN 'WILLIAM LUBBOCK, Bart., Deputy-Governor.

DIRECTORS.
tie
j!lr37 Bainbridge, Esc t. The Right Hon. the Earl of
Garratt Cattley, Es_q• Leven and Melville.
pc:Wd• Maxwell Damell, Esq. Chas. Jno. Manning, Esq.
I,lllliam Davidson, Esq. Sir Jno. Henry Pelly, Bart.
Ain"las Dent, EsoL Hon. Jose. W. Percy.
Vr''cander Druce, Esq. Alexander P. Prevost, Esq.
pbedk. Joe Edlmann, Esq. Regnld. F. Remington, Esq.
iCtries Par. quharson, Esq. Charles Robinson, Esq.
tt,versdale Grenfell, Esq. William Soltau, Esq.
Vl•4. Amadeus Heath, Esq. Joseph Somes, Esq, M.P.
Tetlovi Hibbert, Esq.: William Wallace, Esq.
le• Stewart Hodgson Esq. Chas. Baring Young, Esq.
'Tilmot Holland, Esq.'
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
tZIRE and LIFE ASSURANCES may be effected with this
,'Poration on advantageous terms.
t• In the Life Department, assurances are granted with par-
-I:„"Dation in Profits, or, at lower Premiums, without such
nP he Reversionary Bonus on British Policies has averaged
gill, 2 per cent. per annum on the sum assured.
'quivalent reductions have been made in the Premiums
Zable by persons who preferred that form of Bonus.
divisions of Profit take place every Fivf years.
Life Y sum not exceeding £15,000 may be insured on one
'llllB Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
ltae Corporation have always allowed the Assured to serve
the Militia, Yeomanry, or Volunteer Corps within the
lilted Kingdom, free of charge.

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

G-UARDIAN FIRE AND LIFE ASSURANCE
COMPANY,
No. 11, Lombard-street; London, E.C.
Established 1821.

DIRECTORS.
Str HENRY VIGNE, Esq., Chairman.
AQ PINTO T. FARQUHAR, Bart, M.P., Deputy Chairman.
titry nose Berens, Esq., John Labouchere, Esq.
Charles Wm Curtis, Esq. John Martin, Esq.
Fr,alles F. Devas, Esq. Rowland Mitchell, Esq.
sir Weis Hart Dyke, Esq. James Morris, Esq.
'l Walter R. Farquhar, Bart. Henry Norman, Esq.
Johnson John Thy
~, Esq., M.P. Henry It. Reynolds, Esq.
'Larve, Esnkey, .
John Thornton E.
Hubbard,q Esq., M.P. James Tulloeh,, Esq.sq
Lein AUDITORS.

ahl'lB Loyd, Esq.
()tea 1 Henry Sykes Thornton, Esq.
Th`, Henry Smith, Esq. 1 Cornelius Payne, jun., Esq.
s Tallemach, Esq., Secretary.—Samuel Brown, Esq.,
Actuary.

A TIFF DEPA RTMENT.—UNDER THE PROVISIONS of AN
''Ilrp)"? PARLIAMENT, this Company now offers to In-
EIGIITY PER CENT. of the Profits, at Quinquttenonnioal
11104011 s, or a Low Rate of Premium without participa
Sin
ce the establishment of the Company in 1821, the
e4-f;ntit of profits allotted to the Assured has exceede
Bon,lUe zago,ooo, which represents equivalent Reversionary
Ap es of £1,058,000.
AF3B, the Division of Profits at. Christmas, 1859, the Life
nolo nw
--4tlces i force, with existinz Bonuses thereon,
"ted t^ ds of £4 730,000, the Income from the Life
PX-ee'tieetf2l3s,oool perar
annum,' and the Life Assurance Fund
, Loch £1,818,000.
MILITIA and VOLUNTEER CORPS.—No
rerrlium is required for service therein.
'utras—'ir) LIVES assured at corresponding Extra Pre-
vlA)A,aiu ',B granted on Life Policies to the extent of their
gueh value be not less than £5O.
eelvecf-41MENTS OF POLICIES. —Written Notices of, re-
!!gistereci.
° FEES paid by the Company, and no charge
}„lrttl Y Stamps.
"rerY-I)EPART ME NT.— In suran ces are effected upon
I,ossel'iPtion of property at moderate rates.
C______,_°lll'4e",ed by Explosion of Gas are admitted by this

r----_______
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Anainets-1-e. Put is unrivalled in destroyinz 1,2 . ~
3:Cothm hi,
~,; lies, Cockroaches, Beetles, Gnats, Fleo.quitoes,
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41147. °l.Phosis.
ing fh.a-Mell will find this an invaluable remedy for destroy:
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no may
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, 11,,r,,ak,,.e.
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' unerritat. 79
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nth irem, u genuine packet bears the above name and