The Sun.
London, England, 1861-10-23 00:00:00

FIRE INSURANCE COMPANIES AS INVESTMENTS.

• Name of Office.

• cap. 110.
Capital One Million, with Power to Increase.
Temporary °fil'e' 7'll)' Lombard-street+ London.
FORM OF APPLICATION FOR SIIARES.
No: ..... .

For the Bank of London.

---
The following facts may not be uninteresting to those who,
being desirous of meeting with good investments, are unac-
quainted with the true nature and value of shares in fire
offices. The following table exhibits the names of twelve
offices, the dates they were founded, original cost, and present
value of the shares in each • a perusal of which will enable
the reader to form some estimate of the security attaching to
Are insurance as a business.

n_ Original ._ Increased
Name of Office. W" Cost rresent Value
Founded' of Shares. Value. per Cent.
----
.£ s. d. £ s. d. Yrs.
Alliance .... ..... ... 1824 11 0 0 15 10 0 40 in 37
Atlas lBOB 610 0 17 5 0 214 „ 53
County lBO6 10 0 0 86 0 0 760 „ 55
Imperial lBO3 50 0 0 265 0 0 630 „ 58
Law Fire 1845 210 0 415 0 90 „ 16
Liverpool& London 1836 210 0 11 10 0 360 „ 25
Phoenix I7E2 100 0 0 180 0 0 80 „ 79
Royal Exchange 1720 100 0 0 274 0 0 174 „ 141
Royal (Liverpool)., 1845 2 0 0 6 0 0 200„ 16
London 1720 12 10 0 40 0 0 220„ 141
Sun l7lO 10 0 0, 250 0 02100 „ 151
Union 1714 20 0 0, 300 0 011100 „ 147

Application for shares in the form annexed, may be made to
H. Gunn, Esq., 79, Lombard-street, London, and =Water-
street, Liverpool ; to the Secretary ; or to the Brokers, George
iturnand, Esq., 60, Lombard-street, Messrs. Froom Brothers,
Change-alley, Cornhill, London, and Messrs. Thos. Tinley
and Sons, Orange-court, Liverpool ; but no application will
be taken into consideration unless a deposit of £1 per share
be raid into the Company's bankers, to be allowed in pay-
ment of the first call, or returned in the event of shares
not being allotted.

LONDON AND LANCASHIRE FIRE INSURANCE
COMPANY.'
Incorporated pursuant to Act ofyarliarnent, 7 and Bth Viet.,

To the Directors of " The London and Lancashire Fire
Insurance Company.
Gentlemen,--Having paid into your bankers the sum of
, I hereby request that you will allot to me
shares of £25 each in the above Company ; and in considera-
tion of such allotment, or any less number you may appro-
priate to me, I hereby undertake to pay any call thereon, and
I further undertake to execute the Deed of Settlement when
required.
Dated this....day o' IS..
Names in full
Residence
Profession or trade
'Place of Business
BANKERS' RECEIPT.

Received the day of , 18.., on account
Of the Directors of the London and Lancashire Firelnsurance
Company, from
, being the deposit on shares
in the Company.

AIRS. DOCTOR GOSS attends and corresponds
with ladies in all Female Complalnts and functional
irregularities, and in pregnancy, midwifery, and the disap-
pointments of marriage. References to ladies of the highest
distinction. See Dr. Goss's Illustrated Medical Work, " Man
and Woman," price 2s. 6d., post free 31 stamps.-55, Great
Queen-street, Lincoln's-inn, London.

TRULY EFFICACIOUS ---ANIT=LD.-
Dr. SCOTT'S BILIOUS and LIVER PILLS, pre-
pared without any mercurial ingredient, from the recipe of Dr.
Scott, will be found invaluable to all who suffer from bilious
and 'iver complaints, indigestion, wind, spasms, giddiness,
dizziness of the eyes, &c. For habitual costiveness, as a fa-
mily aperient medicine, and as a purifier of the blood, they
Pre truly excellent; mild in their operation and grateful to
the stomach, they create appetite, promote digestion, and
Ftren gthen the whole nervous system. Sold by W. Lambert,
20, Jermyn-street. and by most druggists, in boxes, ls. lid.
and three times the quantity in one, 2s. Pd. Be sure to ask for
Dr. Scott's Bilious and Liver Pills. The genuine are a
square green package, with " William Lambert," engraved
on the stamp.

DR. LA'MERT ON SELF-PRESERVATION.
Price Is. ; post-free, 13, or sealed ends, 20 stamps, with En-
gravings and Cases. May be had of Mann and Co., 3i,
Cornhill, London, or dikect from the Author.
SELF-PRESERVATION.—A popular Essay on
Nervous and Physical Debility, resulting from injurious
habits contracted in youth, or excesses in maturity, which,
by prematurely exhausting the functions of Manhood, de-
stroy the happiness of Married Life or prevent the fulfil-
ment of engagements which constitute the most cherished
objects of existence.

By Dr. LA'AlEirr, 37, Bedford-square, London.
Licentiate of the Royal College of Physicians of Edinburgh;
Member of the Royal College of Surgeons of England, dm
The above work contains most useful and
wndMettresting
information on the physiological changes
in the Reproductive System during the periods of youth,occr
puberty, and manhood ; and on the due attainment of that
degree of functional vigour upon which the hopes of posterity
depend. It also points out how all the attributes of Man-
hood can be preserved to an advanced period of life, how they
are lost, and how they can be recovered. It is free from the
gross exaggerations, alarming descriptions, and dangerous
remedies so generally resorted to by persons, who, prac-
tising with false medical qualifications, inflict most serious
injuries, and render judicious treatment frequently abortive.
whose Author is the only legally qualified practitioner
tru'elentame stands on the Medical Register (the only
sively : ,of medical qualification), who has been exclu-
variou engaged for a series of years in the treatment of the
system
are'l
oft r
, which, disorders of the nervous and reproductive
science,owingeoh:oenttl.ie great discoveries of modern
endered subservient to a rational, simple,
and easy rued
At home for con
till 8, either ner___Billtation daily from 10 till 2, and from 6
__
_____'__._:_ by letter.-37, Bedford-square.

- •
s, GREAT MARLBOROUGH-STREET, W., NE"
THE PANTHEON.
DR. CULVERWLL, Member of the Royal
Surgeons Licentiate of Midwifery, and Apo-
tii_jbecacgsle,ge of
Hall, London, can be consulted daily (only) as
ft,,ove, on all cases of Nervous Debility, Languor incapacity,
Loss of Itremory, Sterility, and an Functional Derangements
both Sexes, emanating from early and
,exoessive indul-
enOcie

18 sealed,'
Has Just published, price IR. ,
by
post' is
stampf4
ttour Generation
rn
No. 4,
An entire new and oriz inal
OURSELVES. Work, entitled
`Synopsis: The Physiology and Anatomy o
The Origin of Disease—Symptoms, Trea
A itso, an Exposition of. and Remedy for, all Uri ent' and Cure
rnents and Marital Disqualifications, uRrY Derange:
MALE.
The modern treatment of Syphilis, Stricture, Blenn rrh.,
(Gonorrhoeal, ,Snerma.torrheca, Impotency, and all DiLaie7ol
the Urinary Organs, with Prescriptions, lac.l
FEMALE.
The Physiology and Anatomy of Women—Functional Ir.
rezularitles 1n Health and Sickness—Choice in marriag
T heir Expectancies and Disappointments—The Cause and
Removal of Sterility—The Theory and Symptoms of Gesta-
tion—Use of the Speculum. Also,
No. 1.
HEALTH, HAPPINESS, and LONGEVITY ;
On Debility, Nervousness, DyapOP4 andlnCgestio 114 n,
' No. 2.
Their Obligations, Happi ND MARRIAGE
ointments; Love
ness,
LOVE A :
and DIsaPP
nd other Matches. 6 terility IlemoVed, and Healthy Off-
Pring secured.,

No. S.
THE CASE BOOK':
100 Cases of SPERMATORRUMA; —_A
Their Causes, Symptoms, and Treatment, ConteVuolla
Curt. oy tinuterisations, Galvanism Sze. ite.
To be had of 31s.nn, 39, Cornhill ; and the A nthorS.
Advice to the Worklnz Classes tee Hall-a-Guinea:

Dr. Culverwell is (SPECIAL.)
Dr. medical practi-
tioner living of that name, and can be consulted (only as
above.)

1. The Red Sea and India Telegraph Company, upon the
guarantee of her Majesty's Government of 4i per cent. per an-
num for fifty years, have expended £BOO,OOO in laying a cable
between Suez and Kurrachee.
2. Every section of this line worked satisfactorily for a
period of several months, and the whole line carried through
messages between Kurrachee and Suez for several days.
Faults subsequently occurred in severalof the sections, which
have never been repaired.
3. The Government have agreed to transfer the line, sta-
tions, and property of the Company to a new Company, to be
formed for the purpose, on very liberal terms. These are in
substance-
-Ist. That the cables, land-lines, instruments, stations,
concessions, &c., belonging to the old Company shall
be made over to the new Company, free from charge.
2d. That the new Company shall use their best endea-
vours to repair the line and to work it when completed,
beginning with the line between Aden and Kurrachee ;
and are to have possession so soon as two-thirds of the
capital is subscribed, and one-third paid up, and asuit-
nide vessel despatched with not less than 200 miles of
new cable Oh board
3d. That the new Company shall be entitled to a clear
dividend out of the profits to 25 per cent. per annum on
the money paid up. And the Government is to have
the power to repurchase the line on repaying the capital
expended, at the expiration of 30 years.
9th. That any surplus profits shall be applied to reim-
bui se 111 P Government for the interest they have paid
and will have to pay annually upon the original capital
expended ; atter which any further profits which may
accrue will be applied to the creatkin of a reserve fund.
sth. The accounts of the Company will be audited at the
Treasury half-yearly. After the restoration of the line
any outlay of capital to be subject to the approval of
Government ; and the Government is tojiave the right
(subject to arbitration) of disallowing working expen-
diture which they may consider excessive.
6th. In the event of the failure of the Company to restore
or maintain the line in working order the Government
are to have the power of taking it into their hands again
on repaying the capital actually expended by the new
Company. Should the Government not exercise this
right the Company are to be at liberty to dispose of the
property to reimburse their outlay, the balance, after
defraying the actual expenditure, to be handed over to
the Government. Failure is to be defined to be the
non-working of the line from end to end after reason-
able allowance of time for restoration.
7th. All differences between the Government and the
Company to be decided by arbitration.
Sth. This arrangement' presupposes the concurrence of
the Shareholders of the old Company in the terms pro •
posed to them by her Majesty's Government ; any Par-
liamentary powers necessary to give effect to these
arraneements are to be obtained by her Majesty's Go-
vernment.
4. Of the vast importance, in a national point of view, of
telegraphic communication with the British dominions in
India, there can be but one opinion ; and now that the com-
munication is complete from London to Suez. and through-
out all India by Kurrachee, it is impossible that the matter
can be left in its present condition, and the wanting link
unsupplied.
5. The grounds which commend the subject as a specula-
tion are these :—£Boo,ooo has been expended in laying a line
which for a time was perfectly successful. This line will be
handed over to the Company, free of all charge or liability.
No attempt has as yet been made to restore the commu-
nication between Aden and Kurrachee. On the other
hand, the Company's superintendent, Mr. Brunton, has
expressed a confident opinion that the faults are many of
them very trifling, and all capable of,repair. This view is
confirmed by the opinions of Sir Charles Bright and Mr.
Latimer Clark, who have been consulted on the subject. In
one of the sections, of nearly 500 miles, there has never been
any fault, and those which do exist in the other sections arc
believed to be in shallow water. An estimate has been made
by Messrs. Bright and Clark of the cost of repairing the line
between Aden and Kurrachee, which they consider can be
effected for a sum not exceeding £50,000. The venture is
small, while the returns will be on the scale of an original
expenditure of £BOO,OOO.
6. It is proposed to limit the first operations to the repair
of the line between Aden and Kurrachee. When this is
effected the period of a message to all parts of India will be
abridged to five days. This will be not only a vast public
object, but there is no doubt, from the experience of the line,
when partially open, that the number of messages will be
very great.
7. When this Eastern division has been completed there
will remain only that between Suez andA den, which can un-
doubtedly be made good by restoration of the existing cable,
in whole or in part. If It should be decided to maka any
part of it a land line, it can be done at comparatively small
mit

8. The intention is, as soon as the capital, or a sufficient
amount has been subscribed, to dispatch a steamer with 200
miles of new cable, so as to complete the communication up
to Aden early in 1862.
Forms of application for shares and information may be
obt.ined at the Offices, or from the Company's Brokers.
Messrs. Knight and Colo=an, No. 1, itoyal Exchange-bnad-
ings.

TELEGRAPH TO INDIA COMPANY
(Limited).
NOTICE IS HEREBY GIVEN, That in order to rive
time for the receipt of applications for Shares from the
Country. the List will remain Open till SATURDAY next,
the 26th instant, at Two o'clock; after which time no appli-
cation will be received.
By order of the Board.
C. L. PEEL, Secretary.
62, Moorgate-atreet, Oct. 22, 1861.

BANK OF DEPOSIT.
(Established A.D. 1844.)
'No. 3, PALL MALL EAST, LONDON.
Prospectuses and Forms for Opening Accounts sent free
on application.
PETER MORRISON, Managing Director.

By post. Is.,
THE MEDICAL CONFIDANT on Midwifery,
Pregnancy, the Disappointments in Marriage, and
other ailments peculiar to Ladies. Female Obstruction
Pills, ss. a box, post free. Address, Dr. Scott, 17, Adam-
street, S amid, London (since 1836). Consultations, 10 till 5.

8, 'GROSVENOR-STREET, GROSVENOR-S QUARE.-
ALL CONSULTATIONS FREE.

RTIFICIAL TEETH on a NEW and INT-
' -v•PROVED PRINCIPLE, at TEN SHILLINGS EACH
TOOTH (including all charges.)
Mr. ESKELL'S PATE VTED INVENTION (protected by
her Majesty's Royal Seal, July, 1860), for adapting Arti-
ficial Teeth, from one to a complete set, by Self-Adhesion,
are fixed without springs or fastening, without pain or ex-
traction, restore perfect articulation and mastication, ren-
dering detection impossible, and last a lifetime.
"Unrivalled for its utilityand economy."—Morning Post.
"An admirable contrivance for remedying the defects of
nature, without requiring new sets of teeth."—Sun.
Decayed Teeth Stopped, Loose Teeth Fastened, Discoloured
Teeth Restored, &c. Constant Daily Attance at 8, Grosvenor-
street, Grosvernor-square, London; Old Steine, Brighton;
Bennett's-hill, Birmingham

JOZEAU'S COPAHINE, or SACCHARATED
CAPSULES.—Copaiba and Cubeba are doubtless the
best remedies, but these drugs are of a repulsive taste and
odour, and occasion colicky pains, nausea, and gastric dis-
turbance. M. Jozeau has succeeded in rendering these valu-
able therapeutic agents t, erfcctly innocuous by increasing in
his Copahine all tie curative properties. This preparation
has been adopted by the Paris Academy of Medicine, after
more than a thousand trials in Paris and the different Lon-
don hospitals, viz., St. Thomas's, Guy's, and St. Bartholo-
mew's, under the care of Messrs. Lloyd, Poland, and Leilros
Clark.—" Lancet," Nov. 6 and Dec. 10, 1857. The Copahine.
which is in form of a pretty pink sugar plum, effects a cure
in about six days, either in recent or chronic diseases. 100
capsules, 4s. 6d. ; post free, ss. 2d. Post-office order required ;
at J. JOZEAU'EI, French Chemist, 42, Haymarket, London ;
22, Rue St. Quentin, Paris ; and all the most important
Chemists.

THE VIGOUR OF YOUTH RESTORED IN
FOUR WEEKS by Dr. RICORD'S ESSENCE OF
LIFE.

This wonderful agent will restore manhood to the most
shattered constitution, whether arising from self-pollution,
excesses, nocturnal emissions, the effects of climate, or natu-
ral causes. The time required to cure the most inveterate
case is four weeks ; and, if used according to the printed in-
structions (which are very simple). failure is impossible.
This life-restoring remedy should be taken by all about to
marry, as its effects are permanent. It is acknowledged by
the medical press to be the greatest discovery ever made.
Success in every case is as certain as that water quenches
thirst.

Dr. Ricord's Essence of Life is sold in cases, with full in-
structions for use, at 11s., or four quantities in one for 335.,
and may be sent to any part of the world, carefully packed,
on receipt of romittance stamps.
Sole Agents in London—Prout and Co., Patent Medicine
Warehouse, 229, Strand (near Temple-bar).
(Entered at Stationers' Hall.)

DR. CURTIS' MEDICAL WORK, MANHOOD :
A. MED ICAL ON SPERMATORRIR
NERVOUS ANDS GENERATIVE DEBILITY, &c. A,
Just Published, the 150th thousand, with numerous plates,
in a sealed envelope, price Is., Sold by all Booksellers, and
sent post paid, by the Author, for 12 stamps,
MANHOOD: the CAUSE and CURE of •
PRE-
MATURE DECLINE IN MAN, with Plain Directions
or Perfect Restoration to Health and Vigour. By Dr. J. L.
eunns, 15, Albermarle-street, Piccadilly, London.

CONTENTS:
INTRODUCTORY CHAPTER on the Physiologioal
Structure and Functions of the Reproductive Organs.
CHAPTER ll.—Causes of Spermatorrhcea and Impotence;
Early Vicious Indulgences: Dangers of Neglect.
CHAPTER lII.—A Review of the various Disqualifications Marriageof ; whether resulting from Youthful Abuse, the
Follies of Maturity, the Effects of Climate, or Infection.
_ CHAPTERS IV. and V. on the modern Treatment of
Vilo_ulorrhces. and Syphilis.
_Tie Book concludes with numerous varied and interesting
rows to which is added the Author's recipe of a preventive
Loticn.

REVIEWS OF THE WORK.
stlelud
riatiesinonthr
hananhdoos
odf.--
yoTunhias
and
da
otird.ulx_va)suunabldeawy
Times, anfl
23d March, 1856.
"The author has conferred aeat boon by publishing this
little work, in which is describegrd the source ot those diseases
which produce decline in youth or more frequently premature
old age."—" Daily Telegraph," March 27, 1856.
" This work, which for twenty years has stood the test of
professional criticism and empirical hostility, treats in a plain
and sympathising- manner on the various disqualifications
and impediments arising from nervous excitement and de-
bility ; and to invalids suffering from youthful errors and
excesses it will be found valuable and useful."—Record.
London : Published by J. Alien, 20. Warwick Lane, Pater-
noster-row; Mann, 29, Cortthip.
ii[CUTS of COnsultation-10 to 3 and 6 to 8; Sundays, 10 till 2

ril:lE PRESENT DISTRESS IN TRADE
fully explained in J. GROSSMITEUS
" GOVERNMENT rPON FIRST PRINCIPLES."
The cause Is there predicated of the monetary difficulties ex
perienced in 1860. The Crisis is at hand. Anxiety in bus
ness has now become the grim torture. Purity of motive.
intelligently exercised, must animate all Governments, or all
is lost, All denominations of Constitutions are carefully
examined in J. Grossmith's "Government upon First Prin-
ciples."