The Sun.
London, England, 1859-08-08 00:00:00

NORWICH UNION LIFE INSURANCE
SOCIETY. Instituted 1808.

Invested Capital exceeding £2,000,000 Sterling.
This Society is one of the very few purely Mutual Insur-
ance Offices, the whole of the profits being divided among the
Policy-holders and possesses large resources applicable to
future Bonuses.

The rates are considerably below those usually charged.
Thus, at the age of 40, the sum of £32 19s. 2d., which at
ordinary premium will maitre £l,OOO, with the

NORWICH UNION WILL INSURE ONE THOUSAND

AND NINETY-FIVE POUNDS EIGHT SHILLINGS:
giving an immediate Bonus in addition to subsequent accu-
mulations.

Annuities and Special Risks undertaken on favourable
terms.

For Forms of Proposal and Prospectuses apply at the
Society's Offices, 6, Crescent, New Bridge-street, Blackfriars,
London., E.C., and Surrey-street, Norwich.

GUARDIAN FIRE AND LIFE ASSURANCE
COMPANY,

No. 11, Lombard-street, London, E.C.
DIRECTORS.
HENRY HULSE BERENS, Esq., Chairman.
HENRY VIGNE, Esq., Deputy Chairman.
John Dixon, Esq. Stewart Marjoribanks, Esq.
Francis Hart Dyke, Esq. John Martin, Esq.
Sir W. M. T. Farquhar, Bart., Rowland Mitchell, Esq.
M.P. James Morris, Esq.
Sir Walter R. Farquhar, Bart. Henry Norman, Esq.
Thomson Hankey, Esq., M.P. Henry R. Reynolds, Esq.
John Harvey, Esq. Sir Godfrey J. Thomas, Bart.
John G. Hubbard, Esq., M.P. John Thornton, Esq. -
John Labouchere, Esq. James Tulloch, Esq.
John Loch, Esq.

'ORS.
Lewis Loyd, Esq. ; Henry Sykes Thornton, Esq.
John Henry Smith, Esq. I Cornelius Payne, jun., Esq.
Thonias Tallemaeh, Esq., Secretary.—Samuel Brown, Esq.,
Actuary.

AUDI'

LIFE DEPARTMENT.—UNDER THE PROVISIONS or AN
ACT OF PARLIAMENT, this Company now offers to future In-
surers EIGHTY PER CENT. Of the Profits, with Quinquennial
Division, or a Low Rate of Premium without participation of
Profits.

The next division of Profits will be declared in June, 1860,
when all Participating Policies which shall have subsisted at
least one year at Christmas, 1859, will be allowed to share in
the Profits. '

At the Five Divisions of Profits made by this Company, the
total Reversionary Bonuses added to the Policies have
exceeded £913,000.

At the last-ialuation, at Christmas, 1854, the Assurances in
force amounted to upwards of £4,240,000, the Income from the
Life Branch in 1854 was more than £200,000, and the Life As-
surance Fund (independent of the Guarantee Capital) exceeded
£1,700,000.

FOREIGN RISKS.—The Extra Premiums required for the
East and West Indies, the British Colonies, and the northern
parts of the United States of America, have been materially
reduced.
INVALID LIVES. —Persons who are not in such sound
health as would enable them to insure their Lives at the Tabular
Premiums, may have their Lives insured at Extra Premiums.
LOANS granted on Life Policies to the extent of their
values, provided such Policies shall have been effected a suffi-
cient time to have attained in each case a value not under £5O.
= ABSIWIMENTS OF .rOLlClES,ryirrifteit)Lotioei! of re-
ceived and registered. n - . . •
MEDICAL FEES paid by the Company, and no charge
will be made for Policy Stamps.
FIRE DEPARTMENT Insurances are effected upon,
every description of property. at moderate rates.
Losses caused by Explosion of Gas are admitted by this
Company.
LONDON AND C
COMP

)OUNTY BANKING
'ANY.

. Head On le, 21, Lombard-street,
DIRECTORS.
Philip Patton Blyth, Esq. John Fleming, Esq.
Thomas Tyringham Bernard, Edward Huggins, Esq.
Esq., M.P. Wm. Champion Jones, Esq,
John Wm. Burmester, Esq. James Laming, Esq.
William Corry, Esq. John Henry Lance, Esq.
James Andrew Durham, Esq. William Lee, Esq.,
Jos. Chris. Ewart, Esq., M.P. William Nicol, Esq., M.P.
GENERAL MANAGER—WiIIiam M'Kewan, Esq.

At the Half-yearly Meeting of Proprietors, held on. Thurs-
day, the 4th August,
.1859, at the London Tavern, Bishops-
gate-street, the following Report for the year ending the 30th
June,lBs9, was read by the Secretary—WlLLlAM NICOL,
Esq„ M.P., in the Chair.

REPORT.
The Directors have the pleasure to lay before the Proprietors
the annexed statement of the affairs of the Bank on the 30th
June last, showing that, after making provision for bad and
doubtful debts, interest to customers, and current expenses,
as well as for the half-yearly dividend. there will remain a
surplus of .£6,291 14s. 10d. to be carried forward to Profit and
Loss New Account.
Your Directors have accordingly declared the Dividend,
usual at this period of the year, of 5 per cent. for the six
months ending the 30th June last.
Since the Annual Meeting in February. last your Directors
have taken over the business and prequses of the Western
Bank of London, in! Hanover-square • the transfer thereof
having been effected on the 2d May last. Every confidence is
entertained that this will prove to be a satisfactory and ad-
vantageous arrangement.
The Dividend will be payable on and after Monday, the 15th
inst.

BALANCE SHEET OF THE LONDON AND COUNTY BANKING
Dr. COMPANY, JUNE 30, 1859.
To Capital paid up
Reserved Fund 105.000 0 0
Amount due by the Bank for Customers'
Balances, &c.
Profit and Loss Balance brought from last
Account
Gross Profit for the Half-year
after making provision for •
Bad and Doubtful Debts
---- 101.321 4 7

Cr. £5,325,513 6 0
By Cash on hand at Head Office
and Branches £550,926 8 10
Cash placed at call and at
notice 829,837 12 10
_L...x1,380,764 1 8
Investments,
Government a nd Guaranteed
Stocks
Other Stocks and Securities 118,036 11 2
Discounted Bills, Notes, and 580,981 13 6
temporary advances to Cus
tomers in town and c0untry2,&59,735 6 7
Advances to customers on
special securities 381,068 9 9
Freehold Premises in Lombard-street and 3,240,603 16 4
Nicholas-lane, Freehold and Leasehold
Property at the Branches, with Fixtures
and Fitting's 59,394 1 3
Interest paid to Customers 19,155 3 2
Salaries and all other Expenses at Head-
Office and Branches, including Income
Tax 44,414 10 1

£5,325,513 6 0
PROFIT AND Loss ACCOUNT.
Dr.
To Interest paid to Customers
Expenses, as above 44,414 10 1
Rebate on Bills not due, carried to Profit
and Loss New Account 6,459 16 6
Dividend of 5 per Cent.. for the Half-year
Balance carried forward to Profit and Loss
New Account 6,291 14 10

Cr. £101,321 4 7
By Balance brought forward from last Re-
count ............... . ................... 1,165 17 11
Gross Profit for the Half-year, after making
provision for bad and doubtful debts .... 100,155 6 8

£101,321 4 7
We, the undersigned, have examined the foregoing Balance-
sheet, and have found the same to be correst.
(Signed) FRED. HARRISON, 1
HENRY OVERTON, Auditors.
JOHN WRIGHT,
London and County Bank, July 30, 1859.
The foregoing Report having been read by the Secretary,
the following Resolutions were proposed, and unanimously
adopted :
- -

1. That the Report be received and adopted, and printed
for the use of the Shareholders.
2. That the thanks of this Meeting be given to the Board of
Directors for the able manner in which they have conducted
the affairs of the Company.
The business of the Half-yearly General Meeting having
been disposed of, the Meeting resolved itself into an Extra-
ordinary General Meeting, when the fallowing Resolution
was proposed and unanimously adopted :
Resolved—That the Resolution passed at the Extraordinary
General Meeting of the Shareholders, held on the 2.3 d June,
1859, authorising certain alterations in the Deed of Settle-
ment, be, and the same is hereby confirmed.
(Signed) WILLIAM NICOL, Chairman.
The Chairman having- quitted the chair, it was resolved,
and carried unanimously—That the cordial thanks of this
Meetin,..o• be presented to William Nicol, Esq., 11. P., for his
able and courteous conduct in the chair.
(Signed) WILLIAM CHAMPION JONES,
Deputy-Chairman.
Extracted from the Minutes.

(Signed)

R.P. NICHOLS, Secretary

LONDON AND