The Sun.
London, England, 1866-03-29 00:00:00

ONDON must have a SUTTER and MUSIC,
' ROOM for Gentlemen? Remember, we wait for you
at EVANS' after the Covent-garden Pantomime and the
Theatres.

ORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.

Capital Two Millions Sterling.
• The ADJOURNED ANNUAL GENERAL MEET-
ING of the NORTH BRITISH and MERCANTILE IN-
SURANCE COMPANY was held at the Company's Office,
64, Princes-street, Edinburgh, cm FRIDAY, the 23d
March, 1866,
JOHN WHITE OATOR, Esq., Chairman of the London

Board,' in the Chair.
A Report by the Directors was read, showing the follow•
ing results for 1865, being the Sixth Septennial Year o:
the Company's Buisiness:—
FIRE DEPARTMENT.

The Premiums received
during 1865 amounted to £296,746 1 3
Deduct Re-insurances.
£240,783 9 10

The Premiums received
during 1864 were .£248,567 19 7
Deduct Re-insurances
219,235 10 8

Thus exhibiting an increase for the year
1865 0f..... £21,547 19 2

The Losses paid during the year 1865 were£139,632 16 5
Being a decrease of £43,874 as compared with the losses
of 1864.
LIFE DEPARTMENT.
1,486 New Policies were issued assuring £1,018,707, and
producing £34,04165. 4d. of New Premiums.
The deaths during the year were 142 in number, and the
stuns payable on account of these amounted, with Bonus
additions, to £145,572 6s. ld., being under the expected
amount, according to the Company's tables.
ANNUITY DEPARTMENT.
Forty-nine Bonds were issued, securing tho sum of
£4,720 6s. 2d. yearly, for which the Company had received
the sum of £41,994 7s. Bd.

SEPTENNIAL INVESTIGATION AND DECLARA- •
TION OF BONUS.
The Report also showed that in contrasting the Fire
Premiums received with the Losses paid during the last
seven years and those of the previous septennial period,
the following results appeared, viz. :
Premiums. Losses.
Prom 1852 to 1858 £195,520 16 11 £123,666 9 4
Prom 1859 to 1865
The business in the Life Department exhibited the fol-
-1 lowing results,-visa— -
No. of Policies. Assuring. Premiums.
For the period 1852 to 1858 2,700 £2,018,493 £67,348 4 0
being an average of 386 in the number of Policies issued,
and £288,356 per annum of the sums assured.
No. of Policies. Assuring. Premiums.
For theperiodlBs9 t 01865 6,800 £5,083,864 £162,780 11 5
being an average of 971 in the number of Policies issued,
and £726,266 per annum of the sums assured.
It also appeared that on valuing the liabilities of the
Company under these policies it was found that a profit
of £150,410 7s. 9d. had been realised during the past seven
years, and that the Directors were thus enabled, after set-
ting aside to the Shareholders 1-10th for their guarantee
to allocate and declare on each Policy effected with the
Company on the participating scale prior to 30th Decem-
ber last a Bonus Addition of ss. per cent. per annum
on the sums assured, and also on the accumulated vested
Bonuses on Policies opened prior to 31st December, 1858.
Although the Bonus is at the rate of £1 ss. per cent.
per annum on Policies effected since the last balance, yet
it is much higher on Policies of old standing, and is in
many instances as high as £1 18s. per cent. per annum
on the sum assured.
In valuing the Policies, the whole of the loading for
expenses and profits had been deducted from the Pre-
mium, and therefore no part of the future profits has been
anticipated.
N.B.—Bonus Certificates are in preparation showing the
amount added to each Policy, and will be forwarded to the
Assured with all possible- despatch.
The usual Prospective Bonus of £1 per cent. per annum
was further recommended to be paid on all Policies of five
years' standing which might become claims prior to the
next Division of Profits.
The Bonus and Prospective Bonus are only payable upon
such Policies as shall have been five full years in existence.
Annual Revenue from all sources, £599,597 7s. Bd.
On the motion of the Chairman, seconded by George
Auldjo Jamieson, Esq., the Report was unanimously ap-
proved of, and the usual Dividend of 10 per cent. on the
paid-up capital stock of the Company, along with a Bonus
of 10s. per Share, was declared—the Dividend and Bonus
to become payable on 2d April next, free of income-tax.
On the motion of Sir James Gardiner Baird, Bart.,
seconded by David Baird Wauchope, Esq., the period of
Division of Profits in the Life Business was agreed to be
altered from every Seven Years to every Five Years, and
the next investigation directed to be made as at 31st
December, 1870.
On the motion of John Brown Innes, Esq., seconded by
J. F. W. Drummond, Esq., a special vote of thanks was
given to the various Local Boards and Agents of the Com-
Pan
Ony.
the motion of Sir Archibald Islay Campbell, Bart.,
seconded by Dr. Alexander Wood, the thanks of the Meet-
ing were, with acclamation, voted to the Inspectors of the
Company.
On the motion of Sir A. C. Ramsay Gibson Maitland,
Bart., the thanks of the meeting were voted to the Chairman.

ESTABLISHMENT, 1866.
OFFICE BEARERS.
All of whom are Shareholders.
PRESIDENT.
His Grace the Duke of ROXBURGHE, K.T.
VICE-PRESIDENTS.
His Grace the Duke of SUTHERLAND.
The Most Noble the Marquis of ABERCORN, K.G.
Sir JOHN L. M. LAWRENCE, Bart., G.C.8., and
K.S.L, Viceroy of India.
ORDINARY DIRECTORS.
EDINBURGH.
R. Blair Maconochie, Esq., W.S.
Sir James Gardiner Baird, Bart.
David Davidson, Esq., Treasurer of Bank of Scotland.
George Auldjo Jamieson, Esq., C.A.
J. F. Walker Drummond, Esq., Merchant.
James Campbell Tait, Esq., W.S.
Laurence Davidson, Esq., W.S.
D. B. Wauchope, Esq., Merchant, Leith.
Frederick Pitman, Esq., W.S.
John Brown Innes, Esq., W.S.
Henry D. Fergusson,. Esq., W.S.
Sir A. C. Ramsay Gbson Maitland, Bart.
SECRETARY.
John Ogilvie.
ACTUARY.
David Chisholm.
MEDICAL OFFICER.
John G. M. Burt, M.D., Vice-President of the Royal
College of Physicians, Edinburgh.
AUDITOR.
George Murray, C.A.
LONDON.
John White Cater, Esq., Merchant.
Charles Morrison, Esq., Merchant.
George Garden Nicol, Esq., Merchant.
George Young, Esq., Merchant.
Alex. Henry Campbell, Esq., M.P., Merchant.
Philip Chas. Cavan, Esq., Merchant.
Peter P. Ralli, Esq., Merchant.
P. Du Pre Grenfell, Esq., Merchant.
A. Klockman, Esq., Merchant-
James Du Buisson, Esq., Merchant.
Junius S. Morgan, Esq., Merchant.
John H. Win. Schroder, Esq., Merchant.
MANAGER OF • FIRE DEPARTMENT.
George IL Whyting.
FOREIGN SUPERINTENDENT.
G. H. Burnett.
ACTUARY.
Andrew Baden, Jun.
SECRETARY.
W. F. Lance.
•
SURVEYOR.
Thomas Piper.
MEDICAL OFFICERS. _ _

A. H. Ilassall, R. Chevalier Cream, M.D.
GENERAL MANAGER.
David Smith.
READ OFFICES. •
London 6l, Threadneedle-street, E.C.
(West End Office) 8, Waterloo-place, Pall-mall, S.W.
Edinburgh
Glasgow
(Branch Office) lO2, St. Vincent-street.

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