The Sun.
London, England, 1869-05-18 00:00:00

A BSOLUTE SECURITY POLICIES, UN-
ix FORFEITABLE, UNCONDITIONAL, and UN-
CIIALLENGEABLNI. issutd by th© PRUDENTIAL
ASSURANCE COMPANY, 62, Ludgate-hill, London,
E.(. Established 1848.

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
whirls shall be absolutely Unforfeitable, Unconditional,"
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, iu the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault ismade in payment of the premium, a fixed sum in
respect of every premium paid, bearing the same proper-
ties to the total amount assured as the number of pre-
minms actually paid may bear to the whole number origi-
nally contracted to be paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn- en
the discontinuance of the asiurance.

The assured will thus always have the option of retqin-
ing either an ascertained fixed sum payable at decease,
or, in case of need,. of withdrawing a certain amount, ac-
cordinF.r, t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors asfuring the livn of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to Will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.
In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. Tho longest
term provided for is twenty-fire years, and the shortest
five years, ns shown by the Tables. Thus, bankers, credi-
tors, and others holding policies of this class as security,
may always know the utmost amount they may bo called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance where policies
are held as collateral security.
his only necessary to add that, as a consequence of the
policies under these tables being unforfeitable and uncon-
ditional, they will also be unchallengeablo on any vround
whatever. They may therefore be aptly termed Absolute
' Security Policies.
The PRUDENTIA.L ASSURANCE COMPANY pos-
sesses an income of £215,000 a year Its position is un•
questionable, and it obtains the largest amount of new
Intsin-s: of any office in the Kingdom.. SPECIAL
AGENTS WANTED. . .

EfENEY lIARBEN, Secretary.

A.D. 1720.

ROY AL EXCHANGE ASSURANCE
CORPORATION.
(Established by Charter of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-29, Pall Mall, S.W.

0 CT AVMS WIGR
JAMES STEWART lI9DGSON,
CHARLES JOHN MANNING,
DIREC

Esci Governor.
sq Sub-Governor.
?.sq Deputy-Governor.
;TORS
William Totlow Hibbert,
Esq.
Wilmot Holland, Esq.
Egerton Hubbard, Esq.
Nevile Lubbock, Esq.
George Forbes Maim,lnison,
Esq.
Lord Joscellne Wm. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Somes, Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
ael Solly, Esq., F.R.S.

Robert. Barclay, Esq.
John Garratt Cattlec, Esq.
Mark Currie Close,

Edward James Daniell, Esq,
William Davidson, Esq

Lancelot William Dent; Esq.
Alexander Druce, Esq.
Fredk. Joseph Edlmann, Esq.
Charles Hermann Goschen,
sq.
RiEversdalo Wm. Gronfell,
E.
Francis Alex. Hamilton, Esq.
Robert Amadeus Heath, Esq.
Medical Referee, Sarni

FIRE and LIFE ASSURANCES may be effected on
advantageous terms.
The Duty on Fire Assurances has been reduced to the
uniform rate of ls. 6d. per cent. per annum.
No charge is made by this Corporation for Fire Policy
or Stamp, however small the Assurance may be.
.7"ailNG STOCK.—No Extra Charge is made for the
use of Steam Thrashing Machines.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent:per:annum on the sum
assured.
Any sum not exceeding £15,000 may be insured on one
Life.
Equivalent reductions have been made in the Premiums
payable by.persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
This Corporation affords to the AsEured
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the oxporienou of uearly a CENTImY AND A
HALF. .
ROYAL EXCHANGE, LONDON.
ROBERT P. STEELE, Secretary.