The Sun.
London, England, 1869-04-02 00:00:00

THE SUN, LONDON, FRIDAY EVENING, APRIL 2, 1869.

A PARTMENTS.—One or Two Floors, with
LIIL Extra Bed Rooms if required. Close tl Omnibus, Rail,
and Boat. Terms moderate.
13, Chelsea Villas, Fulham-road, Brompton.

THE LOA' BARD EXCHANGE AND
NEWS-ROOtI.
Lombard-street. London.
MANAGER—Mr J. H. YOUNGIIUSBAND, late Treasurer
and Secretary of the Liverpool Exchange.
Subscription, £3 3s. per annum, or I.os. monthly, payable

- in Advance.
The Room is supplied with Newspapers, both home
and foreign ; Reuter's Telegrams, giving commercial,
political, and general telegraphic information ; Shipping
Lists, Directories, Time Tables, and other Books of Re-
ference.

There is also an excellent Refreshment-room attached,
as well as a Reading and Writing Room, comfortably fur-
nished.

The attention of country bankers, solicitors, manufac-
turers, and others is invited to this Institution, which will
be found very convenient to gentlemen whose business
engagements oblige them frequently to visit the metro-
polis.

For further particulars apply to the Manager of the
Room, or to Mr. G. W. Benwell, Secretary of the City
Offices Company, Palmerston-buildings, London.
N.B.—For Advertisement Splees apply to Messrs. Letts. Son
and Co., 8, Royal Exchange, E.C. ; or at the Oflice in the Lom-
bard Exchange.

BRITON MEDICAL AND GENERAL
JID LIFE ASSOCIATION.

Chief Offices 429, Strand, London.
TRUSTERg. •
Lieut.-General Sir J. E. R. Partridge, Esq., F.R.S.
Dupuis, K.C.B. I Francis Webb, Esq.
Sir James Duke, Bart. W. Tyler Smith; M.D.
Sir W. Fergusson, Bart., Millis Coventry, E.,q.
F.R.S.
CHAIRMAN OF THE BOARD —FR iNors WEBB, Esq.
DEPUTY CHAIRMAN W. TYLER SMITH. Esq.
EXTRACTS from the FIFTEENTH ANNUAL RE-
PORT+ read at the Annual General Meeting held at the
Society's House on Thursday, 18th March, FRANCIS
WEBB, Esq.. in the chair.
The directors have received 3,212 proposals for assur
ing the sum of X 972,866 ]Bs. 9d. 2,472 policies were
issued, assuring £703,451 4s. and producing in annual
premiums the sum of £25,227 8i
The following tabulated retu:
ness transactions during the th

.ns exhibit the new busi-
-13 quinquennial periods :

KEATIN G'S COUGH LOZENGES
The best and safest remedy for COUGHS.

Sold Wholesale and Retail by W. GILL and CO.,
Curriers and Leather Sellers, 12, Brewer-street, Golden.
square.
Price Is. 6d., 2s. Gd., and ss. per can.

A BSOLUTE SECURITY POLICIES, UN-
ex FORFEITABLE, UNCONDITIONAL, and UN-
CIIALLENGEABLM, issued by the PRUDENTIAL
ASSURANCE COMPANY, 62, Ludgate-bill, London,
E.C. Established 1848.

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
which shall be absolutely Unforfeitable, Unconditional,
and Unchallengeable.
Fclo ie
many persons hesitate or
de
to,
that, in the event of nr
in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
tthoe assure reason
o referred e ftehrer e
ground
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed sum in
respect of every premium paid, bearing the same propor-
tion to the total amount assured as the number of pre-
miums actually paid may bear to the whole number origi-
nally contracted to be paid.
.

Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.
The assured will thus always have the option of retain-
ing either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors assuring the lives of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.
In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. The I.,ngest
term provided for is twenty-fire years, and the shortest
five years, as shown by the Tables. Thus, bankers, credi-
tors, and others bolding policies of this class as security.
may always know the utmost amount they may be called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance whore policies
are held as collateral security.
It is only necessary to add that, as a consequence of the
policies under these tables being unforfeitable and uncon-
ditional, they will also be unchallongeable on any ground
whatever. They may therefore be aptly termed Absolute
Security Policies.
The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an income of £215,000 a year Its position is un•
questionable, and it obtains the largest amount of new ,
business of any office in the Kingdom. SPECIAL
AGENTS WARTED.
HENRY HARBEN, Secretary.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION,
( by Established Charter of his Majesty George the First),
For SEA,
FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCIIANGE, London.
Branch Office--29, Pall Mall, S.T.

OCTAVIIIS WIGRAM, Esq Governor.
JAMES STEWART 111DOSON, Esq Sub Governor.
CHARLES JOHN ANNING,
Esq ....... Deputy-Governor.
M

DIRECTORS.
William Tetlow Ribbed,
Esq.
Wilmot Holland, Esq.
Egerton Hubbard. Esq.
Nevile Lubbock, Esq.
George Forbes Malcolmson,
Esq.

Robert. Barclay, Esq.
John Garratt Cattley, Esq.
Mark Currie Close, Esq.
Edward James Daniell, Esq.
William Davidson, Esq.
Lancelot William Dent, Esq.
Alexander Druce, Esq.
Fred k. Joseph Edl tnann, Esq.
Charles Hermann Goschen,
Esq.
Riversdale Wm, Grenfell,
Esq.
Francis Alex. Hamilton, Esq.
Robert Amadeus Heath, Esq.
Medical Referee, Sam

Lord -Josceline Wm. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Smiles, Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
3131 Solly, Esq., F.R.S.

NOTICE.--The usual fifteen days allowed for payment
of FIRE PREMIUIIS falling due at Lady Day will expire
on the 9th of April.
FIRE and LIFE ASSURANCES may be effected on
advantageous terms,
The Duty on Fire Assurances has been reduced to the
uniform rate of le. 6d. per cent. per annum.
No charge is made by this Corporation for Firo Policy
or Stamp, however small the Assurance may be.
FA rifING STOCK.- No Extra Charge is made for the
use of Steam Thrashing Machine-2.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent.:per:annum on the sum
assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
This Corporation affords to the Assured
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern.practice, with the secu-
rity of an Office whose fesources have been tested
byALF. the experience of nearly a CENTURY AND A
H

;ROYAL EXCHANGE LONDON.
ROBERT P. STEELE, Secretary.

CLERICAL, MEDICAL, AND GENERAL
LTFE ASSURANeE SOCIETY.
13, ST. JAMES'S SQUARE, LONDON, S.W.

CHAIRMAN.
Right Hon. John Robert Mowbray, M.P.
DEPUTY-CHAIRMEN.
William Bowman, Esq., F.R.S.
Sir Charles Locock, Bart, D.C.L.

F.R.a

Extracts from the Report of the Directors, presented at
the Annual General Meeting held on the 27th November,
1868 :-
1. The sum of £412,345 was proposed for Assurance, of
which £307,395 wag completed at Premiums pro-
ducing £10,067 per Annum.
2. The amount paid under Claims by death was £100,883,
being the smallest since 1860, whilst the expenses of
management and all other outgoings were even less
than for many years past.
3. On the other hand, the Income was raised to £2t9,769,
notwithstanding that its increase was retarded by
abatements of premium which did not take effect in
the p and by the cessation of interest on
the
larregvei previous year,
sum paid
as Bonus in 1867.
4. The Surplus income was very considerable. It
amounted to £93,152, a sum exceeding by more than
£B,OOO any previous Surplus during the forty-four
years of the Society's existence.
5. T£lh 598
e Accumulated Fund was thereby increased to
~906.

The following are among the distinctive features of the
Society :
CREDIT SYSTEM.—On any Policy for the whole of
Life, where the age does not exceed 60, one-half of the
Annual Premiums during the past five years may remain
on credit.
ENDOWMENT ASSURANCES may be effected,
without Profits, by which the Sum Assured becomes pay-
able on the attainment of a specified age, or at death,
whichever event shall first happen.
INVALID LIVES may be assured at rates proportioned
to the increased risk.
PROMPT SETTLEMENT OF CLAIMS.—Claims paid
thirty days after proof of death.
Tables of Rates and Forms of Proposal can be obtained
of any of the Society's Agents, or of
GEORGE CUTOLIPFE, Actuary and Secretary.
13, stiNuoeti-Piner°l Imados O.M.

Tr EATING'S COUGH LOZ ENGES
IL relieves the difficulty of breathing in ASTHMA. told
retairl by all Druggists.

HUNTING, SHOOTING, AND
FISHING. .

THE STRONGEST MAN in the world cannot break
the ever-lasting Porpoise-skin Boot Laces made by
GILLND CO.,
12, Brew-er-street, Golden-square, London, W. -
Price ls. per pair; by post, 14 stamps; six pairs, ss.
FRENCH DUBBING.—This invaluable composition
possesses the properties of preserving leather, rendering it
supple and waterproof. It is identically the same dubbing
as that used by the best curriers in Bordeaux. BOOTS,
SHOES, and HARNESS are particularly benefited by its
application.

Lectures 11., M., IV. Settlements.-1. Settlements of
Personal Estate; a. Investment of Trust Funds; b.
Usual Trustee Clauses, Appointment of New Trustees; c.
Usual Powers and Covenants, &c. d. Remarks on the
Effect of Recent Statutes-2. Settlements of Real Estate ;
a. Estates for Life and in Remainder, Waste ; b. Jointures,
Portions &c_ c. 13sual Powers: Remarks on the Leases

and Sale's of Settled Estates Act; d. The Succession Duty
Act-3. Disentailing Deeds, the existing Law of Entail—
, 4. Practical Suggestions in connexion with the subject of
Settlements.
Lectures V., VI. IN ills.-1. Usual Frame and Contents
of a Will-2. Principles of Construction of Wills-3.
Practical Hints on Drawing Wills.
Lecture VII. Copyholds.-1. Introductory Remarks,
Fines-2. Surrenders and Covenants to Surrender-3.
Admissions-4. The Enfranchisement of Copholds.
Lectures VIII., IX. Miscellaneous Deeds.-1. Credi
tors' Trust Deeds-2. Separation Deeds-3. Articles of
Partnership, &c.
In these lectures and classes the Introductions and
Notes to Mr. Davidson's Precedents will be especially
referred to.

As elementary works, Mr. Joshua Williams's Books on
Real and Personal Property are recommonded.
EQUITY LECTURES, by Sir GEORGE YOUNG, Bart.,

Barrister-at-Law.
This course will consist of Nine Lectures :
Lecture 1. Review of Equity, and suggested arrange-
ments for purposes of Study.
Lecture 11. The Jurisdiction in matters of Account ;
generally, Apportionment and Contribution.
Lecture 111. The Jurisdiction in matters of Account,
continued : specially, between Principal and Agent.
Lecture IV. The Jurisdiction in matters of Account,
continued: specially, between Partners.
Lecture V. The Jurisdiction in matters of Administra-
tion : 1. The Administration of Assets.

Lectures VI., VII. The Administrative Jurisdiction,
continued: 2. The Administration of Trusts, as enlarged
by recent statutory enactment.
Lectures V111.,-IX. Injunctions.
Books recommended :—Story's Equity Jurisprudence,
chapters 8,9, 10, 13, 1.:, 23 ; Haddan's Administrative
Jurisdiction of the Court of Chancery.
Smith's Manual of Equity and White and Tudor's Lead-
ing Cases in Equity will be the books principally referred
to during the course.
The subscription payable for he Lectures—
' For all the Foreach
three courses. course.
By clerks of members £2 2 0 £1 1 0
By clerks of gentlemen not
members
By all other persons not being
members ..
The subscription payable foi the law classes—

2 2 0

For all the
branches of For each
instruction. branch.
By every subscriber £s 5 0 £2 12 6
Members of the Society may attend tho lectures without
subscribing.
To prevent interruption at the lectures, subscribers
cannot be admitted to the hall after the lecture has com-
menced.

E. W. Williamson, Secretary.
taw Society's Hall, Oct., 1868.
N.B. Gentlemen may subscribe for and atfeni the lec-
tures and classes, either separately or collectively ; but as
the instruction given in the classes will bare special re-
ference to preceding lectures, it is recommended that those
who desire to attend the classes should also attend the
lectures.

FRIENDLESS AND FALLEN.-LONDON
F 'MAL IC PR EVEN TIVE and REFORMATORY IN
STITUTION.

President—Rev. CANON DALE.
CONTRIBUTIONS for the support of the Homes in 1868 are ear-
nestly solicited, which may be sent to bankers, Messrs. Blon
quot, Salt, and Co., 73, Lombard street, E.C.; Francis Nicholls,
Esq. (of the Committee), 14, Old Jewry Chambers, 16.0.
E. W. THOMAS Sec., 200, Euston-road, N.W.

r I lIE METROPOLITAN CONVALESCENT
INSTITUTION.
11
President—His Grace the Duke of WELLINGTON.
Treasurers—Tho Right Hon. Russell Gurney, M.P., and
Col. W. F. Grant.
DONATIONS and SUBSCRIPTIONS aro earnestly
solicited, to enable the Board to meet the greatly increased
expenditure of this old Charity. 210 adults aro received
at Walton ; 80 children at Mitcham and Hendon.
Bankers—London Joint-Stock Bank, Pall-mall.
CHARLES HOLMES, Secretary.
Office, 32, Sackville-street, Piccadilly.

THE LONDON SURGICAL HOME for
DISEASES and ACCIDENTS of WOMEN, for
the Reception of Gentlewomen and Females of Respect-
ability upon a weekly payment. Under the management
of Mr. Baker Brown.

. ... .
The private medical attendants of the patients aro
in vited to visit them, and to meet in consultation before
treatment.

Full particulars can bo obtained on application to the
Lady-Superintendent, 18, Stanley-terrace, Notting-hill,
W. ; or to Mr. Baker Brown, 136, Harley-street, W.

HOMELESS BOYS OF LONDON.-FUNDS
are earnestly solicited for the purchase of food and
clothing for the
123 boys on board the Chichester Training Ship.
130 boys in the Refuge, 9, Great Queen-street.
94 girls in the Refuges, 19, Broad-street, and Ealing
370 children.

£l5 will keep a boy or girl for one year.
Oontributione received by the London and Westminster Bank
214, High Holborn, and 41, Lothbury, E.C,; and by
WILLIAM WTLLI .MS, Secretary.
No. 8, Groat Queen-street, Lincoln's-inn-ilelle.

HOME for the HELPLESS.—ST. JAMES'S
DIOCESAN ROM/. for FEMALE PENITENTS
BHammersmith), under the immediate direction of the
ishop of London. Tho work carried on by a Sisterhood,
"in faithful accordance with the principles of tbe Re-
formed Church of England." FUNDS greatly needed
COUNCIL.
The Bishop of LONDON,
Rev. J. W. Ayre Major-Gen. Rt. Hon. Percy
Rev. F. G. Bloomfield Herbert. M.P.
Hon. and Rev. F. Byng Rey. J. E. Kempe
Rev. R. G. Baker Rev. W. F. Erskine Knollys
Rev. S. Brooke Rev. S. W. Lloyd
The Lord Clinton Rev. A. Martineau
Rev W. Cadman Rev. W. D. Maclagan
E. Charrington, Esq. Rev. Daniel Moore
Rev. E. L. Cutts, Chaplain Rev. J. Moorhouso
Rev. E. Capel Cure J. D. Morton, Esq.
Rev. J. E. Cox Rev. Canon Nepean
Octavius Coope, Esq. Rev. E. Parry
Arthur Currie, Esq. John Pearson, Esq., Q.O.
Rev. J. Connell Rev. G. F. rrescott
Rev. C. W. Furse Rev. F. Pigou
C. J. Freake. Esq. R. T. Pigott, Esq.
J. S. Gilliat, Esq. R. R. Pym, Esq.
Rev. Dr. F Hessey Hugh H. Seymour, Esq.
H G Heald, Esq. R. Wade, Esq.
R. Hook, Esq., Treasurer Loftus Wigram, Esq.
Subscriptions will be received by any of the above ; by
Messrs. Harries, Farquhar, and Co; and by the Hon.
Secretary, Rev. S. W. Lloyd, 14, Seymour-street, Port-
man-square, to whom communications may be addressed,

ROYAL HOSPITAL for INCURABLES,
West-hill,_ Putney-heath.

Established'3lst July, 1854.
This Institution exists for the comfort and relief of per-
sons (beit.g above the pauper class) afflicted with incur-
able bodily disease.
Relief is afforded—lst. By supplying a home, with
medical attendance, nursing, and all requisites for the in-
valid.

2d. By granting an annuity of £2O to patients at their
own homes.

A new wing to the Hospital ham Just been completed
at a cost of upwards of £lO,OOO, and FUNDS are urgently
NEEDED to liquidate the expenses incurred.
There are 120 inmates and 237 pensioners, all entirely
dependent upon voluntary subscriptions.
Nearly 300 approved applicants are awaiting election.
For the maintenance of present operations, for the ex-
tension of the benefits of the Charity, donations, and espe-
cially annual subscriptions, are earnestly solicited. Life
subscriptions, £5 ss. and upwards; annual subscriptions,
half a guinea and upwards, with votes in proportion.
Information will be supplied, with the greatest pleasure,
upon application to the Secretary, by whom contributions
will bo thankfully received.

FREDERIC ANDREW, Secretary
No. 10,Ppultry geptomber 18138..4

1 NCORPO RATED LA.W SO CIE CY, U. K.
LECTURES and LAW CLASSES, 1868-69.
LECTURES.
_

Three Courses of Lectures on Common and Mercantile
Law, Conveyancing, and the Law of Real Property and
Equity, will be delivered in the Hall of the Society in the
mouths of March, April, May, and June next.
LAW CLASSES.
In connexion with the lectures classes will be conducted
under the guidance and superintendence of the lecturers,
and will proceed concurrently with the lectures. The
number of subscribers to each class will be limited, and
the instruction given will be confined to an examination
of the students upon the subject of a preceding lecture, or
on portions of a given book bearing on the same subject.
A sufficient number of classes will follow each lecture, and
be of such duration as shall provide for the efflcient instruc-
tion and examination of the students. The teaching of the
lectures will thus be amplified, and impressed on the
memory by the classes; and the system of constant ex-
amination will test, from time to ime, the progress made
by the students.
LECTURES on COMMON and MERCANTILE LAW,
by CHARLES HENRY ANDERSON, Esq., Barrister-
a t-Law.
The Course will consist of Nine Lectures upon the fol-
lowing subjects :
a. Simple Contracts.
b. Contracts under Seal.
c. The Contract of Sale.
d. Bills of Exchange, Promissory Notes, and Checks ;
with the distinction between negotiable instruments and
other simple contracts. •
e. Freight and Contracts of Affreiehtment, with the pe-
culiarities of Charter-parties and Bills of Lading.
f. The Loss of a British Vessel and its consequences-
1. To the Owner of the Vessel.
2. To the Owner of the Cargo.
S. To tho Underwriter.
g. In connexion with the foregoing will be considered
the Rule of the Road at Sea as contrasted with that on
Shore : also the Law of Negligence and the Liability of a
Master for the acts of his Servant.
ln his private classes the reader will use as text-books
The . Law...si.ieeatimitee Eliimitk.l_ A .___A ..;,.. .., T.....

(Smith), A Digest Of Common 7,
LECTURES on CONVEYANCING and the. LAW of
REAL I-ROPERTY, by T. LL. MURRAY BROWNE,
Esq., Barrister-at-Law.
This Course will consist of Nine Lectures:—
Lecture I. Introductory.—Practical Hints on the perusal
and examination of Abstracts.