The Sun.
London, England, 1869-05-27 00:00:00

A BSOLUTE SECURITY POLICIES, UN-
-1-- FORFEITABLE, UNCONDITIONAL, and UN-
CIIALLENGEABLM, issued by th© PRUDENTIAL
ASSURANCE COMPANY, 62, Ludgate-hill, London,
E.G. Established 1848.

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables and to issue Assurances under them
which shall be absolutely Unforfeitable, Unconditional,
and Unchallengea.ble.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, in the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the public the system now introduced will espe-
ciall commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when oven a de-
fault, is made in payment of the premium, a fixed sum in
respect of every premium paid, bearing the same proper-
, tiou to the total amount assured as the number of pre-
miums actually paid may bear to the wholo number origi-
nally contracted to bo paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.
The assured will thus always have the option of retain-
ing either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
' set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors assuring the lives of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyagine., foreign residence, or other usual
limitations. By this freedomr from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.
In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. The longest
term provided for is twenty-fire years, and the shortest
five years, as shown by the Tables. Thus, hankers, credi-
tors, and others holding policies of this class as security,
umpaoynatlowalsakuncoewsothaes utotniineasit tna omit they may be called
Tin the full benefit of the
Assurances—a matter of great importance where policies
are held as collateral security.
It is only necessary to add that, as a consequence of the
policies under these tables being unforfeitable and uncon-
ditional, they will also be unchallengeable on any ground
whatever. They may therefore be aptly termed Absolute
Security Policies.
The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an income of £215,000 a year Its position is un•
I questionable, and it obtains the largest amount of new
business of any office in the Kingdom. SPECIAL
AGENTS WANTED.
HENRY HARBEN, Secretary.

A.D. 1720.

it 0Y AL EXCHANGE ASSURANCE
ocIRPOR A TION.
(Established by Charter or 1 c4--,art the First).
For SEA, FIRE, LIFE, said ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-29, Pall Mall, S.W..

OCTAVIITS WIGRAM, Esq Governor.
JAMES STEWART 1113)080N, Esq Sub--Governor.
CHARLES JOHN MANNING, Esq Deputy-Governor.

DIRECTORS.
Robert. Barclay, Esq. William Tetlow Ribbed,
John Garratt Cattley, Esq. Esq.
Mark Currie Close, Esq. Wilmot Holland, Esq.
Edward James Daniell, Esq. Egerton Hubbard, Esq.
William Davidson, Esq Nevile Lubbock, Esq.
Lancelot William Dent, Esq. Georgo Forbes Malcolmson,
Alexander Druce, Esq. Esq.
Fredk. Joseph Edlmann, Esq. Lord J osmline Wm. Percy.
Charles Hermann Goschen, Charles Robinson, Esq.
Esq. Samuel Leo Schuster, Esq.
Riversdalo Wm. Grenfoll, Eric Carrington Smith, Esq.
Esq. Joseph Somes, Esq.
Francis Alex. Hamilton, Esq. William Wallace, Esq.
Robert Amadeus Heath, Esq. Charles Baring Young, Esq.
Medical Referee, Samuel Solly, Esq., F.R.S.

FIRE and LIFE ASSURANCES may be effected on
advantageous terms.
The Duty on Fire Assurances has been reduced to the
uniform rate of ls. 6d. per cent. per annum.
No charge is made by this Corporation for Fire Policy
or Stamp, however small the Assurance may be.
F2s .7MING STOCK.- No Extra Charge is made for the
use of Steam Thrashing Machinc.i.
The Rever,ionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent.:per:annum on the sum
assured.
Any sum not exceeding £15,000 may be insured on one
Life.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
This Corporation affords to the Assured
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the experience of nearly a CENTURY AND A
HALF.
ROYAL EXCHANGE, LONDON.
ROBERT P. STEELE. Secretary.