The Sun.
London, England, 1869-08-27 00:00:00

EUROPEAN ASSURANCE SOCIETY.
Empowered by Special Act of Parliament.
For Life Assurance, Annuities, and Guarantee of Fidelity in
Situations of Trust.
Chairman— General Sir FREDERIC SMITH, F.R.S.
Policies payable during Life—lndisputable—Not liable to
Forfeiture.
Annual Income exceeds Three Hundred and Fifty Thousand
Pounds.
The Annuity Tables, offering special advantages to Annuitants,
and full particulars of the popular Principles of this Society, will
be found in the Now Prospectus, which will be forwarded to
applicants post free. _ _

HENRY LAKE, General Manager.
816, Regent-street, and 17, Waterloo-place Pall mall, London.

ABOLITION OF THE DUTY ON FIRE
INSURANCES.

THE Directors of the ROYAL INSURANCE
4- OMPANY, in anticipation of the above, beg to intimate
that on all new I• surances now effected there will only be
payable (provisionally) the proportion of Duty for the time
between the date of the Order and Midsummer Day next.
ROYAL INSURANCE COMPANY.
HEAD OFFICES:
Royal Insurance Buildings, Liverpool,
and
Lombard-street; Loncrorn -
CAPITAL, TWO 3IILLTONS STERLING.

Important Announcement.
Increased rharo of Life Profits,

ALL NEW INSURANC?:S, with Participation, EFFECTED
AFTER IST JANUARY, 18C A, will become entitled to an INCREASED
SHARE OF THE PROFITS, in accordance with the Resolution
passed at the Annual Meeting of Shareholders.
JOHN H. McLAREN, Manager.
JOHN B. JOHNSTON, Secretary in London.

ABSOLUTE SECURITY POLICIES, UN-
FORFEITABLE, UNCONDITIONAL, and UN-
CHALLENGEABLE, issued by the PRUDENTIAL
ASSURANCE COMPANY, 62, Ludgate-bill, London,
E.O. Established 1848.

Branch Office—y, King-street, St. James's.

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
which shall bo absolutely Unforfeitable, Unconditional,
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, i n:. no event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed sum in
respect of every premium paid. bearing the same propor-
tion to the total amount assured as the number of pp.-
minms actually paid may bear to the whole number origi-
nally contracted to be paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance. _

The assured will thus always have the option of retain-
ing either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on those points, as is the
case with ordinary assurances. _ _ _ . .

Creditors assuring the lives of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who aro in the habit of making advances collaterally
secured by Lifo Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy i.sued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.

In addition to the foregoing statement of advantages,
tbo number of premiums is strictly defined. The longest
term provided for is twenty-five years, and the shortest
five years, as shown by the Tables. Thus, bankers, credi-
tors, and others bolding policies of this cuss as security,
may always know the utmost amount they may be called
upon to advance so as to maintai❑ the full benefit of the
Assurances—a matter of great importance where policies
are, held as collateral security.

_ .
I t is only necessary to add that, ass consequence of the
policies under these tables being unforfoitable and uncon-
ditional, they will also be unchallengeable on any ground
whatever. They may therefore he aptly termed .Absolute
Security Policies.
The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an income of £215,000 a year. Its position is un-
questionable, and it obtains the largest amount of now
buciness of any office in tho Kingdom. SPECIAL
AGENTS WANTED.

HENRY HARDEN, Secretary.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORA TION.
(Established by Chfator of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-29, Pall Mall, S.W.

OCTAVIITS WIGRAM, Esq Governor.
JAMES STEWART H'DGSON, Esq Sub-• Governor.
CHARLES JOHN MANNING, Esq Deputy-Governor.

DIRECTORS.

Robert Barclay, Esq.
John Garratt Cattloy, Esq.
Mark Currio Close, Esq.
Edward James Daniell, Esq.
William Davidson, Esq
Lancelot William Dent, Esq.
Alexander Druce, Esq.

William Tetlow llibbert,
Esq.
Wilmot Holland, Esq.
Egerton Hubbard, Esq.
Nevile Lubbock, Esq.
George Forbes Malcolmson,
Esq.
Lord Josceline Wm. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Somes, Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
mei Solly, Esq., F.R.S.

Fredk. Joseph Edlmann, Esq.
Charles Hermann Goschen,
Esq.
Riversdale Wm. Grenfell,
Esq.
Francis Alex. Hamilton, Esq.
Robert Amadeus Heath, Esq.
Medical Referee, Sami

FIRE and LIFE ASSURANCES may be effected on
advantageous terms.
FIRE DUTY.—This Tax having been abolished, the
PREMIUM is NOW the only charge for Fire Insurances.
FA .I,IIING STOCK.—No Extra Charge is made for the
use of Steam Thrashing Machines.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent. per annum on the sum
assured.

Equivalent reductions have been made in the Premiums
iyable by persons who preferred that form of Bonus.
Tho Divisions of Profit take place every Five Years.
Any sum not exceeding £15,000 may be insured on one
ife.
This Corporation affords to the Assured
Liberal participation in Profits, with tho guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the experience of nearly a CENTURY AND A
HALF.

ROYAL EXCITANGE, LONDON.
ROBERT P. STEELE, Secretary.