The Sun.
London, England, 1869-07-05 00:00:00

,& BSOLUTE SECURITY POLICIES, UN-
EX FORFEITABLE, UNCONDITIONAL, and TIN-
CHALLENGEABLE, issued by the PRUDENTIAL
.ASSURANCE COMPANY, 62, Ludgate-hill, London,
E.C. Established 1848.

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
which shall bo absolutely Unforfeitable, Unconditional,
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, in the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become. forfeited. To this
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed sum in
respect of every piemium paid. bearing the same propor-
tion to the total amount assured as the number of pre-
miums actually paid may bear to the whole number origi-
nally contracted to he paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.
The assured will thus always have the option of retain-
ing either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurauces.
Creditors assuring the lives of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.

In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. The longest
term provided for is twenty-fire years, and the shortest
fivo years, as shown by the Tables. Thus, bankers, credi-
tors, and others holding policies of this class as security,
may always know the utmost amount they may be called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance where policies
are held as collateral security.
It is only necessary to add that, as a consequence of the
policies under these tables being unforfeitable and uncon-
ditional, they will also be unchalleogeable on any ground
whatever. They may therefore be aptly formed Absolute
Security Policies.

The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an incomo of £215,000 a year. Its position is un•
questionable, and it obtains the largest amount of new
business of any oflico in the Kingdom. SPECIAL
AGENTS WANTED.

HENRY HARBEN, Secretary.

A.D. 1720.

It 0 YAL EXCHANGE ASSURANCE
CORPORATION.
(Established by Charter of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-29, Pall Mall, S.W.

OCTAVIUS IVIGRAM, Esq Governor.
JAMES STEWART H'DGSON, Esq Sub-Governor.
CHARLES JOHN MANNING, Esq Deputy-Governor.

DIRECTORS.

Robert Barclay, Esq.
John Garratt Cattley, Esq.
Mark Currie Close, Esq.
Edward James Daniell, Esq.
William Davidson, Esq
Lancelot William Dent, Esq.
Alexander Druce, Esq.
Fredk. Joseph Edlmann, Esq.
Charles Hermann Goschen,
Esq.
Riversdale Wm. Grenfell,
Esq.
Francis Alex. Hamilton, Esq.
Robert Amadeus Heath, Esq.
Medical Referee, Sam

William Tetlow Hibbert,
Esq.
Wilmot Holland, Esq.
Egerton Hubbard, Esq.
Nevile Lubbock, Esq.
George Forbes Malcolmson,
Esq.
Lord J oseeline Wm. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Somes, Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
ruel Belly, Esq., F.R.S.

NOTICE.—The usual fifteen days allowed for payment
of FIRE PREMIUMS fulling due at Midsummer will ex-
pire on the 9th of July.
FIRE and LIFE ASSURANCES may be effected on
advantageous terms.

FIREThUTY.— This Tax having been abolished, the
PREMIUM is NOW the only charge for Fire Insurances.
TMING STOCK.—No Extra Charge is made for the
use of Steam Thrashing Machines.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent. per annum on the sum
assured.

Equivalent reductions have been made in the Premiums

ayrible by persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
Any sum not exceeding £15,000 may be insured on ono
iife. •

This Corporation affords to the Aseured
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
Tho advantages of modern practice with the secu-
rity of an Office whose resources have been tested
by the experience of nearly a CENTURY AND A
HALF.

ROYAL EXCHANGE, LONDON.
ROBERT P. STEELE, Secretary.