The Sun.
London, England, 1869-04-20 00:00:00

JOURNAL OF TII E INSTITUTE OF
ACTUARIES.
No. LXXV., for April, price 2s. 6d.
CONTENTS:
Mr. John Coles —On Railway Debenture Stock considered as a
Sectiety for the Investment of the Funds of a Life As-
surance Society.
Mr. Samuel frown's Extracts from Openi,g Address to Section
F (Feonorn!c Science. an I Statistics). of the British Asso-
ciation for the Advancement of Science, at, the Thirty-
Eighth Meeting at Norwich, August, 1868.
Government Life Annuities.
German Life Assurance Institute.
Thirteenth Annual Report of the Insurance Commissioner of the
Commonwealth of Massachusetts, January 1, 1863. Fart
IL Life and Accident Insurance.
Home and Foreign Intelligenc ;
On the Condition and Progress of the German Life Assurance
Offices in the Year 1867.
Bonus Reports.
Correspondence.
London :—Charles and Edwin Layton, 150, Fleet-street; Depot
for Books on Assurance—Life, Fire, and Marine.

THE ROYAL ORIGINAL CHRISTY'S
L MINSTRELS are singing daily, with immense applause,
Mr. A.S. Gatty's new Comic Song, PUT IT DOWN TO
ME. They will sing it at the Theatre-royal Drury-lane
To-morrow Afternoon. The new ballad by Mr. G. B.
Allen, " When the Roses Blow," is also sung nightly by
them. Each song free by post for 19 stamps.

MUTUAL ASSURANCE without MUTUAL LIABILITY.
NON-FORFEITURE POLICIES by a LIMITED NUMBER
of PAYMENTS. PROFITS may be APPLIED so as to make
POLICIES PAYABLE in LIFETIME.
BRITISH EQUITABLE ASSURANCE
COMPANY.
4, Queen-street-place, Southwark Bridge, E.C.
NEW POLICIES ISSURD.
New Policies
In Weeks. issued.
88 —.O 14,2 M
1869 ... 4 ' .; 103 1e,481

London : Robert Cox and Co. Order of all kusiesellers.

MEDICINE JACK : New Comic Song. By
ITI. A. S. G 4TTY.—" There is one of the greatest rarities
of the present day I bhould like to introduce my readers
4„
121narn.elmliwociojoileanc=;Medicine Jack' is a first-
plebaidchorus4ad. lib.)"
:orbet," Aptll 7.

e V

London : Published by Robert Cocks end Co., New
Burlington-street.

Ezees: 22 £4,231
In 52 weeks ending April 7th, 1869 ..3,105 —£539,442

or
CLERICAL. MEDICAL. AND GENERAL 2 Er? ....24
en .
THE LADIES' NEW COMIC SONG.—
LIFE ASSURANCE SOCIETY. :
B. R. A. G." Words and Music byA LS. GATTY. '5,4
aa Amount Annual
Order of all Alusicsellers. 13, ST. JAMES'S SQUARE, LONDON, S.W. 4,0 oxo Proposed. 4*. Assur3d. Premiums.
o 7-1 it: =
.
re,. s,a): 6° Ft,' Amount 6
.9 .
O'cf, P.
READABLE
REP:: TF- C.
RHAsI.R MEN.
CHAIRMAN. -
Being a System by which people can teach themselves: Right Hon. John Robert Mowbray, M.P. t s. d £ s. d. £s. d.
write the longest word without lifting the pen; read what they 1888 4,802 1,023.140 0 0 3,318 654,140 0 0 21,347 16 5
William BowmanD,
Sir Charles Locock, Bar' t, D.C.L., F.R.S. 1863 13,244 2,779,666 0 0 9,746 2,037,383 0 0 63,507 19 10
write; and correspond with friends at home or abroad, on plea-
sure or business. It embraces a double set of vowels, with liquid 1868 17,466 1,861,303 5 9 13,699 3,752,967 4 8 122,257 17 6
consonants grafted on the other letters; together with a DIAGRAM
—_. ——
OF DOTS, and a combination of words in most familiar use, into ---- Total.. 35,512 8,664,109 5 9 26,763 6,444,490 4 8 207,113 13 9
ready sentences The whole forming A SYSTEM of READABLE Extracts from the Report of the Directors, presented at
SHORT-HAND, Shortened. By MUR DO YOUNG. the AELeal General Meeting held on the 27th November, The net premium income has increased t,
London: Edward Stanford, 6 and 7, Charing-cioss, S.W. 1868 : the sum of ...£216,704 1 7
Price 2s. 6d. 1. The sum of £412,345 was proposed for Assurance, of The interest on investments andother item 3
which £307,395 was completed at Premiums pro- of receipt yield , 21,276 18 1
1....* ....1.11.1....4 ....,.. 1. RA 1..., ~oat 1 . Rd.. the Second Edition. Ann;,..... .CIA AZ,' ...-- A -

1. The sum of £412,345 was proposed for Assurance, of
which £307,395 was completed at Premiums pro-
ducing £10,067 per Annum.
2. The amount paid under Claims by death was £100,883,
being the smallest since 1860, whilst the expenses of
management and all other outgoings were even less
than for many years past.
3. On the other hand, the Income was raised to £219,769,
notwithstanding that its increase was retarded by
abatements of premium which did not take effect in
the previous year, and by the cessation of interest on
the large sum paid as Bonus in 1867.
4. The Surplus income was very considerable. It
amounted to £93,152, a sum exceeding by more than
£B,OOO any previous Surplus during the forty-four
years of the Society's existence.
5. Accumulated Fund was thereby increased to
£1,598,906.

Just published, price Is. Bcl., by post Is. Bd., the Second Edition,
with Addenda, containing additional Facts and Cases, in illus-
tration of the nefarious proceedings of the Advertising Quacks,
REVELATIONS OF QUACKS AND
QUACKERY. By DETECTOR. Reprinted from the
"Medical Circular."
London: E. Bafflers, 219, Regent-street.
The numerous reviews of this startling work by the Saturday
Review. Punch, Weekly Dispatch, Public Opinion, and other
journals, recommending its universal perusal, are reprinted with
this edition.

Making a total income of .V 37,980 19 8
The claims were 335, amounting to the sum of £127,886
12s. id. _ _

The assets of the association at . the close of the year
£68,026 9s. 4d.
The balance of the year's income was
amounted to £667,493 Bs. sd.
The directors draw special attention tothe fact that the
next bonus -valuation will take place at the end of the year
1872, and that all polices effected on the profit scales prior
to the 31st December, 1869, will be entitled to participate
in the same.
auspicespas of the Briton. The t year of the Britannia Fire
The directors also draw attention to the successful esta-
Ablsisshoeminetnitond,
underuring theth e
direc-
tors believe that the establishment of a Fire Company, to
work in active co-operation with the Life, will tend much
to the advantage and profit of both institutions. It is
scarcely necessary to remark that the capital funds and
constitution of each office are quite separate and distinct.
By order of the Board,
JOHN MESSENT, Actuary and Secretary.
London, March 18, 1869.

The following are among the distinctive features of the

Society :
CREDIT SYSTEM.—On any Policy for the wliole of
Life, where the age does not exceed 60, one-half of the
Annual Premiums during the past five years may remain
on credit

ENDOWMENT ASSURANCES may be effected,
without Profits, by which the Sum Assured becomes pay-
able on the attainment of a specified ago, or at death,
whichever event shall first happen.
INVALID LIVES may bo assured at rates proportioned
to the increased risk.
PROMPT SETTLEMENT 0]? CLAIMS.—Claims paid
thirty days after proof of death.
Tables of Rates and Forms of Proposal can be obtained
of any of the Society's Agents, or of
GEORGE CUTOLIFFE, Actuary and Secretary.
13, St. James's-square, London, S.W.