The Sun.
London, England, 1869-06-08 00:00:00

The Directors of this Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resilved to promulgate
the present Tables, and to issue Assurances under them
which shall bo absolutely Unforfeitable, Unconditional,
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, in the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the pul lie the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed sum in
respect of every pentium paid, bearing the same propor-
tion to the total amount assured as the number of pre-
miums actually paid may bear to the whole number origi-
nally contracted to be paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.

The assured will thus always have the option of retain-
ing either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors assuring the lives of debtors will appreciate
this feature as ono greatly protective of their interests, and
it will likewise commend ►tself to bankers, capitalists, and
others who are in the habit of making-advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities. _ _ _ .

In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. The 1- ngest
term provided for is twenty-five years, and the shortest
five years, as shown by the Tables. Thus, hankers, credi-
tors, and others holding policies of this clriss as security,
may always know the utmost amount they may he called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance where policies
era held as collateral security.
It is only necos,:ary to add that. as dennsequeneo of the
policies under these tables !wing unferfeitable and uncon-
ditional, they will also be ueel,ll.,g-able on any vronnd
whatever. They may therefore be aptly termed Absolute
Security PolicicQ.

P111.7D1,-.N TL L AS'UII INCF, COMPANY pos-
sesses an itleOnle of ..£215.0110 y.,r Its position is mi.
questionable, and it obtains tho I:o•gest ranonnt of new
busioPss of any office iu the Kingdom. SPECIAL
AGENTS WANTED.

HENRY HARBEN, Secretary.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION.
(Established by Charter of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-23, Pall Mall, S.W.

OCTAVIUS WIGRAM, Esq Governor.
JAMES STEWART HIDOSON, Esq Suh-•Governor.
CuAmps Jom( MANNING, Esq Deputy-Governor.

DIRECTORS.
Robert Barclay, Esq. William Tetlow Hibbert,
John Garratt Cattley, Esq. Esq.
Mark Currie Close, Esq. Wilmot Holland, Esq.
Edward James Daniell, Esq. Egerton Hubbard, Esq.
William Davidson, Esq Nevile Lubbock, Esq.
Lancelot William Dent, Esq. George Forbes Maleolmson,
Alexander Druce, Esq. Esq.
Fredk. Joseph Edlmann, Esq. Lord 3osceline Wm. Percy.
Charles Hermann Goschen, Cbarles Robinson, Esq.
Esq. Samuel Leo Schuster, Esq.
Riverdale Wm. Grenfell, Eric Carrington Smith, Esq.
Esq. Joseph Somes, Esq.
Francis Alex. Hamilton, Esq. William Wallace, Esq.
Robert Amadeus Heath, Esq. Charles Baring Young, Esq.
Medical Referee, Samuel Solly, Esq., F.R.S.

FUZE and LIFE ASSURANCES may be effected on
advantageous terms.
The Duty on Fire Assurances has been reduced to the
uniform rate of ls. 6d. per cent. per anniun.
No charge is made by this Corporation for Firo Policy
or Stamp, however small the Assurance may be.
STOCK.- No Extra Charge is made for the
use of Steam Thrashing Machin"?.
The Rever-ionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent.:perZannum on the sum
assured.
Any sum not exceeding £15,000 may be insured on one
Life.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
This Corporation affords to the Asfured
Liberal participation in Pr, fi s, with the guarantee
of a large invested Capi a I stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the experience of wady a CENTURY AND A
HALF.
ROYAL EXCHANGE, LONDON.
ROBERT P. STEELE. Secretary.