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London, England, 1869-04-20 00:00:00

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ABSOLUTE SECURITY POLICIES, UN-
LFORFEITABLE, UNCONDITIONAL, and UN-
CHALLENGEABLM, issued by the PRUDENTIAL
ASSURANCE COMPANY, 62 Ludgate-hill, London,
E.C. Established 1848.

The Directors of this Company, in deference to en ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Lite Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
which shall be absolutely Unforfeitablo, Unconditional,
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, in the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed sum in
respect of every premium paid, bearing the same propor-
tion to the total amount assured as th© number of pre-
miums actually paid may bear to the whole number origi-
nally contracted to be paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.
The assured will thus always have the option of retain-
ing.either an ascertained fixed sum payable at decease,
or, in case of need, of withdrawing a certain amount, ac-
cording ti the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors assuring the lives of debtors will appreciate
this feature as ono greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.
In addition to the foregoing. statement of advantages,
the number of premiums is strictly defined. Tho longest
term provided for is twenty-five years, and the shortest
five years, as shown by the Tables. Thus, bankers, credi-
tors, and others holding policies of this class as security,
may always know the utmost amount they may be called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance where policies
are held as collateral security.
it is only necessary to add that, as a consequence of the
policies under these tables being unforfeitablo and uncon-
ditional, they will also bo unchallengeable on any ground
whatever. They may therefore be aptly termed Absolute
Security Policies.
The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an income of £215,000 a year. Its position is nn•
questionable, and it obtains the largest amount of new
business of any office in the Kingdom. SPECIAL
AGENTS WANTED.
HENRY HARDEN, Secretary.

A.D. 1720.

OYAL EXCHANGE ASSURANCE
CORPORATION.
(Established by Charter of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London.
Branch Office-29, Pall Mall, S.W.

OCTAVIUS NVIGRAM, Esq Governor.
JAMES STE WART IPIDOSON, Esq Sub--Governor.
CHARLES JOHN MANNING, Esq Deputy-Governor.

Robert Barclay, Esq.
John Garratt Cattley, Esq.
Mark Currie Close, Esq.
Edward James Daniell, Esq.
William Davidson, Esq.
Lancelot William Dent, Esq.
Alexander Druce, Esq.
Fredk. Joseph Edlmann, Esq.
Charles Hermann Goschen,
Esq.
Riversdale Wm. Grenfell,
sq.
FrEancis Alex. Tiamilton, Egg.
Robert Amadeus Heath, Esq.
Medical Referee, Sam'

DIRECTORS.
William Tetlow Ilibbert,
Wilco
WEilmo t Holland, Esq.
Egerton Hubbard, Esq.
Nevilo Lubbock, Esq.
George Forbes Malcolmson,
Esq.
Lord Josceline \Vm. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Somes, Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
uel Solly, Esq., F.R.S.

1111 E INVIGORATIVE NERVINE
ESSENCE.—The most powerful nutritive cordial ever
introduced; restores to their normal condition all the secretions,
on the integrity of which perfect health depends. It is a specific
for debility of all kinds, and from its containing. among other
ingredients, pepsine and phosphate of soda, will prove highly
beneficial to the nervous and dyspeptic. Vide Dr. Hassan's re-
port. Price Bs. per bottle, or four quantities in one for 225.
BAUMGARTEN & Co., 520, Oxford-street, NV.C., London. Car-
riage free on receipt of remittance.

EAGLE INSURANC COMPANY,
LONDON.
Report of the Directors for the year ending the 30th
June, 1868, read at the Annual General Meeting of
Proprietors, August 14, 1868—Colonel CHARLES
WETHERALL, K.C.T., Chairman of the Company, in
the Chair.
The proprietors will no doubt remember that at the last
annual general meeting a report was made to them for the
quinquennial period then terminating, and that a bonus
was declared in respect of it amounting to the sum of
£208,774. The surplus fund account, as under, commences
with the balance of June, 1867, after deduction of this
bonus—that is to say, with the debit of £772,740 13s. 9d.

ONE HUNDRED & SEVENTY DESTITUTE
ORPHAN CHILDREN are being maintained in the
ROYAL ALB ERT ORPH A N A SYLIIM, at the moderate rate
of £25 per annum each. Funds greatly needed.
CHARLES A. WALKER, Seoret4ry.
Once, 51, Cheapside, London, •f:.O

SURPLUS FUND ACCOUNT, 30nt JUIE, 1868.
INCOME OF ME YEAR.
Balance of account, 30th
June, 1867 £981,514 13 9
Less amount distributed
as bonus 208,77+ n 0

QAMARIT NN FREE HOSPITAL for WOMEN
k-1 and CHILDREN, Lower Seymour-street, Portman-
square. The only free Hospital for dis uses of women.
2,746 patients were treated last month without letters of
recommendation. Subscriptions and donations are much
needed, and will be received by Messrs, thitchnni,
dilly : Sir Samuel Scott. Bart.; Mess., Barclay, Coutts,
Glyn, : and by the Secretary.

£779,740 13 9

TIIE HOSPITAL for WOMEN, Soho-square.
—Bankers : Messrs. Barclay, Bevan, and Co.;
Messrs. Ransom, Bonverie, and Co.—The Committee
APPEAL very earnestly for CONTRIBUTIONS. The
Hospital is row open on klondays, Wednesdays, and Fri-
days to out-patients who are treated without letters of
recommendation.

HENRY B. INGRAM, Secretary.

THE ASSOCIATION for the WELFARE of
the BLIND, 210, Oxford-street, and 127, Euston-road.
Patroness—Her Most Gracious Majesty the QUEEN.
This Institution affords employment in various ways to
172 blind men and women.
Pensions to various amounts are granted to the blind
who cannot earn their own living.
500 blind men and women am applying for help, which
cannot be given for WANT of FUNDS.
Contributions will be thankfully received by the. Secr-
etary, Rev. C. B. REID, M.A.

GREAT NORTHERN HOSPITAL,
Calo4onian-road, Islington, N.

Supported by Voluntary Contributions.
This Hospital has relieved 481,954 patients since it was
establisbo at King's-cross in 1856. Patients are admitted
free.

Bankers—Messrs. Barnet, Lloyds, and Co., 60, Lombard-
street, Messrs. Ransom and Bouverie, 1, Pall.mall.-ITon.
Sec.. Smith. Esa. GEO. REID, SOC.

THE ROYAL HOSPITAL for DISEASES of
the CHEST, City-road.—The wards for in-patlonts
are constantly full, those for out-patients crowded daily.
FUNDS greatly needed.
CHARLES L. KEMP, Secretary.

HOSPITAL for DISEASES of the THROAT,
Golden-square, W.
President—His Grace the Duke of GRAFTON.
....

',a1.., ...If. aa aa s.• a • •
The Committee of Management earnestly APPEAL for
FUNDS to help thorn to meet the heavy current expenses.
Upwards of 18,000 poor persons have been relieved iu the
last six years.
Inn GEORGE WOOD, Secretary.

NOTICE.—The usual fifteen days allowed for payment
of FIRE PREMIUMS falling due at Lady Day will expire
on the 9th of April.
FIRE and LIFE ASSURANCES may be effected on
advantageous terms.
The Duty on Fire Assurances has been reduced to the
uniform rate of ls. 6d. per cent. per annum.
No charge is made by this Corporation for Fire Policy
or Stamp, however small the Assurance may be.
PA TILING STOCK.— No Extra Charge is made for the
use of Steam Thrashing Machine. 4.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent.:per:annum on the sum
assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
Any sum not exceeding £15,000 may bo insured ou one
Life.
This Corporation affords to the Asrured
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the experience of nearly a CENTURY AND A
HALF.

ROYAL EXCHANGE, LONDON.
ROBERT P. STEELE, Secretary.

THE ROYAL INFIRMARY for DISEASES
of CHILDREN and WOMEN, Waterloo-bridge-
road.

Upwards of 100 poor sink children are relieved daily at
this Hospital.
The Committee most earnestly solicit Contributions, to
enable) them to continue the benefits of medical aid to those
numerous poor suffering children, who are rendered so
helpless by sioknoss and poverty.
Bankers, Messrs. Fuller, Banbury, and Co., 77, Lombard-
street; and by Messrs. Coutts and Co., Strand.
CHARLES J. F. RENTON, S4crotary.
Waterloo-bridge-road, S E.

BRITISH lIO.IIE for INCURABLE'S, Clap-
ham-rise. instituted in 1861.
Patroness—ll.R.H. the Princess of WALES.
This Institution provides a home for life, with good
nursing and skilled medical attendance, for persc ns over
20 years of ago and above the pauper class, who aro hope-
lessly afflicted with incurable disease.
Pensions of £2O per annum are also granted
The Home was opened in September 1863 ; 71 in-
patients and 106 annuitants have boon elected. Elections
in May and November. Forms of application may be ob-
tained from the Secretary.
ANNUAL SUBSCRIPTIONS and DONATIONS aro
earnestly solicited.
Bankers—Messrs. Barclay, Bevan, and Co., 54, Lombard-
street, E.C. ; Messrs. Drummond, Charing-cross, S.W.
EDWD. WEA VER, Sec.
Offices, 73, Cheapside, E.C.

THE RESCUE SOCIETY'S HOMES
Ore as follows :
For Fallen Women.
28, Church-row, Hamp- 150, Now Kent-road.
stead. 48, Church-street, Stoke
13, Camden-street,Camden- Newington.
town. Maize-hill Cottage, Green-
-205, Great Portland• street. wich.
For Young Girls in Danger.
27, Church-row, Hampstead.
9, Henstridge-villas, St. John s-wood.
St. Mary d Lodge, Buckhurst-hill.
Country Home—St. James's-street, Dover.
Temporary Home--85, Queen-street, Cheapside.
In addition to the above-named homes, the Committee
have under their charge three homes for servants of good
character, in which aro admitted about 1,000 friendless
servants annually.
The home at Great Portland-street is for young fallen
girls from 10 to 16. Tho committee ate deeply anxious to
open another house for this pitiable class.
Tho Society admitted to its homes last year 687 young
women and girls. It was compelled to refuse 524 appli-
cants, whose histories are recorded in the applicant's book.
The Society's Report (of which a contributor writes, "I
never read a report of any charitable institution which so
entirely commended itself to my mind and awoke my
sympathy"). may be had on application.
The Society is under the presidency of the Earl of
Shaftesbury. Its bankers are Messrs. Barclay and Co.
The Committee very earnestly commend its work to the
benevolent. DANL. CODPEIt, Spy,
Queen-street o.hetwaide.

~~

7HE PACIFIC RAILROAD.

(From the Anglo-American Times.)
The Grand Trunk Pacific line from Omaha to
Sacramento, which is virtually from New York to Sati
Francisco, has been, we doubt not, finished ere
this so far that trains can pass over it, though in
the English acceptation of the term we fear it is
yet far from being a finished road. But, scamped
though it may be, it is the grandest of undertak-
ings, furnishing an instance of American energy
such as the history of the world cannot equal. From
the beginning to the end, the scheme is characteris,
tic of the Arneric..n, alike exemplifying good and bad
qualities. Its conception in its magnifieen.ce bordered
on temerity seeming to the world but narrowly sepA..
ra ed from the point where angels fear to tread but
fools rush in. Through almost unknown wastes,
over three of the most stupendous woulituit. ranPes,-
it vast desert, a country covered with hostile bands
of Indians, heights overhung by the I 1
ava ane it
has been carried from ocean to ocean acro s a con-
tinent to Connect the Eastern portions of the world
with the Western portions. This stupendous work
was commenced during a war which threatened to
shiver the Republie into fragments, when t4s-
energies of the nation, North and South, were ab-
sorbed in the effort to annihilate each other. That
such a giant work, prujt!e-.ed and commenced at
such a time, should require men of giant strength
is the next co:,clusion at which the world would
arrive. Not a bit of it. Anybody, Nobody, did it.
GEORGE FRANCIS TRAIN says he was the man, with
the street rails he laid dowa in London, which
were pulled up and thrown at him by the City-
authorities. Mr. DuRANT, the Vice-President, gave'
some interesting information in the examination.
still progressing in the New York Courts. One
thing is certain that all interested in its start have
feathered their nests till they have become the most
downy in the States. Whether GEORGE FRANCIS-
TRAIN started the Union Pacific Railway or not, he.
left England with everything with which be was
counected in a state of collapse. The flag, be main- •
tains it was he who flew so defiantly iu the face/of
a hostile Europe, over our predecessor the Lon-'
don American, had been hauled down, and his rails
pulled up; but *now Mr. TRAIN is building palatial'
residences, that at Newport at an expenditure of
some hundred thousand dollars. The testimony
given in the investigation showed the enormous
profit made by the contractors; and the contractors
were the promoters ; the whole neatly worked out
through another company called the Credit Mo-
bilier. The Court insisted on the production of the
papers and books ; Mr. DURANT so strenuously re-
sisted that the Judge entertained a motion to com-
mit him for contempt. The safe was in the office;
the combination key in the pocket of Somebody
Else, and that Somebody E!se nowhere. The Judge
ordered the safe to be blown open, but the safe, too,
resisted even more strenuously than Mr. DURANT,
as if bent upon being a fine advertisement for its
maker. The best of this joke, if it be a joke at all,
is, that JAMES FISK (junior), of Erie notoriety, is the
self-constituted champion of the public against this
railway jobbing. Mr. TRACY, counsel for the defence,
asserted that the Receiver had once been through the
safe, and had found in it only an old almanac and
one dollar and a half. About two centuries ago,
replied Mr. STOUGHTON, a lawyer on the other side,
a certain JOHN HAMPDEN made a great fuss over a
few shillings of ship money. Mr. TRACY retorted
that he had heard of JAMES FISK in several capa-
cities, but never before as the philanthropist and
patriot "JOHN HAMPDEN." How they had heard of
Mr. FBI( was stated by another counsel for the
defence, Mr. M'FARLANE, who insisted on reciting
a precedent why a Receiver should not be ap-
pointed. "It was one of the Eric cases wherein
the plaintiff in this suit was sought to be restrained
from ravage and pillage, of which he thought he
had shown him to be guilty. In that case a re-

PRICE.... ild.
STAMPED sd.

ii-NCORPORATED LAW SOCIETY, U.K.—
LECTURES and LAW CLASSES, 1868-69.
-I-
LECTURES.
Thrse Couises of Lectures on Common and Mercantile
Law, Cot, veyancing, and the Law of Real Property and
Equity, Nv.1.1 be delivered in the Hall of the Society in the
mouths of -April, May, and June next.

ceivership of the railroad had been denied on mo-
tion. Was this man (Mr. FtsK) yet unwhipt of
justice to obtain an order cx pante, without proof,

which had then been denied on the fullest proof ?
It is pa sing strange that a Director who led in

the affairs which made the Erie notorious should
prosecute in this dog cat dog way ; but Mr. FISK,s
with more than American versatility, is ready for
any character, from the pulpit of the ILL. HENRY
WARD BEECHER to " Ile Wickedest Man in New.
York." That the projectors of the railway hwe
made a goof thing out of it is undeniable, while it
is equally true that they have accomplishe I a great.
work. The world could not expect the road to be
substantially formed, and doubtless the Commis-
sioners lately appointed are justified in reporting
adversely. Bat the Government may compel the
Company again to go over the work, to ballast,
and, to use a favourite word in the United States,-

to reconstruct it. At Washington a contest has
been progressing between the Union Pacific and
the Central, as to the point of junction in Utah.

The former desires the spot to be Monument Point
on the Great Salt Lake, the latter Ogden in the Salt
Lake Valley. As yet the Central is successful,
Ogden being named by the Senate Committee,

though the Union Pacific had been completed some
time ago, 25 miles beyond that town, while the
Central Pacific had not reached within a consider-
able distance of Monument Point. The Central
alleges that its rival is not finished to Ogden as
stated, as there are several miles of temporary track
i❑ the Wasatch Mountains, 30 miles cast of Ogden,
with grades exceeding 200 feet to the mile ; and

two tunnels which could not be finished till the

30th of April, by which time the Central would
have laid its trick to Ogden City. The Union retorts
by asserting a❑ over-issue of Government Bonds

to the Central, that the track is badly built, &c.,

and the CominLsioners on that point seem to bear,
out the recriminations of both companies. Indeed, on

one Saturday, a few weeks ago, the Union finished

6 miles of its road, at which rate a railway could be
completed between London and Liverpool under

forty days. Still enough rem tins to show that

enormous ingenuity and energy have been expended
on both math, especially the Central. Take for
instance the means used to protect the elevated

portions most exposed, from snow in winter. For
twenty-two miles a shel has been matt-acted,

which appears like a tunnel sixteen feet high, not

including the pitch of the roof, and sixteen feet
wide. It is made of the best timber procurable,
braced together, and firmly bolted to the rocks,
and where snow slides, the roof is carried with extra
strength to the cliffs, so as to conduct the falling
masses over the road down the chasms. This
snow-shed covers 43 acres, and 40,000,000 feet of
timber have been used in framing it. We have
said that the undertaking brings out in a high de-
gree American characteristics. It was a grand con-
ception ; it was carried through with extraordinary
speed and success ; it was used as a means for job-
bing, the plunder being Bonds in millions, and
estates equalling principalities, and in success it
opens with everybody at loggerheads, with half-a-
dozen lawsuits, and the point of junction, a vanish-
ing point which no one can determine; coupling a
strange amount of grandeur and of littleness, asso-
ciating names with a work worthy of a combined
world, with mean motives and insatiable plunder.

Mr. Thomas C. Bowie, belonging to the En-
gineer Corps of the Noith Missouri Railroad, was killed
by falling into a cellar in Kansas
.City on the 30th March.
He was a nephew of the Hon. Reverdy Johnson, also of
the present Governor of Maryland, and was formerly con-
nected with the United States Coast Surrey.
Dr. Guy R. Phelps, President of the Connecticut
Mutual Life Insurance Company, died at his residence in
Hartford, Thursday morning, March 18, aged 67.- He
graduated at Yale in 1825, and directed his attention to
insurance in 1846. He signed, either as secretary or pre-
sident, 97,000 policies, and paid $8,000,000 in losses. He
had an insurance on his life far fro,ooo, 916,000, of which
was in his own company, and the rest in the Mutual Bene-
fit of New Jersey.
Senator Sprague is described by himself as "no
speaks "with his
pantaloons pockets, say saps by
with his arms akimbo, or
ohraantdosr.i"n
iAds
his hands clasped under his coat tails. Also, that he
turns his back upon the Vice-President and talks to the
galleries, while twisting and jerking and pounding his
empty chair.
J)UNVILLE and Co., Belfast, are the largest
holders of Whisky in tho world. Their Old Irish Whisky is re
commended by the medical profession in preference to French
Brandy. Supplied in casks and cases for home use or exporta-
tion. Quotations on application 'to Messrs. Dunville and Co.,
Belfast; or 4, Besafort-builiings, Strand, London, W.Q
Yertisement.