The Sun.
London, England, 1869-04-21 00:00:00

ABSOLUTE SECURITY POLICIES, UN_
FORFEITABLE, UNCONDITIONAL, and UN-
CHALLENGEABLM, issued by the PRUDENTIAL
ASSURANCE COMPANY, 62, Ludgate-bill, London,
E.G. Established 1848.

The Directors ofthis Company, in deference to an ob-
jection not unfrequently urged by persons invited to as-
sure, that the ordinary mode of Life Assurance is in their
opinion defective or uncertain, by reason of the operation
of the customary conditions, have resolved to promulgate
the present Tables, and to issue Assurances under them
which shall be absolutely Unforfeitable, Unconditional,
and Unchallengeable.
For the reason referred to, many persons hesitate or
decline to assure on the ground that, in the event of in-
ability or unwillingness to continue payment of their pre-
miums, the Assurance will become forfeited. To this
class of the public the system now introduced will espe-
cially commend itself, being entirely free from all condi-
tions of forfeiture on account of non-payment of premium,
or from any other cause whatever; while at the same
time it absolutely guarantees at decease, when even a de-
fault is made in payment of the premium, a fixed num in
respect of every premium paid, blaring the same propor-
tion to the total amount assured as the number of pre-
miums actually paid may bear to tho whole number origi-
nally contracted to be paid.
Besides this important advantage, every policy will ex-
pressly state what sum can at any time be withdrawn on
the discontinuance of the assurance.

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or, in case of need, of withdrawing a certain amount, ac-
cording t the duration of the Policy, such amounts being
set forth on every Policy, and rendering unnecessary any
future reference to the Company on these points, as is the
case with ordinary assurances.
Creditors assuring the lives of debtors will appreciate
this feature as one greatly protective of their interests, and
it will likewise commend itself to bankers, capitalists, and
others who are in the habit of making advances collaterally
secured by Life Policies, as they can at any time learn, by
mere inspection, the exact value, either immediate or re-
versionary, of a Policy of this description.
Every Policy issued on this plan will be without any
conditions as to voyaging, foreign residence, or other usual
limitations. By this freedom from restrictions of all kinds
the objections before referred to will be entirely removed,
and the Policies will become at once positively valuable as
actual securities.
In addition to the foregoing statement of advantages,
the number of premiums is strictly defined. The longest
term provided for is twenty-fiye years, and the shortest
five years, as shown by the Tables. Thus, bankers, credi-
tors, and others holding policies of this class as security,
may always know the utmost amount they may be called
upon to advance so as to maintain the full benefit of the
Assurances—a matter of great importance where policies
are held as collateral security.
It is only necessary to add that, as a consequence of the
policies under these tables being unforfeitable and uncon-
ditional, they will also be unchallengeable on any ground
whatever. They may therefore be aptly termed Absolute
Security Policies:
The PRUDENTIAL ASSURANCE COMPANY pos-
sesses an income of £215,000 a•year. Its position is un-
uestionable, and it obtains the largest amount of new
business of any office in the Kingdom. SPECIAL
AGENTS WARTED.
HENRY HARBEN, Secretary.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION.
(Established by Charter of his Majesty George the First),
For SEA, FIRE, LIFE, and ANNUITIES.
Offices—ROYAL EXCHANGE, London..
Branch Office-29, Pall Mall, S.W.

OCTAVII7S WIGRAM, Esq Governor.
JAMES STEWART IfIDOSON, Esq Sub-Governor.
CHARLES JOHN MANNING, Esq Deputy-Governor.
DIRECTORS
Tetlow Hibbert,
Esq.
Wilmot Holland, Esq.
Egerton Hubbard, Esq.
Nevile Lubbock, Esq.
George Forbes Malcolmson,
Esq.
Lord Josccline Wm. Percy.
°barles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
Joseph Some; Esq.
William Wallace, Esq.
Charles Baring Young, Esq.
uel Solly, Esq., F.R.S.

Robert Barclay, Esq.
John Garratt Cattley, Esq.
Mark Currie Close, Esq.
Edward James Daniell, Esq.
William Davidson, Esq.
Lancelot William Dent, Esq.
Alexander Drnce, Esq.
Fredk. Joseph Edlmann, Esq.
Charles Hermann Goschen,
Esq.
Riversdale Wm. Grenfell,
Esq.
Francis Alex. Hamilton, Esq.
Robert Amadeus Heath, Esq.
Medical Referee, Sam

NOTICE.—The usual fifteen days allowed for payment
of FIRE PREMIUMS falling due at Lady Day will expire
on the 9th of April.
FIRE and LIFE ASSURANCES may be effected on
advantageous terms.
The Duty on Fire Assurances has been reduced to the
uniform rate of ls. 6d. per cent. per annum.
No charge is made by this Corporation for Fire Policy
or Stamp, however small the Assurance may be.
FA rMING STOCK.— No Extra Charge is made for the
use of Steam Thrashing Machineg.
The Reversionary Bonus on British LIFE POLICIES
has averaged nearly 2 per cent.:per;annum on the sum
assured.

Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The Divisions of Profit take place every Five Years.
Any sum not exceeding £15,000 may be insured on one
Life.

This Corporation affords to the Assured _
Liberal participation in Profits, with the guarantee
of a large invested Capital Stock, and exemption
under Royal Charter from the liabilities of part-
nership.
The advantages of modern practice, with the secu-
rity of an Office whose resources have been tested
by the experience of nearly a CENTURY AND A
HALF.

ROYAL EXCDANGE, LONDON.
ROBERT P. STEELE. Secretary,

IFEBOAT SERVICES.—During the Storms
AA of the year 1868, the National Lifeboat Institution
contributed to the saving of 862 lives from various ship-
wrecks and 25 vessels from destruction. The institution
also expended £20,433 in the same period on its Lifeboat
Establishments, in addition t(, granting £2,431 for re-
wards.
Contributions will be thankfully received by the London
and country- bankers, and by the Secretary, Richard Lewis,
Esq., at the. '.nstituLion, 14, John-street, Adelphi, London.