The Sun.
London, England, 1846-12-30 00:00:00

ILLUSTRATED by WALMSLEY, from DESIGNS by G. W.
• ARCHER and G. H. NINE. Price ls.
THE MIRROR FOR JANUARY, contains,
(with numerous Illustrations,)
THE MISER'S WILL.
An English Tale. By PERCY B. ST. JOHN.
1. The History of Philosophy. 3. The Prophecy; a Tale of Cra-
2. The Legend of Lady Arttrud. cow.
4. Education in Greece.
THE DEATH WATCH.
By JOHN OXENFORD.
5. Habakkuk Salanbacha, the 10. The New Year, two Pieces.
Merchant of Jericho. By Frances Brown and
6. Cinderella. By Fanny E. Fanny E. Lacey.
Lacey. 11. The Eagle's Nest. By the
7. General Demetrius Kalergi. Editor.
s. Life Insurance. 12. The Christmas Books.
9. Mrs. M`Quicken. By Frances
Brown.
With the Whittington Club Rep,
Notes of Month, Burial in Towns
11. Hurst, 27, King "1-1
Price Oni

sort of General Meeting, reviews,
3, &c., the College of Preceptors.
iVilliarn-street, Strand.
te Shilling.

IN'ATIONAL PROVIDENT INSTITUTION,
No. 48, Gracechurch-street, London, fur Mutual Assurance
on Liyes, Annuities, dsc.
Enrolled under the Acts of Parliament relating to Friendly Societies.

DIRECTORS.
SAMUEL HAYHURST LUCAS, Esq., Chairman.
WILLIAM CASH, Esq., Deputy-Chairman.
Chas. Pritchett Boas!leld, Esq. Robert Ingham, Esq.
Jo..n Bradbury, Esq. Charles Lushington, Esq,
Thomas Castle, Esq. John St. Barba, Esq.
William M. Christy, Esq. Samuel Smith, Esq.
John Felthara, Esq. William Tyler, Esq.
Thomas Hodgkin, 31. D.

MEDICAL DIRECTORS.
J. T. Conquest, M.D., F.L.S. I Thomas Bevan, M.D., F.L.S.
TRUSTEES.

William Cash, Esq.
I Samuel H. Lucas, Esq.
John Feltham, Esq. Samuel Smith, Esq.
BANKERS—Messrs. Brown, Janson, and CO.
SOLICITORS—Messrs. Hardwick and Davidson.
CONSULTING ACTUARY—CharIes Ansell, Esq., I.R.S.

REPORT OF "THE DIRECTORS FOR 1846, PRESENTED TO
THE ELEVENTH ANNUAL MEETING OF MEMBERS,
HELD AT THE LONDON TAVERN, BISHOPSGATE-STREET,
DEC. 16, 1846 ;
CHARLES LUSHINGTON, Esq., in the Chair.
The return of another Anniversary of this Institution affords the
Directors the gratitlcaction of laying before their fellow Members a
highly satisfactory Report, showing not only a large Increase of Busi-
ness during the past year, but exhibiting in its various details the
prosperous condition of the Institution, far exceeding that of any
former period.

It is with feelings of lively satisfaction that the Directors con-
gratulate the Members at large on the high reputation the Institution
holds in public estimation, and on the extensive sphere of usefulness
it has already attained, including, as it nnw does, 4,372 Members.
This number comprises Members residing in all parts of the country,
and there is every prospect of the number being progressively in-
creased as the benefits of the Society become more and more widely
realized, so that at no distant day it may fully accompiish the desi4n
of its founders, in proving itself a truly,National Provident
Institution.

In the course of the year just terminated. the large number of
1,005 Policies have been issued, the Annual Premiums on which
amount to 18,4411. ss. 3d.; and 128 Proposals for Life Assurance
have been declined as ineligible.

The accounts have, as usual, been made up to the 20th November
last ; and from the Auditors' Report, the Capital Stock of the
Society on that day appears to be 299,6751. 12s. 4d., being an in-
crease since last year of 58,2141. 19s. Id.
The Annual Income is now 88,9401. B'. 2d.
The claims paid on account of deaths during the year amount to
15,000/. Is. 4d.

At the close of the ensuing year the assets and liabilities will be
investigated by Charles Ansell, Esq., Actuary to the Institution,
for the purpose of apportioning such surplus funds as may have ac-
crued since the last division of profits in 1842 ; and, from the la. ge
increase of business since that period, the directors entertain sanguine
eapectations of a satisfactory result.
The following statement shows the pr6gress of the institution since
its commencement:—

No. of
Years ending Policies Annual Income. Amount of Capital
Issued.
£ s. d. £ s. d.
20th Nov. 1836 616 8,021 12 2 10,736 3 0
111 PS 1837 435 14,600 0 0 31,592 10 5
„ „ 1838 459 19,934 19 4 46,855 010
„ „ 1839 490 25,497 4 2 64,959 10 10
„ „ 1840 494 31,031 10 10 90,545 13 9
PP PP 1841 357 36,337 1 4 111,993 2 4
. . 1842 364 39,360 9 7 139,806 1 7
ft PS 1843 703 44,219 17 0 167,079 11 2
PP PP 1844 722 56,037 9 2 202,162 1 9
. „ 1845 911 70,819 14 5 241,460 13 3
~ „ 1846 1005 88,940 8 2 299,675 12 4
Total number 6556

'The gratifying result of the valuation of the liabilities and assets
of the Institution made in November, 1842, is exemplified in the fol-
lowing instances, exhibiting the profit assigned to rondos which had
been in existence from one to seven years :

Equal to a
...5. z L . "o " . , 4 Reduction
Reduction
: i 7: :4, zi -??, - per cent.
. a, .^. gs a. ~,. mium in on the
.5. 7,4 ..1 :-... . ct A z 4 ait lieu of
A. 441 $1
-1 . Bonus. Original
-,Premium of
-- ----- -
Tears. Years. X. fX. s. d..X. a
. d. X. s. d.l
7 59 1,000,163 11 063 00,27 17 31 44
7 46 1,043i115 12 04018'16 3 51 40
7 33 2,000 177 10 0, 54 1 820 11 61 39
7 32 500 44 7 0113 211 5 1 41. 39
6 52 2,000 227 19 0 97 11 8 34 5 10 35
6 50 1,000 106 5 O 45 le 10 lb 10 7 34
6 31 500 37 20!12 17 6 4 2 5 32
5 51 I,foo 91 3 0, 47 2 6 13 6 4 28
5 41 2,000 146 13 01 69 10 018 11 0 26
5 30 600 37 20115 8 0 4 1 2 26
4 42 500 28 19 01 17 1.2 11 313 3 20
4 28 1,000 46 14 01 '24 3 4 416 51 19,4
3 46 SOO 37 80131 18 8 418 10 15%
3 25 2,000 69 60,4469 6 14 11 151,E
2 63 3,000 140 15 0.224 15 02311 7 1034
2 26 500 11 11 0; 11 10 0 1 2 6 934
1 42 2,000. 26 14 01 70 84.3 3 9 434

Members wlinqe Pi erniums become due on the Ist of January next.
are reminded that the same must be paid within thirty days from
that time:
The Next Division of Profits will be made up to the 20th of Novem-
ber, 1847.
Copies of the last retort, and every other Information, may be
obtained at the Oflice, or of the Agents in the country.
December 28, 1946. JOSEPH MARSH, Secretary.

TO COMMERCIAL TRAVELLERS.
A HOUSE, with an Established Trade in the Country, is
open to an Engagement with a TRAVELLER of first-rate business
habits.