The Sun.
London, England, 1846-03-03 00:00:00

S.
411DARD LIFE ASSURANCE

F. FERGUSON CANCROUX, See,

. COMPANY.
Edinburgh-3, George-street.
tatablished London-82, King William-street.
1825 and by Act Parl
,?4'Pen„.rIII,7iTIF.TII 'ANNUALConstituted GENERALof MEEPlNG,iament. of this
4b4(1, was held within their °Mee, 3, George-street, Edinburgh,i,ar
)3,".,_.the 16th day of February, in terms of the Act of
t,,,,lach the Jompany is constituted.
„".„e aL'Lt IIENDERSON, Esq., merchant, in the chair.
"lr',l`rnelltss to the progress of the business submitted by
-thlt e ce.-!tors en this occasiof the Institutionon contained a moA gratifying account
as prosperitywqtinued .
leah at 69, reported -
new Policies had been issued during the year ending
12;1141' 1845.
Ina assurances had been granted to the extent 0f'446,026/.
14,4 a, t t.; (luring the year ending 15th Nov. 1845.
ik.,Ze transactions had also been effected in other departments
IQat maii,ess during the same period.
the o—raneo proposals had been declined during the year ending
tie;,,1.45, tp the. numb being 149, the whole proposals made to
le4.at the 3 during the year 847.
)1.% `he claims on the Company by death, which had arisen dur-
Tvit'led 4:lshad been coiisiderably under the calculated amount
tat th, Y the :ables.
ticql 04"alPany's extensive Accumulated Fund continues to be
nilnexceptionable security, at rates of interest considerably
44—Ie ...I'sse assumed as the basis of the Company's calculations..
,r tilts, 4 airmali
congratulated the meeting on these satisfactory
the 'n doing so drew particular attention to the great
.in-
' the bu
14qt,,i!stit,tio siness of thelCompany, and to the high position which
411 ed 4, now occupies, as the•chiet Life Assurance Company
n Scotland on the guarantee sytem.
the to ~,,airtnan also drew ttention to the third division of profits
eotor: dQared and stated that a Special General Mectin, et.
clire"')3' would 'be held early in March, to receive the report o
as the hothc .oreic..tahe itrestfigation of the Company's affairs, and to
f arnaageennioen bonus.
for the ensuing year was declared to be
Ptttpiljte csOrter filling up the vacancies occasioned by the retirement
entors according to the rotation prescribed by the Act of
t '

Ills r, GOVERNOR.
-race the Duke of Buccleuch and Queensberry.
The ~„, DEPUTY-GOVERNOR.
'`.glll Hon. the Earl of Elgin and Kincardine.
oaniNARY DIRECTORS.
4.1441 es Ros_ IN EDINBURGH.
, elks, .r.,,rtson, Esq. William Wood, Esq.
.1 el
i'sa?'' Esq• Wiliam Keith, Esq.
,I, Moir', E,
Jr,l. MEI •.' * John Robert Todd, Esq.
„ , %Ale. Esq. John Stewart Newbigging, Esq.
• .1,,-,brirv. , •
George Patton, Esq.
~all Rl.' Graham, Esq.
~.. lei, j'go, Esq. Alexander Clapperton, Esq.
'Ai ~. es Russell, Esq. Charles Pearson, Esq.
Ilal•ultht rr IN LONDON.
44.1 -`, If --°4. Lord Ernest James Gadesden, Esq.
t :44 es e* William Haigh, Esq.
Li* v -3. re, AI D Edward Thomas Whitaker, Esq.
orster, Esq.., M.P.
George Frederick Young, Esq.
AIANAGER—WiIIiam Thomas Thompson.
'N...fi1.1{,11l
By order of the Directors,
g PETER EWART, Resident secretary.
vir,„.
dam-street, London, Feb. 20, 1846.

PALETOT of LLAMA CLOTH
1111,11, tester 6 and 7 Vic., cap. 65. Patronised by the Prince
teN',3 Oyer; ~" George of Cambridge, &c.
dL"attia;,'"°at recommends itself to the Public generally by its
ti e "a`i'eitY and lightness, moderate price, and able defence
'/14,--,lnost constant humidity of the climate of Great Britain.
In London only of the Patentees, 114, Regent-street.
lar LS SING CASES.
1401,4. te m•nr. FISHER, 158, strand.
44,,i1c,eihte),"`-,, It Of CASES, with new and improved morticed par-
10' tlim,t'anhot possibly break loose ; warranted to stand the
41), 6' good dressing-case, either lady's or gentleman's,
'',,h,ll.trav't,nited from 31 to 501. Also writing-desks, work-boxes,
at • lima ith'll; desks, an'd dispatch boxes.
1-\°f falte."' beat selection of the above in the trade; also an assort-
/ articles too numerous to mention.
ie.A.)
"ett An 'S CANDLES, 64d. per lb. ; extra
Qt, 6 Wax
S'S
prick Moulds, 64c1.; best Sperm Candies, Is. Bd. ;
424 War
21- 2d. Olne Wax, ; Transparent, ls.
ht, 4d. &old' a' ; Hale's Composite, 9%d. ; Yellow Soap,
,ter 5. per 1121bs ; Mottled, 60s. and 645.; Windsor,
1 ; Old Brown Windsor, Is. 9d. ; Rosa. 25.. Al-
Ver (2.
Ll' sling
Wax, 4s. 6d. per lb. Sperm Oil, 7s. 6d. per
'slabe"' at 1;V:
413liesite N IF.T,'S Old Established Warehouse, 63, St. Mar-
-11, S'Aughter's Coffee-house.
Vtp
tk4. . tori, PE and Co., IVine Merchants—Office,
tqnq o:ra-street ; cellars, 27, Marshall-street, Regent-street.
fc„.t4lQd I.t!S well known to the public as the manufasturers of
A i'tkir newi'rearaa Waters, which have been identified with their
~ait.44 Roo:, Of sixty years, beg respectfully to invite ;attention
tk4 °f FOREIGN WINES, which they nave been for
b rt)s,,_: °3. carefu ly selecting. It comptehends the whole
demand, and at prices graduating from
:4t,t7wat r,`,.'l,,atlims attendant on high and rare qualities, clown to
at which genuine unadulterated wines can be ob-
-' PriefiS sent on application.

411141Zret4;DerumT in SHAVING depends on the
!tui the 11e surf °fa
good Razor, an efficient Strop, and a Paste to
114 illzelQior iot frointio,fo
it,he Strop when it becomes black and choked
.4Y eudde„,__ 0 ,azor To these must be added a Soap that
;!.1.•Ke.11 the face, and a smooth taper-pointed Elastic
1114',!notir,i'_(Is and :-;fp all these points are attended to, and the
,`‘l_
,e_aoille:e`;l_,(l after shaving, that operation must always
jnellt:l;_ratus defective
painffil one. Those gentletnen whose
•,-No. 4 7_
_I- reetive are invited to I. J. 31ECH1'S Esta-
I.G‘:-_7aUetiliall-street, London, where they will not
iy_reeure:"2"ectuire for the toilet reasonable and efficient but
, w0g,:45 "sogratis, lus instructions for easy shaving, strop;ing,
ander,tnieut_of Papier 31ache Manufactures, Dressing
‘')ltß Writing Desks, Bagatelle Tables, &c.
V'
(-18
the EIkIULCEN T COUGH LO -
14_ e best re ed di
1107:.trIZ derail dimenuilty yotever seovered. Persons afflicted
breathing, consumption, or other
relieriCcinent of the manes organs, will experience
444, k'tittliat"ttekyll/472dx,rdeeroiNt
j'e pet benefit, by the use •f
OH LOZENGES, which are so alien. •
icoet
azwirasteau,t, short the most violent paroxysm of cough-
we to the
tiktettl'e palate that they may be eaten
• _ .4110..r-htietor, peter Jonestor operative chemist, 11, Norton-
' :101t.:11 ty included • ari!.u°n, in boxes ls. and in tints et
eb, el. A ',ft by most chemists and patent medj—
Cis ountry. . • _
tt'elVara. *ad Bun, •

MONEY MARKET and CITY NEWS

CITY, SATURDAY EVENING.

TIMES.—One of the effects of the division in the House of
Commons has been an immediate increase of confidence in
money transactions. More business has been done to day,
and on more liberal terms, than in the early part of the
week. Those who deal in money will always, as in other
commodities, make the best terms they can ; and, there-
fore, though the late difficulties have been formidable
enough of themselves, something is to be set down to
this cause. A few days ago when accommodation was
sought for, the rate not unfrequently demanded was
probably 5 per cent. and 1 per cent. commission on
a bill having three months to run, equivalent to nine per
cent. per annum. But we have heard merchants of high
standing designate these terms as usurious, as seeking an
unfair advantage of the borrower, and declare that, looking
to the actual state both of money and credit, they could not
with a safe conscience ask more than half per cent.
commission. This is the hardship to which borrowers
of money in difficult times like the present are ex-
po,ed, that they yield to hard terms rather than
suffer the fact that they are borrowers at all to be
needlessly bruited about to the possible injury of
their credit. In the end they compensate themselves
perhaps, by making better bargains when these high terms
create competition in the Money Market, but the evil, in the
mean time, is a considerable, and sometimes a fatal one. Toe
much stress is laid, too, perhaps by those who cannot obtain
discount for their bills on the locking up of the railway
deposits in the Bank as the only impediment in their way ;
but the capitalists who have had money to lend have always
been led to inquire of late how far the applicants have been
themselves direztly concerned in railway engagements, and
have regulated their accommodation thereby as much as by
the general demand for money. On the whole, as before
stated, there are better prospects in . the Money Market to-
day, and most people are disposed to hope for their.continuance

FOREIGN PATTERNS. —Application having been
made to the Lords Commissioners of the Treasury, by an
eminent firm interested in the importation of such articles,
complaining of the offcers of the revenue having demanded
the duty of Id. each, as single prints upon sundry patterns of
embroidery and drawing imported into the port of London,
the authorities have received a communication from Mr.
Cardwell, one of the secretaries to the Treasury, stating that
he has been commanded by their Lordships to convey to
them their authority for allowing the present importation
alluded to to be admitted at the rated duty of 3d. per dozen,
being the same rate as is chargeable on prints sewn or
bound, and that this indulgence was further to be extended
to all similar importations of the article applicable to and
intended for the same purpose. This order of the Lords of
the Treasury has been communicated to the several depart-
ments, with directions to the officers to govern themselves in
future accordingly, and is of considerable importance to the
importers of such articles, as, although the duty in either
ease would appear, to be very trifling, yet the extent of the
hnpOrtations by the trade, caused by the endless variety and
description of such kinds sf patterns almost daily beibg in-
vented and introduced froth thicontilieht for the purpose of
Tarnishing' polterni or forms for vinbroiary; needle orl
drawing, and other fancy operations, makes, in the aggre-
grate, a vast difference in the einount of duty levied thereon.