The Sun.
London, England, 1846-01-29 00:00:00

THE TONTINE LIFE ASSURANCE
COMPANY.

(Provisionally Registered.)

Capital 2,000,0001., in 100,000 Shares of 201. each.

Deposit, in compliance with the previsions of the statute 7 and 8
Vitt., c. 110, Two Shillings per Share, until the complete Registra-
tion of the Company, when the same will be increased to 1/. per
Share, which, with the assistance anticipated from the Tontine De-
partment, will, it is expected, be sutticient to carry Gut the objects
of the Company.
The plan of this Company offers considerable and peculiar advan-
tages to the Shareholders, as in addition to the profit arising from
Life Assurance transactions, It is proposed to raise a capital of
1,000,Q00/., or more, by the grant of Tontine Annuities, in classes
to be regulated by the ages of the Subscribers or their Nominees ;
which capital, on the death of the survivor in each class, will be
divided exclusively among the Shareholders. The principle of the
Tontine Annuities is explained below.

TRUSTEES.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
John Conolly, Esq., M.D., Lawn-house, Ilanwell

James Martin, Esq., 68, Lombard-street,

_
PRO VISIONAL DIRECTORS.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
Walter Wyndham Burrell, Esq., Knepp Castle, near Horsham, and
5, Richmond-terrace, Whitehall
John Charritie, Esq., Moorgate-street Chambers, City
John Conolly, Esq., M.D., Lawn-house, Hanwell
John More Douglas, Esq., Belvedere-road, Lambeth
Walter Etty, Esq., Lombard-street Chambers
Edward Hamilton, Esq., M.D., Grafton-street, Piccadilly
William Henderson, Esq., 16, Bishopgate-street Within
Hector Monro, Esq., Walsham le Willows, Suffolk
Savile Craven Henry Ogle, Esq., M.P., 84, Eaton-square, Pimlico.
Ambrose Frederick Proctor, Esq., Ware, Herta
C oke Taylor, Esq., LL.D., Fleet-street
John Alfred Trimmer, Esq., Hasiemere, Surrey
Forbes Winslow, Esq., M.D., Sussex-house, Hammersmith.
BANKERS—Messrs. Martin, Stone, and Martins, 68, Lombard-street.
SOLICITOR—WiIIiam Dimes, Esq., 46, Lincoln's Inn-fields.
MEDICAL AND SURGICAL REFEREES.
Thornai Callaway, Esq., F.R.C.S., Wellington-street, Southwark
James Copland, Esq., M.D., F.R.S., &c., ke., Old Burlington-street.
DISTRICT. MEDICAL REFEREES IN LONDON.
William Preston Lauder, Esq., M.D., F.R.S.E., Sloane-street,

'Knightsbridge
Edward Lloyd, Esq., M.D., Jewin street, City
Elrarl M.D., Professor of Pathology at Univer-
otte-street, Fitzroy-square.
Wsailttye rIIa
College,
e W
Upperal Walsh.
C
CONSULTING ACTUARY--David Jones. Esq., Author of " Tables on
Anntutes," &c., King William-street, City.
ACTUARY AND Szcarrsair—LWilliam Clark, Esq.
Temporary Offices, No. 16, Lincoln's Inn-fields.
It is unnecessary in this Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adaptation to most of the exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
This Company is formed for granting every description of Life
Assurance, Annuity, and Endowment ; Loans either for long or
short periods to persons effecting Assurances, upon receiving satis-
factory security for the, payment of premium and interest, and the
repayment of the principal, by instalments or otherwise, as may he
agreed ; also for the purchase of Reversionary Interests, Policies of
Assurance, and every other description of property.
Persons borrowing money of the Company, upon approved se-
curity, and effecting a policy of Assurance for the amount bor-
rowed, will not be called upon for the repayment of the loan, so
long as the interest and premium are regularly paid. Thus a party
borrowing 1,000/. upon security of his estate, and an assignment of
a policy on his life, would at his decease leave his estate unencum-
bered, the sum assured being applied by the Company to repay its
advance.
The premiums are based upon data derived from the most recent
and authentic sources, presenting a moderate and equitably-adjusted
scale.
One of the principal objects of the Company is to assimilate its
benefits as nearly as possible to those of Mutual Assurance
Societies, with the additional security of a subscribed capital. With
this v ew, four-flfths of the profits, arieng from Policies affected by
parties on the terms of participation, will be divided every three
years, • after the first five years, among those who assure for the
whole term of life. The sum so divided among the Assured to be
applied to the reduction of the annual premium, or added to the
sum assured as bonus, or paid In present value, at the option of the
Assured.

Parties may also effect the assurance by payment of one-half only
of the premiums for a stipulated term of years—the interest upon
the unpaid portion of the premiums, at the rate •t 5 per cent. per
annum, being annually paid in advance. Upon payment of the
arrear of the premiums, the Assured will be entitled to a fall parti-
cipation of the proits.

For persons who may wish to assure for
profits,short periods, or for the
whole of life, without participation in the
adopted, which is as moderate as it can be reriere
caonssciaslte has been
consistently with
the interests of the Company.
The Assured may at all tines borrow an amount equal to the value
of the policy, on its security.
In all the transactions of the Company the utmost liberality will
be exercised.
Life Assurances will be effected with all the advantages to the
assAurTedabaleffoo Premiums mwonsltsrheosrptelyettabelepuebsltiasbhiedish.ed companies.

_
TONTINE ANNUITIES.
thenplusbCliocm,iPsaininly,ueinncsedubbmyittthinegbetlhieef s
tuibletc tt
hoef
rTe oanrtei n em-aknnyn upietrsi e
os
ntse,
who from the hope of longevity, and the desire of ease and affluence
as they progress through life, will gladly avail themselves of this
mode of investment ;—by which they will secure a large remunera-
tive and increasing income, guaranteed to them by the Company
during their own lives or the lives of their nominee.
The following is an illustration of the principle of the Tontine An-
nuities :—lf 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being of an age to enter the class in which the an-
nuity granted is 61. per cent. per annum, each subscriber or nominee
will, during the continuance of all the lives, receive an annuity of 6/. ;
but as the lives drop, the share of the deceased parties will be
divided among the survivors, until they are reduced to six, cash of
whom will then receive 1,0001. per annum for life ; but as they re-
spectively die off, the 1,0001. per year which the deceased party re-
ceived will fall into the hinds of the Company, for the benefit of the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees.
This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap-
propriating a comparatively small awn of money, which in many in-
stances would be otherwise uselessly expended, to secure indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, in the following form, to be directed to
Char es Barker, Esq., No. 46, Lincoln's Inn-fields
To the Directors of the Tontine Life Assurance Company.
Gentlemen,--I request you to allot me Shares in this
Company; and I hereby agree to accept the same, or any less num-
ber you may allot me, and to pay the deposit of Two shillings per
Share thereon, and also to execute the Deed of Settlement of the
Company when required to do so.
Name ..............
Address. ...... ......
Profession er Business
Rettrenca •