The Sun.
London, England, 1846-01-21 00:00:00

11/FERCHANT TRADERS' SHIP LOAN and
INSURANCE ASSOCIATION.

The great bulk of shares having been already subscribed for in the
principal outports, no, Application, for Shares can be received after
SATURDAY, the 24th inst., when llA'Comnalttee will immediately
proceed to the allotment.

THE TONTINE LIFE ASSURANCE
COMPANY.
(Provisionally Registered.)
Capital 2,000,0001., in 100,000 Shares of 20/. each.
Deposit, in compliance with the provisions of the statute 7 and 3
Viet., c. 110, Two Shillings per Share,
,until the complete Registra-
tion of the Cempany, when the same will be increased to 1/. per
Share, which, with the assistance anticipated froSn'the Tontine De-
partment, will, it is expected,' be sufficient to carry out the objects
of the Company. .
The plan of this Company offers considerable and peculiar advan-
tages to the Shareholders, as in addition to the profit arising front
Life Assurance transactions, it is proposed to raise a capital of
1,000,0001., or more, by the grant of 'Patine Annuities, in classes
to be regulated by the ages of the Subscribers or their Nominees ;
which capital, on the death of the survivor in each class, will be
divided exclusively among the Shareholders. The principle of the
Tontine Annuities is explained below.
TRUSTEES.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
John Conolly, Esq., M.D., Lawn-house, llanwell
James Martin, Esq., 68, Lombard-street.
PROVISIONAL DIRECTORS.
John Elijah Blunt, Esq., 4," New-square, Lincoln's Inn
Walter Wyndham Burrell, Esq., "Knepp Castle, near Horsham, and
5, Richmond-terrace, Whitehall
John Charritie, Esq., Sloorgate-street Chambers. City
John Conolly, Esq., M.D., Lawn house, .11:amen
John More Douglas, Esq., Belvedere-road, Lambeth
Walter Etty, Esq., Lombard-street Chambers
Edward Hamilton, Esq., M.D., Grafton-street, Piccadilly
William Henderson, Esq., 16, Bishopgate-street Within •
Hector Monro, Esq., Walsham le-Willows, Suffolk
Savile Craven Henry Ogle, Esq., M.P., 84, Eaton-square, Pimlico.
Ambrose Frederick Proctor, Esq., Ware, jlerts .
eke Taylor, Esq., LL.D., Fleet-street
John Alfred Trimmer, Esq., Ilislemere, Surrey
Forbes Winslow, Esq., M.D., Sussex-house, Hammersmith.
BANKERS—Messrs. Martin, Stone, and Martins, 68, Lombard-street.
Somerroa—William Dimes Esq., 4G, Lincoln's• Inn-fields.
MEDICAL AND SURGICAL REFEREES. -
Thomas Callaway, Esq., F.R.C.S., Wellington-street, Southwark
James Copland, Esq., M.D., 1.R.5.; &c., &c., Old Burlington-street.
DISTRICT MEDICAL REFEREES IN LONDON.
William Preston Lauder, Esq.,_ F.R.S.E., Sloane-street,
Knightsbridge
Edward Lloyd, Esq., M.D., Jewin- street, City
Walter Hayle Walsh, Esq., M.D., Professor of Pathology at Univer-
sity College, Upper Charlotte-street, Fitzroy-square.
CoNsuvrism ACTUARY—David Jones, Esq., Author of " Tables on
Annmtes," &c.,. King-William-street, City.
ACTUARY AND SECKETA.RY—WiIIiam Clark, Esq.
Temporary Offices, No. 16, Lincoln's Inn-fields.
g calleda
eluiiyoh
' It is unnecessary in this. Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adaptation to most of time exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
Assurance, Annuity, and Endowment ; Loans either for long or
security
alsomurpiftaoynr yft7iiest
hpleornpidmeef:oftr granting every description
short periods to persons effecting Assurances, upon receiving satis-
fagcrTteolelryisd
-Roef, premiumrtonrz ander,t Interests, interest,
ss and
Policies
theoef
repayment of the principal, by instalments or otherwise, b
setshrueer
regularly
lyyft
tora
Assurance, and every other descriptiOn of
dttl: of
'Persons borrowing money of the Company,i upony. approved se-
curity,wanidu
neffoteebetin
morn foaArr
security of his estate, and an assignment of
npitbortsryo
rowel
longbor
borrowing
nt hge interesto ucii.o upon
nd
a policy on his life, would at his decease leave his estate unencum-
bered, the sum assured being applied by the Company to repay its
advance.
teandequitably adjusted
-
and authentic sources, presenting a era
The premiuMS are based upon data derived from the most recent
scale.
Mutual Assurance
benefits as nearly as possible to those of
with the additional security of a subscribed capital. With
Societies,
One of the principal objects of the Company is to assimilate its
e divided every three
parties on the terms of participation, will b
those who, assure for the
years, after the -first _live years, among .
this v;ew, four-fifths of the profits, arising from Policies affected by
applied to the reduction of the annual premium, or itaded to the
whole term of life. The sum so_dlylded among the Assured to be
sum assured as bonus, or kaki in preient value, at the option of the
Assured.
Parties may also effect the assurance by payment of one-half only
of the premiums for a stipulated term of years—the interest upon
the unpaid portion of the premiums, at, the rate of 5 per cent. per
annum, being annually paid in adyance. Upou payment of the
arrear of the premiums, the Assured Will be entitled to 'a full parti-
cipation of the profits.
For persons who may wish to assure-for•short periods, or for the
whole of life, without participation in -the s profits, -a scale has been
adopted, which is as moderate as it can be rendered consistently with
the interests of the Company.
The Assured may at all times borrow an amount equal to the value
e
he
In all the transactions of the CoMpany the utmost liberality will
Ttsamountloa
he exercised.
of the policy, on its security.
Life Assurances will be • effected with all the advantages to the
assared afforded by the most respectable established companies.
A Table of Premiums.will shortly bp published.
TONTINE ANNUITIES.
This Company, in submitting the. subject of Tontine Annuities to
the public, is Influenced by the belief that there are many persons,
who from the hope of longevity, and the desire of case and affluence
as they progress through life, will gladly avail themselves 'of this
mode of investment ; —by which they will secure a large remunera-
tive and increasing income, guaranteed to them by the Company
during their own lives or the lives of their nominee.
The following is an illustration of the principle of the Tontine An-
nuities :—lf 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being of an age to enter the class in which the an-
nuity granted is 6/. per cent per annum, each subscriber or nominee
will, during the continuance of all the lives, receive an annuity of Gt. ;
but as the lives drop, the share of the deceased parties will be
divided among the survivors, until they are reduced to six, each of
whom will then receive 1,0001. per annum for life ; but as they re-
spectively die off. the 1,0001. per year which the deceased party re-
ceived will fall into the funds of the Company, for the benefit of the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees.
This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap-
propriating a comparatively small sum of money, which in many in-
stances would be otherwise uselessly expended, to secure Indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, in the following form, to be directed to
Charles Barker, Esq., No. 46, Lincoln's Inn-fields :
To the Directors of the Tontine Life Assitrance Company..
Gentlemen,—l request you to allot me Shares in this
Company; and I hereby agree to accept the same, or any less -num-
ber you may allot me, and to pay the deposit of Two Shillings' per
Share thereon, and also to execute the Deed of Settlement of the
; Company when required to do so.

. .
Name ..............
Profession or Business
lleforence ............