The Sun.
London, England, 1846-01-12 00:00:00

DISTRICT MEDICAL REFEREES IN LONDON.

William Preston Lauder, Esq., 31. D., F.R.S.E., Sloane•street,

Knightsbridge
Edward Lloyd, Esq., M.D., Jewin-street, City
Walter llayle Walsh. Esq., M.D., Professor of Pathology at Univer-

sity College, Upper Cluirlotte-street, Fitzroy-square.
CONSULTING ACTUARY—TIRYid Jones. Esq., Author of " Tables on
Anntutes," &c., King William-street, City.
ACTUARY AND SECRETARY—WiIIiam Clark, Esti.
Temporary Offices, No. 16, Lincoln's Inn-fields.
It is unnecessary in this Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adaptation to most of the exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
This Company is formed for granting every description of Life
Assurance, Annuity, and Endowment ; Loans either for long or
short periods to persons effecting Assurances, upon receiving satis-
factory security for the payment of premium and interest, and the
repayment of the principal, by instalments or otherwise, as may be
agreed ; also for the purchase of Reversionary Interests, Policies of
Assurance, and every other description of property.
Persons borrowing money of the Company, upon approved se-
curity, and effecting a policy of Assurance for the amount bor-
rowed, will not be called upon for the repayment of the loan, so
long as the interest and premium are regularly paid. Thus a party
borrowing 1,0001. upon security of his estate, and an assignment of
a policy on his life, would at his decease leave his estate unencum-
bered,, the sum assured being applied by the Company to repay its
advance.

The premiums are based upon data derived from the most recent
and authentic sources, presenting a moderate and equitably adjusted
scale. .

One of the principal objects of the Company is to assimilate its
benefits as nearl♦ as possible to those of Mutual Assurance
Societies, with the additional security of a subscribed capital. With
this v ew, four-fifths of the profits, arising from Policies affected by
parties on tho terms of participation, will be divided every three
years, after the first five years, among those who assure for the
whole term of life. The sum so divided among the Assured to be
applied to the reduction of the annual premium, or added to the
sum assured as bonus, or paid In present value, at the option of the
Assured.

For persons who may wish to assure for short periods, or for the
whole of life, without participation in the profits, a scale has been
adopted, which is as moderate as it can be rendered consistently with
the interests of the Company.
Parties may also effect the assurance by payment of one-half only
of the premiums for a stipulated term of years—the interest upon
the unpaid portion of the premiums, at the rate of 5 per cent. per
annum, being annually paid in advance. Upon payment of the
arrear of the premiums, the Assured will be entitled to a full parti-
cipation of the profits.
The Assured may at all times borrow an amount equal to the value
of the policy, on its security.
In all the transactions of the Company the utmost liberality will
be exercised.

Life Assurances will be effected with all the advantages to the
assared afforded by the most respectable established companies.
A Table of Premiums will shortly be published.
TONTINE ANNUITIES.

This Company, in submitting the subject of Tontine Annuities to
the public,ls influenced by the•belief that there are many persons,
who from the hope of longevity, and the desire of ease anti affluence
as they progress through life, will gladly avail themselves of this
m•uie of Investment;—by which they will secure a large .remunera-
tive and increasing income, guaranteed to them by the Company
during their own lives or the lives of their nominee.

The following is an illustration of the principle of the Tontine An-
nuities :—lf 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being of an age to enter the class in which the an-
nuity granted is 6/. per cent. per annum, each subscriber or nominee
will, during the continuance orall the lives, receive an annuity of 61. ;
but as the lives drop, the share of the deceased parties will be
divided among the survivors, until they are reduced to six, each of
whom will then receive 1,000/. per annum for life ; but as they re-
spectively die off, the 1,0001. per year which the deceased party re-
ceived will fall into .the funds of the Company, for the benefit of the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees. _ . .

This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap-
propriating a comparatively small sum of money, which in many in-
stances would be otherwise uselessly expended, to secure indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, in the following form, to be directed to
Char es Barker, Esq., No. 46, Lincoln's Inn-fields :
To the Director, of the Tontine Life Assurance Company.
Gentlemen,--I request you to allot me Shares in this
Company ; and I hereby agree to accept the same, or any less num-
ber you may allot me, and to pay the deposit of Two shillings per
Share thereon, and also to execute the Deed of Settlement of the
Company when required to do 30

Name
Address•....• • • • • • • ..
Profession or Business
Reference • . • . • . • •

FOURTEENTH EDITION of the SI T FR I E NI) on Human
Frailty, With Coloured Engravings.
Jest published, price 21. 64., free by post (in a sealed envelope) 38.6 d.,
THE SILENT FRIEND: a Medlcal Work on
the Infinnlsies of the System ri both sexes ; arid on the ore
of the reproductive powers, with means of, restoration. The bazieftl
effects of indulge- ce, &.c., are fully pointed out. Illustrated by Ei.-
gravings ; followed by observations on Marriage.
By K. and L. PEIIRY and Co. Consulting Surk•eons, London.
Published by the Authors, and may be had at their residence
19, BERNERS-STREET, OXFOUD-STREET.
Sold by Strange, 21, Paternoster-row ' • Hannay and Co., 63, Ox-
ford-street; Gordon, 146, Leatienball-street ; Purkiss, Compton.
street, Soho ; and all ilooksellers.
"We regard the work before us,- the ' Silent Frissid.' as a worn
embracing most clear and practical views of a series of complaint,
hitherto little understood, and passed over by a ma.prity of the me-
dical profession, for what reason we are at a loss to know. We mu t
however confess that a perusal of this work has let such a favourable
Impression on our minds, that we net only reoomunnet, but cordially
wish every one who is the victim of past folly, or offering from Indio
cretion, to profit by the advice contained in its pages."—Age and Argus.
The CORDIAL BALM of SYRIACUM is exclusively directed
to the sure of nervous debility, irregularity, weakness, loss of ap-
petite, indigestion, consumptive habits, .nd debilities arising from
excess, &c. In bottles, price 1 ls., or the quantity of four In on
bottle for 335., )3, which I Is. are saved. The five-pound cases may-
be had as usual.

Tne CONCENTRATED DETERSIVE ESSENCE, a remedy
for searching oat and purifying the blood from scurvy, blotches
en the head, face, and body, ulcerations, aid those painfol
affections arising from improper treatment or the effects of mercury,
removing secondary symptoms, and all eruptions of the skin. Price
lie. and 335. per bottle.
PERRY'S PURIFYING SPECIFIC PILLS, -price 2s. 9d., 4s. 6d.,
and I Is. uer box, are the most effectual remedy MI strictures, Inflam-
mation, &c., without hindrance to business.
Consultation fee, If by letter. 11. Minute detail of cases neeessars.
Messrs. R. end L. Perry and Ca., surgeons, may be consulted, as
usual, at 19, Merners-street, Oxtbrd-v treet, Londm. da ly, asd at
106, Duke-s -eet, Live-pool, every Thursday, Frids.v., and Saturd*y ;
and at 10, St. Jo,n-street, Deansgate, Mani he ;ter, on Mondays,
Tuesdays. and Wednesdays.