The Sun.
London, England, 1846-01-26 00:00:00

LONDON, MON DAY EVENING

No. 16,676.

VXHIBITION ART-UNION OF LONDON.
The Cartoons received in competition for the Premium of
5001., offered by this Society, are now being exhibited at the Gallery
of the New Society of Painters in Water Colours, 53, Pall-mall.
Subscribers will be admitted on producing the receipt for the cur-
rent year, or by tickets, which may be obtained gratuitously, an ap-
plication at the office.
Open at Ten o'clock.
GEORGE GODWIN,I Hon.
LEWIS POCOCK, j Secretaries.

THE PROVIDENT CLERKS' MUTUAL
BENEFIT ASSOCIATION AND BENEVOLENT FUND,
42, Moorgate •street, Jan. 24, 1846. •
Notice is hereby given, that the FIFTH ANNUAL GENERAL
MEETING .of the DONORS, SUBSCRIBERS, and FRIENDS of
the BENEVOLENT DEPARTMENT of this ASSOCIATION will
be held at the London TaTerll, Bishopsgate street, 011 WEDNESDAY,
February 11.
The chair will be taken by JOHN ABEL SMITH, Esq., M.P.,
the Treasurer, at six o'clock precisely.
By order of the Board,
GEO. THOMAS, Chairman.

THOS. ➢IULLINDER, Secretary,

THE PRINCE'S CLUB-HOUSE,
Corner of St. James's-street, in Piceadilly.
Notice.—Noblemen and Gentlemen are respectfully informed
this establishment is now prepared for their reception, with aug-
mented arrangements and increased accommodation.
jPrinees' Club, James's-street. Entrance in Piccadilly, No. 162. 1 1

SOUTH WALES RAILWAY.
CONTRACT FOR WORKS.
Notice is hereby given that the Directors of the South Wales
Railway Company will receive, on WEDNESDAY, the 11th February,
1846, at Twelve o'Clock, at their Office, No. 449, West Strand, London,
tenders for the execution of the three several contracts, extending
from the river Lougher, through Swansea to Neath, being a distance
of about fourteen miles, and comprising tunnels and a large amount
of earth work ; likewise of several contracts In the neigh-
bourhood of Newport, comprehending also a tunnel and other im-
portant works. Drawings and specifications will be exhibited at the
respective offices of the resident Engineers at Swansea. and at New-
port, on and after Monday, the sth January, 1846, and printed forms
of tender may be had at the same places, or at the Company's office
in London.
The Directors will not consider themselves bound to accept the
lowest or any tender. They request the parties to attend at the office
of the Company in London at two o'clock on Wednesday, February
11th, 1846

By order, N. ARMSTRONG, Secretary.
South Wales Railway Office, 449, West Strand,
22d December, 1843.

r I[IHE DIRECT NORTHERN RAILWAY
COMPANY, FROM LONDON TO YORK.
COMMITTEE OF MANAGEMENT.
The Hon. William Ashley, Stable-yard, St. James's
Major Amsinck, 22, Upper Montagu-street, Montagu, square
William Scott Blaney, Esq. 27, Bryanstone-square
William Sprott Boyd, Esq. 1, Sussex-gardens, Hyde-park
John Brightman, Esq. 30, Cornhill
Samuel James Capper, Esq. 1, Adelaide-place, London-bridge
Robert Walter Carden, Esq. 61, Threadneedle-street
Edward Trust Carver, Esq. Forest-lodge, Tulse-hill
The Chisholm, 37, Chapel-street, Grosvenor-place
Lieut.-Colonel Colquhonn, R.A. Woolwich
William Morier, Esq. Blackheath
William Mounttbrd Nurse, Esq. Kensington-gore
John Pickersgill, Esq. 8, Wamford-court
Robert Rodger, Esq. Glasgow, 30, Montagu-street, Montaga-square
ENGINEER—John Miller, Esq. Edinburgh

SOLICITORS—Messrs• Johnston, Farquhar, and Leech, 65, Moorgate-
street

PAULIAMENTAILY AGErrs—Messrs. Webster, 26, Great George-street,
Westminster -
SLCRETART— Mr. W. H. Cleft

Offices of the Company, 64, Moorgate-street.
EXTRACT FROM REPORT OF THE COMMITTEE OF MA-
NAGEMENT TO THE SHAREHOLDERS, DATED THE
292 H DECEMBER, 1845.

" By the scheme promoted by the Direct Norther' Railway Com-
pany it is proposed to bring York (to the north of which city there
is a population exceeding five millions) within the distance (as mea-
sured by tine), of four hours and a half from London; to reduce by
42 miles the distance now traversed by the existing means of railway
communication between those termini ; to lessen the distance as
projected by the competing plan least favourable to the public) that
of the Eastern Counties Extension by Cambridge and Lincoln) by
21% miles, and as projected by the most favourable rival scheme
(that of the London and York) by ten miles ; and yet so to reconcile
this 'result with local wants, as to place, without in any instance
sacrificing the principle of directness, every town of importance in
the districts to be served by this Company's main line nearer Lon-
don, either by means of the main line itself, or of well-devised lateral
lines, than they are by the tcheme of the London and York, which,
for the sake of' passing through certain towns, pursues a devious
route to York, thereby inflicting a serious injury on the country north
of the Humber.
" Thus the scheme of the Direct Northern Railway offers to the
North of England, and to all Scotland, advantages presented by no
other project whatever. These advantages it also immediately con-
veys to Bedford, St. Neots, Huntingdon, Peterborough, Stamford,
Grantham, Newark, Liqcoln, East Retford, Sheffield, Gainsborough,
Doncaster, Pontefract, Selby, and Hull ;" whilst it lessens by twenty-
eight miles the route to Leeds, the great manufacturing capital of
Yorkshire, itself rapidly becoming the centre of an important railway
system. -
" With perfectly unexceptionable gradients, that in no case ex-
ceeded I in 200, with upwards of sixty-nine miles of level on its main
line, with no works of any engineering difficulty or of peculiarly ex-
pensive execution, with only 3,900 yards of tunnelling in eight tun-
nels, with no opening or swing bridges, with only one viaduct, and
that of 500 yards, and with remarkably easy curves, the Direct North-
ern Railway, whilst its primary object is to unite in the directest
manner London and York, will at the same time servo a rich, fertile,
and populous country, will reciprocate the advantages of easy and
inexp,nsive communication between the manufacturing towns of the
north and the agricultural and grazing counties of eastern and central
England, and will connect by the shortest route the south of England
and the continent of Europe with "fork, the north of England, and
Scotland.

The shareholders 'will observe the suggestion made by Mr. Miller,
which proposes to introduce a new element of safety, regularity, and
Speed into railway travelling, by the conveyance of passengers and
goods upon separate lines. This suggestion will, no doubt, receive
the consideration due to its importance in the ensuing session.
" The Committee entirely concur with Mr. Miller in the important
bearing which the Holborn Terminus project has on the Direct
Northern. It is in effect, though under different management, an ex-
tension of that line into the heart of London. By its means the London
Terminus of tke Direct Northern Railway will be immediately avail-
able for the Post-office and the City Of London generally (between‘
Furnivars. inn and Gray's-inn-lane), and will itself form a portion
of one side of the widest thoroughfares in London, will be in the
immediate vicinity of the Courts of Law and Inns of Court, and
comes more into the heart of London, with less sacrifice of valuable
property, than any metropolitan terminus which has been suggested.
. "In accordance, therefore, with Mr. Miller's recommendation,
and in pursuance of the powers entrusted to them by their proprie-
tary, the Committee have taken steps to secure control over this
project, satisfied that it affords the most central, and, at the same
time, the most accessible and least expensive London terminus.
" The Committee refer the shareholders to the map accompanying
this Report; it fully shows the course and relations of the Direct
Northern Railway, and its national character.
" Up to the 30th of November, all the standing orders of Parlia-
ment have bean complied with ; and the solicitors report their per-
fect ability to fulfil all that remains to be completed within the time
limited by the Legislature.
Thus prepared, an with deposits paid, and the proper deeds
signed by a body of most responsible Shareholders, the Com-
mittee intend to make their application to Parliament at the earliest
possible day, confident that a project of such undoubted public utility
as the Direct Northern, in which the public service itself is deeply
interested, will there receive what it only needs to ensure its success
—a fair and impartial hearing."
The following tables, appended to the Report of the Company's
Engineer (John Miller, Esq.), will show the relative advantages of
the Direct Northern in point of distances, as compared with its com-
petitors for legislative sanction, and with existing lines.
It may here be observed, that the distance between the cross of
St. Paul's Cathedral, in London, and the centre of the Great Tower
of York Minster, as measured along the earth's surface, is, according
to the Ordnance Survey, 920,108.7 feet, or very nearly 174►4 miles;
ani that the main line of the Direct Northern, between London and
York, is 176 miles.
- - -

Table showing Comparison of D,
Northern Railway and by the

'stances by the/proposed Direct
London and York Railway.

By the Direct
Northern Rail-
way and its
Branches and
existing and
authorised
Railways.

By the London
and York Rail-
way and its
Branches and,
existing and
authorised
Railways.

Difference in
favour of
the Direct
Northern
Scheme.

EASTERN COUNTIES RAILWAY.
Notice.—ln co equ the necessary preparation for the
ssue of Warrants for the Dividend upon the Consolidated Stock of
Lion Shares, in exchange for the Bankers' Receipts, cannot commence
before MONDAY, February 2.
Br order, C. P. RONEY, Secretary.
Offices, Shoreditch, Jan. 23, 1846.
EASTERN COUNTIES RAILWAY.
Shares of 141. 165., upon which 61. 16s. has been paid.
Notice is hereby given, that the 3d instalment of 21. per share' wit!
become due on SATURDAY, the 31st instant, and can be paid at any of
the Company's bankers on presentation of the scrip.
This call cannot be paid upon banker's receipts, all of which now
outstanding must first be exchanged for scrip certificates at the Com-
pany's offices.
By order of the Board,
C. P. RONEY, Seeretary.
Offices, Shoreditch Station, 23d Jan., 1846.

•
PARIS and LYONS RAILWAY.
(Laffitte's Company.)—English Allotment.
In consequence of the delay in the homologation of the statutes,
the scrip for the constituted shares cannot yet be issued in France, and,
therefore, will not be ready for delivery at the time specified in the
prov:sional receipts given by this Company in London. Due notice
will be given in the principal newspapers as soon a,s the Certifichtee
can be delivered. ED. AIME, Secretary.
62, King 'William-street, City, London, Jan. 22, 1846.

GREAT PARIS AND LYONS
RAILWAY.
Notice is hereby given, that the Bankers' receipts in this Company
must be brought in and exchanged on or. before SATURDAY, the. 31st
instant, between the hours of Twelve and Three o'elock in the after-
noon, or the holders thereof will forfeit all claim to participate in
the Constituted Company.
By order, W. FREELING JERDAN, Secretary.
1, Guildhall Chambers, Basinghall-street, Jan. 23d, 1846.

_ •
DOVER AND DEAL RAILWAY, AND
CINQUE PORTS, THANET, AND COAST JUNCTION.
(Provisionally Registered pursuant to 7 and 8 Victoria, cap. )10.)
Capital, 180,0001., in 9,000 Shares of 201. each.
Deposit 21. 2s. per Share.
COMMITTEE OF MANAGEMENT.
The Right Hon. Lord Albert Conyngham
The Right Hon. Lord George Paget
Sir William Massey Stanley, Bart., Horton Park, Cheshire
The Hon. William Gore, Wilton-crescent, Belgrave-Square
Henry Beauclerk, Esq., 61, Chester-square
John Brent, Esq., Mayor Of Canterbury
Edward Seward, Esq., Dover
Edward Poole, Eso , J. r, of llnvor -
Lieutenant-Colonel Dickson, Curzon-street, May-fair, her Majesty's
Commissioner at the Cape of Good Hopg
Hubert de Burgh, Esq., Upper Brook-strelt
Thomas Hight, Esq., Councillor, Deal
Twisden Hodges, Esq., Sandgate, Kent
Lumsden Mackeson, Esq., Hythe, Kent
Samuel Sackett, Esq., Deputy and High Constable, Ramsgate
E. F. Reader, Esq„ Sandwich, Kent, Treasurer of Sandwich and

its limits
Joseph Thompson, Esq., Director of the London and Brighton

Railway
The issuing of the Letters of Allotment of Shares in this Company,
the Directors desire to explain that they have delayed doing so
until the standing orders of both Houses of Parliament had been
complied with, and certain arrangements entered into with the South
Eastern Railway. Company had been brought to a conclusion.
The Directors have now the greatest satisfaction in stating that
arrangements with the South Eastern Company have been concluded,
and they are fully justified in asserting that the Company will be
placed in such a position as to insure the proprietary against loss ;
for in the event of an Act not being obtained, they undertake to
return the whole of the deposit money without any deduction what-
ever. And in case of the Bill passing, shares in the South Eastern
Company will be allotted to the proprietors in lieu of stock in this
Company.
The Directors, in making this announcement, feel that the Com-
pany, as now settled, are on such a basis as to secure most im-
portant and unusual advantages to its proprietors, and to warrant
the Directors in proceeding to Parliament with the undertaking with
every expectation of success.
By order,
S. P. HOOK,
G. T. THOMPSON, 1 Joint Solicitors.
7, Coleman-street, 24th January, 1846.

THE WARWICK AND
CANAL RAILWAY.
With Branch from KNOWLE to HIMP'
Provisionally Registered
Capital 1,000,000'., in 50,000 Shares,
Deposit 21. 2s. per Spar
DIRECTORS.
Sir John E. De Beauvoir, Bart.
William Feckney Black, Esq.
Captain Seth N. Fisher
John Freeman, Esq.
Alexander Greig, Esq.
John Grant, Esq.
William Hughes Hughes, Esq.
Thomas Hagger, Esq.
J. Douglas Hopkins, Esq..
James Morrison, Esq. •
Robert Rising, Esq.
Thomas Sharp, Esq.
. William Shaw, Esq.
John Wheelton,• Esq.
T. Foveaux Weiss, Esq.,
BANKERS.
London—The London and County Bank, Lombard-street; th
Commercial Bank of London, Lothbury
Warwick andl The Warwick and Leamington Banking Company
Leamington 3 The Leamington and Warwickshire Banking Comport
Birmingham—Messrs. Taylor and Lloyds. •
CONSULTINU ENGINEERS.
Sir John Macneil, LL.D.
James Thompson, Esq., F.R.S.R., M.R.I.A.
John U. Rastrick, Esq., F.R.S., F.S.A.
Estowniz.—William B. Pritchard, Esq., C E., T.11.A..,',8r4
SOLICITORS.
George Weller, Esq., 8, King's-road, Bedford-row, London
Messrs. Wright and Hanbury, 11, Finsbury-place With, London
George Pell, jun., Esq., iff orthampton andWelford.
LOCAL AGENTS. • •
Birmingham—Messrs. Unett and CO.
SECRETAEIES:'
• Mr. John Hervey
Mr. G. H. Weller.
Offices of the Company, 15, Old Jewry-street; Chambers, Lolidon.
PROSPECTUS. •
The importance of this project, both nationally and locally, has de-
termined its promoters to bring it before the public at the present
moment, notwithstanding the difficulties which at first sight would
appear to stand in the way of its success.
The title of the scheme is sufficiently explicit to put the public in
possession of its merits without a detailed statement enumerating
them.
Arrangements are in progress with the Canal Company for its ab-
solute purchase, the final completion of which will doubtless be ef-
fected at a very early period.
The Warwick and Birmingham Canal has, • notwithstanding the
opening of the London and Birmingham Railway, yielded a dividend
of about 12 per cent. to its Shareholders.
By the conversion of the canal into a railway with the benefit of a
terminus in the centre of the large town of Birmingham, a
direct railway communication will be opened with the impor-
tant towns of Leamington and Warwick, at which latter place
the proposed line will join the branch of the London and Bir-
mingham Extension Railway Company, from Warwick to Fenny
Compton; thins opening, by means of the projected lines
through Buckinghamshire, a much nearer railway communica-
tion between London and Birmingham than the present one, in addi-
tion to conferring on the very important districts through which the
line passes the benefit:of railway aecommodation, and which is not
now possessed by them.
The propoSed line will be in immediate and close alliance with the
Rugby, Warwick, and Worcester, the London and Birmingham Ex-
tension, and the Warwick and Worcester Railway Companies ; those
Companies having agreed to subscribe a Very considerable portion of
the required capital.
The necessary plans and boots of reference have been deposited,
and notices to landowners and others duly served; so that nothing
can prevent the pa
anyn
of 1 846 from applying to Parliament for its Act of
1 Incorporation in the sessio.
Preference will be given in the allotment of shares to parties locally
interested, to sharehdlders in the Warwick and Birmingham Canal,
and the Rugby, Warwick, and Worcester, the London and Birming-
ham Extension, and the Warwick and Worcester Railway Companies,
The time within which parties must apply for Shares will expire
on the 24th of January, 1846.
In the event of the application to Parliament not being made in the
session of 1546, the whole of the deposits will be immediately re-
turned to the shareholders without any deduction for expenses or
otherwise.
Applications for Shares may be made in the undermentioned Form
to the several solicitors and secretaries of the Company.
FORM OF APPLICATION FOR SHARES.
To ti Directors of the Warwick and Birmingham Canal Railway
• • Company.
Gentlemen,—ln consideration of your allotting me Shares
of 201. each •in this undertaking, I hereby undertake to pay the de-
posit of 21. 2s. per Share thereon, or on such lesser number of Shares
may be allotted to me, and to execute the necessary deeds when
e remit° required. • • •

IRMINGHAM

'TON-Ilf-.LEDEIf.

i, of 20/. each.

Directors of the
Rugbk, Warwick, and
Worcester, the

London

and Birmingham
Extension, and the
Warwick & Worcester
Railway
Companies.

Usual Signature ........ .....
Name at Length.. • • • • .... • .....
Profession or Business .....
special Claim to Allotment ..
Residence .............. • .......
Place of Business ..............
Date ... ..........
Reference ......

FREEHOLD, ST. ANNE, SOHO, MIDDLESEX.
To BE PEREMPTORILY SOLD, pursuant to
an ORDER of the HIGH COURT of CHANCERY, made in
a Cause of WALKER v. DORSET, with the approbation of Sir
GIFFIN WILSON, one of the Masters of the said Court, at the Auction
Mart, near the Bank of England,, on WEDNESDAY, the 28th day of
January, 1846, between the hours of Twelve and One in the
Afternoon.

A FREEHOLD DWELLING-HOUSE, No. 16, Queen-street, near
Soho-square, in the parish of Saint Anne, Soho, in the county of
Middesex, now let on lease for a term, of which nine years and up-
wards are unexpired.

Particulars and conditions of sale may be obtained, gratis, on the
premises, at the said Master's office in Southampton-buildings,
Chancery-lane, London ; of Mr. Harper, Solicitor, Kennington-cross ;
of Mr. Richard Lonsdale, Solicitor, Temple-chambers, Fleet-street;
and at the Auction Mart.
Rennington-cross. " H. HARPUR.

NATIONAL LOAN FUND LIFE ASSUR•
AxcE lETY
SOC,
16, CORNBILL, LONDON.
Capital 4600,000.
Empowered by Act of Parliament.
This institution offers important and substantial advan-
tages with respect both to Life Assurances and Deferred Annuities.
The assured has, on all occasions, the power to borrwr, without ex-
pense or forfeiture of the Policy, two-thirds of the premium paid,
(see table); also the option of selecting benefits, and the conversion
of his interests to meet other conveniences er necessity. Assurances
for terms of years are granted on the lowest possible rates.
DIVISION OF PROFITI.
The 'access and increasing prosperity of the Society has enabled
the Directors, at the last annual investigation, to declare a third
Bonus, varying from au to 76 per cent. on the premiums paid on
each Felicy effected on the Profit scale.
. EXAMPLES.

- •
Be v;.', 41 2
.'"( Bann Bens in 3
PrePremium.Ban
.added. Cash. Eel 0 4 .11
ig PO
• 3:17.
I 4. 182.4 m 13:5 £B7 13 5 £l3 17 1 £395 Il 1
811008 74 3 4 In 746 i 13 10
8165 11 6 346 1: :
11640' 89 0 0 41 13 4 6 0 247 4 6

The dWisioi of prorate is manual, and the next will be made in De-
cember of the present year.

P. matraox CAMROI7I, Res.

rriHE TONTINE. LIFE ASSURANCE
COMPANY.
(Provisionally Registered.)__

Capital 2,000,0001., in 100,000 Shares Of 201. each.
Deposit, in compliance with the provisions of the statute 7 and $
Vitt., c. 110, Two Shillings per Share, until the complete Registra-
tion of the Company, when the same will be increased to 11. per
Share, which, with the assistance anticipated from the Tontine De-
partment, will, it is expected, be sufficient to carry out the objects
of the Company.
The plan of this Company offers considerable and peculiar advan-
tages to the Shareholders, as in addition to the profit arising from
Life Assurance transactions, it is proposed to raise a capital of
1,000,000/., or more, by the grant of Tontine Annuities, in classes
to be regulated by the ages of the Subscribers or their Nominees ;
which capital, on the death of the survivor in each class, will be
divided exclusively among the Shareholders. The principle of the
Tontine Annuities is explained below._

—.........-- —.---
TRUSTEES.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
John Conolly, Esq., M.D., Lawn-house, Hanwell
James Martin, Esq., 68, Lombard-street.
PROVISIONAL DIRECTOKS.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
Walter Wyndham Burrell, Esq., Knepp Castle, near Horsham, and
5, Richmond-terrace, Whitehall
John Charritie,
E.,.
John Conolly, Esq., Esq.,
goorgate-street Chambers, City
M.D., Lawn house, Flanwell
John More Douglas, Esti., Belvedere-read, Lambeth
Walter Etty, Esq., Lombard-street Chambers
Edward Hamilton, Esq., M.D., Grafton-street, Piccadilly
William Henderson, Esq., 16, M.D.,
Within
Hector Monro, Esq., Walsham le Willows, Suffolk
Savile Craven Henry Ogle, Esq., M.P., 84, Eaton-square, Pimlico.
Ambrose Frederick Proctor, Esq., Ware, Harts
Cooke Taylor, Esq., LL.D., Fleet-street
John Alfred Trimmer, Esq., Haslemere, Surrey
46, Lincoln's Inn-fields.
Forbes Winslow, Esq., M.D., Sussex-house, Hammersmith.
BANKERS—Messrs. Martin, Stone, and Martins, 68, Lombard-street.
TYDEDICFAL.R.B.SiratiIs" &c.,
I LONDON.
ThomasS°Ll c 1
Callaway,T°—W MEDICAL
Elislqia. nF
Dimes,.ARN.CD . SURGICAL
S Esq.,
,We l n Wellington-street, REFEREES.
ton-0 tidr e t tu, Southwarkßurlington-street.
to nstr 0 e t .
James Copland, Esq.,

William Preston Lauder, Esq., M.D., Sloane•street,

M.D., Professor of Pathology at Univer-
sity
Knightsbridge
Edward Lloyd, Esq., M.D., Jewin-street, City
Waltercox iuCr} ItaNeYogl
runa Walsh,
Sec.,
Charlotte-street, Fitzroy-square.
ites,"
King William-street, City.
v—David Jones, Esq., Author of " Tables on
ACTUARY AND SECRETARY—WiIIiam Clark, EMI.
Temporary Offices, No. 16, Lincoln's Inn-fields.
It is unnecessary in this Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adaptation to most of the exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
This Company is fornied for granting every description of Life
Assurance, Annuity, and Endowment ; Loans either for long or
short periods to persons effecting Assurances, upon receiving satis-
factory security for the payment of premium and interest, and the
repayment of the principal, by instalments or otherwise, as may be
agreed ; also for the purchase of Reversionary Interests, Policies of
Assurance, and every other description of property.
Persons borrowing money of the Company, upon approved se-
curity, and effecting a policy of Assurance for the amount bor-
rowed, wi et be called upon for the repayment of the loan, Se
long as t = terest and premium are regularly paid. Thus a party
borrowing 1,0001. upon security. of his estate, and an assignment of
a policy on his life, would at his decease leave his estate unencum-
bered, the sum assured being applied by the Company to repay its
advance.
The premiums are based upon data derived from the most recent
and authentic sources, presenting a moderate and equitably-adjusted
scale.
- , ,

One of the principal objects of the Company is to assimilate its
benefits as nearly as possible to those of Mutual Assurance
Societies, with the additional secure yof a subscribed capital. With
this view, four-fifths of the profit, ng from Policies affected by
parties on the terms of particip: &a will be divided every three
years, after the first five years, among those who assure fir the
whole term if life. The sum so divided among the Assured to be
applied to the reduction of the annual premium, or added to the
sum assured as bonus, or paid in present value, at the option of the
Assured.
Parties may also effect the assurance by payment of one-half only
of the premiums for a stipulated term of years—the interest upon
the unpaid portion of the premiums, at the rate of I per cent. per
annum, being annually paid in advance. Upon payment, of the
arrear of the premiums, the Assured will be entitled to a fall parti-
cipation of the profits.
For persons who may wish to assure for short periods, or for the
whole of life, without participation in the profits, a scale has been
adopted, which is as moderate as it can be rendered consistently with
the interests of the Company.
The Assured may at all times borrow an amount equal to the value
of the policy, on its security.
In all the transactions of the Company the utmost liberality will
be exercised.
Life Assurances will be effected with all the advantages to the
assured afforded by the most respectable established companies.
A Table of Premiums will shortly be published.
TONTINE ANNUITIES.
This Company, in submitting the subject of Tontine Annuities to
the public, is influenced by the belief that there are many persons,
who from the hope of longevity, and the desire of ease and affluence
as they progress through life, will gladly avail themselves of this
mode of investment ;—by which they will secure a large remunera-
tive and increasing Income, guaranteed to them by the Company
during their own lives or the lives of their nominee.
The following is an illustration of the principle of the Tontine An-
nuities :—lf 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being if an age to enter the class in which the an-
nuity granted is 61. per cant. per annum, each subscriber or nominee
will, Suring the continuance of ail the lives, receive an annuity of 6/. ;
but as the lives drop, the share of the deceased parties will be
divided among the survivors, until they are reduced to six, eadi of
whom will then receive 1,0001. per annum for life ; but as they re-
spectively die off, the 1,0001. per year which the deceased party re-
ceived will fall into the funds of the Company, for the benefit of the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees.
_ .

This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap-
propriating a comparatively small sum of money, which in many in-
stances would be otherwise uselessly expended, to secure indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, in the following form, to be directed to
Charies Barker, Esq., No. 46, Lincoln's Inn-fields :
To the Directors of the Tontine Life Assurance Company.
Gentlemel,—l request you to allot me Shares in this
Company; and I hereby agree to accept the same, or any less num-
ber you may allot me, and to pay the deposit of Two tihillings per
Share thereon, and also to execute the Deed of Settlement of the
Company when required to do Se.

Addra55..............
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