The Sun.
London, England, 1846-01-26 00:00:00

H. HARPUR

NATIONAL LOAN FUND LIFE ASSUR-
ANCE SOCIETY,
26, CORNHILL, LONDON. •
Capital 1500,00111.
Empowered by Act of Parliament.
This institution offers important and substantial advan-
tages with respect both is Life Assurances and Deferred Annuities.
The assured has, on all occasions, the power to bernw, without ex-
pense or forfeiture of the Policy, two-thirds of the premium paid,
(see table); also the option of selecting benefits, and the conversion
of hi, interests to meet other conveniences er necessity. Assurances
for terms of years are grtnted on the lowest possible rates.
DIVISION OF PROFIT;;.
The success and increasing prosperity of the Society has enabled
the Directors, at the last annual investigation, to declare a third
Bonus, varying from 30 to 75 per cent. on the premiums paid on
each Policy effected on the Profit scale.
EXAMPLBS.

; -
.. 4 5
Premium. ;6' i added.
P Cash. r&-g g.... 1 $
Bonus Banns In p OC6I NI ~2
51 '''
. 0 :1 .Z, I .......
1838 165 13 0 74 13 10 11 8 6 346 1 3
6610011 74 3 4
1837 XlBl 13 5 487 13 5 413 17 1 £395 Il 1
1839 138 13 6 61 14 3 9 210 296 13 4
.1840 89 0 0 41 13 4 6 8 0 247 4 5

The dtqlsion of profits Is annual, and the next will be made in De-
cember of the present year.

F. FERGUSON CAMROTTX. Sue.

THE TONTINE LIFE ASSURANCE
COMPANY.
(Previsionslly Registered.)
Capital 2,000,0001., In 100,000 Shares of 201. each.
Deposit, in compliance with the provisions of the statute 7 and S
`Mt., c. 110, Two Shillings per Share, until the complete Registra-
tion of the Cenipany, when the, same will be increased to 11. per
Share, which, with the assistance anticipated from the Tontine De-
partment, will, It is expected, be sufficient to carry eut the objects
of the Company.
The plan of this Company offers considerable and peculiar advan-
tages to the Shareholders, as in addition to the profit arising front
Life Assurance transactions, it Is proposed to raise a capital of.
1,000,0001., or more, by the grant* of Tontine Annuities, in classes
to be regulated by the ages of the Subscribers or their Nominees ;
which capital, on the death of the survivor in each class, will be
divided exclusively among the Shareholders. The principle of the
Tontine Annuities is explained below.
TRUSTEES.
John Elijah Blunt, Esq., 4, New-squire, Lincoln's Inn
John Conolly, Esq., M.D., Lawn-house, Hanwell
James Martin, Esq , 68, Lombard-street.
FROTISIONIL DIRECTORS.
John Elijah Blunt, Esq., 4, New-square, Lincoln's Inn
Walter Wyndham Bun-oil, Esq., Knepp Castle, near Horsham, and
5, Richmond-terrace, Whitehall
John Charritie, Esq., Meorgate-street Chambers, City
John Conolly, Esq., M.D., Lawn- house, Hanwell
John More Douglas, Esq., Belvedere-read, Lambeth
Walter Etty, Esq., Lombard-street Ckambers
Edward Hamilton, Esq., M.D., Grafton-street, Piccadilly
MW .iP117884, Eaton-square, Pimlico.
William Henderson, Esq., 16, Bishopgate-street Within
Hector Monro, Esq., WalshaEml.e,
Savile Craven Henry Ogle, Esq.,
Ambrose Frederick Proctor, Esq., Ware, Herts
C oke Taylor, Esq., LL.D., Fleet-street
John Alfred Trimmer, Esq., Haslemere, Surrey
Forbes Winslow, Esq., M.D., Sussex-house, Hammersmith.
BANKERS--Messrs. Martin, Stone, and Martins, 68, Lombard-street.
SOLICITOR—William Dimes, Esq., 46, Lincoln's Inn-fields.
MEDICAL AND SURGICAL REFEREES.
Thomas Callaway, Esq., F.R.C.S., Wellington-street, Southwark
James Copland, Esq., M.D., F.R.S., Sec., &c., Old Burlington-street.
DISTRICT MEDICAL REFEREES IN LONDON.
William Preston Lauder, Esq., M.D., F.R.S.E., Sloane-street,

Knightsbridge
Edward Lloyd, Esq., M.D;, Jewin-street, City
Walter Hayle Walsh, Esq., M.D., Professor of Pathology at Univer-
sity College, Upper Charlotte-street, Fitzroy-square.
CONSULTING Acrumtv—David Jones, Esq., Author of " Tables on

An mutes," &c., King William-street, City.
ACTUARY AND SECRETARY—WiIIiam Clark, Esq.
Temporary Offices, No. 16, Lincoln's Inn-fields.
It is unnecessary in this Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adaptation to most of the exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
This Company is formed for granting every description of Life
Assurance, Annuity, and Endowment ; Loans either for long or
short periods to persons effecting Assurances, upon receiving satis-
factory security for the payment of premium and interest, and the
repayment of the principal, by instalments or otherwise, as may be
agreed; also for the purchase of Reversionary Interests, Policies of
Assurance, and every other description of property.
Persons borrowing money of the Company, upon approved se-
eurity, and effecting a policy of Assurance for the amount bor-
rowed, will not be called upon for the repayment of the loan, so
long as the interest and premium are regularly paid. Thus a party
borrowing 1,0011. upon security of his estate, and an assignment of
a policy on his life, would at his decease leave his estate unencum-
bered, the sum assured being applied by the Company to repay its
advance.
The premiums are based upon data derived from the most recent
and authentie sources, presenting a moderate and equitably-adjusted
scale.
One of the principal objects of the Company is to assimilate its
benefits as nearly as possible to those of Mutual Assurance
44,
Societies, with the additional secur of a subscribed capital. With
i'
this v;ew, four-fifths of the profit*. ng from Policies affected by
parties on the terms of particip'will be divided every three
years, after the first 'five years, among those who assure fel* the
whole term ef life. The sum so divided among the Assured to be
applied to the reduction of the annual premium, or added to the
sum assured as bonus, or paid in present value, at the option of the
Assured.
Parties may also effect the 633111 AnCU fry payment of one-half only
ef the premiums for a stipulated term of years—tne ititerKA upon
the unpaid portion of the premiums, at the rate et 6 per cent. per
annum, being annually paid in advance. Upon payment of the
arrear of the premiums, the Assured will be entitled to a fall parti-
cipation of the profits.
For persons who may wish to assure for short periods, or for the
whole of life, without participation in the profits, a scale has been
adopted, which is as moderate as it can be rendered consistently with
the interests of the Company.
The Assured may at all times borrow an amount equal to the value
of the policy, ou its security.
In all the transactions of the Company the utmost liberality will
be exercised.
Life Assurances will be effected with all the advantages to the
assured afforded by the most respectable established companies.
A Table of Premiums will shortly be published.

TONTINE ANNUITIES.
This Company, in submitting the subject of Tontine Annuities to
the public, is influenced by the belief that there are many persons,
who from the hope of longevity, and the desire of ease and affluence
as they progress through life, will gladly avail themselves of this
mode of investment;—by which they will secure a large remunera-
tive and increasing income, guaranteed to them by the Company
during their own lives or the lives of their nominee.
The following is an illustration of the principle of the Tontine In-
nuities.:--If 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being of an age to enter the class in which the an-
nuity granted is 61. per cent. per annum, each subscriber or nominee
will, during the continuance ofall the lives, receive an annuity of 61. ;
but as the lives drop, the share of the deceased parties will be'
divided among the survivors, until they are reduced to six, easel of
whom will than receive 1,0001. per annum for life ; but as they re-
spectively die off, the 1,0001. per year which the deceased party re-
ceived will fall into the funds of the Company, for the benefit of the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees.
This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap-
propriating a comparatively small sum of money, which in many in-
stances would be otherwise uselessly expended, to secure indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, is the following form, to be directed to
Char.es Barker, Esq., Ne. 46, Lincoln's Inn-fields ;
To the Directors of the Tontine Life Assurance Company.
Gentlemen,--I request you to allot me Shares in this
Company; and I hereby agree to accept the same, or any lees num-
ber yon may allot me, and to pay the deposit of Two Shillings per
Share thereon, and also to execute the Deed of Settlement of the
Company when required to do so.

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