The Sun.
London, England, 1846-01-13 00:00:00

DISTRICT MEDICAL REFEREES IN LONDON.

William Preston Lauder, Esq., 31. D., Sloane-street,
Knightsbridge
Edward Lloyd, Esq., 31 D., Jewin street, City
Walter Hayle Walsh, Esq., M.D., Professor of Pathology at Univer-
sity College, Upper Charlotte-street, Fitzroy-square.
CONSULTING AcrusaT—David Jones, Esq., Author of " Tables on
Annuttes," &c., King William-street, City.
ACTUARY AND SECRETARY—WiIIiam Clark, Esti.
Temporary Offices, No. 16, Lincoln's Inn-fields.
It is unnecessary in this Prospectus, to enlarge upon the advan-
tages of Life Assurance, or its adantation to most of the exigencies
and relations in life. These benefits have been so extensively pub-
lished, that they are already well understood and appreciated.
This Company is formed for granting every description of Life
Assurance, Annuity, and Endowment ; Loans either for long or
short periods to persons effecting Assurances, upon receiving satis-
factory security for the payment of premium and interest, and the
repayment of the principal, by instalments or otherwise, as may be
agreed ; also for the purchase of Reversionary Interests, Policies of
Assurance, and every other description of property.
Persons borrowing money of the Company, upon approved se-
curity, and effecting a policy of Assurance for the amount bor-
rowed, will not be called upon for the repayment of the loan, so
long as the interest and premium are regularly paid. Thus a party:
borrowing 1,0001. upon security of his estate, and an assignment of
a policy on his life, would at his decease leave his estate unencum-
bered, the sum assured being applied by the Company to repay its
advance.

The premiums are based upon data derived from the most recent
and authentic sources, presenting a moderate and squitably•adjusted
scale.

One of the principal objects of the Company is to assimilate its
benefits as nearly as possible to those of Mutual Assurance
Societies, with the additional security of a subscribed capital. With
this ♦ ew, four-fifths. of the profits. arising from Policies affected by
parties on the terms of participation, will be divided every three
years, after the first five years, among thoe who assure for the
whole term of life. The sum so divided among the Assured to be
applied to the reduction of the annual premium, or added to the
sum assured as bonus, or paid in present value, at the option of the
Assured. _ _ -

For persons who may wish to assure for short periods, or for the
whole of life, without participation in the profits, a scale has been
adopted, which is as moderate as it can be rendered consistently with
the Interests of the Company.
Parties may also effect the assurance by payment of ene-half only
of the premiums for a stipulated term of years—the Interest upon
the unpaid portion of the premiums, at the rate of 5 per cent. per
annum, being annually paid in advance. Upon payment of the
arrear of the premiums, the Assured will be entitled to a fall parti-
cipation of the profits.
The Assured may at all times borrow an amount equal to the value
of the policy, on its security.
In all the transactions of the Company the utmost liberality will
be exercised.
Life Assurances will be effected with all the advantages to the
assured afforded by the most respectable established companies.
meuancherao-f
A Table of Premiums will shortly be published.
TONTINE ANNUITIES.
parties
Tontine Jan-
This Company, in submitting the subject of Tontine Annuities to
the public, is influenced by the belief that there are many persons,
who from the hope of longevity, and the desire of ease and affluence
—ol.-
will thisb.e
as they progress through life, will gladly avail themselves
Company
teheeeabseednepflatrto3f,
mode of investment ;—by which they will secure a lbaturogtathersateisizthey
duringti vrr e
h e following
leo wiroincreasingnwgnislivaens i.llruthestincome,
ra livestg nl o
naroaofnf
the
eeedipr
principle
themipilneeof
f. btyh
nuities :—lf 1,000 persons subscribe 1001. each, they or their respec-
tive nominees, being of an age to enter the class In which the an-
nuity granted is 61. per cent. per annum, each subscriber or nominee
will, during the continuance ofall the lives, receive an annuity of 6/ ;
dividedbwu ht
omas willt
amongl ie
t hl ievne
tehed
receiver o
survivors,p ,
ltho o sl.hupanertrei l
atoni fi 1
emyt 1
nhaer
efo deceasedrreducedllflife
;
re-
re-
cspeievcedtivewlyllidifeeolffin,
ttohethle,OfOuonld.
speorf
the
shareholders ; and so in proportion for a larger or smaller number of
subscribers or their nominees. yeartl Company,whichth feo rd
This mode of investment will place it in the power of almost every
individual, at some period of life, by prudently and legitimately ap_
propriating a comparatively small sum of money, which in many in-
stances would be otherwise uselessly expended, to secure indepen-
dence and comfort in their declining years.
Parents may also by these means provide for their children.
Wealthy relatives for their poorer relations.
Applications for Shares, in the flowing form, to be directed to
Char. es Barker, Esq., No. 46, Tancololn's Innfields :
To the Director, of the Tontine Life Assurance Company.
Gentlemen,--I request you( to allot me Shares in this
Company ; and I hereby agree to accept the same, or any less num-
ber you may allot me, and to pay the deposit of Two shillings per
Share thereon, and also to execute the Deed of Settlement of the
Company when required to do so.
Name ........ _

Address.... .1 :: :: :: .
Profession or Business
Reference ............

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