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Persons assured for the whole term of Life for 1001. and upwards,
in Great Britain or Ireland respectively, will he entitled at the end
of every filth year (instead of every seventh year as heretofore) to
participate in the Surplus Premiums, either by Addition to their Po-
licies, or an equivalent Reduction will be made in the future pay-
ments of Premium, at the option of the Assured.
Policies may also be effected for the whole term of Life by a limited
number of yearly payments.
ASSURANCES for SHORT PERIODS may now be effected in this
Office at considerably reduced rates of Premium.
The NEXT VALUATION will be made at Christmas, 1849, and
Policies effected before that date will participate in proportion to the
time they may then have been in force.
The Company's Rates and Proposals may be had at the Office in
London, or of any of the Agents in the Country, who are authorised
to report on the appearance of Lives proposed for Assurance.
HENRY DESBOROUGH, Secretary.
92, Cheapside, June, 1849.

VATIONAL LOAN FUND LIFE
LI ASSURANCE SOCIETY.
26, CORNRILL, LONDON.
Capital £500,000. Empowered by Act of Parliament.
The leading features of the Society are guaranteed of an ample
Proprietary Capital.
Moderate Rates of Premiums.
Two-thirds Premium Loaned to the Assured.
Animal I)ivision of Profits.
Half the Premium may remain as a Loan for Five Years,
Extensive Travelling Leave granted, without extra Premium.
Moderate extra Premium for Residence in Tropical Climates.
N.B. The last Annual Bonus to the Assured varied from 27 to 65
per cent. (according to age) on the Premiums paid.
Examples of Bonuses already Declared, and Options.

Bonus in Perma- Sum the
4.4 Annual Policy addition Bonus nent Re- Assured
Age. 4,,,,, Pre- takes to Sum in duction of may bor-
iz mium. out in . cured. Cash. Annual row on
.')
As ured. Premium. Policy.
£ s. d. £ s. d £ s. d. £ s. d.
1837 276 14 3128 14 3 21 7 2,593 G 8
1834 251 18 10115 14 8 18 12 8,543 17 9
X 1839 226 6 0 102 15 1 16 2 9 494 8 10
I
GO 1000 Xs. d. 1840 178 0 082 14 212 14 111445 0 0
74 3 4 1841 174 0 078 3 4 12 3 0395 11 1
1812 147 4 2 ' 5 15 10. 10 2 4,346 2 3
1843 99 18 4 44 8 41 615 11,296 13 4
1844 62 6 8 27 13 4 4 4 01247 4 5

tnses, with tables of rates, &c., may be had at the office
its branches in the country; or, on application, will be for•
)st free.

W. S. B. WOOLIIOUSE, Actuary.

31ETROPOLITAN LIFE ASSURANCE
SOCIETY.

No. 3, Princes-street, Bank.
The Directors hereby give notice to Members whose Premium, fall
due on the sth of October next, that the same must be PAID within
Thirty days from that date_
The Pre►Hiums are paid Yearly, Half-yearly, or Quarterly, on
the sth of January, sth of April, sth of July, and sth of October,
either of which several days constitutes the commencement of the
year to Members. Persons, therefore, desirous of entering the So-
ciety as Members on the sth of October next, should appear or lodge
their proposals at the office on or before that day.
This Society, fur Mutual and General Assurance, appropriates the
whole of its profits to the benefit of parties assuring their own lives
for the whole term of life as Members of the Society. _

,„.
For the year ending the sth of April, 1850, an abatement of Si per
cent. has been declared on the Premiums of all. Members of Five
Years' standing and upwards.
RICHARD BEATIIFIELD, Superintendent.
Princes-street, Bank, September 7, 1849.

METROPOLITAN COUNTIES
AND GENERAL LIFE.ASSURANCE SOCIETY.
27, REGENT-STREET, WATERLOO-PLACE, LONDON.
Incorporated Pursuant to Act of Parliament.
LIFE ASSURANCES to meet every contingency; also A nnuit'es,
Immediate and deferred.
The payment of fixed sums to th Assur dat any specified age, or
to their Representatives in case of death before that age.
Credit given for half the premiums for the first five years.
Three fourths of the Profits divided amongst the assured, and
Loans granted, repayable by instalments.
ENDOWMENTS, given to each child of a marriage a certain sum
on attaining the age of 21, and also the return of the whole of the
sum paid for the same at a given period.
ILWAY TRAVELLERS assured, by ONE single payment of
its. for every 1001.
Medical Referees remunerated for their reports, and the usual
COMMI S3io:l allowed on the introduction of business.
Prospectuses, with the rates, the Annual Report of the Society,
and all information, may be obtained at the office, or of the Agents
iu the Country.

FERGUSONF. CAMROUX, Manager.

A A
E.
31 One half the world aro desolately single, and the ether
sepposing them married, euesitioealsly contented. Diffidence, or a
tense of right deterraine the former, and miscalculated hopes em-
gtter the latter. The solitary ono may shield hiwelf nailer the plea
A caution and worally prudence, and the indissoluble, regret un-
aoznprosing hurry ; but the truth lies clasper. Physical incapacity,
an .t IToken health, are the great hindrances to domestic happiness
lid seal): content. The dowry should not be the only marriage set-
tleteent. Honour and justice dere snd that health should form mittens
to the compact; it alone dignifies the alliance. Bliglated hopes er
aegiect wound more sorely than poverty or mlifortuns. Header, if
these surmises concern you, procure Dr. (3 tiLVERWELL'S little
MEMOMS "On Single and Married Life, " pub. in 2 vols., ls.
each (by Dolt, in stamps, is. 61. each). Let no imaginatively
refined, or prudish feeling deter you, by their titles, nor be hiadered
oy misinterpretation of their supposed contents, from obtaining
them. They are not intended certainly for mere idle cariosity, tint
for the closet perusal of those mere deeply interested, to whom
they are offered as antagonistic to the empyrical trash put forth on
the above subjects, by unqualified authors, which alone or
together, are a disgrace to the age. Furthermore, two other
little publications claim year attention (same price ls. each,
by root ls. 61.) called "What to Eat, Drink, and
Avoid," and " How to be floppy." They are not merely
panlp/lets, but equal in quantity a library volume, nor are they the
mere ephemeral scribblings of the hour, but the study of the author's
life who owes his present existence, health, and position to this ob-
serfager of the Malcil3lB he would inculcate—to do unto others as he
wok:4 be done unts.--to live after nature's laws—and to keep always
on the "sunny side of the way." The above works may be had of
.'herwocsl, 23, Patornoster-raw ; Carvallw, 149, Fleet-street • Mann,
39, Coruhill ; Nelson, 417, West Strand ; or direct (by post or other-
wise) ftom the author (who may be conferred with personally,
mornings and evenings), to, Argyll-plate Regent- street; and all
Ilaoksellera...

TIIIR rY-FIRSII EDITION.
nlmtrated ty 26 Anatomical Coloured Engravties on Steel.

ON PHYSICAL DISQUA L 'CATIONS. GENERATIVE INCAPA-
CITY, AND IMPEDIMENTS TO MARRIAGE.

tlevr EdMoe, enlarged to 196 pages. Just published, price 2s. 6d., or
by post, direct from the Establishment, 3s. 6d. in postage stamps,
SILENT FRIEND, a Medical Work on
IL the infirmities and decay of the generative system, from ex-
cessive indulgence, infection, and the inordinate use of mercury,
with remarks on Marriage, and the means of obviating certain die-
qualieeations. Illustrated by 2 Coloured Engravings. By B. and
L. PERRY and CO., Consulting Surgeons, 15, Remora-street, Ox-
ford-street, London. Published by the Authors sold by Strange,
21, Paternoster-row .
• 'tanner, 62, and Sanger, 150, Oxford-street ;
Stacie, 23, Titchberne-street, Ilaymarket ; and Gordon, 146, Leaden-
ball-street.
PART I. treats of the anatomy and physiology of the re-productive
organs, and is illustrated by Six Coloured Engravings.
Pam; 11. treats of the consequences resulting flora excessive indul-
gence, and their lamentable effects on the system, producing mented
and bodily weakness, netvous excitement, and generative neapacity.
illustrated by Three Explanatory Engravings.
PART 111. treats of the diseases resulting from infection, either in
the primary or secondary form, and contains explicit directions for
their treatment. This section is illustrated by Seventeen Coloured
Engravings.
PART IV. contains a Prescription for the Prevention of Disease
by a simple application, by which the danger of Infection is ob-
viated. This important part of the Work should not escape the
reader's notice.
PART T. is devoted to the consideration of marriage, and its
duties. The causes of unproductive union are also considered, and
the whale subject critically and philosophically inquired Into.
TusCoaraar, BALM OF Symons( is exclusively employed in treat-
big nervous and sexual debility, impotence, &c., 11 E. and 335. per
bottle. The Concentrated Detersive Essence, an anti-syphilitic
remedy, 'ln purifying the blood in cases ofinfection, secondary symp-
wces, ef Splions, and the abuse of mercury, i ls. and 335. per bottle.
perry's Purifying Specific Pills, 25. 9d., 4s. Gd., and I Is. par box, a
certain remedy for gonorrhoea, gleet, stricture, and chronic inflamma-
tion of the bladder. Consultation fee, if by letter, 11. A minute
retail of the case is required : age, habits, and position in society.
bl. Packet:, with advice, to be had at the Establishment only, by
which the fee,ll., is saved. Messrs. Perry, Surgeons, are in atten-
lance daily at 19, Bernere-street, Oxford-street, London, from Ele-
ven ICI TIM Pa riT• to Wit ; Bundaya from moven to Ote.

DIRECTORS.
The Right Rev. William Morris, D.D., Acton, Middlesex—Chairman.
Michael Forristall, Esq., 13, West-square, Southwark—Deputy
Chairman and Managing Director.
Sir Richard Jenkins, G.C.8., Director of the Hon. the East India
. . _ .

Company, and of the London Joint Stock Bank.
Rev. Thomas Doyle, D.D., London-road, Southwark.
Edmond lteales, Esq., Carlton Villas, Maida-hill.

henry Clark Duppa, Es-1., Malmain:hall, Stoke, near Rochester.
George Drew, Esq., Streatham, Surrey.
James Marshall, Esq., 24, Carlton Villas, Malda-hill.
ACTUARY —Willtain Henry Archer, Esq.
SECIVETART—WiIIiam Norris, Esq.

Prospectuses, Forms of Proposal, and every Imformation promptly
forwarded en application to the Actuary or Secretary, at the Office,
8, New Coventry-street, Leicester-square, London.

ROYAL GARDENS, VAUXHALL.
FAREWELL MASQUERADE.
THIS EVENING (Monday), the LAST GRAND BAL MASQUE
and VENETIAN CARNIVAL of the Season.
Doors open at Ten o'cleck.
Gentleman's Ticket, 55.; Lady's Ticket, 35.; to be had on applica.
ion at the Gardens.

T Ii E

On October 8 will be published,
C A X T O N S;
A FAMILY PICTURE.
Ey the Author of " Rienzi," &c., &c.
In Three Volumes, post Bvo. Price 1/. lis
William Blackwoed and Sons, Edinburgh and London.
Orders received by all Booksellers.

NEW WORK, by the Author of " JANE EYRE."
Nearly ready, in 3 Vols. post Svo
A PALE.
By CURRER BELL,
Author of " Jane Eyro."
Smith, Elthr, and. Co., Cornhill.

S "

E Y;

ANOVELTY for the approaching season is in
preparation to which a distinguishing name has not yet been
given, but which the inventors, Messrs. NICOLL, can recommend
as one of the most useful, warm, comfortable, and graceful articles
of gentlemanly attire ever produced. Specimens can be seen at 114,
116, and 120, Regent street, and 22, Cornhiil, as also TILE TREBLE
Garment, or PALETOT, called THE NICOLL, which retains all the
characteristics of the famed Paletot (registered 6 and 7 Vic., cap. 65)
in its exterior, and has the additional advantages of being convertible
from a warns to a light Overcoat, or vies versa, at the pleasure of
the wearer, or as the mild or cold nature of the weather may re-
quire. This garment must be seen and worn to be properly appre-
ciated ; it will be found, perhaps, the best preservative of health in
this variable climate. THE NICOLL has been secured by Royal
Letters Patent in ENGLAND, IRELAND, SCOTLAND, and the
COLONIES ; it can, therefore, only be purchased in the country, or
abroad, of Messrs NICOLL'S (the patentees) recognised AGENT,
and in LONDON only of themselves, viz., at 114, 116, 120,
REGENT-STREET, and 22, CORNIIILL. • •

THE NICOLL PALETOT (Regd. (3 and 7
Viet., cap. 65) WAREROOMS, 114, 116, 120, REGENT-
STREET, and 22, CORN HILL.
Also for Nicoll's Morning Coat, now in almost universal request
for the Country, Riding, Walking, Seaside, &c. sueoting Jackets
adapted for the Moors, &c.
Many have assumed the use of the word PALETOT, but Messrs.
NICOLL are the sole Patentees of the design and material.

MESSRS. NICOLL'S Wholesale and Counting
House Departments for the London Branches in the Ship-
ping and Woollen Trades are in CHANGE-ALLEY, CORNIIILL,
and 120, REGENT-STREET.

UNIVERSITY INTELLIGENCE.

THE LIBRARY.

CAMBRIDGE, SEPT. 22.—A1l books borrowed out of
the library are to be returned before the 29th of Sep-
tember, on which day the library closes for the usual
recess. In default, th© customary penalties will be
levied. The library reopens on Wednesday, the 17th of
October.