The Sun.
London, England, 1849-10-06 00:00:00

TERMS OF BUSINESS :-

Drawing or Current Accounts—One per cent. Interest reckonel
from day to day, to be allowed on all balances constant for six
months, of 1001. and upwards ; and two per cent. on all such
balances exceeding 2001. ; but the permanent maintenance of any
balance will not be insisted on. This point will be optional with the
Customer.
Deposit Accounts—Three per cent. reckoned daily, on all deposits
for six months, and the interest paid monthly, or accumulated half-
yearly, at the option of the depositor.
Cash Credit Accounts will be granted to respectable parties, sup-
ported by two or more sufficient sureties as joint obligors, at five per
cent. interest on advances, and one per cent. commission on the
amount of the credit.
•

Advances or Loans en Promissory Notes with marketable securi-
ties readily convertible, will he made at rates proportioned to the
nature and value of the security in each ease.

Discounts of Bills of Exchange will be at the rates of the day.
Remittances will be, made to, and Bills collected in any place in
England, Scotland, or Ireland, where there is a banker.
Dividends, &c., will be received for customers or shareholders,
without charge.
No charge will be made for keeping accounts ; nor any fee nor
gratuity allowed to be received from a customer or applicant by ally
one in the Bank's employment.
Applications from several of the metropolitan districts for the es-
tablishment of Branch Offices, are now under consideration.
Forms of applications for the opening of accounts, &c., on the
commencement of business, are now ready to be supplied at the
Bank, or will be sent by post to any one who may require them.
By order of the Court of Directors,
lIUGII INNES CAMERON, General Manager.

ISLAY TONTINE LIFE ASSOCIATION
Provisionally Registered.
Capital, 600,0001., in 12,000 Shares, at 501. each.
DIRECTORS.
John Bain, Esq., of Morriston, Glasgow.
Archibald Murdoch Burrell, Esq., banker, Provost of Port Glasgow
Alexander Campbell, Esq., of Bedlay
Robert C. Cumming, Esq., of Barremman, Dumbartonshire
Henry Dunlop, Esq., of Craigton, Glasgow
Archibald falconer, of Glen Park, Port Glasgow
James Hay, Esq., merchant. Leith, Director of the Royal Bank 0'
Scotland
Archibald florae, Esq., accountant, Edinburgh, ditto
Eagle Henderson, Esq., Director of the National Bank of Scotland
William Imrie, Esq., Dean of Guild, Perth
John Burn Murdock, Esq., of Gartencaber, Edinburgh
David Murray, Esq., Provost of Paisley.
BANKERS.
The Royal Bank of Scotland and its Branches ; Messrs. Coutts and
Co., London.
SOI.ICITORS.
Messrs. Turner and Wallace, 37, Virginia-street, Glasgow ;
Messrs. Goodwin, Partridge, Williams, and Edwards, Walbrook
House, London.
Blawaeiteo DinECTOß—Archibald Murdoch Burrell, Esq.
SECRETARY—J.IMe3 Murdoch, Esq.
The barony and est de of Islay, comprising the island of Islay
and small adi emit islands is in the same latitude as Edinburgh and
Glasgow, and is one of the richest and most produetive properties in
the west of Scotland. It co stains about 140,000 acres, of which
34,000 are arable, the rest being luxuriant pasture.
Tho present rental of this magnificent property amounts at present
to 20,0001.; but a Government grant of 30,0001. is now being ex-
pended in drainage an improvements. The rents are periodically*
and legitimately increased as the leases fall in, axle it is evident that
such a property must, under improved agriculture, afford a much
larger return. The purchase, it is expected, will be effected for
about 500,0001., and it is proposed to raise a capital for this purpose,
and contingent expenseS, of 600,0001., in 12,000 50/. shares, each
shareholder to nominate a life, an I the whole body of Nominees to
be insured out of the rectal, so as to secure the repayment of his
subscription to every shareholder whose nominee lapses. The
remainder of the accumulated rental is to be divided every ten years
amongst the surviving shareholders, the last survivor to inherit the
estate. On the basis of 1!,000 policies, in respect of the 12,000
nominees, it is further contemplated to ingraft the general business
of a life assurance company, so as to secure an annual dividend of
profits.
Thus it will be seen that every person taking a share in the Ton-
tine, will, under any circumstances, receive back the amount of his
investment out of the assurance fund, and will also, by way of in-
terest on his shares, receive an annual dividend out of the profits of
the general life assurance department (and the basis and guarantee
indicated cannot fail to make this branch most extensive and lucra-
tive) ; he will, moreover, Farticipate, every ten years his nominee
Survives, in the accumulated and constantly improving rental; and,
in the event of his nominee being the last survivor, will become
the absteute owner, in fee simple, of the entire estate. It is also
to be observed that, as the nominees diminish in number, the
marketable value of the shares will year after year be greatly en-
hanced.
The principles of the proposed Tontine have been maturely con-
sidered by F. G. P. Nelson, Esq-, the eminent actuary of the Me-
dical and Invalid Assurance Company, and received his entire a?-
probation.
Tho estete is to be vested in three trustees, resident in Scotland.
The affairs of :he Society shall be conducted by a board of seven
directors in Scotland, communicating with a board of correspondence
In London. Two general meetings shall be held in Scotland in the
months of June and December.
The preliminary deposit to be ss. per share' (being the maximum
allowed under the Registration Act), and a call of 1/. per share shall
be made on c mtplete registration. The remainder to be called up
by stick instalments as may be found necessary to meet the payment
of the purchase money.
Applications for shares to be made to the following brokers &c., of
whom prospectuses and forms of application for shares may be
had:—Messrs. John Robertson and Co., 47, George-street, Edin-
burgh ; William Bell, Esq., 2, North-street, David-street, Edin-
burgh: Messrs. Buchanan Aitkin and Co., 41, St. Vincent-place,
Glasgow ; J. C. Fonlds, Esq., Canada-court, Queen-street, Glasgow ;
William Gordon, Esq., Aberdeen ; James Thomas, Esq., writer,
Perth; A. Abercrombie, Esq., Paisley; Messrs. Joseph King and
Sons, Liverpool ; L. L. Lamming', Esq , 3lanchester ; Messrs. Flint
and Tootal, [lull ; Messrs. Beardshaw and Co., Leeds ; W. B.
Greenfield, Esq., 3g, Throgmorton-street, London; of Archibald
Murdoch Burrell, Esq., Royal Bank, Port Glasgow ; and William
Bridges, Esq., at the temporary offices of the Association, 30, Throg-
morton-street, London.

A R R I A G E.
One half the world are desolately single, and the ether
LPPo.ing them married, questionably contented. Diffidence, or a
sense et right determine the former, and miscalculated hopes em-
bitter the latter. The solitary one may shield himself under the plea
Of caution and worldly prudence, and the indissoluble, regret un-
aoraprosina hurry ; but the troth lies deeper. Physical incapacity,
and broken health, are the great hindrances to domestic happiness
soeisl content. The dowry should not be the only marriage set-
tlement. Honour and justicedemsna that health shouldforma autism
In the compact; it alone dignifies the alliance. Blighted hopes or
neglect weand more sorely than poverty or misfortune. Reader, if
these surmises concern yea, procure Dr. CIILVERWELL'S little
MEMOIRS " On Single and Married Life, " pub. in 2 vols.,
each (by post, in stamps, Is. 6d. each). Let no imaginatively
refined, or pradish feeling deter you, by their titles, nor be hindered
by misinterpretation of their supposed contents, from obtaining
them. They are not intended certainly for mere idle cariosity, but
for the closet perusal of those more deeply interested, to whom
they aro offered as antagonistic to the empyrlcal trash put forth on
the above subjects, by unqualified authors, which alone or
together, are a disgrace to the age. Furthermore, two other
little publications claim your attention (same price Is. each,
by rest is. 6d.) called " What to Eat, Drink, and
Avoid," and " How to ba Happy." They are not merely
Damprets, but equal in quantity a library volume, nor are they the
fliers ephemeral seribblings of the hour, hut the study of the author's
life who owes his present existence, health, and position to this ob-
Servasace of the maxims he would inculcate—to do unto others as he
aroma he done unto—to live after nature's laws—and to keep always
on the "sunny side of the way." The above works may be had of
Sherwood, 23, Paternoster-row; Carvaiho, 147, Fleet•strest • Mar.n,
Corubill ; Nelson, 457, Weat Strand; or direct (by post or other-
wise) from the author (who may be conferred with personally,
moorings Q 4 pining), 10, Argyll-plug Regent-street; any all

SEA, FIRE, LIFE ASSURANCE OFFICE ;
United with the
PORT OF LONDON ASSURANCE COMPANY.
Incorporated pursuant to Act of Parliament, April 22, 1847.
Admitted to Lloyd's by Vote of the Committee, January 15, 1848.
Amalgamated pursuant to Re, et utions dated February 5, 1849.
Offices :
31, CORI:HILL, LONDON.
whir. Powers of Extension reserved to the
CAPITAL / rroprietors under the 16th Clause of the £lOO,OOO
Deed of Settlement),
In Shares of Twenty Shillings each, all paid ; affording the security
of a large actual paid-up Capital, constantly augmenting,.

DISTINGUISIIING FEATURES.
MXlllNE.—Limited risks in and upon vessels of the first class at
Lloyds.
pronalums on buildings erected in conformity with
the Building A.c2, 7 and 8 Vie., c. 84, proportioned to the diminu-
tion o frisk sec 'tired by the provisions of that statute.
LIFE.—The un mixed mutual system in its purest form—whole
profits being divided among the Assured, without the entailment
of any risk. The operation of this department also extending to
RAILWAY ACCIDENT COMPENSATION, at moderate Pre-

miurns ; and
GUARANTEE for assuring the fidelity of persons in situations of
trust and con Iden co on the Annual Payment 01 a stipulated rate
per Cent., either in connexion with Life Assurance, or distinct
therefrom.
Forms of App lice Lion for Provincial Agencies hi those towns of the
United Kingdoi n where none have been already appointed may be
Obtained from tim Bead Office as above.
1A139..43. COLLINGRIDGE, Managing Director,
London, June 3. 84
THE 111.0TAL

GENERAL ANNUITY

SOCIETY.
For Allowing J'aMuities to Aged Persons WACO in Prosperity, from an
Parts of the United Kingdom.
Founded A.D. 1527.
,Supported by Voluntary Contributions.
PATRONS.

ler Most Grettlous Majesty The QUEEN, find his Royal Highness

PRINCE ALBERT, K.G.
Persons desir CIS of becoming Candidates at the next Election are
requested to app4y for the Forms of Recommendation, as they must
be returned to th.o Dffice, duly filled up, on or before the 30th instant.
The Committe e earnestly solicit Contributions to enable them to
extend the usefulness of this importtant Charity.
STEPHEN J. ALDRICIT, Secretary.
Society's Offices, 18A, Basingliall-street, Oct. 1, 1849.

ARCHITECTS', BUILDERS', and
GENERAL FIRE AND LIFE INSURANCE COMPANY,
G 9, Lombard-street, London.
CIIAIRY:4N—SYDNEY SMIRKE, Esq., A.R.A.
The rates for troth Fire and Life Insurances are as low as can
with safety be taken. Those for Life Insurance may be paid
either yearly, ha If-yearly, or quarterly ; one-half the annual pre-
mium may be le ft unpaid for seven years, or one-third to the end
of life. Thus la; .be sums may be Insured at the smallest ;present
outlay.
Prospectuses, rams of Proposals, &c,, may b 3 had at the Office,
69, Lombard-sire et, or of the agents.

JOAN REDDISH, Manager.

ROYAL, FARMERS' and GENERAL, FIRE
and LIFE INSURANCE INSTITUTION.
Offices, Strand, London.
Capital, 500,C00'.
Em Qgwered by special Act of Parliament.
Every species if life Insurance effected. Low Rates of Pr elnium.
The usual Coannil&nion to Solicitors.
Fire Insurance of every description effected at moderate Pre mlums.
The Renewal I: eceipts for Premiums on Policies falling due at Mi-
chaelmas arc now ready at the Read Office, or in the hands: of the
AL;•ents in the com stry, and should be taken up on or before the 14th
day of October, 18.4fi, when the fifteen days allowed by this, Office
over and above th.e, time for which they are insured, will expire.
Prospectuses al Id every information may be obtained of the Agents,
or at the Head 0. Ike.

WM. SIIAW, Managing Dir ector,

lUCRATIVE INVESTMENT.
OYAL SURREY ZOOLOGICAL
GARDENS.
This popular and'• 'profitable place of amusement will be dis: 'Ned of,
if an eligible offer ix.; made, the present proprietor being dos irous of
retiring.
Patties wishing to purchase may apply to James Coppock,
IS, Parliament-str ee t.

BANVART.'S true original PAINTING of the
AIISSISSITP f and MISSOURI RIVER?, exhibited b:r ,corn-
no,nd of her Id ajesty the Queen, and 11.R.H. Prince Albe rt, and
Royal Family, at Windsor Cast's,' NOW OPEN, at the EGYI 'TIAN
PICCA.I +ILLY, every Morning, at Half-past Two, l'lven-
In!, at Half-past Seven.
Ado dssion—Lower Seats, 25.; Gallery, Is.
" That there v, 'AS any other original painting of these riverslts an
hnpodeut invostl. Louisville Dcuiperat.