The Sun.
London, England, 1838-07-02 00:00:00

The basis on which this table is calculated is the pay-
rc,,nt of Is. per week, or 21. 12s. per annum; but any
payment may be made, and the benefits secured in proportion
thereto.

Exa MPLE. —A person, aged 23, by the payment of ls per week,
or 21. 12s. per annum, will secure, on attaining the age of 65,
the eotion of an annuity of 401. Bs. 2d., cash down 3331. 75.,
or a policy on his life for 3931. 15s.
By one-half the payment, that is 6d. per week, or 11. 6s.
per annum, he will secure the option of half the benefits.
By five times the payment, he will be entitled to the -option of
five times the benefits; and the same may be extended to tiny
other proportion.
All premiums to terminate with the '
Two-thirds of the payment's may at any time, be withdrawn
on tioposit of the policy ; and should the party not suivive,
two-thirds of his payments will be returned to his representa-
tives.

11. PREMIUMS.
, -S Annuity, £lO 0 0 .
To secure, on attaining the
Age of 65, the option of Gash S2 10 0
97 8 6

ExAnti-Lt.—A person, aged 23, by the payment of 2/. 12s.
per annum, will secure, on attaining the age of 50, the optiot,
of an Annuity of 81. 16s. 3d., cash down, 113/. Gs ; or a Po-
licy on bis Life for 178/. 153.
11. PREMIUMS.

To secure, on attaining the c Annuity, £lO 0 0
...
Age of 50, the option of ash
12 11
0
( chcy ... 202 1 6

THE UNITED MERCANTILE and TRA-
VELLERS' ASSOCIATION, and GENERAL MU-
TUAL LIFE ASSURANCE and ANNUITY SOCIETY for
securing Annuities to Aged Travellers, Warehousemen, Clerks, and
Others, and Endowments to their Widows and Children • and for
Mutual Assurance of Lives and Survivorships, Granting Annuities,
and the Purchase and Sale of Reversionary Property and Interests.

TRUSTEES.
George Grote, Esq., AI.P. James Pattison, Esq., M.P.
Thomas Brockelbank,
DIRECTORS.

Samuel Wilson, Esq., Alderman.
Robert. Currey. Esq. Ambrose Moorip Esq.
John Crouch, Esq. Giles Redmayne, Esq..
Thomas Dakeyne, Esq. Peter Itolt, Esq.
Joseph Dowson, Esq. . . Joseph. 11. Warter, Esq.
Joh❑ Evans, Esq. Robort Wileoxon, Esq.
William Comber Hood, Esq.

• AUDITORS.
Mr. J. R. Cutileyf Mr. J. Stokes.
BANKERS.
n'iSClftt; Grtitt,'Avnrt, Baitliedmilhetet;
MANAGER.—Warwiek Weston, Ei:q.
801.1.CITORS.—Messrs. Newbon and Evans.
PII TSICIA N. —Dr. Cursham.

Mr. W. Williams.

To be empowered by Act of Parliament.
A proportion of the Profits of the Society will be set apart as a
Fund for the Relief QJ Necessitous Members and their Widows,
and augmenting the Annuities to Aged Travellers and others,
Members of the Society, in cases of necessity.
To no chsS persons are the advantages of Lifo Assurance so
applicable, and 'vet by none so little maturely considered and ap-
preciated, as by -Commercial Travellers. It is, indeed, a matter of
surprise that amlngst so numerous and influential a body of men,
possessing adequate incomes, aid of increasing responsibility and
importance, no
Society en the basis of Mutual Assurance has been
formed, fee'proxiding against the casualties of life, or the incapacity •
of age.
The means of disseminating the principles and advantages of Life
Assurance throughout the country, and atthe same time promoting
the success of a Society for Mutual A ,surance, arepeenliarly within
the influence of Commercial Travellers, who, it is reputed, consist
of upwards of 20,000 persons.
The United Mercantile and Travellers' Association has been
formed on the requisition of numerous respectable Commercial Gen-
tlemen, sensible of the advantages to be derived by themselves, their
Widows, and Families, in the establiShment of a Society on the
principle of Mutual Assurance, who have pledged themselves to its
support. Tho Society also claims the influence and support of the
Principals of Mercantile Establishments ; its operations affording a
provision in advanced age, and thus relieving them from, either
supporting, for the residua of life, a faithful but incapacitated ser-
vant, or the pain of seeing hint in want.
• The subscribed Capital of 50,000/. in Shares of 51. each is only
• necessary as a Guarantee Fund, to meet any immediate demands on
the Society ; and it is considered that no more than a Deposit of 1/.
will be required.
The Shareholders' proportion of profits to be limited to either an
Annuity for 10 years, at 131. 10s. per cent. on the amount paid on
their Shares ; or 51. per cent. on such amount paid.
The Directors reserve the power of paying off those Shareholders
who do not claim the determinable Annuity after the expiration of
ten years.
In order to meet the peculiar circumstances of each particular in-
dividual, Tables arc constructing, embracing not only many novel
features, but the most approved description of business transacted
by the existing Lire Assurance and Annuity Offices :
Immediate -Annuities, of a fixed or of an annually increasing

amount.
Deferred Annuities, either for fixed or annually increasing
amounts; which may be paid for either is one sum,
or con-
verted into equal, increasing, or decreasing annual payments
• for any given time, short of the period when the Annuity is to
commence.
The Assurance at death either of a fixed sum, or of one annually
increasing in any given ratio, for which the premiums may be
paid in one sum, or in equal annual payments, or annual
payments inerea-ing or decreasing in any given ratio.
Assurance either of a fixed sum, or one *lineally increasing,
at a given age, payable however if the death of the party
should happen earlier.
T,ho Policies may, at entrance, be so made as to give the option
to the parties, either. of effecting a Life Assurance, or an equivalent
Deferred Sum or Annuity, or any other object more suited to the
views of the parties.
To afford the Members a provision in case of unforeseen calamity,
sickness, or temporary change of circumstance, the Society will at
all times purchase its Policies at a fair value, or make advances
thereon in proportion to the amount of Premiums paid.
All que-itions not involving fraud between the Assured and the
Society, will be referred to arbitration.
The whole of the Premiums will be calculated at as low a rate
as is deemed consistent with the stability of the Society ; and as
the receipts of the Society will be employed in the purehase of
Reversionary Interests, and other advantageous investments, after
al° lapse of a few years, a considerable reduction thereon may be
confidently anticipated.
The Profits of the Society subject to time before-mentioned pay-
ments to the Shareholders, will be divided, at the expiration of the
first five years, annually, amongst the assured of fire years' stand
lug, in reduction of premiums, or as a bonus to their Policies; re-
taining always four years' profit as a guarantee fund, except such a
proportion as shall be appropriated for the relief of the Widows of
Members in case of need, and in augynentinr, the Annuities to ne-
cessitous Aged Travellers and others, Members of the Society.
It is also intended to have a separate Table of Premiums, to effect
any of the foregoing objects at a fixed rate, the parties thereto not
participating in the profits of the Society.
Agencies will be established at Liverpool, Birmingham, Man-
chester, Sheffield, Leeds, BriAol, Norwich, and other principal
towns, for facilitating the objects of the Society.
All Cotnnmnientions, and Applications for Shares, are requested
to be made by letter, post. paid, addressed to the Secretary, at the
Temporary Olces, No. 2, Great Carter-lane, Doctors' Commons,
where
cliurch-strect.
Prospeatuses may be obtained, and also at No. 73, Grace-

J. S. NEWBON, Honorary Secretary.

OLD FuRNIVAI:S-INN WINE STORES,
and BREITS HOTEL, Holborn.
We are too tenacious of the reputation which the Proprietors of
this Establishment have enjoyed for upwards of fifty years ever to
tamper with the quality of our Wines, • Connoisseurs may, there-
fore, rest assured that our Ports and Sherries, at 5.15. per dozen,
are of the highest possible character; while economists will find
that those at 305., 365., 425., and 485., being genuine wines of
various degrees of maturity, are well worth their respective prices.
Masdcu, draught., 28s. ; oldest crusted, 36;. ; Marsala, 245. ;
Sicilian Sherry, 265. ; first-class Cape Madeira, les. ; Burellas,
355. and 425. ; with every description of French and Rhenish
Wines, on terms proportionate to age and quality. Single bottles
may be had as samples. An assortment of .a dozen or upwards
will be forwarded, carriage free, to any market town in England,
if previously settled for in London.
HENRY BRETT. and CO., .
Old furnival's•lnn, Holborn Bars.