The Sun.
London, England, 1853-03-22 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the (Life Offices would give
ordinary Life !him if he were unable
Offices would to pay, or if he omit, ed
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that! or sale 81.65. 3d. after he has
Jemiumiyearswhen age, I of his policy, paid into their coffers
a .o assure, the party in case' after thirty 249/.78.6d., and which
500/. Is fifty of years payments they have had the use
.o • years old, death ' amounting to of at compound
hewillhave will be 2491.75. 6d interest, or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
4' little more
rme 4 6.. 3d.i 24 91. 75.6 d. 0001. than 801. NOTHING.
perhaps 90/.
ON THE DEPOSIT SYSTEM.
If un able to pay, or not
desirous of paying or
omitting topay,thePo-
hey would still remain
of its FULL value
5221.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put in, viz., 225/., but
a certain bonus of 621.
2011.10 s od 2251. 5221.257 d 2871. 20. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole o f his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

4*,

..,

On comparison of these two tables it -will be seen that a person
tinder the novel system of DEPosrr assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
R larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
.THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his propert
nty,
of the same value as it was, though he cease his curre payments
'for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
'by giving a fortnight's notice, withdraw any part from 11 up to the
'Whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards. raise his policy to a greater or even
Its former amount ; and by this system he can at all times regulate
Ids annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
/a a bank, with this palpable advantage, however, that he gets Inte-
rest for has money, and in case of death his family receive more than
'the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at *nee lapses or is cancelled the moment
-he ceases to pay his current premiums, and, instead of having. any
fund to fy to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
moret'ortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
. and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
'confers greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the

ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH. ,

To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof. •
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from bOl. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Poi cy.—ln case of inability to pay the currant
Premiums, the Directors will eitner purchase the Policy at a fair
Market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
Which have been made.
Detailed prospectuses with tables in further illustration of the De-
' system, and any further information may be obtained on appli-
the Agents in the country, or to
CHARLES W. BEVAN, Resident secretary.

W.B.—Agents wanted in all parts of the World.

.• ..LMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by 11. Ratifier°, 219, Regent-street, London.
!To I.
tn., in cloth, price is. by post free, Bs. 81,
ON TRUE & FALSE SPERMA.TORRHCEA,
with the View to the Correction of wide-spread Errors
In relation to the Treatment and Cure of Sufferers front Debility of the
Generative System, or Sexual Hypochondriasis.
Translated from the German of Dr. PICKF'ORD
"Dr. Pickford 's known to English readers by his frequent practl-
eil contributions to German medical literature. This is the first
lime, he informs us, that he has addressed himself to then
he oa-me
shal
di
cal reader. We trust this may not be the last,
detect any other equally flagrant evil which it may be in his
'sower correct."—London Medical Gazette, May 30, 1851.
' "We uromised in a former number that we should recur to this
Nrofs, in order to exhibit its aim more clearly. The author lashes
with great severity the impostors who make a livelihood by preying
en the crednUty of the public. The tribe of ' Quiet Symathisers.'
UV Medical Friends,' are mercilessly exposed; arid if this book
could find its way into the hands of those who suffer from th com-
plaint of which it treats, we are satisfied that many hindreds would
be Saved much needless suffering of body and mind, and what is of
leas importancerthotigh it is that which the quacks most prize—
Ruch m0ney....... This volume is well qualified to put an end to the
erniirical system of treating Spermatorrhcea, and to place the treat-
, anent upon a more rational and physiological basis. It is, therefore,
akely to do much good."—Medical Circular, June 16, 1852.
No. 11.
' Bvo., in cloth, price 3s. 6d., by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Pend-
-1410 once Simple, Safe, and Efficient, in even Its most Inveterate
apparently Intractable Forms.
BY F. B. COITRTENAY,
Member of the Royal College of Surgeons of England.
-"In
.proof of his views he (Mr. Courtenay) has given
history or a great many cases successfully treated, .as bad
aby which Mr. Syme adduced, and on which he had operated.
zuch are cases ix., xi., ail., and xviii. No. lx. had res sted, for a
• teriod of twelve years, the treatment by dintation, and was finally
i'!!'"oved in as many weeks. But cases xviii. and Mx. appear, both
duratio",, severity, and complication of symptoms, of a more ag-
travated character than any detailed by Mr. Syme, and yet thz.
7eatment adopted by Mr. Courtenay proved eminently eaccessffil."
.Protessor Liza= on the Treatment of titricture.

E-I,k R. CULVER Iv ELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row , Carvalho,
147. Flect-strect, Mann, 39, Cornhill. Price One Shilling each; by
post, Is 6..1.

ENJOYMENT OF LIFE.
" Health, Recreation, and Rational Use of Time."
CONTENTS : Early Rising—Spring and Summer ilornings—Ex-
cursims about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places Country
Trips and Rambles—The Sea —London at Night—Evenings at Home
Music—The Drama—in Eating, Drinkiag, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.

FRAGMENTS FROM THE FOUNTAINS. Two Vols.
•01. I.
VISIT 10_,THE LAKES ; SKETCH OF EDINBURGH. 860.

THE LAKES OF KIL
DLARNEY ; REMINISCENCES OF
111.
ÜBLIN, ir.c.
WHAT TO EAT, DRINK, AND ATOID,
"That three score years and ten our course may run." •
A popular review of almost every form (cause aid cure) of net,
vousiy-debilltated health and enfeebled constitution that harasses
the young. besets the man of pleasure, business or tudy, and em-
bitters old ago ; with tables and rulesfer the diet ands physical regu-
ation every-day life.

IT.
THE PASSIONS.
What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
St Bum :—Life's pilgrimage, from infancy to old age. The ad-
vent of the passions: Chastity and its infringement. The casualties
of licentiousness and dissipation, with illustrations, graphic, nan.a..
tive, and remediative. Advocacy of early marriages,
T.

THE MARRIAGE STATE.
To be or not to be, that is the question."
nwownie:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, to sedure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion,
Cases, &c.
By R. J. COLVERWELL, M.D. (1841), M.R.C.S. (1827),
(1824), Twenty-five years Medical and Forensic Referee in these
matters. _ _

Price Is. each; by post, Is. 6d.
To be bad of Sherwood, 23, Paternoster-row ; Carvalho, 147,
Fleet-street; Mann, 39, Cornhill; or of M.
nsulted da R. Culverwell
il, y
from M.D.,
In, Argyll-place, Regent •street, who may
be co
Ten tin Five, and Seven till Nine.

WEEK DAYS. SUNDAYS.
cg. •
it 4.. .0 a
.o_. 2 :.-.. ..; p. . ".: 11 4 of -
Time. CI V li id til Time. a t 2 5,
AC t 6 1 z 8 g S , a
it P' 6 a i a Ii
91i 94
11 - - 11 --
12>% 1
214 1 H 214 ——i— i
4,5tA
1 *0
1 ,
Passages marked * are run direct.
Fore Cabin. Saloon.
To or Prom .. Gravesend and L0nd0n........ 10d. .. Is. 2d.
. _ ....._

„ Gravesend and Blackwell or Woolwich Bd. .. Os. lOd.
Between Gravesend and Intermediate Piers.. 6d. .. Os. en.
BOAT TICKETS.--Twelve Months, h.. Os. ; Six Months, 3/. Os. ;
Three ,Months, 2 . Os.; to be bad of the Collectors on board the
Packets; or of Mr. Monk, Terrace Pier, Gravesend.
Fast and Commodious Packets to Let for Excursions. For Terms,
apply to Mr. W. Morgan, Agent, Star Office, Fenchurch-street Ter-
minus, Blackwell Railway.
February 13th, 1853.

JUVENILE ATTIRE for EASTER.—At
Easter Juveniles expect New Attire ; the best quality, the
newest fashions, and the most economical charges, are subjects of
consideration. The Juveniles have their opinion, but their parents
must have theirs Yet there are not two opinions respecting the
Establishment where Easter dress should be 'purchased. E. MOSES
and SON have always offered the earliest and most approved
fashions for such occasions, and this year by their usual business
activity they have again secured the first selection of new materials
from every celebrated manufactory. British and Foreign, and the
eesign and workmanship, displayed in hundreds of novel styles for
Juvenile Attire and Clothing for Children, even surpass the produc-
tions of all previous seasons. Distinguished artists being employed
on this description of dress, secures novelty, grace, and comfort in
the Juvenile Attire made by E. MOSES and Sox, and, though great
advances have taken place on materia s and workmanship. the
quality is much saperlor, and the charges considerably lower than
at any other house.
novelties lately in-
saniet.e, exhibiting asons.
Special attention is iavited to a resplendent display of richly em-
trOduced by E. Mons and Sore.
A splendid display of Wats and Caps for Easter, suitable for
eleredtotVs,eNsVtgAipnpenrsew, Omvaeterclaltss,
cheap
than they can be had elsewhere.
Juveniles and Adults, combining all recent improvements in style and
finish,
brig,
Boots and Shoes the best and cheapest.
mical prices.
Hosiery for Ladies, Gentleinen, and Children at the most econo-
mical
description of labourers. Clothing procured at the
Emigration to Australia is the high road to wealth for small capi-
tfrantstiaendwhelesale department of E. MOSES and SON'S establish-
ment is the most profitable investment which can be made. Compe-
tition lucrative sale. A
manu-
facture there meets with an instantaneous and ll
ies as " Diggers," Mechanics or-
in this does not exist in Australia. E. Mons & Sori's
Emigrants preparing for the colon
t t e greatest dispatch,
and at Wholesale prices'. The goods are all of guaranteed suitability,
es of Emigrants. Ladies, Gentlemen,
and are prepared for all class
Farmers, are outfitted by E. Mesa & Sox` Di
h h '
and Children,—a separate department is kept for outfitting, and full
with ship sailing informs-
lists of outfits for Ladies and Gentlemen,
tion may be had on application, or post free to any part of the king-

-
thheaviunntgradtoesgumaardn.utkhe
public against imposition, having learned
e
tha
CAUTION.—E. MOSES and SON regret
falsehood of " Being connected with their Establishment," or "It's
the same concern," has been resorted to in many instances, and for
obvious reasons, they beg to state that they have
No CONNEXION WITH ANT OTHER HOME IN OR
OVT OF LONDON,
except their own Establishments, as follows:
London City Establishment, 154, 155, 156, and 157, Minoriee, 83,
84,85, and 86, Aldgate, opposite the Church, all communicating.
London West-end Branch, 505, 507, 508, New Oxford-street, 1,2,
3, Hart-street, all communicating.
Bradford (Yorkshire) Branch, 19 nd W, Bridge-street.
Sheffield Branch, 36, Fargate.
Merchant Tailors, Clothiers, Hatters, Hosiers, Furriers, BOOt and
Shoe Makers, and General Outfitters for Ladles and Gentlemen.
IMPORTANT.—ShouId any article not give satisfaction, it will b
exchanged if desired, or, if preferred, the money will be returned
without hesitation. All goods are marked in plain figures, the lowest
price, from which no abatement can be made.
The Establishments are closed from sunset Friday to sunset on
Saturdays, when business is resumed till 12 o'clock.
A new Book, entitled " The World's Pharos," containing the
Emigrant's Assistant, full list of prices, and directions for selflmea-
surement, may be had on application, or post-free, to any part of
the kingdom.
A handsome Almanac for the year ending 1853 can be had gratis,
on application.
Ici l'on perle Francais.
Hier *richt man Deutsch.

Qui si parla Italian.
Aqua se habla Espanol