The Sun.
London, England, 1853-12-02 00:00:00

110NDON LIFE ASSOCIATION.
Instituted 1806.
Office, 81, KING WILLIAM•STREET.

PRESIDENT—CHARLES FR 4NICS, Esq.
VIcE-PicastifErsT—JOFlN BENJAMIN HEATH, Esq.
This Society the p is essentially one of Mutual Assurance, in which
The rate
remiums of Ifs Members are reduced after seven years.
Aof reduction of the Premiums for the present year was
Tie tent., leaving less than one-third of the original Premium to
Paid.
The Society also undertakes other descriptions of Assurance, in
loch the Assured do not become Members, and having ceased to
"
red anY commission to Agents, the Society has been enabled to
the Premiums for this class of Assurances to the following
7 . low rates

Annual Premiums for the Assurance of £lOO,

20 Is. A3gse d 6. Asgoe d. 2
25
1 17 0 40 2 15 5 55 5 1 0
3° 2 1 5 45 3 6 0 60 6 5 10

The C
ourt of Directors are authorised by the Deed of Settlement
-'ltilee money on the security of Policies in this Association.
EDWARD DOCKER, Secretary

To g..._, SECURITY TO EMPLOYERS.
-..,..es of Public Institutions, Clerks, Station Masters, Rail-
TwaT Otllcials, Bankers' Clerks, Travellers, and Others.
al ES LIFE ASSURANCE and GUARAN-
tame. ?and 8 V MPict , 32 :EE COAN,IIO Ludgate-hill, London. Incorporated
'oria, Ycap. .
Club, _ HONORARY PRESIDENTS.
-.."..-riS lIINDT,EY, Esq., M.P., Dartmouth-house, Westminster.
JAMES KERSHAW, Esq., M.P.. Stockport.

4111 TRUSTEES.
88 Alexander Douglas, Esq., 11, Queen-square.
James
Moore, Esq. Endsleigh-street, Tavistock-square.
_alrles Nisbet, Esq., Berners-street, Oxford-street.
b_ultetattets—The Hon. Francis Villiers, Berkeley-square.
e The
TV CHAIR/ Liu -James Wyld, Esq., Charing-cross.
Times" Company affords guarantee to persons requiring the
~meat the lowest possible rate, and divides four-lithe of the profits.
Itue7,„7 applying the justly popular principle of mutuality to public
eees,-"Lee, the premiums, instead o being a tax upon honesty, be-
e means of saving and Investment.
ctie,.:es —From 7s. 6d. upwards. No charge for stamps or extra
lite el- An allowance made in the guarantee premium, where a
-"4tirance and guarantee are combined.
Life LIFE ASSURANC
teont4 assurance, annuities, and endowments. Payments taken
taste 137 as well as quarterly, See. Policies indisputable, save in
fraud. Arrangements can be ma4e with this office to pre-
!kb "e loss of a policy where the assured is unable, from temporart
amassment, to keep up the payments.
H. B. SHERIDAN, Manager.

cit-a\TERAL INDEMNITY INSURANCE
COM PA NY.
Act Pro
or
of Registered, and to be Incorporated by Royal Charter
of Parliament, for the Guarantee against Losses arising from
laett "esi Forgeries, Frauds, Debts, Insolvency, Fire, and Non-pay-
Abe.. of Rent.
Cap
co-ssurance is also effected on improved and safe principles.
44 500,0001. (with power to increase to 1,000.0001.) in 100,000
shares of 5/. each; deposit, 1/. per share.
Oftlces—Cannon street West, London.
Sotacrroas—Messrs. Humphreys, Son, and Morgan.
Thu r, SECRETARY—WiIIiam H. Longmore, Esq.
'"'PanY has been established for the, purpose of combining
:cti'e office, and concentrating under one management, the various
'ph",i which the principle of Insurance is capable of being applied.
Alio; business of the General Indemnity insurance Company com-
Some .411 the forms of Insurance at present in ac, and includes
ttbu„"evr and important features not previously brought before the
fon, These are divided between its three main departments in the
14'.113% manner:—
271, losurance against Robberies, Forgeries, Frauds, &c.
(This department
against Losses by bad Debts and gu rantee of Rents.
ll442.4;sl,ePartment includes the Collect on of Debts and Rents without
atkj r:!_s'e. at a moderate commission. The winding-up of Bankrupt
iinr..,,,,ssolvent Estates, and advances to Assurers, on the security of
01 realised assets not immediately available for the purchase and sale
„.34.. y;
a and Life Insurance in all its branches. Insurances to
tiagers, providing for re-payment of mortgage-money
Ilh,lrs and Loans to Policy-holders on real and personal security.
iti,ee. ire Department includes a new feature of considerable import-
the. Insurance against loss of Business Profits in consequence of

trllicl!?_ch of these Departments a special Prospectus is prepared, to
, Pleblic are referred for the minute details.
the'PPllcations for Shares and other information to be addressed
Secretary.

GUARDIAN FIRE AND LIFE
ASSURANCE COMPANY,
No. 11, Lombard-street, London.
DIRECTORS.
Sir WALTER R. FARQUHAR, Bart., Chairman.
FRANCIS HART DYKE, Esq., Deputy-Chairman.
henry Hulse Berens, Esq.
John
Dixon, Esq.
Sir W. 34. T. Farquhar, Bart.
os. Hankey,jun., Esq., M. P
John Harvey, Esq.
John G. Hubbard, Esq.
George Johnstone, Esq.
John Labouchere, Esq.
John Loch, Esq.

Stewart Marjoribanks, Esq.
John viartin,Esq., M.P.
Rowland Mitchell, Esq.
James Morris, Esq.
Henry Norman, Esq.
Henry R. Reynolds, jun., Esq.
John Thornton, Esq.
James Tulloch, Esq.
Henry Vigne, Esq.

AUDITORS.
A. W. Robarts, Esq. I Henry Sykes Thornton, Esq.
Lewis Lloyd, jun., Esq. John Henry Smith, Esq.
SECRETARY—George Keys, ESQ.
ACTUARY—Griffith Davies, Esq., F.R.S.
16::11rE DEPARTMENT.—tinder the provisions of an Act of Par-
tiZZlt, this Company now offers to future insurers Four-fifths of
leluttZnts, with Quinquennial Division, or a Low Rate of Premium
li,nut Participation of Profits.
iLliext division of Profits will be declared in June, 1855, when
dt Cl;!elPistlng Policies which shall have subsisted at least one year
AA&Atiptinas 1854, will he allowed to share in the Profits.
ve,..le several past divisions of Profits made by this Company, the
,"Olitg"arY Bonuses added to the Policies from One-half the
4•er C allsounted, on an average of the different ages, to about One
41(leet• Per Annum on the sums insured, and the total Bonuses
pot the Four Septennial Divisions exceeded 770,0001.
411,(Lp RISKS.—The Extra Premiums required for the East
unit est Indies, the 13ritish Colonies, and the northern parts of the
.141 l•tates of America, have been materially reduced.
&LID LIVES.- Persons who are not in such sound health as
'414 enable them to insure their Lives at the Tabular Premiums,
,2.0.44je their Lives insured at Extra Premiums.
aes,fiq ;„'S, granted on Life Policies to the extent of their values, pro-
'''4l4,Ze,(l Policies shall have been effected a sufficient time to have
bsAgsirp each case a value not under 501.
-K1 reoitSNIENTS OF POLICIES.—Written Notices of, received
ered
44411e41 fees paid by the Company, and no charge made for Policy
yt/ti
ot,„l3EPAßTMENT.—Tneurances effected on every descrip-
-'6Perty at the usual rates.

SUN LIFE ASSURANCE SOCIETY,
London.

811A.RE OF PROFIT INCREASED FROM ONE-HALF TO
policies FOUR-FIFTHS.
effected with this Society after Midsummer, 1850, and re•
pVng I.llorce at each Septennial period of division, will PA RTI
1 t IN FOUR-FIFTHS of the Net Profits of the Society accru-
till after Midsummer, 1850, in proportion to their contributions to
so,: PrefitO, and according to the conditions contained in the
Th tr
I Prospectus.
Premiums required by this Society for insuring 'Young Lives
-ovver than in many other old-established offices, and Insurers
protected from all risk by an ample guarantee fund, in ad-
.._• 11 to the accumulated funds derived from the investments of
.-rerntums.
Policy Stamps paid by the Office.
rLe'n.ectuses .nay be obtained at the Office in Threadneedle-street,
ft, or of any of the Agents of the Society.
CHARLES HENRY LIDDERDALE, Actuary.