The Sun.
London, England, 1853-01-05 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Ufa him if he were unable
Offices would to pay, or if he omitted
At the His give him fot to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale 8/. 6s. 3d. after he has
premium years when age, of his policy, paid into their coffers
to assure the party in case after thirty 2491.75.6 d., and which
5001.. is fifty of years'payments they have had the use
years old, death amounting to of at compoun I
hewill have will be 2491.75. 6d. interestA or in
paid into worth whiclitheyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more
'8 8/.65. 3d. 249/.18.6d. 5001. than 801. I NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.:
Ifun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
5221.28.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put in, viz., 2251., but
20 11.10 s Od 2251. .522/.257d 2871. 2s. 9d. a certain bonus of 621.
25. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

* The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd:ing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. Ia the
former of 101. 7s. 6d.' with 10 shillings per cent. entrance fee, would
be the rate to insure 100/. at 20 years of ago. In the latter 81. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
Money laid out at compound interest DOUBLES ITSELF every four-
teen years.

On-comparison of these two tables it will be seen that a person
under the novel syst,elmst.ofFDor a less sum, paid annually, he can assure
EPOSIT assurance can secure the follow-
inga
larger sum in ca se
of
death
2ndly. In the event of a d 1
advantages, viz.
than under the ordinary system.
in this Company, by the des to surrender his Policy he can receive
THREE times as much as on thepay, o
hier d i npaerlyi
esyy
rs
et emma i n
sasr du IT . h II
sn the
peevretnyt,
of the same value as it was, though he cease his current payments
'
for any number of years • whereas; on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
notice, withdraw any part from 11 up to the
whole amount of his
by giving a fortnight's
afterwards, previous payments and with interest. After he
has withdrawn part three
years, or any time
onewayrdeasr.
raise he
hiscan p
, by
to yhasin
g le
egreaterpayment, e
re
its former amount •
, and
by this system he can at all times re len
fundhi annual expenditure, with the facility in
.tthehis annual savings be
bargain of having a
in a bank, with this to fly to in case of necessity, the same as
for his money, arid in palpable advantage, however, that he gets inte-
restthe amount of his savingsc; of death his family receive mere than
such thing, but his policy
at
(oln ordinary Life Offices be can do no
he ceases to pay his currentnee lapses or is cancelled the moment
premiums,and, instead of having any
fund to fly to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes
serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and t
RIO DEPOSIT assurance Is the only systeeem ofstriking to be overlooked
universally recognized and adopted ~,,,h assurance which can ho
when the principles
impar-
tially canvassed, and its palpable benefits become are
confers greater advantages than a b nk, hecauseit
widely diffused. It
of Interest in case of withdrawal, and gives
twice
the amount
a fair rate
hands of the CornPanY to the representatives of th amount in the
i the e Depositor in
case of death, thus cornbin RANK
ADVANTAGES OF AWITS THE BENEFITS
AN ASSURANCE COMPANY, OF
In case of endowment assurances the advantages of
the DEPOSIT
system are still more striking.
UNDERCO=MA THE ORDINARY
BR
LIFE ASSURANCE CH
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle tkereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti.
cular disease. every kind of
Loans from .50/. and upwards granted on security,
th b rrnwer
real or personal, on the most equitable terms to e o
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy —ln case of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inter
previous payments
rest cormponding in amount to the whole of t
which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli,
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

. •
1.1".B.--Agonto wanted IA pub 0(010 World.

LAURENT'S GRAND CASINO.

ARGYLL ROOMS, Great Windmill-street,
at. James's,
Lessee, Charles Emile Laurent. Onslow House, Brompton-road.
Licensed pursuant to Act of Parliament, of 25th George 11.
Open every evening with Laurent's Celebrated Band. Principal
`ornet.4-Fiston. Si, Boulcour.
Admission—ONE SHILLING.
NiDneocz,?ipteen_matinHatf-aptatsitalEf-igphasttoE'clleovcekn.
prencaisneeilyn.g to commence at

PATRON—H R. H. PRINCE ALBERT.
ROYAL POLYTECHNIC INSTITUTION.
ENTIRELY NEW EXHIBITION. —An OPTICAL and
MUSICAL ILLUSTRATION of " A MIDSUMMER NIGHT'S
DREAM," the Words from Shakspere. the Music by Born,
Stevens, Bishop, 11. Buckland, and Dr. Cooke, Mornings and
Evenings.—LECTURES by J. 11. Pepper, Esq., on the endless
AMUSEMENTS of CHEMISTRY, adapted to a Juvenile Audi-
ence; by Dr. Bachhoffner. on the PHILt/SOPHY of SCIENTIFIC'
RECREATION; by Mr. Crispe, on BALLOONING and the PRO-
SPECTS of AERIAL NAVIGATION, illustrated by a beautifhl
Model of POITEVIN'S PAR %CHUTE, GREEN'S GUIDE ROPE,
DIAGRAMS, &c. DISSOLVING VIEWS, including Day and
Night Views of WALMER CASTLE, WALMER CHURCH, &c.
Ldmission, Is. ; Schools and Children under ten years of age,
half-price.