The Sun.
London, England, 1853-07-23 00:00:00

ON TITE ORDINARY SYSTEM.

The sum the ordinary
The snm the Life Offices would give
ordinary Life !him if he were unable
Offices would ,to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
Anneal thirty at that or sale Si., 6s. 3d. after he has
oremium years when age, of his policy, paid into their coffers
c to assure' the party in case after thirty 2491.7 s 6d., and which
500/. ; is fifty I of years'payments they have had the use
years old, death'samounting to I of at compoun
hewill have will be 2491.75. 6d interest, or in
' paid into worth which theyhave the event of his death
I the office. had the benefit one hour after such
t.e
of at compound, omission or inability
interest. to pay.
11 little more
20 8/. 6s. 3c1.2491. 78.5 d 15001. 11 than SO!. I NOTHING.
perhaps 90/.
ON THE DEPOSIT SYSTEM.
If unable to pay, or not
desirous of paying or
omitting topay,the Po-
Hey would still remain
of its MIL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment heingre-
quired. If however the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all helms
• put In, viz., 2251., but
10 7/.los 011 2251. 5221.257 d 2871. 2s. 9d. llt:ejd n t
certain bonus of 621.
he bargain,
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess andlin detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
order the novel system of DEPOSIT assurance can secure the follow-
ng advantages, via., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
TIIREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from ii up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a slat& payment, three
years, or any time afterwards. raise his policy to a greater or even
ts former amount ; and by this system he can at all times regulate
his annual savinus by his annual expenditure, with the facility in the
aresin of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fly to for aid, all his hail-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK
ASSURANCE WITH THE BENEFITS OF
AN PANY.
In case of endowment assurances the advantages of the DEPOSI
system are still more striking.
ADVANTAGES OFIFE THIS
ASSURANCE COMPANY UNDER THE ORDINARY
L BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
zular disease.
Loans from 507. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums, the Directors will eitner purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Dwelled prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.R•—Agente wanted in all parts of the World.

VISCOUNT CANNING and the POST-
OFFICE PATRONAG E.—The C IVIL SERVICE GAZETTE,
published every Saturday-, price 6J., devoted to the Interests of all
Government Officisis in every department of the State contains
articles on the Post-office Patronage and Lord Canning—The Coast
Gum d —Abuses in the Customs Department—Hints and Elucidations,
Executive Organisation, &c. Also a Summary of the News of the
Week. and a list of VAC:IN-CIES, PROMOTIONS, and A I'POINT-
MESTSi t the Civil ,Service. Ofli,e-5, Catherine-street, Strand.

11HE PRACTICAL HYGEIST and MEDICAL
REFORMER co:.tains the cases of cure effected by al orison's
Vevetable Universal Medic :Ile of the British Coll.'ge of fleeltb, New-
road, London, which may be obtained gratis from all the agents
throughout the world.