The Sun.
London, England, 1853-01-26 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the !Life Offices would give
ordinary Life Aim if he were unable
Offices would shim
pay, or if he omitted
It the His give him for to pay his current
end of policy the surrender annual premium of
.0 Annual thirty at that or sale 81.6 x. 3d. after he has
4 premium yearswhenl age, of his policy, paid into their coffers
ra• to assure the party in case after thirty 249/.75.6d., and which
fp 5000' is fifty of years'payments they have had the use
years old, death amounting to of at compounl
hewillhave will be 2491. 7s. 6d. interest,t or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more
20 • 81.6 s 3d 2491.75.6 d. 500/. than 801. ' Nonfat°.
perhaps 90/.

ON THF. DEPOSIT SYSTEM.
Ifun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
522/.2e.7d.ti1l death, if
20 years after, no thi-
ther payment beingre-
(mired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
20 77.10 s Od 2151. 5221.257 d 2871. 2s. 9d, a certain bonus 0(62/.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at tho ago
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Neison, Esq.
* The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low

a The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midling classes.
In most offices: particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101. is. 6d., with 10 shillings per cent, entrance fee, would
be the rate to insure 5001. at 20 years ofage. In the latter 8/. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
t Money laid out at compound interest Dotraus ITSELF every four-
teen years.
On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., lst. For a less sum, paid annually, he can assure
a larger SUM in case of death than under the ordinary
can receivenarysyst.
2ndiy. In the event of a desire to surrender his Policy
in this Company, by the above example, which applies to all ages,.
In the event
a
TIMER times as much as on the ordinary system. 4
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
enetats
h
for any number of years ; whereas on the ordinary system,
the
nothing. 4thly. Should he require to increase or decreaset
amount of his policy he can do so at pleasure. Ha
can, la any
time,gtxf the
by giving a fortnight's notice, withdraw any part from /
"hole amount of his previous payments and with interest. After he
l'as withdrawn part one year he can, by a single payment, three
Years, or any time afterwards, raise his policy to a greater or even
1;4 former amount ; and by this system he can at all times regulate
;:_,Liia:inannu,altheaav,iinneasabyhthnisd
tomintiyual expenditure, with the facility inet as
to in case of necessity, the gam
te.
rest Zir .tt with this palpable advantage, however, that he gets itni h
amouisiteeene7'
the e and in case of death his family receive more la
such thi4, boutis savings. In ordinary Life Offices be can do 1.0
he ei, "" his ,
-asos to e Macy at once lapses or is cancelled the moment
fend to ay ,:)137,5' his current premiums, and, instead of having any
the society,
anoar aid, all his hard-earned savings become forfeited to
more fortunate cols misfortunes
Such a system-- hues serve to benefit the pockets of his
and urrosir assuriasntee:ieeuitable and too striking to be overlooked
univers,illy recogai„, 8 the only system of assurance which can be
flatly canvassed, and7,..elld adopted when the principles are impar-
confers greater adv
izirPaltPhaabnieabenefits become widely diffused. It
of interest in case Or tomes
bank because it allows a fair rate
hands of the Com !twal, and gives twice the amount in the
paoY to
case of death,
ADVANTAGES OF
thus cow the representatives of the Depositor in
A :ithe
AN ASsuRA.I.,%."F WITH THE BENEFITS OF
In ease of endowment as --iaLaCECOMPANV-
system are still more strikisaugr,a -- the advantages of the DEPOSI T
ADVANTAGES OF THIS COMPANTs.
LIFE
PASunSutritpleA:PeP:olicilles"ar.Ee
To those who prefer this branch —E
nitAN.cu•
5,000/. on every known itgrTarintEed°fritopmili2Ao/11. toir
Lives in all but the worst stages °f disease, rejected by other Offices, are take, ateeaSo, and such as have been
calm' disease. rates equivalent to the parti-
Loans from 501. and upwards granted 011
every
real or personal, on the most equitable t kind of security,
Annuities of every description errns to the borrower
Non-forfeiture of a Policy Ingrid— case or chase favourable terms.
premiums, the Directors will either purchatY to pay the currant
market value, or give a new one !alien ther se
the Policy at a fair
rest corresponding in amount to the whole oeref" less 5 per cent., inte-
Which have been made. the previous payments
Detailed prospectuses with tables in further
De-
posit system, and any further information illustration of the mayDe-
appli-
cation to the Agents in the country, or to be obtained on
CHARLES W. BEVAN, Resident Secretary.

ILL-PAVEIti RAIL tedin all n,rta