The Sun.
London, England, 1853-03-22 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the 'Life Offices would give
ordinary La
,him if he were unable
• Offices would to pay, or if he omit' ed
At the Ills give him for to pay his current
end of policy the surrender annual premium of
1., Annual thirty at that, or sale 81.65. 3d. after he has
rremlnm years when age, I of his policy, paid into their coffers
a to assure the party in case after thirty 249/.7s 6d., and which
500/. is fifty of years'payments they have had the use
years old, death amounting to I of at compoun
hewill have will be 2491. 7s. 6d. interest, or in
paid into worth which theyhave the event of his death
o the office. had the benefit one hour after such
of at compound omission or inability
linterest. to pay.
e
20 3d,, 2491.75.60. 5008. liglaeninz
NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Ifunable to pay, or not
desirous of paying or
omitting topay,thePo-
, licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. If however the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 225/., but
a certain bonus of 621.
20 7/.los Od 2251. 5221.257 d 2871. 29.9 d. 2s. 9d. in the bargain,
which is more
than one-fotirth of the
whole of his payments,
or he could either draw
out a part, 201. or 507.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.
On comparison of these two tables it will be seen that a person
tinder the novel system of DEPOSIT assurance can secure the follow-
_ __ 13. can assure

.dn comparison of these two tables it will be seen that a person
Under the novel system of DEPOSIT assurance can secure the follow-
ing
advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
Tnans times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. lie can at any time,
by giving a fortnight's notice, withdraw any part from II up to the
Whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
Years, or any time afterwards. raise his policy to a greater or even
Its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
iat a bank, with this palpable advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
tha amount of his savings. In ordinary Life Offices be can do 1,0
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to ty to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
tnor efortunate co-assurers.

Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bliik because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor i a
case of death, thus combining the

ADTANTAGES OF A BANK WITH THE BENEFITS OF

AN ASSURANCE COMPANY.

In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.

ADTANTAOES OF THIS COMPANY UNDER THE ORDINARY

LIFE ASSURANCE BRANCH.

To those who prefer this branch Policies are granted from 201. to
MOO/. on every known principle thereof.
Lives in all but the worst stages of equivalent such as have been
rejected by other Offices, arc taken at rates to tke parti-
cular disease.
Loans from 50/. and upwards granted on every kind of security,
real or personal, on the atost equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Pol.cy.—ln case of inability to pay the currant
Premiums, the Directors will citner purchase the Policy at a fair
Market value, or give a new one in lieu thereof, less S per cent., inte-
rest corresponding in amount to the whole of the previous payments
Which have been made.
Detailed prospectuses with tables in further illustration of the De-
system, and any further information may be obtained on appli-
the Agents in the country, or to
CHARLES W. BEVAN, Resident secretary.

N.B.—Agents wanted wanted w ei parts of the World.
_.------.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by 11. Bailliere, 119, Regent-Street, London.
No I.
eve., in cloth, price is. by post free, ss. 6d.,
ON TRUE & FALSE SPERIVIATORRHCEA,
with the View to the Correction of wide-spread Errors
in relation to the Treatment and Core of Sufferers from Debility of the
Generative System, or Sexual Hypochondriasis.
Translated from the German of Dr. PICK
"Dr. Pickford 'A known to English readers by hip frequent practi-
cal contributions to German medical literature. This is the first
time, he informs ns, that he has addressed himself to the nos-medi-
cal reader. We trust this may not be the last,
if he shall
detect any other equally flagrant evil which it may be in
his
Power to correct."—London Medical Gazette, May 30, I'''.
"We eromised in a former number that we should recur to this
war's, in order to exhibit its aim more clearly. The author lashes
With great severity the impostors who make a livelihood by preying
on the et edulity of the public. ilos tribe of ' Quiet Symathisers,'
&tad ' medical Friends,' are mercilessly exposed ; and if this book
could find its way into the hands of those who suffer from th com-
plaint of which it treats, we are satisfied that many h indreds would
be caved much needless suffering of body and mind, and what is of
less importance, though it is that which the quacks most prize—
Much trolley .. This volume is well qualified to put an end to the
emnirical f-ystem of treating Spermatorrhcea, and to place the treat-
Vie it upon a more rational and ph3siological basis. It is, therefore,
likely to do much good."—Medical Circular, June 16, 1852.

No. 11.
Bvo., in cloth, price 39. 6d., by post free, 45.,

THE CURE OF STRICTURE OF THE URETHRA, on Frit, ci-
Diktat once Simple, Safe, and Efficient, in even its Most Inveterate
apparently Intractable Forms.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
"In prom of his views he (Mr. Courtenay) has given
history of a great many cases successfully treated, as bad
any which Mr. Syme adduced, and on which he had operated.
Nth are ca,ea ix., xi., xii., and xviii. No. ix. had resisted, ior a
Period ut twelve years, the treatment by dilitation, and was finally
.eu'oved in as many weeks. Itut cases xviii. and xis. appear, both
}P daratioia, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet tha
treatment adopted by Mr. Courtenay proved eminently sacceasfal."
!"_PrOfetteOr Clean 011 the Treatment of Stricture.

CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row , Carvalbo,
147, Fleet-street, Mann, 39, Cornhill, Price One Shilling each; by
post, Is 61.
ENJOYMENT OF LIFE.
" Health, Recreation, and Rational Us* of Time."

Coirrmrs : Early Rising—Spring and Summer Mornings—Ex-
cursions about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places —Country
Trips and Rambles—The Sea —London at Night—Evenings at Home
Music—The Drama—On Eating, Drulkixg, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.

FRAGMENTS FROM THE FOUNTAINS. Two Yobs.
Tol. I.
VISIT 10. THE LAKES; SKETCH OF EDINBURGH, &a.
YoLII.

THE LAKES OF KILLARNENY ; REMINISCENCES OF
111.
DUBLI, 144.
WHIT TO EAT, DRINK, AND ATOID,
" That three score years and ten oar course may run."
A popular review of almost every form (cause aid cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young, besets the man of pleasure, business or study, and em-
bitters old age ; with tables and rulesfir the diet and physical regu-
ation of every-day life.
IT.

THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
SUBJECT :—Life's pilgrimage, from infancy to old age. The ad-
vent of the passions. Chastity and its infringement. The casualties
oflicentiousness and dissipation, with illustrations, graphic, uan a-
thre, and remediatiTe. Advocacy of early marriages.
Y.
THE MARRIAGE STATE.
To be or not to be, that's the question."
FROGRAMMI —Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and Its removal. Sterility and its conversion.
Cases, &c.
icy It. COLVERWELL, M.D. (1841), M.R.C.S. (1 $127 ), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in there
matters.
Price Is. each ; by post, Is. 6d.
To be had of Sherwood, 23, Paternoster-row ; Carvalho, 147,
Fleet-street ; Mann, 39, Cornhill; or of M. R. Culverwell, M.D.,
10, Argyll-place, Regent street, who may be consulted daily item
Ten till Five, and Seven till Nine.

WEEL DAYS. SIINDATS.
cv
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Time. se' • t 721' a- t Time. 'a 4 gE -1:i a b
=dim
47> 1 z 8 = t.) a i
a L 8
1 z
9M 9U
11 - 11
24 214
.1 1,4 .-3%,
4,5%
1 *8

Passages narked * are run direct.
Fore Ca
Po or from Gravesend and L0nd0n.......... 10d
_ _

Saloon.
lc 2d.

„ Gravesend and Blackwall or Woolwich Bd,
Between Gravesend and Intermediate Piers.. 6d.

Os. 10d.
Os. sa.

BOAT TICKETS.—TweIve Months, 5.. Os. ; Six Months, 31. Os.
Three Months, 21. Os. ; to be had of the Collectors on board the
Packets; or of Mr. Monk, Terrace Pier, Gravesend.
Fast and Commodious Packets to Let for Excursions. For Terms,
apply to Mr. W. Mor: an, Agent, Star Office, Fenchurch-street Ter-
minus, Blackwell Railway.
February 13th, 1853.