The Sun.
London, England, 1853-03-30 00:00:00

AUDITORS.

.J. Bigg,,,Esry,, 426, Strand, Actuary and Sect Mary the
--Legal,- and General Lite Office.
William Jones, Esq., Accountant, 3, Guildhall-chambers.
A. Peck, Esq., 8.A., Actuary to the Engineers and Masonic Ufa
Office, 345, Strand.

BANKERS.
Sir Charles Price, Marryat, and Co., 3, King William-street, London.
Messrs. Hopkinson and Co., 3, Regent-street.

PIIYSICIANS.

Dr. Lewis, Finsbary-place.
Dr. Scanlan, 21, Upper Seymour-street West, Connaught-square.

SURGEONS.

A. T. Chapman, Esq., 16, Lower Seymour•street, Portman-square.
Michael Teevan, Esq., 44, Gloucester-place, Hyde-park-gardens.

CONSULTING ACTUARY.
Francis G. P. Nelson, Eiq., F.L.S.
INSPECTOR OF AGENCIES.
F. P. F. Strousberg, Esq.
STANDING COUNSEL.
William Wellington Cooper, Esq., New-square, Lincoln's-inn.
SOLICITORS.
Messrs. Dill and Mathews St. Mary-axe.
RESIDENT SECRETARY.
Charles W. Bevan, Esq.
The public Is respectfully invited to examine the princip!es of the
Deposit System of Assurance, whicb is based v on tables calculated
by, and is under the immediate supervision o; Francis G. P. Nelson,
Esq
C., F.L S., the Consulting Actuary to the Companyomparative Tables to assure 5001 on death, by. a person aged
twenty next birthday, on the ORDINARY and on the DEPOSIT system
of Assurances.

ON THE ORDINARY SYSTEM,

The sum the
ordinary Lif3
Offices would
give him for
the surrender
or sale
of his policy,
after thirty I
years'payments
amounting to
2491. 7s. 6d.
vhich theyhave
Thad the benefit)
of at compound
interest.

The sum the ordinary
(Life Offices would give
him if he were unable
to pay, or if he omitted
to pay ids current
annual premium of
81.65. 3d. after he has
paid into their coffers
1249/.78.6d. and which
they have had the use
of at compoun t
interest, or in
the event of his death
one hour after such
omission or inability
to pay.

At the
end of
thirty
yearswhen
the party
is fifty
years old,
hervill have
paid into
the office.

His
policy
at that

Annual
premium
to assure
500/.

118/.63.3d.

I age,
In easel
of II
death
will be,
worth,

1249/.70.6d. I 5001.

little more
than 801.
perhaps 901. NOTHING.

ON THE DEPOSIT SYSTEM.
Ifun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
5221.23.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
20 /1.108 Od 2251. 5221.257 d 2871. 23. 9d. a certain bonus of 62/.
28. 9d. in the bargain,
which is more
' than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the ago
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson-, Esq.

On comparison of these two tables it will be seen that a person
tinder the novel system of DEPOSIT assurance can secure the follow-
ing advantages, via., Ist. For a less sum, paid annually, he can assure
islncothmepeovneyn,tboyf
tandoesalooreTtoo setfamenpdiee,r
which
nolicy hecansreceluive.
a larger sum In csse of death than under the ordinary system.
uiscshioasn
toonptohye,ohrdinis appliesh
st on
theproperty,
ar 10l
peaeinys
paryolicsyyrsetemmains3rsditiri
Toll
ndfu
this
of the same value as it was, though he cease his current payments
inability timesi
it y oas
r omission
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from 11. up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one ear yhe can, by a single payment, three
years, or any
time afterwards, raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to iy to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
m or efortunate co-assurers.
Such a system is too equitable 'and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank-because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor ii
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment•absurinces the advantages of the DEPOSIT
System are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY

L I F A--641.
5,0001.T0 t hoonsee
vwehryo pkrneofwe rnthp
ri
ebirpal
en ell,
eProeloicni es are granted
equivalent to the parti-
cular Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates e
disease. from 201. to
Loans from 501. and upwards granted on every kind of security,
zeal or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms. Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums, the Directors will eitner purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.

Detailed prospectuses with tables in Anther illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to

CHARLES W. BEVAN, Resident Secretary.

$03.-_-_Agentli wanted in all parts of the World.

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
• YOUTH AND MATURITY.
DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matrivilated Member of the University of
Edinburgh, Honorary Member of the London Hospital Medic
Society, Licentiate of Apothecaries' Hall, London, &c., &c.

- •
na
resulting from juvenile Irregularities and excesses, which have jk-th-Ye vbareiocusondissordersd'ofptehrse noervolluYs.,an
pro-
duced more misery in youth, degradation in manhood, and ocirgenbyeraletityteesrA system,
prema-
ture decay at all stages of life, than perhaps any bther class of dis-
eases known to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in exist-
ence secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitflil Marri-
ages, Impotency, Local and Constitutional Weakness, and their
endless modifications owe their almost entire origin.
It is absolutely necessary that all men should know that there are
principles of personal management which cannot tie violated without
incurring grievous penalties, and when wisdom and regret succeed
the heyday of inconsiderate self-indulgence, how these penalties
may be mitigated, how the sting of their bitterness may be removed,
and bow the evil and its consequences may be avojed, and above all,
that there is scarcely any degree of physical infirmity or functional
derangement to which the timely aid of science cannot apply a cure.
DOCTOR LA'MERT has for a long series of years been engaged
in an extensive practice in the treatment of these delicate com-
plaints, and s the only legally qualified Physician who, regardless
of the taunts and envy of the hypocritical and molk-modest, has had
the confidence, through the medium of the public press, to direct
attention to these enormous evils, from which no grade of society is
tree. In selecting this department of practice, he has been amply
ran arded by the great success that has attended his efforts in the
treatment of these cases, which are too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, and pretended virtues
of their patent nostrums, have inflicted serious injury on those who
have been induced to place faith in their pretensitins.
At home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of it,
medicines can be forwarded to any initials or address.
It is desirable that patients wishing to consult Dr. LA'MERTshould first obtain a copy of his work en
SELF-PRESERVATION.'
and advice and
A Medical Treatise on the Philosophy of Marriage, and Nervous and
Generative •Debility, illustrated by fifty coloured engravings, and des-
cribing iu detail the various disorders resulting from secret habits and,
excesses. The perusal of this treatise will assist in the correct
description of their cases, and may be had, price 2s 6d, in English;
French, Spanish, Dutch, Italian, or German, of Messrs. PiPer
Brothers and Co., 23, Paternoster-row; !finnan 63, Oxford-street ;
Mann, 39, Cornhill-; Bionic, Titchborne-street, Haymarket;-
or free
oy post for forty-two stamps, to any address from the Author's reBl-
deuce, 87, Buioursoquas, LONDON.