The Sun.
London, England, 1853-02-03 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
I
The sum the Life Offices would give
ordinary L.f.t him if he were unable
o Offices would Ito pay, or it he omit' ed
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that, or sale Si. 68..3d. after he has
ti premium yearswhen age, of his policy, !wild into their coffers
uto assure the party incase' afte' thirty 2491.7 s Gd., and which
fieo/.'► is fifty of ;years'payments they have had the use
years old, death amounting to of at compound
hewiii nave win be! 2491. 7s. Gd. 1 interest,t or in
paid into worth which theyhave the event of his death
the office. had the benefitt one hour after such
of at compound omission oi inability
Interest. I to pay.
little more
20 81.68.3 d. 2491.75.6 d. 5001. than 80/.
perhaps 901.

ON THE DEPOSIT SYSTEM.
If un &Ile to pay, or not
desirous of paying or
omitting topay,thero-
licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years atter, no fur-
ther payment beingre-
• quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
a certain bonus of 621.
54 'LI Os 0,1 2251. 5221.287 d 2871, 2s. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing therolicy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd:ing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101.75. 6d., with 10 shillings per cent. entrance tee, would
be the rate to insure 5001. at 20 years of age. In the latter 8/. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the beroser system.
t Money laid out at compound interest DOUBLES ITSELF every four-
`eta Years.
On comparison of these two tables it will be seen that a person
tinder the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., 3st. For a less sum, paid annually, he can assure
121 larger sum in case of death than under the ordthary system.
dtlhyi,s In the event of a desire to surrender his Policy he can receive
Company, by the above example, which applies to all ages,
Tisane times as much as on the ordinary system. 3rdly. In the event
Of inability or omission to pay, his policy remains still his property,
Of the same value as it was, though he cease his current payments
r„°t,_any number of years; whereas on the ordinary system, he gets
4thlv. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
Y giving a fortnight's notice, withdraw any part from 11 up to the
!thele amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
/ears, or any time afterwards. raise his policy to a greater or even
t
Ills a former amount ; and by this system he can at all times regulate
annual savings by his annual expenditure, with the facility in the
, %Nails o fhaving a fund to fly to in case of necessity, the same as
'n a bank, with this palpable advantage, however, that he gets inte-
rest fur his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
;Inch thing, but his policy at *nee lapses or is cancelled the moment
ceases to pay his current premiums, and, instead of having any
fitted to fly to for aid, all his hard-earned savings become forfeited to
the
society, and his misfortunes serve to benefit the pockets of his
More fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and bzpostx assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
c",„ tifere greater advantages than a b ink because it allows a fair rate
`lllnterest in case of withdrawal, and gives twice the amount in the
Rands of the Company to the representatives of the Depositor 1 n
suselof death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER TEE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 20/. to
*ioool. on every known principle thereof.
Lives in all but the worst stages of disease, and Ruch as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 50/. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
_Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy —ln case of inability to pay the currant
Premiums, the Directors will either purchase the Policy at a fair
Inarket value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
irulch have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on app.
.1410 n to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.B.—Agents wanted In all onrti of the World.

FRAMPTON'S PILL of IIEALTI-1.
~ The following testimonta, is another proof of the great efficacy
01 this medicine :

" Wehmore Hill, Allidlesex, Apl 16, 1851.
Sir,—ln consideration of the great benefit I have derived from
taking Frampton's Pill of Health, I feel it a duty that I owe to you
and the public to send pm the following statement. For upwards of
nine years I have experienced the efficacy of this excellent medicine.
I bad long previously been afflicted with headache and indigestion,
but a friend having induced me to make a trial of Frampton's Pills,
I now inform you that a few doses gave me great relief ; and during
this long period of time I have taken them in preference to any other
Medicine ; and I have the happiness of saying that I never had a
better state of health, which I attribute to Frampton's Pills. I beg
further to add, that this medicine is in general use by my family, and
We know of nothing to equal it.
I am, Sir, yours respectfully,
To Mr. T. Front, 229, Strand, London.THOMAS PROVINCE.
This excellent Family Pill is a medicine of long-tried efficacy
Correcting all disorders of the stomach and bowels, and isfor a
pleasant, safe, easy aperient ; they unite the recommendation of a
mild operation with the most successful effect, and require no re-
straint of diet or confinement during their use.
Ask for FRAMPTON'S PILL OF HEALTH, and observe the
name and address of Themes Front, 229, Strand, London," on the
eevernment Stamp.
Price ls. iy.d. and 2s, 9d. Oar be:.
South Australian Copper wing
Company,
17, Gracechurcli-street.