The Sun.
London, England, 1853-08-06 00:00:00

my father's house, he told me that his pot-houses, or
beer-houses, were in a bad condition, and he thought he
should do as others did—" smash," to make himself.
By Mr. James—l should have "cut" him long before
I did if it had not` been for the sake of my sister. I did
not remonstrate with him upon his leaving his wife so
much with Mr. B aldwin, but I always thought he ne-
glected her, and used her ill.
Charlotte Palmer said—l have been for many years in
the service of Mr. Tomlin, and nursed Mrs. Atkinson.
I used to go with Mrs. Tomlin to Mr. Atkinson's house
frequently, for three years after the marriage, and I no-
ticed that Mr. Atkinson was very unkind, and that his
wife seemed unhappy. While his wife was heavy in the
family-way her husband visited her very seldom, and she
was left almost alone, and there was no one to keep her

The dividend declared yesterday at the half-yearly meet
ing of the Royal British Bank was at the rate of 6 per
cent. per annum, and the report and accounts were
unanimously carried. The whole of the discussion was
of a congratulatory nature, the only points adverted to
being with reference to an increase of capital, the exten-
sion of branches, and the issue, on a new and sound
principle, of circular bills of exchange and letters of
credit. It was explained, in connection with the pro-
posed issue of new shares, that since the preparation of
the statement submitted on the present occasion an in-
creased number had been subscribed for, and that there
was every prospect of the bank's business requiring the
additional capital. The following is an abstract of the
report :

The directors submit their abstract balance-sheet for
six months, ending the 30th of Juno. Though this is but
an intermediate report, they are able to state that theft)
has been a decided increase in the bank's operations. The
sums of interest allowed by the bank for the first, second,
and third year were 4,456/. 145., 9,6011. 10s. Bd., and
13,3941. Bs. 6d. The sum for the last six months has been
0,1781. Os. 9d., being little short of the amount for the
whole twelve months of 1851, while there has been no
increase nor change on the rates paid or charged by the
bank since the commencement of its business. Its opera-
tive accounts at the end of tho first, second, and third
year were 2,939, 3,994, and 4,411; at the end of the
last six months they were 4,617. The actual opera-
tions Dr. and Cr. through these in the six months
ending the 31st of December, 1852, were in number
221,320, and in amount 12,756,0331., averaging 571. 12s. 9d.;
and in the last six months they were 250,647, amount-
ing to 15,572,1051., and averaging 621. 2s. 7d. These facts
are sufficient to show that the bank is a useful insti-
tution to a numerous and important body of the trading
community • and that, though the directors have hitherto
declined or Cleferred many applications to extend its opera-
tions to other localities within the metropolis, besides the
three in which they placed their first branches, they ought
now, from the experience they have had of their system, to
comply with some at least of the requests which have
been made to them. They therefore contemplate opening
additional branches in those quarters where the want of
accommodation, the number of the population, and
ban
their employments, afford the betcpnrordispnecttoof
tthhee bank'soperations provingsuccessful.
funda-
mental principle on whi'eh the bank was
oefsgtanseblifsuhlhede,sist_l_lass
hitherto chiefly relied for its means .
indeed, all banks, to ben ptnreofidtaelepolesittos
otfhietirs sharehold-
ers, must always do—o
rathtaherthtehasnumonofantyne almatetemer,titofwipllaibd-supsescan,piltes capital.
keptli obrye
thisnbank invested in Government securities, and twice the
,whtahtee
vsaermtehepirrinpacipidle.
directors, having thoughorregards
the toe
own t
eh on2t t e y h aevxe.
o f safety amount a scas
wouldh in
nhdaen
the
;e
up capital might be, yet,
accomplished on their first basis—to plated
tension of their business on the same plan into other quar-
ters of the town—and to the privileges accorded to them by
their charter, they considered it now advisable to propose
to double their present capital, by the issue of scrip for
1,000 new shares of 1001. each. Of this, oncehalf only will
need to be paid up before the issue of the share certificates.
79,000/. has been already subscribed. The remaining
21,0001. will be distributed among the existing shareholders
and customers, in the order of the priority of their appli-
cations, and in the proportion of the stock already held by
them. Payment of the 50/. per share will be received by
monthly instalments of 121. 10s., beginning on the 26th of
August inst., and 5 per cent. interest will be allowed on
each instalment from the date of payment, if the whole
shall have been paid by the 26th of December next. In
addition to the extension of the business of the bank in the
metropolis, the directors expect an increase of profit to the
proprietors, and of accommodation to their customers and
the public generally, from a widely extended correspond-
ence they are opening with places abroad, and from the
issue of circular bills of exchange and letters of credit,
which embrace some features of economy, safety, and ac-
commodation not hitherto common in such transactions.
But, apart from these new sources of expected advantage
for the future, the directors are happy to be able to an-
nounce for the past half-year a dividend of 6/. per cent. per
annual, and an addition of the same amount to the re-
served fund, now forming the sum of 9,118!. 3s. Bcl., or 18
per cent. on the paid-up capital, exclusive of the appropria-
tion of 5761. 18s. (id. in diminution of the charge for pre-
liminary expenses and cost of premises."
The following is an abstract of the balance-sheet of
the bank :
DR.
To capital £lOO,OOO 0 0
Deposits, &c.
Promissory notcs or bills and acceptances 46,99 S 410
Clerks' fund 864 17 3
Reserved fund ...
Dividend thereon

....... £7,500 7 7
117 16 1

7,618 3 8

£942,941 15 7

To unappropriated balance
at ditto
Gross balance for the half-
year ending June 30,
1853 £12,469 4 9

2,583 19 7

22,671 8 0

£942,941 15 7

C.
By Uncalled-for stock £50,000 0 0
Loans on securities, advances, bills dis-
counted, &c.
Balalance of preliminary expenses
Property of the bank
Investments in Government stocks
Cash in hand, and in the Bank of Eng-
land

121,223 17 3

NAVAL INTELLIGENCE.

PLYMOUTH, ArG. 5. 9 P.M.

THE GRAND ROYAL REVIEW OF THE FLEET
AT SPITHEAD BY THE QUEEN.
Her Majesty will review the fleet on Thursday next,
the 11th inst., and, according to present intentions, will
be afloat by half-past 8 o'clock in th morning—a fact
which railway directors and intending excursionists by
train should bear in mind, if they wish to see the be-
ginning, of the interesting spectacle. It is, indeed, very
early, but fleets are not moved about with quite so
much facility as battalions of infantry. Visitors
should be in Portsmouth on Wednesday night to
insure witnessing the spectacle. The officially promul-
gated order of the day is, for the sailing line-of-battle
ships, Queen, 116 ; London, 90 ; and Prince Re-
gent, 90, to be towed out to beyond the Nab on Wed.
nesday. On Thursday morning all the rest of the fleet
will receive the Queen at Spithead at half-past 8, and
then form two divisions, and join the larger craft outside
the Nab, where manoeuvres, which will terminate in a
sham fight, will be performed under the direction of Vice.
Admiral Sir Thomas Cochrane, who will hoist his log in
the screw three-decker Duke of Wellington. Rear-Ad.
miral Corry will shift his flag into the Agamemnon. The
Lords of the Admiralty will arrive on Wednesday. One
of the Board (Rear-Admiral Berkeley) arrived here yes.
terday, and to-day has been arranging preliminaries for
the review. The sailing ships and screw steamers now
form the van and centre lines of the fleet, and the paddle
steamers form the lee line between. On Monday, how-
ever, the whole fleet will change their berths. The fol.
.owing ships will compose the acting squadrons :
LINE-OF-BATTLE SHIPS.
Duke of Wellington, screw l3l
Queen, sailing ll6
Agamemnon, screw 9O
Prince Regent, sailing 9O
L.)ndon, sailing 9O
Blenheim, screw 5B
Ajax, screw 5B
Hogue, screw 5B
Edinburgh, screw 5B
FRIGATES AND CORVETTES.
Impericuse, screw 5O
Arrogant, screw.. .„ 46
Amphion, screw 34
Tribune, screw... 3l
Sidon, paddle...... 22
Terrible, paddle 2l
Highflyer, screw 2l
Odin, paddle ... 16
Leopard, paddle l6
Magicienne, paddle l6
Valarous, paddle l6
Encounter, screw l4
Desperate, screw
Barracouta, paddle...
Vulture, paddle
Bull-dog, paddle 6
Vesuvius, paddle
Stromboli, paddle
wasitdhispGatocren v,essFelieban
sr,arndda,6
as the Banshee,
look-out Fire
Queen,
of thtie s qtca.
drons. Two or three addtional line-of-battle ships have
been mentioned as likely to join,rr but we do not believe
they n e
willweatherbe readyh nn g e time.ti n ; hanerde is every appearance
T ofwseucchan
itsthi
this
ognratinnduance nationalon occasionraneviel imbputorhtaoupceefoaar
also alive to the occasion,. and
dhearree gattiavecloymemnitteeedarine
getting forward the regatta. Three days' holidays may
be anticipated, and on such a scale as has not taken
place since the memorable time of 1814.

Hon.
The Tribune, 30, new screw-frigate, Captain the
S. T. Carnegie, which arrived yesterday to
join the fleet, left the Garrison Point, Sheerness
at noon on Wednesday, and, in consequence of he;
great draught of water, it was found she could not
go through the Prince's Channel, and was obliged
to go through the Swin. Throughout the whole
trip, until rounding the Kentish Knock, she bad head
winds, and on running through the Downs she had a
calm. Tier rate of steaming was about 9 knots, with
a cutter in tow, having on board Captain Superintendent
Hope and family from Sheerness. On Thursday
on morn-
ing, was under all plain sail, with light breeze, a
wind, she did 1q knots for a short time. Captain
Hope and family have gone to Ryde.
No. 27 pilot-boat, of Cowes, has landed three pas-
edingeyt,.
sengers from the ship Mary Bannatyne, Grant master,
from Sydney, bringing a very small quantity of gold on
freight. She has made al7 weeks passage, and reports
the ship General Hewelttrgine tqhueanCthitaynneell,gefrldonehSfyr
l
h
having an unusually
Both ships are bound to London.
--

Her majesty's ship Queen left the Sound at 5 50 p.m.,
for Spithead.
The merchant-ship Vimeira, with G-3vernment con-
tract mails for Port Philip and the Australian colonies,
sailed at 6 30 p.m.

WOOLWICH, AUGUST 5.
The Vivid, Dover mail steam-packet, Captain Smithett,
has remained here Since her arrival with his Royal
llighn!ss the Crown Prince and her Imperial Highness
the I'incess Olga of Wurtemberg, to have some defects
made good, which will be completed by to-morrow even-
ing, when she will leave Woolwich for Dover, to re-
sume her duties as a mail-packet on that station. The Janus steam-sloop is in the basin, undergoing a
thorough repair, and when completed it is expected she
will he commissioned at this port by an officer of the
rank of commander, and proceed for a period of liervlce
on the West Coast of Africa station.