The Sun.
London, England, 1853-02-02 00:00:00

ON THE ORDINARY SYSTEM.

IThe sum the ordinary
The sum the 'Li fe Offices would give
tt'; ordinary Life him if he were unable
Offices would to pay, or if he omit`ed
.c It the Ills give him for to pay his current
end of policy the surrender annual premium of
.r" Annual thirty at that or sale Si. 6s. 3d. after he has
premium yearswhen age, of his policy, paid into their coffers
nto assurc the party In case after thirty 249/.78.6d., and which
500/.0 is fifty of years'payments they have had the use
be
years old, death amounting to of at compound
hewillhave will be , 2491.75. 6d. inteest,t or in
' paid into worth which theybave the event of his death
• • the office. lhad the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more I
20 81.65. ad. 2491.75.6 d. 5001. than 80/. NOTHING.

181. es. 3d./'

'2491.75.6d

5001.

little more
than Bnt. I NOTHING.
perhaps 901.

ON THE DEPOSIT SYSTEM. IMPORTANT MEDICAL AND SURGICAL WORKS,
_ e just published, by H. Bat Mere, 219, Regent-street, London.
Ifunableto pay, or not No I.
desirous of paying or Bvo., in cloth, price ss. by post free, ss. 6d.,
omitting topay,thePo-
Bey would still remain ON TRUE Sr FALSE SPERMATORRH EA,
of its FULL value, with the View; o the Correction of wide-spread Errors
522/.25.7d.ti1l death, if in relation to the Treatment and Cure of Sufferers from Debility of the
20 years after, no fur- Generative System, -n• Sexual Ilypochondriasis.
titer payment beingre- Translated from the German of Dr. PICKFORD
(mired. Ifhowever the
"Dr. Pickfort: is known to English readers by his frequent practi-
• • party,from any cause,
wished to cancel the cal contributions to German medical literature. This is the first
Policy, he could not iime, he informs as, that he has addressed himself to the non-medi-
onlydrawont all hehas cal reader. We trust this may not be the last, if he shall
• put in, viz 2251.,bet detect any other eqUally flagrant evil whiclf it may be in his
•P ..
20 11.10 s Od 225/. 5221.257 d 2i71. 2s. 9d. a certain bonus of 621. ecivter to Forrect:'—London Medical Gazette, May 30, 1851.
2s. 9d. in the bargain, "We promised in a former number that we should recur to this
which is more wor:x., in order to exhibit its aim more clearly. The author lashes
than one-fourth of the with great severity the impostors who make a livelihood by preying
whole efhis payments, on the credulity of the public. The tribe of ` Quiet Symathisers,'
or he could either draw and ` Medical Friends, are mercilessly exposed; and if this book
out a part, 20/. or 501., c.uld find its way into the hands of those who suffer from th corn-
diminishing the Policy plaint of which it treats, we are satisfied that many hundreds would
only by the assured be saved much needless suffering of body and mind, and what is o:
value of the sum so less importance, though it is that which the quacks most prize—
drawn out at the age much money --This volume is well qualified to put an end to the
when withdrawn. See empirical system of treating Spermatorrhcea, and to place the treat-
sagess and7in detailed ment upon a more rational and physiological hash. It is, therefore,
pamphlet, by likely to do much good."—Medical Circular, Juno IG, 1852.
F. G. P. Neison, Esq. No. 11.
•
Bvo., in cloth, price 3s. Gd., by post free, 45.,
~,..._lT.he rates hare selected are those adopted by the English and THE CURE OF STRICTURE OF THE URETHRA, on Princi-
.ll% nrian Office, and advertised in its distinctive features as low Plea at once Simple, Safe, and Efficient, in even its most Inveterate
..,,.•!x sof premium, and professedly for the lower and midd:ing classes. and apparently Intractable Forms.

No. P.
Bvo., in cloth, price 35. Gdi by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Princi-
ples at once Simple, Safe, and Efficient, in even Its most Inveterate
and apparently Intractable Forms.
BY F. B. COURTEN AY,
Member of the Royal College. of Surgeons of England.
"In proof of his views he (Mr. Courtenay) has given
he history of a great many cases successfully treated, as bad
as any which Mr. Syine adduced, and on which he had operated.
Such are cases ix., xi., xii., and xviii. No. ix. had res sted, for a
period of twelve years, the treatment by dilitation, and was finally
t moved us as many weeks. But cases xviii. and six. appear, both
in duration, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet tit:.
treatment adopted by Mr. Courtenay proved eminently successful."
—Professor Lisars on the Treatment of Stricture.

. The rates hare selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd:ing I ses
In most offices, particularly the old r eases, such as the Scottish
Equitable and the Globe, these rates ewould be much higher. In the
former of 101. 7s. 6d., with 10 shill
Ines Ines per cent. entrance fee, wouldbe the rate to insure 5001. at 20 years of age. In the latter Si. 13s 4d.,
to insure the same sum. The higher
the rate the more in favour of
the DEPOSIT system.
. t Money laid out at compound interest DOUBLES ITSELF every four-
teen years
sseeecnurtabautmaipbellrsnwou.
On comParison of these two tables it
nweeillnaben
Under the novel system of DEPOSIT assure
,apnadi
under
the
n annually,rdi cannhaery syasstseuaire.
Iht advantages, viz., Ist. For a less sum,
a larger sum in case of death
Policy he can receive
?n(I1Y. In the event of a desire to suthrrenderwhhisierh
rat this Company, by the above example,
Taut times as much as on the ordinary stem. 3rdly. In the event
,lf inability or omission to pay, his policy
of tit; seine value as it was, though he sctutlrlrehnist paymentsprope sycreemasestliihss
for any -number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should be require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from it. up to the
whole amount of his previous payments andwith intepresnt three
has withdrawn part 'one year he can, by a single payment,
Years, or any time afterwards, raise his policy to a greater or even
is former amount ; and by this system he can atatihla facilitytimes r
ia theegulate
his annual savings by his annual expenditure, with
bargain of having a fund to fly to in case of necessity, the sts inametase.
In a hark, with this palpable advantage, however, that b
rest fur his money, and in case of death his family receive mere than
the amount of his savings. In ordinary Life Offices he can do no
Bach thing, but his policy at once lapses or is cancelled the moment
ceases to pay his current premiums, and, instead of having any
fund to ay to for aid, all his hard-eartted savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
end DEPOSIT assurance is the only system of assurance which can bo
universally recd sized and adopted when the principles are impar-
tially canyassed,%nd its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
Of Interest in case of withdrawal, and gives twice the amount in the,
hands of the Company to the representatives of the Depositor in
caselof death, thus combining the
ADYANTAGES OF A RANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
System are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
MOO/. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Ron-forfeiture of a Policy —ln case of Inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
Market valise, or give a rew one in lieu thereof, less 5
Per cent., inte-
rest corresponding in amount to the whole
of the previousp payments
Which have been made.
Detailed prospectuses with tables in further illustration of the De-
Posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

14I.B.—Agento wanted
_in all parts of. the World.

R. CULVERWELL'S NEW WORKS.
-0 To be had of Sherwood, 23, Paternoster-row , Carvalbo,
1,1;. Fleet-street, Mann, 39, Cornhill. Price One Shilling each ; by
post, Is 6d.

EI4LTOYMEIkT OF LIFE.
"Health, Recreation, and Rational Use of Time."
CONTENTS:—EarIy Rising—Spring and Summer Mornings—Ex-
cursions about the EnTirons of London—The Parks, Lanes, Hills,
Forests, Fields, High-roads, end other pleasant places -Country
Trips and Rambles—The Sea -London at Night—Evenings.at Horne
Drama—en Eating, Drinking, bleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.

FRAGMENTS FROM THEIL FOUNTAINS. Two Vols.
Vol. I.
VISIT 10 THE LAKES ; SKETCH OF EDINBURGH, &c.
Vol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c.
WHAT TO EAT, DSIINK, AND AVOID,
"That three score years and ten our course nsay run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
ti young, besets the man of pleasure, businees or study, and em-
litters old agc ; with tables and rulesfor the diet and physical tegu-
ation of every-day life.

- - Iv.
THE PASSION&
" What passions hurt the body—what improve,
• Truths as refined as Athens ever heard."
SUBJECT :.—Life's pilgrimage, from Infancy to old ago. Thu ad-
vent of the passions. Chastity and its infringement. The casualties
oflicentiousness and dissipation, with illustrations, graphic, narra-
tive, and remediative. Advocacy of early marriages.
T.

TEE MARRIAGE STATE.

To be or not to be, that is the question."

PROGRAMME : —Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temporament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and Rs removal. Sterility audits conversion.
Cases, &c.
By R. J. CULVERWELL, M.D. (1841), M.R.C.S. 0827), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in these
natters