The Sun.
London, England, 1853-02-19 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the !Life Offices would give
' b ordinary DP.) him if he were unable
Offices would Ito pay, or if he omitted
At the His give him for to pay his current
Ann.._ end of policy the surrender annual premium of
prern,'2u thirty at that or sale 81. 6s. 3d. after he has
A assure 3:eararehen age, of his policy, paid into their coffers
ra, spot. the party in case after thirty 249/.75.6d., and which
"s 1 is fifty of years'payments they have had the use
years old, death amounting to of at compound
hevvillhave will be 2491.75. 6d. interest, or in
Paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
20 8/, 6„
2491.1 little more
8.6 d, boot. than 801. NOTHING;
perhaps 901.
ON THE DEPOSIT SYSTEM.
•
• If unable to pay, or not
desirous of paying or
omittlnz topay,thePo-
liey would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
tiler payment beingre-
quired. If however the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
20 7„ a certain bonus of 621.
." 'OS Od 2251. 5221.287 d 2871. 2s. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
• . • only by the assured
value of the sum as
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.
en
ruch,.--InPariSon of these two tables it will be seen that a person
• 1116 the novel system of DEPOSIT assurance can secure the follow-
''"tages, viz., Ist. For a less sum, paid annually, he can assure
24ciirgeI sum in case of death than under the ordinary system.
‘,n the event of a desire to surrender his Policy he can receive
by the above example, which applies to all ages,
- _

e°'llParison tvf these two tables it will be seen that a person
-el' the novel system of DEPOSIT assurance can secure the follow-
-I.44antages, viz., Ist. For a less sum, paid annually, he can assure
firter sum in case of death than under the ordinary sys
the event of a desire to surrender his Policy he can receive
his Company by the above example, which applies to all ages,
pillt times
, as Winch as on the ordinary system. 3rdly. In the eventrt.
of tha_bdity or omission to pay, his policy remains still his parogenyt;
for -7 same value as it was, though he cease his current y
ztotitg nomber of years ; whereas on the ordinary system,p he gets
Dp ittOo„8,:• 4thly. Should he require to increase or decrease the
RI '!' of his policy he can do so at pleasure. He can at any time,
Wh 'lng a "
ole a_fortnight's notice, withdraw any part from 11 up to the
Ztts witTount of his previous pavments and with interest. After he
t,tclrewn part one year he can, by a single payment, three
44 rprit°lr itnY time afterwards. raise his policy to a greater or even
aptia", amount ; and by this system he can at all times regulate
irgal;coa;htvills by his annual expenditure, with the facilitsyaminethme
bea, having a fund to fly to in cave of necessity, the
.„"'"st for with this palpable advantage, however, that he gets hitt-
▪ ollap-pis,money, and in case of death his family receive mere than
Le thith 01 his savings. In ordinary Life Offices be can do no
4 oetk,e;ig. but his policy at once lapses or is cancelled the moment
t,1,c1 to ; to Pay his current premiums, and, instead of having any
~e et,i to for ald, all his hard-earned savings become forfeited to
and his misfortunes serve to benefit the pockets of his
as i
umate co-assurers.
Dtpas"teln is too equitable and too striking to be overlooked
Cal.terseirr assurance is the only system of assurance which can be
() can,,Y recognized and adopted when the principles are impar.
pfirors greassed, and its palpable benefits become widely diffased. It
pt,r,st iter advantages than a bank because it allows a fair rate
tilTtla pi thin ease of withdrawal, and gives twice the amount in the
tot' 4;1! Company to the representatives of the Depositor 11
447. thus combining the
-ACES OF A BANK WITH THE BENEFITS OF
▪ In _
'Yet 'A of endowment ASSURANCE COMPANY.
A stn assurances the advantages of the DEPOSIT
-..ti,4Nvtill more striking.
4GES OF THIS COMPANY UNDER THE ORDINARY
taLo t 11„. LIFE ASSURANCE BRANCH.
on :I'llo prefer this branch Policies are granted from 201. to
N'Aves I,,,`""erY known principle thereof.
ai,e.l other Offices, t 4oteti all but the worst stages of disease, and such as have been
are taken at rates equivalent to the parti-
feaTatie fro".
or kr,M_ /0/. and upwards granted on every kind of security,
rloutti,s"nal, on the most equitable terms to the borrower
Are °rblorfei:)t every description granted on very favourable terms.
`ure Of Policy —ln case of inability to pay the currant
Ntke; ~a; the Directors will eitner purchase the Policy at a fair
eurte,'", or give a new ono in lieu thereof, less 5 per cent., into-
ha-,,Pling in amount to the whole of the previous payments
Do,a"tsiled been,. made.
• ttYsterf"Pectuses with tables in further illustration of the De-
" 4 to 4,1 any further information may be obtained on appli.
agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

1,1.13.
----sent.' "anted In all parts of the World.

1
plet
141 It.e Ce be had of Sherwood,Paternoster-row, ULVERWELL'S NEW WORKS.
22, Carvalho,
el. t' Mann, 39, Cernhill. Price One Shilling each ;by

• Re.„„ ENJOYMENT OF LIFE.
clita, Recreation, and Rational Uss of Thne.7
`or 'll3 be ltising—Spring and Summer Mornings—E
°tit the Environs of London—The Parks, Lanes, Hills
It Da at telas, h 1417 e d iternm roads, and other pleasant places—Country
--The ea--The Sea—London at Night—Evenings at Home
tnae, 0 lutla"--On Eating Drinking, Sleeping, Bathing, Air,
SAOceupation, &c., •&c.'
"t
Vtgrr r4iTtil FROM THE. FOUNTAINS. Two Tole.
Tit
THE LAKES ; REETCN OF EDINBURGH, Sec.
Vol. IL
LEES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, Sc.
WRA.T
o A That TO EAT, DRINK, AND ATOID,
°I)1114, "•!e• score years and ten oar course ntay run."
review of almost every cause and f ner-
1. 3r)r,„ "fitted
b,set,
the
health and enfeebledconstitution thatharasses
414104 :id 4g6 :nab'? of pleasure, business or study, and ern-
crery.,ay
ur. es and ritlesfor the diet and physical regu-

"What passions hurtPtAlitieSbiodiliy:S.what Improve,
tEnl,/tat,„t,
„If:nth% as refined as Athens ever heard."
blit` of th, ~,,L,lfe's Pilgrimage, from infancy to old age. The a..d-
ht '4"loti,"`"'°niq. Chastity and its infringement. The casualties
'' and rer,..,,58 and dissipation with illustrations, graphic, Ilarra-
-'"lati/e• AdvocaCy of early marriages.
PA TIIE MARRIAGE STATE.
ti,, oclita,.._
.To be or not to be, that is the question."
htik: regaZna .—Laws and obligations of nature, society, and roll-
lix.'e' toll both to be observed by either sex. Time and
1), se sides, as to age temperament, complexion, and
te,Ceal de cure healthy offspring, with the art of rearing them.
11;5 4te. ' "veness and its removal. Sterility and its conversion,
(Is4ll. a. etrt
tnktt2,,, T.,„ VEUWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
I . enty.nve Years Medical and Forensic Referee in there

To Prica Is. each • by post, Is. 6d.
Art..,lapin w,
'ttt 4'l Of Kherood' 23, Paternoster-row ; Carvalbo, 147,
39 Co; of M. . Culverwell, M.D..
'4l kin egent .streernl or
ay t who mbe R
consulted daily from
B•l4.SeYelk,till