The Sun.
London, England, 1853-03-05 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life ihim if he were unable
Offices would to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale 81.65. 3d. after he has
Premiumiyears when age, of his policy, paid into their coffers
Ai to assure' the party in case after thirty 2491.75.6 d., and which
5001. is fifty of years'payments they have had the use
years old, death amounting to of at compound
hewillhave will be 2491.75. 6d. interest, or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest, to pay.
more
20 81.63.3 d. 2491.75.6 d. 6001. little
than 801. I NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
'tunable to pay, or not
desirous of paying or
omitting topay,the Po-
Hey would still remain
of its FULL value,
5221.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put in, viz., 2251., but
20 11.10 s Od 2251. 5221.287 d 2871. 28. 9d. a certain bonus of 621.
25. 9d. in the bargain,
which is more
than one-fourth of the
whole o f his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the ago
when withdrawn. Sec
pagess and 7 in detailed
Spamphlet, by
F. G. P. Nelson, Esq.
On comparison of these two tables it will be seen that a person
"oder the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure

in comparison of these two tables it will be seen that a person
icier the novel system of DEPOSIT assurance can secure the follow-
' advantages, viz., Ist. For a legs sum, paid annually, he can assure
larger sum in case of death than under the ordinary system.
idly. In the event of a desire tosurrender hie Policy he can receive
A this Company, by the above example, which applies to all ages,
TIMER times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
lz)f the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. lie can at any time,
by giving a fortnight's notice, withdraw Any part from 11 up to the
whole amount of his previous pas ments and with interest. After he
Iles 'withdrawn part one year he can, by a single payment, three
Years, or any time afterwards. raise his policy to a greater or even
Its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
Ina bank, with this palpable advantage, however, that he gets lnte-
**eat fur his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
POI thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
hind to ily to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes servo to benefit the pockets of his
*tore fortunate co-assurers.

Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
Universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of Interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor ix
caSeof death, thus combining the

ADYANTAGES OF A BANK WITH THE BENEFITS OF
♦N ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
13" stern are still more striking.
'VANTAGES OF THIS COMPANY UNDER. THE ORDINARY

LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies aro granted from 201. to
"'Wt. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
refil or personal, on the isiost equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy —ln case of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
arket value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
Ighich have been made.
_ Detailed prospectuses with tables in further illustration of the De-
f",lt system, and any further information may be obtained on appli-
',Mon to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.B.—Agents wanted In all na& of the World.

CIILVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row, Caryalbo,
rloct-street Mann, a 9, Cernhill. Price Ono Shilling each ; by
Post, is '
_ -

ENJOYMENT OF LIFE.
c "Health, Recreation, and Rational Use of Time."
eur" °,lvrzwras—Early Rising —Spring and Summer Mornings—Ex-
p(..relB about the Environs of London—The Parks, Lanes, Hills
BtB, Melds, High-roads, and other pleasant places - Country
Tripe
and Rambles—The Sea —London at Night—Evenings at Home
-,M_—The Drama—On Eating Drinking, sleeping, Bathing, Air,
"'. Ease, Occupation, &c.,

FRAGMENTS FROM THE FOUNTAINS. Two Tole.
Tot. I.
'VISIT TO THE LAKES ; SKETCH OF EDINBURGH, Sr.c.
Yol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c.
"
WHIT TO EAT, DRINK, AND ATOM,
A _ That three score years and ten oar course neay run."
Popular review of almost every form (cause aid cure) of ner-
t;".lY-debilitated health and enfeebled constitution that
andshaes
-e Young. besets the man of pleasure, business or study, m-
ibitititte_fs old ago ; with tables and rulesfer the diet and physical rep.
`'nof e'rery..day life.

Iv.
THE PASSIONS.
" What passions hurt the body—what improve,
Trutios as refined as Athens ever heard."
refit :—Life's pilgrimage, from infancy to old age. ThP
ef the nassions. Chastity and its inf”ingement. The casualties
centiousness and dissipation, with illustrations, graphic, narra-
'res and remediative. Advocacy of early marriages.

THE MARRIAGE STATE.
I'lo° To be or not to be, that's the question."
.4_10.101x :—Laws and obligations of nature, society, and rcli-
Zn regarding marriage, to be observed by either sex. Time and
figure
on both sides, as to age temperament, complexion, and
prre. to secure healthy offspring, with the art of rearing them. ca,,Y:si,cakicd.efectiveness and its removal. Sterility and its conversion .
(l BY
• CULVF,RWELL M.D. (1841). M.R.C.S, (1827), L.S.A.
matter,
. Twenty-five years Medical and Forensic Referee in there

Prico Is. each; by post, Is. 6d.
To be
eet h
Fie t. str ad of gherwood, 23, Paternoster-row ; Carvalho, 147,
o.e. ; Mann, 39, Cornhill; or of M.R. Culverwell, AI.D.,
11-place R, t treot WhO Illarbe'r.ollB44ls4 daily from
- . (i.en ps ,
IIY% 411.3 Nova till Nina. ' '