The Sun.
London, England, 1853-02-08 00:00:00

NEW FEATURE IN LIFE ASSURANCE.
911 HE DEPOSIT and - GENERAL LIKE
. ASSURANCE COMPANY,
_ _

16, New Bridge-street, Blaekfriars, London.
CAPITAL—ONE BUNDRED THOI7SAND POUNDS.

DIRECTORS.
fallowley Barnes, Esq., 11, Cit.) -road,',Ffnsbury.
--
• -,0.44600, Clarke, Esq....latn-41th-LarteerN Janisw-United,Serstee ‘—
Gerrge Cootie, E.q., rortland-terrace, Wandsworth, and Belvolr, St.
elier's, Jersey,
•hen Craeknall, Egg., 1, St. John's-gardens, Notting-hill, and 11,
ew-square,Lincoln's-inn.
Geer -ge Knox, Esq., 15, Connaught-Equare, Byde-park, and Tor
Lt ,dge, Stallord,hire. • •• • •
Alex ander Maclean, Esq„ Harrow-on-the-11111.
totW d C. Poore, Esq., 32, Upper Seymour-street, Portman-sounre.
Prinsep, Esq., 147, Leadenball-street, and 8, Hyde-park-
c++.„ A West.
.„,4.01)( ;A Andrew Riddell, Eso., Inner Temple, Barrister-at-law.
. Scanlan, 21, Upper :4 ey mon r• atreet West, Connaught-square,
Mkt r Sperling, 14, St. James's-square.

AIIDITOES.
J. Bieg, Esq„ 126, St-and, Actuary and Secretary to the Medical,
LE gal, and General Life Office.
,
am Jones, Esq., Accountant, 3, Guildhall-chambers.

BANKERS.
air ( 'harle,s Price, Marryat, and Co., 3, King William-street, London,

PHYSICIANS,

Dr, Lewin, Finshitry-place.
Dr. ,suaritan, 21, Upper Seymour-street West, Connaught-square.

SiIItGEONS,

Chapman, Esq., 16, Lower Seymour•street, Portman-square.
aziel ,ael Teevan, Esq., 44, Glouceqter-place, Hyde-park-gardens.

CONSULTING ACTUARY.
Francis G. P. Ntison, E q., F.L.S.
INSPECTOR OF AGENCIES.
F. P. P. Strousberg, Esq.

STANDING COUNSEL.
.% Miami Wellington Cooper, Esq., sew-square, Lincoln's-inn.

SOLICITORS.

Messrs. Hill and Mathews St. Mary-axe.

RESIDENT SECRETARY.
Charles W. 'Bevan, Esq.

,
Tb e public Is raspectfu'ly invited to examine the prirciplos of the
Deposit System of Assurance. which is based upon tables calculated
by, and is under the immediate supervision ot; Francis G. P. Neison,
Xsq., F.L S., the Consulting Actuary to the Company.

. .
Comparative Tables to assure 5001 on death, by a pe-son aged
twenty next birth Jay, on the ORDINARY and on the DEPOSIT system
ofd minces.

ON TAE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary L f him if he were unable
Offices would to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale in. fs. 3d. after he has
premien] years when age, of his policy, ;paid into their coffers
to assure the party in case after thirty 249/.7s 6d., and which
sool.* is fifty of years payments they have had the use
to
years old, death amounting to of at compoun
hewill have will be; 2491.75. 6d. interest,f or in
paid into worth,which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more
20 84 6s. 3d. 2491.73.6 d 5001. than 80/. •I • NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Ifunable to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL valve,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
, quired. If however the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out allhebas
put in, viz., 2251., but
>2Ol, lOs 0,1 2251. 5221.257 d 2871. 2s. 9d. a certain bonus of 621.
28. Pd. in the bargain,
which is more
than one-fourth of the
Whole °this payments,
or lie could either draw
out a part, 201. or 50/.,
diminishing the Polley
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
1 I E. G. P. Nelson, Esq.
* T he rates here selected are those adopted by the English and
Camis rian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd ing classes.
In ma st offices, particularly the older ones, such as the Scottish

* T he rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
sates of premium, and professedly for the lower and midd Ing classes.
'ln ma st offices, particularly the older ones, such as the Scottish
'Tquitt :ble and the Globe, these rates would be much higher. In the
former • of 101, 7s. 6d., with 10 shillings per cent. entrance fee, would
;be the rate to insure 5001. at 20 years of age. In the latter 81. 13s 4d.,
to inst we the same sum. The higher the rate the more in favour of
ate us POSIT system.
f Money laid out at compound interest DOUBLES ITSELF every four-
teen yt •ars.
On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing adkvantagb.s, viz., Ist. For a less sum, paidanunally, he can assure
a larger sum in case of death than under the ordinary system.
2ndly . In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
mans times as much as on the ordinary system. 3rdly. In the event
of ina flinty pr omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thlv. Should he require to increase or decrease the
,amount of his policy he can do so at pleasure. He can, at any time,
by gi Ting a fortnight's notice, withdraw any part from 11 up to the
Avhols amount of his previous payments and with interest. After he
luta withdrawn part one year he can, by a single payment, three
sears, or any time afterwards raise his policy to a greater or even
is feermer amount ; and by this system he can at all times regulate
Xis annual savings by his annual expenditure, with the facility in the
LargaSn nfhaving a fund to fly to in case of necessity, the same as
In a bark, with this palpable advantage, however, that he gets inte-
lest fur his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do ro
Eyck thing, but his poley at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fend to lily to for aid, all his hard earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
More fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a b enk because it allows a fair rate
sof interest in case of withdrawal, and gives twice the amount in the
lhavda of the Company to the representatives of the Depositor in
Caselof death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF

AN ASSURANCE COMPANY.

In case of endowment assurances the advantages of the DEPOSIT
'MOM are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY

LIFE ASSURANCE BRANCH

---
To those who prefer this branch Policies are granted from 201. to
5.009/. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourabl e terms.
-"Pion-forfeiture of a Polley —ln case of inability to pay the currant
Premiums, the Directors will either purchase the Policy at a fair
Market value, or give a new one in lieu thereof, less 5 per cent., lute-
Test corr,sponding in amount to the whole of the previous payments
'Which have been made.
Detailed prospectuses with tables in further illustration of the De-
Posit system, and any further information may be obtained on appil.
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.B.—Agents wanted In all part,' of the World.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row, Carvalho,
147. }•loct-street , Mann, 39, Cernhill. Price One Shilling each; by
Pest, la 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time." •
ColvrEnTs : Early Rising—Spring and Summer Mornings—Ex-
cursions about the Environs of London—The Parks, Lanes, Mlle
Forests.
i Fields, high-roads, 'Mid other plearant places - Country
Dfi and Rambles—The Sea -London at Night—Evenings at Home
j-Z▪ iuSic--The Drama—Cn Eating, Drinking, sleeping, Bathing, Air,
fit, Ease, Occupation, &c., &c.

FTtAGMFINTS:FEOM TILE FOUNTAINS. Two Vols.

Vol. I.
VISIT 70 THE LAKES; SKETCH OF EDINBURGH, &c.

THE LAKES OF KILLAVoLIIRNEY BESIINISCENCES OF

DUBLIN, &c.
111.
WHAT TO EAT, MINK, AND AVOID,

" That three score years mid ten our course may run."
A popular review of almost every form (cause and cure) of ner-
trously-debilitated health and enfeebled constitution that harasses
Young, besets the man of pleasure, business or study, and em-
bitters old. age, *with tables and rulesiir the diet and physical regu-
lation oi every-day life.

Ir.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refilled as Athens ever heard."
:—Life's pilgrimage, from infancy to old age. The ad-
vent of the nassions. Chastity and its infringement. The casualties
OflicentiouFness and dissipation, with illustrations, graphic, narra-
tive, and retnediative. Advocacy of early marriages.
THE MARRIAGE STATE.
To be or not to be. thatis the question."
FuocatAstmc :—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, en` both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical delectiveness and its removal. Sterility and its conversion.
Cases, &c,
(18
By It. J. CCLVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
24), Twenty•flve years Medical and Forensic Referee in these
matters,

Price Is. each; by post, is. 6d.
To be had of Sherwood 23, Paternoster-row ; Carvalno, 147,
Fleet-street ; Siam, 39, Cornlull; or of M. R. Culverwell, M.D..
10, Argyll-place, Regent•street, who may be consulted daily from
Wen ii Five, 1114 &Wall Ull Nino.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by H. Railliere, 219, Regent-street, Londe*.

No I.

Bvo., In cloth. price ss. by post free, 811. 6d.,
__ _

CNN TRUE Sr FALSE SPERMATORRWEA,
vt.„o with the View; o the Correction of wide-spread Errors
in relation to the Treatment and Cure of Sufferers from Debility of the
Generative System, Sexual Hypochondriasis. ,
Translated from the German of Dr. PICKFORD
" Dr. Picktor.l knoWn to English readers by his frequent practi-
:al contributions to German medical literature.. This is the first
fine, he informs us, that he has addressed himself to the nee-medi-
cal reader. We trust this may not be' the last, if he (hall
detect any other equally flagrant evil which it may be in his
power to correct."—London Medical Gazette, May 30, 1851.
"We uromised in a former number that we should recur to this
w M order to exhibit its aim more clearly. The author lashes
with great severity the impostors who make a livelihood by prdying
on the credulity of the public. The tribe of ' Quiet Symathisers,'
and Medical Friends, are mercilessly exposed; and if this book
tind its way into the hands of those who saffer from th com-
plaint of which it treats, we are satisfied that main), hundreds would
paved much needless suffering of body and mind, and what is of
op
place an n endthe tt
treat.
ment nein
less-
importance, though it is that which the quacks most prize—
mu p,oneesiem• • •
o..lTthreisativonigumspeeirms well qualified
andtot
ch
empirical ,sy n
a more rational and physiological basis. It is, therefore
likely to do much ,
good."—Medical Circular, Jtme 16, 1852.
No. 11.

Bvo., in cloth, price 3s. 6d., by post free, 45,, .
.
TIIE CURE OF STRICTURE OF THE URETIIRa, on Prlncl..
plea at once Simple, Safe, and Efficient, in even its most Inveterate
and apparently IntractableFormS.
cocuttENAV; r.
Member of the Royal College of Surgeons of England,
" Tit proof of his views be (Mr. Courtenay) has given'
he history of a great many cases successfully treated, as bad
as any which Mr. Spite adduced, and on which he had operated.
inch are cases ix., xi., xii., and xviii. No. ix: had res'sted, for a
period of twelve years, the treatment by dilitaidon, and was finally,
temoved in as many weeks. But cases xviii. and xix. appear, both
in duration, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet the
treatment adopted by Mr. Courtenay proved eminently successful."
-Professor Lista on the Treatment of Stricture.

BANKS OF DEPOSITS AND.. S.
INVESTMENT Of
PPARTIES desirous of In,. Testing Money are re•
quested to examine the plan of ' the National Assurance and
Investment Association, by which a h igh rate of Interest may be
obtained; combined with perfect scent') t; v.
Prospectusal and full information MI 'be had at the office, or sent
-ost free on application. •
PETER MORT .;[?ON, Managing Director. •
7, St. Martin's-place,./Trafalgar-squa s, London.