The Sun.
London, England, 1854-01-03 00:00:00

0
C-,
OUNTRY COTTAGE for a PERMANENCY.
WANTED, by Lady-day or Midsummer, on any of the
South-Eastern branches, within twenty miles of London and three of
a station, containing at least two good hitting and four or five bed
rooms, with chaise-house and stable attached. An old-fashioned
Manor or Farm-house would snit, and a small quantity of pasture
!and desirable, though not essential. A retired situation not ob-
jected to, but a dry will and good water indispensable. Address,
With full particulars, to M. T. Y., 33, Brydges-street,
Covent-garden.
EAST INDIA HOUSE, 30th DEC-, 1853-
THE COURT of DIRECTORS of the EAST
INDLA. COMPANY do HEREBY GIVE NOTICE,
That the Rate of Exchange for which they will receive Cash for
i
-Bills on Bengal and Madras 'will, from the present date and u
umber notice, be 2s. 01,4 d. the Company's Rupee, and for Bills n
on
Bombay 2s. 03id. the Company's Rupee.
JAMES. C. MELVILL, Secretary.
LONDON (45 SOUTH-WESTERN RAILWAY.
FOREIGN TRAFFIC.—SPECIAL NOTICE.
From and after Ist JANUARY, 1854, the existing TTCMOUGII
RATES for Goods Traffic botwLat London and Paris, and betwixt
Paris and the Channel Islands, will be DISCONTINUED.
Goods will be conveyed, as heretofore, betwixt London and Havre,
and betwixt Havre and the Chau.nel Islands, at reduced through
rates, which include all charges from the Quay at Havre to London,
'or to the Channel Islands, the au_iount of Customs' Duty and Marine
Insurance excepted.
Goods will be conveyed betw'ixt London and Havre three times a
week, each way, as heretofore.
For particulars of throe gh rates, and all ether information, apply
in London, to Mr. SIM .KIN, 53, King William-street, City; in
Fonthampton, to Mr. WA rKiNs, Railway-station; in Havre, to
31r. GILLS, 5, Rue-de-I a-Gaffe.
(By order), ARCIID. SCOTT, Traffic Manager.
Railway-office, Loneien, Dec. 24, 1853.
N ATIONAL LOAN FUND LIFE ASSU-
RANCE SOCIETY,
26, CORNIIILL, LONDON.
December 27, 1853.
Notice is hereby given, that the lIALF,YEARLY INTEREST on
the CAPITAL STOCK of this SOCIETY, at the rate of 5 per Cent.
-per Annum, due on the 31st instant, will become PAYABLE on
the 10th day of January next, and Proprietors may receive the same
at this Office, on that or any subsequent day, between the hours
of Eleven. and Three o'clock.
' And tiotice is hereby further given, that the Transfer Books of
the Society will close on the 30th instant, and open on the 11th
Zama", next.
By order of the Court of Directors,
'W. S. L. WOOLHOUSE, Actuary.
ALBERT LIFE ASSURANCE COMPANY,
11, Waterloo-place, Pall-mall.
Notice is hereby given, that the HALF-YEARLY DIVIDEND to.
the 31st ult., after the rate of :Seven per cent. per annum, free from
income tax, will be in COURSE), of PAYMENT to the Shareholders
on and after the 10th January' instant.
HENRY WILLIAM SMITH,
2d January, 1854. Actuary and Secretary.
LIFE ASSURANCE;
REPORT of the. SELECT COMMITTEE of the MOUSE
of COUNIONS, and the DEPOSIT SYSTEM—the New and
Important Feature of Life Assurance adopted by The DEPOSIT
and GENERAL LIFE ASSURANCE COMPANY.
The following is an extract from the Report of the Select Com-
Inittee :
'"THE OBJECTS which persons HAVE IN VIEW IN EFFECTING IN-
SURANCES upon their lives, are GENKR:ALLY OF AN IMPORTANT AND
SOLEMN character, viz., the PROVISIO N FOR WIDOWS AND ORPHANS
after the death oltheir NATURAL PVJTECTORS ; unlik. any ordinary
transaction of trade, a CONTRACT 'ONCE ENTERED INTO CANNOT BE
/DISCHARGED OR ABANDONED, if doubts of the stability of an
office should arise, WITHOUT A. 'SACRIFICE OF PREMIUMS PAID IN
PAST YEARS, and the necessity of effecting new policies in other
()Ricci at increased rates of ~irs.milum, owing to the greater age
of the assured ; persons am thus placed in the ANXIOUS AND UN-
HAPPY DILEMMA OF BEING COMPELLED TO PERSEVERE IN PAYING
PREMIUMS FROM YEAR TO. YEAR, With SOME suspicion and doubt as
to the ultimate advantm7,e of doing so, OR OF INCURRING THE SE-
laous LOSS WHICH, UNDER THE MOST FAVOURABLE CIRCUMSTANCES,
MUST ATTEND THE ABANDONMENT OR SALE OF A POLICY." 1
On the DEPOSIT SYSTEM a person IS NOT " COMPELLED" IO pay •
Ikorn " YEAR TO YEAR," and he does not, if desirous of " ABANDON- 1
atm" his Policy, incur ally `• SERIOUS Loss," but, on the contrary, he
may pay such amounts, and at stvzh times as he may find most con- verdent ; he can stop paying whe sever he pleases, and he can with-
draw
the whole or part of his ~)remiums. If the whole he with-
drawn the Policy is cancelled; if part only, then the value of the Policy is diminished by the assured value of the part withdrawn.
_ A B, aged 20, opens a depc,sit policy with a payment of 51,, which
It will be seen he increaseri from time to time, and occasionally
diminishes.
; •
""........-........1.••••r......................,.
Er. „iOO.-.MOM.MN.M.-.0,-.., • ,
.11
13 IE4 71'72"".7.:'m 'F.2=2'.'2!" 1
(
7, T.. i: tr“.;, g. q g .7-1;" r 0 8
- -. ..- - 54
1
1.. 41
3 ~g p . ..40,...-. ft,.., -,. t...C.M 1....
't '-'•-• .-..-.
gl Si
..S., .
-.4 , , ~.,
._, ~, 0 Vu'i V-..0-GO GO er cr. al V B r.-.) . ;3... 4".-:44 t.7,7;074 tezn,3 ?,
X ~-.,
. ,c, co
.1 - ~.,
-4 ------ - ( (
la 52 -, c, . '"' ca i
I I:* I ^:
i a 1 IN. 70
S't II I I 11-.111 c 4 co ]
,Y —N,:ci .• F- 4 2 -.. M 0
.-. 0 f
ra .
------. A.l i
.
~ •4 x e 0 - ~.., e., 4 ~.e "130 1.1 cj, .4 "Si VVI VNNNM .
El F.,1 8 t; f
Po,g 'aoo,-.0,4M,n0M,14,M4000. S
-.I ,o's 7,,,,..,. •,-ri .....-.N.......A....NM,,001...
- al 6 ( -
44
,',.
X to ..: 4
..1 0 ~.,.;,, e+l,o co al. o ei u 3 <0 co og 0 0). g i
C,..) 0
0 c. S
il 1 .
, ..I 0
,i
..: .0 Z" 1
41
1,.. 4 1 •=': A .'a
..... ,
IN i
.0.4
k...,,. '
"4 ,-...-.... ,:cs
1
I :•,•• • • . , ...... 1
f
im
..1 - .: ..42 3
6; uN,64,,......gM.g.c4^M
• 270 .--:
'T. t.sc.s.- 2 • 6 '''' >: e
-...1
.go 5 1542.5.'vt,"1.2'.'
14 A.-..4,,0w....A..0e.pm:e. T
rT4
a
. m .., . ..., ..
m m m . mw mm t
441 D .
• ..., ~., ._. .... ..-..-. .......

Thus AB, in 10 years, has saved and invested at different inter-
nals various sums amounting to 971., by which he had been insured
in case of death for 2601. 12s. 7d ; but A B requires 22/. ; he draws
this sum out, and diminishes the value of his Policy by 601. Bs. 3d.
a►t different times, leaving him in case of death a Policy for 200/.
4s. 4d., and during his life a fund of 751. to draw out at any time, in
part or wholly.
The first claim Settled by the Deposit and General Life Assurance
Company Was rapon a deposit of 101. which a parent made for each
of five childrr.m. instead of aiding it to an account they had at the
Savings Ra:nk. One of them died a few days after the 101. was de-
Posited, aud the father received 341. is., being the amount of the De-
posit Polley.

EXAMPLE No. 2.
Supposing A 11, aged 23, when he opens a Deposit Policy his the
means, and continues VOLUNTARILY to pay the same sum every year
the same way as he is COMPELLED to do in the ordinary system.

Year. Age.
£. s. d.
1851.••••••
X
49 60
..._.______ __
_____
lg
48 16 •••••..., 23
24 18
47 18 0
18
47 4 6
25
1853..•• •
18
46 10 6
1854..........„•„. 2G
13
45 17 6
1855.••• ..... •. 27
18
1856_ •••••••••• •••• 28
18 45 4 0
1859.......6
1857..
18 44 10
1858...........••••• 30
18 43 17 6
18 43 4 0
1860...,..•••• ..•••• 32
206 7 6
1866 .
90
1861 ......•
......
90
to 33
1865......•• . ...... • 37 3
190 4 6
MO .......... ...... 42
72 141 3 0
lo
474 .••• . • . ...... .• • 46
1875...., 432 1,000 4 0
47
194 13 6
to
1880 ....... ..... ... 52
to S
108
1881.. • • • • • • • • • • • • • 53
1 '9O
147 18 6
1885............ •••• 57
1186
58
to 108
182 10 6
. •
1891.... •• • • ' • '' • • " 63
738 1,525 e 6

Th premium of 181. commencing at 23 years of age, and paid upon
an ordinary Polley (As rr MUST BE) every year till A.B. is 46 years
old, will secure the same sum, vie., 1,0001., but if A B lives 17
years longer (which is the probable duration of life at the time he
effeeted.the insurance) his Deposit Policy, for the same payments
" for an ordinary Policy of 1,0001., will have increased to 1,5251.
is. 6d.

TRUSTEES.
The Right Honourable the Lord Viscount Drnmlanrig, M.P., P.C.,
Comptroller of her Majesty's Household.
Major-General Sir W. Clayton, Bart., 79, Gloucester-place, Port-
man-square.
Sir Charles Price, Bart., Banker, London.
Vice-Admiral Ayscough, Prospect House, Southampton.
CHAIRMAN.
The Right Eon. the Lord Viscount Dramlanrig, M.P., P.C., Comp-
troller of her Majesty's Household.

DEPUTY-CHAIRMAN.
George Coons, Esq., Victoria-street, Belgravia.
CONSULTING ACTUARY.
Francis (4, P. Nelson, Esq., F.L.S.
exam:onto COUNSEL.
E. B. Crowder, Esq., Q.C., M.P., Recorder of Bristol, Counsel to the
Admiralty, and Judge Advocate of the Fleet.
R. Matins, Esq., Q.C.. M.P.. Lincoln's-inn.
Chief Office, No, IS, New Bridge-street, Blackfriars, London.
Loans granted at 5 per cent. on real or personal security.
Annuities on most favourable terms. Diseased lives and lives de-
by other offices accepted at equitable rates.
Foe Prospectuses and further information apply to the agents in
sheC'teWd' Bevan, Resident Secretary.
in all parts of the United Kingdom.
country,
Agents o r t
wanted
an
11.13.—Life Assurances effected on the ordinary plan.

MEDICAL ADVICE ON THE
SECRETINFERMaTIES OF
YOUTH AND MATURITY.
DR. SAMUEL LA'MERT,
37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matriculated Member of the University of
Edinburgh, Honorary Member of the London Hospital Medical
Rociety. Licentiate of Apothecaries' Hall, IVI Londonily&ccetectei.z,
on
AY be consulted, personally, or
the various disorders of the nervous and generative
avtivhesye pstermo:
'wilting from juvenile irregularities and excesses, which
iluced more misery in youth, degradation in manhood' and prema-
ture decay at all stages of life, than perhaps any othercleaxsseorif
dis-
cases known to modern pathologists. Long and practical e
pin ene
in the treatment of these diseases has proved that there ar
exist-
ence secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitilll marl.
„„egl,,e3, ImPotency, Local and Constitutional Weakness, and the"
slis Modifications owe their almost entire origin.
It is absolutely necessary that all men should know that there are.
Principles of personal management which cannot be violated without
Incurring grievous penalties, and when wisdom and regret
the heyday of inconsiderate self-indulgence, how these penaltiessucceed
thmay be mitigated, how the sting of their bitterness may he removed,
Thow the evil and its consequenc es may be avoided, and above all,
at there is scareely any degree of physical infirmity or functional
ell',..agenlent to which the timely aid of science cannot apply a cure.
in aoTOR LA'MERT has for a long series of years been engaged
rathisextensive practice in the treatment of these delicate colrnes-s
of the t and is the only legally qualified Physician who, regard
the aunts and envy of thehypocritical and mock-modest, has had
attent itience, through the medium of the public press, to direct
free, to these enormous evils, from which no grade of society is
rewarded by th
In selecting this department of practice, he has been amply
treatment of these ' e great success that has attended his efforts in the
care of unqualifi
--ese cases, which are too generally confided to the
publications cd and ignorant empirics, who, with their pirated
unted foreign names and titles, and pretended virtues
of their patent nostrtuns, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of it., and advice and
Medicine& can.be forwarded to any initials or address.
It is desirable that patients wishing to consult Dr. LAIMEET
hould first obtain a copy of his work on
SELF.PRESERVATION•
A Medical Treatise on the Philosophy of Marriage and Nervous and
Generative Debility, illustrated by fifty-coloured engravings, and des-
cribing in detail the various disorders resulting from secret habits and
excesses. The perusal of this treatise will assist in the correct
description of their cases, and may be had, price 2s 6d, in English,
French, Spanish, Dutch, Italian, or German, of Messrs. Piper
Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street;
Mann, 3. COrnhill ; Storie, Titchborne-street, Haymarket; or free
by Poet tier ibrtar-hio litarriPß, to *AY /Alma gm tin Author's ma-
44290011BsaresakosvAulAinums.