The Sun.
London, England, 1853-02-14 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would :to
pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale .81. Cs. 3d. after he has
premium years when age, of his policy, paid into their coffers
xto assure the party in case after thirty j2491.75.6d., and which
• SOW.* is fifty of years'payments they have had the use
years old, death amounting to of at compound
hevrill have will be 2491. 7s. 6d. Interest,f or in
paid into worth which theyhave the event of his death
the office, had the benefit! one hour after such
of at compound omission or inability
interest. to pay.
little more
30 01.65. 3d. 2491.72.6 d. 1001. than 801. NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Hun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hch as
put In, viz., 2251., but
21 11.10 s Od 2251. 5221.287 d 2871. 23, 9d. a certain bonus of 621.
2s. 9d, in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501..
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

ti The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd ing classes.
Ivn Moat offices, particularly the older ones, such as the Scottish
'Ratable and the Globe, these rates would be much higher. In the
..'"ltter of 101. 7s. 6d., with 10 shillings per cent. entrance fee, would
4_14 the rate to insure 5001. at 20 years ofage. In the latter 81f. 13sur4de.f,
"" insure the same sum. The higher the rate the more in avo
the
—roux system.
to.i_lieney laid out at compound interest nournam mime every four-
--Li Years.
`-'n comparison ef these two tables it will be seen that a pelrson
elder the novel system of DEPOSIT assurance can secure the fol ow-
InleadY t For a less sum, paid annually, be can assure
t Me? keS'
um viz"
Ist. For
death than under the ordinary system.
Ingthe evinenctaosf a desire to surrender his Policy he can receive
2 this uompany, by the above example, which applies to all ages,
~,:"`t is Unites as much as on the ordinary system. 3rdly. In the event
inability or omission to pay, his policy remains still his property,
" the same vlue as it was, though hea
e crdinary system, he se his current payment.
arty number of years ; whereas on the o
tes
ring. 4thly. Should he require to increase or decrease the
t. e
1;7, nt of his policy, he can do so at pleasure. He can at any
Nvh' ng,twing a fortnight's notice, withdraw any part from 1/ up tot he
h._—"e amount of his previous payments and with interest. After he
I;"withdrawn part one year he can, by a single payment, three
„ 'Ts. or
Butter
any time afterwards. raise his policy to a greater or even
rMer amount ; and by this system he can at all times regulate
0.,,"nnal savings by his annual expenditure, with the facility in the
jgkain of having fund to fly to in case of necessity, the same as
4i "
7k, with this palpable advantage, however, that he gets lute-
the ._" his money and in case of death his family receive mere than
ettoh'ulonnt ot his'savings. In ordinary Life Offices te can do no
he „thing. but his policy at once lapses or is cancelled the moment
ttind. 75es to pay his nll3'' current premiums, and, instead of having any
the ~, to for aid, all his hard.eanted savings become forfeited to
snOi.—clety, and his misfortunes serve to benefit the pockets of his
tt: fortunate co-assurers.
and n eYstein is too equitable and too striking to be overlooked
bruymeitvesiT assurance is the only system of assurance which can be
tle,h,lssal4 recognized and adopted when the principles are linear-
IteaLcanvassed, and its palpable benefits become 'widely diffused. It
ertZe greater advantages than a bank because it allows a fair rate haTZlei nut In case of withdrawal, and gives twice the amount in the
elfiev" death the ,
thus Company to thethe reprefentatins of the Depositor ill
V combining
.`"•SI4TAGES OF A BANK WITH THE BENEFITS OF
o, AN ASSURANCE -COMPANY.
ADP
Of endowment assarancea the advantages of the DEPOSIT
At, are still more striking.
.'4IITAGES OF THIS COMPANY UNDER THE ORDINARY
To the LIFE ASSURANCE BRANCH.
1,0001 the Who prefer this branch Policies are granted from 201. to
L1,4:11 everY known principle thereof.
Netted all but the worst stages of disease, and such as have been
tutu,„ Y other Offices, are taken at rates equivalent to the part'-
, ,44:rse•
441 er 'ern 501. and upwards granted on every kind of security,
Ana„" Fteritonal, on the most equitable terms to the borrower
.11,,„.. ea of every description granted on very favourable terms.
Preni lerfeiture of a Policy
_lncase of inability to pay the currant
Itterans, the Directors will °Etna purchase the Policy at a fair
vest value, or give a new one in lieu thereof, less 5 per cent., inte-
IthiereePonding in amount to the whole of the previous payments
have
betail been made.
Melt „„..ecl Prospectuses with tables in farther illustration of the De-
eatio•• ""enl. and auy further informa
ortion may be obtained on appli-
te the Agents in the country, to
CHARLES W. BEVAN, Resident Secretary.

N'lL'-Agents wanted In all parts of the World.

CULVERWELL,'S NEW WORKS.
147 .0 be
Pieet 'lad of Sherwood, 23, Paternoster-row, Carvalho,
%It, le 6a.street , Mann, as, Cernbill. Price One Shilling each; by

~ ENJOYMENT OF LIFE. 1
to
" Ile•ali, Recreation, and Rational Use of Txmornings_rx.
Co
thrsto Nil —Early Rising—Spring and Summer
!els, Fields, Ili
v._ na about the Environs of London—The Parks, Lanes,
Country riills
s at Home
gh-roads, and other pleasant places-
ita_and Rambles—The Sea—London at Night—Evening
)14;17, :-The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
445 e. Occupation, &c., itc.
1' 11.
RAGMENTS FROM THE FOUNTAINS. Two Vols.
VISIT Vol. I.
TO THE LAKES; SKETCH OF EDINBURGH, &c.
TIM 11.. LAIEEB OF KILLAVCRNEY; REMINISCENCES OF
DUBLIN, &c.
111.
• an WHAT TO EAT, DRINK, AND ATOM,
Th at three score years and ten oar course
and cu
run."
v.„.,..7P_lielar review of almost every form (cause and cure) of ner-
tiaslt.T:a bilitated health and enfeebled constitution that harasses
bktf::_q_9l_!. besets the man of pleasure, business or study, and ern-
lati4Z Qlcl Age ; with tables and rulesfor the diet and physical regu-
cu everY-da life.

TEE PASSIONI.
"what passions hurt the body—what improve,
Truths as reared as Athens ever heard."
Zgeenv...4l3ll.tienT :—Life's pilgrimage, from infancy to old age. The ad-
,t " the Passions. Chastity and its infringement. The casualties
tiousness and dissipation, with illustrations, graphic, ltarra-
/et 4184 renaetliative. Advocacy of early marriages.
V.
THE MARRIAGE STATE.
To be or not to be, thatis the question."
thokilnta:—Laws and obligations of nature, society, and reit-
eas_regarditiB Marriage, to be observed by either sex. Time and
‘••., on both sides, as to age temperament, complexion, and
-448etecireecturie healthy offspring, with the art of rearing them.
/6. f venue and its removal. Sterility audits conversion.
y\--:i ~.
(424) • ,T;I,uIVERWELL, M.D. (1841), M.R.C.B. (1827), L.S.A.
I:hatters% `'ent7"ftve Years Medical and Forensie Referee In there
ace is. each; by post, ls. 6d.
Pro be had kien.stre .Of therwood, 23, Paternoster-row ; Carvalho, 147,
10, 4.,?,,,ie I Mann, 39. Corn1u11; or of M. R. Culverwell, SI.D„
plytoneog dlee, kegent.Btreet who mar 1)0 OttiAltvcl 48117 from
(4444.617‘0.t41 kiLath

PLAIN FACTS PROVED EVERY DAY.-
Our object is business ; our transactions arc with all classes ;
our styles associate fashion and ease; our principles are economy,
retrenchment, and fair dealing ; our goods are warranted the mcst
ingenious in their cut, and the most fashionable in style, the mate-
rials are not to be equalled for variety of pattern, excellency in
manufacture or superiority of finish, the substances are suited to
this season of the year, fit for purposes of business or pleasure, for
daily wear or for balls and festivities.
The nobleman may select his attire, or have his servants liveries
in any style he wishes; all orders being attended with correctness,
dispatch, and economy.
The business man has his dress for office wear, for travelling, for
appearance in the city, or for comfort at home, he may clothe his
children in the best and most comfortable attire, at a saving of nearly
half the money he must have paid elsewhere.
The working man has the best stock of goods to select from, ex-
pressly prepAred S r his occupation or any other...purpose, at charges
lower than were ever known before.
Everyone is furnished with Hats and Caps, Boots and Shoes, or
Hosiery, Ste., &c., cheaper than at any other house in the City, or
the provinces.
Such are the plain facts proved every day at the east and west-
end establishments el E. MOSES and SON.