The Sun.
London, England, 1853-01-26 00:00:00

ON THE ORDINARY SYSTEM,

The sum the ordinary
The sum the Life Offices would give
e; ordinary Life him if he were unable
•eet
t Offices would to pay, or if he omitt ed
At the His give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale Si. Cs. 3d. after he has
Epremium years when age, of his policy, paid into their coffers
Ato assure the party incase after thirty 2491.75.6 d., and which
5001.° is fifty of years'payments they have had the use
years old, death amounting to of at compouni
hewill have will be 2491.75. 6d. interest,t or in
paid into worth whichtheyhave the event of his death
the office. bad the benefit one hour after such
of at compound omission or inability
interest. to pay.
---------
little more
26 8/.65. 3d. 2491.75.6 d. 5001. than Bn/. NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Hunable to pay, or not
desirous of paying or
omitting topay,thePo-
, licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
,
• ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the I
Policy, he could not
onlydraw out all hehas
pat in, viz., 2251., but
20 71.10 e Od 2251. it221.257d 2871. 2s. 9d. a certain bonus of 621.
2s. 9d. In the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum po
drawn out at the itge
when withdrawn. Sec
pagess and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.
* The rates here selected are those adopted by the English and

* The rates hare selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and middling classes. ;
In most offices, particularly the older ones, such as the Scottish '
Equitable and the Globe, these rates would be much higher. In the
former of 101. 7s. 6d., with 10 shillings per cent.
_eatranee fee, would
he the rate to insure 500/. at 20dgerehars othfaegrea.tr
thtneemlaortteerin favour of
81. 13s
to insure the same sum. The
the DEPOSIT system.
t Money laid out at compound interest DoußlEs ITSELF every four-
teen years.
On comparison of these two tables it will be seen that a person
under the novel system of rmrosvr assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under trhoencyordhineacrayn vesryeseteeim.
2ndiy. In the event of a desire to surrender his
in this Company, by the above example, which
3applies
ton
the' evertaes
THREE times RS much as on the ordinary rd
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary
decrease the
system, he gets
nothing. -4thly. Should herequire to increase or
amount of his policy he can do so at pleasure. He can, at any time,
1/ up to the
by giving a fortnight's notice, withdraw any part from —-- .
three
"hole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment,3'ears. or any time afterwards. raise his policy to a greater
his
former amount ; and by this system he can at all timesregulate
in the
or even
rgaannnuaal savings by his annual expenditure,, with the facilitye e
as
res't l'i,rti
11)na _ jar_ (having a fund to fly to in case of necessity, th
with this palpable advantage, however, that be gets inte-
the ainoonstl.nneV, and in case of death his family receive more than
such thi,,,,, butt is savings. In ordinary Life Offices be can do no
he ceases`7op his policy at once lapses or is cancelled the moment
urers.
ftind to tiy itZ his current premiums, and, instead of having any
tnthotrseofeoiretun, Yuanfortunate
all his hard-earned savings become forfeited to
Such a system irts
misfortunes serve to benefit the pockets of his
and DEPOSIT aseurarZiesqUitable and too striking to bo overlooked
universally recognized a the only system of assurance which can be
tinny canvassed, and its nd
confers greater advantaizig-
nni adopted when the principles are iMPar-
!Able benefits become widely diffused. It
of interest in case of withdthaa bink because it allows a fair rate
hands of the Company toheal, and gives twice the amount in the
case of death, thus combining reePresentatives of the Depositor in
th
ADVANTAGES OF
As lint s.„.
AN a., WITH THE BENEFITS OF
In case of endowment assn anc:,,,C°3IPANY.
system are still more striking': "ue advaiatages of the DEPOSIT
ADVANTAGES OF THIS COIspA,
LIFE ASSErtkii6iLTITNDER THE ORDINARY
To those who prefer this branch PollePA
5,0001. on every known principle thereof.." are
NCl:l:anted from 201. to
r isease, and such as have been
Lives in all but
Offices,r the wostaro st
takages of
ejected by otheren at r
cular disease.
at" equivalent to tke putt-
Loans from 50/. and upwards granted on
toesver the borrower
kind of security,
real or personal, on the most equitable tern Annuities of every description granted on favourable terms.
Non-forfeiture of a Policy —ln case of InaarYt&to pay the currant
premiums, the Directors will either purchase e Palley at a fair
market value, or give a new one in lieu thereof, less 5 per cent., made. inte-
Which have been
rest correspondin amount to the whole of the previous payments
Detailed prospectuses with tables in fbrther illustration of the De-
Posit system, and any further information may be obtained on It
cation to the Agents in the country, or to app
CHARLES W. BEVAN, Resident Secretary.

tan all parts of World.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just publighed, by 13. BaiMere, 219, Regent-street, London =1;
No I.
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ON TRUE & FALSE SPERMATORRHCEA,
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Generative System, 2r Setual Hypoehondriasis.

.
English
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So. 11.

•
Bvo., in cloth, price 3s. 6d., by post free, 45.,
VIE CURE OF STRICTURE OF THE URETHRA, on Princi-
ples at once Simple, Sate, and Efficient, in oven its most Inveterate
and apparently Intractable Forms. '
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
"In proof of his views he (Mr. Courtenay)
ted, has van
he history of a great many cases successfully trea as
as any which Mr. Syme adduced, and on which he had operated.
Such are cases ix., xi., xii., and xviii. No. ix. had resisted, fn" a
period of twelve years, the treatment by dilitation, and was y
removed in as many weeks. But eases xviii. and six. appear, 1.0-.11
in duration, severity, and complication of symptoms, of a snore ag-
gravated character than any detailed by Mr. Syree, and. yet th:t
treatment adopted by Mr. Conrtenay proved unjustly successful."
—Professor Luau On the Treatment Of Stricture.