The Sun.
London, England, 1853-03-04 00:00:00

ON THE ORDINARY SYSTEM.

• The sum the ore az y
The sam the Life Offices would give
• ordinary Life him if he were unable
Offices would to pay, or if he omitted
At the Ills give him for . to pay his current
• end of policy the surrender annual premium of
th Annual thirty at that or sale Si. C. 3d. after he has
4 premium years when age, of his policy; paid into their coffers
ato assure the party in case after thirty 2491.75.6 d., and which
5001. is fifty of years'paYments they ha ve had the use
.G
years old, death amounting to of at compoun
hewill have will be 249 /. 7s. 6d. interest, or in
paid into worth whichtheyhave the event of his death
the office. had the benefit one hoar after such
of at compound omission or inability
interest. to Pay.
-----
little more
20 8/.63.3d. 2491.75.6 d 5001.
perhaps
90/. 801. NOTHING,
ON THE DEPOSIT SYSTEM. •
Ifunable to pay, or not
desirous of paying or
Omitting topay,thePo-
licy would still remain
of its FULL value,
5221.26.7 d.till death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Polley, he could rot
onlydraw out all heh as
put in, viz., 2251., but
a certain bonus of 62/.
20 1/.103 Od 2251. 5221.257 d 2871. 25. 9d.
which is more
2s. 9d. in the bargain,
than one•aurth of the
whole °fills payments,
or he could either draw
out a part, 201. or 501..
diminishinhe g the Policy
only by t assured
value of the sum so
drawn out at the age
wben withdrawn. See
pagess and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., let. For ale's sum, paid annually, he can assure
:larger sum in case of death than under the ordinary system.
2ndly. In the event of a desire tosurrender his Policy he can receive
in this Company, by fie above example, which applies to all ago,
THREE times as much as on the ordinary system. ardly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he -,ase his current payments
for any number of yews ; wJereas on the ordinary system, he gets
:othing. 4thly. ShoJid be regal: e to increase or decrease the
-mount of his policy, he can do so at p'easure. He can at any time,
by giving a fortnight's notiel, wii.hdraw any part from 11. up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can. by a single payment, three
years, or any time afterwards raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
argain of having a fund to fly to in case of necessity, the same as
loft hank, with this palpahle advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
the amount of his savinge. In ordinary Life Offices be can do no
such thing, bat his poicy at once lapses or is cancelled the moment
h
eislytotopafoyrhp"isd,c',lterrle premiums, and, Instead of having any
Eris
hard-earned savings become forfeited to
the society, and his misrortunes servo to benefit the pockets of his
f tem cote to ceases
more fortunate co-ass-arm.
Such a system is too equitable ard too striking to be overlooked
and Azrosir s,,•_arance is the only system of assurance which can be
universally recognized and doted when the principles are impar-
tiany canvassed, and its palpab'e benefits become 'widely diffused. It
confers greater advantages than a honk because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case:of death, thus combining the
AD'V'ANTAGES, OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
System are still more striking.
ADVANTAGES
LOFIFE THI
ASSURS COMPA
ANCENY
BRANCH UNDER THE ORDINARY
To those who prefer this branch Policies are granted from 201.
to
5,0001. on every known principle thereof.
Lives in all but the worsret stages of disease
equivalent, and such atO the parti-
s have been
rejected by other Offices, a
cuLoans from 101. and upwards disease.
granted On every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on vary favourable t
of Inability to pay the currant
Non-forfeiture of a Policy —ln case
premiums, the Directors will eitner purchase the Policy at a fair
market value, or give a new one in lieu the reof, less 5 per cent
payments., inte-
rest corresponding in amount to the whole a the previous
which have been made.
Detailed prospectuses with tables in farther illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

tad! N.B.—Agentai, watt le all parti of the World.

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
YOUTH AND MATURITY.

DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matriculated Member of the University o 7
Edinburgh, Honorary Member of the London Hospital Medical
Society, Licentiate of Apothecaries' Hall, London, &c., &c.
AY be consulted, personally, or by letter, on
the various disorders of the nervous and generative system,
resulting from juvenile irregularities and excesses, which have pro-
duced more misery in youth, degradation in manhood, and prema-
ture decay at all stages of life, than perhaps any other class of dis-
eases known to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in exist-
ence secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitful Marri-
ages, Impotency, Local, and Constitutional Weakness, and their
endless modifications owe their almost entire origin.
It is absolutely necessary that all men should know that there are
principles of personal management which cannot be violated without.
incurring grievous penalties, and when wisdom and regret succeed
the heyday of inconsiderate self-indulgence, how these penalties
may be mitigated, how the sting of their bitterness may be removed,
and how the evil and its consequences may be avoided, and above all,
that there is scarcely any degree of physical infirmity or functional
derangement to which the timely aid of science cannot apply a cure.
DOCTOR LA'MERT has for a long series of years been engaged
in an extensive practice in the treatment of these delicate com-
plaints, and is the only legally qualified Physician who, regardless
of the taunts and envy of the hypoctitical and mock-modest, has had
the confidence, through the medium of the public press, to direct
attention to these enormous evils, from which no grade of society is
tree. In selecting this department of practice, he has been amply
ree arded by the great success that has attended his efforts in the
treatment of these cases, which are too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, end pretended virtues
of their patent nostrums, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for contuitatien daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of 11., and advice and
medicines can be forwarded Many initials or address.
It is desirable that patients wishing to consult Dr. LA'MERT
should first obtain a copy of his work on
SELF-PRESERTATION:

and Nervous and
French,Brao,he,3s9
A Medical Treatise on the Philosophy or Marriage,
Generative Debility, illustrated by fifty coloured engravings, and des-
cribing in detail the various disorders resulting from secret habits and
excesses. The perusal of this treatise will assist in the correct
Dutch, Italian, or German, of Messrs. Piper
description of their cases, and may' be had, price 2s Gd, in English,
SaPnadzllsoh., 23, Paternoster-row; Hannay, 63, Oxford-street ;
Cornhill ; Storie, Titchboine-street, Haymarket; or free
ey post for forty-two stamps, to any address f:om the Author's resi-
dence, 37, BEDFORD-SQUARE, LONDON.

11R. CIILVERWELL'S NEW WORKS.
7 To be bad d 23, Paternoster-row , Carvalho
ch,
Mann, 39, Cernhill. Price One Shilling ea ;by
147, Fleet-street,
post, is 6.1.
ENJOYMENT OF LIFE.
"Health, Recreation, ands ational Use of Time."
CONTENTS :—Eariy Rising.--Spi; and Summer Molaings—Ex-
corsions about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other p'easant places - Country
Trips and Rambles—The Sea -London at Night—Evenings at Home
Music—The Drama—Cn Eating, Drinking, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c.,
FRAGMENTS FROAI THE FOUNTAINS. Two Yols.
Vol. I.
VISIT TO THE LAKES; SKETCH OF EDINBURGH, &c.
Tol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c. •
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten oar course easy run.*
A popular review of almost every form (cause aid cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young. besets the man of pleasure, business or study, and em-
bitters old age ; R ith tables aid ralesfer the diet and physical regu-
lation oi every-day life.

IT.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
&tuner t—Life's pilgrimage, from infancy to old age. The ad-
vent of the passions. Chastity and its infringement. The casualties
oflicentiousnpss and dissipation, with illustrations, graphic, narra-
tive, and remediative. Advocacy of early marriages.
•