The Sun.
London, England, 1853-04-02 00:00:00

ON THE ORDINARY SYSTEM.

,The sum the ordinary
The sum the ;Life Offices would give
ordinary Life him if he were unable
Offices would 'to pay, or if he omitt ed
At the Ms give him for to pay his current
end of policy the surrender annual premium of
0., Annual thirty at that or sale 18/. ts. 3d. after he has
.7:1 remium yearswhen age, I of his policy, !paid into their coffers
. to assure the party in case after thirty ;2491.7s .6d., and which
41500/. is fifty of years'payments they have had the use
years old, death amounting to) of at compounl
-;.. hewillhave will be 2491.75. 6d. ) interest, or in
ii - paid into worth which theyhave the event of his death
r. the office, had the benefit' one hour after such
I
.4 of at Compound' omission or inability
interest. I to pay.
tle more
'2oi 87.65. 3d.than 2491.75.6 d. 6001. than 801. NOTHING.
perhaps 901. I

ON THE DEPOSIT SYSTEM.
'fun able to pay, or not
desirous of paying or
omitting fopay,thePo-
Hey would still remain
of its FULL value,
5221.23.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put In, viz., 2251., but
1.103 0(1 225/. 5221.287(1 2871. 2s. 9d, a certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole Ofhla payment',
or he could either draw
out a part,. 201. or 501..
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See
Pagess and7in detailed
Pamphlet, by
P. G. P. Nelson, Esq.
On comnsAcum .f these two tables it Will h..-

In comparison of these two tables it 11 be seen that a
under the novel system of DEPOSIT assurance can secure the person
follow
ing advantages, via., Ist. For a less sum, paid annually, he eail assure
a larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all egos,
THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
Of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. A
-* -AMY- Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from 11. up to the
whole amount of his previous payments and
with interest. After he
has withdrawn part one year he can, by a single payment, three
Years, or any time afterwards. raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
irannual savings by his annual expenditure, with the facility in the
Mu of having a fund to fly to in case of necessity, the same as
r bank. With this palpable advantage, however, that he gets lnte-
.ebe St fur Ma money' and in case of death his family receive mere than
!bell Mount of his savings. In ordinary Life Offices be can do no
4thing, but his policy at once lapses or is cancelled the moment
:eases to pay his current premiums, and, instead of having any
th.d--10.17 to for aid, all his hard-eanied savings become forfeited to
"'uciety, and his misfortunes serve to benefit the pockets of his
Inorefortunate co-assurers.
neb a system is too equitable 'and too striking to be overlooked
andDlTosrr assurance is the only system of assurance which can be
ti;il,raallY recognised and adopted when the principles are !raper-
canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of interest in hands of the case of withdrawal, and gives twice the amount in the
Company to the representatives of the Depositor is
ease of death, thus combining the
ADVANTAGES 'OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSI2
',lntern are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To thoses,e,„.. Who prefer this branch Policies are granted from 201. to
on every known principle thereof.
rejected
In all but the worst stages of disease, and such as have been
cogaretc4diebe7asoether Offices, are taken at rates equivalent to the parti-
Loans fro •
real _ m 501. and upwards granted on every kind of security,
, ur Personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums,kt the Directors will eitner purchase the Policy at a fair
rest corrvalue, or give a new one in lieu thereof, less 5 per cent., inte-
Which b esPonding in amount to the whole of the previous payments
have been made.
y
o the
posited teu
prospectuses with tables in further illustration of the De-
eatiOrt t ssthm, and any further informationobtained on aPPII-
Agents in the countryor may
be
to
CHARLES W. BEVA.N, Resident Secretary.

N=B•-lg9nti wanttd iu all-partd Of the World.

NEW NOVEL BY THE AUTHOR OF " ADELAIDE LINDSAY."
Now ready at all the Libr ries, in 3 vols.,
'rHE LONGWOODS of the GRANGE.
By the Author of "Adelaide Lindsay."
The Long woods are a family group in the story of whose life, as
toll by the successful delineator of ' Adelaide Lindsay,' romance
readers will find a charm and an interest similar to that which
attends the annuls of the Vicar of Wakefield.'''—Daily News.
" A tale such as Miss Austen might have been proud of, and (I.)ld-
smith would not have disowned."—Globe.
Hurst and Blackett, Publishers, successors to Henry Colburn, 13,
Great Marlborough-street.

THE EDINBURGH REVIEW,
No. CXCVIII.,
Will be Published on Wednesday next.
CONTENTS
Alison% History of Europe since 1815.
11. Marriage with a Deceased Wife's Sister.
111. The oturch of Elgiand in the Mountains.
IV. Recent Novels—Agatha'a Husband.
V. The National Gallery.
VI. Mr. Disraeli—His Character and Career.
VII. l'ublic Education.
VIII. Marcellus—Memoirs of the Restoration.
IX. The Income Tax.
London : Longman and Co. Edinburgh : A. and C. Black.

CONTRACT FOR WELSH COILS FOR THE COAST OF
AFRIJA.

Department of the Storekeeper-General of the Navy,
Somerset-place, 31st March, 1853.
THE Commissioners for executing the Office of
Lord High Admiral of the United Kingdom of Great Blitgin
and Ireland DO HEREBY GIVE NOTICE, that on TUESDAY,
the 19th April next, at One o'clock, they will be ready to treat
with such persons as may be willing to Contract for supplying and
delivering into Store at the undermentioned places the following
quantities of

SOUTH WILES COALS,
lit for the service of her Majesty's Steam-Vessels.
Sierra Leone ......... 4,200 tons.
Fernando ro .......... .............. 2,200 „
St. Panl de Loando 2,000 „
Ascension 3,600 „

A Form of the Tender may be seen at the said office. No Tender
will be received after One o'clock on the day of treaty, nor will any
be noticed, unless the party attends, or an agent for him, duly
authorised in writing.
Every tender must be addressed to the Secretary of the Admi-
ralty, and bear in the left-hand corner the words " Tender for
Coals," and must also be delivered at Somerset •place, accompanied
by a letter signed by two responsible persons, engaging to become
bound with the person tendering, in the sum of 5,0001. for the due
performance of the Contract.

GEORGE REEVES, 3,4, and 5, POPE'S
HEAD ALLEY, 19, CORNHILL, LONDON,
(nearly opposite the Soutk Entrance to the Royal Exchange), being
determined to supply the Public with the very best WINES and
SPIRITS, at the lowest remunerating prices, begs to aubmit the lot-
lowing list for their consideration :