The Sun.
London, England, 1853-07-12 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the. Life Offices would give
ordinary Life him if he were unable
Offices would to pay, or if he omitted
At the Ills give him for Ito pay his current
end of policy the surrender annual premium of
ON Annual' thirty at that! or sale Si. s. 3d. after he has
premium yearswhen age, I of his policy, paid into their coffers
+a to assure the party In easel after thirty 2491.75.6 d., and which
„,..t my, is fifty of years'payments they have had the use
years old, ideath amounting to i of at compound
hewill have will be' 2491.75. 6d. S interest, or in
paid into I worth which theyhave the event of his death
the office. had the benefit one hour after such
of at comnound omission or inability
interest. to pay.
- -
si c I little more i

.81.68.3c1.1

little more
'249/.75.0. 5001. than 801.
perhaps 90/. I

NOTHING.

--„,..,.... ON THE DEPOSIT SYSTEM.
If un able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all helms
in, viz., 2251., but
20 71.10 s Od 2251. 5221.257 d 2871. 25.9 d. aput certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
onl by the assured
value of the sum so
drawn out at the age
when withdrawn, see
pagess and 7 In detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
ander the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
241 Y. In the event of a desire to surrender his Policy he can receive
In this Company, by the above example, which applies to all ages,
a al Than times as much as on the ordinary system. ar- Y. In the event
Of inability or omission to pay, his policy remains still his
Of the same value as it was, though he cease his current payments
for • any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from 11. up to the
Whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards, raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savims by his annual expenditure, with the facility in the
trgaln of having a fund to fly to in case of necessity, the same as
14 a bank, with this palpable advantage, however, that he gets inte-
est for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
flnd to fly to for aid, all his hart-earned savings become forfeited to
WI society, and his misfortunes serve to benefit the pockets of his
More fortunate co-assurers.
Snell a system is too equitable and too striking to be overlooked
an DEPOSIT assurance is the only system of assurance which can be.
.o.niversally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
"niters greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
ands of the Company to the representatives of the Depositor in
ease of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In ease of endowment assurances the advantages of the DEPOSI
system are still more striking.
41/VANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 20/. to
0,000/. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
Neeted by other Offices, are taken at rates equivalent to the parti-
Mar disease.
a
_ a Loans from 50/. and upwards granted on every kind of security,
1 or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
_ on-forfeiture of a Policy.—ln case of inability to pay the currant
Premiums, the Directors will eitner purchase the Polley at a fair
Whimarket value, or give a new one in lieu thereof, less 5 per cent., inte-
correspondingbeenmade in amount to the whole of the previous payments
ch have .
Letailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to

CHARLES W. 13-EVAN, Resident Secretary.

ITes=.4twts.R+inted in all parts of the World.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by U. Bailliere, 219, Regent-street, London
No I.
vo., in cloth, price Is. by post free, 55. 6d.,

ON TRUE FALSE SPERMATORRHCEA,
with the View to the Correction of wide-spread Errors
In relation to the Treatment and Cure of Sufferers from Debility of the
Generative System, or Sexual Hypochondriasis.
Translated from the German of Dr. PICKFORD

"Dr. Pickford is known to English readers by his frequent practi-
ell contributions to German medical literature. This is the first
t me, he informs as, that he has addressed himself to the non-medi-
cal reader. We trust this may not be the last, if he shall
detect any other equally flagrant evil which it may be in his
.ower to correct."—London Medical Gazette, May 30, 1851.
"We promised in a former number that we should recur to this
w 371, in order to exhibit its aim more clearly. The author lashes
with great severity the impostors who make a livelihood by preying
on the credulity of the public. The tribe of • Quiet Symathisers,'
and ' Medical Friends,' are mercilessly exposed ; and if this book
could find its way into the hands of those who stiffer from th com-
plaint of which it treats, we are satisfied that many hmdreds would
be saved much needless suffering of body and mind, and what is of
less importance, though it is that which the quacks most prize—
much money.— —This volume is well qualified to put an end to the
empirical system of treating Spermatorrhcea, and to place the treat-
ment upon a more rational and physiological basis. It is, therefore,
likely to do much good."—Medical Circular, June 16, 1852.

No. 11.
kvo.. in cloth, price 3s. 6d., by post free, 45.,

THE CURE OF STRICTURE OF TfIlE URETHRA, on Prlncl.
ples at once Simple, Safe, and Efficient, in even its most Inveterate
and apparently Intractable Forms.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
_ .

"In proof of his views he (Mr. Courtenay) has given
the history of a great many cases successfully treated, as bad
as any which Mr. Syme adduced, and on which he had operated.
Such are cases ix., xi., xii., and xviii. No. ix. had res'eted, for a
period of twelve years, the treatment by dilitation, and was finally
removed in as many weeks. But cases avlii. and xix. appear, both
in duration, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet the
treatment adopted by Mr. Courtenay proved eminently successful."
Professor Lizars on the Treatment of Stricture.

Doctor of Alenvort
MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
SOCi et y, Licenti YOUTH AND MATURITY.
DR' SAML LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Honorary
Matriculated Member of the University of
Edinburgh,
gthfreornvartjuovusendil
ateaorfyMember of the London Hospital Medical
consulApothecaries' Hall, London, &c., &C.
AY be
disorders 'of the' nervous and generative system,
ted personally, or by letter, on
Sneed more misery in youth, and excesses, which have pro-
re sul in
ture decay at all stages of degradation in manhood, and prema-
cases known to modern life,pathoogisan perhaps any other class of dis-
in the treatment of these diseases. ts. Long and practical experience
ence secret causes of self-acquired m hasseproved that there are in exis,
existence, traceable to certain perm series and disappointed hopes in
Debility, various forms of Insanity, Unhappy and
to which Nervous
Marri-
ages, Impotency, Local and Constitutional y ;ledailintl-uitful
endless modifications owe their almost entire originkness, and their
It is absolutely necessary that all men should know
principles of personal management which cannot b. w that there are
incurring grievous pena , Ries and when wisdom
andviolated without
the heyday of inconsiderate self-indulgence, how these"eret succeed
may be mitigated, how the sting of their bitterness ma
_ penalties
Y be removed,
and how the evil and its consequenc es may be avoided, and abo -
that there is scarcely any degree of physical infirmity or functional
derangement to which the timely aid of scien sacannot apply a
cure
DOCTOR LA'MERT has for a long series of years been engaged
in an extensive practice in the treatment of these delicate com-
plaints, and a the only legally qualified Physician who, regascue„
of the taunts and envy of the hypocritical and mock-modest, has had
the confidence, through the medium of the public press, to direct
attention to these enormous evils, from which no grade of society is
free. In selecting this department of practice, he has been amply
rewarded by the great success that has attended his efforts in the
treatment of these cases, which are too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, and pretended virtues
of their patent nostrums, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of 1/., and advice and
medicines can be forwarded to any initials or address.
It 13 desirable that patients wishing to consult Dr. LA'MERT
should first obtain a copy of his work on
SELF-PRESERVATION.
A Medical Treatise on the Philosophy of Marriage and Nervous and
Generative Debility, illustrated by fifty-coloured engravings, and des-
cribing in detail the various disorders resulting from secret habits and
excesses. The perusal of this treatise will assist in the correct
description of their cases, and may be had, price 2s 6d, in English,
French, Spanish, Dutch, Italian, or German, of Messrs. Piper
Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford•street ;
Mann, 39, Cornhill ; Stolle, Titchborne-street, Haymarket ; or free
by post for forty-two stamps, to any address from the Author's resi-
dence, 37, BUFORD-WARE, LONDON.