The Sun.
London, England, 1854-06-22 00:00:00

NATIONAL LOAN FUND FIFE ASSUR-
ANCE SOCIETY.
26. CoaNuILL, LONDON,2Ist June, 15.51.
TER TS HEREBY GIVEN. That the HALF-YEARLY IN-
EsT on the car rrAL STcCK of this SOCIETY, at the at of
eer Cent per annum, due on the 30th instant, together with the
h,;,„-',,4-US them.% declared at the annual meeting in May last, will
irPayable ou the 10th July next, and proprietors may receive
Same at. this Office on that or any subsequent day, between the
;,..nrit of it and 3 o'clock. And notice is Hereby given, that the
nitger Books of the Society svi.:l close on the 30th inst., and open
uu the Ilth day of July next.
By order of the ur
Cot of ectors.
W. 8. B. WOOLUOUSE. Actuary.

tCONOMIC LIFE ASSURANCE SOCIETY.
—The R giat Hon. Sir T. FRANKLAND LEWIS, Bart., M.P.,
Chairman.
RENRT FREDERICK STEPHENSON, Esq., Deputy-Chairman.
QSYANTAGrs —The lowest rates of Premium on the Mutual System.
The whole of the Profits divided among the Assured every Fifth

Yew'
No charge for Policy Stamps, nor for Service in the Yeomanry or
Militia Corps.
Number of Policies in force, 6,600.
The Assurance Fund amounts to 1,340,0001. Income upwards of
220,0001. per annum.
The sum of 397,0001. was added to Policies at the last Division,
which produced an average Bonus of 671. per cent. on the Pre-
miums paid.
Assurances effected in the current year 1854, will participate in
the Profits in 1859.
For particulars apply to
AL EXAND ER MACDONALD, Secretary,
6, New Bridge-street, Blackfriars.

ESTABLISHED 1837.
URIT ANN I A LIFE ASSURANCE COM-
Empowered by Special Act of Parliament, 4 Vic., Cap. 9.

BRITANNIA MUTUAL LIFE ASSOCIATION,
Empowered by Her Majesty's Royal Letters Patent.
COLONEL ROBERT ALEXANDER, Blackheath-park, Chairman.
,ver3, description of Life Assurance business transacted, with or
lout Participation in Profits.
E. R. FOSTER. Resident Director.
ANDREW FRANCIS, Secretary.
1, Princes-street, Bank, London.

SCOTTISH WIDOWS' FUND and. LIFE
ASSURANCE SOCIETY.
. ,
The FORTIETH ANNUAL GENERAL COURT of this Society
1,8 held on FRIDAY, 26th May, in Abe Saloon of Gibb's- Royal
,
ARCHIBALD DAVIDSON; Esq_, Sheriff of Aberdeenshire,
in the Chair. •
The minutes of last general court were read by the Secretary and
4PAroved of. ,
, The Manager then read the Report by the Directors, from which
4,Peeared
psi. That the number of policies passed during the year 1853 was 321,
'vering assurances to the amount of 534,0151. 17s. Id., whereof
'there had been takeri up 770 policies, representing 504,5131. 15s. 6d.
141infurances. .
,s!.• That the capital had increased during the year to the extent of
,1m.0.421. 15s. 2d., _amt. amounted. At &LW- Dacamber last, to.
5601,5851. 5s asi.
„3. That the annual revenue had increased to the extent of
,4
,3711. 4s. 3d., and amounted, at 31st December last, to
351,733/. 12s. 9d.; and
4. That the deaths which had °camel during the year numbered
131, covering assurances to the mount of 187,910/. 16s. 2d.
The approval of the directors' report was moved by the Chairman,
ok a lengthened and able address, and unanimously agreed to.
There were then brought under consideration of the meeting two
11eVeral resolutions or bye-laws, of which notice had been previously
en, in terms of the laws of the society. and the objects contem-
plated by which are explalned in the following extract from the
t‘ltelraaan's address:—
" The first of these resolutions is a proposal to increase the amount
of the sum to which hitherto an insurance on a single life has been
restricted. According to one of the original rules of our constltu-
, o, the funds of the Society cannot be charged In favour of any
ittlividual for a larger sum than 5,0001. But, in the infancy of our
niStitution, it was provided that no insurance should be taken even
St this maximum amount. At first the arrangement was that
"tit the funds of the Society amounted to 10,0001. —a sum which
;',ertalnly looks curious enough we en put in juxtaposition with the
I,wo-and-a-lisif Millions sterling which we are now possessed of—
,'„was provided that, until the funds of the Society amounted to
i°.0001., no iasurance upon a single life should exceed the sum of
tf°ool. It seems, according to the numbers which have been given
s? me, that the funds had exceeded that sum in the year 1821, when
45,e had a capital of 15,0001. sterl ng ; but the Society did not even
full
allow that an insurance should be taken on a single life to the
full extent of 5,000/. ; but proceeding in the saSe and cautious way
which
has always distinguished us, it was resolved in 1821 that an
usurance might be taken to the extent of only 2,5001. ; in 11422, to
the extent of 3,000/. ; in 1827. to the extent of 4,000/. ; and it was
hot until the year 1830, when the capital had reached 190,000/ that
Z,ll insurance could be taken to the maximum amount of 5,0001.
'shee 1830 up to this year, 1854, that has been the maximum.
Now, it is proposed to increase it to the • xtent of 7,0001., and I b
~,"or attention to the circumstances in which this proposal is
'Jade. It appears that the increase of the sum allowed to be in-
nired has always proceeded upon a consideration of the increase of
'e capital, and of the total risks of the Society. In 1821, when
2•11'31/0/, could be taken, the capital was 15,0001. and the risks 140,0001.
s heed not detain you by stating the particulars of the respective
r33ount of capital and risks at the different periods between 1821 and
0, but will merely observe that in 1830 the capital was 190,0001.,
tod the risks 915,0001. Bow stands the case now? The risks
rootlet to 7,730,0001., being eight to one compared with those in
; while the capital, being 2.686,5851., is more than fourteen
'Mesi to one the capital of 1830. (Applause ) Now, it appears to
Sue that if In 1830, when our capital was only 190,0001., it was eon-
tdered safe—and that it was safe our experience has proved—to
!Era an insurance to the amount of 5.0301., it must surely he safe now,
with such a capital as we have, increasing in a ratio even beyond the
21811 s, to take insurances to the extent of 7,0001. (Applause.) I
certainly would not presume to offer my own opinion on such a sub-
ject. Neither would I go mach upon the f. ct stated in the Report,
that some London offices insure, not to the extent of 7,0001., but to
the extent of 10,0001. They may be wrong in doing that ; and it they
/ere wrong, it would be our duty not to imitate, but to avoid their
`'LamPle. But I go upon this, that this proposition comes before you
Vitt:. the recommendation of your directors, who have deliberately
411(1 repeatedly considered this important subject. It comes before
... after havinggone through that course which the rates prescribe
before any law can be changed in this society; and coming before
You with a recommendation from your directors, you may rest setts-
'Led of this, that it is a safe and proper alteration. To such a recom-
Mendation no statements or arguments of mine could of course and
'11,13, weight whatever. But I may observe that it would be a great
mistake if any one supposed that this resolution, if adopted, would
oPerate in the slightest degree as an innovation on our fundamental
rates. There is no question of principle involved here. It is a mere
questioner the alteration of a matter of detall—the re-adaptation to
. our altered and more favourable circumstances of the limit in ar-
• rsangernent which was thought necessary in our earlier years; and I
• 'eel quite satisfied that if all those wise men who originated this In-
stitution were now here to see the success of the scheme of which
they laid the foundations, they would give us the same advice
Which has been given by the Directors in their report to-day. (Ap-
I'lamse.) Then, 'gentlemen, I may further observe that it is only,
atter all, a power that you are giving to the Directors.' It will be
their duty to consider in every case whether this maximum amount
should be taken or not. It will be their duty to consider all the dr-
. "Instances connected with every proposal made to them, and it will
' rest with them, if you give tern this power. to exercise it with the
discretion which has hitherto distinguished them. (Applause.)"
" The other resolution that is to be proposed has regard to the
transmission of money due to persons not resident in Edinburgh.
• The principle hitherto has been that when we have to pay anything,
the creditor comes here to get the money ; but there has been a rule
by which the Directors are empowered to transmit the sum to be
laid to persons living elsewhere in Scotland, or in England or Ire-
' land, the person receiving the money paying ple expense of the
remittance. Objections having been made to this, it Is no proposed
' . that the Society should take that expense upon itself. Iw t has been
Considered an objection that such expense should lie upon the credi-
tor; and the directors,who are intimately acquainted with the sub-
ject, are of opinion that, for the sake of the Society, this alteration
Should be made."
The resolutions having been separately put to the Meeting, were.
Inutnimously adopted, ss ith the exception that when the first was
nut from the chair a member moved as an amendment that it be
taken into consideration that day twelve months. The amend-
ment,, however, was not seconded.
The CHAIRMAN intimated that in terms of the Society's laws, a
• SPecial General Meeting of Members would be held early in Decem-
ber, for the purpose of considering and finally disposing of the reso-
lotions.
On the motion cf the Rev. Sir HENhlt W. MONCREIFF, Bart.,
Seconded by Lient.-Colonel CADELL, the thanks of the Meeting were
then given to the Directors, Trustees, and Office-bearers.
On the motion of ROBERT PAHL, Esq., Seconded by W. SMITH,
Cerbeth-Guthrie, the Courts of Directors were appointed for
the ensuing year.
' On the motion of the Venerable Principal MACFARLAN, the thanks
of the Meeting were given to the Chairman, and the Court there-
after adjourned.
COURT OF DIRECTORS-1854-55.
PRESIDENT—The Right Hon. the Earl of ROSEBERY,
VICE-PRESIDENTS.
The Rev. Dr. JAMES GRANT, Edinburgh.
His Grace the Duke of SUCCLEUIIII, K.G.
The M est Hon. the Marquis of T WEE D DALE, K.T. and C.B.
The Right Hon. the Earl of ELLESMERE.
ERTRAORDINARY DIRECTORS.
The Very Rev. Dr. Janne, Oxford The Lion. Lord Benholm,e
William Penney, Esq., advocate Joseph J. Welch, Esq , London
Rev. Dr. Bill, Glasgow Alexander Blair, Esq., banker,
S. Harris, Kt., F R.S. Edinburgh
• Tie Very Rev. Principal al'Far- W. B. Watkins, Esq., Manchester
lan, Glasgow W. E. Aytoun, Esq., Professor of
John North, Esq., Liverpool Rhetoric in the University of
• Right Hon. Lord John F. G. Edinburgh
Ila'lyburton, M.P. J. Ravenaill, Esq., Warminster
lion. the Earl of Stair William Wilson, Esq., C. 8., Edin-
Henry Bury, Esq., Manchester burgh
air S. S. Richardson. Bart. J. Y. Simrson, Esq., Professor of
lit. Rev. Lord Bishop cf Lincoln. Midwifery in the University of
John Amery, Esq., Stourbridge Edinburgh.

'RECTORS.
Lewis A. Wallace, Esq., architect
A. Murray, Esq., of Dollerle
Hon. Bouverie F. Primrose
George Dundas, Esq., Sheriff of
Selerkshire
C. Wood, jun., Esq., Leith •
A. Davidson, Esq., Sheriff of
Aberdeenshire
Chas. Forbes, Esq., Edinburgh
Isaac Bayley. Esq., of Manuel
TRUSTEES.
W. Mitchell Inns, Esq., of Par- The Honourable Bouverie F.
sonsgreen Primrose
Jas. Balfour, Esq., of Pilrig, Alexander Pringle, Esq., of WWI-
- Loyd, Esq., Banker, I bank
Manchester
MEDICAL OFFICER—James Begbin, M.D.
MANAGER—John Mackenzie.
AUDITOR—DonaId Lindsay.
SECRETARY —WiMam Lir.d, say.
AGENTS FOR LONDON AND THE SUBURBS.
CENTRAL AGENT.
Thigh M'Kettn—Oblee, No. 4, Royal Exchange-buildings, Cornhill.
DISTRICT AGENTS.
Captain R. S. Ridge, 49, Pall-mall, agent for the West-end District
of London.
Benton Seeley, 2, Hanover-street, Regent-st eet.
Ferdinand °rut, 13, King-street, Southwark.
Messrs. Dallet a ol Co., Wax Chandlers to the Queen, Putney,
agents for Putney, Wandsworth, Richmond, &c.
Edinburgh. June, 1854,

OMNI= I
Henry Cheyne, Esq., W.S.
hobert S. MoncriefT, Esq., of

Fossaway.
Alexander/Thomson, Esq,W.S.
Thomas 0. Mackay, Esq., W.S•
John Cadell,Esq.. of Tranent
AlexanderDunsmure, Esq., Leith
1 homas heveridge, Esq , D.C.S.
William J. Duncan, Esq., Edin•
burgh

REPRESENTATION of the CITY of LON-
DON.—The representatives of the City are generally expected
to be acquainted with its condition and institutions, to be willing to
take a share ,n the business of the Legislature, and anxious to ad-
vance the interests of the country and its colonies. But who have
u
te
long pr
reesented the city, contry, and colonies in their business in-
ests and resources ? E. Mom and Sox I Who have studied
their commerce and have gratified the wishes of all classes?
Who arc always returned by overwhelming majorities ? E. MOSES
and sox. It is their only ambition to represent, in the most efficient
manner, the various stations in society by the most suitable, artistic,
and seasonable attire. To do that with the greatest care, despatch,
end economy, they have engaged in enterprises which have no pa-
rallel. The taste and the claims of the world's constituency they
fully understand, and no amount of business wearies their energies,
or relaxes their activity. Whatever professions they make they are
ready on all occasions to fulfil. Their attire for the summer season
exhibits a very unusual degree of variety in materials, talent, design,
and superiority of workmanship ; and to order or ready made may
be obtained at their. City or West-end establishments, at the moat
economical prices.
Dress for juveniles and young gentlemen.eoming home for the holi-
days is best obtained at E. Mons and Sox a. It has the advantage
of being more fashionable, comfortable, elegant, and durable than any
offered elsewhere. Hosiery goods, the richest and most useful—Hats
and Caps, the newest styles and most comfortable wear—Boots and
Shoes, which cannot be equalled—may be procured at E. Moos and
Sox's, at considerably lower charges than are customarily made.
The largest wholesale Cthing. Shirt, and Boot and Shoe depart-
ment in the world is at the establishment of E. MOSES and SON.
eAUTION.—E. MOSES and SON regret having to guard the
Dade against imposition, having learned that the untradesman-like
falseh od of " Being connected with their Establishment," or " It's
the•same concern," has been resorted to in many instances, and for
obvious reasons, they beg to state that they have
NO CONNEXION WITH ANY OTHER HOUSE IN OR OUT OF LONDON,
except their own Establishments, as follows :
London City Establishment, 154, 155. 156, and 1 75, Minories, 84,
85, and 86, Aldgate, opposite the Church, all communicating.
London West-end Branch, 506, 507, 508, Now Oxford-street, 1,2,
and 3, Ilart-street, all consmuicating.
Bradford (Yorkshire) Branch, 19 and 20, Bridge-street.
Sheffield Branch, 36, Fugate.
Colonial Wholesale Branch, Melbourne, Australia.
Merchant
M Tailors,
General Outfitters for Ladies and Gentlemen.
IMPORTANT.—ShouId any article not give satisfaction, it will be
exchanged if desired, or, if preferred, the money will be returned
without hesitation. All goods are marked in plain figures, the lowest
• ' price, irons which no abatement can be made.
The Establishments are closed from sunset on Fridays to sunset
on Saturdays, when business is resumed till 12 o'clock.
• . A new Book, with illustrations, entitled" The Echo of Public Opi-
nion," Containing' full-fiats of prices, our system et self-measure-
ment, 8r.,c., Bcc., may be had on application, or post-free.
Id Pon parte Francais. Qui si parla Italiano.
liter orient man Deutsch. Aqua as nataa Espano.