The Sun.
London, England, 1838-06-01 00:00:00

Policy.

AGE.

Class of Per;ons. Period.

Vighland societies' return
-.ast lndil Company's labourers 20 to 63
. '
attory Commissioners—
Cotton 2l to 61
Wool, Yorkshire 21 to 61
Ditto West of England 21 to 61
Flax, Yorkshire '2l to fl
Silk
moiety for Diffitsion of Useful
Xnowledge 21 to 65
-.....______

1-nos; it appears that the highest expectation of sickness, amongst
males, is twelve and a half clays, and the lowest six days, in each
3'iestr from the age of twenty to sixty-five; its mean duration, in-
; U'iVe of accidents of all kinds, would be nine and a quarter days,
4ing Which, from these causes, an individual may expect to be ab-
fi'aeted from productive employment throughout a period of forty-
ty Years: while, it may be observed, his religious observation of
hie seventh day, in which ho " shall do no work," has diminished
"4 productiveness, by its recurrence in the same period, six years
4d 156 days.
sic V* From the foregoing facts it must be obvious that provision in
tikness, or a Health Assurance by means of a separate contribu-
ti n• is unnecessary, more particularly as such separate eontribu-
nn must tend to waste the resources out of which the industrious
, classes have to provide for the future. It also in effect throws the
urther, of the
permanently sick on one class exclusively, instead of
su
°el!tY at large • who are thus called on for an act of benevolence,
;4/ani!! they are Luce able to do justice to the claims of their own
"ies• Besides this, no compensation is given out of the contri-
bution for a provision in sickness and old age to the families of
those who never reach the age of 65, though death should happen
ItZireediatelv preceding it ; and, if an assumed hypothesis is correct,
cat sickness before death is not more than five weeks, and taking
oo tTlYing-pay at 10s. per week, it will not unfrequently happen
y return a man may obtain as a long and steady contributor to a
v„attefit Society, will not exceed 505., a sum scarcely equal to one
W,al..s payment at ag per week, while by his death he leaves
's family entirely unprovifed for.
VI. It is to remedy these defects, inherent in the constitution of
e-iefit Societies, that the National Loan Fund Life Assurance
in°e'oy proposes to submit a plan of Deferred Annuities on a new
,neiPlie, which will not only afford a more ample provision for old
t41',,, and protection against sickness and misfortune—but in addi-
j„„"r',, the means, at all times, of putting his energies in motion, and
tn,e event of premature death, a better protection to his family.
, ne plan proposed will embody several essential objects :
'• To secure an increased provision for old age out of a given
saving, by applying it exclusively to the purchase of a De-
g• To r ferred Annuity.
ender the purchase of a protection in sickness unneces-
sary, by enabling the purchaser of a Deferred Annuity to
withdraw or borrow two-thirds of his previous payments.
By the use of two-thirds of all his payments when required,
• to limit misfortune and want of employment, and extend
the power of productiveness by an increasing command, in
each year, of capital, so that, while providing for old age,
each succesive contribution renders him more secure against
present misfortune.
• To afford, at the age at which the Deferred Annuity would
commence, without reference to his then state of health, the
•Iltion of receiving, instead of his Annuity, its value in
money, according to the value fixed on the contract, or a
t larger sum payable at his death.
. " In the event of death before the age at which he would
- • be entitled to his Deferred Annuity, to return two-thirds of
`kis payments to his family [or such fixed Life Assurance as
may be settled on the contract].
In all such cases where the power of productiveness fails,
either from disease er accident, to enable the assured on
equal terms to convert. his Deferred Annuity into a present
Annuity.
this • Nothwithstanding the obvious and manifold advantages of
and ?lan over every other hitherto proposed, for securing present
Ntrikitlture competence to the industrious population, still more
005ing advantages will be exhibited by contrasting its prospective
arises s'°ll for old age with that offered by Benefit Societies. This
Atfrom the non-abstraction of a given sum for a separate leene-
-pa,4,7, sickness, which protection, by the operation of the Loan
,iii_"„tt on the Deferred Annuity, is not only more ample, but other
rats_t°vtunes are provided against, which a calculated, and a sepa-
aieinc_e,ontribution made for each, whose duration equals that of
Providing
the purchase of them would entirely absorb the means of
rod for old age, while such a system must tend to discourage
,_ernactiveness, ana afford no protection to a family in the event of
rirti attire death. The object this plan embraces is to open faci-
,),,,e840 the efforts of self-support, to stimulate the independence of
t.tteLtsals above the forced benevolence of another, while it recom-
. itsetf to the latter by diminishing the burthen of Poor-laws,

Annuity.

Cash.

£ s. d.
466 0 0
440 14 0
416 13 0
393 15 0
371 18 0
351 2 0
331 5 0
312 7 0
294 8 a
277 6 0
261 0 0
245 11 0
230 16 0
216 15 0
203 9 0
90 16 0
7S 15 0
'167 6 0
56 8 0
146 2 0
136 6 0
)26 19 0
18 2 0
09 14 0
01 14 0
94 3 0
86 19 0
80 2 0
73 12 0
67 9 0
61 12 0

I. BENEFITS
Secured, on attaining tl►e Acre of 60, by an Annual Premium

Act?.

Annuity.

s. d.
20 I 27 11 4
21 2G 1 1
22 i 24 12 2
23 23 4 8
24 21 18 5
25 20 13 4
26 19 9 6
27 18 6 9
28 I 17 5 1
29 16 4 5
30 15 4 9

of 12.1.

14 6 0

32 i 13 8 2
3:3 , 12 11 2

34 11 15 0

Cash.

X. s. d.
269 11 0
254 15 0
240 12 0
227 3 0
214 6 0
202 1 0
190 8 0
179 6 0
168 14 0
158 12 0
148 19 0
139 16 0
131 2 0
122 16 0
114 17 0
107 7 0
100 4 0
93 7 0
86 18 0
80 14 0
74 17 0
69 5 0
63 19 0
58 18 0
54 1 0
49 10 0

Policy.

X. s. d.
346 15 0
327 14 0
309 11 0
292 5 0
275 14 0
259 19 0
244 19 0
230 13 0
217 1 0
204 1 0
191 13 0
179 17 0
168 13 0
157 19 0
147 16 0
138 2 0
128 18 0
120 2 0
111 16 0
103 17 0
96 6 0
89 2 0
82 5 0
75 15 0
69 11 0
63 14 0

49 6 16 0 al ..,. u 1 u, o u
lrovision in sickness and old 50 6 6 6 52 3 0 1 61 12 0 -I
-
X. s. d.
X. s. d. : .±.!. s. d.
ml impurfeet, And their plan The. basis
on
which this table is calculated is the pay- 20 1 11 0 27 5 11 0 0 0
leans of economy. ment of Is. per week, or 2/. 12s. per annum ; buss any 21 1 12 10 28 12 0 1 12 6
a calamity of equal probable payment
may be made, and the benefits secured in proportion 22 1 14 10 29 19 5 3 6 5
i the quantity of employment
thereto.i 23 1 16 11 31 8 3 5 2 0
tune, against which they offer
EXAMPLE. -A person, aged 23, by the payment of is per week, 24 i 119 3 j 32 18 6 619 4
the sum laid aside for sickness or 21. 12s. per annum, will secure, on attaining the age of 65, 25 21 9 , 34 10 3 ' 818 4 '
old are, the option of an annuity of 401. B,s, 2d., cash down 3331. 75., 26 24 5 36 3 7 JO 19 5
, ,
to the sick fond who never or a policy on iiis life ter '393/. Os. ' T7 2 7 3 37'.J8 9 13 2 6
I the value of such contriba- By one-half the payment, that is 61 per week, or 1/. 6s. 28 210 5 39 15 7 15 7 7
nmilies. per annum, he will secure the option of half the benefits. 29 213 10 • 41 14 5 17 15 I
of oc,n-pro(hictiv,nes3, insist By five times the payment, he will be entitled to the option of 30 217 7 • 43 1f5., 3 20 410
wotection against such an ue- five times the benefits ; and the same may be extended to any 31 3I 7 I 45 18 2 22 17 1
other proportion. • :32 3 6 0 48 3 4 f 25 12 0
II roads on the duration of 33 . 3 10 10 50 10 10 28 9 8
All premiums to terminate with the period.
?s, from an early period of ine Two-thirds of the payments may at any time be withdrawn 34 316 2 53 0 9 I 31 10 3
e-the sickness amongst the on deposit of the policy; 35 4 2 1 55 13 3 34 13 10
and should the party not sui vire,
the Highland Society;-the two-thirds of his payraents will be returned to his represents- 36 4 8 7 58 8 4 38 0 7
i East India Company's Ser- tives. 37 415 11 61 6 3 41 10 9
employed in Cotton, Silk, 11. PREMIUMS. 38 5 4 0 .64 7 0 45 4 4
:he Factory Commissioners ; To secure, on attaining the Annuity, £lO 0 0 39 513 1 67 10 8 49 1 6
h Benefit Societies, from re- Ago of 65, the optionof Ca5h...... 82 10 0 40 63 5 70 17 5153 `, 6
ision of Useful Knowledge. Policy.... 97 8 6 ExANIPLE.-A person aged 25 may secure, on attaining the
age of 55, an annuity of 101., with the other options, by the
how inconsitterame is toe
AGE. Payable Annually.
in One Sum. for Payable Payable annual payment of V. Is. 9d., or a single payment of
lof life, between the ages of Disparity. 341. 103.3 d. ;or on payment Si. 18s. 4d. for disparity ,he will
e immediately thrown on his - - be entitled to the same benefits by an annual payment of
X. S. d.
- X. s. d. X. s. d. 11. 1 ls., the same as for age 20.
20 0 10 11 10 0 10 0 0 0 I. BENEFITS
Avc rage Average yearly 21 011 7
amount of Sickness in the 10 10 8 (1 11 5
Secured, on attaining the age of 50, by an annual premium of
Sickness. period. 22 0 12 2 11 1 1 1 3 5 £2. 12s.
---- 23 0 12 11
,Months. Days. Days. 24
43
0 113
4 8 6
..11 12 0 116 0
16 4 11 12 3 7 2 9 3 AGE next :
9 0 6 1-15 25
0 15 4 1213 158
68 33 1 Cash.
Policy.
7 27 263 17 8----.....
£ s• d. ' £ S. d.
10 29 11 27 016 3 14 2 0 413 0 ' s. d.
_Birth-__Day.bALluity.
• I
8 13 eli 28 017 3 14 16 2 59 1 20 10 12 6 136 12 0 i 214 15 0
9 1 I 29 018 4 15 11 21 919 11 128 9 0 201 19 0
11 4 j 3 6 6 1
30 019 6 16 7 1 73 11 22 9 710 120 14 0 189 15 0
18 21 1216 31 10 8 17 311 82 9 23 I 816 3 113 6 0 178 1 0
pectation of sickness, amongst 32 12 0 18 1 7 92 7 24 85 2 106 4 0 166 19 0
33 13 5 19 0 3 25 714 8 99 8 0 156 6 0
he lowest six days, in each 10 3 4
34 15 0 : 20 0 0 26 7 4 8 92 19 0 146 3 0
five; its mean duration, in- 11 5 4
35 16 7 21 011 12 8 8 27 615 0 86 16 0 136 9el
Ibe nine and a quarter days, 80 18 0 127 4 0
36 1 8 5
22 211 13 13 0 28 6 511
ilividual may expect to be ab- 37 110 4 23 6 2 14 18 10 29 517 2 75 6 0 118 7 0
throughout a period of forty- 38 112 5 24 10 9 16 6 0 30 5 810 69 19 0 109 19 0
f, his religious observation of 99 114 9 25 16 7 17 14 8 31 5 010 64 16 0 101 18 0
lo no work," has diminished 40 117 3 27 311 19 410 32 413 3 59 19 0 94 5 0
in the same period, six years 41 20 0 28 12 8 20 16 8 33 4 6 0 b 5 6 0 S6' 18 0
42 23 0 30 211 22 10 1 34 319 1 50 17 0 79 19 0
tbe obvious that provision in 43 26 3 31 14 10 24 5 4 _35 312 6 0 73 6 0
_
44 2 9 10 33 8 5 26 2 6 _ 7
eans of a separate contribu-
EXAMPLE.
y as such separate contribu-
46 12
..--A person, aged 23, by the payment of 2/. 12s
145 213 10 33 311 28 1 8 per annum, will secure, on attaining the age of 50, the option
out of which the industrious
46 2 18 4 37 1 3 30 2 11 of an Annuity of Si. 16s. 3d., cash down, 1131. 6s. ; or a Po-
It also in effect throws the
47 3 3 3 39 0 8 32 6 6 liey on his Life for 1781. 15s.
-_---
48 3 811 1 41 2 2 34 12 3 11. PREMIUMS.
Le class exclusively, instead of 49 3 15 2 43 6 0 37 0 7 Annuity, £lO 0 0
in for an act of benevolence, 50 42 3 -15 12 2 , 39 11 7 To secure, on attaining the
Age of 50, the option of Cash ... 128 11 0
eto the claims of their own Policy ... 202 1 6
on is given out of the eontri- The basis on which these tables, No. 11., are calculated, is
d old age to the families of the purchase of a deferred annuity of 10/. ; but any amount Age next ' r Payable Payab e
though death should happen of annuity may be similarly purchased by making the pay- Birth-Day.
Payable Annually, in One Sum. For Disparity.
-- ---
than --
issume
five weeks, and taking d hypothesis is correct, risents in proportion.
EXAMFI.E.-A person, aged 30, may secure, on attaining the , X. s. d. £. s. d. .-E. s. d.
age of 65, the option of an annuity of 10/ , cash down 82/. los., 20 : 2 9 0 41 1 0 0 0 0
not unfrequently happen
tosste b
or a policy on his life for 971 8s tid., by.r. the annual payment of 21 ' 212 1 42 19 10 211 4
Lg and steady contributor 22 2 15 5 45 0 6 5 4 11
a sum scarcely equal to one 19s. 6d., or a single
.payment of 161 rs. Id. ; or by payment
by his death he leaves of iI. 3s. 11d., for disparity of age, he will be entitled to the
while 23 2 19 1 , 47 3 3 8 1 2
same benefits by the same annual payment as for the age of 24 3 3 0: 49 8 0i 11 0 1
nherent in the constitution of 20, viz., 10s. 11d. per annum. 25 3 7 3 51 15 0 14 1 9
;so
54 4 3 17 6 5
Loan Fund Life Assurance An annuity of 501., or fire times the other benefits, may 26 31111 !
Deferred Annuities on a new be secured by five times the payment ; and, in like manner, 27 , 317 1156 16 1 20 14 3
more ample provision for old any other annuity and corresponding benefits may be pur- 28 , 4 2 8159 10 4 24 5 4
anti misfortune-but in addi- chased by making the payment accordingly. 29 4 810 62 7 5 27 19 10
g his energies in motion, and All premiums to terminate with the period. 30 415 7 65 7 4 31 13 0
tter protection to his family. 31 5 3 2 68 10 3 36 0 0
Two-thirds of the amount paid may at any time be with-
m.al essential objects:- 32 5 11 6 71 16 4 40 6 0
drawn on deposit of the policy; and should the party not
a for old age out of a given .
survive, two thirds of his payments will be returned to his 33 6 011 75 5 8 44 16 3
vely to the purchase of a De-
representatives. 34 611 6 78 18 5 49 10 10
. . . 35 7 3 5 I 82 14 8 / 54 10 0
. .

EXAMPLE.—A person, aged 24, may secure, on attaining
the age of 50, an Annuity of 101., with the other options, by
the annual payment of 31. 3s. or a single payment of
491. Bs. ; or on payment of 111. Os. id. for disparity, he
will be entitled to the same benefits, by an annual payment of
21. 95., the same as for age 20.
F. FERGUSON CAMROUX, Sec

NO. In, LUDGATE—HILL, OPPOSITE THE BELLE SA UVAGE.
TEETH.— MPO RTANT TO THE PUBLIC.
ONS. JAMES M. MALLAN, Surgeon
Dentist, No. 10, Ludgate-hill, opposite the Belle Sauvage,
most respectfully acquaints his Friends and the Public, that in Conse.
queue° of his IMPROVEMENTS in the MECHANIC AL IMPAII T-
MENT of DENTISTRY, he is enabled to REDUCE his CHARGE t°
the following Scale :
A Single Artificial Tooth xri 10 0
5
A Set 5 0
A Set of Natural Teeth, on fine gold plate l5 0 0
A Set of Mons. Mallan's Inccr rodible teeth, highly finished 0
with the gold sockets
Filling a decayed Tooth with Mineral Succedaneum
All teeth supplied by Mons. 61. are fixed without any wires or ligatures,
extracting the stumps, or causing any incumbrance, and guaranteed to
answer every purpose of MASTICATION and ARTICULATION. 1:1e
continues to fill decayed teeth with his MINERAL SUCCEDANEUAL
Loose teeth fastened, whether arising from the use of calomel,any
other causes. Scurvy in the Gums effectually' or
cured and presented.--
Attendace from Teti till Six.-- No. 10, Ludgate hill.

POlt SOFTENING THE SKIN AND IMPROVINCi
THE CO3l-
GODFREY'SPLEXION.
EXTRACT of ELDER
FLOWERS, stands unrivalled for its efficacy; it effectually
eradicates Tan, Pimples, Freckles, Redness, and all Cutaneous Imperfec-
tions; tions ; renders the most sallow Complexion delicately clear, aud imparts
to the Skin a pleasing and healthy appearance. In the process of shasity
it i 4 invaluable, as it allays the irritation and smarting pain, and "'id"'
the skin smooth and firm. It protects the skin from the enots of the
cold winds and damp atmosphere, and will be found beyond all praise, to
use as a family Lotion on all occasions.
sold in Bottles, Price 2s. 91., with directions for using it, by A. Wil.
loughby and Co. (late R. Godfrey Windus), 61, Ilishopsgate-street
Without; and all respectable Medicine Venders.

. _
The Directors of the Manchester and Birmingham Railway Com-
pany will meet at their Offices, No. 23, Bond-street,_ Manchester,
on WEDNESDAY the 20th (lay of June next, at Eleven o'clock in the
Forenoon precisely, to receive TENDERS for tfiC execution of
the following Contracts:—
CONTRACT No. 1, or FAIRFIELD-STREET CON-
TRACT, commences at the north end of the north abutment of
' a Bridge intended to be erected to carry the Railway over Fairfield-
street, in the town of Manchester, and terminates at the distance
of 50 yards south of the centre of Chapel-field Road, in the town-
ship of Ardwick. This Contract comprises the erection of a Via-
duct between the above-mentioned points, a distance of 1;155 feet.
CONTRACT No. 2, or CHANCERY-LANE CONTRACT,
commences at the distance of 50 yards south of the centre Of Cha-
pel-field-road, in the township of Ardwick, and terminates at the
distance of 270 yards south of the centre of the road called Chan-
cery-lane, in the same township. This contract comprises the
erection of a viaduct between the above-mentioned points, a dis-
tance of 2,136 feet.
CONTRACT No. 3, or HYDE-ROAD CONTRACT, coin- •
mences at the distance of 270 yards south of the centre of the road
sailed Chancery-lane, in the township of Ardwick, and terminates
at the south end of the south abutment of a bridge intended to be
erected to carry the Railway over the turnpike road from Manches-
ter to Hyde. . This contract comprises the erection of a viaduct
between the above-ment lolled points. a.distance of 1,773 feet.
CONTRACT No. 4, or HEATON NORRIS:CONTRACT,
commences at the south end of the south abutment of a bridge in-
tended to he erected to carry the railway over the turnpike-road
from Manchester to Hyde. and t,7rminates about 176 yards from
the right bank of the River Mersey, and 120 vards on the west side
of the Wellington-road, in the township of ficaton NorriS, in the
county of Lancaster. This Contra teußrises the whole of the
in-4 earth-w bridges, archwAyS, and other. necessary
works ; also the Lallseng and laying,of ,the perinane,nt way be-
tween the above-mentioned points, a thstance-ote6-14 ebiti•Ds.-• It.
comprises, also, the ballasting- and laying of the .permanent way on
the first, second, and third Contracts, an additional distance of
nearly 77 chains.
Drafts of the Contracts, with Plans, Drawings, and Specifications,
will be ready for inspection on and after Monday, the 28th day of
May instant, at the offices of the Company's Engineer, Fairfield-
street, Manchester; and the quantities of the works contained in
the several contracts, will at the same time be furnished by the
Engineer.
Printed forms of Tender may be had at the same place, and at
the Company's Offices in Bond-street, Manchester, at which latter
Offices all Tenders must be lodged previously to the hour of meet-
ing, endorsed " Tender for Works ;" and no Tender, except the
printed form furnished by the Company, will be attended to.
The party whose Tender is accepted will be required to enter into
a bond, with two sureties, for the due performance of the contract,
to the extent of 10 per cent. on the gross'amonnt of such contract;
and the names and descriptions of the proposed sureties, must be
set forth in the Tender.
The Directors will not consider themselves bound to accept the
lowest. Tender; and they expect the several • parties tendering, or
persons duly authorised by them, to be in attendance at the 011iCps
in Bond-street, Manchester, at the time of Meeting.
ROBERT BARBOUR,
Chairman of the Board of Diwtors7p:
Manchester and Birmio e'el.if Railway Offices,
23, Bond-street, lianchester, 18th Slay,

.;.t • DIRECTORS.
&N an Gower, Esq. John Wm,- Lubbock, Esq.
Jati4ison Hunter, Esq. JaMes Milligan' Esq.
Thcnikas Kettlewell, Esq. William Scott, Esq.
With power to add to their number.
Aunyro as—Henry Ewbauk, Esq.—Gregory. S. Waters, Esq.
:.:Aar and IIuoKER-Nehemiah Griffiths, Esq.
SoLicmas—Messrs. Freshfield and Sons.
BAls'i:::RS—Sir IL C. Glynn, Bart., Halifax, Mills and Co.
The object of this Company is to establish, by means of a line
of steam-vessels, a regular and speedy communication between the
ports of Italy, the South of France; and London.
It is intended to provide vessels of suitable power and dimensions,
fitted with the best machinery, and with superior accommodation,
to start regularly, not less frequently than once every month, from
London, and vice versa.

The capital of the Company will be 300,0001., divided into 6,000
shares of 50/. each.

IVIANCHESTER AND LEEDS RAILW 'a AY
CONTRACTS FOR, w,Q RK s.
The Directors of the Manchester ankii..*ecl.s Railway company
will MEET at their Offic.es,'No. 9, Btos4street, in Manchester,
on MONDAY, the 18th day of June, IMF; at Twelve o'Clock at
Noon precisely, to RECEIVE TENIARS for the under-men-
tioned Contracts :

Applieatiensi;Shares, or for farther particulars, if by letter,
Post paid, are to be mode to N. Griffiths, Sworn broker, 2, White
lart-court, Lombard-street, London.

THE GENEIt AL SHIP, STEAM
VESSEL, AND SMALL CRAFT BUILDING
COMPANY.

TODMORDEN CONTRACT.—To make and maintain the
Railway with all excavations, embankments, tunnels, bridges, cul-
verts, drains, fences, and gates complete, including the laying and
ballasting of the permanent way and sidings, and furnishing the
necessary stone blocks, Inatexclusive of the wooden sleepers, rails,
chairs, and fasteniPgsvgV also the Gauxholme Viaduct. Com-
mencing at a point abut five chains to tho north-east of Clough
Mill, and terminating at abtwelve chains to the 'north-east of
the road from Totimordirto Burnley, being a distance of about
one mile and twent ytityp chains, exclusive of the length of the
Gauxholme Viadu%tt •
MILL WOOD CONTRACT.—To make and maintain the
Railway, with all int works in like manner, fram the termination of
the;TAdmorden contract to. Castle Clough Mill, being a distance of
about sixty-two chains.
Drafts of the contracts, with plans and specifications of the works,
will be ready for inspection, at the Engineer's office, Palatine-
buildings, Hunt's Bitnk, Manchester, on,arid after Friday, the Ist
day of June, 1839.
Printed forms of tender may he had after the above date, at the
offices in Manchester, and no others will be attended to. The ten-
ders must be delivered at the Railway-office, No. 9, Brown-street,
in Manchester, at or before ten o'clock in-the forenoon, on Mon-
day, the 18th June, 1838, under a sealed cover, addressed to the
Chairman, and endorsed " Tender for Works ;" and the parties
tender,ng, or persons duly authorized.by them, must be in attensi-
ance at the time of meeting.
The patties whose tender is accepted will be required to enter
into a bond, with two sureties; felt' the due performance Or the con-
tracts in a penalty of not less than 10 per cent. upon the gross sum
crtracted for; and the names of the proposed sureties are to be
ecified in the tender. The Directors will not bind themselves to
cept the lowest tender. JAMES WOOD, Chairman.
Manchester and Leeds Railway Office, 9, Brown-
street, Manchester, 3oth April, 1335.
ANCHESTER and LEEDS RAILWAY.
CONTRACTS FOR WORKS.
• The Directors of the Manchester and Leeds Railway Company
will MEET at their Offices, No. 9, Brown-street, in Manchester,
on MoNDAY the 11th day of Jnne 1838, at Twelve o'clock at
Noon precisely, to RECEIVE TENDERS for the under-men-
tioned Contracts :

DRAKE'S PATENTED IMPROVEMENTS,
Established by Letters Patent, pursuant to the Act of Parliament,
Ist Victoria, cap. 73, limiting the liability of Shareholders to the
amount of their respective Shares.
Capital .£200;000—in 10,000 Shares of £2O each.
Deposit £2 per Share.
PROVISION AI. pritEcToas.
Capt. Sir John Ross, C. 8., Joseph Holl, Esq.
R. N., F. R. S., &c. Thomas Wood, Esq.
Col. Alexander Findlay, .K.ll. Richard Pugh, Esq.
,Eneas M'lntyre, L. L. I)., Edward Bevan, Esq.
F. L. S., &c. . James Alder, Esq.
With liberty to add to their number.
BANKr its—The London Joint Stock Bank.
NAVAL. AacirrrEcr—John Goad Drake, Esq.
SECRETARY—John H. Anderson, Esq.
Sordemit—Charles.Dod, Esq., 21, Craven-street, Strand.
TEmroamtv OrFreEs, No. 21, Craven-street, Strand.
This Company is established for the purpose of building Ships,
Steam Vessels, Colliers, Barges, Keels, and Canal Craft, with
every other description of Vessel, more especially by adopting
therein the following improvements set forth in the specification of
Mr. Drake's Patent.- Comprising-
-Ist. A new system for the building of every description of yes.,
sels, with circular bottoms ; and of Barges, Keels, and River and
Casial Craft, with tlat. bottoms. -
ne,

especially in the cantroi,..,.__
2d. The Dove-tailedgreenai.l . Applicable to every description
of vessel in which Treenails are used.
These are greatly superior to the ordinary parallel cylindrical
Treenail now in use, in holding—in not being liable to decay by
shrinking—and in facility of removal for the purpose of repairs.
3d. The
ll rood-Screw Fastening. Applicable to the decks, and
for the general building of every class of vessel.
These are greatly superior in durability, lightness, economy, and
of repairin,r, to the metal fastenings hitherto in use. Ano
may be revived with advantage by the introduc-
tion ein the W d
ifeascsiliitroyportant feature _ . oo Screw-fastening is, that diago-
nal decks (with two thicknesses), discontinued on account of the
•of this new fitAening : these decks possessing the advantages
lion
strength and lightnessof superior
This fastening further opens a business of considerable imnort-
available in house-flooring,
:ince. in being
metal
ar.d as a general architec-
tural fastening.
This company possesses the exclusive right of building under
Mr. Drake's Patent, and of otherwise carrying out the above im-
provements in England, Wales, and at Berwick-upon-Tweed.
Also of granting Licenses for the like purposes to Companies and
individuals; a source from which a large income may be realised
fastenings,
without any risk or outlay.
An important and very
quick
advantage which this Company
es arises from the return of the capitalpossessd employe ;as
also in the command of that capital, which ensures economy in the
nurchase and conversion of materials.
The Shipping- interest of England is so much blended with her
prosperity, that any undertaking like the present, tending to in-I-
I-wove that interest, cannot
fail to afford to those embarking in it
the most amide remuneration.
As regards that part of the Patent which applies to the general
building of Ships and other Vessels, it must be seen that capital to
almost auy amount may be employed to great advantage.
Even under the present system pursued in building, a Company
to the extent proposed would derive a much greater profit than in-
dividual builders ; therefore, when the advantages of the Patent
are also taken into consideration, it must be admitted that few
oronosils have ever been brought before the public offering pros-
pects of greater, if of equal impoi tanec and safety, to the one i 1
which they are now invited to join.
The Directors have entered into arrangements which secure to
this Company
the exclusive Patent Right, and also the valuablt.
,
'trvices of the Patentee as Naval Architect, upon terms highly ad-
vantageous to the Shareholders.
Prospectuses (which will be ready for delivery in a few days) and
all further information may he had in London of Charles Dod,
E, q., Solicitor, at the Temporary Offices ; and at Liverpool, of
Joseph Carruthers Nicholson, Esq., to whom applications for
Shares are to he made, post paid.

GAUXIIOLIIE VIADUCT CONTRACT.—To make and
maintain the railway upon arches, with all its works, commencing
on the south-west side of the westerly crossing of the Rochdale
Canal at Guaxholme, and terminating on the north-east side of the
turnpike road from Todmorden to ilaslingden, being a length of
about 320 yards.
SOWERBY CONTRACT (including the Sowerby Tunnel.)
—To make and maintain the Railway, with all the excavations,
embankments, tunnels, bridges, culverts, drains, fences, and gates
complete, including the laying and ballasting the permanent way
and sidings, and furnishing the necessary stone blocks (but exclu-
sive of wooden sleepers, rails, chairs, and fastenings), commencing
in the field numbered 172, Sowerby township, situated between
Long Bottom Mill and llolling's Mill, and terminating opposite
the Gas Works, in Sowerby Bridge, being a distance of about one
mile and a quarter. _ . _

&c. fii
Richard Bentley, N€
Orders receive,

COPLEt CONTRACT.—To make and maintain the Railway
with all its works, in like manner, commencing at a point opposite
the Gas Works in Sowerby-bridge, and terminating in North Dean
Wood, being a distance of about two miles.
COOPER-BRIDGE CONTRACT.—To make and maintain:the
Railway, with all its works, in like manner, commencing in Brad-
ley Wood, at a point about 11 chain from the western boundary,
in the township of Huddersfield, and terminating about 17 chains
to the east of the road to Batty Mills, in the township of Kirk-
heaton, being a distance of about two miles and 22 chains.
MIRFIELD CONTRACT.—To make and maintain the Rail-
way, with all its works, in like manner, from the termination of the
Cooper-bridge contract, to a point about five chains, to the east of
the Calder Iron Works, in the township of Thornhill, being a dis-
tance of about two miles and seven chains.
THORNHILL CONTRACT.—To make and maintain the
Railway, with all its works, in like manner, from the termination
of the Mirfield contract, to a point about 26 chains on the westerly
side of Healey New Mill, in the township of Thornhill, being a
distance of about two miles and 4SI chains.
Drafts of the contracts, with plans and specifications of the works,
will be ready for inspection, at the enoineer's office,
1s m Palatine-
buildings, Hunt's Bank, Manchester,on and after Monday, the 21st
day of May, 83. Printedder must
forms
be
delivered
tenderver( at
l may
the b
Re
a ilßailway hadv after
office,
ffitehee,
above date, at the offices in Manchester ; and no others will be at-
tended to. The 8
ten
No. 9, Brown-street in Manchester, at or before ten o'clock in the
forenoon, on Monday the 11th June, 1838, under a sealed cover,
addressed to the Chairman, and endorsed " Tender for works ;" and
the parties tendering, or persons duly authorised by them, must be
in attendance at the time of meeting. The parties whose tender is
accepted will be required to enter into a bond, with two sureties,
for the due performance of the contracts, in a penalty not less than
ten per cent upon the gross sum contracted for; and the names of
the proposed sureties are to be specified in the tender. The Direc-
t srs will not bind themselves to accept the lowest tender.
JAMES WOOD Chairman.
Manchester and Leeds Railway Office, 9, Brown-
street, Manchester, 19th April, 1838.

NATIONAL COGNAC BRANDY DIS-
TILLERY COMPANY.
Capital 250,000/., in 10,000 Shares of 251. each.
Deposit 5/.
The Directors beg to call the attention of the Public to the fol-
lowing Certificates, which they have been induced to procure for
the satisfaction of the Shareholders and the Public, and to sanction
their own confident recommendation of their BRANDY.
Such undoubted and unbiassed opinions, given by the eminent
Gentlemen whose Certificates have been obtained, cannot fail to do
away with all undue influence which has been, and is still likely to
he used, toprej udice and detract from the character of the BRANDY
now ready for delivery.
The , Directors vouch that the Certificates have been given, not.
from Samples furnished to, but from quantities taken from the
Store Vats by
the arties themselves,— insuring the
.Public from any thing like deception, and the article from false
character.
The price of the BRANDY, of the highest legal strength, either
Pale or Brown,
is 18s. per Gallon, for cash on delivery, in quan-
tities of not less than Two Gallons.
A liberal Discount to the Trade.
HENRY STOKES, Manager.

No. 22, ST. JAMES'S-STREET.
Valuable STOCK of Mr. LEWIS, SILVERSMITH and
JEWELLER ; also, the LEASE of the valuable Premises.
!)EBENHAM and STORK. respectfully an-
nounce that they have received instructions from Mr.
Lewis, Silversmith and Jeweller to the Royal Family, retiring
from business, to SELL by AUCTION, at Mr. Bromley's Pic-
ture Gallery, 26, St. James's-street, 6n WEnNEsnay, June 6, and
following clays at Twelve,
The First Portion of his unique and costly STOCK. It will
demand the attention of the Nobility and Gentry, as well as the
chief club houses, first-rate hotels, and others; the leading articles
are designed with fine taste and good judgment, and in the manu-
facture neither cost nor attention have been regarded, to render
them suitable embellishments for the sideboards and tables of the
distinguished personages who have for so many years honoured him
with their patronage and support. In ancient and modern plate
there are several thousand ounces ; including two most magnifi-
cent and costly centre pieces, supported by figures, executed in the
best style of art, chased corner dishes and covers, casseroles, a
splendidly chased breakfast service, ice pails, candelabra, candle-
sticks, salvers, waiters, tea sets, coffee pots, tankards, cups, jugs,
mugs, dessert and table knives and forks, Src., a dessert service of
silver gilt, richly chased.
A very extensive assortment of SHEFFIELD PLATE, of the
latest fashion and best manufacture, with massive silver mountings
and ornaments, comprising a complete table service of dishes and
covers, several venison and table dishes and covers, sets of corner
dishes, soup and sauce tureens, splendid candelabra, wine coolers,
oblong and circular salvers and waiters, tea-urns, tea kettles, tea
sets, coffee pots, and every requisite for the enrichment of the side-
board, breakfast and dinner table. A magnificent gilt table equi-
page, consisting of a most elaborate centre piece, supported by
female figures, a pair of vases, and three splendid plateaux, with
plate glass bottoms, glass shades, and tortoiseshell stands, or-molu
and gilt ice-pails, candelabra, ewers, &c. ; a noble bronze statue
of Milo rending the Oak, a grand wine cooler or cistern, several
bronze vases, ewers, &C. French clocks, fine old Sevre and Dres-
den china, and also the beautifully designed drawings, models, and
casts of the splendid plate executed for his late Royal Highness the
Duke of York, and other eminent personages ; a few lots of jewel-
lery, and the usual implements.
May be viewed on the Saturday, Monday, and Tuesday prior to
the mornings of sale: and catalogues (price Is.) may be had upon
the Premises ; and of the Auctioneers, King-street, Covent-
garden,

18, King-street, Snow-hill.
By W. T. BRANDE, Esq., F.R.S.
Professor of Chemistry to the Royal Institution, &c &c.
" I have examined a sample of Brandy manufactured by the Nationa
Cognac Brandy Distillery Company, and find it perfectly free from al
deleterious ingredients.
" Royal Institution, London,
Brandy Distillery
" I have submitted the Brandy which
contain a
" -Hay 19, 1838.
COOPER, Esq.
I obtained of the National Cognac
Lecturer on Chemistry and Forensic Medicine in the Webb-street Me.
tlical School, &c. &c.
approaching French Brandy in
Company to examination, and find it to be free from
any acid or astringent matter, as also from any deleterious ingredient—to
flavour. very pure spirit—and closely
" 82, Blackfriars-road,
May 24, 18.19.
By THOMAS GRAHAM, Esq., F.R.S.
Professor of Chemistry,
.University College, gm &c.
" The Brandy produced by the National Cognac Brandy Distillery Com.
patty, I find, from a chemical examination of it, to be a remarkably pure
spirit, free from any noxious ingredient, and closely resembling good
French Brandy in its sensible qualities.
i. University College, "THOMAS GRAHAM."
" May 17, 1838.

~ <r M. THOS. BRANDE."

JOHN THOMAS COOPER."

By GEORGE DIXON LONGSTAFF, Esq., M.D.
T,ecturer on Chemistry, Mate] is Medica, and Pharmacy ; formerly Di-
rector of the Laboratory of the University of Edinburgh, &c.
I have subjected the Brandy manufactured by the National Cognac
Brandy Distillery Company to a careful chemical examination. I find it
to be a very pure spirit, entirely free from any deleterious matter. I have
lso tried it as a therapeutical agent, and I have no hesitation in pro-
nouncing it to be in this respect equal to`any Foreign Spirit with which 1
am. acquainted.

" Midgefield " GEO. D. LONGSTAFF, M.D."
Wandsworth, May W, 1839.

HEL A N
ANIMAL MAGNETISM.
The Number for MAY 26 contains :
A most exact and preciSe'description of the Extra Ordinary Expe-
riments with Animal Mag-netism, performed ty Dr. Elliotsen on
the 141 h of May, at University •College Hospital, before the Mar-
quis 4. Anglesey, the Duke of lloxhurgh, Lord Burlington, Lord
WiltieLord Dinorbcn. and Dr. Faraday.
Office; Essex-street, Strand.

k& lON TO AIR. GLEIG'S " CHELSEA PEN
SIGNERS."
Tuesday next, Jun'e Ci, in 3 vols. post Bvo.,
CE GREENWICH PENSIONERS.
By LIEUTENANT HATCHWAY, R.N.
16nry Colburn, Publisher, 1:3, Great Marlborough-street.
'"lo he had of all Booksellers.

•
ak _- 'lll E itiEW NOVEL.
•
~.:-. .
Just ready, in 3 vols. post Bvo. _
THE GLANVILLE F .LILY.
A NOVEL.

By a LADY of HANK.
Henry Colburn, Publisher, 13, Great Marlborough-street.
"„''' Orders received by all Booksellers.

NEW NAVAL NOVEL by the AUTHOR, of " RATTLIN

THE REEFER."
Now ready, in 3 vols. post Bvo.,
0 UAR D B 0 IT -N D ;
Or, A MERCHANT'S ADVENTURES.
By the Author of '' Rattlin the Reefer," &c.
" This is by far the best written and most interesting of the
novels this author has produced. It is replete with graphic deserir-
tion and well-portrayed character, and is highly exciting as a ta'e
of the sea."—Courier.
Henry Colburn, Publisher, 13, Great Marlborough-street.

Just ready, in h vols. Bvo., with Illustrations,
TRAVELS IN •
THE WESTERN CAUCASUS,
IN 1838-7.
Including a TOUR through IMERETIA, MINGRELTA,
TURKEY, MOLDAVIA, GALLICIA, SILESIA, and
MORAVIA.

By EDMUND SPENCER, Esq.
Author of " Travels in Circassia," &c.
llenry Colburn, Publisher, 13, Great Marlborough-street.

MR. COOPER'S NEW. STORY OF THE SEA.
In 3 Volumes post Bvo.,
HOMEWARD BOUND;
OR, THE CHASE.

By J. FENIMORE COOPER, Esq.
Author of " The Pilot," " Rea Rover," " Water W'iteh,"
IS NOW READY,.
Richard Iseniley, New lluilingtOn-Arlet.
,* To be had of all Booksellers and at all thelibraries.

l'he .1 UNE NUMBER, price Half-a-Crown, embellished «'
Illustrations by GEORGE CRUIKSHANK, of
BENTLEY'S lIIISCELLAN
Contains, among other interesting Articles,
GIUFFONE ; a Tale of the Peninsula.
By COLONEL NAPIER, Author of " The iliqory of
Peninsular 'War."
NEW CHAPTERS OF OLIVER TWIST, By the EDITOR, CHARLES DICKENS, ESQ. (" BOZ.")
With an Illustration by George Cruikshank.
The Benedict Club, by Liout. The Burial at Sea—Sling the
Johns. Monkey—The Pirate Craft—
Love, Hope, and Joy. by " The Old Sailor," with
The Legend of Walter Childe. an Illustration by Geo. Cruik-
A Plain Case, by Miss Sheridan. shank.
The Windsor Ball of the Latest The Widow Cured ; or More
Fashion, by W. Jerdan. than the Doctor at Fault.
Mr. Buggins, by " Vaslyn." A Gleans of the Past. --
The Bibliophilist, by T. Raikes. The Professor of Toledo, by
The Queen of Spring. " Delta."
A Chapter on Clowns, and such Darkness.
like Comicalities, by W. J. ;Old Mountain Dew, by Charles
Thorns. Mackay.
:c. &c.

ew Burlington-street.
xl of all Booksellers.

ripHE ASIATIC JOURNAL for June eon-
tains a large portion of Miscellaneous Intelligence from the
British Presidencies in India, Native India, Ultra-Gangetic India,
China, Australasia, &c. ; and the following amongst other Original
Articles :—Review of Eastern News, No. Vl.—Steam Communi-
cation with India—Sir James Carnac and the Court of Directors--
Chinese Literature—Voyage up the Red Sea, No. ll.—On the
Zend Language—The Plague Ship—Scenes in Cutch—Appeals
from Mofussil Courts—Selections and Reflections, No. V.—The
New Penal Code of British India—Poetry—Critical Notices—Pro.
ceedings of Societies—Literary Intelligence, &c. &c.
Wm. H. Allen and Co., 7, Leadenhall-street.

Dedicated by express permission to tthe Queen Dowager.
THE FIRST AUTHENTIC PORTRAIT OF THE

QUEEN. _
Drawn by command, by R. J. Lane, R.A., expressly for
FINDEN'S FEMALE PORTRAITS of the
COURT of QUEEN VICTORIA.
The First Number of this Work, published this day, contains in
addition to her Majesty's Portrait—
The Countess of HILLSBOROUGH.
Lady LOUISA CAVENDISH.
This work will be published regularly upon every alternate month,
containing three beautiful engravings.
Price—Large folio on India paper, 1/. Is. Folio proofs upon plain
paper, 18s. Prints, small folio, 12s.
London :—Published by the Proprietors, at Nos. 18 and 19,
Southampton-place, Euston-square ; sold also by Ackermann, and
Co., 96, Strand ; ames Fraser, 215, Regent-street.; and by every
respectable Bookseller in the Kingdom.

MAPS.
EW MAP of the WORLD, on Mercator's
111 Projectior, containing the latest Discoveries. One large
sheel, 3 feet 2 inches by 2 feet 2 i fiches. In sheets, 10s. 6d. ; in
a case, 16s. ; on rollers, varnished, IL Is.
- _ _ _

EUROPE, General Map of, drawn from the latest documents.
Six sheets, 5 feet 3 inches wide by 5 felt 6 inches high. U. 12s. in
sheets ; in case, 2/. 12s. 6d. ; on rollers, varnished, 31. 13s. 6d.
NORTH AMERICA, New Map of, exhibiting the recent dis-
coveries, geographical and nautical, describing the boundary lines
between the territories of Great Britain, the United States, and
the Mexican and Central States. Seven sheets, 6 feet 1 inch high
by 5 feet 10 inches wide. 11. 16s. in sheets; in case, 2/. 12s. ; on
rollers, varnished, 31. 13s. 6d.

AFRICA, General Map of, a new edition, showing the recent
discoveries. One sheet. Six sheets, 1/. 12s. ; in case, 2/. 12s. ; on
rollers, 3/. 13s. 6d.

SOUTH AMERICA, New Edition, with extensive corrections
and additions, showing the New States. Eight sheets, 8 feet 2
inches high by, 5 feet 10 inches wide, 3/. 12s. ; in case, 5/. 12s. ;
on rollers, varnished, 6/. 16s. 6d.

Published by James Wyld, Geographer to the Queen, Charing-
cross East (four doors from Trafalgar-square), and 210, Regent-
street, London.

AWORD or TWO of FRIENDLY EXPOS-
TULATION on the USE of the TERM TRINITY in
PROTESTANT FORMULARIES.

By a MEMBER of the CHURCH of ENGLAND.
" Can a man enter the second time into his mother's womb, and
be born ?"—(Nicodemus.)

Some of the more dispassionate, as well as highly in-
telligent " Masters in Israel," with their Elves the Jewish multi-
tude, contended that Jesus could not call God his Father after the
manner in which he had just then so called him, without making
himself equal to God. With all due respect probably for the temper
and penetration of his accusers, the Sen of God ventured to think•
otherw►se ; and there really does seem something very plausible at
least in his argument.
G. Fain-don, May's-buildirgs, St.
Martin's-;awe.

Just published, price 3s.
CAN STRICTURES of the URETHRA,
however protracted, be SPEEDILY and PERMA-
NENTLY CURED? Answered in a PRACTICAL TREA.
TISE on that Disease, wherein is recommended an improved
method of treatment, its of being illustrated by numerous
highly interesting and important cases, in some of which Strictures
of from thirty to forty years' duration have been totally removed in
a few week:, and its superiority thereby fully established over every
other mode of treatment hitherto adopted.
By C. R. COURTENAY, M.D.,
42, Great Marlborough-street.
Sold by J. Hill, Medical Bookseller, 55, Great Windmill-street,
Havmarket ; Simpkin and Marshall, Stationers-court; thiwhyn,
Caiberine-street, Strand ; Templeman, Regent-street; pell,
9, Cornhill ; and all Booksellers in Town or Country.

—.Lye classes.
13e.
'4"9fLigiieL.,proppse to offer provision in sickness and old
!ge, but their construetion will be found linpurfeet, and their plan
the least profitable application of the means of economy.
1. Because sickness itself is not a calamity of equal probable
duration to the fluctuations in the quantity of employment
and other casualties, and misfortune, against which they offer
no protectiim.
411,.• `. Because, out of a given means, the sum laid aside for sickness
must diminish the zov,i3ion for !ld age.
'Beause'inah-Y I ninst•centribute to the sick fund who never
become chkrgeiblp,unort it, and the value of such contriba-
- lions is InstlO•th'eni,ielve..4 and fnmilies.
4• iieeituse sicknes, beir.,,,; a state of non-proditetiveness, insist
necessarily be included in any protection against such an uc-
currence.
IV. :Various observations have 'hem made on the duration of
sickness, amongst the industrious classes, from an early period of
lmtil its close. Those most in use are,—the sickness amongst the
benifit Societies in Scotland, given by the Highland Society;—the
sickness amongst the labourers in the East India Company's Ser-
vice ;—the sickness amongst persons employed in Cotton, Silk,
Wool, Flax, and in the Potteries, by the Factory Commissioners ;
—and the sickness amongst the English Benefit Societies, from re-
turns made to the Society for the Diffusion of Useful Knowledge.
These results, though varied, show how inconsineraDie is toe
amount of sickness during that period of life, between the ages of
20 and 65, when each individual is more immediately thrown on his
own resources ;—they are as follows

VI UAL, VI tu, ont I
The principal advantages are, superior strength, elasticity,
and economy; thirty-five per cent„ at the least, being saved
,11 vessels with circular bottoms, and upwards of ten per cent.
tiv,se with flat bottoms, beyond the usual profits.
To blend economy and simialieity with utility has been the object
med at in these improvements. A considerable saving in the
tantity and value of the material used—the production of a more
loyant and more strongly constructed vessel, carrying a greater
mien with a smaller draught of water, and with less danger of
image by collision, or of swamping (in open vessels), than those
tilt on the common mode—are new and most important features,
~00;,,1iv 4, the construction of River ani Canal Craft. _