The Sun.
London, England, 1853-03-12 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life 'him if he were unable
Offices would to pay, or if he omitted
It the His give him for to pay his current
end of policy the surrender annual premium of ' I
Annual thirty at that or sale 81.65. 3d. after he has
li
u Premium years when age, of his policy, paid into their coffers
.e to assure the party in case after thirty 2491.75.6 d., and which
5001. is fifty of years'payments they have had the use
years old, death amounting to of at compound
hewillhave will be 2491.75. 6d. interest, or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
--------
little more
20
iB/. 6s. 3d. 2491.75.6 d. 5001. than 801. NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Hun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
5221.251.7 d.till death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
PglrtY, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put In, viz., 2251., but
20 //.105 Od 225/. 5221.257 d 2871. 2s. 9cl. a certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
°nil by the assured
value of the sum so
drawn out at the age
when withdrawn. Sec
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
Under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
Wily. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the ordinary system. 3rdly. In the event
°f inability or omission to pay, his policy remains still his property,
Of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his pone'', he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from 11 up to the
Whole amount of his previous payments and with interest. After he
bas Withdrawn part one year he can, by a single payment, three
rears, or any time afterwards, raise his policy to a greater or even
Ilia former amount ; and by this system he can at all times regulate
annual savings by his annual expenditure, with the facility in the
:largain of having a fund to fly to in case of necessity, the same as
41 a bank, with this palpable advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
'a° amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
be ceases to pay his current premiums, and, instead of having any
Zati to Ily to for aid, all his hard-earned savings become forfeite to
Zo society, and his misfortunes servo to benefit the pockets ofd his
'acme fortunate co-assurers.
Su
eit a system is too equitable "and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
titu
coX canvassed, and its palpable benefits become widely diffused. It
°tigers greater advantages than a b"-ilk because It allows a fair rate
h.„.„,4 st
re in case of withdrawal, and gives twice the amount in the
of the Company to the representatives of the Depositor 1
of death, thus combining the

Now ready, Bvo , IN.,
CRIME : its, Amount, Causes, and Remedies.
By FREDERIC HILL, Esq., late Inipector of Prisons,
John Murray, Albemarle-Street.

Now ready, with Woodcut*, 2 vols , .
post Bvo, 'Bs ,
Y HOME IN TASMANIA,
during a Residence of Nine Years. By Mrs. MEREDITH,
author of "Notes and Sketches of New South Wale 4."
John Murray, Albemarle street. '

MR. LAYARD'S NEW WOE
This day, with nearly 400 Illustrations, Bvo., 215.,
FRESH DISCOVERIES in the RUINS of
NINEVEH and BABYLON ; with Travels in Armenia, Kur-
distan, and the Desert; being the result of a Second Expedition to
Assyria, undertaken for the Trustees of the British Museum.
By AUSTEN' HENRY LAYARD, M.P.
*,,,* In consequence of the great interest felt in Mr. Layard's for-
mer volumes. and the large demand for them, not only in this coun-
try, but also in the United States and the Continent, the Publisher
has been induced to Issue at once a cheap Edition of this work,
complete, unabridged, and fully embellished.
Als with Seventy Plates, folio,
A SECOND SERIES of the MONUMENTS of NINE VAH, in-
eluding Bas-Reliefs from the Palace of Sennacherib, and Bronzes
from the ruins of Nimroud. from drawings made on the spot during
Mr. Layard's Second Expedition.

Jot.n ilurray,Alternarle-street.

MURIC.IY's It.IILIVAY
Fcap. five., is. •
91111 E FALL OF JERUSALEM. By the Very
Rev. H. H. MIL SIAN, D.D., Dean of St. Paul's. Forming the
new volume of "Murray's Railway'Reading "
Volumes already published
Joan of Arc. By Lord Mahon.
Hallam'4 Literary Es ays and Characters.
Life of Theodore Hook.
The Emigrant. By Sir F. B. Head.
Lord Ellesmere's Discourse on Wellington.
Music and Dress. By a Lady.
Layarers Popular Account of Nineveh.
Bees and Flowers.
Lord Mahon's "Forty-Five."
Essa' s from " The Times."
Gifford's Deeds of Naval Daring. .`
The Art of Dining.
Oliphant's Journey to Nepaul.
To be followed by—
Lockhart's Spanish Ballads.
Life of Lord Bacon. By Lord Campbell.
Beauties of Byron—Poetry and i'rose.
John Murray. Albemarle-street ;"
..01.11.4.91al be obtalhed at all Booksellers and Railway Stations.