The Sun.
London, England, 1853-04-07 00:00:00

ON THE ORDINARY SYSTEM.

iThe suns the ordinary
The strn the iLife Offices would give
ordinary Life him if he were unable
Offices would 'to pay, or if he omitted
At the His give him for to pay his current
1., Annual
end of policy I the surrender annual premium of
.1 thirty lat that or sale 81. Cs, 3d. after he has
ro Premium yearswhen age, I of his policy, paid into their coffers
et to assure the party In case, after thirty 2491.7 s 6d., and which
5001, Is fifty of .years'payments they have had the use
years old, death amounting to I of at compoun I
I I ihewn] have will be 249 L 78. 6d. in'erest, or in
E paid into worth which theyhave the event of his death
the office. bad the benefit! one hour after such
1 of at compound omission or inability
--i---.7.—..l________ I Interest. I to pay.

l• %. ad.!!

249/.7a 6d little more
I • • 50og. than 80/. NOTHING,
perhaps 901.

ON TUE DEPOSIT SYSTEM.
I
!fun able to pay, or not
desirous of paying or
omitting
topay,the Po-
Hey would still remain
of its rm. value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther
qai repda.
wever the
party, from any cause,
yimfhe:t beingre-
wished to cancel the
Policy, he could not
onlyd raw out all hehas
0' T 1.103 00 2257. 5227.257 d 287/. 2s. 9d; apucte irnta,
ivni zb
0,
12m25510.,f
6itt.
2s. 9d. in the bargain,
which Is mbre
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See Pagess and7in detailed
PaMphlet, by
F. G. P. Neison, Esq.
On comparison of these two tables it will is-
itingdadervtahneLoyel system of

time-regnPariSon ef these tvro tablet; it will be se
,_ _ e novel system of lateosti at person
secureentbat a
in 3 advantages, viz., Ist. For al . 'ourance canthe follow-
larger sootka IMM, paid annually, he can assure
kily, in case of death than Under th di ry system.
in
this ighe event of a of
to surrender his Policyenr
he can receive
Titan tip PadY. by the abeve example,which
s as much , applies to all ages,
of inability or o as on the ordinary system. 3rdly. In the event
Mission to ..-
Of the same 'ew i ills policy remains still his property,
_ar a e value as it was *`
—""ough he ase his current payments
roe
.Mirriber of
he gets
„, Years ; whereas on the ordinary system,
auto hngt
of tinY. Should be require to increase or decrease the
by giyin his
Policy. he can eo so at pleasure. He can art: any time,
Whole g a iortnight's notice, withdraw any part Nom 11 up to the
has
Withdrawnount of his previous PaYments and with interest. After he
ream part one
. a single payment, three
year he can by
a f or any tinle afterwards. raise his policy to a greater or mil
it
aoarmer amount ; and by this system he can at all times regulate
baftainnualf,klaVints by his aiannal expenditure, with the facility in the
in -17..-..,°' "'ring fund to fly to in case of necessity, the same as
%..1 ..--•••, With this alpable advantage, however, that he gets bite-
ror les Moneysand in case of death his family receive more than
lab
eh of hie .--.-- .vings. In ordinary Life Offices I e can do no
_tie thing, but his policy at once lapses or is cancelled the moment
tc.eases to Pay his current premiums, and, instead of having any
forQ to AY to for aid, all his hard.earned savings become forfeited to
ociety, and hismisfortunes to benefit the pockets of his
efortunate serve
-assurers.
Such a s •st e°
overlooked
and ....._ ern is too equitable and too striking to be _ c
can
be
hilivi!;voser assurance is the only system of assurancelwhi h
thms,'"allY recognised and adopted when the principles are linar-
.' canvassed and its 1 bl be fits become widely diffused
It
confers gre ' pa pa e ben
allows a fair rate
a ter advantages than a bank because it
of interest I
I
amount n the
h__, • n case of withdrawal, and gives twice the
hands of the Company to the representatives of the Depositor in
ease of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
/ AN * ASSURANCE COMPANY.
_ n Case of endowment
assurances the advantages of the DEPOSIT
mein are still more striking-
ArEVANT4GES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE RNCH.
Te those who Prefer this b Policiesanted from 201.
ranchare granted to
6,000 i
,i. •on every known principle thereof.
''''‘'ea in all but th • t eeof disease, and such as have been
rejected e n orst s ties
to the Parti-
cular diacYaseether Officea, are taken at rates equivalent
Leans from 501, and upwards granted on every kind of security,
real or Perional, on the most equitable terms to the borrower
Annuities of every description granted on very favourable te.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
Pre'ciorns, the Directors will eitner purchase the Pulley at a fair
Market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
Which have been made.
Detailed
wit
prospectuses with tables in further illustration of the De-
system, and any further information may be obtained on appli-
Cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

11.Be.,Agaits wriuted IA all Darla of tllo World.

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
TOUTII AND MATURITY.

DR. SAMITEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matriculated Member of the University 01
Edinburgh, Honorary Member of the London Hospital Medic
_ .

Society Licentiate of Apothecaries' flail, London, &c., &c
- -

AY be consulted, personally, or by letter, on
V A_ the various disorders of the nervous and generative system,
resulting from juvenile irregu'arities and excesses, which have pro-
duced more misery in youth, degradation in manhood, and prema-
ture decay at all stages of life, than perhaps any other class of dis-
eases known to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in exist-
ewe secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitful Marri-
ages, Impotency, Local and Constitutional Weakness, and their
endless modifications owe their almost e' tire origin.
It is absolutely necessary that all men should know that there are
principles of personal management which cannot be violated without
incurring krlevotts penalties, and when wisdom and regret succeed
the heyday of inconsiderate self-indulgence, how these penalties
may be mitigated, bow the sting of their bitterness may be remove
and how the evil and its con cqucnccs may be avoided, and above all,
that there i scarcely any degree of physical infirmity or functional
derangement to which the timely a'd of science cannot apply a cure.
DOCTOR LA'ItIERT has for a long series of years been engaged
In an exten.ive practice lit the treatment of these delicate cum-
plaint., and s the only legally qualified Physician who, regardless
of the taunts and envy of the hypocritical and mock-modest, has had
the confidence, through the medium of the public press, to direct
attention to these enormous evils, from which no grade of society is
tree. In selecting this department of practice, he has been amply
raw arded by the great success that has attended his efforts in the
treatment of these cases, which are too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, and pretended virtues
of their patent nostrums, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of 11., and advice and
medicines can he forwarded to any initials or address.
It is desire` le that patients wishing to consult Dr. LA'MERT
should first obtain a copy of his work on
SELF-PRESERVATION.
A Medical Treatise on the Philosophy of Marriage, and Nervous and
Generative Debility, illustrated by fifty coloured engravings, and des-
cribing in detail the various disorders resulting from secret habits and
excesses. The perusal of this treatise will assist in the correct
.description of their cases, and may be had, price 2s 6d, in English,
French, Spanish, Dutch, Italian, or German, of Messrs. Piper
Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street ;
Mann, 39, Comhill ; Storie, T.tchborne-street, Ilaymarket ; or free
oy poll', for forty-two stamps, to any address from the Author's resi-
dence. 37. BEDFORD-SWAIM, LONDON.

IMPORTANT MEDICAL AND SURGICAL WORKS.
Jail publilbed, by U. litallliere, 219, Regent-street, London.
No I.

8 in., In cloth. price ss. by post free, ss. 6d.,

ON TRUE & FALSE SPERMATORRHCEA,
with the View to the Correction of wide-spread Errors
In relation to the Treatmeat and Cure of Sufferers from Debility of tt
lenerative System, 'r Sexual Ilypoehondriasis.
Translated from the German of Dr. PICKFORD

"Dr. Pickford 's known to English readers by his frequent practi-
:al contributions to German medical literature. This is the first
time, he informs us, that he has addressed himself to the nos-mod!.
:al reader. We trust this may not be the last, if he shall
letect any other equally flagrant evil which it may he in his
• ovrer to correct."—London Medical Gazette, May 30, 1851.
"We uromised in a former number that we should recur to this
warlr, in order to exhibit its aim more clearly. The author lashes
with great severity the impostors who make a livelihood by preying
on the credulity of the public. The tribe of ' Quiet Symathisers,'
and ' Medical Friends,' are mercilessly exposed; and if this book
ak.uld find its way into the hands of those who saffer fr.= th com-
plaint of which it treats, we are satisfied that many h mdreds would
be saved much needless suffering of body and mind, and what is of
less importance, though it is that which the quacks most prize—
much money.— —This volume is well qualified to put an end to the
-wiriest system of treating Spermatorrhcea, and to place the treat-
writ upon a more rational and physiological basis. It is, therefore,
sly to do much good."—Medical Circular, June 16, 1862.
No. li. _

Bvo., in cloth, price 3s. 6d., by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Princl-
pies at once Simple, Safe, and Efficient, in even its most Invettuate
and apparently Intractable Forms.
BY F. B. COURTENAY,
Member cifthis-Reyal_Cofte of Surgeons of England.
"In proof of his views he (Mr. Courtenay) has given
the history of a great many cases successfully treated, as bad
as any which Mr. Syme adduced, and on which he had operated.
-uch are cages ix., xi., xii., and xviii. No. ix. had res sted, for a
period of twelve years, the treatment by dilitation, and was finally
removed in as many weeks. But cases xviii. and xix. appear, both
in duraticn, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme. and yet the
treatment adopted by Mr. Courtenay proved eminently succesghl."
—Professor Lizars on the Treatment of Stricture.

DR. CULVERWELL'S NEW WORKS.
To be bad of Sherwood, 23, Paternoster-row , Carvalho,
47, Flect-strect , Mann, 39, Cornhill. Price One Shilling each; by
Is 6.1.

ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."
C.:wren-a :- Early Rising—Spring and Summer Mornings—Ex-
cursions about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places - Country
Trips and Rambles—The Sea -London at hight—Evenings at Home
Music—The Drama—On Eating, Drinking, weeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.

FRAGMENTS FROM TAE FOUNTAINS. Two Volt!.

Vol. I.
VISIT 20 THE LAKES; SKETCH OF EDINBURGH, &c.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN', Br.c.
111.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten our course may run."
A popular review of almost every forfn (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young, besets the man of pleasure, business or study, and em-
bitters old age; with tables and rulesfor the diet and physical regu
lation of every-day life.

THE PASSION.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."

SUBJECT : —l,ife's ptigrimage,-from infancy to old age. The ad-
vent of the passions. Chastity and its infringement. The casualties
eflicentiousnvss and dissipation, with illustrati ns, graphic, narra-
tive, and remediative. Advocacy of early marriages.

TIIE MARRIAGE STATE

To bo or not to be, that is the question."

raoGßAmmE:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, With the art of rearing them.
Physical defectiveness and its removal. I..terility audits conversion
Cases, &c.
By It. J. COLVERWELL, M.D. (1841), M.R.C.S.
(1827), L.S.A.
(1F24), Twenty.five years Medical and Forensic Referee in there
matters.

Price Is. each; by post, Is. 6d.

To be had of Sherwood, 23, Paternoster-row ; Caryalho, 147,
Fleet-street ; Mann, 39, Cornhill; or of M. R. Culverwell, M.D..
19, Argyll-place, Regent-street, who may be consulted daily from
Tea till !Pie, Val.l3eve4 till Nine,