The Sun.
London, England, 1853-02-12 00:00:00

ON THE ORDINARY SYSTEM,

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would to pay, or if he omitted
f. At the Ills give him for to pay his current
end of policy the surrender annual premium of
.„ Annual thirty at that or sale 181.65. 3d. after he has
t Premium yearswhen age, of his policy, paid into their coffers
gto assure the party in case after thirty 1249/.7s 6d., and which
500/.* is fifty of years'payments they have had the use
years old, death I amounting to of at compound
hewill have will be 2491.75. 6d. interest,fi or in
paid into worth which th eyhave the event of his death
the of had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more
20'181. 6s. 3d. 2491. 73.6 d. 5001. than 801. I NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
If unable t o pay, or not
desirous of paying or
omitting topay,thePo-
Hey would still remain
of its FULL value,
5221.23.7d.ti1l death, if
20 years after, no fur-
ther payment bcingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put in, viz., 2251., but
20
los
2257. 522/.257d 287/. 2s. 9d. a certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. Sec
pagess and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.

English and
0,4. e rates here selected are those addiopitneedtthyye
thefeatures as low
„Nee „ran Office, and advertised in its t
istit,,,,,.`',Premium, and professedly for the distinctive
and midd'ing classes.
'r.anar` 01.11 ces, particularly the older ones, such as the Scottish
table and the Globe, these rates would be much higher. In the
forllelt Of 101. 7s. 6d., with 10 shillings per cent. entrance fee, would
to re rate to insure 5001. at 20 years of age. In the latter fi/.1354d.f,
litelt!tlre the same sum. The higher the rate the more in favour e
t ';!.TOS/T system
t%„.3ziey laid out at compound interest DOUBLES rrszar every four-
,On ra•
finder rnPariso system two tables it will be seen that a person
r the novel of DEPOSIT assurance can secure the follow-
aSSUre
a I._4(lvantages, viz. lst. For a less sum, annually, he can .
li NT"! aura In ease of death than under the ordinary system.eeive
thit' In the event of a desire to surrender his Policy he can re
ages
hat: l'3lllpany, by the above example, which applies to a
Veni
°t in - "inns as much as on the ordinary system. 3rdly. In the e
tr theta% or omission to pay, his policy remains still his property,
tor sante value as it was, though be cease his current payments
nturiber of years; whereas on the ordinary system, he gets
itineeng; 4thly. Should he require to increase or decrease the
of his Policy, be can do so at pleasure. He can at any time,
vtit,4,,v'ng a fortnights notice, withdraw iny part from 11 up to the
bag wsltineunt of his previous payments and with interest. After he
,Years `fOrawra part one year he can, by a single payment, three
Lto ,„„ anY time afterwards. raise his policy to a greater or even
all„-"„e_r amount ; and by this system he can at all times regulate
eargel-n".l savings by his annual expenditure, with the facility in the
fat
having a fund to fly to in case of necessity, the same as
'4,st with this palpable advantage, however, that he gets lnte-
s7,q attio-,llllccey, and in case of death his family receive more than
i'"ch that Of his savings. In ordinary Life Offices be can do no
eea,,,ne. but his policy at once lapses or is cancelled the moment
tied Pay h,s current premiums, and, instead of having any
tied eee, ',Y to for aid, all his hard-earned savings become forfeited to
tnere fir, and his misfortunes serve tp benefit the pockets of his
S,..lfeitr,:ttnate co-assurers.
ritt- 'Meat •is too equitable and too striking to be overlooked
Iltavet,.s,TlT assurance is the only system of assurance which can be
elillY recognized and adopted when the principles are impar-
'orders ''a,sed. and its palpable benefits become widely diffused. It
hf teterfir.eater advantages than a bank because it allows a fair rate
e7,t,la case of withdrawal, and gives twice the amount in the
-‘3elorde"ic Company to the representatives of the Depositor in
413,y, ath. thus combining the
4NTAGES OF A BANK WITH THE BENEFITS OF
,
AN ASSURANCE COMPANY.
_hte4saa. Of endowment assurances the advantages of the DEPOSIT
.14))/'4,"111 more striking.
'OES OF THIS COMPANY UNDER THE ORDINARY
lisrn„ LIFE ASSURANCE BRANCH.
riaon -.0 Prefer this branch Policies are granted from 201. to
vee „crery !known principle thereof.
Oected ','. ail but the worst stages of disease, and such as have been
War ai.."Y other Offices, are taken at rates equivalent to the parti-
L,e4er
tsttl or per°4l 501. and upwards granted on every kind of security,
lea on the most equitable terms to the borrower
Arell°4-fe f e"TerY description granted on very favourable terms.
tnlecner,reitte,,o.f a Polley-1n case of Inability to pay the currant
tv,,, et vaLie
_ifirectors will caner purchase the Policy at a fair
Whieehorre,,,en'r give a new one in lieu thereof, less 5 per cent., inte-
bn. have keen Ind mount to the whole of the previous payments
•-en Me.
4444
to
uses with tables in further illustration of the De-
cin to the and any further information may be obtained on appli.
Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.
11"; n•--Agents wanted in all parts of the World.
i 4, ,o h. etj,_I;VERWELL'S NEW WORKS.
hilt, Btrett
'ad of Sherwood, 23, Paternoster-row, Carvalho,
Gil. I Maw, 39, Cernhill. Price One Shilling each Iby
ENJOYMENT OF LIFE.
ee%eitertal.B":l:o4l„.th, Recreation, and Rational Use of Time. 7
Pot. 'ets ebe Rising--Spring and Summer Mornings ',it
Nest% riout
-..e Environs of London—The Parks, Lanes, m"'
144,
nd
,
high-roads. and other pleasant plats-Countryme
Iffbles-...The sea
-Lo te:en, rarna---On Eating, Dronink at
ingNight—Evenings .
bleep at Ho
ing, Bathing, Air,
vccuPation, ace., 14a.
RNTS FROM THE FOUNTAIN& Two Vols.ai
&S '4.1
IT ,
Vol. I.
*nu
Tnt LAKES; SKETCH OF EDINBURGH, &c.
Tjat
.410,
our.
cts OF KILLARNEY ; REMINISCENCES OF
DUBLIN, Ik.c.
4WHAT TO EAT ►DRINK, AND AVOID
t three score year's and ten our course ma/run."
;,0 siy74,:review of almost every form (cause and cure) of ner-
t,'Q eit(titl. ;::,,otet:lutealinthtistend enfeebled constitution that harasses
f pleasure, business or study, and em-
-4414501 tet!tge ; with tables and rulesfor the diet and physical regu-
"l7-daY life.

rr.
THE PASSIONS.
" What passions hurt the body—what improve,
fitiN,, Trutits as refined as Athens ever beard."
vont eefl',_ :--Life's pilgrimage, from infancy to old age. The ad-
tfll,,,;!_m passions. Chastity and its infringement. The casualties
tly, ' °listless and dissipation, with illustrations, graphic, narra-
' d teMediatie Advocacy of carp Marriages.
V.
TEE MARRIAGE STATE.
'Nog,. To be or not to be, that is the question."
ttchlh. reztArkissain :—Laws and obligations of nature, society, and rell-
oice, on g marriage, 10 be observed by either sex. Time and
figur. .._ both sides, as to age temperament, complexion. and
yal."_Becure healthy offspring, with the art of rearing them.
cestellted.etectiveness and its removal. Sterility audits conversion .
by 1, -
(N24)7. diweCrINERWELL, M.D. (1841), 31.R.C.5. (1827), L.S.A.
Matters. enlY•iive ELL,
M.D.
and Forensic Referee in there
TO be , Price IS. eaCh; by post, ls. 6d.
Isi-et. mid of Sherwood, 23, Paternoster-row ; Carvalho, 147,
-i(lic , street ; Italia
t. 2 A,CSII.pt„e „ 39. Cornhia ; or of M. R. Culverwell, M.D..
-4.1111 gi„ ",egent-street, Who :nay be consulted daily item
TO, Iklld il
..oYektill MA%

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by 11. Bid Mere, 219, Regent-street, Londe'.
No I.

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the e
w;. t FALSE S CE'
ONhe
CorrectionEßM
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Generative System, or Sexual Ilypochondriasis.
Translated from the German of Dr. PICKFORD
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No. IL
likely to do much good."—Medical Circular, June 16, 1852.

Bvo., in cloth, price 3s. 6d., by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Princi-
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and apparently Intractable Forma.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
"In proof of his views he (Mr. Conrtenay) has given
he history of a great many cases successfully treated, as bad
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Such are cases ix., xi., xii., and xviii. No. ix. had resisted, for a
period of twelve years, the treatment by dilitation, and was finally
removed in as many weeks. But cases xviii. and six. appear, both
in duration, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet tha
treatment adopted by Mr. Conrtenay proved eminently sacconfol."
t74Professor Lima on the Treannont of stricture. . .