The Sun.
London, England, 1853-03-28 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The stun the ;Life Offices would give
ordinary Lifo ;him if he were unable
Offices would to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
b, Annual thirty at that or sale 8/. Es. 3d. after he has
. premium yearswhen age, of his policy, paid into their coffers
Ito assure, the party in case after thirty 1249/.73.6d., and which
,•,4 6001. is fifty of years'payments they have had the use
az years old, death amounting to of at compoun I
rihewillhave will be 249/. 7s. 6d. interest, or in
wi paid into I worth which theyhave the eYent of his death
to the office. tisikl the benefit) one hour after such
-. of at compound omission or inability
interest. I to pay.
---------- ----------
little more
20 ,81. 65. 3d.12 491. 7s. 6d. 5001. than 801.
I i NOTHING.
perhaps 901.

ON TIIE DEPOSIT SYSTEM.
Hun able to pay, or not
desirous of paying or
omitting top ay,thePo-
licy would still remain
of its FULL value,
5221.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put in, viz., 2251., but
a certain bonus of 621.
20 /I.los Od 2251. 5221.257 d 2871. 2s. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.
_ _ i• mttt hw ai-pn that a person

i______..--1.-----------
On comparison of these two tables it will be seen that a persoi
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the ordinary system. ardly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving et fortnight's notice, withdraw any part from 11 up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards. raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets Inte-
rest fur his money, and in case of death his family receive mere than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancadelledof thehavi mom
he ceases to pay his current premiums, and, insteng any
thud to Sy to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
mer efortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which
impar can be
diffused. It
universally recognised and adopted when the principles -
tially canvassed, and its palpable benefits become widely
confers greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in thx
e
hands of the Company to the representatives of the Depositor i
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourablep eaetteuannrrastit
a t
Non-forfeiture of a Policy.—ln case of inability to y
premiums, the Directors will eitner purchase the Policy h
market value, or give a new one in lieu thereof, less 5 per cent nftaeir-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De
system, and any further information may be obtained o -
the Agents in the country, or to n Apo..
CHARLES W. BEVAN, Resident Secretary.

iit.Be4gents wanted ±IU putts oY pao.Wsald,

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by 11. Bailliere, 219, Regent-street, Londoi.
No I.
live., in cloth, price Is. by post free, his. ed.,

ON TRUE & FALSE SPERMATORRHCEA,
with the View to the Correction of wide-spread Errors
in relation to the Treatment and Cure of Sufferers from Debility of the
Generative System, or Sexual Hypochondrlasis.
Translated from the German of Dr. PICKFORD
•

"Dr. Pickford is known to English readers by his frequent practi-
cal contributions to German medical literature. This is the first
;line, he informs as, that ho has addressed himself to the noa-medi-
cal reader. We trust this may not be the last, if he shall
detect any other equally flagrant evil which it may be in his
sower to correct."—London Medical Gazette, May 30, 1851.
"We promised in a former number that we should recur to this
war:c, in order to exhibit its aim more clearly. The author lashes
with great severity the impostors who make a livelihood by preying
on the credulity of the public. The tribe of ' Quiet Symathisers,'
and aledical Friends,' are mercilessly exposed; and if this book
could find its way into the hands of those who suffer from th com-
plaint of which it treats, we are satisfied that many h indreds would
be saved much needless suffering of body and mind, and what is of
less importance, though it is that which tilt quacks most prize—
much rroney ...... This volume is well qualified to put an end to the
empirical system of treating Spermatorrhcea, and to place the treat-
ment upon a more rational and physiological basis. It is, therefore,
likely to do much good."—Medic oal Circular, June 16, 1852.
N. 11.
Bvo., in cloth, price Is. 6d., by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Princi-
ples at once Simple, Safe, e
and Efficient, in even its most Inveterate
and apparently Intractable
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
given
"In proof of his views he (Mr.
the history CourtenaY) has
of a great many cases successfully treated, as bad
which Mr. Syme adduced, and on which he had operated.
and xviii. No. ix. had resisted, for a
tsrucala any
cases ix., xi., lit..
period of twelve years, the treatment by dilitation, and was finally
re noved in as many weeks. But cases xviii. andptoms, of aappear,more ag-
aracter any detailed b
both
in duration, severity, and complication of symr. Syme, and yet the
gravated ch than
treatment adopted by Mr. Courtenay provedM eminently pacccootai."
1-_-119resoo War: Qll Tregintnt Of Atrictun,