The Sun.
London, England, 1853-03-05 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would 'to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
‘tt -nnal thirty at that or sale Si. 6s. 3d. after ho has
st.,, premium years when age, of his policy, paid into their coffers
Le assure the party In case after thirty 1249/.75.6d., and which
:Es 5001. is fifty of years'payments they have had the use
years old, death amounting to of at compound
hewillhave will be 2491.75. 6d. interest, or in
paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest: to pay.
20 8/ little more
• 68. 3d. 2491. 78.6 d. 5001. than 801. NOTHING.
perhaps 901.
ON TILE DEPOSIT SYSTEM.
Ifunable to pay, or not
desirous of paying or
omitting topay,thePo-
Hey would still remain
of its FULL value,
death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all he has
put In, viz., 2251., but
a certain bonus of 621.
20 ;Lips Ott 2251. 5221.287 d 287/. 2s. va. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501..
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Neison, Esq.
On comparison of these two tables it will be seen that a person
Under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure

• comparison of these two tables it will be seen that a person
ier the novel system of DEPOSIT assurance can secure the follow-
.. advantages, via., Ist. For a less sum, paid annually, he can assure
"arger sum in case of death than under the ordinary system.
,
.`ndlY- In the event of a desire tosurrender his Policy he can receive
411 this Comp an by the above example, which' applies to all ages,
Thera times as much as on the ordinary system. 3rdly. In the event
of Inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for
any number of years ; whereas on the ordinary system, ho gets
nothing. 4...
tiny Should be require to increase or decrease the
amount
of his policy, he can do so at pleasure. Ho can at any time,
Y. giving a fortnight's notice, withdraw any part from li. up to the
whole amount of his previous payments and with interest. After he
u,_aa withdrawn part one year he can, by a single payment, three
or any time afterwards, raise his policy to a greater or even
hiformer amount ; and by this system he can at all times regulate
Za annual savings by his annual expenditure, with the facility in the
argain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets lute-
Tat for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
Iceell thing, but his
ears policy at once lams, sandspse or cancelled the moment
to pay his current premiu ,in of having any
rd to 2Y to for aid, all his hard-earned savings become forfeited to
moresociety, andi
his misfortunes servo to benefit the pockets of his
more fortunate coassurers.
and a system is too equitable and too striking to be overlooked
DEPOSIT assurance is the only system of assurance which can be
irf,Tersally recognized and adopted when the principles are impar-
te..y canvassed, and its palpable benefits become widely diffused. It
confer greater advantages than a bank because it allows a fair rate
hands
in case of withdtawal, and gives twice the amount in the
e,`,151 of the Company to the representatives of the Depositor ix
4ae,of death, thus combining the .
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
4CL'L Da are still more striking.
uYANTA.GES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
6 01:°.those who prefer this branch Policies are granted from 201. to
on every known principle thereof.
repeljes in all but the worst stages of disese, and such as have been
ted by other Offices, are taken at rataes equivalent to the parti-
al' disease. Lo-
rem
_i. from 50/. and upwards granted on every kind of security,
7_°,* Personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
' a-forfeiture of a Policy —ln case of inability to pay the currant
premiums,tnari the Directors will eitner purchase the Policy at a fair
tt value, or give a new one in lieu thereof, less 5 per cent., lute-
restc°"caPonding in amount tq the whole of the previous payments
whieh have been made.
Detail
to ed Prospectuses with tables in further illustration of the Do-
te, system, and any further information may be obtained on appli,
Koh to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

---
N.B.—Agents wanted In all parts of the World.

- - _
14 Cl' • CIJLVERWELL'S NEW WORKS.
147, r, To be had of Sherwood, £3,
Paternoster-row , Carvaiho,
Post, Is 6,1. eetstreet • Mann, 39, C•rnhill. Fria One Shilling each; by
'

ENJOYMENT OF LIFE.
env "Health, Recreation, and Rational use of Time."
cnrsi"TENTB :—Early Rising— ring and Summer Mornings—Ex-
PetesTs about the Environs Cyr London—The Parks, Lanes, Hills
7'rips gists, Melds, nigh-roads, and other pleasant placs —Country
litusteand Rambles—The Sea —London at Night—Evenings at Home
Rest. he Drama—On Eating, Drinking, Sleeping, Lathing, Air,
'ase, Occupation, Ste., Scc.__

FRAGMENTS FROM THE FOUNTAIN'S. Two VOL
Vol. I.
VISIT TO THE LAKES ; SKETCH OF EDINBURGH, &C.
TlTtn Vol. 11.
LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c.
'WHAT TO EAT, DRINK, AND AVOID,
A _ " That three score years and ten oar course may run."
ner.
po,Po.pular review of almost every form (cause aid ofcure))h harasses
debilitatedthr.!c health and enfeebled constitution that aras
bittY g. esets the man of pleasure, business or study, and cm-
-14...4-17 old azo ; with tables aid ralosfer the diet and physical regu-
'o 01 every-day life.

IT.
THE PASSIONS.
" What passions hurt the body—what improve,
act
jte Truths as refilled as Athens ever heard."
l'ent .—Lee s pilgrimage, from infancy to old age. The e.d-
out,— the Passions. Clastity and its infringement. The casualties
4,_e entlousness and dissipation, with illustrations, graphic, narra-
"T remcdiative. Advocacy of early marriages.

THE MARRIAGE STATE.
Pito, -
To be or not to he, that is the question."
asatux :—Laws and obligations of nature, society, find mil-
garding marriage, to be observed by either sex. Time and
fl on both sides, as to age temperament, complexion, and
":;re, to secure healthy offspring, with the art of reinz them.
18_sical defectiveness and its removal. Sterility and its conversion,
SLe
tiy R
(1824) • etILPERWELL, (1541), M.R.C.S. (1827), L.S.A.
otter's. "vent Y-five years Medical and Forensic Referee in there

Prico 13. each; by post, Is. Gd.
Plleetbsterchetaci; AiofannBl:earw9'ood, 23, Paternoster-row ; Carvalbo, 147,
.Ar Cornhill; or of M. , M.D.,
g/11-place, Regent-street, who may beconsulted daily from
via klYea Ana seyeli till Nine.

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
YOUTH AND MATURITY.

DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matriculated Member of the University o
Edinburgh, Honorary Member of the London Hospital Medical
Society, Licentiate of Apothecaries' Hall, London, &c., &C.
MAY be consulted, personally, or by letter, on
the various disorders of the nervous and generative system,
resulting from juvenile Irregularities and excesses, which have pro-
duced more misery In youth, degradation in manhood, and prema-
ture decay at all stages of life, than perhaps any other class of dis-
eases known to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in exist-
ence secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitful Marri-
ages, Impotency, Local and Constitutional Weakness, and their
endless modifications owe their almost entire origin.
It is absolutely necessary that all men should know that there are
principles of personal management which cannot be violated without
incurring grievous penalties, and when wisdom and regret succeed
the heyday of inconsiderate self-indulgence, how these penalties
Dray be mitigated, how the sting of their bitterness may be removed,
and how the evil and its consequences may be avoided, aid above all,
that there is scarcely any degree of physical infirmity or functional
derangement to which the timely aid of science cannot apply a cure.
DOCTOR LA'MERT has for a long series of years been engaged
in an extensive practice in the treatment of these delicate com-
plaints, and is the only legally qualified Physician who, regardless
of the taunts and envy of the hypocritical and mock-modest, has had
the confidence, through the medium of the public press, to direct
attention to these enormous evils, from which no grade of society is
free. In selecting this department of practice, he has been amply
re* arded by the great success that has attended his efforts in the
treatment of these cases, which aro too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
13ublieations, assumed foreign names and titles, and pretended virtues
of their patent nostrums, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for cousuitation daily from Eleven till Two, and from
beA llfarlertaterdrse,mi
tausatacoynintaiitinaiths
oerfeade odfrela/5.,.
It is desirable that pati and advice and
should first obtain a copy of his work on
ents wishing to consult Dr. LA'MERTmSixediliclilnEssigchatn.
SELF-PRESERVATION.
Lards
dee?.
Generative Debility, illustr Ml
o ua rr
r:da engravings,Ne"
A Medical Treatise on the
artehildobsyopfihfytyoefa
treatise will assist in the correct
excesses. The perusal of this treatise
be had, price 2s 6d, in English,
cribing In detail the various disorders resulting from secret habits and
description of their cases, Italian,
-row • Hannay, 63, Oxford-street ;
Brothers and Co., 23, Paternoster -row;
-street, ; or free
e, Titchborne
French, Spanish, Dutch, or German, of Messrs. Piper
Mann, 39, Cornhill ; Stori
I
deuce, 37, DADNIUMNUAIai IPPY,I4.
to an
_ya ddre 0 mammafro A.utlwes reg.
oy post for forty-two stanapS,