The Sun.
London, England, 1853-07-07 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would to pay, or if he omitted
give him for to pay his current
the surrender annual premium of
or sale Si. 6s. 3d. after he bas
of his policy, paid into their coffers
after thirty !2491.75.6d., and which
lyears'payments they have had the use
amounting to of at compound
2491. 7s. 6d. interest, or in
which theyhave the event of his death
lhad the benefit! one hour after such
,of at compound. omission or ivabilit
interest. I to pay.

At the
end of
thirty
yearswhen
the party
is fifty
years old,
hewillhave
paid into
the office.

Annual;
premium,
to assure!
5001.

81.65.3 d.

12491.75.1

nis 1
policy
at that

age,
in case
of 1
death
will be i
1 worth

id. i 5001.

little more
than 80/. I NOTTITNG.
perhaps 90/.

ON THE DEPOSIT SYSTEM.
If unable to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FOIL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
20 71.10 s Od 225/. 522/.257d 287/, 2s. 9d. put in, a
certain b viz-,
onus o 2251., but
f 62/.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See
pagess and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
inge advantages, viz., Ist. For a less
a larger sum in case of death than under the ordinary
sys
sum, paid annually, he can assteurm.
2dly. In the event of a desire to surrender his Policy he can receiveaes
in this Company, by the above example, applies
tht hll
he event
'maze times as much as on the ordinary system. 3rdly. In
ert
remains still his
of inability or omission to pay, his policy which
f the same value as it was, though he cease his current paymentseta
for any number of whereas on the
.ordinary he
gets
Dottling. 4thly. Should h
e require to increase or decrease
amount of his
t any time,
leasnre. He can a
the
by PolleY, he can do so at
giving a fortnight's nett ppart from 11 up to
system,
notice, withdraw any Whole amount of his pre
has withdrawn part one Year he can, a ingle pyears, or any time afterwards. raisehisby s ayment, three
Previous payments and with interest. After he
its former amount ; and by this system policyhe can at all times regulate
his annual savines by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
In a bank, with this palpable advantage, however,
to a greater or even
t
inte-
rest for his money, and in case of death his family reireity he
the amount of his savings. In ordinary Life Offices he can do no
getsemere thansuch thine,, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fend to fly to for aid, all his haul-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
t canvassed, and its Palpable benefits become widely diffused.
confers greater advantages than a
bank because it allows a fair rate
Of interest in case of withdrawal, and gives twice the amount in thehands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
SURANCE COMPANY.
In case of endowments assurances the advantages of the Deposit
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this 5,000/. on every known princip bralnch Polie
thereof.cies are granted from 201. to
Lives in all but the worst stages of disease, and such as ave been
rejected by other Offices, are taken at rates equivalent folic parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Polley.—ln case of inability to pay the currant
premiums, the Directors will eitner purchase the Polley at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
es,ding in amount to the whole of the previous payments
rest corr ee
with tables in ftirther
Whpieeh whiaedve ben
prospectuses mad e.
i f
attenmay_fee
ebtained on appli-
illustration of the De-
posit system,
cation to the Agents
s
and
BEVAN, Resident Secretary. anyiffuthrteheaornnntory, or to
CHARLE W.
I,T.B,,_Agents wanted in all parts of the World.

MEDICAL ADVICE ON THE SECRET INFIRMITIEg 0
YOUTH AND MATURITY. F
- • -- -

- --
R. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matriculated Member of the University of
Edinburgh, Honorary Member of the London Hospital Medical
itArSociety, Licentiate of Apothecaries' Hall, London, &c., &c.
AY be consulted, personally, or by letter, on
--11-11- the various disorders of the nervous and generative system,
resulting from juvenile irregularities and excesses, which have pro-
duced more misery in youth, degradation in manhood, and prema-
ture decay at all stages of life, than perhaps any other class of dis-
oases known to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in muss•
once secret causes of self-acquired miseries and disappointed hopes in
existence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitfhl Marri-
age ImPotency, Local and Constitutional Weakness, and their
modifications owe their almost entire origin.
Ite"
principles
is absolutely necessary that all men should know that there are
inmuiPl" of Personal management which cannot be 'violated without
the rjtog grievous penalties, and when wisdom and regret succeed
tna,,e,yday of inconsiderate self-indulgence, how these penalties
ancf h": mitigated, how the sting of their bitterness may be removed,
the evil and its consequenc es may be avoided, and above all,
that th:
deran,ere la scarcely any degree of physical infirmity or functional
3308Zent to which the timely aid of seien oocamiot apply a cure.
In an f-',lt LA'MERT has for a long series of years been engaged
idence
Plitiot.:.Lensive practice in the treatment of these delicate com-
et- the and 8 the only legally qualified Physician who, regardless
the con unts and
thenvy of the hypocritical and mock-modest, has. had
attendtrekl to these rough
the
medium. of the. public press, to
.direct
vy, in sele
tin enormous evils, from which no grade of society is
tretred by ~_ g this department of practice, he has been amply
e„e
°lent of e great success that has attended his efforts in the
Public linqncfleade cases, which are too generally confided to the
ation,, e and ignorant empirics, who, with their pirated
jjaveir Patenr:azied foreign names and titles, and pretended virtues
At 1h)oon inn",eci"trains, have inflicted serious injury on those who
Six tillePrni e fur ~,_ to place faith in their pretensions.
---ght,
.rnaultation daily from Eleven till Two, and from
medicines can he ,_lettera must contain the fee of 11., and advice and
. ft 13 desirable TilaWarded to any initials or address.
AG Medical Treatise
should first obtain , t Patients wishing to consult Dr. LAWERT
cret Generative Debility, " coPY of his work on
detail the SELF-PRESERVATION.
the Philosophy of Marriage and Nervous and
.....renription of their
ex(bing in lustrated by fifty-coloured engravings, and des-
des.ces"B. elle variousPernsCesefandthiladorders resulting from secret habits and
smtrayeabtiesheadwill
price
6ind tihneEcongrlrieshct
r eh, sn,
Ilrethe". v",,fisla, Dutch, Italian, or Germ' pane,eofe Messrs. Pipe;
Mann, 'n'riaa,, Co., 23, Pat oater-r
by ' "--, C°rallill ; Storie, Titchb:w ; Hannay, 63, Oxford-street;
_ post for forty-two stamps, to
awe, 37, BID/MINN LO ant.
rnade-street, Haymarket ; or free
drosu from the Author's reg.

MEDICAL AND
r cl. cloth,l:inw:
juildatPpuObßuTshANTed,
by IL Railliere, 219, Regent-street, London
SURGICAL WORKS,
post free, ss. 6d.,
No I,
sexual
uure of Sufferers from Debility
dish
an
octlf action o. fpiwiciude-ospßrnead Errors
oi rALEsE SPERMATORREIcsA,
Translated from''Ptthlaene:Ged.
.
61°nen relation
erNativwir. otßyl: the.th
System,EtiT 0 r
seCead"°elHdr°brresyeleitedrra:ursisel This is thyooffithrset
mself to the non-meth-
detect
"Dr. Pickford is known to
ouch it may be in his
ell contributions to German
may
ctedadbeLse by his frequent practl-
nuMmbedericatlhat eette' 31a7
3°'
1851.
tine, he informs as, that he has
cal reader. We trust this
last, if he shall
detect any other equally flagrant evil
„ape
cowerw.e prtoomrserarecint.”a—fLormondeorn
war's, in order to exhibit its aim more clearly, should recur to this
with great severity the impostors who make a lireli: author lashes
on the credulity of the public. The tribe of ' Quiet bY
preying
and ' Medical Friends,' arc mercilessly ex ;
anagYmathlsers,'
could find its way ino ihe hands of those who suffer from this book
plaint of which it tree tts, we are satisfied that many hindr23 c°m-
bc caved much needless suffering of body and mind, and wha:Tiould
less importance, though it is that which the quacks most priL °I
much money ...... This volume is well qualified to put an end to the
empirical system of treating Spermatorrhcea., and to place the treat
mint upon a more rational and physiological basis. It is, therefore,
likely to do much good."—Medical Circular, Juno 16, 1852.

No. 11.
Bvo., in cloth, price 3s. 6d.,
by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on Princt.
pies at once Simple, Safe, and Efficient, in even its most Inveterate
and apparently Intractable Forms.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.
"In proot of h's views he (Mr. Courtenay) Wei given
the history of a great many cases successfully treated, u bad
as any which Mr. Syme adduced, and on which he had operated.
Such are casca ix., xi., mil., and xviii. No. ix. had rrs•sted, for a
period of twelve years, the treatment by dilitation, and was finally
removed in as many weeks. But cases xvl". and six. appear, both
to duration, severity, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet the
treatment adopted by Mr. Courtenay proved eminently fllleCeSeftll."
Profeesor Lizars on the Treatment of Stricture.