The Sun.
London, England, 1853-04-09 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary L,f3 him if he were unable
Offices would to pay, or it he omit'ed
At the His give him for Ito pay his current
end of policy i the surrender annual premium of
5., Annual thirty at that' or sale 8/. fls. 3d. after be has
g premium, years when age, I of his policy, 'paid into their coffers
.c to assure the party In case: after thirty ,2491.75.64., and which
N5OOl. is fifty of lyears'payments they have had the use
i years old, death amounting to I of at compoun I
hewill have will be 2491.75. 6d. interest, or in
a paid into worth'whichtheyhave the event of his death
ti the office, , had the benefit one hour after such
..1
of at compound omission or inability
interest. to pay.
20 81.66.3 d. 2491.73.6 d. 500/.
1 thanme
Sori.
little 0
NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
'tunable to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its PULL value,
522/.22.7d.ti1l death, if
20 years alter, no fur-
ther payment beingre-
quired. Ifhowever thi
party, from any cause,
wished to cancel the
Policy, he could not
0,[1.1030d 225/. 52.21.2117 d 2871. 28. 9d. onlydraw out all hehas
put in, viz., 225/., but
a certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
out a part, 20/. or 50/..
diminishing the Policy
only by the assured
Value of the sum so
drawn out at the age
When withdrawn. See
Pagess and7in detailed
_ Pamphlet, by
eonm.,;
F. G. P. Nelson, Esq.
On ..------

•,,n comparison of these two tables it will be seen that a person
tt.endecir the novel system of DEroSIT assurance aan
t g a vantages, viz , 1 st. Fo
of des le"
secure the follow-
121,,birger sum in case ny. In the event of a desireath than
Mini, Paid anntuslly, he' can assure
under Abe ordinary system.
Tlnir_th_is Company, b,,
4,_ to surrender his Polley he can receive
4E5 times aa much •; ... above example, which applies to all ages,
of inability or,oinissteas
toon the ordinary system. 3rdly. In the event
of ths same val Pay, his policy remains still his property,
for any ague as it w Where Munber of ye • gh he cease his current payments
nothing- 4thiy, shoauris.d,as on the or dinar system, he gets
reasey or decrease the
:r,i,t of hi. poney, he can
he
dreequirts
itoeas
inrnce. He can at any time, Whasholwe
taticlunguauf:trtoofihighat's notice, wistittraPw any part from it. up to the
Previous payments and with interest. After he
Years, ordrat74.,_Part one year he can, by a single its f rine --",ole afterwards. raise his policy payment, three
to a greater or evaene
his
aoama amount ; and by this system he can at all times reg t
bargain 041 saVi
fha ngs by his annual expenditure, with the facility inalthe
in a bankhaving a Pale to ily to in case of necessity, the same as
r_..,
1, . With this able advantage, however,
.7' 1 p 1118 Mane], and in case of death his family receive more than
that he gets late-
87._arnount ot his savings. In ordinary Life Offices be can do no
he °Li thing, but his policy at once lapses or is cancelled the moment
ftede"" to PaY his current premiums, and, instead of having any
ton to for aid, all his hatl-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
oreforianate co-assurers.
Suph
and nipa sYstern is too equitable and too striking to be overlooked
°SIT assurance is the only system of assurance which can be
univeraen
iianv
e.,,,Lrecognised and adopted when the principles are impar-
confers—' Creates ...sed, and its palpable benefits become widely diffused. It
adantages than bank because a fair
°tinter( st in case v
of withdrawal,a and gives twiceit
the amount inrate the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
I AN ASSURANCE COMPANY.
risternn case of endowment assurances the advantages of the DEPOSIT
are still more striking.
ADVANTAGES OF THIS COMPANY 'UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof. Lives in all but the worst stages of disease, and such as have been
eiected by other Offices, are taken at rates equivalent to the parti-
cular disease.
real Loans from 501. and upwards granted on every kind of security,
or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
Premiums, the Directors will either purchase the Pulley at a fair
Market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
Which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.
---
Watiiii.4l4 3int4414 au meta or the MA,

Complete snits of outfits for ladies and gentlemen, and shipsailing
information may be had on applicat.on, or post free to any part of the
kingdom.

CAUTION.—E. MOSES and SON regret having to guard the
public against imposition, having learned that the nntradesman-like
falsehood of " Being connected with 'heir Establishment," or " It's
the same concern," has been resorted to in many instances, and for
obvious reasons, they beg to state that they have
No CONNEXION WITH ANY OTHER HOUSE IN OR OUT OF LONDON,
except their own Establishments. as follows

London City Establishment, 154, 155, 156, and 157, Mjnories, $3,
34,85, and 86, Aldgate, opposite the Church, all communicating.
London West-end Branch, 506, 507, 508, New Oxford-street, 1,2,
3, Bart-street, all communicating.
Bradford (Yorkshire) Branch, 19 nd 20, Bridge-street.
Sheffield Branch, 36, Far4ate.
Merchant Tailors, Clothiers, Hatters, Hosiers, Furriers, Boot and
Shoe Makers, arid General Outfitters for Ladies and Gentlemen.
IMPORTANT —Should any article not give satisfaction, it will be
exchanged if desired, or, if preferred, the money will be returned
without hesitation. All goods are marked in plain figures, the lowest
vice, from which ne abatement can be made.
The Establishments are closed from sunset Friday to sunset on
Saturdays, when business is resumed till 12 o'clock.
A new Book, entitled " The World's Pharos," containing the
Emigrate 's Assistant, full list of prices, and directions for self mea-
surement, may be had on application, or post-free, to any part of
the kingdom.

A handsome Almanac for the year ending 1853 can be had gratis,
on application.
Ici I'on park Franca's. Qui si parla Italian.
liter st richt man Deutsch. Aqua se habla Espanol

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
YOUTH AND MATURITY.

DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and Matric dated Member of the University of
Edinburgh, Honorary Member of the London Hospital Medic
Society, licentiate of Apothecaries' Hall, London, &c., &c.

NEA.Y be consulted, personally, or by letter, on
the various disorders of the nervous and generative system,
resulting from juvenile irregu'arities and excesses, which' have pro-
duced more misery in youth, degradation in manhood, and prema-
ture decay at all siages of life, titan perhaps any other class of dis-
eases 'mown to modern pathologists. Long and practical experience
in the treatment of these diseases has proved that there are in exist-
ence secret ceases of self-acquired miseries and disappointed hopes in
exigence, traceable to certain pernicious habits, to which Nervous
Debility, various terms of Insanity, (Unhappy and Unfruitful Marri-
ages, Impotency, Local and Constitutional Weakness, and their
endless triodiftations owe their almost entire
It is absolutely necessary that all men should know that there are
principles of personal management which cannot he violated wthout
ineurring grievous penalties, and when wisdom and regret succeed
the heyday of inconsiderate self-i• dulgenee, how these penalties
may be mitigated, how the sting of their bitterness may be remover,
and how the evil and its con equences may be rvoided, and above all,
that there i. scarcely any degree of physical infirmity or functional
derangement to which the timely aid of science cannotappl.y a cure.

DOCTOR LA...NIE WC has fora long series of yea.-s been engaged
In an exten'ive practice in the treatment of these delicate corn-
plaluts, and s the only legally qualified Physician who, re‘ardless
of the taunts and envy of the hypocritical and mock-modest, has had
the confidence, through the medium of the public press. to direct
attention to these enormous palls, from which no grede of society is
tree. In selecting thi. department of practice, he has been amply
re. arded by the great success' that has attended his efforts in the
treatment of these cases, which are too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, and pretended virtues
of their patent no.drums, have inflicted serious injury on those who
have been induced to place faith in their pretensions.
At home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of it., and adviee and
medicines can he forwarded to any initials or address.
It is desirahle that patients wishing to consult Dr: LA'MERT
should first obtain a copy of his work on
SELF-PRESFRVATION.
A Medical Treatise on the Philosophy of Marriage, and Nervous and
Generative Debility, illustrated by fifty coloured engravings, and des-
cribing In detail the various disorders resulting from secret habits and
excesses. The perusal of this treatise will assist in the correct
description of their cases, and may be had, price 2s 6d, in English,
French, Spanish, Dutch, Italian, or German, of Messrs. Piper
Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street ;
'Hann, 39, Cornhill ; Storie, Titchborne-street, Haymarket; or tree
oy post for forty-two stamps, to any address from the Author's resi-
dence. 37. BEDFORD-SQUARE, LONDON.

mpORTANT MEDICAL AND SURGICAL WORKS.
JuV published, by ti. liailliere, 119, Regent-street, London.
No I.
Bvo., in cloth. price Ss. by post free, ss. 6d.,

oiN TRUE AL FALSE SPERMATORRHCEA,
with the View to the Correction of wide-spread Errors
In relation to the Treatment and Cure of Sufferers from Debility of the
.4 enerative System, or Sexual Hypochondriasis.
Translated from the German of Dr. PICKFORD
_ • -

"Dr. PickforC. 's known to English readers by his frequent practi-
ml contributions to German medical literature. This is the first
time, he informs us, that he has addressed himself to the non-medi-
cal reader. We trust this may not bo the last, If he shall
detect any other equally flagrant evil which it may be in his
• ower to correct."—London Medical Gazette, May 30, 1851.
"We oromused in a former number that we should recur to this
w3e.c, in order to exhibit its aim more clearly. The author lashes
with great sevetlty the imr esters who make a livelihood by preying
on the credulity of the public. The tribe of ' Quiet Symathisers,'
and ' Medical Friends,' are mercilessly exposed ; and if this book
could find its way into the bards of those who suffer from th com-
plaint of which It treats, we are satisfied that many h mdreds would
se raved mach needless suffering of 'body and mind, and what is of
less Importance, though it is that which the quacks most prize—
much money volume is well qualified to pat an end to the
empirical system of treating Spermatorrlicea, and to Place the treat-
*wit upon a more rational and physiological basis. It is, therefore,
',kelp to do much good."—Medical Circular, June 16, 1852.
No. 11.
Bvo., in cloth, price 3s. 6d., by post free, 48.,
THE CURE OF STRICTURE OF THE' URETHRA, on Princi-
ples at once Simple, Safe, and Efficient, in even Its most Inveterate
and apparently Intractable Forms.
BY F. B. COURTENAY, •
Member of the Royal College of Surgeons of England.
"In root of L's c.ews he (Mr. Coartenay) has given
the history of a great many cases successfully treated, as bad
as any which Mr. Syme adduced, and on which he had operated.
,uch arc cases ix., xi., xii., and xviii. No. ix. had res,sted, for a
period of twelve years, the treatment by dilitation, and was finally
re noved in as many weeks. But cases xviii. and xix. appear, both
in duration, seventy, and complication of symptoms, of a more ag-
gravated character than any detailed by Mr. Syme, and yet the
treatment adopted by Mr.. Courtenay proved ewthently successful."
—Professor Lizars on the Treatment of Stricture.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row, Carvalho,
47, Flect-street , Mann, 39, CornhM. Price One Shilling each ; by
is 61.
ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."
CoxrENTs : —Early Rising—Spring and Summer Mornings—Ex-
cursima about the Environs of London—The Parks, Lanes, Hills
Forests,T High-roads, and other pleasant places-Country
Music—The
-Londonae. at Night—Evenings at Home
Drama—On Eating Drinking, Sleeping,Eathing,

FRAGMENTS FROM THE IL
FOUNTAINS. Two Yold.
Vol. I.
VISIT 10 THE LAKES ; SKETCH OF EDINBURGH. &C.
Vol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, Ike.
111.
WHAT TO EAT, DRINK, AND AVOID,
"That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young. besets the man of pleasure, business or study, had em-
bitters old age; with tables and rulesfor the diet and physical regu-
lation o; every-day life.

THE PASSIONR.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
SUBJECT:—Life's pilgrimage, from infancy to old age. The ad-
vent of the nasslons. Chastity and its infringement. The casualties
oflicentiousness and dissipation, with illustrations, graphic, narra-
tive, and remediative. Advocacy of early marriages.

THE MARRIAGE STATE.

To be or not to be, that is the question."

PRoalwatE:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion
Cases, &C.
By It. J. C OLVERWELL, MIX (1841), M.R.C.S. (1827), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in these
matters.
Price Is, each; by post, Is. 6d.

To be bad of Sherwood, 23, Paternoster-row ; Carvalbo, 147,
Fleet-street; Mann, 39, Cornhill; or of M. R. Culverwell,
10, Argyll-place, Regent-street, who may be consulted daily from
Ten till rive, 000=1 till Eine.