The Sun.
London, England, 1853-04-09 00:00:00

ON THE ORDINARY SYSTEM,

The sum the ordinary
The sum the Life Offices would give
ordinary LI: him if he were unable
Offices would to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
it, Annual thirty at that or sale 81. Gs. 3d. after he has
:.3 t 3
to Premium years when age, I of his policy, 'paid into their coffers
~, assure the party In case after thirty 2491.7 s 6d., and which
7 is 4 500/.
fifty of lyears'payments they have had the use
years old, death amounting to) of at compoun i
hewill have will be 2491. 7s. lid, I interest, or in
ot. paid into worth,whichtheyhave the event of his death
the office. had the benefit' one hour after such
of at compound omission or inability
--- --...:___ interest. I to pay.
—_—__.
20 87
.62.3 d. 2491.75.6 d. 500/. little morethan Pl. NOTHING.
perhaps 901.

ON THE DEPOSIT SYSTEM.
If unable to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
(mired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
0 /110 s Od 2201, 5221.2a7d 287/. 2s. 9d. put In, viz., 2251., but
2as c. e,rd.
taiinn bonus
n übsarogf
bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501..
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See
pagess and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.
-Corr,..__.
•

compm.,„,
'abler th of these two tables it will be seen that a person
lag
advaiennovel system of DEPOSIT assurance can secure the follow-
larger age 3, VIZ., ist. For a less sum, paid annually, he can assure
iii 2dly in case of death than under the ordinary system.
this 'n the event of a desire to surrender his Policy he can receive
Oft bY the above example, which applies to all ages,
of in.,,„!lies as much as on the ordinary system. ardly. In the event of tiZolty or omission to pay, his policy remains still his property,
for 4,,,:lurte value as it was, though he cease his current payments
both,, monber of years • whereas on the ordinary system, he gets
4thly. Should' he require to increase or decrease the
b,-'llnt of his he can do so at pleasure. He can at any time,
,;',,V,ving a fortnight's notice, withdraw any part from 11. up to the
112;ke amount of his previous payments and with in After he
Withdrawn part one year he can, by a single payment, three
or any time afterwards. raise his policy to a greater or even
hi former amount ; and by this system he can at all times regulate
b; annual savings by his annual expenditure, with the facility in the
to gain of having a fund to fly to in case of necessity, the same as
a bank, with this palpable advantage, however, that he gets lute-
!st fur his money, and in case of death his family receive more than
.'„6„anrount of his savings. In ordinary Life Offices be can do no
il:ca thing, but his policy at once lapses or is cancelled the moment
k",,e,,eases to pay his current premiums, and, instead of having any
the tu IIY to for aid, all his hal 1-earned savings become forfeited to
aodety, and his misfortunes serve to benefit the pockets of his
efortunate co-assurers.
anet4ell a system is too equitable 'and too striking to be overlooked
tzrostr assurance la the only system of assurance which can be
ersally recognised and adopted when the principles are impar-
er;„,'Y caiwassed, and its palpable benefits become widely diffused. It
rs greater vantages than a bank because t allows a far ate Lulilaelerest in caased wi of thdrawal, and gives twice the amounti inr the
ega, Of the Company to the representatives of the Depositor in
of death, thus combining the
kbYANTA.GES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
...In Casa of endowment assurances the advantages of the DEPOSIT
, are Still more striking.
AD'o....—
T....A.rACIES OF THIS COMPANY UNDER THE ORDINARY
ti To those LIFE ASSURANCE BRANCH. who prefer this branch Policies are
on every known principle thereof, granted from 201. to
tt,4l'ea in all but the worst stages of disease, and such ashave been
coular
J.oreddisease by other Offices, are taken at rates equivalent to the parti-
re.,mtna from 50/. and upwards granted on every kind of security,
or personal,
on the most equitable terms to the borrower
•&nuities of every description granted on very favourable terms.
14:2.0n-forfeiture of a Policy.—ln case of inability to pay the currant
~,,Muulus, the Directors will either purchase the Policy at a fair
~cot value, or give a new one in Ilea thereof, less 5 per cent., into-
-41'4 _ rre
111rsponding in ade mount to the whole of the previous payments
Ve been ma.
butalled
Dott PrOspectuses with tables in further illustration of the De-
`.',MOM, and any further information may be obtained on appli-
-41 to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary;
Igis&MO4til Enlll4 14 c er Pio wificl•

DR- CULVERWELL'S NEW. WORKS.
To be had of Sherwood, 23, Paternoster-row , Carvalho,
47, Flect-street Mann, 39, Cornhill. Price One Shilling each; by
le

ENJOYMENT OF LIFE.
" Health, Recreation, and Rational Use of Time::
C"TENTs Early Rising —Spring and Summer Mornings—E 3E-
ettretwis about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea —London at Night—Evenings at Home
Music—The Drama—On Eating, Drinking, lileeping, Bathing, Air,
Rest, Ease, Occupation, &c.

FRAGMENTS FROM THE FOUNTAIN'S. Two YolS.
Vol. I.
VISIT 10 THE LAKES ; SKETCH OF EDINBURGH, &o.
Vol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, &c.
111.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young, besets the man of pleasure, business or study, kid cm-
bitters old age; with tables and rulesfor the diet and physical regu•
lation of every-day life.

W.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."

Eion:scr s pilgrimage, from infancy to old age. The ad-
vent of the passions. Chastity and its infringement. The casualties
oflicentiousness and dissipation, with illustrati, ns, graphic, narra-
tive, and remediative. Advocacy of early marriages.

THE MARRIAGE STATE.

To be or not to be, that's the question."

FRoGRAMME:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
Cases, &c.
By It. J. C CrLVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in there
matters.
Price Is. each ; by post, Is. 6d.

To be had of Sherwood, 23, Paternoster-row; Carvallio, 147,
Fleet-street; Mann, 39, Cornhill; or of M. R. Culverwell, M.D..
10, Argyll•plaee, Regent-street, who may be consulted daily from
Temp IJe, ank6eve4l 1111 One*