The Sun.
London, England, 1854-08-21 00:00:00

NATIONAL PROVIDENT INSTITUTION
48, Graceehurch-street, London.
For Mutual Assurance on Lives, Annuities, &c.
DIRECTORS.
Chairman—SAMUEL HAYHURST LUCAS, Esq.
Deputy-Chairman—CHAßLES LUSHINGTON, Esq.
John Bradbury, Esq. Robert M. Holborn, Esq.
Thomas Castle, Esq. Robert Ingham, Esq., M.P.
William Miller Christy, Esq. Robert Sh'ppard, Esq.
Edward Crowley. Esq. William Tyler, Esq.
John Feltham, Esq. Charles Whetham, Esq.
Charles Gilpin, Esq.

YFITSICIANS.
J. T. Conquest, M.D., F.L.S. I Thomas Hodgkin, M.D.
TRUSTEES.

John Feltham, Esq I Samuel H. Lucas, Esq.
Robert Ingham, Esq., M.P. I Charles Lushington, Esq.
BANKERS—Messrs. Brown, Janson, and Co., and Bank of England.
SOLICITOR —Septimus Davidson, Esq.
Corismrnio ACTU ART—Charles Anvil, Esq., F.R.S.
Extracts from the Report of the Directors for 1853 :
" The Directors congratulate their fellow-members on the very grati-
fying result of the recently comeleted Quinqueonial Investigation of
the assets and liabilities of the Institution, by which it appea's that,
on the 20th November, 1852, after providing for tile present value of
all the liabil ties in the Life Assurance Department, a surplus re-
mained of 242,6271. Os. Od,, which has been duly 'apportioned as
heretofore.

" The reductions range from 5 to 89 per cent. on the original Annual
Premiums, according to the age of the party and the time the Policy
has been in force • and the Bonuses vary in like manner, from 50 to
75 per cent. on the amount of premiums paid during the last five
years.

" The total amount of the reductions per annum for the emitting five-
years is 33,3481. 17s. 2d.

" The Bonuses assigned to those policies on which the original pre-
miums continue to be paid amount to 89,880/ ss. Od. ; this, together
with Bonuses apportioned at former divisions, makes an aggregate
addition to the sums assured by the Policies in force of 126,5641.
" Notwithstanding the great reduction of Premiums, the net annual
Income arising frotn 12,326 existing Policies is 163,9121. 7 . Id.; this
sum, with the interest on invested capital, viz., 37,298/. 7s. 3d.,
shows a total annual income of 201,210/. 14s. 4d."
The amount of Capital exceeds ONE MILLION STERLING.

Members, whose premiums fall due on the Ist July are reminded
that they must be paid within 30 days from that date.

Prospectuses and all other information may be obtained on appli-
cation to the Office.

June 24, 1854.

JOSEPH MARSH, Secretary.

ECONOMIC LIFE ASSURANCE SOCIETY,
6, NEW BRIDGE-STREET, BLACKFRIARS.

Established 1823.
Empowered by Act of Parliament, 3 William IV.

DIRECTORS,

The Right Hon. Sir T. FRAiIiLAND LEWIS, Dart., M.P., Chair-

man.
HENRY FREDERICK STEPHENSON. Esq., Deputy-Chairman.
A. Kingsford Barber, Esq. 1 Sir Alex. Duff Gordon, Bart.
Arthur Kett Barclay,Esq., F.R.S. 1 Archibald Hastie, Esq., M.P.
Henry Bcsnett, Esq. John Mendham, Esq.
Robert Biddulph, Esq. Charles Morris, Esq.
Thomas Edgar, Esq. William Routh, Esq.

AUDITORS.
Edward Charrington, Esq. Captain Robert Gordon, R.N.
I Francis Dumergue, Esq. John Gilliam Stillwell, Esq.
PmesiclAN—John Ayrton Paris, M.D., Cantab., Hon. D.C.L . Oxosi.
F.R.S. 27, Dover-street (President of the Royal College of Phy-
sicians). .
SURGEON—Benjamin Travers, Esq., F.R.S., No. 54, Green-street

Grosvenor-square.
SoLimon—Henry Young, Esq., N o. 19, Essex-street, Strand.
ACTUARY—James John Downes, Esq., F.R.A.S.

The advantages offered by this Society are :
ECONOM 1 combined with Security, and Lower Rates of Premiums
than those of any other office, which entitle the assured to participate
in the profits, and considerably lower than those of any other Mutual
Assurance Society.

The WHOLE of the PROFITS are divided every fifth year among
the Assured, and a Bonus is added, after the payment of the Fifth
Annual Premium to every Policy effected on the participating Scale,
if a claim accrue thereon prior to the next division of, profits.
The sum of 397,0001. was added to Polic es at the last division,
which produced an average BONUS of 671. per cent. on the Premiums
paid.

Number of Policies in force 6,600.
The Assurance Fund amounts to 1,340,0001. Income upwards
of 220,0001. per Annum.

No charge for Policy Stamps, nor for Service in the Yeomanry or
Militia Corps.

The subjoined Table shows the advantages offered by this Society,
resulting from low Premiums, and a division of the entire profits
among the Assured:—

6LI , g 2- g .
14 ..G.,., Rog,. . ...s,- 4.'7,11E11122.z EV: bg.
44-c-ig;.E":O2 ...:412E .=.4.1,,, 0-S.; t..)0..5. a..F14.
la' .-E2 gi,Ev .'.12 'F•ro,tc.,@;. -g,4
t''-4s—Tijp-Ig4-1'.1P4 ~E 4 =-' E— . 5 3 .51 41 a
-- oacuot„Ex,, Ec44,4
-4 12ap ,1 .1 ooOn*. .1
i E'l "" H 43 t•-
••--, .-.......---... _____....---
X.s. d. £ £ Z 1854. 1854.
20 21 15 10 1260 260 116 £l2 £l3BB
30 26 13 5 1205 205 125 12 1342
40 33 19 6 1140 140 130 11 1281
50 45 6 0 1030 30 141 10 1181

Assurances cted in the currents ear, 1854, will participate in
,he Profits In 1859.
Prospectuses and full particulars may be obtained on application to
ALEXANDER IrIACDONALD, secretary.