The Sun.
London, England, 1853-04-05 00:00:00

?018/. fts. 3d.1!

1249/.75.6d.

5001.

ON THE DEPOSIT SYSTEM.
If un able to pay, or not
desirous of paying or
omitting topay,thePo-
Hey woad still remain
of its FULL value,
522/.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
qui red. I rhowever the
party, from any cause,
wished to cancel the
Policy, he could not
01113,11,1 v out all helms
put In, viz , 225/., but
0 il.los Od 2257. 5221.257 d 2871. 2s. 9d. a certain bonus of 62/.
2s. 9d, in the ba-gain,
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
•
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagcss and 7 in detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
Idly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from 11 up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years, or any time afterwards. raise his policy to a greater or even
its former amount ; and by this system he can al; all times regulate
his annual savings by his annual expenditure, with the facility in the
aargain of havintt a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets Inte-
rest fur h s !MIRY, ard in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do 1,0
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay Ws current premiums, and, instead of having any
.and to fly to for aid, all his hard-carned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
mor efortunate co-assurers.
such a system is too equitable 'and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised ard adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a b ink because it allows a fair rate
of interest in case o: withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In ease of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
m. gi~lh a ranch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken tt;. rates equivalent to the parti-
cular disease.
Loans from 501. and unwards granted on every kind of security,
real or persopal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture or a Policy.—ln case of inability to pay the currant
premiums, the Directors will eitner purchase the Policy at a fair
market value, or give a new one in lien thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.B.—Agents wanted in all parts of the World.

DR. CULVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row, Carvalho,
147, Fleet-street, Mann, 39, Cornhill. Price One Shilling each; by
post, Is 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."
CONTENTS:—Early Rising—Spring and Summer Mornings—Ex-
cursions about the Environs of London—The Parks, Lanes, Hills
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea —London at Bight—Evenings at Home
Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
Rest, Ease, Occupation, Btc., &c.

FRAGMENTS FROM THE FOUNTAINS. Two Vols.
Vol. I.
VISIT TO THE LAKES; SKETC H OF EDINBURGH, &c.
Vol. 11.
THE LAKES OF KILLARNEY, REMINISCENCES OF
DUBLIN

WHIT TO EAT, DRINK, AND'AVOID,
" That three score years and ten our course may run."
A popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
the young, besets the man of pleasure, business or study, and cm-
Litters old age; with tables and rulesfor the diet and physical mu-
htiou oi every-day life.

Iv.
THE PASSION d.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
SUBJECT ife's pilgrimage, from infancy to old age. The ad-
vent of the passions. Chastity and its Infringement. The casualties
of licentiousness and dissipation, with illustrations, graphic, narra-
tive, and reinediative. Advocacy of early marriages.

THE MARRIAGE STATE.
To be or not to be, thatis the question."
FzoosAminx:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time mid
choice, on both sides, as to age temperament, complexion, and
figure, to secure healthy offspring, with the art of rearing them.
physical defectiveness and its removal. Sterility and its conversion.
Cases, Sce.
By R. J. CULVERWELL, M.D. (1841), M.R.C.S. (1827), L .S. A.
(1824), Twenty-five years Medical and Forensic Referee in there
matters.

Price Is. each; by post, Is. 6d.
To be bad of Sherwood, 23, Paternoster-row ; Carvalho, 147,
Fleet-street; Mann, 39, Cornhill; or of 11. R. Culverwell, M.D..
10, Argyll-place, Regent-street, who may be consulted] daily from
Tea till Me, guidAvea till Niue.