The Sun.
London, England, 1853-04-28 00:00:00

ON TIIE ORDINARY SYSTEM.

'The sum the ordinary
The sum the Life Offices would give
ordinary Life 'him if he were unable
Offices would 'to pay, or if be omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
b Annual thirty :at that or sale 81.65. 3d. after he has
4' Premium ' - earswhen age, of his policy, paid into their coffers
TA itasure the party in case after thirty ,2491.75 6d., and which
.q 500/. is fifty of years'payments they have had the use
3 ears old, , death amounting to I of at compoun
a hewill have will be 2491. 7s. 6d. s interest, or in
tr. Paid into worth which theybsve the event of his death
the office. bad the benefit' one hour after such
of at compound omission or inability
interest. I to pay.
20 $l-68.3d 249/ little more
• , 8.6 d, 5001, than 80/. I NOTHING.
perhaps 901.
t)'''l 'IE DEPOSIT SYSTEM.
Hun able to pay, or not
desirous of paying or
omitting topay,thePo-
Fey would still remain
of its FULL value,
522/.25.7 dAill death, if
20 years after, no far-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Polley, he could not
onlydraw out all hehas
put in, viz., 2251., but
171.106
a certain bonus of 621.
0(1 2 2 51. 5221.257 d 287/. 25. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 20/. or 501.,
diminishing the Policy
only by the assured
• value of the sum se
drawn out at the age
When withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

On en
Ander ,inParison of these two tables it will be seen that a person
ad 'le novel. sysi.em DEPO•ir assurance can secure tef 11
la;,:a_ntiiges, viz., 1,-t. h or a less sum, paid annually, he can assure
2.11y.'," aunt in case of death than under the ordinary system.
thi h the event of a des;.-e to surrender his Policy he can receive
21tites Company, by the above example, which applies to all ages,
.s. times as much as on the ordinary system. 3rdly. In the event
"'f. Ithability of omission to pay, his policy remains still his property,
opts) value as it was, though he cease his current payments
td,i number of years ; whereas on the ordinary system, he gets
aMoug* 4thlY. Should he require to increase or decrease the
hy ni his policy, he can do so at pleasure. He can at any time,
I,l,o'trig a fortnight's notice, withdraw any part from 11 up to the
has `sv
iatrhnount of his previous payments and with interest. Atter he
Yearsv drawn part one year he can, by a single payment, three
it,. f Or anY titne fterwards, raise his policy to a greater or even
aoerrner amount ;gaud by this system he can at all times regulate
irlaal savirps hy Ifis annual expenditure, with the facility in the
IA a bank, 2t. having a fund to fly to in case of necessity, the same as
rest 7n., with this palpable advantage, however, that he gets tote-
the r his mono', and in case of death his family receive more than
anet retboiunt o, his savings. In ordinary Life Offices he can do no
he ceasesng, but his policy at once lapses or is cancelled the moment
nd to fly
to Pay
Ws current premiums, and, instead of having any
the
".11Y to for aid, all his hail-earned savings become forfeited to
ciety, and his misfortunes serve to benefit the pockets of his
ulsuch -tunate co-assurers.
and LE a system _s too equitable and too striking to be overlooked
I,}).olsiiviiriiiiiruasesiurance is the only system of assurance which can be
recognised and adopted. when the principles are impar-
, and its palpable benefits become widely diffused. It
7,..riefrs greater advanages withdrawal, a bank because it allows a fair rate
"taa_l
.sereest in case or and gives twice the amount in the
f the Company to the representatives of the Depositor in
..eef death, thus combining the
A 1/TANTAGES OF A BANK WITH THE BENEFITS OF
In AN ASSURANCE COMPANY.
aao of endowment assurances the advantages of the DEFOSI
gill are still more striking.
411 yr
ANTAGES OF THIS COMPANY UNDER THE ORDINARY
Ie LIFE ASSURANCE BRANCH.
~up
s,_those who prefer this branch Policies are granted from 201. to
",t. on every known principle thereof.
',lves in all but the worst stages of disease, and such as have been
Ijected by other Offices, are taken at rates equivalent to the parti-
. elder disease.
Loare ai _ from 50t. and upwards granted on every kind of security,
Personal, cn the most equitable terms to the borrower
Annaitie'tr
of every description granted on very favourable terms.
a-forfeiture of a Policy.—ln case of inability to pay the currant
Premiums the Directors will eitner purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
resterralionding in amount to the whole of the previous payments
which have been made.
mu:tallied prospectuses with tables in further illustration of the De-
okut "'stem, and any further information may be obtained on appli-
on to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

x.R.—Agents wanted in all parts of the World

MEDICAL ADVICE ON THE SECRET INFIRMITIEi. OF
YOUTH AND MATURITY.
bit SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor
of Medicine, and Matriculated Member of the University 0,
Edinburgh, Honorary Member of the London Hospital Medic
Society, Licentiate of Apothecaries' Hall, London, &c., &c.
MAY be consulted, personally, or by letter, on
the various disorders of the nervous and generative system,
rle„snalting from juvenile irregu'arities and exosses. which have pro-
,, -eu• more misery in youih, degradation in manhood, and prema-
"re decay at all stages of life, than perhaps any other class of dis-
eases known to modes a
patholo^ists. Long and practical experience
in the treatment of these diseases 1, a proved that there are in exist-
ence secret causes of self-acquired miseries and disappointed hopes in
rstallee traceable to certain pernicious habits, to which Nervous
ebility various ;orms of Insanity, Unhappy and Unfruitful Marri-
ages, Impotenc3 Local and Constituidonal Weakness, and their
endless modifications owe their almost entire origin.
It is
the
absolutely necessary that all men should know that there are
principles of personal management which cannot be violated without
grievous penalties, and when wisdom and regret succeed
Italie heyday of inconsiderate self-indulgence, how these penalties
anal "a mitigated, how the sting of their bitterness may be remove
hat fire
thc evil and its consequences may be avoided, and above all,
',pat re iii carcely any degree of physical inflimity or functional
acangement to which the timely aid of science cannot apply a cure.
in )80CTO LA'MERT has for a long series of years been engaged
extensive practice in the treatment of these delica,e corn-
oftilts,
and s the only legally qualified Physician who, regardless the taunts and envy of itellypocritical and mock-modest, has had
LttTee_Tll Opfld epee, through the medium of the public press, to direct
tree. In 10 these enormous evils, irom which no grade of society is
rev
a, si lecting thi department of practice, he has been amply
tr,at'l 1.9 the great success that has attended his efforts in the
earn 0
ei
t of these cases, which are too generally confided to the
rnit,,,Ltinqualifled and ignorant emnirics, who, with their pirated
41 assumed foreign names and titles, and pretended virtues
ba,.._aFDaterit nostrums, have inflicted serious injury on those who
! poen induced to place ialth in their pretensions.
sf.Vr" Zcle for consuitation daily from Eleven till Two, and Ire us
ruer'4l.grit _ All letters must contain the fee of 1/ , and advice and

can he forwarded to any initials or address.
.iat...,,ia.
_desirable that patients wishing to consult Dr. LANIIEP.T
-“vum first obtain a copy of his work on raoGgi.xxx:—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
SELF-PRESERVATION. figure, to secure healthy offspring, with the art of rearing them.
TreatiseteMnerediaticalvei. on the Philosophy of Marriage, and Nervous and Physical defectiveness and its removal. Sterility and its conversion.
c_ .
.e Debility, illustrated by fifty coloured Lugravings, and des- Cases, &c.
ex=4_ll4 a tail the various disorders resulting from secret habits and By R. J. C CLVERWELL, M.D. (1841). M.R.C.S. (1827)., L.S.A.
(I„=_e!._l
ofhe perusal of this treatise will assist in the comet 24), Twenty-five years Medical and Forensic Referee in there
1i17°,.. their
i eases, and may be had, pi:cc 2s 6d, in Engll.3h, matters.
•.,‘:_••ners 6panis k Dutch, Italian, or German of Messrs. I'ipor Price Is. each; by post, Is. 69.
„. ibifoit3ofoanr
fdortyco: gg, paternoster-row; iiarin,3!. 61, oxford-street ; To be had of Sherwood, 23, Paternoster-row ; Carvalho, 147,
forty-two
Siorie. Titchborne-street, Haymarket ;or free Fleet-street ; Mann, 39, Cornhill; or of M. R. Culverwell, M.D..
'111405 117 Bap ° stamps, to any address from thetAuthor's rest- 10, Argyll-place, Regent-street, who may be consulted daily from
0 /9/044141/Et LioltDosr• •-• ....
Ten till FiTe:and Seven till lase.