The Sun.
London, England, 1853-03-08 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would to pay, or if he omitted
It the His give him for to pay his current
end of policy the surrender annual premium of
't3 premiumnu al thirty at that or sale 81.. 3d. after he has
yearswhen age, of his policy, 'rid into their coffers
!satire the Party In case after thirty 2491.75.6 d., and which
°"..nA, . is fifty of years'payments they have had the use
years old, death amounting to of at compound
al hewill have will be 2491. 7s. 6d. interest, or in
. paid into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. i to pay.
little more
201
I '63d. 2491. 75.6 d 5001. than 801. NOTHING.
perhaps 901.
DEPOSIT SYSTEM.
If unable to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
5221.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
• put in, viz., 2251., but
"s 'I 225/. 522/.257d 287/. 213. 9d. a certain bonus of 621.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing therolicy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

, .
._Cht co
miale „toParison of these two tables
ce can secure the follow-
it will be seen that a person
gig 4 'Lle novel system of DEPOSIT assuran
annually he can assure
4 la,.:antages, viz., Ist. For a less sum, Paid
his Policy he can receive
2tieet aura in case of death than under the ordinary system.
18 in the event of a desire to surrender
tok,,T Company, by the above example, 1Y
3rdly. In the event
applies to all ages,
er ~.c.:. times as much as on the ordinary system._hiac
sawn his property,
cr i'li bilitY or omission to pay, his policy rem
his current payments
tor 4,4,,,e1ne value as it was, though he ceaserdinary
system, .he gets
ttothitir °tubber of years ; whereas on the
ine crease or decrease the Necogt• 4thly. Should he require
pleasure.
He can at any time,
°3' gi,i of his policy, he can do so at
part from 11. up to the
Ivitoi
ado fortnight's notice, withdraw any
In interest. After he
/Ik, e unt of his previous payments and wi
avment, three
S Withdr
he can by a single p- - or even
ears awn part one year ,
to a greater itl fe' et any time afterwards. raise his policy
t all times regulate
/no 4..41:1er aniount ; and by this system.he can
with the facility in the
I,)arantal savings by his annual expenditure
sity, the same as '4, a. b n f having a fund to fly to in case of neces
that he gets Into-
cst , nk, with this palpable advantage, however,
ive mere than
to ux. hta Meney, and in case of death his family rece
be can do no
ejltll i'trollt of his savings. In ordinary Life 0 e
ifieclised the moment
c,4Blng, but his policy at once lapses or is cantec
ad of having any
11,.?nd trse: to Pay his current premiums, and, ins
me forfeited to
.10 Bo -Ay to his all his hard-earned savings beco
kets of his
bier_ iety, and misfortunes serve to benefit the poc
meeilortunate co-assurers.
overlooked
ael,l h 1 e eYstein is too equitable and too striking to be
h can be
bt, tPosIT assurance is the only system of assurance
ar-
anvsally reco nised and adopted when the principlesare imp _
e°ll44ativassed. and its palpable benefits become widely diffused. It
ofit,„ greater advantages than a bank because it allows'
a fair
rnrthe
aiar. rest in case of withdrawal, and gives twice the amount . u •,t4e o'f. the Company to the representatives of the Depositor I
41) death, thus combining the
I'ANTAGES OF A BANK WITH THE BENEFITS OF
A/4 ~,. AN ASSURANCE COMPANY.
vic,.._"o of endowment assurances the advantages of the DEPOSIT
Arpin are still more striking.
41'ITAGES OF THIS COMPANY UNDER THE ORDINARY
b ths LIFE ASSURANCE RCH. .000 z. e
e Who prefer this branch Policiesß arANe granted from 201. to
r Ave,Bll"erY known principle thereof.
Net" in all but the worst stages of disease, and such as have been
etgar di Y. other Offices, are taken at rates equivalent to the putt-
Lf)., ' ease.
real
t-e 7.8 frorn 50/. and upwards granted on every kind of security,
zlnurtei.,r"oal, on the most equitable terms to the borrower
•,,ea_to s'' of every description granted on very favourable terms.
SPrteci,_ rfeiture of a Polfcy.—ln case of inability to pay the currant
ritcTo the Directors will either purchase the Policy at a fair
.4t coZalue, or give a new one in lieu thereof, less 5 per cent., into-
which "esDonding in amount to the whole of the previous payments
etni?,eve been made.
Do,itt y'e(l Pros
Pectuse with tables in further illustration of the De-
C4ti°ll t ---' euld an urther information may be obtained on appli-
-0 the Agents it; the country, or to
CHARLES W. REV" Resident secretary.
2.T.113;!-TAZO3t4 Walitca 171 all PO 4 the Wend.

IVEW SOUTH WALES GOLD MINES.
Office in London—l 6, Cornhill.
Agent In Sydney TIMM; P....._q-..--Rwiter-street, grimy. -
The Committee have the pleasure of infonning the 11111teltolders
that they have received specimens of auriferous quartz, taken from
the Company's lands in the Hunter River district, and that upon
subjecting them to analysis the following result is given:—
" Assay-office, 79, Batton-garden, London, February, 1853.
"The specimen of gold quartz assayed for the New South Wales
Gold Mining Company contains 14 ounces of fine gold to the ton of
20 cwt. of quartz. (Signed) "JOHNSON and MATTEtpIr."
This return, at the price of gold at 4/. per ounce, must yield the
most extraordinary results, and in making this communication the
Committee have likeivise the pleasure of stating, that of the freehold
auriferous land now absolutely in their possession, they have entered
into a conditional contract for the disposal of 500 acres on such
terms as alone place this Company in a position equal to many
others commanding a very high premium, and also that measures
of the most active description, both here and at Sydney, are now in
progress, by which the interests of tke undertaking will be insured
to the fullest extent. A detailed report will be shortly issued.
By order of the Board,
R. M. WESTMACOTT, F.G.S., Managing Director.
March 3, 1853.

THE GREAT HEWAS UNITED TIN
MINING COMPANY, conducted on the Cost-book principle,
Capital, 30,0001., in 30,000 Shares of It. each, fully paid up.
COMMITTEE OF MANAGEMENT.

Josiah H. Hitchins, Esq., Consulting Mining Engineer of the Devon
Great Consols.
John ltanken Davidson, Esq., of Hill End Works, Greenock, N. 8.,
and Finchley, Middlesex.
W. Wilberforce Pearson, Esq., Chairman of the British Electric
Telegraph Company.
James Walkinshaw, Esq., Sackyille-street, London.
With power to add to their number.
INTERIM SECRETARY—Thomas Latham.
BANKERS—The Union Bank of London.
BROKERS—Dowling and Borthwiek, 75, Old Broad-street.
, City.
Offices of the Company, 12, Bishopgate Within
These !nines are situated in the parishes of St. Ewe and Mewan,
in the county of Cornwall, and constitute in themselves a district of
well-known celebrity for mineral riches.
The grants of the setts are for 21 years, from C. H. J. Hawkins,
Esq., and the Earl of Mount Edgecombe, at the unusually favourable
dues of 1-24th and 1-16th.
The mines are distant only about four miles from the place of ship-
ment, so that there will be a cheap transit for the ores, and for the
carriage of materials to the mines.
There are many productive lodes comprised within the limits of the
setts, several of which have been sufficiently tested, and worked on,
to justify the concurrent testimony and decided opinions offered in
the accompanying reports.
The present Company is formed for working these celebrated
mines, and it is only necessary to lay a few facts before the public
relating to their past and present circumstances and position, to jus-
tify their being strongly recommended as a most profitable invest-
ment.
A very large sum of money was expended some years ago in laying
open these mines, and at that time the prodrction exceeded forty
tone of tin ore per month ; owing, however, to the low price of tin,
and the expensive and inefficient management, the operations were
discontinued.
The same quantity of tin ore can at once be raised when the mines
are brought into operation, and at anything like the present price of
701. per ton, there would be derivable a clear gain of 1,2001. per
month.
The mines are 26 fathoms deep, and there are 10 levels, from which
a produce of 60 tons per month may reasonably be calculated on ;
but, it is confidently expected that, from fresh discoveries consequent
upon the extension of the present levels, and the more economical
working of the different lodes, much greater returns will be
realised.
There is also a large tract of virgin ground immediately adjoining
to the eastward, where several lodes of great promise have been
opened, from which, at present, some very excellent tin ore is being
raised, and which will also admit of being worked to the greatest
advantage from the present Company's main engine-shaft at all the
different deeper levels. •
An arrangement has been made with the present proprietors, by
which the leases, steam-engine, water-wheel, stamps, and all the
machinery and buildings whatsoever, with the mines, will be assigned
to the new company for 9,0001., and the amount will be taken and
held in shares in this Company.

With the assistance of a new and powerful steam-engine, which
will be immediatcly erected, and other requisite machinery, the
whole will be in perfect working order within six months.
Assuming, at a very moderate calculation, that 50
tons are raised pe.r month, the annual receipts, at
701 per ton, would be ..., ................ •• • • £42,000 0 0
Deduct dues, working expenses, and all other
charges, at 1,8001. per month .... ...... 21,600 0 0.

Leaves. ... •. • • 20,400 0 0
of annual return on a capital 0f30,0001.
The mines being in the Duchy of Cornwall, will be conducted on
the Cost-book principle, under the stannary laws, and, consequently,
no deed will require to be signed.
Applications for shares may be made, in the annexed forms, to
Messrs. Dowling and Borthavick, 75, Old Broad-street; or to the
Secretary, at the Offices of the Company.

Report of Captain John Webb, on tke Great llewas Mine.
Gentlemen,—This ',yen-known tin mine needs no comment, being
famous for tin. It cea..led to work about thirty-Ave years since. An
attempt was made some four or Ave years since to resume working
by some parties of limited capital, who drained the mine to the thirty-
six fathom level only, where the monthly returns were from seven to
eight tons of tin per month, and embarrassing circumstances caused
abandonment.
The engine shaft is sunk to a 126-fathom level, giving nine levels
below the thirty-six, t) extend eastward into whole ground, where
there is no doubt of making important discoveries.
There is much tin groutd throughout the various levels that will
now work to a profit, and was not valued In the old workings; the
highest tribute then given was 7s. in the pound. A great quantity
of tin per month may safely be calculated o in twelve months after
the engine and the necessary plant is Axedn , which will fetch at this
time nearly 701. per ton.
There are great advantages for immediate working, viz.. a strong
well-built engine-house, stack, smithery, carpentry, and other build-
ings ; the engine-shaft timbered and well secured to the thirty-six
fathom level, besides several other shafts, which cost many thousands
of pounds.
A capital of 17,0001. to 18,0001. will place this mine in good re-
pute, and soon on the dividend list.
The advantages over the last working, viz., the improved machi-
nery, mode of working, dressing the ores, the healthy state of the
tin trade, are considerable. I can conscientiously recommend this
investment to my best friends, being fully persuaded that shares will
be worth 100 per cent. (if the mine is well managed at surface and
underground) in twelve months after drained to bottom.

Report of John Jenkins on Great Hewes Mine.
Agreeably to your request, I hand you a Report on the above
Mine :
The sump shaft is down 126 fathoms below the adit level, which
will leave thousands of fathoms of tin ground open for tributers to
work on, which can be worked from 7s. to 10s. in the pound, if the
water is drained out.
I believe you could raise a great quantity of tin per month on the
lode that is open in the old mine. Looking at the lode east and west
of the old workings, I say, put up an engine of sufficient power in
the old house to fork the mine, which can be done with less outlay
than some calculate. The house is up; the sump is down; the
ladler-road is complete to 36 fathom level; a lift of pumps is stand-
ing in a cistern at this level (worth 100/.) An engine can be put up
in Oils house, and the water forked to the 36 fathom level in three
months. At this level only you could raise from six to seven tons
of t!n per month ; the levels in the mine are the-36, 48, 58, 66, 76,
86, 96, 106, 116, and 126—as soon as these levels are drained of
water, extend them east and west on the lode, through the caurses
of tin. The sump
is down to a sufficient depth to work the mine for
20 years, and not sink another lift. A 70-inch engine is sufficient for the
draught engine—a steam stamps and whim will be required. I have
worked to the mine for seven or eight years, and in nearly all the
levels. My opinion is, if the mine is worked in this way, she will he
one of the best paying tin mines in the county.
Report of William Ham on Great Hewes Mine.
I worked in Hewes Mine for many'ear.; during the time it was
found so productive for tin, being of the best tin mines in the
county ; but was worked in a most extravagant manner, and was
raising nearly 40 tons of per month when shoe©
in
ill fetch ; the price
was then low (about 401. per ton). At this time it w
701. per ton.
The mine is sunk 126 fathoms below adit. There was a good lode
in the 126 east end when the mineknocked.
There is plenty of ground remaining in the upper levels that will
pay well for working. I believe, by a
extending the level eastward,
important discoveries will be made, and a profitble mine will be
found.

FORM OF APPLICATION FOR OASES.
Gentlemen,--I request you will allot to me shares of 1/.
each, in the Great Rewas United Tin mining Company, and I hereby
undertake to accept the same, or any less number that may be
allotted to me,' and to pay the amount thereon.
lam, Gentlemen, your obedient servant,

Name in full
Address... • .• •• • • ..... " "
Profession or Business • • • • • •
Reference .. •• •• ' •

DR. CIILVERWELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoster-row, Carvalho,
147. Fleet-street; Mann, 39, Cernhill. Price One Shilling each; by
post, is 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."

CONTENTS :—Early Rising—Spring and Summer Mornings—Ex-
cursions about the Environs of London—The Parks, Lanes, mils
Forests, Fields, High-roads, and other pleasant places—Country
Trips and Rambles—The Sea —London at Night—Evenings at Home
Music—The Drama—On Eating, Drinking, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.
IL

FRAGMENTS FROM THE FOUNTAINS. Two Vols.
Vol. I.
VISIT TO THE LAKES;
VSKETCoI. lI.H OF EDINBURGH. &c.

THE LAKES OF KILLARNEY' REMINISCENCES OF
DUBLIN, Stc.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten our course may run."
A. popular review of almost every form (cause and cure) of ner-
vously-debilitated health and enfeebled constitution that harasses
tie young, besets the man of pleasure, business or study, and em-
bitters old age; with tables awl rulesfir the diet and physical regu-
lation of every-day life.

Iv.
THE PASSIONS.
" What passions hurt the body—what improve,
Truths as refined as Athens ever heard."
SUBJECT :—Life's pilgrimage, from infancy to old age. The ad-
vent of the passim* Chastity and its infringement. The casualties
oflicentiousness and dissipation, with illustrations, graphic, narra-
tive, and remediative. Advocacy
Tof early marriages.

. _
THE MARRIAGE STATE.
To be or not to be, that is the question."
PROGRABIME :—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion, and
figure, 'to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility audits conversion,
Cases &c.
By 'R. J. CHLVERWF,LL, M.D. (1841), M.R.C.S. (1827), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in there
matters.

Price Is. each; by post, is. 6d.
To be bad of Sherwood, 23, Paternoster-row ; Carvalbo, 147,
Fleet-street; Mann, 39, Cornhill; or of M. R. Cuiverwell, M.D.,
10, Argyll-place, Regent-street, who may be consulted daily from
Ten till Five, and Seven till Nino.

7%
*lB%
!?34

Time.

CITY IMPROVEMENTS.—What a change !
‘..1 since the days of Chaucer and the Canterbury pilgrims ; then
the trading metropolis of the universe had but few Business Houses,
and a small amount of trade. Look now at the increased popula-
tion, the intelligence and importance of all classes, which have
claims in business before unknown. The purposes for which the
gigantic Establishments of E. MOSES and SON were built have been
fully explained, and the manner in which business is there trans-
acted has proved City improvements" highly satisfactory. These
improvements E. Moms and Son have carried beyond the boundaries
of the City, the same principles of business being pursued at their
Branch, NEW OXFORD-STREET, corner of HART-STREET. The money
saved by individuals and families by patronising each Branch of
E. MOSES and SON'S business has been regarded as the greatest im-
provement of all. The telegraphic wires, which will soon connect
each part of the City, is an improvement in the way of dispatch, and
is illustrative of the speed and correctness manifested in all com-
mands given ;to E. MOSES and Sow—whether these are for Attire,
to measure or ready made—for Wateiproof Clothing or the easiest
and most fashionable Sporting Dress—for Overcoats, Wrappers, or
Paletots—for Juvenile Clothing, in the newest styles—for Hosiery,
Hats and Caps, or Boots and Shoes—the superior quality and econo-
mical charges at E. MOSES and Soses is the greatest " City improve-
ment;" for Ladies, Gentlemen, and Families.

Terrace'
Pier.

Direct
Omnil
every qi
BRUNS