The Sun.
London, England, 1853-02-12 00:00:00

ON TETE ORDINARY SYSTEM.

,The sum the ordinary
The sum the (Life Offices would give
LA ordinary Life diirn if he were unable
Offices would to pay, or if he omitted
f At the Ms give him for to pay his current
end of policy the surrender annual premium of
Annual thirty at that or sale Si. 6s. 3d. after he has
t Premium yearswhen age, of his policy, paid into their coffers
to assure the party In case after thirty 1249/.75.6d., and which
E sow.° is fifty of years'payments they have had the use
years old, death I amounting to of at compouni
hewill have will be, 2491. 75. 6d. 1I interest,f or in
paid Into worth which theyhave the event of his death
the office. had the benefit one hour after such
of at compound omission or inability
interest. to pay.
little more
20i8/. Gs. 3d.2491. 73.6 d. sow. than W. NOTHING.
perhaps 90!.
ON THE DEPOSIT SYSTEM.
Ifunable to pay, or not
desirous of paying or
omitting topay,thePo-
liey would still remain
of its FULL value,
' ' 522/.28-.TE:tiliffektliTir
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party,from any cause,
wished to cancel the
Policy, be could not
onlydraw out all hehas
put in, Vz., 225/., but
2111r1.10s Od 225/. 5227.257 I 2311. 23.9 d. a certain bonus of 62/.
2s. 9d. in the bargain,
wh;ch is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 20/. or 50/.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

at
4Re rates here selected are those adopted by the English and
,atetabrian Office, and advertised in its distinctive features as low
premium, and professedly for the lower and midling classes.
Most offices, particularly the older ones, such as the Scottish
reqtritable and the Globe, these rates would be much higher. Is the
b IT'oer of
101. 7s. 6d., with 10 shillings per cent. entrance fee, would
,Ice rate to insure 5001. at 20 years of age. In the latter 8/. 13s 4d..
the the same sum. The higher the rate the more in favour of
Ircaosix system.
te„1.8,,,.M0 ley laid out at compound interest DOUBLES ITSELF every four-
Years.
grader comparison of these two tables it will be seen that a person
tim novel system of DEPoSIT assurance can secure the follow-
'', Vtdvantages, Ist. For a less sum, paid annually,hecan assure
24rg the
aver siqum in case of death than under ordinary system.
ti!3:• ln the event of a desire to surrender his Policy he can receive
'os Company, by the above example, which applies to all ages,
oFI-ttz times as much as on the ordinary system. 3rdly. In the event
0, Inability or omission to pay, his policy remains still his property,
for 414 saute value as it was, though he cease his current payments
tiot,sanY number of years ; whereas on the ordinary system, he ge
ro„,,ging. 4thly Should he require to increase or decrease the
by 'int of his policy,. he can do so at pleasure. He can at any time,
avtB,l;l,l"flg a fortnight's notice, withdraw any part from it up to the
amount of his previous payments and with interest. After he
yea Withdrawn part one year he can, by a single payment, three
its._ll. or any time afterwards- raise his policy to a greater or even
his mealier amount ; and by this system he can at all times regulate
annual savings by his annual expenditure, with the facility in the
Itta‘_klit of having a fund to fly to in case of necessity, the same as
ten bank. with this palpable advantage, however, that he gets 'lite-
the "nv his money, and in case of death his family receive more than
tate:Toont of his savings. In ordinary Life Offices be can do no
he but his policy at ence lapses or is cancelled the moment
fgB,;-,ses to pay his current premiums, and, instead of having any
titB_`°l3* to for aid, all his bard-earned savings become forfeited to
fore.osetY, and his misfortunes serve to benefit the pockets of his
fortunate co-assurers.
14144... eh sYstem is too equitable ard too striking to be overlooked
timvuetpesiT assurance is the only system of assurance which cau be
tittit,rsallY recognized and adopted when the principles are impar-
eerde_e_aovaared, and its palpable benefits become widely diffused. It
ort„,: greater rulvantages than a bsnk because it allows a fai!' rate
Lea.:it rest in case of withdrawal, ard gives twice the amount in the
crawled' the Company to the representatives of the Depositor in
.4."';! death. thus S
combining the
V ANTAGE OF A ItANK WITH THE BENEFITS OF
eas AN ASSURANCE COMPANY.
thte sof endowment assurances the advantages of the DEPOSIT
Awyn are still more striking.
ICTAGES OF THIS COMPANY UNDER THE ORDINARY
'to th,, LIFE ASSURANCE BRANCH.
..0001 se Who prefer this branch Policies are granted from 201. to
1,t,,;„,11 every known principle thereof.
rejetts` 11 all but the worst stages of disease, and such as have been
enlar hy other Offices, are taken at rates equivalent to the parti-
dl'ea4e.
recqacßrS irora 501. and upwards granted on every kind of secrrity,
annertirsonal, on the most equitable terms to the borrower
Now° 9 Of every description granted on v•ety favourable terms.
DrBeet.. rteiture of a Policy —ln case of inability to pay the currant
Thar --et the Directors win eitner purchase the Policy at a. fair
teat CO value, or give a new one in lieu thereof, less 5 per cent., into-
Which value, or
in amount to the whole of the previous payments
I)staiye been made.
8, ell Prospectuses with tables in further illustration of the De-
'ationletc, and any further
gritinformaon may be obtained on app.
the Agents in the country,
CHARLES W. BEVAN, Resident Secretary.

l'.4"""•-• wanted th ali oartg of the World.
1)11. 0
ULVERWELL'S NEW WORKS.
Dpst,
Gistreet, mann, 39,
"7. FiecT° be had of Sherwood, 23, Paternoster-row, Carvalho,
Cernhill. Price One Shilling each ; by

ENJOYMENT OF LIFE.
__.__e.,,
cow. " Health, Recreation, and Rational Use or Tim
euratotBNTs ; Early Rising--Spring and Summer
Parks, Lanes, Hills
I.o__ is about the Environs of London—The .
_es _
C Country
Trit"ts, Fields, high-roads, and other pleasant Pis
s at Home
Mornings—Ex-
-11,11.1)8 and Rambles—The Sea —London at . ~..,
1.,1810--The Drama—On Eating Drinking'Sleeping,
4, at, Ease, Occupation, &c., &c.' Bathing, "5-.2-
*PEr.i
11. rRAGMENTS FROM THE FOUNTAINS. Two Vols.
Vol. I.
'VISIT qo THE LAKES; SKETCH OF EDINBURGH, &c.
Vol. 11.
TRE LAKES OF KILLARNEY; REMINISCENCES OF
DUBLIN, &a.
111.
WHAT TO EAT, DRINK, AND AVOID,
A . "That three score years and ten on course nsay run."
1.-
‘,S•_,PoPnlar review of almost every form (cause and cure) of ne
bitter°sun
illen'aiY-clebilitated health and enfeebled constitution that harasses
g. besets the man of pleasure, business or study, and em-
u., old age ; with tables and rnlesfor the diet and physical regu-
'°ll of every-day life.

. _
TUE PASSIONS.
Stna
" What passions hurt the body—what improve,
rEcT :—Life's
Truths as refined as Athens ever heard."
pilgrimage, from lincy to old age. The ad-
Vent of the passions. Chastity and its infringement. The casualties
ffllcentiousness and dissipation, with illustrations, graphic,
",e, Sod renaediative. Advocacy of early marriages. narra-
V.
THE MARRIAGE STATE.
. To be or not to be, that is the question."
Pile.,
I ---"MR:—Las and obligations of natuie, society, and reli-
R_on regamun
g ntarriage, to be observed by either sex. Time and
eleY9golee, on both sides, as to age temperament, complexion, and
..0 re, to secure healthy offspring, with the art of rearing them.
essi,cal&cd.etectlyenesa and Its remove. Sterility and its conversion ,
Twenty-five
y it. J. CCLVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
‘trtl''2att4C;s. Years Medical and Forensic Referee in there
Price Is. each; by post, Is. 61.
,V 44 To be had ,-,
st of Sherwood, 23, Paternoster-roar Carveho, 147,
i.!ee. r reet ; ±daun, 39, Coral"' or of M. R. Calverwell, M. 1).,
~pll-place, itegent•street, who may be consulted daily from
mu Fly% and se
vouUlt Nine.