The Sun.
London, England, 1853-01-15 00:00:00

BANKERS,

Sir Charles Price, Marryat, and Co., 1, King William-street, London.

PHYSICIANS,

Dr. Lewis, Finsbury-place.
1)r. Scanlan, 21, Upper Seymour-street West, Connaught-square.

SURGEONS.
IT. T. Chapman, Esq., 16, Lower Seymounstrect, Portman-square.
31.1eheel Teevan, Esq., 44, Gloucester-place, Hyde-park-gardens.

CONSULTING ACTUARY.
Francis G. P. Nelson, E4q., F.L.S.
INSPECTOR OP AGENCIES.
F. P. F. stronsberg, Esq.
STANDING COUNSEL.
William Wellington Cooper, Esq., Now-square, Lincoln's-inn.

SOLICITORS.
Messrs. Hill and Mathews St. Mary-axe.
RESIDENT SECRETARY.
Charles W. Bevan, Esq.

The publi
Deposit Sys
by. and is u
Esq., F.L S.

le is respectfully invited to examine the principles of the
;tern of Assurance, which is based upon tables calculated
miler the immediate supervision of, Francis G. P. Nelson,
the Consulting Actuary to the Company.
live Tables to assure 5001. on death, by a person aged
t birthday, on the ORDINARY and on the DEPOSIT system

COmparat
twenty next
ofAssuranei

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Life him if he were unable
Offices would to pay, or if he omitted
At the His give him for to pay his current
end of policy the surrender annual premium of
4) Annual thirty at that or sale 81.65. 3d. after he has
"g premium yearswhen age, of his policy, paid into their coffers
to assure the party in case after thirty 2491.7 s 6d., and which
5001.* is fifty of reaapayments they have had the use
-p years old, death amounting to of at compound
hewillhave will be 2491. 7s. 6d. interest,t or in
paid into werthWhichtheyhave the event of his death
the office. 'had the benefit one hour after such
of at compound omission or Liability
interest. to pay.
little moreo~ri
/. 6s. 3d.: 249 /. 78.6 d. 5001. than 801. NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Ifun able t o pay, or not
desirous of paying or
omitting topay,th ere-
Hey would still remain
of its FULL value,
5221.25.7d.ti1l death, if
20 years after, no fur-
ther payment beingre-
(mired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all hehas
put In. viz., 2251., but
20 H. lOs Od 225/. 522/.257d 2371, 21. 9d. a certain bonus of 621.
2s. 9d, in the bargain,
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
whendpar.agov
na:ovfaiSieede
nswpal.ntuhN,tilearilt the age
Pamphlet, by
, Esq.

* The rates here selected are those adopted by the English and Cambrian Office, and advertised in its distinctive features as low
In
ratmostee of poffices,remiu, and professedly for the lower and
taidd:ing claws.
particularly the older ones, such as the Scottish mP
Per cent entrance Equitable and the Globe, these rates would he much higher. In the
Liar ofage. I the ranee fee, would
former of 101. 7s.
5001.6d.,w1tbati 020ehyl
to Insure . • n latter 8/. 13s 4li ~
he the rate
'max every four-
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
thatliecaan pa:or:
t Money laid out at compound interest Dormers i
teen years.
of these two tables
sum itpaiwidllanhiemsaelelny,
On comparison
under the novel system of Deroser assurance can secure the follow
lag advantages, • --'' . death than under the ordinary system.
via., Ist. st For a less .
a larger sum
to surrender his Policy lie can receive
in case of
2ndly. In the event of a desire
in this Company, by the above
na system. 3rdly. In the eventexi ample, which applies to all age.,
THREE times as mach as on the ordinary
of inability or omission to pay, his policy remains still his property,
of the same value as system, he gets
nothing. 4thly. Should he require to increase or decrease the
it was, though he cease his current payments
for any number of years ;
whereas on the ordinary
amount of his
policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from 11. up to the
Whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
Years, or any time afterwards. raise his policy
to a greater or even
is former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity,
in a hank, with this palpable advantage, however, that he gets inte-
restthe same as
for his money, and in case of death his family receive mere than
the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
flind to ily, to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes servo to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bunk because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSI T
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER. THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 50/. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Polley —ln ease of inability to pay the
entrant
premiums, the Directors will either 'purchase the Policy at a fair
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest cornsponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De-
cation to the Agents i
pos4t system, and any n
the country, or further informatito on may be obtained „
On appu-
CHARLES W. BRYAN, Resident Secretary,

li.Be7Ailenta wan Win all parts of the woad.

DR. CULVER W ELL'S NEW WORKS.
To be had of Sherwood, 23, Paternoser-row , Crrvalho,
147, fleet-street ; Mann, 39, Cornhill. Price Ono Shilling ea ch ; by
post, is 6d.

ENJOYMENT OF LIFE.
"Health, Recreation, and Rational Use of Time."

CONTENTS :—Early Rising—Spring and Summer Mornirigs—Ex-
elusions about the Environs of London—The Parks, Lanes, Hillr,
Forests, Fields, High-roads, and other pleasant places---Country
Trips and Rambles—The Sea —London at Night—Evenings at Home
Music —Tne Drama—On Eating, Drinking, Sleeping, Bathing, Air,
Rest, Ease, Occupation, &c., &c.
rr.

FRAGMENTS FROM THE FOUNTAINS. Two Vols.
Vol. I.
VISIT TO THE LAKES ; SKETCH OF EDINBURGH. Ecu.
Vol. 11.
THE LAKES OF KILLARNEY ; REMINISCENCES OF
DUBLIN, Br.c.
WHAT TO EAT, DRINK, AND AVOID,
" That three score years and ten our course may ran."
A popular review of almost every form (cause and cure) of twer-
vously-debilitated health and enfeebled constitution that eituras"
Bo young, besets the man of pleasure, business or study, and em-
bitters old age ; with tables and rules for the diet and physical regu-
lation of every-day life.

rv.
THE rAssToxs.
" What passions hurt the body—what improve,
Truths as relined as Athens ever heard."
SUBJECT :—Life's pilgrimage, from infancy to old age. The ad-
vent of the passions. Chastity and its infringement. The casualties
of licentiousness and dissipation, with illustrations, graphic, narra-
tive, and remediative. Advocacy of early marriages.

THE MARRIAGE STATE.
"To be or not to be, that is the question."
tutu:mamma :—Laws and obligations of nature, society, and reli-
gion regarding marriage, to be observed by either sex. Time and
choice, on both sides, as to age temperament, complexion. and
figure, to secure healthy offspring, with the art of rearing them.
Physical defectiveness and its removal. Sterility and its conversion.
Cases, &c.
By R. J. CIi7LVERWELL, M.D. (1841), M.R.C.S. (1827), L.S.A.
(1824), Twenty-five years Medical and Forensic Referee in these
'natters.

Price Is. each; by post, Is. 6d.
To be had of Sherwood, 23, Paternoster-row ; Carvalbo, 147,
fleet-street; Mann, 39, Cornhill ; or of M. It. Culverwell,
10, Argyll-place. Regent•street, who may be consulted daily from
Ten till Five, and Seven till Nine.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by 11. Bailer°, 219, Regent-street, London.

No I.
live., in cloth. price 5
ON TRUE & FALSE s• by post free, Ss. 6d,,
in relation to the Troatmeat
with the
the Correction of wide-spread Errors
wto SPERMATORRHCEA,
,orBand Core of Sufferers from Debility of the
Vie
Translated from etrealGlTYPechondriasis.
"Dr. Pickford is known to Emremsanhlreoafdperrs.
Generative System
by his
FfrOegßuDent
mei.
a literature. This is the first
-agrant evil be
yaddressednot himself to the non-medi-
cal contributions to German
time, be informs us, that he has
the last, if he shall
former
its aim
ainmummboerretchlaettalref,
detectd We trust tis ma
any other equally a
e should recur to this
cower to eorrect."—London Medical whichei,t
ximaayy be , in
1851 T.
Gazette.
work, in order to
"We promised
i ne
exhibit 1 fbol
with great severity the impostors who makey.ll ,
The author lashes
on the credulity of the public. The tribe of iN ellhood by preying
and ' Medical Friends,' aro mercilessly exposedQ.aiet BYmnthisen''
could find its way into the hands of those who starer fro
and if this book
plaint of which it treats, we are satisfied that many hundreds e'en-
be saved much needless suffering of body and mind, '" what
would
less importance, though it is that which the quacks
most Phat is
much money ... • • •This volume is well qualified to put an end to the—
empirical system of treating Spermatorrhcea, and to place the treat-
mentmore rational and physiolotri , cal basis. It is, upon atherefore
likely to do much good."—Medical Circular,,
June 16, 1852.

No. 11.
Bvo., in cloth, price 3s. 6d., by post free, 45.,
THE CURE OF STRICTURE OF THE URETHRA, on prind
plea at once Simple, Safe, and Efficient, in even its most Inveterate
and apparently Intractable Forms.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England.

"In proof of his views he (Mr. Courtenay) has given
be history of a great many cases successfully treated, as bad
as any which Mr. Syme adduced, and on which he had operated.
Such are cases ix., xi., xii., and xvili. No. ix. had resisted, for a
period of twelve yews, the treatment by dllitation, and was finally
removed in as many weeks. But cases xviii. and xix. appear, both
in duration, severity, and complication of symptoms, of a more ag•
gravated character than any detailed by Mr. Syme, and yet thz
treatment adopted by Mr. Courtenay proved eminently succesaftd."l
=Profciaor Wan on the Treatment of Stricture.