The Sun.
London, England, 1853-03-29 00:00:00

ON THE ORDINARY SYSTEM.

The sum the ordinary
The sum the Life Offices would give
ordinary Lin him if he were unable
Offices would. to pay, or if he omiVed
Ms give him for to pay his current
policy the surrender annual premium of
at that or sale Si. es. 3d. after he has
age, of his policy, paid into their coffers
in case after thirty 2491.75.6 d., and which
of years'payments they have had the use
death; amounting to of at compouni
will be 2491.75. 6d. interest, or in
worth which theyhave the event of his death
bad the benefit; one hour after such
lof at compound omission or inability
interest. I to pay.

little more
than 801. NoTmslo.
perhaps 901.

ON THE DEPOSIT SYSTEM.

If un able to pay, or not
desirous of paying or
omitting topay,thePo-
Hey would still remain
of its FULL value,
5221.25.7d.ti1l death, if
20 years after, no Mr-
titer payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw out all heh as
put in, viz., 2251., but
20 "1. lOs Od 2251. 5221.287 d 2871. 23. 9(1. a certain bonus of 62/.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum so
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. 'Nelson, Esq.
On comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
We,- Pt
anni. !mid an ha ran asanra

on comparison of these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, via., Ist. For a lees sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
he can receive
Yiplly. In the event of a desire to surrender his
in this Company, by the above example, which Policy applies to all ages,
THREE times as much as on the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on
to the ordinary syst
decem,
ease he gets
nothing. 4thly. Should he require eor r
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, withdraw any part from It up to the
whole amount of his previous paements and with interest. After he
Yes withdrawn part one year he can, by a single payment, three
Years, or any time afterwards. raise his policy to a greater or even
its former amount ; and by this system he can ath
the all timesfacility i regnulatthe
e
his annual savings by his aunual expenditure, it
bargain of having a fluid to fly to in case
hoowev f neer cessi
thatty, the
gets same
Inte-
as
in a bank, with this palpable advantage, , he
rest for his money, and in case of death his family receive more tha
an
the amount of his savings. In ordinary Life Offices do
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fluid to Ily to for aid, all his hard•earned savings become forfeited
his
to
the society, and his misfortunes serve to benefit the pockets of
Dior efortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a b ink because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor in
case of death, thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 201. to
5,0001. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have bean
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of secuityr
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms
Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums, the Directors will eitner purchase the Policy at a far
market value, or give a new one in lieu thereof, less 5 per cent., inte-
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of the De-
posit system, and any further information may be obtained on
apph-
Cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary, .

11.81.4 gents tainted In all parts of the World,

FALSEHOOD :—Gratis on application, or post
free for two stamps, " Disproof" of the falsehoods contained
In a handbill now distributing with the view to injure the" Post-Office
London Directory ;" and a Review provin.r, in names selected by
F. W. Watkins, a proportion of error giving in connection with the
names in the Street K-y of " Watkins's London Directory for 1853"
one hundred and thirteen thousand blunders.
eye As V erc is reason to believe that the unsold copies of Wat-
kin's Directory will (with some trifling addenda) be produced as a
" March Edition," persons importuned to purchase the work, should,
before pledging themselves to do so, obtain these Reviews, when (as
the page at which each error occurs is quoted) they can readily lest
whether the book offered is a new edition or contains these
blunders. . _

ADVANTAGES in JUVENILE ATTIRE
this EASTER.—As certain as Gold comes from Australia,
Silks from India, or Tea from China, all advantages in DRESS
must come from the gigantic Business of E. MOSES and SON; and
ATTIRE fashionable, cheap, superior in quality, and suitable for all
seasons, professions, and occupations, may always be obtained at
S. MOSES and SON'S, ALDGATE and MINORIES, or NEW
OXFORD-STREET, corner of Hart-street, where many advan-
tages in JUVENILE ATTIRE for Easter may be secured. The
materials are the best se'ections which can be made—another in-
starce of the success of E. MOSES and SON'S buyers in fabrics for
JUVENILE CLOTHING, The Bespoke Department offers advan-
tages in fit, style, grace, neatness, and comfort, aecompanied with
punctuality. dispatch and economy not to be met with elsewhere.
The READY-MADE BRANCH is replete with new fabrics, new
Styles, and elegant designs in YOUTHS' and CHILDREN'S CLOTH-
ING: the extent and magnificence of the Stock surpasses com-
parison, and the prices are cons'derably lower than at any other
House. The SPORTING DRESS, PALETOTS, CAPES, &c., &c.,
introduced by E. MOSES and SON, are rapturously approved for
the ease they afford, the gentility they impart, and ecoromy in
their price. HOSIERY and CHILDREN'S DREiSES,- HATS and
Ac., &c., particularly merit attention —novelty, superior
quality, and low charges being rendered available to all classes by
E. MOSES and SON.
THE LATEST FROM AUSTRALIA shows the "Diggings"
satisfactory, and the extent of gold fields past calculation, Erni-
gracts may depend on success, but they may make successful invest-
ments in the Wholesale Clothing and Outfitting Departments of E.
MOSES and SON'S Establishment. The goods are the best intro
ductions to the colony, and in a few hours produces profit equal to
the cost of the rassage. Outfits for all classes of passengers, ladies
or gentlemen, are sup; lied by E. MOSES and SON at wholesale
prices. The goods are perfectly suitable, and everything required
for the voyage and country is pri v ded, of am best quality, and at the
cheapest rate.. A separate department is kept for Outfitting. Ship'
sailing information and free lists of outfits for ladies and gentlemen,
may be had on application, or post free to any part of the kingdom.
CAUTION.—E. MOSES and SON regret having to guard the
public against imposition, having learned that the untradesfnan-like
falsehood of " Being connected with tl-elr Establishment," or " It's
the same concern," has been resorted to In many instances, and for
obvious reasons, they beg to state that they have

Vy
No
CONNETION WITH ANY OTHER HOUSE IN OR OUT OF LONDON,
excapt their own Establishments, as fellows :
London City Establishment, 154, 155, 156, and 157, Minories, 83,
34,85, and 86, Aldgate, opposite the Church, all communicating.
London West-end Branch, 506, 507, 508, New Oxford-street, 1,2,
3, Dart-street, all communicating.
Bradford (Yorkshire) Branch, 19 nd 20, Bridge-street.
Sheffield Branch, 36, Fargate.
Merchant Tailors, Clothiers. Hatters, Hosiers, Furriers, Boot and
shoe Makers, and General Outb-ters :or Ladies and Gentlemen.
IMPOR CANT —Should any art,cle no:. give satisfaction, it will be
exchanged if desired, or, if preferred, the money will be returned
without hesitation. All goods are marked in plain figures, the lowest
price, from which no abatement can be made.

The Establishments are closed frox sunset Friday to sunset on
Saturdays, when business is resumed VP 12 o'clock.

A new Book, entitled " The World's Pharos," containing the
Emigrant's Assistant, fall list of prices, and directions for self-mea-
surement, may be had on application, or post-free, to any part of
the kingdom.

A handsome Almanac for the year ending 1853 can be had gratis,
on application.
Ici I'on panle Franca. Qui at pule Italian.
liter sizicht man Deutsch. Aqua se habla Espanol

MEDICAL ADVICE ON THE SECRET INFIRMITIES OF
YOUTH AND MATURITY.'

DR. SAMUEL LA'MERT, 37, BEDFORD-SQUARE, LONDON,
Doctor of Medicine, and 3fatric.dated Member of the University of
Edinburgh, Honorary Member of the Londoq Hospital Medic
Society, Licentiate of Apothecaries' Hall, London, &c., &c.

rtiAY be consulted, personally, or by letter,
,on•
the various disorders of the nervoas and generative system,
resulting from juvenile lrregu'arities and excesses; which have-pro-
duced more misery in youth, degradetion in manhood, and prema-
ture decay at all stares of life, than perhaps any other class of dis-
eases known to modern pathologists. Long and practical experience
in the treatment of these diseases provA that there are in exist-
etre secret causes of self-acquired miseries and disappointed hopes in
exiAence, traceable to certain pernicious habits, to which Nervous
Debility, various forms of Insanity, Unhappy and Unfruitful Marri-
ages, Impotency, Local and Consiltr.tional Weakness, and • their
endless modifications (Ave their almost :tire origin.
It is absolutely necessary that all men should know that there are
principles of personal management which cannot be violated wltiont
incurring grievous pen? Itie., and when wiLdom and regret succeed
the heyday of inconsiderate self-i,dulgence, how these penalties
may be mitigated, how the sting o: their bitterness may be remove.%
and how the evil and its con equences may be avoided, and above all,
that there esreely any degree o: physical infirmity or functional
derangement to which the timely aid of Ecience cannot apply a cure.
DOCTOR LA'MERT has for a long series of years been engaged
in an extensive practice in the treatment of these delicate com-
plaints, and s the only legally qualified Physician who, regardless
of the taunts and envy of the hypocritical and mock-modest, has had
the confidence, through the medium or the public press, to direct
attention to these enormous evils, irom which no grade of society is
tree. In selecting thi r department of practice, he has been amply
rev arded by the great success that has attended his efforts in the
treatment of these cases, which a-e too generally confided to the
care of unqualified and ignorant empirics, who, with their pirated
publications, assumed foreign names and titles, and pretended virtues
of their patent no,trums, have inflicted serious injury on those who
have induced to place faith in their pre.ensionS.
AZ home for consultation daily from Eleven till Two, and from
Six till Eight. All letters must contain the fee of I/., and auviee and
medicines can he forwarded to any initials or address.
It is desirable that patients wishing to consult Dr. LA'MERT
should first obtain a copy of his work on

SELF-PRESERVATION:
A Medical. Treatise on the Kilosophy of Marriage, and Nervous and
Generative Debility, illustrated by fifty coloured engravings, and des-
cribing in detail the various disorders resulting fro n secret habits and
excesses. The perusal of this treatise will assist in the correct
description of their cases, and may be had, price 2s 6d, in English,
French, Spanish, Dutch, Italian, or German, of Messrs. Piper
Brothers and Co., 23, Paternoster-row; Hannay, 63, Oxford-street ;
Mann, 39, Cornhill ; Storie, T tchborne-street, Haymarket; or free
oy pos• for forty-two stamps, to any address from the Author's resi-
dence, CT, BEDFORD-SQUARE, LONDON.

Direct Trains from the Boats marked .t
Omnibuses from Fenchurch-street Station to all parts of London
every, quarter of an hour.
BRUNSVirICK. WHARF, BLACKWALL, on the arrival of the fol.,
lowing Trains from the Fenchurch-street Station.