The Sun.
London, England, 1853-01-15 00:00:00

ON THE ORDINARY SYSTEM.

, The sum the ordinary,
• The snm the Life Offices would give
ordinary Life if he were unable
Offices would to pay, or if he Omit' ed
•ct
At the His give him for to pay his current
end of policy the surrender annual premium of
12 Annual thirty at that or sale Si. 6s. 3d. after he has
N premium years when age, of his policy, paid into their coffers
'4l to assure the party in case after thirty 249/.79.6d., and which
o 6001.. is fifty of years'payments they have had the use
years old, death I amounting to of at compoun t
hewillhave will be 2491. 7s. 6d. interest,t or in
paid into worthWhiehtbeyhave the event of his death
the office. ;had the benefit one hoar after such
of at compound omission or inability
interest. to pay.
little more
g 91.65. 3d. 249/, 75.6 d. 5001. than 801. NOTHING.
perhaps 901.
ON THE DEPOSIT SYSTEM.
Ifun able to pay, or not
desirous of paying or
omitting topay,thePo-
licy would still remain
of its FULL value,
5221.28.7 d. till d e,ath , if
20 years after, no fur-
ther payment beingre-
(mired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could riot
onlydraw out all belles
put in, viz., 2251., but
28 /I.los Od 225/. 5221.257 d 2871. 2s. 9d. a certain bonus of 62/.
2s. 9d. in the bargain,
which is more
than one-fourth of the
whole ofhis paymerits,
or he could either draw
out a part, 201. or 50/.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. pee
nagess and7in detailed
pamphlet, by ,
F. G. P. Nelson, Esq.

* The rates here selected are those adopted by the English and
distinctive features as low
Cambrian Office, and advertised in its
lower and meat in classes.
rates of premium, and professedly for the 1
In most offices, particularly the older one; such as the Scottish
Equitable and the Globe, these rates would be much higher. Isi the per cent, entrance fee, would
former of 101. 7s. 6d., with 10 shillings
be the rate to insure NU at 20 years ofage. In the latter 81. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the rtsi.osrf System.
t Money laid out at compound interest Dona/ass rrsnr every four-
raentahnne s
ordinarye c u rethe
u sur
teen years.
On comparison of these two tables it will beusaelei:thh:e4t
tan Person
under the novel system of DEPOSIT tr-sur,uaynnadelede
follow-
ing advantages, viz., Ist. Ford Turn
a larger sum in case of ea
2ndly. In the event of a desire to surrender his Policy he cthanyeateei
in this Company, by the above example, which system.
TRUe times as much as on the ordinary system. ardly. In the event
of policy remains still his
of inability or omission to pay, Property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he get.
nothing. 4thly. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from 11 up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
years,' or any time afterwards. raise his policy to a greater or even
to former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets inte-
rest for his money, and in case of death his family receive mere than
the amount of his savings. In ordinary Life Offices he can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fly to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a systems is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
ocofriin erefetrsts greater advantages than a Wilk because it allows a fair rate
in case of withdrawal, and gives twice the amount in the
hands of the Company to the representatives of the Depositor 1 n
case of death. thus combining the
ADVANTAGES OF A BANK WITH THE BENEFITS OF

AN ASSURANCE COMPANY.
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF TRIS rOMPANT "UNDER THE ORDINARY
LIFE ASSURANCE BRANCH. •
To those who prefer this branch Policies are granted from 201. to
6,000/. on every known principle thereof.
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 50/. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Pokey —ln cane of inability to pay the currant
premiums, the Directors will either purchase the Policy at a fair
market value, or give a new one in lien thereof, less 5 per cent., inte-
rest corrsponding in amount to the whole of the previous payments
which have been made.
I )ctailed prospectuses with tables in further illustration of the De-
josi t system, and any further information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

N.B.—Agonte Witll tedin all pate of the World.

IMPORTANT MEDICAL AND SURGICAL WORKS,
Just published, by U. flailliere, 219, Regent-street, Londoa.
No I.
Svcs., in cloth. price ss. by post free, 159. 6d.,
ON TRUE
a' F
In relation to the r ALSE SPERMATORRHCEA,
with the View, o the Correction of wide-spread Errors
Translated ferorm
Generative Treatment System
and Core of Sufferers from Debility of the
etithuealollermypoanehoofndDriri. s.
PICKFORD
"Dr. Pickier' is known
^al contributions, to
German
to English readers by his frequent practi-
ime, he informs as, that be medical literature. This is the first
cal reader. We trust ~,.,.has addressed himself to the non-medi-
detect any other eq„av" _ Tay not be the last, if he shall
ewer to correet.”___ ••
Loolonna,,rnt evil which it may be in his
Medical Gazette, May 30, IEISI.
.. We promised in a former number
work, in order toe hibit its aim
more that we should recur to this
with great severity the impostor,
who make
The author lashes
on the credulity of the public. The 171ahke a livelihood by preying
of ' Quiet Syrnathisers,'
and ' Medical Friends,' are meteilessly exposed ; and if this book
could find its way into the hands of those whosed
co gaffer fr ,rn th corn of which it treats, we are satisfied that man 1
d much needless suffering Of bod and • Y hundreds would
be save mind, and What is of
less importance, though it is that Which thentnd,
quacks
much money .... • • most • This volume is well qualified to
put an prize
put
end to the
empirical system of treating Spermatorrhcea, and to place the treat-
ment,
more rational and physiological basiv, It upon a is, therefore
likely ,
to do much good."—Medical Circular, June 16,
1852.

No. 11.
Svo., in cloth, price 3s. 6d., by post free, 4a.,
THE CURE OF STRICTURE OF THE URETHRA m Pri
pies at once Simple, Safe, and Efficient, in even Its most InveterstiC
and apparently Intractable Forms.
BY F. B. COURTENAY,
Member of the Royal College of Surgeons of England,

4. In proof of his views he (Mr. Courtenay) has given
he history of a great many cases successfully treated, as bad
as any which Mr. Syme adduced, and on which he had operated.
Such are cases ix., xi., xii., and relit. No. ix. had resipted, for a
period of twelve years, the treatment by dilltation, and was finally
removed in as many weeks. But cases xviii. and xix. appear, both
In duration, severity, and complication of symptoms, of a more ag•
gravated character than any detailed by Mr. Syme, and yet the
Oes.tment adopted by Mr. Courtenay proved eminently successful,"
7—Professor Lime on the Treatment of Stricture.