The Sun.
London, England, 1853-03-29 00:00:00

NEW FEATURE IN LIFE ASSURANCE.

THE DEPOSIT and GENERAL LIFE
ASSURANCE COMPANY,
18, New Bridge-street, Blackftiars, London.
CAPITAL—ON= HUNDRED THOUSAND POUNDS.

Chairman—The Right Hon. the Viscount Drumlanrig, M.P., P.C.,
Comptroller of her Majesty's Household.
R. Yallowley Barnes, Esq., 11, City-road, Finsbury.
G. Noel Clarke, Forth. la 17th fencers, Junior United Service Club.
George Coode, Esq., nd-terrace, Wandsworth, and Belvoir, St.
Helier's, Jersey,
1, St. John's-gardens, Notting-hill, and 11,
Stephen Cracknall, Esq..
Yew-square, Lincoln's-inn.
W. Jones, M.D., Davies.street, Berkeley-square, and Lutterworth,
Leicestershire.
George Knox, Esq., 15, Connaught-square, Hyde-park, and Tor
Lodge, Staffordshire. •
Alexander Maclean, Esq„ Harrow-on-the-Hill.
David C. Poole, Esq., 32, Upper Seymour-street, Portman-square.
William Prinsep, Esq., 147, Leadenhall-street, and 8, Hyde-park-
place West.
Robert Andrew Riddell, Esq., Inner Temple, Barrister-at-Law.
Dr. Scanlan, 21, Upper Seymour-street West, Connaught-square.
Major Sperling, 14, St. James's-square.

AUDITORS.
J. Bigg, Esq„ 126, Strand, Actuary and Secretary to the Medical,
Legal, and General. Life Office.
William Jones, Esq., Accountant, s. Gaiidhail-chambers.
A. Peck, Esq., 8.A., Actuary to the Engineers and Masonic Life
Office, 345, Strand.
BANKERS.
Sir Charles Price, Marryat, and Co., 3, King William-street, London.
Messrs. Hopkinson and Co., 3, Regent-street.
PHYSICIANS.

Dr. Lewis, Finsbury-place.
Dr. Scanlan, 21, Upper Seymour street West, Connaught-square.
IitrItGEONS.
H. T. Chapman, Esq., 16, Lower Seymour-street, Portman-square.
Michael Teevan, Esq., 44, Gloucester-place, Hyde-Park-gardens.
CONSULTING ACTUARY.
Francis G. P. Nelson, Esq., F.L.S.
INSPECTOR OF AGENCIES.
F. P. F. Strousberg, Esq.
STANDING COUNSEL.
William Wellington Cooper, Esq., New-square, Lincoln's-inn.
SOLICITORS.
Messrs. Hill and Mathews St. Mary-axe.
RESIDENT SECRETARY.
Charles W. Bevan, Esq.
The public Is respectlbily invited to examine the principles of the
Deposit System of Assurance. which is based upon tables calculated
by. and is under the immediate supervision of, Francis G. P. Nelson,
Esq., F.L S., the Consulting Actuary to the Company.
Comparative Tables to assure 500/ on death, by a person aged
twenty next birthday, on the ORDINARY and on the DEPOSIT system
of Assurances.
ON THE ORDINARY SYSTEM.

----------- -
,The sum the ordinary
The sum the 'Life Offices would give
ordinary Life him if he were unable
Offices would 'to pay, or if he omits ed
give him for to pay his current
At the His
of policy the surrender annual premium of
eh
irty at that or sale 81.65. 3d. after he has
w Annual thirty
4 premium ye,arswhen age, of his policy, paidNinto their coffers
to assure the party in case after thirty i249/.7s 6d., and which
2..., 5001. is fifty of years'Payments they have had the use
...,
... years old, death amounting to of at compouni
• hewill have will be. 2491.75. 6d. interest, or in
• paid into worth whiehtheyhave the event of his death
re the office. ihad the benefit; one hour after such
.4
of at compound' omission or inability
interest. 1 to pay.
_ - --- -- ---------
little more
20 8/.68,3d. 2491.75.6 d. SOW. than 801. NOTTING.
perhaps 901.
___.----_

ON THE DEPOSIT SYSTEM.
Hun able to pay, or not
desirous of paying or
omitting topay,thePo-
Hey would still remain
of its FULL value,
5221.2 s .7 d.till death, if
20 years after, no fur-
ther payment beingre-
quired. Ifhowever the
party, from any cause,
wished to cancel the
Policy, he could not
onlydraw ont all hehas
put in, viz., 2251., but
a certain bonus of 621.
20 /I.los Cd 2251. 5221.287 d 2871. 2s. 9d. 2s. 9d. in the bargain,
which is more
than one-fourth of the
whole of his payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and 7 In detailed
pamphlet, by
F. G. P. Nelson, Esq.

On comparison ef these two tables it will be seen that a person
under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., Ist. For a less sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2dly. In the event of a desire to surrender his Policy he can receive
in this Company, by the above example, which applies to all ages,
THREE times as Much as on the ordinary system. 3rdly. In the event
of inability or omission top ay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any namber of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy, he can do so at pleasure. He can at any time,
by giving a fortnight's notice, Withdraw any part from 11 up to the
whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, t
years, or any time afterwards. raise his policy to a greater or even
its former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
la a bank, with this palpable advantage, however, that he gets Inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
such thing, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
fund to fy to for aid, all his hard-earned savings become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
mor efortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOSIT assurance is the only system of assurance which can be
universally recognised and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
of interest in case of withdrawal, and gives twice the amount in the
bands of the Company to the representatives of the Depositor ix
case of death, thus combining the
ADVANTAGES
IN OF A BANK WITH
ASSURANCE COMPAN THEY BENEFITS OF
In case of endowment assurances the advantages of the DEPOSIT
system are still more striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this branch Policies are granted from 20/. to
5,000/. on every known principle thereof
Lives in all but the worst stages of disease, and such as have been
rejected by other Offices, are taken at rates equivalent to the parti-
cular disease.
Loans from 501. and upwards granted on every kind of security,
real or personal, on the most equitable terms to the borrower
Annuities of every description granted on very favourable terms.
Non-forfeiture of a Policy.—ln case of inability to pay the currant
premiums, the Directors will either purchase the Pelic
yeenatt.,ailfitaeir-
market value, or give a new one in lieu thereof, less 5 per
rest corresponding in amount to the whole of the previous payments
which have been made.
Detailed prospectuses with tables in further illustration of tho De-
posit system, and any ffirther information may be obtained on appli-
cation to the Agents in the country, or to
CHARLES W. BEVAN, Resident Secretary.

IT.B.—.l4eata waatod la all parts of the World.

This day is Published, Part 1., price 2s. Gd , of

THE POULTRY BOOK.
By the Rev. VT. WINGFIELD, Honorary Secretary of the Corn-
wall Poultry Society, and G. W. JOHNSON, Esq., Honorary Secre-
tary of the Winchester Society for the Improvement of Poultry. In-
cluding the Characteristics, Management, Breeding, and Medical
Treatment of Poultry. Being the results of personal observation and
practice of the best breeders, including Captain W. W. Hornby. R.N. ;
Edward l'ond, Esq. ; Thomas Sturgeon, Esq. ; And Charles Punchard,
Esq. With Three Coloured Representations of the most celebrated
Prize Birds, drawn from life by Mr. HARRISON WEIR, and Printed in
Co'onrs under his superintendence. Advertisements for the Cover
received by the Publishers.
Wm. S. Orr and Co., Amen-corner, London.

MHE QUARTERLY REVIEW,
No. CLXXXIV., will be Published next week.

CONTENTS :-
I. History of Castle Combe.
11. Human Hair.
111. The Old Countess of Desmond.
IV. Hungarian Campa'gns—Kossuth and Gorgey.
V. Apsley Rouse.
VI. Buckingham Papers.
VII. Search for Franklin.
VILE. The Two Systems at Pentonyille.
IX. Maurel on the Duke of Wellington.
John Murray, Albemarle-street.

COLBURN'S NEW MONTHLY MAGAZINE.
Edited by W. HARRISON AINSWORTH, Esq.
Contents for April. No. CCCLXXXVIII.
The Flitch of Bacon ; or, the Custom of Dunmow. Fart IV. The
Haunted Chamber. By the Editor.
The Unholy Wish.
Oriental Archaeology.
American Authorship. No I.—Washington Irving.
Un Poisson D'Avril ; or Never Wait for a Widow. By Dudley
Cos ello.
Catarro and Montenegro.
My Visit to the " Mysterious Rappings," and What they brought to
Me.
Fas!er,MorAlug,-...4 M,rits 134 e:4ofrAmeeigiiirmirsa
Literary Leaflets. By zit* Nathaniel. Iso, •
Lundi."
Up the Hudson, Albany, Troy, Buffalo, Erie and Ontario, Toronto--
Down the St Lawrence, Montreal, Quebec—Back by Lake Cham-
plain and Bellows Falls, towards Boston. By J. W. Hengtston,
Esq.

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probably never equ died in any work on the same subject.

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one hundred and thirteen thousand blunders.
'IV As there is reason to believe that the unsold copies of Wat-
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blunders. . -