The Sun.
London, England, 1853-01-12 00:00:00

'522/.287d1

11. 103 0(11

225/.

2871. 21. 9d.

_ .
which is more
than one-fourth of the
whole ofhis payments,
or he could either draw
out a part, 201. or 501.,
diminishing the Policy
only by the assured
value of the sum se
drawn out at the age
when withdrawn. See
pagess and7in detailed
pamphlet, by
F. G. P. Nelson, Esq.

* The rates here selected are those adopted by the English and
Cambrian Office, and advertised in its distinctive features as low
rates of premium, and professedly for the lower and midd:ing classes.
In most offices, particularly the older ones, such as the Scottish
Equitable and the Globe, these rates would be much higher. In the
former of 101. 7s. 6d., with 10 shillings per cent. entrance fee, would
be the rate to insure 5001. at 20 years of age. In the latter SI. 13s 4d.,
to insure the same sum. The higher the rate the more in favour of
the DEPOSIT system.
t Money laid out at compound interest DOUBLES ITSELF every four-
teen years.

Oricomparison of these two tables it will be seen that a person
Under the novel system of DEPOSIT assurance can secure the follow-
ing advantages, viz., l st. For a lees sum, paid annually, he can assure
a larger sum in case of death than under the ordinary system.
2ndly. Companyent of a desire to surrender his Policy he can receive
ill this , by the above example, which applies to all ages,
Than times as much as on.the ordinary system. 3rdly. In the event
of inability or omission to pay, his policy remains still his property,
of the same value as it was, though he cease his current payments
for any number of years ; whereas on the ordinary system, he gets
nothing. 4thly. Should he require to increase or decrease the
amount of his policy he can do so at pleasure. He can, at any time,
by giving a fortnight's notice, withdraw any part from 11. up to the
Whole amount of his previous payments and with interest. After he
has withdrawn part one year he can, by a single payment, three
Years, or any time afterwards, raise his policy to a greater or even
is former amount ; and by this system he can at all times regulate
his annual savings by his annual expenditure, with the facility in the
bargain of having a fund to fly to in case of necessity, the same as
in a bank, with this palpable advantage, however, that he gets inte-
rest for his money, and in case of death his family receive more than
the amount of his savings. In ordinary Life Offices be can do no
such thig, but his policy at once lapses or is cancelled the moment
he ceases to pay his current premiums, and, instead of having any
flind to fly to for aid, all his hard-earned saving. become forfeited to
the society, and his misfortunes serve to benefit the pockets of his
more fortunate co-assurers.
Such a system is too equitable and too striking to be overlooked
and DEPOsiT assurance is the only system of assurance which can be
universally recognized and adopted when the principles are impar-
tially canvassed, and its palpable benefits become widely diffused. It
confers greater advantages than a bank because it allows a fair rate
Of interest in case of withdrawal, and gives twice the amount in the
hands of the
case of death. thus Comp
comany
bining the to the representatives of the Depositor in
ADVANTAGES OF A BANK WITH THE BENEFITS OF
AN ASSURANCE COMPANY.
system
In case
are still mom of endoment assurances the advantages of the DEPOSIT
striking.
ADVANTAGES OF THIS COMPANY UNDER THE ORDINARY
LIFE ASSURANCE BRANCH.
To those who prefer this
rinciple branch Poli
cies are granted from 201. to
5,0001. on every known • p
Lives in all but the wors t stages of disease, and such as have been
rejected by other Offices,
are taken at rates equivalent to the parti-
cular disease.
pwards granted on every kind of security,
Loans from 501. and u
real or personal, on the most equitable terms to the borrower
Annuities of every description terms. granted on very favourable terms.
5P per olicycenatt., a
inftaeir-
Non-forfeiture of a Policy —ln case of inability to pay the currant
Premiums, the Directors will either purchase
thereof,
ltesshe
Market value, or give a new one in
lieu
rest corresponding in amount to the whole of the previous payments
'which have been made.
Detailed prospectuses with tables in further illustration
obtainedofonthaepDpl-
P oat system, and any further information may be
cation to the Agents in the country, or to
CHARLES W. BRYAN, Resident Secretary.