The Sun.
London, England, 1863-09-25 00:00:00

Chairmnn in Liverpool :
CHARLES TURNER, Eq., M.P.

Chairman in London:

WILLIAM WAINWRIGHT, Esq.

ITRAC.I'S FROM THE REPORT FOR THE YEAR
1862.
cal Directors of the Royal Insurance Company are DOW
ilu" upon to make their accustomed periodical Report at the
eeting of its Shareholelers.
The FIRE BRANCH.
lose Directors hare, as pleasingly
or the year, to announce, for the first time, t h^t the Fire
Premiums have not o but exceed £300,000.
illy reached,e.
as unexpectedly, at the
Government Returns Duty is
The high comparative position held by the Royal in the
The exceeds considerably
4, profit of the business of the year
and n fact sur-
passes that of any veer, with but two exceptions, since. the
--rutieneement ot th Office,
accountK of BritiOi and Foretan Insurances being £15,107 ifs.
nod ~f the North American business, which is kept sepa•
1'4417, £11,097 16s. 10d.
LIFE BRANCH.
"re very gratifying duty now falls upon the Directors in
titate the sum assured on n-av policies for the year ltz62
exceeds even that of the year 1801 by £180,009, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
f ew veers it is believed that such a sum assured as that which
has just been announced as the zesult of one year's business
as all but unheard of.
This portion of the Company's business has been carefully
Watched, and cannot fail to ;rive much satisfaction to the
shareholder, as well as no small encouragement for the
futt,re to the pFticipating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
Proposed for assuran - mounts to £'4:4,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
slide in a single year from deterioration of some kind ex*
another.

14; to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business i's progress has been undoubtedly more
ra;,id than that of any other Conti:inns- established either in
T,ondm or elsewhere, except when amalgamations have taken
place. The returns 01 duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater mae.ni-
tuck, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
CF.ORCE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOAN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
Henry,M
Bainbridge, Esq. Wilmot Holland, Esq.
-_.noert Barclay, Esq. Earl of Leven and elville.
Garratt Cattlev, Esq. Chas..Tno. Manning, Esq.
V,a.ric Currie Close, Esq. , Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
'lorries Dent, Esq. Charles Robinson, Esq.
Vrexander Druce, Esq. Samuel Leo Schuster, Esq.
„.edk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
tliversdale W. Grenfell, Esq. William Soltau, Esq.
.;,913t. Amadeus Heath, Esq. Joseph Somes, Esq.. M.P.
Tetlow Hibbert, Esq.' William Wallace, Esq.
"as. Stewart Hodgson, Esq. w Chas. Baring, Young, Esq.
Medical Referee, SAMUEL SOLLT, Esq., F.R.S.
riN,OTICE.— Me usual fifteen days allowed for payment of
PRE NIIUMS falling due at Michaelmas will expire
on 11th October.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
The Reversionary Banns on British Life Policies has aye-
4.aged nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
aYable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
SPECIAL NOTICE.
Polici,s on the participating system, granted on or before
the list December, 18v3, and in force at th, close of the year
1865, will be entitled to share in the next division of profits

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE. Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
Established 1800.
Incorporated by Royal Charter and Special Acts of
Parliament.
Accumnlq.ted and Invested Funds
Annual Revenue. 422,401

FIRE DEPARTMENT.
Ir suran-CR 9/mu teri both at Home and in Foreign Countries
on the most liberal terms.

LIFE DEPARTMENT.
Every facility offered to Insurers.
Ninety per Cent. of the Profits divided among the Insurers
on the particip ,tine principle.
The new Life business transacted in 1862 as follows :
Policies. Amnunt In=ured. Premiums.
1,037 £763,331 £23,611 0 0
Forms of Proposal and every infor.nation will be furnished
on application at the

OFFICES:
LONDON . 5B, Threadneedle-street.
4, New Bank Buil dimra. Lothbury.
West-end Office B, Waterloo-place, rall-mall.

PROVIDENT CLERKS' MUTUAL LIFE
ASBOCIATION.

Established 1840.
TRUSTEES.

Thomas Baring, Esq., 3r,p, Wm. Geo. Prescott, Esq.
Thomson Hankey, Esq., M I .P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 0,000 policies, for a
total sum of £1,500,000.
The Annual Income is . • .. £Bl,OOO
The Accumulated Fund exceeds .. 2'0,, 00
It has paid in Claims . • • • • • 112,000
ThP whole of the profits are divided quinquennially among*
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
Policies
Dec. 31, 1847 .. £,400
„ 1852 .. 11,500
1857 23 200
1882 50,500
Making. the total bonus additions, £98,600.
Bonuses ma; be received in ctsh or applied to the reduc-
tion of premiums at the option of the assured, in lieu of an
addition to the lacy.
Attention is especially invited to the system of free or paid-
np policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

Wlll. THOS. LINFORD, Secretary.
Chief Office, 15, Moorgate-street, RC., Aug 1, 1863.

ARMY CONTRACTS.
Commissariat Office,
Aldershot, 2d September, 1863.
TENDERS will he received nt this office, until
noon, on WEDNESDAY, the 30th September, 1863,
from persons who may be willing to enter into Contract for
the supply of