The Sun.
London, England, 1863-08-12 00:00:00

EXTRACTS FROM THE REPORT FOR THE YEAR

1862.

The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.

FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held IT the Royal in the
Government Returns of Duty is again fully nhanta,ned.
The profit of the businees of the year exceeds considerably
the amount realised in the preced,ng, year, and in fact sur-
passes that of any war, with but two exceptions, sine- the
commencement of this Office, the balance t, the credit on
account of British and Foreign insurances being £15,101 10s.
5d., and (,f the North American business, whichis kept sepa-
rately, £11,097 ifs. 10d.

LIE BRANCA.
The very gratifying duty now falls upon the .Directors to
state the sum assured on n w policies for the year 16!,
exceeds even that of the yesr 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,408 new policies issued. Util within te last
few years it is believed that such a sum annsured as thathwhich
has just been announced as the result of one year's business
was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assuranne Amounts to £ 41,28. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance i onipanies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal hastleclared as inadmis-
*dole in a single year frown deterioration of some kind cr
another.
If. to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
In Fire Business s progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have take.
place. The returns 01 duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insuranca Company were never brizhter, andconsequent
hope, founded on a grateful remembrance ot the past, that
the future may untold for it a sphere of still greater ma, ni-
tude, combining distinguished commercial success to the
Office with a le gthened career of usefulness and protection
to the pubic.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, secretary in London.

NORWICH UNION FIRE INSURANCE
SOCIETY.

The business of Vie Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
£85,062, and the amount insured on farming stock,
£10,C86,332.

A bonus of three-fifths of the profifs periodically made to
parties insuring, who have thus, from time to time, received
sums amounting in the aggregate to £440,000 ; and the Society
now holds a large Res eve applimble to a tuture Bonus.
The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.
For pro-pectuses apply at the Society's Offices, Surrey-
street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, E.C.

UROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1540.
TRUSTEES.
Thomas Barinz, Esq., M.P. Wm. Geo. Prescott, Esq. Thomson Hankey, ksq., M.P. } Baron L. de Rothschild, M.P.
'Mutual Lif- Assurance for all classes.
Tills Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is ..
.C 51,000
The Accumulated Fund exceeds .. 20, 00
It has paid in Claims • • .. 112,0)0
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made
when the following sums have been added as bonuses to the
policies

Dec. 31, 1847 .•
, 1852 11,505
'„
1857 .. 205
1862 .. 56,500
3nakinEr the total bonus additions, £0%600.
"nuses mari be received in (visit or applied to the r duo-
tier "t premiums at the option of the asi,ured, in lieu of an
adcliiiun to the of cY•
sur;lllntiort iB especially invited to the system of free or paid-
Fq-er'iMeteß introduced by this Association, by which the
po ,Z 4, often submitted to on the relinquishment of a
The bala O,IIY avoided.
'whether as
or otherwise
nure-slmets of the Association are open to all,
Active n'
sented distric agents will be appointed in unrepre-

WM. THOS. LINFORD, Secretary.
Chief Office, IS, lloorgate-street E.C., Aug 1, 18G3.

W),
OYAL FREE
A.:,
11, in the immed• AL. Gray's-inn-road
way Terminus, at Rlaiit,,,Jl,4;:alti;ToTf the Great Northern Rail.
Patron—li 3 nn,,,--** President—The Dukehe EN.
Treasurer—Edward
to ientroduce ' F"1.
el ----•-•,--..EU
This was the first hospital Masterman CIL K.G.
and instant admission to
,irithout the or
of eovernors' thelet,ers di stitute sig,.!e Principle of free
evored to de
tution in its most pitiable for nit 18
panfed by sickness and diseaa—evanz"dtldt:hich is worn-
magnitude that, with adequate ;
snraPo,nr.t, it maw ,(,)3f sufficient
capable of /I dmittimr into its ward
thge.
rieeees but the
ncrtures.
the casual sick of this great metrop'y lar^reYpr rendered
It ;,',_orPortion ot
funds in order to have Mlo beds available for
these the most wretchei of our fellown:
it ~ratuitonsly affords medical advice 4etion of
on the avers' e, than '.7,0t1 out-patients a rnelleine t e"r'
o more,
The Weekly lloard i.el it theirimperatrveeek•
du y
~...
,_
EARNEST APPEAL to the public for eontirt' ~1 „'"aK-e an
to enable them to rdniit and relieve the distressa;- cup Port,
daily present themselves. ~, eases that
Contributions arc received by the Treasurer, p,,
:Masi erman, Esq., Nicholas-lane; also by Messrs. co„l,'-, Edward
Co.; Drummond and Co.;"Terries and Co, ; pans-0"s and
and Co.. Denial,ll.,
Co. ; Prescott, Grote. and Co.;C Smith, Payne, and c.o.ll:lGand
and Co. ; Jones Lovd and Co. ; Barclay
and co. ; W lliams,Deacon. and Co. ; Overend. Gurney, and
Co. ; Nisbet and Co. ; l':lesers. J. Barged and Co., Liverpool
and at the ilospitaL
STANFORD S. S3IITII. Secretary.

P_
ISTOLGItANIS of BABIES (Guirion Jorvol3n,y
,4,.,„„ P."eraito, 'via., album cair,,ements rite -efrom, taken
u. iti. at SETAT
-,c.en's -park, N.w.,
FE'S Pistoh;, __ph Depot, 32, u,.,:itr,.-pl,we, !,:e-
-wher, a C.a,,sification or children's like_
Lull._ from the day of L.lrt'a way now De stv-s, in ..alica, aDd.
ilivs atteacitd,

LADY EMILY PONSONBY'S NEW NOVEL.
Nov ready at all the Libraries, in 3 vols.,
-1.1 A It Y YNDS A Y.
_2l_& By Lady EMILY PONSONBY.
'This story is interesting and enthralling throughout.
Mary Lyndsay is a most charming heroine." —Sun.
Burst and Blackett, 13, Great Marlborough-street.

Now Ready, Illustrated by the ion. ELIOT YORKE, M.P.,
255.,

THE WANDERER in WESTERN FRANCE.
By G. T. LOWTII, Esq.
"The art of gossipping in Mr. Lowth', style, never weary-
ing. its • listener, et perpetually conveying to him valuable
int ormation, is a very rare one, and he possesses it in perfec-
tion. No one will quit his volume without feeling that he
understands Brittany and La Vendee."—Spectator.

Hurst and Elackett, 13, Great Marlborough-street.

T 0 T I C E.-THE CREAM OF A LIFE.
The New Novel is now ready, in 3 vols , at all
Libraries and Bookseilcrs.

Richard Bentley, New Burlington • street.

Just published, in Bvo., price is.,
mAGNEOPATHYH.ETAHLTEHPHILOSOPHY OF

Bentley, New Burlington street.

A T,FRED NTELT,ON'S PROMENADE CON-
„nth. CEItA7S, Voyal Italian Opera, Covent-garden, THIS
EVII.ING, at Eight o'clock.
ocalist—gdilc. CARLOTTA PATTI.
Band of nearly 100 performers. Admission, One Shilling,.

T " OXFOR D,
e, OXFORD STREET, IV.
THIS EVENING, will be performed Operatic Selections
from Sir Henry R. Pishop's TOE SLAVE and Halevy's
MUSKETEERS (first time in England).
Principal Artistes—Miss Russell, Miss Ell son, Messrs.
Green, Bernardi, Huish, &c., with full band and chorus.
Conductor, Mr. F. Jonghmans.
Flute Solos by Drew Dean &c.
Comic, by UNSWORTH ("or any other man "), Eugene,
W. Randall, E. Righton, and A. Lloyd.
Als , a Pei formance by Herr SCHATACENB 4CIT on his
wonderful inst urnent, the PIANO ORCHE6TRE, contain-
ing a full ba ,d of 40 instruments.
he Eau. his just been newly Decorated and Ventilated,
and is one of the most Beautiful in the Metropolis.
Open at 8 o'clock. Admission, Cd.; stalls and balcony, ls. ;
private boxes, 10s. Cd.

NOTICE.—The GHOST! GHOST !! GHOST!!!
AT C aNTERBURY lIAL L.
wo representations of Professor Pi pper's startling Illusion
will be given on Niondays. Wednesdays, and Sa.urd4ys. at
Nine and a qn,rter past Eleven o'clock; other Evenings at
Eleven only; and produced with ail the newest improve-
ments by Mr. A. Silvester, which can be sten only at this
establishment.
Dramatic Readings by Mr. Graham, in addition to Grand
Operatic Selections, Cantatas. Gle-s, Sones, Comic and
Sentimental, and UNSWORTII, the Stum9 Orator.
Open Ivory Eyining at half past Seven.
Admission, Sixpence.

OYAL ALHAMBRA PALACE The
FAIRY FOUNTAIN.—The Tlisarelis (lagt week pre-
vious to tbeir departure for the Continent)—The Brothers
Conrad—Les Petit Monstres— The Francesco Family, from
r. a Scala, Milan, &c. Grand Operatic Selection :—.IN 188
M'Gregor. Albert, Georgini, supported by Chorus and Band
of Sixty Performers.

Notice.—The Proprietor has much pleasure to announce
that he has an end gemPnt with Mdlle. Taccani, from Her
Majesty's Theatre, who will appear every evening.