The Sun.
London, England, 1863-09-02 00:00:00

EMEMI3ER, WE SUP AT EVANS'
) 'EVERY EVENING THIS WEEK after Alfred
Mellon's Promenade Concerts.

EA.—VAC kNCIES for MIDSHIPMEN and
k 3 APPRENTICES in a first-class London shipping fir.-n.
Premium morl.rate. Al,o apprentices without premium.—
Apply to SIMMONDS and Co.. 38, St. Mary-at-hill, East-
Cheap, E.C. Third Officers and Stewards wanted.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUND?, 4.12,12:,,828.
ANNUAL REVENUE, £422,401.
LONDON BOARD.
John White Cater, Esq., P. du Pre Grenfell. Esq.
Chairman. A. Klockmann, Esq.
Charle; Morrison, Esq., De- John Alolle-t, Esq.
putt' c hairman. I .T.nius S. Morgan, Esq.
A. De Arrovave, Esq. G. Garden Nicol, Esq
Edward Cohen, Esq.
dames du Buisson, Esq. John Wm der, Esq.
Ex-DIRECTORS.
A. TT. Campbell, Esq. Hobert Smith. Esq.
P. C. Cavan, F,sq. Frederic Somes, Esq.
I'. P. Ralli, Esq.
Manager of Fire Department —G.corg^ 11. Whyting.
Manager of Life Department—W. F. Birkmyre.
Superintendent of Foreign Department—G. H. Burnett.
Secretary—F. W. Lance.
General Manager—David Smith.
FIRE DEPARTMENT.
'rho Company
tyrants Insurances against Fire in the United
-"--111..,d0m and all foreign countries.
Xercantile Risks In the Port of London accepted at n-
oticed rates.
Losses romptly and y settle.
, Foreignp Risks —The liberally
Director., having a practical kn. ow-
'edue of foreign countries, are prepared to issue Polices on
0,- most favours ,le terms. In all cases a discount will be
allowed to Merchants and others effecting such Insurances,
LIFE DEPARTMENT
The following Statement exhibits the improvement effected
Bring the las - few years :
No. of Policies
Issued. Sums. Premiums.
10.54
186ri .. 6: 5
]8 0
1Bil
1862
Thus in five years the number of' Policies issued was 3,623,
a3suring the large sum of £2,028.917.
The leading features ot the Office are:-
1. Entire Se7urity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the neat investiga-
tion.
3. The advantages afforded by varied Tables of premiums
—unrestricted conditions ot Policies—and general
liberality in dealing with the A ssured.
Forms of Proposal and every information will be furnished
on application at the
HEAD OFFICES • LONDON. 58, Threadneedle-street.
4, New Bank Buildings.
EDINBURG-11...64, Princes-street..

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE :
F, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.

THE ROYAL INSURANCE COMPANY.
HEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpoel.
Total Annual Revenue exceeds .Csor),o^o.
AccumUlAted Funds in hand over .....,1,00,000.
Chairman In Liverpool :
CHARLES TURNER, Esq., M.P.
Chairman in London :
'WILLIAM WAINWRIGHT, Esq.

ENTRA.CTS FROM THE REPORT FOR THE YEAR
1882.
'the Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
3lceting of its Shareholders.

FIE
The Directors have, as R
pleasinglyßßANCH. as unexpectedly, at the
close ot the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully msiutained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
passes that of any year, with but two exceptions, since the
commencement of this Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 10s.
5,1., and of the North American business, which is kept sepa-
rately, £11,097 16s. 10d.
The ve LIFE BRANCH.
state ry gratifying; duty now falls upon the Directors to
the sum assured on new policies ande year 1562
exceeds even that of the year 'Selby £lBO,OOO, has arrived
at the almost unexampled amount for a single year of
£701,427 on 1., 98
4 new policies issued. Until within the last IeNV years it is believed that such a sum acsured as that %hich
has just been announced as the result of one year's business
was all but unheard of.
This portion of the Company's business has been curefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating. life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement ot the number rejected. These have
amounted to all for the year, on which the aggregate sum
proposed for assurance amounts to £ 41,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as in admis-
Bitle in a single year from deterioration of sonic Idnd or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
In Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
place. The returns ot duty-Agree proved this. In Life, the
aMtmnt of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brichter, and of a consequent
hope, founded on a grateful remembrance of the past, that
tile future may unfOld for it a sphere of still greater maeni-
tude, combining distinguished commercial success to the
°fliee with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVT.. Manager and Actuary.
JOHN B. JOHNSTO.,;, Secretary in London.

N----ORIVICH UNION FIRE INSURANCE
SOCI
The business of Vie CompanyETY. exceeds £70,000,000.
The duty paid Government fo the year 1862 was X 85062, and theta mount insured on farming stock,
£10,086,332.
A bonus of three-fifths of the profile periodically made to
Parties insuring, who have thus. from time to time, received
sums amounting in the aggregate to £440,000; and the Society
now holds a large Reserve applicable to a future Bonus.
The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.
For prospectuses apply at the Society's Offices, Surrey-
Etreet, Norwich ; and e, Crescent, Neiv Bridge-street, Black-
friars, E.C.

PROVIDENT CLERKS' MUTUAL LIFE
A SSOCIATION.

Established 1840.
TRUSTEES.

Thomas Barium, Esq., M.P. I Wm. Geo. F.,ri Prescott,
Thomson Hankey, Esq., 141. P. Baron L. de itothschild, M.P.
Mutual LIP Assurance for all classes.
This Association hai now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is ..
The Accumulated Fund exceeds
It has paid in Claims

.. £31,000
00
.. 112,000