The Sun.
London, England, 1863-08-31 00:00:00

~ # ~{y;,.

EIrEMBE Ft, 'WE SUP AT EVANS'
:14 xi EVERY EVENING THIS WEEK aft2r Alfred
slellon's Promenade Concerts.

EDINBURGH (Reduced Fires), from Irongate-
wharf, Tower.—Saloon. 20s ; fore cabin, 15s; deck
(soldiers and sailors only), 7s fd; return tickets (available for
a oute b month),3os-and ed. The cheapest and quickest sea
rand y the splendid new sT EAMSITIPS of the LONDON
EDINBURGH SHIPPING COMPANY, sailing every
Wednesday, and Saturday, at 10 morning. Apply at the
Spread Eagle, Regent-circus ,•or at Irongate-wharf.

NORWICH UNION FIRE INSURANCE
SIJCIETY.
The business of tl•e Company exceeds £70,000,000.
The
xgsksduty paid to Government for the year 1862 was
C10(;:.333and the amount insured on farming stock,
'
A bornof
part, 13 three-fifths of the profi' s periodically made to
s„__eg who have thus, from time o time, recelyed
~"..!!_lB.arriounting• in the a.21-4-re,r2-,ate to £140,0001 and the Society
holds a.large Itesa•ve applimble to a future gonus.
irharhoe rates of premium are in no case hhzlier than thosoe
• '''ed by the other principal offices making no returns t
Aeir insurers.
Ffriel.e°+r ,176•'pectuses apply at the Society's Offices:
t, Black-
fri!, 'qrwich ; and 6, Crescent, New Bridge-strec Surrey-
..rs, Ec.

PROVIDENT CLERKS' MUTUAL LIFE
ASiOCIATION. ,
Established 1540. ,
Tm-8 l'ho ~,, TRIISTEES.
s
lhomarint•T Esq M.P.. I V(I
Wm. Geo. Prescott, .. .
--son llank'ey, ]':eq., M.P. I Baron L. de pothschild, M.P.
,Ilriitual Life Assurance for all classes.
total slim of X
Agtiociaion has now in existence COOO policies, for a
1t,500,000. -
,
The Annual Income is . • • • • • . £51,000
ThetAccumulated Fund exceeds .. 2 0,, 00
It has paid in Claims ••- • • • • '112,000
thTe h''
wil6re of the profits are divided quinqi.i.e:nniiailloa3mong
Members. Three divisions have already..been made'
"en the following sums have been added as bonuses to the
policies _ . .
Dec. 31, 1847 . ..- -.. .. • ..,. • ' X 5,400
~ 3852 .. •. . •• , .
1857 - • '• •• - '.. .. 23 200
: 1882 •• .. • • • • ••- , . . 56,50,0
Makin,the total bonus additions, .£05,600.
tiornises ma; be received in-c'tqls or'applierl to the r 'dim
"oti of premiums at. the option of the assured,,in• lieu of an
addition to the policy.
..,
Attention is especially invited tO the systetirof tree or paid-
ni) policies introduced by this Association,-by which the
sacrifice so often submitted to on the rehnquishinent.ot ,-,,
Po icy is wholly avoided. .. .
The balance-sheets of the Association are open ,to all,'
t'hether assurers or otherwise. .. ,
Active and influential agents will be appointed in unrepre.
Butted districts.

WM.. THOS. LINFORI), Secretary.
Chief Office, 15, Moorg,ate-street, E.C., Aug 1, 1863.

THE ' ROYAL INSURANCE ' COMPANY.
READ OTTICESI,
29, Lombard-street, London, and Royal Imitrance.
buildings, Liverpool.
Total Annual Revenue exceeds £.%O ,o`O.
Accumulated Funds in hand over 1,0,30,000.

~ . .

Chairman in Liverpool :
O CHARLES TURNER, Esq., M.P. ,
. , • • Chairman in London :
. . : .
WILLIAM WAINWRIGHT, Esq.
-•

*N'TRA.CfS FROM THE REPORT FOR THE YEAR
1862.
The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.
FIRE BRANCH.
The Directors have, as pieasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £,300,000. • ;
The high comparative position held by the Royal in the
Government Returns of Duty is again fully imam/tined.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact stir-
passes that of any year, with but two exceptions,:since•the
commencement of this Office, the balance.totthe credit-on
account of British and Foreign Insurances being £45,107 10s.
ficl., and of the North American business, which is kept sepa-
rately, £11,097165. led.
.1
LIFE BRANCFI.
The very gratifying duty now falls upon the Directors to
state the sum assured on now policies for the year 1562
exceeds even that of the year 1801 by £lBO,OOO, and bag arrived
at the almost unexampled amount for a single year of £701,427 on. 1,498 new policies issued. Until within 'the last few years it is believed that such a sum assured as that which
" just been announced as the result of one year's business
was all but:unheard of.
This portionof the Company's business has been carefully;
Watched And cannot fail to give much satisfaction to *the
.!hareliolder, as • well as no small encouragement for the
iutEvidence are to the participating life assurer.
of.continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
allmunted. .to 311 for the; year, on which the aggregate sum
I.D3r.Vo?ed for assuran^e mounts to £ I. Various degrees
ineu.gibility have led to these lives being declined. •
'`‘ 0 ':stßall, number of the Assurance Companies of the day,
record theft' accepted lives annually' at a sum not much, if 'at
•
exceeding those which the Royal has declared as insidmis-•
siule in a single year from deterioration of some kind or
another.
btlPflto complete...their review, the Directors now advert
fn yto the:United Kingdom, they have to announce that
.Fire Biiiiiiess'its, progress has been undoubtedly" more'
rapid than that.of; any other- Company established either rti London or,elseivhere, except when amalgamations have taken
place. The'returna of duty have proved this. In Life, the amount of New. Policids• already reported make all - other
evidence needless.
, • ;The Directors Cli their resent Reort 'wih-the
expression of an coin
opiniide on that the prospectsp of the-Royal
Insurance Company were never brighter, and of a consequent
hope;loanaed on a grateful remembrance of the pait, that
' the future may unfold for it a sphere of still greatermiagni-
combiniag distinontshed commercial success to the
Office with a lengthened eareer of usefulness and protection'
to the public.
PERCY DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.
4A.D. 1720.
itiYAL EXCHANGE. ASSURANCE
CORPORATION
(Establisival by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
,„ OCTAVIUS WIGRAM, Esq., Governor.
~EORGE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
/Tenn, . •
Bainbridge, Esq. Wilmot Holland, Esq.
-t,(abert Barclay, Esq. Earl of Leven and Melville.
'•„:?h11. G'arratt Cattlev, Esq. Chas. Jno. Manning, Esq.
I,_l/1 Currie Close, Esq. 'Henry Nelson, Esq.
to Davidson, Esq.
homes
and Dent,er mEc
es,q- 'I The Hon. Josccline W. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster,. Esq.
.cenk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
xtt ersdale W. Grenfell, Esq. William Soltau, Esq.
Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
arn. Tetlow Hibbert, Esq.: William Wallace, Esq.
Jas. Stewart Hodgson, Esq. ' Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
_TIRE and LIFE ASSURANCES may be effected with this
.-erporation on advantageous terms.
1n the Life Department, assurances are granted with,par-
ciliation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Banns on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five veers.
Any sum not exceeding £15,000 may be insured on one
Lire.
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of nartnership.
A rate of Boners equal to the average returns of Mutual
Societies—with, the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of 'nearly a CENTURY AND A HALF.
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.
ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.