The Sun.
London, England, 1837-07-11 00:00:00

No. 13,986.

pROSPECTUS of the NATIONAL LOAN
FUND LIFE ASSURANCE SOCIETY.
No. 69, CORN HILL, LONDON,
C pita], 500,0001., in 50,000 Shares of 10/. olch.
PATRON.
His Cr9.7C the DUKE of SOMERSET,
DIRECTORS.
T. LAMIE J. MURRAY, Esq.,e
.
. Elliotson M.D., MD F. R. Georg Lungley,Chairman Esq.
I
Charles Farebrother, Esq., Aid. Kenneth Mackenzie, Esq.
H. Gordon, Esq. John Rawson Esq.
I
Robert Hollond, Esq. Joseph Thompson, Esq.

AUDITORS.
Professor Ritchie, LL.D. ,F. R. S. I Professor Wheatstone, F. R. S.
PHI-UCLA 7.f —J. Elliotson, M. D., F.R. S.
SURGEON—E. S. Symes, Esq.
ACT UA RY—W. S. B. Woolhouse, Esq., F. R. A. S.
BANKEas—Messrs. Wright and CO.
STANDING COUNSEL—W. Milbourne James, Esq.
SoLteteoas—Me•wrs Webber and Bland, Bedford-row.
LIFE ASSURANCE SOCIETIES have been so long esta-
blished, their benefits so extensively known and felt, that little fur-
ther argument is requisite to satisfy the provident of every class of
their utility. Such institutions are of incalculable value, in miti-
gating the evils flowing out of the individual uncertainty of life;
and in equalizing to the survivors of a short life, the fruits of a long
one. Their number and progress within the last few years is a de-
cided proof of advancing intelligence.
It mu►t not, however, be overlooked, that the great advantages
they confer are as yet almost exclusively enjoyed by the upper
classes. The great bulk of society, possessed of no certain income,
I relying on the exertion of industry for support—however ample for
the present, but subject to the various:uncertainties of life—seldom
in any number resort to Life Assurance for the provision of a Fa-
mily : —hence to them the construction of these Establishments is
less inviting than to those of a certain income, however limited.
Again, the occupations and engagements of this class, by far the most
numerous, important, and wealthy in the aggregate, expose them to
vicissitudes, in reality only affecting the few, yet the apprehension
of which, and the uncertainty of continued income, deter them from
entering into contracts for assurance ; where the advantage, being
so remote, is moreover made to depend on the chances of a perma.
nent state of prosperity, over which the most prudent have no kind
of control.
Against the class above mentioned the door of Life Assurance is
at present closed ; few will venture across its threshold, who are
uncertain a the future means out of which to make good the pay-
ment of the annual premium, or subject themselves with the loss of
their policy to the mortification of having spent their money in
vain.

To remedy the defects of the present system, the application of a
new principle is required; viz. to make the advantage derivable
from an annual saving, or accumulation, contingent on two or
more chances—death, or misfortune during the lifetime of the party
assured. In the one case, the benefit would reach the survivor; in
the other, it would commence in favour of the assured himself at
the very point of permanent or temporary embarrassment..
By the present plan of Life Assurance the benefits arise upon a
single contingency—the death of the party assured ; and this again
contingent on the regularity in the payment of the annual premium.
But it has been shown this can only be promised, or wisely under-
taken, by those having a specific and certain income ; and there-
fore, to include all classes, those who do, and those who do not pos-
sess a certain income, that plan of Life Assurance would far sur.
pass all others in utility and attraction, which would convert the
annual saving or premium paid by the assured, either into a protec-
tion to him in the event of misfortune—the means of promoting,
at all times, his present interest—or a provision for his family at
death.
Compared to the interest an individual takes in himself, the pro-
vision for his family is secondary, notwithstanding the strength of
the latter feeling in the human breast ; and it will considered by
every one, at least, of equal importance to protect himself against
the occurrence of casualties and reverses while living, as to provide
for his family at death.
By the plan of this Assurance Society, it is proposed to join to-
gether these two strongest of human motives, and by this means to
give the most powerful encouragement to lay np a provision for the
future. It is therefore proposed that the fund arising out of the
premiums paid by the assured, will be made capable of fulfilling two
or more objects :—first, by the payment of the contract on the po-
; secondly, a loan-fund, out of which the assured will be en-
titled, under certain guarantees, to borrow equal to two-thirds of
his payments; thirdly. in the event of inability to continue his pay-
ments, such other equitable disposition of his interest in his policy
will be allowed him as he may choose. By this means his apprehen-
sion of great pecuniary loss, in the event of non-payment of pre-
mium, will be removed—a vast class of society will thereby be ad-
mitted ; and every individual, while steadily pursuing one object
a provision for his family at death—will have, by the plan of this
Society, a door open to his savings, which will never be closed
against his wants or his use.
New facilities will also be afforded by this Society in the accu-
mulation of capital, also through the means of Life Assurance, to
advance Loans on Life Interests.
That no one may incur undue risks at first, the engagements of
this Society at its commencement will be guaranteed by a Capital
of 500,000/., although other wealthy and flourishing establishments
have found this wholly unnecessary : and that afterwards the Capi-
tal may not press on the assured, it is intended to connect with it
the purchase of Reversionary and other Interests, and to enlarge
the capital as the business of both departments increase ; but the
premium on each addition to the Capital to belong exclusively to the
original Proprietors.
In the various schemes of Proprietary Assurance Companies the
division of Bonuses is proportioned to the rate of premium de-
minded. Mutual Assurance Societies, notwithstanding they di-
vide
all profit, demand too high a rate of in order to cover
the risk. In this Society, the premium will be as low as the object
included will admit; and as it is intended to divide with the assured
two-thirds of the profits of the Life and Reversionary Interest De-
partments, the inducement to assure with the Society; on this score
alone, will bo greater than with those Proprietary Companies ;
while, besides a much lower rate of premium a compensation will
be offered that may be greater than any advantage held out by
Mutual Assurance Societies.
The Rates of Assurance are calculated from original and exten-
sive Manuscript Tables founded on a law of mortality, which has
been derived by combining accurate theory with the best experi-
ence ; and they effect the most perfect and equitable adjustment of
each contingency to the several periods of human life.
The growth and success of Life Assurance Companies, and the
profit attendant on their operations, will be best understood by con-
trasting the present Market Value of the Shares of a few of the
principal Offices with the price originally paid for those Shares.

mount Price Profit per Share.
Shares. paid up. per Share.
Clerical, Medical,
and General £lOO £2 10 £4 10 £BO per Cent.
Law -
National I 100 .5 11 120 -
Provident
Bock 2O 2 6 2;;0 -----
Sun -
___

The Capital will be divided into 50,000 Shares of 10/. each, on
which 2/. per Share is payable immediately on subscribing, and ss.
per Share in addition, towards the preliminary expenses and pro-
jection ; and as the further increase of the Capital will be by the
constant issue of new Shares at a premium, as the Society extends its
operations, the holders of original Shares will be secured the Profit
of each extension of the Capital.
The first declaration of Profits will he made after a period of three
and not more than five years, and afterwards annually ; but in the
meantime the Shareholders will receive Si. per Cent. per Annum
on the paid-up Capital.
The immediate attention of the Directors will be given to the
Establishment of Offices and Agencies throughout the United King-
dom. As a stimulus to the extension of the Society, Committees of
the assured will be formed in each locality, and a separate calcula-
tion made of its success; and besides the general Bonus of two-
thirds of the profits, the assured in each locality will be entitled to a
separate Bonus, the amount of which will be made to depend on the
value and extent of their own exertions. Such influential indivi-

duals as may be desirouc of promoting the principles on which this
Society is foundea, and extending its advantages, or those who may
offer their services as Agents in the Country by addressing a letter
to T. Lamie Murray, Esq., the Projector of the Plan of the So-
ciety, at the Office, 69, Cornhill, London, will obtain immediate
attention.

Applications for Shares to be made at the Office of the Society,
69, Cornhill ; or to the Bankers, Messrs. Wright and Co., Hen-
rietta-street, Covent-garden ; or to Messrs. Webber and Bland,
Bedford-row.

F. FERGUSON CAM ROUX, Secretary.

30, STRAND.

lIE IRISH DRAGOON.
AlR—Mrs. O'Daisy.

When first far Ould England I left Killarney,
And footed it merrily over the set—
The folks they so bother'd me all with their blarney
I wish'd myself back with sweet Judy M'Cree;
Bat I hit of a honey, who lipped me some money,
And '11,t,,d me, :Atli ! in the twilik of an eye
A loyal dragoon soon I strutted so funny,
And devil a soul was so merry as I.
A pair of jack boots, oh ! they bade ma be claning,
As rough as a badger ther surfaces were;
But, arrah !" says I, " and what ix it you're maning
Botheration ! I never can pills!' these here.
That Soon they convinced me of sense I was lacking,
And wasn't half up to the best of their fun ;
For scarce had I toncli'd 'ern with Warren's Jet Blacking,
Ere they shew'd my nate features as bright as the sun.
Sure I thought 'to as Ould Nick, that deceatful rapscall:on,
Had pla)'4 ire some trick, and the phiz was Isis own;
But I learned from the mature that drill'd the Nutt' on,
'Twas the beauty of Warren's Jet lllackhrg alone;
So I carry the face of each lass I hat passes,
On both my jack boots ; and, no longer a loon,
When 1 visit Killarney, the mate Irish lasses
Will simper and sigh for the Irish Dragoon
This F.asy-shining and Brilliant Blacking prepared by ROBERT
WA RREN, Strand, London; and sold in every Town in he Uult:d
Kingdom.
liquid, in Bottles, and Paste Blacking, in Pots, at (id., Ild., and lad. each
Ile particular to inquire foe Warren's, 30, Strand; al others arc
Counterfeit.

No. 10, LUDGATE-HILL.—A NEW DISCOVERY.
DONS. JAMES M. MALLAN, Surgeon
Dentist, No. 10, Ludgate-hill, opposite the Bell San wage
Inn, continues to RESTORE DECAYED TEETH, however large the
rarity, with his celebrated MINERAL SUCCEDANEUII, without
PAIN, HEAT, or PRESSURE—it hardens into enamel, allays the most
excruciating pain, aad lasts far many years, preventing the necessity of
extraction.

LOOSE
DISEASF. oEfEtTheIGFUAItSITS
LE ONE
INCORRODIBLF. ARTIFICIAL TEETH, fr,m a SING .
()I,TrEtpmwtihseEthoefracriAsinLgolmiA, GE,NEGLECT,
teethto a COMPLETE
ing ones. Thee fixed without ES Es
ler ointnilliteterhczi nrigoo,eAixeal exactly yabEiencso,finorme
discoloured
fords support to the adjoiniirr teeth, howeverlnooasep,railnndlpalnesX•eircohvo.ry
purpose of MASTICATION ai',d ARTICULATION.
r cl°urt
ih et
ha edly°aiinrie.
. clergymen and public orators, labouring under defectii7,4hrenv,u,iinlcibse.
tion, Bloubieur J. M. MALL; N's method of replacing
found tuweuliarly valuable, as it obviates all defects of articulation.
The se of Artificial Teeth, in some inttances, has been found objec-
tionable by invalids taking medicines that have a tendency to discolour
them, or in the performance of opQrations which campoltlicir removal,
perhaps, in the presence of an attendant or domestic ; Messrs. M., how.
ever, have been, successful in removing these objections, by con:tructiag
teethlor those purpo.es of sub,tances, and in such a manner as to fender
them capable of withstanding eftects of the most inimical nature.
NATURAL TEETH PLACED on the above improved principle.
Charges as in Tanis. From Ten till Five, No. 10, Ludgate-Lill.

GENERAL ELECTION.
MANUAL FOR RETURNING OFFICERS, CANDIDATES,

AND AGENTS.

This day was published, in Bvo., price 1/. ss. beards,
ACOMPLETE DICTIONA RY of the LAW
and PRACTICE of ELECTIONS and ELECTION
COMMITTEES for ENGLAND, SCOTLAND, and IRE-
LAND.
By JOHN DAVID CHAMBERS, M.A., Barrister-at-Law.
London : Saunders and Benning, 43, Fleet-street.
Of whom may be had,
RUSSELL'S REFORM ACT. Price 9s. boards.
SEWELL'S REGISTRATION of VOTERS; with SUP-
PLEMENT. . Price ss. boards.

Just published, the 20th Edition,
NEW POPULAR WORK on DISEASES of the GENERA-
TIVE SYSTEM, with Additional Cases. Price 4s.
A N H ISTOItICAL and PRACTICAL
CA_ TREATISE on SYPHILIS, and other Diseases of thy
Urethra and Generative System. These subjec:s are illustrated b
a varietv of highly interesting cases. To which are :kddcd, Con-
electingObservations on the Nature and Treatment of Nervous,
General, and Local Debility, for the Cure of which the Author
has adopted a plan of treatment which, during his c::perienee of
upwards of thirty- years extensive practice, has invariably proved
41.1(!CCIOUI.

Ry C. B. COURTENA Y, M.D., 42, Great Marlborough-street.
Printed for the Author, and sold by Simpkin and Marshall, Ste
tioners'-oourt ; Onwhyn, Catherine-street, Strand ; W. March.
-15, Oxford-street; J. Chappell, 943, Royal Exchange; .M.l3hun,
Trongate, Glasgow; Messrs. Sutherland, Calton-street, Edin-
burgh ; and by all Booksellers in town and country.
" Amongst the numerous medical and sur&ical works of the day
we consider that written by Dr. Courtenay on Syphilis and other
frequently fatal complaints, to be worthy of the highest enemniums.
and justly deserving the serious attention of all those persons win
may unfortunately happen to be atilicted with tke maladies whicl;
form the subject of this very
,interesting publication. The lumi-
nous views taken of these diseases, • together with the important
warnings against excesses, entitle this work to great praise; ant
we may add, as a further recommendation, that it is written yritl
much delicacy and morality."—lmpector and Literary Review.

Yesterday -morning; 'll. few minutes before eleven
o'clock, the passengers in Tottenham-court-road were plunged
into the utmost alarm and excitement by the furious conduct
of an unfortunate gentleman, a maniac, under the following
circumstances :—A gentleman was observed running at a fu-
rious rate along the middle of the New-road, from the direc-
tion of Islington. without hat, coat, or waistcoat, and appeared
particularly wild in his manners. On arriving at the corner
of Tottenham-court-road he observed a cab-stand, on which
several were standing, one of which had no driver near it,
into which he instantly jumped and drove the horse off at a
frightful and furious rate, sometimes on the foot pavement and
other times not. The screams of a number of females were
terrific, expecting every moment to see the cab and him dashed
to pieces, or a number of foot passengers either killed or dread-
fully injured. Fortunately the drivers of omnibuses, cabs, and
other vehicles escaped with great difficulty coming in contact
Kith his cab. On his arrival at the corner of Goodge-street
and Tottenliam.court.road the horse was stopped by some po-
licemen at the imminent risk of their lives, and after great diffi-
culty they succeeded in conveying him to the station-house in
George-street, Bloomabury. It was ascertained that the un-
fortunate gentleman had efLeted his escape from a private
madhouse in the vicinity of Islington. He was detained
until his keepers came, viho conveyed him back to his asylum
strictly secured, fortunately without any accident occurring to
tsinsself or any other person. Had he not been stopped and
secured by the police it is impossible to calculate on the ex-
tent of mischief he might have committed.
THE LATE KING.—The late King was subject
to fits of abstraction in the most numerous company, and, under
such circumstances, would give utterance to the feelings of an
honest heart, not always palatable to those who approach
Princes. At the time arch diplomate Talleyrand first came
over here as Ambassador he was one day dining at St.
James's with most of the foreign Ambassadors. News had
been received that Casimir Perrier (the only Prime Minister
of France since the glorious days of July of uncompromising
firmness and honesty) was lying dangerously ill with the
cholera. The first word the King uttered at table was to
ask Talleyrand What was the last news of Casimir Per-
rier?" "He is dying, if not dead, your Majesty," answered
in his sepulchral voice the "Diable Boiteux." The King
sighed heavily, and remained silent at first; but presently he
began saying to himsclf—" What a pity ! What a pity 1 the
only truly honest statesman in France dead. The only man
capable of ruling such a pack of s,ngti,:ary rogues; is it not
so ?" added the King, suddenly turning to his nearest neigh-
bour, the Baron do N. The latter diplomatist, much embar-
rassed, looked unutterable things and muttered unintelligible
ones. The whole Gorps (k)loinatique, not daring to look at one
another, looked down on their plates, bursting with scarcely
repressible laughter, and Talleyrand's spoon worked from his
soup-plate to his mouth as rapidly as the paddle of a high
pressure steam-boat,
On Saturday morning, about eight o'clock, the Go-
vernor of Colchester gaol discovered that six burglars of most
desperate character, who bad been committed from Thaxted to
take their trials at the assizes, had removed the brickwork
from the wall of their cell, and nere just on the point of es-
caping, when they were secured and heavily ironed. The
fellows had put a bed before the part of the wall on which
they were working, and removed bricks enough to let them
through, after three days' labour.
Never was there a conqueror who fired more can-
non, fought more battles, or overthrew more thrones, than
Napoleon. But we cannot appreciate the degree and quality
of his glory without weighing the means he possessed, and the
results which he accomplished. Enough for our present pur-
pose will be gained if we set before us the mere resources of
flesh and blood which he called into play from-the rupture of
the peace of Amiens in 1801, down to his eventful exit. At
that time he bad, as he declared to Lord Wentworth, an army
on foot of 480,000 men. (Elere follows a detail of the dif-
ferent levies made from 1804 till 1814. Total of men,
2,965,965.) This detail, which is derived froth Napoleon's
,fficial journal, the Moniteur, under the several dates, is de-
ficient in the excess which was raised beyond the levies ;
but even if we deduct the casualties as well as the three
hundred thousand men disbanded in the year Inn, we
shall be much under the mark in affirming that he
slaughtered two millions and a half of human beings, and
these all Frenchmen. But we have yet to add the thousands
and tens of thousands of Germans, Swiss, Poles, Italians, Nea-
-o,.litans, and Illyrians, whom he forced under his eagles, and,
at a moderate computation, these cannot have fallen short of
half a million. It is obviously just to assume that the number
who fell on the side of his adversaries was equal to that against
which they were brought. here, then, are our data for as-
s'rting that the latter years of his glory were purchased at
less an expense than six millions of human lives. This hor-
rible inroad on the fairest portion of the population of Europe
resulted in the abandonment of every conquered territory; the
bringing of foreign enemies twice within four-and-twenty
mont'as under the walls of Paris, and the erasure of his name
from the records of dominion,—Paris Paper.