The Sun.
London, England, 1863-09-19 00:00:00

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NORTH UsI,TrUcE'gpu,2I'EkCANTILE

Established 1809.:7
Incorporated by Royal Charter ancrSpecial Acts of
Parliament.
Accutrinkted and Invested Funds
Annual Revenue 422,401
FIRE DEPARTMENT.
Insuran-es frranteri both at Home and in Foreign Countries
On the most liberal terms.

LIFE DEPARTMENT.
Every facility offered to Insurers.
Ninety per Cent. of the Profits divided among the Insurers
on the participating principle.
The new Life business transacted in 1862 as follows
Policies. Amrnnt In=ured. Premiums.
1,037 £703,334 £33,641 0 0
Forms of Proposal and every information will be furnished
on application at the

DON Orricrs :
LON
58, Threadneedle-street.
4, New Bank Buildings. Lot
bury.
West-end Office 8. Waterloo-pace, Pall-mall.

THE ROYAL INSURANCE COMPANY.
HEA.I} OFFICER,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds £500,010.
Accumulated Funds in hand over 1000,000.
---
Chairman in Liverpool :
CHARLES TURNER, Esq., MX.
Chairman in London :
WILLIAM WAINWRIGHT, Esq.

EXTRACTS FROM THE
1862 REPORT FOR THE YEAR
The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.
FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully nmintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
passes that of any year, with but two exceptions, since the
commencement of 11114 Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 10s.
5d., and of the North American business, whichis kept sepa-
rately, £11,097165. 10d.
LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
state the sum assured on n.?Nv policies for fhe year 1862
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
Was all but unheard of.
This portion of the Company's business sari
be
carefully
,watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for as suran t.e amounts to £143,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much. if at
all, exceeding those which the Royal has declared as inadmis-
able in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly y to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
Place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London;

pIi.OVIDENT
ASSOCI CLERKS'
NMUTUAL LIFE
ATIO.
Established 1540.
TRUSTEES.

Thomas Baring., Egg.. M. . I P Wm.
Lode Prescott, Esq.
Thomson Hankey, Esq., M.P. Baron
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is £51,000
The Accumulated Fund exceeds .. 2c0,000
It has paid in Claims . • • • • • 112,000
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
Policies
Dec. 31, 1847
19 3852 ••
„ 1857 .. . •
1862 .• • •
making the total bonus additions, £96,600.
Bonuses may be received in wish or applied to the redue
tion of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
up policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
Whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

£5,400
11,500

. 23:200
.. 56,500

WM. THOS. LINFORD, Secretary.
Chief Office, 15, Moorgate-street, E.C., Aug 1, 1863.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.

Henry Bainbridge, Esq. r Wilmot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
;John Garratt Cattlev, Esq. Chas. Jno. Manning, Esq.
Mark Currie Close, Esq. , Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
Riversdale W. Grenfell, Esq. William Soltau, Esq.
Robt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq.: William Wallace, Esq.
Jas. Stewart Hodgson, Esq. 7 Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.'
The Reversionary Banns on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
Payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding X 15,000 may be insured on one
Life.
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A UALF.
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of char

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

ARMY CONTRACTS.
Commissariat Office,
Aldershot, 24 September, 1863.
TENDERS will be received at this office, until
noon, on WEDNESDAY, the 30th September, 1863,
from persons who may be willing to enter into Contract for
the supply of