The Sun.
London, England, 1863-09-10 00:00:00

LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
state the sum assured on new policies for fbe year 1862
exceeds even that of the yesr 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
4701,127 on 1,498 new policies issued. Until within the last
few years it is believed that such a sum acsured as that which
has just been announced as the result of one year's business
Was all but unheard of.
This portion of the Company's business has been carefully
Watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for as suran^e s mounts to 43,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.
br eft to If, to complete their review, the Directors now advert
to the United Kingdom, they have to announce that
In Fire Business ID s progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PERCY U. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.
TRUSTEES.
Thomas Baring, Esq., M.P. Wm. Geo. Prescott, Esq.
Thomson Hankey, Esq., M.P. I Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sunk of £1,500,000.
The Annual Income is .. • • • . £51,000
The Accumulated Fund exceeds
.. 2n0,,00
It has paid in Claims .. • • 112,000
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
Policies

Dec. 31, 1847 . • • • • • £,400
„ 1852 . • • • • . 11,500
„ 1857 .. • • .. 23.200
„ 1862 .. 56,500
Making the total bonus additions, £96600.
.„ Bonuses ma-i be received in clsh or, applied to the reduc-
tion of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
Ill) policies introduced by this Association, by which the
sacrifice so often submitted to on the rainqvishment of
po icy is wholly avoided.
The balance-sheets of the Association arc open to all,
Whether assurers or otherwise.
Active and influential agents Will be appointed in unrepre-
sented districts.

WM. THOS. LINFORD, Secretary.
Chief Office, 15, Moorme-atreet, E.C., Aug 1, 1863.

A.D. 1720.
OYAL :EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
_ _

Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
Henry Bainbridge, Esq. Wilmot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garrett Cattlev, Esq. Chas, Jno. Manning, Esq.
Mark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. IThe Hon. Josceline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esr4. Eric Carrington Smith, Esq.
RiversdaleW. Grenfell Esq. William Soltau, Esq.
Robt. Amadeus Matt, 'Esq. Joseph Somes, Esq,, M.P.
Wm. Tetlow Hibbert, Esq.! William Wallace, Esq.
Jas. Stewart Hodgson, Esq. ' Chas. Baring Young, Esq.
Medical. Referee, SAMUEL SOLLY, Esq., I.R.S.
FIRE and LIFE ASSURANCES may be effected with this
corporation on advantageous terms.
In the Lite Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
Payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Stock. Societies--with the guarantee of a large invested Capital
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A RALF.
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.

ROYAL EXCD'.A.NGE, LONDON.
ROBT. P. STEELE, Secretary.

OYAL FRE2 HOSPITAL, Gray's-inn-road,
.11) in the immediate vicinity of the Great Northern Rail-
way Terminus, at King's-cross.
Patron—The QUEEN.
President—The Duke of BUCCLEUCH, K.G.
Trehsurer—Edward Masterman, Esq.

withoutote d
to the
desti-
tution This was tlie firSliiosiiital to introduce the principle of free
and instant admission to the desitsiteuntteirseiely d
k,
for-
mality of governors' letters. It
in its most pitiable form—viz., that which is worn-
Pealed by sickness and disease, and
is now of sufficient
Magnitude that, with ad Hate
very large proportion of
support, it may be rendered
capable of admitting into its wards a the casual sick of this great metropolis.
fluids in order to have 500 beds available for the reception of It requires but the
these the most wretched of our fellow-creatures.
it gratuitously affords medical advice and medicinei_. On the average, than 3,000 out-patients a weea The Weekly Board feel it their imperative duty
etdo
support,
an,
EARNEST APPEAL to the public for contra'
to enable them to admit and relieve the distressing cases that
daily present themselves Contributions are received by the Treasurer,
Mae t er
tts and
man, Esq. Nichol b TVieSsrS. COU
Co. Drummond' as-lane; also y
Ransom and
and Co. ; Jones
P
Loyd and Co.
and Co. ; Ilerries and Co. ; a
A Co.;Givn
Co.;, rescott, Grote, and Co. ;Smith, Payne, anc. ,o. .
Edward
Co. Nisbet and COnd
and Co. ; W ,iiiam, De ; Barclay and Co. ; Denison
; 3arcoesnsr,
sanjd.
BCaor. Co.;;:leodvaenrden Co.,Gurney,
and at the Hospital.. Liverpool

STANFORD S. SMITH Secretary.
14°NEY PROMPTLY ADVANCED by a
removal
trate Gentleman upon FURNITURE (without
ka, '. Leasehold and Freehold Property, or Reversions,
la slims from. £2O to £soo.—Mr. Howard, 18, Queen-
stree, Cheapside.
A----,...,,,-
(1"
-V-;PS BRICK, TILE, AND PIPE
MACIIINE•4, for hand, horse, or er, are the
most siznple and efficient extant. —Full particularspandprioes
they may
obtained of the makers, E. Pale and Co., Laurence Pountney
place, Laurence Pountney-hill, (7a,inon-street, E.C., where
be seen in operation daily.
tizailed
EATING'S PERSIAN INSECT DESTROY.
Produce WDER, for which a Prize Medal was awarded
to the
~,, at the International Exhibition, 1862,
i "I, Powder is quite harmless to awmal life, but is un-
in destroying Fleas. Bugs, Flies, Cockroaches,
sp4". Gnats, Mosquitos, Aloths in furs, and every other
merm,.°l Insect.
'nit pi,;"nen will find this an invaluable remcdy for destroy-
'"" in th ' D er , ls also Ladies for their Pet Dogs.
„nit i.k
.eir 0,,5, 4
‘r'
." igreatsale that it has tempted other. to
~,,1, hap er °riginal importer of this. now invaluable article,
obs,, a tio..win( so a
pubic are therefore cautioned to
aut t°e that
Fovvder bear the
ed article, the pubac .
°"--4411. the packets of the Genuine
I Sold i ~,01 iz0,,,,
i1k,,,",36°.:14e41tet5,-W2.'s.}:f3dk,T,laNnd 4s. fkl. each,. or post free fo!
-.oily htanins by Thomas Keating, Cbe IST) tV, St.
-.Vilyita a• . J
, London, E,C.