The Sun.
London, England, 1863-10-05 00:00:00

T TIE LIVERPOOL AND LONDON FIRE
AND LIFE INSURANCE COMPANY.
Established in 1836.
Offices :-1, Dale-street, Liverpool ; 20 and 21, Poultry,
London, E.C.
PROGEESS OF TILE COMPANY SINCE 1850 :
Ye

mr. I Fire Premiums. I Life Premiums. I Invested Funds.

3851 I
1856 £51,305
18G1 222,279
1852 360.130
.. _ 436,065
Th,

£27,157
72,781
115.974
13Q,703

£502,314
821,061
1,3,1,905
1,417.808

.ie Fire Duty paid by this Company in England in 1862
I'vas £71,214.
SWINTON BOULT, Secretary to the Comrany.
JOHN ATKINS, R. sident Secretary, London.
Fire Policies falling due at 31Lhaelmas should be renewed
by the 14th October.

NORWICH UNION _ FIRE INSURANCE

SOCIETY.

The business of Vre Company exceeds £70,000,000.
The duty paid to Government for the year 1S6:: was
£85,062, and the amount insured on farming stock,
1'i,086,332.
A bonus of three-fifths of the profi's periodically made to
parties insuring, who have thus, from time to time, received
sums amounting in the aggre,ate to L 410,000; and the Society
Pow holds a large Reserve appWahlo to a future Bonus.
The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.

For pro=pectuses apply at the Society's Offices, Surrey-
Street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, B.C.

lIROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.
TRUSTEES.
Thomas Barinz, Esq., M.P. Wm. Geo. Prescott, Esq.
I
Thomson Hankey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association hai now in existence 6,000 policies, for a
total aunt of £1,500,000.
The Annual £5l
The Accumulated Fund exceeds .. 2 'o,r 00
It has paid in Claims
.. .. 112,000
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
policies
Dec. 31,1847 .. £5,400
„ 1852 .. 11,500
„ 1857 • . .. 23.200
1862 .. 56 500
tanking the total bonus additns, £ 96,600.
Bonuses ma:, be received inio c•-tsh or appliel to the reduc
tion of premiums at the option of the assured, in lieu of an
addition to the i obey.
Attention is especially invited to the system of free or paid-
-111) policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
Do icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

WM. THOS. LINFORD, Secretary,
Chief Office, 15, Moorgate-atreet, E.C., Aug 1,1563.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR ERA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
GEORGOCTAVIUS WIGRAM, Esq., Governor.
E PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
Henry Bainbridge, Esq. Wiimot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garrett Cattley, Esq. Chas. Jno. Manning, Esq.
IVtark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
Riversdale W. Grenfell, Esq. William Soltau, Esq.
Pobt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq.: Witham Wallace, sq.
Jas. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
NOTICE.— file usual fifteen days allowed for payment of
FIRE PREMIUMS falling due at Michaelmas will expire
on 14th October.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
The Reversionary Banns on British Life Policies has ave-
raged nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
• ayable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.

This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A. rate of Bonus equal to the average returns of Mutual
° S Societies—with the guarantee of a large invested Capital
tock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
SPECIAL NOTICE.
Polici.s on the participating system, granted on or before
the 31st December, 1863, and in force at th- close of the year
2865, will be entitled to share in the next division of profits
ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

T" ROYAL INSURANCE COMPANY.
READ OFFICES
29, Lombard-street, Lond on, and, Royal lnturance-
buildinzs, Liverpoel.
Total Annual Revenue exceeds £500,0,n.
Accumulated Funds in hand over 1000,000.

Chairman In Liverpool :
CHARLES TURNER, Esq., M.P.
Chairman in London :
WILLIAM WAINWRIGHT, Esq.

EXTRACTS FROM TH REPORT FOR TILE YEAR
1862,
The Directors of the Royal Insurance Company are now called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.
FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preced,ng year, and in fact sur-
passes that of any Year, with but two exceptions, since the
commencement of this Office, the balance to the credit ou
accouut of British and Foreign Insurances being £45,107 10s.
td.. and of the North American business, whichis kept sepa-
ratrJly, £11,097 16s. 10d.

T the she vet LIFE BRANC FT.
statey
um gratifying
ured duty now falls upon the Directors to
ass on npolicies for fhe ear 1862
exceeds even that of the year 1861 by £lBO,OOO, and hays arrived
at the almost unexampled amount for a single year of
-£701,427 on 1,498 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
Was all but unheard of.
This portion of the Company's business has been carefully
Shareholder, as well as no small encouragement for the
futnre to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sign
proposed for assuran^e amounts to £'4.1,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
Londm or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that, the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
()tee with a lengthened career of usefulness and protection
to the public.

PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

V.R.—TOWER.
SALE OF STORES.—By Order of the
CRYSECRET OF STATE FOR WAR, Mr. GEORGE
SPILLMAN SELL, by Public Auction, in the Tower,
on
Forenoon'TllUßSDA.Y the Bth of October, 1863, at Eleven o'clock
in the precisely, the following Stores :
Bed Cases and Blankets. Small Anna of various de•
Grey Clothing and Woollen scriptions.
Caps. Armourer's Pack-
Hammock Rugs. Forges saddle.
20 Gal. Coppers. Sets of Ironwork for do.
Ranges complete, with Ovens 1 Files, various.
and Boilers.
May be viewed at the Towel
days previous to the day of sa,
at the War-office ; t
Wooluil h.

r from 10 to 4 o'clock the three
,le, and catalones may be had
`he Tower ; and Royal Arsenal,

'ROYAL NATIONAL LIFE-BOAT
INSTITUTION

(Incorporated by Royal Charter).
PATRONESS—Her Most Gracious Majesty the Queen.
PUESIDENT —Vice-Admiral the Duke of Northumberland,
_ _

.. _.-----___—
K.G., F.R.S.
Esq.,lr•—•-•• •
r -C
_ThomastruriHAinuArtChapman, Esq., F.R S. V.P.
APPEAL.
„Thn Committee of Manarrement have to state that, since
i" beginning of the year 1861, the Royal National Lifeboat
institution has expended £28,550 on various Lifeboat Estab-
ablishments on the Coasts of Eng:and, Scotland, and Ireland.
e number of lives saved by the Life-boats of the
I,7ietY, and other means, since its formation, is 13,220;
1•,7 which services 82 Gold nr.dals, 733 Silver Medals, and
20,_ In cash have been paid in rewards. The Institn-
Tr;l:as also expended £75,380 on Life-boats, Life-boat
Tb_Porting-cartiages, and Boat-houses.
I,theMtiV i erneoU nmittee desire to express their grateful sense of
s support which they have received from the
I,3,,,diyblie during the past few years, a support which
9,1 Il.Td them to establish their present magnificent fleet
-preply rtehoats on the shores of the United Kingdom.
rests on .111aibie, however, of the great responsibility that
state, ati,u,rn to maintain their fleet in a thoroughly efficient
boats, ‘,444,a Crews practised in the manao•emert of their
great and trul°
annual incoLean Only be effected by a large -and pc. man ent
country,4l, they earnestly appeal to all classes of their
aid them in upholding and perpetuating so
The ConmliZ national work. -
tributions:-..."""ee gratefulLY acknowledge the following con-
ifer Malesty thp n„
£ 5, d
Campbell, the 17 Queen • annual 50 C 0
Clerk, Colonel, R 7,;.-Irs• G. :: •• • •
annual 5 0 0
Coutts and Co., M •• • • l 1 1 0
, curs. ~.. .• • .. • . annlift
Currie, Wm., Itsq,, ' .AniKers .. .. annual 10 0 0
Erle, Lord Chief Justice. • • • • .. 4th don.lo 0 0
Panshawe, Vice-Admiral SI • • • • • don. 10 10 0
Penwick, G. J., Esq., coat °rift, 1C....C.8. and don. 25 0 0
sporting Carriage
.. a Lifeboat Tran-
llarvey, Rev. G. G. and Airs. • • •• .. .. 250 0 0
Martin, Sir Henry, Bart.
Palmer, Sir Roundel], ALP. •• • .„ don. 30 0
tor-General ,ii .m.•8 SOliCi-
• • • • 7th don. 10 0 0
• •• Royal Yacht Squa • lron ••
• • • annual 22 0
•"
Steel, Michael, Esq. • • • •
•• • • annual 10 0 0
Thorn& a, Lady, Weston-super-Mare:cell • •
La dyship
.. • • " don. 100 0 0
ectedbY her
*Willoughby d'Ere,by, Lord .. .. • • • • 16 16 0
Donations and Annual Subscriptions willbannual 5 0 0
reived by the Bankers of the Institution,
Perciy al, an d Co. essrs. Willis,
cAbankfully 766,
Lombardi Lombard-street ; INI
Co., 59, Strand; Messrs. Berries, Farquhare, sets.Ccoutts and
James's-street, London ;by a 1 the Collector; f °*: 10, q
and Bankers e United Kin dom; and by t: O
, Custom,
Richard gffi He Secretary,
a Lewis,• .sq., at the oce et the Institution ,all
john-stzeet, A.delnhi, London, ii,‘,;. ,