The Sun.
London, England, 1863-09-03 00:00:00

•
ZXTR
CfS FROM THE REPORT FOR THE YEAR IC

The 1862.
•
„Ilea Directors of the Royal Insuranceare nnw
C:onipany at
upon to make their accustomed periodical Report the
"wig of its Shareholders.
FIRE BRANCH.
eioPe Directors h e pleasingly as unexpectedly. at the
o.lllBle. year, taovannaosunce, for the first time, that the Fire
Tips up have not only reached, biu,etledxcebled,
Go 'ugh comparative position th4rll'o°°y°a.l in the
vermnent Returns f Duty
The is again fully maintained.
th profit of the business of the year exceeds considerably
„ e amount realised in the preced.ng year, and in fact sur-
Tames that of any year, with but two exceptions, sine the
commencement of thi- Office, the balance to the credit on
sac cd ount of British American insurances being £15,101 10s.
'' and of the North business, which is kept sepa•
rately, £11,097 16s. 30d.
LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
'1'',,101•427 on 1,498 new policies Issued. Until within the last
W years it is believed that such a sum assured as that a hich
has Just been announced as the result of one year's business
Was all but unheard of.
_ This portion of the Company's bnsineas has been carefully
v!atched, and cannot fail to give much satisfaction to the
shareholderu as well as no small encouragement fir the
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assuran^e amounts to .£'.41.281. Various degrees
Of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
slide in a single year from deterioration of some kind or
another.

If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established eititer in
London or elsewhere, except when amalgamations have taken
place. The returns of ditty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.

The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insuranen Company were never brizhter, and of'a consequent
hope, to❑nded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater maoni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PERCY M. DOVT., Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London

NORWICH UNION FIRE INSURANCE
SOCIETY.

The business of the Company exceeds L 70,000,000.
The duty paid to Government for the year 1662 was
X 85,062, and the amount insured on farming £10,086,032. stock,
A bonus of three-fifths of the profits periodically made to
parties insuring, who have thus, from time to time, received
Burns amounting in the aggregate to £410,000; and the Society
now holds a large Reserve applUable to a future !toms.
The rates of premium are in no case higher than those
char;,-ed by the other principal offices making no returns to
their insurers.
For pro,pectuses apply at the Society's Offices, Surrey-
street, Norwich • and 6, Crescent, New Bridg,e-street, Black-
friars, F C

pROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Estalished 1810.

TRUSTEE s.
Thomas Barinz, Esq., I
M.P. W. Geo. Prescott, Req.
'Thomson Hankey, Esq., M.P. Baron L. de Rothschild, M.P.
11Iutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is £51,000
The Accumulated rend exceeds .. 2 0,, 00
It has paid in Claims • • .• 112,030
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made*
when the following sums have been added as bonuses to the
policies

- Dec. 31, 1847
„ 3852
1857
1862 ..
making the total bonus additions, £96,600.
“onuses may be received in cash or applied to the reduc - tion of premiums at the option of the assured, in lieu of an
addition to the t obey.
Attention is especially invited to the system of free or paid-
up policies introduced by this Association, by which' the
totcrifiee so often submitted to on the relinquishment of
Po icy is wholly avoided.
The balance-pheets of the Association are open to all,
whether assurers or otherwise.
Active and. influential agents will be appointed in unrepre-
sented districts.

• • L 5,400

• • 11.500
• . 23 200
• • 56,500

WM. THOS. LINFORD, Secretary.
thief Office, 15, Moorgate-street, E.C., Aug 1, 1863.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor. •
GEORGE PEARKES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.,
DIRECTORS.
~Renry Bainbridge, Esq. Wilmot Holland, Melville.
Maßarclay, Esq. Earl of Leven and Melville.
;Plitt Garratt Cattley, Esq. Chas. Jno. Manning, Esq.
elark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Drnce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
RiversdaleW. Grenfell, Esq. William Soltau, Esq.
Pobt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq.: William Wallace, Esq.
Jas. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.

FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Lite Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—'
Liberal participation in Profits--with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice, with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
The Corporation have always allowed the Assured to serve
,
tnfhe Militia Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.

ROYAL EXCHANGE, LONDON.

SORT. P. STEELE. Secretary.

NORTH BRITISH
AND MERCANTILE
INSURANCE COMPANY.
Established 1809.
Incorporated by Royal Charter and Special Acts of
ACCUMULATED
Parliament
£9 " AND INVESTED FUNDS, --, r•••-•,828.
ANNUAL REVENUE, £422,401.
LONDON BOARD.
John White Cater, Esq., P. uI P d Pre Grenfell, Esq.
Chairman. •
A. Klockmann. Esq.
Charle+ Morrison, Esq., De- John Monett, Esq.
puty ( hair man. Junius S. Moran, Esq.
A. De Arrovave, Esq 1 G.crlu, Gardenre:ebarerge
rjet young,
Nicol,zitra 0.e.:E..
E sEEsaci.
Esq.
. c:
Edward Cohen. Esq.'
.Tames du Buiason, Esq. John 11. Wm. Schroder, Esq.
EX-DIEECTORS. '
A. H. Campbell, Esq.
P. C. Cavan, Esq.
P. P. Balls,' Esq.
Manager of Fire Department—Georg. yr. whyting.
Manager of Life Department—W. P. Birkmyre.
Superintendent of Foreign Department—G, 11. Burnett
Secretary—F. W. Lance.
General Manager—David Smith.
FIRE DEPARTMENT.
R ing
The Company grants Insurances against Fire in the United
dom, and all foreign countries.
T
duced rates.
Mercantile Risks an the Port of London accepted at re-
Losses promptly and liberally settled.
led
ForeiErn Risks'he Director,, having' a practical know-
ge of foreign countries, are prepared to issue Policies on
the most favoura',le terms. In all cases a discount will be ,
allowed to Merchants and others effecting such Insurances,
LIFE DEPARTMENT
The following Statement exhibits the improvement effected
during the las few years :
NO. of Policies
Issued. Sums. Premiums.
136 R . ....... 455 ........ £377,425
1850 ........ t 5 ..... .•
. 449,913
18 0 ........ 741 ..... • . 4'5649
1841 ........ 785 .......... 6'27' 06
1862........ 1,037 ........ 768,3.6'4
23,641 0 0
Thus in five years the number of Policies issued was 3,623,
alsuring the large SUM Of £2,928 917.
The leading features of the Office are,
1. Entire Se natty to Assurers.
2. 'the large Bonus additions already declared, and the
prospect of a further Bonus at the neat investiga-
varied Tables f premiums
tion.
3. The advantages afforded by
—unrestected conditions lot Polieie ° gen general
liberality in dealing with the A seuredB—alid
Propocal and every informsB7iTohnrwealdllabeeedfilrzeedt
onFaoprpinliscaoftion at the
HEAD OFFICES • LONDON.
4, New Bank Bu-street
Buildings.
ED1N8U1M11...64, Princes-street. '

NORTH BRITISH AND Mr
INSURANCE COMPANY. AIN KILE
WEST-END OFFICE :
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.

MONEY PROMPTIiY ADVANCED
Private Gentleman upon FURNITURE (without
removal. Leasehold and Freehold Property, or Reversions
(te , in sums from £2O to 000. —Mr. Howard, 18, Queen:.
street, Cheapside.

TO Persons
eEs
in WANT of MONEY (in Town
or Countr
Y).—A GENTLEMAN is willinz to MAKE
ADVAN
of CAS H, without delay, to respectable person,
(male or temale), on their own security. The utmost secrecy
can be relied on,—A Kay (it by letter enclose four stamps) to
W., nt Mr. Robertson's, Accountant, 40, King' Will i am-street,
London-bridge, E,
C.—Money advanced on Dock Warrants.

Go n!
E tLhEe BB
IRRAT THlors
HOLctshreE TIER
ER, C
atE NsTrE.
tNr
rAdR o
.
N. C. Hamilton, Bart., K.C. 8.. is Chairman, are now receiv-
Avon. The Tercentenary Committee (of which Sir Robert
receiv-
ing SUBSCRIPTIONS, and they may also be paid to the
account of the Tercentenary Committee, at the Stourbridge
and Kidderminster or Warwick and Leamington Banks,
Stratford-upon-Avon ; Messrs. Greenway, Smith, and
Greenway, Warwick ; or their London agents, Messrs.
Smith, Payne, and Co , Messrs Hanburys and Co., or Messrs.
Glyn and Co bankers, London.
The Tercentenary earnestly mitting the subscrip-
tion list to the nation, mostappeal to the admirers
of Sbakspeare for their aid and assistance. The Committee
rest their claims upon the ground that Stratford is not only
the birthplace of Shakspeare. but the centre of attraction to
all admirers of the great Poet's works, and that it was his
home, the town he loved, and where he lived and died.

ROYAL FREE HOSPITAL, Gray's-inn-road
in the immediate vicinity of the Great -Northern Rail.
way Terminus, at King's-cross.

Tahtreopn—ukThe
ofe BQuIIcEcENL
E.
UCH, B.G.
President—The
Treasurer—Edward Masterman, Esq.
This was the first hospital to introduce the
principle
of free
and instant admission to the destitute sick, without the for-
mality of governors' letters. It is entirely devoted to desti-
tution in its most pitiable form—viz., that which is accom-
punied by sickness and disease, and is now of sufficient
magnitude that, with adequate support, it may be rendered
capable of admitting into its wards a very large proportion of
the casual sick of this great metropolis. It requires but the
funds in order to have 500 beds available for the reception of
these the most wretched of our fellow-creatures. Moreover,
it gratuitously affords medical advice and medicine to more,
on the average, than 3,000 out-patients a week.
The Weekly Board feel it their Imperative duty to make an
EARNEST APPEAL to the public for continued support,
to enable them to admit and relieve the distressing cases that
daily present themselves.
Contributions are received by the Treasurer, Edward
Mamerman, Esq., Nicholas-lane; also by Messrs. Coutts and
Co. ; Drummond and Co. ; Herries and Co. ; Ransom and
Co. ; Prescott, Grote, and Co.; Smith, Payne, and Co. ; Glyn
and Co. ; Jones Loyd and Co. ; Barclay and Co. ; Denison
and Co. ; W Aliaras, Deacon, and Co. ; Overend, Gurney, and
Co. ; Nisbet and Co. ; Messrs. J. Barned and Co., Liverpool
and at the Hospital.
STANFORD S. SMITH Secretary.

ROYAL NATIONAL LIFE-BOAT
INSTITUTION
(Incorporated by Royal Charter).
PATRONESS—Ber Most Gracious Majesty the Queen.
PnEsiDENT—Vice-Admiral the Duke of Northumberland,
F.R.S.
enAIRMAN—Thos. Baring, Esq., M.P., F.R.S.,
u PlY1'1"-ClIAIRMAN—Thomas Chapman, Esq., F.R.S., V.P.

________. -APPEAL.
National Lifeboat
the begineinc.
" of the year 1860, the Royal
Lifeboat Estab-
lishments has expended £32,000 on various
The Committee of Management have to state that, since
The number of lives saved by and Ireland.
on the Coasts of England.
is 12,800;
Society. and othermeans, since its formation, .
for which services Medals 718 Silver Medals, and
£16,480 82 Gold ,
The Institu-
tion in cash have been paid in rewards.
' e-boat
-boats of the
has also expended X 67.000 on Life-boats, Lif
Scotland, and
Transporting-car; !ages, and Boat-houses. of
The Committee desire to express their grateful sense
the generous support which they have received from t,1.1
e
British public during the past few years, a support which
has enabled them to establish their present magnificent fleet
of 123 Lifeboats on the shores of the United Kingdom
Deeply sensible, however, of the great responsibility ' that
Testa on them to maintain their fleet in a thoroughly efficient
state, and iis Crews practised in the management of their
boats, will h can only be effected by a large and permanent
annual income, they earnestly appeal to all classes of their
countrymen to aid them in upholding and perpetuating so.
peat and truly national a work.
The Committee gratefuhy acknowledge the following con-
tributions:—

Her Majesty the Queen ••
Campbell, the lion. Mrs. G. .. •
•
Clerk, Colonel, R.A. ••
coutts and Co Messrs., Bankers

8. d
annuc.l 50 C 0
.. annual 5 0 0
.. annual 1 1 0
.• annual 10 0 0

... ~
Currie,Wut. .14,' sq., • • • • •• • • 4th don.lo 0 0
Erie, Lord dhief Justice • • ..._ ... dun. 10 10 0
of a Lifeboat and 'frau-
Eanshawe, Vice-Admiral Sir A., K.O 13 .. 2d don. 25 0 0
PS
tefin:7i rni tcikn,
Moore, Rev. G. B. •••• • • .. 250 0 0
.. • • .. .. don. 15 15 0
Harvey, Rev. G. G. and Mrs. .. ..
7,1t00nd00.1f4 (()) 00
Martin, Sir Henry, Bart. •• •• • •
Smith, Mrs. George, Greenwich ......3 0 0
Thom„s Lady Weston-super-Mare, collected by her
Ladyship Sir Anthony, K.C.B. .. .. annual 20 0
.. .. 16 16 0
59, Strand•• •• ••
Willoughby d'Ere—sb Lord • •
y,• • • • annual 50 0
Donations and Annual Suhscriptions will be thankfully re-
Percival, and c t t • Messrs. Coutts and
reived by the Bankers of the institution, Messrs. Willie,
e. 76, Lombard-street; ree •
Co.,
James's-street, London. bya l the Collectors of Customs
; Messrs. Berries, J'arauhar. and Co., 16, St.
and Bankers in the II : - d • and by the Secretary
Richard Lewis, nited King om,
Institution, 11,
sq., at the Office of the
John-street, A.delnim, London, W.C•
'eglCll•a:jrrla:seci., cost_