The Sun.
London, England, 1863-09-04 00:00:00

THE ROYAL INSURANCE COMPANY.
nEAD OITICES,
29, Lombard-street, London, and Royal Insurance
buildings, Liverpool.
Total. Anneal Revenue exceeds £son,oio.
Accumulated Funds in hand over 1,030,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., M.P.

Chairman in London

WILLIAM WAINWRIGHT, Esq•

EXTRACTS FROM THE REPORT FOR THE YEAR

1862.
liirleehtdienu:pooirineictttososmrshaaokrfeehpe Royal Insurance Company are now
pa
hoei,!irerasecnstomed periodical Report at the

BRACH.
The Directors have. aFIRE s p'easingl Ny
as unexpectedly, at the
close n the year, tn announce, fo, the first time, that the Fire
Premiums have not only reached, but exceed £400,000.
The high comparative position held by the Royal in the
Government Returns of Duty is agsin fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preced.ng year, and in fact sur-
passes that of any year. with but two exceptions, sine- the
commencement of- thi • Office, the balance tl the credit on
account of British and Forei.,n Insurances being £45,107 10s.
", and of the North American business, whichis kept sea
rately, £11,007 16s. 10d.
LIFE BRANC FT.
The very gratifying duty now falls upon the Directors to
state the sum assured on n policies for the year 1862
exceeds even that of the veer 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,408 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just b< en announced as the result of one year's business
way all but unheard of.
This portion of the Company's business hes been carefully
watched. and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
lutere to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assurarre mounts to X 43,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance t. ompanies of the day
record their accepted lives annually at a sum not much. if at
all, exceediwz those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.

If, to complete thcir review, the Directors now advert
briefly to the United Kingdom, they have to announce that
to Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
Lon d3n or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.

- The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brizliter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater m
aeni-
tilde, combining, distinguished commercial success to tine
Office with a lengthened career of usefulness and piiltection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

NORWICH UNION FIRE INSURANCE
SOCIETY.

The business of the Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
£85,062, and the amount insured on farming stock,
£10,086,332.
A bonus of three-fifths of the profi's periodically made to
parties insuring, who have thus. from time to time, received
sums amounting in the aggregate to L 410,000 ; and the Society
now holds a large Reserve appll'able to a future iionus.
The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.
For pro.pectuses apply at the Society's Offices, Surrey_
street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, E.C.

PROVIDENT CLERKS' MUTUAL LIFE
A SOCIATION.

Established 1840.
TRUSTEES.
Thomas Baring, 'E I sq., M.P. Wm. Geo. Prescott, Esq.
Thomson Hankey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Lit,. Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is £51,000
The Accumulated Fund exceeds .. 20, 00
It has paid in Claims 112,000
The whole of the profits are divided quinquennially among
the Members Three divisions have already been made'
when the following sums have been added as bonuses to the
policies
Dec. 31, 1847 .. „. £5,400
1852 • • • • .. 11,500
„ 1857 ..
.. 23 200
1862
.• 56,500
making. the total bonus additions, £96,600.
Bonuses ma:i be received in cash or applied to the reduc
tion of premiums at The option of the assured, in lieu of an
addition to the ol.cy.
Attention is especially invited to the system of free or paid-
up policies introdnced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance—sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

WM. THOS. L 1 FORD, Secretary.
Chief Office, 15, Moorgate-street, E.C., Aug 1, 1563.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE. LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Ball-mall.
OCTAVIUS WIGRAM, Xsq., Governor.
GEORGE PEARKES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY BELLY, Bart., Deputy-Governor.

henry Bainbridge, Esq. YY
Yv
Wilmot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garratt Cattley, Esq. Chas. Jno. Manning, Esq.
Mark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
Thomas Dent, Esq Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
RiversdaleW. Grenfell, Esq. William Soltau, Esq.
Pobt. Amadeus Heath, E. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq: William Wallace, Esq•
Jas. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, Smirrm SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Banns on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding X 15,000 may be insured on one
Life.
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.

The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Koval Charter and Special Acts of
arliament.
ACCUMULATED AND INVESTED FUNDS, £2,122,828.
ANNUAL REVENUE, £422,401.
LONDON BOARD.
John White Cater, Esq., P. du Pre Grenfell, Esq.
Chairman. A. Klockmann. Esq.
Charle • Morrison, Esq., De- John Alone' t, Esq.
.Pii_ty i hairman. I J nius S. Merzan, Esq.
A. IA-
.11e Nrrovave, Esq. G. Garden Nicol, Esq
-rAtWard Cohen, Esq. John 11. Wm. Schroder, Esq,
James du Buisson, Esq. George Young, Esq.

Ex-DIRECTORS.
11.
~, _ Campbell, Esq. 1 Robert S•nith, Esq.
~",- C. Cavan, Esq. Frederic Somes, Esq.
l-- ir. Rani, Esq.
Manager of Fire Department—Georg'
IL Whyt ing.
_ Manager of Life Department—W. F. Birkmyre.
''''uPerintendent of Foreign Department—G. H. Burnett
Secretary—F. W. Lance.
General Manager—David Smith.

The FIRE DE PARTMEN l'.
Co
1iinr,4„,..-1241)any grants insurances against Fire in the United
Mercantile"'l' d all foreign countries.
Risks in the Port of London accepted at re-
dliced rates,
ass..
Pftr ;-" Prnmptly and liberally settled.
Ir.d,,;e'Fr Risks.—The Director 4, having a practical know-
the.- °I f°reign countries, are prepared to issue Policies on
~,,- Inoßt lavourfole terms. In all cases a discount will be
-°wed to Merchants and others effecting such Insurances,
f holl
..,urng the las
Te
few
1\ ~ . owing Statement exhibits the improvement effected
No. of Policies
1;51 lssued. Sums. Premiums.
1859
........ 455
18 0,,,.... 6-5 ..... . 449,913
..... 74i • . 4'5,6-19
1811 ....... 78; ........
527,6?6
1862 ....... 1,n37 ........... 768,331
al Tlubhr:itisizein.44ienvaLYfr
Entire Se urity
egeaaefrussurtenlisie number of Policies issued was 3,623,
2.3. '
TChEee:l:ardpraveg:aei
tinny t
oajot: Bonus °ooaft Assurers.d4tdh2it'e9io2n Offices 9 l
are:-
I.—unrestr,etea-
tion further Bonus at the neat investiga-
a7lready declared, and the
afforded by varied Tables of premiums
cond t Policies—and general
on Paoprpml
iscoaftilouroaptosthale and eryiil information teisounrewdill be furnished
In deap...... Frith 0
HEAD OFFICES : .... LON
DON.
....... 58, Threadneedle-street.
Eniwn,,,Gn...6l: keizcZnd:rellettstildiogs.

NORTH BRITIMI .
__
AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE:
R, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.

rill-TE LAUNDRESSES to liet—:;--ite ii"--------
~,, "le
I Queen Adelaide say, that ‘ BRIGG-8' AusTRA.$27BtY
t'ARCH. needs but to be tried to be approved
Wholesale Agent, Harper Twelvetrees, Bromley-b Y.uovv,
.

ANEVER FAILING REED
Dr. SCOTT'S BILIOUS and LIVER Pitts, .---
pared without any mercurial ingredient, from the recipe pc, re..
Scott, of Bromley, Kent, will be found invaluable to all 1,13),r'
suffer from bilious and dyer complaints, indigestion, win-d°
Purifier
spasms, giddine'ss, dizziness of the eyes, Am. For habituai
costiveness, as f.: lzriily aperient medicine, and as a
of the blood, they are truly excellent; mild in their opera_
tion
and grateful to (he stomach, they create appeite, pre-
W
Y"te digestion, and stre,,,,then the whole nervous system.
sold by W. Lambert, 6,
King, William-street, Charing-cross.
London and by mol- dru:sts, in boxe3,ls. lid., and three
timeo the quantity in one, 2a. Pd. Be sure to :via for Dr.
Scott's Milan and Liver Pills. The genuine are a square
green
sac:age, with " William Lambert," engraved cn the
stamp.