The Sun.
London, England, 1863-10-01 00:00:00

METROPOLITAN RAILWAY.

ON AND AFTER IsT OCTOBER,
ADDITIONAL TRAINS
Will run between Paddington and the City, calling at every
Station. _ _ .

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THROUGH TRAINS will also run to and from the Great
Northern and Great Western Railways.
The Metropolitan Company's NEW CARRIAGES,
LIGHTED WITH GAS, will be ready in a few days.
MYLES FENTON, General Manager.
Padding,don, Sept. 28, 1863.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Establifthed 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.

Accumulated and Invested Funds
Annual Revenue

FIRE DEPARTMENT.
Insurarres granted both at Home and in Foreign Countries
on the most liberal terms.
LIFE DEPARTMENT.
Every facility offered to Insurers.
Ninety per Cent. of the Profits divided among the Insurers
on the participating principle.
The new Life business transacted in 1862 as follows :
Policies. Amount In=ured.
£2 6m
m ius.
1,037 £763,334 £23.641 0 0
Forms of Proposal and every information will be furnished
on application at the

- -
OFFICES :
LONDON 58, Threadneedle-street.
4, New Bank Buildings. Lothbury.
~ West-end Office B, Waterloo-place, Pall-mall.

THE ROYAL INSURANCE COMPANY.
HEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds £soo,o^o.
Accumulated Funds in hand over 1,090,000.

Chairman in Liverpool :
CHARLES TURNER, Esq., M.P•

Chairman in London :

WILLIAM WAINWRIGHT, Esq.

EXTRACTS FROM THE REPORT FOR THE YEAR

1862.

The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.
FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £.300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is ags in fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
passes that of any year, with but two exceptions, since the
commencement of this Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 Ifs.
5d., and of the North American business, which is kept sepa-
rately, £11,007 16s, 10d.
LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
state the sum assured on new policies for fhe year 1862
exceeds even that of theyear 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,408 new policies issued. Until within the last
few years it is believed that such a sum assured as that sshich
has just been announced as the result of one year's business
was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assurances mounts to £143,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.