The Sun.
London, England, 1863-09-08 00:00:00

FE BRANC FT.
state
hetveerygratifying duty now falls upon the Directors to
um assured on n,w policies for fhe year 1e62
exceeds even that the yesr 1861 by £lBO,OOO, and has arrived
IlLthe almost r,nexampled amount for a single year of
',701,427 on 1
which
new policies issued. Until within the last
tew years it a believed that such a sum a,•sured as that
I..",.iust bee id
announced as the result of one year's business
wa.,s all but, unheard of.
his nc-rtion of the Company's business has been carefully
"`eue& and cannot fail to give much satisfaction to the
sh
f„Pl'oliolder, as well as no small encouragement for the
to the participating life assurer.
lorded of continued care in the selection of lives is amply
!worded by a statement of the number rejected. These have
nounted to 311 for the year, on which the aggregate sum
olPosed for as suran ^e e mounts to £ • 43,281. Various degrees
No have led to these lives being declined.
INO small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
exceeding those which the Royal has declared as inadmis-
"Le in a single year from deterioration of some kind or
another.
brie.to complete their review, the Directors now advert
th the United Kingdom, they have to announce that
r":-rlre Business its progress has been undoubtedly more
41 than that of any other Company established either in
London or elsewhere, except when amalgamation's have taken
Place- The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude t/;eir present Report with the
expression of an opinion '..hat the prospects of the Royal
'lnsurance Company were never brighter, and of a consequent
,PPe, folnded on a gre„eful remembrance of the past, that
It. future may unfolt!. for it a sphere of still greater manni-
-o,e, combining distinguished commercial success to -the
yrnce with a let gtlaenedncareer of usefulness and protection
To the public.
I:F.RCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.
TRUSTEES.
TThomson ho..nas Barinli, Esq., M.P. Win. Geo. Prescott, Esq.
li lankey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is .. £51,000
The Accumulated Fund exceeds .. 2'o,' 00
It has paid in Claims 112,000

The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
policies -
Dec. 31, 1847 .. £5,400
„ 1852 11,500
„ 1857 .. 23 200
„ 1862 .. .. 56,500
making the total bonus additions, £95,600.
lionuses may be received in cash or applierl to the rPduc
Lion of premiums at the option of the assured, in lieu of an
addi, ion to the of cy.
Attention is especially invited to the system of free or paid-
up policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquis,hment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

•
W3l. THOS. LINFORD, Secretary.
Chief Office, 15, Moorgate-streeA, RC., Aug 1, 1863.

A.D, 1720.
ROYAL EXCITIANGE ASSURANCE
Cf.IRPORATION
(Established by Chester of his Majesty George the First)
FOR SEA, ?'IRE, LIFE, AND ANNUITIES.
Off. ees, Royal Exchange, London.
Branch Office, 29, Pall-mall.
CEOROCTAVIUS WIGRAM, Esq., Governor.
PEARRES BAncLAv, Esq., Sub-Governor.
Sir.:JOIIN HENRY PELLY, Bart., Deputy-Governor.

DIRECTORS.
Be
nainbridze, Esq. 'Wiimot Holland,
an Esq.
-',01,n
;ert Barclay, Esq. Earl of Leven d Melville.
911 n. Carratt Cattlev, Esq. Chas. Jno. Manning, Esq.
G•
illiam
Currie Close Esq. Henry Nelson, Esq.
Davidson', Esq. The Hon. Josceline W. Percy.
▪ homas Dent, Esq. Charles Robinson, Esq.
.„klexaner Druce, Esq. Samuel Leo Schuster, Esq.
s',redk. Jos. Edlmann. Esq. Eric Carrington Smith, Esq.
?tiversdale W. Grenfell, Esq. William Soltau, Esq.
~9bt. Amadeus Heath, Esq. Joseh Somes, Esq., M.P.
Tn. Tetlow Hibbert, Esq. William Wallace, Esq.
"as. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.

~,PIRE and LIFE ASSURANCES may be effected with this
,-orporation on advantageous terms.
In the Life Department, assurances are granted with par-
"ciPation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
Payable by persons who preferred that form of Bonus.
The divisions of Profit take placo every Five years.
Any sum not exceeding £15,000 may be insured OR one
Life.

This Corporation affords to the Assured—.
Liberal participation in Profits—with e'lemption from
the liabilities of partnership.
A rate of Bonus equal to the averace returns of Mutual
Societies—with the guarantee of a :Lime invested Capital
Stock.
The advantages of modern r,ractice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTrJI AND A HALF.
The Corporation have alw,ays allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.

ROYAIt EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUNDS, £2,122,828.
ANNUAL REVENUE, £122,401.
LONDON BOARD.
John White Cater, Esq., I P. du Pre Grenfell, Esq.
Chairman. A. Klockmann. Esq.
Charle Morrison, Esq., De- John Mollet t, Esq.
puty hairman. I J,,nins S. Morgan, Esq.
A. De ‘rroyave. Esq. IG. Garden Nicol, Esq.
Edward Cohen, Esq. John H. Win. Schroder, Esq.
James du Buisson, Esq. George Young, Esq.
Ex-DinEcrons.
A. H. Campbell, Esq. 11,:ibert Smith, Esq.
I
I'. C. Cavan, Esq. Frederic Somes, Esq.
P. P. Ralli, Esq.
Manager of Fire DepP..rtment —George H. Whyting.
Manager of Life bepartm.nt—W. F. Birkmyre.
Superintendent of -Foreign Department—G. H. Burnett
:-.-ecretary--F. W. Lance.
Gr,neral Manager—David Smith.
FIRE DE PARTMEN

The Company gr .nts Insurances against Fire in the United
Kingdom, and all foreLn countries.
Mercantile Risks .n the Port of London accepted at re-
duced rates.
Losp ores " Prernptly i liberally settled.
Risks.—The Director,, having a practical know-
]edgethe of foreign countries, are prepared to issue Policies on
most favoura'le terms. In all cases a discount will be
4,10 wed to Merchants and others effecting such Insurances,

LIFE DEPARTMENT
The following Statement exhibits the
during' the las few years :
No. of Policies
Premiums.
improvement effected
Issued. Sums.
IRSR ....... 455
.... X 377.425 Sl2 565 18 8
18;9 ........ 6'5 ....... 449,913 ...... +l7 7
18 0 ........ 741 ........
. 4-5.649 ...... 14,07 2 9
1851 ........ 785 .......... 5276 '6 ..... ' 1
e'ssl
0 0
1862 ....... 1,137 .......... 768:334
...... 23,611 ......
—14:^70 1 6
Thus in five years the
assuring the large sum of 2m2,928 1 nuber
9of Policie3 issued was 3,623,
7.
The leading features of the 0 ce are:—
1. Entire Se-urity Assurers.offi
2. The large Bonus additions already declared, and the
tion.
prospect of a further Bonus at the next investiga-
-unr
3. The advant
estrages afforded by varied Tables of premiums
liberality in dealing •"8
d
ng with the A ssure .
r oed e,,nditio of Policies—and general
orms of Propoal and every information will be furnished
on application at the
EIEA.D OFFICES : .... LONDON. 58, Threadneedle-street.
4, New Bank Buildings.
_.-_______________ EDINBURGH... 64, Princes-street.

ORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE :
8, WATERLOO-PLACE, PALL-MALL.
ecretary—ALEX. J. RUSSELL.

-----
_________
h TERCENTENARY of
Cri.:P.BRATiON, nxfht,i-y!EARE, at stratfzrirdilgemr_t
Avonl itTII of SIl
r c ts is Chairmani arebe
itt sulfailton, Bart.,
alsopaidow reeeiv-
-14. . g , Tercentenary_.C:o.mmittee (of whichn
Stourbridge
to the
aneoullt CRTPTION and they may and xide,' the Tercentenary mmittee. at the
ton
Banks,
Stratiorrrrninster or Warwick and Learnin
ith and
Greenway,
Greenwa;nit n-Avon • Messrs. Smith, 6a,,,,' ,varwick ;' or their '
,Tl 3.
° 8 and Co., or Mes •
GlYn and-"Ce• and Co , Messrs lianbury
Coe b, _
tion list to treel'ar3'.
Th, rr,re, • tike'fs, London. _
1 ndon agenStsm, Messrs
b lting the subs7lP-
rest their claim' Committee, -instsltyl submitting
appeal t‘o the admirers
of Shakspeart, illation, most earne . ,
only
the bin
, ~_ holace sor their aid and assis
ofusrikathee grouun,on to
b 'ti that
centre of attirawe
ais
his
ittee
!Ili. aumirerA Of fh, P tate
l Stratfordhe isC notomtm.
"*"' agreataPoeet's works. and th 4 -%ci.
13:gae, the tolvh he Lvtd, and where he lived and di