The Sun.
London, England, 1839-06-05 00:00:00

AUDITORS.

Henry Barnett, Esq. Charles Morris, P.m
I.
Henry Mitford Boodle, Esq. John Gilliam Stilwell, Esq.
Pll YSI CI A N —Joh n A. Paris, M.D., F.R.S., No. 27, Dover-street.
SURGEON—Benjamin Travers, Esq., F.R.S., No. 12, Bruton.street.
SOLICITOR—Henry Young, Esq., No. 12, Essex.street, Strand.
ACTUARY—J. J. Downes, Esq., F.R. A.S.
The following are among the advantages of this Society.
Ist, The security of an ample Assurance Fund, besides the
subscribed Capital.

2dly, For young and middle-aged lives the Lowest Rates of
Premiums that entitle the assured to participate in the profits.
3dly, Three-fourths of the profits divided every fifth, year
among those who have been assured four years on the equal
scale of premiums. The bonus declared in 1834 averaged 161.
per cent. on the premiums then paid ; and the bonus awarded
in 1839, on the average, is equal to 311. per cent. on the pre-
miums received during the last five years.
4thly. Assurers may have the bonus applied to increase the
sums assured, or in reduction of future premiums, either for
the remainder of life, or for the next five years only.
. .

sthly, Policies granted without any charge to the assured be-
yond the stamp duty.
6thly, An option given to Assurers on the increasing scale of
rates after the lapse of any number of years to commute the fu-
ture increasing premium by an equivalen equal annual one for
the remainder of life, and thereafter to participate in the profits.
The same advantages are appiicable to assurers on the decreas-
ing scale of rates.
7thly, Policies on the lives of parties dying by suicide, duel-
ling, or by the hands of justice, not void as respects' the inte-
rests of persons to whom they may have been legally assigced.
Bthly, No extra charge for residence in any part of Europe,
nor for proceeding to any port (in a decked, sailing, or steam
vessel) between Brest and the Elbe. Licenses are granted to
go to any part of the world upon terms proportionate to the risks.
9thly, 'Whole-life Policies en the equal scale of premium pur-
chaseable after four years. Lapsed Policies revived on favour-
able terms to the assured.

All assurances effected on the equal scale of rates during the
'ear 1839 will participate in the next division of profits.
JOHN KNOWLES, Resident Director.

THE NEPTUNE MARINE
INSURANCE COMPANY.
Capital 500,000/., in 10,000 Shares of 501. each.
Deposit M. per Share.
DIRECTORS.
John Chapman, Esq. Jameson Hunter, Esq.
James Cockburn, Esq. John Monett, Esq.
F. W. Collard, Esq. D. T. Morgan, Esq.
Alexander Denoon, Esq. Charles Norris, Esq.
George Faith, Esq. Samuel Prior, Esq.
George Hadden, Esq. John Ranking, Esq.
AUDITORS—J. B. Chapman, Esq. ; Charles Copland, Esq.
SUPERINTENDENT OF THE UNDERWRITING DEPARTMENT
—James Mackie, Esq.
BANKERS—The Union Bank of London.
SOLICITORS—Messrs. Johnston and Farquhar.
It is scarcely necessary to advert to the advantages which,
in all transactions of magnitude a Company possesses over indi-
viduals ; but there is perhaps no undertaking to which this re-
mark applies with so much force as to Insurance of any desci ip-
tion. The stability and success of the many Life and Fire In-
surance Companies which exist in this Country, depend on no
circumstances which donot equally apply to Marine Insurance.
Until within the last few years, however, the Law .estrained
all partnerships (except the Royal Exchange and the London
Assurance Companies) from effecting this sr ecies of Assur-
ance. Since this exclusive right has ceased to exist, a few
other Marine Insurance Companies have been established in
London, and the aggregate paid-up Capital of the whole
amounts to less than a million and a half, while the number of
Fire and Life Insurance Companies is very great and is in-
creasing.
Some opinion may be formed of the success which has hi-
therto attended the Marine Insnrance Companies above men-
tioned, from the following Table, showing that their Stock
bears a considerable premium ; viz. :