The Sun.
London, England, 1839-06-04 00:00:00

F.ONDON AND WESTMINSTER
MUTUAL LIFE ASSURANCE SOCIETY,
No. 448, West Strand.
Capital, 500,000/., in Shares of 25/. each.
Deposit, 2/. per Share.
PATRON
The Most Noble the MARQUIS of WESTMINSTER.
CHAIRMAN,
DAVID SALOMONS, Esq.
Experience having shown the great and manifest advantages
of Mutual Assurance Societies over Proprietary Companies, it
is necessary only to point out the peculiar benefits which this
Society offers to those who contemplate Life Assurance.
This Society has been formed for the purpose of rendering
Life Assurance a better security, and a surer provision for fa-
milies than it has hitherto been.
An ample Temporary Capital forms a guarantee fund for the
prompt payment of claims.
Policies may be effected for any sum from 20/. to 5,000/.
Great facilities are offered for keeping policies in fo-ce.
Premiums may be payable either .annually, half-yearly, or
quarterly, to suit the convenience of persons assuring.
Claims paid within one month after satisfactory proof of death.
Persons assured by this Society will be allowed to visit and re-
side in any part of Europe, without paying any extra premium ;
and also, under certain regulations, to visit and reside in North
America, Australia, Van Diemen's Land, Cape of Good Hope,
and Island of St. Helena, without paying any extra premium.
The profits of the Society, after the first five years, will be
annually divided amongst those who are assured as Members.
and who have paid premiums for five years, either by a bonus
added to the policy, or by a reduction of premium, at the choiee
of the assured.
The Board of Directors meet every Tuesday, at Eleven
o'clock, but proposals are received, and Assurances effected,
if required, on any other day.
Applications for the Unappropriated Shares to be addressed
to the Secretary, at the Office, 448, West Strand.
FRANCIS EWART, Secretary.

PROTESTANT DISSENTERS'
AND GENERAL LIFE AND FIRE
ASSURANCE COMPANY.
62, KING WILLIAM-STREET, LONDON-BRIDGE,
LONDON;
7, ELDER-STREET, EDINBURGH;
Ana 6, KING-STREET, BRISTOL.
Capital, One Million.
TALTSTEES.
(With a scat at the Board.)
Thos. Challis, Esq. I Thos. Piper, Esq. I Thos. Wilson, Esq.
DIRECTORS.
William T. Beebe, Esq. Richard Hollier, Esq.
George Bousfield, Esq. Charles Hindley, Esq., M P.
Andrew Caldecott, Esq. John Firie, Esq., Ald.
John Easthope, Esq., M.P. Thomas B. Simpson, Esq.
John Edger, Esq. Hon. C. P. Villiers, Esq., M.P.
Joseph Fletcher, Esq. John Wilks, Esq.
Edward Wilson, Esq.
SECRETARY.-Dr. Thomas Price.
The PROTESTANT DISSENTERS' and GENERAL
LIFE and FIRE ASSURANCE COMPANY has been es-
tablished with the view of calling the attention of a numerous
and influential section of the community to the importance of
providing, by means of Life Assurances, for the future interests
of their families. It was thought that an Institution bearing
their own name, and conducted principally by well-known
Members of the Dissenting body, would be more likely to effect
this object, than ether offices previously existing.
The following are among the distinctive features of the Com-
pany :

1: One-tenth of the entire profits is appropriated, by the
Deed of Settlement, to reducing the premiums payable for In-
suring the Lives of Dissenting and Methodist Ministers, or
other modes similarly beneficial to their families.
2. Certificates of age and character, and of the amount of
loss in case of fire, not required from Cleigymen and Church-
wardens.
3. A Table of Premiums for Policies payable at the age of
Sixty, suitable to the case of superannuated Ministers and of
other professional men.
4. The lowest rates of Premiums consistent with security,
and the payment of Policies, gurranteed by a Capital of One
Million.

5. Two Tables of Premiums, the one giving an interest in
the profits of the Company, the other not.
6. Every facility given, en moderate terms, to persons going
beyond the prescriced limits of their Policy.
7. Premiums may be paid either Annually, Half-yearly, or
Quarterly, in a limited number of payments, or in one sum.
8. Loans advanced on Policies of the value of 501., or Poli-
cies purchased on liberal terms.
9. All claims payable three months after satisfactory proof of
death, or earlier on deduction of discount.
10. No Entrance-fee required.
Prospectuses, with every variety of Tables, may be had by
application at the Office, or at any of the Branches, which are
established at most of the principal towns of the United King-
dom.

Fire Policies issued at the reduced rates. No charge for
Policies on 3001. and upwards, nor on the transfer of Policies
from other Offices.

THE NEPTUNE MARINE
INSURANCE COMPANY.
Capital 500,000/., in 10,000 Shares of 501. each.
Deposit Si. per Share.
DIRECTORS.
John Chapman, Esq. Jameson Hunter, Esq.
James Cockburn, Esq. John Mollctt, Esq.
F. W. Collard, Esq. D. T. Morgan, Esq.
Alexander Denoon, Esq. Charles Norris, Esq.
George Faith, Esq. Samuel Prior, Esq.
George Hadden, Esq. John Ranking, Esq.
AUDITORS—J. B. Chapman, Esq. ; Charles Copland, Esq.
SUPERINTENDENT OF TEE UNDERWRITING DEPARTMENT
—James Mackie, Esq.
BANKERS—The Union Bank of Landon.
SOLICITORS—Messrs. Johnston and Farquhar.
It is scarcely necessary to advert to the advantages which,
in all transactions of magnitude a Company possesses over indi-
viduals ; but there is perhaps no undertaking to which this re-
mark apulies with so much force as to Insurance of any desci ip-
tion. The stability and success of the many Life and Fire In-
surance Companies which exist in this Country, depend on no
circumstances which do not equally apply to Marine Insurance.
Until within the last few years, however, the Law .estrained
all partnerships (except the Royal Exchange and the London
Assurance Companies) from effecting this species of Assur-
ance. Since this exclusive right has ceased to exist, a few
other Marine Insurance Companies have been established in
London, and the aggregate paid-up Capital of the whole
amounts to less than a million and a half, while the number of
Fire and Life Insurance Companies is very great and is in-
creasing.
Some opinion may be formed of the success which has hi-
therto attended the Marine Insnrance Companies above men-
tioned, from the following Table, showing that their Stock
bears a considerable premium ; viz. :