The Sun.
London, England, 1863-01-13 00:00:00

ALBERT MEDICAL and FAMILY ENDOW-
" ME ST LIFE ASSURANCE COMPANY,
7, tterloo-place, Pall-mall, London, S.W.
Establ'shed 1838.
NOTICE IS HEREBY GIVEN, That the -HALF-
YEA !MY DIVIDEND to the 3 st ultimo, after the rate of
Seven per Cent. per Annum, is in course of PAYMENT to
the Shareholders

FRANK EASUM, Secretary.

10th Jan., 1863.

THE 13RITTH AND FOREIGN MARINE
INSURANCE CO NIPANY (Limited.)
Incorporated und'r the Companies Act, 1802, whth specially
limits the liability of each Shareholder to the amount of
his Shares.
Capital, £1,000,000, in 50,00 Shares of £2O each.
With power to increase to £2,0.0,000.
First Issue, 25,000 Shares.
Deposit, on Application, £1 per Share, and £1 on Allotment.

DIRECTORS.
Archibald Boyd, Director of the Union Bank of
London
Francis C. Braun, of Blessig, Uraun, and Co Liverpool.
Thomas Chilton, of Holderness and Chilton, Pre-
sident of the Chamber of Commerce
Francis Anderson Clint, of Clint and Co., Chair-
man of the shipowners' asocialion
Chas. B. Colelle›ter, of CJlchrster and Woolner London.
William James Fernie, of Fernie Brothers and
Co Liverpool.
Arthur Bower Forwood, of Leech, Harrison, and
Norw00d.... .
Peter George Heyworth, of El eyworth, Pearce,
and Balman Liverpool.
Thomas Harrison, of Thomas Harrison and Co Liverpool.
Thomas Kendall, of Kendall Brothers Liverpool.
Edward Lawrence, of 14:. Lawrence and Co Liverpool.
George Lyall, of I.yall, Still. and Co . London.
Andrew Malcomson, of J. and D. ‘: alcomson

and Co Liverpool.
Robert Alaxwell, of A. F. and R. Maxwell Liverpool.
George M. Pap,yanni, of Par,ayanni Brothers Liverpool.
John Park, of Williams, Park, and Co. Liverpool.
Chas. h. Prioleau, of Fraser, Trenholm, and Co. Liverpool.
Jvhn Ravenscrof,, of W. and J. Rmvenscro't and
•0.. Chairman of the North and South Wales
Bank
James Searight, of James Seari!zlit and Co Lnndon.
Samuel Stitt. of Slit Brothers and C
Thomas Wilkinson Tetley, of Hollinshead, Tet-
ley, and Co.
Thomas Stenhouse, Director of the Chartered
Mercantile Bank of India, Sze,
henry Treliall Wilson, of H. T. Wilson and
Chambers
SOLICITORS.
Messrs. Fletcher and Hull, Liverpool.
Messrs. Flux and Argles, Mincing-lane, London.
BROKERS.
London—Messrs. Laurence, Son, and Pearce, Auction Mart,

Liverpool.

Llverpool—Messrs, Thomas Tin ey and Eons

Mesrs. G. and T. Irvine.
BANKERS.
The Union Bank of London, London.
The Union Bank of Liverpool, Liverpool.
TEMPORARY OFFICES OF THE COMPANY.
6, Cook-street, Liverpool.
39, Lothbury, London, E.C.
Notwithstanding that several new Marine Insurance Com-
panies hive been established within the last few years, it is
generally recognised that the means of effecting. marine in-
sunnees are not sufficient to meet the increising expansion
of trade, insurers being now driven to effect their insurances
in remote towns in the provinces, in Ireland and Scotland,
and on the Continents of Europe and America.
The actual pric, of shares in the existing. Marine Insur-
ance companies demonstrate clearly that Lilo, ousines.s is
highly remunerative.
of th new Companies one only has been established in
Liverpool, and it has already secured a very large and lucra-
tive business.
More than half the exports and imports of the kingdom
pass through the port of Liverpool, and there is no doubt,
therefore, that another Company having its Chief Offices in
London and Liverpool will meet with ample support.
Under these circumstances the British and Foreign Marine
Insurance Company has bean established.
The business of the Company will be c )nflned to the issu-
ing of policies on freight and goods only, and it is expressly
provid.d. as a fundamental element in the constitution of
this Company, that no insurance shall be effected on the ships
themselves.

The principle of limited liability, as applicable to insurance
companies, came into operation during the month of Novem-
ber 1 • st. The Directors, observing that in bankinfr, and other
Important commercial enterprises limited liability has met
w th universal favour, have adopted it as an unalterable
principle in the present undertaking.
• The Directors, therefore, express the greatest confidence in
the success of this C ni,pany.
Such provision has been made by the Directors for the pre-
liminary expo uses as will secure the Company against pay-
' ing any promotion money.
A copy of the articles of association lies at the offices of
the Company for inspection.
The prospectus and forms of applications for shares may be
obtained of the brokers of the • ompany. Application for
shares to be addressed to the Directors ; but no application
*will be considered unless a payment has been made to the
bankers of the Company of £1 per share, on the nu nber of
shares applied for. '1 his sum will be returned If no allot-
ment is made to the applicant.
FORNI OF APPLICATION FOR. SHARES.
(To be retained by the Bankers.)

To the Directors of the British and Foreign Marine Insur-
ance Corm any (Limited).

Gentlemen,--Tlavingr, paid to 'your bankers the sum of
, being a deposit of per slire on shares
in the above Company. I hereby req lest that you will allot
me that number, and I agree to become a member of the
Company in respect of such shares, or in respect of any le-s
number you may allot me, and to execute the Articles of As-
sociation, when required; and I request that my name may
be placed on the Register of Members for the shares so al-
lotted.

Name in full
Residence
Profession or Business
Date

THE BRITISH and AMERICAN EXCHANGE
BANKING CORPORATION (Limited).
established under the Companies Act, 1852, with Limited
Liability.
Capital, £1,000,000 sterling, in 20,000 Shares of .£5O each.
First Issue 10,000 Shares.
It is not intended to call Ito more than £l5 per ehare.
With power to the Shareholders to increase the Capital.
Deposit, LI per Share on application, and .£1 per Share on
allotment.

DIRECTORS
Archibald Boyd, Esq., Director of the Union
Bank of London
William James Feri,ie, Esq., of the firm of
Fernie Brothers and o.
James Gilchrist, Esq., of the firm of bilchrist,
Watt, and Co., of Sydney, Director of the
Union Bank of London
Rob( rt Gillespie, jun., Esq., of the firm of Gil-
lespies, Moffatt, and Co. London.
Henry George Gordon, Esq., Chairman of the
Oriental Bank orporation London.
Xiarold Littledale, Esq., of the firm of T. and
H. Littledale and Co .. Liverpool.
William M. Neill, Esq., of the *firm of Neill
Brothers and Co. Manchester.
Thomas Rees, Esq„ of the firm of R. and T.
WoodwArd and Co
William Rennie. Esq., of the firm of Cavan,
Lubbock, and Co
Samuel Stitt, Esq., of the firm of Stitt Brothers
and Cp..

London.

Liverpool.

BANKERS.
London— The Union Bank of London.
Liverprol—The Bank of E❑gland.
Manchester—The Bank of England.
India and China—The Oriental Bank Corporation.

SOLICITORS.
London—Messrs. Cotterill and Sons.
IL.trerpool—Messrs. Fletcher and Hull.

BROKERS.
London--Shepparric. Pelly. and Allcard, cB, Threadneedle-
street ; J. and J. Whitehead, 8, Moorgate• street.
Liverpool—Horsfall and Addison.
TEMPORARY OFFICES.
6, Newman's-court, Cornhill, London.
Middleton Buildings, Rumford-street, Liverpool.
The British and American Exchange Banking Corporation
Limited) is formed for the purpose chiefly of dealing in Ex-
changes, a business which, excepting with British posses-
Mons, has hitherto been mainly in the hands of private firma;
and ir is well known that with many countries such banking
facilities have not been afforded to merchants and others as
the vastly extended commerce of the present day demands.
This is particularly the case in the trade between England
and America, and it is procosed that this Corporation shall
commence its operations by the establishment of an agency
Nrw York.
The profitable nature of exchange bn'iness is well known,
especially that with the American States, and although the
profit is at present greater than can be calculated upon in
ordinary years, there is generally a much larger margin than
is usually found remunerative by bankers. The purchase and
sale on commission of securities in New York and London,
the dealings in which amount annually to many millions
sterling, and the remittances of interest and dividends, will
afford other sources of profit.
The practice now become very general of attaching bills of
lading to bills of exchange as collateral security, renders ex-
change operations more than usually safe, whilst the ship-
, anent of gold involves scarcely any risk whatever.
The shipments of produce-and specie from New York alone
for the past year have amounted to nearly forty millions
sterling, and the average of several years has not been
much less. There is thus a very extended field for the ope-
rations of the Corporation, and the facilities which it will
afford, both in this country and America, must tend to pro-
mote, and still further to extend, the commercial and mone-
tary transactions between the two countries.
The same remarks are applicable to other places in which
the establishment of agencies is contemplated.
A large business is also anticipated betwixt America and
the ports in India and China, which will be carried out in co-
operation with the Oriental Bank Corporation.
The success of Joint-stock Banks dealing in Exchange is
evidenced by the present quotations of the shares of the un-
dermentioned companies ; and it is somewhat remarkable
that the joint-stock principle has not yet been adopted in the
American trade, though presenting a wider field for its profit
able operation than any otherpart of the world.
Paid-up Present Prices.
Bank of Australasia 4O .... f 9 to 71
New South Wales 2O .... 49 „ 51
Union of Australia
London Chartered of Australia
Oriental
Agra and United Service
Mercantile Bank of India,Lond la, and
China 25 .... 41 „ 63
Ottoman
Colonial
25 .... 41 „ 43
The Corporation will have offices both in London and
LiverpooL
The Corporation is formed under " The Companies' Act,
1862,” whereby the liability of the shareholders is strictly
limited to the amount of their respective shares.
No promotion money will be given for originating the un-
dertaking, and the preliminary expenses will be strictly con-
fined to such as are indispensable.
0 for shares may be addressed in the annexed
Applications
form to the Directors, or to the Brokers of the Corporation,
and copies of the prospectus mitoyrbaetotbhte onaLinoenddupoanna Evapilicear:
tion to them, or the Solicitors,
POOl Offices of the Corporation.
No. FORMTo ob re
rAetaPPinLerdCAbTyltOhNefuOaßnkSenrsA. RES.
To the Directonrsanokfintghce
oßrpriotriasthioan (Limited)
cliAmfmteedrran Exchange
4 Gentlemen,---Haivinofitposfid to
per yoursh
arebankers
you
uuhmawrioeisfl
being a I..eP
ation I hereby requestthat
in the above Corpoi.
Moot me that number, ruld I agree to become a meetmobfearnoyfltehses
e Corporation in respect of such shares, or in resp
name may be
ncluatimobnerwyhoeunmreagyuailrleodt;maen,d f andretle
to execute untleatthmeyarties asso-
Placed on the register of members for the shares so allotted.....
Name in full .............. .
Residence
Profession or business ........
Date•

0 gTE co EID 0 N'
What is It? See Patent, Martlh 1, 1862, No. 540.
GABRIEL'S Self-adhesive Patent IndZstruotible MINE-
AJ. TEE VFI and FLEXIBLE GUMS, !fringe, or wires, and without operation. One set lasts a
143711(111 a 11
d
, 'WARRANTED FOR MASTICATION and
without palates,
cost. "2'o N. Purest materials only, at halt the usual

Messrs GABRIEL, the old-established Dentists,
27, HARLEY-STREET, CAVENDISH-SQUARE;
31, LUDGATE-HILL, LONDON;
65, NEW-STREET, BIRMINGHAM; and
134, DIM r -STREET, LIVERPOOL.
INTERNATIONAL EXHIBITION, CLASS 17.
One Practical visit
vatis onlye
grauirtis re . qed from Country patients, Gabriel's
Tr

j.:(413 al ta ti or.a tree.