The Sun.
London, England, 1863-09-01 00:00:00

LIFE BRANCH.

The very gratifying duty now falls upon the Directors to
state the sum assured on iviv policies for the year 1F62
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
Was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
futere to the parti.cipating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for as surawe amounts to 4143,281. Various degrees
of ineligibility have led to these lives being declined.
rd
No small number of the Assurance Comnies of the da reco their accepted lives annually at a sum not much. if at all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.
in If, to complete their review, the Directors now advert
briet! to the United Kingdom, they have to announce that
yire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
Londan or elsewhere, except when amalgamations have taken
place, The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may untold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the. First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, s, Pall-mall. „
OCTAVITJS IV-MUM!, Esq., Governor.
GEORGE PEARKES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.

DIRE,

Jag.
Denny 'Bainbridge, Esq. Wilmot Holland, Esq.
Robert, Barclay, Esq. Earl of Leven and Melville.
oi, Garratt Cattley, Esq. Chas. Jno. Manning, Esq.
lark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Joseeline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Predk. Jos. Edimann. Esq. Eric Carrington Smith, Esq.
RiversdaleW. Grenfell, Esq. William Soltau. E
lobt. Amadeus Heath, E. Joseph Somes, Esqsq.
~ M.
NV, .m. Tetlow Hibbert, 'Esq ! William Wallace, Esq. P.
'Jas. Stewart Hodgson, Esq. Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
PIRE and LIFE ASSURANCES may be effected with this
Co
In
on vantageous terms.
rp
the Life Depadartment, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Mums on British Policies has averaged
nearly 2 per cent, per annum on the sum assured.
Equivalent reductions have been made in the Premiums
FaYable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Life,
Any sum not exceeding £15,000 may be insured on one

•
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of norms equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.

The advantazes of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A SCALP.
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United King,dom, free of charge.

ROYAL EXCHANGE, LONDON.
FORT. P. STEELE. Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
.£2,12?,82.3.
ANNUAL REVENUE,
ACCUMULATED AND INVERTED
£4FUND?,
LONDON BOARD.
John White Cater, Esq.,
Chairman.
Charle. Morrison, Esq., De-
puty Chairman.
A. De Arrovave, Esq.
Edward Cohen, Esq.
James du Buisson, Esq.
Ex-Dr;
A. rt. Campbell, Esq.
C. Cavan, Esq.
P. P. Ralll, Esq.
Manager of Fire Department—Georg Whyting.
Manager of Life Department—W. F. Birkmyre.
Superintendent of Foreign Department—G. 11. Burnett.
Secretary—F, W. Lance.
General Manager—David Smith.
FIRE DE PARTMENT.
The Company grants Insurances against Fire in the United
Kingdom, and all foreian countries.
Mercantile Risks in the Port of London accepted at re-
duced rates.
Losses prnmptly and liberally settle&
Foreign Risks.—The Director., having a practicall, ow-
ledge of foreign countries, are prepared to iue POll 'Ts on
the roost favoured° terms. In all cases a discount be
allowed to Merchants and others effecting such Insurances.
LIFE DEPARTMENT
The following Statement exhibits the improvement effected
during the las ,-few years :
No. of Policies
Issued. Sums. Premiums.
1751 ........ 455 ........ X:177.425
3RIS-,9 ........ 6'5 ........ 449.914,1
0 ........ 741 ....... 14,071 17 7
1811 ........ 783
....... h 27,6 15,553 2 9
1802 ........ 1,137 ......... 78,334
Thus in live years the number of Policies issued was 3,623,
a.istiring the large sum of .£2,928 947.
The leading features of the Office are:-
1. Entire Se rarity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the nextinvestiga-
tion.
3. The advantages afforded by varied Tables of premiums
—unrestricted cr,nditions of Policies—and general
liberality in dealing with the Assured.
Forms of Proposal and every information will be furnished
on applcation at the
lIUAD OFFICES : .... LONDON.. ...... 58, Threadneedle-street.
4, New Bank Buildings.
EntivlninGli...64, Princes-street -,
NORTH AIgTtAI,SNRCE ACNOMDPA MERCANTILE
WEST-END OFFICE :
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.

P. du Pre Grenfell, Esq.
A. Klockmann. Esq.
John Monett, Esq.
.Tiinius S. Morgan, Esq.
G. Garden Nicol, Esq.
John IL Wm. Schroder, Esq.
George Young, Esq.
ECTORS.
Robert Smith, Esq.
Frederic Somes, Esq.

'WPM RES.—BY ROYAL LETTERS PA
W"(PlLlit:lB:cTrini°‘ Ner;"}A, ,T
LEVER
:(Ti IBIT lON OF 1851 AND 1t,,62), is al7ovpiedN
Two Hundred Medical Gentlemen to be tn-e, -nco"„Pt wardB of
invention in the curative treatment of ti effective
The use of a steel spring, so otten hurtful in A'
18 here avoided—a soft bandage being worn „'mods,
body, while the requisite resisting power is supplied Ike
Aloc-Main Pad and Patent Lever, fitting with 80 /midi ease
end closeness that it cannot be detected, and may be worn
curing sleep. A descriptive circular may be had, &Tv-6V
hips, being
trusg, which cannot tail to fit, forwarded by post, on the eire
c'.irnterence of the body, two inches below the
ht.= to the manufacturer,
Mr. WEITE, VF,
A Single Truss, 165., 215., 265. 6d., and 31s. tid. Postage, 18.
A Doubla Truss, 31s. 6d., 425., and 525. Cd. Postage, is Bd.
An Umbilical Truss, 428, and 525. 6d. Postage, ls. ltd.
Post-office
office, Piccadilly.
Orders I o be made payable to John White, Post-

NEW PATENT
kAST IC STOCKINGS,
.1 _4 IvICEE-cA i,,:; , ; ;
zo , for N'ar,ravt, e Veins and all eases i,l
V-.:akness and Swellinc,, 'O.l the Leg's, Sprains, &e. They at
I,?rons, light in texture, and inexpensive, and arc drawn on
di f, an ordinary stockia, 10s., to Ns.
Itch. Postage 6d. '. Price Is. 6d., 78. 6d.,

J 0 Manufacturcr, 2:?4, Piccadilly.

ROY AL NAoTsITOITNuIA,mIN, LI F E-B OAT
(Incorporateds
s-1
Graciousßl
PRESIDENT—Vice-Admiral the Duke of Northumberland,
K.G., MajestyCliarter)t.
PATRONEhe
Queen.
CnAntittAx—Thos. Baring*, Fsq., ras,“
DEPUTY-CIIAIRMAN—Thomas Chapman, Esq., 1.R.5., V.P.
APPEAL.
The Committee of Management have to state that, since
the beginnin,?, of the year 180, the Roya' National Lifeboat
Institution has expended £32,000 on various Lifeboat Estab-
lishments on the Coasts of Eng'and. Scotland, and Ireland.
The number of lives saved by the Life-boats of the
Society, itid other means, since its formation, is 12,800:
for which services 82 Gold l‘Pdals 718 Silver Medals, and
£10,480 in cash have been paid in 'rewards. The Institu-
tion has also expended ;£67.00t) on Life-boats, Life-boat
Transporting-cart 'ages, and Boat-houses.
The Committee desire to express their grateful Reuse of
the generous support which they have received from the
British public during the past few years, a support which
has enab'ed them to establish their present magnificent fleet
of 123 Lifeboats on the shores of the United Kingdom.
Deeply sensib e, however, of the ereat responsibility that
rests on them to maintain their fleet in a thoroughly efficient
state, and its Crews practised in the management of their
boats, whi h cat. only be effected by a large and permanent
annual income, they earnestly appeal to all classes of their
eountry-men to aid them in upholding and perpetuating so
great and truly national. a work.
The Committee gratefully acknowledge the following con-
tributions:—

[Ter Majesty the re rt. d
.. .. .. annnal 50 C 0 Queen
Campbell, the lion. Mrs. G. .. .• .. annual 50 0
CouttsCo.,
and Co. Messrs., clerk..
Colonel nit.
..
.. • • .. annual
11 1 0
Bankers .. .. annual 00 0
Currie, Wm., Esq. .• • • •• ''
4th don.lo 0 0
.
Erle, Lord Chief Justice • • • ;•. i . don ' 10 10 0
-
Faushawe, Vice-Admiral Sir A., K.C.R. .. , don. 25 0 0
sporting Carriage ..
~
Martin, Sir Ilenr G.
Bart.
Penwiek, (4. J Esq., cost of a Lifeboat and Tran-
.. 250 0 0
••
11 (lon. 30 0
Stirling c
HaveY, Rev. G G and Mrs. • •
..
.. .. 7th don. 10 0 0
Smith, Mrs. George, Greenwich ..
Moore, Rev. G. B. .. don. 15 15 0
•• ••
3 0 0
annual 2 0 0
01. Sir ,-,..nthon 1i.C.8. .. • •
Ladyship
16 16 0
Willoughby d . • • • • • '
annual 5 0 0
Donations
Thomas
Lady:EN:e.es.abt:is.oyur'pder..-.Mare.,.collec.t.ed by her
eived by the P
Co, 59. Strand; niesFsrs• Ilerries Familiar.
••ankers of the Institution, Messrs. Willis,
Percival. and c
' and Annual Su' scriptions will be.thankfully re-
-0, 76, Lombard-street: Messrs. Coutts and
James's-street, London' by asl' the Concetor-; of Customs
zind Bankers in the
, I.ln4edßiin4dom; and by the Secretary
and Co.. 16, be.
Kl,,ell'''rd l'ewl• i'`‘,4l., at the ()Rice of the Institution, 11,
JOnn-:itreet, Adelnhi, London, W ;