The Sun.
London, England, 1863-09-14 00:00:00

IHE ROYAL INSURANCE COMPANY•

1-IEAD OFFICES,
29, Lombard-street London, and Royal
—, Insurance-
/Juilding•s,
Total A
.nuat Revenue exceeds Liverpool
........ £500,010.
AccUMulated Funds in hand over ......1,000,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., ALP.

Chairman in London :
*WILLIAM WAINWRIGHT, Esq.

--kers FROM THE REPORT FOR TILE YEAR
1862.
cared rectors of the Royal Insurance Company are now
upon to make their accustomed periodical Report at the
--Ling of its Shareholders.

FIRE BRANCH.
close
Directors have, as pleasingly as unexpectedly, at the
Premiums
or the year, to announce, for the first time, that the Fire
-r„,emiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
"overnment Returns of Duty is ar.,rtin fully mhintained.
The profit of the business of the year exceeds considerably
,the ionount realised iu the preceding year, and in fact sur-
""eB that of any wzar, with but two exceptions, since the
commencement of 'Cuts Office, the balance to the credit on
Ilccount of British %aid Foreir.rn Insurances being X 15,107 10s.
:a, and of the North American buhiness, which is kept aepa-
44telY, £11,097 lros. lOCL

LIFE BRANCH.
The very ;I-ratifying duty now falls upon the Directors to State the s,nm assured on new policies for the year 1862
Mate
ev, en that of the year 1861 by LlBO,OOO, and has arrived
at the c-irciost unexampled amount for a single year of
44.,701,427. on 1,498 new policies issued. Until within the last
''v rears it is believed that such a sum aosured as that which
has Just been announced as the result of one year's business
Ivs.s all but unheard of.
This portion of the Company's business has been carefully
batched, and cannot fail to give much satisfaction to the Shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sent
proposed for assuran^e amounts to £143,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
siole in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progreSS has been undoubtedly more
rapid than that of any other Company established either in
tond 3n or elsewhere, except 'when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies 'already reported make all other
evidence needless.
The Directors conellr,de their present Report with the
!Xpression of an opinion that the prospects of the Royal
!osuraper, Company were never brighter, and of a consequent
t loandcd on grateful remembrance of the past, thatth
e future may '.untold for it a sphere of still greater malzni-
tulle, combini• ,Q distinguished commercial success to the
lliee with alengthened career of usefulness and protection
to the publit.
PERCY M. DOVE, Manager and Actuary.
JOHN It. JOHNSTON, Secretary in London.

ROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established IS4O.
Tbn TRUSTEES.
m,-Mils Bating, Esq., M.P. I Wm. Prescott, Esq.
nomson Hankey, Esq M.P. I Baron L. de Rothschild, M.P.
.
Arutual Life Assurance for all classes.
This Association has now in existence 6,oooolicies, for a
total sum of £1'500,000. p
The Annual Income is £51,000
The Accumulated Fund exceeds .. 2ro,r 00
It has paid in Claims 112,000
4, The whole of the profits are divided quinquennially among
"le Members. Three divisions have already been made'
When the following sums have been added as bonuses to the
Policies

Dec. 31, 1847 ..
~ 1852 „
1857 ..
~ 1882
Making the total 'norms additions, £98,000.
Bonuses mar,- be received in cash or applied to the reduct
lion of premiums at the option of the assured, in lieu of an
addition to the volley.
Attention is especially invited to the system of free or paid-
.ol3 policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

.. • • .. £c,400

.. 11,500
.. 23.200
.. 56,500

WM THOS. LrNFORD, Secretary.
Chief Office, 15, Moorgate-street, E.C., Aug 1, 1853.

A.D. 1720.

ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVTGS IVIGRAM, Esq., Governor.
Groner•. PEXIIKES IlAucLAv, Esq., Sub-Governor.
Sir JOAN ILENRY rELLy, Bart., Deputy-Governor.

1/111,
lienry Ilainbeilt-re, Esq.
liobert Barchtv, Esq.
John Garratt •Cattlev, Esq.
dark Currie Close, Psq. ,
William Drcvidson, Esq.
Thomas Dent, Esq.
Alexander Druce, Esq.
Freak. •;Jos. Edlmann, Esq.
Riversdale W. Greniell, Esq.
Pobt. Amadeus Heath, Esq.
Wm. Tetlow Hibbert, Esq.;
Jas. Stewart Hodgson, Esq. I

:TORS.
Wilmot Holland, Esq.
Earl of Leven and Melville.
Chas. Jno. Manning, Esq.
Henry Nelson, Esq.
The Hon. Josceline W. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
William Soltau, Esq.
Joseph Somes, Esq., M.P.
William Wallace, Esq.
Chas. Baring Young, Esq.

Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Lif AnY sum not exceeding £15,000 may be insured on one

Tills Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
The advantages of modern practice,—with the security
of
,x.. 4,11 Office whose resources have been tested by the ex-
,i_3l;titclietio: nle.caornlymanrCENTUßY AND A HALF.
In corporation have always allowed the Assured to serve
united 'Kingdom, free of Ye.haorrge. Volunteer Corps within the

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

ItOYAL FREE HOSPITAL, Gray's-inn-road,
in the immediate vicinity of the Great northern nail.
Way Terminus, at liing's-cross.
i

Patron—The QUEEN.
President—The Duke of EUCCLEUCH N.G.
Treasurer—Edward Masterman Fsq This was the first hospital to introduce the principle of free
and instant admission to the destitute sick, without the for-
mality of coverers' letters. It is entirely devoted to desti-
tution in its most pitiable lo•r panted by sickness and disemas—viz" that which is aecom-
magnitude that, with ade nat' and is now of sufficient
pport, it may be rendered
capable of admitting. into waer:lTao;.resry large
the casual sick of this greahtemd:tarvolinaibie
for reciPuri°rPer the
he reception of
funds in order to have tine
niece the most wretched of our fellow-creatures. Moreover,
it gratuitously affords medical advice and medicine to more,
on the average, than :1,000 out-patients a week.
The Weekly Board feel it their imperative duty to make ny,
to ens able thNEST
em APto admit and reIiPEAL to the pub
ve licthe i. for continued nn--f--
e g
daily present themselves. distressm* cases that
Contributions are received by the Treasurer, Edward
Alasterman, Esq.'
Nicholas-lane; also by Messrs. Coutts and
Co. ; Drummond and Co. ; Denies and Co. ; Hansom and
Co. ; Prescott, Grote, and Co. ; Smith, Payne, and Co. ;
and Co. ; Jones Loyd and Co. ; Barclay and Co. ; Denison
ad Co ; W Mains, Deacon, and Co. ; Overend
Gurney, and
Co.. Nisbet and Co. ; Alessrs. J. Earned and Co., Liverpool
atd at the IlespitaL
STANFORD S. SMITH Seeretar

PPAPNESS.—The SOUND MAGNIFIER
v„, -
it'ted tu,,,,."18LE VOICE CONDUCTOR, a newly id_
4', ear, 11-pi/tent for sev:re cases of deafness. It
the
into
enald Peree . es cin..in,r not in the bead
Public es P he, remov „ ,
titre 4. asseuthi'.t` Persons to hear distinctly at church and at
n
rtee . ' les a B soLomoNs, Aibemule-
ki •
Y.

ROYAL NATIONAL LIFE-BOAT
INSTITUTION

(Incorporated by Royal Charter).
PA'rnoNEss—Rer Most Gracious Majesty the Queen.

PRESIDENT—Vice-Admiral the Duke of Northumberland,
K.G.,
CHAIRMAN—Thos. Baring, Esq., M.P., F.R.S.,
DEPUTY-CHAIRMAN—Thomas Chapman, Esq., F.R.S., V.P.