The Sun.
London, England, 1863-09-22 00:00:00

RF: L-rEall'AM, WE SUP AT EVANS'
Mellon EVENING THIS WEEK after Alfred
ienade Concerts.

N°lllV ICH UNION FIRE INSURANCE
SOCIETY.
The b-11' siness of the Company exceeds £70,000,000.
e ry
485 Th,062. uty paid to Government for the year 1862 was
410 On f 032. , and the amount insured on farming stock,
A ly
mus of three-fifths of the profits periodically made to
rL'Af .s insuring, who have thus, from time to time, received
home amounting in the aggregate to £410,000 ; and the Society
holds a large Reserve applL.able to a future Bonus.
k,
01, rates of premium are in no case higher than those
tb Med by the other principal offices making no returns to
'eir insurers.
Por prospectuses apply at the Society's Offices, Surrey-
i'treet, Norwich ; and 6, Crescent, New Bridge-street, Black-
'friars, E.C.

GUARDIAN FIRE AND LIFE ASSURANCE
COMPANY.
No. 11, Lombard-street, London,. E.C.
Established 1821.
Subscribed Capital, Two Millic,ns.
DIRECTORS.
Sir MINT() FARQUHAR, Bart., 7.1. P., Chairman.
CHARLES WILLIAM CURTIS, Deputy Chairman
Henryll Hulse Berens, Esq., icl;. Shavv.Ln ef±vre, Esq.
,enry Bonham Cuter, Esq. I;ftr-;l.lll:nradrt.liichsal, •kliarles F. Devas, Esq. Esq.
Sir Hart Dyke, Esq. =CS Morris, Esq.
....i.rnalValter R. Farquhar, Bart.. games
Norman, rm
Reynolds,
Esq.
Henry i Esc( 711ornessoGnoodasnon, Eso.
H key, Esq., P Abraham J. Robarts, Esq..
•,.,Tohn G. Hubbard, Esq., °,L P. Henry Vigne, Esq.
'w.redk. H. Janson, Esq.

AUDITORS.
tewis Loyd, Esq. Henry Sykes Thornton, Esq.
Cornelius Paine, P.m ~ Esq. I Noel Whiting, Esq.
Thos.Tallemach, E'sq., Secretary I Saml. Brown, Esq., Actuary

LIFE DEP RTMENT.—UNDER TIM PROVISIONS OF AN
ACT OF PAR-4IAMENT, this Company now offers to new In-
surerm Eic-irry PER CENT. of the Profits, at Quinquennial
Divisions, or a Low Rate of Premium without participation of
Profits.
Since. -the establishment of the Company in 1821, the
Aniono t of Profits allotted to the Assured has exceeded in
cash mine £660,000, which represents equivalent Reversionary
Borimes of £1,058,000.
After the Division of Profits at Christmas, 1859, the Life
Assurances in force, with existing Bonuses thereon,
amounted to upwards of £1,730,000, the Income from the Lin
?ranch £207,000 per annum, and the Life Assurance Fund,
independent of the capital, exceeded £1,618,000.
FIRE DEPARTMENT.—lnsurances are effected upon
every description of property at moderate rates.
No expense is incurred in effecting a new Insurance be-
yond the paym.mit of the Annual Premium and Duty, when
the Premium amounts to ss.
Claims liberally and promptly settled.
NOTICE IS HEREBY GIVEN, that FIRE Policies
which expire at Michaelmas must be renewed within fifteen
days at this Office, or with Mr. SAMS, No. 1, St. James's—
street, corner of Pall-Mall • or with the Company's Agents
throughout the Kingdom, otherwise they become void.
APPlicAl ion for Prospectuses and Agencies to be made to
the SeenAary.

TILE LIVERPOOL AND LONDON FIRE
AND LIFE INSURANCE COMPANY.

Established in 1836.
Ok'es :-1, Dale-street, Liverpool ; 20 and 21, Poultry,

London; E.C.
PROGRESS OF THE COMPANY SINCE 1850:

yearlBs/
1856
1861
1862

Fire Premiums. 1 Life Premiums. I Invested Funds.

.£51,305
222,279
30.130
436,065

502,824
£27,157
4821,061
72,781
5
125,974 1,311,90
13Q,703 1,417,808

"as Fire Duty paid by this Company in England in 1862
"as X 71,234.

SWINTON BOULT, Fee-etary t 3 the Company.
JOHN A.TKINS, Resident Fe, retary, London.

A.D. 1720.
'LOYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
Wilmot Holland, Esq.
Earl of Leven and Melville.
Chas. Jno. Manning, Esq.
Henry Nelson, Esq.
The Hon. Josceline W. Percy,
son, Esq.

Rohe rt My
Ba clay, Esq. , Esq.
I ohn Garrett Cattley, Esq.
liTark Currie Close, Esq.
William Davidson, Esq.
q'homas Dent, Esq
Alexander Druce, Esq.
Samuel Leo Schuster, Esq.
Predk. Jos. Edlmann, Esq. Eric Carrington Smith, Esq.
RiversdaleW. Grenfell, Esq. William Soltau, Esq.
Pobt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq.' William Wallace, Esq.
Jas. Stewart Hodgson, Esq. I Chr.s. Baring Young, Esq.
Medical Referee, SANrcrEL SoLvv, Esq., F.R.S.
NOTICE.— fhe usual fifteen days allowed for payment of
FIRE PREMIUMS falling due at Michaelmas will expire
on lith October.

Charles Robin

FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous 4,:,,rm5.
The Reversionary Manus or British Life Policies has ave-
raged nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
ayable by persons who pr Cierred that form of Bonus.
The divisions of Profit 4„hke place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation air o'rds to the Assured—
Liberal particirp tion in Profits—with exemption from
the liabilities of partnership.
A rate of Bon s equal to the average returns of Mutual
Societies—with, "she guarantee of a large invested Capital
Stock.
The advan4t, ges, of modern practice,—with the security
of an Office nose resources have been tested by the ex-
perience of i 7 early a CENTURY AND A HALF.
SPECIAL NOTICE.

Policies on The participating system, granted on or before
the list Def.:ember, 18P.3, and in force at thr• close of the year
1865, will bz entitled to share in the next division of profits

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE. Secretary.

TITE ROYAL INSURANCE COMPANY,
HEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds .....
Accumulated Funds in hand over 1,000,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., Md'•

Chairman in London :

WILLIAM WAINWRIGHT, Esq.

' EXTRACTS FROM THE REPORT FOR THE YEAR
1862.

The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
sleeting of its Shareholders.
FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
Close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
passes that of any year, with but two exceptions, since the
commencement of this Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 10s.
5d., and of the North American business, which is kept sepa-
rately, £11,097 16s. 10d.

LIFE BRANCH.
The very gratifying duty now falls upon the Directors
State the sum assured on new policies for fbe year
exceeds even that of the year 1861 by £lBO,OOO, and bas arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies Issued. -Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
was all but unheard of.

This portion of the Company's business has been carefully
watched, and cannot fail to give, much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life rassurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the. number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assurance a mor.nts to £143,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of ti,te Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.

If, to complete their review, the Directors now advert
briefly to the trniteAl Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that (if any other Company established either in
Loud= or elser there, except when amalgamations have taken
place. The re curns of duty have proved this. In Life, the
amount of lv,ew Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the,
expressioa of an opinion that the prospects of the Royal
Insurance. Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a len g,thened career of usefulness and protection
to the public.

PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.
TRUSTEES.

X 5,400
.• 11,500
• • • • • • 23.200
• • ‘• • • . 56,500

W3l. TITOS. LINFORD, Secretary.
Chief Office, 15, Moorgate-street, E.C., Aug 1,1863.

ARMY CONTRACTS.

HENRY B. MORSE,
DePUtY COMUILEBUY!generaL

dPer Rothschild.
Thomas BOW:, Esc, 151• P• WBamro.nGLe°.
Thomson Hankey, Esq.,
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is .• • • £51,000
The Accumulated Fund exceeds .. 200,e00
It has paid in Claims • • • • 112,000
The whole of the profits. are divided quinquennially among
the Members. Three 'divisions have already been made.
when the following sums have been added as bonuses to the
policies—
Dec. 31, 1847
„ 1852
1857
„ 18P,t
making the totrd bonus additions, £96,600.
Bonuses ma, be received in cult or applied to the reduc
tion of prem",ums at the option of the assured, in lieu of an
addition to Me
Attention is especially invited to the system of free or paid-
up policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

Commissariat ()Mee,
Aldershot, 2d September, 1863.
TENDERS will he received et this office, until
noon, on WEDNESDAY, the 30th September, 1863,
from persons who may be Willing to enter into Contract for
the supply of _

-
FORAGE,
in such quantities as may be required, from Ist November,
' 1563 to 3'st October, 1861, for the use of ner Majesty's
Forces stationed at Aldershot Camp, and within the com-
mend.

forms of Tender and Conditions of Contract may be ob-
tained on apnlication at this office, by letter or in person,
between the hours of ten and tour o'clock.
The Tenders must be properly filled up and szned, and
"voteelivered at this office (under closed envelope, markfd on the
unl
'" Tender for 14'oraae"). and no Tender will be noticed
by the
h' de
on forms obtained from this office, and delivered
itt)or aPPOilt(edr