The Sun.
London, England, 1837-09-21 00:00:00

PRICES OF SHARES THI

Cata Branca Mining Company
Real del Monte Mining Co.. Register
Ditto Unregistered
United Mexican (issued at 2/. pm.) ••
Ditto Scrip
Ditto New Scrip ......
Great Western Railway Company
15..rightoa Railway Company
London and Blackwall Railway
London and Birmingham Railway Cc
Ditto Shares
London and Greenwich Railway Con
Loolonndonial Bank and Southampton (New) Ra
C
iLexican and South American

. PRICES OF IRISH STOCKS, DUBLIN, SEPTEMBER 19.
. Per Cent. Consols 9116 'Grand Canal Debs. 6 per cent. 89%
31 bill° Reduced I Ditto, 4 per cent 60%
per Cent. 5t0ck.......... . 931 A i Hibernian Bank ....
S. )itto New, 18.10 96% . City of Dublin Steam Co. —
'i Per Cent. Debentures 9ON National Insurance Co . --
Bank Stock... ..
—R°Yal Canal Slot. lc"
Ballast Office Debentures, 4
strand Canal Steck -

MAILS.
Arrived.
Due. Arrived. Due. Arrived. Due.
America.. .. .. 0 I France ... "..... 0 0 Lisbon 0
0 Brazil .... ........... 0 1 Guerra. & Jersey 0 0 Malta 0
0 BuenosZyres.. 0 0 Hamburg (1 0 Mexico 0
0 Carthagena...... 0 0 Holland 0 0 'Ostend 0
I Dublin... • 0 1 Jamaica
1
0 0 Sweden 0
.........._2_,:l Fiand s ..".
0 I Leewardlslands 0 2 Waterford 0

m ng..HIGH WATER AT LONDON BRIDGE TOMORROW.
"ni....•..41 minutes after 7. I Evening 13 minutes after S.

Next week will be pablished, in 2 vole. post Bvo., price 40s. sewed.
GOETHE'S CORRESPONDENCE with a
CHILD.—The original of this work was published in
in aid of Funds for the erection of a Monument to the
-""11"Y of Goethe, and many thousand copies were sold. The
present translation has been printed at Berlin, and cent to Eng-
"Ad to promote the same object.
London : Longman, Orme, and Co.

Just published, price 2d.
WHIG NULLITIES : or, a REVIEW of a
PAMPHLET attributed to the Right Hon. John Cam
Robhouse M.P. for Nottingham, Privy Councillor, &c. &c., en-
titled, "Domestic Policy of the Country under the New Parliament."
BY the late RADICAL CANDIDATE for Newcastle-upon-Tyne.
aIEI.I3OURNE.—You are thought here to be the most senseless
and fit man for the leader of the House of Commons, therefore bear
aru the seals. This is your charge: you shall comprehend all
Queen's
men ; you are to bid the House of Peers stand in the
'queen's name.
Ittisszu..-1-lovr if they will not stand
Rnnwowsr.—Why then take no note of them ; but let them go
43,,,i; and presently call the rest of the Ministry together, and thank
•-.od you are rid of a set of knaves,
,RUSSELL.—We will rather sleep than talk ; we know what be-
longs le a "
"IXWOURNF.—You speak like an ancient and most quiet Minis-
ter, for I unnot see how sleeping should offend. Only have a care
thati Your seal; be not stolen. Mucw ADO ABOUT NOTHING.
41ePTinted from the " London Dispatch and Mercury," edited by
Dr. A. J. Beaumont.
- London: H. Hetherio.ton, 126, Strand; sold by all Booksellers
Rind country.

77,
e publication of THE SUN NnwspArca commenced this day
at 10 minutes past Three o'clock.

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I,cn-iba of the pari:ibiont-rs, who refused to FAv rates.
These they have kept ever since, though they amount to
more than ten times the value of the rate demanded.
Whether they are justified by law in doing. this we
cannot tell ; but it does seem to us a strange state of
things if so it be. We are glad to see that the
people of Bungay are determined to fight the battle to
the last without flinching,

Although institutions for Life Assurance are of
ancient date in this country, strange to say, they are
but of recent origin, and still very little understood in
the greater part even of the European continent. So

late as 1827 there was not in the whole of Germany a
solitary Life Assurance Society. In that year the idea
of establishing so beneficial an institution was first
seriously contemplated in that country. Dr. ARNOLDI,
of Weimar, met with Mr. BARRAGE'S interesting work,
" A Comparative View of the Various Institutions for
the Assurance of Life ;"—saw the utility of these in-
stitutions,—appreciated the advantages to society with
which they are fraught ; and, as the first best step to-
wards accomplishing the design he had formed, pub-
lished a translation of the English work. He next
applied for their patronage to the Kings of BAVARIA
and SAXONY, whose favour he had previously earned ;
and succeeding so far, he then submitted his plan to
the German Philosophers at their annual meeting at
Munich in 1828. They warmly approved of Dr.
ARNOLDI'S project, and towards the close of that
year the first German Life Assurance Society was
established at Gotha. So glaring wers the advantages
of the new institution—so prudential the design—so
equitable the system—that in a very short space of
time the Society became a popular and flourishing
concern. In 1832 there were no less than 4,000
persons insured in the institution at Gotha, the aggre-
gate sum of whose policies amounted to six million
dollars, or upwards of 1,000,0001.
Yet, though equitable in some degree in its plan,
this Society at Gotha was far from being so useful in
its tendency as it might have been. It possessed but
one of the great inducements to assure life. The con-
tingency upon which the Society became liable to
meet the demand upon them being death, self-love
could not actuate a party to effect a policy. The love
of offspring was the sole inducement to ensure one's
own life ; and the fruits of prudence and economy being
thus kept back from the party insuring his or her life,
we may very well imagine that the stimulus to assur-
ance was deprived of one half, at least, of the force of
which it is susceptible. Another disadvantage under
which the very best of the institutions of this sort
hitherto established laboured, is that which necessarily
results from the principle upon which they have been
founded. Though some of them--amongst others that
upon the model of which Dr. ARNOLDI erected his su-
perstructure—divide their profits among the insured, and
thus considerably lessen, in effect, the annual premium or
per tentage paid upon the sum for which a party insures
his life, yet in all of them the risk of assuring is too
hazardous to permit any but the recipients of a certain
income to effect life policies. That is to say : a man
who depends upon his own exertions, of whatever cha-
racter, for his daily bread, could not hitherto venture to
insure his life even for the benefit of his widow and chil-
dren ; for, it was indispensable that the premium should
be punctually paid within a certain time, or the policy be-
came a piece of waste paper—no matter how numerous
the payments that might have been previously made. Now,
as no person depending upon a contingent income—of
which he might be deprived by a hundred casualties,
to which in this life all are subject—could count sure of
being able always to pay the premium upon a life policy
at the stated time, it has followed, as a necessary con-
sequence, that the advantages of Life Assurance are
monopolised by the comparative few, who, being
wealthy, or comparatively so, either in real or in per-
sonal property, or in a sure annuity, are the least in
want of these advantages.
These obvious evils of the old system are at length
corrected by the establishment of a new institution, to
which we have repeatedly adverted in terms of well-
merited commendation. We only wonder that the plan
laid down by the " National Loan Fund Life Assu-
rance Society" has been so long overlooked. This
Society have introduced a second contingency—misfor-
tune, into their system,—thus combining the two great
stimulants of economy and prudence-self-love and the
love of offspring. That is—they put it in the power
of a party insuring his life in their establishment to
partake himself, should misfortune overtake him, of the
fruits of his thrift—as well as to secure a something
for his offspring at his death. This Society also put
it in the power of the farmer, the mechanic, the artisan,
the tradesman—of all in a word who depend upon their
own labour for the means of existence—to effect policies
-of Life Assurance with a certainty that, after having
paid their premiums, the policies shall not in any con-
tingency be totally lost.
These ate admirable improvements, from which we
anticipate much public benefit. It is of incalculable
advantage to the industrious and productive classes of
society to be enabled, by prudence and economy, not
only to secure a moderate competence for their family
after their own demise, but also a fund upon which
they may fall back for relief themselves, in case of acci-
dent or misfortune.

Another excellent rule adopted by this Society is—
to refund to any one whose life may be insured with
them, two-thirds of the value of the policy—should
the party find it necessary at any time to dispose of it,
or to raise a loan upon it. This is liberal ; and the
specification of the amount which may be had upon the
policy is valuable—inasmuch as it is calculated to pre-
serve a man in his difficulties from the clutches of
jobbers and usurers.

The meeting of Parliament for Wednesday, the
15th November (as stated in The Sun of Tuesday),
was yesterday definitively settled, at the Privy Council
held at Windsor. As the Session will be more than
ordinarily important, and particularly interesting, from
the relative State of Parties, there being one hundred
and seventy new Members, we this day republish a
Complete List, from the Gazette, together with the
Analytical Tables formerly printed. They will serve
well for occasional reference.

The whole of the Paris Papers of Tuesday have been
received. From Spain the following telegraphic de-
spatches had been communicated to the French Go-
vernment

" BORDEAUX, SEPT. 15, 6 o'Clock, P.M.
" THE GENERAL COMMANDING THE 11TH MILITARY DIVI.

SION TO THE MINISTER OF WAR.

" The Pretender had marched through Frias and Caneta
upon Cuenca, followed by General Espartero, who entered
that town in the evening of the Bth, after compelling the
enemy to retrace his steps."
" BAYONNE, SEPT. 17, 11 o'Clock, P.M.
" MADRID, SEPT. 13.
"THE AMBASSADJR OF FRANCE TO THE MINISTER OF FO-

REIGN AFFAIRS.
" By a decree of the 11th, martial law las been again
proclaimed in Madrid, in contequence of tl e approach of
the rebels.
" Yesterday a corps of 3,000 or 4,000 men appeared
within a league of the capital, and took up a position, in
which they remained until five o'clock in the afternoon ;
they made no hostile demonstration, their guerillas merely
exchanging a few shots with the sharpshooters of the gar-
rison. The necessary measures had been taken to defend
the place and preserve public tranquillity, which was not for
one instant disturbed.

" The approach o!. Espartero, in is entering Madrid
this very instant, at the head of his division, obliged the
Carlists to fall back on Arganda, aid things have as.2ain as-
sumed their usual aspe 3t."

" BAYONNE, SEPT. 18, HALF-PAST 9 A.M.
" THE GENERAL COMMANDING THE 20TH MILITARY
DIVISION TO THE MINISTER OF WAR.

" Espartero, informed, on the 9th, at Cuenqa, of the

THE SUN, LONDON, THURSDAY, SEPTEMBER 21, 1837.

.innPtion of Don Carlos with Valenryian hands at T3rm-
eon, set out for Madrid, in the hope of arriving there before
the enemy, who wasexpected on the 11th, at Fuentiduena,
on the Tagus. Martial law has been proclaimed in Ma-
drid. The garrison and National Guards were under arms
on the 13th, and the city was tranquil.
" The Official Gazelle contains no news --." (Inter-
rupted by nightfall.)
" NARBONNE, SEPT. 18, 6 O'CLOCK, A.M.
" PERPIGNAN, 17TH, IN THE EVENING.
" THE GENERAL COMMANDING THE 218 T MILITARY

COMMERCIAL INTELLIGENCE.
(THIS DAY.)

There is a little fresh West India produce in the port of
London, but not ranch. There is a considerable amount of
East India produce fresh in, the chief of which is Cotton and
Ginger. From New York we have I ,000 blocks and 996
slabs of Tin ; 213 puns. of Rum have also been added to the
stock. There is but very little Tallow fresh up. We do not
hoar of any vessels being reported as arrived that are not up.
The weather continues everywhere favourable for shipping,
and a good full trade will doubtless be done.

The exports remain on rather a large scale, and the deli-
veries for home consumption continue extensive.
In the Raw Sugar market there is a brisk inquiry for
foreign Sugar, and prices are very stable. The same remark
applies also to foreign Coffee, and in both of these articles
there arc extensive private transactions. British Plantation
Sugar is quiet ; the sales of to-day are about 500 hogsheads.
Fielders are very firm in their demands, and disposed to ad-
vance rather than otherwise.

REFINED SUGAIL—The market is flat, but not lower.
SPICES.—There is not so much excitement in Spices by
any means as there was ; they are mostly quiet. After Pepper
there is great inquiry, with but few sellers.
MOLASSES are looking up. Fine are 335. per cwt., and a
good demand,
In the Metal market there are numerous orders for East
India Tin, and the prices are very firm. Spelter has not
varied from yesterday.
INDIGO is rather brisker to-day than it was yesterday, both
for Spanish and East India, and prices are firm.
OlLS.—Both Fish and Seed are still--prices present no
alteration. Linseed Oil 28s. 6d. per cwt. ; Brown Rape
375. ; Pale 38s. Olive Oil continues iu good demand at 55/.
for gallipoli.
PROVISIONS.—Every article in this great market almost is
now receiving a steady business. Prices have not moved this
week yet, from our quotations of last. The stocks of Irish
and Dutch Butter are heavy ; those of others light. The
disposition of the Prevision market is to look up in price,
rather than otherwise.
'TEMP, PITCH, TAR, and FLAX, are all quiet at previous
prices, and firm at those quotations.
COCHINEAL AND Lee Drs.—The demand for both these
commodities is brisk, and prices are improving.
Rum.—The activity in this spirit continues, and prices are
looking up.
SlLx.—There is a good demand for Raw and manufac-
tured, and the prices are looking up with light stock.
SALTPETRE is in better demand for rough and refined, and
the prices were very established.
Hops.—The picking in many districts is not above two-
thirds of its last year's amount, and the duty has fallen to
185,0001. or 190,0001. Market quiet.
DT's WOODS.—Logwood is depressed or. account of large
arrivals which are expected to be brought to market early.
Jamaica is 5/. 15s. ; Honduras 51. 10s. to 5/. 15s.
TALLOW—P. Y. C. is dull at 395. 9d. on the spot. Really
fine Tallow will still fetch 405., but there are few buyers.
The Lyra packet from the West Indies to August 12, has
arrived to-day, but the mercantile intelligence se brings is
without the slightest effect on the markets for West India
produce ; indeed it is without the slightest interest. We
learn that the number of vessels destroyed, or otherwise
injured in the late hurricane in the West Indies, is twenty.