The Sun.
London, England, 1863-09-04 00:00:00

RENT ENT BUR, WE SUP AT EVANS'
EVERY EVENING THIS WEEK after Alfred
Mellon's Promenade Concerts.

SEA.-VAC kNCIES for MIDSHIPMEN rind
APPRENTICES in a first-class London shipping firm.
Premium moderate. Al,o apprentices without premium.—
APply to SIMMONDS and Co.. 38, St. Mary-at-hill, East-
Cheap, E.C. Third officers and Stewards wanted.

THE ROYAL INSURANCE COMPANY.
nEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings. Liverpoel,
Total Annual Revenue exceeds £soo,o'o.
Accumulated Funds in hand over 1 OOO,OOO.

Chairman in Liverpool :
CHARLES TURNER, Esq., M.P.

Chairman in London

WILLIAM WAINWRIGHT, Esq.

E.XTRA.CTS FROM THE REPORT FOR THE YEAR

1862.
The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.

FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
Passes that of any rear, with but two exceptions, since the
commencement of this Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 10s.
6,1-, and of the North American business, which's kept sepa.
rately, £11,097 16s. 10d.
LIFE BRANC IT.
The very gratifying duty now falls upon the Directors to
state the sum assured on n-w policies for fhe year 1862
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,408 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
Was all but unheard of.
This portion of the Company's business has been carefully
'Watched, and cannot fail to give much satisfaction to the
Shareholder, as well as no small encouragement for the
hut. re to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate soul
proposed for assuran mounts to 43.281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance t ompanies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as in admis-
sitle in a single year from deterioration of some kind or
another.

If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rauid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

NORWICH UNION FIRE INSURANCE
SOCIETY.
• The business of the Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
£85,062, and the amount insured on farming stock,
£10,086,332.
A bonus of three-fifths of the profits periodically made to
parties insuring, who have thus, from time to time, received
sums amounting in the aggregate to £410,000 ; and the Society
now holds a large Reserve applicable to a tuture Bonus.
The rates of premium are In no case higher than those
charged by the other principal offices making no returns to
their insurers.
For proTectuses apply at the Society's Offices, Surrey-
street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, E.C.

PROVIDENT CLERKS' MUTUAL LIFE
AS6OCIATION.

Established 1840.
TRUSTEES.
Thomas Baring, Esq., M.P. Wm. Geo. Prescott, Esq.
I Thomson Hankey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is .. £51,000
The Accumulated Fund exceeds .. 2r0,100
It has paid in Claims .. 112,000
hThe whole of the profits are divided quinquennially among
en embers. Three divisions have already been made'
n the following sums have been added as bonuses to the
Policies
Dec. 31, 1847 ..
1852 ..
~ 1857 ..
~, 1862
malting the file total bonus additions, £96,600.
ti Bonuses ina3, be received in clsh or applied to the reduc
addition °I premiums at the option of the assured, in lieu of an
,iition to the ol cy.
Attention is especially invited to the system of free or paid-
np
introduced by this Association, by which the
-aerifice so often submitted to on the relinquishment of
The alanc
icY
bis wholly avoided.
e-sheets of the Association are open to all,
Whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

X 5,400
11,500
23 200
56,500

Chief WM. THOS. LINFORD, Secretary,
Office, 15, Moorzate-street, E.C., Aug 1, 1863.

A.D. 1720.
irt °YAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 20,11111-mall.
OCTAVIUS WIGRAM, rsq., Governor.
k,roncr: PEARKES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY FEELY, Bart., Deputy-Governor.
DIRECTORS.
Wiimot Holland, Esq.
Earl of Leven and Melville.
Chas. Jno. Manning, Esq.
Henry Nelson, Esq.
The Hon. Josceline W. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
William Soltau, Esq.
Joseph Somes, Esq., M.P.
William Wallace, Esq.
Chas. Baring Young, Esq.

nervy Bainbridge, Esq.
Robert Barclay, Esq.
'john Garratt Cattlev, Esq
Mark Currie Close, Pscl•
William Davidson, Esq.
Thomas Dent, Esq,_
Alexander Druce, Esq-
Predk. Jos. Edlmann, Esq.
RiversdaleW. Grenlell, Esq.
Rat. Amadeus Heath, Esq.
W., in. Tetlow Hibbert, Esq.'
°as. Stewart Hodgson, Esq.

- _
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
corporation on advantageous terms.
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Life. Any sum not exceeding £15,000 may be insured on one
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge.

ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

NORTH BRITISH AND MERCANTILE
INSIT RANCE COMPANY.
Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUNDS, £2,122,828.
ANNUAL REVENUE, £422,401.
LONDON BOARD.
John White Cater, Esq., P. du Pre Grenfell, Esq.
Chairman. A. Klockmann, Esq.
Charley Morrison, Esq., De- John Monett, Esq.
A .PISY chairman. Junius S. Morgan, Esq.
-a• De Arroyave, Esq. G. Garden Nicol, Esq.
Edward Cohen, Esq. John H. Wm. Schroder, Esq.
;Awn:
rlle...sit;aaulmitpubEiesslsqlo,.nE,sE:q. George Young, Esq.
EX-DIRECTORS.
! Robert Smith, Esq.
,-. I_,: Cavan, Esq• Frederic Somes, Esq.
M"aor of Fire Department—Georg' H. Whyting.
Man
an_P'n_ ager of Life Department—W. F. Birkmyre.
utendent of Foreign Department—G. H. Burnett.

Secretary—F. W. Lance.
General Manager—David Smith

The Co FIRE DE PARTMENT.
, '
.n.ingdon)-7an(ilyale-rlfloiritesialnnseourtuantcreiessa.gainst Fire in the United
Mercantile Risks the Port of London accepted at ono,. In ~, rates
re-
Losses •
]edge elem
le PripmkpatLyTahned IDlbierrecaltloyrZettled.
having apractical theknow-
of foreign. co utries are prepared to io_ n
, most favoura'deuterms.• In all cases a discount will be
allowed to Merchants and others effecting such Insurances,
during'l: h eLIFE DEPARTMENT
the las few years
following Statement exhibits the improvement effected
_No. of Policies
Premiums.
1051 ........ 1884115e5d. ....... . X.387u7m.428.5 •
1819 ........ 6"35 4495,964193
14,070 1 6
18 0 ........ 741 ........
.
....... 4 • ,
1811 7Bl ........ 627,6 !1,
i 7)
1862.,'...'..... 1,, 37 ........ 768,3.34 Thus in five years the number or Policies issue2dlw,64als 3, 06
2 30,
assuring the large sum of £2,928 917.
The leading features of the Office are:-
1. Entire Se urity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the next investiga-
tion.
3. The advantages afforded by varied Tables of premiums
--..--unrestreted conzdi_tlonis of Policies—and general
hb_ei:alitpyoisnaidaenadlineverytitnitohreinAtsisured
Forms of Vro
on app'leation at the
BEAD OFFICES : .... LONDONit..c..u. . ....
6458:, on will be u
4,
INT.rehiwnrcee;3lsdazzeredilleluterni-isditsirnheitcl.
EDINIIII
•

NORTH BRITISH
AND MER
COMPANY CANTILE
INSANCE
WEST-END OFFICE:
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSET.T

THE :LAUNDRESSES to ma.
THE
Queen Adelaide say, that ' BRIGGS' A.I.TSTRAPtY
ate
S rAuc ne°cls but to be tried to be approved 4-AN
Wholesale Agent, llarper Twelvetrees, Bromley b y London, E.

ANEVER FAILING REMEDY
Dr. SCOTT'S BILIOUS and LIVER ?ILLS, v.:,
parol without any mercurial ingredient, from the recipe ofg;
Scott, of Bromley, Bent, will be found invaluable to all Who*
mtfler I roin bilious and Liver complaints, indigestion, wind,
spasms, giddiness, ilizzinesa of the eyes, &c. For habitual
costiveness, as a family aperient medicine, and as a purifier
of the blood, they are truly excellent ; mild in their opera-
tion and g•rateful to he stomach, they create appe7ite, pro-
moteb digestion, and strengthen the whole nervous system.
Sold y
London, NV. Lambert, 8, fling William-street, Charing-cross.
n
and by most drixo,,ists, in boxes,ls. lid., and three
timee the quantity in one, 2a. ltd. Be sure to ask for Dr.
Scott's Bilious and Liver Pills. The genuine are a square
green package, with " William Lambert," engraved on the
stamß