The Sun.
London, England, 1863-09-14 00:00:00

ATLANTIC AND GREAT WESTERN
RAILWAY (Penns lvania Division).—Coupons due
Itc.43er Ist will be paid in London at the Consolidated Bank
(beaded). No. 4, Lombard-street, London (late Messrs. Hey-
Do ar Kennards, and Co.), at the Exchange of Is. to the
11.
The Coupons will be required to be lodged at the Office
Of the
Company two days previously for examination.
London, 2, Old Broad-street,
September 10, 18,67.

TETE LIVERPOOL AND LONDON FIRE
AND LIFE INSURANCE COMPANY.
Established in 1836.
Offices :-1, Dale-street, Liverpool ; 20 and 2!, Poultry,
London, E.C.
PROGRESS OF TILE. COMPANY SINCE 1851:

-____
Funds.
Yk---T-a---r. Fire Premiums. Life Premiums.„ Invested
---___
1851 £502,824
X51,3M 427,157
18.5 q 821,061
222,279 72,781
1861
360.130 1fL5,974 1,311,905
1852 1,417.808
436,065 13.,,703
-----

_The 'Fire Duty paid by this Company in England in 1862
was 471,214.
swrsToN TIOULT, Sceretary t 3 the Comr any,
JOHN ATKINS, itrsident Se.retary, London.

NORTH BRITISH AN?) MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Royill Charter and Special Acts of

-
Accumulated and Invested Funds
Annual Revenue.... 422,401
FIRE DEPARTMENT.

Insurances (zranted both at Home and in Foreign Countries
On the most liberal terms.

LIFE DEPARTMENT.
Every facility offered to Insurers.
Ninety per Cent. of the Profits divided among the Insurers
on the participating principle.
The new Life business transacted in 1862 as follows :
Policies. Amount Inured. Premiums
1,037 £763,334 L 23.6 .
41
Forms of Proposal and every information will be 0 0
furnished
on application at the

OrricEs:
...... . ...... 58, Threadneedle-street.
............. 4, New Bank Buildinza. LothhurY
West-end Office.. 8, Waterloo-place, ran-mall.

LONDON..

NORWICH UNION FIRE INSURANCE
SOCIETY.
The business of the Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
88,062, and the amount insured on farming stock,
£10,086,332.
A bonus of three-fifths of the profits periodically made to
Parties insuring, who have thus. from time to time, received
sums amounting in the aggregate to £440,000; and the Society
now holds a large Reserve applicable to a future Bonus.
. The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.
Por pro,peetuses apply at the Society's Offices, Surrey-
street, Norwich • and 6, Crescent, New Bridge-street, Black-
friars E.G.

ROYAL INSURANCE COMPANY.
BEAD OFFICES,
29, Lombard-street, London, and Royal Inkurance-
buildings, Liverpool. Total Annual Revenue exceeds .£500,010,
Acekrntilated Funds in hand over 1,000,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., ILP•

Chairman in London :

WILLINM WAINIVRIGIIT, Esq.

xxnuers FROM TIIE REPORT FOR THE YEAR

1862.

'rho Directors of the RoYaTinsurance Company are now
t•alled upon to mike their accustomed periodical Report at the
Iteeting of its Shareholders.

FIE ANCH.
The Directors have, as pleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £.300,000.
The high comparative position held by the Royal In the
Government Returns of Duty is ag,in fully mhintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
Passes that, of any year, with but two exceptions, since the
Commencement of this Office, the balance to the credit ou
recount of British and Foreign Insurances being £45,107 10s.
,t
and of the North American business, which is kept sepa-
rately, £11,097 Ns. 10d.

LE BRACH.
The very gratifying duty now falls upon the Directors to
',tate the sum assured on new policies for the year 1562
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
levr years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
'was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
tutors to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assurance amounts to £143,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as in admis-
able in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
Lond3u or elsewhere, except when amalgamations have taken
Place. The returns of duty have proved this. In Life, the
amount of New Poiioiers already reportma make 0.11 other
evidence nedtess.
The Directors conclude their present Report with the
blexpression of an opinion that the prospects of the Royal
nsurancQ Company were never brighter, and of a consequent
hope, founded on a gre.eful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude. combining diiAinguislied commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PEriCY M. DOVE, Manner and Actuary.
JcHIN B. JOHNSTON, Secretary in London

'ROYIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.

ir„,b,nr TRUSTEES.
nas Baring*, Esq., M.P. I Wm. Geo. Prescott, Esq.
wA an nson llkey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
tot his Association has now in existence 6,000 policies, for a
al sum of X 1,500,000.
The Annual Income is .. £51,000
The Accumulated Fund exceeds .. 2G0,( 00
It has paid in Claims .. .. 112,000
The whole of the profits are divided quinquennially among*
the Members. Three divisions have already been made'
When the following sums have been added as bonuses to the
Policies
Dec. 31, 1847 £5,400
1852 11,500
1857 .. •• • • .. 23.200
1862 .. 56,500
Inakinz, the total bonus additions, X 06,600.
Bonuses may be received in cash or applied to the reduc-
tion of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
-111) policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre-
sented districts.

WM. THOS. LTNFORD, Secretary.
Chief Office, 15, Moorgate-street, E.C., Aug ],1863.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.

OCTAVIITS WIGR
CEOUGE PEARKES 11ARC
Sir JOHN HENRY PELLY

AM, Esq., Governor.
:LAY, Esq., Sub-Governor.
•, Bart., Deputy-Governor.

ITenry Bainbridge, Esq.
Robert Barclay, Esq.
'John Garratt Cattley, Esq.
Mark Currie Close, Esq. ,
William Davidson, Esq.
Thomas Dent, Esq.
Alexander Druce, Esq.
leredk..Tos. 141d1mann, Esq.
ItiversdaleW. Greniell, Esq.
Bobt. Amadeus Heath, Esq.
Wm. Tetlow Hibbert, Esq.:
Jas. Stewart Hodgson, Esq. 7

Wiimot Holland, Esq.
Earl of Leven and Melville.
Chas. Jno. Manning, Esq.
Henry Nelson, Esq.
The Hon. Josceline W. Percy.
Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Eric Carrington Smith, Esq.
William Soltau, Esq.
Joseph Somes, Esq., M.P.
William Wallace, Esq.
Chas. Baring Young, Esq.

Medical Referee, SA-mutr. SOLLY, Esq., F.R.S.
FIRE, and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.

In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Bonus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A nAnr.
The Corporation have always allowed the Assured to serve
In the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of 'charge.

ROYAL EXCTIANGE, LONDON.
ROBT. P. STEELE, Secretary.

OYAL FREE HOSPITAL, Grav's-inn-road
111., in the immediate vicinity of the Great Northern Rail.
way Terminus, at liing'o-cross.

Patron—The QUEEN.
President—The Duke of BUCCLEUCILS.G.
Treasurer—Edward Masterman, Esq. This was the first hospital to introduce the principle of free
and instant admission to the destitute sick, without the for-
mality of governors' letters. It is entirely devoted to desti-
tution in its most pitiable form—viz., that which is accom-
panied by sickness and disease, and is now of sufficient
magnitude that, with adequate support, it may be rendered
capable of admitting into its wards a very large proportion of
the casual sick of this great metropolis. It requires but the
funds in order to have 500 beds available for the reception of
these the most wretched of our follow-creatures. Moreover,
it gratuitously affords medical advice and medicine to more,
on the average, than 3,000 out-patients a week.
The weekly Board feel it their imperative duty to make an
EARNEST APPEAL to the public for continued 1417:p
to enable them to admit and relieve the distressing rAts„ oirt,
that
daily present themselves.
rs".eCr.oulltritswaantdd
,Tiorioeciaesived lane; yalstohle2.yl;riee:::
Contributiotin:sFig.
Masterman.
i and Co. ; Berries a4d Co. ; Ransom and
Co. ; Drummond
and Co. ; liarclay and Co. ; Denison
Co. ; Prescott, Grote, and Co.; Smith,, Payne, and Co. ; Cdyn
and Co. ;Jones Lovd.
and Co. ;i- 'W il Deacon, an':t Co.; Overend, Gurney, and
arn,'
Cr).J. Barned and Co., Liverpool
Messrs,
and;Nisbet and Co. i
at the Hospital.
,STANEORD S. SMITH ' Seeretar
-_____

DE,APNvgc; —The SOUND, MAGNIFIER
~entec
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the ear,
n(4 tunent for :,evcre cases
noises in the heaq,
into
"*"el irr""ti"e' removes .-dis'iinCtiv at churchat
Dublic asse;t:Ot persons to 11G,,r 39, Al/:Marie-
'tretl kicc4,4B.—s, and D. 00-I."'"