The Sun.
London, England, 1863-09-24 00:00:00

HE ROYAL INSURANCE COMPANY.

MEAD OFFICES,
29, Lombard-street. London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds ........ £500,010,
Accumulated Funds in hand over ......1,000,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., M.P.
Chairman in London :
IVILLIA.3I WAINWRIGHT, Esq.

----xers FROM TUE REPORT FOR THE YEAR

18(2.

The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
keeling, of its Shareholders.

FIRE BIZAIsi.CH.

The Directors have,aspleasingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high, comparative position held by the Royal in the
Government Returns of Duty is actin fully m.intained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
Passes that of any year, with but two exceptions, since the
commencement of thi4 Office, the balance to the credit on
accou-nt of British and Forelem Insurances being. £45,107 10s.
St, and of the North American business, which is kept sepa-
rattly, £11,097165. 10d.

LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
state the sum assured on new policies for the year 1F62
exceeds even that of the yeßr 1861 by £189,000, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
has
years it is believed that such a sum assured as that which
h just been announced as the /milt of one year's business
was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the ag,E,rregate s.im
Proposed for assiKarre mounts to X 143.251. Various deg,rees
01 Ineligibility ta,,t led to these lives being declined.
No small number of the Assurance companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as in admis-
stole in a single year from deterioration of some kind or
another.
, IT, to complete their review, the Directors now advert
uriefty to the United Kingdom, they have to announce that
In Fire Business its progress has been undoubtedly more
rauld than that of any other Company established either in
end m or elsewhere, except when amalgamations have taken
Place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their
present Report with the
txpression of an opinion that the prospects of the Royal
foundedpy were never bri-rhter, and of a spa t
Prat
'2,OPe, on a grateful remembrance of thst,
ni.
re future may unfold for it a sphere of still greater m
protection
41e, combining distinguished commercial success toagthe
"free with a lengthened career of usefulness and
to the public.

PERCY M. DOVE, 31anager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARRES BARCLAY, Esq., Sub-Governor.
Sir JOIIN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.
Aenlyßainbridge, Esq. Wilmot Holland, Esq.
T>
.1,, . onert Barclay, Esq. Earl of Leven and Melville.
Garratt Cattle y, Esq. Chas. Jno. Manning, Esq.
Mark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
41"1" Dent, Esq. Charles RobiS nson, Esq.
exander Druce, Esq. Samuel Leo chster, Es.
redk. jos. Edlmann. Esq. Eric Carringtonu Smith, Esq q.
b
Itiversdale W. Grenfell, Esq. William Soltau, Esq.
bt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
nl. Tetlow Hibbert, Esq.: William Wallace, Esq.
"48. Stewart Hodgson, Esq. , Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOW.", Esq., F.R.S.
FIRE
Me usual fifteen days allowed for payment of
RE PREMIUMS falling due at Michaelmas will expire
on 14th October.
FIRE and LIFE ASSURANCES may be effected with this
corporation on advantageous terms.
The Reversionary Bonus on British Life Policies has ave-
raged nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
flyable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security,
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
SPECIAL NOTICE. a

rolicir‘s on the participating system, granted on or before
the Rist December, 18,'3, and in force at 111. close of the year
1865, Will be entitled to share in the next division of profits

ROYAL EXCHANGE. LONDON.
ROBT. I'. STEELE. Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

.Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
Accumulated and Invested Funds
Annual Revenue 422,401
FIRE DEPARTMENT.
Insuran-es tv.rantefi both at Home and in Foreign Countries
en the most liberal terms.
LIFE DEPARTMENT.
Every facility offered to Insurers.
ou'inety per Cent. of the Profits divided among the Insurers
the participating principle.
The new Life business transacted in 1862 as follows :
Policies. Amount Insured. Premiums.
1,037 £763,334 £23.641 0 0
Forme of Proposal and every information will be furnished
on application at the

OFFICES:
LONDON 58, Threadneedle-street.
~
acedings. Lothbury.
West-end Offioe B. Waterloo-pl, Pall-mall.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.

Established 1840.
TRUSTEES.
Thomas Barham Lrsq.,M.P. I Wm. Geo. Prescott, Esq. Thomson Hankey, isq M.P. Baron L. de Rothschild, M.P.M
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of X 1,500,000.
The Annual Income is £51,000
The Accumulated Fund exceeds .. 2,4),(00
It has paid in Claims • • • • .. 112,000
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
policies
Dec. 31, 1847 ..
1852 • •
„ 1857 .. • • • •
„ 1862 .. • • • • • •
malting* the total bonus additions, £96,600.

.. L 5,400
.. 11,500
2.200
.. 50,500

llontises may be in (nib applied to the refine
tion of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
bp policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
po icy is wholly avoided.
The balance-sheets of the Association are open to all,
whether assurers or otherwise.
sentActi ed ve and influential agents will be appointed in unrepre-
districts.

Val. THOS. LINFORD, Secretary.
Chief Office,ls, Moorgate-street, E.C., Aug 1, 1863.

ARMY CONTRACTS.
Commissariat Office,
Aldershot, 2d September, 1863.
TENDERS will he received nt this office, until
noon, s
who ma on WEDNESDAY, the 30th September, 1863,
the from
supplyrson of ybe willing to enter into Contract for