The Sun.
London, England, 1863-09-02 00:00:00

QRA.—VACkNCIES for' MIDSHIPMEN and
APPRENTICES in a first-class London shipping firm.
Premium mOd.rate. Al.° apprenti,es without premium.—
Apply to SIMIIONDS and Co.. 38, St. Mary-at-hill, East-
cheap, E.C. Third Officers and Stewards wanted.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by [loyal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUNDS, £2,12.1,828.
ANNUAL REVENUE, £422,401. -
LONDON BOARD.
John White Cater, Esq., P. du Pre Grenfell. Esq.
Chairman. A. Klockmann. Esq.
Charle. Morrison, Esq., Dc- John Molle:t Esq.
lintyhairman. .I,nius S. Morgan.
A. De A rrovave, Esq. G. Garden Nicol, Esq
Edward Cohen, Esq, John H. Wm. Schroder, Esq.
James du Buisson, Esq. George young, Etick

A. .Cn
vaCavan,
F Campbell,:s.Esql:lx-Drutcrons.
Hebert Smith, Esc!.
Frederic Somes, Et.q.
P. P. Rail', Esq.
Manager of Fire Departtnent7Georgr, Whyting.
Manager of Life Department—W. F. Birkmyre.
Superintendent of Foreign Department—G. H. Burnett.
Secretary—F. W. Lance.
General Manager—David Smith.
FIRE DE PARTMENT.
The
Company grants Insurances against Fire in the United
Kingdom, and all foreign countries.
mercantile Risks In the Port of London accepted at re-
duced rates.
Losses promptly and liberally settled.
Foreign Risks.—The Director,, having a practical know-
ledge of foreign countries, are prepared to issue Pollees on
the most tavouratde term.. In all cases a discount will be
allowed to Merchants and others effecting such Insurances,
- -

...._ .. ___
LIFE DEPARTMENT
The following Statement exhibits the improvement effected
during the las ' few years :
No. of Policies
Issued. Sums. Premiums.
1851
1859 fr 5
18 0
1811 783 . 527,6!6
1862

Thus in five years the number of Policies issued was 3,623,
assuring the large sum of £2,925.917.

The leading features ot the Office are:-
1. Entire Se urity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the neat investiga-
tion.
3. The advantages afforded by varied Tables of premium;
—unrestricted conditions ot Policies—and general
liberality in dealing, with the Assured.
Forms of Proposal and every information will be furnished
on application at the
REAP OFFICES • LONDON. 58, Threadneedle-street.
4, New Bank Buildings.
EDINIIIIIIGn —.64, Princes-street.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE :
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX, J. RUSSELL.

THE ROYAL INSURANCE COMPANY
IIEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds L5OO,O^O.
Accumulated Funds in hand over 1,00,000.

Chairman in Liverpool:
CHARLES TURNER, Esq., M.P.

Chairman in London :

WILLIAM WAINWRIGHT, Esq.

EXTRACTS FROM TIIE_ REPORT FOR THE YEAR

1862.

The Directors of the Royal Insurance Company are now
called upon to make their accustomed periodical Report at the
Meeting of its Shareholders.

FIRE BRANCH.
The Directors have, as p'easingly as unexpectedly, at the
close of the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preced.ng, year, and in tact sur-
passes that of any year, with but two exceptions, since the
commencement of thi4 Office, the balance to the credit on
account of British and Foreign Insurances being £45,107 108.
5d., and of the North American business, which is kept sepa•
rately, £11,097 16s. l

LIFE BRANCH.
The very gratifying duty now falls upon the Directors to
state the sum assured on policies for fhe year 1t62
exceeds even that of theyear 1861 by £lBO,OOO, and. has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies Issued. Until within the last
few years it is believed that such a sum acsured as that which
has just been announced as the result of one year's business
was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fall to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating, life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assuran^e amounts to i 43,281. Various degrees
of inelig,ibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding, those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.

Tf, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business is progress has been undoubtedly more
rapid than that of any other Company established either in
Lond)n or elsewhere, excerpt when amalgamations have taken
Place. The returns of duty have proved this. In Lite, the
amount of New Policies already reported make all other
evidence needless.

The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, tonnded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining- distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

NORWICH UNION FIRE INSURANCE
SOCIETY.

The business of the Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
£85,062, and the amount insured on farming stock,
X 10,086,332.

A bonus of three-fifths of the profits periodically made to
parties insuring, who have thus, from time to time, received
sums amounting in the aggregate to £440,000 ; and the Society
now holds a large Reserve applicable to a future Bonus.
The rates of premium are in no case higher than those
charged by the other principal offices making no returns to
their insurers.

For prospectuses apply at the Society's Offices, Surrey-
street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, E.C.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.

Established 1840.
TRUSTEES.

Thomas Darin', Esq., M.P. I Wm. Geo. Prose/At, Esq
Thomson Hankey, Esq., M.P. Baron L. de Rothschild, M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is .„ £51,000
The Accumulated Fund exceeds .. 2 o,f 00
It has paid in Claims .. 112,000
The whole of the profits are divided quinquennially among
the Members. Three divisions have already been made•
'when the following sums have been added as bonuses to the
policies

£5,400
.. 11,500
.. 23 200
.. 56,500

Dec. 31, 1847 .. • •
„ 3852 .. • •
1857 • • • •
1862 .. • • • •
making the total bonus additions, £96,600.
Bonuses ma-, be received in cash or applied to the reduc
tion of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
uP Policies introduced by this Association, by which the
sacrifice so often submitted to on the relinquishment of
rul, icy is wholly avoided. •
The balance-sheets of the Association arc open to au,
whether assurers or otherwise.
Active and influential agents will be appointed in unrepre•
Vented districts.

W3l. THOS. LINFORD, Secretary,
Chie-Ofice, 15, 1. Toorgate-street, E.C., Aug 1, 1863.

OYAL A.D. 1720.
EXCHANGE ASSURANCE
R
CORPORATION
First)
(Established by Charter of his Majesty FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office
OCTA.VIUS VirlGliA.29Mr, Eal.ql-7GGit
pall-mall.
theon
GEORGE PEARRES BARCLAY, Es' .
_II Sub-Governor. Sir JOHN HENRY PEW-. Bart., Deputy-Governor.
DIRECTORS.
Henry Bainbridge, Esq. Wilmot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garratt Cattlev, Esq. Chas, Jno. Manning, Esq.
Mark Currie Close, Esq. Henry Nelson Esq
William Davidson, Esq. The lion. Josue' llne.W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Samuel Leo Schuster, Esq.
Alexander Druce, Esq.
Eric Carrington Smith, Esq.
Fredk. Jos. Edlmann, Esq.
William Soltau, Esq.
Riversdale W. Grenfell, Esq.
Joseph Sorties, Esa., M.P.
Bobt. Amadeus Heath, Esq.
Wm. Tetlow Hibbert, Esq. Wil 1 1 aßna rTallro7;nh.
Chas. m ~ .. q.
Jas. Stewart Hodgson, Esq. "
Medical Referee, SAmiTED SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Lite Department, assurances are . granted with par-
ticipation in Profits, or, at lower Premmms , without such
participation.
The Reversionary Minis on British Poliesiuerse
nearly 2 per ct. reductions nnum on the sum as has averaged
Equivalent have been made in the Premiums
payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years. Life.Any sum not exceeding £15,000 may be insured on one
This Corporation affords to the Assured—'
Liberal participation in Profits—with exemption from
the liabilities of Partnership.
A rate of Bonita equal to the avera,re returns of Mutual
SSoctock. ieties—with the guarantee of a
large invested Capital
The rulyantazeri of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A 'TALE.
in the Corpora,tion ha
avnry. e always allowed the Assured to serve
The Ai litia Y eom or United Kingdom, free of charge. Volunteer Corps within the
ROYAL ExCHANGE, LONDON.
ROM'. P. STEELE, Secretary.

A TWELVETREES'
OA GLYCERINF
be httl! oP Et
nbt
pOIVDER makes its own Soap, nd s
time,
two thirds of Soap, and three-iourthasve
nd f
ye eG:Harper 0 Ir'
uwgegl Lettsr:aens ,d BoriTmn teeny..
Lloanotori aPf
S ed

A NEVER FAILING REMED,,,
. Y,.,
Dr. SCOTT'S BILIOUS and LIVER PILLS
',axed without any mercurial ingredient, from the recipe orbe;
ocott, of Bromley, _Kent, will he found invaluable to all who
suffer from bilious and liver complaints, indigestion, winit-
Tama, giddiness, dizziness of the eyes, &o. For habitual
iostiveness, as a family aperient medicine, and as a purifier
of the blood, they are truly excellent; mild in their opera-
tion and grateful to Ibe stomach, they create appe7ite, pro-
mote digestion, and strengthen the whole nervous system.
S°l4. by W. Lambert, s, King William-street, Charing-cross.
London, and by most drug!gsts, in boxes,ls. lid., and three
"me° the quantity in one, 2s. 9d. Be sure to ask for Dr.
Scott's Bilious and Liver Pills. The genuine are a square
ereen package, witu
stamp. "William Lambert," engraved on the