The Sun.
London, England, 1863-09-02 00:00:00

_.,.~

EMEMBER, . WE SUP AT EVANS'
-Pi EVERY EVENING THIS WEEK aftzr Alfred
Mellon's Promenade Concerts.

SEASEA.-VAC kNCIES for MIDSHIPMEN and
.—VAC
APPRENTICES in a first-class London shipping firm.
Premium moderate. Also apprentices without premium.—
Apply to SIMMONDS and Co.. 38, St. Mary-at-hill, East-
cheap, E.C. Third Officers and Stewards wanted.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUNDS, £2,122,828.
ANNUAL REVENUE, £122,401.
LONDON BOARD.
John White Cater, Esq., P. du Pre Grenfell, Esq.
Chairman. A. Klockmann, Esq.
Charle4 Morrison, Esq., De- John Alollett, Esq.
Pufy Chairman. ,T,•nius S. Morgan, Esq.
A. De A rrovave, Esq G. Garden Nicol, Esq
Edward Cohen, Esq. • .Tohn 11. Wm. Schroder, Esq.
James du Buisson, Esq. George Young, Esq-
Ex-Dinr.crons.
A. TT. Campbell, Esq Stohert Smith, Esq.
P. C. Cavan, Esq. • Frederic Somes, Esq.
P. P. Raili, Esq.
Manager of Fire Departinent-,GcorV 11. Iv.hyting.
Manager of Life Department—W. F. Birkmyre.
Superintendent of Foreign Department—G. H. Burnett.

Secretary—F. W. Lance.
General Manager—David Smith.
FIRE DEPARTMENT.
he Company grants Insurances against Fire in the United
Kingdom and all foreign countries.
Mercantile Risks :n the Port of London accepted at re-
duced rates.
Losses promptly and liberally settled.
Foreit-r.n Risks. —The Director, having a practical know-
ledge of foreign countries, are prepared to issue Policies on
the most favoura'Ae terms. In all cases a discount will be
allowed to Merchants and others effecting such Insurances.

LIFE DEPARTMENT
The following Statement exhibits the improvement effected
during the las • few years :
No. of Policies
Issued. Sums. Premiums.
1555
1859 6,,',5
18 0 74 t -5,619
1Bsl
1862 I,C 37
Thus in five years the number of Policies issued was 3,623,
assuring the large sum of £2,928.917.
The leading features of the Office are:-
1. Entire Se -laity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the next investiga-
tion.
3. The advantages afforded by varied Tables of premiums
—unrestected conditions of Policies—and general
liberality in dealing with the A ssured.
Forms of Proposal and every information will be furnished
on application at the
HEAD OFFICES • LoNnox 58, Threadneedle-street.
4, New Bank Buildings.
EDINBURGH 64, Princes-street..

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE:
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.

THE ROYAL INSURANCE COMPANY.
HEAD OFFICES,
29, Lombard-street, London, and Royal Insurance-
buildings, Liverpool.
Total Annual Revenue exceeds £soo,o^o.
Accumulated Funds in hand over 1,0)0,000.

Chairmen In Liverpool:
CHARLES TURNER, Esq., M.P.

Chairman in London :

WILLUM WAINWRIGHT, Esq.

EXTRACTS FROM THE REPORT FOR THE YEAR
1862.

The Directo of the Roal Insurance Company are now
called upon to make their accyustomed periodical Report at the
Meeting of its Shareholders.

FIRE BRANCH.
The Directors have, as pleasingly as unexpectedly, at the
close ot the year, to announce, for the first time, that the Fire
Premiums have not only reached, but exceed £300,000.
The high comparative position held by the Royal in the
Government Returns of Duty is again fully maintained.
The profit of the business of the year exceeds considerably
the amount realised in the preceding year, and in fact sur-
passes that of any year, with hut two exceptions, since the
commencement of thi. Office, the balance to the credit ou
account of British and Forefrrn insurances being Z 45,107 10s. 5c1., and of the North American business, which is kept sepa•
rately, £11,097 16s. 10d.

LIFE BRANCH.
The very gratifying, duty now falls upon the Directors to state the sum assured on new policies for fhe year 1562
exceeds even that of the year 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies issued. Until within the last
few years it is believed that such a sum assured as that which
has just been announced as the result of one year's business
was all but unheard of.
This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
future to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for as suranee I,MOlllltB to £141,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding, those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.
If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business is prog,ress has been undoubtedly more
rapid than that of any other Company established either in
Londm or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may untold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.

PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

NORWICH UNION FIRE INSURANCE
SOCIETY.
The business of the Company exceeds £70,000,000.
The duty paid to Government for the year 1862 was
410
.£85062, and the amount insured on farming stock,
,086,332.
A bonus of three-fifths of the profits periodically made to
parties insuring, who have thus, from time to time, received
sums amounting in the aggregate to 4440,000 ; and the Society
now holds a large Reserve applimble to a future Bonus.
The rates of premium are in no case higher than those
Charged by the other principal offices making no returns to
their insurers.
For pro.pectuses apply at the Society's Offices, Surrey-
street, Norwich ; and 6, Crescent, New Bridge-street, Black-
friars, E.C.

PROVIDENT CLERKS' MUTUAL LIFE
ASSOCIATION.
Established 1840.
TRUSTEES.
Thomas Baring, E'sq., M.P. I Win. Geo Prescott E q
Thomson Hankey, Esq., M.P. I Baron L. 'de Rothschild:M.P.
Mutual Life Assurance for all classes.
This Association has now in existence 6,000 policies, for a
total sum of £1,500,000.
The Annual Income is •• • . X 51,000
The Accumulated Fund exceeds 2 0,, oo
It has paid in Claims • • • • .. 112,000
The whole of the profits are divided quinquennially among.
the Members. Three divisions have already been made'
when the following sums have been added as bonuses to the
policies
Dec. 31, 1847 ..
„ 3852 •
„ 1857 ,•
„ 184',2 .. • • • • • •
Making the total bonus additions, £96,600.
.. Bonuses ma- be received in cash or applied to the ?ethic
',Km of premiums at the option of the assured, in lieu of an
addition to the policy.
Attention is especially invited to the system of free or paid-
bP policies introduced by this Association, by which the
"erifice so often submitted to on the relinqsishment of
po icy is wholly avoided.
..h The balance-sheets of the Association are open to all,
ether
Active and assu
Influential agents will be appointed in unrepre-
Sented districts.

£5,400

.. 11,500
.. 23 200
.. 56,500

WM. THOS. LENFORD, Secretary.
:Chiet Office, 15 Moorgate-street, E.C., Aug 1,1863.

A.D. 1720.
RoyAL EXCHANGE ASSURANCE
(Established b CORPORATION
FOR y Charter of his Majesty George the First)
. SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
GronoOCTAn Pna.nxl:s
PBNTUS WIGRAM, Esq Governor.
A.RCLAY, Esq.,” Sub-Governor.
Sir Jour 11Ernr ELLY, Bart, Deputy-Governor.
DIRECTORS.
Henry Bainbridge, Esq. Wilmot Molland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garrett Catticy, Esq, Chas. Jo. Manning, Esq.
Mark Cturie Close, Esq. Henry Nelson, Esq.
Alen•Wilitarn 't/avidson, Esq. The Hon. Joseeline W. Percy.
A- hornas, Dent, Esq. Charles Robinson, Esq.
Ras Bruce, Esq. Samuel Leo Schuster, Esq.
Fred's. Jos. Edlmann, Esq. Eric Carrineton Smith, Esq.
Riversdale W. Grenfell, Esq. William Soltau, Esq.
%-tobt. Amadeus Reath, Esq. Joseph Somes, Esq., 11tP.
Wm. Tetlow Ribbert, Esq.: William Wallac Esq.
Jas. Stewart Hodgson, Esq. ' Chas. Baring Young, Esq.
Medical Referee, SAMUEL Soma", Esq., P.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
8, In the Life Department, assurances are granted with par-
..eipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Banns on British Policies has averaged
beady 2 per cent. per annum on the sum assured. Equivalent reductions have 'ueen made in the Premiums
Payable by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years. L ife
Any sum not exceeding £15,000 may be insured on one
This Corporation affords to the Assured—.
Liberal participation in Profits—with exemption from
the liabilities ot partnership.
A rate of
wi Bonus equal to the averse returns of Mutual
Societies—
Stock. th the guarantee of a trge invested Capital
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A HALF.
in the Militia,
The Corporationilitia, Yeomanryl. or have aways allowed the Assured to serve United Kingdom, free of charges olunteer Corps within the
ROYAL EXCHANGE, LONDON.
ROBT. P. STEELE, Secretary.

HARPER TWELVETREES' GLYCERINE
es, Bromley -by-L
SOAP POWDER. makes its own Soap, and 8
„
rhoea(
.rrps 7Drfuwgegi vi
settsr:and Oilmen.
one-half of time, two thirds of Soap, and turee-fourthas
ow,
labour ! Is'aotdenutyee4 of
London.

A NEVER FAILING REArrn
Y
Dr. SCOTT'S BLLIOUS and LIVER
'wed without any mercurial ingredient, from thc recipe of
ter
:,eott, of Bromley, tient, will be found invaluable to all who.
ruder from bilious and liver complaints, indigestion, wind,
spasm, giddiness, dizziness of the eyes, &c. For habitual
costiveness, as a fhmily aperient medicine, and as a purifier
Pt the blood, they are truly excellent; mild in their opera-
tion, and grateful to the stomach, they create apperite, pro-
mote digestion
Londoa, and and strengthen the whole nervous system.
1-tv W. Lambert, 8, King William-street, Charing-cross.
by most druo-4-ists, in hoxes,lß. ltd., and three
"'Lieu the emantity in one, 28. 9d. Be sure to aoc for Dr.
Soott'S Bilious and
Liver Pills. The genuine are a square
green packae, with
Stamp. " William Lambert," engraved en the