The Sun.
London, England, 1863-09-01 00:00:00

LIFE BRANC FT.

The very gratifying duty now falls upon the Directors to
state the sum assured on nrw policies for fhe year 1P62
exceeds even that of theyeßr 1861 by £lBO,OOO, and has arrived
at the almost unexampled amount for a single year of
£701,427 on 1,498 new policies Issued. Until 'within the last
few years It is believed that such a sum acsured as that which
has just been announced as the result of one year's business
was all but unheard of.

This portion of the Company's business has been carefully
watched, and cannot fail to give much satisfaction to the
shareholder, as well as no small encouragement for the
futiire to the participating life assurer.
Evidence of continued care in the selection of lives is amply
afforded by a statement of the number rejected. These have
amounted to 311 for the year, on which the aggregate sum
proposed for assuraroe Amounts to X' 43,281. Various degrees
of ineligibility have led to these lives being declined.
No small number of the Assurance Companies of the day
record their accepted lives annually at a sum not much, if at
all, exceeding those which the Royal has declared as inadmis-
sible in a single year from deterioration of some kind or
another.

If, to complete their review, the Directors now advert
briefly to the United Kingdom, they have to announce that
in Fire Business its progress has been undoubtedly more
rapid than that of any other Company established either in
London or elsewhere, except when amalgamations have taken
place. The returns of duty have proved this. In Life, the
amount of New Policies already reported make all other
evidence needless.
The Directors conclude their present Report with the
expression of an opinion that the prospects of the Royal
Insurance Company were never brighter, and of a consequent
hope, founded on a grateful remembrance of the past, that
the future may unfold for it a sphere of still greater magni-
tude, combining distinguished commercial success to the
Office with a lengthened career of usefulness and protection
to the public.
PERCY M. DOVE, Manager and Actuary.
JOHN B. JOHNSTON, Secretary in London.

A.D. 1720.
ROYAL EXCHANGE ASSURANCE
CORPORATION
(Established by Charter of his Majesty George the First)
FOR SEA, FIRE, LIFE, AND ANNUITIES.
Offices, Royal Exchange, London.
Branch Office, 29, Pall-mall.
OCTAVIUS WIGRAM, Esq., Governor.
GEORGE PEARICES BARCLAY, Esq., Sub-Governor.
Sir JOHN HENRY PELLY, Bart., Deputy-Governor.
DIRECTORS.

- - -
Henry Bainbridge, Esq. Wilmot Holland, Esq.
Robert Barclay, Esq. Earl of Leven and Melville.
John Garratt Cattley, Esq. Chas. Jno. Manning, Esq.
Mark Currie Close, Esq. Henry Nelson, Esq.
William Davidson, Esq. The Hon. Josceline W. Percy.
Thomas Dent, Esq. Charles Robinson, Esq.
Alexander Druce, Esq. Samuel Leo Schuster, Esq.
Fredk. Jos. Edlmann, Esq. Eric Carrineton Smith, Esq.
Riversdale W. Grenfell, Esq. William Soften, Esq.
Robt. Amadeus Heath, Esq. Joseph Somes, Esq., M.P.
Wm. Tetlow Hibbert, Esq.' William Wallace, Esq.
Jas. Stewart Hodgson, Esq. " Chas. Baring Young, Esq.
Medical Referee, SAMUEL SOLLY, Esq., F.R.S.
FIRE and LIFE ASSURANCES may be effected with this
Corporation on advantageous terms.
In the Life Department, assurances are granted with par-
ticipation in Profits, or, at lower Premiums, without such
participation.
The Reversionary Emus on British Policies has averaged
nearly 2 per cent. per annum on the sum assured.
Equivalent reductions have been made in the Premiums
pa able by persons who preferred that form of Bonus.
The divisions of Profit take place every Five years.
Any sum not exceeding £15,000 may be insured on one
Life.
This Corporation affords to the Assured—
Liberal participation in Profits—with exemption from
the liabilities of partnership.
A rate of Bonus equal to the average returns of Mutual
Societies—with the guarantee of a large invested Capital
Stock.
The advantages of modern practice,—with the security
of an Office whose resources have been tested by the ex-
perience of nearly a CENTURY AND A RALE
The Corporation have always allowed the Assured to serve
in the Militia, Yeomanry, or Volunteer Corps within the
United Kingdom, free of charge. '

ROYAL EXCITANGE, LONDON.

ROBT. P. STEELE, Secretary.

NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.

Established 1809.
Incorporated by Royal Charter and Special Acts of
Parliament.
ACCUMULATED AND INVESTED FUNDS, £2,122,828.
ANNUAL RE vENuz, £422,401.
LONDON BOARD.

John White Cater, Esq., P. du Pre Grenfell, Esq.
Chairman. A. Klockmann. Esq.
Charle Morrison, Esq., De- John Monett, Esq.
puty Chairman. Junius S. Morgan. Esq.
A. De A rroyave. Esq. G. Garden Nicol, Esq.
Edward Cohen, Esq. John H. Wm. Schroder, Esq.
James du Buisson, Esq. George Young, Esq.
Ex-DIRECTORS.
A. H. Campbell, Esq. ! Robert Smith, Esq.
P. C. Cavan, Esq Frederic Somes, Esq.
P. P. Rail!, Esq. •
Manager of Fire Department —Georg,P H. Whyting.
Manager of Life Department—W. F. Birkmyre.
Superintendent of Foreign Department—G. H. Burnett

Secretary—F. W. Lance.
General Manager—David Smith.
FIRE DEPARTMENT.
The Company grants Insurances against Fire in the United
Ringdoro, and all foreign countries.
Mercantile Risks in the Port of
re-
duced rates. London accepted
Losses promptly and liborally settled.
Foreign Risks. —The Director., having a practical know-
the most favourable terms. In all cases a discount will be
allowed to Merchants and others effecting such Insurances.
LIFE DEPARTMENT
The following Statement exhibits the daring the las few years : improvement effected

Eo. of PoliCies _ ____ _
Issued. Sums.
IRS 455
....... . 4 Premiums.
377,425
1859......, 6;'5 ........ 449,91 14,070 3 ...... 412,565 18 8
...... 1
18-0
7
1861.... 785 . 527,6 t 6
1862
Thus in live years the number of Policies issued w 641
as 3, 0
623,
assuring the large sum of £2,928.9/7'
The leading features of the Office are:-
1. Entire Se .urity to Assurers.
2. The large Bonus additions already declared, and the
prospect of a further Bonus at the next investiga-
tion.
3. The advantages afforded by varied Tables of premiums
—unrestricted conditions of Policies—and general
liberality in dealing with the Assured.
Forms of Proposal and every information will be furnished
on application at the
READ OPFICES : .... LONDON 58, Threadneedle-street.
4, New Bank Buildings.
Eninnunon 64, Princes-street.
NORTH BRITISH AND MERCANTILE
INSURANCE COMPANY.
WEST-END OFFICE :
8, WATERLOO-PLACE, PALL-MALL.
Secretary—ALEX. J. RUSSELL.
KIiPTGRES.—BY ROYAL LETTERS PATENT.
WHITE'S MOC-MAIN
LEVER TRUSS
(PERFECTED AND EXHIBITED IN THE G
l'xtilurrioNs of 1851 AND 1862), is spewedto by
1; uEpwitarxßdzlsAAoTf
Two Hundred Medical Gentlemen to the most effective
urtful in its effects,
Invention
fina
steelthe curative
apring.
storeoatttemnenht
easern
The use o
rn round the
requisite resisting power-is
is here avoided—a soft bandage being aro
body, while the
da,y and
i,be had
hnindY,uand the
the
bloc-Main Pad and Patent Lever, fitting vritslttli:j::lied by
cbiercduelatecter m
during sleep.
and closeness thatdeisterciapntnivoet
A
truss, which cannot fail to fit, forwarded by post, on the eir-
otnnierence of the body, two inches below the hips, being
sent to the manufacture:,
Mr. WHITE, 228 Piccadilly 2 .

A Single Truss, 165., 215., 265. 6d., and 31s. 6d. Postage, le
Doublo Truss, 31s. 6d., 425., and 525. 6d. Postage, is 8d:
An Umbilical Truss, 425. and 525. 6d. Postage, ls. Dd.
Post-office Orders to be made payable to John White, Post-
office, Piccadilly.
NEW PATENT
LASTIC STOCKINGS,
KNEE-CAPS, ,tc., for varicose Veins and all cases of
.a.ness and Swelling of rile Legs, Sprains, Sm. They are
porous, light in texture, and inexpensive, and are drawn on
ea e unordinary stocking. I°e 48 a 78. 6d., 10s., to lea.
Postage 6d.
JOHN WRITE, Manufacturer, 228, Piccadilly.

ROYAL NATIONAL LIFE-BOAT
INSTITUTION
(Incorporated by Royal Charter).
PATRONESS—Her Most Gracious Majesty the Queen.
PRESIDENT—Vice-Admiral the Duke of Northumberland,
K.G., F.R.S.
CHAIRMAN—Thos. Baring, Esq., M.P., F.R.S., V.P.
DEPUTY-CHAIRMAN—Thomas Chapman, Esq., F.R.S., V.P.

bTehbeeaCiaomaimingtotefetboefAPPEAL.
sThbmeenitLifeboat Estab-
Institution has ended £32,000 on various
eary Managementffial,
the have to osta state
Nationalt h that, sin c
Lifeboate
Society, and other means, since its formation, I
number
er the
of Coastslives o f
saved England,
by Scotland, I aLnicli
e,
-abnoda Ireland.tss
0 t
tb e
tor' which services 82 Gold Medals, 718 Silver Medall2s,Bl
£18,480 in cash have been paid in rewards. The
Institu-
tion has also expended £67,000 on Life-boats, Life-boat
Transporting-can iages, and Boat-houses.
The Committee desire to express their grateful sense of
the generous. support which they have received from the
British public during the past few years, a support which
has enabled them to establish their present magnificent fleet
of 123 Lifeboats on the shores of the United Kingdom.
Deeply sensible, however, of the great responsibility that
rests on them to maintain their fleet in a thoroughly efficient
state, and its Crews practised in the management of their
boats, whi'h can only be effected by a large and permanent
annual income, they earnestly appeal to all classes of their
countrymen to aid them in upholding and perpetuating so
great and truly national a work.
The Committee grateful&y acknowledge the following con-
tributions :

H £s. der Majesty the Queen .. • • . unnusi 50 0 0
Campbell, the Hon. Mrs. G. .. • • .. annual 50 0
Clerk, Colonel, R.A. .. .. • • • . annual 1 1 0
Coutts and Co. Messrs., Bankers .. .. annual 10 0 0
Currie, Wm., I::sq., •• • • •• .. 4th don.lo 0 0
Erle, Lord Chief Justice .. . don. 10 10 0
.. 250 0 0
Fanshawe, Vice-Admiral Sir A., K.C.B. :. 2d on. 25 0 0
cost.. of.a. Lifeboat
.a.tul Tran-
resupworiteiktig(CLajrrlap,-Eseq"
11T a r t Harvey.l, Sirße vii Ge
n. rGy G.
.. • • .. 7th don. 10 0 0
•• .. don. 30 0
Moore, Rev. G. M ' • • • don. 15 15 0
and Mrs.
Smith, Mrs. George, Greenwich .. 30 0
Stirling, Col. Sir Anthony, K.C.B. .. .. annual 20 0
Thora,,,
Ladyship 16 16 0
•• .• •• ••
Lady, Weston-super-Mare, collected by her
Willoughby d'Eresb Lord .. .. .. annual 50 0
Co., 59, Strand
Donations and AnnualY• Subscriptions will be thankfully re-
eived by the Bankers of the Institution, Messrs. Willis, Percival, and Co., 76 Lombard-street; Messrs. Coutts and
Jamees-street, London by a 1 the Collectors of Customs
; NI Rai's. Berries, Farquhar. and Co., 16, St.
andßankers in the United Kingdom; and by the Secretary
Richardu Lewis. Esq. at the Office of the Institution, 11,
John-street Adelohi:London,